Podcasts about National Association

Joan, or as she is better known on the internet Joan of Heart, is an enthusiastic content creator who is best known for her YouTube channel Pedal Playhouse. There she shares her passion for effect pedals not just by reviewing them, but demonstrating what they are capable of along with a healthy mix of comedic animations to keep the video fun and interesting. Joan actually started her channel in response to her ongoing health issues.  She has a unique combination of gastrointestinal issues that have left her struggling with doctors to get a proper diagnosis, debating treatment options and dietary concerns.  A silent form of GERD (gastroesophageal reflux disease), that lacks the usual heartburn, has damaged her esophagus over the years leaving her with Barrett's Esophagus (a stiffening of the lower esophagus due to chronic acid exposure).  She also has absent esophageal contractility leading to dysphagia or trouble swallowing.  Combine both of those with a hiatal hernia where the stomach slides up through the opening in the diaphragm and she has a potent cocktail of issues that antacids, proton pump inhibitors, and sleeping on a wedge pillow can only partially alleviate.   In this episode of the Major Pain Podcast, Joan shares her passion for music, media creation, the National Association of Music Merchants (NAMM), in addition to her story of diagnosis and struggles with both mental health and physical illness.  Facing difficulty convincing doctors and preparing for corrective surgery, she tries to share her story to help others who may have the same struggles.  She reflects on her personal journey as she tries to live up to her sign off line for her videos, “be the good you wish to see in the world”. Check out Joan of Heart at the Pedal Playhouse! https://www.youtube.com/@PedalPlayhouse PlayWatch the episode on YouTube, listen here on the website, or on your favorite podcast platform.

Scott Leonardi began serving families in 1995 as a licensed Life & Health insurance agent. In 1998, he founded Complete Solutions, a holistic planning firm dedicated to helping individuals and business owners protect their future. As a Certified Financial Fiduciary® and member of the National Association of Certified Financial Fiduciaries, Scott is committed to putting his clients' best interests first.A passionate advocate for financial education, Scott co-authored *Don't Go Broke in a Nursing Home* to help people avoid costly mistakes that threaten their life's work. His mission is to align insurance coverage with each client's unique needs and lifestyle.Outside of work, Scott enjoys time with his wife, five children, one granddaughter, and three Dobermans—and continues to campaign for that family boat.Learn More: https://www.completesolutions.insure/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-scott-leonardi-founder-of-complete-solutions-discussing-guaranteed-income

Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, joins John Williams to answer all of your lawn and garden questions. Bob tells us why you shouldn’t be watering your lawn at night.

The ubiquitous deployment of both wireless and wireline technology is critical to 5G and other next generation services. However, lengthy permitting processes, as well as burdensome NEPA and NHPA requirements, continue to slow infrastructure builds. As the Trump Administration continues to prioritize streamlining rules and regulations, as well as promoting access to reliable, affordable broadband internet, all eyes are on the FCC, NTIA, and the Hill to see what may come next. This webinar features Paul Beaudry, Vice President of Regulatory and Government Affairs for Cogeco, Tony Clark, Executive Director of the National Association of Regulatory Utility Commissioners and former Commissioner of the Federal Energy Regulatory Commission, and Caroline Van Wie, Vice President of Federal Regulatory at AT&T. Danielle Thumann, Senior Counsel to FCC Chairman Brendan Carr, will moderate and participate in the discussion.

Scott Leonardi began serving families in 1995 as a licensed Life & Health insurance agent. In 1998, he founded Complete Solutions, a holistic planning firm dedicated to helping individuals and business owners protect their future. As a Certified Financial Fiduciary® and member of the National Association of Certified Financial Fiduciaries, Scott is committed to putting his clients' best interests first.A passionate advocate for financial education, Scott co-authored *Don't Go Broke in a Nursing Home* to help people avoid costly mistakes that threaten their life's work. His mission is to align insurance coverage with each client's unique needs and lifestyle.Outside of work, Scott enjoys time with his wife, five children, one granddaughter, and three Dobermans—and continues to campaign for that family boat.Learn More: https://www.completesolutions.insure/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-scott-leonardi-founder-of-complete-solutions-discussing-guaranteed-income

Nykia Wright brings a breadth of executive leadership and strategic advisory experience to her role as Chief Executive Officer of the National Association of REALTORS® (NAR). She talks with Bobbi and Alex about the value of NAR and what's to come in the post-settlement landscape. Bobbi's Book Bit: The Infinite Game by Simon Sinek (Jump to interview at 11:40)

Stefanie Esteban (She/They) is joined by their fellow Masters of Urban and Regional Planning (MURP) graduates from California State Polytechnic University, Pomona to explore their experiences in the Master's program, advocating for anti-displacement and gentrification community organizations and growing as queer Latine professionals in today's political climate. Marcos Molina (He/Him/His) is an LA native that has been living in Pomona for over 10 years. He is a nonprofit worker at a community based organization called Day One working on anti gentrification efforts in the City of Pomona. He is a big advocate for walking and biking – so much as he refuses to drive! He's spent the past years being a civic leader at a local level and is the current chair of the planning commission at the city of Pomona. @aiurareJennifer Lopez (They/Them/Ella), known as JLo, is a passionate advocate for equitable urban development and community empowerment. Finishing their Master's degree in Urban and Regional Planning at Cal Poly Pomona, JLo's journey began after completing their undergraduate studies at Sonoma State in Women's and Gender Studies with minors in Queer Studies y Chicano Studies. Aiming to address the pressing issues of displacement of their community and advocate for marginalized groups Their leadership stems from being a sister of Sigma Pi Alpha Sorority co-chair representative for the Graduate caucus@ Mujeres Activas en Letras y Cambio Social (MALCS) & The National Association for Chicana Chicano Studies(NACCS)This summer Jennifer will be continuing their professional development this summer through the Equity Policy Fellowship California Housing Partnership.@SweetnLowJlo | Linkedin:linkedin.com/in/jennifer-lopez-201265223 ---------------------------------------Plan Dulce is a podcast by members of the ⁠⁠Latinos and Planning Division⁠ of the American Planning Association⁠. The information, opinions, and recommendations presented in this Podcast are for general information only. Want to recommend our next great guests and stay updated on the latest episodes? We want to hear from you! Follow, rate, and subscribe! Your support and feedback helps us continue to amplify insightful and inspiring stories from our wonderfully culturally and professionally diverse community.This episode was conceived, written, edited and produced byStefanie Esteban (She/They) Connect:Instagram:https://www.instagram.com/plandulcepodcast/ Facebook:⁠https://www.facebook.com/LatinosandPlanning/⁠Youtube:Subscribe to Plan Dulce on Youtube LinkedIn:⁠https://www.linkedin.com/groups/4294535/⁠X/ Twitter:⁠https://twitter.com/latinosplanapa?lang=en⁠

In today's episode, an ongoing concern - where should you store your cash? One of Clark's favorite children (discount brokers) has just launched a new offering worthy of your attention. Also today, dealing with debt collectors. Some are legit, some not so much. Know what to do if the debt is indeed yours, or if it is a mistake. Clark has key information for handling collectors in a way that protects your rights and your credit.  Vanguard Cash Plus: Segment 1 Ask Clark: Segment 2 Debt Collectors: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Vanguard Cash Plus Account | Vanguard Uni - One Toll Pass. 19 States. Car Insurance Archives - Clark Howard Association for Independent Agents | IIABA How To Send a 'Drop Dead' Letter to a Collection Agency What to Do When You're Being Harassed About an Old "Zombie Debt" We've still got some protections against medical debt collectors National Association of Estate Planners & Councils - NAEPC What Is a Fiduciary Financial Advisor and Do I Need One? What's the Best Way To Exchange Dollars for Foreign Currency? What Is a Backdoor Roth IRA? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textIt is not uncommon to hear divorces and adoptions described as “finalized.” However, if you have been through either, you know that the most difficult parenting begins after the legal documents are executed. My guest this episode is Ronald Platt, co-founder of the National Association for Single and Divorced Families (NASDF). NASDF exists to support parents with vetted resources that save time and promote well-being and stability. Ron and I explore the experiences that prompted him to start NASDF and those things that we all can do to help single and divorced families. More information about Ron and NASDF is at talkingaboutkids.com.

For the last two years, Ian has traveled to the National Association of Home Builders (NAHB) International Builder Show taking detailed notes and bringing that information back to his local market. In this episode, Ian & Matt talk through the highlights and top takeaways. They cover marketing for custom home builders and remodelers to utilizing professional service agreements. You don't want to miss this episode!

