Podcasts about social security

Most retirement advice quietly assumes you have a partner: two incomes, two Social Security checks, someone to split expenses with, someone to catch the slack if something goes wrong. But for singles, the margins are tighter and the freedom can be much greater. Planning alone means every decision carries more weight, but it also means you have full control over the life you want to build.This video centers on Tina, a 62-year-old single woman with roughly $2.2 million across investment accounts, employer stock, a 401(k), and a Roth IRA. Her situation highlights something many single retirees face: the rules for married couples don't apply. There's no second Social Security benefit, no shared expenses, no fallback income — just her plan, her goals, her decisions. Once her “freedom number” becomes clear, the entire plan shifts. Reliable income fills part of the picture, but the rest depends on how her portfolio supports the exact life she wants to live. Simple choices — retiring sooner, traveling more, inviting friends on those trips, or designing a lifestyle that actually reflects what matters — completely change her projections and expand what's possible.The heart of this conversation isn't about budgets or perfect withdrawal rates. It's about giving singles permission to build lives that match their values, not someone else's template. When the numbers align with the life you want, confidence follows naturally.If this perspective helps you rethink how retirement looks when it's just you, tap like and share what resonated. Your retirement doesn't need to look like anyone else's, it just needs to support the version of life that feels right to you.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Most retirees want to spend as much as they can without having to worry about running out of money. Morningstar's State of Retirement Income research analyzes retirement spending strategies to determine the highest safe starting withdrawal rate for new retirees in 2026. Christine Benz, Morningstar's director of personal finance and retirement planning and co-host of The Long View podcast, breaks down the research and shares some ideas about how you can boost your retirement spending.What's a Safe Retirement Withdrawal Rate for 2026?On this episode:00:00:00 Welcome00:00:46 Each year, you and your colleagues producethis really comprehensive research about retirement income. And as part of that research, you try toidentify what a safe withdrawal rate will be for the year ahead. 00:01:59 What is that safe withdrawal percentage, and how did you arrive at that conclusion?00:02:41 The 4% rule often comes up in the conversation around retirement spending. How does that compare to your base case?00:03:30 I know there are some misperceptions about your retirement income research and what that safe withdrawal percentage means. What are they? 00:03:28 So, how should retirees use this research?00:04:51 The safe starting withdrawal rate that you found in your base case might feel a little low for some retirees. Are there other strategies that retirees can use to boost their spending?00:07:02 So, flexible strategies are best suited for retirees that are focused on maximizing their spending. 00:08:52 What kind of retiree would benefit from a more rigid strategy, like the fixed inflation-adjusted spending approach that you use in your base case?00:09:26 How does asset allocation come into play? Would a stock-heavy portfolio support a higher withdrawal rate in retirement?00:10:36 So far, we've focused on portfolio income strategies, but you also looked at nonportfolio income sources like annuities and Social Security. What did you find?00:13:34 It seems like there's some more nuance to the suggestion of delaying Social Security. Can you talk about that? 00:14:50 How about annuities? Can you discuss some of the key considerations that income-centric retirees should bear in mind?00:16:07 Studies have found that retirees don't actually spend the same amount over the course of their retirement. What does actual retirement spending tend to look like, and how might that affect a retiree's plans?00:17:59Let's talk about some scenarios that can throw off a retiree's plan. One might be a market downturn early in retirement. What kind of impact could that have on spending? 00:18:56 Another scenario might be retiring earlier than expected. What kind of implications would that have for safe withdrawals?00:20:26 What is one final takeaway from the research that you want retirees to come away with?  Watch more from Morningstar:How ETFs Help You Cut Your Tax BillTax-Loss Harvesting Isn't Just for Downturns. Here's WhyBond ETFs Are Surging in Popularity in 2025. Here Are 5 of the Best Follow Morningstar on social:Facebook https://www.facebook.com/MorningstarInc/X https://x.com/MorningstarIncInstagram https://www.instagram.com/morningstarinc/?hl=enLinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Tripp Limehouse discusses the evolving challenges retirees face today, including inflation, healthcare costs, and longevity risk. He emphasizes the importance of proactive planning, understanding spending needs, and the necessity of a solid income strategy to ensure a comfortable retirement. The conversation also covers the significance of social security planning and estate planning essentials, providing listeners with actionable insights to navigate their retirement journey effectively. Visit Limehouse Financial to learn more. Call 800-940-6979See omnystudio.com/listener for privacy information.

On this edition of Ask KT & Suze Anything, Suze answers your questions about when to take Social Security, annuities, retirement accounts at your job and so much more! Watch Suze’s YouTube Channel Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbHCLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

Today's show is WILD. Candace Owens vs TPUSA is spiraling, creators are predicting a full-on disaster, and Tim Pool says this could blow up the GOP.We also break down Frank Turek's rant, Trump roasting Ilhan Omar and calling out Mayor Frey, plus massive failures inside Social Security. Then — FDA “black box” warnings, Mike Lindell running for MN governor, Coleman Hughes explaining the Fuentes strategy, and Bella Hadid complaining about her privilege.SUPPORT OUR SPONSORS TO SUPPORT OUR SHOW!Whatever fall throws at you, make sure you're prepared—visit https://ReadyWise.com and use code CHICKS10 for 10% off your order today!Fill the nutrient gaps in your diet with Bioactive Multi from HealthyCell. Visit https://Healthycell.com/Chicks and use promo code CHICKS to save 20% on your first order.Save 15% off and stay seven times warmer this winter with Heat Holders at https://HeatHolders.com with code CHICKS—plus get free shipping on orders over $25!Nobody wants to deal with being sick during the holidays, get ready now with All Family Pharmacy.  Use promo code CHICKS10 to save 10% off your order at https://AllFamilyPharmacy.com/ChicksSubscribe and stay tuned for new episodes every weekday!Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramTikTokXLocalsMore Info

Join Jim and Greg for the Thursday 3 Martini Lunch as they break down President Trump rolling back Joe Biden's fuel-economy mandates on automakers, a stunning new report on widespread Obamacare fraud, and Gov. Gavin Newsom's push to tax former California residents to plug his state's massive budget deficit.First, they applaud President Trump for scrapping the Biden administration's burdensome fuel-economy standards. The move will likely lower costs and will almost certainly save lives. Jim and Greg unload on Democrats who want to limit our choices on the vehicles we drive and in other areas of life.Next, they groan as a Government Accountability Office (GAO) report shows that the government accepted 100 percent of fraudulent Obamacare exchange applications that the GAO submitted as part of its investigation. In addition, the actual Obamacare fraud happening in the system is costing taxpayers billions of dollars and much of it happens when applicants use the Social Security numbers of dead people.Finally, they laugh as California Gov. Gavin Newsom attempts to fix his state's budget disaster by taxing people who have already moved away. Jim turns to a classic song to underscore how absurd the idea is, and he hopes someone sues the state if lawmakers actually pass the plan.Please visit our great sponsors:Give your liver the support it deserves with Dose Daily.  Save 35% on your first month when you subscribe at https://DoseDaily.co/3ML or enter code 3ML at checkout.  For a limited time, try OneSkin for 15% off with code 3ML at https://OneSkin.co/3ML — please support our show and mention we sent you!New episodes every weekday. 

Stay informed about today's highly-searched retirement and financial planning topics in this new episode of the Retire Sooner Podcast with Wes Moss and Christa DiBiase. Gain clear, accessible context on economic trends, retirement rules, portfolio structures, and planning conversations that are shaping long-term decision-making discussions. • Explore how the proposed 50-year mortgage is influencing conversations around affordability, home-equity timelines, and shifting real estate structures. • Recognize how the K-shaped economy reflects differing financial experiences across households and shapes discussions about consumer sentiment and wealth-building patterns. • Clarify how mortgage leverage and ultra-long terms relate to borrowing structures, payoff timelines, and the considerations homeowners may evaluate. • Understand how equal-weighted investing frameworks are designed to help distribute exposure more evenly across sectors to address concentration awareness. • Review how equal-weighted and sector-weighted ETFs and mutual funds structure market exposure and present alternative allocation methodologies. • Assess the factors often discussed when evaluating early Social Security filing, especially when immediate income needs are already met. • Compare modeled scenarios that illustrate how different 401(k) contribution timelines can affect projected balances under various assumptions. • Examine informational considerations for highly compensated employees, including restoration plan structures, tax mechanics, and withdrawal rules. • Weigh the structural differences between W-2 and 1099 income in high-income medical professions, including taxation, liability frameworks, and benefits access. • Explore available approaches for high earners encountering Roth IRA limits, such as after-tax contributions, mega-backdoor Roth structures, and ETF allocation strategies. • Hear listener questions addressing savings habits, employer-plan options, and retirement-plan mechanics discussed in real-world scenarios. • Identify informational steps that may support ongoing awareness throughout different stages of retirement planning. If you want to stay current on the retirement conversations shaping today's financial landscape, listen and subscribe to the Retire Sooner Podcast. Join Wes Moss, Christa DiBiase, and the Retire Sooner community for grounded, ongoing discussions aimed at helping listeners stay informed and intentional about long-term planning. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hour 3 for 12/4/25 Drew and Deacon Chris Kabat discuss America's looming retirement crisis (1:00). Topics: debt (15:55), Social Security (24:53), raising Social Security (30:22), I pulled my money out of the state pension, and made money! (31:53), adjusting retirement age (36:52), technology (38:50), disability (40:14), should I help my sister? She might be homeless (42:52), and Churches should help (47:43). Link: Retirement Crisis

