Podcasts about credit cards

Natalie Brunell and David Marcus, Co-Founder & CEO of Lightspark, former PayPal President and Meta executive, talk about why Bitcoin will become the Internet of Money and why it's still massively undervalued compared to gold. Topics include: Bitcoin's path to surpassing gold Stablecoins and tokenization on Bitcoin AI, micropayments, and the future of digital commerce Lightspark's Spark and Grid: faster, cheaper Bitcoin payments Follow David Marcus on X https://x.com/davidmarcus  ---- Pre-order Natalie's new book "Bitcoin is For Everyone," available November 18, 2025. https://amzn.to/3WzFzfU  ---- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. Learn more at https://www.gemini.com/natalie  ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Ledn is the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. Get .25% off your first loan, learn more at https://www.Ledn.io/natalie  ---- Natalie's Bitcoin Product and Event Links: For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories  Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  Genius Group (NYSE: $GNS) is building a 10,000 BTC treasury and educating the world through the Genius Academy. Check out *free* courses from Saifedean Ammous and myself at https://www.geniusgroup.ai Earn passive Bitcoin income with industry-leading uptime, renewable energy, ideal climate, expert support, and one month of free hosting when you join Abundant Mines at https://www.abundantmines.com/natalie  Bitcoin Amsterdam, Bitcoin MENA and Bitcoin 2026 Las Vegas will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Ditch your fiat health insurance like I did four years ago! Join me at CrowdHealth: www.joincrowdhealth.com/natalie  ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Have you ever opened a new credit card for the welcome bonus, only to forget how much you've spent or when the deadline hits? Or maybe you're juggling multiple cards and can't remember which one to use next. In this next episode of our Streamline, Stack, and Save mini-series, I'm joined by Zac Hood, founder of Travel Freely, an app that helps you track your credit cards, sign-up bonuses, and annual fees — so you can stay organized, hit your goals, and never miss a reward. Zac built Travel Freely after realizing how easy it was to lose track of credit card bonuses, fees, and timelines. What started as a simple spreadsheet turned into a tool that helps thousands of travelers manage their rewards efficiently. In this conversation, Zac and I talk about how Travel Freely works, why it's free to use, and how it helps users stay on top of their credit card portfolio. We also discuss how to plan future card openings strategically, how to track spending toward welcome offers, and how the app helps travelers simplify their credit card portfolio — especially when juggling multiple issuers and family accounts. You'll also hear Zac's story of building the platform from scratch and the lessons he's learned about balancing automation, accuracy, and user trust in the points and miles world. Get full show notes and transcript here Want to shape the show? Take the Point Me To First Class listener survey here and share what you love and want more of! Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments Guest: with Jon Ostenson ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report:https://myfreescorenow.com/enroll/?AID=COUNSELELITELLC&PID=18983 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

DTNS Appearance Stocking Stuffer - OXO Sweep & Swipe Laptop Cleaner Adventures in OS 26 Screenshots Support the Show CCATP #823 — Adam Engst on How to Turn Liquid Glass into a Solid Interface Transcript of NC_2025_10_19 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

Snag Our Simplified Budget System!You make way too much money to be in this much debt — and we say that with love. ❤️If you're swiping your credit card for groceries, juggling balances between cards, and convincing yourself it's worth it “for the points,” this episode is for you. We're breaking down the truth about debt — how it keeps you stuck in the past — and showing you what it really means to fund your future instead.Today, we're talking about why your credit card is not your budget, what it looks like to be your own bank, and the small but powerful steps that help you stop relying on debt once and for all.

Imagine, you've taken your clients out to an unforgettable luncheon and... *pat* *pat* *pat*... you don't have your wallet, or any cash, or even your checkbook! How mortifying!? Whatever will you do? Well... you invent a new way to pay that fundamentally alters the economy and complicates everyone's lives... FOREVER. We're talking about the FIRST CREDIT CARD, so get ready to join the Diners' Club and start deferring payment to the end of the month... when surely you'll have the money to cover it... Right? Right!? Also, a MouthGarf Report and I See What You Did There!Sources:www.dinersclub.com/about-us/historyhttps://medium.com/@BOLDAwards/the-story-of-diners-club-the-first-credit-card-c0191d02c89ehttps://boardgamegeek.com/boardgame/34270/the-diners-club-credit-card-gamehttps://en.wikipedia.org/wiki/Diners_Club_InternationalPlease give us a 5 star rating on Apple Podcasts! Want to ask us a question? Talk to us! Email debutbuddies@gmail.comListen to the archives of Kelly and Chelsea's awesome horror movie podcast, Never Show the Monster.Get some sci-fi from Spaceboy Books.Get down with Michael J. O'Connor and the Cold Family and check out his new compilation The Best of the Bad Years 2005 - 2025Next time: First Star on the Hollywood Walk of Fame

This week's questions: Ways to build smarter budgets, earn extra money outside the 9-to-5, tackle those hefty annual credit card fees, and a pro tip for anyone struggling with medical debt. Hosted on Acast. See acast.com/privacy for more information.

