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“We are dealing with the consequences of a demographic paranoia now.” Journalist, historian, and author Jelani Cobb often looks to the past to better understand the present, and he says the right’s pushback against immigration and multiculturalism is rooted in this country’s history. He speaks with Maria Hinojosa about the parallels between recent ICE raids and the Fugitive Slave Act, the importance of solidarity between Black and brown communities, and how we should be thinking about the U.S. as we approach the midterms and the country’s 250th anniversary. Latino USA is the longest-running news and culture radio program in the U.S., centering Latino stories and hosted by Pulitzer Prize-winning journalist Maria Hinojosa. Follow the show to get every episode. Want to support our independent journalism? Join Futuro+ for exclusive episodes, sneak peeks and behind-the-scenes chisme on Latino USA and all our podcasts. Follow us on TikTok and YouTube. Subscribe to our newsletter. See omnystudio.com/listener for privacy information.
“Breaking the Glass Ceiling: Julia Carreon’s Fight Against Corporate Gaslighting” In this episode, Frazer Rice sits down with Julia Carreon to explore her recent high-profile litigation against a major financial institution and her powerful insights on women in leadership, corporate culture, and overcoming systemic barriers. YOUTUBE https://youtu.be/e05k7SVQ2xI We discuss: Julia's experience with workplace gaslighting and her litigation journey with Wells Fargo The importance of transparency, accountability, and protecting yourself in corporate environments How societal and corporate cultures disadvantage women, especially around motherhood and leadership The themes and motivations behind Julia's book, Walking on Broken Glass Practical strategies women can use to build political capital and safeguard their careers The significance of external networks and understanding your personal strengths The evolving landscape of equity, ownership, and governance in corporations How to proactively prepare for and respond to systemic workplace challenges SPOTIFY https://open.spotify.com/episode/5c546gs6Qctx4bGOvalgXj?si=1dDyJxnwSyu4tnhXxpzVxg Timestamps: 00:00 – Introduction: Julia's litigation and book overview 02:03 – Gaslighting in corporate culture and early experiences 04:14 – Dealing with systemic backstage politics and fighting for justice 05:10 – Motivations for writing Walking on Broken Glass 08:08 – Diagnosing workplace culture and gender dynamics 09:33 – The weaponized HR department and accountability 11:38 – Protecting yourself: cultural awareness and bias 13:12 – Demographics, gender disparities, and moving forward 15:12 – Institutional misogyny and societal shifts 16:05 – Motherhood, work-life balance, and corporate support 18:28 – Questions of corporate culture change post-COVID 22:21 – The fear factor and change in workplace loyalty 27:12 – Tactical career strategies and building political capital 28:15 – Always Be Executing (ABE) and tracking success 30:53 – The ownership mentality and equity's role in career resilience 34:45 – Building internal and external networks for support 36:49 – Understanding personal aptitudes through testing and reflection 40:12 – Leveraging political capital and seizing opportunities 43:31 – How to follow Julia and stay updated on her journey Transcript Frazer Rice (00:01.004)Welcome aboard, Julia. Julia (00:03.32)Thanks for having me. Frazer Rice (00:04.652)Well, as I said in the opening, the concept of gaslighting in the boardroom is something that certainly isn’t new, but it doesn’t make it any more comfortable for the people who deal with it on a day-to-day basis or as part of their career. And you’re in the midst of litigation right now with a major financial services company. Maybe talk a little bit about what’s going on there. Julia (00:24.801)Yeah, so I am in a high profile lawsuit with my former employer. I would say this is not a path that anyone chooses on purpose. In my particular case, Frazer, I spent 20 years at Wells Fargo, 15 of which were pretty spectacular. I have come to realize almost maybe fairy tale like in terms of my experience. I want to talk about some of the things later on that made it a fairy tale. So yeah, I wouldn’t have chosen this. I did not see the culture at my former employer coming for me. I was blindsided by it and it got ugly quickly. One of the things that I think I am doing here. Or at least trying to do is not be shy about it. Not hide from it. Try to show women a different way for how to deal with these situations. Because I have very strong feelings about the fact. With the rollback of DEI and the current administration’s point of view on women, that we’re going backwards. If women don’t start fighting for ourselves in a more public way and without fear, then I don’t know where we’re going to be in the next five to 10 years. I am soldiering on and it’s not easy to your point. But it is what it is and it’s a fight that I believe is worthy. Frazer Rice (02:03.608)So it’s a daunting task taking on a big bank. Big financial services firm, whether it’s in this situation or frankly any. It’s just these well-resourced big behemoths. What has been the experience been like so far? As far as gathering information? Of getting the walls built that you need to in order to live your life while you go through this conflict with this bank? Julia (02:29.822)It’s hat that is the million dollar question. Right? I will say that in my case i got really fortunate and came across a quote. It’s going to sound really strange. But i came across a quote that said fear is fake and danger is real but fear is fake. I believe that the patriarchy wants women to be afraid. So it tells us these bad things are going to happen if you take on a big firm like this. It is grueling. The days are long sometimes. But once I internalize the reality that it is all fake in terms of all of the bad things that you think could happen really can’t happen. Worst case scenario, there’s nothing Like I’m not going to die. They’re not going to, you know, take away my family. Like all of these things, right? We tell ourselves that it could get really nasty. And in my case, I have to stay really grounded in the fact that what I’m doing is worthy. We tried my lawyer and I tried for 14 months to come to a different answer. And so in a way, not just telling myself fear is fake. But in another way, I kind of feel like it’s my destiny. Because, I just want to say this real quick, I had 20 years at a place that was not toxic. And so I know what good looks like, and this is not good. So in that way, I really feel like it’s my destiny. And so that’s what you do, and you have to have a good support network. I have a great husband, so that really helps. Frazer Rice (04:14.21)The, as I’ve told people, sometimes doing the right thing or going after something that upholds justice. It can be expensive and hard. I give you kudos for standing up. Not only for yourself, but others who are going through a difficult situation. Where you’ve had a significant wrong done to you. You’ve written a book about this experience as well. We can take some time to think, to talk about what the book tries to do. First of all, writing one in tandem with the process here, I think is a bit unusual. Some people do it after the fact. To go through a catharsis after going through a difficult process. Talk about first the why of the book.thhen we’ll talk a little bit about what you talk about in it. Julia (05:17.241)The book is called Walking on Broken Glass: Navigating the Aftermath of the Glass Ceiling.” It was co-written with a fabulous woman named Shannon Nutter. I hope people follow on LinkedIn. The book is not squarely about what happened to me the book came together. With Shannon and I meeting on LinkedIn. Then discovering that we had a lot of the same shared experiences as we are Gen X. in hindsight. Our generation has had the opportunity to have the most benefit of the Gloria Steinem Women’s Movement. Think about the fact that we got the advantage of the birth control and all of the DEI efforts that have been in the last 15, 20 years. And we really felt like there was still a long way to go. Then all of that is starting to go backwards. So last year when we met or the year before, we’re like, my God, the idea that we got the best of the best is shocking to us. And so what are we going to do about it? We really wanted the book to speak to women of all ages in their career. But it was written from a lens of two then 53 year old women who had seen a lot. We wanted to give the book as a love letter or a gift to our 35 year old self. To say, this is what we should have or wish we had known 20 years ago. Because we would have done things differently if we had really faced kind of what the challenges were that women are facing at work. In a real way right not in a way that sugarcoats it or pretends to throw it under the rug. And or always makes it the woman’s fault like the woman always has to be changing and evolving in order to adapt to the systems and i you know it’s exhausting right so the book was written for that reason and it does tap into a lot of the things that we both experienced. Julia (07:35.17)But it isn’t a kind of a personal journal of what happened to me with my former employer. Frazer Rice (07:39.82)Right, one of the things that I found useful about the book is you divided it into three sections. I think it brings us sort of clarity into what you’re trying to achieve here. The first one is just diagnosing the situation that you’re in. Maybe talk a little bit about that. Part one the understanding of your surroundings. What’s happening around you. The conditions that women are facing as they embark on these big situations in the workplace. Julia (08:08.982)Yeah. So the first part of the book does give a primer on kind of the history of feminism and how did we get here and what are some of the big open questions that are still left to answer. We also want to set the stage that makes it very clear that women are accountable for our actions in the workplace. Like this is not in any way a book that seeks to make someone who’s failing feel good about the fact that they’re failing, right? Shannon and I both reached really high levels of corporate success at major global firm. There is a lot of work to do. So we really try to dimension how, what are some effective ways for you to approach that work? What are some of the pitfalls and how are some of the ways that you can handle that? In a way that’s kind of clear-eyed, but never about putting the blame or the onus on the company. And if you don’t mind, I want to say something about that because it relates to my lawsuit. One of the things that I’ve heard criticisms about is that people on social media often I saw when I kind of scanned the landscape of it recently are, this woman is naive. She thinks. HR is her friend because one of the things that I have sued my former employer for is a weaponized HR department and I want to get very clear. mean, Frazer, you don’t manage hundreds of people in 13 states like I did for a very long time successfully innovating, having great client experience team scores and having great employee team scores, right? If you believe HR is your friend. So that’s not what i’m trying to say what i’m trying to say in my lawsuit is. HR shouldn’t be picking off people for political reasons either. We are saying all the way along there is shared accountability between the employer and the employee. That’s really important. I think that you know one of the backlash is going too far field here. Julia (10:27.401)We went so far politically correct on some things that some employees do show up to work and think that they just need things handed to them. And I do think that that was part of the backlash, right? So I just am always striving for balance. I think we should all be always striving for balance. Frazer Rice (10:45.13)One of the concepts too, I think in the book that I sort of grabbed onto and enjoyed was the idea of taking steps to protect yourself. You’re dealing with a lot of different asymmetries when you work for a big company. You’re dealing with information asymmetry, you’re dealing with political asymmetry, you’re dealing with resource asymmetry. Sometimes you’re even dealing with just… Accountability asymmetry in terms of, you some people get free passes at other times people are judged on things or unfairly judged on different criteria that just don’t make a lot of sense. If we step back for a second and for people who are trying to understand, I’ll put it in quotes, how the world works and how to how to be aware of one’s and to protect yourself, what would be the first couple of things that you would tell people to think about on that back? Julia (11:38.471)The number one thing is I would be very aware of the kind of culture that you’re operating in. And it’s very easy to take for granted what a culture really is, what your own personal bias and history is, and then how is it that you are fitting. into that culture with your own shared history. So I love to be candid, right? And provocative about my own situation. If I could do something different, I would be very aware of what my biases were going into Citi with 20 years of being at a place where It was a really fair game, but probably because I had a lot of political capital and I grew up there. So I understood it. But I went into that place thinking that I was a fancy managing director, that obviously I was hired to be a change maker. I can do a lot of great things. And I was, you know, doing my thing, not realizing that I was swimming in a different lake and that lake was filled. with a lot of different kinds of wildlife that I was unprepared for. So, I mean, that’s really important. Frazer Rice (13:12.398)As we talk a little bit about some sort of bullet questions as far as how your experience has gone, the demographics of the workplace are different and changing. On one hand, college graduates are now majority women or higher in just about every college situation. Yet institutions like the CFP, the women make up… Believe the number is somewhere in the 24 % range. So you have this weird dichotomy of more women entering the workplace, but not in the numbers necessarily that would indicate that they are in places to make as much change as they would like. They are still in the vast minority in terms of boards of directors and executive positions at almost every Fortune 500 company that I can think of. As we chart a path forward where, let’s call it merit. Julia (13:58.813)Mm-hmm. Frazer Rice (14:04.494)presides over sort of misogyny and I guess I would call it sort of political gamesmanship. How do you think about that in terms of advice for people entering the workforce? Julia (14:16.461)Yeah, look, so nobody gets to say that women aren’t in the pipeline, right? I mean, that just, doesn’t hold up, especially at the more junior levels, right, of