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1UNITED STATES BANKRUPTCY COURTSOUTHERN DISTRICT OF TEXASHOUSTON DIVISIONIn re:INTRUM AB, et al.,1Debtors.Chapter 11Case No. 24-90575 (CML)(Jointly Administered)NOTICE OF APPEALPursuant to 28 U.S.C. § 158(a) and Federal Rules of Bankruptcy Procedure 8002 and 8003,notice is hereby given that the Ad Hoc Committee of holders of 2025 notes issued by Intrum AB(the “AHC”) hereby appeals to the United States District Court for the Southern District of Texasfrom (i) the Order Denying Motion of the Ad Hoc Committee of Holders of Intrum AB Notes Due2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. § 1112(b) and Federal Rule ofBankruptcy Procedure 1017(f)(1) (ECF No. 262) (the “Motion to Dismiss Order”) and (ii) theOrder (I) Approving Disclosure Statement and (II) Confirming Joint Prepackaged Chapter 11Plan of Intrum AB and Its Affiliated Debtor (Further Technical Modifications) (ECF No. 263) (the“Confirmation Order”). A copy of the Motion to Dismiss Order is attached as Exhibit A and acopy of the Confirmation Order is attached as Exhibit B. Additionally, the transcript of theBankruptcy Court's oral ruling accompanying the Motion to Dismiss Order and ConfirmationOrder (ECF No. 275) is attached as Exhibit C.Below are the names of all parties to this appeal and their respective counsel:1 The Debtors in these Chapter 11 Cases are Intrum AB and Intrum AB of Texas LLC. The Debtors'service address in these Chapter 11 Cases is 801 Travis Street, Ste 2101, #1312, Houston, TX 77002.Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 1 of 62I. APPELLANTA. Name of Appellant:The members of the AHC include:Boundary Creek Master Fund LP; CF INT Holdings Designated Activity Company; CaiusCapital Master Fund; Diameter Master Fund LP; Diameter Dislocation Master Fund II LP; FirTree Credit Opportunity Master Fund, LP; MAP 204 Segregated Portfolio, a segregated portfolioof LMA SPC; Star V Partners LLC; and TQ Master Fund LP.Attorneys for the AHC:QUINN EMANUEL URQUHART & SULLIVAN, LLPChristopher D. Porter (SBN 24070437)Joanna D. Caytas (SBN 24127230)Melanie A. Guzman (SBN 24117175)Cameron M. Kelly (SBN 24120936)700 Louisiana Street, Suite 3900Houston, TX 77002Telephone: (713) 221-7000Facsimile: (713) 221-7100Email: chrisporter@quinnemanuel.comjoannacaytas@quinnemanuel.commelanieguzman@quinnemanuel.comcameronkelly@quinnemanuel.com-and-Benjamin I. Finestone (admitted pro hac vice)Sascha N. Rand (admitted pro hac vice)Katherine A. Scherling (admitted pro hac vice)295 5th AvenueNew York, New York 10016Telephone: (212) 849-7000Facsimile: (212) 849-7100Email: benjaminfinestone@quinnemanuel.comsascharand@quinnemanuel.comkatescherling@quinnemanuel.comB. Positions of appellant in the adversary proceeding or bankruptcy case that isthe subject of this appeal:CreditorsCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 2 of 63II. THE SUBJECT OF THIS APPEALA. Judgment, order, or decree appealed from:The Order Denying Motion of the Ad Hoc Committee of Holders of Intrum AB Notes Due2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. § 1112(b) and Federal Rule ofBankruptcy Procedure 1017(f)(1) (ECF No. 262); the Order (I) Approving Disclosure Statementand (II) Confirming Joint Prepackaged Chapter 11 Plan of Intrum AB and Its Affiliated Debtor(Further Technical Modifications) (ECF No. 263); and the December 31, 2024 Transcript of OralRuling Before the Honorable Christopher M. Lopez United States Bankruptcy Court Judge (ECFNo. 275).B. The date on which the judgment, order, or decree was entered:The Motion to Dismiss Order and the Confirmation Order were entered on December 31,2024. The Court issued its oral ruling accompanying the Motion to Dismiss Order and theConfirmation Order on December 31, 2024.III. OTHER PARTIES TO THIS APPEALIntrum AB and Intrum AB of Texas LLCMILBANK LLPDennis F. Dunne (admitted pro hac vice)Jaimie Fedell (admitted pro hac vice)55 Hudson YardsNew York, NY 10001Telephone: (212) 530-5000Facsimile: (212) 530-5219Email: ddunne@milbank.comjfedell@milbank.com–and–Andrew M. Leblanc (admitted pro hac vice)Melanie Westover Yanez (admitted pro hac vice)1850 K Street, NW, Suite 1100Washington, DC 20006Telephone: (202) 835-7500Facsimile: (202) 263-7586Email: aleblanc@milbank.commwyanez@milbank.com–and–PORTER HEDGES LLPJohn F. Higgins (SBN 09597500)Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 3 of 64Eric D. Wade (SBN 00794802)M. Shane Johnson (SBN 24083263)1000 Main Street, 36th FloorHouston TX 77002Telephone: (713) 226-6000Facsimile: (713) 226-6248Email: jhiggins@porterhedges.comewade@porterhedges.comsjohnson@porterhedges.comIV. OTHER PARTIES THAT MAY HAVE AN INTEREST IN THIS APPEALThe following chart lists certain parties that are not parties to this appeal, but that may havean interest in the outcome of the case. These parties should be served with notice of this appealby the Debtors who are aware of their identities and best positioned to provide notice.All Other Creditors of the Debtors, Including, But Not Limited To:• Certain funds and accounts managed by BlackRock Investment Management (UK)Limited or its affiliates;• Capital Four;• Davidson Kempner European Partners, LLP;• Intermediate Capital Managers Limited;• Mandatum Asset Management Ltd;• H.I.G. Capital, LLC;• Spiltan Hograntefond; Spiltan Rantefond Sverige; and Spiltan Aktiefond Stabil;• The RCF SteerCo Group;• Swedbank AB (publ).Any Holder of Stock of the Debtors• Any holder of stock of the Debtors, including their successors and assigns.Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 4 of 65Respectfully submitted this 13th day of January, 2025.QUINN EMANUEL URQUHART &SULLIVAN, LLP/s/ Christopher D. PorterChristopher D. Porter (SBN 24070437)Joanna D. Caytas (SBN 24127230)Melanie A. Guzman (SBN 24117175)Cameron M. Kelly (SBN 24120936)700 Louisiana Street, Suite 3900Houston, TX 77002Telephone: (713) 221-7000Facsimile: (713) 221-7100Email: chrisporter@quinnemanuel.comjoannacaytas@quinnemanuel.commelanieguzman@quinnemanuel.comcameronkelly@quinnemanuel.com-and-Benjamin I. Finestone (admitted pro hac vice)Sascha N. Rand (admitted pro hac vice)Katherine A. Scherling (admitted pro hac vice)295 5th AvenueNew York, New York 10016Telephone: (212) 849-7000Facsimile: (212) 849-7100Email: benjaminfinestone@quinnemanuel.comsascharand@quinnemanuel.comkatescherling@quinnemanuel.comCOUNSEL FOR THE AD HOC COMMITTEE OFINTRUM AB 2025 NOTEHOLDERSCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 5 of 6CERTIFICATE OF SERVICEI, Christopher D. Porter, hereby certify that on the 13th day of January, 2025, a copy ofthe foregoing document has been served via the Electronic Case Filing System for the UnitedStates Bankruptcy Court for the Southern District of Texas./s/ Christopher D. PorterBy: Christopher D. PorterCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 6 of 6EXHIBIT ACase 24-90575 Document 296-1 Filed in TXSB on 01/13/25 Page 1 of 31IN THE UNITED STATES BANKRUPTCY COURTFOR THE SOUTHERN DISTRICT OF TEXASHOUSTON DIVISION)In re: ) Chapter 11)Intrum AB, et al.,1 ) Case No. 24-90575 (CML)))Jointly AdministeredDebtors. ))ORDER DENYING MOTION OF THE AD HOCCOMMITTEE OF HOLDERS OF INTRUM AB NOTES DUE 2025TO DISMISS CHAPTER 11 CASES PURSUANT TO 11 U.S.C. § 1112(B) ANDFEDERAL RULE OF BANKRUPTCY PROCEDURE 1017(F)(1)(Related to Docket No. 27)This matter, having come before the Court upon the Motion of the Ad Hoc Committee ofHolders of Intrum AB Notes Due 2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. §1112(b) and Federal Rule of Bankruptcy Procedure 1017(f)(1) [Docket No. 27] (the “Motion toDismiss”); and this Court having considered the Debtors' Objection to the Motion of the Ad HocCommittee of Holders of Intrum AB Notes Due 2025 to Dismiss Chapter 11 Cases Pursuant to 11U.S.C. § 1112(b) and Federal Rule of Bankruptcy Procedure 1017(f)(1) (the “Objection”) andany other responses or objections to the Motion to Dismiss; and this Court having jurisdiction overthis matter pursuant to 28 U.S.C. § 1334 and the Amended Standing Order; and this Court havingfound that this is a core proceeding pursuant to 28 U.S.C. § 157(b)(2); and this Court having foundthat it may enter a final order consistent with Article III of the United States Constitution; and thisCourt having found that the relief requested in the Objection is in the best interests of the Debtors'1 The Debtors in these Chapter 11 Cases are Intrum AB and Intrum AB of Texas LLC. The Debtors' serviceaddress in these Chapter 11 Cases is 801 Travis Street, STE 2101, #1312, Houston, TX 77002.United States Bankruptcy CourtSouthern District of TexasENTEREDDecember 31, 2024Nathan Ochsner, ClerkCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29662-1 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 2 o of f2 32estates; and this Court having found that the Debtors' notice of the Objection and opportunity fora hearing on the Motion to Dismiss and Objection were appropriate and no other notice need beprovided; and this Court having reviewed the Motion to Dismiss and Objection and havingheard the statements in support of the relief requested therein at a hearing before this Court; andthis Court having determined that the legal and factual bases set forth in the Objectionestablish just cause for the relief granted herein; and upon all of the proceedings had beforethis Court; and after due deliberation and sufficient cause appearing therefor, it is HEREBYORDERED THAT:1. The Motion to Dismiss is Denied for the reasons stated at the December 31, 2024 hearing.2. This Court retains exclusive jurisdiction and exclusive venue with respect to allmatters arising from or related to the implementation, interpretation, and enforcement of this Order.DAeucegmubste 0r 23,1 2, 0210294CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29662-1 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 3 o of f2 3EXHIBIT BCase 24-90575 Document 296-2 Filed in TXSB on 01/13/25 Page 1 of 135IN THE UNITED STATES BANKRUPTCY COURTFOR THE SOUTHERN DISTRICT OF TEXASHOUSTON DIVISION)In re: ) Chapter 11)Intrum AB et al.,1 ) Case No. 24-90575 (CML)))(Jointly Administered)Debtors. ))ORDER (I) APPROVINGDISCLOSURE STATEMENT AND(II) CONFIRMING JOINT PREPACKAGED CHAPTER 11PLAN OF INTRUM AB AND ITS AFFILIATEDDEBTOR (FURTHER TECHNICAL MODIFICATIONS)The above-captioned debtors and debtors in possession (collectively, the“Debtors”), having:a. entered into that certain Lock-Up Agreement, dated as of July 10, 2024 (asamended and restated on August 15, 2024, and as further modified,supplemented, or otherwise amended from time to time in accordance with itsterms, the “the Lock-Up Agreement”) and that certain Backstop Agreement,dated as of July 10, 2024, (as amended and restated on November 15, 2024 andas further modified, supplemented, or otherwise amended from time to time inaccordance with its terms), setting out the terms of the backstop commitmentsprovided by the Backstop Providers to backstop the entirety of the issuance ofNew Money Notes (as may be further amended, restated, amended and restated,modified or supplemented from time to time in accordance with the termsthereof, the “Backstop Agreement”) which set forth the terms of a consensualfinancial restructuring of the Debtors;b. commenced, on October 17, 2024, a prepetition solicitation (the “Solicitation”)of votes on the Joint Prepackaged Chapter 11 Plan of Reorganization of IntrumAB and its Debtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code (asthe same may be further amended, modified and supplemented from time totime, the “Plan”), by causing the transmittal, through their solicitation andballoting agent, Kroll Restructuring Administration LLC (“Kroll”), to theholders of Claims entitled to vote on the Plan of, among other things: (i) the1 The Debtors in these chapter 11 cases are Intrum AB and Intrum AB of Texas LLC. The Debtors' serviceaddress in these chapter 11 cases is 801 Travis Street, STE 2102, #1312, Houston, TX 77002.United States Bankruptcy CourtSouthern District of TexasENTEREDDecember 31, 2024Nathan Ochsner, ClerkCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 2 o of f1 133452Plan, (ii) the Disclosure Statement for Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate (as the same may befurther amended, modified and supplemented from time to time, the“Disclosure Statement”), and (iii) the Ballots and Master Ballot to vote on thePlan (the “Ballots”), (iv) the Affidavit of Service of Solicitation Materials[Docket No. 7];c. commenced on November 15, 2024 (the “Petition Date”), these chapter 11 cases(these “Chapter 11 Cases”) by filing voluntary petitions in the United StatesBankruptcy Court for the Southern District of Texas (the “Bankruptcy Court”or the “Court”) for relief under chapter 11 of title 11 of the United States Code(the “Bankruptcy Code”);d. Filed on November 15, 2024, the Affidavit of Service of Solicitation Materials[Docket No. 7] (the “Solicitation Affidavit”);e. Filed, on November 16, 2024 the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code (Technical Modifications) [Docket No. 16] and theDisclosure Statement for Joint Prepackaged Chapter 11 Plan of Intrum AB andits Debtor Affiliate [Docket No. 17];f. Filed on November 16, 2024, the Declaration of Andrés Rubio in Support of ofthe Debtors' Chapter 11 Petitions and First Day Motions [Docket No. 14] (the“First Day Declaration”);g. Filed on November 17, 2024, the Declaration of Alex Orchowski of KrollRestructuring Administration LLC Regarding the Solicitation of Votes andTabulation of Ballots Case on the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code [Docket No. 18] (the “Voting Declaration,” andtogether with the Plan, the Disclosure Statement, the Ballots, and theSolicitation Affidavit, the “Solicitation Materials”);h. obtained, on November 19, 2024, the Order(I) Scheduling a Combined Hearingon (A) Adequacy of the Disclosure Statement and (B) Confirmation of the Plan,(II) Approving Solicitation Procedures and Form and Manner of Notice ofCommencement, Combined Hearing, and Objection Deadline, (III) FixingDeadline to Object to Disclosure Statement and Plan, (IV) Conditionally (A)Directing the United States Trustee Not to Convene Section 341 Meeting ofCreditors and (B) Waiving Requirement to File Statements of Financial Affairsand Schedules of Assets and Liabilities, and (V) Granting Related Relief[Docket No. 71] (the “Scheduling Order”), which, among other things: (i)approved the prepetition solicitation and voting procedures, including theConfirmation Schedule (as defined therein); (ii) conditionally approved theDisclosure Statement and its use in the Solicitation; and (iii) scheduled theCombined Hearing on December 16, 2024, at 1:00 p.m. (prevailing CentralCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 3 o of f1 133453Time) to consider the final approval of the Disclosure Statement and theconfirmation of the Plan (the “Combined Hearing”);i. served, through Kroll, on November 20, 2025, on all known holders of Claimsand Interests, the U.S. Trustee and certain other parties in interest, the Noticeof: (I) Commencement of Chapter 11 Bankruptcy Cases; (II) Hearing on theDisclosure Statement and Confirmation of the Plan, and (III) Certain ObjectionDeadlines (the “Combined Hearing Notice”) as evidence by the Affidavit ofService [Docket No. 160];j. caused, on November 25 and 27, 2024, the Combined Hearing Notice to bepublished in the New York Times (national and international editions) and theFinancial Times (international edition), as evidenced by the Certificate ofPublication [Docket No. 148];k. Filed and served, on December 10, 2024, the Plan Supplement for the Debtors'Joint Prepackaged Chapter 11 Plan of Reorganization [Docket 165];l. Filed on December 10, 2024, the Declaration of Jeffrey Kopa in Support ofConfirmation of the Joint Prepackaged Plan of Reorganization of Intrum ABand its Debtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code [DocketNo. 155];m. Filed on December 14, 2024, the:i. Debtors' Memorandum of Law in Support of an Order: (I) Approving, on aFinal Basis, Adequacy of the Disclosure Statement; (II) Confirming theJoint Prepackaged Plan of Reorganization; and (III) Granting Related Relief[Docket No. 190] (the “Confirmation Brief”);ii. Declaration of Andrés Rubio in Support of Confirmation of the JointPrepackaged Plan of Reorganization of Intrum AB and its Debtor Affiliate.[Docket No. 189] (the “Confirmation Declaration”); andiii. Joint Prepackaged Chapter 11 Plan of Reorganization of Intrum AB and itsDebtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code (FurtherTechnical Modifications) [Docket No. 191];n. Filed on December 18, 2024, the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code (Further Technical Modifications) [Docket No. 223];CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 3 4 o of f1 133454WHEREAS, the Court having, among other things:a. set December 12, 2024, at 4:00 p.m. (prevailing Central Time) as the deadlinefor Filing objection to the adequacy of the Disclosure Statement and/orConfirmation2 of the Plan (the “Objection Deadline”);b. held, on December 16, 2024 at 1:00 p.m. (prevailing Central Time) [andcontinuing through December 17, 2024], the Combined Hearing;c. heard the statements, arguments, and any objections made at the CombinedHearing;d. reviewed the Disclosure Statement, the Plan, the Ballots, the Plan Supplement,the Confirmation Brief, the Confirmation Declaration, the SolicitationAffidavit, and the Voting Declaration;e. overruled (i) any and all objections to approval of the Disclosure Statement, thePlan, and Confirmation, except as otherwise stated or indicated on the record,and (ii) all statements and reservations of rights not consensually resolved orwithdrawn, unless otherwise indicated; andf. reviewed and taken judicial notice of all the papers and pleadings Filed(including any objections, statement, joinders, reservations of rights and otherresponses), all orders entered, and all evidence proffered or adduced and allarguments made at the hearings held before the Court during the pendency ofthese cases;NOW, THEREFORE, it appearing to the Bankruptcy Court that notice of theCombined Hearing and the opportunity for any party in interest to object to the DisclosureStatement and the Plan having been adequate and appropriate as to all parties affected or to beaffected by the Plan and the transactions contemplated thereby, and the legal and factual bases setforth in the documents Filed in support of approval of the Disclosure Statement and Confirmationand other evidence presented at the Combined Hearing establish just cause for the relief grantedherein; and after due deliberation thereon and good cause appearing therefor, the BankruptcyCourt makes and issues the following findings of fact and conclusions of law, and orders for thereasons stated on the record at the December 31, 2024 ruling on plan confirmation;2 Capitalized terms used but not otherwise defined herein have meanings given to them in the Plan and/or theDisclosure Statement. The rules of interpretation set forth in Article I.B of the Plan apply to this CombinedOrder.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 4 5 o of f1 133455I. FINDINGS OF FACT AND CONCLUSIONS OF LAWIT IS HEREBY FOUND AND DETERMINED THAT:A. Findings of Fact and Conclusions of Law.1. The findings and conclusions set forth herein and in the record of theCombined Hearing constitute the Bankruptcy Court's findings of fact and conclusions of law underRule 52 of the Federal Rules of Civil Procedure, as made applicable herein by Bankruptcy Rules7052 and 9014. To the extent any of the following conclusions of law constitute findings of fact,or vice versa, they are adopted as such.B. Jurisdiction, Venue, Core Proceeding.2. This Court has jurisdiction over these Chapter 11 Cases pursuant to28 U.S.C. § 1334. Venue of these proceedings and the Chapter 11 Cases in this district is properpursuant to 28 U.S.C. §§ 1408 and 1409. This is a core proceeding pursuant to 28 U.S.C.§ 157(b)(2) and this Court may enter a final order hereon under Article III of the United StatesConstitution.C. Eligibility for Relief.3. The Debtors were and continue to be entities eligible for relief under section109 of the Bankruptcy Code and the Debtors were and continue to be proper proponents of thePlan under section 1121(a) of the Bankruptcy Code.D. Commencement and Joint Administration of the Chapter 11 Cases.4. On the Petition Date, the Debtors commenced the Chapter 11 Cases. OnNovember 18, 2024, the Court entered an order [Docket No. 51] authorizing the jointadministration of the Chapter 11 Case in accordance with Bankruptcy Rule 1015(b). The Debtorshave operated their businesses and managed their properties as debtors in possession pursuant toCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 5 6 o of f1 133456sections 1107(a) and 1108 of the Bankruptcy Code. No trustee, examiner, or statutory committeehas been appointed in these Chapter 11 Cases.E. Adequacy of the Disclosure Statement.5. The Disclosure Statement and the exhibits contained therein (i) containssufficient information of a kind necessary to satisfy the disclosure requirements of applicablenonbankruptcy laws, rules and regulations, including the Securities Act; and (ii) contains“adequate information” as such term is defined in section 1125(a)(1) and used in section1126(b)(2) of the Bankruptcy Code, with respect to the Debtors, the Plan and the transactionscontemplated therein. The Filing of the Disclosure Statement satisfied Bankruptcy Rule 3016(b).The injunction, release, and exculpation provisions in the Plan and the Disclosure Statementdescribe, in bold font and with specific and conspicuous language, all acts to be enjoined andidentify the Entities that will be subject to the injunction, thereby satisfying Bankruptcy Rule3016(c).F. Solicitation.6. As described in and evidenced by the Voting Declaration, the Solicitationand the transmittal and service of the Solicitation Materials were: (i) timely, adequate, appropriate,and sufficient under the circumstances; and (ii) in compliance with sections 1125(g) and 1126(b)of the Bankruptcy Code, Bankruptcy Rules 3017 and 3018, the applicable Local Bankruptcy Rules,the Scheduling Order and all applicable nonbankruptcy rules, laws, and regulations applicable tothe Solicitation, including the registration requirements under the Securities Act. The SolicitationMaterials, including the Ballots and the Opt Out Form (as defined below), adequately informedthe holders of Claims entitled to vote on the Plan of the procedures and deadline for completingand submitting the Ballots.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 6 7 o of f1 1334577. The Debtors served the Combined Hearing Notice on the entire creditormatrix and served the Opt Out Form on all Non-Voting Classes. The Combined Hearing Noticeadequately informed Holders of Claims or Interests of critical information regarding voting on (ifapplicable) and objecting to the Plan, including deadlines and the inclusion of release, exculpation,and injunction provisions in the Plan, and adequately summarized the terms of the Third-PartyRelease. Further, because the form enabling stakeholders to opt out of the Third-Party Release (the“Opt Out Form”) was included in both the Ballots and the Opt Out Form, every known stakeholder,including unimpaired creditors was provided with the means by which the stakeholders could optout of the Third-Party Release. No further notice is required. The period for voting on the Planprovided a reasonable and sufficient period of time and the manner of such solicitation was anappropriate process allowing for such holders to make an informed decision.G. Tabulation.8. As described in and evidenced by the Voting Declaration, (i) the holders ofClaims in Class 3 (RCF Claims) and Class 5 (Notes Claims) are Impaired under the Plan(collectively, the “Voting Classes”) and have voted to accept the Plan in the numbers and amountsrequired by section 1126 of the Bankruptcy Code, and (ii) no Class that was entitled to vote on thePlan voted to reject the Plan. All procedures used to tabulate the votes on the Plan were in goodfaith, fair, reasonable, and conducted in accordance with the applicable provisions of theBankruptcy Code, the Bankruptcy Rules, the Local Rules, the Disclosure Statement, theScheduling Order, and all other applicable nonbankruptcy laws, rules, and regulations.H. Plan Supplement.9. On December 10, 2024, the Debtors Filed the Plan Supplement with theCourt. The Plan Supplement (including as subsequently modified, supplemented, or otherwiseCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 7 8 o of f1 133458amended pursuant to a filing with the Court), complies with the terms of the Plan, and the Debtorsprovided good and proper notice of the filing in accordance with the Bankruptcy Code, theBankruptcy Rules, the Scheduling Order, and the facts and circumstances of the Chapter 11 Cases.All documents included in the Plan Supplement are integral to, part of, and incorporated byreference into the Plan. No other or further notice is or will be required with respect to the PlanSupplement. Subject to the terms of the Plan and the Lock-Up Agreement, and only consistenttherewith, the Debtors reserve the right to alter, amend, update, or modify the Plan Supplementand any of the documents contained therein or related thereto, in accordance with the Plan, on orbefore the Effective Date.I. Modifications to the Plan.10. Pursuant to section 1127 of the Bankruptcy Code, the modifications to thePlan described or set forth in this Combined Order constitute technical or clarifying changes,changes with respect to particular Claims by agreement with holders of such Claims, ormodifications that do not otherwise materially and adversely affect or change the treatment of anyother Claim or Interest under the Plan. These modifications are consistent with the disclosurespreviously made pursuant to the Disclosure Statement and Solicitation Materials, and notice ofthese modifications was adequate and appropriate under the facts and circumstances of the Chapter11 Cases. In accordance with Bankruptcy Rule 3019, these modifications do not require additionaldisclosure under section 1125 of the Bankruptcy Code or the resolicitation of votes under section1126 of the Bankruptcy Code, and they do not require that holders of Claims or Interests beafforded an opportunity to change previously cast acceptances or rejections of the Plan.Accordingly, the Plan is properly before this Court and all votes cast with respect to the Plan priorto such modification shall be binding and shall apply with respect to the Plan.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 8 9 o of f1 133459J. Objections Overruled.11. Any resolution or disposition of objections to Confirmation explained orotherwise ruled upon by the Court on the record at the Confirmation Hearing is herebyincorporated by reference. All unresolved objections, statements, joinders, informal objections,and reservations of rights are hereby overruled on the merits.K. Burden of Proof.12. The Debtors, as proponents of the Plan, have met their burden of provingthe elements of sections 1129(a) and 1129(b) of the Bankruptcy Code by a preponderance of theevidence, the applicable evidentiary standard for Confirmation. Further, the Debtors have proventhe elements of sections 1129(a) and 1129(b) by clear and convincing evidence. Each witness whotestified on behalf of the Debtors in connection with the Confirmation Hearing was credible,reliable, and qualified to testify as to the topics addressed in his testimony.L. Compliance with the Requirements of Section 1129 of the BankruptcyCode.13. The Plan complies with all applicable provisions of section 1129 of theBankruptcy Code as follows:a. Section 1129(a)(1) – Compliance of the Plan with Applicable Provisions of theBankruptcy Code.14. The Plan complies with all applicable provisions of the Bankruptcy Code,including sections 1122 and 1123, as required by section 1129(a)(1) of the Bankruptcy Code.i. Section 1122 and 1123(a)(1) – Proper Classification.15. The classification of Claims and Interests under the Plan is proper under theBankruptcy Code. In accordance with sections 1122(a) and 1123(a)(1) of the Bankruptcy Code,Article III of the Plan provides for the separate classification of Claims and Interests at each Debtorinto Classes, based on differences in the legal nature or priority of such Claims and Interests (otherCaCsaes e2 42-49-09507557 5 D oDcoucmumenetn 2t 9266-32 FFiilleedd iinn TTXXSSBB oonn 1021//3113//2245 PPaaggee 91 0o fo 1f 3143510than Administrative Claims, Professional Fee Claims, and Priority Tax Claims, which areaddressed in Article II of the Plan and Unimpaired, and are not required to be designated asseparate Classes in accordance with section 1123(a)(1) of the Bankruptcy Code). Valid business,factual, and legal reasons exist for the separate classification of the various Classes of Claims andInterests created under the Plan, the classifications were not implemented for any improperpurpose, and the creation of such Classes does not unfairly discriminate between or among holdersof Claims or Interests.16. In accordance with section 1122(a) of the Bankruptcy Code, each Class ofClaims or Interests contains only Claims or Interests substantially similar to the other Claims orInterests within that Class. Accordingly, the Plan satisfies the requirements of sections 1122(a),1122(b), and 1123(a)(1) of the Bankruptcy Codeii. Section 1123(a)(2) – Specifications of Unimpaired Classes.17. Article III of the Plan specifies that Claims and Interests in the classesdeemed to accept the Plan are Unimpaired under the Plan. Holders of Intercompany Claims andIntercompany Interests are either Unimpaired and conclusively presumed to have accepted thePlan, or are Impaired and deemed to reject (the “Deemed Rejecting Classes”) the Plan, and, ineither event, are not entitled to vote to accept or reject the Plan. In addition, Article II of the Planspecifies that Administrative Claims and Priority Tax Claims are Unimpaired, although the Plandoes not classify these Claims. Accordingly, the Plan satisfies the requirements of section1123(a)(2) of the Bankruptcy Code.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 101 o of f1 1334511iii. Section 1123(a)(3) – Specification of Treatment of Voting Classes18. Article III.B of the Plan specifies the treatment of each Voting Class underthe Plan – namely, Class 3 and Class 5. Accordingly, the Plan satisfies the requirements of section1123(a)(3) of the Bankruptcy Code.iv. Section 1123(a)(4) – No Discrimination.19. Article III of the Plan provides the same treatment to each Claim or Interestin any particular Class, as the case may be, unless the holder of a particular Claim or Interest hasagreed to a less favorable treatment with respect to such Claim or Interest. Accordingly, the Plansatisfies the requirements of section 1123(a)(4) of the Bankruptcy Code.v. Section 1123(a)(5) – Adequate Means for Plan Implementation.20. The Plan and the various documents included in the Plan Supplementprovide adequate and proper means for the Plan's execution and implementation, including: (a)the general settlement of Claims and Interests; (b) the restructuring of the Debtors' balance sheetand other financial transactions provided for by the Plan; (c) the consummation of the transactionscontemplated by the Plan, the Lock-Up Agreement, the Restructuring Implementation Deed andthe Agreed Steps Plan and other documents Filed as part of the Plan Supplement; (d) the issuanceof Exchange Notes, the New Money Notes, and the Noteholder Ordinary Shares pursuant to thePlan; (e) the amendment of the Intercreditor Agreement; (f) the amendment of the FacilityAgreement; (g) the amendment of the Senior Secured Term Loan Agreement; (h) theconsummation of the Rights Offering in accordance with the Plan, Rights Offering Documentsand the Lock-Up Agreement; (i) the granting of all Liens and security interests granted orconfirmed (as applicable) pursuant to, or in connection with, the Facility Agreement, the ExchangeNotes Indenture, the New Money Notes Indenture, the amended Intercreditor Agreement and theCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 112 o of f1 1334512Senior Secured Term Loan Agreement pursuant to the New Security Documents (including anyLiens and security interests granted or confirmed (as applicable) on the Reorganized Debtors'assets); (j) the vesting of the assets of the Debtors' Estates in the Reorganized Debtors; (k) theconsummation of the corporate reorganization contemplated by the Plan, the Lock-Up Agreement,the Agreed Steps Plan and the Master Reorganization Agreement (as defined in the RestructuringImplementation Deed); and (l) the execution, delivery, filing, or recording of all contracts,instruments, releases, and other agreements or documents in furtherance of the Plan. Accordingly,the Plan satisfies the requirements of section 1123(a)(5) of the Bankruptcy Codevi. Section 1123(a)(6) – Non-Voting Equity Securities.21. The Company's organizational documents in accordance with the SwedishCompanies Act, Ch. 4, Sec 5 and the Plan prohibit the issuance of non-voting securities as of theEffective Date to the extent required to comply with section 1123(a)(6) of the Bankruptcy Code.Accordingly, the Plan satisfies the requirements of section 1123(a)(6) of the Bankruptcy Code.vii. Section 1123(a)(7) – Directors, Officers, and Trustees.22. The manner of selection of any officer, director, or trustee (or any successorto and such officer, director, or trustee) of the Reorganized Debtors will be determined inaccordance with the existing organizational documents, which is consistent with the interests ofcreditors and equity holders and with public policy. Accordingly, the Plan satisfies therequirements of section 1123(a)(7) of the Bankruptcy Code.b. Section 1123(b) – Discretionary Contents of the Plan23. The Plan contains various provisions that may be construed as discretionarybut not necessary for Confirmation under the Bankruptcy Code. Any such discretionary provisionCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 123 o of f1 1334513complies with section 1123(b) of the Bankruptcy Code and is not inconsistent with the applicableprovisions of the Bankruptcy Code. Thus, the Plan satisfies section 1123(b).i. Section 1123(b)(1) – Impairment/Unimpairment of Any Class of Claims orInterests24. Article III of the Plan impairs or leaves unimpaired, as the case may be,each Class of Claims or Interests, as contemplated by section 1123(b)(1) of the Bankruptcy Code.ii. Section 1123(b)(2) – Assumption and Rejection of Executory Contracts andUnexpired Leases25. Article V of the Plan provides for the assumption of the Debtors' ExecutoryContracts and Unexpired Leases as of the Effective Date unless such Executory Contract orUnexpired Lease: (a) is identified on the Rejected Executory Contract and Unexpired Lease List;(b) has been previously rejected by a Final Order; (c) is the subject of a motion to reject ExecutoryContracts or Unexpired Leases that is pending on the Confirmation Date; or (4) is subject to amotion to reject an Executory Contract or Unexpired Lease pursuant to which the requestedeffective date of such rejection is after the Effective Date. Thus, the Plan satisfies section1123(b)(2).iii. Compromise and Settlement26. In accordance with section 1123(b)(3)(A) of the Bankruptcy Code andBankruptcy Rule 9019, and in consideration for the distributions and other benefits provided underthe Plan, the provisions of the Plan constitute a good-faith compromise of all Claims, Interests,and controversies relating to the contractual, legal, and subordination rights that all holders ofClaims or Interests may have with respect to any Allowed Claim or Interest or any distribution tobe made on account of such Allowed Claim or Interest. Such compromise and settlement is theproduct of extensive arm's-length, good faith negotiations that, in addition to the Plan, resulted inCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 134 o of f1 1334514the execution of the Lock-Up Agreement, which represents a fair and reasonable compromise ofall Claims, Interests, and controversies and entry into which represented a sound exercise of theDebtors' business judgment. Such compromise and settlement is fair, equitable, and reasonableand in the best interests of the Debtors and their Estates.27. The releases of the Debtors' directors and officers are an integral componentof the settlements and compromises embodied in the Plan. The Debtors' directors and officers: (a)made a substantial and valuable contribution to the Debtors' restructuring, including extensive preandpost-Petition Date negotiations with stakeholder groups, and ensured the uninterruptedoperation of the Debtors' businesses during the Chapter 11 Cases; (b) invested significant timeand effort to make the restructuring a success and maximize the value of the Debtors' businessesin a challenging operating environment; (c) attended and, in certain instances, testified atdepositions and Court hearings; (d) attended and participated in numerous stakeholder meetings,management meetings, and board meetings related to the restructuring; (e) are entitled toindemnification from the Debtors under applicable non-bankruptcy law, organizationaldocuments, and agreements; (f) invested significant time and effort in the preparation of the Lock-Up Agreement, the Plan, Disclosure Statement, all supporting analyses, and the numerous otherpleadings Filed in the Chapter 11 Cases, thereby ensuring the smooth administration of the Chapter11 Cases; and (g) are entitled to all other benefits under any employment contracts existing as ofthe Petition Date. Litigation by the Debtors or other Releasing Parties against the Debtors'directors and officers would be a distraction to the Debtors' business and restructuring and woulddecrease rather than increase the value of the estates. The releases of the Debtors' directors andofficers contained in the Plan have the consent of the Debtors and the Releasing Parties and are inthe best interests of the estates.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 145 o of f1 1334515iv. Debtor Release28. The releases of claims and Causes of Action by the Debtors, ReorganizedDebtors, and their Estates described in Article VIII.C of the Plan in accordance with section1123(b) of the Bankruptcy Code (the “Debtor Release”) represent a valid exercise of the Debtors'business judgment under Bankruptcy Rule 9019. The Debtors' or the Reorganized Debtors' pursuitof any such claims against the Released Parties is not in the best interests of the Estates' variousconstituencies because the costs involved would outweigh any potential benefit from pursuingsuch claims. The Debtor Release is fair and equitable and complies with the absolute priority rule.29. The Debtor Release is (a) an integral part of the Plan, and a component ofthe comprehensive settlement implemented under the Plan; (b) in exchange for the good andvaluable consideration provided by the Released Parties; (c) a good faith settlement andcompromise of the claims and Causes of Action released by the Debtor Release; (d) materiallybeneficial to, and in the best interests of, the Debtors, their Estates, and their stakeholders, and isimportant to the overall objectives of the Plan to finally resolve certain Claims among or againstcertain parties in interest in the Chapter 11 Cases; (e) fair, equitable, and reasonable; (f) given andmade after due notice and opportunity for hearing; and (g) a bar to any Debtor asserting any claimor Cause of Action released by the Debtor Release against any of the Released Parties. Theprobability of success in litigation with respect to the released claims and Causes of Action, whenweighed against the costs, supports the Debtor Release. With respect to each of these potentialCauses of Action, the parties could assert colorable defenses and the probability of success isuncertain. The Debtors' or the Reorganized Debtors' pursuit of any such claims or Causes ofAction against the Released Parties is not in the best interests of the Estates or the Debtors' variousCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 156 o of f1 1334516constituencies because the costs involved would likely outweigh any potential benefit frompursuing such claims or Causes of Action30. Holders of Claims and Interests entitled to vote have overwhelmingly votedin favor of the Plan, including the Debtor Release. The Plan, including the Debtor Release, wasnegotiated before and after the Petition Date by sophisticated parties represented by able counseland advisors, including the Consenting Creditors. The Debtor Release is therefore the result of ahard fought and arm's-length negotiation process conducted in good faith.31. The Debtor Release appropriately offers protection to parties thatparticipated in the Debtors' restructuring process, including the Consenting Creditors, whoseparticipation in the Chapter 11 Cases is critical to the Debtors' successful emergence frombankruptcy. Specifically, the Released Parties, including the Consenting Creditors, madesignificant concessions and contributions to the Chapter 11 Cases, including, entering into theLock-Up Agreement and related agreements, supporting the Plan and the Chapter 11 Cases, andwaiving or agreeing to impair substantial rights and Claims against the Debtors under the Plan (aspart of the compromises composing the settlement underlying the revised Plan) in order tofacilitate a consensual reorganization and the Debtors' emergence from chapter 11. The DebtorRelease for the Debtors' directors and officers is appropriate because the Debtors' directors andofficers share an identity of interest with the Debtors and, as previously stated, supported and madesubstantial contributions to the success of the Plan, the Chapter 11 Cases, and operation of theDebtors' business during the Chapter 11 Cases, actively participated in meetings, negotiations, andimplementation during the Chapter 11 Cases, and have provided other valuable consideration tothe Debtors to facilitate the Debtors' successful reorganization and continued operation.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 167 o of f1 133451732. The scope of the Debtor Release is appropriately tailored under the factsand circumstances of the Chapter 11 Cases. In light of, among other things, the value provided bythe Released Parties to the Debtors' Estates and the critical nature of the Debtor Release to thePlan, the Debtor Release is appropriate.v. Release by Holders of Claims and Interests33. The release by the Releasing Parties (the “Third-Party Release”), set forthin Article VIII.D of the Plan, is an essential provision of the Plan. The Third-Party Release is: (a)consensual as to those Releasing Parties that did not specifically and timely object or properly optout from the Third-Party Release; (b) within the jurisdiction of the Bankruptcy Court pursuant to28 U.S.C. § 1334; (c) in exchange for the good and valuable consideration provided by theReleased Parties; (d) a good faith settlement and compromise of the claims and Causes of Actionreleased by the Third-Party Release; (e) materially beneficial to, and in the best interests of, theDebtors, their Estates, and their stakeholders, and is important to the overall objectives of the Planto finally resolve certain Claims among or against certain parties in interest in the Chapter 11Cases; (f) fair, equitable, and reasonable; (g) given and made after due notice and opportunity forhearing; (h) appropriately narrow in scope given that it expressly excludes, among other things,any Cause of Action that is judicially determined by a Final Order to have constituted actual fraud,willful misconduct, or gross negligence; (i) a bar to any of the Releasing Parties asserting anyclaim or Cause of Action released by the Third-Party Release against any of the Released Parties;and (j) consistent with sections 105, 524, 1123, 1129, and 1141 and other applicable provisions ofthe Bankruptcy Code.34. The Third-Party Release is an integral part of the agreement embodied inthe Plan among the relevant parties in interest. Like the Debtor Release, the Third-Party ReleaseCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 178 o of f1 1334518facilitated participation in both the Debtors' Plan and the chapter 11 process generally. The Third-Party Release is instrumental to the Plan and was critical in incentivizing parties to support thePlan and preventing significant and time-consuming litigation regarding the parties' respectiverights and interests. The Third-Party Release was a core negotiation point in connection with thePlan and instrumental in developing the Plan that maximized value for all of the Debtors'stakeholders and kept the Debtors intact as a going concern. As such, the Third-Party Releaseappropriately offers certain protections to parties who constructively participated in the Debtors'restructuring process—including the Consenting Creditors (as set forth above)—by, among otherthings, facilitating the negotiation and consummation of the Plan, supporting the Plan and, in thecase of the Backstop Providers, committing to provide new capital to facilitate the Debtors'emergence from chapter 11. Specifically, the Notes Ad Hoc Group proposed and negotiated thepari passu transaction that is the basis of the restructuring proposed under the Plan and provideda much-needed deleveraging to the Debtors' business while taking a discount on their Claims (inexchange for other consideration).35. Furthermore, the Third-Party Release is consensual as to all parties ininterest, including all Releasing Parties, and such parties in interest were provided notice of thechapter 11 proceedings, the Plan, the deadline to object to confirmation of the Plan, and theCombined Hearing and were properly informed that all holders of Claims against or Interests inthe Debtors that did not file an objection with the Court in the Chapter 11 Cases that included anexpress objection to the inclusion of such holder as a Releasing Party under the provisionscontained in Article VIII of the Plan would be deemed to have expressly, unconditionally,generally, individually, and collectively consented to the release and discharge of all claims andCauses of Action against the Debtors and the Released Parties. Additionally, the release provisionsCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 189 o of f1 1334519of the Plan were conspicuous, emphasized with boldface type in the Plan, the DisclosureStatement, the Ballots, and the applicable notices. Except as set forth in the Plan, all ReleasingParties were properly informed that unless they (a) checked the “opt out” box on the applicableBallot or opt-out form and returned the same in advance of the Voting Deadline, as applicable, or(b) timely Filed an objection to the releases contained in the Plan that was not resolved beforeentry of this Confirmation Order, they would be deemed to have expressly consented to the releaseof all Claims and Causes of Action against the Released Parties.36. The Ballots sent to all holders of Claims and Interests entitled to vote, aswell as the notice of the Combined Hearing sent to all known parties in interest (including thosenot entitled to vote on the Plan), unambiguously provided in bold letters that the Third-PartyRelease was contained in the Plan.37. The scope of the Third-Party Release is appropriately tailored under thefacts and circumstances of the Chapter 11 Cases, and parties in interest received due and adequatenotice of the Third-Party Release. Among other things, the Plan provides appropriate and specificdisclosure with respect to the claims and Causes of Action that are subject to the Third-PartyRelease, and no other disclosure is necessary. The Debtors, as evidenced by the VotingDeclaration and Certificate of Publication, including by providing actual notice to all knownparties in interest, including all known holders of Claims against, and Interests in, any Debtor andpublishing notice in international and national publications for the benefit of unknown parties ininterest, provided sufficient notice of the Third-Party Release, and no further or other notice isnecessary. The Third-Party Release is designed to provide finality for the Debtors, theReorganized Debtors and the Released Parties regarding the parties' respective obligations underthe Plan. For the avoidance of doubt, and notwithstanding anything to the contrary, anyparty who timely opted-out of the Third-Party Release is not bound by the Third-PartyRelease.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 290 o of f1 133452038. The Third-Party Release is specific in language, integral to the Plan, andgiven for substantial consideration. The Releasing Parties were given due and adequate notice ofthe Third-Party Release, and thus the Third-Party Release is consensual under controllingprecedent as to those Releasing Parties that did not specifically and timely object. In light of,among other things, the value provided by the Released Parties to the Debtors' Estates and theconsensual and critical nature of the Third-Party Release to the Plan, the Third-Party Release isappropriatevi. Exculpation.39. The exculpation described in Article VIII.E of the Plan (the “Exculpation”)is appropriate under applicable law, including In re Highland Capital Mgmt., L.P., 48 F. 4th 419(5th Cir. 2022), because it was supported by proper evidence, proposed in good faith, wasformulated following extensive good-faith, arm's-length negotiations with key constituents, and isappropriately limited in scope.40. No Entity or Person may commence or continue any action, employ anyprocess, or take any other act to pursue, collect, recover or offset any Claim, Interest, debt,obligation, or Cause of Action relating or reasonably likely to relate to any act or commission inconnection with, relating to, or arising out of a Covered Matter (including one that alleges theactual fraud, gross negligence, or willful misconduct of a Covered Entity), unless expresslyauthorized by the Bankruptcy Court after (1) it determines, after a notice and a hearing, such Claim,Interest, debt, obligation, or Cause of Action is colorable and (2) it specifically authorizes suchEntity or Person to bring such Claim or Cause of Action. The Bankruptcy Court shall have soleand exclusive jurisdiction to determine whether any such Claim, Interest, debt, obligation or Causeof Action is colorable and, only to the extent legally permissible and as provided for in Article XI,CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 201 o of f1 1334521shall have jurisdiction to adjudicate such underlying colorable Claim, Interest, debt, obligation, orCause of Action.vii. Injunction.41. The injunction provisions set forth in Article VIII.F of the Plan are essentialto the Plan and are necessary to implement the Plan and to preserve and enforce the discharge,Debtor Release, the Third-Party Release, and the Exculpation provisions in Article VIII of thePlan. The injunction provisions are appropriately tailored to achieve those purposes.viii. Preservation of Claims and Causes of Action.42. Article IV.L of the Plan appropriately provides for the preservation by theDebtors of certain Causes of Action in accordance with section 1123(b) of the Bankruptcy Code.Causes of Action not released by the Debtors or exculpated under the Plan will be retained by theReorganized Debtors as provided by the Plan. The Plan is sufficiently specific with respect to theCauses of Action to be retained by the Debtors, and the Plan and Plan Supplement providemeaningful disclosure with respect to the potential Causes of Action that the Debtors may retain,and all parties in interest received adequate notice with respect to such retained Causes of Action.The provisions regarding Causes of Action in the Plan are appropriate and in the best interests ofthe Debtors, their respective Estates, and holders of Claims or Interests. For the avoidance of anydoubt, Causes of Action released or exculpated under the Plan will not be retained by theReorganized Debtors.c. Section 1123(d) – Cure of Defaults43. Article V.D of the Plan provides for the satisfaction of Cure Claimsassociated with each Executory Contract and Unexpired Lease to be assumed in accordance withsection 365(b)(1) of the Bankruptcy Code. Any monetary defaults under each assumed ExecutoryCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 212 o of f1 1334522Contract or Unexpired Lease shall be satisfied, pursuant to section 365(b)(1) of the BankruptcyCode, by payment of the default amount in Cash on the Effective Date, subject to the limitationsdescribed in Article V.D of the Plan, or on such other terms as the parties to such ExecutoryContracts or Unexpired Leases may otherwise agree. Any Disputed Cure Amounts will bedetermined in accordance with the procedures set forth in Article V.D of the Plan, and applicablebankruptcy and nonbankruptcy law. As such, the Plan provides that the Debtors will Cure, orprovide adequate assurance that the Debtors will promptly Cure, defaults with respect to assumedExecutory Contracts and Unexpired Leases in accordance with section 365(b)(1) of theBankruptcy Code. Thus, the Plan complies with section 1123(d) of the Bankruptcy Code.d. Section 1129(a)(2) – Compliance of the Debtors and Others with the ApplicableProvisions of the Bankruptcy Code.44. The Debtors, as proponents of the Plan, have complied with all applicableprovisions of the Bankruptcy Code as required by section 1129(a)(2) of the Bankruptcy Code,including sections 1122, 1123, 1124, 1125, 1126, and 1128, and Bankruptcy Rules 3017, 3018,and 3019.e. Section 1129(a)(3) – Proposal of Plan in Good Faith.45. The Debtors have proposed the Plan in good faith, in accordance with theBankruptcy Code requirements, and not by any means forbidden by law. In determining that thePlan has been proposed in good faith, the Court has examined the totality of the circumstancesfiling of the Chapter 11 Cases, including the formation of Intrum AB of Texas LLC (“IntrumTexas”), the Plan itself, and the process leading to its formulation. The Debtors' good faith isevident from the facts and record of the Chapter 11 Cases, the Disclosure Statement, and the recordof the Combined Hearing and other proceedings held in the Chapter 11 CasesCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 223 o of f1 133452346. The Plan (including the Plan Supplement and all other documents necessaryto effectuate the Plan) is the product of good faith, arm's-length negotiations by and among theDebtors, the Debtors' directors and officers and the Debtors' key stakeholders, including theConsenting Creditors and each of their respective professionals. The Plan itself and the processleading to its formulation provide independent evidence of the Debtors' and such other parties'good faith, serve the public interest, and assure fair treatment of holders of Claims or Interests.Consistent with the overriding purpose of chapter 11, the Debtors Filed the Chapter 11 Cases withthe belief that the Debtors were in need of reorganization and the Plan was negotiated and proposedwith the intention of accomplishing a successful reorganization and maximizing stakeholder value,and for no ulterior purpose. Accordingly, the requirements of section 1129(a)(3) of the BankruptcyCode are satisfied.f. Section 1129(a)(4) – Court Approval of Certain Payments as Reasonable.47. Any payment made or to be made by the Debtors, or by a person issuingsecurities or acquiring property under the Plan, for services or costs and expenses in connectionwith the Chapter 11 Cases, or in connection with the Plan and incident to the Chapter 11 Cases,has been approved by, or is subject to the approval of, the Court as reasonable. Accordingly, thePlan satisfies the requirements of section 1129(a)(4).g. Section 1129(a)(5)—Disclosure of Directors and Officers and Consistency with theInterests of Creditors and Public Policy.48. The identities of or process for appointment of the Reorganized Debtors'directors and officers proposed to serve after the Effective Date were disclosed in the PlanSupplement in advance of the Combined Hearing. Accordingly, the Debtors have satisfied therequirements of section 1129(a)(5) of the Bankruptcy Code.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 234 o of f1 1334524h. Section 1129(a)(6)—Rate Changes.49. The Plan does not contain any rate changes subject to the jurisdiction of anygovernmental regulatory commission and therefore will not require governmental regulatoryapproval. Therefore, section 1129(a)(6) of the Bankruptcy Code does not apply to the Plan.i. Section 1129(a)(7)—Best Interests of Holders of Claims and Interests.50. The liquidation analysis attached as Exhibit D to the Disclosure Statementand the other evidence in support of the Plan that was proffered or adduced at the CombinedHearing, and the facts and circumstances of the Chapter 11 Cases are (a) reasonable, persuasive,credible, and accurate as of the dates such analysis or evidence was prepared, presented orproffered; (b) utilize reasonable and appropriate methodologies and assumptions; (c) have not beencontroverted by other evidence; and (d) establish that each holder of Allowed Claims or Interestsin each Class will recover as much or more value under the Plan on account of such Claim orInterest, as of the Effective Date, than the amount such holder would receive if the Debtors wereliquidated on the Effective Date under chapter 7 of the Bankruptcy Code or has accepted the Plan.As a result, the Debtors have demonstrated that the Plan is in the best interests of their creditorsand equity holders and the requirements of section 1129(a)(7) of the Bankruptcy Code are satisfied.j. Section 1129(a)(8)—Conclusive Presumption of Acceptance by UnimpairedClasses; Acceptance of the Plan by Certain Voting Classes.51. The classes deemed to accept the Plan are Unimpaired under the Plan andare deemed to have accepted the Plan pursuant to section 1126(f) of the Bankruptcy Code. EachVoting Class voted to accept the Plan. For the avoidance of doubt, however, even if section1129(a)(8) has not been satisfied with respect to all of the Debtors, the Plan is confirmable becausethe Plan does not discriminate unfairly and is fair and equitable with respect to the Voting Classesand thus satisfies section 1129(b) of the Bankruptcy Code with respect to such Classes as describedCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 245 o of f1 1334525further below. As a result, the requirements of section 1129(b) of the Bankruptcy Code are alsosatisfied.k. Section 1129(a)(9)—Treatment of Claims Entitled to Priority Pursuant to Section507(a) of the Bankruptcy Code.52. The treatment of Administrative Claims, Professional Fee Claims, andPriority Tax Claims under Article II of the Plan satisfies the requirements of, and complies in allrespects with, section 1129(a)(9) of the Bankruptcy Code.l. Section 1129(a)(10)—Acceptance by at Least One Voting Class.53. As set forth in the Voting Declaration, all Voting Classes overwhelminglyvoted to accept the Plan. As such, there is at least one Voting Class that has accepted the Plan,determined without including any acceptance of the Plan by any insider (as defined by theBankruptcy Code), for each Debtor. Accordingly, the requirements of section 1129(a)(10) of theBankruptcy Code are satisfied.m. Section 1129(a)(11)—Feasibility of the Plan.54. The Plan satisfies section 1129(a)(11) of the Bankruptcy Code. Thefinancial projections attached to the Disclosure Statement as Exhibit D and the other evidencesupporting the Plan proffered or adduced by the Debtors at or before the Combined Hearing: (a)is reasonable, persuasive, credible, and accurate as of the dates such evidence was prepared,presented, or proffered; (b) utilize reasonable and appropriate methodologies and assumptions; (c)has not been controverted by other persuasive evidence; (d) establishes that the Plan is feasibleand Confirmation of the Plan is not likely to be followed by liquidation or the need for furtherfinancial reorganization; (e) establishes that the Debtors will have sufficient funds available tomeet their obligations under the Plan and in the ordinary course of business—including sufficientamounts of Cash to reasonably ensure payment of Allowed Claims that will receive CashCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 256 o of f1 1334526distributions pursuant to the terms of the Plan and other Cash payments required under the Plan;and (f) establishes that the Debtors or the Reorganized Debtors, as applicable, will have thefinancial wherewithal to pay any Claims that accrue, become payable, or are allowed by FinalOrder following the Effective Date. Accordingly, the Plan satisfies the requirements of section1129(a)(11) of the Bankruptcy Code.n. Section 1129(a)(12)—Payment of Statutory Fees.55. Article XII.C of the Plan provides that all fees payable pursuant to section1930(a) of the Judicial Code, as determined by the Court at the Confirmation Hearing inaccordance with section 1128 of the Bankruptcy Code, will be paid by each of the applicableReorganized Debtors for each quarter (including any fraction of a quarter) until the Chapter 11Cases are converted, dismissed, or closed, whichever occurs first. Accordingly, the Plan satisfiesthe requirements of section 1129(a)(12) of the Bankruptcy Code.o. Section 1129(a)(13)—Retiree Benefits.56. Pursuant to section 1129(a)(13) of the Bankruptcy Code, and as provided inArticle IV.K of the Plan, the Reorganized Debtors will continue to pay all obligations on accountof retiree benefits (as such term is used in section 1114 of the Bankruptcy Code) on and after theEffective Date in accordance with applicable law. As a result, the requirements of section1129(a)(13) of the Bankruptcy Code are satisfied.p. Sections 1129(a)(14), (15), and (16)—Domestic Support Obligations, Individuals,and Nonprofit Corporations.57. The Debtors do not owe any domestic support obligations, are notindividuals, and are not nonprofit corporations. Therefore, sections 1129(a)(14), 1129(a)(15), and1129(a)(16) of the Bankruptcy Code do not apply to the Chapter 11 Cases.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 267 o of f1 1334527q. Section 1129(b)—Confirmation of the Plan Over Nonacceptance of VotingClasses.58. No Classes rejected the Plan, and section 1129(b) is not applicable here,but even if it were, the Plan may be confirmed pursuant to section 1129(b)(1) of the BankruptcyCode because the Plan is fair and equitable with respect to the Deemed Rejecting Classes. ThePlan has been proposed in good faith, is reasonable, and meets the requirements and all VotingClasses have voted to accept the Plan. The treatment of Intercompany Claims and IntercompanyInterests under the Plan provides for administrative convenience does not constitute a distributionunder the Plan on account of suc

