Podcasts about Thanksgiving

In this episode of Quah (Q & A), Sal, Adam & Justin coach four Pump Heads via Zoom. Mind Pump Fit Tip: Why you need to be careful when taking "science bros" advice. (3:06) Service makes a HUGE difference. Sal's experience at Disneyland. (17:58) The secret to rapid hair regrowth. (31:56) Caldera Lab's new hair care system. (34:13) Weight-loss drugs like Ozempic may also curb drug and alcohol addiction. (35:48) Cavities/gum disease and its connection to strokes. (40:50) Adam's brilliant job for kids. (44:40) Mind Pump's Black Friday Sale is live! (51:50) Thanksgiving season is here. (53:10) The most overrated/underrated Thanksgiving dish. (55:10) #ListenerLive question #1 – What is the best way to go about resetting my gut and getting myself back on the right track for longer-term health? (58:19) #ListenerLive question #2 – Can you provide some advice on my lifting progress, specifically concerning muscle loss during a cutting phase? (1:07:11) #ListenerLive question #3 – How would you change up the programs to be a little more lower body focused since my upper body already takes a lot of abuse with my daily life? (1:16:17) #ListenerLive question #4 – Tell me how to improve problem areas when following MAPS 15? Given where I'm at in life, should I try to do a longer program again or continue with MAPS 15? (1:25:33) Related Links/Products Mentioned Ask a question to Mind Pump, live! Email: live@mindpumpmedia.com Visit Caldera Lab for an exclusive offer for Mind Pump listeners! **Code MINDPUMP20 for 20% off your first order of their best products. ** Visit Butcher Box for this month's exclusive Mind Pump offer!  ** New users receive their choice of a whole turkey in their first box, a ham in their first box, or ground beef in every box for the lifetime of their subscription. ** November Black Friday Deals (Nov. 1-15th): Sitewide 60% off. That includes every single MAPS program, bundle, MOD and guide. Enter the raffle now to win HUGE prizes: Bundles give you 10 entries, MAPS program gives you 3 entries, MODs or guides give you 1 entry. For programs go HERE. Enter the code BLACKFRIDAY at checkout.  Mind Pump Store Mind Pump #2665: Why "Science-Based" Lifting Is Killing Your Gains Ask Mind Pump Baldness Breakthrough: Fat Cells Could Be The Secret to Rapid Hair Regrowth Weight-loss drugs like Ozempic may also curb drug and alcohol addiction Cavities and Gum Disease Could Nearly Double Stroke Risk Visit Troscriptions for the exclusive offer for Mind Pump listeners! **Promo code MINDPUMP for 10% off your first order. ** MP Holistic Health Mind Pump #2615: Identifying Food Sensitivities With Dr. Stephen Cabral Muscle Mommy Movement Visit Brain.fm for an exclusive offer for Mind Pump listeners. ** Get 30 days of free access to science-backed music. ** Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Bret Contreras PhD (@bretcontreras1) Instagram Joe DeFranco (@defrancosgym) Instagram Ben Bruno (@benbrunotraining) Instagram Dr. William Seeds (@williamseedsmd) Instagram Dr. Stephen Cabral (@stephencabral) Instagram  

Andrea Gibson was the poet laureate of Colorado and a giant of the spoken word poetry scene. This past July, Gibson died of ovarian cancer, leaving behind their devoted fans, friends, family and longtime partner, the poet Megan Falley.For the last year of Gibson's life, a film crew followed Andrea and Megan as they navigated countless treatments and moments of triumph. In the darkest of times, their connection grew. Their deeply moving love story is the focus of a new documentary, “Come See Me in the Good Light.”On today's episode of Modern Love, Megan Falley talks with our host Anna Martin about falling in love with Andrea Gibson and loving them through their cancer diagnosis and eventual death. Falley reckons with what it's like to be a 37-year-old widow, and how despite Andrea being gone, they are very much still with her.The song Megan talks about in this episode is called “Hold Down The Fort.”Megan Falley's newsletter is called “Things That Don't Suck.”Here's how to submit a Modern Love Essay to The New York Times.Here's how to submit a Tiny Love Story.Listener call-out: Thanksgiving with family can be tough. We want to help. The Modern Love team wants to hear your questions about navigating tricky family situations over the holiday, and we'll try to find answers for you. Find out how to submit your voice memo here Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app.

Ryan Murphy reportedly has a flop on his hands with ‘All's Fair' starring Kim Kardashian. Ariana Grande joins American Horror Story with returning cast Evan Peters and Emma Roberts. Is Bob trying to make Vinnie feel stupid? Should we all be wearing makeup like Billy Idol? A UPS plane crash leaves several dead and others injured. Vinnie has the details. Who thinks cash is cringe? Well the kids of course! The new Fantastic 4 movie is now available for free on streaming. If you're not interested in that, here's some other stuff we're watching. Is cloning your dog wrong? Tom Brady doesn't think so. The internet sleuths are looking for clues about David Harbour in old interview clips. The atmospheric river is teasing us. Jerry Seinfeld (the character) dated over 60 women over 9 seasons. Dealing with an HOA? Vinnie feels your pain. Don't forget to drink your moon juice! It's time for Bridge The Gap! This week Sarah and Vinnie are joined by Joe and Joe. Can GenX finally pull out a win against the Zillennials? Stats tell us that Moms are the CEO of holidays at home. This year the average Thanksgiving will have 9 people, and potlucks are growing in popularity. Vinnie has a jaw dropping update on the Louvre heist. A bride blows up her wedding after insane advice from her psychic. Bob might steal the mic from Rob Thomas at Alice In Winterland. Kiss, Marry, Kill: A wedding, funeral, or middle school talent show. This might be the most the gang has ever disagreed! Barry Manilow's biggest hits are commercial jingles. Voter turnout was stronger than expected yesterday… especially in Kentucky. Is it wrong: Apple pie flavored mac and cheese? The NYC Marathon found a missing guy. Is it too early for Christmas trees? Plus, when did that happen?

