Podcasts about social security

CONTINUED David Pietrusza's book, Roosevelt Sweeps Nation: FDR's 1936 Landslide and the Triumph of the Liberal Ideal, chronicles Franklin Delano Roosevelt's pivotal re-election campaign in 1936, a moment that fundamentally reshaped American political demographics and solidified the New Deal as a national agenda. The campaign began under the shadow of the death of Louis Howe in April 1936, FDR's closest political strategist and confidant since 1912. Howe, despite his "unpleasant acerbic" nature and poor health, was an invaluable aide, worshiping FDR and actively pushing Eleanor Roosevelt into political activism following FDR's 1917 affair. His passing left Roosevelt to navigate a complex political landscape on his own. Roosevelt faced significant opposition from both the political right and left. On the right, Al Smith, former Governor of New York and FDR's erstwhile mentor, emerged as a fierce critic. Disaffected since FDR's governorship, Smith believed Roosevelt's "forgotten man" speech and New Deal policies constituted "class warfare." Allied with wealthy individuals like the DuPonts and E.F. Hutton, Smith co-founded the American Liberty League, which lambasted the New Deal as unconstitutional and socialist, compelling Roosevelt to wage his own campaign of "class warfare" against these "rich guys in the Silk Hats." From the populist left, FDR contended with the legacy of Huey Long, the charismatic Louisiana senator assassinated in September 1935. Long's radical "Share Our Wealth" program, advocating for massive wealth redistribution and government provision of cars and radios to every family, garnered millions of followers and represented "the greatest force of the populist left." His strategy was to siphon votes in 1936 to ensure a Republican victory, creating a worse economic situation that would pave his way to the presidency in 1940. In Georgia, conservative populist Eugene Talmadge, while ideologically different from Long (being a "Jeffersonian conservative" who refused to fund welfare), also vigorously opposed the New Deal through "race baiting" and accusations of "communist influence," drawing some of Long's former supporters. A significant third-party challenge coalesced around Dr. Francis Everett Townsend, an elderly physician whose Townsend Plan proposed giving $200 a month to every person over 60, requiring them to spend it within 30 days to stimulate the economy. Though Roosevelt personally disliked "the dole," the plan's immense popularity and the formation of millions of Townsend clubs pushed FDR to swiftly introduce Social Security. Townsend later joined forces with Father Charles Edward Coughlin, an influential "radio priest" who initially supported FDR but turned against him over monetary policy, and Reverend Gerald L. K. Smith, a fiery orator akin to Long, along with Congressman William Lemke. This "amateur" coalition, however, failed to gain significant electoral traction, securing only 1.2% of the vote due to ballot access issues in major states and a lack of experienced political leadership. Coughlin, notably, was a more prominent radio figure than FDR for a period, influencing millions through his syndicated broadcasts. FDR's secret meeting with Coughlin at Hyde Park, orchestrated by Joseph Patrick Kennedy, famously ended in a rupture, leading to open political warfare. Ideological parties also presented concerns. The Socialist Party, led by Norman Thomas, consistently polled hundreds of thousands of votes, particularly in urban centers like New York City. The Communist Party USA, under Earl Browder (chosen by Stalin for his pliability and non-Jewish background), initially condemned the New Deal as "fascist." However, with the rise of Adolf Hitler and the global shift to a "popular front" strategy, the Communist Party covertly supported FDR to keep him in power against the looming international threats, while running their own candidate to avoid the "kiss of death" of an overt endorsement. Media mogul William Randolph Hearst, who controlled a vast empire of 28 newspapers and eight radio stations, also became a powerful opponent. Despite initially supporting FDR in 1932, Hearst grew increasingly disaffected by the New Deal's progressive policies and taxes on the wealthy, leading to a "long bumpy involved breakup." FDR even considered "throwing 46 men who make a million dollars a year to the wolves," a direct reference to Hearst and his wealthy allies. The Republican Party ultimately nominated Alf Landon, the Governor of Kansas, a "complete surprise" and "least interesting character." Landon, a progressive Republican favored by Hearst, was known for balancing Kansas's budget but was widely regarded as uncharismatic and a poor public speaker, especially on radio, a crucial medium of the era. His campaign message, promising only a more efficient implementation of New Deal programs he had largely supported, failed to energize the electorate. Earlier potential nominees included Herbert Hoover, William Borah, Frank Knox, and Arthur Hendrick Vandenberg. Roosevelt's campaign, in stark contrast, was dynamic. First Lady Eleanor Roosevelt played an indispensable role, defying initial party reluctance to campaign vigorously. She became a crucial link to the African-American vote in Northern cities, even though FDR, for political reasons, declined to support an anti-lynching law favored by Eleanor and the NAACP. Roosevelt himself delivered powerful, "frenzied and irate" speeches, most notably his Madison Square Garden address on Halloween night, where he famously embraced the "hatred" of "economic royalists" and promised accountability, a compelling message of "class warfare" that galvanized the electorate despite his own staff's initial horror at its perceived demagoguery. Despite initial polls, like the Literary Digest (which had predicted a Landon victory), suggesting a close race, Rooseveltachieved an unprecedented landslide. He won 46 of 48 states, secured overwhelming Democratic majorities in both houses of Congress (74 senators, 334 representatives), and claimed 38 governorships. Crucially, FDR carried 104 of 106 major cities, solidifying the Democratic Party's urban strength and marking a profound political realignment in American history. This decisive victory was a clear mandate for the New Deal and established the foundation of the modern Democratic Party.

CONTINUED David Pietrusza's book, Roosevelt Sweeps Nation: FDR's 1936 Landslide and the Triumph of the Liberal Ideal, chronicles Franklin Delano Roosevelt's pivotal re-election campaign in 1936, a moment that fundamentally reshaped American political demographics and solidified the New Deal as a national agenda. The campaign began under the shadow of the death of Louis Howe in April 1936, FDR's closest political strategist and confidant since 1912. Howe, despite his "unpleasant acerbic" nature and poor health, was an invaluable aide, worshiping FDR and actively pushing Eleanor Roosevelt into political activism following FDR's 1917 affair. His passing left Roosevelt to navigate a complex political landscape on his own. Roosevelt faced significant opposition from both the political right and left. On the right, Al Smith, former Governor of New York and FDR's erstwhile mentor, emerged as a fierce critic. Disaffected since FDR's governorship, Smith believed Roosevelt's "forgotten man" speech and New Deal policies constituted "class warfare." Allied with wealthy individuals like the DuPonts and E.F. Hutton, Smith co-founded the American Liberty League, which lambasted the New Deal as unconstitutional and socialist, compelling Roosevelt to wage his own campaign of "class warfare" against these "rich guys in the Silk Hats." From the populist left, FDR contended with the legacy of Huey Long, the charismatic Louisiana senator assassinated in September 1935. Long's radical "Share Our Wealth" program, advocating for massive wealth redistribution and government provision of cars and radios to every family, garnered millions of followers and represented "the greatest force of the populist left." His strategy was to siphon votes in 1936 to ensure a Republican victory, creating a worse economic situation that would pave his way to the presidency in 1940. In Georgia, conservative populist Eugene Talmadge, while ideologically different from Long (being a "Jeffersonian conservative" who refused to fund welfare), also vigorously opposed the New Deal through "race baiting" and accusations of "communist influence," drawing some of Long's former supporters. A significant third-party challenge coalesced around Dr. Francis Everett Townsend, an elderly physician whose Townsend Plan proposed giving $200 a month to every person over 60, requiring them to spend it within 30 days to stimulate the economy. Though Roosevelt personally disliked "the dole," the plan's immense popularity and the formation of millions of Townsend clubs pushed FDR to swiftly introduce Social Security. Townsend later joined forces with Father Charles Edward Coughlin, an influential "radio priest" who initially supported FDR but turned against him over monetary policy, and Reverend Gerald L. K. Smith, a fiery orator akin to Long, along with Congressman William Lemke. This "amateur" coalition, however, failed to gain significant electoral traction, securing only 1.2% of the vote due to ballot access issues in major states and a lack of experienced political leadership. Coughlin, notably, was a more prominent radio figure than FDR for a period, influencing millions through his syndicated broadcasts. FDR's secret meeting with Coughlin at Hyde Park, orchestrated by Joseph Patrick Kennedy, famously ended in a rupture, leading to open political warfare. Ideological parties also presented concerns. The Socialist Party, led by Norman Thomas, consistently polled hundreds of thousands of votes, particularly in urban centers like New York City. The Communist Party USA, under Earl Browder (chosen by Stalin for his pliability and non-Jewish background), initially condemned the New Deal as "fascist." However, with the rise of Adolf Hitler and the global shift to a "popular front" strategy, the Communist Party covertly supported FDR to keep him in power against the looming international threats, while running their own candidate to avoid the "kiss of death" of an overt endorsement. Media mogul William Randolph Hearst, who controlled a vast empire of 28 newspapers and eight radio stations, also became a powerful opponent. Despite initially supporting FDR in 1932, Hearst grew increasingly disaffected by the New Deal's progressive policies and taxes on the wealthy, leading to a "long bumpy involved breakup." FDR even considered "throwing 46 men who make a million dollars a year to the wolves," a direct reference to Hearst and his wealthy allies. The Republican Party ultimately nominated Alf Landon, the Governor of Kansas, a "complete surprise" and "least interesting character." Landon, a progressive Republican favored by Hearst, was known for balancing Kansas's budget but was widely regarded as uncharismatic and a poor public speaker, especially on radio, a crucial medium of the era. His campaign message, promising only a more efficient implementation of New Deal programs he had largely supported, failed to energize the electorate. Earlier potential nominees included Herbert Hoover, William Borah, Frank Knox, and Arthur Hendrick Vandenberg. Roosevelt's campaign, in stark contrast, was dynamic. First Lady Eleanor Roosevelt played an indispensable role, defying initial party reluctance to campaign vigorously. She became a crucial link to the African-American vote in Northern cities, even though FDR, for political reasons, declined to support an anti-lynching law favored by Eleanor and the NAACP. Roosevelt himself delivered powerful, "frenzied and irate" speeches, most notably his Madison Square Garden address on Halloween night, where he famously embraced the "hatred" of "economic royalists" and promised accountability, a compelling message of "class warfare" that galvanized the electorate despite his own staff's initial horror at its perceived demagoguery. Despite initial polls, like the Literary Digest (which had predicted a Landon victory), suggesting a close race, Rooseveltachieved an unprecedented landslide. He won 46 of 48 states, secured overwhelming Democratic majorities in both houses of Congress (74 senators, 334 representatives), and claimed 38 governorships. Crucially, FDR carried 104 of 106 major cities, solidifying the Democratic Party's urban strength and marking a profound political realignment in American history. This decisive victory was a clear mandate for the New Deal and established the foundation of the modern Democratic Party.

