Podcasts about acknowledgement

Lovers, we’re in a romance recession! :’[ Join Bec and Jess for a laid-back episode of Friday Drinks, featuring this week’s Money Wins and Broke Tips, plus a romantic Question of the Week (aww cute). While Victoria is away, these microphone mice will play, bringing you some casual yaps concerning community dilemmas and DMs. Starting off, they’ll be discussing a relationship-related dilemma concerning superannuation and permanent residency. Then they’ll be rounding out the ep with a very relatable experience concerning an investing practice. Raise your hand if your share portfolio has ever put you in a state of fight, flight or freeze? Tune in if you want to feel less alone and more prepared for the highs, lows and realities of investing. INVESTING CHEAT SHEET, INCOMING: Grab a copy of our investing cheat sheet over on our website shesonthemoney.com/download-resources. WTF IS COMPOUND INTEREST? Learn all about what folks have described as the eighth world wonder by searching for ‘compound interest’ on the blog: shesonthemoney.com/blog LOVE WINS: Whether you or your partner is pursuing a PR, learn all about your superannuation rights over at the ATO: https://www.ato.gov.au/individuals-and-families/coming-to-australia-or-going-overseas/coming-to-australia/returning-to-your-home-countryAnd https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/temporary-residents-and-superannuation/departing-australia-superannuation-payment-dasp#ato-HowDASPistaxed New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Today's phone-in: Laura Lundquist takes calls on physiotherapy. And off the top, a couple whose art projects celebrate Mi'kmaw culture, and an Elsipogtog Elder on reconciliation beyond land acknowledgements

The Missing Key to Leadership: Why Emotional Awareness Changes Everything with Randy LymanLearn more about Randy at: RandyLyman.com What if the secret to better leadership, stronger teams, and greater success isn't working harder—but becoming more emotionally aware? In this episode, leadership coach, strategist, speaker, and author Randy Lyman shares why effective leadership requires qualities many people mistakenly label as "feminine," including compassion, empathy, vulnerability, and emotional intelligence. Randy explains how unresolved emotional wounds can drive overachievement, create burnout, and limit success, while emotional healing can unlock extraordinary growth in both business and life.Randy Lyman is an engineer, physicist, leadership coach, strategist, speaker, and author of The Third Element. He helps leaders identify hidden emotional patterns that impact their performance, relationships, and organizations. Through his unique approach, Randy teaches leaders how emotional awareness, trust, and authenticity create thriving teams and sustainable success.Many leadership conversations focus on strategy, systems, and performance, but Randy believes there is a critical piece that often gets overlooked: emotions.For years, Randy intentionally disconnected from his emotions because he believed they would interfere with success. Eventually, however, he discovered that emotions influence our decisions, behaviors, relationships, and results whether we acknowledge them or not.Randy shared his perspective on the Law of Attraction. While many people focus on thoughts and actions, he realized there was a missing component—unprocessed emotions. Once he began identifying and releasing trapped emotional patterns, he experienced a dramatic transformation and scaled his business by 30 times.We also discussed how overachievement is often fueled by emotional wounds. Randy shared a powerful story from his youth when a family member compared him unfavorably to a friend. That seemingly simple comment created a deep desire to prove himself. While that emotional wound initially fueled achievement, it eventually became limiting. Randy describes this pattern as throwing an anchor ahead of yourself—it may pull you forward for a while, but eventually it prevents further progress.Randy explained that emotions are meant to move through us. Because emotions are experienced in the body, suppressing or avoiding them doesn't eliminate them—it simply causes them to remain stuck, influencing our behavior until they are processed and released.One of the most fascinating parts of our conversation focused on leadership. Randy teaches that qualities often labeled as "feminine"—compassion, empathy, nurturing, and emotional awareness—are actually some of the most powerful leadership tools available.He explained that teams naturally mirror the emotional state of their leader. Leaders who rely on fear, criticism, or intimidation create environments where people feel unsafe, causing creativity, engagement, and productivity to suffer. In contrast, leaders who create psychological safety inspire trust, loyalty, and greater performance.According to Randy, every team member has three fundamental needs:Acknowledgement – People need to feel seen, valued, and appreciated.Contribution – People need to know their work matters.Belonging – People need to feel connected and included.When leaders meet these needs, trust grows and teams perform at a much higher level.We also talked about vulnerability and why admitting mistakes is not a sign of weakness. Early in his career, Randy believed leaders were supposed to have all the answers. Over time, he discovered that admitting when you're wrong actually strengthens trust and credibility. Authenticity creates connection, and connection creates influence.Key TakeawaysUnprocessed emotions often influence our success (or lack of success) more than we realize.Overachievement is frequently driven by unresolved emotional wounds.Emotions are meant to move through us, not be suppressed.Psychological safety is essential for healthy, productive teams.Acknowledgement, contribution, and belonging are core human needs.Trust is the foundation of effective leadership.Vulnerability and admitting mistakes increase credibility rather than diminish it. Compassion and emotional intelligence are leadership strengths, not weaknesses.Discover the missing key to activating the Law of AttractionListen, Share, and SupportIf this episode resonated with you, please share it with someone who may need hope today.Be sure to subscribe, leave a rating and review, and help us spread more healing and inspiration to the world.Free Resource for HealingIf you're ready to release stress, calm your mind, and begin healing from within, visit:

Unexpected savings in the bagging area. Tune into this week’s Deep Dive episode to hear how to spend smarter during challenging economic times. Join Bec and Victoria for a juicy episode dedicated to saving money on your grocery shop. Together, they’ll be providing us with some context to explain why things are so expensive RN, and how much things used to cost a decade ago. The gang will also be sharing how our everyday costs are impacted by economic factors like wages, inflation, supply chain disruptions and CPI. Come for actionable tips for saving money at the checkout, stay to finally find out the price of eggs. FAMILY GROCERIES COST HOW MUCH? Check out our article on how much Aussie families are spending on groceries (and how to save) by searching ‘grocery’ on the blog: www.shesonthemoney.com/blog/family-grocery-costs-and-tips AN ENDLESS SOURCE OF MONEY WINS & BROKE TIPS? Say no more. Join the She’s on the Money Facebook Group to tap into the hive mind’s suggestions and thrifty tips at https://www.facebook.com/groups/ShesontheMoneyAUS JOIN SHOPBACK: Join Shopback and save on stuff you buy everyday at www.shopback.com.au New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

At 19, this week’s Money Diarist bought her first home. It was a very unglamorous $135,000 unit that she lovingly describes as looking like a retirement village. But while her friends were buying cars and spending their money elsewhere, she and her then-boyfriend decided property was the priority. And it changed what came next. They travelled. Lived overseas. Came home. Bought their family home. Went through IVF. Had their beautiful son. Survived a redundancy. Spent years with her husband working away while she essentially solo parented. And through all of it, they kept doing something remarkably unsexy but incredibly effective: living below their means. No flashy cars. No keeping up with the Joneses. No consumer debt. Then, at 41, her husband looked at their offset account and realised something. They didn’t owe anything on their mortgage anymore. Now they’re 42, completely debt-free and earning around $265,000 as a household. She owns part of the marketing agency she works in, they travel regularly and they finally have serious capacity to build wealth. There’s just one tiny problem. They’re terrified of getting it wrong. They’ve spent more than two decades becoming exceptionally good savers. Now they need to work out how to become investors. And I think this is the part of being “good with money” we don’t talk about enough. Because eventually, saving can only take you so far. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

With Rob, Cece, Liv7:00am - Acknowledgement of CountryHeadlines:Israel's Central Elections Committee has voted to ban the country's two main Arab-majority political lists from next month's parliamentary election.Yemen's Saudi-backed government forces have conducted multiple air and ground operations in the southwestern governorate of Taiz as fighting intensifies with the Iran-backed Houthi group.Police fired water canons at protesters in India amid mounting fury over allegations the country's elections are rigged. The Electoral Commission has removed 130 million names from the voter rolls, as part of what it calls a ‘special intensive revision'.Over three dozen political prisoners have been released in Venezuela on the 25th and 26th of September. Justicia and Encuentro y Perdon  Segments:Standing with the people's struggle back home; A recording from 54th Anniversary of the Marcos Sr. Regime's 'Martial Law' imposition on the country and its people in 1972.Interview with electrician Julian Ober; Current shortage of domestic/household electricians in the age of rapid data centre growth and incentives for workers in the booming sector. Interview with climate activist and campaigner for the Bob Brown Foundation Briony Venn; About krill farming and fish farming campaigns. Music:Kiss of life - SadeWork this time - King GizMob ties - Miss Kannina 