It's time for Bridge The Gap! This week Sarah and Vinnie are joined by Joe and Joe. Can GenX finally pull out a win against the Zillennials? Stats tell us that Moms are the CEO of holidays at home. This year the average Thanksgiving will have 9 people, and potlucks are growing in popularity. Vinnie has a jaw dropping update on the Louvre heist. A bride blows up her wedding after insane advice from her psychic.

Travis is back for a midweek episode where we look ahead Sunday to the Buffalo Bills with Sal Capaccio, and catch up with Malik Washington and K.J. Britt at the Dolphins Thanksgiving event. Plus, Travis' Week 10 picks and final deadline thoughts.See omnystudio.com/listener for privacy information.

Should there be a punishment for shaving in November? Remote start. JLR deletes some of his text messages. Digital nomads have taken over Bali. Option paralysis. Digital report cards. Thanksgiving plans, roman candles, and Sean Hannity tears up. Unusual betting activity leads to a UFC fighter being cut after a suspicious loss. Rover is starting to believe sports games are rigged. Rover wants to go to Australia but was shocked at the price. A UPS cargo jet crashed in Kentucky killing nine and injuring eleven people. Exclusive video obtained by RMG from inside Jeffrey's home. Rover had a halogen bulb explode in his house.

Should there be a punishment for shaving in November? Remote start. JLR deletes some of his text messages. Digital nomads have taken over Bali. Option paralysis. Digital report cards. Thanksgiving plans, roman candles, and Sean Hannity tears up. Unusual betting activity leads to a UFC fighter being cut after a suspicious loss. Rover is starting to believe sports games are rigged. Rover wants to go to Australia but was shocked at the price. A UPS cargo jet crashed in Kentucky killing nine and injuring eleven people. Exclusive video obtained by RMG from inside Jeffrey's home. Rover had a halogen bulb explode in his house. See omnystudio.com/listener for privacy information.

Thanksgiving plans, roman candles, and Sean Hannity tears up. Unusual betting activity leads to a UFC fighter being cut after a suspicious loss. Rover is starting to believe sports games are rigged. See omnystudio.com/listener for privacy information.

Thanksgiving plans, roman candles, and Sean Hannity tears up. Unusual betting activity leads to a UFC fighter being cut after a suspicious loss. Rover is starting to believe sports games are rigged. 

   The new map in Kansas to take away a dem seat in congress has hit a snag and will be delayed until at least next year even as California passes a law that swings 5 red seats to blue.     President Trump says he's just freezing all SNAP payments until the Democrats re-open the government.  I voted for this.  The program has bloated from 17 million recipients to 42 million since Trump was last president.  It needs a total overhaul.    Target stores are laying off 1800 workers and it has nothing to do with the economy.  Walmart and Costco are booming but Target played a nasty political game for too long and the have learned the meaning of FAFO.    Salvy is back with the Royals for two more years.  The Chiefs totally whiff on trading for runningback Breece Hall.  Women's soccer has quite a controversy taking place and it may be centered in KC.  LIV Golf is expanding and our Final Final is the strangest Thanksgiving invitation ever.

Pastor Kelly Soiles reminds us that prayer isn't a magic formula but communion with God; as we bring our requests with thanksgiving, His peace guards our hearts and minds. She encourages simple, honest prayers that meet us in anxiety and lead us to steady trust.

It's a full beaver moon on this week's edition of the Talking Comics podcast! Are you prepared? We certainly hope so because Aaron's got the controls this week. He valiantly steers the ship while suffering the antics of Bob and Steve as they talk about comics, Halloween delights, and vampires who can't suck right.Comics: Li'l Miss Vampire Can't Suck Right Vol. 1, The Place Kills Me OGN, Monstress #1, Guy in the Chair #1, Masterminds #2, Redbook #1, Baby's First Mythos: A Little Educational Book, Unbeatable Squirrel Girl #1-4, Squirrel Girl Beats Up the Marvel Universe OGN, Crimson: After HoursThe Comic Book Podcast is brought to you by Talking Comics (www.talkingcomicbooks.com). The podcast is hosted by Steve Seigh, Bob Reyer, Joey Braccino, Aaron Amos, John Burkle, and Bronwyn Kelly-Seigh, who weekly dissect everything comics-related, from breaking news to new releases. Our Instagram handle is @TalkingComicsPodcast, and you can email us at podcast@talkingcomicbooks.com.

News That Didn't Make the News: How to Make Moon Water, Cash is cringe, and Thanksgiving... See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Episode 199: The Best Family Thanksgiving Getaways in the U.S. Hosts: Rob & Traci Release Date: November 2025 When you think Thanksgiving, you probably picture turkey, football, and the Macy's Parade—but what if your family celebrated somewhere new? In Episode 199, Rob and Traci explore America's best Thanksgiving destinations—from mountain towns and colonial villages to rivers lined with glowing holiday lights. Whether you want cozy, coastal, or full-on festive, this episode is stuffed with ideas for a holiday you'll truly be thankful for (and yes, the dad jokes are fully baked).

Happy Hump Day! Taryn points out that Danny says Thanksgiving wrong, his home town got roasted by a wrestler, and the legend of the horse guy remains firmly attached to the city of Enumclaw.

You are the jury! Is Katie wrong for uninviting Aunt Brenda to Thanksgiving this year? See omnystudio.com/listener for privacy information.

Would you trust a museum with a password as simple as “Louvre” to protect priceless treasures?

Why Thanksgiving is cancelled this year, a call from Colin, our favorite 10-year-old, plus Kenzie's big mishap with her dad, Head 2 Headlines, and more! Chicago’s best morning radio show now has a podcast! Don’t forget to rate, review, and subscribe wherever you listen to podcasts and remember that the conversation always lives on the Q101 Facebook page. Brian & Kenzie are live every morning from 6a-10a on Q101. Subscribe to our channel HERE: https://www.youtube.com/@Q101 Like Q101 on Facebook HERE: https://www.facebook.com/q101chicago Follow Q101 on Twitter HERE: https://twitter.com/Q101Chicago Follow Q101 on Instagram HERE: https://www.instagram.com/q101chicago/?hl=en Follow Q101 on TikTok HERE: https://www.tiktok.com/@q101chicago?lang=enSee omnystudio.com/listener for privacy information.

