Podcasts about social security

WANT HELP WITH RETIREMENT PLANNING? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.comWhen to take Social Security is more important, and more complicated, than most realize.There are plenty of ways to make a bad choice and miss out on $tens of thousands (or more) of income you could otherwise receive in retirement,.Julia Lembcke returns to explain how Social Security works and the most important considerations you need to take into account in determining when to take it.For a very practically useful breakdown of all things Social Security, watch this video.#socialsecurity #retirement #retirementincome _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.All the details on Thoughtful Money's relationship with the financial advisors it endorses, many of whom regularly appear on this program, can be found in the following documents. We highly recommend you review these documents as they cover the terms that will apply should you choose to work with one of these firms at any time after watching this video.Thoughtful Money Disclosure Document: https://thoughtfulmoney.com/disclosureThoughtful Money Agreement: https://thoughtfulmoney.com/agreementIMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2026 Thoughtful Money LLC. All rights reserved.

The CFPB's June 5, 2026 statement on "Ability to Repay and Immigration Status" presents creditors with a difficult, and potentially unprecedented, compliance dilemma. The Bureau says that when creditors are required to assess a consumer's ability to repay, they may, and in some circumstances may be required to, consider information about the consumer's immigration status if that information bears on the consumer's current or reasonably expected future income. But how can creditors take immigration status into account without violating federal or state fair-lending laws that prohibit discrimination based on national origin? That was the central question explored in the latest episode of the Consumer Finance Monitor Podcast, released today. Our host, Alan Kaplinsky (founder, leader for 25 years and now Senior Counsel of our Consumer Financial Services Group) was joined by three Ballard Spahr lawyers with complementary expertise: Dustin O'Quinn, a nationally recognized immigration lawyer; Richard Andreano, leader of the firm's Mortgage Banking Group and a leading authority on mortgage lending regulation; and John Culhane, a longtime member of Ballard Spahr's Consumer Financial Services Group. The discussion demonstrates just how difficult the CFPB's guidance may be for creditors to operationalize. Key Topics Discussed Include: ·                 What exactly did the CFPB say? ·                 Credit cards and mortgages are different; John Culhane explained that the credit card ability-to-repay requirement is fundamentally a point-in-time assessment. ·                 Immigration status is anything but binary; nOne of the most important points made during the podcast was that creditors cannot sensibly divide applicants into two categories—those who are "legal" and those who are "illegal." ·                 The ITIN issue; The CFPB guidance also raises questions about lending to consumers who have an Individual Taxpayer Identification Number (ITIN) rather than a Social Security number. ·                 The fair-lending problem; Rich Andreano described the problem succinctly: The guidance raises the risk associated with failing to consider immigration status but does not provide clear guideposts for considering immigration status without running afoul of ECOA and other civil-rights laws. ·                 Simply lending only to citizens and permanent residents is not the answer; One possible reaction might be for a creditor to adopt a bright-line policy: lend only to U.S. citizens and lawful permanent residents. ·                 The banking agencies have entered the picture; Among the subjects addressed are credit risk and underwriting, source of repayment, collateral considerations, documentation and verification, portfolio and concentration risk, and consumer compliance. ·                 What should creditors do? The podcast participants agreed that simply ignoring the CFPB guidance is unlikely to be a satisfactory answer, particularly for banks subject to regular examination. The CFPB's immigration-status guidance sits at the intersection of ability-to-repay requirements, immigration law, fair lending, safety and soundness, and state law. It is therefore an unusually complicated issue that cannot be analyzed solely from a consumer-finance or immigration-law perspective. Our latest Consumer Finance Monitor Podcast brings those disciplines together. Dustin O'Quinn, Richard Andreano, and John Culhane provide a detailed discussion of what the guidance means, the practical problems it creates for creditors, and how lenders should begin thinking about their policies and procedures. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

Source: Epoch Times

Ben Wikler, the former Wisconsin Democratic Party chair and author of the new book This Is the Plan joins the Chuck Toddcast to argue that Democrats keep making the same category error: they keep winning change elections and then failing to deliver change, because they're trying to fix policy without first fixing the system that determines who gets to make policy. Wikler's framing is memorable and a little cheeky — you have to win the ring of power and then cast it into Mount Doom — but his point is serious. When the right wins power, it immediately restructures the system to entrench itself; Democrats win and then govern as though the rules are fixed. His plan runs through the state level, where free and fair elections are actually secured, and demands ending the filibuster and reforming the Supreme Court, including term limits for justices, because campaign finance reform is impossible without a Court willing to allow it. Wikler argues America is in the greatest period of political instability in its history, that inequality now exceeds the Gilded Age, that gerrymandering has left millions of people without a meaningful vote, and that both party bases increasingly want to fight more than they want to win — while swing and non-voters have simply given up on the system itself. He rejects the tired rebuilders-versus-renovators binary: FDR's Social Security pitch was a huge swing, incrementalism was the only path to Obamacare, and the actual art of politics is starting from values and vision and then figuring out what can pass. The conversation gets specific about Wisconsin and about trust. Wikler pushes back on the idea that Francesca Hong is too "Madison" for a statewide race, notes she's spent years traveling and listening across the state, and calls Tom Tiffany an election denier who is genuinely beatable in a cycle where affordability is the central issue. He and Chuck work through the puzzle of why Tony Evers' calm, steady approach succeeded where Biden's didn't — Evers came out forcefully against Dobbs, and, more fundamentally, you have to convince a majority of voters that government can actually work, which means doing what you said you'd do and then relentlessly telling people you did it. Wikler points to pandemic relief as the cautionary tale: those programs dramatically improved life for lower-income voters, the child tax credit cut child poverty in half, and then it all expired and Democrats got punished for the loss rather than credited for the gain — with an extension that had bipartisan support dying anyway, because the filibuster exists largely to deprive the other side of a win. He credits Ken Martin for investing in state parties, argues Democrats don't need a 50-state strategy so much as fifty different state strategies since the coalition looks different everywhere, and concedes that Trump has been the most successful Republican of this era, spawning an army of mini-mes modeling themselves on him. And yes, Chuck asks the obvious question — why not run for Senate yourself? Thanks to the sponsors of The Chuck ToddCast: Upgrade your everyday. Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Play ball and swing for the fences on FanDuel, an official partner of the MLB at https://FANDUEL.COM. For free and unbiased Medicare help, dial (980) 734-3985 to speak with my trusted partner, Chapter, or go to askchapter.org/chuck / *Paid Partnership Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Timeline: (Timestamps may vary based on advertisements) 00:00 Ben Wikler joins The Chuck ToddCast 01:00 Ben’s new book is “This Is The Plan” 01:15 What is the plan? 01:45 To get political change we need, we need to change the system 02:30 To secure free & fair elections, need to win at the state level 03:00 We need an end to the filibuster and Supreme Court reform 03:45 There’s no one office or candidate to get us out of this mess 05:45 We need to win the ring of power, then cast it into Mount Doom 06:15 When the right wins power, they immediately change systems 07:15 We keep having change elections, then not getting change 09:30 We’re in the greatest period of political instability in American history 12:30 Both party bases want to fight more than want to win 13:30 We’re so gerrymandered, people don’t really get a vote 15:00 Swing/Non voters have given up on the system itself 19:30 Are rebuilders or renovators going to win the argument? 20:00 FDR’s social security pitch was a big swing 22:30 Incrimentalism was the only way to pass Obamacare 23:15 The art of politics is values/vision, then figure out what can actually pass 24:15 A party should be able to change laws, then face the voters 25:30 Need to reform the Supreme Court to reform campaign finance laws 26:15 Advocate for term limits for Supreme Court justices in the book 26:45 Inequality is now worse than it was during the Gilded Age 28:00 Is Francesca Hong too “Madison” of a candidate for Wisconsin gov? 28:45 Hong has been traveling the state & listening for years 29:45 Wisconsin Dem gov primary has been topsy turvy 30:45 Tom Tiffany is an election denier & beatable candidate 32:00 Affordability is the central issue this election cycle 34:45 Why did “calming the waters” work for Tony Evers, but not Joe Biden? 35:30 Evers came out very strongly against Dobbs 36:15 You have to convince a majority of the public that government works 38:15 Trust is earned by doing what you say you’ll do, then highlighting it 39:45 Pandemic relief had a massive positive effect on lower income voters 40:15 Those programs stopped, and voters punished Dems for it 41:00 Child tax credit cut child poverty in half, great accomplishment for Dems 41:30 There was bipartisan support for extended tax credit, still didn’t get done 42:00 Filibuster is used to deprive the other side from getting a win 44:30 Politicians can lay out a succession plan, but voters get their say 46:00 Politicians are limited in setting out a succession plan 47:30 How big should the Democratic tent be? 48:30 The coalition looks different in different states 50:00 Donald Trump has been the most successful GOP politician of this era 50:45 Every Republican politician looks to Trump as the model 51:15 Trump has created an army of “mini-mes” 53:00 What Ken Martin is doing right: Building state parties 55:45 Democrats don’t need a 50 state strategy, they need 50 state strategies 56:45 You build a local brand through your actions over time 57:30 When did you first think about running for office? 59:30 Support Tammy Baldwin’s bill to provide live Packers games 1:01:00 Most excited about Jordan Love in the upcoming season 1:02:15 Why wouldn’t you run for the senate?See omnystudio.com/listener for privacy information.

