Podcasts about Baby boomers

Turning Personal Loss into a Blueprint for Family Preparedness with William HolditchIn this episode of the Daily Mastermind, George Wright II engages in a critical conversation with author and expert William Holditch about strategic planning for the aging population, particularly the Baby Boomer and Silent generations. William shares insights from his comprehensive fill-in-the-blank workbook designed to help individuals and families prepare for end-of-life planning, medical emergencies, and wealth transfer. The discussion touches on the personal experiences that led William to create this practical guide, the importance of proactive planning, and how addressing these issues can significantly reduce stress and ensure better quality of life for both the elderly and their caretakers. Listeners are encouraged to take action by having open conversations with their loved ones and utilizing tools like William's book to navigate this complex, yet essential, aspect of life.00:00 Introduction and Welcome00:30 Guest Introduction: William Holditch01:08 William's Background and Personal Story05:11 The Birth of the Book07:16 The Book's Structure and Purpose09:10 The Importance of Strategic Planning17:23 Challenges and Real-Life Examples19:59 Steps to Start the Conversation25:51 Final Thoughts and ConclusionThanks for listening, and Please Share this Episode with someone. It would really help us to grow our show and share these valuable tips and strategies with others. Have a great day.You have Greatness inside you. I know you can Learn, Grow and Accomplish anything you put your mind toward. I appreciate you listening today.George Wright IIICEO, The Evolution Group_________________________________________________________1. Subscribe to The Daily Mastermind Podcast- daily inspiration, motivation, education2. Follow me on social media Facebook | Instagram | Linkedin | TikTok | Youtube3. Get the Prosperity Pillars Poster I Developed over 20 years from my Mentors.About William Holditch:William C. Holditch is an author, educator, and former Firefighter/EMT dedicated to helping families navigate the complexities of elder care. Drawing from personal experiences with family health crises and professional roles in emergency services, Holditch authored Strategic Planning for the Golden Years, a comprehensive workbook designed to assist caregivers in organizing essential personal, medical, and financial information. His mission is to provide families with the tools and knowledge needed to plan effectively for the future.Guest Resources:Official Website: authorwilliamholditch.comBook: Strategic Planning for the Golden Years – Available on AmazonInstagram: https://www.instagram.com/williamholditchauthor/Facebook: https://www.facebook.com/AuthorWilliamHolditchX: https://x.com/WHolditchAuthor

There are a lot of things to consider when you prepare to relocate to a new area of the country or world.  This may be exponentially more difficult if you a Baby Boomer or Gen X.  The implications are considerable.  New Doctors, New Church, New Specialists.  Today, the siblings leverage a conversation Donna had with a national group of BNI real estate agents about the challenges, opportunities and considerations that are required to help a Young (or Old) Baby Boomer relocate to new town, new state, new time-zone, new, new new.  Everything that was comfortable and familiar is possibly long gone.  As real estate agents, our expertise goes well beyond the showings and transactional components of relocating.  In many cases your real estate expert is your first, best (perhaps only) contact for navigating and connecting to your new city and neighborhood.  Take advantage of our expertise and knowlegde.  We can get you connected.  If you don't take full advantage of us, then you are missing something good (likely great)! Donna Reed and Eric Seemann are both professional real estate agents. Donna lives and works in Tucson Arizona with Keller Williams Southern Arizona while Eric lives and works in San Antonio Texas with Keller Williams Heritage. They are also siblings, and they grew up in a small Northwest Ohio village of Lindsey. Their idyllic small-town childhood laid the foundation for what would become the structure of their lives and careers in real estate. We hope you will join us as we reminisce, reflect, and correlate how our childhood and life in rural Ohio still impacts our dealings with our clients today. Website:  www.realsiblings.com Watch Episodes on YouTube at:  REAL Siblings, It Ain't Easy   To reach out to Donna: Email:  donna@reedtucson.com Phone: (520) 631-4638 Facebook: (2) Donna Seemann Reed | Facebook   To Connect with Eric: Email:  eric@victorsgrouptx.com Phone: (210) 389-6324 Facebook: (2) Eric V. Seemann | Facebook  Texas Real Estate Commission - Information About Brokerage Services Texas Real Estate Commission - Consumer Protection Notice  

Retirement is what you make of it. Do you have a second-act story as an entrepreneur in you?  Connie Inukai, author of  Retirement: Dream Big, Take Action, Make Money: 10 Amazing Second Act Entrepreneurs Tell Their Story, shares her experience in her second act as an inventor and "Grandmapreneur." Connie Inukai joins us from Maryland. _______________________ Bio As a serial “Grandmapreneur®”, Connie Inukai speaks to retirees or soon-to-be retirees on the benefits of pursuing entrepreneurship in retirement. Retired from teaching Technical Writing at the University of Maryland and Johns Hopkins University for four decades, Connie Inukai became an award-winning inventor at the age of 68.  Featured in Entrepreneur magazine, “6 Reasons to Pursue Entrepreneurship in Retirement,” Connie encourages Baby Boomers to have an active retirement through business or social entrepreneurship. She is the creator of Write Your Selfie®, where she inspires people to write their life stories in a fun and easy-to-read format so grandchildren and future generations will enjoy turning the pages to learn about their ancestry and life lessons. She is passionate about working with dementia sufferers and their families to preserve the memoirs of this “invisible” population. _______________________ For More on Connie Inukai Retirement: Dream Big, Take Action, Make Money: 10 Amazing Second Act Entrepreneurs Tell Their Story Website -  Grandmapreneur: Inspiring Invention, Ideas, and Impact  _______________________ Mentioned in this Podcast Conversation SCORE Mentoring Program _______________________ Podcast Conversations You May Like The Heart of Grandfatherhood – Ted Page Is Semi-Retirement the Best of Both Worlds? – Liz Weston Unretired – Mark S. Walton ________________________ About The Retirement Wisdom Podcast There are many podcasts on retirement, often hosted by financial advisors with their own financial motives, that cover the money side of the street. This podcast is different. You'll get smarter about the investment decisions you'll make about the most important asset you'll have in retirement: your time. About Retirement Wisdom I help people who are retiring, but aren't quite done yet, discover what's next and build their custom version of their next life. A meaningful retirement doesn't just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms. About Your Podcast Host  Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.6 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He's the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy. Connect on LinkedIn ________________________ Wise Quotes On Being a Second Act Entrepreneur "SCORE is very helpful because when I started, when I retired, I was 68 years old and then I was fumbling around with my invention. I knew nothing about anything, but I did learn how to invent a product and I went to SCORE because I had no idea what to do and they're very good with newbies and I think they didn't expect a newbie to be my age, but I think I'm older than my SCORE mentor, but he was wonderful and the first thing he did was he told me to write a business plan.

Baby Boomers will retain the largest voting block through the 2026 midterms and while they are moving conservative, it is not happening quickly enough because of the hold that legacy media continues to hold on this cohort. I need agency-minded followers out there to adopt a boomer, have conversations with them, take them to lunch, expose them to what alternative media has been reporting for 5+ years - President Trump is creating huge wins every day but that message is not getting to the Baby Boomers via CNN or even Fox.  Pitch in, get vocal with these seniors and let's MAGA!   Highlights Retirement and scarcity mindset. Value of not retiring too early. Conservative shift among younger generations. Gen X' role and conservatism. Global political influence and actions. Impact of international tariffs. National media's impact on baby boomers. Generational conservatism and politics. Importance of engaging baby boomers politically. Trump's global vision for freedom.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS

Chuck Todd opens with a personal reflection on his father's connection to Vietnam before welcoming distinguished guests Ambassador John Negroponte and filmmaker Brian Knappenberger to discuss the new documentary series Turning Point and the lasting impacts of the Vietnam and Iraq wars on American politics and society. The conversation explores how Vietnam fundamentally shifted America's perception of itself, with Ambassador Negroponte sharing his firsthand experiences from the conflict. They examine how televised coverage transformed public perception of war, debate whether Vietnam was "worth it" in the context of the Cold War, and analyze why America ultimately lost the conflict. The discussion dives deep into how Vietnam became the Baby Boomers' defining generational experience, shattering trust in government institutions.They explore the military's evolution into a predominantly Republican constituency, the long-term political fallout of pardoning draft dodgers, and the devastating impact of drug use among soldiers during the conflict. The guests offer a rare perspective on how the Vietnamese people recovered from the war's effects and draw striking parallels between the withdrawals from Saigon and Afghanistan. They reflect on how these historical conflicts continue to shape modern American politics, noting that despite multiple Vietnam veterans running for president, none have ever won the office. They conclude with a thought-provoking consideration of how future generations might commemorate the 75th anniversary of the fall of Saigon, leaving listeners with a deeper understanding of how America's past military engagements continue to influence its present and future.Timeline:00:00 Introduction00:30 Chuck's personal connection to Vietnam was his dad02:30 Vietnam + Iraq still haunt American politics04:10 John Negroponte and Brian Knappenberger join the Chuck Toddcast! 06:35 What do you hope people take away from Netflix's Turning Point?08:55 Vietnam's shadow loomed over the Iraq wars 10:55 We rarely talk about the war itself, mostly just the fallout 12:40 Vietnam shifted America's perception of itself 13:25 Ambassador Negroponte's experience of being in Vietnam 16:55 Was Vietnam viewed as a proxy war at the time? 20:00 The Iraq war has the same effect on our political psyche as Vietnam23:00 How did daily press coverage affect the ability to control the narrative 25:00 Vietnam being televised drastically changed the public's perception 27:00 Embedded reporters caused new challenges for managing the narrative 28:15 Was Vietnam worth it since we won the cold war? 30:05 Why did we lose the war? 32:45 Watergate ruined historians ability to document presidents 34:15 Vietnam was the boomer's coming of age story, shook their trust in government 35:30 Many January 6th rioters were Vietnam vets37:40 The importance of equipping and training local forces 39:10 Why did the military become a Republican constituency? 40:40 Pardoning the draft dodgers had long term political impacts 42:40 The horrible impact of drug use by soldiers in Vietnam 47:40 The perspective from the side of the north? 49:10 When did the Vietnamese recover from the effects of the war? 52:25 No Vietnam vet has ever been president 55:10 The military is America's only institution that has bipartisan support 58:35 How similar/different were the withdrawals from Saigon and Afghanistan? 59:25 What will the retrospective be on the 75th anniversary of the fall of Saigon1:02:35 Chuck's thoughts on the interview

As with every generation, Gen-Xers and Baby Boomers grew up with very different experiences, so it's no surprise that they have approached retirement savings very differently. Donna and Nathan discuss the factors that have led to this generational divergence in retirement planning. Also on MoneyTalk, choosing the right type of business entity, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 5/13/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

In this episode of Success In The New Retirement, Damon Roberts and Matt Deaton discuss the evolving landscape of retirement income planning. They explore the implications of the 4% rule, the challenges retirees face in managing withdrawals, and the importance of understanding fees associated with retirement accounts. The conversation emphasizes the need for creative strategies to ensure sustainable income while navigating the complexities of financial planning in today's economy. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

