Podcasts about Bali

In this week's episode, Christians will persecute THEMSELVES if were not gonna do it, Republicans warn us that dinosaur demons are eating the cats and dogs, and Don Ford will be here for more of the Bible's “yadda yadda yadda” chapters.---To make a per episode donation at Patreon.com, click here: http://www.patreon.com/ScathingAtheistTo buy our book, click here: https://www.amazon.com/Outbreak-Crisis-Religion-Ruined-Pandemic/dp/B08L2HSVS8/If you see a news story you think we might be interested in, you can send it here: scathingnews@gmail.comTo check out our sister show, The Skepticrat, click here: https://audioboom.com/channel/the-skepticratTo check out our sister show's hot friend, God Awful Movies, click here: https://audioboom.com/channel/god-awful-moviesTo check out our half-sister show, Citation Needed, click here: http://citationpod.com/To check out our sister show's sister show, D and D minus, click here: https://danddminus.libsyn.com/Report instances of harassment or abuse connected to this show to the Creator Accountability Network here: https://creatoraccountabilitynetwork.org/---Headlines:Meanwhile, Trump is ACTUALLY targeting churches: https://religionnews.com/2026/08/20/11-faith-groups-accuse-trump-administration-of-violating-court-order-while-spying-on-churches/Survivors Just Built the First National Database of Accused Protestant Abusershttps://relevantmagazine.com/current/survivors-just-built-the-first-national-database-of-accused-protestant-abusers/Pete Hegseth is bringing Blue Bonnet like bullshit to military schools: https://www.friendlyatheist.com/p/pete-hegseth-is-bringing-christianSwiss Tourist Sentenced to Prison After Violating ‘Day of Silence' in Bali: https://www.nytimes.com/2026/08/21/travel/bali-swiss-tourist-nyepi.htmlThe GOP nominee for governor of Illinois doesn't want to talk about his Creationist beliefs: https://www.friendlyatheist.com/p/the-gop-nominee-for-governor-of-illinoisColorado GOP Gov Nominee Claims to Have Battled ‘Demons' With ‘Reptilian' Eyes: https://talkingpointsmemo.com/news/colorado-gop-gov-nominee-claims-to-have-battled-demons-with-reptilian-eyes

Listen to Part 1 HERE. This week, we continue exploring the journey from victimhood toward healing, reclaiming, and becoming the chooser. After betrayal trauma, it can be difficult to trust anyone—including yourself. You may question your intuition, your decisions, your body, your memories, and even your ability to know what is healthy.In this episode, we explore the Reclaimer and Chooser stages, including:Discovering what healthy means for youSeparating yourself from your trauma, thoughts, body, and emotionsLearning to trust yourself and have your own backRecognizing that you have optionsCreating a future that isn't dictated by your traumaYou are not your trauma. You can reclaim. You can choose. You can define what healthy looks like for you.We'd love to hear from you!Fill out this brief survey to let us know your feedback about the podcast!INTENSIVES COMING UP!***Use code PODCAST150 to get $150 off any Choose intensive or retreat in 2026!***Revive and Thrive Somatic  Intensive for Women - Join us for a transformative four-day somatic healing intensive for women carrying trauma and tension in their bodies. Experience gentle release through expert-guided breathwork, brainspotting, energy healing, and nature immersion as you reclaim your body. Intensive is October 6-9, 2026 in Spanish Fork, Utah. Awakening the Man Within - Join us for a powerful four-day experience designed to help men release shame, old patterns, and what the body still carries, so they can step into greater strength, authenticity, and peace. Come ready to go deeper, reconnect with yourself, and experience the power of healing alongside a brotherhood of men who are doing the same. Learn more about our Bali intensive for women happening in April 2027!

Connect With ChazMark Podolsky spent years in investment banking with a 45-minute commute each way, buying things he did not care about to impress people who were not thinking about him. Then he started going to tax deed auctions on the side and buying raw undeveloped land for pennies on the dollar. He never looked back.Today Mark has done over 6,000 land deals, takes the entire month of July off every year to stress-test his team, travels globally at will, and runs what he calls a passive income machine built on three things: other people's time, software and automation, and other people's money. In this conversation with Chaz Wolfe, Mark walks through his entire land investing model step by step, explains why defaults are not actually a problem, why raw land is the most boring and least competitive niche in real estate, and why the only real mistake is stopping deal flow when you get scared.Key Takeaways:Raw land is an inefficient market. There is no MLS for dirt. Value is what a buyer and seller agree to. That inefficiency is the opportunity.Nobody wakes up thinking this is glamorous. That is the point. No HGTV show. No big money competition. No hedge funds. You and a million other investors could all be in this niche and run out of money before running out of deal flow.The model in one sequence: find a motivated seller with back taxes, offer 25 cents on the dollar of the lowest comparable sale, do due diligence for $11, buy it free and clear, sell it on terms to the neighbor or a buyer pool, collect a down payment and $297 a month for 72 months at 9 percent interest. No tenants. No rehabs. No renovations. No rodents.Defaults are not a disaster. They are a reset. The asset stays in your name under a land contract. You keep the down payment and all prior payments, lower your cost basis, and resell it. Sometimes defaults improve your ROI.The biggest mistake: fear-based decision making that stops deal flow. There is a 6-week lag between sending offers and getting responses. Stopping offers while you wait to sell inventory is how people stall the machine. In 20-plus years, Mark has never been stuck with a piece of land that would not sell at the right price.Entrepreneurs get bored with what works and go looking for the next county, the next niche, the next idea. The county that is making you money does not need to be replaced. It needs to be worked.Solo economic dependency is the trap. If you stop working, you stop making money. The land model solves that. $297 a month does not care whether you are at the office or in Bali.Freedom is not a number. It is a ratio. Mark's definition of enough: passive income at 200 percent of fixed expenses. Once you know your number, everything is just a game you choose to play.The happiest people have the best relationships. Money removes the biggest source of stress in a marriage and a family. It does not buy happiness. It buys the conditions for it.90 percent of the land business can be automated with inexpensive virtual assistants and software. The more automated the machine, the less valuable the owner needs to be to keep it running.If you are a contractor business owner doing $1M+ and you feel stuck in the day-to-day, we built GTK for you.Through peer mastermind and 1:1 coaching, we help you:increase profitinstall real systemsbuild a team that runs the businessget your time backVisit www.gatheringthekings.com for information on how to apply.Connect with Chaz Wolfe (Host):WebsiteFacebookInstagramLinkedInYouTubeProfit Starts with Better Books!Clean books. Clear reports. Monthly bookkeeping built by business owners, for business owners.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showLike what you heard? Share this episode with a friend and leave us a review on Apple Podcasts or Spotify! Join the conversation by visiting GatheringTheKings.com and apply to connect with other high-performing entrepreneurs and their families.

ON TODAY'S SHOW: Azura confesses the embarrassing thing she does when she's had a few drinks, and some of our listeners do some even crazier things! Charlie reveals the thing his son did in Bali that made him realise his kids are WAY too comfortable. Timecodes: 00:00 Intro 04:42 Drunk Kryptonite (Azura's Confession) 13:22 Kids Getting Too Comfortable For more, follow our socials: Instagram Facebook TikTok See omnystudio.com/listener for privacy information.

The girlboss era is officially dead. But did we swing too far in the other direction?For years, we were told to hustle harder, optimize ourselves, build the business, chase the dream, and wear burnout like a badge of honor. Then came the backlash... the soft life, quiet ambition, anti-work, and the idea that maybe we should just give it all up and move to Bali.But y'all… where is the middle?Today, I'm talking about what girlboss culture got right, what we were sold that was completely wrong, and why I don't think the answer to hustle culture is giving up on ambition altogether. We Chat About:Why girlboss culture and hustle culture ultimately led so many women to burnoutHow the soft life and performative rest became the backlash to constant hustlingThe difference between optimizing yourself and building better systems around your goalsWhy social media gives us such an unrealistic picture of both success and restWhat entrepreneurship actually looks like behind the scenes right nowHow to define ambition, success, work, and rest on your own termsIf you're tired of feeling like you have to choose between being the girlboss who works herself into the ground or giving it all up for the soft life… if business feels harder right now and you're wondering if you're doing something wrong… if you're trying to figure out what ambition looks like in this next chapter… this chat is for you.Connect with Nicole:On Substack: https://nicolewaltersofficial.substack.com/On Threads: https://threads.net/nicolewaltersOn YouTube: http://nicolewalters.com/youtubeEpisode Sponsors:Use code NICOLE at checkout for 15% off your entire order at www.vionicshoes.com when you log into your account. 1 time use only.Explore viral bestsellers and products for healthier hair of ALL types at baskandlatherco.com.Go to http://bioptimizers.com/nicole and use code NICOLE to get 15% off your entire order and a free travel size bottle of Masszymes - BiOptimizers' best-selling digestive enzyme — added to your order. This is a limited time offer and while supplies last.Ready to reach your goals? Visit forhers.com/nicole to get personalized, affordable care that gets you.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Unconventional ways you met your partner. Bali is no joke. Fridayoke - Africa by Toto. Are we older than the first text message? Bree Tomasel & Clint Roberts on ZM - find us @breeandclint on Instagram, Facebook and TikTok.See omnystudio.com/listener for privacy information.

On this episode of the Canterbury-Bankstown Clubcast, the boys don't hold back on the biggest questions hanging over Belmore. • Is Gus fumbling the bag on Jacob Preston with an offer the boys call disgusting? • Josh Reynolds finally spills on the Bali scooter secret he was told never to tell • The Reed Mahoney call that Dave still won't admit was a mistake • Why Mitchell Woods is being shipped to LA and what Red Bull has to do with it Can’t find your team?

Brought to you by Up! The Bank That's Got Young Aussies' Backs...Piter Panjaitan is a Bataknese surfer and philanthropist from Sumatra. He runs an orphanage in Bali and has risen to prominence speaking truth to power and defending Indonesian people and the environment from exploitation. You can follow him here and his orphanage and philanthropic projects here. See omnystudio.com/listener for privacy information.

Free Coaching Talk: Schedule your free fit talk and get moving in the right direction for your body and goals: https://calendly.com/kindal/fww-lux-consult  She quit her secure nursing job to study Yoga in Bali and India. Was it worth it and how was is possible? A heart to heart sit-down chat with Prema Life Wellness's Tina Lee.  Connect with Tina: Prema Life Wellness: https://www.premalifewellness.com IG: https://www.instagram.com/tinaleyoga If you found this episode interesting, please share it with your circle and make sure to subscribe so you don't miss next week's episode! Let's Connect: IG: https://www.instagram.com/kindalboylefitness/  Email: Kindal@fitwomensweekly.com  YT: https://www.youtube.com/@Fit-Womens-Weekly  TT: https://www.tiktok.com/@trainerkindal 

Betrayal can leave you feeling powerless.You may stop trusting your partner. You may stop trusting yourself. You may wonder what's wrong with you, blame yourself for what happened, or believe that things will never get better.But there is a difference between being victimized and remaining stuck in victimhood.You'll learn:How self-blame and shame can keep you feeling powerlessWhy “if they would just change” gives away your agencyHow boundaries can help you reclaim your powerHow to recognize your own growth, even when you don't feel healed yetWe'd love to hear from you!Fill out this brief survey to let us know your feedback about the podcast!INTENSIVES COMING UP!***Use code PODCAST150 to get $150 off any Choose intensive or retreat in 2026!***Courage to Thrive - Join us for this healing retreat for women who have experienced betrayal trauma. It offers a safe, supportive space to process pain, reconnect with yourself, and begin moving forward with strength and hope. Through guided workshops, therapeutic support, and restorative experiences, women leave feeling seen, empowered, and less alone. August 25-28, 2026 in Spanish Fork, Utah. Revive and Thrive Somatic  Intensive for Women - Join us for a transformative four-day somatic healing intensive for women carrying trauma and tension in their bodies. Experience gentle release through expert-guided breathwork, brainspotting, energy healing, and nature immersion as you reclaim your body. Intensive is October 6-9, 2026 in Spanish Fork, Utah. Awakening the Man Within - Join us for a powerful four-day experience designed to help men release shame, old patterns, and what the body still carries, so they can step into greater strength, authenticity, and peace. Come ready to go deeper, reconnect with yourself, and experience the power of healing alongside a brotherhood of men who are doing the same. Learn more about our Bali intensive for women happening in April 2027!