CONTINUED David Pietrusza's book, Roosevelt Sweeps Nation: FDR's 1936 Landslide and the Triumph of the Liberal Ideal, chronicles Franklin Delano Roosevelt's pivotal re-election campaign in 1936, a moment that fundamentally reshaped American political demographics and solidified the New Deal as a national agenda. The campaign began under the shadow of the death of Louis Howe in April 1936, FDR's closest political strategist and confidant since 1912. Howe, despite his "unpleasant acerbic" nature and poor health, was an invaluable aide, worshiping FDR and actively pushing Eleanor Roosevelt into political activism following FDR's 1917 affair. His passing left Roosevelt to navigate a complex political landscape on his own. Roosevelt faced significant opposition from both the political right and left. On the right, Al Smith, former Governor of New York and FDR's erstwhile mentor, emerged as a fierce critic. Disaffected since FDR's governorship, Smith believed Roosevelt's "forgotten man" speech and New Deal policies constituted "class warfare." Allied with wealthy individuals like the DuPonts and E.F. Hutton, Smith co-founded the American Liberty League, which lambasted the New Deal as unconstitutional and socialist, compelling Roosevelt to wage his own campaign of "class warfare" against these "rich guys in the Silk Hats." From the populist left, FDR contended with the legacy of Huey Long, the charismatic Louisiana senator assassinated in September 1935. Long's radical "Share Our Wealth" program, advocating for massive wealth redistribution and government provision of cars and radios to every family, garnered millions of followers and represented "the greatest force of the populist left." His strategy was to siphon votes in 1936 to ensure a Republican victory, creating a worse economic situation that would pave his way to the presidency in 1940. In Georgia, conservative populist Eugene Talmadge, while ideologically different from Long (being a "Jeffersonian conservative" who refused to fund welfare), also vigorously opposed the New Deal through "race baiting" and accusations of "communist influence," drawing some of Long's former supporters. A significant third-party challenge coalesced around Dr. Francis Everett Townsend, an elderly physician whose Townsend Plan proposed giving $200 a month to every person over 60, requiring them to spend it within 30 days to stimulate the economy. Though Roosevelt personally disliked "the dole," the plan's immense popularity and the formation of millions of Townsend clubs pushed FDR to swiftly introduce Social Security. Townsend later joined forces with Father Charles Edward Coughlin, an influential "radio priest" who initially supported FDR but turned against him over monetary policy, and Reverend Gerald L. K. Smith, a fiery orator akin to Long, along with Congressman William Lemke. This "amateur" coalition, however, failed to gain significant electoral traction, securing only 1.2% of the vote due to ballot access issues in major states and a lack of experienced political leadership. Coughlin, notably, was a more prominent radio figure than FDR for a period, influencing millions through his syndicated broadcasts. FDR's secret meeting with Coughlin at Hyde Park, orchestrated by Joseph Patrick Kennedy, famously ended in a rupture, leading to open political warfare. Ideological parties also presented concerns. The Socialist Party, led by Norman Thomas, consistently polled hundreds of thousands of votes, particularly in urban centers like New York City. The Communist Party USA, under Earl Browder (chosen by Stalin for his pliability and non-Jewish background), initially condemned the New Deal as "fascist." However, with the rise of Adolf Hitler and the global shift to a "popular front" strategy, the Communist Party covertly supported FDR to keep him in power against the looming international threats, while running their own candidate to avoid the "kiss of death" of an overt endorsement. Media mogul William Randolph Hearst, who controlled a vast empire of 28 newspapers and eight radio stations, also became a powerful opponent. Despite initially supporting FDR in 1932, Hearst grew increasingly disaffected by the New Deal's progressive policies and taxes on the wealthy, leading to a "long bumpy involved breakup." FDR even considered "throwing 46 men who make a million dollars a year to the wolves," a direct reference to Hearst and his wealthy allies. The Republican Party ultimately nominated Alf Landon, the Governor of Kansas, a "complete surprise" and "least interesting character." Landon, a progressive Republican favored by Hearst, was known for balancing Kansas's budget but was widely regarded as uncharismatic and a poor public speaker, especially on radio, a crucial medium of the era. His campaign message, promising only a more efficient implementation of New Deal programs he had largely supported, failed to energize the electorate. Earlier potential nominees included Herbert Hoover, William Borah, Frank Knox, and Arthur Hendrick Vandenberg. Roosevelt's campaign, in stark contrast, was dynamic. First Lady Eleanor Roosevelt played an indispensable role, defying initial party reluctance to campaign vigorously. She became a crucial link to the African-American vote in Northern cities, even though FDR, for political reasons, declined to support an anti-lynching law favored by Eleanor and the NAACP. Roosevelt himself delivered powerful, "frenzied and irate" speeches, most notably his Madison Square Garden address on Halloween night, where he famously embraced the "hatred" of "economic royalists" and promised accountability, a compelling message of "class warfare" that galvanized the electorate despite his own staff's initial horror at its perceived demagoguery. Despite initial polls, like the Literary Digest (which had predicted a Landon victory), suggesting a close race, Rooseveltachieved an unprecedented landslide. He won 46 of 48 states, secured overwhelming Democratic majorities in both houses of Congress (74 senators, 334 representatives), and claimed 38 governorships. Crucially, FDR carried 104 of 106 major cities, solidifying the Democratic Party's urban strength and marking a profound political realignment in American history. This decisive victory was a clear mandate for the New Deal and established the foundation of the modern Democratic Party.

David Pietrusza's book, Roosevelt Sweeps Nation: FDR's 1936 Landslide and the Triumph of the Liberal Ideal, chronicles Franklin Delano Roosevelt's pivotal re-election campaign in 1936, a moment that fundamentally reshaped American political demographics and solidified the New Deal as a national agenda. The campaign began under the shadow of the death of Louis Howe in April 1936, FDR's closest political strategist and confidant since 1912. Howe, despite his "unpleasant acerbic" nature and poor health, was an invaluable aide, worshiping FDR and actively pushing Eleanor Roosevelt into political activism following FDR's 1917 affair. His passing left Roosevelt to navigate a complex political landscape on his own. 1936LOWELL THOMAS & FDR Roosevelt faced significant opposition from both the political right and left. On the right, Al Smith, former Governor of New York and FDR's erstwhile mentor, emerged as a fierce critic. Disaffected since FDR's governorship, Smith believed Roosevelt's "forgotten man" speech and New Deal policies constituted "class warfare." Allied with wealthy individuals like the DuPonts and E.F. Hutton, Smith co-founded the American Liberty League, which lambasted the New Deal as unconstitutional and socialist, compelling Roosevelt to wage his own campaign of "class warfare" against these "rich guys in the Silk Hats." From the populist left, FDR contended with the legacy of Huey Long, the charismatic Louisiana senator assassinated in September 1935. Long's radical "Share Our Wealth" program, advocating for massive wealth redistribution and government provision of cars and radios to every family, garnered millions of followers and represented "the greatest force of the populist left." His strategy was to siphon votes in 1936 to ensure a Republican victory, creating a worse economic situation that would pave his way to the presidency in 1940. In Georgia, conservative populist Eugene Talmadge, while ideologically different from Long (being a "Jeffersonian conservative" who refused to fund welfare), also vigorously opposed the New Deal through "race baiting" and accusations of "communist influence," drawing some of Long's former supporters. A significant third-party challenge coalesced around Dr. Francis Everett Townsend, an elderly physician whose Townsend Plan proposed giving $200 a month to every person over 60, requiring them to spend it within 30 days to stimulate the economy. Though Roosevelt personally disliked "the dole," the plan's immense popularity and the formation of millions of Townsend clubs pushed FDR to swiftly introduce Social Security. Townsend later joined forces with Father Charles Edward Coughlin, an influential "radio priest" who initially supported FDR but turned against him over monetary policy, and Reverend Gerald L. K. Smith, a fiery orator akin to Long, along with Congressman William Lemke. This "amateur" coalition, however, failed to gain significant electoral traction, securing only 1.2% of the vote due to ballot access issues in major states and a lack of experienced political leadership. Coughlin, notably, was a more prominent radio figure than FDR for a period, influencing millions through his syndicated broadcasts. FDR's secret meeting with Coughlin at Hyde Park, orchestrated by Joseph Patrick Kennedy, famously ended in a rupture, leading to open political warfare. Ideological parties also presented concerns. The Socialist Party, led by Norman Thomas, consistently polled hundreds of thousands of votes, particularly in urban centers like New York City. The Communist Party USA, under Earl Browder (chosen by Stalin for his pliability and non-Jewish background), initially condemned the New Deal as "fascist." However, with the rise of Adolf Hitler and the global shift to a "popular front" strategy, the Communist Party covertly supported FDR to keep him in power against the looming international threats, while running their own candidate to avoid the "kiss of death" of an overt endorsement. Media mogul William Randolph Hearst, who controlled a vast empire of 28 newspapers and eight radio stations, also became a powerful opponent. Despite initially supporting FDR in 1932, Hearst grew increasingly disaffected by the New Deal's progressive policies and taxes on the wealthy, leading to a "long bumpy involved breakup." FDR even considered "throwing 46 men who make a million dollars a year to the wolves," a direct reference to Hearst and his wealthy allies. The Republican Party ultimately nominated Alf Landon, the Governor of Kansas, a "complete surprise" and "least interesting character." Landon, a progressive Republican favored by Hearst, was known for balancing Kansas's budget but was widely regarded as uncharismatic and a poor public speaker, especially on radio, a crucial medium of the era. His campaign message, promising only a more efficient implementation of New Deal programs he had largely supported, failed to energize the electorate. Earlier potential nominees included Herbert Hoover, William Borah, Frank Knox, and Arthur Hendrick Vandenberg. Roosevelt's campaign, in stark contrast, was dynamic. First Lady Eleanor Roosevelt played an indispensable role, defying initial party reluctance to campaign vigorously. She became a crucial link to the African-American vote in Northern cities, even though FDR, for political reasons, declined to support an anti-lynching law favored by Eleanor and the NAACP. Roosevelt himself delivered powerful, "frenzied and irate" speeches, most notably his Madison Square Garden address on Halloween night, where he famously embraced the "hatred" of "economic royalists" and promised accountability, a compelling message of "class warfare" that galvanized the electorate despite his own staff's initial horror at its perceived demagoguery. Despite initial polls, like the Literary Digest (which had predicted a Landon victory), suggesting a close race, Rooseveltachieved an unprecedented landslide. He won 46 of 48 states, secured overwhelming Democratic majorities in both houses of Congress (74 senators, 334 representatives), and claimed 38 governorships. Crucially, FDR carried 104 of 106 major cities, solidifying the Democratic Party's urban strength and marking a profound political realignment in American history. This decisive victory was a clear mandate for the New Deal and established the foundation of the modern Democratic Party.

CONTINUED David Pietrusza's book, Roosevelt Sweeps Nation: FDR's 1936 Landslide and the Triumph of the Liberal Ideal, chronicles Franklin Delano Roosevelt's pivotal re-election campaign in 1936, a moment that fundamentally reshaped American political demographics and solidified the New Deal as a national agenda. The campaign began under the shadow of the death of Louis Howe in April 1936, FDR's closest political strategist and confidant since 1912. Howe, despite his "unpleasant acerbic" nature and poor health, was an invaluable aide, worshiping FDR and actively pushing Eleanor Roosevelt into political activism following FDR's 1917 affair. His passing left Roosevelt to navigate a complex political landscape on his own. 1944 FALAH Roosevelt faced significant orpposition from both the political right and left. On the right, Al Smith, former Governor of New York and FDR's erstwhile mentor, emerged as a fierce critic. Disaffected since FDR's governorship, Smith believed Roosevelt's "forgotten man" speech and New Deal policies constituted "class warfare." Allied with wealthy individuals like the DuPonts and E.F. Hutton, Smith co-founded the American Liberty League, which lambasted the New Deal as unconstitutional and socialist, compelling Roosevelt to wage his own campaign of "class warfare" against these "rich guys in the Silk Hats." From the populist left, FDR contended with the legacy of Huey Long, the charismatic Louisiana senator assassinated in September 1935. Long's radical "Share Our Wealth" program, advocating for massive wealth redistribution and government provision of cars and radios to every family, garnered millions of followers and represented "the greatest force of the populist left." His strategy was to siphon votes in 1936 to ensure a Republican victory, creating a worse economic situation that would pave his way to the presidency in 1940. In Georgia, conservative populist Eugene Talmadge, while ideologically different from Long (being a "Jeffersonian conservative" who refused to fund welfare), also vigorously opposed the New Deal through "race baiting" and accusations of "communist influence," drawing some of Long's former supporters. A significant third-party challenge coalesced around Dr. Francis Everett Townsend, an elderly physician whose Townsend Plan proposed giving $200 a month to every person over 60, requiring them to spend it within 30 days to stimulate the economy. Though Roosevelt personally disliked "the dole," the plan's immense popularity and the formation of millions of Townsend clubs pushed FDR to swiftly introduce Social Security. Townsend later joined forces with Father Charles Edward Coughlin, an influential "radio priest" who initially supported FDR but turned against him over monetary policy, and Reverend Gerald L. K. Smith, a fiery orator akin to Long, along with Congressman William Lemke. This "amateur" coalition, however, failed to gain significant electoral traction, securing only 1.2% of the vote due to ballot access issues in major states and a lack of experienced political leadership. Coughlin, notably, was a more prominent radio figure than FDR for a period, influencing millions through his syndicated broadcasts. FDR's secret meeting with Coughlin at Hyde Park, orchestrated by Joseph Patrick Kennedy, famously ended in a rupture, leading to open political warfare. Ideological parties also presented concerns. The Socialist Party, led by Norman Thomas, consistently polled hundreds of thousands of votes, particularly in urban centers like New York City. The Communist Party USA, under Earl Browder (chosen by Stalin for his pliability and non-Jewish background), initially condemned the New Deal as "fascist." However, with the rise of Adolf Hitler and the global shift to a "popular front" strategy, the Communist Party covertly supported FDR to keep him in power against the looming international threats, while running their own candidate to avoid the "kiss of death" of an overt endorsement. Media mogul William Randolph Hearst, who controlled a vast empire of 28 newspapers and eight radio stations, also became a powerful opponent. Despite initially supporting FDR in 1932, Hearst grew increasingly disaffected by the New Deal's progressive policies and taxes on the wealthy, leading to a "long bumpy involved breakup." FDR even considered "throwing 46 men who make a million dollars a year to the wolves," a direct reference to Hearst and his wealthy allies. The Republican Party ultimately nominated Alf Landon, the Governor of Kansas, a "complete surprise" and "least interesting character." Landon, a progressive Republican favored by Hearst, was known for balancing Kansas's budget but was widely regarded as uncharismatic and a poor public speaker, especially on radio, a crucial medium of the era. His campaign message, promising only a more efficient implementation of New Deal programs he had largely supported, failed to energize the electorate. Earlier potential nominees included Herbert Hoover, William Borah, Frank Knox, and Arthur Hendrick Vandenberg. Roosevelt's campaign, in stark contrast, was dynamic. First Lady Eleanor Roosevelt played an indispensable role, defying initial party reluctance to campaign vigorously. She became a crucial link to the African-American vote in Northern cities, even though FDR, for political reasons, declined to support an anti-lynching law favored by Eleanor and the NAACP. Roosevelt himself delivered powerful, "frenzied and irate" speeches, most notably his Madison Square Garden address on Halloween night, where he famously embraced the "hatred" of "economic royalists" and promised accountability, a compelling message of "class warfare" that galvanized the electorate despite his own staff's initial horror at its perceived demagoguery. Despite initial polls, like the Literary Digest (which had predicted a Landon victory), suggesting a close race, Rooseveltachieved an unprecedented landslide. He won 46 of 48 states, secured overwhelming Democratic majorities in both houses of Congress (74 senators, 334 representatives), and claimed 38 governorships. Crucially, FDR carried 104 of 106 major cities, solidifying the Democratic Party's urban strength and marking a profound political realignment in American history. This decisive victory was a clear mandate for the New Deal and established the foundation of the modern Democratic Party.

