Podcasts about US Airways

As CEO challenges go, facing a global threat that is existential not just for your company but for your industry is among the worst possible. American Airlines’ former Chairman and CEO, Doug Parker, has been through this twice while leading an airline, following the 9/11 attacks in New York and the COVID-19 pandemic. In this episode, he speaks with McKinsey Senior Partner Celia Huber about how these experiences helped him become a better leader. Doug Parker has served as CEO of three airlines: America West, US Airways, and American Airlines. He currently serves on the board of Qantas. Celia Huber is a McKinsey senior partner in our Bay Area office, where she leads our board services work in North America. Related insights Better together: Three ways to boost board–CEO collaboration The State of Aviation 2025 Geopolitical resilience: The new board imperative Resilience pulse check: Harnessing collaboration to navigate a volatile world McKinsey Insights on Strategy & Corporate Finance McKinsey Insights on M&A McKinsey Strategy & Corporate Finance on LinkedInSupport the show: https://www.linkedin.com/showcase/mckinsey-strategy-&-corporate-finance/See www.mckinsey.com/privacy-policy for privacy information

Claudia Center is a leading disability rights attorney dedicated to advancing civil rights through litigation, policy, and advocacy. She previously served as a Senior Staff Attorney at the ACLU and directed the disability rights program at Legal Aid at Work. She played a key role in expanding protections under the Fair Employment and Housing Act and argued US Airways, Inc. v. Barnett before the U.S. Supreme Court. A recipient of the Paul G. Hearne Award, she has taught disability law at Berkeley and Hastings. A Berkeley Law graduate, she also worked with NARAL and held a Women's Law Fellowship.Claudia Center is a leading disability rights attorney dedicated to advancing civil rights through litigation, policy, and advocacy. She previously served as a Senior Staff Attorney at the ACLU and directed the disability rights program at Legal Aid at Work. She played a key role in expanding protections under the Fair Employment and Housing Act and argued US Airways, Inc. v. Barnett before the U.S. Supreme Court. A recipient of the Paul G. Hearne Award, she has taught disability law at Berkeley and Hastings. A Berkeley Law graduate, she also worked with NARAL and held a Women's Law Fellowship.

====================================================SUSCRIBETEhttps://www.youtube.com/channel/UCNpffyr-7_zP1x1lS89ByaQ?sub_confirmation=1==================================================== DEVOCIÓN MATUTINA PARA MUJERES 2025“AMANECER CON JESÚS”Narrado por: Sirley DelgadilloDesde: Bucaramanga, ColombiaUna cortesía de DR'Ministries y Canaan Seventh-Day Adventist Church===================|| www.drministries.org ||===================10 de MarzoComo halcones al acecho«¡Cazadnos las zorras, esas zorras pequeñas que destruyen las viñas, nuestras viñas en cierne!» (Cantares 2: 15).Una tarde vi a mi vecino entrenar un halcón. El majestuoso animal salía volando y volvía a su brazo, el cual estaba protegido por un guante, para recibir su premio. Movida por la curiosidad, me acerqué y le pregunté para qué hacía tal actividad, a lo que respondió que se dedicaba a la cetrería, práctica que consiste en entrenar a los halcones para cazar a otras aves. En su caso particular, el halcón trabajaba en el aeropuerto. ¿En el aeropuerto? -pregunté asombrada-. He visto perros, pero nunca halcones. Entonces me explicó que esas aves sirven para espantar de las pistas y los alrededores a las aves que vuelan cerca, pues el impacto de una de ellas con un avión en despegue o aterrizaje puede causar graves accidentes.El 15 de enero de 2009, el vuelo 1549 de US Airways despegó del aeropuerto La Guardia en Nueva York, con 155 personas a bordo. A menos de dos minutos del despegue, una bandada de aves impactó con el avión dañando ambos motores, por lo que el capitán tomó la decisión de hacer un acuatizaje en el río Hudson. Milagrosamente, nadie perdió la vida. Fue ahí donde recordé el texto de hoy: «zorras pequeñas dañando grandes viñas. Aves pequeñas dañando grandes aviones. Pequeñas actitudes dañando grandes vidas».Resulta fácil ver los grandes errores de los demás, pero si en verdad queremos que nuestro viaje al cielo llegue a su destino, debemos observar hacia adentro de nosotras y sacar de nuestra vida cualquier pequeño defecto que esté estorbando el viaje. Hay una manera infalible de hacerlo, pero requiere humildad para reconocer en qué estamos fallando y un deseo sincero de cambio. Consiste en contemplar la intachable vida de Jesús a través de su palabra. El constante estudio de las Sagradas Escrituras quitará de nosotras cualquier indicio de pecado por pequeño que sea.La escritora Elena G. de White dijo al respecto: «Este libro les enseñará a conservar su integridad de carácter, a ser más veraces, a no practicar el engaño, les enseñará que nunca deben transgredir la ley de Dios con el fin de lograr algo deseado».21Querida amiga, hay diversas aves que rondan en nuestro puerto. La buena noticia es que la Biblia es nuestra aliada para estar como halcones al acecho, y así podremos arribar sin contratiempos muy pronto a la patria celestial. 

✈️ Większość samolotów i innych maszyn latających jest przystosowana do lądowania na ziemi, często na specjalnie przygotowanym gruncie, np. na pasie lotniska. Zdarzają się jednak sytuacje, w których piloci nie mogą skorzystać z takich możliwości i zmuszeni są do posadzenia swojego statku powietrznego w miejscu, którego nie przewidziano jako lądowiska. Zapraszam Was na niezwykłą "Historię z Czarnych Skrzynek" o cudzie na rzece Hudson.

This week, Mark Brennan joins Mark to discuss his incredible journey in the credit union industry, from the highs and lows to his experiences in leadership and the transition into retirement. Mark's had a remarkable career, spending nearly 27 years with Clearview Federal Credit Union, including 17 years as CEO, where he brought his unique HR and strategic planning background to the role. IN THIS EPISODE:[2:53] Mark Brennan shares his background with US Airways and Clearview Federal Credit Union[7:59] The credit union was presented as a company benefit[17:36] Changing the name of the credit union and welcoming the community-required education[23:05] Collaborating with other credit unions and succession planning[29:16] Mark advises C-Suite people wanting to move forward[31:00] Mark shares his retirement lifestyle and his parting thoughts on the credit union industryKEY TAKEAWAYS: Presenting a credit union as an employee benefit highlights its value and encourages employees to explore how it can support their financial well-beingCredit unions prioritize community over competition, collaborating to strengthen local support, unlike banks that often focus on acquisitionsWorking at a credit union can be deeply fulfilling. Mark Brennan reflects fondly on his time at Clearview Federal Credit Union, sharing that the relationships with his coworkers and the supportive environment made it the highlight of his careerRESOURCE LINKSMark Ritter - WebsiteMark Ritter - LinkedInApplied Valuation Services - WebsiteMark Brennan - LinkedIn

In this episode, we speak with Christina Cassotis, CEO of Pittsburgh International Airport (PIT), who shares her ambitious vision for transforming the airport into a sustainable aviation hub. Cassotis discusses Pittsburgh's unique position and innovative approach to aviation sustainability. She highlights several key initiatives:PIT has achieved a remarkable milestone as the world's first fully off-grid major airport. Through a public-private partnership, the airport commissioned a microgrid in 2021 that powers its entire operation. The airport is developing three SAF production pathways: alcohol-to-jet technology using ethanol, fugitive methane capture, and hydrothermal liquefaction converting organic waste to fuel.Their hydrogen strategy includes testing hydrogen-powered ground equipment like snowplows, developing distributed production technology, and establishing themselves as a regional hydrogen hub supporting both airport and public transportation needs.PIT leverages unique assets including its location above the Marcellus Shale natural gas deposit, existing fuel infrastructure with export capability, Carnegie Mellon University partnership, and the region's energy innovation legacy.Opening in 2025, their new LEED Gold terminal features rainwater capture systems, recycled construction materials, and a design optimised for origin and destination traffic, reflecting their evolution from a former US Airways hub.Throughout the conversation, Cassotis emphasises the importance of taking incremental steps toward sustainability targets, sharing knowledge across the industry, and maintaining a balance between environmental protection and operational efficiency. Her vision extends beyond Pittsburgh, aiming to create a model that other airports can learn from and adapt. If you LOVED this episode, you'll also love the conversation we had with Robb Etnyre, General Manager of Truckee Tahoe Airport. Check it out here. Learn more about the innovators who are navigating the industry's challenges to make sustainable aviation a reality, in our new book ‘Sustainability in the Air'. Click here to learn more.Feel free to reach out via email to podcast@simpliflying.com. For more content on sustainable aviation, visit our website green.simpliflying.com and join the movement. It's about time.Links & More:Pittsburgh Airport aims to be a ‘trailblazer' in SAF production - Aviation Week Network PIT Named Among World's Best in Environmental Sustainability - Blue Sky NewsMaking Pittsburgh a global leader in green aviation - Carnegie Mellon University KeyState, CNX advancing transformational hydrogen and sustainable aviation fuel hub at Pittsburgh International Airport - PR Newswire 

We take a look at the Boeing Safety and Quality Plan, the NTSB recommendations after the Southwest/FedEx near miss, the suspension of some ATC staff in India, Essential Air Service contracts, BARK Air's lawsuit over airport-use restrictions, the sale of a B-17, and the NTSB inspection of the USAirways flight 1549 engines. Aviation News Boeing Safety & Quality Plan Boeing had 90 days to deliver a comprehensive plan to the FAA to improve the company's safety management and quality assurance, including in the supply chain. We look at The Boeing Product Safety and Quality Plan Executive Summary [PDF, 11 pages.] The Plan includes the containment and mitigation actions Boeing took immediately after the accident. It also introduces Boeing's new Key Performance Indicators (KPIs) of production system health and associated control limits for each KPI. Boeing intends that these metrics will provide “a continuous assessment of factory health and provide early warning of emerging quality and safety risks. They also will facilitate tracking of Boeing's improvement under the Product Safety and Quality Plan and guide decisions about system readiness for rate increases.” Boeing's Immediate Containment and Mitigation Improvements directed at the Boeing production system: Admiral Kirkland Donald Revised the build plans, training, maintenance planning, aircraft manual documentation, removal requirements and inspection criteria for the Mid-Exit Door (MED) plug; Instituted additional controls to prevent defects in the MED plug and similar structures and assemblies; Added conformance inspections to nine critical build points; Processed fleet and production inspection findings through Boeing's SMS and Quality Management System (QMS); Published alerts on removals and rework, signed by all factory employees; Hosted representatives from 737 airline customers to review Boeing's production and quality procedures, and to provide feedback; Appointed a recognized safety and quality leader, Admiral Kirkland Donald, to independently assess Boeing's production system; and Implemented a revised management and salaried compensation model focused on quality and safety, with aligned key performance indicators across all programs. Improvements directed at the Boeing supply chain: Instituted additional controls at Spirit to prevent defects in the MED plug and similar structures and assemblies; Added new inspections at Spirit, as well as pre-shipment approval requirements on fuselages prior to shipment to Boeing; Added competency assessments for all supplier mechanics doing structural work at Boeing sites; and Issued supplier bulletins to strengthen focus on conformance and reduce the risks of defects being shipped. Key Performance Indicators A significant component of the Product Safety and Quality Plan is the identification of six critical, safety-focused production health KPIs: Employee Proficiency (measures share of employees currently staffed to commercial programs who are proficient); Notice of Escape (NoE) Rework Hours (measures rework due to Fabrication and supplier-provided escapes to Final Assembly); Supplier Shortages (measures Fabrication and supplier shortages/day); Rework Hours per airplane (measures total rework hours per airplane in Final Assembly); Travelers at Factory Rollout (measures jobs traveling from Final Assembly); and Ticketing Performance (measures average escapes per ticketed airplane). Each KPI also has associated control limits and defined criteria that will trigger corrective action and SMS risk monitoring. Product Safety and Quality Plan Attention Areas Safety Management System three main initiatives:  Streamlining employee reporting channels; [Submissions are up 500%] Addressing traveled work risk; [implemented a “move ready” process—737 airplanes may not move to the next factory position until identified build milestones are co...

A Morning News Update That Takes Into Account The News Stories You Deem 'Highly Conversational' Today's Sponsor: Blinkisthttp://thisistheconversationproject.com/blinkist Today's Rundown: NBC News Implements Layoffs Impacting Dozens of Staffershttps://www.thewrap.com/nbc-news-layoffs/ Lisa Bonet and Jason Momoa's divorce settlement locks them in relationship longerhttps://www.mirror.co.uk/3am/us-celebrity-news/lisa-bonet-jason-momoas-divorce-31846155 Justice Department to pursue death penalty against Buffalo supermarket shooter Payton Gendronhttps://abcnews.go.com/US/justice-department-pursue-death-penalty-buffalo-supermarket-shooter/story?id=106322955 Top Gun 3 in the Works at Paramount Despite Tom Cruise's New WB Dealhttps://www.indiewire.com/news/analysis/top-gun-3-news-mission-impossible-8-update-1234943154/ Bulls Ring of Honor ceremony gets ugly as fans loudly boo Jerry Krause in front of his widowhttps://sports.yahoo.com/bulls-ring-of-honor-ceremony-gets-ugly-as-fans-loudly-boo-jerry-krause-in-front-of-his-widow-034405372.html Justin Timberlake Announces Free Concert in Memphis Ahead of Return to Musichttps://themessenger.com/entertainment/justin-timberlake-free-concert-memphis-ahead-of-return-to-music-new-album Mike Lindell Protests Fox News Halting MyPillow Adshttps://deadline.com/2024/01/mike-lindell-fox-news-my-pillow-1235729560/ Jim Harbaugh to interview for Los Angeles Chargers' coaching vacancy this weekhttps://www.usatoday.com/story/sports/nfl/chargers/2024/01/14/jim-harbaugh-los-angeles-chargers-coach-vacancy-search/72225897007/ NFL Could Postpone Bills-Steelers Playoff Game Past Mondayhttps://www.totalprosports.com/nfl/nfl-delay-bills-steelers-playoff-game-past-monday/ Miley Cyrus, Kelly Clarkson, and Kelsea Ballerini make the case for divorce albumshttps://apnews.com/article/divorce-albums-grammys-2024-af9e47cacfa7db7e6a5a69c46f17c205 Website: http://thisistheconversationproject.com Facebook: http://facebook.com/thisistheconversationproject Twitter: http://twitter.com/th_conversation TikTok: http://tiktok.com/@theconversationproject YouTube: http://thisistheconversationproject.com/youtube Podcast: http://thisistheconversationproject.com/podcasts #yournewssidepiece #coffeechat #morningnews ONE DAY OLDER ON JANUARY 15:Chad Lowe (56)Regina King (53)Dove Cameron (28) WHAT HAPPENED TODAY:1889: The Coca-Cola Company, then known as the Pemberton Medicine Company, was originally incorporated in Atlanta, Georgia.1967: In the first ever Super Bowl, the Green Bay Packers defeated the Kansas City Chiefs, 35-10. Tickets to the first Super Bowl ranged from $6 to $12.2009: The Miracle on the Hudson. US Airways flight 1549 made an emergency landing on New York's Hudson River. No one was injured. PLUS, TODAY WE CELEBRATE: Wikipedia Day https://en.wikipedia.org/wiki/Wikipedia:Wikipedia_Day TODAY'S POLL QUESTION: Are We Being Good Stewards To Dr. Martin Luther King's 'Dream'?http://thisistheconversationproject.com/dailypoll20240115

This week on Acta Non Verba, Dave Sanderson, a survivor of the "miracle on the Hudson" shares how the event and his mentor's teachings on keeping one's word and taking decisive action shaped his response during the crisis. He recounts the crash of US Airways flight 1549, the immediate aftermath, and his role in helping others. The conversation highlights the importance of leadership, taking action in adversity, and finding meaning in life's challenging moments. Dave Sanderson, a nationally recognized leadership speaker and author, is best known as the inspirational survivor of "The Miracle on the Hudson." As the last passenger off US Airways Flight 1549, he turned his profound experience into a mission to encourage others, sharing coping skills and valuable leadership lessons worldwide. Named one of Inc.com's Top 100 Leadership speakers, Dave has raised over $14.8M USD for the American Red Cross in the last decade. Based in Charlotte, NC, he enjoys life with his wife Terri of 35 years and their grateful children.   You can connect with Dave here: https://davesandersonspeaks.com/   Learn more about the gift of Adversity and my mission to help my fellow humans create a better world by heading to www.marcusaureliusanderson.com. There you can take action by joining my ANV inner circle to get exclusive content and information.See omnystudio.com/listener for privacy information.

For our last Posthoc salon of 2023 we invited economist Hilda Ochoa-Brillembourg into our living room for an evening of conversation and music.  Hilda is an entrepreneur, investor, author and philanthropist. She is the founder and chairman of Strategic Investment Group, an independent investment management firm. For a dozen years, Hilda was the Chief Investment Officer (Pensions) at The World Bank. She's served on the board of numerous public companies  (US Airways, McGraw-Hill, Harvard Management, General Mills etc) and nonprofits (National Opera, National Symphony). She is the founder of Orchestra of the Americas  which finds diverse musical talent in underserved communities and gives musicians a platform to develop their talents and launch a career playing music professionally in orchestras around the world. Under the umbrella of OA is the Global Leaders Institute, which offers students an opportunity to study for an MBA for the Arts, a degree supporting artistic innovation and social impact. And so we had the most sublime folk music from half a dozen artists throughout the evening from the OA program which you'll hear throughout the conversation. This salon fell under the Economics & Human Flourishing priority at Templeton World Charity Foundation and it was supported by a grant POSTHOC received from the Foundation. TWCF funds grants that investigate individual freedom, free market theories, entrepreneurialism and how they relate to human flourishing globally.

