Podcasts about National Association

Steve reacts to several instances over the past 24 hours of subpar economic messaging from the American Right, and he says it feels like we're losing. Then Justin Hoover of the Battle Within joins the program to discuss how his organization is helping veterans reassimilate into civilian life after deployment. In Hour Two, Matthew Faraci from the National Association of Christian Lawmakers joins the program to illuminate the plight of persecuted Christians in Syria. TODAY'S SPONSORS: AMERICAN GIANT: https://www.american-giant.com/ use offer code THEBLAZE CHIRP: https://gochirp.com/pages/steve-deace use promo code STEVE PREBORN: https://give.preborn.com/preborn/media-partner?sc=IABSD0123RA BIRCH GOLD: Text STEVE to 989898 KEKSI: https://www.keksi.com/ use promo code DEACE15 CHEF IQ: https://chefiq.com/ use promo code STEVE JASE MEDICAL: https://jasemedical.com/ and enter code “DEACE” at checkout for a discount on your order Learn more about your ad choices. Visit megaphone.fm/adchoices

Why This Episode Is a Must-Listen Are you intrigued by the intersection of passion and profit in wine collecting? This Inspired Money episode, hosted by Andy Wang, brings together top minds from wine auctions, investment platforms, and market experts for an eye-opening look at how wine has become a bona fide asset class. Whether you're a seasoned collector, investor, or simply wine-curious, this discussion unpacks strategies to maximize both enjoyment and value. Episodes like this are packed with insights that demystify the fine wine market, reveal what really drives price appreciation, and share hard-earned advice on avoiding costly mistakes. Meet the Expert Panelists Nick Pegna is the Global Head of Wine & Spirits at Sotheby's, bringing over 30 years of international experience in building and leading fine wine businesses across Europe and Asia. Formerly a senior executive at Berry Bros. & Rudd, where he helped shape global markets and co-led Hong Kong's successful campaign to abolish wine duties, Pegna now oversees Sotheby's record-setting global auction and retail operations. https://www.sothebys.com Callum Woodcock is the Founder and CEO of WineFi, a London-based investment platform that combines institutional-grade analytics with expert curation to make fine wine investing more transparent and accessible. A former J.P. Morgan asset manager with degrees from the University of Bristol and the University of Cambridge, he's leading WineFi's mission to position fine wine as a data-driven, tax-efficient, and inflation-resilient asset class. https://www.winefi.co Amanda McCrossin is a sommelier, media personality, and creator of @sommvivant, where her wine-focused content reaches over 450,000 followers across Instagram, TikTok, and YouTube. Formerly the Wine Director at PRESS Restaurant in Napa Valley—the world's largest collection of Napa Valley wines—she's now a leading voice in wine education and storytelling, hosting the Wine Access Unfiltered podcast and appearing regularly at major global wine events. https://www.amandamccrossin.com https://www.sommvivant.me Robbie Stevens is the Head of Broking at Live-ex, the global exchange for fine wine, market data, and insight. On a daily basis he deals with the largest fine wine buyers and sellers globally, offering them data-driven intelligence and opportunities to trade. With over a decade at Liv-ex and experience across global wine markets, as well as regularly sharing his experience on the international stage, speaking at conferences such as Vinexpo and the National Association of Wine Retailers, he combines deep knowledge of the fine wine market with strong industry perspective. https://www.liv-ex.com Unfortunately, Dustin Wilson was not able to make this episode but appears on "The Art of Wine Pairing: Elevating Retirement Gastronomy with Fine Wines" from April 2025. Dustin Wilson is a Master Sommelier, entrepreneur, and co-founder of Verve Wine, a modern retail and hospitality brand with locations in New York, San Francisco, and Chicago. Known for his role in the SOMM film series, Wilson has also launched Après Cru, a firm supporting the growth of visionary restaurant concepts. https://ny.vervewine.com Key Highlights 1. Disciplined Bidding at Auctions Nick Pegna reveals why preparation and strategy, including setting a maximum bid and understanding total costs, safeguard buyers against emotional overspending: "The most careful and frequent buyers at auction have a strategy. They've planned what they're looking to bid on...across multiple auctions." 2. Secondary Market Liquidity Drives Investment Value Callum Woodcock emphasizes the importance of focusing on wines with proven resale liquidity, not just brand prestige or critics' scores. Data-driven models and decades of market transaction history are now key to "blue chip" wine selection. 3. Storytelling Fuels Scarcity and Demand Amanda McCrossin illustrates how narrative and personal connection make certain bottles iconic and drive up their market value, citing Napa's Screaming Eagle as a prime example. "Scarcity is really only informed by storytelling...what has made Napa Valley so successful is the storytelling element." 4. Transparency and Technology Are Raising the Bar Robbie Stevens shares Liv-ex's role in fostering trust: from vetting merchants, digitizing provenance, to benchmarking prices. The expansion of data access and seller management tools allows collectors to track market movements and optimize timing for liquidation. Call-to-Action Take a look at one item in your own collection, wine, art, or even another collectible, and think about it like an investor. What makes it valuable? How would you verify its authenticity, track its performance, and decide the right time to sell? Just doing that exercise will give you a new lens for appreciating your investments, and maybe even inspire your next move. Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

About Keith Dorsey:Dr. Keith Dorsey is a researcher, author, advisor, and active board member focused on diversity, governance, and strategic growth for corporate boards. His research on women executives' pathways to board seats revealed key insights into the barriers and facilitators women face in attaining these roles. His forthcoming book, The Boardroom Journey: Practical Guidance for Women to Secure a Seat at the Table, blends research with his executive and board experience. He is a National Association of Corporate Directors (NACD) Certified Director and 2023 NACD Directorship 100™ honoree, serving on several private and nonprofit boards. As founder of The Boardroom Journey and senior advisor at Boyden, he helps leaders strengthen governance, pursue board readiness, and advance toward the C-suite. In this episode, Dean Newlund and Keith Dorsey discuss:Board readiness and governance leadershipNominating committees and board compositionCareer planning for future board serviceAI's influence on board dynamics and decision-makingCEO–board relationships and evaluation practices Key Takeaways:Executives must transition from being “unconsciously competent operators” to “consciously competent governance professionals” to be board-ready.Nominating committees seek board candidates whose purpose and values align authentically with the company's mission, not those simply seeking prestige or pay.Board preparation should start early in one's career, ideally in one's 20s or 30s, by intentionally developing human capital, breadth of experience, and a governance mindset.Effective boards avoid becoming rubber stamps by regularly evaluating members' competencies, maintaining succession plans, and engaging in meaningful executive sessions. "A good board will ask challenging questions—not to get you to say, ‘I got you,' or to try to let them know that they haven't done things correctly—but to ask questions to widen their aperture a little bit.” — Keith Dorsey Connect with Keith Dorsey:  Website: http://boardroomjourney.com/Book: The Boardroom Journey: https://www.amazon.com/Boardroom-Journey-Practical-Guidance-Secure/dp/1394331789LinkedIn: https://www.linkedin.com/in/dr-keith-d-dorsey-798a2681/   See Dean's TedTalk “Why Business Needs Intuition” here: https://www.youtube.com/watch?v=EEq9IYvgV7I Connect with Dean:YouTube: https://www.youtube.com/channel/UCgqRK8GC8jBIFYPmECUCMkwWebsite: https://www.mfileadership.com/The Mission Statement E-Newsletter: https://www.mfileadership.com/blog/LinkedIn: https://www.linkedin.com/in/deannewlund/X (Twitter): https://twitter.com/deannewlundFacebook: https://www.facebook.com/MissionFacilitators/Email: dean.newlund@mfileadership.comPhone: 1-800-926-7370 Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

According to Gallup, barely a third of Americans express a great deal or even fair amount of trust in newspapers, TV, and radio. In the 1970s, trust was as high as 72 percent. At Front Range Community College, students meet the press: Greg Moore, former editor of The Denver Post and recent National Association of Black Journalists Hall of Fame inductee; Corey Hutchins of the Colorado College Journalism Institute and “Inside the News In Colorado”; and Jeffrey Roberts of the Colorado Freedom of Information Coalition. Our panelists mentioned resources for the community and for journalists at The News Literacy Project and Colorado News Collaborative. 

WMAL GUEST: MATTHEW FARACI (Religious Freedom Advocate & Board Member, National Association of Christian Lawmakers) TOPIC: Almost 100 Faith Leaders Urge Trump to Step Up Pressure on Syria's President Over Humanitarian Aid SOCIAL MEDIA: X.com/MatthewFaraci Where to find more about WMAL's morning show: Follow Podcasts on Apple, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Monday, November 10, 2025 / 8 AM HourSee omnystudio.com/listener for privacy information.

In the 8 AM hour, Larry O'Connor & Julie Gunlock discussed: WMAL GUEST: CHARLIE SPIERING (Political Reporter, The Daily Mail) on the Latest Shutdown Developments VIDEO: Steve Nicks Boasts About Her Abortion WMAL GUEST: MATTHEW FARACI (Religious Freedom Advocate & Board Member, National Association of Christian Lawmakers) on the Persecution of Syrian Christians POST MILLENNIAL: BBC Director General, News Chief RESIGN After Trump Doctored Footage Scandal Where to find more about WMAL's morning show: Follow Podcasts on Apple, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Monday, November 10, 2025 / 8 AM HourSee omnystudio.com/listener for privacy information.

