POPULARITY
5 episodes with 83b
2 episodes with 83b
2 episodes with 83b
2 episodes with 83b
2 episodes with 83b
2 episodes with 83b
2 episodes with 83b
Welcome to Top of the Morning by Mint.. I'm Nelson John and here are today's top stories.
Headlines: Trump Shows South African President Receipts of Genocide; Trump Administration Formally Accepts Qatari Jet to Replace Air Force One; SCOTUS orders Maine House to restore lawmaker vote; Christian author, bible teacher, Kay Arthur, dies at 91;PPS declares victory on $1.83B bond measure as early results show a lead; front-runners emerge in early results for PPS school board races. Interview: Robert Peters, Senior Research Fellow, Strategic Deterrence, The Heritage Foundation, on Trump’s Golden Dome. See omnystudio.com/listener for privacy information.
I'm not a financial advisor; Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions.Watch the show on television by downloading the e360tv channel app to your Roku, AppleTV or AmazonFireTV. You can also see it on YouTube.When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Devin: What is your superpower?Sharon: One of my staff members said, Sharon, you're the only person who talked about how much joy it brings you to really elevate people and have a team. I hadn't figured it out before, but I think that is my superpower.Asthma and chronic respiratory diseases impact millions globally, limiting lives in profound ways. But Health Care Originals, led by CEO and co-founder Sharon Samjitsingh, is changing the game with a groundbreaking AI-powered wearable device named "Adam." This discreet device listens to lung sounds, predicting and preventing respiratory crises before they happen.Sharon's personal journey with asthma inspired her mission. She recalls, “I almost died five times, went to the ER, or rushed to my doctor's home in the middle of the night. Even though I took my meds, everything was not OK.”Adam combines advanced AI with human touch, offering not just alerts but actionable guidance. “With our Nightingale system, we provide apps, respiratory therapists, and wellness coaches to empower users,” Sharon explains. This holistic approach has yielded remarkable outcomes. Within a year, two-thirds of users report zero attacks, and nearly all experience better symptom management and sleep quality.Health Care Originals is more than a tech innovator; it's a force for change. The company is scaling its Nightingale service, backed by 14 issued patents and a waitlist of 12,000 eager participants. With contracts poised to generate $5.5 million in annual recurring revenue, the firm is expanding its reach across the U.S.Currently raising capital on Wefunder, Sharon invites you to join the journey: “We want everybody to join us on our journey. Be part of helping people live well and breathe easier.”By leveraging innovation and compassion, Sharon is empowering individuals and families to reclaim their lives. This episode underscores how the fusion of technology and empathy can drive meaningful impact.tl;dr:* Sharon Samjitsingh's personal asthma journey inspired her mission to empower respiratory patients.* Health Care Originals developed Adam, an AI-powered wearable to predict respiratory crises.* The Nightingale system includes apps, therapists, and coaches, yielding impressive outcomes.* Sharon's superpower is elevating others by recognizing potential and providing opportunities.* Health Care Originals is raising funds on Wefunder to expand its life-changing solutions.How to Develop Elevating People As a SuperpowerSharon's superpower is her ability to elevate others—whether employees, patients, or collaborators. She combines technical expertise with a profound commitment to helping people succeed, both personally and professionally.Sharon once led a team of 100 shop-floor workers, many with limited education, across 14 manufacturing sites. By training them in root cause analysis and empowering them to present solutions, Sharon helped them save over $1 million in a year. Her efforts boosted their confidence and career trajectories, proving her passion for elevating others.Sharon's tips to develop this superpower:* Recognize Potential: See the strengths in people often overlooked by others.* Empower Through Training: Offer education and opportunities tailored to individual needs.* Support Self-Advocacy: Encourage people to voice their ideas and take ownership of solutions.* Celebrate Success: Acknowledge achievements to build confidence and motivation.By following Sharon's example and advice, you can make elevating people a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileSharon Samjitsingh (she/her):CEO & Co-Founder, Health Care OriginalsAbout Health Care Originals: Health Care Originals (HCO) is a venture-backed healthtech company on a mission to revolutionize the $83B respiratory care market. HCO's AI-powered virtual respiratory care platform and wearable are pioneering always-on, personalized care for the 690M+ sufferers of asthma and chronic obstructive pulmonary disease - the third leading cause of death globally.Backed by leading venture funds Safar Partners and Chloe Capital, and over 1,000 satisfied patients with 12K more on the waitlist, HCO's patented non-invasive solution is ready to improve the quality of life for millions worldwide.Company Facebook Page: fb.com/HealthCareOriginals/Other URL: wefunder.com/hcoBiographical Information:Sharon Samjitsingh, CEO of Health Care Originals (HCO), is a global leader in commercializing innovative technologies across healthcare, sustainability, and manufacturing. With 25+ years of experience, Sharon has managed $150M in innovation projects, holds patents in sustainability and healthcare, and is among fewer than 3,000 professionals with PMP®, PMI-SP®, and PMI-RMP® certifications. Recognized as TechRochester's Technology Woman of the Year (2020) and a Top 100 in Fem Tech & Health Tech honoree (2019), Sharon is a WBL Fellow and an accomplished speaker. She holds an MS from the University of Rochester and a B.Sc. from the University of The West Indies.Linkedin: linkedin.com/in/sharonsamjitsingh/Support Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, Abby, Motivated Money by Dakin Capital and Honeycomb Credit. Learn more about advertising with us here.Max-Impact MembersThe following Max-Impact Members provide valuable financial support:Carol Fineagan, Independent Consultant | Lory Moore, Lory Moore Law | Marcia Brinton, High Desert Gear | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Ralf Mandt, Next Pitch | Scott Thorpe, Philanthropist | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.* SuperCrowdHour, January 15, 2025, at 1:00 PM Eastern. Devin Thorpe will be doing investor-focused training on building an investment strategy focused on investing in debt instruments to match or even exceed stock market returns. This is great for people serious about investing, whether you are starting with $100 or $100,000. Don't miss it!* Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on January 21, 2024, at 1:00 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.* SuperCrowdLA: we're going to be live in Santa Monica, California, May 1-3. Plan to join us for a major, in-person event focused on scaling impact. More details to come soon!Community Event Calendar* Successful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events* Community Capital Live, Havell Rodrigues, New Majority Capital, January 15, 2:00 PM Eastern.* Motivated Money Method for Raising Funding Workshop, January 16, 11:00 AM - 3:00 PM Eastern.* Community Capital Live, Bernel Hall, New Jersey Community Capital, January 29, 2:00 PM Eastern.* Igniting Community Capital to Build Outdoor Recreation Communities, Crowdfund Better, Thursdays, March 20 & 27, April 3 & 10, 2025, at 1:00 PM ET.* NC3 Changing the Paradigm: Mobilizing Community Investment Funds, March 7, 2025* Asheville Neighborhood Economics, April 1-2, 2-25.If you would like to submit an event for us to share with the 8,000+ members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe
Send us a textNEW FUND ANNOUNCEMENT: The AG Dillon Anduril Pre-IPO Stock Fund is now accepting investors. Anduril Industries is a defense technology company that specializes in building advanced artificial intelligence (AI) and autonomous systems for military and national security purposes. Financial advisors only. Email aaron.dillon@agdillon.com to invest or request fund materials. Note important disclosures at the end of this post.Subscribe to AG Dillon Pre-IPO Stock Research at agdillon.com/subscribe;- Wednesday = secondary market valuations, revenue multiples, performance, index fact sheets- Saturdays = pre-IPO news and insights, webinar replays00:58 | SpaceX Achieves Milestones with Starship Test- Caught Super Heavy booster mid-air; landed the rocket in the ocean- Starship needs 10 refueling flights for moon missions; demo projected by 2025- Aims for multiple daily Starship flights to reduce costs, boost Starlink deployment- Payload capacity 5x that of Falcon 9; increases incremental revenue- Secondary market valuation: $226B (+7.4% vs Jul 2024)01:55 | Science Corp Targets Brain-Computer Interface Market- Founded by Neuralink co-founder Max Hodak- Affordable tech: Axon probes ($500), SciFi units ($1,000) – 10% of traditional costs- Nexus software manages terabytes of data for brain research- Running clinical trials for ocular implants; plans for human applications- Raised $186M; no public valuation announced03:09 | Stripe Eyes Acquisition of Bridge Amid Stablecoin Focus- Acquiring fintech Bridge to enter $170B stablecoin market- Bridge has raised $58M, including $40M Series A led by Sequoia- Follows Stripe's USDC crypto payments resumption after six years- Secondary market valuation: $83B (+18% vs Jul 2024)04:05 | Databricks Partners with Amazon for AI Chip Cost Reduction- Five-year deal to use Amazon Trainium AI chips, reducing costs by 40%- Expanded collaboration on AWS, generating $1B+ in revenue- Aims to save companies up to $950,000 monthly on AI model development- Secondary market valuation: $43.8B (+1% vs Nov 2023)05:16 | Klarna Integrates with Apple Pay for Flexible Payments- Integration in the US and UK; expansion to Canada planned- Offers installment payments for $35-$2,000 purchases with 0% APR financing options- "Apple from Klarna" storefront launched for U.S. customers- Secondary market valuation: $10.3B (+54% vs Jul 2022)06:17 | Shein Adds Bankers to London IPO07:11 | Hugging Face Expands as AI Developer Platform Grows- 5M AI developer community- 1M public and 1M private models- 300,000 public apps and numerous private spaces for enterprise use- 200,000 data sets for model customization- Decentralized team, largest office in Paris; freemium model for enterprise users- Secondary market valuation: $4.5B (+1% vs Aug 2023)08:20 | OpenAI Tests ChatGPT Windows App with Enhanced Features09:15 | X Updates Privacy Policy to Monetize User Data10:28 | Pre-IPO Stock Market Weekly Performance- agdillon.com/subscribe to receive weekly pdf report in your inbox11:13 | Pre-IPO Stock Vintage Index Weekly Performance- agdillon.com/subscribe to receive weekly pdf report in your inbox* NOTE: AG Dillon ("AGD") is not affiliated with Anduril. Anduril may require company approval for purchases (aka transfers). AGD has not been pre-approved by Anduril to purchase their stock. AGD purchases pre-IPO stocks in the secondary market and may gain exposure by directly purchasing the stock (on the company's capitalization table) and/or through a third-party fund (aka special purpose vehicle, or SPV).
Matt Kirmayer has more than 30 years of experience in the emerging company and venture capital ecosystem, including numerous seed and venture financings for technology and life science companies. Matt represents emerging technology companies and the investors who fund them across a range of industries, including software, educational technology, digital media, social media, artificial intelligence systems, robotics and life sciences. Active in the technology and investment communities in Silicon Valley and the East Coast, Matt often works with emerging companies as their outside general counsel, managing legal, financial and operational issues, from formation and angel and venture capital investment through exit. Our conversation with Matt sheds light on the essential role of legal counsel in supporting the startup journey. Drawing on his extensive New York corporate law background, Matt discusses how he guides entrepreneurs through the complex landscape of fundraising and legal regulations, acting as a strategic advisor and protective guide. We touch upon the common misconceptions startups have, particularly around stock options and financial instruments like SAFEs. Matt emphasizes that while legal education is vital, it should serve to encourage meaningful dialogue with legal professionals rather than replace them, and he shares how he prepares students at Carnegie Mellon University for these critical interactions. In this episode, you'll hear about: Importance of legal counsel for startups and navigating fundraising complexities. Common misconceptions about stock options and financial instruments like SAFEs. Foundational legal considerations such as incorporation and equity splits. Emphasis on open communication for international founders in the U.S. Significance of 83B elections and tax strategies for startups. Role of legal education in fostering meaningful dialogue with professionals. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Supporting Resources: Linkedin - https://www.linkedin.com/in/mkirmayer/ Website - https://www.pillsburylaw.com/en/lawyers/matt-kirmayer.html Alcorn Immigration Law: Subscribe to the monthly Alcorn newsletter Sophie Alcorn Podcast: Episode 16: E-2 Visa for Founders and Employees Episode 19: Australian Visas Including E-3 Episode 20: TN Visas and Status for Canadian and Mexican Citizens Immigration Options for Talent, Investors, and Founders Immigration Law for Tech Startups eBook Alcorn Academy course for best practices for securing the O-1A visa, EB-1A green card, or the EB-2 NIW (National Interest Waiver) green card—the top options for startup founders. Use promotion code EAB20 for 20% off the enrollment fee.
