Podcasts about Roadmap

Self-Leadership: The Roadmap to Healing, Hope, and Deeper Intimacy In this episode of the Human Intimacy Podcast, Dr. Kevin Skinner and MaryAnn Michaelis reflect on Marianne's powerful experience presenting at the ITAP (International Institute of Trauma and Addiction Professionals) Conference, where she introduced a healing-intensive approach combining Frazier's Dissociative Table and Accelerated Resolution Therapy (ART). Together, they explore the theme of self-leadership—what it means to take ownership of your healing journey and to navigate pain, trauma, and emotional disconnection with intention and insight. They dive into the importance of understanding our internal parts, drawing from Richard Schwartz's Internal Family Systems (IFS) and his concept of “No Bad Parts.” Listeners are guided to reflect on their emotional patterns, discover the unmet needs behind their actions, and learn how to respond to their emotions with compassion rather than reactivity. The conversation emphasizes that true self-leadership is not about perfection, but about authenticity, congruency, and ultimately, the ability to show up more fully in our most important relationships. Whether you're healing from betrayal, navigating relationship challenges, or seeking personal growth, this episode offers practical insights and encouragement to help you reconnect with yourself and others. Key Topics Covered: The role of self-leadership in trauma recovery and personal transformation Using the Dissociative Table and ART in a one-day intensive model Internal Family Systems and understanding our emotional “parts” The difference between insight and action in behavior change How trauma can lead to emotional reactivity and how to regulate it Why connection is the ultimate goal of healing and self-mastery The importance of giving yourself permission to pause and prioritize healing Resources Mentioned: Frazier's Dissociative Table Technique – A tool to identify internal parts and unresolved trauma Accelerated Resolution Therapy (ART) – A trauma-informed approach for rapid emotional processing Internal Family Systems (IFS) by Richard Schwartz Book: No Bad Parts by Dr. Richard C. Schwartz Seven Habits of Highly Effective People by Stephen R. Covey (reference to “Sharpen the Saw”) Loving-Kindness Meditation – A mindfulness practice focused on compassion for self and others Emotionally Focused Therapy (EFT) – Insights on unmet needs and attachment ruptures in couples Quote from C.S. Lewis – “There are no ordinary people. You have never talked to a mere mortal.” Listener Takeaway: You don't have to be perfect to lead yourself well. Begin by noticing your patterns, asking what your emotions are trying to tell you, and taking small, intentional steps toward the connection and healing you deserve. Self-leadership is ultimately a journey toward becoming the kind of person who can love—and be loved—deeply.

In this episode we are privileged to welcome the 2024-2025 USPORTS Womens volleyball national championship coach Ken Bentley who secured his 7th national championship in his career. He shares a wealth of knowledge including:  Strength Training Program and Philosophy  Off season planning and schedule  Training technical work  Planning for upcoming season  Match Preparation  What made him win a championship  Setting technical work  And a few more key concepts  Click here to join Digital Volleyball Academy or visit www.digitalvolleyballacademy.com  Click here to join my free workshop or visit www.volleyballworkshop.com Reach out via Instagram @BrianSingh_CoachB

In this interview, TG Watkins, Director of Stocks at Simpler Trading and Editor of Profit Pilot, returns with a recap of his S&P 6,000 market call, a forecast he made three weeks ago when sentiment toward U.S. equities was deeply bearish. Not only did his contrarian view play out, but TG also shares how he turned $46K into $719K in just 30 days, trading SOXL call options.   What you'll learn in this episode: How TG predicted the S&P's surge to 6,000 despite overwhelming pessimism Why the Moody's downgrade may have accelerated the bullish setup The market implications of a China-U.S. trade thaw and upcoming tax/deregulation initiatives Key sectors he's watching next - AI, robotics, SMRs (small modular reactors), and specific names like OKLO TG's current stance on gold after its blow-off top and technical levels to monitor TG breaks down: Why sentiment, positioning, and capital flows were perfectly aligned for a melt-up His use of leveraged ETFs and options for maximum reward The tactical shift from mega-caps to selective small-cap opportunities   Click here to watch TG explain how he made 1,463% in Just 30 Days. 

Matt Derrick of Chiefs Digest and Nick Jacobs of KSHB 41 break down the Kansas City Chiefs’ 2025 schedule. From potential trap games to primetime showdowns, they share their early predictions, toughest stretches, and record projections. How tough is the road to another playoff run? Find out in this episode of “41 Is the Mic.”See omnystudio.com/listener for privacy information.

Richard Lawson's Book: The Artist's Roadmap: Navigating Your Career in SHOW Business https://a.co/d/alkxz8B   Follow Richard Lawson: https://linktr.ee/richardlawson https://studio.richardlawson.net/ https://www.instagram.com/mrrichardlawson/?hl=en   Beverly Hills Precious Metals Exchange - Buy Gold & Silver https://themelkshow.com/gold/ Speak with Gold Expert Andrew Sorchini…Tell Him Mel K Sent You!   Order Mel's New Book: Americans Anonymous: Restoring Power to the People One Citizen at a Time https://themelkshow.com/book   Dr. Zelenko Immunity Protocols https://zstacklife.com/MelK   We the People must stand strong, stay united, resolute, calm, and focus on the mission.   We at www.themelkshow.com want to thank all our amazing patriot pals for joining us on this journey, for your support of our work, and for your faith in this biblical transition to greatness. We love what we do and are working hard to keep on top of everything to help this transition along peacefully and with love. Please help us amplify our message: Like, Comment & Share!   The Show's Partners Page: https://themelkshow.com/partners/ Consider Making A Donation: https://themelkshow.com/donate/   Another way to get involved and find ways to become active in the community is to come meet Mel and many amazing truth warriors at our upcoming live in-person speaking events. Together we are unstoppable. We look forward to seeing you. God Wins! https://themelkshow.com/events/ Remember to mention Mel K for great discounts on all these fun and informative events. See you there! Our Website www.TheMelKShow.com Support Patriots With MyPillow Go to https://www.mypillow.com/melk Use offer code “MelK” to support both MyPillow and The Mel K Show   Mel K Superfoods Supercharge your wellness with Mel K Superfoods Use Code: MELKWELLNESS and Save Over $100 off retail today! https://themelkshow.com/partners/   Healthy Hydration: https://themelkshow.com/partners/   Patriot Mobile Support your values, your freedom and the Mel K Show. Switch to Patriot Mobile for Free. Use free activation code MELK https://themelkshow.com/partners/   HempWorx The #1 selling CBD brand. Offering cutting edge products that run the gamut from CBD oils and other hemp products to essential oils in our Mantra Brand, MDC Daily Sprays which are Vitamin and Herb combination sprays/ https://themelkshow.com/partners/   Dr. Zelenko Immunity Protocols https://zstacklife.com/MelK   The Wellness Company - Emergency Medical Kits: https://themelkshow.com/partners/   Dr. Jason Dean and BraveTV bring you the most innovative and cutting edge science in Nutrition with Nano-Particle Detoxification, The Full Moon Parasite Protocol and Clot Shot Defense. https://themelkshow.com/partners/   Dr. Stella Immanuel, MD. Consult with a renowned healthcare provider! Offering Telehealth Services & Supplements. Use offer code ‘MelK' for 5% Off https://themelkshow.com/partners/   Rumble (Video) - The Mel K Show: https://rumble.com/c/TheMelKShow Twitter: https://twitter.com/MelKShow Twitter (Original): https://twitter.com/originalmelk TRUTH Social: https://truthsocial.com/@themelkshow Instagram: https://www.instagram.com/themelkshow/ CloutHub: https://app.clouthub.com/#/users/u/TheMelKShow Mel K Show Video Platform (Subscription): https://www.themelkshow.tv Bitchute: https://www.bitchute.com/channel/Iw2kiviwZpwx/ Podbean: https://themelkshow.podbean.com/ Gab: https://gab.com/MelKShow GETTR: https://www.gettr.com/user/themelkshow Locals.com: https://melk.locals.com/ Banned Video: https://banned.video/channel/the-mel-k-show Brighteon: https://www.brighteon.com/channels/themelkshow  

In this episode of The Lobby Shop, Liam Donovan provides an update on the budget reconciliation process in Congress, and the team dives into the proposed House cuts to energy programs funded by the Inflation Reduction Act, proposed Medicaid reductions, and the ongoing debate over SALT deductions—along with the challenges the legislation faces in the Senate and a tight legislative timeline. Josh and Paul also examine the current state of the Trump Administration's tariffs, including the temporary easing of the U.S.–China trade war, multiple Section 232 investigations, and the complex policy landscape companies must navigate amid evolving tariff rules.

