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4 episodes with crash proof
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3 episodes with crash proof
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2 episodes with crash proof
Peter Schiff: How Smart Entrepreneurs and Investors Preserve Wealth During Financial Crises https://youtu.be/IihzPTqrk6o?si=i2yIBdbJDMAsqogq Young and Profiting 54.2K subscribers 8,617 views Apr 16, 2025 Young and Profiting Head to https://sponsr.is/kinsta_youngandprof... or scan QR Code on the screen to get your first month of Managed WordPress Hosting for free and migrate your website over at no cost! Peter Schiff made a name for himself in finance by challenging mainstream views on wealth and the economy. In 2011, he attended the Occupy Wall Street protests with a sign that read, “I am the 1%,” challenging the movement's perception of wealth inequality. A vocal critic of inflation and government spending, Peter accurately predicted the 2008 financial crisis. He is also a strong advocate for investing in real assets like gold, as opposed to Crypto. In this episode, Peter breaks down the real causes of inflation and income inequality, explains why Bitcoin isn't a safe investment, and shares the best strategies to protect your wealth from inflation. In this episode, Hala and Peter will discuss: 00:00 Introduction 00:57 Income Inequality and Occupy Wall Street 04:24 The Role of Government in Wealth Inequality 13:53 The Impact of Taxes on the Economy 18:11 The Consequences of Government Spending 31:15 Investing in Real Assets 34:31 The Value of Gold 45:55 Bitcoin vs. Gold 47:41 Bitcoin's Scarcity and Utility 48:10 Gold's Unique Properties and Uses 50:09 Bitcoin vs. Gold: Value and Utility 51:13 The Cryptocurrency Market and Meme Coins 53:47 Bitcoin's Competition and Future 55:33 Bitcoin's Volatility and Investment Risks 57:18 The Rise and Fall of Bitcoin and NFTs 01:02:58 The Potential of Tokenization 01:10:10 The Reality of Recessions and Economic Predictions 01:19:34 Preparing for Economic Downturns Peter Schiff is an investment broker, financial commentator, author, and the founder of Euro Pacific Asset Management. Known for accurately predicting the 2008 financial crisis, he strongly advocates for gold as both a store of value and protection against inflation. Peter also hosts The Peter Schiff Show podcast and has authored bestselling books, including Crash Proof and The Real Crash. A well-known critic of Bitcoin, he has called it a "Ponzi scheme." -------------------------------------------------------------------- Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast HELP ACU SPREAD THE WORD! Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. 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We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas https://csi-usa.org/slavery/ Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless. Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510 -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. -----------------------------------------------------------------------------------------
Peter Schiff made a name for himself in finance by challenging mainstream views on wealth and the economy. In 2011, he attended the Occupy Wall Street protests with a sign that read, “I am the 1%,” challenging the movement's perception of wealth inequality. A vocal critic of inflation and government spending, Peter accurately predicted the 2008 financial crisis. He also strongly advocates investing in real assets like gold, as opposed to Crypto. In this episode, Peter breaks down the real causes of inflation and income inequality, explains why Bitcoin isn't a safe investment and shares the best strategies to protect your wealth from inflation. In this episode, Hala and Peter will discuss: (00:00) Introduction (01:17) The Real Cause of Wealth Inequality (07:35) Capitalism and the Value of Entrepreneurs (13:34) Why Higher Taxes on the Rich Hurt Investment (17:26) How Government Spending Fuels Inflation (26:57) Why Gold Is the Ultimate Store of Wealth (32:30) Investing in Business for Long-Term Wealth (40:24) The Truth About Bitcoin's Value (48:26) Why Investing in Crypto Is a Financial Mistake (59:51) Preparing for the Inevitable Economic Crash (01:08:02) Protecting Your Business in a Recession Peter Schiff is an investment broker, financial commentator, author, and the founder of Euro Pacific Asset Management. Known for accurately predicting the 2008 financial crisis, he strongly advocates for gold as both a store of value and protection against inflation. Peter also hosts The Peter Schiff Show podcast and has authored bestselling books, including Crash Proof and The Real Crash. A well-known critic of Bitcoin, he has called it a "Ponzi scheme." Sponsored By: RobinHood - Receive your 3% boost on annual IRA contributions, sign up at robinhood.com/gold Indeed - Get a $75 sponsored job credit at indeed.com/profiting Shopify - Sign up for a one-dollar-per-month trial period at youngandprofiting.co/shopify Microsoft Teams - Stop paying for tools. Get everything you need, for free at aka.ms/profiting Mercury - Streamline your banking and finances in one place. Learn more at mercury.com/profiting Open Phone - Streamline and scale your customer communications with OpenPhone. Get 20% off your first 6 months at openphone.com/profiting LinkedIn Marketing Solutions - Get a $100 credit on your next campaign at linkedin.com/profiting Bilt Rewards - Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/PROFITING. Airbnb - Find yourself a co-host at airbnb.com/host Resources Mentioned: Peter's Book, The Real Crash: bit.ly/Real-Crash Peter's Podcast, The Peter Schiff Show Podcast: bit.ly/PeterSchiffShow Euro Pacific Capital Website: europac.com Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap Youtube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Personal Finance, Scalability, Financial Freedom, Risk Management, Financial Planning, Business Coaching, Finance Podcast, Saving.
Let's get into today's episode! Some topics include:⭐️NEW NAME for our community newsletter (check it out below)⭐️Reflecting on my biggest bike crash⭐️Making your body crash proofJoin the Rock That Fitness Membership Priority List to be the first to know when doors open! https://www.rockthatfitness.com/rock-that-fitness-membership-waitlistAs a reminder, if you have a chance, please rate and review the podcast so more women just like you can learn more about the Rockstar way! I appreciate you for your support and love ❤️Links:Join the Rockstar Fit Chicks Weekly https://www.rockthatfitness.com/Check Out Our Newest Offer for Extensive Lab Work with Marek Health https://www.rockthatfitness.com/rock-that-fitness-marek-healthIf You Like the Gear that I'm Rocking, Head to the Store: https://rockthatfitness.itemorder.com/shop/sale/FREE 30 Day Strength Challenge (dumbbell only) https://www.rockthatfitness.com/rock-that-fitness-30-day-strength-challengeFREE 30 Day Strength Challenge Next Level (full gym equipment needed) https://www.rockthatfitness.com/rock-that-fitness-30-day-strength-challenge-next-levelApply for RTF 1:1 Coaching https://www.rockthatfitness.com/coachingHead to the Rock That Fitness Instagram Page https://www.instagram.com/rockthatfitness/ Music from Uppbeat (free for Creators!):https://uppbeat.io/t/cruen/we-got-thisLicense code: RBWENWHGXSWXAEUE
Great client communication is like an Evel Knievel stunt—thrilling when it works, but a disaster if you miss the landing. Mike and Blaine dive into the art of understanding and adapting to different communication styles to build trust, inspire action, and get results. They'll share how to navigate tricky conversations, avoid communication wipeouts, and stick the landing every time. Tune in for tips, tricks, traps and maybe a story or two about Evel Knievel's bold approach to risk—because sometimes, talking to clients feels just as daring.Don't miss the latest insights and entertaining discussions on entrepreneurship, small business, and random BS. Subscribe, follow, and like Mike and Blaine's "Business, Beer, and BS" and catch every episode! Featured Beer: @frankenmuthbrewery @hopbutcher Mike: Frankenmuth Brewery - Christmas Town Spiced Ale Blaine: Hop Butcher - Meet the Nelsons IPAWatch on YouTube: Thanks to our show sponsor, Magic MindGet 45% off the Magic Mind bundle with with my link:https://www.magicmind.com/mikeandblainejan#magicmind #mentalwealth #mentalperformanceThanks to our Beer Sponsors: Rachel Barnett from Gentle Frog: youtube.com/@GentleFrog Baltimore MikeLarry WeinsteinNeighbor PatJaqi York at bloomingcfo.comCourtneyDevinCocktail Sponsor - Fresh Victor at freshvictor.comListen to all our episodes at mikeandblaine.comcashflowmike.comdryrun.com#mikeandblaine #smallbusines #cashflow #finance #beer #entrepreneur #craftbeerSupport the showCatch more episodes, see our sponsors and get in touch at https://mikeandblaine.com/
CEO of Seeing Machines Paul McGlone joins James Willis from the Consumer Electronics Show to talk about his life saving driving technology, and the amazing bits of tech on show at the CES.See omnystudio.com/listener for privacy information.
CEO of Seeing Machines Paul McGlone joins James Willis from the Consumer Electronics Show to talk about his life saving driving technology, and the amazing bits of tech on show at the CES.See omnystudio.com/listener for privacy information.
JJ Widmaier, co-founder and chief investment officer at Green Era Financial in the US, talks about what he learned in the 2008 financial crash and how financial advisors are warming to crypto as a way to achieve non-correlated growth and assist in crash-proofing client portfolios. Moneyweb Crypto news articles
I was on a flight several years ago and my neighbor was one of the flight attendants. For whatever reason we ended up talking about plane crashes. There was one that came to mind in particular because it was a tragic crash off the coast of Nova Scotia back in the '90s. Since the passengers and the crew knew about the plane's critical situation for a while, we talked about how it must have felt to be anticipating that crash for half an hour. And I couldn't help but reflect on two occasions when the plane I was in had pretty close calls: one where we had serious hydraulic problems, and another where my plane had blown a tire on takeoff. On those occasions we knew about the problem for a while, and we had some time to think about the possibilities. On one of those flights, I was seated next to a sweet little grandmother who was very scared. Fortunately I was able to be some comfort to her. In fact, I even got her to laugh a little. After we landed with a wounded plane but safe passengers, she said, "How could you stay so calm during a time like this?" I said, "I guess it's because my peace isn't from what's going on around me. It's from inside where nothing can touch it." Or, as I told my flight attendant neighbor, "The peace passed the test." I'm Ron Hutchcraft, and I want to have A Word With You today about "Crashproof Peace." I was doubly grateful in those airline emergencies because, well, my plane didn't crash and neither did my peace. Living in the kind of turbulent, unpredictable, even painful world you and I do, our hearts need a source of peace that's unshakable, no matter what. When that grandmother asked me how I could have peace when we could have been facing a crash, I said, "It's because my peace isn't anchored to what's happening around me. It's anchored to my love-relationship with Jesus Christ, which nothing can touch!" Now that's a peace you may need right now. Our word for today from the Word of God talks about how to have that kind of stability when everything else in our life is up for grabs. It's in Hebrews 6:19. It begins by saying, "We have this hope..." Which hope? Well, the verses around it are talking about the hope we have because Jesus opened a way for us to go right to the heart of God. It says, "We have this hope as an anchor for the soul, firm and secure." Man, I love that! "As an anchor for the soul." Sounds pretty good doesn't it? See, while the storm is blowing the ship of our life back and forth, an anchor is there that never moves, that keeps us from being blown away. It may be that there's been plenty of turbulence lately for you, and maybe there's heavy weather coming. Maybe you've already seen some things or even some people that you were counting on blown away. The word "peace" so describes what your heart needs right now - something unloseable. That's what Jesus promised those who belong to Him. He said, "Peace I leave with you; My peace I give you" (John 14:27). It was that peace that never failed me when I was anticipating a possible plane crash, when my wife was suddenly gone, when we lost a baby, when my Dad died. It was this peace of Jesus I just saw in my dear friends whose teenage son was killed in a traffic accident. They told me of the deepest pain of their lives, and the most amazing sense of well-being that they had ever experienced. That's got to be Jesus! Only He could do that, and He wants to do it for you. He gave His life to give you the peace that you need most of all - peace with God. We have this wall between us and our Creator, made from all the sins of our life. But Jesus died to pay the death penalty for our sins so the wall could come down. So you and I could finally trade our hell for His heaven, and our restlessness and our pain for His peace. Do you want that? Do you want to know you belong to Him? Tell Him today, "Jesus, I'm yours." Go to our website and let me walk you through there how to be sure you belong to Him - ANewStory.com. When you open up to the peace of Jesus Christ, you have found the anchor for your soul, and no storm, no crash can touch it.
Curious about the secrets behind successful real estate investing? In this episode, you'll get a sneak peek into the strategies and lessons that have helped Brian Burke build a multi-million dollar real estate portfolio. Discover how to navigate market volatility, build a reliable investment team, and protect your capital. Tune in now for expert advice that could transform your real estate journey. Key Takeaways To Listen For The importance of conservative underwriting and financing structures Lessons from the 2008 market crash and how they apply today Why you need to maintain your reputation and integrity as an investor Strategies for building a successful real estate team in different markets Insights on current and future real estate market trends Resources/Links Mentioned In This Episode The Hands-Off Investor by Brian Burke | Paperback and Kindle Rich Dad Poor Dad by Robert T. Kiyosaki | Paperback and Kindle Real Leaders Don't Do PowerPoint by Christopher Witt and Dale Fetherling | Kindle, Hardcover, and Paperback TED Talks by Chris Anderson | Kindle, Hardcover, and Paperback About Brian Burke Brian is the President & CEO of Praxis Capital, Inc., a vertically integrated real estate private equity investment firm, which he founded in 2001. Brian is also a member of the Praxis Investment Committee. He has acquired over 800 million dollars' worth of real estate over a 30-year career including over 4,000 multifamily units and more than 700 single-family homes, with the assistance of proprietary software that he wrote himself. Brian has subdivided land, built homes, and constructed self-storage, but really prefers to reposition existing multifamily properties. Brian is the author of The Hands-Off Investor: An Insider's Guide to Investing in Passive Real Estate Syndications, and a frequent public speaker at real estate conferences and events nationwide. Connect with Brian Website: Praxis Capital Instagram: @investorbrianburke Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-added assets, reach out to us at https://bobocapitalventures.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554
In this power-packed session, join us as we delve into the art of "Crash-Proof Your Trades: Strategic Exit Planning for Traders." As the Founder of MARA Wealth and a seasoned stock trader, I'll guide you through the crucial process of defining danger signals, creating a checklist of key warning signs, and understanding the principle of letting winners run.
Chart action – overhead resistance too much to beat. UK inflation running on the wrong side of the road. Yields higher – reasonable, but low quality stocks higher – what is wrong with this picture? Big Calls on the market – with our guest, Peter Schiff – Europacific Capital. Peter Schiff began his investment career as a financial consultant with Shearson Lehman Brothers in 1987. A financial professional for over twenty years, he joined Euro Pacific Capital, Inc. (EPC) in 1996 and has served as its President since January 2000. Peter Schiff is a widely recognized economic and financial analyst and has appeared frequently on Fox News, Fox Business, CNBC, CNN, and other financial and political news outlets. He achieved national notoriety in 2008 as being one of the few economists to have accurately forecast the financial crisis well in advance. Between 2004 and 2006 he had made numerous high-profile statements predicting the bursting of the real estate bubble, significant declines in national real estate prices, the collapse of the mortgage market and the banking sector, the bankruptcy and bailout of Fannie Mae and Freddie Mac. Peter has authored several best-selling books including Crash Proof, Crash Proof 2.0, How and Economy Grows and Why it Crashes, The Little Book of Bull Moves in Bear Markets, and The Real Crash. Check Out EuroPacific Capital Looking for style diversification? More information on the TDI Managed Growth Strategy - https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info - https://envestology.com/ Stocks mentioned in this episode: (MSTR), (BTCUSD), )GLD), (SLV)
When new money or credit is added to an economy, thus diluting the existing supply, the general level of prices (aggregate prices) will rise, assuming the amount of goods and services within the system stays the same." This dilution causes the banks to raise rates to cover the devaluation. More dollars are required to buy a given quantity of goods. The dollar value is diminished. Inflation is monetary expansion: more money chasing a diminish supply of goods and services. "Anything that artificially increases aggregate demand for goods and services is inflation." The demand is artificial because it does not result from increased productivity, but from inflation. Inflation is paying today's debts with cheaper money in the future. The result is that prices rise. In true economic growth, price fall, as increases in productivity output raise the supply of goods relative to the supply of money. --- Send in a voice message: https://anchor.fm/david-nishimoto/message
On today's episode of the Mach 1 Market Moment, David, Matt, and Eli are discussing "crash proof investments". To learn more about Mach 1 Financial Group, visit our website: https://mach-1financial.com Schedule your FREE consultation with one of our advisors HERE: https://go.oncehub.com/Mach-1financial
With rising interest rates and the threat of a global property market crash, is R2R the safest property investment stragey? Did you miss the How to build a £1,000,000 R2R business masterclasss? If so join the official FB community now for replay (available for a limited time only) : https://www.facebook.com/groups/creativecashflowsimon ✅ Want to know more about rent-to-rent? BRAND NEW YOUTUBE CHANNEL:
Stock market is in bad shape, but bond market is worse. Silver rallies. Any negative yield in bonds is a positive for gold. Numbers on economy getting weaker as numbers on inflation get stronger. Fed can't fix an inflation induced recession with more inflationary policies. The crash I wrote about in my 2007 book, Crashproof, is happening right now. Go to https://shopify.com/gold for a FREE fourteen-day trial and get full access to Shopify's entire suite of features. INVEST LIKE ME: https://schiffradio.com/invest RATE AND REVIEW on Facebook: https://www.facebook.com/PeterSchiff/reviews/ SIGN UP FOR MY FREE NEWSLETTER: https://www.europac.com/ Schiff Gold News: http://www.SchiffGold.com/news Buy my newest book at http://www.tinyurl.com/RealCrash Follow me on Facebook: http://www.Facebook.com/PeterSchiff Follow me on Twitter: http://www.Twitter.com/PeterSchiff Follow me on Instagram: https://Instagram.com/PeterSchiff
Someone is talking to you, then before long, they are dominating you. You go to a social event to have fun and find that people just want to talk over you. Everyone has dealt with something similar - this podcast covers what you can do to not only survive but thrive. Then you can have fun. Watch as the other person starts to conform to your reality. Of course your reality is one of pure motives, so there's no manipulation or cognitive dissonance. Enjoy!
Crashproof your purchasing power.
Peter Schiff is an honorary chairman of SchiffGold, founder of Euro Pacific Asset Management, and host of The Peter Schiff Show. He is an economic forecaster & investment advisor influenced by the free-market Austrian School of economics. His best-selling book, "The Real Crash, "warns that the 2008 financial crisis was just the prelude to a larger sovereign debt crisis that may lead to a collapse of the US dollar. In this interview, Peter shares his insights on gold, Bitcoin, and the state of our fragile economy. --- Full bio via SchiffGold.com: Background Peter Schiff's investment career began with Shearson Lehman Brothers in the early 1990s. In 1996, he and a partner started Euro Pacific Capital in Los Angeles, later moving the headquarters to Connecticut. The firm has since expanded, with offices in Scottsdale, Arizona, Boca Raton, Florida, Newport Beach, California, Los Angeles and New York City. Euro Pacific Capital's investment strategy focuses on long-term wealth savings in the face of a declining US dollar with an emphasis on emerging market and commodity-focused investments. Peter is best known for accurately forecasting the 2008 financial crisis. During a Fox News debate in December 2006, Schiff said, “What's going to happen in 2007 is that real estate prices are going to come crashing back down to Earth.” Business news journals reported that Schiff accurately predicted the crisis, while “nearly all [macroeconomists] failed to foresee the recession despite plenty of warning signs.” Peter has also worked in the political arena, first serving as an economic advisor for Ron Paul's 2008 presidential campaign and later running for United States Senate in Connecticut in 2010 as a Republican. Politically, he leans Libertarian, with an emphasis on fiscal conservatism. Peter started SchiffGold in 2010 after recommending for decades that investors allocate 10-20% of their portfolios to physical precious metals. Peter became concerned that some of his Euro Pacific Capital clients were being misled into purchasing overpriced “numismatic” gold and silver products from gold dealers with unsavory business practices. Peter started SchiffGold to provide a trustworthy alternative that would sell only the most liquid physical bullion products at the lowest possible prices. SchiffGold is backed by Peter Schiff's Guarantee that it will only sell the most liquid physical bullion products at the lowest possible prices. Peter's expertise on money, economic theory, and international investing makes him a highly sought after as a speaker and analyst. He has been quoted and interviewed hundreds of times by media outlets around the world, including The Wall Street Journal, Barron's, Die Zeit, Tokyo Shinbun, South China Morning Post, Investor's Business Daily, The Financial Times, The New York Times, The Los Angeles Times, and The Washington Post. He regularly appears on CNBC, CNN, CBC, Al Jazeera, Fox News, and Fox Business Network. Peter Schiff's Companies Euro Pacific Asset Management – Founded in 2009, and headquartered in Dorado, Puerto Rico, Euro Pacific Asset Management is a SEC registered investment advisory firm. It specializes in foreign markets and utilizes a traditional value oriented investment strategy in keeping with Peter Schiff's investment strategy. Euro Pacific manages in excess of $1 billion in a combination of separately managed accounts and a family of proprietary mutual funds. These actively managed strategies provide investors with a long-term focus unique exposure to a variety of global markets. Euro Pacific Bank Ltd. – This offshore, international bank provides private investment services to non-US citizens. It is headquartered in San Juan, Puerto Rico. Peter Schiff's Books Crash Proof: How to Profit From the Coming Economic Collapse (2007) – Peter's first bestselling book predicted in detail the causes and fallout of what would become the 2008 financial crisis. He provides a long-term investment strategy that focuses on foreign markets and hard assets to protect one's wealth during years of economic uncertainty. The Little Book of Bull Moves in Bear Markets: How to Keep your Portfolio Up When the Market is Down (2008; Updated 2010) – In this followup to Crash Proof, Peter examined historic bear markets which followed major bull markets in the United States, and lays the foundation for a long-term investment strategy to preserve wealth during volatile times. Crash Proof 2.0: How to Profit From the Economic Collapse (2009) – The second edition of Peter's Crash Proof expands on the first edition by looking in detail at the fallout of the financial crisis he accurately predicted. How an Economy Grows and Why it Crashes (2010; Updated 2013) – Reimagining a classic economic parable written by their father, Peter and his brother Andrew Schiff use cartoon illustrations and humor to explain the healthy fundamentals of a free market economy. The Collector's Edition released in 2013 features new color illustrations and updated content explaining recent economic developments such as quantitative easing and the European debt crisis. The Real Crash: America's Coming Bankruptcy—How to Save Yourself and Your Country (2012) – Peter's latest bestseller explains why Peter believes the 2008 financial crisis was merely the prelude to a much larger crash to come. Paired with Washington's inability to address its sovereign debt problem, the Fed's reckless monetary policies will ultimately trigger a complete collapse of the US dollar as the world's reserve currency. Peter Schiff's Media Peter is a regular guest on national and international financial media, including CNBC, Fox Business, BBC, Bloomberg Asia, and BNN. His economic commentary has been published in and quoted by The Wall Street Journal, The New York Times, The Los Angeles Times, The Financial Times, Barron's, and Investor's Business Daily. From 2005 to 2010, Peter hosted the short-wave radio show Wall Street Unspun, in which he commented on the latest financial market news. From 2010 to 2014, he hosted the nationally-syndicated The Peter Schiff Show, which filled the 10 AM time slot on the Radio America network starting in 2012. Peter left terrestrial radio in August 2014, though The Peter Schiff Show continues in a podcast format. Peter's personal media outlets: Peter Schiff's Gold News – Peter's daily newsmagazine focused on the precious metals markets. The Schiff Report – The home of Peter's regular video blog on the financial markets, as well as clips from his recent media appearances. His economic forecasting went viral following the 2008 financial crisis with the video “Peter Schiff Was Right”. The Peter Schiff Show – Peter's podcast featuring his commentary and analysis of the global financial markets. Peter Schiff's Notable Appearances: Mortgage Banker's Speech – In 2006, Peter delivered a keynote address at the Western Regional Mortgage Bankers Conference in Las Vegas. He warned of a housing bubble and explained the basic mechanics of how a crash would occur. Practically nobody at the time shared Peter's viewpoint, and his speech stunned the more than 2,000 mortgage bankers in attendance. Of course, his prediction proved to be uncannily accurate, shooting Peter into the national spotlight as a savvy contrarian economist. Peter Schiff Was Right, 2006-2007 Edition – This compilation of Peter's mainstream media appearances in the years leading up to the housing crash and financial crisis became an instant viral hit (with millions of views spread over many versions of the video). As financial commentators laughed in his face, Peter calmly predicted the events of the biggest financial crisis since the Great Depression. It has become a classic example of irrational exuberance and willful ignorance on the part of economists and investment advisors. Daily Show Interview with Jon Stewart – Peter Schiff appeared on the Daily Show in 2009 to explain how he was able to predict the 2008 financial crisis. This brought Peter's warnings of the hazards of irresponsible monetary policy to a much wider American audience. Peter Schiff Visits Occupy Wall Street – Reason TV followed Peter Schiff to Manhattan's Zuccotti Park in 2011, where he represented the 1% in conversations with Occupy Wall Street protestors. Inflation Propaganda Exposed – For years, Peter Schiff has railed against the misleading and often incorrect economic data officially released by government agencies. In particular, Peter believes inflation is grossly underestimated. In this popular edition of his Schiff Report video blog, Peter debunks official inflation measures with a slew of hard, fundamental facts.