We're talking feet on this week's podcast! Guests Jim Walsh, Veterinary Technical Advisor at MSD Animal Health Australia, and Kim Kelly, Veterinary Technical Advisor at MSD Animal Health New Zealand,join Mark in a fantastic discussion about effective solutions for improving foot health in sheep.They dig into the issues of footrot and foot abscesses, covering effective diagnosis, management strategies, information on the Footvax® vaccine and the impactful role of genetics in strengthening sheep resilience to foot-health challenges.Tune in to hear about:Effective strategies for managing foot health in sheep, including solutions for footrot and foot abscesses.The role of genetics in improving sheep resilience to foot-related health issues.Practical tips on footbathing, vaccination and biosecurity.How to effectively use Footvax® vaccine.Proactive approaches to improve flock health and productivity.Thanks to our sponsors, Allflex/MSD Animal Health, for joining us to chat about such an important topic for sheep producers. Head Shepherd is brought to you by neXtgen Agri International Limited. We help livestock farmers get the most out of the genetics they farm with. Get in touch with us if you would like to hear more about how we can help you do what you do best: info@nextgenagri.com.Thanks to our sponsors at MSD Animal Health and Allflex, and Heiniger Australia and New Zealand. Please consider them when making product choices, as they are instrumental in enabling us to bring you this podcast each week.Check out Heiniger's product range HERECheck out the MSD range HERECheck out Allflex products HERE

