Podcasts about California

On today's show, Pat, Darius Butler, AJ Hawk, and the boys chat about everything happening around the world sports before being joined by several great guests. First, 5 star QB from Folsom High School in California, Ryder Lyons makes his college commitment on the show ultimately choosing the BYU Cougars. Next, 4x MVP, Super Bowl Champion/MVP, and new QB for the Pittsburgh Steelers, Aaron Rodgers joins the show to chat about his thoughts on being a Steeler thus far, how this is probably his last season, his advice for Tyrese Haliburton, the paparazzi's coverage of his private life, and much more. Later, country music Superstar, Parker McCollum joins the show to chat about his life as of late ahead of his self titled album being released on Thursday, as well as his tour that kicks off this week as well. Make sure to subscribe to youtube.com/thepatmcafeeshow or watch on ESPN (12-2 EDT), ESPN's Youtube (12-3 EDT), or ESPN+. We appreciate the hell out of all of you, we'll see you tomorrow. Cheers. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Rich Zeoli Show- Hour 2: 4:05pm- Listeners react to the Trump Administration's decision to strike Iranian nuclear facilities. Is there concern that Iran and its allies—China, Russia, and terror organizations like Hezbollah, Hamas, and the Houthis—could retaliate? 4:30pm- John Yoo—The Emanuel Heller Professor of Law at the University of California at Berkeley—joins The Rich Zeoli Show and dismisses Congresswoman Alexandria Ocasio Cortez's (D-NY) suggestion that President Donald Trump violated Article II of the Constitution and should be impeached for authorizing strikes on Iranian nuclear facilities. 4:50pm- While appearing on Fox News, Senator John Fetterman (D-PA) praised the U.S. military's strikes on Iran and President Trump's decision—explaining “it was a very limited military exercise” and did not amount to a declaration of war.

The Rich Zeoli Show- Full Episode (06/23/2025): 3:05pm- On Saturday night, seven U.S. B-2 bombers dropped a total of fourteen 30,000-pound bunker-buster bombs on Iranian nuclear sites in Fordo, Natanz, and Isfahan. In a press conference following the strategic strike, President Donald Trump called the mission a “spectacular military success.” 3:10pm- On Monday, Iran responded to U.S. strikes on key nuclear development facilities by launching missiles at an American base in Qatar—the largest American military installation in the Middle East. The Defense Department has said the air defense systems intercepted the missiles and there were no U.S. casualties. 3:20pm- During a press conference Sunday night, Joint Chiefs of Staff Chair Dan Caine revealed that Iranian air defense never spotted the American B-2 bombers over Iranian airspace and, consequently, never fired a single shot during Saturday night's strategic bombing. 3:30pm- Deputy Head of Russian President Vladimir Putin's Security Council Dmitry Medvedev called America's strike on Iranian nuclear facilities a “dangerous escalation” and suggested other countries may supply Iran with a nuclear weapon—though, he did not say which nations. 3:40pm- Secretary of State Marco Rubio has warned Iran not to shut down the Strait of Hormuz with mines. China, an ally of Iran, has echoed a similar sentiment. According to estimates 84% of the crude oil that moves through the Strait goes to Asian markets. 4:05pm- Listeners react to the Trump Administration's decision to strike Iranian nuclear facilities. Is there concern that Iran and its allies—China, Russia, and terror organizations like Hezbollah, Hamas, and the Houthis—could retaliate? 4:30pm- John Yoo—The Emanuel Heller Professor of Law at the University of California at Berkeley—joins The Rich Zeoli Show and dismisses Congresswoman Alexandria Ocasio Cortez's (D-NY) suggestion that President Donald Trump violated Article II of the Constitution and should be impeached for authorizing strikes on Iranian nuclear facilities. 4:50pm- While appearing on Fox News, Senator John Fetterman (D-PA) praised the U.S. military's strikes on Iran and President Trump's decision—explaining “it was a very limited military exercise” and did not amount to a declaration of war. 5:00pm- Dr. EJ Antoni—Chief Economist at the Heritage Foundation—joins The Rich Zeoli Show to breakdown potential financial repercussions related to the strike on Iranian nuclear facilities. Could Iran respond by shutting down the Strait of Hormuz, and what would that mean for oil prices globally? 5:20pm- While appearing on Fox News, Trump Administration Border Czar Tom Homan discussed potential Iranian sleeper cells in the United States—explaining that the Biden Administration's relaxed border security policies resulted in “1,272 nationals of Iran released” into the U.S. 5:40pm- Breaking News: The Supreme Court has stayed a lower court order and will allow the Trump Administration to deport illegal migrants swiftly to countries where they don't have citizenship. 5:50pm- Did Mel Gibson and Pierce Brosnan turn down the role of Batman? 6:05pm- Dr. Victoria Coates—Former Deputy National Security Advisor & the Vice President of the Davis Institute for National Security and Foreign Policy at The Heritage Foundation—joins The Rich Zeoli Show and reacts to the United States's strategic strikes on Iranian nuclear facilities. Plus, BREAKING NEWS: Israel and Iran have agreed to a ceasefire. Dr. Coates is the author of the book: “The Battle for the Jewish State: How Israel—and America—Can Win.” 6:30pm- In a post to Truth Social, Preside Donald Trump wrote: “CONGRATULATIONS TO EVERYONE! It has been fully agreed by and between Israel and Iran that there will be a Complete and Total CEASEFIRE (in approximately 6 hours from now, when Israel and Iran have wound down and completed their in progress, final missions!), for 12 hours, at which point the War will be considered, E ...

My conversation with Waj starts at 30 mins Stand Up is a daily podcast that I book,host,edit, post and promote new episodes with brilliant guests every day. Please subscribe now for as little as 5$ and gain access to a community of over 750 awesome, curious, kind, funny, brilliant, generous souls Check out StandUpwithPete.com to learn more Subscribe to Waj Substack Channel "The Left Hook" Check out his new show on youtube ‘America Unhinged,' with Francesca Fiorentini and Wajahat Ali - Zeteo's new weekly show following Trump's first 100 days in office. Wajahat Ali is a Daily Beast columnist, public speaker, recovering attorney, and tired dad of three cute kids. Get his book Go Back To Where You Came From: And, Other Helpful Recommendations on Becoming American which will be published in January 2022 by Norton. He believes in sharing stories that are by us, for everyone: universal narratives told through a culturally specific lens to entertain, educate and bridge the global divides. Listen to WAj and DAnielle Moodie on Democracy-ish  He frequently appears on television and podcasts for his brilliant, incisive, and witty political commentary. Born in the Bay Area, California to Pakistani immigrant parents, Ali went to school wearing Husky pants and knowing only three words of English. He graduated from UC Berkeley with an English major and became a licensed attorney. He knows what it feels like to be the token minority in the classroom and the darkest person in a boardroom. Like Spiderman, he's often had the power and responsibility of being the cultural ambassador of an entire group of people, those who are often marginalized, silenced, or reduced to stereotypes. His essays, interviews, and reporting have appeared in The New York Times, The Atlantic, The Washington Post, The Guardian, and New York Review of Books. Ali has spoken at many organizations, from Google to Walmart-Jet to Princeton University to the United Nations to the Chandni Indian-Pakistani Restaurant in Newark, California, and his living room in front of his three kids.  Bill Boyle is a well sourced and connected businessman who lives in Washington DC with his wife and son. Bill is a trusted friend and source for me who I met after he listened and became a regular and highly respected caller of my siriusxm radio show. Bill is a voracious reader and listeners love to hear his take. I think his analysis is as sharp as anyone you will hear on radio or TV and he has well placed friends across the federal government who are always talking to him. As far as I can tell he is not in the CIA. Follow him on twitter and park at his garages. Join us Monday's and Thursday's at 8EST for our Bi Weekly Happy Hour Hangout's !  Pete on Blue Sky Pete on Threads Pete on Tik Tok Pete on YouTube  Pete on Twitter Pete On Instagram Pete Personal FB page Stand Up with Pete FB page All things Jon Carroll  Follow and Support Pete Coe Buy Ava's Art  Hire DJ Monzyk to build your website or help you with Marketing Gift a Subscription https://www.patreon.com/PeteDominick/gift

In this episode, I talk with David Yeager about what really fuels motivation and a sense of belonging for our kids—especially neurodivergent ones. We unpack the different mindsets adults bring to the table—like enforcer, protector, and mentor—and how shifting into a mentor mindset can help kids feel respected, understood, and more engaged. David shares powerful insights about what helps adolescents thrive, and we explore how things like trust, connection, and belief in a child's potential can make all the difference.  About David Yeager, PhD David Yeager, PhD, is a professor of psychology at the University of Texas at Austin and the cofounder of the Texas Behavioral Science and Policy Institute. He is best known for his research conducted with Carol Dweck, Angela Duckworth, and Greg Walton on short but powerful interventions that influence adolescent behaviors such as motivation, engagement, healthy eating, bullying, stress, mental health, and more. He has consulted for Google, Microsoft, Disney, and the World Bank, as well as for the White House and the governments in California, Texas, and Norway. His research has been featured in The New York Times Magazine, The New York Times, The Wall Street Journal, Scientific American, CNN, Fox News, The Guardian, The Atlantic, and more. Clarivate Web of Science ranks Yeager as one of the top 0.1% most-influential psychologists in the world over the past decade. Prior to his career as a scientist, he was a middle school teacher and a basketball coach. He earned his PhD and MA at Stanford University and his BA and MEd at the University of Notre Dame. He lives in Austin, Texas, with his wife and their four children. Things you'll learn from this episode Why motivation thrives in environments where kids feel respected and understood The three mindsets adults often embody when parenting Why belonging and a child's belief in their potential are critical drivers of motivation and long-term success Research-backed interventions that can significantly improve a young person's mindset and resilience How creating strong connections with adolescents, grounded in curiosity and collaboration, helps them feel safe, seen, and motivated to grow Resources mentioned David Yeager 10 to 25: The Science of Motivating Young People: A Groundbreaking Approach to Leading the Next Generation―And Making Your Own Life Easier by David Yeager, PhD SXSW EDU Keynote David Yeager, PhD on LinkedIn The Power of Mindset Masterclass Ellen Gallinsky Takes Us Inside the Breakthrough Years (Tilt Parenting Podcast) The Breakthrough Years: A New Scientific Framework for Raising Thriving Teens by Ellen Galinsky Rebecca Winthrop and Jenny Anderson on Disengaged Teens (Tilt Parenting Podcast) The Disengaged Teen: Helping Kids Learn Better, Feel Better, and Live Better by Jenny Anderson and Rebecca Winthrop 11-Year-Old Asher Talks About Developing a Growth Mindset (Tilt Parenting Podcast) Dr. Mary Murphy / Cultures of Growth Phyllis Fagel on Raising Resilient Teens in Turbulent Times (Tilt Parenting) Learn more about your ad choices. Visit podcastchoices.com/adchoices

President Donald Trump's anger has boiled over after allegations of ceasefire violations in the Middle East. We'll take a look at what Americans think of the US striking Iran. Trump is heading to a NATO meeting today, and there's a lot to discuss. An eighth body has been found after a boat capsized on Lake Tahoe in California. Plus, your pre-packaged food could be contaminated. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ernest Moniz, former energy secretary under President Obama and lead negotiator on the 2015 nuclear deal with Iran, talks about what comes next now that a shaky ceasefire is underway between Iran and Israel. Then, new research highlights that indoor air quality can have a powerful impact on the health and development of babies and young children. Dr. Lindsey Burghardt tells us more. And, Kelly Ramsey spent two years as a hotshot firefighter in California beginning in 2020. In her new memoir, "Wildfire Days," she said she had to prepare mentally and physically to perform like her male counterparts.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Cooperative parenting may be the key to less stress and more connection in your home. In this fascinating episode, Dr. Elana sits down with New York Times bestselling author and NPR reporter Michaeleen Doucleff to explore what modern American parents can learn from traditional cultures around the world. Michaeleen shares how traveling to the Yucatán, the Arctic, and Tanzania transformed her parenting and helped her navigate power struggles with her strong-willed daughter. You'll hear how simple shifts like reducing interference, encouraging autonomy, and inviting children into household tasks can completely change your dynamic. From helping toddlers feel capable, to replacing arguments with confidence-building strategies, this episode is packed with refreshing wisdom and realistic ideas you can try today. Whether you're raising a toddler or a teenager, Michaeleen's stories and research will help you feel more empowered and at ease in your parenting journey. Topics Covered In This Episode: How to raise cooperative children naturally Why toddlers are wired to be helpful The benefits of hands-off parenting Tips for raising confident and calm kids Global parenting wisdom for modern families Show Notes: Follow @foodiescience on X  Learn more about Michaeleen Click here to learn more about Dr. Elana Roumell's Doctor Mom Membership, a membership designed for moms who want to be their child's number one health advocate! Click here to learn more about Steph Greunke, RD's Substack Mindset + Metabolism where women can learn how to nourish their bodies, hit their health and body composition goals, and become the most vibrant version of themselves.  Listen to today's episode on our website Michaeleen Doucleff, PhD, is a global health correspondent for NPR's Science Desk and the author of the New York Times bestseller Hunt, Gather, Parent. The book describes a way of raising kind and confident children, which moms and dads all over the world have turned to for millennia. Doucleff has a doctorate in chemistry from the University of Berkeley, California, and a bachelor's degree in biology from Caltech. For the past decade, Doucleff has reported on disease outbreaks and children's health for NPR. Before that, Doucleff was an editor at the journal Cell, where she wrote about the science behind pop culture. She lives in San Francisco with her husband, daughter and German Shepherd, Savanna INTRODUCE YOURSELF to Steph and Dr. Elana on Instagram. They can't wait to meet you! @stephgreunke @drelanaroumell Please remember that the views and ideas presented on this podcast are for informational purposes only.  All information presented on this podcast is for informational purposes and not intended to serve as a substitute for the consultation, diagnosis, and/or medical treatment of a healthcare provider. Consult with your healthcare provider before starting any diet, supplement regimen, or to determine the appropriateness of the information shared on this podcast, or if you have any questions regarding your treatment plan.