Anything that artificially increases aggregate demand for goods and services is inflation." The demand is artificial because it does not result from increased productivity, but from inflation. Inflation is paying today's debts with cheaper money in the future. The result is that prices rise. In true economic growth, price fall, as increases in productivity output raise the supply of goods relative to the supply of money. --- Send in a voice message: https://anchor.fm/david-nishimoto/message
Five reasons for creating inflation: 1. Inflation makes the national debt more manageable because it can be repaid in cheaper dollars 2. The government can purse monetary policies hospitable to debtors even as it accommodates the special interests that lend to them. 3. Inflation finances social programs 4. Inflationary spending is confused with economic growth: GDP used as evidence that inflation is contained. 5.Inflation causes nominal asset prices to rise, such as stocks and real estate, instilling in the minds the illusion of wealth creation. --- Send in a voice message: https://anchor.fm/david-nishimoto/message
SHOW: COMICS TODAY! TOPICS: We'll discuss the state of the comic market and offer tips to crash-proof one's collection. Become a COMIC SWOLDIER to get exclusive content and other things! https://www.patreon.com/regiecollects 100K Comic Collection: https://youtu.be/bXCMmVSPL7s Need to send books to CGC or to be graded? Check out this playlist: https://www.youtube.com/playlist?list... Confused by comic terms? Check out this playlist: https://www.youtube.com/playlist?list... Enjoy comic book hunting videos? Check out this playlist: https://www.youtube.com/playlist?list...
Follow on INSTAGRAMFREE WEB CLASS: My Simple Strategy To Profit In Any MarketIn this exclusive training masterclass, you'll learn:1. Ethically copy the strategy of a group of traders who made $175 million in only 5 years2. How to ride and automate the wave so even a 5-year-old could do it3. My exact system for pinpointing breakout stocks in less than 5 minsSign up for the web class here before it's taken downI am not a registered financial advisor nor investment professional. Nothing discussed on this podcast should be considered investment advice. I'm just a guy sharing his own personal opinion on stuff.
East Tennessee's #1 podcast, the Ed and Bob Show “Hello 2021!” Coronavirus raging, New President, Democratic majority in Congress, impeachment - AGAIN!, Got your vaccine? Tennessee football a mess, but Rick Barnes roundballers are Top 10! Crashproof commercial airliner? Resolutions for the new year? Easily listen on Apple Podcasts, Alexa with TuneIn, ChicagoTalks.com, NashvillePodcasts.com, KnoxvillePodcast.com, OrlandoPodcasts.com and at KnoxCounty.info! Contact the hosts at EdandBob@yahoo.com.
Peter Schiff famously called the housing crash but thinks the real crash is still on the way. He talks with Bob about his background in the financial sector, and why the networks no longer book him for interviews. They also discuss minarchism vs. anarcho-capitalism, and Peter's decision to move to Puerto Rico. Mentioned in the Episode and Other Links of Interest: The YouTube version of this interviewThe website for Peter's books. Peter's books Crash Proof and The Real CrashThe YouTube compilation, “Peter Schiff Was Right.” Peter's YouTube channelThe Peter Schiff Show For more information, see BobMurphyShow.com. The Bob Murphy Show is also available on iTunes, Stitcher, Spotify, and via RSS.
Stocks that meet the criteria
In this episode, Tim talks with Highland Games World Record Holder, John Odden about being strong, recovering from injury, and becoming resilient. Tune in and listen to how a man in his 40s is stronger than he's ever been. To learn more about John, check out his site: https://www.empoweredstrength.com/
RC Peck says yes. While we can't know the future, we certainly can expect cycles to repeat themselves with regularity and RC is helping to educate people so they don't see their portfolios get whip-sawed, which is what always happens during market disruptions. It happens over and over again, you zig when you should zag and zag when you should zig. RC's system could be the cure.
RC Peck says yes. While we can't know the future, we certainly can expect cycles to repeat themselves with regularity and RC is helping to educate people so they don't see their portfolios get whip-sawed, which is what always happens during market disruptions. It happens over and over again, you zig when you should zag and zag when you should zig. RC's system could be the cure.
Chris Prefontaine is a repeat guest on the show. His no bank strategy is zero risk and very appropriate for a down market. You can learn more from SmartRealEstateCoach.com Fascinating conversation. You won't want to miss this one.
✅ To join Rebel Capitalist Pro, or to discover more intel on how it can benefit YOU, click the link! www.georgegammon.com/pro
Grow Your Speaking Biz Learn, share, grow and get connected today. www.SpeakingBizCommunity.com NOTE: Get access to 400 + new speaking opportunities a month + Wendi’s new 4-Phase Booked Solid Success Path and an awesome community. The Charli Jane Speakers Club doors are currently closed. Join our waitlist to be notified when the doors are open and gain access to over 400 speaking opportunities every month + the Booked Solid Success Path + an awesome community! Join our waitlist here: https://charlijane.com/charli-jane-speakers-club/ Today’s Podcast: My One Powerful Change to Make Yourself Crash Proof A lot of times I write about the nuts-n-bolts of running your speaking business and building your speaking platform. Speaker websites. Managing & finding leads. Hiring your speaker support team. And for good reason. You have to focus on those two areas of your career, business & platform, to create a solid place to launch your success from, or it will not be sustainable. You are a professional public speaker, but you are also a business manager and platform building coach, all at the same time. If you’re in this solo, meaning without an assistant or team, right now, you are wearing many, many hats. That might be overwhelming, or, it might be perfectly inside your wheelhouse. Regardless of how well you’re handling – emotionally, mentally & practically – all the to-dos, have-tos, commitments and wish lists of running your career, there’s a wall out there waiting for you to hit it. When you do, you’ll do what everyone else does when they hit a wall. Crash into it & stop all forward motion & lose all momentum. So, if you know there’s a wall out there for you, like everyone, what can you do to prepare for it, even if you don’t see it yet? Listen in to today’s podcast and find out how to make yourself crash proof. Resources: Find Your Niche Find Your Audience Course: https://charlijane.thinkific.com/courses/defining-your-niche-finding-your-audience This will really help you grow your business…. How to Be a $10K Speaker: It’s Not What You’re Thinking – Watch the video training here https://charlijane.com/free-to-10k Psst ... If you have a few minutes I would LOVE a review, thank you! :-)
Date: August 9, 2019 Attendee and Guest: Kelly Coughlin, CEO, EveryDay CPA – Kirk Chisholm, President – Innovative Wealth & InnovativeAdvisory Group Good morning everybody, this is Kelly Coughlin, CEO and CPA of EveryDay CPA, providing star services of strategy, tax, accounting and risk management services to businesses and business owners. Today I am going to interview the CEO of a very interesting wealth management firm. He specializes in two primary areas, using alternative investments like real estate to complement a traditional portfolio of stocks, bonds, and cash, and the second is creating a traditional portfolio of stocks, bonds, and cash, but complementing that portfolio with what we call inverse correlated assets. An inverse correlation, also known as negative correlation, is a contrary relationship between two variables, so they move in opposite directions. Or, to put it simply, when one bucket of assets goes up in value the other doesn’t go up or doesn’t go down. And when taken in combination, they together produce a good and reasonable rate of return. The popularity of this type of strategy has been growing substantially in the past four or five years and used by institutional investors for many, many years. But on T.V. you could see ads like crash proof retirement, which at their core simply used insurance annuities to offload the risk to insurance companies. But then you will also see guys like Ken Fisher saying, Never ever hold an annuity. It’s no wonder the people are confused, but in steps, my guess today, Kirk Chisholm, President of Innovative Wealth and Innovative Advisory Group. Kirk, how are you today? Kirk: I am doing great Kelly. I am doing awesome on this wonderful Sunday morning. Kelly: Great. And we already discussed, your kids are going to the water park? Kirk: Yes, yeah. Kelly: I have been to Kirk’s swimming club in the Boston area and - he has to pay a membership for that, and now his kids want to go out and spend another 50 bucks today, right? Kirk: Fifty bucks, Kelly, you don’t live in the Boston area, do you? That would be nice if it was only 50. The cost of happy three kids. Kelly: Kirk has a lovely wife that I have met, and I am sure there is, “Can’t we just go to the club, and it is right around the street”, and you lose that argument, right? Kirk: Yeah, every single time. Kelly: Great. Well, I have known Kirk for many years, folks, and his firm. And in fact, we have liked each other so much we decided to start working together. You might ask, why would an accounting firm do work with a wealth management firm? Sometimes people pit the two as arch enemies. Well, Kirk and I certainly are not. But here is how it fits into my company, EveryDay CPA, we do four primary things here, we call it our Star services, S T A R, Strategy, namely business strategy, Tax, Accounting and Risk Management. And this work with Kirk and Innovate Wealth is the key element of the R component, the risk component of the STAR system. And the reason I am doing this podcast now, today, at this moment is because it is especially important. There are two things going on. Number one, we are at some point in the continuum of the Trump Rally and two, we have a presidential election coming up next year. First, the Trump Rally. The market is up about 37% since Trump’s election. Now, note that at this point in Obama’s presidency, that is, at this point in the number of days of his presidency the market was up 52%. And ultimately, by the time he was out of office the market was up 147%. Now, we all know the reason those numbers are so high for Obama. By the time Bush, number two left office the market had lost 26%. So, he was at the very bottom of the market trough that he was able to creep or wade out of. And of course, Bush suffered such poor performance because 911 occurred shortly after his election, we had wars in Afghanistan and Iraq. So, anytime you have significant increases in the market, you also have an increased perception of risk that the market would give back some of those increases. So, today, up 37%, some of the fears justified, some of it is manufactured by annuity and insurance salespeople trying to use fear as a motivator to sell insurance products. These are the ads you see on T.V. and Kirk and I, he doesn’t know this yet, but we are going to have another podcast in a couple of weeks where we are going to talk about these Crash Proof Retirement Solutions. Because I will go on record right now, that will be the next shoe to drop in the investment world. All of this nonsense that has been peddled on Crash Proof, using annuities etcetera, shoe is going to drop. And the second factor that’s occurring here is the presidential election. There is no doubt in my mind that business owners, across the board, are fearful and nervous that if the Trump culture of reduced regulation, reduced taxes, pro-business mission and vision for America came to a screeching halt, during election, that nervousness and perception of risk would increase dramatically by business owners. And nervousness means business slowdown in capital investments, slowdown in new hires, slowdown in new product innovation, and this means decline in markets. Because the market is always about three-quarters forward-looking. Now, would this perception of increased risk in the change in leadership at the White House be justified or not? It’s a whole lot of questions, I personally think it is because I don’t see any of Trump's competitors being pro-business. In fact, I see nothing but anti-business sentiment. So, Kirk, that’s the background into which I am going to launch our discussion today. Kirk Chisholm, President of Innovative Wealth Management and Innovative Advisory Group, I gave you a lot to think about in that intro, and here is where I would like to start out. You have been doing this risk-managed portfolio stuff for many, many years, why does your strategy work? Does it work, and what does the portfolio look like when it does work? What does it look like when it shines, that is, when the general markets are declining? Kirk: Yeah, I mean, those are some great questions, Kelly, and I want to start by putting a little background for my history because I think that will be helpful. So, when I started in the industry back in ’99, December of ‘99, which of course, was probably the worst time to start, right? When you get off two decades of a bull market and then just started going through recession right away, so I learned risk management really quickly. You know, when I everyone else was thinking the market was going to keep going up and I didn’t have that because I started with pretty much the market going down. So, I learned real quick on how to manage money and how to manage risk in that kind of condition. For me, that’s why risk management has always been the top priority. It is rule number one, don’t lose money, and I paraphrased Warren Buffet there. So, we sailed through 2008 pretty easily, unscathed, because we had some understanding of what was going on, and since then we have built additional strategies to manage it even better. One of the things that I think people in the industry get caught up on is, they come with a strategy and they feel like, this is it, I am going to do this and this is going to solve all my problems, it’s the best strategy I have ever seen, and it will never change. The problem is, the market changes all the time. Every day, every second of the day it changes, and the more computerization that comes into the market the more rapidly that’s going to change. So, if you don’t have the agility, if you don’t have the ability to change on a dime with your strategy then you are going to get run over. I think this is one of the biggest challenges that we see, because when I got into the industry, you talked about, earlier, Kelly, with inverse correlation or negative correlation, one of the things I found was, initially, you could diversify properly and it would work, and generally speaking, you know, when the markets go up the diversified portfolio works as intended, typically. The market goes up about 66% of the time, when the market is going up diversified strategies work. In 2008, in that period, it stopped working. It’s fascinating, because we did some research way back, to dig into this, and what we found was, if you look to 2008, almost every single asset class except for cash and gold, went down. When you study and say, how is that even possible? So we did some digging and what we found was the net result was effectively that the institutions were causing a correlation, because all the big money was flooding into the market and making the same changes at the same time so it caused, effectively, this correlation of assets. So it became really challenging to create a diversified portfolio to reduce risks. You used to be able to invest in things like timberland and manage futures and hedge funds. That used to allow you to diversify properly and get inverse correlations. The problem is because everyone was investing in the same thing it was no longer non-correlated, it became correlated. Many people thought that they were diversifying and reducing the risk when essentially they weren’t. And they didn’t realize it because they were just accepting this norm as given by just saying, oh, this is the way things always are, they will always be this way. And it’s not, things change all the time, and if you are not assessing your assumptions, at any given time, then you are going to get run over in this market because things change so rapidly. So, that’s kind of how I look at risk management. That’s my background on it, why I look at things the way I do, which is a really important context, I think, of this conversation. Kelly: I gave a talk in London about one year before the Madoff Hedge Fund nightmare. I think that was in 2007, I was CEO of a financial technology investment firm. And the title of my talk was Hedge Fund Needs TLC, Transparency, Liquidity, and Custody. And I’m not bragging here, but - I guess I kind of am - that talk foreshadowed. I predicted this, it foreshadowed the issue that was highlighted by Madoff, specifically, and Hedge Funds in general. I think you would agree that Transparency, Liquidity and the issue with Custody were core and critical to the problems Madoff scandal highlighted. Do you agree with that? Kirk: Yeah, I do. You weren’t alone in your kind of assessment, I mean, our very own Perry Mecarpolis who was kind of one to find Bernie Madoff. He wasn’t the only one, there were more, but no one listened because when times are going well no one wants to pay attention to that stuff. They are not worried about it, only when times get bad that people worry. Well it’s too late, right? You have to, like you did, like you talked about it before the problem, and that’s you need to have those kind of resources because when times go bad it’s too late, everyone else is running to the door and it’s a lot harder to get out. Kelly: Yeah, this was at a Hedge Fund conference and it was like nobody wanted to talk to me at the cocktail hour after I said this. It’s like, okay guys, I’m sorry, I didn’t want to ruin the punch bowl but transparency and liquidity and custody, it’s just I want to clarify so listeners know why those are critical, because it’s still true now, more than ever, investor on the transparency side. Investors need to see the underlying assets in the portfolio, and that’s why I don’t like annuities, you can’t see anything. And then number two, investors need to be able to convert those assets that they do see for whatever reason, if they don’t like what they see, they need to be able to convert them to cash or another asset. That’s the liquidity portion. That’s another reason why I don’t like annuities. And then the third is custody. Ultimately, if you see something and you don’t like it you want to be able to access it, and if you have got some custodian that is nonexistent like we had with Madoff where he was just fabricating third party custody, you are going to have a problem. The reason I put custody at the end is because I like the TLC thing but custody in my mind is kind of at the top of the list because you need to be able to see the assets at a qualified bank or broker, not in the file cabinet of some Hedge fund manager that’s acting as custody. I am assuming you are going to agree with all that stuff. I know you do because you operate your company with TLC. Tell me, how would you score you and your portfolio strategy in the TLC paradigm there? Kirk: Yeah, and you raise a great point, Kelly, because I think that each one of those components has an issue attributed to it, in the markets in general and some of that field that we can kind of touch on here. But, you know, with my portfolio that’s exactly what we designed it around, transparency, liquidity. Possessions we have, have to be liquid because if something happens and you need to get out, you need to get out right away. Actually, it should be on custody first because that actually will start us off. So, we don’t custody assets, we custody at one of the bigger custodians which is TD Ameritrade. A firm like ours, we don’t want custody. I don’t want that liability. I would rather find a top-notch firm that does it really, really well and use them, and for us, TD Ameritrade was that good fit. So, the transparency aspect goes along with that custody because we are not custody-ing it, the transparency is, our client can easily go to the custodian. Like they get statements from the custodian, it doesn’t come from us. You know, they can always go on their account and see their investments in any given time. It’s totally transparent, there is nothing hidden whatsoever about it. The liquidity of our possessions is very important too. You look at 2008, for example, and actually, 2015 was another example of this. So, in 2008 in certain markets there was a lack of liquidity. In the institutional markets, there were a lot of these vehicles that were created where there was a lack of liquidity at the time when people needed it most. So if I am managing a portfolio, for example, and let’s say I have 80% of my portfolio in the S&P 500, so a very liquid bunch of investments, let’s say 20% in some sort of an illiquid vehicle, some sort of an institutional vehicle, and I want to liquidate that but there is no liquidity all of a sudden I have to search down in my S & P shares because I need liquidity, I need to free up capital to either pay back investors or whatever it might be. So, instead of selling the thing that I want to sell, I’m selling things I don’t want to sell. But the problem is, it’s not just me, it’s the entire market doing the same thing. So, if you want to know why the assets correlate, it’s because all these institutions own the same things. So, look at 2015 as an example, we started to see this idea which I call contagion, which is, effectively, the oil prices started to plummet. Well, if you owned oil assets, you couldn’t sell them because, you know, no one wanted to buy them because they kept going down so in order to have liquidity in your portfolio you sold something that wasn’t oil. You know, maybe it was Apple stock, maybe it was real estate, maybe it was, in some cases, oil companies. The challenge is when everyone trying to do the same thing at the same time everything correlates and liquidity dries up. Now, for us, when we manage money, I mean, we do a lot with alternatives but it’s a very separate part of what we do. The traditional portfolio, which is kind of really what we are talking about here today, the traditional portfolio is fully liquid. We have set this up specifically for the fact that if people need liquidity they can get it. Call me up tomorrow and say, hey, I need my money, I can just sell it and it’s done. Everything that we do is highly liquid. We only deal with the most liquid securities because of this very issue. When things go bad liquidity dries up. You don’t want to be on the other end of that. So that for us is extremely important. Kelly: Kirk, I know you like to work with CPAs and help them with their clients, just like you are helping me with my clients. Let’s say I have some tax and accounting clients that need what I think is a risk-managed portfolio, and the profile for that type of client is typically this, they have made their money; they have created their wealth; they don’t need to hit any home runs; they don’t even need to hit a triple, maybe a double, a single, they don’t need to strike out, and they sure as hell don’t need to be hit by the pitch,. That’s the typical client that many of us see. Kirk: I like the analogy, Kelly. Kelly: Thanks. Number one, preserve what they have, and number two, grow it. In that order, and what’s the best way for these clients to work with you, whether it be a CPA or one of my clients, how are we going to work together on this? They are located in say, Minneapolis and Kansas City, how do we work together? Kirk: First of all, a location I don’t find is all that important. I have been doing this for 20 years, most of my career I thought that I need to see somebody to work with them but in the last three years, I have kind of changed that kind of mindset around myself, because what I realize was, clients don’t want to see me. They don’t want to drive an hour or a half-hour to my office and then drive an hour or a half an hour back. Like, it is much more efficient use of their time to just get on a call and talk about these things. You and I are in different states and we work together just well. But the other part of what you were saying is very important, where you were talking about not hitting home run in triples. There are many types of clients. There are clients who are trying to build and grow their wealth and there are clients who are not, right? They just trying to maintain and to sustain their wealth. You know, it is funny, no one sends you a letter and says, hey, you are rich, right? There is no letter that the IRS sends you that says, hey you are rich, like, now you are going to start paying the rich person’s taxes. It doesn’t happen that way. There is kind of this grey area, depending on the amount of wealth that you have, you have enough but you feel like you don’t have enough. And it is weird, I have talked to people who are worth couple hundred thousand, tens of millions, I have talked to people who are worth billions, and they all have the same mindset, which is I need another 30% to feel comfortable. It’s a weird human psyche that people can’t be comfortable with the fact that the money they have is enough. So, whatever we do with our clients is deep conversations, what I call the emotional side of money, which is, you know, it’s really important. Because let me give you an example, there is a woman I worked with, my entire career, a wonderful woman and she worked really hard, saving and recently she got to a point where she wants to retire. So, she is going from this aspect of working hard and saving to no longer working and spending. That is a huge mental shift that people have to make, and it’s really hard, right? You have spent 40 years working and saving and now you just have to flip the switch and do the opposite. That is very uncomfortable for people. It’s not an easy transition to make. So, a lot of what we do is helping people with, I guess, what I would call retirement lifestyle planning, which is helping them make that transition. So, it’s not just that they’ll have enough money but it is that they are comfortable with the money that they have and they are comfortable spending it. Because I have worked with a lot of people who have way more than they need and they feel like they don’t have enough. This woman, for example, she was actually spending less than she was making in social security and she is worth seven figures easy. There is no way she would ever run out of money at that spend rate. And what I was helping her to do is to be comfortable with the fact that she had enough money and be comfortable with spending that money. You spend your whole life saving this money, like, you need to enjoy it. Like, retirement is about, we call it phase two of your life because you have got another 30 to 40 years when you retire, what are you going to do? Sit around and golf all day and drink beers? I mean, that’s fun but that’s not the purpose. And a lot of people need to rediscover that purpose when they retire because they make such big shifts. Getting back to the point, when I work with clients I’ll tell them upfront, our job is not to hit your home runs, our job is not to be BS and T every year, our job is to hit the singles and doubles to get performance but the real key to what we do is not lose when the markets hit a recession. That’s really the key because if you don’t lose when the big losses come then you are way ahead of the game. In 2008, from the pig to the trough, the markets went down over 50%. If you didn’t lose 50% in those years and you were in cash you effectively made 100% return on your money because not only did you not lose money but you could have bought everything 50% cheaper. So, effectively you just made 100% return on your money, and you didn’t have to do anything. You didn’t have to outperform the index, you just had to sit on the sidelines and not lose money whenever everyone else was losing money. It’s a different perspective than I think most people would make but if you consider where we are in the economy right now, we have had 10 plus years of a bull market plus 11 years of a bull market. We are getting to a point where a recession could come at some point in time soon. It could happen next week, it could happen five years from now, right? No one knows, no one can predict the future. But I don’t need to predict the future to know how to handle this situation. What I need to know is that there is a recession coming at some point, we all kind of feel that. It feels like everything is really expensive, and it is, and at some point we are going to have a recession, that’s inevitable. That’s just the way that market cycles work. My role is not to know when that’s going to happen. My role is to predict that the market could continue to go up, and also, the market could easily go down. So, we have built a strategy around that process that if the markets are going up you make money and if the markets melt down you are not losing money. That’s really effectively what we have done. We, with our approach to investment management we look at the situation that we are in, which is, the markets could go up or they could go down, and we build a strategy around that. Kelly: Kirk, here is how I see it, certainly, correct me if you find it flawed. Historically, you have the CPA that’s more or less pitted against the financial advisor. The advisor is always recommending more risk and the CPA is saying, less risk. And the CPA tends to say no to anything that is unpredictable or about which he or she is either not educated or experienced in, the advisor might say, I don’t know, for the last years, I think, many CPAs have decided that they are going to get into the advice business, they are going to open up an advisory practice and become financial advisors, become wealth managers. I kind of fundamentally disagree with that because the objective supervisory role, to stick with the baseball metaphor, the manager role of the team is now merged with the player or merged as a player. And I think the CPA is best sticking with the manager role but becoming a better manager so that he or she is a little more educated and experienced in it. So it’s not no to everything but the CPA should stick with the manager role, the supervisory role, but review the performance of the players. That could be a large cap player, it could be a wealth management player, it could be a small cap, it could be an alternative or it could be review the performance of a wealth management player, like yourself, who looks at all those underlying asset classes – small cap, large cap, alternatives. Do you agree with that analysis? Does that make sense to you? Kirk: It makes total sense Kelly, and you are 100% right. So, if you look at the traditional CPA role, it is accounting and tax, risk management strategy, tax planning, like, there is a lot of things that the accountants bring to the table. And you actually pointed out, it seems as though a number of them will try to become wealth managers or financial advisors and they are putting themselves in a very precarious place. Because I have been doing this for 20 years, I am always wanting new things. This is a profession in and of itself, for an accountant to all of a sudden start providing wealth management services or investment advice, all the things that we do, it would be like me going out and saying, I am going to be an attorney. It’s a totally different profession and requires a lot of time, effort, study. Like, it’s not just like, oh, I am just going to make money off mutual funds or provide them to clients. The CPAs are much more into risk management, which I think is a really good position to be because you are one of the most trusted people in the clients’ lives for anything that affects them financially. You need to have that oversight and guidance. You need to have that supervisory or managerial control to continue the analogy. You know, you need to have that oversight because the clients want that, the clients are asking for that, and you would be in a much better place providing that position than actually doing the investments yourself, because you are taking a step back and you are being an unbiased third party and saying, here is what I think we should do. As you mention, I do work with a number of CPAs, our strategy is more tactical and we have done this specifically because of the nature of what you are saying which is, as a CPA, this is your job to provide oversight and guidance, and you don’t want the clients to lose money. So, the strategy, in many ways, to develop around that philosophy which happens to coincide with my philosophy anyway which is, rule number one, don’t lose money; rule number two, pay attention to rule number one. Like, making money is the easy part, that’s going to happen, it’s the risk management that’s the hard part. And that’s the thing, if you don’t get it right you can really screw up your portfolio. So, it’s really important to get the risk management right, first. It’s your obligation as the supervisory role it is very important to take care of this for your clients because they look to you, as somebody in this role. And our society, we are lacking leadership, and our society and I really appreciate the fact that you have taken this role head-on and saying, I am going to do this for my clients because it’s really important to provide this service where all our people are not doing it. Kelly: Yeah, it is kind of like let’s say, CPAs, let’s say tax focus CPAs, we scratch and claw and fight to help clients get an extra $100 refund or minimize their tax by $200, that sort of thing. You know, maybe it is even in the thousands but it’s kind of like when we stay out of the wealth management area where we are not helping on the risk management part of their wealth, what are we doing, I mean, we are winning these tiny little, I wouldn’t even call them battles, I would call them skirmishes. We are winning those little skirmishes but the entire war is being won and lost and fought and we are not even participating in it. It’s almost like CPA’s are afraid to get into the arena, afraid to fight, afraid to get shot so they hide in their tent. I don’t know. I am mixing a whole bunch of metaphors. Kirk: But yeah, and I think you, I mean, your point is valid because I think, the CPAs we work with, we tend to work with them on a collaborative basis. And I think one of the challenges is, and this is not just CPAs and advisors this is all service professionals, when we work with our clients, we work with CPAs, we work with attorneys, we work with various different professionals and what I find is common in our industry is that, like, let’s just say, an advisor would say, hey, you should do some estate planning, and, you know, either the client has somebody they work with or the advisor finds them someone, and then they do the work and they put all this package together and they spend a few thousand dollars, and they have this package and their attorney is like, great, you are all set. And the client is thinking, hey, I am all set and what he really meant is, here is your package you figure out the rest of it. And the client thinks they are fine so they don’t say anything. And, you know, they set up a trust or whatever they are doing and they don’t get funded, you know, get set up properly. So all of a sudden you spend a lot of money for something that isn’t even implemented, and no one knows because it’s just like one hand doesn’t know what the other hand is doing. So, what I find is most effective is working with people on a collaborative basis. So, for instance, you and I, you and I would talk about each client and say, alright, we are going to sit down and work with this client. Like, we would figure out what kind of tax planning they need, you know, what kind of cash flow management they need. What about their investments? What about their estate? And we look through each of these quadrants of the puzzle and say, what needs to be done, how can we coordinate this? You know, because we do operate on different playing fields for that because we are doing different things. So, it’s important that, you know, this kind of collaborative method works well so that the balls don’t get drop, things don’t slip through the cracks, and that everything is getting taken care of. So, from a client perspective, you are getting a much more holistic perspective of oversight and guidance and you are really getting taken care of from different angles from people who have different expertise. So, what I find is if people are trying to do everything themselves, it is said the player versus the supervisor, it’s really hard to do everything yourself well. It’s a challenge for any good professional that is collaborative, that want to work together and are not territorial so I think you kind of hit the nail on the head there and that’s one of the reasons why we work together, it’s because, you know, we both see that element of collaboration as being very important for the client, and really doing what’s in the client’s best interest, which I think is the top priority in any relationship. Kelly: Yeah, I think this is a good model, I like it. Anyway, we can terminate it now so you can get back to the going to the pool or you are using this podcast as an excuse to not have to go to the water park, the urine-filled water park? Kirk: Lots of chlorine Kelly, lots of chlorine. Kelly: Alright Kirk, I enjoyed it. Take care of yourself. How should people get in touch with you if need be? Kirk: Yeah, I’m pretty easy to find, you can find me at InnovativeWealth.com. So, our website InnovativeWealth.com, you can come there, I have written pretty much everything on the website. I have written myself a lot of the blog post, if you want to get to know about me you can find me on all the social media channels. I am really pretty easy to find. And, obviously, you can find me through Kelly because Kelly and I are working together. So, you know, the path is, contact Kelly and, you know, I can coordinate working with you as well. Kelly: Okay kirk, enjoy the remainder of the weekend, take care of yourself. Kirk: Alright, thanks. Thanks a lot, Kelly, thanks for having me on.