entering the workforce after college. What starts to happen is that it starts to go downhill as you get higher and higher up into hierarchy. And I believe that there is a mismatch between women who want to work and do the right thing. And we’re going to talk about this. Then what does it mean to also then become a mother and give birth and have to manage all of that? And then coming up against institutional misogyny. Obviously my perspective in the last 18 months has changed about the degree to which institutional misogyny exists. Because I had a fairy tale experience before I was able to be willfully blind about the realities. so a really direct way of answering your question is that our book is seeking to hit women in the face with the realities of this because I don’t think we’re gonna change it overnight, right? And it is so entrenched, it’s getting worse and it will get worse. Before it gets better, but I do believe that it will get better eventually because the old system that’s, know, aging out, baby boomers are aging out. Like I think that there’s going to be cracks in that. And then there would be a tsunami of change. But right now the old guard is hanging on and, we are going backwards. And so we just have to be realistic about what it requires to go forward. And we talk about what that is. Frazer Rice (16:05.58)One of the things, right, and so let’s touch back on the motherhood issue, is, that is biology. And so women who go that route and have kids. Which is frankly one of the big precepts in society. Unfortunately. n some ways takes you out of the normal trajectory of a corporate path, just from a time perspective. Certainly, the balance of work that happens at the household level. Where that ends up alling usually, creates a stress that is not well understood or received at the corporate level. What are your thoughts on that front? As far as charting a path that recognizes that reality and at the same time doesn’t put upon going the other direction necessarily in terms of favoring one outcome or the other. Julia (17:02.019)I know a lot of women who did not have children because they felt like that it would, it would harm their career. And, um, certainly it’s a personal issue and there’s no judgment from me. I don’t think I would have had children if I hadn’t met my husband. He was willing to do 50 % of the workload and he has, and, always has probably does maybe more than 50. It is a very deeply personal issue. What I have strong feelings about the fact that companies who lean in to, don’t expect the woman to lean in, but the company leans in to supporting pregnant women, have higher loyalty scores. They have better team member satisfaction. They get a lot from those women that they have supported. This is a crazy story, Frazer. I was pregnant and or just coming back from maternity leave all three times I got major promotions at Wells. I mean, think about that. And I now, because I lived my life kind of in a vacuum for a long time, I didn’t realize that this wasn’t happening to other people, right? So look at me now. I am 25 years from when I got hired, still saying that Wells is a great company. because of my own personal experience. And they got a lot out of me, but I gave a lot back. So to me, supporting women who are pregnant doesn’t have to be a zero sum game. Yet somehow that is the narrative. And I would love to ask you why that is. Like, I mean, what has happened to corporate culture that this is such a pervasive issue when If you were to scan a lot of my Gen X friends, we did not have the same experience. Frazer Rice (19:04.147)I mean, from my perspective, I don’t know. I think that I blame some of this a little bit on the COVID blip in the sense that managers of all types just have no idea where to go as far as how to treat people fairly, either from a work from home experience or how that reconciles with… women in particular who are having careers and families in addition to what’s going on with other folks like the men in the world. My short answer is I don’t know. The longer answer is that I think between the shorter news cycle, social media, work from home, there are a lot of different change agents out there that have taken the focus off of. maybe the issues that worth talking about right now. And as a managerial class, especially as millennials are taking up the mantle on that front, they’re either forgetting about this particular issue and understanding the importance that it has, or they are just so overwhelmed by change at this point and self-preservation that it’s just an area where they’re triaging the different issues that they can deal with. Julia (20:22.492)Do you do you at all think that it is a problem of losing common sense and like letting rigid ideology take over from common sense. I certainly was benefited from working from home for most of my career, right? So it’s fascinating. Frazer Rice (20:46.061)Common sense isn’t common. And depending on the institution that you’re dealing with, work from home is either an excellent tool or a cover to hide under if you’re a mediocre performer. If you’re a manager out of sight, out of mind is a difficult place to be. I think that we’re I think everyone is reconciling to the relative absence of work and sort of acclimating to Zoom phone calls and things like that. And that gets you then away from taking care of the real issues, which is to make sure that the company’s doing right, the employees are doing right by the company, and at the same time that people are being treated fairly, because I think when people are so disparate, it just becomes a real management challenge. What we’re talking about as far as making sure that women are treated fairly in the workplace, Combine that with, I would say, message confusion that occurs in social media, where some loud voices may not be the right voices to be taking up this mantle, versus some of the quieter, stable people who are really the exemplars that we’d really like to point to. Sometimes that gets mixed. And I think the brew, if you stir it together, I think is created. Maybe if we think that there was progress since the 70s on through the 80s, 90s, 2000s for fairness and women progressing within the corporate ladder nicely, I think this the COVID blip has been a bit of a toe stub on that front. That’s an opinion, extremely uninformed, but more of an observation. Julia (22:35.713)No, no, but well, listen, I just I love it because I do want to unpack it just a little bit. It’s what’s fascinating to me is that I negotiated 15 years before covid to work remote and then my boss knowing that I had to be on the road three to four weeks a month regardless was like, I’d rather you be happy where you live because you’re to be on the road regardless. So I got to work from home and then during COVID when they tried to bring everybody back, they’re like, well, you can’t be the only exception. And I’m like, okay, I have been an exception for 15 years. So that’s where I go back to, know, where is this right balance? did, I mean, COVID is as good a reason as any that it’s things are upside down. I mean, really it’s a great theory. Frazer Rice (23:22.671)Well, it also bespeaks different corporations have different cultures and certainly some people are worried about other things than others. Muriel Siebert, who I think is an amazing example of someone who took a look at Wall Street and said, look, I refuse to be held back by anything here. She started her own company and to call it a company is to not give it the respect it’s due. She’s a major absolute force in Wall Street and one of the real legends. To me, entrepreneurism is one way through this. to create the company that you want to work in is, in some ways, to me, one of the solutions for people who are having difficulty in a corporate environment that they’re in right now. Whether they’re able to be the change agent within, which is often hard at a big, you know, bulky company that turns with the agility of a battleship as opposed to being nimble in doing things or going out and starting on their own, which involves its own risks. That to me is one of the solutions. But again, not without risk, not easy by any stretch. Where did that fit into your mindset as you were thinking about this? Julia (24:37.16)Well, so, so she is an icon, not just because of what she was able to accomplish, but she also did it, I think, without a college degree. And she did it. And this is important. She did it fearlessly. And what I would love to go back in time and have a conversation with her about where did she tap into that fearlessness? And you will start to see. Frazer Rice (24:48.665)Mm-hmm. Julia (25:06.77)On my own social media, am trying to tap into that whole mindset of women need to lose fear. I’ve already talked about it, but here’s what’s important to know, right? By 2030 in the US alone, women will control $34 trillion of investable assets. I believe that that is when you start seeing the game change. Look at how Mackenzie Scott is giving without glory. I posted that in a remark that’s gone semi-viral on LinkedIn. Like she is giving without glory. She wants to give, she wants to be anonymous almost about it, and she’s giving without handcuffs. And what is she giving to? She’s giving to communities, she’s giving to schools, she’s giving to healthcare. I mean, it gives me goosebumps every single time. And so I feel like women When we start to control more, we’ll start giving in, Alice Walton is the same way, giving in a different way to change society in a more meaningful way at scale. And Muriel was a pioneer in that regard. And she is someone I think we need the next generation to know about. because she was so fearless and it’s an inspiration. But you and i both know that all kinds of things that women have accomplished are never spoken about in the same way that they are about man and about men. I do think that that’s one of the great things about some of we can go into social media some of the social media change that we see happening with alpha female and all of these great accounts that are just starting to say, know what ladies, we don’t have to buy into the patriarchy. We can do it our own way. And so I think we will finally see change, but I wanna be very clear, Frazer, it’s going to get worse before it gets better. Frazer Rice (27:12.195)Got it. So for people who are in a corporate structure, corporate environment, aren’t ready to make the leap to starting their own business, which is obviously a difficult decision, but when you’re in there, what are the things tactically that one can do to prepare, not only prepare themselves, but protect themselves against these forces that are out there? One of the thoughts I had is making sure that in the job description that you’re able to point to numerical or formulaic successes so that if a narrative is being built against you, you can point to dollars created or jobs saved or metrics that in the boardroom. Not only just qualitative successes, but also quantitative ones that makes it difficult for people to ignore you from a pure dollar perspective. Things like that, what pops up in your mind? That you would tell people to think about in terms of art directing their career. Julia (28:15.023)Yeah, well, the number one thing that I always say, and I’m kind of, it’s kind of a legend for it. So it’s ABE and it stands for Always Be Executing. And when I look back and see how successful I was in a corporate setting, of course, in my case, it was that I had a great boss and a great mentor and sponsor in him. But actually, I was always focused on executing and doing it in a way that is collaborative so that you don’t have the knives coming for you from every direction. think a lot of people who the more successful that you get in your career, you think, I’m fabulous because I’m fabulous. No. You need a mindset of I’m fabulous because I am creating a team around me, no matter who I am, even if I’m not the boss, to protect each other and help each other and lift each other up. if you are always executing and you hit on it, right, as a woman, you should always be keeping track of your metrics in a way that is tangible and defensible. But you also should never take for granted the fact that no matter how senior you are, you need to be getting something done. And I do think that it is a big mistake for people to get high on their own supply and forget that. And then, and then the sharks will come for you. So always do something. And this is just a final thing, cause I have lots of people that I mentor. They’re like, just name one thing. I’m going to give you one thing. Send meeting notes. If you go to a meeting, and everybody’s on a call, 15 people are on a call. If you’re the one who sends meeting notes and this is a hot button, right? For women, they’re like, well, I’m not the secretary. I don’t wanna take me. You know what? Put your ego, park it in a parking lot and send meeting notes. You would be shocked how much goodwill and how effective you’re perceived when those notes, like say a project is going downhill and somebody goes, but. Julia (30:30.157)Such and so committed to this and you’re like, those meeting notes were written by Julia Carrion. Nobody has to do that. But corporations get unwieldy. lot of churn happens. A lot of stuff doesn’t get done in a day. If you can demonstrate that you are someone who is acting in good faith and doing small things to keep the needle moving, somebody in senior management is going to notice that, I promise. Frazer Rice (30:53.763)The other thing I sort of, and this doesn’t just go for women, this is for people generally, is the ownership mentality and the move toward equity, and by equity I mean stock equity, where the mindset to me shifts when you move from sort of salary and bonus to equity in the firm. And that subtle shift suddenly puts you in a different position in terms of sitting at the same table as someone who is, let’s call it quote unquote, making the decisions. When you’re there and your ownership of the firm, however small it is, is rendered unimportant. First of all, that tells you to go. Second of all, I just feel like the people who exist on that plane bring up different things and then are thought of differently. Does that track with your experience? Julia (31:48.819)It does, but I think that this goes to kind of how is the corporate world changing and then how does that impact employees? So, and where I’m going with this is when I was at Wells, my compensation was a third, a third, a third. So it was a third cash, a third cash bonus and a third in stock. Do you want to know what’s going on? And I don’t know if you know what’s happened on Wall Street. Every single major bank is moving to you only get a quarter in equity and the rest of it is cash. So I think that the onus to here is on corporations to be thinking about how they’re treating employees. And to your point, what, what does that mean when you show up and how vested are you in the option? Just real quick, I want to give a shout out to