The author & founder of Live Ready joins the show to talk about his guide to protecting yourself in an uncertain world. The psychological training, he received in the US Marines and what was the moment he decided to go from protecting people to teaching them how to protect themselves. The days of helping one another are gone but what has replaced it? After discussing the school shootings, Sam explains his myth of violence, his acronym for T.I.M.E. because violence is not random. The police have a motto to Serve & Protect but is this accurate? He tells us about adrenaline and how it factors in protecting yourself. YES! If you learn if you feel helpless! Understanding the concept of denying opportunity that can lead you to avoiding a bad situation. A must listen to the story of US Airways ticketing agent, Mike Tuohey from 9/11 so you realize how fast & accurate our radars are that rely on our senses. Is it hard to act on what we judge is wrong? Learn a couple tips from Sam on how to protect yourself physically & verbally. By learning self-protection & training you then become dangerous to a bad person.  Sam Rosenberg Links:Live Ready Website: https://www.liveready.co/who-we-areBuy Book Live Ready:  Before the Lights Links:The Light! Tommy Canale: https://www.youtube.com/channel/UC_cBUd3MLwoejlVpn5Vt9JAGet Tommy a Glass of Vino: https://www.buymeacoffee.com/beforethelightsBecome a BTL Member: https://www.beforethelightspod.com/supportBefore the Lights Website: https://www.beforethelightspod.com/Please Rate & Review the show!Support the showFollow the show on Instagram: https://www.instagram.com/beforethelightspodcast/Follow the show on Face Book: https://www.facebook.com/beforethelightspodcast/Follow the show on Tik Tok: https://www.tiktok.com/@beforethelightspodcast?lang=enFollow Tommy on Face Book: https://www.facebook.com/tcanale3Rate & Review: https://podcasts.apple.com/us/podcast/before-the-lights/id1501245041Email the host: beforethelightspod@gmail.com

Ever imagined how selling burritos could lead to running your own consulting firm? Meet our guest, Bacilia Angel, CEO of Meliora Advisors, who shares her incredible journey from rural Arizona to the helm of her own company. Born into humble beginnings, Bacilia's story is an inspiring tale of sheer determination, passion, and the pursuit of dreams. She takes us through her early life, the math and science honors program that sparked her interest in engineering, and her diverse career experiences from a call center analyst to a senior consultant at a process improvement consulting firm. Bacilia has an impressive ability to maximize her skills and experiences, and she shares how she used her engineering background to help improve processes at a US Airways call center, saving the company money. She later transitioned into the healthcare consulting field, where she further strengthened her expertise. Bacilia also emphasizes the powerful role of mentorship in career growth and the importance of mentorships in her journey, shining a light on her current role at MITRE.Bacilia's journey is not just a story of personal triumph, but also a testament to her commitment to making a difference. She unveils her unique approach to tying numbers to government initiatives, the challenges of pursuing an MBA while being a single mom and working full-time, and her decision to start her own business. Bacilia also details the process of creating the Multicultural Employee Resource Group at MITRE, sharing her passion for fostering a sense of belonging among employees and improving diversity and employee engagement. Join us for this engaging conversation with a leader who is truly making waves and driving people-oriented changes.

BIO: Kenny Rose is the Chicago-based founder and CEO of FranShares, a platform that democratizes franchise investing.STORY: Kenny invested in an aviation stock and hit the jackpot. Feeling lucky, he invested in a company dealing with processors and microchips, an industry he knew nothing about. He bought the stock at $4. About a year later, the stock went down to $2.50. Kenny panicked and sold his stocks. The stock is trading at over $100 today.LEARNING: Before you invest, think about how much you're willing to lose, what your time horizon is, and what your maximum loss might be. Educate yourself about what you want to invest in. Outsource what you don't know to professionals who know those spaces better. “Be educated, pick an investment style you know, and stick with it. Outsource what you don't know to professionals who know those spaces better.”Kenny Rose Guest profileKenny Rose is the Chicago-based founder and CEO of FranShares, a platform that democratizes franchise investing. With over a decade of experience in the franchise industry, Kenny has worked with over 600 franchise brands in more than 100 industries. He is an expert on franchise evaluation and has helped individuals identify the best ways to deploy capital into franchise ownership to maximize return on investment and operations.Kenny founded FranShares to allow individuals to invest in a diversified portfolio of franchises with as little as $500. Backed by Chicago Ventures, his platform aims to create passive income streams for investors.Worst investment everIn 2013, after Kenny graduated college, he became a financial advisor at Merrill Lynch in San Francisco. At the time, American Airlines and US Airways merged. The Justice Department challenged the merger, and both stocks plummeted. US Airways stocks went from $2.50 to about a quarter per share. Kenny had a bit of knowledge of the aviation industry from his pilot brother. So Kenny believed that the government would eventually allow the merger. He threw every nickel and dime he had at those stocks. As Kenny had predicted, the deal went through, and the stock went up to $12. It was an absolute home run for this young graduate.Kenny was feeling very proud and excited about his next big investment. He talked to another financial advisor, a friend of his, who asked him if he had heard of AMD. Kenny hadn't heard of it but was curious to know more. The friend told him about the world of processors and microchips, which Kenny found fascinating.Though Kenny didn't understand most of what the friend was saying, he was interested in the investment bit. He bought the AMD stock at $4. About a year later, the stock went down to $2.50. Kenny panicked and sold his AMD stocks. The stock is trading at over $100 today.Lessons learnedBefore you invest, think about how much you're willing to lose, what your time horizon is, and what your maximum loss might be.Educate yourself about what you want to invest in.Pick an investment style, and stick with it.Outsource what you don't know to professionals who know those spaces better.Andrew's takeawaysBuild a diversified portfolio either of individual stocks or an index.Stop and think about how you will build the habit of learning.Actionable adviceDo not invest in anything you have not become fully educated in.Kenny's recommendationsIf you're interested in the franchise world,

Nigel Holmes is a British/American graphic designer, author, and theorist, who focuses on information graphics and information design. Graduating from Royal College of Art in London in 1966, Holmes ran his own successful graphic design practice in England. From 1966 to 1977, he worked as a freelance illustrator and graphic designer for clients such as British Broadcasting Corporation, Ford Motor Company, and Island Records. His work appeared in New Scientist, Radio Times, The Observer, Daily Telegraph, and The Times. In 1977, art director Walter Bernard hired him to work in the map and chart department of Time magazine, where Holmes later became graphics director. After a sabbatical he started his own company, which has explained things to and for a wide variety of clients, including Apple, Fortune, Nike, The Smithsonian Institution, Sony, United Healthcare, US Airways, and Visa.See links, notes, transcript and more at the PolicyViz website.

Entrevista com André Silva, militar da Guarda Costeira dos Estados Unidos por 11 anos, condecorado pelo governo americano por vários resgates e missões de salvamento, e atualmente Sheriff no estado da Flórida. André integrou a equipe da Guarda Costeira que atuou na operação de resgate dos passageiros do US Airways (voo 1549) que pousou no Rio Hudson em 2009. Instagram: https://www.instagram.com/safecommand/ --- Support this podcast: https://podcasters.spotify.com/pod/show/almanaquemilitar/support

Welcome to the daily304 – your window into Wonderful, Almost Heaven, West Virginia.   Today is Monday, May 15  Mark your calendars--that's June 4th--for Symphony Sunday on the lawn of UC…The History Project revisits the golden age of amusement parks (and how Camden Park got its start)…and in its 40th year, Mountain Stage continues to attract fans from all over the globe…on today's daily304. #1 – From WV SYMPHONY – Bring your blankets and lawn chairs to the riverbank for a Ruby Celebration at this year's Symphony Sunday. The event, featuring the West Virginia Symphony as well as other local choral groups and bands, takes place June 4 on the lawn of the University of Charleston. There also will be vendors, children's activities and games, a book nook and more. Learn more: https://wvsymphony.org/season-calendar/avncorp-symphony-sunday-2023   #2 – From THE HISTORY PROJECT –  Amusement parks started in Europe, evolving from pleasure gardens and fairs, but in the United States, they were created as waterside attractions or by local trolley companies to encourage more ridership on weekends.  With seven trolley parks and one waterside park, West Virginia had a collective total of eight amusement parks during the golden age of that great American institution's development, and from among them, Camden Park still thrives, bearing witness to the magic of that era. The History Project is the daily304's presentation of famous people, places and events that shaped West Virginia history. Subscribe to our YouTube channel so you won't miss an episode! Watch the video: https://www.youtube.com/watch?v=gMPIm3Jj3T8   #3 – From POLLSTAR – Jerry Mikkelsen and fiancé Maureen Martin sat front row center for the taping of NPR's “Mountain Stage” at the Culture Center Theater in Charleston, West Virginia. It took 36 hours to get there from their home in Palm Springs, California, but they weren't complaining. Mikkelsen, a retired US Airways employee who discovered the live radio broadcast in San Diego when it aired after Prairie Home Companion, has made the trek to the capital of the Mountain State to sit in the audience every year since 2000. Mountain Stage celebrates its 40th anniversary in 2023. It recently crossed the 1,000-show threshold and is showing no signs of slowing down. Frank Riley of High Road Touring, which represents recent guests Bailen -- along with Emmylou Harris, Jerry Douglas Band, Wilco, James McMurtry, Tank and the Bangas and Amy Ray among others, has been booking artists on Mountain Stage since he launched the company in 2001.   “Virtually everybody on our roster —  if it's musically appropriate — has played at least once,” Riley said. “At a bare minimum, we've had 10 artists per year so it could be well over 200, and it might be twice that.”  Don't miss out on the fun! Visit https://mountainstage.org/ to learn more and order tickets. Read more: https://news.pollstar.com/2023/05/05/40-years-of-mountain-stage-spreading-truth-and-understanding-across-america/   Find these stories and more at wv.gov/daily304. The daily304 curated news and information is brought to you by the West Virginia Department of Commerce: Sharing the wealth, beauty and opportunity in West Virginia with the world. Follow the daily304 on Facebook, Twitter and Instagram @daily304. Or find us online at wv.gov and just click the daily304 logo.  That's all for now. Take care. Be safe. Get outside and enjoy all the opportunity West Virginia has to offer.

Get ready to be inspired as Kay Suthar interviews Donna Mitchell on this week's episode of Make Your Mark Podcast. With 22 years of experience at US Airways (now American Airlines), Donna shares her journey of overcoming challenges and adapting to change in a competitive industry. She discusses how she persevered after the 9/11 attacks and successfully transitioned to a new industry. Additionally, she shares her story of facing a lack of resources but still managing to implement significant changes in a company. Tune in to hear Donna's valuable insights on resilience, creativity, and perseverance for success in any field. Here's a breakdown of what to expect in this episode:Overcoming challenges and adapting to change in a competitive industryResilience, creativity, and perseverance for success in any fieldDonna discusses the Make Your Mark challenge, which recognizes people who have made their mark in businessUsing other people's brands to elevate oneselfRedesigning and reimagining life, health, wealth, and careersAnd so much more!About Donna Mitchell: The Founder and CEO, Donna Mitchell, has had two distinct careers. First, 24 years in airline management and after the 9/11 attacks, two years unemployed, and almost homeless, transitioned her skill sets to a leading worldwide pharmaceutical company. Now armed with Fortune 100 experience, managing a 7.2B client list, industry level project management, global cross functional team performance, strategic planning, sales, marketing, corporate, personal, and change management track records, Mitchell Universal Network LLC is firmly prepared for today's crisis, challenges and cultural shift.Connect with Donna on…LinkedIn: https://bestsocialmediaideas.com/Website: https://mitchelluniversalnetwork.com/Connect with Kay Suthar!Website: https://makeyourmarkagency.com/LinkedIn: https://www.linkedin.com/in/kay-suthar-make-your-mark/Go ahead and check out my podcast agency: https://makeyourmarkagency.com/For more info, please feel free to email me at kay@makeyourmarkagency.com

On this episode of Passive Income Pilots, Tait and Ryan interview Alex Tapia.Alex is an ex-US Airways pilot who, after the events of 9/11 took place, knew a change in the direction of his profession was needed. With a belief that “pilots don't make good employees”, he created his own company, Aviation Retirement Strategies (ARS).  His goal was to make the complicated world of finance more easily available and understandable to aviation professionals (mainly pilots), as “supporting pilots is all he cares about”. His wealth-management company has an incredibly impressive portfolio of over $1B of assets under management and 1,000 pilot families. Alex deeply understands the pilots' personality, and has tailored his business to helping those who have a hard time asking, put their financial management on auto-pilot, if you will.In this episode, Alex teaches you that your financial life is as unique as your fingerprint, and life is too random for a cookie-cutter portfolio. He shares about the importance of strategizing to monetize your portfolio for you specifically (i.e., give your dollars a specific purpose), because he believes in helping you take advantage of the industry instead of the industry taking advantage of you. As a financial planner with nearly two decades of expertise, he has perfected the art of arranging your financial life in such a way that all the investments and benefits work together to make your financial life as efficient as possible.Enjoy the show!Show notes:[00:00] Intro[00:44] Alex Tapia's bio[02:25] What is a money manager?[06:53] Making financial management, normally only available to the uber-rich, available to aviation professionals[09:38] What it was like leaving his job after 9/11 and starting a new company[15:07] What makes pilots different financially?[22:58] How does an airline end up with a financial service provider?[27:59] The different meanings of the term "self-directed" in investments[30:03] Institutional world vs. retail[32:58] Share classes (A, B & C) for retail investors[36:42] You pay about half the fees when you have a professional financial manager[39:02] ARS vs. Edward Jones[41:22] Who can ARS help the most?[45:19] Financial advice for pilots and their families[49:02] Know everything you need to know about the 'flight'[51:17] Not knowing your why is like not knowing your destination[52:36] Legal DisclaimerThe content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group.The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.The hosts, Tait Duryea and Ryan Gibson, do not necessarily endorse the views of the guests featured on the podcast, nor have the guests been comprehensively vetted by the hosts.Under no circumstances should any material presented in this podcast be used or considered as an offer to sell, or a solicitation of any offer to buy, an interest in any investment. Any potential offer or solicitation will be made exclusively through a Confidential Private Offering Memorandum related to the specific investment. Access to detailed information about the investments discussed is restricted to individuals who qualify as accredited investors under the Securities Act of 1933, as amended.Listeners are responsible for their own investment decisions and are encouraged to seek professional advice before investing....

John Riordan, the so-called “Godfather of Remote” and Chairman of Grow Remote, an Irish-based social enterprise organization, has led fully remote teams and divisions for over 20 years including for multiple airlines, Apple, and Shopify in the US and internationally. John's remote working division's expertise enabled the office-based 60% of Shopify employees to transition quickly to fully remote in March 2020. John shares transferrable insights from his experiences leading remote, hybrid, and on-site empathetic customer services teams—emphasizing community.     KEY TAKEAWAYS   [03:07] John Riordan starts in investment banking but quickly pivots to sales and marketing.   [03:49] John moves to the US loving the accent of positivity of personal marketing.   [04:55] The sheer size of American companies and amplification of scale quickly teaches John to be more structured and rigorous in his thinking and execution.   [07:14] John steps up to join Virgin Atlantic as VP of Sales and Marketing leading a much larger than at US Airways, spread across nine US cities.   [09:17] John is challenged to deliver on Marketing's promises and transition to be VP Customer Service.   [10:40] John spends valuable time in the call centers and airports learning to empathize with customers.   [12:40] Humility as a leader comes with recognizing reliance on the team and the importance of choosing team members well.   [13:57] John learns from the staff what real empathy is.   [14:25] A seismic shift in outsourcing customer service happens post 9/11.   [15:53] In 2006, Apple calls researching how to create a remote-based customer service operations for the first iPhone launch.   [17:48] Why a remote-only call center was Apple's sustainable option.   [18:55] The challenges of the very beginnings of remote work: teleworking or telecommuting. Remote working was a small percentage of workdays in 2006.   [20:35] John starts selling remote services and finds a general lack of acceptance.   [21:33] The fully-remote services company originally started to serve underemployed and under-resourced workers.   [22:46] Fully-remote-served customer service was an important niche market.   [23:36] Key points of resistance to fully-remote services—especially “I don't think I could do it myself”.   [24:30] Mavericks made the leap, but John sees the inflection point as happening in March 2020.   [25:09] The next move, with Apple, is fully on-site—a tough transition for John.   [22:55] The points of resistance from companies are easily managed, except for one.   [25:08] From consulting for remote work with Apple to working for Apple back home in Ireland, but in a traditional brick-and-mortar call center.   [26:22] Without knowing John's a remote pioneer, Shopify calls about a fully remote leadership role.   [27:38] Ecommerce requires 24/7 support, but local coverage leads to constant churn out of the night shift.   [28:48] Shopify becomes 40% remote (customer service) and 60% office-based pre-pandemic.   [30:44] Learnings from a major office move helped prepare Shopify to go remote in 2020.   [32:40] John has to readjust to remote working—eg self-discipline. He tunes into team members who excel at remote working.   [34:12] Painful personal experiences teach John what does NOT work in hybrid meetings.   [35:30] Pre-pandemic, office-based leaders start staying at home to participate equitably in meetings.   [37:44] 24/7 coverage teaches asynchronous, well-documented hand-offs and timing adjustments to wait for local contributions.   [39:55] John leads the company-wide initiative to remote in March 2020, as decentralized communication is humanized and normalized.   [42:50] The three most important areas to focus on that ensured emergency remote working success.   [44:55] The HR department had already compiled a “how to” book of the customer service department's remote work experiences which became very useful for the whole company.   [45:31] The biggest challenge Shopify faced was for people to embrace their own vulnerability.   [47:10] John's seemingly ageist concern about the irrelevance of using a 2015 approach to solve a 2023 problem.   [49:09] The future is about communities, not companies, especially to reduce the isolation that often accompanies remote working.   [51:12] How remote workers need to proactively design their work weeks, including nurturing non-work activities and setting boundaries.   [51:35] IMMEDIATE ACTION TIP: To reduce feelings of isolation, encourage remote working employees to connect with people regularly—virtually and in person in their local area—supporting humans' need for community.   [53:25] How John identifies people who have good work-life balance—he uncovers their passion!     RESOURCES   John Riordan on LinkedIn Grow Remote Boundless Otonomee Habitus Health     QUOTES    “The last -- and toughest -- objection to telework from companies: I don't think I could do it therefore I don't think somebody else could do it.”   “The number one thing -- absolutely paramount -- was to embrace your vulnerability.”   “You may well go back to an office, but you're not going back just because you had one, there has to be a reason.”   “What are you doing to make your business stronger in ‘25, ‘27, ‘29? You can't go back 5, 7, 8, 10 years and tell me what it used to be like because those conditions don't exist anymore.”

An exclusive preview of The Closer, a new podcast from Project Brazen that takes you inside the deals that changed the world. To hear the rest of this episode, search for The Closer wherever you listen to podcasts. Landmark deals can change everything. They can transform how we live. They can alter the course of the economy. The Closer asks: Who made these deals, and why? This is a preview of episode one, which goes behind the scenes of the 2013 merger between American Airlines and US Airways. The deal created the world's largest airline, but it also marked the ascent of one of the American labor movement's most visible faces. Find out more at thecloser.fm

The 2013 merger between American Airlines and US Airways created the world's largest airline. But it also marked the ascent of one of the American labor movement's most visible faces. To sign up for The Closer newsletter and to read more from our team, go to TheCloser.FM. The Closer is a Project Brazen production. Subscribe to Brazen+ on Apple Podcasts or at brazen.fm/plus and get exclusive bonus episodes for The Closer and all our shows, as well as ad-free listening and early access to new podcasts.  For more fearless storytelling visit brazen.fm, home to all our podcasts, documentaries and newsletters. At Brazen, we show you how the world really works – from espionage and corruption to deal-making and organised crime, we'll take you inside stories from hidden worlds.