CONTINUED David Pietrusza's book, Roosevelt Sweeps Nation: FDR's 1936 Landslide and the Triumph of the Liberal Ideal, chronicles Franklin Delano Roosevelt's pivotal re-election campaign in 1936, a moment that fundamentally reshaped American political demographics and solidified the New Deal as a national agenda. The campaign began under the shadow of the death of Louis Howe in April 1936, FDR's closest political strategist and confidant since 1912. Howe, despite his "unpleasant acerbic" nature and poor health, was an invaluable aide, worshiping FDR and actively pushing Eleanor Roosevelt into political activism following FDR's 1917 affair. His passing left Roosevelt to navigate a complex political landscape on his own. Roosevelt faced significant opposition from both the political right and left. On the right, Al Smith, former Governor of New York and FDR's erstwhile mentor, emerged as a fierce critic. Disaffected since FDR's governorship, Smith believed Roosevelt's "forgotten man" speech and New Deal policies constituted "class warfare." Allied with wealthy individuals like the DuPonts and E.F. Hutton, Smith co-founded the American Liberty League, which lambasted the New Deal as unconstitutional and socialist, compelling Roosevelt to wage his own campaign of "class warfare" against these "rich guys in the Silk Hats." From the populist left, FDR contended with the legacy of Huey Long, the charismatic Louisiana senator assassinated in September 1935. Long's radical "Share Our Wealth" program, advocating for massive wealth redistribution and government provision of cars and radios to every family, garnered millions of followers and represented "the greatest force of the populist left." His strategy was to siphon votes in 1936 to ensure a Republican victory, creating a worse economic situation that would pave his way to the presidency in 1940. In Georgia, conservative populist Eugene Talmadge, while ideologically different from Long (being a "Jeffersonian conservative" who refused to fund welfare), also vigorously opposed the New Deal through "race baiting" and accusations of "communist influence," drawing some of Long's former supporters. A significant third-party challenge coalesced around Dr. Francis Everett Townsend, an elderly physician whose Townsend Plan proposed giving $200 a month to every person over 60, requiring them to spend it within 30 days to stimulate the economy. Though Roosevelt personally disliked "the dole," the plan's immense popularity and the formation of millions of Townsend clubs pushed FDR to swiftly introduce Social Security. Townsend later joined forces with Father Charles Edward Coughlin, an influential "radio priest" who initially supported FDR but turned against him over monetary policy, and Reverend Gerald L. K. Smith, a fiery orator akin to Long, along with Congressman William Lemke. This "amateur" coalition, however, failed to gain significant electoral traction, securing only 1.2% of the vote due to ballot access issues in major states and a lack of experienced political leadership. Coughlin, notably, was a more prominent radio figure than FDR for a period, influencing millions through his syndicated broadcasts. FDR's secret meeting with Coughlin at Hyde Park, orchestrated by Joseph Patrick Kennedy, famously ended in a rupture, leading to open political warfare. Ideological parties also presented concerns. The Socialist Party, led by Norman Thomas, consistently polled hundreds of thousands of votes, particularly in urban centers like New York City. The Communist Party USA, under Earl Browder (chosen by Stalin for his pliability and non-Jewish background), initially condemned the New Deal as "fascist." However, with the rise of Adolf Hitler and the global shift to a "popular front" strategy, the Communist Party covertly supported FDR to keep him in power against the looming international threats, while running their own candidate to avoid the "kiss of death" of an overt endorsement. Media mogul William Randolph Hearst, who controlled a vast empire of 28 newspapers and eight radio stations, also became a powerful opponent. Despite initially supporting FDR in 1932, Hearst grew increasingly disaffected by the New Deal's progressive policies and taxes on the wealthy, leading to a "long bumpy involved breakup." FDR even considered "throwing 46 men who make a million dollars a year to the wolves," a direct reference to Hearst and his wealthy allies. The Republican Party ultimately nominated Alf Landon, the Governor of Kansas, a "complete surprise" and "least interesting character." Landon, a progressive Republican favored by Hearst, was known for balancing Kansas's budget but was widely regarded as uncharismatic and a poor public speaker, especially on radio, a crucial medium of the era. His campaign message, promising only a more efficient implementation of New Deal programs he had largely supported, failed to energize the electorate. Earlier potential nominees included Herbert Hoover, William Borah, Frank Knox, and Arthur Hendrick Vandenberg. Roosevelt's campaign, in stark contrast, was dynamic. First Lady Eleanor Roosevelt played an indispensable role, defying initial party reluctance to campaign vigorously. She became a crucial link to the African-American vote in Northern cities, even though FDR, for political reasons, declined to support an anti-lynching law favored by Eleanor and the NAACP. Roosevelt himself delivered powerful, "frenzied and irate" speeches, most notably his Madison Square Garden address on Halloween night, where he famously embraced the "hatred" of "economic royalists" and promised accountability, a compelling message of "class warfare" that galvanized the electorate despite his own staff's initial horror at its perceived demagoguery. Despite initial polls, like the Literary Digest (which had predicted a Landon victory), suggesting a close race, Rooseveltachieved an unprecedented landslide. He won 46 of 48 states, secured overwhelming Democratic majorities in both houses of Congress (74 senators, 334 representatives), and claimed 38 governorships. Crucially, FDR carried 104 of 106 major cities, solidifying the Democratic Party's urban strength and marking a profound political realignment in American history. This decisive victory was a clear mandate for the New Deal and established the foundation of the modern Democratic Party.

CONTINUED David Pietrusza's book, Roosevelt Sweeps Nation: FDR's 1936 Landslide and the Triumph of the Liberal Ideal, chronicles Franklin Delano Roosevelt's pivotal re-election campaign in 1936, a moment that fundamentally reshaped American political demographics and solidified the New Deal as a national agenda. The campaign began under the shadow of the death of Louis Howe in April 1936, FDR's closest political strategist and confidant since 1912. Howe, despite his "unpleasant acerbic" nature and poor health, was an invaluable aide, worshiping FDR and actively pushing Eleanor Roosevelt into political activism following FDR's 1917 affair. His passing left Roosevelt to navigate a complex political landscape on his own. Roosevelt faced significant opposition from both the political right and left. On the right, Al Smith, former Governor of New York and FDR's erstwhile mentor, emerged as a fierce critic. Disaffected since FDR's governorship, Smith believed Roosevelt's "forgotten man" speech and New Deal policies constituted "class warfare." Allied with wealthy individuals like the DuPonts and E.F. Hutton, Smith co-founded the American Liberty League, which lambasted the New Deal as unconstitutional and socialist, compelling Roosevelt to wage his own campaign of "class warfare" against these "rich guys in the Silk Hats." From the populist left, FDR contended with the legacy of Huey Long, the charismatic Louisiana senator assassinated in September 1935. Long's radical "Share Our Wealth" program, advocating for massive wealth redistribution and government provision of cars and radios to every family, garnered millions of followers and represented "the greatest force of the populist left." His strategy was to siphon votes in 1936 to ensure a Republican victory, creating a worse economic situation that would pave his way to the presidency in 1940. In Georgia, conservative populist Eugene Talmadge, while ideologically different from Long (being a "Jeffersonian conservative" who refused to fund welfare), also vigorously opposed the New Deal through "race baiting" and accusations of "communist influence," drawing some of Long's former supporters. A significant third-party challenge coalesced around Dr. Francis Everett Townsend, an elderly physician whose Townsend Plan proposed giving $200 a month to every person over 60, requiring them to spend it within 30 days to stimulate the economy. Though Roosevelt personally disliked "the dole," the plan's immense popularity and the formation of millions of Townsend clubs pushed FDR to swiftly introduce Social Security. Townsend later joined forces with Father Charles Edward Coughlin, an influential "radio priest" who initially supported FDR but turned against him over monetary policy, and Reverend Gerald L. K. Smith, a fiery orator akin to Long, along with Congressman William Lemke. This "amateur" coalition, however, failed to gain significant electoral traction, securing only 1.2% of the vote due to ballot access issues in major states and a lack of experienced political leadership. Coughlin, notably, was a more prominent radio figure than FDR for a period, influencing millions through his syndicated broadcasts. FDR's secret meeting with Coughlin at Hyde Park, orchestrated by Joseph Patrick Kennedy, famously ended in a rupture, leading to open political warfare. Ideological parties also presented concerns. The Socialist Party, led by Norman Thomas, consistently polled hundreds of thousands of votes, particularly in urban centers like New York City. The Communist Party USA, under Earl Browder (chosen by Stalin for his pliability and non-Jewish background), initially condemned the New Deal as "fascist." However, with the rise of Adolf Hitler and the global shift to a "popular front" strategy, the Communist Party covertly supported FDR to keep him in power against the looming international threats, while running their own candidate to avoid the "kiss of death" of an overt endorsement. Media mogul William Randolph Hearst, who controlled a vast empire of 28 newspapers and eight radio stations, also became a powerful opponent. Despite initially supporting FDR in 1932, Hearst grew increasingly disaffected by the New Deal's progressive policies and taxes on the wealthy, leading to a "long bumpy involved breakup." FDR even considered "throwing 46 men who make a million dollars a year to the wolves," a direct reference to Hearst and his wealthy allies. The Republican Party ultimately nominated Alf Landon, the Governor of Kansas, a "complete surprise" and "least interesting character." Landon, a progressive Republican favored by Hearst, was known for balancing Kansas's budget but was widely regarded as uncharismatic and a poor public speaker, especially on radio, a crucial medium of the era. His campaign message, promising only a more efficient implementation of New Deal programs he had largely supported, failed to energize the electorate. Earlier potential nominees included Herbert Hoover, William Borah, Frank Knox, and Arthur Hendrick Vandenberg. Roosevelt's campaign, in stark contrast, was dynamic. First Lady Eleanor Roosevelt played an indispensable role, defying initial party reluctance to campaign vigorously. She became a crucial link to the African-American vote in Northern cities, even though FDR, for political reasons, declined to support an anti-lynching law favored by Eleanor and the NAACP. Roosevelt himself delivered powerful, "frenzied and irate" speeches, most notably his Madison Square Garden address on Halloween night, where he famously embraced the "hatred" of "economic royalists" and promised accountability, a compelling message of "class warfare" that galvanized the electorate despite his own staff's initial horror at its perceived demagoguery. Despite initial polls, like the Literary Digest (which had predicted a Landon victory), suggesting a close race, Rooseveltachieved an unprecedented landslide. He won 46 of 48 states, secured overwhelming Democratic majorities in both houses of Congress (74 senators, 334 representatives), and claimed 38 governorships. Crucially, FDR carried 104 of 106 major cities, solidifying the Democratic Party's urban strength and marking a profound political realignment in American history. This decisive victory was a clear mandate for the New Deal and established the foundation of the modern Democratic Party.