Have you ever wondered what lies behind the meticulous management of your startup's equity and the unseen challenges of maintaining a clean cap table? In this episode of The Angel Next Door Podcast, host Marcia Dawood dives deep into the essential but often overlooked facets of cap table management with industry expert and guest, Colin McCrea. Together, they unravel the complexities that every founder should be aware of and how to navigate the turbulent waters of startup finance.Colin McCrea, a seasoned professional in accounting and finance, shares his journey from working at a CPA firm to becoming a pivotal player at Eqvista, a company specializing in cap table management solutions. With a portfolio boasting roughly 16,000 companies, ranging from startups to pre-IPO giants, Colin brings a wealth of knowledge and firsthand experience. As the leader of Eqvista's valuation team, he's uniquely positioned to offer insights into the intricacies of 409A valuations and the vital importance of maintaining a well-organized cap table.Throughout this episode, listeners will gain a comprehensive understanding of cap table management's role in a startup's success, the pitfalls of equity mismanagement, and the critical need for compliance. Colin and Marcia discuss the essential steps founders must take to protect their equity, maintain investor trust, and enable smooth funding rounds. They also explore the nuances of 409A valuations and essential compliance filings like the 83B election. This is a must-listen episode for any entrepreneur aspiring to build a solid financial foundation for their business, as well as the investors, featuring actionable advice and expert insights that can save both time and money. To get the latest from Colin McCrae, you can follow him below!LinkedIn - https://www.linkedin.com/in/colin-mccrea-8a50021b7/https://eqvista.com Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood
Best Practices for Founders' Equity Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. There are many decisions to be made with founder equity. Here are some best practices in handling those decisions. The founder-co-founder split of equity can be anything except 50/50. A 50/50 split leaves no one in a position to make a final decision for the company. In splitting the equity between or among the founders, consider the business needs first. What skills and experience must be brought to bear on the business? Who on the team will be responsible for each aspect of the business? Put this discussion on the table early on. Have an open and frank discussion among the founders about what each team member can contribute to the business. It's important to vest any equity offered so a founder leaving early doesn't take an outsized number of shares. Consider the tax implications and use IRS tax code 83B which gives the shareholder the right to pay tax on the options issued rather than when they vest. Consider whether or not to buy back the shares of any founder who leaves. This could be expensive for the company. Gain agreement on the growth strategy of the company. Will it grow organically over time or will you raise funding to accelerate it? Organic growth takes longer but offers less dilution. Funding will speed up the growth but will reduce the founders' ownership stake. Alignment in the growth strategy is important for founders and co-founders. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _______________________________________________________ For more episodes from Investor Connect, please visit the site at: Check out our other podcasts here: For Investors check out: For Startups check out: For eGuides check out: For upcoming Events, check out For Feedback please contact info@tencapital.group Please , share, and leave a review. Music courtesy of .
BUSINESS: GOCC subsidies drop to P18.83B in August | October 16, 2023Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.
Navigating the complex terrain of intellectual property is daunting, but essential for any startup looking to make headway in today's technology landscape. Mike Avent, a partner from Perkins, joins us to break down this crucial aspect, discussing the importance of invention assignment agreements, strategies to protect IP when developing on personal devices, and the potential fallout of leveraging resources from your current employer. Venture capital, as exciting as it may be, is often riddled with jargon that can be difficult to decipher. Unravel the mystifying world of 83B filings, term sheets, safe notes, and the likes, with the expert guidance of Mike. We also highlight the severe consequences of failing to file an 83B form and share practical strategies to mitigate such risks. Mike brings clarity to the often confusing terms associated with venture capital investments and presents insights that you, as a startup owner, would find highly valuable. With a deep dive into the world of convertible securities, we help you understand the difference between convertible notes and SAFEs and the potentially dilutive impact they can have on your shares. This discussion is crucial, especially when you are raising funds. We also weigh in on the importance of considering multiple offers, understanding the market, and identifying the right investor for your business. Mike comes with golden advice - how to structure your venture capital transaction, when to form a corporation, and how to navigate the complex corporate and immigration landscape. Tune in for a rich discussion that's bound to leave you with a wealth of practical insights. In this episode, you'll hear about: Tech startups and immigration law simplified Navigating governance and resource constraints Understanding 83B filings and investment processes Convertible securities and considerations for startups Fundraising and considerations for founders When to form a corporation Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Supporting Resources: Mike Avent, Perkins Coie LinkedIn Email Mike with promo code SOPHIE Alcorn Immigration Law: Subscribe to the monthly Alcorn newsletter Immigration Law for Tech Startups podcast: Episode 89: Advocating for International Startup Founders with Jeff Farrah of National Venture Capital Association Episode 113: How startup founders are moving to the US Episode 143: Free Money and Funding Your Startup with Sedale Turbovsky Immigration Options for Talent, Investors, and Founders Immigration Law for Tech Startups eBook Extraordinary Ability Bootcamp course for best practices for securing the O-1A visa, EB-1A green card, or the EB-2 NIW (National Interest Waiver) green card—the top options for startup founders. Use promotion code ILTS for 20% off the enrollment fee.
Microsoft (MSFT) and Alphabet's (GOOGL) earnings are to be released tomorrow, April 25th, postmarket. Lance Ulanoff discusses this and how OpenAi's ChatGPT will impact MSFT. MSFT's adjusted EPS is estimated at $2.22 and revenue is estimated at $50.95B. he talks about the significance of A.I. developments for tech companies and examines the rollout of Google's Bard. GOOGL's adjusted EPS is estimated at $1.07 and revenue is estimated at $68.83B. He then goes over what's next for A.I. use in big tech companies. Finally, he notes that Apple (AAPL) is to report earnings on May 4th. Tune in to find out more about the stock market today.
#4: Equity, stock options, and other compensation; a complex topic that has essentially limitless negotiable options. We are going to be walking through the basics to lay a foundation and then we will break down the most common mistakes that people make in this area. If you need to know more about offer letters, vesting stocks, and managing exits this episode is for you!Connect with The SkipThe Skip: Newsletter | Website | LinkedIn CPO GroupNikhyl Singhal: LinkedIn | Twitter | FacebookLynda Galligan: Goodwin ProfileAnthony McCusker: Goodwin Profile Full Show Notes:[0:00] Welcome to The Skip![2:30] Introducing our guests Anthony McCusker and Lynda Galligan - Attorneys at Goodwin Procter[4:00] Our first example: Startup X offers you an equity package[10:00] What questions do you typically want to make sure that the employee just sort of understands when they're looking at compensation?[12:30] Is the number of shares in the offer important? Balance against the percentage of shares available[16:30] Tax liability when a company has more value on paper than reality[21:30] An 83B election[14:30] Vested options vs unvested options[27:30] Post-termination exercise periods[29:30] Incentive Stock Options or ISOs[37:00] Exploring rainy day scenarios[41:00] You have stock options but the market or company value is going down. What do you do?[43:00] Risks that are specific to private company scenarios[45:00] 409A evaluations[48:00] Important tax stipulations that disallow repricing the same option[49:30] A reminder that none of the conversation today should be regarded as legal advice[50:00] Thank you Anthony McCusker and Lynda Galligan![51:30] Episode summary and wrap up with Nikhyl—-----The Skip podcast helps tech professionals get ahead in their career. It's hosted by Nikhyl Singhal, a successful founder, head of product, and executive. He coaches more than 100 executives, managers, and rising stars navigate important career decisions, management challenges, and personal crossroads to maximize their happiness and professional life.Join entrepreneur, coach, and Facebook VP Nikhyl Singhal as he offers guidance on navigating important career decisions, management challenges, and personal crossroads. For many, career is one of the most critical parts of identity. Yet most people don't have a clear sense of how to maximize their current position, evaluate job transitions, or invest in the right long-term skills to optimize their professional life. Unfortunately, if you work at a company, your manager is rarely capable or incentivized to help you develop the necessary skills or to think through transitions. And most self-help books and articles focus on your current role, not on the next one or on any sort of long-term career roadmap.Nikhyl advises nearly a hundred leaders on their tech careers. Nikhyl is certain, however, there are many others also looking to become more intentional about their career choices – which has led him to produce this podcast. Each edition, Nikhyl will dive into some of the common questions he encounters and give his distinctive insight with the hope of reaching as many people as possible. Though Nikhyl mostly works with tech leaders, he believes the themes apply to anyone looking to shape a fulfilling career.
Amazon (AMZN) confirmed that job cuts are coming to devices and corporate roles. Renita Young and Oliver Renick discuss these Amazon cuts. They talk about how Amazon sent out "voluntary severance" offers to some employees. They also go over how Nvidia's (NVDA) 3Q revenue came in at $5.93B versus an estimated $5.81B. Additionally, Nvidia's 3Q data center revenue came in at $3.83B which is up 31% year-over-year. Tune in to find out more about the stock market today.
Nio Inc. (NIO) earnings report indicated -$0.30 in EPS and $1.83B in revenue. NIO stock price today is up over 10% so far. Vehicle deliveries amounted to 31,607. "Nio Inc. is shifting towards a big year-end production of vehicles. They are expecting to deliver between 43K to 48K electric vehicles next quarter. Also, Yeti Holdings (YETI) saw a strong earnings report that beat estimates," says Renita Young.