OK Boomers we all know that we have been stumped by a certain new technology or that dreaded UPDATE to our Mac, any laptop, iPad.. Arba Cooper's motto is EMPOWERING BABY BOOMERS to BOOST BUSINESS. Let me introduce Digital Technologist Arba Cooper When Arba and I first met, Arba mentioned that she and her husband have a five year plan to buy a large property for "year round training and lodging."  As the former La Chatelaine of Le Petit Chateau inn, I was silently screaming DON'T DO IT… However.. they have their ideas firmly grounded in the training aspect.  That is a vital and key aspect of anyone with ambitions to start this beast (LODGING) of a project.  We eventually transitioned to current topics.. our different businesses.  I learned that Arba has a wealth of training information, talent, and practical experience as a trainer and website designer: seven years as a SCORE volunteer and engineer with Hewlett Packard.   https://arbacooper.com/home Here is a great link to learn more about Arba Cooper.  Foremost, today Arba Cooper focuses her Digital Technology practice on the Baby Boomers who are SOLOPRENEURS.  She focuses on their ability to learn what they need in technology for their businesses to succeed for their day to day functions. She teaches them how to use the technology that they can operate, use and manage on their own. She is not selling them a Ferrari.  More akin to a subaru and in the drivers seat, not the passenger seat. For instance, the technology hype is to create funnels or a huge email marketing program because that is what all the hype is about.” Oh you gotta have a funnel sales system”. Oh you gotta have an email marketing program”.  Both of these hypes are expensive and I know first hand as I was using KAJABI for $149 a month.   I was completely overwhelmed and not using any of these “ MUST HAVE” business applications. What I find so refreshing about Arba is her ability to help SOLOPRENEURS gain the technology that they can learn and manage without all the expensive and largely unused applications because “everyone else says “ ya gotta have this”. Her wide range of skills include web design, technology training, speaking, and acting. Arba has helped numerous entrepreneurs successfully launch and expand their businesses. Her unique skill is simplifying complex marketing concepts, making resources accessible, and easy to understand.  https://arbacooper.com/home   Kundalini Yoga REMOVING EMOTIONAL FATIGUE and FEAR OF the FUTURE https://youtu.be/XKkrT8TFnVE?feature=shared   Wine and Food  Bubbles - most women like bubbles .  Gruet from New Mexico is still one  of the best WINE   the best value and quality TRY GRUET ROSE NV Brut Rosé $17.00   CONACT Valerie Hail valerie@allinourminds.com www.allinourminds.com

November 14-20th, 1992 This week Ken welcomes long time Ken Reid superfan, NASCAR expert and the co-host of the Meet Me at Applebees Podcast Brien Kielb. Ken and Brien discuss NASCAR video games in Chuck E Cheese, growing up in upstate NY, The Showcase Showdown, punk rock teens, Boston Punk, Motorsports, Albany, moving to Cleveland, Pittsburgh PA, local cuisine, watching old NASCAR races, meeting friends due to mutual interests, the politics of driving, racist redneck hicks, Formula One, 24 hour races, endurance, soiling yourself, bicycle repair, fake wakes, smoking slims, cigarettes for women, Monster Trucks, the real truck that turns into a fire breathing car eating monster, the TWO Big Foot Cartoons, searching for Stivy Posnanski, Video Power, the Power Team, satellite dishes, above ground pools, divorced Dads, how Baby Boomers have hoarded all the money, before the discovery of tweens, original works of art by internationally acclaimed artist Paul Kale, collector's plates, weird NASCAR merchandise, The Georgia Dome, NASCARman, YouTube, Alabama Salutes Richard Petty, Joe Diffie, 900 numbers based auctions, wondering what Tom Arnold donated, The Kids Choice Awards, Red & Stimpy, Primus, coming from a weigh lifting background, yelling at Emo bands, WWE, the drug addict to weight lifting to right wing grifter highway, USA Up All Night, Saturday Nightmares, Days of Thunder, the Days of Thunder Soundtrack, what the best NASCAR movie is, Ravishing Rick Rude lookalikes in prison riots, The Real World, GI Joe, Sgt. Slaughter, Refrigerator Perry, Married...with Children, stunt episodes, musical episodes, very sad made for TV movies, collecting and framing t-shirts, Ken's Just the Ten of Us autographed cast shirt, screen worn t shirts from The Adventures of Pete and Pete and Revenge of the Nerds, Rescue 9-1-1 in Ohio, Roseanne, the Lanford Loose Meat Lunchbox, TBS, WCW, Disney Studios, Street Stories, Sightings, Stephen Wright guest starring on Bob as a guy in charge of Macy's Thanksgiving Day Balloons, Frozen Assets sperm count contest, the Whoops! Christmas episode and fundamentally misrepresenting Ray Walston's career. 

Colleen Paulson is a career consultant and the founder of Ageless Careers. Colleen has made numerous shifts throughout her career, starting her career as an engineer, production manager, and pricing analyst for two Fortune 50 companies (Procter & Gamble and FedEx). Colleen launched her writing business in 2006 and has served a wide range of clients including The Motley Fool and Investopedia. She has written and reviewed thousands of resumes, LinkedIn profiles, executive bios, and cover letters during her work as a Certified Professional Resume Writer and specializes in helping Gen X and Baby Boomer job seekers to find great jobs faster.https://www.agelesscareers.comhttps://www.linkedin.com/in/colleenmpaulson

A performer that will knock your socks off and keep the party going all night, DJ Dekade is one of South Florida's premier DJs. From humble beginnings in Virginia Beach, DJ Dekade has evolved from Turntables all the way to Controllers, and for the last 20 plus years, he has been rocking the beats in South Florida. His professionalism and determination to keep the party dancing are what makes DJ Dekade a Local Favorite. His ability to blend a wide spectrum of genres makes him a well sought after performer in Florida and around the world. He has wowed crowds at renown venues throughout Virginia, Florida, and has even sailed the high seas to please thousands with his captivating energy! Growing up on the east coast has allowed DJ Dekade to be exposed to a multitude of talented artists, thus helping mold his particular fun party style. During his early days in Virginia Beach, DJ Dekade could be frequently heard at such places as Peppermint Beach Club, Rogues, The Roxx, and many more of the big local hotspots spinning hip-hop, techno, top 40's and Latin. Once he made the move to Florida DJ Dekade turned his love of music into a business offering his skills and service to help some of the most elite party planners and corporate planners here in South Florida. He has the ability to create an amazing soundtrack for each special event that clients rave about. From weddings to birthday parties, corporate events to grand opening events, Cruise events to In-The-Park events, DJ Dekade has you covered. Presently, DJ Dekade can be spotted at places such as The Pub, Tacocraft, Monty's South Beach, Rok Brgr and many other popular venues throughout the posh Miami scene. The growth of over 25 years of DJing is obvious through Dekade's professionalism and ability to flow through the different genres popular with the Millenials as well as the Generation Xers and Baby Boomers. Remember “Everyone Loves DJ Dekade” and your guests will agree. As DJ Dekade continues his evolution in life, he has set his eyes on music production. Just like the many songs he enjoys playing he plans on creating his own blend of fun upbeat and energetic music to pump the crowd at your next party. We look forward to what the future holds for DJ Dekade. If you are looking for a DJ to bring the party to the next level, DJ Dekade is who you want. ​

Scapegoating has become Australia's unofficial national sport — and nowhere is this more obvious than in the commentary surrounding our housing crisis. In this episode, we take a deep dive into the latest wave of finger-pointing, where so-called NIMBYs (Not In My Back Yard) and Baby Boomers are being blamed for everything from unaffordable housing to stalled development. But is the narrative that older Australians are refusing to downsize or that local residents are blocking new homes actually backed by evidence? Or is it a convenient distraction from deeper, more uncomfortable truths? Tune in as we cut through the noise, challenge the conventional media narrative, and call for a more honest, evidence-based conversation about housing supply, planning, and political accountability. Key topics covered: The myth of downsizing as a supply solution How NIMBY scapegoating distracts from systemic problems Why development isn't happening in many suburbs — and it's not because of residents The true barriers to building new homes in Australia What needs to change for real housing reform to happen If you're tired of the blame game and ready for a more informed look at the housing crisis, this episode is for you.

If you hadn't noticed, we are all getting older. Baby Boomers are now all over 60, with many pushing 80. May is Older Americans month and Central Coast Voices feels this is the best time to have a frank discussion about what we are doing to face this challenge. SLO County has been developing a Master Plan on Aging. On this week's Central Coast Voices we will talk with folks providing services to the aging, serving on the County Commission on Aging, and facing these questions every day.

A performer that will knock your socks off and keep the party going all night, DJ Dekade is one of South Florida's premier DJs. From humble beginnings in Virginia Beach, DJ Dekade has evolved from Turntables all the way to Controllers, and for the last 20 plus years, he has been rocking the beats in South Florida. His professionalism and determination to keep the party dancing are what makes DJ Dekade a Local Favorite. His ability to blend a wide spectrum of genres makes him a well sought after performer in Florida and around the world. He has wowed crowds at renown venues throughout Virginia, Florida, and has even sailed the high seas to please thousands with his captivating energy! Growing up on the east coast has allowed DJ Dekade to be exposed to a multitude of talented artists, thus helping mold his particular fun party style. During his early days in Virginia Beach, DJ Dekade could be frequently heard at such places as Peppermint Beach Club, Rogues, The Roxx, and many more of the big local hotspots spinning hip-hop, techno, top 40's and Latin. Once he made the move to Florida DJ Dekade turned his love of music into a business offering his skills and service to help some of the most elite party planners and corporate planners here in South Florida. He has the ability to create an amazing soundtrack for each special event that clients rave about. From weddings to birthday parties, corporate events to grand opening events, Cruise events to In-The-Park events, DJ Dekade has you covered. Presently, DJ Dekade can be spotted at places such as The Pub, Tacocraft, Monty's South Beach, Rok Brgr and many other popular venues throughout the posh Miami scene. The growth of over 25 years of DJing is obvious through Dekade's professionalism and ability to flow through the different genres popular with the Millenials as well as the Generation Xers and Baby Boomers. Remember “Everyone Loves DJ Dekade” and your guests will agree. As DJ Dekade continues his evolution in life, he has set his eyes on music production. Just like the many songs he enjoys playing he plans on creating his own blend of fun upbeat and energetic music to pump the crowd at your next party. We look forward to what the future holds for DJ Dekade. If you are looking for a DJ to bring the party to the next level, DJ Dekade is who you want. ​

Send us a textIn this heartfelt episode, we share affirmations that celebrate, uplift, and honor the incredible strength of mothers everywhere. From sleepless nights to daily sacrifices, we acknowledge the real challenges of motherhood. Tune in, feel the love, and then join us for a warm, coffee-filled moment of appreciation!Music by:Golden Hour by Vlad Gluschenko https://soundcloud.com/vgl9 Affirmation Music: Fireflies by Ambient Boy https://musicvine.com/track/ambient-boy/fireflies

Financial literacy forms the bedrock of generational wealth preservation, yet remains strikingly absent from our educational system. This knowledge gap creates the perfect storm for the "shirt sleeves to shirt sleeves in three generations" phenomenon that plagues family fortunes—wealth created in one generation, enjoyed in the second, and squandered by the third.George Stefanu, with over 15 years of financial advising experience, tackles this pressing issue head-on. Drawing from his book "Two Comma Wealth," he reveals the critical conversations families must have about money and the principles that extend wealth beyond a single generation. The timing couldn't be more crucial, as we stand at the precipice of history's largest wealth transfer from Baby Boomers to their heirs.Stefanu unpacks the concept of "hitting your number"—that magical retirement figure that supposedly guarantees financial security—and why the traditional 4% withdrawal rule requires nuanced application. He offers a refreshing metaphor of investment "lanes" (from the emergency lane of cash reserves to the sports car lane of growth equities) that helps visualize proper diversification strategies needed to combat inflation while preserving capital.The challenges of working with high-net-worth individuals receive special attention, particularly how their business success can paradoxically hinder investment discipline. Men and women approach money differently too—men often rushing to action during market volatility while women process information before making decisions, frequently becoming better long-term investors as a result.Strategic tax and estate planning emerge as critical yet underappreciated aspects of wealth preservation. With potential changes to estate tax exemptions looming, Stefanu illuminates how proper asset location and distribution timing can save heirs significant money while honoring philanthropic intentions without "tipping the IRS" unnecessarily.What about AI in financial planning? While technology will enhance data analysis and pattern recognition, the human element—behavioral coaching, accountability, and personalized understanding—remains irreplaceable, especially during market turbulence.Subscribe now to explore how meaningful kitchen-table money conversations can transform financial education from a missing curriculum subject into your family's greatest inheritance. Sign up to The Lead-Lag Report on Substack and get 30% off the annual subscription today by visiting http://theleadlag.report/leadlaglive. Foodies unite…with HowUdish!It's social media with a secret sauce: FOOD! The world's first network for food enthusiasts. HowUdish connects foodies across the world!Share kitchen tips and recipe hacks. Discover hidden gem food joints and street food. Find foodies like you, connect, chat and organize meet-ups!HowUdish makes it simple to connect through food anywhere in the world.So, how do YOU dish? Download HowUdish on the Apple App Store today:

