Podcasts about in home

Caring for aging parents is something many of us will face—but few are fully prepared for the financial, emotional, and logistical challenges that come with it. In this episode, we will tackle this common scenario for Baby Boomers and discuss what happens when you're part of the “sandwich generation”—caring for both kids and aging parents. Our question today comes from someone whose 93-year-old mom has fallen twice in the past month, and he's weighing two options: bring her to live with him or pay for in-home care out of his own pocket. Which choice makes the most sense, both financially and for his family's well-being? Here's some of what we discuss in this episode:

Looking for something fun to do this weekend? You're in the right place! WISH-TV Events manager, Allan Haw, has a calendar full of things for you to do! Here's what's happening for the weekend of Friday, February 7 through Sunday, February 9, 2025. This week: Celebrate the Big Game and more from the WISH-TV Community Calendar! Let's make it a great weekend and find out what's going on “IN the Community”! Events mentioned in this episode:Free First ThursdayThursday, February 06, 11:00am-4:00pmNewfields4000 N Michigan RdIndianapolis, IN Be My Valentine Half Marathon & 5KSaturday, February 08, 10:00am-2:00pmNational Institute for Fitness and Sport 250 University BlvdIndianapolis, IN Winter CarnivalSaturday, February 08, 11:00am-5:00pmHorizon Convention Center401 South High StreetMuncie, IN Indiana Brewers Guild Winterfest Saturday, February 08, 1:00pm-6:00pmIndiana State Fairgrounds1202 East 38th StreetIndianapolis, IN James Dean Weekend at the ArtcraftFebruary 07 - February 08, 2:00pm-9:30pmThe Historic Artcraft Theater57 N MainFranklin, IN Home and Garden ShowFebruary 07 - February 09Indianapolis Convention Center100 S Capitol AveIndianapolis, IN WISH-TV Community Calendar If you have a suggestion for the show you can reach me at: Allan.Haw@wishtv.com See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

I find that people do not necessarily view themselves as “unstoppable”. It just happens with them although later they may truly adopt an unstoppable mindset. Such a person is our guest this time, Wendy Cole. Wendy and I are roughly the same age and, I suspect, for different reasons have many similar life values and observations.   At the age of ten Wendy announced that she was a girl although physically she was a boy. As she puts it, her brain was a girl and the rest of her was a boy. Even so, she moved forward with life. She spent 20 years working for Digital Equipment Corporation. After being laid off as DEC was failing, she decided not to work directly for one company but rather to accept contract work. She enjoyed doing this kind of work and living that existence for twenty years more.   In 2012 she retired, sort of. Wendy began looking more at her life and existence. She began researching transgender topics and discovered that medical science finally concluded that transgender was not a psychological or mental issue but rather it was, as Wendy says, a medical condition. In 2015 Wendy took the leap as she will tell us and became physically a woman.   She now not only coach's transgender people to help them navigate their uncertainties and concerns, but she is a recognized coach helping and mentoring anyone requiring aid in navigating life changes. As Wendy points out, we all are constantly dealing with change and thus transitions from one thing to another whether it be job related or anything else you can think of.   About the Guest: Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:20 Well, hello, once again, and welcome to unstoppable mindset. Today, we get to talk to a transition expert in all that that implies, her name is Wendy Cole. And she will tell you about her own transitions and also the things that she helps other people with. So I'm going to not give a lot away. Because I think it'd be more fun for Wendy to tell us and I think we're going to have a wonderful discussion about the concept of transition and change and so on. And it's interesting. For me, I hear a lot. And I know I've talked about it a bunch when we talk about September 11, of course, was just my story. Afterward, people kept saying we got to get back to normal. And for the longest time, I bristled at that until I realized why I wasn't happy when people said we have to get back to normal, which really was saying We don't like change. But the problem is normal would never be the same again. So we can't get back to normal because normal is different. And we need to discover what it is. And normal in reality changes regularly. And we'll talk about that. But I would like you to meet Wendy Cole and Wendy. Welcome to unstoppable mindset.   Wendy Cole ** 02:35 Thank you, Michael. I'm really excited to be here. Thanks. Thanks. Thanks for having me.   