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This week on Good Moms Bad Choices, Erica and Milah are talking mom guilt, summer pressure, and the realization that the kids are probably doing just fine. As summer approaches and the kids invade the house 24/7, the Good Moms unpack the reality of modern motherhood: trying to create “core memories,” keep up with overachieving moms, manage work, relationships, and still remember to feed yourself (and maybe smoke a little weed in peace). They get raw about comparison culture, over-scheduled childhoods, and how the shit we went through as kids quietly creeps into how we parent today. If you’ve ever felt like you’re not doing enough, this one’s for you. You can also expect to hear Why Erica says mom guilt is made up by the patriarchy The pressure to create “magical summers” and core memories (and why that’s exhausting as hell) How comparison culture, school moms, and social media are making parenting feel like a never-ending performance Moms who are running themselves into the ground trying to do it all (STEM camps, activities, enrichment, all of it) The radical idea that the kids are probably doing just fine Bad Choice of the Week: Falling for yet another love-bombing white man. Whorie Time: A threesome of chaos: Larry, his brother, and the broker — an intertwined hoe-tale you don’t see coming. Tune in for a funny, honest, slightly high conversation about motherhood, mom guilt, summer expectations, race, dating, and giving yourself a lot more grace. Perfect for single moms, co-parents, conscious parents, gentle parents, and retired whores raising humans who just want to feel less alone. --------------------------------------------- Watch this episode and more on YouTube. Come vibe with us on Patreon for full visual episodes, bonus content, and early releases. Join our private Facebook group and drop your anonymous advice questions, secrets, or mom vents. --------------------------------------------- JOIN US ON OUR NEXT GOOD VIBE RETREAT!! Limited time discount on our Good Vibes Retreat when you use promo
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Bamidele Farinre. Founder of No Ceiling Consulting, a biomedical scientist, STEM expert, agile project manager, and advocate for professional development, mentorship, and removing internal and systemic limitations (“ceilings”). They discuss her STEM background, the evolving role of AI in science, the meaning of “no ceilings,” navigating personal and professional barriers, mentorship, setbacks, agile leadership, and how individuals—especially people of color—can create opportunity even in the face of bias and structural limitations.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Bamidele Farinre. Founder of No Ceiling Consulting, a biomedical scientist, STEM expert, agile project manager, and advocate for professional development, mentorship, and removing internal and systemic limitations (“ceilings”). They discuss her STEM background, the evolving role of AI in science, the meaning of “no ceilings,” navigating personal and professional barriers, mentorship, setbacks, agile leadership, and how individuals—especially people of color—can create opportunity even in the face of bias and structural limitations.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Christopher. Interview Summary: Ashley Christopher on Money Making Conversations Masterclass Guest: Ashley ChristopherHost: Rushion McDonaldPlatform: Money Making Conversations MasterclassFocus: HBCU access, scholarships, STEM pipeline, purpose-driven leadership Overall Summary Ashley Christopher shares the origin, growth, and impact of the HBCU Week Foundation, which she founded in 2017 to increase enrollment at Historically Black Colleges and Universities (HBCUs), remove financial barriers, and create direct pathways from high school to college and corporate America. What began as a local Wilmington, Delaware initiative evolved into a national movement that has facilitated over 10,000 on-the-spot HBCU acceptances and nearly $100 million in scholarships, including a landmark $40 million STEM scholarship partnership. The conversation blends entrepreneurship, education equity, resilience, faith, and purpose, highlighting how lived experience and authentic mission can scale social impact. Purpose of the Interview To spotlight the HBCU Week Foundation and its measurable outcomes (acceptances, scholarships, STEM investment). To educate families and students about on-the-spot college acceptance and scholarship opportunities. To inspire purpose-driven leadership, particularly among Black entrepreneurs and community leaders. To demonstrate how local solutions can scale nationally when rooted in authenticity and impact. To share a personal story of resilience, including surviving a stroke at age 29 and redefining purpose. Key Takeaways 1. Access Changes Outcomes HBCU Week’s on-the-spot acceptance model allows eligible students to receive immediate college decisions and scholarship offers at a live college fair. This removes prolonged uncertainty and barriers that often discourage first-generation and underserved students. Students bring their transcript, SAT/ACT scores, meet with an HBCU counselor, and can be accepted immediately. 2. HBCUs Are a Pipeline to Opportunity Ashley emphasizes that HBCUs are not just cultural institutions, but talent pipelines into corporate America, particularly for STEM fields. Enrollment growth and scholarship funding are as critical as brand awareness. 3. The Power of Strategic Partnerships A relationship that began with seven $40,000 STEM scholarships grew into a $40 million partnership with the American Chemistry Council. The goal: addressing a projected STEM workforce deficit while increasing diversity in the field. The partnership now supports 1,000 students committed to STEM majors at HBCUs, with nearly 600 awards already distributed. 4. Purpose Can Be Born From Crisis Ashley shares her experience of having a stroke at age 29, caused by birth control use, which required her to relearn how to write and regain physical mobility. The experience intensified her sense of urgency, discipline, and purpose. Surviving the stroke shifted her mindset from ambition to intentional impact. 5. Authentic Passion Fuels Scalable Impact Ashley never intended HBCU Week to become national—it was designed to serve students in her hometown. Growth occurred organically because the mission was authentic, focused, and student-centered. “When you love what you do and have a real passion behind the impact, it catches on.” Notable Quotes On Mission & Growth “The goal was to take care of the students in my hometown… I had no idea it would become national.” On On-the-Spot Acceptance “If you have the requisite GPA and SAT or ACT score, you can be admitted right there.” On HBCUs & STEM “If everybody around the table looks the same, we’re in trouble.” On Faith & Opportunity “I can’t take credit for it… but for my relationship with God, this wouldn’t be a thing.” On Purpose After Adversity “It created a different sense of drive and purpose in me.” On Impact “If I can’t help tier-one students, who can?” Conclusion The interview positions Ashley Christopher as a systems builder, not just a nonprofit founder. Her work demonstrates how education access, strategic partnerships, and lived experience can intersect to change thousands of lives. The conversation reinforces that scalable impact often starts with a local problem, clear values, and relentless execution. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Christopher. Interview Summary: Ashley Christopher on Money Making Conversations Masterclass Guest: Ashley ChristopherHost: Rushion McDonaldPlatform: Money Making Conversations MasterclassFocus: HBCU access, scholarships, STEM pipeline, purpose-driven leadership Overall Summary Ashley Christopher shares the origin, growth, and impact of the HBCU Week Foundation, which she founded in 2017 to increase enrollment at Historically Black Colleges and Universities (HBCUs), remove financial barriers, and create direct pathways from high school to college and corporate America. What began as a local Wilmington, Delaware initiative evolved into a national movement that has facilitated over 10,000 on-the-spot HBCU acceptances and nearly $100 million in scholarships, including a landmark $40 million STEM scholarship partnership. The conversation blends entrepreneurship, education equity, resilience, faith, and purpose, highlighting how lived experience and authentic mission can scale social impact. Purpose of the Interview To spotlight the HBCU Week Foundation and its measurable outcomes (acceptances, scholarships, STEM investment). To educate families and students about on-the-spot college acceptance and scholarship opportunities. To inspire purpose-driven leadership, particularly among Black entrepreneurs and community leaders. To demonstrate how local solutions can scale nationally when rooted in authenticity and impact. To share a personal story of resilience, including surviving a stroke at age 29 and redefining purpose. Key Takeaways 1. Access Changes Outcomes HBCU Week’s on-the-spot acceptance model allows eligible students to receive immediate college decisions and scholarship offers at a live college fair. This removes prolonged uncertainty and barriers that often discourage first-generation and underserved students. Students bring their transcript, SAT/ACT scores, meet with an HBCU counselor, and can be accepted immediately. 2. HBCUs Are a Pipeline to Opportunity Ashley emphasizes that HBCUs are not just cultural institutions, but talent pipelines into corporate America, particularly for STEM fields. Enrollment growth and scholarship funding are as critical as brand awareness. 3. The Power of Strategic Partnerships A relationship that began with seven $40,000 STEM scholarships grew into a $40 million partnership with the American Chemistry Council. The goal: addressing a projected STEM workforce deficit while increasing diversity in the field. The partnership now supports 1,000 students committed to STEM majors at HBCUs, with nearly 600 awards already distributed. 4. Purpose Can Be Born From Crisis Ashley shares her experience of having a stroke at age 29, caused by birth control use, which required her to relearn how to write and regain physical mobility. The experience intensified her sense of urgency, discipline, and purpose. Surviving the stroke shifted her mindset from ambition to intentional impact. 5. Authentic Passion Fuels Scalable Impact Ashley never intended HBCU Week to become national—it was designed to serve students in her hometown. Growth occurred organically because the mission was authentic, focused, and student-centered. “When you love what you do and have a real passion behind the impact, it catches on.” Notable Quotes On Mission & Growth “The goal was to take care of the students in my hometown… I had no idea it would become national.” On On-the-Spot Acceptance “If you have the requisite GPA and SAT or ACT score, you can be admitted right there.” On HBCUs & STEM “If everybody around the table looks the same, we’re in trouble.” On Faith & Opportunity “I can’t take credit for it… but for my relationship with God, this wouldn’t be a thing.” On Purpose After Adversity “It created a different sense of drive and purpose in me.” On Impact “If I can’t help tier-one students, who can?” Conclusion The interview positions Ashley Christopher as a systems builder, not just a nonprofit founder. Her work demonstrates how education access, strategic partnerships, and lived experience can intersect to change thousands of lives. The conversation reinforces that scalable impact often starts with a local problem, clear values, and relentless execution. #BEST #STRAW #SHMSSee omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Christopher. Interview Summary: Ashley Christopher on Money Making Conversations Masterclass Guest: Ashley ChristopherHost: Rushion McDonaldPlatform: Money Making Conversations MasterclassFocus: HBCU access, scholarships, STEM pipeline, purpose-driven leadership Overall Summary Ashley Christopher shares the origin, growth, and impact of the HBCU Week Foundation, which she founded in 2017 to increase enrollment at Historically Black Colleges and Universities (HBCUs), remove financial barriers, and create direct pathways from high school to college and corporate America. What began as a local Wilmington, Delaware initiative evolved into a national movement that has facilitated over 10,000 on-the-spot HBCU acceptances and nearly $100 million in scholarships, including a landmark $40 million STEM scholarship partnership. The conversation blends entrepreneurship, education equity, resilience, faith, and purpose, highlighting how lived experience and authentic mission can scale social impact. Purpose of the Interview To spotlight the HBCU Week Foundation and its measurable outcomes (acceptances, scholarships, STEM investment). To educate families and students about on-the-spot college acceptance and scholarship opportunities. To inspire purpose-driven leadership, particularly among Black entrepreneurs and community leaders. To demonstrate how local solutions can scale nationally when rooted in authenticity and impact. To share a personal story of resilience, including surviving a stroke at age 29 and redefining purpose. Key Takeaways 1. Access Changes Outcomes HBCU Week’s on-the-spot acceptance model allows eligible students to receive immediate college decisions and scholarship offers at a live college fair. This removes prolonged uncertainty and barriers that often discourage first-generation and underserved students. Students bring their transcript, SAT/ACT scores, meet with an HBCU counselor, and can be accepted immediately. 2. HBCUs Are a Pipeline to Opportunity Ashley emphasizes that HBCUs are not just cultural institutions, but talent pipelines into corporate America, particularly for STEM fields. Enrollment growth and scholarship funding are as critical as brand awareness. 3. The Power of Strategic Partnerships A relationship that began with seven $40,000 STEM scholarships grew into a $40 million partnership with the American Chemistry Council. The goal: addressing a projected STEM workforce deficit while increasing diversity in the field. The partnership now supports 1,000 students committed to STEM majors at HBCUs, with nearly 600 awards already distributed. 4. Purpose Can Be Born From Crisis Ashley shares her experience of having a stroke at age 29, caused by birth control use, which required her to relearn how to write and regain physical mobility. The experience intensified her sense of urgency, discipline, and purpose. Surviving the stroke shifted her mindset from ambition to intentional impact. 5. Authentic Passion Fuels Scalable Impact Ashley never intended HBCU Week to become national—it was designed to serve students in her hometown. Growth occurred organically because the mission was authentic, focused, and student-centered. “When you love what you do and have a real passion behind the impact, it catches on.” Notable Quotes On Mission & Growth “The goal was to take care of the students in my hometown… I had no idea it would become national.” On On-the-Spot Acceptance “If you have the requisite GPA and SAT or ACT score, you can be admitted right there.” On HBCUs & STEM “If everybody around the table looks the same, we’re in trouble.” On Faith & Opportunity “I can’t take credit for it… but for my relationship with God, this wouldn’t be a thing.” On Purpose After Adversity “It created a different sense of drive and purpose in me.” On Impact “If I can’t help tier-one students, who can?” Conclusion The interview positions Ashley Christopher as a systems builder, not just a nonprofit founder. Her work demonstrates how education access, strategic partnerships, and lived experience can intersect to change thousands of lives. The conversation reinforces that scalable impact often starts with a local problem, clear values, and relentless execution. #BEST #STRAW #SHMSSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Truth.Love.Parent. with AMBrewster | Christian | Parenting | Family
Rarely is the problem the problem. Join AMBrewster to learn how to see past the presenting issues to the deepest spiritual need.Truth.Love.Parent. is a podcast of Truth.Love.Family., an Evermind Ministry.Action Steps Purchase “Quit: how to stop family strife for good.” https://amzn.to/40haxLz Support our 501(c)(3) by becoming a TLP Friend! https://www.truthloveparent.com/donate.html Download the Evermind App. https://evermind.passion.io/checkout/102683 Use the promo code EVERMIND at MyPillow.com. https://www.mypillow.com/evermind Discover the following episodes by clicking the titles or navigating to the episode in your app: The Four Children https://www.truthloveparent.com/the-four-children-series.html Teach Your Children to Be Thankful https://www.truthloveparent.com/teach-your-children-to-be-thankful.html Parenting Complainers https://www.truthloveparent.com/parenting-complainers.html Peaceful Parenting https://www.truthloveparent.com/peaceful-parenting-series.html The Biggest Parenting Challenges You Will Ever Face https://www.truthloveparent.com/biggest-parenting-challenges-you-will-ever-face.html Biblical Conflict Resolution https://www.truthloveparent.com/biblical-conflict-resolution-440627.html Family Love https://www.truthloveparent.com/the-four-family-loves-series.html Why Your Family Has Ups and Downs https://www.truthloveparent.com/taking-back-the-family-blog/tlp-274-why-your-family-has-ups-and-downs Evangelism Parenting https://www.truthloveparent.com/evangelism-parenting-series.html The Merest Christianity https://www.truthloveparent.com/the-merest-christianity-series.html Click here for Today's episode notes, resources, and transcript: https://www.truthloveparent.com/taking-back-the-family-blog/tlp-634-your-family-issues-stem-from-something-elseLike us on Facebook: https://www.facebook.com/TruthLoveParent/Follow us on Instagram: https://www.instagram.com/truth.love.parent/Follow us on Twitter: https://twitter.com/TruthLoveParentNeed some help? Write to us at Counselor@TruthLoveParent.com.