Real estate and investments go up and down in cycles. It’s been 12 years since the last crash. Are we due for another one? There are experts who say yes, and experts who say no. My guest today is Elysia Stobbe. Elysia is an authority on mortgages and financing real estate for first time home buyers and investors. She is the author of How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye ™ and the host of the Fork This Mortgage Podcast. She has over 20 years experience in real estate, investing, and mortgage finance. She is here today to talk about when and why she thinks the next big crash is coming and what to do about it. We talk about using the numbers correctly to make sure that your investment has enough cash flow to make it profitable. She gives tips on finance options and the importance of due diligence. If you have questions about real estate investing, you will love this episode. You can find Elysia here: Ask Loral Elysia Stobbe Website How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye ™ Fork This Mortgage Podcast Show Notes [01:20] During the last crash Elysia learned a hard lesson. [01:48] It's time to consider what your play is if there is a crash. [02:30] A lot of talking heads get paid to say that things are great. [02:49] There are financial cycles. We were due for a correction fueled by volatile mortgage products. [03:27] They were also mortgage products available for people with poor credit scores and who didn't have a good history of repayment. Adjustable rate mortgages were also a problem. [04:10] Elysia feels we are overdue for a correction. [04:48] Think about cash flow when you are investing. [05:05] Make decisions by numbers not emotions. [05:23] When everyone is trying to be an investor that is usually the time not to be an investor. [06:50] There's a lot of information available for the public also take advice from people who you trust. [07:16] Ask your mortgage professional what they're closing rate is. [08:04] There are products for investors based only on cash flow. Then there are bank statement programs where we go off of the income taxes. There are many different mortgage products out there. [09:04] There is even hard money lending from private lenders at high interest rates. Get pre-approved up front, so you know what your numbers are and can have a realistic cash flow. [10:08] It's important to get pre-approved. [10:50] Sometimes you can get seller financing at 6 or 7%. This is better than hard money lending at 14%. Look for a local investment group to find these lenders. [12:05] There are also ways to use your self-directed IRA. Check fees before getting locked into a company. [12:54] A lot of first-time buyers are getting multi-unit properties. [13:37] Elysia is a fan of the Florida market. Other great investment options are St Louis Missouri, Dallas, Houston, Oklahoma, and Tennessee. [14:29] Lower price is lower risk. Expensive properties can require a lot of money to risk to make the same cash flow. Also be aware of state laws and taxes. [15:49] Consider your exit plan also. [16:23] Try to get at least an 8% return but shoot for 14%. [17:59] Elysia's book How to Get Approved for the Best Mortgage is for first-time home buyers but she's also working on a book for investors. [18:40] The book can help you approach the Lending situation with educated questions. [19:58] First time home buyers are currently getting priced out of the market. Links and Resources: Loral’s Real Money Talks Podcast
Ryan gives Trump credit for fulfilling Obama's campaign promises – and he still cannot get any love. Acting presidential means killing a whole lot of people. Ryan lowers the boom with his viewpoint on the Obama era. It's not pretty. Being an anti-statist, Professor Lopez gives a history lesson. Get ready for a lesson on becoming crash proof. Buy silver, dammit. Get to know and get prepared to use crypto-currency. Stock up on non-perishable items, such as salt, dehydrated meats, and bullets. Bartering could easily become the norm in many of our lives. Depressions do not necessarily require a long time to correct. Read “Crash Proof” and cover your ass. Be proactive, Knuckle-Draggers. The fun begins! Get the lowdown on upcoming Big Boxes of Bullshit contests. The Blaxicans plan to whore themselves for your time and attention. We are talking real-world items. LINKS 1921 DEPRESSION :: en.wikipedia.org/wiki/Depression_of_1920-21 CRASH PROOF :: www.amazon.com/Crash-Proof-Profit-Economic-Collapse/dp/0470043601 Website: http://legendarymancave.com/ Become a Patron! Sponsored Links: Learn a new skill that can get you out of the same tired ratrace your in. Always be better and do better than the next guy and you will eventually be on top. Skillshare can help! Get 2 months free when you sign up through our link below. LINKSBen Shapiro: www.dailywire.comLibertarian Party: www.lp.org
Gene interviews Attorney Charles Stopp and answers tons of listener questions: What is the deal with ‘Crash Proof Your Retirement”?Should young couple buy a home or rent – forever?RMDs for IRAs and 401(k)s for the alphabetically challenged?Do Reverse Mortgages charge an interest rate?Tons of great listener questions? For our More than Money Audience Free Second Opinion Meetings Social Security ReviewMedicare ReviewInvestments ReviewRetirement ReviewLife Insurance ReviewLong Term Care Insurance ReviewEstate Planning ReviewIncome Tax ReviewComplete Financial Picture Review Do you want a free second opinion meeting with a More than Money advisor? Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your free review
Gene interviews Attorney Charles Stopp and answers tons of listener questions: What is the deal with ‘Crash Proof Your Retirement”?Should young couple buy a home or rent – forever?RMDs for IRAs and 401(k)s for the alphabetically challenged?Do Reverse Mortgages charge an interest rate?Tons of great listener questions? For our More than Money Audience Free Second Opinion Meetings Social Security ReviewMedicare ReviewInvestments ReviewRetirement ReviewLife Insurance ReviewLong Term Care Insurance ReviewEstate Planning ReviewIncome Tax ReviewComplete Financial Picture Review Do you want a free second opinion meeting with a More than Money advisor? Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your free review
Real estate is a cyclical market, and we are due for a normal dip. Nevertheless, you can succeed in 2019 by committing to be more aggressive. What does that look like in practice? What steps can you take to grow in spite of a natural decline in the market? What can you do to crash-proof your real estate business? Mike Ferry is the OG of the real estate coaching space. He founded The Mike Ferry Organization in 1975 and continues to serve as CEO. Mike’s company provides real estate coaching, specialized seminars and training workshops for agents and management alike. For 43-plus years, his proven approach has generated more real estate millionaires than any other coaching system, and Mike is recognized by NAR as one of the most influential people in real estate. On the inaugural episode of Founders Club, Mike joins Oliver to explain how to crash-proof your real estate business. He discusses the market dip that is likely to materialize in the next 12 to 18 months and what you can do to win despite the decline. Mike also shares the surprising origin story of his coaching business and the way continuous learning keeps him at the top of his game. Listen in for Mike’s advice around improving your sales skills and get his bullet-proof plan for thriving as an agent or broker in 2019. Key Takeaways [2:55] Why Mike is an OG in the real estate coaching space Persistence (refuse to quit) Teach common sense [5:47] Why the sales piece is missing from most training People unwilling to change Brokers afraid to lose agents [8:06] Mike’s advice for agents who want to sell better Secure financial wherewithal to last 9 months Commit to change [10:49] Mike’s insight on leveraging scripts Every profession uses playbook Practice until part of you (30 minutes/day) [18:15] How Mike became a real estate coach Speaking to 400 agents at workshop (October 1988) Frustrated with response, challenged to bring check [21:35] What keeps Mike at the top of his game Effort to be most knowledgeable Keep learning from top producers [24:29] Mike’s greatest challenges in building the company Internal challenge in learning to coach Franchise training directors undoing training [28:51] Mike’s predictions re: the next 12 to 18 months Due for normal dip (every 5 or 6 years) Bad agents out of business [32:48] How to succeed despite a dip in the market Stronger in lead follow-up, prequalifying Stronger in presentation skills [36:38] Mike’s advice on dealing with market disruptors Some will go away when market dips Room for everyone in large market [44:09] Mike’s tips for agents stuck at a certain production level Expose mind to ideas/people that make you uncomfortable Challenge yourself financially [54:16] Mike’s stance on buyer’s agents Must have transaction volume to support [56:14] Mike’s concerns around Zillow Entry into mortgage, house flipping business Matter of time before start listing homes [59:11] Mike’s thoughts on gifting best practices Quality of service = best gift to give [1:01:05] Why Mike made most of his money after age 50 Put learning into effect, execute at higher level [1:04:08] Mike’s philosophy on investing Choose assets that appreciate in value (i.e.: art, first-edition books) Get free and clear on investment properties asap [1:08:15] What to expect in the real estate market moving forward Listing inventory will grow (buyers happy) ‘This is your time, if you’re good’ Connect with Mike The Mike Ferry Organization Mike Ferry’s 2019 Market Report Connect with Oliver Big Block Realty Oliver on Facebook Oliver on LinkedIn Resources Allan Dalton Tom Ferry Karen Bernardi Josh Barker John Ames Bernie Gallerani Regina Drury Blackstone Royo Art
Brick by brick, we deconstruct Wall of Sound creator Phil Spector and his musical and murderous contributions. At first, he was a musician. He once played LIVE on the Ed Sullivan Show. He became a producer, he motivated the Ramones with fire-power to finish one of their recording sessions. Later, he enjoyed cruising the night club scene to pick up B-List celebrities with his trade-mark blue limosuine! It get's weird... #truecrime #musichistory #crimehistory #musiclife #crimestories #truecrimepodcast #wallofsound #lanaclarkson #philspector #teddybears #musicians #murdermystery #bluelimo
RATE AND REVIEW this podcast on Facebook. https://www.facebook.com/PeterSchiff/reviews/ Strong Dollar Policy? There used to be a lot of talk about the so-called Strong Dollar Policy. We had the Strong Dollar Policy when Bill Clinton was President, George Bush; I guess when Barack Obama was President, as well. I've talked about it, I've written about it in Crash Proof, How to Profit from the Coming Economic Collapse; I talked about it like it was the Loch Ness monster. Everybody knows about it, everybody's heard about it but no one has actually seen it. We Like the Strong Dollar. A Strong Dollar is Good for America We didn't actually have an official policy that constituted the strong dollar policy. It was simply talking about the strong dollar being in the national interest, and that was just the mantra that was repeated often by the Secretary of the Treasury or by the President. "We like the strong dollar. A strong dollar is good for America… and that pretty much constituted the policy. The Trend Was Your Friend But nonetheless, having the belief that there was some kind of hidden strong dollar policy helped to create confidence in the dollar, even in periods of time when the dollar was declining. Perhaps it would have declined even more had it not been for the belief that there was some kind of strong dollar policy. And of course, when the dollar was rising, the "strong dollar policy" really helped add fuel to the increase because after all, you were riding the policy. So the dollar was going up and that was what the U.S. government wanted, so it was all good. The trend was your friend. Donald Trump's Weak Dollar Policy Well, it should be obvious that Donald Trump has a weak dollar policy, whether he wants to name it or not, that's the policy. Of course, the weak dollar policy will not involve actually doing anything, just as the strong dollar policy didn't involve doing anything, but I think the rhetoric will have the same impact in that when the dollar finally starts to fall, it will fall even faster when people think it's a deliberate policy.
I. Hear the Word of Jesus II. Put Jesus' words into Practice III. You are Building your House (Life) on the Rock
Welcome to Finance and fury Financial Crash proof your Share investments There is no way to control the rise and fall of investments but focusing on what you can control makes all the difference! Behaviours lead to underperforming, or outperforming, the ‘market’ Firstly – What you buy and when Secondly – What you actually do when a “crash” occurs What is a correction or crash? Drop on prices – followed by mass hysteria – panic selling – further declines in investment values Shares can drop quickly – They are liquid Liquidity = How easy is it to sell shares and get your cash back The share market is a measure of crowd behaviour Positive feedback loops What triggers a crash? Prolonged periods of rising markets, excessive in the long term P/E far exceed long term averages Higher buying volumes Year on year large gains Then something spooks investors to think the good times are over If the markets think good times are done with, they will be Self-fulfilling prophecy – positive feedback loops What makes people sell shares at a loss? Myopic Loss Aversion – Fear of further losses – Losses (even on paper) are hard to bear, so people crystallise losses to avoid feeling further potential paper losses Shares are some of the most feared investments out there People feel like they can’t see or touch them, but if you buy some Woolworths – just remember half of you probably visit a store once a week. They are hard to understand – Fear from the unknown History of share crashes and the drops – 1987, 2008 (worse than US) What happened before this? Markets rose – 2002 to 2007 = 226% rise What can you do? On the buy Diversification – Have one egg, it breaks, you have no eggs. If you have 1,000 eggs and one breaks, you’re ok! Different segments – Not all banks, but across large, mid, and small cap, as well as different types of companies Different countries/economies – we make up 2% of share market – 98% of companies are off shore Don’t overpay for investments FOMO – Bubbles in shares are pretty clear Market PE – Shares are valued mostly on expected future earnings (inherent values). Where are we at now? Gains - 194% cumulative rise in the market since 2012 – but still not above 6,700 in 2007 pre GFC PE – In line with long term average Don’t buy rubbish – never invest out of hope into shares that might not be around tomorrow Shares are ownership in a company – Is it a good company? Will it be around in 10 years? Is it a fad, and not earning? They don’t survive crashes as well – avoid speculative shares When the crash happens Don’t panic sell! What happened the next year? After a crash there is rebound Why? Demand picks up the following year Buy more! If you are game! Why would you buy something going down? Why is it going down? You can buy investments on special – 2 for 1! Let me get the crystal ball out… The next crash – Will come in form of borrowings within debt instruments / levels of government debt especially in the US. The market freaks out because they think the government can’t service their debts and default on their debts. Sad truth – free market gets blamed for government interference Nobody knows what will happen. Hold for long term In summary Markets work in cycles – they go up, they go down The long game – hold and buy – Next Sunday we talk about FEAR and avoiding emotions Thanks for listening – we need YOUR feedback! Leave a review, or ask your finance question at financeandfury.com.au/contact
Phil Cannella is the founder and creator of The Crash Proof Retirement System. The Crash Proof System was born in the ashes of the financial collapse of 2000 and developed to bring consumers a strategy that guarantees preservation of principle while still achieving adequate growth. Phil has been in the insurance industry for a whopping 41 years and got his start and success through endless hard work and hustle, which included nearly a decade of door-to-door sales. Over the course of his career, he has interviewed some of the top financial and political insiders in the world and seen just about everything on Wall Street. We sit down for a rare and extended interview with Phil to get his take on the world markets, investing, work ethic, and of course retirement planning. Links: Website Facebook @PhillipCannella Phil's bio video Educational Event Teaser WPHT Philadelphia WFTL South Florida -Crash proof retire events Discussed: Video Testimonials Video of SEC Interview - Playlist Audio file of Jim Cramer Stan’s Brutally Honest Factual Expertise About Annuities - ILAB 4 Time Stamps: 06:23 - World financial crisis 22:10 - $2.8 billion debt crash 30:10 - Insurance industry 33:40 - Fixed annuities 36:20 - ADHD & dyslexia 41:01 - Publically humiliated 45:04 - Pharmaceutical drugs 48:55 - Recession proof investment 54:10 - Annuity growth 1:00:38 - Insurance companies vs. banks 1:15:20 - Life insurance firewalls 1:18:20 - B++ bonds 1:22:10 - Safety nets 1:25:10 - Guaranteed renewable contract 1:37:10 - How to find success 1:40:30 - Crashproof educational process 1:48:48 - Tax-free legacy 1:54:53 - Demographics for fixed index annuities 2:05:30 - Investing in life insurance 2:10:17 - Are fixed rate annuities right for you? 2:12:00 - Greece’s debt 2:12:50 - Education, research, and network 2:14:00 - Interest rates and fees If you enjoyed this episode, do us a favor and share it! Also if you haven’t’ already, please take a minute to leave us a 5-star review on iTunes and claim your bonus here! Copyright 2017. All rights reserved. Read our disclaimer here.
God has a dream for everyone’s life, but so many things can wreck it. We can wreck it. We strap ourselves in, we hit the wall, we dust ourselves off, and we do it all over again. A sermon series about the one thing we do over and over again that wrecks our life. Scripture: Isaiah […] The post Crash Proof appeared first on Middletown Christian Church.