Less people than ever are going to be celebrating one of the best days of the year. Chicago’s best morning radio show now has a podcast! Don’t forget to rate, review, and subscribe wherever you listen to podcasts and remember that the conversation always lives on the Q101 Facebook page. Brian & Kenzie are live every morning from 6a-10a on Q101. Subscribe to our channel HERE: https://www.youtube.com/@Q101 Like Q101 on Facebook HERE: https://www.facebook.com/q101chicago Follow Q101 on Twitter HERE: https://twitter.com/Q101Chicago Follow Q101 on Instagram HERE: https://www.instagram.com/q101chicago/?hl=en Follow Q101 on TikTok HERE: https://www.tiktok.com/@q101chicago?lang=enSee omnystudio.com/listener for privacy information.

The Morning Pick Me Up just after 7 AM.You're sharing (and we're loving) the quirky and non-traditional things your family does for Thanksgiving.The Food Dude has a new frosty to tell you about.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(November 4, 2025 - Hour One)9:14 - The first Tuesday of the month brings a visit from our pal Malcom Reed. Tonight will be Thanksgiving and football heavy from a food talk stand point. Malcom will help make sure your turkey is on point along with all of the side dishes. We will also talk about some great football recipes that do not include wings...because Malcom and I LOVE chicken wings!9:35pm - I posed the question to the EC's last week. Did you know the WFC had already happened...it was a mixed bag of answers. Tonight, Mike McCloud joins me, and we cover the 2025 version of the WFC and what the final table will look like in a handful of months.The BBQ Central Show SponsorsSmokin Pecan Pellets – Use promo code “BBQCENTRAL” For 10% Off Your OrderPrimo GrillsBig Poppa Smokers – Use promo code “REMPE15” for 15% off your entire purchase!FireboardPit Barrel CookerMicallef Cigars – Premium Hand Rolled Cigars

Shoot us a Text.Episode #1188: Today we're talking Toyota's global muscle amid U.S. tariffs, Waymo's bold autonomous rollout into new cities, and why your store's holiday playlist might be just early enough to keep shoppers smiling.Show Notes with links:Toyota posted a surprising 62% jump in second-quarter profit and raised its annual outlook, even as U.S. tariffs continue to take a multi-billion-dollar toll. The automaker's resilience stems from its increasingly global revenue base and a strong performance outside North America.Despite nearly $3B in quarterly tariff costs, Toyota's bottom line rose thanks to gains in Europe, Africa, and currency advantages.Q2 net profit hit ¥932B (~$6.2B), easily beating analyst estimates of ¥801B (~$5.3B), and revenue rose 8.2% year-over-year to ¥12.4 trillion (~$82.7B).President Trump, speaking to U.S. troops in Japan last week, said Prime Minister Kishida told him Toyota would invest $10B in U.S. manufacturing. “Go out and buy a Toyota,” Trump added.Waymo is accelerating its position as the autonomous driving front-runner, announcing a major expansion into San Diego, Detroit, and Las Vegas. The move adds to an already impressive footprint that includes full-service robotaxi operations in Los Angeles, Phoenix, and the Bay Area.Waymo will begin service in San Diego in 2026, with Detroit and Las Vegas to follow shortly after.The company is emphasizing snow-readiness in Detroit, citing ongoing cold-weather testing in Michigan's Upper Peninsula.Waymo's return to Las Vegas is symbolic—it passed the first-ever state self-driving test in Nevada back in 2012.Waymo continues logging 2 million autonomous miles per week and plans to launch in Miami, Dallas, Washington, and even London by 2026.Retailers are decking the halls earlier than ever, and despite the usual grumbling about “Christmas creep,” most shoppers seem totally fine with it. A new survey reveals that the majority of U.S. consumers don't mind holiday music and décor showing up well before Thanksgiving.Only 20% of consumers think retailers should wait until after Thanksgiving to start the holiday ambiance.A combined 55% are cool with it starting in early to mid-November, while 22% are fine with it as early as October.Mood Media, a company specializing in in-store atmosphere, says holiday scents and music can actually increase shopper “dwell time.”41% of consumers said holiday vibes make them stay longer; only 6% said it makes them leave sooner.0:00 Intro with Paul J Daly and Kyle Mountsier0:30 ASOTU Edge Webinar on AI and Data Today!1:28 Toyota Raises Guidance Amid Tariff Hits3:44 Waymo To Add San Diego, Detroit and Las Vegas6:51 Shoppers Seem TJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Hi Friends! Happy Tuesday! I had an idea. Inspired by many of your comments where you mention that you put my videos on in the background to fall asleep to... I decided to put something special together for you. This is a Murder, Mystery and Makeup Compilation. A pod over 3 hours long all about a deadly theme tying all of these murderous stories together. And because Thanksgiving (and my birthday!) is right around the corner... the theme of this one is... Cannibals. In fact... the Top 6 Most Horrifying Cannibals in History. Sweet dreams! You asked for it. lol. Also, let me know who you want me to talk about next time. Hope you have a great rest of your week, make good choices and I'll be seeing you very soon xo Bailey Sarian ________ FOLLOW ME AROUND Tik Tok: https://bit.ly/3e3jL9v Instagram: http://bit.ly/2nbO4PR Goodreads: https://bit.ly/44P51lp Facebook: http://bit.ly/2mdZtK6 Twitter: http://bit.ly/2yT4BLV Pinterest: http://bit.ly/2mVpXnY Youtube: http://bit.ly/1HGw3Og Snapchat: https://bit.ly/3cC0V9d Discord: https://discord.gg/BaileySarian RECOMMEND A STORY HERE: cases4bailey@gmail.com Business Related Emails: bailey@underscoretalent.com Business Related Mail: Bailey Sarian 4400 W. Riverside Dr., Ste 110-300 Burbank, CA 91505 _________ As an exclusive offer, our listeners can get free protein in every box for a year PLUS $20 off your first box when you go to ButcherBox.com/MAKEUP. Go to ButcherBox.com/MAKEUP to get this limited time offer and free shipping always. Don't forget to use our link so they know we sent you. Whatever challenges you're facing, Grow Therapy is here to help. Sessions average about $21 with insurance and some pay as little as $0, depending on their plan. Visit GrowTherapy.com/MAKEUP today to get started. That's GrowTherapy.com/MAKEUP. Availability and coverage vary by state and insurance plan. Cancel your unwanted subscriptions and reach your financial goals faster with Rocket Money. Go to RocketMoney.com/MAKEUP today. That's RocketMoney.com/MAKEUP.

