Podcasts about Massachusetts

2012 - Cambridge, Massachusetts. On a June evening in 2012, 16-year-old Charlene Holmes, who went by Chay, was exactly where she was supposed to be—walking home with friends in her own neighborhood in Cambridge—when a car crept down Willow Street. Moments later, shots rang out. She wasn't the intended target. She was a bright, hopeful teenager caught in someone else's crossfire. More than a decade later, police and Chay's family still search for answers — and for the mysterious dark car seen circling the block that night. If you have any information on the murder of Charlene Holmes, please contact the Massachusetts State Police at (781) 897-6600, or Cambridge Police Investigations Section at (617) 349-3370. Tips can also be submitted anonymously by calling (617) 349-3359 or online at https//www.cambridgepolice.org/tips. Episode sources and photos: https://murdershetold.com/episodes.com/charlene-holmes Support the show: ⁠https://www.murdershetold.com/support⁠ Instagram: ⁠⁠⁠@murdershetoldpodcast⁠⁠⁠ TikTok: ⁠⁠⁠@murdershetold⁠⁠⁠ Facebook: ⁠⁠⁠/mstpodcast⁠⁠⁠ Website: ⁠⁠⁠murdershetold.com⁠⁠⁠ ---- Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jack Kornfield and Prof. Rajiv S. Joshi explore how facing suffering with love can awaken the courage to heal our world.Today's podcast is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/heartwisdom and get on your way to being your best self.Jack's new book hits shelves on 11/11: All in This Together: Stories and Teachings for Loving Each Other and Our World – Preorder your copy today!“Love is this unbelievable, inexplicable force. When there's love it's almost that anything is possible. It's love that binds all things.” –Prof. Rajiv S. JoshiIn this episode, Jack and Rajiv mindfully explore:Living Fully in a Time of Change: Joanna Macy's funeral as a teaching on joy, love, and the beauty of a life well-lived.Facing Suffering with Courage: The two kinds of suffering—what we run from and what we open to with compassion.Meditation as Refuge: Expanding the heart's window of tolerance to hold fear, grief, and love all at once.The Sweet Way of the Dharma: Remembering peace, joy, and humor even in the midst of difficulty.Smiling as Practice: Softening the heart through simple, embodied gestures of kindness.The Great Regeneration: Redefining the pandemic as a moment to reimagine our world with wisdom and care.The Interbeing of All Things: Thich Nhat Hanh's Heart Sutra and the recognition that we already hold the solutions we seek.Love in Action: Ram Dass's reminder to feed people, love people, and organize from the heart.Sacred Reciprocity: Healing inequality and climate change through generosity, reverence, and balance.The Middle Way in a Polarized World: Meeting conflict with understanding, presence, and possibility.Inner Climate Change: Transforming the heart to transform the earth—awakening compassion as the root of renewal.“The world is as it is—it has suffering and beauty in unbelievable measure. So the real question is: how are you going to tend your heart?” –Jack KornfieldThis Dharma Talk originally took place on 9/8/25 for Spirit Rock Meditation Center's Monday Night Dharma Talk and Guided Meditation.About Prof. Rajiv S. Joshi: Professor Joshi is the Founder of Bridging Ventures and former Associate Dean for Climate Action at Columbia University. He helped launch Columbia's Climate School with President Obama, and has led groundbreaking work in global collaboration, climate technology, and regenerative entrepreneurship.About Jack Kornfield:Jack Kornfield trained as a Buddhist monk in the monasteries of Thailand, India, and Burma, studying as a monk under the Buddhist master Ven. Ajahn Chah, as well as the Ven. Mahasi Sayadaw. He has taught meditation internationally since 1974 and is one of the key teachers to introduce Buddhist mindfulness practice to the West. Jack co-founded the Insight Meditation Society in Barre, Massachusetts, with fellow meditation teachers Sharon Salzberg and Joseph Goldstein and the Spirit Rock Center in Woodacre, California. His books have been translated into 20 languages and sold more than a million copies.Jack is currently offering a wonderful array of transformational online courses diving into crucial topics like Mindfulness Meditation Fundamentals, Walking the Eightfold Path, Opening the Heart of Forgiveness, Living Beautifully, Transforming Your Life Through Powerful Stories, and so much more. Sign up for an All Access Pass to explore Jack's entire course library. If you would like a year's worth of online meetups with Jack and fellow community, join The Year of Awakening: A Monthly Journey with Jack Kornfield.Stay up to date with Jack and his stream of fresh dharma offerings by visiting JackKornfield.com and signing up for his email teachings.“There are two kinds of suffering. The first is the kind you run away, and that follows you everywhere. The second is the kind you're willing to turn, face, and go through, and that becomes our gateway to liberation.” –Jack KornfieldSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Move aside ghosts, this week is all about witch history. Historian Rachel Christ-Doane of the Salem Witch Museum sits down with the ladies on the next stop of their field trip to Salem, Massachusetts. Learn how this whole frightening chapter of history first began, eventually leaving anyone susceptible to accusation, especially those on the fringes of society. A poignant examination of how the fear of anyone considered “other” can spiral out of control. Hosts: Rachel Dratch, Irene Bremis Guest: Rachel Christ-Doane Learn more about your ad choices. Visit podcastchoices.com/adchoices

Miggy Montavo is one of the best O-Lineman/D-Linemen in the state of Massachusetts. A four year starter in the Nashoba Tech, he has been a true leader both on and off the field. Every time I've seen him play live, he is the most dominant player on the field. As Nashoba Tech makes another playoff run as the overall #1 seed in D8, Miggy will be a big factor in their success the 2nd half of the season!

November 2025 meditations are written by Bird Treacy and recorded by Fidela Werner. Support this podcast at ⁠⁠⁠⁠⁠⁠⁠forwardmovement.org/donate⁠⁠⁠⁠⁠⁠⁠. Bird Treacy, a Christian formation director, Godly Play trainer, consultant, writer, and cat lady, lives with her wife in Massachusetts.

Tonight, the C3 crew discuss Ikem Ekwonu's shutdown day against Micah Parsons and the likelihood of him getting paid soon, the effectiveness of the offense continuing to run through Rico Dowdle, Preview this week's match up against the Saints, and interview Panthers super fan Carolina_Mic!

Dave calls the end to the Cowboys season, Dillon smashes walnuts with his fist, a brawl breaks out in a Bass Pro Shop, and Dillon is thinking of adding a statement piece to his wardrobe.  Support us on Patreon and receive weekly episodes for as low $5 per month: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.patreon.com/circlingbackpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Watch all of our full episodes on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.youtube.com/washedmedia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Shop Washed Merch: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.washedmedia.shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • (0:00) Fun & Easy Banter • (16:20) Season's Over • (37:00) Dillon Hammerhands • (50:35) Bass Pro Shop Brawl • (1:01:10) Poncho Dillon Support This Episode's Sponsors: Fair Harbor Clothing: Head to ⁠https://www.fairharborclothing.com/⁠ and use code CIRCLING20 for 20% OFF your full price order now through 11/15 Tovala: For a limited time, because you are a Circling Back listener, you can save up to $300 on the Tovala smart oven when you order meals 6+ times by heading to ⁠https://tovala.com/CB⁠ and use my code CB Squarespace: Check out ⁠⁠⁠⁠https://squarespace.com/steam⁠⁠⁠⁠ for a free trial, and when you're ready to launch, use OFFER CODE: STEAM to save 10% off your first purchase of a website or domain. Underdog Fantasy: Download the app today and sign up with promo code STEAM to score ONE HUNDRED DOLLARS in Bonus Funds when you play your first FIVE dollars – that's promo code STEAM Must be 18+ (19+ in Alabama & Nebraska; 19+ in Colorado for some games; 21+ in Arizona, Massachusetts & Virginia) and present in a state where Underdog Fantasy operates. Terms apply. See assets.underdogfantasy.com/web/PlayandGetTerms_DFS_.html for details. Offer not valid in Maryland, Michigan, Ohio, and Pennsylvania. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org. In New York, call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (467369) Learn more about your ad choices. Visit megaphone.fm/adchoices

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this episode of The Wright Report, Bryan covers the arrest of two Islamic radicals in Michigan, a surprising reversal from a sanctuary county in Maryland, and President Trump's growing call to end the Senate filibuster — not just to reopen the government, but to save the nation. Terror Plot Foiled in Michigan: The FBI arrested two 20-year-olds in Dearborn, Michigan, for planning ISIS-inspired suicide attacks targeting gay nightclubs on Halloween. Court documents reveal the men trained with live ammo, studied Paris's 2015 terror tactics, and hoped to "kill as many as possible." Bryan warns the arrests highlight a deeper problem — a U.S. subculture that excuses or supports radical Islam. Dearborn's Islamist Culture: From pro-Hamas rallies to officials praising Hezbollah, Dearborn has become a flashpoint for extremism in America. Polling shows 60 percent of U.S. Muslims believe Hamas was justified in its October 7 attacks. Bryan urges listeners to be brave: "We can honor due process and still acknowledge the truth — radical Islam is real, and it's here." Sanctuary County Reverses Course: Baltimore County, Maryland, quietly ended its "sanctuary" status, agreeing to cooperate with ICE on deportations. The move contrasts sharply with states like Massachusetts and California, which still block ICE from removing violent offenders. Bryan says the shift proves local leaders are feeling political pressure as public frustration rises. Trump's Filibuster Fight: As the shutdown drags on, Trump called for eliminating the Senate filibuster to pass key reforms. Some Republicans, including John Thune and Mike Johnson, oppose the idea, fearing Democrats could abuse that power later. Bryan argues that Democrats have already shown they'll destroy norms when convenient — and that saving the Republic now may require breaking tradition. The Bigger Picture: Bryan closes with a stark warning: "We are no longer dealing with the Democrats of JFK or even Bill Clinton. This is a radical party — one that calls Trump a Nazi and believes violence is justified. It's time to recognize that reality and act before it's too late."   "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: Dearborn Michigan terror arrests, ISIS nightclub attack plot, radical Islam U.S. culture, Baltimore County ends sanctuary policy, ICE deportation cooperation, Trump filibuster repeal debate, John Thune Senate GOP filibuster, government shutdown reform, Bryan Dean Wright analysis