Riddle me this: why are people pleasers framed as the problem? Surely, we should be turning our focus back onto the boundary-pushers! This week on Friday Drinks, we’re coming in hot. Join Victoria, Jess and Bec to discuss the community’s best Money Wins, Broke Tips, and a Question of the Week that starts off bookish, but quickly gets… wild? You’ll have to hear it to believe it. The gang also covers this week’s community dilemmas concerning Capital Gains Tax (CGT) on your primary residence, and a rather juicy DM from a bride-to-be who wants to know who actually has a say in her wedding plans. Fiscal and familial drama ensues. WEDDING BUDGET: Here’s a link to V’s wedding spreadsheet to help you budget for yours, shesonthemoney.com/download-resources CHAT TO AN EXPERT: The key to making better financial decisions? Surround yourself with experts, like our team of mortgage brokers at Zella. Book at consultation at www.zella.com.au/book-consultation/ MYGOV’S CAPITAL GAINS TAX CALCULATOR: A handy tool that could be useful in your investmentswww.ato.gov.au/calculators-and-tools/capital-gains-tax-record-keeping-tool#ato-Gotothetool New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

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Acknowledgement of Country// Headlines:Yarra City Council votes against North Richmond housing estate demolitionLabor promises incomplete regulation for AI facilities and data centresProtest against Stockland's 2 billion dollar data centre in BrooklynInquiry urges Albanese government to establish mandatory minimum standards for youth justice Co-Founder and Executive Director of Sustain, Nick Rose, and Campaign Organiser of the Not Lovin' It campaign, Andy Miller, joined us to discuss the Northcote community's fight against the development of a McDonald's store along High Street, the public health risks of allowing fast food chains ongoing influence over food environments, the launch of Sustain's #VoteForFood in the lead up to state elections, and the most recent efforts to strengthen local council and community control over food spaces and public health initiatives, including a petition within Victoria's parliament.Sustain will be hosting a Fast Food Fight Webinar on 7th October, and if you're interested in signing the e-petition calling for strengthening local council planning powers, follow this link.// Digital justice advocate, writer and researcher Samantha Floreani spoke with us about how the interface between privacy and rental regulations continues to fail tenants around the country, leaving us vulnerable to rampant data harvesting in the process of finding somewhere to live. She also breaks down insights from a recent report by the Consumer Policy Research Centre (to which she contributed) titled 'Key to your data - behind the rent tech interface', which highlights some alarming inconsistencies in protections across Australian jurisdictions. Samantha's PhD research project, The Machine-Readable Renter, examines the role of digital technologies in Australia's private rental sector, and its impact on renters and housing justice. She is based at Monash University's ARC Centre of Excellence for Automated Decision-Making and Society.// Antipoverty Centre spokesperson Kristin O'Connell joined us to unpack the continued imposition of compulsory income management programs in Australia, despite two decades of widespread opposition since it was first introduced as part of the Northern Territory Intervention. The Community Affairs References Committee is currently undertaking a review into the Social Security (Administration) Legislation Amendment (Income Management and Enhanced Income Management) Instrument 2026, a legislative instrument introduced by Minister for Social Services Tanya Plibersek in June this year, which removes legislative deadlines for income management programs disproportionately targeting First Nations Peoples. Read Antipoverty Centre's submission to the inquiry here, follow the work of the Accountable Income Management Network here, and read a brief overview of income management in Australia by Dr Elise Klein and Dr Francis Markham here.// Songs//Rupture - Simona Castricum//Not Forever - Mo'Ju//

Notes and Links to Benjamin Moser's Work      Benjamin Moser is the author of Why This World: A Biography of Clarice Lispector, a finalist for the National Book Critics' Circle Award and a New York Times Notable Book of 2009. For his work bringing Clarice Lispector to international prominence, he received Brazil's first State Prize for Cultural Diplomacy. He won a Guggenheim Fellowship in 2017, and Sontag: Her Life and Work won the Pulitzer Prize in 2020. The Upside-Down World: Meetings with the Dutch Masters appeared in 2023. He completed Anti-Zionism: A Jewish History at the Dorothy and Lewis B. Cullman Center for Scholars and Writers at the New York Public Library.    Buy Anti-Zionism: A Jewish History   Benjamin Moser's Website   Book Tour Events   Review of Anti-Zionism from Forward Magazine   At about 1:45, Ben talks about what he expects with the September 22 Pub Day At about 2:40, Ben expands on ideas of repentance and the Jewish Yom Kippur, as well as political and personal complicity in the ongoing genocide in Gaza At about 4:20, Ben expands on his understanding of the acronym “P.E.P” and people being againstt genocide, as evidenced by the bravura shown by the people profiled in Anti-Zionism: A Jewish History  At about 5:00, Ben talks about his early reading and writing and what put him in his path to being a writer, including Clarice Lispector and V.S. Naipul At about 7:00, Ben reflects on lessons learned from researching for biographies and expands on the “craziness” of Zionism titan Theodor Herzl At about 8:30-Saudade unmasked! At about 10:00, Ben shouts out places to buy the book and talks about upcoming tour events and about his hopes for the book At about 11:30, Pete cites the book's Acknowledgements and Ben explores a “joke” from his friend over the split among Jews and others regarding Zionism while also examining people's courage and reticence to speak against genocide  At about 13:25, Ben talks about the “original cancel culture” At about 14:25, The two reflect on The Onion and social media as news dispenser  At about 15:30, Ben talks about what “it cost them” in discussing the heroes of the book At about 16:40, Ben responds to Pete's question about seeds for the book, and Ben describes the indescribable: the “highly fraught” atmosphere in Palestine, and its racist daily life At about 19:10, Ben emphasizes the relatively-young Birthright program and the effects of Israeli propaganda and the world seeing the genocide on phones At about 20:40, Ben responds to Pete's questions about the significance of verses from the Hebrew Bible At about 22:20, The two discuss an important book and Ben discusses the book's gravitas  At about 24:00, Ben talks about how “weird” Der Judenstatt is At about 24:45, Pete and Ben talk about Herzl as the “L. Ron Hubbard of the Jews” and wonder how Herzl's work and persona were/and so impactful At about 26:15, Ben expands on connections between Zionism and Herzl and an “Ibsen plot” At about 28:15, The two reflect on an incredibly anecdote recounted by Herzl himself that sets off alarm bells for a friend of his, and for Ben as well At about 30:10, The two discuss Herzl as a self-styled prophet At about 33:25, Ben reflects on modern and historical connections between Zionism and Anti-Semitism At about 36:40, Pete cites “The Sensitive Rabbi” as an example of putting religious faith into good works, and Ben expands on Judaism as a "pacifistic religion” At about 41:00, Ben discusses the retroactive “claim[ing]” of the Holocaust in Zionism, and the process of “unlearning” narratives At about 44:25, Pete asks Ben about one of the appeals of Zionism, as Ben explains the desire to be tough and strong in response to oppression  At about 46:20, The two discuss the enduring and uncomplicated meaning of “Never Again” At about 47:25, The two discuss those who are fighting back against the genocide and apartheid in Palestine         You can now subscribe to the podcast on Apple Podcasts, and leave me a five-star review. You can also ask for the podcast by name using Alexa, and find the pod on Stitcher, Spotify, and on Amazon Music. Follow Pete on IG, where he is @chillsatwillpodcast, or on Twitter, where he is @chillsatwillpo1. You can watch other episodes on YouTube-watch and subscribe to The Chills at Will Podcast Channel. Please subscribe to both the YouTube Channel and the podcast while you're checking out this episode.       Pete is very excited to have one or two podcast episodes per month featured on the website of Chicago Review of Books. The audio will be posted, along with a written interview culled from the audio. His conversation with Jeff Pearlman, a recent guest, is up now at Chicago Review.     Sign up now for The Chills at Will Podcast Patreon: it can be found at patreon.com/chillsatwillpodcastpeterriehl      Check out the page that describes the benefits of a Patreon membership, including cool swag and bonus episodes. Thanks in advance for supporting Pete's one-man show, DIY podcast and extensive reading, research, editing, and promoting to keep this independent podcast pumping out high-quality content!    This month's Patreon bonus episode is the second episode for Pete's limited podcast series, Rage is a Gift: Evil Empire at 30. Pete reflects on the Importance (and the power of this capital "I") of Rage Against the Machine and their seminal Evil Empire album, which is celebrating 30 years of resistance. The episode focuses on the opening track, “People of the Sun.” The limited podcast series will do a deep exploration of, and reflection on, the lyrics and context of each of the 12 powerful songs on the album.     Pete has added a $1 a month tier for “Well-Wishers” and Cheerleaders of the Show.    The intro song for The Chills at Will Podcast is “Wind Down” (Instrumental Version), and the other song played on this episode was “Hoops” (Instrumental)” by Matt Weidauer, and both songs are used through ArchesAudio.com.     Please tune in for Episode 351 with Daniel Dockery, who has been a Senior Writer and Assistant Editor at Crunchyroll, as well as a Columnist and Assistant Editor at Cracked.com. He's also written for WIRED, Vulture, Polygon, SYFY, Paste Magazine, Roger Ebert, Thrillist, and various other outlets. His first book, Monster Kids: How Pokémon Taught a Generation to Catch Them All, was released by Running Press on October 4, 2022. His upcoming book, I AM THE NIGHT: The Ultimate Unauthorized History of Batman: The Animated Series, is out with St. Martin's Press as of September 1, 2026.      The episode airs on September 22.     Please go to ceasefiretoday.org, and/or https://act.uscpr.org/a/letaidin to call your congresspeople and demand an end to the forced famine and destruction of Gaza and the Gazan people.    You can also donate at chuffed.org, World Central Kitchen, and so many more, and/or you can contact writer friend Ursula Villarreal-Moura directly or through Pete, as she has direct links with friends in Gaza.