Top headlines for Monday, June 9, 2025In this episode, we delve into the Trump administration's celebration of Title IX Month in June, a move that highlights a contrasting stance to the widely observed LGBT Pride Month. Next, we discuss the National Association of Realtors' decision to amend its controversial hate speech rule following intense scrutiny and public debate. Plus, we analyze the international reaction to Egypt's court ruling to transfer ownership of the historic Saint Catherine's Monastery at Mount Sinai to the state, a decision that has ignited global Christian outrage.00:11 Department of Education recognizes June as 'Title IX Month'01:12 Anti-Catholic Biden-era FBI memo sent to over 1,000 staffers02:08 Realtors change rule after pastor found guilty of 'hate speech'02:58 TD Jakes' defamation lawsuit caught in dispute over AI and errors03:52 Shawn Ryan, Tucker Carlson discuss Satan, UFOs, revival04:35 Christians protest Egypt court ruling on Mt. Sinai monastery05:38 Palantir founder Peter Thiel talks Antichrist, Armageddon Subscribe to this PodcastApple PodcastsSpotifyGoogle PodcastsOvercastFollow Us on Social Media@ChristianPost on TwitterChristian Post on Facebook@ChristianPostIntl on InstagramSubscribe on YouTubeGet the Edifi AppDownload for iPhoneDownload for AndroidSubscribe to Our NewsletterSubscribe to the Freedom Post, delivered every Monday and ThursdayClick here to get the top headlines delivered to your inbox every morning!Links to the NewsDepartment of Education recognizes June as 'Title IX Month' | PoliticsAnti-Catholic Biden-era FBI memo sent to over 1,000 staffers | U.S.Realtors change rule after pastor found guilty of 'hate speech' | BusinessTD Jakes' defamation lawsuit caught in dispute over AI and errors | U.S.Shawn Ryan, Tucker Carlson discuss Satan, UFOs, revival | PodcastChristians protest Egypt court ruling on Mt. Sinai monastery | WorldPalantir founder Peter Thiel talks Antichrist, Armageddon | U.S.

Walmart expands its drone delivery program to five more cities. The National Association of Convenience Stores Foundation launches its First Responder of the Year Award. And shoppers are starting to blame the government for high grocery prices.

National Association of Broadcasters CEO Curtis LeGeyt discusses the continuing campaign to preserve AM radios in cars.

Share your Field Stories!Welcome back to Environmental Professionals Radio, Connecting the Environmental Professionals Community Through Conversation, with your hosts Laura Thorne and Nic Frederick! On today's episode, we talk with Mark Ray, environmental consultant about Wetlands, Habitat Restoration, and a Really Great Field Story.   Read his full bio below.Help us continue to create great content! If you'd like to sponsor a future episode hit the support podcast button or visit www.environmentalprofessionalsradio.com/sponsor-form Showtimes: 1:49 - Share your Field Notes!3:38 - Interview with Mark Ray Starts12:35 - Mitigation Banking23:24 - Challenges Starting your own business 31:55 - Mark Rays Field Note!Please be sure to ✔️subscribe, ⭐rate and ✍review. This podcast is produced by the National Association of Environmental Professions (NAEP). Check out all the NAEP has to offer at NAEP.org.Connect with Mark Ray at https://www.linkedin.com/in/mark-ray-3504659/Guest Bio:Mr. Ray has a Master of Science in Environmental Science with a concentration in Applied Ecology from Miami University. He is the Principal of RayEA, LLC.  Mr. Ray has been involved with the Habitat Restoration and the Mitigation Banking industry since the late 1980s. He has worked all over the U.S. in varied ecosystems. He has restored mountain streams to coastal wetlands and many ecosystems in between. He has worked directly with 26 mitigation banks in 14 states.  He specializes in many types of endangered species surveys. Some current projects include whole forest ecosystem banking and long-term ocean weather monitoring.Music CreditsIntro: Givin Me Eyes by Grace MesaOutro: Never Ending Soul Groove by Mattijs Muller Support the showThanks for listening! A new episode drops every Friday. Like, share, subscribe, and/or sponsor to help support the continuation of the show. You can find us on Twitter, Facebook, YouTube, and all your favorite podcast players.

Send us a textIn this episode of The Modern Arizona Podcast, host Billie Tarascio sits down with Ron Platt, co-founder of the National Association for Single and Divorced Families (NASDF), to unpack a revolutionary concept: Support Insurance—a financial safety net for divorced and single-parent households that covers child support and alimony in cases of death, disability, or job loss.Ron shares the deeply personal story behind NASDF's creation, how a conversation with his late father sparked a 25-year journey, and how NASDF is more than just insurance—it's a nationwide support system offering resources for legal help, real estate, mental health, and even school supplies. Plus, learn how NASDF is planning to push foster care reform and develop accessible legal credit tools for families navigating financial uncertainty.

In the 8 AM hour, Larry O’Connor and Cassie Smedile discussed: WMAL GUEST: KT MCFARLAND (Former Trump Deputy National Security Advisor & Author of “REVOLUTION") NBC NEWS: Trump Announces Travel Ban on 12 Countries and Partial Restrictions for 7 Others DAILY MAIL: Conspiracy Theorists Push Bizarre Claims that Meghan Markle's Baby Bump Is FAKE in Twerking Video that Made the World Cringe WMAL GUEST: CURTIS LEGEYT (President & CEO of the National Association of Broadcasters) RADIO INK: NAB Targets Big Tech In Campaign to Modernize Ownership Rules Where to find more about WMAL's morning show: Follow Podcasts on Apple, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Thursday, June 5, 2025 / 8 AM HourSee omnystudio.com/listener for privacy information.

WMAL GUEST: CURTIS LEGEYT (President & CEO, National Association of Broadcasters) OP-ED: How Washington Can Prevent a Big Tech Takeover of Local News NAB WEBSITE: NAB.org NAB SOCIAL MEDIA: X.com/NABtweets Where to find more about WMAL's morning show: Follow Podcasts on Apple, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Thursday, June 5, 2025 / 8 AM HourSee omnystudio.com/listener for privacy information.

Scott Leonardi began serving families in 1995 as a licensed Life & Health insurance agent. In 1998, he founded Complete Solutions, a holistic planning firm dedicated to helping individuals and business owners protect their future. As a Certified Financial Fiduciary® and member of the National Association of Certified Financial Fiduciaries, Scott is committed to putting his clients' best interests first.A passionate advocate for financial education, Scott co-authored *Don't Go Broke in a Nursing Home* to help people avoid costly mistakes that threaten their life's work. His mission is to align insurance coverage with each client's unique needs and lifestyle.Outside of work, Scott enjoys time with his wife, five children, one granddaughter, and three Dobermans—and continues to campaign for that family boat.Learn More: https://www.completesolutions.insure/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-scott-leonardi-founder-of-complete-solutions-discussing-good-retirement-plans

Scott Leonardi began serving families in 1995 as a licensed Life & Health insurance agent. In 1998, he founded Complete Solutions, a holistic planning firm dedicated to helping individuals and business owners protect their future. As a Certified Financial Fiduciary® and member of the National Association of Certified Financial Fiduciaries, Scott is committed to putting his clients' best interests first.A passionate advocate for financial education, Scott co-authored *Don't Go Broke in a Nursing Home* to help people avoid costly mistakes that threaten their life's work. His mission is to align insurance coverage with each client's unique needs and lifestyle.Outside of work, Scott enjoys time with his wife, five children, one granddaughter, and three Dobermans—and continues to campaign for that family boat.Learn More: https://www.completesolutions.insure/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-scott-leonardi-founder-of-complete-solutions-discussing-good-retirement-plans

What is life really like behind the scenes at your vet's office? Collin sits down with Gigi Tsontos, Executive Director of Not One More Vet, Inc. (NOMV), to discuss the hidden mental health crisis facing veterinary professionals. Gigi shares the mission of NOMV, the complex stressors vets face, and the resources NOMV provides—from peer support to emergency grants. They also explore how pet sitters and pet parents can shift the culture through empathy, gratitude, and everyday check-ins. It's a call to action to recognize, respect, and support the emotional toll behind every diagnosis. Main topics: Veterinary mental health crisis Suicide prevention in vet medicine NOMV programs and peer support Communicating with empathy and care Role of pet sitters in advocacy Main takeaway: “When we as a community value mental health, it creates a wave—it hits everyone, and it keeps going.” Mental health isn't just an individual issue—it's a community responsibility. In the veterinary and pet care industries, small acts of compassion and understanding can ripple outward, changing lives and reshaping culture. Whether it's checking in on a colleague, expressing gratitude to your vet, or simply listening without judgment, your empathy makes a difference. Let's be the start of that wave—because when we value each other's wellbeing, we all rise together.. About our guest: Gigi Tsontos, LCSW, MPA, aka, Angelique, joined NOMV in January 2024. After studying Social Welfare Policy at the University of Kansas, Gigi spent two years in Mali West Africa as a Peace Corps Volunteer, returning to complete a Master of Science in Social Work at Columbia University and a second Masters in Public Administration from San Diego State University. Her career led her to work in social services, homeless services, mental health, victims' rights, and nutrition supporting administrative roles and becoming a clinical social worker licensed in California and Kansas. Gigi lives in Kansas with her husband and 4 furry children. She sees the world as her home and has traveled extensively. Links: https://nomv.org Race Around the World: https://nomv.org/race-around-the-world/ On Youtube: https://www.youtube.com/@notonemorevet Check out our Starter Packs See all of our discounts! Check out ProTrainings Code: CPR-petsitterconfessional for 10% off

Ever feel like self-doubt is holding you back from deeper connections? Traci Peterson joins me to talk about how the way we see ourselves influences every relationship we have—at work, at home, and within ourselves. We're unpacking how to break free from limiting beliefs, build real confidence, and shift the internal narratives that keep us stuck. If you're ready to stop playing small and start showing up fully in your relationships, this episode is for you!Join our exclusive email list and unlock even more valuable insights, expert advice, and bonus content to enhance your relationship superpowers. —sign up HERE today!Connect with Barb BettsInstagram: @barbbettsFacebook: @barbarambettsYouTube: youtube/@barbbettsWebsite: www.barbbetts.comLet's Stay in Touch!https://www.liinks.co/barbbettsBarb Betts is a sought-after keynote speaker, seasoned real estate expert, passionate educator, and the CEO of The RECollective, a thriving boutique brokerage in Southern California. Barb has delighted countless stages including, Inman Connect, WomanUP!, and at the National Association of REALTORS® Annual Conference. Whether she's teaching on referrals, authenticity or leveraging relationships, Barb brings an honest, compassionate, and transparent approach to every single stage. As a real estate professional, with over 20 years experience, Barb has mastered the ever changing real estate landscape and the balance of running a vibrant brokerage. Through her signature course, Real Estate By Relationship®, Barb educates business builders on the exact systems, proc...

Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, joins John Williams to answer all of your lawn and garden questions. Bob says we got a good amount of rain, but we are still below normal. Bob also stresses the importance of not getting […]

Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, joins John Williams to answer all of your lawn and garden questions. Bob says we got a good amount of rain, but we are still below normal. Bob also stresses the importance of not getting […]

Tshidi Madia in for Clement Manyathela speaks to Sergio Isa Dos Santos, the DA Gauteng Spokesperson on Education, Matakanye Matakanye, the Secretary-general of the National Association of School Governing Bodies and Steve Mabona, the Gauteng Education Spokesperson about the responsibility of paying utility bills for non-fee-paying schools. The Clement Manyathela Show is broadcast on 702, a Johannesburg based talk radio station, weekdays from 09:00 to 12:00 (SA Time). Clement Manyathela starts his show each weekday on 702 at 9 am taking your calls and voice notes on his Open Line. In the second hour of his show, he unpacks, explains, and makes sense of the news of the day. Clement has several features in his third hour from 11 am that provide you with information to help and guide you through your daily life. As your morning friend, he tackles the serious as well as the light-hearted, on your behalf. Thank you for listening to a podcast from The Clement Manyathela Show. Listen live on Primedia+ weekdays from 09:00 and 12:00 (SA Time) to The Clement Manyathela Show broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/XijPLtJ or find all the catch-up podcasts here https://buff.ly/p0gWuPE Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/MOC/AAPA information, and to apply for credit, please visit us at PeerView.com/KDS865. CME/MOC/AAPA credit will be available until June 6, 2026.Facilitating Progress in Early Detection & Intervention in Lung Cancer: Proactive Strategies to Improve Lung Cancer Screening for High-Risk Individuals in VA Healthcare Settings In support of improving patient care, this activity has been planned and implemented by PVI, PeerView Institute for Medical Education, and National Association of Veterans' Research and Education Foundations. PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported through an independent educational grant from Merck & Co., Inc., Rahway, NJ, USA.Disclosure information is available at the beginning of the video presentation.

In this episode, we explore the enigmatic and powerful Wormwood essential oil — a plant steeped in myth, medicine, and mystery. Often associated with ancient rituals, absinthe, and intense energetic clearing, Wormwood isn't your average essential oil… and it's definitely one you want to understand before using!✨ Discover:The fascinating history and folklore of WormwoodIts spiritual and emotional benefitsHow to work with it for energetic protection and claritySafety tips and best practices for using Wormwood essential oilWhether you're looking to deepen your spiritual practice or learn about one of the most potent oils in aromatherapy, this vodcast is your essential guide to Wormwood.

This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/MOC/AAPA information, and to apply for credit, please visit us at PeerView.com/KDS865. CME/MOC/AAPA credit will be available until June 6, 2026.Facilitating Progress in Early Detection & Intervention in Lung Cancer: Proactive Strategies to Improve Lung Cancer Screening for High-Risk Individuals in VA Healthcare Settings In support of improving patient care, this activity has been planned and implemented by PVI, PeerView Institute for Medical Education, and National Association of Veterans' Research and Education Foundations. PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported through an independent educational grant from Merck & Co., Inc., Rahway, NJ, USA.Disclosure information is available at the beginning of the video presentation.

Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, joins John Williams to answer all of your lawn and garden questions. Bob says we got a good amount of rain, but we are still below normal. Bob also stresses the importance of not getting […]

This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/MOC/AAPA information, and to apply for credit, please visit us at PeerView.com/KDS865. CME/MOC/AAPA credit will be available until June 6, 2026.Facilitating Progress in Early Detection & Intervention in Lung Cancer: Proactive Strategies to Improve Lung Cancer Screening for High-Risk Individuals in VA Healthcare Settings In support of improving patient care, this activity has been planned and implemented by PVI, PeerView Institute for Medical Education, and National Association of Veterans' Research and Education Foundations. PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported through an independent educational grant from Merck & Co., Inc., Rahway, NJ, USA.Disclosure information is available at the beginning of the video presentation.

If you're familiar with the journey Mark and I have walked together, then you know that I spent a year “standing for my marriage” while Mark had an affair and separated. (You can explore more about our story here.) It was the darkest season of my life—and also the season that produced the most personal, emotional, and spiritual growth I've ever experienced.My guest for this conversation has a similar story. Jason Carver is a pastor and the founder of Standing Supernaturally For Marriage Restoration Ministry. He has served in various pastoral roles in the church for over 35 years and is also a Certified Christian Counselor through the National Association of Christian Counselors.Whether you are currently separated, in the midst of a divorce, or praying for restoration after divorce, we want you to know that God can do an amazing work in your personal life and relationship.In this episode, you'll hear:How God can resurrect dead thingsThe importance of maintaining hopePractical steps to stand for your marriageAnd more!I am so grateful to bring you even more stories of marriages that have been restored.Find resources mentioned and more in the show notes: jillsavage.org/jason-carver-250You're invited to our Transform Weekend June 6-8, 2025 or October 17-19, 2025. Learn more and register here.Check out our other resources: Mark and Jill's Marriage Story Marriage Coaching Marriage 2.0 Intensives Speaking Schedule Book Mark and Jill to Speak Online Courses Books Marriage Resources: Infidelity Recovery For Happy Marriages For Hurting Marriages For Marriages Where You're the Only One Wanting to Get Help Mom Resources: New/Preschool Moms Moms with Gradeschoolers Moms with Teens and Tweens Moms with Kids Who Are Launching Empty Nest...

Tatiana Sunik, founder of Hera Financial, who helps women navigate complex financial transitions and build lasting wealth through personalized financial planning and wealth management.Through her comprehensive approach that combines divorce financial analysis with holistic wealth strategies, Tatiana guides clients to make confident decisions about their financial future, particularly during major life transitions.Her journey from Wall Street veteran to founding member of the National Association of Divorce Professionals demonstrates her commitment to women's financial empowerment. Now, as a single mother and business owner, she's helping other women transform financial challenges into opportunities for independence and growth.Here's where to find more:www.herafin.com https://www.forumfinancial.com/profile/tatiana-sunik___________________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

Osmanthus is an evergreen shrub or small tree native to parts of Asia. Amid her evergreen leaves, you will find purple-black fruit and soft yellow flowers that look like tiny rays of sunshine. From these flowers, she gifts you a sweetly divine essential oil with a fragrance like that of apricots and peaches. Just like Mandarin could be considered the child of the citrus oils, Osmanthus is a child of the florals. She possesses a sweet, smiling energy that shines joy and lightness into your life.ABOUT ADAM BARRALET Adam Barralet has been observing and living in tune with nature since childhood. Growing up amongst the bushland and wildlife of the hills in Western Australia and residing in various locations around the world has presented Adam with diverse opportunities to access extensive and eclectic teachings about the secrets of Mother Earth. He has used essential oils for over 30 years and teams his experiences with his background in human biology, chemistry, psychology, health sciences and massage.He has now established himself as an international author, presenter, educator and Wellness Advocate, adept at working with essential oils, along with crystals, animal guides, tarot, astrology and mythology. CONNECT WITH ADAM HERE: https://linktr.ee/adambarralet ABOUT ELIZABETH ASHLEYElizabeth Ashley has over 20 books on sale on Amazon under her pen name The Secret Healer. The UK Director of the National Association for Holistic Aromatherapy and an overseas speaker for The International Federation of Aromatherapists, Elizabeth's work focuses on understanding the very earliest energetic relationships between certain plants and the human world, right up the modern-day scientific evidence of healing botanicals.A practicing Melissa priestess, a plant and bee shamaness as well as a bee guardian, she has the unique perspective of having one foot in our three-dimensional scientific reality with the other dancing in the spiritual realms.CONNECT WITH LIZ HERE: https://linktr.ee/thesecrethealer