Ajax en Feyenoord presenteren Spaanse backs, Cambuur versterkt zich met een voormalig jeugdspeler van AS Roma, Joël Piroe vertrekt definitief naar zijn geliefde Championship terwijl Parrott zich wellicht mag opmaken voor Champions League-voetbal, Thijs Dallinga gaat naar de Bundesliga en Jort van der Sande heeft het naar zin op Bali met een ware Nederlandse enclave. Dat en meer bespreekt Yordi Yamali aan tafel met Alain van Hilten.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dree Taylor is back, and apparently all we needed was a cocktail and a microphone to cover every possible topic known to womanhood.We start with a truly unhinged edition of Weird Sex featuring jewelry made out of semen (yes, you read that correctly), then head to Westeros to discuss dragons, questionable family trees and why Kiki still needs somebody willing to cut a head off on her behalf. From there, we get into the Housewives friendship fallout, men with multiple wives, childhood crimes involving acorn pies, and whether there should be a statute of limitations on airing your ex out online.Somehow, we also end up planning Kiki's funeral—complete with a hologram, a snatched casket body, possible haunting privileges and a plan to turn her ashes into a diamond. Because obviously. Then we get a little serious about friendship when a listener asks what to do when she realizes she may be the only thing keeping her friend group alive. Is it time for an honest conversation…or time to let that group chat die in peace? Plus: moving woes, air-mattress celibacy, and a little Bali temptation for anybody who wants to join the girls' trip. Pour something strong.**Cheers to the girls' weekend!**

Why do you keep procrastinating on the life you say you want? In this episode of Alignment Academy, Kristen shares the real reason most people never reach their goals — and it isn't talent or laziness. It's fear, and your capacity to hold stress in your body.She breaks down why building a business (or chasing any big dream) triggers every inner child wound you have — fear of being seen, rejection, judgment — and why awareness alone never creates change. Then she gets raw with the full story of losing $7,000 on a retreat house days before her Bali retreat, and exactly how she regulated through the panic instead of folding.If you're tired of self-sabotaging and half-starting, this one shows you how to actually keep taking action.

Hello Groovers, This week's Liquid Sunshine is unapologetically sexy—house music built on horny horns and sultry saxophones that do exactly what they're designed to do: seduce, tease, and turn you on. From "I Love Sax In NY" to The Latin Vision's intoxicating brass arrangements, these tracks understand that sex and music are inseparable on the dancefloor—Prince knew it when he called Candy Dulfer for that saxophone urgency, and every producer on this show knows it too. It's two hours where the horns are throbbing, the sax is sinuous, and the whole vibe is about one thing: getting close to someone and letting the music do what it does best—make bodies move together with pure sexual energy and unrestrained desire. Clickety Click on the link to listen Oh yeah, good times! Deejay Maarten Vlot SC Tracklist The Bombers - Get Dancing Freddie James - Dance Little Boy Blue Azoto - San Salvador Beatchuggers - Just Can't Stop Jask pres. The Thaisoul Orchestra - The Latin Vision The Lab Rats - Music Is My Way Of Life (Dub Version) Backroom Boys - Can't Get Over (Sha's Vocal Mix) Sound of Joy - Now Or Never E-Smove Feat. Michael White - I Hear Music Ronaldo's Revenge - Mas Que Mancada Known Chic - I Love Sax In NY The Doobie Brothers - Groovejet Train Junior Jack - Thrill Me Richard Earnshaw Feat James Vargas - Inside Out Full Intention Presents Deepdown - Give Me Your Love V-Block - Bass & Clap Spice - Brickhouse Chocolate Milk - Can't Judge A Book By It's Cover Bocs Grande - Push Adrian Calvet & Heymono - Grenache Black Chunes - Supernatural Put on your boogie pants and dancing shoes and come on down for some Liquid Sunshine. It's sexy music, for sexy people. Liquid Sunshine is a weekly radio show on 2XX FM in Australia, and The Face Radio in Brooklyn, USA, playing the best Deep Funk, Rare Groove, Disco & Beats - All The Good Stuff. And we also DJ out in the wild! We regularly do shows in Canberra, Sydney, Melbourne and along the Australian East Coast. 2025 will see us on the stages of the European summer festivals, the booths of the European night clubs and near the pools of Bali's finest venues. We are also a full service law firm to the music industry, providing advice to DJs, Producers, Musicians, Venues and Fetival Organisers. Link up, tune in and shake ya booty with Maarten Vlot - podcast, browse the socials, or get in contact via this link: https://linktr.ee/liquidsunshineradio or Stream live at The Face Radio, The Soul of Brooklyn https://thefaceradio.com every Friday 10pm – Midnite Brooklyn / 3am – 5am London / 12pm - 2pm Oz Stream live at TrustFM, the Sound of the Underground https://trustfm.live/ every Saturday 12pm – 2pm East Coast Australia / 3am – 5am London / 10pm - Midnite East Coast US

In tonight's bedtime story with Karissa, we rejoin house sitter Penny as she leaves Hawaii behind for a peaceful new adventure in Bali. Among tropical gardens and two lovable dogs, she begins to settle into a slower way of life and rediscover her creativity. Join Sleep Wave Premium ✨ in just two taps! Enjoy 2 bonus episodes a month plus all episodes ad-free and show your support to Karissa. Upgrade via our show page on Apple, or via this link for all other players ➡️ https://sleepwave.supercast.com/ Love the Sleep Wave Podcast? Please hit follow & leave a review ⭐️ How are we doing with Sleep Wave? Click here to let us know

As Trump Squanders U.S. Power and Credibility, Former Allies Find Alternatives For Collective Security | Trump's Relentless Assault On the Law as He Finds Workabounds After Being Struck Down By the Courts | The Traitor in the Oval Office Praises Putin and Xi as They Covertly Work With Iran to Kill Americans backgroundbriefing.org/donate twitter.com/ianmastersmedia bsky.app/profile/ianmastersmedia.bsky.social linktr.ee/backgroundbriefing