What to do when good ink goes bad.  Today's letter writer got a new tattoo right on heels of a divorce. Now they regret it. And they also probably regret not telling the Advice Fight boys any details about that aforementioned tattoo—because Adam, Ben and Andrew have to use their imaginations. And those aforementioned imaginations have been warped and darkened through years of standup comedy (and perhaps poor nutrition). The results of such imagination abuse? You'll find that in today's very important episode.  ⁠CLICK HERE TO VOTE FOR THIS WEEK'S WINNER⁠⁠⁠⁠⁠⁠⁠⁠ (Poll opens at 10:00am Mountain Time) LINKS: Follow us for show dates and more: ⁠⁠⁠⁠⁠⁠⁠⁠Adam Cayton-Holland⁠⁠⁠⁠⁠⁠⁠⁠ • ⁠⁠⁠⁠⁠⁠⁠⁠Ben Roy⁠⁠⁠⁠⁠⁠⁠⁠ • ⁠⁠⁠⁠⁠⁠⁠⁠Andrew Orvedahl⁠⁠⁠⁠⁠⁠⁠⁠ • ⁠⁠⁠⁠⁠⁠⁠⁠The Grawlix⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Support this podcast on Patreon to get ad-free episodes, bonus videos, exclusive merch, birthday shout-outs and more.⁠⁠⁠⁠⁠⁠⁠⁠  UPCOMING SHOWS: ⁠⁠⁠⁠⁠⁠⁠See the Grawlix live at the Bug Theatre on Saturday, June 28th with Kiri Shabazz, Babs Gray, and Joshua Emerson!⁠⁠⁠ ⁠⁠See Adam performing in Petaluma, Sacramento and Oakland, California on July 10th-12th⁠⁠ ⁠See Ben performing at the Realto Theater in Casper, Wyoming on July 11th-12th⁠ ⁠See Adam peforming at the Southeast Arizona Birding Festival in Tuscon on August 8th!⁠ ⁠⁠Check out Andrew's new tabletop roleplaying games!⁠⁠ Got a question? Email us: ⁠⁠⁠⁠⁠⁠⁠⁠question@advicefight.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this deep and reflective episode, Dee Kei and Lu explore one of the most relatable challenges for mixers and creatives alike: the paradox of improvement and insecurity. Why does getting better at your craft sometimes make you feel worse? How can self-doubt either fuel your growth or paralyze your process?With insights from Zen philosophy, mixing experience, and personal anecdotes, they unpack the emotional rollercoaster that comes with V1 mixes, fear of feedback, and chasing perfection. The episode touches on the difference between insecurity and curiosity, the danger of comparison, and why the best mixers embrace ambiguity.Whether you're a beginner, intermediate, or seasoned pro, this conversation will help you reframe your mindset and reconnect with the joy of mixing.Topics Include:The illusion of the "perfect mix"How to handle feedback without egoFlow state and finding alignment with your craftZen quotes and how they apply to creative workWhy obsessing over a snare for 6 hours won't matter to your clientLetting go of validation and trusting your tastePerfect for mixers, engineers, and any creative chasing mastery without losing their soul.SUBSCRIBE TO OUR PATREON FOR EXCLUSIVE CONTENT!⁠SUBSCRIBE TO YOUTUBE⁠Join the ‘Mixing Music Podcast' Discord!HIRE DEE KEIHIRE LUFind Dee Kei and Lu on Social Media:Instagram: @DeeKeiMixes @MasteredbyLuTwitter: @DeeKeiMixes @MasteredbyLuThe Mixing Music Podcast is sponsored by ⁠Izotope⁠, ⁠Antares (Auto Tune)⁠, Sweetwater, ⁠Plugin Boutique⁠, ⁠Lauten Audio⁠, ⁠Filepass⁠, & ⁠Canva⁠The Mixing Music Podcast is a video and audio series on the art of music production and post-production. Dee Kei, Lu, and James are professionals in the Los Angeles music industry having worked with names like Odetari, 6arelyhuman, Trey Songz, Keyshia Cole, Benny the Butcher, carolesdaughter, Crying City, Daphne Loves Derby, Natalie Jane, charlieonnafriday, bludnymph, Lay Bankz, Rico Nasty, Ayesha Erotica, ATEEZ, Dizzy Wright, Kanye West, Blackway, The Game, Dylan Espeseth, Tara Yummy, Asteria, Kets4eki, Shaquille O'Neal, Republic Records, Interscope Records, Arista Records, Position Music, Capital Records, Mercury Records, Universal Music Group, apg, Hive Music, Sony Music, and many others.This podcast is meant to be used for educational purposes only. This show is filmed and recorded at Dee Kei's private studio in North Hollywood, California. If you would like to sponsor the show, please email us at ⁠deekeimixes@gmail.com⁠.Support this podcast at — https://redcircle.com/mixing-music-music-production-audio-engineering-and-music/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Learn how the Polyvagal Theory helps explain healthy boundaries through a combination of safety and sympathetic activation.Episode Introduction and Context — 0:00Understanding Ventral Vagal Safety State — 0:34Balancing Safety and Sympathetic Activation — 1:16Proactive Practice for Boundary Setting — 3:29Compassionate Boundary Enforcement — 5:16Realistic Expectations and Self-Connection — 7:20Conclusion and Invitation to Unstucking Academy — 10:14Resources:⬇️ Download the Polyvagal One-Pagers - https://stucknauts.circle.so/c/public_resources/polyvagal-checklist-download-8a9597 Resources:

Gonzalez Castillo v. Bondi, No. 24-3631 (6th Cir. June 18, 2025)crime of child abuse, abandonment, or neglect; conviction after naturalization; denaturalization; statutory interpretation; rule of lenity; “is convicted” Matter of Roque-Izada, 29 I&N Dec. 106 (BIA 2025)termination of removal proceedings; parole; Cuban Adjustment Act; C.F.R. § 1003.18(d); Cabrera Fernandez; parole Lemus-Escobar v. Bondi, No. 18-73423 (9th Cir. June 16, 2025)mental health; attorney not necessarily adequate safeguard; CIMT; NACARA; Loper Bright; shooting a firearm at an inhabited dwelling in violation of Cal. Pen. Code § 246; attorney withdrawal of asylum application; motion to reopen and discretion; withholding, CAT, and mental health facilities in GuatemalaSponsors and friends of the podcast!Kurzban Kurzban Tetzeli and Pratt P.A.Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years.Cerenade"Leader in providing smart, secure, and intuitive cloud-based solutions"Demo Link!Click me too!Stafi"Remote staffing solutions for businesses of all sizes"Promo Code: STAFI2025Click me!Gonzales & Gonzales Immigration BondsP: (833) 409-9200immigrationbond.com Want to become a patron?Click here to check out our Patreon Page!CONTACT INFORMATIONEmail: kgregg@kktplaw.comFacebook: @immigrationreviewInstagram: @immigrationreviewTwitter: @immreviewAbout your hostCase notesRecent criminal-immigration article (p.18)Featured in San Diego VoyagerDISCLAIMER & CREDITSSee Eps. 1-200Support the show

(June 24,2025)Amy King and Neil Saavedra join Bill for Handel on the News. Iran & Israel reach ceasefire agreement. No casualties reported after Iran missile attack on U.S. base in Qatar. NATO leaders gather for historic summit with unity on the line. California ranks among top states for lung health, new study shows. Supreme Court allows Trump administration to deport illegal migrants to ‘third countries.'

This episode is one of Pastor Jack Abeelen's recent radio broadcasts. Pastor Jack's teachings are broadcast every weekday on over 400 radio stations across the country.The Growing Thru Grace radio broadcast is an outreach of Morningstar Christian Chapel in Whittier, California.To see more of Pastor Jack's Bible studies, visit our Morningstar Christian Chapel channel at https://www.youtube.com/@morningstarcc.To subscribe to our Podcast newsletter go to http://eepurl.com/iGzsP6.If you would like to support our electronic ministry, you may do so by going to our donations page at https://morningstarcc.churchcenter.com/giving/to/podcast.Visit our church website at https://morningstarcc.org.

This episode features a full length Bible study taught by Pastor Jack Abeelen of Morningstar Christian Chapel in Whittier, California.If today you prayed with Pastor Jack to receive the Lord, we'd love to hear about it and get you started on the right foot. Visit us online at: https://morningstarcc.org/born-again/To see more of Pastor Jack's Bible studies, visit our Morningstar Christian Chapel channel at https://www.youtube.com/@morningstarcc.To subscribe to our Podcast newsletter go to http://eepurl.com/iGzsP6.If you would like to support our electronic ministry, you may do so by going to our donations page at https://morningstarcc.churchcenter.com/giving/to/podcast.Visit our church website at https://morningstarcc.org.

In June 1997, Uwe Durbin was brutally tortured and murdered in Riverside, California. Durbin, who had been staying with Lester “Woody” Wilson and his wife Barbara Phillips, was accused by Wilson of stealing electronics from their home. In retaliation, Wilson and Phillips abducted Durbin at gunpoint and brought him back to their house. Over several hours, Durbin was savagely beaten, shot in the knee, strangled, and tortured with objects including battery-filled gloves. The attackers also brought chemical drain cleaner, allegedly intending to dissolve his body, and held Durbin's family members hostage during the ordeal.In the early morning hours of June 9, Wilson and others attempted to transport Durbin's battered body but their car broke down along California's Highway 91. There, Durbin was shot five times in the head and left in a roadside drainage ditch. His body was discovered later that day. Wilson was arrested, convicted of first-degree murder with special circumstances of torture and kidnapping, and sentenced to death. Barbara Phillips was also convicted and sentenced to life in prison without parole. The case remains one of Riverside County's most disturbing examples of torture-murder.https://linktr.ee/UnforbiddentruthBecome a supporter of this podcast: https://www.spreaker.com/podcast/unforbidden-truth--4724561/support.

Dr. Jack Trieber preached a message entitled “Stewardship” during the Sunday Evening service on June 22, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

Instead of the episode we had planned to share today, a meditation from Tenzin Chogkyi as part of her beautiful conversation on joy, we're postponing that release by a week. In its place, we're sharing a meditation Scott Snibbe led just a couple of days ago with our Train a Happy Mind community. This meditation was recorded the day after the United States launched a new bombing campaign in Iran. In response, Scott reflects on the roots of violence, both in our world and in our minds, and to offer a path toward peace influenced by Tibetan Buddhism.Episode 195: Beyond Bombs: A Meditation on Ending War and Cultivating Peace From August 28 to 31, Scott Snibbe is leading an in-person meditation retreat at Vajrapani Institute. We'll explore antidotes to anxiety, fear, and loneliness—and cultivate the deeper causes of a happy mind; connected, loving relationships; and a better world. It all happens in the beautiful redwood forests of California, while enjoying delicious vegetarian meals and meeting thoughtful new friends.SIGN UP NOWSupport the show

The world's okayest morning radio show offers you the entire broadcast from today with none of the music and limited commercials. Try to enjoy!