CONTINUED David Pietrusza's book, Roosevelt Sweeps Nation: FDR's 1936 Landslide and the Triumph of the Liberal Ideal, chronicles Franklin Delano Roosevelt's pivotal re-election campaign in 1936, a moment that fundamentally reshaped American political demographics and solidified the New Deal as a national agenda. The campaign began under the shadow of the death of Louis Howe in April 1936, FDR's closest political strategist and confidant since 1912. Howe, despite his "unpleasant acerbic" nature and poor health, was an invaluable aide, worshiping FDR and actively pushing Eleanor Roosevelt into political activism following FDR's 1917 affair. His passing left Roosevelt to navigate a complex political landscape on his own. Roosevelt faced significant opposition from both the political right and left. On the right, Al Smith, former Governor of New York and FDR's erstwhile mentor, emerged as a fierce critic. Disaffected since FDR's governorship, Smith believed Roosevelt's "forgotten man" speech and New Deal policies constituted "class warfare." Allied with wealthy individuals like the DuPonts and E.F. Hutton, Smith co-founded the American Liberty League, which lambasted the New Deal as unconstitutional and socialist, compelling Roosevelt to wage his own campaign of "class warfare" against these "rich guys in the Silk Hats." From the populist left, FDR contended with the legacy of Huey Long, the charismatic Louisiana senator assassinated in September 1935. Long's radical "Share Our Wealth" program, advocating for massive wealth redistribution and government provision of cars and radios to every family, garnered millions of followers and represented "the greatest force of the populist left." His strategy was to siphon votes in 1936 to ensure a Republican victory, creating a worse economic situation that would pave his way to the presidency in 1940. In Georgia, conservative populist Eugene Talmadge, while ideologically different from Long (being a "Jeffersonian conservative" who refused to fund welfare), also vigorously opposed the New Deal through "race baiting" and accusations of "communist influence," drawing some of Long's former supporters. A significant third-party challenge coalesced around Dr. Francis Everett Townsend, an elderly physician whose Townsend Plan proposed giving $200 a month to every person over 60, requiring them to spend it within 30 days to stimulate the economy. Though Roosevelt personally disliked "the dole," the plan's immense popularity and the formation of millions of Townsend clubs pushed FDR to swiftly introduce Social Security. Townsend later joined forces with Father Charles Edward Coughlin, an influential "radio priest" who initially supported FDR but turned against him over monetary policy, and Reverend Gerald L. K. Smith, a fiery orator akin to Long, along with Congressman William Lemke. This "amateur" coalition, however, failed to gain significant electoral traction, securing only 1.2% of the vote due to ballot access issues in major states and a lack of experienced political leadership. Coughlin, notably, was a more prominent radio figure than FDR for a period, influencing millions through his syndicated broadcasts. FDR's secret meeting with Coughlin at Hyde Park, orchestrated by Joseph Patrick Kennedy, famously ended in a rupture, leading to open political warfare. Ideological parties also presented concerns. The Socialist Party, led by Norman Thomas, consistently polled hundreds of thousands of votes, particularly in urban centers like New York City. The Communist Party USA, under Earl Browder (chosen by Stalin for his pliability and non-Jewish background), initially condemned the New Deal as "fascist." However, with the rise of Adolf Hitler and the global shift to a "popular front" strategy, the Communist Party covertly supported FDR to keep him in power against the looming international threats, while running their own candidate to avoid the "kiss of death" of an overt endorsement. Media mogul William Randolph Hearst, who controlled a vast empire of 28 newspapers and eight radio stations, also became a powerful opponent. Despite initially supporting FDR in 1932, Hearst grew increasingly disaffected by the New Deal's progressive policies and taxes on the wealthy, leading to a "long bumpy involved breakup." FDR even considered "throwing 46 men who make a million dollars a year to the wolves," a direct reference to Hearst and his wealthy allies. The Republican Party ultimately nominated Alf Landon, the Governor of Kansas, a "complete surprise" and "least interesting character." Landon, a progressive Republican favored by Hearst, was known for balancing Kansas's budget but was widely regarded as uncharismatic and a poor public speaker, especially on radio, a crucial medium of the era. His campaign message, promising only a more efficient implementation of New Deal programs he had largely supported, failed to energize the electorate. Earlier potential nominees included Herbert Hoover, William Borah, Frank Knox, and Arthur Hendrick Vandenberg. Roosevelt's campaign, in stark contrast, was dynamic. First Lady Eleanor Roosevelt played an indispensable role, defying initial party reluctance to campaign vigorously. She became a crucial link to the African-American vote in Northern cities, even though FDR, for political reasons, declined to support an anti-lynching law favored by Eleanor and the NAACP. Roosevelt himself delivered powerful, "frenzied and irate" speeches, most notably his Madison Square Garden address on Halloween night, where he famously embraced the "hatred" of "economic royalists" and promised accountability, a compelling message of "class warfare" that galvanized the electorate despite his own staff's initial horror at its perceived demagoguery. Despite initial polls, like the Literary Digest (which had predicted a Landon victory), suggesting a close race, Rooseveltachieved an unprecedented landslide. He won 46 of 48 states, secured overwhelming Democratic majorities in both houses of Congress (74 senators, 334 representatives), and claimed 38 governorships. Crucially, FDR carried 104 of 106 major cities, solidifying the Democratic Party's urban strength and marking a profound political realignment in American history. This decisive victory was a clear mandate for the New Deal and established the foundation of the modern Democratic Party.

On this week's Money Matters, Scott and Pat dive deep into what truly makes a great financial advisor—and why empathy and guidance matter as much as investment strategies. They share real-life stories that highlight how a trusted financial advisor can help families navigate some of life's toughest moments: illness, unexpected retirement, losing a spouse, and planning for Social Security. From a caller facing a terminal cancer diagnosis to another couple debating whether to pay off their mortgage early, Scott and Pat explore the practical—and emotional—side of retirement and estate planning. Listeners will learn why selecting the right financial advisor isn't just about numbers, but about having a partner who understands the human side of money. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Jim and Chris discuss a listener PSA on WEP treatment for foreign pensions, followed by questions on Social Security strategies, benefit calculators, account consolidation, and MYGA selection.(13:00) Georgette shares a PSA on how a lump-sum superannuation payout impacted WEP treatment under the POMs rule and led to a successful Social Security appeal.(21:45) George outlines his […] The post Social Security, Account Consolidation, and MYGA Selection: Q&A #2537 appeared first on The Retirement and IRA Show.

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Veronique de Rugy critiques US tax "carveouts," identifying them as inefficient special interest deductions that often fail to incentivize desired behaviors, citing employer health insurance and mortgage interest deductions. While a flat tax would streamline the system and boost economic growth by focusing on consumption, de Rugy emphasizes that no tax system alone can resolve the severe US debt crisis; crucial reforms to Social Security and Medicare are indispensable. 1870 SIEGE OF PARIS

CBS EYE ON THE WORLD WITH JOHN BATCHELOR SHOW SCHEDULE  9-11-25 GOOD EVENING: The show begins in Brussels at the Article Four meeting called by Poland. 1942 FIRST HOUR 9-915 McCausland: Jeff McCausland analyzes Russia's drone probes into Poland, viewing them as Vladimir Putin's attempt to intimidate NATO and gather military intelligence. He notes Dmitry Medvedev's aggressive rhetoric against Finland. McCausland also discusses Israel's strike against Hamas in Doha, impacting US-Qatar relations, and US military posturing near Venezuela to intimidate Nicolás Maduro. He warns against "gunboat diplomacy" and a "war on cartels," stressing the dangers of escalation and historical lessons. 915-930 CONTINUED McCausland: Jeff McCausland analyzes Russia's drone probes into Poland, viewing them as Vladimir Putin's attempt to intimidate NATO and gather military intelligence. He notes Dmitry Medvedev's aggressive rhetoric against Finland. McCausland also discusses Israel's strike against Hamas in Doha, impacting US-Qatar relations, and US military posturing near Venezuela to intimidate Nicolás Maduro. He warns against "gunboat diplomacy" and a "war on cartels," stressing the dangers of escalation and historical lessons. 930-945 Mary O'Grady analyzes Argentine President Javier Milei's significant election loss in Buenos Aires, attributed to a corruption scandal involving his sister and the slowing economy. His brash style, while initially appealing and celebrated internationally, now alienates potential congressional allies and conservative voters. O'Grady suggests this approach is ill-suited for governing, hindering his economic reforms, as he struggles with high inflation and cuts to public subsidies, impacting public perception.945-1000 Chris Riegel, CEO of scholar.com, counters AI doomsayers like Geoff Hinton, emphasizing AI's transformational potential as a tool. He highlights the  mmense investment, hundreds of billions, in building gigawatt-plus data centers across the United States. This infrastructure drive is creating new industries and jobs, establishing the US as a global leader in AI, while also noting Asia's keen interest in US AI technology and Europe's lack of a cohesive strategy. SECOND HOUR 10-1015 Jonathan Conricus observes Qatar's unprecedented move to engage beyond conventional tools, which Israel is closely monitoring. He suggests Israel's recent strike could signify a new deterrence doctrine, making Hamas leaders in Doha more vulnerable. This pressure might compel Hamas to accept Israel's terms for ending the conflict, which include releasing hostages and surrendering, thereby preventing further destruction and suffering in Gaza, despite the significant costs involved for Israel.1015-1030 CONTINUED Jonathan Conricus observes Qatar's unprecedented move to engage beyond conventional tools, which Israel is closely monitoring. He suggests Israel's recent strike could signify a new deterrence doctrine, making Hamas leaders in Doha more vulnerable. This pressure might compel Hamas to accept Israel's terms for ending the conflict, which include releasing hostages and surrendering, thereby preventing further destruction and suffering in Gaza, despite the significant costs involved for Israel.1030-1045 Ben Baird reveals US government agencies, under both Obama and Biden administrations, continuously funded extremist Muslim groups. Despite warnings and previous Trump administration cuts, over $25 million in grants went to organizations with alleged ties to terrorism, antisemitism, the Muslim Brotherhood, and Hamas. This included partnering with groups like CAIR, which also provided firearms training to radical mosques, raising serious questions about oversight and vetting standards for federal funds.1045-1100 Jonathan Speyer reports on Houthi attacks on Red Sea shipping and Israel, sustained by Iranian, Iraqi, Hezbollah, and even Chinese support. He describes the Houthis as fanatical, religiously and tribally motivated, aiming for "death to America, death to Israel, and curse the Jews." While cutting their supply chain and taking Hodeidah port is militarily feasible for a Western-backed force, a lack of political will currently prevents such aggressive action against their sophisticated smuggling operations. THIRD HOUR 1100-1115 Anatol Lieven explains that Alexander Lukashenko of Belarus is a Soviet loyalist, not a Putin stooge, but was driven to Russia by Western sanctions. He discusses Russian drone incursions into Poland, likely an intentional message to NATO to test air defenses and warn against deploying troops to Ukraine. Russia may also seek to maintain Belarus firmly in its orbit by disrupting its multi-vector foreign policy initiatives, particularly any attempts at détente with the West.1115-1130 CONTINUED Anatol Lieven explains that Alexander Lukashenko of Belarus is a Soviet loyalist, not a Putin stooge, but was driven to Russia by Western sanctions. He discusses Russian drone incursions into Poland, likely an intentional message to NATO to test air defenses and warn against deploying troops to Ukraine. Russia may also seek to maintain Belarus firmly in its orbit by disrupting its multi-vector foreign policy initiatives, particularly any attempts at détente with the West.1130-1145 Veronique de Rugy critiques US tax "carveouts," identifying them as inefficient special interest deductions that often fail to incentivize desired behaviors, citing employer health insurance and mortgage interest deductions. While a flat tax would streamline the system and boost economic growth by focusing on consumption, de Rugy emphasizes that no tax system alone can resolve the severe US debt crisis; crucial reforms to Social Security and Medicare are indispensable.1145-1200 Ronan Wordsworth addresses a persistent recruitment and retention crisis in Five Eyes militaries, spanning decades. Younger generations, particularly Gen Z, favor STEM careers offering flexibility and better pay over military discipline. Militaries are responding with increased advertising, flexible service models, lateral entry for skilled professionals, and significant pay raises and bonuses. Low morale, stemming from unpopular past wars and perceived institutional guilt, also significantly impacts retention rates. FOURTH HOUR 12-1215 Professor Evan Ellis details Peru's complex political landscape under unpopular President Dina Boluarte, its strategic importance due to mineral resources, and substantial economic ties with China, including the Chancay deepwater port. He also addresses the escalating Venezuelan situation, with a US Marine Air-Ground Task Force deployment and bounties on Nicolás Maduro, suggesting potential military action. Additionally, he touches on Bolsonaro's trial in Brazil and Guyana's newfound oil wealth amid Venezuelan threats.1215-1230 CONTINUED Professor Evan Ellis details Peru's complex political landscape under unpopular President Dina Boluarte, its strategic importance due to mineral resources, and substantial economic ties with China, including the Chancay deepwater port. He also addresses the escalating Venezuelan situation, with a US Marine Air-Ground Task Force deployment and bounties on Nicolás Maduro, suggesting potential military action. Additionally, he touches on Bolsonaro's trial in Brazil and Guyana's newfound oil wealth amid Venezuelan threats.1230-1245 CONTINUED Professor Evan Ellis details Peru's complex political landscape under unpopular President Dina Boluarte, its strategic importance due to mineral resources, and substantial economic ties with China, including the Chancay deepwater port. He also addresses the escalating Venezuelan situation, with a US Marine Air-Ground Task Force deployment and bounties on Nicolás Maduro, suggesting potential military action. Additionally, he touches on Bolsonaro's trial in Brazil and Guyana's newfound oil wealth amid Venezuelan threats.1245-100 AM CONTINUED Professor Evan Ellis details Peru's complex political landscape under unpopular President Dina Boluarte, its strategic importance due to mineral resources, and substantial economic ties with China, including the Chancay deepwater port. He also addresses the escalating Venezuelan situation, with a US Marine Air-Ground Task Force deployment and bounties on Nicolás Maduro, suggesting potential military action. Additionally, he touches on Bolsonaro's trial in Brazil and Guyana's newfound oil wealth amid Venezuelan threats.