Top headlines for Monday, November 10, 2025In this episode, we explore how deeper engagement with scripture is linked to more generous and positive social behavior. We also examine the National Association of Evangelicals' call for the Trump administration to reconsider its refugee admission cuts. Plus, we share five key takeaways from the Fox News special “Erika Kirk: In Her Own Words.” 00:11 5 highlights from Erika Kirk's Fox News interview00:59 Bible engagement impacts tithing, social interaction and views01:49 Protestant group complains about King Charles III's papal service02:35 Evangelical org. urges Trump to reconsider refugee cuts03:28 Princeton University facing civil rights complaint over bathrooms04:17 Anti-Israel agitators disrupt Christian, Jewish worship services05:08 1,000 Evangelicals gather at Hispanic church for 'Bless Israel'Subscribe to this PodcastApple PodcastsSpotifyGoogle PodcastsOvercastFollow Us on Social Media@ChristianPost on TwitterChristian Post on Facebook@ChristianPostIntl on InstagramSubscribe on YouTubeGet the Edifi AppDownload for iPhoneDownload for AndroidSubscribe to Our NewsletterSubscribe to the Freedom Post, delivered every Monday and ThursdayClick here to get the top headlines delivered to your inbox every morning!Links to the NewsBible engagement impacts tithing, social interaction and views | U.S.Protestant group complains about King Charles III's papal service | WorldEvangelical org. urges Trump to reconsider refugee cuts | PoliticsPrinceton University facing civil rights complaint over bathrooms | EducationAnti-Israel agitators disrupt Christian, Jewish worship services | U.S.1,000 Evangelicals gather at Hispanic church for 'Bless Israel' | U.S.5 highlights from Erika Kirk's Fox News interview | Politics

Behind the Screen: The Impact of AI Companions on Adolescents Evaluation and Credit:  https://www.surveymonkey.com/r/medchat84 Target Audience This activity is targeted toward primary care physicians and advanced providers. Statement of Need This will be a two-part podcast that will focus on the psychological effects of cyberbullying and AI companions. This will be specific to adolescents and teens. As a result of the growing prevalence in digital engagement, a by-product has been cyberbullying. The psychological effects of cyberbullying are unique in that they differ from traditional bullying due to the anonymity and permanence. Additionally, with the growing popularity of AI companions a second podcast will address this topic. Both podcasts will address the psychological effects and provide tools for providers to use to screen for subtle signs as well as resources. Objectives Define what constitutes an AI companion and differentiate from interactive AI-enabled toys. Discuss how frequent interaction with AI companions can influence psychological and social development of adolescents and teens. Identify behavioral and psychological signs that may indicate an adolescent/teen has or is developing an unhealthy reliance on AI companions. Moderator Mark McDonald, M.D., MHA, CPE System Vice President Pediatric Medical Affairs Norton Healthcare Medical Director, Norton Children's Professor, University of Louisville School of Medicine Department of Pediatrics Division of Pediatric Critical Care Speaker Michael Eiden, Ph.D, LCSW, LCADC, CSAT, CCSMichael Eiden, PhD, LCSW, LCADC, CSAT, CCS Licensed Clinical Social Worker Licensed Clinical Alcohol and Drug Counselor Certified Sex Addiction Therapist Certified Clinical Supervisor Board Certified Sex Therapist EMDR Trained Eiden Integrative Counseling Planner and Moderator Disclosures  The planners, moderator and speaker of this activity do not have any relevant financial relationships with ineligible companies to disclose. Commercial Support  There was no commercial support for this activity.  GrantThis episode is supported by a grant from the Kentucky Medical Association's 'Small STEPS, Big Impact' campaign, a two-year initiative that encourages patients to achieve long-term success through taking simple steps that can add up to make a big impact on their health. The campaign focuses on five key areas (screenings, tobacco use, exercise & nutrition, physician visits and stress) and offers straightforward strategies and support for patients. It is a partnership between the KMA and its charitable arm, the Kentucky Foundation for Medical, made possible by a grant from the Kentucky Department for Public Health. For more information, visit SmallSTEPSKy.org.   Physician Credits Accreditation Norton Healthcare is accredited by the Kentucky Medical Association to provide continuing medical education for physicians. Designation Norton Healthcare designates this enduring material for a maximum of .50 AMA PRA Category 1 Credits™. Physicians should claim only the credit commensurate with the extent of their participation in the activity. Nursing CreditsNorton Healthcare Institute for Education and Development is approved as a provider of nursing continuing professional development by the South Carolina Nurses Association, an accredited approver by the American Nurses Credentialing Center's Commission on Accreditation. This continuing professional development activity has been approved for 0.50 ANCC CE contact hours. In order for nursing participants to obtain credits, they must claim attendance by attesting to the number of hours in attendance.   For more information related to nursing credits, contact Sally Sturgeon, DNP, RN, SANE-A, AFN-BC at (502) 446-5889 or sally.sturgeon@nortonhealthcare.org. Social Worker CreditsThis activity will provide .50 hours of required continuing education units. National Association of Social Workers, Kentucky Chapter (NASW-KY) is an approved provider for social work credits through the Kentucky Board of Social Work. NASWKY#06/30/25. For information about social worker credits, please send an email to cme@nortonhealthcare.org. Resources for Additional Study/References Internet Addiction Assessment (IAA) https://psychology-tools.com/test/internet-addiction-assessment Parent Tools – Operation Parent https://www.operationparent.org/ Parent Tools – Children and Screens https://www.childrenandscreens.org/ Digital companionship or psychological risk? The role of AI characters in shaping youth mental health https://pubmed.ncbi.nlm.nih.gov/39798495/ Artificial Intelligence and Adolescent Well-being https://www.apa.org/topics/artificial-intelligence-machine-learning/health-advisory-ai-adolescent-well-being SmallSTEPSKy.org   Date of Original Release | Nov. 2025; Information is current as of the time of recording. Course Termination Date | Nov. 2027 Contact Information | Center for Continuing Medical Education; (502) 446-5955 or cme@nortonhealthcare.org   Also listen to Norton Healthcare's podcast Stronger After Stroke. This podcast, produced by the Norton Neuroscience Institute, discusses difficult topics, answers frequently asked questions and provides survivor stories that provide hope. Norton Healthcare, a not for profit health care system, is a leader in serving adult and pediatric patients throughout Greater Louisville, Southern Indiana, the commonwealth of Kentucky and beyond. More information about Norton Healthcare is available at NortonHealthcare.com.

Get the book, The Handbook for Highly Effective Teams in a PLC at Work®: Essential Actions for Tackling Critical Issues About The Authors Bob Sonju is an award-winning educational leader, author, and nationally recognized speaker celebrated for his engaging style and practical approach to school improvement. He has led two schools to achieve National Model PLC at Work® recognition—one of which also earned the prestigious National Breakthrough School Award from the National Association of Secondary School Principals. Named Utah Principal of the Year and a finalist for National Principal of the Year, Bob's leadership and insights have been featured in numerous Solution Tree publications, including the recently released Simplifying the Journey, as well as in Principal Leadership magazine.   Dr. Anisa Baker-Busby has over 20 years of educational experience serving as an elementary school teacher and administrator. Her passion is to help schools build systems of support for collaborative teams that will ensure high levels of learning for all students. She was the 2008–2009 Teacher of the Year for Miller Elementary School, and holds an EdD in K-12 educational leadership. She is author, with Nicole Dimich, of The Handbook for Design in Five:  Assessment Tools and Protocols for Teachers and Teams.    Kim Monkres is the principal of Crimson Cliffs High School located in St. George, Utah. She began her career almost 25 years ago as a high school English and communications teacher and has coaching experience as well. Kim has been fortunate to work in many capacities and has a passion and appreciation for the collaborative process in education. She has served as a learning coach, assistant principal, athletic director, middle school principal, and state activities director. Kim has experience with creating high-functioning collaborative teams, professional learning communities, curriculum development, curriculum design and mapping, instructional coaching, and RTI.   They are the authors, with William Ferrier, of the acclaimed new book The Handbook for Highly Effective Teams.

Send us a textWe've been told spiritual formation means more discipline, more doing, more effort. But what if it's not about striving at all? What if formation is actually about slowing down, paying attention, and letting grace do the shaping?In this conversation, Lisa continues with Toni Kim, Director of Spiritual Care for the National Association of Evangelicals. With a background in theology from Yale, Regent College, and Harvard, and nearly two decades in pastoral ministry, Toni brings uncommon depth and clarity to what spiritual formation really means. Her experience helping others navigate faith, identity, and healing gives this episode a grounded and transformative perspective.Together, they explore how formation integrates the head, heart, and body and how the small, ordinary moments of life can become sacred spaces of growth and renewal.You'll learn:The difference between discipleship and spiritual formationHow head, heart, and body all play a role in becoming wholeWhat happens when we stop trying to fix ourselves and start living integrated livesWhy formation is less about rules and more about relationshipThis episode will challenge what you thought spiritual growth looked like and invite you into something truer, gentler, and far more transformative.If you're tired of trying to be “better,” maybe it's time to learn how to be whole.Tonikim.org

We covered topics - Origin Story of National Association of Women Sales Professionals (NAWSP)- What impact do you want to create?- Recognized. Respected. Rewarded.™- What was the turning point for you when you decided you were done being visible but voiceless?- How were Black women forced out of the workforce?- What can Black women do to get back to the workforce?- Why don't businesses see the loss in ROI by letting them go?- What can DEI Consultants do to help these women?- What advice do you have to help them earn 6 figures?- What is one thing they should do to protect their career?- What's the boldest bet you made and how did it pay off?----Important LinksGuest - LinkedIn ( https://www.linkedin.com/in/cynthiabarnes ) Website - cynthia-barnes.comOffer - Your First $10K Contract ----Download the white paper ROI of DEI, ⁠click here⁠ → ROIofDEI.ai⁠ Any feedback? please email ⁠vikram@73bit.com⁠