Steve Wood, Ph.D. & Bill Kanasky, Jr., Ph.D. join host Ava Hernandez to talk about what they have been seeing in the cases they have been working on recently. Steve shares that he's been seeing more jurors who are expecting fact witnesses to remember all details from the incident and talks about how to address this issue. The group discuss the pros and cons of the legal strategy of withholding documents from witnesses or not showing witnesses videos or other documents prior to their deposition, in particular corporate reps. Bill shares an insight he recently heard from a successful plaintiff attorney: cases are win or lost in the first or second deposition. Steve, Bill, and Ava talk about how many witnesses get so upset about personal questions asked at deposition and how it needs to be handled. They also share a positive trend they have been seeing of more attorneys and clients doing early assessments on their cases, sometimes even before a suit is filed or before depositions have been scheduled. Lastly, they talk about seeing some encouraging signs of sharing and collaboration on the defense side and more of a focus on the mental health of witnesses. Watch the video of this episode: https://www.courtroomsciences.com/r/OID

Un'intervista esclusiva al presidente di OID, Alessandro Pasqual, l'associazione che promuove la formazione specializzata e la trasparenza nel mercato immobiliare italiano e internazionale.L'Osservatorio Immobiliare Digitale (OID) sta delineando un nuovo standard nel mondo dell'intermediazione immobiliare in Italia, ponendo l'accento sulla professionalità, sull'etica e sulla formazione specializzata. In un'intervista esclusiva, abbiamo avuto l'opportunità di parlare con il presidente di OID, Alessandro Pasqual, per comprendere meglio la missione e gli obiettivi dell'associazione.OID si propone di essere un faro di fiducia e competenza nel settore immobiliare italiano, sia per gli agenti immobiliari locali che per i clienti internazionali interessati a investire nella bellezza e nella cultura del nostro paese. Attraverso la promozione di principi etici ben definiti e l'erogazione di formazione altamente specializzata, OID mira a fornire agli associati gli strumenti necessari per eccellere nel mercato sempre più competitivo.Durante l'intervista, il presidente Pasqual ha evidenziato l'importanza della formazione continua nel settore immobiliare, soprattutto in un'era in cui le tecnologie digitali stanno rivoluzionando il modo in cui le transazioni vengono condotte. OID si impegna a offrire programmi formativi all'avanguardia, progettati per preparare gli agenti immobiliari ad affrontare le sfide del mercato globale e a sfruttare le opportunità emergenti.Inoltre, Pasqual ha sottolineato l'importanza dei rapporti internazionali per OID, specialmente con gli Stati Uniti, uno dei mercati immobiliari più influenti al mondo. L'associazione si impegna a stabilire e mantenere collaborazioni strategiche con organismi come la National Association of Realtors (NAR), al fine di favorire lo scambio di conoscenze e l'accesso a nuove opportunità di business.Infine, il presidente Pasqual ha espresso la determinazione di OID nel rimanere all'avanguardia delle nuove tecnologie e delle tendenze del mercato, al fine di garantire che gli associati possano fornire un servizio di alta qualità e rimanere competitivi in un ambiente in continua evoluzione.In conclusione, OID si presenta come un catalizzatore per l'innovazione e l'eccellenza nel settore immobiliare italiano, guidando gli agenti immobiliari verso un futuro di successo e sostenibilità. Con una leadership forte e una visione chiara, l'associazione è pronta a plasmare il futuro del mercato immobiliare italiano e internazionale.

“OId” is supposed to be “Funny,” but that might be old news

This week's episode of Parsing Immigration Policy brings a global perspective to the immigration debate with Nicolas Monti and Maxime Aymar, co-founders of L’Observatoire de l’immigration et de la démographie (OID), an immigration think tank based in Paris. The guests share information on immigration trends, policies, and public sentiment in France. The French organization was […]

This week's episode of Parsing Immigration Policy brings a global perspective to the immigration debate with Nicolas Monti and Maxime Aymar, co-founders of L'Observatoire de l'immigration et de la démographie (OID), an immigration think tank based in Paris. The guests share information on immigration trends, policies, and public sentiment in France.The French organization was founded three years ago in response to the public's growing distrust in immigration policies in France. France, one of the first countries to experience massive levels of immigration, especially non-European immigration, has seen immigration become an especially polarizing political topic. It is at the forefront of French political debate and an important topic for all political parties; but, as Monti and Aymar explain, the conversation has primarily become an ideological conversation. OID fills a gap in French politics by providing non-partisan facts, research, and analysis of the immigration issue.Monti and Aymar explain immigration trends in France over the past four decades, and their impact on France's economy, culture, and society. They also explore what motivates French people to be in favor of or against higher levels of immigration. In a unique collaboration, OID, along with like-minded research organizations in Israel, Hungary, and the United States, has established the International Network for Immigration Research (INIR), of which the Center is a member.In his closing commentary, Mark Krikorian, host of the podcast and executive director of the Center for Immigration Studies, highlights Lukeville, Ariz., the latest hotspot on the border. He references insights from the Israeli Immigration Policy Center, another member of INIR, emphasizing the importance of addressing “pull factors” for illegal aliens alongside physical barriers to maintain border security. Krikorian also emphasizes the role of the Biden administration's catch-and-release policies in incentivizing mass illegal immigration.HostMark Krikorian is the Executive Director of the Center for Immigration Studies.GuestsNicolas Monti and Maxime Aymar are co-founders of L'Observatoire de l'immigration et de la démographie (OID), an immigration think tank based in Paris.RelatedL'Observatoire de l'immigration et de la démographie (OID)Israeli Immigration Policy CenterFollowFollow Parsing Immigration Policy on Ricochet, Apple Podcasts, Amazon Music, Spotify, Stitcher, Google Podcasts.Intro MontageVoices in the opening montage:Sen. Barack Obama at a 2005 press conference.Sen. John McCain in a 2010 election ad.President Lyndon Johnson, upon signing the 1965 Immigration Act.Booker T. Washington, reading in 1908 from his 1895 Atlanta Exposition speech.Laraine Newman as a "Conehead" on SNL in 1977.Hillary Clinton in a 2003 radio interview.Cesar Chavez in a 1974 interview.House Speaker Nancy Pelosi speaking to reporters in 2019.Prof. George Borjas in a 2016 C-SPAN appearance.Sen. Jeff Sessions in 2008 comments on the Senate floor.Charlton Heston in "Planet of the Apes".

This week’s episode of Parsing Immigration Policy brings a global perspective to the immigration debate with Nicolas Monti and Maxime Aymar, co-founders of L’Observatoire de l’immigration et de la démographie (OID), an immigration think tank based in Paris. The guests share information on immigration trends, policies, and public sentiment in France. The French organization was founded three years... Source

Check out Lit-up Souls Part 1 Towards Chanukah @ Shirat David Likutei Moharan Azamra Elokai BOdi 282! https://open.spotify.com/episode/7fG7G7KZdLKlGnWUv5I7Go?si=MOEG87OJT2GZwX_w5zuxbA includes Lit Souls The Lost Princess by R Yaakov Klein on Malchus beit Dovid... Thank

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In dieser Solo-Folge gibts a kostenloses Mentoring vom Oid O und a bissl Selbstbeweihräucherung. Aiso ois wia immer.  Außerdem lernts ihr in diesem Podcast, dass ma am Oid a brudale Freid mit Whiskey macha konn und ob es sinnvoll is zu heiraten. Gerngeschehen.

Financial Advisor Jayson Thornton, CFP speaks with Taye Lotto - a promoter of the REDEMPTION / STRAWMAN / BOND FRAUD Scheme. Proponents of this scheme claim that the U.S. government or the Treasury Department control bank accounts—often referred to as “U.S. Treasury Direct Accounts”—for all U.S. citizens that can be accessed by submitting paperwork with state and federal authorities. Individuals promoting this scam frequently cite various discredited legal theories and may refer to the scheme as “Redemption,” “Strawman,” or “Acceptance for Value.” Trainers and websites will often charge large fees for “kits” that teach individuals how to perpetrate this scheme. They will often imply that others have had great success in discharging debt and purchasing merchandise such as cars and homes. Failures to implement the scheme successfully are attributed to individuals not following instructions in a specific order or not filing paperwork at correct times. This scheme predominately uses fraudulent financial documents that appear to be legitimate. These documents are frequently referred to as “bills of exchange,” “promissory bonds,” “indemnity bonds,” “offset bonds,” “sight drafts,” or “comptrollers warrants.” In addition, other official documents are used outside of their intended purpose, like IRS forms 1099, 1099-OID, and 8300. This scheme frequently intermingles legal and pseudo legal terminology in order to appear lawful. Notaries may be used in an attempt to make the fraud appear legitimate. Often, victims of the scheme are instructed to address their paperwork to the U.S. Secretary of the Treasury. Tips for Avoiding Redemption/Strawman/Bond Fraud: Be wary of individuals or groups selling kits that they claim will inform you on to access secret bank accounts. Be wary of individuals or groups proclaiming that paying federal and/or state income tax is not necessary. Do not believe that the U.S. Treasury controls bank accounts for all citizens. Be skeptical of individuals advocating that speeding tickets, summons, bills, tax notifications, or similar documents can be resolved by writing “acceptance for value” on them. If you know of anyone advocating the use of property liens to coerce acceptance of this scheme, contact your local FBI office. Are you looking for ways to improve your financial life? If so, is the channel for you! On this channel we'll teach you how to live a successful life by learning how to save, payoff debt and invest. We'll start by explaining the basics of money management and financial planning, and then move on to more advanced topics like investing and retirement planning. Subscribing to Pocket Watching with JT and following his tips, you'll have everything you need to live a financially successful life. Got Money Questions? Ask JT https://forms.gle/uh4UTqS6Ad7majcs7 Pocket Watcher Academy https://pocketwatcher.teachable.com/p/home Pocket Watcher MERCH! https://pocketwatcher.myspreadshop.com/ Get a Personal Financial Plan! https://forms.gle/JepACZCMpmyUT1po6 Need Tax DEBT Help? https://forms.gle/XQpJLs2E7RrXNEz66 Book JT https://forms.gle/vNB7qCQQHqivnHgBA Call-In 515-602-9778 Book a consultation at https://www.pocketwatcher.net/ Call-In Financial Talk Show hosted by Financial Advisor Jayson M. Thornton, CFP. Pocket Watching with JT is all about giving you smart money tips to help you reach your financial goals! *Disclaimer* Financial Coaching during Livestreams is NOT personal financial advice, No CFP-Client relationship is established by calling into the show or submitting a question by email or text. Cash App $PocketWatcherJT email PocketWatcherJT@gmail.com Follow ig @JTPocketWatcher Twitter @JTPocketWatcher Certified Financial Planner owned by POCKET WATCHER LLC

"¡El pueblo quiere saber de qué se trata!""Se oyen entre aquellos las voces de que si hasta entonces se había procedido con prudencia (...) Oigo voces de mayo: Oid Mortales, el grito sagrado ¡Libertad! ¡Libertad! ¡Libertad!Oid el ruido de rotas cadenas:Ved en trono a la noble Igualdad. Pasen y oigan

Episode 175: Vince Pitstick on OID & Autophagy Vince joined us today to dive deep on Overactive Immune Disorder and clarify exactly what this means within the context of weight loss resistance and various disease states. What is weight loss resistance? How do you know if you have it? And why is the immune system at the center of it all? Listen to find out!