Credit cards. Personal loans. Buy Now, Pay Later. Australians are in debt in a big way. But, there’s always a way out. This Deep Dive is dedicated to helping you or someone you know eliminate debt and learn how to avoid it for good… and, all on a low income. Join Victoria for a special solo episode to firstly, shed the shame around borrowing money (by learning just how much everyone else has borrowed), then hear how to navigate your way out of debt using proven cashflow and budgeting tactics for low income earners. We’ll cover why people get into debt in the first place, the dark design of repayments, and end on a few examples to demonstrate how you might escape debt for good. Get ready for the bounceback, ‘cause the recovery is real and always within reach. PAY IT DOWN: Here’s a playlist dedicated to the art of paying down debt https://open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=qOdbgLrBS3STvMzELWiAqg PERVE ON OTHER PEOPLE’S DEBT: Learn how much credit card debt other Aussies actually have by searching ‘debt’ on the blog: www.shesonthemoney.com/blog CONTACT THE NATIONAL DEBT HELPLINE: Visit the National Debt Helpline at ndh.org.au/financial-counselling/what-is-financial-counselling/ for free, confidential, and independent support for getting out of debt, gang. New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

At 26, this week’s Money Diarist has nearly $40,000 invested, $46,000 in super and has just bought a six-bedroom home on 25 acres with her mum and younger brother. There are horses. There are stables. There’s a riding arena. Honestly, she’s doing pretty well. But the interesting part of this story isn’t actually how much she’s managed to build. It’s how difficult it still feels to spend any of it. She grew up in a financially comfortable family until her parents separated when she was 10. Her father’s financial abuse left her mum working three jobs to keep life as normal as possible for her children. There were nights when there wasn’t enough money for dinner, but her mum somehow managed to turn those moments into childhood memories of going to friends’ houses for tea. As she got older and realised what had actually been happening, money became safety. Birthday money was hidden away for a rainy day. Unplanned purchases could send her spiralling with anxiety. And even now, with an emergency fund, investments and money specifically saved for something she needs, spending it can still feel incredibly uncomfortable. Today she’s a paramedic earning around $90,000 base and almost $130,000 last year with penalties and overtime. She invests $400 a fortnight, salary sacrifices another $200 into super and has just taken on a $1.57 million mortgage with her mum and brother. She’s done an incredible job learning how to save and invest. Now she’s learning that sometimes being good with money also means giving yourself permission to actually enjoy it. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Love means adoring someone even if you don’t share the same hobbies (or vaping habits

Send us Fan MailEver notice the people who make you feel closest to you aren't necessarily the ones who agree with everything you say — they're the ones who actually hear you? This week I'm talking about what it really means to feel heard instead of just agreed with, why a little friction in a relationship isn't something to avoid, and how the "do to me, I do to you" transactional trap — yes, we're talking Hatfields and McCoys — can quietly take over even the relationships we care about most. I also share a personal story about my father, and why waiting until someone is gone to finally acknowledge them is a mistake none of us have to make.Quote of the Week"You can disagree without being disagreeable." — Ruth Bader Ginsburg, U.S. Supreme Court JusticeCitationsCovey, S.R., The 7 Habits of Highly Effective People (Habit 5: "Seek First to Understand, Then to Be Understood"; also: "Most people do not listen with the intent to understand; they listen with the intent to reply.")Ginsburg, R.B., widely attributed public remarks — "You can disagree without being disagreeable."Let's go, let's get it done.Get more information at: http://projectweightloss.org

Acknowledgement of country// News headlines: Yemen displacementGaza building collapseWest bank raids by Israeli settlers and militaryAnti-death penalty activists face trial in SingaporeDesignated area declared at Northland Shopping centre today (Thursday), providing for extra police powers//  CW: This episode contains mention of colonial violence including genocide, ecoside and the names of First Nations people who have died. If you need support, you can call mob only helplines 13 YARN on 13 92 76 and Yarning Safe'n'Strong on 1800 959 563, or Lifeline on 13 11 14 which is open to anyone. We listened back to a new regular segment from 3CR's Kill Your Lawn and Kick Your Fence called Suburban Hellscapes that examines how cities have been organised by drawing on Henri Lefebvre's Right to The City and anti-colonial critique. In the second part of this series Amy Ciara brings you a case study on the issues facing the Armstrong Creek Urban Development Zone in Greater Geelong. You can hear part one by going to 3cr.org.au/killyourlawn, or tune in to future episodes live on 3CR - fortnightly at 9am on Fridays.// Mhamad Babai, documentary producer and activist from Jaffa, Palestine, joined us to speak about the Australian premiere of the film Human Animals, produced by David Wachsmann. Juxtaposing catastrophic scenes from Gaza with denial, normalisation and enthusiasm for the genocide expressed by Israelis only a few kilometres away, this documentary exposes the history and ideology underpinning the systemic dehumanisation of Palestinians. The film premieres at Kino Cinemas tonight, accompanied by a Q&A with Mhamad Babai and Jewish Council of Australia Community Engagement Director, Ohad Kozminsky. Get your tickets here.//  In August we were joined by Bendigo renter and housing advocate, Kristie Hoskins, to talk to us about a petition she launched in the Victorian Parliament to ban continuous video surveillance throughout routine rental inspections. This week, we were fortunate to have Kristie on the show again to learn more about a federal petition she put forward to make it easier for renters to obtain their first home loan, and hear about a recent win she had in her campaign.// We were joined by Jorgen Doyle, an activist who was involved in blockading the access road to the Pine Gap military intelligence facility on October 9, 2025, in protest of Australia's signals intelligence complicity in Israel's genocide in Gaza, whose case in the Alice Springs Magistrates Court ultimately concluded with the judge deciding not to record a conviction. We were also joined by criminal defence lawyer Nicholas Hanna, who represented the defendants - Jorgen Doyle and Yul Scarf - in this case. We heard about evidence presented to the court that confirmed Israel's conduct in Gaza constitutes a genocide, and that Pine Gap is sending intelligence to the Israeli military enabling this genocide.//