In this episode of The Adam Carolla Show, comedian Jeff Leach joins Adam in studio to talk about his recent film Predator: Killer of Killers. They kick things off with a conversation about the film's success and some laughs over raunchy In-N-Out bumper stickers. Adam also shares his take on why people with more refined tastes steer clear of gas station food, and recalls a major ad offer from Mountain Dew that he accepted after a long stint of publicly hating the drink. They then react to an insane video of Whoopi Goldberg stating that it is just as bad living in America as it is in Iran. In the news, Jason “Mayhem” Miller unpacks some shocking headlines, including the reported $10 billion sale of the Los Angeles Lakers, a $1 million court payout to a California teen who endured a brutal bullying campaign, and a chilling update from Ireland where nearly 800 babies are believed to be buried in a former home for unwed mothers. They close the segment with a laugh over a Texas judge scolding a man for wearing a “World's Best Farter” T-shirt to court.Later, Ilay David calls in to share the heartbreaking story of his brother, who was taken hostage during the October 7th Nova Music Festival Massacre. He details the ongoing efforts to bring his brother home, the challenges involved, and how the Israel-Iran conflict—and shifting U.S. leadership—have impacted his family's situation.Get it on.FOR MORE WITH JEFF LEACH:INSTAGRAM & TWITTER: @jeffleachFACEBOOK: @jeffleachcomedianWEBSITE: jeffreyleach.com/FOR MORE WITH JASON “MAYHEM” MILLER: INSTAGRAM & TWITTER: @mayhemmillerWEBSITE: www.mayhemnow.com ILAY DAVID:VISIT: https://bringevyatarhome.com/Thank you for supporting our sponsors:BetOnlineHomes.comoreillyauto.com/ADAMPluto.tvSIMPLISAFE.COM/ADAMLIVE SHOWS: July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 shows)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to The Atheist Experience 29.25 with Jmike and Seth Andrews @TheThinkingAtheist and Special Guest, Godless Engineer! This week, your hosts dive into some thought-provoking discussions about morality, belief, and the challenges of open dialogue.This episode kicks off with a powerful monologue about the very nature of good and evil, challenging the idea that everything, even atrocities, could be justified as part of a "greater good" or a consequence of free will. The segment questions the coherence of concepts like sin and atonement if all events are ultimately part of a divine plan. Guest host Seth Andrews then shares insights into his background and experience, including a look back at his past as a Christian radio broadcaster. He also reflects on the importance of extending grace to those with differing beliefs, advocating against demeaning or superior attitudes towards religious individuals.Drew from California calls in to discuss the challenges of managing temper and emotions when engaging with people who hold opposing views. The conversation explores a specific incident where a friend, despite knowing Drew's skeptical stance, sent him astrology content, leading to a breakdown in communication and a feeling of disrespect. The hosts and caller delve into the dynamics of setting and respecting personal boundaries in conversations about deeply held beliefs.Jim from Missouri raises questions about the resurrection story, presenting arguments that it is a complete fabrication. He challenges the traditional biblical narrative of Jesus's burial, positing that crucified individuals were typically left unburied or thrown into mass graves, rather than being placed in tombs. The discussion extends to the broader lack of contemporary historical evidence for Jesus's existence and the reliability of biblical accounts when proving biblical claims.A theist caller, Shabbaz, asks where atheists get their morals and why they often seem disrespectful or condescending. Seth answers the first part by explaining evolved ethics and pro-social behaviors as a basis for morality. The conversation then delves into Shabbaz's reasons for believing in Allah, including a "falsification test" from the Quran and supposed "scientific miracles" related to bees and honey. The hosts challenge these claims, questioning the criteria for such tests and highlighting historical knowledge that predates the Quran regarding honey and bee behavior. The discussion also unpacks why some atheists might express frustration or disrespect in such conversations, often stemming from repeated, vague arguments.Finally, John from New Hampshire calls in to discuss the historical existence of Jesus, prompting a nuanced conversation about what kind of evidence is sought for such claims. The hosts and caller explore the idea of a "minimal historical Jesus" and the challenges of relying on common names or biblical accounts for historical proof. The call culminates with the hosts sharing their own "pause moments" – instances where their beliefs were genuinely challenged, leading to deeper inquiry and a strengthening of their skeptical positions, including Jmike's pivotal experience with Flat Earth theory.Thank you for watching and listening to The Atheist Experience!Become a supporter of this podcast: https://www.spreaker.com/podcast/the-atheist-experience--3254896/support.

Manvir is an assistant professor of anthropology at the University of California, Davis. He holds a bachelor's degree in human biology from Brown University and a Ph.D. from Harvard University. He has studied Indigenous psychedelics use in the Orinoco river basin of Colombia and, since 2014, has conducted ethnographic fieldwork with Mentawai communities on Siberut Island, Indonesia, focusing on shamanism and justice. His book is Shamanism: The Timeless Religion. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit chrisryan.substack.com/subscribe

This episode was recorded on June 12, 2025.It has been 236 years, 3 months, and one week since the United States Constitution came into effect on March 4th, 1789. The President of the United States has federalized the state militia of California and deployed it, along with the United States Marines, against the citizens of our country in Los Angeles. The Governor of Texas has deployed the Texas national guard against the citizens in that state. The governor and attorney general of georgia have threatened violence against its citizens. The speaker of the house of representatives this week stated that the governor of California needs to be tarred and feathered. And on Saturday, the wannabe dictator of our country is holding a North Korea style military parade on his birthday, against the wishes of the government of the city where it happens. Citizens across the nation are rising up against the violent, vengeful tactics of the trump regime against citizens and noncitzens alike, and it feels like we are approaching a breaking point. We've aksed Barbara F. Walter, one of the words leading experts on civil wars, violent extremism, and authoritarianism, and the author of “How Civil Wars Start” back on the show to help us understand where we are and where we may be going.

Emboldened by a partial court victory over his use of troops amid immigration protests in Los Angeles, President Trump is now threatening to expand deployment to other cities. This is unnerving, given that his manufacturing of fake rationales for “emergency” decisions like these is getting worse. Yet it comes as striking new polling shows that Trump's use of troops in California is deeply underwater with voters. Importantly, he's faring even worse on this with independents. In short, Trump recognizes zero constraints at this point, either from the law or, critically, from public opinion. We talked to Brian Beutler, author of the excellent Off Message Substack. He explains why Trump is losing the voters on two issues that pundits foolishly predicted he'd win on—the domestic deployment of troops and immigration—and how Democrats should respond by fighting a better information war than they currently seem capable of waging.  Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on Shat the Movies, we're beaming up Earth Girls Are Easy (1988)! Geena Davis stars alongside a furry, neon-colored trio of aliens played by Jeff Goldblum, Jim Carrey, and Damon Wayans in this outrageously ‘80s sci-fi musical comedy. It's got big hair, wild dance numbers, and plenty of interplanetary flirting. Tune in for a fun, glitter-filled trip through one of the weirdest rom-coms of the decade! Plot SummaryIn Earth Girls Are Easy (1988), director Julien Temple crafts a neon-soaked, musical sci-fi comedy that's as weird as it is wonderful. Geena Davis stars as Valerie, a valley girl manicurist in Los Angeles whose love life hits rock bottom after discovering her fiancé is cheating. But things take a turn for the bizarre when a spaceship crash-lands in her pool, carrying three fuzzy, brightly colored aliens played by Jeff Goldblum, Jim Carrey, and Damon Wayans. After a quick makeover at the beauty salon, the aliens transform into irresistible human heartthrobs who quickly adapt to life in late-80s California. Valerie decides to help them explore the strange customs of Earth shopping malls, nightclubs, and love. As romance blossoms between Valerie and Mac (Goldblum), the film dives into fish-out-of-water antics, musical numbers, and some genuinely charming moments of connection. What makes Earth Girls Are Easy stand out is its unapologetic embrace of the absurd. The film's pastel visuals, synth-heavy soundtrack, and campy humor perfectly capture the late-80s aesthetic. Supporting performances from Julie Brown and Michael McKean add even more flair to an already offbeat cast. It's a wild mash-up of rom-com, musical, and sci-fi that doesn't take itself seriously for a second. Join our podcast as we revisit this cult classic and ask: does this intergalactic love story still sparkle, or has it crash-landed for good? From body waxing aliens to valley girl charm, we're breaking down all the glittery madness. Subscribe Now Android: https://www.shatpod.com/android Apple/iTunes: https://www.shatpod.com/apple Help Support the Podcast Contact Us: https://www.shatpod.com/contact Commission Movie: https://www.shatpod.com/support Support with Paypal: https://www.shatpod.com/paypal Support With Venmo: https://www.shatpod.com/venmo Shop Merchandise: https://www.shatpod.com/shop Theme Song - Die Hard by Guyz Nite: https://www.facebook.com/guyznite

In California, the state Senate has voted in favor of a so-called AI Bill of Rights, which would establish new guardrails around automated decision systems. To learn more about them, Marketplace's Nova Safo spoke with Kate Brennan, associate director of the think tank AI Now Institute.

In California, the state Senate has voted in favor of a so-called AI Bill of Rights, which would establish new guardrails around automated decision systems. To learn more about them, Marketplace's Nova Safo spoke with Kate Brennan, associate director of the think tank AI Now Institute.

Summary In this episode, Corey shares his journey from Texas to California, discussing his financial strategies, real estate investments, and the lessons learned along the way. He has a net worth of $1.1 million mostly in real estate. Corey is in his early 30's. He emphasizes the importance of patience and long-term thinking in achieving financial independence, while also navigating the challenges of living in a high-cost area. Corey reflects on his career progression, the trade-offs of living beneath his means, and his aspirations for the future, including his consulting work and the pursuit of financial flexibility through real estate. Takeaways *Corey moved from Texas to California, emphasizing the value of flexibility. *His net worth is approximately $1.1 million, diversified across cash, real estate, and investments. *Corey invests primarily in ETFs, avoiding high-risk assets like Bitcoin. *He started investing right out of college and has shifted his focus to real estate. *His first real estate investment was a rental property in Arkansas in 2021. *Corey values living beneath his means to sustain his lifestyle in California. *He believes in the importance of patience and long-term planning in finance. *Corey runs a consulting business focused on personal finance education. *He aims for $80,000 a year in passive income for financial freedom. *Corey stresses that financial success is achievable through strategic decisions and hard work.  