Maureen Clough. I don’t know if you follow her, she just yesterday did an amazing six minute post on why companies are losing loyalty from employees. so like, again, this goes back to is everybody backsliding right now because these corporations have to realize that in order to keep good talent, you want them to have a stake in the game, but that’s winnowing, I think. Frazer Rice (33:11.819)I know. I agree. Frankly you know to me at the larger institutions that aren’t willing to sort of play ball as far as involving people in the ownership that’s a signal and when it’s a signal then you know if you’re good at your job and you bring things to bear you know there are other there are other places out there. I think those places that value you want you around and they want you to be able to participate and how the broader governance of the company works. It’s a lot like how Goldman Sachs was back when it was in the partnership days. Everyone who was a partner there understood how everything else was working and ultimately that meant that, I don’t know, I feel like Goldman still does well now, but it’s a different climate, different firm where you’re completely involved in everything else and therefore the information is out there and… it’s something that you’re not blindsided as much by what’s happening in other divisions within your firm. Julia (34:15.472)Yeah, totally agree. Frazer Rice (34:16.911)One other thought that as we were sort of squiring through this was the idea that it’s important to have information sources or networks both within your company that are outside of your reporting line, but also information networks and support outside your company. I call it sort of the kitchen cabinet of people who are similarly situated or in different spots so that you have context into which to sort of find out what your what you’re up against both inside the company and outside of it. Is that something that makes sense to you or is it something that was lacking in your current situation? How did you think about that? Julia (34:57.906)Hmm. I love that because in 2017, I took stock of the fact that I had become too comfortable in my lane and I was seeing that my influence at Wells was waning for whatever reason. And so I started blogging on LinkedIn in 2017. Because of a conversation with a Harvard sociologist that I write a lot about. Fscinating guy who predicted the current turmoil 10 years, almost 10 years ago. And so I started networking outside and I could not agree with you more that you need to be building your networks, not just inside. That goes without saying, right? Like I had a great career partly because I was a boss at gaining political capital at Wells all the time, right? Giving goodwill and getting it back but outside is critical. during our book, what we found out is, that women are more likely to put that aside. Because we feel like we’ve got too many other things going on, work, know, kids, all of the pressures, trying not to, you know, have a nervous breakdown on any given day, trying to stay fit, dealing with menopause. Which of course is a whole other thing that is a whole other bag of tricks. And so we don’t do it as much and it hurts us. So I absolutely think being deliberate about an external network is essential. When women ask me how to do that, I say to commit to a certain number of hours, half an hour to two hour, whatever you can give a week to doing it deliberately. I wish I had done that earlier in my career for sure. So it’s great advice. Frazer Rice (36:49.865)Along that line, I’m a big believer in being aware of your surroundings. In a sense aware of yourself and what your skills. Things that you’re annoyed are at are and what you’re good at and what you’re not good at. Did you take any tests or anything to understand what your aptitudes were or what you were interested in or more importantly not interested in or how you interact with other people personality wise and Is that something that resonates with you? sort of am a big sports fan. Dan Quinn, who’s the Washington commander coach. He got fired from the Falcons. He did a real deep soul searching and went in and got tested on a whole bunch of different things and where he came up short, where he was really good. And that allowed him to get hired again and to have at least some initial success with the team and hopefully going forward from my rooting perspective. But where does that fit into your analysis for people? Julia (37:50.351)Did somebody set that question up? That’s what I want to know. I am a huge believer in strength finders. Some people take discs, some do Myers-Briggs. The reason I asked if it was a setup is because strength finders saved my life. I was deemed top talent when I was like 34 years old at Wells and they gave me a career coach who by the way was Sarah Grady is her name. and she was Dick Kvasevich’s legend on Wall Street. She was his leadership coach and she gave me strength finders and I very quickly was very clear my top five strengths and then my bottom five strengths are not a surprise. Like I am zero. I’m like negative zero at woo. I was like, it won’t even shock you for a minute. Yes i do think that those kinds of valuations are critical and in fact i’m gonna talk to my twenty year old son about taking one i think you’ll end up taking disk but. One thousand percent if you if you do not know what you’re good at and why then try to find out because it can save your life i mean the awareness and the learnings that i got about myself. From taking one test have stayed with me for 25 years. And I’m gonna be really blunt here. I forgot those lessons when I stepped into a new culture and it was painful. So I think you have to also be disciplined about… Take it again, remind yourself, reread whatever book helps you stay grounded in who you are and how you’re showing up. And get some friends to give you feedback. Frazer Rice (39:44.111)Well, mean, people get better or change or worse at certain things. And so you’re not the same person you were 20 years ago. And, you know, it merits revisiting every once in a while. As we wind down here, unfortunately, we probably could go on for about three hours, which I wish we could do. But one of the things that I think is interesting, too, you talked about political capital and building it up, is that I think one piece of advice that I tend to give to people who are starting out and might be useful in the situation that we’re describing here is that when you have political capital, you’ve got to be willing to spend it occasionally. Careers, in my experience, take quantum leaps in that you’ll be going around for a while and then something good will happen and then you’ve got to kind of take advantage of the advantage while you have the advantage of having the advantage and moving up and then reestablishing the plane. And it’s a little bit like a ratchet where when the wrench turns, it doesn’t turn backward. You can kind of continue to elevate on that point. Is that something that you saw where, you know, as you were making the moves up the ladder that didn’t happen at the last situation that maybe might’ve been something that could’ve turned out differently? Julia (41:01.791)Yes, and I think that being more aware of my surroundings would have helped. I don’t think it would have changed the outcome in the other example. But the political capital that I was able to gain is that I got promoted every single time Wells did a major merger when people were panicking about their jobs. Frazer Rice (41:08.623)Mm-hmm. Julia (41:31.061)And one of the things that I did that you and I could probably discuss for two days is I gave up control of trying to manage the outcome. In other words, I went to senior management with two major mergers and I said, you know what? I don’t care what I do for the time that the companies are trying to come together. You give me something hard to do and ugly and I will get it done the right way. And then you decide whether I get rewarded or not. And when I crushed both of those tasks, I got major promotions. So I think it, I think a lot of people think, I’m going, I had a, had an employee who told me I should just get promoted because I’m sitting here and I’ve been sitting here for two years. mean, it really, life just really doesn’t work that way. In my experience, you got to work your ass off for it. And, and you have to put your ego aside and you have to hope that the universe is gonna pay you back. And I believe that because the universe always has. I believe that even now with my current situation, like everything that has brought me here has made me a spokesperson for like a better way because of what happened to me, right? I had 20 years of goodness and then I had something really hard happen. And I’m trying to make lemonade out of a very difficult situation because it is the only way, the only way out is through. So I just have to keep going through and I love the idea of yes, you’ve got to spend your political capital. can’t, know, George Bush said that you can’t just collect it. What are you collecting it for? If you’re not going to spend it. Frazer Rice (43:17.817)Exactly. Okay, we have to disembark here, unfortunately. How should people keep track of your situation? How do they find the book? And how do people get in touch? Julia (43:31.846)Yep. I have, um, I’m on LinkedIn. I have a website, juliacarrion.com. If you are looking for, I’m doing some consulting on a digital transformation always and org design or whatever. So you can find me there. And then, um, you know, today’s a big day. We are filing today or tomorrow, a response to my lawsuit. So it would probably make the news. Thank you to you for being a great ally to women and having me on. The book is walking on broken glass.com. It’s such a great name. So you can order the book on the website from any of your favorite book resellers. Frazer Rice (44:14.639)Super, well good luck with the legal proceedings. All of your information will have that in the show notes so people can find it easily. I think you’re coming off of a difficult situation. I think you’re gonna turn it into something far more transformative. Even you’re envisioning it right now. So I’m hoping for the best here. Resources & Links: Walking on Broken Glass: Navigating the Aftermath of the Glass Ceiling StrengthsFinder Assessment Julia Carrion on LinkedIn Julia Carrion's Website Connect with Julia: LinkedIn Website Stay tuned for updates on her legal case and ongoing advocacy efforts. Don't miss her insights into transforming adversity into empowerment and systemic change. https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/ Keywords: Gaslighting, Corporate Culture, Women in Leadership, Workplace Equity, Julia Carreon, Wells Fargo, Citi, Legal Battle, Glass Ceiling, Political Capital, StrengthsFinder, Work-Life Balance, Systemic Change, Weaponized HR
Joanne Hsu reacts to the latest Consumer Sentiment report out of the University of Michigan. She says consumer sentiment has been “treading water” the last few months and has been historically low. Worries about inflation because of the Iran conflict are putting more pressure on sentiment, possibly presaging a continued decline. Consumers feel “increasingly burdened” across demographics and believe their purchasing power will be eroded in the year ahead.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Join Mike Green from Doctor Demographics on The Perfect Place to Put a Practice as we explore hidden gem locations nationwide. Skip the crowded metros—these under-the-radar counties and areas feature low competition, steady population growth, provider shortages, and strong demographics for faster patient acquisition and sustainable success. From Texas exurbs to Midwest rural pockets and beyond, get data-driven tips to spot your ideal spot. Perfect for practice owners ready to grow smarter. Visit doctordemographics.com for personalized analysis. Subscribe for weekly insights! #PrivatePractice #DentalPractice #VetPractice #Optometry #HiddenGems #PracticeLocation #DoctorDemographics
Religious belief is supposed to fade as societies get richer and more educated. So why do newer surveys show the opposite pattern in the United States, with college grads and post grads often *more* likely to attend church than people with only a high school education? We unpack what the data can and cannot prove, why earlier secularization theories missed key realities, and how a smaller but more committed religious share can still look like a “revival” in daily life.We also get into the deeper driver behind the numbers: meaning. For many young adults, especially Gen Z, the loss of stable community and shared moral language can feel like a vacuum. We talk through why “science versus faith” is often framed as a conflict, how that framing breaks down in real life, and why congregations can function as durable social institutions that provide belonging, support, and a place to raise kids with values that feel coherent.Zooming out globally, the story changes fast. Western Europe continues to secularize, but the global south tells a different tale. We explore why sub Saharan Africa may become the centerpiece of global Christianity, from fertility rates and a very young age structure to the practical role churches play where public institutions are weak. We also debate the risks of religion blending with partisan politics and the growing connection between schooling choices, religious communities, and family life.If you found this conversation useful, subscribe, share it with a friend, and leave a review with your biggest question about where faith, community, and demographics are headed next.Support Our WorkThe Center for Demographics and Policy focuses on research and analysis of global, national, and regional demographic trends and explores policies that might produce favorable demographic results over time. It involves Chapman students in demographic research under the supervision of the Center's senior staff.Students work with the Center's director and engage in research that will serve them well as they look to develop their careers in business, the social sciences, and the arts. Students also have access to our advisory board, which includes distinguished Chapman faculty and major demographic scholars from across the country and the world.For additional information, please contact Mahnaz Asghari, Associate Director for the Center for Demographics and Policy, at (714) 744-7635 or asghari@chapman.edu.Follow us on LinkedIn:https://www.linkedin.com/company/the-feudal-future-podcast/Tweet thoughts: @joelkotkin, @mtoplansky, #FeudalFuture #BeyondFeudalismLearn more about Joel's book 'The Coming of Neo-Feudalism': https://amzn.to/3a1VV87Sign Up For News & Alerts: http://joelkotkin.com/#subscribeThis show is presented by the Chapman Center for Demographics and Policy, which focuses on research and analysis of global, national and regional demographic trends and explores policies that might produce favorable demographic results over time.