It has long been debated whether Apple is more of a hardware company or more of a software company. In its quarterly reports it does not delineate between the two. Instead, it breaks its revenue into four big product categories and services. It cannot be pigeon-holed—it is a fusion of hardware, software, and services. Growth in services, in particular, has been a major focus of the company for the past decade and now accounts for almost a quarter of its revenue. In this episode we get into the details of Apple's latest quarterly report and its long term strategy. Show Notes Episode 78: How Does Amazon Make Money? Episode 71: How Does Facebook Make Money? Episode 4: iOS vs. Android Apple Investor Reports Apple announces $83B fiscal third quarter Follow us on Twitter @KopecExplains. Theme “Place on Fire” Copyright 2019 Creo, CC BY 4.0 Find out more at http://kopec.live
CHIPS Act clears Congress, ensuring $52 billion boost to US foundries. Intel (INTC) earnings Q2 2022. Intel Kills Optane Memory Business Entirely. Apple's $83B quarter by the numbers. FY22 Q4 - Press Releases - Investor Relations - Microsoft. Amazon (AMZN) Q2 2022 earnings. Peacock's paid subscribers stayed flat at 13 million, losses widen to $467 million. Why Big Tech Is Making a Big Play for Live Sports. Collect and Trade NFL Highlights As NFTs. Spotify has 188 million Premium users, but continues to lose money. Spotify forks out $295M for Findaway, Podsights, Chartable, and Sonantic, filing reveals. FTC's Lina Khan Overruled Staff to Sue Meta Over Virtual-Reality Deal. Instagram Admits It's 'Not Good' After Kardashians Beg It to Stop Copying TikTok. Instagram walks back TikTok-style changes — Adam Mosseri explains why. Facebook Is Finally Giving People A Non-Algorithmic News Feed. Twitter is raising the Blue subscription price from $2.99 to $4.99 monthly. Twitter v. Elon Musk trial date set to start October 17th. FBI investigation determined Chinese-made Huawei equipment could disrupt US nuclear arsenal communications. Discovery of new UEFI rootkit exposes an ugly truth: The attacks are invisible to us. T-Mobile to pay $500M for one of the largest data breaches in US history. Tim Hortons offers free coffee to settle mobile app class action lawsuits. Russia tried to hijack some of Apple's internet traffic for 12 hours. Details from FBI Raid of U.S. Private Vaults Being Kept from Public. Why One Critical Second Can Wreak Havoc on the Internet. HBO Max will begin streaming 'Game of Thrones' in 4K HDR next month. Ultiworld on Twitter: "Marques Brownlee (@MKBHD) with the MASSIVE sky for @PrideofNY at the World Ultimate Club Championships" NASA on Twitter: "We celebrate the life of Nichelle Nichols, Star Trek actor, trailblazer, and role model, who symbolized to so many what was possible." Host: Leo Laporte Guests: Jason Snell, Shoshana Weissmann, and Dan Patterson Download or subscribe to this show at https://twit.tv/shows/this-week-in-tech Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: UserWay.org/twit Melissa.com/twit kolide.com/twit go.newtek.com/twit-tv
CHIPS Act clears Congress, ensuring $52 billion boost to US foundries. Intel (INTC) earnings Q2 2022. Intel Kills Optane Memory Business Entirely. Apple's $83B quarter by the numbers. FY22 Q4 - Press Releases - Investor Relations - Microsoft. Amazon (AMZN) Q2 2022 earnings. Peacock's paid subscribers stayed flat at 13 million, losses widen to $467 million. Why Big Tech Is Making a Big Play for Live Sports. Collect and Trade NFL Highlights As NFTs. Spotify has 188 million Premium users, but continues to lose money. Spotify forks out $295M for Findaway, Podsights, Chartable, and Sonantic, filing reveals. FTC's Lina Khan Overruled Staff to Sue Meta Over Virtual-Reality Deal. Instagram Admits It's 'Not Good' After Kardashians Beg It to Stop Copying TikTok. Instagram walks back TikTok-style changes — Adam Mosseri explains why. Facebook Is Finally Giving People A Non-Algorithmic News Feed. Twitter is raising the Blue subscription price from $2.99 to $4.99 monthly. Twitter v. Elon Musk trial date set to start October 17th. FBI investigation determined Chinese-made Huawei equipment could disrupt US nuclear arsenal communications. Discovery of new UEFI rootkit exposes an ugly truth: The attacks are invisible to us. T-Mobile to pay $500M for one of the largest data breaches in US history. Tim Hortons offers free coffee to settle mobile app class action lawsuits. Russia tried to hijack some of Apple's internet traffic for 12 hours. Details from FBI Raid of U.S. Private Vaults Being Kept from Public. Why One Critical Second Can Wreak Havoc on the Internet. HBO Max will begin streaming 'Game of Thrones' in 4K HDR next month. Ultiworld on Twitter: "Marques Brownlee (@MKBHD) with the MASSIVE sky for @PrideofNY at the World Ultimate Club Championships" NASA on Twitter: "We celebrate the life of Nichelle Nichols, Star Trek actor, trailblazer, and role model, who symbolized to so many what was possible." Host: Leo Laporte Guests: Jason Snell, Shoshana Weissmann, and Dan Patterson Download or subscribe to this show at https://twit.tv/shows/this-week-in-tech Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: UserWay.org/twit Melissa.com/twit kolide.com/twit go.newtek.com/twit-tv
CHIPS Act clears Congress, ensuring $52 billion boost to US foundries. Intel (INTC) earnings Q2 2022. Intel Kills Optane Memory Business Entirely. Apple's $83B quarter by the numbers. FY22 Q4 - Press Releases - Investor Relations - Microsoft. Amazon (AMZN) Q2 2022 earnings. Peacock's paid subscribers stayed flat at 13 million, losses widen to $467 million. Why Big Tech Is Making a Big Play for Live Sports. Collect and Trade NFL Highlights As NFTs. Spotify has 188 million Premium users, but continues to lose money. Spotify forks out $295M for Findaway, Podsights, Chartable, and Sonantic, filing reveals. FTC's Lina Khan Overruled Staff to Sue Meta Over Virtual-Reality Deal. Instagram Admits It's 'Not Good' After Kardashians Beg It to Stop Copying TikTok. Instagram walks back TikTok-style changes — Adam Mosseri explains why. Facebook Is Finally Giving People A Non-Algorithmic News Feed. Twitter is raising the Blue subscription price from $2.99 to $4.99 monthly. Twitter v. Elon Musk trial date set to start October 17th. FBI investigation determined Chinese-made Huawei equipment could disrupt US nuclear arsenal communications. Discovery of new UEFI rootkit exposes an ugly truth: The attacks are invisible to us. T-Mobile to pay $500M for one of the largest data breaches in US history. Tim Hortons offers free coffee to settle mobile app class action lawsuits. Russia tried to hijack some of Apple's internet traffic for 12 hours. Details from FBI Raid of U.S. Private Vaults Being Kept from Public. Why One Critical Second Can Wreak Havoc on the Internet. HBO Max will begin streaming 'Game of Thrones' in 4K HDR next month. Ultiworld on Twitter: "Marques Brownlee (@MKBHD) with the MASSIVE sky for @PrideofNY at the World Ultimate Club Championships" NASA on Twitter: "We celebrate the life of Nichelle Nichols, Star Trek actor, trailblazer, and role model, who symbolized to so many what was possible." Host: Leo Laporte Guests: Jason Snell, Shoshana Weissmann, and Dan Patterson Download or subscribe to this show at https://twit.tv/shows/this-week-in-tech Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: UserWay.org/twit Melissa.com/twit kolide.com/twit go.newtek.com/twit-tv
CHIPS Act clears Congress, ensuring $52 billion boost to US foundries. Intel (INTC) earnings Q2 2022. Intel Kills Optane Memory Business Entirely. Apple's $83B quarter by the numbers. FY22 Q4 - Press Releases - Investor Relations - Microsoft. Amazon (AMZN) Q2 2022 earnings. Peacock's paid subscribers stayed flat at 13 million, losses widen to $467 million. Why Big Tech Is Making a Big Play for Live Sports. Collect and Trade NFL Highlights As NFTs. Spotify has 188 million Premium users, but continues to lose money. Spotify forks out $295M for Findaway, Podsights, Chartable, and Sonantic, filing reveals. FTC's Lina Khan Overruled Staff to Sue Meta Over Virtual-Reality Deal. Instagram Admits It's 'Not Good' After Kardashians Beg It to Stop Copying TikTok. Instagram walks back TikTok-style changes — Adam Mosseri explains why. Facebook Is Finally Giving People A Non-Algorithmic News Feed. Twitter is raising the Blue subscription price from $2.99 to $4.99 monthly. Twitter v. Elon Musk trial date set to start October 17th. FBI investigation determined Chinese-made Huawei equipment could disrupt US nuclear arsenal communications. Discovery of new UEFI rootkit exposes an ugly truth: The attacks are invisible to us. T-Mobile to pay $500M for one of the largest data breaches in US history. Tim Hortons offers free coffee to settle mobile app class action lawsuits. Russia tried to hijack some of Apple's internet traffic for 12 hours. Details from FBI Raid of U.S. Private Vaults Being Kept from Public. Why One Critical Second Can Wreak Havoc on the Internet. HBO Max will begin streaming 'Game of Thrones' in 4K HDR next month. Ultiworld on Twitter: "Marques Brownlee (@MKBHD) with the MASSIVE sky for @PrideofNY at the World Ultimate Club Championships" NASA on Twitter: "We celebrate the life of Nichelle Nichols, Star Trek actor, trailblazer, and role model, who symbolized to so many what was possible." Host: Leo Laporte Guests: Jason Snell, Shoshana Weissmann, and Dan Patterson Download or subscribe to this show at https://twit.tv/shows/this-week-in-tech Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: UserWay.org/twit Melissa.com/twit kolide.com/twit go.newtek.com/twit-tv
CHIPS Act clears Congress, ensuring $52 billion boost to US foundries. Intel (INTC) earnings Q2 2022. Intel Kills Optane Memory Business Entirely. Apple's $83B quarter by the numbers. FY22 Q4 - Press Releases - Investor Relations - Microsoft. Amazon (AMZN) Q2 2022 earnings. Peacock's paid subscribers stayed flat at 13 million, losses widen to $467 million. Why Big Tech Is Making a Big Play for Live Sports. Collect and Trade NFL Highlights As NFTs. Spotify has 188 million Premium users, but continues to lose money. Spotify forks out $295M for Findaway, Podsights, Chartable, and Sonantic, filing reveals. FTC's Lina Khan Overruled Staff to Sue Meta Over Virtual-Reality Deal. Instagram Admits It's 'Not Good' After Kardashians Beg It to Stop Copying TikTok. Instagram walks back TikTok-style changes — Adam Mosseri explains why. Facebook Is Finally Giving People A Non-Algorithmic News Feed. Twitter is raising the Blue subscription price from $2.99 to $4.99 monthly. Twitter v. Elon Musk trial date set to start October 17th. FBI investigation determined Chinese-made Huawei equipment could disrupt US nuclear arsenal communications. Discovery of new UEFI rootkit exposes an ugly truth: The attacks are invisible to us. T-Mobile to pay $500M for one of the largest data breaches in US history. Tim Hortons offers free coffee to settle mobile app class action lawsuits. Russia tried to hijack some of Apple's internet traffic for 12 hours. Details from FBI Raid of U.S. Private Vaults Being Kept from Public. Why One Critical Second Can Wreak Havoc on the Internet. HBO Max will begin streaming 'Game of Thrones' in 4K HDR next month. Ultiworld on Twitter: "Marques Brownlee (@MKBHD) with the MASSIVE sky for @PrideofNY at the World Ultimate Club Championships" NASA on Twitter: "We celebrate the life of Nichelle Nichols, Star Trek actor, trailblazer, and role model, who symbolized to so many what was possible." Host: Leo Laporte Guests: Jason Snell, Shoshana Weissmann, and Dan Patterson Download or subscribe to this show at https://twit.tv/shows/this-week-in-tech Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: UserWay.org/twit Melissa.com/twit kolide.com/twit go.newtek.com/twit-tv