Tune in to Time for A Reset"I'm a passionate marketer when it comes to just bringing new ideas to life, but I'm even more passionate about ensuring that those ideas create communities where everybody feels seen, heard, and therefore, you establish a deeper connection with consumers." Ariela Nerubay Turndorf, CMO of Jumex USAOn this episode of Time for a Reset, Marketing Podcast: Insights from Global Brand Marketers, brought to you by Overline, host Tiffany Wilburn sits down with Ariela Nerubay, CMO of Jumex USA, to explore how legacy brands can innovate without compromising authenticity. Drawing on decades of experience with brands like Disney and Walmart, Ariela explains how first-party data, cultural nuance, and AI-powered segmentation can drive effective, modern marketing strategies. From multicultural outreach to brand consistency across languages, she shares a blueprint for transforming heritage brands for new generations. What does it take to evolve a heritage brand without watering down its essence? On this episode of Time for a Reset, Marketing Podcast: Insights from Global Brand Marketers, brought to you by Overline, host Tiffany Wilburn sits down with Ariela Nerubay, CMO of Jumex USA, to unpack how legacy brands can evolve without erasing what made them iconic. Drawing from decades of experience at brands like Disney and Walmart, Ariela shares how to turn first-party data, cultural nuance, and AI-powered segmentation into action. From multicultural marketing to message consistency, it's a masterclass in modernizing with purpose.Tune in to learn more about:How to evolve legacy brands while maintaining core customer loyaltyThe "Natural Extension" framework for successful brand innovation Why first-party data capabilities are crucial for modern CPG marketing successHow to authentically connect with multicultural audiencesThe importance of maintaining brand consistency across languages and channelsWhy direct consumer interaction and real-world experience remain critical for modern marketersHow to leverage AI and digital marketing for precise consumer segmentation The strategic approach to expanding distribution channels Ariela Nerubay is the Chief Marketing Officer at Jumex, where she leads brand growth and innovation initiatives across multiple product lines and market segments. With over 20 years of experience in multicultural marketing, she has held executive roles at prominent organizations including Walmart, Comcast, Allstate, Univision Communications, The Walt Disney Company, Fox Studios, and Sony Pictures. Her expertise spans multicultural consumer engagement, digital and data-driven marketing strategies. Beyond her corporate role, Ariela serves as an adjunct professor at USC's Marshall School of Business, teaching multicultural and digital marketing, and is a senior consultant at the Inclusive Leaders Group. Her achievements include receiving the Luminary Award from the National Association for Multi-Ethnicity in Communication and the Successful Latinas in Business Award.Support the show

CW: Conflict between friendsList of International Suicide Crisis Hotlines: https://blog.opencounseling.com/suicide-hotlines/Translifeline Suicide Hotline - 877 565 8860Translifelinehttps://translifeline.org/fundraise-for-us/Trevor Projecthttps://www.thetrevorproject.org/pflag - lgbtqa+ legal funds https://pflag.org/jointhefight/Planned Parenthoodhttps://www.plannedparenthood.org/National Association of Mental Illnesshttps://www.nami.org/get-involved/donate-to-nami/Palestine Children Relief Fundhttps://www.pcrf.net/Medical Aid for Palestinians https://www.map.org.uk/Internet Archivehttps://archive.org/donate?origin=iawww-TopNavDonateButton░MY░MEMES░IN░BIO░https://linktr.ee/memesteroftheweekFollow Ben Newbon, creator of Cybertopia on Bluesky: https://bsky.app/profile/bennewbon.itch.io

Share your Field Stories!Welcome back to Environmental Professionals Radio, Connecting the Environmental Professionals Community Through Conversation, with your hosts Laura Thorne and Nic Frederick! On today's episode, we talk with Sameer Neve, a sustainability strategist, biochar researcher, and environmental justice advocate whose work spans everything from sports to soil science about Biochar, Sustainability in Sports, and Using LinkedIn to the Fullest.   Read his full bio below.Help us continue to create great content! If you'd like to sponsor a future episode hit the support podcast button or visit www.environmentalprofessionalsradio.com/sponsor-form Showtimes: 0:35 - Fun Facts about Peppers3:36 - Nic and Laura talk bad bosses!12:03 - Interview with Sameer Begins25:52 - How to connect with your community as an introvert41:01 - Sameer's Field Story Please be sure to ✔️subscribe, ⭐rate and ✍review. This podcast is produced by the National Association of Environmental Professions (NAEP). Check out all the NAEP has to offer at NAEP.org.Connect with Sameer Neve at https://www.linkedin.com/in/nevesameer/Guest  Bio:Sameer Neve is an innovative Environmental Engineer, sustainability advocate, and interdisciplinary researcher with a Ph.D. in Environmental Engineering from Stevens Institute of Technology. With over 7 years of experience at the intersection of science, policy, and impact, Sameer has led projects focused on decarbonization strategies, ESG frameworks, and advanced environmental site assessments across sectors ranging from energy and infrastructure to education and sports.Currently serving as an Associate Consultant at WSP USA and Advisory Board Member at HydraEarth Network, Sameer brings his expertise in clean energy and workforce development to shape equitable and resilient environmental solutions. His groundbreaking work in biochar research—particularly the sustainable reuse of spent biomass—has informed innovations in soil remediation, biodiversity restoration, and climate-resilient infrastructure. His efforts have been recognized through multiple peer-reviewed publications and a U.S. patent.A strong advocate for environmental justice and community-led solutions, Sameer has contributed to national-scale environmental justice datasets, urban decontamination projects, and inclusive sustainability strategies that prioritize historically underserved populations. He also brings sustainability thinking into non-traditional domains like sports, where he explores how athletic facilities, events, and infrastructure can align with low-carbon, nature-positive goals.From building local water purification systems in India to mentoring future environmental leaders in the U.S., Sameer continues to bridge technical expertise with real-world impact. His mission is clear: to design systems, inspire change, and build a future where biodiversity thrives, equity is embedded, and sustainability is second nature.Music CreditsIntro: Givin Me Eyes by Grace MesaOutro: Never Ending Soul Groove by Mattijs MullerSupport the showThanks for listening! A new episode drops every Friday. Like, share, subscribe, and/or sponsor to help support the continuation of the show. You can find us on Twitter, Facebook, YouTube, and all your favorite podcast players.

Hurricane season begins on June 1st and runs through November 30th ; Kevin has the forecast/estimates of named storms and hurricanes and offers his insights. Federal Reserve Chairman Jerome Powell visited the White House for a meeting with President Trump on Thursday; Kevin has the details and offers his insights and opinion. The U.S. Bureau of Economic Analysis revised the first quarter Gross Domestic Product; Kevin has the details, revisits the factors that went into the previous estimate, puts the information into perspective. The U.S. Labor Department released the Weekly Jobless Claims; Kevin has the details and offers his perspective. The National Association of Realtors (NAR) on Thursday. released its Pending Home Sales Index: Kevin discusses the numbers and offers his perspective. Oil reacts to ongoing talks between Iran and the U.S. to rein in Iran's nuclear activities, a U.S. court blocking President Trump's tariffs, the possibility that OPEC+ could hike crude oil output, falling U.S. crude oil, gasoline and distillates inventories.

Think you can't afford a home? The dream may be closer than you realize. Our experts share real-world strategies to make homeownership more affordable. From side hustles and fixer-uppers to smart saving and financial prep, this episode explores the creative approaches helping buyers navigate today's market. Guests include Ryan Fitzgerald, broker-owner of Raleigh Realty, who explains how buyers are finding new paths to homeownership; financial expert Andrea Woroch, who shares smart ways to save and avoid costly mistakes; and Nadia Evangelou, senior economist and director of real estate research at the National Association of REALTORS®, who highlights new research on affordability challenges.

Our expert Realtors at Berkshire HomeServices Premier Properties have that research that can tell what Buyers want when they are looking at homes. Knowing what Buyers want can help you find the right Buyer match for you. Our expert Realtors, Pat Karley and Dawn Chadwick are here to share research gathered by the National Association of Realtors.See omnystudio.com/listener for privacy information.

With the recent announcement that former President Biden has been diagnosed with prostate cancer, we've been hearing a lot of questions from our listeners about things like Gleason scores, hormone sensitivity and more. On today's episode, we're going to address those questions to give you a better understanding of the condition, how it's treated and what you can do for your own well-being. For more information about the National Association for Continence, click here, and be sure to follow us on Facebook, Instagram, Twitter and Pinterest.Music:Rainbows Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0/For over 35 years, Tranquility Products has provided real-life protection for people with incontinence. Choose from disposable briefs, pull-on underwear, booster pads and more, in a wide range of sizes from youth to 5XL. Go to TranquilityProducts.com and click “Free Samples” or call us at 1-866-865-6101... We're here to help!