What's actually happening in housing right now, and why don't the headlines tell the full story?In this episode of Common Denominator, I sit down with Richard Ross to break down what's really driving today's rental and housing market. We get into why multifamily occupancy is dropping even as the country faces a housing shortage, how demographics are reshaping demand, and why more renters are moving away from traditional apartments.Richard walks me through the rise of built-to-rent single-family communities, why three- and four-bedroom rentals are in such high demand, and how affordability, lifestyle, and flexibility are changing renter behavior. We talk interest rates, the lock-in effect, institutional ownership narratives, and where real opportunities may exist as stress builds across commercial real estate.In this episode, you'll learn: - Why apartment occupancy is falling despite housing shortages- How demographics are reshaping rental demand- Why renters are choosing single-family homes over apartments- The real math behind renting versus owning today- Why interest rates don't work the way most people think- How flexibility and lifestyle now drive housing decisions- Where pressure — and opportunity — may emerge in real estateTimestamps:00:00 – Why housing data feels contradictory01:05 – Demographic shifts impacting apartments03:09 – The built-to-rent single-family model06:57 – Renting vs owning: the real numbers07:52 – Institutional ownership and political narratives11:30 – Renters by choice and lifestyle flexibility12:36 – Creating real community in rental housing15:59 – How far people are willing to live from work17:44 – Why mortgage rates don't follow the Fed20:35 – Where opportunity may emerge nextLike this episode? Leave a review here:https://ratethispodcast.com/commondenominator
Chris Bradley, Senior Partner at McKinsey & Company and Director of the McKinsey Global Institute, discusses the ideas behind his book A Century of Plenty and the long-term drivers of economic growth. Bradley explains that much of the public debate about the economy assumes growth is limited or zero-sum. His research argues the opposite. Over long periods, societies have repeatedly expanded prosperity through investment, technology, and knowledge. A central theme in the conversation is the importance of investment. Bradley notes that productivity growth depends heavily on sustained investment in capital, infrastructure, and innovation. When investment slows, productivity usually slows as well. He also discusses the institutions that support economic progress. Stable rules, strong legal systems, and functioning markets create the conditions that allow investment and innovation to take place. When these conditions exist, growth tends to follow. The conversation also addresses the common belief that the world is running out of resources. Bradley explains that history shows a different pattern. Improvements in exploration, technology, and substitution have often increased available resources even as demand rises. Demographic change presents another challenge. Many countries are now experiencing falling birth rates and aging populations. With fewer workers supporting more retirees, future growth will depend increasingly on productivity improvements. Artificial intelligence may play a role here. Bradley describes AI as a general-purpose technology that could automate certain tasks while increasing productivity in many fields. As with earlier technological advances, the likely result is a change in the type of work people do rather than the disappearance of work altogether. Key insights from the conversation: Economic progress depends on investment. Productivity growth historically follows sustained investment in capital, infrastructure, and new technologies. Growth is not inherently zero-sum. Economic expansion often occurs because innovation and knowledge enlarge the productive capacity of societies. Resource scarcity has repeatedly been mitigated by discovery. Advances in exploration, extraction, and substitution have historically expanded the available supply of critical materials. Demographic change is a major structural risk. Aging populations and declining fertility rates will increasingly challenge economic growth and fiscal systems. AI is likely to augment productivity rather than eliminate work. As in previous technological shifts, automation changes the mix of tasks while enabling new forms of economic activity. The discussion provides a structured view of how growth, technology, and demographics interact—and why the long-term outlook for human prosperity remains closely tied to investment, innovation, and institutional choices. Chris Bradley is a senior partner at McKinsey & Company based in Sydney and serves as a director of the McKinsey Global Institute (MGI), where he leads research on the economic and business issues most critical to the world's companies and policy leaders. He is an author of a new book, A Century of Plenty: A Story of Progress for Generations to Come Get Chris's book, A Century of Plenty, here: https://tinyurl.com/mryykcxc Claim your free gift: Free gift #1 McKinsey & BCG winning resume www.FIRMSconsulting.com/resumePDF Free gift #2 Breakthrough Decisions Guide with 25 AI Prompts www.FIRMSconsulting.com/decisions Free gift #3 Five Reasons Why People Ignore Somebody www.FIRMSconsulting.com/owntheroom Free gift #4 Access episode 1 from Build a Consulting Firm, Level 1 www.FIRMSconsulting.com/build Free gift #5 The Overall Approach used in well-managed strategy studies www.FIRMSconsulting.com/OverallApproach Free gift #6 Get a copy of Nine Leaders in Action, a book we co-authored with some of our clients: www.FIRMSconsulting.com/gift
Nursing schools are racing to stave off a looming workforce crisis. Meanwhile, the Illinois attorney general joined pushback from states and nurses against changes to federal student loans. Crain's contributing reporter Jon Asplund joins host Amy Guth to talk the latest from teh health care beat. Plus: Trump defends law firm exec orders in revived Jenner appeal, Obama Presidential Center sets June opening celebration, Saks Fifth Avenue leaving the Mag Mile and Sens. Durbin and Duckworth tell FAA O'Hare needs more air traffic controllers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Subscribe to the new Macro Musings YouTube Channel! Jesús Fernández-Villaverde is a professor of economics at the University of Pennsylvania. Jesús returns to the show to discuss his rise on X, how to frame global demographic decline, the three accelerants of demographic decline, the role of housing in family size, how AI will play a role in global demographics, what we know about AGI, the question of dollar dominance, and much more. Check out the transcript for this week's episode, now with links. Recorded on February 20th, 2026 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow Jesús Fernández-Villaverde on X: @JesusFerna7026 Follow the show on X: @Macro_Musings Check out our Macro Musings merch! Timestamps 00:00:00 - Intro 00:07:22 - Demographics 00:39:28 - Artificial Intelligence 00:54:07 - Currency Dominance 01:03:20 - Outro
Dr. Mark Young, the Founder and CEO of Jekyll & Hyde Advertising, a powerhouse agency that's been helping challenger consumer brands break through the noise and scale into household names with billions of revenue and exits for nearly three decades.He's also the host of the CPG insiders podcast, the number 2 podcast in all consumer packaged goods niche.Mark is also the author of a new book 27 Unbreakable Rules of Retail, how to build a $100M+ brand in brick and mortarMark is not your average marketer — his background blends neuroscience, persuasion, and behavioral psychology with decades of hands-on experience in CPG and direct-response advertising. Through his agency, Jekyll & Hyde, he's helped hundreds of emerging brands launch, grow, and dominate retail shelves and online marketplaces.Highlight Bullets> Here's a glimpse of what you would learn…. Importance of brick-and-mortar retail in the consumer products industry.Challenges faced by e-commerce brands in a competitive market.Strategies for successfully entering physical retail spaces.The significance of product differentiation and authenticity in retail.The impact of traditional media, especially television, on brand awareness and consumer demand.The concept of SKU rationalization and its role in retail product selection.The necessity of creating consumer demand before approaching retail buyers.Understanding the economics of media buying and the Media Efficiency Ratio (MER).The principle of "Who Not How" in building a successful business team.The role of AI as a collaborative tool in enhancing business strategies.In this episode of the Ecomm Breakthrough Podcast, host Josh Hadley interviews Dr. Mark Young, CEO of Jekyll and Hyde Advertising. Mark shares his expertise on building $100 million consumer brands in brick-and-mortar retail, emphasizing that 80% of product sales still occur offline. He discusses the challenges of retail entry, the importance of unique, premium products, and the power of TV advertising to drive demand. Mark also highlights the value of expert partnerships and leveraging both human intuition and AI, offering actionable advice for e-commerce brands aiming to succeed in physical retail.Here are the 3 action items that Josh identified from this episode:Prove Demand Before Approaching RetailersBuild real consumer pull through DTC + paid media (TV, social, influencers). Retail buyers want evidence of demand, not Amazon screenshots. Come in with a buyer-ready pitch showing how you'll drive traffic to their stores.Position Your Product as a Clear Upgrade or Category ExpanderEnsure your SKU hits at least one winning lever:Premium trade-up (higher-margin, innovative)Demographic expander (brings new shoppers)Category expander (increases consumption)If your product is a “me-too” item, it won't make it onto shelves.Build a Retail-Ready P&L With Strong Margins & Media PlanYou need minimum 5:1 markup and a funded media strategy (TV recommended) to support retail sell-through. Retailers expect marketing that drives velocity—without it, your product risks getting cut during SKU rationalization.Resources mentioned in this episode:Josh Hadley on LinkedIneComm Breakthrough ConsultingeComm Breakthrough PodcastEmail Josh Hadley: Josh@eCommBreakthrough.comAmazonChatGPTShopifyHelium 10IRI (Information Resources, Inc.)Meta AdsWRTVJekyll+Hyde LabsCPG InsidersThinking, Fast and Slow"Who Not How" by Dan Sullivan and Ben Hardy"The Science of Scaling" by Dr. Ben HardyPrimal IntelligenceWalmartShark TankThe Home DepotDan SullivanSpecial Mention(s):Adam “Heist” Runquist on LinkedInKevin King on LinkedInMichael E. Gerber on LinkedInRelated Episode(s):“Cracking the Amazon Code: Learn From Adam Heist's Brand Scaling Secrets” on the eComm Breakthrough Podcast“Kevin King's Wicked-Smart Tips for Building an Audience of Raving Fans” on the eComm Breakthrough Podcast
Demographics officer of Clare GAA, explains the new role that he has in Clare since being elected at the recent Convention. Originally broadcast Live from the SBCR Studio on 14th February 2026 as part of Saturday Chronicle hosted by Pat O'Brien and Anthony Lenihan. Saturday Chronicle is Sponsored by JAMES M NASH AND DERG KITCHEN DESIGN http://dergkitchendesign.ie Message or what's app the studio on 089 2582647 or email sbcrstudio@gmail.com
Hey Jeep fam!
In economic and military terms, Europe, as a whole, has had a pretty tough go of it since the Financial Crisis of 2008. While still a major player in global affairs, the data suggests it might not carry the same weight it did previously. From essentially being equal partners with the U.S., in many ways, it now seems to have taken a lessor role. How did this happen? Was it economic? Demographic? A differing opinion on what were once 'shared values' with the United States? A decline in overall military strength? Or some combination? In this week's Trading Perspectives, Sam Clement and John Norris discuss the recent struggles Europe has had in maintaining its historical importance in global affairs.
AI For Practice Owners Webinar – Get Ahead in 2026 Before It's Too Late Join Mike Green (founder of Doctor Demographics, with over 40 years helping practice owners with location strategy, marketing, and growth analytics) in this live webinar recording as he reveals why AI is already reshaping non-clinical aspects of private practices — and why getting started now gives you a huge competitive edge. Most practice owners are still asking: "How will AI actually hit my practice?" or assuming it's years away or only for big corporate groups. Mike flips that script: AI will dramatically impact marketing, patient retention, customer service, social media, websites, admin tasks, and more — within the next 5 years (likely much sooner). Drawing parallels to the social media boom of the mid-2000s, he warns: "Second place is always the first loser." Early adopters win big with more time, higher revenue, and practices that practically run themselves — all without massive budgets. Mike is joined by two powerhouse guests: Eric Sorenson (international speaker, ex-practice owner, AI & marketing expert): Shares how AI acts as the "great equalizer" to escape the time-for-money trap, double your business, and build freedom. He highlights rapid advancements (business landscape changing dramatically in just 1–2 years), agentic AI, voice tools, NotebookLM for learning, HIPAA-compliant AI agents, and his RCCF prompting method. Grab his free prompt guide at prompts.platinpartnergroup.com. Kevin St. Clergy (author of Beyond Blind Blaming, practice coach & speaker): Dives into practical "vibe coding" wins — building custom tools via voice (e.g., a $100 assessment saving $10K/year), Manis AI for apps/websites, Claude.ai for copy/SOPs, Canva + AI for social graphics, and branding strategies that turn your website into fresh logos, posts, and plans. This session is packed with motivation, real examples, and actionable insights for dentists, physicians, and healthcare entrepreneurs ready to leverage AI for profitability, time freedom, and growth — while regulations slow clinical AI adoption.