Don answers listener questions on funding a taxable brokerage account, clarifies what “more buyers than sellers” really means, explains why fixed income is about psychology rather than income, gives advice on setting up joint accounts for aging parents, lays out a lifetime HSA allocation strategy, and clears up confusion about Appella Wealth's connection to Talking Real Money. 0:04 Friday Q&A intro and thanks for listener questions 1:19 When to open a taxable brokerage account (AVGE + SGOV mix) 3:28 “More buyers than sellers” — why it's really about demand vs. supply 6:23 Whether pension + Social Security counts as “fixed income” in a 60/40 plan 10:40 Setting up money market accounts and estate planning for aging parents 14:07 Lifetime HSA strategy — contributions, withdrawals, and allocation glidepath 17:32 Is Appella Advice for Life connected to Talking Real Money? Learn more about your ad choices. Visit megaphone.fm/adchoices

Synopsis:  Historical context for change- Reich draws parallels between the current era and the first Gilded Age, suggesting that a new Progressive Era could be on the horizon as a response to the second Gilded Age, bringing about potential reforms to economic and political systems.This show is made possible by you! To become a sustaining member go to LauraFlanders.org/donateDescription: The crisis we're in was a long time coming. Now that we're here, what do we do about it? Returning to the show, former Labor Secretary and longtime professor Robert Reich joins Laura Flanders to discuss two bullies tormenting U.S. democracy: concentrated wealth and corporate power. As Reich shares, growing income inequality yields corruption in our politics and economy. No one election will change everything, but that's not a reason not to act, and act quickly to defeat the Trump administration — in Congress, and at the polls. Reich's latest Substack, “Should Democrats Shut Down the Government?” presents some ideas. Reich's latest book is “Coming Up Short: A Memoir of My America”. He  is also the subject of “The Last Class” about his final semester teaching at UC Berkeley's Goldman School. He's the author of eighteen books, including the bestsellers, “Aftershock” and “The System: Who Rigged It and How We Fix It,” and is co-founder of Inequality Media. Online, you can find Reich's viral video explainers and his widely-read newsletter on Substack. Join Reich and Flanders as they unpack how economic and political power intersect in American life – and catch Laura's two cents on “democratic capitalism.”“If the Republicans who now control Congress say, “‘We're not going to give you any role at all, and we are not even going to reassume our constitutional role as Congress,' then I think the Democrats have no choice but to say, ‘Forget it. That's it. The only way we bring attention to this crisis is we stop and shut the whole place down.'” - Robert Reich“More than a century ago, we had the first Gilded Age in the United States . . . We had the equivalent of billionaires, the equivalent of Elon Musk . . . Why would we not have another Progressive Era as a response to the Gilded Age? We are now in the second Gilded Age.” - Robert ReichGuest:  Robert Reich- Former Secretary of Labor; Professor Emeritus, University of California Berkeley; Author, Coming Up Short: My Memoir of AmericaFull Conversation Release: While our weekly shows are edited to time for broadcast on Public TV and community radio, we offer to our members and podcast subscribers the full uncut conversation. These audio exclusives are made possible thanks to our member supporters.Watch the special report on YouTube; PBS World Channel September 14th, and on over 300 public stations across the country (check your listings, or search here via zipcode). Listen: Episode airing on community radio September 17th  (check here to see if your station is airing the show) & available as a podcast.Full Episode Notes are located HERE.Support Laura Flanders and Friends by becoming a member at https://www.patreon.com/c/lauraflandersandfriendsMusic Credit:  'Dawn Smolders' by Bluedot Sessions, and original sound design by Jeannie HopperRESOURCES:*Recommended book: “Coming Up Short: A Memoir of My America, by Robert Reich - *Get the Book(*Bookshop is an online bookstore with a mission to financially support local, independent bookstores. The LF Show is an affiliate of bookshop.org and will receive a small commission if you click through and make a purchase.)Related Laura Flanders Show Episodes:•  Democracy & Capitalism: A Failed Experiment?  Watch•  The Pandemic Economy-  Watch / Listen•  Naomi Klein & Astra Taylor: Are We Entering “End Times Fascism”?  Watch / Listen: Episode and Full Conversation  •  Masha Gessen & Jason Stanley: Is it Doomsday for U.S. Democracy? Watch / Listen: Episode and Full ConversationRelated Articles and Resources:•  Documentary:  The Last Class with Robert Reich•  “The Jobs Crash” by Robert Reich, Substack•  Democrats Regain Advantage in Party Affiliation, by Jeffrey M. Jones, July 31, 2025, Gallup News•  Bessent hails new ‘Trump accounts' as ‘backdoor for privatizing Social Security, by Michael Stratford, July 30, 2025, Politico•  Co-founded by Robert Reich: Inequality Media and Inequality Media Civic Action•  Office Hours:  Who is MOST responsible for this catastrophe, other than Trump? By Robert Reich, September 3, 2025, SubStack• Schumer:  Democrats ‘will force votes' on Trump tariffs after disappointing jobs report, by Al Weaver, September 5, 2025, The Hill Laura Flanders and Friends Crew: Laura Flanders-Executive Producer, Writer; Sabrina Artel-Supervising Producer; Jeremiah Cothren-Senior Producer; Veronica Delgado-Video Editor, Janet Hernandez-Communications Director; Jeannie Hopper-Audio Director, Podcast & Radio Producer, Editor, Writer, Sound Design; Sarah Miller-Development Director, Nat Needham-Editor, Graphic Design emeritus; David Neuman-Senior Video Editor, and Rory O'Conner-Senior Consulting Producer. FOLLOW Laura Flanders and FriendsInstagram: https://www.instagram.com/lauraflandersandfriends/Blueky: https://bsky.app/profile/lfandfriends.bsky.socialFacebook: https://www.facebook.com/LauraFlandersAndFriends/Tiktok: https://www.tiktok.com/@lauraflandersandfriendsYouTube: https://www.youtube.com/channel/UCFLRxVeYcB1H7DbuYZQG-lgLinkedin: https://www.linkedin.com/company/lauraflandersandfriendsPatreon: https://www.patreon.com/lauraflandersandfriendsACCESSIBILITY - The broadcast edition of this episode is available with closed captioned by clicking here for our YouTube Channel

You track your steps. Maybe even your calories. But do you know what it really costs to live each month?Your personal cost of living is one of the most important numbers in your financial life. Without it, you may be spending in ways that don't reflect your values—or your faith. Let's explore why this number matters, how to calculate it, and how it ties into faithful stewardship.The Basics of StewardshipNo matter your income level or stage of life, the same principles apply. There are five things you can do with money:Earn itLive on itGive it awayOwe it to othersGrow it through saving and investingToday, we're focusing on “living on it”—what it really takes to cover your day-to-day needs. And remember: it's not just rent and groceries. A true cost of living includes less frequent expenses too—insurance premiums, car repairs, or even Christmas gifts.Why Tracking MattersInflation may be slowing, but most of us are still paying more than before. The government reports a national “cost of living,” but that number doesn't reflect your personal circumstances. That's why tracking your own cost of living is crucial—it provides clarity, and clarity is the foundation of stewardship.A practical tool for this is the FaithFi app, which helps you track your income, giving, saving, and spending—all in one place. Here's where to start:1. Begin with GivingFor believers, giving isn't just another line item. It's the first priority—an act of worship and trust in God's provision.2. Add Savings GoalsWhether building an emergency fund, saving for retirement, or preparing for a large expense, set targets you can track monthly.3. List Your ExpensesExpenses fall into three categories:Fixed: Rent, mortgage, insurance, subscriptions.Variable: Groceries, gas, utilities.Irregular: Property taxes, holiday gifts, car repairs. Spread these out by assigning a monthly average.When you add it all up, you'll have a clear picture of your total monthly needs—your true cost of living.If your expenses exceed your income, don't panic. The process reveals problem areas so you can adjust—cutting back on non-essentials, reevaluating fixed costs, or pausing discretionary spending. Stewardship isn't about guilt—it's about faithfulness.Proverbs 27:23–24 says, “Know well the condition of your flocks, and give attention to your herds, for riches do not last forever.” In modern terms: know your financial condition and manage it wisely.Living With Clarity and FaithTracking your cost of living isn't just a budgeting exercise. It's about living intentionally, aligning every dollar with God's purposes. Needs will shift, life will happen, but clarity allows you to walk with confidence, generosity, and purpose.That's why I encourage you to download the FaithFi app today. With FaithFi Pro, you'll gain access to tools, articles, Bible studies, and daily encouragement to help you manage money with wisdom. Find it at FaithFi.com or in your app store.So, do you know your personal cost of living? If not, there's no better time to find out.On Today's Program, Rob Answers Listener Questions:I'm 67 and single. Should I start taking Social Security now, or wait until age 70 for the larger benefit? I'm also worried about whether Social Security will even be around in the future. On top of that, I worked many years for a nonprofit that provided housing, so my reported income was low. Now I'm earning more—will that help increase my Social Security amount?I'm retired and already drawing Social Security, but I also have earned income from pastoring two rural churches. With that income, am I allowed to contribute to a Roth IRA or another type of retirement account?My husband and I don't have much debt besides our mortgage and a 0% interest loan we used for a heat pump. Should we pay off the heat pump early, add more to our emergency fund, or focus on paying down the mortgage?My online savings account was compromised, and someone tried to transfer money out. What steps can I take to protect myself when using online accounts? And do you recommend using a password keeper?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)1Password | LastPassWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Send us fan responses! Step into the hidden world of private banking as we pull back the curtain on how wealthy families truly protect and grow their assets. This eye-opening conversation reveals the fundamental truth that "you can never own anything in America" – and what you can do about it.Discover why making your name a business through LLCs and holding companies creates a protective barrier between your assets and potential threats. We explore the five charging order protection states (Nevada, Wyoming, Delaware, South Dakota, and Alaska) and why they're crucial for proper asset structuring.The conversation takes a fascinating turn when we uncover how Research and Development tax credits allow businesses to recover up to $500,000 per year – a strategy most tax professionals never mention. You'll learn about forms 6765, 8974, and 941, and how to leverage them properly.Ministry trusts and 508(c)(1)(a) organizations emerge as the cornerstone of private family wealth, offering both tax advantages and independence unlike their 501(c)(3) counterparts. We discuss how family Bibles and baptismal certificates can serve as legitimate identification, and why Social Security numbers represent a public trust system rather than a path to financial freedom.International banking strategies reveal how establishing accounts in countries like Palau, Georgia, Russia, or Ukraine can provide legitimate alternatives without U.S. identification requirements. We also cover the legal foundations for these strategies, including 28 CFR 802.23, which protects your right to privacy.Whether you're looking to protect existing assets or build generational wealth from scratch, this episode provides the framework for thinking and operating like the private families who have preserved wealth for centuries. It's not about evading responsibilities – it's about understanding the difference between public and private relationships and making informed choices for your financial future.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQ https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com