Double and triple check your enrollment applications for errors! Make sure your applications don't get flagged during the submissions process by following these tips. Read the text version   Register with Ritter & Unlock Digital Tools Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Announcing IntegrityCONNECT Meet Your Ritter Sales Team IntegrityCONNECT Leads FAQs PlanEnroll – Take Your Business to the Next Level Integrity Sales Technology – Ritter Docs What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales IntegrityCONNECT   References: “Social Security Performance.” Social Security, www.ssa.gov/ssa-performance. Accessed 19 Oct. 2025. “ Title 42 Chapter IV Subchapter B Part 422 Subpart V § 422.2264.” Federal Register, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V/section-422.2264. Accessed 19 Oct. 2025. Ruhle, Jessica. “What Do Seniors Do Online? 2025 Data for Marketers.” Creating Results, 26 Mar. 2025, www.creatingresults.com/blog/2025/03/13/what-do-seniors-do-online-2025-data-for-marketers/.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

In this episode of the CD Financial Podcast, Chuck D and Marcus C delve into the implications of the new Secure Act 2.0, particularly focusing on catch-up contributions to retirement accounts. They discuss the differences between Roth and traditional contributions, the tax implications of forced Roth contributions, and the concerns that high earners may have regarding their tax bills. The conversation also touches on the challenges of payroll setup for federal employees and the perceived unfairness of the new rules. Additionally, they provide insights into how these changes may affect cash flow and retirement planning, concluding with a health tip emphasizing the importance of resistance training for longevity.TakeawaysCatch-up contributions can be made to Roth or traditional accounts depending on income levels.The Secure Act 2.0 mandates Roth contributions for high earners.Tax implications of Roth contributions can affect take-home pay.Forced Roth contributions may disrupt financial planning for some individuals.Payroll systems may struggle with the implementation of new rules.Many employees feel penalized by the new tax rules.Federal employees need to consider how these changes affect Medicare premiums.Regional variations exist in contribution rules for federal employees.It's crucial to review retirement plans regularly to avoid mistakes.Resistance training is essential for maintaining health as we age.

Tara breaks down the nationwide Democrat fraud schemes, from Minnesota's Shmale scandal

Tara breaks down the nationwide Democrat fraud schemes, from Minnesota's Shmale scandal

Are you living at your best—or simply getting by? For many believers, chronic exhaustion has become a quiet norm. Yet Scripture reminds us that burnout isn't a badge of honor. It's a warning light. When life feels out of balance, it may be a sign we're pushing beyond the limits God lovingly designed for our good.Today, we sat down with Carey Nieuwhof—pastor, bestselling author of At Your Best: How to Get Time, Energy, and Priorities Working in Your Favor, leadership expert, and host of the Carey Nieuwhof Leadership Podcast, as well as the founding pastor of Connexus Church—to talk about how Christians can pursue biblical rest and renewed purpose. Carey's insights come not from theory, but from the deepest valley of personal experience.When Success Masks ExhaustionCarey's story began two decades ago, during a season of explosive ministry growth. His church was thriving, opportunities were multiplying, and by every outward measure, life was “on top.” But amid this success, his inner world was collapsing.After returning from a high-profile speaking event, Carey hit a wall:“It was like I fell off a cliff. I lost motivation, passion, and energy. I met all the symptoms of clinical depression. My body declared a finish line I had refused to acknowledge.”People around him saw the signs. He didn't. And that's often the story behind burnout—others notice the warning lights long before we do.Carey describes burnout as “the gap between what you're capable of and what you're carrying.” Early in ministry, he assumed that increasing responsibility meant increasing hours. It was an unsustainable equation.Yet today, two decades later, he leads a much larger platform with far more influence—without living exhausted. Why? Because he restructured his life around a biblical rhythm of rest, limits, and intentional focus.Managing Energy, Not Just TimeMany Christians feel that better time management will fix their overload. But as Carey points out, time is a fixed asset—everyone gets the same 24 hours. Energy, however, rises and falls.Every person has what Carey calls a “green zone”—a few hours each day when they are at their best mentally, emotionally, and spiritually. For him, it's morning. For others, it might be midday or evening.His challenge is simple: Do what you're best at when you're at your best.When he writes in his green zone, he gets exponential results. When he tries the same work in his “red zone,” productivity crashes. This principle applies to everyone—from CEOs to parents, pastors, and business owners.Stewarding energy also requires boundaries. That means saying no—not out of selfishness, but out of faithfulness.Carey explains:Saying yes to every request eventually forces you to say no to the people who matter most.Delegation is a spiritual discipline.Some opportunities, even good ones, don't align with God's call in a particular season.By categorizing his decisions—like eliminating breakfast meetings that compete with his green zone—Carey reclaimed the margin he had been missing for years.Rest Is Not a Reward—It's DesignFor many Christians, rest feels like something we “earn” after working ourselves to the edge. But biblically, rest is part of our calling.Carey describes Sabbath not just as rehab after exhaustion, but prehab—something that prepares and strengthens us for faithful work. He points to the way elite athletes build rhythms of sleep, diet, and intentional recovery before they step onto the court.Even God modeled this for us—delighting in His creation and resting not from exhaustion but from joyful completeness.For Carey, the principles of rest and margin extend well beyond the calendar.A free Saturday protects family time. A healthy emergency fund protects the home from crisis. Limits are not restrictions—they are blessings that allow us to flourish.Margin creates room to love well, give freely, and listen to God's direction.Living at Your BestCarey's journey from burnout to renewal is a grace-filled reminder: God never asked us to outrun His design.He calls us to work diligently, rest faithfully, and live within the good limits He created for our flourishing. Carey's whole story—and the principles he teaches in his book At Your Best—offer a roadmap for anyone seeking balance, health, and spiritual renewal.For more wisdom from Carey Nieuwhof, explore his book At Your Best and visit the Carey Nieuwhof Leadership Podcast. And if you're an advisor, he'll be joining us at Redeeming Money, our conference for financial professionals, in February.May you learn to live—not at your limit—but at your best, in the freedom and rest God provides.On Today's Program, Rob Answers Listener Questions:Can you explain the pros and cons of taking Social Security at 62 versus waiting until full retirement age? By 62, I'll be mostly debt-free, and since longevity doesn't run in my family, I'm wondering if it makes sense to claim early while my quality of life is higher and still work within the income limits.When should someone update their will? I'm 58, debt-free, still working, and have a solid 401(k). Should I consider setting up a trust, and how do I know when that becomes the wise choice, especially since it costs more?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)At Your Best: How to Get Time, Energy, and Priorities Working in Your Favor by Carey NieuwhofDidn't See It Coming: Overcoming the Seven Greatest Challenges That No One Expects and Everyone Experiences by Carey NieuwhofThe Carey Nieuwhof Leadership PodcastRedeeming Money 2026: A Kingdom Advisors ConferenceWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Leaders in Minneapolis and St. Paul say they are standing with the local Somali community amid reports federal officials are planning a targeted immigration crackdown. The operation would target a few hundred people with final deportation orders. Most Somali residents in Minnesota are U.S. citizens and city leaders raised concerns they could be caught up in a federal operation. Gov. Tim Walz says he's open to a federal probe focused on whether Minnesota funding went to terrorist groups in Somalia. U.S. Treasury Secretary Scott Bessent posted on social media he is launching an investigation to determine whether taxpayer money went to al-Shabaab, after allegations were raised by a conservative think tank.Walz says he's taken action to prevent fraud in state programs after lawmakers gave him broader authority earlier this year. Republicans have criticized Walz over his administration's response to fraud in Medicaid programs.The Trump administration is threatening to cut off federal administrative SNAP funding to Minnesota over the state's refusal to share data about beneficiaries. State leaders have declined to share the names, birth dates, addresses and Social Security numbers of food assistance program participants — and won a court order earlier this year to not share that data. The Trump administration says the information is needed to investigate fraud. The Minnesota Bureau of Criminal Apprehension has identified the police officer in Plymouth who shot and wounded a man after responding a domestic disturbance call last week. Officer Jacob Coopet allegedly confronted and shot a man with a handgun. The man remains in stable condition.