Learn how to build business credit fast and access capital without destroying your personal credit Build business credit fast and unlock funding opportunities most entrepreneurs never discover—that's exactly what you'll learn in this game-changing episode with Ty Crandall, who runs the world's largest business credit coaching operation. Charles Gaudet and Ty dive deep into the critical mistakes business owners make when funding their companies, revealing why the worst time to seek money is when you actually need it. Ty shares his proven "3 C's Formula" (Cashflow, Credit, Collateral) that has helped thousands of businesses access over $30 million in funding monthly, and you'll discover how to separate your personal finances from business liability, build a fundable business credit profile from scratch, and tap into funding options ranging from $160K in 0% interest credit cards to 4% EIDL loans with 30-year terms. Ty Crandall is a military veteran, world-renowned business credit and financing expert, and successful entrepreneur who has transformed personal tragedy into a mission of service. As the author of two best-selling books on consumer and commercial credit, Ty is also a high-level business coach who helps entrepreneurs scale to 8-figures and beyond, and an international speaking sensation. After losing everything during the 2008 financial crisis—including his mortgage company, personal assets, and even resorting to passing bad checks to keep electricity on for his pregnant wife—Ty rebuilt from ground zero with a fundamental shift in purpose. His painful experience drives his commitment to educating business owners on building fundable companies while protecting their personal assets, making Credit Suite the go-to resource for entrepreneurs seeking capital access at favorable terms without personal guarantees. KEY TAKEAWAYS: The worst time to ask for money is when you actually need it—entrepreneurs should prepare and secure revolving credit lines before cash flow problems arise. Business owners should double their estimated startup costs and timelines, as ventures typically take twice as long and cost twice as much as anticipated. Building business credit is separate from personal credit and should begin the moment you start your business to avoid personal liability and guarantee requirements. The "3 C's Formula" determines funding eligibility: Cashflow, Credit, and Collateral—if you have all three, you qualify for SBA loans; if you have one strength, focus on lenders specializing in that category. Unlike personal credit, business credit scores (like Paydex) are based solely on payment history, inquiries don't hurt your score, and 90% of vendors don't report unless you're intentional about it. Entrepreneurs should stock up on revolving credit whenever available and when terms are favorable, even if they don't need it immediately, to prepare for economic downturns or unexpected opportunities. Alternative funding options beyond traditional banks include merchant cash advances, credit card stacking ($160K at 0% for 18 months), asset-based lending (stocks, 401Ks, cryptocurrency), and EIDL disaster loans at 4% for 30 years. Using brokers instead of going directly to lenders provides access to more funding options, better negotiating power, and often costs nothing extra since lenders pay referral fees to brokers. Link's mentioned in the episode: creditsuite.com/blueprint https://www.linkedin.com/in/tycrandall Growing your business is hard, but it doesn't have to be. In this podcast, we will be discussing top level strategies for both growing and expanding your business beyond seven figures. The show will feature a mix of pure content and expert interviews to present key concepts and fundamental topics in a variety of different formats. We believe that this format will enable our listeners to learn the most from the show, implement more in their businesses, and get real value out of the podcast. Enjoy the show. Please remember to rate, review and subscribe to the podcast so you don't miss any future episodes. Your support and reviews are important and help us to grow and improve the show. Follow Charles Gaudet and Predictable Profits on Social Media: Facebook: facebook.com/PredictableProfits Instagram: instagram.com/predictableprofits Twitter: twitter.com/charlesgaudet LinkedIn: linkedin.com/in/charlesgaudet Visit Charles Gaudet's Wesbites:  www.PredictableProfits.com www.predictableprofits.com/community  

Most people swipe their cards for cash back. The wealthy use them to fly first class, stay in luxury resorts, and live their dream lifestyle—almost free.In this episode, Rich sits down with Eli Facenda, aka The Travel Guy, to reveal the exact systems and hacks that turn everyday business spending into world-class travel experiences. From earning points on rent and payroll to flying Emirates first class and even showering mid-flight, Eli breaks down how to make your money work harder by mastering credit card strategy.They cover:How to earn points on mortgages, rent, and payrollThe best credit cards for business owners (and which to avoid)How to get 10%+ back in tax-free travel valueThe secret tools for redeeming points at 4–5x higher valueInsider tips on booking first-class flights, airline lounges, and luxury hotelsIf you've ever wondered how entrepreneurs travel the world in style while spending less than the average tourist, this episode gives you the full playbook.Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

Nicki Minaj revealed she’s been the victim of credit card fraud totaling thousands of dollars, prompting speculation about who’s behind the theft — and whether her husband Kenneth Petty could be involved. See omnystudio.com/listener for privacy information.