Send us a textIn today's episode, I'm joined by two of the loveliest humans—Sarah and Celeste from Natural Supply Co. These two are not only the co-founders of one of Geelong's most beloved retail stores, but they've also built a beautiful, values-led business that's stayed true to its roots while growing sustainably.We talk about:How their friendship started over coffee (and a shared love of cute stationery and beauty products)The evolution of their business from pop-ups to full-blown bricks-and-mortarWhy they moved out of their OG retail space and the big energy shift in their new storeThe realities of managing a retail business through COVID (while homeschooling, no less!)The buying trips, the mistakes, the soft rebrand (hello, party frogs

OpenAI's Sam Atlman discussed the next three years of AI advancements while Google's brand new AlphaEvolve model codes new algorithms on its own. And good lord, the babies.  We also dig into OpenAI HealthBench out-diagnosing real doctors, Anthropic's rumored reasoning-hybrid Opus & Sonnet updates, and Tesla's newly refreshed sim-to-real dancing Optimus robot.  Plus, Gavin's free build of an AI baby podcast clip and Kevin's take on why recursive self-learning changes everything, Stable AI's on-device Stable Audio music generator, and Runway “References” turning old photos into time-travel podcasts. And a Unitree robot casually stomping toddlers' sneakers. For science, of course. NAP TIME IS OVER. THE AI BABIES ARE RUNNING THE SHOW. #ai #ainews #openai Join the discord: https://discord.gg/muD2TYgC8f Join our Patreon: https://www.patreon.com/AIForHumansShow AI For Humans Newsletter: https://aiforhumans.beehiiv.com/ Follow us for more on X @AIForHumansShow Join our TikTok @aiforhumansshow To book us for speaking, please visit our website: https://www.aiforhumans.show/   // Show Links // Sam Altman's Roadmap For the Next Three Years (2025 agents, 2026 healthcare + new science, 2027 robots) https://youtu.be/ctcMA6chfDY?si=SRE0aV8bJC5yK_V3 Google Deepmind's AlphaEvolve https://deepmind.google/discover/blog/alphaevolve-a-gemini-powered-coding-agent-for-designing-advanced-algorithms/ Google's New “always-on” AI Software Agent  https://www.theinformation.com/articles/google-developing-software-ai-agent-pinterest-like-feature-ahead-o?rc=c3oojq&shared=4b657b5ffba7d7cd New Anthropic models of Claude & Opus Rumored https://www.theinformation.com/articles/anthropics-upcoming-models-will-think-think?rc=c3oojq&shared=41004a70b4c5766a OAI Head of Research Says Models Capable of “Original Thinking” https://www.nature.com/articles/d41586-025-01485-2 OpenAI's Health bench https://openai.com/index/healthbench/ New Tesla Optimus Dancing Video  https://x.com/Tesla_Optimus/status/1922456791549427867 Unitree Robot Steps on a kids foot  https://www.reddit.com/r/singularity/comments/1khm8lc/unitree_g1_steps_on_a_childs_foot/ Sam + Elon + More in Saudi Arabia https://www.nytimes.com/2025/05/13/us/politics/trump-saudi-business-lunch-musk-altman.html Stargate in the UAE  https://www.theinformation.com/briefings/openai-announce-stargate-data-center-uae?rc=c3oojq Baby Podcast TakeOver The first big one  https://www.tiktok.com/@jonlajoiecomedy/video/7495865672107379999 Theo Von's Baby Podcast https://www.tiktok.com/@theovon/video/7501807442838293790 Our Old Baby Podcast https://x.com/AIForHumansShow/status/1826784353046986987 Very Good Neal de Grasse Tyson DeepFake https://www.reddit.com/r/ChatGPT/comments/1kidan0/i_didnt_know_this_was_ai_until_i_read_the_comments/ AI Pope (well, really the new Pope picked his name cuz of AI) https://www.reddit.com/r/singularity/comments/1kkp7yt/leo_xiv_bachelor_of_science_degree_in_mathematics/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button Copyright AI Drama https://x.com/LuizaJarovsky/status/1921286826402422927 Head of Copyright Office Fired https://www.theguardian.com/us-news/2025/may/12/trump-fires-copyright-office-shira-perlmutter Immense Verge Follow-Up (might be hardcore copyright people rather than AI friendly people) https://www.theverge.com/politics/666179/maga-elon-musk-sacks-copyright-office-perlmutter Stable Audio Small https://x.com/StabilityAI/status/1922675163411497094 The Colorless Man  https://www.reddit.com/r/midjourney/comments/1kls7kl/the_colorless_man_short_film_made_with_a_600/ Point & Click AI Art Driven Game https://x.com/alexfredo87/status/1921653801909383631 DXRG Trader AI Agent Game  https://x.com/DXRGai/status/1922389687207133587 Runway References Examples https://x.com/AIForHumansShow/status/1921229447627165946 https://x.com/runwayml/status/1922336106676212161/photo/1 https://x.com/c_valenzuelab/status/1922091462277169558 https://x.com/c_valenzuelab/status/1922016949300552073  

On today's episode of The Hydrogen Podcast, we dive into three major stories reshaping the global hydrogen landscape:

In the wake of 2020's seismic shifts in public perception, police agencies across the country are reevaluating their strategies for preventing crime. While reactive policing still dominates the landscape, there's growing recognition that proactive strategies — built on research, precision and community engagement — offer a more sustainable path forward. In this episode of the Policing Matters podcast, host Jim Dudley sits down with one of the leading voices in evidence-based policing to discuss how officers and agencies can move beyond fear and resistance and toward effective, proactive crime reduction. Dr. Cynthia Lum is a former Baltimore police officer turned professor of criminology, law and society, and director of George Mason University's Center for Evidence-Based Crime Policy. A national leader in translating research into practice, Dr. Lum discusses how police can break away from outdated “toolkits” and instead build smarter, more strategic approaches to patrol. She emphasizes that proactive policing isn't about doing more stops — it's about doing the right work in the right way, backed by data and shaped by mentoring, organizational support and critical thinking. About our sponsor This episode of the Policing Matters podcast is sponsored by OfficerStore. Learn more about getting the gear you need at prices you can afford by visiting OfficerStore.com.

Learn more about PEAK FREEDOM Feeling like your firm has taken on a life of its own?In this episode, you'll hear a live Roadmap Session with a CPA whose growth has gotten away from her. Success is great! Until you buckle under the weight of it. Tune in to hear how we break her firm down—and then build a practical, doable plan to reclaim control without giving too much away.…Link to full shownotes: https://www.businessstrategyforcpas.com/348…If you feel trapped by your own accounting firm, I can help you stop the chaos and end the long hours without losing revenue or hiring. Join 3000+ other CPAs who get my single-tip daily emails..Subscribe here: geraldinecarter.com/subscribe.Readers say they love it because they're short and on point.…Want client interviews?310 From Exhausted to Having Her Life Back: Wendy Norman, CPA304 From 55 Down to 15 Hours; Same Take-Home Pay with Melissa Downs, EA293 What it Takes to Work 15 Hours per Week with Erica Goode, CPAComplete list:geraldinecarter.com/client-interview-episodes…FOUR ways I help overworked CPAs go down to 40 hours without losing revenue or hiring:THE EMAIL COURSE – Freegeraldinecarter.com/stop-working-weekendsStop Working Weekends will teach you how to reduce your hours without giving up revenue. THE BOOK – $9.99geraldinecarter.com/bookDown to 40 Hours – A Roadmap for CPAs to End Overworking Without Losing RevenuePEAK FREEDOM COMMUNITY – $197/mogeraldinecarter.com/peak-freedomFor solo and small accounting firm owners who want to rise above the insanity of hustle-cultureDOWN TO 40 HOURS ACCELERATOR – $995/mogeraldinecarter.com/40For the overworked CPA at multiple six figures of revenue who is ready to stop working weekends, wants to implement overdue changes, and doesn't want to do it alone. You'll make progress faster and with more confidence. …

What separates thriving businesses from those that fail? In this episode of The Overlap Podcast, hosts Sid Sexton and Keith Glines unpack five critical mistakes that can derail your business and share actionable insights to avoid them. Drawing from their own experiences in entrepreneurship and lessons from jujitsu, they explore how to stay competitive, embrace criticism, and prioritize profit. Whether you're a seasoned business owner or just starting out, this episode offers practical strategies to fuel growth across work, leadership, and life. What You Will Learn How to identify and reach your target market effectively Why throwing money at problems can backfire The importance of profit as the lifeblood of your business How to handle criticism without letting ego get in the way Why ignoring your competition could cost you everything Key Topics Discussed The hidden dangers of not knowing your market and how to fix it Why money doesn't solve all problems and what to do instead The surprising link between jujitsu and learning from business mistakes How arrogance can blind you to competition and criticism Real-world examples of businesses that failed by ignoring key principles Show Resources and Links The E-Myth Revisited by Michael Gerber: Referenced in the episode for its insights on why entrepreneurs struggle with business systems. Available at major bookstores. Simple Numbers, Straight Talk, Big Profits by Greg Crabtree: Recommended for understanding the importance of profit and tax strategy. Available at major bookstores. Roadmap for Growth: Online course by Chris Francis and Rick Miller for scaling small service businesses. Learn more at treebusiness.com. The Overlap Podcast Sponsors: Visit overlaplife.com/sponsors for more information on our partners. Sponsor Spotlight Barranco & Associates: Johnny Barranco and his team provide holistic financial consulting and tax preparation to align your business with long-term goals. barrancoandassociates.com Content Fresh: Transform your social media presence with Content Fresh, the team behind The Overlap Podcast's 2235% growth across platforms. contentfresh.com C2 Wealth Strategies: Wes Cody and his team at C2 Wealth Strategies offer personalized financial planning to help you achieve wealth and freedom. c2wealth.com Quotes "Mistakes are actually where you learn. The people that can fearlessly move forward, make a decision, see what works, what doesn't, and then move forward again faster—those are the people that win." – Sid Sexton "Numbers are the language of business. The only reason a business goes out of business is they run out of cash." – Keith Glines "If you are not the problem, you don't have any answers. You can only control yourself." – Sid Sexton Mistakes are inevitable, but they don't have to define your business. By knowing your market, prioritizing profit, embracing criticism, and keeping an eye on the competition, you can turn setbacks into stepping stones. Tune in to The Overlap Podcast next week for more actionable insights to grow your business, leadership, and life. Share this episode with a fellow entrepreneur and leave a review to help us reach more listeners.

0:00 - Vic guaranteed it! His loins decreed it! The Nuggets WILL win Game 6! It is decided!15:30 - What's the roadmap for the Nuggets in these next 2 games? (hopefully it's plural). After that, Rob Manfred/the MLB had a big announcement yesterday that has the baseball purists clutching their pearls. 32:53 - Not to state the obvious, but Kendrick Perkins is an idiot. Last night, he tweeted something that reached new levels of idiocy, even for him. 