Hurricane season begins on June 1st and runs through November 30th ; Kevin has the forecast/estimates of named storms and hurricanes and offers his insights. Federal Reserve Chairman Jerome Powell visited the White House for a meeting with President Trump on Thursday; Kevin has the details and offers his insights and opinion. The U.S. Bureau of Economic Analysis revised the first quarter Gross Domestic Product; Kevin has the details, revisits the factors that went into the previous estimate, puts the information into perspective. The U.S. Labor Department released the Weekly Jobless Claims; Kevin has the details and offers his perspective. The National Association of Realtors (NAR) on Thursday. released its Pending Home Sales Index: Kevin discusses the numbers and offers his perspective. Oil reacts to ongoing talks between Iran and the U.S. to rein in Iran's nuclear activities, a U.S. court blocking President Trump's tariffs, the possibility that OPEC+ could hike crude oil output, falling U.S. crude oil, gasoline and distillates inventories.

Jon Corkern serves as Executive Director of the National Association of Royalty Owners (NARO), bringing a unique combination of nonprofit management expertise and personal mineral ownership experience to the role. His path to NARO began not through an oil and gas industry background, but as a mineral rights owner who found himself overwhelmed by lease offers and complex paperwork related to his  mineral interests. Like many NARO members, Corkern initially had no idea how to evaluate whether offers were fair or what steps he should take to protect his interests. Through his connection with past NARO president David Smith, he discovered the organization and quickly recognized both its value and his potential to contribute. His background in managing nonprofit organizations, combined with his firsthand understanding of the challenges mineral owners face, made him an ideal fit for leading NARO's mission to educate and support royalty owners across the country. Under his leadership, NARO continues to expand its educational resources and member services while working to increase awareness of the organization among mineral owners who often struggle in isolation with complex industry decisions. For a limited time, new members can save $25 off an introductory membership.  More information can be found in the show notes at mineralrightspodcast.com.

Highlights from this episode: - Scientific Consensus - Stressed Out - For the Birds - Space MirrorsIntro and outro music by Doctor Turtle Sponsored by The National Association of Innovative Lighting Distributors visit https://naild.org/Headlines and Sources can be Found at RestoringDarkness.com

Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, joins John Williams to answer all of your lawn and garden questions.

Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, joins John Williams to answer all of your lawn and garden questions.

Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, joins John Williams to answer all of your lawn and garden questions.

SummaryDomestic violence affects millions, yet most people don't know how to help when someone they care about is being abused. Deborah Tucker has spent over five decades fighting to end violence against women, from co-founding one of the first shelters in the US to spearheading the Violence Against Women Act. In this episode, you'll learn the five essential things to say to someone experiencing abuse, why we must work with people who use violence (not just victims), and how individual action connects to ending domestic violence altogether. Deborah's mix of disarming charm and deep expertise shows why she's been so effective in this fight—and how you can be too.About Our GuestDeborah D. Tucker is a pioneering advocate who has dedicated over five decades to ending violence against women and children. Her journey began in 1974 as a volunteer with Texas's first rape crisis center, launching a career that would transform domestic violence response nationwide.Tucker co-founded and led the Austin Center for Battered Women from 1977-1982, then became the first Executive Director of the Texas Council on Family Violence, where she served until 1996. Under her leadership, the Texas Council grew into one of the country's largest coalitions with over 50 staff members, and launched the National Domestic Violence Hotline, providing 24/7 crisis support nationwide.Tucker's national influence includes serving as founding Chair of the National Network to End Domestic Violence during the passage of the Violence Against Women Act in 1994 and working on subsequent reauthorizations. In 1998, Tucker co-founded the National Center on Domestic and Sexual Violence with Sarah M. Buel, creating an organization that provides training and consultation across the country. Tucker also co-chaired the U.S. Department of Defense Task Force on Domestic Violence from 2000-2003.Her numerous honors include induction into the Texas Women's Hall of Fame in 2014, the National Association of Schools of Public Affairs and Administration's Alfred M. Zuck Public Courage Award in 2012, and the Sunshine Lady Award in 2008. Currently serving as President of NCDSV's Board of Directors, Tucker continues her lifelong mission to create safer communities for all. Useful LinksNational Center on Domestic and Sexual Violence:
https://www.ncdsv.org/National Domestic Violence Hotline:
https://www.thehotline.org/Five Things to Say to Victims of Domestic Violence: https://www.ncdsv.org/uploads/1/4/2/2/142238266/2023-10-01-thefivethingstosay-adultvictim-puv-child.pdfCDC Information on Domestic Violence:https://www.cdc.gov/intimate-partner-violence/about/index.htmlThe Violence Against Women Act:https://en.wikipedia.org/wiki/Violence_Against_Women_ActPleasant Pictures MusicJoin the Pleasant Pictures Music Club to get unlimited access to high-quality, royalty-free music for all of your projects. Use the discount code HOWTOHELP15 for 15% off your first year.

Danielle Roberts is a founding partner of Boomer Benefits, a national top-producing agency specializing in Medicare-related insurance products across 47 states.   She's a member of the Forbes Finance Council, where she writes about Medicare Retirement and Personal Finance, and is also a past president of the Fort Worth chapter of the National Association of Health Underwriters.   Danielle discusses her pivot from journalism to business, sparked by financial necessity and nurtured through hands-on learning in the staffing industry.   She explains how her early hustle—cold-calling and door-knocking—laid the foundation for a business serving clients in 47 states.   Danielle highlights the complexity of Medicare and how Boomer Benefits stands out by offering not just insurance, but exceptional, ongoing client support.   Danielle emphasizes the importance of simplifying complex topics for clients, investing in team culture, and maintaining confidence and persistence as a new entrepreneur.     Website: Boomer Benefits LinkedIn: Danielle Kunkle Roberts   Previous Episode: iam292-founding-partner-helps-baby-boomers-navigate-medicare-and-supplemental-coverage   Check out our CEO Hack Buzz Newsletter–our premium newsletter with hacks and nuggets to level up your organization. Sign up HERE.  I AM CEO Handbook Volume 3 is HERE and it's FREE. Get your copy here: http://cbnation.co/iamceo3. Get the 100+ things that you can learn from 1600 business podcasts we recorded. Hear Gresh's story, learn the 16 business pillars from the podcast, find out about CBNation Architects and why you might be one and so much more. Did we mention it was FREE? Download it today!

I'm showing up raw and real in this episode—white tee, unfiltered, and straight from the heart. I take you behind the scenes of my journey from fear-filled moments to life-altering breakthroughs. From failing multiple CPA exams to quitting a secure job at Deloitte, from launching Budget Dog to facing my daughter's rare medical condition—every leap was powered by fear. But not the kind that paralyzes; the kind that fuels you when there's no other choice but to rise.   In this episode, I share how fear can either break you or build you. I recount how I used fear to pass the CPA exams against the odds, walk away from my 9-to-5, support my family through unimaginable challenges, and ultimately find our dream home after losing almost everything. This is the rawest, most powerful episode I've ever recorded—and I hope it lights a fire in you to lean into your own fears.   Timeline Summary [0:00] Why I ditched the polished look for this episode and decided to go raw and real [2:09] The pivotal moment that shifted my mindset after college [4:11] My intense CPA study grind and early failures that nearly broke me [6:13] The public humiliation that sparked a turning point [11:04] The moment I finally passed the CPA exams—and what it taught me about fear [13:30] How I transitioned from Deloitte to full-time entrepreneurship with Budget Dog [16:12] The conversation that led me to leave my 9-5 earlier than planned [18:05] Welcoming my daughter Logan and the life-changing diagnosis we faced [23:08] Retiring my wife and relocating to Texas for Logan's care [28:22] Discovering mold and mycotoxins—and losing nearly everything [33:55] Facing homelessness, uncertainty, and massive financial losses [37:13] The moment we found our safe home and a new beginning [40:59] Why fear has become my greatest motivator   Quotables “Fear isn't something to run from—it's a signpost pointing to your next breakthrough.” “Public failure hurt, but it also lit a fire that nothing else could.” “Just because I'm financially free doesn't mean I'm not human—I still feel fear, but I've learned to use it.” “What most people see as setbacks, I see as setups for something greater.” “When life gave us fear, we didn't back down—we leveled up.”   Links & Resources https://bookwithbudgetdog.com/ped National Association of State Boards of Accountancy (NASBA) Functional Neurologist & Health Journey Insights (referenced in Logan's story)   If this episode moved you, I'd love for you to leave a review, follow the podcast, and share it with someone who needs to hear this. Thanks for tuning in—and remember, fear might just be the sign that you're on the brink of greatness.