Former FBI Agent Tom Simon returns to Inside True Crime to share credit card scams. ⁣ ⁣ Tom's links⁣ https://www.instagram.com/simoninvestigations/?hl=en⁣ https://www.tiktok.com/@simoninvestigations⁣ https://www.youtube.com/@simoninvestigations⁣ https://www.simoninvestigations.com⁣ ⁣ Do you want to be a guest? Fill out the form https://www.insidetruecrimepodcast.com/apply-to-be-a-guest⁣ ⁣ Go to https://kachava.com and use code ITC for 15% off your next order.⁣ ⁣ ⁣ Get started NOW while you still have time. Go to https://donewithdebt.com and talk with one of their specialists, FOR FREE. ⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime ⁣ ⁣ ⁣ Follow me on all socials!⁣ Instagram: https://www.instagram.com/insidetruecrime/⁣ TikTok: https://www.tiktok.com/@matthewcoxtruecrime⁣ ⁣ ⁣ Do you want a custom painting done by me? Check out my Etsy Store: https://www.etsy.com/shop/coxpopart⁣ ⁣ Listen to my True Crime Podcasts anywhere: https://anchor.fm/mattcox ⁣ ⁣ Check out my true crime books! ⁣ Shark in the Housing Pool: https://www.amazon.com/dp/B0851KBYCF⁣ Bent: https://www.amazon.com/dp/B0BV4GC7TM⁣ It's Insanity: https://www.amazon.com/dp/B08KFYXKK8⁣ Devil Exposed: https://www.amazon.com/dp/B08TH1WT5G⁣ Devil Exposed (The Abridgment): https://www.amazon.com/dp/1070682438⁣ The Program: https://www.amazon.com/dp/B0858W4G3K⁣ Bailout: https://www.barnesandnoble.com/w/bailout-matthew-cox/1142275402⁣ Dude, Where's My Hand-Grenade?: https://www.amazon.com/dp/B0BXNFHBDF/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1678623676&sr=1-1⁣ ⁣ Checkout my disturbingly twisted satiric novel!⁣ Stranger Danger: https://www.amazon.com/dp/B0BSWQP3WX⁣ ⁣ If you would like to support me directly, I accept donations here:⁣ Paypal: https://www.paypal.me/MattCox69⁣ Cashapp: $coxcon69 Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, Richard dives into three key topics shaping the South Bay market this fall. First, he breaks down interest rates and explains why local jumbo borrowers are landing roughly a full percentage point below national averages and how South Bay credit unions are offering some of the most competitive mortgage deals we've seen all year. Next, Richard shares a new segment on credit card rewards tailored for real estate. He highlights the Mesa card (earn points on your mortgage), the Bilt card (points for rent), and the Southwest Business Performance card (a travel hack for Realtors and business owners that can earn a two-year Companion Pass). Finally, Richard wraps up with a Q3 market recap, comparing how Manhattan Beach, Hermosa Beach, Redondo, and the Palos Verdes Peninsula performed this quarter, as well as, what trends may shape the rest of 2025. For more South Bay real estate insights, subscribe to Richard's weekly blog at https://haynesre.com/blog/

American Express (AXP) aims to cash in on an earnings beat before Friday's opening bell. Stephen Biggar says the company's reward program backed by strong consumer sentiment give the credit card company an advantage for its quarterly report. He also explains what makes American Express stand out compared to peers like Mastercard (MA) and Visa (V). Tom offers example options trades in American Express and Visa.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Are your credit card declines climbing and your approval rate dropping? Every failed transaction means lost revenue. In this episode, Maria breaks down how to fix payment declines, boost approval rates, and recover more sales through smarter payment processing strategies.If you run an ecommerce store, sell online, or operate in a high-risk industry, this episode will help you uncover why payments fail — and what you can do to fix it.You'll learn how to:✅ Read and interpret decline codes that actually matter✅ Retry soft declines safely (and avoid hard declines)✅ Fine-tune your fraud prevention tools to stop false declines✅ Use AI and address verification (AVS) to improve approvals✅ Align your MCC and business descriptor with what you sell✅ Optimize transaction routing and use dynamic currency conversion (DCC) for higher approval ratesIf your current payment setup isn't getting enough approvals, Maria explains what to change — fast. Whether you're using Shopify, WooCommerce, or your own checkout, these insights will help you recover lost revenue and keep transactions flowing.

Today, Clark updates holiday airfare booking strategy - and discusses high fee travel credit cards. How do you know when they're worth it? Also - Medicare Open Enrollment time brings a Clark warning about “disadvantage” plans and why you need to study your options this year.  Holiday Flights & Travel Cards: Segment 1 Ask Clark: Segment 2 Medicare Open Enrollment: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Deadline to Book 2025 Thanksgiving and Christmas Flights (and Other Holiday Travel Tips) Best Travel Credit Cards: Top Rewards Picks for 2025 American Express Platinum Card® Review: Is It Worth It? American Express Platinum Card® vs. Chase Sapphire Reserve®: Which Is Right for You? Citi Launches 2 New Credit Cards to Expand on Travel Rewards Ecosystem Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 OnePay CashRewards Card: Is the New Walmart Credit Card Worth It? Medicare: 10 Things To Know Why I Think Medicare Advantage Plans Stink - Clark Howard Open Enrollment: Why You Can't ‘Set It and Forget It' This Year Should I Freeze My Credit With the Other Credit Bureaus? Ooma VoIP Phone Service for Business and Home Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