PREVIEW:De Rugy: Veronique de Rugy explains a flat tax wouldn't solve the severe US debt problem, which is worse than taxes alone can fix. Reforming Social Security and Medicare is crucial. MORE LATER. 1960

In this segment, we break down the estimated 2.7% cost-of-living adjustment for 2026 and explore why experts are concerned this moderate boost may not be enough to cover rising expenses for retirees. Today's Stocks & Topics: DIS - Walt Disney Co., Market Wrap, EBAY - EBay Inc., The 2026 Social Security COLA: Will a 2.7% Increase Be Enough to Outrun Inflation?, BBNX - Beta Bionics Inc., TOST - Toast Inc., NX - Quanex Building Products Corp., Recent Copper Mining Deals, BALL - Ball Corp., DOV - Dover Corp., TECK - Teck Resources Ltd., A-I and U.S. Market Returns.Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com* Check out Upwork: https://upwork.comAdvertising Inquiries: https://redcircle.com/brands

Here's a full episode package for Kent Hance: The Best Storyteller in Texas, based on the transcript from Trans Hance Salesmanship Speech.txt:

Curious how to manage your 401(k), Social Security, and retirement withdrawals in today's market? On this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase break down practical strategies for navigating retirement planning, taxes, and investment decisions so you can make informed choices for your financial future. • Examine why a strong stock market may not reflect the real economy and what seems to be influencing current market movements. • Break down company stock in 401(k)s and explore how net unrealized appreciation (NUA) can affect tax planning. • Explore listener examples of balancing Social Security benefits and retirement account withdrawals to create a thoughtful income plan. • Review early retirement rules, including 457 plans, 72(t) distributions, and the rule of 55, and how they often impact access to funds. • Analyze estate planning mistakes, even among high-profile cases, to understand potential pitfalls and planning considerations. • Compare brokerage accounts, investment research tools, and target-date funds to evaluate what may fit your individual situation. • Evaluate the trade-offs between mortgage payoff strategies and staying invested when interest rates fluctuate. • Clarify how Roth 401(k) and IRA withdrawal rules differ before age 59 ½ and what that could mean for accessing retirement funds. Gain actionable insights and considerations to help make informed retirement planning decisions. Listen now and subscribe to the Retire Sooner Podcast to stay updated on the key factors shaping today's financial planning and retirement strategies. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

IS CASH KING? BALANCING LIQUIDITY AND GROWTH FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA and Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS,  Financial Planner, BWFA Episode Details: Cash is often described as either “king” or “trash.” In reality, it can be both—depending on your circumstances. In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor and Tyler Kluge explore when holding cash makes sense and when it may work against your long-term goals. The conversation begins with why cash matters. Having an emergency fund provides peace of mind and flexibility when life delivers the unexpected—medical bills, job loss, or urgent home repairs. Sandy and Tyler discuss how to size an emergency fund, why rules of thumb like “three to six months of expenses” may not fit every situation, and how personal factors such as job stability or income volatility affect the right cash balance. But cash also has drawbacks. For retirees who already have stable income from pensions or Social Security, holding too much in cash can mean missed opportunities for growth. The episode shares real-life examples of families who kept significant wealth in ultra-conservative accounts—only to realize that over decades, inflation would erode their purchasing power and diminish the legacy they hoped to leave to children and grandchildren. Sandy and Tyler emphasize that the right answer depends on goals, timing, and flexibility. They recommend tailoring cash holdings to personal risk tolerance, liquidity needs, and investment horizon. The discussion also touches on practical strategies, such as using money markets, high-yield savings, or laddered CDs to keep funds both safe and accessible. Finally, listeners are reminded that cash needs evolve with life changes—new jobs, growing families, or retirement. Reviewing and adjusting cash reserves regularly is critical to keeping financial plans on track. For more insights, visit BWFA's Financial Planning Services.

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Part 2 – Escaping the Inflation Trap: What's Next for America, Bitcoin, and Your Wealth In the dramatic second half of this essential conversation, Tom Bilyeu and Lyn Alden chart the turbulent path ahead for the U.S. economy, the fate of government entitlements, and the role of assets like Bitcoin and real estate as lifeboats in a sea of currency debasement. Lyn offers insider-level guidance on how investors and ordinary people can adapt, protect themselves, and even thrive as the current system buckles under its own weight. This part gets tactical: Lyn breaks down her investing playbook for a world ruled by persistent money-printing, explains why governments and corporations are wrestling with the Bitcoin question, and discusses why the “soft default” through inflation is already underway. Tom and Lyn tackle difficult truths about the future of Social Security, social unrest, and wealth redistribution—and where hope and opportunity still exist. If you want answers, strategy, and clarity on surviving the era of fiscal dominance, this episode is unmissable. SHOWNOTES33:15 – Policy-fueled asset bubbles and the hollowing of Main Street36:56 – Trump vs. Powell: Interest rates, housing, and the limits of central banking41:18 – The hard reality: Government spending, entitlements, and default scenarios46:19 – Why America can't “run the Volcker playbook” anymore49:06 – Will the U.S. eventually default—hard or soft? What happens to the middle class?51:31 – Can America escape this destiny without violent upheaval?54:49 – The entitlement time bomb: When will Social Security “break”?59:23 – Wealth inequality, pain, and predictions for the coming decade1:07:03 – Socialism vs. austerity—and why both parties are moving away from growth1:10:44 – Can AI and productivity growth save us? Or is it too late?1:14:10 – Lyn's investing approach: Three pillars for an inflation-dominated world1:19:33 – Is Bitcoin the answer? Risks, opportunities, and macro perspective on BTC1:25:31 – Stablecoins, altcoins, and public-company treasuries1:30:57 – Will Bitcoin's volatility fade—and what must happen for wider adoption?1:43:53 – Lyn's playbook for ordinary people: How to protect yourself and grow wealth1:46:06 – The future of the dollar and why global diffusion, not collapse, is likely1:49:32 – How to learn more from Lyn Alden FOLLOW LYN ALDEN:Twitter: https://twitter.com/LynAldenContactWebsite: https://www.lynalden.com What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER:  https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.:  https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how to maximize your Social Security and pension benefits in your retirement income plan.

Today, Paul and Evan talk about the Federal Reserve remaining neutral amidst Trump's rhetoric around trying to influence the bank and interest rates. The two advisors talk about why they aren't confident that Trump will follow through on the pressure and dive into some of the history of this independent bank, as well as which countries have not kept their nation's banks independent and which countries don't have nationalized banks at all. Then, they switch topics to address a listener's question about how social security benefits are penalized if you retire early and how to calculate if you're hurting or helping your benefit if you continue to work past your retirement age.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

0:30 You're listening to American Ground Radio with Louis R. Avallone and Stephen Parr. In today's episode we tackle Stephen Miller's claim that Democrats are terrorizing America. We discuss soft-on-crime prosecutors, Biden's open-border policy, and the revolving door of catch-and-release justice. Plus, we cover the Top 3 Things You Need to Know: Israel attacked leaders of Hamas with a bombing inside Qatar. A Judge in Michigan has thrown out criminal charges against 16 people stemming from the 2020 election. One of the key figures in the IRS - TEA Party targeting scandal has been fired. 12:30 Stay hydrated throughout the day with Performlyte from Victory International. Go to vni.life/agr and use the promocod AGR20 to get 20% off. 13:30 A judge in Maryland has issued a preliminary injunction against the Trump administration's policy requiring a person's biological sex be listed on their passport. How will this move affect security? We ask the American Mamas, Teri Netterville and Kimberly Burleson, about their childhood memories of moments when adulters were unkind. From classroom embarrassments to painful daycare incidents, Terri and Kimberly reflect on how those early experiences shaped their empathy, parenting, and commitment to uplifting others. If you'd like to ask our American Mamas a question, go to our website, americangroundradio.com/mamas and click on the Ask the Mamas button! 23:00 We dive into one President Trump’s campaign promises—a proposed 10% cap on credit card interest rates. We explore whether government-imposed price controls could save Americans billions or create unintended consequences in the financial market. Plus, Jack Phillips from Masterpiece Cakeshop joins us on the phone to discuss his decade-long legal journey to the U.S. Supreme Court. Jack shares how his Christian faith guided his decision not to create a custom wedding cake for a same-sex couple, why he believes cakes are messages of art, and how he’s stood firm through multiple lawsuits, hate calls, and national scrutiny. You can order cookies and brownies at masterpiececakeshop.store and check out Jack's book, The Cost of My Faith: How a Decision in My Cake Shop Took Me to the Supreme Court. 32:30 Protovite from Victory International is a a multivitamin designed to absorb quickly. Go to vni.life/AGR and use the code AGR20 to get 20% off. 33:30 We break down a major Social Security change coming at the end of September. The Social Security Administration will stop issuing most paper checks to beneficiaries. Plus, Kentucky's 2018 law that made 50/50 child custody the default in most divorce case has led to fewer divorces in the state, and that's a Bright Spot! 40:30 We react to Fox News host Bret Baier’s surprising question to Justice Amy Coney Barrett about the 22nd Amendment and presidential term limits. And we finish off with some words of wisdom about parenting that will make you say, "Whoa!" americangroundradio.com Facebook: facebook.com / AmericanGroundRadio Instagram: instagram.com/americangroundradio Links: IRS issues termination notice to top aide linked to Obama-era Tea Party targeting scandal Divorce Plunged in Kentucky. Equal Custody for Fathers Is a Big Reason Why. Kentucky’s Common Sense Solution Sends Divorce Rates PlummetingSee omnystudio.com/listener for privacy information.

A domestic violence case takes a tragic turn; firefighters push for more cancer coverage; Seeking a solution for Social Security; and more...

Norbert Michel and Dominic Lett square off over whether fiscal or monetary policy is the bigger mess. Lett highlights how entitlement programs like Social Security and Medicare are driving unsustainable debt levels, while Michel explains how post-2008 Federal Reserve changes have created risks of “fiscal dominance,” where monetary policy is increasingly shaped by government borrowing needs. Both stress that without structural reforms and political restraint, the U.S. faces uncertain and potentially catastrophic economic consequences.Show Notes:https://www.cato.org/policy-analysis/comprehensive-evaluation-policy-rate-feedback-rules#https://www.cato.org/books/crushing-capitalismhttps://www.cato.org/blog/medicaid-driving-deficits-republicans-are-scarcely-tapping-brakeshttps://www.cato.org/news-releases/senate-bill-could-increase-debt-6-trillion-cato-analysis# Hosted on Acast. See acast.com/privacy for more information.