Researchers created a (hypothetical) human body evolved to withstand car crashes. Genetically modified mosquitoes could save millions of lives. Plus, higher compensation for CEOs doesn’t indicate better long-term business performance: Why? Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers
The bear market in global stocks continues, and I believe we're in a bear market in the U.S. Technically the major averages are not quite down 20%, although some of the averages are Transports were down 30% from their highs The Russell 2000 was down more than 25% Many individual sectors are way down into bear market territory, as are some individual stocks IBM hit a new 6-year low; and, of course, IBM is the poster boy for share buy-backs Imagine how much shareholder money has been flushed down the toilet buying back stock at over $200/sh and now we're looking at 12o and falling But remember: all bear markets begin as corrections The bear market of 2001, when the S&P was cut in half, and the NASDAQ fell by 80%, started as a correction The same thing in 2008 - they were calling that a correction, too, until they realized that it was a bear market In fact, the main thing I am hearing today is the comeback - the Dow had a huge comeback because it was down more than 560 points at the low and it closed down at just 249 The NASDAQ was down more than 160 and it closed down only 5 Had we closed at the lows of the day maybe we would be closer to a short-term bottom This is another short-covering inter-day rally creating a slippery slope of hope for the market to continue to slide down Today, we have hit the most 52-week lows in any month since September of 2008 Earlier in the day, we were showing the biggest monthly point drop in the history of the stock market It's not just the worst January, it's the worst month of any year, ever The market has got to be telling us that not only are we in a bear market, but we are in a recession The market is forward-looking: it is telling us that we are in a recession The bond market is priced as if we are in a recession Maybe that is because we are in a recession All the economic data indicates a severe recession The market is behaving as though something bad is happening - we haven't seen action like this since 2008, yet people are dismissing all of this evidence If it walks like a recession, quacks like a recession, smells like a recession, it is a recession There are now more people acknowledging that the Fed should not continue raising rates in the near future - an article in the Guardian says:"Janet Yellen and Fed left with face full of egg after interest rate rise blunder" accuses the Fed of raising rates too early The problem isn't that they raised rates early, it is that they raised them too late Actually the real problem is that they never should have lowered rates to zero in the first place I said this from the beginning: They sealed their fate as soon as they dropped rates to zero - no matter when they raised rates it would be a disaster, and the longer they waited it would be a disaster What is ridiculous is that the Fed wants us to believe that they can raise rates, after leaving them at zero for so long, and that we could sometime just be fine The narrative that Ben Bernanke, Janet Yellen and the Obama administration have been selling is that they saved the economy The economy is in much worse shape now than it was 7 years ago Instead the Fed's poisonous cure made us sicker than ever - That is what I wrote in "Crash Proof" When I forecasted the bursting of the real estate bubble and the Great Recession and financial crisis, I said the economy could withstand that What would kill it was the Fed's cure, they came up with the exact remedy I was afraid they would and it is having this exact effect The Fed is going to take interest rates to negative and they will launch QE4, which will be bigger than 1,2 & 3, but it will be too late to stop the recession At this point the dose of monetary stimulus will be lethal for the dollar The dollar is still rising based on the idea that the Fed is going to continue to tighten monetary policy This is causing turmoil in global markets
Happy 4th of July to everyone Unfortunately, we have given up our independence to government tyranny I will be back on the radio again - I'll be on the Alex Jones Show every first and third Friday of every month when the Non-Farm Payroll numbers come out I will be doing tomorrow's show - the second hour of the show The Non-Farm Payroll Report came out early this week because of the 4th of July holiday The consensus forecast of 230,000 jobs was close to the actual number 223,000 The unemployment rate of 5.5% last month was expected to come in at 5$% - actually came in at 5.3%, the lowest unemployment rate in 7 years Great news, right? Not great news The devil is in the details The Labor Force Participation Rate - 62.9 last month - plunged down to 62.6% This is the lowest rate since 1977 432,000 people dropped out of the labor force in June - twice the number of people who got jobs in June Once again, these new jobs are low-paying service sector jobs During the Obama "recovery" we have lost 1.4 million manufacturing jobs and gained 1.4 million wait staff and bartender jobs According to the Household Survey 640,000 Americans left the labor force in June Now we have a record 93.6 million Americans no longer in the labor force The Household Survey reports 349,000 jobs were lost during the month The only net gain - 161,000 part time jobs - represent a net loss The Household Survey shows that we lost good jobs When asked about the Labor Force Participation Rate number, Secretary of Labor Perez commented, "One month does not a trend make." This trend has been going down every month of every year that President Obama has been in office Janet Yellen announced that the Fed would not start raising rates without "further improvement in the labor market" She specifically cited the Labor Force Participation Rate and proliferation of part-time jobs as troubling trends We are now further from that goal The demographic leaving the labor force are young people who cannot find jobs Average Hourly Earnings, to increase .2, actually came in flat, at zero Last month's .3 increase was revised down to .2, failing to beat the estimate Weekly Jobless Claims expected to come in at 270,000, actually came in at 281,000 and I think this number is going to go higher There have been fewer hires and fewer fires than expected because the estimates were based on the Birth/Death model, that is proving inaccurate Factory Orders are down for 9 of the last 10 months - this month we were looking for -.3% and we got -1% April was originally reported as -.4 but was revised down to -.7 Year over year Factory Orders are down 6.3% (adjusted) The only time we have seen numbers this weak is during a recession The economy is in worse shape now that when QE3 was launched Yet the markets did not react to these bad numbers They still cling to the narrative that the Fed is going to raise rates because the U.S. economy is in good shape Article on Motley Fool refers to me as someone who was "right for the wrong reason" The misquoted me on my prediction on (mortgage)interest rates going up After I made that statement, interest rates did go up for 2 years - they did not go down until after the bubble burst The Fed raised interest rates from 1% to 5-1/2 percent This quote was taken out of context - read my 2007 book, "Crash Proof" There are dozens of articles about the real estate bubble 2004-2007 The record shows that I was right for all the right reasons I did think the dollar would go down after the housing bubble burst, but by the time the bubble burst the dollar was at a record low The mainstream media would like to discredit my earlier predictions in order to discount my current predictions The higher interest rates I predicted have not happened yet because a dollar crisis will precede the rise in interest rates The fact that we have delayed the day of reckoning for so long means that...
Our guest speaker, Ps Mike Kai, brings a word in season to LifeSource, encouraging us to build a crashproof life by building on the right foundations.
Crash Proof Your Life by Lakeside Church
Rise of the Crash-Proof Car. When cars won't let drivers make mistakes, crashes may become a thing of the past. By staff writers.
Rise of the Crash-Proof Car. When cars won't let drivers make mistakes, crashes may become a thing of the past. By staff writers.
The Real Estate Guys Radio Show - Real Estate Investing Education for Effective Action
Peter Schiff is our guest for this episode. In his 3rd appearance on The Real Estate Guys radio show, Schiff tells us about his latest book, "The Real Crash - America’s Coming Bankruptcy". Scary title (and you thought the Mayan calendar thing was alarming)! But remember: In his 2006 book, "Crash Proof" Peter Schiff was right about the mortgage meltdown. So this time we're all ears. In this interview, Peter reminds us that in his follow up book, "Crash Proof 2.0", he also predicted how the Fed and the government would react to the mortgage meltdown: with massive stimulus (a.k.a. printing currency). Once again, Peter Schiff was right. In "The Real Crash - America’s Coming Bankruptcy", Peter Schiff warns that the ultimate crash will be caused by the ultimate bubble: government bonds and the U.S. dollar. Now he may or may not be right this time, but we're sure you’ll want to hear what he has to say. The good news is that according to Peter, there are things you can do right now to protect yourself. Curious? Then tune in and make some Schiff happen to you! The Real Estate Guys™ radio show provides real estate investing news, education, training and resources to help real estate investors succeed. Learn more and subscribe to the free newsletter at www.realestateguysradio.com
Peter Schiff discusses his new book, Crash Proof 2.0.
www.airhogs.com Here is a great gift for under $50 that is a hit in any office. It's a remote controlled car that can drive on the floor, up walls, even upside down on the ceiling! It's called the Zero Gravity Micro and retails for just $29.99 at all leading retailers (Wal-Mart, Target, Toys R' Us...). It's super fun and always gets a major wow' factor wherever its used. Here's a good youtube video that shows how it works: http://www.youtube.com/watch?v=UPw4qYG7Tsw The ultimate in gravity-defying indoor R/C racing, Zero Gravity Micro is a radio-controlled car that drives on the floor, up walls and even upside-down! Performing at impressive speed on any smooth surface using a special patented technology, the Zero Gravity Micro has 2 cool power settings: Regular Mode: Outstanding ground control Extreme Mode: Vertical and upside-down action Zero Gravity Micro also features working headlights that act as battery charge level indicators and the rare ability to use 4 different frequencies - allowing up to 4 friends to race their Zero Gravity Micro's at the same time without crossing signals between controllers and cars. Zero Gravity Micro continues Air Hog's streak of industry awards having recently been acknowledged by The National Parenting Center's Seal of Approval for Fall 2008, National Parenting Publications Awards (NAPPA) 2008 Gold Award, and the 2008 Create Child Preferred Choice Award. Package Includes: 1 Zero Gravity Micro Car 1 Controller/Charger 1 Instruction Sheet 1 Lipo battery (6 AA batteries not included) Age: 8+ Suggested Retail Price: $29.99 For more information on Air Hogs please visit: www.airhogs.com For more information on Spin Master please visit: www.spinmaster.com ******************************** www.mumbojumbo.com Specifically, we have just released LUXOR: Quest for the Afterlife, 7 Wonders: Treasures of Seven and Can You See What I See?-all three of these titles are available at www.mumbojumbo.com, amazon.com and at retailers nationwide like Wal-Mart and GameStop. Can You See What I See? Curfuffle's Collectibles MSRP: $19.99 Popular photographs from the books of Walter Wick provide stunning backgrounds Hundreds of cleverly hidden objects! Can You See What I See? spent 21 weeks on the New York Times bestseller list Walter Wick's fun hidden object books have sold more than 1.75 million copies to date 7 Wonders: Treasures of Seven MSRP: $19.99 Platform: PC Available: 11.4.08 7 Wonders is back, with an all-new rotatable board! Ground-breaking third chapter in franchise elevates matching game play Cool pathway puzzles to solve on each level Revolving board enhances power-up strength * Nine all-new Wonders to build Track your progress and find your next Wonder using the Compass and Map LUXOR: Quest for the Afterlife MSRP: $19.99 Platform: PC Available: 11.4.08 Unravel the mystery along the Silk Road! Never-before-seen game mode pits you against a challenging shooter! Venture out of Egypt to six exotic lands on your quest Story with twists and turns narrated by Queen Nefertiti Conquer all new achievements Innovative new power-ups *************************************** www.panicbuttons.com Would your listeners be interested in a fun stocking stuffer? We sell a novelty red computer key imprinted with "PANIC". It has double backed adhesive so you can attach it to any place on your computer or any object that brings you frustration. Great gag gift for frustrated computer users. Your readers can push the Panic button when they get the urge to panic. We also sell the world's least expensive PC. That's right...for under $2.50 your readers can get a brand new PC. That is a Pencil Computer. This high quality mechanical pencil is imprinted with "input" at the lead end and "delete" by the eraser. Another fun gag gift. Feeling stressed? just for fun, check out: www.panicbuttons.com Pencil Computer: This is the lowest cost PC (Pencil Computer) on the Planet! This fun, novelty, mechanical pencil has printed "output" near the lead pointed part of the instrument and "delete" at the eraser end. The name Pencil Computer is printed in the middle. It is round, glossy white with black print. You can brag that this "PC" is : Crash Proof Never gets Viruses, Spyware, or Pop-Ups Never needs to Reboot It has limitless memory (depending on the user!) It's Wireless Too! This is a novelty item but it is not just any mechanical pencil. The Pencil Computer uses an amazing writing instrument by a leading USA pencil manufacturer. This new technology in mechanical pencil design automatically feeds graphite as you write! Quite possibly the best pencil you have ever used. It is a quality and fun gift to give. This bright red, actual computer key is imprinted with the word "PANIC". Adhesive backing allows you to attach this novelty computer key to any object that brings you frustration. Most people put PANIC buttons on their keyboards, although we've received reports of PANIC buttons attached to co-worker's foreheads. A convent even ordered 10 PANIC buttons. ********************************************** www.K9Confections.com Often times, our canine companions are overlooked during the Holiday Season... but with K9 Confections, they don't have to be! Let your favorite pooch get in on the holiday action too - with K9 Confections' Holiday Dog Treats. Decorated with Yogurt and Carob and made with all-natural ingredients, these treats are available in flavors like Peanut Butter and Pumpkin (Vegetarian available also), and in the following Holiday shapes: Ornament, Stocking, Squirrel, Star, Christmas Tree, among others. K9 Confections specializes in premium, all-natural and organic dog treats that are: - Wheat, corn and soy free - Salt and sugar-free - Omega rich - Contain no preservatives - Baked fresh What a way to celebrating the holidays with your favorite furry friend! Christmas Dog Treat Gift Box Six of our all-natural, handmade and hand-decorated Christmas shaped dog treats. These are perfectly placed in a clear gift box and hand tied with our signature holiday gift ribbon. Perfect for gift-giving! Available in peanut butter, vegetarian, and pumpkin flavors. ******************************************** www.laplates.com La Plates Personalized plates for entertaining on your patio, at the beach or your kid-friendly kitchen table. La Plates strives to provide the most colorful, hip designs, personalized to your taste. Our company was created by a woman with a need for plates that were easy to clean and wouldn't break when her 3 year old attempted to carry his dishes to the sink. So far, mission accomplished - now we're bringing them to you! We look forward to working with you now and in the future. We appreciate your business and hope you will pass along our name and website when guests ask, "Where did you find those fabulous plates?!" www.laplates.com *********************************************** www.dixonusa.com Ticonderoga¹s Enviro Stiks Pencils are the perfect product for the environmentally conscious person. Whether used for work, school, or around the house, pencils are a necessity. The Enviro Stik is environmentally friendly, containing only approved timber from renewable forests. This wood-cased pencil has a lacquer-free finish, recyclable ferrule, and an environmentally degradable eraser. For your creative friends, try Prang¹s new Metallic Art Markers! These washable markers create eye-popping effects on almost any surface! Bright, metallic colors work especially beautifully on black paper and dark surfaces. Best of all, they will keep your little ones occupied during long hours of travel. Great for all ages, Ticonderoga¹s Noir pencil is a fun, stylish accessory. This retro-looking pencil has a luxurious holograph design. It appears crystal on the exterior, with a premium stained black wood barrel interior. In addition, these pencils have a latex-free eraser, guaranteeing smudge free correction. All items can be purchased at Office Depot and other national retailers. www.dixonusa.com ********************************************* www.stinkykids.com StinkyKids is a brand built around 10 diverse characters: sharing the philosophy of being little stinKers, making right choices and spreading their motto 'Always Be A Leader Of Good'. StinkyKids has been featured on The Today Show and The Big Idea as well as many other media outlets. Simply put, StinkyKids is a breath of fresh air in the apparel industry. Fun, fabulous and fashionable, StinkyKids is a company dedicated to celebrating the innocent and simple joys of childhood. "You little stinker," is an expression that's rolled off the lips of parents for decades. The phrase is affectionate and playful - with a nod to the freewheeling fun of childhood. StinkyKids are kids at their best. Backed by our motto: "Always be a leader of good", StinkyKids are regular kids that make good choices. Each original design is created to capture the most treasured moments of childhood. Whether it's a princess, a golfer, a ballerina, or kid in a bathing suit, each one captures a moment of the imagination and beauty of childhood. A little sentiment and a lot of spunk are a part of each and every StinkyKid. Which StinkyKid do you look like? ************************************************** Welcome to Magnificent Creations Limited! I believe that we are born naturally perfect, whole and complete. What I know is that sometimes things are said or done to us that make us forget about who we truly are and our self esteem suffers. Manifest Your Magnificence products and services are all about helping us remember our Magnificence. I envision a world where the focus is on what is right with us, what the possibilities are for ourselves, our community and our world. I believe that with Manifest Your Magnificence products and services, we can increase people's self worth and self esteem, making a positive impact on the lives of millions of people around the world. I invite you to join our Magnificent movement and help make the world a better place for all. examples "Manifest Your Magnificence", a set of affirmation cards and audio cd for kids that has won an award of excellence through the Creative Child magazine. You can see them at http://www.magnificentcreations.com/. They are great gifts for teachers. Manifest Your Magnificence is a unique set of 64 affirmation cards and audio cd designed specifically to nurture a child's self-esteem. Beautifully illustrated, written and spoken, each affirmation carries a powerful "I AM" message that connects children to their magnificence. This unique set of cards and cd encourages positive interactions between adults and children, creates communication about feelings, promotes values such as honesty, responsibility, and compassion, and imprints positive attitudes and beliefs in the subconscious through use of "I AM" statements. Only $15.95 for each set of cards and $13.95 for each cd (plus shipping). **************************************************** Puppy Lover's Journal Available now! Click book cover to order from Amazon.com. Adorable puppies! Who can resist the snuggly warm feeling you get from a puppy? The Puppy Lover's Journal is filled with 104 different and delightful pictures of playful puppies on lined journal pages you can use to write about your puppy, turn into a gratitude journal, keep memos, take notes, maybe even record the story of your life. This handy journal fits easily in a back pocket or a purse. Makes a great gift for any occasion. Makes a great gift for any occasion! The Puppy Lover's Journal is available at Amazon.com, Barnes and Noble (BN.com), RichardsonPublishing.com and many online book stores. Get your copy today. Richardson Publishing, Inc. PO Box 162115 Altamonte Springs, FL 32716 Email - coachrik@aol.com www.RichardsonPublishing.com Kitten Lover's Journal Available now! Click book cover to order from Amazon.com. A division of Richardson Publishing, Inc. Delightful, playful, and inquisitive little balls of fur! Who can resist the snuggly, warm feeling you get from a kitten purring loudly as you cuddle it close? The Kitten Lover's Journal is filled with 104 different and delightful pictures of playful kittens on lined journal pages you can use to write about your kitten, create a gratitude journal, or use it to keep memos and dates, take notes of your kitten's mischievous antics, or maybe even record the story of your life. This handy journal fits easily in a back pocket or a purse. Order the Kitten Lover's Journal from Amazon.com, Barnes and Noble (BN.com), www.RichardsonPublishing.com and other major online book sellers. Richardson Publishing, Inc. PO Box 162115 Altamonte Springs, FL 32716 coachrik@aol.com www.RichardsonPublishing.com ********************************************* www.pamspantry.net We have a line of gourmet Dips, Dressings, Spreads, Cheesecake Mixes, Bar-B-Q's and Picklers. We offer taste-tempting, delicious, gourmet mixes that will be a hit with everyone, doesn't matter if you are 2 or 92! Kids love us, grownups love us. Everyone loves to dip! Each dip mix packet is hand measured and gives the perfect flavor quality with no added fillers or preservatives. We use only the freshest ingredients! Our mixes are all very easy and inexpensive to prepare. The best thing about our products is the ease and convenience the products offer. Great tasting foods can be prepared in a matter of minutes. We also have lots of receipes available online to make taste tempting dishes and complete meals with our products. COMPANY & CONTACT INFO: Pam's Pantry PO Box 503 Grand Ledge, MI 48837 Owner: Pam Redman Email: pamspantry@comcast.net WEBSITE: www.pamspantry.net Orders are placed via website. Please see our customer testimonials! Also, we are currently in the running to be named one of the Top 100 Home Based Businesses in the US. You can check out our link and comments at: http://www.startupnation.com/homebased100/contestant/1449/index.php ORDERING DEADLINES: All orders ship within 24-48 hours of receipt. **************************************************** www.bandai.com Bandai America has the hottest toys this holiday season, inspiring the imagination and play of kids of all ages. From the most sought after action figures and vehicles, to the latest tech and role-play toys that activate and connect, and even the latest Japanese toy crazes, Bandai has the toys that continuously top kids' holiday wish lists. This year's holiday line-up includes several debuts, including: Mugen Pop Pop -Already a huge hit in Japan, the addicting Mugen Pop Pop delivers endless bubble popping fun and is the perfect stocking stuffer idea Power Rangers Jungle Fury Mission Helmet - Kids become their favorite hero with this wearable Red Ranger helmet. Battle against evil space aliens as they play through one of 40 downloadable audio missions Ben 10 Alien Creation Chamber - Kids can discover all-new alien creatures with the one of a kind, never-before-seen Alien Creation Chamber Dragon Ball Z Role Play - The popular Dragon Ball Z franchise returns to Bandai with reinvigorated lineups including role-play toys like the Dragon Ball Z Energy Battle Set CLICK HERE TO SEE MORE OF THE HOTTEST HOLIDAY TOYS FROM BANDAI AMERICA: http://www.pwrnewmedia.com/2008/bandai080508/index.html OR www.bandai.com *************************************************** http://happikins.com/ Do you have kids? Do they have mouths? Do they eat lunch with those mouths? Do they sometimes miss their mouths when eating lunch... maybe getting said lunch on their face and hands? We can't stop your kids from making messes, but we can help clean them up without making a mess of the environment. HappikinsTM are machine-washable cloth napkins for school lunches. Purchasing them for your child can help reduce the 18, 760 pounds of unnecessary waste generated by the average elementary school cafeteria each year. All of those paper napkins affect more than the environment. Did you know that most kids use $200 worth of paper napkins a year? HappikinsTM are a fun and easy way to teach your child about the importance of making smart choices for our environment. And for wiping that PB & J out of the corners of their mouths. http://happikins.com/ ****************************************************** www.resumesforchildren.com ResumesforChildren.comis a resource for parents, teachers, mentors, youth organizations, etc. to learn the why's and how-to's of resume development for children. The site includes sample children's resumes, a brochure of resume building activities, and a resume template link. Parents may also obtain the book, Resumes for Children - 17 Years Old and Under, by Donna Kristine "Kris" Manley. Download Kris' interviews and hear the benefits of resume development for children including more than 10 great uses for a child's resume, what NOT to include in a child's resume, and more. *************************************************** Butterflies & Hiccups: A Guided Pregnancy Journal www.PregnancyGram.com Retail: $19.99 Simply Breastfeeding DVD www.mybabyexperts.com Retail: $39.98 Preggie Pops www.preggiepops.com Retail: $5.50 Nurse Purse www.lildarlins.org Retail: $24.00 BandaBib, Big Bib and Burper www.BazzleBaby.com Retail $29.99 SayBump maternity tees www.SayBump.com Retail: $39.99 Happi Tummi www.happitummi.com Retail: $19.99 ************************************************* www.ElfMagic.com Elf Magic is the timeless Christmas tradition that has created special memories for countless children and families in homes around the world. The Elf Magic elves - recognized by a magic snowflake placed on their heart by Santa himself - make the holiday season come alive with a timeless tradition that artfully blends playtime, the importance of family values, and reinforces the true meaning of Christmas. From discovering an Elf's magical arrival in the home, to searching for their hidden Elf after a night full of mischievous adventures - children know the magic in Elf Magic is real! Elf MagicTM -- a new, adventuresome holiday tradition that brings Elves from the North Pole into homes Thanksgiving through Christmas Eve for a holiday season full of togetherness, fun ... and mischief. For a mere $26.95 travel fare - from the North