Discover powerful strategies to maximize your rental property returns and minimize costly vacancies. Learn how top investors are transforming their approach to property management, from tenant retention techniques to smart staffing solutions. Key Insights: Master the art of keeping great tenants and reducing turnover Understand when to scale your property management approach Explore innovative investment opportunities beyond traditional real estate Market Trends Spotlight: Rental demand is on the rise Emerging investment options offer unique wealth-building potential Strategic diversification is key to long-term financial success Explore alternative investment opportunities like sustainable teak forestry - a generational wealth strategy that offers: Low entry point Long-term growth potential International diversification Whether you're a seasoned investor or just starting out, these insights will help you make more informed, profitable real estate decisions. Resources: Learn more about the teak tree investment opportunity at Gremarketplace.com/teak Show Notes: GetRichEducation.com/555 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, learn how to reduce a giant operational expense that you'll have over time your tenant vacancy and turnover, including how many units you must own before you hire your own on site property manager as your employee. Whatever happened to agent commissions in light of last year's NAR settlement, then a timely update on teak tree investing today on Get Rich Education.   Mid South home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated their zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Welcome to GRE from Manchester, New Hampshire to Manchester, England and across 188 nations worldwide, I'm Keith Weinhold, and you are back inside one of America's longest running and most listened to shows on real estate investing. This is get rich education. What's all that stuff really mean? I'm just another slack jawed and snaggletooth podcaster, a shaved mammal with a microphone. I'm joining you from here in London, England this week for the first time ever on the show. More on that later. Let's talk about reducing the biggest operational expense that you're ever going to have as a real estate investor, at least the one that you can exert a good measure of control over. That is reducing your tenant vacancy and turnover, that constant menace. Now, I suppose you might say that property tax is your biggest ongoing ops expense, but you've got less control over your property tax rate. So yeah, we're talking about increasing your net income by lowering your VIMTUM operating expenses. Vacancy is the V in that acronym. This is big because this can make or break your ability to have your property create positive cash flow and getting tenant turnover right both increases your income and reduces your expenses. It is springtime currently, and it's soon going to be summer, so it is the right time to talk about this. It's when there is more tenant turnover. The goal here is for you to really move the dial in increase the likelihood that your tenant is going to renew their lease. Now, sure if your tenant gets a new job out of town, they're going to move out. But if they're moving because of too many maintenance issues, well then that's something that you could have fixed. The average tenancy duration in the US over time is two to three years. And of course, that's going to be longer in single family rentals and shorter in apartments. And how long your tenant stays is driven by three factors, the price of your unit, the quality of your maintenance and the quality of your management. Let's say that your tenant moves out. To be conservative, that your vacancy period is two months between tenants. Okay, that's the turnover and the time to lease. It two months is a somewhat longish vacancy period. But come on, it happens sometimes, especially if you're going to make upgrades between tenancies and you're busy with other things in your life, if you have a move out every year at that rate, well, that is too often. That would amount. To a vacancy percentage of 14% you might think it's 17% but it isn't, because it's a 12 month vacancy plus two vacant months, all right, but if instead that tenant moves out every two years, that's just 8% vacancy, and every three years that's just 5% vacancy. Of course, if you keep your vacancy period to only one month rather than two, you can have all those numbers. You can really see how you are increasing your income by retaining the tenant. The most vital thing for you to keep in mind is that fast quality maintenance and good communication are by far the best forms of customer service that a property manager can provide, so prompt, quality maintenance. That's a retention strategy. Being a proactive helps. One strategy you can engage in is to reach out to the tenants two months before their lease is set to renew, and that's the time to give them the new lease price and ask them if they intend to stay. If they say, No, they're not, ask them why. And occasionally, you can sway them if there's been a misunderstanding in your relationship, for example, a lingering maintenance issue that hasn't been addressed, and perhaps they didn't bother to contact you about that, if nothing else, I think I mentioned this to you one time before offering a small reward, like a gift card helps. I mean, creating this sense of reciprocation is really one of the best retention tactics out there, even if the items being reciprocated aren't anywhere near equal value, like the value of a 12 month lease versus you giving them, say, a $50 gift card now, say you've tried those strategies, and none of that works, and your tenant does decide to leave, perhaps 45 days from now, but you know that you've got time in your life to turn over the unit now, and You know that you're going to be really busy with other things in 45 days. One thing that you can do then is shift your strategy to pay the tenant. Say you can pay them as little as 10 or 20 bucks a day to leave early. This way they'll vacate during a period where you've got the time to devote to the vacancy and the turnover and the showings to prospective new tenants, and that way, it's not going to linger vacant as long now, a technique like this is a little similar to an eviction, where if a tenant has violated their lease or becomes non paying, without you having to go through the length of Your court driven formal eviction process, you can pay them a lump sum to leave early. Hopefully that's not your situation, but that can come up. And I think you've heard of it before. This is known as the Cash for Keys strategy. That means to get a tenant that's made some violation against their lease, and you want to have them vacate the unit sooner. This means that you get the keys in your hand and the right to enter when you pay them to leave, rather than having to go through the not so fun eviction process and see a tenant wants to avoid a formal eviction as well, because that goes on their record, and then it can make it tough for that tenant to get rental housing elsewhere. But I dislike the Cash for Keys strategy in order to hold off from a formal eviction, because what that does is that rewards a person that violated a lease, although we know that that might also shorten your economic vacancy period, and it could actually be economically beneficial to you, Cash for Keys. It's just not ethical, though. I know it might be tempting for you, the landlord, the cash for key strategy. It rewards societally immoral behavior. Now, of course, you might be using a professional property manager that does all of this stuff for you, like I do today, but still, these are often the best practices for your manager. And I started out self managing, just like a lot of real estate investors do in the beginning, and that's where I learned strategies and techniques like this for reducing your tenant vacancy and turnover. Now, here's a really interesting question that you may not have had to ask yourself yet, but you may down the road, if you've grown your portfolio to a certain size and you're serious about reducing your vacancy and turnover expense, it might be time to ask yourself one big question, and that is for your management and maintenance. Should you use contractors, or should you start to hire your own employees? Now, if you have a small portfolio, it won't be enough work for you to keep an employee busy, so you should go with contract. Contractors. On the other hand, if you have an apartment complex with on site property management, I would definitely recommend having a make ready crew on site, because it's just so easy for them to get to and from a job site. Now, you should still maintain relationships with contractors as a backup, of course, and you should also have specialists like plumbers, electricians and HVAC people ready to call now, most investors are small and they use off site management, but if you grow big enough someday, or maybe it's two day, the important point about employees is that you really need to stay on them, because every extra hour costs you. You don't want anyone out there who's thinking that speed isn't essential, because they're like, ah, you know, I get paid by the hour. Contractors, on the other hand, they quote you or your manager a job up front. So while an extra day hurts because it's one more day you can't lease the unit, it hurts less than it does if you have your own employees. One problem with contractors is they often can't start right away, and this tends to be more true if you're self managing. See if you use a professional manager. They might have their own in house people so you can leverage their employees without having to manage employees yourself, even if your manager brings in an off site contractor, like an electrician or a plumber. Well, that contractor probably gets a lot of business from your property manager, and they have some sense of loyalty to your property manager, therefore, they're incentivized to show up on time faster than if you're trying to self manage, say, your small portfolio of five properties, and you or your tenant are the ones that call the electrician or the plumber. Well, those contractors are going to be less likely to prioritize you and your infrequent requests, and this is just another reason that I like to employ professional management and not self manage. Now, virtually no new real estate investor is going to hire their own employees, and most are never going to at all. All right, but how do you know? How would you know when it's time to hire your own property manager or your own contractor, and have them on your own payroll and you are their boss, if you've got under 20 to 30 units, all right, typically third party property management or self management with contractors, that's going to make more sense, because having a full time, dedicated employee, it's just not financially justifiable. Below 20 or 30 units, you're not going to be able to keep that employee busy. And I'm generally talking about if you have one apartment building here, or a bunch of single family rentals, only if they're in small, close proximity to each other. What about if you grow up to 30 to 60 units? All right now you're in a gray area. If the property is something that's pretty management intensive, like high turnover, or you own an older building, or you generate a lot of work orders, or you're in a challenging area. Well, at 30 to 60 units, you might justify a part time on site person. So how that could practically work in this 30 to 60 unit gray area, what you can do is have a resident manager that gets free rent, plus perhaps a small stipend from you. Okay, so that's a strategy that you can play in this gray area zone. That way they can be responsive to tenant requests, and you can keep your vacancy and turnover costs down. All right, how about when you're going even bigger and you reach 60 to 100 units. Now you're in the range where a full time on site manager or a maintenance person, starts to make financial and operational sense, because here it's 60 to 100 units. Your staffing model, it might be that you have one full time manager, they do the leasing, the tenant relations, in the admin stuff, and you'll also have a second person, a full time maintenance tech if they're needed, all right? And the final tier here, if you reach more than 100 units, oh, okay, now it is standard for you to have a full on site team. You could be in the hundreds of units. So we're talking about a property manager, a leasing agent, a maintenance lead, a groundskeeper and sometimes also a part time assistant manager. So that's it. That's the hierarchy of how, based on your portfolio size and where they're located, how you can serve tenants well and reduce your vacancy and turnover expense. Yes. All right now, what are some things that can shift those thresholds, those unit counts? Well, high rent or luxury buildings, they often need on site staff at a smaller unit count, very low rent or section eight properties, they may need more intensive oversight, buildings that have amenities, like some of these newer apartment buildings that have a pool and a gym, okay, that can trigger some more staffing needs. And if you own multiple properties that are nearby to each other, well, then you can share employees across those properties. And you've got to look at local labor costs in places like New York City, northeastern New Jersey, parts of New England, Miami or LA, those high cost places. Then breaking even on staffing. That probably takes a bigger property than those numbers that I talked about. But here, we tend to invest in those investor advantage areas, the inland northeast, the South, in the southeast, in the Midwest. Now, if you've got, say, even 50 smaller properties, but they're scattered all over the place, in multiple states, well then of course, you're not going to hire employees. A good general metric to leave you with here is that one on site employee for every 50 to 80 units that you own in the same area, that is common, that is a common industry practice in market rate multifamily apartments right now, these are pretty timeless strategies I've been talking about with you here.    