Reporting Suspected Insurance Fraud is Subject to a Qualified Privilege in Oklahoma Sue Chimento sued claiming defamation, negligence, intentional interference with business relations, false representation, constructive fraud, and conspiracy against Gallagher Benefit Services, Inc., and Scott McCoy, based on allegations they made to the Tulsa Police Department, Tulsa County District Attorney's Office, and the Oklahoma Insurance Department that she had embezzled money while under their employment. The trial court granted partial summary judgment to Defendants, finding that their statements to the police and district attorney were subject to an absolute privilege and their statements to Oklahoma Insurance Department were subject to a qualified privilege under 36 O.S. § 363. In Sue Chimento v. Gallagher Benefit Services, Inc., and Scott Mccoy, Individually, Nos. 120089, 120101, 2023 OK 22, Supreme Court of Oklahoma (March 21, 2023) resolved the dispute. BACKGROUND Petitioner, Sue Chimento would pay individual premiums on behalf of the client Native American Tribes' employees out of the Tribal Account. Given how the Tribal Account was utilized, it was typical for the Tribal Account to have a zero balance. In March 2017, Midfirst Bank found that the Tribal Account was overdrafted. Shortly after management's Mr. McCoy inquired of Chimento as to why the account was overdrafted, Chimento resigned her employment with AJG. McCoy then filed a report with the Tulsa Police Department ("TPD") alleging that Chimento embezzled approximately fifty-one thousand dollars ($51,000.00). Shortly thereafter the Tulsa County District Attorney filed a criminal information charging Chimento with one count of felony embezzlement. The District Attorney later dismissed the charges against Chimento for insufficient evidence. IMMUNITY DEFENSES Defendants asserted that any of their statements to TPD, the District Attorney's Office, and the OID were subject to an absolute privilege, and thus, to the extent any of Chimento's claims were based on these statements, the claims must fail. The trial court granted summary judgment to AJG/GBS on all of Chimento's remaining claims. The trial court found that Defendants' statements to TPD and to the District Attorney's office were subject to an absolute privilege under 12 O.S. § 1443.1 and their statements to the OID were subject to a qualified privilege under 36 O.S. § 363. DISCUSSION The Supreme Court concluded that Defendants' statements to law enforcement were entitled to a qualified privilege. Statements to law enforcement are entitled to a qualified privilege. Any statements Defendants made to TPD and the District Attorney's Office only enjoy a qualified privilege. Defendants' Statements To The Oklahoma Insurance Department Are Entitled To A Qualified Privilege. The Supreme Court concluded that the clear and unambiguous intent of § 363 is to provide qualified immunity from civil actions for individuals who furnish information to the OID regarding fraudulent insurance activity. Therefore, Defendants statements to TPD and the District Attorney's Office are entitled to a qualified privilege. Likewise, Defendants statements to the Oklahoma Insurance Department are entitled to a qualified privilege under 36 O.S.Supp.2012 § 363. ZALMA OPINION State law requires insurers to report to the Oklahoma Department of Insurance (OID) suspected insurance fraud and by statute an insurer is provided an immunity from certain suits like those made by the Plaintiff if the suit is based upon the report to the OID. The report to police, if made in good faith, usually provides an absolute immunity but Oklahoma no makes the immunity qualified. Whether qualified or absolute the immunity protects the defendants. --- Support this podcast: https://podcasters.spotify.com/pod/show/barry-zalma/support

Happy New Year! What mystical, magical power does January hold that makes it THEE month we swear we're going to get our mind, money, and of course, our spiritual lives, right? We head to the local craft store and buy the latest "Happy Me" Planner and all those damn stickers! Head home and binge-watch 10,000 hours of content about goal planning and productivity.January is the month millions master the art of planning--so why don't our well-laid plans have the power to stick? In this episode of, That Wasn't In My Textbook, your favorite historian (me) will:Walk you through the science behind the Fresh Start Effect.Introduce you to the Fresh Start Effect Trifecta: Catherine Milkman, Ph.D., Hengchen Dai GRW 15, and Jason Riis, the researchers who coined the term and vetted its power.Discuss how you can use their research to your advantage.I'll explain the psychological boost we experience when passing temporal landmarks (And, if you have no idea what a temporal landmark is--you should be hitting that play button right now).We also get into the dark side of this phenomenon and discuss strategies to benefit from the science while avoiding the drama that comes with less-than-effective goal planning.Episode Highlights:[00:01:12]The Fresh Start Effect is a term coined by a few Ivy League researchers that garnered attention from The New York Times, Washington Post, and CNBC, to name a few. Tune in as I introduce you to the researchers whose names will forever ring bells in these goal-planning streets. [00:02:02] Is this your first time joining the littest history class in the nation? Here I introduce myself and explain why - That Wasn't In My Textbook is the one class you will never fall asleep in. [00:03:42] What do I think of New Year's Resolutions, bold proclamations, and plans for taking over the world in the new year? Listen as I explain why "new year, new me" resolutions can be intimidating and what you can do to avoid joining Team "too much." [00:04:12] I wouldn't be your favorite historian if I didn't bring you the facts- Let's dig into the backstory of The Fresh Start Effect and learn how this phenomenon went viral. [00:06:13] It's customary for us to start at the beginning (#hellohistory). Here we dissect The Fresh Start Effect origin story and why researchers felt it was necessary to put some language and research around the collective motivation we all feel when a New Year or milestone date grants us a fresh start. [00:07:08] What is a temporal landmark, and most importantly, how can we use this fresh start effect to help us reach our goals? Luckily, the experts have given us a study to learn from and emulate. [00:07:53] The fresh start effect has been studied in depth by three stars of the behavioral science world. Tune in to hear about the science that proves The Fresh Start Effect isn't a theory but a scientific reality. [00:09:50] What magical power does the month of January hold over people? Find out what the research says, and let me know if anything rings true for you. [00:11:26] All research starts with a solid hypothesis, and this fresh start effect is no different. Tune in to learn about the theory, variables, results, and implications of the science on you and your goals. [00:16:08] Ready to go all gas, no break toward your resolutions? Not so fast, let's read the fine print and examine the dark side of fresh starts and when we should pause and proceed with caution. [00:19:39] Tips for maximizing The Fresh Start Effect without falling into the dark side: Ready to put the fresh start effect into action? Here are a few tips on using temporal landmarks in your goal-planning process. [00:26:05] Our next episode drops on Wednesday, January 18, 2023, and our discussion is around The Chinese New Year. Will you be tuning in? Let me know in the comments.Research Information:1. Katherine Milkman, PhD., at Harvard, who is currently a Professor at the Wharton School 2. Hengchen Dai GRW 15, who received her Ph.D. in OID at Wharton in 2015 and is now an Assistant Professor of Management and Organizations and Behavioral Decision Making at UCLA; 3. Jason Riis, Ph.D., former Wharton Lecturer and Research Scholar and now Chief Behavioral Scientist at BehavioralizeStay in Touch:Visit our website. Follow the podcast on Instagram, Twitter, and Facebook, and feel free to donate. To learn more about the podcast host Toya, visit ToyaFromHarlem.com. Connect with Toya on Instagram and Twitter, or buy her a coffee.The episode was researched and scripted by host Latoya Coleman (Toya From Harlem). 