Michael Hingson ** 02:40 Well, I really appreciate you taking the time to do this. So why don't you tell us a little bit about the earlier Wendy and all that sort of stuff and kind of catch us up but like to see where you came from and all that. All right.   Wendy Cole ** 02:54 Well, as we, as we've discussed, I, I help people learn to embrace change. And I help them explore and identify and eliminate the stresses of life changes. That's a very general statement about what change is all about. I have, I was born with a very different condition. I was born, what we now call today, transgender. And in 2015, I faced a monumental life change. And I went from living as male to which I really wasn't. I refer to him as my mail facsimile. And I went from living that way to living as when he and I have never been happier. And throughout that entire experience, I learned to embrace change in ways that I never dreamed possible. For me. I spent my entire life repressing what I felt who I felt I was, and I was told at age 10, that I would be committed and fixed at a psychiatric institute. If I didn't stop telling my parents that I was really a girl that was in the late 50s. didn't go well. I tried again in 1970. That didn't go well either. That was when a psychiatrist told me I was afraid and should move to New York City. At any rate, he was right and there was only a few choices I had so I began life with repression and hiding for real, and I was always told, get married. Have a Career have wife have a family. And you'll forget all about this. Well, that didn't work either. So, in terms of life changes, I struggled, I struggled, I repressed, and I repressed everything about myself for probably at least five decades. And we came into 20 2015. And that's when I found that everything had changed. The way I was born used to be considered a psychological condition with no treatment and no cure. And I found out in 2015, that as of 2012, it had been changed to a medical condition treatable through therapy, hormones, and surgeries. For me, I had to do it. I was 67 at the time, and it's never too late. And I just had to do it. One of the first things I started doing was working on myself, Michael, working on aligning my own inner being with who I knew myself, there really be. I did a lot of things to make that happen. visioning mindfulness, a lot of meditations, a lot of work with my therapist. And within six months, I was ready to make the leap, take the leap of faith. I realized at that point, there was no guarantees, I had no idea how it would come out, what would happen to me, and there are no guarantees in life. And throughout all of that six month period of the first six months of 2015, I learned a very hard lesson that life is all about change. And it doesn't stop, it just keeps going. So the best thing I learned to do was evolve with it. You know, it's   Michael Hingson ** 07:09 an interesting concept. And the issue is, you happen to experience that and exhibit that with a physical change. But that started with being different than people thought you were that is you were a boy, now you're a girl. And you were really a girl all along internally, right? But the reality is, does it really matter if it has to do with gender or any other thing? You know, like I said, September 11, people experienced that they wanted to get back to normal, but that genie got let out of the bottle on September 11. And normal would never be the same again.   Wendy Cole ** 07:54 Absolutely. So   Michael Hingson ** 07:57 yeah, and transition isn't just about gender, or any one particular thing. Transition is well, you know, children become adolescents, and they become adults. And if that doesn't change, I don't know what it is.   Wendy Cole ** 08:15 Right. And when I was going into this, I started thinking back on the earlier two years of my life, while I was repressing this while I was trying to get through life and just barely survive, which I did quite well actually. I realized that I had changed my life, periodically in many different profound ways. I started a career in the computer industry. I worked for 20 years for a computer company, second largest IBM,   Michael Hingson ** 08:52 at which company was that? Oh, that was digital equipment, corporate. Look where they are today. Okay. Anyway, I just have to say that yeah. Oh, I remember playing with Dell computers. We had a PDP 10 at UC Irvine. So   Wendy Cole ** 09:05 Oh, yeah. Those were the big ones.   Michael Hingson ** 09:09 Big ones. Yeah.   Wendy Cole ** 09:12 That was in the days when mainframes pretty much still ruled. And you know, disk drives were the size of washing machines.   Michael Hingson ** 09:21 And if one crashed, you knew it all over the campus you could hear.   09:28 So,   Michael Hingson ** 09:29 when a disk was a disk,   Wendy Cole ** 09:32 it was in 1989, that I faced a significant life change. And that was digital equipment was beginning to go out of business. And I was given a choice. I got laid off in New Hampshire, where I was living at the time, or take a transfer to Philadelphia and I took the transfer Were to Philadelphia and stayed employed until 1992, when I finally got laid off. And I got a severance package and two years worth of health benefits. And when I sat down and started thinking about what was I going to do with the rest of my life? Well, what was I going to do for work? So that in and of itself is a fairly profound life change?   