Chuck Todd unpacks David Crowley's astonishing photo-finish win over Francesca Hong in Wisconsin — a race Crowley dropped out of, re-entered with Tony Evers' backing, and then won by roughly 3,200 votes — and argues national Democrats are far more relieved than they'll ever admit. Had Hong won, she'd have become a face of the party while being forced to spend the fall answering for past statements about defunding police, abolishing prisons, and canceling Thanksgiving rather than talking about the economy, handing Republicans an absurdly easy story to tell. Chuck credits Tony Evers for refusing to fence-sit and mounting what amounted to an emergency rescue operation, while noting Crowley isn't remotely "establishment" — he came from genuinely modest roots and ran a campaign largely defined by what he wasn't. Chuck identifies Hong's central unforced error as nationalizing her race in the closing weeks, a fundraising-driven instinct in an era where media appearances increasingly function as fundraising appeals, forgetting that the national online audience and the local electorate are not the same people. Mamdani stayed disciplined and won; Hong drifted into boutique cultural debates and lost. But Chuck cautions against reading this as a repudiation of the left: Peggy Flanagan won in Minnesota, progressives are doing better this cycle than they have in years, and the 2027 House will be younger and slightly further left. The real structural lesson is that progressives struggle in higher-turnout and open primaries, still face a persistent obstacle with African American primary voters, and — most tellingly — keep getting rejected by the working-class voters they orient their entire message toward, which is more than a messaging glitch. Abdul El-Sayed emerges a quiet winner here, now much harder to lump in with the DSA, and Chuck notes that neither AOC nor Bernie ever endorsed Hong. The rest of the monologue is a run of results that keep pointing the same direction. Trump-endorsed candidates keep losing primaries: Mike Lindell was trounced in Minnesota, Darline Graham didn't clear a third of the vote and is no lock in her runoff, and Chuck's read is that Trump's grip is measurably slipping. Fourteen-term Congressman John Larson lost his primary, part of the highest incumbent-loss rate since 1970 — in a genuine wave, Chuck says, the House could see north of 25% turnover. On Iran, he echoes Chris Christie's warning that this war turns Trump into Jimmy Carter: Iran has issued a list of demands that amounts to an "F you" ransom note, is openly watching the American election calendar and timing its moves accordingly, and — just as in 1980 — the humiliation itself is the point. All of it, Chuck notes, was Trump's own choice. He closes somewhere unexpected: giving Mark Zuckerberg genuine credit. In his 6,500-word manifesto, Zuckerberg argued that the real danger of AI is the concentration of power, writing that hoping an absolute power will benevolently provide for humanity has historically never ended well — and committing Meta to a review process before models go public. Chuck notes the argument is being made by a deeply self-interested party and that the important parts got buried in what was really a debate with Sam Altman, but he singles out one thing worth emulating: Meta funneling data center tax revenue back into teacher bonuses and job training. Communities hosting this infrastructure have to win too, and he hopes more tech CEOs adopt that philosophy. Then, Ben Wikler, the former Wisconsin Democratic Party chair and author of the new book This Is the Plan joins the Chuck Toddcast to argue that Democrats keep making the same category error: they keep winning change elections and then failing to deliver change, because they're trying to fix policy without first fixing the system that determines who gets to make policy. Wikler's framing is memorable and a little cheeky — you have to win the ring of power and then cast it into Mount Doom — but his point is serious. When the right wins power, it immediately restructures the system to entrench itself; Democrats win and then govern as though the rules are fixed. His plan runs through the state level, where free and fair elections are actually secured, and demands ending the filibuster and reforming the Supreme Court, including term limits for justices, because campaign finance reform is impossible without a Court willing to allow it. Wikler argues America is in the greatest period of political instability in its history, that inequality now exceeds the Gilded Age, that gerrymandering has left millions of people without a meaningful vote, and that both party bases increasingly want to fight more than they want to win — while swing and non-voters have simply given up on the system itself. He rejects the tired rebuilders-versus-renovators binary: FDR's Social Security pitch was a huge swing, incrementalism was the only path to Obamacare, and the actual art of politics is starting from values and vision and then figuring out what can pass. The conversation gets specific about Wisconsin and about trust. Wikler pushes back on the idea that Francesca Hong is too "Madison" for a statewide race, notes she's spent years traveling and listening across the state, and calls Tom Tiffany an election denier who is genuinely beatable in a cycle where affordability is the central issue. He and Chuck work through the puzzle of why Tony Evers' calm, steady approach succeeded where Biden's didn't — Evers came out forcefully against Dobbs, and, more fundamentally, you have to convince a majority of voters that government can actually work, which means doing what you said you'd do and then relentlessly telling people you did it. Wikler points to pandemic relief as the cautionary tale: those programs dramatically improved life for lower-income voters, the child tax credit cut child poverty in half, and then it all expired and Democrats got punished for the loss rather than credited for the gain — with an extension that had bipartisan support dying anyway, because the filibuster exists largely to deprive the other side of a win. He credits Ken Martin for investing in state parties, argues Democrats don't need a 50-state strategy so much as fifty different state strategies since the coalition looks different everywhere, and concedes that Trump has been the most successful Republican of this era, spawning an army of mini-mes modeling themselves on him. And yes, Chuck asks the obvious question — why not run for Senate yourself? Finally, Chuck reveals his ToddCast Top 5 list of biggest non-presidential primary upsets, which David Crowley’s win taking the top spot. He also answers listeners’ questions in the “Ask Chuck” segment and weighs in on the highly suspicious sale of the Los Angeles Lakers to Jared Kushner’s brother. Thanks to our sponsors: Upgrade your everyday. Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Play ball and swing for the fences on FanDuel, an official partner of the MLB at https://FANDUEL.COM. For free and unbiased Medicare help, dial (980) 734-3985 to speak with my trusted partner, Chapter, or go to askchapter.org/chuck / *Paid Partnership Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Timeline: 00:00 Chuck Todd’s introduction 04:00 Unpacking David Crowley’s win over Francesca Hong in WI 04:45 Crowley got out, then back in to the race… yet still won 05:45 If Hong had won, she would have become a face of the Dem party 06:15 Hong had past statements that would have been problematic 07:15 She would have been forced to talk about Thanksgiving, not economics 08:15 Her win would have been an easy story for Republicans to tell 08:45 Abdul El-Sayed is a winner here, harder to be lumped in with DSA 10:00 National Democrats are more relieved than they will admit 11:00 Independents don’t want either party to let extremes take over 12:00 Democrats can make the distinction between themselves & socialism 13:30 The progressives didn’t blow it, Peggy Flannagan won in Minnesota 15:00 African-American primary voters remain an obstacle for progressives 16:30 Progressives gear toward working class voters, yet are rejected by them 17:30 Not winning working class voters is more than a messaging glitch 18:30 Structure of the primary has major impact on success of progressives 19:15 Progressives run into trouble in higher turnout primaries 20:30 Open primaries result in less extremist nominees 21:15 Hong’s big unforced error was campaigning nationally in final weeks 22:00 Nationalizing your race is about fundraising 22:45 Media appearances increasingly function as fundraising appearances 23:30 National online audience & local electorate aren’t the same people 24:15 Mamdani had a disciplined message & succeeded, Hong didn’t 25:00 Ideological candidates can win when the electorate agrees with them 26:00 Ideological movements forget they can sound weird to the normies 26:30 The establishment was dangerously close to screwing this up 28:15 The establishment side of the race was a chaotic mess 29:15 Tony Evers had to mount an emergency rescue operation for Crowley 30:30 David Crowley isn’t very “establishment”, came from modest roots 31:30 Tony Evers deserves credit for putting his capital behind Crowley 32:30 Notable AOC, Sanders and top progressives didn’t endorse Hong 33:45 Getting into boutique cultural debates ends up being a problem 34:30 In Michigan & Wisconsin, the campaigns that physically showed up won 36:15 If Crowley wins & El-Sayed loses, there will be a clear lesson for Dems 38:15 Tony Evers didn’t fence sit, he picked a side and it worked 40:00 Flannagan’s win dispels idea of total repudiation of progressives 42:00 Flannagan had establishment credentials while being progressive 42:30 Progressives aren’t running the table, but are doing better this cycle 43:15 The Democratic house in ‘27 will be younger & slightly further left 44:30 Crowley’s campaign was largely about what he wasn’t 46:00 There could be multiple demographic “first” Democratic governors 47:45 Could these new primary winners end up on a presidential ticket? 49:45 Progressives are doing better, but haven’t won control of the Dem party 50:45 Democrats can blunt the narrative that the socialists are taking over 51:15 Trump endorsed candidates keep losing their primaries 51:45 Mike Lindell was trounced in Minnesota primary 52:45 Trump endorsed Darline Graham didn’t get 1/3rd of the vote 53:15 Graham isn’t a shoo-in in the runoff 55:30 Trump’s endorsement isn’t a guaranteed win, his grip is slipping 57:00 14-term congressman John Larson loses his primary 57:45 Most incumbents have lost reelection this year since 1970 58:15 In a wave election, could see over 25% turnover of the House 59:30 Chris Christie says Iran war will turn Trump into Jimmy Carter 1:00:00 Iran is humiliating Trump, and it was all Trump’s choice 1:00:30 Iran issues list of demands, basically an “F You” ransom note 1:01:30 Iran are watching the American election calendar & acting accordingly 1:02:15 In 1980, the humiliation of Carter was the point, Iran sent a message 1:03:30 Mark Zuckerberg deserves credit for something he said 1:04:15 Zuckerberg argued that AI driven concentration of power is the danger 1:04:45 He says there’s no benevolent superintelligence held by one company 1:05:15 Committed to a review board to sign off on models before going public 1:05:45 At least the argument is being made… even if by a self-interested party 1:06:30 Revenue from Meta data centers has been paid to teachers & job training 1:07:15 Meta reinvesting in communities with data centers is the right model 1:08:00 The manifesto was a debate with Sam Altman, buried the important things 1:09:15 Hope more tech CEO’s share his philosophy. Communities have to win too 1:16:45 Ben Wikler joins The Chuck ToddCast 1:17:45 Ben’s new book is “This Is The Plan” 1:18:00 What is the plan? 1:18:30 To get political change we need, we need to change the system 1:19:15 To secure free & fair elections, need to win at the state level 1:19:45 We need an end to the filibuster and Supreme Court reform 1:20:30 There’s no one office or candidate to get us out of this mess 1:22:30 We need to win the ring of power, then cast it into Mount Doom 1:23:00 When the right wins power, they immediately change systems 1:24:00 We keep having change elections, then not getting change 1:26:15 We’re in the greatest period of political instability in American history 1:29:15 Both party bases want to fight more than want to win 1:30:15 We’re so gerrymandered, people don’t really get a vote 1:31:45 Swing/Non voters have given up on the system itself 1:36:15 Are rebuilders or renovators going to win the argument? 1:36:45 FDR’s social security pitch was a big swing 1:39:15 Incrimentalism was the only way to pass Obamacare 1:40:00 The art of politics is values/vision, then figure out what can actually pass 1:41:00 A party should be able to change laws, then face the voters 1:42:15 Need to reform the Supreme Court to reform campaign finance laws 1:43:00 Advocate for term limits for Supreme Court justices in the book 1:43:30 Inequality is now worse than it was during the Gilded Age 1:44:45 Is Francesca Hong too “Madison” of a candidate for Wisconsin gov? 1:45:30 Hong has been traveling the state & listening for years 1:46:30 Wisconsin Dem gov primary has been topsy turvy 1:47:30 Tom Tiffany is an election denier & beatable candidate 1:48:45 Affordability is the central issue this election cycle 1:51:30 Why did “calming the waters” work for Tony Evers, but not Joe Biden? 1:52:15 Evers came out very strongly against Dobbs 1:53:00 You have to convince a majority of the public that government works 1:55:00 Trust is earned by doing what you say you’ll do, then highlighting it 1:56:30 Pandemic relief had a massive positive effect on lower income voters 1:57:00 Those programs stopped, and voters punished Dems for it 1:57:45 Child tax credit cut child poverty in half, great accomplishment for Dems 1:58:15 There was bipartisan support for extended tax credit, still didn’t get done 1:58:45 Filibuster is used to deprive the other side from getting a win 2:01:15 Politicians can lay out a succession plan, but voters get their say 2:02:45 Politicians are limited in setting out a succession plan 2:04:15 How big should the Democratic tent be? 2:05:15 The coalition looks different in different states 2:06:45 Donald Trump has been the most successful GOP politician of this era 2:07:30 Every Republican politician looks to Trump as the model 2:08:00 Trump has created an army of “mini-mes” 2:09:45 What Ken Martin is doing right: Building state parties 2:12:30 Democrats don’t need a 50 state strategy, they need 50 state strategies 2:13:30 You build a local brand through your actions over time 2:14:15 When did you first think about running for office? 2:16:15 Support Tammy Baldwin’s bill to provide live Packers games 2:17:45 Most excited about Jordan Love in the upcoming season 2:19:00 Why wouldn’t you run for the senate? 2:20:30 ToddCast Top 5 biggest non-presidential primary upsets 2:22:30 #5 Joe Crowley loses to AOC 2:23:30 #4 Carol Moseley Braun 2:24:15 #3 Andrew Gillum 2:25:15 #2 Eric Cantor 2:26:15 #1 David Crawley 2:27:45 Honorable mentions 2:29:15 Ask Chuck 2:29:30 If Talarico wins close, could partisan officials mess with the outcome? 2:32:30 What makes a vice presidency successful & who makes your top 5? 2:40:15 What does it say about us that voters knew who Trump was and reelected him? 2:44:15 Can Jewish leaders like Pritzker & Ossoff campaign effectively for El-Sayed? 2:46:45 Lakers sold again, for $12B to Josh Kushner and Bob Iger 2:47:45 Mark Walter bought Lakers 14 months ago for $10B, and is already out 2:48:30 This story could be nothing… but the details warrant suspicion 2:50:00 Mark Walter’s businesses are under federal investigation right now 2:51:00 Nobody has been charged or accused of anything yet 2:51:45 Why did Walter sell so fast is not a rhetorical question anymore 2:52:30 Kushner was set to buy a piece of the World Cup, until boycott threats 2:53:30 Anyone close to Trump will be assumed guilty until proven innocent 2:55:00 Maybe everything is on the up and up… but the details are shockingSee omnystudio.com/listener for privacy information.