October 6-12As you begin this week's reading assignment, and you don't skip over the headnotes in Section 111, you realize this revelation was given in Salem, Massachusetts. Isn't the central leadership of the Church in Kirtland, Ohio? What is the First Presidency doing in Salem nearly 650 miles to the east and a whopping 1,500 miles from Western Missouri? Isn't this the same city of the famous Salem Witch Trials 144 years before in 1692? This will all make sense as we study together in this episode.

The Billy & Lisa Show cover a whole bunch of topics during today's show including the mouse in Justin's house, the 250th anniversary of Massachusetts, and good and bad dates.  Listen to Billy & Lisa weekdays from 6-10AM on Kiss 108!   

November 2025 meditations are written by Bird Treacy and recorded by Fidela Werner. Support this podcast at ⁠⁠⁠⁠⁠⁠⁠forwardmovement.org/donate⁠⁠⁠⁠⁠⁠⁠. Bird Treacy, a Christian formation director, Godly Play trainer, consultant, writer, and cat lady, lives with her wife in Massachusetts.

Lizzie Borden, the young woman accused of butchering her father and stepmother with an axe in their quiet Fall River, Massachusetts home in 1892. What began as a shocking local crime quickly became a national obsession, filled with gruesome details, strange inconsistencies, and a courtroom spectacle that would forever cement Lizzie's name in true crime history.We explore the tense family dynamics simmering inside the Borden household — the jealousy, resentment, and whispers of inheritance that may have fueled the rage behind the murders. Listeners will follow the chilling timeline of that August morning: the locked doors, the missing handle on the supposed murder weapon, and Lizzie's oddly calm demeanor in the hours after her parents were found slain. We break down the police investigation, early forensic blunders, and the testimony that both condemned and confused.Then came the trial of the century, where Victorian ideals of femininity collided with brutal reality. Could a well-bred Sunday school teacher really commit such a violent act? Or was Lizzie the scapegoat of a town desperate for answers? From her shocking acquittal to the eerie legacy that followed, Sean, Jorge, and Eric walk through the full story — from the family tensions and blood-stained evidence to the enduring myths, nursery rhymes, and ghost stories that keep the legend of Lizzie Borden alive more than a century later.www.patreon.com/theconspiracypodcast

A lecture given at L'Abri Fellowship in Southborough, Massachusetts. For more information, visit https://southboroughlabri.org/ by Esther Dalton The Bible has a lot to say about sin, but sometimes a word can get so familiar we forget what it really means. Additionally, our culture is reluctant to entertain the idea of sin at all, causing the word to slip from our vocabularies. what is sin? And how does having a robust understanding of this important theological word actually help us tell the truth about ourselves and the world we live in? The Copyright for all material on the podcast is held by L'Abri Fellowship. We ask that you respect this by not publishing the material in full or in part in any format or post it on a website without seeking prior permission from L'Abri Fellowship. ©Southborough L'Abri 2025

We're live from the Rehlko booth at Equip Expo with special guest Allen LeMere from LaMere Landscaping in Lakeville, Massachusetts! Allen shares how he's growing his business, balancing the grind, and leveling up year after year. Of course, it wouldn't be a Side Hustle Squad episode without some laughs — Larry and Allen go back and forth roasting each other about their height while dropping real business gems along the way.

The gang is taking a trip to Capeside, Massachusetts, and into the universe of teen drama, to hang with Kerr Smith, a.k.a. Jack McPhee from Dawson’s Creek! Rider and Danielle may have wanted to be on Kerr’s show, but we find out how his age played into his own journey on set. They dig deep into the development of Jack and how it felt playing a pioneering gay character, while protestors were heard outside the studio. Plus, we get an update on the Dawson’s Creek spinoff and the recent Broadway reunion! Let’s podcast beneath the milky twilight, on Pod Meets World…See omnystudio.com/listener for privacy information.

Randy is back from Dia de los Muertos in Mexico, a Weekend in Fun recap, college football, and the World Series.  Support us on Patreon and receive weekly episodes for as low $5 per month: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.patreon.com/circlingbackpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Watch all of our full episodes on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.youtube.com/washedmedia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Shop Washed Merch: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.washedmedia.shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • (0:00) Fun & Easy Banter • (11:10) Recapping TWIF • (30:30) Dia del Randy • (52:20) World Series • (1:02:45) College Ball Support This Episode's Sponsors: Fair Harbor Clothing: Head to https://www.fairharborclothing.com/ and use code CIRCLING20 for 20% OFF your full price order now through 11/15 Tovala: For a limited time, because you are a Circling Back listener, you can save up to $300 on the Tovala smart oven when you order meals 6+ times by heading to https://tovala.com/CB and use my code CB Squarespace: Check out ⁠⁠⁠https://squarespace.com/steam⁠⁠⁠ for a free trial, and when you're ready to launch, use OFFER CODE: STEAM to save 10% off your first purchase of a website or domain. Underdog Fantasy: Download the app today and sign up with promo code STEAM to score ONE HUNDRED DOLLARS in Bonus Funds when you play your first FIVE dollars – that's promo code STEAM Must be 18+ (19+ in Alabama & Nebraska; 19+ in Colorado for some games; 21+ in Arizona, Massachusetts & Virginia) and present in a state where Underdog Fantasy operates. Terms apply. See assets.underdogfantasy.com/web/PlayandGetTerms_DFS_.html for details. Offer not valid in Maryland, Michigan, Ohio, and Pennsylvania. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org. In New York, call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (467369) Learn more about your ad choices. Visit megaphone.fm/adchoices

Exploring the history behind what is widely regarded as the first historically true story of an alien or UFO encounter: the Berkshire UFO Incident. Support us directly: https://www.redwebpod.com On September 1st, 1969, Berkshire County, Massachusetts spent a warm summer evening like any other. But as darkness fell, something strange crossed the skies and changed the community forever. Were they really witnessing something otherworldly, or could it all be explained? Today, we're investigating the first UFO case ever recognized as historically true: the Berkshire UFO Incident. Our sponsors: Factor - Go to http://factormeals.com/redweb50off and use code redweb50off to get 50% off your first box, plus Free Breakfast for 1 Year. Shopify - Go to http://shopify.com/redweb to sign up for your $1-per-month trial period. This episode is sponsored by BetterHelp. Go to http://betterhelp.com/redweb for 10% off your first month. Learn more about your ad choices. Visit megaphone.fm/adchoices

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education,   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018   Keith Weinhold  1:51   Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to   Keith Weinhold  2:01   Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around.    Keith Weinhold  4:45   And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom.    Keith Weinhold  6:22   Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner.   Keith Weinhold  6:49   5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015   Keith Weinhold  8:09   But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue   Keith Weinhold  10:41   the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14%   Keith Weinhold  11:17   next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting.    Keith Weinhold  12:13   Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29%   Keith Weinhold  12:43   and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29%   Keith Weinhold  13:09   the numbers don't lie. They just don't get enough attention on CNBC.   Keith Weinhold  13:16   Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here.    Keith Weinhold  14:16   Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something.    Keith Weinhold  15:33   All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic.    Keith Weinhold  16:06   A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon.    Keith Weinhold  17:44   Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in.    Keith Weinhold  18:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:32   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com   Kathy Fettke  20:05   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  20:14   I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show.    Adam Schroeder  20:48   Thanks for having me on. I really appreciate it.    Keith Weinhold  20:50   Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape?   Adam Schroeder  21:30    Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market.    Keith Weinhold  23:55   It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs?    Adam Schroeder  24:55   We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC.   Keith Weinhold  26:17   Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type.    Adam Schroeder  26:30   A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can.    Keith Weinhold  28:53   There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties.    Adam Schroeder  29:20   Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there.    Keith Weinhold  30:20   Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of.    Adam Schroeder  31:09   Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life.    Keith Weinhold  32:16   Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam.   Adam Schroeder  33:29    one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050    Keith Weinhold  34:55   everyone's asking, when is it going to pass? California is the most populous state in the nation.    Adam Schroeder  35:01   Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are.    Keith Weinhold  36:46   100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive.    Adam Schroeder  37:18   Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again   Keith Weinhold  37:42   right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam   Adam Schroeder  38:51   yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it.    Keith Weinhold  39:41   This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week.   Keith Weinhold  40:00   Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there   Keith Weinhold  41:42   if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  43:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  43:45   The preceding program was brought to you by your home for wealth building, getricheducation.com

Today:ACLU of Massachusetts executive director Carol Rose discusses the challenges to the rule of law under the current presidential administration, and the legal victories holding those in power accountable. And David Shapiro, head of the YMCA of Greater Boston, discusses how his organization is joining the effort to keep vulnerable Massachusetts residents fed through the government shutdown. Boston residents can visit Boston.gov/SNAP or call Boston 311 to learn more about the City resources that are available for support. 