Michael Hingson ** 10:26 By any standard it is, what were you doing for DEC,   Wendy Cole ** 10:30 I was, I started out with them as a quality engineer doing inspections of all the equipment before everything got bundled up for shipment. And by the time I left, New England, and the job there, I was a senior project manager overseeing projects in three different states. For the manufacturing facilities. And when I went to Philadelphia, I was a sales support tech type person handling a lot of the sales paperwork, making sure everything was technically correct. And when they messed up the orders, which they did frequently, I had to go in and fix them. So I went from doing that kind of work to I decided, well, I did pretty well working for Dec. Throughout the years, even though it drove me crazy. You see, it was a high tech company. And they reorganized frequently, the way they reorganize this the dissolve the entire organization, everybody had to go get new jobs, you had to do up a resume, you had to find out what the new organization looked like. And you had to go interview for jobs. And that was very frequent. So and that actually drove me crazy. During the time I used to drive a drive people around me nuts with the way I was. And when I was working, I resisted change. And it I just didn't deal with it. Well, and I lived like that for 20 years.   Michael Hingson ** 12:24 What about other people?   Wendy Cole ** 12:27 Um, some people just didn't care. It just kind of went with the flow. I was not one of those flow people at the time.   Michael Hingson ** 12:38 But you weren't guaranteed a job with the new organization, whatever that was? No,   Wendy Cole ** 12:42 you weren't. But the reality of it was this, almost everybody did get a new job. Okay. And the reality of it was, and this is what I found out. After going through that for 20 years, and then doing some serious introspection on what I was going to do with the rest of my life. I actually did better every time they reorganized, I always got a better job than what I always had. I just didn't recognize it at the time. And that was something that was kind of like a major aha moment in my life at that point.   Michael Hingson ** 13:27 Interesting, though, concept and interesting way to go about doing business even so just to constantly reorganize like that. I'm wondering what the professionals in the world would say today about that, or do we still do a lot of that?   Wendy Cole ** 13:44 There are there are organizations do change quite frequently, but what I noticed happened after that timeframe. And was the organization's didn't change. People started changing jobs. When I started working, the mindset was, and it's all about mindset. The mindset was, you go to work for a corporation, you work for them for 40 years, you retire. That's it. Yeah. Well, somewhere along the line, I think in the 80s, maybe even the early 90s, things really started changing and people didn't stay at jobs. They might work for a company for three, four or five years at the most and switch, go to another company get another job. Why? Ah looking for a better job looking for a new challenge, looking for some sort of improvement in their career.   Michael Hingson ** 14:53 Did the kind of reorganization thing that happened at DEC send a message that We're not necessarily as loyal to you, as maybe we were or as you think we ought to be.   Wendy Cole ** 15:10 Initially, I don't think that was the case. But I think as as the years went by, especially by the late 80s, that's the message that started going out. But the rest of the high tech companies at the time, they were all going through similar situations.   Michael Hingson ** 15:33 That's why I was wondering if it was somewhat, not whether the companies did it, even initially. But whether people thought that was the case, and wondering if perception went faster than reality, but reality caught up and companies end up not being quite as loyal as they had been wanting to just keeping for sure, exactly.   Wendy Cole ** 15:55 I think that was, that was probably more the case, things began to evolve as they started outsourcing and overseas, shipping jobs overseas. But what I had decided in the early 90s, when I was laid off was I didn't want to be an employee anymore. When I started, contract work. And I actually loved that. All I had to do was please my, the person that signed my contract and do a good job, which was something I always enjoyed doing. And I taught myself how to program in the Microsoft technologies. And I taught myself SQL Server database and started building intranet applications for corporations. So yeah, that was, I did that until 2012. So   Michael Hingson ** 16:58 that was a major mindset shift, needless to say, because it sounds like you went into the workforce, thinking you're going to be loyal to a company, and you're going to go through that whole thing. And then along the way, things changed. And then you decided to shift the mindset to Well, I can be loyal to somebody who signs my contracts. And that's great. And it might last a long time. But the bottom line is, I need to be loyal to me first.   