Subject: Wednesday Speaker or Performer: Pastor Sheerin Scripture Passage(s): Proverbs 16:9, Psalms 34:13-15 Date of Delivery: May 14, 2025

Hitting your first $100K in real estate isn't just a goal—it's the foundation of your business. But the journey? It's not always pretty. It's filled with mindset battles, mistakes, and moments where you question everything.In this powerful behind-the-scenes episode, I'm sharing the three most important (and most painful) lessons I learned while building my first six-figure year—so you can avoid the same mistakes and fast-track your own success.Whether you're just getting started or stuck trying to scale, this episode will help you get clear, get focused, and believe it's possible for you too.• Why belief in yourself has to come before the income • The difference between being busy vs. doing the right things • The 5 lead gen fundamentals you should be prioritizing every single day • Why trying to do it alone slows your growth (and what to do instead) • How coaching and accountability changed my business foreverAsk yourself: What belief is holding me back from hitting my first $100K? Write it down—and then reframe it. You'll be surprised how much shifts when your mindset does.

In this informative video, Elizabeth Inman, a retired USPS and FERS retiree, explains the 7 types of Federal Retirement, how they are different, and what to avoid when making this important decision. As with many things, there are a lot of details and options within each of these types of Federal Retirement, so if you want more information, we've made it easy to get the right information into your hands. Simply visit www.FEBCnow.com and click on the pop-up window that says "Roadmap to Success." How can you be sure you are making the right decisions about your Federal Retirement? The good news is that there is a single solution that can cause these concerns to melt away, and it's free. It's called a Federal Benefits Analysis Report, and it's available to you at www.FEBCnow.com. If you are currently considering retirement from the Federal Government, we recommend getting a Federal Benefit Analysis Report in your hands to make sure you are making the best decisions possible. It's simple, fast and free.

Thanks to our Partners, NAPA Auto Care and NAPA TRACS  The episode explores key strategies for improving technician retention in the automotive industry, focusing on work-life balance, continuous education, open communication, and positive workplace culture. David Boyes highlights the Today's Class app, which uses short, gamified, daily learning for technicians and service advisors to boost engagement. He also discusses his blog, An Automotive Shop Owner's Roadmap to Technician Retention, which outlines a six-step approach to retention, emphasizing culture, communication, and career development. David Boyes, President of ‘Today's Class”  An online learning organization that has been supporting the automotive industry for more than 20 years. David's previous episodes HERE Show Notes Watch Full Video Episode Optimize training with Today's Class: In just 5 minutes daily, boost knowledge retention and improve team performance. Find Today's Class on the web at https://www.todaysclass.com/ https://www.todaysclass.com/blog/tips-recruit-talent-tech-shortage  Introduction and Welcome (00:00:00) Engagement with Technicians (00:01:55) Gamification in Training (00:02:04) Daily Engagement Process (00:02:52) Continuous Education Importance (00:03:38) White Paper on Technician Retention (00:04:37) Overview of Retention Strategy Steps (00:04:47) Impact of Employee Turnover (00:07:10) Cultural Challenges in Retention (00:08:19) Sharing Success Stories (00:09:31) Building a Career Path (00:14:33) Developing a Retention Strategy (00:15:06) Unlimited PTO Discussion (00:16:11) Work-Life Balance Challenges (00:17:01) Importance of Training (00:18:05) Measuring Success (00:19:10) Seasonality in Business (00:20:25) Communication via the App (00:24:45) Company Evolution (00:24:04) Thanks to our Partners, NAPA Auto Care, NAPA TRACS and Automotive Management Network Learn more about NAPA Auto Care and the benefits of being part of the NAPA family by visiting https://www.napaonline.com/en/auto-care NAPA TRACS will move your shop into the SMS fast lane with onsite training and six days a week of support and local representation. Find NAPA TRACS on the Web at http://napatracs.com/ Connect with the Podcast: -Follow on Facebook: https://www.facebook.com/RemarkableResultsRadioPodcast/ -Join Our Virtual Toastmasters Club:

Since regaining independence from the Soviet Union in 1991, Estonia has been intentional about harnessing technology to build a transparent and efficient government. And today, thanks to the country's digital-first approach and the E-Estonia initiative for government services, 100 percent of its government services are provided digitally. At last month's AITalks, Estonian Ambaassador to the U.S. Kristjan Prikk touched on his nation's digital foundation, how that has set Estonia up for successful adoption of AI and what lessons the U.S. can learn from the world leader in digital government. As the internet becomes overrun with AI slop and public trust in artificial intelligence plummets, a bipartisan group of senators want to enlist the Commerce Department in an education operation about the emerging technology. The Artificial Intelligence Public Awareness and Education Campaign Act would require the Commerce secretary to oversee an initiative to provide Americans with information about the benefits of AI in their daily lives, as well as the risks the technology presents. Sen. Todd Young, R-Ind., a co-sponsor of the bill, said in a statement that “With the rapid increase of AI in our society, it is important that individuals can both clearly recognize the technology and understand how to maximize the use of it in their daily lives.” The campaign would detail the ubiquity of AI in everyday life and highlight its benefits, including for small business owners and in workforce opportunities with the federal government. It would also note the different ways in which various regions, economies and subpopulations may interact with the technology, while making clear “the rights of an individual under law with respect” to AI. The Office of Personnel Management abruptly canceled a sole-source contract for HR services from Workday on Friday, roughly a week after it was awarded. Despite its initial justification describing the agency's urgent need for services only Workday could provide, OPM clawed back the justification and terminated the $342,200 award “for convenience.” The agency didn't respond to FedScoop's request for comment for further information about why the contract was canceled, including whether it planned to hold a competition for the award or whether not having the services quickly would impact the agency's upcoming modernization deadlines. In its original justification, OPM said that the sole-source award — those made to a single company without a bidding process — was needed “due to an urgent confluence of operational failures and binding federal mandates that require immediate action.” The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

 We explore what it really means to work with a financial adviser in retirement—going beyond investments to examine every aspect of your financial life. From rolling over your 401(k) to building a personalized plan that aligns with your goals and risk capacity, it's a deep dive that compares to a financial root canal—but one that can set you up for long-term confidence and clarity. Original Air Date: May 10, 2025 Read the Article: https://www.henssler.com/retirement-with-a-roadmap-the-role-of-a-financial-adviser 

Ever feel like a total fraud? Same. This week's episode is for anyone who's felt the pull to shrink back, stay quiet, or second guess whether you're really qualified to be doing this work. Let's get something straight: Feeling like a fraud doesn't mean you are one. In fact… it probably means the opposite. In this episode, I'm diving into: The truth about imposter syndrome (and why it hits most when you actually care) What the Dunning-Kruger effect has to do with your confidence Why copying someone else's strategy might be making you feel off The difference between being “ahead” and being “above” And the key mindset shift that will help you finally feel legit in your business If you've ever thought, “Who am I to be doing this?” — I recorded this for you, friend. You're not a fraud. You're just growing. Let's talk about it. -------------------- Want to create empathy-driven content that brings in aligned followers, nurtures your current audience, and lands you paying clients… on repeat? Let me introduce to you Content that Converts: Done-For-You 90-Day Content Plan. Let's accelerate your content machine! Claim your title as Digital CEO with Your First 100k Roadmap - 6 steps to make your first $100k online as a brand new coach, consultant, or course creator. -------------------- LET'S CONNECT

I summarize what has been covered so far on the channel & answer the question - Now What? Time for a detailed Plan of Action, Game Plan or Road Map to your future! As a Coach, my responsibility is to walk you through all the steps & stages to achieve your success! This is where the PLAN begins! Brad is a Certified Master Life Coach, Podcast Host and Author/Co-Author of three books! This channel provides a Black & White approach to Life Coaching with simple and powerful tips & techniques! If you REALLY want to change your life, Listen, Like, Share & Subscribe! DISCLAIMER:I am not a licensed psychologist or specialist healthcare professional. My services do not replace the care of psychologists or other healthcare professionals.Please note that I can't take any responsibility for the results of your actions and any harm or damage you suffer as a result of the use, or non-use of the information available on this channel. Please use your discernment and conduct due diligence before taking any action or implementing any plan or practice suggested or recommended.Please note that I don't make any guarantees about the results of the information applied on this channel. I share educational and informational resources that are intended to help you succeed in life. Your Host: Brad RichardWebsite: https://www.bradrichard.netCoaching: https://www.bradrichard.net/coachingYouTube: https://www.youtube.com/channel/UCe_HB_zdvo7X9fO49XNcbgA

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the foundational first step in their three-part Peace of Mind Pathway: The Peace of Mind Roadmap. This step is all about creating a personalized retirement roadmap to help you clearly define where you are, where you want to go, and what your journey through retirement will look like. Through real examples and a GPS-style analogy, they break down the importance of clarity and confidence when beginning the retirement planning process. The roadmap goes far beyond investments—it covers your retirement goals, Retirement income strategy, tax planning, estate planning, and more.Listen in to learn about how building a retirement-focused financial plan can reduce stress, reveal opportunities, and help you retire comfortably. You'll hear how an introductory meeting evolves into a comprehensive, personalized strategy session that gives you direction and peace of mind. With topics ranging from Roth conversions in retirement to bucket strategy retirement, this episode is perfect for anyone who's ready to take their first step toward a secure your retirement future.In this episode, find out:· Why the Peace of Mind Roadmap is critical to financial planning for retirement· How your personalized GPS for retirement guides your unique journey· The role of planning meetings and how they evolve into strategy sessions· How to evaluate your retirement destination and adjust along the way· The impact of Roth conversions, healthcare costs, and charitable giving on your planTweetable Quotes:"Your retirement plan should function like a GPS—clear, adaptable, and designed around your unique destination." – Radon Stancil"A well-crafted roadmap gives you more than numbers—it gives you the confidence to enjoy your retirement journey." – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast

Turning your hobby blog into a thriving business doesn't have to feel overwhelming. This eye-opening conversation with Amy Reinecke and Jennifer Draper of Spark Media Concepts reveals the strategic framework bloggers need to build sustainable, profitable platforms.The foundation begins with clarity. Many content creators struggle with the "multi-passionate" dilemma, resisting the focus that actually attracts their ideal audience. Amy and Jennifer explain why niching down isn't a life sentence, but rather the path to authority that allows future pivots. They share practical wisdom from supporting bloggers since 2017, emphasizing that your website remains the only digital real estate you truly own.Technical overwhelm stops many bloggers before they start. The guests break down the essential elements every blog needs: a self-hosted WordPress site, appropriate plugins, and an email marketing service that captures your audience from day one. The good news? Starting doesn't require expensive custom designs - quality themes provide everything needed for professional presentation.Content creation becomes the next hurdle. The conversation explores how burnout happens when creators attempt to produce endless original content across multiple platforms. The solution? Strategic content planning based on keyword research paired with intentional repurposing. One well-crafted blog post can generate approximately twenty pieces of content when approached systematically.Perhaps most valuable is their perspective on embracing AI as an assistant rather than replacement. Initially resistant themselves, Amy and Jennifer now leverage these tools to streamline processes, prevent burnout, and focus creative energy where it matters most. Their practical approach to technology, content planning, and audience building provides the roadmap bloggers need to transform information overload into sustainable success.Ready to move from overwhelmed to thriving? This episode delivers the clarity and confidence to build your blog with purpose.Support the show

What if divorce didn't have to be a battlefield? Susan Guthrie welcomes back Tracy Ann Moore-Grant to share a refreshingly different approach, one that skips the chaos and centers on resolution, respect, and real strategy. Tracy Ann, a seasoned family law attorney and founder of the Amicable Divorce Network, is changing the game with her court-free model that prioritizes clarity and calm over conflict. They dig into Tracy Ann's groundbreaking new book Divorce Amicably: Your Roadmap to Resolution, which brings together the wisdom of over 40 professionals (yes, including Susan!). From navigating emotional landmines to using AI tools for smarter decisions, the book covers 80+ essential topics for a smoother split.  Whether you're in the thick of it or planning ahead, this conversation proves you do have options and a powerful roadmap to guide the way. What You'll Discover in This Episode: Why amicable doesn't mean easy, and how choosing the right professionals can keep things resolution-focused instead of conflict-driven How the Amicable Divorce Network's flat-fee, court-free approach helps you get clear on costs and timelines from the start The surprising impact your divorce team has on the process and why hiring for peace beats hiring for revenge Tools and tech that streamline divorce, from secure platforms to AI-powered support Why your divorce can look different and how this new roadmap helps you make empowered, intentional choices More About Our Special Guest, Tracy Ann Moore-Grant: Tracy Ann Moore-Grant is a family law attorney, mediator, arbitrator, and parent coordinator based in Georgia. A founding partner of Patterson Moore Butler, she focuses exclusively on helping families resolve divorce and custody matters outside of court. She is the founder of the Amicable Divorce Network, an international association of vetted professionals committed to low-conflict, efficient divorce. Tracy Ann is also the host of the Amicable Divorce Network Podcast and the author of Divorce Amicably: Your Roadmap to Resolution. Recognized for her impact on the legal field, she is the recipient of both the Georgia Legal Award and the Southeastern Legal Award. Tracy Ann lives in Georgia with her husband, stepchildren, and beloved schnauzers. Websites: https://www.amicabledivorcenetwork.com/, https://www.divorceamicably.com/ Book: Divorce Amicably: Your Roadmap to Resolution https://a.co/d/0Gj18Ly Social Media:  http://www.linkedin.com/in/tracy-ann-moore-grant-9760897 http://instagram.com/amicabledivorcenetwori http://instagram.com/divorceamicably https://www.tiktok.com/@amicabledivorcenetwork http://facebook.com/amicabledivorcenetwork Take the Most of Your Listening Experience: If this episode resonates with you, be sure to: Subscribe to Divorce & Beyond so you never miss an episode. Share this episode with friends or loved ones who need hope and healing. Leave a 5-star review to help us reach even more listeners. Follow Us Online: Divorce & Beyond:  https://divorceandbeyondpod.com, IG: @divorceandbeyond MEET OUR CREATOR AND HOST: SUSAN GUTHRIE®, ESQ., the creator and host of The Divorce and Beyond® Podcast, has been nationally recognized as one of the top family law and divorce mediation attorneys in the country for more than 30 years.  Susan is the Chair of the American Bar Association Section of Dispute Resolution and is a sought-after keynote speaker, business and practice consultant, coach and trainer. You can find out more about Susan and her services here: https://susaneguthrie.com Divorce & Beyond is a Top 1% Overall and Top 100 Self-Help podcast designed to help you with all you need to know to navigate your divorce journey and most importantly, to thrive in your beautiful beyond!   ***************************************************************************** SPONSOR SPOTLIGHT: HELLO FRESH HelloFresh is now a proud sponsor of Divorce & Beyond! If you've been thinking about cutting back on grocery bills, avoiding food waste, or just getting dinner on the table without the stress — this is your moment, because right now, HelloFresh is offering one free item in every box — for life! That's right — every single box you order includes a free item, forever. And just to give you a taste of what that looks like... I got pineapple upside-down cakes in my first order! I originally discovered HelloFresh during the pandemic and fell in love with learning new recipes and expanding our dinner routine. I let it go for a while — hey, I live in Chicago with world-class restaurants on every corner — but with today's rising costs, HelloFresh is back on my table, and I'm so glad it is. So if you're ready to save time, money, and dinner — go to divorceandbeyond.com/hellofresh and sign up today to grab that free item for life. ***************** YUMIYU Jewelry YUMIYU Jewelry is Susan's favorite source for meaningful, handcrafted jewelry designed to empower women and celebrate individuality. Each piece is made with care, using high-quality materials like real gold and vermeil, and is water-resistant, non-tarnish, and hypoallergenic. During difficult times, like divorce, wearing a symbol of hope or protection—such as a hamsa or an evil eye—can be a comforting reminder to keep the faith and stay strong. As a special gift to my listeners, YUMIYU Jewelry is offering 20% off your purchase! Use the code "BEYOND" at checkout to claim your discount. Explore their stunning collection at yumiyujewelry.com and find your perfect piece today! Link: https://divorcebeyond.com/YUMIYU  Code: “BEYOND” for 20% off! ***************************************************************************** SPONSORSHIP OPPORTUNITIES AVAILABLE! If you would like to sponsor the show and reach our large community of those going through and healing from divorce, please reach out to us at  divorceandbeyondpod@gmail.com for pricing and details!!! ***************************************************************************** DISCLAIMER:  THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE.  YOU SHOULD CONTACT AN ATTORNEY IN YOUR STATE TO OBTAIN LEGAL ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM.  

Episode 247 Pool Nation Podcast: Feeling buried in day-to-day chaos? In this jam-packed episode of the Pool Nation Podcast, Edgar De Jesus, John “JJ Flawless,” and Zach the Pool Boy reveal Habit #3 of Highly Successful Pool Pros: Build Systems, Not Just Skills. Discover why documented processes—not the owner's memory—unlock profit, freedom, and sustainable growth for service, repair, and retail companies. Edgar and Zach break down a step-by-step blueprint for creating a repeatable training system, preview the business-first course lineup at the 2025 Pool Nation Conference, and share upcoming dates for the Pool Nation Awards and Women's Summit. Whether you run 20 pools or 2,000, you'll learn practical ways to: Reduce chemical costs, labor, and burnout with simple checklists Onboard new techs in days instead of weeks with video-based SOPs Turn financial metrics into money by knowing your numbers Boost team performance through accountability and collaborative culture Perfect for pool service entrepreneurs, route owners, retail managers, and anyone ready to scale smarter. Episode Timeline 00:00 High-energy intro & sponsor shout-outs 01:30 Zach's “fine-tuning year” and why 2025 is all about systems 04:30 Key dates: Pool Nation Awards nominations (June 18) & Women's Summit (Aug 21-22) 05:30 Sneak peek: Business-focused courses at the 2025 Pool Nation Conference 11:00 Talent Life Cycle & leadership tracks with Doreen King 15:00 Habit #3 deep dive—why scalable systems beat heroics every time 25:00 Real-world examples: daily route checklists, inventory par levels, communication logs 33:00 4-Step Training Blueprint: Identify ➜ Create Materials ➜ Schedule ➜ Document & Review 52:00 Final takeaways: freedom through systems & building a machine that runs without you 59:00 Teaser: customer-retention systems coming in the next episode

The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Get your Investment roadmap: https://dividendstocksrock.com/roadmap 5 easy steps to clean your portfolio: https://moosemarkets.com/webinar Download the Rockstar list here: https://moosemarkets.com/rockstars Join the Retirement Loop waitlist here: https://www.retirementloop.ca Why I prefer low yield vs high yield: https://moosemarkets.com/income

When you finish answering these questions, you won't just have a set of journal entries—you will have a Resurrection Roadmap for your transformation.You'll have:·       Complete Clarity on What Needs to Die: No more confusion or circling the same mountain. You'll clearly identify the thoughts, behaviors, comforts, and old patterns that are keeping you buried in the grave of your former self.·       A Vision of the Resurrected Life God Is Calling You Into:You won't just know what to let go of—you'll see who you're becoming. You'll have a vision for the woman God is forming in you, and that vision will begin pulling you forward into victory.·       An Emotional Shift from Dread to Expectancy: Instead of fearing the discomfort of this season, you'll recognize it as the birth pain of something new. You'll stop dreading the process and start expecting God to move through it.·       A Practical, Personalized Action Plan for Your Next Season: This won't be some generic to-do list. You'll create a specific, Spirit-led strategy for how you will think, believe, and behave differently. You'll know exactly what spiritual and physical disciplines to adopt to birth the woman you're becoming.·       A Preemptive Battle Plan Against the Old You: You'll identify the opposition and internal resistance that's most likely to show up—and you'll already have a plan in place to defeat it before it takes hold.And why does this matter?Because without a vision, you will perish in the process. You will stay buried in the grave of good intentions, old habits, and spiritual defeat.But with this Resurrection Roadmap in your hands, you will step boldly into the new life Jesus died to give you. You will rise—with power, on purpose, and fully alive in Christ.This is the difference between circling the same struggles again next month… or finally stepping out of the grave and living free.CoachKapala@gmail.com