Did you know: Today's dentists are waiting five years longer to buy a practice than they were a generation ago? Kiera is joined by Brian Hanks of Dental Buyer Advocates to talk about delayed ownership traps and why the future of private practice is an encouraging one (Brian shares numerous data points to back that up). They also touch on overcoming fears and all the information out there that makes everyone seem more prepared for business ownership than they actually are, and how to go about buying a practice while asking the right questions. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera (00:00) Hello, Dental A Team Listeners, this is Kiera, and today is an awesome day. I am so excited to be podcasting with one of my favorite humans. He and I have spoken across the country together. We go to different things, we share clients together. I have Brian Hanks, the owner of Dental Dental Buyer Advocates. And today we're gonna talk about like delayed ownership trap because I think so many people get stuck into this of should I buy, should I not buy? And Brian and I are just here to have a fun rift. So, Brian, welcome to the show today. How are you?   Brian Hanks (00:28) So nice to be back, Kiera. You're one of my favorite people too. Thank you for having me.   Kiera (00:32) Of course. I'm excited, Brian. It's a good time. It's been a hot minute since we podcasted together. So it's time, it's time to talk about this. Because when we were chatting about episodes, you were saying that dentists are now waiting like five years longer to buy a practice than they were a generation ago, which is fascinating to me because I've been on this like whole hot to trap of like, do people buy? Are DSOs taking over? Like, is there still money to be made in private practice? Like literally my chiropractor and I were talking about this the other day because she's like,   My dentist told me that they were like not able to make any money. And I was like, well, they sh just give them my card. Like private practice to me is still one of the best businesses and industries, even if you have to buy a top dollar right now. and so just like super fascinating to talk about like delaying that purchasing, why people do it. But Brian, I've jumped right in and pretended like everybody knows who you are. Brian, give us a little intro of like who you are, how you got into Dental Buyer Advocates, what your background is, and then like let's talk about to delay or not delay buying a practice.   Brian Hanks (01:29) Sure.   Yeah, I one of my favorite stories. I'm an ex-Wall Street guy, so I'm a reformed Wall Streeter. And my father-in-law is a dentist. And I would watch these Wall Street people come in and like sell a very aggressive investments. And when they went bust, they would turn around and sell the crappy investments to dentists who at the time my was my father in law. Active practice, he lived in the Seattle area. And anyway, I went to go work for a dental CPA in the Dallas area. I went to work for another one. So I'm I've lived in the accounting world, Kiera.   And when I was in that world, I got younger dentists who were in the pro they were the associates and they were asking accounting questions and tax questions and you know financial planning questions. And inevitably they would come back to dental practice ownership. Like, how do I do this? How much do I pay? Is   Kiera (02:13) Yeah.   Brian Hanks (02:13) is this a good deal? And so I went looking for the book. I was like, well, where's the book? I was on Amazon, I was other places. There was no book. And I thought, all right, well, let me try writing this book. Famous Last Words, by the way, it's way harder than you assume. But the book is called.   Very creatively, How To Buy A Dental Practice. And that helped me start my own business. And that's   Kiera (02:30) I like it.   Brian Hanks (02:33) what I do. I I only help buyers of dental practices. And, you know, Kiera, my business is good, your business is good. Dentist business, we can talk about why the future of private practice is very bright. I can give you some stats and   Kiera (02:46) Mm-hmm.   Brian Hanks (02:46) statistics. But one of the interesting, the most interesting facts for me is Health Policy Institute has data that shows that.   Dentists get into ownership, like they they end up in ownership. Okay, so I'll give you like they've broken it down by like graduation rates. So like the the   Kiera (03:07) And what I   Brian Hanks (03:08) dental school grads from 1990 and then 1995, and everybody between 95 and 2000, so and so forth. So they have these like vintages of graduates. And   Kiera (03:16) Mm-hmm. Mm-hmm.   Brian Hanks (03:17) very reliably, they're showing that nine out of ten dentists, of which you know there's 203,000 in the US, nine out of ten end up in ownership.   At some point in their career. But like you said,   Kiera (03:27) Fascinating.   Brian Hanks (03:28) they're waiting longer to do it. And I think that's what we're going to talk about.   Kiera (03:32) Yeah. Which like again, I think people are scared. So many students I worked at Midwestern and they're like, Kiera, should I buy? Should I go associate? And I was like, listen, you're just delaying the inevitable so like get in there and get it done. Now, I like always throw an asterisk on that. Like if you're not good at your hand skills, like yeah, go go associate for a hot minute. like if you aren't confident with your speed and with case acceptance and like presenting, that's gonna be but I'll tell you there is nothing more thrilling than throwing yourself into a business that you have to produce for.   You learn case acceptance really freaking fast. Like, ask me how I know. We surely did that. Like I took a student, we took our first practice from 500,000 to 2.4 million in nine months. Like she was a she was a power producer. Do I have an office right now that just bought a practice less than a year ago? We're already on track for two and a half million. Yes. Like there are a lot of success stories from that small town. It's not like they were just given the keys to the kingdom. Like they've had to work for it, they've had to build things. They don't have full schedules. But   I just, I don't know. I'm the same way and I I don't know. I'm I'm at a space of but do what makes you happy. Like, do not go   Brian Hanks (04:37) Yeah.   Kiera (04:38) own a practice and make less than being an associate. That's like a hard line for me too. I'm like, 'cause if you're gonna like not be a good business owner, keep associating. But I   Brian Hanks (04:43) No. Yeah.   Kiera (04:46) agree, I feel like the trajectory of dentists is always to purchase. Like they want their own stamp, they want their name on the building. I will also highly recommend don't put your name on the building. Like that's really fun and not scalable. Ask me again how I know that. Like   Cura's dental consulting was real fun till it wasn't. Like the things you the things you evolve on, but truly I I'm excited to hear why you think people are delaying, what that's costing them. Brian, I love that you always come with a bunch of stats and facts. And I love that you named your book, like How To Buy A Dental Practice. That's what people want to know. so it sometimes simple is no, that is the best.   Brian Hanks (05:13) I know. I just yeah. I'm not the best at marketing, right? So yeah, like we we call Kiera when we need   marketing advice. So okay.   Kiera (05:24) Mm-hmm.   Brian Hanks (05:24) So Kiera, here are some more stats for you.   Kiera (05:28) Okay, ready?   Brian Hanks (05:29) the average owner, dentist, makes $151,000 than the average more than the average associate. Okay, 151. Now that's   Kiera (05:37) I was like, hold on, 151   is bad. That's more than if you're being an associate. You're gonna make 151,000 more. Okay.   Brian Hanks (05:43) Yep. Yeah. And think about why   that is. Yep. That's obviously the you're taking on the risk. You're taking on the the pain and suffering of being an owner, right? So there's some compensation involved in   Kiera (05:51) Mm-hmm.   Brian Hanks (05:52) that. Those are two medians, right? And there is a bell curve around both of those numbers. So is it possible   Kiera (05:57) Course.   Brian Hanks (05:58) to make less as an associate? Yes. Yeah. Is it possible   to make a hell   Kiera (06:01) Mm-hmm. Uh-huh.   Brian Hanks (06:02) of a lot more than $151,000 more than an associate? Absolutely, yes, right. So there's there's room on both end of the ends of those those bell curves. but think about   So here's why I one of the data points why I think private practice ownership and dentistry is still it's bright and it's getting brighter. Is you think about the average associate you talk to, Kiera, the average associate I talk to when we're standing around a cocktail party or at mid mid the you know, wherever, some conference, Yankee, Midwestern.   Kiera (06:30) Mm-hmm.   Brian Hanks (06:31) And I will tell you the average associate that I talk to isn't saying, gosh, Brian, you know what? I love my boss. I love the DSO I'm working for.   I love my hours. I love the insurances we take, the assistant they force me to use, I love her, right? It's the future of private practice dentistry is bright because dentists are people. And people generally like   Kiera (06:52) Mm-hmm.   Brian Hanks (06:52) a little bit of control over their career if they can get it. And dentists absolutely can get it. So that's one of the data points that   Kiera (06:55) Yeah.   Brian Hanks (06:58) I love. Now, are dentists scared to get into ownership? And do higher on average student loan balances scare them marginally more than they did 10 years ago, 20 years ago? For sure.   Yep, absolutely. Here's the mistake   Kiera (07:11) Absolutely.   Brian Hanks (07:11) they make. So I'll give the associates listening or the students or whoever it is that's maybe telling you, Kiera, or telling me, or they're telling their, you know, the the person next to them on the treadmill at the gym while they're listening to this, like, sure, Brian, easy for you to say, but I don't feel ready. Right? I haven't taken all of Care's courses.   Kiera (07:30) Mm-hmm.   Brian Hanks (07:31) I haven't, I don't know how you know, I'm not the pro at treatment planning. My hands beat because you I I want to take this implant course first, right?   You come up, your brain comes up with all these excuses of why you don't feel ready. And I'm not gonna dismiss your feelings. I think your   Kiera (07:45) Mm-hmm.   Brian Hanks (07:46) feelings are valid. You should listen to them, but don't here here's another thing to consider in addition to your feelings. Is you know how there were like a hundred people in your dental school class, probably ish, right? And 10 of whom you would never let near your teeth. Like you watch them go through all four years of dental school and you're like,   Okay, of those 10 over there, like they're never getting, they're never giving me a shot. They're never in that nothing, right?   Kiera (08:10) Yep.   Brian Hanks (08:10) Because I guarantee you, nine out of ten of those dentists, they already own their practice. They're not bankrupt. They're making more money than you,   Kiera (08:16) Yeah.   Brian Hanks (08:17) and they are killing it. Meanwhile, you're scared to run a practice. And those, if   Kiera (08:22) Mm-hmm.   Brian Hanks (08:22) those jokers can figure it out, you can figure it out.   Kiera (08:26) Totally. Well, and I think also on there like, Brian, let's be real. Is anybody ready to be a business owner? Like I wasn't, I'm sure you weren't.   Brian Hanks (08:31) Nope. Nope.   Kiera (08:33) I think are people ready to be parents? The answer is no. Like nobody feels ready for that. Were you ready when you went into dental school? The answer's no. I think that there's this imposter syndrome that hits us all that we think, like, give me a little more time and I'm gonna get ready. Give me a little more time. And I will say that like the brass taxes, you jump into owning a business and you figure it out. Now, should you listen to some podcasts? Should you do some things? Like for sure.   But   like how many consultants and coaches are there that literally are gonna like grab your hand, walk you through, and make sure you don't make the mistakes? Like how many people like yourself are gonna walk you through buying the practice to where it's an actually great practice? I I think that I think there's more help today. Now, do I think there's a lot of noise and a lot of people that might be like posturing out there saying that they know what they're doing? Yes. So make sure you like vet them a little bit before you go and jump on a bandwagon of somebody, like someone who's been there, done that, done that successfully multiple times is who I'd bet on. But like   We are in such a day and age where there is so much information out there. You need to be a great clinician. We're gonna teach you how to be a great business owner. And as long as you're comfortable realizing that you've got to learn that side of it, that's to me, like if you're a good producer and you're a good human, like go for it. There's dentistry is so fun owning and practice because the sky is the limit. And ultimately there is no cap on what you're able to do, what you're able to produce, how you're able to do it.   And I think that there are very few careers out there, very few job opportunities that really are the sky's limit. Now, remember how I told you about that dentist who bought their own practice. They're now doing like two fifty this year, whatever they're he was making five hundred thousand as an associate. And so this   Brian Hanks (10:06) Yeah. Hi Bart.   Kiera (10:08) is one where like people be like, Well, gosh, like, you know, he went from five hundred thousand and now he's at a two point, I think he's gonna end around two to two point four this year. But like he had a great associateship. And so I think   There is still this just like uncanny, unnatural desire that you want to just own, you want to build. And I think dentistry is also if I look at like banks, they lend to dental practices, like almost guaranteed, like they have a they're pretty lucrative with like just shelling money out to your dental practice. And I'm like, if banks are willing to back, you've got to also see that your dental practice, like you have the greatest opportunity of not failing.   of any business venture you're going to do. Why is private equity coming in strong? Because they know dental practices are almost bulletproof of an investment to have. So when I look at all those reasons, I agree with you, Brian. People don't feel like they're ready, but I'm like, you're never gonna feel ready. But you have so many things stacking in your favor to help you be successful.   Brian Hanks (11:03) At the beginning of that, I   I don't I don't want people to miss that. If they missed the wisdom that Kiera just shared at the beginning of that, as she said, yeah, you use parenting. I think you use business ownership as some advice. Like I I just want to repeat what you said because it's so important. Dentistry is not like, I don't know, Kiera, scuba diving, right? If you go get scuba certified, you like practice in the pool. And then they like make you, you know, they learn, you know, you you learn taking the regulator out of your mouth and putting it back in and all that. And I imagine like dentists think   ownership, like there's gonna be some course I can take that's gonna prepare me for ownership kinda like scuba certification. That's like you gotta help me come up with   Kiera (11:38) Yeah.   Brian Hanks (11:39) a better example, but it's not it's not true. It's like parenting,   Kiera (11:42) I got you.   Brian Hanks (11:42) it's like marriage. It's like I don't know, business ownership, whatever it is. Like the the thing that prepares you for it is just doing it. Just just   try it out.   Kiera (11:50) Mm-hmm.   Brian Hanks (11:50) Yep.   Kiera (11:51) Well, and I think Brian, to that point, like the analogy is I think people think business ownership is a skill that can be learned in a one, two, three step versus like marriage, relationships, child, like being parents, business ownership. It's an evolution of soul and it's a it's a creating of who you are. It is not a skill. Like there are skill points to it, like learning to read a p PL, learning how what profitability is.   But business ownership in and of itself, I had a friend she's like, Kiera, you have to have kids. Like it will strip you down to your core and it will like show things to you that you've never had. And I said, Have you ever been a business owner? Cause I'll tell you that I'm pretty confident. I've got a lot of that stripping over here that's like breaking me down to my utter like most. But I think we think business ownership and running a practice, I'm not here to say that there's not like tactical pieces and we've broken it down. Like our team actually just went through this something. I'm like, there's really like   10 things that you need as systems that are really gonna make or break it. And you gotta know a couple of like core foundations and you got to know your numbers. Like beyond that, that's kind of your checklist. But to your point of like scuba diving or cooking or whatever, it's not this like checklist skill that you're going to have. And so I think, like you said, you're gonna look for this course. But I'm like, the course is life, the course is doing it, the course is going through it. And I think you've got to have the confidence of are you confident in you that no matter what comes your way, you're gonna be able to figure it out. And if so, business ownership is there for you.   And I would give more confidence to you than you give yourself. I've watched a lot of students. I worked at Midwestern. To your point of those 10 students, there was probably like 50 of them. Sorry, Midwestern grads, I was not letting any of you touch my mouth. Like genuinely, you needed a few years to practice and I'm not your practicey. But like I think I think you're more equipped than you give yourself credit for. Just like you're more equipped for life than you give yourself credit for. And I think business ownership is the same.   Brian Hanks (13:31) So Kiera, let's break down some of those numbers. by the way, better   analogy for business ownership is like health. Do you remember the first time by the way? if you're listening to this, it's pretty obvious if you're watching, but if you're listening, Kiera's in a lot better shape than me. But if if Kiera, I don't know if you had this moment. I I did when I was like 21, 22, that I realized at the I was at the gym, I was like lifting some weights, and I realized, I'll never be done with this. Like you're never done with health. So I think business ownership is a lot like.   Kiera (13:59) I do remember my moment   of that. Mine was   Brian Hanks (14:01) Yeah.   Kiera (14:03) not at the gym, Brian. Mine was actually in Bali, like a little flex there. I remember because   Brian Hanks (14:07) There you go.   Kiera (14:07) I was like having a lot of like knee and hip pain. And I was like, okay, I just have to like work out and then eventually this is gonna get better. And I remember I was walking down to the pool overlooking the ocean. I was like, I'm never gonna be done. Like this is my forever. Like I'm not like I used to just work out to be like skinny and fit. And now I'm like, no, you gotta do this so you don't freaking hurt and you can actually walk and get out of bed. Like it's never gonna end. And   I   sat there and read a book, quite depressed. And then I was like, okay, like this is what it you're right. It's it's a constant evolution of soul. You're never done parenting, you're never done in a relationship. Like you don't hit this, like, check the box, we've got a golden thing. It is a forever perpetual. But I also think that that's what drives dentists to go into that because they are of this obsession of wanting to be the best of the best. You want to get a better prep. You want to get a better crown crop. You go to CE, you're CE junkies out there. Like, this is just another level of obsession.   Of a space that's going to evolve you as a human and it's gonna allow you to grow. So yeah, thanks. That was that was a great that was a great analogy, Brian. Good good call on that one.   Brian Hanks (15:02) Yeah. Yeah, the the   the negative of the health analogy is that you're never done, but the positive is you can break it down. Like you can learn how to do certain lifts a little better. You can learn how to macro track. You can learn diet and exercise.   Kiera (15:14) So you're right, Brian. Like that was a solid call out on the health analogy. Like this is what people are obsessed about, but they want to have that evolution of soul. They want to like I think that that's why dentists are drawn to ownership, but I think they're just afraid. But I'm like, we're also afraid to work out. We're afraid to have kids. We're afraid like, so don't let fear hold you back. I think it's just a like, I don't know. It doesn't be like Nike, just do it, guys. Like that sounds like terrible business advice on my side.   Brian Hanks (15:37) Well just do it and but remember   remember how good you weren't at at all the clinical stuff that you're really   Kiera (15:44) Mm-hmm.   Brian Hanks (15:44) good at now, right? So dentists, the the superpower that most dentists have is that attention to detail, like the obsession over the details and and the the minutiae. And and as a patient, like I gotta go to filling next week, and as a patient, I want my sister thinking about all of the all of the little details, right? and   Kiera (16:04) Mm-hmm.   Brian Hanks (16:04) that superpower is real.   And I want the density like lean into it. If you're listening to this and that evolution of soul that that Kiera's talking about, part of that evolution for you is just remembering that that superpower that you have comes like there's another side to that coin. It comes with a downside. And the downside is the overthinking when you're not.   You know you're not that good at a thing. And if you know you're not that good at finding a dental practice to buy, analyzing a dental practice to buy, actually buying that practice, applying for a loan, like talking to lawyers, all those things, your brain is gonna start to spin a little bit. And j but but but here's the good news: your brain spun a thousand times already. Remember that first time they opened up the little mannequin to like practice, like prepping a crown or something, and you were like, How do I even do this? Right.   Kiera (16:49) Dexter, their little type   it on.   Brian Hanks (16:51) Yeah, like seriously, like you figure this out. You like and if the dentists that I deal with they're the smartest people on the planet, they're awesome. And and so if you can figure that stuff out,   Kiera (17:02) Mm-hmm.   Brian Hanks (17:02) my gosh, like first of all, hire somebody else like you to just be amazing for you in all the areas that you aren't amazing, and just remember that it doesn't this isn't rocket science. yeah, so you can figure this stuff out.   Kiera (17:14) Mm-hmm.   Brian Hanks (17:14) But okay, so speaking of minutia, speaking of details, I gave you the hundred and fifty one thousand dollar number.   Okay, here I did some math. I'm an accountant. I I know I know spreadsheets.   Kiera (17:22) Yeah.   Brian Hanks (17:24) I know how to do like compound interest and some those things. Here's what I did is I just is I said, what's the cost? Okay, if dentists aren't feeling ready, they want to feel like they have their student loans under control, which is smart, right? I'm a financial planner. Yeah, don't get yourself over your skis in debt. That's great. But like, how much is it gonna cost if you're the statistic?   Right. And the statistic is you're you, listener, right now, if you're not a practice owner, are waiting five years longer to own a practice. How much does that five years cost you? Right. And if you do the math, and I did the math at like a 38-year-old dentist versus a 33-year-old dentist. And I assumed that they actually retired at age, both retired at age 60. Okay. So like different lengths of associate part of your career and owner part of your career.   with compound interest, assuming 7% and some of those other variables that I put in there, it was a $1.14 million difference between those two numbers. So don't forget that while you're busy like taking care of your student loans so you can feel ready to buy a practice, it's costing you an enormous amount of money. And Kiera, I would just add, and I'm curious if you can think of any others, I would say the compound.   the compound effect that I'm talking about is not just money, although money is a big part of it. I think the compound effect applies to other things. Like how many more times and at bats would you have for treatment planning, for managing that difficult assistant, teaching someone how to answer the phones better, hiring, firing. Like there's a compound effect on all of those behavioral things too and and it's gonna cost you some money. So any thoughts on that?   Kiera (19:04) Mm-hmm.   Yeah, I think it's a I I was fascinated. I'm so glad that you went into the 1.1 because we had talked about that pre-show and I was just very fascinated of like, my gosh, like that's so much for people. That's so many things. Like there's a financial dollar amount, which I love because I think dentists really do. Like that's an easy one for me to be like, gosh, like me delaying this decision can cost me that much. But I think like there's also you still have to go through the   growth of learning to run a business. So not only is there a financial delay, but there's also the growth of you getting good at running a business and having it profitable and being able to make this thing run longer. And then you have more opportunities like I think about yourself. And the longer you're able to build this practice and like maybe do multiple like there's to me that's like such a it's fascinating. And I think I think the the call to today is there are some people that definitely are meant to be owners and there's some that aren't.   but I think if you have that itch, that scratch, I would really ask yourself, like, what truly are you waiting for? And when are you going to know that you're actually ready? Like you're never going to feel ready to have a child. You're like, I need to get these ducks in a row. Well, those ducks get in a row and then you got seven more ducks that come behind that you're like, I need get those in a row. So to me it'd be if I'm really wanting to buy a practice, what things do I need to have? Cl schedule a call with Brian. Like, I think Brian, this is why we put you on the podcast. I think you're fantastic. You don't put people into weird zones. you're very much like   If that dentist is producing and you don't do those skills and you don't do those type of procedures, don't buy that practice. Like you're not, you're gonna be broke. You're very, very pro making sure people feel confident and that they're able to buy it. And I think it's like buying a home. I remember when I first like went and talked to somebody about buying a home, I had no freaking clue and I wish I would have known more. But like until you start having the conversations, I think it can feel more daunting than it actually is. Then from there, like listen to the podcast, start listening to there's our podcast, there's other podcasts out there, start reading up on how to buy a practice.   But I think to me, there is like two parts to it. One is finding the right practice. Like what you buy, and I say like eyes wide open when you're looking in, and then rosy glasses as soon as you sign on that dotted line, and you're gonna see a lot and you're just gonna deal with it. From there, make sure you got somebody really solid in your corner. Like our practices, as soon as they buy, we take them on. I try to get them two to three months before they close. I wanna make sure we're getting things in. If you don't close on time or things happen, no problem. We're gonna pause you, get your practice in place. Like it's happened twice in hundreds of offices we've helped.   But then, like from there, just have somebody in your corner, somebody who's gonna help you grow in your first year. Most practices are seeing like a 10 to 30% increase in their first year. So if I'm buying a one million dollar practice, that's a hundred to three hundred thousand dollar uptick just by having somebody in the corner. That's very conservative. A million dollar practice, like we are usually growing those exponentially. But like you don't have to stress and freak out. Hey, I'm pinned.   Brian Hanks (21:45) Yep. By the way, I I d pin put a pin, put a pin, Kiera. You you gotta you gotta underline that. Yeah.   That's like underline that, underline it. Like keep going, keep going. I I'm throwing you off. I'm interrupting you, but like I will tell you the   Kiera (21:59) Yeah.   Brian Hanks (21:59) average buyer I talk to on the phone is so scared of patient attrition. They're like, Kiera, like   I'm gonna have 10%, 20%. What if 50% of the patients don't show up? Listen, that's a real fear. By the way, I want you to have that   Kiera (22:10) Right. Mm-hmm.   Brian Hanks (22:12) fear when you're like doing the margin on my crown, right? Like again, it's your superpower dentist,   Kiera (22:16) Mm-hmm.   Brian Hanks (22:17) but like my stats show exactly the same thing, Kiera is saying I have data to support what Kiera is saying that the average   Kiera (22:22) Mm-hmm.   Brian Hanks (22:24) dentist doesn't they have a negative attrition, which is just two negatives, right? So it's a positive. They the average buyer has more enthusiasm, they've got some more energy, they're gonna update the website, they're gonna maybe get rid of.   That one employee that everybody kind of knew probably s needed to go. And suddenly the practice is just gonna it's gonna take off. Ten to thirty percent. That's yeah, right in line with what I'm seeing. That's awesome. So sorry, I I'm interrupting you, keep going.   Kiera (22:47) Mm-hmm. And I think, no, y you are always this is a conversation. It's not like a dictation. So we're like this is real life rift here. I just think people like when you look at it, I think you're more capable than you think you are. I know that you can get the skills, you can figure it out. Like you said, I'm always like, okay, play the what ifs, lose 50% of your patients. Great. Well, we're gonna take those 50%. And there's ways you can actually grow a practice without even needing to have more new patients.   So   we're gonna maximize all those, we're gonna optimize them. You're going to pull in more people. Like it is one of those things that I'm like, I have yet to have a practice go bankrupt. So knock on wood, like you can be my first challenge accepted. Like I feel very confident that I'm not like, unless you completely botch it and you go into malpractice, like we're probably gonna be just fine. So odds of it happening, so minimal. Are you gonna be a little stressed out? Yeah. Like, welcome to business ownership, but you're also looking for growth, and that's why you're being called to this moment. Like   It will not go away. That itch will not go away until you scratch it. And scratching it, and I love that you said like they're waiting five years and that's a $1.1 million minimum. There's so many other pieces to it. So I think I think a lot of dentists like to have facts. I think a lot of dentists like to have that decision make logical sense. And then we back it up with emotional reasons. And I think it's a wise way to make decisions. But I I would just say if you're even remotely curious, like start going down the path. I know when I was going to buy a house.   I needed to go find out, like, I don't know about lenders, I didn't know about interest rates. I did and until you get into it, just like you wanted to be a dentist, but until you got into it and you started working on that type it on and you learned about dropping the box and like waxing it up and working on Dexter and then taking x-rays, like you didn't know it. And I think most of the time the fear comes from the lack of knowing. I will also say, and I've seen this a lot, Brian, a lot of dentists feel like because I'm a doctor and I'm a dentist, if I buy a practice, I should know how to run a practice. And   Brian Hanks (24:38) And   Kiera (24:38) I just want to like   Scratch that out. I want to tell you that that's not true. But I know a lot of you come in feeling like but Kiera, I'm a dentist, or Brad, I'm a dentist, like I'm a doctor, like people expect me to know this. And I want to say you think people expect you to know that, but the reality is you don't. You just need to be scrappy enough to figure it out. No one's expecting you to know anything. Honestly, you probably know way more than you think you do already. But I I want to just cut that because I know a lot of you have perfectionism like fear of being exposed that you're not that great.   Except that you don't know how to run a business just like you didn't know how to prep a crown, but you learned that and you're gonna learn how to do a business and you're gonna do it exponentially well because you are so detail oriented and you're gonna hire a great team around you, hire great coaches around you that you're literally like it's impossible for you to fail. And so I think Brian, like kudos on it, kudos on the stats, any other thoughts that you have around people and like how do they get to the nitty-gritty of actually going through   Brian Hanks (25:26) Let's get some yeah. I'll hit I'll hit you with more stats. Yeah.   Kiera (25:31) that.   Brian Hanks (25:32) Some more facts for dentists. You and you mentioned the failure rate. What is the actual failure rate in dentistry? It's it's 0.14% of dentists go bankrupt. Okay. And it's always, always, always one   Kiera (25:43) Incredible.   Brian Hanks (25:43) of three things. It's drugs, divorce, and then jail. You know, some kind of felony that doesn't have anything to do with practice. so you stay away from those   Kiera (25:51) Yep.   Brian Hanks (25:52) three things and you're guaranteed not to go bankrupt.   And it so what do dentists actually need to buy practice? We've done a good job of pumping people up, given the rah-rah speech. What do you actually need? You need five things, okay? and I almost guarantee you, unless you're in dental school right now, listening to this, you have the five right now. All right. almost guaranteed. and I'll go from hardest to easiest, Kiera. Okay. Hardest for people to get is you need 50k   Kiera (26:18) Okay.   Brian Hanks (26:19) cash. You need some cash. 50k is your magic number.   Has to be liquid. It's gotta be in a checking   Kiera (26:24) Mm-hmm.   Brian Hanks (26:24) savings money market account. Can't be in an IRA or home equity or something like that. but you need that money to show the bank that you're responsible. And by the way, you don't actually hand that money over to the bank. You keep it. Yeah, the bank just wants to see that you have some money to see that you're responsible.   Kiera (26:39) Mm.   Brian Hanks (26:40) And if you know COVID shuts us down again, can you still pay the bank the bank back a few months? All right. So most people have that.   Kiera (26:46) Mm-hmm, mm-hmm.   Brian Hanks (26:47) They've got fifty K or access to fifty K. That's like a side thing we could talk about.   Kiera (26:51) Totally.   Brian Hanks (26:52) Yep.   Kiera (26:52) Mm-hmm.   Brian Hanks (26:53) you need production history. You got to be able to do about 80% of the production of what a seller could do. So million-dollar GP practice, let's say 250 of that Kiera is hygiene, means the doctor was doing 750k a year in production. that means you as an associate need to do about 600   a year   Kiera (27:12) Mm-hmm.   Brian Hanks (27:12) to buy a million-dollar practice. Okay. Most associates listening, you know, public health, military, there are some special exceptions where we need to learn how to count.   procedures and things   Kiera (27:22) Mm-hmm.   Brian Hanks (27:23) like that. But most associates, they can do 600 to buy a million dollar practice. Okay, the 80%. most dentists don't have any problem with numbers threes and four, number three and four. Number three is you got to have a credit score over 680. It's pretty low. And it's a green light, red light. 681 credit score gets you the same interest rate as an 820. And and then you need a clean credit history is number four. And so no bankruptcies, no short sales, or a really good story.   Behind a bankruptcy or short sale. And then you need one year of experience out of dental school or a residency program. GPR, AEGD, specialty program, whatever it is. If you're in a residency program, you could buy a practice the day you get out of your residency. So that's it. And so technically, Kiera, you need number six. Number six is you need a practice to buy. And I'll be I'll be really blunt with people, that's the   Kiera (28:17) Mm-hmm.   Brian Hanks (28:17) hardest step.   Finding a good practice to buy is the hardest thing because everybody   Kiera (28:21) I agree.   Brian Hanks (28:22) wants to look for the practice in their pajamas. They think it's like buying a house. Like I'm gonna go on the MLS and I'm gonna look   Kiera (28:28) Mm-hmm.   Brian Hanks (28:28) for a dental practice. There is no such thing as the DLS, there's no dental listing service. And so if you're in your pajamas looking for a practice to buy, it's   Kiera (28:34) Mm-hmm.   Brian Hanks (28:36) not there. Sometimes it is, which is why people do it, but it's almost certainly not there, especially in the city you want to live right now. and so we'll have a podcast episode about how to   Find a practice well. But the sh here's the short version is you go talk to dentists. Build a network of dentists that know like and trust you. That's the   Six things and and most associates have And so attitude, like don't let us stop you, don't be scared. Like we did the like pump you up version of the speech. And here's the facts to back that up, is it's not actually that hard. Like with those six things, banks will not only give you a hundred percent of the purchase price, they'll give you a hundred percent of the purchase price, and then they'll hand you another seventy-five K in cash just to make sure you don't run out of money on the first day. Sometimes it's a hundred K. I've seen d banks give two hundred thousand dollars in cash.   Kiera (29:21) Mm-hmm.   Brian Hanks (29:21) before they even walk through the doors with you know the key in hand as an owner. So it's awesome. If if you're thinking about ownership and nine out of ten dentists are at some point in their career, it's it's really not it's not it's simple. It's not necessarily easy, but it's simple.   Kiera (29:41) Yeah. And Brian, even on the I've been talking to the Bank of America guys, and they were like, we even give like thirty to forty thousand to a new startup practice for consulting fees in addition to our working capital because   Brian Hanks (29:52) Yeah.   Kiera (29:53) we know that it's also going to help grow them. So there's so many pieces, and I think you've just listed off like really, I agree, like finding the practice and like sending out the postcards, getting to know the network, finding the dentist, like the practice that actually works for you, finding a seller that wants to sell for the price that you want.   I agree with you 100%. That is the hardest part. But I think Brian, you did an incredible job of breaking this down from the like, okay, you're probably gonna do it. Nine out of ten is do buy that. What are the exact steps that I need to take for this? And then I agree with you. Like, absolutely a follow-up podcast on like how to actually find a practice. But Brian, I'm curious if people are interested, like they want to start connecting and like this is what you do. And I know you guys are really generous with your time. How do people connect in with you to like even start the process? Like, again, I feel like curiosity.   Is the best place to be. Like let's just ask the questions. Let's figure it out. So Brian, how do people get connected in with you?   Brian Hanks (30:41) Pop over to Amazon, type in How To Buy A Dental Practice. That's the book. if you want, by the way, if you want a cheaper copy, you can go to the website. The website is DentalBuyerAdvocates.com. I'm happy to ship it to you like as a publisher copy, no strings attached. but yeah, just pop over to Amazon, DentalBuyerAdvocates.com. Care if people want to email me directly. I always offer this. And it's so fascinating to me how few people actually take me up on it. I would be more than happy to have a half an hour conversation with whoever you are, free of charge.   Send me an email, Brian@BrianHanks.com. It's B-R-I-A-N and Hanks like Tom Hanks. So yeah, that's how you get a hold of me.   Kiera (31:20) Amazing.   Well, Brian, thank you for breaking this down and for all of you listening. I hope that today was just a really insightful podcast for you. I hope it gave you the facts to back it up. I hope it gave you the emotional piece. I hope it gave you kind of the like step by step by step of how to get there. I'm so grateful for Brian being here. Everybody connect in with him. And for all of you listening, thank you for listening and I'll catch you next time on the Dental A Team Podcast.  