INTRODUCTION: Jenn has a story of her own. As a child, she suffered solitary confinement, physical abuse, mental abuse, sexual abuse, rape, divorce, abortion, cutting, and suicide attempts. Her turbulent background has forged a path to help those who are suffering, ignored and silenced. Sh!t You Don't Want to Talk About is a place people can come to find hope and healing, to know they are not alone, and to finally be heard. Clearly, Jenn's been through plenty of sh!t most people probably don't want to even acknowledge, let alone talk about. She thought she'd dealt with her past, but brain surgery in November 2020 unleashed a tsunami of memories that couldn't be ignored. Working through trauma, depression, anxiety, bipolar type 2, and ADHD will be a lifelong journey. Jenn strives to break the stigma of Sh!t You Don't Talk About and turn it into Sh!t 2 Talk About.  INCLUDED IN THIS EPISODE (But not limited to): ·      Jenn's Take On The Herschel Walker Hullabaloo ·      Jenn's Homeless Youth Experience·      Consent Matters!!!·      The Resurgence Of Forgotten Trauma·      Be Mindful Of Your Perspective When Bad Things Happen·      How PTSD Affects Both Military And Non-Military Folks·      Living Through A Lifetime Of Surgeries·      Jenn's Smokin' Hot TikTok·      Let's Give Ourselves More Credit·      Let's Accept Our Limits CONNECT WITH JENN: Website: https://www.Shit2talkabout.comLinkTree: https://linktr.ee/shit2talkaboutTikTok: tiktok.com/@shit2talkaboutLinkedIn: https://www.linkedin.com/company/shit2talkabout/YouTube: https://bit.ly/3BRnT50Facebook: https://www.facebook.com/shit2talkabout/Instagram: https://www.instagram.com/shit2talkabout/Twitter: https://twitter.com/shit2talkabout  CONNECT WITH DE'VANNON: Website: https://www.SexDrugsAndJesus.comWebsite: https://www.DownUnderApparel.comYouTube: https://bit.ly/3daTqCMFacebook: https://www.facebook.com/SexDrugsAndJesus/Instagram: https://www.instagram.com/sexdrugsandjesuspodcast/Twitter: https://twitter.com/TabooTopixLinkedIn: https://www.linkedin.com/in/devannonPinterest: https://www.pinterest.es/SexDrugsAndJesus/_saved/Email: DeVannon@SexDrugsAndJesus.com  DE'VANNON'S RECOMMENDATIONS: ·      Pray Away Documentary (NETFLIX)o  https://www.netflix.com/title/81040370o  TRAILER: https://www.youtube.com/watch?v=tk_CqGVfxEs ·      OverviewBible (Jeffrey Kranz)o  https://overviewbible.como  https://www.youtube.com/c/OverviewBible ·      Hillsong: A Megachurch Exposed (Documentary)o  https://press.discoveryplus.com/lifestyle/discovery-announces-key-participants-featured-in-upcoming-expose-of-the-hillsong-church-controversy-hillsong-a-megachurch-exposed/ ·      Leaving Hillsong Podcast With Tanya Levino  https://leavinghillsong.podbean.com  ·      Upwork: https://www.upwork.com·      FreeUp: https://freeup.net VETERAN'S SERVICE ORGANIZATIONS ·      Disabled American Veterans (DAV): https://www.dav.org·      American Legion: https://www.legion.org ·      What The World Needs Now (Dionne Warwick): https://www.youtube.com/watch?v=FfHAs9cdTqg  INTERESTED IN PODCASTING OR BEING A GUEST?: ·      PodMatch is awesome! This application streamlines the process of finding guests for your show and also helps you find shows to be a guest on. The PodMatch Community is a part of this and that is where you can ask questions and get help from an entire network of people so that you save both money and time on your podcasting journey.https://podmatch.com/signup/devannon  TRANSCRIPT: [00:00:00]You're listening to the sex drugs and Jesus podcast, where we discuss whatever the fuck we want to! And yes, we can put sex and drugs and Jesus all in the same bed and still be all right at the end of the day. My name is De'Vannon and I'll be interviewing guests from every corner of this world as we dig into topics that are too risqué for the morning show, as we strive to help you understand what's really going on in your life.There is nothing off the table and we've got a lot to talk about. So let's dive right into this episode.De'Vannon: Jenn Junod, the host of the shit you don't want to talk about podcast is back with me for round two, y'all. Now, in this episode, we're gonna be reaching deeper into Jen's experience with mental and physical health problems. We're also gonna get to hear Jen's take on the current Herschel Walker scandal that's happening right now.Yes. Hmm. Go ahead and listen people. Hello everyone, and welcome back to the Sex [00:01:00]Drugs in Jesus podcast. I'm wearing my shirt tonight that says, Be the light. I hope that Jen and I can shine a little light on y'all's darkness today if you're going through a dark time. Now, Jen is the host of the Shit You Don't wanna Talk About podcast.She's been on the show before and now she's back again to to dig a little bit deeper into her personal journey. Jen, how are you today? Jenn: Well, I, I like to say people really, especially in the tech industry, which is where I'm at now, really compare, like, do you want a zip up hoodie or do you want like a pullover hoodie?And most people want like a zip up hoodie because it's easier to take on and off. And I'm using that as an example of I am wearing my pullover hoodie and I always get them like, Really snug because when I'm not feeling will [00:02:00] go with pep as a good word, when I'm just like not feeling it, I always put on my pull over hoodie because it makes me feel safer and it makes me feel like more snuggled just walking around.And that is how I'm feeling today, that I need a little, give myself kindness and grace and not trying to push myself to have a lot of energy today.De'Vannon: Well, I share the fuck. Appreciate you coming on the show before we mash that record button you were expressing how you were on the fence about whether or not we should postpone or whatever you decided to just push through to show people truth.You know, we don't always have our shit together every day. Hell, I went to the weight loss clinic today to to get like the, one of the weight loss injections and I decided to keep on my fluffy winter flip flops, you know, just to be like, relax and shit. Which is something a fashionist, a diva like [00:03:00]me has never done before.I even wore them last night to go get a massage. And so sometimes just wanna go to the house with fucking roles in your head. Shit. Fuck it. Be done with it. . Jenn: Yes. Yes. I agree. I agree. De'Vannon: And so so y'all, in the Today Show, we're gonna be talking more about Jen and digging deeper into her mental health issue.In the last show she talked about like the abortions and the, the, the, all the abuse and the trauma and the drama. So much drama, you know, that she's been through growing up and, you know, and what prompted her just on her own podcast and the shit you don't want to talk about podcast. All that information go on the show notes.And I know she does her Twitter sphere Jenn: thing stay Yes. Twitter De'Vannon: space in the Twitter sphere, every Tuesday or think most win. And so be sure to catch her there also. And I look forward to the day when her memoir comes [00:04:00] out. I'm just gonna like, speak that into existence. Jenn: It will, it will one De'Vannon: day. And so, okay, so I'm gonna get your opinion on this dude who's been really popular in the news.You were so transparent about your abortions and everything last time. Have you heard of everything that's been going on with Herschel Walker? Jenn: Okay, so y'all, I don't, I live in like a bubble is what I've decided. I don't really know what's going on unless somebody tells me about it. But I'm, I'm Googling and that is the first person that came up.De'Vannon: There is nothing wrong with going to the Google machine and finding out what you need. And so basically this man is running for a Senate seat. He he's one of those backed by Republicans. Pro, pro-life, anti-abortion people and, hi, his, his thing is he's against abortion with no exclusion for rape, incest, anything like that at all.[00:05:00] Just period. But come to find out, he paid for his own abortions back in the day, has a couple of baby mamas and he don't take care of the babies and his own son, who's a social media influence or can't remember that pretty little thing's name right now, but it'll come to me, came out against his own dad.He was like, You need to shut this shit down and stop because you fake his hell. And so from the abortion standpoint, because these women are coming out, going like, one was like, he forced me. He wanted me to get the first abortion, so I did. But the second one, I told him to go fuck off and decided to keep the kid.And so, you know, I just wondered like, what, what, what you think these women might be going through? Seeing the man who wanted him to get the first abortion. Lying, lying to everyone saying, Oh, I don't remember any of this. But he wrote the check to pay for the abortion and then sent the woman a get well soon cardJenn: So it's I actually just listened to our other episode [00:06:00] and interesting timing of listening to that. I, I talked about how during my first termination, I, I felt forced, but it's not like anyone could do anything about it. It was a very I had to think about what that kid would've gone through to do it.And I, I would say for what this human hersel do, dad is doing, I don't think anyone should go into politics and. Forget about what they used to do. I personally think if somebody did something fucked up, then they should own it and say, This is why I just, I changed my ways, first off, second. I can only imagine what it felt like to be [00:07:00] paid to go get an abortion.I have been there. And and then third, I think scariest yet is the fact that there are people in wanting to gain power that want to gain ownership of our bodies. And in my opinion, that's the scariest part in the fact that as someone that has. Like the, the woman that you used as an example, she said yes to the first one that said, fuck off to the second one.I feel I, and again this is just my imagination, but I feel like she would be very empowered because she, she told him fuck off, and that is her taking back her power. And I think it's a very, very complex level of[00:08:00]fear when your, the person that caused your trauma has power not only over you, but over others. And it's, I know for myself it's been. I don't give a fuck what you did to me, but if you do it to someone I care about, if I see you doing it to someone else, I go into like overdrive of, I won't let them feel that way.And I could see some of the women possibly feeling like that, but then also going, I'm glad that I stayed silent because they're so afraid of what might happen to them, what might be taken away, what might be threatened. And there are many, many complexities that I can't even imagine about. Maybe he's secretly paying some of them.And what would happen if [00:09:00] they don't get the paycheck anymore? Are they gonna be able to feed the rest of their kids? What would happen if, you know, if they do talk about that they went through an abortion and now they are succeeding in their life, even though he forced them to do it, Wouldn't that be controversial for them saying that?They were against it, but almost happy they did it. It's, I mentioned this in in the other episode that I don't think anyone could imagine what someone else would feel about it unless they went through it. Because it is, there's so many complexities that go into this, De'Vannon: Well, you're pretty damn good on, on postulating and guessing at the complexities.It's like you're able to really, really put yourself in other people's shoes. So that strong level of empathy that you have is why you're so, such a great host and so great at everything you do, and basically given the world the big warm hugs like you do on a day to day basis. Because I hadn't thought about, [00:10:00] you know, like what if he was, I mean, he's been lying through the whole candidate candidacy, you know, clearly.But what if he really was paying them? You know, he's saying to the camera, I don't know, these bitches, whatever. Mm-hmm. . But really he's been bankrolling them and, and, and out of fear they've kept quiet because that's like a quiet control he's had over him this whole damn time. You never damn know the thing.Jenn: I, I do wanna add one other thing just because I also like to go into conspiracy things because I think partly it's very entertaining for myself is the fact of, so for those of you that may be like me that have no idea who Herschel Walker is and is Googling shit just something that is a very, very uneducated guess could be that if you have a person of color that has been given money and want to set an example, are they doing it and [00:11:00] doing it the way that others are telling them to because they want to be able to show that others can do it.even if it just disrupts their morals,De'Vannon: anything's possible. But what most commentators seem to believe is that Herschel is somebody who is mindless enough to be a yes man for the Republican party if he gets elected at the Senate. Because if you hear him talk, he used to be an NFL player, that he hit his head one too many damn times that he talks like he still has a fucking concussion.He's just like well and so he is the Plato for them. And so that's why, and I agree that's probably why they have him up there. And the thing is, we wouldn't be judging him for his shady pass if he wouldn't have judged the women first. And if, and if he wouldn't be throwing all the women under the bus for, for, for doing this.But what, you know, women can't get pregnant by themselves. Jenn: That's what I was just thinking, , like, you can't do it by [00:12:00] yourself. It's, it's, you know, we're not what Horse. Wait. Star, Star, What are the fishes that like self impregnate themselves? Horse fish, De'Vannon: sea horses, you think? Jenn: Yeah, that's what I'm trying to think about.Sea horses, horse fish. You know that horse too? De'Vannon: I know God. Ze can impregnate himself. He has all the power, so that's why I've always looked up to him. And the, the, the, the other fucked up part, and we're gonna pivot away from politics in just a moment, but you know, this is such a hot button topic right now.The bitch is over on, you know, like Fox News and the conservative commentators, you know, one of them, I can't remember this whole's name, but she was all like, I don't care if he had abortions, if he Aborts Baby E was on television. He was like, I want to get control of the Senate. And she was like, The women are skanks, but you know, The, the Republican party, like the women are gangs.The women [00:13:00] are the trouble, but the men, they get forgiven. Oh, he's changed his past will give him a second chance. But the women, but they're like, Oh no, that ho, You know, And the Republican party isn't even trying to hide this hypocrisy anymore. Yeah. Jenn: That I mean, I started listening to part of your episode on the cold Christianity, and that just reminds me, there's, there's so much that goes into that and I, Yeah.I disagree people, Some people are douche bags is all I can De'Vannon: say bags all the way. Yes. Goddamn fucking motherfucking D bags. So talk to me about when you were homeless before. Jenn: Oh, okay. Just you said we were gonna pivot. We're gonna pivot. I don't talk about it much [00:14:00] because when I look back, I didn't need to be homeless. That is something that I didn't realize then. If I going back then so listen to episode one to, you know, catch yourself up on my story because I'm not gonna repeat it all, it takes forever. , I was, let's see, I was sexually abused from my cousins from the ages of eight to 10.So my junior year of high school, I, the summer before is when I. Was listening to an Adam Sandler song, the shampoo bottle one, and Up the Ass and in the Car did not remember anything about my cousins, and it all flooded back to me. [00:15:00] All of it, just after like six years, didn't think of it. It all came back and my older cousin was now over the age of 18, so, and it had been out of the, out of five years, so it, they were like, We can't do anything.The cops were like, Yeah, whatever. We can't do anything. But my younger cousin, who's two years younger than me was about to start at the same high school I was. So little did I know how not awesome my dad is. Believe me, my mom tried to tell me she did. She, she has tried to tell me. But at that point in my life, I'm 1516 and I'm like, I've always wanted to have a relationship with my dad.I totally can do this. Like, I just wanna move in with him. He's promising me to get a car. He's promising that he'll get me a laptop for school. He promised that he'll finally like, pay for my boob job because, and y'all, I'm pausing there. It's not [00:16:00] just like a 16 year old wanting to get a boob job. My left rest never developed.I was named lo. So like there was a sincere reason why I wanted a boob job that young. Okay. Anyway, moving past that I did not know the type of or believe the type of.Manipulation and abuse that I would be walking into. When my parents were together, my mom was majority of the buffer, and they were together until I was 12, so it'd been four years. And basically the four, those four years, I was avoiding my dad. And so this was all new to me. And I moved in and he took off the facade of this charismatic person.He loved mom me. That is the best way of explaining it. And when I got there, it was [00:17:00] none of the problems is he made, came through one excuse or the other. He started isolating me again, just like he did when I was a child. And I was very, very fortunate in the fact that I. The person I was dating and his friends were like, We're not giving up on Jen.Like that's a bad area. So they would help me like sneak out on the weekends and help like come out and visit me even though I was 45 minutes away and I eventually said, You know what? I'm out. I'm moving. And I just, they all came and got my stuff and I just was like, I'm moving to back to Po. Patello where I was living.And I was, it was the beginning of my senior year at that point. My dad said, Well, you're truant. You're gonna you're gonna be arrested because of this, [00:18:00] cuz you're not going to school. And my boyfriend's at the Time's grandmother was like, you know, she can live with us. And she's like, I'll take power of attorney and take her, make sure she goes to school.Literally to this day, one of these weakest women. Who made such a big difference in my life. I moved in with her and her grandson and I we were very on again, off again, and by probably by Thanksgiving. So beginning of senior year started probably August. So by Thanksgiving we were done. And I thought that because he and I broke up that I could not live with her.I honestly, sincerely thought because if somebody didn't wanna be with me, other people wouldn't love me [00:19:00] and I didn't really have anywhere to go, even though logically looking back, yes, I eventually figured it out. I moved back in with her and stopped this chaos yet My senior year, I spent more time on in new beds than I did in my own car.I spent time becoming whoever anyone wanted me to be, just to not have to sleep in my car that night. And it, it was the type of thing that I don't remember a lot of my senior year there was a lot of drinking and I definitely was promiscuous. It was[00:20:00]also the year I said no, and I got roofied. Luckily the, the guy I was dating, I apparently called him and. He was able to find out from many other people where I was. And I was on a counter in the bathroom with three p three guys trying to undress me. And not even a month later, I went out with my soon to be roommate and she's a drinker and a partier and she, she loved to sleep around.She would brag about it all the time. And I said, No. And this guy kept trying to convince me, Well, it'll be alright. It'll be fun. And I fell asleep and I woke [00:21:00] up to him not listening to my no. And it's a really confusing time in the fact that I was. Sleeping with people to keep a roof over my head. And the two times I said no, people didn't listen.And it had a lot to do with why I couldn't comprehend, why I could have stayed at my ex's grandmother's house. She didn't care. She just wanted to love me. And it was a really difficult time in my life that my dad to this day still hasn't kept any of his promises story for another day. But my mom came up to help me get my license.My mom [00:22:00] helped me get my boob job so I could wear my dress for my senior prompt. She also got me a laptop. And I know we talked about my mom in the previous episode, but she always tried to do what my dad promised and never went through with too. But yeah, , De'Vannon: some people not to be parents. Jenn: So I agree. I agree.I thought I had tissue box in here. Apparently I don't. That's okay. De'Vannon: We have time. You can pause and go get it. We can pause and go get it if you want. Jenn: Sweatshirt. I'm not, You can keep this all the recording. I don't even care. Cause y'all life is fucking messy. It's not pretty. It's not. I mean, yes. Lots of life is beautiful.Yet, if we don't talk about this shit, how are we gonna realize that we're not [00:23:00] alone? De'Vannon: Yeah. Oh my God. A rough time in high school. You know, that's a lot to be going through, you know, then trying to focus on grades and everything like that. I'm so sorry. All this happened to you. I'm excited for the boob job, you know, and you know and so I heard you when you said that you did not need to be homeless.And that resonated with me because I feel the same way when I look back over when I was homeless, you know, in Houston. And so, you know, I had friends, you know, I was, you know, a, a, a veteran, but I didn't know about veterans programs at all. Cause I wasn't going to the VA for anything because in those days they were a nightmare.And And so I, you know, sometimes I think about that and I go, What was the difference? It was in [00:24:00] my mind and the way I perceive things. Mm-hmm. , so I could have called my parents to come and get me. I mean, I could, I could have, I did not have to do that, but I thought I was dying anyway. And so what, what, what is Jen?What are Jen and I saying to telling to you all is to be mindful of your perspective when negative things happen, and sometimes when you, Exactly. Sometimes when you think you're thinking straight, you're really not thinking straight, especially right after something bad has happened. Or even if it's a while, if there something bad is happening, you don't have that shit resolved.So then what can you do? Jen's gonna give you her suggestion, , My suggestion is to have somebody who you lean on or somebody who you can at least go to and be like, Bitch, I'm fucking up. I don't think I'm thinking straight. I need to bounce this idea off of you and be sure, I don't know. What would you, what would you suggest if somebody is in that situation?Jenn: I definitely agree and [00:25:00] I, I've heard the term like a lot or to like keep a journal and I'm like, Bitch, I'm not gonna keep a journal. Fuck that. Like I hate no now, but I am cognizant of. Working on tracking my patterns. So whatever way you track your patterns, I say that in the fact of I'm currently job hunting and I had a great day yesterday.I don't even remember what day it was. Like I had interviews that were going great. I had a guest on the show that was phenomenal. Like literally, everything is going so good and I'm miserable. Why am I miserable? I don't know. I have no idea why. I know because I keep track of these things that I do get depression.I am bipolar, type two, I am. These [00:26:00] things just happen and I've learned that. I need to be able to know, okay, am I just gonna check out and. Sit and play video games is, that's what's gonna help me get through this. Is it I need to go for a walk? Is it I need to have call one of my best friends? Is it I need to tell Tyler that I need all the cuddles in the world.What is it that I need to get through this? Because right now I feel alone, even though logic shows me I'm not alone. And it's very, very difficult to realize that. And I would say a big step of it is just tracking your patterns, because that will show you who am I happy around? Are these people that I'm [00:27:00] associating with?Am I miserable around them or am I happy around them? Do I feel like shit when I eat this certain food? It's weird. I found out that I am gluten intolerant. Like I can't eat gluten, but y'all, it fucks with me. So I know not to eat gluten. How do I feel if I don't exercise for a while? Does it really help or is it just because I wanna do it cuz everybody else says it?Like, what are things, How, how do I do life naturally and what are things that I want to improve on? Or what are things that I'm like, you know, fuck it. I am a sweetaholic so I'm gonna keep dark chocolate chips in the house instead of candy because if it's candy it'll be gone in a day. That's just who I am.I can live with that. De'Vannon: I'm a sweet aholic too. And I there's a basket I keep in the corner of the, like by like [00:28:00] by the patio door. And I found that if I just throw all the sweet shit in there, I don't. I won't go and reach for it, like it's in the pantry or somewhere like eye level. So this is down on like cat level and, and so , so these for me to forget about it.And then, so every now and then I'll remember, oh, there's a bucket of sweets over there. That way I don't feel deprived, but I've also placed it out of punch as a reach of myself. I Jenn: like it. I like it. I'm gonna do that without, I'll try it. Well, I'll see if that happens. And that's another, that actually brings up a really good point is once you find out these patterns, or even if you're not sure what they are, just trying something on seeing if it works.Like I have no idea if what you said is gonna work for me, putting it in the corner like I am, be like, Oh, D was right, this is like perfect. Or this is shit. It doesn't work for me. I'm not gonna do it anymore. But I tried it on to see if it's a [00:29:00] tool that will work for me. De'Vannon: Now, would you suggest that sort of strategy with dealing with all of the issues that you've talked to, talked about today?You know, what? If somebody has a barrage of negativity that their mind had closed off, you know, shut off the memory because of it was so traumatic that their brain cut it off of them. And what if it comes back? What do they find themselves in a, a rape situation? You know, do you recommend these sort of tools or what?Jenn: That one I think,De'Vannon: I mean, of course they can always reach out to you. You don't think decided every thing. Yeah, no, absolutely. Jenn: It's, it's the fact of dealing with ptsd and I know that so many people thought that it was only military that went through it. And I do not wanna take away from what our veterans have [00:30:00]gone through.Any, any force because even if you don't get shipped abroad, the military goes through some dark shit just through bootcamp and PTSD can affect us all in its posttraumatic stress disorder. And I say that as I did not realize I had PTSD until I had my brain surgery because that's when all my like memory slid it back.And I started having a lot more body reactions in the fact of you bring up the rape victim. I, the majority of my abuse was from people I trusted when, from the ages of eight to 10. And so if somebody that I trust tries to touch me at times, I go into fight or flight, it's very fucking annoying. and I'm still working through it yet by going to therapy, by going [00:31:00] to group help.Those are things that really help me get through it. It's also something that is not gonna go away anytime soon probably. Or it might go away for a while and it might come back cuz mental health is like, you know, it's not linear. It likes to be all over. And I would say just if it happens, especially if it happens in public, if it happens when you're driving, if it happens in those types of situations.First, please get yourself to safety. Please try to think about that first. No matter what is happening, it's not always possible to do this yet. Please get to safety and then who cares what the fuck you look like. If you are pulled over somewhere safe and having a meltdown, if you're in the middle of a grocery store having a meltdown, who the fuck cares if you are safe?Nobody's gonna hit you. Nobody's gonna run into you. Nobody's gonna do anything to you. [00:32:00]This is not always feasible, though. This can happen when you're doing other things and I don't know the resources to that. I'm happy to go look it up, but this is why I highly suggest at least having a relationship with a therapist you trust.Because I stopped going to therapy. Oh goodness, probably January this year and, but I still have my therapist number. So if shit hits the fan, if something happens, I can be like, Yo therapist, I need help. Or my family members know, I don't know what fuck just happened to Jen. She just like melted. Could you come like, Put her back together, please.De'Vannon: Mm-hmm. . Yeah, it's come and put me back together, Lord Jesus. Yes. So I do, I I would always recommend journaling and all your suggestions are phenomenal and so heartfelt and I appreciate the fuck out of them. And again, people can still reach out to you and [00:33:00] see what, we'll see what can be done see what can happen.I've started doing mdm, a assisted therapy with a social worker and also cell assignment therapy with a social worker for like my ptsd, ocd, anxiety and all of that. I recommend some of this hallucinogenic therapy to y'all cuz the, the drugs they prescribe. But in these clinics for me, re react very negatively with my system that I get from like a psychiatrist and shit like that.The hallucinogenics I've had a more positive results with. And so I walk away from them like I, when I've been on those trips. I don't feel like so out of body. I, my mind was just still, And for me, that is a strong deliverance because my mind is usually not still. And so that quietness followed me out of the therapy.And it's the same thing with me and like CBD gummies, because my body doesn't react to smoking weed at all, no matter the strand. But it does re [00:34:00] respond to the gummies. And so I take it as like a form of therapy. And I find that the quietness, my mind remembers it when I'm no longer under the influence of the drug.Jenn: I, I wanna add to that too in the fact that, as we were saying before, do what finds best for you. I'm biotech type too, which I found out is like, if I take drugs, it doesn't fuck me up in a good way. It fucks with my head bad. And so if I smoke weed, I'm probably ki crying in the bathtub. It's, it's not cool.Like I've been, I've talked to multiple the psychiatrists and I'm like, So I kinda wanna do lsd. And they're like, Please don't. It's just going not in the fact of like, please don't in the fact that, you know, all this is experimental. But because they're like, studies show that if you're bipolar type one or type two, you have [00:35:00] adverse effects to drugs because your brain already, the chemistry in it will not react properly like most people do.And I'm like, Oh, that makes sense because I've tried different things and it fucks with me where you talked about that you don't take the medications that a psychiatrist may prescribe. Those help me, but I know that they can fuck up other people. So please try and like have a. A buddy and on to go like, make sure you're doing okay, no matter which one you're trying.De'Vannon: Appreciate, sister. And so I heard you mention, you, you mentioned earlier like it was, it really, really hurt you because of people you, you trusted were, were some of the ones who had turned on you and And I just wanna to just pivot for just another, just another quick pivot and just us sin heart. Heartfelt warmth and love for people who feel that way [00:36:00] towards the church.We're not gonna go down a, a whole religious thing cause we did that on the last show and I appreciated it deliciously and delightfully. So, because, you know, we go to churches, and I was thinking about this earlier, you know, the only time we saw Jesus, like get up in arms, he tied that cord together and went in the temple and brand the people out who were like taking advantage of people, you know, in the house of God.And I was thinking, you know, he didn't go chasing down homosexuals or women who want abortions. And he didn't even much go chase the people who were swindler and cheaters outside of the church. He went into the church because it's bad enough that it's happening. But in a place like that where it's not supposed to happen, Is like the thing I think that really pissed him off.And so whenever we are expecting love from a place where it's supposed to come and we get hate, rejection, and pain, it's a more bitter pill to swallow. And so for all of you who have ever been heartbroken by somebody who you expected to treat you right, I'm sorry. I send you [00:37:00] love and peace and yes, fuck you, Lakewood Church because you were the ones who broke my heart and did that shit to me after our long relationship with each other.You mentioned that brain surgery. Tell, tell me why you had to have brain surgery. Jenn: Sure. So I think going through all my surgeries might make it a make a bit more sense. I am 2022, I am 34 and I had surgery number 10 this year. So me and surgery is not that scary. Let's see if I can remember all of my, I don't know if I can do them in order.Maybe I can. Okay. We're gonna see if I can do this. All right. So, Nope. I got, when I was little, little kid, I got tubes in my ears, which I didn't know was considered a surgery, but I guess it is. So I'm gonna count it. And then when [00:38:00] I was 13, I I was getting chronic bronchitis and they were noticing that my tonsils were causing it, but it's very, very dangerous to take out your tonsils when you have a any lung infections.So, but I wasn't gonna get better cuz I'm hardcore asthma and they they did it and I coded, which is a really weird experience because I like, remember looking down at myself. Very bizarre. Anyway, so that happened. I had my tonsils taken out, and then I had my gallbladder taken out, and then I had my first boob surgery when I was 17.And then I had an umbilical hernia, which basically because I [00:39:00] got my gallbladder out through my belly button, the scar tissue caused a hernia on where my umbilical cord would've been with my belly button. So that's why it's called an umbilical hernia. And it didn't go through. So I got another surgery for that.Oh, I'm missing one. They couldn't pull my teeth with me awake for my wisdom teeth, so they had to sedate me for it, like all the way out, sedated to what? What else am I thinking of? Oh, sinus and no surgery cuz I couldn't breathe out of my nose, brain surgery and in another boob job because it wasn't very good at when I was 17, so I finally got them nice.10. Yeah. So brain surgery was 2020 not the biggest deal. Me and going to [00:40:00] surgery is not a big deal. I'm just like, Oh, I have to have another, Okay, whatever. I've grown up around doctor's offices because I was su such a sick child. I was constantly hospitalized for my asthma and I got pneumonia a lot and bronchitis a lot.I was a really fun kid and it was around the age of three to four that my skull. Started forming a bump on my right temple and my mom was like, The fuck is going on with my daughter. So we lived in Phoenix at the time, and she took me to the hospital. They did MRIs and CAT scans and all that, and they found that my I had OID cysts on my brain.And an OID cyst is CYS is just like fluid. [00:41:00] It's just like a, if you take a bubble and it's on my the OID cyst is on the, between the brain and the spider webbing around your brain. And so they found it when I was like two or three, and they were like, Yo, don't worry about it. Most children, if they get it, they don't really know where I got it from, but they're like, Most children will grow out of it.Don't worry. So fast forward till I'm like eighth grade, so like 12, 13. And I'm in my mom's room for some reason, and I look in the mirror and I finally realize like, why is my temple so weird? And I'm like staring at myself like, What the fuck? Like as like a 13 year old, like this was mind blowing. I didn't know what it was, but it didn't really ever affect me other than I was like, I have this out.It looks really weird. I hate [00:42:00] it. Not a big deal. Very cosmetic, whatever, around the age. 20 something like, give or take. A year or two I started getting really, really bad pressure, headaches where I would have to tie a scarf around my head, cut off circulation to everything else, and. Like try to get rid of the pressure on my right temple.That happened a few times every year, maybe like not consistent enough to do anything about it or be concerned. I just thought I have all these medical conditions, I'm just probably a freak and it's another one of those things. I don't care. And in 2020 it started happening weekly. Okay, this is weird. And you can't really do anything.Like you can't work, you can't do much. And I was getting to the point where I had like this [00:43:00]giant jar of change that I would lay down on the bed with my head on the pillow and put change on my head to put like enough weight on it to try to get rid of the pressure. And I'm like, Okay, I gotta get this taken care of.Like this is, this is. Causing issues. And I'm like, Okay, I'll make an appointment, blah, blah, blah. I made an appointment with a neurologist and they're like, Yo, bro, try taking these like migraine medicines. Okay. Didn't fix it whatsoever. And then they were like, Don't worry about it. It's fine. A reference or nothing, don't worry.And so I'm, this is when my sister started working with me and were driving to work together and I'm driving and I have to pull over because my vision went away and I couldn't see all I could. It was just like, went all [00:44:00] black and the pressure was so bad, like I'm crying because it's just hurting so bad.So she finishes driving us to work and my partner came to pick me up cuz she needed to stay in work and they finally were like, Okay, cool. You can go see a surgeon. Well, I'm back in Phoenix at this point. And the same borrow barrow brain surgeons are in Phoenix or super dope, highly suggest them. I bring in my records to them cuz I still have the records, which, Oh yeah.Give me a second. You wanna see this? This is cool. Okay.Okay. I have the original scans from when I was a kid. Let's. I don't know how I'm gonna do this. De'Vannon: You probably have to have a light Jenn: behind it. I know. I'm like trying to think if I can do, Oh, I kiss the like, like this. Eh, eh, let me turn on my flashlight, bro. [00:45:00] Oh wow. Okay. Yeah. Okay. So, Oh, see, you can see where my eyeballs are, right?Yeah. And you see that giant, that big thing? Yeah. And then you can see one in the back of my head too. Yeah, yeah, yeah, yeah. These are from when I was a kid.De'Vannon: Okay. And they just like left that there. Yeah, Jenn: because normally they go away naturally. Normally assist is like no big deal. So that's the one that's still there. It's actually grown. And so , I get so excited I bring these into the neurologist or the neurosurgeon with me and I'm like, Look, And they're like, We're not gonna do anything about it.No. They're like, It'll just go away. This isn't normal. Like, or this, These are routine things. No big deal. So they go and they're like, Hey, go get lidocaine shots. See if that helps. So I have to wait until one of these things normally go. Then I have to go into the doctor and get a lidocaine shot, which [00:46:00] is just numbing serum.And so they put a ton of lido and I'm like, It's not going away. And so it's not the pain at this point that's hurting. Like, yes, it hurts, but I'm crying because they can't figure it out. And at this point I'm thinking, no one will believe me. So I think I'm stuck with this for the rest of my life. But after further, they actually took it to like the board of Surgeons at the hospital.And they were like, Yo, like this isn't normal, that she gets headaches from this. Like she's going through so much. So they did a experimental surgery. What they did is if you think of a lake and then you think of this like randomly fluid as my river, as a river, they took my lake of a cyst and created a scar tunnel into the regular, like brain fluid that just chills in your brain.So as of it's [00:47:00] about two years now, it'll be two years on November 2nd I've had less than half a dozen headaches from it again. So it seems to be working. But that area, what they didn't know, and there's not a lot of research on it, is that having surgery there, because all of your long term memories are right around your right temple, like a little bit behind.And that is where they cut into me and they had to do the surgery. So yeah, it was like, Hey, you're gonna have brain surgery, but you're also gonna have to remember all the fucking shit you ever went through. And yeah, that was, that was fun.De'Vannon: Are you glad that the [00:48:00] memories were released to the extent that you are able to work on processing through it, or would you have rather it stayed hidden?Jenn: It's like when people say that they're grateful for what they went through because it makes them who they are. Yeah, I agree with that, but I never wanted to go through all this shit, you know, like it's not like I wanted all of that to happen. So it's like a both, like I think if I didn't remember all of it, I would have been ignorance as bliss.But because I did go through all of it, I also found my voice to be able to advocate for others and that is more important to me. Yet it took me, realizing what I [00:49:00] went through to be able to find the strength to do it. Yet my ignorant is bliss side of me would've been totally fine, not realizing that my entire life.Yeah, it's like you, you know, I, I like the harder path I normally choose it. Not meaning to because I'm very stubborn, but, so it's a, it, it happened, De'Vannon: it worked out. I appreciate it. That's a positive perspective over. I encourage everyone to try their best to find something good out whatever it is that you went through.I agree with you in terms of my own history. Had there been another way, Lord, but it didn't go that way, so fuck it. Here we are. Let's move on. Hallelujah. To have and praise now since in staying better in adding to the problems that are already there. Yep. So you mentioned something that we're gonna pivot as we begin to wrap up here.Y'all, this bitch. Has probably the best [00:50:00] TikTok channel that I've ever like swed over, her outfit she has on the sequin and the glitter and the gl. It's just so powerful and it's so encouraging and it's so inspiring. And I mean, it's like, it's like, it's like on your TikTok channel you look like, so you like God extracted all of the pride spirit from every gay person in the world and just like put it in you and then you're the living manifestation of what it means to just be happy and acceptingAnd Jenn: so thank you. And I will say part of that was the person that was marketing and just being able to read what I wanted to do. Like she gave me the topic, but I was able to know how to make it happen. I, those videos are old because I haven't posted on TikTok or Instagram. The podcast is kind of on pause because I don't know how to do that myself.[00:51:00]Like if somebody says Jen, like it was, and I hate that I didn't know this, that it was National Indigenous Day recently. And I was like,Why did I not know that? Why did I not know that we changed laws from Columbus Day to be National Indigenous Day? Why are we not making it better known? And I also, you mention about how I post about Juneteenth and I am very proud of that post. Yet at the same time, I'm very disappointed in myself. That I didn't make a post for Hispanic Heritage Month or for Indigenous People's Day, but I also have to, even though I'm disappointed, I have to be able to say, Jen, you're one person.[00:52:00]You, you're only one person. Yes, I can make a difference. I also only have people have said spoons in the mental health area. I only have so much bandwidth. I only have so much that I can give. And if I half asked any any everything, people aren't gonna get what they deserve. And that's why I've put everything on pause.Now. If anybody wants to help me on social media, you are welcome into my life. I'm just gonna put that out there. Someone wants to come into my life and help on social media. That's, that's basically, I just need someone to be like, Jen, post this. Like, get the ideas outta my head and help me. I need somebody to hold my hand.But I, I appreciate where you were going with that. I just wanted to almost, it's almost like self deprecating where I'm like, I have to call myself out on that because I, I do still feel that disappointment in myself. De'Vannon: Well, [00:53:00] I mean, you already said it. You're only one person. I'll add to that, that you're, you cannot necessarily stand up for every group of people all the time, and perhaps it's not meant for you two.So whatever was meant to happen did happen. Wherever. Wasn't, didn't. And the beautiful thing about social media, podcasting, writing books, those things are ever green in the sense that even though those videos might be old, they can still have a positive influence on somebody today, which is one of the main reasons why we do what we do.Because, you know, social media work, podcasting is like a living testimony when we're dead and gone. People can still go back and find this. And it won't matter how old it is, what they're gonna be concerned about is, can I relate to this and can it help me? And what we are going through now is the same thing some people went through before.The same people, the same thing people are gonna go through after. So give yourself a break. Girlfriend, you doing the damn thing. And so thank you. And so shout out to Cardi B. [00:54:00] Yes. I love her. And so so she has an incredible, So I think, I think social media is great. I don't care. I don't think I even noticed that it was outdated because it was so captivating.It was so captivating. I was just so intrigued. And so one of, though, you were talking about like anxiety and depression and you mentioned just a few seconds ago about how you, everything was going great when you were searching for the job and everything, but you were still sad. A person who's super close to me in my life.Gets that way. Sometimes I get that way very, very rarely, and when I do, there's a scripture in the book of Psalms where David, I believe is talking and he's having one of those types of days and he's all like, Why are you cast down my soul and why are you quid within me? He was like, I'm sad. I don't know why I feel sad.Yeah. That's how I found it in the scripture. I know not everybody is [00:55:00] spiritual and scriptural, you know, like I am, but it really, really sparked with me when you mention that because sometimes our emotions betray our reality. Mm-hmm. , either way, a person can be manic and shit can just be like really terrible and they could be overly optimistic and I'm all like, No girl.This is serious. You need to calm down and deal with this shit. Then in the other hand, everything is great and yet they're sad with the blinds closed and under the covers, so. Jenn: It's, it's definitely something that I posted it becausefirst off, it fucking sucks anxiety attacks, depression being bipolar, type two being bipolar, like, mental health struggles are, are not talked about and accepted enough. And I, I do want to [00:56:00] mention that there, I, I wanna talk about my own struggles. Yes, I do also wanna call out that systemically there are marginalized communities that have to deal with mental health issues even more because of microaggressions and things that a white folk don't necessarily deal with.And I. I wanna call that out because that is something that many people won't acknowledge that they're going through something because they see it as racism from others. That that's the emotion that's coming up is because of that. I say that because anxiety and depression and anything that has changes our moods without our desire to [00:57:00] ptsd, we, they don't, they're not our front.They really, as we were talking earlier, really cause us to think things that are untrue. And it can be, yes, exercise and diet can help. Other people do have success with that. Some people don't. Some people need experimental drugs. Some people need prescribed drugs. Some people need therapy. Some people need journaling.Some people need kickboxing and boxing to be able to beat the shit outta something. It's different for all of us, and I want others to see that they're not alone going through it. Because I, I don't remember what I said in that post because I was crying. It was, it was fun but it was where we,[00:58:00]we don't expect it. So what do we do when it happens? How do we prepare ourselves if it happens? How do we have these conversations? If I am having a panic attack and. Van and I call you, what do you do? Like what are you supposed to do that that's not something that's taught in school. If I'm having a panic attack, like that's not something that if I'm becoming dis, having coping mechanisms that are unhealthy, such as self harm that friendships or family is taught to deal with, and this is really why I want to share these journeys because show that it happens before it may happen, but also be able to have people go, Oh shit, I went through that like a year ago.Maybe I should go look into getting help or [00:59:00] resources or builder tool belts. Because without it, we we're kind of just a hot fucking mess in the fact that this is when bad situations happen in my opinion. De'Vannon: Hey, I think your opinion is a golden opinion, and I encourage to listen to your opinion. I commend you on caring enough to make a Juneteenth video like you did.And she also has a, an ally video because Jen is a friend of the gays darling. Yes. The need, expect her to find her at any of your prides. You never know where she might end up next. So Jenn: it's true. I, well, I wanna go to all the prides. I really wanna go to Atlanta. That is where I hope I get to go next year.Like that would De'Vannon: be fun. You know what? Whenever you wanna plan it, you know, my boyfriend is from outside of Atlanta, and so I be in Atlanta like a lot. Yay. And then I just heard that they have an iowaska retreat thing outside of Atlanta, and so that's one of my next things to try for therapy. And [01:00:00] so yes, we can definitely plan in Atlanta Pride because their, their prides like happens in October.You know, they wait until not in June. Oh, yay. So and so so that was, you know, that pretty much wraps us up. I, I wanted to do this deeper, this deeper dive with you. I thank you for your transparency. The website is www dot shit, the number two talk about.com. She has a link tree also shit to talk about.And all of this will go in the show notes. The podcast is shit you don't want to talk about with the great hostess, as I, as I say in my Sian accent. And so my dear, there is anything you'd like to say to the world. Any last words? Closing comments, remarks, salutations, whatever. Go on. Jenn: I do. And that is beautiful.Humans. As shitty as it is, you'll get through this and you got this. It's not the end of the world, no [01:01:00] matter how much it seems. It is cause y'all. We're just a few of the people that can tell you that you can get through it. We've been through some shit, but it's also, you don't have to go through it.Like we said, there's other ways too.De'Vannon: All right. Thank you so much for coming on the show, my girl. You wrapped it up nicely. We'll see you next time. Thank you. Bye. Bye.Thank you all so much for taking time to listen to the Sex Drugs and Jesus podcast. It really means everything to me. Look, if you love the show, you can find more information and resources at SexDrugsAndJesus.com or wherever you listen to your podcast. Feel free to reach out to me directly at DeVannon@SexDrugsAndJesus.com and on Twitter and Facebook as [01:02:00] well.My name is De'Vannon, and it's been wonderful being your host today. And just remember that everything is gonna be right. 