Former Vice President Dick Cheney, who served under President George W. Bush from 2001 to 2009, has died at the age of 84.His family said in a statement, “The former Vice President died due to complications of pneumonia and cardiac and vascular disease," and that his family was with him as he passed. (NBC News) MUSICBad Company singer Paul Rodgers will no longer be attending Saturday's Rock & Roll Hall of Fame Induction Ceremony in Los Angeles. Having had 13 strokes since 2016, he's been ordered by his doctors not to fly. https://www.instagram.com/p/DQm1S2wE2wX/?igsh=MXhnaXA2MG9qZGs4Mw%3D%3D Ace Frehley fans have launched a campaign to make the late KISS guitarist an honorary astronaut. https://www.loudersound.com/bands-artists/campaign-ace-frehley-honorary-astronaut Dolly Parton just announced that her long-awaited SongTeller Hotel in downtown Nashville is officially open for reservations. https://people.com/dolly-parton-new-songteller-hotel-in-nashville-is-open-for-reservations-see-inside-11840773 Jimmy Eat World will release a new vinyl EP on November 14th. Failure compiles all the various singles they've released in the past five years plus the previously unreleased title track. Watch a video for that song on YouTube. https://www.youtube.com/watch?v=iyiQKcMJjOoShinedown have announced the lineup for their inaugural destination event, Shinedown's Lunatic Ball, October 23rd through the 25th in Miramar Beach, Florida. They'll play two different headline sets and will be joined by Bush, Flyleaf with Lacey Sturm, Living Colour, From Ashes to New and more. https://www.instagram.com/p/DQmvO35ieC7/Staind, Drowning Pool, Fozzy, 10 Years and Buckcherry have joined the Welcome to Rockville lineup, May 7th through the 10th at the Daytona International Speedway in Daytona Beach, Florida. Only two headliners have been announced so far -- My Chemical Romance and Bring Me the Horizon. The full lineup will be revealed soon. https://x.com/RockvilleFest/status/1985394566548062238 TVJimmy Fallon announced "People" magazine's Sexiest Man Alive last night, and it's Jonathan Bailey from "Bridgerton". He's Lord Anthony Bridgerton. https://people.com/jonathan-bailey-is-sexiest-man-alive-2025-11842000 The fight between Jake Paul and Gervonta Davis has been canceled. https://variety.com/2025/tv/news/jake-paul-gervonta-davis-fight-canceled-netflix-1236569098/ The annual Macy's Thanksgiving Day Parade is one of the largest in the world, held in New York City each Thanksgiving morning. https://www.usatoday.com/story/entertainment/tv/2025/11/03/macys-thanksgiving-parade-performers-lineup/87070412007/ Jon Stewart has agreed to continue hosting The Daily Show on Comedy Central once a week. https://variety.com/2025/legit/news/jon-stewart-renews-daily-show-host-late-night-1236568626/ MOVING ON INTO MOVIE NEWS:RIP: Actress Diane Ladd has passed away. She was 89 years old. https://variety.com/2025/film/obituaries-people-news/diane-ladd-dead-wild-at-heart-laura-dern-mother-1236568764/ Charlie Sheen recently admitted that he'd had sexual encounters with men, back when he was a slave to the crack pipe. But now he claims we got the wrong idea. https://ew.com/charlie-sheen-addresses-misunderstanding-about-his-sexual-experiences-with-men-11840856 "Home Alone" is celebrating its 35th anniversary this month, and we might finally have an update on what some of the characters are up to now. Macaulay Culkin stars as Kevin McCallister in a new ad for Home Instead, a company that provides in-home, non-medical care for seniors. Rather than defending the house from the Wet Bandits, he's concerned about creating a safety plan for his mom. https://www.youtube.com/watch?si=8CEFoGUggfNVxx9T&v=9LD4lzjmjWg&feature=youtu.be AND FINALLYSo much for Ryan Seacrest being the safe choice: A traditional family values group has put "Wheel of Fortune" on their naughty list. https://onemillionmoms.com/current-campaigns/wheel-of-fortune-is-no-longer-family-friendly/ AND THAT IS YOUR CRAP ON CELEBRITIES!Follow The Rizzuto Show @rizzshow on all your favorite social media, including YouTube, Facebook, Twitter, Instagram, TikTok, and more. Connect with The Rizzuto Show online at 1057thepoint.com/RizzShowSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dave and Chuck the Freak talk about Jason eating Dave’s candy, inventor of frozen burrito passes away, things that were normal 20-30 years ago that are now a luxury, recognizing AI videos, old man ended up in a pond, Dick Cheney passed away, 2 people charged in alleged terror plot around Halloween in Detroit, effect of government shutdown on airports, woman lied about finding needle in kid’s Halloween candy, whipped cream heist, woman creates bus for dogs business, Olympic hopeful banned for 2 years after posting explicit video, Game 7 was highest rated baseball game since 2017, Pistons super fan from South Korea, Jonathan Bailey named People’s Sexiest Man Alive, actress from Harry Potter does hair content on OnlyFans, group says Wheel of Fortune is no longer suitable for family viewing, pristine comps of first Superman found in attic, flare launched during Oasis show, wild elephant attacked man then came back to kill him, shooting between two old roommates, man arrested for doing donuts in church parking lot, brawl at Domino’s, brawl at Bass Pro Shops, woman smuggled gun inside bra, principal of private school attacked by hornets, cop tased and ran over suspect, Air India plane crash survivor speaks about experience, dynamite found while cleaning out old mining shed, people making millions reporting idling cars in NYC, new Oreo’s for Thanksgiving, upscale grocery store selling toothpaste smoothie, and more!

