Podcasts about vidia

Keby som na ulici zostavil vládu zo svojich susedov, tak by to bolo lepšie ako to, čo nám dnes vládne. Pýtam sa, či je vôbec možné, aby sme riadili štát s tak slabým intelektuálnym potenciálom? Pre mňa je to jeden z divov sveta, hovorí renomovaný súdny lekár Norbert Moravanský. Ako a prečo Slováci podľa súdneho lekára umierajú?Vstupujú na miesta tých najotrasnejších zločinov, ale chodia aj k tým najbanálnejším tragédiám. Vidia a vnímajú aj to, čo by sme my sami najradšej nevideli a čo vedome neraz popierame - no práve preto i toto sme. Slovensku ako krajine chýba pamäť a nesmierne hazardujeme s ľudským potenciálom. Zdravý sedliacky rozum nás už neraz doviedol do strašných problémov, pripomína súdny lekár Norbert Moravanský.O zločinoch - a o tom, ako a prečo ich páchame, vedia oveľa viac než my a preto dobre vedia i to, kde a v čom máme tie naše najtemnejšie komnaty i tých najohavnejších démonov. Neraz pritom neuveriteľne banálnych - a spoločnosťou pritom roky prehliadaných.Súdni lekári - to sú tí, ktorí sú na miestach zločinov, ale aj zdanlivo banálnych tragédií, ako tí prví a práve preto nám vedia dať kompetentné, ale aj zmysluplné odpovede, akí vlastne sme a kto v skutočnosti sme.O čom teda hovoria mapy našich zločinov a na čo poukazujú naše opakujúce sa tragédie? Kde sa v nás skrýva ten malý diabol všetkých tých tragédií? A čo smrť - v jej kruto nahej podobe, čo tá o nás vlastne vypovedá?Ten výtlak IQ a to, že som bol v škole, keď sa preberali veci, tak to ja tam nevidím. Toto je obrovská intelektuálna kríza. Kladiem si otázku, že či je vôbec možné, aby sme riadili štát s tak slabým intelektuálnym potenciálom. Pre mňa je to jeden z divov sveta, že toto je vlastne možné. Devalvovali sme prakticky úplne všetko, čo sa devalvovať dá, tvrdí súdny lekár.Ráno Nahlas so súdnym lekárom Norbertom Moravanským. Pekný deň a pokoj v duši praje Braňo Dobšinský.

Keby som na ulici zostavil vládu zo svojich susedov, tak by to bolo lepšie ako to, čo nám dnes vládne. Pýtam sa, či je vôbec možné, aby sme riadili štát s tak slabým intelektuálnym potenciálom? Pre mňa je to jeden z divov sveta, hovorí renomovaný súdny lekár Norbert Moravanský. Ako a prečo Slováci podľa súdneho lekára umierajú?Vstupujú na miesta tých najotrasnejších zločinov, ale chodia aj k tým najbanálnejším tragédiám. Vidia a vnímajú aj to, čo by sme my sami najradšej nevideli a čo vedome neraz popierame - no práve preto i toto sme. Slovensku ako krajine chýba pamäť a nesmierne hazardujeme s ľudským potenciálom. Zdravý sedliacky rozum nás už neraz doviedol do strašných problémov, pripomína súdny lekár Norbert Moravanský.O zločinoch - a o tom, ako a prečo ich páchame, vedia oveľa viac než my a preto dobre vedia i to, kde a v čom máme tie naše najtemnejšie komnaty i tých najohavnejších démonov. Neraz pritom neuveriteľne banálnych - a spoločnosťou pritom roky prehliadaných.Súdni lekári - to sú tí, ktorí sú na miestach zločinov, ale aj zdanlivo banálnych tragédií, ako tí prví a práve preto nám vedia dať kompetentné, ale aj zmysluplné odpovede, akí vlastne sme a kto v skutočnosti sme.O čom teda hovoria mapy našich zločinov a na čo poukazujú naše opakujúce sa tragédie? Kde sa v nás skrýva ten malý diabol všetkých tých tragédií? A čo smrť - v jej kruto nahej podobe, čo tá o nás vlastne vypovedá?Ten výtlak IQ a to, že som bol v škole, keď sa preberali veci, tak to ja tam nevidím. Toto je obrovská intelektuálna kríza. Kladiem si otázku, že či je vôbec možné, aby sme riadili štát s tak slabým intelektuálnym potenciálom. Pre mňa je to jeden z divov sveta, že toto je vlastne možné. Devalvovali sme prakticky úplne všetko, čo sa devalvovať dá, tvrdí súdny lekár.Ráno Nahlas so súdnym lekárom Norbertom Moravanským. Pekný deň a pokoj v duši praje Braňo Dobšinský.

Naši moderátori Diana a Albert ti dnes, 25. januára, prinášajú epizódu nášho unikátneho UP NEWS - špeciálu. Každú sobotu ťa zoberieme na cestu plnú inšpirácie, zaujímavých tém a príbehov. 0:49 - „Lacná letenka neznamená hneď lacnú dovolenku," radí skúsená cestovateľka. Ak chceš ušetriť, na toto si dávaj pozor: https://www.startitup.sk/lacna-letenka-neznamena-hned-lacnu-dovolenku-radi-skusena-cestovatelka-ak-chces-usetrit-na-toto-si-davaj-pozor/ 2:36 - Ryanair vypočul Slovákov: Bratislavské letisko spustí 5 nových liniek. Zrušenú linku nahradí lukratívnejšou: https://www.startitup.sk/ryanair-vypocul-slovakov-bratislavske-letisko-spusti-5-novych-liniek-zrusenu-linku-nahradi-lukrativnejsou/ 3:53 - Rekordy v predaji vstupeniek: Film Černák priťahuje davy divákov ešte pred premiérou: https://www.startitup.sk/rekordy-v-predaji-vstupeniek-film-cernak-pritahuje-davy-divakov-este-pred-premierou/ 5:04 - Slováci si za dovolenky v roku 2025 poriadne priplatia. Takto sa zvýšia ceny, pomocou jednoduchej veci môžeš ušetriť: https://www.startitup.sk/slovaci-si-za-dovolenky-v-roku-2025-poriadne-priplatia-takto-sa-zvysia-ceny-pomocou-jednoduchej-veci-mozes-usetrit/ 6:10 - „Nový hráč“ na gastroscéne: Elitný šéfkuchár dnes v Bratislave otvoril nové raňajkové bistro. Jeho jedlo ocenila kapela Depeche Mode (RECENZIA): https://www.startitup.sk/novy-hrac-na-gastroscene-elitny-sefkuchar-dnes-v-bratislave-otvoril-nove-ranajkove-bistro-jeho-jedlo-ocenila-kapela-depeche-mode-recenzia/ 7:47 - Traja Slováci otvorili kaviareň na mieste, kde podnikala Zuzana Plačková. Ich recepty sú tajné: https://www.startitup.sk/traja-slovaci-otvorili-kaviaren-na-mieste-kde-podnikala-zuzana-plackova-ich-recepty-su-tajne/ 8:41 - „Nikdy neukazujem deťom, že sa to nedá.“ Cukrárka Kejtlyn založila na Slovensku detskú školu pečenia: https://www.startitup.sk/nikdy-neukazujem-detom-ze-sa-to-neda-cukrarka-kejtlyn-zalozila-na-slovensku-detsku-skolu-pecenia/ 9:57 - Len 1 hodinu od Bratislavy vznikla špičková samoobslužná výberová kaviareň s „Porsche medzi kávovarmi“: https://www.startitup.sk/len-1-hodinu-od-bratislavy-vznikla-spickova-samoobsluzna-vyberova-kaviaren-s-porsche-medzi-kavovarmi/ 10:51 - FOTO: V Bratislave otvorila nová gruzínska reštaurácia. Na známej adrese ponúka najväčšie špeciality: https://www.startitup.sk/foto-v-bratislave-otvorila-nova-gruzinska-restauracia-na-znamej-adrese-ponuka-najvacsie-speciality/ 12:05 - Bezlepková strava sa už „nenosí“ a „BIO“ nie je vždy lepšia voľba. Toto sú najväčšie mýty alternatívneho stravovania: https://www.startitup.sk/bezlepkova-strava-sa-uz-nenosi-a-bio-nie-je-vzdy-lepsia-volba-toto-su-najvacsie-myty-alternativneho-stravovania/ 12:52 - Headhunterka radí, ako na vyšší plat: „Ľudia majú pocit, že im zamestnávateľ zdvihne výplatu automaticky alebo na to idú free style”: https://www.startitup.sk/vyjednavanie-o-vyssom-plate-je-umenie-vdaka-tymto-radam-od-headhunterky-budes-mat-v-praci-vyhrate/ 14:30 - Odhalili tajomstvo najšťastnejšej krajiny na svete. Ich tisícročnú tradíciu tvorí 5 bodov: https://www.startitup.sk/odhalili-tajomstvo-najstastnejsej-krajiny-na-svete-ich-tisicrocnu-tradiciu-tvori-5-bodov/ 16:02 - Rado sa venuje hudbe 40 rokov, hral na Kanároch či v New Orleans: „Do auta sadám medzi druhou a treťou ráno“: https://www.startitup.sk/slovaka-rada-zivi-hudba-40-rokov-hral-na-kanaroch-ci-v-new-orleans-do-auta-sadam-medzi-druhou-a-tretou-rano/ 18:40 - 124-ročná Číňanka prezradila tajomstvo svojej dlhovekosti. Nedá naň dopustiť, lekári krútia hlavou: https://www.startitup.sk/124-rocna-cinanka-prezradila-tajomstvo-svojej-dlhovekosti-neda-nan-dopustit-lekari-krutia-hlavou/

Čítanie môže byť cestou k budovaniu lepšej krajiny, tvrdia manželia Meškovci. Aj preto cez združenie Krajina čitateľov posielajú knihy do škôl, nemocníc aj rodinám z chudobných pomerov. Žiadosti o podporu dostávajú denne, a tak si museli nastaviť jasnú stratégiu pomáhania. Vypočujte si podcast Impact Talks, v ktorom prinášame inšpiratívne príbehy filantropov a filantropiek a búrame tabu spojené so slovom filantropia. Martinus patrí na slovenskom knižnom trhu k špičke. Andrea a Michal Meškovci však hovoria, že podnikanie pre nich nie je primárne zamerané na zisk. Vidia v ňom príležitosť na sebarealizáciu a vytváranie hodnôt. „Firma potrebuje vytvárať zisk, aby bola udržateľná a zdravá. Mám rád ten krásny citát – že zisk pre firmu je ako dych pre človeka. Je absolútne nevyhnutný, ale nežiješ kvôli tomu, aby si dýchal,“ vysvetľuje Michal Meško hodnotové podnikanie.Podľa Andrey Meškovej nemusí pomoc spočívať len v poslaní peňazí. Niekedy stačí venovať inému človeku pozornosť, čas alebo svoju energiu. „Každý máme iné možnosti. Keď teraz pomôžem, neznamená to, že sa zaviažem celý život pomáhať rovnakou sumou. Vždy si môžem dovoliť niečo, čo je v mojich silách, a spraviť pomoc udržateľnou,“ vraví aktuálna CEO Martinusu. V podcaste sa dozviete · prečo manželia Meškovci založili občianske združenie Krajina čitateľov, · ako jedna študentská prednáška priniesla úspešný projekt Anjelské drobné, · kam Michal posiela honoráre za vystúpenia na konferenciách, · prečo chodí Andrea na Vianoce do skladu, · čo majú orechy a uhorky spoločné s filantropiou. Kto sú Andrea a Michal Meškovci? Michal Meško je spoluzakladateľom kníhkupectva Martinus. K bratom Santusovcom sa pridal ešte ako študent. Od roku 2007 až donedávna bol vo firme CEO, momentálne má sabatikal. Andrea Mešková zakladala martinusácke kníhkaviarne Foxford, neskôr viedla HR a aktuálne prevzala po Michalovi CEO žezlo. Impact Talks V podcaste Impact Talks vám predstavujeme osobnosti z biznisu, kultúry a športu, ktoré búrajú zaužívané predstavy o filantropii. Srdciarov, ktorí pomáhajú intuitívne, aj tých, ktorí sa snažia o čo najväčší spoločenský dopad. Lebo filantropia je pestrá a zďaleka nie je iba o rozdávaní peňazí. Impact Talks vám prináša Nadácia Pontis, ktorá sa dlhodobo venuje rozvíjaniu filantropie, sociálnych inovácií a zodpovedného podnikania. Podcast vzniká v spolupráci s portálom Aktuality.sk a moderuje ho Milan Junior Zimnýkoval.

Až dvadsať percent maturantov chce ísť na vysokú školu do zahraničia. Je to desaťnásobok v porovnaní s rovesníkmi v okolitých krajinách. Za ich rozhodnutím sú najmä skúsenosti známych so slovenskými vysokými školami, potom ich samotná kvalita a až na treťom mieste nabádanie zo strany rodičov či blízkych. Vyplýva to z prieskumu agentúry Focus pre mimovládnu organizáciu Therapolis. Naopak motivácie zvyšku maturantov pre štúdium na Slovensku sa točia okolo rodiny a priateľov, ktorých nechcú opustiť, či viazanosť budúcej profesie na Slovensko. Takmer 60% zostávajúcich deklaruje, že to robia preto, že chcú pomôcť rozvíjať svoju krajinu. Aké sú teda motivácie maturantov a čo je za nimi? Sme odkázaní na pokračujúci odliv mozgov? Pozrieme sa na to s Renatou Hall z Therapolis. „Nie je to ľahká cesta. Musíme zmeniť „zážitok“ tých ľudí z vysokých škôl. Až potom sa bude šíriť pozitívna skúsenosť z nich“, vysvetľuje Hall. „Ak chceme smerovať ľudí, ukážme im oblasti, ktoré považujeme za dôležité. A zámerne nehovorím o odboroch či programoch, dnešný svet je totiž natoľko komplexný, že si aj vo vzdelávaní vyžaduje kombinácie oblastí poznania“, hovorí Hall. Uvádza pritom príklad kombinácie štúdia medicíny, manažmentu a práva, ktorá môže byť odpoveďou na potreby lekárov so súkromnou praxou. Prieskum o motiváciách ísť na vysokú školu ukázal aj na fenomén prestávky v štúdiu po maturite. V zahraničí ide o známy fenomén označovaný ako „gap year“. Ide o rok, keď mladí zbierajú pracovné skúsenosti, učia sa jazyky alebo cestujú. U nás s ním počíta desatina maturantov. Podľa Renaty Hall je to čas, po ktorom zvykne prísť k zrelšiemu výberu ďalšieho štúdia. „Ako si vybrať vysokú školu? Neísť na ňu v devätnástich“, komentuje Hall. Podcast pripravil Jaroslav Barborák.

Až dvadsať percent maturantov chce ísť na vysokú školu do zahraničia. Je to desaťnásobok v porovnaní s rovesníkmi v okolitých krajinách. Za ich rozhodnutím sú najmä skúsenosti známych so slovenskými vysokými školami, potom ich samotná kvalita a až na treťom mieste nabádanie zo strany rodičov či blízkych. Vyplýva to z prieskumu agentúry Focus pre mimovládnu organizáciu Therapolis. Naopak motivácie zvyšku maturantov pre štúdium na Slovensku sa točia okolo rodiny a priateľov, ktorých nechcú opustiť, či viazanosť budúcej profesie na Slovensko. Takmer 60% zostávajúcich deklaruje, že to robia preto, že chcú pomôcť rozvíjať svoju krajinu. Aké sú teda motivácie maturantov a čo je za nimi? Sme odkázaní na pokračujúci odliv mozgov? Pozrieme sa na to s Renatou Hall z Therapolis. „Nie je to ľahká cesta. Musíme zmeniť „zážitok“ tých ľudí z vysokých škôl. Až potom sa bude šíriť pozitívna skúsenosť z nich“, vysvetľuje Hall. „Ak chceme smerovať ľudí, ukážme im oblasti, ktoré považujeme za dôležité. A zámerne nehovorím o odboroch či programoch, dnešný svet je totiž natoľko komplexný, že si aj vo vzdelávaní vyžaduje kombinácie oblastí poznania“, hovorí Hall. Uvádza pritom príklad kombinácie štúdia medicíny, manažmentu a práva, ktorá môže byť odpoveďou na potreby lekárov so súkromnou praxou. Prieskum o motiváciách ísť na vysokú školu ukázal aj na fenomén prestávky v štúdiu po maturite. V zahraničí ide o známy fenomén označovaný ako „gap year“. Ide o rok, keď mladí zbierajú pracovné skúsenosti, učia sa jazyky alebo cestujú. U nás s ním počíta desatina maturantov. Podľa Renaty Hall je to čas, po ktorom zvykne prísť k zrelšiemu výberu ďalšieho štúdia. „Ako si vybrať vysokú školu? Neísť na ňu v devätnástich“, komentuje Hall. Podcast pripravil Jaroslav Barborák.

Ako spolu žijú dvaja umelci, ako si delia čas na rodinu a ako vnímajú tlak na kultúru? Hudobník Branči Vec Kováč a výtvarníčka Ivana Šáteková sa s Braňom Bezákom rozprávali aj o tom, ako sa žije feministke s raperom.

Vidia y Daniel se abrigan junto al fuego para revisar la breve pero contundente filmografía de Demián Rugna, incluyendo cortos y la espectacular comedia No sabés con quién estás hablando. Pero no sólo eso. Luego de hablar en detalle de Cuando acecha la maldad (con spoilers) hablan de su gemela / antecedente / prima distante, una cinta de Bryan Bertino del año 2020 llamada The dark and the wicked (también con spoilers). 

Dnes počítače, ale aj rôzne systémy dokážu analyzovať, porozumieť a spracovať obrazy podobne, ako to vie človek očami a mozgom. Systém, ktorý využíva detegovanie javov, sa využíva napríklad pri autonómnom riadení áut. Počítačové videnie má však širšie uplatnenie v oblastiach, ako je medicína, priemysel, zábava či bezpečnosť. Máme dostatok trénovacích dát, potrebných na vývoj pokročilých modelov počítačového videnia? Zbierajú tieto systémy dáta a sú chránené pred zneužitím? Aké sú najnovšie trendy v oblasti počítačového videnia? O týchto aj o ďalších otázkach sme sa rozprávali v podcaste na portáli VEDA NA DOSAH s Ing. Viktorom Kocurom, PhD. Ing. Viktor Kocur, PhD., je odborným asistentom na Katedre aplikovanej informatiky Fakulty matematiky, fyziky a informatiky Univerzity Komenského v Bratislave. Vo výskume sa venuje rôznym aspektom 3D videnia od základného výskumu geometrie kamier až po praktické využitie, napríklad pri interakcii človeka s robotom, automatickom sledovaní dopravy alebo v priemyselných aplikáciách. Často kombinuje moderné techniky hlbokého učenia s poznatkami z geometrie.

Welcome!

5pm - NVIDIA CEO surprises Stanford's graduates by wishing suffering upon them (to build character) // KNOW-IT-ALL QUIZ // LETTERS

Johanna Struthmann und Dr. Stephan Rosarius haben mit Vidia Equity einen Impact Fonds aufgelegt – und die LPs investieren bis zum Closing an der harten Obergrenze. In diesem Spotlight gibt Johanna Struthmann Einblick in ihre Arbeit und die Vorgaben, die mit der Einstufung nach Artikel 9 einhergehen und erzählt, welche Geschäftsmodelle bisher überzeugen konnten.