Chesley "Sully" Sullenberger es un piloto retirado de la aerolínea estadounidense US Airways, más conocido por su heroico aterrizaje en el río Hudson (New York) en 2009. Mientras pilotaba un Airbus A320 con 155 personas a bordo, el avión sufrió un fallo en los motores después de chocar con unos patos. Con una decisión rápida y valentía sin igual, Sullenberger evitó el accidente y aterrizó el avión en el río Hudson sin causar bajas fatales. Este aterrizaje, conocido como el "Milagro del Hudson", se convirtió en una historia de éxito para la aviación y el rescate, y Sullenberger se convirtió en un héroe nacional. Desde entonces, ha sido reconocido por sus logros y ha sido elogiado por su habilidad como piloto y su liderazgo en momentos críticos. Disfruta de episodios exclusivos en Patreon Hosted on Acast. See acast.com/privacy for more information.

In this episode, we will explore our feelings about death and how it may influence our levels of happiness. In addition, we explore Ric Elias's experience on the US Airways flight, known as the Miracle on the Hudson, where an emergency landing was conducted on the Hudson River in New York City.  At the very end, I have an unusual invitation for you to practice mindfulness, I hope you try it.Links Mentioned in the Episode:WeCroack App - https://www.wecroak.com/TED Talk | Ric Elias -3 Things I Learned While My Plane Crashed 

This episode features an interview with Kendell Timmers, Senior Vice President and Head of Data and Insights at The New York Times. She spearheaded the paper's cross-functional advertising mission and built their industry-leading first party data program that powers their digital advertising business. Kendell is a data and analytics expert who has served companies like American Express, ZS Associates, and US Airways.In this episode, Kailey and Kendell discuss NLP, personalizing paywalls, and creating a unified view of the customer in a privacy-forward way.-------------------Key Takeaways:The unsexy side of data, like definitions and processes, allow marketers to make campaign decisions and build audiences in a consistent manner.Personalizing paywalls is all about striking a balance between letting your consumer sample your product and understand it's worth, and then making a conversion or sale.Marketers can lean on data to serve as the foundation for emotion. Pairing your product to an emotional ad builds a strong connection with your customer and drives higher conversions for your advertiser.-------------------“It's about keeping data from getting siloed into different domains where everybody's creating their own definition and having it all in one place where it's discoverable and usable. So that the dashboards that everybody needs to use to make decisions all reflect consistent definitions, for instance.” – Kendell Timmers-------------------Episode Timestamps:‍*(02:04) - Kendell's career journey*(07:51) - Industry trends in customer experience*(10:41) - Challenges in the customer engagement journey*(13:47) - How Kendell defines “good data”*(16:14) - How The New York Times is using good data*(24:35) - Changes in the next 6-12 months in customer data‍*(28:28) - An example of another company doing it right with customer experience (hint: it's The Disney Bundle)*(29:27) - Kendell's recommendations for building your data foundation-------------------Links:Connect with Kendell on LinkedInConnect with Kailey on LinkedInLearn more about Caspian Studios

No matter your route into treasury, it's important to learn new skills quickly and build a solid network. Dana Laidhold, Treasurer at Nasdaq, knows what it's like to take the plunge into treasury and learn from the ground up. She joins episode 226 of The Treasury Career Corner, where she discusses the early stages of her career, the power of building a strong treasury network, why taking risks could lead you to happiness, and much more. Dana originally joined us in 2018 but she jumps back on to update us on her latest career move and to share some more winning advice. Dana Laidhold is an experienced finance executive who prides herself on building world-class treasury departments for global companies. She is a seasoned professional and leader with extensive experience in corporate treasury, capital markets, investment management, forex, FP&A, risk management, and a number of other fields. Dana began her career as a Division Controller for US Airways in 1999 before embarking on her treasury career in 2003 with The Carlyle Group, where she was a Treasurer and Associate Vice President of Internal Coinvestment Programs. She moved on to Peloton in 2018 to take up a role as Treasurer before switching to her current role, Treasurer at Nasdaq, in March 2022. Nasdaq's purpose is to champion inclusive growth and prosperity. It powers stronger economies, creates more equitable opportunities, and contributes to a more sustainable world to help communities, clients, employees, and people of all backgrounds reach their full potential. On the podcast we discussed… What it's like to be thrown into treasury at the deep end The best first steps to take when new to treasury Navigating through a financial crisis The benefits of auditing Balancing treasury and community work Adapting to treasury in different types of companies You can connect with Dana Laidhold on https://www.linkedin.com/in/dana-laidhold/ (LinkedIn). Are you interested in pursuing a career within Treasury? Whether you've recently graduated, or you want to search for new job opportunities to help develop your treasury career, The Treasury Recruitment Company can help you in your search for the perfect job. https://treasuryrecruitment.com/jobs (Find out more here). Or, send us your CV and let us help you in your next career move! If you're enjoying the show please rate and review us on whatever podcast app you listen to us on, for Apple Podcasts https://podcasts.apple.com/gb/podcast/the-treasury-career-corner/id1436647162#see-all/reviews (click here)!

Does filing for bankruptcy spell the end for a company? Or is there another way to look at corporate financial distress?In this episode of All Else Equal: Making Better Decisions, hosts and finance professors Jonathan Berk and Jules van Binsbergen debunk some myths about Chapter 11 of the United States Bankruptcy Code – and compare the benefits of financing your company with equity or debt. Later, bankruptcy expert Jim Millstein joins the show to talk about corporate restructuring proceedings and the government bailout of General Motors.Jim Millstein is the Co-Chairman of Guggenheim Securities, the investment banking and capital markets business of Guggenheim Partners, a global investment and advisory firm. Prior to joining Guggenheim in 2018, Mr. Millstein was the Founder and Chief Executive Officer at Millstein & Co. His representative engagements include providing advice to the Commonwealth of Puerto Rico in connection with the management of its $75 billion of institutional indebtedness; to US Airways in connection with its acquisition of American Airlines out of Chapter 11; and Caesars in its Chapter 11 proceedings.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On January 15, 2009, Captain Sully Sullenberger piloted a US Airways flight that hit a flock of Canadian geese shortly after takeoff. The result was an unprecedented double- engine failure. The captain quickly and skillfully landed the aircraft in the Hudson River. After that he ensured that everyone evacuated safely and was the last person off the plane. David displayed a similar level of decisive action when he discovered Absalom’s betrayal. He gathered his entire household and evacuated Jerusalem (vv. 14–16). When he arrived at the edge of the city, he waited until all his people marched ahead of him before leaving himself (vv. 17–18). This incident demonstrated that David had loyal followers. One of David’s men was Ittai the Gittite. He was a Philistine from the same hometown as Goliath. Since he was a foreigner, David gave him the opportunity to go back with his people instead of joining him in exile (v. 20). Yet Ittai, who was deeply committed to David, responded: “Wherever my lord the king may be, whether it means life or death, there will your servant be” (v. 21). His loyalty stands in stark contrast to his son’s betrayal. Another important element is David’s treatment of the Ark of the Covenant. This was an important symbol for ancient Israel, the place of God’s presence among His people. Yet, David ordered it to stay in the city. He refused to use the Ark to his own advantage. He was not willing to use any means at his disposal to stay in the kingship. As one commentator put it, “David is that rarity among leaders, a person who is not obsessed with power...with using everyone and anyone around him (including God) as a support system to his rule.” >> David demonstrated for us what it looks like to make God our refuge in times of trouble. He wrote Psalm 3 out of this experience. Amid his turmoil, he turned to God and proclaimed, “But you, LORD, are a shield around me, my glory, and the One who lifts my head high” (v. 3).

Lee 2 Samuel 15:13–37 El 15 de enero del 2009, el capitán “Sully” Sullenberger pilotaba un vuelo de US Airways que chocó contra una bandada de gansos canadienses poco después del despegue. El resultado fue una falla de doble motor sin precedentes. El capitán aterrizó el avión rápida y hábilmente en el río Hudson. Después de aterrizar, se aseguró de que todos fueran evacuados de manera segura y fue la última persona en descender del avión. David mostró un nivel similar de acción decisiva cuando descubrió la traición de Absalón. Reunió a toda su casa y evacuó Jerusalén (vv. 14–16). Cuando llegó a las afueras de la ciudad, esperó a que todo su pueblo marchara delante de él antes de irse (vv. 17–18). Este incidente demostró que David tenía seguidores leales. Uno de los hombres de David era Ittay el guitita. Era un filisteo de la misma ciudad natal que Goliat. Como era extranjero, David le dio la oportunidad de volver con su pueblo en lugar de unirse a él en el exilio (v. 20). Sin embargo, Ittay estaba profundamente comprometido con David, él respondió: “¡Juro que, para vida o para muerte, iré adondequiera que usted vaya!” (v. 21). Su lealtad contrasta con la traición de su hijo. Otro elemento importante para notar es el tratamiento de David del arca del pacto. Era un símbolo significativo para el antiguo Israel. Era el lugar de la presencia de Dios entre Su pueblo. Sin embargo, David ordenó que se quedara en la ciudad. Se negó a usar el arca para su propio beneficio. No estaba dispuesto a utilizar cualquier medio a su disposición para permanecer en la realeza. Como lo expresó un comentarista: “David es una rareza entre los líderes, una persona que no está obsesionada con el poder . . . con usar a quien quiera y cualquiera a su alrededor (incluido Dios) como un sistema de apoyo para su gobierno”. David nos demostró cómo hacer de Dios nuestro refugio en tiempos de angustia. Escribió el Salmo 3 a partir de esta experiencia. En medio de su confusión, se volvió hacia Dios y proclamó: “Pero tú, SEÑOR, me rodeas cual escudo; tú eres mi gloria; ¡tú mantienes en alto mi cabeza” (v. 3). See omnystudio.com/listener for privacy information.

Episode page with video, transcript, and more My guest for Episode #169 of the My Favorite Mistake podcast is Arnold (Arnie) Barnett. He is the George Eastman Professor of Management Science and a Professor of Statistics at the MIT Sloan School of Management. Barnett holds a BA in mathematics from Columbia College and a PhD in mathematics from MIT. His research specialty is applied mathematical modeling with a focus on problems of health and safety. Cited as “the nation's leading expert on aviation safety,” Barnett was recognized with the 2002 President's Citation from the Flight Safety Foundation for “truly outstanding contributions on behalf of safety.” MIT Sloan students have honored him on 14 occasions for outstanding teaching. In this episode, Arnie shares his “favorite mistake” story about blurting out something to a New York Times reporter who called to get his comment about a US Airways crash that had occurred earlier in the day. Even though he regrets saying what he did, it gave him a reputation for being “willing to talk straight” which led a torrent of requests to speak and to be interviewed in venues ranging from radio programs to NBC's Today Show. We also talk about questions and topics including: 1994 US Air had a number of crashes – a “temporary spasm of bad luck”? The NY Times article he was quoted in — the “mistake” The word “amazing”: “causing great surprise or wonder; astonishing” Lesson about talking with the press? Are we bad at estimating probabilities in general? Bad at estimating the risk of driving vs. flying? You wrote an opinion piece in late March 2022 titled “Don't end the mask mandate for US airlines” “ending the requirement now would be a serious mistake.” —> why did you say that then and do you still say that now? I saw you give a talk about this — is the Electoral College a mistake? Is it a mistake that can be fixed? A simple fix for gerrymandering? “MIT now has a reputation of being very much woke” Tell us about the Leaders for Global Operations program… you are a popular internship and thesis advisor. Why do you like working with LGO students? --- Support this podcast: https://anchor.fm/favorite-mistake/support