Social Security is heading toward a critical deadline: without action, the Trust Funds are projected to run dry by 2032, triggering an automatic 22% benefit cut that could cost a typical retired couple roughly $18,500 a year. In this conversation, Brett Loper, Executive Vice President for Policy at the Peter G. Peterson Foundation, breaks down what's driving the shortfall—an aging population and a worker-to-retiree ratio falling from 4-to-1 to just over 2-to-1—and why the program's original design is under strain. Drawing on the successful 1983 Greenspan Commission fix, Loper explains how the challenge can be solved with practical, bipartisan solutions.

Source: Epoch Times

Source: Epoch Times

Joseph Sternberg observes that the current election cycle lacks substantial policy agendas, as both major parties focus on political theater rather than governing. Congress has increasingly outsourced its legislative authority to the executive branch, leaving lawmakers to prioritize social media celebrity over constitutional responsibilities. This vacuum is filled by "influencer" politicians from both the MAGA and DSA factions who push extreme, non-consensus positions. Sternberg warns that this atrophy of the legislative process leaves critical national issues, such as Social Security reform and the mounting national debt, unaddressed until a fiscal crisis inevitably forces action. (4)

TABLE OF CONTENTS, JOHN BATCHELOR SHOW, 8-11-2-26Mary Kissel discusses North Korea's transformation into a critical military supplier for Russia's war in Ukraine, providing ballistic missiles and thousands of combat troops. This collaboration integrates Pyongyang into an "axis of tyranny" alongside Moscow, Beijing, and Tehran to challenge the West and NATO. Kissel notes that the Kim regime's involvement stems from a desire for cash, a need to demonstrate missile capabilities, and a shared goal of weakening U.S.global influence. This development highlights the long-term failure of U.S. diplomacy to prevent North Korean nuclear proliferation and serves as a warning regarding Iran. (1)Jonathan Schanzer addresses the mysterious absence of Iran's Supreme Leader and the resulting tightening grip of the IRGC on the government. The regime is characterized as sclerotic, relying on aging hardliners with "blood on their hands" to maintain power. Meanwhile, the Houthis have escalated attacks in the Red Sea, targeting Saudi infrastructure and shipping ports like Mocha and Jazan. Schanzer argues this is a strategic move by Iran to shut down trade on both sides of the Arabian Peninsula, exploiting a lack of unity between competitive regional powers like Saudi Arabia and the UAE. (2)Liz Peek analyzes the surprisingly vigorous U.S. economy, where consumer spending and small business optimism remain high despite elevated oil prices and stagnant job growth. While the Fed weighs interest rate hikes to curb inflation, a "wealth effect" from the stock market continues to buoy the economy. Politically, Peek highlights a "civil war" within the Democratic Party, where "revolutionary" candidates aligned with the Democratic Socialists of America (DSA) are challenging the establishment in key swing states like Michigan and Wisconsin. These far-left candidates struggle with electability among moderate voters in general elections. (3)Joseph Sternberg observes that the current midterm cycle has become an "election about nothing," with both parties failing to articulate clear policy agendas. He argues that Congress has outsourced its constitutional authority to the executive branch and regulatory agencies, losing the habit of legislating. This vacuum is being filled by "celebrity influencers" from the MAGA and DSA factions who prioritize social media attention over governing. Consequently, critical issues like Social Security reform and fiscal reality are being ignored until an inevitable crisis forces congressional action. (4)Gregory Copley evaluates the new "Mecca Joint Defense Agreement" between Saudi Arabia, Turkey, and Pakistan, which aims to counter Iranian influence despite mutual distrust among the members. The discussion also explores the massive transformation of global trade routes, including China's "Ice Silk Road" through the Arctic and Russia's International North-South Transport Corridor. Copley notes that these routes aim to bypass vulnerable maritime choke points like the Suez Canal and the Strait of Hormuz. Finally, he provides a report on King Charles III's summer activities and public engagements in Scotland. (5)Veronique de Rugy critiques the Trump administration's shift toward "socialism on the right," evidenced by the government taking ownership stakes in private companies like Intel. Often justified by national security, these interventions mirror European state-owned enterprise models that historically burden taxpayers and distort market competition. De Rugy argues that such moves make private companies hostage to government dictates, such as labor or diversity requirements. By adopting policies championed by far-left senators like Bernie Sanders, the administration risks damaging long-term economic efficiency and creating a "state enterprise" system similar to China's. (6)Ahmad Sharawi explains that Russia has secured its military foothold in Syria through a new memorandum of understanding with the Al-Shara government. Russia will maintain access to vital maritime and aerial bases for its operations in the Mediterranean and Africa, while Syria remains dependent on Russian grain and energy. Sharawi notes that the U.S. appears to be losing diplomatic leverage by removing sanctions without obtaining counterterrorism concessions or progress in neutralizing ISIS. The new Syrian administration is successfully playing major powers against each other to maintain domestic stability and maximize international benefits. (7)Samuel Ben-Ur and Bill Roggio discuss the "Board of Peace" plan for post-war Gaza, which proposes a civilian Palestinian government overseen by international forces. A significant impasse remains: Israel refuses to withdraw until Hamas is disarmed, while Hamas has endorsed the plan, likely hoping its allies—Turkey and Qatar—will oversee the verification process. The discussion reveals that Gaza's tunnel network is more extensive than previously believed, with only 40–50% cleared after years of war. One proposed solution to prevent Hamas from regrouping is filling the remaining tunnels with cement. (8)Thaddeus McCotter analyzes the Michigan Senate race between Mike Rogers and Abdul El-Sayed, a Rhodes Scholar supported by the far-left DSA. El-Sayed's primary victory over the Democratic establishment highlights the growing influence of "woke" ideology in college towns. While El-Sayed attempts to pivot to the center for the general election, his lack of a public voting record makes his true agenda difficult to pin down. McCotter suggests the race will test whether voters will reject the "Jacobin" manifestations of cancel culture and extreme progressive policies in favor of a more traditional candidate. (9)All nine files this time, with Gregory Copley in place at (5).

Erick walks through a sobering Washington Post editorial on America's fiscal reckoning: with Social Security projected insolvent by 2032 and the Medicare Hospital Insurance Trust Fund by 2033, demographics and mandatory spending are driving the country toward a debt cliff that no war or recession created. He revisits Mitch McConnell's “we will not fix it […]

This episode is presented by Create A Video – Kush Desai, Special Assistant to the President and Deputy Press Secretary, joins me to talk about the latest CPI economic data that got released today. Plus, the social security trust fund is set to run out of money by 2032. This means the US Senators we elect this year will be part of the Congress that has to face the crisis. Choose wisely.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-pete-kaliner-show--6946691/support.Subscribe to the podcast My preferred podcast platform: SpreakerAll the links to Pete's Prep are free!Get exclusive content here!Media Bias Check: GroundNews promo code!Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com  

In this episode, Miguel Gonzalez discusses six important financial decisions that often deserve a second opinion before moving forward. From changing jobs and buying a home to claiming Social Security, making major investment changes, taking on debt, and preparing for retirement, taking the time to review your options can help you make more informed financial decisions.Miguel Gonzalez is a Certified Retirement Counselor (CRC) with over 25 years of experience helping individuals and families design retirement income strategies and long-term financial plans. He is the Managing Partner of Cortburg Retirement Advisors, a boutique firm focused on retirement planning, investment management, and financial clarity.#FinancialPlanning #SecondOpinion #PersonalFinance #CortburgSpeaksRetirement #MiguelXGonzalez #FinancialWellness #RetirementPlanning #SocialSecurity #InvestmentPlanning #HomeBuying #CareerChange #DebtManagement #FinancialDecisions #MoneyManagement #WealthManagement #FinancialEducation #SmartMoneyMoves #FinancialConfidence #LongTermPlanning #MoneyMindsetWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORSFacebook-> https://m.facebook.com/CortburgIncTwitter-> https://twitter.com/CortburgIncLinkedIn->https://www.linkedin.com/in/miguelxgonzalez/Website: www.CortburgRetirement.comEmail:     Miguel@CortburgRetirement.com

A fascinating dive into the easy solution to fix Social Security and a look at the primary election this week and what it means for progressives.

62 With $500K: Should You Claim Social Security Early or Wait? If you're 62 years old with $500,000 saved for retirement, one of the biggest questions you'll face is:Can I retire now... and should I claim Social Security at 62 or wait?

Join the Conversation at 303-477-5600 or text 307-200-8222. Monday-Friday, 3 pm-6 pm MT. https://RushToReason.com HOUR 1 AI Gold Rush, College Chaos, and America's Next Workforce Revolution. Step inside the AI gold rush, where billions flood into data centers, and the scramble for electricity, water, and infrastructure ignites fierce political battles. John Rush, Andy Peth, and America's Money Answer Man Jordan Goodman unpack how this tech arms race with China could transform how Americans work, invest, and compete. From robots in farming to the future of the skilled trades, discover whether technology will spark new opportunity or wipe out entire industries. The debate gets real about the growing gap between open jobs and a workforce facing soaring college costs and vanishing interest in hands-on careers. Corporate America is shaking as a wave of mergers and AI-driven startups crash onto the scene. With China pouring resources into the same race, is this the dawn of a revolution even bigger than the Internet? Timestamps 1:19 — Jordan Goodman — America's Money Answer Man HOUR 2 Colorado GOP Showdown: Power Struggles and the Battle for the Party's Soul Power plays, public feuds, and accusations fly as John Rush and Andy Peth expose the escalating battle for control of the Colorado GOP. From party bylaws and free speech wars to the heated question: Can Republicans ever win statewide while locked in civil war? No campaign tactic escapes scrutiny. Marx's fundraising, debate strategy, and even his place as the nominee come under the microscope—all while John and Andy lay out the stakes for the party's future. The hour crescendos with the ultimate question: Will Republicans unite, or will inner turmoil doom their chances? Hear why the opt-out controversy, Greg Lopez's rogue campaign, and whispers of replacing Marx could decide Colorado's political future. HOUR 3 Prophecy, Power, and Political Crossroads: Faith, Accountability, and Colorado's GOP Crisis The hour launches with filmmaker Matthew Thayer's gripping look at modern prophecy and whether anyone can truly hear the voice of God. Thayer's documentary, featuring one of Charlie Kirk's last unseen interviews, dares to question political prophecies and reveals why real faith means facing hard truths, not just predicting the future. Next, Mark Meckler of Convention of States tackles government accountability: Will Anthony Fauci ever face consequences? How far should states go to rein in federal power? The conversation dives deep into term limits, balanced budgets, and the controversial reforms some say are the only way to save Social Security. The show wraps with a return to Colorado's high-stakes governor's race. Will Greg Lopez's outsider campaign make real waves, or will the party rally behind Marx in time to win big or risk losing it all in November? Timestamps 1:13 — Matthew Thayer — https://canyouhearmenowfilm.com 22:13 — Mark Meckler — https://conventionofstates.com

Join the Conversation at 303-477-5600 or text 307-200-8222. Monday-Friday, 3 pm-6 pm MT. https://RushToReason.com HOUR 1 AI Gold Rush, College Chaos, and America's Next Workforce Revolution. Step inside the AI gold rush, where billions flood into data centers, and the scramble for electricity, water, and infrastructure ignites fierce political battles. John Rush, Andy Peth, and America's Money Answer Man Jordan Goodman unpack how this tech arms race with China could transform how Americans work, invest, and compete. From robots in farming to the future of the skilled trades, discover whether technology will spark new opportunity or wipe out entire industries. The debate gets real about the growing gap between open jobs and a workforce facing soaring college costs and vanishing interest in hands-on careers. Corporate America is shaking as a wave of mergers and AI-driven startups crash onto the scene. With China pouring resources into the same race, is this the dawn of a revolution even bigger than the Internet? Timestamps 1:19 — Jordan Goodman — America's Money Answer Man HOUR 2 Colorado GOP Showdown: Power Struggles and the Battle for the Party's Soul Power plays, public feuds, and accusations fly as John Rush and Andy Peth expose the escalating battle for control of the Colorado GOP. From party bylaws and free speech wars to the heated question: Can Republicans ever win statewide while locked in civil war? No campaign tactic escapes scrutiny. Marx's fundraising, debate strategy, and even his place as the nominee come under the microscope—all while John and Andy lay out the stakes for the party's future. The hour crescendos with the ultimate question: Will Republicans unite, or will inner turmoil doom their chances? Hear why the opt-out controversy, Greg Lopez's rogue campaign, and whispers of replacing Marx could decide Colorado's political future. HOUR 3 Prophecy, Power, and Political Crossroads: Faith, Accountability, and Colorado's GOP Crisis The hour launches with filmmaker Matthew Thayer's gripping look at modern prophecy and whether anyone can truly hear the voice of God. Thayer's documentary, featuring one of Charlie Kirk's last unseen interviews, dares to question political prophecies and reveals why real faith means facing hard truths, not just predicting the future. Next, Mark Meckler of Convention of States tackles government accountability: Will Anthony Fauci ever face consequences? How far should states go to rein in federal power? The conversation dives deep into term limits, balanced budgets, and the controversial reforms some say are the only way to save Social Security. The show wraps with a return to Colorado's high-stakes governor's race. Will Greg Lopez's outsider campaign make real waves, or will the party rally behind Marx in time to win big or risk losing it all in November? Timestamps 1:13 — Matthew Thayer — https://canyouhearmenowfilm.com 22:13 — Mark Meckler — https://conventionofstates.com

