Podcasts about Dow Jones Industrial Average

Episode: 2426 Charles Dow and the Creation of the Dow Jones Industrial Average. Today, an "average" guy.

Die Aktienfutures fielen am frühen Dienstag nach einer starken Rallye, da die Anleger auf einen wichtigen Inflationsbericht warten. Die Verbraucherpreise stiegen um 2,3 %, erwartet waren 2,4% auf Jahressicht. Die Preise ohne Lebensmittel und Energie kamen wie erwartet mit 2,8% rein. Auf Monatssicht waren das Steigerungen um jeweils 0,2 %, nachdem im März die Inflation rückläufig war. Der Future auf den Dow Jones Industrial Average sank um 247 Punkte oder 0,5 %, belastet durch einen Rückgang von 10 % bei UnitedHealth, nachdem das Unternehmen seinen Ausblick für 2025 zurückgezogen hatte. Der S&P 500-Futures und Nasdaq-100-Futures fielen jeweils um 0,2 %. Der Verbraucherpreisindex dürfte laut Dow-Jones-Konsens im April im Vergleich zum Vorjahresmonat bei 2,4 % liegen. Ohne Lebensmittel und Energie dürfte die sogenannte Kerninflation bei 2,8 % liegen und damit ebenfalls unverändert zum Vormonat liegen. Abonniere den Podcast, um keine Folge zu verpassen! ____ Folge uns, um auf dem Laufenden zu bleiben: • X: http://fal.cn/SQtwitter • LinkedIn: http://fal.cn/SQlinkedin • Instagram: http://fal.cn/SQInstagram

Die Aktienfutures fielen am frühen Dienstag nach einer starken Rallye, da die Anleger auf einen wichtigen Inflationsbericht warten. Die Verbraucherpreise stiegen um 2,3 %, erwartet waren 2,4% auf Jahressicht. Die Preise ohne Lebensmittel und Energie kamen wie erwartet mit 2,8% rein. Auf Monatssicht waren das Steigerungen um jeweils 0,2 %, nachdem im März die Inflation rückläufig war. Der Future auf den Dow Jones Industrial Average sank um 247 Punkte oder 0,5 %, belastet durch einen Rückgang von 10 % bei UnitedHealth, nachdem das Unternehmen seinen Ausblick für 2025 zurückgezogen hatte. Der S&P 500-Futures und Nasdaq-100-Futures fielen jeweils um 0,2 %. Der Verbraucherpreisindex dürfte laut Dow-Jones-Konsens im April im Vergleich zum Vorjahresmonat bei 2,4 % liegen. Ohne Lebensmittel und Energie dürfte die sogenannte Kerninflation bei 2,8 % liegen und damit ebenfalls unverändert zum Vormonat liegen. Ein Podcast - featured by Handelsblatt. +++Erhalte einen exklusiven 15% Rabatt auf Saily eSIM Datentarife! Lade die Saily-App herunter und benutze den Code wallstreet beim Bezahlen: https://saily.com/wallstreet +++ +++EXKLUSIVER NordVPN Deal ➼ https://nordvpn.com/Wallstreet Jetzt risikofrei testen mit einer 30-Tage-Geld-zurück-Garantie!+++ +++ Alle Rabattcodes und Infos zu unseren Werbepartnern findet ihr hier: https://linktr.ee/wallstreet_podcast +++ Der Podcast wird vermarktet durch die Ad Alliance. Die allgemeinen Datenschutzrichtlinien der Ad Alliance finden Sie unter https://datenschutz.ad-alliance.de/podcast.html Die Ad Alliance verarbeitet im Zusammenhang mit dem Angebot die Podcasts-Daten. Wenn Sie der automatischen Übermittlung der Daten widersprechen wollen, klicken Sie hier: https://datenschutz.ad-alliance.de/podcast.html

The LOVE OF MONEY is said to be the root of all evil, but money itself, is a good like any other and when one organization has the sole authority to control it, we generally call that a Monopoly. I though monopolies were supposed to be a bad thing. We're told that when government operates a monopoly, it's for the greater good, but is it? The value of the DJIA in terms of gold was about 40 oz in the year 2000, today it's less than 20 oz. "Peak Prosperity" was in 2000, that's a fact. But what does all this mean for the future? ITM Trading Interview with Tim Woodhttps://www.youtube.com/watch?v=NLJSdVp0WqoWhat Has Government Done to Our Money - Murray N Rothbardhttps://cdn.mises.org/files/2024-08/What%20Has%20Government%20Done%20to%20Our%20Money%202024.pdfOur Enemy The FED - Thomas E Woodshttps://www.ourenemythefed.com/

This Flashback Friday is from episode 304 published last Mar 6, 2013. Jason talks with investment counselor, Sara, about investor psychology, overcoming obstacles and getting out of our own way.  The smoke-and-mirrors propaganda perpetuated by mainstream media (lamestream media as Sarah Palin says) in reporting the new high in the Dow Jones Industrial Average (DJIA).   They almost always fail to distinguish between nominal dollars and real dollars.  Jason illustrates how investors have actually lost money in inflation adjusted dollars and how the Dow has to increase a lot more before investors break even based on the two peaks.  This lie is even worse when one considers how inflation is underreported in the consumer price index (CPI and CPI-U) due to weighting, substitution and hedonics (the hedonic index).  Another misrepresentation is the 'core rate' or 'core inflation' which strips out food and energy because they're too volatile.   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

The Dow Jones Industrial Average climbed 83.60 points, or 0.21%, to close at 40,752.96. The S&P 500 gained 0.63% to end at 5,604.14, still slightly below its levels from before President Donald Trump's "Liberation Day" tariffs announcement in early April. The Nasdaq Composite increased 1.52%, to close at 17,710.74 and wipe out the decline it experienced since April 2.Weekly jobless claims increased 241,000, topping the Dow Jones estimate of 225,000 and keeping Thursday's bullishness in check. That result stoked economic concerns after a disappointing gross domestic product report for the first quarter. The unemployment data also raises the stakes for April's nonfarm payrolls reading on Friday.SPI down 32 - Apple and Amazon down slightly after hours on quarterlies - Block tumbles - Atlassian drops - Gold eases - Oil rises.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you.If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Steve Rick, chief economist at TruStage, says that he has lowered his forecast for economic growth to 0.5 percent, while raising his forecast for inflation to 3.5 percent; that combination means stagflation, and it's starting to happen now and could turn into recession if the growth slowdown is worse than expected. Rick notes that "No one wins trade wars" and notes that if the current situation plays out into one, that trade problems triggering huge downturns would seem to be a classic 100-year event. While he says the damage can be averted if economic policy changes are softened or mitigated, Rick says he worries that the impacts of current events could last as long or longer than the economic impacts of Covid. Howard Silverblatt, senior index analyst at S&P Dow Jones Indices, discusses the unprecedented action in the Dow Jones Industrial Average on April 17, when United Healthcare dropped 22 percent and, by itself, caused a big drop in the benchmark. He analyzes what that means for the Dow as a benchmark, but also talks index construction — and how investors should consider benchmarks — in light of the rapid growth of the Mag 7 stocks relative to the rest of the market. Plus Chuck answers a listener's question about how to sell some gold coins they received as an inheritance.

It was our privilege today to welcome the Honorable Jason Kenney, former Premier of Alberta, for a timely and insightful discussion on Canada's upcoming federal election (April 28). Jason holds 25 years of public service at both the federal and provincial level with wide-ranging policy and leadership experience. He served as the 18th Premier of Alberta from 2019 to 2022 and now serves as a Senior Advisor at Bennett Jones, in addition to holding several board positions. Prior to his time as Premier, Jason held several key federal cabinet roles, including Minister for Citizenship, Immigration and Multiculturalism, Minister of Employment and Social Development, Minister of National Defense, and Chair of the Cabinet Operations Committee. He was first elected a Member of Parliament in 1997 and was re-elected six times. We were thrilled to host Jason and learn from his unique perspectives on what the election means for energy, trade, and the U.S.-Canada relationship. In our conversation, Jason walked us through Canada's evolving political landscape and the two leading candidates: Pierre Poilievre of the Conservative Party and Mark Carney of the Liberal Party. He highlights key issues shaping the election including Trudeau's long tenure and declining popularity, Canada's weak per capita GDP growth, an overwhelmed immigration system, a doubling of housing costs, and issues of rising addiction and crime. Jason explains how Poilievre maintained a commanding 18-month lead in the polls until Trump's aggressive trade rhetoric reignited deep-rooted anxieties about Canadian sovereignty, prompting Trudeau's exit and opening the door for Carney to reframe the election around “Who can stand up to Trump?” while Poilievre continues to focus on affordability and change. We explore the role of minor parties in Canada's Parliamentary system, the unprecedented focus on energy and climate in Sunday's federal debate, expected policy outcomes depending on who wins, and the looming 2026 USMCA renegotiation. Jason shares his perspective on Canada's opportunity to grow LNG exports, the barriers posed by the Liberal government's zero-gas electricity rule and industrial carbon tax, and the potential for Alberta to become a hub for large-scale, gas-powered data centers given its cold climate and abundant stranded gas. We discuss Canadian electricity exports to the U.S., broader infrastructure challenges tied to electrification and economic growth, Canada's continued reliance on U.S. exports, and the growing sense that Canada's “holiday from history” is over. We also reflect on the emotional, historic and familial ties between the U.S. and Canada, the hope for reconciliation and renewed cooperation, and much more. It was a fascinating discussion. If you're interested in watching the energy and climate portion of Sunday night's Canadian Federal Leaders' debate, the 18-minute segment is linked here. Mike Bradley kicked off the discussion by highlighting President Trump's recent pressure on Fed Chairman Powell to immediately lower interest rates or risk getting fired. While global fear and uncertainty remains high, Mike noted that that it can and probably will be mitigated when Trump signs some high-profile tariff deals. In broader equity markets, the S&P Volatility Index remains pretty elevated, which was evident by the DJIA plunging by ~1,000 points on Monday and surging over 1,000 points on Tuesday! Investors are closely watching Tesla's Q1 earnings, with one analyst calling it a “Code Red” Moment, which could have broader market implications. He shared several bond, currency and equity market stats for Canada. From an energy equity reporting standpoint, Liberty Energy and Halliburton reported Q1 results, with both companies noting that E&Ps haven't decided to cut 2025 activity levels yet but are looking at a range of macroeconomic scenarios in anticipation of oil price

Friday, April 4, 2025, the S&P500 lost -6%. On Wednesday, April 9, 2025, the S&P gained +9.5%. Missing Wednesday's gain is equivalent to missing nearly 1.5 years of equity returns. Then on Thursday, April 10, 2025, the DJIA lost -2.5%, the S&P500 lost -3.0+%, the NASDAQ lost -4.0+%. These declines underlie how much uncertainty still remains. Good luck timing the market. The most important thing investors can do during times of market volatility is to revisit their plan with a qualified professional: Estate Management Counselors can provide the professional counsel and guidance investors need. You don't need multiple millions of dollars to benefit from working with us. You are the only one responsible for your portfolio: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 1-877-654-9798. A unique offering we are providing to our listeners: The Logical Plan™ To a prosperous and happy 2025!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Friday, April 4, 2025, the S&P500 lost -6%. On Wednesday, April 9, 2025, the S&P gained +9.5%. Missing Wednesday's gain is equivalent to missing nearly 1.5 years of equity returns. Then on Thursday, April 10, 2025, the DJIA lost -2.5%, the S&P500 lost -3.0+%, the NASDAQ lost -4.0+%. These declines underlie how much uncertainty still remains. Good luck timing the market. The most important thing investors can do during times of market volatility is to revisit their plan with a qualified professional: Estate Management Counselors can provide the professional counsel and guidance investors need. You don't need multiple millions of dollars to benefit from working with us. You are the only one responsible for your portfolio: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 1-877-654-9798. A unique offering we are providing to our listeners: The Logical Plan™ To a prosperous and happy 2025!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Friday, April 4, 2025, the S&P500 lost -6%. On Wednesday, April 9, 2025, the S&P gained +9.5%. Missing Wednesday's gain is equivalent to missing nearly 1.5 years of equity returns. Then on Thursday, April 10, 2025, the DJIA lost -2.5%, the S&P500 lost -3.0+%, the NASDAQ lost -4.0+%. These declines underlie how much uncertainty still remains. Good luck timing the market. The most important thing investors can do during times of market volatility is to revisit their plan with a qualified professional: Estate Management Counselors can provide the professional counsel and guidance investors need. You don't need multiple millions of dollars to benefit from working with us. You are the only one responsible for your portfolio: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 1-877-654-9798. A unique offering we are providing to our listeners: The Logical Plan™ To a prosperous and happy 2025!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Friday, April 4, 2025, the S&P500 lost -6%. On Wednesday, April 9, 2025, the S&P gained +9.5%. Missing Wednesday's gain is equivalent to missing nearly 1.5 years of equity returns. Then on Thursday, April 10, 2025, the DJIA lost -2.5%, the S&P500 lost -3.0+%, the NASDAQ lost -4.0+%. These declines underlie how much uncertainty still remains. Good luck timing the market. The most important thing investors can do during times of market volatility is to revisit their plan with a qualified professional: Estate Management Counselors can provide the professional counsel and guidance investors need. You don't need multiple millions of dollars to benefit from working with us. You are the only one responsible for your portfolio: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 1-877-654-9798. A unique offering we are providing to our listeners: The Logical Plan™ To a prosperous and happy 2025!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

We help you to navigate the record market volatility of 2025, including the biggest one-day gain in the Dow Jones Industrial Average in history.  We review some of the top income stocks and ETFs for 2025.  We also share a top technology stock pick from a leading Wall Street Analyst.