What jobs will AI replace, and which ones will become more valuable?Matthew Prince, co-founder and CEO of Cloudflare, recently wrote an op-ed in The Wall Street Journal about how he chose which employees to replace with AI. His argument: AI is not coming equally for every role. It's coming first for the people inside organizations who measure, report, analyze, audit, manage, and process information.In this solo episode of The TechEd Podcast, Matt Kirchner responds to Prince's article and examines what it reveals about the future of work. Drawing on Peter Drucker's framework of builders, sellers, and measurers, Matt breaks down why some jobs are likely to be heavily disrupted while others may become even more valuable.The uncomfortable truth: AI may reduce the need for many traditional middle management, finance, operations, and measurement-heavy roles. But it also increases the value of people who create products, build relationships, solve customer problems, lead change, and turn technology into business value.From sales and engineering to marketing, STEM education, data science, and applied AI, this episode explores where human talent still matters most, and what businesses, educators, and professionals need to do now to prepare for the next phase of workforce disruption.5 Big Takeaways from this Episode:1. Businesses need to start their AI journey now. AI is already changing how companies operate, compete, hire, and structure their teams. Organizations that have not assigned someone to understand how AI will disrupt their business, market, or institution are already behind.2. Measurers and mid-level managers will be disrupted the most. Roles centered on reporting, processing, auditing, analyzing, tracking, and managing information are increasingly vulnerable to AI. The opportunity is not to ignore that disruption, but to become the person who knows how to use AI to do that work better, faster, and more strategically.3. Personal relationships become more important in the AI age, not less. AI can automate parts of sales, marketing, and customer engagement, but it cannot earn trust the way people do. Sellers who understand customer needs, build relationships, solve problems, and use data intelligently will remain critical to business growth.4. Creativity and leadership still rule the day. AI gives more people access to the same tools, but it does not replace the ability to see opportunity, connect ideas, build a brand, lead change, or execute a vision. In marketing, business leadership, product strategy, and innovation, creative and decisive people will continue to create value.5. The future belongs to builders. Engineers, skilled tradespeople, manufacturing talent, STEM professionals, automation specialists, and applied AI practitioners are positioned to become even more important. If AI makes builders more productive, companies will need more of them, not fewer, especially in fields tied to physical AI, robotics, smart manufacturing, autonomous systems, drones, and the edge-to-cloud continuumResources in this Episode:Read Matthew Prince's op-ed in the Wall Street Journal: "How I Choose Which Cloudflare Employees to Replace With AI"Episode page: https://techedpodcast.com/cloudflare/We want to hear from you! Send us a text.Instagram - Facebook - YouTube - TikTok - Twitter - LinkedIn
Discusses the unique ethical challenges virtual reality raises for research, including participant risk, consent, privacy, and institutional oversight. Our guest today is Myra Luna-Lucero, who is the Research Compliance Director at Teachers College. Her contributions to academia span a diverse array of topics, including studies on student motivation within STEM disciplines and advancing ethical research practices. Additional resources: CITI Program's Tech Ethics solution: https://about.citiprogram.org/solutions/tech-ethics/ CITI Program's course catalog: https://about.citiprogram.org/course-catalog
What can hockey teach you about succeeding as an engineer? In this episode, Katherine Beaumier, remote operations project execution lead at ExxonMobil and two-time Division 1 women's ice hockey national champion, explores how lessons from competitive hockey show up in her STEM career. In conversation with host Sam East, Katherine reflects on her journey of leaving home at 14 to pursue hockey opportunities, balancing athletic commitments with a chemical engineering degree, and rebuilding her identity after stepping into the workforce during the height of the pandemic. Hear the parallels between high-performing hockey teams and engineering teams, lessons from athletics to help engineers stay calm under pressure, and why having passions outside of work can strengthen your leadership style. — The Society of Women Engineers is a powerful, global force uniting nearly 45,000 members of all genders spanning 90+ countries. We are the world's largest advocate and catalyst for change for women in engineering and technology. To join and access all the exclusive benefits to elevate your professional journey, visit membership.swe.org.
What if your chronic symptoms aren't "all in your head"?In this episode of Under Contract, we sit down with Evelyn Hallford, founder of Ecore Wellness and former emergency medicine educator, paramedic, and biologist, to discuss why so many people struggle to find answers for chronic illness, Lyme disease, mold toxicity, autoimmune conditions, chronic fatigue, and inflammation.After years working in emergency medicine and academia, Evelyn witnessed firsthand where traditional healthcare excels—and where it falls short when it comes to prevention, root-cause healing, and chronic disease.We discuss:• What doctors often get wrong• The connection between inflammation, gut health, and autoimmune symptoms• Why "normal labs" don't always mean you're healthy• Ozone therapy and regenerative medicine• Stem cell therapy and emerging wellness treatments• Functional medicine vs conventional medicine• The importance of biomarkers and advanced testing• Why prevention should be the future of healthcare• How mindset, stress, and nervous system regulation impact healingEvelyn also shares her personal story of overcoming severe chronic illness, Lyme disease, thyroid cancer, and years of medical gaslighting before finding a path to recovery.Whether you're dealing with unexplained symptoms, autoimmune issues, chronic fatigue, inflammation, mold exposure, or simply want to optimize your health, this conversation offers a different perspective on healing and wellness.Subscribe for more conversations about health, business, personal growth, and life-changing stories.Instagram: @ecorewellness#LymeDisease #ChronicIllness #FunctionalMedicine #MoldToxicity #AutoimmuneDisease #LongCOVID #OzoneTherapy #RegenerativeMedicine #StemCellTherapy #HealthPodcast
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jacque Rushin & Robyn Donaldson. ROBYN DONALDSON & JACKIE RUSHIN
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Curtis Symonds..
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Curtis Symonds..
Four STEM teachers. Four trips that changed students forever. From Panama to the UK to MIT to DC. When a student does real science in a real place, STEM stops being abstract. Miranda Grabowski's biology class planted mangroves in Panama. Angela Cannava's biomed students ran a live DNA fingerprinting experiment in London. Karen Spencer's seventh graders toured MIT and Harvard in Boston. Edith Cortez's eighth graders from Laredo, Texas competed at science museums in Washington DC. In every story, something very cool happens: students look up at the scientists and engineers in the room and realize — "I could do this for a living." In this episode, you'll learn: - How to align a STEM trip to what you're already teaching in the classroom - What happens when a student's classroom finally connects to what scientists actually do - Why taking students to see real labs, real campuses, and real professionals changes what they believe is possible - How teachers in different states and different budget situations made these trips happen — and why they'd do it again Show notes and resources at https://www.coolcatteacher.com/e936 Sponsor. Today's show is sponsored by EF Explore America and their STEM Tours. Lead your students on a STEM tour to places on the cutting edge of innovation to show them how STEM thinking often shows up where you least expect it. Imagine your students coding robots with MassRobotics at MIT, exploring marine ecosystems in Florida's coral reefs, or even sitting down to talk with a former spy in Washington DC. If you want to inspire your students and give them a fresh perspective on the power of STEM, visit efexploreamerica.com/STEM. All opinions are those of the teachers and the host. If this episode moved you, leave a review wherever you're listening — it helps other remarkable educators find the show. I read every one.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Curtis Symonds..
Navigating Admissions at the U.S. Coast Guard Academy: Purpose, Service, and the 200-Week JourneyWhat does it really take to earn a place at the United States Coast Guard Academy — and succeed once you arrive?In this episode, I sit down with CAPT Drew Behnke, Director of Admissions, and Katherine Fainer, Deputy Director of Admissions, to explore one of the most mission-driven college pathways in the nation. With a humanitarian focus on saving lives, no congressional nomination requirement, and a rigorous STEM-based leadership curriculum, this is a college experience unlike any other.We discuss what admissions truly values, how resilience and physical readiness shape the selection process, and why graduates are expected to lead real-world missions almost immediately after commissioning.If your student feels called to serve — and wants meaningful responsibility from day one — this is a conversation worth hearing.Key HighlightsA humanitarian mission centered on search and rescue, law enforcement, and environmental protectionThe only federal service academy with no congressional nomination requiredA true “whole person” review emphasizing rigor, resilience, and adaptabilityFitness as a professional obligation, not just an extracurricularGraduates stepping into operational leadership within weeksThe AIM Summer Program as a powerful preview — and pipeline — to admissionThis episode clarifies the pathway, raises the bar, and challenges students to consider service at the highest level.United States Coast Guard Academy Admissions----------------------------------
In this episode I sat down (though at our standing desks) with the great Jen Heemstra. Jen is the Charles Allen Thomas Professor of Chemistry and Department Chair at Washington University in St. Louis. I learned, among other things, that Jen never planned to be a chemist. She was headed toward bioethics law when a night job in a stockroom changed her trajectory entirely. Now she runs a nucleic acid chemistry lab, chairs a major department, and has just published "Labwork to Leadership: A Concise Guide to Thriving in the Science Job You Weren't Trained For" (Harvard University Press), a book for STEM researchers used to working in isolation who suddenly find themselves responsible for the success of other people.We dig into how scientists end up in leadership roles they were never prepared for, what a department chair does and who they answer to when nobody is technically their boss, and how Jen went from "I could never write a book" to finishing one in 45-minute early-morning writing sessions spread across a few years and while moving between institutions. We also lament the loss of academic Twitter, where we are finding community now, and other topics I've been dying to ask her about. You can find out more about Jen and her book at jenheemstra.com. It's also available on Amazon and all major retailers. I couldn't recommend it more. Instant classic in STEM leadership.
"Take the Dough, We Gotta Know" is the name of a bipartisan bill requiring more oversight into the controversial EdChoice voucher program. But will it go anywhere with mere days until summer recess?Ohio doesn't have enough oversight into EdChoice, the state-funded program giving families vouchers for their kids to go to private K-12 schools, according to two state lawmakers who say they want to change that.Senate Bill 443, introduced last Wednesday by Sen. Bill Blessing (R-Colerain Twp.) and Sen. Kent Smith (D-Euclid), would establish a dozen new accountability measures.Data centers in Ohio will no longer enjoy a key tax break at least for now.The pause, announced by Gov. Mike DeWine comes as lawmakers discuss the industry's future here.As resident anger over data centers builds and lost revenue from combined incentives tops $1 billion, which is far more than was previously known.A pastor turned Ohio lawmaker pushes a bill named for slain conservative activist Charlie Kirk.The Ohio Supreme Court weighs in on a massive solar project in Madison County on land partially owned by Bill Gates.Calling all STEM students: the state has $26 million in college scholarships for you.We're digging into all of these topics on this week's Reporter Roundtable.Guests:Sarah Donaldson, reporter, Ohio Public Radio Statehouse News BureauLaura Hancock, politics and policy reporter, Cleveland.comJake Zuckerman, reporter, Signal Ohio
In this episode of THE MENTORS RADIO, Host Tom Loarie talks with Major General David Smith, USAF, deputy to the Chief of Air Force Reserve at the Pentagon. You’ll learn about a realm most people never get to see: the intersection of high-stakes national defense, cutting-edge technology and extreme physical endurance. General Smith is a combat-proven command pilot with over 4,000 flying hours—including 700 in combat across operations like Iraqi Freedom and Enduring Freedom. On his last appearance, as an F-16 Squadron Commander, he discussed what it takes to get your goals and dreams airborne. Since then, his leadership journey has scaled significantly. In this episode, we aren’t just talking about flying fighter jets. We are tracking a lifetime journey of constant re-invention—from the cockpit of an F-16, to operationalizing the advanced F-35 platform, to studying Artificial Intelligence at MIT and Harvard. We also dive deep into General Smith’s core thesis: why physical fitness is a non-negotiable leadership responsibility, and how that legacy of grit is carrying forward to the next generation of American leaders. General David Smith has flown in combat and conquered the Ironman World Championship, and shares insights about why physical grit, constant re-invention and data-driven innovation are the ultimate keys to sustaining your life’s goals. You will not only learn about leadership, but also about teamwork, humility, trust, and translating cockpit “wingman” reliance into selflessness and service in corporate culture. General Smith’s own 30+ year career spans commanding fighter squadrons, operationalizing the cutting-edge F-35, and studying Artificial Intelligence at MIT, Harvard and John Hopkins. He knows exactly what skills the next generation will need to navigate a rapidly evolving future. You’ll learn about the Ironman Mindset, breaking down the mental “wall” of an endurance race to conquer massive organizational barriers. And you’ll learn about the Future of Talent; Why tomorrow’s leaders must anchor themselves in STEM and AI while maintaining core human values. General Smith also talks about family legacy, and he and his wife Stacy raised two incredible, service-driven daughters: Sidney (Virgnia Military Institute graduate) and Ella (a standout collegiate athlete at the U.S. Naval Academy). Whether you are an aspiring young professional or a C-suite executive, this discussion is packed with actionable wisdom. LISTEN TO the radio broadcast live on iHeart Radio, or to “THE MENTORS RADIO” podcast any time, anywhere, on any podcast platform – subscribe here and don't miss an episode! SHOW NOTES: MAJOR GENERAL DAVID SMITH, USAF: BIO: https://www.af.mil/About-Us/Biographies/Display/Article/1723144/david-w-smith/ Major General David Smith, USAF and his daughter, Sydney, at USAF graduation
Walk into an expensive "Innovation Lab" or High Tech Cutting Edge University Makerspace, and you'll probably see a laser cutter, a 3D printer or two, all kinds of expensive technology and the adjacent software and screens that make it possible. That's cool. But that's also a high barrier to entry. Does it really have to be that way? And how did the maker movement come to sit so deep in pricey STEM territory? You probably know I've always admired the work of Angela Stockman, writing makerspace pioneer. She's been on this podcast several times, and I love what she shares around having students build ideas across modes, using free or inexpensive materials to help them construct concepts, characters, and storylines. In our interview a few years ago, she said: "When we ask kids to build, they typically come up with ideas they wouldn't have otherwise. When we ask kids to build and then talk about what they have built, the complexity of their ideas is usually higher." These feel like very worthwhile goals to me - kids coming up with innovative, complex ideas. But let's be clear, we don't have to ask kids to build on a 3D printer or learn to code in order to help them extend and amplify their thinking through maker tools. Angela has always said that, but the proliferation of high tech makerspaces can be hard to drown out when thinking about this issue. Making is not about having one specific tool. It's about what making can give to kids in terms of their development of ideas, as Stockman suggest above, and in their development as learners too (Cohen). When students make, they make choices, they make mistakes, they recover. Ideally, they develop new skills at the same time that they develop a growth mindset around iterating. Today on the podcast, let's talk about a fun new free tool I've created for you to help your students build their ideas. Sign up for the free block kit: https://spark-creativity.kit.com/2195ef8920 Go Further: Explore alllll the Episodes of The Spark Creativity Teacher Podcast. Get my popular free hexagonal thinking digital toolkit Join our community, Creative High School English, on Facebook. Come hang out on Instagram. Enjoying the podcast? Please consider sharing it with a friend, snagging a screenshot to share on the 'gram, or tapping those ⭐⭐⭐⭐⭐ to help others discover the show. Thank you! Sources: Ackermann, E. (2001). Piaget's Constructivism, Papert's Constructionism: What's the Difference? Future of Learning Group Publication, 5(3), 1-11. Cohen, J. D., Jones, W. M., & Smith, S. (2018). Preservice and early career teachers' preconceptions and misconceptions about making in education. Journal of Digital Learning in Teacher Education, 34(1), 31-42. J, Jessie. "Price Tag." Spotify Lyrics. https://open.spotify.com/track/2vR1oGQdPfwJe4EVh8uNGc Kretchmar, Jennifer. "Seymour Papert and Constructionism." EBESCO: https://www.ebsco.com/research-starters/religion-and-philosophy/seymour-papert-and-constructionism. 2021. Potash, Betsy (Host). (2018, September 6). The Power of the Writing Makerspace, with Angela Stockman (No. 47). [Audio Podcast Episode]. In The Spark Creativity Teacher Podcast. https://nowsparkcreativity.com/2018/09/the-power-of-writing-makerspace-with.html Smith, S. (2018). Children's Negotiations of Visualization Skills During a Design-Based Learning Experience Using Nondigital and Digital Techniques. Interdisciplinary Journal of Problem-Based Learning, 12 (2). Available at: https://doi.org/10.7771/1541-5015.1747 Stockman, Angela. (2016). Make Writing: 5 Teaching Strategies That Turn Writer's Workshop into a Maker Space. Hack Learning Series. TEDxTalk. (2013, January 10). Reimagining learning: Richard Culatta at TEDx Beacon Street [Video]. YouTube.