0:00 Wow: Hillary Clinton still blaming TikTok for Israel PR nightmare: Robby Soave | RISING 9:44 Chris Murphy warns Trump accounts may end Social Security as Dells make $6B donation | RISING 18:25 Putin threatens Russia is 'ready for war' with Europe if they want it | RISING 23:28 Sabrina Carpenter flames WH over deportation video using her song: Lindsey Granger | RISING 33:27 Stefanik scores victory after feud with johnson over Russiagate provision | RISING 41:17 Costco sues Trump admin, demands tariff refund if SCOTUS rules them illegal | RISING Learn more about your ad choices. Visit megaphone.fm/adchoices

Rise up, patriots—@intheMatrixxx and @shadygrooove fire up Season 7, Episode 229, "Trump Accounts, Invest in America Act; Tim Walz Under Investigation," breaking down President Trump's game-changing Trump Accounts program that drops $1,000 into an S&P 500-linked investment account for every American newborn starting Independence Day 2026, supercharged by Michael & Susan Dell's massive $6.25 billion gift to fund 25 million more kids—building real generational wealth while making Social Security obsolete. Then they expose the exploding Minnesota fraud scandal where billions in taxpayer dollars allegedly vanished into Somali community schemes under Tim Walz's watch, cheer Kash Patel's FBI takeover (25K violent felons arrested, 35% spike in spy busts, 6K kids rescued, DEI gutted), and call out “doom and gloom” grifters like General Flynn for attacking Trump's winning agenda. Razor-sharp facts, zero emotional manipulation—only the proofs you need to fight back. The truth is learned, never told—the constitution is your weapon. Tune in at noon-0-five Eastern LIVE to stand with Trump! Trump Accounts, Invest in America Act, Trump 2026, Michael Dell donation, Minnesota fraud, Tim Walz investigation, Kash Patel FBI, Somali fraud, America First, generational wealth, DEI purge, General Flynn criticism, MG Show, @intheMatrixxx, @shadygrooove, One Big Beautiful Bill mgshow_s7e229_trump_accounts_invest_america_walz_investigation Tune in weekdays at 12pm ET / 9am PST, hosted by @InTheMatrixxx and @Shadygrooove. Catch up on-demand on https://rumble.com/mgshow or via your favorite podcast platform. Where to Watch & Listen Live on https://rumble.com/mgshow https://mgshow.link/redstate X: https://x.com/inthematrixxx PODCASTS: Available on PodBean, Apple, Pandora, and Amazon Music. Search for "MG Show" to listen. Engage with Us Join the conversation on https://t.me/mgshowchannel and participate in live voice chats at https://t.me/MGShow. Social Follow us on X: @intheMatrixxx https://x.com/inthematrixxx @ShadyGrooove https://x.com/shadygrooove Follow us on YouTube: MG Show (intheMatrixxx) https://youtube.com/c/inthematrixxx ShadyGrooove https://www.youtube.com/c/TruthForFreedom Support the show: Fundraiser: https://givesendgo.com/helpmgshow Donate: https://mg.show/support Merch: https://merch.mg.show MyPillow Special: Use code MGSHOW at https://mypillow.com/mgshow for savings! Wanna send crypto? Bitcoin: bc1qtl2mftxzv8cxnzenmpav6t72a95yudtkq9dsuf Ethereum: 0xA11f0d2A68193cC57FAF9787F6Db1d3c98cf0b4D ADA: addr1q9z3urhje7jp2g85m3d4avfegrxapdhp726qpcf7czekeuayrlwx4lrzcfxzvupnlqqjjfl0rw08z0fmgzdk7z4zzgnqujqzsf XLM: GAWJ55N3QFYPFA2IC6HBEQ3OTGJGDG6OMY6RHP4ZIDFJLQPEUS5RAMO7 LTC: ltc1qapwe55ljayyav8hgg2f9dx2y0dxy73u0tya0pu All Links Find everything on https://linktr.ee/mgshow Intermission Music Lemurian Shores (with Lucentia) (~432 Hz) by Spheriá | https://soundcloud.com/spheriamusic Music promoted by https://www.chosic.com/free-music/all/ Creative Commons CC BY-SA 3.0 https://creativecommons.org/licenses/by-sa/3.0/

Boortz reacts to misleading headlines about Social Security. The media acts like it's Republicans fault, but they ignore the real history of how Democrats replaced the trust fund with IOUs. Boortz explains it all for you.See omnystudio.com/listener for privacy information.

Tune in here to this Tuesday's edition of the Brett Winterble Show! Brett kicks off the program by talking about the miserable weather during his early-morning drive and the reckless drivers he encountered on the way to the station. From there, he pivots into a broader commentary on national security, focusing on the recent incident involving alleged narco-terrorists who were taken down in the Caribbean. He questions the practicality and logic of the Geneva Conventions when dealing with criminals who operate outside traditional warfare, comparing the rules of war to letting a burglar rob a house under specific conditions. Beth Troutman from Good Morning BT is also here for this Tuesday's episode of Crossing the Streams. Brett and Beth talk about the cold, rainy weather, their shared love of soups and chili, and then dive into the major political stories of the day. They discuss the high-profile cabinet meeting with Donald Trump, the massive Dell family donation to the new “Trump accounts,” and what this experiment could mean for the future of Social Security-style investment systems. Beth also weighs in on global tensions, especially Putin’s latest moves and how NATO and the EU may respond. She explains why Europe is increasingly concerned about Russia’s intentions and the broader implications for international stability. Beth also shares what she and the team have coming up tomorrow on Good Morning BT, including cybersecurity tips from expert Teresa Payton, political insight from Professor Scott Huffman Listen here for all of this and more on The Brett Winterble Show! For more from Brett Winterble check out his YouTube channel. See omnystudio.com/listener for privacy information.

Republicans win the special election in Tennessee, but Democrats are still using the election as "momentum" into the midterms. Why? What exactly is the platform of the Democrat party?  President Trump announces latest battle on "affordability", this time with the auto industry. Discussion of the latest announcement on ending regulations and fuel standards on the auto industry to lower new car prices.  As we investigate further into SNAP benefits and potential fraud, we see the connection to why Democrats fight so hard to release information by state, or why we cannot investigate into the Social Security administration. 

Boortz reacts to misleading headlines about Social Security. The media acts like it's Republicans fault, but they ignore the real history of how Democrats replaced the trust fund with IOUs. Boortz explains it all for you.Atlanta's ONLY All Conservative News & Talk Station.: https://www.xtra1063.com/See omnystudio.com/listener for privacy information.

In this conversation with Congressman Josh Brecheen we discuss a range of topics including what progress (if any) we might be seeing on healthcare reform. More government subsidies? Or a massive shift in the entire industry?  Of course, we drill down on SNAP benefits. Brecheen has been vocal about the need for work requirements for a while, and it looks like there is a real opportunity post-government shutdown to make real reform happen.  Then, we dig into the effort to end chemical abortion via greater regualtion of the drug mifepristone.  Find out what Biden did that resulted in a surge of chemical abortions and how we must correct this.  Finally, a look at cattle prices and how to protect our vital cattle industry in America.  Will mandatory country of origin labeling fix it or does it require a strong focus on strict price reduction at the grocery store.  Tune in to hear Congressman Brecheen's take on it!     And check out my amazing sponsors!    Motus Health - This is where my wife and go for a reason!  They offer the best in chiropractic care and true functional medicine.   They are currently helping people who may be suffering with: Neuropathy Frozen shoulder Degenerated & Herniated Discs TMJ & jaw pain Weight Loss Autoimmune Disorders Gut Health Fibromyalgia Headaches & Migraines Trigeminal Neuralgia Knee Pain And more!! https://motushealth.com Michael Mcguire with McGuire Capitol We pride ourselves on providing retirement income strategies to Bethany, OK and the surrounding communities. We take a look at your assets — including everything from your bank accounts, pension, and Social Security benefits, to your estate plans, wills, taxes, insurance policies and more Our end goal is to help create financial clarity and to promote multi-generational wealth. We offer: Insurance planning Beneficiary review Retirement planning Financial needs analysis Analysis of present and future expenses Income planning  https://mcguirecap.com   Stevens Trucking Stevens Trucking maintains over 350 power units in our fleet so we ensure our customers and drivers always have top of the line equipment With over 1,600 trailers, we are able to offer a drop-and-hook solution to keep your freight moving quickly and secure. While also helping our drivers get extra miles so they can keep on pullin' more loads. https://stevenstrucking.com                  

Join Jim and Greg for the Tuesday 3 Martini Lunch as they dig into Republicans pushing solutions to America's cost-of-living problems, Great Britain scrapping jury trials for many criminal cases, and the approaching implosion of Social Security.First, they applaud Montana Sen. Tim Sheehy for highlighting that the cost of living is too high for many Americans, especially in housing, grocieries, and medical care. In his Wall Street Journal op-ed, Sheehy dismisses Democrats' strategy of pouring more money into every problem and instead calls for deregulation, health-care price transparency, and other market-based reforms.Next, they blast the British government for eliminating jury trials for defendants likely to face three years or less in prison if convicted. The excuse is that there is a huge backlog in British courts. Jim and Greg blast the lefties in the UK for this attack on a fundamental part of western justice and point to ways this change could easily be used to punish political opponents of the current government.Finally, they react to stark projections that Social Security could collapse in just eight years without serious reform. Both parties have ignored the problem for decades. The left will eventually want to raise taxes, and no one will want reduced benefits. Jim says Congress missed a good opportunity to help fix this problem twenty years ago. And he points out one other group to blame for the problem getting so bad.Please visit our great sponsors:Give your liver the support it deserves with Dose Daily.  Save 35% on your first month when you subscribe at https://DoseDaily.co/3ML or enter code 3ML at checkout.  For a limited time, try OneSkin for 15% off with code 3ML at https://OneSkin.co/3ML — please support our show and mention we sent you!