MORE UNINTENTIONALLY FUNNY AI SLOP SHOWNOTES. Peter Hoistead? Thanks Gemini. Thanks listeners. We love you. Buy CBCo it's excellent beer. The Conditional Release Program - Episode 185: Federal Election 2025 Post-SpecialHosts: Joel Hill & Jack the Insider (Peter Hoistead)Overall Theme: A deep dive into the results and implications of the 2025 Australian Federal Election, focusing on Labor's historic victory, the Coalition's catastrophic loss, and the performance of minor parties and independents.Key Segments & Talking Points:(Part 1 - Approximate Timestamps based on original transcript, subject to adjustment)[00:00:00 - 00:01:23] Introduction & Election OverviewJoel laments being banned from betting on the election, particularly Labor's strong odds.Jack notes Joel would have won significantly, especially on Labor at $2.60.Historic Labor Win: Anthony "Albo" Albanese leads Labor to a significant victory.Libs sent into an "existential crisis."Albo is the first PM to be re-elected since John Howard in 2004.Largest Labor victory on a two-party preferred basis since John Curtin in 1943 (votes still being counted).Crucial Stat: The Albanese government is the only first-term government to have a swing towards it in Australian political history.[00:01:23 - 00:03:38] Significance of the Swing to LaborPrevious first-term governments (Howard '98, Hawke '84, Fraser '77, Whitlam '74, Menzies) all had swings against them when seeking a second term.Albo's government achieved an approximate 4% swing towards it (votes still being counted).Discussion points: Where it went right for Labor, and wrong for the Coalition, Greens, and Teals.Far-right "Cookers" performed terribly. Pauline Hanson's One Nation (FONY) might see minor representation.[00:03:38 - 00:05:11] Patreon & Sponsor Shout-outsReminder to support the podcast on Patreon: www.patreon.com/theconditionalreleaseprogram (for as little as $5/month).CB Co. Beer: Praised for their IPA and new Hazy XPA. Competition to win $100,000. Use code CRP10 for 10% off at cbco.beer.[00:05:11 - 00:08:52] Polling Inaccuracies & Liberal OptimismReiteration of the ~4% swing to Labor.Comparison of final poll predictions vs. actual results:Freshwater: Labor 51.5% (was Liberal pollster, told Libs they were close).Newspoll: 52.5% (Labor used their private polling).Essential: 53.5%.YouGov: 52.2% - 52.9%.Polling companies significantly underestimated Labor's vote, especially those advising the Coalition.The misplaced optimism at Liberal Party HQ on election night.[00:08:52 - 00:16:00] Specific Seat Results & Labor GainsGilmore (NSW South Coast): Fiona Phillips (Labor) won 55-45 (3-4% swing to her), despite Andrew Constance (Liberal) being the favourite.Bennelong (Howard's old seat): Jeremy Laxail (Labor) won 59-41 against Scott Young (problematic Liberal candidate), a 10% swing to Labor.Parramatta: Andrew Charlton (Labor) won 62-38 (was 53.47 in 2022).Aston (Victoria): Labor won in a historic by-election previously, now a 4% swing to the Labor candidate, winning 53-47.Boothby (SA): Louise Miller-Frost (Labor) achieved an 8% swing, holding the seat 61-39.Tangney (WA): Sam Lim (Labor, ex-cop & dolphin trainer) secured a 3% swing, now 56-44. Large Bhutanese diaspora noted.Leichhardt (FNQ): Labor's Matt Smith won 57-43 after Warren Entsch (LNP) retired (10% swing).Hunter (NSW): Dan Repiccioli (Labor) re-elected with 44% primary vote (5% swing on primary). Fended off Nats and One Nation (Stuart Bonds' inflated vote claims by "One Australia" on X).[00:16:00 - 00:18:49] Diversifying Parliament & Women in PoliticsPraise for non-lawyer backgrounds in Parliament (e.g., Dan Repiccioli, Sam Lim).Critique of the typical lawyer/staffer/union pathway.Labor's success in diversifying candidate backgrounds and increasing female representation.Liberals struggling with female representation despite some efforts. Discussion of potential quotas in the Liberal party and the backlash it would cause.Margaret Thatcher quote: "If you want something said, ask a man. If you want something done, ask a woman."[00:18:49 - 00:27:26] The Teals: Mixed Results & ChallengesInitial appearance of a Teal "romp" on election night.Bradfield (NSW North Shore): Teal Nicolette Boele (Burle/Bola) behind Liberal Giselle Kaptarian by 178 votes (updated during recording).Goldstein (VIC): Tim Wilson (Liberal) leading Zoe Daniel (Teal) by 925 votes. Wilson is likely back. Joel comments on Wilson's IPA association vs. his "gay, wet, mediocre, progressive side." Jack notes Wilson often highlights his sexuality.Jim Chalmers' quip about Tim Wilson: "Popular for all those who haven't met him."Kooyong (VIC): Monique Ryan (Teal) leading by 1002 votes (97,000 counted, ~8,000 postals to go). Redistribution added parts of Toorak, making it harder for Ryan.Liberal candidate Amelia Hamer: "Trust fund renter" controversy, owns multiple properties, London bolthole.Corflute wars in Kooyong: Hamer campaign's excessive use of A-frames, obstructing walkways, went to Supreme Court over council limits. Jack doubts the impact of corflutes.[00:27:26 - 00:31:28] Why Did the Teals Go Backwards?Liberal party invested heavily in Kooyong and Goldstein.Voters potentially preferring a local member who is a Minister or part of the government.Redistribution impact in Kooyong (addition of Toorak).Zali Steggall's success in Warringah partly due to "fruitcake" Liberal opponents like Katherine Deves.[00:31:28 - 00:40:37] The Greens: Significant LossesLost all lower house seats. Adam Bandt (leader) gone from Melbourne.Lost Brisbane (Max Chandler Mather) and Griffith back to Labor.Ryan (South Brisbane): Likely Labor win in a three-way contest.Greens will have no lower house representation.Key Reason: Housing policy standoff. Accused of holding up Labor's housing bill for over a year (affecting funding for domestic violence victims, homeless), pursuing "perfection" over compromise.[00:40:37 - 00:49:57] Deep Dive: Housing Policy ChallengesA major challenge for the Albanese government. Not an easy fix.Supply-side changes could devalue existing homes or slow growth, angering homeowners.Joel's view: Subsidized housing (rent-to-own, means-tested) wouldn't touch the high-end market.Negative gearing: Not a quick fix; removing it overnight unlikely to change much; issue is supply.Homeowner expectations of property value growth.Construction industry at full tilt; skills shortages.CFMEU's role in skilled migration for construction.Free TAFE importance for reskilling/upskilling.Linton Besser (Media Watch) criticism of Labor "building" houses when they reconditioned unlivable ones – Joel argues this still increases supply.[00:49:57 - 00:59:16] Deep Dive: Childcare Policy & Global Economic HeadwindsChildcare another area for government focus.Labor's childcare policy: Rebates for high earners (e.g., $325k combined income).High cost of childcare; need for better pay for childcare workers (Labor delivered a pay spike).Ownership of childcare centers (Peter Dutton reference) and profit-making. Call for more public childcare.Uncertain global economic times, Trump tariffs.Port of Los Angeles imports down by one-third.US Q1 economy shrank 0.3%; recession likely.Japan, China, South Korea meeting to discuss tariff responses; hold significant US debt. Japanese warning to US re: trade negotiations.[00:59:16 - 01:07:13] What Went Wrong for the Coalition? Answer: Everything.Gas Price Fixing Policy: Cobbled together, no consultation with industry (unlike Rudd's mining tax failure), potentially unconstitutional (taxing for benefit of some states over others).Work From Home Policy Disaster:Conceived by Jane Hume and Peter Dutton, no Shadow Cabinet consultation.Initial messaging: All Commonwealth public servants, then just Canberra.Jane Hume's media run: Claimed all WFH is 20% less productive, citing a study.Implied WFH employees are "bludgers," alienating a vast number of voters (including partners of tradies).Labor capitalized on this after door-knocking feedback. Policy eventually walked back.Defence Policy: Released in the last week, vague promise to spend 3% of GDP, no specifics on acquisitions. Andrew Hastie (Shadow Defence) reportedly wants out of the portfolio.Fuel Excise Policy: Halving fuel excise for a year. Took a week for Dutton to do a photo-op at a service station. Fuel prices had already dropped.Melbourne Airport Rail Link Funding: Announced at a winery.Vehicle Emissions Policy: Clarifications issued within 48 hours.Generally a shambolic campaign, studied for years to come.[01:07:13 - 01:08:55] The Nationals & Nuclear Policy FalloutNats trying to spin a better result than Libs, but didn't win Calare (Andrew Gee back as Indy).Nuclear Policy: Coalition embarrassed to discuss it. Nats insist on keeping it.Policy originated as a way for Libs to get Nats to support Net Zero by 2050.Massive costs and timelines: Hinkley Point C (UK) example – 65 billion pounds, years of delays. US Georgia plant similar.Legislative hurdles: Repealing Howard-era ban, state-level bans (even LNP QLD Premier Chris O'Fooley against it).State-funded, "socialist" approach due to lack of private investment.[01:08:55 - 01:15:49] Coalition Campaign Failures & SpokespeopleDebate on government vs. private industry running power.Lack of effective Coalition spokespeople: Susan Ley sidelined, Jane Hume promoted. Angus Taylor perceived as lazy.Angus Taylor's past water license scandal ("Australia's Watergate," Cayman Islands structure).[01:15:49 - 01:28:03] Demographics: A Tide Against the LiberalsWomen: Voted ~58-42 for Labor (two-party preferred), worse than under Morrison. Libs failed to address issues like climate, domestic violence.Language Other Than English at Home (LOTE): 60% backed Labor (Redbridge polling, Cos Samaras). Indian and Chinese diaspora significant, impacting Deakin and Menzies (Keith Wallahan, a moderate, lost Menzies).Gen Z & Millennials (18-45): Now outnumber Baby Boomers (60+), voted 60-40 Labor (TPP).Preferencing: Labor "gamed the system well"; Liberals' deal with One Nation backfired in messaging to urban areas.Strategy Failure: Liberals walked away from "heartland" Teal-lost seats, wrongly believing voters were wrong. Dutton's 2023 claim of Libs being "party of regional Australia" failed. No connection or network in targeted outer-suburban/regional seats.Female Pre-selection: Aspiration of 50% in 2019, achieved 34% in 2025. "Male, white, middle-class, mediocre."Sarah Henderson Example: Lost Corangamite in 2019, returned via Senate vacancy. Criticized as a "waste of space," arrogant for seeking re-entry.Both parties have taken safe seats for granted (factional gifts), but Labor learning. Example: Batman (now Cooper, Jed Carney) won back from Greens after better candidate selection.[01:28:03 - 01:36:42] Fond Farewells: Election CasualtiesPeter Dutton: Lost his seat of Dickson (held 20+ years), got "smashed." Likely preferred losing seat to facing party room fallout. Gracious concession speech. Australia's strong electoral process praised (democracy sausage, volunteers, AEC, peaceful concession).Michael Sukkar (Deakin, VIC): "Unpleasant piece of work."Recount of February incident: Sukkar, at Dutton's prompting, used a point of order to cut off Attorney-General Mark Dreyfus (Jewish) during an emotional speech about anti-Semitism and his family's Holocaust connection (Shiloh story). Dreyfus called Sukkar "disgusting." Sukkar moved "that the member no longer be heard." Widely condemned.Gerard Rennick (QLD Senator): Anti-COVID vaccine, spread misinformation (diabetes, dementia links). Jack recounts being attacked by Rennick's "poison monkeys" on X after writing about it. Rennick gone, likely self-funded much of his campaign.(Part 2 - Timestamps restart from 00:00:00 but are a continuation, add ~1 hour 36 mins 50 secs to these for continuous flow)[01:36:50 - 01:44:07] The Fractured Hard Right ("Cookers") - Dismal PerformanceGenerally went nowhere electorally.UAP (United Australia Party) / Trumpeter Patriots (John Ruddock): 2.38% in NSW Senate (down from UAP's 3.2% in 2022). Less money spent than previous Clive Palmer campaigns.Libertarian Democrats (Lib Dems): 1.99% in NSW Senate. Controversial name didn't help. Alliance with H.A.R.T (formerly IMOP, Michael O'Neill) and Gerard Rennick's People First Party.Monica Smit's calls to "unite" contrasted with these groups already forming alliances without her.These three parties combined got less than 2% in NSW. Lib Dems