Dr. Victoria Serrano spoke with us about STEM outreach, fostering curiosity, and inspiring students with engineering education. Victoria is a professor at the Technological University of Panama (her faculty page: UTP | Dra. Victoria Serrano). Her youtube channel is CIATEC PANAMA which talks about circuits, electronics, and robotics. The channel goes along with her ciatecpanama.com website which shows the types of courses and outreach she does with Arduino UNOs and other low cost equipment. Victoria is also a Fulbright Scholar, an IEEE STEM Champion 2023, and Honorable Mention IEEE Rising Stars Conference 2024. She also received the IEEE EAB Meritorious Achievement Award in Outreach and Informal Education in 2019 (the award Elecia and Chris believe is related to their work on Embedded.fm and for which they were honored to be nominated). The final quote was from Haben Girma's book: Haben: The Deafblind Woman Who Conquered Harvard Law. Transcript
The Modern Therapist's Survival Guide with Curt Widhalm and Katie Vernoy
Modern Therapist's Consumer Guide: Paubox. HIPAA Compliant Email, Secure Communication, and Practice Privacy. An Interview with Hoala Greevy, Founder and CEO of Paubox Curt and Katie talk with Hoala Greevy, Founder and CEO of Paubox, about what HIPAA compliant email actually requires, where standard Google Workspace and Microsoft 365 Business Associate Agreements leave gaps, and why most secure-portal solutions fail at the inbox. Paubox is a HIPAA compliant email security platform built to deliver encrypted messages straight to the recipient's inbox, without portals, plugins, or extra clicks. Hoala explains how Paubox wraps around the email systems therapists already use, why domain ownership and TLS encryption matter, and how inbound threats like display-name spoofing affect small practices. The conversation also covers HITRUST certification, AI scraping, the Paubox Foundations, the Paubox Kahikina Scholarship supporting Native Hawaiian students in STEM, and how to evaluate a HIPAA compliant email vendor on security, reliability, and ease of use. This episode is part of our Modern Therapist's Consumer Guide series. While this interview is a paid partnership, our discussion and opinions are our own. In this episode, we discuss: - Where standard Google and Microsoft BAAs leave HIPAA compliant email gaps - Why most secure-portal solutions never get read on mobile - How TLS encryption and secure email delivery actually work - What domain ownership has to do with HIPAA compliance - How Paubox integrates with Google Workspace and Microsoft 365 - Inbound threats, display-name spoofing, and ExecProtect - HITRUST certification and how to evaluate a HIPAA compliant email vendor Timestamps: - 02:18 – What Paubox does and why it was created - 05:19 – Mission, vision, and the Paubox Foundations - 08:38 – What HIPAA compliant email actually requires - 10:26 – The Google and Microsoft BAA gray area - 14:48 – What the client experience looks like - 21:09 – Inbound email security and display-name spoofing - 24:32 – Data access, HITRUST certification, and trust - 34:05 – Pricing, value, and the referral program - 38:43 – Curt and Katie Chat: Our Review of Paubox Guest Bio: Hoala Greevy is the Founder and CEO of Paubox, a leading provider of HIPAA compliant email solutions for healthcare organizations. Born and raised in Honolulu, he founded Paubox after a meeting with the CEO of the Make-A-Wish Foundation of Hawai'i revealed a critical need for secure healthcare communication. Greevy supports Native Hawaiian students entering STEM and technology careers through the Paubox Kahikina Scholarship. Learn more at paubox.com. Special Offer for Modern Therapist Listeners: Get $250 off an annual Paubox plan. Visit paubox.com and use promo code MODERN. Full show notes and transcript: mtsgpodcast.com Join the Modern Therapist Community Patreon: https://www.patreon.com/c/mtsgpodcast Facebook Group: https://www.facebook.com/groups/therapyreimagined Modern Therapist's Survival Guide Creative Credits Voice Over by DW McCann: https://www.facebook.com/McCannDW/ Music by Crystal Grooms Mangano: https://groomsymusic.com/
What happens when young people never see anyone who looks like them in the careers they dream about pursuing? And how can associations, nonprofits, and mission-driven organizations help members build stronger, earlier, and more inclusive talent pipelines in response?In this episode of Associations Thrive, host Joanna Pineda interviews Celeste Warren, Founder of Destination STEM, Inc. Celeste discusses:How Destination STEM provides resources, educational awareness events, mentoring, tutoring, and scholarships to students of color and students in need who want to pursue STEM-related degrees and careers.Why representation matters so much, especially for middle school and high school students who are just beginning to imagine what their futures could look like.How Destination STEM uses college students and young professionals as virtual mentors for younger students, creating relatable role models who feel accessible and real.Why Celeste believes STEM pipeline work must start early, long before employers begin looking for talent in the current labor market.How Destination STEM's family founding story, with Celeste, her daughter, and her son building the organization together, has become part of its unique appeal and authenticity.How the organization is doubling its scholarships and using its annual awards and recognition banquet as both a celebration and a major fundraising vehicle.Celeste's big vision for Destination STEM: larger-scale conferences, stronger guidance for students, and a bigger role in building the future STEM workforce.References:Destination STEM Website
Mark Rober spent years trying to land a rover on Mars. Now, the former NASA engineer turned science YouTuber with millions of subscribers is launching a new mission: to teach the next generation of big problem solvers. That's why he's spending 60 million dollars to build a STEM curriculum kids actually want. With squirrel obstacle courses, giant lasers and elephant toothpaste explosions, who wouldn't want to learn from YouTube's top engineer? Hosted on Acast. See acast.com/privacy for more information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jacque Rushin & Robyn Donaldson. ROBYN DONALDSON & JACKIE RUSHIN
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jacque Rushin & Robyn Donaldson. ROBYN DONALDSON & JACKIE RUSHIN
Episode 138 In part 29 of our Sinai and Synapses interview series, we are talking with Dr. David Adler Gold. He is a geobiologist, combining genetics and the fossil record to study the relationship between Earth and life over long timescales. He has worked on problems as old as the origin of complex life, and as recent as the effects of global warming on marine invertebrates. David got his PhD at UCLA working with Dr. David Jacobs. He then went on to do postdoctoral fellowships at MIT (with Dr. Roger Summons) and Caltech (with Dr. Lea Goentoro) before joining the faculty at UC Davis. In addition to his research, Dr. Gold is also the manager of the UC Davis Fossil Collection and the Faculty Director of the UC Davis CalTeach/MAST Program, which trains STEM undergraduates to become K-12 teachers. Sinai and Synapses - https://sinaiandsynapses.org/ Support this podcast on Patreon at https://www.patreon.com/DowntheWormholepodcast More information at https://www.downthewormhole.com/ produced by Zack Jackson music by Zack Jackson and Barton Willis
What happens when a 17-year-old decides STEM should work for everyone—not just some students? In Episode 191, Dr. Diane talks with Amritha Praveen, founder of Amethyst Changemakers, about creating inclusive STEM kits using Universal Design for Learning, distributing over 250 kits to Title 1 schools, placing third at the International Science and Engineering Fair, and why resilience and empathy drive real change.Summary:In this inspiring conversation, Dr. Diane welcomes Amritha Praveen, a rising high school senior and founder of Amethyst Changemakers, an organization creating accessible STEM kits for learners of all abilities. Amritha explains how her volunteer work in special education revealed that many students interested in STEM couldn't fully participate because resources weren't designed for them. She shares how competition math in fifth grade sparked her STEM journey, leading to science fair projects on autism prediction, music therapy frameworks, and genetics research that earned her third place at ISEF and a scholarship to ASU. Amritha discusses the Universal Design for Learning framework that guides her STEM kits, embedding accessibility from the start rather than retrofitting later, and how her team of high school students, mentors, and volunteers has distributed over 250 kits to Chicago Public Schools and Peoria classrooms. She reflects on resilience as the foundation of good science, why STEM teaching needs more hands-on variety, and what brings her hope: watching young students discover their passion for STEM.Chapters & Timestamps:[00:00] Meet Teen Trailblazer Amritha Praveen – High school senior making STEM accessible for all[01:23] Amethyst Changemakers and Universal Design for Learning – STEM kits built with accessibility from the start[02:16] What's in the Kits? – Ice cream chemistry, catapults, magnets, math bingo, and more04:16] Why Inclusive STEM Matters – Seeing passionate students without equal access[05:29] Competition Math to Autism Research – Amritha's STEM journey from fifth grade to ISEF[06:38] Third Place at International Science Fair – Autism genetics, phenotypes, and an ASU scholarship[08:49] Building the Team – Student designers, mentors, and 30 volunteers assembling kits[11:46] Applied Math and Expanding the Mission – College plans and beyond[13:03] Advice for Young Scientists – Keep pushing through—resilience matters more than perfection[16:21] What Schools Get Wrong About STEM – Moving beyond lectures to differentiated, hands-on learning[17:22] What Brings You Hope? – Students discovering their passion for STEMLinks & Resources:Amethyst ChangemakersPIE (Peer Inclusion Empowerment) AppSociety for ScienceiBio ChampionIllinois Junior Academy of ScienceCall to Action:Inspired by Amritha's work? Listen to Episode 191 of Adventures in Learning with Dr. Diane, then visit amethystchangemakers.org to support inclusive STEM kits, donate to Title 1 schools, or bring these resources into your classroom. Whether you're a teacher, parent, or student, join the movement to make STEM accessible for everyone.Hashtags:Support the showShare this episodeIf this conversation sparked wonder, gave you a helpful strategy, or offered a needed reminder of hope, please share it with a friend or colleague.Subscribe • Download • Review • Tell a friendStay updated with our latest episodes and follow us on Instagram, LinkedIn, and the Adventures in Learning website. Don't forget to subscribe on Apple Podcasts, Spotify, or wherever you get your podcasts! *Disclosure: I am a Bookshop.org. affiliate.
For many Arizona students, the path into science begins with a single summer that reshapes their confidence and their future. Since 2007, the Helios Scholars Program at TGen has been that turning point. Each year, Helios Scholars spend eight weeks working directly with TGen researchers exploring cancer biology, neurological and infectious disease, diabetes, and the fast‑growing world of computational genomics. Some even step into administrative roles that keep scientific projects moving. The program began with a Helios Education Foundation grant in 2006. The pilot's success led to a $6.5 million endowment and the official launch of Helios Scholars at TGen, a program built to educate, inspire, and strengthen Arizona's STEM workforce. Now entering its 20th year, the impact is undeniable. Alumni have published research, earned national recognition, and joined top graduate and medical programs across the country. Helios alumna Saahithi Mallapragada joins TGen Talks to discuss how her Helios experience became a launchpad for her career in science. You'll hear about her internship experience, her work in the lab, and why she would encourage anyone to apply to the Helios Scholar program to see if science might be a true passion.
The award-winning STEM Passport for Inclusion programme is calling on professionals across Ireland to sign up as mentors and support the next generation of STEM talent from under-served backgrounds. The initiative is now expanding its reach and is seeking volunteers to play a vital role in supporting students as they explore education and career pathways in science, technology, engineering and maths (STEM). By dedicating fifteen hours, across the next 12 months, mentors can provide guidance, share personal and professional experiences, and help students from under-served backgrounds around the city to build the confidence and skills they need to pursue further education and careers in STEM. A short online training session will take place across a number of dates, including the 4th, 9th, and 16th of June, and the 14th of July, equipping new mentors the tools and confidence to get started. While an in-person full day training day will take place on Tuesday July 28 in Microsoft offices in Leopardstown, Co Dublin. Anyone interested in becoming a mentor is encouraged to register their interest as soon as possible: https://forms.cloud.microsoft/e/dAqBVpL2DR. Additional training dates will be scheduled in August. STEM Passport for Inclusion is an initiative led by Prof Katriona O'Sullivan at Maynooth University's National Centre for Inclusive Higher Education. The programme is funded by Research Ireland, the Department of Education and Youth and Microsoft, as well as by many industry and education partners. It aims to tackle persistent inequalities in access to STEM education and career pathways, with particular focus on growing representation of under-served communities. The mentoring programme is designed to be flexible and accessible. All mentoring sessions take place online and are supported by the STEM Passport for Inclusion team, ensuring that volunteers are fully equipped to make the most of the experience. Importantly, mentors do not need to come from a STEM background, or even work in STEM; what matters most is their willingness to listen, support, and encourage the next generation. Professor Katriona O'Sullivan, STEM Passport for Inclusion, emphasised the importance of this work, saying: "Following a busy year for the STEM Passport for Inclusion, we are now focused on building on that momentum and expanding the programme's reach. As we grow the programme across Ireland, we are looking for people who are willing to share their time and perspective. By volunteering as a mentor, individuals can make a meaningful difference, while helping to build a more inclusive and diverse future workforce." About STEM Passport for Inclusion: The award-winning STEM Passport for Inclusion is an initiative led by Prof Katriona O'Sullivan at Maynooth University. Funded by Research Ireland and the Department of Education, as well as lead and founding partner Microsoft Ireland alongside many industry and education partners, STEM Passport creates an innovative pathway for students from under-served backgrounds to third level education by earning a Level 6 STEM qualification, work experience opportunities, and mentoring from inspiring industry role models. See more breaking stories here. Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech News have a range of services available to help promote your business. Why not drop us a line at Info@IrishTechNews.ie now to find out more about how we can help you reach our audience. You can also find and follow us on Twitter, LinkedIn, Facebook, Instagram, TikTok and Snapchat.
Jim talks with Lisa Buckingham—a veteran HR leader at Vialto Partners, US Soccer, Lincoln Financial, and Thomson—about how the LLM era is reshaping hiring and job architecture, and how companies and workers can roll with the changes. They discuss: Jim and Lisa's shared history in natural language processing labs thirty years ago—and the contrast with today, where "everybody can be an AI expert" The kind of people to hire in the age of LLMs: intellectual curiosity, learning agility, and willingness to work differently "Trust the machine, but always validate"—the principle of embracing AI while maintaining human oversight COVID as an accelerant of technology adoption Workforce adoption realities at Vialto—evangelists, pessimists, and the change management challenge Shark Tank-style internal AI contests as a model for engaging employees with new tools Why the "future of work" is dead Programmers and product managers merging roles; job architectures flattening into skills-based, fluid inventories AI's historical weight—"as pivotal as electricity"—and the limits of anyone's ability to predict machine learning's trajectory Jim's "what, when" framework and the twin failure modes of AI projects "Test and learn" as the right posture toward AI transformation, and whose responsibility "what, when" actually is—CEO, CTO, and sales as a coalition The productivity multiplier for programmers—7–10x gains—and Jim's argument that demand for software could actually increase total programmer headcount Why sales jobs are probably not highly "AI-able" anytime soon, and what salespeople need to communicate to retain relevance Lisa's personal use of Claude and Copilot 365 The leveling effect of AI for non-STEM people Jim's argument (since November 2022) that top liberal arts graduates are the most natural prompt engineers Lisa's 1999 Georgetown thesis—"Are liberal arts majors the answer to the .com era worker shortage?"—and its uncanny parallel to the 2026 humanities debate The education paradox: how Lisa's son was banned from using AI in class but required to be an AI expert for his summer internship The calculator analogy, and whether AI in education follows the same arc Resistance to the AI voice in writing Jim's technique for capturing stylistic tendencies with AI The rising costs of frictional bureaucracy and the unreasonable effectiveness of small teams What Lisa saw on a recent safari about what AI can't replace, and the choice between evolving and being overtaken Learning agility as the core HR question—how to handle employees who cannot or will not embrace AI The shifting meaning of "owning your work" … and much more. Links: Episode Transcript Co-Intelligence: Living and Working with AI, by Ethan Mollick The Elements of Style, by William Strunk Jr. and E.B. White Bio: Lisa M. Buckingham is a globally recognized human resources executive with over twenty-five years of experience leading people, culture, and transformation strategies across complex, mission-driven organizations. As Chief People & Culture Officer for Vialto, she oversees the company's global people strategy, driving organizational performance and advancing a culture of inclusion and agility that supports Vialto's purpose of helping people thrive in a global, mobile world.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Christopher. Interview Summary: Ashley Christopher on Money Making Conversations Masterclass Guest: Ashley ChristopherHost: Rushion McDonaldPlatform: Money Making Conversations MasterclassFocus: HBCU access, scholarships, STEM pipeline, purpose-driven leadership Overall Summary Ashley Christopher shares the origin, growth, and impact of the HBCU Week Foundation, which she founded in 2017 to increase enrollment at Historically Black Colleges and Universities (HBCUs), remove financial barriers, and create direct pathways from high school to college and corporate America. What began as a local Wilmington, Delaware initiative evolved into a national movement that has facilitated over 10,000 on-the-spot HBCU acceptances and nearly $100 million in scholarships, including a landmark $40 million STEM scholarship partnership. The conversation blends entrepreneurship, education equity, resilience, faith, and purpose, highlighting how lived experience and authentic mission can scale social impact. Purpose of the Interview To spotlight the HBCU Week Foundation and its measurable outcomes (acceptances, scholarships, STEM investment). To educate families and students about on-the-spot college acceptance and scholarship opportunities. To inspire purpose-driven leadership, particularly among Black entrepreneurs and community leaders. To demonstrate how local solutions can scale nationally when rooted in authenticity and impact. To share a personal story of resilience, including surviving a stroke at age 29 and redefining purpose. Key Takeaways 1. Access Changes Outcomes HBCU Week’s on-the-spot acceptance model allows eligible students to receive immediate college decisions and scholarship offers at a live college fair. This removes prolonged uncertainty and barriers that often discourage first-generation and underserved students. Students bring their transcript, SAT/ACT scores, meet with an HBCU counselor, and can be accepted immediately. 2. HBCUs Are a Pipeline to Opportunity Ashley emphasizes that HBCUs are not just cultural institutions, but talent pipelines into corporate America, particularly for STEM fields. Enrollment growth and scholarship funding are as critical as brand awareness. 3. The Power of Strategic Partnerships A relationship that began with seven $40,000 STEM scholarships grew into a $40 million partnership with the American Chemistry Council. The goal: addressing a projected STEM workforce deficit while increasing diversity in the field. The partnership now supports 1,000 students committed to STEM majors at HBCUs, with nearly 600 awards already distributed. 4. Purpose Can Be Born From Crisis Ashley shares her experience of having a stroke at age 29, caused by birth control use, which required her to relearn how to write and regain physical mobility. The experience intensified her sense of urgency, discipline, and purpose. Surviving the stroke shifted her mindset from ambition to intentional impact. 5. Authentic Passion Fuels Scalable Impact Ashley never intended HBCU Week to become national—it was designed to serve students in her hometown. Growth occurred organically because the mission was authentic, focused, and student-centered. “When you love what you do and have a real passion behind the impact, it catches on.” Notable Quotes On Mission & Growth “The goal was to take care of the students in my hometown… I had no idea it would become national.” On On-the-Spot Acceptance “If you have the requisite GPA and SAT or ACT score, you can be admitted right there.” On HBCUs & STEM “If everybody around the table looks the same, we’re in trouble.” On Faith & Opportunity “I can’t take credit for it… but for my relationship with God, this wouldn’t be a thing.” On Purpose After Adversity “It created a different sense of drive and purpose in me.” On Impact “If I can’t help tier-one students, who can?” Conclusion The interview positions Ashley Christopher as a systems builder, not just a nonprofit founder. Her work demonstrates how education access, strategic partnerships, and lived experience can intersect to change thousands of lives. The conversation reinforces that scalable impact often starts with a local problem, clear values, and relentless execution. #BEST #STRAW #SHMSSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Exponential technologies, humanity-centric innovation, ethics in AI, passion and purpose, and the intersection of business and technology all point to one urgent question: How do we prepare the next generation to build solutions that are both economically viable and good for humanity?This is a question we explore with Pete Dulcamara - scientist, former VP of Research at Kimberly-Clark and author of High-Tech Heroes.We may be entering a new renaissance of innovation, driven by the convergence of human need, business model disruption and fast-moving technology. Global companies are rethinking how products create real human value, exponential technologies are advancing faster than institutions can adapt, and a new generation is entering the workforce with different expectations for purpose, impact and responsibility.For Dulcamara, the opportunity is not technology for technology's sake. AI, robotics, biotechnology, autonomous systems and additive manufacturing could help solve some of the world's hardest problems, but only if they are paired with ethical judgment and economic viability. That's where education has to adapt. Students must learn exponential technologies and also how to apply their skills to these humanity-centric questions.In this episode:Redefining "billionaire" and how you can become oneThe difference between consumer-centric, business-centric and humanity-centric innovationWhat we mean by “data is the new oil, AI is the new electricity, and robotics is the new steel”Moving technical education from STEM to “STEM to the power of E”EQ, AQ and the skills the next generation may need more than IQ in the age of AI3 Big Takeaways from this Episode:1. Humanity-centric innovation requires purpose and profit to work together.Pete Dulcamara defines humanity-centric innovation as solving major human problems through viable business models and exponential technologies. The point is not charity, but scalable solutions that create competitive advantage while improving people's lives.2. The next era of technology will be built on data, AI and robotics.Dulcamara compares data to the new oil, AI to the new electricity and robotics to the new steel. As these technologies converge, companies and schools will need to prepare people for a world where intelligent systems reshape products, industries and work itself.3. Technical education has to teach more than technical skill.As AI makes answers easier to access, students will need stronger curiosity, ethical judgment and adaptability. Dulcamara argues that STEM should be raised to the “power of E,” with ethics embedded into how students learn, build and apply technology.Resources in this Episode:Get Pete's book High-Tech Heroes: Why Gen Z is our Last and Best Chance to Save the PlanetTons of other books, podcasts and shows mentioned in this episode can be found on the show notes page: https://techedpodcast.com/dulcamara/We want to hear from you! Send us a text.Instagram - Facebook - YouTube - TikTok - Twitter - LinkedIn
The automotive retail industry is at a genuine inflection point. Rules are being rewritten, the competition is intensifying, and the pressure to transform has never been greater.In this episode, Hartmut Wagner, CEO of Nextlane, shares how his company is helping dealerships and manufacturers navigate that complexity through a cloud-based open ecosystem, transforming from the inside out in the process.For Hartmut, the key isn't the technology. It's the culture behind it, leading with values, proving AI's impact through real use cases, and empowering people until adoption stops feeling like a directive and starts feeling natural.This episode offers leaders a practical perspective on driving transformation in a traditional industry, building a culture of curiosity and innovation, and why enabling your people is always the most powerful place to start.