OA1205 - It's another good news Friday! Voting rights expert Jenessa runs down some of the highlights of the off-year blue sweep in this week's elections, as well as some recent unsung national victories for voting and disability rights. Matt then checks in on the Supreme Court's oral arguments from the challenge to Trump's unprecedented tariffs and why it is looking like he might actually lose his administration's first attempt to defend one of his second administration's policies on the merits.  Finally, in today's footnote: Why a federal judge recently decided that a lawsuit brought by the man whose penis was once featured on the cover of the most important albums of 1990s smelled like summary judgment.  Supreme Court oral arguments in Learning Resources, Inc  v. Trump (11/5/2025) The International Emergency Economic Powers Act (IEEPA) of 1977 “Regulating Imports with a Reciprocal Tariff to Rectify Trade Pratcies that Contribute to Large and Persistent Annual United States Goods Trade Deficits,” The White House (4/2/2025)(executive order on tariffs) Solicitor General John Sauer's brief in Learning Resources  Plaintiff's second amended complaint in Elden v. Nirvana LLC et al D.C. federal judge Coleen Kollar-Kotelly's opinion in combined litigation challenging Trump's executive order on citizenship requirements for voting (10/31/25) DC federal judge Amir Ali's order in National Association of the Deaf v. Trump  (11/4/25) Order granting defendants' motion for summary judgment in Elden v. Nirvana, LLC (9/30/2025)

A very unusual episode, where returning guest-panelist Safine Hakamaki (Née Ashirova) co-hosts an interview with Henry of the esteemed Svetlana Grivorevna Ter-Minasova.  In this episode, Henry and Safie discuss the life of Professor Ter-Minasova, from her early childhood during WWII up through the present, where she continues to work as the Founding President of the Faculty of Foreign Languages and Area Studies at Moscow State University!  During this oral-autobiography, we learn why she credits Joseph Stalin with saving her life, what it was like growing up during WWII and the immediate aftermath, and her career as the "Mother" of Soviet (and subsequently Russian) foreign language education.  We're sure you'll enjoy! Svetlana Grigorevna Ter-Minasova is the founder and President of the Faculty of Foreign Languages and Area Studies at Lomonosov Moscow State University, and retains a position as Professor Emeritus at the university.  She has been Chairperson of the Foreign Languages Teaching Council (part of the Ministry of Education) since 1987.  Among many other credits, she also has been the Founding President of both National Association of Applied Linguistics and National Association of Teachers of English.  Her book "Notes by a Soviet Dinosaur",  came out in 2015, and has been excerpted in East-West Review. Safie Hakamaki is a Russian linguist and foreign language educator.  You can follow her telegram channel @amusing_musings. Help support the show by signing up to our patreon, where you also will get bonus content: https://www.patreon.com/guerrillahistory 

Content Warning: rape, self-harm, and suicidal ideation. Marlee Liss is a survivor,award-winning speaker, victim advocate, somatic educator, and author from Toronto, Canada. She grew up in the arts, but pivoted to social work when she began her college career. It was in Marlee's junior year when her life changed forever; she became the victim of a sexual assault and entered an arduous journey in the criminal justice system as a result. However, three years into that battle for justice, Marlee found an additional path: restorative justice. According to Walden University, quote “Punitive justice is the idea of punishing criminals for their crimes against society or the legal system itself, and is the traditional method of handling crime in the United States. Restorative justice seeks to bring victims of crimes into the justice process. Criminals are asked to take accountability for their wrongdoing by facing those they have wronged... The theory is that criminals owe more than a debt to society—they owe a debt to specific people,” end quote. The two processes are not always mutually exclusive. It's important to note that criminal justice can occur tandemly with restorative justice practices. The Broken Cycle Media team is so very grateful for Marlee's powerful perspective advocacy and time and energy in sharing in this episode. Resources: Survivors for Justice Reform: https://www.survivors4justicereform.com/ Dr. Alissa Ackerman: https://www.alissaackerman.com/ Marlee's Instagram: https://www.instagram.com/marleeliss/ Marlee's TikTok: https://www.tiktok.com/@marleeliss Survivors for Justice Reform on Instagram: https://www.instagram.com/survivors4justicereform/ National Association of Community and Restorative Justice: https://www.nacrj.org/ NACRJ Restorative Justice Map: https://members.nacrj.org/rj-map/FindStartsWith?term=%23%21 Sources: Statistics: The Criminal Justice System - Rainn, rainn.org/facts-statistics-the-scope-of-the-problem/statistics-the-criminal-justice-system/ “What Is Restorative Justice?” Walden University, www.waldenu.edu/programs/criminal-justice/resource/what-Is-restorative-justice. Thank you again to Scamfluencers and Lola Blankets for sponsoring this episode. Don't forget, listen to Scamfluencers now, wherever you get your podcasts. And for a limited time, our listeners are getting a huge 40% off their entire order lolablankets.com by using the code WCN at checkout. After you purchase, they'll ask you where you heard about them. Please support our show and tell them What Came Next sent you.

Princella Seymour's thirty-year career has solidified her as a preeminent expert on solutions for the aging community. The heartbeat of her mission is love, family and dignity. As a national advocate for revolutionizing elder care and transforming confusion into clarity, she has served as Vice President of the 120,000+ member National Association of Social Workers and as well as a part of the Aging Life Care Association.  Her new book, Everything You Need to Know About Me, is born from decades of experience witnessing the heartache and confusion families face when trying to honor their loved ones' wishes without having the necessary information.  It is available on Amazon.As CEO of Complete Elder Solutions, Princella has helped thousands. She and her team ensure that families never have to navigate the complexities of aging alone and provide personalized solutions that honor the dignity of every individual.Princella has a bachelor's degree in social work from Florida Atlantic University and a master's degree in social work from Florida International University. In this episode, we discuss:Strategies for funding long-term care, including insurance options and personal savings.Emotional decisions about whether to age in place, move to assisted living or choose other healthcare facilities.Ways to avoid common estate planning pitfalls, like conflicts over inheritance, the importance of an updated will, durable power of attorney and healthcare directives.How to prevent financial exploitation and scams targeting seniors.How families can approach difficult conversations about aging, healthcare and financial matters with their senior loved ones.Planning ahead by investing in assurance programs to provide access to a team of experienced Care Coaches who work to assess, plan, arrange, coordinate and monitor services to meet the special health care needs of seniors.Learn more:Complete Elder Solutions https://www.completeeldersolutions.com/Facebook https://www.facebook.com/CompleteElderSolutions#Instagram https://www.instagram.com/completeeldersolutions/LinkedIn https://www.linkedin.com/company/complete-elder-solutions/

Sometimes, people lose their cool in Team meetings!! Listen in while Angela, Robin and Abby discuss strategies you can use to manage these moments in real time, intervene beforehand so they don't happen at all and follow up if they do. Teachers and Parents are human beings and stress and anxiety can take over during heated moments - listen in for a conversation about approaches, responses and big picture frames to consider before your next team meeting to support everyone's participation and input.BIG NEWS! The Pod is going national - on 11/13 Angela/Robin/Abby will be the featured speakers for the November webinar of the National Association of Special Education Teachers. Check out their information here.Please tell us how you found us by completing this surveyEmail us at ASTALPodcast@gmail.comFollow us on Instagram @astalpodcast

Share your Field Stories!Welcome back to Environmental Professionals Radio, Connecting the Environmental Professionals Community Through Conversation, with your hosts Laura Thorne and Nic Frederick! On today's episode, we talk with Mark Coleman, Author, Planet Pragmatism and Director of Advanced Energy Advisory and Innovation with TRC Companies about Establishing Trust, Rediscovering Humanity, and Planet Pragmatism.  Read his full bio below.Help us continue to create great content! If you'd like to sponsor a future episode hit the support podcast button or visit www.environmentalprofessionalsradio.com/sponsor-form Showtimes:  2:45 - Delightful things10:08 - Interview with Mark Coleman20:32 - How to work through all the Noise29:22 - How do you build Trust with doubtful people47:06 - Fieldnotes with Mark!Please be sure to ✔️subscribe, ⭐rate and ✍review. This podcast is produced by the National Association of Environmental Professions (NAEP). Check out all the NAEP has to offer at NAEP.org.Connect with Mark Coleman at https://www.markcolemaninsights.com/Guest  Bio:Mark C. Coleman is an award-winning author and recognized voice as a business and leadership advisor, entrepreneur, and educator specializing in sustainable change management and enterprise development. With over 25 years of experience, he inspires both current and future leaders to embrace principled leadership founded on pragmatism, dignity, trust, and accountability. He has served as a strategic advisor to numerous leading organizations across academia, industry, emerging enterprises, and government, focusing on the intersection of societal change, environmental risk, and sustainable innovation. Mr. Coleman currently serves as Director of Advisory and Innovation within TRC's Advanced Energy (AE) business segment where he works with leaders across the organization and with partners and clients to strategically advance best-in-class integrated solutions to complex energy and business challenges. His work is focused on the nexus of energy and environmental innovation and the emergent sustainable economy, marked by solutions which are decarbonized, digital, decentralized, and which also embody social impact, environmental justice, and economic equity at their foundation.As the founder of Convergence Mitigation Management (CMM), a high-impact business intelligence, strategy, and management consultancy, Mr. Coleman provides custom advisory services to entrepreneurs, small and medium sized businesses, government, applied research, and non-governmental organizations.In July 2025 Mr. Coleman published his 4th book, Planet Pragmatism: The New Path to Prosperity. Mark currently serves as a Board Member of Ecology Prime, a global platform catalyzing ecologic education, outreach, and communications. He also serves on the Board of Trustees for Cayuga Community College and as an adjunct instructor of Entrepreneurship and Emerging Enterprise at the Whitman School of Management at Syracuse University where he teaches undergraduate and graduate level courses in Sustainable Enterprise. Mr. Coleman resides in the Finger Lakes region of New York with his wife and two sons. Music CreditsIntro: Givin Me Eyes by Grace MesaOutro: Never Ending Soul Groove by Mattijs MuSupport the showThanks for listening! A new episode drops every Friday. Like, share, subscribe, and/or sponsor to help support the continuation of the show. You can find us on Twitter, Facebook, YouTube, and all your favorite podcast players.