Abbie Halberstadt, content creator and mother of ten, shares why on her very first date she told her now husband that birth control would never be an option. Drawing on commonsense and scripture, Abbie unpacks the heart behind the truth that God is in charge of our fertility, not us—and why this is a truth both Protestants and Catholics can agree on. She opens up about how living with radical faith has taught her humility and trust in God's plan, even when it includes two sets of twins! Tune in to be inspired to embrace the ultimate adventure of surrendering every part of your life to Him.Abbie's Instagram: https://www.instagram.com/m.is.for.mama/?hl=enAbbie's website: https://misformama.net/Join our new Patreon community! https://patreon.com/lilaroseshow - We'll have BTS footage, ad-free episodes, and early access to our upcoming guests.A big thanks to our partner, EWTN, the world's leading Catholic network! Discover news, entertainment and more at https://www.ewtn.com/Check out our amazing sponsors!-Good Ranchers: https://go.goodranchers.com/lila Tag Good Ranchers on Instagram with #BacktotheTable, for your chance to win a free Thanksgiving turkey! Code LILA for $40 off your first purchase-Covenant Eyes: http://covenanteyes.sjv.io/Kjngb9 Sign up to grow in purity and gain traction over sexual addiction: use code “LILA” for a free month!-Presidio Healthcare: Healthcare and doctors who share your values. If you're in TEXAS visit: https://www.presidiocare.com/ If you're NOT in Texas, visit: https://www.prolifeproviders.com/00:00:00 - Intro00:02:42 - Intentionality trumps passivity00:17:11 - Vasectomies and Being Open to Life:00:32:43 - There is a tradeoff to big families00:37:00 - Making mini parents?00:43:01 - Lila hasn't shared this yet on the podcast:00:46:45 - Fear of Motherhood01:00:08 - Unhappy Motherhood01:03:30 - Paying family to help

Welcome to the vortex of Jon and Dave, where the fellas discuss the profound struggles of the middle-aged musician—a job akin to being a 60-year-old accountant desperately trying to invent a new Greek number! They dive into the logistics of hosting a terrifying 100-kid Halloween rager that thankfully "backed down" from a midnight curfew to 11 PM. Hear about the genuine fear of losing a child in a "nanosecond" at College Gameday, and the proud father who risked his life on a step ladder to hang up black lights. Find out if the plan to sell sweatshirts to the seventh-grade crowd was a "quick shipment" success. Plus, one host finally achieves the ultimate parenting victory: sleeping an unbelievable 11 hours and 50 minutes, a feat not accomplished since infancy. Finally, we tackle the burning regional question: Do you call it Thanksgiving, or The Thanksgiving? Hint: we don't know either. Join us: ⁠http://dadville.substack.com⁠ Wanna advertise? ⁠⁠Click here⁠ Thanks to our sponsors! Shopify - Sign up for your one-dollar-per-month trial and start selling today at ⁠⁠⁠http://shopify.com/dadville⁠⁠ This episode is sponsored by BetterHelp - Our listeners get 10% off their first month at ⁠⁠http://betterhelp.com/dadville Quince - Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://quince.com/dadville⁠⁠ for⁠⁠⁠⁠⁠⁠⁠⁠ 365-day returns, plus free shipping on your order! NIV - Save an additional 10% on any NIV Application Bible and NIV Application Commentary Resources by visiting http://faithgateway.com/nivab and use the promo code DADVILLE Learn more about your ad choices. Visit megaphone.fm/adchoices

The night before Thanksgiving 2021, Leslie Reeves and Chris Smith went on their first date after hitting it off online. The next day, friends and family became increasingly anxious when they couldn't reach either one of the pair. Leslie's best friend Nanette Stuiber was so worried she showed up to Chris Smith's home, which was when she and one of Chris's concerned loved ones discovered something was very wrong inside the house. When authorities arrived they found the glass on the back door had been shattered, there had been a struggle, and both Chris and Leslie had been shot. Leslie had been murdered and Chris was clinging to life. Investigators needed to piece together what could have happened in the hours leading up to the discovery of this grizzly crime scene.

What if we could tell you, with absolute certainty, what you will do this Thanksgiving? Would you believe us if we told you? Even if it seemed impossible and unlikely? Or would you just want to skip to the part where we get the crew together to rob, like, the Louvre or something? In This Episode: The Top Tens, A Star Was Born, Planning A Heist, Our Top Five Flicks Catch up on the first season of Imagine Dungeons, our actual play D&D podcast, before the season two premiere TOMORROW, November 5! Support this podcast at — https://redcircle.com/two-chunks-and-a-hunk/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

The heart of Thanksgiving and Christmas isn't in the food or decorations—it's in you, the homemaker who builds a home of warmth, worship, and joy.In this episode, Mystie Winckler shares how Christian moms can embrace their calling as the makers of festivity. Learn how to create joyful holidays through repentance, truth-tethered thinking, and cheerful productivity—without resentment, burnout, or perfectionism.You'll learn:✨ Why your attitude sets the tone of your home✨ How festivity begins with faithfulness, not ambiance✨ Why joy is the fruit of the Spirit—not your checklist✨ Practical ways to plan your holidays with peace and purposeMoms, you are the magic—not because you do it all perfectly, but because you do it cheerfully.