Send us Fan MailVampire fish in the Great Lakes sounds like a prank until you learn sea lampreys are real and they're chewing through ecosystems like trout and salmon. We start with that eerie mental image, then take a hard turn into something hopeful: kids solving a real environmental problem with artificial intelligence, creativity, and a strong sense of what “safe” should mean.A team of fourth graders in Michigan enters the Presidential AI Challenge and builds a concept called the Guardian of the Lakes, an AI-powered drone designed to spot sea lampreys even in murky water and remove them while leaving other fish alone. We unpack the big idea powering their invention: computer vision. When a student says the drone “detects patterns,” that's the clearest definition of AI you'll hear all week. We connect it to everyday tech kids already know, like self-checkout systems that can tell a banana from an apple.Then we focus on the part adults often skip: AI safety and privacy. One kid nails the rule in plain language, reminding us that helpful AI can't come at the cost of tracking people or grabbing private information in public spaces. To make the learning stick, we share a screen-free activity, the Guardian Game, where your family or class picks a neighborhood problem, designs a “guardian,” decides what patterns the AI must recognize, and sets one safety rule.If you want practical AI literacy for kids, STEM education ideas, and a real story about responsible innovation, press play. Subscribe, share this with a parent or teacher, and leave a review so more families can build safer, smarter AI habits together.Support the showHey parents and teachers, if you want to stay on top of the AI news shaping your kids' world, subscribe to our weekly AI for Kids Weekly newsletter:https://aiforkidsweekly.beehiiv.com/Help us become the #1 podcast for AI for Kids, parents, teachers, and families.Like our content? patreon.com/AiDigiTalesGet or gift the book “AI… Meets… AI”Social Media & Contact: Website: www.aidigitales.comEmail: contact@aidigitales.comFollow Us: InstagramBooks on Amazon or Free AI WorksheetsListen, rate, and subscribe! Apple PodcastsAmazon MusicSpotifyYouTubeOther
What happens when a group of high schoolers turns a $5,000 competition win into a global movement?In this episode, Dr. Joseph sits down with Abhi Tenneti and Ayush Garg — the high school founders of Green Silicon Valley — an organization run entirely by students, for students, bringing free STEM and environmental education to elementary and middle school classrooms around the world.We talk about how these young leaders scaled from a single middle school in Santa Clara to over 500 volunteers across seven countries — from Tunisia to Pakistan, China to Nigeria. They share the powerful story of their partnership with an organization in Lagos, Nigeria, where environmental education is being woven into a broader fight against poverty and violence — teaching not just STEM, but real skills to help young people build a future outside of military conscription and gang violence.We get into the nitty-gritty of running a youth-led organization: the fundraising struggles, the cold-emailing strategy that landed them international partnerships, the hands-on kits that turn saltwater into electricity, and their vision for a world where peer-to-peer climate education is embedded in every school system.This episode is a testament to what happens when we trust young people to lead, teach, and organize. The climate movement needs more than seasoned experts — it needs youth power, and Green Silicon Valley is showing us exactly what that looks like.What we talk about:
RRV Today with guests Darrell Mathis and Reginald Hughes of the Boys & Girls Club of Paris - Eric talks to Darrell and Reginald about how the last school year worked and what a typical day at the Boys & Girls Club is like. They covered Summer Camp activities, STEM, and Athletics. They also covered cost and fundraising.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Christopher. Interview Summary: Ashley Christopher on Money Making Conversations Masterclass Guest: Ashley ChristopherHost: Rushion McDonaldPlatform: Money Making Conversations MasterclassFocus: HBCU access, scholarships, STEM pipeline, purpose-driven leadership Overall Summary Ashley Christopher shares the origin, growth, and impact of the HBCU Week Foundation, which she founded in 2017 to increase enrollment at Historically Black Colleges and Universities (HBCUs), remove financial barriers, and create direct pathways from high school to college and corporate America. What began as a local Wilmington, Delaware initiative evolved into a national movement that has facilitated over 10,000 on-the-spot HBCU acceptances and nearly $100 million in scholarships, including a landmark $40 million STEM scholarship partnership. The conversation blends entrepreneurship, education equity, resilience, faith, and purpose, highlighting how lived experience and authentic mission can scale social impact. Purpose of the Interview To spotlight the HBCU Week Foundation and its measurable outcomes (acceptances, scholarships, STEM investment). To educate families and students about on-the-spot college acceptance and scholarship opportunities. To inspire purpose-driven leadership, particularly among Black entrepreneurs and community leaders. To demonstrate how local solutions can scale nationally when rooted in authenticity and impact. To share a personal story of resilience, including surviving a stroke at age 29 and redefining purpose. Key Takeaways 1. Access Changes Outcomes HBCU Week’s on-the-spot acceptance model allows eligible students to receive immediate college decisions and scholarship offers at a live college fair. This removes prolonged uncertainty and barriers that often discourage first-generation and underserved students. Students bring their transcript, SAT/ACT scores, meet with an HBCU counselor, and can be accepted immediately. 2. HBCUs Are a Pipeline to Opportunity Ashley emphasizes that HBCUs are not just cultural institutions, but talent pipelines into corporate America, particularly for STEM fields. Enrollment growth and scholarship funding are as critical as brand awareness. 3. The Power of Strategic Partnerships A relationship that began with seven $40,000 STEM scholarships grew into a $40 million partnership with the American Chemistry Council. The goal: addressing a projected STEM workforce deficit while increasing diversity in the field. The partnership now supports 1,000 students committed to STEM majors at HBCUs, with nearly 600 awards already distributed. 4. Purpose Can Be Born From Crisis Ashley shares her experience of having a stroke at age 29, caused by birth control use, which required her to relearn how to write and regain physical mobility. The experience intensified her sense of urgency, discipline, and purpose. Surviving the stroke shifted her mindset from ambition to intentional impact. 5. Authentic Passion Fuels Scalable Impact Ashley never intended HBCU Week to become national—it was designed to serve students in her hometown. Growth occurred organically because the mission was authentic, focused, and student-centered. “When you love what you do and have a real passion behind the impact, it catches on.” Notable Quotes On Mission & Growth “The goal was to take care of the students in my hometown… I had no idea it would become national.” On On-the-Spot Acceptance “If you have the requisite GPA and SAT or ACT score, you can be admitted right there.” On HBCUs & STEM “If everybody around the table looks the same, we’re in trouble.” On Faith & Opportunity “I can’t take credit for it… but for my relationship with God, this wouldn’t be a thing.” On Purpose After Adversity “It created a different sense of drive and purpose in me.” On Impact “If I can’t help tier-one students, who can?” Conclusion The interview positions Ashley Christopher as a systems builder, not just a nonprofit founder. Her work demonstrates how education access, strategic partnerships, and lived experience can intersect to change thousands of lives. The conversation reinforces that scalable impact often starts with a local problem, clear values, and relentless execution. #BEST #STRAW #SHMSSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Send us Fan MailJoseph and Eric talk all things stems. Materials, shapes, designs, and novelties. If you are interested in the Houston Pipe Club visit us at HoustonPipeClub.com
Dr. Deb Muth 00:04What if the future of healing isn’t about replacing cells, but about teaching your body how to heal itself again? We keep hearing the words stem cells and exoomes thrown around like they’re interchangeable, but they’re not. One is regulated, controversial, and often misunderstood. The other is rapidly emerging as one of the most exciting communication systems in human biology. Dr. Deb Muth 00:33And here’s the real question no one’s asking. Are we actually regenerating tissue or are we just stimulating the body to remember how it used to heal? Tired of being told your labs are normal, but you still feel terrible? At Serenity Healthcare Center, we don’t chase symptoms. We find the root cause. hormones, gut health, autoimmune conditions, chronic fatigue, brain fog. Dr. Deb Muth 01:02We use cuttingedge functional and regenerative medicine to get you real answers and a real path forward. This isn’t your average doctor’s office. This is medicine the way it was meant to be practiced. You deserve to feel like yourself again. Visit serenityhealthcarecenter.com to book your appointment today. Let us help you heal from the inside out. Dr. Deb Muth 01:28Welcome back to Let’s Talk Wellness Now. I’m Dr. Deb, your host. And if you’ve been following regenerative medicine, you’ve probably noticed the confusion. Patients are asking me every week, are exoomes stem cells? Are stem cells legal in the United States? I heard the FDA is shutting down all these clinics. Can I even get this therapy? Do I have to leave the country for treatment? Today, we’re cutting through the noise. This episode is not hype. Dr. Deb Muth 01:54It’s not sales. It’s education so you can understand the science, the regulatory reality, and the clinical difference between stem cell therapy and exoome therapy. And here’s what I want you to know right up front. Yes, these therapies are being used in the United States every single day. Yes, they’re being offered by highly trained physicians in integrative and regenerative medicine clinics across the country. Dr. Deb Muth 02:22Some are being used in FDA registered clinical trials. Some are being used in observational studies and some are being used in clinical practice under physician discretion. The landscape is nuanced and you deserve to understand it. So, grab your cup of coffee or tea and settle in for a deep dive into the most understood therapies in regenerative medicine. Dr. Deb Muth 02:43what they actually are, how they work, the regulatory landscape, and how they might support your body’s natural healing capacity. Let’s talk wellness now. So, let me start by asking you something. When you hear the word stem cell, what do you picture? Most people imagine damaged tissues magically regenerating or a torn meniscus growing back, cartilage reforming it into an arthritic joint or damaged brain tissue being replaced with healthy new beautiful cells. It’s a beautiful vision. Dr. Deb Muth 03:15And while it’s not quite that simple, the reality is actually more sophisticated and honestly more beautiful. Stem cells are powerful and they absolutely work, but the way they work and the mechanism by which they support healing is far more elegant and more so than most people really understand. And if you’re going to invest in regenerative therapy, you deserve to understand what you’re actually receiving. Dr. Deb Muth 03:44So, let’s start at the beginning. What are stem cells? At their core, stem cells are undifferentiated cells. That means they haven’t yet decided what they want to be when they grow up. Unlike a heart cell or a skin cell or a bone cell which have already committed to a specific function, stem cells exist in this beautiful state of potential. Dr. Deb Muth 04:05They have two remarkable abilities. First, they can self-renew. They can make copies of themselves, maintaining a reserve of these powerful cells throughout your lifetime. Second, they can differentiate under the right conditions. They can transform into specialized cell types. Bone cells, cartilage cells, nerve cells, muscle cells, even blood cells. Dr. Deb Muth 04:27This is why they’ve captured the imagination of the medical world. The potential is extraordinary. Now, there are several types of stem cells and understanding the differences matters tremendously for both understanding how they work and understanding how they’re regulated. Adult mezzenymal stem cells. We call these MSC’s are the most commonly used regenerative medicine. Dr. Deb Muth 04:54These come from bone marrow, atapost tissue, that’s fat, and other adult sources. They’re what we can call multi-potent, meaning they can become several types of cells, but not every type. A bone marrow stem cell isn’t going to become a brain cell, for instance. It has potential but it’s directed potential. Dr. Deb Muth 05:19Then we have perinatal stem cells. These come from umbilical cord blood cord tissue or something called Wharton’s jelly which is the gelatinous substance inside the umbilical cord. These cells are younger, more potent, and research by Weiss and colleagues published in stem cells back in 2006 showed that Wharton’s jelly derived MSC’s have superior proliferation and differentiation potential compared to bone marrow derived cells. Dr. Deb Muth 05:48They’re like comparing a 20-year-old athlete to a 50-year-old athlete. Both can perform, but one has more reserve capacity, more vigor, and more regenerative potential. And this isn’t this is very important because the perinatal sources umbilical cord tissue Wharton’s jelly amniotic tissue these are what many regenerative medicine clinics in the United States are using today and they’re using them because these tissues are incredibly rich in not just stem cells but growth factors cytoines and exoomes. Dr. Deb Muth 06:21Then there are embryionic stem cells. These are pur potent and they become any cell type in the body, but they’re highly regulated, ethically controversial, and honestly, they’re not being used in clinical practice in the United States outside of the very specific FDA approved research trials. Dr. Deb Muth 06:41So, when clinics talk about stem cell therapy, they’re almost never talking about embryionic stem cells. Now, here’s where it gets interesting and this is the part that changes everything about how we understand regenerative medicine. When you receive stem cell therapy, let’s say someone injects umbilical cord derived messenymal stem cells into your arthritic knee, those cells do not typically engraft or become new tissue in any permanent way. Dr. Deb Muth 07:12They don’t set up shop in your joint and start cracking out new cartilage cells for the rest of your life. So what are they actually doing then? Well, in 2011, researchers Arnold Arnold Kaplan and Dennis Korea published a landmark paper in stem cells translational medicine that fundamentally changed how we understand MSC therapy. Dr. Deb Muth 07:35They proposed that we should stop calling memal stem cells and start calling them medicinal signaling cells. Why? Well, because their primary therapeutic benefit doesn’t come from what they become. It comes from what they secrete. Think of stem cells as incredibly sophisticated biological pharmacies. When you inject them into damaged tissue, that arthritic knee, that inflamed autoimmune condition, that injured brain, that don’t just sit there passively, they sense the environment. Dr. Deb Muth 08:07They detect inflammation. They recognize the tissue damage and they understand that the immune dysregulation is present and they see that and respond. They start pumping out hundreds of bioactive molecules, growth factors that tell your cells to repair and rebuild, cytoines that modulate inflammation, chemocines that recruit your body’s own healing cells to the area. Dr. Deb Muth 08:32And these tiny membranes bound packages called extracellular vesicles, including exosomes, which we’re going to talk about extensively today as well. These secreted factors are giving instructions to your native cells. They’re saying, “Let’s reduce inflammation. Let’s modulate your immune response. Let’s promote angioenesis. Dr. Deb Muth 08:53” That’s the formation of new blood vessels, bringing nutrients and oxygen. Let’s stimulate your own resident stem cells to wake up and get to work. Reduce cell death in damaged tissue and restore normal cellular function. This is called paracrine signaling. It’s the cellto cell communication. And this is where the real therapeutic power lives. Dr. Deb Muth 09:14The stem cells themselves, many of them die within days to weeks, but the cascade of healing they trigger, the signals they send, the programs they activate in your own cells, those effects can last for months or even years. Now, this understanding is crucial because it explains why both stem cell therapy and exoo therapy can be effective. Dr. Deb Muth 09:38The stem cells are powerful not because they become new tissue but because of the signals they send and exoomes are those signals isolated and concentrated. The biggest misconception in regenerative medicine is that stem cells replace tissue and in reality they coach healing more than they become healing. They’re biological educators teaching your body to remember how it used to heal before chronic inflammation, toxicity, and disease turned off all those programs. Dr. Deb Muth 10:12So if stem cells don’t exactly end graft and become the new tissue, if their power is in their signaling and then next logical question is why do we need the cells at all? Well, if we could isolate the messengers themselves, what if we could deliver just the communication systems without any of the complexity of the living cells? Well, that’s exactly what exosomes are. Dr. Deb Muth 10:38And they represent the cutting edge of regenerative medicine. So, let me paint you a picture of how cells actually communicate. Because for most medical history, we had it wrong. For decades, textbooks taught us that cells talk to each other in two basic ways. through direct contact like shaking hands or releasing signaling molecules that floated through the extracellular space like messages in bottles, simple chemical messages. Dr. Deb Muth 11:09But in the 1980s and 90s, researchers started discovering something far more sophisticated. cells were releasing these tiny membrane bound packages like a biological FedEx envelope kind of you know it was filled with complex specific cargo and these packages could travel through the blood cross the barriers that normally keep things out like bloodb brain barrier and deliver their contents to distant cells with remarkable precision. Dr. Deb Muth 11:38These are called extracellular vesicles. And exoomes are one of the most therapeutic important types. So what exactly are exosomes? Well, they’re nanosized vesicles, typically 30 to 150 nanome in diameter. To put that into perspective, a human hair is about 100,000 nanometers wide. These are incredible and most impossibly tiny. Dr. Deb Muth 12:09They’re released by virtually all cells in the body, but the most therapeutically interesting exoomes come from