In this episode of Financial investing radio, I speak with the person that introduced overnight trading to the financial markets. He will give you some guidance on how to build your wealth, I speak with The Wealth Architect. Grant Hey, everybody, welcome to another episode of Financial Investing Radio. Okay, so today I have in the house, it's taken me a couple of tries here actually, literally, to catch Mark Yegee with me here today, longtime expert in the investing world. So grateful that he took the time to come here today and talk with us and share some of his secrets on how to grow your wealth. In fact, I think he's known as The Wealth Architect anyway, without me saying anything else. Mark, welcome. Mark Well, thanks. I'm not I'm not sure I like the title of longtime expert. But you know what, I guess it goes with the territory. But thanks. Great to be here, Grant, and I can't wait to get into what we do and what you do and have some fun with your audience. It should be great. Grant Yeah, thanks again. I appreciate that. So one of the things that caught my eye when your organization reached out and I was reviewing your profile, I just have to start here. There's this tip here about you getting into this world into the investing world at the age of 12. I mean, holy smokes at the age of 12. I was milking cows and hauling hay. I mean, there was not a stock market in sight. So I asked you, I mean, the only stock I saw had horns, right. And where I was milking it. So you know, if you'd have said, How's the stock market? We're like, well, we got, you know, 50 cows in the pasture, but like, What are you talking about? So, how did you get into this at 12? Mark Well, you know, my dad was a grew up on a farm. I didn't, I grew up in the city. And so I you know, I mowed my yard and cleaned my pool and got paid to do that. And every day, I would see my dad reading the Wall Street Journal, and it had all these symbols in it with numbers by them, and he would circle stuff. And I was so curious about what he's doing. And finally, one day, I'm like, Dad, what are you doing? I think it's like you thought I was ready. And so he said, Oh, this is how you invest in other people's businesses. And I was like, Oh, great. So over time, he started to kind of teach me that, you know, you're running your own business, doing your lawns, but you can also go out and invest in other people's businesses. And I thought that was fascinating. And after a while, after maybe a couple of months of telling me about it, he goes, but the only way you're gonna learn it is to take some of your money and put it in and I did. And so my first stock, I think it was 12 or 13 years old. It was right around that time. It was it was 100 shares of a company called Ailey company. Grant I've never heard of, I haven't heard of them. Mark No, I don't think they're around anymore. But they were they was this women's clothing store in the malls. And it fit all the criteria. Low P I mean, my dad taught me a few things. And it was alphabetical that I went, you know, I finally went, Hey, here's one. So I circled it. And I bought, you know, $300 worth of that stock was 100 shares at three bucks. And I just would watch it every day. And I was fascinating. Oh, there's the new print on it. And there's a new price. And the stock went to $6. So it's it was probably the worst thing that could ever happen. It's like, it's like when you grab the golf club and you hit it right down the middle. You think you're a good golfer? This is easy, right? It's as easy as like this, you know, or if you go to play craps and you hit it on the first you know, first dice roll. And so I I invested again, I saw commercial on TV, you know, and it said us, it said Allegheny Airlines is becoming US Airways or us there. I think it was at the time. Yeah. And I was like, Wow, what a cool name for an airline. And I you know, that was the only reason yeah, I think it might have might have met some of the other criteria as well. So I bought it and it went from 17 I remember to 35 so I doubled it again, which is probably the the next worst thing that could have happened but now I'm like, this is a piece of cake plus I don't even have to work the money is doubling and yeah, anyway, so you know, I guess I could buy more candy than I could. But that was it. That was the beginning and then he started intermediate. introducing me to books. My dad was a big Personal Growth Guy. So I had read, I had read books, you know, by Dale Carnegie very early on, I read books by Edward Thorpe McShane, the business who wrote a book called, oddly enough, he wrote, this first book was called beat the dealer need to deal with a guy who was an MIT professor. So he taught math at MIT. And he went to Las Vegas, and he figured out how to beat the roulette tables. And they, you know, he had another guy helping him and this was kind of a rudimentary metric computer in the 50s. And he figured out where the ball was coming out, and how quickly it was anyway, he figured out a way to get the probabilities in your favor, and he started to beat the roulette tables, and they kicked him out of Las Vegas. So he went back, and then he figured out well, I'm going to figure it out on Blackjack, and you've heard the story, there's been a movie made about him. Is that the movie? 21? Yeah, yep. All these kids went to MIT, you know, the students. And he brought them they all cleaned Vegas out and then finally got kicked out of that. And then he turned his his efforts to the market. And then he wrote a book called beat the market. And it was basically how to buy a stock and sell the warrants against the stock, which today are basically known as options. They're still warrants, but most people don't know what they are. And it was covered. It was a system of covered calls before they even had options. They didn't have options until 1971 or 1974, I think. And so but I was fascinated by because my dad was like, Oh, you got to learn this. And it was this thick book. It was really boring. And but I, I started to apply it. And I applied it so much that when I was 16 1718 years old, by the way, I bought my car with the winnings and the monies that I made in that those first few investments. I set up a brokerage firm at EF Hutton and my dad had this old timer broker. And I said okay, Harry, I want to buy 100 shares of IBM and I want to sell the you know, the call options against it. And he's like what? So we had to call in New York and get the options principal from EF Hutton on. And he understood why zoom, but my broker didn't even understand I did teach him what I was doing. And so all through high school and college... Grant And this was a high school you did that you sold your first in high school high on IBM? Mark Yeah. So IBM, and this is back when you pay a commission of $300 to do IBM. And they had quarterly options. And you know, the different it was a different game. And now we have so many more tools that are at our disposal. That's great. So yeah, I did this all the way through college. And finally, you know, I had several different entrepreneurial ventures and then I actually sold copiers, which for me was the worst thing. Anybody. Grant Like they just sort of jumped into the white when you're selling options, and you went from that to copiers. What happened? Mark? Mark Well, I mean, when I went to college, I didn't think that making money in the stock market was going to be on my my career. So I went to college. I got a marketing and business degree, and everything was hunky dory. And then I got out and pretty. I I started an entrepreneurial company in college. I was back when the Swatch watches were this big craze. Oh, yeah. And you remember those people put 10 Swatch watches on their wrists? Yeah. And I thought, Well, I went to the University of Florida and I thought why isn't there a swatch watch with a gator on it? Like a University of Florida Gator, you know? And, and I went to the I went to the, you know, the alumni office and I said, Can I license the gator. And this was back before the internet. This was back really? Right around the time faxes were becoming popular, but still pretty early back in. In 1980. What was this 85? Yeah. And they licensed the Florida Gator trademark to me. And I figured out a way to get to Hong Kong. I had no money at all. And when I was a junior and senior in college, I went to Hong Kong and I met manufacturers and I figured out a way for them to put the gator on these watches that I wear orange and blue the color the exact colors of the school. Yeah, and I brought back these you know, 2000 watches are added, manufactured and shipped. And I had them in my college wasn't my dorm room was my fraternity. I lived in the fraternity house last semester. And so I had them stacked floor to ceiling all these watches, right? So I go to the games, and I would sell these things and and I learned a lot about a lot, right? Traveling, manufacturing business, you know, buying good quality products versus crappy products. And I expanded to 23 schools in the southeast and finally just got out of that business about four years later. And then I sold copiers after that. And I that was miserable. But it was that was again instructive. And then finally I I said why I've been doing the market all these years. Why don't I just go do that? Amazing. Yeah, I got a couple of I got a job with a guy named Ernie Ollie who had already discount old discount stockbrokers. It was a discount broker like, like Charles Schwab, they were actually good buddies and they started when those got deregulated in the 70s. And I worked for Ernie for or a year and a half, two years, something like that started my own brokerage firm with a partner. And then we grew that to a to a pretty big venture became a Wall Street company that applied to do this financial technology, I could bore the I could bore you with all the little stuff that I've done in between. But it all has led me to this spot where I had a, you know, a big trading firm, Wall Street trading firm. And we traded, you know, billions of dollars worth of securities. Grant  I saw that, that's well, and did I read it right? That did you guys introduce after hours trading? Is that true? Mark Yeah, that was actually my idea. And everybody thought I was crazy at the time. But I thought, you know, we have this system that all we do is if somebody wants to buy and somebody wants to sell, our system was a computerized system, they just matched those sellers. And I said, why does that have to stop at four o'clock? Why Can't We? If somebody still wants to put the order on? What can we do it a 401? And then if we can do it a 401. Why can't we do it at 601? And then why even shut the thing off? Let's just let it run all night. It happened automatically anyway. And so yeah, we introduced after hours trading in 1999, I believe. And I was on NBC Nightly News with Tom Brokaw. And you know, a few things. Grant And then, and you're now you're talking to me now how am I now? Mark And now I've moved up to talking to you. Yeah. Grant Wow, you finally got up to Grant Larsen. I mean, Tom Brokaw, it's been a long time coming! Mark So just a stepping stone. You know, you got to stand on the giants that came before you gotta get to the grant Larsen. So. But, uh, but I'm glad to be talking to you. Because you know, everything that I've done in my life has led me to this exact point. And that exact point is now where I have a few hedge funds that I run. They're all based on all these mentors and all of them knowledge that I learned over the last 45 years. And now we help people call, you know, make what we call Safe, reliable income. Although if you look at it today, with this market, it's not safe, reliable income today. Grant Yeah, I turn my head and I'm looking at it that can you say sell off? Mark Yeah, don't don't even look. It is a light volume sell off. So I believe that there's a bounce coming in a couple of days. But boy, it's, it's painful for a lot of people right now. It's, you know, people think you just buy a stock and you hold it. And that's the way you invest. And then you get these 25% corrections in the market. And people's 401 k's are decimated, they go to 5060 70%. Yeah, it's just a shame. It's just a shame. Grant Ever since November, I saw got it at the end of last November on my systems and went, Okay, I'm gonna start preparing to hedge here. So I've just been building my hedging positions since then. And yeah, we've had some interesting volatility a couple times. But right now it's down hard for sure. Mark So it's horrible. Yeah. And you if you started in November, you probably if you correlate it, it's the exact day that Jerome Powell from the Fed said, we're going to start to raise rates. And from that point, we're down about 27 28%. And some stocks. I can tell you some stocks are down 50%, 60%, 70%. Grant Yeah. Facebook and others. I mean, they're down like massive 5060 out, yeah, Netflix got hammered with your training thing. And, yeah, just a lot of them are down really soon. Mark But it doesn't have to be that way. Right. Like, you know, a lot of people just don't know what they don't know. And we tell people that they can make two to 4% a week. Now, that doesn't always happen. But our goal is just like that analogy that I threw out before about the craps table. It's, it's to get the odds on your side, right? Yeah, I mean, I know, it's this is not gambling. But if you use gambling as an analogy, you can understand it better. If you're sitting around a poker table like Annie Duke or Phil Ivey or those guys that are on, you know, the the World Series of Poker, they don't win every hand. But if you have a pair of aces, you have the odds in your favor. If you stay in, unfortunately, sometimes three kings comes up and your opponent has a king, and then you lose, but that doesn't mean you shouldn't have been in the game. So what we try to do is we try to create safe, reliable income by renting stocks, to other people that are going to our B that are willing to gamble and pay us a premium for having the option to buy our stock. I can explain that a bit more with an analogy, if you if you want to hear it, but that's really what we do. Grant And I'm selling options, then that's that's your main strategy. Mark Yeah, yeah, we buy we buy a good solid stock. So we have, we have a system called the cash flow machine, right? We call it the cash flow machine because you you put cash in, and then it gives you cash out more cash. And that's it's, it's a system that creates income, using what we call the four cornerstones it's the right stock, not just any stock, the right market, because you want the tailwind to be behind you. So we use a component of market timing and does help and then it's got to be the right spot on the chart. And usually you can find a high probability spot on the chart where this were the end institutions are behind the stock exchange in the right direction. Yeah, and we don't want to be against the institutions. That's the big money, right? We're little people. Yeah. So we want to be with them. And we can see where they are, they leave footprints on the chart. And then we go in that direction. And then the fourth Cornerstone is we squeeze the juice or we collect the rent. And that's the option premium that we get for selling upgrades and income. And it's a defensive strategy that we make, you know, two to 4% a month, conservatively. Grant Now, there's, you know, there's obviously a fair amount of margin that's needed in order to do this kind of thing. So you typically need to have fairly decent size accounts to do some of that stuff. What what's sort of the entry level that you see most of the people come in at how much is what sort of account size or capital do they need to have? Mark Well, it depends, we have a breadth of options that you can use so so I have a hedge fund that I run using this strategy for accredited investors, people that are worth, you know, more than a million dollars, you know, rich guys, basically, but not everybody qualifies for that. And I want to do whatever I want to make this accessible to everyone. So we have a set of courses. And we have my favorite thing is a mastermind group. And so the mastermind group is around a series of courses, and their video courses over my shoulder, I show you how to do the trading and you and you understand the philosophy behind it. And I give you the whole strategy. And then it's also surrounded by a full ecosystem of support. So we have like minded people that are also giving you support people that have just gone through the learning that you've gone through, you get mentorship from me, and I've got, you know, for decades of doing similar things in this, you get, you'll actually get something called the private access group where I put out the actual trades I do in my hedge fund. So you can learn from them, mimic them, do them, you know, do subsets of them, whatever. And then on Friday, and again, this was what I was alluding to a bit ago, on Friday, we have a mastermind call where we all get on a zoom call, some of us will share our screen show the trades we're making, I'll usually teach a concept about the current market or something, you know, that we should know. And then we hold each other accountable through a chat group all week, like, Hey, what are you doing? Who's doing what during the Fed announcement? Why are we you know, selling, you know, the Tesla when Tesla's coming out with numbers, you know, things like that. So to answer your question, that mastermind group, it's an investment in yourself, I give a money back guarantee, if you don't make enough money to cover the tuition because it's not a it's not a small amount. But it is the small amount of it's an investment in yourself, and you make it back with your investments. But in order to, for me to feel good justifying that you need about $150,000 to 2 million as a minimum, Now, not everybody has that. And I've had people that just you know, take the courses and do extremely well with five or 10 or 15,000. But they're not going to afford to be in the mentorship program, and the mastermind group and all that kind of stuff. But they can take the courses. And so we have a full breadth of offerings for people just so that we can they can learn it. I also have a free course on my on my website that you can sign up to take that kind of introduces you to the concept of what we do. You know, we got all kinds of stuff. My goal is Grant, it's financial education, right? We don't teach people about money in school. We just don't Yeah, it's it's not at all. I don't know about you, but I use money every day. I don't use Romeo and Juliet every day. And I don't use the Pythagorean Theorem every day. Grant One I don't use while shopping the grocery store. Okay. Mark I haven't used the Pythagorean Theorem, I don't know in at least a week. Yeah. And, you know, I don't learn I don't know much about you know, I don't use Cleopatra, and Henry the Eighth and his wives every day, but boy, I use money, it would be nice to know, would have been nice to know without having to go outside and learn how to buy houses in real estate, how to invest in the stock market, how to do my taxes would have been nice to have learned a little something like that. Yeah. So I believe that that's the biggest thing that people can do is they can invest in themselves by getting financially educated. And so that's part of that's a little part of what I do in the world is is help people with that. Grant So it's interesting that you're making this available to a wide range of people regardless of where they are right certainly you've got the capabilities to help those that are accredited, but for the person that's just trying to get going I mean, you walked that journey so you understand that and therefore you're made this available to them to help them ultimately get there are you positions intended to be longer term Are you have sort of a timeframe Are you more like a swing trader? Are you sort of long term Are you did sort of break it up you got portion of the portfolio's shorter term and some sort of longer term investment What's What's your philosophy on that? Mark Well, I can give you the short answer or the little bit longer answer that has some more depth let me give To the longer answer, since we got a nice podcast format going here, the longer answer is that everybody says, oh, you should be diversified, right. And to most people who are uneducated, don't have the financial education that we should have. They're educated by Wall Street. And Wall Street is run by two groups, lawyers and salespeople. And so lawyers are there to not get the firm sued. And for that, they've put you in average investments, because how can you get sued? How can you sue anybody if you just did an average return, and the salespeople are there to grab assets and a lot, the more you assets you grab, the more they pay the salesperson, but the more the firm can trade of that money and make money on it. And so what they want what we hear, and I was a Wall Street guy, so I can say this, is they want you to be diversified. So they tell you put your portfolio in a nice little portfolio of mutual funds and ETFs, a couple of stocks, and you know, maybe some bonds and you won't get hurt, right? And you get this average low returning 8% thing that you feel great about because woohoo. But that's the average, right? The s&p 500 over the last 500 year or sorry, 100 years, has made 9.4%. So if you're doing around nine point you do 9.6%, you're feeling really good about yourself. But you know, I did a study, exactly. You pat yourself on the back, right. But I did a study a few years ago, and in 2000, I think it was 13 and 14, or might have been 14 or 15. I can't remember but doesn't matter the years, the the stock, the stock market did about 28% or the s&p 500 Dow about 28% during those two years, but the top 10 stocks did 185%. So what you're doing when you diversify is you're you're supposedly spreading out your risk, but you're also muddying up your returns, you're taking the good returns, and you're making them crappy returns by some stocks even went out of business and the s&p 500. And the rest are kind of in the middle, just kind of figuring it out. Because not everybody can win. So why not just invest the top 10. Right. And easier said than done, of course. And so what we do is it's a probabilities game, we we you know, when you and I if you buy a stock, and I know you're a futures guy, too, but if you buy a stock or a future or an option, or any kind of investment, you've got a 50% chance of being right at the moment that you do it, yeah, you have a 50% chance of being wrong. Yeah, because there's a smart person on the other end that's got the other side of that trade, and they got a 50% chance. So it's whatever you do after it. So what we do is we we try to find the right stock stocks that are trending up, have above average return on investment, return on equity, earnings per sales, growth, per share growth, sales, growth, those kinds of things, great, great products. That's that, that gives us a little bit of an edge maybe takes us to 52%, then we try to find the right market, because 70% of the stocks performance, it comes from the performance of the market itself. So whatever. So they're in, right, whatever. And then sector performance is 38% of the stocks performance, right. So you're now you're adding you're stacking these, these percentages 52 to 54, maybe 5556, then you find the spot on the chart where it's about to break out or where there's institutional support, or it's bouncing off the 200 day moving average of the 50 day, there are spots on the chart that statistically over the last 120 years on on the right stocks seem to be where that they are going to support the stock. So now you're inching your probabilities up, you never get to 100%. But if we can get to 6070 80%, great, then what we do is we create income from the stock. Now, I don't know if your audience wants me to get wonky with statistics, but I'll give you one more. Okay, go for it. All right, here we go. When you buy an option, and an option is the right to do something, but not the obligation to do something at a certain price before a certain time. When you buy an option, you have an 80% chance of losing all of your money. 80% Wow, that's statistically what it is 80% chance, all options expire, without the buyer making money 80% of the time, because there's no free lunch. But there's also the other side of the trade, Somebody sold that option to the buyer. Well, if somebody's losing money, 80% of the time and they're the buyer, what do you think's happened on the other side of the trade? Grant I mean, someone's got 80% wins.  Mark Yeah. And that's right, it approaches 80% Doesn't always happen. But it does have the statistics in your favor. Because when you sell an option, you always pocket to time premium. And this is what we teach in the course of of how that works and what that is, but you always get the timeframe, you always get the amount that the gambler is willing to risk to have certain amount of time to be able to do something because they're getting leverage. And you know, you want me to give an analogy so I can tell you kind of what we do. Go for it, mark. So most people understand real estate way better than they understand these intangible pieces of paper. They're not even pieces of paper anymore in the stock market. So imagine you open up your window and your front door. And you look out the front door. And there's a vacant lot across the street that your your other neighbor, your friend Jim owns, right? And Jim puts up sign on it says For Sale $100,000. Right. And so Wow, you got your neighbor's got his one acre lot across the way for $100,000. And let's say this other guy, Bob is driving down the street. But Bob heard that there was a Hilton going to be put right up next to Jim's lot. And it's going to make Jim's love worth, not just 100,000. But since it's going to be this Hilton resort, it's going to be put there, it's gonna be worth a million dollars. Yeah, problem is Jim's broke. He doesn't have $100,000 or not, Jim, but Bob, the guy driving down the street. Yeah. But he goes to Jimmy stops his car and he finds Jim in front of the lot. They're, you know, cleaning it up getting ready to sell. And he says, Hey, I'll tell you what, I don't have the $100,000 to give you right now, you know the to buy the property. But I do have this $10,000 Can I give you the $10,000. And all you have to do is promise to take it off the market and not sell it to anybody else. You get to to keep the $10,000 for doing that. But anytime in the next six months, you have to sell it to me for 100,000. And Jim, the guy selling it goes, Wait a minute here, hang on a second, I get to keep the $10,000 I take the property off the off the market, and you're gonna buy it from me for the same price I'm asking anyway, sometime in the next six months. And if you don't I still keep the 10 Grand. And Bob goes, Yeah, that's the deal. And they shake hands and you make that deal. And they write up a contract. Now a couple of things can happen. One thing is Bob could have been right, and there's a big Hilton, they make an announcement. There's a big thing in the paper Hilton to buy, you know, the lot next door to Jim. Yeah. And now. Now Bob took his $10,000 investment. And now he turned into a million dollars. Yeah, he made a high huge amount of reward for knowing about that rumor. As you and I both know, information is not perfect on Wall Street. Yeah, it was a rumor. And it never even happened and nothing ever happened in the next six months. And there's no announcement. And so the the option expires, Jim kept the $10,000. Yeah, so now that now he's got a $90,000 basis in the property, let's call it Yep. And Bob lost the whole $10,000. So Bob had high risk, because he lost it all. But he could have made a killing. But Jim made the $10,000 no matter what. And he could turn around and find another Bob and sell it to another Bob for 10,000. and another and another another. So to answer your question, what we do is we find a position that we like, like I said, it's the right stock. And then we do the same exact thing in a stock market. So we find a position like Tesla right now is the big one. We're all in. We were an app a lot of a sudden Apple still to some of us traits and Apple, we have these great stocks like Nvidia and Microsoft and you know, the big ones. And there's certain criteria that they fit because this doesn't work for every stock. And then we just find a gambler out there like Bob that was driving down the street that thinks he knows more than everybody else. And he wants to give you some money in order for you to take that stock off the market and sell it to him at a certain price. Before that happens, and we do it weekly and monthly. We don't wait. Okay, we do weeklies, yeah, we do weeklies and people are paying a lot of money to have the option for a week to buy a share at Tesla. In a week that goes up, you know, they'll they'll pay you 20 bucks for a week for the stock to go up another $20 plus more.  Grant So it's really high at that point to write on those weeklies so yeah, it is yeah, yeah, it is. Mark So it's, it's, it's and it works. I can tell you some stories about some of the people in our program, and a lot of people are, you know, physicians and the physicians are. This is funny, funny to me. I didn't know this grant, but a lot of physicians just don't like being physicians, not because they don't like helping people, because that's what they really do. They just don't like the politics. Oh. So they don't want to be told when to be at work. And they don't want to be told the politics and other things they have to write up in the computer education, they have all this stuff. And so they can't wait to retire. And I always say why well wait till you're 65 and your hips don't work and your knees creak. And then you can travel the world and you don't feel like it. Yeah, I don't retire a little bit earlier. So a lot of our guys and gals in our program are retiring early, using using some of these things. And I'm really proud of that.  Grant That's, that's an amazing I love the analogy. And so it sounds like you're doing weekly as well as monthly sort of positions. So you're turning them around that you get involved in leap at all are you doing really long term positions is also. Mark We actually do we do we do long term positions as a proxy for the stock. That's something called synthetics. And we that's a wonky concept because there's deltas and all kinds of things that you'd have to teach people about, but yeah, the two to 4% that we make as our basic and then we kind of ratchet things up, if you want to take a little bit more risk, we like to tell people, it's about three times more return that you get, but take 1x more risk. But it all depends on the stock and the market and how you trade it. And, and 90% of this, at the end of the day comes down to emotion and mindset. And I always tell people, that that's that, to me. Grant That seems like that's one of the most critical aspects of this, there's the mechanics that you're describing that have to be right. But with all those being, quote, unquote, right point, that mindset, if you can't hold that position, or you're not confident in the system, then you really get whacked hard. How do you how do you get to the right mindset to do this Mark? Mark Well, you know, the premise starts from the word emotion and motion, money is tied to emotion very significantly, right? It's the number one cause of divorce even even more bigger cause than bad sex. And, and so money, money is a big deal. And people try it, they work hard for their money. And then when they put their money, it's so easy to click a mouse to get into a stock, right? Click, boom, you just invested $100,000, you don't have a strategy for when to get in. You don't have one to get out. You heard Cramer say something on TV that you should buy the stock. And pretty soon you're like, oh my god, it's down $10,000. And now you're getting emotional. And I don't know about you, but when you're angry or sad, or you know, the you don't make good emotional, emotional decisions, right? Not a time to make a decision. It's not the time. So what we do, and I believe that anything that is worth doing is worth doing right? Is we teach people a series of rules, right? Because rules allow you to say, is this, it's either yes or no, right? If you have a role, it takes the emotion out of the event, doesn't mean we don't have to deal with emotions, because boy, there are days like today, where things are moving around a lot. And you know, but we also teach you what to do in markets like today, like what do you do? Do you react? Do you protect you buy a color? Do you do whatever. And those and that system was just a system of rules is designed to reduce emotions, because when emotions go up, intelligence goes down, and vice versa. Right. So our goal in anything that you do in life, right, have a system like Michael Jordan had a system. And if he became the greatest basketball player ever, anybody has to have a system to do something really, really well. Grant So hands on help to overcome or manage meaning not overcome, manage the emotions through the system, the core of it, that helps you to have and maintain the right, the right mindset. I have another question for you slightly different. Time for one more question. Mark I got as much time as you want.  Grant Okay, question. This is crypto, what is going on there? Is that the place to go put your money? What do you think?  Mark Wait a minute, you said "Do I have time for one more question". And you asked me about crypto, which is a whole new universe of stuff? Yes, I did. Oh my god. Yeah, I have so much fun with Bitcoin right now. And it's, it's because a year ago, I was the biggest Bitcoin skeptic that there ever was. And today I have a cryptocurrency hedge fund because I decided that if I'm going to be in the financial services business, I need to learn about this. And I need to figure out why am I so skeptical? And why are so many people making money on it? And then when I got into it, Grant, I started to realize there are so many and it's not every crypto, there's almost there's like 20,000 different tokens. And I'm not recommending them I'm a Bitcoin guy with a with a little bit of cryptocurrency on the side maximalism. Right? But it's mostly because Bitcoin maximalism for me. And boy, I could get into all kinds of stuff. But if you just look at the whole man, I don't know where to start. But to keep it just keep it short. Let's let's just talk about what money is. Right? Money has certain properties, right? So we'll talk about and if you put three things in your brain as we talk about these. It might it might help but money is first of all, it's it's portable, right? You can take $1 Bill and you can walk across the street or you can go to get on a flight and go spend it right it's yeah, it also means it has to be accepted, universally accepted. So your dollar bill in your wallet will be a universally accepted somewhere else or they'll change it into something else. They won't look at it like a conch shell like they used to 500 years ago and say, well, the shells too small. We can't I used to actually trade with conch shells. Till some country said hey, we got a ton of these. Let's go buy a bunch of their stuff. So it's got to be universally accepted. It's got to be standard, right? $100 Bill is $100 bill, it's standard. It's got to be divisible. Well, you know, you sometimes you need a little less than 100 bucks, maybe not in your case. Maybe you're walking around with wads a hundreds but a lot of us we need you know dollar bills and $5 bills and pennies and nickels, and so it's divisible and it's in let's see what else it's um It's a store of value. It's a medium of exchange. So if you keep those so So looking at the dollar, I just described the dollar looking at Gold. Gold is pretty good, too. Gold's a good store of value, right? It's a good hedge against inflation doesn't pay you in any any interest or anything, but it's a good store of value. And a good hedge of inflation. Problem is, I'll bet you that you don't have any gold on you right now. Grant Yeah, that's it right there. Mark Yeah, that's it. So you're not walking around with a bunch of gold. And if you wanted to walk around with any kind of wealth in your pocket, you couldn't carry it in gold, right? It's heavy, you couldn't go across the border. Imagine if you're in Ukraine right now trying to come out of your country, because you have all this money, your bank account is closed? How do you get your gold out, they're gonna confiscate it, possibly at the border. If your guy they're not even letting you leave. I want to make you fight. So, you know, gold has got some really great properties. And for 5000 years, it's been a really great hedge on investing. You know, they used to actually shave off pieces of gold, but then you couldn't measure it. Right? And so they went to silver and then that's how coins got the ridges on the side of them. I don't know if you know that is because with with the people would shave off the silver, and then the coin would get smaller and smaller. So if it didn't have the ridges, they wouldn't accept that. Anyway. Grant Are you serious?  Mark That's yeah, that's why the ridge is... Yeah, yeah, absolutely. And then and then we can talk about Bitcoin. And now let me just give you a background of Bitcoin, bitcoin is called a cryptocurrency, which, right off the bat eliminates most people from understanding what it is, but it's actually a really simple, it's a really simple product. All money is a ledger based system. When you have a bank account, it's held on the bank accounts, books as a liability, they owe you that money, right? You can go in and say, I want to get my money, and they owe it to you. Right? So it's an asset on your books. It's a liability on theirs, depending on on what you believe, how the Fed really interprets that. But that's, that's another conversation. Yeah, yeah. But but it's all a ledger system, right? You know, you own a house that's got a value, and then there's a liability against it with the mortgage, those kinds of things. The same thing with cryptocurrency, and I'll give, I'll give you the analogy, just in case, there's somebody here that doesn't understand what cryptocurrency is, because it can be very wonky. Imagine you and me and Susie are sitting around a coffee table. And I've got this book, that's this blank journal, and we all decide to write a book. So I write the first sentence. You know, the dog bit, Johnny. Okay. And then you take you take the book, I pass it to you, and you go, Mark wrote the dog bit, Johnny check. That's what he wrote. And John, and Johnny screamed is your sentence, and you pass it to Susie and Susie says, Mark wrote the dog with Johnny check, Grant wrote, and Johnny screamed, Chuck, and that she writes her sentence. And then we just keep passing that around. And we pass around, and then we write this story. And the journal gets thicker and thicker and thicker and thicker. And now it's 1000s or millions of pages. But you know what, the first sentence that I wrote is always in there. And the second sentence that you wrote is always in there. Yeah. And when those sentences are in, that's what's that's the blockchain. It's an immutable ledger ledger that can never be changed. Now, with Bitcoin, it has the advantage of this last component of money. And that this component of money is that was one that the dollar doesn't have, or any other fiat currency doesn't have. And Fiat just means by decree, it's just created by the government. It has scarcity. There's only going to be 21 million Bitcoins ever made, there's might have been 19 million made, the next 2 million would be made over the next 110 years. And so there's a scarce amount of those things. Well, you and I both know that, you know, if you gave somebody a dozen roses, that has a lot of value, but if you gave them two dozen roses that has some good value, and if you know if you gave them you know, 50 dozen roses. Well, that's cool, and you could story but pretty soon that last vowel that last rose doesn't have as much value as the first dozen roses and if you gave him 1000 roses, and 1000 Roses, the day after that pretty soon you'd be like, What do I do with all these roses? Now they're a nuisance and they don't have the value. So with scarcity it's like if you ever saw that tulip mania thing that you'd probably have in in in the Netherlands years ago the Dutch tulip mania it's that's indicative right? Because there was there was a scarcity you know, they created scarcity, but this is legitimate scarcity is 21 billion Bitcoin now. I'll tell you one more story. I know I can get a little bit wordy, but I just got back from El Salvador. So the reason I went to El Salvador is because number one, I run a cryptocurrency hedge fund and predominantly we're tracking Bitcoin. But El Salvador this little third world country that had civil war and has drug issues and Ms. 13 and nobody goes there. He has this really young, really visionary president named naive, okay? And this guy said, if if we're going to use the they use the US Dollar as their currency, and they see what we're doing to our currency in the US. And he's like, why would I want to put my I want to create a change in this country. I don't want to stake everything on this US dollars that's being debased. So he adopted Bitcoin as the first legal tender coin that I heard, and I thought, I gotta go check this out. Grant Well, close. Interesting.  Mark I was hoping it's a small country. I was I was sick. I thought you might have. Yeah, I met some other really cool people because I got invited to some thing with bunch of a bunch of government dignitaries on a different cryptocurrency launch, but it was really, it was really cool. And so I went down there because there's this place place called Bitcoin beach. Oh, no, ran an experiment for a year. And you might have seen it was just on a 60 minutes episode and Bitcoin beach. They just went to everybody and told them, You have to start accepting bitcoin, all the restaurants, all the hotels, all the people selling, you know, the little shell bracelets, and the necklaces and all that stuff. And they said, you have to start accepting bitcoin. How do we do that these third world, people would say, Well, you have this wallet that we're going to give you called the Chivo wallet, that's the name, the name of it, and you put it on your phone? Well, everybody's got a phone, right? And so you just accept it with this little QR code, QR code, what's a QR code, and they show them what that is. And so I went down there, and I bought my dinners, and my hotels, all with Bitcoin. And these people all understand it. They're third world people. And I go down the street and I tell people about cryptocurrency and Bitcoin and they look at me like I haven't unicorn sticking out of my head. And they're like, this will never work. Bla bla bla, it will work because it has all of the properties of money, but you can carry it with you in your brain. All you have to do is memorize 24 words. And now you have access to your cryptocurrency wallet, anywhere in the world. So when they when they when we left Afghanistan, they shut down the banks, anybody who had wealth in the banks couldn't get at it. But if you had the foresight to have Bitcoin, you could get at it. So it's transforming. one more statistic couple more statistics. 70% of the world is unbanked. Imagine the person in Ethiopia, or somewhere in Africa where they don't have banks on the corner like we do. Now. They've never seen a bank. And so they use systems of barter, and they use systems of exchange with and they don't have a banking relationship. But with a $50 phone, and a wallet that holds your cryptocurrency or your Bitcoin, you now have a bank on your phone. So these people are now able to create this ecosystem where they, they they can be banked. The same statistic happened in El Salvador 70% of the people were unbanked. And 30% of the people had access to some kind of banking relationship. After they announced last year, that they were accepting bitcoin as their legal tender. It's the reverse now 70% of the country now has Bitcoin on their wallet because the country gave them $30 worth of bitcoin. So they can either save it, spend it, you know, give it to their buddy, whatever. And they're all part of this like new ecosystem, they figuring it out, they're spending money. And it's it's fungible, it's accepted. It's it's a store of value. It's it's it's universal, it's divisible. You don't have to buy one Bitcoin at $40,000, or whatever it is today. You could buy 100,000 of a Bitcoin. Yeah, you might fraction, right. Yeah. Yeah. So that's the long answer to a very short question. Grant Well, yeah, well, it is it is a future. A lot of organizations pursuing it, who feels at risk by crypto who sue who isn't that's going to lose, right? What organizations or governments would fight against this? And why would people fight against moving to crypto? Mark Well, first of all, it's more accepted than you think. There's another country that accepted it in Africa. So there's two countries now that accepting it as legal tender. There are cities there's a city in Switzerland that is now accepting it. It's being widely adopted. So first, it was just a couple of nerds. And then you know, I don't know if you know this, but the first transaction on Bitcoin was to buy to Papa John pizzas, and I think it was for 10,000 bitcoins and the guy goes, Yeah, I'll give you the pizzas for stupid 10,000 Bitcoin. Well, that's bitcoin is now worth $453 million. But that was the first real transaction and it's actually a great story about two pizzas being worth $400 million, or whatever the number is. Grant So man, I did not know. Mark Wow, yeah, no, that's they call it the pizza, the pizza trade. But there are some entrenched interest in doing this because the government first of all is debasing our currency, our currency is lost 99 Point 5% of its value in the last 100 years. Right? That's why a car an average, sorry, an average house today cost $250,000. But that house, you know, it's a similar house in, you know, 20 Sorry, 1920 cars $5,000 We've We've debased our currency to almost nothing. And we feel like we're getting rich, our houses are going up, but you're not getting richer. It's just the denominator is getting more debased. So the governments are all threatened by this, and they don't. So what they're doing is they're trying to come out with something called a C D, BC, a centralized digital banking currency. Right, Senator CBBC. And, you know, they think and if you think about the dollar, it's already electronic, like on my phone, I have Apple Pay and Google Wallet and visa and, and I have, you know, I can move money through my bank account. One other thing that Bitcoin you can do is, and I had somebody that wanted wanted some money from the hedge fund last week, and she asked for the money on Wednesday, I had to clear it out of the brokerage firm on Thursday, it had to get to my bank on Friday. And then I had to wire it over the week, you know, on Friday, and it got to the she got the money a Wednesday on Wednesday. And I said, if you had just asked for Bitcoin, you would have had this money in 10 minutes. Yeah. Because banks, Bitcoin never closes, right, you can sell the coin on a Saturday or Sunday at three o'clock in the morning. So the government's are trying to figure out how to get in the game. Because if they're not in the game, they're going to be out of the game. The problem is, you don't want the government to be in charge of having your control of your money. That's the problem we have now. You don't want more of that. Now then they could just print that and infinitely like like many of the other stuff they've been doing. Yeah, yeah. That's, that's the big deal. Grant That is that's, that's a huge deal. Okay, so let me ask you this. So you've shared so many great insights mark, it's just, it's amazing. You're a wealth of insights? Well, you're a wealth architect, I guess you're living name, that's for sure. So where where can people go to learn more about you, and what it is you and your team are providing? Mark Well, there's lots of places, you know, marquee around the web. But I set up a site, a little page for us here for this particular podcast for your audience. And it's if you want to grab a pen or put it in your phone, it's it's go dot Destiny creation, because we believe in creating your destiny. So it's go dot destiny creation.com, forward slash grant. Very nice. And so if you go there, we'll have we'll have this podcast there and some notes and some links, but I'll give you guys who are listening. Not only a free book ebook called relic, regular paychecks is how to how to create regular paychecks out of the stock market. But if you poke around there, on our website, you'll figure out a way to get a free course to seven day we call it the accelerated training program, it highlights and teaches you actually, two of our programs. One is called the stock trade genius program. And the other is cash flow machine once for growth and once for income. And, and you know, then you can poke around and see if you want to go any further with us. But the bottom line is I want to educate you, I want you to figure out what you don't know, right, because there's a lot of times people just don't know what they don't know. And I don't want to see people happy with 8% returns and having to work for 45 years, and then retire on 20% of their income. I want to see people wealthy and you know, thriving and even in this market. So this is the this quarter has been the worst quarter in it since in since the Great Depression, the worst beginning of any years since the Great Depression. Most of our investors in my hedge fund made money this quarter. So it shows you that by playing defense, you actually can play a little bit of offense. Grant At the market today, we're already back to like, it's almost wiped out. Like the in fact, I think was wiped out, or at least on the index is the entire year. Right? Yeah, it's wiped out. Like, like, like, like the entire year. That's amazing. Mark And yeah, at least Yeah, that's it. And that's what the market does, right? It goes up. They always say it goes up with the staircase, and that comes down with the elevator. So the market just gets hammered really quickly. And it goes back and you go wow, it took two years to get this. And we gave it back in three months. Grant Got it. Yeah. Okay, so it's go.destinycreation.com/grant. I appreciate you doing that. That's very kind. Mark. Thanks for your time. Any final comments you want to share? Mark Not really. I mean, first of all, this was a lot of fun. You had some really great question. Do you have some really great insights, and I hope I didn't talk too much. I have a saying and I'll just leave you and your audience with the saying it's never give up your power in your health, your wealth, or your time. So thank you for your time and I was so honored to be here with you today. Grant. Grant Thank you. So much Mark. I really appreciate all your insights and the wisdom that you shared everybody. Thanks for listening to another episode of Financial investing radio. And until next time, go get your destiny creation. Thank you for joining Grant on Financial Investing Radio. Don't forget to subscribe and leave feedback.  