CHIPS Act clears Congress, ensuring $52 billion boost to US foundries. Intel (INTC) earnings Q2 2022. Intel Kills Optane Memory Business Entirely. Apple's $83B quarter by the numbers. FY22 Q4 - Press Releases - Investor Relations - Microsoft. Amazon (AMZN) Q2 2022 earnings. Peacock's paid subscribers stayed flat at 13 million, losses widen to $467 million. Why Big Tech Is Making a Big Play for Live Sports. Collect and Trade NFL Highlights As NFTs. Spotify has 188 million Premium users, but continues to lose money. Spotify forks out $295M for Findaway, Podsights, Chartable, and Sonantic, filing reveals. FTC's Lina Khan Overruled Staff to Sue Meta Over Virtual-Reality Deal. Instagram Admits It's 'Not Good' After Kardashians Beg It to Stop Copying TikTok. Instagram walks back TikTok-style changes — Adam Mosseri explains why. Facebook Is Finally Giving People A Non-Algorithmic News Feed. Twitter is raising the Blue subscription price from $2.99 to $4.99 monthly. Twitter v. Elon Musk trial date set to start October 17th. FBI investigation determined Chinese-made Huawei equipment could disrupt US nuclear arsenal communications. Discovery of new UEFI rootkit exposes an ugly truth: The attacks are invisible to us. T-Mobile to pay $500M for one of the largest data breaches in US history. Tim Hortons offers free coffee to settle mobile app class action lawsuits. Russia tried to hijack some of Apple's internet traffic for 12 hours. Details from FBI Raid of U.S. Private Vaults Being Kept from Public. Why One Critical Second Can Wreak Havoc on the Internet. HBO Max will begin streaming 'Game of Thrones' in 4K HDR next month. Ultiworld on Twitter: "Marques Brownlee (@MKBHD) with the MASSIVE sky for @PrideofNY at the World Ultimate Club Championships" NASA on Twitter: "We celebrate the life of Nichelle Nichols, Star Trek actor, trailblazer, and role model, who symbolized to so many what was possible." Host: Leo Laporte Guests: Jason Snell, Shoshana Weissmann, and Dan Patterson Download or subscribe to this show at https://twit.tv/shows/this-week-in-tech Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: UserWay.org/twit Melissa.com/twit kolide.com/twit go.newtek.com/twit-tv
Troubleshooting an iPhone battery replacement, dialing in the right settings for HDMI and eARC, finding the right display settings for a projector, combatting spam calls, streaming live musical performances with a Mac Studio, troubleshooting a gaming PC whose games keep crashing, finding an on-site replacement for cloud-based and consumer-focused security cameras, fixing black thumbnails for videos stored in Google Photos. Plus, conversations with Scott Wilkinson, Johnny Jet, and Dick Debartolo. Senate passes $280 billion chip manufacturing bill - Protocol Amazon Drive is shutting down at the end of 2023 - The Verge Apple announces $83B fiscal third quarter – Six Colors Twitter is raising the Blue subscription price from $2.99 to $4.99 monthly - The Verge Amazon (AMZN) Q2 2022 earnings David Bohrman Creates "The Site", the First TV Show to Feature a Character Animated in Real Time : History of Information iPhone SE 2020 Battery Replacement - iFixit Repair Guide About genuine iPhone batteries - Apple Support Who Will Be Crowned King? 2022 Value Electronics 4K TV Shootout - YouTube The FCC's Push to Combat Robocalls & Spoofing | Federal Communications Commission National Do Not Call Registry ROAM Luggage - Premium Customizable Suitcases Made in the USA BlueRibbon Bags aha! Air Hotel Adventure is a Reno-Tahoe based airline serving West Coast destinations. Open Broadcaster Software | OBS Reincubate Camo - Use your phone as a pro webcam, free Ecamm Live - Powerful Live Streaming Platform for Mac Logitech C920s PRO Full HD Webcam with Privacy Shutter Flurry (AMD) – ViprTech Apex Legends - Best settings for Apex Legends on PC Swimply - Rent private pools by the hour Firewalla Gold: Multi-Gigabit Cyber Security Firewall & Router Protect | Firewalla Reolink: Global Innovator in Smart Home Security and Camera Solutions Synology Incorporated Ubiquiti - Simplifying IT All "video" thumbnail in "Google photos" are black !! - Google Photos Community How to Set Video Thumbnails? - Google Photos Community Edit your videos - Android - Google Photos Help Tech Guy Labs | Giz Wiz Biz Host: Leo Laporte Guests: Scott Wilkinson, Johnny Jet, and Dick DeBartolo Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Show notes and links for this episode are available at: https://twit.tv/shows/the-tech-guy/episodes/1913 Download or subscribe to this show at: https://twit.tv/shows/the-tech-guy Sponsors: UserWay.org/twit cachefly.com
Troubleshooting an iPhone battery replacement, dialing in the right settings for HDMI and eARC, finding the right display settings for a projector, combatting spam calls, streaming live musical performances with a Mac Studio, troubleshooting a gaming PC whose games keep crashing, finding an on-site replacement for cloud-based and consumer-focused security cameras, fixing black thumbnails for videos stored in Google Photos. Plus, conversations with Scott Wilkinson, Johnny Jet, and Dick Debartolo. Senate passes $280 billion chip manufacturing bill - Protocol Amazon Drive is shutting down at the end of 2023 - The Verge Apple announces $83B fiscal third quarter – Six Colors Twitter is raising the Blue subscription price from $2.99 to $4.99 monthly - The Verge Amazon (AMZN) Q2 2022 earnings David Bohrman Creates "The Site", the First TV Show to Feature a Character Animated in Real Time : History of Information iPhone SE 2020 Battery Replacement - iFixit Repair Guide About genuine iPhone batteries - Apple Support Who Will Be Crowned King? 2022 Value Electronics 4K TV Shootout - YouTube The FCC's Push to Combat Robocalls & Spoofing | Federal Communications Commission National Do Not Call Registry ROAM Luggage - Premium Customizable Suitcases Made in the USA BlueRibbon Bags aha! Air Hotel Adventure is a Reno-Tahoe based airline serving West Coast destinations. Open Broadcaster Software | OBS Reincubate Camo - Use your phone as a pro webcam, free Ecamm Live - Powerful Live Streaming Platform for Mac Logitech C920s PRO Full HD Webcam with Privacy Shutter Flurry (AMD) – ViprTech Apex Legends - Best settings for Apex Legends on PC Swimply - Rent private pools by the hour Firewalla Gold: Multi-Gigabit Cyber Security Firewall & Router Protect | Firewalla Reolink: Global Innovator in Smart Home Security and Camera Solutions Synology Incorporated Ubiquiti - Simplifying IT All "video" thumbnail in "Google photos" are black !! - Google Photos Community How to Set Video Thumbnails? - Google Photos Community Edit your videos - Android - Google Photos Help Tech Guy Labs | Giz Wiz Biz Host: Leo Laporte Guests: Scott Wilkinson, Johnny Jet, and Dick DeBartolo Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Show notes and links for this episode are available at: https://twit.tv/shows/the-tech-guy/episodes/1913 Download or subscribe to this show at: https://twit.tv/shows/all-twittv-shows Sponsors: UserWay.org/twit cachefly.com
Troubleshooting an iPhone battery replacement, dialing in the right settings for HDMI and eARC, finding the right display settings for a projector, combatting spam calls, streaming live musical performances with a Mac Studio, troubleshooting a gaming PC whose games keep crashing, finding an on-site replacement for cloud-based and consumer-focused security cameras, fixing black thumbnails for videos stored in Google Photos. Plus, conversations with Scott Wilkinson, Johnny Jet, and Dick Debartolo. Senate passes $280 billion chip manufacturing bill - Protocol Amazon Drive is shutting down at the end of 2023 - The Verge Apple announces $83B fiscal third quarter – Six Colors Twitter is raising the Blue subscription price from $2.99 to $4.99 monthly - The Verge Amazon (AMZN) Q2 2022 earnings David Bohrman Creates "The Site", the First TV Show to Feature a Character Animated in Real Time : History of Information iPhone SE 2020 Battery Replacement - iFixit Repair Guide About genuine iPhone batteries - Apple Support Who Will Be Crowned King? 2022 Value Electronics 4K TV Shootout - YouTube The FCC's Push to Combat Robocalls & Spoofing | Federal Communications Commission National Do Not Call Registry ROAM Luggage - Premium Customizable Suitcases Made in the USA BlueRibbon Bags aha! Air Hotel Adventure is a Reno-Tahoe based airline serving West Coast destinations. Open Broadcaster Software | OBS Reincubate Camo - Use your phone as a pro webcam, free Ecamm Live - Powerful Live Streaming Platform for Mac Logitech C920s PRO Full HD Webcam with Privacy Shutter Flurry (AMD) – ViprTech Apex Legends - Best settings for Apex Legends on PC Swimply - Rent private pools by the hour Firewalla Gold: Multi-Gigabit Cyber Security Firewall & Router Protect | Firewalla Reolink: Global Innovator in Smart Home Security and Camera Solutions Synology Incorporated Ubiquiti - Simplifying IT All "video" thumbnail in "Google photos" are black !! - Google Photos Community How to Set Video Thumbnails? - Google Photos Community Edit your videos - Android - Google Photos Help Tech Guy Labs | Giz Wiz Biz Host: Leo Laporte Guests: Scott Wilkinson, Johnny Jet, and Dick DeBartolo Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Show notes and links for this episode are available at: https://twit.tv/shows/the-tech-guy/episodes/1913 Download or subscribe to this show at: https://twit.tv/shows/total-leo Sponsors: UserWay.org/twit cachefly.com
Troubleshooting an iPhone battery replacement, dialing in the right settings for HDMI and eARC, finding the right display settings for a projector, combatting spam calls, streaming live musical performances with a Mac Studio, troubleshooting a gaming PC whose games keep crashing, finding an on-site replacement for cloud-based and consumer-focused security cameras, fixing black thumbnails for videos stored in Google Photos. Plus, conversations with Scott Wilkinson, Johnny Jet, and Dick Debartolo. Senate passes $280 billion chip manufacturing bill - Protocol Amazon Drive is shutting down at the end of 2023 - The Verge Apple announces $83B fiscal third quarter – Six Colors Twitter is raising the Blue subscription price from $2.99 to $4.99 monthly - The Verge Amazon (AMZN) Q2 2022 earnings David Bohrman Creates "The Site", the First TV Show to Feature a Character Animated in Real Time : History of Information iPhone SE 2020 Battery Replacement - iFixit Repair Guide About genuine iPhone batteries - Apple Support Who Will Be Crowned King? 2022 Value Electronics 4K TV Shootout - YouTube The FCC's Push to Combat Robocalls & Spoofing | Federal Communications Commission National Do Not Call Registry ROAM Luggage - Premium Customizable Suitcases Made in the USA BlueRibbon Bags aha! Air Hotel Adventure is a Reno-Tahoe based airline serving West Coast destinations. Open Broadcaster Software | OBS Reincubate Camo - Use your phone as a pro webcam, free Ecamm Live - Powerful Live Streaming Platform for Mac Logitech C920s PRO Full HD Webcam with Privacy Shutter Flurry (AMD) – ViprTech Apex Legends - Best settings for Apex Legends on PC Swimply - Rent private pools by the hour Firewalla Gold: Multi-Gigabit Cyber Security Firewall & Router Protect | Firewalla Reolink: Global Innovator in Smart Home Security and Camera Solutions Synology Incorporated Ubiquiti - Simplifying IT All "video" thumbnail in "Google photos" are black !! - Google Photos Community How to Set Video Thumbnails? - Google Photos Community Edit your videos - Android - Google Photos Help Tech Guy Labs | Giz Wiz Biz Host: Leo Laporte Guests: Scott Wilkinson, Johnny Jet, and Dick DeBartolo Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Show notes and links for this episode are available at: https://twit.tv/shows/the-tech-guy/episodes/1913 Download or subscribe to this show at: https://twit.tv/shows/the-tech-guy Sponsors: UserWay.org/twit cachefly.com