It's Thursday, April 10th, A.D. 2025. This is The Worldview in 5 Minutes heard on 125 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark Sharp rise in persecution of Christians in Pakistan A new report from Human Rights Focus Pakistan documented a sharp rise in victimization rates against religious minorities in Pakistan during the first three months of this year.  Religious minorities, including Christians, faced more attacks, murders, blasphemy charges, abductions, forced conversions, and forced marriages.  Jeff King, president of International Christian Concern, said, “Pakistan's latest wave of atrocities against Christians in 2025 is not an aberration — it's a grotesque culmination of centuries of state-sanctioned brutality and indifference.” As of January, at least 20 Christians have been imprisoned for their faith in the Islamic country. Pakistan is ranked eighth on the Open Doors' World Watch List of nations where it is most difficult to be a Christian.   Barcelona, Spain looking to close 17 Evangelical churches Evangelical Focus reports that 17 Evangelical churches are facing the threat of closure in Barcelona, Spain. This comes as the local government plans urban development that will affect buildings that churches own or rent. The Evangelical Council of Catalonia warns this could leave thousands of believers without a place to worship. Guillem Correa, the executive director of the group, said, “We understand that the case affects freedom of worship, and what characterizes the exercise of this right is that people can meet in the place of worship throughout the week. Without this, there is no religious freedom and no community life.” Man guilty of targeting churches with fake bombs In the United States, a federal jury returned a guilty verdict last Thursday for a 45-year-old man convicted of targeting churches. Zimnako Salah left fake bombs at churches in Arizona and California in 2023. Authorities discovered he was also building an actual bomb. U.S. Attorney General Pam Bondi said, “This Department of Justice has no tolerance for anyone who targets religious Americans for their faith. The perpetrator of this abhorrent hate crime against Christians will face severe punishment.” Psalm 5:4-6 says, “For You are not a God who takes pleasure in wickedness, nor shall evil dwell with You. The boastful shall not stand in Your sight; You hate all workers of iniquity. You shall destroy those who speak falsehood; the LORD abhors the bloodthirsty and deceitful man.” Trump's 90-day pause on tariffs except China President Donald Trump announced a 90-day pause on tariffs for imports from most nations yesterday.  Trump's baseline tariff of 10% remains in place. Meanwhile, much of the additional “reciprocal” tariffs are on hold as countries negotiate with the United States. CNBC carried Trump's remarks on the White House lawn to reporters. TRUMP: “Last year, China made $1 trillion off trade with the United States. That's not right. And now I've reversed it for a short period of time, but we're making now $2 billion a day. Somebody had to do it. “Charles Schwab was here a little while ago, one of the great financial people. He said he's been waiting for 40 years for somebody to do what I did over the last month, and if you didn't do it, you wouldn't have a country. It wouldn't be sustainable. “So, I'm honored to have done it. Nothing is over yet, but we have tremendous amount of spirit from other countries, including China. China wants to make a deal. They just don't know how quite to go about it. They're proud people. President Xi is a proud man. I know him very well, and they don't know quite how to go about it, but they'll figure it out. They want to make a deal. “We have many other countries, as you know. Many more than 75. They're all calling, ‘How do we do this?' They all want to make a deal. I did a 90-day pause for the people that didn't retaliate, because I told them, ‘If you retaliate, we're going to double it.'  And that's what I did with China, because they did retaliate.” Indeed, China was the one country which is not getting relief. Trump said he would raise tariffs on imports from China to 125%. TRUMP: “They will be fair deals for everybody, but they weren't fair to the United States. They were sucking us dry, and you can't do that. We have $36 trillion of debt for a reason.  People took advantage of our country, and they ripped us off for decades.” Stocks surge U.S. stock markets surged in response to Trump's 90-day pause on tariffs.  The S&P 500 rose 8.5% yesterday. The Dow Jones Industrial Average was up over 7%, and the Nasdaq Composite surged 11%. Big tech companies led much of the stock market rally. Nvidia stock was up 15%. Tesla was up 17%. And Apple, Amazon, and Meta were up about 10%.  Lowe's closes on Resurrection Sunday Lowe's is closing its stores nationwide for this coming Resurrection Sunday.  The home improvement chain will close its 1,700 locations on April 20 and give its 300,000 employees a paid day off.   Lowe's CEO Marvin Ellison said, “In recognition of our teams' continued hard work, we are pleased to provide a well-deserved day off so they can spend Easter with their loved ones.” It's the sixth year in a row that Lowe's has done this.  Send a thank you note to Marvin Ellison to let him know you appreciate that. Send it to: Marvin Ellison, Lowe's, 1000 Lowe's Blvd, Mooresville, NC 28117. 66% of U.S. adults have made a personal commitment to Jesus And finally, George Barna released its State of the Church 2025 report.  The study found 66% of U.S. adults say they have made a personal commitment to Jesus that is still important in their life today, That's up from 54% in 2021 but similar to what it was 20 years ago. This growth was fueled by young people, especially young men.  Sixty to seventy percent of men from the Gen Z and Millennial cohorts said they have made a personal commitment to follow Jesus that is still important today. However, many who made these commitments don't necessarily identify as Christian, indicating a patchwork of religious beliefs and identities.  Lamentations 3:40-41 reminds us, “Let us search out and examine our ways, and turn back to the LORD; let us lift our hearts and hands to God in Heaven.” Close And that's The Worldview on this Thursday, April 10th, in the year of our Lord 2025. Subscribe for free by Amazon Music or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

President Donald Trump's posts on Truth Social triggered market volatility and raised legal concerns hours before he announced a 90-day pause on tariffs. Trump wrote, "BE COOL! Everything is going to work out well," followed by, "This is a great time to buy!!!" prompting immediate market reactions. Following Trump's posts—but before the China tariff reversal became public—the Dow Jones Industrial Average climbed 8%, the S&P 500 increased 9%, and the Nasdaq Composite surged 12%. Democrats are now raising questions about who profited from these market fluctuations and the legality of Trump's actions. Before addressing reporters, Trump was overheard on a microphone discussing financial gains: "Charles Schwab, he made 2.5 billion today, and he made 900 million." Sen. Chris Murphy described the situation as a potential insider trading scandal. "I have questions about the tariff announcements, who benefited and who made money, because this could be an enormous scam," Murphy said. Learn more about your ad choices. Visit megaphone.fm/adchoices

So, the economy has been going through it over the last couple months — and especially over the last week in particular. That's a plain fact. But it's more than… The post Here We Go Again: Marketing in Another Bizarre Economy (Thinks Out Loud 456) appeared first on Tim Peter & Associates.

(AURN News) — President Donald Trump on Wednesday announced a 90-day pause on tariffs, softening his aggressive trade stance after markets plunged. In a post on his Truth Social account, Trump said he was still raising tariffs on Chinese imports and also authorizing a temporary pause and a reduced 10% reciprocal tariff on other countries. “Based on the lack of respect that China has shown to the World's Markets,” Trump wrote, “I am hereby raising the Tariff charged to by the United States of America to 125%, effective immediately.”  Trump also said he authorized a 90-day pause on tariffs and temporarily lowered the rate to 10 percent after hearing from more than 75 countries and consulting with U.S. agencies. Trump added that the countries had “not, at my strong suggestion, retaliated in any way, shape, or form against the United States.” The announcement followed a steep selloff, but the Dow Jones Industrial Average rebounded 2,000 points Wednesday afternoon after the pause was posted. Learn more about your ad choices. Visit megaphone.fm/adchoices

Nationally syndicated financial columnist and author Terry Savage joins John Williams and the two react in real-time as news breaks of a 90-day pause in most tariffs and a resulting rapid climb in markets, including a gain of over 2,000 points in the Dow Jones Industrial Average in a matter of minutes. Plus, the latest on President Trump’s […]

It's Tuesday, April 8th, A.D. 2025. This is The Worldview in 5 Minutes heard on 125 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson Horrific Muslim persecution of Christians in Sub-Saharan Africa The Gatestone Institute's International Policy Center has released its report on the persecution of Christians in Africa.   The report claims that the West is ignoring the carnage playing out in Sub-Sahara Africa, and that Muslim “Jihadists are murdering, raping, torturing, kidnapping, enslaving, and, in some instances, burning people alive — across Africa, and now in Syria.” The newly-installed Syrian government and the al-Qaeda-affiliated HTS terrorists, are still conducting door-to-door purges, massacring religious minorities in cruel, sadistic ways. Reliable reports indicate they have massacred 7,000 Christians and Alawites, a sect of Islam. And the death toll is still rising. Jihad is spreading in at least twelve African nations. Muslim jihadists beheaded 70 Christians in the Congo in February. Church leaders are targeted, abducted, tortured, and murdered. Christian villages have been burned down. Plus, pastors, priests and lay Christians have been abducted by the Islamist Allied Democratic Forces. More than 16.2 million Christians in Sub-Saharan Africa have been driven from their homes by jihadist violence and conflict. Women and girls are abducted, forced into "marriage," forced to convert to Islam, raped, and subjected to forced labor. Some are forced to act as suicide bombers or human shields at the hands of jihadis. Boko Haram and the Islamic State West African Province regularly attack, abduct, and murder Christians in Cameroon located in Central Africa. Churches have been set on fire and church leaders and seminary students kidnapped. Plus, the report claims that no Christian is safe in Burkina Faso, a country in West Africa.  Hundreds of churches there have been closed. The Muslim-run nation of Libya, in North Africa on the coast of the Mediterranean Sea, countenances widespread slavery, forced labor, and human trafficking. Sharia law is strictly upheld. For a Muslim to convert to Christianity is a crime punishable by death. Any Libyan woman suspected of associating with Christians faces house arrest, sexual assault, forced marriage, or even death. Nigeria remains the worst example of Jihadist murder and mayhem. Tens of thousands of Christians have been murdered and thousands of women and girls have been abducted and subjected to sexual violence. But, do keep in mind what Jesus said in Matthew 16:18. He declared, “On this rock, I will build My church, and the gates of Hades shall not prevail against it.” British Christian nurse in trouble for referring to confused man as man More outrageousness from the United Kingdom. A nurse has lost her job with the National Health Service because she was caught referring to a pedophile transgender person as a “Mister.” Nurse Jennifer Melle, age 40, was fired from her job in Carshalton, Surrey, after having to endure the patient hurling racial slurs at her. She added, “I am devastated to have been suspended. … Despite being the one placed at risk, I am the one being punished. The message I have received is clear: I am expected to tolerate racism, deny biological reality, and suppress my deeply-held Christian beliefs." Appearing on Free Speech Nation, she shared her Biblical convictions. MELLE: “I thank Jesus for giving me the courageous spirit, standing on the Word of God. According to the Word of God, Genesis 1:27 said, ‘God created a male and female.' I just stood by it. I said, ‘Well, I'm a Christian woman, and I love the Lord, and I know beyond male and female is an abomination to the Lord. And I can't do that.'” Represented by the Christian Legal Centre, Andrea Williams, its chief executive, criticized the National Health Service for allegedly focusing on trans ideology instead of protecting its staff from racial and physical abuse. U.S.-China tariff war heats up The tit-for-tat tariff war with China is heating up.   On Friday, China announced a 34% tariff on U.S. imports as an answer to President Trump's 34% reciprocal tariff. Yesterday, the U.S. president announced an additional tariff of 50% effective tomorrow, unless China backs down, reports CBS News. Aboard Air Force One on Sunday night, President Trump did not pull any punches. TRUMP: “When you look at the trade deficit that we have with certain countries, way over a billion [dollars] per country. With China, it's a trillion dollars. And we have to solve our trade deficit with China. We have a trillion dollar trade deficit with China. Hundreds of billions of dollars a year we lose with China. And unless we solve that problem, I'm not going to make a deal. “Now, I'm willing to deal with China, but they have to solve their surplus. We have a tremendous deficit problem with China. They have a surplus of at least a trillion dollars a year. And I want that solved. No other President has taken it on.” New Yorkers need “good moral character” before carrying handgun The U.S. Supreme Court let stand a New York law that requires residents to demonstrate “good moral character” before they are permitted to carry a handgun. The law requires applicants to have “the essential character, temperament and judgement necessary to be entrusted with a weapon and to use it only in a manner that does not endanger oneself or others.” Stocks, Dow Jones, and Nasdaq down U.S. stocks are down over the last week. The Dow Jones Industrial Average dropped 4,000 points, 11% down for the year.   And the tech-heavy Nasdaq Composite was down by about 2,000 points, settling around 15,570 points on Monday evening. The Nasdaq is down 19% on the year, about where it was in November 2021.  Court awards 7,000 sexual abuse victims $4 billion in Los Angeles While the state-controlled foster care system is supposed to protect children, the unaccountable system, made up of sinful men and women, has become the predator. Last week, the courts awarded a record $4 billion against the Los Angeles County's juvenile detention and foster care system. The settlement was the largest of this kind, distributed to 7,000 plaintiffs — victims of unspeakable sexual abuse. L.A. officials have issued concerns that the fine might bankrupt the county.  The rise of America's “assassination culture” The Network of Contagion Research Institute and Rutgers University's Social Perception Lab have issued a report concerned with a rising “assassination culture” in the United States.  Especially troubling is the view that 31% of respondents stated it would be at least somewhat justifiable to murder Elon Musk.  And 38% said it would be at least somewhat justifiable to murder President Donald Trump. Among those who identify left of center, 48% to 55% would justify these assassinations. 22 million watched House of David finale And finally, the producers of the Amazon-released program, House of David, announced over the weekend, that the season finale had achieved #1 on Prime. WatchWonderProject took to Instagram with a message: “All glory to God!” Thus far, the program has brought in 22 million viewers. Of Amazon's new releases in 2025, House of David has taken the top position, holding its own in the top 10 for 38 days. Producer and writer for House of David, Jon Erwin, previously produced Christian films like October Baby, I Can Only Imagine, and American Underdog. The studio has announced a forthcoming Season 2. Let us not forget David's greater Son who reigns today, over all. Luke 1:32 declares, “He will be great and will be called the Son of the Most High. And the Lord God will give to Him the throne of his father David.” Close And that's The Worldview on this Tuesday, April 8th, in the year of our Lord 2025. Subscribe by Amazon Music or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ. Print stories British Prime Minister: Time to focus on Britain British Prime Minister Keir Starmer spoke yesterday, indicating an end to globalization, and a return to nation's focusing in on their own national interests, reports The Independent. He called the present times “a completely new world.”  Former Brazilian president thanked God for Trump's re-election Brazil's previous president Jair Bolsonaro addressed a peaceful protest of 40,000 in Sao Paulo over the weekend, thanking God publicly that Donald Trump was re-elected in the United States, reports Breitbart. Bolsonaro told the crowd, “I have nothing but gratitude for the two years we spent together in our respective presidencies.”