In this episode of Financial investing radio, I speak with the person that introduced overnight trading to the financial markets. He will give you some guidance on how to build your wealth, I speak with The Wealth Architect. Grant Hey, everybody, welcome to another episode of Financial Investing Radio. Okay, so today I have in the house, it's taken me a couple of tries here actually, literally, to catch Mark Yegee with me here today, longtime expert in the investing world. So grateful that he took the time to come here today and talk with us and share some of his secrets on how to grow your wealth. In fact, I think he's known as The Wealth Architect anyway, without me saying anything else. Mark, welcome. Mark Well, thanks. I'm not I'm not sure I like the title of longtime expert. But you know what, I guess it goes with the territory. But thanks. Great to be here, Grant, and I can't wait to get into what we do and what you do and have some fun with your audience. It should be great. Grant Yeah, thanks again. I appreciate that. So one of the things that caught my eye when your organization reached out and I was reviewing your profile, I just have to start here. There's this tip here about you getting into this world into the investing world at the age of 12. I mean, holy smokes at the age of 12. I was milking cows and hauling hay. I mean, there was not a stock market in sight. So I asked you, I mean, the only stock I saw had horns, right. And where I was milking it. So you know, if you'd have said, How's the stock market? We're like, well, we got, you know, 50 cows in the pasture, but like, What are you talking about? So, how did you get into this at 12? Mark Well, you know, my dad was a grew up on a farm. I didn't, I grew up in the city. And so I you know, I mowed my yard and cleaned my pool and got paid to do that. And every day, I would see my dad reading the Wall Street Journal, and it had all these symbols in it with numbers by them, and he would circle stuff. And I was so curious about what he's doing. And finally, one day, I'm like, Dad, what are you doing? I think it's like you thought I was ready. And so he said, Oh, this is how you invest in other people's businesses. And I was like, Oh, great. So over time, he started to kind of teach me that, you know, you're running your own business, doing your lawns, but you can also go out and invest in other people's businesses. And I thought that was fascinating. And after a while, after maybe a couple of months of telling me about it, he goes, but the only way you're gonna learn it is to take some of your money and put it in and I did. And so my first stock, I think it was 12 or 13 years old. It was right around that time. It was it was 100 shares of a company called Ailey company. Grant I've never heard of, I haven't heard of them. Mark No, I don't think they're around anymore. But they were they was this women's clothing store in the malls. And it fit all the criteria. Low P I mean, my dad taught me a few things. And it was alphabetical that I went, you know, I finally went, Hey, here's one. So I circled it. And I bought, you know, $300 worth of that stock was 100 shares at three bucks. And I just would watch it every day. And I was fascinating. Oh, there's the new print on it. And there's a new price. And the stock went to $6. So it's it was probably the worst thing that could ever happen. It's like, it's like when you grab the golf club and you hit it right down the middle. You think you're a good golfer? This is easy, right? It's as easy as like this, you know, or if you go to play craps and you hit it on the first you know, first dice roll. And so I I invested again, I saw commercial on TV, you know, and it said us, it said Allegheny Airlines is becoming US Airways or us there. I think it was at the time. Yeah. And I was like, Wow, what a cool name for an airline. And I you know, that was the only reason yeah, I think it might have might have met some of the other criteria as well. So I bought it and it went from 17 I remember to 35 so I doubled it again, which is probably the the next worst thing that could have happened but now I'm like, this is a piece of cake plus I don't even have to work the money is doubling and yeah, anyway, so you know, I guess I could buy more candy than I could. But that was it. That was the beginning and then he started intermediate. introducing me to books. My dad was a big Personal Growth Guy. So I had read, I had read books, you know, by Dale Carnegie very early on, I read books by Edward Thorpe McShane, the business who wrote a book called, oddly enough, he wrote, this first book was called beat the dealer need to deal with a guy who was an MIT professor. So he taught math at MIT. And he went to Las Vegas, and he figured out how to beat the roulette tables. And they, you know, he had another guy helping him and this was kind of a rudimentary metric computer in the 50s. And he figured out where the ball was coming out, and how quickly it was anyway, he figured out a way to get the probabilities in your favor, and he started to beat the roulette tables, and they kicked him out of Las Vegas. So he went back, and then he figured out well, I'm going to figure it out on Blackjack, and you've heard the story, there's been a movie made about him. Is that the movie? 21? Yeah, yep. All these kids went to MIT, you know, the students. And he brought them they all cleaned Vegas out and then finally got kicked out of that. And then he turned his his efforts to the market. And then he wrote a book called beat the market. And it was basically how to buy a stock and sell the warrants against the stock, which today are basically known as options. They're still warrants, but most people don't know what they are. And it was covered. It was a system of covered calls before they even had options. They didn't have options until 1971 or 1974, I think. And so but I was fascinated by because my dad was like, Oh, you got to learn this. And it was this thick book. It was really boring. And but I, I started to apply it. And I applied it so much that when I was 16 1718 years old, by the way, I bought my car with the winnings and the monies that I made in that those first few investments. I set up a brokerage firm at EF Hutton and my dad had this old timer broker. And I said okay, Harry, I want to buy 100 shares of IBM and I want to sell the you know, the call options against it. And he's like what? So we had to call in New York and get the options principal from EF Hutton on. And he understood why zoom, but my broker didn't even understand I did teach him what I was doing. And so all through high school and college... Grant And this was a high school you did that you sold your first in high school high on IBM? Mark Yeah. So IBM, and this is back when you pay a commission of $300 to do IBM. And they had quarterly options. And you know, the different it was a different game. And now we have so many more tools that are at our disposal. That's great. So yeah, I did this all the way through college. And finally, you know, I had several different entrepreneurial ventures and then I actually sold copiers, which for me was the worst thing. Anybody. Grant Like they just sort of jumped into the white when you're selling options, and you went from that to copiers. What happened? Mark? Mark Well, I mean, when I went to college, I didn't think that making money in the stock market was going to be on my my career. So I went to college. I got a marketing and business degree, and everything was hunky dory. And then I got out and pretty. I I started an entrepreneurial company in college. I was back when the Swatch watches were this big craze. Oh, yeah. And you remember those people put 10 Swatch watches on their wrists? Yeah. And I thought, Well, I went to the University of Florida and I thought why isn't there a swatch watch with a gator on it? Like a University of Florida Gator, you know? And, and I went to the I went to the, you know, the alumni office and I said, Can I license the gator. And this was back before the internet. This was back really? Right around the time faxes were becoming popular, but still pretty early back in. In 1980. What was this 85? Yeah. And they licensed the Florida Gator trademark to me. And I figured out a way to get to Hong Kong. I had no money at all. And when I was a junior and senior in college, I went to Hong Kong and I met manufacturers and I figured out a way for them to put the gator on these watches that I wear orange and blue the color the exact colors of the school. Yeah, and I brought back these you know, 2000 watches are added, manufactured and shipped. And I had them in my college wasn't my dorm room was my fraternity. I lived in the fraternity house last semester. And so I had them stacked floor to ceiling all these watches, right? So I go to the games, and I would sell these things and and I learned a lot about a lot, right? Traveling, manufacturing business, you know, buying good quality products versus crappy products. And I expanded to 23 schools in the southeast and finally just got out of that business about four years later. And then I sold copiers after that. And I that was miserable. But it was that was again instructive. And then finally I I said why I've been doing the market all these years. Why don't I just go do that? Amazing. Yeah, I got a couple of I got a job with a guy named Ernie Ollie who had already discount old discount stockbrokers. It was a discount broker like, like Charles Schwab, they were actually good buddies and they started when those got deregulated in the 70s. And I worked for Ernie for or a year and a half, two years, something like that started my own brokerage firm with a partner. And then we grew that to a to a pretty big venture became a Wall Street company that applied to do this financial technology, I could bore the I could bore you with all the little stuff that I've done in between. But it all has led me to this spot where I had a, you know, a big trading firm, Wall Street trading firm. And we traded, you know, billions of dollars worth of securities. Grant  I saw that, that's well, and did I read it right? That did you guys introduce after hours trading? Is that true? Mark Yeah, that was actually my idea. And everybody thought I was crazy at the time. But I thought, you know, we have this system that all we do is if somebody wants to buy and somebody wants to sell, our system was a computerized system, they just matched those sellers. And I said, why does that have to stop at four o'clock? Why Can't We? If somebody still wants to put the order on? What can we do it a 401? And then if we can do it a 401. Why can't we do it at 601? And then why even shut the thing off? Let's just let it run all night. It happened automatically anyway. And so yeah, we introduced after hours trading in 1999, I believe. And I was on NBC Nightly News with Tom Brokaw. And you know, a few things. Grant And then, and you're now you're talking to me now how am I now? Mark And now I've moved up to talking to you. Yeah. Grant Wow, you finally got up to Grant Larsen. I mean, Tom Brokaw, it's been a long time coming! Mark So just a stepping stone. You know, you got to stand on the giants that came before you gotta get to the grant Larsen. So. But, uh, but I'm glad to be talking to you. Because you know, everything that I've done in my life has led me to this exact point. And that exact point is now where I have a few hedge funds that I run. They're all based on all these mentors and all of them knowledge that I learned over the last 45 years. And now we help people call, you know, make what we call Safe, reliable income. Although if you look at it today, with this market, it's not safe, reliable income today. Grant Yeah, I turn my head and I'm looking at it that can you say sell off? Mark Yeah, don't don't even look. It is a light volume sell off. So I believe that there's a bounce coming in a couple of days. But boy, it's, it's painful for a lot of people right now. It's, you know, people think you just buy a stock and you hold it. And that's the way you invest. And then you get these 25% corrections in the market. And people's 401 k's are decimated, they go to 5060 70%. Yeah, it's just a shame. It's just a shame. Grant Ever since November, I saw got it at the end of last November on my systems and went, Okay, I'm gonna start preparing to hedge here. So I've just been building my hedging positions since then. And yeah, we've had some interesting volatility a couple times. But right now it's down hard for sure. Mark So it's horrible. Yeah. And you if you started in November, you probably if you correlate it, it's the exact day that Jerome Powell from the Fed said, we're going to start to raise rates. And from that point, we're down about 27 28%. And some stocks. I can tell you some stocks are down 50%, 60%, 70%. Grant Yeah. Facebook and others. I mean, they're down like massive 5060 out, yeah, Netflix got hammered with your training thing. And, yeah, just a lot of them are down really soon. Mark But it doesn't have to be that way. Right. Like, you know, a lot of people just don't know what they don't know. And we tell people that they can make two to 4% a week. Now, that doesn't always happen. But our goal is just like that analogy that I threw out before about the craps table. It's, it's to get the odds on your side, right? Yeah, I mean, I know, it's this is not gambling. But if you use gambling as an analogy, you can understand it better. If you're sitting around a poker table like Annie Duke or Phil Ivey or those guys that are on, you know, the the World Series of Poker, they don't win every hand. But if you have a pair of aces, you have the odds in your favor. If you stay in, unfortunately, sometimes three kings comes up and your opponent has a king, and then you lose, but that doesn't mean you shouldn't have been in the game. So what we try to do is we try to create safe, reliable income by renting stocks, to other people that are going to our B that are willing to gamble and pay us a premium for having the option to buy our stock. I can explain that a bit more with an analogy, if you if you want to hear it, but that's really what we do. Grant And I'm selling options, then that's that's your main strategy. Mark Yeah, yeah, we buy we buy a good solid stock. So we have, we have a system called the cash flow machine, right? We call it the cash flow machine because you you put cash in, and then it gives you cash out more cash. And that's it's, it's a system that creates income, using what we call the four cornerstones it's the right stock, not just any stock, the right market, because you want the tailwind to be behind you. So we use a component of market timing and does help and then it's got to be the right spot on the chart. And usually you can find a high probability spot on the chart where this were the end institutions are behind the stock exchange in the right direction. Yeah, and we don't want to be against the institutions. That's the big money, right? We're little people. Yeah. So we want to be with them. And we can see where they are, they leave footprints on the chart. And then we go in that direction. And then the fourth Cornerstone is we squeeze the juice or we collect the rent. And that's the option premium that we get for selling upgrades and income. And it's a defensive strategy that we make, you know, two to 4% a month, conservatively. Grant Now, there's, you know, there's obviously a fair amount of margin that's needed in order to do this kind of thing. So you typically need to have fairly decent size accounts to do some of that stuff. What what's sort of the entry level that you see most of the people come in at how much is what sort of account size or capital do they need to have? Mark Well, it depends, we have a breadth of options that you can use so so I have a hedge fund that I run using this strategy for accredited investors, people that are worth, you know, more than a million dollars, you know, rich guys, basically, but not everybody qualifies for that. And I want to do whatever I want to make this accessible to everyone. So we have a set of courses. And we have my favorite thing is a mastermind group. And so the mastermind group is around a series of courses, and their video courses over my shoulder, I show you how to do the trading and you and you understand the philosophy behind it. And I give you the whole strategy. And then it's also surrounded by a full ecosystem of support. So we have like minded people that are also giving you support people that have just gone through the learning that you've gone through, you get mentorship from me, and I've got, you know, for decades of doing similar things in this, you get, you'll actually get something called the private access group where I put out the actual trades I do in my hedge fund. So you can learn from them, mimic them, do them, you know, do subsets of them, whatever. And then on Friday, and again, this was what I was alluding to a bit ago, on Friday, we have a mastermind call where we all get on a zoom call, some of us will share our screen show the trades we're making, I'll usually teach a concept about the current market or something, you know, that we should know. And then we hold each other accountable through a chat group all week, like, Hey, what are you doing? Who's doing what during the Fed announcement? Why are we you know, selling, you know, the Tesla when Tesla's coming out with numbers, you know, things like that. So to answer your question, that mastermind group, it's an investment in yourself, I give a money back guarantee, if you don't make enough money to cover the tuition because it's not a it's not a small amount. But it is the small amount of it's an investment in yourself, and you make it back with your investments. But in order to, for me to feel good justifying that you need about $150,000 to 2 million as a minimum, Now, not everybody has that. And I've had people that just you know, take the courses and do extremely well with five or 10 or 15,000. But they're not going to afford to be in the mentorship program, and the mastermind group and all that kind of stuff. But they can take the courses. And so we have a full breadth of offerings for people just so that we can they can learn it. I also have a free course on my on my website that you can sign up to take that kind of introduces you to the concept of what we do. You know, we got all kinds of stuff. My goal is Grant, it's financial education, right? We don't teach people about money in school. We just don't Yeah, it's it's not at all. I don't know about you, but I use money every day. I don't use Romeo and Juliet every day. And I don't use the Pythagorean Theorem every day. Grant One I don't use while shopping the grocery store. Okay. Mark I haven't used the Pythagorean Theorem, I don't know in at least a week. Yeah. And, you know, I don't learn I don't know much about you know, I don't use Cleopatra, and Henry the Eighth and his wives every day, but boy, I use money, it would be nice to know, would have been nice to know without having to go outside and learn how to buy houses in real estate, how to invest in the stock market, how to do my taxes would have been nice to have learned a little something like that. Yeah. So I believe that that's the biggest thing that people can do is they can invest in themselves by getting financially educated. And so that's part of that's a little part of what I do in the world is is help people with that. Grant So it's interesting that you're making this available to a wide range of people regardless of where they are right certainly you've got the capabilities to help those that are accredited, but for the person that's just trying to get going I mean, you walked that journey so you understand that and therefore you're made this available to them to help them ultimately get there are you positions intended to be longer term Are you have sort of a timeframe Are you more like a swing trader? Are you sort of long term Are you did sort of break it up you got portion of the portfolio's shorter term and some sort of longer term investment What's What's your philosophy on that? Mark Well, I can give you the short answer or the little bit longer answer that has some more depth let me give To the longer answer, since we got a nice podcast format going here, the longer answer is that everybody says, oh, you should be diversified, right. And to most people who are uneducated, don't have the financial education that we should have. They're educated by Wall Street. And Wall Street is run by two groups, lawyers and salespeople. And so lawyers are there to not get the firm sued. And for that, they've put you in average investments, because how can you get sued? How can you sue anybody if you just did an average return, and the salespeople are there to grab assets and a lot, the more you assets you grab, the more they pay the salesperson, but the more the firm can trade of that money and make money on it. And so what they want what we hear, and I was a Wall Street guy, so I can say this, is they want you to be diversified. So they tell you put your portfolio in a nice little portfolio of mutual funds and ETFs, a couple of stocks, and you know, maybe some bonds and you won't get hurt, right? And you get this average low returning 8% thing that you feel great about because woohoo. But that's the average, right? The s&p 500 over the last 500 year or sorry, 100 years, has made 9.4%. So if you're doing around nine point you do 9.6%, you're feeling really good about yourself. But you know, I did a study, exactly. You pat yourself on the back, right. But I did a study a few years ago, and in 2000, I think it was 13 and 14, or might have been 14 or 15. I can't remember but doesn't matter the years, the the stock, the stock market did about 28% or the s&p 500 Dow about 28% during those two years, but the top 10 stocks did 185%. So what you're doing when you diversify is you're you're supposedly spreading out your risk, but you're also muddying up your returns, you're taking the good returns, and you're making them crappy returns by some stocks even went out of business and the s&p 500. And the rest are kind of in the middle, just kind of figuring it out. Because not everybody can win. So why not just invest the top 10. Right. And easier said than done, of course. And so what we do is it's a probabilities game, we we you know, when you and I if you buy a stock, and I know you're a futures guy, too, but if you buy a stock or a future or an option, or any kind of investment, you've got a 50% chance of being right at the moment that you do it, yeah, you have a 50% chance of being wrong. Yeah, because there's a smart person on the other end that's got the other side of that trade, and they got a 50% chance. So it's whatever you do after it. So what we do is we we try to find the right stock stocks that are trending up, have above average return on investment, return on equity, earnings per sales, growth, per share growth, sales, growth, those kinds of things, great, great products. That's that, that gives us a little bit of an edge maybe takes us to 52%, then we try to find the right market, because 70% of the stocks performance, it comes from the performance of the market itself. So whatever. So they're in, right, whatever. And then sector performance is 38% of the stocks performance, right. So you're now you're adding you're stacking these, these percentages 52 to 54, maybe 5556, then you find the spot on the chart where it's about to break out or where there's institutional support, or it's bouncing off the 200 day moving average of the 50 day, there are spots on the chart that statistically over the last 120 years on on the right stocks seem to be where that they are going to support the stock. So now you're inching your probabilities up, you never get to 100%. But if we can get to 6070 80%, great, then what we do is we create income from the stock. Now, I don't know if your audience wants me to get wonky with statistics, but I'll give you one more. Okay, go for it. All right, here we go. When you buy an option, and an option is the right to do something, but not the obligation to do something at a certain price before a certain time. When you buy an option, you have an 80% chance of losing all of your money. 80% Wow, that's statistically what it is 80% chance, all options expire, without the buyer making money 80% of the time, because there's no free lunch. But there's also the other side of the trade, Somebody sold that option to the buyer. Well, if somebody's losing money, 80% of the time and they're the buyer, what do you think's happened on the other side of the trade? Grant I mean, someone's got 80% wins.  