Troubleshooting an iPhone battery replacement, dialing in the right settings for HDMI and eARC, finding the right display settings for a projector, combatting spam calls, streaming live musical performances with a Mac Studio, troubleshooting a gaming PC whose games keep crashing, finding an on-site replacement for cloud-based and consumer-focused security cameras, fixing black thumbnails for videos stored in Google Photos. Plus, conversations with Scott Wilkinson, Johnny Jet, and Dick Debartolo. Senate passes $280 billion chip manufacturing bill - Protocol Amazon Drive is shutting down at the end of 2023 - The Verge Apple announces $83B fiscal third quarter – Six Colors Twitter is raising the Blue subscription price from $2.99 to $4.99 monthly - The Verge Amazon (AMZN) Q2 2022 earnings David Bohrman Creates "The Site", the First TV Show to Feature a Character Animated in Real Time : History of Information iPhone SE 2020 Battery Replacement - iFixit Repair Guide About genuine iPhone batteries - Apple Support Who Will Be Crowned King? 2022 Value Electronics 4K TV Shootout - YouTube The FCC's Push to Combat Robocalls & Spoofing | Federal Communications Commission National Do Not Call Registry ROAM Luggage - Premium Customizable Suitcases Made in the USA BlueRibbon Bags aha! Air Hotel Adventure is a Reno-Tahoe based airline serving West Coast destinations. Open Broadcaster Software | OBS Reincubate Camo - Use your phone as a pro webcam, free Ecamm Live - Powerful Live Streaming Platform for Mac Logitech C920s PRO Full HD Webcam with Privacy Shutter Flurry (AMD) – ViprTech Apex Legends - Best settings for Apex Legends on PC Swimply - Rent private pools by the hour Firewalla Gold: Multi-Gigabit Cyber Security Firewall & Router Protect | Firewalla Reolink: Global Innovator in Smart Home Security and Camera Solutions Synology Incorporated Ubiquiti - Simplifying IT All "video" thumbnail in "Google photos" are black !! - Google Photos Community How to Set Video Thumbnails? - Google Photos Community Edit your videos - Android - Google Photos Help Tech Guy Labs | Giz Wiz Biz Host: Leo Laporte Guests: Scott Wilkinson, Johnny Jet, and Dick DeBartolo Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Show notes and links for this episode are available at: https://twit.tv/shows/the-tech-guy/episodes/1913 Download or subscribe to this show at: https://twit.tv/shows/all-twittv-shows Sponsors: UserWay.org/twit cachefly.com
Troubleshooting an iPhone battery replacement, dialing in the right settings for HDMI and eARC, finding the right display settings for a projector, combatting spam calls, streaming live musical performances with a Mac Studio, troubleshooting a gaming PC whose games keep crashing, finding an on-site replacement for cloud-based and consumer-focused security cameras, fixing black thumbnails for videos stored in Google Photos. Plus, conversations with Scott Wilkinson, Johnny Jet, and Dick Debartolo. Senate passes $280 billion chip manufacturing bill - Protocol Amazon Drive is shutting down at the end of 2023 - The Verge Apple announces $83B fiscal third quarter – Six Colors Twitter is raising the Blue subscription price from $2.99 to $4.99 monthly - The Verge Amazon (AMZN) Q2 2022 earnings David Bohrman Creates "The Site", the First TV Show to Feature a Character Animated in Real Time : History of Information iPhone SE 2020 Battery Replacement - iFixit Repair Guide About genuine iPhone batteries - Apple Support Who Will Be Crowned King? 2022 Value Electronics 4K TV Shootout - YouTube The FCC's Push to Combat Robocalls & Spoofing | Federal Communications Commission National Do Not Call Registry ROAM Luggage - Premium Customizable Suitcases Made in the USA BlueRibbon Bags aha! Air Hotel Adventure is a Reno-Tahoe based airline serving West Coast destinations. Open Broadcaster Software | OBS Reincubate Camo - Use your phone as a pro webcam, free Ecamm Live - Powerful Live Streaming Platform for Mac Logitech C920s PRO Full HD Webcam with Privacy Shutter Flurry (AMD) – ViprTech Apex Legends - Best settings for Apex Legends on PC Swimply - Rent private pools by the hour Firewalla Gold: Multi-Gigabit Cyber Security Firewall & Router Protect | Firewalla Reolink: Global Innovator in Smart Home Security and Camera Solutions Synology Incorporated Ubiquiti - Simplifying IT All "video" thumbnail in "Google photos" are black !! - Google Photos Community How to Set Video Thumbnails? - Google Photos Community Edit your videos - Android - Google Photos Help Tech Guy Labs | Giz Wiz Biz Host: Leo Laporte Guests: Scott Wilkinson, Johnny Jet, and Dick DeBartolo Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Show notes and links for this episode are available at: https://twit.tv/shows/the-tech-guy/episodes/1913 Download or subscribe to this show at: https://twit.tv/shows/total-leo Sponsors: UserWay.org/twit cachefly.com
The latest In Touch With iOS with Dave and he is joined by guests Kelly Guimont and Guy Serle. We go through a recap of Macstock Guy and Dave both attended and Dave reviews the speakers including his presentation on consuming media. From Dave's presentation, he reviews podcasts and Podcatchers and debate is Apple Podcasts a good choice? Pocketcasts and newcomer Mimir are good ones too. Do you really need a case for your iPhone? We debate this and find it strange why you would not want one. iOS16 Beta 4 was released over 3 weeks later. Apple announced their earnings, they were good. Thanks to our newest Patreon subscriber Pat! Plus more news. The show notes are at InTouchwithiOS.com Direct Link to Audio Links to our Show Click this link Buy me a Coffee to support the show we would really appreciate it. intouchwithios.com/coffee Another way to support the show is to become a Patreon member patreon.com/intouchwithios Website: In Touch With iOS YouTube Channel In Touch with iOS Magazine on Flipboard Facebook Page Twitter Instagram News Apple announces $83B fiscal third quarter Apple Settles AirPods Patent Dispute With Koss to Avoid Trial 'For All Mankind' prop fused an Apple Newton MessagePad 120 and an iPhone 12 Netflix added a button to its iPhone app that lets you subscribe from its website Android Auto is so bad it made me switch back to the iPhone Apple Now Has 860 Million Paid Subscribers Across Services Topics Beta this week. iOS16 Beta 4 was released this week. Apple Seeds Second Public Betas of iOS 16 and iPadOS 16 - MacRumors Apple Seeds Fourth Betas of iOS 16 and iPadOS 16 to Developers Apple Seeds Fourth Beta of tvOS 16 to Developers Apple Seeds Fourth Beta of watchOS 9 to Developers Wait for iOS 16 Beta 4 Now the Longest Since iOS 6 Everything New in iOS 16 Beta 4 For Lock Screen, iMessage, CarPlay, and More Edited iMessages in iOS 16 Now Display Original Text, Undo Send Limited to Two Minutes CarPlay wallpaper options expand in iOS 16 beta 4, download images here Apple Seeds Second HomePod Software 16 Public Beta We recap Macstock which occurred this past week. Macstock Conference Schedule One of the topics Dave talked about at Macstock was Podcast catchers. We review some of our favorites. We also talked about how podcasts have evolved. Apple Podcasts Mac and iOS Pocketcasts Overcast Downcast Mac and iOS Mimir (iOS Beta) and Mac Spotify, Audacy, Stitcher, SiriusXM, iHeart also have podcasts. Do you really need a case for your iPhone? Apple politely explains why iPhone cases are a waste of money we debate this. Our Host Dave Ginsburg is an IT professional supporting Mac, iOS and Windows users and his wealth of knowledge of iPhone, iPad, Apple Watch, and Apple TV. Visit the YouTube channel https://youtube.com/intouchwithios follow him on Twitter @daveg65.and the show @intouchwithios About our Guests Kelly Guimont is a podcaster and friend of the Rebel Alliance. She appears on The Incomparable network as well as hosts I Want My M(CU) TV. You can also hear her on The Aftershow with Mike Rose you can find her on Twitter and Instagram @verso Guy Serle Is the host of the MyMac Podcast email Guy@mymac.com @MacParrot and @VertShark on Twitter Vertshark.com, Vertshark on YouTube, Skype +1 Area code 703-436-9501
Apple released iOS 16 beta 4 with changes to iMessage editing and undo send, rumors of the Mac Pro and M2 Extreme, “Apple Watch Pro,” and using Safari Tab Groups on the new AppleInsider Podcast.Contact our hostsSend tips on Signal: +1 863-703-0668@stephenrobles on Twitter@Hillitech on TwitterSponsored by:Kolide: Send your employees automated Slack messages with security and privacy recommendations! Get a FREE Kolide Gift Bundle after trial activation when you visit: kolide.com/appleinsiderSupport the showSupport the show on Patreon or Apple Podcasts to get ad-free episodes every week, access to our private Discord channel, and early release of the show! We would also appreciate a 5-star rating and review in Apple PodcastsLinks from the showAiseesoft Mac Blu-ray PlayerMake MKV from Blu-ray and DVDApple reports record-breaking $83B in revenue in supply impacted Q3 2022Talking iPad for digital planning and creativity with KDigitalStudio on the AppleInsider podcastEverything new in iOS 16 beta 4: Messages history, Lock Screen, wallpapers, and more1551567386553319425Apple's VR headset: What to expect and what it will look likeSee Apple's VR headset on your desk using augmented realitysaad_ismaii on TwitterApple had a M1 Mac Pro, but decided to wait for M2 ExtremeRugged 'Apple Watch Pro' could have an upgraded titanium designApple previews Brompton Road Apple Store ahead of Thursday's opening'Apple Store Time Machine' takes you on a virtual walk through four iconic storesApple buys new campus for $445 million for vast San Diego expansionThe ten keyboard shortcuts that make using your Mac fasterMore AppleInsider podcastsTune in to our HomeKit Insider podcast covering the latest news, products, apps and everything HomeKit related. Subscribe in Apple Podcasts, Overcast, or just search for HomeKit Insider wherever you get your podcasts.Subscribe and listen to our AppleInsider Daily podcast for the latest Apple news Monday through Friday. You can find it on Apple Podcasts, Overcast, or anywhere you listen to podcasts.Podcast artwork from Basic Apple Guy. Download the free wallpaper pack here.Those interested in sponsoring the show can reach out to us at: steve@appleinsider.com (00:00) - Intro (02:10) - Blu-Rays on Mac (03:29) - White Magic Keyboard (07:08) - Built-In Mac Apps (14:26) - Q3 Earnings Call (14:58) - KDigitalStudio Interview (16:39) - iOS 16 Messages Update (29:31) - iOS 16 Live Activities (31:02) - Sponsor: Kolide (32:08) - Safari Tab Groups (39:13) - Apple VR Render (41:50) - M2 Extreme Mac Pro (45:49) - Watch Pro (48:21) - Apple Store Brompton (49:25) - Apple San Diego (51:50) - Keyboard Shortcuts ★ Support this podcast on Patreon ★
I’ve got a confession. (Cue Usher’s hit single “Confessions”) I am not exactly sure what the metaverse is. There I said it. I feel so much lighter lol :-)Last year, “metaverse” burst onto our collective lexicon when Facebook announced it was reinventing itself as Meta. Mark Zuckerberg produced an hour-long video explaining what the metaverse was and how Facebook was going to engage in it. I didn’t watch the video then but I did see a few clips. It felt important. I felt like it must be a big deal if one of the world’s richest men was betting his ENTIRE fortune on it. I didn’t want my ignorance to cost me this opportunity.So I started a little exploration. I spent part of my New Year’s Eve in the Decentraland metaverse. I started buying a few metaverse tokens and invested in a metaverse-themed ETF. During the hype, I even considered buying some virtual land in the metaverse. Now to be clear, my investments were pretty limited…way less than 1% of my portfolio. But since Facebook’s fateful announcement, the world’s most prestigious investment banks and consulting companies have published a slew of reports on the metaverse opportunity. Citi Bank forecast that the metaverse economy could be worth $13 trillion by 2030. The Boston Consulting Group (BCG) had a less bombastic view, forecasting that the metaverse economy would be worth $1.3 trillion by 2030. To put things in context, in 2021, the total value of the US car and automobile manufacturing market was $83B. The bottom line is this - some smart folks are saying the metaverse could be at least 12 times the US car market in 7.5 years. No one knows the future but there is some consensus that the metaverse could be BIG business. Ok…you’ve got me interested. But what is the metaverse??I have been digging trying to learn more. I finally watched the Zuckerberg metaverse video. I listened to a bunch of podcasts, watched more YouTube videos, read some essays, and flipped through a couple of decks. I’m still organizing my thoughts and refining my thinking. Figured it might be helpful to share some of my preliminary thoughts. Let’s go!What is the metaverse?High school level definitionThe metaverse is a 3D version of the internet. It is a convergence of the physical and digital worlds. According to Matthew Ball, the metaverse represents the 4th wave of computing. The first three waves were mainframe computing, personal computing and mobile computing. So if the mobile era was defined by easy ability to get online, the metaverse era would be defined by always being