The stock Dow Jones Industrial Average was up as much as 1,400 points this morning and gave it all back plus more.  There appears to be massive amounts of optimism followed by pessimism.  Will this pessimism about the markets and the economy spill over into the real estate prices?  We'll answer that question this afternoon on the Jon Sanchez Show at 3pm

The Rich Zeoli Show- Full Show (04/07/2025): 3:05pm- In response to the Trump Administration's reciprocal tariff, the S&P 500 fell nearly 1% on Monday—and is now down 14% over the last three days of trading. It has lost more than $5 trillion in value since the beginning of last week. Meanwhile, the Dow Jones Industrial Average has declined by more than 20% from its recent high, entering correction territory. 3:30pm- On Monday, President Donald Trump met with Israeli Prime Minister Benjamin Netanyahu in the Oval Office. During the meeting Trump answered numerous questions from the press—many regarding tariffs and the U.S. economy. Netanyahu pledged to eliminate the trade deficit between the U.S. and Israel and reduce tariffs on U.S. imports to 0%. 3:50pm- China has vowed to place an additional 34% tariff on U.S. imported goods—matching the tariffs the Trump Administration announced against Chinese-made products. In a post to Truth Social, Trump warned that if China retaliates, he will impose an additional 50% tariff on their goods effective on April 9th. Trump continued: “Negotiations with other countries, which have also requested meetings, will begin taking place immediately.” 4:00pm- On Monday, President Donald Trump met with Israeli Prime Minister Benjamin Netanyahu in the Oval Office. During the meeting Trump answered numerous questions from the press—many regarding tariffs and the U.S. economy. Netanyahu pledged to eliminate the trade deficit between the U.S. and Israel and reduce tariffs on U.S. imports to 0%. 4:30pm- Bill D'Agostino—Senior Research Analyst at Media Research Center—joins The Rich Zeoli Show to break down some of the best (and worst) clips from corporate media. Chief Justice John Roberts temporarily blocked a district court order demanding the return of a man the Trump Administration sent to an El Salvadorian prison. The deported man was in the U.S. illegally and, according to the administration, is a member of the gang MS-13. D'Agostino points out, however, that corporate media continually has continually referred to the deportee as “a Maryland father”—as if he had been randomly selected for removal! 5:05pm- Phil Kerpen—President of American Commitment—joins The Rich Zeoli Show to discuss the 2017 Trump tax cuts which will expire at the end of the year. Kerpen explains it is urgent the House and Senate agree on language to make those cuts permanent, especially with the economic uncertainty surrounding the Trump Administration's reciprocal tariffs. 5:30pm- While appearing on Fox News Sunday with Shannon Bream, U.S. Attorney General Pam Bondi said there is a “constitutional crisis”—pointing out that “since January 20th, we've had over 170 lawsuits filed against” the Trump Administration. Notably, Chief Justice John Roberts temporarily blocked a district court order demanding the return of a man the Trump Administration sent to an El Salvadorian prison. Meanwhile, New York Attorney General Letitia James told a crowd that she will use the law as a “sword” to go after President Donald Trump. 6:05pm- On Monday, President Donald Trump met with Israeli Prime Minister Benjamin Netanyahu in the Oval Office. During the meeting Trump answered numerous questions from the press—many regarding tariffs and the U.S. economy. Netanyahu pledged to eliminate the trade deficit between the U.S. and Israel and reduce tariffs on U.S. imports to 0%. Similarly, Vietnam has pledged to reduce its tariffs to zero—however, while appearing on CNBC's Squawk Box, White House Trade Advisor Peter Navarro said it was “a small first start” and insisted the nation must also end trade “cheating.” During the interview, Navarro specifically mentioned Chinese products routed through Vietnam to avoid paying additional fees. 6:10pm- In response to the Trump Administration's reciprocal tariffs and the stock market's reaction, Goldman Sachs is now placing the likelihood of a recession at 45%. Treasury Secretary Scott Bessent has do ...

The Rich Zeoli Show- Hour 1: 3:05pm- In response to the Trump Administration's reciprocal tariff, the S&P 500 fell nearly 1% on Monday—and is now down 14% over the last three days of trading. It has lost more than $5 trillion in value since the beginning of last week. Meanwhile, the Dow Jones Industrial Average has declined by more than 20% from its recent high, entering correction territory. 3:30pm- On Monday, President Donald Trump met with Israeli Prime Minister Benjamin Netanyahu in the Oval Office. During the meeting Trump answered numerous questions from the press—many regarding tariffs and the U.S. economy. Netanyahu pledged to eliminate the trade deficit between the U.S. and Israel and reduce tariffs on U.S. imports to 0%. 3:50pm- China has vowed to place an additional 34% tariff on U.S. imported goods—matching the tariffs the Trump Administration announced against Chinese-made products. In a post to Truth Social, Trump warned that if China retaliates, he will impose an additional 50% tariff on their goods effective on April 9th. Trump continued: “Negotiations with other countries, which have also requested meetings, will begin taking place immediately.” Weekday afternoons on Talk Radio 1210 WPHT, Rich Zeoli gives the expert analysis and humorous take that we need in this crazy political climate. Along with Executive Producer Matt DeSantis and Justin Otero, the Zeoli show is the next generation of talk radio and you can be a part of it weekday afternoons 3-7pm.

Michael offers a commentary on what's happening in the financial markets as a result of President Trump enacting reciprocal tariffs on U.S. trading partners around the world. This leads to ask you Today's Poll Question at Smerconish.com: Will the Dow Jones Industrial Average close higher or lower this Friday than it did last Friday (38,314.86)? Listen here to Michael's take, then vote at Smerconish.com, and please leave a rating and review of this podcast! The Daily Poll Question is a thought-provoking query each day at Smerconish.com on a political, social, or other human interest issue. Entirely non-scientific, it always begins a great conversation. Michael talks about it in this podcast each weekday.

Financial markets continued their upheaval today after President Trump has doubled down on his tariffs. The S&P 500 was down 0.8% in late trading, following another volatile day. The Dow Jones Industrial Average was down 563 points, or 1.5%...while the Nasdaq composite was 0.6% lower. This comes as a growing number of Republicans are signing onto bills that would give Congress more power over tariffs. Nebraska Republican Rep. Don Bacon introduced a bill today that would give Congress the authority to approve tariffs. In the Senate, six Republicans have signed onto a companion bill led by Judiciary Chair Chuck Grassley and Commerce Committee Ranking Member Maria Cantwell. That bill has prompted a veto threat from the White House. Meanwhile, House Speaker Mike Johnson is publicly sticking by the tariff strategy Tariffs aren't the only issue dividing Congressional Republicans as the revised 2025 Republican Budget resolution is scheduled to hit the floor this week. This is the same bill that the Senate approved in the early hours of Saturday morning. At least three other Republicans have said they will oppose it on the House floor. That comes despite pressure from a Dear Colleague letter from House Republican leadership on Saturday and a private conference call on Sunday. And Israeli Prime Minister Netanyahu was at the White House today. It's his second visit since January. He stated that his country will eliminate the trade deficit and trade barriers with the US, and that he hopes Israel can serve as a model for other countries to do the same. Learn more about your ad choices. Visit megaphone.fm/adchoices

The U.S. stocks plummeted this morning as investors worried about potential economic devastation from President Donald Trump's tariffs.  The Dow Jones Industrial Average fell 1,200 points, or more than 3 percent, shortly after the open on Monday, and was headed to a third consecutive day of steep falls.  Trillions of dollars have been wiped out in global stock markets since President Trump unveiled sweeping tariffs last week.  MPR News host Angela Davis talks with economic and personal finance experts about how the stock market tumble affects retirement savings and how to manage your money in uncertain days ahead.Guests:Chris Farrell is a senior economics contributor for MPR News and Marketplace.  Kim Miller is a senior program manager for LSS Financial Counseling, a program of Lutheran Social Services of Minnesota. Michelle Singletary is an author and journalist who writes for “The Color of Money,” The Washington Post's personal finance column.   

From North Texas to New York, economists are predicting doom and gloom after the far-reaching “Liberation Day” tariffs announced by President Donald Trump triggered steep declines in global markets. Friday's session capped the stock market's worst stretch since the COVID-19 crisis that began in 2020. The S&P 500 is down more than 10% since trading opened Thursday, while the Nasdaq Composite closed in bear market territory, and the Dow Jones Industrial Average flirted with correction. In other news, a second unvaccinated child has died from measles complications in the West Texas outbreak, Lubbock hospital officials confirmed; Coppell ISD officials want Texas Attorney General Ken Paxton's lawsuit against the district thrown out saying it is “political fodder” against public schools based on a manipulated hidden-video recording; and the Rangers completed a three-game sweep of the Tampa Bay Rays on Sunday. The Rangers hit the road for the week with series in Chicago and Seattle before returning home on the 15th.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's Panic Monday on Wall Street. The Dow Jones Industrial Average has plunged 1,200 points, the S&P 500 is down nearly 4%, and the Nasdaq composite is deep in the red, adding to the worst financial week since COVID-19 rocked the world in 2020. The latest sell-off: blame it on President Donald Trump's new round of tariffs. He's digging in on his trade war and the global economy is reeling. Hong Kong stocks nosedived 13%, the worst day since 1997. In Europe, Germany's DAX dropped more than 10% at the bell and U.S. crude oil prices briefly dipped below $60 a barrel, the lowest since 2021. JPMorgan Chase CEO Jamie Dimon warns the tariffs will slow down growth and fuel inflation. Goldman Sachs says the fallout may already be irreversible, even if Trump backtracks. But Trump's not backing down. On Truth Social, he called tariffs "medicine" and blamed past leaders for allowing this to happen. Markets are shaky, global trust is cracking, and the president is doubling down. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's Friday, April 4th, A.D. 2025. This is The Worldview in 5 Minutes heard on 125 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus Chinese Communists sentence pastor to 5-year prison sentence The Chinese Communists have sentenced Pastor Wan Changchun of Living Stone Reformed House Church to a five-year prison sentence, reports International Christian Concern. The church is located in the city of Bengbu in the Anhui Province in Eastern China, As reported by Bitter Winter Magazine, Pastor Changchun was arrested in April 2023 for alleged fraud connected to the operation of his house church. However, Chinese communist officials often falsely use fraud allegations and charges to accuse, harass, arrest, and ultimately imprison Christians, especially pastors, to attempt to shut down their unregistered house churches. The pastor was one of the house church leaders who signed the statement against the repressive 2017 Regulation on Religious Affairs. The Chinese government has long considered religion an existential threat to the state's authority. Despite the unjust punishment, Pastor Changchun has echoed the words of Peter who said in Acts 5:29, “We must obey God rather than men.” Democrat Sen. Cory Booker's record-breaking speech championed the Left Democratic Senator Cory Booker of New Jersey officially broke the record previously held by the late Republican Senator Strom Thurmond of South Carolina by delivering the longest continuous floor speech in Senate history, reports The Epoch Times. He began his speech at 7:00 p.m. on Monday, March 31st.   Here are some highlights. BOOKER: “I rise with the intention of disrupting the normal business of the United States Senate for as long as I am physically able.” The Senator talked about how liberals, who have believed the lies of the mainstream media, are quaking in their boots about Trump's re-election. BOOKER: “They're writing me letters with words like ‘fear' and ‘terror.' They're talking about staying up at night and not being able to sleep because they don't have a president that comforts them.” Senator Booker took a page from Republican candidate Ronald Reagan, who asked the American people this question in 1979 in his race against Democratic President Jimmy Carter. REAGAN: “Are you better off than you were four years ago?” After only two months into Trump's second term, following four years of Joe Biden, Booker asked this ridiculous question. BOOKER: “I ask you, ‘Are you better off than you were 72 days ago economically?' Prices are up. Stock markets down. The risk of recession is climbing. Consumer confidence is in the gutter.” Like most of the Leftists in the Democratic Party today, Booker played the class warfare card. BOOKER: “We have more billionaires than any other country. Does that speak to the greatness of our nation? No. I think the things that speak to the greatness of a nation is how do we take care of each other?” And, by taking care of each other, he was not referring to the Christian concept of helping one another out of one's own resources, but the idea of redistributing wealth of other people with tax money. BOOKER: “I've had farmers from New Jersey to Texas coming to my office about this president freezing contracts that we approved in a bipartisan manner, putting them in financial crisis. It's not right or left. It's right or wrong. It's not a partisan moment. It's an American moment. It's a moral moment.” Rejecting the premise that Americans can better determine how to spend their own heard-earned money, Booker advocated for at least maintaining the high rate of taxation. BOOKER: “You don't need more tax cuts. And we, as a society, have an obligation to each other.” As of 7:19 p.m. ET on Tuesday, April 1, Booker had spoken for 24 hours and 19 minutes, a minute longer than Strom Thurmond's 1957 filibuster of the Civil Rights Act of 1957. Most filibusters on the Senate floor are motivated by opposition to a proposed bill. In this case, he used his time to object to the entirety of the Trump agenda. Booker finally yielded the floor at 8:05 p.m. on Tuesday, April 1st, with his time on the floor clocking in at a total of 25 hours and 5 minutes. Not only had he stood the whole time, but he never took a restroom break by fasting ahead of time and by dehydrating himself.  Throughout his Senate filibuster, he took some occasional sips of water. Dow Jones drops 1,100 points a day after Trump tariff announcement The three major U.S. stock indexes dropped on the morning of April 3 after President Donald Trump announced sweeping tariffs of 10 percent or higher. The Dow Jones Industrial Average plunging by 1,100 points by noon yesterday, reports The Epoch Times. Aside from the Dow Jones tumbling, the S&P 500 Index dropped by 3.5 percent, and the Nasdaq Composite slid by more than 4.7 percent at about 9:35 a.m. EST. However, advocates of the Trump tariffs believe the economic pain will be momentary, as he uses them as leverage to achieve fair trade long-term. Trump's ban on trans troops halted A three-judge panel on the 9th U.S. Circuit Court of Appeals rejected a request from President Donald Trump's administration to pause a lower court's decision blocking enforcement of a ban on trans-identified military service members, reports The Christian Post.    The Pentagon argued that trans-identified soldiers compromise "military readiness." By denying the administration's request, the appellate court left in place the preliminary injunction issued by U.S. District Judge Benjamin Settle, an appointee of former President George W. Bush, late last month. In essence, the 9th Circuit Court ruling prevented the Trump administration from removing trans-identifying service members. ‘Angel Eye Camera' lets parents of premature babies check-in And finally, 1 in every 10 women in the United States will experience the premature birth of their child. A heroic organization is helping these women keep two eyes on their baby in the Neo Natal Intensive Care Unit, even if they are miles away, reports GoodNewsNetwork.org. Called the AngelEye System, developed by the firm of the same name, it's a camera with a remotely-accessible 24-hour feed that's mounted via a boom arm onto any of the beds or tables an infant may be placed on. It allows the parents, who may not always be able to stay with their child, to keep an eye on them whenever nerves or separation anxiety strike. Thanks to advances in medical science, premature birth is a challenge that can be reliably overcome.  Philadelphia's Lauren Walsh had to face this exact situation when her third baby, John, was born prematurely at 32 weeks, not even weighing two pounds. John required a 61-day stay in the NICU. The AngelEye Camera was a lifeline for his mom and dad who could check up on him at any point by switching the camera feed on from their phones or computers. No doubt, the presence of the AngelEye Camera lowered the parents' anxiety, making it easier to abide by the counsel of 1 Peter 5:7 which says, “Cast all your anxiety on God, because He cares for you." Close And that's The Worldview on this Friday, April 4th, in the year of our Lord 2025. Subscribe by Amazon Music or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

The stock market took another pounding Friday after China retaliated with new tariffs on U.S. goods. This move added fuel to growing fears of a trade war that could trigger a global recession.The Dow Jones Industrial Average dropped more than 1,000 points, falling 2.5%. That's on top of Thursday's 1,679-point loss. The S&P 500 also fell 2.8% on Friday, after shedding nearly 5% the day before. The Nasdaq Composite declined 2.9%, following a 6% drop Thursday.