In this week's episode of the NAWL Podcast, host Lisa Sheeler—Chief Compliance Officer and General Counsel at RhumbLine Advisers—welcomes Lisa Cukier, Partner at Rubin Rudman, LLP, and Ellen Keiley, President of EMK Consulting Group, LLC, for a dynamic conversation on business development through three distinct lenses: the practicing attorney, the business development coach, and the client. Together, they dive into the power of authentic networking, the value of leaning into your strengths, and the strategies behind building lasting client relationships. From personal branding to professional growth, this episode offers actionable insights for legal professionals at every stage of their career. Tune in to discover how to elevate your business development approach and expand your professional network with purpose.  Discover more about Ellen and explore how you can benefit from her expert coaching through NAWL's Coaching Roster! Bios:Lisa Cukier has a law practice that bridges the intersection of service as trustee and conservator, trust and estate litigation, trust and estate planning, high asset matrimonial law, and private client strategic planning. Her practice focuses on complex trust and estate controversies, high-asset matrimonial disputes, fiduciary appointments, and legal interventions in cases involving diminished capacity and undue influence. Lisa counsels individuals, families, and family offices, as well as family trustees and family businesses, as they navigate emotionally charged transitions — such as high asset divorce, high stakes incapacity, death, interfamilial conflict and controversy, and external vulnerabilities — crafting legal solutions that protect both financial stability, legacies, safety and personal dignity. Trusted by judges, colleagues, and clients alike, Lisa is known for top-flight resolution of high-conflict, high-net-worth matters where family, wealth, and capacity collide. In addition to her family law and fiduciary litigation practice, Lisa serves as a trustee, guardian, and conservator, often at the direct request of clients, lawyers representing family members or the family business, or by judges seeking an experienced problem solver and peacekeeper. She is also a trusted special master and guardian ad litem in contentious cases involving children and older individuals who are experiencing signs of diminishing capacity, and she is frequently retained to render expert witness opinion and testify as an expert witness in contested trust and estate litigation matters.  Ellen M. Keiley is the President of EMK Consulting Group, LLC, a firm specializing in marketing, business development coaching, and public relations for law, accounting, finance, and other professional services firms. A recognized authority with over 20 years of experience, Ellen is known for her expertise in networking, brand building, and strategic visibility. She has written for numerous publications and was a regular contributor to RadioBDC's Global Business Hub segment. She has also been extensively quoted and featured in outlets such as The Wall Street Journal, Bloomberg, Boston Magazine, and Boston Common Magazine, and speaks frequently at conferences and industry events. She previously authored the “Ask Ellen” and “Legal Tender” columns in Lawyers Weekly and currently writes a column for Business of Law INSIDER focused on public relations. Ellen is actively involved in the community. She is the Past President of the National Association of Women MBAs, serves on the Greater Boston Chamber of Commerce Women's Network Advisory Board, and on the Women Owned Law Boston Steering Committee. She has also served on the United Way Women's Leadership Council (WLC) and Lawyers Have Heart Executive Committees. She is the former Vice Chair of City Year's Legal Community Breakfast and Past Vice Chair of its Women's Leadership Breakfast. Additionally, she is the past Co-Chair of The Boston Club's Member Engagement Committee and its MetroWest Affinity Group, and was Co-Chair of the 2020 Women on Boards National Conversation on Board Diversity event. Ellen graduated summa cum laude from Northeastern University and is a Certified Professional Coach, trained by the International Coaching Federation–accredited Institute for Professional Excellence in Coaching (iPEC). She has been recognized by Massachusetts Lawyers Weekly as a Top Public Relations Firm and Top Business Development Coach for law firms for the past eight years. Ellen is also a recipient of Massachusetts Lawyers Weekly's “Excellence in Marketing” award and the Idealism in Action Award from City Year.

Rob Gerberry, Senior Vice President and Chief Legal Officer, Summa Health, speaks with Michael Peregrine, Partner, McDermott Will & Schulte, about the release of a new report by the National Association of Corporate Directors on “Building a High-Trust Board-CEO Relationship.” They discuss the issues and concerns the report is trying to address, along with the report's recommendations.Watch this episode: https://www.youtube.com/watch?v=3ppXlG-9vy0Essential Legal Updates, Now in Audio AHLA's popular Health Law Daily email newsletter is now a daily podcast, exclusively for AHLA Premium members. Get all your health law news from the major media outlets on this podcast! To subscribe and add this private podcast feed to your podcast app, go to americanhealthlaw.org/dailypodcast. Stay At the Forefront of Health Legal Education Learn more about AHLA and the educational resources available to the health law community at https://www.americanhealthlaw.org/.

There are lots of frustrating elements in comedy, and we're used to them . .. things like drunks or bad set ups. But sometimes there are things that mess up your performance that you couldn't even think up! Here's a quick story about a few times things have thrown me for a loop! https://www.TheWorkLady.com  Jan McInnis is a top change management keynote speaker, comedian, and funny motivational speaker who helps organizations use humor to handle change, build resilience, and strengthen leadership skills. With her laugh-out-loud stories and practical tips, Jan shows audiences how humor isn't just entertainment—it's a business skill that drives communication, connection, and stress relief.   A conference keynote speaker, Master of Ceremonies, and comedy writer, Jan has written material for The Tonight Show with Jay Leno as well as radio, TV, and syndicated cartoon strips. She's the author of two books—Finding the Funny Fast and Convention Comedian—and her insights on humor in business have been featured in The Wall Street Journal, The Washington Post, and The Huffington Post. For over 25 years, she has been helping leaders and teams discover how to bounce back from setbacks, embrace change, and connect through comedy.   Jan has delivered keynote speeches at thousands of events nationwide, from the Federal Reserve Banks to the Mayo Clinic, for industries that include healthcare, finance, government, education, women's leadership events, technology, and safety & disaster management. Her client list features respected organizations such as: Healthcare: Mayo Clinic, Kaiser Permanente, Abbott Pharmaceuticals, Health Information Management Associations, Assisted Living Associations Finance: Federal Reserve Banks, Merrill Lynch, Transamerica Insurance, BDO Accounting, American Institute of CPAs, credit unions, banking associations Government: U.S. Air Force, Social Security Administration, International Institute of Municipal Clerks, National League of Cities, public utilities, correctional associations Women's Leadership Events: Toyota Women's Conference, Go Red for Women, Speaking of Women's Health, Soroptimists, Women in Insurance & Financial Services Education: State superintendent associations, community college associations, Head Start associations, National Association of Elementary and Middle School Principals Safety & Disaster: International Association of Emergency Managers, Disney Emergency Management, Mid-Atlantic Safety Conference, risk management associations   Her background as a Washington, D.C. marketing executive gives her a unique perspective that blends business acumen with stand-up comedy. Jan was also honored with the Greater Washington Society of Association Executives "Excellence in Education" Award. Along with her podcast Finding the Funny: Leadership Tips from a Comedian, Jan also produces Comedian Stories: Tales From the Road in Under 5 Minutes. Whether she's headlining a major convention, hosting a leadership retreat, or teaching resilience at a safety conference, Jan's programs give audiences the tools to laugh, learn, and lead.  