Wendy Cole ** 17:29 Exactly. My contracts usually ran in three month increments. So every three months, I got the equivalent of a job review. But at that point, I had gone to the mindset of I didn't care, I was fine and confident in what I was doing. I knew I was doing good work and delivering results. I would take on major projects and make commitments to deliver incrementally, every two to three months, major changes and major improvements in what I was doing, or make progress in developing what I was developing. And that would always be visible and open to them. Because I would put everything on what I called staging servers, so that people in the organization assigned by the people signing my contract could actually go in and look at what I was doing. And give me feedback on it as I was working on it.   Michael Hingson ** 18:31 So even though you had contracts that went like in three months intervals, did people keep signing your contracts, and you stayed with the same contractor?   Wendy Cole ** 18:43 What my first contract was with a small ambulance company in Philadelphia. And that was an interesting meeting with the CFO who was signing my contract. He said I was very expensive, and that he could only afford me for a short period of time. And I decided well, okay, he said he wanted to know exactly what I was going to do and how I was going to fix their problems. By Friday, this was on a Monday. So I said to him, well, since I'm expensive and you want this by Friday, I'll save you some money. I'll leave now. And I turned and headed for the door. He told me to wait, I came back. He said Why are you leaving? I said well, it's gonna take me at least a week or two to figure out what your system is how it works. Forget about finding out what's wrong with it. This week, I just have to identify what you've got and how it's all working or not working. And within a week Within two weeks, I'll start being able to tell you how I can fix it. And that was something I could never say to a boss, one. Boy. under contract. Yeah, I could say that mindset shift. Exactly. And it felt good, Michael, it really felt good.   Michael Hingson ** 20:23 So what did he say?   Wendy Cole ** 20:26 He agreed. I committed to updating him every Friday where I would meet with him every Friday morning and tell him where I was and what was going on. And I did. And the first Friday, he was relatively pleased. The second Friday, he was very happy because I was making progress. I had figured out a lot of things. And I worked there for three months. And I was done. They they got there. They were having problems with their invoices to you United Healthcare being paid. And United Healthcare owed them $6 million, because their invoices hadn't gone through correctly. I fixed it, I put a new system in place for them. He was thrilled the money was flowing. He offered me they were moving to a new location. And he offered me the job as IT manager. I turned it down. But you can surprise   Michael Hingson ** 21:35 I had a mindset shift. Again,   Wendy Cole ** 21:37 I had a much better job offer, doing contract work at Merck. I wound up working at Merck supporting the serology laboratory where they do the blood tests from the clinical trials of drugs. And that was a really interesting job. And I enjoyed it, I learned a lot there. I continued to develop my programming skills and my computer knowledge as especially in the Microsoft platform, which I had not worked in in my first 20 years. In fact, I discovered PCs in 1992, and had my first one then. And being a former techie type hardware person. Within two weeks of buying my first PC, I tore it all apart, formatted the hard drive, just to figure out if I could put it back together. And it was fun. Yeah, the I worked at Merck for three years, every three months new contract. And I asked him, I said at that point, I wanted to work basically with intranet applications, and do that kind of development work. And they said they weren't interested in doing that. They didn't trust it. So much to their surprise, I think I quit. I didn't take another contract with them. That's when I went to NEC. Okay. I want the NEC for an in an engineering department and built a whole applicant SQL Server database application for them. And when after, after about a year, it was pretty much done with that and then moved on to a chemical company called FMC. And I took much the same approach to everything I'd been doing just, you know, a whole mindset shift of just been independent doing my work. And I didn't have to play office politics. I didn't have to do any of that stuff, Michael. Yeah. It was really good.   