The hidden complexities of Social Security could cost retirees tens of thousands over a lifetime. While it may seem like a simple income source, the right strategy can dramatically improve your financial security.Claiming isn't one-size-fits-all. Protecting a spouse, guarding against longevity risk, or maximizing investments each call for a different approach. Traditional breakeven analyses often miss key factors like the opportunity cost of using investments while waiting for benefits.Spousal and survivor benefits can be game-changers—especially for couples with different earning histories. Even divorced individuals from long marriages may have powerful options.Taxes add another layer. Up to 85% of your benefits can be taxable, but with smart planning, that burden can shrink. And if you work while claiming early, your benefits may be reduced, erasing the advantage.Most importantly: retiring and claiming benefits are separate decisions. Your Social Security continues to grow whether you work or not, creating opportunities for better coordination across income sources and better after-tax income.Discover how mastering these Social Security secrets can transform your retirement strategy and your peace of mind.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Originally aired on 06/03/2025 Patrick opens the hour by responding to a listener’s struggle with isolation while growing closer to Jesus, drawing parallels to St. Paul’s hardships and the promise of deeper spiritual bonds. He fields questions about Christian relics, considers the spiritual growth possible in suffering through flawed government, addresses the frustrations of Social Security, and gently advises callers on topics like wearing the rosary while on duty as a police officer or breaking the habit of speaking harshly to a parent. Lauren (email) – Do people choose not to follow Jesus because it can lead to a life of isolation? (00:39) Sean - Remind Patrick that Codex Sinaiticus was found at the St. Catherine’s Monastery at Mount Sinai (06:05) Alex - In response to affordable housing, isn’t it sometimes good to undergo suffering? (11:54) Jean – What about someone who pays into Social Security but dies before they collect anything (22:06) Patty – I’m a patrol sergeant and I wear the rosary around the neck. Is that disrespectful? (25:33) Bill - How do we discern between real videos of the pope and something that might be AI? (28:43) Beth - Response to an earlier email from Lauren about faith and isolation: the more we get involved in our parish, the more we feel connected. (35:20) Elena - Are there sins that God won’t forgive? (38:00) Jose - I live with my mom and help her. Is it right for me to leave? (44:58)

Marc Goldwein, Senior Vice President and Senior Policy Director for the Committee for a Responsible Federal Budget, breaks down two pressing economic issues. First, he explains why recent economic gains may be nothing more than a short-lived “sugar high” that doesn't signal long-term growth. Then, as Social Security celebrates its 90th anniversary, Goldwein highlights the looming insolvency crisis and what it means for retirees and future generations.

This week on Newstalk KBOI, Brian takes a step back to look at how the way we shop, spend, and invest has completely transformed—from Sears catalogs to Amazon's overnight delivery. But convenience comes with new challenges: tariffs on small packages, global supply chain shifts, and questions about whether “buying American” is realistic in today's economy. Brian also digs into the big-picture investing takeaways. What industries will benefit from reshoring manufacturing? Will AI make some jobs (and workers) obsolete—and what does that mean for investors? And when it comes to gold, is it really a currency, a collectible, or just a heavily-taxed gamble? Plus, Brian wraps it all up with our team's approach to the “bucket strategy,” showing how a disciplined approach could even rescue Social Security—and why the hardest part is simply getting started.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley

How much you need to retire quiz: https://bit.ly/Adam-OlsonAvoid Retirement Taxes So Well It Feels Like Cheating8319121.1Most retirees unknowingly hand over 20–30% of their retirement income to taxes every year. But the truth is—smart retirees often pay less than 5%. The difference comes down to retirement tax strategies that are 100% legal, yet so effective they feel like cheating.In this video, I'll reveal how to avoid retirement taxes and build a tax-free retirement plan using strategies that go far beyond conventional advice. You'll learn:✅ The hidden retirement tax mistakes most people make, including RMD tax planning traps, Social Security tax strategies, Medicare IRMAA surcharges, and state income tax surprises that eat away at your savings.✅ Why traditional retirement tax advice often fails—and how tax-efficient retirement planning can save you thousands every year.✅ The power of the Roth conversion strategy to eliminate required minimum distributions and create lifetime tax-free retirement income.✅ How geographic arbitrage (moving to a tax-friendly state like Florida, Texas, or Nevada) can instantly save 5–10% of your income.✅ The overlooked benefits of municipal bonds that generate completely tax-free income and don't trigger Social Security taxes or Medicare surcharges.✅ Why the Health Savings Account (HSA) retirement strategy is the only account with triple tax advantages—and how to use it for healthcare and tax-free wealth building.✅ My complete Red Zone Retirement Plan framework that coordinates Roth conversions, state tax planning, municipal bond ladders, and HSAs into a powerful tax-efficient retirement strategy.All of these tax strategies are fully legal, built into the tax code, and proven to reduce lifetime tax burdens. Done correctly, they can transform your finances and create the confidence of a near-zero-tax retirement.

Ready to get off the market roller coaster? This episode explores how “boring” income strategies—like Social Security timing and fixed indexed annuities—can bring steady cash flow in retirement. Brandon Bowen shares real-life stories, debunks annuity myths, and explains why predictable income is the key to enjoying life, traveling, and reducing stress. Discover how an income inspection can help you avoid regrets and build lasting financial security. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Here's your local news for Monday, September 8, 2025:We head to a protest outside the Odana Road Social Security office,Consider the consequences of an increasingly corporatized and tech-focused higher education system,Share the local government's calendar for the week ahead,Celebrate the birthday of "a lion in literature's forest,"Discuss some of the best snacks to eat with your evening cocktail,Review two new offerings on the small screen,And much more.

ChooseFI unveils a new feature on the website that allows listeners to have their financial independence questions answered by experts. Featuring in-depth discussions with Karsten Jeske (Big Earn) and Fritz Gilbert, the episode explores the ramifications of potentially increasing the safe withdrawal rate and provides critical insights into retirement strategies, including cash flow considerations like Social Security and required minimum distributions (RMDs). Key Topics Discussed: Introduction to New Features (00:00:00) Introduction of a Q&A functionality on the ChooseFI website for community engagement. Listener Questions Segment (00:00:36) Introduction to the expert answers provided by Karsten and Fritz. Discussion on Safe Withdrawal Rates (00:05:26) Explanation of the traditional 4% rule and its significance. Karsten's Perspective on the 5.5% Rate (00:07:45) Critique of Bill Bangan's proposed increase in the safe withdrawal rate and why it may be misleading. Nuances of Early Retirement (00:34:25) Insights on adjusting retirement strategies when planning for longer horizons, emphasizing the time value of money. Fritz on RMDs and Safe Withdrawal Rate (00:36:16) Explanation of how RMDs impact withdrawal strategies, highlighting that RMDs apply only to pre-tax accounts. Actionable Takeaways: Adjust SWR to account for extended Retirement horizons Incorporate potential income sources such as Social Security into your retirement planning. (00:35:01) Carefully consider your asset allocation to manage risks related to early retirement (e.g., sequence of return risk). (00:48:06) Key Quotes: "The proposed 5.5% withdrawal rate is misleading and overly optimistic." (00:09:21) - Karsten Jeske "A safe withdrawal rate must not fall below 3.25% for financial security." (00:35:41) - Karsten Jeske "Plan for additional income sources like Social Security in retirement." (00:35:01) - Karsten Jeske "RMDs do not dictate your total spending in retirement." (00:39:00) - Fritz Gilbert "Behavioral finance warns against the pitfalls of emotional investing." (00:51:16) - Brad Barrett Timestamps: 00:02 - Invitation to submit questions at choosefi.com/feedback. 00:05 - Introduction of Karsten Jeske and Fritz Gilbert. 00:09 - Discussion on the safe withdrawal rate controversy. 00:35 - Required minimum distributions explained. 00:49 - Dynamic withdrawal strategies overview. Discussion Questions: How do you view the proposed increase in safe withdrawal rates? What strategies are you incorporating to prepare for early retirement? In what ways can Social Security impact your withdrawal strategy? How do you reconcile RMDs with your personal withdrawal goals? Related Resources: Early Retirement Now Blog: Insights into safe withdrawal rates. Retirement Manifesto: A guide to successful retirement strategies

The markets are sending mixed signals — domestic and international equities continue to climb, gold hits record highs, and small caps rally like we haven't seen in decades. But uncertainty looms: will the Fed cut rates in September, or will stubborn inflation hold them back?In this episode of Today's Market Explained, Brian Kasal and Chris Reardon break down the latest economic numbers, global trends, and policy shifts that every investor should be watching. From international surprises to tariff battles and even the future of Social Security, they cut through the noise to give you a clear picture of where things stand.

Social Security is one of the most misunderstood parts of retirement planning. For federal employees and their families, it's not about whether to take it early or late; it's about how to coordinate Social Security with your pension, TSP, survivor benefits, and taxes. In this episode, Micah and advisor John share real-life client experiences and dive into: The Pros and Cons of Claiming at 62 vs. Waiting Until 70 Survivor benefits and why early decisions matter. How Social Security interacts with your overall retirement cash flow. What pending legislation could mean for your FERS supplement. Practical strategies to avoid common mistakes. Listen now and get the clarity you need to make Social Security a strong part of your retirement plan. https://zurl.co/cmYMV

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠https://www.eseniorinsurance.com⁠✅ Call us: (801) 255-5340

Bryce sits down with William Glass, Policy Director of the Millennial Debt Foundation, to unpack the uncomfortable truth about America’s $37 trillion debt crisis and the generational divide fueling it. They discuss how baby boomers’ entitlement programs and voting patterns helped create today’s unsustainable system, why Social Security is essentially a Ponzi scheme, and what reforms are needed before the U.S. economy hits a breaking point. William explains how powerful special interests have weaponized ignorance to keep the system on autopilot, why Congress keeps kicking the can down the road, and what small but vital changes could still save future generations from economic collapse. This candid conversation blends humor, frustration, and hard facts about the debt legacy America can no longer ignore Ready to JOIN THE FIGHT? Join Bryce’s email list for opportunities to join the discussion, get exclusive interviews, and MUCH MORE: Bryceeddy.com For daily episodes, news, and conservative discussions like this, SUBSCRIBE to The Bryce Eddy Show:https://podcasts.apple.com/us/podcast/the-bryce-eddy-show/id1635204267 Instagram:https://www.instagram.com/thebryceeddyshow/ X:https://x.com/Bryceeddy1See omnystudio.com/listener for privacy information.

Vialto's Gary Chandler and Alan McAllin return to On The Move for part three of their Social Security Matters series. This time, they explore three very specific opportunities for companies and their employees to save big money on social security taxes as they move between countries. All while keeping the employee whole.  

This episode features Gregory Ricks discussing the essentials of estate planning, including wills and powers of attorney, and the importance of proactive health care through his own cancer journey. Listeners also receive practical advice on financial planning, building emergency funds, and managing retirement accounts like 401(k)s. The show blends expert guidance with personal stories to help listeners make informed decisions for their financial and personal well-being.For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/Download the Winning at Life app to never miss a replay!Investment Advisory products and services made available through AE Wealth Management, LLC or registered investment advisor, insurance products are offered through the insurance business Gregory Ricks and Associates, Incorporated AE wealth management does not offer insurance products, the insurance products offered by Gregory Ricks and Associates incorporated are not subject to investment advisor requirements. Investing involves risk, including the potential loss of principal, any references to protection, safety or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying ability of the issuing Carrier. This radio show was intended for informational purposes only. It is not intended to be used as the sole basis for a financial decision, nor should it be construed as advice designed to meet the particular needs of an individual situation. Gregory Ricks and Associates is not permitted to offer and no statement made during the show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US government or any governmental agency. The Information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks and Associates. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences, including, but not limited to a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. Neither AE Wealth Management nor advisors providing investment advisory services through AE Wealth Management recommend or facilitate the buying or selling of cryptocurrencies. Third parties and guests of the show are not affiliated with nor do their opinions reflect those of Gregory Ricks and associates or AE wealth management. Ae Wealth Management provides services without regard to political affiliation. And the views of individual advisors are not necessarily the views of AE Wealth Management.