In this week's episode, we spotlight a very special breed of chicken - the Houdan! We chat about the benefits of raising chicks in the Fall and share our best tips to get your coops and runs winter ready. We're sharing some of our favorite Thanksgiving recipes this month, including this week's delicious Pear Bread Pudding, and we indulge in some retail therapy with vintage gravy boats. Grubbly Farms - click here for our affiliate link.https://www.anrdoezrs.net/click-100963304-15546963Pre and Probiotic and Vitamin and Electrolyte Powders!Bright and Early Coffee - use code CWTCL15 for 15% off of any bagged coffee. K Cups always ship free!https://brightandearlycoffee.com/Chicken Challengers - https://www.chickenchallengers.com/Omlet Coops- Use Our Affiliate Link and COFFEE10 code for 10% off!https://tidd.ly/3Uwt8BfBreed Spotlight is sponsored by Murray McMurray Hatcheryhttps://www.mcmurrayhatchery.com/Metzer Farms Waterfowlhttps://www.metzerfarms.com/Eaton Pet and Pasture - Use code COFFEE for a discount on first-time purchases.Nestera UShttps://nestera.us/cwtclUse our affiliate link above for 5% off your purchasePear Bread Pudding - https://coffeewiththechickenladies.com/farm-fresh-egg-recipes/pear-bread-pudding/CWTCL Websitehttps://coffeewiththechickenladies.com/CWTCL Etsy Shophttps://www.etsy.com/shop/CoffeeWChickenLadiesAs Amazon Influencers, we may receive a small commission from the sale of some items at no additional cost to consumers.CWTCL Amazon Recommendationshttps://www.amazon.com/shop/coffeewiththechickenladiesSupport the show

We've kicked off the countdown to Thanksgiving so we asked you to text us 4 words that would ruin the holiday, some of you lose your own stuff but you also lose your partner's stuff, and kids ask an average of 47 questions per day so we wanted to know the craziest kid questions you've been asked. Catch up on everything you missed from today's show on The Morning Mix Podcast!Listen to The Morning Mix weekdays from 5:30am – 10:00am on 101.9fm The Mix in Chicago or with the free Mix App available in the Apple App Store and Google Play.Follow The Mix: The MixstagramGet the Free MIX App: Stream The MixSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Topics: (00:00:00) - Intro (00:03:46) - Deep dive into the Thiel Fellowship (00:07:04) - Success stories and impact of Thiel Fellows (00:11:04) - Challenges and controversies (00:16:01) - Evolution and future of fellowship programs (00:18:39) - Early days of building the Thiel Fellowship (00:23:36) - Traits of a Thiel Fellow (00:33:24) - Nurturing genius (00:39:57) - Screen time & children (00:40:30) - Big screens vs. small screens (00:43:12) - Quality time and engaging activities (00:45:42) - Emotional depth and resilience in young founders (00:54:02) - The traits of innovators (01:04:08) - The journey of 1517 Fund (01:10:05) - Join the 1517 community Links: Rolling Fun — https://www.rolling.fun To support the costs of producing this podcast:  >> Buy a copy of the Navalmanack: www.navalmanack.com/  >> Buy a copy of The Anthology of Balaji: https://balajianthology.com/ >> Sign up for my online course and community about building your Personal Leverage: https://www.ejorgenson.com/leverage  >> Invest in early-stage companies alongside Eric and his partners at Rolling Fun: https://angel.co/v/back/rolling-fun >> Join the free weekly email list at ejorgenson.com/newsletter >> Text the podcast to a friend >> Or at least give the podcast a positive review to help us reach new listeners! We discuss: The founding story and long-term vision behind the Thiel Fellowship Common traits among exceptional young founders, including curiosity, hyper fluency, and “dog on a leash” energy Lessons from supporting early pioneers like Vitalik Buterin, Dylan Field, and Laura Deming. How 1517 Fund backs young builders and “Wily weirdos” working on sci-fi-level ideas Danielle's philosophy on education, parenting, and fostering genius in children Quotes from Danielle: “We weren't looking for startup founders—we were looking for people on a mission.” “Dog-on-a-leash energy—that's what we look for. We're here to cut the leash.” “Hyperfluency is the ability to geek out with geeks, and still explain your work to your grandma at Thanksgiving.” “These people are kind of mutants—they don't fit in typical systems.” “All kids under five are geniuses. The system just squashes it out of them.” “The most shocking thing? People publicly attacked the Fellows. Not just the program—the people. Teenagers.” “Crazy, crazy awesome—we can't tell if they're insane or brilliant, and it'll take years to find out.” “Big screens good, small screens bad.” “In the future, I want to be funding 11-year-olds. The world won't be ready, but I will be.” “We just want to talk to wily weirdos who want to be around other wily weirdos.”

During the news we get another edition of Would Wiggy Eat it. This time its Thanksgiving flavored Oreos.

We live in a world that tells us happiness is always just one more step away—one more raise, one more purchase, one more answered prayer. Yet even when we finally get what we thought we wanted, peace still feels out of reach.In this powerful reflection, Jonathan Youssef invites you to pause and consider a radically different kind of joy, the kind that doesn't depend on circumstances. He takes us to a Roman prison cell, where the apostle Paul, chained and hungry, wrote these astonishing words:“I can do all things through Christ who strengthens me.” — Philippians 4:13Paul wasn't celebrating victory; he was declaring trust. From that dark cell came a light that still pierces our restless culture today: the secret of contentment found in Christ alone.Jonathan explores what it means to offer a sacrifice of thanksgiving even when life hurts, and how gratitude can become a spiritual weapon in seasons of loss, waiting, or disappointment.If you've ever wondered how to hold onto peace when everything feels uncertain, this message is for you.True gratitude isn't about pretending life is perfect. It's about believing God still is.Follow Candid Conversations on social media:Instagram: @candidpodTikTok: @officiallycandidpodYouTube: @CandidPodSubscribe & Share:If this episode inspired you, please subscribe, leave a review, and share it with others.  

A polite-sounding caller wants to meet the parents, and his “intro” quickly spirals into one of the most awkward Thanksgiving invites you’ll ever hear. Between awkward small talk, weird requests about creamed corn, and a fiercely protective mom on the other end, this call goes from cringey to hysterical in seconds. Tune in to hear the moment the conversation combusts, and why one daughter is definitely going to regret setting this up. The wildest, most hilarious prank call podcast from The Jubal Show! Join Jubal Fresh as he masterminds the funniest and most outrageous phone pranks, catching unsuspecting victims off guard with his quick wit, absurd scenarios, and unmatched comedic timing. Whether he's posing as an over-the-top customer service rep, a clueless boss, or an eccentric neighbor, no call is safe from his unpredictable humor. Get ready to laugh out loud and cringe in the best way possible! New episodes drop every weekday—tune in and let the prank wars begin!➡︎ Submit your Jubal Phone Prank - https://thejubalshow.com This is just a tiny piece of The Jubal Show. You can find every podcast we have, including the full show every weekday right here…➡︎ https://thejubalshow.com/podcasts The Jubal Show is everywhere, and also these places: Website ➡︎ https://thejubalshow.com Instagram ➡︎ https://instagram.com/thejubalshow X/Twitter ➡︎ https://twitter.com/thejubalshow Tiktok ➡︎ https://www.tiktok.com/@the.jubal.show Facebook ➡︎ https://facebook.com/thejubalshow YouTube ➡︎ https://www.youtube.com/@JubalFresh Support the show: https://the-jubal-show.beehiiv.com/subscribeSee omnystudio.com/listener for privacy information.