Od 2. februára sa v USA predáva dlho očakávaný headset pre rozšírenú realitu Apple Vision Pro. Ešte predtým si ho mohli na niekoľko dní vyskúšať vybraní recenzenti.Aké majú zo zariadenia dojmy, ako sa im s ním pracuje, v ktorých situáciách im headset dával najväčší zmysel a kedy naopak narážali na obmedzenia? V podcaste SHARE sa o tom rozprávajú redaktori Živé.sk Lukáš Koškár a Maroš Žofčin.V aktuálnej časti podcastu SHARE sa dozviete:Kto si už mohol Apple Vision Pro vyskúšať.Ako v praxi vyzerá a hlavne funguje samotný hardvér.Ako sa pracuje s aplikáciami.Ktoré úkony je s headsetom možné robiť.Či je vhodný ako náhrada desktopu.Ako sa pri každodennom používaní osvedčilo ovládanie gestami.Prečo záznam a prehrávanie videa headsetom pripomína sci-fi filmy.Čudné situácie, ktoré recenzenti so zariadením zažili.Či headset predstavuje ďalší „iPhone moment“.Téme sa venujeme aj tu:Prvé recenzie Apple Vision Pro: Pôsobivé, ale i veľké, ťažké, nedomyslené. Aj Apple zablúdilMá Apple problém? Netflix hodil headset Vision Pro cez palubuDokonalá virtuálna kancelária pomocou okuliarov od Apple? Zatiaľ žiadna sláva, tvrdia prví testeriPrepisuje históriu? Všetko o revolučných okuliaroch, ktoré Apple práve predstavil (podcast)Podcast SHARE pripravuje magazín Živé.sk.

Join Cate Stillman and Brett Larkin as they dive into the heart of yoga, personal transformation, and discovering joy amidst the chaos of life. Together, they explore the evolution of yoga, the significance of authenticity, and the seamless integration of spiritual practices into your everyday life. What You'll Get Out of Tuning In Unlock the transformative power of yoga beyond physical postures. Learn the art of cultivating authenticity in your yoga practice and daily life. Explore the concept that joy can be present in chaotic moments. Find inspiration to embrace your unique path on the journey of self-discovery. Highlights The Evolution of Yoga: Understand how yoga has evolved over time and its relevance in today's tech-driven society. Authenticity in Practice: Explore the concept of soulmate poses and the permission to practice yoga in a way that aligns with your authenticity. Joy Amid Chaos: Learn how joy can be found in unexpected, messy, and chaotic moments, challenging conventional ideas of what a spiritual practice should look like. The Living Wisdom: Dive into the concept of "Vidia" as the living wisdom, emphasizing the importance of a dynamic, evolving practice. Quotes "Your life is a yoga studio. Your life is awareness." "The only way to measure the progress of your practice is through other people noticing." "What we're awakening to is your authenticity, your awakening to your own authenticity." Links Get access to Uplevel Your Life here. Use promo code: UPLEVEL37 Get access to Lead Your Club here. Use promo code: LEAD37 Check here to see: Brett Larkin Media Kit As we come to the end of this inspiring conversation, we encourage you to take a moment for self-reflection. Identify your own soulmate poses and dive into the exciting adventure of embracing authenticity and self-discovery. Join us in this thought-provoking dialogue for a renewed outlook on yoga, life, and the quest for joy amid life's chaos.

Vidia vuelve al podcast para enfrascarse con Daniel en una detallada y extensa discusión respecto a la última película de Martin Scorsese. Spoilers de todo. 

Ani s rodičmi, ani na škole - mladí o „nej“ s nikým nehovoria. Avšak zažívajú „ju“ často na vlastnej koži. Dospelí Slováci a Slovenky vnímajú korupciu ako rozšírenú v našej krajine.   Ako sa na ňu pozerajú dnešní mladí ľudia? Vidia ju okolo seba, zažívajú ju na vlastnej koži, tolerujú ju, či dokonca správajú sa aj oni korupčne či neeticky? O korupcii – vo veľkom aj malom, o neetickom správaní, šedých zónach morálnych kompromisoch, ale aj o tom, ako rozmýšľať a hovoriť o korupcii nám povedia v najnovšej epizóde podcastu Krajina Mladých – mladí ľudia z Bardejova a odborníčky na korupciu.  