What if you learned something new that made you think: 'I wish I had known this 10 YEARS AGO!' How might life, or your opportunities, have been different? A number of my clients have said this exact thing to me about the career strategies they learn in my program... let's dive into why getting a coach earlier - even today - will set you up for success.In this ep, I am exploring how to find out if you'd benefit from working with a coach, like me (or otherwise!)...We are talking ambition, goals, (as well as having neither)...We are talking about feeling stuck, lacking visibility and support...What to expect from an initial call with a coach...And the 3 very tangible reasons why you must NOT wait another month, another week, another day before reaching out to a coach and getting the support you need to succeed!Something I said today:"My coaching niche is two-fold. It's about career strategy first and foremost. What's in it for you? What do you want from the next 12 months or 5 years? It's also about giving you the strategies - and the structure - to help you fast track your career, whether that's fresh opportunities or promotions to leadership or something else entirely that will give you the meaning and stretch you're looking for." (Rebecca Allen, Host - Her Ambitious Career Podcast)Links:Watch Rebecca's online Masterclass and learn more career strategies!Ready to take action? Book your spot in Rebecca's calendar for a free Leadership Unlocked Call!Check Rebecca's 1:1 coaching program out, Roadmap to Senior Leadership, and our Foundational program, that helps you define your tangible value and apply confidently for the best roles: www.illuminategrowth.com.au Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now! About Rebecca:Hi, I'm Rebecca Allen and I'm an Executive Coach and Personal Brand expert for corporate women, aspiring to senior levels of leadership. I absolutely LOVE coaching and seeing my fabulous clients exceed their own expectations. Over the last decade+ I have helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and Abbvie Medical Research through my Roadmap to Senior Leadership 1:1 coaching program. I live for those phone calls from clients, jumping up and down, telling me they've got that promotion, negotiated a seismic pay rise or have moved into a role completely aligned with their mission, values and strengths. I'm a working mum of two wonderful children, adore travel and trying my hand at anything creative. I'd love to connect with you!

May 9, 2025 – Political risk expert and author of Bear Traps Report Larry McDonald joins Jim Puplava to discuss his latest book, How to Listen When Markets Speak: Risks, Myths, and Investment Opportunities in a Radically Reshaped Economy...

In this week's episode of "Maximize Business Value," Darren continues his conversation with Christian Landers from where he left off last episode. Tune in weekly to hear more from Mastery Partners and to receive relevant key content on your journey to maximizing your business value! Part one of this podcast can be found at the following link: https://youtu.be/QcKUQHOB7VM #maximizebusinessvalue #maximizebusinessvalue #MBVPodcast #PodcastForEntrepreneursLearn more about Darren Williams With over 30 years of leadership in management, operations, and sales, Darren Williams is a seasoned business advisor specializing in business value growth, leadership development, and operational efficiency. As a Certified Partner with Mastery Partners, he helps business owners optimize their companies, increase profitability, and prepare for successful transitions. Darren's extensive experience includes 18 years in the construction industry, where he led and scaled roofing companies, most notably as President & CEO of a private equity-backed firm. There, he played a key role in evaluating acquisitions, driving strategic growth, and strengthening business structures for long-term success.Learn more about Christian Landers Christian Landers is all about shaking things up and helping leaders crush their goals! His entrepreneurial journey kicked off at 24 when he boldly jumped from a comfy corporate sales gig into the wild world of franchising. After three rollercoaster years, He sold his franchise, narrowly dodging bankruptcy. Instead of retreating to corporate life, he dove headfirst into new challenges, spending the next 15 years in leadership roles at fast-paced entrepreneurial companies.Fast forward to 2015, when he found himself as COO of a Medical Affairs Company that was struggling. That's when he discovered the magic of the Entrepreneurial Operating System (EOS) through the book Traction. Implementing EOS was a game-changer, breathing new life into the company and sparking incredible growth. Eight years later, with the help of a Professional EOS Implementer, he achieved amazing results in two more businesses using EOS.If you're ready to unlock the magic of EOS and elevate your organization, team up with Christian to make it happen!Please be sure to subscribe for more great content to help YOU maximize YOUR business value!Mastery Partners Elevating Businesses to Achieve The Business Owner's Dream Exit The unfortunate reality is that for every business that comes on the market (for whatever reason), only 17% of them achieve a successful exit. You read that right. 83% of attempted business transitions never reach the closing table. Mastery Partners is on a mission to change that. We ELEVATE businesses to achieve maximum value and reach that dream exit. Our objectives are simple - understand where the business is today, identify opportunities for dramatic improvement, and offer solutions to enhance the business, making it more marketable and valuable. And that all starts with understanding the business owner's definition of his or her dream exit. Mastery has developed a 4-Step Process to help business owners achieve their dreams. STEP 1: Transition Readiness Assessment STEP 2: Roadmap for Value Acceleration STEP 3: Relentless Execution STEP 4: Decision: Now that desired results are achieved, the business is ready for the next step in the journey! CONNECT WITH MASTERY PARTNERS TO LEARN MORELinkedInWebsite© 2025 Mastery Partners, LLC.

For weeks we have been wading through the many ritual laws of the book of Leviticus, known in Hebrew as Vayikra.  In short, Vayikra consists of rules about a specific holy place (Mishkan), with very specific kinds of sacrifices (korbanot), that can only be performed by a specific group of people, the priests (Cohanim), who are the mediators between God and the Israelites.And then this week's double portion, Acharei Mot-Kedoshim, arrives on the scene and everything changes. We get what is affectionately referred to as the “Holiness Code.”Each week, a member of the clergy offers their personal perspective on a topic of their choice, such as the week's Torah portion, a Jewish holiday, ritual, custom, or history. Facebook: Wilshire Boulevard TempleWebsite: wbtla.orgYoutube: Wilshire Boulevard TempleInstagram: wilshireboulevardtemple

Feeling like you're constantly chasing your next paycheck or running out of time to grow your business? You're not alone! In this short episode, Carly and Joe dive into the game-changing potential of recurring revenue for solopreneurs.From Joe's firsthand experience building subscription-based businesses to Carly's actionable tips for keeping your pipeline full, you'll learn how to create financial stability, reduce your selling time, and focus on doing what you love.This episode offers creative strategies and insights to make recurring revenue work for you. So, be sure to tune in!Being a solopreneur is awesome but it's not easy. It's hard to get noticed. Most business advice is for bigger companies, and you're all alone...until now. LifeStarr's SoloSuite Intro gives you free education, community, and tools to build a thriving one-person business.  So, if you are lacking direction, having a hard time generating leads, or are having trouble keeping up with everything you have to do, or even just lonely running a company of one, be sure to check out LifeStarr Intro!Access LifeStarr Intro

SummaryHunter Beast joins the ATX DAO Podcast to unpack BIP 360, his bold proposal to protect Bitcoin from the looming risks of quantum computing. As quantum breakthroughs accelerate, many coins—including Satoshi's—could be vulnerable to signature forgery and theft. Hunter breaks down how BIP 360 introduces a new quantum-resistant address type (P2QRH), offering a soft fork solution that empowers users to future-proof their coins without disrupting Bitcoin's foundational principles.We dive into the technical challenges, the cultural tension between Bitcoin and Ethereum's approach to upgrades, and why this work may define the next era of Bitcoin security. From spook-funded research to the ethics of chain rollbacks, this episode goes deep on the stakes, the timeline, and how Hunter's work could shape Bitcoin's survival in a post-quantum world.Chapters00:00 Introduction03:00 Understanding Quantum Threats to Bitcoin08:18 The Importance of Addressing Quantum Computing12:39 Hunter's Journey into Quantum Solutions19:34 BIP 360: A Soft Fork Solution21:45 Community Discussions and Quantum Concerns23:59 Future of Quantum Computing and Bitcoin Security27:10 The Future of Bitcoin: Risks and Resilience28:12 A Quantum Resistant Solution29:38 Security Upgrades vs. New Functionality in Bitcoin32:55 Community Dynamics in Bitcoin Development37:04 The Long Road to Bitcoin Improvement Proposals40:09 Exploring Post-Quantum Cryptography Options47:16 The Roadmap for BIP 360 ImplementationConnect with Hunter and his BIP 360 Proposal:X (Twitter): ⁠⁠@cryptoquick https://x.com/cryptoquickWebsite: https://bip360.orgGitHub: https://github.com/cryptoquick/bips/blob/p2qrh/bip-0360.mediawikiTo learn more about ATX DAO:Check out the ⁠ATX DAO ⁠websiteFollow ⁠@ATXDAO⁠ on X (Twitter)Subscribe to our newsletterConnect with us on ⁠LinkedIn⁠Join the community in the ⁠ATX DAO Discord⁠Connect with the ATX DAO Podcast team on X (Twitter):Ash:  ⁠@ashinthewild⁠Luke: ⁠⁠⁠⁠⁠@Luke152⁠⁠⁠⁠⁠Support the Podcast:If you enjoyed this episode, please leave us a review and share it with your network.Subscribe for more insights, interviews, and deep dives into the world of Web3.