This week I sat down with Nathan Moss, known as Uncle Nathan, and this one is going to hit close to home for a lot of people in their 20s.Nathan spent a good chunk of his twenties doing what a lot of us do — feeling a bit lost, a bit unfulfilled, and not really sure why. So he did what made sense. He packed up, moved to Bali and set out to build the dream life. And from the outside it looked great. But on the inside, something still wasn't right.So he came home. And then he did something about it — he wrote a book.Sort of OK, Not OK is Nathan's self-published debut, and it is exactly the kind of honest, unpretentious conversation about life in your twenties that most people are desperate for but rarely find. It's a book for people who are figuring it out and tired of pretending they already have.We talk about what it really felt like to chase a dream life and feel nothing, what moving back to Australia taught him, why he decided to write and self-publish rather than wait for permission, and what he hopes people take from the book.Nathan is warm, self-aware and refreshingly honest. This one is for anyone who has ever felt sort of ok, and sort of not.In this episode we cover:Struggling and feeling lost in his early twentiesMoving to Bali to build the dream life and feeling unfulfilledComing back to Australia and what that decision taught himWriting and self-publishing Sort of OK, Not OKHonest conversations about the reality of life in your twentiesWhy so many people are figuring it out and pretending they aren'tWhat he hopes people take from the bookNathan's Book — Sort of OK, Not OKhttps://www.amazon.com.au/Sort-Okay-Not-twenties-yourself/dp/1764607414Follow NathanWebsite https://unclenathan.com/Instagramhttps://www.instagram.com/unclenathanco/Connect with Cooper Workshop and Speaking Enquiries https://form.typeform.com/to/DSPSnvEH 1% Good Club Book https://booktopia.kh4ffx.net/e1xrkr https://amzn.to/46ve1i2 Instagram https://www.instagram.com/cooperchapman/ TikTok https://www.tiktok.com/@cooperchapman_ LinkedIn https://www.linkedin.com/in/cooper-chapman-08a278151/ The Good Human Factory Instagram https://www.instagram.com/thegoodhumanfactory/ The Good Human Factory https://www.thegoodhumanfactory.com THE GOOD HUMAN FACTORY™️ 2020 Hosted on Acast. See acast.com/privacy for more information.