Bloomberg Economics US Economist Stuart Paul and Steven Skancke, Chief Economic Advisor at Keel Point, discuss the Federal Reserve meeting and provide a preview of Wednesday's rate decision. Bloomberg Technology Co-Host Ed Ludlow breaks down AMD reporting a lackluster revenue forecast and looks at the latest EV news. Martina Larkin, CEO of Project Liberty, talks about efforts to return ownership and control of personal data to individuals. Bloomberg Businessweek Editor Joel Weber and Bloomberg News Media and Entertainment Reporter Samantha Stewart share the details of Samantha's Businessweek Magazine story Hollywood Has Perfected the Lucrative Business of Horror Movies. And we Drive to the Close with Jimmy Lee, CEO at Wealth Consulting Group.Hosts: Carol Massar and Jess Menton. Producer: Paul Brennan.      FULL TRANSCRIPT:     This is Bloomberg Business Wait inside from the reporters and editors who bring you America's most trusted business magazine, plus global business, finance and tech news. The Bloomberg Business Week Podcast with Carol Messer and Tim Stenebeck from Bloomberg Radio. We're just under twenty four hours away, Jess from the next FED decision FOMC. We've got some economic news today. We talked about it right, consumer confidence down to a five month low, dropping to a five month low in October, and then you got employment costs unexpectedly accelerating in the third quarter or so. That reminds us we've got a strong, strong labor market. And especially with some thoughts ahead of this FOMC meeting. Back with US is doctor Steve Shanky, chief economist and advisor at Keele Point and former staff member of the US Treasury while White House National Security Council. And then of course Steve is on zoom in Mexico, also with US as Bloomberg Economics owned US economist Stewart here of course in the Bloomberg Interactive Brokers studio, and so Stewart I wanted to kick off with today's data, so we did get a lot of indications here what wage growth does look like in the economic snaphot obviously of the economy. When you are thinking about FED share Jerome Pale tomorrow, what are your thoughts in what do you think that the Federal Reserve should do? Because we're not going to get those quarterly economic projections or the dot plots tomorrow. So it was a bit of a shocker to see the employment cost index tick up in Q three. It departs from what we've been seeing with the Atlanta Fed wage tracker, departs from what we've been seeing in the non farm payrolls report, where we've had modest wage growth that's actually been relatively consistent with two percent inflation, with the Fed's two percent inflation target. We don't think that the Fed is going to be in a position to hike tomorrow ninety seven some odd percent odds market applied probability that the Fed's going to maintain its current policy rate when it makes its announcement tomorrow, and we think that that is the right move. Though I wouldn't be so presumptuous as to tell Chairman Powell how to do his job. I would either having said that way, I want to bring Steve into because what I think about A very wise individual said to me that Jay Powell, he's a lawyer, and he looks at the data in front of him, Steve, and that's what's going to determine the decision he's going to make on any given FOMC day. Having said that, so what is the data playbook that Jay Powell and company will be dealing with when they make that decision or just ahead of that decision tomorrow. Well, I absolutely agreet Carola, and the data that he has has in front of him is a little bit overwhelmeding just because it's so broad. I mean, we had this four point nine GDP growth number, but you know, consumer spending was up four percent and a rebuilding of inventories, which is a big variable, was up. So how do they discount that? Maybe he'll say something about that in his comments, as as Stewart said, the employment cost index unexpectedly up, but at the same time, a year over year, private wages and salaries were doubt a bit. Unemployment is not likely to fall, wages are looking to be on a downward trend when we look forward, and I think that the FED can probably see that. So the discussion, even with no rate increase, no change in tone, I think would be very interesting as chair of Powell answers questions about these data that are a little bit inconvenient. But at the same time he has a lot of other things that he can fall back to and point to, well, come back back in stut because I just I do wonder in terms of, you know, what you think will be top of mind or the message that he's going to need to get across in that press conference, or what he might be you know, questioned about the most because I feel like we've well, no, okay, no decision, So we moved to the press conference, right, So moving to the press conference. Here's just a typical strategy that Powell deploys at the press conference. If they were to ever make a hike a hawkish move, he ends up sounding a little bit more dubbish during the press conference if they do something that's a little bit you know, incrementally dookook right exactly, and you just hold on to your CDs. You watch equities move when he's in the middle of the press conference. But when they make something that's a little bit more dubvish, when they hold rates steadied as they will tomorrow. He's gonna most likely sound hawkish. He's going to talk about the persistence of growth, even if he takes Steve's really important points into consideration about thirty percent, about thirty percent of that four point nine percent Q OVERQ growth that we saw on Q three came from inventories. That doesn't exactly scream like organic growth in the US economy. Even if he were to take that into consideration, he's gonna end up saying every meeting is a live meeting. They're only making decisions for today. They're not making decisions for tomorrow. Based in the latest SEP, they're still showing another rate hike this year. So he's going to end up sounding a bit more hawkish at the press conference. Interesting how much does that job booning stew feed into the mistake from transitory that he dropped almost two years ago? You know, I think that it is still something that they think about. They don't want to end up with the egg on their face and perpetuity. They do want to end up showing some sort of dedication to bringing inflation back toward the two percent target. After having made such an important misstep and being so all too confident that inflation would come down naturally, and instead they're actually having to put in a lot of the work. And given the fact that the US hasn't been especially interest sensitive in their spending today and it's taken a lot more hiking than anticipated, I think that any sort of hawkish tone may exactly be part of that just and may be part of that legacy of dealing with that transitory egg on their faces. Hey, Steve, one of the things that I thought was really interesting. We've had a great story in the Bloomberg about corporate credit strength and that to really you know, tame inflation. The FED, you know, they're looking to tighten those financial conditions across the economy, but they really haven't made much of a dent in corporate America yet. So we're talking about you know, we look specifically at the extra yield investors demand for risk in the US investment grade and high yield bond markets, which has remained below their twenty year averages and well under level seen during historical times of stress in the economy, and borrowing remains robust. So would the FED like to see that tighten up a little bit and not be so upbeat that there's more work to be done. They look at things like that, well, they certainly would like to see the market providing less liquidity, and that goes right to the point that you make. But they're also there are also very wary, I believe, notwithstanding wanted to wanting to continue their Hockey's tone of doing anything that is that is going to fuel a further sell off in the bond market. They seem to be happy with where mid and longer term rates are, and so while they might not be particularly happy with with all the liquidity that continues to exist in the corporate market, my belief is that they'll be patient about it. Can I ask you, do you feel like if it's getting close to a neutral rate? Yes, I think that they are. They just just the comments that that some of the Governor's f MC members and Jay Powell made this past last week. They they seem to be getting comfortable with that. I mean, to Stewart's point, they don't want to. They don't want to let up up on their hawky is tone. But but when you sort of parse out some of the things that they've been saying recently, I think the answer to that is yes, Stu. We also have another wild car for tomorrow with the refunding in the treasury market. What are your expectations and what do you think that could mean for yield as far as what that pressure could mean for maybe longer duration and growth stocks in the equity market with growing auctions with higher deficits than had been previously projected, there's reason to believe that even just the term premium that had been getting blown out, that had been raising the entire yield curve that has been front of mind for FED policy makers, could even just get blown out even further. One thing that's super important, though, is that when you see higher long term rates moving as a consequence of a larger term premium, it means the FED has less work than it has to do. It could sort of sit back and relax, not really relax, but at least wait to see the economic consequences of higher long term field continuing to ripple through. So, for example, while the FED had been doing most of the heavy lifting deeply inverting the curve raising front end rates as aggressively as we've seen it point in the past forty years, now with longer term rates catching up as a consequence of a larger term premium, the FED can sort of slow down. And I think that that's that is downstream funk fiscal policy, and that is going to be an important factor tomorrow. Yeah, you do feel like, hey, if I get a little bit of an assist, it wouldn't mind Steve saving the last forty five seconds minute for you here in terms of that the specifics on that refunding, how does you've worked at Treasury, how does that factor into or and you've worked at the government, you've worked at the White House? How does that factor and you think into the Fed's thinking, Well, they had to be aware of it. You know, they've gotten caught up on this a couple of times in the past on their REPO activities, so they're certainly mindful of it. They want to be respectful, and the Treasury Secretary has has indicated a point of view that maybe isn't fully embraced by the market. But I think that the the FED is going to be sensitive and accommodating. Going to be interesting, very interesting. Hey, guys, thank you so much. I feel like there's a lot going on, but we need a little bit of a setup ahead of that FED decision, which you know, twenty four hours from now, less than twenty four it will be front and center for all of us guys. Thank you so much. Blueberg Economics US economist Stuart Paul joining us in our Bloomberg Interactive Broker Studio along with doctor Steve Skankey, chief economic advisor of at kill Point. As we mentioned, former staff member at the US Treasury and the White House National Security Council, joining us on zoom in Mexico, you're listening to the Bloomberg Business Week podcast. Catch us live weekday afternoons from three to six Eastern Listen on Bloomberg dot com, the iHeartRadio app, and the Bloomberg Business App, or watch us live on YouTube. AMD, which is down, continues to be down about four percent in the aftermarket following its earnings. By the way, their chips have been used in the automotive world as well as Tesla's, so we want to talk about AMD, We want to talk about Tesla, and we also want to talk about it another ev maker, carmaker Stilantis. I'm trying to roll it all together and I'm going to toss it over to our Ed Ludlow, who is co host of Bloomberg Technology on Bloomberg TV because I'm going to throw it all at you. But let's start with AMD. I know there's a lot on your plate. This is our weekly look at the world of evs. We call it Bloomberg plugged in. But let's start with AMD, which is down in the aftermarket. What jumps out for you, Ed, Yeah, it's just a mixture of disappointment. Right. If you go to their forecast for the fourth quarter, the revenue range is five point eight to six point four billion dollars. The street wanted to c six six point four billion dollars, so the mid range point is kind of disappointing. But the biggest story here is that they're not seeing the PC recovery that Intel saw. They make GPUs that go into gaming consoles and high end gaming pieces and are warning us that slowing down. And even though they told us that they're super special AI accelerated chips I three hundred are on track to go into production and ship in the final three months of this year, there's kind of no tangible boost from that. Right, It's not going to book a substantive revenue until the beginning of next year, and it will take them time to catch up with Nvidio in the H one hundred. So it's a bit of a mixed bag, which is never really what you want in earnings. But the market's a little disappointed in shares of AMD. We're actually up more than fifty percent heading into this report. How much of this also when you have another stock that may have gotten ahead of itself after last year's sell off and chip names, does this make sense for some investors? Well, this is part of the story. You know. The data center business was a disappointment last quarter. A missed estimates, so they have a data center business that isn't yet reflecting the opportunity of AI. They're the number two PC processor maker behind Intel, and Intel gave us really promising glimpse that maybe that market is recovering and when all told is at the end of twenty twenty three, shipments will look better when we get them. AMD's results don't really reflect that. And as I said, we're excited about the mi I three hundred AI accelerator, but it's some way off still showing up up in the financial results. Yeah, it's pretty fascinating. If you're sitting down with the CEO, what would you ask them or ask yeah, or at least i'd ask yeah, I'd ask what evidence do you have that you can continue at such a click that the mi I three hundred will gain traction in the market that the H one hundred. Did you know, all of the CEOs these chip companies say that we're just at the very beginning of this AI thing. There's going to be demand for all kinds of chips, all kinds of GPUs. Well, if that's the case, give me some data what the next twelve months looks like and how many of these you think you'll sell? And most importantly to who, Yeah, it's interesting to you to go down the revenue line. If you look at our des page right, like, I mean, gaming is important, client, you know, areas important, Data centers are important. I mean you're talking about, you know, over six billion revenue for each of those. So these are areas that they really want to be kind of you know, firing on all cylinders if you will correct and you kind of get this mixed bag. And it's in the history of both AMD and NVIDIA. The GPU graphics processing unit has its origins in video games. Right. It's a chip that can help handle lots of parallel data processes. That makes it great for AI. So in Vidia translated that to the AI use case. MD is seeing it can. We just haven't got any proof that it's done it yet. I wanted to switch gears and ask you, of course about Tesla because the valuation interes seeing how much it's shaved in billions because of some of these demand issues. How does this sort of plan too that when we are talking about ship makers and then obviously what this means for the EB space. Do you guys ever just wake up and think about monetary policy and rates? Yes, well I do. I do. Elon Musk is talking a lot about interest rates and why does the FED use rates as a mechanism to control inflation? Higher rates tampa demand in the economy. That's literally the mechanics of what they're trying to do, and we're seeing that play out now in the car industry. In the EV context, the early adopters have been and gone, they've bought their evs. Now it's the rest of Americans who face all kinds of household spending pressures, and there is evidence that EV's are kind of a victim of that. You know, earlier in the year, Tesla used price cuts to unlock new pockets of demand, and the narrative since October eighteenth is Tesla's shares it down almost twenty percent. They've shed billions of market cap because we're starting to question the demand that's actually there and the severity of the impact of rates. I mean, as it though all across the EV space. I mean, we've had a lot of conversations ed right around this and we thought, you know, we're getting this tipping point in terms of EV adoption, certainly throughout the world, but maybe getting closer to it here in the US. What's happened. Well, the other evidence that we point to is that the legacy auto makers, for example General Motors that are managing transition from combustion engine to EV have also tempered back their EV expectations. A part of that, of course, is the impact of UAW strikes and sort of business continuity and operations, but a part of it is a rethink on demand and you know, rethinking how much or how many evs they're going to have to build and how quickly to meet what is a lessening demand picture. But you have then Stilantis out right and their shares rallied better than expected revenue in the third quarter, and they talked about robust demand for their electric jeep Avenger. So and this is the beautiful story for a global news network like US, because Stillentis has this whole thing on a place called Europe. And in Europe it's a completely different market where smaller form factor vehicles a lower price point to doing really well. Brands that you have not heard of, like Sichuan have you done well in that market? And there are models of jeep that Stilantis make in Europe that we don't even have here in the US yet. And you know, so Slantis is an interesting one because it was late to the EV party, but its strategy is working in that continent and that insulated them somewhat from the North America story, where actually their pricing power on combustion engines was better anyway, and that helped offset some of the UAW disruption. What hurts them when it comes to some of their US counterparts and rivals, what did you say, sorry I lost you in my AUS counterparts and rivals For Stillantis, as far as when it does have the ability to be more unscathed obviously in Europe, but when it comes to the US sort of the dynamic where it has had other issues trying to catch up with maybe some of its rivals. Yeah, it's a really good question because Stilantis, under its different brands in this country, principally Jeep, Chrysler Ramp, does not have a sort of high volume selling EV model. You know, there are two parts to it. You know, if you take the pickup market, there's extreme brand loyalty here, so it's fair to assume that when we get an electric RAM that will resonate with the sort of loyal Ram audience. But in the consumer EV domain it's getting very competitive. You know. You not just have Tesla, but other pure play names like Rivian and Ford and GM moved quicker to bring battery electric pickups and SUVs to a country that loves those bigger form factor cars. Stilantis is late, but they're coming end of this year, beginning of twenty twenty four. How much traction they gain will be really interesting to track. You know, it makes me wonder, you know, coming off of all of these deals with the UAW the big three here in the US. Obviously Stilantis included, of course, in that whether or not they're going to be able to stick to their ev missions. I just wonder about the cost side of things, Ed, So, what Stilantis said is that the UAW strikes cost them about three billion dollars of sales revenue, but on the bottom line, the impact was much more muted, about eight hundred million dollars of impact because they were able to control their own cost discipline. And that's kind of been a feature of the Stilantis story, but it also delays. You know, they canceled their CEES showcase, for example, and part of selling EV's to consumers is getting out there talking them up. So it has had a sort of long term strategic impact. All right, I just want to know when you wake up, do you really talk think about the Fed monetary policy or is it about what Elan had to say? Come on, I really mean it, because it's partly like if you want to buy a house or a car, those are the two most important decisions you make. Look at all the stories matter, right, all the surveys we've been doing here at Bloomberg. It's top of mind for everyone. Everybody's feeling the pinch in it. Ed Lovelow, thank you so much an incredible roundup of a lot of different stories but tying it all together and finding that common thread Ed, of course, is co host of Bloomberg Technology on Bloomberg TV Cast. You're listening to the Bloomberg Business Week podcast. Catch us live weekday afternoons from three to six Eastern on Bloomberg Radio, the Bloomberg Business app, and YouTube. You can a so listen live on Amazon Alexa from our flagship New York station Just Say Alexa, playing Bloomberg eleven thirty on the Bloomberg Today. There's a story about how Google executives downplayed the company's artificial intelligence position during some testimony at a landmark federal anti trust trial, saying the company has tried to be slow and cautious because of the dangerous power of the technology. We just are definitely living in uncharted warders when it comes to generative AI and where it takes our world for better or worse. We're excited about chip companies and what they might make and what they might do. We just talked about AMD, But in terms of society, I think we're all trying to figure it out ultimately about what the impact will be and what the potential ramifications could be for users of this. Well, we have a great guest. Martina Larkin is a CEO Project Liberty. It's an international nonprofit. They talk about working to create a new civic architecture for the digital world. So let's get to it. She is a former member of the World Economic Forms Executive Committee and sits on several nonprofit boards, including one devoted to innovation and technology at the European Commission. She joins us on zoom in London. Martina, welcome, Welcome to Bloomberg Business Week and our Bloomberg community. For those who are listening and watching right now, tell us a little bit more about your group and the mission that you are on. Hi, great to be here, Thank you for having me. Yes, as you said, we're building a saye for healthier Internet, and you really believe that this should be designed and governed for the common good, for society and not just for profit. I think you know in that even in that recent lawsuit, that we've seen these tech companies really having more of a motive around profit rather than the benefit of society. So we believe it's very important to refocus basically on the individuals and on society and look at what we can do better when it comes to social media, but now also AI obviously, and we've seen all the the problems that it has created, whether it's the mental health crisis or political polarization, the decline in trust in media and in our institution. So we want to take steps and build solutions that solve for that and create a better Internet, which is possible. And to be fair, there's a bunch of lawsuits going on. I think the loss that you mentioned is the one by California, the State of California and more than thirty state attorney generals against meta platforms right for allegedly enticing children onto Instagram and Facebook with addictive features. So that's going on. I'm assuming that's the case you were talking about. Correct, Yes, how exactly are you building this? So there's a number of factors here that we were considering. One is the technology itself, right, We want to build, say for a healthier technology, more responsible technology, and we have developed the decentralized protocol that allows us to retain control of our data and change the nature of both the Internet and social media by changing the business model, which lies at the bottom of all of that. And you know the fact that those big companies own our data and use it against us and particularly those who are vulnerable children and others, lies very much at the heart of that. But it goes beyond that. So the technology is obviously one aspect, but we also need regulation to solve for this, contributing to some of the safeguards and you know, guard rails around this, and of course the research and the governance is equally important. And then we strongly believe that we need to get people and organizations involved. So we have built a Global Alliance for Responsible Tech with organizations from around the world who want to contribute to this this mission as well. There's a lot out there, as you well know. You know the ad model, right, the acquisition of a lot of personal information, that dossi that have been built on each and every one of us. That's pretty powerful and it's very profitable for these companies. There's also regulating information and misinformation. But then we get into you know, are we kind of limiting kind of the right to speech. So if you had to pick one target that you would love to change, what would it be and how do we do it? Well, I think we have a real obligation to protect children first and foremost, and I think we need to put forward stronger legal protections for children online. I think that's just just the basics. And then I was in you know, Americans, you know, agree with that. The polls show that seventy percent of Americans and about ninety one percent of parents want that as well, and they want stronger protections of their children online. But we also need to require more transparency and we need to transform the industry with a new set of expectations around what is happening with the data, what kind of you know, models lie behind this, what are the business models behind it, what is happening to the data? And this has become even more apparent with AI that we don't these organizations don't even know where the data is coming from, what is happening to it, And so that those two factors I think are really important. But also of course building this new tech ecosystem, building these new technologies that actually you know, give us new hope and sort of a way forward where we just don't even have to look at the regulation, but we can just use the new technologies that enable that kind of environment to become a reality. What's the timetable on those types of new technologies when you do have things like AI constantly changing. Yeah, so on social media, we have this decentralized protocol right now live. So we have MiWi, which is a social media platform in the US that is using that decentralized protocol right now. So it's here and now we just need to accelerate it and get more people on it and more people demanding it, and that's the first step, and then this will help transform where we were going. Martina, what do you think is the biggest obstacle? I feel like we are looking over towards the European area in terms of a bigger fight when it comes to privacy issues, and I feel like those in the US are kind of watching what's going on overseas. What is the obstacle to getting it done? Is it lobbying, certainly in the US, is it lobbying in money, or what is it that you think prevents like age verification when it comes to something that would probably make it a lot safer for kids, or at least we could kind of police it a little bit more. Just got about forty seconds left, So one point certainly is to that people don't know that there's options, right from a tech perspective, they don't even know that have different doesn't have to be like that, right, the tech can be designed differently. And the second one is individuals and organizations need to demand greater transparency and you know, push forward regulation like KOSA for example in the US, that can be something that just is a first step towards building this much healthier ecosystem that we're talking about. And I'm sorry, what was that KOSA? I'm not oh, children's aline? Yeah, what does that stand? Fork? Yes, the Children's like put Privacy Bill basically, which is introduced, which is what was introduced this year in the US. All right, so appreciate it. I feel like this is a longer conversation and hopefully we can catch up with you again and curious too as you see maybe some progress to check back in with us. Martina Larkin. She's chief executive officer of Project Liberty, joining us on zoom from London. If you missed any of it, be sure to check out our podcast feed a little bit later on you're listening to the Bloomberg Business Week podcast. Catch us live weekday afternoons from three to six Eastern Listen on Bloomberg dot com, the iHeartRadio app and the Bloomberg Business App, or watch us live on YouTube. Happy Halloween, everyone, tis the season for spooky movies. And did you know that of the top twenty most profitable films based on return of investments ROI since nineteen nineteen seventy seven, excuse me, nine are actually horror movies according to movie data analytics firms the numbers. Looking into this lucrative business of horror movies and how Hollywood just seems to just get it so right. Is Bloomberg News Media and entertainment reporter Samantha Stewart Sam joining us along with the editor of Bloomberg Business Week, jol Weber, both here in our Bloomberg Interactive Broker Studio. Sam story already online at Bloomberg dot com, Slash business Week, and of course on the Bloomberg Oh my God, ROI big time pretty good? Right. I feel like we did this story just so I could ask this question, this question, which is set up. Do you like scary movies like oh Man, who doesn't like to get the heart movement? Scream dates me? But okay, I have a soft spot for Yeah, yeah, I have a soft spot for these scary movies. I think many of us like to be scared them. Yeah, but you know I get scared as an eight year old. You can hear like the key change, and he's just like I'm out here. Definitely, he's definitely not watching any of the movies that we're writing about here. What fascinating me about this and and why we tap Samantha for it? This is a money making formula and Hollywood has found it and almost perfected it. And it's like, the thing I like about it is like how little money can you spend to have a nice row? I And some of these movies have become franchises and they just have become this ongoing little geyser of money. And it's like, if you want the shortcut to like how to make it in Hollywood, I think you're looking at it. It's a scary movies. Samantha help us out here. When you started, what did you learn along the way? I mean it was really interesting just to see how profitable these scary movies are. I mean, looking at Paranormal Activity especially, its initial budget was only fifteen thousand dollars and then fifteen thousand dollars. It's crazy yeah, crazy, yeah, only fifteen thousand, and then went on to gross over one hundred and ninety four million worldwide. So that's a really big bang for your buck, I would say, a really big bang. That's all things. Like I said, how little money can you spend in order to like and that's just the first movie? How many did they make? It was like, you know, there's more than there's more than two sequels, sus So why are they so cheap and fast to make? I mean a lot of the time they don't have to spend as much money on a class type of artists, I mean in actors, because they're a lot cheaper to kind of pay for these lower budget actors. And then you can also, really sorry, spend less on sets and like CGI and all that kind of stuff. You don't require the same kind of things that maybe a Marvel film needs to be made. Can do a lot of this on a lower budget. I mean even paranormal activity the first time filmmaker or in Pelly made it in his house. Actually, that's what's crazy, right, We've all gotten so spil Like did you go back and watch the first Star Wars and you're like no special effects there. We've all gotten so used to like we want to be entertained with all these special effects. That's not what they do. They just scare the heck out of us. Yeah. Well, is it true though, that you know special effects can be gory? They can do things that you know fills in your imagination. For fifteen thousand dollars, your imagination will terrify you. And I think that is also part of the formula here too, is like, don't spend the money. I'm doing all the CGI stuff. Just let your brain fill in the gaps and your brain's going to do the work. So who in Hollywood does this better than anybody? I think Bluemouse has really kind of perfected that recipe. I mean they've went on to grows already five point seven billion for all the films that they've produced. And I mean look at Five Nights at Freddy's, which had just an absolutely stellar debut with eighty million dollars. I actually have not yet, which is crazy. I will say, the art and the story for it makes me a little terrified. No, the animatronics are definitely scary. Especially well that was the thing is like animatronics have always terrified me, but nobody made a movie on it. Now I'm definitely am scared. And they're the production company for Paranormal Activity. Yes, Paranormal Activity was kind of their breakout film, which really helped them kind of perfect and refine that low budget model that generates this huge ROI we'll talk to us about Jason Blum. Oh, well, Jason Blum. I mean I'm kind of obsessed with He just did like a shark tank that did the Halloween version, and he came on and you know, pointed out like how well he has done and how in terms of top grossing movies, like he just has a ton, like one after another. No, I mean, I really think it's kind of honing into that whole lower budget idea and again kind of doing away with a lot of the things that these bigger budget films that Hollywood are known for often find to be kind of integral. And it's taking these kind of more original ideas and just going off of those and being able to make these movies that have these huge but huge payoffs. Okay, so we've talked about the really cheap ones, we've chot, we've talked about the most noteworthy director Jason Blum. We haven't talked about the Conjuring. M h. That's the biggest franchise actually, which was made by Atomic Monster, which was founded by James Wand so he created the whole Conjuring franchise. And I mean by now there's about eight films and it's grossed over two billion at the box office, which is insane. So what was amazing about that? Again, it started with like a modest beginning and then you start ratching up the money. But like they did that first one in like thirty eight days, so like I mean like and that college campus. Yeah, and like Blair Witch, same thing like that. That was the one for me, like where I was like, it just showed how you can nail this genre and do it so well and just scare the Jesus out of people, right, and everybody was talking about it, and that was like if Jasby again slightly slightly pre internetbody, can you tell? Okay? So which one surprised you that didn't kind of like rise above? Yeah, like that didn't break through like when you I mean part of the metrics that we're looking at here are ones that were like, you know, box office success, Midsomar didn't probably not a huge money maker, but like also a great example of this genre. So like if you don't have the money, if you don't, like there's still this cult thing that can happen, right, And like The Witch was another one that was really good in this regard where it had like really high kind of like film allura, I guess, right, So like what are the dynamics that you know, not that don't always just need money to succeed, right? I mean I think that what's really interesting about these films is that they're able to generate this and huge roi even though they don't always get the best reviews from critics. I mean a lot of these films aren't that well received. A lot of these films aren't that well received. And I mean one researcher found that actually the horror genre has the lowest correlation between box office performance and its critical reception, which I thought was really interesting. I mean, you look at the ratings for some of the highest grossing films this year, and they're not that aggressive. Yeah. Yeah, I also thought was interesting and I kind of felt this, Okay, I'm going in a completely you know, different direction. Don't judge me, but Barbie, like I felt like for the first time, like I was back in the theater and it was kind of a group experience. We were all kind of laughing and like kind of you know or whatever together. But this genre in particular, right, it is about a group experience. Yeah, I think that social kind of environment that horror really invites is what really brings people to the theaters to keep seeing these movies. I mean, especially looking at like gen Z and seeing how much more they prefer for the horror genre compared to like the adult population at large. I mean, at least a third of gen Z and Lis horror is one of their favorite genres compared to just twenty two percent of US adults. And I mean even sixty six percent of gen Z has seen a horror movie in theaters in the last twelve months, Yes, in theaters, which I think is a lot actually gone in theaters, and it was compared to much lower margins across the board. I think that's bat that idea of like we don't care what critics have to say, but we want to go do this together. It's like it's that experiential thing that we It's so you know, experiential economy for twelve bucks and you know everybody makes money on it. It's pretty interesting. Well makes me wonder like reading this, and I'm going to go back to the return on investment because I feel like whenever we like look at something, you know that is such a part of the Bloomberg conversation, like it's just off the chart. So why aren't other major, bigger studios or are they chasing some of this? I think? I mean when you look at like a lot of the films that perform very well, I mean you think of the superhero films, Marvel films, Avatar, there's all this money on films on uh what's it called, like CGI and IP and all those kinds of things. So I think that's what really kind of puts them apart, is that these horror films again, like I said, don't have to invest in those same kinds of expensive assets of a film. I just think, right if I was a studio, I'd be like, why wouldn't I chase some of this? I mean, it's really kind of remarkable, and it just what we gotta go personal. I gotta know, what's the movie that you won't watch because you're too scared? Of it. Okay, you're gonna really laugh at me, but this is a really, really old It was called Trilogy of Terror with Karen Black. I was a little kid. My older siblings were watching it, but there was this it was this like doll and it like lost its chain and then all of a sudden, it was like it wasn't a voodoo doll, but it was like I can't remember, but it was like a little little doll. And it started like attacking her with a knife, and it was like she's sitting on the couch and it like starts attacking her ankles, and then like it's thrown in the oven and she like and he inhales the fumes and then she becomes like the crazy woman. It's terrifying. I wouldn't put my feet down, like on my couch forever. Samantha, what's the Halloween movie that you don't want to watch because you're too scared of me? I was traumatized by The Mist when I was a lot younger. My brothers made me watch it when I was like eight years old, and it was just the most terrifying thing ever. Didn't want to go to a grocery store just for the fear of getting locked inside one. So I think that's it for me. Never again. I never liked when a stranger calls. It's terrifying me. There's one that was made in the seventies and then they redid it. I think that where it says like they're in the house, they're in the house. He's actually calling her from me inside that house. It's absolutely terrifying. And I've seen it once and I never wanted to watch it. But it isn't interesting like that concept of like you don't have to spell everything out, like I think about go back to Jaws, right and Steven Spielberg, Like the Shark wasn't working and so all they had was the fin But it was so effective in that you kind of just imagined so much of what was going on. The subtlety of it was really kind of cool. And then there's alien like the monsters. Man, that's good. I mean, those those are all of these are I mean. And that's the thing is, like I think there's this they stick with you, right, and like that's the thing about all of these. It's like I don't really want to watch these again. I don't really want to see the sequel and yet I know other people I can appreciate how good of a business this is because it just keeps churning out new ones. What I was really also fascinating about your story is that, Okay, it's all these kind of I feel like upstarts, people doing it differently. Maybe weren't household names, but now you're getting to know them. But it was a Stephen King movie right that was released in twenty seventeen by Warner Brothers. Grows seven hundred million worldwide, making it the biggest horror money maker ever. So like you go back to the master, So I don't know, I bet the ROI though I bet there wasn't. Well, just think about just how good he has been in this genre. I mean, like look like that's you know Shakespeare. I mean it is that level of goods where it just again and again and again and again and again, and like those were old ones that I think some of them have been remade, like like it was like these are That's what I just don't want to see. By the way, Sam, I'm curious when you were given this mission, did y'all? Is this another like creeping by your desk and like, hey, but I wonder when you like started this like how much do you like? How much? Was you know, kind of surprising to you as you kind of dug deeper and deeper into this, because the numbers are really impressive from you know, folks here who all are really kind of gung ho on everything financials. But what really kind of jumped out for you, I mean, so much about it was really shocking to me because I personally was always a horror fan, but I never really had thought about like the budgets for those kinds of films and how it's not always those A list actors that you're seeing, and I didn't really think about how much cheaper that would make a film. I just thought about how much fun it was to watch with my family or with my friends and to be scared. And I think seeing that kind of verified in all of the research that I've done, it was really interesting, really rewarding. So you're like, Jill, I'm going to the movies. I got research to do, genuine research, right, Yeah. I look like every one of these ones that I've seen, I haven't seen them all, probably won't see them all. I love that, But there's this thing that I think just grabs you about this genre, and when you realize that there is this business story to it that is this dramatic, this ROI side, you just know we're going to be talking about this again for you know, decades, as long as we're making movies. We talked about all investments, right. I think if I'm an investor, I'm like, yeah, I'll give you some money. Here's here's twenty five thousand dollars to go make five movies. You know, really fun, great story, and like I said, we were talking about it throughout the day, so I really resonated with all of us. Sam Stewart's Bloomberg News Media and entertainment reporter check out our story on the Bloomberg and online, and of course the editor of Jill Webbard, who knew lover of horror movies. Happy Halloween everyone, I'm brothering Mark on the journal. How about you let me drive? Oh no, no, no no, no, who's going to drive? Honey? Please? How do the riding gravel? Let's mate, I want to drive. It's a good question time. This is the drive to the Globe dot com for me. I think we'll buy around Young Don on Bluebirg Radio. All Right, everybody just about seventeen and a half minutes left in today's trading session on this Tuesday, October thirty. First, it's just heard from Charlie Equity's just kind of rolling over but little change, a little bit higher on this basically f O mc eve. I'm Carol Master along with Jess Metton in for Tim Stenovik on this Tuesday. It's an interesting market, but it does feel like we're just kind of waiting. It definitely seems to be the case, especially at the end of October, which technically is the most vaultatle month of the year, but the worst one is actually September, followed by Oguy, So hopefully maybe we were getting into a better season. Kid Santa Claus rally, don't even go there. All right, Let's see what Jimmy Lee has to say. He's founder and CEO at the Registered investment advisor Wealth Consulting Group. He's on zoom from c Are you in Georgia today or Vegas? I think he's in Vegas. I'm in I'm at the Highlands in North Carolina. Actually, oh, neither. You know you travel more than we do. I don't know. We just talked about the airlines like domestically having some issues you are flying around. I support the airlines, I know, I know well having said that, would you be a buyer of airlines after that Jet Blue news? It's really tanking in today's session, you know, with oil prices high. I think that that's an area that I would probably be cautious with right now. But overall, you know, earnings so far has been really good across the board. I mean, of the companies that reported last week, I think one hundred and sixty over eighty percent beat earnings, with an average of nine point two percent. That's actually from Bloomberg. We had a research committee this morning call and we were doing some research with Bloomberg, and that's from you guys. And then you know, including this week, we have twice as many upgrades as downgrades. So companies are navigating this high interest rate environment. And of course we saw the GDP number and third quarter was phenomenal, and the consumers are still spending, surprising everybody. All right, full disclosure, because that's how we are at Bloomberg, That's how we roll. What do you mean you were doing some work in research with Bloomberg, Well, we have a Bloomberg terminal as well, and our Investment Committee, our CIO does a lot of work on the terminal with research and so forth. So that was one of the statistics that we were looking at, was just the earnings updates for companies last week in this week so far. Okay, just we like transparency now, but earnings make sense, Jess. We're in the midst of it. We're on the other side of it right in terms of the bulk of numbers. If you're not buying Jet Blue, what stocks are you? Well, we are. Let's talk about fixed income still, so we think that we're at the top of the cycle on rates, and while rates have been very volatile for the last thirty sixty days, we think that leaning into duration, I know a lot of other investors have done that, but leaning into duration now I think is a good safe bet for the next few years. Maybe not short term trade, but for the next few years. How far out would you go far? How far out on the curve would you go? Well, believe it or not. We actually added some zero so that we could add just a teeny bit to get a lot more potential benefit from it. So but I think I think adding duration passed you know, even seven years might make sense for a lot of investors for your long term money. I think it's one of the easiest traits to make long term. On the equity side, I think that the interrat sensitive sectors that have been really been beaten up lately, real estate, tech stocks, I think that have an opportunity to take another run before the end of the year. And so I'm glad that there's still a lot of barish people out there. But I think what could happen is is that you know, the FED probably won't raise rates tomorrow, right according to the futures market in December, probably not as well. A lot of investors think that they're done, and if that becomes a consensus that they're done, I think there could be a lot of money down the road here chasing equity soon. You mentioned real estate, that sector in the S and P five hundred up about two percent today, well outperforming the other industry groups. What is it particularly that you like about real estate? Well, publicly traded real estate stocks have been you know, discounted off of the whole value of real estate in general last year and continuing with this year, and so we think that there's value in publicly traded real estate. I think you should be very active with that investment, and you know, maybe not necessarily overweighted too much. But there are areas that have been really beat up with interest rates going higher. That's one of them. And so I think in historically speaking, when that's happened before the public real estate market catches up, and it could happen very quickly. So I think that investors can have an opportunity there. Like I said, also with technology stocks. But also you know, I think quality is very important today. Jimmy, hang on a second before you move on from real estate. Real estate, you know, location, location, location, also type type type. I mean there's industrial, there's commercial, there's residential, there's logistics plays. There's a lot of ways to play it. So if there's long value in play in real estate, what is that long value play specifically, I I think you can be active and actually not just in public real estate. In public real estate, I would I would say that investors can go into general rates. You know, I know, I'm really scared about the office sector, but the office sector represents a smaller percentage of the general you know, public reed sector out there. But in private real estate, I think there are a lot of vehicles out there that a lot of investors can get money invested into, not just high net worth investors. Nowadays, with products out there with fresh capital, I think savvy real estate investors will have opportunity to buy and get into to takeover projects at a discount relative to where they were a year ago. So I think you have to be very selective and work with people that are experts in that space. But also on the debt side. I know that we've been long in the two talking about private credit, and again with fresh capital, I think with private credit you can get opportunities now that we just haven't seen in a long time. Again, that's a private credits a wide space, and you know, just talk about the different types of options to invest into a different managers be very selective there again, and I would stick with trying to be a little bit more conservative with those loans as much as possible too. I have a question about private credit. I'm glad you brought it up, because that is a one and a half trillion dollar quarter in the market right now. Recent weeks we've seen money come out of stocks, also come out of money market funds. Is that money going to private credit. I think a lot of it is, Jess, And I think that you know, especially now that there are vehicles that retail investors can can invest in two without being locked up as long as they used to have to be for private credit and investments. And so I think there are the perfilation of different types of investment vehicles out there nowadays, and in the private credit space allows a lot of participants to be in that investment rather than just institutional before. And so I think some of that money is leaving money markets and inequities too, because you can get double digit yields and with pretty good protection on the collateral. Hey, Jimmy, twenty five seconds, a new wealthy client comes to you and says, I got a bunch of money to invest. Where do you put it right now? Just quickly, really quickly. It's a very interesting time right now. But I would just go back to if it's long term money, seventy five percent of the time, the stock market's hired twelve months later, So I would say that we probably wouldn't be putting it all to work day one, but certainly a good chunk of it should be invested in a beautifully diversified portfoil and with a lot of quality companies, companies that can do well even if we get into a little bit of a slowdown here at some point. All right, Well, be well, Happy Halloween. Jimmy Lee, of course, founder and CEO at the registered investment advisor Wealth Consulting Group, joining us on this Tuesday. This is the Bloomberg Business Week podcast. Avail little on Apple, Spotify, and anywhere else you get your podcasts. Listen live weekday afternoons from three to six Eastern on Bloomberg dot com, the iHeartRadio app tune In, and the Bloomberg Business App. You can also watch us live every weekday on YouTube and always on the Bloomberg TerminaleSee 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A tono con Halloween, Daniel y Vidia se sientan a conversar en base a una agenda muy simple: comentar (CON SPOILERS) las películas de terror que han visto en el año, desde clásicos como Halloween de Carpenter hasta No one will save you, Talk to me, Barbarian o The boogeyman. 