mezenymal stem cells. And those medicinal signaling cells we just discussed. And according to a landmark review of Raposo and Stervogal, they published in the journal of cell biology in 2013, exoomes are not cellular debris. They’re not waste products. Dr. Deb Muth 12:35They are precisely engineered communication vesicles or vehicles. Think of them as sophisticated delivery systems carefully packed, carefully labeled, and sent to specific destinations. very specific instructions. Inside each of these exoomes, you’ll find an incredibly sophisticated payload. They are microRNAs. These are small RNA molecules that can literally turn genes off or on in the recipient cells. Dr. Deb Muth 13:06They can tell a cell to start making more collagen, to reduce inflammatory proteins, to activate repair programs that have been shut down by chronic disease for a very long time. There are messenger RNAs, actual templates for protein production. And exoome can deliver these instructions for making healing proteins. There are proteins themselves, growth factors, cytoines, enzymes, all the molecular tools a cell needs to heal. Dr. Deb Muth 13:34And there are lipids, specialized fats that help the exoome membrane fuse with targeted cells, delivering the cargo inside. When an exoome reaches its target cell, it can either fuse the cell membrane and deliver its contents directly inside like a Trojan horse, or it can bind to surface receptors and trigger signaling cascades, setting off a chain reaction of healing responses. Dr. Deb Muth 14:01Either way, it’s delivering very specific targeted instruction. And here’s what makes this so powerful. Those instructions are tailored to what this recipient cell actually needs. So, let me give you some concrete examples of what the research actually shows because this is where it really gets exciting. When researchers inject MSC derived exoomes into hearts that had experienced eskeeia, reprofusion, injury, that’s damaged blood flow being cut off and then being restored. Dr. Deb Muth 14:36Kind of like what happens during a heart attack. Something remarkable happened. A study by Lei and colleagues published in stem cell research in 2010 showed that exoomes significantly reduced the size of the damaged area, reduced inflammatory cytoines that drive tissue destruction and promoted tissue repair signaling. The exoomes were telling the heart cells stop the inflammatory cascade, activate your survival programs and repair the damage. Dr. Deb Muth 15:06In cartilage research, tow and colleagues published work in biioaterials in 2017 showing that exosomes derived from MSC’s could promote cartilage regeneration in osteoarthritis models. And the exoomes carried specific microRNAs that told condondroytes cartilage cells to proliferate and make more extracellular matrix, the structural framework of healthy cartilage. Dr. Deb Muth 15:30for autoimmune conditions. Research by Blazic and colleagues in Frontiers in Immunology in 2014 demonstrated that MSC derived exoomes could shift immune cell behavior from pro pro-inflammatory to regulatory. They could take an overactive self-attacking immune system and restore balance and promote tolerance. And perhaps most exciting brain research, a study by Zinn and colleagues published in the journal of extracellular vesicles in 2013 showed that MSC derived exoomes could cross the bloodb brain barrier. Dr. Deb Muth 16:07That protective shield around your brain that normally keep things out and promote neurological recovery in stroke models. They reduced brain inflammation, promoted neuroplasticity, supported the formation of neural connections, and for mitochondrial dysfunction, which underlies so many chronic conditions, Morrison and colleagues published research and scientific reports in 2017 showing that MSC derived exoomes can actually deliver functional mitochondria or mitochondrial components to damaged cells. They’re not Dr. Deb Muth 16:40just sending instructions, they’re sending spare parts. They’re restoring the cellular powerhouses to produce energy. So why are exoomes fundamentally different from stem cells? Well, exoomes contain no living cells. They can’t replicate. They can’t end graph. And they have virtually no risk of immune rejection or tumor formation. Dr. Deb Muth 17:03Concerns that exist elevate rarely with cellular therapies. They’re essentially biological software updates for your cells. As Fineian Pitiger wrote in their seinal review in stem cells in 2017, MSC derived exoomes represent the active ingredient of stem cell therapy delivered in a cellfree format. That’s the key insight in the in the therapeutic benefit of stem cells and it comes from what they excrete. Dr. Deb Muth 17:33Then exoomes are the secretion isolated, concentrated, and standardized. From a practical clinical standpoint, exoomes offer several compelling advantages. First, consistency. Because exoomes can be isolated, characterized, and standardized, each dose can be remarkably consistent. With living stem cells, there’s variability based on donor age, health status, processing methods, and one batch may be robust, but another might be weaker. Dr. Deb Muth 18:05With exoomes, you can measure the content, measure the potency, and ensure the quality control. Second is storage. Exoomes can be liophalized. They can be freeze-dried and stored at room temperature or refrigerated for extended periods. Stem cells require cryopreserv preservation, careful freezing, careful thawing. They’re fragile. Dr. Deb Muth 18:31Exoomes are remarkably stable. And third, their safety profile. Without living cells, the risk of adverse imunological reactions is dramatically lower. You’re not introducing foreign cells that your immune system might recognize and attack. You’re introducing molecular messages. Fourth is scalability. You can harvest millions, even billions of exoomes from stem cell cultures without ever injecting the cells themselves. Dr. Deb Muth 19:01And you can produce large quantities, standardize them, and make them available to patients. Now, there is a caution here in doing this. The scalability can produce rogue cells, and we want to be cautious of that. So, here’s what I need you to understand. Exoomes don’t force healing. They remind the body how healing works. Dr. Deb Muth 19:24They’re not replacing damaged cells. They’re re-educating the cells you already have. They’re turning back time on the biological programs that got turned off by inflammation, toxicity, trauma, time, and chronic disease. Your body knows how to heal. It’s done its entire life. Every cut that closed, every bone that mended, every infection you fought off, your body orchestrated that healing. Dr. Deb Muth 19:51The problem is that chronic disease, chronic inflammation, toxic exposures, poor nutrition, stress, all of these things disrupt the communication networks that coordinate healing. And exoomes restore that communication. They’re like rebooting a computer that’s frozen. They reset the system and remind it how it’s supposed to function. All right. Dr. Deb Muth 20:14So, this would not be complete if we didn’t talk about regulation because this is where a lot of confusion exists. And I want you to be given a real picture. Not fear-mongering, not pretending. There aren’t regulatory considerations, but the actual practical reality of how regenerative medicine is practiced in the United States today. Dr. Deb Muth 20:38Here’s what you need to understand. The FDA regulates these therapies and they have specific frameworks, but there’s important nuances between regulatory text enforcement priorities and actual clinical practice. And there are also state level regulations that provide additional pathways. The FDA regulates human cells, tissues, and cellular and tissue based products. Dr. Deb Muth 21:05We call them HCT/PPS under two main pathways. Section 361 products are those that meet specific criteria. They’re minimally manipulated, intended for homologous use, meaning these tissues perform the same basic function in the recipient as it did in the donor. They’re not combined with non-tissue components and they’re either autotogus, meaning they come from your own tissue, or they have had minimal systemic effect. Dr. Deb Muth 21:38An example of a clear 361 procedure, your doctor harvests your own bone marrow, we call this PRP, performs minimally processing to or uh perform Yeah. performs minimal processing to concentrate the stem cells through a centriuge and injects it into your arthritic knee the same day. That’s autogus same day but minimally manipulated. Dr. Deb Muth 22:04This is unquestionably legal and is being done in regenerative medicine clinics across the country every single day. So there’s section 351 where products are those that don’t meet all the section 361 criteria. They’re classified as drugs or biologic products and they require FDA approval through clinical trials. Dr. Deb Muth 22:27Now here’s where this gets more nuanced. There are regenerative medicine clinics across the United States using stem cell and exoome therapies in different contexts. First FDA registered clinical trials. These are formal research studies with investigational new drug applications. Patients enroll in trials. They sign informed consents. Dr. Deb Muth 22:48They receive therapies as part of their structured research protocols. And this is completely legal and represents the gold standard for gathering evidence. Second is observational studies and registry programs. Many clinics are collecting systemic data on patient outcomes using these therapies even outside the FDA trials. Dr. Deb Muth 23:12They’re documenting results, tracking safety, and contributing to the growing body of clinical evidence. Third, there’s clinical practice under physician discretion. There are physicians using these therapies based on their own clinical judgment informed consent from patients and their interpretation of the regulatory framework particularly around minimal manipulation and homologous use. Dr. Deb Muth 23:34Now there are also state regulations that provide additional legal frameworks. So, for example, Florida has enacted the Right to Try Act and specific regenerative medicine legislation that allows physicians to offer certain stem cell therapies under the state oversight. Utah has passed similar legislation creating pathways for regenerative medicine products. Dr. Deb Muth 23:57And these state laws recognize that patients should have access to potentially beneficial therapies, particularly when used by trained physicians with appropriate informed consent. The regulatory question often centers around are these products minimally manipulated. Some products clearly are not. They’ve been cultured. Dr. Deb Muth 24:20They’ve been expanded in laboratories and those require FDA approval that they don’t have. The FDA has appropriately shut down clinics using those products. But there are other products that undergo processing that many physicians and manufacturers argue constitutes minimal manipulation. And these tissues are cleared, potentially fragmented or particulated to make them more suitable for injection, preserved using methods like cryopreservation or liophalization and packaged. Dr. Deb Muth 24:54But the cells are not cultured or expanded in the laboratory. The FDA has issued guidance suggesting that many of these processing steps constitute more than manipul minimal manipulation. But many physicians, particularly those who specialized in regenerative medicine for years, disagree with that interpretation and they believe that the processing qualifies as minimal manipulation and that the product should fall under section 361 when used for homologous purposes. Dr. Deb Muth 25:24Is there regulatory debate? Absolutely. The FDA and some clinicians have different interpretations of what constitutes minimal manipulation. But here’s the practical reality. There are hundreds of well-trained, bore certified physicians across the United States offering these therapies every single day. Dr. Deb Muth 25:42They’re doing so based on their understanding of the regulations, their clinical experience, their commitment to patient safety, and their belief that these therapies can help people who have exhausted conventional options. The FDA’s enforcement priorities have focused primarily on the most problematic cases. Clin clinics making blatant disease cure claims, products with documented safety issues, clear cases of cellular expansion and culture, or clinics operating with no medical oversight. Dr. Deb Muth 26:15Reputable regenerative medicine physicians are using products from companies that provide comprehensive documentation of their processing methods. third-party sterility testing, certificates of analysis showing bioactive content, and quality control measures that meet or exceed industry standards. Now, let me be very clear about something. Dr. Deb Muth 26:36Quality matters enormously. Not all stem cells and exoome products are created equal. Research by Burger and colleagues published in the Orthopedic Journal of Sports Medicine in 2021 analyzed 12 commercially available stem cell products and found that many contained zero viable cells, high levels of bacteria, endotoxins and inconsistent growth factor concentrations. Dr. Deb Muth 27:01This is why the company providing these biologic matters tremendously. You want products from manufacturers who provide transport documentation in sourcing and processing. Conduct third-party testing and sterility and potency. Offer certificates of analysis for each batch. Use standardized validated processing protocols. Dr. Deb Muth 27:24Have quality control measures that ensure consistency and don’t make outrageous cure claims or promise. The best regenerative medicine physician carefully vet their suppliers. They don’t use products from companies making unrealistic promises. They use products from manufacturers who are transparent, scientifically rigorous, and committed to quality. Dr. Deb Muth 27:46Now, you specifically ask about homologous use and collagen defects. So, let me address this directly for you. Under the FDA guidance, homologous use means the tissue performs the same basic function in the recipient as in the donor. So for connective tissue, tendons, ligaments, cartilage, fascia, all of that which are collagenrich structures using MSC’s or their derivatives could be considered homologous use. Dr. Deb Muth 28:17MSC’s in their native environment provide structural support to produce extracellular matrix including collagen. Using them to support healing in damaged collagen rich tissues like arthritic joints, torn tendons or degenerative ligaments is arguably the same basic function. So using exoomes derived from MSC’s to support collagen synthesis reduce inflammation and promote tissue healing in the same structures. Dr. Deb Muth 28:46Many practitioners argue this also qualifies as homologous use because you’re supporting the structure and function that MSC’s would naturally support. So here’s the bottom line on the regulatory reality. Regenerative medicine is available in the United States. It’s being offered by highly trained physicians in integrative and regenerative medicine clinics across the country. Dr. Deb Muth 29:11Some therapies are offered in FDA registered clinics and some are offered in observational studies. Some are offered in clinical practice under physician discretion, informed consent, and careful attention to safety. The regulatory landscape is evolving. There are ongoing discussions both federally and state levels about creating clearer pathways for these therapies. Dr. Deb Muth 29:32So, if you choose to go down this road, you want to work with physicians who understand the regulations, who use quality products from reputable manufacturers with rigorous testing and documentation, who are transparent about what they’re using and why, who discuss the current regulatory landscape honestly with you, and who prioritize your safety and truly informed consent above all else. Dr. Deb Muth 29:55This is not a lawless wild wild west. But it is also not as simple as everything is legal and unavailable. It’s a nuanced landscape that requires ethical knowledge. And these practitioners that have this knowledge have got to provide informed patients who understand both the potential benefits and the current regulatory context. Dr. Deb Muth 30:17So let’s have some fun here. Let’s talk about what really matters to you that are listening and that’s what conditions are being supported with these therapies. What does the research show and what are clinicians seeing in actual practice with patients? Because here’s what’s really important. We have both published research evidence and extensive clinical experience. Dr. Deb Muth 30:38And when the two align, that’s when we can feel confident and comfortable about using these approaches. So, let’s start where we have the most substantial evidence. joint health and muscularkeeletal conditions. For arthritis, we have good data. A systemic review by Tan and colleagues published in arthritis research and therapy in 2021 analyzed 20 randomized controlled trials in MSC therapy for knee osteoarthritis. Dr. Deb Muth 31:05They found significant improvements in pain and function particularly in mild to moderate disease. What’s really interesting is when researchers start analyzing whether it was the cells themselves or their secreted factors doing the work. They found that exoomeenriched preparations showed similar benefits to whole cell therapy. Dr. Deb Muth 31:26Now towen colleagues in the biioaterials paper from 2017 demonstrated that MSC derived exoomes could promote cartilage matrix synthesize and reduce inflammation markers. The exoomes carried microarnas that told cartilage cells to make more collagen and proteoglycans, the building blocks of healthy cartilage. Dr. Deb Muth 31:49In clinical practice, physicians are seeing patients with knee, hip, shoulder, and spinal arthritis, experiencing reduced pain, improved function, better motility, and in some cases, measurable improvements in their tissue. I want to share a story here with you because back in 2006, my husband was injured at work. Some of you might have heard me tell this story before. Dr. Deb Muth 32:11Um, he broke two discs in his back and underwent surgery very early on when we started using stem cells. They had put cages and plates in and they used MSC’s to put inside the cage to create a hardened bone so that he could have a fusion and hopefully not have any pain. At the time, what the physician didn’t realize or mistakenly did was he did not put any human bone mixed with these dead cadaavver bone MSC’s. Dr. Deb Muth 32:42And so the MSC’s never grew. They didn’t have anything to grow by. So the plates and the screws just kind of went back and forth for six months before he could see another physician that would look at him differently and understand what actually happened. That was very early on. Today we know so much more than we did before. Dr. Deb Muth 33:01Fast forward to 2014 when my husband was having problems and he couldn’t feel his legs, he couldn’t feel his feet. We decided to undergo uh exoo and stem cell therapy again and we saw a physician in Florida who harvested cells from his bone marrow and his blood and his fat and mixed that all together and then put that back into the back. Dr. Deb Muth 33:27and he had tremendous benefit from it. So, I tell this story because I want you to see the trajectory of how long this has been going on that we’ve been using this and