A performer that will knock your socks off and keep the party going all night, DJ Dekade is one of South Florida's premier DJs. From humble beginnings in Virginia Beach, DJ Dekade has evolved from Turntables all the way to Controllers, and for the last 20 plus years, he has been rocking the beats in South Florida. His professionalism and determination to keep the party dancing are what makes DJ Dekade a Local Favorite. His ability to blend a wide spectrum of genres makes him a well sought after performer in Florida and around the world. He has wowed crowds at renown venues throughout Virginia, Florida, and has even sailed the high seas to please thousands with his captivating energy! Growing up on the east coast has allowed DJ Dekade to be exposed to a multitude of talented artists, thus helping mold his particular fun party style. During his early days in Virginia Beach, DJ Dekade could be frequently heard at such places as Peppermint Beach Club, Rogues, The Roxx, and many more of the big local hotspots spinning hip-hop, techno, top 40's and Latin. Once he made the move to Florida DJ Dekade turned his love of music into a business offering his skills and service to help some of the most elite party planners and corporate planners here in South Florida. He has the ability to create an amazing soundtrack for each special event that clients rave about. From weddings to birthday parties, corporate events to grand opening events, Cruise events to In-The-Park events, DJ Dekade has you covered. Presently, DJ Dekade can be spotted at places such as The Pub, Tacocraft, Monty's South Beach, Rok Brgr and many other popular venues throughout the posh Miami scene. The growth of over 25 years of DJing is obvious through Dekade's professionalism and ability to flow through the different genres popular with the Millenials as well as the Generation Xers and Baby Boomers. Remember “Everyone Loves DJ Dekade” and your guests will agree. As DJ Dekade continues his evolution in life, he has set his eyes on music production. Just like the many songs he enjoys playing he plans on creating his own blend of fun upbeat and energetic music to pump the crowd at your next party. We look forward to what the future holds for DJ Dekade. If you are looking for a DJ to bring the party to the next level, DJ Dekade is who you want. ​

A performer that will knock your socks off and keep the party going all night, DJ Dekade is one of South Florida's premier DJs. From humble beginnings in Virginia Beach, DJ Dekade has evolved from Turntables all the way to Controllers, and for the last 20 plus years, he has been rocking the beats in South Florida. His professionalism and determination to keep the party dancing are what makes DJ Dekade a Local Favorite. His ability to blend a wide spectrum of genres makes him a well sought after performer in Florida and around the world. He has wowed crowds at renown venues throughout Virginia, Florida, and has even sailed the high seas to please thousands with his captivating energy! Growing up on the east coast has allowed DJ Dekade to be exposed to a multitude of talented artists, thus helping mold his particular fun party style. During his early days in Virginia Beach, DJ Dekade could be frequently heard at such places as Peppermint Beach Club, Rogues, The Roxx, and many more of the big local hotspots spinning hip-hop, techno, top 40's and Latin. Once he made the move to Florida DJ Dekade turned his love of music into a business offering his skills and service to help some of the most elite party planners and corporate planners here in South Florida. He has the ability to create an amazing soundtrack for each special event that clients rave about. From weddings to birthday parties, corporate events to grand opening events, Cruise events to In-The-Park events, DJ Dekade has you covered. Presently, DJ Dekade can be spotted at places such as The Pub, Tacocraft, Monty's South Beach, Rok Brgr and many other popular venues throughout the posh Miami scene. The growth of over 25 years of DJing is obvious through Dekade's professionalism and ability to flow through the different genres popular with the Millenials as well as the Generation Xers and Baby Boomers. Remember “Everyone Loves DJ Dekade” and your guests will agree. As DJ Dekade continues his evolution in life, he has set his eyes on music production. Just like the many songs he enjoys playing he plans on creating his own blend of fun upbeat and energetic music to pump the crowd at your next party. We look forward to what the future holds for DJ Dekade. If you are looking for a DJ to bring the party to the next level, DJ Dekade is who you want. ​

Andy continues to struggle with his Mom's death.  Dan write's an obituary for Andy. Tyler is made the subject of a false flag. All our guests have tv credits. try not 2 cum.

What has been the reaction to the huge Labor win, and the turmoil the coalition is now finding itself in?  

A performer that will knock your socks off and keep the party going all night, DJ Dekade is one of South Florida's premier DJs. From humble beginnings in Virginia Beach, DJ Dekade has evolved from Turntables all the way to Controllers, and for the last 20 plus years, he has been rocking the beats in South Florida. His professionalism and determination to keep the party dancing are what makes DJ Dekade a Local Favorite. His ability to blend a wide spectrum of genres makes him a well sought after performer in Florida and around the world. He has wowed crowds at renown venues throughout Virginia, Florida, and has even sailed the high seas to please thousands with his captivating energy! Growing up on the east coast has allowed DJ Dekade to be exposed to a multitude of talented artists, thus helping mold his particular fun party style. During his early days in Virginia Beach, DJ Dekade could be frequently heard at such places as Peppermint Beach Club, Rogues, The Roxx, and many more of the big local hotspots spinning hip-hop, techno, top 40's and Latin. Once he made the move to Florida DJ Dekade turned his love of music into a business offering his skills and service to help some of the most elite party planners and corporate planners here in South Florida. He has the ability to create an amazing soundtrack for each special event that clients rave about. From weddings to birthday parties, corporate events to grand opening events, Cruise events to In-The-Park events, DJ Dekade has you covered. Presently, DJ Dekade can be spotted at places such as The Pub, Tacocraft, Monty's South Beach, Rok Brgr and many other popular venues throughout the posh Miami scene. The growth of over 25 years of DJing is obvious through Dekade's professionalism and ability to flow through the different genres popular with the Millenials as well as the Generation Xers and Baby Boomers. Remember “Everyone Loves DJ Dekade” and your guests will agree. As DJ Dekade continues his evolution in life, he has set his eyes on music production. Just like the many songs he enjoys playing he plans on creating his own blend of fun upbeat and energetic music to pump the crowd at your next party. We look forward to what the future holds for DJ Dekade. If you are looking for a DJ to bring the party to the next level, DJ Dekade is who you want. ​

A performer that will knock your socks off and keep the party going all night, DJ Dekade is one of South Florida's premier DJs. From humble beginnings in Virginia Beach, DJ Dekade has evolved from Turntables all the way to Controllers, and for the last 20 plus years, he has been rocking the beats in South Florida. His professionalism and determination to keep the party dancing are what makes DJ Dekade a Local Favorite. His ability to blend a wide spectrum of genres makes him a well sought after performer in Florida and around the world. He has wowed crowds at renown venues throughout Virginia, Florida, and has even sailed the high seas to please thousands with his captivating energy! Growing up on the east coast has allowed DJ Dekade to be exposed to a multitude of talented artists, thus helping mold his particular fun party style. During his early days in Virginia Beach, DJ Dekade could be frequently heard at such places as Peppermint Beach Club, Rogues, The Roxx, and many more of the big local hotspots spinning hip-hop, techno, top 40's and Latin. Once he made the move to Florida DJ Dekade turned his love of music into a business offering his skills and service to help some of the most elite party planners and corporate planners here in South Florida. He has the ability to create an amazing soundtrack for each special event that clients rave about. From weddings to birthday parties, corporate events to grand opening events, Cruise events to In-The-Park events, DJ Dekade has you covered. Presently, DJ Dekade can be spotted at places such as The Pub, Tacocraft, Monty's South Beach, Rok Brgr and many other popular venues throughout the posh Miami scene. The growth of over 25 years of DJing is obvious through Dekade's professionalism and ability to flow through the different genres popular with the Millenials as well as the Generation Xers and Baby Boomers. Remember “Everyone Loves DJ Dekade” and your guests will agree. As DJ Dekade continues his evolution in life, he has set his eyes on music production. Just like the many songs he enjoys playing he plans on creating his own blend of fun upbeat and energetic music to pump the crowd at your next party. We look forward to what the future holds for DJ Dekade. If you are looking for a DJ to bring the party to the next level, DJ Dekade is who you want. ​