Terry Montesi sits down with Monica Mason to explore what is really driving the resurgence of retail real estate investment in the United States. Drawing on her work analyzing capital markets data and investor behavior, Monica explains why retail fundamentals have strengthened in recent years and why institutional investors are increasingly allocating capital to the sector. The conversation unpacks the supply constraints created by post pandemic construction costs, the demographic trends shaping retail demand, and how investors are adapting to a higher interest rate environment. Along the way, Monica shares the data signals that matter most for investors evaluating where retail opportunities are emerging.They discuss:• Why retail investment has grown from 7% of total real estate investment in 2021 to 14% today• How pandemic era construction slowdowns and rising costs created a supply shortage that supports rent growth• Why institutional investors increased retail allocations and what is driving the surge in capital flows• The demographic shifts fueling retail investment across the Southeast and Southwest, including Texas and Arizona• Misconceptions around grocery anchored centers and where investors are beginning to look beyond themLinks:Terry on LinkedInMonica on LinkedInTopics:(00:00:00) - Intro(00:00:23) - Meet Monica at JLL(00:01:47) - Why retail rents are rising(00:09:04) - Misconceptions and headlines(00:11:02) - Demographics and wealth split(00:14:21) - Rate volatility and lending(00:19:27) - How JLL uses data models(00:24:37) - Key 2025 data points(00:26:56) - Grocery anchors and beyond(00:32:06) - Cap rates and where capital goes(00:36:10) - Development outlook(00:38:07) - Why retail wins long term
Are we truly prepared for the dark side of AI in talent acquisition? In this episode, my great friend, Dara Brenner from Employ drops truth bombs about candidate fraud, the evolution of AI governance, and how organizations can stay ahead in this high-stakes game. If you're a leader in HR or recruiting, this is your wake-up call—trust me, you'll want to hear this. Here is the link to the fund set up for Dara's late husband: Please click here. In this episode: The shift from traditional to AI-native hiring tech—what it really means How candidate fraud costs businesses $600 billion—yes, billion Layers of fraud detection: Swiss cheese analogy explained The role of IBM Watson in transparency and compliance The future of governance—code as the new rulebook Balancing trust and talent pool access in a hyper-suspicious world Why proactive planning for societal shifts is vital in workforce strategy Dara's personal story: turning tragedy into impact with a brain tumor foundation Resources & Links: IBM Watson X Governance Learn about the brain tumor foundation Book: "AI Superpowers" by Kai-Fu Lee Dara Brenner on LinkedIn Connect with Dara: LinkedIn Twitter Timestamps: 00:00 - Introduction: The urgent need for trust in AI-driven hiring 02:08 - Dara Brenner's background and journey through HR tech 03:20 - The fun side: Dara's unexpected past as a restaurateur 05:45 - The impact of personal tragedy: Creating a foundation for brain tumor support 08:34 - The hidden threat: Candidate fraud in the age of AI 09:49 - How AI can be used nefariously in recruitment 10:56 - Layers of fraud detection: From resumes to deep fakes 12:01 - The staggering cost: $600 billion from resume fraud 14:26 - Organizations' vulnerabilities: North Korea, bad actors, and real risks 15:36 - Balancing security with talent access: Where to draw the line 22:34 - Governance and compliance: IBM Watson's role in transparency 23:46 - Constant AI audits: Like having a doctor in your pocket 28:31 - Future of recruitment: From ATS to AI-native systems 29:55 - Building AI into the DNA from day one—code as policy 32:29 - The evolving role of recruiters: proactive, strategic, data-driven 33:53 - Societal impacts: Demographics, immigration, and big-picture workforce planning 36:10 - Dara's parting wisdom: Evolving trust, governance, and human oversight Final thought:The future of hiring is not just about smarter algorithms—it's about building a trustworthy system where technology and humanity work hand in hand. Stay vigilant, stay proactive, and never stop asking: are we doing this right? Because the stakes couldn't be higher.
In this episode of the World of Higher Education Podcast, host Alex Usher speaks with Georgi Stoytchev about the structure and future of higher education in Bulgaria.They discuss how the system evolved after the fall of socialism, the role of the Bulgarian Academy of Sciences as the country's main research hub, and Bulgaria's distinctive national university ranking system, which uses administrative and graduate earnings data and is linked to performance-based funding.The conversation also touches on a recent tuition fee controversy, the involvement of Gen Z in anti-corruption protests, and the demographic pressures that are likely to shape the future of Bulgarian higher education.
Check the episode transcript hereABOUT BRIAN BURKEBrian Burke is President / CEO of Praxis Capital Inc, a vertically integrated real estate private equity investment firm, which he founded in 2001. Brian has acquired over $1 billion dollars' worth of real estate over a 36-year career including over 4,000 multifamily units, over 1,600 senior housing units, and more than 700 single-family homes, with the assistance of proprietary software that he wrote himself. Brian has subdivided land, built homes, renovated a lakefront resort, and constructed self-storage, but his current focus is senior housing, specifically skilled nursing, assisted living, and memory care. Brian is the author of The Hands-Off Investor: An Insider's Guide to Investing in Passive Real Estate Syndications, and is a frequent public speaker at real estate conferences and events nationwide. THIS TOPIC IN A NUTSHELL: · Brian Burke's 36-year real estate journey· Selling down holdings ahead of the 2022 market reset· 2025–2026 outlook and where he sees opportunity by asset class· Why small multifamily can outperform in today's market· The pivot into senior housing: assisted living, memory care, and skilled nursing· Demographics + post-COVID distress creating a “bottom of cycle” setup· Buying below replacement cost: the per-bed basis advantage· Operator-first investing and structuring for operational risk · Cash flow, hold periods, and multiple exit paths · Raising capital: single-asset syndications vs. funds and “semi-blind pool” strategy· Sponsor vetting and real track record beyond IRR· Lessons learned: the power of partnerships and the danger of overleverage KEY QUOTE: “The best opportunities are created in chaos.” ABOUT THE WESTSIDE INVESTORS NETWORK The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication. The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com. We would like to thank our Sponsors: OffsitePros and MyMoneyWorksForMe #RealEstateInvesting #PassiveInvesting #PassiveIncome #CommercialRealEstate #CREInvestor #SeniorHousing #SeniorLivingInvesting #AssistedLivingInvesting #MemoryCareInvesting #SkilledNursingInvesting #MultifamilyInvesting #SmallMultifamily #RealEstateSyndication #RealEstateFund #AccreditedInvestor #InvestorEducation #DueDiligence #SponsorVetting #OperatorFirst #CashFlowInvesting #ValueAddRealEstate #ReplacementCost #MarketCycleInvesting #RiskManagement #CapitalRaising #PortfolioDiversification #InflationHedge #LongTermInvesting #WealthBuilding #FinancialFreedom CONNECT WITH BRIAN BURKE:Website: www.PraxCap.com LinkedIn: www.linkedin.com/company/praxcap , www.linkedin.com/in/praxiscapital Social Media: Facebook / X / PraxCap Instagram / Brian's Instagram Book: www.BiggerPockets.com/SyndicationBook CONNECT WITH US For more information about investing with AJ and Chris: · Uptown Syndication | https://www.uptownsyndication.com/ · LinkedIn | https://www.linkedin.com/company/71673294/admin/ For information on Portland Property Management: · Uptown Properties | http://www.uptownpm.com · Youtube | @UptownProperties Westside Investors Network · Website | https://www.westsideinvestorsnetwork.com/ · Twitter | https://twitter.com/WIN_pdx · Instagram | @westsideinvestorsnetwork · LinkedIn | https://www.linkedin.com/groups/13949165/ · Facebook | @WestsideInvestorsNetwork · Tiktok| @WestsideInvestorsNetwork · Youtube | @WestsideInvestorsNetwork
AI and Marketing is evolving at unprecedented speed. Organic Google search traffic is declining, while AI search tools are gaining share. Brands must rethink how they approach visibility and discovery.AI enabled Market Research now relies on multiple signal layers. AI models gather insights from open platforms, digital PR, brand mentions, and structured website content. Discovery is no longer limited to traditional SEO.Reddit plays a significant role in AI discovery. It provides authentic human discussions and real brand recommendations. AI systems frequently cite these conversations when generating answers. This makes community participation increasingly important.Technical optimization is also critical. AI must be able to properly read and interpret website content. Without correct formatting and configuration, brands risk being excluded from AI recommendations.Demographics are accelerating this shift. Younger users default to AI search tools. Over time, this behavioral change will increase AI-driven referral traffic.This episode explores how AI and Marketing strategies must evolve to remain competitive. Companies that act now will gain visibility. Those who hesitate may lose discoverability.
Our Hong Kong/China Transportation & Infrastructure Analyst Qianlei Fan discusses how China's travel industry is shifting from a post-pandemic rebound to a multi-year expansion.Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Qianlei Fan, Morgan Stanley's Hong Kong / China Transportation Analyst. Today, I'll share my thoughts on why travel is quickly emerging as one of [the] key drivers of China's economic rebalancing.It's Tuesday, March the 3rd, at 2pm in Hong Kong. I've just gotten back from my Lunar New Year trip to mainland China. With the longest Chinese New Year break in history, people were out roaming, exploring, laughing, and the whole country felt like it was buzzing with people on a mission to enjoy every minute. According to the Ministry of Culture and Tourism, total domestic tourism spending recorded a robust 19 percent year-on-year growth during the holiday. In fact, China's tourism industry isn't just rebounding after the pandemic. It's entering a structurally stronger phase, supported by policy tailwinds, demographic shifts, and a clear pivot toward experience-driven consumption. By 2030, tourism revenue could reach RMB 12 trillion – equal to roughly USD $1.7 trillion – implying 11 percent annual growth from the mid-2020s. Over the next five years, cumulative domestic and inbound revenue may approach RMB 50 trillion, or USD $7.2 trillion. That scale makes travel more than a cyclical recovery – it's becoming a core pillar of China's consumption-led growth. We expect tourism's share of GDP to rise to about 6.7 percent by 2030, up from 4.8 percent in 2024.Domestic travel remains the backbone. People aren't just traveling again; they're traveling more than before. Policy is reinforcing demand. Extended public holidays, new school breaks, and event-driven tourism are boosting activity. In 2025 alone, around 3,000 large-scale performances attracted more than 43 million attendees. And spending reflects that shift. Domestic tourism spending reached RMB 6.3 trillion in 2025, about 11 percent above pre-COVID levels. Even with slightly lower spend per trip, more frequent travel is lifting overall revenue.International travel is emerging as a second growth engine. By 2030, inbound travel could represent 16 percent of total tourism revenue. In late 2025, inbound visitor growth in major cities was up about 30–50 percent year-over-year, supported by expanded visa-free access, which now accounts for the majority of foreign arrivals. These visitors often stay longer and spend more. Outbound travel is strengthening too. International air traffic grew 22 percent in 2025, far outpacing domestic growth, and now contributes a meaningful share of airline revenue. Demographics and technology are reinforcing the trend. Younger consumers prioritize travel, while older households – with substantial savings – are beginning to spend more as services improve. At the same time, smart hotels, virtual reality attractions, and data-driven operations are enhancing engagement and willingness to pay. This isn't just pent-up demand. It's policy, demographics, technology, and supply aligning at once. – with travel at the center of China's consumption story.Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.
Some denominations are aging out. __________ For more resources to live like a Christian in this cultural moment, go to breakpoint.org.