As for what's happening in The market lately, I continue to slowly get more optimistic about the long beleaguered apartment market. A few weeks ago, I talked about how there's finally been greater apartment rent increases, although those rent increases are still historically low. What recently we learned that apartments are seeing a longer duration of tenancy and today, per real page, every single one of the 50 largest apartment markets has posted month over month occupancy gains, and then that's somewhat commensurate with what we're seeing on the one to four unit side, because the home ownership rate has fallen. It just fell from 65.7% down to 65.1 quarter over quarter. Now that doesn't sound like much, but that's actually a substantial drop in the home ownership rate in just one quarter. And fewer homeowners means more renters. So this basically means that the percent of Americans, renting has gone up because you just take the flip side of those numbers. So the rentership rate has essentially risen from 34.3 up to 34.9 in just one quarter. Something that completely makes sense, because we all know that home ownership affordability, especially for that first time, home buyer is lower, more renters. Is good for rental property owners. It's bringing more rental demand, more occupancy and more future pressure on rising rents. Now I want to follow up with you on a story from last year that made a lot of waves in the larger real estate world, but not so much for real estate investors. You surely remember this. That is the NAR settlement that a lot of people thought would result in lower real estate agent fees. Lowered commissions were coming. That's what everybody thought last year. Stories about that were all over the place that realtor fees are about to shrink. What's happened since then? Well, not much realtor fees, they still haven't fallen in any significant way, although the settlement was more than a year ago and this went into effect nine months ago. So to back up for a moment, in case you missed it, what happened is that a group of sellers accused the NAR, the National Association of Realtors, of inflating home costs by letting buyer side and seller side agents communicate about commission rates on the MLS home database, which only agents can see. And a jury agreed, so the NAR settled the lawsuit for over $400 million in damages, and it barred agents from sharing commission rates on those MLS databases. So that was a huge change that was expected to extinguish the globally high five to 6% realtor fee in the United States, because global averages are between one and 3% so as a result, the US real estate industry, they were bracing themselves for up to a 30% drop in the commissions that Americans pay annually in fees. But the new rules. Things have been nothing other than a big nothing burger. It only took a matter of weeks, really, for most agents to realize, you know, what did the agents do? They just simply moved their conversations off the NAR website and over to phone, text and email. That's it. Yes, that's all they did. So since that time, the average commission for buyers agents has barely budged. It ticked down less than 110 of 1% so for example, it ticked down less than 500 bucks on a 500k home that's per Redfin. So agents still expect sellers to pay five to 6% now I'm not against agents. Not only can an agent guide you through the process, what they can do is get you a higher sale price than they could have otherwise, because they really know how to market and advertise your property and reach a greater pool of buyers, but their commission rates have hardly budged. And of course, here at GRE marketplace, we typically use a direct model where agent compensation isn't priced into your properties anyway.    To review what you've learned so far today, being proactive can help reduce your tenant vacancy and turnover expense and increase your income. Prompt, quality maintenance, that is a retention strategy in itself, as can having one on site employee for every 50 to 80 apartment units. And one year later, changes at the NIR really haven't reduced aging commissions appreciably. I'm coming to you from London, England today, taking in all the top sites, Buckingham Palace and watching the changing of the guard over there, Big Ben a Thames river cruise and the London Bridge, which is actually called Tower Bridge. The real estate transaction that I'm currently involved in here is paying $550 a night to stay here at a nice hotel in the center of the city. It's right near the Thames, kind of a steep rate, and I sure didn't have to stay right in the city center, where everything is more pricey. But that's the experience that I want to have. Next week, I'll bring you the show from Edinburgh, Scotland, where I'll be paying even more for a well located hotel right on the Royal Mile, and I'll tell you how much more then I am here to boost their economies, I suppose more next, including a really timely update. I'm Keith Weinhold. You're listening to Episode 555, of get rich education.    The same place where I get my own mortgage loans is where you can get yours Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Tom Wheelwright  24:21   this is Rich Dad advisor, Tom wheelwright. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  24:37   Welcome back to Episode 555, of get rich Education. I'm your host, Keith Weinhold, with an episode number like 555, you would expect me to go deep with you on real estate pays five ways, but we did that five weeks ago on episode 550 with your audio masterclass right here on the show today, we're talking about something with less upside. Than say that or the inflation triple crown, and instead on reducing your downside, vacancy and turnover expense, next week here on the show, I expect to sit down with a guest that's a highly regarded financier and author of a fairly hot new finance book, Christopher Whelan, and next week's show could get really interesting, because I've heard Chris say something about how real estate prices could fall back to 2020 levels. In my opinion, that is so many levels of unlikely that happening is about as likely as your grocery bills falling back to 2020 levels. So we'll see it could turn into a debate next week with Christopher Whelan and I. He is a sharp, well informed guy that also used to work at the New York Fed. That's next week down the road, longtime and former co host of the real estate guys radio show, Russell gray will join us again here, and we'll see what he's been up to in his post real estate guys, radio life that's coming up in a few weeks. Lots of great future content here, monologs, yes, those slack jawed monologs For me, repeat guests and new guests joining in as well. Back to this week now, there's an intriguing and potentially lucrative investment that we've discussed on the show here before, and I do have a timely and crucial update about it. A little while back, I sat down with the teak operations principle when we were in New Orleans together. These are yes, those Panama teak tree plantations that so many of you have already invested in. Yes. So as it is here. I am an American in London today talking about teak trees in Panama and I interviewed our upcoming guest here when we were in New Orleans together, the teak investment has a long time horizon, because trees have to grow. There's also a low cost of entry and no loans available. This is a real estate investment. You can own the land with the title to it and the trees that grow on top of them. Historically, teak returns have been five and a half percent, which doesn't sound like much, but see it grows in board foot volume at the same time that the unit price grows. And if inflation runs high over the next 25 years, your return might be higher. But the reason that we're discussing this now is because the principal, Mike Cobb here meeting with me, he is going to mention a price, and this is key two weeks from today, on June 9, the price for the teak parcels increases substantially. I'll tell you about that shortly. So for GRE followers, you can get locked into the lower price for just two more weeks. Here's my chat from a little while back with the teak tree investment principle, and then I'll return to bring you more.    Hey, did you know that you can own a quarter acre parcel of a producing teak plantation, you own the title to the land, and you get the growth in the trees. On top of that, this is something that you can do as an investor. And teak trees are a valuable hardwood that you own, typically in Central America. So there's a very low cost of entry to this investment, and that's what attracts a lot of people to it. And I am with Mike Cobb, the CEO. He's also the author of the new book how to buy your home overseas and get it right the first time. But Mike, a lot of people are interested in the teak investment because it is so approachable. Tell us about it. Give us a general overview.   Mike Cobb  28:42   absolutely, you know, thanks for having me on. It's always nice to be with you. We're, we're having some fun here in New Orleans, which is terrific, you know, yeah, the teak plantation is something that I envisioned back in 1998 so what's that like 26 years ago? Right? And in 1999 we planted our very first 100 Acre teak plantation. Because what we thought about at the time, which has now proven true 25 years later, is that, you know, I was either going to need the money in 25 years and be really glad I did this, or I wasn't going to need the money in 25 years and I was going to be really glad I did this. You know what? I don't really need the money now, but I'm really glad I did this. And 25 years comes. And I think that's been really the challenge for a lot of people looking at teak. They're just like, ah, 25 years. It's too long, but 25 years comes. 25 years will come, and you can either have planted the trees and be ready to take this huge windfall of return, or you won't be getting a windfall return. So I think that's the challenge, the mental challenge, I think maybe an average investor has, but I know you work with superior investors because they're paying attention to what you're writing, they're watching your podcast, they're reading your newsletter. You have far superior investors than I would say, the average investor. So I think this is a great thing for folks to check out.   Keith Weinhold  30:00   All right, so you're talking about the investment timeline, from the time a tea tree seed is planted until the harvest time that can feel like quite a while. You have been doing this over 25 years, and that is key when you as an investor go offshore or go overseas to have trust in a stable company that's been around for a long time. That's why, really, you're one of the few people that I work with who are outside of the United States real estate like the teak trees.   Mike Cobb  30:25   Thank you. Yeah, we've been around for 31 years. I've been working in the region. 