Ben & Woods kick off the 9am hour with The Reindl Report and a few of Paulie's favorite stories of the morning, including Thanksgiving themed Oreos on the way? Then the guys talk briefly about Monday Night Football last night before we let everyone know which MLB Hall of Famer just pranked Woodsy… Listen here!

MY very own Black Friday deal is ON like donkey kong for one week only ⏰

Send us a textBefore we get into Thanksgiving and Christmas (and try to avoid the chaos), Jo and Sydney sit down to discuss the goals we have and want to keep with our families and those we love as well as walking away from the pits of overscheduling or overspending. Support the showhttps://www.hisvessel.org/podcast

Whether you're flying home for Thanksgiving or dreaming of a Christmas market in Europe, you need to check out BNA Cheap Flights. Founder Andrea Giordano joins us on the podcast to share the best deals out of Nashville right now — plus insider tips on when to book, where to save, and how to hack your holiday travel. Join her exclusive email list for the latest deals at nashvillecheapflights.com. Note: Some prices may have changed since taping. Get more from City Cast Nashville when you become a City Cast Nashville Neighbor. You'll enjoy perks like ad-free listening, invitations to members only events and more. Join now at membership.citycast.fm/nashville   Want some more City Cast Nashville news? Then make sure to sign up for our Hey Nashville newsletter.  Follow us @citycastnashville You can also text us or leave a voicemail at: 615-200-6392 Interested in advertising with City Cast? Find more info HERE.

The Break Room (TUESDAY 11/4/25) 6am Hour 1) The Break Room explains why the show was off Monday 2) A smaller Thanksgiving isn't a bad thing 3) Most desirable places to live in Rochester

Two Dallas City Council committees will hold a joint meeting Thursday to discuss a proposal that would authorize city police officers to help enforce federal immigration laws. The city's public safety and government efficiency committees are scheduled to meet at 9 a.m. in the council chambers at City Hall. In other news, a North Texas high school marching band will be on the road this Thanksgiving, heading instead to New York City for the Macy's Thanksgiving Day Parade.  The Blue Raider Band, from L.D. Bell High School in the Hurst-Euless-Bedford Independent School District, will perform during the annual showcase event, which draws millions of viewers; the NHL announced on Monday that the Dallas Stars will host another outdoor game on Saturday, Feb. 20, 2027, at AT&T Stadium as part of the league's Stadium Series; and if you are looking for a ride on Election Day, Dallas Area Rapid Transit and Trinity Metro have North Texans covered, and it's free. DART will offer free rides to polling locations within the service area today. DART buses, trains, Silver Line, GoLink, the Dallas Streetcar, Paratransit Services and the TRE between EBJ Union Station and CentrePort/DFW Airport Station will all be available to riders free of charge. Riders will need to show a valid voter registration card to ride for free. Learn more about your ad choices. Visit podcastchoices.com/adchoices

When should you take out your frozen turkey? Does brining really make that much of a difference? What is the most underrated Thanksgiving product? We are only a couple of weeks away from one of the biggest cooking days of the year and Heath and Candace jump into some of the biggest turkey day blunders and traditions on today's episode of the Shootin' The Que podcast!0:00 - Start0:30 - Turkey Time7:00 - True Dressing Recipe11:30 - Holiday Tradition14:00 - Different Turkey Recipes18:00 - Underrated Thanksgiving Products20:00 - How To Brine A Turkey29:45 - Biggest Turkey Mistakes35:45 - Wildest Turkey Recipes39:10 - How Has Thanksgiving Changed?44:00 - Thanksgiving DessertJoin our online BBQ community "Shootin' the Que" on Facebook. Talking all things BBQ! https://www.facebook.com/groups/shootinthequeheathriles/Follow Heath Riles BBQ:https://www.heathrilesbbq.comFacebook: https://www.facebook.com/HeathRilesBBQInstagram: https://www.instagram.com/heathrilesbbq/Twitter: https://twitter.com/heathrilesbbqTikTok: https://www.tiktok.com/@heathrilesbbqPinterest: https://www.pinterest.com/heathrilesbbq6901/Heath Riles BBQ Products: https://www.heathrilesbbq.com/collections/allMerch: https://www.heathrilesbbq.com/collections/merchandiseMore Heath Riles BBQ Recipe Videos: https://www.youtube.com/@HeathRilesBBQ/videosPrintable recipes at 'Shootin' The Que' recipe blog: https://www.heathrilesbbq.com/blogs/favorite-recipesAffiliate Disclaimer: Some of the links in this description are affiliate links where we may earn a small commission if you use them. This is no additional cost to youHeath Riles, pitmaster• 81x BBQ Grand Champion,• 2022, 2024 & 2025 Memphis in May World Rib Champion • 2025 Memphis in May Grand Champion • Award-Winning Rubs, Seasonings, Sauces, Glazes and Marinades/Injections#podcast #thanksgiving #recipes #howtobrine #turkeyrecipes #turkeymistakes #dessert #family #traditions #cooking #deepfriedturkey

We start a new month with this new episode.  November.  The month of gratitude and appreciation.  But what if you struggle with feeling overwhelmed.  Stressed.  Anxious.  Are you still grateful about events if you also feel stressed about them?  Mama D shares her thoughts.Become a supporter of this podcast: https://www.spreaker.com/podcast/petals-of-support--5614807/support.Petals of Support is brought to you by Spreaker Prime Please take a moment to Rate and Review this episode. Subscribe and Share http://www.petalsofsupport.comPlease consider being a Supporter of this podcast for $5/month https://www.spreaker.com/podcast/petals-of-support--5614807/supportEmail me at:  petals.s@aol.comPetals of Support is a member of the Unfiltered Studios Networkhttps://www.unfpod.com