Today on America in the Morning   Wall Street & Congressional Reaction To Tariffs President Trump is urging for patience from the American people as the Dow Industrial average suffered its worst losses since 2020 in response to the implementation of his sweeping new batch of tariffs on foreign goods. John Stolnis has more from Washington.     World Reaction To Trump Tariffs The world is reacting to President Trump's launched reciprocal tariffs on a number of countries this week. Correspondent Clayton Neville reports some nations are considering retaliatory actions against US trade.     Judge Demands Answers On Deportation Flights A judge is demanding answers about deportation flights to El Salvador. Correspondent Ed Donahue reports the judge is threatening contempt proceedings against the Trump administration.     Hegseth Under The Microscope A Pentagon watchdog is reviewing Defense chief Pete Hegseth's use of Signal to convey Yemen strike plans.  Washington correspondent Sagar Meghani reports.   NSA Firings The director and the number 2 official at the National Security Agency were relieved of their duties. The Trump administration announced that General Timothy Haugh (pronounced hawg), along with his civilian deputy Wendy Noble, were removed.    The Independent Adams New York Mayor Eric Adams, after charges in his federal corruption case were dismissed, says he'll be running for re-election, but not as a Democrat. Correspondent Donna Warder reports.       Tariffs Tank Wall Street On a day when the Dow Jones Industrial Average had its fifth-worst point drop in history, the nation was talking about fallout from the new tariffs announced by President Trump and the worst day on Wall Street since the pandemic in 2020. Washington correspondent Sagar Meghani reports.     Rubio Meets With NATO In Europe, NATO foreign ministers along with Secretary of State Marco Rubio met in Brussels, who offered reassurances about Washington's commitment to the alliance.  Correspondent Naeun Kim reports.    Deadly Weather Deadly weather has wreaked havoc, from flooding rain, to baseball-size hail, to tornadoes which have affected an area from Oklahoma and Arkansas to Illinois and Ohio and left at least 7 people dead. Lisa Dwyer reports.     Reaction To Teen Athlete Killed A Texas community is trying to come to grips with the shocking death of a 17-year-old student athlete who was stabbed to death at a high school track meet, and died in the arms of his twin brother. Correspondent Bob Brown has details.    DOE's New School Order As a condition for receiving federal money, the Trump administration is ordering K-12 schools to certify that they are following federal civil rights laws and ending any diversity, equity, and inclusion practices.     More HHS Cutbacks Federal cutbacks continue to take shape at the Department of Health and Human Services. Correspondent Clayton Neville reports.   Brown Faces Funding Cuts Another Ivy League school is facing the potential loss of government funding grants. The Trump administration intends to block $510 million dollars in federal contracts and grants for Brown University    Finally   In medical news, in what could be a surprising breakthrough, scientists say the shingles vaccine, important for those ages 50 and older, may protect against more than just the shingles. With the details, here's correspondent Donna Warder. Learn more about your ad choices. Visit podcastchoices.com/adchoices

President Trump reported a positive outlook following a significant drop in the stock market, where the Dow Jones Industrial Average fell over 1,600 points due to his tariff announcement. He set a minimum tariff of 10% on numerous imports, including higher rates on specific goods from China and the European Union. Despite the market's negative reaction, Trump indicated this response was anticipated. He used a medical analogy to describe the U.S. economy as a patient needing surgery, suggesting short-term pain would lead to long-term gains. Trump anticipated substantial investments as companies look to manufacture domestically. He reiterated the use of tariffs as a negotiation tool to address perceived unfair advantages held by other countries. He expressed confidence in future economic developments during comments made aboard Air Force One and at a golf tournament in Doral, Florida. Learn more on this news visit us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

Global markets saw sharp swings today in advance of President Trump's tariff announcements that are expected tomorrow. The S&P 500 finished up just over half a percent after being down over 1 percent this morning and after one of its worst losses of the past couple of years last week. The Dow Jones Industrial Average also ended up higher after initially falling. White House press secretary talked about the market response today. Congress is back to work this week in the Senate. Republicans aim to begin drafting their budget plan by Wednesday and are utilizing the reconciliation process to avoid collaborating with Democrats. This comes on the eve of special elections in two states: Wisconsin and Florida… both seen as early referendums on the Trump agenda. Learn more about your ad choices. Visit megaphone.fm/adchoices

You likely have heard of the three primary US stock indices, the Dow Jones Industrial Average, the S&P500 and the Nasdaq, but many people don't have a clear understanding of which they should be following, and when. Nathan discusses the differences between the Big Three, and why each one is uniquely important to the overall market. Also, on our MoneyTalk Moment in Financial History, Nathan and Daniel tell the story of how Clarence Saunders, founder of the Piggly Wiggly grocery chain, attempted to corner the stock market in the early 1900s. Host: Nathan Beauvais CFP®, CIMA®; Guest: Daniel Sowa; Air Date: 3/26/2025; Original Air Date: 9/8/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Gene talks about the first quarter coming to an end and how the DOW Jones Industrial Average is the clear winner year-to-date. Listen more...

