Podcasts about credit cards

Tommy Kilpatrick – Welcome to Tommy Kilpatrick's approach to dealing with bank-issued alleged credit card debt by challenging its legitimacy. After writing a successful book, Kilpatrick signed a contract with an infomercial company. For six months, he promoted his book, anticipating a huge monthly payout. However, that didn't happen. Kilpatrick was left with $85,000 in credit card debt. He was stunned and depressed until he had an epiphany: a bank-issued credit card isn't a true credit card, and no real debt exists because a promissory note was never signed.He then sued all three banks in federal court, representing himself. While the judge dismissed the cases, Kilpatrick still won. The entire debt was completely removed from his credit report, with no negative marks or tax implications. Kilpatrick's legal filings argued that because the banks had no invoice or promissory note, there was no contract and therefore no debt.With total U.S. credit card debt over a trillion dollars, Kilpatrick's story offers a compelling alternative. He explains how people can send a letter to their bank to close the associated checking account and potentially become debt-free within 45 days. For more, visit: https://www.diy-debtrelief.com/Send us a textSupport the show Contact me at: postcardstotheuniverse@gmail.com Shout out and follow on IG - @postcardstotheuniverse https://linktr.ee/postcardstotheuniverse Thank you and keep listening for more great shows!

Today, we spend time with a resident expert on all things credit cards and gift cards.    If you don't yet have separate cards for your business, what are you waiting for? The points, sign-up bonuses and other perks can bring a load of value to your business and it's easier than you think!   There's nothing for sale today - just great advice about using credit cards the right way for your business growth!   Watch this episode o our YouTube channel here: https://youtu.be/ZDXJ9K0WQ1g   Show note LINKS:   SilentJim.com/giftcards - Taylor Thomas of Arbitrage Card - learn how using discounted gift cards can be super simple and add loads of margin to your business!   SilentJim.com/creditcards - Join Taylor's newsletter and get free resources with strategies to maximize business credit card use   Doctorofcredit.com - The blog mentioned by Taylor   SilentSalesMachine.com - Text the word “free” to 507-800-0090 to get a free copy of Jim's latest book in audio about building multiple income streams online (US only) or visit SilentJim.com/free11   SilentJim.com/bookacall - Schedule a FREE, customized and insightful consultation with my team or me (Jim) to discuss your e-commerce goals and options.   My Silent Team Facebook group. 100% FREE! Facebook.com/groups/mysilentteam - Join 82,000 + Facebook members from around the world who are using the internet creatively every day to launch and grow multiple income streams through our exciting PROVEN strategies! There's no support community like this one anywhere else in the world!   ProvenAmazonCourse.com - The comprehensive course that contains ALL our Amazon training modules, recorded events and a steady stream of latest cutting edge training including of course the most popular starting point, the REPLENS selling model. The PAC is updated free for life!      

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---⚙️ Automate your entire financial workflow, from investing to saving, with ⁠Sequence⁠.

In this episode of The Liquidity Event, AJ and Shane cover everything from IPOs making a comeback to Hamburger Helper as a recession indicator. They dive into venture-backed companies finally going public, debate whether Hamburger Helper sales say more about wallets or Ozempic, and unpack why America's biggest companies can't quite explain the upside of AI. The duo close out with a lively discussion on the Chase Sapphire Reserve's new $800 fee, what makes rewards cards worth it, and why being a “deadbeat” might actually be a compliment in the credit card world. Timestamps:  (01:20) Hot dogs, nutritionists, and the dangers of Hamburger Helper.  (03:16) Fall in Brooklyn, waffles in Shane's background, and Mikey's Pies.  (05:00) Conference recap – XYPN in Austin  (07:05) Looking ahead to the AICPA Personal Financial Planning Symposium in San Diego.  (08:15) IPOs are back – Figma, Klarna, StubHub, and more.  (14:04) Hamburger Helper as a recession indicator – joy vs. budgets.  (16:53) Grocery inflation, rice and beans, and sardines as a distressed shopper's delight.  (18:32) AI hype vs. reality – what America's top companies aren't saying.  (22:35) Nuclear power, Chernobyl obsessions, and AI's potential to cut through noise.  (25:47) Chase Sapphire Reserve hikes to $800 – perks, pitfalls, and who it's really for.  (29:44) Why business owners get a “cheat code” with rewards cards.

Anxiety and fear are the silent enemies that war against your calling. In this episode, Michael & Deborah-Anne Velthuysen uncover the spiritual roots of fear, why it grips so many prophets, and how you can step into peace and authority instead. Fear isn't just an emotion—it's a strategy of the enemy to silence your faith, weaken your roar, and stop your prophetic movement. But when you see it for what it is, you can break its hold and rise in courage. What You'll Learn: How anxiety and fear take root in the life of a prophet. Why fear often strikes hardest right before a breakthrough. Practical and spiritual keys to conquering fear with faith.