Michael Hingson ** 24:06 So you really took to this particular mind ship mindset. idea of being a contractor, which is cool that you you really liked what you were doing.   Wendy Cole ** 24:17 Yeah. It also helped me with my own personal issues, because   Michael Hingson ** 24:25 I was gonna ask that. Yeah, people like   Wendy Cole ** 24:28 me need distractions, things that will take my mind off of what I was struggling with and what I was repressing. And my computer career definitely did a good job of helping me in that department. But this is something that never goes away. It's just part of who, who I was.   Michael Hingson ** 24:56 So what happened in 2012 2012   Wendy Cole ** 24:59 I'm in the tech field, at least it at that point. And I know in hindsight, this was really wearing on me, I looked a lot older than I actually was. I probably just didn't have the right vibes and the right energy, when I was interviewing for contracts anymore. I was tired, Michael, really tired. And so I couldn't get another contract for quite a while. And what I wound up doing was just setting up my own little business doing in home. Computers and technical repair for small businesses and for IN HOME people. Okay, that kept me busy until about 2014 or so. And then that's when I pretty much went into retirement mode. Which I didn't like.   Michael Hingson ** 26:07 Well, you know, I've been dealing with basically 42 years on the job of doing something. Yeah.   Wendy Cole ** 26:13 So, and that was also I was in a really, really dark place with my whole gender issues and everything else. I've been fighting that for decades. And dealing with that, and it just, I was, I was really pretty much done living. But I did decide, I would go online, and look to see if anything had changed relative to my diagnosis that I'd gotten in 1970. I didn't look after that at all. Because thing. I I just couldn't. Yeah.   Michael Hingson ** 27:04 Well, that's psychiatrist and 20. When you were unwell when nothing, so 1970 called you a freak. I mean, that's a pretty traumatic sort of thing. Anyway. So one can but wonder what that psychiatrist would say today.   Wendy Cole ** 27:24 I, well, see, this is something to that. People like me go through. You try. And besides, you know, distractions, things that you can do for yourself to get past the gender issues and repress them. A lot of people embark on substance abuses, they become alcoholics, drug addicts, things like that. In from the 90s on, I was pretty much involved with psychiatrists. But I never told them what the underlying condition for my anxieties, my depression and my other things that were going on in my mind, I never told them. After all, why would I always call the freak and so but they're all too happy to prescribe medications. And have you come back for regular visits. So I spent a lot of that time very heavily medicated, when I discovered that the diagnosis had changed to a medical condition that you're born with. And that is treatable by therapy, hormone therapy, and any unnecessary surgeries. That was, sounded wonderful. could finally do something about this. And I was seeing a psychiatrist in Doylestown, Pennsylvania at the time. So I told him all about the underlying condition. Well, guess what? Michael, he wanted to send me to conversion therapy. And that's where they try to work on you so that they try to get it out of your mind by various techniques. And it's been proven not to work. They tried it a lot with gay people. They also tried it with people like myself, it just doesn't work. It's basically, when I was when I was still in the process of being born. My brain went female, my body went male. That's the condition And now it's recognized as such, and it's considered treatable. And it affects people differently. to one degree or another, not everybody goes through what I did. But I started seeing a therapist, she started me working with mindfulness started me, basically back into my old hippie days of meditations. And basically challenging all of my beliefs about who I am, what I am, so that I could learn to accept myself, develop self acceptance, self awareness, and actually begin to develop some degree of self love. Okay, and it, I just continued working on that all the way through the first six months, and giving myself little life tests of going to therapy as Wendy going out after therapy, different public outings and things like that. And I found out that I could do this. And that's when I discovered that there. It's all possible, and life is all about possibility. And   Michael Hingson ** 31:27 that's an important concept for anyone, no matter what, exactly whether you're dealing with a gender issue or whatever, right? Because   Wendy Cole ** 31:38 with once you realize that life is about possibilities, the thing that I found that blocked those possibilities from my vision, or make, it's my beliefs that make it look like it's impossible to do that. So I started asking myself, why, what do I believe that makes this impossible and started challenging that. And what I found, Michael, is that really works. I'm shifting my beliefs, your beliefs are made up of your thoughts, and your emotions. And it's the chemical reactions of your body, with your mind your being that drive that. So that's what I learned to change.   