This week, we're talking: money confidence, JVN Hair Update: Air Dry Cream…in tubs!, lazy headlines around GLP-1s, the return of Chris' bob, pig & cow content, whistling, Poot Lovato, attacks on Same-Sex marriage, cis-gendered nuance, "West End Girl," Thanksgiving advice, and our Hot Bitch of the Week.  Check out the JVN Patreon for exclusive content, bonus episodes, and more! www.patreon.com/jvn  Follow us on Instagram @gettingbetterwithjvn Jonathan on Instagram @jvn and senior producer Chris @amomentlikechris  New video episodes Getting Better on YouTube every Wednesday.  Senior Producer, Chris McClure Producer, Editor & Engineer is Nathanael McClure Production support from Chad Hall Our theme music is also composed by Nathanael McClure. Curious about bringing your brand to life on the show? Email podcastadsales@sonymusic.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this solo episode, Dominique reflects on how the holidays have become a season of excess, and why she's choosing a simpler, more intentional path this year.She opens up about the pressure to perform through decor, gifts, and traditions, and how midlife has shifted her perspective on what truly matters. From nostalgic memories of the ‘70s and homemade costumes to the overwhelm of today's consumer culture, Dominique invites listeners to rethink what joy and connection really look like.In this episode, Dominique discusses:How holiday consumerism steals our peace and presenceLetting go of pressure and finding joy in simplicityThe difference between obligation and true meaningMinimalist ideas for Halloween, Thanksgiving, and ChristmasReclaiming gratitude, creativity, and connection during the holidaysThis episode is brought to you by:Nature's Sunshine: Get 20% off your first order and free shipping by using checkout code FLOURISHING at naturessunshine.com Gruns: Visit gruns.co and use code FLOURISHING at checkout for up to 52% off your first orderBrickhose Nutrition: Visit ToneToday.com and use code FLOURISHING for 20% off your first orderThe RealReal: Get $25 off your first purchase when you go to TheRealReal.com/over50 Ridge Wallet: Head to Ridge.com and use code FLOURISHING at checkout to get 10% off your orderO Positive: Take proactive care of your health and head to OPositive.com/FLOURISHING or enter FLOURISHING at checkout for 25% off your first purchase.Veracity: For 15% off your order, head to VeracitySelfCare.com and use code FLOURISHINGKeep in Touch:Website: ⁠⁠⁠⁠⁠⁠⁠https://dominiquesachse.tv/⁠⁠⁠⁠⁠⁠⁠Book: ⁠⁠⁠⁠⁠⁠⁠https://dominiquesachse.tv/book/Insta: ⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/dominiquesachse/Facebook: ⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/DominiqueSachse/TikTok: ⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@dominiquesachse?lang=enYouTube: ⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@dominiquesachsetvHave a question for Dominique? Submit it here for a chance to have it answered on the show! https://forms.gle/MpTeWN1oKN8t18pm6 Interested in being featured as a guest? Please email ⁠⁠⁠⁠⁠⁠⁠courtney@dominiquesachse.tv⁠⁠⁠⁠⁠⁠⁠ We want to make the podcast even better. Help us learn how we can: ⁠⁠⁠⁠⁠⁠⁠https://bit.ly/2EcYbu4⁠⁠⁠⁠⁠⁠⁠Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You'll often hear people refer to "the day after Thanksgiving" as the "official" start of the Christmas shopping season. However, it's increasingly more like the day after Halloween, as holiday promotions and sales are already underway by then. By Black Friday, many items are already checked off Christmas lists. With the holiday shopping season upon us, how will tariffs, inflation, and economic concerns impact Americans' gift shopping? Geraldo Storch, Founder and CEO of Storch Advisors and former CEO of Toys “R” Us, joins the FOX News Rundown: Evening Edition to explain why retailers are starting the holiday season earlier each year and why he believes this will be a strong holiday shopping season despite some economic uncertainties. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education,   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018   Keith Weinhold  1:51   Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to   Keith Weinhold  2:01   Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around.    Keith Weinhold  4:45   And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom.    Keith Weinhold  6:22   Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner.   Keith Weinhold  6:49   5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015   Keith Weinhold  8:09   But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue   Keith Weinhold  10:41   the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14%   Keith Weinhold  11:17   next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting.    Keith Weinhold  12:13   Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29%   Keith Weinhold  12:43   and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29%   Keith Weinhold  13:09   the numbers don't lie. They just don't get enough attention on CNBC.   Keith Weinhold  13:16   Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here.    Keith Weinhold  14:16   Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something.    Keith Weinhold  15:33   All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic.    Keith Weinhold  16:06   A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon.    Keith Weinhold  17:44   Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in.    Keith Weinhold  18:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:32   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com   Kathy Fettke  20:05   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  20:14   I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show.    Adam Schroeder  20:48   Thanks for having me on. I really appreciate it.    Keith Weinhold  20:50   Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape?   Adam Schroeder  21:30    Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market.    Keith Weinhold  23:55   It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs?    Adam Schroeder  24:55   We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC.   Keith Weinhold  26:17   Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type.    Adam Schroeder  26:30   A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can.    Keith Weinhold  28:53   There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties.    Adam Schroeder  29:20   Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there.    Keith Weinhold  30:20   Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of.    Adam Schroeder  31:09   Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life.    Keith Weinhold  32:16   Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam.   Adam Schroeder  33:29    one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050    Keith Weinhold  34:55   everyone's asking, when is it going to pass? California is the most populous state in the nation.    Adam Schroeder  35:01   Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are.    Keith Weinhold  36:46   100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive.    Adam Schroeder  37:18   Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again   Keith Weinhold  37:42   right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam   Adam Schroeder  38:51   yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it.    Keith Weinhold  39:41   This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week.   Keith Weinhold  40:00   Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there   Keith Weinhold  41:42   if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  43:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  43:45   The preceding program was brought to you by your home for wealth building, getricheducation.com