#250: Chris dives into listener questions, covering open enrollment, investing, buying gold, life and auto insurance, RSUs, practical ways to leverage AI tools and more. Link to Full Show Notes: https://chrishutchins.com/open-enrollment-AMA-2025 Partner Deals Fabric: Affordable term life insurance for you and your family Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Gusto: Free 3-month trial of the #1 payroll software DeleteMe: 20% off removing your personal info from the web Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned PEOs: TriNet | Justworks Insurance Broker: Rich Sterling Productivity/AI Tools Notion NotebookLM Replit Cursor v0 Figma Perplexity Claude Mesa Homeowners Card (50k bonus with code CHRIS50) $1,200 U.S. Bank Bonus ATH Podcast Newsletter Ep #34: Insider Tricks to Healthcare, Prescriptions and Medical Bills with Marshall Allen Ep 104: Optimizing Your Insurance Policies Ep #140: Navigating Open Enrollment Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth Ep #248: How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss Submit questions for our next AMA here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:30) Quick Episode Overview (01:22) How to Select Your Insurance Plan (05:19) Saving with a High Deductible Health Plan (14:19) Tips for Specific Drugs and Providers (15:27) Dental and Vision Plans (17:17) Benefits of FSAs (19:10) Getting Health Insurance Outside of an Employer (21:08) Getting Insurance for Your Business (23:20) Insurance via Medical Research Companies and Affinity Groups (24:52) Direct Primary Care (25:48) Reimbursing Medical Expenses Charged on a Credit Card (30:45) Diversification in an Incredibly High Stock Market (36:20) Investing in Precious Metals: Gold & Silver (40:55) Strategy for Handling RSU Compensation (43:35) Variable Universal Life Policy (48:05) The Rise in Auto Insurance Premiums Following an Accident (55:22) Buying A Used vs. New Car (58:06) Chris's Favorite Work Tools Including AI (01:02:07) Is AI an Actual Threat to Our Jobs? (01:04:26) Chris's Pre and Post W2 Job Experience (01:06:50) Find the Best Deals on the ATH Newsletter (01:10:53) The Next Gift Card Sale Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

But experts say there are a few mistakes that can catch you out and cost money when using credit cards. Money correspondent Susan Edmunds spoke to Corin Dann.

A woman who went to the hospital was offered a payment plan but later found out it was a credit card - which was issued to her even though (she says) she never signed for anything. https://www.lehtoslaw.com

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments Guest: with Jennifer Elliott ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report:https://myfreescorenow.com/enroll/?AID=COUNSELELITELLC&PID=18983 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

Kilowatt — Sentry Mode: Your Best Legal Witness Kilowatt — The Good, the Bad & the Ariya with Allison Sheridan Clockwise Podcast #626: I'm doing Great, Pumpkin PowerPhotos — ScreenCastsONLINE Tutorial Demon Bots, I Rebuke Thee! Why You Might Need a Great USB Cable Tester and Multimeter Support the Show Security Bits — 12 October 2025 Transcript of NC_2025_10_12 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

Travel Planning with Points & Miles Join Spencer Reese and Jamie as they dive deep into the tactical strategies for planning and booking travel using credit card points and miles. This comprehensive guide walks through the entire process from initial flight searches to hotel bookings, with a focus on maximizing value while avoiding common pitfalls. Topics Covered Flight Booking Strategies: How to prioritize travel goals (destination, dates, airline, class of service) Finding direct flight routes and connections Searching for award availability across multiple loyalty programs Setting up price and availability alerts The importance of booking directly with airlines Avoiding third-party booking sites and potential complications Understanding partner airlines and fifth freedom routes Hotel Booking: Searching for hotel availability with points Using free night certificates effectively Maximizing Amex Fine Hotels & Resorts (FHR) benefits Fifth night free promotions When to choose hotels vs. short-term rentals Advanced Tips: Transfer partner bonuses and timing Combining points between household members Seat selection strategies for different aircraft types Using expert booking services (when they're worth it) Setting realistic expectations for award availability Resources & Links Mentioned Free Flight Search Tools: Google Flights Flight Connections - Route mapping Points Path (Chrome extension) - Points comparison on Google Flights Points Search Platforms: PointsYeah.com - Search 22+ loyalty programs (paid version recommended) Point.me / Amex.Point.me - Transfer partner search Seats.aero - Award availability search (paid) ExpertFlyer.com - Seat maps and availability (paid) Hotel Tools: MaxFHR.com - Fine Hotels & Resorts property search HigherAspire.com - Hilton Aspire credit usage Booking.com - General hotel search Hilton.com, Marriott.com, Hyatt.com - Direct hotel searches Other Resources: SeatGuru - Aircraft seat maps and reviews Airbnb & VRBO - Alternative accommodations Credit Cards Discussed: Chase Sapphire Reserve American Express Platinum Card Delta SkyMiles Reserve (Amex) Bilt Credit Card Hilton Honors Aspire (Amex) Key Takeaways Don't let points optimization ruin the vacation - Balance maximizing value with maintaining trip enjoyment and minimizing planning stress Book directly when possible - Avoid third-party sites to ensure better customer service and easier modifications Be flexible - More flexibility with dates, airports, and airlines leads to better redemptions Start searching 6-9 months out - Award availability is typically best well in advance Check for transfer bonuses - Can increase point value by 20-30% or more Set up alerts - For both cash prices and award availability to catch deals Budget for tools if needed - Some paid subscriptions may be worth it for major trips Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, including waived annual fees, on elite cards like the American Express Platinum Card® and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