Clint, Meg, and Dan kick off Friday chatting NRL results and Meg’s awkward “better looking in real life” compliment to Dan. They riff on a 1973 relationship book urging wives to greet husbands in costumes to stop cheating, then take calls about partners dressing up—Batman comes up more than once. A discussion about keeping removed body parts escalates from Meg saving her daughter’s first haircut to listeners storing placentas, gallstones, hip bones, and even dog testicles. Scandal includes Courteney Cox rescuing Isla Fisher’s breast milk and a Raygun Netflix doc. Dan’s mum texts a story about being mistaken for his wife. Easy Money is played, and the show’s “Imposter” game reveals Jake truly was jailed in Bali. The episode ends debating whether to tell a friend if their partner is cheating. 02:12 Better In Real Life 05:03 Overthinkers Trump Bit 07:34 First Call of the day 11:22 Boomer Relationship Advice 14:49 Dress Up Confessions 19:20 Easy Money Letter Z 23:33 Keeping Body Parts 30:21 Keeping Body Parts 32:38 Placenta Freezer Confession 33:23 Scandal Headlines 34:48 Dan’s Mum Roasts Him 37:46 Easy Money Game 39:43 Imposter Reveal 48:01 Producers Diary Recap 51:54 Dob In A Cheater 55:05 Cheating Stories And Verdict

Gen Z has officially abandoned the laughing emoji for something far more confusing, while one husband returns from Bali with a three metre wooden shark that absolutely nobody asked for. Ricki, Tim and Jermaine put their communication skills to the test in a disastrous Whisper Challenge, before Rosso drops in for a fiercely funny game of Quick Draw. Plus, the Logies campaign gets serious, and the bin chicken invasion has Sydney sharing their most chaotic ibis encounters.See omnystudio.com/listener for privacy information.

This week I sat down with Nathan Moss, known as Uncle Nathan, and this one is going to hit close to home for a lot of people in their 20s.Nathan spent a good chunk of his twenties doing what a lot of us do — feeling a bit lost, a bit unfulfilled, and not really sure why. So he did what made sense. He packed up, moved to Bali and set out to build the dream life. And from the outside it looked great. But on the inside, something still wasn't right.So he came home. And then he did something about it — he wrote a book.Sort of OK, Sort of Not is Nathan's self-published debut, and it is exactly the kind of honest, unpretentious conversation about life in your twenties that most people are desperate for but rarely find. It's a book for people who are figuring it out and tired of pretending they already have.We talk about what it really felt like to chase a dream life and feel nothing, what moving back to Australia taught him, why he decided to write and self-publish rather than wait for permission, and what he hopes people take from the book.Nathan is warm, self-aware and refreshingly honest. This one is for anyone who has ever felt sort of ok, and sort of not.In this episode we cover:Struggling and feeling lost in his early twentiesMoving to Bali to build the dream life and feeling unfulfilledComing back to Australia and what that decision taught himWriting and self-publishing Sort of OK, Not OKHonest conversations about the reality of life in your twentiesWhy so many people are figuring it out and pretending they aren'tWhat he hopes people take from the bookNathan's Book — Sort of OK, Not OKhttps://www.amazon.com.au/Sort-Okay-Not-twenties-yourself/dp/1764607414Follow NathanWebsitehttps://unclenathan.com/Instagramhttps://www.instagram.com/unclenathanco/Connect with CooperWorkshop and Speaking Enquirieshttps://form.typeform.com/to/DSPSnvEH1% Good Club Bookhttps://booktopia.kh4ffx.net/e1xrkrhttps://amzn.to/46ve1i2Instagramhttps://www.instagram.com/cooperchapman/TikTokhttps://www.tiktok.com/@cooperchapman_LinkedInhttps://www.linkedin.com/in/cooper-chapman-08a278151/The Good Human Factory Instagramhttps://www.instagram.com/thegoodhumanfactory/The Good Human Factoryhttps://www.thegoodhumanfactory.comTHE GOOD HUMAN FACTORY™️ 2020 Hosted on Acast. See acast.com/privacy for more information.