On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about demographics, and how demographic shifts are going to influence housing over the next five years. Related to this episode: Rental vacancy data shows progress that can keep mortgage rates lower HousingWire | YouTube More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
What happens when a democracy is pushed to the brink? In this episode, we are joined by Dr. Ben Engel to explore the outrageous martial law declaration, the impeachment of President Yoon Suk Yeol, the life sentence, and the rise of the far-right in South Korea. We also explore the powerful concept of Min-sim (민심) and how ethno-nationalism is reshaping the country's democratic future. About the Guest: Benjamin Engel is an assistant professor of Korean Studies at Dankook University. He received his Ph.D. and Master's in International Studies from the Graduate School of International Studies, Seoul National University. He previously worked as a research professor at the Institute of International Affairs at Seoul National University and as a researcher at the Institute of Peace and Unification Studies and at the East Asia Institute. His recent academic publications include "Koreagate Revisited: ROK Government Lobbying on the Human Rights Issue" in Cold War History (2024) and "Making Amends: U.S. Public Diplomacy Efforts in the late 1980s to Address the Gwangju Democracy Movement" in Korea Journal (2024). Additionally, he has written several articles linking history to current affairs and analyses of US-ROK relations in various publications including East Asia Forum, The Diplomat, and Korea Pro and has been quoted in various media outlets including the Washington Post, Financial Times, and Korean Herald. Originally from United States and a graduate of the University of Missouri, he has been living and researching in South Korea since 2010. Public Profiles https://www.linkedin.com/in/benjamin-engel-73178443/ https://bsky.app/profile/benjaminaengel.bsky.social Discussion Outline 0:00 Explaining What Happened 5:00 How Dangerous Was It? 7:10 Why Did Yoon Do It? 11:40 Sentencing the President 16:40 Explaining Minsim 23:10 Ideology in Korea 27:25 Ethnonationalism in Korea 33:00 Gender and Demographics 37:00 Assessing Lee Jae Myung 43:00 Democratic Lessons for the US 47:15 Korean Culture 51:40 How Did Korea Become Democratic? 58:15 Recommendations Thanks to Patreon members: Bhavya, Roxanne Murrell, Sara B Cooper, Anne Brennels, Ell, Johnathan Filbert Join Patreon: https://www.patreon.com/c/user?u=62047873 David A. Tizzard has a PhD in Korean Studies and lectures at Seoul Women's University and Hanyang University. He writes a weekly column in the Korea Times, is a social-cultural commentator, and a musician who has lived in Korea for nearly two decades. He can be reached at datizzard@swu.ac.kr. Connect with us: ▶ Get in touch: datizzard@swu.ac.kr ▶ David's Insta: @datizzard ▶ KD Insta: @koreadeconstructed Listen to Korea Deconstructed ▶ Listen on iTunes: https://podcasts.apple.com/kr/podcast/korea-deconstructed/id1587269128 ▶Listen on Spotify: https://open.spotify.com/show/5zdXkG0aAAHnDwOvd0jXEE ▶ Listen on podcasts: https://koreadeconstructed.libsyn.com
Hype Haus Fitness is a thriving fitness studio in New Orleans, LA and the Founder, Sara Habetz, joined me to discuss her strategy as a thriving business owner. Sara is a long time member of The Friday Society Membership and she is such an incredible business owner who brings the best energy into her studio. We discussed how she is expanding into a new market with a totally new demographic and how she is approaching marketing and brand building into a new community. We covered how to leverage software automations without losing the human touch, Gen Z, and trusting her employees so she can focus on the bigger picture to scale Hype Haus. Sara is so inspiring and really understands the essence of owning a community driven business. This is a must listen!Download my app! It's a free marketing coach in your pocket. To keep up with me on instagram, follow me @alexagrowmybusinessTo join the The Friday Society Membership, click here To join my newsletter for free marketing advice, click hereTo view all of my free resources, click here!
With the world's lowest fertility rate and one of the fastest-aging populations, South Korea is confronting a shrinking workforce and mounting economic pressures. Immigration has become part of the policy conversation, but questions remain about how much it can help and how Korean society will adapt to diversity. In this World of Migration episode, our Lawrence Huang speaks with Juyoung Jang, chief of the Policy Research Department at the Migration Research and Training Center in South Korea, about the rapid shift from being a country of emigration to one of immigration. They discuss how migration to South Korea has evolved over the past decades, how the government is expanding pathways for workers and international students, and what challenges migrants encounter – from housing and language barriers to social acceptance. Looking ahead, they consider what the next 10 to 20 years could bring as immigration, integration, and demographic change reshape South Korean society.
What happens when technology starts automating and augmenting the cognitive tasks that form the backbone of many professions? The stakes are high: companies are reorganizing, workers are anxious, and major investors are pouring billions into models, chips and data centers. Meanwhile, governments face important decisions on how to minimize social disruption from AI, while maximizing economic gains. Explore which jobs are most exposed, what factors could boost productivity gains, and the steps governments are taking to manage the transition: https://www.moodys.com/ai-insights Host: Gabriel Agostini, Assistant Vice President, Credit Strategy and Research, Moody's Ratings Guests: Ana Rayes, Vice President, Senior Analyst, Moody's Ratings; Elisa Parisi-Capone, Vice President, Senior Analyst, Moody's Ratings Related Research: Artificial Intelligence – Global – AI productivity gains to hinge on demographics and occupational structures 23 Feb 2026 Artificial Intelligence – Global – AI will reshape the nature of labor, with varying social risks across economies 24 Feb 2026 © 2026 Moody's Corporation and/or its licensors and affiliates. All rights reserved. Go to www.moodys.com/pages/globaldisclaimer.aspx for complete legal terms and conditions governing use of Moody's information made available in this video. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Louise Byg Kongsholm explains in this episode that companies must navigate "trend stuffification" by distinguishing between short-term noise and long-term strategic patterns that address fundamental human needs. She advocates for life stage segmentation over traditional demographics and warns that AI should be treated as a tool rather than a business strategy to protect the essential human "creative spark". Louise Byg Kongsholm is CEO of pej gruppen – scandinavian trend institute, a company with more than 50 years of experience in decoding trends and making them actionable for Scandinavian companies.She works as a trend researcher, author, speaker and advisor across Scandinavia. She is also editor-in-chief of three professional magazines and has written several books on topics such as trend sociology, the future of retail, life stage segmentation and creativity. She is known for translating complex societal and cultural shifts into clear strategic insight.Her work centres on zeitgeist analysis, megatrends and consumer behaviour, with a strong focus on how uncertainty, values and cultural change shape markets and everyday decision-making. Rather than treating trends as isolated phenomena, she analyses patterns, signals and underlying drivers. From this perspective, colour is not a discipline in itself, but a visible expression of deeper cultural moods and collective states of mind.Support the showThank you for listening! Follow us through our website or social media!https://www.thecolorauthority.com/podcasthttps://www.instagram.com/the_color_authority_/https://www.linkedin.com/company/78120219/admin/
As experienced facility professionals retire and workforce demographics shift, the FM industry is approaching what many are calling a demographic cliff. In today's episode, host Wayne Whitzell is joined by researcher and associate professor Dr. Jake Smithwick to break down the data behind shrinking labor pools, rising safety risks and productivity challenges, and why so many new technicians are entering the field without hands-on experience. They explore the growing gap between generational work expectations, the critical role mentorship plays in knowledge transfer and retention, and how AI can act as a powerful support tool. Time Stamps:00:00 Introduction01:37 Meet Dr. Jake Smithwick01:56 Jake's Background and Experience03:46 The Role of IFMA in Jake's Career07:23 The Impact of Demographic Shifts12:06 COVID-19 and Workforce Changes17:48 Generational Differences in the Workforce21:16 Building Relationships with Experienced Colleagues21:36 The Urgency of Knowledge Transfer in FM22:18 IFMA's Facility Fusion Conference22:58 Opportunities for Young Professionals23:14 The Role of Authenticity in the Workplace26:32 The Impact of AI on Mentoring and Workforce27:21 Augmented Intelligence: A New Perspective on AI29:26 The Future of AI in the Workforce30:43 Mentoring: A Key to Job Satisfaction36:21 IFMA's Research and Data Collection40:13 Closing Thoughts and Future OutlookResources mentioned:Interested in having Jake speak at your next component meeting? Contact him at jake.smithwick@charlotte.eduFMJ article "Building Better Leaders in FM" https://fmj.ifma.org/building-better-leaders-in-fm Connect with Us:LinkedIn: https://www.linkedin.com/company/ifmaFacebook: https://www.facebook.com/InternationalFacilityManagementAssociation/Twitter: https://twitter.com/IFMAInstagram: https://www.instagram.com/ifma_hq/YouTube: https://youtube.com/ifmaglobalVisit us at https://ifma.org
California's housing crisis isn't a riddle; it's a chain reaction. We trace it from land policy and restrictive growth boundaries to code complexity, construction costs, and the quiet social fallout inside families, schools, synagogues, and neighborhoods. With demographers, advocates, and veteran builders around the table, we unpack why the median home price-to-income ratio ballooned, how the land share of a home soared past construction, and why four million people have left since 2000.We share the human side too. A sociologist reveals how rising housing costs cut synagogue membership nearly in half among families most likely to join, as tighter budgets crowd out camp and education. Advocates argue for choice—compact, walkable neighborhoods for those who want them and room for larger lots inland—while spotlighting how public meetings are dominated by a few voices. The call is direct: younger residents and employers must show up so councils hear the demand for attainable ownership and missing-middle homes.From the jobsite, developers explain what actually moves the needle. Modular manufacturing compresses timelines and slashes vertical costs, while disciplined preconstruction and fast pay keep trades engaged. We dig into how layered fire, structural, plumbing, and zoning codes shrink the set of buildable solutions, stalling adaptive reuse and office-to-housing conversions. The path forward blends targeted code modernization with strong enforcement, faster approvals, and a regional lens that points to the Inland Empire's scale, jobs pipeline, and remaining land as the state's most realistic release valve.We close with a grounded view on homelessness: build dedicated supportive options at lower cost per bed, and simultaneously build far more homes for everyone to prevent people from falling into homelessness in the first place. If you care about affordability, mobility, and the future of California's middle class, this conversation offers a practical playbook—align land policy, simplify codes, cut build times, and reclaim the civic microphone.If this episode resonates, follow the show, share it with a friend who cares about housing, and leave a review with the one change you'd make in your city. Your voice helps build more homes.Support Our WorkThe Center for Demographics and Policy focuses on research and analysis of global, national, and regional demographic trends and explores policies that might produce favorable demographic results over time. It involves Chapman students in demographic research under the supervision of the Center's senior staff.Students work with the Center's director and engage in research that will serve them well as they look to develop their careers in business, the social sciences, and the arts. Students also have access to our advisory board, which includes distinguished Chapman faculty and major demographic scholars from across the country and the world.For additional information, please contact Mahnaz Asghari, Associate Director for the Center for Demographics and Policy, at (714) 744-7635 or asghari@chapman.edu.Follow us on LinkedIn:https://www.linkedin.com/company/the-feudal-future-podcast/Tweet thoughts: @joelkotkin, @mtoplansky, #FeudalFuture #BeyondFeudalismLearn more about Joel's book 'The Coming of Neo-Feudalism': https://amzn.to/3a1VV87Sign Up For News & Alerts: http://joelkotkin.com/#subscribeThis show is presented by the Chapman Center for Demographics and Policy, which focuses on research and analysis of global, national and regional demographic trends and explores policies that might produce favorable demographic results over time.