Pole, of course - parents and grandparents can elevate the mystique of the holiday season for children. Each night, North Pole Snowflakes bring the Elves to life for late-night Elfcapades and excitement. Children may awake to find the Elves have taken Daddy's car out for 2 a.m. servings of "Elf eats," decorated their rooms with Christmas lights and snowflakes or made them a mix CD of their favorite Christmas carols. These really just scratch the surface, though ... each year the Elves get more ambitious in the twilight hours! Read more of what the Elves are capable of at http://email.secureserver.net/www.Elf-Magic.com. Go to their website and read all about the Elfcapades the elves get into each night. The stories are funny ( like the man who got painted toenails) and I know it will be a new tradition in my family starting this year. *********************************************************** www.GoosieCards.com Goosie Cards® Goosie Cards are the first and only custom flash cards for children that can be personalized with photos and text! Goosie Cards are the ultimate flash cards because they give parents the power to teach...and their teaching possibilities are endless! Kids love them because they're fun and parents love them because they're educational! Special Features: Every card is unique High photo quality Laminated to wipe and keep clean Professionally made from heavy card stock Big cards for little hands (4 ¼" wide by 7 ½" long) Shipped in 3 days Cards can be created in 10, 20 and 26 card sets and prices start at $28 Gift Certificates for custom card sets are available and make great gifts! **************************************************** www.cedarvalleypublishing.com Becoming a mom not only changed my life but it is impacting education. I created my company when my girls were ages 3 and 1 and I was trying to find something to help them get ready for school. I am not a teacher or educator, and yet I created a book used by schools. I didn't create the alphabet, numbers, colors or shapes but found a way to repackage it for parents, kids and teachers. With a telephone and a computer, I created www.cedarvalleypublishing.com. 10% of all profits are donated to literacy foundations and back to schools. By donating back to a school, they see my books and want to write grants to purchase more! I am the author and publisher of Let's Get Ready For Kindergarten! & Let's Get Ready For First Grade! Both books are award-winning, state-approved and used inside homes and schools across the nation. Created by a mom, they are currently used in over 350 school districts from Portland, Maine to Portland, Oregon and in libraries and head start programs all across the country. Parents, kids and grandparents all love them because they are not storybooks or workbooks; they are books meant to be read over and over that cover the curriculum for Kindergarten and First Grade. In fall, I will be releasing the highly anticipated Spanish/English edition of Let's Get Ready For Kindergarten! iA prepararse para kindergarten! My kids think it is hilarious that I am writing a Spanish book without being able to read or write the language. As my 7 year old says, "just hire a translator, duh, anyone can do anything!" I am a mom inspired by Oprah to change education. This has become my passion! My mantra is if two brothers from Ohio can change the face of aviation, that why can't a mom, inspired by Oprah change education at the core! Thirty-eight states are discussing all day 4 year-old Kindergarten because kids are not coming to school prepared. But where are the public service announcements telling parents the 7 things they need to know for Kindergarten testing: the alphabet all mixed up, number to 10 all mixed up, basic shapes, colors, coins, counting objects to 10 and how far they can count to 100? Schools purchase my books in bulk to help get parents, kids and teachers all be on the same page of Kindergarten and First Grade! Now I have a national platform speaking to educators, schools, parents and kids! This is a true family business! Who better to help me write Let's Get Ready For Second Grade! than my 2nd and 4th grader! Stacey Kannenberg "The Get Ready To Learn Mom" Cedar Valley Publishing & Mom Central Consulting Award Winning Author/Publisher of Let's Get Ready For Kindergarten! & Let's Get Ready For First Grade! ****************************************************** www.AbbyRoo.com In a hurry and can't find it? Everything drops to the bottom? Can't see what you packed? Always losing things? 2" AbbyRoo It's in the bag! The AbbyRoo canvas/cotton carry-all bag is just about perfect for just about every need just about everyday. Why? The AbbyRoo bag has fantastic compartments designed for getting through each and every day - getting through life! Unzip the two front full length zippers and expose the hidden eight mesh compartments. All arranged in several sizes to handle the stuff we carry, but all visible at a glance in the bag. Add the large back side pocket and roomy inside of the tote and the AbbyRoo can handle all of your stuff because it's in the bag! ***************************************************** OrderPopcorn.com If you're not sure what to give someone for the holidays, a tin of popcorn from OrderPopcorn.com is a great choice. Not only is it a great gift, but 70% of the sales from this site go to help Boy Scouts. Another gift alternative is to donate popcorn treats to the military for the holidays, in someone's name. 3-Way Tin with Chocolatey Caramel Crunch Gourmet Caramel Corn with Almonds, Pecans and Cashews Operation Giftervention Help Support Our Troops http://www.orderpopcorn.com **************************************** www.Shainsware.com Shains are a very cool gift for all ages (from 4 and up) especially creative people or anyone who has something to say. You can see them at http://shainsware.com/ Shains are a great gift because - They are made of recycled materials - The products are empowering for kids of all ages to make their own statement - Shains are affordable and retail under $20 - And most importantly - they are fun! Our Dog Molli loves her new Shains Pet Collar and we know your dogs will love theirs too! Empower them to make their own statement ;-) or let them carry yours! Shains recycled pet collars are available in 3 standard sizes: Small, Medium, and Large. Each collar comes with 60 elements including multiples of the alphabet, the numbers 0-9, and 8 exclusive new icons. The icons include a fire hydrant, waterbowl, dog bone, dog house, and of course a newspaper. Four hot colors to choose from - Sun, Poppy, Orchid, and Black. Available now for $19.00. These collars are a fashion statement and do not include rings to attach a leash for a reason - Rubber can stretch and we want to make sure your dogs stay safe. Shains are recycled accessories that encourage and empower people to make their own statements and change them whenever they want! Shainsware, the company, is dedicated to producing eco-friendly products that are useful and empowering. We donate a percentage of net profits to environmental organizations. Shains products are made of recycled and recyclable parts and everything Shains produces is certified lead free. Shains packaging is also recycled and recylable. Shains manufactures bracelets, necklaces, pet collars, hair bands, key chains, and much more all designed to work with Shains interchangeable icons and letters. *****************************************************8 Jailbreak Toys http://www.jailbreaktoys.com Jailbreak Toys produces action figures of historical leaders and political figures. They made a huge splash around the 2008 United States presidential election with their Barack Obama action figure that was quickly followed up by a John McCain action figure. Other Jailbreak Toys action figures include their Artists Collection comprised of figures of artists like Andy Warhol, Salvador Dali, Frida, Van Gogh and Picasso. The Revolutionaries (world leaders and dictators), The Writers Collection (famous authors) and the Genius http://www.jailbreaktoys.com *************************************************** www.Ficklets.com Eyewear Adornments Take the "ho-hum" out of eyewear, add Ficklets and go from ordinary to a fun, colorful and stylish look. Ficklets are interchangeable, easy to attach and remove, giving you "eye-popping" options to mix-and-match depending on your interest, outfit or mood. Ficklets make eyewear uniquely you... they're your "I-candy"!! www.ficklets.com ************************************************** www.paramount.com PARAMOUNT HOME ENTERTAINMENT MAKES GIFT GIVING EASIER THIS HOLIDAY SEASON WITH SELECT WRAPPED AND READY BLOCKBUSTER HITS ON DVD Holiday shopping just got a lot easier when Paramount Home Entertainment offers consumers three of its most successful titles this year Iron Man, Kung Fu Panda and Indiana Jones and the Crystal Skull already pre-wrapped. The titles available on DVD will be on shelves at most retailers by November 30 or December 7 for purchase. Consumers can just remove the outer sleeve and its wrapped and ready to put under the tree. On Sunday, November 30 the top 18 markets in the country will also offer $50 in savings off Paramount's blockbuster DVD and Blu-ray titles in the local newspapers to kick off the arrival of the wrapped and ready titles in store,. Markets include New York, Los Angeles, Philadelphia, Boston, Chicago, Detroit, Seattle, Dallas, San Francisco, Orlando, San Diego, Tampa, Minneapolis, Sacramento, Phoenix, Miami, Houston and Atlanta. The offer includes $3 off on all single and 2-disc DVD and Blu-ray titles and $10 off DVD and Blu-ray box sets. Pricing: $19.99 U.S. (single-disc DVD) for wrapped and ready titles ******************************************************* www.MonkeyToes.com Monkey-Toes are a playful line of fun animal and insect themed footwear for children. Our original collection of hand-painted sneakers and matching socks is designed with both parents and kids in mind. Monkey-Toes make the everyday activity of putting on shoes and socks more fun by introducing friends for the feet, all while providing quality footwear for children. The Monkey-Toes family consists of five original designs - Buzzy Bees (bumblebee themed), Little Ladies (ladybug themed), Spunky Spiders (spider themed), Leap Frogs (frog themed), and Little Piggies (pig themed). www.monkey-toes.com *************************************************** You Don't Have To Be Bilingual To Raise A Bilingual Child We live in an increasingly bilingual world, and children are exposed to the Spanish language more than ever before. You probably already know about many of the important benefits of helping your child become bilingual, but you might be concerned about how to introduce the second language to your child - especially if you're not bilingual yourself. http://www.bocabeth.com/ ****************************************************** www.BuffaloGames.com Last Word The uproarious race to have the final say! Last Word is the ultimate creative party game and is the perfect party game for school parties. Be the first Player to advance to the Finish by creatively connecting Subjects and Letters, while racing a Random-Interval Timer and the other Players! For example, Subject: "Vegetables"... Letter: "C". Players yell out... Carrots!Cucumbers! Corn! Cauliflower! 'tick-tick' ... The player with the Last Word before the timer sounds advances. ******************************************************** An awesome new product that is sure to be a hot item on muscle car lovers' holiday wish lists. The Officially Licensed Dodge Charger and Viper Road Mice are computer mice that are authentic replicas of the Dodge Viper and 2008 Charger muscle cars! These aren't just any scaled down replicas, though. They feature working headlights and authentic Dodge paintjobs and badging. With style, functionality is not compromised. The Dodge Road Mice live up to Four Door's expertise in quality pointing devices with 800-dpi resolution for enhanced accuracy and precision movement. Available wire and wireless versions for both MACs and PCs, each Road Mouse has an MSRP of $44.95. ************************************************** Christmas Box of Questions A great Christmas gift game, guaranteed to inspire fun and meaningful conversations at your Christmas dinner or lunch. Good conversation at your holiday dinner begins with our inspiring conversation starters! Give the gift of memorable conversations. The perfect present to start a new Christmas tradition. Fun questions like: Is there an ornament from the tree that is dear to you? If you could kiss a person under the mistletoe, who would it be? What is your favorite holiday smell? A beautifully designed gift box with a snug top and 35 glossy Christamas cookie cards. Playful and original illustrations with clever, engaging and entertaining questions. Bonus: 5 Blank Cards + 5 ribbons to make your own questions and decorate the Christmas tree. www.theboxgirls.com Games for Adults like Truth Or Dare Games for the Holidays, Office parties, kids, and Families. I love these games. Great for long drives! ******************************************************* This is a really memorable gift and will please the parents and the kids. It's a whole new concept in kids books that combines classic titles that have been around for generations of readers and state-of-the-art computer technology that allows each book to be personalized with a dedication and photo. The finished book is printed and shipped right to your front door Save-It-Forever Gift Books for Kids, with Personalized Dedications Many favorite childhood stories can now be transformed into personalized gifts for the children in your life. Personalization includes a printed dedication, complete with the child's name, a meaningful blurb and a photo of your choice if desired, right up front, and sometimes on the inner back hardcover. Available at The Kid Store online at Kids.SharedBook.com. It's fast - all it takes is a click of the mouse -- and one-of-a-kind - a special, unique gift. It even comes with free shipping. Choose from more than 80 classics, both old and new - from The Wind in the Willows and Alice in Wonderland to Pinkalicious. Accessible by age, title or author. Prices range from $19.95 to $30.00. More books are added all the time so the list of titles keeps growing. *************************************************** http://www.babylegs.com/ About BabyLegs When professional extreme snowboarder Nicole Donnelly decided to come down from the mountains, she chose Seattlefor her next adventure and soon began her family. And, as most families encounter, Nicole's baby daughter Sara eventually faced a diaper rash that would not quit. This sparked Nicole's ingenious solution: she cut the feet off of a pair of snowboarding socks and fitted Sara, from hip to ankle, with a homemade set of legwarmers. Sara was now able to be diaper-free, rash-less, crawl safely on her knees, and debut what would become a trend-setting fashion accessory. Founded in April 2005, BabyLegs is now an international company, with products in more than 50 countries. BabyLegs retail from $12 for an original pair, to $28 for Organic Merino Wool designs. BabyLegs was awarded the "2007 Best New Brand" Earnie Award by Earnshaw's for excellence in children's wear design, and recognized with the World Trade Center Tacoma's "Marco Polo" Award for pioneering trade. A few reasons parents and kids will love BabyLegs this holiday season: Make diaper changing a breeze! Fun and festive fashion accessory. Promotes independence while potty training. Keeps legs warm; great with carriers and strollers! Protects soft knees from harsh surfaces. For sports, playgrounds, and dance classes. Comfortable alternative to tights. Allows for "nakedy bottom" time! Instant alternative to undershirt when worn on arms! Wear over bandages to keep child from removing. Helps little socks stay on.
www.airhogs.com Here is a great gift for under $50 that is a hit in any office. It's a remote controlled car that can drive on the floor, up walls, even upside down on the ceiling! It's called the Zero Gravity Micro and retails for just $29.99 at all leading retailers (Wal-Mart, Target, Toys R' Us...). It's super fun and always gets a major wow' factor wherever its used. Here's a good youtube video that shows how it works: http://www.youtube.com/watch?v=UPw4qYG7Tsw The ultimate in gravity-defying indoor R/C racing, Zero Gravity Micro is a radio-controlled car that drives on the floor, up walls and even upside-down! Performing at impressive speed on any smooth surface using a special patented technology, the Zero Gravity Micro has 2 cool power settings: Regular Mode: Outstanding ground control Extreme Mode: Vertical and upside-down action Zero Gravity Micro also features working headlights that act as battery charge level indicators and the rare ability to use 4 different frequencies - allowing up to 4 friends to race their Zero Gravity Micro's at the same time without crossing signals between controllers and cars. Zero Gravity Micro continues Air Hog's streak of industry awards having recently been acknowledged by The National Parenting Center's Seal of Approval for Fall 2008, National Parenting Publications Awards (NAPPA) 2008 Gold Award, and the 2008 Create Child Preferred Choice Award. Package Includes: 1 Zero Gravity Micro Car 1 Controller/Charger 1 Instruction Sheet 1 Lipo battery (6 AA batteries not included) Age: 8+ Suggested Retail Price: $29.99 For more information on Air Hogs please visit: www.airhogs.com For more information on Spin Master please visit: www.spinmaster.com ******************************** www.mumbojumbo.com Specifically, we have just released LUXOR: Quest for the Afterlife, 7 Wonders: Treasures of Seven and Can You See What I See?-all three of these titles are available at www.mumbojumbo.com, amazon.com and at retailers nationwide like Wal-Mart and GameStop. Can You See What I See? Curfuffle's Collectibles MSRP: $19.99 Popular photographs from the books of Walter Wick provide stunning backgrounds Hundreds of cleverly hidden objects! Can You See What I See? spent 21 weeks on the New York Times bestseller list Walter Wick's fun hidden object books have sold more than 1.75 million copies to date 7 Wonders: Treasures of Seven MSRP: $19.99 Platform: PC Available: 11.4.08 7 Wonders is back, with an all-new rotatable board! Ground-breaking third chapter in franchise elevates matching game play Cool pathway puzzles to solve on each level Revolving board enhances power-up strength * Nine all-new Wonders to build Track your progress and find your next Wonder using the Compass and Map LUXOR: Quest for the Afterlife MSRP: $19.99 Platform: PC Available: 11.4.08 Unravel the mystery along the Silk Road! Never-before-seen game mode pits you against a challenging shooter! Venture out of Egypt to six exotic lands on your quest Story with twists and turns narrated by Queen Nefertiti Conquer all new achievements Innovative new power-ups *************************************** www.panicbuttons.com Would your listeners be interested in a fun stocking stuffer? We sell a novelty red computer key imprinted with "PANIC". It has double backed adhesive so you can attach it to any place on your computer or any object that brings you frustration. Great gag gift for frustrated computer users. Your readers can push the Panic button when they get the urge to panic. We also sell the world's least expensive PC. That's right...for under $2.50 your readers can get a brand new PC. That is a Pencil Computer. This high quality mechanical pencil is imprinted with "input" at the lead end and "delete" by the eraser. Another fun gag gift. Feeling stressed? just for fun, check out: www.panicbuttons.com Pencil Computer: This is the lowest cost PC (Pencil Computer) on the Planet! This fun, novelty, mechanical pencil has printed "output" near the lead pointed part of the instrument and "delete" at the eraser end. The name Pencil Computer is printed in the middle. It is round, glossy white with black print. You can brag that this "PC" is : Crash Proof Never gets Viruses, Spyware, or Pop-Ups Never needs to Reboot It has limitless memory (depending on the user!) It's Wireless Too! This is a novelty item but it is not just any mechanical pencil. The Pencil Computer uses an amazing writing instrument by a leading USA pencil manufacturer. This new technology in mechanical pencil design automatically feeds graphite as you write! Quite possibly the best pencil you have ever used. It is a quality and fun gift to give. This bright red, actual computer key is imprinted with the word "PANIC". Adhesive backing allows you to attach this novelty computer key to any object that brings you frustration. Most people put PANIC buttons on their keyboards, although we've received reports of PANIC buttons attached to co-worker's foreheads. A convent even ordered 10 PANIC buttons. ********************************************** www.K9Confections.com Often times, our canine companions are overlooked during the Holiday Season... but with K9 Confections, they don't have to be! Let your favorite pooch get in on the holiday action too - with K9 Confections' Holiday Dog Treats. Decorated with Yogurt and Carob and made with all-natural ingredients, these treats are available in flavors like Peanut Butter and Pumpkin (Vegetarian available also), and in the following Holiday shapes: Ornament, Stocking, Squirrel, Star, Christmas Tree, among others. K9 Confections specializes in premium, all-natural and organic dog treats that are: - Wheat, corn and soy free - Salt and sugar-free - Omega rich - Contain no preservatives - Baked fresh What a way to celebrating the holidays with your favorite furry friend! Christmas Dog Treat Gift Box Six of our all-natural, handmade and hand-decorated Christmas shaped dog treats. These are perfectly placed in a clear gift box and hand tied with our signature holiday gift ribbon. Perfect for gift-giving! Available in peanut butter, vegetarian, and pumpkin flavors. ******************************************** www.laplates.com La Plates Personalized plates for entertaining on your patio, at the beach or your kid-friendly kitchen table. La Plates strives to provide the most colorful, hip designs, personalized to your taste. Our company was created by a woman with a need for plates that were easy to clean and wouldn't break when her 3 year old attempted to carry his dishes to the sink. So far, mission accomplished - now we're bringing them to you! We look forward to working with you now and in the future. We appreciate your business and hope you will pass along our name and website when guests ask, "Where did you find those fabulous plates?!" www.laplates.com *********************************************** www.dixonusa.com Ticonderoga¹s Enviro Stiks Pencils are the perfect product for the environmentally conscious person. Whether used for work, school, or around the house, pencils are a necessity. The Enviro Stik is environmentally friendly, containing only approved timber from renewable forests. This wood-cased pencil has a lacquer-free finish, recyclable ferrule, and an environmentally degradable eraser. For your creative friends, try Prang¹s new Metallic Art Markers! These washable markers create eye-popping effects on almost any surface! Bright, metallic colors work especially beautifully on black paper and dark surfaces. Best of all, they will keep your little ones occupied during long hours of travel. Great for all ages, Ticonderoga¹s Noir pencil is a fun, stylish accessory. This retro-looking pencil has a luxurious holograph design. It appears crystal on the exterior, with a premium stained black wood barrel interior. In addition, these pencils have a latex-free eraser, guaranteeing smudge free correction. All items can be purchased at Office Depot and other national retailers. www.dixonusa.com ********************************************* www.stinkykids.com StinkyKids is a brand built around 10 diverse characters: sharing the philosophy of being little stinKers, making right choices and spreading their motto 'Always Be A Leader Of Good'. StinkyKids has been featured on The Today Show and The Big Idea as well as many other media outlets. Simply put, StinkyKids is a breath of fresh air in the apparel industry. Fun, fabulous and fashionable, StinkyKids is a company dedicated to celebrating the innocent and simple joys of childhood. "You little stinker," is an expression that's rolled off the lips of parents for decades. The phrase is affectionate and playful - with a nod to the freewheeling fun of childhood. StinkyKids are kids at their best. Backed by our motto: "Always be a leader of good", StinkyKids are regular kids that make good choices. Each original design is created to capture the most treasured moments of childhood. Whether it's a princess, a golfer, a ballerina, or kid in a bathing suit, each one captures a moment of the imagination and beauty of childhood. A little sentiment and a lot of spunk are a part of each and every StinkyKid. Which StinkyKid do you look like? ************************************************** Welcome to Magnificent Creations Limited! I believe that we are born naturally perfect, whole and complete. What I know is that sometimes things are said or done to us that make us forget about who we truly are and our self esteem suffers. Manifest Your Magnificence products and services are all about helping us remember our Magnificence. I envision a world where the focus is on what is right with us, what the possibilities are for ourselves, our community and our world. I believe that with Manifest Your Magnificence products and services, we can increase people's self worth and self esteem, making a positive impact on the lives of millions of people around the world. I invite you to join our Magnificent movement and help make the world a better place for all. examples "Manifest Your Magnificence", a set of affirmation cards and audio cd for kids that has won an award of excellence through the Creative Child magazine. You can see them at http://www.magnificentcreations.com/. They are great gifts for teachers. Manifest Your Magnificence is a unique set of 64 affirmation cards and audio cd designed specifically to nurture a child's self-esteem. Beautifully illustrated, written and spoken, each affirmation carries a powerful "I AM" message that connects children to their magnificence. This unique set of cards and cd encourages positive interactions between adults and children, creates communication about feelings, promotes values such as honesty, responsibility, and compassion, and imprints positive attitudes and beliefs in the subconscious through use of "I AM" statements. Only $15.95 for each set of cards and $13.95 for each cd (plus shipping). **************************************************** Puppy Lover's Journal Available now! Click book cover to order from Amazon.com. Adorable puppies! Who can resist the snuggly warm feeling you get from a puppy? The Puppy Lover's Journal is filled with 104 different and delightful pictures of playful puppies on lined journal pages you can use to write about your puppy, turn into a gratitude journal, keep memos, take notes, maybe even record the story of your life. This handy journal fits easily in a back pocket or a purse. Makes a great gift for any occasion. Makes a great gift for any occasion! The Puppy Lover's Journal is available at Amazon.com, Barnes and Noble (BN.com), RichardsonPublishing.com and many online book stores. Get your copy today. Richardson Publishing, Inc. PO Box 162115 Altamonte Springs, FL 32716 Email - coachrik@aol.com www.RichardsonPublishing.com Kitten Lover's Journal Available now! Click book cover to order from Amazon.com. A division of Richardson Publishing, Inc. Delightful, playful, and inquisitive little balls of fur! Who can resist the snuggly, warm feeling you get from a kitten purring loudly as you cuddle it close? The Kitten Lover's Journal is filled with 104 different and delightful