December 2, 2025Have you had your dose of The Daily MoJo today? Download our app HERE"Ep 120225: Social Security Bankrupt Again?| The Daily MoJo"Social Security is projected to face insolvency by 2033, highlighting the need for reform to support future retirees. The narrative also discusses the importance of civic engagement in elections and the scrutiny faced by Starbucks over worker treatment. Additionally, a street preacher's legal challenges in Mississippi raise concerns about free speech and government overreach, emphasizing the need to protect individual rights in society.Phil Bell's Morning Update - Here's hoping Tennessee does the RIGHT THING!:  HERERon Phillips Wonky Perspective On Life - Terror Tuesdays with Al-Shabaab: HEREDan Andros - host of The QuickStart Podcast and Managing Editor at CBN.com - Explains the dangerous Free Speech situation in Brandon Mississippi.FaithwireCBN NewsYouTubeOur affiliate partners:Figuring out the odds of a devastating EMP attack on the United States is impossible, but as with any disaster, the chances are NOT ZERO, and could happen any day. This decade has proven that the weird and unexpected is right around the corner. Be prepared - protect your home, vehicle, even your generator - with EMP Shield. You'll save money and protect what's important at the same time!ProtectMyMoJo.com Be prepared! Not scared. Need some Ivermection? Some Hydroxychloroquine? Don't have a doctor who fancies your crazy ideas? We have good news - Dr. Stella Immanuel has teamed up with The Daily MoJo to keep you healthy and happy all year long! Not only can she provide you with those necessary prophylactics, but StellasMoJo.com has plenty of other things to keep you and your body in tip-top shape. Use Promo Code: DailyMoJo to save $$Take care of your body - it's the only one you'll get and it's your temple! We've partnered with Sugar Creek Goods to help you care for yourself in an all-natural way. And in this case, "all natural" doesn't mean it doesn't work! Save 15% on your order with promo code "DailyMojo" at SmellMyMoJo.comCBD is almost everywhere you look these days, so the answer isn't so much where can you get it, it's more about - where can you get the CBD products that actually work!? Certainly, NOT at the gas station! Patriots Relief says it all in the name, and you can save an incredible 40% with the promo code "DailyMojo" at GetMoJoCBD.com!Romika Designs is an awesome American small business that specializes in creating laser-engraved gifts and awards for you, your family, and your employees. Want something special for someone special? Find exactly what you want at MoJoLaserPros.com  There have been a lot of imitators, but there's only OG – American Pride Roasters Coffee. It was first and remains the best roaster of fine coffee beans from around the world. You like coffee? You'll love American Pride – from the heart of the heartland – Des Moines, Iowa. AmericanPrideRoasters.com   Find great deals on American-made products at MoJoMyPillow.com. Mike Lindell – a true patriot in our eyes – puts his money where his mouth (and products) is/are. Find tremendous deals at MoJoMyPillow.com – Promo Code: MoJo50  Life gets messy – sometimes really messy. Be ready for the next mess with survival food and tools from My Patriot Supply. A 25 year shelf life and fantastic variety are just the beginning of the long list of reasons to get your emergency rations at PrepareWithMoJo50.comStay ConnectedWATCH The Daily Mojo LIVE 7-9a CT: www.TheDailyMojo.com Rumble: HEREOr just LISTEN:The Daily MoJo ChannelBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-daily-mojo-with-brad-staggs--3085897/support.

Alan Porter was this week's guest on Success Profiles Radio. He is a retired Blackhawk helicopter instructor pilot with 21 years in the U.S. Army, and discovered his true calling when a life insurance policy saved his family from financial ruin after the tragic passing of his daughter-in-law. He is the CEO of Strategic Wealth Strategies, and leads a powerhouse team of CPAs, tax attorneys, and elite financial professionals dedicated to delivering tax-free retirement solutions and bulletproof financial strategies. We discussed the biggest financial mistakes people make, devastating stories of people who didn't have life insurance or long-term care insurance, the decision of whether or not to take Social Security at age 62, and using tax-free investment vehicles to keep more of what you've earned. In addition, we talked about creating guaranteed lifelong income, becoming our own bank, not wasting money on taxes, and his book Tax Free Retirement Solution. We discussed so much more on the show. You can listen and download it on Apple Podcasts/Tunes, Spotify, Audible, Amazon, iHeart Radio, and at https://toginet.com/shows/successprofilesradio/

Many retirees picture travel as the ultimate reward — the long-awaited trip, the scenic tour, the cruise booked for two. But what happens when you're ready to go and there's no one to go with you? Whether your partner doesn't want to travel, can't retire yet, or you're simply navigating this chapter solo, the dream of seeing the world can quickly feel complicated by logistics, costs, and unspoken worries about safety. But what if it's not? Travel advisor Alyssa joins Matt to explain why the conventional approach to travel often fails solo retirees — and what to do instead. She breaks down the real price of traveling alone, including the often-overlooked “single supplement” fee, and how certain cruise lines and tour groups are finally catering to solo travelers over 50. More than just tips, this conversation reveals how to find confidence, community, and security when you're the only one planning the trip.My website with more Medicare resources, books, courses, and more: https://prepareformedicare.com/?utm_source=youtube&utm_medium=social&utm_campaign=organic_descriptionI recommend my wife's Medicare insurance agency, but there's never any obligation or pressure to work with her team. Here's more information if you're interested: https://brickhouseagency.com/?utm_source=youtube&utm_medium=social&utm_campaign=organic_descriptionThe Matt Feret Show is about thriving in midlife, retirement, and beyond. Each week, Matt shares smart conversations on Medicare, Social Security, retirement planning, health, wealth, wellness, caregiving, and life after 50.Explore more episodes and sign up for The Matt Feret Newsletter: TheMattFeretShow.comNeed Medicare help? Book a no-obligation consultation: BrickhouseAgency.comWatch full episodes on YouTube: The Matt Feret ShowSubscribe on Apple, Spotify, or YouTube for more insights on wealth, wisdom, and wellness in retirement. Hosted on Acast. See acast.com/privacy for more information.

Healthcare planning is a huge part of getting ready for your retirement. In this episode, I tackle one of the most pressing updates for retirees: the latest changes to Medicare premiums for 2026, including important surcharges, deductibles, and strategies to help you manage your healthcare expenses.  I'm helping you understand the significant increases in Medicare Part B premiums and deductibles, the impact these changes will have on your Social Security benefits, and why waiting to claim Social Security might pay off. Listen in to get helpful strategies for appealing IRMAA surcharges and practical tips for structuring your income to minimize additional Medicare costs. If you're planning for retirement or already navigating Medicare, this episode is packed with timely advice to help you make informed decisions about your healthcare and finances. You will want to hear this episode if you are interested in... [00:00] 2026 Medicare vs. Social Security. [02:23] Part B Medicare surprise announced. [04:08] Social Security timing and medicare basics. [10:07] Appealing the Medicare IRMAA surcharge. [12:13] Avoid IRMAA by keeping an eye on your retirement income. [14:08] Key Medicare changes for 2026. Medicare Part B Premiums Are Increasing in 2026 The standard monthly premium will jump to $202.90 per individual, a striking 9.7% rise from the 2025 rate of $185. This marks the largest increase since 2022, signaling that healthcare costs for retirees continue to climb at rates surpassing even Social Security's cost of living adjustment, which will be 2.8% for 2026. For retirees collecting Social Security, Part B premiums are automatically deducted from their benefits, while those not yet collecting must pay separately, typically on a quarterly basis. It's possible for individuals with lower Social Security benefits to see the entire annual cost-of-living increase consumed, and even exceeded, by higher Medicare premiums. Understanding Medicare's Two Parts: A and B It's important to understand Medicare's original coverage: Part A and Part B. Part A (Hospital Insurance): Most retirees won't pay a premium for Part A if they (or a spouse) have worked at least 10 years in the U.S. Those with fewer qualifying quarters face monthly premiums of either $311 or $565, depending on how long they've paid in. The Part A deductible will also rise to $1,736 in 2026. Part B (Medical Insurance): Covers preventive care, with the standard premium set at $202.90 and a deductible of $283 for 2026 (about a 10% increase from 2025). IRMAA: Income-Related Monthly Adjustment Amounts & Surcharges Higher-income retirees may be subject to IRMAA, leading to additional surcharges on Part B premiums. This is determined by your modified adjusted gross income (MAGI) from two years prior (2024 for the 2026 premiums). The IRMAA threshold for single filers is $109,000 and $218,000 for joint filers, with surcharges starting at $284.10 per person and escalating through higher brackets, potentially doubling your premium if you cross certain income thresholds. Medicare will send IRMAA notifications, but an appeal process is available. If your income drops due to retirement or other qualifying life events, you can use SSA Form 44 to appeal unwanted surcharges. Reasons might include a work stoppage, divorce, loss of a pension, or the death of a spouse. Strategic Planning for Retirees How can retirees manage these costs and avoid sudden surcharge surprises? Ryan Morrissey  provides practical guidance: Delay Social Security: Waiting until full retirement age or later can mean higher monthly benefits and greater long-term cost-of-living increases. Monitor Your Income: Large IRA withdrawals, significant capital gains, or property sales can raise your MAGI and push you into higher IRMAA brackets. Appeal When Justified: Act quickly if you're eligible for an IRMAA appeal, as processing can take time and surcharges last 12 months before adjusting. Retirees should work closely with financial advisors to manage income distributions and plan for healthcare expenses as part of their broader retirement strategy. With healthcare costs rising faster than Social Security increases, retirees must stay vigilant. Whether you're newly eligible for Medicare or well into your retirement journey, understanding these changes is super important. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Medicare.gov Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Your 60-second money minute. Today's topic: No Social Security Bonus Checks Coming Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Mike Armstrong and Marc Fandetti break down how diversified the S&P 500 really is. OpenAI declares ‘Code Red' as Google threatens AI lead. Washington must break its promise on Social Security. How sticky is US inflation? The end of the slop bowl era.