The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Get your Investment roadmap: https://dividendstocksrock.com/roadmap 5 easy steps to clean your portfolio: https://moosemarkets.com/webinar Download the Rockstar list here: https://moosemarkets.com/rockstars Join the Retirement Loop waitlist here: https://www.retirementloop.ca Why I prefer low yield vs high yield: https://moosemarkets.com/income

In this episode of Roadmap to Secure Love, Kimberly Castelo and Kyle Benson dive deep into the emotional layers of relationship healing. If you've ever found yourself guarded, even in a secure and loving relationship, you're not alone.Many of us carry the ghosts of past heartbreak—betrayals, abandonment, and emotional wounds that still shape how we see and respond to love today. We may enter a new, healthy relationship, yet remain stuck in old fear cycles, unintentionally pushing away the very connection we long for.In this episode, you'll discover:Why past pain shows up in healthy relationshipsHow to identify and work through your emotional raw spotsThe power of reassurance and vulnerability with a safe partnerWhy your brain is wired to protect (not connect)A simple 3-step script to ask for support without pushing your partner awayWhether you're recovering from betrayal or just learning to let your guard down, this conversation is filled with actionable insights to help you build deeper trust, connection, and security.Follow The Roadmap to Secure Love on Apple, Spotify, and YouTube. Until next time, stay connected and love fully. ❤️ Additional Resources for You: Take the free Attachment Style Quiz to discover your attachment style today!Sign up for the Secure Attachment Path to foster deep, secure connections within your relationships.

This episode explores Bitcoin's emerging role as a global economic force, from its convergence as money to grid integration, payment tech, and strategic policy shifts. Preston and Parker also spotlight Zaprite's innovations for Bitcoin payments and the broader implications of CBDCs and regulatory changes. IN THIS EPISODE YOU'LL LEARN: 00:00 - Intro 01:12 - Key developments in Texas: grid reliability, strategic reserves, and Bitcoin Park 07:12 - How Bitcoin mining can support energy grid reliability and cost efficiency 09:47 - Economic pros and cons of a U.S. Strategic Bitcoin Reserve. 12:57 - Navigating regulatory pressures while fostering innovation in the Bitcoin space 14:08 - How Zaprite helps businesses integrate Bitcoin payments with ease 15:50 - The impact of Zaprite's new Payments API on the merchant landscape 21:26 - Why Bitcoin, not crypto, is positioned as the singular monetary convergence point 27:51 - The rationale behind global convergence toward Bitcoin as a monetary standard 28:41 - The role and future of stablecoins in a Bitcoin-dominant ecosystem 34:35 - The feasibility of Bitcoin becoming a global reserve currency 41:00 - Bitcoin as a hedge against inflation and the response to CBDCs Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Parker's book, Gradually, Then Suddenly. Start accepting Bitcoin payments through ⁠Zaprite⁠. Parker's⁠ X Acount⁠. Related Video: ⁠Bitcoin, Not Crypto⁠. Check out all the books mentioned and discussed in our podcast episodes ⁠⁠⁠⁠here⁠⁠⁠⁠. Enjoy ad-free episodes when you subscribe to our ⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠. NEW TO THE SHOW? Join the exclusive ⁠⁠TIP Mastermind Community⁠⁠ to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Follow our official social media accounts: ⁠⁠X (Twitter)⁠⁠ | ⁠⁠LinkedIn⁠⁠ | | ⁠⁠Instagram⁠⁠ | ⁠⁠Facebook⁠⁠ | ⁠⁠TikTok⁠⁠. Check out our ⁠⁠Bitcoin Fundamentals Starter Packs⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠here⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠TIP Finance Tool⁠⁠. Enjoy exclusive perks from our ⁠⁠favorite Apps and Services⁠⁠. Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠The Intrinsic Value Newsletter⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠best business podcasts⁠⁠. SPONSORS Support our free podcast by supporting our ⁠⁠sponsors⁠⁠: SimpleMining Hardblock AnchorWatch DeleteMe CFI Education Vanta Indeed Shopify Vanta The Bitcoin Way Onramp Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Policies aren't just paperwork—they're culture in action. In this episode of Gather at the Well, Lindsey Fuller and Marisol Pineda Conde invite us to rethink how policies are created—and more importantly, who they're really for.Together, they pull back the curtain on their own journey from outdated handbooks to building intentional, people-first policies rooted in trust, care, and collaboration. With warmth, wisdom, and a whole lot of heart, they break down a five-step process that transforms policy-making from a check-the-box task into a powerful tool for psychological safety and team well-being.You'll hear stories, real talk, and tangible steps to design policies that reflect your values, center lived experience, and actually support the humans behind the work. Whether you're growing a startup, leading a nonprofit, or shaping culture in your school, this convo will leave you equipped—and inspired—to build better, together.You'll walk away with:A five-step process for policy creationHow to balance organizational needs with human needsActionable strategies for policy implementation Episode Highlights: Defining Human-Centered Policies (02:18)The Importance of Policies in Organizations (03:44)Identifying Policy Gaps and Needs (06:08)Feedback Mechanisms for Policy Development (10:06)Challenges in Implementing Policies (13:45)Opportunities for Policy Improvement (16:19)Accountability and Leadership in Policy (19:31)Roadmap to Human-Centered Policy Creation (25:51)✨ Affirmations:I am an attuned listener and a responsive leader.When we know better, we do better.Even if I feel overwhelmed to tackle policy creation, I can take the first step by noticing what's needed and asking for help.I'm not alone. I don't have to do this on my own.I honor that feeling. I know it will pass.I honor my overwhelm. This moment can pass.I honor my self-doubt. This feeling will pass.

When Dr. Aly Cohen's golden retriever got a very rare autoimmune hepatitis diagnosis 15 years ago, she started to explore environmental toxins and their health impacts. As a practicing rheumatologist, she'd noticed increasing rates of autoimmune diseases in younger patients with no family history, suggesting environmental factors might be at play. Dr. Cohen (no relation!) became an expert in toxins and now helps us navigate guarding our health against these assaults on our bodies… in a positive, doable way! (Scroll down for resources and book link) ******** Please take the Wellness While Walking survey! CLICK HERE! ·      If you can't click on the survey and take it, please write to me at wellnesswhilewalking@gmail.com. ·      PRIZE GIVEAWAY: If you fill out the survey by May 14, 2025, and leave your contact information, you'll be entered into a drawing for my Roadmap Jumpstart coaching offering! o  The lucky winner(s) will go through my guided process, have a 1:1 meeting with me, and will receive a customized Roadmap for help taking the next steps on their health journey! ·      Thank you for your support and for helping to co-design the next chapters of Wellness While Walking and Whole Life Workshop! With gratitude, Carolyn SURVEY LINK:  CLICK HERE! ********   LET'S TALK THE WALK! ***NEW*** Facebook Group for Our Community! Join here for support, motivation and fun! Wellness While Walking Facebook page Wellness While Walking on Instagram Wellness While Walking on Threads Wellness While Walking on Twitter Wellness While Walking website for show notes and other information wellnesswhilewalking@gmail.com RESOURCES AND SOURCES (some links may be affiliate links) Detoxify: The Everyday Toxins Harming Your Immune System and How to Defend Against Them, Dr. Aly Cohen The Smart Human Website On Instagram   HOW TO RATE AND REVIEW WELLNESS WHILE WALKING How to Leave a Review on Apple Podcasts on Your iOS Device 1.   Open Apple Podcast App (purple app icon that says Podcasts). 2.   Go to the icons at the bottom of the screen and choose “search” 3.   Search for “Wellness While Walking” 4.   Click on the SHOW, not the episode. 5.   Scroll all the way down to “Ratings and Reviews” section 6.   Click on “Write a Review” (if you don't see that option, click on “See All” first) 7.   Then you will be able to rate the show on a five-star scale (5 is highest rating) and write a review! 8.   Thank you! I so appreciate this!   How to Leave a Review on Apple Podcasts on a Computer  1.   Visit Wellness While Walking page on Apple Podcasts in your web browser (search for Apple Podcasts or click here)  https://www.apple.com/apple-podcasts/ 2.   Click on “Listen on Apple Podcasts” or “Open the App” 3.   This will open Apple Podcasts and put in search bar at top left “Wellness While Walking” 4.   This should bring you to the show, not a particular episode – click on the show's artwork 5.   Scroll down until you see “Rating and Reviews” 6.   Click on “See All” all the way to the right, near the Ratings and Review Section and its bar chart 7.   To leave a written review, please click on “Write a Review” 8.   You'll be able to leave a review, along with a title for it, plus you'll be able to rate the show on the 5-star scale (with 5 being the highest rating) 9.   Thank you so very much!! OTHER APPS WHERE RATINGS OR REVIEWS ARE POSSIBLE Spotify Goodpods Overcast (if you star certain episodes, or every one, that will help others find the show)  Castbox Podcast Addict Podchaser Podbean   HOW TO SHARE WELLNESS WHILE WALKING Tell a friend or family member about Wellness While Walking, maybe while you're walking together or lamenting not feeling 100% Follow up with a quick text with more info, as noted below! (My favorite is pod.link/walking because it works with all the apps!) Screenshot a favorite episode playing on your phone and share to social media or to a friend via text or email! Wellness While Walking on Apple – click the up arrow to share with a friend via text or email, or share to social media Wellness While Walking on Spotify -- click the up arrow to share with a friend via text or email, or share to social media Use this universal link for any podcast app: pod.link/walking – give it to friends or share on social media Tell your pal about the Wellness While Walking website Thanks for listening and now for sharing! : )       DISCLAIMER Neither I nor many of my podcast guests are doctors or healthcare professionals of any kind, and nothing on this podcast or associated content should be considered medical advice. The information provided by Wellness While Walking Podcast and associated material, by Whole Life Workshop and by Bermuda Road Wellness LLC is for informational and entertainment purposes only. It is not intended to be a substitute for professional medical advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment, and before undertaking a new health care regimen, including walking.     Thanks for listening to Wellness While Walking, a walking podcast and a "best podcast for walking"!