In this episode, Tim talks to Brian Sletten (Bosatsu Consulting) about his career in software development. His first job: working at a small communications company that built network matrix switch interfaces. His challenge/theme: overhauling credit card storage and security at a major hospitality company.SEASON 2 Hosted by Tim Berglund, Adi Polak and Viktor Gamov Produced and Edited by Noelle Gallagher, Peter Furia and Nurie Mohamed Music by Coastal Kites Artwork by Phil Vo

Rob takes this opportunity to strongly advise against using debit cards, arguing that credit cards are superior for general spending for five key reasons.  For starters, debit card use does not build credit, making credit card use essential for improving your credit score, which is important for future borrowing like mortgages. Furthermore, credit cards offer better protection against fraud, often making the credit card company jointly liable under the Consumer Credit Act. But listen in as Rob reveals the ultimate benefit… BEST MOMENTS "People don't realise that debit cards are only good for one thing." "Number three proves actually that credit cards, if you use them well, are actually safer than debit cards." "You want the banks to take the risk, not you to take the risk." Exclusive community & resources:   For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School →⁠ ⁠⁠https://money.school⁠   And if you'd like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  →⁠ ⁠⁠https://robmoore.live/mms⁠ 

On today's show, Kimberly is joined by the host of NPR's “Life Kit” podcast, Marielle Segarra, who's recently been working on a four-week newsletter series all about credit card debt — and how to avoid it all snowballing. Plus, we'll play a round of Headline or Head-lyin'!Here's everything we talked about today:“In credit card debt? There's a path out” from Life Kit“Medical bills can cause a financial crisis. Here's how to negotiate them” from Life Kit“A big misconception about debt — and how to tackle it” from Life Kit

On today's show, Kimberly is joined by the host of NPR's “Life Kit” podcast, Marielle Segarra, who's recently been working on a four-week newsletter series all about credit card debt — and how to avoid it all snowballing. Plus, we'll play a round of Headline or Head-lyin'!Here's everything we talked about today:“In credit card debt? There's a path out” from Life Kit“Medical bills can cause a financial crisis. Here's how to negotiate them” from Life Kit“A big misconception about debt — and how to tackle it” from Life Kit

Snag Our Simplified Budget System!Ever feel like your work life and home budget are in a tug-of-war? Same, bestie — and you're not alone. This week, we sat down with Stephanie, a law professor who's been making huge moves with her money using our budget system. But like many of us, she hit a snag when it came to business travel.Stephanie's story is a masterclass in navigating:Work reimbursements that take monthsWhether credit cards are ever worth it (spoiler: rarely, but sometimes!)How to separate personal and professional expenses without losing your mind (or your receipts)Setting up a system that actually works — especially when math isn't your thingWe cover:✔️ Pre-funding business trips✔️ Why a separate bank account is a game-changer✔️ How to track expenses without burning out✔️ What to do about credit card perks like car rental insurance or international fees✔️ And why setting a weekly “receipt party” on your calendar might be your new best friendStephanie also shares how budgeting is now a whole family thing — from planning for Christmas (without the chaos) to giving her kids their own savings accounts (and real-time money lessons

This month we had the iPhone 17 release which went very well and is continuing to be strong through October. I also share my thoughts on the Maxout Deals arrests and Pepper's financial issues.

Delta sometimes requires travelers to check in with the credit card that purchased their ticket - but not always - meaning some travelers face being stranded trying to get home because they did not bring the card with them AND it wasn't required to board the outbound flight. https://www.lehtoslaw.com

The apostolic call isn't a career path—it's a divine summons. In this final part of our conversation, Caleb Wampler joins Michael & Deborah-Anne Velthuysen to help believers discern the signs of an authentic apostolic calling. Many feel the weight of leadership or the pull to build, but few understand what true apostolic grace looks like. This episode reveals how God identifies, shapes, and confirms His apostles in today's generation. Whether you're wrestling with your call or simply want to understand apostolic function, this conversation will bring clarity and conviction.