For high income earners, new rules for 2025 mean you might not be able to put your catch-up money into tax-deferred or traditional TSP or 401k for that matter. This video breaks down what this means for your retirement planning and highlights the importance of understanding these changes. Understanding these new rules is crucial for maximizing your tax benefits and managing your retirement accounts effectively.High-income earners risk losing the traditional tax break on catch-up contributions — and the 2026 Roth-only rule can change your retirement strategy entirely.

Thinking about claiming Social Security while still working—or wondering if part-time work before retirement makes financial sense?   Welcome back to The Market Moment! In today's episode, Matt, John, and Isaac break down two of the most common questions we hear from pre-retirees: 1️⃣ Can you work while receiving Social Security benefits? ✔️ How earned income affects Social Security before Full Retirement Age (FRA) ✔️ The 2024 earnings limits and how benefit reductions really work ✔️ How benefit reduction differs from Social Security taxation ✔️ What changes once you reach your full retirement age ✔️ Why turning Social Security on early can permanently reduce your monthly check If you're unsure whether to start Social Security at 62, 63, or wait until 67–70, this conversation helps you understand the real math behind the decision.   2️⃣ Should you work part-time before fully retiring? ✔️ Bridging the gap to Medicare (especially ages 62–65) ✔️ Reducing withdrawals from retirement accounts ✔️ Delaying Social Security for a larger lifetime benefit ✔️ The psychological challenges of quitting work “cold turkey” ✔️ Real client examples of transitioning into low-stress, enjoyable part-time work  

Stop letting your birthday decide your bond mix.That “age in bonds” rule feels safe, but it can quietly rob you of growth, freedom, and spending power.In this episode, Ari challenges the traditional 60/40 rule and shows how to build a smarter allocation based on your actual life, not your birth year. Using a real client story—a couple with $2 million in a 401(k), $85K in rental income, and $50K in part-time work—we explore how to balance risk, income, and long-term security without falling into the target-date trap.You'll hear:Why age-based rules and target-date funds often miss the markHow to define risk as losing purchasing power, not watching prices moveWhen higher equity can safely support early retirement dreamsHow to use part-time work, rental income, and Social Security to reduce bond dependenceTurning volatility into an advantage with Roth conversions and tax-smart rebalancingThe “five-year war chest” method for withdrawals without panic sellingIt's not about chasing returns, it's about funding freedom. Learn how to design your portfolio around the life you want, not the rule someone made decades ago.If this conversation helped you rethink your allocation, follow the show, share it with a friend, and leave a quick review.Ready to build a plan that aligns your investments, taxes, and cash flow? Visit https://www.rootfinancial.com/start-here/ to start your custom plan today.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

In this episode, Devin and John break down the key tax and retirement planning changes coming in 2026 and what they mean for your income, benefits, and long term strategy. We cover the latest Social Security COLA update, the expected increase to Medicare Part B premiums, and the new Social Security earnings test thresholds. We also walk through the shifting rules around capital gains, the standard deduction, and the return of the SALT cap. For charitable giving, we outline the new above the line deduction, the AGI floor for itemizing, the cap tied to the highest tax rate, and the updated QCD limit of one hundred eleven thousand dollars. If you want to understand how the 2026 landscape could affect your plan, this episode gives you the practical guidance you need. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

Click here to work with us! Many retirees enter their golden years with the goal of financial security, but what if the biggest risk isn't running out of money—it's not spending enough of it? A surprising new study reveals that retirees are withdrawing just 2% a year from their savings—barely half of what's traditionally considered safe. This cautious approach might seem responsible, but it often leads to unnecessary frugality, missed experiences, and larger-than-expected tax burdens later in life. The hesitation to tap into personal savings, even when there's plenty available, raises an important question: What's stopping retirees from spending with confidence? Research shows that retirees feel much more comfortable spending guaranteed income from sources like Social Security and pensions while being reluctant to withdraw from their own investments. This behavioral tendency can leave money unspent for decades, only to be forced out later through required minimum distributions (RMDs) that create tax inefficiencies. Meanwhile, large inheritances often arrive too late to make a meaningful impact on the next generation. Rethinking the 2% mindset means understanding what keeps retirees locked into ultra-conservative spending habits and finding ways to turn savings into income that feels reliable. A simple shift—such as automating monthly withdrawals or adjusting expectations around financial security—can open the door to a more fulfilling retirement. The money was saved to be spent, and spending it well can be just as important as saving it wisely. Spending too little can be just as costly as spending too much. With the right approach, retirees can enjoy their wealth now while keeping future financial security intact. Resources & People Mentioned The Retirement Podcast Network David Blanchett – Head of Retirement Research at PGIM DC Solutions Michael Finke – The American College of Financial Services Die With Zero by Bill Perkins – Book on intentional retirement spending Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement  

In this explosive episode, we dig into the shocking details behind U.S. immigration, federal oversight failures, and security risks: ⚠️ Key Takeaways: Afghan soldiers and CIA-vetted death squads brought to the U.S.

The holidays are meant to be a season of joy, generosity, and gratitude. Yet for many families, the celebrations come with a heavy dose of financial stress—stress that lingers long after the decorations are packed away. Our desire to bless others often leads to spending more than we planned. But it doesn't have to be that way.Recently, we sat down with Neile Simon, Certified Credit Counselor and Director of Strategic Partnerships at Christian Credit Counselors, to talk about how families can give meaningfully, stay within their means, and refocus on what Christmas is truly about.Creating a Realistic Holiday PlanMost people enter the holiday season with the best of intentions. We want to show love, bless others, and create special memories. But somewhere along the way, those intentions can derail.Neile explains that a mix of cultural pressures makes overspending almost effortless: holiday sales, credit card offers at checkout, “buy now, pay later” deals, and social media's endless highlight reels. Before long, the drive to be generous morphs into the belief that we must spend more to prove how much we care.And the consequences last far beyond December—financial stress, increased debt, and a January filled with regret rather than joy. The good news: overspending isn't inevitable. Neile suggests starting early and planning intentionally.1. Decide what you can truly afford. Account for all holiday expenses—gifts, food, travel, entertainment, and even small traditions that add up.2. Set a total spending limit. Let this number guide every decision throughout the season.3. Use cash or debit when possible. “When the money's gone, you're done—and that's okay,” Neile says. This simple boundary protects you from impulse spending.4. If using credit cards, treat them as tools—not the enemy. Used wisely, they can help you track your spending. The key is to stay disciplined and avoid taking on debt you can't comfortably repay.Ultimately, a budget is not a restriction—it's a path to freedom. It helps you enjoy the season without dreading the bill that arrives in January.Meaningful Giving Without OverspendingGenerosity isn't measured by price tags. In fact, the most meaningful gifts are often the simplest.Neile encourages families to focus on personal, relational giving:Handwritten notesHomemade treatsShared experiencesThoughtful, small gifts with clear intentionHer own family keeps gift-giving fun by setting spending limits and doing a white-elephant exchange. “It takes the pressure off,” she says, “and turns gift-giving into shared laughter and memory-making.”When togetherness becomes the priority over possessions, Christmas becomes both more joyful and more affordable.If You're Already in Debt, There's HopeFor families already carrying debt, Christmas can feel like a tug-of-war between generosity and financial reality. Neile offers this encouragement: give within your means—even if it means scaling back.Why? Because responsible giving protects your finances, your peace, and your future.“Think of it this way,” Neile says. “A relaxed, stress-free January is far better than stressing out after overspending in December.”Scaling back isn't failure—it's stewardship. And it models wisdom and faithfulness for your children.Refocusing on the True Meaning of ChristmasAmid the lights, the gifts, and the traditions, it's easy to lose sight of the heart of Christmas.“Christmas is a celebration of Jesus—the greatest gift ever given,” Neile reminds us. When our hearts are centered on Him, love and grace become the focus. Giving within our means allows us to celebrate joyfully, gratefully, and peacefully.And when we spend with purpose—anchored in Christ rather than consumerism—we experience a kind of joy that lasts long after the season ends.Need Help With Debt?If financial stress is weighing you down, Christian Credit Counselors can help. As a nonprofit ministry, they specialize in debt management—not debt consolidation—working directly with your creditors to lower interest rates and help clear the path toward freedom.Learn more at: ChristianCreditCounselors.org/Faith. On Today's Program, Rob Answers Listener Questions:I'm an 84-year-old retired veteran, and my wife is 81. We have a $375,000 mortgage on a $3.2–$3.4 million home, a $140,000 portfolio, a 529 with $55,000, about $100,000 in gold jewelry, $40,000 in Social Security benefits, and $15,000 in credit card debt. We're running out of money and need to tap our home equity. The VA offered a $400,000 loan, but would a HELOC or a reverse mortgage be better? Who can help us make the right decision?We're receiving a $60,000 inheritance and have $10,000 in credit card debt. Should we use some of the inheritance to pay it off, and what should we do with the rest? My husband is disabled, and we're in our 60s—so is investing any of it in the stock market wise? And should we tithe on the inheritance?I'm 65, still working full-time as a caregiver, and have about $900,000 in my 401(k). When should I start Social Security—now or when I retire in May 2026? And how do I know if I have enough saved for retirement, since I'm debt-free and have fairly basic expenses?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsHome Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement by Harlan J. AccolaMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hour 4 Audio from WGIG-AM in Brunswick, GA