Mark Yeah. And that's right, it approaches 80% Doesn't always happen. But it does have the statistics in your favor. Because when you sell an option, you always pocket to time premium. And this is what we teach in the course of of how that works and what that is, but you always get the timeframe, you always get the amount that the gambler is willing to risk to have certain amount of time to be able to do something because they're getting leverage. And you know, you want me to give an analogy so I can tell you kind of what we do. Go for it, mark. So most people understand real estate way better than they understand these intangible pieces of paper. They're not even pieces of paper anymore in the stock market. So imagine you open up your window and your front door. And you look out the front door. And there's a vacant lot across the street that your your other neighbor, your friend Jim owns, right? And Jim puts up sign on it says For Sale $100,000. Right. And so Wow, you got your neighbor's got his one acre lot across the way for $100,000. And let's say this other guy, Bob is driving down the street. But Bob heard that there was a Hilton going to be put right up next to Jim's lot. And it's going to make Jim's love worth, not just 100,000. But since it's going to be this Hilton resort, it's going to be put there, it's gonna be worth a million dollars. Yeah, problem is Jim's broke. He doesn't have $100,000 or not, Jim, but Bob, the guy driving down the street. Yeah. But he goes to Jimmy stops his car and he finds Jim in front of the lot. They're, you know, cleaning it up getting ready to sell. And he says, Hey, I'll tell you what, I don't have the $100,000 to give you right now, you know the to buy the property. But I do have this $10,000 Can I give you the $10,000. And all you have to do is promise to take it off the market and not sell it to anybody else. You get to to keep the $10,000 for doing that. But anytime in the next six months, you have to sell it to me for 100,000. And Jim, the guy selling it goes, Wait a minute here, hang on a second, I get to keep the $10,000 I take the property off the off the market, and you're gonna buy it from me for the same price I'm asking anyway, sometime in the next six months. And if you don't I still keep the 10 Grand. And Bob goes, Yeah, that's the deal. And they shake hands and you make that deal. And they write up a contract. Now a couple of things can happen. One thing is Bob could have been right, and there's a big Hilton, they make an announcement. There's a big thing in the paper Hilton to buy, you know, the lot next door to Jim. Yeah. And now. Now Bob took his $10,000 investment. And now he turned into a million dollars. Yeah, he made a high huge amount of reward for knowing about that rumor. As you and I both know, information is not perfect on Wall Street. Yeah, it was a rumor. And it never even happened and nothing ever happened in the next six months. And there's no announcement. And so the the option expires, Jim kept the $10,000. Yeah, so now that now he's got a $90,000 basis in the property, let's call it Yep. And Bob lost the whole $10,000. So Bob had high risk, because he lost it all. But he could have made a killing. But Jim made the $10,000 no matter what. And he could turn around and find another Bob and sell it to another Bob for 10,000. and another and another another. So to answer your question, what we do is we find a position that we like, like I said, it's the right stock. And then we do the same exact thing in a stock market. So we find a position like Tesla right now is the big one. We're all in. We were an app a lot of a sudden Apple still to some of us traits and Apple, we have these great stocks like Nvidia and Microsoft and you know, the big ones. And there's certain criteria that they fit because this doesn't work for every stock. And then we just find a gambler out there like Bob that was driving down the street that thinks he knows more than everybody else. And he wants to give you some money in order for you to take that stock off the market and sell it to him at a certain price. Before that happens, and we do it weekly and monthly. We don't wait. Okay, we do weeklies, yeah, we do weeklies and people are paying a lot of money to have the option for a week to buy a share at Tesla. In a week that goes up, you know, they'll they'll pay you 20 bucks for a week for the stock to go up another $20 plus more.  Grant So it's really high at that point to write on those weeklies so yeah, it is yeah, yeah, it is. Mark So it's, it's, it's and it works. I can tell you some stories about some of the people in our program, and a lot of people are, you know, physicians and the physicians are. This is funny, funny to me. I didn't know this grant, but a lot of physicians just don't like being physicians, not because they don't like helping people, because that's what they really do. They just don't like the politics. Oh. So they don't want to be told when to be at work. And they don't want to be told the politics and other things they have to write up in the computer education, they have all this stuff. And so they can't wait to retire. And I always say why well wait till you're 65 and your hips don't work and your knees creak. And then you can travel the world and you don't feel like it. Yeah, I don't retire a little bit earlier. So a lot of our guys and gals in our program are retiring early, using using some of these things. And I'm really proud of that.  Grant That's, that's an amazing I love the analogy. And so it sounds like you're doing weekly as well as monthly sort of positions. So you're turning them around that you get involved in leap at all are you doing really long term positions is also. Mark We actually do we do we do long term positions as a proxy for the stock. That's something called synthetics. And we that's a wonky concept because there's deltas and all kinds of things that you'd have to teach people about, but yeah, the two to 4% that we make as our basic and then we kind of ratchet things up, if you want to take a little bit more risk, we like to tell people, it's about three times more return that you get, but take 1x more risk. But it all depends on the stock and the market and how you trade it. And, and 90% of this, at the end of the day comes down to emotion and mindset. And I always tell people, that that's that, to me. Grant That seems like that's one of the most critical aspects of this, there's the mechanics that you're describing that have to be right. But with all those being, quote, unquote, right point, that mindset, if you can't hold that position, or you're not confident in the system, then you really get whacked hard. How do you how do you get to the right mindset to do this Mark? Mark Well, you know, the premise starts from the word emotion and motion, money is tied to emotion very significantly, right? It's the number one cause of divorce even even more bigger cause than bad sex. And, and so money, money is a big deal. And people try it, they work hard for their money. And then when they put their money, it's so easy to click a mouse to get into a stock, right? Click, boom, you just invested $100,000, you don't have a strategy for when to get in. You don't have one to get out. You heard Cramer say something on TV that you should buy the stock. And pretty soon you're like, oh my god, it's down $10,000. And now you're getting emotional. And I don't know about you, but when you're angry or sad, or you know, the you don't make good emotional, emotional decisions, right? Not a time to make a decision. It's not the time. So what we do, and I believe that anything that is worth doing is worth doing right? Is we teach people a series of rules, right? Because rules allow you to say, is this, it's either yes or no, right? If you have a role, it takes the emotion out of the event, doesn't mean we don't have to deal with emotions, because boy, there are days like today, where things are moving around a lot. And you know, but we also teach you what to do in markets like today, like what do you do? Do you react? Do you protect you buy a color? Do you do whatever. And those and that system was just a system of rules is designed to reduce emotions, because when emotions go up, intelligence goes down, and vice versa. Right. So our goal in anything that you do in life, right, have a system like Michael Jordan had a system. And if he became the greatest basketball player ever, anybody has to have a system to do something really, really well. Grant So hands on help to overcome or manage meaning not overcome, manage the emotions through the system, the core of it, that helps you to have and maintain the right, the right mindset. I have another question for you slightly different. Time for one more question. Mark I got as much time as you want.  Grant Okay, question. This is crypto, what is going on there? Is that the place to go put your money? What do you think?  Mark Wait a minute, you said "Do I have time for one more question". And you asked me about crypto, which is a whole new universe of stuff? Yes, I did. Oh my god. Yeah, I have so much fun with Bitcoin right now. And it's, it's because a year ago, I was the biggest Bitcoin skeptic that there ever was. And today I have a cryptocurrency hedge fund because I decided that if I'm going to be in the financial services business, I need to learn about this. And I need to figure out why am I so skeptical? And why are so many people making money on it? And then when I got into it, Grant, I started to realize there are so many and it's not every crypto, there's almost there's like 20,000 different tokens. And I'm not recommending them I'm a Bitcoin guy with a with a little bit of cryptocurrency on the side maximalism. Right? But it's mostly because Bitcoin maximalism for me. And boy, I could get into all kinds of stuff. But if you just look at the whole man, I don't know where to start. But to keep it just keep it short. Let's let's just talk about what money is. Right? Money has certain properties, right? So we'll talk about and if you put three things in your brain as we talk about these. It might it might help but money is first of all, it's it's portable, right? You can take $1 Bill and you can walk across the street or you can go to get on a flight and go spend it right it's yeah, it also means it has to be accepted, universally accepted. So your dollar bill in your wallet will be a universally accepted somewhere else or they'll change it into something else. They won't look at it like a conch shell like they used to 500 years ago and say, well, the shells too small. We can't I used to actually trade with conch shells. Till some country said hey, we got a ton of these. Let's go buy a bunch of their stuff. So it's got to be universally accepted. It's got to be standard, right? $100 Bill is $100 bill, it's standard. It's got to be divisible. Well, you know, you sometimes you need a little less than 100 bucks, maybe not in your case. Maybe you're walking around with wads a hundreds but a lot of us we need you know dollar bills and $5 bills and pennies and nickels, and so it's divisible and it's in let's see what else it's um It's a store of value. It's a medium of exchange. So if you keep those so So looking at the dollar, I just described the dollar looking at Gold. Gold is pretty good, too. Gold's a good store of value, right? It's a good hedge against inflation doesn't pay you in any any interest or anything, but it's a good store of value. And a good hedge of inflation. Problem is, I'll bet you that you don't have any gold on you right now. Grant Yeah, that's it right there. Mark Yeah, that's it. So you're not walking around with a bunch of gold. And if you wanted to walk around with any kind of wealth in your pocket, you couldn't carry it in gold, right? It's heavy, you couldn't go across the border. Imagine if you're in Ukraine right now trying to come out of your country, because you have all this money, your bank account is closed? How do you get your gold out, they're gonna confiscate it, possibly at the border. If your guy they're not even letting you leave. I want to make you fight. So, you know, gold has got some really great properties. And for 5000 years, it's been a really great hedge on investing. You know, they used to actually shave off pieces of gold, but then you couldn't measure it. Right? And so they went to silver and then that's how coins got the ridges on the side of them. I don't know if you know that is because with with the people would shave off the silver, and then the coin would get smaller and smaller. So if it didn't have the ridges, they wouldn't accept that. Anyway. Grant Are you serious?  Mark That's yeah, that's why the ridge is... Yeah, yeah, absolutely. And then and then we can talk about Bitcoin. And now let me just give you a background of Bitcoin, bitcoin is called a cryptocurrency, which, right off the bat eliminates most people from understanding what it is, but it's actually a really simple, it's a really simple product. All money is a ledger based system. When you have a bank account, it's held on the bank accounts, books as a liability, they owe you that money, right? You can go in and say, I want to get my money, and they owe it to you. Right? So it's an asset on your books. It's a liability on theirs, depending on on what you believe, how the Fed really interprets that. But that's, that's another conversation. Yeah, yeah. But but it's all a ledger system, right? You know, you own a house that's got a value, and then there's a liability against it with the mortgage, those kinds of things. The same thing with cryptocurrency, and I'll give, I'll give you the analogy, just in case, there's somebody here that doesn't understand what cryptocurrency is, because it can be very wonky. Imagine you and me and Susie are sitting around a coffee table. And I've got this book, that's this blank journal, and we all decide to write a book. So I write the first sentence. You know, the dog bit, Johnny. Okay. And then you take you take the book, I pass it to you, and you go, Mark wrote the dog bit, Johnny check. That's what he wrote. And John, and Johnny screamed is your sentence, and you pass it to Susie and Susie says, Mark wrote the dog with Johnny check, Grant wrote, and Johnny screamed, Chuck, and that she writes her sentence. And then we just keep passing that around. And we pass around, and then we write this story. And the journal gets thicker and thicker and thicker and thicker. And now it's 1000s or millions of pages. But you know what, the first sentence that I wrote is always in there. And the second sentence that you wrote is always in there. Yeah. And when those sentences are in, that's what's that's the blockchain. It's an immutable ledger ledger that can never be changed. Now, with Bitcoin, it has the advantage of this last component of money. And that this component of money is that was one that the dollar doesn't have, or any other fiat currency doesn't have. And Fiat just means by decree, it's just created by the government. It has scarcity. There's only going to be 21 million Bitcoins ever made, there's might have been 19 million made, the next 2 million would be made over the next 110 years. And so there's a scarce amount of those things. Well, you and I both know that, you know, if you gave somebody a dozen roses, that has a lot of value, but if you gave them two dozen roses that has some good value, and if you know if you gave them you know, 50 dozen roses. Well, that's cool, and you could story but pretty soon that last vowel that last rose doesn't have as much value as the first dozen roses and if you gave him 1000 roses, and 1000 Roses, the day after that pretty soon you'd be like, What do I do with all these roses? Now they're a nuisance and they don't have the value. So with scarcity it's like if you ever saw that tulip mania thing that you'd probably have in in in the Netherlands years ago the Dutch tulip mania it's that's indicative right? Because there was there was a scarcity you know, they created scarcity, but this is legitimate scarcity is 21 billion Bitcoin now. I'll tell you one more story. I know I can get a little bit wordy, but I just got back from El Salvador. So the reason I went to El Salvador is because number one, I run a cryptocurrency hedge fund and predominantly we're tracking Bitcoin. But El Salvador this little third world country that had civil war and has drug issues and Ms. 13 and nobody goes there. He has this really young, really visionary president named naive, okay? And this guy said, if if we're going to use the they use the US Dollar as their currency, and they see what we're doing to our currency in the US. And he's like, why would I want to put my I want to create a change in this country. I don't want to stake everything on this US dollars that's being debased. So he adopted Bitcoin as the first legal tender coin that I heard, and I thought, I gotta go check this out. Grant Well, close. Interesting.  Mark I was hoping it's a small country. I was I was sick. I thought you might have. Yeah, I met some other really cool people because I got invited to some thing with bunch of a bunch of government dignitaries on a different cryptocurrency launch, but it was really, it was really cool. And so I went down there because there's this place place called Bitcoin beach. Oh, no, ran an experiment for a year. And you might have seen it was just on a 60 minutes episode and Bitcoin beach. They just went to everybody and told them, You have to start accepting bitcoin, all the restaurants, all the hotels, all the people selling, you know, the little shell bracelets, and the necklaces and all that stuff. And they said, you have to start accepting bitcoin. How do we do that these third world, people would say, Well, you have this wallet that we're going to give you called the Chivo wallet, that's the name, the name of it, and you put it on your phone? Well, everybody's got a phone, right? And so you just accept it with this little QR code, QR code, what's a QR code, and they show them what that is. And so I went down there, and I bought my dinners, and my hotels, all with Bitcoin. And these people all understand it. They're third world people. And I go down the street and I tell people about cryptocurrency and Bitcoin and they look at me like I haven't unicorn sticking out of my head. And they're like, this will never work. Bla bla bla, it will work because it has all of the properties of money, but you can carry it with you in your brain. All you have to do is memorize 24 words. And now you have access to your cryptocurrency wallet, anywhere in the world. So when they when they when we left Afghanistan, they shut down the banks, anybody who had wealth in the banks couldn't get at it. But if you had the foresight to have Bitcoin, you could get at it. So it's transforming. one more statistic couple more statistics. 70% of the world is unbanked. Imagine the person in Ethiopia, or somewhere in Africa where they don't have banks on the corner like we do. Now. They've never seen a bank. And so they use systems of barter, and they use systems of exchange with and they don't have a banking relationship. But with a $50 phone, and a wallet that holds your cryptocurrency or your Bitcoin, you now have a bank on your phone. So these people are now able to create this ecosystem where they, they they can be banked. The same statistic happened in El Salvador 70% of the people were unbanked. And 30% of the people had access to some kind of banking relationship. After they announced last year, that they were accepting bitcoin as their legal tender. It's the reverse now 70% of the country now has Bitcoin on their wallet because the country gave them $30 worth of bitcoin. So they can either save it, spend it, you know, give it to their buddy, whatever. And they're all part of this like new ecosystem, they figuring it out, they're spending money. And it's it's fungible, it's accepted. It's it's a store of value. It's it's it's universal, it's divisible. You don't have to buy one Bitcoin at $40,000, or whatever it is today. You could buy 100,000 of a Bitcoin. Yeah, you might fraction, right. Yeah. Yeah. So that's the long answer to a very short question. Grant Well, yeah, well, it is it is a future. A lot of organizations pursuing it, who feels at risk by crypto who sue who isn't that's going to lose, right? What organizations or governments would fight against this? And why would people fight against moving to crypto? Mark Well, first of all, it's more accepted than you think. There's another country that accepted it in Africa. So there's two countries now that accepting it as legal tender. There are cities there's a city in Switzerland that is now accepting it. It's being widely adopted. So first, it was just a couple of nerds. And then you know, I don't know if you know this, but the first transaction on Bitcoin was to buy to Papa John pizzas, and I think it was for 10,000 bitcoins and the guy goes, Yeah, I'll give you the pizzas for stupid 10,000 Bitcoin. Well, that's bitcoin is now worth $453 million. But that was the first real transaction and it's actually a great story about two pizzas being worth $400 million, or whatever the number is. Grant So man, I did not know. Mark Wow, yeah, no, that's they call it the pizza, the pizza trade. But there are some entrenched interest in doing this because the government first of all is debasing our currency, our currency is lost 99 Point 5% of its value in the last 100 years. Right? That's why a car an average, sorry, an average house today cost $250,000. But that house, you know, it's a similar house in, you know, 20 Sorry, 1920 cars $5,000 We've We've debased our currency to almost nothing. And we feel like we're getting rich, our houses are going up, but you're not getting richer. It's just the denominator is getting more debased. So the governments are all threatened by this, and they don't. So what they're doing is they're trying to come out with something called a C D, BC, a centralized digital banking currency. Right, Senator CBBC. And, you know, they think and if you think about the dollar, it's already electronic, like on my phone, I have Apple Pay and Google Wallet and visa and, and I have, you know, I can move money through my bank account. One other thing that Bitcoin you can do is, and I had somebody that wanted wanted some money from the hedge fund last week, and she asked for the money on Wednesday, I had to clear it out of the brokerage firm on Thursday, it had to get to my bank on Friday. And then I had to wire it over the week, you know, on Friday, and it got to the she got the money a Wednesday on Wednesday. And I said, if you had just asked for Bitcoin, you would have had this money in 10 minutes. Yeah. Because banks, Bitcoin never closes, right, you can sell the coin on a Saturday or Sunday at three o'clock in the morning. So the government's are trying to figure out how to get in the game. Because if they're not in the game, they're going to be out of the game. The problem is, you don't want the government to be in charge of having your control of your money. That's the problem we have now. You don't want more of that. Now then they could just print that and infinitely like like many of the other stuff they've been doing. Yeah, yeah. That's, that's the big deal. Grant That is that's, that's a huge deal. Okay, so let me ask you this. So you've shared so many great insights mark, it's just, it's amazing. You're a wealth of insights? Well, you're a wealth architect, I guess you're living name, that's for sure. So where where can people go to learn more about you, and what it is you and your team are providing? Mark Well, there's lots of places, you know, marquee around the web. But I set up a site, a little page for us here for this particular podcast for your audience. And it's if you want to grab a pen or put it in your phone, it's it's go dot Destiny creation, because we believe in creating your destiny. So it's go dot destiny creation.com, forward slash grant. Very nice. And so if you go there, we'll have we'll have this podcast there and some notes and some links, but I'll give you guys who are listening. Not only a free book ebook called relic, regular paychecks is how to how to create regular paychecks out of the stock market. But if you poke around there, on our website, you'll figure out a way to get a free course to seven day we call it the accelerated training program, it highlights and teaches you actually, two of our programs. One is called the stock trade genius program. And the other is cash flow machine once for growth and once for income. And, and you know, then you can poke around and see if you want to go any further with us. But the bottom line is I want to educate you, I want you to figure out what you don't know, right, because there's a lot of times people just don't know what they don't know. And I don't want to see people happy with 8% returns and having to work for 45 years, and then retire on 20% of their income. I want to see people wealthy and you know, thriving and even in this market. So this is the this quarter has been the worst quarter in it since in since the Great Depression, the worst beginning of any years since the Great Depression. Most of our investors in my hedge fund made money this quarter. So it shows you that by playing defense, you actually can play a little bit of offense. Grant At the market today, we're already back to like, it's almost wiped out. Like the in fact, I think was wiped out, or at least on the index is the entire year. Right? Yeah, it's wiped out. Like, like, like, like the entire year. That's amazing. Mark And yeah, at least Yeah, that's it. And that's what the market does, right? It goes up. They always say it goes up with the staircase, and that comes down with the elevator. So the market just gets hammered really quickly. And it goes back and you go wow, it took two years to get this. And we gave it back in three months. Grant Got it. Yeah. Okay, so it's go.destinycreation.com/grant. I appreciate you doing that. That's very kind. Mark. Thanks for your time. Any final comments you want to share? Mark Not really. I mean, first of all, this was a lot of fun. You had some really great question. Do you have some really great insights, and I hope I didn't talk too much. I have a saying and I'll just leave you and your audience with the saying it's never give up your power in your health, your wealth, or your time. So thank you for your time and I was so honored to be here with you today. Grant. Grant Thank you. So much Mark. I really appreciate all your insights and the wisdom that you shared everybody. Thanks for listening to another episode of Financial investing radio. And until next time, go get your destiny creation. Thank you for joining Grant on Financial Investing Radio. Don't forget to subscribe and leave feedback.  