Feeling like your firm has taken on a life of its own?In this episode, you'll hear a live Roadmap Session with a CPA whose growth has gotten away from her. Success is great! Until you buckle under the weight of it. Tune in to hear how we break her firm down—and then build a practical, doable plan to reclaim control without giving too much away.…Link to full shownotes: https://www.businessstrategyforcpas.com/347…If you feel trapped by your own accounting firm, I can help you stop the chaos and end the long hours without losing revenue or hiring. Join 3000+ other CPAs who get my single-tip daily emails..Subscribe here: geraldinecarter.com/subscribe.Readers say they love it because they're short and on point.…Want client interviews?310 From Exhausted to Having Her Life Back: Wendy Norman, CPA304 From 55 Down to 15 Hours; Same Take-Home Pay with Melissa Downs, EA293 What it Takes to Work 15 Hours per Week with Erica Goode, CPAComplete list:geraldinecarter.com/client-interview-episodes…FOUR ways I help overworked CPAs go down to 40 hours without losing revenue or hiring:THE EMAIL COURSE – Freegeraldinecarter.com/stop-working-weekendsStop Working Weekends will teach you how to reduce your hours without giving up revenue. THE BOOK – $9.99geraldinecarter.com/bookDown to 40 Hours – A Roadmap for CPAs to End Overworking Without Losing RevenuePEAK FREEDOM COMMUNITY – $197/mogeraldinecarter.com/peak-freedomFor solo and small accounting firm owners who want to rise above the insanity of hustle-cultureDOWN TO 40 HOURS ACCELERATOR – $995/mogeraldinecarter.com/40For the overworked CPA at multiple six figures of revenue who is ready to stop working weekends, wants to implement overdue changes, and doesn't want to do it alone. You'll make progress faster and with more confidence. …

How can community transform your life and success? Discover the profound impact of building meaningful connections in this quick-hit episode of the Overlap Podcast. Hosts Sid and Keith dive into the intersections of work, fitness, faith, and leadership, exploring how community fuels personal growth and enriches every aspect of life. From shared suffering to diverse friend groups, learn why prioritizing community is a game-changer for your happiness and success. What You Will Learn Why community is a critical driver of personal and professional success How shared experiences accelerate friendships and growth Practical ways to find and build diverse communities that enrich your life Key Topics Discussed The role of community in overcoming isolation and fostering joy How shared suffering, like jiu-jitsu or business peer groups, builds deep bonds The value of diverse friend groups, including faith-based and professional communities Why prioritizing community over screen time can transform your life Show Resources and Links Overlap Podcast Website: https://overlaplife.com/ Roadmap for Growth Course: https://treebusiness.com/ Check out the Overlap Podcast sponsors for services to elevate your business and life: https://overlaplife.com/sponsors/ Sponsor Spotlight C2 Wealth Strategies: Wes Cody and his team at C2 Wealth Strategies provide personalized financial planning to help you achieve financial freedom. https://c2wealth.com/ Barranco and Associates: Johnny Barranco offers holistic accounting and financial consulting to align your finances with your long-term goals. https://barrancoandassociates.com/ Content Fresh: Content Fresh transforms your social media presence with strategies that drive massive growth and engagement. https://contentfresh.com/ Roadmap for Growth: Chris Francis and Rick Miller's online course helps small service businesses scale, build teams, and create lasting systems. https://treebusiness.com/ Quotes “Community is the best thing in my life. It's what gives me the most joy.” – Keith “You become what you hang around.” – Keith “Shared suffering is especially for men, I think, the critical driver [of friendship].” – Sid In this quick-hit episode, Sid and Keith unpack the transformative power of community, revealing how meaningful connections can enrich every facet of your life. From jiu-jitsu mats to business peer groups, they share insights on building diverse communities that foster growth, joy, and resilience. Take the challenge to prioritize community over scrolling—your life will be better for it. Share this episode with someone who needs a nudge to find their tribe.   

If you've ever felt like you're stuck hovering at $60K, busting your butt with client work, and wondering how on earth anyone makes six figures without working double-time or tripling their prices (which no one seems willing to pay)… this episode is your lightbulb moment.I'm breaking down the exact path to making $100K without burnout, hustle, or having to constantly “reinvent the wheel” for every client. Whether you're maxed out with 1:1 work or dreaming of launching a course, this episode gives you the roadmap to sustainable six-figure success—starting with your signature service.This one's packed with real talk, number breakdowns, and the strategy I used (and teach!) to help you work less, charge more, and finally build the business that feels as good as it looks on paper.

The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Get your Investment roadmap: https://dividendstocksrock.com/roadmap 5 easy steps to clean your portfolio: https://moosemarkets.com/webinar Download the Rockstar list here: https://moosemarkets.com/rockstars Join the Retirement Loop waitlist here: https://www.retirementloop.ca Why I prefer low yield vs high yield: https://moosemarkets.com/income

Still not seeing results with your lead generation efforts? You're not alone — and the truth is, picking your strategies is just the first step. Without a written plan, your lead generation will always feel like guesswork.In this episode, I walk you through how to turn your 3 lead gen strategies into a clear, daily plan that actually builds momentum. You'll learn how to break your goals into specific tasks, time block effectively, and finally build consistency — so you can stay focused and profitable.What you'll learn: • Why most agents fail after choosing their strategies • A step-by-step example using Sphere, Social Media, and Open Houses • How to break each strategy into daily tasks you can actually followACTION STEP:Take your 3 strategies, set measurable goals, break them into daily tasks, estimate your time, and block them out in your calendar this week.RESOURCES & LINKSReady to take the guesswork out of lead generation?  Download the FREE 60 Lead Gen Strategies Guide

Explore how utilities can enhance communication, build trust, and engage customers more effectively during crises and beyond with Part Two of this intriguing discussion with experts from Chartwell Inc. Shaun Jackson, Senior Vice President of Marketing at KUBRA, hosts this discussion, featuring special guests Steve Waters, Director of Councils, and Casey Collins, Senior Research Analyst. This engaging episode examines actionable strategies for improving outage communication, fostering sustainability engagement, and evolving the utility-customer relationship from a service provider to a trusted advisor. This episode showcases best practices and innovative ideas for utilities to strengthen customer connections, from leveraging transparency and empathy during outages to creating impactful environmental programs.

✨ Start your journey to secure attachment here: https://www.drmorgancoaching.co/privatepodcast In this episode, I break down the four main attachment styles—secure, anxious, avoidant, and disorganized—and how they show up in our relationships. I walk you through the core wounds and behaviors of each style, and share what it takes to move toward secure attachment. We also talk about the power of emotional regulation, the importance of self-awareness, and how you can rewire your brain to create healthier, more fulfilling relationships.WHAT YOU'LL LEARN:How to identify your attachment style and the role it plays in your love lifeThe key shifts required to move from anxious, avoidant, or disorganized to secureWhy emotional regulation and brain rewiring are essential to healing attachment woundsWant to go deeper?

The Easter Bunny hopped and in SharePoint tech terms - the SharePoint Easter eggs were hoppin' into your Microsoft 365 tenants! This month's (eggs) updates include: Viva Connections cards in SharePoint agents, SharePoint eSignature for Microsoft Word, SharePoint quick steps to automate common tasks and workflows, new document library template: "Resume repository", OneDrive: Ask Copilot questions on meeting recordings, and more. Plus, we recap the BIG Copilot news day and all the disclosed elements.   Read this episode's corresponding blog post.   00:00 Intro 01:09 Employee engagement 03:45 Teamwork 06:45 Related items 14:39 May 2025 Teasers 15:57 Closing   SharePoint | @SharePoint & @MSSharePoint.Bsky.social| SharePoint Community blog | Feedback Mark Kashman |@mkashman [co-host]   Microsoft Learn - The home for Microsoft documentation for end users, developers, and IT professionals.  Microsoft Tech Community Home Stay on top of Microsoft 365 changes   Upcoming events: NOW ON DEMAND: Microsoft's 50th Anniversary | April 4, 2025 (Worldwide)  Microsoft 365 Community Conference | May 5-8, 2025 (Vegas) Microsoft Build | May 19-22, 2025 (Seattle, WA | Online) SharePoint Intranet Festival (SWOOP Analytics) | May 21, 2025 (Online) European Collaboration Summit | May 26-28, 2025 (Düsseldorf, Germany)  European Power Platform Conference | June 16-19 (Vienna, Austria)  TechCon 365 - Seattle | June 23 – 27, 2025 (Seattle, WA)  TechCon 365 - Atlanta | August 11-15, 2025 (Atlanta, GA)   + always review and share the CommunityDays.org website   Discover and follow other Microsoft podcasts at aka.ms/microsoft/podcasts.   Follow The Intrazone at aka.ms/TheIntrazone.  

Get your FREE Cybersecurity Salary Guide: https://www.infosecinstitute.com/form/cybersecurity-salary-guide-podcast/?utm_source=youtube&utm_medium=podcast&utm_campaign=podcast Today on Cyber Work Hacks, Infosec Boot Camp instructor Wilfredo Lanz discusses the importance of Microsoft Azure certifications for IT and security professionals. With over 90% of businesses moving to the cloud, understanding how to administer cloud resources is crucial. Wilfredo highlights the differences between the Azure Administrator Associate and Azure Security Engineer Associate certifications and how they can enhance career opportunities in IT, cybersecurity, project management and networking. Tune in to learn how cloud certifications can future-proof your career. And don't miss out on the free cybersecurity salary guide ebook linked in the description. 00:00 - The booming IT and cybersecurity job market00:52 - Free cybersecurity salary guide01:29 - Meet Wilfredo Lanz: Azure certification expert02:20 - Azure administrator associate vs. Azure security engineer associate04:53 - Importance of cloud certifications for IT and cybersecurity professionals07:53 - Pursuing Microsoft Azure certs– View Cyber Work Podcast transcripts and additional episodes: https://www.infosecinstitute.com/podcast/?utm_source=youtube&utm_medium=podcast&utm_campaign=podcastAbout InfosecInfosec's mission is to put people at the center of cybersecurity. We help IT and security professionals advance their careers with skills development and certifications while empowering all employees with security awareness and phishing training to stay cyber-safe at work and home. More than 70% of the Fortune 500 have relied on Infosec Skills to develop their security talent, and more than 5 million learners worldwide are more cyber-resilient from Infosec IQ's security awareness training. Learn more at infosecinstitute.com.