You know, I wish I could tell you that God is primarily concerned about our comfort and convenience, but that's just not true. He's much more interested in our character and maturity and so He often calls us into radical, uncomfortable faith.   Radical faith Have you ever felt God asking you to do something that is so radical so counter-intuitive that you felt that you were going mad? I have on more than one occasion, and as I speak with great men and women of God as I interview them as I meet them and get to know some of the giants of faith that I go to church with, that I work with, here's what I've discovered listening to their stories. The more open we are to God the more we spend time in prayer, the more we take God's word to heart as though it's true and as though it's actually meant for us, the more God asks us to do crazy things. I have a dear friend who against every personal desire and aspiration that he had for himself and his family, moved across the other side of the world to take on a job for years that God had called him to do. Now most days were a struggle, most days he was homesick, most days he didn't really understand why God had called him into that place. But four years on, as he was heading back home again, can I tell you the impact that his presences, his skills, his wisdom, his insight and energy and persona has had, not just on the organisation that he worked for but in the lives of tens of thousands of people that organisation ministers to, is just enormous. And the more we listen to God, the more we find Him asking us to do crazy things. Radical things, things we wouldn't consider doing if it was left up to us. And that's exactly what happened to Noah. We're looking today again at faith in this series I've called simply, "Having the Sort of Faith that Conquers the World". It's a phrase you find a lot throughout the bible and no where more so than in the New Testament book of Hebrews, chapter 11. It's a chapter that talks a lot about faith, the sort of faith we need to make it through the trials and the temptations of life. The sort of faith we need to see the big picture, to get life into perspective. The sort of faith that we need to please God, because without faith, without the assurance of things we hope for and the rock solid of evidence of faith in our hearts of the things we can't yet see. It's completely impossible to please God. Now, I want you to put yourself for a moment in Noah's shoes. You're living a happy life. Okay, the world around you is a bit corrupt but there is nothing new or surprising about that. You, your wife, your family, you're having a great little life there and God says to you, "Hey Noah, I know you live miles and miles and miles away from the nearest lake or ocean, but I want you to build a hulking great big boat. A big one! We're going to call it an ark because I'm going to flood the world, kill everyone, and you and your family and two of every species of animal are going to be the only ones that survive. So get to it. Start building this boat." Now you and I know what happened. We know how the story turns out. But, poor old Noah had none of the benefits of the 20/20 hindsight that you and I have. He didn't even have the Bible that we have to believe in God through, he'd never even heard of Jesus. All he knew was that this God came along and told him to build a boat in the middle of nowhere. Talk about feeling stupid. Imagine going home to the little misses that night and she asks, "How was work Noah?" "Well? I was chatting with God and we've come up with this great plan, we are going to build a boat. A big one! An ark!" She says, "A boat? Are you crazy?" And not just the little misses, imagine what the neighbours had to say? "Hey have you seen what Noah's up to? He's really flipped his lid this time. He's building, wait for it … an ark!" "Nah, not even Noah's that crazy!" "Yeah, really an ark, 300 cubits long!" The laughter, the ridicule that must have gone on down at the local pub each night as Noah and his sons built that ark! What does God tell us in Hebrews chapter 11 about this? What's God's summation of Noah's craziness? Look verse 7: By faith, Noah warned by God about events yet unseen, respected the warning and built an ark to save his household. By this he condemned the world and became an air to the righteousness that is in accordance with faith. What Noah needed to do this extreme thing was extreme faith, and he yielded extreme results. I've had some times in my life when God has called me to do the craziest things. "Berni … leave your secure high paying consulting career and become involved in this media ministry that's stopped doing what is meant to be doing. That's almost broke and ready to shut it's doors! Berni, go and start broadcasting your Australia programs in Africa when there was only one guy I even knew in Africa! Berni going and hire a man in India to start broadcasting your programs over there, even though there isn't a single door open to start doing what I'm calling you to do! Berni…." Yeah ok, today it's a thousand radio stations airing these programs, today its millions of listeners each week, today it seems like the obvious thing to have done. But each time God called me to do something crazy … it was just that dead set crazy. Maybe not as crazy as Noah's gig, but that didn't help me at the time. So when was the last time God called you to do something crazy? Something happens in that place that I can't quite explain. There are many times that I've listened to sage advice from mature men and women around me and that's been the right thing to do. But at those major turning points, the truly crazy ones, there's been a pull in my heart from God that was as scary as it was unmistakable. And at those turning points, the "Noah" points, I've pretty much had to ignore the sage advice that I was getting from the people that I trusted and just go with the call in my heart. At those times it's been scary and at those times I've made some mistakes. Not everything always worked out the way that I'd planned it in my head. We didn't always get everything right the first time. Things didn't always happen as quickly as I wanted them to happen. It was 8 years from when I felt the call to go and tell people about Jesus until I took on the role that I'm doing now. It was almost 3 years between when we hired that wonderful man in India and when God actually opened the doors to a weekly radio audience on a major secular network of 30 million people each week. It never felt much like faith, it was uncertain, it was murky, it was unclear, but often when with this dream in our hearts, and with a certain reality that we'd rather look like idiots, that we'd rather fall flat on our faces and fail, rather than miss out on what God was doing. At times I'm prepared to admit to the people around me, that I looked like an idiot. But then, so did Noah. And the God that Noah served and the God that I serve and the God that you serve, never ever chastises us for having too much faith. Sometimes, not everyday, but sometimes faith is doing scary crazy, counter-intuitive things that God calls us to do: By faith Noah, warned by God about events as yet unseen, respected that warning and built an ark to save his household. By this he condemned the world and became an heir to the righteousness that is in accordance with that faith. So what are you waiting for?   Uncomfortable faith We've been chatting over these past few weeks about faith, not in a theoretic sense but in a "rubber hits the road" sense. Because faith is that thing we need to get through the things that we can't handle on our own. Faith is what we need to move that great big obstacle that's blocking our way when its way to big for us to climb over, or crash through or walk around. Faith is what we need to overcome that one nagging sin in our lives that keeps on coming back to rob us of the joy and peace that Jesus came to give us. And faith is what we need to go and do the difficult things that God sometimes calls us to do. The inconvenient things, the uncomfortable things, the things we rather not have to do thanks very much Lord. So that's the sort of faith we're going to chat about right now – uncomfortable faith – because no one ever had an impact in this world by playing it safe right? When Jesus calls us into a place to make a difference in someone's life, it's often because that persons life is, well, a bit of a mess and it's going to hurt us to have to be in that place with that person. When Jesus calls us out of our nice safe comfortable existence to go and do something for him, I can guarantee you it's not going to be convenient and it's not going to be comfortable. It requires faith. People sometimes ask me, "Berni why is it that even though I believe in Jesus, I don't know, somehow it doesn't feel real. There's no passion, there's no fire. There's no excitement." And my response is always the same. I ask them two questions. Question 1: How much time do you spend quietly each day alone with Jesus, with the door closed and the bible open? Question 2: What are you doing with your faith? How are you living it out? Now Question 1 is really important because, unless we're spending that time alone with Jesus each day, growing in a dynamic relationship with Him, well, shazam shazam there's not going to be much of a relationship. But today I want to focus on Question 2, What are you doing with your faith? And when I meet someone who has that vague unsettled feeling about their faith, the sense there should be something more, there should be power, there should be impact, I can almost guarantee you that in effect they're a spiritual couch potato. And by that I mean, they're not living out their faith. They're not getting out there and making a difference in this world, taking risks, putting it all on the line for Jesus. And just like someone who spends their life sitting on the sofa, channel surfing cable TV, drinking soft drinks, eating chips is going to end up feeling lethargic, the Christian who isn't exercising their faith is going to feel precisely the same. Don't believe me? Well, it's exactly what the Bible tells us. In James chapter 2 verse 26 says: For as just as the body without the spirit is dead, so faith without works is also dead. So as we come to look at faith again today, we're going to do so from the perspective of Abraham, a man who was called out of the comfort of his ancestral home in Ur, which is around about where modern day Bagdad is today, have a listen. Hebrews chapter 11, beginning at verse 8: By faith Abraham obeyed when he was called to set out for a place that he was to receive as an inheritance. And he set out not knowing were he was going. By faith, he stayed for a time in the land which had been promised to him, as in a foreign land living in tents as did Isaac and Jacob who where the airs with him of that same promise. But he looked forward to the city which had foundations, who's architect and builder is God. By faith, he received the power of procreation. Even though he was too old and Sarah herself was baron. Because he considered him faithful who had promised, therefore from one person and this one as good as dead descendants were born. As many as the stars of heaven and innumerable as the grains of the sand by the sea shore. Now, perhaps you remember that story. Abraham is the father of Israel the nation. He and his wife Sarah in their mid seventies were childless, a source of great anguish and shame that equated God's blessing with having lots of children and having your own land to live in. And so what was God's solution? To promise Abraham and Sarah many, many of descendants if only they'll leave their safe and comfortable ancestral home behind and go out on a journal thought the wilderness, though all sorts of strange and weird and wonderful places only God knows where. A familiar story to many I suppose. And yet what we often miss is the context, let me say it again the definition of God's blessing in that time and in that culture – in fact you see it over and over again in the Old Testament – is firstly that you had lots of children. And secondly you own your own land to live in. If you had both of those things, then you were considered to be blessed of God. The more children, the more land you had, the more quiet openly God was in the business of blessing you. But if you didn't have them, then you were considered to be cursed of God. Obviously you'd done something wrong. Obviously you must have been a bad person. That was the thinking. Now Abraham, was a wealthy man. He had lots of flocks of animals which means he had a lot of land. So when God called him out of that and onto his journey with this promise of many children, do you see what God was asking him to do? God was asking Abraham to give up that one half of the blessing that he already did have, in order to get the other half, which was lots of descendants. And what made this so crazy was that he and his wife were in their seventies, way pass the age where Sarah could bare children. Abraham and Sarah had to let go of this blessing and step out in faith, God knows where, in order to get that blessing. My friend that is so often how God works. So long as we think our lives are about being comfortable and safe, no risks, no need for faith, no need to rely on God for food and shelter and provision. So long as we make our comfort and our safety the priority, our faith is going to be dead. God's main aim isn't to make you and me comfortable; His main aim is to grow our character, by making us part of his plan, to touch and reach a lost and hurting world with His love. God's plan isn't that we should have a huge superannuation or pension fund so that we can spend our retirement indulging our senses in food and travel and luxuries and relaxation. His plan is to use us to reach out to our neighbour with His mercy and grace and love. And so the solution for the spiritual couch potato … the answer to getting rid of that lethargy and bringing a new vigour and anticipation to our faith? It's always the same. The one who would live a vibrant exciting faith, a life where the power of God is manifest before their very eyes, is the one who goes to God and pleads: Lord show me where you want me to go! Want to you want me to do? What sacrifices do you want me make? What risks do you want me to take so that the name of Jesus would be lifted up in this world. Oh Lord wherever you call me, and whatever it will cost me, I want to go! Give me the courage, fill me with your spirit. Show me where and how and when I can loose my life for you dear Jesus in order that I might find it. Friends, start praying prayers like that one, and I guarantee you that God won't take long to answer you. I guarantee you that before you know it you'll be at a place where you see God's power in action because frankly without it, you'd be in trouble!   Ditching comfort and convenience God's word stands in such contrast to our hopes and our desires and our ambitions for comfort and convenience doesn't it? Yes God is a God of outrageous blessing, but it's a blessing that follows along behind our obedience to Him. You and I want to put the cart before the horse, so often! Because we've been taught over and over again that it's all about us. I come first. I'm the most important one. You know my parents immigrated to Australia from Europe just after World War 2. They brought us into this world, in this great new land of opportunity that they made their home. This land of freedom and of plenty that embraced them as new migrants, and what they wanted for my sister and myself was a better life than the one that they'd had. They'd worked so hard, they'd sacrificed so much so that we could have a great education, so that we could learn and study and grow and have all the things that they missed out on during that terrible world war. But the easiest thing for me as a recipient of their sacrifice, was to take all their serving of me, and misinterpret it to mean that it's all about me. But that is not what they meant at all! I mean, they taught me a very strong work ethic. But because I had parents who loved me and sacrificed for me the natural selfishness that we all have, that selfishness that was in me, twisted that around and so I lived most of my early adulthood in this belief that it truly was, all about me! In fact, the term "the me generation" was invented for my generation – The Baby Boomers. We were all pretty much like that. And that mistake is exactly the mistake that so many times we make as we misinterpret the love and the grace and the blessing of God in our lives. Jesus talked about this very thing, our tendencies to put the cart before the horse; to put our comfort and convenience before the will of God in our lives. Have a listen to what he said. There's every chance you're quite familiar with this passage. He was talking about our natural desires for enough food to eat and clothes to wear and all those physical needs that we seem to worry so much about. He was saying, "Look, don't worry about those things. Your father in heaven knows everything you need. And you're worth so much to Him, of course He's going to provide all your needs!" And the punch line, the executive summary of all that, went something like this. Mathew chapter 6, beginning at verse 33: Jesus said, look don't worry about these things, instead strive first for the kingdom of God and His righteousness and all other things will be given unto you as well. In other words, put God first. Put God's will first. But obedience to God first, sacrifice first, follow Him where He calls us first, and all those other things which by the way, aren't the main things, they'll follow along behind as surely as night follows day. Friend, He's not saying here that we shouldn't have our needs met, He's not saying we shouldn't have clothing or food, or shelter, Jesus is simply saying, "people get your priorities right". And getting our priorities right, putting Him first, takes faith. It does! When our funds are limited, and running low, it takes faith to take the first fruits of our income and give them to God to support his work. When there's been a global financial crisis, it takes faith to step out and use all our resources for the glory of God. When people are being critical when their being obnoxious, you know something … it takes faith to love them with the love which Jesus loved us. It takes faith to forgive them; it takes faith to hold them. And when it's hurting like hell, when the pain of our sacrifice for Jesus is more than we really want to take, it takes faith to say, "Father, not my will but let your will be done." Exactly what Jesus did for you and me in that garden called Gethsemane just before He was handed over to be nailed to that terrible, terrible Cross. My friend, Jesus isn't looking just for believers He's looking for disciples. He's looking for men, women and children who are prepared to lay down their lives and take up their cross each day to follow Him. He's looking for men, women and children who aren't in the business of saving their own skins for those who'll surely loose it, but who are in the business of laying down their lives for Him by faith, knowing that that's how they'll discover real life. By faith. Strive ye first for the kingdom of God and his righteousness, get your priorities right. Put God first and all these other things will be given to you as well. You know why it takes faith? Because at the very time it feels like we're loosing something, at the time it feels like we're in a dangerous place, at the time I feels unfair, at the time it hurts, but truly I tell you, when we take up our cross, when we follow after Jesus with our cross on our shoulder, prepared to lay down our lives, that's when we discover true satisfaction. I think sometimes we spend way too much effort standing up for our rights so that we forget that we should be laying down our lives for Jesus. May God bless you as you live out your faith.