Join the Conversation at 303-477-5600 or text 307-200-8222. Monday-Friday, 3 pm-6 pm MT. https://RushToReason.com HOUR 1 AI Gold Rush, College Chaos, and America's Next Workforce Revolution. Step inside the AI gold rush, where billions flood into data centers, and the scramble for electricity, water, and infrastructure ignites fierce political battles. John Rush, Andy Peth, and America's Money Answer Man Jordan Goodman unpack how this tech arms race with China could transform how Americans work, invest, and compete. From robots in farming to the future of the skilled trades, discover whether technology will spark new opportunity or wipe out entire industries. The debate gets real about the growing gap between open jobs and a workforce facing soaring college costs and vanishing interest in hands-on careers. Corporate America is shaking as a wave of mergers and AI-driven startups crash onto the scene. With China pouring resources into the same race, is this the dawn of a revolution even bigger than the Internet? Timestamps 1:19 — Jordan Goodman — America's Money Answer Man HOUR 2 Colorado GOP Showdown: Power Struggles and the Battle for the Party's Soul Power plays, public feuds, and accusations fly as John Rush and Andy Peth expose the escalating battle for control of the Colorado GOP. From party bylaws and free speech wars to the heated question: Can Republicans ever win statewide while locked in civil war? No campaign tactic escapes scrutiny. Marx's fundraising, debate strategy, and even his place as the nominee come under the microscope—all while John and Andy lay out the stakes for the party's future. The hour crescendos with the ultimate question: Will Republicans unite, or will inner turmoil doom their chances? Hear why the opt-out controversy, Greg Lopez's rogue campaign, and whispers of replacing Marx could decide Colorado's political future. HOUR 3 Prophecy, Power, and Political Crossroads: Faith, Accountability, and Colorado's GOP Crisis The hour launches with filmmaker Matthew Thayer's gripping look at modern prophecy and whether anyone can truly hear the voice of God. Thayer's documentary, featuring one of Charlie Kirk's last unseen interviews, dares to question political prophecies and reveals why real faith means facing hard truths, not just predicting the future. Next, Mark Meckler of Convention of States tackles government accountability: Will Anthony Fauci ever face consequences? How far should states go to rein in federal power? The conversation dives deep into term limits, balanced budgets, and the controversial reforms some say are the only way to save Social Security. The show wraps with a return to Colorado's high-stakes governor's race. Will Greg Lopez's outsider campaign make real waves, or will the party rally behind Marx in time to win big or risk losing it all in November? Timestamps 1:13 — Matthew Thayer — https://canyouhearmenowfilm.com 22:13 — Mark Meckler — https://conventionofstates.com

Iowa Business Report Wednesday EditionAugust 12, 2026     U.S. Sen. Charles Grassley (R-New Hartford) on the solvency of the Social Security system. 

Even though I don't need Social Security benefits to meet my monthly expenses, I still took them early at 67. Did I make a mistake?Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Is $1.2 Million Enough to Retire Early as a Gay Couple?Joe and Bob are both 55. They have $1.2 million saved and invested for retirement, no debt and dreams of spending their go-go years slow traveling around the world.So, can they quit their jobs and retire today?The answer is… probably. But there's a catch.In this episode of Queer Money®, we put this fictional gay couple through three retirement tests to see whether $1.2 million is actually enough to retire at 55. And what we find shows exactly why your retirement number alone doesn't tell you whether you're financially independent.Joe and Bob want to spend about $60,000 a year, have $120,000 available in cash and taxable investments and expect about $48,000 a year from Social Security beginning at 70.At that spending level, our Queer Money Retirement Calculator projects they could reach age 100 with approximately $557,000 remaining.But bump their lifestyle up just $1,000 a month to $72,000 a year?Their money could be gone in their early 80s.Same $1.2 million. Very different retirement.

In this episode, Anderson attorneys Amanda Wynalda, Esq., and Eliot Thomas, Esq., answer listener questions on tax planning, entity structuring, and asset protection for real estate investors. They discuss the best tax strategies for investors who own multiple rental properties as sole proprietors and examine whether converting an S Corporation that owns rental property into an LLC could trigger property tax reassessments or other tax consequences. Amanda and Eliot also explain the rules surrounding home office deductions, including using a detached ADU as a dedicated workspace and claiming deductions for business storage in a garage. They cover the differences between operating as an S Corporation with an accountable plan versus filing on Schedule C, addressing common concerns about IRS scrutiny. Finally, they explore the complexities of structuring a 1031 exchange alongside a self-directed Solo 401(k), highlighting prohibited transaction rules, financing considerations, and strategies for staying compliant while maximizing tax benefits. Tune in for practical guidance on protecting your investments and making informed tax decisions. Submit your tax question to taxtuesday@andersonadvisors.com Register for an upcoming workshop today if you want to protect your business and personal assets from snoopy lawyers and creditors. https://aba.link/6rzu Would you like to learn more about protecting your assets and minimizing taxes? Schedule a free strategy session here: https://aba.link/5c0cf7 Highlights/Topics: 0:00 Intro 9:29 I work in a family-owned company and have the opportunity at the end of this year to obtain equity/ownership. Would you recommend accepting that ownership under a specific tax strategy or corporate setup, or just accepting the ownership under my name and Social Security number? 18:26 Is it a good idea to pull money from a traditional IRA early and then invest in oil funds to get IDC deductions to help offset the taxes I will incur by withdrawing from the IRA? 23:25 Can tax documents be reviewed for previous years and if my previous preparer didn't use all the available strategies; can those strategies be applied for those years? 27:32 I will be relocating to South Africa which has a tax treaty with the United States Government. I am a retiree who receives a monthly annuity. Will I be double taxed? I will be paying both federal and state taxes in the USA. 34:36 What is the best tax strategy for sole proprietor ownership of 12 rentals? 40:50 I have a 22-unit condo project that we converted into rentals in 1992. It was a C Corp. Now it is an S corp. One adviser suggested converting to an LLC. Would this trigger a taxable event for property tax assessments? 47:23 I have a detached ADU in my backyard. I want to use it as a home office. Can I do that and if so, how is the deduction calculated? Also, can I get a deduction if I use part of my garage for the business for storage? 53:59 Does a Sub-S election with an accountable plan attract more attention than a Schedule C filer? 57:07 We are completing a 1031 exchange and would like guidance on the best way to structure the purchase of our replacement property. Our objective is to use all available 1031 exchange proceeds while funding the remaining balance with assets from a self-directed Solo 401(k), if permissible, and avoid obtaining a conventional mortgage. Are there any IRS rules, prohibited transaction concerns, or tax implications we should be aware of before proceeding?

Executive Summary Everyone has an opinion about where silver, oil, or the stock market is headed next. In this episode, Kim Butler and Spencer Shaw make the case for stepping out of the prediction game entirely. Kim explains why she refuses to guess at market direction and instead builds her financial plan around centuries-old vehicles that offer certainty, the kind of certainty that lets you sleep at night regardless of what the headlines say. Kim and Spencer walk through the layered foundation she recommends for families at every stage: an emergency fund first, then an opportunity fund built inside a mutual life insurance company, and eventually guaranteed income for life stacked on top of Social Security. Kim shares what she is seeing firsthand with family members in their late 80s: a strong preference for simplicity over complexity, and real relief in having guaranteed income arrive every month like clockwork. The conversation closes on a concept Kim calls the house of both: using a guaranteed opportunity fund to responsibly leverage higher-upside investments like cash flowing real estate, so you get certainty and opportunity rather than choosing between them. Links & Resources Mentioned Prosperity Thinkers Podcast: https://prosperitythinkers.com/podcasts/  Prosperity Parents: http://prosperityparents.com/  Kim D.H. Butler on YouTube: https://www.youtube.com/@KimDHButler  Contact: hello@prosperitythinkers.com Keywords financial freedom, Prosperity Thinkers, predicting the economy, emergency fund, opportunity fund, guaranteed income for life, whole life insurance, mutual life insurance companies, cash flow, financial decision fatigue, retirement income, Social Security income planning, house of both strategy, cash flowing real estate, wealth preservation, mindset, financial education, certainty in finances, prosperity economics, real estate leverage Episode Highlights [00:00:00 - 00:00:56] Spencer opens on why nobody can reliably predict the economy, and Kim explains why she refuses to play that game. [00:00:57 - 00:02:47] Kim on choosing centuries-old certainty over guesswork, and why simplicity matters most in your later years. [00:02:48 - 00:03:59] Spencer asks how financial decision fatigue shows up differently for young families versus retirees. [00:04:00 - 00:04:53] Kim lays out step one: setting a clear emergency fund and checking it off the list. [00:04:54 - 00:06:07] Kim introduces the opportunity fund, stored with mutual life insurance companies like MassMutual and Northwestern Mutual. [00:06:08 - 00:07:11] Kim explains guaranteed income for life as the opposite of life insurance, built to pay no matter how long you live. [00:07:12 - 00:08:14] Spencer raises the pull toward high-upside investments, using a real estate example that gained 200% in twenty years. [00:08:15 - 00:09:16] Kim introduces the house of both: using the opportunity fund to leverage higher-opportunity investments like cash flowing real estate.  