National security expert Juliette Kayyem on the investigation into an explosion at a Harvard Medical School building over the weekend, and President Trump's continued attacks on Venezuelan boats, even as the UN cites human rights violations. Plus, why he's threatening U.S. military action in Nigeria.Carol Rose of the ACLU of Massachusetts discusses the ACLU-led class action suit on behalf of detained immigrants who have been denied bond hearings. Plus, whether the U.S. supreme court will hand Trump yet another major victory on tariffs. Michael Curry of the Mass League of Community Health Centers on the government shutdown, healthcare costs and remembering his friend, former Newton mayor Setti Warren.David Shapiro of the YMCA of Greater Boston on how the Y is meeting Boston's food needs during the shutdown.  Alexander Smalls is an award-winning opera singer turned James Beard Award-winning cookbook author and chef. He joins us ahead of an event at Suffolk University.

November 2025 meditations are written by Bird Treacy and recorded by Fidela Werner. Support this podcast at ⁠⁠⁠⁠⁠⁠⁠forwardmovement.org/donate⁠⁠⁠⁠⁠⁠⁠. Bird Treacy, a Christian formation director, Godly Play trainer, consultant, writer, and cat lady, lives with her wife in Massachusetts.

This is a free preview of a paid episode. To hear more, visit rethinkingwellness.substack.comRegistered dietitian Jackie Silver joins us to discuss nutritional approaches that are helpful for neurodivergence, why people with autism and ADHD are often the targets of wellness and diet culture, the kinds of wellness-culture messages she's gotten as a person with a disability, and why the advice to cut out gluten for autism is often harmful. Behind the paywall, we get into why ultraprocessed food consumption doesn't cause autism and why cutting out these foods doesn't “cure” it, the harmful discourse around autism and ADHD in the culture right now, why it's harmful to categorize foods as “good” and “bad,” and more.Paid subscribers can hear the full interview, and the first half is available to all listeners. To upgrade to paid, go to rethinkingwellness.substack.com. Jackie Silver is a Registered Dietitian and founder of Jackie Silver Nutrition, a virtual private practice specializing in supporting neurodivergent kids, teens, and adults with ADHD, autism (ASD), and intellectual/developmental disabilities (IDD). Her team offers neurodiversity-affirming, nonjudgmental, and weight-inclusive care.Jackie earned her Master of Health Science in Nutrition Communication from Toronto Metropolitan University and has specialized training in mindful eating and sensory-based feeding therapy.She and her team support clients across Ontario, Canada, and several U.S. states, including New York, New Jersey, Pennsylvania, Connecticut, and Massachusetts, helping with meal planning, selective eating, food aversions, digestive health, chronic disease management, and more.In her free time, Jackie enjoys rock climbing, yoga, pilates, swimming, traveling, visiting museums, and spending time with family and friends. Learn more about her work at jackiesilvernutrition.com.If you like this conversation, subscribe to hear lots more like it! Support the podcast by becoming a paid subscriber, and unlock great perks like extended interviews, subscriber-only Q&As, full access to our archives, commenting privileges and subscriber threads where you can connect with other listeners, and more. Learn more and sign up at rethinkingwellness.substack.com.Christy's second book, The Wellness Trap, is available wherever books are sold! Order it here, or ask for it in your favorite local bookstore. If you're looking to make peace with food and break free from diet and wellness culture, come check out Christy's Intuitive Eating Fundamentals online course.

Send us a textIn this episode of the Modern Arizona Podcast, attorney and advocate Lori Basinger joins host Billie Tarascio to discuss coercive control, abusive litigation, and how new laws are redefining justice for survivors of domestic abuse. Lori shares her personal journey from regulatory law to family law advocacy and offers insights into how survivors can reclaim power both in and beyond the courtroom.Valuable topics discussed:- What coercive control means under Massachusetts law- How abusers misuse the legal system to maintain control- Strategies for survivors facing prolonged family court battles- Legislative efforts to stop abusive litigation- Finding healing and autonomy beyond the courtroomConnect with Lori Basinger:Website: loribassinger.comInstagram: @MovedToRiseFacebook: @MovedToRise

Through the 1970s and 1980s, Mary Joe Frug was a well-respected and prominent law academic. As a part of the Critical Legal Studies movement, she looked to analyse the legal system from a feminist perspective. On the evening of April 4th 1991, the 49-year-old was walking to a convenience store in an upmarket neighbourhood in Cambridge, Massachusetts, when she was set upon and viciously stabbed to death. A man in his early twenties was seen fleeing from the scene but has never been identified. Investigators were baffled regarding a motive and could not determine if the slaying had been a random act or if Mary Joe had been specifically targeted. Several avenues continue to be explored by cold case detectives, including the possibility that the murder was connected to her work or private life.Sources for the episode can be found hereSupport the showFollow Persons Unknown: Instagram and FacebookEmail: personsunknownpod@gmail.comWebsite with Transcripts:https://personsunknown.buzzsprout.com/

If you're feeling stuck in your myofascial release practice, this episode is a must listen. Join in as Heather welcomes Jessica Kaloutas, a myofascial release therapist from Marblehead, Massachusetts, who has experienced a remarkable transformation in her business from feeling stuck to becoming fully booked and thriving.  Throughout the conversation, Jessica emphasizes the importance of aligning business skills with therapeutic expertise, highlighting how this balance has allowed her to enjoy her work more fully and connect with clients on a deeper level. She also shares insights from her experience in the Beyond 100K Mastermind, where she learned to take control of her business operations and implement advanced selling techniques that have led to impressive financial growth. Press play to discover the strategies that helped her thrive and how you can apply them too.    GUEST INFO — Jessica Kaloutas, owner of North Shore Myofascial Release in Marblehead, Massachusetts | Website | Instagram   LINKS AND RESOURCES —

In Ep 395  Ken and Dave take on everything From Vegas hangovers and busted government budgets to Georgia's voter apathy and one Athens idiot who thought dressing like a Nazi was clever, they're calling out the week's dumbest decisions. Toss in hurricanes, bad football predictions, and politicians pretending to care about the SNAP crisis, and you've got another round of sharp takes, dark humor, and a healthy dose of disbelief. Vegas Road Trip & Travel: Reflecting on the high cost and crowds of Las Vegas and messy TSA lines at Atlanta Hartsfield Airport. Cruise Ship Gambling: Friends earning free future cruises by gambling heavily on board. Halloween Policy Debate: Discussing the controversial policy requiring registered sex offenders to check in with law enforcement or report to the police station on Halloween night, questioning the consistency of safety policies. Georgia Elections & Turnout: Analyzing the poor voter turnout in rural Georgia for the Public Service Commission (PSC) election and local city council/SPLOST races. World Series Baseball: Commentary on the Blue Jays, the crazy 18-inning game, and Shohei Ohtani's nine times reaching base. Government Shutdown & Filibuster: Debating Donald Trump's call for the nuclear option (50+1 Senate votes) to reopen the government and the value of returning to the true filibuster format. Georgia vs. Florida Football: Previewing the game, noting the spread, and discussing how teams often play harder after a coach firing. Hurricane Melissa Fallout: Examining the Cat 5 storm that laid waste to Jamaica, Cuba, and Haiti, noting the high death toll in Haiti due to poor infrastructure. Georgia SNAP Benefits Crisis: Analyzing the loss of food assistance for 1.5 million Georgians during the government shutdown and debating whether the state should use emergency reserves to cover the benefits. Marjorie Taylor Greene (MTG) Appearances: Discussing her scheduled interviews on The View and Real Time with Bill Maher, and her recent criticism of Republicans lacking a healthcare plan. Georgia Senate Race Polls: Early polling shows Mike Collins with an advantage, but 40% of Republican voters remain undecided, suggesting the race will be decided by campaign spending. Prince Andrew Stripped of Titles: Discussing King Charles's decision to strip Prince Andrew of all royal titles and his eviction from Royal Lodge, which may set him up for further prosecution. Athens Nazi Costume Incident: Analyzing the highly publicized altercation in Athens involving a man in a full SS uniform who allegedly smashed a beer pitcher into a woman's face, leading to felony aggravated assault charges. Most Stressed States in the Nation: Examining data showing Alaska as the most stressed state (high suicide rate, lack of sun) and Massachusetts as the least stressed, with Georgia ranking 32nd. Lowering the Voting Age: Rejecting Kamala Harris's suggestion to lower the voting age to 16 due to climate change concerns, instead advocating for raising the age of majority to 21. New York City Mayoral Race: Analyzing the strange political dynamics in the NYC election, involving Zohran Mamdami and Andrew Cumo and fears that New York City is heading toward communism.