What happens when schools don't have enough psychologists to meet student needs? And how can associations help their members thrive in such an environment?In this episode of Associations Thrive, host Joanna Pineda interviews Eric Rossen, Executive Director of the National Association of School Psychologists (NASP). Eric discusses:How NASP represents over 24,000 school psychologists across the U.S., many of whom serve multiple schools due to a national shortage.The difference between school psychologists and school counselors, and why having both creates “force multipliers” for student success.NASP's advocacy work around federal funding, including the fight to restore grant money that was being used to address workforce shortages.How NASP is addressing the mental health of its members, who often work in isolated environments, under high stress.Eric's leadership journey from school psychologist to association executive, and how earning his CAE signaled a full embrace of his role as an association professional.His leadership style shift, from “doing” to empowering, and how he intentionally built trust when stepping into the Executive Director role.Why National School Psychology Week is more than recognition of school psychologists: it's a tool for public awareness and appreciation of a critical profession.NASP's upcoming 2026 convention in Chicago, expected to be its largest ever, with Dr. Miguel Cardona as the keynote speaker.How NASP is making its convention more expansive and impactful by welcoming affiliated organizations to host events under its umbrella, creating a “bigger tent” for school psychology.References:NASP WebsiteNASP Annual Convention

 CBS's Face the Nation, ABC's Nightline, CBS's Sunday Morning, NBC's Today Show, PBS,, CNN,, Fox; National Public Radio;Washington Post, NewYork Times, are just some of the places you have read or seen him!Civil & Disability Rights are the topics of this show. With Civl Rights History being Preserved for Generations to learn about, What about Disability Rights with it's Multiracial History of Leadership & Activists?? I am concerned.Ralph was an author of the Section 504 of the Rehabilitation Act of 1973&  the American with Disabilities Act along with many others in many Drafts it took to get through a Bi-Partisian Congress as the national law. His work in Civill Rights is amazing as he was trained by many icons including Dorothy Height, Senator Edward Brooke (R, MA), Benjamin Hooks, Roy Wilkins, Wade Henderson. Senator Edward Kennedy, Bayard RustinYou hear very little of  Black Disability Leaders & Activists that are so pivitol to helping in this fight. Brad Lomax, The Black Panters, Dr. Sylvia Walker, (my mentor), Don Galloway or The Honorable Rep. Major Owens ( D, NY). & the Honorable Justin Dart, Tony Coehlo, Ed Roberts, Senator Lowell P. Weicker(R.CT) & others to advance Disability Rights & ADA History.Ralph Neas was both active duty and reserve in the United States Army (1968–1976). In late 1971, he joined the Congressional Research Service's American Law Division at the Library of Congress as a legislative attorney on civil rights. In January 1973, he was hired as a legislative assistant to Republican Senator Edward W. Brooke of Massachusetts, eventually becoming the Senator's chief legislative assistant.From 1981 through 1995, Neas served as Executive Director of the nonpartisan Leadership Conference on Civil Rights (LCCR), the legislative arm of the civil rights movement. Neas coordinated successful national campaigns that led to the Civil Rights Act of 1991; the Americans with Disabilities Act; the Civil Rights Restoration Act; the Fair Housing Act Amendments of 1988; the Japanese American Civil Liberties Act; the preservation of the Executive Order on Affirmative Action (1985–1986 and 1995–1996);and the 1982 Voting Right Act Extension.Final passage on all these laws averaged 85% in both the House of Representatives and the Senate; in addition, another 15 Leadership Conference on Civil Rights legislative priorities were enacted into law in the 1981–1995 period"The Americans with Disabilities Act Award" from the Task Force on the Rights of the Empowerment of Americans with Disabilities for "historic leadership regarding the enactment of the world's first comprehensive civil rights law for people with disabilities" October 12, 1990;Benjamin Hooks "Keeper of the Flame" award from the National Association for the Advancement of Colored People (NAACP), the 91st Annual Convention, Baltimore, Maryland, July 10, 2000"President's Award for Outstanding Service", Leadership Conference on Civil Rights, September, 2007.© 2025 Building Abundant Success!!2025 All Rights ReservedJoin Me ~ iHeart Media @ https://tinyurl.com/iHeartBASAmazon ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

Grocery Guys Bill Wilson and Ron Margulis talk about Connecticut's AG stating that grocers were not price gouging and some findings at the National Association of Convenience Stores annual meeting.

"I salute you, Queen Wisdom. May the Lord safeguard you with your holy sister, pure and holy simplicity.” - St Francis of Assisi, The Praise of Virtue    Submit a Podcast Listener Question HERE!    Podcasts by Series  Level One Book Study  Level Two Book Study    Today we read Sofia Cavalletti's 2003 journal article “Holy Simplicity,” and then Anna Hurdle joined me to discuss the beauty and wisdom found in her words.  Anna Hurdle is a catechist and formation leader at levels I, II and III. She is a retired elementary Montessori guide and coordinator of CGS at her parish in Charlotte, NC. Anna serves the National Association through the Episcopal Committee and the Formation Advisory Council.    Read the article “Holy Simplicity” HERE    Thank you to all our members and our donors who have given to the 2025-26 Annual Appeal and Tina Lillig Memorial Fund. Your donations make it possible for CGSUSA to expand formation opportunities, give mission courses, invest in technology, create catechist and parent resources and publications, and offer many wonderful events that build our catechist community. All of these initiatives help us serve children with love and generosity. The revenue generated from membership fees covers about 55 percent of the cost of the benefits of membership, so philanthropy is essential to delivering excellent support to catechists, ministry leaders, families, and children. To find out more or make a gift, please visit www.cgsusa.org/donate. Thank you!      The Religious Potential of the Child  CGSUSA Store      BECOME A CGSUSA MEMBER          AUDIOBOOK:  Audiobook – Now Available on Audible  CGSUSA is excited to offer you the audio version of The Religious Potential of the Child – 3rd Edition by Sofia Cavalletti, read by Rebekah Rojcewicz!  The Religious Potential of the Child is not a “how-to” book, complete with lesson plans and material ideas. Instead it offers a glimpse into the religious life of the atrium, a specially prepared place for children to live out their silent request: “Help me come closer to God by myself.” Here we can see the child's spiritual capabilities and perhaps even find in our own souls the child long burdened with religious information. This book serves as a companion to the second volume, The Religious Potential of the Child 6 to 12 Years Old. The desire to have this essential text available in audio has been a long-held goal for many. The work of many hands has combined to bring this release to life as an audiobook.    Find out more about CGS:  Learn more about the Catechesis of the Good Shepherd     Follow us on Social Media-  Facebook at “The United States Association of the Catechesis of the Good Shepherd”  Instagram-  cgsusa  Twitter- @cgsusa  Pinterest- Natl Assoc of Catechesis of the Good Shepherd USA  YouTube- catechesisofthegoodshepherd 

What does it take to build a successful, heart-centered pet sitting business? Lindsey Perriello shares her path from surgical tech to pet care professional, highlighting the emotional toll of past jobs and how her values shaped the company she leads today. She discusses the challenges of setting boundaries, training staff, and keeping a personal touch with 300+ clients. Lindsey's approach is rooted in education, empathy, and honesty—qualities she believes all pet sitters should bring to their work. This conversation is full of practical insights and vulnerable moments that reflect the realities of small business ownership. Main topics: Career change to pet care Ethical client relationships Continuing education & certifications Managing staff and quality control Boundaries and pricing challenges Main takeaway: "Families are putting their trust in us, and in return, I want to do the best that I can." When someone hands you their keys and their pets, they're not just hiring a service—they're extending trust. Our job isn't simply to meet expectations; it's to honor that trust through professionalism, communication, and care that never cuts corners. Training, insurance, certifications, systems—these aren't boxes to check. They're how we prove we take that trust seriously. Whether you're solo or leading a team, remember: your clients don't see your behind-the-scenes effort, but they feel it in every visit report, every thoughtful update, every safe return home.

Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, joins John Williams to answer all of your lawn and garden questions.

The typical first-time home buyer in the U.S. was 40 years of age, an all-time high, according to an annual report released this week from the National Association of Realtors. The surveys were based on transactions between July 2024 and June 2025.Additionally, only 21% of purchases were from first-time buyers, an all-time low and roughly half of the 2007 figure.From a multifamily perspective, rental housing is now capturing adults for approximately an extra decade longer than it used to, primarily due to affordability and lack of inventory. While that is a boost to rental housing demand, the trend has been a drag on the economy and job market.Explore our webpage for more insights and resources:https://bit.ly/Radix_Website

Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, joins John Williams to answer all of your lawn and garden questions.