pictures of playful kittens on lined journal pages you can use to write about your kitten, create a gratitude journal, or use it to keep memos and dates, take notes of your kitten's mischievous antics, or maybe even record the story of your life. This handy journal fits easily in a back pocket or a purse. Order the Kitten Lover's Journal from Amazon.com, Barnes and Noble (BN.com), www.RichardsonPublishing.com and other major online book sellers. Richardson Publishing, Inc. PO Box 162115 Altamonte Springs, FL 32716 coachrik@aol.com www.RichardsonPublishing.com ********************************************* www.pamspantry.net We have a line of gourmet Dips, Dressings, Spreads, Cheesecake Mixes, Bar-B-Q's and Picklers. We offer taste-tempting, delicious, gourmet mixes that will be a hit with everyone, doesn't matter if you are 2 or 92! Kids love us, grownups love us. Everyone loves to dip! Each dip mix packet is hand measured and gives the perfect flavor quality with no added fillers or preservatives. We use only the freshest ingredients! Our mixes are all very easy and inexpensive to prepare. The best thing about our products is the ease and convenience the products offer. Great tasting foods can be prepared in a matter of minutes. We also have lots of receipes available online to make taste tempting dishes and complete meals with our products. COMPANY & CONTACT INFO: Pam's Pantry PO Box 503 Grand Ledge, MI 48837 Owner: Pam Redman Email: pamspantry@comcast.net WEBSITE: www.pamspantry.net Orders are placed via website. Please see our customer testimonials! Also, we are currently in the running to be named one of the Top 100 Home Based Businesses in the US. You can check out our link and comments at: http://www.startupnation.com/homebased100/contestant/1449/index.php ORDERING DEADLINES: All orders ship within 24-48 hours of receipt. **************************************************** www.bandai.com Bandai America has the hottest toys this holiday season, inspiring the imagination and play of kids of all ages. From the most sought after action figures and vehicles, to the latest tech and role-play toys that activate and connect, and even the latest Japanese toy crazes, Bandai has the toys that continuously top kids' holiday wish lists. This year's holiday line-up includes several debuts, including: Mugen Pop Pop -Already a huge hit in Japan, the addicting Mugen Pop Pop delivers endless bubble popping fun and is the perfect stocking stuffer idea Power Rangers Jungle Fury Mission Helmet - Kids become their favorite hero with this wearable Red Ranger helmet. Battle against evil space aliens as they play through one of 40 downloadable audio missions Ben 10 Alien Creation Chamber - Kids can discover all-new alien creatures with the one of a kind, never-before-seen Alien Creation Chamber Dragon Ball Z Role Play - The popular Dragon Ball Z franchise returns to Bandai with reinvigorated lineups including role-play toys like the Dragon Ball Z Energy Battle Set CLICK HERE TO SEE MORE OF THE HOTTEST HOLIDAY TOYS FROM BANDAI AMERICA: http://www.pwrnewmedia.com/2008/bandai080508/index.html OR www.bandai.com *************************************************** http://happikins.com/ Do you have kids? Do they have mouths? Do they eat lunch with those mouths? Do they sometimes miss their mouths when eating lunch... maybe getting said lunch on their face and hands? We can't stop your kids from making messes, but we can help clean them up without making a mess of the environment. HappikinsTM are machine-washable cloth napkins for school lunches. Purchasing them for your child can help reduce the 18, 760 pounds of unnecessary waste generated by the average elementary school cafeteria each year. All of those paper napkins affect more than the environment. Did you know that most kids use $200 worth of paper napkins a year? HappikinsTM are a fun and easy way to teach your child about the importance of making smart choices for our environment. And for wiping that PB & J out of the corners of their mouths. http://happikins.com/ ****************************************************** www.resumesforchildren.com ResumesforChildren.comis a resource for parents, teachers, mentors, youth organizations, etc. to learn the why's and how-to's of resume development for children. The site includes sample children's resumes, a brochure of resume building activities, and a resume template link. Parents may also obtain the book, Resumes for Children - 17 Years Old and Under, by Donna Kristine "Kris" Manley. Download Kris' interviews and hear the benefits of resume development for children including more than 10 great uses for a child's resume, what NOT to include in a child's resume, and more. *************************************************** Butterflies & Hiccups: A Guided Pregnancy Journal www.PregnancyGram.com Retail: $19.99 Simply Breastfeeding DVD www.mybabyexperts.com Retail: $39.98 Preggie Pops www.preggiepops.com Retail: $5.50 Nurse Purse www.lildarlins.org Retail: $24.00 BandaBib, Big Bib and Burper www.BazzleBaby.com Retail $29.99 SayBump maternity tees www.SayBump.com Retail: $39.99 Happi Tummi www.happitummi.com Retail: $19.99 ************************************************* www.ElfMagic.com Elf Magic is the timeless Christmas tradition that has created special memories for countless children and families in homes around the world. The Elf Magic elves - recognized by a magic snowflake placed on their heart by Santa himself - make the holiday season come alive with a timeless tradition that artfully blends playtime, the importance of family values, and reinforces the true meaning of Christmas. From discovering an Elf's magical arrival in the home, to searching for their hidden Elf after a night full of mischievous adventures - children know the magic in Elf Magic is real! Elf MagicTM -- a new, adventuresome holiday tradition that brings Elves from the North Pole into homes Thanksgiving through Christmas Eve for a holiday season full of togetherness, fun ... and mischief. For a mere $26.95 travel fare - from the North Pole, of course - parents and grandparents can elevate the mystique of the holiday season for children. Each night, North Pole Snowflakes bring the Elves to life for late-night Elfcapades and excitement. Children may awake to find the Elves have taken Daddy's car out for 2 a.m. servings of "Elf eats," decorated their rooms with Christmas lights and snowflakes or made them a mix CD of their favorite Christmas carols. These really just scratch the surface, though ... each year the Elves get more ambitious in the twilight hours! Read more of what the Elves are capable of at http://email.secureserver.net/www.Elf-Magic.com. Go to their website and read all about the Elfcapades the elves get into each night. The stories are funny ( like the man who got painted toenails) and I know it will be a new tradition in my family starting this year. *********************************************************** www.GoosieCards.com Goosie Cards® Goosie Cards are the first and only custom flash cards for children that can be personalized with photos and text! Goosie Cards are the ultimate flash cards because they give parents the power to teach...and their teaching possibilities are endless! Kids love them because they're fun and parents love them because they're educational! Special Features: Every card is unique High photo quality Laminated to wipe and keep clean Professionally made from heavy card stock Big cards for little hands (4 ¼" wide by 7 ½" long) Shipped in 3 days Cards can be created in 10, 20 and 26 card sets and prices start at $28 Gift Certificates for custom card sets are available and make great gifts! **************************************************** www.cedarvalleypublishing.com Becoming a mom not only changed my life but it is impacting education. I created my company when my girls were ages 3 and 1 and I was trying to find something to help them get ready for school. I am not a teacher or educator, and yet I created a book used by schools. I didn't create the alphabet, numbers, colors or shapes but found a way to repackage it for parents, kids and teachers. With a telephone and a computer, I created www.cedarvalleypublishing.com. 10% of all profits are donated to literacy foundations and back to schools. By donating back to a school, they see my books and want to write grants to purchase more! I am the author and publisher of Let's Get Ready For Kindergarten! & Let's Get Ready For First Grade! Both books are award-winning, state-approved and used inside homes and schools across the nation. Created by a mom, they are currently used in over 350 school districts from Portland, Maine to Portland, Oregon and in libraries and head start programs all across the country. Parents, kids and grandparents all love them because they are not storybooks or workbooks; they are books meant to be read over and over that cover the curriculum for Kindergarten and First Grade. In fall, I will be releasing the highly anticipated Spanish/English edition of Let's Get Ready For Kindergarten! iA prepararse para kindergarten! My kids think it is hilarious that I am writing a Spanish book without being able to read or write the language. As my 7 year old says, "just hire a translator, duh, anyone can do anything!" I am a mom inspired by Oprah to change education. This has become my passion! My mantra is if two brothers from Ohio can change the face of aviation, that why can't a mom, inspired by Oprah change education at the core! Thirty-eight states are discussing all day 4 year-old Kindergarten because kids are not coming to school prepared. But where are the public service announcements telling parents the 7 things they need to know for Kindergarten testing: the alphabet all mixed up, number to 10 all mixed up, basic shapes, colors, coins, counting objects to 10 and how far they can count to 100? Schools purchase my books in bulk to help get parents, kids and teachers all be on the same page of Kindergarten and First Grade! Now I have a national platform speaking to educators, schools, parents and kids! This is a true family business! Who better to help me write Let's Get Ready For Second Grade! than my 2nd and 4th grader! Stacey Kannenberg "The Get Ready To Learn Mom" Cedar Valley Publishing & Mom Central Consulting Award Winning Author/Publisher of Let's Get Ready For Kindergarten! & Let's Get Ready For First Grade! ****************************************************** www.AbbyRoo.com In a hurry and can't find it? Everything drops to the bottom? Can't see what you packed? Always losing things? 2" AbbyRoo It's in the bag! The AbbyRoo canvas/cotton carry-all bag is just about perfect for just about every need just about everyday. Why? The AbbyRoo bag has fantastic compartments designed for getting through each and every day - getting through life! Unzip the two front full length zippers and expose the hidden eight mesh compartments. All arranged in several sizes to handle the stuff we carry, but all visible at a glance in the bag. Add the large back side pocket and roomy inside of the tote and the AbbyRoo can handle all of your stuff because it's in the bag! ***************************************************** OrderPopcorn.com If you're not sure what to give someone for the holidays, a tin of popcorn from OrderPopcorn.com is a great choice. Not only is it a great gift, but 70% of the sales from this site go to help Boy Scouts. Another gift alternative is to donate popcorn treats to the military for the holidays, in someone's name. 3-Way Tin with Chocolatey Caramel Crunch Gourmet Caramel Corn with Almonds, Pecans and Cashews Operation Giftervention Help Support Our Troops http://www.orderpopcorn.com **************************************** www.Shainsware.com Shains are a very cool gift for all ages (from 4 and up) especially creative people or anyone who has something to say. You can see them at http://shainsware.com/ Shains are a great gift because - They are made of recycled materials - The products are empowering for kids of all ages to make their own statement - Shains are affordable and retail under $20 - And most importantly - they are fun! Our Dog Molli loves her new Shains Pet Collar and we know your dogs will love theirs too! Empower them to make their own statement ;-) or let them carry yours! Shains recycled pet collars are available in 3 standard sizes: Small, Medium, and Large. Each collar comes with 60 elements including multiples of the alphabet, the numbers 0-9, and 8 exclusive new icons. The icons include a fire hydrant, waterbowl, dog bone, dog house, and of course a newspaper. Four hot colors to choose from - Sun, Poppy, Orchid, and Black. Available now for $19.00. These collars are a fashion statement and do not include rings to attach a leash for a reason - Rubber can stretch and we want to make sure your dogs stay safe. Shains are recycled accessories that encourage and empower people to make their own statements and change them whenever they want! Shainsware, the company, is dedicated to producing eco-friendly products that are useful and empowering. We donate a percentage of net profits to environmental organizations. Shains products are made of recycled and recyclable parts and everything Shains produces is certified lead free. Shains packaging is also recycled and recylable. Shains manufactures bracelets, necklaces, pet collars, hair bands, key chains, and much more all designed to work with Shains interchangeable icons and letters. *****************************************************8 Jailbreak Toys http://www.jailbreaktoys.com Jailbreak Toys produces action figures of historical leaders and political figures. They made a huge splash around the 2008 United States presidential election with their Barack Obama action figure that was quickly followed up by a John McCain action figure. Other Jailbreak Toys action figures include their Artists Collection comprised of figures of artists like Andy Warhol, Salvador Dali, Frida, Van Gogh and Picasso. The Revolutionaries (world leaders and dictators), The Writers Collection (famous authors) and the Genius http://www.jailbreaktoys.com *************************************************** www.Ficklets.com Eyewear Adornments Take the "ho-hum" out of eyewear, add Ficklets and go from ordinary to a fun, colorful and stylish look. Ficklets are interchangeable, easy to attach and remove, giving you "eye-popping" options to mix-and-match depending on your interest, outfit or mood. Ficklets make eyewear uniquely you... they're your "I-candy"!! www.ficklets.com ************************************************** www.paramount.com PARAMOUNT HOME ENTERTAINMENT MAKES GIFT GIVING EASIER THIS HOLIDAY SEASON WITH SELECT WRAPPED AND READY BLOCKBUSTER HITS ON DVD Holiday shopping just got a lot easier when Paramount Home Entertainment offers consumers three of its most successful titles this year Iron Man, Kung Fu Panda and Indiana Jones and the Crystal Skull already pre-wrapped. The titles available on DVD will be on shelves at most retailers by November 30 or December 7 for purchase. Consumers can just remove the outer sleeve and its wrapped and ready to put under the tree. On Sunday, November 30 the top 18 markets in the country will also offer $50 in savings off Paramount's blockbuster DVD and Blu-ray titles in the local newspapers to kick off the arrival of the wrapped and ready titles in store,. Markets include New York, Los Angeles, Philadelphia, Boston, Chicago, Detroit, Seattle, Dallas, San Francisco, Orlando, San Diego, Tampa, Minneapolis, Sacramento, Phoenix, Miami, Houston and Atlanta. The offer includes $3 off on all single and 2-disc DVD and Blu-ray titles and $10 off DVD and Blu-ray box sets. Pricing: $19.99 U.S. (single-disc DVD) for wrapped and ready titles ******************************************************* www.MonkeyToes.com Monkey-Toes are a playful line of fun animal and insect themed footwear for children. Our original collection of hand-painted sneakers and matching socks is designed with both parents and kids in mind. Monkey-Toes make the everyday activity of putting on shoes and socks more fun by introducing friends for the feet, all while providing quality footwear for children. The Monkey-Toes family consists of five original designs - Buzzy Bees (bumblebee themed), Little Ladies (ladybug themed), Spunky Spiders (spider themed), Leap Frogs (frog themed), and Little Piggies (pig themed). www.monkey-toes.com *************************************************** You Don't Have To Be Bilingual To Raise A Bilingual Child We live in an increasingly bilingual world, and children are exposed to the Spanish language more than ever before. You probably already know about many of the important benefits of helping your child become bilingual, but you might be concerned about how to introduce the second language to your child - especially if you're not bilingual yourself. http://www.bocabeth.com/ ****************************************************** www.BuffaloGames.com Last Word The uproarious race to have the final say! Last Word is the ultimate creative party game and is the perfect party game for school parties. Be the first Player to advance to the Finish by creatively connecting Subjects and Letters, while racing a Random-Interval Timer and the other Players! For example, Subject: "Vegetables"... Letter: "C". Players yell out... Carrots!Cucumbers! Corn! Cauliflower! 'tick-tick' ... The player with the Last Word before the timer sounds advances. ******************************************************** An awesome new product that is sure to be a hot item on muscle car lovers' holiday wish lists. The Officially Licensed Dodge Charger and Viper Road Mice are computer mice that are authentic replicas of the Dodge Viper and 2008 Charger muscle cars! These aren't just any scaled down replicas, though. They feature working headlights and authentic Dodge paintjobs and badging. With style, functionality is not compromised. The Dodge Road Mice live up to Four Door's expertise in quality pointing devices with 800-dpi resolution for enhanced accuracy and precision movement. Available wire and wireless versions for both MACs and PCs, each Road Mouse has an MSRP of $44.95. ************************************************** Christmas Box of Questions A great Christmas gift game, guaranteed to inspire fun and meaningful conversations at your Christmas dinner or lunch. Good conversation at your holiday dinner begins with our inspiring conversation starters! Give the gift of memorable conversations. The perfect present to start a new Christmas tradition. Fun questions like: Is there an ornament from the tree that is dear to you? If you could kiss a person under the mistletoe, who would it be? What is your favorite holiday smell? A beautifully designed gift box with a snug top and 35 glossy Christamas cookie cards. Playful and original illustrations with clever, engaging and entertaining questions. Bonus: 5 Blank Cards + 5 ribbons to make your own questions and decorate the Christmas tree. www.theboxgirls.com Games for Adults like Truth Or Dare Games for the Holidays, Office parties, kids, and Families. I love these games. Great for long drives! ******************************************************* This is a really memorable gift and will please the parents and the kids. It's a whole new concept in kids books that combines classic titles that have been around for generations of readers and state-of-the-art computer technology that allows each book to be personalized with a dedication and photo. The finished book is printed and shipped right to your front door Save-It-Forever Gift Books for Kids, with Personalized Dedications Many favorite childhood stories can now be transformed into personalized gifts for the children in your life. Personalization includes a printed dedication, complete with the child's name, a meaningful blurb and a photo of your choice if desired, right up front, and sometimes on the inner back hardcover. Available at The Kid Store online at Kids.SharedBook.com. It's fast - all it takes is a click of the mouse -- and one-of-a-kind - a special, unique gift. It even comes with free shipping. Choose from more than 80 classics, both old and new - from The Wind in the Willows and Alice in Wonderland to Pinkalicious. Accessible by age, title or author. Prices range from $19.95 to $30.00. More books are added all the time so the list of titles keeps growing. *************************************************** http://www.babylegs.com/ About BabyLegs When professional extreme snowboarder Nicole Donnelly decided to come down from the mountains, she chose Seattlefor her next adventure and soon began her family. And, as most families encounter, Nicole's baby daughter Sara eventually faced a diaper rash that would not quit. This sparked Nicole's ingenious solution: she cut the feet off of a pair of snowboarding socks and fitted Sara, from hip to ankle, with a homemade set of legwarmers. Sara was now able to be diaper-free, rash-less, crawl safely on her knees, and debut what would become a trend-setting fashion accessory. Founded in April 2005, BabyLegs is now an international company, with products in more than 50 countries. BabyLegs retail from $12 for an original pair, to $28 for Organic Merino Wool designs. BabyLegs was awarded the "2007 Best New Brand" Earnie Award by Earnshaw's for excellence in children's wear design, and recognized with the World Trade Center Tacoma's "Marco Polo" Award for pioneering trade. A few reasons parents and kids will love BabyLegs this holiday season: Make diaper changing a breeze! Fun and festive fashion accessory. Promotes independence while potty training. Keeps legs warm; great with carriers and strollers! Protects soft knees from harsh surfaces. For sports, playgrounds, and dance classes. Comfortable alternative to tights. Allows for "nakedy bottom" time! Instant alternative to undershirt when worn on arms! Wear over bandages to keep child from removing. Helps little socks stay on.
www.airhogs.com Here is a great gift for under $50 that is a hit in any office. It's a remote controlled car that can drive on the floor, up walls, even upside down on the ceiling! It's called the Zero Gravity Micro and retails for just $29.99 at all leading retailers (Wal-Mart, Target, Toys R' Us...). It's super fun and always gets a major wow' factor wherever its used. Here's a good youtube video that shows how it works: http://www.youtube.com/watch?v=UPw4qYG7Tsw The ultimate in gravity-defying indoor R/C racing, Zero Gravity Micro is a radio-controlled car that drives on the floor, up walls and even upside-down! Performing at impressive speed on any smooth surface using a special patented technology, the Zero Gravity Micro has 2 cool power settings: Regular Mode: Outstanding ground control Extreme Mode: Vertical and upside-down action Zero Gravity Micro also features working headlights that act as battery charge level indicators and the rare ability to use 4 different frequencies - allowing up to 4 friends to race their Zero Gravity Micro's at the same time without crossing signals between controllers and cars. Zero Gravity Micro continues Air Hog's streak of industry awards having recently been acknowledged by The National Parenting Center's Seal of Approval for Fall 2008, National Parenting Publications Awards (NAPPA) 2008 Gold Award, and the 2008 Create Child Preferred Choice Award. Package Includes: 1 Zero Gravity Micro Car 1 Controller/Charger 1 Instruction Sheet 1 Lipo battery (6 AA batteries not included) Age: 8+ Suggested Retail Price: $29.99 For more information on Air Hogs please visit: www.airhogs.com For more information on Spin Master please visit: www.spinmaster.com ******************************** www.mumbojumbo.com Specifically, we have just released LUXOR: Quest for the Afterlife, 7 Wonders: Treasures of Seven and Can You See What I See?