"Pán Gašpar je nevhodný kandidát na riaditeľa SIS. Za prvé nemá skúsenosti so spravodajskou službou, ak nebol agent. A druhá vec je, že medzinárodná spravodajská komunita sleduje situáciu. Presne vedia, čo sa u nás deje. Nemajú dôvod neveriť súdom, prokurátorom, policajtom. Vidia, že pán Gašpar je obžalovaný, koľko všetkých svedkov svedčilo proti nemu. Ak by sa stal riaditeľom SIS, tak vtedy by až videli, že to je škandál. Odsekli by Slovensko od informácií. To by bola strata kooperácie spravodajskej činnosti, ktorá doteraz bola jednotná, aby všetky štáty vedeli o hrozbách terorizmu, organizovaného zločinu a tak ďalej," hovorí bývalý policajný prezident a dnes zvolený poslanec za Progresívne Slovensko Jaroslav Spišiak. "S týmito výbormi sa tajné služby kontrolovať nedajú," dodáva Spišiak ku kontrole SIS a Vojenského spravodajstva, ktoré má pod sebou ponovom strana Smer. Ako sa pozerá na novú vládu? Chystajú sa čistky v polícii? A čo nová ochrana whistleblowerov, ktorú dostali vyšetrovatelia? Ako sa dajú kontrolovať tajné služby? A aký bol minister Mikulec? Pozrite si rozhovor Zuzany Kovačič Hanzelovej s Jaroslavom Spišiakom, poslancom za Progresívne Slovensko. Newsletter Zuzany Kovačič Hanzelovej: ⁠⁠⁠⁠⁠⁠⁠https://komentare.sme.sk/t/9122/zkh-pise⁠⁠⁠⁠⁠⁠⁠ – Ak máte pre nás spätnú väzbu, odkaz alebo nápad, napíšte nám na podcasty@sme.sk – Všetky podcasty denníka SME nájdete na ⁠⁠⁠⁠⁠⁠⁠sme.sk/podcasty⁠⁠⁠⁠⁠⁠⁠ – Podporte vznik podcastu Rozhovory ZKH a kúpte si digitálne predplatné ⁠⁠⁠⁠⁠⁠⁠SME.sk⁠⁠⁠⁠⁠⁠⁠ na ⁠⁠⁠⁠⁠⁠⁠sme.sk/podcast⁠⁠⁠⁠⁠⁠⁠ – Odoberajte aj denný newsletter ⁠⁠⁠⁠⁠⁠⁠SME.sk⁠⁠⁠⁠⁠⁠⁠ s najdôležitejšími správami na ⁠⁠⁠⁠⁠⁠⁠sme.sk/suhrnsme⁠⁠⁠⁠⁠⁠⁠ – Ďakujeme, že počúvate podcast Rozhovory ZKH

Poruchami príjmu potravy netrpia len ženy a nejde len o bulímiu a anorexiu. Aj muži, ktorí sú večne nespokojní so svojimi svalmi a sú tým posadnutí, sú chorí. Medzi nové poruchy patrí aj drunkorexia – nahrádzanie jedla alkoholom. Trpia tým napríklad vysokoškoláci. Čoraz častejším problémom je aj chorobná posadnutosť zdravým jedlom. Počúvajte podcast TELO. Dostanete sa k nemu po prihlásení do nášho systému predplatného Aktuality Navyše.Bigorexiou trpí asi 10 percent pravidelných návštevníkov posilňovní. Vidia totiž najmä nedokonalosti svojho tela, aj keď sú vyšportovaní. Tak ako modelky, ktoré sú chudé, chcú ďalej chudnúť, aj títo muži chcú ďalej zdokonaľovať svoje telo. Môžu si seriózne ublížiť.S tým súvisí aj posadnutosť zdravým jedlom. Človek vylučuje zo svojej stravy všetky nezdravé potraviny, až mu nezostane takmer nič, čo by mohol jesť. Volá sa to ortorexia. Namiesto zdravého jedenia sa tak ortorektik stane podvyživeným.Poruchy príjmu potravy však často nevidno, zhodujú sa experti. Potvrdzujú to aj obete týchto ochorení. Pre náš podcast viaceré priznali, že chorobu zatajovali alebo stále aj zatajujú dokonca pred najbližšou rodinou, a to aj celé roky.Podcastovú sériu TELO moderujú Henrieta Hanáková a Martina Smatanová. Spoluautorom scenára a viacerých rozhovorov je Peter Hanák.

Téma slovenských parlamentných volieb sa začína objavovať aj v ukrajinských médiách. Čím bližšie sú voľby, tým viac sa tomu venujú ukrajinské média. Ukrajinu začína zaujímať, kto je Robert Fico. Vidia prieskumy a že používa proruské naratívy, približuje v podcaste Stanislava Harkotová.Slovensko má teraz na Ukrajine dobrú povesť - a to pre vojenskú pomoc, ako aj pomoc pre Ukrajincov, ktorí utekali pred vojnou. „Ukrajinci hovoria, či nám nehrozí maďarská cesta," približuje v podcaste Stanislava Harkotová.Ukrajinský Inštitút stredoeurópskych stratégií píše napríklad o tom, čo by sa mohlo stať, ak by sa k moci dostal Robert Fico s antizápadnými silami. „Píšu o tom, že by to mohlo znamenať krízu v krajine, keby sa sa zo Slovenska, spoľahlivého spojenca, stal zdroj problémom vo vnútri Únie a Nato."Podcast nahrala Denisa Hopková.

Na túto otázku nám budú odpovedať viacerí hostia v predvolebných diskusiách, ktoré sme pre vás pripravili. Pridajte sa k nám a hlasujte informovane. Diskutujúci: Peter Celec Peter Darovec Peter Szolcsányi Moderátor: Martin Mojžiš

Lenka, Soňa a Marika pokračujú v letných social media novinkách. V auguste sa porozprávali o témach: Instagram banuje nechcené DM's Rodičovská kontrola od META Youtube Collabs TikTok tlačí doped textové príspevky Nový spôsob TikTok nakupovania? Poznáte reklamné knižnice na TikToku či v META? Zmena algoritmu pre tiktokerov v EÚ AI označovanie na TikToku Niečo pekné od Coldplay aj Spotify. Nenachajte si újsť novinky z TRIADu a z reklamného sveta. Sledujte náš Facebook, Instagram či LinkedIn.

SD207 - A questão financeira e seu impacto no acesso à saúde. Neste episódio, um papo com o co-fundador da Vidia, Thiago Bonini, para nos contar sobre a proposta da empresa para facilitar o acesso à saude a partir de financiamento e como ele vê o futuro desse acesso. A Vidia é uma healthtech que conecta pacientes que necessitam de cirurgias a hospitais particulares, trazendo rapidez, acessibilidade e sem burocracia. Dica do Thiago sobre oportunidades de financiamento: https://a16z.com/ Dica de livro do Lorenzo sobre empreendedorismo: O lado difícil das situações difíceis - Ben Horowitz  Participe da nossa Comunidade de Cardiologia CardioGram! Acesse AQUI. Neste episódio, o que você vai encontrar: O Background do Thiago Inserido desde 2010 no ecossistema de inovação, trabalhou por 5 anos na Naspers próximo a investimentos relevantes. Advogado de formação, decidiu empreender e antes foi se preparar, fazendo um Mestrado em Business em Stanford, investiu com outros em empresas que são conhecidas no mercado. Virou mentor do fundador de uma startup e finalmente se sentiu pronto para abrir a Vidia. O que a Vidia resolve "O que a gente faz, a gente pega essa capacidade ociosa, consegue fazer uma segmentação de preço... O hospital não quer chegar e anunciar "Vendo colecistectomia, tudo incluso, por R$8.000,00, porque o plano bate na porta dele e fala assim "Amigão, vou puxar aqui meu histórico, mas eu esteja pagando mais do que isso e eu sou o seu filé mignon." 3ª via para financiar a saúde "No que a gente acredita com visão de longo prazo: no futuro, as pessoas não vão precisar mais ficar angustiadas se elas não tiverem plano de saúde. Ela vai consumir talvez no seu dia a dia como hoje, felizmente, já democratizou bastante consultas e exames dentro de um preço razoável, talvez exames mais complexos vão precisar de um financiamento, e tudo que disser respeito a coisas maus complexas, a Vidia vai estar lá para dar acesso."   O foco da Vidia procedimentos relativamente previsíveis; exames um pouco mais complexos em que a pessoa consiga consumir a preço fixo e condição facilitada; segmentação de preço com interação com médicos parceiros, hospitais e clínicas para utilização do tempo ocioso; venda de pacotes com garantia de intercorrência de 15 a 30 dias ou o paciente arcando com custos em casos de intercorrência (que são raras). Ações para o futuro Necessidade de educar o mercado para uma nova forma de consumir saúde; Tomada de algum risco; Uso da tecnologia. Comunidade Online Saúde Digital Podcast Você é médico? Quer interagir com o Lorenzo Tomé e com outros colegas inovadores da medicina digital?  Entre na Comunidade do Podcast Saúde Digital na SD Conecta! Assista este episódio também em vídeo no YouTube no nosso canal Saúde Digital Ecossistema! ACESSE AQUI! Episódios Anteriores - Acesse! SD206 - O propósito da startup WeCancer SD205 - AWS explica Computação em Nuvem na Saúde SD204 - Caminho para exercer a Medicina nos EUA Músicas: Declan DP - Wanderlust | Declan DP - We Are Here | Declan DP - Island "Music © Copyright Declan DP 2018 - Present. https://license.declandp.info | License ID: DDP1590665"

Rastúcej inflácii, nedôvere investorov či nedostatku kvalitných pracovníkov čelia nielen firmy na Slovensku a v zahraničí. Aj preto sa v jeho hlavnom meste uskutočnilo medzinárodné podujatie Baker Tilly Network Conferences EMEA 2023. To možňuju podnikateľom vymieňať si skúsenosti a znalosti nielen v oblasti daní a legislatívy.

Keď koncom roka 2021 zvíťazil Adam Pavlovčin v speváckej šou Superstar, podľa mnohých zavial na domácu hudobnú scénu svieži vietor. Ako to už pri vetre býva, môže stratiť na sile, ale to sa zatiaľ v Pavlovčinovom prípade rozhodne nedeje.  Adam, dnes už vystupujúci pod pseudonymom Adonxs, sa zaradil medzi najhranejších domácich interpretov, vydal vlastný album, koncertuje a čaká ho napríklad aj veľké vystúpenie na hudobnom festivale Sziget toto leto.  V relácii Ide o nás hovoril o hudbe, koncertoch, umeleckej identite, ale aj o príslušnosti ku queer komunite či o tom, či sa cíti byť a či chce byť angažovaným umelcom a aké úskalia to podľa neho v rámci kariéry môže priniesť.

„otvárať im oči, aby sa obrátili od tmy ku svetlu…“ (Sk 26:18) Slepec Bartimaios zhodil svoj plášť a roztrasený utekal k Ježišovi. Ten sa ho spýtal: „Čo chceš, aby som ti urobil?“ On odpovedal: Majstre môj, nech vidím!“ V momente, keď vyslovil slová Majstre – Pane, otvoril sa  jeho duchovný zrak. Ježiš mu na to povedal: […] The post Oči, ktoré vidia – 18. máj appeared first on evs.sk.

Are you truly ready to launch your career in Electronic Music? If you are listening to the show, you are probably wondering, “How do I get my foot in the door and what will it take to finally make it as an artist in this fast-paced and ever-evolving industry?”The key to success is to diversify your income streams and say yes to every opportunity that arises. Success in the music industry often depends on embracing the unknown and pushing boundaries. By diversifying your income streams, you can take your career to the next level. Don't limit yourself to just creating music. Consider breaking into new income sources like producing, remixing, touring, teaching, and licensing.Today on the podcast, we have Shay Behboodi who manages artists like GAWM, Freaky, Dirty Audio, Pierce, and so many more… to talk about how he has built his career into what it is today. You see, Shay isn't involved with just management. He also works full time at Vidia as an A&R and he also teaches music business at Icon Collective. I've been waiting to interview him for such a long time so sit back, relax, and enjoy the episode! Society Selects (Last Updated 5/9/23)Donald Passman Book mentioned in the EpisodeFollow Shay BehboodiInstagramFacebookWebsiteUnderground SocietyInstagramTikTokTwitterSpotifyYouTubeSoundCloudWebsite: www.undergroundsocietypodcast.comSupport the show

"Nech to preveruje polícia, už tam je NAKA. Som veľmi rád, že to bude dôkladne vyšetrené. Každý člen vlády pozná naše vzťahy s pánom Vlčanom. S máloktorým členom vlády som mal toľko konfliktov. Pán Vlčan vrazil dýku do chrbta Hegerovi a je to veľká špinavosť," hovorí odchádzajúci minister životného prostredia Ján Budaj o dotácii pre rodinnú firmu Samuela Vlčana. "Sme rodina absolútne prešla na stranu Smeru a oligarchov. Ani predtým neboli iní, ale predsa po voľbách bola nádej. Táto palica má dve strany. Ľudia predsa nie sú hlupáci. Vidia, čo už sa začína teraz. A teraz si predstavte, čo by bolo po voľbách, ak by táto svoloč ovládla Slovensko. Len sa pozerajme, čo sa teraz deje v parlamente, keď majú pocit, že ľudia sa nepozerajú," dodáva Budaj k zákonom, ktoré prechádzajú v parlamente. Ako sa pozerá na kauzu Vlčana? Vyplatia mu jeden a pol milióna eur na dotácii? Pre koho Sme rodina písala novelu stavebného zákona, ktorá prešla? A asistuje im v tom aj Igor Matovič? Vypočujte si rozhovor Zuzany Kovačič Hanzelovej s odchádzajúcim ministrom životného prostredia Jánom Budajom.  – Newsletter Zuzany Kovačič Hanzelovej: https://komentare.sme.sk/t/9122/zkh-pise   –  Ak máte pre nás spätnú väzbu, odkaz alebo nápad, napíšte nám na podcasty@sme.sk –  Všetky podcasty denníka SME nájdete na sme.sk/podcasty  –  Podporte vznik podcastu Rozhovory ZKH a kúpte si digitálne predplatné SME.sk na sme.sk/podcast  –  Odoberajte aj denný newsletter SME.sk s najdôležitejšími správami na sme.sk/suhrnsme  –  Ďakujeme, že počúvate podcast Rozhovory ZKH.

Vidia Vichari Tanh Paraupakari, ਵਿਦਿਆ ਵੀਚਾਰੀ ਤਾਂ ਪਰਉਪਕਾਰੀ (Sri Guru Granth Sahib Page 356 Sabad 907)

Bate papo com Efrain Corleto - CMO & Partner - Vidia, falamos sobre como o mercado de saúde no Brasil e atender uma alta demanda por cirurgias particulares aproveitando a ociosidade das salas cirúrgicas dos hospitais. Tudo isso por um preço justo e totalmente transparente. Entre no grupo Papo Cloud Makers Dicas de entrevistas na área de TI - Shark IT Podcast Roteiro do episódio em:papo.cloud/230 --------------------------------------------Instagram / Twitter: @papocloudE-mail: contato@papo.cloud--------------------------------------------Ficha técnicaDireção e Produção: Vinicius PerrottEdição: Senhor A - editorsenhor-a.com.brSupport the show: https://www.picpay.com/convite?@L7R7XH

Daniel ha estado publicando cuentos infantiles en un podcast vecino. Así que se le llamó al comité de disciplina y se le pidió que escribiera uno especial para Maula. Y aquí lo tienen: El acento de Timoteo, un cuento original para el podcast, musicalizado por Patricio Urzúa y leído por Vidia. 