EPISODE SUMMARY: Rick Dees is an radio legend, entertainer, comedian. He shares how he created one of the most iconic countdowns in history and redefined what it means to connect with the audience in this hilarious career retrospective.Dees will be among those honored this fall as Giants of Broadcasting by the Library of American Broadcasting Foundation at the 2025 Giants of Broadcasting & Electronic Arts luncheon and awards ceremony on November 14th at Gotham Hall in New York City.On this episode of Chachi Loves Everybody, Chachi talks to Rick Dees about:His early misadventures in radio as a high school and college student in North CarolinaThe story behind creating Disco Duck, how it became a hit, and how it got him firedGetting tapped by Dick Clark to go on air in Los Angeles, and becoming a household name in LA and beyondThe entertainers and unlikely sources that inspired him as a performer and storytellerLearning to invest after people tried to steal from him, and his financial adviceWhy he bought a farm in KentuckyCreating the Weekly Top 40 and how it became the longest continuously running countdown ever.Starring in a late night show opposite Johnny Carson His other ventures including his farm, his own app, cookbook, and launching Home Living which became the Cooking ChannelAnd More!ABOUT THIS EPISODE'S GUEST: Rick Dees is a radio legend, comedic genius and multi-talented entertainer, known for his captivating enthusiasm and quick-witted humor, which continue to leave an indelible mark on the entertainment world.With an extraordinary career spanning decades, Dees has entertained and delighted millions across the globe, solidifying his place as one of the most influential and beloved figures in broadcasting history.Best known for his internationally syndicated radio show, The Rick Dees Weekly Top 40, Dees' familiar voice and unforgettable characters are heard by more than 70 million listeners each weekend, spanning virtually every city in the United States, 125 countries, 27 massive ships at sea, and the Armed Forces Radio Network. His show even broke barriers by becoming the first English-speaking radio program to entertain listeners in Beijing, China, making history in the process.Rick Dees rose to prominence when he took over the top-rated morning show on KIIS-FM Los Angeles in July 1981, turning it into the number one revenue-generating radio station in America and making him the hottest property in radio. His unprecedented success earned him Billboard's Radio Personality of the Year Award an astonishing ten years in a row. Further cementing his legacy, Dees was inducted into the National Radio Hall of Fame and the National Association of Broadcasters' Hall of Fame and was honored with the prestigious Marconi Award.Dees embraced the digital age with the same pioneering spirit that defined his radio career. His innovative music streaming platform, BYOChannel, offers users the ability to “build their own” personalized channels from a library of over 40 million tracks. He further extended his brand's reach with the Rick Dees Hit Music app, delivering The Rick Dees Weekly Top 40 and Daily Dees directly to millions of Apple and Android devices worldwide.In 2025, iHeartMedia launched two new iHeartRadio Original Streaming Stations in partnership with Rick Dees Entertainment — Rick Dees Weekly Top 40 and Classic Rick Dees Top 40. The Rick Dees Weekly Top 40 station features the current Weekly Top 40 program, while Classic Rick Dees Top 40 goes back in the archives to feature complete countdowns from the original shows that aired in the 80s, 90s, and early 2000s, many of which haven't been heard in years.ABOUT THE PODCAST: Chachi Loves Everybody is brought to you by Benztown and hosted by the President of Benztown, Dave “Chachi” Denes. Get a behind-the-scenes look at the myths and legends of the radio industry.PEOPLE MENTIONED:Paul AllenLarry AllenBilly GrahamTom MillerRalph LambethGlenn PowersKen LoweSam & DaveIsaac HayesEstelle AxtonRobert StigwoodAl CoreyWolfman JackDick ClarkBill MurrayElmer BernsteinJonathan WintersJohnny CarsonPaul DrewChuck MartinLynn AndersonDon BensonBarbara StreisandMadonnaMichael JacksonWally ClarkRoger ClevelandCharlie TunaRobert W. MorganDon SteeleBernie CarnielSandy GallinDolly PartonNeil DiamondBarry DillerMichael EisnerMadeleine PughLucille BallCary GrantAva GardnerJohn StewartRobin WilliamsJulie McWhirter-DeesPeter SimoneJerry EdelsteinBette MidlerJon Bon JoviKevin DeesPaul JosephEllen KLiz FultonRachel DonahueRoy LoughlinNick VerbitskyCasey KasemLisa CanningEd WhiteShohei OtaniLesley VisserDavid MuirGary SandyABOUT BENZTOWN: Benztown is a leading international audio imaging, production library, voiceover, programming, podcasting, and jingle production company with over 3,000 affiliations on six different continents. Benztown provides audio brands and radio stations of all formats with end-to-end imaging and production, making high-quality sound and world- class audio branding a reality for radio stations of all market sizes and budgets. Benztown was named to the prestigious Inc. 5000 by Inc. magazine for five consecutive years as one of America's Fastest-Growing Privately Held Companies. With studios in Los Angeles and Stuttgart, Benztown offers the highest quality audio imaging work parts for 23 libraries across 14 music and spoken word formats including AC, Hot AC, CHR, Country, Hip Hop and R&B, Rhythmic, Classic Hits, Rock, News/Talk, Sports, and JACK. Benztown's Audio Architecture is one of the only commercial libraries that is built exclusively for radio spots to provide the right music for radio commercials. Benztown provides custom VO and imaging across all formats, including commercial VO and copywriting in partnership with Yamanair Creative. Benztown Radio Networks produces, markets, and distributes high-quality programming and services to radio stations around the world, including: The Rick Dees Weekly Top 40 Countdown, The Todd-N-Tyler Radio Empire, Hot Mix, Sunday Night Slow Jams with R Dub!, Flashback, Top 10 Now & Then, Hey, Morton, StudioTexter, The Rooster Show Prep, and AmeriCountry. Benztown + McVay Media Podcast Networks produces and markets premium podcasts including: IEX: Boxes and Lines and Molecular Moments.Web: benztown.comFacebook: facebook.com/benztownradioTwitter: @benztownradioLinkedIn: linkedin.com/company/benztownInstagram: instagram.com/benztownradio Enjoyed this episode of Chachi Loves Everybody? Let us know by leaving a review!

Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, joins John Williams to answer all of your lawn and garden questions.

When most people think about the symptoms of incontinence, they think about physical things like urgency and leaks. But what's every bit as real - and every bit as troubling - are the mental health symptoms that so many patients live with. Incontinence is significantly associated with depression, anxiety and other mental issues, and addressing them can be a particular challenge.Today's guest is Tina Harris from Tenderheart Health Outcomes, here to share with us important information that the team at Tenderheart has learned about mental health from their research and patient surveys. She discusses what patients and caregivers commonly experience and offers strategies to help lighten the mental burden. If you or a loved one are experiencing mental health struggles, don't wait for things to get worse before seeking help. The best time to act is now. Please click or call any of these resources for qualified, professional help: National Mental Health Hotline - 866-903-3787SAMHSA - Substance Abuse and Mental Health Services Administration - 877-726-4727National Family Caregiver Support ProgramNational Alliance on Mental Illness - 800-950-6264American Society for Suicide Prevention - Call 988 or text TALK to 741741More information on Tenderheart can be found at TenderHeart.com. Details about Tenderheart's research efforts can be found by clicking here. For more information about the National Association for Continence, click here, and be sure to follow us on Facebook, Instagram, Twitter and Pinterest.Music:Rainbows Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0/ For nearly 40 years, Tranquility's high-quality products have helped people manage loss of bladder and bowel control with comfort, confidence, and dignity. Choose from disposable briefs, pull on underwear, booster pads and more. Request free samples today so you can experience the Tranquility difference for yourself. Go to tranquilityproducts.com to take a survey for a free sample or call us at 1 866-865-6101. We're here to help. If you look at the numbers behind incontinence in women, it's hard to believe just how big an issue it is. Incontinence affects more women than diabetes, breast cancer and heart disease, but it doesn't get the attention it deserves. That's why NAFC has created the We Count campaign, to help you realize that you are not alone, and there are treatments available right now that can make a real difference in your life. Visit NAFC.org/we-count to learn more.

This $200M Money Manager Combines Financial Planning & Wealth Management – Meet Robert Finley Founder VirtueAMRobert P. Finley CFA, CFP®Founder & Principal at Virtue Asset ManagementVirtueAM.comAUM $200M AUMBioRobert P. Finley CFA, CFPRobert Finley is a Fee-only Certified Financial Planner and Portfolio Manager in Barrington, Chicago and Glenview Illinois. Robert is a CFA® charterholder and a CFP™ certificant with over 20 years of experience. As a trusted senior portfolio manager and fee-only financial planner in Chicago, Robert most recently managed over $375 million in assets for high-net-worth individuals. Robert has been featured in Barron's, CNBC, USA Today, US News, Money Magazine, MarketWatch,NerdWallet and Fund Intelligence. Robert serves as an Executive Board Member of the Barrington Chamber of Commerce, is an active member of the Barrington Lions Club, and also contributes as a Board Member of Evergreen Cemetery.Robert grew up in Glenview, Illinois and graduated from Indiana University with a Bachelor of Science degree in Business, Finance major. He started his career in Wealth Management at LaSalle Bank, managing money and creating financial plans for high net worth individuals, business owners, foundations and endowments. In 2007, LaSalle Bank was purchased by Bank of America and the Wealth Management department was integrated with U.S. Trust. In April 2013, Robert stayed in Chicago and moved to TIAA-CREF's Trust department as a Senior Portfolio Manager.In addition to his professional certifications, Robert is also a member of American Mensa, the Financial Planning Association, the National Association of Personal Financial Advisors (NAPFA), a Board Member of the Barrington Area Chamber of Commerce and a member of the Barrington Lions Club. He lives in Barrington, Illinois with his wife and two children.

President of the National Association of LGBTQ journalists (NLGJA.org) Ken Miguel talks about how the organization promotes queer visibility and accuracy in the media (interviewed by Brian DeShazor). Plus: The Rainbow Rewind notes the November birthdays of comedian Bob Smith and Canadian rocker ally Ryan Adams, the premiere of “The Crying Game” and the passage of Proposition 8, California's ban on marriage equality (produced by Brian DeShazor and Sheri Lunn). And in NewsWrap: Rob Jetten's “yes we can” campaign makes him the youngest and first out gay Prime Minister of The Netherlands, 25 people remain in the custody of Nigeria's Islamic religious police since the Hisbah arrested them at an alleged “gay wedding,” access to their gender-affirming healthcare for Queensland's transgender youth opens by court order and closes again by order of state Health Director-General Dr. David Rosengren, the U.S. state's Supreme Court allows Texas judges with “sincerely held religious beliefs” to refuse to officiate weddings of same-gender couples, British King Charles' first “official engagement” directly supporting the LGBTQ communities is to lay a bouquet of flowers near the first memorial to U.K. LGBTQ service members, and more international LGBTQ+ news reported this week by David Hunt and Ava Davis (produced by Brian DeShazor). All this on the November 3, 2025 edition of This Way Out! Join our family of listener-donors today at http://thiswayout.org/donate/