online, this is called ambient computing. College-level definitionAccording to Roundhill, the metaverse is the successor to the current internet that will be interoperable, persistent, synchronous, open to unlimited participants with a fully functioning economy, and an experience that spans the virtual and 'real' world.TLDR: the metaverse is an immersive, interactive environment generated by a computer.What is NOT the metaverse? Did you notice that none of the definitions mention virtual reality headsets? That was a big surprise to me. I had originally imagined a future where VR headsets became as common as cellphones are today. While I think sales of VR headsets are poised to going to continue rising, they are NOT required to access the metaverse. In fact, some of the closest metaverse-like experiences in gaming are accessible via cell phones. Side note - my jaw dropped when I recently learned that Meta sold 8.7 million Oculus VR headsets in 2021. That’s more unit sales than Xbox consoles in 2021! Do you have one? I’m thinking about getting one to test it out. Sales of these VR headsets have doubled each year. Now Meta is opening up physical stores so more people can experience it firsthand. TLDR: VR headsets provide one way to access the metaverse but they won’t be the only way to experience it. The metaverse must be experienced. One of my cousins in Nigeria told me how undergrads studying computer science did not have access to computers. They would write computer code by hand on paper and then submit their homework to professors to review. These students did not get the opportunity to actually run the code to see if the code did what it was supposed to do. They did not get to practice how to troubleshoot bugs in the code. We can all agree that this is a subpar way to learn. I think about the metaverse along similar lines. It’s nice to read and write about it but ultimately one is best served by diving in and playing with the emerging technology. It’s kinda like going back in time to the 1920s and trying to explain the internet to your neighbors. Not easy lol. Ok. Sounds nice but what problem does the metaverse solve? I’m still ruminating on this. Right now, I think the metaverse could increase accessibility, remote collaboration, education, gaming, social relationships, industry, and more. a) Accessibility: One of my friends in college was a fountain of dry jokes and witty takes. She was also a triple major who graduated with a 4.0 GPA. But I’ll never forget when she shared that she sometimes had to drop classes that she wanted to enroll in because the building was not wheelchair accessible. My heart sank. I did not realize that not all buildings on campus were wheelchair accessible or had elevators. This opened my eyes to the inequity of access. I hope the metaverse can extend access to people who might have different mobility abilities. But then I think about people who are visually impaired and hope access is somehow extended to them too. b) Remote collaboration: I’m tired of Zoom. I love people and I’m energized by engaging with people. But sitting in a chair going back-to-back on never-ending Zoom calls is draining. It’s also often subpar when some coworkers are meeting in person and others are on Zoom. Last year, Bill Gates said that within 2-3 years most work meetings would be held in the metaverse. I laughed when he said it. I still think his timeline is unrealistic. But I hope he is directionally right. I hope a metaverse solution improves the Zoom experience. Perhaps a future where coworkers can use holograms or avatars in 3D to engage with each other and express more body language beyond facial expressions. c) Education: Let’s face it. Not all teachers are created equal. Some are very engaging and can bring a seemingly dry subject to life. But others struggle to impart knowledge to students. Students have different learning preferences. Students who are strong audio-learners are advantaged in the existing education system. Now imagine if students had the opportunity to travel through time and space to experience natural phenomena and historical events. Imagine if instead of memorizing the planets you could see them close up and see the icy rings around Saturn. Or be on the front row as Abraham Lincoln gave the Gettysburg Address. Imagine if medical students could go on a safari through a human’s veins and arteries to learn about heart disease. These immersive experiences would be resonant and more engaging. Researchers say immersive experiences lead to 30% greater retention. This increased understanding could trigger more technological breakthroughs. I’m excited! d) Social relationships: When my grandpa went to medical school in England in the 1930s, his letters would travel 6-10 weeks before they reached his parents in Nigeria. Today my family is spread out across Africa, Europe, and North America. Video calls and cell phones have made the world feel much smaller. But I hope the metaverse could take it to the next level. It would be amazing for my parents to have more immersive experiences with their grandchildren. My nieces are becoming more curious about our culture and heritage, it would be amazing if my parents spend even more time with them and give could give them a virtual tour of our ancestral village or the cities they grew up in. Obviously, I don’t think the metaverse would be a perfect substitute for in-person interaction but I think it could be a bridge over oceans and great distances.e) Industry: According to McKinsey, BMW was designing its most advanced manufacturing plant when a team member suggested they build a virtual replica in the metaverse before beginning construction. So they did! BMW executives and technologists were able to physically tour the metaverse plant. Soon they realized 30% of the design choices were not ideal. They significantly revised the designs before proceeding to construction. Testing it out before construction led to substantial financial cost savings. Sounds good….what are the downsides?In life, you gotta take the rain with the sunshine. a) Terror risks in 3D: Technology is neither good nor bad, it all rests on the application. Unfortunately, bad actors are often early adopters of new technology. Terrorist groups have leveraged Facebook, YouTube, and Twitter to find and radicalize young people. The same may become true in the metaverse. In fact, the metaverse might provide better tools to train terrorists. We will need to develop new counter-terrorism tools. b) Loss of person-to-person contact. The pandemic illuminated the loneliness crisis in many Western countries. Many of us coped with the social-distancing measures by increasing our time spent on social media. But for thousands of years, humans have needed person-to-person interaction to sustain wellness. It remains to be seen if the metaverse will be able to replicate this interaction. c) Too much tech. I’m embarrassed by how much time I spend looking at screens. I’m usually working on a laptop, scrolling on my phone, or watching TV on a big screen. No wonder my eye prescription keeps getting progressively worse! Should we be concerned that there is too much technology in our lives? I wonder if the rise of the metaverse will drive the appreciation of natural, in-person activities. It might become a luxury to travel in real life. We might see more people yearning for eco-tourism vacations where they are cut off from technology. What’s going in the metaverse today?Do you remember when newspapers uploaded a scanned copy of their publication on their website? Over time, newspapers have developed internet-native publications that have functionalities that were not possible with a paper copy. For instance, newspapers can target ads with much greater precision today. They are able to get much more detailed feedback on how readers respond to their articles and headlines. I think the metaverse might be similar. Initially, companies will copy and paste existing models into the metaverse but over time they will develop new metaverse-native models with functionalities that were not possible with the 2D-internet. Do you remember the first concert you went to? Mine was loud, sweaty, and crowded, but so much fun. We stood shoulder-to-shoulder, singing at the top of our voices waving our hands while awkwardly dancing with a cold beverage in hand. Today’s tweens and teens are having a very different experience. Cathy Hackel, self-proclaimed queen of the metaverse, shared how her 10-year-old son’s first concert was a virtual one on Roblox! But this was no isolated incident. In 2020, Travis Scott made headlines when his concert in Fortnite was attended by 12.3 million people (link to the concert). [FYI - Roblox and Fortnite are both gaming platforms]. Side note on gaming:In 2010, Chris Dixon famously said that the next big thing would first look like a toy. Gaming is a big business and a gateway to the metaverse. Fortnite is the blockbuster video game produced by Epic Games. Epic is privately held so financial details are limited. However, we know that in 2020, Fortnite had 80.1 million monthly active users. 63% of its players are aged 18-24. 38% of users spent more than 10 hours a week playing Fortnite. Roblox appeals to an even younger demographic. According to Roblox, two-thirds of US children aged 9-12 use its platform. In 2021, Roblox earned $1.9B of revenue from 45.5 million daily active users who spent 41.4 billion hours engaged on the platform. I am highlighting these because I’m not a big gamer..yet. And as a millennial, I’m beginning to feel a lil old lol. I am recognizing that I may have a big technology blindspot because gaming is often on the bleeding edge of technology. Gaming could give a preview of what might go mainstream.Meta is NOT aloneMeta is not the only major company investing in the metaverse. Microsoft, Apple, and Alphabet are reportedly pouring billions into it too. This year, Accenture, the global consulting company, will onboard over 100,000 new employees through its metaverse platform. This all started at the height of the pandemic. New employees were sitting at home remotely going through 16-24 hours of Zoom presentations. Definitely not an ideal experience. And so Accenture changed things up! They sent each new employee a virtual reality headset. The new hires then created customized avatars (cartoon-like representations of themselves) and were guided to Accenture’s metaverse headquarters. They were put into small teams and worked on simulations to solve customer problems. Crucially, there were opportunities to have 1-on-1 and small group conversations. Partners who often have tight travel schedules were able to readily welcome the new employees from anywhere in the world. Who knows? Maybe in a couple of years, it may be common for new employees to get a new company laptop AND a virtual reality (VR) headset. Times are changing! What’s next?More baby steps forward. The metaverse is very much in its infancy. It requires advances across a range of technologies such as 5G, 3D graphics, virtual reality, augmented reality, and cryptocurrency to move forward. It’s going to take a while. The current hype will simmer down but the building will continue. But I think mass-market adoption will gradually deepen over the next 5-20 years. It’s time to pay attention so you can make the most of this opportunity. So what do you think about the metaverse? I would love to hear from you.Onwards & Upwards,Afolabi This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit afolabio.substack.com
They're absolutely taking a bigger market share than their competitors are right now, says Ed Butowsky on Hewlett Packard (HPE). He talks about what to watch from HPE's earnings which will be released tomorrow, June 1st. HPE's EPS is estimated at $0.25, and its revenue is estimated at $6.83B. Tune in to find out more about HPE.
Electronic Arts (EA) stock price is up over 3% in post-market trading following the earnings report. Nicole Petallides weighs in on CFO comments around a resilient business model. The earnings call revealed $0.80 in EPS and $1.83B in revenue. Next, Wynn Resorts (WYNN) stock price remained relatively flat after the earnings report. Finally, Roblox (RBLX) stock price was down over 4% following the earnings call. Caroline Woods weighs in on the age range for Roblox (RBLX).