Michael Hingson ** 32:41 So I know you have what you call Windies 80% rule. Tell me about that. I think it's great, I love it.   Wendy Cole ** 32:51 Well summarized very, very briefly, it's 80% of all life change begins and is between your ears. It's in your mind. I really, truly believe that. And I've actually live live it now. Yes, there is a physical reality. But our reality is actually determined in our minds, our bodies, our brains take in through our senses of vision, sight, vision, sound, smell, touch. And that's how we form our reality. And those senses get processed in our minds. And that's what we see, touch, feel and experience from the outer world. And so, your reality, my reality, can be very different and very similar in many different ways. It depends on our senses and how we perceive the world.   Michael Hingson ** 34:06 Well, so, you know, if we talk about fear, for example, there are any number of experts who will tell you that we create most of our own fears, they're unformed, they're unfounded. And they'll never come to fruition. And the ones that are legitimate, that we should really be afraid of, also, oftentimes by using mindfulness by using meditation by using introspection and so on, they are also fears that I hate to use the word can be managed, but rather they can be understood and you can use the fear to help motivate you to do whatever you really need to do rather than being as I love to say blinded by fear.   Wendy Cole ** 34:57 Exactly. I I would totally agree with that, Michael, when, when I first started doing this, to become who I really am, I really had to get past a lot of fears, and change a lot of my thoughts and shift a lot of my emotions around so that I could actually enjoy becoming mate. In the real world.   Michael Hingson ** 35:37 You, you mentioned before about life, being very much involved with possibilities. And you said that our beliefs often keep us from dealing with and essentially mass possibilities. Tell me more about that? Well,   Wendy Cole ** 35:53 I've had people tell me that I couldn't have done this transition from male to female in six months. And my question to them is why. If you believe it takes longer than it will, whatever you believe is what it's going to be. And that applies to everything in life. If you believe that you can't successfully you wanted to try skydiving, you wanted to go up in an airplane and jump and experience skydiving, but you don't believe you can do it? Well, as long as you believe you can't do it, you never will get up and go up and do it. But if you shift that belief, change your emotions about it, overcome the fears of it. Then, at some point, when you feel you're ready, you will get on that plane, you will go up and you will jump and experience skydiving.   Michael Hingson ** 37:08 Which doesn't mean everybody has to test themselves by going up and doing skydiving. But that's an example. That's just a hypothetical. Yeah, there's so many things that that one deals with, but we do lock ourselves into the way we operate by what we believe or don't believe. And we, we tend not to be nearly as good collection of explorers as we ought to be.   Wendy Cole ** 37:39 One of the things that I learned is that the human mind is designed to resist change, change equals risk. We tend to want to stay in known situations and routines. We get up in the morning, we do the same things every morning to get ready for work, we go off to our jobs, we take the same route to work every day. We do everything as routinely as possible deviations from routines, and deviations from our weekly routines. These can be potentially stressful situations.   Michael Hingson ** 38:28 But do you think that's true? Because the mind is really designed that way? Or that's what we've been taught. that   Wendy Cole ** 38:36 I believe is what we've been taught. Because when I I've put myself into so many different situations. Especially since 2015. Where I enjoy taking on new situations going into new environments, doing things that I've never done before, or, or first time experiences. It makes life so much more fun.   Michael Hingson ** 39:10 Have you done skydiving yet? No. Just checking.   Wendy Cole ** 39:14 I'm not willing to jump out of a perfectly good airplane quite honestly.   