Carl Stevens

Today's guest resides in Greater Boston, Massachusetts, and is the founder of the boutique consulting firm Town Square Advisors, his name, Matthew Person. Matt has more than 25 years of experience helping companies design and capture enterprise value. He has created the proprietary Square Management System to facilitate improved performance through optimal organizational design methods framed around a concept called 'Constrained Independence.' Team, you'll hear us discussing this methodology with many other aspects around how we can all leverage this tool to understand our own leadership as well as company performance status and identify gaps. In addition to Town Square Advisors, Matt has led global inorganic growth strategy plus M&As from multiple private equity-backed portfolio companies. Visit the C4C website to gain full access to the transcript, show notes, and guest links.  Coaching 4 Companies

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureUK, Germany and many other questions are struggling through the green new scam, this will not end well for them. People are experiencing Biden/Fed inflation from the past 4 years. Trump is countering this with low energy prices. Trump makes deal with China.  Obama now sending the message out to the infiltrators to get ready for the battles or we are finished. The [DS] will be moving from an information war to a physical war. Kash Patel countered and dismantles another [FF] . When the crimes are exposed the D party will cease to exist. They will fight to the very end because they do not want to go on trial. In the end this will all fail.   Economy Rooftop Solar Panel, Battery Installations Are Causing Fires in the UK The once-Great Britain has gone all-in on "green energy" as a matter of national policy, and it hasn't worked out too well for them. There's just one problem: They're catching fire. A surge in house fires caused by solar panels and their batteries is sparking safety concerns over Ed Miliband's plan for millions more rooftop installations. UK fire services faced a blaze involving a solar panel once every two days in 2024, according to data gathered by insurance company QBE, marking a 60pc increase in the past two years. That's a lot of fires, presenting a deadly danger - and a 60 percent increase in two years is nothing short of alarming. There may be more to it than just the solar panels, but they are certainly a contributing factor:   Source: redstate.com https://twitter.com/disclosetv/status/1984594356154831267 Canadian Prime Minister Mark Carney Confirms He Apologized to President Trump for Reagan Ad Effort   GYEONGJU, South Korea, Nov 1 (Reuters) – Canadian Prime Minister Mark Carney said on Saturday he had apologised to U.S. President Donald Trump over an anti-tariff political advertisement and had told Ontario Premier Doug Ford not to run it. Carney, speaking to reporters after attending an Asia-Pacific summit in South Korea, said he had made the apology privately to Trump when they both attended a dinner hosted by South Korea's president on Wednesday. “I did apologise to the president,” Carney said, confirming comments by Trump made on Friday. Carney also confirmed that he had reviewed the ad with Ford before it aired but said he had opposed using it. “I told Ford I did not want to go forward with the ad,” he said. The ad, commissioned by Ford, an outspoken Conservative politician who is sometimes compared to Trump, uses a snippet of Republican icon and former President Ronald Reagan saying that tariffs cause trade wars and economic disaster.   Source: theconservativetreehouse.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/KobeissiLetter/status/1984268764414631994   at +8.2%, Vermont at +7.0%, and Maryland at +7.0%. This was followed by West Virginia, New Jersey, and Massachusetts, with increases of +6.9%, +6.8%, and +6.6%, respectively. Concerningly, grocery prices in rural areas jumped +7.6% YoY compared to+5.6% for residents of large cities. US consumers are still drowning in inflation. People start feeling the effects of inflation almost immediately in tangible ways,