Invités : Pierre Darmet, Directeur Marketing et Développement commercial, & co-fondateur et Vice-Président de l'association CIBI, qui a créé les labels BiodiverCity et parrain et membre du comité d'orientation de BIG Loïs Moulas, Directeur Général de l'Observatoire de l'immobilier durable, OID, qui coordonne le programme de recherche appliquée Biodiversity impulsion group – BIG Renaud LEPILLEUR, Gérant Entreprise UNI-VERT PAYSAGES, Adhérent UNEP - Union Nationale des Ent du Paysages SITES INTERNET : https://www.lesjardinsdegally.com/ https://o-immobilierdurable.fr/

On the morning of December 12th a man called to report the sudden passing of a beautiful black woman Lauren Smith Fields. Police quickly decided that this man was just so nice that they didn't have to investigate, a la Jeffery Dahmer. But Lauren's family would not let their daughters strange death be swept under the rug. Send me episode suggestions & Connect with me!ihaiipodcast@gmail.comInstagram & Tiktok- @itshappeningagainiiSmith- Fields Family Fundraising Pagehttps://www.gofundme.com/f/xf665j-justice-for-lauren?utm_medium=referral&utm_source=unknown&utm_campaign=comms_zynq+xf665j-justice-for-laurenSend Lauren Flowershttps://howard-k-hill-funeral-services-new-haven.tributestore.com/?oId=23445560&tag=&source=tco_button&mtph=1&_ga=2.107743303.414732192.1654984156-749912969.1654835083Sources https://www.npr.org/2022/01/27/1076148088/lauren-smith-fields-death-criminal-investigation https://www.ctpost.com/news/article/Lauren-Smith-Fields-investigation-What-do-we-16814824.php#photo-21930561 https://www.youtube.com/watch?v=ppXJZCitv5U https://www.hkhfuneralservices.com/obituaries/Lauren-Smith-Fields?obId=23445560 https://www.goodmorningamerica.com/amp/news/story/lauren-smith-fields-family-calls-justice-death-released-82427900 https://time.com/6148642/lauren-smith-fields-social-media/https://www.nytimes.com/2022/01/27/nyregion/lauren-smith-fields-bumble-date-investigation.htmlhttps://www.courant.com/news/connecticut/hc-news-cop-bridgeport-reverse-20220520-rplxud2knrcxdjknn4gf7ne64a-story.html

DEATH: Tess M.M. White, went missing in May 2016 . Charlene Madosh, Tess' aunt, did try to call Tess to check on her and it kept going straight to voicemail that's when she got concerned, and the police according to the police report Charlene last Saw Tess around 7:30 on May 4th Charlene said that Tess came home she grabbed some clothes that she threw into a bag and then she left the police report and the reporting a white truck or SUV pull up pick Tess up. Never to hear from her again. The Song Janice Madosh-Smart (10) Tanya tucker would you lay with me - YouTube that reminds her of Tess, her granddaughter"She said White loved to collect rocks at the beach as a girl, was a fierce traditional dancer and dreamed of becoming a veterinarian.""She showed me what love was about," said her great-aunt Charlene Madosh. "She was making efforts to fix her life and increase her spirituality."Plant a memorial tree in honor of Tess Morgan White | Memorial Tree | https://tree.tributestore.com/memorial-tree?oId=8552489&source=tn16 This is Tess' Story.....Information on Hanna Harris and how MMIP started because of her death and injustice | http://www.justicefornativewomen.com/2016/04/the-murder-of-hanna-harris-beaten-to.htmlTo Support the Grassroot and awareness. I am dedicating this organization for the month of May.  | Donate to MMIP and Families | https://naahillahee.kindful.com/?campaign=1192579 | Missing and Murdered Indigenous People and Families is a family and survivor-led grassroots organization. Our work is not chosen, it is the result of our loved one's going missing, being murdered, being exploited, trafficked, domestically abused, sexually assaulted and systematically sexualized & oppressed. The reality for us was that we had no resources or services to aid us in the pursuit of visibility and justice for our sisters, ourselves and loved ones. | https://www.facebook.com/mmipandfamilies/MMIWG & Violence Prevention | Native Women's Association of Canada (NWAC) |  | https://www.nwac.ca/policy-areas/mmiwg/Global Database on Violence against Women | UN Women |  | https://evaw-global-database.unwomen.org/en/search?keywords=united%20states%20of%20america |  |  | The Missing Native Have you seem them?  | Lost and Missing in Indian Country : Issue 01 2019 | 2019 | http://www.lostandmissinginindiancountry.com/magazine/magazine.pdfJudge orders life sentence with no parole in torture, murder, burning of pregnant West Allis woman | Milwaukee Journal Sentinel | 06/04/18 | https://www.jsonline.com/story/news/crime/2018/06/04/life-sentence-heinous-torture-murder-pregnant-west-allis-woman/669738002/Two confess to murder of missing, pregnant West Allis woman; friend allegedly tortured, suffocated her | FOX 6 Now Milwaukee | 06/29/16 | https://www.fox6now.com/news/two-confess-to-murder-of-missing-pregnant-west-allis-woman-friend-allegedly-tortured-suffocated-herState of Wisconsin v. Shanta Dwan Pearson | WISCONSIN COURT OF APPEALS | 12/22/20 | https://www.wicourts.gov/ca/smd/DisplayDocument.pdf?content=pdf&seqNo=316196Sandy Lake Tragedy | Mnopedia | 10/11/1849 | https://www.mnopedia.org/event/sandy-lake-tragedyUnderstanding Generational Cycles of Addiction | Twin Lakes Recovery Center | 4/19/18 | https://twinlakesrecoverycenter.com/understanding-generational-cycles-of-addiction/Tess Morgan White | Ashland Daily Press | 06/22/16 | https://www.apg-wi.com/ashland_daily_press/obituaries/tess-morgan-white/article_f595d64e-389d-11e6-96a4-bb202ee015fd.htmlDepartment of Justice launched a new site MMIP | US doj | 05/02/22 | https://nativenewsonline.net/currents/dept-of-justice-launches-new-missing-and-murdered-indigenous-persons-website?utm_source=Native+News+Online&utm_campaign=2cbd295e2c-EMAIL_CAMPAIGN_2021_11_24_COPY_01&utm_medium=email&utm_term=0_dfd2540337-2cbd295e2c-1401061380 |  |  | https://www.justice.gov/tribal/mmip/data-research |  |  | https://gray-arc-content.s3.amazonaws.com/KSFY/Criminal%20Complaint4.pdfINTRO/OUTRO:Using this track under the description(98) | FIRE STYLE |music video| by devid fesliyan | - YouTube(98) Rock Instrumental - I Am Still Alive - Music Track by Sarkis Fesliyan - YouTube ★ Support this podcast on Patreon ★

EPISODE 57 | Pseudolaw - Cabbages & Kings The law is complicated, or maybe it isn't. Maybe there are secrets that the clever can tease out to their advantage. Did you know the government opens a secret bank account for you when you're born? Or using ALL CAPS when writing documents absolves you from legal responsibilities? That juries are illegal? And the highest law in the land is the local sheriff, or the Navy or maybe the post office. Welcome to the convoluted world of pseudolaw, where nonsense is packaged as the real deal, which some people fall for and others make a tidy profit from. Like what we do? Then buy us a beer or three via our page on Buy Me a Coffee. #ConspiracyClearinghouse #sharingiscaring #donations #support #buymeacoffee You can also SUBSCRIBE to this podcast. Review us here or on IMDb! SECTIONS 02:32 - A House Made of Straw...Men - Gurus, Canadian Detaxers. the Redemption Movement, the Strawman Argument 09:43 - Dead Dead Redemption Movement - Posse Comitatus, Chrisitan Identity, white supremicists, anti-Semites, armed conflict, more Redemption fun, Family Farm Preservation, Montana Freeman & "Justus Township" 18:12 - Stillness Becomes a Radiance - Freemen on the Land (FOTL) in Canada and the Commonwealth  22:22 - Nine classes of FOTLers, legal loopholes, the Guardians of the Free Republics in Texas 26:32 - Confidence Born of Ignorance, the Cycle Cannot Be Broken - the Sovereign Citizen Movement, Admiralty law, traveling insead of driving, negative averment, red ink, sui juris 32:52 - David Wynn Miller's truth/syntax/quantum language, the Universal Postal Authority 38:38 - 1099-OID, UCC-1 40:41 - A Race to the Bottom - racism, Moorish Sovereigns, QAnon & anti-vaxxers, violent incidents, Sovereign Kingdom of Gaia, Embassy of Heaven, One Nation, German Trumpers, Austrian problems, the Union of Slavic Forces of Russia 45:48 - Not always so harmless Music by Fanette Ronjat MORE INFO: Here comes pseudolaw, a weird little cousin of pseudoscience Spread of 'Psedulow" scammers and victimes thwarts court system The Tax Protestor FAQ Soverign Citizen Movement at the FBI Paranoia as Patriotism Posse Comitatus page American Fringes article on Sovereign use of English SPLC on Sovereign terminology SPLC interview with Daniel Levitas on the Posse and more David Wynn Miller in the Encyclopedia of American Loons :JUDGE: DAVID-WYNN: MILLER webpage Pseudolaw entries in the Encyclopedia of American Loons Idiot Legal Arguments at the Anti-Defamation League ADL entry on Montana Freemen Moorish Soverign Citizens at the SPLC Anti-Authority and Militia Movements in Canada The History of the Organized Pseudolegal Commercial Argument Phenomenon in Canada A Pathogen Astride the Minds of Men A Rebellion of Furious Paper Enjoy the Silence: Pseudolaw at the Supreme Court of Canada Follow us on social for extra goodies: Facebook (including upcoming conspiracy-themed events) Twitter YouTube (extra videos on the topic, Old Time Radio shows, music playlists and more) Other Podcasts by Derek DeWitt DIGITAL SIGNAGE DONE RIGHT - Winner of the 2021 AVA Digital Award Gold, 2021 Silver Davey Award & 2020 Communicator Award of Excellence, and on numerous top 10 podcast lists.  PRAGUE TIMES - A city is more than just a location - it's a kaleidoscope of history, places, people and trends. This podcast looks at Prague, in the center of Europe, from a number of perspectives, including what it is now, what is has been and where it's going. It's Prague THEN, Prague NOW, Prague LATER.

Crowdfunding handler kort fortalt om, at man som virksomhed eller organisation rejser kapital ved at søge støtte fra en hel masse mere eller mindre almindelige borgere i stedet for at låne pengene i en bank eller gå efter en investering fra en kapitalfond eller lignende. Støtterne forbestiller en tegneserie eller en smart mobiloplader, eller hvad det nu kan være – ofte med et godt tilbud – og firmaet får penge til at lave den sidste udvikling og sætte gang i produktionen. På nogle måder trækker det tråde tilbage til andelsbevægelser og kooperativer, på andre måder er det måske bare en smart måde at lave digital, viral markedsføring af sine produkter? Workflow har talt med Pierre Bennorth, der er stifter af firmaet Grøn Sky, og som drømmer om at lave cloud-lager á la Dropbox, men spare miljøet for 90 procent af CO2-udslippet. Lyt med! Links / shownotes Læs mere om virksomheden Coolest Cooler Bliv klogere på hvad crowdfunding er Læs mere om Grøn Sky på deres hjemmeside Find Grøn Sky på IDA Crowdfunding Der er flere firmaer som hjælper med crowdfunding-projekter, fx ReadyFundGo og funded.today Husk at betale skat af støttepengene - læs om skattereglerne for crowdfunding på skat.dk Er crowdfunding sælig velegnet til bæredygtige projekter? Læs den videnskabelig artikel her

HOUR 1: 53% of voters choose Ja Morant over Jayson Tatum. OId man Tom Brady sounds like he has no idea what to do with all his new found free time. Plus, we go over some stories coming out of Indy at the NFL Combine. 3-3-22

Wet weather this spring and summer has certainly created ideal conditions for foot problems in sheep. Nearly continuous exposure to moisture softens the hoof's horny tissues and makes it more vulnerable to irritation, injury, and infection. Those flocks that are affected by classic virulent foot rot (sometimes called contagious foot rot) have likely seen a surge in the number and severity of cases if they have not been attempting to control or eradicate this potentially devastating disease.Those flock owners who have experienced milder forms of lameness in their flocks may assume that they don't have foot rot but have a milder condition called “foot scald” or “scald.” Actually there are really two recognized conditions that are sometimes referred to as “scald.” At first the difference may seem academic, but for some producers, it may be more than that.Virulent, or contagious, foot rot is caused by a synergistic infection with two organisms, Dichelobacter nodosus (formerly Bacteroides nodosus) and Fusobacterium necrophorum. This last organism is in virtually all sheep environments and sets the stage for infection with the organism necessary for foot rot to occur — Dichelobacter nodosus. This organism produces a powerful proteolytic enzyme that dissolves hoof horn and leads to the undermining of the sole, the severe lameness, the foul smell, and the abnormal hoof growth seen with classic virulent foot rot. About 20 different strains of D. nodosus are believed to occur in the US.True foot rot does not occur in the absence of D. nodosus. However, a less persistent and generally milder condition in which only inflammation between the toes and a slight under-running of the hoof horn occurs in some flocks. Both D. nodosus and F. necrophorum can be isolated from these cases, but the strains of D. nodosus isolated seem have a reduced virulence or ability to produce disease. This condition is technically referred to as benign foot rot but has also been called foot “scald.” It is believed that the strains of D. nodosus that are involved are weak enzyme producers and are less able to produce the severe damage seen with virulent foot rot.Another infectious and inflammatory condition which involves only the skin between the claws without significant undermining of the horny tissue has been termed ovine interdigital dermatitis (OID), and it has also been called “scald.” The bacteria associated with this condition are F. necrophorum and Actinomyces pyogenes; both of which tend to be common in typical sheep environments. D. nodosus is not involved. The disease usually only occurs when the weather and other conditions on the farm damage the skin and allow these bacteria to create skin infections.  Because the term “scald” has been applied to both OID and benign foot rot, the use of that term can be misleading.  Both conditions usually cause only mild or temporary lameness that may be obvious only in wet periods of the year. From a practical standpoint, the two conditions are difficult to distinguish from one another, and laboratory capability to isolate and serotype D. nodusus is generally not readily available. Foot baths and soaks with 10% zinc sulfate usually result in improved healing of either condition. Foot “scald” often disappears when the environmental conditions become dry.So if the two conditions called “scald” are not easy to differentiate and they both tend to clear up with foot bathing or dry weather, why even bother to make the distinction? There are two reasons that may be important to some producers. The first is that all the strains of D. nodosus, whether they produce virulent or benign foot rot, are maintained in the flock by sheep that harbor the infection in cracks and crevices on their feet — carrier animals. That means that most likely, unless an attempt at eradication is made, benign foot rot will be back again as soon as the weather conditions favorable for foot softening&

On Monday the Office of Intercultural Development will begin their flagship event, the Welcome to Our World Week, or WOW for short. So what exactly can students expect from WOW Week and what role does the OID play on campus? Today we have Candace Williams, the Director of Community Life and Student Organizations, specifically with the OID here on campus, as well as Heleena Kabtimer, a student representative for OID here to give us a preview of what's to come at this year's WOW week and explain the role of the OID at Lipscomb.Here's how you can get in contact with the OID:Email: OID@lipscomb.edu Instagram: @OIDlipscombPhone: 615-966-6134Office: Bennett 180 (lower level)

OId army buddy Mitch Short stops by to bully me and call me gay, just like the old days! Some disturbing stuff discussed so, if you're not into ruthless graphic war stories, it might turn your stomach a bit. Website: https://ragingdissident.com Instagram: https://www.instagram.com/ragingdissident/  Telegram: https://t.me/ragingdissident  Links: https://linktr.ee/ragingdissident 

An exploration of religion, mysticism, injustice and sanctuary, on a distant planet in a distant future. Sacred Words On a world in the far future a woman, Jaha, flees into the temple. The commotion outside halts for a moment as those chasing her contact their superiors for instruction. On this planet, some thousand years after the Great Expansion from OId ... Read More The post Micro-fiction 080 – Sacred Words (Echoes series) appeared first on These Fantastic Worlds.

Chief Cross-Asset Strategist Andrew Sheets and Head of Fixed Income Strategy Vishy Tirupattur cover a key topic on the minds of many investors: where to invest now?Mortgage Backed Securities (MBS) and Collateralized Mortgage Obligations (CMO)Principal is returned on a monthly basis over the life of the security. Principal prepayment can significantly affect the monthly income stream and the maturity of any type of MBS, including standard MBS, CMOs and Lottery Bonds. Yields and average lives are estimated based on prepayment assumptions and are subject to change based on actual prepayment of the mortgages in the underlying pools. The level of predictability of an MBS/CMO's average life, and its market price, depends on the type of MBS/CMO class purchased and interest rate movements. In general, as interest rates fall, prepayment speeds are likely to increase, thus shortening the MBS/CMO's average life and likely causing its market price to rise. Conversely, as interest rates rise, prepayment speeds are likely to decrease, thus lengthening average life and likely causing the MBS/CMO's market price to fall. Some MBS/CMOs may have “original issue discount” (OID). OID occurs if the MBS/CMO's original issue price is below its stated redemption price at maturity, and results in “imputed interest” that must be reported annually for tax purposes, resulting in a tax liability even though interest was not received. Investors are urged to consult their tax advisors for more information. Government agency backing applies only to the face value of the CMO and not to any premium paid.