I was happy to connect with Dr. Louann Brizendine today! She is the founder of the Women's Mood and Hormone Clinic at UCSF. She completed her degree in Neurobiology at the University of California, Berkeley, graduated from Yale School of Medicine, and completed her internship and residency at Harvard Medical School. She also served on the faculty of Harvard University and the University of California, San Francisco. Dr. Brizendine founded the Women's Mood and Hormone Clinic at UCSF. Her New York Times bestseller, The Female Brain, and its follow-up, The Male Brain, continue to be read worldwide.  Today, we dive deeply into her new book, The Upgrade: How the Female Brain Gets Stronger and Better in Midlife and Beyond, which was released in April 2022. IN THIS EPISODE YOU WILL LEARN: The transition and the upgrade stage of life explained Celebrating the transitional time of life and not fearing it How hormones help guide behavior Transition Stages 1,2,3 and what they mean Then onward to the 3 stages of "The Upgrade" Estrogen fluctuations that affect sleep Be aware of caffeine in your food and drinks and how it may affect your sleep. If you are having a problem staying asleep, you may want to cut back on alcohol or drink it earlier in the day. The Women's Health Initiative - (almost 20 years ago) disastrous misinterpretations and negative implications it caused by instilling fear in women to not use Estrogen - including osteoporosis, brain fog, anxiety, and sleep disruptions Hormone Replacement Therapy - now viewed as a positive and much-needed step in women's health Women between the ages of 40-50 should get a bone density scan as one of the determining factors of whether or not to begin hormone replacement therapy. Dr. Brizendine suggests that women should not be fearful of using therapies today to help balance hormones. Cynthia discusses the loss of cognition later in life as another correlative symptom of not receiving needed hormones. Dr. Brizendine advocates doing your own research regarding HRT and not depending only on information from major pharmaceutical companies. Cynthia and Dr. Brizendine discuss the importance of keeping an open mind when it comes to synthetic hormones because of the good they can do. If you are not well and do not feel like you can go on, please, immediately, seek out a doctor who can prescribe medications or hormones to help your particular and unique situation. Be your best and do not suffer in silence any longer. Cynthia says the transitional time of life should and can be a very good time in your life. Consider reading Dr. Brizendine's book(s) to learn more and to keep it as a valuable resource.  Connect with Cynthia Thurlow Follow on X, ⁠Instagram⁠ & ⁠LinkedIn⁠ Check out Cynthia's ⁠website⁠  Connect with Dr. Brizendine ⁠Website⁠ ⁠Facebook⁠ ⁠Instagram⁠ ⁠LinkedIn⁠ ⁠TikTok⁠ Dr. Louann Brizendine's Books ⁠The Upgrade⁠ (newest book) ⁠The Female Brain⁠ ⁠The Male Brain⁠ Resource Mentioned ⁠NAMS - North American Menopause Website

Dating, Part 2 Do you need some love? Expert dating advice today! Today we feature two of our favorite people, Dr. Kyle Jones and Dr. Carly Zankman, who will discuss many aspects of dating. Both Kyle and Carly are advanced and highly effective TEAM CBT therapists with tons of experience in dating, and of course, in treatment. They share their personal experiences, as well as their considerable therapeutic expertise, in this highly energetic podcast. They cover a wide range of topics including ghosting, dealing with people who give you the run-around, negative self-fulfilling prophecies, Rejection Practice, how to avoid “chasing” (which Kyle calls the “Temptations Trap”) so you can be the one who's being chased instead of the one who's doing the chasing, the importance of being playful and how to make dating fun. The also encouraged avoiding some of the common kinds of negative self-talk, like “This date will suck,” or “I'll always be alone,” or “People shouldn't be so superficial,” etc. Kyle and David discussed Kyle's first Sunday hike. Kyle had just been rejected by his boyfriend, and was feeling super down, telling  himself he was a reject and a loser. They describe how Kyle change his internal dialogue during the hike, and began to talk to himself as a winner, as an awesome, hot, sexy guy, which lifted his mood tremendously. Then David suggested a strategy designed to turn the tables on his ex-boyfriend: “Just go to a gay singles bar tonight and pick up some good looking guy and get laid! If you do that, I can guarantee your Ex will come crawling back, and then you can kick some sand in his face!” Abd that's exactly what happened! David emphasized the importance of looking your best, in terms of clothing and appearance, when dating, as well as the resistance that some people have (mostly men) who insist they “shouldn't have to play the gain.” I described my collaboration with a salesperson at the King of Prussia Bloomingdale's named Kuniko Finkelstein when I was in clinical practice in Philadelphia. I used to refer my single guys to her for a “sex uniform,” and she would select extremely sexy and appealing outfits for them. We highlighted the self-centeredness and foolishness of telling yourself that women or men should love me for the way I am. They say, “I shouldn't have to play the game.” Of course, you DON'T have to play the game, but if you don't, you may and probably will end up alone! And once you DO learn how to “play the game,” your chances of finding a deep and meaningful love relationship go way up. About Kyle and Carly Kyle Jones, PhD, is a licensed clinical psychologist with a private telehealth practice serving clients throughout California. He is a Level 4 Advanced TEAM-CBT therapist and trainer.  Kyle specializes in helping individuals navigate anxiety, relationship challenges, and obsessive-compulsive disorder (OCD), with a warm, and evidence-based TEAM approach. In addition to his clinical work, Dr. Jones co-leads The OCD Consultation Group, a monthly peer forum for clinicians dedicated to enhancing their skills in treating OCD. He also serves as adjunct faculty at Palo Alto University, where he teaches in both the master's and doctoral programs in clinical psychology. A proud alumnus of UC Santa Barbara, Dr. Jones recently joined the alumni council for the Department of Psychological and Brain Sciences, mentoring students and supporting the next generation of mental health professionals. Carly Zankman, PsyD., is a Clinical Psychologist and Level 4 Advanced TEAM-CBT therapist and trainer based in Mountain View, California.  She specialized in working with younger adults and teens, helping them recover from anxiety and other mood challenges, such as social anxiety and fears of rejection and vulnerability, low self-esteem, trauma, and relationship issues.  Carly loves using TEAM-CBT and Exposure Methods to help her clients overcome their fears, create deeper, genuine connection, and live more authentic, joyous lives! Since 2021 the Feeling Great Book Club has been a way for people across the world to come together in learning and practicing powerful self-help CBT Tools in a group book club format guided by your transformative book Feeling Great and facilitated by Brandon a Vance and Heather Clague, two psychiatrists expert in TEAM CBT. The Awesome Feeling Great Book Club Returns! It includes: - Large Group Demonstrations - Small Group discussions and practice, facilitated by former book club members. - Some small groups specifically for those using the Feeling Great App   - Two 12 week online groups starting mid September and going until the first week in December, - meeting 80-minutes a session - either Mondays at 4pm or Wednesdays at 8:30am Pacific Time so they can be accessible to people all over the world. Cost is $240 for the series, sliding scale down to whatever you can afford. For more detail and to register, go to www.FeelingGreatTherapyCenter.com/Book-Club