Earlier this year, SpaceX went public inspiring a suite of headlines and causing a stock market stir. If those words went right over your head, dw Victoria’s here to help break it down for you.Join us for a special solo episode of Deep Dive, where V will walk you through why IPOs are in the media, what they are, and how to do your own research if you’re thinking about buying into one. From the importance of reviewing documentation to what the hell a prospectus is, Victoria explains why the SpaceX IPO is a sign of the times, before the next big announcement shakes-up the investing industry. Tune in if you’re keen to invest in OpenAi and Anthropic, or to simply have an opinion about the folks behind ChatGPT and Claude before their listings hit the watercooler in FY27. INTERESTED IN IPO-CHAT? Tune into earlier episodes covering the topic of Initial Public Offerings, P/B, and P/E ratios over at https://open.spotify.com/episode/4z0bnzFbz4xXeClPiSFkvx?si=T9Cs-QmqSmSqhQJ2lOEEKw https://open.spotify.com/episode/1Qd1mkaUlZaW41Z047HOv0?si=yQ00aniRS-iGNGaebdniuQ GET MONEY NEWS IN YOUR INBOX: Wanna hear about market goss and the next IPO drops as they happen? Sign up for our newsletter and get fresh updates delivered straight to your inbox, here: https://www.shesonthemoney.com/sotm-newsletter-signup LEARN TO INVEST: Tap into our resources for investing over here: https://www.shesonthemoney.com/investing New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

What do you mean someone wants to jeopardise your First Home Buyers eligibility without some sort of equity in return?! This week’s Friday Drinks is filled with diabolical dilemmas and chats concerning guarantorships, LMCT petrol stations, and *checks notes* if kids should be Airtagged? Join Victoria, Bec and Jess for car-heavy Broke Tips, Money Wins and a bunch of solid podcast rec’s. True crime, anyone? ASK AN EXPERT: Chat to a professional mortgage broker about your eligibility for various grants, before signing anything. The Zella team is here and ready to help at https://www.zella.com.au/book-consultation/ PETROL SPY: Make like Bec and find the cheapest fuel in your area over here https://petrolspy.com.au/map TRUE CRIME GIRLIES, RISE UP: Seeking another pod to binge? Here are some of the pods V mentioned in this episode Morbid, Two Girls One Ghost, Serialously https://open.spotify.com/show/1cpyLfDHP1cNnyOb478qrt?si=f844f0f9712e4467 https://open.spotify.com/show/4aFNuODLKP1NvhQb7P3Kbn?si=718e11e8703a4b19 https://open.spotify.com/show/6HdheEH8WeMTHoe5da34qU?si=2aed06b37c754689 New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Some of us want to buy a house. Some of us wanna retire early. Some of us want a little more coin on the other side of our retirement. No matter what your financial goals are, here are our very best tips for making $100k by the time you turn 35. Join Victoria and Bec on the Deep Dive couch as they discuss how to tackle this goal in three parts: earning, spending and managing your money. Plus, some things you can do to ensure that there aren’t any leaks in your budget, or in your ongoing income. And if you happen to be on the other side of 35 already, these solid money habits are still worth considering to amplify your wealth in the long run. UNHINGED WAYS TO EARN: Take us back. Tune into Jess and Bec’s episodes on unhinged hacks for saving a little extra coin over here and here, or search Unhinged savings hacks wherever you get your podcasts. BROOKE’S FIRE PLAN: Stream it and see if it might work for you over on our Youtube channel: youtube.com/watch?v=NsuXtMcFLM8 GET THAT BAG: Asking for a pay rise? Here are some tips to help you have the chat over on our blog, search payrise at shesonthemoney.com/blog EXTRA SHIFTS COMIN’ RIGHT UP: Earn a little extra on the side with the Supp platform over at suppapp.com/ Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289.See omnystudio.com/listener for privacy information.

Send us Fan MailPrivate listings might sound exclusive, but South Carolina's Real Estate Commission is spelling out exactly what sellers may be giving up - fewer buyers, fewer offers, weaker terms, and a longer path to closing. I will break down the new commission-approved disclosure form line by line and explains why it could change how brokers talk about limited market exposure forever. I will also walk through the 11 seller acknowledgments in the “Residential Disclosure and Acknowledgement of Limited Market Exposure Listing,” highlighting the ones that should make every agent, broker-in-charge, and seller stop and think. I will unpack the economics behind exposure, why competition drives value, and how “exclusive” can quickly become a liability when the goal is to get the best result for the seller. You'll discover:- why limiting exposure can suppress buyer demand before a property ever reaches the public market -how fewer offers can mean not just lower price, but worse contingencies, timing, and financing terms -why “days on market” can be misstated when a listing sits privately before going public -the representation conflict that arises when a brokerage keeps more business inside its own ecosystem-how private inventory can distort comparable sales and affect future valuations -why fair housing concerns may be the biggest legal issue of all when access is controlled through private networksI will also explain why the broker-in-charge's signature matters, what a real compliance process should look like, and why blanket “private first” strategies are exactly what the Commission seems to be warning against. If your brokerage uses pocket listings, limited exposure marketing, or internal-only inventory, this episode is essential listening before the next disclosure lands on your desk. Chapters00:00 — Limited Exposure Listings: What They Are02:22 — Welcome & Blair Cato Updates03:28 — Seller Request vs. Agent Recommendation04:00 — The New Limited Market Exposure Disclosure05:10 — Why Exposure Drives Competition07:25 — Fewer Offers, Lower Leverage09:02 — Price, Terms & Lost Opportunities10:04 — The Risk of Delayed Public Marketing12:16 — Representation Conflicts13:20 — How Private Sales Affect Comparable Values15:00 — Fair Housing & Equal Access20:24 — Seller Privacy Doesn't Override Fair Housing21:28 — What Brokers-in-Charge Need to Review25:13 — Documenting the Seller's Decision25:47 — Why Blanket Private-Listing Policies Are Risky27:29 — Incentives, Claims & Agent Training29:44 — Supervision and the Broker's Responsibility31:28 — Next Week: The Public-Market ComparisonDon't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.    

Towards, away, or rotisserie-chicken style? It’s Friday Drinks time, and this week the gang are discussing all of the important issues; namely which direction they face in the shower. Join Victoria, Jess and Bec for this week’s best Money Wins, Broke Tips and community dilemmas that you might find particularly useful if you’ve been sleeping on super. Hear from the gang about whether it’s most fruitful to salary sacrifice weekly or monthly and what to do if you find that you’ve got multiple super accounts. Come for the juicy superannuation tips, stay for a continental cucumber redux. CLASS ACTIONS: Read ‘em and weep (happy tears, sad tears, you decide) over at the Fed list of current class actions fedcourt.gov.au/law-and-practice/class-actions/class-actions. SEEK AND YOU SHALL FIND… LOST SUPER: The ATO Lost Super Lookup is here to help you be reunited with any lost super. COMPARE YOUR SUPER: Select up to four comparable products to view side-by-side against your current situation over here: ato.gov.au/single-page-applications/yoursuper-comparison-tool New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Chats about super are slipping by the wayside, so we’re running it back for all the baddies who are ready to salary sacrifice for their retirement. On this week’s Deep Dive, Bec and Victoria are discussing the power of your superannuation to completely transform your wealth today (as a lucrative tax vehicle) and well-into the future. The gang explains what superannuation is, how salary sacrificing works, and how you might work your wealth to better support your long-term investments. Tune in to hear about the First Home Super Saver (FHSS), the relevant contribution caps for the current income year FY27 and why your accountant keeps bugging you to make top-up payments to lower your tax bill. SUPERCHARGE YOUR SUPERANNUATION: There’s a playlist to help you do it over at https://open.spotify.com/playlist/4TDg1Pe0xmTbSlY3lD5p41?si=-ZIwE0GCTD-5MxixtVaaaw. SUPER 101: More of a scroller? Peep this blog on how to get your superannuation sorted. Search superannuation 101 at shesonthemoney.com/blog/. SCHEMIN? But, of course. Here’s more info about the First Home Super Saver scheme. Thanks ATO! https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