„Skúmajte sa, či stojíte vo viere, a dokážte sa. Alebo či nepoznávate na sebe, že je vo vás Ježiš Kristus?“ 2Kor 13:5 Mnoho kresťanov sa kvôli týmto slovám dostáva do ťažkostí. Skúmajú sa a nenachádzajú u seba dostatočnú vieru. A nenachádzajú u seba ani to, že Pán Ježiš prebýva v ich srdci. Vidia len svoju […] The post Skúmajte sa – 7. február appeared first on evs.sk.

V podcaste SHARE hovoríme aj o tom, aké problémy sú s prevádzkou tohto typu elektrární spojené. Vývoj v oblasti veterných elektrární naberá tempo. Presúvajú sa na more a spoločnosti sa predbiehajú vo veľkosti vrtúľ. Začína sa hovoriť tiež o údržbe robotmi či recyklácii listov vrtúľ. O súčasných trendoch vo výstavbe veterných elektrární sa v podcaste SHARE rozprávajú redaktori Živé.sk Marek Pokrývka a Maroš Žofčin. V aktuálnej časti podcastu SHARE sa dozviete: Ktorá krajina dnes vyrába najviac energie z vetra. Od kedy už nie je lídrom Európska únia. Prečo je budúcnosť veternej energie na mori. Aké technické komplikácie sú s tým spojené a ako sa riešia. Téme sa bližšie venujeme aj v týchto textoch: Švédi chystajú plávajúcu veternú elektráreň s vertikálnym rotorom, má viacero výhod Inovácie vo veterných elektrárňach: Preteky vo výkone a údržba robotmi Súboj o najväčšiu veternú elektráreň pokračuje. EÚ chce prepájať morské farmy Podcast SHARE pripravujú spoločne magazíny Živé.sk a HernáZóna.sk. NAPÍŠTE NÁM: Ak nám chcete niečo odkázať, doplniť nás alebo sme povedali niečo zle a chcete nás opraviť, môžete nám napísať na podcasty@zive.sk. Všetky maily čítame a na väčšinu odpovedáme.

Vidia vuelve al podcast para sentarse con Villalobos a tener una larga charla sobre Tar, la película que más los impresionó en los últimos meses. Spoilers de todo, incluyendo el final. 

Bývalý minister zahraničných vecí Ivan Korčok nedal médiám rozhovor odkedy odmietol ponuku na post volebného lídra SaS. S odstupom niekoľkých mesiacov reportérovi Dušanovi Mikušovičovi vysvetľuje, prečo sa mu nechce ísť do politiky, ako vníma pád vlády, prečo je za predčasné voľby, aj čo očakáva od Fica či Hlasu, ak by sa po nich dostali k moci. Vracia sa aj k časom, keď pôsobil ako hovorca rezortu zahraničia za vlády Vladimíra Mečiara.

Tradičná štedrovečerná bohoslužba bude pozostávať z piesní, čítaní z Písma, dvoch "mikro-homílií" a predovšetkým z dvoch detských pohľadov na Vianoce. Priblížia tohtoročné adventné myšlienky spoločenstviev Kaplnky a Cukrovej: Hľadanie Kristovej tváre a Druhá naivita. Biblické texty: Mt 1:18-23; Mt 18:1-5, 10-11Homília: Daniel Pastirčák a Petr KučeraLiturgia: Petr KučeraOrgan: Ivan ŠillerIné: deti CBBA+ deti ZvončekČítanie: Vlado Oravský, Helga DovalováModlitba: Petr Kučera

Tradičná štedrovečerná bohoslužba bude pozostávať z piesní, čítaní z Písma, dvoch "mikro-homílií" a predovšetkým z dvoch detských pohľadov na Vianoce. Priblížia tohtoročné adventné myšlienky spoločenstviev Kaplnky a Cukrovej: Hľadanie Kristovej tváre a Druhá naivita. Biblické texty: Mt 1:18-23; Mt 18:1-5, 10-11Homília: Daniel Pastirčák a Petr KučeraLiturgia: Petr KučeraOrgan: Ivan ŠillerIné: deti CBBA+ deti ZvončekČítanie: Vlado Oravský, Helga DovalováModlitba: Petr Kučera

Americká spisovateľka Julia Galef v knihe Mysli ako prieskumník vysvetľuje, prečo racionalizujeme svoje konanie, popierame realitu, ak nie je v zhode s naším presvedčením a pestujeme si sebaklam.

Mimoparlamentná stranička, s prakticky nulovou podporou u voličov, ktorá sa pri posledných voľbách spojila s fašistami od Kotlebu. Lenže Národná koalícia dnes aj s účelovým prídavkom "nezávislí kandidáti" dokázala čosi zvláštne: v blížiacich sa komunálnych voľbách patrí k stranám s najväčším počtom kandidátov: a to hovoríme najmenej o stovkách kandidátov. Čo sa to vlastne deje, kto títo ľudia sú a o čom im ide? Tomáš Prokopčák sa pýta Jakuba Fila. Zdroje zvukov: Youtube/Národná strana Odporúčanie: Položili ste si niekedy otázku, prečo čas plynie... a teda plynie vpred. Možno áno, možno nie, možno ste už niekedy počuli o termodynamike, možno o nejakých filozofických vysvetleniach, prípadne ste sa nad tým nikdy nezamysleli. Ale ak sa chcete, dnes odporúčam text Prečo ide čas vpred a neplynie naspäť na BBC Future. – Ak máte pre nás spätnú väzbu, odkaz alebo nápad, napíšte nám na dobrerano@sme.sk – Všetky podcasty denníka SME nájdete na sme.sk/podcasty – Podporte vznik podcastu Dobré ráno a kúpte si digitálne predplatné SME.sk na sme.sk/podcast – Odoberajte aj denný newsletter SME.sk s najdôležitejšími správami na sme.sk/brifing – Ďakujeme, že počúvate podcast Dobré ráno.

Apresentação: Isabela Rovaroto A Desperta de hoje destaca a agenda dos presidenciáveis, o aporte da startup Vidia e o Expo CIEE Virtual com 16 mil vagas de estágio. Leia as notícias mais importantes do dia em tempo real

A listener's reading for this episode of the I Ching with Clarity podcast: Vidia asked, 'How can I move forward and be of service?' Yi answered with Hexagram 8, Seeking Union, with no changing lines - a beautifully simple answer that gave us the opportunity for a deep dive into its imagery and stories. Mentioned during our conversation… The name of the hexagram, bi, with its two human figures walking close together: Bi, name of Hexagram 8 Rilke on living the questions: …I would like to beg you dear Sir, as well as I can, to have patience with everything unresolved in your heart and to try to love the questions themselves as if they were locked rooms or books written in a very foreign language. Don't search for the answers, which could not be given to you now, because you would not be able to live them. And the point is to live everything. Live the questions now. Perhaps then, someday far in the future, you will gradually, without even noticing it, live your way into the answer.from Letters to a Young Poet And the nuclear hexagram of 8, which is 23, Stripping Away: (Here's a quick introduction to nuclear hexagrams.)