"Whatever you do, work heartily, as for the Lord and not for men." - Colossians 3:23It's easy to assume this verse applies mainly to our working years, urging us to give our best on the job. But notice—it doesn't come with an expiration date. Today, Jeff Haanen joins us to explore a different kind of retirement.Jeff Haanen is an entrepreneur and writer who builds companies and serves leaders committed to healing the world through their work. He is the author of An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life and Working from the Inside Out: A Brief Guide to Inner Work That Transforms Our Outer World.Rediscovering Purpose in RetirementWhat if retirement wasn't the end of something, but the beginning of something far greater?With 10,000 Baby Boomers retiring every day—and people living longer than ever before—a growing number of older adults are asking the question, “What am I called to now?”Culturally, retirement has been framed as a “never-ending vacation.” From jingles like “Wake up and live in Sun City,” to today's media, the message is clear: retire, relax, and indulge. But the reality is different. Many retirees feel adrift, watching screens and fixing things around the house, not flourishing.A Biblical Alternative: Eldership, Not EscapeThe Bible doesn't speak extensively on retirement, but it does offer a framework. In Numbers, older Levites transitioned their tabernacle responsibilities to the younger men. This isn't “quitting”; it's wise delegation and reorientation.There's a three-part vision in light of this:Lay down past work identities.Embrace a season of rest, reflection, and renewal.Re-engage as elders—servants, mentors, leaders.The cultural idea that “elderly” equals obsolete. In biblical tradition, “elder” is a position of nobility, wisdom, and honor—those who teach, guide, and bless at the city gates.A Path Forward: Rest and RenewalWe encourage retirees to start with rest, not for rest's sake, but to re-center and listen for God's leading. Just as Leviticus 25 calls for rest in agricultural rhythms, so too should we practice rest in life's transitions.It's recommended to initially take 3–12 months for rest and spiritual renewal before re-engaging. This time creates space to reflect, give thanks, and seek God's direction.Rather than merely saving to escape responsibility, we want to propose a new vision: communities of elders who lead, mentor, and give generously—of time, talent, wisdom, finances, and prayer. Retirement then becomes not a retreat from purpose, but a re-engagement with it.As Psalm 92:12–14 reminds us:“The righteous flourish like the palm tree…they still bear fruit in old age; they are ever full of sap and green.”So what's next?Churches need to initiate conversations about the non-financial aspects of retirement, including mentoring, grandparenting, part-time work, volunteering, and more. Financial advisors can also play a key role, helping clients envision what they want their 60s, 70s, and 80s to look like, beyond the balance sheet.It's time we shifted the retirement conversation from numbers to calling.Embrace an Uncommon RetirementIf you're ready to rethink retirement, pick up Jeff's book, An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life. And if you want to read Jeff's full article and explore more biblical wisdom on stewardship, be sure to subscribe to our quarterly magazine, Faithful Steward, by becoming a FaithFi Partner at $35 a month or $400 a year at FaithFi.com/Give.Because retirement isn't the end—it's the start of a new mission. Let's live it well.On Today's Program, Rob Answers Listener Questions:My husband and I own a trucking company, and we're downsizing. We sold one of our trucks and have approximately $80,000. I'm trying to figure out the best way to invest this money or whether it would be wiser to put it towards the debt on our other trucks.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineAn Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life by Jeff HaanenWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Millions of Gen X and Baby Boomer women know something their mothers didn't – or, at least, wouldn't acknowledge.And that is that women over 40 do not lose their sexual appetite. In fact, quite the contrary.In this 2006 interview author and journalist Gail Sheehy talks about her book Sex And The Seasoned Woman.Get your copy of Sex and the Seasoned Woman by Gail SheehyAs an Amazon Associate, Now I've Heard Everything earns from qualifying purchases.You may also enjoy my interviews with Maureen Dowd and Kitty Carlisle Hart For more vintage interviews with celebrities, leaders, and influencers, subscribe to Now I've Heard Everything on Spotify, Apple Podcasts. and now on YouTube#women #middleage #sexuality #relationships

In Part 3, Waverly Deutsch steps into her latest role: founder of Wyseheart, a coaching firm designed to help the most overlooked founders build ventures that last. Focused on meaningful business, not unicorn exits, she brings her full career of coaching, teaching, and hard-won insight to early-stage leaders across age, gender, race, and identity. For Gen Xers who aren't ready to “retire,” this is a playbook for doing your best work—on your terms, with your values, and no need for external approval.>>What Retirement Really Means to Her“Retirement means you no longer have to work to cover basic necessities… but you work because you want to.”Waverly explains why Wiseheart was never about building a high-growth company, but creating space for meaningful work in the next chapter of life.>>Who Wiseheart Is Really For“I might have a session with you and turn you down as a client.”She describes her ideal clients: early-stage founders with strong ideas and potential—but she's selective, because she coaches from belief, not obligation.>>Opening Access Where Systems Don't“I want to make myself available to people who don't always have access to someone like me.”Waverly shares how Wiseheart is designed to serve women, BIPOC, LGBTQ+, rural, and underestimated founders who often face systemic barriers.>>LGBTQ+ Advocacy Through Data and Action“You can ask: do you choose to publicly identify as an LGBTQ+ founder?”She calls out the data gap and cultural risks still facing LGBTQ+ entrepreneurs—and how her work with StartOut aims to help change that.>>Advising Older Entrepreneurs With Realism“You may have to go back to the work that got you there.”She offers grounded advice to Gen X and Baby Boomer entrepreneurs who face ageism and cost-cutting—and encourages them to translate wisdom into flexible, consulting-based careers._________________________Connect with Us:Host: Vince Chan | Guest: Waverly Deutsch  --Chief Change Officer--Change Ambitiously. Outgrow Yourself.Open a World of Expansive Human Intelligencefor Transformation Gurus, Black Sheep,Unsung Visionaries & Bold Hearts.EdTech Leadership Awards 2025 Finalist.15 Million+ All-Time Downloads.80+ Countries Reached Daily.Global Top 3% Podcast.Top 10 US Business.Top 1 US Careers.>>>150,000+ are outgrowing. Act Today.

The Australian election will be the first in which Gen Z and millennials, those under 45, outnumber baby boomers. Just how much young voters will influence the result is far from clear, with analysis of the 2022 election showing many Generation Z voters only voted, to avoid a fine. Voting in Australia is compulsory. However, some commentators believe this time might be different as evidenced by the rise in popularity of online political influencers and podcasters, who target engagement with younger voters. Corin Dann reports.

“Every year during the spring, we always see a boom” in the real estate market, says Rogers Healy. He looks at the most recent economic data on New Home Sales and says the Fed doesn't need to adjust rates right now because of continuing demand. In 6-8 months, he does expect an “adjustment” as tariffs hit consumers. He thinks Baby Boomers and Millennials are the demographics driving the market.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

There’s one question Grace Tame is asked all the time: when is she going into politics? And her answer is always the same – never. Like many younger Australians, Tame is disillusioned with the two-party system, which she says serves a dwindling minority of morbidly wealthy players rather than the general public. But as Australia heads into an election where Gen Z and Millennials outnumber Baby Boomers for the first time, she thinks it’s a chance to move beyond the two-party games. Today, 2021 Australian of the Year and director of the Grace Tame Foundation, Grace Tame, on advocating for change outside of politics, and why this election is a chance to fix democracy. If you enjoy 7am, the best way you can support us is by making a contribution at 7ampodcast.com.au/support. Socials: Stay in touch with us on Instagram Guest: 2021 Australian of the Year and director of the Grace Tame Foundation, Grace Tame. Photo: Don Arnold/WireImageSee omnystudio.com/listener for privacy information.

A performer that will knock your socks off and keep the party going all night, DJ Dekade is one of South Florida's premier DJs. From humble beginnings in Virginia Beach, DJ Dekade has evolved from Turntables all the way to Controllers, and for the last 20 plus years, he has been rocking the beats in South Florida. His professionalism and determination to keep the party dancing are what makes DJ Dekade a Local Favorite. His ability to blend a wide spectrum of genres makes him a well sought after performer in Florida and around the world. He has wowed crowds at renown venues throughout Virginia, Florida, and has even sailed the high seas to please thousands with his captivating energy! Growing up on the east coast has allowed DJ Dekade to be exposed to a multitude of talented artists, thus helping mold his particular fun party style. During his early days in Virginia Beach, DJ Dekade could be frequently heard at such places as Peppermint Beach Club, Rogues, The Roxx, and many more of the big local hotspots spinning hip-hop, techno, top 40's and Latin. Once he made the move to Florida DJ Dekade turned his love of music into a business offering his skills and service to help some of the most elite party planners and corporate planners here in South Florida. He has the ability to create an amazing soundtrack for each special event that clients rave about. From weddings to birthday parties, corporate events to grand opening events, Cruise events to In-The-Park events, DJ Dekade has you covered. Presently, DJ Dekade can be spotted at places such as The Pub, Tacocraft, Monty's South Beach, Rok Brgr and many other popular venues throughout the posh Miami scene. The growth of over 25 years of DJing is obvious through Dekade's professionalism and ability to flow through the different genres popular with the Millenials as well as the Generation Xers and Baby Boomers. Remember “Everyone Loves DJ Dekade” and your guests will agree. As DJ Dekade continues his evolution in life, he has set his eyes on music production. Just like the many songs he enjoys playing he plans on creating his own blend of fun upbeat and energetic music to pump the crowd at your next party. We look forward to what the future holds for DJ Dekade. If you are looking for a DJ to bring the party to the next level, DJ Dekade is who you want. ​

The integration of guaranteed lifetime income solutions into workplace retirement plans remains a hot topic among plan advisors, sponsors and participants. To get an idea of the current state of these efforts, we talk with Matt Stubblefield, Aggregator Channel Director at Allianz, who highlights some key findings from a new report by the Allianz Center for the Future of Retirement, part of Allianz Life Insurance Company of North America.The report that examines participant attitudes, preferences and demand for annuities in defined contribution retirement plans, and Stubblefield will share ideas on how plan advisors can put these learnings into practice to enhance their client offerings.Key Insights:Rising Demand for Lifetime Income SolutionsAllianz's research reveals that participants strongly favor guaranteed lifetime income options like annuities, with 86% preferring predictable income over managing a lump sum. This trend reflects growing concerns around market volatility, inflation, and longevity risk.Millennials and Diverse Groups Lead Interest in AnnuitiesMillennials show the highest interest in adding annuities to their retirement plans, followed by Gen X and Baby Boomers. Black, Hispanic, and Asian-American participants express more interest than white participants, showing a shift toward securing stable retirement income across demographics.In-Plan Annuities and Personalized Advice Are PreferredParticipants prefer contributing to annuities gradually via payroll deductions. They prioritize features like market protection, flexibility, and portability. Many view personalized advice and managed accounts as critical tools for effectively incorporating these products into retirement strategies.See Also:Solving the Portability Puzzle with Allianz Life's Ben ThomasonExploring Retirement Income Strategies with Joshua Grass and Todd LevyResearch Cited: The State of Lifetime Income: Participant Survey, conducted by the Allianz Center for the Future of Retirement in November 2024 with a nationally representative sample of 2,488 respondents aged 18+ who are currently contributing to an employer-sponsored retirement plan.Fixed index annuities are designed to meet long-term needs for retirement income. They provide guarantees against the loss of principal and credited interest, tax-deferred accumulation potential, and the reassurance of a death benefit for beneficiaries.This content is for general educational purposes only. It is not intended to provide fiduciary, tax, or legal advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Allianz Life Insurance Company of North America, its affiliated companies, and their representatives and employees do not give fiduciary, tax, or legal advice. Allianz does not provide financial planning services.Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company.Allianz Life Insurance Company of North America is not Affiliated with 401(k) SpecialistAllianz Life Insurance Company of North America (Allianz), 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.542.5724 www.allianzlife.comFor institutional use only - not intended for use with the public.