Keith discusses the new power shift in the housing market, where buyers now have more power in the Northeast and Midwest.  Ken McElroy joins us to discuss the current state of the real estate market, highlighting a significant decline in apartment building values and a predicted further drop in home ownership rates, potentially below 60%. They note that while some states, like Arizona, have surpassed pre-pandemic housing supply levels, others, like the Northeast and Midwest, still face shortages. Ken emphasizes the importance of affordability and the shift towards renting, predicting a significant increase in renters. He also shares insights on strategic property investments and the benefits of buying at current market lows. Resources: Use the discount code "KEN10" to get a discount on the Limitless Expo event. Show Notes: GetRichEducation.com/559 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, apartment building values have crashed about 30% in the past few years. Well, it's the opinion of today's qualified guest that it's going to get even worse from here. We'll also discuss why rents in the Phoenix area are declining, and a bold prediction on a collapse in the home ownership rate and the hordes of renters that that will create all today on get rich education.   Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with a better business bureau and now over 5000 houses renovated. There's zero mark up on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs, and wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com   Speaker 1  1:59   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:15   Welcome to GRE from the Tigris to the Euphrates to the Mississippi and across 188 nations worldwide. I'm Keith Weinhold GRE founder Forbes real estate council member, Best Selling Author, look for my work in the USA today as well, and you are back inside for another wealth building week of get rich education. What's all that really mean? Ah, I'm just another slack jawed mouth breather with a mic here. Before we get to today's guest, Ken McElroy, let me tell you about housing's new power shift and where we're at today. Three to five years ago, sellers held all the power in virtually every market because the housing supply was so miserably low everywhere. So you had more one tours of real estate and few that were willing to sell. That is still mostly true on a national level, but the new power shift is about the fact that the Northeast and Midwest are replete with home buyers. Queues of buyers are lining up for the few available properties like I've touched on before, and look low available housing supply in these areas, the Midwest and Northeast, that's not a symptom of mass in migration. Hordes of people are not stampeding into Buffalo for the nightlife. It's all due to chronic under building, partly from strict regulation, especially in the Northeast. A big part of the power shift, though, is that we now have fully 10 states that are above pre pandemic supply levels, and you'll notice that none of these are in the Midwest and Northeast. The 10 states are Arizona, which we'll talk about more today, Colorado, Florida, Idaho, Hawaii, Oregon, Tennessee, Texas, Utah and Washington. Here in these places, is where the tables have turned, because supply is catching up with demand in those 10 states. So that's where we're seeing softer home price growth and where buyers have the power, these are some of the states where you can find better deals. Motivated sellers and builders in these places will often buy down your mortgage rate, give you closing cost credits or reward you with incentives, like a free year of property management. In fact, our GRE investment coaches guide you for free to exact property addresses where builders will buy down your mortgage rate to 5% today, one of them will even give you a $9,800 post close credit instead, if you so choose. Often do. Those like that are in those 10 states. They're elsewhere too. You can get started at GRE investment coach.com, conversely, 40 states have less for sale housing inventory than they did as compared to pre pandemic times. This is where sellers still have the power some of the most competitive markets in the nation are buffalo, Hartford, Providence and Boston, where more than 10 active home buyers vie for every single listing. That's per Zillow. That's sort of the real estate equivalent of a Taylor Swift or Beyonce ticket queue. At the other end of the spectrum, shoppers have an easier time in Miami with only 2.6 shoppers per listing, followed by Houston at 3.4 New Orleans at 3.5 and San Antonio at 4.3 nationally active listings are up 31% over last year. That's quite a bit, but we're still 12% below pre pandemic, 2019 inventory levels. And is all this good news or bad news? It totally depends on who you are. If you're holding property in the Northeast and Midwest, you're pretty happy about this strong appreciation in the single family space, but in the southeast, appreciation is non existent. There's even mild depreciation, especially in parts of Florida. If you're looking to own more property in the nation's southeast quadrant, you're now enjoying less buyer competition. In fact, sellers are competing for you, and let's avoid being too assuming. Here I've been talking about things on the state level. States are not monoliths. Philadelphia is not Pittsburgh, Seattle is not Yakima. Cities have different supply situations. Even within one city, the scenario varies, of course, really the bottom line here is that today's recovery from 2022 national supply abyss has been an uneven recovery, where builders are frozen, appreciation soars, where builders hustle, buyers win. So if you're looking for deals, find that short queue.    Today's guest is a familiar one to GRE listeners. He's based in Scottsdale, Arizona, which is the Phoenix Metro. Arizona, though it's fast growing, is still just the 14th most populous state, but Arizona is an interesting market, because we're going to get to see what happens when you have an overbuilt condition, like we do there. We'll discuss that market and the national market as well. Get a key gage on the direction of rents, occupancy and prices, first in the single family space, and then we'll talk about apartments. Anyone that's paid attention to real estate that past few years. Knows that when mortgage rates spiked in 2022 single family values have held up, apartment values plummeted due to their interest rate resets. We'll get insight on if the beleaguered apartment space has bottomed out price wise, or if apartment values still have further to fall.    I'd like to welcome in frequent GRE guest, and he was also one of our earliest back in 2015 Ken McElroy. Ken authored a bunch of successful books, both within and outside of the rich dad series. He's also a well known, successful apartment syndicator with over 10,000 units across several states, and he's also in other parts of the commercial real estate sector, including billboards and self storage. So it's really great to have back on the show. Ken McElroy   Ken McElroy  8:57   good to be here, Keith, thank you. It's been 10 years, man, since we've been doing   Keith Weinhold  9:01   this? Yes, 10 years back in episode 25 since you were first here, more than a decade of this. So we know each other's work really well, and it's such an interesting time in the apartment space. I want to get to that later in our conversation today and really find out if you think that the apartment space has bottomed out. But before we do that, let's talk about the single family space. The audience should know that you can meet both Ken and I in person, as we're both faculty members on the spectacular real estate guys Investor Summit C, which is actually underway now. We're recording this just before the summit. So let's discuss the direction of rents and occupancy. We'll get to price later and Ken although most states still have a housing shortage statewide, Arizona's active housing inventory for sale is 24% above pre pandemic levels. That's what realtor.com tells us, and this. Deeply due to a lot of building, a lot of building usually does not bode well for price growth or rent growth. So tell us about rent, direction and occupancy in the single family space in the Phoenix Metro.   Ken McElroy  10:15   There's a bunch of things happening in the Arizona market. First of all, one is we've had a lot of people move here right in the last 4,5,6, years. Yeah, post pre pandemic, post pandemic, all of that. We are a pretty small state. You got Phoenix, got Tucson, you got Flagstaff, a bunch of other small cities that kind of surround some of those. But it's not like a Texas or a Washington or a lot of these California, like a lot of states, and have a lot of cities to draw from. If people move to Phoenix, that's pretty much where they're they start a lot of times, not every time, but and so it's really interesting. When we have net in migration into Arizona, it really moves the needle for most of these cities. Is kind of the point. And so we're always going to be affordable, we're always going to have great weather, it's safe. We got pretty normal politics, I should say, as compared to some of the others, we really do have a growing population. And so what happened? We had a nice run on the real estate. As you do, you know, we had a nice run on the apartments. We had a nice run on the single family that tapered off when the interest rates went up, essentially, right? You know, we actually built too much. We built too many apartments. We built too many houses. When interest rates went up, people kind of pulled back. That's what you're seeing now. So right now, it's a great time to be a home buyer. It's a great time to be a renter in most of those cities in Arizona specifically. And why would that be? It's because they have a lot of choices. So on the single family side, the listings have gone up, and therefore some of the prices have you know, people are starting to negotiate a little bit more. Now here's the interesting thing, Keith, if you measure it on last year or the year before, it has huge numbers, like you just quoted, you know, 24% but what's happening is things are on the market like 40 days, you know, you know what I mean, like from a week or two, it's doubled or tripled, as you know, that's still not a very realistic market. The market is still, in my opinion, pretty healthy. It's not unbalanced, and before it was a seller's market, and so it's just normalizing. And normalizing, to me, if you go over year, over year, over year, is I think MLS says four to six months of inventory, right? I think things are just normalizing. But if you've been through the run, this is like the end of the world, right? But it's not. It's just things are settling down, and it's the greatest time because they're supposed to be a little bit of friction between the seller and the buyer. I believe there should be just about right. It's never just right, as you know, it's usually pulls on one harder on one side or the other. But we just went through an incredible time where the sellers pretty much got whatever they wanted and the landlords pretty much got whatever they wanted, and so this is just pulling back, you know, the tide's going back out. There's no cause for concern, at least in my world at all. It's supposed to be this way, and we need affordability. We need people to be able to buy homes. We need people to be able to rent. Yeah, I'm in the landlord business, but I don't want rents to run. There needs to be a balance there, even though it's good for me, if it does, but it's not good, because what happens is, then the government gets involved, and what they need to get involved in is adding supply, right? And not capping the rents. You know, what they need to do is just work with developers. And you know, because we're growing here in Arizona right now, we're seeing a pullback, but I think it's needed. There's nothing wrong with this. It weeds out a lot of, you know, realtors that weren't doing much, that just got their license, were hanging around, say, with mortgage folks and title people and lazy contractors and all that stuff. So whenever there's a pullback, the professionals win.   Keith Weinhold  14:01   Well, this is some really good perspective here. We're all victims of the recency bias, and, yeah, you're talking largely about market normalization. What sure wasn't normal or healthy, in a lot of ways, was back in 2021 when you might have had 50 offers for one available property, and people had to bid 50k over the asking price, and they might have waived their inspection, which is typically not a good idea when we talk about rents in the direction of rents, especially there in the Phoenix metro with single family homes, which I know your wife, Daniil, is pretty intimately involved with. Typically, this new supply increases competition. It increases the competition for landlords competing for more of those tenants, which is something that typically is not good for rents. Have we seen declining rents in the local market there in Phoenix?   Ken McElroy  14:54   Of course, yeah. And I'll tell you, there's a bunch of factors. So there's always cross currents. People want one. Answer, but there's not right, like, so let's just pick on a whole bunch of things that went wrong at the tail end of all of this. It was Airbnb. Like, Phoenix and Scottsdale are a huge Airbnb market. I've rented Airbnbs there. Sure. It's incredible, right? And so what happened was a lot of people said, oh, I can buy this house, throw some furniture in it. And, you know, I can get 10,15, 20 grand a month in rent out of these things. And they were right. And then what happened was, there just was too many, so became oversaturated. So you're definitely seeing those back on the market. And so interesting fact, Heath, all you got to do is look at the pictures. And if you see bunk beds. You know, it used to be an Airbnb like, you know what I mean? So that was the one, but two, let's don't forget this run that we just had put a lot of people into the rental market for the first time on the single family side too. So we never really had this many landlords on the single family side as well. And so there's all these mistakes that people made. They bought incorrectly. They had capex work. They bought with floating rate debt. And when rates went up, they weren't cash flowing. They wouldn't know how to manage them. So So there's all this stuff that was kind of going on behind the scenes, on the apartment side of the equation, which is where I hang out. Mostly, I watch all this. And because my class A buildings are competing for single family. They have single family typically wins because it has a yard, has a garage. Nonetheless, I gotta pay attention to it. So it's been interesting to watch. At one point you could not find a home in the Scottsdale area under 500 grand period like nothing. And now, of course, those are starting to come down a little bit more, and there's some softness in the rent, so the renters are have more choices. Now, why is that? There's a couple reasons. If you're a renter and you're looking for a place, you know, I'm sure you're considering a house, but not everybody wants a house, especially if you're single or maybe it's just you and somebody else, and maybe you don't have a pet. There's a lot of reasons that people just don't want to have to a home. So you've got condos and you've got apartments and you've got homes, and then you have school districts. So people definitely want to be in certain school districts based on their children. So you have all these cross currents going on, on where people want to be. And so what does all that mean? What that means is there are certain markets, from a rental standpoint, that are doing extremely well, still, both on apartments, on condos and houses. And then there are other markets that absolutely are not just depends on the concentration of all those things and all those factors that are going on. The one thing that's actually disrupting a market more than anything is apartments and condos. Because, for example, Danielle just had a condo that she owned, and the condo was worth, let's say, 300 grand, but it's probably 25 years old now, yeah, and there's apartments going up, you know, a block from there, right? So her renter is said, you know, I'd rather go over here. Brand new amenities, nine foot ceilings, brand new fitness center, all this stuff. So apartments really do reach into that rental market a little bit. And so there is some spillover between that. But primarily what's going on in Phoenix is there's a lot of new construction. And not just Phoenix. This is Tucson and Greater Phoenix. There's a lot of new construction that was started when rates were low. They were started in 2122 and you know, like, because I'm a builder, it could be a year to 18 months when we're opening a project from the time we put our the shovel in the dirt, we're not even open for a good 18 months. So there's a lag period. And those started opening in 23,24 and certainly 25 and these big projects, two, 300 unit projects, which I have several going right now, they're one to two year lease ups, so you could be looking at two or three year lag on some of the housing that's being provided. So that's all here now that is been good for renters. There's a couple horror stories going on, and I'll just explain. So downtown Phoenix, there was a whole bunch of apartment projects and condo projects that were built trying to attract people to live in downtown Phoenix? Well, there's challenges for downtown Phoenix too, and we won't have to get into that. I don't particularly think that there was ever the real demand for the amount of housing. So what you've done is people build a lot of housing in concentrated areas around the stadium in West Phoenix, near the Cardinal Stadium downtown Phoenix, you know, right in the heart of the business district. So if you were to rent something today, it would be four months free on a 12 month lease.   Keith Weinhold  19:48   Wow, that's about the steepest concession I've ever heard of in my life.   Ken McElroy  19:54   Yes, that's today. So all you gotta do is Google it and you'll see. And the only reason that happened, Keith, is. Is because there was too many units delivered at at a short period of time, and there was the demand, wasn't there? Gosh, now go 10 miles up to Tempe, go to Chandler, go to Scottsdale. No concessions, right? So again, you know, when you look at a market, you're going to see that it typically a lot of these concentrate in certain areas. And so there's a lot of areas in Phoenix where the consumer or the renter has an upper hand a lot. And so they're driving their choices based on their monthly rent. All of that plays into this thing, but the there's areas that are rock solid. And you know that would be Scottsdale, Tempe, Chandler, Gilbert, and there's areas that are over built that would be the west side, downtown Phoenix, the south side, there's areas that there's pockets that you know are in disruption you can kind of pick your poison, right? Like, if you're a landlord, there are areas that you want to buy in areas that you don't want to buy in. And as a renter, you have the same kind of choices. So when you blend it all together, you guys get the national news. But really it's pretty pocketed, just like it can be in any market.   Keith Weinhold  21:12   Well, you bring up so many good points there. Some of these markets that have done more building than usual are in this situation where there is landlord competition for tenants. Now, nationally, we're still under built, so it's interesting to talk about one of these overbuilt conditions in that competition for tenants, like we've been talking about, in general, a tenant prefers a single family home, and it's privacy for sure. They can't always afford that, but the apartment market and the single family rental market are somewhat interrelated, because if there's so much new apartment supply, it's got the appeal of being brand new, and there might even be concessions given, like you've mentioned there Ken and that can make it very attractive for a potentially wannabe single family home renter to go ahead and rent an apartment instead. So this glut of new apartment supply actually can affect the single family rental market somewhat, and competition is really interesting. I mean, certainly in my real estate investment career, I've experienced that. The first time I ever experienced that was that I owned several doors, and they were about 25 years old, and they had garages, each one of them a new apartment complex was built close to those so brand new, and you had to drive by this new apartment complex. Everything nice, shiny new, painted new parking lot, everything a prospective tenant had to drive by that in order to get over to look to my units. That softened my rent somewhat. The one thing that saved me a bit is that my running units were in Anchorage, Alaska, I had the garages with my units. The new apartment building didn't. They only had carports, so I did have a differentiator to help soften the blow in a rental market that became more competitive. Tell us more about the competition for tenants there in Phoenix, whether that's on the single family side or the apartment side can with concessions. And does that mean that you're altering the length of leases there in the local market? Or tell us more about how you're doing that competition?   Ken McElroy  23:10   It's a great question, yeah. So I would say generally, a home is going to be about 1000 bucks more on the average, like if you were just to put a number on it, three bedroom, Rambler type home with a garage in a yard. It's going to be maybe three grand. That apartment, the equivalent was is going to be maybe two grand. So roughly, those are kind of the numbers. But what happens if you're going to rent a house, you're definitely going to pay more money, that's for sure. And of course, depending on the area, depends on the on the rent. Now what's happening in a lot of these markets, like West Phoenix, for example, where you have 1000s of units being added at once, and you get this one month, two month, three month, and the extreme, of course, being four months free, if you're a renter and your rent is two grand, but you get three months free, let's say or four, you're going to take that deal, right? Because your your your average rent is, what 12,13, $1,400 a month, not 2000 so all of a sudden, it's going to impact those single families. So what's happening right now is the apartments that got delivered in in a lot of these geographic areas, these sub markets are definitely impacting the single family rental market. Now, if you're a family and you've got kids and you got pets and you want to be in a school district, you're not even looking you're basically just trying to find the best deal on a home. I get that. But if you have a choice, the rents are about the same, you're going to take the house, sure period I would, you would. So now what's happening is there's, there's such a difference between the rental price of a home versus the rental price of a brand new apartment that people are going to gravitate to the apartments, because those landlords trying to fill those things up are scrambling and marketing to anybody. And everybody and cutting whatever deals they can, because they're just trying to get out of those construction loans. It's a weird market right now. And of course, there are areas Keith that this does not exist at all, right, like you go into like Tempe, and you're not going to have because it doesn't have the available land, you know, which is around Arizona state for example, the Arizona State University. You go into North Scottsdale, you're not going to find this because North Scottsdale doesn't like apartments. And, you know, the homes are a million bucks and up, but there are definitely pockets where this is happening. So if you're a renter and you have choices, this is a great time for you and and to be honest, it's about time, because it was a seller's market and a landlord's market for a long time, and so it's just reverting back to the mean.   Keith Weinhold  25:46   Let's wrap up the discussion about rents and occupancy with what's happening nationally. Ken, since in apartment buildings, you invest in multiple states there, we know, for example, that the home ownership rate recently fell from 65.7% down to 65.1% fewer homeowners means more renters. But that doesn't necessarily mean that they're all going to be absorbed immediately, either. So talk to us about that.    Ken McElroy  26:13   There's an affordability problem, right? We haven't seen a massive adjustment with house prices now you have in areas, of course, I saw your recent podcast on Florida. You know how right the price of a house is, is less than a car today? Yeah, you're right, like so, but what's happening is there are markets that are pulling back, right. There are markets that had a bigger bubble than others, and they're pulling back. And so there's great deals in those markets. A lot of areas in Florida being one of those markets, there are other markets where you don't have that. So we are definitely seeing the same thing. And so we're having, in my opinion, it's the greatest time, because you have people that are, I think, should be able to buy a home. But interest rates seem to be holding at Six 7% and the pricing, albeit, hasn't run like it has, but it's certainly not pulling back like crazy either. It's still over 400 on the average, you know. So if you look at the delta between what it costs to buy a home just mortgage only, and you look at what it costs to rent, it's never been bigger. So the difference between your rent, the rent and a mortgage, has never been bigger. And the other thing Keith, that doesn't get talked a lot about are everything non interest rate and everything non mortgage. So let's start talking about insurance. Let's talk about property tax. Let's talk about, you know, capex. So there's a really good survey that bankrate.com did that said that right now, the average cost to own a home, not mortgage, is 1500 a month. So now that's average. I'm sure there's some that's less. I'm sure it's some that higher. So when you take 1500 a month to own it, plus the mortgage you're talking about quite a bit. It's a heck of a financial commitment when you can just rent for 12, 1314, 1500 and call it a day, you're going to move the needle twice as fast, and you're going to be able to get out of whatever financial situation you're in twice as fast when you don't have all those other costs. So what's really going on now? And the reason why you're starting to see this home ownership rate go down, and I actually make a prediction, gonna do it right now on your show, I think it's gonna go down below 60. I think for the first time in our history, we're gonna see home ownership in the 5050 nines, which is a massive statement. But if you take a look at under Obama got up to 69 and then it was, first of all, it was Clinton, and before that, and then kind of ran, but then it kind of got pulled back under the Bush, and then Obama kind of took the brunt of it. You know, when all that stuff was falling out, but it's been falling, and it's falling. Why it's falling? Because people can't afford a home, and they need to be able to afford a home. So we can't build affordably. The single family market is not affordable, and inflation surpassing wage growth, so you have this massive shift of people, in my opinion, moving from home ownership to the rental side. And there was a time where 1% shift Keith was 1 million people,   Keith Weinhold  29:27   1 million new renters, with every 1% drop in the home ownership rate   Ken McElroy  29:32   was 1 million people. So imagine that it doesn't sound like much when you go 65.7 to 65.1 right? That's a lot of people. When you got about 142 million people in the US, or a billion, right? 340   Keith Weinhold  29:46   350 million in 300 Yeah, about 145 million houses,   Ken McElroy  29:51   45 million, yeah, something like that. So you start to take a look at these numbers. They're massive. So these little 1% movement. It is a lot of people. I think we're going to continue to see it. People need to put their stake in the ground here and get on the landlord side of this, because we're going to see a massive shift of people because they can't afford they're going to be permanent renters, renters for life. And it's not good. I'm not advocating, but it just is what it is, with wage destruction, with inflation, with the affordability, the way it is, people are going to be forced into the rental side of the equation, whereas before, we were always kind of working on the fluctuations of the interest rates and the policies of the President, let's say, or whatever it was, to try to get people to be homeowners, or whatever it might be. Now, we might be in some kind of a permanent state unless something really changes, because we're four or 5 million houses short in the US as a result of the last 20 years. As you know,   Keith Weinhold  30:54   I recently saw a media article that was titled The hidden cost of home ownership, and they were talking about hidden costs as things like maintenance, property taxes, property insurance, utilities. I don't know how in the heck those costs are hidden. Any prospective homeowner needs to be aware of those costs, and inflation impacts those costs, where inflation cannot impact your fixed rate, principal and interest payment. There we have it a brazen prediction from Ken that the home ownership rate will drop below 60% in this cycle and the hordes of renters that that's going to release, we're talking about the direction of rents and occupancy in both Phoenix and the nation at large. We're going to come back after the break and talk about the direction of real estate prices. You're listening to get rich education. Our guest is Ken McElroy. I'm your host. Keith Weinhold.   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. 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Can you corroborate Is that what you're seeing as far as values go there on the ground, or is it different in the sub markets    Ken McElroy  34:20   it's definitely different in the sub markets, but I would definitely concur that it is flat, Keith, it's a very interesting time. People are used to selling things fast. Oh, I'm going to sell this and it trades, and then they're moving it right to something else. They're not used to the markets that you and I grew up in, right which is, you remember the old days where we would list something and it might be on the market for three or four or five months. These people, these kids, these let's last 10 years, they have never seen anything like that. So for me, I think we're just moving back to what I would consider to be normal. I don't see a problem with flat at all. In fact, I think homes are unaffordable and. And flat isn't necessarily bad. That means that both sides are kind of doing deals. That means the seller doesn't hold the cards, and it means the buyer doesn't hold the cards, and so right now is a great time to buy because if a seller is sitting on something for even a couple months, they're not used to it. There's deals to be had right now. And it's, I think, if you have the dry powder and you have the ability to move, is a great time to buy.   Keith Weinhold  35:26   You had mentioned, when we were talking outside this show, that your wife, Danielle has made some interesting moves in her single Yeah, yeah, tell us about that.   Ken McElroy  35:36   It's a fantastic move. I mean, one of the greatest, obviously, I'm doing these big apartment deals, she can't relate, and she's doing these small houses, which she loves. She doesn't like debt. She likes to pay them off, and she manages them all herself. And so she bought this condo years ago, and it's worth about 300 grand, and she paid like 164 years ago, and the rents have dropped. You know, per our last conversation, they were used to be around 1900 now they're around 1700 but the same time, rents have dropped. And why would rents drop? Because there's more competition. There's new apartment buildings being built around the area. The tenants have more choices. Again. There's, you know, rents came down a little bit. So she lost couple 100 bucks a month there, and the HOA hit her with costs. Our insurance went up, our landscaping went up, so all of a sudden their HOA fees started going up. So the rents came down, and the HOA costs went up, squeezes on, yeah, so all sudden she's got this squeeze and so she's looking at it. And I said, you really ought to take a look at your what we call imputed equity. In other words, she has no debt on this thing, so she literally has another way to say it is she has 300,000 sitting in a condo, an asset. What does it matter? What it is and she gets maybe, what does she make it 500 a month, maybe $6,000 okay? Net Cash Flow a year, right? Nothing. So you take your 6000 you divide it by your 300 and it's not a very good return. Yeah, eight. Okay, so she's looking at what we call imputed equity. What's your return on the equity you have? Okay, so she said, I'm going to start looking at these homes that have, like you said, the garages and the yards, because again, we know that should be able to get closer to $3,000 a month on those so she started scouring, and she found one, and it was about 450 grand. So she had to come up with another 150 grand. And so what she did was she sold the unit, the condo she had that had rising HOA and lowering rents for 300 she did a 1031 exchange into the $450,000 house, and then she had to come up with another 150 but her rent now is three grand, and she was able to increase her cash flow By almost $1,000 for a month. So that extra 150 generated about $12,000 of net cash flow gain. And so again, she just purely looked at the math on one and did a 1031 moved it into another one. And now she's super happy it's in a home. And as you know, in a lot of these homes, not always, but you tend to have people that don't move as much. So this the guy that moved in has his son. He has him in a local school. He's young. He's probably going to be there for years, so she's probably not going to have the turnover that she would in a condo project. That's really more like an apartment building. That's what she just did. And so don't forget, when prices are high, you're exiting high and buying high. When prices are in flux, a little bit like they are flat, you're going to be able to find deals. So it's a really good time to take a look at imputed equity and what's your real, true return, and is there a better asset class for you to be able to move that money into? Because this is truly about managing money and maximizing your return on your own dollars. And that's a move that she just made, and she's going to be on the cruise. She'll see you, and I'm encouraging her to actually do a talk on it, because there's a lot more detail to how she pulled it off. But it only took her, like, four or five months to do it, and it worked perfectly.   Keith Weinhold  39:22   Yeah. Well, congratulations there. I'm a fan of debt around here, as you know, on the summit, Daniel and I'll have to have a chat, and I'll talk about why financially free beats debt free and all of that. But I would love to hear her reply. She probably has some really good, sound reasoning for that can nationally apartment values have followed perhaps an astounding 30% because the way I see it is that three or four years ago, there were tons of new apartment starts with those freakishly low mortgage rates like you touched on. Start to completion of an apartment building can be as long as two years. So those starts have now become completion. Dollars, and they need to be leased up. So that's the glut, and that's why apartment vacancies are common in a lot of American markets today, with higher mortgage rates now, we have fewer starts and with less new future apartment supply coming onto the market, which would have been completed in 2025 to 2027 I mean, that's something that could portend well for the future, but the current apartment glut still needs to get absorbed by tenants. So talk to us about that.   Ken McElroy  40:29   That's a great, great tee up for me. Okay, so I'm going to do seven transactions this year. Now, that's all 200 plus units. So I bought 360 unit building and brand new in Las Vegas. We just closed on a 282 unit in north Scottsdale. We bought 152 unit in Phoenix. And on and on and on and on and on. We're really, really, really busy right now, because, to your point, why would we be doing that now? Here's why apartments are valued based on how they're operating period. So high vacancy, high concession, flat rents, high expenses. That's all bad if you own it, it's really good if you buy it. So you want to buy at today's numbers, and that's what we're doing. We're buying at today's numbers, and we think that there's a little window that we've got through 26 to be able to acquire a bunch of apartments at these low values. To your point, they've definitely dropped. There's another case as to why, because the next piece is when the mortgage rate's high, cash flow is less. So when your mortgage payment is higher, all things being equal, your cash flow is less. So when rates went up, then people could pay less, and that drove values down. So if we could lock in today with all this disruption, so that's what we've been focused on. And it's been a very exciting year for our company. And in addition to that, to your point, but you and I have never spoken about, we just broke ground on another deal, and we're just leasing up on a deal down in Tucson that we're we're a 300 unit building that we're just finishing, and we just broke ground on a 312 unit, and we got a couple more slated because we're trying to break ground today. And why would we would break ground today because there's not a lot of subcontractors bidding on the stuff. So we're getting better pricing. The interest rates are high. This is true. That's not necessarily a positive, but we're breaking ground in anticipation of opening in two years, when all this stuff gets absorbed, we're going to be opening and so, you know, if we could time it today with 25 we break ground, we're going to open in 27 this stuff will be absorbed by then the blood will be in the streets in 25 and 26 and maybe early 27 and then it's going to shift again, Keith, and you know, people are slow to react. And so we think we're going to hit this little window at optimal time to be able to open up brand new product in two years.   Keith Weinhold  43:05   That's great. Ken we've been having these conversations for over a decade now, I know, and the way that I see it is that MC companies, your company, was built exactly for times like this. Is that to say that you think apartment values have reached their bottom,   Speaker 2  43:22   so I actually don't think they have yet. That's a funny comment, and here's why, because we also went through this extend and pretend time with lenders, right? So the lenders, whoever bought something, was trying to hold on to it forever. But now, with this new administration and the battle with the, you know, Powell still in office for another year. Who knows really, what's going to happen with rates? Maybe a quarter here, quarter there, whatever. But the reality is, there's no relief in sight. It doesn't appear. Because now we have this high vacancy, we have high expenses, and I don't think there's going to be a lot of interest rate relief. And so I think the lenders are going, you know what? We're gonna start listing these. So we're starting to see just in the last few months, brokers call. I got a call the other day from a broker out of San Antonio. He said a lender called me. They gave me nine deals. He said the keys, they gave me the keys on nine deals now and then I got another one in Dallas. It was 35% occupied, and the loan was 25 million, and the guy said they would take 14, so that's an $11 million haircut to the lender. So you're starting to see these. These are coming into my emails, right? Because they flooded. We are kind of deal. Yeah, it's so good. Now I've passed on everything so far because I think the knife is still falling a little bit, and so I think we're in the first few innings of seeing these kinds of deals, and there needs to be a lot of them, right? Like they need to be everywhere. And then when they're everywhere, everything's listed, and people are looking at them, and there's all this interest, then I think we're going to be at the bottom, but we're darn close. I mean, we're darn close, I would say. Right? We're probably by end of the year close. That's why, if a prudent investor, is getting their dry powder together, now they're meeting with their broker relationships, now they're meeting with their lender relationships, now they're putting together their LPs, and they're starting to go out and look at deals. Now, even if it's no no, no, no, no, no, no. This is the time for you to build relationships and be ready to strike when you start to see stuff this year, toward the end of the year, will will be the bottom and then I also think next year is going to be rocky for a lot of things. Then you're going to see a lot of lender write offs.    Keith Weinhold  45:37   This is really good guidance for what you the listener, can accidentally do if you are a prospective apartment building buyer. Great insight there. Ken. Ken, yes, you and I are about to be together on the real estate guys Investor Summit to see but there's another great event that begins at the end of next month that you put together.    Ken McElroy  45:59   Tell us about that. This is great. I have now we have about 4000 investors. So these are all high net worth people that invest with us. And you know, this is our 24th year in business. So when I meet with all of them, we used to do these investor summits, they would say, What about gold? What about silver? What about oil? What about water? What about timber? What about self storage? What about Office? What about retail? So I'm like, I'm going to create a conference where I can have everything in one spot, and we can invite high net worth, accredited people be able to come there and listen to the best of the best. So no professional speakers, just people that are really doing deals. You know, like we have guys that are building wellness spas and hospitality. Obviously, we have some single family. We got multi family. Got a retail guy, industrial guy, commercial guy, office guy. We got a gold panel. And then we got these economists, and you probably know some of the names. So we got George gammon coming. We got Jeff Snyder, who's unbelievable Euro dollar University. He's coming. We got Brent Johnson, who created what's called the milkshake theory. And just Google it, you'll see it's all about the central banks. We got Jim Rickards, who wrote currency wars and a new case for gold. And we got Lawrence Lepard, who just wrote this book called The Big print. All coming as speakers unpaid, and they're just going to try to deliver the best value they can to the people. Because I tell you what, Keith, I don't know about you, but it's confusing. I'm reading about tariffs, I'm reading about inflation. I'm reading about unemployment. I don't know where interest rates are going. I'm feeling it at the street level, at the main street level, with my apartment buildings, they're harder to manage. The expenses are going up. I try to create this environment to where people can show up and hear real real things, and they can make real decisions and course correct, right, and also take advantage of of some other things. We're also having a manufacturing panel, and I got a whole panel just on the Trump tax bill, because the opportunity zones, the bonus depreciation, all the stuff, these are things that you can do to be able to take action. So this is limitless expo.com. Since we're on your show, they can do KEN10. KEN10, which is a discount, the prices do go up. Obviously they're the highest. They are in July, because that's when the event is but in June, they're still lower. So I would suggest that people go this year, especially with this new administration, and everybody's like, what is going on? Hopefully we can it's starting to clear up some of the confusion that we all have right now and try to figure things out.   Keith Weinhold  48:36   It seems like all we do know is that we don't know limitless ought to help clear some of that up. It is July 31 to August 2. Tell us where it's taking place.   Ken McElroy  48:47   Yeah, it's at the gaylord in Texas, in Dallas, Texas. It's called the Gaylord Texan. It's limitless expo.com. Now we did it last year. There'll be 2000 people. We have 50 speakers. We have five stages, 50 speakers. It's a really high end event. What I mean by that is these are real people doing real deals with real businesses, real investors. It's been fantastic. I haven't had to pay speakers because of the quality of the attendee. That says a lot. It's really been interesting and great. And by the way, I don't really think having big speakers to sell tickets is the way to go. I'd rather have a real quality event, and it's really interesting once you set your mind on something. Because my investors and other investors show up because they do more than invest in just what we do. Like real estate. Everybody wants a little piece of real estate, but they also want to know about Bitcoin. They also want to know about gold, you know. And these are things that I'm not that proficient in, you know. I want to hear from experts in those fields. So it's really been a great, great event.   Keith Weinhold  49:48   You kind of crowdsource the need. You listen to what your audience was asking about, and then you delivered it for them. Limitless expo.com, use the discount code KEN10 to get. Get a discount. Ken McElroy, it's been great chatting about the direction of rents and prices in the both single family space and apartment space. It's been great having you back on the show.   Ken McElroy  50:09   Yeah, for sure. Keith, always great. Man. Good seeing you.   Keith Weinhold  50:18   Yeah. Ken, decidedly bullish on buying real estate, even calling it a great time to buy. He basically believes that because buyers have more power than they did three and four years ago, and they have more options, an emphatic prediction that the home ownership rate will fall below 60% there is profundity here. I mean, the census figures on this go back to the 1960s and the lowest it's fallen in all that time was 63% by the way, homeownership peaked in 2004 at 69% apartment values have crashed about 30% and It's probably going to get worse. So the worst isn't over, but likely will be by about the end of this year. So in Ken's opinion, most of the worst is over. I'm reading in between the lines there on that one. Hey, I hope you've been enjoying this show lately. Next week, we're going to change things up somewhat here. Recently, we've had rather prominent guests on the show, like the father of Reaganomics, David Stockman, then Russell gray last week, this week, the owner of 10,000 running units, Ken McElroy. And you know their perspectives and experience and influence, they are terrific. And I trust that you've learned from them. Next week, we'll have two GRE listeners here on the show, regular listeners, perhaps people more like you, because you can probably relate well to their stories. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  51:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  52:22   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point, because even the word abbreviation is too long. My letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text GRE TO 66866   The preceding program was brought to you by your home for wealth building, get richeducation.com    