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education,   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018   Keith Weinhold  1:51   Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to   Keith Weinhold  2:01   Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around.    Keith Weinhold  4:45   And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom.    Keith Weinhold  6:22   Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner.   Keith Weinhold  6:49   5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015   Keith Weinhold  8:09   But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue   Keith Weinhold  10:41   the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14%   Keith Weinhold  11:17   next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting.    Keith Weinhold  12:13   Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29%   Keith Weinhold  12:43   and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29%   Keith Weinhold  13:09   the numbers don't lie. They just don't get enough attention on CNBC.   Keith Weinhold  13:16   Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here.    Keith Weinhold  14:16   Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something.    Keith Weinhold  15:33   All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic.    Keith Weinhold  16:06   A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon.    Keith Weinhold  17:44   Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in.    Keith Weinhold  18:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:32   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com   Kathy Fettke  20:05   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  20:14   I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show.    Adam Schroeder  20:48   Thanks for having me on. I really appreciate it.    Keith Weinhold  20:50   Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape?   Adam Schroeder  21:30    Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market.    Keith Weinhold  23:55   It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs?    Adam Schroeder  24:55   We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC.   Keith Weinhold  26:17   Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type.    Adam Schroeder  26:30   A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can.    Keith Weinhold  28:53   There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties.    Adam Schroeder  29:20   Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there.    Keith Weinhold  30:20   Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of.    Adam Schroeder  31:09   Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life.    Keith Weinhold  32:16   Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam.   Adam Schroeder  33:29    one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050    Keith Weinhold  34:55   everyone's asking, when is it going to pass? California is the most populous state in the nation.    Adam Schroeder  35:01   Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are.    Keith Weinhold  36:46   100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive.    Adam Schroeder  37:18   Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again   Keith Weinhold  37:42   right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam   Adam Schroeder  38:51   yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it.    Keith Weinhold  39:41   This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week.   Keith Weinhold  40:00   Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there   Keith Weinhold  41:42   if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  43:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  43:45   The preceding program was brought to you by your home for wealth building, getricheducation.com

This episode is a collaboration with our colleagues at News Over Noise, the podcast from Penn State's News Literacy Initiative. We recorded this interview on October 27, the first day of U.S. Media Literacy Week, an event that highlights the power of media literacy education and its essential role in education all across the country.The conversation focuses on how AI complicates and already-complicated news literacy landscape. With so many news outlets and journalists striking out on their own as content creators, it can feel overwhelming to keep up with the news each day without the added complication of having to question whether what you're seeing is real or computer-generated "AI slop." Despite those challenges, our guests are confident that each of us has the skills and ability to separate factual information from AI slop and make good decisions about how we consume the news.You'll hear from Democracy Works host Jenna Spinelle, News Over Noise host Cory Barker, and the following guests:Pam Brunskill, News Literacy ProjectSean Marcus, Poynter Institute/MediaWiseJenna Meleedy, National Association of Media Literacy Educators  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this week's episode of Full of Beans, Han is joined by Eric Pothen. Eric is a Certified Eating Disorder Recovery Coach and an eating disorder advocate who serves on the Peer Council for the National Eating Disorders Association (NEDA) and the Community Engagement Committee for the National Association of Anorexia Nervosa and Associated Disorders (ANAD). After struggling with an eating disorder for several years, Eric now uses his lived experience to raise awareness and support others on their recovery journeys, particularly around eating disorders, disordered eating, and body image, with a special focus on men.Eric is currently pursuing a degree in Counselling at St. Mary's University of Minnesota, to become an eating disorder therapist, specialising in working with men and the LGBTQ+ community.In this week's episode, we discuss:Navigating shame, identity, and the onset of an eating disorderWhy recovery can feel messyReframing exercise and “food is fuel” in recoveryRecovery perfectionism vs. authentic recoverySupporting individuals as people first, not by gender stereotypesThe hidden and under-discussed behaviour of chewing and spittingThe importance of intention and reframing in long-term recoveryUnderstanding the intersectionality of identity in ED supportTimestamps:03:00 – Eating disorder onset: identity, stress & sadness08:00 – Shame & internalised stigma for men12:00 – People pleasing and external validation18:00 – Compulsive exercise & social reinforcement22:00 – Recovery as rewiring: food, movement & intention27:00 – The messiness of recovery & doing it solo30:00 – Alcohol, chewing/spitting & hidden behaviours34:00 – Marathon training: helpful or harmful?40:00 – Intersectionality and seeing the person, not the gender⚠️ Trigger Warning: This episode contains detailed discussions of eating disorder behaviours including anorexia, compulsive exercise, chewing and spitting, and alcohol use. Please take care whlist listening. Resources & Links:Instagram: @ericpothanNEDA Peer Council: nationaleatingdisorders.orgConnect with Us:Subscribe to the Full of Beans Podcast hereFollow Full of Beans on Instagram hereCheck out our website hereIf you enjoyed this episode, don't forget to subscribe, rate, and share the podcast to help us spread awareness.Sending positive beans your way, Han

Back by popular demand, today we will be discussing SHAPE America's newly minted 2024 National Physical Education Standards.  PETE majors from SUNY Brockport, California State University - Long Beach, and York and Queen's College in New York City will be joining us.  Teacher candidates taking part in today's show are in methods classes with Dr. Seymour, with Dr. Ramsey, and Dr. Michael Ertel.Our first guest is Dr. Ertel (newly hooded) is an Assistant Professor of Physical Education Teacher Education in the Department of Kinesiology at California State University, Long Beach. His research examines the intersections of motor learning, inclusive pedagogy, and teacher education, using intervention-based and meta-analytic approaches to advance motor competence, instructional fidelity, and adaptive teaching competence in physical education. In his teaching, he emphasizes practice-based frameworks that bridge theory and application, preparing teacher candidates to design inclusive, developmentally appropriate programs for all learners. Beyond the classroom, Dr. Ertel serves the profession as a member of the SHAPE America Physical Education Council and a past New York State AHPERD Executive Council member. A former Title I PE teacher and collegiate soccer coach, he brings a deep commitment to research-informed practice, professional leadership, and fostering meaningful movement experiences for every student.We are also excited to introduce one of the foremost experts and scholars in physical education teacher education in the U.S…not to mention one of the key contributors to the new SHAPE America National Physical Education Standards–Dr. Fran Cleland. Dr. Fran Cleland is Professor Emerita from West Chester University where she served as the program coordinator for the Health and Physical Education Teacher Certification program for 28 years. Dr. Cleland previously taught in the HPE program at East Stroudsburg University, PA and the University of New Hampshire. Prior to teaching in higher education Dr. Cleland taught K-12 health and physical education in Indiana, Virginia and Oregon. Dr. Cleland's research focused on critical thinking in physical education, and she is the lead author of Developmental Physical Education for All Children – Theory into Practice (2017) and most recently co-authored Elementary School Wellness Education: An Integrated Approach to Teaching the Whole Child (2022) and the SHAPE America National Physical Education Standards book (2025). She has presented at the state, district, national and international level on topics including but not limited to, motor development, the Spectrum of Teaching Styles, critical thinking in physical education and creative dance. Dr. Cleland served as president of SHAPE PA, the National Association of Sport and Physical Education (NASPE) and SHAPE America. Most recently she served on the SHAPE America taskforce to revise the physical education standards. Dr. Cleland is retired but is working part-time as the SHAPE America Book Production and Acquisitions Manager. .

Preaching for the Commemoration of All the Faithful Departed (All Souls), Marie Philomène Péan, D.Min. invites us to trust that in God we are held, we are loved, and we are home: "As a nurse, a chaplain, and a pastoral associate, I have sat beside people as they took their final breath. I have held hands, whispered prayers, and witnessed something sacred: death is not the end. It is a passage. And Jesus walks with us through it."Marie Philomène Péan, D.Min., is a seasoned pastoral leader, spiritual director, and community builder whose ministry spans continents and cultures. Originally from Haiti, she brings a multilingual and multicultural lens to her work, speaking Haitian Creole, French, English, and conversational Spanish. Philomène holds a Doctorate in Ministry from Andover Newton Theological School and is a Board-Certified Chaplain with the National Association of Catholic Chaplains.Visit www.catholicwomenpreach.org/preaching/11022025 to learn more about Philomène, to read her preaching text, and for more preaching from Catholic women.

List of International Suicide Crisis Hotlines: https://blog.opencounseling.com/suicide-hotlines/Translifeline Suicide Hotline - 877 565 8860Translifelinehttps://translifeline.org/fundraise-for-us/Trevor Projecthttps://www.thetrevorproject.org/pflag - lgbtqa+ legal funds https://pflag.org/jointhefight/Planned Parenthoodhttps://www.plannedparenthood.org/National Association of Mental Illnesshttps://www.nami.org/get-involved/donate-to-nami/Palestine Children Relief Fundhttps://www.pcrf.net/Medical Aid for Palestinians https://www.map.org.uk/Internet Archivehttps://archive.org/donate?origin=iawww-TopNavDonateButton░MY░MEMES░IN░BIO░https://linktr.ee/memesteroftheweek

Share your Field Stories!Welcome back to Environmental Professionals Radio, Connecting the Environmental Professionals Community Through Conversation, with your hosts Laura Thorne and Nic Frederick!We have a new minisode for you today that is taking place instead of our regularly scheduled episode. Thank you so much for listening!.Help us continue to create great content! If you'd like to sponsor a future episode hit the support podcast button or visit www.environmentalprofessionalsradio.com/sponsor-formPlease be sure to ✔️subscribe, ⭐rate and ✍review.This podcast is produced by the National Association of Environmental Professions (NAEP). Check out all the NAEP has to offer at NAEP.org.Support the showThanks for listening! A new episode drops every Friday. Like, share, subscribe, and/or sponsor to help support the continuation of the show. You can find us on Twitter, Facebook, YouTube, and all your favorite podcast players.

Never underestimate a steak dinner—big partnerships start with small actions. Jason Meyers and Dawn Myers from Ritter Insurance Marketing join Luke and Josh to talk about the power of relationships in business—and how genuine connection drives growth more than any marketing tool. You'll hear how a single steak dinner led to years of partnership, why Ritter continues to invest in personal relationships even in the AI era, and what separates successful agents from those who struggle.