A performer that will knock your socks off and keep the party going all night, DJ Dekade is one of South Florida's premier DJs. From humble beginnings in Virginia Beach, DJ Dekade has evolved from Turntables all the way to Controllers, and for the last 20 plus years, he has been rocking the beats in South Florida. His professionalism and determination to keep the party dancing are what makes DJ Dekade a Local Favorite. His ability to blend a wide spectrum of genres makes him a well sought after performer in Florida and around the world. He has wowed crowds at renown venues throughout Virginia, Florida, and has even sailed the high seas to please thousands with his captivating energy! Growing up on the east coast has allowed DJ Dekade to be exposed to a multitude of talented artists, thus helping mold his particular fun party style. During his early days in Virginia Beach, DJ Dekade could be frequently heard at such places as Peppermint Beach Club, Rogues, The Roxx, and many more of the big local hotspots spinning hip-hop, techno, top 40's and Latin. Once he made the move to Florida DJ Dekade turned his love of music into a business offering his skills and service to help some of the most elite party planners and corporate planners here in South Florida. He has the ability to create an amazing soundtrack for each special event that clients rave about. From weddings to birthday parties, corporate events to grand opening events, Cruise events to In-The-Park events, DJ Dekade has you covered. Presently, DJ Dekade can be spotted at places such as The Pub, Tacocraft, Monty's South Beach, Rok Brgr and many other popular venues throughout the posh Miami scene. The growth of over 25 years of DJing is obvious through Dekade's professionalism and ability to flow through the different genres popular with the Millenials as well as the Generation Xers and Baby Boomers. Remember “Everyone Loves DJ Dekade” and your guests will agree. As DJ Dekade continues his evolution in life, he has set his eyes on music production. Just like the many songs he enjoys playing he plans on creating his own blend of fun upbeat and energetic music to pump the crowd at your next party. We look forward to what the future holds for DJ Dekade. If you are looking for a DJ to bring the party to the next level, DJ Dekade is who you want. ​

In this episode of the Real Estate Investing show, Matt dives into pressing financial issues including empty office towers, the housing market panic, and the potential chain reaction effects on banks. The episode explores the record-high commercial real estate loans due in 2025, the potential for distressed property deals, and the varying housing market trends across the country. Matt also discusses the alarming levels of credit card debt, delinquencies, and the impending $100 trillion wealth transfer from Baby Boomers to the next generation. Additionally, there's a focus on recent financial news from Bank of America regarding recession fears, and the socio-economic issues in AOC's district. Viewers are encouraged to comment on their experiences and financial challenges. Also included are solutions for high-interest debt and creative financing options for real estate investments. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if selling your business could be the proudest moment of your career, not your biggest regret? In this episode, Jerome Myers talks with David Shavzin, founder of The Value Track and co-founder of the Exit Planning Exchange Atlanta. With decades of experience in exit planning and M&A, David shares why so many entrepreneurs feel disappointed after selling, and how you can avoid it. Discover how to think like a buyer, increase your business's transferable value, and prepare for a successful, meaningful exit. If you're ready to transition from business owner to legacy builder, you won't want to miss this conversation. [00:00 – 07:50] The Cost of Poor Planning 75% of owners regret selling, early planning is the antidote Baby Boomer wealth transfer = huge opportunities + huge risks Lack of preparation = loss of personal and generational wealth [07:50 – 23:50] Own the Buyer's Mindset Big myths busted: quick exits, easy deals, setting your price Buyers pay for cash flow, not dreams Make yourself irrelevant to maximize business value [23:50 – 33:00] Valuation Truths and the Realities of Selling Your Business Industry multiples mislead, true value is complex and specific Expect a 9–18-month sales process full of due diligence landmines Clean financials and strong prep = higher price and faster close [33:00 – 42:00] Flex Your Exit: Deal Structures and Dream Teams Not all exits are cash-outs,  mergers, internal transitions, and family sales matter Flexible structures win Assemble your exit dream team early: M&A advisor, CPA, attorney, financial planner [42:00 – 46:00] How to Regret-Proof Your Business Sale Get laser-clear on personal and financial goals Build a company that thrives without you Start planning NOW, the future-you will thank you Key Quotes: “Think like a buyer as you grow your company.” — David Shavzin “If you want to sell your company successfully, your goal should be to make yourself irrelevant.” — David Shavzin Connect with David Shavzin!  Website: The Value Track LinkedIn: David Shavzin Connect with Maria Forbes!  Website: Firepower Teams LinkedIn: Maria Forbes  Ready for your next chapter? Start Your Assessment Now

A performer that will knock your socks off and keep the party going all night, DJ Dekade is one of South Florida's premier DJs. From humble beginnings in Virginia Beach, DJ Dekade has evolved from Turntables all the way to Controllers, and for the last 20 plus years, he has been rocking the beats in South Florida. His professionalism and determination to keep the party dancing are what makes DJ Dekade a Local Favorite. His ability to blend a wide spectrum of genres makes him a well sought after performer in Florida and around the world. He has wowed crowds at renown venues throughout Virginia, Florida, and has even sailed the high seas to please thousands with his captivating energy! Growing up on the east coast has allowed DJ Dekade to be exposed to a multitude of talented artists, thus helping mold his particular fun party style. During his early days in Virginia Beach, DJ Dekade could be frequently heard at such places as Peppermint Beach Club, Rogues, The Roxx, and many more of the big local hotspots spinning hip-hop, techno, top 40's and Latin. Once he made the move to Florida DJ Dekade turned his love of music into a business offering his skills and service to help some of the most elite party planners and corporate planners here in South Florida. He has the ability to create an amazing soundtrack for each special event that clients rave about. From weddings to birthday parties, corporate events to grand opening events, Cruise events to In-The-Park events, DJ Dekade has you covered. Presently, DJ Dekade can be spotted at places such as The Pub, Tacocraft, Monty's South Beach, Rok Brgr and many other popular venues throughout the posh Miami scene. The growth of over 25 years of DJing is obvious through Dekade's professionalism and ability to flow through the different genres popular with the Millenials as well as the Generation Xers and Baby Boomers. Remember “Everyone Loves DJ Dekade” and your guests will agree. As DJ Dekade continues his evolution in life, he has set his eyes on music production. Just like the many songs he enjoys playing he plans on creating his own blend of fun upbeat and energetic music to pump the crowd at your next party. We look forward to what the future holds for DJ Dekade. If you are looking for a DJ to bring the party to the next level, DJ Dekade is who you want. ​

The housing market could do something it's never done before—permanently reverse. For as long as home prices have been recorded, they've always increased over time. But, with one of the largest generations, the Baby Boomers, aging out, and household formation shrinking as birth rates decline, we could face a new problem—insufficient demand. This is a huge problem for Millennials and the Gen Z generation since buying a house, the primary asset that makes up the majority of many Americans' net worth, may not be the same wise financial decision as it was before. James Rodriguez joins us on the show to break down his recent article, The millennial homebuying predicament, and why buying a home may get easier for the younger generations, but it could come with less long-term payoff.  For years, economists speculated that a “silver tsunami” would flood the housing market with inventory. What actually ensued, however, was more of a “silver glacier,” since we're still millions of housing units short. But once these boomer-owned homes hit the market, will prices grow, stall, or decline? What happens to home prices if the population stagnates or reverses? Does buying a home become a riskier decision? James is on to help us answer these questions and share which homes could be the safest bet for long-term demand.  In This Episode We Cover The demographic dropoff that could transform the housing market forever  Properties with the most (and least) demand as household sizes shrink  With population concerns, does buying a house become a much riskier decision? The “silver glacier” that's slowly melting and bringing inventory to the market  Could immigration solve America's population replacement problem? And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1113 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Do Baby Boomers Hate Trump? And Why Does Interim US District Attorney Ed Martin Wants To Make  DC Safe Again?

A performer that will knock your socks off and keep the party going all night, DJ Dekade is one of South Florida's premier DJs. From humble beginnings in Virginia Beach, DJ Dekade has evolved from Turntables all the way to Controllers, and for the last 20 plus years, he has been rocking the beats in South Florida. His professionalism and determination to keep the party dancing are what makes DJ Dekade a Local Favorite. His ability to blend a wide spectrum of genres makes him a well sought after performer in Florida and around the world. He has wowed crowds at renown venues throughout Virginia, Florida, and has even sailed the high seas to please thousands with his captivating energy! Growing up on the east coast has allowed DJ Dekade to be exposed to a multitude of talented artists, thus helping mold his particular fun party style. During his early days in Virginia Beach, DJ Dekade could be frequently heard at such places as Peppermint Beach Club, Rogues, The Roxx, and many more of the big local hotspots spinning hip-hop, techno, top 40's and Latin. Once he made the move to Florida DJ Dekade turned his love of music into a business offering his skills and service to help some of the most elite party planners and corporate planners here in South Florida. He has the ability to create an amazing soundtrack for each special event that clients rave about. From weddings to birthday parties, corporate events to grand opening events, Cruise events to In-The-Park events, DJ Dekade has you covered. Presently, DJ Dekade can be spotted at places such as The Pub, Tacocraft, Monty's South Beach, Rok Brgr and many other popular venues throughout the posh Miami scene. The growth of over 25 years of DJing is obvious through Dekade's professionalism and ability to flow through the different genres popular with the Millenials as well as the Generation Xers and Baby Boomers. Remember “Everyone Loves DJ Dekade” and your guests will agree. As DJ Dekade continues his evolution in life, he has set his eyes on music production. Just like the many songs he enjoys playing he plans on creating his own blend of fun upbeat and energetic music to pump the crowd at your next party. We look forward to what the future holds for DJ Dekade. If you are looking for a DJ to bring the party to the next level, DJ Dekade is who you want. ​