we’re learning as we’re going and things are changing rapidly in this in this world. And so, what we know today and what I’m teaching you today may very well change in a month or six months or a year from now, but we have the foundation at least to understand what is helpful, what is not right now. Dr. Deb Muth 33:54But just be aware that if you’re embarking on exoome or stem cell therapy or MSC’s that you understand that this terrain is going to change. So back to my conversation about what other things can we treat? Well, we can treat tendon and ligament injuries, chronic tennis elbow, Achilles tendonopathy, rotator cuff tears, chronic planter fasciitis. Dr. Deb Muth 34:17These were researched by PA and colleagues in the American Journal of Sports Medicine in 2017 and it showed that bone marrow concentrate injections resulted in improved pain and function compared to steroid injections. Now this mechanism appears to be enhanced collagen remodeling and reduced chronic inflammation. Dr. Deb Muth 34:39These are structural collagenrich tissues using MSC’s or their derivatives for structural support which makes biological sense. It’s homologous use. It’s similar. So clinically we’re seeing athletes, active adults and people with chronic pain who failed physically um failed physical therapy, failed conservative treatments finding relief in this functional uh improvement in this functional world that we live in today. Dr. Deb Muth 35:07So, I want to be clear about what we’re doing here for joint and muscularkeeletal issues. We’re not growing completely new cartilage from scratch or severely destroyed joints. We’re not magically regenerating tissues that’s been gone for decades. That’s not possible here. What you’re doing when you’re using MSSE’s and exoomes is supporting the body’s natural ability to repair, reducing inflam inflammation and damage, and we’re driving progressive degeneration uh or we’re stopping the progressive degeneration. By reducing the Dr. Deb Muth 35:41inflammatory damage, we’re stimulating resonant stem cells that have been dormant. We’re improving blood flow and uh uh oxygen to the tissues like cartilage and tendons. and we’re organizing the body to start creating its own quality collagen as it heals. So, it’s a regenerative support, not a tissue replacement. Dr. Deb Muth 36:07But for many people, this support is lifechanging. So, let’s talk about autoimmune disorders now because this is one of the most exciting and unrecognized applications. autoimmune conditions like rheumatoid arthritis, lupus, MS, Crohn’s disease, ulcerative colitis, Hashimoto’s, they all involve the immune system and the immune system is deregulated. Dr. Deb Muth 36:30And so basically your immune system is seeing this tissue as foreign and it’s attacking it. These MSC’s and their exoomes have profound immune modulatory properties. They don’t suppress the immune system like steroids or imunosuppressive drugs. They modulate it helping to restore balance. So for rheumatoid arthritis, research by Weang and colleagues in stem cells translational medicine in 2016 showed that MSC derived exoomes could shift the balance of immune cells, reducing pro-inflammatory TH7 cells that drive joint disruption uh and increase Dr. Deb Muth 37:08regulatory TE-C cells that maintain immune tolerance. So for MS, a clinical trial by Kasus and colleagues published in archives of neurology back in 2010 evaluated autotogus MSC therapy and MS patients and they found evidence of reduced disease activity, improved neurological function and decreased inflammatory uh lesions on MRI scans. Dr. Deb Muth 37:34The proposed mechanism is MSC’s and their exoomes reduce inflammatory cytoine production promote regulatory imu immune populations support remination of damaged nerves that is rebuilding the protective coating around the nerve fibers and it reduces bloodb brain barrier permeability which prevents immune cells from attacking their brain and spinal cord. Dr. Deb Muth 38:02And so for inflammatory bowel disease, the research by Barnholm uh sorry Barnhorn and colleagues in gut in 2020 showed that MS cell MSC derived extracellular vesicles could support mucosal healing and reduce inflammation in the gut lining. They appeared to restore intestinal barrier function, healing that leaky gut and modulating local immune responses. Dr. Deb Muth 38:30So in clinical practice, physicians are seeing patients with autoimmune conditions, experiencing reduced disease flares, decreasing the need for imunosuppressive medications, improving energy and quality of life, and in some cases extending periods of remission. But here’s what I want you to understand. Dr. Deb Muth 38:52When you see these therapies for autoimmune conditions, we are supporting immune regulation and reducing inflammatory damage. We are not treating or curing the disease in a conventional sense. These therapies work best as part of a comprehensive functional medicine approach that also addresses gut health because 70% of your immune system lives in your gut and environmental triggers like mold, heavy metals, chemical toxins that can drive autoimmune responses, chronic infections that can trigger immune disregulation, stress and nervous system imbalance. And Dr. Deb Muth 39:29these nutritional deficiencies are necessary to help improve the immune function. So regenerative therapy without addressing root causes is like bailing water out of your boat without plugging the hole. You might get temporary relief, but the underlying problem still remains. So let’s talk about neurological conditions. Dr. Deb Muth 39:52And this is where the science gets truly fascinating. for traumatic brain injury and concussion. Research by Zang and colleagues in the Journal of Neurot Trauma in 2015 showed that MSC derived exoomes could reduce brain inflammation, promote neuroplasticity, that’s the brain’s ability to rewire itself and improve cognitive outcomes in animal models. Dr. Deb Muth 40:17The exoomes crossed the bloodb brain barrier, delivered neuroprotective proteins and microRNAs. They reduced inflammation, supported mitochondrial function in injured neurons and promoted both new blood vessels from new blood formation and neurogenesis and the birth of new neurons occurred. Neurological recovery requires a multi-systematic approach. Dr. Deb Muth 40:42Exoomes may support neural repair, but they work best combined with hormone optimization, growth hormone, testosterone, thyroid, pregnnolone, mitochondrial support compounds like NAD, CoQ10, PQQ, carnitine, all of those things that we use traditionally in functional medicine. Now for stroke recovery, there was research by Zinn and colleagues in the journal of extracellular vesicles that showed MSC derived exoomes reduced the size of brain damage and improved neurological recovery in animal models. There was a Dr. Deb Muth 41:19Parkinson’s disease study done by Kimoji and colleagues in the movement disorders in 2018 that suggested that MSSE derived exoomes could support dopamineergic neuron survival and those are the cells that die in Parkinson’s and it can help to reduce neuroinflammation. Clinically, physicians are seeing improvements in patients with postconussion syndrome, chronic traumatic brain injury, early stage cognitive decline, and other neurodeenerative conditions. Dr. Deb Muth 41:52These are not cures, but meaningful improvements in cognitive function, mood, energy, and quality of life. Now, let’s talk about autism spectrum disorder very carefully here because this is a very sensitive but very important topic for families. There have been several clinical trials that have explored MSC therapy for autism. Dr. Deb Muth 42:16Liv and colleagues published research in stem cell translational medicine in 2013 showing improvements in social interaction, communication, and behavioral symptoms in children with ASD who received cord blood MSC’s. Dawson and colleagues in 2017 conducted randomized trial autotogus cord blood infusion and found modest improvements in social communication particularly in children with higher baseline immune dysregulation. Dr. Deb Muth 42:47The proposed mechanisms for modulation of neuroinflammation support the mitochondrial function because many children with autism show evidence of mitochondrial dysfunction, reduction of oxidative stress, improvement in gut brain access dysfunction and modulation of immune dysregulation. In clinical practice, some physicians are seeing improvements in some children, better eye contact, increased language development, reduced sensory sensitivities, improved social engagement, but responses vary significantly, and we cannot predict which children will benefit most. So for Dr. Deb Muth 43:26families considering regenerative approaches for autism, these therapies are supporting the body’s healing mechanisms, reducing neuroinflammation, supporting cellular energy production, modulating immune function. These should only be considered as part of a comprehensive biomedical approach that includes dietary interventions to address food sensitivities, support gut health, environmental toxin removal, particularly heavy metals and chemical exposures, gut healing protocols with targeted probiotics and nutrients, Dr. Deb Muth 44:00metabolic testing and targeted supplementation, and evidence-based on behavioral and developmental therapies. These therapies should only be pursued with practitioners who are honest about what we know and what we don’t know and who follow rigorous safety protocols who never promise cures and who view regenerative medicine as a tool in the comprehensive healing strategy, not a standalone miracle. Dr. Deb Muth 44:26Not only that, these therapies will most likely need to be given several times over the course of this person’s lifetime, possibly even on an annual basis. And this is really important because it is not a oneandone. It is not a one-sizefits-all, and it needs to be looked at as a long-term option for working with autism. So, since we’re looking at stem cells versus exoomes, living cells, with stem cell therapy, you’re receiving living cells that can survive in your body for days to weeks. Dr. Deb Muth 45:02With exoome therapy, there are no living cells, just biological messages they would have sent. So, replication stem cells can potentially replicate. Although therapeutically this happens minimally, exoomes cannot replicate. They deliver the cargo and then they are cleared by your body. With stem cells, it’s primarily paracrine signaling. Dr. Deb Muth 45:28They’re coaching your cells to heal. With exoomes, it’s pure signaling, pure reprogramming your cells without any cellular component. Stem cells as we talked about can be autotogus from your own bone fat, blood or um bone marrow or allergenic from umbilical cord tissue or Wharton’s jelly. Dr. Deb Muth 45:50Exoomes are typically derived from cultured MSC’s often from umbilical cord or bone marrow sources and both can be given by local injection for targeted treatment of joints and tissues and exoomes can be given intravenously for whole body systemic support. both have um low immun immunogicity. I can’t say that word today. Dr. Deb Muth 46:17But exoomes have even lower risk since they contain no cellular material. Now, it’s absolutely critical for you to understand that there are massive quality differences. We’ve talked about this earlier. I want you to be very aware of this and have a conversation with any of the practitioners that you’re considering undergoing this treatment with. Dr. Deb Muth 46:37Here is where it matters more than anything when you’re considering regenerative medicine, the quality of the products and the expertise of the practitioner. Because the reality is not all regenerative medicine products are created equal. We all know that when we take different supplements and not all practitioners understand these therapies at the same depth. Dr. Deb Muth 46:58You want to look for practitioners that are board certified or have some kind of specialized regenerative medicine training. You want to know their clinical experience. How much have they done these procedures? How long have they done this? You want honest communication about the evidence and the limitations in this. Dr. Deb Muth 47:17You want a comprehensive functional medicine approach to go along with these therapies. And you want somebody that’s transparent about their informed consent and their regulatory status. If you have people that are uh claiming that they can cure disease or giving you guarantees, that is not that is not a good practitioner to work with. Dr. Deb Muth 47:37If you have high pressure sales tactics, you need to decide today limited supply for a week. These are marketing manipulations. It’s not medical care. You want to be cautious of extremely low prices because quality regenerative products are expensive to source, process, and test. and store. And if somebody’s offering stem cells or exoomes for a few hundred dollars, seriously, you need to question the quality, the safety, and where they got this from. Dr. Deb Muth 48:09So before undergoing any regenerative therapy, make sure you’re having a very, very lengthy conversation with the person and so you truly understand exactly what you’re getting, how it’s going to be delivered, and what they’re going to do. If there’s one thing I want you to take away from today is that your body has remarkable capacity to heal when given the right biological signals and the right environment. Dr. Deb Muth 48:35Stem cells and exoomes are powerful tools for providing biological signaling that can reduce inflammation, modulate immune function, support tissue repair, and restore cellular communication that’s been disrupted by chronic disease and inflammation. These therapies are available in the United States through trained physicians working in FDA registered trials, observational studies, and clinical practice, and using quality products from manufacturers with rigorous testing and quality control. Dr. Deb Muth 49:04So before you invest in regenerative medicine, do your homework. Ask detailed questions about product quality and source. Verify the products come from reputable manufacturers with certificates of analysis, third-party testing. Work with experienced practitioners. And remember, no injection, no infusion, no biologic can overcome ongoing toxic exposure, chronic stress, poor nutrition, gut dysfunction, and inadequate sleep. Dr. Deb Muth 49:34True healing requires your body and you to actively participate in this healing. If you are unwilling to address the root causes and change the lifestyle factors that disrupted your health in the first place, the biologics can amplify your healing signals, but you have to create the internal environment where healing can actually happen. Dr. Deb Muth 49:56So, I hope this episode has helped you understand regenerative medicine more clearly. Share it with somebody who’s looking for healing beyond the conventional approaches. And until next time, this has been Let’s Talk Wellness Now. Have a blessed day. >> Welcome to Let’s Talk Wellness Now, where we bring expert insights directly to you. Dr. Deb Muth 50:16Please note that the views and information shared by our guests are their own and do not necessarily reflect those of Let’s Talk Wellness Now, its management, or our partners. Each affiliate, sponsor, and partner is an independent entity with its own perspectives. Today’s content is provided forformational and educational purposes only and should not be considered specific advice, whether financial, medical, or legal. Dr. Deb Muth 50:41While we strive to present accurate and useful information, we cannot guarantee its completeness or relevance to your unique circumstances. We encourage you to consult with a qualified professional to address your individual needs. Your use of information from this broadcast is entirely at your own risk. Dr. Deb Muth 51:00By continuing to listen, you agree to indemnify and hold Let’s Talk Wellness Now and its associates harmless from any claims or damages arising from the use of this content. We may update this disclaimer at any time, and changes will take effect immediately upon posting or broadcast. Thank you for tuning in. We hope you find this episode both insightful and thought-provoking. Listener discretion is advised.The post Episode 265 – The Future of Healing: How Exosomes Re-Educate Your Body to Heal Itself first appeared on Let's Talk Wellness Now.
On this week's episode of The Learning Curve, co-hosts Alisha Searcy of the Center for Strong Public Schools and Mary Tamer of MassPotential speak with Rachel Canter, Director of Education Policy for the Progressive Policy Institute's Reinventing America's Schools project and founder of Mississippi First, about Mississippi's remarkable rise in K–12 student achievement and the policy reforms that helped drive it. Drawing on her experience as a former Teach For America teacher and longtime education advocate, Canter reflects on the leadership, accountability, and strategic reforms that helped Mississippi transform from one of the nation's lowest-performing states to one of its fastest-improving on the National Assessment of Educational Progress. She discusses the science of reading, the debate between phonics and whole language instruction, and what schools must do to rebuild academic rigor in literacy, STEM, and civics. Canter also explores the importance of exposing students to great literature and roots music from William Faulkner and Delta bluesmen like Robert Johnson, drawing on Mississippi's rich cultural legacy, and reflects on how lessons from Civil Rights era figures, including Emmett Till and Fannie Lou Hamer, can strengthen civics education today. She concludes by sharing policy recommendations for governors, legislators, educators, and parents seeking dramatic and lasting improvements in student outcomes nationwide.
Amateur Radio News and Information in the Greater Cincinnati, Tri-State, Ohio, Kentucky, and Indiana Areas for the Week of May 22, 2026.This weeks topics include:2026 Dayton Hamvention2027 HamcationCongratulations to new HamsScouts and Ham RadioLewis and Clark EventAmerica 250KY Severe Weather NetKB4KY Winlink Weather NetMONIX Meeting2026 Spring Meet up in Ky Mountains EventKy Birthday BashKY POTA Celebrates Ky BirthdayOhio Packet ZOOM MeetingKY QSO Party2026 Field DaySTEM Camp for kidsRepeater ListHamfestExams
Learning to teach math teachers better with Dr. Jennifer Ward, Associate Professor of Elementary Mathematics Education at Kennesaw State University, Dr. Joseph DiNapoli, Associate Professor at Montclair State University, and Dr. Alesia Moldavan, Associate Professor of Elementary Mathematics and Science Education at Georgia Southern University. They share their experience and expertise on being mathematics teacher educators, their work around supporting noticing of productive struggle in teacher preparation, and the role the STaR program played in them coming together. Links from the episode Ward, J., DiNapoli, J. & Monahan, K. (2022). Instructional perseverance in early-childhood classrooms: Supporting children's development of STEM reasoning in a social justice context. Education Science, 12(159). https://doi.org/10.3390/educsci12030159 TMT 122 - Keith Leatham and PME-NA 2026 Service, Teaching, & Research (STaR) in Mathematics Education: Supporting Early Career Mathematics Teacher Educators Follow the link for more information and to give to support the program.Special Guests: Alesia Moldavan, Jennifer Ward, and Joseph DiNapoli.