Currency wars: can the yuan topple the dollar? Yellen to China: help stop Russia's war or face risk California companies to pay $1.83B in fraud scheme 6 U.S. lawmakers visit Taiwan on unannounced trip Shanghai's single-day caseload sets all-time high ‘persistence is victory': China's Xi on zero-COVID-19 Camp beds, plain bread in Shanghai quarantine
David Wolf, David Tulk, and Ilan Kolet are today's panel guests, speaking with host Pat Bolland. The Global Asset Allocation team oversees of $83B in multi-asset funds for Canadian investors. These funds, including the Fidelity Managed Portfolio suite, have various mandates and strategic allocations, resulting in many choices for individual investors. Today the panel shares the differences between their funds and how the funds are assembled. Also, how they see the current market landscape, and portfolio positioning in 2022. This Includes continuing to monitor inflation, and looking to protect against inflation concerns. Other topics discussed today include geopolitics, emerging markets, supply chain concerns, and the fixed income market. Recorded on January 26, 2022. At Fidelity, our mission is to build a better future for Canadian investors and help them stay ahead. We offer investors and institutions a range of innovative and trusted investment portfolios to help them reach their financial and life goals. For more information on Fidelity Mutual Funds and ETFs, visit www.fidelity.ca. FidelityConnects by Fidelity Investments Canada was ranked the #1 podcast by Canadian financial advisors in the 2021 Environics' Advisor Digital Experience Study.
On Saving America 71, America is leaving far too much behind under Bidumb, including $83B worth of military equipment in Afghanistan, and our sense of equal justice as Ashli Babbit's killer walks free post Jan 6th. As always, the opinions expressed in this podcast are mine and my guests' and not the opinions of my university, my company, or the businesses with which I am connected. I am an attorney and speaker as well as the founder and CEO of Claremont Management Group, a consulting firm in Houston, Texas. I'm also a tenured professor and the Director of Graduate Programs at the University of St. Thomas. I have written and published The Decline of America: 100 Years of Leadership Failures, a thought-provoking, non-partisan book that reviews the last100 years of American Presidents (from Wilson through Obama), offering not just criticism, but common-sense solutions to help fix America before it's too late. I also host the podcast Business Law 101, where I discuss the legal concepts all business owners need to know. Remember to subscribe to and rate Saving America and Business Law 101 in your favorite podcast app!
Today, we talk about the US Coronavirus Relief bill that was just signed into law providing a variety of different funding and direct payments of up to $1,400 per citizen. We also talk about how we should approach these relief funds with paying down debt and investing. Articles Mentioned: WalletHub: Credit Card Debt Survey - Americans pay $83B in Credit Card debt in 2020 CNBC - Mizuho Survey: 10% of stimulus checks may go to bitcoin and stocks -- Twitter: Road To Wealth
Welcome to episode 21 of the Equity Compensation Guidebook and the fourth and final episode of our mini-series. Today we're going to tackle the topic of the good old 83B election. WARNING: we are going to talk about taxes. However, I promise I'll do my best to keep it a step above boring. In this episode, I'm going to tell you what an 83b is and why someone would elect to go this route. I'm also going to share the advantages and the potential risks. Enjoy the show! You will want to hear this episode if you are interested in... What's an 83b election? [1:00] Why would someone go the 83b route? [3:14] The risk to keep in mind when deciding [6:14] Mitigating some of the risk [7:19] This week's FLASHBACK [9:02] Connect With Dan Johnson https://forwardthinkingwm.com Subscribe on Youtube Follow on Linkedin
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Overall, the Philippine Stock Market has been thriving this week. The PSEi has reached a new high again today closing at 6,517.49, up by 271.84 points or 4.35%. The total turnover came up to ₱10.83B, which is also a high for this week. I think this trend will continue since the investor sentiment is pretty good even though we still have to be on lookout for new coronavirus cases on a daily basis as well as new developments on the anti-terror bill. “Whether we’re talking about socks or stocks, I like buying quality merchandise when it is marked down.” - Warren Buffett #1929 #stockmarketcrash #pesosmartph
Entrepreneurs, the very people with the greatest number of challenges, are often the ones with least amount of resources. This sets the stage for a new kind of podcast on personal finance — one that caters to the unique needs of entrepreneurs and business owners. Our objective is to become the online community of choice for entrepreneurs interested in building personal wealth and sharing their experiences with others. Subscribe to the podcast to tune in to weekly episodes about personal finance told from your perspective. For show notes and more visit: https://westbridgewealth.com/launch-and-overview
It’s getting droughty up in here!Have you felt like there just wasn’t as much water around lately…? From lower precipitation to less snow accumulation in the mountains of the Pacific Northwest…it’s getting dry in here!Droughts can be caused by a number of circumstances, but typically the droughts of the Pacific Northwest are impacted by low precipitation coupled with warmer temperatures (El Nino events). Winter snowpack plays an important role in ensuring that we have sufficient stream flows throughout the summer. What we are experiencing in Western Washington this year is a low precipitation drought. The low snowpack coupled with hot temperatures in April melted more snow, earlier than normal. In western Washington, we depend on the slow melt of snow in the higher elevations to keep streams and rivers flowing throughout the summer, when we typically do not see much additional precipitation. Even in May, which is typically still considered part of our rainy season, our area continued to see low monthly accumulations and higher than normal temperatures. In May, Olympia, WA only had 0.9 of an inch of rain, which is only 39% of the average of 2.33 inches of rain.Most of Western Washington is under the Severe Drought classification from the US Drought Monitor. In addition, the Governor of Washington, Jay Inslee, in 2019, has already declared a Drought Emergency in 27 counties!In Washington State, drought is defined in statute (RCW 43.83B) as conditions where water supply is anticipated to be less than 75 percent of normal and there is anticipated hardship to water users and uses.The US Drought Monitor is a federal program created in 2000. They classify the entire US into 6 categories of drought intensity from normal (non-drought) to exceptional drought. With each level of intensity comes additional associated water conservation actions that range from voluntary water use restrictions to widespread water shortages leading to a water emergency.The U.S. Drought Monitor (USDM) has an on-line map, which shows the location and intensity of drought across the country. The data is updated each Tuesday and released on Thursday. See the GIS section below for links!Oregon DroughtWashington DroughtU.S. Drought Monitor also evaluates different drought impact categories, which includes agriculture, business and industry, energy, fire, plants and wildlife, public health, tourism and recreation, and water supply.According to the US Drought Monitor: There are over 5 million people in Washington that are experiencing drought conditions currently and almost 2 million in Oregon. Western Washington is the only area that is experiencing severe drought currently.According to the Department of Ecology, here's the latest conditions as of June 19, 2019:Looking at the 7-day average, more than half of the rivers in the state are showing stream flows in the bottom 10 percent of flows measured for this time of year.Daytime temperatures in the Yakima River are reaching 80 degrees F., which becomes a thermal block for fish movement.How can you help? You can report any drought conditions to the Department of Ecology, and water conservation is always important.Many streams in Western Washington are already below normal volumes for this time of year. Likely these conditions will continue through the summer without additional precipitation. Check out some of the following websites for more information on stream flows.Northwest River Forecast WebsiteEcology Stream Flow WebsiteWhat is the forecast for the summer weather?NOAA’s Climate Prediction Center has forecast warmer and drier conditions for the westside of Washington state from June to August. In addition, weak El Nino conditions still exist and there is a 70% chance they will continue through the summer.Typically areas that are classified by the US Drought Monitor as being under severe drought classification can expect to experience crop or pasture loss, common water shortages and see water restrictions imposed.What are the expected climate change impacts to the Pacific Northwest Droughts?As one may be able to assume, climate change is predicted to increase droughts in some areas, by both increasing the temperature and changing the precipitation cycle.In Western Washington, for example, the total annual accumulation of precipitation is not expected to change drastically. However, the time of year that we see the precipitation will play a critical role in precipitation cycle. Currently, we get precipitation about 9 months out of the year, with the bulk of that coming down as snow in the mountains during the winter. The forecasted precipitation is projected to show up later in the year, when it’s warmer, meaning less snow and less snowpack accumulation in the winter, which will result in lower summertime in-stream flows. This will be compounded by warmer temperatures, which will exacerbate future drought conditions.What does a drought mean for the Pacific Northwest?According to the Department of Ecology’s website:Drought conditions expose different populations and communities to different levels of vulnerabilities.By declaring a drought emergency, the Department of Ecology can offer vital support to these communities. This designation allows Ecology to expedite emergency water right permitting. For instance, one farmer may lease water to another farmer and Ecology can expedite that transfer.It also allows them to make funds available to address hardships caused by drought conditions. On June 4, Ecology announced a grant program to help with drought response.Drought can result in water shortages for agriculture, energy, people and ecosystem services:AgricultureWater rights can be impacted, with senior water rights, including in-stream flow, having the “first dibs” on water and then if there is not enough water left in the streams, junior water right holders may not be able to access the water.EnergyHydroelectric power can be impacted by lower snowpack.PeopleIncreases in water use due to summer irrigation and increased water use around people’s homes. Water withdrawal from surface and groundwater can be impacted by less precipitation and an increased demand for water from multiple sources.Ecosystem ServicesFish - low flows and subsurface flows, increased temperatures, decreased dissolved oxygen (DO), and increased biological activity (growth) can all have a negative impact on fish survival and in some cases can lead to fish kills.Stressed plant communities - Western Washington has recently seen an increase in plant impacts from multiple years of higher heats and less precipitation; these include iconic northwest trees such as madrona, cedar, big leaf maple and other plants such as salal, which has seen a huge die back on Vancouver Island.Increased fire risk due to lower precipitation and higher temperatures. Low soil moisture content and low humidity also contribute to increased risk of wildfire.OSU-extension developed a cool handout that shows some best practices to recover from a wildfire.To learn about fire and wildfire preparedness, listen to Episode 9: Fire Must BURN!Learn more about how the City of Port Orchard stopped any further construction in the new McCormick Woods development due to concerns of having insufficient drinking water supplies. This is a big deal for a local municipality, since permitting is an important revenue source. Check out this interview with KOMO news or this article in the Kitsap Sun Newspaper to learn more about the City’s plans. The City is continuing to work with the developer and the City of Bremerton to find a solution.What can you do to minimize the impacts of a drought?As an individual, conserving water is the best way to mitigate for the impacts of drought.We suggest you start with a water audit to calculate your water use footprint. We used the www.watercalculator.org website to calculate our average water footprint per day. Basically you answer a series of questions about your typical indoor, outdoor and virtual water use.Some interesting things discussed in the calculator include the virtual water use items. For example:It takes an enormous amount of water to produce animal products like meat and dairy, because livestock and poultry in the US eat large amounts of water-intensive feed – usually corn and soybeans. Agricultural withdrawals account for 70% of water use around the world.Because irrigation-related water consumption is so high, it’s important to make water-wise food and textile purchases!Cotton takes a lot of water because it is typically grown in arid regions, which require irrigation.It’s good to think about how goods are moved around the planet and consider how much water is moved and consumed in the process, even though it’s hidden from sight!Things like smart phones take over 3,000 gallons of water to produce, which is associated with both their manufacturing and disposal of wastewater that is diluted with freshwater to meet water quality standards.Did you know that it takes 22 gallons of water to make one pound of plastic? This means it takes twice as much water to produce a plastic water bottle as the water that is