In this week's Chit Chat Across the Pond, Adam Engst of TidBITS joins me to talk about his decision process on choosing an iPhone 17 over the 17 Pro. One of the things I like best about Adam is how, just like me, when he starts digging for an answer which should be knowable, he's like a dog with a bone and won't stop until he succeeds. The main decision point between the 17 and the 17 Pro is whether someone really does care about the 8X telephoto lens vs. the macro lens. We tried to figure out how many photos we really took with the 5X on the iPhone 16 Pro, but that turned out to be a much harder task than you would think. We tried Apple Photos smart albums, but for reasons you'll hear, you can't really do it that way. Using the open source command line ExifTool from exiftool.org/... (also available through Homebrew) and his able assistant ChatGPT, he was able to create a script that queried our Photos Libraries to determine how many photos we had taken in the last year using the different camera/lens combos on the iPhone 16 Pro. While you hear us talking he hadn't yet perfected his script but he eventually beat it into submission! Of course, Adam has written up an article describing this descent into madness and even published the script if you care to download it. You can find his article at tidbits.com/.... Read an unedited, auto-generated transcript with chapter marks: CCATP_2025_09_25 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

Anxiety and fear are the silent enemies that war against your calling. In this episode, Michael & Deborah-Anne Velthuysen uncover the spiritual roots of fear, why it grips so many prophets, and how you can step into peace and authority instead. Fear isn't just an emotion—it's a strategy of the enemy to silence your faith, weaken your roar, and stop your prophetic movement. But when you see it for what it is, you can break its hold and rise in courage. What You'll Learn: How anxiety and fear take root in the life of a prophet. Why fear often strikes hardest right before a breakthrough. Practical and spiritual keys to conquering fear with faith.

வங்கிகள் தரும் Credit Card மற்றும் Debit Card போன்றவற்றை எப்படி பாதுகாப்பாக பயன்படுத்துவது, எமாற்றப்படுவதை தவிர்ப்பது குறித்து விளக்குகிறார் Cyber Risk Senior Manager, Master of Cybersecurity and Forensics எனும் தகுதிகள் கொண்ட C. செந்தில் அவர்கள். அவர் University of Sunshine Coastயில் இணைய பாதுகாப்பு குறித்த கல்வியாளர் ஆவார். நிகழ்ச்சி தயாரிப்பு: றைசெல்.

Now that silence has lost its grip, it's time to unleash the roar God put inside of you. In this episode, Michael & Deborah-Anne Velthuysen uncover the prophetic journey of unlocking your voice—releasing the sound of heaven through your words, worship, and witness. Your roar is more than volume—it's authority. It's the echo of God's covenant inside of you, breaking chains and setting the captives free. What You'll Learn: How to recognize what has kept your voice bound in fear, shame, or intimidation. Why unlocking your roar releases healing, breakthrough, and alignment for others. The difference between making noise and releasing a prophetic sound that shifts the atmosphere.

From AssetBuilder's Plano HQ, host Joey Badinger sits down with Adam Morse, Janet Griffith, and Tommy Williams to unpack America's debt picture—from household budgets to the federal balance sheet. We break down mortgages vs. auto/student/credit-card debt, what rising rates mean, how to use debt-to-income (DTI) the smart way (the 28/36 rule), and practical habits to avoid lifestyle creep and instant-gratification financing. You'll learn: How much U.S. households owe (and where it sits by generation) Why mortgages can be “productive” debt—and why long car loans aren't Current rate realities (mortgage, auto, student loans, credit cards) Exactly how to calculate your DTI (with target ranges) Behavior traps: BNPL, long auto terms, monthly-payment thinking What “deficits” mean at home and at the national level—and why they compound Hosts & Credentials: Joey Badinger (Lead Advisor), Adam Morse (Director of Advising), Janet Griffith (Senior Advisor), Tommy Williams (Associate Advisor), AssetBuilder, Plano, TX. Contact the show: https://www.assetbuilder.com Chapters 00:00 Intro & Disclaimer 00:32 Welcome, Hosts & Setup (Plano HQ) 01:00 What We're Covering: Consumer vs. National Debt 02:00 U.S. Household Debt Snapshot (Totals & Averages) 03:15 Debt by Age Cohort (30–39, 40–49 peak, etc.) 05:10 Gen Z, Mortgages & Down Payments 06:00 Is Debt “Bad”? Productive vs. Dangerous Debt 07:20 National Debt vs. GDP (Post-WWII to Today) 09:40 Auto Loans Deep Dive (Long Terms, Delinquencies) 12:10 Average Loan Sizes (New vs. Used) 13:00 Deficits at Home & Nationally—What It Means 14:20 Growth Limits, Demographics & Reality Check 16:00 Rate Check: Mortgage, Auto, Credit Cards, Student Loans 18:30 Emergency Funds > High-APR Credit Cards 20:10 BNPL & Instant-Gratification Traps 21:10 Know Your Biases (Impulse, Overconfidence) 22:40 Budgeting Habits That Actually Stick 26:10 How to Calculate DTI (28/36 Rule) 28:30 Lender Approval vs. Healthy DTI 31:00 Why 70+ Debt Can Be Risky (Context Matters) 33:00 Depreciating vs. Appreciating Assets (Cars vs. Homes) 34:20 Action Steps: Start Small, Delay Gratification 36:00 How to Contact & Subscribe 36:30 Sign-Off & Disclosure Key Takeaways Debt is a tool, not a villain. Mortgages can raise quality of life; revolving/consumer debt at high APRs can snowball. Auto loans are 2nd-largest consumer debt and loan terms are stretching—be wary of “just the monthly.” Credit-card APRs >20% make balances dangerous; build emergency savings to avoid swipes under stress. DTI targets: ≤28% housing (PITI+HOA), ≤36% total debts is healthy; 50%+ is a red flag. Behavior beats hacks: budget regularly, delay gratification, prefer used cars/shorter terms, question “need vs. want.” Hashtags & Keywords Keywords: consumer debt 2025, debt to income ratio, 28/36 rule, mortgage vs rent, auto loan terms, credit card APR, student loans, national debt vs GDP, budgeting tips, AssetBuilder advisors Hashtags: #PersonalFinance #DebtFreeJourney #DTI #Mortgage #AutoLoans #CreditCards #Investing #Budgeting #KeepItSimplePodcast #AssetBuilder