Will Reeves co-founded Fold in 2019 and has served as Chief Executive Officer of Fold and as a Director since its inception. Over the past eight years, Mr. Reeves has held product leadership positions at Thesis, Inc., A3Ventures, LLC and BYND, leading digital transformation and the development of innovation projects for Google and other Fortune 500 technology companies. Prior to founding Fold, Mr. Reeves was the Head of Payments at Thesis, Inc. from May 2018 to September 2019, where he led the development and strategic direction of the Bitcoin venture studio's innovative payment and financial technologies. Mr. Reeves also has extensive experience in consumer finance. Prior to joining Thesis, Inc., Mr. Reeves played a key role at A3 Ventures, advancing mobility and commerce through the corporate innovation and investment arm of American Automobile Association. Mr. Reeves holds a B.A. in Rhetoric and Political Science from the University of California, Berkeley. We believe Mr. Reeves is well qualified to serve on the New Fold Board because of his background in product development, consumer finance and bitcoin and his operational and historical expertise gained from serving as Fold's Chief Executive Officer since August 2019. In this conversation, we discuss:- Why Big Tech Wallets Didn't Change the Economics of Spending - Fold's Approach: Redefining the Economics - Bitcoin rewards without "buy-in" - Building a “Bitcoin-first” financial product stack - Challenges of building with Bitcoin - Crypto/Bitcoin maturity & infrastructure improving - Building Bitcoin payments + Bitcoin custody into the app - BTC All-time high - Current outlook on BTC - Bitcoin giftcards FoldX: @fold_appWebsite: foldapp.comLinkedIn: FoldWill ReevesX: @wlrvsLinkedIn: Will Reeves---------------------------------------------------------------------------------This episode is brought to you by PrimeXBT.PrimeXBT offers a robust trading system for both beginners and professional traders that demand highly reliable market data and performance. Traders of all experience levels can easily design and customize layouts and widgets to best fit their trading style. PrimeXBT is always offering innovative products and professional trading conditions to all customers.  PrimeXBT is running an exclusive promotion for listeners of the podcast. After making your first deposit, 50% of that first deposit will be credited to your account as a bonus that can be used as additional collateral to open positions. Code: CRYPTONEWS50 This promotion is available for a month after activation. Click the link below: PrimeXBT x CRYPTONEWS50

Watch Us On YouTube! This week on The Miles to Go Podcast, Ed is back home (for now) and joined by Summer Hull from The Points Guy for a lively deep dive into credit cards, elite status, and travel strategy. Summer opens up about her bold move—charging $50,000 on her United card—and breaks down whether it was a smart play or a little bit crazy. We get into how that decision helped her earn United Platinum status, plus how she maximized bonus awards and upgrades along the way. Ed also shares an update on his long-running Capital One credit card drama, which (finally!) has a resolution, and reveals which premium cards he's cutting from his wallet—and why. Then Summer gives us her insider reviews of two beautiful resorts you'll want on your radar:

Being sent isn't about holding a title—it's about carrying Heaven's assignment into the earth. In Part 2 of our conversation with Caleb Wampler, Michael & Deborah-Anne Velthuysen unpack the meaning of true apostolic sending. Every apostle is sent, but not everyone sent is an apostle. This episode explores the divine commissioning that marks an apostolic call, the cost that comes with it, and the authority it carries to shift territories for the Kingdom. If you've ever felt called to build, pioneer, or plant, this conversation will help you discern the difference between going and being sent by God.

Credit cards aren't the enemy—but how you use them determines whether they work for you or against you. In this episode, Paige breaks down how to build a healthy, empowered relationship with credit cards so they become a tool for your financial growth instead of a trap keeping you stuck in overspending, stress, and guilt. You'll learn: • The six essential habits of women who use credit cards responsibly (without slipping into debt) • Why paying your cards off in full doesn't always mean you're in the clear • How to spot if you're secretly living in the “credit card float”  • The mindset shifts that break emotional attachment to credit cards so you can finally feel free and in control again If you've ever told yourself, “But I pay them off every month,” or “I just use them for the points,” this episode will change the way you think about credit cards forever. It's time to use credit cards in a way that supports your goals, your peace, and your financial power.   Work with Paige: Join Crush Your Credit Card Debt Use code OOPOD50 at checkout to get 50% off your investment ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle   Join Overcoming Overspending HERE Resources mentioned in this episode: Start a free 34-day trial with my favorite budgting software, YNAB (You Need A Budget) and get a free month when you subscribe   Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel

Every generation faces the question: Are apostles still relevant in the modern Church? In this powerful episode, Michael & Deborah-Anne Velthuysen sit down with evangelist Caleb Wampler to uncover the biblical truth and present-day reality of the apostolic ministry. The conversation dives deep into how God is still raising apostles today—not to build titles, but to build the Kingdom. You'll discover how the apostolic mantle equips the Church for revival, establishes divine order, and mobilizes believers into their assignments with supernatural authority. This episode will challenge every leader, prophet, and believer to rethink what “apostolic” truly means and how it's shaping the move of God in this generation. What You'll Learn: How apostles function today as master builders in the Kingdom. The difference between apostolic authority and institutional control. How to recognize true apostles and avoid counterfeit movements. What it means to walk in apostolic alignment and fruitfulness.