-all three of these titles are available at www.mumbojumbo.com, amazon.com and at retailers nationwide like Wal-Mart and GameStop. Can You See What I See? Curfuffle's Collectibles MSRP: $19.99 Popular photographs from the books of Walter Wick provide stunning backgrounds Hundreds of cleverly hidden objects! Can You See What I See? spent 21 weeks on the New York Times bestseller list Walter Wick's fun hidden object books have sold more than 1.75 million copies to date 7 Wonders: Treasures of Seven MSRP: $19.99 Platform: PC Available: 11.4.08 7 Wonders is back, with an all-new rotatable board! Ground-breaking third chapter in franchise elevates matching game play Cool pathway puzzles to solve on each level Revolving board enhances power-up strength * Nine all-new Wonders to build Track your progress and find your next Wonder using the Compass and Map LUXOR: Quest for the Afterlife MSRP: $19.99 Platform: PC Available: 11.4.08 Unravel the mystery along the Silk Road! Never-before-seen game mode pits you against a challenging shooter! Venture out of Egypt to six exotic lands on your quest Story with twists and turns narrated by Queen Nefertiti Conquer all new achievements Innovative new power-ups *************************************** www.panicbuttons.com Would your listeners be interested in a fun stocking stuffer? We sell a novelty red computer key imprinted with "PANIC". It has double backed adhesive so you can attach it to any place on your computer or any object that brings you frustration. Great gag gift for frustrated computer users. Your readers can push the Panic button when they get the urge to panic. We also sell the world's least expensive PC. That's right...for under $2.50 your readers can get a brand new PC. That is a Pencil Computer. This high quality mechanical pencil is imprinted with "input" at the lead end and "delete" by the eraser. Another fun gag gift. Feeling stressed? just for fun, check out: www.panicbuttons.com Pencil Computer: This is the lowest cost PC (Pencil Computer) on the Planet! This fun, novelty, mechanical pencil has printed "output" near the lead pointed part of the instrument and "delete" at the eraser end. The name Pencil Computer is printed in the middle. It is round, glossy white with black print. You can brag that this "PC" is : Crash Proof Never gets Viruses, Spyware, or Pop-Ups Never needs to Reboot It has limitless memory (depending on the user!) It's Wireless Too! This is a novelty item but it is not just any mechanical pencil. The Pencil Computer uses an amazing writing instrument by a leading USA pencil manufacturer. This new technology in mechanical pencil design automatically feeds graphite as you write! Quite possibly the best pencil you have ever used. It is a quality and fun gift to give. This bright red, actual computer key is imprinted with the word "PANIC". Adhesive backing allows you to attach this novelty computer key to any object that brings you frustration. Most people put PANIC buttons on their keyboards, although we've received reports of PANIC buttons attached to co-worker's foreheads. A convent even ordered 10 PANIC buttons. ********************************************** www.K9Confections.com Often times, our canine companions are overlooked during the Holiday Season... but with K9 Confections, they don't have to be! Let your favorite pooch get in on the holiday action too - with K9 Confections' Holiday Dog Treats. Decorated with Yogurt and Carob and made with all-natural ingredients, these treats are available in flavors like Peanut Butter and Pumpkin (Vegetarian available also), and in the following Holiday shapes: Ornament, Stocking, Squirrel, Star, Christmas Tree, among others. K9 Confections specializes in premium, all-natural and organic dog treats that are: - Wheat, corn and soy free - Salt and sugar-free - Omega rich - Contain no preservatives - Baked fresh What a way to celebrating the holidays with your favorite furry friend! Christmas Dog Treat Gift Box Six of our all-natural, handmade and hand-decorated Christmas shaped dog treats. These are perfectly placed in a clear gift box and hand tied with our signature holiday gift ribbon. Perfect for gift-giving! Available in peanut butter, vegetarian, and pumpkin flavors. ******************************************** www.laplates.com La Plates Personalized plates for entertaining on your patio, at the beach or your kid-friendly kitchen table. La Plates strives to provide the most colorful, hip designs, personalized to your taste. Our company was created by a woman with a need for plates that were easy to clean and wouldn't break when her 3 year old attempted to carry his dishes to the sink. So far, mission accomplished - now we're bringing them to you! We look forward to working with you now and in the future. We appreciate your business and hope you will pass along our name and website when guests ask, "Where did you find those fabulous plates?!" www.laplates.com *********************************************** www.dixonusa.com Ticonderoga¹s Enviro Stiks Pencils are the perfect product for the environmentally conscious person. Whether used for work, school, or around the house, pencils are a necessity. The Enviro Stik is environmentally friendly, containing only approved timber from renewable forests. This wood-cased pencil has a lacquer-free finish, recyclable ferrule, and an environmentally degradable eraser. For your creative friends, try Prang¹s new Metallic Art Markers! These washable markers create eye-popping effects on almost any surface! Bright, metallic colors work especially beautifully on black paper and dark surfaces. Best of all, they will keep your little ones occupied during long hours of travel. Great for all ages, Ticonderoga¹s Noir pencil is a fun, stylish accessory. This retro-looking pencil has a luxurious holograph design. It appears crystal on the exterior, with a premium stained black wood barrel interior. In addition, these pencils have a latex-free eraser, guaranteeing smudge free correction. All items can be purchased at Office Depot and other national retailers. www.dixonusa.com ********************************************* www.stinkykids.com StinkyKids is a brand built around 10 diverse characters: sharing the philosophy of being little stinKers, making right choices and spreading their motto 'Always Be A Leader Of Good'. StinkyKids has been featured on The Today Show and The Big Idea as well as many other media outlets. Simply put, StinkyKids is a breath of fresh air in the apparel industry. Fun, fabulous and fashionable, StinkyKids is a company dedicated to celebrating the innocent and simple joys of childhood. "You little stinker," is an expression that's rolled off the lips of parents for decades. The phrase is affectionate and playful - with a nod to the freewheeling fun of childhood. StinkyKids are kids at their best. Backed by our motto: "Always be a leader of good", StinkyKids are regular kids that make good choices. Each original design is created to capture the most treasured moments of childhood. Whether it's a princess, a golfer, a ballerina, or kid in a bathing suit, each one captures a moment of the imagination and beauty of childhood. A little sentiment and a lot of spunk are a part of each and every StinkyKid. Which StinkyKid do you look like? ************************************************** Welcome to Magnificent Creations Limited! I believe that we are born naturally perfect, whole and complete. What I know is that sometimes things are said or done to us that make us forget about who we truly are and our self esteem suffers. Manifest Your Magnificence products and services are all about helping us remember our Magnificence. I envision a world where the focus is on what is right with us, what the possibilities are for ourselves, our community and our world. I believe that with Manifest Your Magnificence products and services, we can increase people's self worth and self esteem, making a positive impact on the lives of millions of people around the world. I invite you to join our Magnificent movement and help make the world a better place for all. examples "Manifest Your Magnificence", a set of affirmation cards and audio cd for kids that has won an award of excellence through the Creative Child magazine. You can see them at http://www.magnificentcreations.com/. They are great gifts for teachers. Manifest Your Magnificence is a unique set of 64 affirmation cards and audio cd designed specifically to nurture a child's self-esteem. Beautifully illustrated, written and spoken, each affirmation carries a powerful "I AM" message that connects children to their magnificence. This unique set of cards and cd encourages positive interactions between adults and children, creates communication about feelings, promotes values such as honesty, responsibility, and compassion, and imprints positive attitudes and beliefs in the subconscious through use of "I AM" statements. Only $15.95 for each set of cards and $13.95 for each cd (plus shipping). **************************************************** Puppy Lover's Journal Available now! Click book cover to order from Amazon.com. Adorable puppies! Who can resist the snuggly warm feeling you get from a puppy? The Puppy Lover's Journal is filled with 104 different and delightful pictures of playful puppies on lined journal pages you can use to write about your puppy, turn into a gratitude journal, keep memos, take notes, maybe even record the story of your life. This handy journal fits easily in a back pocket or a purse. Makes a great gift for any occasion. Makes a great gift for any occasion! The Puppy Lover's Journal is available at Amazon.com, Barnes and Noble (BN.com), RichardsonPublishing.com and many online book stores. Get your copy today. Richardson Publishing, Inc. PO Box 162115 Altamonte Springs, FL 32716 Email - coachrik@aol.com www.RichardsonPublishing.com Kitten Lover's Journal Available now! Click book cover to order from Amazon.com. A division of Richardson Publishing, Inc. Delightful, playful, and inquisitive little balls of fur! Who can resist the snuggly, warm feeling you get from a kitten purring loudly as you cuddle it close? The Kitten Lover's Journal is filled with 104 different and delightful pictures of playful kittens on lined journal pages you can use to write about your kitten, create a gratitude journal, or use it to keep memos and dates, take notes of your kitten's mischievous antics, or maybe even record the story of your life. This handy journal fits easily in a back pocket or a purse. Order the Kitten Lover's Journal from Amazon.com, Barnes and Noble (BN.com), www.RichardsonPublishing.com and other major online book sellers. Richardson Publishing, Inc. PO Box 162115 Altamonte Springs, FL 32716 coachrik@aol.com www.RichardsonPublishing.com ********************************************* www.pamspantry.net We have a line of gourmet Dips, Dressings, Spreads, Cheesecake Mixes, Bar-B-Q's and Picklers. We offer taste-tempting, delicious, gourmet mixes that will be a hit with everyone, doesn't matter if you are 2 or 92! Kids love us, grownups love us. Everyone loves to dip! Each dip mix packet is hand measured and gives the perfect flavor quality with no added fillers or preservatives. We use only the freshest ingredients! Our mixes are all very easy and inexpensive to prepare. The best thing about our products is the ease and convenience the products offer. Great tasting foods can be prepared in a matter of minutes. We also have lots of receipes available online to make taste tempting dishes and complete meals with our products. COMPANY & CONTACT INFO: Pam's Pantry PO Box 503 Grand Ledge, MI 48837 Owner: Pam Redman Email: pamspantry@comcast.net WEBSITE: www.pamspantry.net Orders are placed via website. Please see our customer testimonials! Also, we are currently in the running to be named one of the Top 100 Home Based Businesses in the US. You can check out our link and comments at: http://www.startupnation.com/homebased100/contestant/1449/index.php ORDERING DEADLINES: All orders ship within 24-48 hours of receipt. **************************************************** www.bandai.com Bandai America has the hottest toys this holiday season, inspiring the imagination and play of kids of all ages. From the most sought after action figures and vehicles, to the latest tech and role-play toys that activate and connect, and even the latest Japanese toy crazes, Bandai has the toys that continuously top kids' holiday wish lists. This year's holiday line-up includes several debuts, including: Mugen Pop Pop -Already a huge hit in Japan, the addicting Mugen Pop Pop delivers endless bubble popping fun and is the perfect stocking stuffer idea Power Rangers Jungle Fury Mission Helmet - Kids become their favorite hero with this wearable Red Ranger helmet. Battle against evil space aliens as they play through one of 40 downloadable audio missions Ben 10 Alien Creation Chamber - Kids can discover all-new alien creatures with the one of a kind, never-before-seen Alien Creation Chamber Dragon Ball Z Role Play - The popular Dragon Ball Z franchise returns to Bandai with reinvigorated lineups including role-play toys like the Dragon Ball Z Energy Battle Set CLICK HERE TO SEE MORE OF THE HOTTEST HOLIDAY TOYS FROM BANDAI AMERICA: http://www.pwrnewmedia.com/2008/bandai080508/index.html OR www.bandai.com *************************************************** http://happikins.com/ Do you have kids? Do they have mouths? Do they eat lunch with those mouths? Do they sometimes miss their mouths when eating lunch... maybe getting said lunch on their face and hands? We can't stop your kids from making messes, but we can help clean them up without making a mess of the environment. HappikinsTM are machine-washable cloth napkins for school lunches. Purchasing them for your child can help reduce the 18, 760 pounds of unnecessary waste generated by the average elementary school cafeteria each year. All of those paper napkins affect more than the environment. Did you know that most kids use $200 worth of paper napkins a year? HappikinsTM are a fun and easy way to teach your child about the importance of making smart choices for our environment. And for wiping that PB & J out of the corners of their mouths. http://happikins.com/ ****************************************************** www.resumesforchildren.com ResumesforChildren.comis a resource for parents, teachers, mentors, youth organizations, etc. to learn the why's and how-to's of resume development for children. The site includes sample children's resumes, a brochure of resume building activities, and a resume template link. Parents may also obtain the book, Resumes for Children - 17 Years Old and Under, by Donna Kristine "Kris" Manley. Download Kris' interviews and hear the benefits of resume development for children including more than 10 great uses for a child's resume, what NOT to include in a child's resume, and more. *************************************************** Butterflies & Hiccups: A Guided Pregnancy Journal www.PregnancyGram.com Retail: $19.99 Simply Breastfeeding DVD www.mybabyexperts.com Retail: $39.98 Preggie Pops www.preggiepops.com Retail: $5.50 Nurse Purse www.lildarlins.org Retail: $24.00 BandaBib, Big Bib and Burper www.BazzleBaby.com Retail $29.99 SayBump maternity tees www.SayBump.com Retail: $39.99 Happi Tummi www.happitummi.com Retail: $19.99 ************************************************* www.ElfMagic.com Elf Magic is the timeless Christmas tradition that has created special memories for countless children and families in homes around the world. The Elf Magic elves - recognized by a magic snowflake placed on their heart by Santa himself - make the holiday season come alive with a timeless tradition that artfully blends playtime, the importance of family values, and reinforces the true meaning of Christmas. From discovering an Elf's magical arrival in the home, to searching for their hidden Elf after a night full of mischievous adventures - children know the magic in Elf Magic is real! Elf MagicTM -- a new, adventuresome holiday tradition that brings Elves from the North Pole into homes Thanksgiving through Christmas Eve for a holiday season full of togetherness, fun ... and mischief. For a mere $26.95 travel fare - from the North Pole, of course - parents and grandparents can elevate the mystique of the holiday season for children. Each night, North Pole Snowflakes bring the Elves to life for late-night Elfcapades and excitement. Children may awake to find the Elves have taken Daddy's car out for 2 a.m. servings of "Elf eats," decorated their rooms with Christmas lights and snowflakes or made them a mix CD of their favorite Christmas carols. These really just scratch the surface, though ... each year the Elves get more ambitious in the twilight hours! Read more of what the Elves are capable of at http://email.secureserver.net/www.Elf-Magic.com. Go to their website and read all about the Elfcapades the elves get into each night. The stories are funny ( like the man who got painted toenails) and I know it will be a new tradition in my family starting this year. *********************************************************** www.GoosieCards.com Goosie Cards® Goosie Cards are the first and only custom flash cards for children that can be personalized with photos and text! Goosie Cards are the ultimate flash cards because they give parents the power to teach...and their teaching possibilities are endless! Kids love them because they're fun and parents love them because they're educational! Special Features: Every card is unique High photo quality Laminated to wipe and keep clean Professionally made from heavy card stock Big cards for little hands (4 ¼" wide by 7 ½" long) Shipped in 3 days Cards can be created in 10, 20 and 26 card sets and prices start at $28 Gift Certificates for custom card sets are available and make great gifts! **************************************************** www.cedarvalleypublishing.com Becoming a mom not only changed my life but it is impacting education. I created my company when my girls were ages 3 and 1 and I was trying to find something to help them get ready for school. I am not a teacher or educator, and yet I created a book used by schools. I didn't create the alphabet, numbers, colors or shapes but found a way to repackage it for parents, kids and teachers. With a telephone and a computer, I created www.cedarvalleypublishing.com. 10% of all profits are donated to literacy foundations and back to schools. By donating back to a school, they see my books and want to write grants to purchase more! I am the author and publisher of Let's Get Ready For Kindergarten! & Let's Get Ready For First Grade! Both books are award-winning, state-approved and used inside homes and schools across the nation. Created by a mom, they are currently used in over 350 school districts from Portland, Maine to Portland, Oregon and in libraries and head start programs all across the country. Parents, kids and grandparents all love them because they are not storybooks or workbooks; they are books meant to be read over and over that cover the curriculum for Kindergarten and First Grade. In fall, I will be releasing the highly anticipated Spanish/English edition of Let's Get Ready For Kindergarten! iA prepararse para kindergarten! My kids think it is hilarious that I am writing a Spanish book without being able to read or write the language. As my 7 year old says, "just hire a translator, duh, anyone can do anything!" I am a mom inspired by Oprah to change education. This has become my passion! My mantra is if two brothers from Ohio can change the face of aviation, that why can't a mom, inspired by Oprah change education at the core! Thirty-eight states are discussing all day 4 year-old Kindergarten because kids are not coming to school prepared. But where are the public service announcements telling parents the 7 things they need to know for Kindergarten testing: the alphabet all mixed up, number to 10 all mixed up, basic shapes, colors, coins, counting objects to 10 and how far they can count to 100? Schools purchase my books in bulk to help get parents, kids and teachers all be on the same page of Kindergarten and First Grade! Now I have a national platform speaking to educators, schools, parents and kids! This is a true family business! Who better to help me write Let's Get Ready For Second Grade! than my 2nd and 4th grader! Stacey Kannenberg "The Get Ready To Learn Mom" Cedar Valley Publishing & Mom Central Consulting Award Winning Author/Publisher of Let's Get Ready For Kindergarten! & Let's Get Ready For First Grade! ****************************************************** www.AbbyRoo.com In a hurry and can't find it? Everything drops to the bottom? Can't see what you packed? Always losing things? 2" AbbyRoo It's in the bag! The AbbyRoo canvas/cotton carry-all bag is just about perfect for just about every need just about everyday. Why? The AbbyRoo bag has fantastic compartments designed for getting through each and every day - getting through life! Unzip the two front full length zippers and expose the hidden eight mesh compartments. All arranged in several sizes to handle the stuff we carry, but all visible at a glance in the bag. Add the large back side pocket and roomy inside of the tote and the AbbyRoo can handle all of your stuff because it's in the bag! ***************************************************** OrderPopcorn.com If you're not sure what to give someone for the holidays, a tin of popcorn from OrderPopcorn.com is a great choice. Not only is it a great gift, but 70% of the sales from this site go to help Boy Scouts. Another gift alternative is to donate popcorn treats to the military for the holidays, in someone's name. 3-Way Tin with Chocolatey Caramel Crunch Gourmet Caramel Corn with Almonds, Pecans and Cashews Operation Giftervention Help Support Our Troops http://www.orderpopcorn.com **************************************** www.Shainsware.com Shains are a very cool gift for all ages (from 4 and up) especially creative people or anyone who has something to say. You can see them at http://shainsware.com/ Shains are a great gift because - They are made of recycled materials - The products are empowering for kids of all ages to make their own statement - Shains are affordable and retail under $20 - And most importantly - they are fun! Our Dog Molli loves her new Shains Pet Collar and we know your dogs will love theirs too! Empower them to make their own statement ;-) or let them carry yours! Shains recycled pet collars are available in 3 standard sizes: Small, Medium, and Large. Each collar comes with 60 elements including multiples of the alphabet, the numbers 0-9, and 8 exclusive new icons. The icons include a fire hydrant, waterbowl, dog bone, dog house, and of course a newspaper. Four hot colors to choose from - Sun, Poppy, Orchid, and Black. Available now for $19.00. These collars are a fashion statement and do not include rings to attach a leash for a reason - Rubber can stretch and we want to make sure your dogs stay safe. Shains are recycled accessories that encourage and empower people to make their own statements and change them whenever they want! Shainsware, the company, is dedicated to producing eco-friendly products that are useful and empowering. We donate a percentage of net profits to environmental organizations. Shains products are made of recycled and recyclable parts and everything Shains produces is certified lead free. Shains packaging is also recycled and recylable. Shains manufactures bracelets, necklaces, pet collars, hair bands, key chains, and much more all designed to work with Shains interchangeable icons and letters. *****************************************************8 Jailbreak Toys http://www.jailbreaktoys.com Jailbreak Toys produces action figures of historical leaders and political figures. They made a huge splash around the 2008 United States presidential election with their Barack Obama action figure that was quickly followed up by a John McCain action figure. Other Jailbreak Toys action figures include their Artists Collection comprised of figures of artists like Andy Warhol, Salvador Dali, Frida, Van Gogh and Picasso. The Revolutionaries (world leaders and dictators), The Writers Collection (famous authors) and the Genius http://www.jailbreaktoys.com *************************************************** www.Ficklets.com Eyewear Adornments Take the "ho-hum" out of eyewear, add Ficklets and go from ordinary to a fun, colorful and stylish look. Ficklets are interchangeable, easy to attach and remove, giving you "eye-popping" options to mix-and-match depending on your interest, outfit or mood. Ficklets make eyewear uniquely you... they're your "I-candy"!! www.ficklets.com ************************************************** www.paramount.com PARAMOUNT HOME ENTERTAINMENT MAKES GIFT GIVING EASIER THIS HOLIDAY SEASON WITH SELECT WRAPPED AND READY BLOCKBUSTER HITS ON DVD Holiday shopping just got a lot easier when Paramount Home Entertainment offers consumers three of its most successful titles this year Iron Man, Kung Fu Panda and Indiana Jones and the Crystal Skull already pre-wrapped. The titles available on DVD will be on shelves at most retailers by November 30 or December 7 for purchase. Consumers can just remove the outer sleeve and its wrapped and ready to put under the tree. On Sunday, November 30 the top 18 markets in the country will also offer $50 in savings off Paramount's blockbuster DVD and Blu-ray titles in the local newspapers to kick off the arrival of the wrapped and ready titles in store,. Markets include New York, Los Angeles, Philadelphia, Boston, Chicago, Detroit, Seattle, Dallas, San Francisco, Orlando, San Diego, Tampa, Minneapolis, Sacramento, Phoenix, Miami, Houston and Atlanta. The offer includes $3 off on all single and 2-disc DVD and Blu-ray titles and $10 off DVD and Blu-ray box sets. Pricing: $19.99 U.S. (single-disc DVD) for wrapped and ready titles ******************************************************* www.MonkeyToes.com Monkey-Toes are a playful line of fun animal and insect themed footwear for children. Our original collection of hand-painted sneakers and matching socks is designed with both parents and kids in mind. Monkey-Toes make the everyday activity of putting on shoes and socks more fun by introducing friends for the feet, all while providing quality footwear for children. The Monkey-Toes family consists of five original designs - Buzzy Bees (bumblebee themed), Little Ladies (ladybug themed), Spunky Spiders (spider themed), Leap Frogs (frog themed), and Little Piggies (pig themed). www.monkey-toes.com *************************************************** You Don't Have To Be Bilingual To Raise A Bilingual Child We live in an increasingly bilingual world, and children are exposed to the Spanish language more than ever before. You probably already know about many of the important benefits of helping your child become bilingual, but you might be concerned about how to introduce the second language to your child - especially if you're not bilingual yourself. http://www.bocabeth.com/ ****************************************************** www.BuffaloGames.com Last Word The uproarious race to have the final say! Last Word is the ultimate creative party game and is the perfect party game for school parties. Be the first Player to advance to the Finish by creatively connecting Subjects and Letters, while racing a Random-Interval Timer and the other Players! For example, Subject: "Vegetables"... Letter: "C". Players yell out... Carrots!Cucumbers! Corn! Cauliflower! 'tick-tick' ... The player with the Last Word before the timer sounds advances. ******************************************************** An awesome new product that is sure to be a hot item on muscle car lovers' holiday wish lists. The Officially Licensed Dodge Charger and Viper Road Mice are computer mice that are authentic replicas of the Dodge Viper and 2008 Charger muscle cars! These aren't just any scaled down replicas, though. They feature working headlights and authentic Dodge paintjobs and badging. With style, functionality is not compromised. The Dodge Road Mice live up to Four Door's expertise in quality pointing devices with 800-dpi resolution for enhanced accuracy and precision movement. Available wire and wireless versions for both MACs and PCs, each Road Mouse has an MSRP of $44.95. ************************************************** Christmas Box of Questions A great Christmas gift game, guaranteed to inspire fun and meaningful conversations at your Christmas dinner or lunch. Good conversation at your holiday dinner begins with our inspiring conversation starters! Give the gift of memorable conversations. The perfect present to start a new Christmas tradition. Fun questions like: Is there an ornament from the tree that is dear to you? If you could kiss a person under the mistletoe, who would it be? What is your favorite holiday smell? A beautifully designed gift box with a snug top and 35 glossy Christamas cookie cards. Playful and original illustrations with clever, engaging and entertaining questions. Bonus: 5 Blank Cards + 5 ribbons to make your own questions and decorate the Christmas tree. www.theboxgirls.com Games for Adults like Truth Or Dare Games for the Holidays, Office parties, kids, and Families. I love these games. Great for long drives! ******************************************************* This is a really memorable gift and will please the parents and the kids. It's a whole new concept in kids books that combines classic titles that have been around for generations of readers and state-of-the-art computer technology that allows each book to be personalized with a dedication and photo. The finished book is printed and shipped right to your front door Save-It-Forever Gift Books for Kids, with Personalized Dedications Many favorite childhood stories can now be transformed into personalized gifts for the children in your life. Personalization includes a printed dedication, complete with the child's name, a meaningful blurb and a photo of your choice if desired, right up front, and sometimes on the inner back hardcover. Available at The Kid Store online at Kids.SharedBook.com. It's fast - all it takes is a click of the mouse -- and one-of-a-kind - a special, unique gift. It even comes with free shipping. Choose from more than 80 classics, both old and new - from The Wind in the Willows and Alice in Wonderland to Pinkalicious. Accessible by age, title or author. Prices range from $19.95 to $30.00. More books are added all the time so the list of titles keeps growing. *************************************************** http://www.babylegs.com/ About BabyLegs When professional extreme snowboarder Nicole Donnelly decided to come down from the mountains, she chose Seattlefor her next adventure and soon began her family. And, as most families encounter, Nicole's baby daughter Sara eventually faced a diaper rash that would not quit. This sparked Nicole's ingenious solution: she cut the feet off of a pair of snowboarding socks and fitted Sara, from hip to ankle, with a homemade set of legwarmers. Sara was now able to be diaper-free, rash-less, crawl safely on her knees, and debut what would become a trend-setting fashion accessory. Founded in April 2005, BabyLegs is now an international company, with products in more than 50 countries. BabyLegs retail from $12 for an original pair, to $28 for Organic Merino Wool designs. BabyLegs was awarded the "2007 Best New Brand" Earnie Award by Earnshaw's for excellence in children's wear design, and recognized with the World Trade Center Tacoma's "Marco Polo" Award for pioneering trade. A few reasons parents and kids will love BabyLegs this holiday season: Make diaper changing a breeze! Fun and festive fashion accessory. Promotes independence while potty training. Keeps legs warm; great with carriers and strollers! Protects soft knees from harsh surfaces. For sports, playgrounds, and dance classes. Comfortable alternative to tights. Allows for "nakedy bottom" time! Instant alternative to undershirt when worn on arms! Wear over bandages to keep child from removing. Helps little socks stay on.