The Dow Jones Industrial Average holds on to small gains, while the S&P 500 and Nasdaq stay about flat. Plus: some airlines bounce back after Heathrow flights resume. And Boeing stock rises after scoring a contract to build the Pentagon's next-generation jet fighter. Danny Lewis hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our guest this time, Kane Brolin, will quickly and gladly tell you that as a blind person born in Iowa in 1965 he was mightily blessed to be born in that state as it had the best programs for blind people in the nation. Kane was born prematurely and, because of being given too much oxygen he became blind due to a condition known as retinopathy O. Prematurity. In fact I am blind due to the same circumstance. As it turns out, Kane and I share a great many life experiences especially because of the attitudes of our parents who all thought we could do whatever we put our minds to doing. Kane attended public school and then went to Iowa State University. He wanted to be a DJ and had a bit of an opportunity to live his dream. However, jobs were scarce and eventually he decided to go back to school at Northwestern University in Illinois. He formed his own financial and investment company which has been in business since 2002. He is a certified financial planner and has earned the Chartered Special Needs Consultant® designation.   We talk quite a bit about financial matters and he gives some sage advice about what people may realize are good investment ideas. He talks about investing in the stock market and urges investing for the long term. I leave it to him to discuss this in more depth.   Kane is quite committed to “pay it forward” insofar as dealing with blind people is concerned. He is currently the president of the National Federation of the Blind of Indiana. He also serves as a member of the Board of Directors for Penny Forward, Inc., a not-for-profit founded and run by blind people which strives to build a diverse and aspirationally-focused community of blind people who help one another achieve financial fitness, gainful employment, and overall fulfilment in life.   I find Kane quite inspirational and I hope you will do so as well. He has much to offer and he provided many good life lessons not only about financial matters, but also about blindness and blind people.       About the Guest:   Born in 1965, Kane Brolin spent his formative years in the state of Iowa and later went on to earn a Master's degree from the JL Kellogg School of Management at Northwestern University in Evanston, Illinois, which is near Chicago.  Since the year 2002, he has owned and operated a financial planning and investment management business based in Mishawaka, Indiana, located not far from The University of Notre Dame.  Over the years, he has become a CERTIFIED FINANCIAL PLANNER™ Professional and has earned the Chartered Special Needs Consultant® designation.  When doing business with his clients, securities and Advisory Services are offered through Commonwealth Financial Network, a Registered Investment Advisor which is a Member of FINRA and SIPC,.   Having been totally blind for all his life, Kane feels indebted to many people who selflessly gave of their time, talent, and resources to help him acquire the education, skills, and confidence that enable him to lead a busy and productive life in service to others.  Many of those who made the biggest impact when Kane was growing up, also happened to be members of the National Federation of the Blind.  So after getting established on his current career path, he increasingly felt the impulse to give back to the organized blind movement which had served his needs from an early age.   Kane co-founded the Michiana Chapter in the National Federation of the Blind in 2012 and subsequently was elected to serve a two-year term as president of the Indiana State Affiliate of the NFB in October, 2022.  He is thankful for the early introduction of Braille, as well as for the consistent drumbeat from parents, peers, and professors which set and reinforced continuously high expectations.     In addition to his work with the NFB, Kane serves as a member of the Board of Directors for Penny Forward, Inc., a not-for-profit founded and run by blind people which strives to build a diverse and aspirationally-focused community of blind people who help one another achieve financial fitness, gainful employment, and overall fulfilment in life.   Kane lives in Mishawaka with Danika, his wife of 27 years, and their four children.  Kane and Danika were active foster parents for 11 years.  The Brolin family have been committed to numerous civic organizations; they and their family are active in their place of worship.  Giving back to the world is a continuously high priority.  They endeavor to teach their children by example, and they impart to them the wisdom of Dr. Martin Luther King Jr.: “You can all be great, because you can all serve.”   Ways to connect with Rob:   BrolinWealth.com LinkedIn public profile nfb-in.org pennyforward.com   About the Host:   Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/   https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset .   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.       Transcription Notes:   Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:20 Hi, everyone. I am your host, Michael Hingson, or you can call me Mike. It's okay. And this is unstoppable mindset where inclusion, diversity in the unexpected. Meet today. We're going to do a little bit of all. We're inclusive because my guest Kane Brolin, or if you're from Sweden, it's Brolin, and it's pronounced Brolin, not Brolin, but Kane bralin, or broline, is in Indiana, and Kane also happens to be blind, and has been blind his entire life. We'll get into that. He is very much involved in investing and dealing with money matters that I'm interested to get a chance to really chat about it's always fun to talk to people about how they're helping people with finances and money and getting insights. And I'm sure that he has some to to offer. So we'll get to that. Kane also happens to be the president of the National Federation of the Blind of Indiana, and so that keeps him busy, so he deals with money, and he's a politician to boot. So what else can you ask for? I pick on Kane by doing that, but nevertheless, Kane, welcome to unstoppable mindset. We're glad you're here. Thank   Kane Brolin ** 02:34 you. And there are there are times when the politics and the money issues can be a dream. There are other times it can be an absolute nightmare, either one, either one or both and and the thing that ties those together in common ground is that I walk in in the morning, and sometimes they have no idea what I'm about to walk into. So it does make for an adventure. Well,   Michael Hingson ** 02:57 the Fed has lowered interest rates. What do you think about that?   Kane Brolin ** 03:01 Well, there is some ramification for what happens in the consumer marketplace. The main thing that I've been hearing today is that even with those lowering of short term interest rates, you're seeing some long term interest rates go down the mortgage rates, especially, and those two are not necessarily always related. You don't always see the long term interest rates that the market determines through supply and demand. They don't always go in sync with the short term baseline rate that the Federal Reserve banking system sets, but in this particular case, they are, and what I've been reading this morning is that that may be at least good news in the short run for consumers, because they'll be paying Lower interest for new mortgages and also perhaps lower credit card rates or credit card payments. Of course, the downside is that if one invests and is lending money instead of borrowing it, that means sometimes lower rates of income that you can get from things like a certificate of deposit or an annuity. So there's always two sides of the same coin, and then it depends on which side you happen to be looking at. At the moment, right now, the market seems to like this convergence of interest rate activities, and the stock market has generally been up today. So by the time people hear this, that won't matter because it's a whole different day, but, but right now, the early returns coming in are pretty good for the the common human being out there trying to just manage their money.   Michael Hingson ** 04:54 Well, that's not really surprising, in a sense, because rates have been high for a while. Yeah, and things have been tough. So it's not surprising that people have made, and I would put it this way, to a degree, the marketing decision to respond favorably to the rates going down, and I know there's been a lot of pressure for the thread to lower its rate, and so they did. And I think that a lot of different entities kind of had to respond in a reasonably positive way, because they kept saying that it's time that the rates go down. So they had to respond. So we'll see how it it all goes. I   Kane Brolin ** 05:33 think, you know, and there's an issue I think that's salient to people with disabilities, blind people, included, if it's less expensive for the consumer to borrow money, it should follow that in the coming weeks, it should be less expensive for businesses to borrow money if they need some, and they may be more inclined to open up more jobs to people or to not shrink the jobs or The hiring that they have done by laying people off so and that's what I was just about. No one is a recession, and so it may mean that there are openings, there's room in the job market for more of us, because the thing I'm most passionate about in this whole game of helping blind people is getting us access to money and getting us access to gainful permanent work.   Michael Hingson ** 06:24 And that's what I was actually going to going to talk about, or not talk about a long time, but, but mention was that the real test will be how it affects the job market and the unemployment rate and so on. And I hope that that that will go down. I know it's been sort of ticking up a little bit, although in reality, of course, for persons with disabilities, the unemployment rate is a whole lot higher than around 4% so it'll be interesting to see how all that goes all the way around. But even just the national unemployment rate, I would hope that if that has been an excuse because the rates have been high, that now we'll see that start to drop, and, you know, so we'll see. But I think it's a it's going to be one of those waiting games to see how the world responds. Of course, we have a whole political thing going on with the election and I'm sure that some people on the political side like the the drop better than people on the other side do, but again, we'll see how it all goes. So it's it makes life fun. Well, tell me a little bit about you, if you would, sort of maybe the early cane growing up and all that sort of stuff. You were born, according to your bio, back in 1965 so I was 15 at the time, so I remember the year. So you've, you've been around a little while, though, however, so tell us a little bit about the early cane.   Kane Brolin ** 07:54 Yeah, I don't remember too many years, or any years, really, prior to about maybe 1971 or 72 with any degree of real clarity. You know, I would say that my early years were a mixed bag, but in the main they were good, of course, being immediately confronted with rLf, or retinopathy of prematurity, as they call it these days, and being blind from the very beginning, most people would probably out there consider it a tragedy. But if I if I knew that it was my fate to be a blind person, which I suppose it is, then I won the lottery as being a blind person, I think. And that might be a controversial statement, but the truth is that there is no place in the United States, and probably no place in the world that would have been better for me to grow up in in the late 1960s and 1970s than in Iowa, because now there was, there was no other blindness in my family. It's not hereditary. My parents had no idea how to deal with it in the very beginning.   Michael Hingson ** 09:12 Were you born prematurely? I was, yeah, which is why I weigh you have that   Kane Brolin ** 09:16 something like two pounds, 10 ounces at birth. So there is a part of me that realizes that I am very fortunate to be alive, and I'm very fortunate that my brain has functioned pretty well for most of my life. You can't always count on that either, you know, and when you get when you get older, my my father was a very bright person, and yet he lived during the last 10 years of his life, he struggled with dementia and some other problems so but I can say that I've had a good run so far, and you know what they what they didn't know. At least my parents and others in my family knew what they didn't know. And I. But when you don't know what you don't know, you flounder and and settle for almost anything, including fear. But when you know what you don't know, then you understand you need to research things. And I happened to be in a state that had been graced by the presence of Dr Kenneth Jernigan, principally. And of course, other people that I had no idea who they were at that time. You know, folks like James gaschell and James on VIG right, and and others. I think Joanne Wilson came out of that mix. I didn't know her either, but I've read about all these people in the past, but, but first and foremost, my parents found out that Dr Jernigan was number one, very brilliant. Number two did not settle for low expectations. And number three had the advantage of being both the head of the Iowa Commission for the Blind, which was a state sanctioned Agency, and the National Federation of the Blind, which is, or, you know, has been for most of the last 84 years, the leading advocacy organization and civil rights organization of the Blind in in the United States. Now, I'm not here to make a political point about that, but in Iowa, they were definitely more well known than anyone was, and because he could pull strings which influence things like educational budgets, and he also had very much a civil rights mindset and an aggressive mindset of going forward and breaking down barriers, this is a rare combo platter of traits and possibilities that I very much benefited from. And when I say that, I mean that from the very beginning, at five or six years old, I had Braille. I didn't have Braille in the beginning, but, but my parents did and and my dad actually knew enough about it to construct a set of blocks with print lettering on one side, Braille on the other side. And so not only did I have a really good teacher in my first couple of years of public school education named Doris Willoughby, some may be familiar with her. I know Doris will rip she has passed on in the past couple years, but she made a great impact in in my life, and a very deep impact in others lives too. But because of her influence and like minded people, I had access to books. I had access to mostly mainstreamed integrated education, where I was in the classroom with other sighted students, except for certain parts of certain days, you know, I had access to a great big wall mounted tactile map that was like a puzzle. And I understand Dr Jernigan designed that one too, where I could actually feel and take apart the states of the Union. And so I could tell where Oklahoma was, where Massachusetts was, where Indiana is. I could tell the shapes of the various states. I thought it was kind of curious that California, where you are from, Michael, is shaped very much like a banana, or at least that's what occurred to me at that time. I had recorded books. I had talking books. And you know, while there are things I did not get out of a mainstream public education that I kind of wish I had gotten out of it, from a social standpoint, from an athletic standpoint, the academics were on point, and I had access to resources, and I kind of just was living in a in a dream world, in a way, because even through my college days, I thought, Well, gee, it's great that we have all this now. Why is there all this blind civil rights stuff going on now? Because this was solved from the beginning of my childhood. Little did I realize that that is not the case in most other parts of the country or the world, but I got what I needed to at least have a shot on goal at success, and I'm very grateful for that, and it's one of the reasons that I have chosen to dedicate a portion of my life, during my prime working years, even to the National Federation of the Blind, because I want to pay this forward and help out some people that may not have had all the advantages that I had, even, even in the bygone days that I was growing up,   Michael Hingson ** 14:23 sure? So tell me, because I went through some of the same experiences you did in terms of being born premature and becoming blind due to rLf, which stands for retro enteral fibroplasia. And if people want to know how to spell that, they can go by thunder dog, the story of a blind man, his guide dog, and the triumph of trust at ground zero. And you can learn how to spell it there, because I don't remember how to spell it. We put it in the book, but that's what I remember. But so when you be when it was discovered that you were blind, how did your parents handle that? What did they say? Right? What did the doctors say to them? Because my experience was and, you know, of course, I didn't know it at the time, but my parents told me later that the doctor said, send him off to a home because he could never amount to anything, because no blind child could ever contribute to society. What was, if, from your understanding from your parents, what was what happened to you? If any   Kane Brolin ** 15:21 doctor ever said that to them? They never told me about it. What I what I do know is that there is an eye doctor that was a part of their lives, who I saw a couple of times, probably in my childhood, who was a a female optometrist or maybe an ophthalmologist in the area, and they really had a lot of respect for her. I never felt marginalized or dismissed. Yeah, as a part of my childhood, part of it is that I don't think my parents would have tolerated that, and my   Michael Hingson ** 15:55 parents didn't, either my parents and my parents didn't either they said, No, you're wrong. He can grow up to do whatever he wants, and we're going we're going to give him that opportunity. And they brought me up that way, which is, of course, part of what led to my psyche being what it is. And I too, believe in paying it forward and doing work to try to educate people about blindness and so on, and supporting and and I've been involved with the National Federation of the Blind since 1972 so it's been a while. Yeah, I would say,   Kane Brolin ** 16:27 I know I remember. I have a very, very fuzzy memory of being four, maybe five years old, and I know that they considered putting me into the Iowa Braille and sight saving School, which was a school for the blind in Iowa no longer exists, by the way, but they did consider it and decided against it. I don't think they wanted me to just go off to boarding school I was five. I know that that does work for some people, and I know that in later years, I've read that in some cases, even Dr Jernigan believed that schools for the blind were better, especially in places where there wasn't a truly sincere effort by public school systems to integrate and set high expectations for blind students. Well,   Michael Hingson ** 17:13 of course, here in California, for example, in the 50s and so on, as the California School for the Blind we had and and earlier, Dr Newell Perry, among others, who was a blind mathematician. Of course, Dr tembrech was was out here, and there were values and reasons why the schools could make a difference. My parents were pushed really hard by my elementary school principal to send me off to that school, and I actually remember hearing shouting matches between them, because parents said ah and and I didn't go to the school. I don't know what it was like by the time we moved out here and we were putting me in kindergarten, first and second grade. So like in 5657 I'm not sure what the school was like, but my parents didn't want me to not have a real home environment. So, you know,   Kane Brolin ** 18:12 yeah, and so, you know, I remember my childhood is, well, it wasn't like everybody else's childhood. One of the the issues happened to be that my the neighborhood that my family lived in, did not have a lot of kids in it that were my age for most of the time I was there, the schools in the early to mid 70s at least that admitted blind students in the town that I grew up in, which was Cedar Rapids, Iowa, there was only one set of schools on the opposite side of town where they were sending blind kids for those resources. Now that later changed and the decision was made. I guess I made the decision to stay out there. So one of the differences was that I was bussed from the southeast side of town to the southwest side of town. So there were kids I got to know through school, but I didn't have any kind of social life with most of them, with a couple different exceptions, through my childhood. So it was a lot of academics, it wasn't a lot of play time, right? That certainly informed how I grew up, and it's made me a little bit struggle to understand and and be a really sensitive, playful, patient type parent, because my my kids and I'll, we'll go there when we get there, but my, my children, I have four, they're all still in home right now, are very normal kind of rambunctious kids that enjoy and struggle with the same things that any other kids do. They are all sighted, but, but my parents were. Was pretty strict. They set high expectations, but some of that was high expectations for behavior as well. So I really wasn't ramming around and causing trouble and getting into mischief and, you know, getting on my bike and riding for miles outside the way kids did in the 70s. So there there were limitations in my childhood, but, but, you know, my parents, too, expected me to utilize and to have the resources that would lead me to be anything I wanted to be. And I honestly think that if I had said, I want to be the President of the United States, they would not have ruled it out. Now, the only thing I've really been president of is several different civic organizations and the Indiana branch of the NFB. You know, that's something not everyone does. I've interviewed a governor before when I was a journalism student. That was fun, and I've met congress people, but they did not set the limitations. You know, sometimes maybe I did, but but they didn't. And so I'm really grateful for that, that as long as I knew what I wanted, they made sure that I had the tools and access to whatever training they knew about that could help me to   Michael Hingson ** 21:18 get there. So you you went through school. And I think our our younger lives were fairly similar, because I also, when I went into fourth grade, and we finally had a resource teacher in the area, I was bused to the other side of town for that. And all of that kind of came together when I started high school, because everyone in Palmdale went to the same high school, so anyone I knew prior to going across town, I got to know again, and still knew as as friends growing up, but we all went to high school together. But you know, I hear exactly what you're saying, and my parents did not impose limitations either, and I'm very blessed for that. But you went through school and then you went to college. Tell me about college.   Kane Brolin ** 22:19 It was a fun experience. Glad that I went through it. I attended Iowa State University for my bachelor's degree. I know that you've never, ever heard this before, but I really dreamed about being a radio personality. And I say that sarcastically. It's what I wanted to be, because I had a cousin that was in the business. But of course, since then, as I've gotten more into blind blindness culture and met many other people that I never knew growing up, I know that that the media and especially radio as a gift, is really fascinating to many of us, and a lot of us have had rotations in different parts of that, especially with the advent of the internet, but this was back during the 70s and 80s, and what I wanted to be at first was a DJ. Used to pretend to be one at home all the time and then, but I also knew where the library was, and I developed a great love of books and information and data. To some degree, I wasn't really a math guy, more of a word guy, but I then developed a deep interest in journalism and investigation and research, and so by the middle to late 80s, what I wanted to be was, let's just call it the next Peter Jennings, if one can remember who that is, right. And I'm sure that there are probably, you know, facsimiles of him today,   Michael Hingson ** 23:50 but it's hard to be a facsimile of Peter Jennings. But yeah, he really is,   Kane Brolin ** 23:55 and that he was great and but you know the disadvantage, the advantage and the disadvantage of going to Iowa State University. I Why did I go there? Because any of my few relatives that had gone to college, including my dad, had had gone there. My dad was very loyal to his alma mater, and he told both myself and my sister, who is a very different person and not blind at all. If it was good enough for me, it's good enough for you, and if you want me to pay for it, here's where you're going to go. Now, Iowa State is mostly an engineering and agricultural school. It's a land grant institution. And I know that land grant institutions are a little controversial in today's climate where there is more of an emphasis on diversity, equity, inclusion and making up for some past societal wrongs, but these are deeply respected institutions that mainly turned out people that ended up well, doing things like building. Bridges and being mechanical engineers and developing new seed corn hybrids and things of this nature. It did have a telecommunicative arts program, and I was in it, but there were very few of us in it, and I did get a chance to get my hands on the equipment. I was a broadcaster, first on a student radio station at Iowa State called K usr. Then I actually did work for pay, sort of for a number of years for w, O I am and FM, which were flagship stations of what we would now call the the NPR network. You know, these were around since the 20s, and I actually did work for them. I was on air a little bit. I ran the control board a lot, and I worked for those two stations on a part time basis, probably about a three quarter time basis, for several years after leaving college, and it was really a student job, but I had trouble finding any other more meaningful work in the industry. What I gradually came to find out is that I loved radio, but radio really didn't love me, and I wasn't really thinking strategically. At that time, I graduated in 1988 it is that very same year that a little known figure from Kansas City named Rush Limbaugh hit the American airwaves like a ton of bricks. And because of him and some other people like him, all of a sudden, local stations realized that they could drop their news and information programming, stop hiring so many people, and because Mr. Limbaugh was as popular as he was, they could basically run a lot of satellite based programming, have somebody sort of halfway monitor the board and hire somebody else to program computer systems that would put automated commercial breaks on and things like this, and they wouldn't really have to produce local content. We also saw the elimination of the equal time standard and the Fairness Doctrine, which required local stations to put on a variety of viewpoints and air programming every week that was in the public interest, that didn't necessarily have commercial value. And so the things I wanted to do became a lot harder to do, because by the time I was ready to get hired to do them, not a lot of radio stations were hiring people to do it, even in the even in the television world, and so strategically, I was buying into a sinking market, and That wasn't a great place to be at that time. And so with some reluctance, after a lot of fruitless job searching, I chose another path, not necessarily knowing where that path would lead. And so the last time I ever got paid to run a shift for a radio station was in late June of 1993 I've been a guest on a couple of different shows and some podcasts like this one. I greatly enjoy it. I've even thought about doing some internet broadcasting. I don't have the time, really to do that now, but, but, and I miss it, but I have found out there are ways of diverting the skill sets I have to another path.   Michael Hingson ** 28:25 And what path did you choose?   