When you're moving into retirement, you're most likely to be starting to ask yourself which investment accounts you should start drawing from first. There's really no universal answer—retirement withdrawal strategies are deeply personal and situation-dependent. But understanding the implications of each account type and the factors that influence withdrawal order can have a massive impact on your tax burden and the longevity of your assets.    You will want to hear this episode if you are interested in... [00:00] Retirement withdrawal strategy options [06:37] Roth IRA and taxable accounts [07:47] Tax implications for investment gains [14:12] Roth IRA conversion strategy [16:17] Real-life retirement income strategies [19:36] Importance of a withdrawal strategy   Understanding the Account Types and Their Tax Impact   The foundation of your strategic withdrawal plan begins with understanding how each investment account is taxed:   1. Pre-tax Retirement Accounts These include traditional IRAs and 401(k)s, SEP IRAs, and similar plans. Contributions offer a tax deduction, and growth is tax-deferred, but withdrawals are taxed as ordinary income. These accounts are eventually subject to required minimum distributions (RMDs), currently beginning at age 73 or 75, depending on your birth year. Withdrawals here not only increase your reported income but can also impact Medicare premiums and Social Security taxation.   2. Roth Accounts Roth IRAs and Roth 401(k)s are funded with after-tax contributions. Qualified withdrawals are tax-free and—if the original contributor owns the account, not subject to RMDs in your lifetime. This makes Roth accounts especially valuable for flexible, later-stage withdrawals.   3. Taxable Brokerage Accounts These are standard investment accounts not designated for retirement. Withdrawals of principal do not create taxable events; only realized capital gains, dividends, and interest are reported for taxes. One major benefit: capital gains rates can be lower than ordinary income rates and may even reach 0% for some filers. Withdrawals can be easy to manage for opportunistic or requirement-driven needs.   Questions to Consider with Personalized Withdrawal Planning Several personal factors play into the best withdrawal order: Are you retiring before 65 and in need of Affordable Care Act (ACA) health insurance? Do you want to minimize future RMDs or leave assets to heirs? When will you begin Social Security or receive pension income? What is your preferred tax bracket and desired lifestyle flexibility?   These questions should be revisited regularly, as changes in tax law, health, or legacy wishes can affect your strategy.   Real-World Withdrawal Scenarios Coordinating Withdrawals for ACA Subsidies Jonathan retires at 57, pre-Medicare, and must carefully manage his modified adjusted gross income (MAGI) to retain ACA health insurance subsidies. My suggested plan is to combine modest 401(k) withdrawals, reportable dividends, and money market interest to stay below the MAGI threshold. Additional cash needs are met from accounts, like the money market, which don't affect taxable income. This keeps his subsidy and aligns with income limits, demonstrating the need for multi-account coordination.   Reducing Future RMDs and Leaving a Legacy Walter and Amy, 62, want to avoid burdening their heirs with high-tax inheritance on pre-tax accounts. Instead of focusing solely on paying the least tax today, they prioritize Roth conversions while Social Security is delayed, taking advantage of lower brackets now to transfer wealth into tax-free vehicles. Over several years, they could convert hundreds of thousands into Roth IRAs, significantly reducing future RMDs while maximizing wealth transfer.   Minimizing Tax on Social Security Christian, 68, blends Social Security with distributions from non-taxable sources like his money market to avoid triggering federal taxes on his Social Security. Careful planning allows him to either keep Social Security tax-free or, with limited IRA withdrawals, incur only minimal tax.   The Importance of Ongoing Review and Professional Advice Your withdrawal strategy is not a "set-and-forget" plan. Tax laws, account balances, and individual goals will change over time. I suggest annual reviews and, ideally, working with a specialized financial advisor to continually adjust the plan for optimal tax efficiency and income sustainability. A thoughtful approach, tailored to your personal circumstances and updated regularly, will help you balance tax efficiency, income needs, and legacy goals.    Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE    Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth Management join Ryan Ermanni on WJR's No Lazy Money to talk about the true cost of owning a boat, planning for retirement, Social Security, and when you can actually afford to enjoy the things you've worked hard for. From lifestyle spending and retirement income to making smart financial decisions, this conversation offers practical insights for anyone thinking about retirement and their financial future. Like, subscribe, and follow Peak Wealth Management for more financial planning and retirement content! — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------- Stay Connected With Us: Podbean YouTube Apple Facebook X Peak Wealth  

In this Q&A episode of Retire With Style, Alex and Wade tackle several questions about building and managing a retirement income strategy, beginning with whether AI is ready to recommend optimal withdrawal strategies and where human expertise still matters. They discuss how retirees can assemble a coordinated team of financial, tax, and estate-planning professionals before turning to the role of reliable lifetime income in retirement portfolios. Wade explains why partially annuitized strategies can potentially improve spending outcomes and legacy wealth by reducing withdrawal pressure and sequence risk, while emphasizing that different retirement income styles call for different approaches. The episode closes by reframing the meaning of “risk” in retirement: rather than simply measuring investment volatility, retirement risk is ultimately about the probability and magnitude of failing to meet your financial goals. Listen now to learn more!   Takeaways AI isn't ready to manage complex retirement withdrawal strategies on its own. A financial advisor can coordinate the tax, estate, and investment pieces of retirement planning. Annuities can reduce portfolio withdrawals and help manage sequence risk. Pensions, Social Security, and annuities can create a reliable retirement income floor. Retirement risk is ultimately the risk of not being able to meet your financial goals. Withdrawal strategies should be compared using the same assumptions to get a true apples-to-apples comparison. Lifetime income can reduce withdrawal pressure and give the remaining portfolio more opportunity to grow. A “safe” investment can still be risky if it prevents you from meeting your retirement goals. Chapters 00:00 Introduction and episode overview 02:36 Can AI optimize withdrawal strategies? 04:20 Tools for retirement spending strategies 07:09 Role of human advisors versus AI solutions 08:28 Assembling a retirement planning team 15:52 Partial annualized portfolios outperforming total returns 21:17 Are pensions a form of income protection? 23:00 Defining risk in investment and retirement   Links

What if playing it too safe in retirement could create a risk of its own? On this episode, Kevin Madden explores the balance between protecting retirement savings and maintaining growth potential. He discusses market risk, inflation, guaranteed income strategies, Social Security uncertainty, and why having a retirement plan matters more than reacting to headlines or market swings. The conversation also tackles the limitations of the traditional 4% withdrawal rule and highlights the importance of turning scattered savings into a coordinated retirement income strategy. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

How long could your retirement last, and is your plan built for that possibility? On this episode, Frank Guida and Frankie Guida discuss the growing importance of planning for longevity and turning retirement savings into sustainable income. They explore how Social Security decisions, tax planning, investment management, and spending strategies can influence retirement lifestyles. The conversation also highlights the value of having a defined income plan rather than relying solely on account balances. Learn how retirees can evaluate their resources, spending needs, and long-term goals to better understand the road ahead . Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

SEND ME A TEXT MESSAGE NOWJeff Alan Wolf really didn't want to do this episode. Not because there wasn't enough news, but because American politics increasingly feels like the same infuriating show on an endless loop…power, retaliation, investigations, outrage and politicians who seem far more interested in settling scores than actually governing.This episode of A World Gone Mad is different. It's less a collection of headlines and more a rallying cry about what happens when Congress and Washington turn political power into a weapon, constitutional principles become negotiable, and governing takes a back seat to finding the next enemy.The latest fight involving Dr. Anthony Fauci, Senator Rand Paul, contempt of Congress and the Fifth Amendment becomes one example of a much larger question…Do constitutional rights still mean the same thing when they're protecting someone your political side despises?But Jeff's anger goes well beyond Fauci. Congress has enormous power, enormous resources and enormous responsibility. So why does so much of American government increasingly resemble a gigantic grievance department while ordinary Americans are worrying about healthcare, housing, Social Security, groceries, insurance and simply keeping the bills paid?Jeff's angry. But this is still A World Gone Mad, which means the frustration comes wrapped in the sarcasm, humor and slightly warped observations that have always been part of the show. Because sometimes the only way to make sense of the madness is to laugh at just how absurd it's become.This isn't a left-versus-right argument. It's an angry demand for something that shouldn't be remotely controversial: consistency, restraint, responsibility and leaders who remember that governing the United States is supposed to be about more than revenge.Jeff is pissed off. And by the end of this episode, the bigger question may be whether more Americans should be too.Subscribe to A World Gone Mad with Jeff Alan Wolf for independent news commentary that looks beyond today's headlines to the bigger forces shaping American democracy.Looking for more independent news commentary and original articles?Visit Jeff's Substack.https://open.substack.com/pub/jeffalanwolfAWorldGoneMadPodcast@gmail.com

The 4% rule sounds simple until taxes, Medicare, and real-life goals enter the equation. JoePat Roop and Taylor Lee explore how retirement withdrawals interact with Social Security, Roth conversions, required minimum distributions, annuities, and legacy planning. They explain why a portfolio alone is not a complete financial plan and show how one income decision can affect several areas at once. The episode emphasizes coordinating investments, taxes, healthcare, risk, and estate considerations around the household’s broader retirement objectives. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Are you overlooking retirement planning opportunities simply because it’s not the end of the year? On this episode, Abe Abich discusses why a mid-year financial checkup can be an important part of staying on track. He covers retirement contribution limits, managing excess cash, reviewing spending and income plans, evaluating tax opportunities, checking Social Security records, and updating beneficiary and estate planning documents. Abe explains how regular reviews can help align your retirement strategy with changing goals, market conditions, and life events before year-end deadlines arrive. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Are your target date funds really working for you—or just running on autopilot? On this episode of Broadcast Retirement Network, we sit down with MarketWatch financial journalist Alisa Wolfson to unpack the "set it and forget it" mindset that millions of investors rely on. Alisa explains why these popular funds only account for one thing—your expected retirement year—while overlooking crucial personal factors like your pension, Social Security timing, and individual risk tolerance. If you have a 401(k), this conversation will change the way you think about your retirement savings.

Think taking Social Security early is always the smartest move? Think again. In this episode, Mike Canet breaks down why Social Security claiming strategies are far more personal than most people realize. From life expectancy and income needs to legacy goals, taxes, Roth conversions, and pension decisions, Mike explains why there is no one-size-fits-all answer. Using real-world examples, he shows how the right claiming strategy depends on how every piece of a retirement plan fits together. If you're weighing when to claim Social Security, this conversation highlights the factors that deserve a closer look. Want to begin building your retirement and tax plan? Click Here to Schedule a 15-minute Discovery Call Follow us for more helpful insights:

Are You Ready to Retire??  ✅ Schedule a Discovery Call: HERE's my calendar Get your questions answered and make sure your prepared for the next step.   ✅ Join the Retirement Lifestyles Inner Circle for FREE: CLICK HERE Receive daily email tips and strategies to take your retirement planning to the next level. Stay up to date with current Social Security, Medicare and Tax law changes with our checklists and reports   ✅ Visit us at Retirement Lifestyles Advisors: www.RLAPlan.com   **Questions? Call or Text Questions and Comments to 530-319-5158 Follow me on: Facebook: https://www.facebook.com/thepatrickmcnally Instagram: @thepatrickmcnally LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally YouTube: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Are You Ready to Retire??  ✅ Schedule a Discovery Call: HERE's my calendar Get your questions answered and make sure your prepared for the next step.   ✅ Join the Retirement Lifestyles Inner Circle for FREE: CLICK HERE Receive daily email tips and strategies to take your retirement planning to the next level. Stay up to date with current Social Security, Medicare and Tax law changes with our checklists and reports   ✅ Visit us at Retirement Lifestyles Advisors: www.RLAPlan.com   **Questions? Call or Text Questions and Comments to 530-319-5158 Follow me on: Facebook: https://www.facebook.com/thepatrickmcnally Instagram: @thepatrickmcnally LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally YouTube: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Are You Ready to Retire??  ✅ Schedule a Discovery Call: HERE's my calendar Get your questions answered and make sure your prepared for the next step.   ✅ Join the Retirement Lifestyles Inner Circle for FREE: CLICK HERE Receive daily email tips and strategies to take your retirement planning to the next level. Stay up to date with current Social Security, Medicare and Tax law changes with our checklists and reports   ✅ Visit us at Retirement Lifestyles Advisors: www.RLAPlan.com   **Questions? Call or Text Questions and Comments to 530-319-5158 Follow me on: Facebook: https://www.facebook.com/thepatrickmcnally Instagram: @thepatrickmcnally LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally YouTube: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

What if retirement feels out of reach, but the real challenge is having a plan? Steve Hoyl and Derrick Caldwell discuss why many Americans believe they’ll work indefinitely, and how factors like income planning, budgeting, taxes, Social Security, Medicare, and investment strategy can shape retirement decisions. They share real-world examples, explain the value of understanding your options, and explore why retirement planning is often as much about behavior and preparation as it is about numbers. The conversation also highlights common obstacles, including debt, tax surprises, and uncertainty about what retirement should look like. Get Your Complimentary Retirement Analysis Social Media: Facebook | XSee omnystudio.com/listener for privacy information.