www.airhogs.com Here is a great gift for under $50 that is a hit in any office. It's a remote controlled car that can drive on the floor, up walls, even upside down on the ceiling! It's called the Zero Gravity Micro and retails for just $29.99 at all leading retailers (Wal-Mart, Target, Toys R' Us...). It's super fun and always gets a major wow' factor wherever its used. Here's a good youtube video that shows how it works: http://www.youtube.com/watch?v=UPw4qYG7Tsw The ultimate in gravity-defying indoor R/C racing, Zero Gravity Micro is a radio-controlled car that drives on the floor, up walls and even upside-down! Performing at impressive speed on any smooth surface using a special patented technology, the Zero Gravity Micro has 2 cool power settings: Regular Mode: Outstanding ground control Extreme Mode: Vertical and upside-down action Zero Gravity Micro also features working headlights that act as battery charge level indicators and the rare ability to use 4 different frequencies - allowing up to 4 friends to race their Zero Gravity Micro's at the same time without crossing signals between controllers and cars. Zero Gravity Micro continues Air Hog's streak of industry awards having recently been acknowledged by The National Parenting Center's Seal of Approval for Fall 2008, National Parenting Publications Awards (NAPPA) 2008 Gold Award, and the 2008 Create Child Preferred Choice Award. Package Includes: 1 Zero Gravity Micro Car 1 Controller/Charger 1 Instruction Sheet 1 Lipo battery (6 AA batteries not included) Age: 8+ Suggested Retail Price: $29.99 For more information on Air Hogs please visit: www.airhogs.com For more information on Spin Master please visit: www.spinmaster.com ******************************** www.mumbojumbo.com Specifically, we have just released LUXOR: Quest for the Afterlife, 7 Wonders: Treasures of Seven and Can You See What I See?-all three of these titles are available at www.mumbojumbo.com, amazon.com and at retailers nationwide like Wal-Mart and GameStop. Can You See What I See? Curfuffle's Collectibles MSRP: $19.99 Popular photographs from the books of Walter Wick provide stunning backgrounds Hundreds of cleverly hidden objects! Can You See What I See? spent 21 weeks on the New York Times bestseller list Walter Wick's fun hidden object books have sold more than 1.75 million copies to date 7 Wonders: Treasures of Seven MSRP: $19.99 Platform: PC Available: 11.4.08 7 Wonders is back, with an all-new rotatable board! Ground-breaking third chapter in franchise elevates matching game play Cool pathway puzzles to solve on each level Revolving board enhances power-up strength * Nine all-new Wonders to build Track your progress and find your next Wonder using the Compass and Map LUXOR: Quest for the Afterlife MSRP: $19.99 Platform: PC Available: 11.4.08 Unravel the mystery along the Silk Road! Never-before-seen game mode pits you against a challenging shooter! Venture out of Egypt to six exotic lands on your quest Story with twists and turns narrated by Queen Nefertiti Conquer all new achievements Innovative new power-ups *************************************** www.panicbuttons.com Would your listeners be interested in a fun stocking stuffer? We sell a novelty red computer key imprinted with "PANIC". It has double backed adhesive so you can attach it to any place on your computer or any object that brings you frustration. Great gag gift for frustrated computer users. Your readers can push the Panic button when they get the urge to panic. We also sell the world's least expensive PC. That's right...for under $2.50 your readers can get a brand new PC. That is a Pencil Computer. This high quality mechanical pencil is imprinted with "input" at the lead end and "delete" by the eraser. Another fun gag gift. Feeling stressed? just for fun, check out: www.panicbuttons.com Pencil Computer: This is the lowest cost PC (Pencil Computer) on the Planet! This fun, novelty, mechanical pencil has printed "output" near the lead pointed part of the instrument and "delete" at the eraser end. The name Pencil Computer is printed in the middle. It is round, glossy white with black print. You can brag that this "PC" is : Crash Proof Never gets Viruses, Spyware, or Pop-Ups Never needs to Reboot It has limitless memory (depending on the user!) It's Wireless Too! This is a novelty item but it is not just any mechanical pencil. The Pencil Computer uses an amazing writing instrument by a leading USA pencil manufacturer. This new technology in mechanical pencil design automatically feeds graphite as you write! Quite possibly the best pencil you have ever used. It is a quality and fun gift to give. This bright red, actual computer key is imprinted with the word "PANIC". Adhesive backing allows you to attach this novelty computer key to any object that brings you frustration. Most people put PANIC buttons on their keyboards, although we've received reports of PANIC buttons attached to co-worker's foreheads. A convent even ordered 10 PANIC buttons. ********************************************** www.K9Confections.com Often times, our canine companions are overlooked during the Holiday Season... but with K9 Confections, they don't have to be! Let your favorite pooch get in on the holiday action too - with K9 Confections' Holiday Dog Treats. Decorated with Yogurt and Carob and made with all-natural ingredients, these treats are available in flavors like Peanut Butter and Pumpkin (Vegetarian available also), and in the following Holiday shapes: Ornament, Stocking, Squirrel, Star, Christmas Tree, among others. K9 Confections specializes in premium, all-natural and organic dog treats that are: - Wheat, corn and soy free - Salt and sugar-free - Omega rich - Contain no preservatives - Baked fresh What a way to celebrating the holidays with your favorite furry friend! Christmas Dog Treat Gift Box Six of our all-natural, handmade and hand-decorated Christmas shaped dog treats. These are perfectly placed in a clear gift box and hand tied with our signature holiday gift ribbon. Perfect for gift-giving! Available in peanut butter, vegetarian, and pumpkin flavors. ******************************************** www.laplates.com La Plates Personalized plates for entertaining on your patio, at the beach or your kid-friendly kitchen table. La Plates strives to provide the most colorful, hip designs, personalized to your taste. Our company was created by a woman with a need for plates that were easy to clean and wouldn't break when her 3 year old attempted to carry his dishes to the sink. So far, mission accomplished - now we're bringing them to you! We look forward to working with you now and in the future. We appreciate your business and hope you will pass along our name and website when guests ask, "Where did you find those fabulous plates?!" www.laplates.com *********************************************** www.dixonusa.com Ticonderoga¹s Enviro Stiks Pencils are the perfect product for the environmentally conscious person. Whether used for work, school, or around the house, pencils are a necessity. The Enviro Stik is environmentally friendly, containing only approved timber from renewable forests. This wood-cased pencil has a lacquer-free finish, recyclable ferrule, and an environmentally degradable eraser. For your creative friends, try Prang¹s new Metallic Art Markers! These washable markers create eye-popping effects on almost any surface! Bright, metallic colors work especially beautifully on black paper and dark surfaces. Best of all, they will keep your little ones occupied during long hours of travel. Great for all ages, Ticonderoga¹s Noir pencil is a fun, stylish accessory. This retro-looking pencil has a luxurious holograph design. It appears crystal on the exterior, with a premium stained black wood barrel interior. In addition, these pencils have a latex-free eraser, guaranteeing smudge free correction. All items can be purchased at Office Depot and other national retailers. www.dixonusa.com ********************************************* www.stinkykids.com StinkyKids is a brand built around 10 diverse characters: sharing the philosophy of being little stinKers, making right choices and spreading their motto 'Always Be A Leader Of Good'. StinkyKids has been featured on The Today Show and The Big Idea as well as many other media outlets. Simply put, StinkyKids is a breath of fresh air in the apparel industry. Fun, fabulous and fashionable, StinkyKids is a company dedicated to celebrating the innocent and simple joys of childhood. "You little stinker," is an expression that's rolled off the lips of parents for decades. The phrase is affectionate and playful - with a nod to the freewheeling fun of childhood. StinkyKids are kids at their best. Backed by our motto: "Always be a leader of good", StinkyKids are regular kids that make good choices. Each original design is created to capture the most treasured moments of childhood. Whether it's a princess, a golfer, a ballerina, or kid in a bathing suit, each one captures a moment of the imagination and beauty of childhood. A little sentiment and a lot of spunk are a part of each and every StinkyKid. Which StinkyKid do you look like? ************************************************** Welcome to Magnificent Creations Limited! I believe that we are born naturally perfect, whole and complete. What I know is that sometimes things are said or done to us that make us forget about who we truly are and our self esteem suffers. Manifest Your Magnificence products and services are all about helping us remember our Magnificence. I envision a world where the focus is on what is right with us, what the possibilities are for ourselves, our community and our world. I believe that with Manifest Your Magnificence products and services, we can increase people's self worth and self esteem, making a positive impact on the lives of millions of people around the world. I invite you to join our Magnificent movement and help make the world a better place for all. examples "Manifest Your Magnificence", a set of affirmation cards and audio cd for kids that has won an award of excellence through the Creative Child magazine. You can see them at http://www.magnificentcreations.com/. They are great gifts for teachers. Manifest Your Magnificence is a unique set of 64 affirmation cards and audio cd designed specifically to nurture a child's self-esteem. Beautifully illustrated, written and spoken, each affirmation carries a powerful "I AM" message that connects children to their magnificence. This unique set of cards and cd encourages positive interactions between adults and children, creates communication about feelings, promotes values such as honesty, responsibility, and compassion, and imprints positive attitudes and beliefs in the subconscious through use of "I AM" statements. Only $15.95 for each set of cards and $13.95 for each cd (plus shipping). **************************************************** Puppy Lover's Journal Available now! Click book cover to order from Amazon.com. Adorable puppies! Who can resist the snuggly warm feeling you get from a puppy? The Puppy Lover's Journal is filled with 104 different and delightful pictures of playful puppies on lined journal pages you can use to write about your puppy, turn into a gratitude journal, keep memos, take notes, maybe even record the story of your life. This handy journal fits easily in a back pocket or a purse. Makes a great gift for any occasion. Makes a great gift for any occasion! The Puppy Lover's Journal is available at Amazon.com, Barnes and Noble (BN.com), RichardsonPublishing.com and many online book stores. Get your copy today. Richardson Publishing, Inc. PO Box 162115 Altamonte Springs, FL 32716 Email - coachrik@aol.com www.RichardsonPublishing.com Kitten Lover's Journal Available now! Click book cover to order from Amazon.com. A division of Richardson Publishing, Inc. Delightful, playful, and inquisitive little balls of fur! Who can resist the snuggly, warm feeling you get from a kitten purring loudly as you cuddle it close? The Kitten Lover's Journal is filled with 104 different and delightful pictures of playful kittens on lined journal pages you can use to write about your kitten, create a gratitude journal, or use it to keep memos and dates, take notes of your kitten's mischievous antics, or maybe even record the story of your life. This handy journal fits easily in a back pocket or a purse. Order the Kitten Lover's Journal from Amazon.com, Barnes and Noble (BN.com), www.RichardsonPublishing.com and other major online book sellers. Richardson Publishing, Inc. PO Box 162115 Altamonte Springs, FL 32716 coachrik@aol.com www.RichardsonPublishing.com ********************************************* www.pamspantry.net We have a line of gourmet Dips, Dressings, Spreads, Cheesecake Mixes, Bar-B-Q's and Picklers. We offer taste-tempting, delicious, gourmet mixes that will be a hit with everyone, doesn't matter if you are 2 or 92! Kids love us, grownups love us. Everyone loves to dip! Each dip mix packet is hand measured and gives the perfect flavor quality with no added fillers or preservatives. We use only the freshest ingredients! Our mixes are all very easy and inexpensive to prepare. The best thing about our products is the ease and convenience the products offer. Great tasting foods can be prepared in a matter of minutes. We also have lots of receipes available online to make taste tempting dishes and complete meals with our products. COMPANY & CONTACT INFO: Pam's Pantry PO Box 503 Grand Ledge, MI 48837 Owner: Pam Redman Email: pamspantry@comcast.net WEBSITE: www.pamspantry.net Orders are placed via website. Please see our customer testimonials! Also, we are currently in the running to be named one of the Top 100 Home Based Businesses in the US. You can check out our link and comments at: http://www.startupnation.com/homebased100/contestant/1449/index.php ORDERING DEADLINES: All orders ship within 24-48 hours of receipt. **************************************************** www.bandai.com Bandai America has the hottest toys this holiday season, inspiring the imagination and play of kids of all ages. From the most sought after action figures and vehicles, to the latest tech and role-play toys that activate and connect, and even the latest Japanese toy crazes, Bandai has the toys that continuously top kids' holiday wish lists. This year's holiday line-up includes several debuts, including: Mugen Pop Pop -Already a huge hit in Japan, the addicting Mugen Pop Pop delivers endless bubble popping fun and is the perfect stocking stuffer idea Power Rangers Jungle Fury Mission Helmet - Kids become their favorite hero with this wearable Red Ranger helmet. Battle against evil space aliens as they play through one of 40 downloadable audio missions Ben 10 Alien Creation Chamber - Kids can discover all-new alien creatures with the one of a kind, never-before-seen Alien Creation Chamber Dragon Ball Z Role Play - The popular Dragon Ball Z franchise returns to Bandai with reinvigorated lineups including role-play toys like the Dragon Ball Z Energy Battle Set CLICK HERE TO SEE MORE OF THE HOTTEST HOLIDAY TOYS FROM BANDAI AMERICA: http://www.pwrnewmedia.com/2008/bandai080508/index.html OR www.bandai.com *************************************************** http://happikins.com/ Do you have kids? Do they have mouths? Do they eat lunch with those mouths? Do they sometimes miss their mouths when eating lunch... maybe getting said lunch on their face and hands? We can't stop your kids from making messes, but we can help clean them up without making a mess of the environment. HappikinsTM are machine-washable cloth napkins for school lunches. Purchasing them for your child can help reduce the 18, 760 pounds of unnecessary waste generated by the average elementary school cafeteria each year. All of those paper napkins affect more than the environment. Did you know that most kids use $200 worth of paper napkins a year? HappikinsTM are a fun and easy way to teach your child about the importance of making smart choices for our environment. And for wiping that PB & J out of the corners of their mouths. http://happikins.com/ ****************************************************** www.resumesforchildren.com ResumesforChildren.comis a resource for parents, teachers, mentors, youth organizations, etc. to learn the why's and how-to's of resume development for children. The site includes sample children's resumes, a brochure of resume building activities, and a resume template link. Parents may also obtain the book, Resumes for Children - 17 Years Old and Under, by Donna Kristine "Kris" Manley. Download Kris' interviews and hear the benefits of resume development for children including more than 10 great uses for a child's resume, what NOT to include in a child's resume, and more. *************************************************** Butterflies & Hiccups: A Guided Pregnancy Journal www.PregnancyGram.com Retail: $19.99 Simply Breastfeeding DVD www.mybabyexperts.com Retail: $39.98 Preggie Pops www.preggiepops.com Retail: $5.50 Nurse Purse www.lildarlins.org Retail: $24.00 BandaBib, Big Bib and Burper www.BazzleBaby.com Retail $29.99 SayBump maternity tees www.SayBump.com Retail: $39.99 Happi Tummi www.happitummi.com Retail: $19.99 ************************************************* www.ElfMagic.com Elf Magic is the timeless Christmas tradition that has created special memories for countless children and families in homes around the world. The Elf Magic elves - recognized by a magic snowflake placed on their heart by Santa himself - make the holiday season come alive with a timeless tradition that artfully blends playtime, the importance of family values, and reinforces the true meaning of Christmas. From discovering an Elf's magical arrival in the home, to searching for their hidden Elf after a night full of mischievous adventures - children know the magic in Elf Magic is real! Elf MagicTM -- a new, adventuresome holiday tradition that brings Elves from the North Pole into homes Thanksgiving through Christmas Eve for a holiday season full of togetherness, fun ... and mischief. For a mere $26.95 travel fare - from the North Pole, of course - parents and grandparents can elevate the mystique of the holiday season for children. Each night, North Pole Snowflakes bring the Elves to life for late-night Elfcapades and excitement. Children may awake to find the Elves have taken Daddy's car out for 2 a.m. servings of "Elf eats," decorated their rooms with Christmas lights and snowflakes or made them a mix CD of their favorite Christmas carols. These really just scratch the surface, though ... each year the Elves get more ambitious in the twilight hours! Read more of what the Elves are capable of at http://email.secureserver.net/www.Elf-Magic.com. Go to their website and read all about the Elfcapades the elves get into each night. The stories are funny ( like the man who got painted toenails) and I know it will be a new tradition in my family starting this year. *********************************************************** www.GoosieCards.com Goosie Cards® Goosie Cards are the first and only custom flash cards for children that can be personalized with photos and text! Goosie Cards are the ultimate flash cards because they give parents the power to teach...and their teaching possibilities are endless! Kids love them because they're fun and parents love them because they're educational! Special Features: Every card is unique High photo quality Laminated to wipe and keep clean Professionally made from heavy card stock Big cards for little hands (4 ¼" wide by 7 ½" long) Shipped in 3 days Cards can be created in 10, 20 and 26 card sets and prices start at $28 Gift Certificates for custom card sets are available and make great gifts! **************************************************** www.cedarvalleypublishing.com Becoming a mom not only changed my life but it is impacting education. I created my company when my girls were ages 3 and 1 and I was trying to find something to help them get ready for school. I am not a teacher or educator, and yet I created a book used by schools. I didn't create the alphabet, numbers, colors or shapes but found a way to repackage it for parents, kids and teachers. With a telephone and a computer, I created www.cedarvalleypublishing.com. 10% of all profits are donated to literacy foundations and back to schools. By donating back to a school, they see my books and want to write grants to purchase more! I am the author and publisher of Let's Get Ready For Kindergarten! & Let's Get Ready For First Grade! Both books are award-winning, state-approved and used inside homes and schools across the nation. Created by a mom, they are currently used in over 350 school districts from Portland, Maine to Portland, Oregon and in libraries and head start programs all across the country. Parents, kids and grandparents all love them because they are not storybooks or workbooks; they are books meant to be read over and over that cover the curriculum for Kindergarten and First Grade. In fall, I will be releasing the highly anticipated Spanish/English edition of Let's Get Ready For Kindergarten! iA prepararse para kindergarten! My kids think it is hilarious that I am writing a Spanish book without being able to read or write the language. As my 7 year old says, "just hire a translator, duh, anyone can do anything!" I am a mom inspired by Oprah to change education. This has become my passion! My mantra is if two brothers from Ohio can change the face of aviation, that why can't a mom, inspired by Oprah change education at the core! Thirty-eight states are discussing all day 4 year-old Kindergarten because kids are not coming to school prepared. But where are the public service announcements telling parents the 7 things they need to know for Kindergarten testing: the alphabet all mixed up, number to 10 all mixed up, basic shapes, colors, coins, counting objects to 10 and how far they can count to 100? Schools purchase my books in bulk to help get parents, kids and teachers all be on the same page of Kindergarten and First Grade! Now I have a national platform speaking to educators, schools, parents and kids! This is a true family business! Who better to help me write Let's Get Ready For Second Grade! than my 2nd and 4th grader! Stacey Kannenberg "The Get Ready To Learn Mom" Cedar Valley Publishing & Mom Central Consulting Award Winning Author/Publisher of Let's Get Ready For Kindergarten! & Let's Get Ready For First Grade! ****************************************************** www.AbbyRoo.com In a hurry and can't find it? Everything drops to the bottom? Can't see what you packed? Always losing things? 2" AbbyRoo It's in the bag! The AbbyRoo canvas/cotton carry-all bag is just about perfect for just about every need just about everyday. Why? The AbbyRoo bag has fantastic compartments designed for getting through each and every day - getting through life! Unzip the two front full length zippers and expose the hidden eight mesh compartments. All arranged in several sizes to handle the stuff we carry, but all visible at a glance in the bag. Add the large back side pocket and roomy inside of the tote and the AbbyRoo can handle all of your stuff because it's in the bag! ***************************************************** OrderPopcorn.com If you're not sure what to give someone for the holidays, a tin of popcorn from OrderPopcorn.com is a great choice. Not only is it a great gift, but 70% of the sales from this site go to help Boy Scouts. Another gift alternative is to donate popcorn treats to the military for the holidays, in someone's name. 3-Way Tin with Chocolatey Caramel Crunch Gourmet Caramel Corn with Almonds, Pecans and Cashews Operation Giftervention Help Support Our Troops http://www.orderpopcorn.com **************************************** www.Shainsware.com Shains are a very cool gift for all ages (from 4 and up) especially creative people or anyone who has something to say. You can see them at http://shainsware.com/ Shains are a great gift because - They are made of recycled materials - The products are empowering for kids of all ages to make their own statement - Shains are affordable and retail under $20 - And most importantly - they are fun! Our Dog Molli loves her new Shains Pet Collar and we know your dogs will love theirs too! Empower them to make their own statement ;-) or let them carry yours! Shains recycled pet collars are available in 3 standard sizes: Small, Medium, and Large. Each collar comes with 60 elements including multiples of the alphabet, the numbers 0-9, and 8 exclusive new icons. The icons include a fire hydrant, waterbowl, dog bone, dog house, and of course a newspaper. Four hot colors to choose from - Sun, Poppy, Orchid, and Black. Available now for $19.00. These collars are a fashion statement and do not include rings to attach a leash for a reason - Rubber can stretch and we want to make sure your dogs stay safe. Shains are recycled accessories that encourage and empower people to make their own statements and change them whenever they want! Shainsware, the company, is dedicated to producing eco-friendly products that are useful and empowering. We donate a percentage of net profits to environmental organizations. Shains products are made of recycled and recyclable parts and everything Shains produces is certified lead free. Shains packaging is also recycled and recylable. Shains manufactures bracelets, necklaces, pet collars, hair bands, key chains, and much more all designed to work with Shains interchangeable icons and letters. *****************************************************8 Jailbreak Toys http://www.jailbreaktoys.com Jailbreak Toys produces action figures of historical leaders and political figures. They made a huge splash around the 2008 United States presidential election with their Barack Obama action figure that was quickly followed up by a John McCain action figure. Other Jailbreak Toys action figures include their Artists Collection comprised of figures of artists like Andy Warhol, Salvador Dali, Frida, Van Gogh and Picasso. The Revolutionaries (world leaders and dictators), The Writers Collection (famous authors) and the Genius http://www.jailbreaktoys.com *************************************************** www.Ficklets.com Eyewear Adornments Take the "ho-hum" out of eyewear, add Ficklets and go from ordinary to a fun, colorful and stylish look. Ficklets are interchangeable, easy to attach and remove, giving you "eye-popping" options to mix-and-match depending on your interest, outfit or mood. Ficklets make eyewear uniquely you... they're your "I-candy"!! www.ficklets.com ************************************************** www.paramount.com PARAMOUNT HOME ENTERTAINMENT MAKES GIFT GIVING EASIER THIS HOLIDAY SEASON WITH SELECT WRAPPED AND READY BLOCKBUSTER HITS ON DVD Holiday shopping just got a lot easier when Paramount Home Entertainment offers consumers three of its most successful titles this year Iron Man, Kung Fu Panda and Indiana Jones and the Crystal Skull already pre-wrapped. The titles available on DVD will be on shelves at most retailers by November 30 or December 7 for purchase. Consumers can just remove the outer sleeve and its wrapped and ready to put under the tree. On Sunday, November 30 the top 18 markets in the country will also offer $50 in savings off Paramount's blockbuster DVD and Blu-ray titles in the local newspapers to kick off the arrival of the wrapped and ready titles in store,. Markets include New York, Los Angeles, Philadelphia, Boston, Chicago, Detroit, Seattle, Dallas, San Francisco, Orlando, San Diego, Tampa, Minneapolis, Sacramento, Phoenix, Miami, Houston and Atlanta. The offer includes $3 off on all single and 2-disc DVD and Blu-ray titles and $10 off DVD and Blu-ray box sets. Pricing: $19.99 U.S. (single-disc DVD) for wrapped and ready titles ******************************************************* www.MonkeyToes.com Monkey-Toes are a playful line of fun animal and insect themed footwear for children. Our original collection of hand-painted sneakers and matching socks is designed with both parents and kids in mind. Monkey-Toes make the everyday activity of putting on shoes and socks more fun by introducing friends for the feet, all while providing quality footwear for children. The Monkey-Toes family consists of five original designs - Buzzy Bees (bumblebee themed), Little Ladies (ladybug themed), Spunky Spiders (spider themed), Leap Frogs (frog themed), and Little Piggies (pig themed). www.monkey-toes.com *************************************************** You Don't Have To Be Bilingual To Raise A Bilingual Child We live in an increasingly bilingual world, and children are exposed to the Spanish language more than ever before. You probably already know about many of the important benefits of helping your child become bilingual, but you might be concerned about how to introduce the second language to your child - especially if you're not bilingual yourself. http://www.bocabeth.com/ ****************************************************** www.BuffaloGames.com Last Word The uproarious race to have the final say! Last Word is the ultimate creative party game and is the perfect party game for school parties. Be the first Player to advance to the Finish by creatively connecting Subjects and Letters, while racing a Random-Interval Timer and the other Players! For example, Subject: "Vegetables"... Letter: "C". Players yell out... Carrots!Cucumbers! Corn! Cauliflower! 'tick-tick' ... The player with the Last Word before the timer sounds advances. ******************************************************** An awesome new product that is sure to be a hot item on muscle car lovers' holiday wish lists. The Officially Licensed Dodge Charger and Viper Road Mice are computer mice that are authentic replicas of the Dodge Viper and 2008 Charger muscle cars! These aren't just any scaled down replicas, though. They feature working headlights and authentic Dodge paintjobs and badging. With style, functionality is not compromised. The Dodge Road Mice live up to Four Door's expertise in quality pointing devices with 800-dpi resolution for enhanced accuracy and precision movement. Available wire and wireless versions for both MACs and PCs, each Road Mouse has an MSRP of $44.95. ************************************************** Christmas Box of Questions A great Christmas gift game, guaranteed to inspire fun and meaningful conversations at your Christmas dinner or lunch. Good conversation at your holiday dinner begins with our inspiring conversation starters! Give the gift of memorable conversations. The perfect present to start a new Christmas tradition. Fun questions like: Is there an ornament from the tree that is dear to you? If you could kiss a person under the mistletoe, who would it be? What is your favorite holiday smell? A beautifully designed gift box with a snug top and 35 glossy Christamas cookie cards. Playful and original illustrations with clever, engaging and entertaining questions. Bonus: 5 Blank Cards + 5 ribbons to make your own questions and decorate the Christmas tree. www.theboxgirls.com Games for Adults like Truth Or Dare Games for the Holidays, Office parties, kids, and Families. I love these games. Great for long drives! ******************************************************* This is a really memorable gift and will please the parents and the kids. It's a whole new concept in kids books that combines classic titles that have been around for generations of readers and state-of-the-art computer technology that allows each book to be personalized with a dedication and photo. The finished book is printed and shipped right to your front door Save-It-Forever Gift Books for Kids, with Personalized Dedications Many favorite childhood stories can now be transformed into personalized gifts for the children in your life. Personalization includes a printed dedication, complete with the child's name, a meaningful blurb and a photo of your choice if desired, right up front, and sometimes on the inner back hardcover. Available at The Kid Store online at Kids.SharedBook.com. It's fast - all it takes is a click of the mouse -- and one-of-a-kind - a special, unique gift. It even comes with free shipping. Choose from more than 80 classics, both old and new - from The Wind in the Willows and Alice in Wonderland to Pinkalicious. Accessible by age, title or author. Prices range from $19.95 to $30.00. More books are added all the time so the list of titles keeps growing. *************************************************** http://www.babylegs.com/ About BabyLegs When professional extreme snowboarder Nicole Donnelly decided to come down from the mountains, she chose Seattlefor her next adventure and soon began her family. And, as most families encounter, Nicole's baby daughter Sara eventually faced a diaper rash that would not quit. This sparked Nicole's ingenious solution: she cut the feet off of a pair of snowboarding socks and fitted Sara, from hip to ankle, with a homemade set of legwarmers. Sara was now able to be diaper-free, rash-less, crawl safely on her knees, and debut what would become a trend-setting fashion accessory. Founded in April 2005, BabyLegs is now an international company, with products in more than 50 countries. BabyLegs retail from $12 for an original pair, to $28 for Organic Merino Wool designs. BabyLegs was awarded the "2007 Best New Brand" Earnie Award by Earnshaw's for excellence in children's wear design, and recognized with the World Trade Center Tacoma's "Marco Polo" Award for pioneering trade. A few reasons parents and kids will love BabyLegs this holiday season: Make diaper changing a breeze! Fun and festive fashion accessory. Promotes independence while potty training. Keeps legs warm; great with carriers and strollers! Protects soft knees from harsh surfaces. For sports, playgrounds, and dance classes. Comfortable alternative to tights. Allows for "nakedy bottom" time! Instant alternative to undershirt when worn on arms! Wear over bandages to keep child from removing. Helps little socks stay on.
Ron Ritterer from the National Corn Grower Association defends the ethanol industry. Ephren Taylor describes the collapse of the financials... then, so does Peter Schiff, hoping you were Crash Proof. Congressman Steve King introduces legislation to prevent money mis-managers from profiting from failure.
Iowa House Minority Leader Chris Rants raises alarm over an after midnight power and money grab. Stu Iverson too. Peter Schiff looks at the economy and tries to "Crash Proof" the rest of us. Jack DeEnna says Iowa is way ahead in the development of geothermal heating and cooling. Bishop Harry Jackson explains the Obama factor. Personal Faith Public Policy
Peter Schiff tells how to profit from the coming economic collapse... "Crash Proof". Plus, The Politically Incorrect Guide to the Middle East". Martin Sieff with some great history. Can Iowa even run a school lunch program?
Peter Schiff, author of Crash Proof and president of Euro Pacific Capital.Andrew Bell of Regency Mining (AIM:RGM) on nickel.And a four way discussion on the dollar and whether a May correction is coming between Michael Hampton, Campbell Smythe of the Phoenix Gold Fund and Dave Skarica of Addicted To Profits. To view the charts we discuss, click here. See acast.com/privacy for privacy and opt-out information. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit frisby.substack.com/subscribe
Peter Schiff, author of Crash Proof and president of Euro Pacific Capital. Andrew Bell of Regency Mining (AIM:RGM) on nickel. And a four way discussion on the dollar and whether a May correction is coming between Michael Hampton, Campbell Smythe of the Phoenix Gold Fund and Dave Skarica of Addicted To Profits. To view the charts we discuss, click here. See acast.com/privacy for privacy and opt-out information.
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