Kane Brolin ** 28:28 Initially, the path I chose was graduate school. I was fortunate enough to have gotten good enough grades that I was able to get approved by a number of different business schools. You know, the first path I really wanted to do is be a Foreign Service Officer for the diplomatic corps. I applied for the US Department of State. And I had some hopes in doing that, because around 1990 a gentleman named Rami Rabbi. You may know him, I do did became the first blind person ever to be a Foreign Service Officer. Now, he had advantages. He had traveled the world. I had traveled to Mexico and Costa Rica, and I spoke Spanish, and I was pretty fluent, but he was a little bit more qualified in different ways that they were looking for. So I wanted some international experience. I applied for the Peace Corps, and I had no real shot at that. What they were looking for was something very different from what I was then. But I did apply to the Foreign Service, and I made it almost all the way down the hiring process. I made the final 3% cut among the class they were looking at in 1990 and 91 I went to Virginia to, I think Alexandria and I sat for the last round of interviews and simulations that they did. Unfortunately, I was in the top 3% and they wanted the top 1% so I had a really fun few days out there at the government's expense. But I also found that I was not going to be hired to be the second blind. Foreign Service officer. I later found out that Mr. Robbie had to actually file a lawsuit and win that lawsuit to get his opportunity. So I know that the system were not exactly bought in to blame people doing this on a regular basis. I know there's others that have gotten there since that, and I've met one of them, but but that that wasn't for me, but they also said what I really needed was more management experience. I'd never done anything in management, so I decided to go to management school or business school as graduate school. I got accepted by a few different places. I chose Northwestern University in Chicago. My sister had gone through that program. I guess that's maybe one of the reasons I selected that one. I could have gone to a couple of others that also had accepted me, and sometimes I wonder what would have happened had I done that. But I did spend two years in Chicago land met some of the most impressive people that I've ever met in my life. Figured out train systems and pace bus systems, and went all over the place and had friends in the city, not just in the school. I made the most of that time, and that's what I did from 1993 to 1995 unfortunately, I found out you can get a an MBA or a master of management, but they still, still weren't hiring a lot of blind people out there. And so while my associates were getting jobs at McKinsey and Company, and Booz Allen Hamilton, as it was known at that time, and they were working for Bank of America, doing all kinds of interesting things and and also brand management companies like disco and Kellogg and all that. I got all of one job offer coming out of one of the top 5b schools in the country, and I took that job offer, which led me to Midland, Michigan, where I knew nobody at that time, but I spent about three and a half years doing various types of business research for the Dow Chemical Company, and that did not last as a career, but I got a chance to make the first real money I had ever earned. At that time through another connection that wasn't related to Dow, I happened to meet the woman that I eventually married and am with now, and have had four kids with, and so that was a whole different kettle of fish. But at the end of 98 I was downsized, along with several others in my department, and we decided at that time that entrepreneurship was probably not a bad way to go, or, you know, something that wasn't just strictly speaking corporate. In 2000 I landed in the South Bend, Indiana area, which is where she is from. I had never lived here before. This is where I am now. And while struggling to find a place here, I realized that I could get hired on as what is called a financial advisor. I had no idea what that was. Well, you know, with a business degree, I could probably be a credible hire as a financial advisor. Little did I know that that involved tele sales. In the very beginning, never thought I was a salesperson either. Since then, I have found out that I have more selling ability than I had ever thought that I might and that that is an honorable profession if you're convincing people to do what is right for themselves. And so I've found that over the years, being what I am enables me to, well, in a way, keep my own hours. We've chosen the small business, sort of independent contracting route, rather than the employee channel, working for a bank or for somebody else's brokerage. I get to be a researcher, I get to be a public speaker now and then, and I get to help people problem solve, which is something I would not have had a chance to do on the radio. And when someone comes up to you, as a few people have and have, said, you know, thank you for making it possible for me to retire and to do what I want to do, and to spend time with grandkids and to live where I want to live. You know, that's a that's definitely a hit. That's a great feeling to have someone say, Thank you for helping me to do and to be what I didn't know I could do or be. So   Michael Hingson ** 34:38 investing isn't what you had originally planned to do with your life. So I can't say that it was necessarily a lifelong goal from the beginning, but you evolved into it, and it seems to be going pretty well for you.   Kane Brolin ** 34:51 Well, yeah, I think it has. It's investing means different things to different. People, to some clients, the goal is, I just don't want to lose money. Please put me in something that earns a little bit, but I don't want the chance for anything I'm in to go down for others. What investing means is, I want to be more aggressive. I want to build what I have. What do you think about this or that opportunity? What stock should I be in? Because I really want to grab onto an opportunity and seize the day and have as much as I can have at the end of the day. And you know, For still others, it means, it means giving. It means building something up so I can pass it along, either to a charity, to the kids, to the grandkids, to to my religious institution of choice, whatever that is. So I find that investing is not just investing, the the at the root, at the heart of investing, the heartbeat of it, is really the people that I serve. And you know, I was told early on, hey, you don't have a practice. All you're doing is practicing, unless you have people to be in front of. And so in my mind, you know, and I'm not that much of a quantitative guy. I'm I'm not the person out there working as an actuary for Symmetra Life Insurance Company figuring out how much money has to go in and how much it must earn to be able to give 50,000 people the payouts they want from an annuity till the end of their projected lifespans. That's that's not where I am. I'm not designing a mutual fund that's more like what a certified financial analyst would be. I am a Certified Financial Planner practitioner, and what a CFP does is takes numbers that you see and translates those into action steps that I can explain in plain English terms to a client I'm in front of that can give that individual person, family or small business the kinds of outcomes that they want. So I'm on the retail end of the food chain, and my job is to try to take the numbers that others are generating and boil that down into something that is digestible to the common man and woman, that allows them to, we hope, live the way they want. So   Michael Hingson ** 37:29 I gather from listening to you though, that you enjoy what you do.   Kane Brolin ** 37:36 I do particularly when it works.   Michael Hingson ** 37:39 Well, there's times.   Kane Brolin ** 37:40 There are times it gets a little tricky. 2001 2002 I know that you had a very personal experience that vaulted you, Michael, into this, into the realm of the famous, or the Almost Famous, on 911 I remember what 911 was like as a very small time retail investment person working out of a field office. I was somebody's employee at that point. I was working for American Express financial advisors, and I remember my life was never in danger in 911 but there were a lot of clients that thought their money and their data were in danger, and then the country that the country itself, might even be in danger. And so I morphed during that week from being a telemarketing person trying to set appointments with people I'd never met to being a person who was trying to dole out comfort and a feeling of security and solace to people I had met who the few that I was managing their accounts at that time, calling them and saying, You know what, your money and your data are safe. I'm here. The company that you have your stuff invested with is based in Minneapolis. It's not based in the Twin Towers, the markets are shut down. There will be volatility, but you're not crashing today, just so   Michael Hingson ** 39:08 the other the other side of it, the other side of that, was that during that week after September 11, there were a lot of people who were working and moving, literally Heaven and Earth, if you will, to bring Wall Street back. And I know I'm working with some of those companies and providing them with the backup equipment, or not so much at the time, backup equipment, but the equipment that would be able to read existing tape backups and put that back on computers. And I know, I think it was Morgan Stanley had found an office space sometime during the week after September 11. Then, as they describe it, it was the building with a floor the size of a foot. Football field, and they scrounged and scavenged and got their providers of equipment, like IBM to provide them with computers, even taking them from IBM employees desks to provide enough equipment to be able to set up what was the equivalent to the trading floor that had been in the world trade center that was destroyed on September 11, and literally from Friday afternoon that would have been the 14th to the 16th in 36 hours. They not only reconstructed physically what the trading floor was but because of what we provided them with, they were able to completely reconstruct what everything looked like on their computers. So when Wall Street reopened on the 17th, everything was like it was when everything shut down on the 11th now, I think there's some blessings to the fact that the towers were struck before Wall Street opened. I don't know how much easier that made it maybe some, but the reality is that data is backed up regularly, so they would have been able to to survive, but the fact that the markets hadn't opened in the US certainly had to help. But by Monday, the 17th, they brought Wall Street back, just as if nothing had happened. It was a monumental feat to be able to do that. That is a story   Kane Brolin ** 41:37 that I would love to read, because I've never heard that story before, and that makes me feel very unintelligent. Michael, you know, I can't even imagine the logistics and the people and just even the imagination that it would take to reconstruct that. I'm sure it was 1000s. I'm sure it was 1000s of people. And I'm sure that probably that's something that somebody had thought about even before the 911 incident happened. I don't think that was invented out of whole cloth on Friday the 14th, but that's a story that would be a very captivating book, and if no one's written it, then, gosh, would that be a fun thing to research and write.   Michael Hingson ** 42:21 Well, you know, the reality is, the SEC required that all data from financial institutions had to be backed up and kept available off site for seven years. So first of all, the data was all around and that's why I think it was an especially great blessing that the markets hadn't opened, because all the backups from the previous night, and probably from all the not only the futures, but the sales from foreign markets, were pretty much all backed up as well. So everything was backed up. That, of course, was the real key, because getting the hardware, yes, that was a logistical nightmare that they were able to address, getting the computers, getting everything where they needed it. Then companies like ours providing them with the wherewithal to be able to pull the data from the tapes and put it back onto the computers. It had to be quite a feat, but it all worked. And when Wall Street opened, it opened as if nothing had happened, even though some of the the offices were now in completely different places across the river. But it all worked, incredible. Yeah, I was, it was, it was pretty amazing. I knew people from the firms. And of course, we helped them by providing them with equipment. But at the same time, hearing about the story later was was really quite amazing, and and they did a wonderful job to bring all that back. So it was pretty, pretty amazing that that all that occurred. So that was pretty cool all the way. And   Kane Brolin ** 44:00 of course, the other struggle was in 2007 2008 I remember when I would be sitting at my desk and I'm not a day trader, I'm, I'm, I'm a long term investor. That's what most of my clients want. I'm not in there, you know, trading, trading daily options. I'm not doing inverse leveraged products that have to be bought in the morning and then sold in the afternoon under most cases. But I remember sitting at my desk in 2008 when the great recession was going on with the financial crisis happened and and when banks and huge investment banks, brokerage institutions were, in some cases, completely failing, that's a whole other story that was chronicled in books like The Big Short as an example, but I remember sitting at my desk and timing it and watching in a five minute period of time. As the Dow Jones Industrial Average, which was back in in those days, was, was what maybe 6000 or so as a benchmark. It was going up and down by a margin of error of 800 points in five minutes, it would be 400 up one minute, and then 400 down from that level. In other words, an 800 point swing within a five minute period of time. There was one day I went to take a test, because I have continuing education on a pretty regular basis, had to go to a testing center and take a test that lasted maybe three hours. I got back, and I think the market for at least the Dow Jones had dropped by 800 points during the time that I was in the testing center. And that gives you some stomach acid when that sort of thing happens, because even though it it's, you know, things always bounce back, and they always bounce up and down. Clients call and they say, oh my gosh, what happens if I lose it all? Because people really think that they could lose it all. Now, if you're in a mutual fund with 100 different positions, it's very unlikely, right? All of those positions go to zero. What I found out is that when people's money is concerned, it's emotional. Yeah, it's all rational. They're not looking at the empirical data. They're thinking fight or flight, and they really are concerned with what in the world am I going to do if I go to zero? And   Michael Hingson ** 46:38 it's so hard to get people to understand, if you're going to invest in the market, it has to be a long term approach, because if you don't do that, you can, you can disappoint yourself, but the reality is, over the long term, you're going to be okay. And you know now, today, once again, we're seeing the evidence of that with what the Fed did yesterday, lowering by a half a point, and how that's going to affect everything. But even over the last five or six years, so many people have been worried about inflation and worried about so many things, because some of our politicians have just tried to scare us rather than dealing with reality. But the fact of the matter is that it all will work out if we're patient and and allow things to to work. And what we need to do is to try to make wise decisions to minimize, perhaps our risk. But still, things will work out.   Kane Brolin ** 47:43 Yeah, I remember, I think, the Dow Jones Industrial Average, which is what always used to get quoted, at least on the radio and the television. It was somewhere in the somewhere in the 11,000 range, before the 2008 debacle. And it fell to, I think, 6400 right was the low that it reached. Now it's over 41,000   Michael Hingson ** 48:11 closed up above 42 yesterday. I'm not   Kane Brolin ** 48:13 sure it very well may have so you know when you when you really think about it, if you just stayed in and it's more complicated than that. One of course people have with the market is that when the market crashes, they also may need to get their money out for different, unrelated reasons. What if I lost my job as a result of the market crashing? Right? What if? What if there is a need that I have to fulfill and that money has to come out for me to make a house payment. You don't know that. And so that's the unfortunate part, is that a lot of the academic missions don't take into account the real human factor of real people that need to use their money. But if you could stand to hang on and leave it in, it would be worth you know, what would that be like six or seven times more than it was in 2008 but that's not what what clients often do. They they often want to sell out of fear when things are down, and then wait too long to buy back in when the elevator has already made its way quite a ways up, right?   Michael Hingson ** 49:25 I remember once, and I don't remember what the cause was, but Rolls Royce dropped to $3 a share. And there were some people saying, this is the time to buy. It is it's not going to go away. And those who did have done pretty well. Bank   Kane Brolin ** 49:44 of America was $3 a share for quite some time. It was, it was technically a penny stock. This is Bank of America, you know, one of the leading financial institutions in the in the country, which, incidentally, has a very interesting. History. It wasn't born in New York, it was born in the south, right? But, yeah, if you only knew what those trough opportunities were and knew exactly when to buy in and and I'm constantly telling people, look my my goal is, is not so much to figure out what to buy but when to buy in. We're trying to buy low and sell high, and just because something did well last year doesn't mean you have to hang on to it. It might mean we want to trim that position a little bit, take some profit and and pick something that doesn't look as attractive or sexy because of last year's lackluster returns, but maybe this year. It will just due to changing conditions. Financial markets run in cycles. And it's not that some things are inherently good or bad. Some things are in favor now. They were not in favor last year, and they might not be in favor, you know, two years from now, but they are now. So that's the hard part. You're not supposed to really time the market. We can't predict all these things, but that's why you encourage people to diversify and to have some things that are not correlated with each other in terms of doing well or badly at the same time. So you can always sometimes be gaining with in with your left hand, while your right hand is is struggling a bit. Hence,   Michael Hingson ** 51:25 the need for people who are certified financial planners, right? So there you go. So you, you got married, what, 27 years ago, and you married someone who was fully sighted, who probably didn't have a whole lot of exposure to blindness and blind people before. How did all that work out? Obviously, it's worked out because you're still married. But what was it like, and was it ever kind of an uncomfortable situation for you guys?   Kane Brolin ** 51:58 I don't think blindness. Surprisingly enough, I don't think it was super uncomfortable for her. Now, she had not encountered lots of blind people before, maybe not even any before. She met me, but I met her, and this is where I had it easy. She didn't have it easy, but I met her through her family. I knew my wife's name is Danica. I knew her brother before I knew her, because he and I had been buddies. We for a little while. We ended up living in the same town up in Michigan, and it was not here in the South Bend area where she is, but I went home and had a chance to be to tag along as he was doing some some family things and some things with his friends so but, but my wife is a very interesting father. She has a very interesting dad who is no longer with us. May he rest in peace? No, no. Hello. Sorry. My nine year old just made a brief appearance, and she's incorrigible.   Michael Hingson ** 53:00 You wouldn't have it any other way. No, there   Kane Brolin ** 53:03 are days when I would, but I don't. So anyway, the I found out some interesting things raising kids as a blind parent too, but you know, her dad did not see really any kind of limitations when the world around him was racist he really wasn't. When the world around him was ableist. He really didn't. And one of the things he encouraged me to do, they had a little acreage Danika parents did. And he actually asked me one time when it was a leaf blowing or leaf storing season, it was in the fall, lots of oak trees, different things there to drive the garden tractor, as there was a Baleful leaves behind that he was taken to an area where they would eventually be burned up or composted or something. And I did that. He had an old garden tractor with a, you know, his gas powered, and it had pedals and steering wheel, and he would literally run around alongside it, didn't go very fast, and tell me kind of when and where to turn. I'm told that I almost crashed into the pit where the basement of the home was one time, but I didn't. So he was one of these people that like saw virtually no limitations. Encouraged his kids and others to do great things. He didn't have a great feel for people. He would have been an anti politician. He had trouble remembering your name, but if you were a decent person and treated him right, it didn't matter if you were black, purple, green, blind, deaf, whatever. He saw it as an interesting challenge to teach me how to do things. He taught me how to kayak. He taught me how to cross country ski. Back in those days before climate change, we actually got quite a bit of snow in the area where I live, even as early as Thanksgiving to. I'm in November. And so the first couple of winters that we lived here, and we would go to a local park, or, you know, even just out in the in the backyard of where his property was, and, and, and ski, Nordic ski, not downhill ski, really, but it was, it was an amazing exercise. It's an amazing feel to be able to do that, and I have no memory, and I had no relatives that that were in touch with the true Scandinavian heritage, that ancestry.com says that I have, but the act of doing a little bit of Nordic skiing with him gave me a real feel for what some people go through. Because traditionally, skiing was a form of transportation in those countries. In the Larry P you skied to work, you skied to somebody else's house. So, you know, I thought that that was fun and interesting. Now, the last few winters, we haven't gotten enough snow to amount to anything like that, but I do have, I still have a pair of skis. So no, that may be something that we do at some point when given the opportunity, or some other place where we have a bit more of a snow base.   Michael Hingson ** 56:10 Well, I'm sure that some people would be curious to to know this being blind and doing the work that you do, you probably do. Well, you do the same things, but you probably do them in different ways, or have different technologies that you use. What's some of the equipment and kind of technologies that you use to perform your job?   Kane Brolin ** 56:32 Well, you know, I wouldn't say that. I'm cutting edge. I'm sure there are people who do differently and better than I do, but I do most of my work in a PC based environment. It's a Windows based environment at the present time, because the broker dealers and the other firms that I work through, you know, I'm independent, in a way, meaning I pay my own bills and operate out of my own space and have my name of Berlin wealth management as a shingle on my door, so to speak. But you never walk alone in this business. And so I chose, ultimately, a company called the Commonwealth financial network to serve as my investment platform and my source of technology, and my source of what is called compliance, which means, you know, they are the police walking alongside what I do to make sure that I've documented the advice I've given to people, to make sure that that advice is suitable and that I'm operating according to the law and in the best interest of my clients, and not Not taking money from them, or, you know, doing phony baloney things to trade into a stock before I recommend that to somebody else. You know, there's a lot of malfeasance that can happen in this type of industry, but all these securities that I sell and all the advice that I given are done so with the blessing of the Commonwealth Financial Network, which is a member of FINRA and SIPC, I just need to point that out here. But they also provide technology, and most of their technology is designed to work in a Windows environment, and so that's typically what I have used. So I use JAWS.   Michael Hingson ** 58:23 And JAWS is a screen reader that verbalizes what comes across the screen for people who don't know it right, or puts   Kane Brolin ** 58:28 it into Braille, or puts it into Braille in the in the in the early days of my doing the business, many of the programs that we had to use to design an insurance policy or to pick investments, or to even monitor investments were standalone programs that were not based on a web architecture that would be recognizable. And so I was very fortunate that there was money available from the vocational rehab system to bring somebody in from Easter Seals Crossroads here in Indiana, to actually write Jaws script workarounds, that is, that could help jaws to know what to pull from the graphics card on the screen or in the system, to be able to help me interact. Because otherwise, I would have opened up a program and to me, it would have just been like a blank screen. I wouldn't be able to see or interact with data on the screen. Now, with more things being web based, it's a little easier to do those things. Not always. There are still some programs that are inaccessible, but most of what I do is through the use of Windows 10 or 11, and and with the use of Jaws, I do have, I devices. I like Apple devices, the smaller ones. I'm actually speaking to you using an iPad right now, a sixth generation iPad I've had for a while. I have an iPhone so I can still, you know, look up stock tickers. I can send 10. Text messages or emails, if I have to using that. But in general, I find that for efficiency sake, that a computer, a full on computer, tends to work best and and then I use that more rapidly and with more facility than anything else, right? I use the Kurzweil 1000 system to scan PDFs, or sometimes printed documents or books, things like that, into a readable form where I'm trying to, trying to just kind of anticipate what other things you may ask about. But you know, I use office 365, just like anybody else might. You know, I I have to use a lot of commonly available programs, because the people monitoring my work, and even the clients that I interact with still need to, even if they have sight, they need to read an email right after I send it. You know, they've my assistant has to be able to proof and manipulate a document in a form that she can read, as well as one that I can listen to or use Braille with. I'm a fluent Braille reader and writer. So there are some gizmos that I use, some braille displays and Braille keyboards and things of that nature. But, you know, most people seem to be under the misconception that a blind guy has to use a special blind computer, which must cost a king's ransom, not true, if anybody's listening to the program that isn't familiar with 2024 era blindness technology, it's mostly the same as anybody else's except with the modifications that are needed to make stuff accessible in a non visual format, and   Michael Hingson ** 1:01:45 the reality is, that's what it's all about. It's not like it's magically expensive. There are some things that are more expensive that do help. But the reality is that we use the same stuff everyone else uses. Just have some things that are a little bit different so that we are able to have the same access that other people do, but at the same time, that's no different than anyone else. Like I point out to people all the time, the electric light bulb is just a reasonable accommodation for light dependent people. Anyway, it's just that there are a whole lot more people who use it, and so we spend a whole lot more time and money making it available that is light on demand to people. But it doesn't change the fact that the issue is still there, that you need that accommodation in order to function. And you know that that, of course, leads to and, well, we won't spend a lot of time on it, but you are are very involved in the National Federation of the Blind, especially the NFB of Indiana, and you continue to pay it forward. And the NFB has been all about helping people to understand that we're not defined by blindness. We're defined by what we are and who we are, and blindness is happens to be a particular characteristic that we share   Kane Brolin ** 1:03:09 well, and there's a lot of other characteristics that we might not share. As an example, somebody, I don't know that he is involved in the NFB as such, but you know blind, if you're involved in American Blind culture and and that you've probably heard of a man named George Wurtzel. He is the brother of the guy that used to be president of the NFB of Michigan affiliate. But I understand that George is very good at things that I am not at all good at. He, you know? He understand that he almost built his own house from the ground up. His skill is not with computers and email and all this electronic communication that they do today, but he's a master woodworker. He's an artisan. You know, I I'm also involved, and I'd be remiss if I didn't mention it, I'm also involved with an organization called Penny forward, which is, you know, it could be the direction that I ultimately head in even more because it dovetails with my career. It's financial, education and fitness by the blind, for the blind, and it was started by a young man named Chris Peterson, who's based in the Twin Cities, who is not an NFB guy. He's actually an ACB guy, but his values are not that much different, and he's been a computer programmer. He's worked for big organizations, and now he started his own and has made a full time business out of financial fitness, educational curricula, podcasting, other things that you can subscribe to and buy into. And he's trying to build a community of the varied blind people that do all kinds of things and come from all sorts of backgrounds. And in one of the later editions of his podcast, he interviewed a man who's originally from Florida, who. Founded a company called Cerro tech that some might be familiar with, Mike Calvo, and Mike came to some of the same conclusions about blindness that you and I have, except that he's much younger. He's from Florida, and he's a Cuban American. He's a Latino whose first language growing up probably was Spanish, and who actually came out of, out of the streets. I mean, he was, he was in gangs, and did all kinds of things that were very different from anything I was ever exposed to as a young person. So I think in a lot of ways, we as blind people face the same types of issues, but we don't. None of us comes at it from the same vantage point. And, you know, we're, we're all dealing with maybe some of the same circumstances, but many, many, we've gotten there in very many different ways. And so I try to also impose on people. We are all different. We're a cross section. We don't all tie our shoes or cook our meals the same way. We don't want to live in the same environment. We don't want to do the same hobbies. And we don't all have better other senses than sighted people do. I don't know how many times you've heard it. I'd be a very rich man if I had $1 for every time someone said, Well, yeah, but you know, being blind, your hearing must be so much better, your sense of smell must be so much more acute. Well, no, the the divine forces in the universe have not just compensated me by making everything else better. What do you do with someone like Helen Keller, who was blind and deaf. There are people with plenty of people with blindness, and also other morbidities or disabilities, or I don't even like disabilities, different different abilities, different strengths and weaknesses. Along with blindness, there are blind people who also happen to be autistic, which could be an advantage to them, in some ways a disadvantage to others. I would like to go beyond the discussion of disability and think of these things, and think of me and others as just simply being differently able, because, you know, what kinds of jobs and roles in life with people that have the characteristic of autism, maybe they are actually better at certain things than a non autistic person would be. Maybe overall, people who live with the characteristic of bl