Voice actor Maria Pendolino joins Lily for an episode that challenges the narrow way society views disability. Maria shares her experiences as an ambulatory mobility-aid user, explaining how fluctuating conditions are often misunderstood or erased in media and medicine. With candid honesty, she connects her journey of psoriatic arthritis, knee replacements, and self-advocacy to building a career that truly works for her body, through voiceover and a fully accessible home studio.The conversation also takes on fat bias in healthcare, how outdated tools like BMI continue to be used to deny or delay care, and the scripts Maria uses to set boundaries in appointments. Her message: you deserve to be treated as a whole person, not reduced to a number or assumption.Maria details the creation of the Disabled Voice Actors Directory, now housed under the National Association of Voice Actors, which helps casting directors find authentic talent. It's a resource born out of a belief that disabled people don't just deserve representation on-screen, they should be hired behind the microphone, too.Key Moments02:50 Breaking the myth of disability as “all or nothing”06:02 What fluctuating disability really looks like in practice14:16 Age bias in surgery: when doctors refuse joint replacements under 5021:31 Why BMI is flawed and how it blocks real care29:46 Self-advocacy scripts: “I will not be weighed”42:34 The audition turning point: “Are you limping?”46:54 Building an accessible home studio and thriving as a voice actor54:11 Founding the Disabled Voice Actors Directory1:04:11 Know the Facts: fat phobia and systemic barriersConnect with Maria PendolinoWebsite: https://www.voicebymaria.com/ YouTube: https://www.youtube.com/channel/UCGkmvgiBP89fHUl9-8awQRA/videos Maria Pendolino - London Voice Over: https://www.londonvoiceover.com/artists/maria-pendolino/ Maria Pendolino - London Voice Over: https://voice123.com/voice-actor/voicebymaria 

Send us a textWhat if the real force shaping your faith isn't love… but shame?We rarely talk about it, but shame drives how we see ourselves, how we relate to God, and how we show up in the world. It hides beneath perfectionism, people-pleasing, and even spirituality, quietly scripting how we live.In this episode, we talk with Toni Kim, Director of Spiritual Care for the National Association of Evangelicals, who's spent years studying how shame forms us and how freedom and healing is possible. Toni helps us unpack how to recognize shame's voice, why it's so powerful, and what freedom looks like when we finally name it.This isn't a conversation about guilt or failure. It's about the transformative impact of healing.You'll discover:The subtle ways shame disguises itself as spiritualityHow shame shapes your inner life without you realizing itWhy real spiritual growth begins with honesty, not performancePractical ways to move from shame to wholenessTonikim.org

In this episode of Real Estate News for Investors, Kathy Fettke reports on the latest data from the National Association of REALTORS®. Existing-home sales climbed 1.5% in September as mortgage rates eased, helping affordability and bringing more buyers back into the market. NAR Chief Economist Lawrence Yun says improving conditions are giving the housing market new momentum — and that could create fresh opportunities for investors as demand rebounds.

Chris shares how thoughtful questions and ritualized connection can transform teams, and entire companies, from entitled and exhausted to humble and energized. You will learn the PASTA playbook, create moments to pause, ask better questions, savor what is working and shift what is not, take bold empathetic action, appreciate the journey. We dig into the wisdom economy, why relationships are now a power skill, and how a 7,47 p.m. prompt can spark trust in any room.Join our exclusive email list and unlock even more valuable insights, expert advice, and bonus content to enhance your relationship superpowers. —sign up HERE today!Connect with Barb BettsInstagram: @barbbettsFacebook: @barbarambettsYouTube: youtube/@barbbettsWebsite: www.barbbetts.comLet's Stay in Touch!https://www.liinks.co/barbbettsBarb Betts is a sought-after keynote speaker, seasoned real estate expert, passionate educator, and the CEO of The RECollective, a thriving boutique brokerage in Southern California. Barb has delighted countless stages including, Inman Connect, WomanUP!, and at the National Association of REALTORS® Annual Conference. Whether she's teaching on referrals, authenticity or leveraging relationships, Barb brings an honest, compassionate, and transparent approach to every single stage. As a real estate professional, with over 20 years experience, Barb has mastered the ever changing real estate landscape and the balance of running a vibrant brokerage. Through her signature course, Real Estate By Relationship®, Barb educates business builders on the exact systems, proc...

Bob Bertog, president of Bertog Landscape Co. in Wheeling and a certified landscape professional with the National Association of Landscape Professionals, joins John Williams to answer all of your lawn and garden questions.

Kevin covers the following stories: an update on Hurricane Melissa; are tariffs to blame for higher coffee prices?; the National Association of Realtors reported September existing home sales; President Trump offers a plan to lower beef prices; cattlemen look for a long-term solution for beef supply; U.S., and China trade deal is drawing closer; U.S. - Canada trade deal talks terminated "Reagan ad", sighted as one of the reasons; Kevin has the details, digs into the data, puts the information into historical perspective, offers his insights and opinions. See omnystudio.com/listener for privacy information.

Kevin covers the following stories: an update on Hurricane Melissa; are tariffs to blame for higher coffee prices?; the National Association of Realtors reported September existing home sales; President Trump offers a plan to lower beef prices; cattlemen look for a long-term solution for beef supply; U.S., and China trade deal is drawing closer; U.S. - Canada trade deal talks terminated "Reagan ad", sighted as one of the reasons; Kevin has the details, digs into the data, puts the information into historical perspective, offers his insights and opinions. 

In this thought-provoking episode of the Fueling Creativity in Education Podcast, Matthew Worwood and Cyndi Burnett sit down with Dr. Catherine Little, Professor of Educational Psychology at the University of Connecticut and President of the National Association for Gifted Children (NAGC). Catherine reflects on how the field of gifted education has evolved—where meaningful progress has been made and where key challenges still persist, especially in ensuring all students have opportunities to engage in deeper, more creative thinking. Drawing from her extensive research, she shares practical strategies for integrating gifted education into the everyday curriculum, highlighting the power of facilitating student conversations around open-ended questions to promote curiosity, critical thinking, and creativity. This episode offers rich insights for teachers, gifted coordinators, and education leaders seeking new approaches to creative teaching, teaching creativity, and supporting creativity in education through inclusive and inquiry-driven practices. Plus, a special shout-out to the upcoming National Association for Gifted Children (NAGC) Conference in Pittsburgh, Pennsylvania—a must-attend event for anyone passionate about gifted and creative education!   About the Guest Dr. Catherine Little is a professor at the University of Connecticut specializing in giftedness, creativity, and talent development. Her research focuses on professional learning, differentiated instruction, and questioning practices for advanced learners. She has led several national initiatives, including Project Spark, Project LIFT, and Project Focus, aimed at recognizing and responding to academic potential, especially in elementary students from underserved populations. Dr. Little currently serves as the president of the Board of Directors for the National Association for Gifted Children (NAGC), supporting educators in developing resources and strategies for nurturing the talents of all students. Be sure to subscribe on your favorite platform and sign up for our Extra Fuel newsletter for more resources and inspiration. Visit FuelingCreativityPodcast.com for more information or email us at questions@fuelingcreativitypodcast.com.

Show Featured Sponsor:  The Precision Holsters Vanquish! Learn more: Precision Holsters and use code “seekAWS” for a discount.​​ On today's episode of the American Warrior Show, Rich Brown is joined by Michael “Mac” McNamara, founder of Post-Traumatic Winning and ALL MARINE RADIO. Mac's story spans finance, combat, leadership, and a lifelong mission to help others thrive after trauma. About Michael McNamara: Began his career at Merrill Lynch in Los Angeles, first as a bookkeeper and later as an account executive. Enlisted in the U.S. Marine Corps, later commissioned as a 2nd Lieutenant in December 1983. Served in multiple assignments, including: 1st Battalion, 5th Marine Regiment 1st Light Armored Infantry Battalion Marine Detachment, USS Ranger CV-61 The Basic School 3rd Light Armored Infantry Battalion Left active duty in 1994 after more than a decade of service. Post-Service Career & Return to Duty: Became Director of Sports for Special Olympics North Dakota in 1998. Launched his broadcasting career in 2000 as host of MacTalk, earning the National Association of Broadcasters Marconi Award (2007) for Small Market Personality of the Year. Returned to active duty in 2004, promoted to Major, and deployed to Ramadi, Iraq, with the 1st Marine Division. Mobilized again in 2006 for duty in Fallujah, Iraq, with the 5th Marine Regiment, while simultaneously serving on the Grand Forks City Council. Deployed once more in 2010 with the 1st Marine Regiment to Helmand Province, Afghanistan, serving until his retirement in 2015. Post-Traumatic Winning & Advocacy: Founded The Post-Traumatic Winning Company, LLC and launched ALL MARINE RADIO, an online platform promoting mental fitness and reducing veteran suicide. Began presenting Post-Traumatic Winning in 2019, first at Camp Lejeune, NC. The presentation has since reached audiences across the U.S., Japan, Hawaii, Alaska, and Europe, impacting organizations of over 10,000 members with measurable results in combating destructive behaviors and suicide. Launched the Post-Traumatic Winning Weekly Seminar series in January 2021, expanding the program's reach and dialogue. Published his first book in March 2025, From Trauma to Joy: Life-Changing Lessons That Fellow U.S. Marines Taught Me After Traumatic Events Occurred in My Life — designed to share these universal lessons with a wider audience. In This Episode: How trauma can become a source of growth, not defeat. The creation and impact of Post-Traumatic Winning. Lessons learned from leading Marines and civilians through crisis. Building mental fitness and resilience in the face of adversity.