Most people think of ATC as just directing a singular flight as to where it supposed to go. But in reality ATC takes a lot of coordination with each other and with other flights. If that system breaks down then awful things can happen. Listen on to hear what happened to Aer Lingus Flight 132 and US Airways flight 1178. Like what you hear? Then consider giving the podcast Instagram a follow for more podcast and aviation related content. @whatwentwrong_podcast Credits The Flight Channel

Schleppend is an enchantment of the third level with a range of one-hundred-twenty feet and a duration of about four minutes.  Schleppend nearly quadruples the processing speed of the brain, allowing one to think and calculate at a super-human rate.  However, there is a drawback; the perceived world slows down to quarter speed.  People have reported feeling trapped in their bodies as they feel they are moving in slow motion.  The spell lasts fully for two minutes, then fades over the next two.  But for one under its influence, the experience seems to last for fifteen minutes.  Schleppend was discovered in Germany by independent researchers Friedrich Stolz and Henry Drysdale Dakin in 1904.  Even though another independent researcher in Japan, Jokichi Takamine, made the discovery four years earlier, the Germans were the first to file the discovery with their local magical authority, and thus they received the credit.  On the morning of January 15, 2009, US Airways flight 1549 took off from LaGuardia airport in New York City.  A few seconds later, both engines became disabled by a flock of Canadian geese.  No commercial aircraft had ever lost both engines so soon after take-off, and no pilot had been trained for such an extreme event.  Forty-nine-year-old, First officer Jeffrey B. Skiles, cast Schleppend upon himself so that he could work through the problem more quickly.  His calculations determined that the aircraft would not be able to land at any nearby airport.  He relayed his conclusion to lead pilot, Chesley B. Sullenberger, who skillfully crash-landed the plane into the Hudson River, saving the lives of everyone on board.