Major stock indexes rose, with the Dow Jones Industrial Average advancing about 353 points. Plus: Netflix shares rise after analysts upgraded the streaming company's stock. And PepsiCo shares advance after it agreed to acquire prebiotic soda brand Poppi for $1.95 billion. Pierre Bienaimé hosts. The Dow rose 353 points. An earlier version of this podcast incorrectly said it rose 343 points. (Corrected on March 17) Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

En el episodio de hoy de VG Daily, Andre Dos Santos y Eugenio Garibay analizan a fondo el actual panorama del mercado financiero, que está experimentando turbulencias significativas. La dupla examina cómo índices clave como el S&P 500 y el NASDAQ han entrado en territorio de corrección, cayendo más del 10% desde sus máximos recientes, mientras que Bitcoin ya se encuentra en un mercado bajista técnico con una caída superior al 20% desde su máximo histórico de $109,225 alcanzado en enero.Los presentadores destacan el contraste con el Dow Jones Industrial Average, que ha mostrado mayor resistencia frente a las presiones vendedoras, y el oro, que continúa brillando al alcanzar máximos históricos con un incremento cercano al 13% en lo que va del año y aproximándose a la cotización de $3,000 por onza. Andre y Eugenio también discuten el contexto macroeconómico actual, señalando cómo la primera semana de marzo trajo buenos datos de empleo, seguidos por indicadores positivos de inflación en la segunda semana. Ambos analizan con particular atención las expectativas para la próxima reunión de la Reserva Federal, donde se decidirá el rumbo de la política monetaria estadounidense. A pesar de la volatilidad actual, el mercado sigue anticipando entre dos y tres recortes de tasas para este año, lo que podría dar un nuevo impulso a los activos de riesgo.Para finalizar, los presentadores debaten sobre la valoración actual del mercado, cuestionando si las acciones están baratas o caras considerando los fundamentales económicos, y explorando escenarios sobre cuánto más podrían caer los principales índices antes de encontrar un suelo sólido. Su análisis ofrece perspectivas valiosas para inversores que navegan estas aguas turbulentas.

Recent reports indicate that President Trump's aggressive economic policies are contributing to a downturn in the U.S. economy. The Dow Jones Industrial Average has experienced significant declines, dropping nearly 600 points recently, amid escalating trade tensions with Canada. Additionally, the implementation of tariffs and workforce reductions have raised concerns about rising inflation and a potential recession. These developments have led to increased economic uncertainty and volatility in financial markets.President Trump has acknowledged the economic challenges, stating that the country is in a “period of transition” as his administration seeks to “bring wealth back to America.” He has also suggested that economic hardships may be necessary to rebuild the country, characterizing market fluctuations as temporary. Despite these assurances, concerns about a potential recession persist among investors and economists.

The Dow Jones Industrial Average tumbles dramatically after President Trump refuses to rule out a recession; Trump vows to primary Representative Thomas Massie for voting against the continuing resolution; and the White House celebrates the coming deportation of a green card-holding Hamas supporter. Click here to join the member-exclusive portion of my show: https://bit.ly/3WDjgHE Ep.2155 - - - Facts Don't Care About Your Feelings - - - DailyWire+: We're leading the charge again and launching a full-scale push for justice. Go to https://PardonDerek.com right now and sign the petition. Now is the time to join the fight. Watch the hit movies, documentaries, and series reshaping our culture. Go to https://dailywire.com/subscribe today. Get your Ben Shapiro merch here: https://bit.ly/3TAu2cw - - - Today's Sponsors: Perplexity is an AI-powered answer engine that searches the internet to deliver fast, unbiased, high-quality answers, with sources and in-line citations. Ask Perplexity anything here: https://pplx.ai/benshapiro  Birch Gold - Text BEN to 989898 for your free copy of the Ultimate Guide for Gold in the Trump Era. Bambee - Right now, get one month of Bambee for just ONE DOLLAR! Go to https://Bambee.com and type in 'Ben Shapiro' under Podcast to schedule your first call with an HR Manager RIGHT NOW! Policygenius - Head to https://policygenius.com/SHAPIRO to get your free life insurance quotes and see how much you could save. NetSuite - Download the CFO's Guide to AI and Machine Learning for free at https://NetSuite.com/SHAPIRO - - - Socials: Follow on Twitter: https://bit.ly/3cXUn53 Follow on Instagram: https://bit.ly/3QtuibJ Follow on Facebook: https://bit.ly/3TTirqd Subscribe on YouTube: https://bit.ly/3RPyBiB

Today's Post - https://bahnsen.co/41SXNwl Market Volatility, Tariff Impacts, and Bitcoin Speculation: A Deep Dive In this episode of Monday Dividend Cafe, the host explores the recent market activity characterized by significant sell-offs, especially in the NASDAQ and S&P 500, and highlights the decline in the Dow Jones Industrial Average. Discussions include the impacts of tariffs and their economic implications, the fluctuating bond market, and notable occurrences in specific sectors like technology and utilities. The episode also addresses Bitcoin's volatility in response to new federal policies, reviews the latest jobs report, and evaluates changes in the housing and mortgage markets. Insights are provided into public policy and its intersection with market movements, emphasizing the role of asset allocation, market sentiment, and economic data trends. 00:00 Introduction and Market Overview 00:12 Market Activity and Sector Performance 01:54 Bond Market and Yield Curve Analysis 02:47 Public Policy and Federal Reserve Insights 04:45 Technical Analysis and Market Sentiment 06:20 Bitcoin and Cryptocurrency Discussion 08:35 Tariff Impacts and Economic Outlook 09:59 Federal Budget and Tax Legislation 17:00 Economic Indicators and Housing Market 19:59 Conclusion and Final Thoughts Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

The Dow Jones Industrial Average lost nearly 900 points and the Nasdaq had its worst single-day decline since 2022. Plus: Tesla shares dropped, erasing post-election gains. And Novo Nordisk shares fell after disappointing weight-loss drug trials. Danny Lewis hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

We are less than 5 days away from a potential government shutdown. The House rules committee is meeting this afternoon to set up floor debate for a bill that will fund the federal government until September 30th. That bill is expected to hit the House floor tomorrow. But passage is still not a sure thing. One House Republican says he will be voting no while several others are still undecided. House Democratic leaders say they'll be sticking together to vote no. Markets continued their sell-off today, Marketwatch.com reporting that the Nasdaq recorded its worst day since 2020 while the Dow Jones Industrial Average fell almost 900 points amid fears of a recession. Meanwhile, President Trump says the tariffs he imposed and then adjusted on Mexico and Canada are part of his long-term strategy.  And Canada has chosen its new leader. His name is Mark Carney and fighting back against those tariffs were a big part of his victory speech last night. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wall Street stocks plummeted after Donald Trump refused to rule out the possibility of a recession resulting from his tariffs. The Dow Jones Industrial Average dropped 89 points, the S&P 500 closed down 2.7 percent and the Nasdaq sank 4 percent, its biggest one-day loss in five years. Tesla shares nosedived, closing the day down 15 percent as a backlash against Elon Musk's politics intensified. Plus, Japan auctioned off a portion of its emergency stockpiles of rice in an effort to bring prices down. 