A Democrat introduces bill to eliminate taxes on Social Security. Didn't Trump promise that? What will the GOP do now? This is how crazy the GOP is about guns - they're mulling a trans gun ban. Leave it to the GOP to push "hate" instead of gun reform. Trump's pick to lead BLS tweeted sexually degrading and racist attacks.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ralph welcomes Palestinian-American writer, activist, and scientist Susan Abulhawa to discuss the ongoing Palestinian genocide and the evidence that supports a vastly higher death toll in Gaza.Susan Abulhawa is a Palestinian-American writer and political activist. She is the author of Mornings in Jenin—translated into thirty languages—and The Blue Between Sky and Water. Born to refugees of the Six Day War of 1967, she moved to the United States as a teenager, graduated in biomedical science, and established a career in medical science. In July 2001, she founded “Playgrounds for Palestine,” a non-governmental children's organization dedicated to upholding the Right to Play for Palestinian children.I consider this, first of all, immoral. It's disrespecting the Palestinian dead while they kill the Palestinians who are still alive with US bombers and artillery shells and other weapons coming from Washington, D.C. And it underestimates the kind of urgency that should be confronting this genocide.Ralph NaderThis is something that I think generations will study for a very long time to come. The complicity of Western media across the board is no less criminal than the genocide itself.Susan AbulhawaThis is a complete wiping out of life. A total destruction. And it's completely driven by this unfathomable hate and colonial arrogance and Jewish supremacy and this notion of entitlement. Of being favored by God, of being promised some real estate by a real-estate-agent Lord. I mean, it beggars belief the narratives that we see spoken in mainstream outlets and in the halls of power. Truly, it beggars belief.Susan AbulhawaNo, I don't believe Israel has a right to exist. It has never had a right to exist. No political entities have a right to exist. People have a right to exist. They have a right to exist in their own homeland with dignity. People have a right to universal dignity. A supremacist ideology—and that's ultimately what Zionism is predicated on, on supremacy and entitlement for a group of people at the detriment of another group of people—that is not a right, and it should never be a right. It should be anathema, in fact.Susan AbulhawaNews 9/5/25* The Intercept reports AIPAC has lost another Democratic ally in Congress. Congresswoman Deborah Ross of North Carolina has pledged that she will not accept AIPAC campaign contributions in her 2026 reelection bid. In previous elections, Ross has accepted over $100,000 in AIPAC donations. This comes on the heels of another North Carolina Congresswoman, Valerie Foushee – who received over $800,000 in AIPAC contributions – also renouncing donations from the group. As the Intercept notes, in June, the North Carolina Democratic Party adopted a resolution calling for a “complete arms embargo on all military aid to Israel until it ends its apartheid rule of Palestinians.” Dr. Paul McAllister, a reverend and chair of the Interfaith Caucus of the North Carolina Democratic Party, is quoted saying “AIPAC uses the muscle of their resources to oust anyone who disagrees with them regarding Israel, the conduct of Israel and the atrocities that may be committed by the government of Israel — so it is good that Deborah Ross is willing to recognize and acknowledge that.”* In more Israel news, a new aid flotilla bound for Gaza departed from Genoa, Italy last Sunday. Unlike previous flotillas however, this one carries the protection of a surprising group: Italian dockworkers. According to POLITICO EU, “Speaking at a rally on the docks of Genoa, one of Europe's largest ports, a dockworker representing the USB union said…‘Around mid-September, these boats will arrive near the coast of Gaza. If we lose contact with our boats, with our comrades, even for just 20 minutes, we will shut down all of Europe.'” Genoa has expressed unprecedented solidarity with Gaza. A food drive in the city collected “more than 300 tons of humanitarian aid…[and] over 40,000 people, including the city's mayor, Silvia Salis, joined a torchlit march through the streets in support of the [humanitarian flotilla on Saturday].” During the procession, Salis remarked “Every day I am proud to be the mayor of this city, but tonight, if possible, I am even more so.”* In yet another Israel story, Tom Artiom Alexandrovich, an Israeli cybersecurity apparatchik, who was arrested in August during an undercover operation “targeting child sex predators,” failed to appear for his court date in Nevada. Alexandrovich fled to Israel after being bailed out of jail in the U.S.; his lawyer, David Chesnoff, told the court that he told Alexandrovich not to attend the hearing. Judge Barbara Schifalacqua is now demanding that Alexandrovich appear before the court this week, but it remains to be seen whether he will actually show. This case has become politicized, with liberals and conservatives accusing one another of allowing Alexandrovich to flee the country. The government of Israeli Prime Minister Benjamin Netanyahu falsely denied that Alexandrovich was arrested at all. This from Al Jazeera.* In more sex predator news, Representatives Ro Khanna, Thomas Massie and Marjorie Taylor-Greene held a press conference this week with survivors of abuse at the hands of Jeffrey Epstein to push for full disclosure of the Justice Department's files on the case. At this conference, survivors also said they will release their own list of names. This comes amidst a renewed push for Congressional action spearheaded by the survivors. On Tuesday, the House Oversight Committee released a batch of records, but most of these have been made public before. The survivors met with lawmakers this week, including Speaker Mike Johnson, who said “I think the Oversight probe is going to be wide and expansive, and they're going to follow the truth wherever it leads,” per the Washington Post. Congresswoman Nancy Mace was also seen emerging from a meeting with the survivors visibly upset, though we do not know what exactly was discussed in this meeting. What is clear is that the Epstein story is not going away any time soon.* In local news, the National Guard has shared a statement with CBS News' Scott MacFarlane in which they boast that, “Guardsmen have cleaned more than 3.2 miles of roadways, collected more than 500 bags of trash, and disposed of three truckloads of plant waste.” Looking beyond the absurdity of deploying the National Guard to pick up trash, Samuel Littauer, Commissioner of ANC 3C01 – a local government district in Washington – crunched the numbers and found that “DC's cleaning crews cover around 81 miles/day for around $150K/day… [while the] National Guard has cleaned a total of 3.2 miles and costs more than $1M/day.” This means, “It's about 170X more cost efficient per mile to fund DC's existing work.”* Yet, despite the staggering inefficiency of the federal occupation – to say nothing of the outrageous, authoritarian government overreach – D.C. Mayor Muriel Bowser has signed an order outlining how the District will “continue to work with the U.S. Marshals Service, the FBI, U.S. Park Police, the Drug Enforcement Administration, [and] the Bureau of Alcohol, Tobacco, Firearms and Explosives,” according to WTOP. This report notes that, “Bowser's order provides a path for working with federal law enforcement…[a] public indication that federal law enforcement could remain in the city indefinitely.” Other D.C. officials, including the District's delegate in Congress Eleanor Holmes Norton, have decried the occupation. Unfortunately, Norton is not even afforded the power of a single vote in Congress. This debacle further underscores the necessity for sovereign statehood for D.C.* In more news of federal law enforcement overreach, Prem Thakker of Zeteo reports new figures that show, “61,226 people are currently in ICE detention — the highest number ever in US history.” Thakker goes on to report that “According to ICE data, 70% of these people have no criminal conviction.” This unjustifiable mass detention shows no signs of slowing down, with ICE being granted larger and larger budgets and more and more latitude by the administration. The parallels to other shadowy secret police organizations throughout history continue to grow more pronounced.* Labor Notes editor Luis Feliz Leon reports Columbia University is seeking to bust graduate worker unions – at Columbia and beyond. A statement from the union reads “Over the summer, the university expelled and suspended 80 students, eliminated all but ten…graduate instructor jobs, and filed an Unfair Labor Practice Charge that could reshape the future of higher ed.” This marks yet another blow to the august reputation of Columbia, already damaged by their authoritarian overreaction to pro-Palestine protests and their capitulation to borderline extortion by Trump.* In the federal government, Trump continues to attack critical safety regulators. Reuters reports, “Two of the three remaining commissioners at the Nuclear Regulatory Commission, the U.S. nuclear safety watchdog, told a Senate hearing on Wednesday they feel President Donald Trump could fire them if they obstruct his goal to approve reactors faster.” Trump, via executive order, has committed the United States to, “fast-tracking new reactor licenses and quadrupling U.S. nuclear energy capacity by 2050…while also reducing staffing at the NRC.” The Commission is already down to just three members from its usual five and according to this report, “a dozen senior level managers…have left or announced they will leave since January, and…143 staff departed between January and June.” The Commission is currently considering five reactor applications and “expects another 25 to 30 soon.” Whatever one's thoughts are on nuclear energy in general, it is wildly irresponsible and dangerous to consider these reactor proposals by a commission short-staffed and constantly threatened with dismissal.* Finally, the Government Accountability Project has submitted a stunning whistleblower complaint on behalf of Chuck Borges, Chief Data Officer at the Social Security Administration. This complaint concerns “serious data security lapses, evidently orchestrated by DOGE officials, currently employed as SSA employees, that risk the security of over 300 million Americans' Social Security data…including apparent systemic data security violations, uninhibited administrative access to highly sensitive production environments, and potential violations of federal privacy laws by DOGE personnel.” The most critical violation is the DOGE staffers' move to “create a live copy of the country's Social Security information in a cloud environment that circumvents oversight.” As this complaint explains, “This vulnerable cloud environment is effectively a live copy of the entire country's Social Security information…that…lacks any security oversight from SSA or tracking to determine who is accessing or has accessed the copy of this data.” This includes “all data submitted in an application for a United States Social Security card—including the name of the applicant, place and date of birth, citizenship, race and ethnicity, parents' names and social security numbers, phone number, address, and other personal information.” If this data were to be compromised – as is eminently possible given the unsecured and unsupervised nature of the cloud copy, “Americans may be susceptible to widespread identity theft, may lose vital healthcare and food benefits, and the government may be responsible for re-issuing every American a new Social Security Number.” This staggering degree of carelessness and incompetence is almost unbelievable, if not for the fact that it comports perfectly with the DOGE track record. We can only hope lawmakers and regulators take swift action to shut down this ticking timebomb of data before it's too late.This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe

Jim and Chris discuss listener questions on surviving spouse Social Security benefits and Roth conversions, SSDI and pensions, the Social Security Fairness Act, managing large HSA reimbursements, and choosing between MYGAs and the TSP G Fund.(7:45) George asks whether Roth conversions count toward the earnings test when planning to claim his surviving spouse Social Security […] The post Social Security, HSA Reimbursements, and MYGAs: Q&A #2536 appeared first on The Retirement and IRA Show.

What if the birth certificate was never for your baby—but a tool of control used by the state?In this episode, I sit down with Veda Ray, a freebirthing mother of two, who chose to walk a path most women never even consider: birthing and raising her second child completely outside the system. No pregnancy test. No monitoring. No birth certificate. No social security number.After her first birth at a birth center, Veda knew she wanted something different. This time, she listened deeply—to her body, to her baby, and to her own intuition—and what she heard was clear: this child was to be born free.We go deep into the realities of living outside the system, including how she navigated the legal terrain to secure a passport without government-issued ID, why she believes the birth certificate is a jurisdictional trap, and the spiritual responsibility of saying no to the state's contracts.Inside this episode:What really happens when you don't get a birth certificate or Social Security number for your childThe process Veda used to get a passport without a state-issued IDWhy a “family Bible” can hold legal weight in proving lineage and identityHow the social security number binds your child into the U.S. corporate systemThe link between freebirth and reclaiming jurisdiction over your body and familyWhat it's like to raise a child who has never been registered by the stateThe unseen cost of outsourcing authority—and what you reclaim when you stopTimestamps:[00:00] Introduction[02:01] Choosing radical self-trust after rejecting the medical model[09:21] Learning to sit in the unknown and trust yourself through freebirth[22:54] Rethinking the birth certificate as a contract with the state and choosing a sovereign path instead[26:08] Creating private records to get a passport without a birth certificate[36:47] Using private trusts and EINs as alternatives to social security numbers and state contracts[52:44] Facing fear, claiming trust, and birthing in full sovereignty with family by your sideResources Mentioned:The Business of Being Born | MovieIf you want to connect with Veda, you can find her website here, and follow her @veda.revival.Find more from Emilee on Instagram, YouTube and the Free Birth Society website.Disclaimer: Free Birth Society, LLC of North Carolina shares personal and educational stories and experiences related to freebirth and holistic care. This content is not medical advice, and we are not a licensed midwifery practice. Testimonials reflect individual experiences; results may vary. For services or scheduling, contact info@freebirthsociety.com. See full disclaimer at freebirthsociety.com/youtubeterms.

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Pod Save America hits 1,000 episodes, and to celebrate, Favreau, Lovett, Tommy, and Dan sit down in studio to answer your questions. Among them: Why is JD Vance so grating? Should more Democrats take Newsom's lead on social media? And who would you rather be trapped in an under-sea habitat with—Don Jr., Stephen Miller, or Marjorie Taylor Greene? Plus, ranking the media platforms that matter in a preview of our subscription-only show: Inside 2025.For a closed-captioned version of this episode, click here. For a transcript of this episode, please email transcripts@crooked.com and include the name of the podcast. Get tickets to CROOKED CON November 6-7 in Washington, D.C at http://crookedcon.com