This week, we're fresh off the inaugural TG Macro Conference in Nashville, unpacking all the biggest takeaways ranging from commodity cycles, gold, miners, oil, rates, and market psychology. We also reflect on trading lessons, risk management, and why in-person macro communities matter more than ever. Enjoy! — Follow Tony: https://x.com/TgMacro Follow Jared: https://x.com/dailydirtnap Follow Quinn: https://x.com/qthomp Follow Felix: https://twitter.com/fejau_inc Follow Forward Guidance: https://twitter.com/ForwardGuidance Follow Blockworks: https://twitter.com/Blockworks_ Forward Guidance Telegram: https://t.me/+CAoZQpC-i6BjYTEx Join us at Digital Asset Summit 2026 in NYC March 24-26th! Use code FORWARD200 for $200 OFF! https://blockworks.co/event/digital-asset-summit-nyc-2026 — Coinbase crypto-backed loans, powered by Morpho, enable you to take out loans at competitive rates using crypto as collateral. Rates are typically 4% to 8%. Borrow up to $5M using BTC as collateral and up to $1M using ETH as collateral. Manage crypto-backed loans directly in the Coinbase app with ease. Learn more here: https://www.coinbase.com/onchain/borrow/get-started?utm_campaign=0126_defi-borrow_blockworks_FG&marketId=0x9103c3b4e834476c9a62ea009ba2c884ee42e94e6e314a26f04d312434191836&utm_source=FG — Timestamps: (00:00) Intro (01:42) Inaugural TG Macro Conference (08:27) Demographics, Debt & Hard Lessons (12:18) Oil, Commodities, Miners (18:54) Gold, Energy & Commodity Cycles (24:21) Rates, Bonds & Global Markets (26:28) Ads (Coinbase) (27:21) Warsh, Yields, Bull Markets (33:09) Market Psychology & Bull Case For America (41:08) Final Thoughts — Disclaimer: Nothing said on Forward Guidance is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are opinions, not financial advice. Hosts and guests may hold positions in the companies, funds, or projects discussed. #macro #investing #markets #stocks #stockmarket
Defining Israel's Deep Political and Demographic Divides. Peter Berkowitz clarifies crucial definitions in Israelipolitics, explaining why a one-state solution would destroy Israel's democratic and Jewish character. He outlines how traditional left-right divisions have morphed into pro- or anti-Netanyahu factions, heavily influenced by religious demographics and the ultra-Orthodox community's contentious role in military service. #101900 SAINT LAWRENCE
What's up, lil tumbleweeds? Much like actual tumbleweeds, we are very pleased that you're here and that you exist! Today we're talking about Whatcha Watchin' and as always, invite you to share whatCHUR watchin'! Which work featuring the iconic Catherine O'Hara are YOU revisiting? Are we watchin' Housewives? Traitors? Should Lindy invite Tood Barry to her New York book tour events? (Pre-Order Adult Braces in hardcover so that Lindy's career is still good!!!)Plus, we have a new segment drop! It's called… ❤️
The American Midwest is facing an existential threat—not from outside forces, but from within. Population decline, aging communities, and shrinking tax bases are creating what researcher Dr. Jonathan Burkham calls a "demographic winter." But there's a solution hiding in plain sight: immigration.In this episode, Lauren Clarke sits down with Dr. Burkham, author of the new book “Migrant Midwest: The Case for Immigration and Economic Growth in the American Heartland,” to explore how the region that once defined American industry and culture has become the least foreign-born area of the country. The conversation traces the Midwest's transformation from an immigration magnet—where 87% of Milwaukee's population at the turn of the 20th century were immigrants or their children—to today's demographic crisis.Dr. Burkham presents a data-driven case for place-based immigration policy modeled after Canada's Provincial Nominee Program, allowing Midwest states to sponsor immigrants based on local economic needs in manufacturing, healthcare, and beyond. The discussion tackles political rhetoric versus economic reality, immigrant retention, and the fundamental choice facing America: continue growing as a global power, or manage decline like Japan. With evidence showing immigrants are net contributors who assimilate across generations, this conversation reframes immigration as the Midwest's lifeline.HOST: LAUREN CLARKEGUEST: Dr. Jonathan Burkham, Associate Professor of Human Geography, University of Wisconsin-WhitewaterAuthor of Migrant Midwest: The Case for Immigration and Economic Growth in the American Heartland NEWS NERD: ROB TAYLORPRODUCER: ADAM BELMARResource Links:Migrant MidwestThe Case for Immigration and Economic Growth in the American Heartlandhttps://www.bloomsbury.com/us/migrant-midwest-9798216276098/
In this episode of One in Ten, host Teresa Huizar welcomes Dr. Brian Allen, professor in the Department of Pediatrics at Penn State, to discuss what motivates problematic sexual behavior (PSB) in children and youth and what the research shows. Allen explains his path into the field and why he conducted a meta-analysis—combining results across studies to create a much larger dataset (about 9,000 children) and examine the strength of associations across age, gender, and different risk factors.Time Stamps Time Topic 00:00 What Drives Problematic Sexual Behavior (PSB) in Kids? (Episode Intro) 01:15 Meet Dr. Brian Allen + How He Got Into PSB Research 02:54 Meta-Analysis 101: What It Is and Why It Matters for PSB 05:26 Beyond the Assumption: Is PSB Always Linked to Sexual Abuse? 07:24 Who's Affected? Gender & Age Patterns in the Data 08:41 Age Matters: Developmental Motivations, Curiosity & Online Exposure 14:01 Why Parents Struggle to Talk About Sex, Boundaries & Prevention 16:44 What the Meta-Analysis Found: PSB's Link to Sexual Abuse (and How to Ask) 19:00 Physical Abuse, Dysregulation & Coercion: A Surprising Strong Correlate 25:35 Screening & Mental Health: Externalizing vs Internalizing Problems 29:01 Big Research Gaps: Cross-Cultural Data, Developmental Pathways & Social Media 32:12 What's Next: New Assessment Tool, Longitudinal Studies & Treatment Trials 33:38 Key Takeaways for Clinicians: Treatable, Low Risk, Don't Go Punitive 36:22 Reframing These Kids + Resources, Training, and Closing 39:10 Final Thanks & Where to Learn More ResourcesProblematic Sexual Behavior Among Children: A Meta-Analysis of Demographic and Clinical Correlates | Research on Child and Adolescent Psychopathology | Springer Nature LinkSupport the showDid you like this episode? Please leave us a review on Apple Podcasts.
Church Answers researcher Ryan Burge recently released a stunning and sobering report on the ages of congregants of various denominations. It's not a pretty picture. Many churches will soon die or become moribund because of one simple factor: their church members are dying and not being replaced. Jess and Thom examine four aspects of this demographic decline and death. The post When the Average Age Lies: The Demographic Tipping Point appeared first on Church Answers.
The Michael Yardney Podcast | Property Investment, Success & Money
What if I told you that one of the most significant demographic shifts shaping our cities, our housing markets, and even our social lives over the next few decades… isn't migration, isn't birth rates, and isn't ageing? It's something far more personal. In today's show, Simon Kuestenmacher and I are talking about a silent revolution - the rise of the single-person household. More Australians than ever are living alone, and it's not just retirees or Gen Zs in tiny apartments. From the newly single at 54 to the solo 29-year-old navigating life on their terms, this trend is redrawing the blueprint of modern life and reshaping the housing market in a way most people aren't even noticing. Our conversation highlights how modern living is evolving, with more individuals choosing to live alone and the need for appropriate housing solutions to accommodate these changes. Takeaways The rise of single-person households is reshaping the housing market. Younger generations are delaying traditional milestones like marriage and homeownership. Older generations are increasingly living alone due to longer life expectancies. Loneliness can have serious mental health implications for single individuals. International students contribute to the demand for single-person housing. The housing market needs to adapt to the growing number of single households. Communal living options are emerging but face management challenges. Demographic trends are crucial for understanding future housing demands. Investors must consider these demographic shifts in their strategies. The future of living arrangements will likely be more flexible and individualistic. Links and Resources: Answer this week's trivia question here - https://www.propertytrivia.com.au/ • Win a hard copy of How to grow a multi-million dollar property portfolio in your space on. • Every entry receives a copy of a fully updated Michael Yardney Property Report. Michael Yardney Join Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people. Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
Stay informed on current events, visit www.NaturalNews.com - Bright Videos News Introduction and AI Inflection Point (0:10) - BrightVideos.com Platform Overview (1:39) - AI Video Technology and Future Developments (5:23) - Chinese New Year and Gold and Silver Markets (13:02) - Political News and Palantir Hacking Allegations (18:08) - AI Infrastructure and Market Demand (24:46) - Health Ranger Store and Food Testing (31:02) - Dunning Kruger Effect and AI Job Replacement (35:13) - AI's Exponential Growth and Human Replacement (55:06) - AI's Connection to Morphic Fields (1:07:37) - Morphic Fields and AI Intelligence (1:22:07) - Human Cognition and Power Consumption (1:26:36) - AI Efficiency and Future Projections (1:34:01) - Advancements in AI Technology (1:34:21) - Philosophical Implications and AI Capabilities (1:36:59) - Decentralization of Creativity (1:43:49) - Challenges and Opportunities for AI in Media (1:52:37) - Ethical Considerations and Intellectual Property (1:55:34) - The Future of AI in Entertainment (2:11:08) - Impact on Hollywood and the Media Industry (2:23:10) - Hollywood's Fake News and AI's Real Potential (2:23:49) - The Decline of Hollywood and the Rise of AI (2:48:47) - Conservative AI Illiteracy and Job Replacement (2:52:05) - The Role of Religion and Demographics in AI Skepticism (3:07:14) - The Cultural and Educational Barriers to AI Adoption (3:20:39) - The Future of AI and Its Impact on Society (3:36:27) Watch more independent videos at http://www.brighteon.com/channel/hrreport ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:
Justin Moon leads the open source ai initiative at the Human Rights Foundation.Justin on Nostr: https://primal.net/justinmoonHuman Rights Foundation: https://hrf.org/program/ai-for-individual-rights/Easy Open Claw Deployment: https://clawi.ai/EPISODE: 191BLOCK: 936962PRICE: 1473 sats per dollar(00:01:35) Justin Moon and early show memories(00:03:52) OpenClaw(00:04:16) Agents change how we use computers(00:07:07) OpenClaws light bulb moment(00:09:25) Agents as UX glue for Freedom Tech(00:10:00) HRF AI work, self-hosting breakthrough, and running your own stack(00:12:50) AI simplifies hard Bitcoin UX: coin control, backups, photos(00:14:22) OpenClaw + OpenAI: does it matter?(00:16:01) AI leverage for builders: open protocols win(00:19:22) Positive feedback loop: agents and open protocols(00:20:14) Costs vs privacy: local models, token spend, and KYC walls(00:23:15) Local hardware economics and historical parallels(00:27:20) Will capability gaps narrow? Mobile and on-device futures(00:29:56) Cutting-edge vs private setups; data lock-in and training moats(00:31:53) Competition, regulation risks, and hidden capabilities(00:34:05) Chinas open models: incentives, biases, and global adoption(00:38:56) American and European open models; Big Tech dynamics(00:40:56) Apple, hardware positioning, and agent UX form factors(00:42:48) Googles advantage: data, integration, and vertical stack(00:44:32) Acceleration ahead: productivity leaps and societal shifts(00:45:21) Jobs, layoffs, and disruptive labor realignment(00:47:55) From global commons to gated neighborhoods: bots and slop(00:50:21) Nostr as local internet: webs of trust and bot filters(00:51:57) Cancel culture contagion and shrinking public square(00:54:59) Demographic decentralization and small-town resilience(00:55:00) Lean platforms: X/Twitter staffing as canary(00:56:59) Universal high income: incentives and realism(00:58:48) Prepare your household: seize tools, avoid flat feet(01:01:01) Marmot DMs over Nostr: agents need open messaging(01:03:11) Building Pika: encrypted chat and voice over Marmot(01:07:00) Generative UI and real-time media over Nostr(01:10:07) APIs, bans, and why open protocols become the convenient path(01:14:02) Future gates: Bitcoin paywalls, webs of trust, or dystopian KYC(01:17:19) Getting started: try OpenClaw safely and learn by play(01:22:14) Agents, Cashu, and Lightning UX: bots as channel managers(01:25:10) Federations run by machines? Enclaves and AI guardians(01:27:50) Maple, Vora, and bringing self-sovereign AI to mainstream(01:29:00) Security kudos and caveats; Coinbase and cold storage(01:30:02) Justins education plan and upcoming streamsmore info on the show: https://citadeldispatch.comlearn more about me: https://odell.xyz
In his opinion piece published in Al Jazeera, titled “Here's Why Israel Is Allowing Record Murder Rates in Its Palestinian Towns,” Dr. Neve Gordon argues that the crime epidemic within Palestinian communities inside Israel is not merely a failure of governance, but part of a broader political strategy. He contends that the state has effectively allowed violence to escalate while simultaneously weaponizing accusations of anti-Semitism to intensify Jewish fear. Gordon characterizes this dynamic as a form of “demographic engineering.” Dr. Neve Gordon is a Professor of International Law at Queen Mary University of London. He is the author of "Israel's Occupation" and co-author of "The Human Right to Dominate."
PeDRA Fellow Hannah Chang hosts a roundtable discussion with Dr. Jillian Rork and Dr. Deepti Gupta about a recent publication titled: Prevalence and Demographics of Psoriasis in the Down Syndrome Population: A Cross-Sectional Analysis Using the Epic Cosmos Dataset. This article was published in the Journal of the American Academy of Dermatology in September 2025.Tell us about you by taking this 1-question survey!