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Pro Tips for Hot and Dog Shows and When Safety Overrules Ribbons Host Laura Reeves brings you Pure Dog Talk's LIVE@5 discussion of the hot summer dog shows and when safety is more important than ribbons. "Let's talk about what hot means. And everybody has their own understanding of it, right? So what is hot to someone like myself from the Northwest might be no big deal if you're from Phoenix. Understand that if you're hot, your dogs have similar acclimation and so it's really important to understand what your dog can tolerate. "I was doing my handling class for folks last night and I was talking about this topic and I had a pug dog back in the day, Pug Special, and the day he went best in show in Wisconsin, the thermometer said it was 105 and it was 85% humidity. Yeah, it was really gross. If you look at the photo of me from that day, I look like I've been dipped in olive oil. It is just disgusting. "The judge was Norman Patton. I remember it all very clearly and he flat told me that the reason my dog went best in show that day, not just was he a nice pug dog or what have you, but on that horrible gross awful day, my dog went around the entire best in show ring without panting. "And so a lot of that has to do with what the dog is acclimated to. That particular pug dog lived in Nebraska at the time. He was accustomed to gross humidity. And my dogs were not pampered pets. They went outside in the gross humidity. I was careful with them, but they were acclimated to the heat and the humidity, which other dogs If I had brought him straight from the West Coast to that environment, he'd have died. But because he was acclimated after a couple of years in Nebraska, it was more manageable for him. "And the other thing that I did was manage his situation. So at a hot dog show, you have an ice chest full of ice and water. More water than ice, but it is ice cold water. You do not give that to your dog to drink. You put your cool coat or your shammy or your towel or your whatever you're going to use in that water and then you ring it out as much as you need to for your dog's coat and you put it on the ground and you have the dog stand on it. "You do not put it over the dog's back because that's not going to get them cool. Dogs release heat from their pads, they release heat from their ear flaps, they release heat in their groin, anus, all of the places that have unfurred space. And so if we're going to keep our dogs cool, the way to keep them cool is to have the coldness underneath them. "And then I had a good Ryobi fan. I had a spray bottle with water in it, and I had another shammy and I had trained him. So this is the other part. He was trained. That's an important part of this conversation. He was trained. He could lie down on his side in the ring and I would cover his eyes, his whole head up with another cold chamois. And so he was iced, literally, he was chill. "And this particular ring was outdoors, kind of in semi shade. I spent the vast majority of that time in the best in show ring with the dog lying down and my back to the judge, to the ring, to everything else so that I could put him in the shade. I used my body to shade him because there wasn't as much shade as I would like there to be. "So you can manage the heat if the dog is accustomed to it, if the dog is fit and if it is acclimated to the basic conditions and then you can keep them cool enough for the amount of time that you have. So that's number one. "Number two, remember. There's no law that you have to go to the dog show that you entered if it's 100°. Another special, another time, another place. There was a big candy ass. I can't say it another way. God love him. I loved that dog, but he was not heat tolerant and he had won a big specialty in California. And I had a huge falling out with his co-owner over it because I refused to show him the group, because it's gonna be 105 and it was out in more sun and he was going to be...