Now that silence has lost its grip, it's time to unleash the roar God put inside of you. In this episode, Michael & Deborah-Anne Velthuysen uncover the prophetic journey of unlocking your voice—releasing the sound of heaven through your words, worship, and witness. Your roar is more than volume—it's authority. It's the echo of God's covenant inside of you, breaking chains and setting the captives free. What You'll Learn: How to recognize what has kept your voice bound in fear, shame, or intimidation. Why unlocking your roar releases healing, breakthrough, and alignment for others. The difference between making noise and releasing a prophetic sound that shifts the atmosphere.

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report: https://www.myscoreiq.com/get-fico-max.aspx?offercode=432121Z8 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

iOS 26 - Maybe a Little Too Early to Update? Maybe 4 Times a Charm — Replacing Beats Fit Pro with AirPods Pro 3 Support the Show Security Bits — 28 September 2025 Transcript of NC_2025_09_28 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

In Episode 322 You Will Discover: How to identify your "high-interest" projects and prioritize them strategically. The value of making "minimum payments" on certain tasks. Which “payment method” is best for completing your projects based on your unique situation and energy levels. Work With Me:

In this episode, Steve Rhode (the old Get Out of Debt Guy) and Damon Day (the new Get Out of Debt Guy) dig into one of the most common fears people have about money: “If I stop paying my credit cards or personal loans, can I go to jail?”We separate fact from fiction, explain why debt misfortune isn't fraud, and share the real consequences of missed payments. Damon introduces his “shoot the hostage” analogy about credit scores, Steve recalls stories from bankruptcy courts, and together they tackle the mental health toll of financial anxiety.We also expose how scammers pretend to be law enforcement to trick people into sending money, and why fear is the number one weapon used by both shady collectors and fraudsters.If you've ever lost sleep worrying about debt collectors, credit scores, or the fear of arrest, this episode will give you clarity — and a plan forward.

From the archive: This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. David and Patricia Carlin are the powerhouse couple behind Residual Payments. They have dominated the credit card processing industry for over 2 decades creating millions in residual income. Top 3 Value Bombs 1. A merchant account helps a business accept payments online. Once you get setup, every time you take a card payment, residual income is generated as a percentage of that transaction at the end of the month. 2. It's not the knowledge, it's the accountability to make sure they do what they need to do, hit their goals, and have support. 3. Having personal relationships far surpasses being a sales person and trying to get a deal. Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Franocity - Franocity has helped hundreds of people leave unfulfilling jobs and invest in recession-resilient businesses through franchising. Visit Franocity.com to book a free consultation and start your franchising journey with expert guidance. Policygenius - Secure your family's future. Head to Policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  

Ever wonder how to turn everyday spending into free flights, hotel stays, or business perks? In this from the vault episode, Dr. Lauryn and Kirby revisit one of the most popular conversations from the archives—how they maximize credit card points and rewards in both business and life.While loyalty programs often feel like they're designed to benefit the companies behind them, Lauryn and Kirby reveal how to flip the script. You'll hear their strategies for using points responsibly, the cards and services that offer the best return, how they track it all, and the real benefits they've experienced—like snagging first-class flights to Tokyo. Whether you're new to the points game or looking to level up your approach, this replay offers timeless insights to help you get more out of the money you're already spending.The two recommended resources Kirby references throughout are The Points Guy and Nerd Wallet, check them out to start your own deep dive into the world of rewards!Cards and Programs referenced throughout this episode:Personal Platinum Amex | Business Platinum Amex | Personal Delta Reserve Amex | Business Delta Reserve Amex | Marriott Bonvoy AMEX | IHG Select | Chase Marriott CardResources:Join The Uncharted CEO: An 8-week immersive experience for clinic owners designed to increase revenue, maximize profits, and build cash flow systems that create freedom NOW, not at 65. Not sure if The Uncharted CEO is right for you? Take the quiz and find out!Join The Uncharted Collective: A Membership for Healthcare Professionals to Build a Profitable Personal Brand in Just 2 Hours a WeekFollow She Slays on YouTube to watch video versions of the show and get additional content!Sign up for the Weekly Slay newsletter!Follow She Slays and Dr. Lauryn: Instagram | X | LinkedIn | FacebookMentioned in...