【欢迎订阅】 每天早上5:30，准时更新。 【阅读原文】 标题：Single Retirees Face New Challenges. Here Are Ways to Cope.The population of seniors living alone is rising amid mounting concerns about their nest eggs, Social Security, and Medicaid. Here's how they're getting by.正文：Challenges are mounting for retirees as the government safety net is in flux and costs mount for health services and long-term care. It can be even tougher for single retirees, whether it's managing household finances, dealing with health issues, or warding off loneliness—a risk factor for physical and mental health.知识点：safety net /ˈseɪfti net/ (noun)(noun) A system or arrangement that provides protection or support, especially in times of need（名词）安全网；保障措施（尤指困境中的支持）• Social welfare programs act as a safety net for vulnerable groups.获取外刊的完整原文以及精讲笔记，请关注微信公众号「早安英文」，回复“外刊”即可。更多有意思的英语干货等着你！ 【节目介绍】 《早安英文-每日外刊精读》，带你精读最新外刊，了解国际最热事件：分析语法结构，拆解长难句，最接地气的翻译，还有重点词汇讲解。 所有选题均来自于《经济学人》《纽约时报》《华尔街日报》《华盛顿邮报》《大西洋月刊》《科学杂志》《国家地理》等国际一线外刊。 【适合谁听】 1、关注时事热点新闻，想要学习最新最潮流英文表达的英文学习者 2、任何想通过地道英文提高听、说、读、写能力的英文学习者 3、想快速掌握表达，有出国学习和旅游计划的英语爱好者 4、参加各类英语考试的应试者（如大学英语四六级、托福雅思、考研等） 【你将获得】 1、超过1000篇外刊精读课程，拓展丰富语言表达和文化背景 2、逐词、逐句精确讲解，系统掌握英语词汇、听力、阅读和语法 3、每期内附学习笔记，包含全文注释、长难句解析、疑难语法点等，帮助扫除阅读障碍。

Newt talks with Andrew Biggs, senior fellow at the American Enterprise Institute, about the perceived retirement crisis in the United States, arguing that the U.S. retirement system is performing well compared to other developed countries. He highlights that the typical U.S. senior is among the wealthiest globally. Biggs, who has worked on Social Security reform for over 20 years, notes that while surveys indicate a widespread belief in a retirement crisis, actual retirees report financial stability, with only 4% describing their situation as a crisis. Biggs advocates for a reevaluation of Social Security, proposing a shift from focusing solely on solvency to considering structural reforms that better align with current economic realities. He warns that without reform, the Social Security Trust Fund is projected to run out by 2032, necessitating either significant tax increases or benefit cuts. He suggests that a special commission could facilitate necessary reforms, as the regular political process may be inadequate to address the issue effectively.See omnystudio.com/listener for privacy information.

3/8. Social Security is Driven by the Townsend Plan and the Rise of Father Coughlin — David Pietrusza — Dr. Francis Townsend's proposal to provide $200 monthly to citizens over age 60 compelled a reluctant FDR to rapidly introduce the Social Security legislation. Townsend subsequently aligned with the influential radio priest Father Charles Coughlin and Reverend Gerald L.K. Smith to establish a third-party challenge. Coughlin, having turned bitterly against FDR, met with him at Hyde Park the morning following Huey Long's assassination, a meeting that proved to be their final conference. 1936

7/8. The Campaign: Eleanor's Star Rises as FDR Welcomes Hatred — David Pietrusza — Alf Landon conducted a weak campaign that deteriorated sharply after attacking Social Security, alienating key voter constituencies. Eleanor Roosevelt, initially regarded as a political liability, emerged as a major campaign asset and political star, campaigning intensely for the critical African-American electorate. FDR delivered a powerful class warfare address at Madison Square Garden, dramatically declaring he welcomed the "hatred" of economic royalists, rhetorically embracing conflict with wealthy elites. 1936 NUREMBERG

Think waiting until 70 is the gold standard for Social Security? We dig into the real math behind delayed retirement credits and the hidden trade-offs that rarely make it into the headlines. Drawing on years of planning experience and two vivid case studies, we show how the “bigger check later” can either amplify your lifetime income or quietly drain the resources you need to feel secure.We start with the promise of delayed credits and then zoom out to the full picture: how bridging years are funded, how portfolio withdrawals reduce compounding, and why taxes can swing the outcome. You'll hear about Greg and Michelle, a couple who used low-income years to convert IRAs to Roth, trimmed future RMDs, and paired those moves with higher benefits at 70. Then meet Linda, who spent down her savings to wait for a larger benefit and ended up with a thinner cushion and more anxiety. Along the way, we break down longevity assumptions, the importance of survivor benefits, and the outsized impact of sequence risk when markets fall during your withdrawal window.By the end, you'll have a practical framework to compare claiming ages on an after-tax basis, stress test market downturns, and decide whether you value maximum lifetime income, early-retirement flexibility, or a blend of both. If you've ever wondered whether to file early, wait until full retirement age, or push to 70, this is your roadmap for choosing the path that fits your health, taxes, investments, and lifestyle.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

You've probably noticed that life insurance rarely comes up in wealth management conversations. When it does, it's usually dismissed with vague rules about income levels or net worth thresholds that don't actually mean anything. We think that's a problem worth addressing. In this episode, we explore why cash value life insurance deserves a seat at the wealth management table. You'll hear about the specific attributes that make it valuable—not as a path to massive wealth multiplication, but as a solid complement to your other investments. We cover the tax efficiency advantages that go beyond simple tax deferral. You'll learn how life insurance distributions don't count toward provisional income calculations that determine Social Security taxability. We explain how they also avoid triggering IRMAA surcharges on Medicare Part B and D premiums. These benefits become increasingly valuable as your retirement income grows. We discuss the predictability advantage life insurance offers compared to market-based investments. While we're not anti-index funds or real estate, life insurance doesn't require Monte Carlo simulations with 85% success probabilities. You get much greater certainty in your income planning. The conversation also covers how life insurance eliminates the constant reallocation decisions that come with traditional portfolios. You won't find yourself wondering whether to de-risk before a market correction or trying to time your next move. It simply continues doing what it does consistently well. We emphasize throughout that life insurance isn't a replacement for everything else in your wealth management strategy. It's one tool that should work alongside your other investments, sized appropriately for your personal situation and risk tolerance. The key is starting decades before you need it. ______________________________ Ready to explore how life insurance fits into your wealth management strategy? Contact us to discuss your specific situation and see if this missing piece belongs in your financial plan.

Black Friday still brings more shoppers into stores than any other day of the year. For many, it's the official kick-off to the holiday shopping season. And while Black Friday may be dominated by the Targets and Walmarts of the world, millions of shoppers will go to mom-and-pop retailers on Small Business Saturday. We'll preview this weekend's retail extravaganza. Also, Social Security benefits can act as a financial buoy for the children and spouses of deceased individuals.

Black Friday still brings more shoppers into stores than any other day of the year. For many, it's the official kick-off to the holiday shopping season. And while Black Friday may be dominated by the Targets and Walmarts of the world, millions of shoppers will go to mom-and-pop retailers on Small Business Saturday. We'll preview this weekend's retail extravaganza. Also, Social Security benefits can act as a financial buoy for the children and spouses of deceased individuals.

A light Black Friday edition tackles four listener questions covering Vanguard's Digital Advisor, the timing of Social Security versus IRA withdrawals, whether to swap target-date funds for a VT/BND mix, and the wisdom (or lack thereof) of adding managed-futures ETFs. The show ends with a look at whether international bonds meaningfully improve diversification (answer: barely). The through-line? Keep investing simple, avoid expensive complexity, and stick with risk-appropriate, broadly diversified portfolios—holiday weekend or not. 0:09 Don debates doing a Black Friday episode but decides to keep listeners company 1:58 How to submit questions on the website and call on Saturdays 2:16 Q1: Is Vanguard's Digital Advisor worth using? 2:56 Pros and cons: low cost, limited choices, avoid the active-fund version 4:29 Transition to Q2 4:55 Q2: Should a spouse take Social Security at 62 or delay and live off an IRA? 5:50 Pension changes the math—delay for the 8%/yr benefit 7:13 Target-date vs. VT/BND performance and Roth allocation logic 8:32 Risk tolerance matters more than account type 9:09 Actual performance: 2035 fund vs. VT/BND nearly identical 9:42 Q3: Adding managed-futures ETFs as a diversifier 10:23 Why Don strongly opposes adding complexity and high-expense hedges 11:36 Expense ratios make them non-starters 11:56 Q4: Should investors add international bonds? 12:46 Tiny diversification benefit; generally not worth it for DIY investors 14:38 Correlation improvement maxes out around one-tenth of one percent Learn more about your ad choices. Visit megaphone.fm/adchoices