Clint, Meg and Dan kick off with Christmas banter, family dinner overshares and awkward mix-ups before diving into a packed show: Quiz for Dummies takes out Brooklyn fast, a 30-second word game finally pays Ally $1,000, and the Bali prison “imposter” segment adds Jake to the suspect list after Jean’s story raised doubts. They debate topless family holidays and “nude families,” call Dan’s mum for her verdict, and hear listeners’ experiences. Plus: relationship stalking advice from Erica, and Dan’s cringe influencer fail chasing free sunglasses. 01:38 Family Dinner Roast 02:24 Dad Doctor Overshare 03:49 Lyft Baby Mix Up 05:21 Phones Down Show Reset 06:28 Solo House Freedom 10:15 Quiz for Dummies Returns 11:34 Brooklyn Crashes Out 13:23 Overthinkers Number Puzzle 16:30 Bali Prison Story Tease 19:46 Easy Money 22:27 Nude Families Debate 29:31 Callers and Mum Verdict 32:38 Entertainment Headlines 33:47 Write A Better Kids Song 34:04 Success Through The Ages 37:26 Dating Profile Stalking Stories 41:46 Erica Advice On Bringing It Up 11:55 30 Seconds To Win Cash 47:48 Bali Prison Truth Or Lie 54:46 Influencer Freebie Fail 59:22 Home Alone Parent Freedom 01:04:26 Solo Time Callers And Confessions

Clint, Meg and Dan dive into a wide-ranging chat about bidets and public toilets. Dan’s attempted dirty talk sparks listener stories and debate about what works, consent and confidence. They bring back “Quiz for Dummies,” attempt another $1,000 “Easy Money” round with mixed results, and run “Impostor” where Gene, Jake and Andre all claim they were arrested and held in a Bali prison, prompting callers to vote on who’s lying. The team vents in “Things We Hate,” shares sports and viral news, holds a playful “caucus” on Meg’s self-proclaimed boss status, and Meg gets emotional about her daughter Daisy’s first haircut, leading into callers sharing body parts they’ve kept. 02:09 Coffee Catch Up Begins 06:24 Dan tries Dirty talk 09:37 Usher Clone Buzz 10:57 Dirty Talk Texts 14:48 Quiz for Dummies Returns 19:35 Easy Money Highlights 21:06 Vanessa Tries Easy Money 23:02 Imposters Bali Prison Tease 23:38 Things We Hate Venting 31:30 What You Got Headlines 39:03 Caucus Tests Begin 43:35 Dachshund Mix Up 44:03 Easy Money 46:13 Imposter 3rd story 54:57 Daisy First Haircut 01:00:42 Weird Body Parts Kept 01:06:32 Books By Boomers Advice

Panic. Stress. Overwhelm. Anxiety. Worry. It's me, it's you, it's everyone. What are we going to do? Meditate. Be present. Yes, this ancient practice and philosophy is more relevant and necessary than ever before. Why? Because we are overstimulated and overloaded. Allostatic overloaded. But how to meditate in this world and brain of overstimulation? Tom has some tips and tricks to succeed with meditation in an overstimulated world.Tom Cronin is the founder of The Stillness Project, author of a global movement to inspire 1 billion people to meditate daily, and Producer and Writer of the film and book The Portal. Tom discovered meditation in the early stages of his successful 26 yr career in finance as a tool for stress management. Tom's experiences through meditation were not only immediate but very profound. He explored deeper into the realms of his meditation practice and Eastern philosophy, and after completing his teacher training in Bali, India and Australia, he qualified as a meditation teacher. Tom has been teaching meditation for top level companies in Australia, from Nova Fm, CBA, Rivkin Finance, Criteo and Fairfax Media and also authored 6 books.Contact:Website - https://tomcronin.comJoin us as we explore:The corporate burnout crisis, Tom's nervous breakdown and how he transformed from it.Allostatic load, how to clear it and the highest 20 min ROI practice is meditation.How to find peace and presence inside of us despite the chaos and craziness happening around us by balancing the polarity of pleasure and pain In a world chasing pleasure and avoiding pain at all costs.Modeling peace for our kids by following one simple principle, and why we need to embrace dynamic, more relevant schooling systems like the Green School.Why peak performance is happening during the time you are not performing.Why 85% of lawyers are anxious and depressed.Mentions:School - Green School Bali, https://bali.greenschool.orgPerson - Steven Kotler, https://www.stevenkotler.com Support the showFollow Steve's socials: Instagram | LinkedIn | YouTube | Facebook | Twitter | TikTokSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I'd be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowSend me a WhatsApp to +27 64 871 0308. Disclaimer: Please see the link for our disclaimer policy for all of our content: https://madetothrive.co.za/terms-and-conditions-and-privacy-policy/

AP correspondent Charles de Ledesma reports on the search for victims in west Colombia's earthquake, Monday; rescuers work to rescue around 170 passengers from burning ferry near Bali, Indonesia; Ukraine says a Russian a naval base on the Black Sea has been hit; and Spain prepares to witness a total solar eclipse, the first to cross the country's mainland in more than a century.

AP correspondent Charles de Ledesma reports Indonesian rescuers evacuate dozens from a ferry fire that left at least one dead near Bali.

Thursday Headlines: Students to stage school walkout over Pauline Hanson One dead and more than 200 rescued after Bali ferry fire News bargaining incentive hits parliament today Victorian authorities prepare for mass vaccine event of little penguins Tooth decay cases soar across Australia as people put off expensive dentist work Deep Dive: When Bension Siebert's role was made redundant, the award-winning journalist found himself staring down a shrinking media industry that no longer seemed willing to invest in the investigations he'd spent his career chasing. A week later, he was walking out of a stranger's apartment with $600 in his pocket, having just taken his first paid in-person sex work booking. In this episode of The Briefing, Chris Spyrou and Sacha Barbour Gatt welcome their former colleague and co-host back to the mic to unpack an unlikely career move - and the essay about it that's turned his life upside down in a matter of days. Bension explains how five hours of sex work can out-earn a week of journalism, why he sees it less as a last resort than a kind of liberation, and how a media landscape squeezed by redundancies and legal risk pushed him toward telling the stories he says newsrooms won't. Bension’s essay on Cheek Media: How sex work saved my investigative journalism career Bension’s Instagram: bensionfindsout Follow The Briefing: TikTok: @thebriefingpodInstagram: @thebriefingpodcast YouTube: @TheBriefingPodcastSee omnystudio.com/listener for privacy information.

This is an encore episode of 'The View' — new episodes return Tuesday, September 8! 'The View' co-hosts react as President Trump deepens his influence over the GOP following Congressman Thomas Massie's primary loss, backing challengers who defeated him and other officials who defied the president, highlighting his continued stronghold over the party. Keke Palmer joins the show to drop some truth bombs, sharing how motherhood has helped her stay present, reflecting on a transformative solo trip to Bali, and explaining what drew her to collaborate with Boots Riley on her new film, 'I Love Boosters'. Plus, Billy Eichner stops by to reflect on his early showbiz dreams, carving his own path in comedy, and why his new audiobook memoir, 'Billy on Billy', offers a funny and honest look at his life and career. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jordan works remotely and can't seem to shut his brain off—work follows him everywhere, from his bathroom to Bali to a bench under a bridge. Preston and Steven Puri, a former film studio executive and three-time startup founder, break down how to build mental boundaries when you don't have a physical office. They dig into the power of ritual and physical association, sharing a wild story about the writers of Independence Day and a $5 million villa, to explain exactly how top performers train their brains to switch into—and out of—deep focus. Support our show sponsors -> ⁠⁠⁠https://freelancetofounder.com/sponsors⁠⁠⁠ Submit your own question -> ⁠⁠⁠https://freelancetofounder.com/ask⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on Own It we're talking to Ari Krzyzek from Chykalophia. Her firm is a web conversion focused firm. They bring brand ideas to life to transform their websites for growth. Speaking of growth, the agency was born from Ari's simple website design consulting work she began in 2009. So she has seen ownership from that seed of consulting int a large and successful agency. Ari is originally from Bali, but now based in Chicago. We talked about that journey, how she started and built her agency, and her interesting perspective on closing the gender gap in agency ownership. We so admire Ari's drive and determination to own it. You will learn so much from her. You can find links to the LinkedIn profiles for Ari Krzyzek and the agency website for Chykalophia in our show notes at untilyouownit.com.  If you're enjoying Own It, please find it on your favorite podcast app and drop us a rating and review. Those help more people discover the show and join our community.  Also, if you're a female or non-binary agency owner, or you want to own an agency someday, join our growing community at that same address … untilyouownit.com.

Why do you keep procrastinating on the life you say you want? In this episode of Alignment Academy, Kristen shares the real reason most people never reach their goals — and it isn't talent or laziness. It's fear, and your capacity to hold stress in your body.She breaks down why building a business (or chasing any big dream) triggers every inner child wound you have — fear of being seen, rejection, judgment — and why awareness alone never creates change. Then she gets raw with the full story of losing $7,000 on a retreat house days before her Bali retreat, and exactly how she regulated through the panic instead of folding.If you're tired of self-sabotaging and half-starting, this one shows you how to actually keep taking action.

Coming to you live and horizontal from Bali.4 Pines, a brewery born in Manly and enjoyed everywhere. Get their Japanese Lager available here: https://4pinesbeer.com.au/Neds: Smash out a same game multi in seconds and track it live as the action plays out. Use the Punter's Toolbox for extra value & protection. Get amongst it on the neds app. T&Cs apply see website for details https://www.neds.com.au/. You Win Some You Lose More.Good Day Multivitamin & Day Lyte Electrolytes, it's the least you can do. Use code 'dribblers' for 10% off your order here: https://gooddayaus.com.au/Join The Good Day Goers Facebook Group here.Stan Sport is the only place to watch every Wallabies match Live and On Demand here: https://www.stan.com.au/sportBali TripTo'o Signs With PNGManly's Season OverCorey Horsburgh Sin BinNRL Global Round ConfirmedNRL GF Open To BidsWallabies Beat JapanAustralia vs Bangladesh Test SeriesQuillan Salkilld Hosted on Acast. See acast.com/privacy for more information.

In this episode, Georgie gets personal - sharing a life update that's been 18 months in the making. Between time in Bali, her wedding in Italy, and working through a SIBO diagnosis, something bigger has been unfolding underneath it all: a slow, sometimes painful evolution away from an old identity and into a new one. Georgie talks candidly about what it feels like to know a shift is coming long before you're ready to make it - and why clinging to the old way isn't a failure, it's part of the process. If you've ever felt yourself outgrowing a version of you that used to feel safe, this one's for you.  

Travel Writer Fleur Bainger was in Bali recently and joined Philip Clark and listeners to Nightlife to reveal just what is on offer, and why some regions are not so well known.

The Answers Come in the Gap You know that moment. You're not trying to solve anything. You're in the shower, or you're swimming in the pool, and suddenly the answer is there. Clear. Simple. The thing you've been chasing for weeks. Most salon owners never get to that moment. They take holidays and bring the laptop. They step away and they're still checking emails. So their brain never actually stops. Never actually thinks. In this episode, Larissa Macleman and Joel Bouzaid record live from a coaching conference in Thailand — and share the conversation that's been shaping why they bring their salon owners to intensive events like Bali every single year. It's not about the destination. It's about three very specific things that happen when you finally create white space. What you discover when you're around people ahead of you. And why resetting your nervous system is the missing piece in scaling past a million dollars. What you'll discover in this episode: Why the best ideas don't come in meetings — they come in the gapThe real cost of running on hustle when you're trying to scale to a million dollarsWhat happens to your nervous system when you finally switch off (and why your business depends on it)Why being around people ahead of you is non-negotiable for your growthThe moment business shifts from feeling heavy and stale to feeling light and inspired again This episode is for any salon owner who's been grinding. Who feels stuck. Who wonders why business feels so heavy when it shouldn't. You can't build a million-dollar business while you're just hustling. Here's what actually needs to happen. Larissa Macleman is the Founder of Salon Owners Collective and Salon Mastery, a 20-year large-format salon owner, and the architect of the Million Dollar Growth Plan. Joel Bouzaid is the Boardroom Coach and Leadership Coach at Salon Owners Collective, bringing 20+ years of business scaling experience to salon owners ready to step into CEO leadership. FREE STRATEGY CALL: Ready to discuss your salon's growth roadmap? Book your free strategy call: https://bit.ly/ApplySMRiss 3 Reasons Every Salon Owner Should Listen to This Episode: ✅ Discover where the real answers actually come from — and why you've been looking in the wrong places ✅ Find out what's really costing you at the million-dollar mark (it has nothing to do with hustle) ✅ Uncover the one thing that shifts business from feeling heavy to feeling light (and how to get there)

Näsan läker fint, men Maximus mamma får absolut inte veta någonting. Johanna har köpt en Android (my version of hell), och har gått all in på sardiner, och honorikets nyår närmar sig med löften om cardio och noll socker. MEN vinet, det rör vi inte. Dessutom: gubbjäveln ville åka till Bali!? Produceras av More Than Words Hosted on Acast. See acast.com/privacy for more information.