-- On the Show: -- A full review of Donald Trump's speech to a joint session of Congress, including the lies, the humiliations, and the terrible ideas -- The Dow Jones Industrial Average crashes 1300 points in two days thanks to Donald Trump's tariff insanity -- Could Trump be crashing the economy on purpose to allow his robber baron billionaire friends to swoop in, acquire cheap assets and privatize what they can? -- Canadian Prime Minister Justin Trudeau issues a brutal warning to Donald Trump over his harebrained trade war -- Democratic Congresswoman Jasmine Crockett has a warning to the Republican Party of Trump and MAGA -- Fox News host Maria Bartiromo throws a tantrum after a car dealer explains that Trump's tariffs will hurt auto sales -- A record number of Americans have applying to British citizenship since Donald Trump's inauguration -- On the Bonus Show: Trump wants Americans to farm chickens, Democrats may shut down the government, Speaker Johnson tells GOP lawmakers to skip protests, and much more... ☕ Beam's Dream melatonin hot cocoa: Use code DAVID for 40% OFF at https://shopbeam.com/david

Today we had a fantastic session with Neil Mehta, Managing Director and Head of North American Natural Resources Equity Research, alongside his colleague Carly Davenport, Vice President of Equity Research, with Goldman Sachs. Neil joined Goldman in 2008 and oversees research coverage across oil and gas, utilities, midstream, metals and mining, and clean technology, while also leading coverage for large cap energy equities. Carly joined Goldman in 2016 and covers U.S. utilities. She previously covered SMID cap refiners and was a member of the integrated oils & refiners team. With energy earnings season wrapping up, we wanted to reflect on key takeaways. We were fortunate to host Neil and Carly, whose coverage and breadth of knowledge made for a fascinating discussion. In our discussion, Neil first provides a detailed overview of key trends driving market performance, highlighting a shift from a broad sectoral view to a more focused approach on stock selection and performance dispersion. He emphasizes the significant performance differences among companies based on operational execution, capital allocation, and management quality. On the oil and gas side, Neil notes that range-bound commodity prices have reinforced the need for disciplined positioning, with an emphasis on capital efficiency and balance sheet strength. Carly walks us through key trends in utilities, including the surging focus on power demand driven by AI, data centers, and industrial expansion. We explore the growing interconnection between energy and technology markets and its impact on investor behavior, including how generalist investors are increasingly shaping energy sector valuations by focusing on growth and ESG considerations. We discuss the evolving natural gas landscape, the mounting pressure on power prices, and shifting attitudes among tech companies toward energy sourcing, with reliability and speed to market taking precedence over sustainability. We examine trends of investors seeking more access to company boards, the importance of engaged and visible boards in maintaining investor confidence, power price trends, how utilities can sustain investor confidence by tying equity raises to accretive growth opportunities, the role of power forward curves, best practices for managing earnings calls, and more. We greatly appreciate Neil and Carly for sharing their time and perspectives. For additional insights from Neil, we previously had the pleasure of hosting him on COBT in September 2022 (episode linked here). To start the show, Mike Bradley highlighted that the 10yr bond yield has plunged to its lowest level (~4.2%) of President Trump's second term. Bond markets are growing increasingly concerned that Canadian, Chinese & Mexican tariffs will lead to retaliatory measures against the U.S. which could impact/slow U.S. economic growth. He noted that bonds are now dialing in three interest rate cuts for 2025, and that on the broader equity market front, equities have become increasingly more volatile. He discussed the big intraday volatility on Tuesday in the Dow Jones Industrial Average (~750-point intraday swing) and that the S&P 500 was down ~3% over the last week (due to souring investor sentiment) and was approaching technically oversold territory. On the crude oil market front, WTI price slid to ~$68/bbl this week (approaching low-end of its 6mo trading range) due to OPEC+ unexpectedly signaling its intention to begin unwinding long-held oil production cuts, beginning in April. If OPEC+ does follow through with oil production increases, as planned, then it'll further widen the 2025 global oil surplus unless its offset by yet unannounced Iranian sanctions by the U.S. On the Energy equity front, the YTD performance dispersion in the Energy sector, and especially

All three majors U.S. indexes finished the week down, and declines in UnitedHealth stock weighed down the Dow Jones Industrial Average. Plus: Rivian shares fall after it forecasts a decline in sales for the year. And Novo Nordisk stock rises after the end of shortages in its blockbuster weight-loss drugs. Danny Lewis hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch The X22 Report On Video No videos found Click On Picture To See Larger Picture Lee Zeldin found Biden's hidden money, nice try. Jobless claims are up in DC, people are going to see the jobs that were created were in DC. Trump gives a list of money that DOGE saved. [CB] created the Impoundment Act of 1974. Calls to audit Fort Knox is getting louder. London is sending gold to NY. The [DS] was baited by Trump. They are now calling him a tyrannical dictator. Trump is the opposite, he is dismantling the system tyrannical system. The [DS] took the bait, now the people will see who the shadow tyrannical government really is. In the end Trump will win.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy https://twitter.com/elonmusk/status/1891395214557774290 https://twitter.com/KobeissiLetter/status/1891164638730940746 https://twitter.com/KobeissiLetter/status/1891196692239728909   Industrial Average has lagged the S&P 500 by 17 percentage points over the last 2 years. As large cap technology stocks increasingly drive the market, the Dow is falling behind. Currently, large cap tech only reflects ~14% of the Dow compared to ~33% of the S&P 500. Is the Dow Jones Industrial Average index outdated?  All federal spending is taxation What the gov't doesn't take in from tax revenue, it takes via inflation The only way to stop inflation is to lower gov't spending That's what DOGE is doing Low inflation = freedom and prosperity for Americans https://twitter.com/elonmusk/status/1891414886443319769 Top Auto CEO Says He May Pull Production Out of Mexico If Trump Follows Through on Tariffs The CEO of Nissan has said he may be forced to move production out of Mexico if Donald Trump imposes tariffs on exports. The head of the Japanese automaker made the comments during a press conference on Friday. “From Mexico to the U.S., we are exporting a significant number of cars this fiscal year,” Uchida said, according to Reuters. ”320,000 units are exported from Mexico to the U.S., and if the high tariffs are imposed, we need to be ready for this,” he continued. ”Maybe we can transfer the production of these models elsewhere if this were the decision, we will think how we can make it a reality while monitoring the situation.” Source: thegatewaypundit.com A 1974 federal law forces the President to avoid efficiency and cost savings Average Americans can be forgiven for not understanding how Joe Biden was able to “forgive” student debt and stop Trump's Border Wall construction without pushback from the media, Congress, or the courts, while Trump's efforts to make government more efficient are being blocked at every turn.  The Impoundment and Control Act of 1974 was passed at the height of the Watergate debacle and was a calculated move by Congress to stop Nixon's so-called Imperial Presidency. Understood in its most basic terms, Congress says that if it voted to spend money on something, the president may not change that amount, even if he can achieve the exact same outcome by spending less money. To put it bluntly, the Act says that the president is not allowed to save the country money. As a hypothetical example, assume that Congress has budgeted $1 billion to rebuild the Francis Scott Key Bridge in Baltimore. The President, however, finds a way to re-construct the bridge to the exact specifications laid out by Congress for $500 million, saving half the cost. Under the Act's explicit terms, the president would be barred from this cost-saving approach. He must spend all $1 billion. If this has you scratching your head—well, welcome to the club.

The Dow Jones Industrial Average and S&P 500 fell after the latest consumer-price index data rose 3% from a year earlier. Plus: CVS Health shares surge after earnings beat expectations. And Intel stock rose after reports of a factory partnership with TSMC. Danny Lewis hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's Tuesday, February 11th, A.D. 2025. This is The Worldview in 5 Minutes heard on 125 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson Nigerian Muslims killed 16 Christians On Sunday, February 2nd, Fulani Islamic extremists stormed a village in Ebonyi State in southern Nigeria, killing Christians and setting their homes on fire. Tragically, at least 16 Christians connected with The Lord Chosen Charismatic Revival Ministry died in the attack, reports International Christian Concern. British farmers protest proposed inheritance tax Hundreds of tractors blocked the road leading to the British Parliament building in London yesterday, reports the BBC. The liberal government announced late last year they would be adding a 20% inheritance tax on agricultural assets including land worth over £1.3 million pounds for the first time. Nigel Farage, a Member of Parliament, spoke to the protesting farmers. FARAGE: “From what I can see, Joe Public is getting behind the concept that the family farm should not be driven out of existence. So politically, I think we can win this. “This inheritance tax, it isn't just the farms that it hits. It's family businesses as well. In fact, inheritance tax, when you think about it, it's on money that we paid tax on already. The whole thing's monstrous. Let's just stand up and say no to death taxes. Full stop. End death taxes. They're wrong. They're immoral at every level.” (cheers, applause) Farmers claim the inheritance tax will drive food prices up and bankrupt some farming families. Job 24:1-3 speaks of this: “Since times are not hidden from the Almighty, why do those who know Him see not His days? Some remove landmarks; They seize flocks violently and feed on them; They drive away the donkey of the fatherless; They take the widow's ox as a pledge.” GOP Chair introduced transgendered Rep. as biological man Here in the United States, the acting chair of the House of Representatives, Republican Congresswoman Mary Miller of Illinois, would not refer to a certain representative of the state of Delaware as a woman. Representative McBride of Delaware is pretending to be a woman — the first transgendered person elected to the U.S. legislative branch.   Listen to the audio for the introduction that occurred last Thursday. MILLER: "The chair recognizes the gentleman from Delaware, Mr. McBride, for five minutes.” McBRIDE: “Thank you, Madam Speaker.  When I was elected, I promised to work with anyone who would help Delaware and Delawarians.” Tim McBride, who once served as President of the student body at American University in D.C., has taken on the name Sarah. House Speaker Mike Johnson announced last November that “transgender women may not use women's restrooms in the Capitol … to include changing rooms and locker rooms.” Philadelphia Eagles coach gave God the glory Head Coach for the Philadelphia Eagles, Nick Siranni, gave thanks to God after his team won the Super Bowl on Sunday.   REPORTER:  “Nick, Super Bowl champions. What does the moment mean?” SIRANNI: “Man, God has blessed us very much. He gave us all the talents to be able to get here. So, first and foremost, thanks to Him. Thank God. Thank You, Jesus.” The Eagles stopped the Kansas City Chiefs, on an attempt to break a Super Bowl record with a three-in-a-row Super Bowl win.   Both quarterbacks in the game, Patrick Mahomes and Jalen Hurts, are professing Christians. After his 40-22 win over the Chiefs, Hurts told Fox News that “God is good. He's greater than all the highs and the lows.”  Psalm 96:4-5 exhorts us to “Declare His glory among the nations, His wonders among all peoples. For the Lord is great and greatly to be praised; He is to be feared above all gods. For all the gods of the peoples are idols, but the Lord made the heavens.” Gold has doubled since 2020 Gold breeched $2,900 an ounce yesterday for the first time, reports Mining.com. The price of gold has doubled since January 2020. By contrast, silver is $32.50 per ounce. The NASDAQ has increased by two-and-half fold since January 2020. And the Dow Jones Industrial Average is only up 43% since early 2020. 52% of American teens super motivated to learn about Jesus Barna Research has found that 52% of American teens say they are very motivated, and 25% say somewhat motivated to continue learning about Jesus throughout the rest of their lives.   Only 10% of American teens are not interested at all. FEMA paid $59 million to house illegals in luxury hotels last week Elon Musk posted on X just yesterday that the Federal Emergency Management Agency had given over “$59 million to luxury hotels in New York City to house illegal migrants” just last week, reports The Epoch Times. Musk called this a violation of law. The U.S. House Budget Committee found that the federal government had spent $88 billion in 2023 taking care of illegal immigrants.  As of May 13th, 2024, the illegal immigrant crisis has racked up costs for federal and state governments of anywhere between $150 billion to $400 billion. Back in 2023, half of New York City's hotel rooms were occupied by illegals, many of whom had been sent to New York City from Texas. Fourth American to receive pig's kidney Surgeons at Massachusetts General Hospital have successfully performed the fourth pig kidney transplant in America, reports U.S. News and World Report. Unfortunately, the first two recipients last year did not survive. The third received the genetically edited kidney in November, and the fourth just last week.  It marks a major step in efforts to address a critical nationwide shortage of donor organs. R.I.P. American penny! And finally, the American penny is no more, reports the Associated Press. President Donald Trump has instructed the Treasury Department to cease minting the penny — which most recently has cost 3.7 cents to produce, representing a loss of $85 million per year. Interestingly,  the U.S. Mint made 3.2 billion pennies last year. That's more than half of all the new coins it made in 2024. Close And that's The Worldview on this Tuesday, February 11th in the year of our Lord 2025. Subscribe by Amazon Music or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.