Michael Hingson ** 39:19 Yeah, you know, I know people who have and I don't I, I have no problem with that. But I have just never had an interest in skydiving just like I've never really had an interest in skiing, but it's not a fear of it. I've done other kinds of things. But I love to tell people that you know Sonny Bono got hit by a tree because he was skiing very kindly and peacefully in a tree jumped out and grabbed him. So my my brother in law who's an avid skier says well then just don't ski near the trees and I said don't you don't understand whether you like it or not they come out and get you. And it's funny to joke about that but I just have never had an interest in ski but I I believe I know myself well enough to know that if I had to go out and do it, or if somebody really wanted me to go out and ski with him if Gary, my brother in law came along and said, Come on, would you just come out with me? I'd go. But it's much more fun to joke about it and blame the trees. Exactly. But But I agree with what you're saying. And I and that's why I asked the question, because I think that we oftentimes hear well, we're resistant to change, because that's what our mind is, is all about, we don't like change the brain is, is resistant to change, and I don't buy that. I think that that's what we're taught.   Wendy Cole ** 40:38 Exactly. I think it starts from childhood with our parents. It begins there. It's continued through especially the early grades of school, you know, doing things outside the box, as it were, are discouraged more often than not? Yeah.   Michael Hingson ** 41:05 We just don't do it that way. Well, but why? Exactly.   Wendy Cole ** 41:11 So I, I really have enjoyed the last going on nine years of my life, far more than a lot of the aspects of my previous 60 some odd years,   Michael Hingson ** 41:30 will tell me what are you doing now? So So what have you been doing for the last nine years?   Wendy Cole ** 41:36 Oh, well, once once I did become authentically Wendy I just about every daily activity, everything in life was a brand new experience. Because I was experience it from a completely different perspective. The first time I ever signed my name is Wendy Cole. That, that was that was a really felt good. It was a and that's what I really believe that's what life is all about is feeling good. And I, the first time I got my driver's license, the first time I did my changed my name. And then all the way through everything on an everyday basis was a brand new experience it to one degree or another. And 2017 I had surgery. As I like to put it, I got my birth defect corrected. And that was at NYU Medical Center. And I met a lot of really great people there. And I met people in the city in New York City. And I had a wonderful time I had a lot of experiences there. My mail facsimile would never speak publicly. And I was invited to talk to a group of people, probably about 300, I think or so. About my life. I didn't know I was gonna, that was going to happen to me. And I was given the microphone and said, Go talk about what you've been through. And I did, and I enjoyed doing it. That was a brand new experience.   Michael Hingson ** 43:55 And that's the really cool part about it. You enjoyed it.   Wendy Cole ** 43:58 Yeah, this was all so different to me and also knew it was like, almost kind of almost like a rebirth. My psychiatrist and my, because I got a new psychiatrists thanks to my therapist. My therapist, and my new psychiatrists told me a couple of years after I'd been living as myself full time that they couldn't get over the personality change. They'd see me one week as my mail facsimile, and the following week in would walk Wednesday, and totally different personality, very outgoing, very social, and very open. And whereas I wasn't before, I had a secret to hide that I hit it.   Michael Hingson ** 45:03 So, but you understand that now? Yes, I do.   Wendy Cole ** 45:08 And that has really helped immensely in how I feel and how I live. After my surgery, I decided I wanted to help other people go through this. And I started helping people go in through the NYU organization to have their surgeries and things like that. I would talk to girls night before surgery. And I enjoyed doing that. So that's when I decided, well, I'll start actually coaching people and helping them do this. And in 2020, I spent the entire pandemic year developing my coaching business, and started doing that. And then I found that when I was working with people on helping them change their mindset, and how they approached life, so that they could do this and actually find joy in doing it. I found that the things that I was working with people in that regard, applied to everybody, to one degree or another, it all works for everyone.   Michael Hingson ** 46:38 So it gets far beyond the whole issue of transgender exam is really about life in general and recognizing that, as I would say it, we're always in transition.   