A draining career can feel like a slow erosion of ambition, leaving people stuck in routines that no longer inspire them. For athletes and professionals alike, the challenge isn't just finding a new path—it's figuring out how to make the transition without losing stability. The skills and discipline that brought success in one field don't disappear; they just need to be redirected in a way that creates long-term opportunity. The real question isn't whether reinvention is possible, but how to make it work without starting over completely. James Hilovsky is a franchise broker and founder of The FranDream, a consulting platform that helps entrepreneurs and athletes find the right business opportunities. He specializes in guiding professionals through career transitions by matching them with franchises that fit their skills and financial goals. His expertise lies in simplifying the franchising process and helping clients make informed decisions. Today, he breaks down franchise selection, stressing the need to align opportunities with personal goals and investment levels. He explains how franchising offers structure and support but requires commitment and hands-on involvement for success. Stay tuned! Resources: The FranDream | Our approach to finding a franchise fit is unique. Follow James Hilovsky on Facebook Connect with James Hilovsky on LinkedIn

Our analysts Michael Zezas and Rajeev Sibal unpack the significance of a little-discussed clause in the Trump administration's tariff policy, which suggests investors should think less about countries and more about products.Read more insights from Morgan Stanley.----- Transcript -----Michael Zezas: Welcome to Thoughts on the Market. I'm Michael Zezas, Morgan Stanley's Global Head of Fixed Income Research and Public Policy Strategy.Rajeev Sibal: And I am Rajeev Sibal, Senior Global Economist.Michael Zezas: Today we look through the potential escalation and de-escalation of tariff rates and discuss what the lasting impact of higher tariffs will be for companies and the economy.It's Wednesday, April 30th at 11am in New York.Rajeev Sibal: And 4pm in London.Michael Zezas: Last week during a White House News conference, President Trump announced that tariffs on goods from China will come down substantially, but it won't be zero. And this was after U.S. Treasury Secretary Scott Bessent made comments about high tariffs against China being unsustainable, according to some news reports.Now, some of this has been walked back, and there's further discussion of challenging negotiations with China and potential escalations if those negotiations don't go well. Meanwhile, Canadian voters elected a Liberal government, led by Mark Carney yesterday. That federal election played out against the backdrop of the U.S. proposing higher tariffs on its northern neighbors. So, Rajeev, amidst all this noise, what seems clear is that tariff levels will end up higher than where we started before President Trump took office. Though we don't exactly know how high they will be. What is it that investors need to understand about the economic impacts of higher tariffs just generically?Rajeev Sibal: So yeah, we do view that tariffs are going to structurally be higher than they were before the Trump administration. This has been a baseline of our outlook since last year. Now I think the challenge is figuring out where they're going to settle as you've highlighted. We do think that peak tariff was probably a couple weeks ago, when we were at the max pain threshold, vis-a-vis China and the rest of the world. We've since seen the reciprocal tariffs move to 10 per cent for everyone but China.China's clearly higher than 60 per cent today, but we do think that over time the implied rate to China will start to graduate and come down. If you look at the electronics exemption for example, that's a big step in getting the average tariff rate out of China lower. So, we think we're on a journey. We think we were past peak tariff pain in terms of level. But over the next few months, it's going to take some time and negotiation to figure out where we settle. And we are still looking to kind of our baseline outlook, that had been defined some time ago of a 10 per cent baseline with an elevated level on China, if you will.Michael Zezas: So, I think this is an important point, that there's a lot of back and forth about tariff levels, which countries are going to be levied on, to what degree, and to what products. But at the end of the day, we think there'll be more tariffs than where we started.Rajeev, you have a view on where investors should focus, in terms of what tariffs are durable. And maybe at the end of the day it'll be less about countries and more about products. Can you talk us through that?Rajeev Sibal: You know, on April 2nd when the Trump administration released the fact sheet about tariffs and reciprocal tariffs, there was a small clause in there that I think the market did not pay enough attention to, and which is becoming front and center now.And in that clause, they identified that a number of tariffs related to Section 232 would be exempted from reciprocal tariffs. And the notion is that country tariffs would evolve or shift into sector tariffs over time. And in the note that we recently published, we highlighted some of the legal mechanisms that may be at play here. There's still a lot of uncertainty as to how things will settle down, but what we do know is that legally speaking, country tariffs are coming through IEEPA, which is the International Emergency Economic Powers Act; whereas section and sector tariffs are coming through Section 232; and some of the other section structures that exist in U.S. trade law.And so, the experience of 2018 leaned a lot more to these sections than it did to IEEPA. And that was a guiding, I guess, mechanism for us, as we thought about what was happening in the current tariff structure. And the fact that the White House included this carve out, if you will, for Section 232 tariffs in their April 2nd fact sheet was a big lead indicator for us that, over time, there would be an increased shift towards sectors.And, so for us, we think the market should be focusing more in that direction. As we think about how this evolves over time, now that we've not completely de-escalated, but brought a materially lower tariff level and everywhere in the world except for China. The big variability is probably going to be in the sector tariffs now going forward.Michael Zezas: So, what sectors do you think are particularly in focus here?Rajeev Sibal: So, on the April 2nd fact sheet that the White House provided to countries and to the market, they specifically identified steel, aluminum, autos and auto parts as already having Section 232 tariffs. And we know that's true because those investigations had started in a prior Trump administration. And so, kind of the framework was already in place for them to execute those tariffs.The guidance then suggested that copper, pharmaceuticals, semiconductors, and lumber would also potentially fall under Section 232 tariffs in the future. And then there's been a range of indications as to what might be in play, so to speak, for Section 232.I know pharmaceuticals is at the top of the list of many investors, as are semiconductors. So, this is our kind of sample list, but we're pretty certain that this will evolve over time. But that's where we're starting.Michael Zezas: Okay, so pharmaceutical, semiconductors, automobile, steel, aluminum. It's a pretty substantial list. So, if that's the sort of end game landscape here – relatively elevated China tariffs, and then all of these products specific tariffs – what does an investor need to know about a company's options in this world? Can companies just rewire their supply chains around all of this? And you know, ultimately there's some temporary price pain. But once things are rewired around this, that should dissipate. Or are the decisions more difficult than that and that there has to be some cost passed through to the consumer or to the companies themselves – because this is just too many tariffs in too many places?Rajeev Sibal: Yeah, so I think the latter of your question – the difficulty – is really where we need to be thinking about what's happening here. If you think about the bigger picture, and you go back to the note that we collaborated on earlier in the year called Supply Chain Strain, we highlighted the complexity of moving factors of production and the extreme levels of investment that have required to shift factors of production.So, companies, if they're going to move a factory from country A to country B, have to make sure that country B has the institutional framework, that it has the capital, it has the labor input, and this is a big, big decision. So, as a company you're not going to make that decision to shift your investment or reconstruct productive facilities in a new country – until you understand the cost benefit analysis. And in order to understand the cost benefit analysis, you really need to know what the sector-based Section 232 tariff looks like in the end.If we remember back in 2018, the government tried to implement a wide range of tariffs. On average, it took about 250 days for each investigation to be completed. And that's a long timeframe. And so, I think what we're going through now, apart from automobiles and steel and aluminum where that process has kind of already been done, and we kind of have the framework of the tariffs and the new sectors, companies are going to have to wait for this investigation to take place so that they understand what the tariff level is. Because the tariff level is going determine the risk of actually shifting productive facilities. Or if you just kind of absorb the cost because the tariff isn't at a high enough level that it incentivizes the shift.And so, these are the changes that I think remain an open question and will be the focus of companies over the next few months as their sectors are exposed to tariffs.Michael Zezas: Right. So, what I think I'm hearing then, and correct me if I'm wrong, is that some of the focus on the China tariffs or the country level specific tariffs in the headlines – about they're moving up, they're moving down – might mask that at the end of the day, we're still dealing with considerably higher tariffs on a broad enough array of products; that it will mean difficult choices for companies and/or higher costs. And so therefore markets are still going to have to price some of the economic challenges around that.Rajeev Sibal: Yeah, I think that's absolutely right. And we've seen the market try to price some of this stuff at a country level context. But it's been hard. And, you know, even the headline tariff rate in the U.S. is really hard to pin down for the simple reason that we don't know if the Mexican and Canadian trade into the U.S. is compliant or non-compliant, and how that gets counted in the current structure of the tariff regime. And so, as these questions remain outstanding, markets are going to be volatile, trying to figure out where the tariff level is. I think that uncertainty at a country level then shifts to the sector level as we go through these investigations that we've been highlighting.Autos is a great example. We finished the investigation. We've implemented a Section 232 tariff, and we still don't know what the implied auto tariff rate is because we don't know how many parts in a car are compliant within existing free trade agreements of the United States; and if they're compliant or not really determines what the implied tariff level is for the U.S. And until companies can decide and give forward guidance and understand what their margins look like, I think markets are going to be in this guessing game.Michael Zezas: Yeah, and that certainly syncs up with our fixed income strategy views. The idea that yield curves will continue to steepen to deal with the uncertainty about U.S. trade policy and demand for dollars, as a consequence. That equity markets might be moving sideways as perhaps we priced in some of the first order effects of tariffs, but not necessarily the second order, potentially non-linear effects on the broader global economy. And unfortunately, the lingering uncertainties that you talk about implementation, they're going to be with us for awhile.Rajeev Sibal: Yeah, I think that's really fair. And our economics outlook mirrors that as well.Michael Zezas: Well, Rajeev, thanks for joining us today to help us sort through all of thisRajeev Sibal: Mike, thanks for having me on the podcast.Michael Zezas: And to all of you, thanks for listening. If you found this podcast helpful, let us know and share Thoughts on the Market with a friend or colleague today.