In this exciting episode, we talk to Mr. Ben Baldanza, former CEO of Spirit Airlines, and friend of co-host, Andrew Mastrandonas. From airline safety in the age of the pandemic to a host of other topics, we present this episode with one of America's top business executives.  More on Ben: After leaving US Airways, where Ben and Andrew worked together, Ben turned Spirit Airlines into America's largest "ultra-low-cost airline," generating billions of dollars in revenue. In addition, Ben serves on the boards of numerous iconic companies including Jet Blue, Six Flags Entertainment, India's Go First airlines, and other companies. Ben also co-hosts the highly regarded "Airline Confidential" podcast, link belowAirline Confidential Podcast: https://open.spotify.com/show/5OPByrb159itFyszA4kUs7 To help Ukraine, Red Cross: https://www.icrc.org/en/where-we-work/europe-central-asia/ukraine Music Credits:I Need You by LiQWYDOfficial Youtube Channel Link: https://www.youtube.com/watch?v=F8ioaRUlh2g

15 Tháng 1 Là Ngày Gì? Hôm Nay Là Ngày Sinh Của Martin Luther King SỰ KIỆN 1826 – Tuần báo châm biếm Le Figaro được thành lập tại Paris, Pháp 2009 – Chuyến bay 1549 của US Airways phải hạ cánh xuống sông Hudson tại thành phố New York, không có trường hợp thiệt mạng trong vụ tai nạn. 1943 – Lầu Năm Góc được đưa vào sử dụng, tọa lạc tại quận Arlington, Virginia, Hoa Kỳ. Tòa nhà là trụ sở của Bộ Quốc phòng Hoa Kỳ. 1759 – Viện bảo tàng Anh mở cửa lần đầu tiên cho công chúng. 2005 – Tàu vũ trụ bay theo quỹ đạo Mặt Trăng SMART-1 của Cơ quan vũ trụ châu Âu phát hiện các nguyên tố như Calci, Nhôm, Silic, Sắt, và các nguyên tố khác trên bề mặt Mặt Trăng. 2001 – Từ điển bách khoa toàn thư mở Wikipedia phiên bản tiếng Anh lần đầu tiên được đưa lên Internet. Sinh 1995 – Hương Tràm, ca sĩ người Việt Nam 1929 – Martin Luther King, nhà hoạt động dân quyền người Mỹ (m. 1968) 1920 – Huỳnh Phú Sổ, người sáng lập Phật giáo Hòa Hảo, tức ngày 25 tháng 11 năm Kỷ Mùi (m. 1947) 1979 – Chu Hiếu Thiên, ca sĩ và diễn viên người Đài Loan Mất 2007 – James Hillier, nhà khoa học người Canada-Mỹ, phát minh ra kính hiển vi điện tử (s. 1915) 2021 – Lệ Thu, ca sĩ người Việt Nam (s. 1943). Chương trình "Hôm nay ngày gì" hiện đã có mặt trên Youtube, Facebook và Spotify: Facebook: https://www.facebook.com/aweektv - Youtube: https://www.youtube.com/c/AWeekTV - Spotify: https://open.spotify.com/show/6rC4CgZNV6tJpX2RIcbK0J - Apple Podcast: https://podcasts.apple.com/.../h%C3%B4m-nay.../id1586073418 #aweektv #15thang1 #LeFigaro #lethu #MartinLutherKing #MaiPhương #huynhphuso #JamesHillier Các video đều thuộc quyền sở hữu của Adwell jsc (adwell.vn), mọi hành động sử dụng lại nội dung của chúng tôi đều không được phép. --- Send in a voice message: https://anchor.fm/aweek-tv/message

David Castleveter, Director of Media Relations for US Airways on September 11, 2001 and later Director of External Communications with the Transportation Security Administration, recalls the events and aftermath of the terrorist attacks.

The Economic Club of Washington, D.C. hosted a virtual Signature Event on Tuesday, July 13, 2021. David Rubenstein interviewed Scott Kirby, Chief Executive Officer of United Airlines, Inc.Scott Kirby served as the company's President from 2016 to 2020 and was responsible for United's operations, marketing, sales, alliances, network planning and revenue management. As President, he played a pivotal role in enabling United's cultural transformation and executing the Company's strategic growth plan. Elected in December 2020, Scott serves as the Chairman of the Star Alliance Chief Executive Board (CEB).Prior to joining United, Mr. Kirby was president of American Airlines from 2013 to 2016 and president of US Airways from 2006 to 2013. He is an industry veteran, with a broad and accomplished three-decade-long career in significant leadership roles within the airline industry. Mr. Kirby started his career at the Pentagon and in the technology sector.Mr. Kirby has bachelor's degrees in computer science and operations research from the U.S. Air Force Academy and a Master of Science in operations research from George Washington University.

Mike Claudio had what many would consider a cushy job at Verizon Wireless, working within their corporate sales team. His clients were major international companies, from Volvo to US Airways, and he was considered a top performer, hitting 250% of his quota for three years running. But the pace was brutal.  “It's a rollercoaster that's not for the faint of heart,” Mike says. “Looking back now, it ruins a lot of people. Because you're never allowed to be satisfied — happiness will at most last 15 days. Like, ‘Hit my quota halfway through the month, I'm happy now.' You just never, ever, ever felt like you could get ahead.” Mike wasn't just unhappy at work. He was also “fat, miserable and an alcoholic” in his personal life. But the pay and benefits were persuasive — until one day, a decade down the line, they weren't anymore.  “I'm in the same office as this guy who I'm going to be replacing… I remember looking at him and going, he's been in that job for 17 years. He's 400 pounds and miserable. And I went, that's going to be me. I was making $170K a year, was 27 years old. I had the life. I had the Cadillac, I had the house, I had the wife, I had the trips. I had whatever the f*** I wanted. But I remember looking at him going, ‘I'm too young to be the next thing I'm looking forward to is retirement.'”  In this episode of the Working For a Dream Podcast, Mike tells Patrick how he decided he was worth more and how today, as founder of WinRate Consulting, he helps clients and businesses find their “more,” too.    What You'll Learn: What happened when Mike ultimately turned his back on corporate life (and why people's reaction counterintuitively confirmed he'd made the right move) The difference between empathy vs sympathy for employees and others topics he coaches companies on today What kind of impact he's making through his Champion Shoes nonprofit And much more!   Favorite Quote: “I don't look at the big picture. If you look at my mission statement as a person, I want to have an impact with every conversation I have... I don't think enough people focus on the now. Right? I'm focused on this conversation and being in tune and being dedicated and focused. I'm not on my phone, worried about text messages… I have big goals, big visions, and big targets I want to hit, but I play the small ball. I do the work other people won't, I show up when other people won't, and I do the little things right that matter.” — Mike Claudio   How to Get Involved:   Connect with Mike:   WinRate Consulting A Champion's Shoes LinkedIn   Connect with Patrick:  LinkedIn Facebook Instagram  

Chris Emanuel was hired as an airline pilot at prime age of 21. He served with US airways for 38.5 years where he flew different types of aircrafts, worked as a manager in the training command to train pilots. Once he retired from a long distinguished career at US Airways, he started volunteering in politics, worked with different candidates in state wide elections. Meeting with different legislators and lobbyists at the NCGA, he loved the field of lobbying. He then started his own consulting group in Charlotte and never looked back from that point. Let's listen to this interesting story of Chris Emanuel in this next episode.

Nova Iorque é o cenário mais conhecido dos filmes de catástrofe. Também digno de cinema, é o Cactus 1549. Poucos segundos após o Comandante Sully admirar a bela vista do rio Hudson, um double bird strike fez com que o Airbus A320 perdesse todos os seus motores, numa das áreas mais densas do mundo. A rápida tomada de decisões e a ótima comunicação da tripulação tornaram aquele flight deck um importante legado para a aviação moderna, reforçando a segurança operacional dos jatos comerciais. Fernando De Borthole, piloto privado e proprietário de um hidroavião, comenta o evento conhecido como “Milagre do rio Hudson”.

從Oregon開始邊學飛邊唸大學，來賓JOHNSON曾因為飛行訓練而影響大學本科專業成績，為了能兼顧學業而轉學至Ohio，卻又因家裡經濟因素被迫暫緩飛行訓練，期間他曾獲得Embry-Riddle航空大學的獎學金，但是家人不贊成過早投入航空專業，因此他等到研究所才前往Florida的Embry-Riddle完成雙碩士學位，最後在位於Arizona的CAE飛行學校/航校擔任CFI飛行教練/員 。 第一次Discovery Flight即讓他確立飛行志向，即使繞了一大圈才拿到所有飛行教學檢定認可，但他仍堅持不懈地往前走。就讀「可能連掃地工都會開飛機的」Embry-Riddle研究所時，他因為注意到與以往校外學飛Checklist使用方式不同，進而衍生成畢業論文題目。怎麼樣利用學校資源，進行模擬機實驗完成研究呢？開始教飛後，竟然連兩天發生緊急狀況，造成地面交通混亂，還被其他飛機「嫌棄」？JOHNSON還特別分享他完成ATP CTP課程，駕駛A320模擬機變身「薩利機長」的心得！ 學飛難不難？難！學飛貴不貴？貴！該做的功課還是要自己做，其餘的就讓CFI JOY陪你一起飛吧！ . . . 00:04:54 來賓 JOHNSON 介紹 00:09:46 大學因為教授推薦初嘗飛行 00:13:32 僅花40多小時就拿到PPL 00:16:51 被迫放棄Embry-Riddle獎學金 00:19:28 慶幸不是只有航空專業 00:22:32 如何兼顧Embry-Riddle研究所學業和飛行 00:30:03 連掃地工都會開飛機 00:30:56 教統計學 也教飛Phenom 00:31:51 前US Airways機長是教授 上課很Airline風格 00:36:32 研究方法這門課 00:40:34 如何發想研究主題 00:41:25 比較 Read & Do vs. Do & Verify Checklist 對初學者的影響 00:45:11 CFI飛行教練/航校教員教飛生涯啟程 00:47:07 如何選擇ATP CTP 00:48:53 帶學生注意事項 00:53:22 Alternator Failure 發電機故障 00:55:14 你的19跟我的19不一樣 00:57:38 曾經因為疫情被短暫fourglogh 00:58:39 突發狀況又一次 引擎熄火 01:01:52 學生給的成就感 01:02:58 飛Diamond的恐懼 01:05:21 教女性學員的經驗 01:07:32 好的CFI該具備的條件 01:11:58 讀Master比飛行累 01:15:34 ATP CTP 飛A320變身薩利機長 01:18:15 盡量讓學生感受到飛行的快樂 01:19:49 下集預告 . . . 你也可以到這裡實質支持我，謝謝！ https://pay.firstory.me/user/cfijoy . . . Wallpaper by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/4604-wallpaper License: http://creativecommons.org/licenses/by/4.0/ Powered by Firstory Hosting

Today my guest is John Bronson. John Bronson's career includes 20 years of experience as a professional journalist and 20 years of experience in corporate PR. He spent 10 years working as a writer and editor in Pittsburgh with the AP and was the business editor of the Pittsburgh Post-Gazette before jumping over to US Airways to establish a regional corporate affairs function at the airline's then-largest hub in Pittsburgh. He later worked with US Airways in Washington, DC heading up employee communications. But he was in the airline industry in some tumultuous times -- mergers, bankruptcies, 9/11, five fatal crashes in five consecutive years and more. His career also included a stint in Zurich, Switzerland, which he called the capstone of his career. John retired in 2013 and promptly moved to Tahoe -- So Tahoe -- that's our connection. John and his wife Mary bought their first winter timeshare at Squaw Valley in 1982 so their move in 2013 was like coming home. John was introduced to me years back when I was looking for an editor for a project I won't mention for legal reasons -- and that's a story in itself. I have to say I've admired John from the first time I met him. I've viewed him as someone who stuck a balance similar to what I am looking for in terms of career and family life. I've observed the close relationship he has with his kids -- and I enjoy his embrace of life -- from his stories to hitchhiking Europe and getting a job at a ski resort in Switzerland in his younger years -- to moving to Tahoe and watching him continue his adventures in his older years. When you hear John talk about his life and career, there was intentionality. There's a move to Austria, because skiing was a passion and he knew that he wanted travel to be a big part of his life. He figures out how to work in the airline industry so he could have access to free flights. Things I appreciated about this interview: John talked about 20-40 being a time to gather experiences and make mistakes and grow in wisdom, and at 40 your career is just getting started. Family obligations and feeling less free to make mistakes after 40. Gather experience and follow your gut. You may not be sure where they are taking you, but they are taking you where you need to go. I loved this as he talked about getting to his Zurich experience at the end of his career. Parting wisdom. 1. Keep moving. 2. Eat right. 3. Spend less than you make.

Episode Overview In this episode, Cheryl Christiansen speaks with us about the importance of understanding your customer's customer. Cheryl started her consulting practice Data2Develop after spending several years in sales-facing leadership positions with blue-chip brands including Oracle. We are both active members of the sales enablement society, and share some perspective on the importance of really understanding your customer and their business dynamics, starting with their customers.   True Intimacy is Knowing Your Customer's Customers' Pain True customer intimacy is when you know your customer's customer's pain. A lot of times we'll focus on our customer, but if you start to delve into why are they in business you'll learn more about how they are solving someone else's problem and how they provide a solution to help them meet a need. So, you need to dig into their customer's customers' pains. What challenges are your customer's customers' facing? What does it cost them. What's the opportunity being missed. And who else is trying to solve your customer's customers' problems, and how is your customer positioned in the market against their competitive sphere?   Example from the Aerospace Industry – the Miracle on the Hudson Cheryl worked for a company called IHS, and at the time it stood for Information Handling Services and then they went public, and it became IHS Market. One of her major accounts was Honeywell which was a collection of several Honeywell accounts. Each account was focused on a specific solution that Honeywell provided. So one was auxiliary power units. They were used and bought by Boeing. So the Honeywell customer was Boeing, and they were building jets. So an auxiliary power unit (AP) is a critical piece of equipment because when the engines fail, the auxiliary power unit is what brings you in safely. For example, US Airways and the situation that led to the Miracle on the Hudson had an AP you from Honeywell. Honeywell's customer was Boeing. And who was Boeing's customer? Well, in this case, it was US Airways and who was their customer? Well, it was the public. And what they cared about was safe and reliable equipment. So when the airline hit a bird, and they had to make an emergency landing, they immediately turned on the auxiliary power unit, and thank goodness that worked and those people were saved as well as a very smart pilot.   Implications for Honeywell So if you're a sales rep for Honeywell, you have got to follow the trends. What is happening with your aerospace customer's customers'. It was learned that Boeing was considering a joint venture with a company in France to make their own auxiliary power units. That would disrupt United Technologies and Honeywell. And if Honeywell can portray the value proposition of the safest AP, then Honeywell can take that to Boeing and hopefully be preemptive and keep the Boeing account.   Taking a Strategic Look at Your Market and Selling Strategically Selling this way is very strategic. It requires taking a strategic look at the market including the market dynamics and the business dynamics of not just who you're selling to, but their customer's customers. You will come to love the industry and the players in the industry, allowing you to double down and understand the market space and being relevant to your customers in that market space. To do this, you've got to be curious. You will read corporate reports, so you know who your major opportunities are in your territories. If you haven't read their annual reports, then shame on you. And as you read their annual report, and you see the different boards that they might sit on and the organizations and then you start to look at who's who within the organization and their backgrounds you start to notice some trends, and then you start to follow the thought leaders in those industries.   Resources and Links for this Episode Connect Cheryl McCurdy Christiansen on LinkedIn Visit Cheryl's Web site at com   For More Great Content   I would appreciate it if you would subscribe, rate, and review this show at Apple Podcasts. Here's a cool very short video that shows you how to do this. Your feedback is greatly appreciated and will help me promote the show to others who will benefit.   Credits Sound editing and show notes produced by – ChirpSound

My interview with Faiza Khan, an amazing person with an unnerving self discipline, clarity in her goals, and a graceful persona. Hope you will enjoy my conversation with her. Faiza came to the US from Karachi, Pakistan when she was only 18 as an only child trying to keep up with her mother's dream that her only daughter will be SOMETHING one day. She attended Aeronautical University for her BSc in Aviation Computer Science and then went on to do her Masters in Aviation Business Administration from the same university. She then worked for US Airways in North Carolina and Pennsylvania before getting married and moving to Boston in 2000. She was a stay at home mother of 4 until 2010 which is when she applied and got accepted to the Boston Teacher Residency Program to do her Masters in Education from UMass while teaching at Boston English High School as part of her teaching practicum. She has been a full time High School Mathematics and AP Computer Science teacher since 2010 at Medford High School. She is currently the Robotics Team Advisor, MIT Beaverworks Advisor and is finishing up her practicum for a curriculum Director, a role she is not sure if she want to take in the future. Faiza has been associated with ICB Wayland Sunday School in various capacities. She taught 2nd grade religion for 4 years before taking on the vice principal position in 2010. Ever since then she has rotated for the positions of Principal and Vice Principal and is looking forward to completing her current tenure as a principal in June 2018. She has 4 kids (a junior in high school, a freshman in high school and twin daughters in 6th grade) and an amazingly supportive husband who she credits greatly for all her success after marriage. Don't forget to subscribe, rate and review. And I would be happy to hear from you so please signup for updates and other programs. Shua - شعا ع     

It was a cold January afternoon in New York City when Adir Freilich boarded US Airways flight 1549 to Charlotte, North Carolina. He was on his way to Myrtle Beach to visit his grandparents. But Adir wasn't destined to end up in Myrtle Beach that day. No, Adir ended up in the Hudson River. The aircraft was in command of Captain Chesley (“Sully”) Sullenberg , a 57 year old former fighter pilot who had over 25 years of experience as an airline pilot. About 2 minutes after takeoff, flight 1549 struck a flock of Canada Geese. All engine power was lost. The events that followed are truly stranger than fiction. Adir Freilich joins us today to share with us his first hand account of the Miracle on the Hudson. Photo by: Greg L

Lufthansa is facing competition from Ryanair, Wizz Air, easyJet, Air Berlin, Vueling, Turkish Airlines, Emirates and probably your brother. Competition is not a new thing, but the severity is growing. Meanwhile, Air New Zealand resides in a small country in a location that's not exactly the stuff of dreams to a network planner. But still it makes plenty of profits. How does it do so well? American Airlines is migrating US Airways onto AA's reservation system—no small feat. Plus we talk about capacity increases by WestJet and Air Canada in Calgary, and Spirit and Frontier in Atlanta, and capacity decreases in Brazil by LATAM and Gol. And of course, we discuss the Jennifer Aniston ad.

US Airways's recent Twitter fiasco makes a compelling case for social monitoring and checks and balances.

Rod and Karen are joined by Cerrome Russell to discuss doing a show in NYC, radio interviews, his beautiful beige terrorists, Love and Hip Hop ATL "sex tape", sex-tapes vs. porn, US Airways, teen threatens a plane, KFC corsage, bear runs off with wife, human Barbie is racist, a bully forced to out himself, woman kills 7 infants and sword ratchetness. Twitter: @rodimusprime @SayDatAgain @TBGWT @CerromeRussell Blog: www.theblackguywhotips.com Voice Mail: 704-557-0186 Guest Website: http://decepticomics.tumblr.com/

US Airways, Inc. v. McCutchen | 11/27/12 | Docket #: 11-1285