My guest is Joe Liemandt, technology entrepreneur and principal of Alpha School, a K-12 model that uses AI and individualized learning to help students master academics in just two hours a day, freeing the rest of their time to build businesses, conduct experiments, engage with their communities, and develop practical life skills. We discuss Alpha's promising results, tools parents and educators can use today, and Joe's vision for how AI could transform education and human potential. Show notes: https://go.hubermanlab.com/296-joe-liemandt Pre-order Protocols: https://protocolsbook.com Huberman Lab live events: https://www.hubermanlab.com/events Thank you to our sponsors AG1: https://drinkag1.com/huberman David: https://davidprotein.com/huberman Lingo: https://hellolingo.com/huberman Helix Sleep: https://helixsleep.com/huberman LMNT: https://drinklmnt.com/huberman Timestamps (00:00:00) Joe Liemandt (00:03:16) History of Traditional Classroom Model; Education Milestones (00:08:08) Sponsors: David & Lingo (00:10:25) Alpha School, High Standards & Support (00:22:33) Effective Support, Academics vs Athletics; Homeschooling (00:30:03) AI, Individualized Learning & Mastery (00:34:31) Teacher Education, Standardized Tests, Role of School (00:40:52) Sponsors: AG1 & Helix Sleep (00:43:42) AI, Scaffolding Learning, Mastery; Working Memory & Fluency (00:52:41) Working Memory, Focus; Gifted Kids (01:00:30) Basics Mastery, Grade Level Catch-Up, Individualized AI Lessons & Pace (01:06:57) Sponsor: LMNT (01:08:17) Shame, Motivation, Growth Rate; Overcoming Mental Blocks & Paying Kids (01:20:55) Suffering & Motivation, Kids Goals, Sports; Doing Hard Things (01:31:21) Founders High School, Life Skills; Kids' Goals (01:42:44) Reimagining Classroom Education (01:47:21) Importance of Building & Creating, AI & Humanity (01:58:04) Science & Redesigning Experiments, Kids' Interest-Led Projects (02:05:26) Huberman Lab Live Events (02:06:14) Learning Predictors, Gender, Income; Redesigning the School System (02:18:32) Success; Sports Academy, Alpha School Expansion (02:28:36) Acknowledgements (02:31:07) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices

At 27, this week’s Money Diarist has two STEM degrees, earns $140,000 a year, has $90,000 in super and owns a townhouse two kilometres from the beach. And no, there wasn’t a giant cheque from Mum and Dad hiding somewhere in the background. After becoming financially independent young and spending her uni years juggling study and work, she and her partner made buying a home one of their first big goals after graduating. They used the First Home Super Saver Scheme and First Home Guarantee to buy a $650,000 townhouse with a $40,000 deposit in 2024. Two years later, it’s estimated to be worth around $810,000, their mortgage is down to $575,000 and their extra repayments have already shaved four years off the life of their loan. We talk about exactly how she used the First Home Super Saver Scheme, why they still have a housemate despite earning good money, her $30,000 HECS debt, salary sacrificing into super and the very cute joint account that basically tells her and her partner when they’re overdue for a date night. Because earning more is great. But building systems that mean the money actually goes somewhere? Even better. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

New intro, who dis? This week’s Friday Drinks is hosted by Victoria Devine, your favourite linen lover Jessica Ricci, and budding ceramicist Bec Syed. During this episode, the gang will be bringing you the very best Money Wins, Broke Tips and polarising opinions of the week. They will be having a heated chat about superior sundae toppings and whether choc mint is ever a welcomed flavour sensation. They’ll also be covering your Money Dilemmas concerning debt, and a mysterious deposit of *checks notes* $10k. Very saucy indeed. And we’re not just talking about the hot fudge in your sundae. Tune in for compelling arguments for putting your Mint Slice in the fridge, and validation for folks with misophonia (specifically an aversion to chewing sounds) but for food wrappers. #strawberrysundaegate PAY IT DOWN, BABY: Debt diminishing episodes delivered straight to your ears over here and at https://open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3 SHOW ME THE MONEY: No rly, show us your coin collection over at our Facebook Group (Search for: ShesontheMoneyAUS) AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. HOW TO MAKE YOUR RICHES, MAKE RICHES: A lot of what the rich do is stuff that’s actually learnable. We break it down for you over here on the blog. Search ‘richer’ at shesonthemoney.com/blog New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Endo. Chronic injury. Mental illness diagnoses. Updates to genetic testing. Let’s talk about it. This episode comes at a time where the NDIS is being wound back for approx. 241,000 Australians. So, what does this mean if you are experiencing chronic illness, permanent injury or disability? And what financial support is in place to help you sustain a decent quality of life when government services are being pared back? During this Deep Dive, we’ve invited friend of the pod, Phil from Skye Wealth to chat about the impact of chronic illness on our personal insurances. From stigma and stereotyping to the upcoming industry shifts that are happening around mental illness, join Victoria and Phil for an illuminating ep on what your options are in the year of our lord 2026. CHAT WITH SKYE: Thanks again to our partners over at Skye Wealth for making this episode possible. If you're ready to chat to a professional about your personal insurance, we have a long standing referral partnership with Skye Wealth. Book your consult at https://www.skye.com.au/shesonthemoney INSURANCE 101: Still grade yourself at about a B+ when it comes to money? Upgrade your knowledge with this playlist on personal insurance at https://open.spotify.com/playlist/1kdVBELk5klU7yzzFblSqe?si=F7bBhVGpShSQmgWf8R4kEQ LOVE NUMBERS? Here are some stats on the various kinds of claims being paid out across Australia from 2024. Visit insurancewatch.com.au/insurance-claims-statistics.html for more info. New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289.See omnystudio.com/listener for privacy information.

Hypothetically, if you were offered a role abroad that you couldn’t refuse, but you’d finally saved enough for a house deposit, would you stick around and try to enter the property market or further your place in the career department? This week on Friday Drinks, Victoria, Bec and Jess cover all the important topics: career aspirations, home ownership and relationships. We find out where the gang would travel to if they had $2k to drop on a holiday, plus Money Wins and Broke Tips from the community. Tune in if you’re looking for ways to find referral codes on your next purchase… or if you need a good brow gel replacement. HOW TO BUDGET FOR YOUR DREAM TRAVELS: Tune into our playlist to help you plan for your dream trip at https://open.spotify.com/playlist/6xbOfw6jTVlqfoAzEzYv6v?si=xq-uwfsqQn2DnVrV0cAL1A WANNA MAKE SOME EXTRA COIN? Did you know that you can earn $ by writing for Medium? Learn over here at medium.com/membership HOW TO: TRAVEL ON A BUDGET: Here are our tips for travelling on a budget, now on the blog over here and if you search ‘travel’ at https://www.shesonthemoney.com/blog New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Something we hear super often is, “How do I invest now, to prepare for a comfortable retirement later on?”. To which we say, “That depends…” In this week’s Deep Dive, Victoria and Bec unpack what you might need to invest each month to reach $1m by the time you reach retirement. Better than that, they’ll break it down by life stage so that there are relatable and actionable things to consider for you whether you’re in your 20s, 30s, 40s and beyond. Rather than simply telling you to earn or save more, or get better at budgeting, the team shares considerations around things like investing habits, superannuation, and salary sacrificing that scale with the characteristics of your assets. Rather than rushing in or feeling left out, this episode is about reframing your approach to investing over a lifetime. GET YOUR FREE INVESTING CHEAT SHEET: It’s yours for the taking over at https://www.shesonthemoney.com/download-resources HIGH-INTEREST SAVINGS ACCOUNTS: We’ve compiled a list of some of Australia’s most competitive high=interest savings accounts over on the blog. Search ‘high-interest’ at www.shesonthemoney.com/blog TUNE IN, TURN UP THE DIVIDENDS: Stream our investing playlist over at https://open.spotify.com/playlist/7iWOxtjWXFzTMLU6mtru2I BROOKE'S FIRE PLAN: Learn how SOTM team member Brooke is investing to retire before 35, over at https://www.youtube.com/watch?v=NsuXtMcFLM8 New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Growing up, her mum believed in spending now and worrying later. Her dad was the complete opposite. He planned ahead, saved where he could, and quietly showed her what financial security could look like. After her parents separated, everything changed. By 14, she'd landed her first job and was handing over every pay cheque, believing it was going straight into savings. It wasn't. When she finally asked for the money back, there was barely anything left. That moment shaped everything that came next. She worked three jobs while studying full-time, bought her first home on her own, met her now husband, and together they've built the life they'd always dreamed of. Today they're raising two little girls in their forever home on acreage, growing their investments and already thinking about the money lessons they'll pass on to the next generation. We chat about growing up between two completely different money mindsets, buying a home solo in your twenties, building wealth as a family, finding a partner who champions your financial goals, and why sometimes the biggest gift a parent gives you isn't money. It's showing you the kind of person you want to become. This conversation is equal parts heartbreaking, hopeful and incredibly empowering. And honestly? You're going to fall a little bit in love with her dad.Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Join Victoria and Bec for this week’s edition of Friday Drinks, filled with Broke Tips, Money Wins and a Question of the Week which puts our shower routines in the spotlight. As always, the crew will be answering your Money Dilemmas, this time concerning income-protection insurance and whether a community member is being medically gaslit by their workplace. They also chat about how one listener might invest their inheritance for the best outcome. Hear what it sounds like to be humbled by the community’s grooming habits, and give us crispy shower towels or give us death. CHAT TO SKYE WEALTH: Get a second opinion when it comes to your personal insurances over at www.skye.com.au/shesonthemoney TUNE INTO OUR INSURANCE PLAYLIST: Run it back with episodes dedicated to insurance. Search ‘How to choose the right insurance’ on Spotify. CRAVING MORE FRIDAY DRINKS INSPO? Look no further, we’ve made an entire playlist just for you. Search ‘Friday drinks motivation’ on Spotify. New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289 See omnystudio.com/listener for privacy information.