It's Trash Time For Your Computer - Autonomous Car Crash Kills - Which is better for your car? Buttons or a Screen? - Now we have a Chip Backlog! - Facebook tracking Your Hospital Appointments Hey, you know, it is probably time to do an upgrade on that computer of yours to Windows 11. Or maybe you're going to move over to the Linux world. That's what I did with my older computer. It's running Linux now. Much faster, but there's more to it than that. [Automated transcript follows] I send out my newsletter, my insider show notes every Monday morning. [00:00:22] Usually sometimes it's Tuesday, sometimes it's Wednesday depends on the week. This week I was at a client site over the weekend, actually, and Monday and Tuesday. Down in Atlanta. So I, I was busy down there. This is a DOD subcontractor. They just ship parts, but they are required by CMMC these new regulations I've actually been around for a while now to really. [00:00:49] Keep an eye on their cybersecurity. And so of course they bring me in and my team cuz you know, that's what we do. But I told you that because of my newsletter this week, I got some comments from a few people that the cybersecurity section in my newsletter was two articles from 2015. And , they both pointed it out. [00:01:13] I think it's great that everybody's paying that much attention. I actually, there's a few people that notice that, and it was my fault for not explaining what I was trying to do. And, and that's because I was in a hotel room and I was getting ready to go to the client site and do. Dates fix a couple of things, check the seals on computers and you know, all of those sorts of maintenance things you have to do clean them out. [00:01:38] I brought down a, a little blower and stuff. They, they were amazingly clean cuz we put them in a special cabinet that has these big air filters on them and stuff. Anyhow, the two articles this week on cybersecurity in my newsletter. Well, this is even in the free newsletter. Talked about two different things. [00:01:57] Lenovo was installing software and laptops and they apparently have still kind of done that. This was some years ago, like how seven years ago now, I guess. And they were putting it on there and you had no control over it. Okay. It was a real problem. And then the other one was. About your hard drives and what NSA did for years in modifying the firmware on the hard disk drives of a number of computers, many computers out there. [00:02:32] And in both cases, Lenovo and the NSA, the national security agency put software on the computers so that even if you erased your computers, you would still. Have their software on it, they would reinstall itself and Lenovo has been caught again, doing that. Okay. So there there's articles out there talking about just all of the stuff they've been doing. [00:03:00] So here's what I want to propose to you guys. And I did not make. This clear in the newsletter. And for that, I apologize, I was in a hurry and that was my intention and it just had never happened. Not, but not being in a hurry was my intention. But I, I, I intended to explain this a little bit better and I did on the radio a little bit this week as well. [00:03:22] And I'm doing it right now. My intention is to let you know that for decades now, bad guys have been able to embed malware into parts of your computer. So instead of just the operating system where they might have a. Replaced some sort of a library file. And now when your machine boots up, it's going to pull it in from that library file or one of the many other ways, uh, they, they will go beneath your operating system. [00:03:57] So they'll put things in the boot blocks of your computer. And as we just mentioned here, they will put things in the hard drive itself, not on the blocks of the hard drive, but in the control. Of the hard drive right there on the hard drive's board motherboard, if you will, for the hard drive and they can make it persistent. [00:04:21] Now we've tried to get around some of these problems. Apple came up with the T2 chip and what the T2 chip does is really lock things down on your apple. And that's always a good thing, right? And the apple TTU chip keeps track of passwords and makes things bootable and everything else. And apple has also really kind of spun things out a little bit here with their TTU chip. [00:04:51] They had some security problems. Uh they're in all of the newer apple computers. In fact, the one I use a lot is an older computer that doesn't. That T2 chip in it, but what Microsoft has done now, and this isn't really Microsoft, it's really the hardware vendors. They have something called a TP. And this TPM is there for security. [00:05:16] It's the trusted platform module. You want the version two or better, uh, as they come out, right. Kind of keep it up to date. But the T2, this trusted platform module is kind of like the apple T2 chip. It is nowhere near as. Complete, if you will, as the apple T two chip is, and it's designed primarily for booting your computer, which is really kind of cool. [00:05:47] There's a cute article over a medium. And it's saying that the authors of professor bill Buchanan, the author of this article says, uh, the TPM chip in your computer is perhaps a forgotten device. It often sits there not doing much and never quite achieving its full potential. You bought the laptop because it had one, but you just can't find a use for it. [00:06:09] The chip itself is rather jealous of the applet two chip and which does so much more and where people actually buy the computer for the things it bring. Few people actually buy a computer, cuz it has a TPM, but lots of people buy a MacBook and an iPhone because it is trusted to look after your sensitive data. [00:06:29] And he's absolutely right about that stuff. Now I've got clients who have been buying servers and other computers and the T2 chip has been. Option for them. I think that's probably almost gone nowadays. It is probably added in by default. These things are pretty cheap, cuz again, they don't really do much, but they are now a part of it because of what Microsoft has done. [00:06:58] Microsoft has made it so that you pretty much have to have one of. T2 chip or TPM chips, I should say the TPM 2.0 cuz you know, it's gotta be as good as apples T2 the TPM 2.0, which is a crypto processor so that you can run windows 11. Now, I don't want you to think that having this TPM chip in your computer, all of a sudden makes it safe, but it does do a few things that are very, very. [00:07:28] First of all, it has a random number generator, which is super important when we're talking about encrypt. And that random number generator is used to generate keys that are used for your disc encryption and potentially other things. So if you are encrypting the disc on your windows machine, you are really moving ahead in a very big way, because now if your computer is stolen and it boots up, they won't be able. [00:07:57] At any of that data, it'll all look like random trash. If it's done its job. Right. And it can also of course store the user's password in the chip. It has some what's called persistent memory. I told you all of the stuff because of what I want to tell you next. All of this stuff from Lenovo, from the NSA over the years. [00:08:20] And, and of course the bad guys, whether it's Russia, China, it can be really anywhere. North. Korea's been big on this. Iran's been doing this sort of thing. Uh, All of those guys may well have had access to your computer in the past, if you have an older computer. And because some of this software, some of this malware is persistent. [00:08:44] And because windows now is, as I said, pretty much requiring one of these TPM chips, the TPM 2.0 were better is what you want. I think that it's time to seriously consider buying a new windows computer. Now we're working with a client right now that has an engineer who has been continually upgrading his windows computer since I don't know, windows XP days, I think. [00:09:13] And every time he gets a new computer, he just goes ahead and migrates everything over. Doesn't upgrade. Doesn't update to the newest operating system. And for him, anyways, life is good. Well, it ain't so good folks because he has all kinds of nastiness, little turds. If you will, that are hiding all around his computer. [00:09:37] The registry is going to be scattered with these things. Some of them probably installed by some form of malware over the years, his disc is gonna be cluttered, everything. So I'm saying right now, Get a new computer and go ahead and make sure you reinstall windows. That's the first thing we do. In fact, what we do for our clients. [00:10:01] We have a version of windows that we have updated stream updated, and we don't have any of that bloatware on it. That the manufacturers get their 10 bucks from the various offenders, you know, to put the Norton antivirus and all this other useless stuff on your computer. So by reinstalling, just the windows. [00:10:23] And of course, since it's windows, you gotta install all of the drivers for your computer, too. But by doing that, you're getting rid of all of the bloatware. And then what you wanna do is either copy or restore your files onto the new computer. And then when you're done with that install, Your applications, the newest versions of your applications. [00:10:48] And I can hear people right now complaining, cuz I hear this all of the time. My gosh, I've had that application for 10 years and you can't even get it anymore. Blah blah. You know what? You should not be using that application. You need to get the newest version, or if that vendor's out of business, you need to make sure that you go one more step, find a compatible vendor or whatever. [00:11:12] We have to stop using old computers and old software. Uh, there's options here, but seriously, consider this because of what's been happening to us for years. Hey, visit me online. Sign up for my newsletter, Craig Peter son.com. [00:11:31] Well, autonomous cars are on the road and there was an accident in Germany. We don't have all of the details yet, but it's really concerning. And it's about the anonymous cars. Yeah. Autonomous cars. And, uh, we gotta study out. I want to talk about as well. [00:11:48] There are various levels of autonomy, I guess. Yeah. [00:11:53] That's the right word in these autonomous vehicles that we have and that we're looking forward to level one is kind of the gold standard, right? That's where we want to get. That's where the cars don't even need a churn pedals, your tension, nothing. They just drive themselves. We're not there. And you probably guess that. [00:12:15] And then there's level two where you, the driver's supposed to pay attention, but the car's pretty much going to drive itself. Well, there is an article here from the associated press talking about what happened in Germany. And, uh, this is a few weeks back and this is the first time I've seen this article, but they're saying. [00:12:41] Test car with autonomous steering capability, veered into oncoming traffic in Germany, killing one person and seriously injuring nine others. A spokesman for police in the Southwestern town of Roy. Again said the electric BMW. Nine with five people on board, including a young child swerved out of its lane at abandoned the road, triggering a series of collisions involving four vehicles after brushing an oncoming search, the BMW hit a Mercedes Benz's van head on resulting in the death of a 33 year old passenger in that. [00:13:27] The 70 year old driver, the Cien lost control of her car and crashed into another vehicle with two people on board, pushing it off the road and causing it to burst into flame Ruly. Again, police spokesman, Michael Shaw said four rescue helicopters and dozens of firefighters. Responded to the incident and the injured were taken to several hospitals in the region. [00:13:55] They included the 43 year old driver of the BMW three adults aged 31 42 and 47 and an 18 month old child who were all in the test vehicle. The article goes on, uh, is the police said in a statement, the crash vehicle was an autonomous electric test car, whether it was being steered by the 43, 3 year old driver or not is a subject of investigation. [00:14:24] So this is called a level two driving assistance system. It's already incorporated in production vehicles today. They can support the driver on when the driver turns them on according to BMW with the level two vehicles, the driver. Always retains responsibility. In other words, if that car gets into an accident while you are behind the wheel and responsible for it, it's your fault. [00:14:54] So that solves the problem of whose insurance covers what doesn't it? Yeah, it, it does it. Pretty well, because it's your fault is kind of the bottom line. So we are in the process of investigating the exact circumstances of the crash. BMW said, of course we are in close contact with the authorities. It's it's concerning very concerning and I am not ready yet. [00:15:23] Autonomous vehicles. Now we've seen, and we've talked about on the show before a number of problems with some of these different vehicles from Tesla and others, and they are on the roads in many states right now, even in the Northeast, not just the Teslas, but these fully autonomous test vehicles. And. [00:15:43] There are a number of things to be concerned about here. For instance, how can an autonomous vehicle determine what to do when there's a police officer in the middle of the road or a flagman? Or obviously it really can't determine it because it can't make out. What's what, in fact we might remember, and I'm sure they've made some adjustments here over at Tesla, but a Tesla car went ahead and, uh, struck and I think killed a lady who was crossing the road with her bicycle. [00:16:20] I think she was walking it across when she was hit. So how can they. How can they tell the difference between a car that's wrapped and has someone's face on it, maybe a politician full body on the back of a box truck as an advertisement. How can it tell the difference between that and a person that might be standing there? [00:16:44] It, it gets to be a real problem. We're already seeing that some of these autonomous vehicles go directly rear end fire trucks stopped at the side of the road with their lights on police cars stopped at the side of the road with the lights on just completely rear end them. We're seeing that. So how about when it gets a little more difficult than a fire truck parked on the side of the road? [00:17:10] Now these cars, apparently autonomous steering and, uh, lane detection and correction, all that sort of stuff. These vehicles are looking at things and trying to determine, well, what should I do here? And oftentimes what they determine is, oh, well, okay. That's just something that's fixed at the side of the road. [00:17:30] Like, like a sign post, like a speed sign. When in fact it's not. So we've gotta solve that problem. It, it still isn't solved yet. What caused this car to steer directly into oncoming traffic and, and head first into a Mercedes van? I, I don't know. They don't know yet. Anyways. I'm sure they'll find out soon enough. [00:17:57] There are real questions here. And then I wanna take it to the next levels. If the car is in, let's say level one where it's full autonomous, even if it's not, even if it's a level two, like this car was, or is, uh, what happens when the car is either going to hit a pedestrian or go over a cliff or into a brick wall? [00:18:23] That's even better. Cuz the car might not know the cliff is there. What decision should the car make? What kind of ethics should it be? You know, executing here. Can it even make an ethical decision? And this is the trolley testing in case you're not familiar with the whole trolley test thing. It's, let's say you are. [00:18:47] A trolley operator, you're going down a hill and there is a fork in the tracks. And all you can do is select track set a or track set B you can't stop the trolley. You can't slow the trolley down in track. Set a there's a group of seniors walking across the tracks that you will hit. If you go down tracks at a tracks at B there's, some young kids playing on the. [00:19:16] And if you choose B, you're gonna kill the kids. So ethical dilemma here, who do you kill? Cuz that's what the whole trolley test is about. Look it up online. There's a lot of different variations of this, but what about the car? What decision should the car make? Should the car make the decision to protect you the driver, or should the car be making the decision to protect the pedestrian? [00:19:43] If it's going to protect the pedestrian by plowing into that brick wall and potentially killing the occupants of the car. How about when there is the decision of the old people or the young. There is a lot to solve here. And some of these companies, including Mercedes have come out already with their decisions, Mercedes said they will protect the occupants of the vehicle. [00:20:11] now when you're driving the car yourself, of course, you're making that decision in a, a split second, maybe something you thought about, maybe not, you might make a rational decision. You might not. It's, you know, it's hard to say. And you'll find these articles in my newsletter this week at, uh, Craig peterson.com. [00:20:32] If you're not on the newsletter list, you can sign up. It's absolutely free. This is the free newsletter and you can see all my insiders show notes every week. But it's an issue, isn't it? The car veering into traffic hitting another one head first. How about later on when it's completely autonomous, what should it do? [00:20:58] By now you've seen one of these new cars with that big screen right there in the center of the console. I've got a few problems with this, more than a few problems with you people, right. To quote Seinfeld. Yeah. Let's talk about it. [00:21:15] Right here, you know, it, it's very cool to have that display in the center of the car console. [00:21:21] One of the major reasons that the automotive manufacturers are putting that console right there in the center is because we are demanding, uh, the apple car play the Android car functions in order to have some really cool stuff, right. Where we can just run our. And have all of this, uh, wonderful information. [00:21:47] What I really like about it and Android auto and, uh, the apple car both provide this. What I really like is you can use the navigation system that you prefer, that you like, that you want that's in your. I have switched over to apple maps. Now I used to use ways. And before that I would use Google maps and way before that map quest and, and others, my wife could tell you some stories of us trying to use some of the very first generation GPS stuff, having a, a laptop in the car and then having. [00:22:25] Keep pup on the dashboard to try and pick up at least three satellites. And, and, uh, if you went off course at all, went the wrong way, took the wrong. It would just insist on bringing you back to where you were when you went off course, as opposed to taking you from where you are, to where you want to go, which they do nowadays. [00:22:47] But I like that. Right. And, and I like the new features that are always coming out in these apps that we run on our smartphone. I do not like the fact that the cars have navigation in them. Eh, some of them are pretty cool. They're nice. Like in our car, if you use the in-car navigation, it mutes the music or the radio, whatever is playing on the driver's side speaker there in the front of the car. [00:23:17] And then it gives the driver the direction. So everyone else can just keep listening to whatever they were listening to before on the radio, et. You I'll need features like that. But what I don't like is they wanna get six or 800 bucks out of us in order to get new maps in order to get new software for the mapping system. [00:23:38] When we can get things like apple maps for free. Where they're not even using our data against us, like Google does right Android. Uh, very, very nice. I, I really like them. And the apple maps now is really good. I don't know if you remember how bad it was when it first came out, but Steve jobs brought all of the mapping, senior management into a room and asked them what happened. [00:24:05] Why is it so bad? You might remember that it took some people in Australia. Way off the beaten track out in the middle of nowhere with no water, with no fuel and they could have died out there, you know, Australia, everything's out to kill you and they might well have died and they didn't, which is good news. [00:24:27] But even in the us, it was just messing up. It wasn't very good. Wasn't taking you always to the right place and certainly not the best route. Now it's just gotten amazingly good. Very, very good. So I can choose, right. If I still want to use ways I can use it. If I wanna use apple, I can use it. Google maps. [00:24:45] I can use it some third party. I can use it, but if I've got the stuff that's built into the car, I'm stuck with the stuff that's built into the car, and maybe I can pay to upgrade it. A lot of people have found recently, Hey, guess what? That two G data network went. And that means now that your remote control for your card doesn't work anymore, you might have found your navigation doesn't work anymore. [00:25:13] I remember I had a garment that got live traffic updates, but it was using FM carriers on FM radio stations. And many of them dumped that. guess what your garment's no good anymore. At least that part of it isn't any good and garment charging for map updates. And I don't blame 'em for this stuff. Right. [00:25:33] But I would prefer to have my own device to use. So that's part of the problem. In fact, that's indicative of what I see to be the very big problem with these new in car systems, because that display in the computer behind it. Isn't just handling your navigation. It's controlling your seat, heaters, the radio, the music you're listening to the lights, the dimming, the headlights, almost everything in the car goes through. [00:26:08] Infotainment system, right? Yeah. Figured out where I'm going next. Cuz that infotainment system just like the maps on my car right now is going to become out outdated. And then what are you gonna do? And when I say out outdated, I don't just mean, oh, well I want the new features. It might be that you want the new maps. [00:26:34] Yeah. But what happens when it breaks? This leads us to a study that happened here. A Swedish publication had performed a test. They took 11 new cars alongside an older car, a Volvo C 70 from 2005. Now that Volvo had buttons and knobs, buttons and knobs, I've always liked that. And those 11 new cars all had these wonderful infotainment systems, all in one touch screens in the center of the console. [00:27:11] They tested this whole thing and they timed how long it took people to perform a li list of tasks in each car. So they included things like turning on that seat. Heater, turning up the temperature inside the car, the frost, adjust the radio, reset the trip. Computer, turn off the screen. Dim the instruments. [00:27:35] The old Volvo was the clear winner. . Yeah, indeed. So according to this article in ours, Technica, the four tasks were handled within 10 seconds, flat using buttons and knobs in the Volvo. So in the amount of time it took them to do all of the tasks, the four tasks that they were given out of that selection here, I just read the car, drove a thousand. [00:28:06] At 68 miles per hour. Now most of these other cars with that wonderful infotainment system required twice as long, or even more to complete those same four tasks. So some 30 seconds. So you're talking about traveling two or 3000 feet while you're messing around with that display in the central console. [00:28:34] Looks cool. Isn't this the neatest thing ever, but the problem is you have to hunt and now before you say, oh, well, Craig, these people weren't familiar with that console. Well, yeah. Okay. I'll give you that. But what they did with this test is. They let all of the participants play with the cars systems before they started the tests. [00:28:57] In other words, they knew the menus, they knew where things were and it still took that time. See, what we're really talking about here is muscle memory, the ability for your car or for you to know your. so you can reach out and you can turn that volume knob. You might have to glance real quick to make sure you got the volume knob, but you don't have to hunt and Peck through menus. [00:29:26] I like that. So as you can tell, I am not all that hot on these new, all touch interfaces. BMW has an interesting solution to this and that is that I drive system that little knob people didn't like it at first, but you get used to it, right? So, you know, if you need to turn on the seat heater, you just press a knob up, up right down. [00:29:52] And then TA your seat heater and you get to adjust it right there. That is muscle memory as well. So we've got some work to do here. Uh, there are some decent systems out there in Acura, MDX Mazda, CX 50, neither one of them uses a touchscreen infiltration inform attainment system. So that's good. We'll see how it all goes. [00:30:18] Make sure you're on my newsletter. So you can read this article and more. Craig peterson.com. [00:30:26] We've had a chip shortage. I'm sure you've heard of it. And it's been a real problem for everybody from car manufacturers through PC makers. Well, now we're seeing a sudden downturn what's happening now. The Congress has funded it. [00:30:43] Hey, surprisingly enough. Congress comes along to fix the chip problem with the chip bill, billions of dollars, tens of billions actually being spent on our chip plants here to help the chip industry make more chips, cuz we need chips, chips, chips, right? [00:31:03] Well, ours Technica has a great little article. They're actually taking it from the financial time searched waters. Uh, I subscribe the France for times for quite a while, but I don't anymore. And they're talking about how we went from a boom economy when it came to chips, these microchips, everything from, uh, Intel corporation out through the manufacturers of some of these much more common chip styles nowadays, the arm chips and how this new. [00:31:38] That's supposed to, uh, boost production is coming at a point where, okay, first of all, these manufacturers put billions of dollars into building new plants here in the us of a. So that's a good thing. And then Congress comes along sometime after the fact and gives him tens of billions more. And by the way, managed, and this apparently was Senator Chuck, Schumer's doing managed to remove a provision in the bill that said that none of that money for chip. [00:32:13] Plants could be spent in China. So yeah, there you go. China, you get billions more from us, potentially here as we build chip plants over there. But now what do we find out? Well, a bit of a turn here, because there is now excess inventory. Dan Hutchinson, who is the chief executive V L S I research. Who's been really watching the whole chip cycle since 1980s came out and said, quote, I have never seen a time when we had excess inventory and. [00:32:46] We had shortages. Okay. So the immediate cause of this is a rapid buildup and inventory in the chip supply chain since early the year 2022 here. So compared to February, there are enough chips on hand to support about a month and a half of production. Global inventory levels jumped up even higher and then even higher in July to almost two months. [00:33:13] So that's been an issue. And then on top of it, PC sales have been tumbling. Smartphone demand has dropped, and those have been the main causes as consumers are slowing their spending. Why are they slowing spending? Because they don't have the money they used to have because of the non inflation that's have. [00:33:33] Right now. So we've kind of got all of these things happening and to top it all off, as I said, they're taking tens of billions of dollars of our tax money and, uh, going to be spending it on all of this. It's just absolutely amazing. But the suddenness of this turn, again, according to financial times has, was when Intel stunned wall street with news that its revenue in the last quarter had fallen 2.6 billion. [00:34:02] 15%, which of course was short of what they were expecting on wall street. There. This is really quite amazing. They took an inventory adjustment that only hits like once a decade and Vidia man. They are about to, uh, to really get hit too. I don't, I don't think I talked about this, but. They're the largest maker of these GPUs, these graphics, processing boards, and supplemental chips that are on motherboards. [00:34:32] And a lot of computers used a lot in video graphics, machine learning, and of course, mining of cryptocurrencies and they have seen it fall dramatically 44% fall in these GPUs that have been used for gaming. Bitcoin and, and mining and, and other of these cryptocurrencies and micron, one of the largest makers of memory chip said it's free cash flow was likely to turn negative in the next three months after averaging $1 billion in recent quarters. [00:35:11] Isn't that amazing? So all of these problems have been. Also throughout Asia last, uh, month here over the last month, the chief executive of Chinese ship maker, semiconductor manufacturing, international corporation, S I C said that demand had slowed from smartphone and other consumer electronics makers. [00:35:32] And some of these manufacturers, electronics makers have stopped orders all together. So guess what happens when you do that? Think about what happened with. Down right. That really spurred this whole thing on a month before Taiwan, semiconductor manufacturing company, TSMC, which is like the biggest guy out there for making many of the chips we depend upon said it was expecting an inventory correction that would last until late next year. [00:36:05] So this has been a very abrupt slide. Chip makers in the us are trying to manage this decline at the very moment. They're laying the ground for huge increase in production because of the tens of billions they have spent. Plus the $52 billion bill that was signed into law here. What a month or two ago? [00:36:30] Uh, government support provided by the chips act. So on the same day that Congress passed the law, Intel expected to be the biggest beneficiary of all of these government grants of our tax dollars, sliced 4 billion summits, capital spending plans for the rest of the year. Now isn't that? What happens every. [00:36:52] Really isn't it. What happens every time? For instance, the, uh, build back better plan renamed the inflation causation actor, I think is what they might have called it. Um, that particular bill. Put money in for you to buy an electrical car electric car, like four grand, eight grand kind of depends, uh, across the board. [00:37:14] So what electronic electric car makers do they increase their prices? Yes, indeed. Buy, you know, Six or eight grand as much as 12 grand. Right? Because now we got government money. We don't have to have you pay for it. So we're gonna take a bigger profit and that profit's gonna come from the tax dollars that were taken from you and from me and from the widow down the street, right. [00:37:40] Yeah. That's what happens every time? Why do we have this whole thing about the loans for people who went to college? Well, why is college so expensive? Well, it, it continued to go up as government started providing grants and started backing loans. Right? All of the stuff the government was doing was ultimately driving up the cost of your schooling. [00:38:05] Now they've driven up the. Of electric cars because of the money they put in. And because of the money that they've put in for the chips act the 52 billion to make chips that, Hey, we got a glut right now. Yeah. Um, guess what. The manufacturers of chips, the companies that were spending the money in order to create plants, more plants, more chip factories, fabrication plants have decided they're gonna cut their spending. [00:38:38] Why not? Because they're gonna get money from you at the point of a gun, right? That's exactly what's happening. Oh man. So for now, again, according to the financial times, most chip supply chain experts predict a relatively shallow downturn provided that the global economy is headed first off landing something that's obviously not guaranteed, but it has really left them scrambling, trying to figure out what happened here, because it just fell apart so quickly. [00:39:13] Gartner group, you might know them. They put together a lot of studies on a lot of different industries had been expecting the growth in chip sales this year to have from 2020 ones, 26%. So it took its forecast down further to 7% and is now predicting a 2.5% contraction in 2023. Isn't that something, um, the, the Philadelphia semiconductor index, if you are an investor, you've heard of that before, and that comprises the 30 largest us companies involved in, in chip design manufacturer and sale fell back almost 40% as a stock market corrected this year. [00:39:57] After rising threefold after the early lockdown stock market slump, because people were working from home, they couldn't go in to work. Peop the kids were home, people were buying computers so they could play games or get on a video conference with the office, et cetera. It has really, really changed. Oh, and I mentioned Nvidia and how Invidia's been. [00:40:23] Pretty badly. And you'll find this article by the way, in my newsletter that went out on, um, Monday. And if you don't get my free newsletter, definitely get it to just app to date. Craig, Peter son.com/subscribe. It's it's all worth doing, but within video here's what's happening. One of the biggest cryptocurrencies out there has decided that they don't want to be part of this. [00:40:52] Energy problem that we have, you know, some of these minors for various types of cryptocurrencies have actually bought power plants, old coal PLA powered power plants that the states don't wanna buy power from anymore because it's, it's coal. Right. Kohl's evil. But the private sector came in and said, okay, well, if we run our own power company and we put these GPU's and special purpose made mining equipment into the power plant, we can save a lot of money. [00:41:27] That's how much power they need every. A whole power plant to run some of these mining operations. And remember the way you mine, the cryptocurrencies. In most cases, you have to solve very complex mathematical problems to prove that you did the work. That was needed in order to then, um, be awarded that Bitcoin or whatever it was that you were mining. [00:41:54] So pretty much all of the major cryptocurrencies are looking at how can we move away from this model? Because in, in some cases, you know, we're talking about electrical consumption, just for mining cryptocurrencies that serve passes, some countries entire need for electricity. That's how bad it is. And supposedly here, we've got one of the major cryptocurrencies that is changing. [00:42:24] The entire way you do mining, if you will. Very, very big changes. So expect GPUs and companies like Nvidia that make them to go way down in value here over the coming months. Hey, visit me online. Craig peterson.com. Subscribe to my podcast and find me at YouTube. Take care. [00:42:50] If Facebook, isn't the only company doing this, but there's an article from the markup. They did a study and caught Facebook. This is absolutely crazy receiving sensitive medical information. We're gonna talk about that right now. [00:43:06] This is really concerning for a lot of people. And, and for good reason, frankly, I've been talking about this. [00:43:13] I, I think the first time I talked about it was over a decade ago and it has to do with what are called pixels. Now, marketers obviously want to show you ads and they want show you ads based on your interest. And frankly, as a consumer, if I'm looking for a new F one. I wouldn't mind seeing ads from competing car dealers or, you know, used car places, et cetera, to try and sell me that Ford truck. [00:43:43] It makes sense, right? If I'm looking for shoes, why not show me ads for shoes, but what happens when we start talking about the medical business about the legal business things get murky and people get very upset. You see the way these pixels work is you'll put a pixel, like for instance, a Facebook pixel. [00:44:06] If you go to Craig peterson.com, I've got this pixel on there from Facebook. And what it allows me to do now is retarget Facebook user. So you go to my site to go to a page on my site, and this is true for, uh, pretty much every website out there. And. I know that you went and you were looking for this, so I can retarget you in an ads. [00:44:28] I'll show you an ad. In other words, on Facebook now I've never actually done that ever. Uh, I I'm like the world's worst marketer, frankly. Uh, and, uh, but I do have that on there because it gives me some other numbers, statistics, and, and really helps you to understand how the website's being used, which I think makes a whole lot of sense. [00:44:49] So there are marketers that are using this for obvious reasons. Now, I think you understand what the pixel is. It is literally a little picture that is one pixel by one pixel, and it tends to blend in, I think even in most cases, now these pixels from different. Places like Facebook are actually transparent. [00:45:09] So you, you don't even see it on the page, but the idea is now they have a foothold on a website that doesn't belong to them. In this case, Facebook now has access to information about a website that you visited that has nothing to do with Facebook. okay. So that's the basics of how these pixels work and they're almost impossible to get rid of because in reality, many websites, mine included will even grab graphics from other websites just because you know, it it's, I'm quoting another article I pull in their graphic. [00:45:50] Of course. I'm gonna point to that other site. Why would I take that picture? Put it on my side. I don't own the rights to it. But if he'll let me that other website will, let me go ahead and show that graphic on my website, cuz there's ways to restrict it. If they don't want me doing that, they could stop me from doing it. [00:46:09] Then I I'm going to just go to the original website so they can get the credit for it's their property still. I'm not violating any copyright laws, et cetera. Does that make sense to. So what's the difference between the Facebook pixel and a picture I'm pulling from another random website? Well, the obvious thing is it's coming from a Facebook domain of some sort. [00:46:31] So, so there are ways to stop it, but there's just as many ways to get around stopping it, frankly. Well, Let's move on to something a little more sensitive. We have had problems that I reported on years ago of people going to an emergency room in a hospital. Now, when you're in that emergency room, your phone has GPS capabilities still. [00:46:57] It knows you went in the emergency entrance to the hospital and you are. Opening it up. Maybe you're looking around, maybe you're reading articles, maybe you're plotting your trip home using Google maps. You are being tracked depending on what apps you have on your phone. If you have an Android versus an iPhone, what you've enabled, what you haven't enabled. [00:47:20] Right? All of that sort of stuff. well, this now has become a problem because as I reported there have been people who went to the hospital, went to the emergency room and started seeing ads from what you might call ambulance, chasing lawyers. Have you been injured? Is it someone else's fault? Call me right now. [00:47:45] Do he cheat him in. if that sort of thing showed up on your phone, would you get a little upset, a little nervous saying, what are they doing, trying to cash in on, on my pain, maybe literal pain. And it's not as though those ads are just showing up while you are in the emergency room, because now they've tagged you. [00:48:06] They know that you are in that emergency room. So off they'll. They will go ahead and track you and send you ads even after you leave. Hey, I wanna remind you if you want to get this, uh, this week's list of articles. I, I put out every week, my insider show notes. It has become very popular. Thousands of people get that every week. [00:48:32] Go right now to Craig peterson.com. I'll also send out a little bit of training. I do that. I have special reports. I send out. I've got more stuff I'm doing, but you gotta be on the email list. Craig peterson.com to get on my free email list now. What's happened here now is markup went ahead and looked at Newsweek's top 100 hospitals in America. [00:48:56] They went to their websites and they found about a third of the hospitals using what's called the Meel. That is the Facebook pixels referring to earlier. So it sends a little bit of data. Whenever someone clicks a button to let's say, schedule a doctor's appoint. Why does it do that? Well, because the Facebook pixel is on the scheduling page. [00:49:24] Let's say there's scheduling page for oncology on the website. I guess who knows that you are going to see an oncologist? Facebook? Why? Well, because the hospital has put a Facebook tracking pixel on that page. So Facebook knows, Hey, he was on the oncologist page. Maybe he has cancer. I should start showing him ads from other hospitals and from cancer medications, et cetera. [00:49:51] Cetera, that is happen. Right now, 33 of these top 100 hospitals in America. Th these are the top 100, according to Newsweek's list. Have that information. Now that data is connected to your internet. Address. So it's kinda like your computer's mailing address and they can link that back to usually to a specific individual or to a household. [00:50:20] So now they have a receipt of the appointment request. that's gone to Facebook now. They don't have everything you filled out on the page or anything, you know, you added in your social security number, maybe other medical information. Facebook didn't get all of that, but they do know that you visited the hospital's website and which pages you visited on that website. [00:50:47] So markup went ahead and contacted these hospital. So, for example, John John's Hopkins hospital, they did find a Facebook pixel tracking on the appointment, scheduling page. They informed John's Hopkins of how that is a leak of personal information. And after being contacted by the markup, they did not remove the track. [00:51:18] also, by the way, when the markup reached out to them, the hospital did not respond UCLA Reagan medical center. They had of course a pixel and they did remove it from the scheduling page. Although they declined to comment, New York Presbyterian hospital, all these hospitals have that pixel and they did not remove it. [00:51:40] Northwestern Memorial hospital. Again, they got the tracking pixel did not remove it after they were informed about the security problems, duke university hospital, same thing. Most of these, by the way, did not respond to them. University of Pennsylvania, Houston Methodist hospital, the university of Chicago medical center. [00:52:02] Uh, the last two of those did remove the pixel. Uh, Scripps Memorial hospital out in LA JOA, California. There are many Brigham and women's Faulkner hospital. They were informed that they had the tracking picture pixel on the, on the, uh, scheduling page. They did not remove it, but you know, the time of this article, a Tufts medical center, same thing did not remove it, uh, out in Sanford in San Diego. [00:52:29] Same problem. John's Hopkins Bayview medical center, John Jefferson health, Thomas Jefferson university, hospitals, Loyola. These are big name hospitals. I'm looking at these that goes on and on sharp Memorial hospital, Henry Ford hospital. Uh, let's see some more, I'm trying to, oh, Massachusetts general hospital. [00:52:51] They did not have the tracking pixel Brigham in women's hospital, no tracking pixel on the scheduling page. So some of these hospitals were already doing it right. They re they recognized that putting this face. Pixel on may help them with some of the marketing and understanding the market a little better, which is what I do, but it's also giving personal information, personal health information to Facebook and Facebook's advertisers. [00:53:23] So they didn't put it on so good for them. Again, mass general Brigham and women's, uh, Sanford Mount Sinai, university of Michigan hospital and, and others, of course. So very good news there in general. Again, don't be worried about a pixel on just a random website because it probably is being used to help with stats to know what's being used on the website. [00:53:49] And maybe, maybe just maybe using it to send a little ad to you on Facebook later. Of course, you're listening to Craig Peter son. You can get my insider show notes for absolutely free. And my little mini trainings. Oh three to five minutes every week@craigpeterson.com. Just sign up on the homepage. [00:54:14] You know, I've got it on my homeowner's policy. I have a special business policy for it. And it's something that you should seriously consider, but you need to understand first. So we're gonna talk about it. What is cyber insurance? Uh, that's what's up now? [00:54:31] Cyber insurance is something that many businesses have looked at, not all businesses have, which is kind of crazy. If you ask me according to the industry statistics right now, less than 1% market penetration for cyber insurance and is expected to. [00:54:52] Into a $20 billion industry by 2025. That is some serious money. So what is this cyber insurance? For instance, there's a rider on my home insurance for, for cyber insurance and I have special cyber insurance from a big company underwritten, but it is for anything that happens. In my business, that's related to cyber security and it also covers my clients because that's what we do for living is cyber security. [00:55:28] If they are following our guidelines. So it's pretty darn cool when you get right down to it, because these risks that we have in the digital world are really every. So if you're a large organization, if you're a small little enterprise, are you going to get hacked? You know, bottom line, anybody could potentially get hacked because the bad guys have gotten pretty good. [00:55:56] And most of us in business have gotten pretty lackadaisical because of all of this, but not everybody understands when we're talking about cyber insurance. What does cyber mean? Well, the idea is that cyber insurance is created to protect organizations and individuals against digital risks. So we're talking about things like ransonware malware fishing campaigns. [00:56:24] So for instance, I got a call just this week from a listener who again, had their operating account, emptied out, hate it. When that happens. And so they lost everything. They lost all of the money in the account and they're trying to get it back. I got an email this week and, uh, from a lady that I, there's not much I can do for her. [00:56:46] I pointed her in the right direction, but her father, I think it was, had his digital wallet of cryptocurrency completely emptied, completely stolen. Can you believe this sort of stuff, right? It's happening every day. You might have insurance that covers that, but you might not. Traditional insurance policies are only looking at physical risks, so they will take the physical risk things like damage to equipment, or maybe you have livestock or you have stock and inventory, a building different locations. [00:57:29] That's your standard stuff. But cyber insurance is to allow businesses to transfer the costs associated with recovery from the losses incurred when there's some form of cybersecurity breach. Now that's a pretty big deal. because the losses can be huge. It isn't just ransomware where maybe it, it costs you a million dollars in ransom payments. [00:57:58] Or if you're an individual, a retiree, maybe it only costs you 25,000 in ransom payments. And I know that's a lot, especially for retiree. But there is loss of reputation. There's loss of business, cuz you couldn't conduct business cuz you couldn't use your computers. Right? All of that sort of stuff. You got people that you have to bring in, you have to bring in a special team to try and recover your data. [00:58:23] Maybe try and figure out what had happened. Right. All of that sort of stuff. So be careful cyber insurance, a lot of people kind of mistake it for policy that pays off. Attackers to retrieve or unlock data. That's not what it's really for cyber insurance is something that allows you to, I guess the term in, in the industry is transfer risk when your online security controls fail and. [00:58:52] Basically all of them could fail. It, it, it depends, right? If you're a huge company, you can hire a bigger team for a security operation center, but at the same time, you also have more employees that are causing more problems. So look at it entirely business interruption, payments to experts to recover the data. [00:59:14] Compensation for bodily injuries, uh, depending obviously on the resulting damage and the particular policy and the rates are gonna vary based on the maturity of your cyber defenses. So this is something that I've been big on for a long time, the cyber security maturity CMMC and what that helps 'em to determine is. [00:59:39] What are your rates gonna be? So if you went out and you're just using the cable modem that they, that the, uh, company, your cable company provided for you, or you go to a big box retailer, and that's where you bought your firewall and switches, and you've got your wonderful little Lenovo PCs or Dows or whatever, and you're running, uh, Norton antivirus. [01:00:04] You are not well covered. You are not very mature from a cybersecurity standpoint. The other thing you need to be able to do is make sure you've got your asset management all in line, that you have policies and procedures in place for when things happen. You gotta have it all put together, but the average cyber insurance policy for a small to mid-size company in 2021 was about $1,600. [01:00:31] For $1 million in cyber liability coverage. Now that's not really bad at all. Now there are limits to what the provider will pay. They will often, if you do get nailed, They'll come in and double check that, everything that you said, all of those boxes that you checked when you were applying for your cyber security insurance, make sure you actually did all of them. [01:00:59] Okay. Yeah. Kind of a big deal. And you not only will they not pay out, if you didn't do everything that you said you were going to be. but the other problem is you might end up getting sued by. Okay. So expect a counter suit if you decide to soothe them. So don't lie on those fors people. Okay. All right. Um, cyber claims, unlike non-technical events, like again, a fire flood storm damage, the cyber insurance claim might be determined by means of attack and your ability or your effort to prevent it. [01:01:40] As I was saying, make sure you've got the checklist and this is something I think I, I should probably put a course together on to help you guys with, or maybe even a little bit of consulting for people. Let me know, just send an email to me, me@craigpeterson.com. And uh, if you're interested in more info about cyber insurance, you can either look at this week's newsletter that you can. [01:02:04] By again, going to Craig peterson.com and a link to this particular article I'm looking at, or you can tell me, Hey, listen, I'd love a little course or little support, a little help. Okay. I think it makes a lot of sense. So does your business qualify for cyber insurance? Well, some do some don't, uh, you might not see yourself as a target. [01:02:27] For the bad guys, but I'll tell you, my 85 year old father was conned by some of these cyber attack guys. Okay. And he doesn't have much money. He, he's not the bank of, uh, England bank of America. None of these big banks or anything. Oh. Is a retiree living at home trying to make ends meet. So the same, thing's true for you as a business, you as an individual. [01:02:57] You are vulnerable most likely to a cyber attack, but you've got to really manage your risk posture. You gotta do things, right. So that's the bottom line there. That's what we try and help you do. But you can find information about this again, you can just email me, me, Craig peterson.com and ask for the info on cyber insurance, or if you're already a subscriber to my newsletter. [01:03:23] That went out Tuesday morning. So just check your mail. Maybe it's in the spam box from Tuesday morning and you'll find a lot more information linked right from there. Craig peterson.com stick around. We'll be right back. [01:03:41] There are a lot of complaints about how some of these cryptocurrencies are very non green using tons of energy. And now the prices are going down. We're seeing a number of really weird things happening. [01:03:57] Cryptocurrency, as you probably have heard, has taken a tumble. Now, some of the cryptocurrencies, particularly of course, someone you might know most is Bitcoin use a lot of computing power. [01:04:11] You see, what they're trying to do is basically solve a very complex mathematical problem. And in order to do that, they need a lot of computing. Now you can certainly run it on your little desktop computer, that program to compute those things. It's called mining. So you're mining for Bitcoin. You're, you're trying to solve these mathematical problems and there's a theoretical limit to how many Bitcoins could actually potentially be mind looking right now. [01:04:45] They're saying that circulating Bitcoin right now. Is about 19 million Bitcoin that are out there. And Bitcoin is worth about $20,000 right now, down from its huge, huge, huge high. That was, uh, more than two and a half times. What it's worth right now. So, how do you mind? Well, if you take that computer and you run the software, it's gonna do some mining and it is probably going to cost you more in electricity nowadays to mine. [01:05:21] One Bitcoin than that Bitcoin is worth. In fact, it certainly will cost you more. Now. That's why the people that are professional Bitcoin minors have taken a different tact and what they've done. Is they found places where they can get cheap electricity. For instance, Finland, where they're using geothermal produced electricity. [01:05:46] They're also using the cold air outside in order to cool down. The computers themselves as they're trying to compute this, but there's another thing that they've been doing. And that is well, how about we buy a coal plant? That's been shut down and that's happened. So they take that coal plant. They bring it back online. [01:06:08] They burn the coal, they produce electricity at a cheaper rate than they could buy it. but behind all of this is the computing power. And what miners found a long time ago is it's better to have thousands of compute units working on solving these problems than it is just having. I don't know how many CPUs are in your computer. [01:06:32] Four. Com, um, CPUs. How many? Well, I, how far can you get with those? Yeah, they're fast, but we need thousands of computers. So what they found is that GPU's graphical processing units. Kind of met their goals. You see a GPU is actually composed of thousands of computers, little compute units. Now they can't do real fancy math. [01:07:01] They can't do anything particularly fancy. They're really designed to move. Pixels around on a screen. In other words, they're designed to help gamers have a nice smooth game while they're playing. They can be used. In fact, they're used all of the time in desktop computers, just for regular display of a webpage, for instance, or if you're watching a video, all of that is part of what they're doing. [01:07:30] With graphic processing units. And if you've been paying attention, you probably have noticed if you particularly, if you're a gamer that the price for GPUs has gone way up, not only has it gone way up and it isn't just due to the lockdown and the supply chain problems. but they're very, very, very hard to get now. [01:07:53] Yeah. Some of that is due to supply chain problems. No doubt about it. But most of these GPUs, according to some of the numbers I've seen, have actually been bought by these professional mining companies. In fact, many of them have gone the next step and they have what called custom silicone. These are completely customized process. [01:08:19] sometimes they're using Asics. Sometimes they're using other things, but these custom processors that are really good at solving that problem that they have to solve in order to mine, a bit Bitcoin or one of these other currencies. So you, you see how that all works. There's a number of GPU manufacturers and something else interesting has happened because of the drop in value of pretty much all of the cryptocurrencies. [01:08:51] And that is these GPS are going byebye. Right. Do does a company that is now no longer trading. That's no longer operating. Uh, we've seen at least two of these crypto mining companies just completely disappear. So now all of their hardware is going up for sale. You'll find it on EBA. So I, I wanna warn you, if you are looking for a GPU of some sort for your computer, maybe if you're a gamer, be very, very careful. [01:09:28] We've got a buyer beware situation here because you're not just buying a GPU. A graphics processing card, uh, that has been lightly used. It was sitting in a terminal. Maybe it's a GPU. Like I use them where, when I'm doing video editing, it does use the GPU, even some of the audio editing. It uses the GPU. [01:09:50] I'm looking at it right now and I've got some, uh, GPU utilization going on. I've got about, uh, 6% of my GPU in use right now on this computer. So. What the problem is is that these minors who are selling their old GPUs have been running them full Bo 24, 7. That's hard on anything. Isn't it. So what, uh, what's happening here is that you are seeing a market getting flooded with GPUs. [01:10:25] You really don't wanna. All right. Does that make sense? Uh, you know, there we've lost more than 50% this year already in some of these, uh, cryptocurrencies that are out there coin base has had an interesting year Celsius, a major cryptocurrency bank, suspended withdrawals, uh, just here in the last few. [01:10:52] Coin based crypto exchange announced a round of layoffs. Also here, they paused their hiring a month or two ago. It it's not going very well and prices for new and used graphic cards are continuing to fall. The peak price was late in 2021, a little bit early in 2022, but now you can go to Amazon new egg, best buy and buy current generation GPUs for prices that really would seem like bargain six months ago. [01:11:26] And pricing for used GPUs has fallen even further, which is the caveat Amour URA thing here that I'm warning everybody about. You need to proceed. With caution. So there's a lot of scams, a lot of bait and switches. You know, that's been kind of normal for some things over the years on eBay. I'm afraid, but I've had pretty good luck with eBay, but any high value eBay purchase CPUs have been mining cryptocurrencies at full tilt for months or years have problems in new GPU. [01:12:02] Would not have had, you know, this heat that they generate, the dust that gets into them, that the heat is messing with can really degrade the performance and degrade the usage of that GPU here over time. Dust can also, uh, cause problems with the thermal paste that's in them could be dried out thermal paste because of the heat and that causes them to crack and causes other problems. [01:12:30] So if you buy a used GP that looks dirty or runs hot, removing and cleaning the fan and heat sink, reapplying, fresh thermal paste. Could potentially restore loss performance, and maybe you can even get that new Sony PlayStation because GPS are becoming available. Again. Visit me online Craig peterson.com and get my weekly insider show notes right there. [01:12:59] Self-driving is relatively new technology. And, uh, our friends at Tesla just fired an employee who posted videos of a full self-driving accident. Uh, he's done it before. [01:13:15] Tesla has a very interesting background. In fact, Elon Musk has gotten more interesting over time. [01:13:23] And particularly lately the stuff he's saying, the stuff he's doing, but his companies have really made some amazing progress. Now, one of the things that Elon did pretty well pretty early on was he decided he was going to start selling. A self-driving feature for his cars. And back in the day, you could buy it. [01:13:49] This was before it was ready at all for, I think it was 5,000 and, uh, it was good for whenever they came out with it. And then it went up to 7,000 and then I think it went to 12,000 and now it's you pay him monthly, but in reality, There are no fully self-driving qualified Teslas on the road today. It will be a little while before that happens. [01:14:19] So this ex Tesla employee by the name of John Burnell is quoted in ours Technica saying that he was fired for posting YouTube videos about Tesla's full self-driving beta. Now this is called F S D. And if you know, Computers, you know what beta is? Beta means, Hey, you know, should work, could work, probably has some problems. [01:14:44] And that's exactly what it is. Now. Tesla told California regulators that the full self-driving beta lacks true autonomous features. And that's probably how they got by getting with putting this car on the road, these cars on the road. So this ex employee. Says that Tesla also cut off access to the full self driving beta in the 2021 Tesla model three that he owns. [01:15:17] Now. He said that he paid for it. He had it legitimately, and yet Tesla cut him off from, and I guess. Anybody can try and sign up for it. I don't know all of the details behind getting that beta code. If you wanted to, you probably could investigate a little bit further, but the video that he posted on February 7th provided a frame by frame analysis of a collision of his Tesla with a Ballard, a a Ballard. [01:15:48] Those are those stanchions, those, uh, cement pillars. They usually have. Plastic on the outside that you'll see, you know, protecting sidewalks or in this case it was protecting a bike lane in San Jose. So he said, no matter how minor this accident was, it was the first full self-driving beta collision caught on camera. [01:16:13] That is irrefutable. And he says I was fired from Tesla in February with my U YouTube being cited as the reason why, even though my uploads are for my personal vehicle off company, time or property with software, I paid for. And he has a, um, channel called AI addict that you can find over there on YouTube if it hasn't been taken down yet. [01:16:38] Right. Uh, he said that he got a notice that his full self-driving beta was disabled be based on his recent driving data, but that didn't seem to fit because the morning I got fired, he says I had zero proper use strikes. On my vehicle. So yeah, I, I can't say as I really would blame him, uh, him being in this case, Elon Musk for firing this guy, but it's an interesting little video to watch. [01:17:08] It's like two and a half minutes. You'll see. And it, the guy has his hand on the steering. Well, and the car is steering. Itself down the roadway and there's no other traffic really on the road. I don't know when this was like a, a Sunday or something, but you can see on the screen, it is detecting things like the, the little, uh, construction pillars that are on the side of the road. [01:17:36] And he's in a left. Turn only lane and his Tesla turns, left the steering. Wheel's kind of going a little back and forth, right? As it tries to make up his mind what it's going to do and he's driving down, he just passed a ups truck. Although I would not have passed personally, the way he passed, which is the. [01:17:56] The car decided it was going to, um, get closer to that ups truck. I, I would've purposely gone further away. And then what happens is he goes around another corner where there's some Ballards. That are in the roadway. And of course the idea behind them is so the cars don't go in and accidentally strike a cyclist. [01:18:20] But around that corner where there is a crosswalk crossing the street, there's no Ballard. So people don't have to kind of get around them. And then the Ballards start off again. So the Tesla got kind of confused by this and looking at the screen, it doesn't show the, these Ballards. Being recognized. So the driver of the car grabs the stern wheel takes over at the very last second, but did actually hit the Ballard. [01:18:52] Uh, no two ways about it here. He hit it and the car is stopped and