Can you afford to retire, or are you asking the wrong question? On this episode, Mike Douglas outlines three key tests that can help evaluate retirement readiness. He discusses whether your income can support your desired lifestyle, how well your plan can handle challenges such as inflation, market volatility, healthcare costs, and longevity, and why emotional preparedness is just as important as financial preparedness. Learn why retirement may be less about reaching a specific number and more about creating a plan that aligns with the life you want to live. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Paige started her journey to financial independence at 45 with student loans, negative net worth, and an average income in Los Angeles—yet she'll reach FI by 2025. Sam lives on $12,000 per year in the same expensive city and champions "retiring often" instead of early retirement. Together, they prove that every excuse about FI being impossible is just a limiting belief waiting to be shattered. Key Topics Discussed Introduction and Context 00:00:00 Brad provides context for this 2017 episode, explaining how Paige challenged their limiting belief about achieving FI in high cost of living areas. Paige's FI Discovery 00:05:00 Paige shares how she discovered FI at 44 after getting her first 'real' job, introduced by Sam to Mr. Money Mustache, and started her journey with negative net worth. Sam's Early FI Journey 00:15:00 Sam discusses how his parents automated investing for him, the importance of starting early, and his approach to 'retiring often' instead of just early retirement. Living on $12,000/Year in LA 00:25:00 Sam breaks down his extraordinarily low burn rate in Los Angeles, including creative housing solutions, no car payments, and extreme DIY lifestyle. The Alley Will Provide 00:35:00 Paige and Sam discuss their non-minimalist approach to possessions, finding everything from vacuum cleaners to furniture in alleys and thrift stores. Housing Arbitrage and The DIY House 00:45:00 Discussion of how they purchased a house with a gas leak for $475k in LA, using Sam's DIY skills to make it work despite traditional financing challenges. Breaking Down Limiting Beliefs 00:55:00 Paige addresses common excuses for not pursuing FI: late start, student loans, high cost of living, average income, and shows how she's overcoming each. Path to FI by 2025 01:05:00 Paige outlines her concrete plan to reach FI with less than $500k, leveraging the age 55 rule, catch-up contributions, and eventual Social Security. Hot Seat Round 01:15:00 Rapid-fire questions covering favorite blogs, articles, life hacks, biggest mistakes, and advice for their younger selves. Notable Quotes "The alley will provide." — Paige "Don't retire early, retire often." — Sam "The best time to start investing was twenty years ago. The second best time is today." — Sam "Earning more, but still living on thirty, I feel so much freer. It feels so different." — Paige "Forgive yourself for not having done it sooner. Because if you get hung up on that, you're just going to get stuck." — Sam Key Takeaways Calculate your own FI number using 25x your annual expenses, then work backwards to determine your timeline If you have kids, automate investing for them early—open accounts and make saving the default, not a decision Explore creative housing solutions in your area: roommates, house hacking, or arbitraging neighborhoods for lower rent Learn one new DIY skill per month using YouTube—start with something currently costing you money (car maintenance, home repairs) If you're over 50, maximize catch-up contributions to retirement accounts and research the age 55 rule for your 401(k) Track where free resources appear in your community—thrift stores, community boards, bulk trash days, online marketplaces Set up automatic transfers to investment accounts to remove decision fatigue and make saving the default Resources and Links ChooseFI Episode 041 (original) Mr. Money Mustache Blog Mad Fientist Blog Big ERN (Early Retirement Now) Jim Collins stock series Frugal Woods Personal Capital YouTube (DIY learning) Jocko Willink podcast

In this Episode of the Secure Your Retirement Podcast, Radon discusses what really happens inside a personalized retirement financial plan, walking through the exact process our Director of Financial Planning and Tax Strategy, Taylor Wolverton, uses with every new client. This episode is built for anyone thinking seriously about financial planning for retirement, whether you're still working, already retired, or somewhere in the middle trying to figure out how to retire without losing sleep over the numbers. Retirement planning strategies only work if they're built on your real accounts and your real goals, not a rough guess, and that's exactly what this conversation breaks down step by step.Listen in to learn about how a real retirement financial plan gets built from the ground up: mapping every account into a single clear picture, laying out retirement income planning around Social Security and required minimum distributions, and using a retirement spending plan to test what you can actually afford, including the big goals you've been putting off. If you're doing financial planning after 60 and wondering whether your retirement investment strategy and retirement cash flow can support the life you actually want, this episode shows you how that question gets answered with real numbers instead of guesswork.In this episode, find out:How a "blueprint" of your accounts reveals your true net worth, often higher than you'd guess in your headWhy retirement income planning has to map every source, Social Security, pensions, salary, and required minimum distributions, on its own timelineHow a retirement spending plan and goals section let you test big one-time expenses, like travel or a kitchen renovation, against your long-term numbersWhy a retirement financial plan gets projected all the way to age 90, and what a rising or falling balance actually tells youHow conservative assumptions on returns and inflation give your retirement checklist room to work even if the market underperformsTweetable Quotes:"I don't care how much money people have. They think they're going to run out." - Radon Stancil"It is hard for people to go from saving, saving, saving to spending, spending, spending, and it can be a scary transition." - Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Jose Torres, senior economist at Interactive Brokers, says that while the stock market has been climbing the wall of worry, the one thing overcoming many of those worries has been that government policy is pro-business and pro-market. As a result, he doesn't expect the stock market to have a down year while President Trump is in office, despite real economic concerns that are worrisome but not having much current impact. He discusses Friday's jobs numbers, the current level of inflation and much more in a wide-ranging Big Interview. In "The Week That Is," Vijay Marolia, chief investment officer at Regal Point Capital, discusses whether gold's recent rebound will get it all the way back to recent record levels, whether value's domination of growth this year is a sign of long-term market weakness — since value typically dominates only when markets are troubled — and celebrates the 91st birthday of Social Security by noting that he thinks investors with the means to not live off payments shouldn't follow conventional wisdom and wait to collect, preferring instead for them to take the money and reinvest it in the market, to further enhance growth of their long-term retirement portfolio. David Trainer, president at New Constructs, puts companies that failed his firm's "core earnings leaders" test in The Danger Zone, noting that businesses with higher core earnigns than generally-accepted accounting earnings tend to be more profitable than the market realizes, which means that companies which fail to meet core-earnings tests may be headed for trouble, as they will be less profitable than expected. He cites NXP Semiconductors as an example of a stock that has become grossly overvalued because the market isn't looking at its true earnings picture.

Retirement planning is about more than simply saving enough money. In this episode of Dollars and Cents, Joel Garris breaks down several important issues retirees and pre-retirees should understand before making major financial decisions.First, Joel discusses the continued surge in annuity sales and why investors should be cautious before signing a long-term insurance contract. With record amounts of money flowing into annuities, he explains why these products are often complex, commission-driven, and full of fine print that can affect flexibility, access to money, and the true value of advertised guarantees.Then, the conversation shifts to retirement planning for couples. Joel shares several conversation starters every married couple should consider before retirement, including what retirement actually looks like, how each spouse thinks about money, when each person wants to retire, and where they want to live. These lifestyle expectations can be just as important as the financial projections.Finally, Joel covers tax surprises that can catch retirees off guard, including the taxation of Social Security, Medicare premium increases tied to income, required minimum distributions, and the surviving spouse tax trap. If you're approaching retirement or already there, this episode offers practical reminders to ask better questions, plan ahead, and avoid costly surprises.

Chuck Todd opens with the Greenland oil expedition, an episode so strange it borders on parody: an American oil company drilling in defiance of another country's laws, with Trump's blessing, and — the detail that breaks the brain — Dr. Phil hired to document the whole thing. It's a fitting overture for a week in which the Senate confirmed Todd Blanche as Attorney General 50-49 at four in the morning before fleeing town for recess, with only Collins and Murkowski defecting. Chuck admits he was wrong; he never thought Blanche would actually get there. What galls him is the surrender it represents. Bill Cassidy's rationale — that Trump "needs someone to tell him no" — is laughable given that Blanche has said outright that the rule of law belongs to Trump and the DOJ won't be independent. John Cornyn's shrug that "there's nothing we can do to rein in the president" is, Chuck argues, the confession of a coward: senators possess the authority and simply refuse to use it, giving away what little leverage they had. The debate has now been reduced to whether the Attorney General is the people's lawyer or the president's. Then takes on the question of why Democratic voters keep rewarding progressives whose politics they don't actually share, and his answer is that half the Democratic electorate did not suddenly become socialist — they're furious about 2024, and specifically about leadership deciding the nominee for them. They didn't dislike Harris; they wanted a choice, and they'd watched the establishment coalesce around Biden in 2020 to produce a presidency that ended with Trump's return. Progressives are the only Democrats willing to say the party screwed up, and voters will give you enormous latitude on the cure if they trust your diagnosis. Chuck illustrates it with a Washington Post story about the Conn brass instrument factory in Ohio, bought by Trump-supporting, tariff-championing investor John Paulson and now closing as production moves offshore — where the disillusioned employees don't plan to vote at all, because they feel the system has failed them for decades. He believes the opening in American politics right now isn't centrism, it's breaking up an establishment that voters believe is more worried about losing donors than losing their votes. He wonders aloud whether the answer is a military leader — he's intrigued by retired General Chris Donahue, essentially Captain America on paper, pushed out by Trump and Hegseth, with credibility across the aisle. Americans are exhausted by being told the other half of the country is the bad guy, they're desperate for honesty and a reboot of a captured government, and the space is wide open for someone to fill it. But Chuck’s closing caution matters: the system is badly screwed up, and that still isn't a reason to burn it all down. Finally, Chuck hops into the ToddCast Time Machine to revisit two different but related events: the signing of the Social Security Act by FDR, and Richard Nixon announcing price and wage controls to combat inflation. Chuck argues that America has always flirted with socialism even if we call it by another name. He also answers listeners questions in the “Ask Chuck” segment. Upgrade your everyday. Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Play ball and swing for the fences on FanDuel, an official partner of the MLB at https://FANDUEL.COM. For free and unbiased Medicare help, dial (980) 734-3985 to speak with my trusted partner, Chapter, or go to askchapter.org/chuck / *Paid Partnership Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 00:30 Trump’s crazy Greenland oil adventure 01:15 Trump is just ignoring the laws of another country 01:45 Craziest detail is oil company hired Dr. Phil to document the expedition 02:15 Trump has gone out of his way to alienate European allies 02:45 Oprah gave us Dr. Oz & Dr. Phil… which is not a good thing 06:45 U.S. senate leaves town for recess after passing funding bill 07:15 Todd Blanche is now the confirmed AG for the United States 08:00 Republicans passed none of the things they said are priorities 09:00 GOP has a trifecta and still can’t get anything done 10:00 Was wrong about Blanche, didn’t think he’d actually get confirmed 10:45 Confirmed 50-49, not surprising Collins & Murkowski defected 11:45 Cassidy’s rationale was “Trump needs someone to tell him no” 12:15 Cassidy’s rationale is laughable 13:15 Even Bill Barr had a line he wouldn’t cross with Trump 14:45 The senate gave away what little leverage they have with Trump 16:00 John Cornyn says “there’s nothing we can do to rein in the president” 16:30 These Republicans are cowards, won’t exercise their authority* 17:00 These senators need to do their job 18:00 Blanche said the rule of law belongs to Trump, DOJ won’t be independent 19:00 Debate is now if AG is the people’s lawyer or the president’s lawyer 19:45 If he were alive, Trump would have nominated Roy Cohn 20:30 You don’t want presidents deciding who gets investigated 21:30 Trump got involved with Reflecting Pool vandal case THIS WEEK 22:30 Trump’s entire life has been about wearing people down 23:15 Republicans have politicized DOJ more than any previous admin 23:45 MAGA’s premise is that two wrongs do make a right 24:15 Does anybody in congress understand the constitution? 25:30 Confirming Blanche will cause more public distrust in DOJ 26:30 Founders never wanted the president to determine rule of law 27:00 Senate didn’t get crypto or college sports bill passed before recess 27:45 Republicans claim SAVE act is existential, didn’t pass it 28:45 Why do voters entertain progressives that don’t align with them? 29:15 Half the democratic electorate didn’t suddenly become socialist 30:30 Democratic voters are pissed off, think party messed up in 2024 31:00 Voters are mad leadership decided who the ‘24 nominee would be 31:30 Voters didn’t dislike Harris, but they wanted a choice 32:30 In 2020, the establishment coalesced around Biden 33:15 Biden’s presidency was a failure since it resulted in Trump returning 34:00 Progressives are the only Dems saying the party screwed up 35:30 Like Trump, the progressives are saying leadership is full of shit 36:15 Voters will give you latitude on the cure if they trust your diagnosis 37:00 WaPo story about Conn factory closing & private equity 38:00 Factory is in Ohio, been making brass instruments 38:45 Factory is closing and laying off all the employees 39:30 Conn was bought by John Paulson, Trump supporter who supports tariffs 40:30 Paulson is moving production offshore after arguing against it 42:00 Plant employees were completely disillusioned with politics 43:00 Employees feel like the system has left them down for decades, won’t vote 44:30 Romney’s loss was due to millions of white voters sitting out entirely 45:15 Trump’s appeal brought those voters back into the electorate 47:15 Voters reward candidates that can diagnose & call out their problems 48:00 Trump proved politically dormant voters can be reactivated 48:30 There’s always a third destination for voters… the couch 49:00 If the two parties don’t reform themselves, they risk being replaced 50:15 The opening isn’t centrism, it’s breaking up the establishment 51:15 Politics requires huge amounts of money, results in capture 52:15 Voters believe reps are more worried about losing donors than their vote 53:00 Competence and morality are not the same thing in politics 53:45 Leaders need to admit that they screwed everything up 54:30 Americans are desperate for a reset & are embracing revolutionaries 55:00 A military leader might be exactly what we need in next president 55:45 Intrigued by retired general Chris Donahue & his resume 56:45 Donahue is basically Captain America & was forced out by Trump & Hegseth 58:15 Someone like Donahue could have the credibility across the aisle 59:30 Politics won’t acknowledge failure if they think it helps the other side 1:00:00 Americans are desperate for honesty & morality in politics 1:01:15 It’s exhausting being told the other half of America is the bad guys 1:03:15 Voters want to preserve the Republic, but don’t trust the leadership 1:04:00 Voters want a reboot, and a government that isn’t captured 1:05:00 The political space is waiting for someone to fill this vacuum 1:06:00 The system is screwed up, but we shouldn’t burn it all down 1:11:00 ToddCast Time Machine - Where America embraces socialism 1:12:30 Socialist policies have come from presidents of both parties 1:13:45 FDR signs the Social Security Act - Nixon announces price & wage controls 1:14:45 Americans worry about prosperity, not ideological consistency 1:17:15 Capitalism was being questioned after the Great Depression 1:17:45 FDR wanted to repair, not replace capitalism 1:18:30 Social Security started as a much smaller program than it is today 1:19:15 Congress continued adding to the program over the years 1:21:15 America imposed price & wage controls during WW2 that went beyond Nixon 1:22:00 August 15, 1971 - Nixon announces price & wage controls 1:23:15 Nixon was desperate to stop inflation 1:24:15 Administration announced ceilings on meat prices, caused shortages 1:25:30 The controls were lifted right before the election 1:26:45 We have plenty of socialist policies called by another name 1:27:45 The policies give the sense of individual control 1:28:30 Americans are allergic to government control over their choices 1:29:15 Government under Trump is acquiring stakes in American companies 1:31:00 America has always been more socialist than we like to admit 1:32:45 Ask Chuck 1:33:00 Are college educated Republican voters on the journey leftward? 1:37:00 How should Abdul El-Sayed respond to racist & Islamophobic attacks? 1:45:30 Do candidates on the same ballot create measurable coattails? 1:50:00 Any chance Republicans voted for El-Sayed thinking he’d be easier to beat? 1:53:00 Was Pirro’s dropping of Reflecting Pool case an offramp for Trump? 1:56:00 How does an everyday person help make real political change?See omnystudio.com/listener for privacy information.