Georgi Feidler helps Baby Boomers in business navigate succession planning. Her passion is ensuring that business legacies continue successfully by equipping owners (and long-term employees) with the right strategies to transition leadership smoothly and intentionally. Today she discusses: Why succession planning isn't part of business education Why it's important Maturepreneurs know it's a shorter time from start to finish The pros and cons of “experiential knowledge” What to start doing now to make your business saleable… or inheritable. Using AI to create succession notes Big businesses and “moms & pops” Brick and mortar & online businesses If you're a Boomer business owner – or long-term employee – in these challenging times, you'll appreciate Georgi's tips and explanations. Listen now and then share this episode! Find Georgi at https://hiretraininspire.com/ Learn more about Georgi and find all her links at https://boomwithabang.com/the-boomer-womans-podcast-georgi-feidler/  

Professional Builders Secrets brings you an exclusive episode with Marine Sargsyan, Principal Economist at Houzz. In this episode, Marine shares deep insights from Houzz's latest research on residential remodeling, revealing the evolving motivations behind home renovation projects, the generational shifts impacting homeowner behaviour, and how builders can better position themselves in an increasingly tech-driven market.INSIDE EPISODE 183 YOU WILL DISCOVER How each generation—Baby Boomers, Gen X, and Millennials—approaches remodeling differentlyWhy millennials' digital-first expectations are reshaping the building industryWhat homeowners value most during renovations (hint: it's not just the budget)Emerging remodeling trends for kitchens, bathrooms, and outdoor spacesWhy builders need to start adapting now to future-proof their businesses And much, much more.ABOUT MARINE SARGSYANMarine Sargsyan is the Principal Economist at Houzz, leading research on remodeling trends and homeowner behaviour. She analyses data from millions of users to uncover what drives renovation decisions across generations, helping industry pros stay relevant and future-ready in a rapidly evolving market.Connect with Marine: linkedin.com/in/marine-sargsyan-01b845b/TIMELINE 3:12 What motivates different generations to renovate7:40 Why Millennials expect a tech-driven experience10:18 How high mortgage rates are reshaping remodeling decisions13:05 Most popular remodeling projects and system upgrades17:22 The three non-negotiables homeowners expect from builders24:55 Top remodeling and design trends for 2025LINKS, RESOURCES & MOREAPB Website: associationofprofessionalbuilders.comAPB Rewards: associationofprofessionalbuilders.com/rewards/APB on Instagram: instagram.com/apbbuilders/APB on Facebook: facebook.com/associationofprofessionalbuildersAPB on YouTube: youtube.com/c/associationofprofessionalbuilders

Jason shared the sad news of the passing of his beloved dog, Coco, and discussed the current state of the housing market, highlighting the impact of rising mortgage rates and the challenges faced by the construction industry. He discusses the "perfect storm" impacting real estate: spiking mortgage rates, rising construction costs, labor shortages, and reduced inventory due to aging boomers. These factors signal increasing value for rental property owners. Hartman debunks market crash predictions, like exaggerated Phoenix listing data, emphasizing per capita analysis and sustainable investing. He advocates for cash flow properties in markets like TN, AL, FL, and select Phoenix areas over volatile cyclical markets. Learn why sensible, long-term real estate investing prevails. Today's sponsor https://JasonHartman.com/Connected offers real estate investors access to Connected Investors' PiN (Property Intelligence Network) software. This tool provides nationwide property data, including features like unlimited individual property skip tracing, comprehensive property reports, and a Contract Genie for generating legal documents. Subscription options are available on a monthly or annual basis, with the annual plan offering additional benefits such as a dedicated product specialist. The platform emphasizes its commitment to providing accurate, up-to-date information to assist investors in making informed decisions. Visit http://jasonhartman.com/connected today! #RealEstateInvesting #HousingMarket #RentalProperty #CashFlowInvesting #SustainableInvesting #MortgageRates #ConstructionCosts #LaborShortage #PhoenixRealEstate #InvestmentProperty #JasonHartman #EmpoweredInvestor #RealEstatePodcast #MarketAnalysis #InvestingStrategy  Key Takeaways: 1:30 Goodbye my beloved Coco 5:56 A Perfect Storm: What's breaking the housing market 10:12 Sponsor: https://jasonhartman.com/connected 11:33 Phoenix Market- This is how you debunk the Doomers 15:33 Chart: Cromford® Demand Index and Cromford® Supply Index 19:09 Jim Cramer warns Black Monday Market Crash 20:21 Jason's Ai avatar talks about the Hartman Comparison Index   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Ready to break free from the corporate grind and build a life of freedom, travel, and financial control? In this episode, Vinney “Smile” Chopra sits down with Neel Parekh, Founder & CEO of MaidThis® Franchise, the world's first fully remote cleaning franchise designed for Airbnb and vacation rental hosts.   Neel shares how he left private equity, launched a local cleaning business, and transformed it into a million-dollar franchise—all while backpacking through 55+ countries

A performer that will knock your socks off and keep the party going all night, DJ Dekade is one of South Florida's premier DJs. From humble beginnings in Virginia Beach, DJ Dekade has evolved from Turntables all the way to Controllers, and for the last 20 plus years, he has been rocking the beats in South Florida. His professionalism and determination to keep the party dancing are what makes DJ Dekade a Local Favorite. His ability to blend a wide spectrum of genres makes him a well sought after performer in Florida and around the world. He has wowed crowds at renown venues throughout Virginia, Florida, and has even sailed the high seas to please thousands with his captivating energy! Growing up on the east coast has allowed DJ Dekade to be exposed to a multitude of talented artists, thus helping mold his particular fun party style. During his early days in Virginia Beach, DJ Dekade could be frequently heard at such places as Peppermint Beach Club, Rogues, The Roxx, and many more of the big local hotspots spinning hip-hop, techno, top 40's and Latin. Once he made the move to Florida DJ Dekade turned his love of music into a business offering his skills and service to help some of the most elite party planners and corporate planners here in South Florida. He has the ability to create an amazing soundtrack for each special event that clients rave about. From weddings to birthday parties, corporate events to grand opening events, Cruise events to In-The-Park events, DJ Dekade has you covered. Presently, DJ Dekade can be spotted at places such as The Pub, Tacocraft, Monty's South Beach, Rok Brgr and many other popular venues throughout the posh Miami scene. The growth of over 25 years of DJing is obvious through Dekade's professionalism and ability to flow through the different genres popular with the Millenials as well as the Generation Xers and Baby Boomers. Remember “Everyone Loves DJ Dekade” and your guests will agree. As DJ Dekade continues his evolution in life, he has set his eyes on music production. Just like the many songs he enjoys playing he plans on creating his own blend of fun upbeat and energetic music to pump the crowd at your next party. We look forward to what the future holds for DJ Dekade. If you are looking for a DJ to bring the party to the next level, DJ Dekade is who you want. ​

Our 1950's podcast has a bit of everything. The 1950s can be called the decade of conformity. There is tremendous growth. Population is BOOMING, hence the term "Baby Boomers" came into vogue.  The roles of women changed, going from aspirations of Rosie the Riviter in the work force to stay at home mother and homemaker. Television, movies, and other media, all showcased the idealized images of what family life should be.  Pop culture gave us rock n roll, "The King", Chuck Berry, and others.  Toys like The Barbie Doll, Mr Potato Head, and PlayDoh became very popular.    President Eisenhower championed projects related to infrastructure. The suburbs were born, and roads, highways, bridges, and tunnel projects were all undertaken.  This episode has it all, along with a little fun at the end.    There is always more to learn! -Jimmy & Jean

In this insightful episode of Go Gaddis Real Estate Radio, host Cleve Gaddis takes a deep dive into a growing trend: baby boomers making the move into their retirement homes. Whether you're downsizing, relocating, or planning for your golden years, this segment is packed with real-life reflections and practical guidance.

In this episode, Father Jim, Mike, and producers Jenny and Cee Cee delve into the fascinating world of generational differences and explore how these variations shape our perspectives, work environments, and societal norms. We also discuss the defining characteristics, values, and cultural influences that distinguish the Silent Generation, Baby Boomers, Generation X, Millennials, Generation Z, and Generation Beta.

We would love to hear from you! Text "BBMFAM" to (312) 300-1300. Episode 111:Guest Name:  Sanja Noble Guest Business:  Premier72EPISODE SUMMARY In this episode of Black Businesses Matter Podcast, we sit down with Sanja E. Noble, Director of Treasury Operations, where she manages multi-billion-dollar budgets annually. Sanja is also the founder of Premier72, a firm dedicated to helping Baby Boomer business owners with succession planning and exit strategies, and the CEO of Silver Crown Credit Repair, where she empowers individuals to rebuild credit and achieve financial freedom. With an MBA, a Master's in Project Management, and recognition as a Goldman Sachs 10K Small Business alum, Sanja's career is rooted in excellence, strategy, and service.Sanja opens up about her early years, describing herself as a quiet observer who was simply waiting for the right time to bloom. A natural competitor with a love for math and learning, her childhood passions laid the groundwork for her success in the male-dominated field of finance.She also reflects on the importance of exit planning for business owners, emphasizing the need to ensure profitability and long-term sustainability. Sanja shares a pivotal moment with her first client that taught her the value of explaining complex business ideas in simple, relatable terms.If you're a business owner thinking about your next chapter or someone who values financial empowerment, this is the episode for you!  IN THIS EPISODE, I TALK ABOUT…What was Sanja  like as a child? Prioritizing your finances Importance of the exit strategies Importance of partnership in building your businessThe process of purchasing a business BBM Brag Moment   What brings them joy? Why do black business matter? Stream and download the Black Businesses Matter Podcast NOW for FREE on Apple Podcast, Google, Stitcher, Pandora, and Spotify!Connect with them Connect with them on their website: https://www.Premier72.comConnect with them on LinkedIn:https://www.linkedin.com/in/sanjaenoble/lSupport the showTo connect further with me:Visit my website: Thel3agency.comConnect with me on Facebook: www.facebook.com/thel3agencyFollow me on Instagram: https://www.instagram.com/larvettaspeaks/Connect with me on Linkedin: www.linkedin.com/company/thel3agencyBe sure to follow our podcast on Instagram. I can't wait to see you join us and take the pledge of #blackbusinessesmatter

In this episode, Zen speaks with several people who contributed to a new Baylor University Press book called God of the Whirlwind. The book collects stories and reflections from the Black Waco community that revolve around the Black storytelling tradition in Waco related to two significant events: a lynching and a deadly tornado.GuestsLinda Jann Lewis describes herself as a 1960's Baby Boomer who worships at the altar of Voting Rights and Civil Rights. She is a writer, having contributed to the Austin Villager, Nokoa, and multiple books. She has been featured in a film about Molly Ivins. And she helped found and remains involved with Austin Community Radio's kazifm.org.George Oliver is the Assistant Director of Huntsville Hornet Drama, a 1998 graduate of Huntsville High School, received his BFA in Theatre from Sam Houston, and earned a MDiv from Andover Newton Seminary (at Yale Divinity School). George is Co-Producer on the short film Ado, starring Jennifer Lewis, which was just invited to both the Florida Film Festival and the Cleveland International Film Festival, and made its Festival debut at the Flickfest Short Film Festival in Australia. He plans to begin studying Commercial Real Estate Development in the year to come.Tyler B. Davis is a Research Administrator, Adjunct Professor in the Mexican American Studies Program and Department of Theology, and Affiliate Faculty in the Center for Catholic Studies at St. Mary's University in San Antonio, Texas. He is also a graduate of Baylor University's Religion Department. LinksBuy God of the Whirlwind: https://www.baylorpress.com/9781481322560/god-of-the-whirlwind/

We're joined by Fiona Henry, an Analyst at Partner Valuation Advisors. She's new to the industry and lost a raffle during CLIC. Now, she has to be our guest. Let's see how she fares against Glenn, Craig, and Dave. Plus, we introduce April Anarchy, our March Madness rip-off focused on hotel pet peeves.