After spending time in the Obama White House, Kumar Garg came away with a toolset of skills to help drive change, spotlight good ideas and scale them. Now he's applying those ideas to philanthropy. As the co-founders of Renaissance Philanthropy, Kumar and Tom Kalil have built an organization around a deceptively simple idea: What if philanthropy could help scientists, technologists, and innovators think bigger — and then actually fund the work at the scale required?Kumar and Claudia dive into:Renaissance Philanthropy's approach: time bound and thesis driven fundingHow Kumar would spend $500 million on health right nowHow public health and academics could think biggerKumar's intriguing ‘open notebook' idea:“It's very valuable to me if a researcher has the equivalent of an open notebook. These are all the ideas… Here's my active research projects. Here's all the interesting sort of experiments I've done… you can imagine then sending an agent out and read[ing] people's open notebook.. it would be a way to discover people's work.”Relevant LinksLearn more about Renaissance PhilanthropyGet info on the Big If True Science Accelerator (BITS)See a photo of Kumar's White House white board on TwitterAbout Our GuestsKumar Garg is the President at Renaissance Philanthropy.Kumar has helped to shape the science and tech landscape for almost two decades. Working with Eric Schmidt, he helped design and launch moonshot initiatives in education, provided early support to game-changing ideas and pioneers, and built ongoing multi-donor and multi-sector collaboratives.Prior to that, he helped set budget and policy priorities for the Obama Administration as part of the White House Office of Science and Technology Policy, and drove progress on topics ranging from education and workforce issues, biotechnology, entrepreneurship, space, advanced manufacturing, broadband, nanotechnology, behavioral sciences, digital media, incentive prizes, and broader innovation policy.In particular, he led the Obama Administration's efforts to bolster science, technology, engineering and math (STEM) education, including development of major budget and policy initiatives in the State of the Union to train 100,000 excellent STEM teachers and bring computer science to all K-12 students, development of the Educate to Innovate campaign with over $1 billion in in-kind and philanthropic investment, and creation of iconic events such as the White House Science Fair.Prior to his time in government, Kumar worked on behalf of parents and children seeking educational reform as an education lawyer and advocate. Kumar received a B.A. from Dartmouth College and a law degree from Yale Law School.SourceConnect With UsFor more information on The Other 80 please visit our website - www.theother80.com. To connect with our team, please email claudia@theother80.com and follow us on twitter @claudiawilliams and LinkedInSubscribe to The Other 80 on YouTube so you never miss our video extras or special video episodes!
High schoolers who show advanced aptitude and interest in science and math often seem destined to concentrate on STEM in college. Surprisingly, though, many choose a more financially focused track. Amy and Mike invited college counselor Mike Hammer to explore business vs engineering majors for tech-minded students. What are five things you will learn in this episode? If a student is talented in math and science, and interested in both business and engineering, which one should they go for? If a student is interested in engineering but might do better in business, should they go for a business major in college? What are the major differences between business courses and engineering courses in undergrad college? What kinds of intellectual curiosity suggest business or engineering as ideal majors? Engineering majors can be competitive; are business majors as competitive? Will it be a problem for the college application if a student's high school did not offer any business classes? MEET OUR GUEST Mike Hammer earned his Business degree from the Haas School at UC Berkeley. Besides higher ed, his background includes work in for-profit, non-profit and consulting sectors. Mike's 25 years at Cornell University included working closely with admissions directors and reading admissions for 14 cycles. He was responsible for helping administrators understand changing trends in applications and helping the university adapt to serving increasingly diverse applicants. Mike also served as a mentor for STEM student groups including the McNair Scholars, helping students navigate the complex environment of higher education. His experience gives him a comprehensive understanding of the importance of matching each student's talents, goals and dreams to the environment that is right for them, and how to communicate a student's unique story to the admission readers. Mike first appeared on the podcast in episode 463 in an IEC PROFILE. Mike can be reached at mikehammer@stemadvising.com. LINKS The 10 most in-demand bachelor's degrees—No. 1 isn't engineering Global Essay Prize | John Locke Institute RELATED EPISODES HOW BUSINESS-MINDED STUDENTS CAN STAND OUT IN COLLEGE ADMISSIONS NAVIGATING THE COMPETITIVE LANDSCAPE OF COMPUTER SCIENCE AND ENGINEERING ADMISSIONS HOW COLLEGES ADMIT BY MAJOR ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.
Register here to attend the live virtual event "Why Investors Are Targeting Oklahoma Real Estate in 2026" on Thursday, May 28th at 8:00 PM Eastern Time. Keith describes how a plain long-term single-family rental can quietly build wealth in ways most investors overlook, using his "GRE Duck" framework to illustrate returns beyond simple cash flow. He also emphasizes the passive income potential of buy-and-hold properties, detailing factors like: appreciation, principal paydown, tax benefits, and inflation. An Oklahoma-based investor and provider then joins Keith to introduce Oklahoma City and nearby markets as emerging options for cash flow–focused buyers. Together, they explore why this lesser-known market and a straightforward buy-and-hold approach may deserve a closer look from investors. Episode Page: GetRichEducation.com/606 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text FAMILY to 66866 Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate duck is quacking. Learn what that's all about. See how you could expect to profit $2,500 every month just from a normal long term rental. Then the most important message that I have to tell you in years. And finally, we explore a market where new build single family rentals cost $145,000 all today on get rich, education, flock homes helps multi family owners exit the operator grind, whether it's your six Plex or a 50 unit apartment through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management request your initial valuation, see if your property qualifies. At flock homes.com/gre that's F, L, O, C, K, homes.com/g, R, E, Speaker 1 1:07 you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:23 Welcome to GRE from Hudson, Colorado to Hudson, New York and across 188 world nations. I'm Keith Weinhold, and this is get rich education with perspective every week that you won't hear from the average slack jawed finance talking head. Just a few weeks ago, it was announced that rent payments will now factor into credit scores. Yes, I suppose that now tenants can say, See, my rent is not like throwing money away. I'm investing in my FICO score. This is good news for landlords. It can be good news for tenants too, actually, and I think it's just good for society that being accountable and making timely rent payments get tracked and can be rewarded. Yes, the news is that weeks ago, Fannie Mae and Freddie Mac are allowing rent and utility payments to be included in credit reports that are factored into eventual mortgage approvals. It is good that your tenant is informed of this, and therefore they'll be more incentivized to pay you the rent on time. So yes, rent is now a credit builder and hmm, does this mean that America finally admitted that shelter is more important than your tenant's Banana Republic Visa card? This is something that should have been done a long time ago now. This also helps in the rent to own strategy, if you ever employ that with a tenant. Yeah, the rent to own strategy. That's where a tenant, they rent a home from you today, with the option to buy it from you later at a pre agreed price. It's basically a hybrid between renting and buying. And the advantage is you can sell your rental at a greater profit than you could otherwise, when you employ that and the reason that having rent payments be on a credit report now gives you some assurance that your tenants will improve their credit scores enough to qualify for a mortgage and actually buy your rental. So that's always an exit option for you the rent to own strategy benefiting too from this change. Now let me tell you about the GRE duck, because this duck is quacking, making some noise, and we talk about what you might think of as a more base investment strategy. And this might be your base investment strategy. It is just simple long term buy and hold investing. Some people mistakenly think that to be a big profiteer in real estate, that it takes a lot of time and money, or they think that you've got to flip a property or wholesale or do rent to own plans with your tenant, like I just mentioned, or that you have to house hack. You don't have to do any of that heavy hands on stuff. You can be highly profitable without opening up some active business inside your property, like an assisted living home or doing some co living arrangement that you self manage, or doing short term rentals. No, you don't have to do any of that. No sledge hammer required. Let's talk about the GRE duck and how normal long term rentals are super profitable. In fact, you can profit $2,500 per. Per month from just one ordinary, single family investment property, just a regular long term rental with, say, a small down payment on a 300k income property. Keith Weinhold 5:14 Now $2,500 that might seem high to be clear, that's not the rent amount. That's not the gross. This is your net, $2,500 in total profit every month. And you know, from the outside, the uninitiated might say, Well, wait, how could one plain house really perform this? Well, all right, say that it creates $200 in monthly cash flow, your rent income, minus expenses. This only represents the part of a duck that is visible on top of the water there on the lake surface, because that's all that most people see. And it's not a decoy duck. This is the real thing, because the duck also kicks up less visible underwater returns of another $2,300 monthly. And here's how what's beneath the surface, those duck legs are paddling like they're doing CrossFit. Here's a plausible scenario. Let's just use an appreciation rate of 5% mortgage rate of 6% and say inflation is 3% Well, the first thing that the duck is furiously kicking up underwater is that erstwhile appreciation of 5% on a 300k property. This is $15,000 a year that you're benefiting, which is $1,250 per month of profit to you. Next, there's principal pay down, also known as your ROA, that return on amortization your tenant is chipping away at your loan balance for you $3,000 a year from an amortization table, that's 250 bucks a month. Then there's the tax benefits. Say the estimated depreciable value is 240k after land divide that by 27 and a half years for your depreciation schedule, that is an $8,700 a year deduction. If you're in a 25% tax bracket, that's 2200 bucks a year, nearly another $200 a month from this alone. And there are more tax benefits than that depreciation, but that's all we're going to use for simplicity. And finally, inflation, profiting 3% inflation on your 240k loan, that is 7200 bucks a year. Yes, another 600 bucks a month. Now let's put it all together to see what the duck is doing. You've got $200 worth of cash flow, which is the visible duck, and then the rest of the paddling legs, with what they're doing underwater, it's $1,250 of appreciation, 250 in principal pay down, 200 in tax benefits, and 600 in inflation profiting. This is how your total financial benefit is $2,500 a month, and this is $30,000 of annual benefit to you. Yes, on average, you are 30k wealthier annually just from this 20% down payment on one plain, single family rental with something about as passive as it gets in real estate, that $200 per month of cash flow, that's only the part that you can see the duck gliding on the surface. And now, of course, your exact number is going to be higher or lower. Oh, maybe some downers on this is if there's a surprise insurance claim that dense things like a tree falling on your fence or a roof leak or a plumbing backup, you'll also have closing costs that you need to pay one time, a three to 4% of the loan amount when you buy so the duck could get splashed. And then this could be even better than I laid out. You might have a refinance opportunity that could increase your number. Your mortgage rate could be less than the 6% number that I use. Many builders are buying it down to under 5% for you still, and this will grow your profit number beyond $30,000 a year, and in this case, the duck would enjoy a tailwind. Keith Weinhold 9:45 Today, you do often need a seller to provide incentives to make deals create cash flow. I did some rounding for simplicity in that example, which is really like a fresh spin on real estate pays five ways that I laid out there. So essentially, this $30,000 of annual benefit this occurs whether you show up to work or not, whether you stay in bed or not, and you're probably working on it one hour per month or less. Yes, this is simply buy and hold property. None of this flipping or wholesaling or active businesses that you need to run inside it buy and hold property that's either new build or it's turnkey renovated. I mean, it's even kind of boring, no market timing, no next hot thing, nothing loud, nothing risky, nothing Instagramable. Yet so many people miss out on all of this and why? It's because they only see that $200 visible part of the duck, and they sort of think, why bother? And then you have other investors that don't stick with it long enough to realize and capture the benefit. It could take a few years to really feel a wave of appreciation or inflation. These things are more apparent, like a duck that starts quacking and getting noticed, the GRE duck helps you understand how even a modest portfolio of four or five or 10 ordinary houses builds lasting wealth. Some people think that they need to own 100 doors worth of apartment building units or something like that in order to quit their job. That is just not true. I describe precisely how the middle class can get ahead. You could quietly out earn your day job with just a small pack of properties. This is embodied and symbolized by the GRE duck. Later today, we'll talk about the exact types of properties that are conducive to this. Let me tell you what's really interesting. Now, when we look at a five year arc, here's what's remarkable. In 2022 mortgage rates tripled and home prices rose anyway. In 2024 and 2025 the level of inventory soared and home prices rose anyway. Last year, available inventory was up about 30% from the prior year. Well now it's only up about 4% from last year, the growth in available housing supply has really slowed. It is going to be fascinating if supply shrinks this year, and this is the trend, this is the direction that the market is going, which could put accretive upward pressure on prices, but not as much as something else could. Now, sometimes here on the show, I inform you about micro real estate issues, or like the savviest strategy to achieve rent increases with your tenant, but there is a macro force that could reshape real estate markets in your purchasing power for years. In fact, I'm about to share with you this is the most important, newsworthy message that I have had in years. CPI inflation keeps rising. Jerome Powell is now newly out as Fed Chair Kevin Warsh is the new guy, and he's in there at a moment where global expectations and interest rates and currencies and housing and investor psychology could all shift at once. Now, frankly, I think it would be reckless to cut rates into the fresh inflationary shock that we have from the war in Iran now, but that's exactly what some market participants are betting on, and this time, inflation is not Coming from stimulus checks and peloton bikes, like it did during covid. At this point, we have already weathered a pandemic and lockdowns and money printing and tariffs. Now it is even more we have added in a kinetic war and severe energy shocks and supply chains that are now tied into knots, the profundity of the Iran war effects are coming two time. Keith Weinhold 14:53 GRE podcast guest, Dr, Chris Martinson and I, you know, we are not some Doomer. Spouting baseless hyperbole to get fear clicks. This month, Chris stated that he would not be surprised to see 18 to 20% inflation in the next two to three years. Yes, you heard that right. This would make the pandemic inflation spike look like a warm up act. Remember back in 2022 that's when inflation peaked at 9.1% back then, in one year, home prices exploded about 20% rents surged 15% grocery prices went to orbital and a trip to Costco suddenly felt like financing a small boat. Well, today, things are poised to get even worse. Since the start of the Iran war, we've seen the prices of jet fuel go up 70% sulfur up 60% Brent crude has spiked 52% heating oil is also up 52% since the start of the Iran war. WTI crude oil up 48% urea also up 48% diesel up 45% gasoline up 40% all of these are not obscure commodities that are sitting in a warehouse somewhere. They are the hidden ingredients inside everyday American life. Diesel moves almost everything that you buy. Urea grows the food. Oil becomes plastics, packaging, chemicals and electronics, pharmaceuticals, cosmetics, paint, asphalt and 1000s of petroleum based consumer products. I mean, effectively, this massively raises the blood pressure of the entire economy, there is still cargo that's been sitting in or around the Persian Gulf and hasn't been able to transit the Strait of Hormuz for almost three months now. That's per Reuters. Even if a permanent peace agreement were signed today, this doesn't just all magically snap back by next week, it could take more than a year to normalize shipping routes, in inventories, in refining operations and supply chains. And in fact, it is even worse than that if the new Fed chair worsh decides to jack up interest rates. See, even that would do little to fix the supply side problem, because higher rates don't produce oil, they don't reopen shipping lanes, higher rates don't unclog ports. So this is not a time to sit in excessive cash and hope that your purchasing power survives. For a lot of investors, this is the time to accumulate more productive real assets while maintaining some prudent liquidity. You've always got to maintain some the alternative is to start eating losses. When we had two big waves of inflation in the 1970s bonds were mockingly called certificates of confiscation back then, and why? It's because investors earned 5% while inflation hit 15% the people who win in inflationary eras are really three groups, owners of productive real assets, people with pricing power and strategic long term fixed rate borrowers. It is pretty rare that I draw a line in the sand to identify a major inflection point and really encourage others to act. The last time that I did that distinctly was in November of 2021 because that's when mortgage rates were 3.1% inflation was double that at 6.2% and I urged investors to borrow big, and I showed you the evidence of when I stated that in last week's newsletter. I showed you right where that was published, and at that time it sounded aggressive, but today, those borrowers are sitting on yesterday's debt while they're earning today's inflated dollars. I mean, you have profited handsomely from that while there were others that were calling for a real estate price crash back in 2021. Keith Weinhold 19:44 Gosh, that was the biggest appreciation rate year that we've had in a long, long time. Well, today, it's another inflection point, because you and I may be about to witness the highest inflation of our lifetimes, the prudent move is not paralysis. It is positioning. It means owning more productive real assets and ideally tying them to that long term fixed interest rate debt before the window closes again. So if you've been thinking about investing, repositioning your portfolio or making a plan before inflation accelerates again, you can speak directly to an MBA with real world real estate investing experience. It's a more crucial time than usual to book a free call with a GRE investment coach, which you can do at greinvestmentcoach.com. Windows like this do not stay open forever. It is the right time to act. In my opinion, that's the big message. The war inciting high inflation and hitting the point of no return for that. And I expect those free open slots to fill up fast, book a time again at GRE investment coach.com and plot out a plan. A lot of great shows coming up here on the GRE podcast, including two weeks from now, the number one selling personal finance author of all time, Rich Dad, Poor Dad. Author Robert Kiyosaki will be back on the show with us. As for later today, it's interesting to learn about a new market that we have not discussed in depth before, especially when it's a cash flow market. It includes new build single family rentals for $145,000 and now it's really small, but it also includes granite and LVP flooring. That's next. Keith Weinhold 20:20 I'm Keith Weinhold. You're listening to get rich education. What if you got your mortgage loans the same place I get mine. You sure can at Ridge lending group, NMLS, 42056, they provided GRE listeners with more loans than anyone. Because Ridge specializes in investment property. They'll help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat directly with President chailey Ridge while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com, let me ask you something, if you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom family investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation and full disclosure. I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk and nothing is guaranteed, but with a track record of consistent on time investor payouts, they built real credibility. Go to freedom family investments.com. To book a clarity call or text family to 66866, that's family. 