Vidia vuelve al podcast para hablar con Villalobos acerca de la insólita, excesiva, impactante RRR (2022) de S. S. Rajamouli. Hablan de la historia, de los colores, de los bailes, del bromance y de la cantidad de veces que la película sorprende y deja con la boca abierta. Spoilers, desde luego. 

On this episode of the Scaleup Valley podcast, Mike Dias speaks with Thiago Bonini, CEO & Co-Founder at Vidia. Key Takeaways - How to provide access and affordability of care to patients in such a large market as Brazil - How to align incentives across the different stakeholders of the healthcare system - Understanding when to follow a proven playbook or when to create your own - What are the first positions to hire in a startup? (Being product-centric, hiring a Product Manager) - The state of the art of entrepreneurship in Brazil

Un voyage dans une culture millénaire, ça te tente? Un saut dans les temps anciens en Inde pour éclairer notre chemin vers la transition durable, ah ah ah, mais oui! Dans cet épisode nous allons décrypter l'Ayurveda. Pour découvrir les secrets de cette science de la vie qui en est la traduction littérale, nous somme allées au coeur des Cevennes rencontrer Vidia Carpio professeure de yoga, praticienne et accompagnante en Ayurveda

Klamú nám naše mozgy. Vidia osoby, veci či tvary aj tam, kde žiadne nie sú. Bohatú históriu takýchto klamov má za sebou planéta Mars, a nový tentoraz priniesli zábery vesmírneho vozidla Curiosity. Iný tím vedcov zase ukázal, že Alpy strácajú svoju snehovú a ľadovú pokrývku a sú zelenšie. Nie, nie je to dobrá správa. Viac sa dozviete v podcaste TECH_FM.