Personal & Family Reflections Opening segment emphasizes gratitude during Thanksgiving, family bonding, and playing games like poker and dominoes. Anecdotes about family traditions and childhood experiences. Political Commentary Muslim Brotherhood Designation: Discussion on Donald Trump’s executive order to designate the Muslim Brotherhood as a terrorist organization. Ted Cruz explains his decade-long effort to push similar legislation and the challenges faced in Congress. Mentions international context: countries like Egypt, Bahrain, UAE, and others have already banned the group. Highlights implications for U.S. national security. Media Criticism Critique of a New York Times article portraying an undocumented immigrant who stole an American’s identity as a victim. The hosts argue this framing ignores the harm to U.S. citizens and call it propaganda. Statistics cited: about 1 million undocumented workers using stolen Social Security numbers. Cultural & Ideological Issues Discussion of a University of Minnesota webpage describing “whiteness” as a pandemic. Hosts criticize DEI (Diversity, Equity, Inclusion) initiatives and anti-racism frameworks as Marxist and anti-family. Broader argument that such ideologies undermine American values and constitutional principles. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshow YouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Major UBI study finds the more cash you give to the poor, it just makes them quit and not want to work. The debt is out of control 24 cents of every dollar goes to interest. The [CB] is collapsing. The [CB] mission is to destroy their old system and bring the people to a new system. Trump is helping them destroy their old system. The [DS] is desperate, Trump is ushering in peace and they know if this happens they will lose even more leverage to start a war. The [DS] is trying to divide the people this country and the movement that elected Trump. The know that arrests are coming and they are trying to break the counterinsurgency so the people are not behind Trump. This is already failing, nothing can stop what is coming, nothing. Economy https://twitter.com/profstonge/status/1993658495468728570?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/zerohedge/status/1993526341665542237?s=20 https://twitter.com/ultrapepemqtter/status/1990938476666048584?s=20 https://twitter.com/JoeLang51440671/status/1993692907115524320?s=20 Political/Rights Los Angeles Mayor Karen Bass Takes Victory Lap Over ‘First Rebuilt House' in Pacific Palisades After Fires – There's Just One Little Problem Los Angles Mayor Karen Bass recently did a little victory dance about the ‘first rebuild' of a house in the Pacific Palisades after the wildfires. Hey, it has only been almost a year, right? There is one little problem with the house that Bass is celebrating, however. It was a developer project that was in the works before the fires even happened. That's right, this house wasn't even one of the average homes destroyed by fires and her incompetence. What a surprise. The New York Post reports: https://twitter.com/austinbeutner/status/1992983832640073862?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1992983832640073862%7Ctwgr%5E1948d10752ca8b2e751627587116d657aa7f9737%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F11%2Flos-angeles-mayor-karen-bass-takes-victory-lap%2F. Source: thegatewaypundit.com https://twitter.com/ElectionWiz/status/1993619585392853496?s=20 https://twitter.com/FBISanAntonio/status/1993324194008875091?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1993324194008875091%7Ctwgr%5E6ff9acc0b508c58b2c0e326d3b42fe771bbb42d2%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fwardclark%2F2025%2F11%2F25%2Fnew-san-antonio-sweep-nets-51-confirmed-tda-criminals-n2196559 https://twitter.com/RapidResponse47/status/1993341609824731480?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1993341609824731480%7Ctwgr%5Ea663c448b933df11eb2c62c9f899610bb785a839%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F11%2Fag-bondi-gives-update-memphis-safe-streets-task%2F https://twitter.com/nayibbukele/status/1993419780108550293?s=20 DOGE https://twitter.com/epaleezeldin/status/1993404838596792723?s=20 ZILCH! If Ed Malarkey wants the EPA to release any more funding to Massachusetts for lead pipe replacement, he will have to tell his state to submit a plan to us ASAP on how it is going to spend what it has received previously and is still sitting on. The Trump EPA isn't messing around when it comes to TOTAL ACCOUNTABILITY of precious U.S. taxpayer dollars. Geopolitical https://twitter.com/AAGDhillon/status/1993535086462152800?s=20 The U.S. Department of Justice (DOJ) is establishing a new office within its Civil Rights Division specifically dedicated to enforcing and protecting Second Amendment rights, which guarantee the right to keep and bear arms under the U.S. Constitution. Named the Second Amendment Rights Section, this office is set to open on December 4, 2025, and will focus on investigating and challenging local or state laws, policies, or practices that the DOJ deems as infringing on gun rights.  This move is part of a broader shift in priorities under the Trump administration, reallocating resources to emphasize conservative-leaning civil rights issues, such as gun ownership, over traditional areas like racial discrimination or police misconduct oversight. The initiative stems from a February 2025 executive order by President Donald Trump, which instructed Attorney General Pam Bondi to review and address any federal, state, or local infringements on Second Amendment rights.  The office will operate using existing DOJ funding and personnel, without needing new congressional approval, though Congress was notified of the plans.   former DOJ officials, argue that this emphasis on gun rights dilutes the division’s core mission of safeguarding the rights of marginalized groups, especially amid ongoing gun violence issues in the U.S. (with 378 mass shootings reported as of November 25, 2025).  https://twitter.com/disclosetv/status/1993654295263350864?s=20 SHAME: Brazil Descends Into Tyranny, as Supreme Court Justice Moraes Orders Bolsonaro To Start Serving His Unjust 27-Year Prison Sentence for Fake ‘Coup' Bolsonaro, man of the people. The fakest coup ever. Liberty-loving people in Brazil and around the world are saddened, as a major injustice has taken place. Out-of-control Supreme Court Justice Alexandre de Moraes, a sanctioned human rights abuser, has ordered that former President Jair Bolsonaro begin serving his 27-year prison sentence for plotting an ‘attempted coup'. Under socialist Lula da Silva, the rogue Judiciary is persecuting right-wingers – and no target was more valuable than Bolsonaro. Sanctioned Justice Moraes is still running the country unopposed. CNN reported:   Source: thegatewaypundit.com War/Peace https://twitter.com/amuse/status/1993435854480539753?s=20   despite Trump's January directive to restore all troops forced out under Biden's Covid shot mandate. Officials blame Stephanie Miller, the DoW undersecretary controlling personnel systems, who designed and enforced the original mandate and previously served as the Pentagon's DEI chief. Her husband's work as a defense and pharmaceutical lobbyist adds further conflict concerns. Hegseth and senior Trump deputies have spent months fighting internal resistance to comply with the order. https://twitter.com/ColonelTowner/status/1993459007978172629?s=20   schools/homes repeatedly Russia decides to protect the Ukrainians in the Donbas and therefore according to the CIA: it’s Putin’s war. Trump Says No Firm Deadline for Ukraine, Russia to Reach Peace Deal Trump, speaking to reporters on board Air Force One as he flew to Florida for the Thanksgiving holiday, said U.S. negotiators were making progress in discussions with Russia and Ukraine, and Moscow had agreed to some concessions. He did not detail them. A U.S.-based framework for ending the war, first reported last week, prompted fresh concerns that the Trump administration might be willing to push Ukraine to sign a peace deal heavily tilted toward Moscow. Trump said his envoy Steve Witkoff would be traveling to Moscow soon to meet with Russian President Vladimir Putin, and that his son-in-law Jared Kushner, who helped negotiate the Gaza deal that brought about an uneasy ceasefire in the Israel-Hamas war, was also involved. Trump in recent days had set the Thanksgiving holiday as the day when he wanted to see Ukraine agree to a deal to bring about an end to Russia’s war in Ukraine. But he and his aides have backed away from a firm deadline and now say they would like an agreement as soon as possible. Trump said it appeared that Russia had the upper hand in the war and that it would be in Ukraine’s best interests to reach an agreement. Source: newsmax.com https://twitter.com/kadmitriev/status/1993424275592954337?s=20 https://twitter.com/WarClandestine/status/1993448542397251701?s=20   President Putin in Moscow and, at the same time, Secretary of the Army Dan Driscoll will be meeting with the Ukrainians. I will be briefed on all progress made, along with Vice President JD Vance, Secretary of State Marco Rubio, Secretary of War Pete Hegseth, and White House Chief of Staff Susie Wiles. I look forward to hopefully meeting with President Zelenskyy and President Putin soon, but ONLY when the deal to end this War is FINAL or, in its final stages. Thank you for your attention to this very important matter, and let's all hope that PEACE can be accomplished AS SOON AS POSSIBLE!   DONALD J. TRUMP PRESIDENT OF THE UNITED STATES OF AMERICA Medical/False Flags BREAKING: Government Accountability Office Director Reveals Covert Effort Inside GAO to Defy RFK Jr., Preserve Vaccine Data Deleted by HHS (VIDEO)  A Government Accountability Office Director was caught on undercover video revealing a covert effort to defy RFK Jr. and preserve vaccine data deleted by the HHS. The O'Keefe Media Group posted video of GAO director Steven Putansu admitting to possible violations of federal records and theft laws. Per OMG: Putansu admitted on hidden camera GAO staff “stole and backed up” federal data to keep it outside RFK Jr. led HHS control – a potential violation of several federal statutes, including: – Unauthorized Removal or Destruction of Public Records (18 U.S.C. § 2071) – Theft or Conversion of Government Property (18 U.S.C. § 641) – Computer Fraud & Abuse Act – CFAA (18 U.S.C. § 1030) for accessing or copying government data without authorization. “We've stolen and backed those things up so that someday they can come back to government,” he said to the undercover OMG journalist. Putansu trashed the ‘vaccine deniers' in the HHS. “I'd watch out for the vaccine denying HHS who's going to ruin health care in this country even more than it already is,” he said. “It limits the amount of permanent damage… research he's trying to delete is stored outside his control,” he said. WATCH: The GAO released a statement in response to OMG's undercover video operation: “Regarding your inquiry, GAO collects & retains data for requested audits & engagements in accordance with GAO's statutes & agency protocols. GAO is committed to meeting the highest level of independence, nonpartisanship, & professional standards while conducting audits, evaluations, & investigations & we take seriously any suggestion otherwise.” Source: thegatewaypundit.com https://twitter.com/AwakenedOutlaw/status/1993477109831119259?s=20  prohibited from removing, copying, or concealing official records without authorization, especially to interfere with executive branch operations or policy implementation.’ ~ Grok All told, because sentencing would run concurrently those involved could easily get a 10-year sentence. However, if the DOJ and judge decide to make an example of him/them, they could get more—along with an 8 to 9 figure for restitution + multi-million-dollars fines, effectively bankrupting them and taking everything they owned. Enjoy, shitbirds!  https://twitter.com/nypost/status/1993372507043242297?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1993372507043242297%7Ctwgr%5Ea7086b8f00b98d794a84ab5935e8ccda69f80d81%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fkatie-jerkovich%2F2025%2F11%2F25%2Fone-guess-why-worlds-strongest-female-winner-was-stripped-of-title-n2196553 https://twitter.com/libsoftiktok/status/1993374918315319533?s=20 https://twitter.com/SecScottBessent/status/1993411604520505719?s=20   for contributions to qualifying Scholarship Granting Organizations, marking the first time a federal tax credit directly supports private donations for K-12 education. Treasury is working with states now to ensure readiness for implementation. Education is the first step to financial freedom, and the Trump Administration is committed to providing pathways to support students nationwide. [DS] Agenda Democrat Congresswoman Sheila Cherfilus-McCormick Surrenders to Authorities After Allegedly Laundering $5 Million in FEMA Funds — Allegedly Bought 3.14-Carat Yellow Diamond Ring A sitting Democratic member of Congress from Broward County, Sheila Cherfilus-McCormick, surrendered to federal authorities Tuesday in Miami amid explosive allegations that she orchestrated a scheme to steal and launder $5 million in FEMA COVID-19 disaster relief funds, and used a portion to bankroll her 2021 congressional campaign and purchase a luxury yellow diamond ring. “The indictment alleges that the defendants conspired to steal that $5 million and routed it through multiple accounts to disguise its source. Prosecutors allege that a substantial portion of the misappropriated funds was used as candidate contributions to Cherfilus-McCormick's 2021 congressional campaign and for the personal benefit of the defendants. According to the Miami Herald, the money trail reveals a stunning web of alleged financial abuse and deception: $2.4 million transferred into the bank account of Cherfilus-McCormick's consulting company. $1.2 million routed to relatives. $830,000 moved into an account where the congresswoman was an authorized signer. $334,000 sent to a co-defendant, Nadege Leblanc, to orchestrate straw donor contributions. $190,000 transferred to a company associated with her brother, Edwin Cherfilus. $109,000 allegedly used to purchase the now-infamous 3.14-carat Fancy Yellow Diamond ring. The indictment alleges that more than $1.14 million was then funneled into her campaign account in September and October 2021, just in time for her congressional race, funds prosecutors say were “illegally sourced and misrepresented” on campaign reports and tax returns. Source: thegatewaypundit.com https://twitter.com/ZohranKMamdani/status/1993107017100304653?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1993107017100304653%7Ctwgr%5E271a9bb4777a48bf3973b6303388944477019e08%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.dailysignal.com%2F2025%2F11%2F25%2Fmamdani-names-radical-cop-hating-professor-to-community-safety-post%2F https://twitter.com/thestustustudio/status/1993111704629395961?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1993111704629395961%7Ctwgr%5E271a9bb4777a48bf3973b6303388944477019e08%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.dailysignal.com%2F2025%2F11%2F25%2Fmamdani-names-radical-cop-hating-professor-to-community-safety-post%2F   humanity. This is the worldview Mamdani is bringing into city government. https://twitter.com/amuse/status/1993689427940426054?s=20 https://twitter.com/amuse/status/1993491221902418137?s=20 https://twitter.com/CynicalPublius/status/1993497362451296263?s=20  context, as people need to understand certain precedents that illustrate the following points: 1. What the Sedition 6 have done is unprecedented since the Civil War. 2. Historic U.S. military success in some cases may never have happened had the Sedition 6 had a say at the time. 3. The exercise of lethal force we are seeing again the invading drug boats is both legal and consistent with past US actions by some of our greatest Presidents, and is consistent with the Monroe Doctrine. 4. The act of undermining a nation's military through perfidious information ops is a classic behavior of fascists and communists. History speaks, and should be our guide. Links: THREAD President Trump's Plan https://twitter.com/DataRepublican/status/1993590807002333358?s=20  n Without War to advertise seditious-adjacent behavior on billboards. And Win Without War has multiple Congressional liaisons on their “About” page. National Lawyers Guild is an infamous supporter of antifa per @MrAndyNgo , which of course is now a foreign terrorist organization. cc: @CynicalPublius https://twitter.com/DataRepublican/status/1993668483125576071?s=20   Lawyers Guild (NIPNLG) is a fiscally sponsored project of the Alliance for Global Justice (AfGJ), and the NLG as a whole is widely recommended as the primary legal contact and support provider for participants in pro-Palestine and immigration protests. Win Without War is a fiscally sponsored project of the Center for International Policy (CIP), as disclosed on CIP's 2019 IRS Form 990. The Center for International Policy (CIP) is a progressive think tank advocating for a non-militaristic U.S. foreign policy centered on diplomacy, transparency, human rights, and solutions to war, corruption, inequality, and climate change.  CIP's major funders include Open Society Foundations (George Soros), Carnegie Corporation of New York, Rockefeller Brothers Fund, Charles Koch Foundation, David and Lucile Packard Foundation and McKnight Foundation, among others (per Cause IQ and public 990 filings). https://twitter.com/mrddmia/status/1993720894020063590?s=20  presidential election, which is allowed by the Electoral Count Act of 1887 and the First Amendment. That's why Democrats didn't face charges for objecting to Republican presidential wins in 1968, 2000, 2004, and 2016. Fani Willis took our country https://twitter.com/julie_kelly2/status/1993418873127805086?s=20   allegations that she had placed the explosive devices outside Democratic and Republican party offices. ODNI officials said the agency received a tip from a person affiliated with a media organization about potential criminal wrongdoing by an individual believed to be working at an intelligence agency and set about documenting it in a memo. A short time after the unfinished memo began to circulate, the conservative news outlet, Blaze News, published details similar to those in the draft, including the woman’s full name. CBS News was not shown the memo, but sources said McNamara had accessed confidential files to obtain details about the woman for the draft memo, including her place of work and Social Security number. The federal security officer cooperated with the FBI, sources close to the matter said. Her lawyer said publicly she had done nothing wrong. Both the woman and her lawyer declined to comment. She returned to work after being placed on a brief leave, one of the sources said.” Another “Seven Ways from Sunday” Effort Against DNI Tulsi Gabbard – The J6 Pipe Bomber Was Wrongly Identified  CBS is writing a narrative through the background story of how the wrong identity was originated, and that tracks back to Director of National Intelligence, Tulsi Gabbard.  In essence, a hit against Tulsi Gabbard emerges, and the details end up showing a transparent intelligence operation for those who have paid close attention. According to CBS an anonymous “whistleblower” originally contacted the ODNI, Tulsi Gabbard's office, with information about who the J6 pipe bomber was.  Subsequently, “a unit overseen by Director of National Intelligence Tulsi Gabbard drafted a memo identifying the woman and describing allegations.” As the article is written, “Several sources told CBS News that the classified draft memo, which was on ODNI letterhead, was written by Paul McNamara, who is in charge of Gabbard's Director's Initiatives Group, which is tasked with providing “transparency and accountability” and executing President Trump's intelligence-related executive orders.” Shortly thereafter, Steve Baker at Blaze News then wrote an article naming the accused pipe bomber, using information that directly paralleled the report within the DNI's office. The accused woman was cleared during an FBI investigation that stemmed from the memo and The Blaze report.   The woman provided an alibi and recordings of her activity timestamped during the time when she was accused of walking through the streets of Washington DC.  CBS narrative doesn't focus on The Blaze or the reporting of Steve Baker, instead the media hit shifts responsibility to Tulsi Gabbard who is operating outside her intelligence oversight lane and conducting independent investigations which includes information from “outside sources.” Having followed the operations of these embed “intel officials” the motive for this operation against the office of the DNI is clear.  You, me, all of us can see with clear non-pretending eyes, the intent of this op was to change the way Tulsi Gabbard is receiving information and to block the delivery of external sunlight. Source: theconservativetreehosue.com https://twitter.com/SenRonJohnson/status/1993418804794474815?s=20   eliminating political opposition. These records are only the tip of the iceberg. https://twitter.com/DC_Draino/status/1993425046849692155?s=20   totally false. Come on Kash, let's take a picture to show them you're doing a great job!” Do not believe the Fake News! https://twitter.com/TheChiefNerd/status/1993489608034693365?s=20 TAKE A LISTEN https://twitter.com/drawandstrike/status/1993455727718060348?s=20  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");