Eliza May is the founder of Elevated Bass Music, a genre she built from scratch by fusing dubstep and bass music with singing bowls, tuning forks, healing frequencies, and personal storytelling. In this episode, she traces the whole arc — how a psychic in Russia once told her parents "all she hears is music," a childhood shaped by her sister's death and years of isolation in Siberia, and how music school taught her to keep performing even while terrified of crowds.We get into how DJing found her by accident, how scratching led her to DJ Qbert's Scratch University and eventually to a plane ticket to America to train with him in person, and the dream in Bali where she heard the words "elevated bass music" and woke up knowing she had to build it.She walks us through what actually goes into her sets: chakra-matched singing bowls, tuning forks, subconscious affirmations mixed low enough that you can't consciously hear them but still feel them.If you care about the person behind the music as much as the music itself, this is the one.#ElevatedBassMusic #DJElizaMay #BassMusic #Dubstep #SoundHealing #WomenInMusic #ElectronicMusic #ArtistStory #MusicPodcast #elizamay #gettingtoknowyou Connect With Eliza • Instagram: @djelizamay• Instagram: @elizamay.music• YouTube: @elv8_elizamay• YouTube: @ElizaMayTv

Alaska and Willam overfloweth with goss this week; from Alaska's 'Oh, Mary!' tour announcment to Willam's time with elephants in Bali, to the girl who was doing to much on 'Feed The Birds.' Plus they talk Texas gigs, boat shows, singing the National Anthem; plus they read a letter about working the back door.Listen to Race Chaser Ad-Free on MOM PlusFollow us on IG at @racechaserpod and click the link in bio for a list of organizations you can donate to in support of Black Lives MatterRainbow Spotlight: Down For The Ride by YavinFOLLOW ALASKAhttps://twitter.com/Alaska5000https://www.instagram.com/theonlyalaska5000https://www.facebook.com/AlaskaThunderhttps://www.youtube.com/channel/UC9vnKqhNky1BcWqXbDs0NAQFOLLOW WILLAMhttps://twitter.com/willamhttps://www.instagram.com/willamhttps://www.facebook.com/willamhttps://www.youtube.com/channel/UCrO9hj5VqGJufBlVJy-8D1gRACE CHASER IS A FOREVER DOG PODCASTSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

"Your next level will often require you to release the version of yourself that created your current life." There are moments in life when you know that the life you are living is too small for what your soul is seeking to become. Something inside you begins to stir. You feel the call for more truth, more freedom, more purpose, more of the life you know you're capable of living. And at some point, the question is no longer, "Am I ready?" The question becomes, "Am I willing to walk through the door?" In this special episode of SoulTalk, Kute Blackson shares why, after more than 15 years and 25 transformational journeys, he has decided the upcoming Boundless Bliss Bali December, will be the final one he personally facilitates. He reflects on what these 12-day journeys have meant, why true transformation requires more than information, and why the next level of your life often asks you to let go of the version of yourself that got you here. If you know you were put here for something bigger, if you can feel that an old chapter is complete, or if there is a part of you that has been waiting for the right moment to say yes to yourself, this episode is an invitation to listen deeply. Because there are moments when one decision changes everything. And if Bali has been calling you, this may be that moment.  Some Questions I Ask • What part of your life do you already know has reached completion? • What would become possible if you stopped waiting to feel ready? • What version of yourself must you be willing to release for your next chapter to begin? • If you knew one courageous decision could change the trajectory of your life, what would you choose? • What is life asking of you right now that you can no longer ignore? In This Episode, You'll Learn • Why true transformation often begins with a decision before you feel completely ready • What 25 Boundless Bliss Bali journeys have taught Kute about human transformation • Why your next chapter may require releasing the identity, patterns, and limitations of your past • The difference between learning about transformation and actually living through it • Why this final Bali represents the closing of a profound 15-year chapter • How to recognize when life is asking you to stop waiting and walk through the door   Create a life that is a masterpiece! Join me on a life-changing journey from Dec. 5th to 16th : www.boundlessblissbali.com What if today was your last day? : http://www.youtube.com/watch?v=Y6BzFzBqFBU  

Chris Josephs is the co-founder of Autopilot, a fintech platform that lets everyday investors automatically follow the portfolios and strategies of other investors. Before building Autopilot, Chris learned entrepreneurship by flipping sneakers as a teenager and helping grow his family's custom sports compression business. In this episode, he explains how a simple idea to track Nancy Pelosi's stock trades became a viral social media phenomenon with millions of followers, how he used content and distribution to grow Autopilot, and why he believes AI-powered investing could be the next major evolution in retail investing. On this episode we talk about: How Chris made his first money flipping sneakers as a teenager The entrepreneurial lessons he learned from his immigrant parents and family business Why Chris left a finance career to build a business and how living in Bali taught him to make money online How the Nancy Pelosi stock tracker went viral and drove massive growth for Autopilot Why storytelling and distribution can be just as important as the product itself The rise of AI-powered investing and letting AI strategies automatically trade stocks Why Chris believes everyday investors can benefit from following experienced investors rather than trying to pick stocks themselves How massive companies like Amazon and Meta can use their scale and capital to make long-term bets on AI and robotics Top 3 Takeaways Distribution can make an ordinary product extraordinary. Chris explains how Autopilot existed alongside other automated and mirror-trading platforms, but the unique Nancy Pelosi story gave the company a memorable hook that helped it spread organically. You don't have to do everything yourself. Rather than trying to compete with professional investors, hedge funds, quants, and AI systems, everyday investors may benefit from finding people with better expertise and automatically following their strategies. AI is changing the way people invest. Autopilot is increasingly focused on AI-powered strategies that allow investors to follow portfolios built using models such as ChatGPT, Claude, and Grok. Notable Quotes "There's never been the Nancy Pelosi stock tracker." "The growth and the distribution is more important than, you know, the product." "We shouldn't guess what stocks to buy. We should go to a couple people on Autopilot, find someone good and let them do it for you." Connect with Chris Josephs: Instagram: @ChrisJJosephs Autopilot Instagram: @Autopilot Website: https://www.joinautopilot.com/landing Other: Autopilot is available on iOS and Android A Word from Our Sponsors: - Go to Leesa.com for 25% OFF select mattresses (through August 23, 2026) PLUS get an extra $50 off with promo code TMM, exclusive for my listeners  Learn more about your ad choices. Visit megaphone.fm/adchoices

Not every ocean conservation win comes from a nonprofit or a government program. In this episode, Andrew breaks down three for-profit companies that are cleaning up the ocean, funding wildlife research, and paying living wages to the people doing the work. These businesses show that conservation and profit are not opposing goals. They can be the same goal. Andrew covers 4Ocean, whose full-time captains and cleanup crews earn living wages with health insurance and bonuses across Florida, Bali, Haiti, and Guatemala. He covers Ocean Sole, the Kenyan social enterprise that pays local collectors for discarded flip-flops and employs artisans to turn that waste into sculptures sold around the world. And he covers the wildlife tracking bracelet company that lets a purchase fund a satellite tag on a real shark, manatee, or seabird, connecting buyers directly to the research their money supports. This episode is for entrepreneurs, scientists, and conservationists who want their work to have impact without depending entirely on grants or donor cycles. Andrew argues these three companies point to a business model that more of the ocean conservation space should be paying attention to: people, planet, and profit working together instead of one getting sacrificed for the others. Takeaways 4Ocean employs over 200 full-time captains and crew at living wages across Florida, Bali, Haiti, and Guatemala, plus 350+ bracelet artisans in Bali and Guatemala Ocean Sole pays Kenyan collectors for discarded flip-flops and employs local artisans to carve them into sculptures sold worldwide Wildlife tracking bracelets connect a single purchase to funding for a real satellite tag on an animal like a shark, manatee, or penguin All three companies operate as B Corps or B Corp-style social enterprises, combining environmental impact with fair local employment For-profit conservation businesses can offer more consistent funding than grant-dependent nonprofits, since revenue comes from ongoing product sales rather than competitive fundraising cycles Andrew argues the "triple bottom line" of people, planet, and profit should be the standard other conservation-minded entrepreneurs build toward Support Independent Podcasts: https://www.speakupforblue.com/patreon Need help with your ocean non-profit, company, or project? Get the help you need with Pisces Oceans Inc.: https://www.piscesoceans.ca Connect with Speak Up For Blue Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube  

In this episode, Niall speaks with Liam McClintock, a Yale graduate, former Buddhist monk, and founder of FitMind, a meditation training platform that helps people move beyond stress reduction into deeper states of awareness and well-being. After leaving a career in finance, Liam spent three years training in monasteries across Asia, studying under Bhante Vimalaramsi and learning advanced meditation practices, including jhana states and forgiveness meditation. He recently published his first book, “FitMind”, which brings together neuroscience and contemplative practice in practical tools for everyday life. In this conversation, they explore: — Why happiness supports meditation, not the other way around — How predictive processing theory helps explain why meditation reduces suffering — The neuroscience of jhana states and their role in reshaping the mind — A forgiveness practice for letting go of emotional baggage — The four-step framework for training attention: recognize, release, relish, and remain You can learn more about Liam's work at fitmind.org. --- Liam is the founder of FitMind, a mental fitness training platform that provides evidence-based programmes for individuals and organisations, including Uber. After studying history at Yale University and briefly working in finance, he left his career in 2018 to become a certified yoga and meditation teacher in Bali. His interest in the mind grew from a childhood diagnosis of obsessive-compulsive disorder (OCD), leading him to explore psychology, lucid dreaming, and a wide range of contemplative traditions. His training has included Theravada Buddhism in India, Sri Lanka, and Malaysia; Indigenous shamanism in Peru and Mexico; Boabom, an ancient Tibetan martial art, in Chile; Hatha and Ashtanga Yoga in Indonesia and Nepal; Tibetan Buddhist practices in Bhutan; and Dzogchen, Mahamudra, Qi Gong, and other contemplative disciplines in the United States. Liam later completed a Master of Science in Applied Neuroscience at King's College London, where his dissertation examined the neural correlates of advanced nondual meditation. Liam has since become a Buddhist monk to deepen his meditation practice and has participated in consciousness research at Harvard University. He has also advised on advanced meditation training for Harvard Medical School and Massachusetts General Hospital. Drawing on both scientific research and first-hand contemplative experience, Liam's work bridges neuroscience and ancient wisdom traditions to help people cultivate greater mental fitness, resilience, and wellbeing. He believes that making mental fitness an accessible and enjoyable part of everyday life has the potential to improve both individual lives and society as a whole. --- Interview Links: — Liam's website: https://fitmind.org — Liam's book: https://amzn.to/3RJGOum — Fitmind Courses: https://fitmind.org/module — Fitmind Podcast: https://fitmind.org/learn

4ocean has removed more than 50 million pounds of plastic and trash from the world's oceans, rivers, and coastlines. That milestone did not come from a government program or a traditional nonprofit. It came from a for-profit business built around a single idea: every bracelet sold funds the removal of a pound of ocean trash. In this episode, Andrew breaks down how 4ocean went from one viral video in Bali to a global cleanup operation, why founders Alex Schulze and Andrew Cooper chose a business model over a nonprofit, and how the company built local jobs, recycling infrastructure, and B Corp accountability into its growth. He also digs into the harder questions worth asking about any cleanup business, including the tension between extraction and prevention, the tradeoff of turning recycled ocean plastic into apparel, and why independently audited impact numbers matter more than self reported totals. Whether you're building a career in ocean conservation, running a sustainability focused business, or just curious how a bracelet company ended up pulling 50 million pounds of trash out of the water, this episode gives you a clear look at what works, what's still unresolved, and what to look for the next time you're deciding where to put your money. Takeaways: 4ocean was founded in 2017 by Alex Schulze and Andrew Cooper after they saw plastic pollution overwhelming the water while surfing in Bali The company has removed more than 50 million pounds of plastic and trash from oceans, rivers, and coastlines as of February 2026 Every product sold ties directly to a measurable outcome, which makes the impact tangible for consumers 4ocean is a certified B Corp that hires and pays local workers in the regions where it operates, including Bali and Haiti The company is launching an Impact Dashboard in 2026 to give corporate partners traceable, verifiable insight into their funded impact Extraction models like 4ocean's remove existing trash, but prevention policies are still needed to stop plastic from entering waterways in the first place When evaluating any cleanup organization, look for independently audited impact numbers rather than self reported totals Support Independent Podcasts: https://www.speakupforblue.com/patreon Need help with your ocean non-profit, company, or project? Get the help you need with Pisces Oceans Inc.: https://www.piscesoceans.ca Connect with Speak Up For Blue Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube  