In favour of frivolity, we’ve given Victoria a week off from Deep Dive to bring you another acclaimed edition of Q&A with B&J! Bec and Jess are back to answer all of your fun community questions, including what reality TV shows they’d each do well at. (Give Jess the glass cake stand already!) Tune in for a lighthearted episode with your two fave co-hosts covering casual yaps about fave weird flavour combos, things to consider if you’re thinking about leaving your 9-5 and what they’ve learned since working with SOTM. Vote Bec for Big Brother 2027. B&J’s POD CAMEO LIST: Science Vs, Betrayal Weekly, Everyone Has An Ex, Diary of a CEO. BEAN SOUP THEORY: ICYMI, here’s some TikTok lore about the Bean Soupification of the internet and how what-about-me-isms are making the internet homogenous. https://www.tiktok.com/@skylermapes/video/7568181892260941087 LIKE WHAT YOU HEAR? Here’s another ep brought to you by Bec & Jess. Search Building the Dream’ wherever you get your podcasts. SHOUTOUT TO BERNIE’S: Fitzroy North represent. This is the queer bar mentioned in the pod, or search for Bernie’s Fitzroy North if you’re in Naarm. New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289 See omnystudio.com/listener for privacy information.

HEADLINES: One Nation senators turned their backs during the Acknowledgement of Country in Parliament. The life-saving devices on every NSW ambulance have just been pulled from sale, and paramedics are demanding answers. A reality TV contestant accused of beheading her partner has pleaded not guilty to murder, flagging a mental health defence. Meta, Google, Tiktok and Snapchat to face 3000 lawsuits over how addictive their platforms are for young users. Andrew and Tristan Tate are pushing to be released from federal custody. A young girl’s quick thinking has helped save a stranded humpback whale, and good news for the Great Barrier Reef. GET IN TOUCHGot a story, news tip-off, feedback or dilemma?Send us a voice note or email us at thequicky@mamamia.com.au CREDITSHost: Charlotte Mortlock Audio Producer: Scott Stronach Group Executive Producer: Georgie Page Check out The Quicky Instagram here and our TikTok here Discover more Mamamia podcasts here Did you know some of our shows are now in video on the Apple Podcast app? Make sure your phone is up to date and check it out here! Mamamia acknowledges the traditional owners of the land on which we have recorded this podcast.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

What does the world need now? A generation that can regulate big feelings, be kind to themselves and others, and handle tricky situations with respect. That’s what Season 6 is all about. Episodes can be listened to in any order, starting with self-compassion, because that’s where respect begins, before moving into how we treat each other: on the playground, in friendships, online, and beyond. Plus, a special conversation with Luke Bateman, a former rugby league player, author and book influencer, on choosing to be a positive human. If you are a school subscriber to our platform, head there now and follow the lessons for each episode. Did you know that Grow Your Mind is a wellbeing program you can get into your primary school? Written by teachers, for teachers, we help schools explicitly teach emotional literacy, emotional regulation, friendship skills, resilience, kindness and respectful relationships through engaging lessons, podcasts, books, videos and professional learning. We have units of work, wellbeing activities, songs, posters, professional development and courses for parents too. Find out more by visiting GrowYourMind.Life Production Producer: Grow Your Mind. Scriptwriter: Alice Peel, plus a big bunch of awesome primary school kids Copyright Grow Your Mind 2026. All rights reserved. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This week's Money Diary starts with a sentence I don't think I've ever heard before. "I think I accidentally became rich." Growing up, money was something her family never really talked about. She was raised by a single mum, grew up on Centrelink, won a scholarship to a private school, and didn't realise just how little they had until she was much older. Fast forward to today and she's 34, has more than $100,000 invested, over $218,000 in super, a full year's worth of expenses sitting in her emergency fund, and recently quit her full-time consulting job to work on her own terms. And here's the part I loved most. She bought a house... then decided she actually didn't want one. Instead, she's chosen a life built around flexibility, travel and financial independence, proving that building wealth doesn't have to look the same for everyone. We chat about growing up without financial literacy, becoming obsessed with investing, why she contributes up to $2,000 a week to ETFs while the income is there, turning down home ownership, and what "enough" really looks like when you're designing a life you actually want. This conversation is a reminder that there isn't one right way to build wealth. Sometimes the smartest financial decision is the one that gives you the most freedom.Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

BLUF: To determine whether AI is ‘improving exponentially', ‘hitting the wall', or any other claim which involves a quantity or magnitude (e.g. ‘This model was a big leap/small increment'). We need a good y-axis: an interval scale of AI capability which means +1 unit always represents the same degree of ‘how much better', in the same way +1 degree Celsius is always the same amount of ‘how much hotter'. Yet there is no good y-axis for AI capability. All our measures are of something related-to but clearly not identical-with it, thus ‘true' AI capability can be a funhouse-mirror reflection of whatever was measured. Specifically: Benchmark score: One small step in benchmark score can be a giant leap in capability, or the opposite, or whatever else. (My 6/10 vs. your 4/10 ≠ I'm 50% better at maths than you). Elo et al: Can give a real y-axis in terms of winning chances, but doesn't translate outside of beating others. (Going from 50% to 73% to 88% chance to get a higher score than you on a maths test ≠ gaining 0 → 1 → 2 units of maths ability over you) Epoch Capabilities Index: Analogous to IQ, so [...] ---Outline:(03:05) Introduction(04:26) Both a poor reflection and a dark glass(07:51) Human benchmarking also has a y-axis problem(12:27) A metrological elegy(12:49) The base case: benchmarks (cf. exams)(13:30) Elo et al.(16:25) (And maybe not quite 'game ability ≡ winning games', after all?)(18:28) ECI (cf. IQ)(20:56) Intervals Rarely True(25:01) Measure endogeneity(31:12) Forking IRT(34:45) (Dimensions of being, and beating, a bat)(39:40) Prediction (cf. chronometry)(41:58) Time horizons(44:34) Human "capability" is also exponential in time horizon(47:38) Intuitive/interpretative prelude(52:56) Time horizons and ECI share an axis kink(57:13) Perhaps money, as a measure, stinks the least(01:01:07) Finale: AI as normal epistemics(01:06:48) Acknowledgements The original text contained 33 footnotes which were omitted from this narration. --- First published: August 4th, 2026 Source: https://forum.effectivealtruism.org/posts/CQvdadxjCpd7i7kjA/general-capability-and-capabilities-generally-have-no-good-y --- Narrated by TYPE III AUDIO. ---Images from the article:Apple Podcasts and Spotify do not show images in the episode description. Try Pocket Casts, or another podcast app.