Credit card debt can make you feel stressed, ashamed and lonely. But there are proven strategies to free yourself from this burden. In this episode, five tips to help you get out from under credit card debt. And to sign up for our newsletter series with step-by-step plans to pay down your debt, go to npr.org/creditcarddebt.Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at lifekit@npr.orgSupport the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments Guest: with Jason Hull ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report:https://myfreescorenow.com/enroll/?AID=COUNSELELITELLC&PID=18983 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

The Kindle Nothing is My (New) Kindle of Choice Exploring Markdown Export from Notes Support the Show CCATP #822 — Adam Engst on Choosing iPhone 17 Transcript of NC_2025_10_05 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

Credit card debt can make you feel stressed, ashamed and lonely. But there are proven strategies to free yourself from this burden. In this episode, five tips to help you get out from under credit card debt. And to sign up for our newsletter series with step-by-step plans to pay down your debt, go to npr.org/creditcarddebt.Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at lifekit@npr.orgSupport the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

The Federal Reserve is lowering interest rates, which can be good for borrowers but not so good for savers. Robert Brokamp speaks with Brendan Byrnes, managing director of Motley Fool Money (www.fool.com/money), about how to find the highest yields for your cash and how to choose the best credit card for your situation. Also in this week's episode: -A recent ADP report confirms that we're in a “no-fire, no-hire” job market-A study puts popular AI tools to an estate-planning test – which came out on top?-Just in time for Halloween season, the S&P 500 has reached a spooky level – how has the classic 60/40 portfolio performed when the market is so richly valued?-The recent government shutdown demonstrates (once again) that everyone should have an emergency fund Tickers discussed: SPY Host: Robert BrokampGuest: Brendan ByrnesEngineer: Bart Shannon Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, "TMF") do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit megaphone.fm/adchoices

Here is what the average American thinks is the perfect salary to live Half of us say the money we make now is not enoughIf we made money more we would pay: Buy groceries, travel, pay credit cards  (yes, in that order)  To subscribe to The Pete McMurray Show Podcast just click here

My Fintech Newsletter for more interviews and the latest insights:↪︎ https://rexsalisbury.substack.com/Figure's CEO Michael Tannenbaum shares how blockchain is transforming home equity and mortgage lending following one of the year's biggest IPOs. Learn about Figure's journey from a contrarian startup to market leader, real asset tokenization, and rapid loan closures. Explore how partners use their tech to save time and money, tackle standardization and audits, and navigate industry criticism. Get insights on blockchain's future in finance, tokenized equities, and the evolving DeFi landscape.Michael Tannenbaum: https://www.linkedin.com/in/michaeltannenbaum/00:00:00 - Figure's Massive IPO and Blockchain Vision00:00:41 - Revolutionizing Home Equity Access00:01:07 - Blockchain's Key Benefits in Finance00:01:43 - Why Consumers Care About Housing Innovation00:02:43 - Slashing HELOC Costs and Timelines00:03:49 - Shifting from Credit Cards to Home Loans00:05:02 - Boosting Secondary Market Liquidity00:06:30 - From Proof of Concept to $10B+ Loans00:07:55 - Why Start with HELOCs as Green Field00:09:21 - Tokenizing Assets Post-2008 Lessons00:10:29 - Avoiding ICO Hype for Long-Term Build00:11:46 - Scaling with 170+ Partners00:13:14 - Launching Pure Marketplace Model00:14:32 - Evolving to First-Lien Mortgages00:15:46 - Attacking Core Mortgage Market00:17:16 - Penetrating Mass Affluent Demographics00:18:35 - How Blockchain Ensures Efficiency00:20:10 - Immutable Data Cuts Audit Needs00:21:42 - Perfecting Liens with DART Tech00:23:34 - Comparing to Unsecured Loan Markets00:25:28 - Addressing Banker Adoption Risks00:27:03 - Flywheel of Growth and Evangelists00:28:48 - Stablecoin Settlement Advantages00:30:01 - Automating Servicing and Prepayments00:31:37 - Responding to Decentralization Critics00:33:05 - Connecting Assets to DeFi Future00:34:39 - Tokenizing Equity for Cross-Collateral00:35:40 - Democratize Prime: DeFi Marketplace___Rex Salisbury LinkedIn:↪︎ https://www.linkedin.com/in/rexsalisburyTwitter: https://twitter.com/rexsalisburyTikTok: https://www.tiktok.com/@rex.salisburyInstagram: https://www.instagram.com/rexsalisbury/