WhoBarry Owens, General Manager of Treetops, MichiganRecorded onJune 13, 2025About TreetopsClick here for a mountain stats overviewOwned by: Treetops Acquisition Company LLCLocated in: Gaylord, MichiganYear founded: 1954Pass affiliations: Indy Pass, Indy+ Pass – 2 daysClosest neighboring ski areas: Otsego (:07), Boyne Mountain (:34), Hanson Hills (:39), Shanty Creek (:51), The Highlands (:58), Nub's Nob (1:00)Base elevation: 1,110 feetSummit elevation: 1,333 feetVertical drop: 223 feetSkiable acres: 80Average annual snowfall: 140 inchesTrail count: 25 (30% beginner, 40% intermediate, 30% advanced)Lift count: 5 (3 triples, 2 carpets – view Lift Blog's inventory of Treetops' lift fleet)Why I interviewed himThe first 10 ski areas I ever skied, in order, were:* Mott Mountain, Michigan* Apple Mountain, Michigan* Snow Snake, Michigan* Caberfae, Michigan* Crystal Mountain, Michigan* Nub's Nob, Michigan* Skyline, Michigan* Treetops, Michigan* Sugar Loaf, Michigan* Shanty Creek – Schuss Mountain, MichiganAnd here are the first 10 ski areas I ever skied that are still open, with anything that didn't make it crossed out:* Mott Mountain, Michigan* Apple Mountain, Michigan* Snow Snake, Michigan* Caberfae, Michigan* Crystal Mountain, Michigan* Nub's Nob, Michigan* Skyline, Michigan* Treetops, Michigan* Sugar Loaf, Michigan* Shanty Creek – Schuss Mountain, Michigan* Shanty Creek – Summit, Michigan* Boyne Mountain, Michigan* Searchmont, Ontario* Nebraski, Nebraska* Copper Mountain, Colorado* Keystone, ColoradoSix of my first 16. Poof. That's a failure rate of 37.5 percent. I'm no statistician, but I'd categorize that as “not good.”Now, there's some nuance to this list. I skied all of these between 1992 and 1995. Most had faded officially or functionally by 2000, around the time that America's Great Ski Area Die-Off concluded (Summit lasted until around Covid, and could still re-open, resort officials tell me). Their causes of death are varied, some combination, usually, of incompetence, indifference, and failure to adapt. To climate change, yes, but more of the cultural kind of adaptation than the environmental sort.The first dozen ski areas on this list are tightly bunched, geographically, in the upper half of Michigan's Lower Peninsula. They draw from the same general population centers and suffer from the same stunted Midwest verticals. None are naturally or automatically great ski areas. None are or were particularly remote or tricky to access, and most sit alongside or near a major state or federal highway. And they (mostly) all benefit from the same Lake Michigan lake-effect snow machine, the output of which appears to be increasing as the Great Lakes freeze more slowly and less often (cold air flowing over warm water = lake-effect snow).Had you presented this list of a dozen Michigan ski areas to me in 1995 and said, “five of these will drop dead in the next 30 years,” I would not have chosen those five, necessarily, to fail. These weren't ropetow backwaters. All but Apple had chairlifts (and they soon installed one), and most sat close to cities or were attached to a larger resort. Sugar Loaf, in particular, was one of Michigan's better ski areas, with five chairlifts and the largest in-state vertical drop on this list.My guess for most-likely-to-die probably would have been Treetops, especially if you'd told me that then-private Otsego ski area, right next door and with twice its neighbor's skiable acreage, vertical drop, and number of chairlifts, would eventually open to the public. Especially if you'd told me that Boyne Mountain, the monster down the road, would continue to expand its lodging and village, and would add a Treetops-sized cluster of greens to its ferocious ridge of blacks. Especially if you'd told me that Treetops' trail footprint, never substantial, would remain more or less the same size 30 years later. In fact, just about every surviving Michigan ski area on that list - Crystal, Nub's, Caberfae, Shanty Schuss - greatly expanded its terrain footprint. Except Treetops.But here we are, in the future, and I just skied Treetops 10 months ago with my 8-year-old son. It was, in some ways, more or less as I'd left it on my last visit, in 1995: small vert, small trail network, a slightly confusing parking situation, no chairlift restraint bars. A few improvements were obvious: the beginner ropetows had made way for a carpet, the last double chair had been upgraded to a triple, terrain park features dotted the east side, and a dozen or so glades and short steep shots had been hacked from the woods of the legacy trail footprint.That's all nice. But what was not obvious to me was this: why, and how, does Treetops the ski area still exist? Sugar Loaf was a better ski area. Apple Mountain was closer to large population centers. Summit was attached to ski-in-ski-out accommodations and shared a lift ticket with the larger Schuss mountain a couple miles away. Was modern Treetops some sort of money-losing ski area hobby horse for whomever owned the larger resort, which is better known for its five golf courses? Was it just an amenity to keep the second homeowners who mostly lived in Southeast Michigan invested year-round? Had the ski area cemented itself as the kind of high-volume schoolkids training ground that explained the resilience of ski areas in metro Detroit, Minneapolis, and Milwaukee?There is never, or rarely, one easy or obvious explanation for why similar businesses thrive or fail. This is why I resist pinning the numerical decline in America's ski area inventory solely to climate change. We may have fewer ski areas in America than we had in 1995, but we have a lot more good ski areas now than we did 30 years ago (and, as I wrote in March, a lot more overall ski terrain). Yes, Skyline, 40 minutes south of Treetops, failed because it never installed snowmaking, but that is only part of the sentence. Skyline failed because it never installed snowmaking while its competitors aggressively expanded and continually updated their snowmaking systems, raising the floor on the minimal ski experience acceptable to consumers. That takes us back to culture. What do you reckon has changed more over the past 30 to 40 years: America's weather patterns, or its culture? For anyone who remembers ashtrays at McDonald's or who rode in the bed of a pickup truck from Michigan to Illinois or who ran feral and unsupervised outdoors from toddlerhood or who somehow fumbled through this vast world without the internet or a Pet Rectangle or their evil offspring social media, the answer seems obvious. The weather feels a little different. Our culture feels airlifted from another planet. Americans accepted things 30 years ago that would seem outrageous today – like smoking adjacent to a children's play area ornamented with a demented smiling clown. But this applies to skiing as well. My Treetops day in 1995 was memorably horrible, the snow groomed but fossilized, unturnable. A few weeks earlier, I'd skied Skyline on perhaps a three-inch base, grass poking through the trails. Modern skiers, armed with the internet and its Hubble connection to every ski area on the planet, would not accept either set of conditions today. But one of those ski areas adapted and the other did not. That's the “why” of Treetops survival. It was the “how” that I needed Barry Owens to help me understand.What we talked aboutLast winter's ice storm – “it provides great insight into human character when you go through that stuff”; record snowfall (204 inches!) to chase the worst winter ever; the Lake Michigan snowbelt; a golf resort with a ski area attached; building a ski culture when “we didn't have enough people dedicated to ski… and it showed”; competing with nearby ski areas many times Treetops' size “we don't shy away from… who we are and what we are”; what happened when next-door-neighbor Otsego Resort switched from a private to a public model in 2017 – “neither one of us is going to get rich seeing who can get the most $15 lift tickets on a Wednesday”; I attempt to talk about golf and why Michigan is a golf mecca; moving on from something you've spent decades building; Treetops' rough financial period and why Owens initially turned down the GM job; how Owens convinced ownership not to close the ski area; fixing a “can't-do staff” by “doing things that created the freedom to be able to act”; Treetops' strange 2014 bankruptcy and rebuilding from there; “right now we're happy” with the lift fleet; how much it would cost to retrofit Treetops' lifts with restraint bars; timeline for potential ski expansion at Treetops; bargain season passes (as low as $125); and Indy Pass' network power.What I got wrong* I said “Gaylord County,” but the city of Gaylord is in Otsego County.* I said that Boyne Resorts, operator of 11 ski areas, also runs “10 or 11 golf resorts.” The company operates 14 golf courses.* I said that Michigan had a “very good” road network and that there was “not a lot of traffic,” and if you live there, you're reaction is probably, “you're dumb.” What I meant by “very good road network” is this: compared to most ski regions, which have, um, mountains, Michigan's bumplets sit more or less directly alongside the state's straight, flat, almost perfectly gridded highway network. Also, the “not a lot of traffic” thing does not apply to special situations like, say, northbound I-75 on a July Friday evening.* I said that Crystal, Nub's, Caberfae, and Shanty Creek were “close” – while they're not necessarily all close to one another, they are all roughly equidistant for folks coming to them from downstate.* I said that Treetops was “the fifth or sixth place I ever skied at,” but upon further review, it was number eight (which is reflected in the list above).Podcast NotesOn the ice stormAn ice storm hammered Northern Michigan in late March of this year:On the lightning strike on Treetops' golf courseOn the Midwest's terrible 2023-24 ski seasonSkier visits cratered in the Midwest during the 2023-24 ski season, the region's worst on record from a snowfall point of view. Weather - and skier visits - settled back into normal ranges last winter:This is a bit hard to see with any sort of precision, but this 10-year chart gives a nice sense of just how abnormal 2023-24 was for the Midwest:On Michigan's ski areasMichigan is home to 44 active ski areas - more than any state other than New York. Many of them are quite small, operate sporadically, and run only surface lifts, but Treetops is close to a bunch of the better lift-served outfits, including Boyne Mountain, Nub's Nob, and The Highlands (the UP ski areas may as well be in another state). It helps Treetops that so many of the state's ski areas have also joined Indy Pass:On Otsego ResortFor decades - I'm not certain how long, exactly - Otsego Resort, right next door to Treetops and with roughly double the vertical drop and skiable acreage, was private. In 2017, the bump opened to the public, considerably amping up competition. Complicating the matter further, Otsego sits a bit closer to Michigan's Main Street - I-75 - than Treetops.On Snow OperatingOwens mentioned working with “TBL” – he was referring to Terrain Based Learning, Snow Partners' learn-to-ski program. That company also runs the Snow Cloud operating system that Owens refers to at the end.On Treetops' rough period I quoted this Detroit Business News article at length in the interview. It goes deep on Treetops' precarious early 2000s history and the resort's broken employee culture at the time.On people being nice at ski areasYeah I'm super into this:On the hedgehog conceptOwens mentions “the hedgehog concept,” which I wasn't familiar with. It sounded like a business-book thing, and it is, adapted by author Jim Collins for his book Good to Great and described in this way on his website:The Hedgehog Concept is developed in the book Good to Great. A simple, crystalline concept that flows from deep understanding about the intersection of three circles: 1) what you are deeply passionate about, 2) what you can be the best in the world at, and 3) what best drives your economic or resource engine. Transformations from good to great come about by a series of good decisions made consistently with a Hedgehog Concept, supremely well executed, accumulating one upon another, over a long period of time.More:On safety-bar requirements in New York and New EnglandThis is kind of funny…That's my 8-year-old son, who's skied in a dozen states, taking his first ride on a lift with no safety bar, at Treetops last December. Why such machines still exist in 2025, I have no idea - this lift rises about 30 feet off the ground. In the East, all chairlifts are equipped with bars, and state law mandates their use in New York, Massachusetts, and Vermont (and perhaps elsewhere). I don't advocate for rider mandates, but I do think all chairlifts ought to have bars available for those who want them. Owens and I discuss the resort's plans to retrofit Treetops' three chairlifts - CTEC machines installed between 1984 and 1995 - with bars. The cost would be roughly $250,000. That's a significant number, but probably a lot less than the figure if, say, someone has a heart attack or seizure on the lift, falls off, then sues the resort. Besides, as Owens points out, chairlifts must be equipped with restraint bars for summer use, which would open new revenue streams. Why are bars required for summer activities, but not winter? It's a strange anachronism, unique among the ski world to America.On “Joe from SMI”I mentioned “Joe from SMI” offhand. I was referring to SMI Snowmakers President Joe VanderKelen, who appeared on the podcast back in 2022:On potential expansion Owens discusses a potential expansion looker's left of Chair 1, which would restore lost terrain and built upon that. This 1988 trailmap shows a couple of the trails that Treetops eliminated to make way for its current top-to-bottom access road (trails 1 through 4):The Storm explores the world of lift-served skiing year-round. Join us. Get full access to The Storm Skiing Journal and Podcast at www.stormskiing.com/subscribe

November 2025 meditations are written by Bird Treacy and recorded by Fidela Werner. Support this podcast at ⁠⁠⁠⁠⁠⁠⁠forwardmovement.org/donate⁠⁠⁠⁠⁠⁠⁠. Bird Treacy, a Christian formation director, Godly Play trainer, consultant, writer, and cat lady, lives with her wife in Massachusetts.

Norm Cantin, WA1NLG, discovered amateur radio at age 14 through Boy Scouts in Massachusetts, got his Technician license in 1969 so he could get on 6 meters, and that early exposure led directly to his career in navigation electronics. Amateur radio Elmers in the Framingham Radio Club helped him get his first job at Northstar, a startup building LORAN navigation equipment, where he spent almost 30 years rising to Vice President of Engineering, later working on GPS development, differential GPS, and aircraft landing systems. After a period at Outerlink building satellite tracking systems, he spent more than a decade at Raytheon working on Patriot modernization and activities that contributed to Iron Dome. Now retired on Cape Cod, Norm is focused on VHF weak signal work, homebrews LDMOS amplifiers, is building a second tower for 2-meter EME, is active in the Barnstable Amateur Radio Club, youth outreach, public service, STEM, Boy Scouts, and believes ham radio is still a "hobby of a thousand hobbies."

Another Sunday, another installment of True Crime New England's case profile mini-episode series. This week, Katie kicks off with the upsetting story of the murder of Amos Brown Jr. Amos was shot and killed in the streets of Norwalk, Connecticut on August 13th, 2010. Then, Liz shares the tale of the senseless murder of college student Kanagala Seshardi Rao, an Indian immigrant who was killed on April 19th, 2012 in Boston, Massachusetts. Both cases remain unsolved.Anyone with any information on the murder of Amos Brown Jr. is asked to please call the Connecticut Cold Case Hotline at 866-623-8058. Anyone with any information on the murder of Kanagala Seshadri Rao is asked to please contact Boston police at 1-(800) 494-TIPS or by texting the word “TIP” to CRIME (27463).

It's been about a year since we killed a whole episode flipping through an issue of Dynamite, that classic magazine for kids of the 70s and 80s, so let's do it. We have an issue from 1976 (compliments of Chris from Sci Fi Explosion!) and on the cover are America's favorite toothy Mormons, Donny and Marie Osmond! Also in this issue: Fashion tips direct from Medford, Massachusetts; an Elton John pinball machine; a remarkable new gadget called the Betamax; the adventures of the Dynamite Duo and their new superhero pal, Jive Turkey; Magic Wanda in her painter's pants; a visit to Marvel Comics to learn about Spider-Man; weird nicknames for Ron Howard; how to start your own sky-writing business; how to cook ping pong balls; a sad trombone player; Dynamite Bummers; and much more. It's fantastic. So when your teacher hands out this month's school book club order form... you know what to do. The Mayor on The Doctor's Beard podcast! And our regular links... The Flopcast website! The ESO Network! The Flopcast on Facebook! The Flopcast on Instagram! The Flopcast on Bluesky! The Flopcast on Mastadon! Please rate and review The Flopcast on Apple Podcasts! Email: info@flopcast.net Our music is by The Sponge Awareness Foundation!   This week's promo: EnterpriseSplaining!    