Why did City Council backtrack on letting bars and nightclubs stay open to 4 a.m.? And who exactly was in favor of later let-out times in the first place? Denver Post city government reporter Elliott Wenzler joins guest host Adrian Felix to give us the scoop from inside council chambers. Elliott breaks down what happened to the new nightlife regulations, explains why council is debating a “slavery acknowledgement,” and swaps wins and fails of the week with Adrian.  Adrian talked about wildfire smoke. Elliott mentioned Denver's Women's World Cup hopes and the flooding on Colfax. For even more news from around the city, subscribe to our morning newsletter at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member! What are your wins and fails of the week? We want to hear your hot takes! Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 Learn more about the sponsor of this August 6th episode: NKollectiv Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise

Which school do you fall into? Karaoke-forward or karaoke-averse? This week on Friday Drinks, Victoria, Bec and Jess are bringing you all the best Broke Tips and Money Wins from our community, plus money dilemmas that tread the investment line. They’ll discuss the pros and cons of lumped contributions versus dollar-cost averaging and whether you can make a relationship work if you’ve got opposing money values. What should we put on our She’s on the Karaoke playlist? CANCEL YOUR SUBS: Another rogue $9.99 charge on your card? Can-it, with our blog to walk you through it all. Search ‘subscriptions’ over at www.shesonthemoney.com/blog INVESTMENT CALCULATOR: Here’s a link to the calculate V mentions on the pod, https://investcalc.github.io/ FREE INVESTMENT CHEAT SHEET: Grab your copy of our investment cheat sheet over here: www.shesonthemoney.com/download-resources New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

What do financial advisers actually do? Am I ready for financial advice? $10k has landed in my account, what do I do?! On this week’s Deep Dive, Victoria invites friend-of-the-pod Daisy Egan, financial adviser with Everest Wealth to answer all of your pressing (and pure unhinged) financial questions. And sure, while some of them are normal and fine and reasonable, others verge on despicable. Come to learn about the largest portfolio size Daisy’s ever managed (Spoiler: there are many zeroes involved). Stay for the spicier q’s including: ‘I’m waiting for my nan to pass away. What things do I need to put in place tax-wise?’, ‘Have you ever told someone that they can’t afford to have a child?’. And ‘What are some sneaky tips to help me financially prepare to leave my husband?’. Nosy parkers, assemble! EVEREST PRIVATE WEALTH: Like what you’ve heard? Reach out to Daisy and the Everest Wealth team to book your consult at everestwealthgroup.com.au/booking INVESTING Q’S? Here’s a blog dedicated to all of the investing questions you were too afraid to ask. Search ‘investing’ at shesonthemoney.com/blog. TAKE CHARGE: Your personal finances won’t control themselves. Here’s a playlist to help you do it: https://open.spotify.com/playlist/3Q7i1EuswTgUAZL4pLSPaQ?si=-8Ej6rqdR4GEquJRHFgGBQ New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Just when you think you’ve paid it down, debt has this pesky way of rearing its ugly head. But why? It’s Friday Drinks time, and this week Victoria and Bec are taking on money dilemmas big and small. One community member questions where her tax return is best spent repaying her HECS debt or salary sacrificing into super. While another questions why she keeps finding herself in debt-y situations when she’s never missing a payment. Tune in if you’ve ever wanted to understand the psychology behind debt and how you might finally get on top of things. With Money Wins, Broke Tips, and tools from the team, you’ll be leaving this episode with a spring in your step… and maybe with the Eurythmics in your ear?THERE MUST BE AN ANGEEEEL

Inflation highs, SpaceX selloffs and IPO rumours. Welcome to our first market update for the new financial year, where Victoria and Bec take a closer look at inflation, its impact on the stock market and what predictions we might have for FY27. If you feel a little overwhelmed by it all, we’ll be breaking down what various market indicators mean for your money, plus what to keep an eye on in the months to come. Tune in to hear how some of the more popular ETFs have performed as of June, and why the Great SpaceX Selloff might be a test run for more trillion-dollar launches to come. OUR CHEAT CODE FOR ETFS: They’re all yours at shesonthemoney.com/download-resources. THE IMPORTANT OF REGULAR INVESTMENTS: Read about the pros of consistent contributions over reactive investing on the blog. Look up ‘regular-contributions’ on the shesonthemoney.com/blog WANT REGULAR MONEY UPDATES? Sign up for SOTM News delivered straight to your inbox via shesonthemoney.com/sotm-newsletter-signup. New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289.See omnystudio.com/listener for privacy information.

This book has been several years in the making. Originally we envisioned it as a collection of letters and unpublished monographs from the Rothbard Papers at the Mises Institute. It was only in 2020 that we realized that a coherent narrative was needed to organize and bring to life the mass of correspondence and other writings. Over the next several years we wrote the manuscript and revised it as suggestions were made and new archival material was discovered.

Who among us has spotted a friend who was skint? Who among us has *been* that friend? Okay, but what if the situation was more complex, and that friend is also tackling long term mental illness and physical disability? On this week’s episode of Friday Drinks, Victoria, Bec and Jess discuss a spicy Money Dilemma concerning friendships and finances, specifically what happens when you’re financially supporting a friend and their money choices don’t align with your values. They also cover whether economic downturns are a good time to switch supers, and what you might look out for if you’re considering a change. Tune in for the usual Money Wins, Broke Tips and what the team would really want in a dream gift hamper. Spoiler: It’s wholesome af. STRUGGLING WITH DEBT? You aren’t alone and we’ve created a whole playlist to help you out of it at https://open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=EfpDAWlzRkyU0IVaU5elHw SORT OUT YOUR SUPER: Here’s a blog to help you do it. Search for ‘super 101’ on the shesonthemoney.com/blog APPLY FOR THE REGO REBATE (BY 31 JULY 2026): Calling all Victorian listeners: if you haven’t already, here’s your last call to apply for the rego rebate before Fri 31st July to get money back on your rego! Visit service.vic.gov.au/services/registration-rebate to apply! New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Episode Highlight: Connect Powerfully with Your Kids This Week on Flourish-Meant What is the most critical thing you can do as a parent for your children? This week's episode delved deep into the art and science of authentic connection, featuring insights from counselor, play therapist, and author, Tricia Thornton. Key Takeaways from the Episode The conversation focused on the foundational importance of parents connecting first with God and themselves before reaching out to their children. The analogy of "putting your own oxygen mask on first" rang throughout the discussion, emphasizing self-care as the essential starting point. One concept discussed was the impact of emotional safety. Consistency—not perfection—helps children build resilience and confidence, even in the face of hardship. The brain's sense of safety, ignited by authentic parental connection, is the secret to helping kids navigate life's ups and downs. Practical Tools for Parents A key theme that emerged was authenticity in connection. True presence means being with your children—even in moments of fear, frustration, or exhaustion. It isn't about oversharing your struggles, but about modeling healthy emotional management and self-awareness. The discussion explored age-appropriate sharing: Young children mainly need assurance of safety and presence, not all the details. Older children and teens benefit from proactive, honest communication from parents—being their "anchor" when the world feels uncertain. Sprinkling in Self-Care Several points were raised, including practical self-care strategies: Take even a few minutes to ground yourself—deep breaths, positive affirmations, or using your five senses to return to the present moment. Model coping practices aloud: "Let's use our five senses together." Build in moments of silence, even if just in the car or while doing daily tasks, to reset and reconnect with yourself. Tricia Thornton's Seven Principles for Effective Connection From her new book, Beyond Blessed Parenting, Tricia outlines seven principles: Silence, Listening, Acknowledgement, Renewal, Forgiveness, Balance, and Embrace. Silence and listening are the anchors, but embrace—accepting and celebrating your journey, even its hardships—creates lasting transformation for the whole family. Resource Spotlight Want more? Follow Tricia on Facebook and Instagram for weekly video insights. Visit triciathornton.com for articles, resources, and her latest book, Beyond Blessed Parenting. Pick up her book, Beyond Blessed Parenting, wherever books are sold for deeper dives into real-life stories, expert insights, and actionable steps. We're thrilled to accompany you on this journey of faith, growth, and transformation. As always, we appreciate your support! Please subscribe and share this episode. We can't wait for you to join us for future episodes of Flourish-Meant. To book Tina as a speaker, connect with her life coaching services, and more, visit her website: https://tinayeager.com/ Optimize your mind and body with my new favorite, all-inclusive supplement, Cardio Miracle! I love the energy and focus this health-boosting drink mix provides without toxins, caffeine, or sugar! Get a discount on your purchase with my link: http://www.cardiomiracle.com/tinayeager Live your healthiest life with Sustainable Healthy Weight Loss! Tina Yeager's unprecedented whole-person program is bundled with profound insights and tools to help you embrace the revitalized, slimmer you that you might never have dreamed possible! OR Manage stress and anxiety in 10 minutes a day with the course presented by 15 experts, Subdue Stress and Anxiety https://divineencouragement.onlinecoursehost.com/courses Connect with Tina at: Facebook: https://www.facebook.com/tyeagerwriting/ Linked In: https://www.linkedin.com/in/tinayeager/ Instagram: https://www.instagram.com/tina.yeager.9/ YouTube: https://www.youtube.com/c/TinaYeager