Chuck Todd opens with the Greenland oil expedition, an episode so strange it borders on parody: an American oil company drilling in defiance of another country's laws, with Trump's blessing, and — the detail that breaks the brain — Dr. Phil hired to document the whole thing. It's a fitting overture for a week in which the Senate confirmed Todd Blanche as Attorney General 50-49 at four in the morning before fleeing town for recess, with only Collins and Murkowski defecting. Chuck admits he was wrong; he never thought Blanche would actually get there. What galls him is the surrender it represents. Bill Cassidy's rationale — that Trump "needs someone to tell him no" — is laughable given that Blanche has said outright that the rule of law belongs to Trump and the DOJ won't be independent. John Cornyn's shrug that "there's nothing we can do to rein in the president" is, Chuck argues, the confession of a coward: senators possess the authority and simply refuse to use it, giving away what little leverage they had. The debate has now been reduced to whether the Attorney General is the people's lawyer or the president's. Then takes on the question of why Democratic voters keep rewarding progressives whose politics they don't actually share, and his answer is that half the Democratic electorate did not suddenly become socialist — they're furious about 2024, and specifically about leadership deciding the nominee for them. They didn't dislike Harris; they wanted a choice, and they'd watched the establishment coalesce around Biden in 2020 to produce a presidency that ended with Trump's return. Progressives are the only Democrats willing to say the party screwed up, and voters will give you enormous latitude on the cure if they trust your diagnosis. Chuck illustrates it with a Washington Post story about the Conn brass instrument factory in Ohio, bought by Trump-supporting, tariff-championing investor John Paulson and now closing as production moves offshore — where the disillusioned employees don't plan to vote at all, because they feel the system has failed them for decades. He believes the opening in American politics right now isn't centrism, it's breaking up an establishment that voters believe is more worried about losing donors than losing their votes. He wonders aloud whether the answer is a military leader — he's intrigued by retired General Chris Donahue, essentially Captain America on paper, pushed out by Trump and Hegseth, with credibility across the aisle. Americans are exhausted by being told the other half of the country is the bad guy, they're desperate for honesty and a reboot of a captured government, and the space is wide open for someone to fill it. But Chuck’s closing caution matters: the system is badly screwed up, and that still isn't a reason to burn it all down. Then, Oscar-nominated documentarian Rory Kennedy joins the Chuck Toddcast to discuss Freefall: A Reckoning for Boeing, her Netflix follow-up to 2022's Downfall premiering August 19th — a film built around the death of whistleblower John Barnett and the current and former employees who came forward after it. Kennedy's central finding is damning in its simplicity: at the end of Downfall, Boeing swore it had learned its lesson and changed its ways. It hadn't. More incidents followed, whistleblowers reached out to tell her conditions had actually gotten worse, and she says she believes Boeing bears responsibility for Barnett's death. Kennedy walks Chuck through the structural rot she sees behind the headlines — a near-total lack of competition, a revolving door between the FAA and the company it's supposed to regulate, a McDonnell Douglas merger that reoriented the entire culture around quarterly earnings instead of engineering excellence, and the decision to leave Seattle in search of a non-union workforce — which matters enormously, she notes, because unions are what give workers real whistleblower protection. Boeing is simultaneously one of the most heavily subsidized companies in American history and, right now, one that isn't being held accountable in any meaningful way. Kennedy is unusually direct about the practical takeaway: she won't fly on a 737 MAX and actively chooses flights on other aircraft, pointing out the counterintuitive reality that older model planes are often the safer bet — a consumer shift that has hit budget airlines hardest. She and Chuck get into the incidents that never made national news, including oxygen masks that failed to work, and she's blunt that the Trump administration hasn't provided anything resembling adequate regulatory oversight while families of the 346 crash victims are still fighting to hold the company responsible. Kennedy sees this fall's elections as a genuine chance to put people in place who care about the flying public, and reflects candidly on how she's feeling about American politics generally — that this administration is making choices that are hurting a lot of people. There's also a lovely detour into Ethel, her documentary about her mother, which she says holds a special place in her heart, plus a look at what she's working on next. Finally, Chuck hops into the ToddCast Time Machine to revisit two different but related events: the signing of the Social Security Act by FDR, and Richard Nixon announcing price and wage controls to combat inflation. Chuck argues that America has always flirted with socialism even if we call it by another name. He also answers listeners questions in the “Ask Chuck” segment. Upgrade your everyday. Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Play ball and swing for the fences on FanDuel, an official partner of the MLB at https://FANDUEL.COM. For free and unbiased Medicare help, dial (980) 734-3985 to speak with my trusted partner, Chapter, or go to askchapter.org/chuck / *Paid Partnership Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Timeline: 00:00 Chuck Todd’s introduction 00:30 Trump’s crazy Greenland oil adventure 01:15 Trump is just ignoring the laws of another country 01:45 Craziest detail is oil company hired Dr. Phil to document the expedition 02:15 Trump has gone out of his way to alienate European allies 02:45 Oprah gave us Dr. Oz & Dr. Phil… which is not a good thing 06:45 U.S. senate leaves town for recess after passing funding bill 07:15 Todd Blanche is now the confirmed AG for the United States 08:00 Republicans passed none of the things they said are priorities 09:00 GOP has a trifecta and still can’t get anything done 10:00 Was wrong about Blanche, didn’t think he’d actually get confirmed 10:45 Confirmed 50-49, not surprising Collins & Murkowski defected 11:45 Cassidy’s rationale was “Trump needs someone to tell him no” 12:15 Cassidy’s rationale is laughable 13:15 Even Bill Barr had a line he wouldn’t cross with Trump 14:45 The senate gave away what little leverage they have with Trump 16:00 John Cornyn says “there’s nothing we can do to rein in the president” 16:30 These Republicans are cowards, won’t exercise their authority* 17:00 These senators need to do their job 18:00 Blanche said the rule of law belongs to Trump, DOJ won’t be independent 19:00 Debate is now if AG is the people’s lawyer or the president’s lawyer 19:45 If he were alive, Trump would have nominated Roy Cohn 20:30 You don’t want presidents deciding who gets investigated 21:30 Trump got involved with Reflecting Pool vandal case THIS WEEK 22:30 Trump’s entire life has been about wearing people down 23:15 Republicans have politicized DOJ more than any previous admin 23:45 MAGA’s premise is that two wrongs do make a right 24:15 Does anybody in congress understand the constitution? 25:30 Confirming Blanche will cause more public distrust in DOJ 26:30 Founders never wanted the president to determine rule of law 27:00 Senate didn’t get crypto or college sports bill passed before recess 27:45 Republicans claim SAVE act is existential, didn’t pass it 28:45 Why do voters entertain progressives that don’t align with them? 29:15 Half the democratic electorate didn’t suddenly become socialist 30:30 Democratic voters are pissed off, think party messed up in 2024 31:00 Voters are mad leadership decided who the ‘24 nominee would be 31:30 Voters didn’t dislike Harris, but they wanted a choice 32:30 In 2020, the establishment coalesced around Biden 33:15 Biden’s presidency was a failure since it resulted in Trump returning 34:00 Progressives are the only Dems saying the party screwed up 35:30 Like Trump, the progressives are saying leadership is full of shit 36:15 Voters will give you latitude on the cure if they trust your diagnosis 37:00 WaPo story about Conn factory closing & private equity 38:00 Factory is in Ohio, been making brass instruments 38:45 Factory is closing and laying off all the employees 39:30 Conn was bought by John Paulson, Trump supporter who supports tariffs 40:30 Paulson is moving production offshore after arguing against it 42:00 Plant employees were completely disillusioned with politics 43:00 Employees feel like the system has left them down for decades, won’t vote 44:30 Romney’s loss was due to millions of white voters sitting out entirely 45:15 Trump’s appeal brought those voters back into the electorate 47:15 Voters reward candidates that can diagnose & call out their problems 48:00 Trump proved politically dormant voters can be reactivated 48:30 There’s always a third destination for voters… the couch 49:00 If the two parties don’t reform themselves, they risk being replaced 50:15 The opening isn’t centrism, it’s breaking up the establishment 51:15 Politics requires huge amounts of money, results in capture 52:15 Voters believe reps are more worried about losing donors than their vote 53:00 Competence and morality are not the same thing in politics 53:45 Leaders need to admit that they screwed everything up 54:30 Americans are desperate for a reset & are embracing revolutionaries 55:00 A military leader might be exactly what we need in next president 55:45 Intrigued by retired general Chris Donahue & his resume 56:45 Donahue is basically Captain America & was forced out by Trump & Hegseth 58:15 Someone like Donahue could have the credibility across the aisle 59:30 Politics won’t acknowledge failure if they think it helps the other side 1:00:00 Americans are desperate for honesty & morality in politics 1:01:15 It’s exhausting being told the other half of America is the bad guys 1:03:15 Voters want to preserve the Republic, but don’t trust the leadership 1:04:00 Voters want a reboot, and a government that isn’t captured 1:05:00 The political space is waiting for someone to fill this vacuum 1:06:00 The system is screwed up, but we shouldn’t burn it all down 1:13:00 Rory Kennedy (Freefall) joins the Chuck ToddCast 1:14:30 Documentary “Ethel” about her mother holds special place in her heart 1:15:30 It became evident that Boeing knew about faulty systems on 737 MAX 1:16:15 Boeing swore they’d change, then more incidents happened 1:17:15 Believe Boeing is responsible for whistleblower John Barnett’s death 1:19:15 Lack of competition is one of the reasons Boeing has been sloppy 1:20:15 There’s a revolving door between the FAA and Boeing 1:22:00 Are Boeing’s problems coming from a single source, or multiple? 1:23:45 Boeing has long been a foundational American company 1:24:30 Parts for Boeing planes come from all over the world 1:26:00 Whistleblowers reached out to say problems had gotten worse 1:27:00 Right now, Boeing isn’t being held accountable 1:27:30 Haven’t seen Boeing make significant changes 1:29:15 Focus on profits and quarterly earnings outweighed safety 1:30:00 Boeing is one of the most subsidized companies in US history 1:31:00 McDonnell-Douglas merger has contributed to Boeing’s downfall 1:33:30 Wouldn’t fly on a 737 MAX and choose flights on other planes 1:36:00 Consumers choosing not to fly on the 737 MAX hurt budget airlines 1:37:00 Older model planes are actually safer 1:38:30 Decision to leave Seattle was to find a non-union workforce 1:39:45 Unions protect workers, give them whistleblower protection 1:41:00 Airbus is a better run company than Boeing 1:42:30 Boeing and Airbus are the only two options 1:44:45 The Trump administration hasn’t provided proper regulation for Boeing 1:45:15 Families of crash victims are still trying to hold Boeing responsible 1:48:15 Elections this fall could put people in place who care about the public 1:49:45 Incidents where the oxygen masks weren’t working 1:51:30 How are you feeling about politics these days? 1:52:00 Administration is making choices that are hurting a lot of people 1:53:30 What projects do you have coming up next? 1:56:00 Had a screening at Boeing with top executives 1:57:15 ToddCast Time Machine - Where America embraces socialism 1:58:45 Socialist policies have come from presidents of both parties 2:00:00 FDR signs the Social Security Act - Nixon announces price & wage controls 2:01:00 Americans worry about prosperity, not ideological consistency 2:03:30 Capitalism was being questioned after the Great Depression 2:04:00 FDR wanted to repair, not replace capitalism 2:04:45 Social Security started as a much smaller program than it is today 2:05:30 Congress continued adding to the program over the years 2:07:30 America imposed price & wage controls during WW2 that went beyond Nixon 2:08:15 August 15, 1971 - Nixon announces price & wage controls 2:09:30 Nixon was desperate to stop inflation 2:10:30 Administration announced ceilings on meat prices, caused shortages 2:11:45 The controls were lifted right before the election 2:13:00 We have plenty of socialist policies called by another name 2:14:00 The policies give the sense of individual control 2:14:45 Americans are allergic to government control over their choices 2:15:30 Government under Trump is acquiring stakes in American companies 2:17:15 America has always been more socialist than we like to admit 2:19:00 Ask Chuck 2:19:15 Are college educated Republican voters on the journey leftward? 2:23:15 How should Abdul El-Sayed respond to racist & Islamophobic attacks? 2:31:45 Do candidates on the same ballot create measurable coattails? 2:36:15 Any chance Republicans voted for El-Sayed thinking he’d be easier to beat? 2:39:15 Was Pirro’s dropping of Reflecting Pool case an offramp for Trump? 2:42:15 How does an everyday person help make real political change?See omnystudio.com/listener for privacy information.