As the war between Israel and Iran continues, members of the Iranian diaspora in the Bay Area are closely watching as people in Iran are being asked to evacuate amidst travel bans, fuel shortages and internet blackouts. The United States is home to the largest Iranian diaspora outside of Iran, with over fifty percent of that population living in California. We talk with Iranian community members and leaders in the Bay Area about how these latest events fit in the larger context of the nation's history, what it all means for the people in Iran, and how members of the diaspora are navigating the situation from afar. Guests: Persis Karim, poet, essayist and Director for the Center for Iranian Diaspora Studies, San Francisco State University Hasti Jafari, playwright, educator Nahid Siamdoust, journalist; professor of Middle Eastern Studies, University of Texas Arman Mahmoudi, community organizer, BayArea4Iran Learn more about your ad choices. Visit megaphone.fm/adchoices

Is your teen glued to their screen this summer? Do you know the difference between typical teen behavior and true digital distress? In this powerful episode, Dr. Jennifer Zu Marga, a child and adolescent psychiatrist, joins Colleen O'Grady to talk about the growing issue of digital distress—the emotional strain and anxiety caused by excessive screen use. Together, they explore how screens are impacting teens' mental health, from sleep issues to depression and even self-harm. Dr. Zu Marga shares how her clinical work has evolved as digital habits have become a root cause of many emotional and behavioral issues in teens. The conversation dives deep into how the pandemic escalated screen dependency, how to spot signs of distress, and why setting boundaries around technology use is more critical than ever—especially during summer. Jennifer Zumarraga, MD is a specialist in Child and Adolescent Psychiatry and Psychology at El Camino Health in California. She has over a decade of experience working with children and adolescents of all ages. Dr. Zumarraga began her career in research at the National Institute of Mental Health, focusing on youth with ADHD. She went on to complete her training at the University of Rochester and the University of Southern California. Three Key Takeaways: Excessive screen time affects the basics: Sleep, nutrition, mood, and social interaction often suffer when teens are glued to their devices. Look for changes like irritability, withdrawal, or academic decline. Limits are necessary—and hard: Teens often push back when you try to cut screen time. But consistency, clear boundaries, and calm conversations (held when everyone is regulated) can help establish healthier habits. Help teens reclaim their summer: Work with your teen to create a list of 30–50 non-digital activities, develop a daily structure, and encourage real-world social connections. This effort now can prevent more serious mental health issues later. Learn more at: https://www.getcare.elcaminohealth.org/providers/jennifer-zumarraga-md-1518987601-1 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this important episode, we explore mom shame, the difference between guilt and shame, and common triggers for guilt. One of the biggest contributors to mom shame is societal pressure, so we want to shed light on navigating this issue and breaking the cycle of shame. My expert guest for this topic is Allie Barker, LCSW. Allie is excited to bring her insight to today's conversation about dismantling the overwhelming experience of mom shame. Join us to learn more! Allie Barker is a licensed clinical social worker specializing in perinatal mental health. She has been in private practice since 2020 and has been clinically practicing since 2018. After experiencing a difficult pregnancy during the pandemic and navigating postpartum anxiety, depression, and OCD, she realized how common, yet isolating, these struggles are. This led her to shift her entire clinical focus to supporting individuals through fertility challenges, pregnancy, and postpartum transitions. As a therapist, Allie is passionate about helping parents navigate the mental and emotional challenges that come with new parenthood, from facing unrealistic societal expectations to combating the deep-rooted shame that prevents someone from finding joy in the small moments. She brings professional expertise and personal understanding to these conversations, creating a compassionate and judgment-free space for parents. Outside of work, Allie is a mom with a four-year-old daughter, a wife, and an animal mom to several dogs, ducks, and pigs.  Show Highlights: Understanding mom shame and the myth of mom guilt The effects of societal expectations on moms around everyday occurrences in parenthood Support for parents begins with awareness, identifying your values, and setting realistic goals The best way to dismantle mom shame is to have relevant conversations with your partner during pregnancy. It's okay when your values don't match up with those of books, experts, and social media. The impacts on your mental health when you feel like a failure all the time Guard against lofty motherhood goals that set you up for failure! Every mom feels like “the only one,” and shame breeds isolation. Scary thoughts, fears, and OCD (Name it and say it out loud to safe, supportive people!) Allie's work to support parents with compassion and self-compassion A parent who admits mistakes and apologizes gives their child space to make mistakes and apologize for them. (It's an opportunity to teach compassion.) Being vulnerable and listening to vulnerability can help break the cycle. Resources: Connect with Allie Barker:⁠ Website⁠ Call the National Maternal Mental Health Hotline at 1-833-TLC-MAMA or visit⁠ cdph.ca.gov⁠ Please find resources in English and Spanish at⁠ Postpartum Support International⁠, or by phone/text at 1-800-944-4773. There are many free resources, like online support groups, peer mentors, a specialist provider directory, and perinatal mental health training for therapists, physicians, nurses, doulas, and anyone who wants to be more supportive in offering services.  You can also follow PSI on social media:⁠ Instagram⁠,⁠ Facebook⁠, and most other platforms. Visit⁠ www.postpartum.net/professionals/certificate-trainings/⁠ for information on the grief course.   Visit my website,⁠ www.wellmindperinatal.com⁠, for more information, resources, and courses you can take today! If you are a California resident seeking a therapist in perinatal mental health, please email me about openings for private pay clients. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Trump Administration's immigration raids have cast a cloud of fear over communities across the state. They've also dealt a blow to small businesses and economic life, particularly in Los Angeles County. Reporter: Saul Gonzalez, The California Report The deployment of National Guard troops sent to Los Angeles by President Trump has been at the center of a see-sawing legal battle between California and the Trump Administration. For now, the soldiers are staying as the dispute is before a judge on Monday. Reporter: Marisa Lagos, KQED The U.S. Supreme Court on Friday dealt a blow to California's ability to set its own vehicle emissions standards. That will likely strengthen the fossil fuel industry's ability to challenge the state's energy policies and goals. Reporter: Manola Secaira, CapRadio Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Beats Vines & Life, host MJ Towler sits down with Alex Kanzler and Zach Stickler, the dynamic duo behind Kanzler Vineyards in the Sebastopol Hills of Sonoma County. Their story is one of serendipity, hard work, and a deep connection to both land and family—think accidental farmers turned boutique winemakers, whose grapes have made their way into cult Pinot Noirs and acclaimed bottles from top California producers.We journey from the wild days of pulling up old apple orchards and setting them ablaze to crafting expressive, balanced Pinots and Chardonnays with a nod to tradition and a spark of innovation. Along the way, Alex and Zach open up about family roots, their paths from restaurants, real estate, and snowboarding—yes, you read that right—to building a close-knit, collaborative team at Kanzler. They share insights on winegrowing as a skill trade, the changing scene in Sonoma, the tightrope of navigating vintage variation, and the passion that goes into every bottle.This episode is a celebration of community, legacy, hard-earned expertise, and the pure joy of sharing a bottle—whether it's from your own vineyard, your neighbor's, or popped open at a lively family garden party. So pour yourself a glass, get ready to hear what goes into great Sonoma wine, and join us for a heartfelt, in-depth conversation with the minds behind Kanzler Vineyards. Cheers!For more information about Kanzler Vineyards click the link!!Follow Kanzler Vineyards on IG!Follow Alex on IG!____________________________________________________________Until next time, cheers to the mavericks, philosophers, deep thinkers, and wine drinkers! Subscribe and give Beats Vines and Life a five-star review on whichever platform you listen to.For insider info from MJ and exclusive content from the show, sign up at blackwineguy.comFollow MJ @blackwineguyFollow Beats Vines and Life @beatsvinesandlifeThank you to our sponsor, The Best Shake Ever. Fuel Your Body, Elevate Your Life with Shakeology! Looking for a delicious, nutrient-packed shake that supports your health and wellness goals? Shakeology is your all-in-one superfood solution! Packed with premium proteins, fiber, probiotics, antioxidants, and essential vitamins.For more information, go to The Best Shake Ever____________________________________________________________Until next time, cheers to the mavericks, philosophers, deep thinkers, and wine drinkers! Subscribe and give Beats Vines and Life a five-star review on whichever platform you listen to.For insider info from MJ and exclusive content from the show, sign up at blackwineguy.comFollow MJ @blackwineguyFollow Beats Vines and Life @beatsvinesandlife Hosted on Acast. See acast.com/privacy for more information.

Top Ten from 2024: #7 Her Desires and His Desires in the Bedroom with Dr. Jennifer Konzen   *DISCLAIMER* This episode is intended for adults   Her Desires and His Desires in the Bedroom with Dr. Jennifer Konzen   1 Corinthians 7:3 (AMP) “The husband must fulfill his [marital] duty to his wife [with good will and kindness], and likewise the wife to her husband."   **Transcription of original episode**  BONUS: Special Patreon Release: His Desires and Her Desires in the Bedroom with Dr. Jennifer Konzen   Dr. Jennifer Konzen is a certified sex therapist, award winning researcher, and international speaker who lives in San Diego, California. She and her husband Time have four kids. She has been a parent educator, a marriage, parenting, and sexuality seminar and conference speaker, and yes, a Broadway showtimes performer (her undergraduate degree is in Musical Theater and Vocal Performance).    Dr. Jennifer Konzen's Website    Art of Intimate Marriage by Tim Konzen and Dr. Jennifer Konzen   Redeemed Sexuality by Tim Konzen and Dr. Jennifer Konzen   Intimate Marriage Cards by Tim Konzen and Dr. Jennifer Konzen   The Gottman Institute   hotholyhumorous.com   christianfriendlysexpositions.com   christiannymphos.org    Thank You to Our Sponsor: The Sue Neihouser Team   Connect with The Savvy Sauce on Facebook, Instagram or Our Website.   Please help us out by sharing this episode with a friend, leaving a 5-star rating and review, and subscribing to this podcast!   Gospel Scripture: (all NIV)   Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”    Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”

Seth & Sean re-visit the Astros capping off their California road trip and how this week's opponents in the Phillies and Cubs could go.

Seth & Sean look at more reactions from national media on the big trade, including Kendrick Perkins and Isiah Thomas. Plus, they re-visit the Astros capping off their California road trip and how this week's opponents in the Phillies and Cubs could go. And to end it off, final thoughts on the KD-Rockets trade.

Seth & Sean bring forth their reactions to the blockbuster trade that sends Kevin Durant to the Houston Rockets! Later on, they look at the latest Headlines. They then look over what media personalities have said about the Rockets trading for Kevin Durant. Plus, they do Acknowledge Me, which includes Rafael Stone and CJ Stroud. Also, they react to Jarrett Patterson talking about the offensive line and the new OL coach on Texans-All-Access. The guys are joined by Sirius XM host and NBA analyst as he gives his thoughts and analysis on the trade. After talking to Geltzeiler, the guys look at the recent, wary history of Rockets bringing in All Stars. Later, Sean goes through the five reasons he hates the 2025 NBA Champions OKC Thunder. As the guys wrap things up, they look at more reactions from national media on the big trade, including Kendrick Perkins and Isiah Thomas. Plus, they re-visit the Astros capping off their California road trip and how this week's opponents in the Phillies and Cubs could go. And to end it off, final thoughts on the KD-Rockets trade.

This episode is one of Pastor Jack Abeelen's recent radio broadcasts. Pastor Jack's teachings are broadcast every weekday on over 400 radio stations across the country.The Growing Thru Grace radio broadcast is an outreach of Morningstar Christian Chapel in Whittier, California.To see more of Pastor Jack's Bible studies, visit our Morningstar Christian Chapel channel at https://www.youtube.com/@morningstarcc.To subscribe to our Podcast newsletter go to http://eepurl.com/iGzsP6.If you would like to support our electronic ministry, you may do so by going to our donations page at https://morningstarcc.churchcenter.com/giving/to/podcast.Visit our church website at https://morningstarcc.org.

This episode features a full length Bible study taught by Pastor Jack Abeelen of Morningstar Christian Chapel in Whittier, California.If today you prayed with Pastor Jack to receive the Lord, we'd love to hear about it and get you started on the right foot. Visit us online at: https://morningstarcc.org/born-again/To see more of Pastor Jack's Bible studies, visit our Morningstar Christian Chapel channel at https://www.youtube.com/@morningstarcc.To subscribe to our Podcast newsletter go to http://eepurl.com/iGzsP6.If you would like to support our electronic ministry, you may do so by going to our donations page at https://morningstarcc.churchcenter.com/giving/to/podcast.Visit our church website at https://morningstarcc.org.

Dr. Jack Trieber preached a message entitled “Two Babylons” during the Sunday Morning service on June 22, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

John fixes California with Bill EssayliSee omnystudio.com/listener for privacy information.

The field of Holistic Dentistry has fascinated me ever since I learned about the work of Dr. Weston A. Price and his research into the diets that support healthy teeth and jaw development. Join me in this fascinating conversation with a renowned expert in this field. Dr. Patel's Green Dentistry practice focuses on the patient, first and foremost. From the spa-like comforts to high-tech, non-invasive treatments, every aspect of her practice is thoughtfully designed and focused on cosmetics, comfort, and your lifelong health. Dr. Nammy Patel is a graduate of the University of California's School of Dentistry and a trailblazer in holistic, eco-friendly dental care. She is the founder of Green Dentistry and a passionate advocate for merging Ayurvedic principles with cutting-edge technology to promote total health and well-being. As a published author and respected leader in her field, Dr. Patel educates dentists and hygienists globally, emphasizing the powerful connection between oral health and overall vitality. Her passion extends beyond the dental chair into meaningful global and community initiatives. Dr. Patel leads a nonprofit that supports over 3,000 villages annually and works toward her mission of preventing oral cancer in one million people in India. She is actively involved with the American India Foundation and supports various humanitarian causes, believing deeply in using her platform for the greater good. Born in Dharotha, India, and immigrating to the U.S. at age five, Dr. Patel brings a global perspective to everything she does. She has built one of the most advanced, spa-like dental practices, offering patients both exceptional care and a nurturing environment. Her commitment to health, sustainability, and social impact continues to inspire change across the dental industry and beyond. Connect with Dr. Nammy via: Email: nammypatel@gmail.com  Website: drnammypatel.com, GreenDentistry.com FB: Dr. Nammy Patel  IG: @drnammypatel X: @DrNammyPatel Linked In: Nammy Patel

Andrew Kroeger joins Dr. Sandie Morgan as the two discuss how anyone can find their unique role in fighting human trafficking without changing careers, using the metaphor of grabbing a handle on an ancient Greek pithari jar. Andrew Kroeger Andrew Kroeger is a podcast producer with over a decade of experience and a proud Vanguard alum. Before podcasting, he worked in book publishing as an editor and spent years as a live sound engineer. He's also passionate about global missions, having spent many summers living in Romania, doing outreach work for the past eight years. Andrew has been the invisible force behind this podcast, editing every episode, managing the website, and ensuring content reaches listeners in over 170 countries. What's fascinating is how Andrew never set out to work in anti-human trafficking - this opportunity came to him through his existing skills and connections. Key Points Andrew's journey into anti-trafficking work began as a Vanguard student doing live sound for events, which led to connections that eventually brought him to podcast production work eight years later. The pithari metaphor illustrates how fighting human trafficking requires many people finding their unique "handle" - you don't need to carry the entire burden alone, just find where your skills fit. Andrew emphasizes that people don't need to change careers or entire life directions to make a meaningful impact in anti-trafficking work - opportunities often come through existing skills and connections. His global mission experience, particularly in Romania and Egypt's "Garbage City," gave him firsthand perspective on trafficking issues that keeps him passionate about the work. Eight years of editing every episode has transformed Andrew from a "tech guy" into a content expert who can now play an editorial role in shaping the podcast's message. Working consistently with anti-trafficking content can lead to emotional numbing, requiring intentional effort to maintain compassion and avoid becoming cynical about the work. The podcast's focus on hope and human dignity, rather than just statistics and outcomes, sets it apart from other anti-trafficking content and prevents burnout. Andrew's favorite episodes are those featuring Romania because they connect to his personal mission experience, and the recent AI episode with David Tyre because it showed how emerging technology can help rather than hinder anti-trafficking efforts. The podcast is transitioning to video format to reach more students and young professionals who prefer visual content and want to share episodes with friends and classmates. Finding your "handle" means recognizing opportunities that come to you naturally rather than forcing your way into anti-trafficking work - partnership is often more effective than starting from scratch. Resources Connect with Andrew 282 – Crisis Prevention of Ukraine Refugee Trafficking, with Ioana Bauer 341 – Following the Money: How Financial Crime Investigations Disrupt Human Trafficking Transcript [00:00:00] Sandie Morgan: Welcome to the Ending Human Trafficking Podcast here at Vanguard University's Global Center for Women and Justice in Orange County, California. I'm Dr. Sandie Morgan, and this is the show where we empower you to study the issues, be a voice, and make a difference in ending human trafficking. [00:00:24] Today I'm flipping the script and putting our producer Andrew Kroeger in front of the microphone. Andrew is a podcast producer with over a decade of experience. And a proud Vanguard alum. Before podcasting, he worked in book publishing as an editor and spent years as a live sound engineer. He's also passionate about global missions, having spent many summers living in Romania, doing outreach work for the past eight years. [00:01:05] Andrew has been the invisible force behind this podcast. He's been editing every episode, managing our website,