Welcome to episode 318 of Grow Your Law Firm. In this episode, Ken is joined by David Klein, Director of Business Development at ConsulTV. David brings over 20 years of experience in marketing and digital advertising to the table, and now focuses on helping law firms transition from traditional TV advertising to the rapidly growing world of streaming TV and OTT (over-the-top) content. At ConsulTV, David helps law firms make the most of this shift in viewership, creating tailored, cost-effective strategies that deliver measurable results. David explains how streaming TV works differently from traditional broadcast and cable TV, especially in terms of targeting, pricing, and attribution. He also shares valuable insights into how law firms can maximize their ad spend, improve their brand awareness, and track consumer engagement through data-driven strategies. Whether you're new to streaming or looking to optimize your existing campaign, David's insights will help law firms navigate this changing landscape with ease. What you'll learn in this episode: The Shift from Traditional TV to Streaming - Why more people are watching streaming TV over linear broadcasts - How law firms can capitalize on this trend Understanding Targeting and Demographics in Streaming - How streaming platforms offer targeting based on data, demographics, and consumer behaviors - Reaching the right audience through advanced targeting features Avoiding Common Pitfalls in Streaming Campaigns - Why CPM (cost per thousand views) isn't the only metric to focus on - How to measure success through audience engagement and conversion tracking Building a Successful Streaming TV Strategy for Law Firms - How law firms can integrate streaming TV into their marketing mix - Understanding the importance of frequency, reach, and consistent branding in building long-term success Maximizing Your Marketing ROI with Streaming - How to effectively allocate your budget for maximum results - Why consistent exposure is key to increasing conversions over time Resources: Website: consult.tv LinkedIn: linkedin.com/in/davidkleinstreamingtv Facebook: facebook.com/Consult.tv Additional Resources: https://www.pilmma.org/the-mastermind-effect https://www.pilmma.org/resources https://www.pilmma.org/mastermind https://calendly.com/jenna-pilmma/strategy-session-with-pilmma AI for PI Expo: www.pilmma.org/ai-for-pi-expo
The numbers don't lie.
In Part 1 of this two-part episode of the AgCulture Podcast, Paul Windemuller sits down with international swine consultant Todd Thurman to unpack the global forces reshaping the pork industry. From China's rapid transformation to consolidation, deconsolidation, and demographic decline, Todd explains why pork may be the clearest signal of where animal agriculture is heading next.Drawing on decades of experience across global pork systems, Todd challenges conventional narratives around growth, efficiency, and scale, and outlines why industry leaders must rethink long-held assumptions about demand, trade, and production systems in a rapidly changing world.MEET THE GUESTTodd Thurman is an international swine management consultant and the Founder & CEO of Swine Insights International. With over 25 years of global pork industry experience, Todd provides hard-hitting analysis of the challenges and opportunities facing animal agriculture.Having worked hands-on across 17 countries, Todd has partnered with some of the largest pork systems in the world, uncovering opportunities for improvement and helping organizations develop strategies to capture long-term value. In addition to his consulting work, Todd is a Strategic Foresight Practitioner and Demographic Analyst, whose research on geopolitical and demographic shifts in global food demand has served as a wake-up call for industry leadership.ABOUT THE PODCASTDiscover the world of agriculture with the "Ag Culture Podcast". This podcast will be a gateway for those passionate about agriculture to explore its global perspectives and innovative practices. Join Paul as he shares his experiences in the agricultural industry, his travels and encounters with important figures around the world. Available on YouTube, Spotify and Apple Podcasts.Subscribe at http://www.agculturepodcast.com and keep an eye out for future episodes, bringing insights and stories from the vibrant world of agriculture.(00:00) Introduction & global context(04:30) Why pork is a leading indicator(09:00) China's transformation and ASF(14:20) Consolidation and system fragility(19:10) Demographics and demand destruction(24:30) Efficiency ceilings in livestock(29:45) Transition to technology and foresight
Don and Tom step away from pure investing talk to explore how AI, layoffs, and stagnant wages are reshaping career paths—especially for young people and midlife career changers. Drawing on a Wall Street Journal article, they make the case that skilled trades and blue-collar careers are increasingly attractive alternatives to vulnerable white-collar jobs. They discuss service advisor roles, union trades, and apprenticeship paths, then pivot to listener questions on Robinhood bonuses, switching to financial advising later in life, and the risks of moving from AVGE to AVGV. Throughout, they emphasize self-knowledge, discipline, and long-term thinking—whether choosing a career or building a portfolio. 0:04 Why this episode is about earning money, not just investing 0:31 Encouraging parents to rethink college-only career paths 1:15 AI, layoffs, and the shrinking white-collar job market 2:32 Crash Champions and the rise of service advisor careers 3:31 Don's dealership days and why he left the car business 5:12 Learning to drive stick shift the hard way 6:46 Apprenticeships, $60K starting pay, and growth potential 7:34 Work-life balance in blue-collar vs. white-collar jobs 8:36 Why contractors struggle with communication and planning 9:05 Demand for skilled trades and handyman services 9:47 Labor shortages: factory, construction, and auto techs 10:36 Demographics and the retirement of skilled workers 11:35 Pensions, unions, and taking responsibility for retirement 12:45 Finding yourself in your 20s and career experimentation 13:04 New Tales Told plug and early radio career story 14:23 Listener: Robinhood bonuses and disciplined investing 15:41 Why Robinhood encourages risky behavior 17:23 Listener: Becoming a financial advisor at 55 18:31 Barriers to entry and starting an independent RIA 19:14 Why people skills matter more than math skills 20:45 How AI will reshape the advisory profession 22:07 Shift from brokerage to fiduciary advising 23:18 Listener: Switching from AVGE to AVGV 24:47 Risk tolerance and fund volatility 26:31 Splitting funds and managing behavioral risk Learn more about your ad choices. Visit megaphone.fm/adchoices
Once again this year there is a lot of controversy surrounding Sunday's Super Bowl Halftime show. A $2 million verdict is awarded to a victim of transgender care. And how will demographics impact the church over the next few decades? Segment 1 – Super Bowl LX Halftime Show One Million Moms urges Christians to boycott Bad Bunny's 'Queer Icons' Super Bowl halftime show Turning Point halftime show Segment 2 – Transgender Lawsuit Breakpoint article AMA statement Segment 3 – Future of the Church Ryan Burge Art Needs No Justification by Hans R Rookmaake Art and the Bible by Francie Schaeffer Saving Leonardo: A Call to Resist the Secular Assault on Mind, Morals, and Meaning by Nancy Pearcey Art and Faith: A Theology of Making by Makoto Fujimura ______________________ Make a gift by December 31 to help us form families, churches, and schools in the Christian worldview in 2026! Thanks to a generous grant, your gift will be doubled, up to $500,000. Give today at colsoncenter.org/november. Watch Truth Rising, now available at truthrising.com/colson.
In today's radio show, Meb breaks down why market-cap–weighted investing may be nearing its limits after an extraordinary run in U.S. stocks. He explores CAPE ratios near historic extremes, the quiet resurgence of gold and commodities, and why equal weight, value, and global markets are suddenly back in the conversation. To close, Meb explains how trend following and real assets can help investors navigate regime shifts. Note: this was recorded on January 29, 2026. (0:00) Starts (3:03) US stock market update (11:24) Global stock performance (18:03) The role of gold in asset allocation (27:52) Demographics of gold investors (35:47) One-fund portfolios & 351 conversions (42:07) Meb's travel plans ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more. ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here! ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Learn more about your ad choices. Visit megaphone.fm/adchoices
Texas has found itself in the spotlight over the past few days, and for pretty interesting reasons at that. First, we saw a Texas special election that flipped a deeply Republican district at the state level. In a seat Donald Trump carried by roughly 17 points, Democrats managed to pull off a low-turnout win. This was not a wave election, and pretending otherwise does not help anyone. Special elections are weird, electorates are tiny, and turnout models collapse. But the direction still matters.However, Republicans continue to rely on a coalition that is extremely Trump-centric. When he is not on the ballot, participation drops, especially among lower-propensity voters. Democrats, by contrast, have been showing up consistently in off-cycle contests. While that does not guarantee success in a general election year, it is enough to justify early anxiety. If Republicans cannot reliably mobilize their voters without Trump himself, Texas becomes less static than it has been for decades.Politics Politics Politics is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.That volatility should be a gift to Democrats. Instead, the Texas Democratic Senate primary is rapidly becoming a cautionary tale. Senator John Cornyn's seat is up, Ken Paxton is leading on the Republican side, and Democrats should be salivating. Paxton is polarizing, ethically radioactive, and deeply divisive. In theory, this is the opening Democrats have been waiting for.In practice, the primary is turning ugly. James Talarico, a rising star with genuine crossover appeal, now finds himself in a five-alarm crisis after a viral allegation that he described Colin Allred as a “mediocre Black man” while expecting to face him in the race. The context, the intent, and the precise wording are now almost secondary. What matters is that the damage landed squarely where a Texas Democrat cannot afford it: trust with Black voters.Colin Allred's response was not subtle. He went directly at Talarico, endorsed Jasmine Crockett, and framed the controversy as a racial and moral failing, not a messaging mistake. Talarico's apology attempted to split the difference, acknowledging poor phrasing without directly calling the accuser a liar. That move may have been legally cautious, but politically it validated the outrage. With the primary weeks away and a runoff likely, Democrats are now locked into a prolonged intraparty fight that makes the eventual nominee weaker, not stronger.Zooming out, this is why Texas continues to torment Democrats. Structural conditions occasionally line up. Republican candidates overreach. Demographic change inches forward. But the moment opportunity appears, the coalition turns inward. Instead of clearing the field and running a disciplined campaign against Ken Paxton, Democrats are now litigating identity, intent, and trust in public.The tragedy here is not ideological. It is tactical. Texas Democrats do not need a perfect candidate. They need a boring one who does not give voters a reason to hesitate. Every additional week spent tearing down a potential nominee is a week Paxton gets for free. If Democrats manage to lose this race, it will not be because Texas is unwinnable. It will be because they couldn't get out of their own way.Chapters00:00:00 - Intro00:02:37 - Drama in Texas00:18:02 - Michael Cohen on Texas, Midterms, and More00:38:36 - Update00:38:52 - Clintons00:41:00 - Shutdown00:43:15 - Republicans' House Margin00:44:22 - Michael Cohen on Texas, Midterms, and More, con't01:19:52 - Wrap-up This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.politicspoliticspolitics.com/subscribe
Patrick on the fallout of feminism in American institutions and the fairness of transgender athletes in women’s sports, with commentary from Helen Andrews and collegiate runner Madison Kenyon. Patrick threads together cultural analysis, faith-driven advice, and real-life stories, moving the hour with urgency, empathy, and a few unexpected notes. Audio: Helen Andrews on feminism - 1. Feminization isn't neutral—in key institutions, it's actively harmful. 2. Demographic feminization → substantive feminization - https://x.com/newstart_2024/status/2017319229259686276?s=46&t=m_l2itwnFvka2DG8_72nHQ (04:45) Audio: Madison Kenyon’s case for excluding biological males from female sports from CNN with host Brianna Keilar - 3min - https://x.com/dineshdsouza/status/2011204762717602270 (11:17) John - Is it ok to get the Tdap vaccine? Is this morally acceptable? (27:26) Candace - I was watching Congress asking woman if men can get pregnant and she couldn't answer the question. I just don't get it. It is just a shame that people not just women can’t answer simple questions like this. (29:51) George - We can't seek fellowship apart from the One Loaf. How can he get fellowship if he separates himself? (35:54)
Ann Stevenson-Yang and Gordon Chang comment on the low spirits and isolation of mainland Chinese singles, examining the demographic and social crisis as young people struggle with loneliness and economic pressures.