Tom Logue - September 28th 2025 Jesus knows, reigns, loves, and provides — offering a greater freedom than self can give. This week, Tom continues our King and His Kingdom series in Matthew 17:24–27, where Jesus instructs Peter to find a coin in a fish's mouth to pay the temple tax. Through this surprising story, Tom unpacks four stunning truths about Jesus: He knows what we need before we ask, He reigns over all creation, He limits His own freedom for the sake of others, and He provides exactly what is needed. This passage ultimately points to the gospel — that Christ has paid our unpayable spiritual debt and invites us into a freedom far greater than living for ourselves. Learn more about our church: https://restoredtemecula.churchFollow us on Facebook: https://www.facebook.com/restoredtemeculaand Instagram: https://www.instagram.com/restoredtemecula #Matthew17 #JesusKnows #FreedomInChrist #DebtPaid #KingAndHisKingdom #RestoredTemecula Share this message with someone who needs to hear it. Chapters (00:00:00) - Welcome Home: Restored Church(00:00:36) - A Beautiful Message of Christian discipleship(00:02:07) - The King and His Kingdom(00:04:00) - Matthew 17: The Temple Tax(00:06:31) - Jesus' prediction about the Temple Tax(00:07:39) - 4 Things That This Story Teaches Us About Jesus(00:13:11) - I Asked The Terminator About The Odds of This Happening(00:14:59) - Jesus Has Authority Over All of Creation(00:19:40) - Jesus Reigns Over All(00:23:08) - Jesus Says To The Children of God: Pay the Temple Tax(00:27:08) - Jesus Limits Personal Freedom for the Sake of Others(00:32:51) - Jesus Provides What Is Needed For Others(00:38:16) - God Provides For the Needy(00:43:04) - Sin and the Credit Card(00:46:54) - How to Pay Off Your Spiritual Debt(00:48:42) - 4 Things That The Gospel Reveals About God(00:55:20) - Free From the Slavery to Self(00:59:03) - All God's People(01:01:19) - God's Love for You

In this week's Quick Hits, DeAndre Coke covers the newest developments in the points-and-miles world, with updates that impact both beginners and seasoned travelers. Mesa rolled out its first true 50,000-point sign-up bonus, rewarding new cardholders who hit the spend requirement, while still offering its signature 3X on home-related expenses and indirect points for mortgages. Chase Sapphire Reserve continues to evolve, adding flexibility to its credits, while Amex shut down the Hilton gift card workaround and boosted its Platinum welcome offers to as much as 300,000 Membership Rewards points. On the tools side, the Max FHR tool makes hotel credit redemptions easier, while the Card Pointers app launched its most significant update yet. Citi introduced new transfer bonuses, and Capital One expanded its transfer partners, providing travelers with more options for redeeming points for flights and hotels. The episode closes with listener Q&A, clarifying how Mesa works with mortgages and spending requirements.Key takeaways: Mesa 50k Bonus: New cardholders can earn 50,000 points with the Mesa card sign-up bonus.Mortgage Points: You cannot pay your mortgage directly, but Mesa gives indirect points when you report payments and spend $1k/mo.CSR Update: Chase Sapphire Reserve credits are now more flexible, adding more booking options.Amex Hilton Credits: Gift card loophole is ending, so credits must be used on eligible Hilton charges.Amex Platinum Offers: Elevated welcome offers up to 300,000 Membership Rewards points.Max FHR Tool: Helps identify the lowest-price Fine Hotels & Resorts dates for better value.Card Pointers Upgrade: A major update enhances usability, card recommendations, and Amex offer syncing.Citi Transfer Bonuses: Current promos include Avianca, Virgin Atlantic, and Turkish Miles & Smiles.Capital One Partners: Added JAL, Qatar Airways, and Preferred Hotels to its transfer lineup.Resources:Mesa Homeowner Card: New 50,000-Point Sign-Up Bonus OfferHyatt status for AA elites (register by October 31)Book a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupInterested in Financial Planning?Truicity Wealth ManagementSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)

The financial decisions we make daily might seem small, but they compound over time to shape our future. When Haley Murphy joins us to discuss strategic credit card usage, she brings years of practical wisdom earned through disciplined financial management.Most people view credit cards with suspicion, but Haley reveals how they can become powerful tools rather than debt traps. By charging planned expenses like vehicle payments, daycare costs, and groceries to her rewards card, she accumulates valuable points without spending an extra dollar. "We've worked our whole life for our money," she explains. "I want it to work for me a little bit."The secret lies in her approach: never using credit cards as additional income, closely monitoring spending through budgeting apps, and paying the balance in full each month. This strategy allows her to build credit while earning rewards and maintaining the additional security credit cards provide for online purchases. Simultaneously, she strategically uses her checking account enough to earn the high-yield interest rate of 4.15% on balances up to $20,000.Haley's financial success speaks for itself. Through consistent habits, hard work (including years where she and her husband both worked multiple jobs), and disciplined spending, they've purchased three homes, each an upgrade from the last. Her story embodies the principle that slow and steady truly wins the financial race.Whether you're looking to maximize rewards, build credit responsibly, or simply make smarter financial choices, this episode offers practical strategies you can implement immediately. Ready to make your money work as hard as you do? Listen, subscribe, and take your first step toward financial confidence today.

Dreaming of a trip to Europe without the massive price tag? In this episode, Nikki Packer shared how she used credit card points to plan a family trip to Italy and Switzerland filled with luxury stays, incredible destinations, and unforgettable experiences. All while saving thousands of dollars!

I'm taking you behind the scenes of my journey to pay off $13k in credit card debt. I'll share my approach to managing business finances and achieving money goals, even amidst life's hurdles.In this episode, you'll learn:✅ How I devised a safety plan to navigate financial uncertainty and create stability✅ The importance of shifting mindset and belief to maintain focus and motivation.✅ How to adjust goals to suit new personal and financial circumstances.✅ The energy and mindset that drive successful money management and business growth.Book a call to join 1:1 money coaching program here.