contained in it!How can you save water?According to the water calculator website, these 5 simple steps can help you save water:STEP 1: Change your dietIt takes water – a lot of it – to grow, process and transport your food. When you eat lower on the food chain, eat more whole foods and waste less food, you also save water.STEP 2: Cut indoor water useEvery day, you rely on water for a wide variety of uses around the house. There are lots of opportunities to cut back on water use in the kitchen, bathroom and laundry room and even by fixing leaks.Toilets are the largest water consumers in da house! Typically they account for about 30% of overall household water use. Using a low flow toilet, fixing any toilet leaks and considering letting it mellow are all ways to minimize water use. A leaking toilet can waste 200 gallons per day!Fix leaks! Leaks just waste water and even a small drip can add up to a lot of water over time.Turn off the water when you are brushing your teeth or lathering your hands.Keep showers short and consider skipping a day every once in a while, in the name of water conservation, of course! Replace shower heads that have a flow rate greater than 2.5 gallons (9.5 liters) per minute (the current national energy policy act standard).If the shower head is not labeled, the flow rate can be checked by catching the water in a 1-gallon (3.8 liters) bucket. If it takes less than 24 seconds to fill up, the shower head flow rate is more than 2.5 gallons (9.5 liters) per minute. The U.S. EPA WaterSense program labels efficient shower heads that use a maximum 2.0 gallons (7.6 liters) per minute.High Efficiency dishwashers typically use less water than doing dishes by hand, but make sure to do full loads. The same goes for the laundry; having a high efficiency washer can save a lot of water.STEP 3: Use less water outdoorsOf all the residential water we use in the US, on average we use about a quarter outdoors. In some western states it’s half to three-quarters, primarily for lawns and gardens. A few simple steps can reduce your outdoor water consumption, so tighten those taps, eliminate those leaks and use water wisely.Outdoor water use accounts for 30% of the average daily water use in the United States! In hot summer months or dry areas, outdoor water use can account for up to 70%.Choose drought tolerant plant species and minimize turf and lawn areas. WSU-extension has some great resources for drought tolerant plants.Use a timer to prevent over-watering; most lawns need 1” of water per week. Watering longer promotes deeper root growth, which makes the grass more resilient.STEP 4: Save energy, save waterWater and energy are linked. It takes water to make energy (electricity and transportation fuels) and it takes energy to move, heat and treat water. When you save energy you also save water.STEP 5: Change buying habitsPractically everything you buy, use and consume has a water footprint because it took water to process and transport it. Being thoughtful about purchases, reusing where you can and recycling can reduce your water footprint.Try to consider the water footprint of various products that you purchase; remember that bottle of water took a lot more water to produce than just the water inside of it! Meat and textile production are very water intensive.Also, you can become a water detective, by paying attention to your water bill. Do you see an unexpected increase in water use? If so, check for leaks! Knowing how much water you typically use will help you determine if there is a concern or you have been able to reduce your water use!Still want to know more?!Ya, cool cats usually do…check out these links for lots more information!Department of Ecology’s Water Conservation PageThe Alliance for Water Efficiency Drought and Drought Response, Business and Industry tips and Water Conservation TipsEPA’s WaterSenseWashington State Department of Health Drinking Water and DroughtGIS Time! How do they make that cool US Drought Monitor Map?The information for this segment of the podcast comes from a slide show given by Eric Luebehusen, a meteorologist and one of the authors of the US Drought Monitor (USDM) Map. He does a fabulous job of explaining the history of the map and how it’s created today, so I won’t repeat it all here, and we won’t have a separate GIS Tools blog this week.The USDM map started out as a really pixelated drawing back in August of 1999, but eventually moved over to GIS and uses a lot of science-based layers today. They still create all of the drought shapes by hand, which takes 10-20 volunteer hours per week! See the whole slide deck here.Citizen Science: Drought Reporting and Weather Stations!Are you being affected by drought? You can submit a report about how lack of water is affecting you through the Drought Impact Reporter from the National Drought Mitigation Center at the University of Nebraska. The format of the report is a Survey123 app, which the Magical Mapper has mentioned before on the podcast. You can also attach photos and report on any and all of the questions they ask about, which include agriculture, municipal water supply, and fish and wildlife habitat impacts. You can then see the reports in an awesome story map! This is just a starting point for interested parties to see what’s going on, and is based solely on media reports and subjective volunteer reports.Want to have a bit more impact? You can become a CoCoRaHS reporter! CoCoRaHS stands for Community Collaborative Rain Hail and Snow Network. This network of volunteers have purchased high quality rain gauges that cost around $35 and report precipitation amounts each day. You do need to commit to reading and emptying your rain gauge at the same time every day. These reports are then used by a wide variety of people, including the National Weather Service, climatologists, researchers, insurance industry, forensic detectives, and the US Drought Monitor, just to name a few. Even readings of 0 rain are very important and help researchers study and identify drought conditions.Thanks for joining us!As always, please rate, review and subscribe on Apple Podcasts, Stitcher, or wherever you get your podcasts. Please let us know what you think at outalivepodcast.com or facebook.com/WillWeMakeItOutAlive. If you like the podcast, please tell all of your friends! And family! And co-workers! And strangers!See you next month!
The Top Entrepreneurs in Money, Marketing, Business and Life
Dave Kellogg. Dave has more than 20 years of experience in high growth companies. Dave has been CEO of MarkLogic, CMO of Business Objects and member of Aster Data board of directors. Dave steered MarkLogic to $80 million in revenues. Business Objects witnessed equally impressive growth as it reached a revenue of billion dollars under his able guidance. Tune in and listen to Dave as he discusses various financial metrics of Hostanalytics. Targeting small businesses and enterprise level businesses, this company has grown 4x over the past 3 years. Read on and find out what makes this SAAS business tick. Famous Five: Favorite Book? – Chaos Monkeys What CEO do you follow? – Marc Benioff Favorite online tool? — WordPress How many hours of sleep do you get?— 8 hours If you could let your 20-year old self, know one thing, what would it be? – Go read Power: Why Some People Have It and Some Don't by Geoffrey Pfeffer Time Stamped Show Notes: 02:14 – Nathan introduces Dave to the show 03:19 – Host Analytics is a SAAS company that is disrupting the space for enterprise performance management 03:58 – Not dabbling in premise products at all 04:28 – Corporate finance does not scale up with growing company size; number of users for such a software is dependent on the centralization philosophy 04:42 – A big company might be heavily centralized with only a sprinkling of users, whereas a little company might have hundreds of users 04:52 – Pricing model is a combination of a fixed based fee and a user fee 05:00 – Fixed fee varies from 25k to 50k—both fixed fee and user fee are recurring 05:25 – User fee depends on the user type and to which extent the software features are being used 05:45 – Fixed fee per user per month may vary from a couple of hundred dollars to a thousand dollars 06:10 – Re-entered the startup world once he quit Salesforce and joined Hostanalytics 06:24 – Passed on the reigns at Mark Logic to Gary Bloom—Mark Logic is still doing very well 07:05 – Best strategy to exit a startup is to exercise 83B options 08:00 – Exercising all options results in FMP (Fair Market Value) equaling strike price 08:07 – You lose the optionality—shares might not increase in value at a later date 09:00 – Met VC’s, entrepreneurs and angels while looking for a new opportunity after quitting MarkLogic 09:16 – Dave’s buddies coaxed him to join Salesforce as CMO 09:39 – Learnt a lot about SAAS at Salesforce. However, he found out that he was more comfortable running smaller companies 09:58 – Dave met the founders of Host Analytics through a common friend who was on their board 10:31 – HostAnalytics was clocking revenues of $10 million when Dave joined them in 2014; a great board and a proven SAAS model are the other factors which compelled Dave to join the firm 11:20 – Revenues have grown 4x since 2014 11:42 – Founded in 2001, HostAnalytics grew via bootstrapping for seven years. They finally secured VC funding in 2008 12:01 – Raised $85 million to date 12:32 – Used 75 cent “I love EBITA” stickers and funnily enough, won customers due to that 13:47 – Servicing 700 customers, as of today 13:50 – Pareto’s 80/20 principle is not applicable to them; they are bimodal with a dual focus on smaller businesses as well as enterprise businesses 14:20 – Both of them are run as different cohorts by different salesforces; revenues are split equally between small business and enterprise 14:50 – Each client is aggregating revenues of $70,000 per annum 15:13 – Payment terms are a tricky issue in SAAS 15:18 – While other SAAS players go for monthly and quarterly payments, HostAnalytics opts for annual payment 15:34 – If you are giving a discount smaller than your churn rate, then everybody wins 16:15 – Customer churn and revenue churn are surprisingly equal 16:25 – Spending on an average $1.5 to $ 2 for a dollar of AR to acquire a customer 17:16 – A team of 300 people out of which 100 are located in India, entire sales force of 60 is located in the US 17:23 – Company co-founded in US and India 18:10 – Average lifetime value of a client varies from 6x to 7x or half a million dollars 19:39 – Cloud penetration of this market is just 5% 19:57 – Finance department is 10 to 15 years behind sales in adoption of cloud 20:17 – 9.5 out of 10 people would say “Not now” 20:56 – Blended Gross Margin is lower since they have a slightly bigger services business than most SAAS companies 21:10 – ERP is a heart transplant. EPM is a knee transplant 21:20 – Services business helps reduce churn and create cash flow 22:57 – The Famous Five 3 Key Points: A big company might be heavily centralized with few SAAS users, whereas a small company might have hundreds of SAAS users. Focusing on services reduces churn and creates cash flow; however, gross margins are less compared to other SAAS companies due to this. Focusing on small businesses as well as enterprise businesses is important—at HostAnalytics, revenue is split equally between these two models. Resources Mentioned: Simplero – The easiest way to launch your own membership course like the big influencers do but at 1/10th the cost. The Top Inbox – The site Nathan uses to schedule emails to be sent later, set reminders in inbox, track opens, and follow-up with email sequences GetLatka - Database of all B2B SaaS companies who have been on my show including their revenue, CAC, churn, ARPU and more Klipfolio – Track your business performance across all departments for FREE Hotjar – Nathan uses Hotjar to track what you’re doing on this site. He gets a video of each user visit like where they clicked and scrolled to make the site a better experience Acuity Scheduling – Nathan uses Acuity to schedule his podcast interviews and appointments Host Gator– The site Nathan uses to buy his domain names and hosting for the cheapest price possible Audible– Nathan uses Audible when he’s driving from Austin to San Antonio (1.5-hour drive) to listen to audio books Show Notes provided by Mallard Creatives
Maestro Styles and Trey Fraser will discuss some of the moves that can and will be made in the NBA offseason. Plus the fight between Conor McGregor and Floyd Mayweather is set for August, the NFL is making moves, and in honor of Father’s Day, they’ll give you their top 5 black TV dads of all time. And as breaking news of Mobb Deep’s Prodigy’s death surfaces, they’ll pay homage to the homie throughout the show.
Maestro Styles and Trey Fraser will discuss some of the moves that can and will be made in the NBA offseason. Plus the fight between Conor McGregor and Floyd Mayweather is set for August, the NFL is making moves, and in honor of Father’s Day, they’ll give you their top 5 black TV dads of all time. And as breaking news of Mobb Deep’s Prodigy’s death surfaces, they’ll pay homage to the homie throughout the show.
FounderLine host Joe Beninato and guest Manu Kumar of K9 Ventures answer listener questions including: - Describe an instance where you had to be persistent to get a deal done or hire someone. How did you balance being persistent and not being pain in the neck at the same time? - Every investor says the best way to reach them is through their network. What is the best way a founder with engineering background who does not have a network, start building their network that will vouch for them? - Why do you require your founders to be technical as opposed to having a mix of business and technical? Are there any drawbacks to having an all technical team? - It seems that seed stage investors have different perspectives on taking board seats. Can you please share you thoughts on this topic? - What is your stance on startups offering early exercise (83B) to their employees?
I met up with Mike Young again to finish off our marathon of a conversation about his skills with women. I won't call it game, because it's not thought out or devious like that. It's just skills. He's just better than us at picking up super hot women.
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