In March 2021, police in South Australia’s Flinders Ranges uncovered a shallow grave containing the body of 21-year-old Jasmeen Kaur. What forensic pathologist Professor Roger Byard discovered during her autopsy, soil inhaled deep into her airways revealed a horrifying truth: Jasmeen had been buried alive. In this episode of True Crime Conversations, Gemma Bath sits down with Professor Roger Byard, one of Australia’s most respected forensic pathologists, following his recent retirement from an extraordinary career. He opens up about investigating the horrific Snowtown murders, identifying victims of the Bali bombings and Boxing Day tsunami, and what four decades on the frontline of death has taught him. LINKS If any of the contents in this episode have caused distress, know that there is help available via Lifeline on 13 11 14 or Beyond Blue on 1300 22 4636. Contact Full Stop Australia on 1800 385 578, 7 days, 24 hours. GET IN TOUCH Follow us on Instagram and TikTok @truecrimeconversations Want us to cover a case on the podcast? Email us at truecrime@mamamia.com.au or send us a voice note. Make sure to leave us a rating and review on Apple & Spotify to let us know how you're liking the episodes. CREDITS Guests: Roger Byard Host: Gemma Bath Producer's: Tahli Blackman & Ella Maitland Video Editor: Julian Rosario Audio Designer: Tegan Salder Mamamia acknowledges the traditional owners of the land on which we have recorded this podcast.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

Bali is truly top of mind.4 Pines, a brewery born in Manly and enjoyed everywhere. Get their Japanese Lager available here: https://4pinesbeer.com.au/Neds: Smash out a same game multi in seconds and track it live as the action plays out. Use the Punter's Toolbox for extra value & protection. Get amongst it on the neds app. T&Cs apply see website for details https://www.neds.com.au/. You Win Some You Lose More.Good Day Multivitamin & Day Lyte Electrolytes, it's the least you can do. Use code 'dribblers' for 10% off your order here: https://gooddayaus.com.au/Join The Good Day Goers Facebook Group here.Bali TripManly v StormTrump's Japan CommentsMatt King Coaching NSWScratching An ItchScott McCreery's Instagram CommentJonah Hill Brazilian Jiu-JitsuKhabib's Sweaty GymBali BrainPool Etiquette Hosted on Acast. See acast.com/privacy for more information.

For the first time, the whole story of the last two years — told from the other side. In this episode: The heroine's journey — the map: the hero comes home with the treasure; the heroine realizes she is the treasure, and she is the home The launch that cracked it open: 21 yeses where 90 used to say yes — and the sentence that took over December 2024: the call that was harder than the breakup — and why it turned out to be the first brave decision of the rebirth THE VALUES AUDIT — five signs your season is a values change, not a collapse: (1) the wins land flat, (2) you're still funding your old self, (3) you envy the "wrong" people, (4) you keep changing the strategy but never question the goal, (5) "it's not working" has become a sentence instead of a fact Tonight's ten-minute exercise: your calendar + your bank statement — still, or was What ten days of silence in India returned — and what the new values are building now (new episodes every Tuesday and Friday, starting this week) Timestamps :  00:00 — Cold open: the training and the December call 03:57 — The heroine's journey: the map 05:57 — The empire years 08:19 — Values have seasons 09:21 — The whisper: "It's not working" 10:42 — Trying to fix it 12:22 — December 2024: the call 14:35 — "The first brave decision of the rebirth" 15:36 — It wasn't a failure — it was a values change 18:32 — Old strategies, new values 19:47 — The Paris apartment and the cabin 22:08 — The Values Audit: #1, the wins land flat 22:48 — #2, funding your old self 23:51 — #3, envying the wrong people 24:31 — #4, new strategy, same goal 26:27 — #5, a sentence, not a fact 27:24 — Tonight: calendar and bank statement 27:48 — India, Bali, the silence 30:07 — The return 31:57 — Money and meaning 34:02 — If you're in this season 35:54 — "You are the treasure"  

Click the post for details on this episode! Welcome back to Open House! Randy Seidman here with another two hours of the grooviest beats. Just wrapped up an amazing month long tour with shows across Thailand, Vietnam, Korea and Bali, so many great memories and new friends made along the way. Today’s episode is a special one with some of my favorite tunes in the first hour, followed by an exclusive session with the Dutch-Vietnamese talent shaping Saigon’s underground, HOAHOA. For now, turn it up! Randy Seidman’s Website Randy Seidman’s SoundCloud Randy Seidman’s Beatport Randy Seidman’s Spotify Randy Seidman’s Facebook Randy Seidman’s Twitter Randy Seidman’s Track List: 01. Fon.Leman, KatsUp – Vanassa (Extended Mix) [SkyTop] 02. Alex Twin – Give Me Love (Original Mix) [Madorasindahouse Records] 03. Jiggler – Elements (Extended Mix) [Sirup Music] 04. Povar – Salt (Original Mix) [Bunny Tiger] 05. Sandro Bani – You Know That (Extended Mix) [Sirup Music] 06. Antoine Clamaran – Zilwa (Extended Mix) [Tumbata Records] 07. Kevin McKay, KÖNI, West of the Sun – Sun On The Sea (feat. Lou) (Extended Mix) [Glasgow Underground] 08. VIZANO – Kaamukta [Indo Warehouse] 09. Tryger – Fall Into (Ver-Dikt, Andy Dav Extended Remix) [SkyTop] 10. Savin – Flawless (Original Mix) [Exx Muzik] 11. DMITRY SID – Rhythm [Exx Underground] 12. Manu Cerasa – Pray (Original Mix) [ZEF Music] 13. Tripolism – Good Times (Extended Mix) [Ultra] 14. Daniel Rateuke, AWEN – Gold (Original Mix) [Kanté] I hope you enjoyed the first hour with some of my top recent tunes. Up next is a special exclusive session with HOAHOA, a Dutch-Vietnamese producer who cut his teeth in Amsterdam’s electronic scene and has since become a key figure shaping Saigon’s underground nightlife. His sound blends Afro House, Indie House and Deep Melodic Techno into something unique with high energy. I’ve had the pleasure of playing alongside HOAHOA in Vietnam, and his ear for quality dance music and silky smooth mixing has always stood out to me. But today, he is here just for you. HOAHOA’s Instagram HOAHOA’s SoundCloud HOAHOA’s Track List: 01. Voodoochild – Badda boom [Wired] 02. CANVI, Ander Race – Faded Whispers [Urge To Dance] 03. John Creamer, FALFÁN, Lula – In My Hut (German Brigante Remix) [Dancepush] 04. G-POL – Illicit Dust [Experts Only] 05. Sama – HEY 06. Blackloud – Get This [Sanctuary Music] 07. Gumm – Feel it [ISOLATE] 08. Mydoz, Franciskos, SENATVS – Batman [Wired] 09. Beswerda – Funk Residue [Siamese] 10. Eran Hersh, Anorre, Melø – Take That [Make The Girls Dance Records] 11. Knorst, Riko & Gugga – All Night [ERRORR] 12. Samantha Loveridge – Backtrack Blow Up (Max Styler Remix) [When Stars Align] 13. Mia Mendi, Skuro – Angel Wings [Diynamic] 14. Fel C – Disko Disko [Mago Music] Randy Seidman · Open House 258 w/Randy Seidman + HOAHOA [Aug. 2026]

In this episode of The Psychedelic Podcast, Paul F. Austin speaks with Ian Gardner, founder and CEO of The Acraya, about dark retreats as an ancient contemplative practice now entering Western culture. This episode is sponsored by The Acraya. Listeners of The Psychedelic Podcast can receive 5% off an Acraya retreat. Visit https://acraya.global/thirdwave and use discount code 3WAVE when booking. Ian explains what happens when external stimulation disappears, why boredom and difficult inner material can become central parts of the experience, and how dark retreats compare with psychedelics and extended meditation. He also discusses screening, facilitator training, post-retreat integration, and his vision for technologically supported retreat centers in Costa Rica, Nepal, Bali, and beyond. Episode Highlights: Ancient roots of dark retreat practice What remains when sensory anchors disappear Psychedelics versus gradual inner awakening Boredom as a gateway to deeper material Preparing for several days in darkness Why facilitators need embodied experience Screening for psychological contraindications Technology designed to support retreat safety Integrating before returning to ordinary life Scaling dark retreat centers worldwide Ian Gardner is the founder and CEO of The Acraya, a network of dark meditation retreat sanctuaries. A seasoned entrepreneur, he has founded and exited five companies across biotechnology, renewable energy, and electric vehicles in private and public markets. While earning his MBA from the University of California, Los Angeles, Ian was introduced to yoga and meditation. He later explored Transcendental Meditation, Self-Realization Fellowship, Eckankar, Mudrashram, and the Bridge Path. In 2001, he traveled to Allahabad, India, for the Maha Kumbh Mela before entering a year of seclusion, during which he meditated for up to eight hours daily. Ian has written six books related to esoteric teachings and spent two years working at the Esalen Institute. In 2023, he founded the Church of the Acraya to support the development of dark meditation retreat centers worldwide. He lives in Scottsdale, Arizona, with his wife and children and maintains a daily meditation practice. Epoisode Links: Explore The Acraya and receive 5% off with code 3WAVE Additional Episode Sponsors: The Psychedelic Practitioner Certification by Third Wave's Psychedelic Coaching Institute. Golden Rule - Get a lifetime discount of 10% with code THIRDWAVE at checkout Find full show notes and links here: https://thethirdwave.co/podcast/episode-367/?ref=278 Third Wave occasionally partners with or shares information about other people, companies, and/or providers. While we work hard to only share information about ethical and responsible third parties, we can't and don't control the behavior of, products and services offered by, or the statements made by people, companies, or providers other than Third Wave. Accordingly, we encourage you to research for yourself, and consult a medical, legal, or financial professional before making decisions in those areas. Third Wave isn't responsible for the statements, conduct, services, or products of third parties. If we share a coupon code, we may receive a commission from sales arising from customers who use our coupon code. No one is required to use our coupon codes." Disclaimer: This episode is provided for educational and entertainment purposes only and should not be considered medical, psychological, or legal advice. Any views, experiences, or claims expressed by the guest are his own and do not necessarily represent those of Third Wave or The Psychedelic Podcast.

In 2002, while on a surf trip to Bali, 26-year-old Nick Woodman has an idea for a camera mount that would allow him and his friends to capture action shots of themselves in the water. At the time, only professional surfers who hired photographers had these types of images. Woodman spends years developing and trying to sell his product. In 2007, the GoPro takes off, in large part due to customers posting on a new website called YouTube. For years, GoPro soars, but Apple is close on its heels, releasing iPhones with better and better cameras. To keep GoPro relevant, Woodman makes a massive and risky pivot. Audible subscribers can listen to all episodes of Business Wars ad-free right now. Join Audible today by downloading the Audible app.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of Once Upon a Crime, we revisits the murder of Sheila von Wiese Mack through the new book When Lambs Become Wolves by retired Sergeant Rasul T. Freelon, who knew Sheila and her daughter Heather years before the Bali killing. Freelon recounts how a 2010 theft report led to repeated police contact, revealing escalating child-to-parent violence: Heather's manipulation, financial fraud, and assaults that included breaking Sheila's arm and later a brutal attack. Despite diversion programs, mentoring, probation, and numerous calls for service, Sheila often refused to press charges, focused on saving her family, and ultimately told Freelon, “She's going to kill me.” When Lambs Become Wolfs. https://www.amazon.com/dp/0809339943?lv=shuf&channelId=500&plpRedirect=mhFallbackResorting to Murder: The Body in the Suitcase: https://art19.com/shows/once-upon-a-crime/episodes/eef34649-e83a-47cb-a960-5403629b2295 See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.