Three things to know today We’re catching incidents faster, but how do customers feel? https://www.zdnet.com/article/cybersecurity-organisations-are-getting-quicker-at-discovering-cyber-attacks-in-their-networks-but-theres-a-catch/ https://www.wired.com/story/namewreck-iot-vulnerabilities-tcpip-millions-devices/?mc_cid=8fd0bb6e76&mc_eid=70cbbe1cdc https://www.channelpronetwork.com/news/malwarebytes-smbs-demand-more-your-security-provider https://www.cisco.com/c/m/en_us/products/security/cybersecurity-reports/smb-security-outcomes-executive-summary.html?CCID=cc000160&DTID=rptsc025200&OID=rptsc025200 NATO ups their warfare game https://www.wsj.com/articles/nato-wargame-examines-cyber-risk-to-financial-system-11618479000?mod=djemalertNEWS AND The global chip shortage https://www.washingtonpost.com/technology/2021/04/13/intel-ceo-semiconductor-chip-shortage/ https://arstechnica.com/gadgets/2021/04/intel-nvidia-tsmc-execs-agree-chip-shortage-could-last-into-2023/     Want to get the show on your podcast app, or get the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/   Support the show on Patreon:  https://patreon.com/mspradio/   Want our stuff?  Cool Merch?  Wear “Why Do We Care?” - Visit https://shop.spreadshirt.com/mspradio   Follow us on: Facebook: https://www.facebook.com/mspradionews/ Twitter: https://twitter.com/mspradionews/ Instagram: https://www.instagram.com/mspradio/ LinkedIn: https://www.linkedin.com/company/28908079/

OId testament god is Dolemite. Introducing El Presidente, Bouncing back, Psychedelic experience, Pledging allegiance to land masses, Crying over wrestling, Z Seeding the chans, The Q folk, Politics is unraveling, Google happy white woman, We're all under attack, Goat ring counter spells, Corrective advertising, Beyonce is white supremacy the lifetime special. --- Support this podcast: https://anchor.fm/dangerousgentlemen/support

Labhraíonn Julie Anne de Brún, múinteoir bunscoile le B.Oid, iarcheim san oideachas speisialta agus máistreacht san ICT, le Seán faoi conas Gaeilge a chur chun cinn ar scoil, sa chlann agus sa phobal. Tugann sí léargas den scoth dúinn ar an dátheangachas agus ilteangachas, oideachas bunscoile, na ceardlanna ceoil 'Colourstrings' a chuireann sí i láthair, a cuid saothar ar líne, an méid atá déanta aici le Gaeilge a chur chun cinn le Gaeilge Mhaigh Chuilinn agus Mother Tongues Ireland agus neart eile.

No olvide leer la Biblia junto con su familia y orar juntos. Proverbios capituló 8 ¿NO clama la sabiduría, Y da su voz la inteligencia? En los altos cabezos, junto al camino, A las encrucijadas de las veredas se para; En el lugar de las puertas, á la entrada de la ciudad, A la entrada de las puertas da voces: Oh hombres, á vosotros clamo; Y mi voz es á los hijos de los hombres. Entended, simples, discreción; Y vosotros, locos, entrad en cordura. Oid, porque hablaré cosas excelentes; Y abriré mis labios para cosas rectas. Porque mi boca hablará verdad, Y la impiedad abominan mis labios. En justicia son todas las razones de mi boca; No hay en ellas cosa perversa ni torcida. Todas ellas son rectas al que entiende, Y razonables á los que han hallado sabiduría. Recibid mi enseñanza, y no plata; Y ciencia antes que el oro escogido. Porque mejor es la sabiduría que las piedras preciosas; Y todas las cosas que se pueden desear, no son de comparar con ella. Yo, la sabiduría, habito con la discreción, Y hallo la ciencia de los consejos. El temor de Jehová es aborrecer el mal; La soberbia y la arrogancia, y el mal camino Y la boca perversa, aborrezco. Conmigo está el consejo y el ser; Yo soy la inteligencia; mía es la fortaleza. Por mí reinan los reyes, Y los príncipes determinan justicia. Por mí dominan los príncipes, Y todos los gobernadores juzgan la tierra. Yo amo á los que me aman; Y me hallan los que madrugando me buscan. Las riquezas y la honra están conmigo; Sólidas riquezas, y justicia. Mejor es mi fruto que el oro, y que el oro refinado; Y mi rédito mejor que la plata escogida. Por vereda de justicia guiaré, Por en medio de sendas de juicio; Para hacer heredar á mis amigos el ser, Y que yo hincha sus tesoros. Jehová me poseía en el principio de su camino, Ya de antiguo, antes de sus obras. Eternalmente tuve el principado, desde el principio, Antes de la tierra. Antes de los abismos fuí engendrada; Antes que fuesen las fuentes de las muchas aguas. Antes que los montes fuesen fundados, Antes de los collados, era yo engendrada: No había aún hecho la tierra, ni las campiñas, Ni el principio del polvo del mundo. Cuando formaba los cielos, allí estaba yo; Cuando señalaba por compás la sobrefaz del abismo; Cuando afirmaba los cielos arriba, Cuando afirmaba las fuentes del abismo; Cuando ponía á la mar su estatuto, Y á las aguas, que no pasasen su mandamiento; Cuando establecía los fundamentos de la tierra; Con él estaba yo ordenándolo todo; Y fuí su delicia todos los días, Teniendo solaz delante de él en todo tiempo. Huélgome en la parte habitable de su tierra; Y mis delicias son con los hijos de los hombres. Ahora pues, hijos, oidme: Y bienaventurados los que guardaren mis caminos. Atended el consejo, y sed sabios, Y no lo menospreciéis. Bienaventurado el hombre que me oye, Velando á mis puertas cada día, Guardando los umbrales de mis entradas. Porque el que me hallare, hallará la vida, Y alcanzará el favor de Jehová. Mas el que peca contra mí, defrauda su alma: Todos los que me aborrecen, aman la muerte. Programa del Podcast: * Domingo - Enseñanza a través de libros de la Biblia. * Lunes - Escuchemos la Palabra de Dios - Lectura repasando toda la Biblia. * Martes - Profundicemos en Su Palabra: Estudios de palabras bíblicas. * Miércoles - Cómo reconocer una iglesia bíblica: Estudio de la doctrina cristiana. * Jueves - Profundicemos en nuestro discipulado: Estudio de matrimonio, familia y finanzas. * Viernes - Preparémonos para dar una respuesta - Cómo compartir nuestra fe * Sábado - Un momento de alabanza y oración. Aunque personalmente creemos que una relación personal con Dios es la respuesta a los problemas de la vida, es su responsabilidad verificar cualquier información proporcionada y / o buscar ayuda profesional si es necesario. Los puntos de vista y opiniones expresados ​​aquí no pretenden ser ni pretenden reemplazar la ayuda o el consejo profesional. www.profundizandoenlapalabra.org

LEXINGTON, Ky. (Sept. 22, 2020) – The University of Kentucky recently announced a major reorganization of senior administration that energizes three strategic imperatives: putting students and their success at the center of all we do; constructing a bigger table for decision-making with people and resources to get the job done; and creating more accountability around the plans we make and more transparency on how we measure our progress. In doing so, the president has expanded budget authority and responsibility for the Office for Institutional Diversity (OID) and announced the launch of a national search in the coming weeks for a permanent vice president for institutional diversity (VPID). Currently, George Wright fills the role of interim VPID. Wright will continue in this role through the national search and move to the permanent position of senior adviser to President Capilouto once the new VPID is selected. On this week’s edition of “Behind the Blue,” Wright discusses his role in the reorganization, his vision for OID’s future and how this reorganization will guide the university to accelerate its progress, even in the midst of this uncertain moment. "Behind the Blue" is available on iTunes, Google Play, Stitcher and Spotify. Become a subscriber to receive new episodes of “Behind the Blue” each week. UK’s latest medical breakthroughs, research, artists and writers will be featured, along with the most important news impacting the university. For questions or comments about this or any other episode of "Behind the Blue," email BehindTheBlue@uky.edu or tweet your question with #BehindTheBlue. To discover what’s wildly possible at the University of Kentucky, click here.

¡Necesitamos persistir en nuestras oraciones sin desmayar! ¡Dios escucha nuestra oración! “Y PROPÚSOLES también una parábola sobre que es necesario orar siempre, y no desmayar, Diciendo: Había un juez en una ciudad, el cual ni temía á Dios, ni respetaba á hombre. Había también en aquella ciudad una viuda, la cual venía á él diciendo: Hazme justicia de mi adversario. Pero él no quiso por algún tiempo; mas después de esto dijo dentro de sí: Aunque ni temo á Dios, ni tengo respeto á hombre, Todavía, porque esta viuda me es molesta, le haré justicia, porque al fin no venga y me muela. Y dijo el Señor: Oid lo que dice el juez injusto. ¿Y Dios no hará justicia á sus escogidos, que claman á él día y noche, aunque sea longánime acerca de ellos? Os digo que los defenderá presto. Empero cuando el Hijo del hombre viniere, ¿hallará fe en la tierra?” Lucas 18.1-8 Leer más información en mi página web: www.profundizandoenlapalabra.org Aunque personalmente creemos que una relación personal con Dios es la respuesta a los problemas de la vida, es su responsabilidad verificar cualquier información proporcionada y / o buscar ayuda profesional si es necesario. Los puntos de vista y opiniones expresados ​​aquí no pretenden ser ni pretenden reemplazar la ayuda o el consejo profesional.

OID 2020

Hips don’t lie, folks. Neither do Matt, Rich, or their guest host this week, MSP extraordinaire and former IT Glue exec Luis Giraldo of Ook Enterprises. Listen in as they discuss Tin Can, Luis’s interesting new cooperative services venture, plus Dell’s latest commercial laptops, stats about ransomware, and ChannelPro’s 2020 Vendors on the Vanguard list. Then keep listening for a timely and insightful conversation with Cisco advisory CISO Wolfgang Goerlich about SMB security and its surprising parallels with enterprise security. We’d be lying if we said Shakira shows up too, but then again she has that effect on people. Subscribe to ChannelPro Weekly! Topics and Related Links Mentioned: Dell Unveils Smaller, More Powerful Commercial PCs - https://www.channelpronetwork.com/news/dell-unveils-smaller-more-powerful-commercial-pcs 3 Facts About Ransomware in Honor of Anti-Ransomware Day - https://www.channelpronetwork.com/slideshow/3-facts-about-ransomware-honor-anti-ransomware-day Meet the 2020 ChannelPro Vendors on the Vanguard - https://www.channelpronetwork.com/article/meet-2020-channelpro-vendors-vanguard Cisco security study: Big Security in a Small Business World - https://www.cisco.com/c/dam/en/us/products/collateral/security/2020-smb-cybersecurity-series-may-2020.pdf?CCID=cc000160&DTID=odicdc000509&OID=rptsc021237 Matt's Museum Pick: The Smart Split-Key Keyboard Matt's Tech Pick: Microsoft Ergonomic Keyboard - https://www.microsoft.com/en-us/p/microsoft-ergonomic-keyboard/93841NGDWR1H Rich's ICYMI plug and quickie preview of the week ahead - https://www.channelpronetwork.com/tags/icymi

18 Mayıs’ın Müzeler Günü olması sebebiyle çektiğimiz bu bölümde bizlere Mimar ve Müze Eğitimcisi sevgili Özlem Dengiz Uğur ve Mimar, Müze Eğitimcisi ve Müze Gönüllüsü sevgili Ali Armağan Daloğlu eşlik ediyorlar. Enteresan bilgilerle dolu bu bölümde hep birlikte bir gezintiye çıkıyoruz. Etkinliklerden haberdar olmak için @birkultur hesabını takip edebilirsiniz. Keyifli dinlemeler :) #18mayısmüzelergünü #troyamüzesi #museumoftroy #AnkaraOyuncakMüzesi #Müzeyhakkındaherşey #MüzeyeBirBilet #odengiz #birkultur #müze #cinalimüzesi #unesco #kulturvarliklarimiz #turizm #icom #museumweek #müzedekal #kıpırkıpırmüze @TroyaMüzesi @1muze_cok_etkinlik @ozlemdengiz #corona #organikbeyinlerpodcast #turkcepodcast #bilgi #kisiselgelisim #eglence #powerfm #youtube #evdekal Özlem Dengiz Uğur - Blog: https://odengiz.blog/hakkinda/ BirKültür - web sayfası: http://www.birkultur.com/ Yaşayan Geçmiş: http://radyo.trt.net.tr/Galeri.aspx?ArsivTip=7&OID=d869bbfb-a804-41e6-8a43-12e5129a30be&TabloId=8 organikbeyinlerpodcast@gmail.com https://www.instagram.com/organikbeyinlerpodcast/  

pues en vano me honran, Ensenando como doctrinas, mandamientos de hombres. y llamando a si a la multitud,les dijo Oid,y entended: No lo que entra en la boca,esto contamina al hombre. bendiciones.

Brandi talks with Scott Vignos, Assistant Vice President for Strategic Diversity Initiatives in the Office of Institutional Diversity...aka her supervisor...about the work of OID since its inception in February 2016, a bit about the work he does and to learn more about this man of mystery.

Today  SMB cybersecurity data.. from Cisco   https://www.washingtonpost.com/news/powerpost/paloma/the-cybersecurity-202/2020/05/04/the-cybersecurity-202-security-pros-form-alliance-to-help-hospitals-facing-hacking-threats-during-coronavirus/5eaf01d4602ff15fb0023505 https://www.cisco.com/c/dam/en/us/products/collateral/security/2020-smb-cybersecurity-series-may-2020.pdf?CCID=cc000160&DTID=odicdc000509&OID=rptsc021237 How did the Supreme Court do on the phone? https://www.theverge.com/2020/5/5/21246566/supreme-court-teleconference-live-stream-hearings-patent-booking-com AND Event updates with an eye to the trend https://www.channelpartnerinsight.com/news/4014857/microsoft-virtual-inspire-conference-free-attend https://www.channele2e.com/news/updates-05-may-2020/

Episode Notes In this wide-ranging conversation we discuss: Lessons Morris learned in the Music Industry and has successfully applied to the CBD Hemp industry Why he chooses to operate 12 brands for his different ventures How he has shifted from hosting in-person conferences to online Minor cannabinoids like CBDP and THCP How to think about CBD hemp diversification for your company His suggestions on mindset to get through the current world pandemic of COVID19 Thoughts on novel cannabinoids like CBG and CBN and what he thinks about their future potential What he thinks hemp cultivators and farmers should do for next growing season and more… Listen on Apple Podcasts | Spotify | Google Play About Morris Beegle

January 19, 2020 This is tax time call in with your questions, comments etc

Retro Entre Amigos - Episodio 8x04 - ESPECIAL NAVIDAD Saludos a todos compañeros y FELIZ NAVIDAD. Siiiiiiiiiiiii. Ya sabemos que falta un poco.... pero al igual que los mantecados que a final de Septiembre ya llenan las estanterías de los supermercados.... nosotros nos adelantamos un poquito y ya que podéis oír el programa durante todo el mes ... pues como que vale... ¿no? En esta ocasión.. varias temáticas en marcha y especialmente adecuada la que motiva una pregunta de un oyente.. ¿que fue aquello que siempre pediste a Los Reyes o a Papa Noel y que NUNCA te trajeron?. Oid nuestras respuestas... algunas de ellas llenas todavía de cierto cabreo treinta años después. SORTEO NAVIDEÑO. Como sabéis.. este año no habrá RETROCESTA peeeeeeeeeeeeeeeeeeeeero... si que vamos a sortear una preciosa REPRO/INVENTION del compañero AITOR que nos ha regalado una de sus increíbles producciones. Para participar en el sorteo... solo tenéis que escribir una historia navideña en nuestra pagina www.retroentreamigos.com en la entrada de este mismo programa. En el siguiente (Enero) sortearemos este increíble juego entre todos los participantes. LLAMAMIENTO de Misterios de 8 bits y menos !!. El compañero McLeod se disculpa ya que finalmente no ha podido entrar en este programa.. no obstante, nos dice que agradecería por parte de los oyentes, sugerencias, preguntas o temas que quieran que el trate. Mandad vuestras ideas !!!! Todo esto.. y MUCHÍSIMO menos... en CASI cuatro horas de programa !!! que se dice pronto... comentando y disfrutando de un rato juntos en el que solo nos has faltado tu !!!. Espero que os gusten tanto el juego que recomendamos como la Mierda infumable que anti-recomendamos. Os deseamos los mejor en esta Navidad. Que tengáis tiempo al menos de jugar un rato con los vuestros.. creando de esa manera... los finos recuerdos que serán de ellos y que se convierten, años después, en la tela de la vida. RetroNavideñosSaludos Ckultur & La alegre pandilla

Avenue Red presents Wellbeck, a top quality creator and purveyor of deep, dubbed out house and techno sounds. This mix is an expertly crafted, almost shamanic trip through all manner of moody, dark, industrial soundscapes, underpinned with solid grooves all the way. "My name is Lev Golikov AKA Wellbeck. I was born in the south of Russia, Krasnodar city to be precise. With my friend I recorded several releases on the label Pro-Tez, which is based in LA, USA. I played on the same stage with Anton Kubikov, Alex Danilov, OID and with the guys from Gost Zvuk. I also played DJ sets at parties ARMA and Techno Makes Sense. Before recording this mix for Avenue Red I took a lot of time digging at the record store. I wanted the mix to sound harmonious and consistent in my own style of dub techno and dub house. Hope the mix is enjoyed by many!" Lev Golikov, October 2019 https://soundcloud.com/wellbeck https://soundcloud.com/kott_wellbeck https://www.discogs.com/artist/3049903-K%C3%B6tt-Wellbeck

One of our former guests was tragically killed in a car accident with her Husband Ben. We wanted to honor our beautiful friend by reposting her interview. They leave behind their four children. If you would like to help support these kids here is a link to a fund set up by their church.   https://churchteams.com/m/Give.asp?oID=15628&aID=b09XMzFENnFKdks2U3lIcUdTdzR6YWxMMjJyZzYzU2o%3D     Meg Arbour - Facebook Lesson Plan Ladies - Lesson plans for homeschool curricula CBD Bookstore - homeschool curriculum   The Homeowners Show Website The Homeowners Show Facebook Page Instagram @homeownersshow Twitter @HomeownersThe   Info@homeownersshow.com

A review of the week's major US international tax-related news. In this edition: French President comments on new Digital Services Tax – IRS lists jurisdictions with reporting requirements for interest and OID paid to certain NRAs

This is tax season and Mr Rice will discuss OIDs, taxes, taking a look at the lieber code and answer your questions

Retro Entre Amigos 7x10 - REAM 7x10 Bienvenidos a un programa que ya tiene tono veraniego, ya sea porque realmente lo deseamos o bien porque el calor en nuestro territorio Sureño empieza a apretar. Entre otros asuntos.. damos entrada a varias preguntas de los oyentes que teníamos acumuladas por ejemplo... ¿Como imagináis los videojuegos dentro de 30 años???. Oid nuestras respuestas y posiblemente estad en total desacuerdo porque lo mas probable es que no hayamos acertado en nada XD El capitán Nincheto nos recomienda y el joven McLeod_Ideafix nos desvela el interior de muchos ordenadores.... ¿como ahorrar costes y aun así ser único y diferente?.. aquí tenéis las respuestas. Tenemos la ENORME suerte de contar con un oyente (Robert ) cuya "carta en el tiempo" leímos hace un par de meses. Esa persona no solo existe sino que es oyente del programa y sigue activo !!!!. No os perdáis este sorprendente "Testimonio en el tiempo". En la sección "Os traigo un juego", el Sr. Rosa. nos acercará el juego "TEmpest". Un GRANDIOSO arcade en su conversion para Amstrad. Estará a la altura de la mítica recreativa de Atari ???. Uníos a nuestra conversación y lo probamos juntos !!! Todo esto y MUCHO menos... liado y reliado con un punto de caos y orden cuantico que no podemos controlar. Cerca de la piscina y de selectividad (quien pudiera). Gracias por estar ahi !!!! Ckultur y La Alegre Pandilla

Myron Rice discussion interest, capital, income, student loans OID's and more.....Calll i

This is tax season and Mr Rice is giving info on the tax laws and more    

July 24th, 2018Welcome to Got Invention Radio with Host Brian Fried.Guest: Mindy Bickel, US Patent & Trademark Office, Assistant Commissioner for Innovation Development.Inventors have access to advisors within the USPTO's Office of Innovation Development.Find out more on how their team can help you with searching, filing and obtaining a patent.Learn about upcoming events including Invention-Con 2018.Phone numbers, email address and links to navigate through the uspto.gov website available.Learn how to sign up for the Inventor's Eye Quarterly Newsletter and other free services from the (OID). Listen to this show and other past interviews on Got Invention Radio, a division of InventorSmart.com

This is open forum, call in with your questions and comments 563-999-3701 push # 1 to talk to mr Rice

This is tax season and Mr Rice will discuss OIDs, taxes, taking a look at the lieber code and answer your questions

The Danish tax system is relatively simple (for a tax system). However, it's still quite different than what most of us are used to in our home countries. In this Denmark 101 I discuss what people get wrong about tiered tax systems, discuss how the Danish tax system works, and hit upon how much simpler and more streamlined the process has been living and paying tax here in Denmark compared to doing the same in the US.  A great guide to how tax brackets work: https://www.thesimpledollar.com/dont-fear-the-higher-tax-bracket-or-why-a-reader-needs-more-cowbell/ Tax Rates (confusing): http://www.skat.dk/SKAT.aspx?oId=7988 Wikipedia about Taxation in DK:  https://en.wikipedia.org/wiki/Taxation_in_Denmark If you're Danish hopefully you'll find this series interesting, a bit informative, and not too outlandishly offensive. If you're a foreigner coming to Denmark, I hope this helps you build upon observations and insights the rest of us had to find out the hard way. Topics that will be covered include the Danish approach to nudity, how to make Danish friends, how to meet Danes, Danish manners, and even a look at Janteloven. Stay tuned for future updates - this is just the beginning! Explore the stories behind this podcast at http://virtualwayfarer.com. Where you can find me: BLOG - http://www.virtualwayfarer.com FACEBOOK- http://www.facebook.com/virtualwayfarer INSTAGRAM - http://instagram.com/virtualwayfarer TWITTER - http://twitter.com/AlexBerger

Angela Stark of Tak Shoe interviews 1099 OID. Classic Interview!