31 our development company is 28 years old. Our plantation is now 26 years old. 25 with the trees, but we bought the land 26 years ago. But the bottom line, you're right and and the other thing that we should care about. And you brought this up earlier, when we're kind of chatting, is country, what country are you planting trees in that you got to wait 25 years for them to mature and harvest? By the way, the Panama. By the way, Panama, and of all the countries in the region where I feel the most comfortable as an investor, Panama's yet, because Panama's got the canal. And I know people say, oh, yeah, that's right. It's a vital strategic US interest. It's a vital world interest. The Chinese care about it as much as we do. The Europeans care about it. Anybody who wants commerce to happen cares about that canal being open. And so you've got this country, Panama, that has the canal stable, economically stable, politically stable. And when starting to talk about 2550 7500, year time frames, because you own the land, you get the harvest in 25 years, you replant, and then your children get the next harvest, and your grandchildren get the next harvest. It is truly generational wealth. Stewardship   Keith Weinhold  31:41   Panama is a little bit like investing overseas with training wheels on their well developed, first Central American nation. They even use the United States dollars. They do is that familiar? Absolutely well. But as the investors thinking about investing in teak plantations, just tell us about the properties of teak wood, of all wood types. Why teak? Tell us about the value there.    Mike Cobb  32:00   Yeah, teak has been grown in plantations, starting with the British back about 400 years ago. And so you've got centuries of plantation growing of teak as a crop, right? And so you've got this incredible longevity of information and things like that. And I know some of the stats off the top of my head, since 1972 the average price of teak lumber has has risen about five and a half percent a year over a 52 year period. Talk about track record, centuries of growing as a crop, right? 52 years as a lumber commodity. Look, people been using it to make ships. Its hardness is its most valuable characteristic is an extremely hard wood. It's resistant to rot fungus, so it's used in outdoor furniture, for example, right? Some of the stuff on the Titanic they pulled up from the bottom of the ocean, you know, chairs made a teak, right? Teak. But ship builders fine furniture, outdoor furniture and and they're cutting teak down. This is so important, they are cutting teak down eight to 10 times faster than anybody in the world is replanting it. So just imagine what that does to supply and demand and prices based on just basic economics, right?   Keith Weinhold  33:13   Yeah, that is some scarcity. That is a really good point. Tell us about what you're surely interested in. What do the investor returns look like.   Mike Cobb  33:21   Yeah. So you know, to own one of these quarter acre parcels, by the way, you said it before you own the land, you get title to the land you own the trees. $6,880 that's your that's your entry. Gosh. So for less than $7,000 you own a quarter acre of teeth trees that in 25 years projected returns. We all projections right about $94,000 a little over $94,000 so 7000 turns into $90,000 over 25 years, harvest, plant the trees again, and in 25 years, your kids or your grandkids will get the next harvest, and so on and so on. It is a powerful generational wealth stewardship. In fact, right now we have what we call give the gift of teak because look, you know, you got kids, you got grandkids. What are you gonna get them? Right? I mean, they got everything they want, presumably, right? You buy them a teak parcel, right? Buy that kid, buy that grandkid, a teak parcel. What a cool idea. Oh my gosh, in 25 years, you might be gone, right, but they're gonna get this big windfall, and they're gonna thank grandma or grandpa, right for for thinking of them 25 years into the future?   Keith Weinhold  34:27   Yeah? Oh, I love that. And you're so proud about what you do. You regularly offer investor tour so that they come and see the teak. But maybe you know, for you, the investor, you're wondering, okay, if you're used to investing in us real estate, you might be making two leaps here. You'd be going from residential real estate to agricultural, and you'd also be investing in a nation outside your home country. And when it comes to those sort of questions, I think any savvy investor asks, okay, what are the risks involved with this investment? Can you tell us about that?   Mike Cobb  34:59   Yeah, sure. Look, you've got political risk, country risk, political risk, which, I think again, of all the countries in the region, Panama, dollar, economy, canal, safe, stable. So the political risk is minimal. It's there. It's real. You know, fire risk is an issue, right? Trees burn. The good thing about teak is that after about year three, they're up. And you keep them trimmed, trim all the low branches off. So fire risk really drops incredibly low after about year three or four. But ultimately, it's about professional management. We have a company called Heyo Forrestal that we hired 25 years ago, 26 years ago, actually, to help us find the land, do the analysis of the land, make sure it was good for teak. And when you hire professionals, you get professional results. I mean, we stayed with this company for 26 years now, and the guy that we met early on, a little forestry engineer, is now General Manager and partner in the business. So we've watched that business grow up alongside ours at the same time. Those relationships, you know, Dolly Parton and Kenny Rogers have a song you can't make old friends. So here we are with Jacobo and some of the Luis that we've worked with for, you know, 26 years, and the relationships matter, especially in that part of the world, but professionalism and professional management is the key, and you have that alongside the relationships. Both are important.   Keith Weinhold  36:20   yes. So we're talking about how the property manager is such an important part of your team, and you think about your single family homes or your apartment buildings. And Mike here is talking about the importance of professional management, because teak trees need a little management and pruning, and sometimes there are thinnings which can give you some income so that you don't have to wait 25 years. Correct another way in which you might not have to wait 25 years for the full harvest cycle is at times you can buy trees that are, say, already seven years old, so you can only be waiting 18 years, or that are teens, so you might only be waiting 10 years, or some things about that, those are some of the options. But Mike, before I ask you if you have any last word, if you want to learn more about this, get some information, learn more about it, and learn how to connect with Mike's team. He is one of our GRE marketplace providers, and he's the owner of that company. You can do that at gre marketplace.com/teak, any last thing someone should know about teak before they consider investing? Mike?    Mike Cobb  37:16   Yeah, well, two things you mentioned the tour. So we do run discovery tours. We have one coming up in January, end of January, two days, we go out to the plantation, the teenage teat plantation, by the way, oak, which is eight or nine more years to harvest. Then we're going to the sawmill, because all of our logs go through a sawmill to convert to lumber, which enhances the return to the investor.    Keith Weinhold  37:36   Do the teens sleep until noon? Or can we visit them   Mike Cobb  37:38   and then they're on their phones all day If we're gonna go visit them. We'll wake them up and, like, get on their phones. But here's, here's the last parting word. I think it's scary for a lot of people. It is scary. You're going overseas, you're outside of, you know, residential you're going into a new industry. You're going to a new country. The reason this works for so many people, over 1000 now, have done this, is it's such a small bite, $7,000 and if that's maybe one or 2% of your portfolio, what I hate to say, put it on the table and roll the dice, but you'll be happy you did. I'm happy I did. It's a small bite, but that international diversification is so important. And then you put it in something that's absolutely not correlated to the market. It's not correlated to us real estate. I mean, in 2008 to 2012 when real estate was dying in the US, our trees just kept growing. So non correlated, non US, right? And non residential. I think that's the reason you want to take a little tiny piece of your portfolio and put it overseas in something like teak.    Keith Weinhold  38:42   We know over the long term that it has grown in value 5.5% a year, but at the same time, it grows in volume, in the amount of board fees you're getting a crease, an increase in both unit value and volume. It's really growing a couple ways. At the same time, you've had over 1000 different individual investors invest in the teak now, several dozen, maybe even more than 100 of those have been you the get rich education follower. So again, thanks for joining me, Mike. If you want to learn more, start at gre marketplace.com/teak. I'm Keith Weinhold. I'll see you next time.    Yeah, good information from Mike there again for GRE followers, that 6880 price deadline is Monday, June 9, and then it goes to 8680, that is a 26% price increase, and this is because land and planting costs have skyrocketed. And you know, I have long wondered about when they were going to change that same lower price that they've had for a lot of years. The provider recently added a sawmill to convert logs to lumber, and that enhances investment returns. So when you inquire for more info, you can ask about that, and that could very well put them above the 94k per part. Possible projected payout. Teak, hardwood, it just has some amazing physical properties. It's not your run of the mill. Backyard. Maple, it is a real asset. Think of it as a forest that fights back against Fiat and the provider reputation and continuity are almost impeccable. They've even had the same forestry manager, yeah, sort of like a property manager for trees, because trees take things like prunings and thinnings, the same manager for all 26 years of the teak operation. In the future, I might join one of their teak investor tours in Panama, and if I do, I'll be sure to let you know so that we can meet up that might even be a GRE exclusive tour. What you really need to know now is that, again, the lower price is good until Monday, June 9, to get started or simply learn more, visit gre marketplace.com/teak, that's t, e, a, k, until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:10   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  41:34   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter. You also get my one hour fast real estate video. Of course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com  

Ever wondered what 40 years of real estate wisdom sounds like? Leigh sits down with her real estate “mama,” Connie M. Corey, for a masterclass on how to build trust, keep clients for generations and survive everything from busted floor joists to government boards. Just when you think it's all business, wait for the story that ends with matching pajamas, water slides, and one unforgettable Christmas tradition!   Key takeaways to listen for How a law enforcement career and a casual open house launched Connie's path in real estate Why some tenants choose to rent for life and what great landlords understand How relationships built a 3-generation client base What Connie's 8-year board service taught her about inspections The #1 tip Connie gives new REALTORS®   About Connie M. CoreyConnie M. Corey is a respected, award-winning real estate professional with decades of experience and deep roots in North Carolina's real estate community. A consistent Multi-Million Dollar Producer, she is a proud member of the Greenville-Pitt Association of REALTORS®, North Carolina Association of REALTORS®, and National Association of REALTORS®.   Connect with Connie Email: connie@greenvillenc.com Facebook: Connie M. Corey Instagram: @conniecorey01 Phone number: 252-341-9969   Connect with LeighPlease subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.   Sponsors "You Ask. Leigh Answers." Your Affordable Coaching ProgramHey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!