Autumn is here on the Talking Heads podcast - as the last vestiges of Summer in the garden dodge the wet and windy weather while trying to give the last hurrah before that inevitable but pleasantly seasonable slide into the hibernation of winter. But gardeners never sleep so Lucy and Saul are still out and about in their plots plying the horticultural trade they both love. So join them both for more horti-waffle and insights into the life of the modern, professional gardener.It's the hedges and edges episode! Saul and Lucy have both been flexing their muscles on long-pole hedgecutters and lawnmowers this week. Machinery reliance always comes with the risk of breakdown, though, and both gardeners have had issues with their hedging equipment - at this point we either tinker, or upgrade! Pitmaston Pineapple apple has given a bumper harvest for Saul, and Lucy's fruit thinning has worked its magic, too - the fruit stores at Stonelands and Kingsland are burgeoning as a consequence.LinkedIn link:Saul WalkerInstagram link:Lucy lucychamberlaingardensIntro and Outro music from https://filmmusic.io"Fireflies and Stardust" by Kevin MacLeod (https://incompetech.com)License: CC BY (http://creativecommons.org/licenses/by/4.0/)Support the show

Tommy Kilpatrick – Welcome to Tommy Kilpatrick's approach to dealing with bank-issued alleged credit card debt by challenging its legitimacy. After writing a successful book, Kilpatrick signed a contract with an infomercial company. For six months, he promoted his book, anticipating a huge monthly payout. However, that didn't happen. Kilpatrick was left with $85,000 in credit card debt. He was stunned and depressed until he had an epiphany: a bank-issued credit card isn't a true credit card, and no real debt exists because a promissory note was never signed.He then sued all three banks in federal court, representing himself. While the judge dismissed the cases, Kilpatrick still won. The entire debt was completely removed from his credit report, with no negative marks or tax implications. Kilpatrick's legal filings argued that because the banks had no invoice or promissory note, there was no contract and therefore no debt.With total U.S. credit card debt over a trillion dollars, Kilpatrick's story offers a compelling alternative. He explains how people can send a letter to their bank to close the associated checking account and potentially become debt-free within 45 days. For more, visit: https://www.diy-debtrelief.com/Send us a textSupport the show Contact me at: postcardstotheuniverse@gmail.com Shout out and follow on IG - @postcardstotheuniverse https://linktr.ee/postcardstotheuniverse Thank you and keep listening for more great shows!

Today, we spend time with a resident expert on all things credit cards and gift cards.    If you don't yet have separate cards for your business, what are you waiting for? The points, sign-up bonuses and other perks can bring a load of value to your business and it's easier than you think!   There's nothing for sale today - just great advice about using credit cards the right way for your business growth!   Watch this episode o our YouTube channel here: https://youtu.be/ZDXJ9K0WQ1g   Show note LINKS:   SilentJim.com/giftcards - Taylor Thomas of Arbitrage Card - learn how using discounted gift cards can be super simple and add loads of margin to your business!   SilentJim.com/creditcards - Join Taylor's newsletter and get free resources with strategies to maximize business credit card use   Doctorofcredit.com - The blog mentioned by Taylor   SilentSalesMachine.com - Text the word “free” to 507-800-0090 to get a free copy of Jim's latest book in audio about building multiple income streams online (US only) or visit SilentJim.com/free11   SilentJim.com/bookacall - Schedule a FREE, customized and insightful consultation with my team or me (Jim) to discuss your e-commerce goals and options.   My Silent Team Facebook group. 100% FREE! Facebook.com/groups/mysilentteam - Join 82,000 + Facebook members from around the world who are using the internet creatively every day to launch and grow multiple income streams through our exciting PROVEN strategies! There's no support community like this one anywhere else in the world!   ProvenAmazonCourse.com - The comprehensive course that contains ALL our Amazon training modules, recorded events and a steady stream of latest cutting edge training including of course the most popular starting point, the REPLENS selling model. The PAC is updated free for life!      

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---⚙️ Automate your entire financial workflow, from investing to saving, with ⁠Sequence⁠.

Every prophet is called to release the sound of heaven—but too often, obstacles rise up to silence that voice. In this episode, Michael & Deborah-Anne Velthuysen uncover the hidden barriers that block your prophetic voice and keep you from stepping fully into your authority. Your voice was created to shift atmospheres, break chains, and declare God's truth. But when intimidation, doubt, or past wounds take the driver's seat, your roar gets muted. Today, you'll learn how to recognize those obstacles and overcome them so your prophetic sound is unleashed without restraint. What You'll Learn: How past hurts, rejection, and intimidation choke your prophetic flow. Why the enemy fights so hard to keep prophets silent. Practical steps to dismantle every obstacle that blocks your roar.

Anxiety and fear are the silent enemies that war against your calling. In this episode, Michael & Deborah-Anne Velthuysen uncover the spiritual roots of fear, why it grips so many prophets, and how you can step into peace and authority instead. Fear isn't just an emotion—it's a strategy of the enemy to silence your faith, weaken your roar, and stop your prophetic movement. But when you see it for what it is, you can break its hold and rise in courage. What You'll Learn: How anxiety and fear take root in the life of a prophet. Why fear often strikes hardest right before a breakthrough. Practical and spiritual keys to conquering fear with faith.

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