Let’s talk about the elephant in the room: the financial decisions that are quietly killing your cashflow. Whether it’s a daily $8 iced oat latté or a late night snack that becomes a weekly tradition, it’s time we faced these innocuous transactions that are getting in the way of our money goals. Because while they may only seem like a few dollars here and there, they all add up. On this week’s Deep Dive, Victoria and Bec unpack the psychology behind our sometimes questionable spending behaviours and how we might overcome them to better build our wealth. Because friends don’t let friends make terrible money decisions. BREAK THE BNPL CYCLE: Caught in a Buy Now, Pay Later loop? Break free with our blog on the subject over here. Or visit our shesonthemoney.com/blog and search ‘BNPL’. BACK TO BASICS: Need to rewrite your budget? Here, grab a copy of ours over here and at shesonthemoney.com/download-resources. SHOP AND SAVE? Tune into this playlist that’s all about saving while you shop https://open.spotify.com/playlist/4OAhk14TQ5Xv0uEFIwRrNE?si=hHecvxHQSFSn-sCMQzB5jA New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289 See omnystudio.com/listener for privacy information.

This week's Money Diary is for anyone who's ever felt like their relationship with money was shaped long before they earned their first paycheck. Growing up, money was always part of the conversation in her house. But not in a good way. She watched her mum give up career opportunities, financial independence and choices, while money was treated as something that belonged to someone else. And without realising it, she carried those lessons into adulthood. Spending became freedom. Saving felt impossible. And for years, she bounced between worrying about money and avoiding it altogether. At 31, things look very different. She's earning around $130,000 a year in mining recruitment, has built her savings to $60,000, started investing, and is on track to hit $90,000 in savings by the end of the year. Not because she's perfect with money, but because she finally realised that financial security isn't about restriction. It's about choice. We chat about growing up in a household where money created tension, the spending habits that took years to unlearn, the pressure to buy property when everyone around you seems to be getting ahead, and why she's determined to create financial independence for herself, even while in a loving long-term relationship. This conversation felt like such an important reminder that your money story doesn't have to end where it started.SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

An inheritance? Slay. Inheriting shares but being prohibited from ever selling them? Err… help? This week, Victoria, Bec and Jess unpack Money Dilemmas and DMs galore. Our first stop: The difference between LICs and ETFs. Plus, a dread many of us know all too well; working at a job that literally sucks the life from you, while dreading the financial implications of leaving. Join us for another episode of Friday Drinks, where the gang covers burnout, pizza dimensions, and what we thought our lives would be like at 30. Like, did you also think you’d own a horse by now? Weird how things work out. WANT OUR ETF CHEAT SHEET? Head on over to our resources page to grab a copy.BRB, TUNING IN FROM THE BAHAMAS: Where are you listening from? Tag us on socials @shesonthemoneyausBURNOUT IS REAL: If this episode brought up some issues for you, or if you’re looking for resources to support your mental health, please visit beyondblue.org.au/mental-health. New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Welcome to a new episode of the Meditative Prayers Podcast, guided by the insights of Zach Clinton. Today, we embark on an enlightening exploration centered around a sentiment that resonates deeply with all, especially our fellow travelers on the path of faith: the profound sense of being cherished.  Within the intricate tapestry of our spiritual journey, we encounter junctures where the burdens of life threaten to dim our spirits. Yet, take heart, for in the presence of our Divine guide, we unearth the strength to transcend challenges and uncover a wellspring of resilience. Join us as we draw wisdom from the timeless verses of Luke 12:24-26 in the revered King James Version, delving into their depths to navigate and rise above moments of vulnerability. If you're seeking to enrich your spiritual journey and immerse yourself in more Christian meditation, heartfelt prayers, and peaceful sleep content, we encourage you to download the Pray.com app. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest. Zach Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Cesar Millan is a world-renowned dog behavior expert. We discuss how to adjust your energy and behavior to ensure your dog is calm and happy and always follows your lead. Cesar shares specific tools for: returning home to your dog each day, structuring their walks, and eliminating aggressive behaviors and anxiety. We discuss how to determine if your dog is front, middle, or back of the pack order—a hardwired feature that determines much of their needs and personality. And we explore how human-human interactions are based on balances in energy, too. Both dog owners and non-owners will gain extremely valuable insights and tools from this episode. Read the episode show notes at hubermanlab.com. Pre-order Protocols: https://protocolsbook.com Thank you to our sponsors AG1: https://drinkag1.com/huberman LMNT: https://drinklmnt.com/huberman Joovv: https://joovv.com/huberman Eight Sleep: https://eightsleep.com/huberman Function: https://functionhealth.com/huberman Timestamps (00:00:00) Cesar Millan (00:03:54) Animal Instincts & Human Energy (00:06:31) Spirit, Sending Energy, Tool: Silence, Calm & Confident (00:16:48) Sponsors: LMNT & Joovv (00:19:30) Walking Dog; Pack Order, Tool: Picking a Puppy (00:26:44) Human & Dog Hierarchy; Greeting Dog, Tool: No Look, No Touch, No Speak (00:35:11) Calm Dog, Structured Walk, Tool: Weighted Backpack (00:44:17) Sponsor: AG1 & Eight Sleep (00:46:57) Exercise, Discipline & Affection (00:50:23) Relationship to Death, Spirituality (00:55:30) Human Energy, Rescue Dogs; Sensing Stress (01:01:36) Animal Intelligence, Cats; Being a Pack Leader (01:07:27) Calm Greeting, Humanizing Animals, Safety & Security, Anxious Dogs (01:12:41) Safety & Horses, Respecting Dogs; Human Selfishness, Pack Leader (01:21:31) Sponsor: Function (01:23:15) Human Leaders; Pack Order, Prioritizing Affection (01:32:17) Picking Human Partners, Good Pack Leaders (01:44:40) Dog & Testing Boundaries, Tool: Calm & Confidence (01:52:34) Cultivating Self-Awareness & Self-Discipline, Life Values (01:58:02) Clearing Mind, Tool: Cold Plunge (02:02:22) Honoring Pet Death, Celebration, Expressing Sadness (02:12:13) Understanding Energy, Dog Training & Hard Work (02:17:25) Dog Breeds & Exercise, Fostering Dogs; Spay & Neuter, Humping (02:23:50) Petting Dogs; Barking & Destructive Behaviors, Tools: Early Walks, Challenges (02:31:31) Spirit & Instincts, Training Humans; Acknowledgements (02:35:50) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Protocols Book, Sponsors, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices

So let us talk about that impotent contemporary ritual called the “land acknowledgment.” Nowadays when an event or activity is going to be taking place somewhere, or an institution is opening, the proceedings will often begin with a land acknowledgment. This is a little empty gesture recognizing the indigenous people who used to live there. Along with the implication that nothing will be done about it.For more from Doug, subscribe to Canon+: https://canonplus.com/