266866, Richard Advani 23:19 This is hem lanes, co founder, Dana Dunford, listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 23:35 We have the chance to discuss a cash flowing real estate market today that isn't talked about very often with Richard, an income property provider in Oklahoma. And Richard, you have over a decade of experience working and investing in the Oklahoma market. And then you your wife and your daughter, you move there because it is a rather attractive investment climate. You've been prolific in the industry. You've spoken at hundreds of real estate events, so welcome and tell us more about yourself and really that attraction to Oklahoma. Richard Advani 24:09 Yeah, it's great to be here and share, you know, more of what I learned as an investor the last 10 years. Yeah, it's been amazing, because when I first invested here, it was more of a diversification play for me, and I didn't expect a lot of growth, but, you know, it had good fundamentals, and boy have I been surprised, because it has grown, and the growth just continues here. Keith Weinhold 24:30 Now, in a sense, I think about Oklahoma as a potential next place. And what I mean by a next place is that 10 to 20 years ago, Denver and Phoenix were metros that worked well for cash flow and real estate investors, but then prices ran up faster than rents in Denver and Phoenix, and they no longer work for cash flow with a 20% down payment on residential property, Oklahoma feels positioned as a next place where the numbers still work before the price. Prices get run up and this is especially true when we're still in this affordable housing crisis. And Americans kind of look for that next place where the cost of living is still low. Richard Advani 25:10 Exactly. And if we look back to you said, the fundamental things that made Phoenix and Austin and all these places grow out of the desert was they were affordable and they were business friendly. And the median home price in the US right now is $430,000 roughly, yeah, and the median home price in Oklahoma today, even after all that growth, is a little over half of that. So it's not a new concept to understand why and where that growth here stemming from. Keith Weinhold 25:37 since 2000 Oklahoma cities, just that city's average annual growth rate is 1.4% that is really solid for a mature interior US Metro now, it's not quite like Austin or Nashville, but you're avoiding those substantially higher Austin and Nashville prices. And for comparison, the nation's annual growth rate since 2000 is eight tenths of 1% to your point about the growth now Oklahoma, I think of it as really like a two major metro state. You've got Oklahoma City in the middle and then somewhat smaller Tulsa in the northeastern part of the state. So talk to us more about that growth. Richard Advani 26:19 Yeah, definitely. Well, I think, you know, 20 years ago, Oklahoma is really known as an energy state and a military state, and they acknowledge that as a state that they want to reduce that dependence. So there's been a huge amount of programs driven to bring small to medium size and obviously large size businesses in at the moment, we focus primarily on Oklahoma City, but Tulsa, as you mentioned, is an hour and a half away. If you look at a map, it looks really far away, but it's not in Tulsa is really kind of the Austin of Oklahoma. There's a lot of STEM and a lot of robotics and a lot of different things going on there. Stay tuned, though, as we move into latter part of the year, we are going to start expanding our product into Tulsa as well. But I think the big thing Keith is bringing awareness to people that Oklahoma exists. We do a lot of client tours, and we look forward to touring a lot of your clients as well. But people are just blown away when they get here. It's clean, it's nice, it's family friendly. All the suburbs of Oklahoma City, for example, they're just gated communities and good school districts. And what's crazy is you could put 20% down buy a brand new home in a nine out of 10 school district in the Oklahoma City metro, we're in the below $300,000 range, and make a positive you know, you can't do that in any other metro in the US. Keith Weinhold 27:38 Yeah, that is really attractive. So I think of Oklahoma City is a place that's not very flashy, although they do have that proposal for that giant building that I think a lot of people have read about. You know, it seems like every major city has their big, pointy thing in the middle of town. Oklahoma City might as well they have a skyscraper with a proposal, only a proposal at this stage, which would make it the tallest building in the United States, but outside of something flashy like that, I don't think of Oklahoma as a very flashy place. It doesn't make the headlines as much as a lot of other places do, but those headline making places seem to have the prices run up, and that's not so advantageous for investors. So tell us more about that investor advantage in Oklahoma, including things like the law tilting toward landlords versus tenants, and any other economic drivers. Richard Advani 28:31 Yeah. So firstly, I'll touch on that point. It's a very, very landlord friendly state, from the month a tenant runs late, you can essentially have them out that same month, as long as a property manager company is doing their job and serving notices. But at the end of the day, if it's a matter of the tenant not paying their rent, and you've provided a household right, your HVAC is working, there's nothing negligible on the landlord side, super easy. It's an open and shut case. Now what we see because of that is, out of 250 properties under management last year, we've never had to do an eviction, because it's a lose, lose for the tenants. And they know that, right? You serve them with the notice, they are out very, very quickly. So yeah, very strong on the landlord side of things, as I mentioned earlier, a lot of growth happening in Oklahoma, like you mentioned that tallest building, in addition to that, you know, the OKC Thunder, are here, and, you know, I think they're a champion. I watched zero sports, but I have read deeply into the economic impact, and I've seen it right. I've had people come to town and we give recommendations on where to stand. They're like, Oh, I've been to Oklahoma two years ago for a thunder game, and I fell in love with the city, and it's very, very underrated. Imagine if you could have got into, you know, Austin or Dallas 10 years, 12 years, 15 years ago. And I hear it very often from people. This reminds them of what those places were like 10 years ago. And that's a great thing to hear, right, that strong fundamental and catalyst for that growth exists. Buying a single family home, as I mentioned in that A plus school district that Windows closing here in Oklahoma as well. You know, I think there's another year, year and a half, before they will pencil and will be like every other large metro in the US. So, you know, I think we're all going to look back and be like, Oh, you got in Oklahoma early. I've been in here 10 years. I think I got in early, but you know, we're still relatively early in terms of, you know, the growth trajectory, that's the head and once again, it's driven by common sense, fundamentals, affordable, business, friendly people get here, establish community, and it's a really nice place to live. I love it here. Keith Weinhold 30:35 And because now you're a resident. Yes, you know Richard, one phrase I've shared with my audience recently, and I think it's apropos here is people say that they want an opportunity. What they really want is certainty. But as soon as certainty arrives, the opportunity is gone. I really think that's relevant here. So we've been talking about Oklahoma City, and what you do is you rehabilitate or offer new build properties to investors. Oftentimes they're out of state. You place a tenant for them, and then, if the investor so chooses, you also manage it for them. Like you mentioned, you have 250 properties under management in your portfolio. That's what you do, that's who you serve. We've talked about Oklahoma City. Tell us about some of the outlying areas, and why you choose those for investors, Richard Advani 31:29 That's a great question. And yeah, we primarily focus on new construction, because that's what I believe in for investors as well. What's amazing is, we're kind of a, I don't say supermarket, but we're a mega market because we're in six or seven different cities within Oklahoma, which means for the investors, six or seven different strategies, right? As I mentioned already, we're in the A plus areas at the best schools. We're in commuter towns that are 20 minutes outside of the metro that are really charming. We're in military towns where we have very, very strong economies, very high rent to purchase price ratios, really some of the highest in the country for new construction. And we deliver products, starting brand new single family homes is at 145,000 and at 180 and 220 and, you know, all the way up to 550 and everything in between. So we have a product for every type of investor we have, you know, a home for every type of tenant out there as well, which, you know, makes our tours amazing, too. People leave with their head spinning, but we really have a good amount of selection and strategies within the state. Keith Weinhold 32:35 145k for a detached single family home is pretty mind blowing to some people. I've seen those. I know the footprint of those is pretty small, but that really gives an idea of what potentially makes you attractive to work with. You have those all the way up to 550k which I think are the new build duplexes, correct mentioned there. So yeah, this is potentially attractive to people. I think a lot of us are really more interested in that ratio between the rent income and the purchase price, that valuable formula. So will you tell us more about Richard Advani 33:11 That? Yeah, that's something that I think we really excel at, is finding that balance point between durability for the investor, but also kind of where that rent range falls off is. A lot of experienced investors know, as you go higher priced, higher end, the rent starts really falling off there. All of our builds have LVP throughout granite. You know, even that 145,000, our home is so much granite and it would blow your mind, but we're not skipping anything, right? They all have full gutters. All have central heating and air conditioning with that end end goal of making it durable. But, you know, finding that tipping point to where we're not over building for that rent, so we're able to really bring in some high cash flows for what we target, and we specialize in affordable housing. And when I say affordable, don't think cheap. Just think most builders are going to build a product we've been in a boom the last 20 years, right? So if there's 500 people in line to buy a $400,000 home where your profit margins are high, why build a $250,000 home, right? And that is where the housing shortage is, and that is what we've made our nation. Most importantly, that is where we can make cash flow as investors. Keith Weinhold 34:20 So we're thinking about numbers on our pro forma now, Oklahoma does have tornadoes. I happen to know that tornado paths are geographically narrow. It's been estimated that they've severely damaged less than 1% of Oklahoma homes. But tell us about that, including the insurance coverage is one of our pro forma items. Richard Advani 34:42 It's a great question, obviously, that comes up a lot. I took a video two weeks ago with tornado sirens blaring, and I'm with my wife and daughter, and mind you, my wife yells at me up until recently to get in the shelter. And we walk out front and I'm recording, and I look to the left, old couple outside looking at the sky. Look to the right, kids in the. Parents looking at the sky, and surprisingly to me, my wife was right there behind me. I'm like, why are you not in the shelter so? Long story short, tornadoes are real, right? I've lived here two and a half years now. I've never met a person affected by a tornado, yet, personally, and as you mentioned, it caused very low damage. There's very rarely fatalities. And most importantly, look, insurance rates are determined by losses suffered by that insurance company. You guys will be blown away at how inexpensive the insurance is, just for that reason, right? But, yeah, tornadoes are real. We're in tornado season now, and people ask, what do people do when the tornadoes are on? And, frankly, walk out and look up at the street, you know, at the sky. It's not like a hurricane, where they come in and mass and destroy a town. You can see the storm cell moving around right when you're looking outside. So damage is low. I've owned real estate in Oklahoma for over a decade. I've never been affected by a tornado, either. But you know, they are a thing, and they're that hot point, just like fires in California. What was earthquakes? But the important thing is, the standard insurance policy covers tornadoes, it covers hail, it covers all of that. And, you know, even on those 300,000 more a plus class properties insurance is like 1500 a year. You know, very inexpensive. Keith Weinhold 36:15 We're talking about what I've been referring to, potentially as that next place for real estate investors. I was talking about that in house here with Naresh on how Oklahoma really feels like that next place due to some of these characteristics that I've been talking about. And Richard before, I ask you if you have any last thoughts. I have an event to tell you the listener about next Thursday night, May 28 Richard here is CO hosting a live webinar along with our GRE investment coach, Naresh, and you are invited to attend from the comfort of your own home. You'll meet Richard, learn the market, see performers of specific available properties, and you're probably going to learn something about real estate investing that you didn't know before. It's also a format where you can have any of your questions answered in real time. This can be an actionable opportunity for you again. It's Thursday, May 28 at 8pm Eastern. Sign Up it's free, you can register. It's open now at gre webinars.com. You'll meet a real pro, experienced provider there on the ground. Richard here and do you have any last thoughts, including what we can learn and see next Thursday? Richard, Richard Advani 37:34 Just that you know, if you haven't considered Oklahoma before, take a close look at us, right? There's a lot of amazing things happening. I am boots on the ground. I started as a real estate investor, and that's kind of the foundation for our business. We really encourage tours to come out here. The market sells itself, but it's not needed. Look, we are boots on the ground. I bought dozens of properties myself, sight unseen. Technology makes things amazing for that. But come down. If you guys do have the time, we're going to share a lot more specifics next Thursday on proformas, on exact numbers and specific opportunities. And yeah, excited to share Oklahoma with all of your investors, and to bring these opportunities to you guys and appreciate the opportunity to be here. Keith Weinhold 38:18 Is there anything that investors find surprising that they did not know about Oklahoma prior to investing there, and prior to learning about it, and before you answer yes, thank goodness that you offer tours. Any good provider should do that, although, in my experience, it's typically only five to 10% of out of state investors that actually take up somebody on the tour. You can never take that personally. That's just what happens industry wide, as we know. But is there any maybe last thing that we should know about the market, Richard, maybe something that an out of state investor is a bit surprised to learn, or that's unique to that particular market? Richard Advani 38:58 I think the biggest thing that people are surprised about is how nice it is. I've actually had an investor bought six properties and moved to Oklahoma become a good friend of mine. Now, since he lives in Oklahoma, people are just blown away at how clean and nice and family friendly. And we hear quite often that, you know, our investors would live in these homes, so much so we had one actually do that. So yeah, it's very underrated. And I think, as you said very aptly earlier, you know, it's the next market, it could be the next big market, Keith Weinhold 39:30 potentially that next place. If this sounds interesting to you, be sure to join Richard and our team again. It's Thursday May 28 at 8pm Eastern, and you can register at gre webinars.com. It's been valuable. Richard, it's been great having you here on the show. Richard Advani 39:46 Thank you. Keith Weinhold 39:52 Yeah, a rather interesting potential. Next place, if you will, for some perspective in Noelle. Normal traffic conditions from downtown Dallas, it is a three to three and a half hour drive north to Oklahoma City, but that is its own distinct market and city and capital. Oklahoma City affordable and business friendly this century. Really, it's those two drivers, affordable and business friendly, that have been the growth engines for other cities. OKC also has an expanding aerospace and tech presence in major downtown development projects, among other interesting things. At next week's live event, expect to see new build, yes, as low as 145k with LVP flooring and granite throughout, like we touched on there, one investor has even moved into the property themselves. I mean, you can do that if you want to. These are conducive to being good rental properties, but you own the property, you could live there, if you so chose. Yes all the way up to new build duplexes at 565k that generate almost $4,000 in monthly rent, though, these are the types of properties where you might want to pick up one of them, or five of them as investments leveraging the GRE duck and getting position for this likely next inflationary wave from an energy shock. I don't want to steal all the thunder from the event, but expect the provider to offer two years of free property management as well. One last time it all takes place next Thursday the 28th at 8pm Eastern. Sign Up Free at gre webinars.com until next week. I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 1 41:49 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests on their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 42:18 The preceding program was brought to you buy your home for wealth, building, get richeducation.com you.
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This week I'm sharing the fourth and final installment from the day-long conference convened by the Institute for America, China, and the Future of Global Affairs (ACF) at Johns Hopkins SAIS on April 3rd in Washington — “The China Debate We're Not Having: Politics, Technology, and the Road Ahead.” The first three episodes featured Jessica Chen Weiss's opening remarks and the panels on what China wants, what the United States wants, and tech rivalry and competing visions of the future. This final installment is a fireside conversation between Henry Farrell and Alondra Nelson, followed by Jessica's closing remarks.Once again, my deep thanks to Jessica Chen Weiss, ACF's inaugural faculty director, for organizing this terrific conference and for so generously letting me share this audio with Sinica listeners.Henry Farrell, the Stavros Niarchos Foundation Agora Institute Professor of International Affairs at SAIS, sits down with Alondra Nelson — Harold F. Linder Professor of Social Science at the Institute for Advanced Study and former Director of the White House Office of Science and Technology Policy — for what turns out to be the day's most generative reframing of the AI race. Henry begins by asking how it is that ideas once confined to 1980s science fiction — the singularity, AGI, brains-in-vats — have come to anchor mainstream American AI policy discourse. Alondra traces the genealogy back to the “Californian ideology” and the long history of outré thinking in Silicon Valley, but her real point is that something has shifted: U.S. negative sentiment around AI has been climbing and plateauing high since 2022, even as adoption has spread — the opposite of the usual technology-acceptance curve, and the opposite of what's happening in China, Nigeria, or Brazil.From there the conversation opens up into what I found to be its richest vein: the contrast between a Cartesian, disembodied American conception of AI — “we're working on the brains,” as Sam Altman put it when OpenAI shut down its robotics team in 2022 — and a more embodied approach that integrates the cognitive and the physical, which is part of what's powered China's advances in advanced manufacturing and robotics. Alondra is sharp on the costs of the brain-in-a-vat framing: it treats AI as a state of exception in which existing laws and institutions somehow don't apply, and it lets us float aspirational claims (”AI will cure cancer”) that elide all the clunky institutional stewardship actually required to get from aspiration to outcome.She also offers an incisive reading of the Trump administration's AI policy — which, she argues, is misleadingly described as “deregulatory.” Between export controls, the golden share in Intel, immigration restrictions on STEM talent, and the administration's tight stewardship of who wins and who loses in the AI ecosystem, this is industrial policy by another name — and a narrowing of democratic input over decisions of enormous infrastructural consequence.The conversation closes with Henry asking what a small-d democratic successor administration ought to do, and Alondra's answer is bracingly practical: get rid of the state of exception, take the material supply chain of AI seriously (data centers, electricity, critical minerals, communities), let state-level policy generate evidence about what works, and aim for high-watermark aspirations — North Stars, in the spirit of the AI Bill of Rights — rather than pretending the technology itself will deliver our values.Jessica then offers her closing remarks, thanking the panelists, previewing the ACF Insights Series, and putting out the call for new junior fellows at the Institute.Participants:Alondra Nelson, Harold F. Linder Professor of Social Science, Institute for Advanced Study; former Director, White House Office of Science and Technology PolicyHenry Farrell, Stavros Niarchos Foundation Agora Institute Professor of International Affairs, Johns Hopkins SAISClosing remarks: Jessica Chen Weiss, David M. Lampton Professor of China Studies and Inaugural Faculty Director, ACFSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.