GloucesterCast 815 Livestream 11/2/25 Audio Podcast Click Here- Video Podcast Click here-

Grandparenting can be a gift—or a point of tension—depending on how generational differences are navigated. In this episode, Jenny Brown speaks with two special guests, Selden Illick and her daughter-in-law Alison Illick, about the subtle and powerful dynamics between grandparents, parents, and children. Drawing on Bowen family systems theory, they explore how patterns of anxiety, closeness, and loyalty ripple through three generations, and what differentiation looks like as adult children step into parenthood while their parents become grandparents.Listeners will hear real stories of family life and discover how understanding family systems theory can help shift well-meaning interference into meaningful support, so that the presence of grandparents strengthens, rather than strains, the family system. Parents will gain practical insight into setting boundaries, preserving their authority, and fostering healthier connections with grandparents while reducing tension at home.Selden Dunbar Illick founded the Princeton Family Center in 1987 based on Murray Bowen's natural systems theory and is now Trustee Emerita of its educational branch. She has served on the Florida Family Research Network board and is active in the New England Study of Bowen Theory. Formerly in private practice in New Jersey and Florida (1983–2004), she now consults in Massachusetts, helping people apply Bowen theory to family, work, and social systems. A frequent presenter on the impact of unresolved childhood patterns, she recently contributed a chapter on emotional attachments and chronic illness in Death and Chronic Illness in the Family: Bowen Family Theory Perspectives.Alison Illick lives in New Haven, Connecticut with her husband, Christopher, and their four sons. A former New York City public school teacher with degrees from Columbia University, she later supported her husband's medical practice in various roles. In recent years, she has studied Bowen theory at the Princeton Family Center for Education and the Bowen Center in Washington, DC. Alison finds the framework a valuable way to understand family and work systems and focuses on managing herself within them—an interest first sparked in college and later encouraged by her mother-in-law, Selden.LinksSelden as a previous guest on our podcasthttps://parenthopeproject.com.au/podcasts/grandparenting-relationships/The Princeton Family Center, New Jerseyhttps://www.princetonfamilycenter.org/Selden speaking on relevant topicshttps://www.facebook.com/watch/?v=921333534908389Newsletter-https://parenthopeproject.com.au/#newsletter Youtube-http://www.youtube.com/@ParentHopeProject Facebook-https://www.facebook.com/coachingparents Instagram-https://www.instagram.com/parenthopeproject/ LinkedIn-https://www.linkedin.com/company/79093727/admin/feed/posts/ Website-https://parenthopeproject.com.au/ Contact us: Contact@parentproject.com.au (02) 9904 5600

Let's go back in time. Back...to the front! As a little bonus treat, join us in the Time Machine as we revisit the earliest days of Ask Ronna. This week we're going back to Thanksgiving 2019. Ronna & Bryan are visited by Arden Myrin (Insatiable, Will You Accept This Rose?) in Marblehead, Massachusetts to answer listener questions on their favorite winter rituals, how to convince house guests to take off their shoes, and how to deal with family prayers in public restaurants. Plus, an email from a lonely tech executive. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ralph welcomes infectious disease expert Dr. Michael Osterholm to discuss his new book “The Big One: How We Must Prepare for Future Deadly Pandemics.” Then, Ralph shares some quick takes on current events.Dr. Michael Osterholm is a professor and director of the Center for Infectious Disease Research and Policy at the University of Minnesota. In November 2020, Dr. Osterholm was appointed to President-elect Joe Biden's 13-member Transition COVID-19 Advisory Board. He is the author of Deadliest Enemy: Our War Against Killer Germs, and he has a weekly podcast called The Osterholm Update which offers discussion and analysis on the latest infectious disease developments. His latest book (co-authored with Mark Olshaker) is The Big One: How We Must Prepare for Future Deadly Pandemics.What we're concerned about now is we're primed for an influenza pandemic someday where a new influenza virus will emerge. And when it takes off, it'll rapidly spread through the people. And wherever it came from (whether a bird species or another animal) will not be that important because now it's transmitted among humans.Dr. Michael OsterholmI want to be really clear about one thing: There will be an influenza virus that will cause a pandemic in the future. And the pandemic clock is ticking, we just don't know what time it is.Dr. Michael OsterholmInstead of building from a base of modest preparedness from the prior administration (and I emphasize “modest”), they're going backwards. Also, with quackery positions on a whole variety of issues that is dividing the population, feeding the misinformation on the internet, and general chaos of information transmission.Ralph NaderI will just make one prediction here today: There is going to be a large, huge, overwhelming crisis that is going to occur eventually around an infectious disease issue in this country. And it's going to happen because Mother Nature herself does that to us—just like hurricanes are not optional, these large outbreaks are not optional. What's optional is how well we respond to them and limit their impact. And we are at a point right now where we have very, very limited impact on these things. So I think the public needs to be aware, we're in a very different setting today for public health response to a crisis than we've ever been in my 50 years in the business.Dr. Michael OsterholmNews 10/31/25* Our top stories this week concern U.S. saber rattling in Venezuela. First, a new piece in published Drop Site news, coauthored by Ryan Grim, Jack Poulson and Saagar Enjeti of Breaking Points, takes readers “Inside Marco Rubio's Push for Regime Change in Venezuela.” This piece deconstructs the Trump administration claims tying the Maduro government to fentanyl trafficking, quoting a senior U.S. official who unequivocally states that “U.S. intelligence has assessed that little to none of the fentanyl trafficked to the United States is being produced in Venezuela.” Another key point is that the Maduro government apparently offered to turn over oil resources to the United States in exchange for cessation of hostilities. Instead, in an echo of the Iraq War, Trump has apparently been, “swayed by arguments from Rubio that the best way to secure Venezuela's oil reserves was to facilitate regime change in Venezuela and make a better deal with a new government.” As with Iraq, regime change in Venezuela is likely to end up with a chaotic power vacuum in the country, destabilizing Latin America in turn. One would have hoped the U.S. had learned its lesson. Apparently not.* The administration does however seem to favor covert schemes to oust Maduro as opposed to an outright U.S. invasion. Back in 2020, the Trump administration backed Operation Gideon, which utilized American mercenaries and Venezuelan dissidents to try to capture Maduro. This week, Venezuela claims to have foiled another such attempt. Democracy Now! reports “Venezuelan officials say they've captured a group of mercenaries tied to the [CIA]. In a statement, the government of Venezuela said, ‘This is a colonial operation of military aggression that seeks to turn the Caribbean into a space for lethal violence and US imperial domination.'” This report goes on to state, “Earlier this month, President Trump acknowledged that he authorized the CIA to secretly conduct operations in Venezuela.” Meanwhile AP reports that over the past 16 months, a now-retired federal agent named Edwin Lopez sought to turn Maduro's personal pilot – Venezuelan General Bitner Villegas – and have the aviator deliver Maduro into U.S. custody. In exchange, Lopez promised to make the pilot a “very rich man.” This plot, hatched under President Biden and continuing under Trump, ultimately failed. Yet, as these half-baked covert ops go up in flames, it seems increasingly likely that the administration will resort to brute force. That same Democracy Now! piece reports that on Sunday, a U.S. warship arrived in Trinidad and Tobago. With no diplomatic solution on the horizon, it seems only a matter of time before the shelling begins.* As all of this unfolds, Congressional Republicans are shirking their oversight responsibilities. On October 23rd, Axios reported that Senate Foreign Relations Chairman Jim Risch of Idaho said the committee will not hold hearings regarding the lawless strikes on Venezuelan boats “at this time,” adding that he has been “briefed on it and feel[s] comfortable with where we are.” As if mocking the Legislative Branch, that same day Semafor reported a quote from “a person close to the White House” who said Trump won't coordinate with Congress until “Maduro's corpse is in US custody.”* Turning to the federal government, reclusive billionaire Timothy Mellon, heir to the Mellon fortune, has donated $130 million to the Pentagon to offset military staff salaries during the government shutdown. While $130 million is a drop in the bucket for the American Military-Industrial Complex – this donation will amount to about $50 per troop this pay cycle – it would appear to be blatantly illegal under the Antideficiency Act. The Hill explains that under this statute, “federal agencies are barred from ‘obligating or expending federal funds in advance or in excess of an appropriation, and from accepting voluntary services.'” In part, this statute was adopted to avoid just such a scenario – the president circumventing the Congressional Power of the Purse by soliciting outside donations. Unfortunately, Trump's subservient Congressional allies are unlikely to do anything about this outrageous usurpation of their power.* On the regulatory side, the Trump administration is putting its thumb on the scales in favor of David Ellison's bid to acquire Warner Bros. Discovery. A New York Post report quotes a senior administration official who says “Who owns Warner Bros. Discovery is very important to the administration…The Warner board needs to think very seriously not just on the price competition but which player in the suitor pool has been successful getting a deal done.” The Post adds that “rival bidders are likely to face stiff hurdles from US regulators.” Ellison, son of Trump billionaire ally Larry Ellison, has had his eye on Warner Bros. Discovery – which owns CNN – since his recent acquisition of Paramount and its subsidiary CBS News. Critics have long warned of the dangers of consolidation in the media sphere, particularly news, but this would truly be an unprecedented upset of the media landscape.* Turning to consumer news, a new article in the Lever focuses on the fast food chain Shake Shack. According to this piece, the chain, “recently updated its terms of use agreement to include a binding arbitration agreement and class-action waiver denying customers their legal right to take companies to court.” Now, corporations sneaking binding arbitration agreements into their terms of service is not a new phenomenon, but this method is novel. This article explains that Shake Shack, and other fast food chains, are “extending restrictive contracts to consumers through the rapid expansion of online services such as websites, mobile apps, and automated self-service kiosks.” In other words, these automated services are becoming a ‘triple-threat' for these companies to exploit, simultaneously cutting labor costs, harvesting consumer data, and now forcing customers into these restrictive legal agreements. When will regulators take action to protect consumers from such rampant abuse?* One bright spot, so to speak, for consumer protection is emerging in the United Kingdom. The BBC reports the British Department for Transport will begin a review of the increasingly bright, bordering on blinding, LED headlights that have become commonplace in automobiles. The new guidelines are to be unveiled in the forthcoming Road Safety Strategy document being prepared by the government. Many drivers in the United States have complained about this issue as well – noting how dangerous it is for drivers to be blinded by oncoming headlights while on the road – and certain states like Hawaii and Massachusetts have taken action, though there has yet to be a federal response.* In more positive news from abroad, the Economic Times reports China has enacted an anti-misinformation law dictating that, “if you are an influencer and… want to discuss ‘serious' topics - such as finance, health, medicine, law or education - you must provide proof of relevant professional credentials.” This law will also ban “advertising for medical products and services,” which also covers supplements and health foods. Other reports indicate that the fines for violating this law could be as high as ¥100,000. The proliferation of medical misinformation has become a major issue for governments the world over and in the U.S. has incubated a vast underworld of medical conspiracy theories and dubious health products. It is heartening to see something being done to protect consumers' health and safety.* Speaking of someone doing something, Democratic congressional candidate Kat Abughazaleh made headlines a month ago for blocking vehicles outside of an ICE facility in Broadview, Illinois, where she is running for office. Now, NBC reports she has been indicted by a special federal grand jury, “alongside five other people, including two other political candidates.” Abughazaleh responded to the indictment, writing “This political prosecution is an attack on all of our First Amendment rights. I'm not backing down, and we're going to win.” Her lawyer, Josh Herman, added, “This is a political prosecution that tries to turn dissent and First Amendment opposition to the Trump administration's cruel policies into a conspiracy…Kat has steadfastly opposed those policies and she will fight these charges with the same principled determination.” The defendants have not been arrested but will surrender to the court next week.* Finally, Palestine Legal has scored a major victory. The group reports that “The First Circuit…[has] ruled that pro-Palestinian slogans, encampments and criticism of Zionism is protected by the First Amendment -- tossing out a Zionist complaint targeting pro-Palestinian organizing at @MIT.” Furthermore, the court found that “Slogans such as From the river to the sea, Palestine will be free, intifada revolution, and calling Israel's actions a genocide -- and more -- do not target Jewish or Israeli students on the basis of their identity… but target Israel over its treatment of Palestinians.” This is a win for the David side of the David and Goliath struggle between pro-Palestine student groups and the universities where they are organizing – which are themselves under immense pressure from the Trump administration to stifle pro-Palestinian speech. Hopefully, this gives organizers the necessary breathing room they need to regroup as the Trump-brokered ceasefire grows ever shakier.This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe

Vision Jet owner Ken joins Max Trescott to recount an unforgettable five-day training adventure that bridged the gap between piston flying and turbine jet proficiency. As a longtime Cirrus SR22 pilot from the Boston area, Ken had spent nearly a decade flying for both business and family trips, rarely exceeding 300 nautical miles from home. When he decided to upgrade to a 2019 G2 Vision Jet, he wanted more than a checkout—he wanted a head start on mastering the airplane before tackling the Cirrus type rating course in Knoxville.   In this episode, Ken explains how his "pre-SOE" plan came together. After reaching out to Max, the two pilots scheduled nearly a week of flying to experience diverse weather, airports, and procedures. The goal: to learn the G3000 avionics, improve cockpit workflow, and build real-world familiarity before entering formal training. Their first day took them from Bedford, Massachusetts, to Burlington, Vermont, and then to Lancaster, Pennsylvania, where Max demonstrated how to safely cancel IFR and load a visual approach when haze and sun glare limited visibility. That night, while returning to Bedford, they learned the importance of aiming for runway aiming points—not the numbers—especially during night landings in jets. Day two brought a new challenge: deciding whether to fly west toward the Rockies or south toward better weather. A massive cold front made the decision easy, and the pair headed south instead. After a scenic leg along Long Island to Atlantic City, Ken received what Max called "the longest IFR clearance ever." Rather than manually entering the clearance into the G3000, Max showed how to import the flight plan directly from ForeFlight—a huge time-saver for managing long routes. That evening's destination was Greene County, Georgia (3J7), near Ken's in-laws' home at Lake Oconee. The stop held sentimental value: it was the same airport where Ken had first landed years earlier with his brand-new SR22. The next morning brought low fog and another teachable moment. When poor cell coverage prevented them from obtaining an IFR release, Max used the Vision Jet's SAT phone to call clearance delivery—a practical use for a feature many pilots overlook. Later that day, while practicing a VX climb—a maximum-performance takeoff used for steep departure gradients—Ken forgot to raise the landing gear, a common mistake during the high-workload maneuver. The oversight led to a discussion about better cues, timing, and division of tasks between pilots to avoid forgetting critical steps. They also discovered that one set of keys had been left in the cabin door—a harmless but memorable moment that required returning to the airport to retrieve them. From Georgia, they flew to Asheville, North Carolina, for real-world mountain experience, and then to John C. Tune Airport in Nashville. When ATC issued a last-minute vector, Max demonstrated how to safely "do nothing"—allowing the autopilot to intercept as planned instead of overcomplicating things. On day four, they returned to Boston. At night, controllers twice ignored their request for an ILS approach into Bedford, forcing a visual approach at higher altitude and steeper descent rates. Max explained why instrument approaches at night are always safer, and how overworked controllers sometimes inadvertently increase pilot workload. The final day offered a lighter tone: a short hop to Nantucket, one of Ken's favorite destinations. There, Max illustrated how adjusting throttle settings and altitude can drastically change fuel burn—saving nearly 18 gallons on a short leg by reducing power. Ken wrapped up by reflecting on what he gained from the experience: confidence, familiarity with the Vision Jet's systems, and a deeper appreciation for proactive learning. "I encourage other pilots to build their own syllabus," he said, "because flying with an instructor like Max before formal training was both incredibly valuable and a lot of fun." Whether you fly a Cirrus SR22 or aspire to own a Vision Jet, this episode is packed with insights about transition training, pre-type preparation, and real-world decision-making that can make any pilot safer and more capable. If you're getting value from this show, please support the show via PayPal, Venmo, Zelle or Patreon. Support the Show by buying a Lightspeed ANR Headsets Max has been using only Lightspeed headsets for nearly 25 years! I love their tradeup program that let's you trade in an older Lightspeed headset for a newer model. Start with one of the links below, and Lightspeed will pay a referral fee to support Aviation News Talk. Lightspeed Delta Zulu Headset $1299 NEW – Lightspeed Zulu 4 Headset $1099 Lightspeed Zulu 3 Headset $949Lightspeed Sierra Headset $749 My Review on the Lightspeed Delta Zulu Send us your feedback or comments via email If you have a question you'd like answered on the show, let listeners hear you ask the question, by recording your listener question using your phone. News Stories Hurricane Melissa relief by GA groups has begun Shutdown Driving Controllers Away From the Profession Garmin unveils two new pilot watches Pocket carbon monoxide detector for pilots introduced Missionary Pilot Kidnapped in Niger's Capital Fuel exhaustion leads to crash Dehavilland Beaver Crashes in Alaska after spotting Wolves After an emergency landing in Minnesota, plane seized by Indians Mentioned on the Show Buy Max Trescott's G3000 Book Call 800-247-6553 Lightspeed Delta Zulu Headset Giveaway NTSB News Talk Podcast UAV News Talk Podcast Rotary Wing Show Podcast Buy ForeFlight Sentry ADS-B Receiver Montana small aircraft crash rate among highest in the nation Free Index to the first 282 episodes of Aviation New Talk So You Want To Learn to Fly or Buy a Cirrus seminars Online Version of the Seminar Coming Soon – Register for Notification Check out our recommended ADS-B receivers, and order one for yourself. Yes, we'll make a couple of dollars if you do. Get the Free Aviation News Talk app for iOS or Android. Check out Max's Online Courses: G1000 VFR, G1000 IFR, and Flying WAAS & GPS Approaches. Find them all at: https://www.pilotlearning.com/ Social Media Like Aviation News Talk podcast on Facebook Follow Max on Instagram Follow Max on Twitter Listen to all Aviation News Talk podcasts on YouTube or YouTube Premium "Go Around" song used by permission of Ken Dravis; you can buy his music at kendravis.com If you purchase a product through a link on our site, we may receive compensation.