Dnešný SHARE má hneď tri témy. Všetky sa týkajú Ruska. Ruskí výrobcovia mikročipov si už nemôžu licencovať technológiu ARM. Objavila sa však iná možnosť, ako by krajina mohla nedostatok čipov spôsobený sankciami kompenzovať. Je ním nový typ procesora, ktorý začala ponúkať Čína. O tom, či toto riešenie môže skutočne Rusku pomôcť, sa rozprávame v našim redaktorom Lukášom Koškárom. Ruská federácia tiež ohlásila, že v lete opätovne spustí výrobu legendárnych automobilov Moskvič. Ako je možné za taký krátky čas spustiť výrobu nového typu auta, čím si to zrejme krajina uľahčí a čo všetko autu bude chýbať nám povie náš redaktor Marek Pokrývka. Nakoniec sa s redaktorom Jánom Trangelom pozrieme na RuStore, ruský pokus o vytvorenie vlastného obchodu s aplikáciami pre Android a pokúsime sa odpovedať, prečo vôbec má Rusko o niečo také záujem. S redaktormi magazínu Živé.sk sa rozpráva Maroš Žofčin. V aktuálnej časti podcastu SHARE sa dozviete: čo pre Rusko znamená, že Veľká Británia rozšírila sankcie aj na ARM, aké alternatívy Rusko má, prečo čínske x86 procesory riešia iba časť jeho problémov, či sa v Moskve bude robiť Moskvič zo 70. rokov, prečo sa známa značka vracia, kto si nový ruský Moskvič bude môcť kúpiť, prečo vzniká RuStore a či má šancu vo svete Androidu preraziť. Podcast spoločne pripravujú magazíny Živé.sk a HernáZóna.sk. NAPÍŠTE NÁM: Ak nám chcete niečo odkázať, doplniť nás alebo sme povedali niečo zle a chcete nás opraviť, môžete nám napísať na podcasty@zive.sk. Všetky e-maily čítame a na väčšinu sa snažíme odpovedať.

1. Špeciálna prokuratúra nedokázala mlčať, Žilinku a jeho ľudí tvrdo spochybňuje. 2. Sulík je natoľko pragmatický, až je podľa Mikloša užitočný idiot. 3. Zlá správa z Maďarska, ďalej musíme žiť s Orbánom.

Vidia vuelve al podcast a comentar con Daniel un cuento de Marta Brunet. Se llama Piedra callada, se puede leer online y es impresionante. 

1. Ruský útok bol predsa len šokujúci. 2. Slovensko zatiaľ reaguje, ako má. 3. Chuguryan končí, Rezník ešte zostáva.

Vidia merupakan teman kita di SMA ALPUS 3 2015, episode kali ini kita ngobrol sama salah satu wanita karir yang nampaknya sangat mengikuti perkembangan zaman yaitu WFB, gimana sih WFB? beneran se enak itu kah WFB? atau malah sebenernya buang2 duit? langsung aja buat cowo2 yang jomblo mau cari pasangan wanita karir di episode ini juga kita bahas kriteria cowo apa sih yang disuka sama vidia ini jangan lupa follow, share, dan dengerin ya guyss !!! thank uu sobat gurun !!! --- Support this podcast: https://anchor.fm/ypaipodcastentertainment/support

Má 16 rokov a napísal knihu o Európskej Únii, ktorá ju má zrozumiteľným a pútavým jazykom priblížiť nielen jeho rovesníkom. Gymnazista Marco Németh rozprával v Ráne na eFeMku čo by ňou chcel dokázať, aj ako vnímajú mladí ľudia na Slovensku Európsku Úniu, naše školstvo, či klimatickú krízu.

NATO posilňuje svoju vojenskú prítomnosť vo východných krajinách a uvádza do pohotovosti svoje bojové jednotky. Spojené štáty sťahujú z Ukrajiny rodiny diplomatov a neodporúčajú k nášmu susedovi cestovať. Rusko tvrdí, že žiadnu inváziu neplánuje, no vyzerá to, že všetci už len čakajú, kedy vypukne konflikt. Pandémia ešte neskončila a my sa nachádza zrejme v najnapätejšom okamihu od konca studenej vojny. Prečo, čo sa môže stať a bude vojna? Tomáš Prokopčák sa pýta Matúša Halása, výskumníka Ústavu medzinárodných vzťahov v Prahe. Zdroj zvukov: TV Markíza Odporúčanie: Putin vytvoril túto krízu a len Putin ju môže ukončiť. Tak by sa dalo zhrnúť moje dnešné odporúčanie, text Len Putin vie, čo sa stane magazínu The Atlantic. Vysvetľuje, ako sa Európa ocitla na hrane veľkej vojny, čo by mali urobiť Spojenci a aké sú riziká, že sa všetko neplánovane vymkne spod kontroly. https://www.theatlantic.com/ideas/archive/2022/01/putin-knows-what-happens-next-ukraine/621348/ –  Ak máte pre nás spätnú väzbu, odkaz alebo nápad, napíšte nám na dobrerano@sme.sk  –  Všetky podcasty denníka SME nájdete na sme.sk/podcasty  –  Podporte vznik podcastu Dobré ráno a kúpte si digitálne predplatné SME.sk na sme.sk/podcast  –  Odoberajte aj denný newsletter SME.sk s najdôležitejšími správami na sme.sk/brifing –  Ďakujeme, že počúvate podcast Dobré ráno.  

Mŕtvi učia živých. Odpadnúť v pitevni nie je hanba. Patologická anatómia nie je o mŕtvych, je hlavne o živých. Riaditeľ sekcie Súdneho lekárstva a patologickej anatómie Úradu pre dohľad nad zdravotnou starostlivosťou, patológ Michal  Palkovič. NEXT? NÁVŠTEVA LEKÁRA BY MALA PREBIEHAŤ ROVNAKO AKO NÁVŠTEVA REŠTAURÁCIE  https://open.spotify.com/episode/5W4QL2YfTg3nOpOkCPuVt8  LINKA VĎAKY zdravotníkom má číslo 0800 00 77 77  https://linkavdaky.sk/  Mikinu alebo tričko Doktor má Filipa objednávaj na  https://www.zabavavpodcastoch.sk/kategoria-produktov/doktor-ma-filipa/  Produkcia @doktormafilipa by @zapoofficial   

Deep talks - vzťahy a manželstvo. Ako to vidia ženy? Miška Zelenay by Brno Worship

Matej "Ogar" Sabo je líder spoločenstva Eben Ezer a spolu vedie službu Otcovo Srdce. Vďaka sakutingu bol od detstva fascinovaný krásou, dobrodružstvom a životnými hodnotami a už tam pochopil, že ho niečo presahuje. Vďaka svojej cholerickej povahe sa ako skaut pobil v električke ale Boh postupne menil jeho povahu. V podcaste hovorí o tom, ako robil smetiara v Írsku a prečo potrebujeme mať vo svojom živote niekoľko ľudí, ktorí vidia 10%% nášho života.

Slovensko je zahltené treťou vlnou pandémie a čísla chorých a ľudí v nemocniciach vystrelili na nové rekordy. Čo všetko by sa malo zmeniť, aby ochoreniu podľahlo čo najmenej ľudí a aby sa nemocnice nezapĺňali tak rýchlo? Ako a kedy sa zmenia pravidlá pre zaočkovaných ľudí? Dokedy ešte bude tretia vlna trvať a koľko ľudí môže zasiahnuť? Braňo Závodský sa rozprával s členkou konzília odborníkov doktorkou Elenou Prokopovou a šéfom Inštitútu zdravotníckych analýz Matejom Mišíkom.

Prejav pápeža Františka adresovaný hlavám slovenskej cirkvi niektorí kňazi a rehoľníci hodnotia ako viac či menej otvorenú kritiku slovenských biskupov. Pápež pomenoval, čo sa mu nepáči a čo treba inak vykonať. Viacerí oslovení kňazi, rehoľníci a odborníci sa zhodujú, že v slovenskej katolíckej cirkvi musia mať k zmenám, pretože autoritu pápeža biskupi môžu ignorovať. Do akej miery išlo o kritiku a čo presne František biskupom vyčítal? A čo na to biskupi? Vypočujte si náš podcast Ráno Nahlas. Moderuje Peter Hanák. 

Prejav pápeža Františka adresovaný hlavám slovenskej cirkvi niektorí kňazi a rehoľníci hodnotia ako viac či menej otvorenú kritiku slovenských biskupov. Pápež pomenoval, čo sa mu nepáči a čo treba inak vykonať. Viacerí oslovení kňazi, rehoľníci a odborníci sa zhodujú, že v slovenskej katolíckej cirkvi musia mať k zmenám, pretože autoritu pápeža biskupi môžu ignorovať. Do akej miery išlo o kritiku a čo presne František biskupom vyčítal? A čo na to biskupi? Vypočujte si náš podcast Ráno Nahlas. Moderuje Peter Hanák. 

Poznáme mladých ľudí? Vieme, čo si myslia a ako sa cítia? So sociologičkou a výskumníčkou Elenou Gallovou Kriglerovou, riaditeľkou Centra pre výskum etnicity a kultúry, diskutujeme o tom, ktoré spoločenské témy považujú mladí za dôležité, či majú pocit, že rodičia a pedagógovia ich rešpektujú, či sa cítia šťastní a spokojní, komu dôverujú a ako si predstavujú svoju budúcnosť.

Two stories from Disney Fairies about the lovely fairy Tinker Bell. Having arrived on Neverland and given her talent Tink was working hard but then discovered she would never be allowed to go to the mainland so decides to change her talent. The second story tells what she tries to do in order to achieve this. And how another fairy, Vidia, tries to stop her and get her into trouble. Listen to find out if she gets into trouble with Queen Clarion or if she manages to make things right.

En este episodio se apareció Vidia, una invitada muy especial. Y vino para hablar en detalle de Una estación de amor, un cuentazo del gran Horacio Quiroga. 

V najnovšej epizóde ZmUPované nám o Afrike prišiel porozprávať redaktor Startitup František Kekely, ktorý tento kontinent navštevoval pravidelne niekoľko rokov. Jeho zaujímavé články nie len o cestovaní nájdete na našom webe. Navštívil aj menej známu krajinu Džibutsko, ktorá leží na východe Afriky. Akú mal motiváciu navštíviť takúto nezvyčajnú krajinu? Jeho obľúbenou krajinou v Afrike je Etiópia, ktorú má precestovanú zhora nadol. O tom, aké zážitky a kultúrne šoky tam zažil, nám prezradil v rozhovore. „Čo sa mi na Afrike páči, oni vzdelanie naozaj berú inak. U nás to berieme ako nasilu, keď som sa v Afrike rozprával s mladými, oni doslova chcú. Vidia ho ako príležitosť, vnímajú ako cestu von, niekam sa dostať, cestu k lepšiemu životu. U nás je to už ako samozrejmosť, že musím ísť do školy,“ hovorí František. Veľa ľudí sa zaujíma o Madagaskar a František ho považuje za samostatný svet. Je to podľa neho úplne iný svet a 90 % vecí, ktoré človek nájde tam, inde nenájde. „Pralesy, vyše 100 druhov lemurov a mnoho iných živočíchov. Úplne jedinečná príroda, jedinečné zvieratá. Nikto sa nemôže pochváliť toľkými baobabmi ako Madagaskar.“ Viac sa dozvieš v najnovšej epizóde ZmUPované so Simou Ondruškovou.

V najnovšej epizóde ZmUPované nám o Afrike prišiel porozprávať redaktor Startitup František Kekely, ktorý tento kontinent navštevoval pravidelne niekoľko rokov. Jeho zaujímavé články nie len o cestovaní nájdete na našom webe. Navštívil aj menej známu krajinu Džibutsko, ktorá leží na východe Afriky. Akú mal motiváciu navštíviť takúto nezvyčajnú krajinu? Jeho obľúbenou krajinou v Afrike je Etiópia, ktorú má precestovanú zhora nadol. O tom, aké zážitky a kultúrne šoky tam zažil, nám prezradil v rozhovore. „Čo sa mi na Afrike páči, oni vzdelanie naozaj berú inak. U nás to berieme ako nasilu, keď som sa v Afrike rozprával s mladými, oni doslova chcú. Vidia ho ako príležitosť, vnímajú ako cestu von, niekam sa dostať, cestu k lepšiemu životu. U nás je to už ako samozrejmosť, že musím ísť do školy,“ hovorí František. Veľa ľudí sa zaujíma o Madagaskar a František ho považuje za samostatný svet. Je to podľa neho úplne iný svet a 90 % vecí, ktoré človek nájde tam, inde nenájde. „Pralesy, vyše 100 druhov lemurov a mnoho iných živočíchov. Úplne jedinečná príroda, jedinečné zvieratá. Nikto sa nemôže pochváliť toľkými baobabmi ako Madagaskar.“ Viac sa dozvieš v najnovšej epizóde ZmUPované so Simou Ondruškovou.

Back from hiatus and better than—oh, no we’re still in Neverland! Important questions: What does pixie dust do? Is science evil? Does Zarina wanna make out with Captain Hook? Keep an ear out for the potential genocide of the winter fairies. Our theme music is

S primárkou Očného oddelenia vo Fakultnej nemocnici v Trnave MUDr. Dagmar Kutnárovou PhD. sme si konečne zodpovedali otázky, či nám mrkva zlepší zrak, či očiam škodí televízia alebo či ženy vidia farebnejšie. Doktorka nám dala tiež rady, ako sa starať o oči v lete a poučila nás, že slnečné okuliare by sme rozhodne nemali zanedbávať počas celého roka, nie iba počas slnečných dní.

Hello and welcome to the 27th episode of Wayward Spirit Pod! In this episode we are talking to Melissa the owner of a BEAUTIFUL baby replica! Her name is Vidia the Impala and she is amazing! We had such a fun time talking all things supernatural and baby of course! So, what do you say do you want to join me on the hunt? If you don't want to miss the next episode subscribe on here or on Spotify! Check us out on instagram @waywardspirittv @waywardspiritpod :) Links below! INSTAGRAM: https://www.instagram.com/waywardspiritpod https://www.instagram.com/waywardspirittv MERCH: https://www.waywardspiritpod.com/shop PATREON: https://www.patreon.com/waywardspirit --- Send in a voice message: https://anchor.fm/wayward-spirit/message Support this podcast: https://anchor.fm/wayward-spirit/support

Anna Činčuráková Tipulová// J 13, 34 - 35

Refinancovať úver na bývanie je možné aj počas pandémie ochorenia covid-19, ani odklad splátok automaticky neznamená stopku, tieto prípady sa posudzujú individuálne. Vo všeobecnosti sa refinancovanie vyplatí najmä vtedy, keď klient nežiada žiadne dodatočné peniaze, teda nezvyšuje istinu úveru ani nepredlžuje jeho splatnosť. Akú úlohu pri refinancovaní zohrávajú finanční sprostredkovatelia? Dostane klient lepšiu úrokovú sadzbu, keď v čase refixácie povie svojej banke, že chce odísť? A od čoho to závisí? Ako sa posudzuje príjem zo zahraničia? A ako príjem z vlastnej jednoosobovej eseročky? Vidia banky riziko v tom, ak sám seba zamestnávam v takejto eseročke? Je možné si vziať hypotéku oproti budúcim príjmom, napríklad v prípade, že kupujem druhý byt a chcem ho prenajímať? Počas clubhouse diskusie Ako na peniaze odpovedali na otázky Adama Valčeka a poslucháčov Andrej Zaťko, CEO 365.bank a Poštovej banky, Gabriel Balog, riaditeľ divízie obchodu 365.bank a Poštovej banky, a Zuzana Žemlová, členka predstavenstva 365.bank a Poštovej banky zodpovedná za oblasť riadenia rizík. Pozn.: Podcast je záznamom diskusie vysielanej na sociálnej sieti Clubhouse 24. februára 2021; nahrávanie sa realizovalo v súlade s komunitnými pravidlami, všetci spíkri (vrátane vyvolaných poslucháčov) poskytli písomný súhlas s nahrávaním.

O tom, koľko farieb a odtieňov človek vidí, či sa oplatí nosiť dioptrické okuliare alebo nimi len „zlenivejú“ oči, v čom je pre naši oči lepšie vyššie rozlíšenie alebo ako vie televízor pomôcť farboslepým ľuďom. Aj o tomto sa Sajfa porozprával v 13. epizóde s primárom očného laserového centra Excimer Vladimírom Siskom.

Motto Kampus terjinta : Kalo bisa ruwet kenapa harus mudah?? --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/moratmaritfm/message

V.S. Naipaul, winner of the 2001 Nobel Prize in literature, died on August 11th, 2018, just days before his 86th birthday. The author of such acclaimed novels as A House for Mr. Biswas, the Booker Prize winner In a Free State, and A Bend in the River, and non-fiction works as The Middle Passage and An Area of Darkness, Naipaul also had a well-deserved reputation as a dyspeptic and difficult personality, all of which came to light in the highly regarded memoir, Sir Vidia's Shadow, written in 1998 by his former protégé, the novelist and travel writer Paul Theroux, whose three decade friendship with Naipaul had just come to an end. On October 28th, 1998, Richard Wolinsky and Richard A. Lupoff had a chance to speak with Paul Theroux about his memoir, about V.S. Naipaul, and about the creation of Sir Vidia's Shadow.  Three years after the interview, V.S. Naipaul was awarded the Nobel Prize in literature. Quoting to the Washington Post, ‘Theroux, who later reconciled with Naipaul, had visited with him recently.“We had some very ups and downs over the years, said Theroux, but there was great satisfaction in reconnecting,” he said. “It took him a long time to make his mark, but when he did, it happened in a big way.”' From the NY Times Obituary on V.S. Naipaul: “The writer Paul Theroux, who was one of Mr. Naipaul's closest friends, had a falling out with Mr. Naipaul not long after the marriage to Ms. Alvi. In his book “Sir Vidia's Shadow” (1998), Mr. Theroux documented the arc of their complicated literary friendship, which began in Uganda in 1966 and ended abruptly in 1997 after Mr. Theroux saw books he had written and inscribed to his mentor listed for sale in an auction catalog. He depicts Mr. Naipaul as a great inspiration as a writer, but also petty, cruel and needy. The two men later reconciled.” From the Washington Post Obituary on V.S. Naipaul “He will go down as one of the greatest writers of our time,” Theroux told The Associated Press during a telephone interview, citing his mastery of writing about families and colonialism. “He also never wrote falsely. He was a scourge of anyone who used a cliché or an un-thought out sentence. He was very scrupulous about his writing, very severe, too.” As his literary stature grew, so did his reputation as a difficult, irascible personality. Naipaul was a private man and did not have many friends, but his personal life entered the public domain when Theroux, whose relationship with Naipaul had soured, published a stinging memoir about Naipaul in 1998. “Sir Vidia's Shadow” described Naipaul as a racist, sexist miser who threw terrifying tantrums and beat up women. Naipaul ignored Theroux's book, but he did authorize a candid biography that confirmed some of Theroux's claims. >> The story of their reconciliation in 2011.         The post Sir Vidia's Shadow, 1998: Paul Theroux discusses V.S. Naipaul (1932-2018) appeared first on KPFA.