Senators not worried about reelection- including Dick Durbin- are quietly proposing a law to scale back Social Security payouts in the future. Will the wealthy succeed at even further shrinking the American middle class?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The bizarre crossover of the Lord of the Rings and Star Trek.Sumo published a new book full of pearls of wisdom, according to clams.Leonard Nemoy vs William Shatner. Did Leonard Nemoy cause the death of J.R.R. Tolkien?Happy MAPSOC International Women's Day! Liquid modernity and yes, women are the problem.Taking blame, is a collapsing fertility rate a problem?Can't Modern Monetary Theory pay for things? Money is a fiction that you made up.What is Social Security?No one ever learns anything and people never will.Two choices imposed by reality, not the patriarchy.The motherhood myth. Women are capable of profound manipulative cruelty and engage in it all the time.Debunking the idea that women are victims of the porn industry.The easiest way to make money isn't always the most moral option.Santa Claus and the three prostitutes.The lesson of the persistent Golden Doodle.Everyone is actually just selfish and this is why there's no saving the West.The future belongs to those who show up.Liquid Modernity is actually the problem.Support the showSumo's New BookTheology With A Spear, Volume 1 - Now Available!My attempt to make God make sense again. Others have tried. They failed. I probably have too. Volume 1 rebuilds the basic picture: a world where ghosts, miracles, spirits, angels and demons are probable, where Genesis and the Gospels are one continuous story, and where God is a Mother rocking you to sleep, a Father crossing the room to hold you after you've scraped your knee.Available on Amazon HereMore Linkswww.MAPSOC.orgFollow Sumo on TwitterAlternate Current RadioMAPSOC back on YouTube Again!Support the Show!Become a True FanBecome a Micronation CitizenSubscribe to the Podcast on GumroadSubscribe to the Podcast on PatreonSubscribe to the Podcast on BuzzsproutSubscribe to the Podcast on Substack...

This week on the Mark Levin Show, it's particularly annoying that numerous national political figures refuse to discuss the significant and growing Islamist threat in the United States. Islamism is the greatest cultural threat we face. What is the ruling class is doing to stop Islamists from entering the country? Are we reviewing the status of those already here who promote radical views? Conservatives need to take over at the local level and reject mosque expansions, which isn't about restricting religious freedom but defending it against Islamist intolerance of religious diversity. Meanwhile, issues like universal healthcare are falsely cast as civil rights to advance a Marxist agenda that expands “democracy” and “rights” while threatening programs like Medicare and opposing enforcement against illegal immigration; supporting candidates like Abdul El-Sayed in Michigan would harm both the state and the country. Also, Sen Chris Van Hollen is a radical nut job, Jew hater, and Israel hater. Van Hollen defends Democrats against communist labels by citing Republican attacks on FDR over Social Security. What did FDR do? FDR created internment camps of 120,000 Japanese Americans, refusing to sign a bipartisan anti-lynching bill to protect Southern votes, imposing Jewish immigration quotas during the Holocaust, and enacting socialist policies including industrial trusts and price/wage controls that prolonged the Depression, arguing socialism redistributes rather than creates wealth. Later, Wisconsin Governor candidate Francesca Hong views Thanksgiving as racist and posted in 2021 that Americans should cancel it. This is the problem with insufficiently patriotic immigrants welcomed into the Democratic Party's big tent. Later, by the skin of his teeth, Abdul El-Sayed is now the Democratic candidate for the Senate in Michigan. Early data shows El-Sayed did well with White, relatively wealthy college graduates, but not so well with union/blue collar workers and Blacks. El-Sayed will face Republican Mike Rogers, a good, solid candidate, in the November general election. El-Sayed will get the support of the media and he'll play down his Islamism and his association with people like Sen Bernie Sanders and Hasan Piker, who said America deserved 9/11. Let's not pretend El-Sayed is just another progressive. He's an Islamic Marxist. What Democrats have to figure out: how do you build a party around elitists? Claims from some on the fringes of the conservative movement—that younger people today face uniquely hard times due to student debt, homeownership barriers, and inflation driven by the war with Iran—are inaccurate and sound like leftist or socialist talking points. There have been far greater hardships faced by prior generations: the Great Depression's 25% unemployment, widespread business failures, and near-economic collapse, followed by World War II's draft of 16 million Americans with over 600,000 casualties under brutal conditions. Young people today simply do not have it as hard as those of 50–80 years ago - they simply don't. Learn more about your ad choices. Visit podcastchoices.com/adchoices

That vacation, RV, or home renovation you're planning in retirement might cost a lot more than the price tag suggests. One extra withdrawal from your IRA can set off a chain reaction of higher taxes and even surprise Medicare surcharges — for years to come. Robert Brokamp breaks down the hidden math behind retirement spending, and what you can do now to keep more of your money.Key topics discussed:-The tax "snowball" effect: how one year of higher spending can force bigger withdrawals in following years just to cover the tax bill, compounding the cost over time-Uncle Sam loves seniors: tax benefits for the 65-and-older crowd result in a lot of tax-free income – but spending beyond certain levels can result in a quickly accelerating tax bill-Two hidden costs of spending more: how bigger withdrawals can trigger taxes on Social Security benefits and surprise IRMAA surcharges on Medicare premiums-How to soften the blow: why building up Roth assets and paying off debt before retirement can protect you from these tax trapsHost: Robert Brokamp, CFP®, EAEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Jim and Chris discuss listener emails on Social Security spousal benefits, a listener PSA on HSA tax strategies and treasuries, and inherited IRA RMD rules for minor beneficiaries. (9:00) A listener asks about qualifying for spousal benefits after a lengthy separation, since both spouses are now retired but remain legally married. (28:15) The guys share a listener PSA on tax strategies involving harvesting HSA-eligible expenses, including Medicare B and D premiums, as a tax-free funding source, and on laddering treasury bills through Fidelity or Schwab instead of TreasuryDirect. (40:15) George follows up on inherited IRA rules for minor child beneficiaries, asking whether an eligible designated beneficiary can elect the 10-year rule instead of taking the stretch, which requires RMDs. The post Spousal Benefits, HSA Tax Strategies PSA, Inherited IRAs: Q&A #2632 appeared first on The Retirement and IRA Show.

When workers past retirement age can't afford to retire — that's one thing. When they can, and just don't want to — that's trickier.It used to be legal to force people to retire when they hit a certain age. The trend used to be earlier and earlier retirement. Now it's later and later retirement. And younger workers say it's impacting their career advancement and their ability to save for their own retirement.At the same time, older workers are living longer, Social Security and Medicare funding are less secure than ever … and many people want to keep working.Age in the workplace is a tricky thing to talk about. But today on the show, we're talking about it. On the latest Planet Money, a law professor who says retirement should be mandatory at age 70. And an economist who says, actually … people should delay retirement even longer. Show notes: More of Planet Money's coverage of the lump of labor fallacySamuel Moyn: Gerontocracy in America: How the Old Are Hoarding Power and Wealth? And What to Do About It.Gerhard Casper and Saunders Mac Lane: “Older Doesn't Mean Wiser”Read: Our book: Planet Money: A Guide to the Economic Forces That Shape Your Life Our weekly long-form Planet Money newsletterOur weekly Indicator round-up newsletterFollow: InstagramTikTokYouTubeFacebookSupport public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show's perks include bonus episodes and sponsor-free listening. Learn more at plus.npr.org.This episode was reported by Sarah Gonzalez. It was produced by Willa Rubin, edited by Eric Misitzis Mennel, and fact-checked by Sierra Juarez. It was engineered by Robert Rodriguez and Jimmy Keeley. Alex Goldmark is our executive producer. Music: NPR Source Audio: “Don't Cross The Line,”  “Aventure Burlesque,” and “Hollywood.”See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy