Podcasts about social security

Means-oriented social benefit

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    Latest podcast episodes about social security

    Motley Fool Money
    How Much Makes Someone Wealthy, and Why It Pays to Delay Social Security

    Motley Fool Money

    Play Episode Listen Later Aug 2, 2025 22:33


    More people are claiming Social Security early in 2025. Robert Brokamp speaks with Dr. Michael Finke, a professor at the American College of Financial Services, about why he thinks this is likely a mistake for most retirees.Also in this episode:- How much money do you need to be financially comfortable, and how much makes you wealthy?- Which countries' stock markets are performing the best in 2025-A unique way to measure the stock market's valuationHost: Robert BrokampGuest: Dr. Michael FinkeEngineer: Adam Landfair Learn more about your ad choices. Visit megaphone.fm/adchoices

    Beau of The Fifth Column
    Let's talk about Trump backdooring Social Security....

    Beau of The Fifth Column

    Play Episode Listen Later Aug 2, 2025 4:39


    Let's talk about Trump backdooring Social Security....

    Allworth Financial's Money Matters
    Estate Planning, Investment Strategies & Retirement Timing: Your Money Questions Answered

    Allworth Financial's Money Matters

    Play Episode Listen Later Aug 2, 2025 45:59


    On this week's Money Matters, Scott and Pat break down headlines shaping your money—from housing gridlock and interest rate anxiety to the risks of letting politics guide your investments. A fiery caller sparks a raw debate on using options, leading to honest talk on risk, returns, and financial reality. Scott and Pat also cover AI in financial advice, smart tax strategies for business owners, and when a simple trust is all you need. Plus, real listener questions on Social Security timing and estate planning—drama included (just a little). Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

    Creating Wealth Real Estate Investing with Jason Hartman
    2328 FBF: The Future of Longevity Science with Dr. John Rush & The Perils of High Frequency Trading with Michael Lewis Author of ‘Flash Boys'

    Creating Wealth Real Estate Investing with Jason Hartman

    Play Episode Listen Later Aug 1, 2025 64:29


    This Flashback Friday is from episode 370, published last April  7, 2014. Jason Hartman talks about Michael Lewis's new book "Flash Boys" and comments the on the excellent CBS 60 Minutes segment discussing high-frequency trading and how the stock market, according to Michael Lewis and many other experts, is rigged. Then, Jason interviews Dr. Rush from Cenegenics as they discuss the latest breakthroughs in health and longevity science. This interview was originally recorded for Jason's new "Longevity Show" which will launch soon but he wanted to share it in this episode so you can benefit from the ideas right away. Visit www.JasonHartman.com for details. Many experts believe that we are on the verge of major breakthroughs when it comes to increasing lifespan and this has wide ranging implications for, not only our own lives and well-being, but the economy, the real estate market, commodities consumption, wealth creation, government entitlement programs like Social Security and Obamacare but also the outlook for inflation and investing to grow our wealth with income property.     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

    Talking Real Money
    Saving Investors

    Talking Real Money

    Play Episode Listen Later Aug 1, 2025 30:49


    With Don out, Tom Cock and advisor Roxy Butner tackle the increasingly hot question: should you trust a human or a machine with your money? They dig into two recent studies—one showing AI beating most fund managers, and another suggesting no long-term winner at all. Listener questions range from DIY ETF portfolios and Roth IRA conversion pitfalls to a wildly complex $2.5M retirement scenario involving crypto, precious metals, and a self-directed IRA full of land. Tom and Roxy break it all down with practical advice and a few well-placed jabs at donut holes, Darth Vader, and inheritance headaches. 0:04 More machine than man? Tom opens with AI vs. human money management 1:14 Stanford AI outperforms 93% of human fund managers—sort of 2:35 Another study says: no clear winner between AI and humans 3:12 Why persistent outperformance doesn't exist—and that's OK 3:39 Roxy joins: paddleboards, decorating, and financial clarity 4:16 Listener question: DIY ETF portfolio for granddaughter (too complex) 5:54 Portfolio breakdown: too much large cap, bonds in a Roth? 7:44 Listener question: Switching from Vanguard Star Fund to ETFs 9:32 Roth IRA tips: stock-heavy, not for bonds or cash 10:25 Listener question: Deductible IRA mistake—now what? 11:54 Backdoor Roth IRA rules, income limits, and pro-rata traps 13:19 Recharacterization forms and Social Security timing advice 14:44 Listener question: ETF dividends—should I reinvest or not? 15:14 ETF tax basics: capital gains vs. dividends 16:42 Listener question: $2.5M+ retirement plan review from Woodstock, GA 17:14 Income breakdown: Air Force pension, SS, rental income, part-time job 18:43 Self-directed IRA full of land, CDs, and cash 19:59 Precious metals and crypto: too much risk, not enough balance 20:35 Bonds or not? Depends on goals, not age 21:55 Planning questions: What's the money for? 23:25 RMDs and taxes from a self-directed IRA 24:27 Fair market value complications and IRS penalties 25:46 Inheriting land in an IRA: yes, it's a pain 27:28 Wrap-up: Why human advice still matters—even if AI's getting smarter Learn more about your ad choices. Visit megaphone.fm/adchoices

    Retire With Purpose: The Retirement Podcast
    513: The One Big Beautiful Bill Act: What It Really Means for Your Retirement Taxes

    Retire With Purpose: The Retirement Podcast

    Play Episode Listen Later Aug 1, 2025 49:27


    What does the “One Big Beautiful Bill Act” mean for your retirement? Find out how the latest tax legislation—from permanent TCJA extensions to surprising changes in charitable giving, Social Security taxation, 529 plan use, and more—could affect your tax strategy for years to come. In this episode, we discuss: Updated inflation adjustments Capital gains nuance Enhanced standard deduction for seniors Social Security misconceptions New “below-the-line" deductions Today's article is from the Kitces.com blog titled, Breaking Down The “One Big Beautiful Bill Act”: Impact Of New Laws On Tax Planning. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/513

    Good Morning Liberty
    Dumb BLEEP of the Week! Pt. 2 (Sydney Sweeney Ad, Joey Swoll, Social Security & More) || EP 1606

    Good Morning Liberty

    Play Episode Listen Later Aug 1, 2025 68:05


    Join Nate Thurston and Charles Thompson in this episode of Good Morning Liberty, recorded in Nashville, Tennessee. The hosts discuss the backlash surrounding actress Sydnee Sweeney's controversial American Eagle ad and the ensuing social media uproar. They also dive into the debate over privatizing Social Security, prompted by recent comments from Treasury Secretary Scott Besson. The episode covers Mayor Pete Buttigieg's stance on trans athletes and the mixed reactions it received from the LGBTQ+ community. Lastly, they address the economic struggles faced by Gen Z and compare them to past generations, focusing on the housing market and inflation. This episode features Dumb Bleep of the Week and much more! (00:00) Introduction and Greetings (00:43) Studio Move and Upcoming Plans (01:47) Dumb Bleep of the Week: Sydney Sweeney Controversy (04:29) Public Reactions and Media Coverage (07:10) Psychological Analysis and Feminine Toxicity (11:34) Further Reactions and Commentary (27:45) Joey Swoll and Hulk Hogan Controversy (32:12) Addressing Past Mistakes and Apologies (33:18) Critique of Apology Culture (34:39) Discussion on Hulk Hogan's Influence (36:30) Debate on Social Media Reactions (40:46) Privatizing Social Security Controversy (54:51) Economic Comparisons Across Generations   Links: https://gml.bio.link/   YOUTUBE: https://bit.ly/3UwsRiv   Check out Martens Minute! https://martensminute.podbean.com/   Follow Josh Martens on X: https://twitter.com/joshmartens13   CB Distillery 25% off with promo code GML cbdistillery.com   Join the Fed Haters Club! joingml.com  

    Modern Dadhood
    Fighting a Flawed System | Picasso Cognizance on Child Support, Custody

    Modern Dadhood

    Play Episode Listen Later Aug 1, 2025 41:34


    Navigating the legal maze of child support and custody can feel impossible... especially when the system seems stacked against you. Picasso Cognizance learned this the hard way when his partner's family took his son away from him at the age of two. Picasso spent the next nearly two decades paying child support, immersing himself in the world of parental rights, and being ping-ponged between agencies who made no effort to help him. Picasso opens up about the emotional and legal challenges he faced when trying to regain access to his son, and shares why he started Resolute Fathers, an organization dedicated to educating other parents about how to navigate these flawed systems.Topics include:Challenges of Child Support and Custody: Picasso Cognizance shares his personal experience navigating the legal and emotional difficulties of losing custody and paying child support.The Importance of Knowing Parental Rights: Emphasis is placed on the need for parents to understand their rights, state laws, and how the system works in order to protect themselves and their relationship with their children.Emotional Toll and Resilience: The conversation highlights the emotional hardships, feelings of frustration, and the need for perseverance and hope when facing a complex family court system.Advocacy and Support: Picasso discusses his work with Resolute Fathers, aiming to educate and support parents (particularly fathers) going through similar struggles.Encouragement for Constructive Co-Parenting: The value of cooperative co-parenting without unnecessary legal intervention is underscored as a path to healthier family dynamics. After the interview, Marc shares a tender (and hilarious) story of a 7 year old with big feelings. LINKSResolute Fathers (Instagram)Who's The Daddy? (Amazon)Victor M. Sweeney on Modern DadhoodCaspar BabypantsSpencer AlbeeModern Dadhood (website)AdamFlaherty.tvStuffed Animal (Marc's kids' music)MD (Instagram)MD (Facebook)MD (YouTube)MD (TikTok) #moderndadhood #fatherhood #parenthood #parenting #parentingpodcast #dadding #dadpodcast

    The Majority Report with Sam Seder
    3550 - The Immigration-Incarceration Pipeline; Neoliberalism in Crisis w/ Silky Shah, Tim Sahay

    The Majority Report with Sam Seder

    Play Episode Listen Later Jul 31, 2025 91:54


    It's Emmajority Report Thursday! On today's show: After facing significant backlash, Scott Bessent makes a half-hearted attempt to walk back his comments about using Trump "accounts" as a backdoor to privatize Social Security. Silky Shah, author of Unbuild Walls: Why Immigrant Justice Needs Abolition, joins us to discuss how immigration policy fuels mass incarceration. Then, Tim Sahay, co-editor of the Polycrisis newsletter, stops by to talk about the crumbling foundations of neoliberalism and what comes next. In the Fun Half: Brandon Sutton and Matt Binder join us as we kick things off with Cory Booker's passionate floor speech—no, not about Gaza, Epstein, or austerity—but about a procedural technicality in a bill he supported twice. We break down the Senate vote on Bernie Sanders' failed proposal to block additional arms shipments to Israel—and Bernie's ongoing refusal to say the word “genocide.” Plus: a deep-pocketed centrist enters the race for Jerry Nadler's seat, borrowing stylistic cues from Zohran Mamdani, minus the actual policy platform. All that and more, plus your calls and IMs! The Congress switchboard number is (202) 224-3121. You can use this number to connect with either the U.S. Senate or the House of Representatives. Become a member at JoinTheMajorityReport.com: https://fans.fm/majority/join Follow us on TikTok here!: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here!: https://www.twitch.tv/themajorityreport Find our Rumble stream here!: https://rumble.com/user/majorityreport Check out our alt YouTube channel here!: https://www.youtube.com/majorityreportlive Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the ESVN YouTube channel here: https://www.youtube.com/esvnshow Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! https://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: https://majority.fm/app Go to https://JustCoffee.coop and use coupon code majority to get 10% off your purchase Check out today's sponsors EXPRESS VPN: Get up to 4 extra months free. Expressvpn.com/Majority ZOCDOC: Go to Zocdoc.com/MAJORITY and download the Zocdoc app to sign-up for FREE and book a top-rated doctor. SUNSET LAKE: Right now at sunsetlakecbd.com, you can try our new Lifted Teas for 25% off when you use the coupon code DrinkUp. That's “drink up,” all one word with no spaces.  Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech Check out Matt's show, Left Reckoning, on YouTube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.com/ The Majority Report with Sam Seder – https://majorityreportradio.com  

    The David Pakman Show
    7/31/25: Trump admin launches health spying system, Kamala setting up ‘28 run

    The David Pakman Show

    Play Episode Listen Later Jul 31, 2025 65:13


    -- On the Show: -- Lena Gonzalez, California Senate Majority Leader and Chair of the California Latino Legislative Caucus, joins David to discuss the devastating impact of Trump's immigration raids -- Kamala Harris declined to run for California governor, suggesting she may be positioning for a 2028 presidential campaign -- Donald Trump and Robert F Kennedy Jr are launching a national health tracking system with Big Tech partners -- Trump's Treasury Secretary Scott Bessent confirmed plans to privatize Social Security using private savings accounts -- Donald Trump appeared confused during a press exchange and dismissed questions about Epstein file revelations -- Donald Trump appeared to doze off during a roundtable while Dr Mehmet Oz outshined him with policy questions -- Donald Trump attacked Federal Reserve Chair Jerome Powell for refusing to lower interest rates and not caving to political pressure -- FDA Commissioner Marty Makary claimed on TV that someone he knew died from the COVID vaccine, ignoring population-wide data -- On the Bonus Show: Half of Americans think economy is getting worse, Karoline Leavitt's 2022 campaign still owes $323K, Hawley pushes for tariff rebate checks, and much more...

    The Mark Thompson Show
    Treasury Sec. Says Quiet Part: Trump's Baby Accounts May Lead to Privatizing Social Security 7/31/25

    The Mark Thompson Show

    Play Episode Listen Later Jul 31, 2025 125:53


    The Mark Thompson Show 7/31/25Patreon subscribers are the backbone of the show! If you'd like to help, here's our Patreon Link:https://www.patreon.com/themarkthompsonshowMaybe you're more into PayPal.  https://www.paypal.com/donate/?hosted_button_id=PVBS3R7KJXV24And you'll find everything on our website: https://www.themarkthompsonshow.com

    What Your CPA Wants You to Know
    104. From W-2 to 1099: Everything You Need to Know About Self-Employment Taxes

    What Your CPA Wants You to Know

    Play Episode Listen Later Jul 30, 2025 29:25 Transcription Available


    Send us a textTransitioning from W-2 employment to receiving 1099 income fundamentally changes your tax situation and officially makes you a business owner, even if you're doing the same work as before.• Self-employment tax means paying both the employer and employee portions of Social Security and Medicare (15.3%) on top of income tax• Business expenses can be deducted against your 1099 income, reducing your taxable income significantly• Opening a separate business bank account is crucial for tracking income and expenses correctly• You can simply transfer money from your business account to your personal account as needed• Estimated quarterly tax payments are required to avoid penalties from the IRS• Consider setting aside 25-40% of income for taxes depending on your tax bracket• Health insurance and retirement planning now fall entirely on your shoulders• Once netting over $50,000 in profit, consider forming an LLC and electing S-Corporation status• S-Corps require more complex paperwork but can save significant money in self-employment taxes• Higher-earning contractors should work with a CPA rather than trying to handle everything themselvesCheck out our guides for new businesses and S-Corp owners in the show notes if you need step-by-step assistance navigating your new tax situation.Create a STAN Store - Click here to try it out!Here's where you can find us! Follow along on Instagram for lots of free content for business owners daily!Shop our business guides!Our Instagram PageOur family page

    Retire In Texas
    What Financial Questions Should Widows Ask First?

    Retire In Texas

    Play Episode Listen Later Jul 30, 2025 20:01 Transcription Available


    In this week's episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, sits down with PAX Financial Advisor Haley Wall for a heartfelt discussion on the emotional and financial challenges faced by widows. Drawing from real-life experiences and her work as a certified Loss of Life Advocate, Haley explains how widows can regain clarity and make informed financial decisions after a loss. From navigating life insurance and estate documents to avoiding predatory scams and understanding Social Security's widow blackout period, this episode offers practical guidance and emotional insight. Key highlights include: The first financial step every widow should take - pause. Why widows are often targeted by scammers and opportunists. The importance of updating wills, beneficiaries, and medical directives. How the widow's Social Security blackout period works - and how to prepare. The emotional weight of stewardship and honoring a spouse's legacy. Available community resources, including grief counseling and support groups. Whether you're navigating widowhood yourself or supporting someone who is, this episode offers both compassion and direction. For more support, visit PAXFinancialGroup.com or contact Haley directly at Haley@PAXFG.com.

    Simply Money.
    Simply Money presented by Allworth Financial

    Simply Money.

    Play Episode Listen Later Jul 30, 2025 41:45 Transcription Available


    On this episode of Simply Money, bold market forecasts are flying, but how accurate have past predictions been? Bob and Brian break it down.  Plus, they clear up the confusion surrounding a viral Social Security tax email and discuss the mental trick that could boost your retirement savings.

    social security allworth financial simply money
    The ROOST - The Place for All Things Volunteer
    AARP Hawaii Volunteer Engagement in Social Security/Volunteer Round-Up

    The ROOST - The Place for All Things Volunteer

    Play Episode Listen Later Jul 30, 2025 34:04


    ASD Outreach, Jackie Boland, coordinated a Social Security event. Volunteer Speaker, Bill Staton attended the event and followed it a few weeks later with a community workshop for pre-retirees.To honor Social Security's 90th Anniversary, the staff and volunteer team held a “Volunteer Round Up,” to update the team about the 90 day campaign, engage them in thinking through the campaign, obtain useable images and video for Social Media, involve them in story-telling, and discuss how to embed Social Security in other activities through listening posts, sweepstakes, Plinko and a photo booth.

    The ROOST - The Place for All Things Volunteer
    AARP Hawaii Volunteer Engagement in Social Security/Volunteer Round-Up

    The ROOST - The Place for All Things Volunteer

    Play Episode Listen Later Jul 30, 2025 34:04


    ASD Outreach, Jackie Boland, coordinated a Social Security event. Volunteer Speaker, Bill Staton attended the event and followed it a few weeks later with a community workshop for pre-retirees.To honor Social Security's 90th Anniversary, the staff and volunteer team held a “Volunteer Round Up,” to update the team about the 90 day campaign, engage them in thinking through the campaign, obtain useable images and video for Social Media, involve them in story-telling, and discuss how to embed Social Security in other activities through listening posts, sweepstakes, Plinko and a photo booth.

    The Life Planning 101 Podcast
    Retirement Blunders

    The Life Planning 101 Podcast

    Play Episode Listen Later Jul 30, 2025 20:26


    Angela discusses common blunders people make when planning for or entering retirement. She emphasizes the importance of planning and avoiding mistakes that can jeopardize financial stability and overall well-being in retirement. The episode covers five key blunders and offers advice on how to avoid them. Key Takeaways

    Women & Wealth
    10 Key Facts About Social Security

    Women & Wealth

    Play Episode Listen Later Jul 30, 2025 23:14


    This week on Women and Wealth, host Regina Hess returns to a vital topic: Social Security. But this time, she's breaking it down into 10 essential facts everyone should know before claiming benefits. Whether you're approaching retirement or helping a loved one navigate the system, this episode will help you better understand how to make the most of what you've earned. It's no secret that it can be complex from the outside looking in – with so many considerations surrounding the benefits themselves, from when you take them and how you execute that, to understanding what you may be entitled to as you approach retirement. This episode is designed to empower you with clarity and confidence as you plan your financial future so you can navigate this system with ease. Episode Highlights:   0:00 - Introduction 0:31 - Episode beginning 1:05 - Things to keep in mind before claiming SS 1:38 - Changes to your status can have an impact on your benefit amount 2:02 - The year of your birth and.. 3:35 - Taking SS while working 6:15 - Benefits paid to you as a spouse 7:09 - Zooming in on your spousal benefit 8:58 - If something happens to you.. 9:51 - Your benefits may be taxable 11:57 - Be aware of certain types of income 13:22 - Your SS statement is an estimate 15:16 - Action item 16:30 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   This material was prepared by MFS Investment Management. MFS Investment Management is not affiliated with Forge Wealth Management, Private Advisor Group, or LPL Financial.  

    InvestTalk
    Seven Financial Considerations When Downsizing for Retirement

    InvestTalk

    Play Episode Listen Later Jul 29, 2025 47:19 Transcription Available


    Before downsizing in retirement, be sure to evaluate seven critical financial factors—-including housing costs, estate and inheritance taxes, Social Security taxation, and more. Today's Stocks & Topics: TECK - Teck Resources Ltd. Cl B, Market Wrap, Seven Financial Considerations When Downsizing for Retirement, LULU - Lululemon athletica inc., TGS - Transportadora de Gas del Sur S.A. ADR, Small Caps vs. Large Caps, PZZA - Papa John's International Inc., EU Deal.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

    Your Money, Your Wealth
    Smart Strategies to Retire Early and Spend More - 540

    Your Money, Your Wealth

    Play Episode Listen Later Jul 29, 2025 33:14


    Can Beth and Rip retire early, spend more, and Die with Zero? When should they claim Social Security? Forrest and Jenny have 10 rental properties at age 31. Can they retire at age 50? (And what makes you a real estate professional from a tax perspective?) Plus, what are the rules for spousal IRA contributions and required minimum distributions? Memphis wants to know. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for YMYW audience members who are definitely not fictional characters, today on Your Money, Your Wealth® podcast number 540. Free financial resources & episode transcript: https://bit.ly/ymyw-540 Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! Watch Retirement Panic Button: 7 Ways to Avoid Hitting It on YMYW TV CALCULATE your free Financial Blueprint ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Timestamps: 00:00 - Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! 00:35 - Intro: This Week on the YMYW Podcast 01:13 - Can We Retire Early, Spend More, and Die With Zero? When Should We Collect Social Security? (Beth and Rip, FL - voice) 12:06 - Watch Retirement Panic Button: 7 Ways to Avoid Hitting It on YMYW TV Calculate your Financial Blueprint Schedule a Free Assessment 13:41 - We Have 10 Rental Properties at Age 31. Are We on Track to Retire at Age 50? (Forrest and Jenny, Cherry Hill, NJ - voice) 20:04 - Spousal IRA Contributions and RMD Rules (Memphis) 32:23 - YMYW Podcast Outro

    MoneyWise on Oneplace.com
    The Secret to a Satisfied Life with Jeff Manion

    MoneyWise on Oneplace.com

    Play Episode Listen Later Jul 29, 2025 24:57


    The world constantly tells us, “You just need a little more.” But what if real peace isn't found in having more, but in learning to need less?What comes to mind when you hear the word “wealth”? For some, it means freedom. For others, it brings anxiety and pressure. Today, Jeff Manion joins us to explore how we can cultivate contentment in a culture that always craves more.Jeff Manion is the Teaching Pastor at Ada Bible Church in Grand Rapids, Michigan, where he has served for over 40 years. He is also the author of several books, including Satisfied: Discovering Contentment in a World of Consumption.Why Wealth Confuses UsIn a world that constantly urges us to acquire more, climb higher, and chase the next upgrade, contentment often feels elusive. But what if true satisfaction isn't found in accumulation, but in learning—learning to trust, to remember, to let go, and to live fully in the present? Contentment is not something we're born with—it's something we must learn. And we're learning it together.Let's be honest—wealth can be confusing. One day, we're living simply out of necessity, and the next, after years of doing the right things—avoiding debt, saving diligently, and giving generously—we find ourselves in a season of financial stability. You'd think contentment would come naturally at that point. But surprisingly, it doesn't.Learning contentment in a season of sufficiency is often more challenging than in a season of scarcity. When we experience financial security, the temptation to trust in our own strength rather than God's provision becomes a real concern. This isn't new—it's the same struggle the Israelites faced in Deuteronomy 8. After years of daily dependence on manna in the wilderness, God warned them not to forget Him once they entered the Promised Land. He reminded them: “Remember the Lord your God, for it is He who gives you the ability to produce wealth” (Deut. 8:18). That warning is for us too.The Danger of the “There and Then” MentalityContentment is rooted in the present, not the future. And yet we often believe we'll only be at peace "there and then"—when the vacation arrives, the mortgage is paid off, or the kitchen is finally renovated. But if we can't be fully alive to God and the people around us now, there's no guarantee we will be later.We don't stumble into contentment—we learn it. The Apostle Paul, writing under house arrest, said, “I have learned to be content whatever the circumstances” (Phil. 4:11). His circumstances didn't determine his joy. His peace wasn't tied to his comfort. And ours doesn't have to be either.Sometimes the path to contentment starts by taking inventory—literally. For many of us, stuff multiplies without our awareness. A drawer of unworn t-shirts, a shelf of unused dishes, boxes of forgotten CDs…they add up. We can begin the journey toward contentment by shedding excess.A simple practice, like giving away five items a day for seven weeks, can bring clarity and peace. Not because we're pursuing minimalism for its own sake, but because we're reminding ourselves that joy isn't found in our possessions—it's found in a life uncluttered by distraction, filled with God's presence and purpose.Escaping the Comparison TrapComparison is a thief of joy. Whether or not Teddy Roosevelt actually coined the phrase, it's undeniably true. In our digital age, we don't just compare lives—we compare carefully curated highlight reels. This distorts our view, convincing us we're missing out when in fact, we're richly blessed.Comparison shifts our focus from gratitude to scarcity. And scarcity suffocates generosity. When we believe we never have enough, we become unable to see the abundance God has already given us—abundance meant to be shared.Generosity is one of the most effective ways to break money's grip on our hearts. Paul's charge to Timothy echoes through the centuries: “Command those who are rich… not to put their hope in wealth… but to put their hope in God… to be rich in good deeds, and to be generous and willing to share” (1 Tim. 6:17–18).When we give, we reflect the heart of our generous God—first in creation, then in Christ. And as we open our hands, we discover joy not in what we keep, but in what we release for the sake of others and the glory of God.Passing on the Legacy of ContentmentWe long for our children and grandchildren to experience true satisfaction. But contentment isn't just taught—it's caught. When our families see that our greatest joy is not in acquiring new and better things but in reflecting the generosity of Christ, they begin to understand that there's a story far bigger than material success.We want them to see us delight in giving, not just spending. To notice our peace when things don't go our way. To recognize that the content life isn't a small life—it's a deeply rich one, rooted in grace and lived with open hands.On Today's Program, Rob Answers Listener Questions:I have around $1.5 million in total assets and $500,000 in available funds. Given the current tax environment, I'm considering whether now might be a strategic time to withdraw from my pre-tax retirement accounts and pay the taxes. I'm currently living on Social Security and pension income and haven't needed to tap into my savings yet.I'd like to open an account for my great-grandchildren, who are currently 3 years old and 18 months old. I've been looking into a universal life insurance policy, but would appreciate guidance on the best way to save for their future—possibly to help with education expenses.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Satisfied: Discovering Contentment in a World of Consumption by Jeff ManionSavingForCollege.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

    Retire With Ryan
    How the One Big Beautiful Bill Act Impacts Retirees, #264

    Retire With Ryan

    Play Episode Listen Later Jul 29, 2025 15:23


    The One Big Beautiful Bill Act, signed into law on July 4th, brings about several important tax changes. I'm discussing what these updates mean, especially for retirees, and sharing practical advice on how to take advantage of new deductions and avoid unexpected tax hits.  From permanent adjustments to tax brackets and an increased standard deduction, to special benefits for those aged 65 and older, I cover everything you need to know to optimize your retirement strategy. Whether you're curious about Social Security taxation, itemized deductions in high-tax states, or planning smart Roth conversions, this episode is packed with insights to help you make informed financial decisions for your golden years. You will want to hear this episode if you are interested in... [00:00] An overview of the One Big Beautiful Bill Act (OBBBA). [06:13] Roth conversion tax implications. [07:29] Additional deductions for those over 65 increase total deductions. [11:35] TCJA and SALT deduction changes. [13:43] Strategies to lower taxable income for retirees. Key Tax Changes Every Retiree Needs to Know About the One Big Beautiful Bill Act One of the most impactful provisions of the OBBBA is making existing federal income tax brackets permanent. The 2017 TCJA tax brackets —10%, 12%, 22%, 24%, 32%, 35%, and 37% —had been set to expire after 2025, which would have led to higher rates. The new act not only locks these rates in place but also indexes the brackets for inflation. While there are minor changes in the income thresholds at the lower brackets, the net result is stability for taxpayers, and retirees can now plan with confidence, knowing their marginal tax rates aren't set for an imminent hike. Higher Standard Deductions Standard deductions also see positive changes, rising to $15,750 for individuals and $31,500 for married couples filing jointly. Previously, these figures were $15,000 and $30,000, respectively. With higher deductions, more retirees may find it beneficial to take the standard deduction rather than itemizing, saving time and potentially reducing taxable income. Extra Deductions for Retirees 65+ Perhaps the most significant impact for retirees: From 2025 through 2028, filers aged 65 and up can claim an additional $6,000 deduction per person. For couples where both spouses are over 65, that's a $12,000 boost, on top of the already existing extra deduction for seniors ($2,000 for individuals, $3,200 for couples). So, if both spouses are over 65 and income is below the required threshold, the combined standard deduction could reach $46,700. There is a catch, though: this extra deduction phases out as income rises, disappearing entirely for individuals making $175,000 or more and couples earning $225,000 or more in modified adjusted gross income (MAGI). The deduction is reduced by 6% for every dollar over $75,000 (for individuals) or $150,000 (for couples). For example, if a couple's MAGI is $200,000, they'd lose $3,000 of the $6,000 deduction per spouse. Timing IRA distributions or Roth conversions helps you stay under these thresholds and maximize deductions. Social Security Taxation Although there was political talk about ending Social Security taxation, the OBBBA preserves the old rules. How much of your Social Security benefit is taxable depends on your combined income, still calculated as adjusted gross income plus 50% of your Social Security benefit. The deduction enhancements may help lower your taxable income, keeping more Social Security benefits untaxed, but there are no direct changes here. Being mindful of when and how you draw taxable income can keep more of your Social Security out of the IRS's reach. Itemized Deductions and SALT Cap Changes For high-tax state residents and those with larger itemized deductions, another headline is the increase in the state and local tax (SALT) deduction cap. Temporarily, from now through 2029, the cap rises from $10,000 to as much as $40,000 (with phase-outs for high earners, those over $500,000 in MAGI lose this benefit, and it disappears after $600,000). This can provide significant relief for homeowners or retirees in states with high property or state income taxes. The mortgage interest deduction rules remain unchanged, and when combined with the higher SALT cap, could make itemizing more attractive for some. The One Big Beautiful Bill Act creates opportunities and considerations for retirees. Take the time to review your financial plan, explore new deduction limits, and coordinate with tax and financial professionals. Thoughtful adjustment now can lead to years of improved after-tax retirement income.  Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

    Beyond the Money
    Windfall Elimination, Early Claims, and the Cost of Bad Timing

    Beyond the Money

    Play Episode Listen Later Jul 29, 2025 20:07


    What happens when legacy planning goes wrong—and how can you avoid it? In this episode of Beyond the Money, Jackie Campbell shares lessons from the Jimmy Buffett estate battle and sits down with Social Security expert Mary Beth Franklin to unpack the future of benefits, common claiming mistakes, and the impact of the Windfall Elimination Provision. Whether you're nearing retirement or supporting aging parents, this episode offers timely insights to help you protect your income and your legacy. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

    Stuff Mom Never Told You
    Monday Mini: Disability Pride 2025

    Stuff Mom Never Told You

    Play Episode Listen Later Jul 28, 2025 10:44 Transcription Available


    As we close out Disability Pride 2025, we summarize some of the things we need to keep an eye on here in the US.See omnystudio.com/listener for privacy information.

    PuckSports
    Daily Puck Drop, Mon., July 28 - "I have to see if I have enough money in my social security"

    PuckSports

    Play Episode Listen Later Jul 28, 2025 82:33


    On today's Daily Puck Drop, Jason “Puck” Puckett and the Go-2-Guy, Jim Moore spend a lot of time discussing Ichiro's Hall of Fame speech and how impressed they were his his humility and the pressure he faced coming over form Japan. They dive into the M's series with the Angles and how they wasted an opportunity to make up ground with the Astros being swept by the A's.  Puck and Jim react to Josh Naylor's first series and wonder if the Mariners only had a bullpen arm have they done enough at the trade deadline?Lastly, Jim updates the audience on his job stats at Quail Run golf course and is going in to apologize today to his direct boss, but it comes with a catch and Puck is advising him against it. Puck wraps up the show with, “Hey, What the Puck!?”   Ichiro's speech captured everything right about sports (1:00) Puck and Jim (1:11:46) Puck reacts to the breaking news out of Colorado on Deion Sanders, more Mariners news on the trade front and a shutout to the Mill Creek softball team for making it to the Little League World Series.  (1:18:04) “Hey, What the Puck!?”

    Secure Your Retirement
    I'm 55 and Saved $2 Million – Here's What Retirement Really Looks Like

    Secure Your Retirement

    Play Episode Listen Later Jul 28, 2025 30:08


    In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a real-life retirement planning case study featuring a fictitious couple, John and Jane, who are 55 and aiming to retire at 62. With $2 million in savings, they're asking the question so many do: Can I retire early and still live comfortably? Using advanced financial planning tools, they break down how income, Social Security timing, healthcare, taxes, and investment decisions work together to determine the answer. Whether you're dreaming of early retirement or refining your retirement strategy, this episode walks you through how to analyze your own plan.Listen in to learn about how a structured, tax-efficient financial plan can help you retire early—even with market volatility and rising healthcare costs. Through this case study, Radon and Murs reveal the strategic decisions behind a successful transition into retirement, including Roth conversion strategies, required minimum distributions (RMDs), and how to manage income during Social Security gaps.In this episode, find out:· How to retire at 55 with 2 million and what that lifestyle really looks like· Why the retirement planning at 55 stage is crucial for tax and investment decisions· The role of Social Security timing and how it impacts your portfolio withdrawals· How to use a Roth conversion strategy during low-income years to reduce long-term taxes· Why healthcare costs and Medicare planning must be part of your early retirement planTweetable Quotes:“The question is never just ‘Can I retire?'—it's ‘Can I retire and still live the way I want to?'” — Murs Tariq“Tax strategy in retirement isn't optional—it's essential if you want to keep more of what you've saved.” — Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit: POMWealth.net/podcast

    Retirement Starts Today Radio
    Live on $2,972 monthly in an RV

    Retirement Starts Today Radio

    Play Episode Listen Later Jul 28, 2025 23:52


    Could heaven be an RV in a state park? It is for Marian Barry, who became a traveling nurse after working in hospitals during the pandemic. We share this story from a Business Insider article, pointing out that she lives on $2,972 a month in Social Security and is lovig life. "I literally live in heaven." Key takeaways: Low-cost retirement living Lifestyle vs. possessions Community and mental well-being Flexibility in retirement Pursuit of happiness If any of this interests you - practice it first!  Then I share some of my thoughts from our Spring client meetings. I found some common threads from some our clients that seemed the most at peace - even during the reported "market turmoil". Resource:  Article by Eliza Relman from Business Insider   Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement  

    Retirement Answers
    Retirement Tax Planning: What It Is (Actually) + Why It Matters

    Retirement Answers

    Play Episode Listen Later Jul 28, 2025 23:59


    Tax planning in retirement is about so much more than Roth conversions... In this episode, I share the components of a real tax plan and why it is crucial to understand this as you build your retirement plan.

    Investor Coaching Show – Paul Winkler, Inc
    What Happens if the Social Security Trust Fund Runs Out?

    Investor Coaching Show – Paul Winkler, Inc

    Play Episode Listen Later Jul 28, 2025 16:56


    Today, Paul talks about how the new Big Beautiful Bill Act is causing a lot of people to reevaluate what their retirement will look like, but it hasn't done much to clear up the most common misconception about retirement: Social Security and how it gets funded. Listen along as Paul discusses planning for retirement, how social security gets funded, and why he believes politicians would never allow the trust fund to run out without making another plan to give people their benefits.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

    MX3.vip
    What the ‘Big Beautiful Bill' Really Means

    MX3.vip

    Play Episode Listen Later Jul 28, 2025 40:38


    Today's episode dives deep into the newly passed legislation—the “Big Beautiful Bill”—and what it really means for working Americans.

    The Mike Broomhead Show Audio
    Hour 1: Social Security

    The Mike Broomhead Show Audio

    Play Episode Listen Later Jul 28, 2025 24:36


    Young Americans lose faith in Social Security. Why?

    Where We Live
    What you need to know about Social Security and its uncertain future

    Where We Live

    Play Episode Listen Later Jul 28, 2025 49:00


    Social Security is one of the most widely-used government programs in the country, but how much does the average American know about how it works? From eligibility and benefit amounts to how the trust fund is structured, this hour we’re offering a crash course on Social Security and how the federal program's uncertain future is impacting the retirement plans of people here in Connecticut. We’ll ask what’s driving concerns about the fund's long-term solvency, and what Congress might do about it. GUESTS: Robert Rodriguez: Public Affairs Specialist, Social Security Administration Kenneth Couch: Professor, University of Connecticut’s Department of Economics Support the show: http://wnpr.org/donateSee omnystudio.com/listener for privacy information.

    Federal Drive with Tom Temin
    How the DOGE-driven reductions at the Social Security Agency are playing out now

    Federal Drive with Tom Temin

    Play Episode Listen Later Jul 28, 2025 10:57


    Between the largest force reduction in its history and major workforce realignments, the Social Security Agency has been struggling to deliver basic services. New technology is supposed to fill the service gaps, but most of the experts needed to develop and deploy those tools have left the agency. Here with more details on the impacts of these staffing reductions is the Director of Social Security and Disability Policy at the Center on Budget and Policy Priorities, Kathleen Romig.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
    Suze School: What The “Big Beautiful Bill” Means for Your Social Security Benefit

    Suze Orman's Women & Money (And Everyone Smart Enough To Listen)

    Play Episode Listen Later Jul 27, 2025 19:12 Transcription Available


    Since so many of you have written to Suze asking about the new “Big Beautiful Bill” and what it will mean for your money, today’s Suze School addresses one of the new law’s aspects: Social Security Benefits. Suze explains what is new, what stays the same and so much more. Watch Suze’s YouTube ChannelJumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

    China Daily Podcast
    英语新闻丨湖南开设烧烤厨师培训学院

    China Daily Podcast

    Play Episode Listen Later Jul 27, 2025 6:02


    Universities in China have long produced doctors, engineers, lawyers, educators and business professionals. Now one in Hunan province will produce barbecue chefs.长期以来,中国的大学培养了医生、工程师、律师、教育工作者和商业专业人士。现在湖南省有一家将培养烧烤厨师。Yueyang, a city known for its succulent barbecue cuisine, has launched the first barbecue college in China to standardize the booming industry and boost local economic growth.岳阳是一个以多汁的烧烤美食而闻名的城市,它开设了中国第一所烧烤学院,以规范蓬勃发展的行业,促进当地经济增长。Yueyang Open University has joined hands with the Yueyang Barbecue Association to create China's first vocational education platform dedicated to barbecue.岳阳开放大学与岳阳市烧烤协会携手打造中国首个烧烤职业教育平台。A strategic agreement, which also involves the local government, has initiated the creation of the Yueyang Barbecue Research Institute and the Yueyang Barbecue Industry College, whose goals are to train specialized talent, standardize culinary and business practices, and promote the well-known barbecue sector.一项也涉及当地政府的战略协议启动了岳阳烧烤研究所和岳阳烧烤产业学院的创建,其目标是培养专业人才,规范烹饪和商业实践,促进知名烧烤行业的发展。The initiative reflects a deep ambition, said Yue Yanhua, Party secretary of Yueyang Open University. "The institute is expected to transform what is now a store-based barbecue economy into a more structured and integrated industry chain," he said.岳阳开放大学党委书记乐艳华表示,这一举措反映了一种雄心壮志。他说:“该研究所有望将现在以商店为基础的烧烤经济转变为一个更加结构化和一体化的产业链。”The institute will take the lead in drafting the "Yueyang Barbecue Industry Standard", and develop talent evaluation methods as well as outline a development plan, he added.他补充说,该研究所将牵头起草《岳阳烧烤行业标准》,制定人才评估方法,并制定发展规划。Barbecue has become a central part of the catering economy of Yueyang, which is home to more than 2,000 barbecue shops and their 50,000 employees, with an estimated annual output exceeding 2 billion yuan ($280 million).烧烤已成为岳阳餐饮经济的核心部分,岳阳拥有2000多家烧烤店和5万名员工,估计年产值超过20亿元人民币(2.8亿美元)。Jiang Zongfu, vice-president of Yueyang Open University, said the establishment of the barbecue college is a response to employment challenges faced by local residents, especially young people.岳阳开放大学副校长姜宗福表示,烧烤学院的成立是为了应对当地居民,尤其是年轻人面临的就业挑战。"Many junior high school graduates who enter the labor market struggle to find appropriate opportunities," he said, adding that barbecue jobs have become popular because of their low entry threshold and relatively high income potential.他说:“许多进入劳动力市场的初中毕业生很难找到合适的机会。”他补充说,烧烤工作之所以受到欢迎,是因为他们的进入门槛低,收入潜力相对较高。The initiative has been met with some skepticism. Some people are wondering if formal education in the field would actually help sustain the barbecue industry.这一倡议遭到了一些怀疑。有些人想知道,该领域的正规教育是否真的有助于维持烧烤行业。"I'd like to adopt a wait-and-watch approach here," said a local barbecue shop owner surnamed Chen. "The essence of the art of barbecue lies in long-term practical experience. Handling certain tastes requires years of honing skills."当地一位姓陈的烧烤店老板说:“我想在这里采取观望的态度。”。“烧烤艺术的精髓在于长期的实践经验。处理某些口味需要多年的磨练技巧。”However, Jiang, vice-president of the university, said that the institute will study and plan the development of the entire barbecue industry chain, including the production of seasonings, meat handling, vegetable processing, logistics and operations — all of which require skilled workers.然而,该大学副校长姜表示,该研究所将研究和规划整个烧烤产业链的发展,包括调味品生产、肉类处理、蔬菜加工、物流和运营,所有这些都需要熟练的工人。The Yueyang Barbecue Industry College promises to fulfill the need for skilled workers in the field and also provide a structured training system tailored for diverse groups.岳阳烧烤产业学院承诺满足该领域对技术工人的需求,并为不同群体提供量身定制的结构化培训体系。Starting this year, the college will partner with the local human resources bureau to provide 10 days of free government-funded training for some 300 unemployed people. Short-term courses and entrepreneurship instructions will prioritize hands-on learning of the skills needed to start small barbecue businesses.从今年开始,该学院将与当地人力资源局合作,为约300名失业人员提供为期10天的免费政府资助培训。短期课程和创业指导将优先考虑动手学习创办小型烧烤企业所需的技能。Starting next year, the college will enroll 50 to 100 junior high school graduates annually for a full-time vocational program lasting three years. For the general public, it will offer courses spanning from six months to one year, aiming to train 1,000 barbecue specialists within three years.从明年开始,该学院每年将招收50至100名初中毕业生参加为期三年的全日制职业课程。对于普通公众,它将提供为期六个月至一年的课程,旨在三年内培训1000名烧烤专家。The curriculum is being jointly developed by the university and the association. Two core courses — one on barbecue craftsmanship and the other on business management — are currently in preparation. They will combine theory and practice and will be delivered jointly by university professors, experienced barbecue practitioners and local business owners.该课程由大学和协会联合开发。目前正在准备两门核心课程,一门是烧烤工艺,另一门是商业管理。他们将理论与实践相结合,由大学教授、经验丰富的烧烤从业者和当地企业主共同授课。"This is a new field for formal education," said Qiao Binbin, secretary-general of the Yueyang Barbecue Association. "Senior barbecue chefs from leading restaurants will design course content, covering food preparation techniques, hygiene, handling of materials, store operations and online marketing."岳阳烧烤协会秘书长乔彬彬说:“这是正规教育的一个新领域。”。“来自领先餐厅的高级烧烤厨师将设计课程内容,涵盖食物准备技术、卫生、材料处理、商店运营和在线营销。”The instructors will include master grillers and livestreaming experts, who will inform students about traditional and digital business environments. The association will coordinate with around 50 local barbecue businesses to provide internships and job opportunities for graduates.讲师将包括烧烤大师和直播专家,他们将向学生介绍传统和数字商业环境。该协会将与约50家当地烧烤企业协调,为毕业生提供实习和就业机会。Unlike cities such as Zibo in Shandong province and other places in northeastern China, Yueyang is taking a different route in the barbecue sector. Representing the southern school of Chinese barbecue, Yueyang's local cuisine is deeply rooted in the region's culinary traditions, which establishes it as a renowned brand, she said.与山东省淄博市和中国东北其他地方不同,岳阳在烧烤行业采取了不同的路线。她说,岳阳的当地美食代表了中国烧烤的南方流派,深深植根于该地区的烹饪传统,这使其成为一个知名品牌。However, the industry faces challenges such as inconsistent standards, limited professional training, and a growing skills gap. The initiative is expected to help improve the standards and promote the brand.然而,该行业面临着不一致的标准、有限的专业培训和日益扩大的技能差距等挑战。该倡议有望帮助提高标准,推广品牌。"The Yueyang barbecue industry has grown rapidly in recent years, but the standards vary widely," Qiao said. "Everyone uses the name, but there's little consistency. We need unified standards and professional talent to carry the industry forward."“岳阳烧烤行业近年来发展迅速,但标准差异很大,”乔说。“每个人都用这个名字,但几乎没有一致性。我们需要统一的标准和专业人才来推动行业向前发展。”The launch of the barbecue research institute and industry college follows a policy shift at the national level.烧烤研究所和工业学院的成立是国家层面政策转变的结果。In May, the Ministry of Human Resources and Social Security proposed 17 new occupations that included barbecue chef. This marked the first formal recognition of this field of culinary art and signaled a need for regulation.今年5月,人力资源和社会保障部提出了17个新的职业,其中包括烧烤厨师。这标志着这一烹饪艺术领域首次得到正式认可,并表明需要监管。culinaryn.烹饪/ˈkʌlɪnəri/skepticismn.怀疑态度/ˈskeptɪsɪz(ə)m/

    The Retirement and IRA Show
    Social Security, Transition Planning, Positioning, Roth Conversions, IRMAA: Q&A #2530

    The Retirement and IRA Show

    Play Episode Listen Later Jul 26, 2025 82:54


    Chris is joined by Jake and Jacob to answer listener questions on Social Security, followed by a PSA about unexpected Social Security payment timing, then additional questions on transition planning, asset positioning across account types, weighing Roth conversions against the senior deduction, and planning around IRMAA.(6:15) George asks what percentage of taxes he should have […] The post Social Security, Transition Planning, Positioning, Roth Conversions, IRMAA: Q&A #2530 appeared first on The Retirement and IRA Show.

    Firing Line with Margaret Hoover
    Economist Jessica Riedl on Trump's tariffs, a looming debt crisis, and ‘spending cut theater'

    Firing Line with Margaret Hoover

    Play Episode Listen Later Jul 26, 2025 34:58


    Conservative economist Jessica Riedl joins Margaret Hoover to talk about tariffs, tax cuts, and the threat of the growing national debt. She explains why President Trump's tariffs have not yet upended the economy and why she believes American consumers will ultimately bear the costs of Trump's policies.Riedl, a senior fellow at the Manhattan Institute, assesses the One Big Beautiful Bill Act and argues it is unlikely to produce the rapid economic growth the White House has predicted. She discusses a potential debt crisis and the reforms to Medicare and Social Security that could help avert it, as well as the political obstacles standing in the way.Riedl has spent more than 20 years in Republican economic policy circles–including advising Mitt Romney and Marco Rubio's presidential campaigns–and she reflects on how the party's embrace of populism under Trump has left traditional conservatives like her politically “homeless.”Riedl emphasizes the importance of the Federal Reserve's independence, envisions how GOP economic policy may evolve after Trump leaves office, and expresses some hope for the country's fiscal future.Support for Firing Line with Margaret Hoover is provided by Robert Granieri, The Tepper Foundation, Vanessa and Henry Cornell, The Fairweather Foundation, and Pritzker Military Foundation.

    Watchdog on Wall Street
    Congress Wants to Gamble Your Social Security with the Cassidy-Kaine Disaster

    Watchdog on Wall Street

    Play Episode Listen Later Jul 26, 2025 9:23


    LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featuredYou thought Congress was bad before? Wait until you hear their newest Social Security “fix.”In this jaw-dropping episode of Watchdog on Wall Street, we expose the bipartisan brainchild from Senators Bill Cassidy and Tim Kaine—a plan so reckless, it makes betting your 401(k) on crypto look responsible.Here's what they want to do:Borrow $1.5 trillionHand it to DC bureaucrats to invest in stocks and private equityAssume an 8.9% return over 75 yearsPlug the Social Security gap with… wishful thinkingWhat could go wrong? www.watchdogonwallstreet.com

    Smartinvesting2000
    July 25th, 2025 | Cautious Bank Outlook, Crypto Law Update, Dividends or Buybacks, New Tax Rules, Union Pacific Corporation (UNP), Toast, Inc. (TOST), American Eagle Outfitters, Inc. (AEO) & (ABT)

    Smartinvesting2000

    Play Episode Listen Later Jul 26, 2025 55:37


    Big bank earnings give a cautious green light on the economy Every quarter we get excited about listening to and reading about how things went for the big banks in the most recent quarter as they release their earnings. I'm primarily talking about JPMorgan Chase, Bank of America, Citigroup, and Wells Fargo. We have held a couple large banks in our portfolio for years and they have provided very useful information along with great returns as well. Overall, the big banks were happy with the low rates of consumer delinquencies and writing off debt that was unrecoverable stayed around the same rate as last year. One banker made a comment that with a 4.1% unemployment rate it's not likely to see a lot of weakness in their portfolio. This is something we have said for quite a while now, but we believe as long as the employment picture stays strong, the economy should do well. Deal making for the banks looked pretty good across the board and all of them had profit increases compared to one year ago. The overall tone from the bankers was largely upbeat, but a couple banks did call out some concern around commercial real estate and office buildings. There are certain cities with economies that are doing well, but there are other areas that are more problematic and the banks generally have commercial real estate in many markets across the country. To summarize, it appears the bankers feel pretty good, but they still remain somewhat cautious as bankers always should.   Understanding new legislation on cryptocurrencies Last week new legislation on cryptocurrencies was announced as the Genius Act, which stands for Guiding and Establishing National Innovation for US stable coins, made its way through Congress and to the President's desk. The legislation is supposed to provide licensing and oversight for stable coins as issuers must obtain licenses through either a national trust bank charter with the OCC, which stands for the Office of the Comptroller of the Currency, or a state level money transmission license. The Genius Act is supposed to provide consumer protection in the case of the issuer of a stable coin becoming insolvent. The solution in the Genius Act is to prioritize stable coin holder claims so the holders of those coins should be able to get their money back. This is nowhere near the safety one has in a bank where your deposits are insured by the FDIC should that bank fold. I feel this law will give people a false sense of security and I don't believe it will prevent a major collapse of stable coins. There's also a conflict of interest from President Trump‘s promotion of digital currencies since he himself has a coin and his sons Donald Trump Junior and Eric Trump run a bitcoin mining firm called American Bitcoin and are heavily involved in the crypto space. I believe the whole thing is just adding to the bubble of cryptocurrencies. Keep in mind that a bubble can last 10 to 12 years, if not longer, but the bigger it gets the bigger the financial disaster it causes.   What is better for investors stock dividends or stock buybacks? Unfortunately, there's no hard and fast rule based on performance figures in terms of what is better for stock investors, but I would have to lean towards stock dividends. If you look at the right companies paying dividends over a 10-year period you can find that perhaps the company you invested in is now giving you a yield of maybe 7-8% based on your initial investment. Those dividends can be a really great tool for long-term investing and while companies could always stop the dividend, most companies that have paid a dividend for the long-term do not like to stop or even reduce paying that dividend. This can help stabilize returns during downturns and may help investors be less emotional. A problem with stock buybacks is they can be announced and the stock may see a little bounce, but then it's possible that management does not fulfill the commitment to buy back all the shares they had planned to. Also, if the company or the markets were to hit a rough patch many times the first thing to go is stock buybacks. It is also possible that the company could do a stock buyback, but within a year or two the stock might drop below the price where the repurchases occurred, which would make those investments a questionable use of capital. Benefits to stock buybacks include the fact that there's no taxes for shareholders when they occur and they do increase your ownership of that business. While dividends are generally taxed, they are tax favored and depending on one's tax bracket you may pay very little or no tax at all. And don't forget about the compounding effect of reinvesting those dividends back into another investment. Unfortunately, it has become harder to find good quality companies paying dividends for a reasonable price. Looking at the S&P 500 index, the yield is now only 1.2%, which is near the all-time low that was hit during the dot-com bubble. Over the long-term history of the S&P 500, it's yield is generally around the 10-year Treasury and I was surprised to learn that up until the 1960's, the S&P 500 actually generally yielded more than the 10-year Treasury. Even looking just 10 years ago they were both yielding around 2%, but currently the spread between the two is about 3%. This comes as the S&P 500 has seen its forward P/E based on the next 12 months of earnings expand from 17 to around 22 during that time frame. Could this be another warning sign that the S&P 500 index is overvalued?   Financial Planning: New Tax Rules for Tips and Overtime Starting in tax year 2025 and through 2028, the One Big Beautiful Bill Act exempts up to $25,000 in tip income and up to $12,500 in qualifying overtime pay per individual from federal income tax—doubling to $50,000 and $25,000 respectively for married couples filing jointly. The tip exemption applies only to workers in occupations where tips are customary and must be properly reported through W-2s. The overtime deduction applies only to the premium portion of overtime wages—i.e., the extra pay above an employee's standard hourly rate—and must be paid in accordance with Section 7 of the Fair Labor Standards Act (FLSA), meaning it only covers overtime worked in excess of 40 hours per week under federal rules. Overtime paid under state laws or union contracts does not qualify unless it also meets the FLSA criteria. The full exemption is available to taxpayers with modified adjusted gross incomes up to $150,000 (single) or $300,000 (married filing jointly) and begins to phase out above those levels. To claim the exemption, workers must file a new IRS Form 10324-T with their annual tax return. Keep in mind Social Security, Medicare, and state taxes still apply to the tip and overtime pay. The policy begins with wages and tips earned on or after January 1, 2025, with claims first filed on 2025 tax returns in 2026.   Companies Discussed: Union Pacific Corporation (UNP), Toast, Inc. (TOST), American Eagle Outfitters, Inc. (AEO) & Abbot Laboratories (ABT)

    Verdict with Ted Cruz
    Obama Admin Caught in a Bombshell LIE about the Russia Hoax plus ALL THE WINS in the One Big Beautiful Bill

    Verdict with Ted Cruz

    Play Episode Listen Later Jul 25, 2025 38:43 Transcription Available


    1. Tulsi Gabbard’s Allegations Against the Obama Administration Gabbard released a report alleging that President Obama and senior intelligence officials knowingly fabricated the Russia-Trump collusion narrative. Claims include deliberate misinformation, suppression of contrary intelligence, and coordination with media to undermine Donald Trump’s presidency. Specific officials named: James Clapper, Susan Rice, John Kerry, Andrew McCabe. Legal implications discussed, citing potential violations of federal statutes on perjury and false statements. 2. Promotion of Crockett Coffee A segment promoting a conservative-aligned coffee brand started by Clay Travis and Buck Sexton. Emphasis on supporting businesses that align with conservative values. Includes a discount code and mention of charitable contributions to the Tunnel to Towers Foundation. 3. The “One Big Beautiful Bill” Signed by President Trump Described as the most conservative legislative victory in U.S. history. 12 major provisions highlighted: Stopping a $4 trillion tax increase New tax cuts (no tax on tips, overtime, Social Security) $150 billion for border security $13.5 billion to repay states like Texas for border efforts $150 billion for military modernization $24 billion for Coast Guard upgrades Spectrum auction for telecom innovation and revenue $12.5 billion for air traffic control modernization $10 billion for NASA’s Moon and Mars missions Zeroing out CAFE fuel efficiency standards Federal school choice program with tax credits “Trump Accounts” for newborns—investment accounts seeded with $1,000 Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and the Ben Ferguson Show Podcast Wherever You get You're Podcasts. Thanks for Listening #seanhannity #hannity #marklevin #levin #charliekirk #megynkelly #tucker #tuckercarlson #glennbeck #benshapiro #shapiro #trump #sexton #bucksexton#rushlimbaugh #limbaugh #whitehouse #senate #congress #thehouse #democrats#republicans #conservative #senator #congressman #congressmen #congresswoman #capitol #president #vicepresident #POTUS #presidentoftheunitedstatesofamerica#SCOTUS #Supremecourt #DonaldTrump #PresidentDonaldTrump #DT #TedCruz #Benferguson #Verdict #justicecorrupted #UnwokeHowtoDefeatCulturalMarxisminAmericaYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

    Thoughts On Money [TOM]
    Write Off the Sunset: Planning Around the OBBBA

    Thoughts On Money [TOM]

    Play Episode Listen Later Jul 25, 2025 42:08


    This week's blogpost - https://bahnsen.co/4m3JlJo Navigating the New Tax Landscape with Matt Gregory In this episode of the Thoughts and Money Podcast, host Trevor Cummings welcomes Matt Gregory, Director of Financial Planning at The Bahnsen Group, for his first appearance on the show. They explore the details and implications of a new tax bill—dubbed the One Big Beautiful Bill Act (O-B-B-B-A)—covering topics like charitable giving strategies, state and local tax (SALT) deductions, and Social Security taxation. The discussion also delves into above-the-line and below-the-line deductions, credits, and planning opportunities for different client profiles. Additionally, they discuss the impact of tips, overtime, and introduce new tax-deferred savings accounts for children. The episode underscores the importance of strategic planning and leveraging available software tools to optimize tax outcomes. 00:00 Welcome to the Thoughts and Money Podcast 00:18 Introducing Matt Gregory: From Broadway to Financial Planning 01:09 Understanding the New Tax Bill 02:28 Above the Line vs. Below the Line Deductions 07:11 Charitable Giving Strategies 17:14 State and Local Tax Deductions (SALT) 19:45 Scrutinizing the New Tax Bill 20:28 Social Security Tax Changes 22:50 Tax Implications for Tips and Overtime 25:57 Automobile Loan Interest Deductions 28:01 New Savings Vehicle for Kids 28:50 Estate Exemption and Planning 33:34 Market Reactions and Predictions 36:27 Practical Tax Planning Tips 39:47 Conclusion and Contact Information Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com

    Haws Federal Advisors Podcast
    The Best Age to Start Social Security as a Federal Employee

    Haws Federal Advisors Podcast

    Play Episode Listen Later Jul 25, 2025 11:20


    Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

    Minnesota Now
    Confidence in future of Social Security is at 15-year low among younger adults

    Minnesota Now

    Play Episode Listen Later Jul 24, 2025 10:44


    Confidence in the future of Social Security among younger adults is at a 15-year low, according to a new survey from AARP, the interest group focused on issues affecting Americans over 50.AARP has been tracking public attitudes and opinions about Social Security for decades. AARP Minnesota Director Cathy McLeer and Doug Craig, a retire and volunteer with AARP Minnesota, joined Minnesota Now to discuss the study's findings and the impact of Social Security in Minnesota.

    American Monetary Association
    494: The US Economic Ponzi Scheme: Avoiding Collapse and the Path to Stability with Les Rubin

    American Monetary Association

    Play Episode Listen Later Jul 24, 2025 17:56


    Jason and Les Rubin discuss the critical issues of entitlements, government size, and the tax code in relation to US economic stability. They explore the potential of converting Social Security to private accounts and the challenges of reforming the current entitlement programs, acknowledging the need for public education and a shift in attitude. Lastly, they sounded the alarm about the dangerous economic path the country is on, warning of the potential collapse of the economy and the future consequences for future generations. Visit Les Rubin's site at https://www.mainstreeteconomics.org/ #PonziScheme #EconomicCollapse #Entitlements #SocialSecurity #Medicare #GovernmentSpending #TaxReform #NationalDebt #FiscalPolicy #MainStreetEconomics   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

    economic collapse stability social security rubin special offer ponzi schemes free courses jason hartman ron legrand pandemicinvesting hartman us save taxes estate planning protect get ron free mini book fund cya protect your assets
    KERA's Think
    Is it too late to save social security?

    KERA's Think

    Play Episode Listen Later Jul 23, 2025 46:50


    If Congress doesn't act, social security will be drained in 8 years. Teresa Ghilarducci is professor of economics and policy analysis at the New School for Social Research, and she serves as the director of the Schwartz Center for Economic Policy Analysis and the New School's Retirement Equity Lab (ReLab). She joins host Krys Boyd to discuss what's happening with the social security funds so many Americans rely on, why that monthly money is still not enough to lift people out of poverty, and simple solutions Congress could take to protect the popular social safety net program.  Learn about your ad choices: dovetail.prx.org/ad-choices

    Talking Real Money
    Small Stocks, Big Upside

    Talking Real Money

    Play Episode Listen Later Jul 22, 2025 41:56


    Don and Tom highlight what may be today's biggest stock market bargain: small-cap value stocks, which have drastically underperformed large-cap growth and now appear poised for long-term reversion to the mean. They explain why chasing big winners like Nvidia and Apple could backfire, and why broad diversification with a tilt toward small and value still makes sense. Callers get help with tax drag from old mutual funds, switching from expensive active funds to ETFs, household asset allocation, Roth conversions, and whether to sell a large single-stock inheritance. The show wraps with a well-deserved swipe at Jordan Belfort's shameless self-promotion. 0:05 Don kicks things off with a musical flashback: The Who's “Bargain” sets the tone for a segment on what may be today's biggest investing bargain—small value stocks. 2:00 The S&P 500 has averaged 13.2% annually since 2014; small caps lag at 7.2%. Investors are fleeing small-cap ETFs just as they may be poised for reversion to the mean. 3:30 The top five stocks in the S&P 500 are now five times larger than the entire Russell 2000. That kind of imbalance can't last forever. 5:08 Historically, small-cap value has outperformed large growth by ~4% annually over 100 years—yet most investors are overexposed to U.S. large-cap growth. 8:08 Instead of market timing, build a balanced portfolio based on your risk tolerance. Consider overweighting small and value, but don't ditch large caps entirely. 9:23 Even the worst year for small caps (2008, -34%) wasn't as bad as the S&P's peak-to-trough crash (-57%). Diversification isn't just smart—it's safer. 10:23 For equity allocation: a 1/3 split between large U.S., small U.S., and international may be simple, but effective. 11:59 Eugene from Baltimore has a $5M+ portfolio generating massive taxable income. Don and Tom recommend municipal bonds and more tax-efficient ETFs. 17:45 Mutual fund to ETF conversions (like those offered by Vanguard and Dimensional) could reduce Eugene's tax bill without triggering capital gains. 22:43 BJ from San Antonio holds a pricey Invesco fund (SMMIX) full of big tech—essentially a closet index fund with an 0.85% fee. Time to switch to low-cost, diversified ETFs. 25:38 Vanguard's VUG offers the same exposure with more holdings and a 0.04% fee—plus it's transparent, predictable, and consistent. 28:43 Ron in Lakeland wonders if he should copy his wife's ETFs. If your household has a unified asset allocation plan, identical holdings across accounts are fine. 31:27 Jerry from Lacey, WA asks whether to keep doing Roth conversions or start Social Security now. Don and Tom advise continuing tax-efficient conversions, possibly up to the 22% bracket, but not beyond. Also watch out for income thresholds that affect benefits like the $6K tax rebate. 35:46 Sherry (dropped call) inherited $4M in Microsoft. Diversify! But do it with a tax strategy and professional help. 36:49 Don reacts to a nauseating LinkedIn post by Jordan Belfort, reminding us that glorifying financial predators only feeds industry corruption. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Verdict with Ted Cruz
    Historic Victories: ALL the Major WINS in the First Six Months of the Trump Presidency

    Verdict with Ted Cruz

    Play Episode Listen Later Jul 21, 2025 46:12 Transcription Available


    Border Security: Massive reduction in illegal crossings. Record-low apprehensions. $150 billion allocated to border infrastructure and enforcement. Military Action in Iran: Targeted bombing of Iran’s nuclear facilities. No U.S. casualties; described as a decisive and successful operation. The “Take It Down Act”: Legislation to combat non-consensual intimate imagery and deepfakes. Co-signed by Melania Trump, marking a symbolic moment. Spending Cuts (Recissions): $9 billion in federal spending cuts. Defunding of PBS and NPR. The “One Big Beautiful Bill”: A comprehensive legislative package with 12 major conservative victories, including: Blocking a $4 trillion tax hike. New tax cuts (e.g., no tax on tips, overtime, or Social Security). Massive investments in border security and military. Largest-ever investment in the Coast Guard. Spectrum auction to boost 6G development and reduce the deficit. Modernization of air traffic control. $10 billion for NASA to beat China to the Moon. Elimination of CAFE standards to protect internal combustion engines. Historic federal school choice program. Creation of “Trump Accounts” — investment accounts for every American child. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and the Ben Ferguson Show Podcast Wherever You get You're Podcasts. Thanks for Listenin #seanhannity #hannity #marklevin #levin #charliekirk #megynkelly #tucker #tuckercarlson #glennbeck #benshapiro #shapiro #trump #sexton #bucksexton#rushlimbaugh #limbaugh #whitehouse #senate #congress #thehouse #democrats#republicans #conservative #senator #congressman #congressmen #congresswoman #capitol #president #vicepresident #POTUS #presidentoftheunitedstatesofamerica#SCOTUS #Supremecourt #DonaldTrump #PresidentDonaldTrump #DT #TedCruz #Benferguson #Verdict #justicecorrupted #UnwokeHowtoDefeatCulturalMarxisminAmericaYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

    Mock and Daisy's Common Sense Cast
    Here's How Trump's $1,000 Baby Bonus Could Make Your Kid a Millionaire

    Mock and Daisy's Common Sense Cast

    Play Episode Listen Later Jul 20, 2025 15:50


    Today on Chicks on the Right, we're joined by our favorite financial expert and show sponsor Zack Abraham from Bulwark Capital to break down Trump's bold new baby savings account plan. Every child born from 2025 to 2028 gets $1,000 from the federal government—and with a little smart investing and compound interest, that could grow to six or even seven figures by adulthood. We talk about how the plan works, what it means for the future of Social Security, and whether this "Trump Account" could be the start of a real reform legacy. Plus: why savings bonds are out, index funds are in, and how you can make the most of this rare opportunity. Don't miss it! —register free for the “Halftime” webinar on July 24th at Knowyourriskpodcast.com #TrumpAccount #CompoundInterest #SocialSecurity #Finance #conservative #ChicksOnTheRight #FinancialFreedom #BabySavings #Trump2025 #KnowYourRisk #GOP #ConservativePodcast #BulwarkCapital #Birthrate #populationcrisis #Money

    Verdict with Ted Cruz
    BONUS: Daily Review with Clay and Buck - Jul 17 2025

    Verdict with Ted Cruz

    Play Episode Listen Later Jul 17, 2025 59:29 Transcription Available


    Meet my friends, Clay Travis and Buck Sexton! If you love Verdict, the Clay Travis and Buck Sexton Show might also be in your audio wheelhouse. Politics, news analysis, and some pop culture and comedy thrown in too. Here’s a sample episode recapping four Thursday takeaways. Give the guys a listen and then follow and subscribe wherever you get your podcasts. Clay: Sorry, NY The Senate’s landmark vote to defund PBS and NPR, a conservative goal that has been decades in the making. Clay and Buck frame this as a generational shift in media accountability, pending final approval from the House. The rise of Zohran Mamdani, a New York City mayoral candidate whose far-left platform includes abolishing private property and implementing socialist economic reforms. Clay and Buck debate whether Republicans should strategically allow Mamdani to win, arguing that his radicalism could serve as a wake-up call for voters and galvanize GOP turnout in the 2026 midterms. They suggest that Democrats embracing Mamdani could backfire nationally, especially in swing districts. The Audience Weighs In Calls and emails split between defending New York City and supporting Clay’s provocative idea of “sacrificing” NYC to expose Democratic extremism. The hosts also highlight Elizabeth Warren’s public distancing from Mamdani, interpreting it as a sign of internal Democratic discomfort with his ideology. Alan Dershowitz on Epstein Alan Dershowitz joins the show to discuss the Jeffrey Epstein case, recent developments in the DOJ, and media misinformation. Dershowitz defends Trump against claims of involvement in Epstein’s crimes, asserting there is no credible evidence linking Trump to any wrongdoing. He also debunks conspiracy theories about Epstein’s ties to Israeli intelligence, calling them baseless and antisemitic. Dershowitz advocates for full transparency in the Epstein files, including both accusations and exculpatory evidence, to ensure fairness in public judgment. TN Sen. Marsha Blackburn Senator Marsha Blackburn of Tennessee, offering deep insights into the latest conservative legislative victories and political developments. The hour opens with Blackburn discussing the Senate’s advancement of a major rescission package, which includes efforts to defund NPR and the Corporation for Public Broadcasting—an initiative dating back to the Reagan era. She highlights the elimination of wasteful federal spending, such as funding for vegan food in Zambia and electric buses in Rwanda, projecting a potential $90 billion in savings over a decade. The conversation shifts to President Trump’s early-term accomplishments, with Blackburn praising his swift action on the economy, border security, and crime. She emphasizes his commitment to promises made, including securing the southern border, reducing inflation, and rebuilding the military. The hosts and Blackburn also discuss the “No Tax on Tips” bill and a proposed $6,000 annual Social Security tax deduction for seniors, framing these as key components of the GOP’s 2024 platform. Judicial appointments take center stage as Blackburn details the contentious confirmation of Emil Bove to the U.S. Court of Appeals for the Third Circuit. Despite Democratic opposition due to Bove’s past legal defense of Trump, Republicans pushed the nomination through committee. Blackburn criticizes Democrats for obstructing judicial and law enforcement appointments, urging the GOP to push confirmations forward without delay. The hour also explores Tennessee’s economic success, with Blackburn crediting the state’s constitutional ban on income tax and fiscally conservative governance for attracting businesses and residents. She contrasts this with the rise of far-left politics in cities like New York, referencing the candidacy of Zohran Mamdani and warning of the dangers of socialist policies. Make sure you never miss a second of the show by subscribing to the Clay Travis & Buck Sexton show podcast wherever you get your podcasts! ihr.fm/3InlkL8 For the latest updates from Clay and Buck: https://www.clayandbuck.com/ Connect with Clay Travis and Buck Sexton on Social Media: X - https://x.com/clayandbuck FB - https://www.facebook.com/ClayandBuck/ IG - https://www.instagram.com/clayandbuck/ YouTube - https://www.youtube.com/c/clayandbuck Rumble - https://rumble.com/c/ClayandBuck TikTok - https://www.tiktok.com/@clayandbuck YouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.