Mr Rice will discuss license vs register,OID and more call in with your questions and comments...563-999-3701

Sonata Padre Soler, Les Indes Galantes, Oid el concierto Manuel de Mesa

Guess what? @m_jacks76 wants to talk security again – Well this time he has a good reason as he wants to share Cisco’s Annual Cyber Security report and call out the top topics that Mark thinks is important. You can download it from: http://b2me.cisco.com/en-uk-annual-cybersecurity-report-2017?DTID=001467788&ECID=?keycode=001467788&OID=&CCID= ENJOY and thanks for listening.

This is tax season and mr rice will look at laws, codes and much more...Call in 563-999-3701 with questions and solutions

Sergio David is a Professional Tax Preparer he will give you some insight on the preparation of your taxes, OID filing  JOIN US IN DETROIT ROBERT X.. WILL BE IN DETROIT, SATURDAY FEBRUARY 4, 2017 AT 1:00 PM EST... NANDI CAFE...12511 WOODWARD AVE, HIGHLAND PARK MICHIGAN..313-865-1288

Mr Rice will take a look at OID, IRS and it's laws

This long-term debt instrument has Original Issue Discount (OID) when it is issued for a price less than its stated redemption price at maturity (principal amount). The OID is the difference between the stated redemption price at maturity and the issue price. OID is considered to be a form of interest. All debt instruments that pay no interest prior to maturity (zero coupon bonds) are presumed to be issued at a discount. The majority of OID bonds are zero coupon bonds. However, it is possible for a bond making periodic coupon payments to also have OID......Listen and Learn

OID

ESPECIAL ANUNCIO RETROPIXEL MALAGA 2016 Hola a todo amigos!!! Volvemos un mes mas pero en este caso también para anunciaros con alegría la celebración los proximos dias 21 y 22 de Mayo en Malaga de nuestra propia "feria" retro que se llamará RETROPIXEL Malaga 2016. Ademas de tener la entrada GRATUITA, podréis disfrutar de una exposición bastante amplia de máquinas de todas las épocas, zona de juegos con mas de 40 ordenadores y consolas, Torneos, conferencias.... Si queréis saber mas, os animamos a entrar en www.retrotentreamigos.com o en www.asociacionaltair.es (esta última página de momento en construccion). Por otro lado, en este programa os presentamos una entrevista bastante detallada con nuestro compañero RADASTAN en la que nos hablará de su participación en el proyecto ZX-UNO y nos dará algunos consejos para vivir la retroafición MAS intensamente con MENOS cosas. Anunciamos tambien un CONCURSO. Oid el programa porque vamos a sortear entre los participantes un ANUARIO de la fantastica revista YO TENIA UN JUEGO además un un flamante y precintado GRAN TURISMO 2 de PSX. Todo esto y mucho menos... con nuevos amigos que se incorporan, correo de los oyentes, discusiones sobre los tiempos de carga y .. bueno.. ciertas dosis de nostalgia bien llevada sin olvidarnos de lo único que tiene importancia... pasar un rato agradable entre amigos. Nos vemos en RetroPixel Malaga 2016 !!! Josua Ckultur

Mr. Rice will discuss OID options, the different irs forms, 8281,8832 and what forms to use to get your refund from your utility bills etc....Listen and Learn

Ron March and Beverly D will discuss the pitfalls U could face if you don't understand and have the knowledge of what to do and how to fill out your paper work.....Listen and Learn

Bro. Rice will discuss OID, tax season and much more

Que lo disfrutes Adrian, estes donde estes !! Oid como son las 12 horas de varios condenados en una barbacoa. Esta es la última ocurrencia que hemos tenido. Grabarnos a nosotros mismos desde por la mañana hasta el fin de una barbacoa en grupo. Lo primero pediros disculpas por la calidad de sonido. Segundo que comprendais que es la primera vez que hacemos algo así y encima grabamos despues por skype. Y esto solo con el objetivo de no abandonaros mucho tiempo sin episodios. En este faltará de nuevo @Jesusestepa , pero traemos al suplente habitual como es Joaquín garcía @Joagarcia con la solvencia habitual. – LA TABERNA: Pues eso que hemos experimentado con la idea de comprobar como era de diferente o similar la mañana de un condenado antes de salir a una barbacoa con toda la familia. Para ello nos hemos grabado unos audio/pensamientos mientras transcurría la mañana. Comprobareis que sin quererlo resultó ser bastante parecidas. – MIS BOLLITOS:  Avalancha de bollitos, os entra el pánico ante su desaparición y descargais el arsenal. Y por eso estos condenados nos traen:  joan @jonivng –—-> Jessica Schwarz,  luis ibarra —> Kate Mara, Carlos rodrigo —-> Marta etura , Jesus “el gallego” —–>Rachelle Lefevre y Jesus manuel escobero —> Zooey Deschanel , Malin Akerman               Jessica Schwarz (1) Jessica Schwarz (2) Jessica Schwarz (3) Jessica Schwarz (4) Jessica Schwarz (5) Kate Mara (1) jessica-schwarz-07 Kate Mara (2) Kate Mara (4) Kate Mara (3) Kate Mara (5) Malin akerman (1) Kirsten Dunst (4) Malin akerman (3) Malin akerman (2) Malin akerman (4) Malin akerman (5) Malin akerman (6) Marta Etura (1) Marta Etura (2) Marta Etura (3) Marta Etura (4) rachelle lefevre (1) rachelle lefevre (2) rachelle lefevre (3) rachelle lefevre (4) zooey deschanel (2) zooey deschanel (1) zooey deschanel (3) zooey deschanel (4) Y no os olvidéis elegir cuál merece el título de BOLLITO   Note: There is a poll embedded within this post, please visit the site to participate in this post's poll. Note: There is a poll embedded within this post, please visit the site to participate in this post's poll. Note: There is a poll embedded within this post, please visit the site to participate in this post's poll. Note: There is a poll embedded within this post, please visit the site to participate in this post's poll.  Note: There is a poll embedded within this post, please visit the site to participate in this post's poll.  Note: There is a poll embedded within this post, please visit the site to participate in this post's poll.   – Noticiario Condenado La ciudad del sexo china: ellas comparten novio y pagan por dejarles satisfechos   —-> Manuel Solsona Beneficios de la cerveza para el sexo   —-> Anónimo La detienen por obligar a su marido a mantener relaciones íntimas 29 horas seguidas  —–>Adrian guerrero Un pueblo brasileño repleto de mujeres busca hombres solteros    —->Jesus escobero Pierde más de 60 kilos practicando sexo tres veces al día  —-> Manuel Solsona @solsonaje    

Que lo disfrutes Adrian, estes donde estes !! Oid como son las 12 horas de varios condenados en una barbacoa. Esta es la última ocurrencia que hemos tenido. Grabarnos a nosotros mismos desde por la mañana hasta el fin de una barbacoa en grupo. Lo primero pediros disculpas por la calidad de sonido. Segundo que […]

Ron March will discuss 1099OID tax form.......This long-term debt instrument has Original Issue Discount (OID) when it is issued for a price less than its stated redemption price at maturity (principal amount). The OID is the difference between the stated redemption price at maturity and the issue price. OID is considered to be a form of interest. All debt instruments that pay no interest prior to maturity (zero coupon bonds) are presumed to be issued at a discount. The majority of OID bonds are zero coupon bonds. However, it is possible for a bond making periodic coupon payments to also have OID......Listen and Learn

Cohost er Susan Vestergaard fra http://1264.dk Susan fortæller lidt om at det lige nu er højsæson for diverse informationsmøder hos revisionsfirmaerne. De er gratis, og de er både for virksomhedsejere og for bogholdere/revisorer. Der er information om de nyeste områder på skatteområdet, momsområdet og personale/løn. Så klart en anbefaling til alle med egen virksomhed. Man får besked ved at tilmelde sig revisionsfirmaernes nyhedsbreve.  Cooltool - Skat har udviklet en moms-app. Appen er både i Apples og Googles Appstore.  http://www.skat.dk/SKAT.aspx?oId=961&vId=0 Nu kan virksomhederne også indberette og betale moms via mobiltelefon. For SKAT har udviklet en app, hvor man både kan se sine momsfrister, synkronisere dem med sin kalender, og indberette og betale momsen.   Susan fortæller om et netværk for bogholdere - de mødes både fysisk og via deres Facebookgruppe.  Men Susan har også indgået et mere praktisk netværk med en anden bogholder.  Hun fortæller:  Een af mine bogholderkollegaer og jeg er gået sammen om et kritisk sygdom/værste fald’s samarbejde. Vi går ind og hjælper midlertidigt den andens kunder midlertidigt, hvis nu uheldet er ude og den ene af os får en tagsten i hovedet … så vores kunder   ikke pludselig står og skal finde en bogholder lige inden momsen eller årsafslutningen. Det er frivilligt for vores respektive kunder om de vil tilmeldes denne helt gratis ordning. Og … fuldstændig som enhver anden forsikring, så håber vi ALDRIG at vi får brug for den. Vi gør det som en service for vores respektive kunder, så de ikke pludselig står med håret i postkassen, hvis een af os 2 pludselig får en tagsten i hovedet eller det, som er værre. Karin fortæller, at hun via EPay har fået en oversigt over, vhor mange kudner i webshoppen, som bruger MobilePay til at betale for deres varer i butikken. Overraskende mange.  Og så taler vi om hvor svært det kan være for nogle at overholde aftaler, de selv laver om at mødes med andre.  Halve aftaler - hvad er det? Det øgede krav om fleksibilitet påvirker folks holdning til aftaler, og udviklingen forstærkes af teknologien. Mobiltelefonen fungerer som katalysator, der gør det supernemt at aftale noget, snakkes ved, minde om, udskyde og aflyse.   Hvis man selv er en af dem, der har svært ved at overholde aftaler, så man man måske starte med at lave denne øvelse:: Lav en liste over de ting, som du gerne vil lave en aftale med dig selv om at gøre.   Det kan eks. være: Alenetid, hvor du laver ingenting. Læse en time i en god bog. Gå en tur alene i butikker. Tage ned og træne, eller ud at løbe i skoven. Et langt bad, med alt hvd der dertil hører. eller noget helt andet, som du kan lide at lave

This month's episode features the artists OID, Terranova, Niagara, Débruit, Babicka & Mic Mills, Funkstörung (Feat. Anothr), Left/Right, Sau Poler, Sovgner, Portable Sunsets, Jori Hulkkonnen, In Flagranti and Cales Parks. With kind support from the labels PNN, Kompakt, Príncipe, Untzz Twelve Inch, Monkeytown Records, Audiophile Deep, Atomnation, Police Records, My Favourite Robot, Codek Records and HAKT Recordings

¡Quinto en fila! Este episodio, el más largo hasta ahora, me deja el buen regusto de ir teniendo amigos queridos en la sala de casa, riendo con el pasado y pensando en cosas nuevas. El querido Beto Cruz y nuestras historias con la música fueron el centro de este programa, lleno además de canciones como pocas veces. ¡Oid!

**Today's host(s):** Scot Landry and Fr. Mark O'Connell **Today's guest(s):** Fr. Gerry Dorgan, Pastor of St. Mary of the Annunciation Parish in Danvers * [St. Mary of the Annunciation Parish, Danvers](http://stmarychurchdanvers.org/) * ["A day to celebrate Father Dorgan," Danvers Herald, 4/10/08](http://www.wickedlocal.com/danvers/news/lifestyle/religion/x1620715324#axzz1RRfpaqIU ) **Today's topics:** Pastor Profile: Fr. Gerry Dorgan **Summary of today's show:** Fr. Gerry Dorgan joins Scot and Fr. Mark to discuss his 53 years in the priesthood; his 20 years at St. Mary in Danvers; how he ended up teaching in the seminary after just 5 months as a priest; what makes a good homily (hint: not that's short!); and his love of art and art history. Also, this Sunday's Gospel from Mass. **1st segment:** Scot welcomed Fr. Mark back to the show. He asked how his summer is going at its halfway point. He is starting his vacation this weekend.  on today's program, one of Fr. Mark's former pastors, Fr. Jerry Dorgan, will be on the program today. Fr. Mark was at Fr. Dorgan's parish for two years before he was sent to Rome to study canon law. Fr. Mark will always remember how Fr. Dorgan gave him a good sendoff from the parish. Fr. Dorgan was also Fr. Mark's homiletics professor in the seminary. When Fr. Mark presented his first homily to the professor, Fr. Dorgan said it would be a very good children's homily. Unfortunately, Fr. Mark was not writing a children's homily. **2nd segment:** Scot and Fr. Mark welcomed Fr. Dorgan to the show. He is celebrating 53 years as a priest this year. He has been at St. Mary in Danvers since 1991 and was at the seminary before that. He began his priesthood at St. Margaret Mary in Westwood, but wasn't there long because he was suddenly drafted to Cardinal O'Connell Minor Seminary. He attended graduate school at night and studied English Literature and also taught American history. He was 24 years old, had been ordained for four months, and was suddenly teaching English and history. Fr. Dorgan graduated from St. John Prep at 16 and then attended Holy Cross College. He'd already been thinking about the priesthood and at the end of the year he transferred to the seminary. After ordination he taught at seminaries until being made pastor in 1991. Scot was surprised that Fr. Dorgan has had only three assignments in his priesthood, which is very unusual over such a long period. He also did a religious talk show on WBZ Radio. The year he was ordained, there were 61 in his class. St. Mary's in Danvers is a wonderful parish. They have about 100 people who come to daily Mass to the 7am and 9am Masses. Scot has heard that there is a tradition in the parish that after Sunday Mass, the people kneel after the final song and pray a prayer of thanksgiving. Fr. Mark also heard that the original St. Mary's Church was demolished during the construction of Route 128 and that it was a good thing because the old building in such bad shape. The new church was built by [Gray Architects](http://www.grayarchitects.net), who have built many beautiful churches in the area. In 1998, they built a parochial school. Fr. Dorgan said it is going very well. It is shared with St. Richard of Chichester Parish in Danvers. It was founded by the Sisters of St. Joseph. There is a strong relationship with St. John's Prep. * [St. Mary of the Annunciation School](http://www.smadanvers.org/) * [St. John's Prep](http://www.stjohnsprep.org/) Having taught at the college seminary for many years (St. Clement's Seminary), he had taught many of the priests who serve in the Archdiocese today. Fr. Mark noted that Fr. Dorgan's collection of books took over many rooms at the seminary. Fr. Mark estimated that there were many more than 10,000 volumes. One day he told Fr. Dorgan about a favorite Wyeth painting in the Museum of Fine Arts. So Fr. Dorgan found a book with the image of the painting and gave it to Fr. Mark. He told him he'd been hoping to count down his collection and Fr. Mark said he would need to give away many more books to even make a dent. **3rd segment:** Fr. Dorgan taught homiletics in the seminary. He noted it's never been particularly noted as a strength in the Catholic Church. Scot asked him why it's not one of our strong suits compared to other Christian faiths. Fr. Dorgan said in Protestant churches the primary experience of Sunday worship is the homily while the Liturgy of the Eucharist is of equal importance to the Liturgy of the Word. He thinks it's important for the people to hear God's Word and to love and live it. Scot wonders if the problem is that laypeople encourage shorter homilies or if it's that priests are so busy during the week that they don't put as much preparation into it, especially if people aren't going to appreciate a long homily. Fr. Mark asked how helps a seminarian who is a terrible preacher. Fr. Dorgan said they often just need help determining what the message should be and how to deliver it. He believes that prayer is a key part of preparing a homily. Fr. Mark said Fr. Dorgan would not allow his students to have notes in front of them when preaching. Fr. Dorgan said a man would not read from a paper when on a date with his wife or girlfriend. Scot said he would certainly never do that if he wanted a second date. Fr. Dorgan said a Sunday homily should be 10-12 minutes. If it's well done it doesn't seem very long at all. During the week, he might speak for a minute or two.  Scot asked when you have such a diverse audience for the homily, how do you prepare for it to address everyone. Fr. Dorgan said that strictly speaking the Lectionary is the basis of the homily and so the priest studies the readings to determine what it means to him and to the situation of his parish. **4th segment:** Scot noted  that Fr. Dorgan also studied art history to teach it in the seminary as well. Fr. Dorgan said he thinks there's a tremendous potential in art history, particularly in Western art where so much of it is religious. He puts reproductions of fine art in his church to expose the congregation to beautiful religious art. A picture is worth 1,000 words. Art in Roman Catholicism is a tremendous part of our tradition. He was not himself an artist, but his family were lovers of art and he went to many art auctions as a child. He has a triptych of the [Annunciation](http://www.metmuseum.org/works_of_art/collection_database/the_cloisters/annunciation_triptych_merode_altarpiece_robert_campin/objectview.aspx?page=1&sort=6&sortdir=asc&keyword=annunciation&fp=1&dd1=7&dd2=0&vw=1&collID=7&OID=70010727&vT=1&hi=0&ov=0) in the Museum of Metropolitan Museum of Art. It is in the [Cloisters Museum](http://www.metmuseum.org/cloisters/) of the Metropolitan Museum. He is also a big fan of [Albrecht Durer](http://en.wikipedia.org/wiki/Albrecht_D%C3%BCrer). His favorite museum in the world is the Louvre in Paris. He loves [Chartres Cathedral](http://en.wikipedia.org/wiki/Chartres_Cathedral) outside of Paris. In Italy, Florence is his favorite place for art. When showing art, he prefers reproductions instead of slides. He prefers to be able to see the art in three dimensions as it was intended. There was a discussion of the sacred art in the churches of Boston, especially in churches that have closed. Most of the art has been preserved. Scot noted that Immaculate Conception in Newburyport and St. Mary in Dedham have beautiful art. They also agreed that the two parish in Charlestown and St. Mary in Melrose are also beautiful. Scot added that [St. Anthony of Padua in New Bedford](http://www.saintanthonynewbedford.com/images/virtualtour.html), where his brother is pastor, is the most beautiful church in the United States. The church was built to be the cathedral when the area become a diocese, but it was placed in Fall River instead. Scot said the [Cathedral in Covington, Kentucky](http://en.wikipedia.org/wiki/Cathedral_Basilica_of_the_Assumption,_Covington) has the largest stained glass window in the United States. **5th segment:** Now, as we do every week, we look forward to this coming Sunday's Mass readings to help us prepare to celebrate together. * [Gospel for Sunday, July 17, Sixteenth Sunday in Ordinary Time (Matthew 13:24-43)](http://www.usccb.org/nab/071711.shtml#gospel) >Jesus proposed another parable to the crowds, saying: “The kingdom of heaven may be likened to a man who sowed good seed in his field.  While everyone was asleep his enemy came and sowed weeds all through the wheat, and then went off.  When the crop grew and bore fruit, the weeds appeared as well.  The slaves of the householder came to him and said, ‘Master, did you not sow good seed in your field?  Where have the weeds come from?' He answered, ‘An enemy has done this.' His slaves said to him, ‘Do you want us to go and pull them up?' He replied, ‘No, if you pull up the weeds you might uproot the wheat along with them.  Let them grow together until harvest; then at harvest time I will say to the harvesters, “First collect the weeds and tie them in bundles for burning; but gather the wheat into my barn.”'” > >He proposed another parable to them.  “The kingdom of heaven is like a mustard seed that a person took and sowed in a field.  It is the smallest of all the seeds, yet when full-grown it is the largest of plants.  It becomes a large bush, and the ‘birds of the sky come and dwell in its branches.'” > >He spoke to them another parable.  “The kingdom of heaven is like yeast that a woman took and mixed with three measures of wheat flour until the whole batch was leavened.” > >All these things Jesus spoke to the crowds in parables.  He spoke to them only in parables, to fulfill what had been said through the prophet: I will open my mouth in parables, I will announce what has lain hidden from the foundation of the world. > >Then, dismissing the crowds, he went into the house.  His disciples approached him and said, “Explain to us the parable of the weeds in the field.”  He said in reply, “He who sows good seed is the Son of Man, the field is the world, the good seed the children of the kingdom.  The weeds are the children of the evil one, and the enemy who sows them is the devil. The harvest is the end of the age, and the harvesters are angels.  Just as weeds are collected and burned up with fire, so will it be at the end of the age.  The Son of Man will send his angels, and they will collect out of his kingdom all who cause others to sin and all evildoers.  They will throw them into the fiery furnace, where there will be wailing and grinding of teeth.  Then the righteous will shine like the sun  in the kingdom of their Father.  Whoever has ears ought to hear.” Fr. Dorgan recalls a professor telling him that great writers have one thing to say. The Bible is a big book and has one thing to say: I'll be with you. I'll be the one who'll be there with you. In exodus 3, the Lord says to Moses to go to Pharaoh to let his people go. The Lord says, "I'll be with you." He does about 130 funerals in his church each year and the people often choose the reading, "If God is with us, who can be against us." The good news is that we do not walk alone. Scot said God is sowing good seed, which is us. Even if we have a small seed of faith, God will make it grow. Mother Teresa going to Calcutta with millions of people in need. Look at the good she did for Calcutta and the entire Church. The weeds are those things in life which take us away from God, which distract us from him. Fr. Mark recalled Mother Teresa said that if you want to feed everyone in the world, start with one. The message of the mustard seed and the yeast is essentially the same. When Fr. Mark was ordained his uncle, Fr Dana Delaney, preached the homily. He said the yeast is the opposite of the bad apple. You plant the yeast and it makes everything grow, whereas one bad apple ruins the barrel. Scot said the last line is almost in-your-face because everyone has ears and so they are all called to hear. Fr. Mark notes that the owner of the field lets wheat and weeds grow together. We give the weeds a chance because they might be wheat in the end. God is patient with us and stays with us in difficult times.

Scripture: Matthew 2 Paintings referenced in today's sermon include the following: The Lighthouse at Two Lights by Edward Hopper http://www.metmuseum.org/Works_of_Art/collection_database/modern_art/%5B%27The_Lighthouse_at_Two_Lights%27%2C%20%27The_Lighthouse_at_Two_Lights%27%5D/objectview.aspx?OID=210009492&collID=21&dd1=21 Kearsarge Village by George Inness http://www.mfa.org/collections/search_art.asp?recview=true&id=32366&coll_keywords=kearsarge+village&coll_accession=&coll_name=&coll_artist=&coll_place=&coll_medium=&coll_culture=&coll_classification=&coll_credit=&coll_provenance=&coll_location=&coll_has_images=&coll_on_view=&coll_sort=0&coll_sort_order=0&coll_view=0&coll_package=0&coll_start=1 The Rocky Mountains, Lander's Peak by Albert Bierstadt http://www.metmuseum.org/works_of_art/collection_database/all/the_rocky_mountains_lander_s_peak/objectview.aspx?page=1&sort=0&sortdir=asc&keyword=lander%20peak&fp=1&dd1=0&dd2=0&vw=1&collID=0&OID=20010496&vT=1