November 2025 meditations are written by Bird Treacy and recorded by Fidela Werner. Support this podcast at ⁠⁠⁠⁠⁠⁠forwardmovement.org/donate⁠⁠⁠⁠⁠⁠. Bird Treacy, a Christian formation director, Godly Play trainer, consultant, writer, and cat lady, lives with her wife in Massachusetts.

Jeff Clements is the co-founder and CEO of American Promise. He served twice as Assistant Attorney General of Massachusetts, most notably as Chief of the Public Protection and Advocacy Bureau, where he led more than 100 attorneys and staff in critical law enforcement areas, including consumer protection, antitrust, and unfair trade practices. A frequent national speaker and author of a 2014 book called the "definitive guide to overturning Citizens United," Jeff's commentary has appeared in major outlets including The New York Times, Financial Times, and Newsweek. Get his 2014 book Corporations Are Not People here: https://amzn.to/48WFKJV Anthony Scaramucci is the founder and managing partner of SkyBridge, a global alternative investment firm, and founder and chairman of SALT, a global thought leadership forum and venture studio. He is the host of the podcast Open Book with Anthony Scaramucci. A graduate of Tufts University and Harvard Law School, he lives in Manhasset, Long Island.

Chet reached out to the show to let us know that he heard the recent Agawam episode and he also has an encounter story to share of something that happened in a very close area.Also, we already have a voicemail update about the North Shore Sasquatch episode from Essex County! 

Two federal judges have ruled that the Trump administration must continue SNAP payments despite the government shutdown. The decision, issued in Massachusetts and Rhode Island, affects 42 million Americans who rely on food assistance each month. Learn more about your ad choices. Visit megaphone.fm/adchoices

And for more content, check out our YouTube page: https://www.youtube.com/@DirtyMoMediaReal fans wear Dirty Mo. Hit the link and join the crew.

In breaking news, two Obama-appointed judges—one in Rhode Island and one in Massachusetts—have issued emergency orders ensuring that $6 billion in contingency funds will flow to 40 million Americans living below the poverty line, many of them Trump voters, to prevent a catastrophic cutoff in food stamp payments. Michael Popok explains why there are two separate lawsuits on the same issue, how each judge approached the case differently, and why both rulings ultimately reach the same critical outcome. Harry's: Our listeners get the Harry's Plus Trial Set for only $10 at https://www.Harry's.com/LEGALAF #harryspod Subscribe to  @LegalAFMTN  today! Visit https://meidasplus.com for more! Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Coalition of the Sane: https://meidasnews.com/tag/coalition-of-the-sane Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

SOURCES:A timeline of major events in the Ana Walshe caseKaren Read evidence to trickle into 4 other murder cases — including Brian Walshe - masslive.comJudge Cannone taken off Brian Walshe murder case. Walshe is accused of killing wife, AnaDistrict of Massachusetts | Brian Walshe Sentenced for Scheme to Sell Counterfeit Warhol Paintings | United States Department of JusticeArt fraud conviction may have motivated Brian Walshe in wife's murder case | Fox News7 Shocking Details Revealed in Ana Walshe Murder CaseMurder warrant issued for husband of Massachusetts mom who went missingBrian Walshe Had History of Art Fraud, Meddling With InheritancePolice issue warning about potential scams amid Ana Walshe caseCan Brian Walshe inherit from his wife Ana's estate? | Monteforte Law, P.C.Friend of Ana Walshe says her skin crawled when she saw Brian smile at court & thinks there's little chance she's alive | The US Sun

In this episode, Becky Chambers, holistic health practitioner, author, and expert on whole body vibration therapy, explores how physical vibration can awaken your body's innate ability to heal. Becky shares her remarkable journey from chronic illness to vibrant health through vibration therapy — and reveals how this simple yet powerful practice can improve bone density, boost mood, balance the gut, support lymphatic flow, and even enhance spiritual alignment.Laura and Becky also dive into the energetic side of vibration — how it connects with your chakras, emotional flow, and life force energy. Discover how vibration can help you detox, strengthen your body, and raise your frequency — naturally.Learn more about Becky's work at bcvibranthealth.comBio:Becky Chambers is a natural health practitioner, a leading expert on Whole Body Vibration (WBV), and the founder of Vibrant Health.  Becky has written six books about Whole Body Vibration, including the best-selling book on the subject since its release over a decade ago. Released in 2024, the 2nd edition of Whole Body Vibration: The Future of Good Health includes exciting new research, benefits, and the latest advances in vibration platform technology. Becky has a Bachelor of Science degree from the University of Massachusetts, a master's in education from Lesley College, and a graduate degree in natural health from Clayton College of Natural Health.Laura is a Celebrity Psychic who has been featured by Buzzfeed, The Weakest Link, Beast Games, NBC, ABC, CBS, FOX, the CW, Motherboard by Vice Magazine and the #1” Ron Burgundy Podcast” with Will Ferrell. Laura Powers is a clairvoyant, psychic medium, writer, actress, producer, writer, and speaker who helps other receive guidance and communicate with loved ones. Laura travels nationally and internationally for clients, events, television appearances, and speaking engagements. She is also the author of 7 books on the psychic realm and 1 book on podcasting. Laura also works as a psychic, entertainer, and creative entrepreneur.For more information about Laura and her work, you can go to her website www.healingpowers.net or find her on X @thatlaurapowers, on Facebook at @realhealingpowers and @mllelaura, and on Instagram, TikTok and Insight Timer @laurapowers44.

On today's MJ Morning Show:What did MJ forget to take home?Morons in the newsStaffer for Massachusetts governor had cocaine deliveredVillages moronsWoman caught relieving herself in public is a judgePolice officer on Zoom court call was pantslessMJ's Halloween block partyPotatoes for HalloweenGuy has a huge pumpkin dropped onto his Geo MetroMJ's candyFester's car on loan from Veteran's FordDiddy's prison location revealedWomen under 30 getting plastic surgeryIt's Fester viewing, er, manatee viewing season at the TECO viewing centerNo new SNAP benefits this month, what will the reaction be?Google and GmailRestaurant snapping back at bad reviewsSomething MJ does in the darkNew homeowner finds body in houseKing Charles strips Prince Andrew of titleMultiple arrested for being nude at non-nude beachHow many pieces of mail does the USPS lose?Plane diverted to Tampa after turbulenceAngry Joe airs out his grievancesLook-A-Like candiesWomen smoking pot while pregnantPut aluminum foil on your front door for securitySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dale Earnhardt Jr. welcomes in the NASCAR Xfinity Series championship competitors for a driver tell-all before the big race this weekend. He is joined by Connor Zilisch, Justin Allgaier, Carson Kvapil and Jesse Love to discuss their seasons and path for surviving elimination at Martinsville. Plus, Dale breaks some news on the show.Dale starts by getting to know Love, who is the lone driver competing from outside the JR Motorsports garage. Coming from the prosperous open wheel scene in California, Jesse made motorsports headlines when he became the youngest ARCA Champion in history in 2023. Kvapil comes to the table as a rookie in the series, making the final four in his first full-time attempt. He and Dale have an extensive track history together, as Carson competed in the JRM late model stock program and captured the 2022 and 2023 CARS Tour crowns.  It's been a banner year for Zilisch, as he's captured ten victories and has shown dominance on virtually every type of track on the schedule. As he plans to depart for a full-time Cup slate with Trackhouse in 2026, he explains that no matter what happens in Phoenix, this year has been a smashing success. The group of four is anchored by the elder statesman, longtime veteran, and reigning Xfinity Series champion Allgaier. After having gone through this exact process just a year ago, he explains that this year he is much calmer and advises his younger competitors to enjoy every moment and not take anything for granted. And for more content check out our YouTube page: https://www.youtube.com/@DirtyMoMediaReal fans wear Dirty Mo. Hit the link and join the crew.

Chit Chat Wednesday brings on Daniel Koh, a friend and policy pro running for Congress in MA-6, to cut through DC fog with plain talk about how the House works, why algorithms reward outrage, and how good government looks from the White House down to a town liquor license. He argues results beat rhetoric, explaining how barriers kick people off Medicaid, why neighbors and clergy helped Boston cut homicides, and how DC's status games and two-minute TV hits make politicians worse at actual service. Jared pushes on slogans, civility, and the comedy-politics attention trap, while Daniel defends debating with facts instead of haymakers and says local responsiveness should follow you to Congress. They field a dating question about “moderates,” urging specifics over labels and partnership values that show up in real life. Then it's King of the World: make trains reliably on time and fix those bathroom doors, explore heated roads and smarter lights, structure debates around substance, and upgrade broadband while keeping kids' smartphones out of school. They wrap with fundraising reality, a promise to communicate like humans, and an open invite for Massachusetts listeners to get involved.The best way to cook just got better. Go to http://hellofresh.com/JTRAIN10FM to get 10 free meals + a free item for life. One per box with active subscription. Free meals applied as discount on first box, new subscribers only, varies by plan.