In this episode we answer the top 5 questions from this credit card focused season. Thank you for listening, see you next season!

Send us a textCredit card rewards expert Colin Stroud reveals how O&P practice owners can transform regular business expenses into valuable rewards through strategic credit card usage. He explains the mechanics behind credit card rewards systems and how business owners can maximize returns on spending they would do anyway.• Single practitioner O&P clinics typically spend $15,000-$20,000 monthly on components• Larger clinics can spend $100,000-$200,000 monthly, generating substantial reward potential• Credit cards offer both cash flow advantages and rewards generation simultaneously• Cash back options typically max out at 2-2.5% return on spending• Points-based flexible currencies can yield 5%+ returns when redeemed strategically for travel• Rewards are considered rebates rather than taxable income• Multi-owner practices can divide points proportionally among partners• LinkedIn content marketing has driven Colin's entire business growth without paid advertising• The "arbitrage opportunity" of points redemption delivers significantly higher value than cash backVisit Colin on LinkedIn (Colin Stroud - with one L) or at gosomewhereworld.com to access his free newsletter and guides on maximizing credit card rewards.Special thanks to Advanced 3D for sponsoring this episode.Support the show

Not sure what to do with your credit card points? We will let you know how to use them for travel! Join our hosts Christian and Shannon Nossum of the Awesome Nossum Group at Wilson Realty Inc as we go over how you can use your credit card to get points flipping houses or making home upgrades and the best way to utilize them to travel for free.

In this insightful crossover episode of The Consumer Finance Podcast and Payments Pros, host Jason Cover is joined by Mark Furletti and Jeremy Sairsingh to delve into the intricate world of credit card rewards programs. Discover the various types of rewards, from points-based systems to cashback and travel miles, and learn how these programs are funded. The episode also explores regulatory perspectives, including recent CFPB guidance and state-specific laws affecting rewards programs. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

#247: Chris dives into Bank of America's credit card lineup and why he has 5 different BoA cards right now. He'll go over how the Preferred Rewards program can help you earn unlimited 3.3% back on everything. Finally, he also covers approval rules, credit limits, unique perks like free museum access, and more. Link to Full Show Notes: https://chrishutchins.com/bank-of-america-preferred-rewards Partner Deals Gusto: Free 3-month trial of the #1 payroll software Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: Affordable term life insurance for you and your family DeleteMe: 20% off removing your personal info from the web Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Best Cards Page Mesa Homeowners Card (code: CHRIS50) BoA Cards: Tier List Bank of America® Customized Cash Rewards | Susan G. Komen® Bank of America® Unlimited Cash Rewards Bank of America® Travel Rewards Bank of America® Premium Rewards® Bank of America® Premium Rewards® Elite The Atmos™ Rewards Ascent Visa Signature Card The Atmos™ Rewards Visa Summit Card Free Spirit ® Travel More World Elite Mastercard Allways Rewards Visa® card Air France KLM World Elite Mastercard Bank of America® Business Advantage Customized Cash Rewards Mastercard® Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Bank of America® Business Advantage Travel Rewards World Mastercard® The Atmos™ Rewards Visa Business Card Other Cards Citi® Double Cash Card U.S. Bank Smartly™ Visa The Ritz-Carlton™ Credit Card Frequent Miler: Guide to Ultra-Premium Credit Card Travel Protections Rakuten: $50 bonus here BoA: Museums on Us | BankAmeriDeals ATH Podcast Ep #245: How Much Are Points and Miles Worth in 2025? Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (01:29) Quick Episode Overview (03:21) BoA Preferred Rewards Program (06:00) Customized Cash Rewards Card (08:28) Customized Cash Rewards Card Variations (13:18) Unlimited Cash Card (15:50) Travel Rewards Card (18:02) Premium Rewards Card (24:54) Travel Benefits on the BoA Premium Cards (26:25) Atmos Rewards Ascent Card (32:24) Atmos Rewards Summit Card (35:10) Valuing Companion Awards (39:41) Free Spirit Travel More World Elite MasterCard (41:03) Allegiant Always Rewards Card (42:08) Air France KLM World Elite MasterCard (44:26) BoA's Cruise Cards (45:03) Business Card Eligibility (47:12) Business Customized Cash Card (51:04) Business Unlimited Cash Card (52:21) Business Travel Rewards Card (55:41) Atmos Rewards Business Card (57:59) Applying for BoA Cards (59:13) 5 Consumer Card Limit (60:48) BoA Nuances to Keep in Mind (01:02:13) Credit Limits (01:03:00) BankAmeriDeals (01:04:07) Free Museum Access (01:05:06) Summary Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wealth Wednesday with Barry Coleman. Barry is the VP of Program Management & Education for the National Foundation for Credit Counseling (NFCC) A new Tell Us A Secret See omnystudio.com/listener for privacy information.

Sean's Credit Card Scare, Sister Jean Retires, Tyler Kluver on Hawks, and Faceoff - W H2

Jenny Horne and Adam Lynch look at a few headlines hitting the crypto space this week. First, they chime in on Deutsche Bank's note suggesting Bitcoin could join Gold and the U.S. Dollar as a potential Central Bank asset by 2030. Then, they discuss the latest developments on Capitol Hill pertaining to digital assets legislation. Finally, Jenny and Adam look at a collaboration between Visa (V) and Stripe to create a new bitcoin-centric credit card for Fold Holdings (FLD). VIRTUAL CURRENCY-RELATED INVESTING INVOLVES A HIGH DEGREE OF RISK AND MAY NOT BE SUITABLE FOR ALL INVESTORS. INVESTORS MUST HAVE THE FINANCIAL ABILITY, SOPHISTICATION, EXPERIENCE AND WILLINGNESS TO BEAR THE RISKS OF AN INVESTMENT, AND A POTENTIAL TOTAL LOSS OF THEIR INVESTMENT.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Use our code for 10% off your next SeatGeek order*:https://seatgeek.onelink.me/RrnK/LAPL... Sponsored by SeatGeek. *Restrictions apply. Max $20 discount Thank you Chevy for letting us take the new 2025 Blazer EV SS for a spin, the most powerful EV in its class with 615 horsepower, and Chevy's first performance EV. Happy Monday, LP fam! We hope your day is off to a great start. This Monday, Josh and Sebas discuss how different life was for our parents when they were young, why it's so hard to save money these days, and why you should stay on top of your credit card statements...or else.

In this episode of The Personal Finance Podcast, Andrew exposes how credit card companies profit from keeping you trapped in 20-25% interest debt that can stretch a $10,000 balance into decades of payments, then reveals his tactical 6-step plan to eliminate that debt in under a year using balance transfer cards and finding just $875 monthly through expense cuts and side hustles. He breaks down why this isn't just about math but about reclaiming your peace of mind, your relationships, and hundreds of monthly dollars that can finally build wealth instead of enriching credit card executives. This episode delivers the exact roadmap to break free from the financial stress that's stealing your sleep and your future, with real strategies you can implement immediately. Watch this episode on Youtube. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/  Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP  Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Relevant Episodes: 10 Rules For Using and Maximizing Credit Cards! How to Master Credit Cards (and Beat The Banks!) How to Choose The Best Credit Card (Plus The Exact Credit Cards I Use!) Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel  Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments Guest: with Colton Pace ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report:https://myfreescorenow.com/enroll/?AID=COUNSELELITELLC&PID=18983 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

The face of lending has changed forever. In this episode, we unpack the new era of digital lending and its impact on the modern consumer. Our special guest, Sachin S from CRIF, explains how credit bureaus work, the rise of quick loans and EMIs, and the importance of monitoring your credit score. Learn how to build a healthy score from scratch, understand what lenders look for, and discover essential strategies to protect yourself from online fraud. Get your questions answered on personal loans, credit cards, and how to master your personal finance journey.✔ Digital Lending: The shift to a quick, tech-driven lending ecosystem, especially for Gen Z. ✔ Building Credit: How to responsibly start your credit score journey with small loans and credit cards. ✔ Role of Bureaus: Credit bureaus like CRIF get data from lenders to build your report. ✔ Fraud Vigilance: Protect your data and check your free RBI-mandated credit report for fraud. ✔ Your Credit Report: Understand what's on your report and how to dispute errors.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & InstagramSee omnystudio.com/listener for privacy information.

Is it worth pulling money from your 401(k) to wipe out credit card debt charging you 20% or more? In this episode of The Get Out of Debt Guy Podcast, Steve, the original Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, break down the real trade-offs.We tackle the emotional relief of paying off high-interest balances versus the cold math of lost compounding, penalties, and taxes when you tap into retirement savings. With credit card APRs climbing above 20%, and some people paying over $1,000 a month just in card payments, it's no surprise more Americans are tempted to borrow from or cash out their 401(k).Steve and Damon debate whether raiding retirement accounts to pay credit cards ever makes sense, share horror stories of people who never put the money back, and explain why a strategic plan—not a panic move—is the only way forward.Learn about:Why a $10,000 401(k) loan today can cost you nearly $70,000 in lost growth over 20 years.What really happens if you lose your job while carrying a 401(k) loan.Smarter alternatives to tapping retirement funds, from side hustles to defensive debt strategies.When a 401(k) withdrawal might be the last option—and how to avoid disaster if you go that route.Don't make a decision based on fear or a sales pitch. Separate emotion from math and protect your financial future.

959. Laura answers a listener's question about the best way to pay off credit cards when you have little or no extra income.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode 184: Should You Use a Loan to Grow Your Practice?Thinking about taking on debt to start or grow your private practice?In this episode, we're breaking down the most common types of loans available to practice owners—including the pros, cons, and risks no one talks about. From lines of credit to SBA loans and even credit cards, we'll walk through when (and if) it makes sense to borrow money—and how to avoid financial decisions that could haunt you later.If you're considering a loan—or just want to grow wisely—this one's for you.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3287: Michelle Schroeder-Gardner explains why relying solely on credit cards for emergencies can be a risky financial strategy. She highlights how an emergency savings fund provides security, reduces stress, and protects against debt traps, offering peace of mind no matter what life throws your way. Read along with the original article(s) here: https://www.makingsenseofcents.com/2015/09/credit-cards-for-your-emergency-savings-fund-amount.html Quotes to ponder: "Even if you can only manage $500 to $1,000 right now, that is better than nothing." "My problem with using credit cards as your sole source for an emergency fund is that it may lead to more debt in some situations." "You never know if something may come up, how big the expense may be, and whether or not you will have enough credit to fund the expense." Learn more about your ad choices. Visit megaphone.fm/adchoices

How Does the iPhone 17 Pro Have 3 Cameras but 8 Focal Lengths? Support the Show CCATP #821 — Knightwise on Creative Video Conferencing Solutions with Open Source Transcript of NC_2025_09_17 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

Send us a textAmex just raised the annual fee on its Platinum card from $695 to $895 — a nearly 30 percent jump. In this episode of Market Outsiders, Jenny Rae and Namaan break down what's behind the increase, why Amex believes customers won't walk away, and how the move fits into a broader strategy to protect its premium brand.We dig into questions like: Who really cares about the fee hike? Why didn't Amex go even higher? And what does this say about the future of credit card perks, co-branding, and the “status symbol” game?Whether you're a cardholder, a competitor, or just curious about how big financial decisions get made, this conversation reveals the business logic behind the headlines.Related Episodes:Amex's Profit Jump and the Credit Card Strategy Driving It (July 18, 2025)Chase Sapphire Reserve Fee Hike: Smart Strategy or Customer Risk? (June 17, 2025)Get in TouchHave thoughts on today's episode? We'd love to hear them. Email us at podcast@managementconsulted.comMore Market Outsiders content:Subscribe on YouTubeSubscribe to the Market Outsiders feed (Apple, Spotify).Connect with Namaan and Jenny Rae on LinkedInListen to the Market Outsiders podcast, the new daily show with the Management Consulted teamConnect With Management Consulted Schedule free 15min consultation with the MC Team. Watch the video version of the podcast on YouTube! Follow us on LinkedIn, Instagram, and TikTok for the latest updates and industry insights! Join an upcoming live event - case interviews demos, expert panels, and more. Email us (team@managementconsulted.com) with questions or feedback.

Credit card debt is weighing heavily on Americans, with the average balance now at $8,550. A new study from BestMoney finds that 76% of people say their debt is mostly due to their own choices — from small impulse buys to stress-driven spending. In this episode, Kathy Fettke breaks down the survey results, the emotions fueling overspending, and what it all means for homebuyers and real estate investors. JOIN US AT OUR RealWealth® EVENT:  www.realwealth.com/1031  FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS SOURCE: https://www.bestmoney.com/credit-cards/learn-more/psychology-of-credit-card-debt

Watch Us On YouTube! This week, Ed and Richard discuss the latest travel topics of the week, including: Reflections on 9/11 Aviation fun at DorkFest Citi's new Strata Elite Credit Card, with 1:1 American Airlines transfers Hilton's crazy devaluation Wild brand shakeups at the Thompson brand Vegas sundry shop pricing An update on Ed's Capital One lockout Get hydrated like Ed in Vegas with Nuun Use my Bilt Rewards link to sign-up and support the show! If you enjoy the podcast, I hope you'll take a moment to leave us a rating. That helps us grow our audience! If you're looking for a way to support the show, we'd love to have you join us in our Travel Slack Community.  Join me and other travel experts for informative conversations about the travel world, the best ways to use your miles and points, Zoom happy hours and exciting giveaways. Monthly access Annual access Personal consultation plus annual access We have witty, funny, sarcastic discussions about travel, for members only. My fellow travel experts are available to answer your questions and we host video chats multiple times per month. Follow Us! Instagram: https://www.instagram.com/milestogopodcast/ TikTok: https://www.tiktok.com/@milestogopodcast Ed Pizza: https://www.instagram.com/pizzainmotion/ Richard Kerr: https://www.instagram.com/kerrpoints/    

When you're at the gas station filling up, which credit card should you be using for that purchase? We used to value Wyndham points around 1 cent each, which made the Wyndham Rewards Earner Business Card, which earned 8 points per dollar at gas stations, a clear winner. But recent data has bumped that value down to about .7 cents, making it less of an obvious choice. So, which card should you consider for buying gas instead?(01:19) - Citi Custom Cash® Card 5x (7.5%), up to $500 per billing cycle(02:34) - American Express® Business Gold Card 4x (6.2%)(03:53) - Wyndham Rewards Earner Business Card 8x (5.6%)(04:41) - Business Advantage Customized Cash Rewards credit card with platinum honors preferred rewards (5.25%): up to $2500 per qtr(05:24) - Sams Club Mastercard 5% (up to $6K per year)(05:51) - Costco Anywhere Visa 5% at Costco, else 4% (up to $7K)(06:19) - Citi Strata Premier℠ Card 3x (4.5%)Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn Heads

09-15-25 - BR - MON - New Trend Of Credit Card Machines At Weddings - Routine Drug Incineration Sends Employees To Hospital - Doctor Fined For Leaving Surgery To Have Sex w/Nurse In Another Operating RoomSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, you'll hear the stories of people who finally got their budget under control, but are still staring at tens of thousands in old debt they can't shake.Debt advisor David Siegel explains the tough options left on the table: lowering interest through programs, negotiating settlements, or, when nothing else works, starting fresh with bankruptcy.Contact David at DJS.Siegel@gmail.com ✬ SPONSORS OF EPISODE 99 ✬► TWILLORY – Premium men's wear that works hard and looks even better. Use promo code CHAI20 at https://Twillory.com/KosherMoney for 20% off your first order.► BITBEAN – Got big ideas but clunky systems holding you back? BitBean is the go-to team for custom software that actually works for your business. Whether you're in healthcare, finance, or retail, they've built powerful platforms that scale smart. Dive into real case studies and connect with their expert team here: https://bitbean.link/4edg53► ZStander – Beautiful Judaica and home pieces for everyday life and special occassions. From wine fountains to candlesticks, honey dishes to bentchers, ZStander makes gorgeous items that are built to last and can even be personalized. Use promo code KOSHER at https://zstander.com/discount/KOSHER for 10% off.► COLEL CHABAD – Our brothers and sisters in Israel need us more than ever. Every dollar makes a difference at https://colelchabad.org/koshermoney/CHAPTERS:00:00 Intro01:21 Has America Lost Its Mind on Debt?04:28 Are Credit Card Companies Setting You Up?06:35 Who David Actually Advises08:09 The Shame People Feel Around Debt09:57 Making Sense of Debt in Simple Terms11:57 Why Budgeting Is the Key to Freedom14:01 How Money Problems Hurt Marriages16:31 Twillory Clothing Is Being Spotted Worldwide17:33 Bitbean + AI Innovation18:48 3 Practical Solutions for Debt19:35 How to Lower Your Interest Rate25:45 The Real Problems With DMPs29:00 Should You Consolidate Your Credit Cards?30:08 Going to a Gemach for Help32:12 Where the Money Really Is in DMPs33:19 More Ways to Cut Down Your Interest Rate34:35 Using a Home Equity Line of Credit (HELOC)37:33 Pros and Cons of a HELOC Explained40:12 Don't Let Bills Control Your Life41:42 The Risks of Borrowing From Family43:49 Unique & Beautiful Judaica Items from ZStander45:43 Colel Chabad: Feeding Thousands of Families46:53 The Dangers of Debt Settlements52:38 Why You Should Start With a DMP54:12 What Bankruptcy Really Means55:28 Who Actually Qualifies for Bankruptcy57:57 Why You Shouldn't Rush Into Bankruptcy58:22 Legal Steps When Filing for Bankruptcy1:00:17 Reasons Not to File for Bankruptcy1:02:32 Bankruptcy Issues in Orthodox Communities1:05:58 The Stigma: Bankruptcy vs. Settlement1:06:54 Why Using Credit Responsibly Matters1:07:39 How Shmittah Connects to Bankruptcy1:08:28 Don't Run Away From Financial Problems1:09:00 The Living Smarter Jewish Resource1:09:52 How to Handle Medical Debt1:10:36 What's Changing With Student Loans1:12:08 Fun Facts About David1:12:35 Where You Can Find David1:13:57 Outro: Final Thoughts + Prizes • GET LIFE INSURANCE! ⟶ Project 120's site: https://www.theproject120.com/• GET A WILL! ⟶ https://youtu.be/bHdpPuvKGVM✬ Support the show! Help us create more episodes like this: https://www.livinglchaim.com/donate

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report: https://www.myscoreiq.com/get-fico-max.aspx?offercode=432121Z8 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

You CAN Add a (Good) CarPlay Screen to Older Cars The Great Podfeet Server Migration of 2025 Support the Show Security Bits — 14 September 2025 Transcript of NC_2025_09_14 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

This week’s listener, “Beth,” is stuck between tax debt and credit card debt—plus the anxiety that comes when you’re a little bit of a rebel, chasing that nonprofit art life immigrant parents never signed off on. (We see you, Beth!) Mandi shares lessons from her own contractor journey, breaks down why the IRS is no joke, and gets honest about how hard it is to face down those phone calls and official forms. You’ll hear: • Why tax debt takes priority (because the IRS does NOT play, y’all) • Smart ways to negotiate payment plans (and what “offer in compromise” means) • Real talk on avoiding credit card traps, balance transfers, and why budgeting apps like Rocket Money and Monarch can help you see the whole mess clearly • Which debt payoff method actually works for real people (snowball vs. avalanche, plus why momentum matters) • How to keep your sanity and your community close—because shame and overwhelm are not welcome on this show • Lifting each other up and why it’s ok to slow down, set boundaries, and put self-care first (even free self-care counts!)If you’ve felt stuck, overwhelmed, or just wish you weren’t facing those numbers alone, this is the episode for you. Write in, DM, or leave us a voice memo with your story—we’ll show up, judgment free. RSVP FOR MY FREE WEBINAR 9/25: How to Use AI To Master Your Money + Career In a Challenging Economy RESOURCES MENTIONED: https://www.irs.gov/help/let-us-help-you IRS PHONE DETAILS: Individuals800-829-10407 a.m. to 7 p.m. local time Businesses800-829-49337 a.m. to 7 p.m. local time https://www.rocketmoney.com/ https://www.monarchmoney.com/ See omnystudio.com/listener for privacy information.

In this episode, Farnoosh shares advice on managing finances between partners with unequal incomes and offers guidance on common financial queries such as selling a home to live mortgage-free and building credit without a credit card. Register for Farnoosh's live investing workshop here. Listen to Farnoosh on WNYC here. Hosted on Acast. See acast.com/privacy for more information.

This week, we're spending seven days inside Shannon's wallet, a 41-year-old teacher, mom of two, and money-minded multitasker who lives in a suburb of Washington, D.C. With summer break just beginning, Shannon uses her time off to reflect on her relationship with money, childhood financial trauma, and the emotional tug-of-war between responsible budgeting and spontaneous joy.