Wendy Cole ** 46:54 Oh, absolutely. The other thing that I do want to point out is that this has done wonders for my physical health. So I believe that the mind, the human mind, and all interacts with our body through the chemicals that the mind forces the body to produce the neuro peptides that get produced by the hypothalamus, the hormonal production and everything. So if you're in perpetual state of stress, and anxiety, perpetual fear, you're doing harm to your body physically. You might not eat healthy. I did all of these things. I weighed 70 pounds more than I do now. My blood work was horrible. And I was type two diabetic from age 39 on my doctor, my primary care doctor I was about I was about 6869 at the time looks at me and goes you're no longer diabetic. I'm taking you off the meds. What do you attribute this to? And all I said to him was it starts with being happy. I had I had I've lost 70 pounds I'm not I no longer have the cholesterol issues that I had, I no longer had the triglyceride issues that I had, and I'm no longer diabetic. And I exercise I take care of myself I eat properly. And I enjoy life now. I'm not producing the internal body chemistry that causes that that tells my body that I'm having anxiety   Michael Hingson ** 49:06 what what cause you to use or decide to use the name Wendy? Ah   Wendy Cole ** 49:14 she was a girl in one of my grammar school classes I think around fifth or sixth grade. She was the prettiest girl very popular. Always look nice. And I I wasn't interested in interested in her as a girl. I wanted to be her. So I liked that name. And I adopted that name at that age that if I could ever actually be the person that I knew I was.   Michael Hingson ** 49:50 That would be my name. When nothing to do with Peter Pan huh? Nothing. Second star on the right straight on till morning. Oh, that's good. Thank you. Well, it's it's interesting, those in all seriousness that the way you you talk about this and the whole issue of transition, it goes far beyond. And I'm glad that you do it this way far beyond any kind of gender transgender issue, right? It's recognizing that it's something that we all are constantly going through, I know that, for me, doing this podcast, although I was interested in doing the podcast from the beginning, I wondered what it would be like, and, and it has been absolutely fun. And as I love to tell people, if I'm not learning at least as much as anybody else who listens to or is involved in this podcast, I'm not doing my job well, because I love learning new things. And I love exploring. And I'm glad that so many people have blessed me by coming on and are willing to tell it and talk about stories like, like you're doing.   Wendy Cole ** 51:03 Oh, I agree with you, and I love doing this. It's, it's also part of sharing my life with people so that they can see that. In reality, I'm not that much different from a lot of other people. Right. And there's so many times that people like myself are talked about by politicians by so called religious people. And all these really outrageous comments are made, or they treat us like that psychiatrists treated me and like the seventh day. And I, I really started doing this as a as a way of showing people that I'm not that much different from anyone else. This is how I was born, I finally had the opportunity to do something about it. And I did. And I am grateful for my mail representative, my mail facsimile for not making me a drug addict, not making me an alcoholic, like so many. Go through, unfortunately, and definitely not killing myself, even though I thought about it a lot at times, and went through some very dark times during my life. So I got to a point where now I can enjoy it.   Michael Hingson ** 52:45 Well, you talked about self love and self acceptance and self awareness. And that's clearly a really significant part of it. And, and self love is not an ego thing at all. It's appreciating who you are.   Wendy Cole ** 53:00 And we all have doubts as to what we can do, and what we are able to do. And just shifting your emotions and changing your beliefs will get you past so much of that. And that's what I've learned to do over the years. So   Michael Hingson ** 53:21 what what kinds of basic things do you teach in your different coaching sessions for for people? Since you do talk a lot about transition in You talk a lot about change. I assume that one of the things that you do is that you talk about transition, in terms of saying it's more than changing from what you weren't to what you are.   Wendy Cole ** 53:53 But when we're talking when I'm talking to a person who was born transgender. I like to shift that around to it's less about transitioning and more about more about correcting a condition you are born with, so you can be who you always were.   Michael Hingson ** 54:26 But extrapolate that out beyond transgender to other people in dealing with change.   Wendy Cole ** 54:32 There are okay I've had people that had issues with abandonment parental abandonment, abandonment by a spouse, whatever. And what we need to do in those situations is talk through their beliefs and their their emotions associated with their thoughts, and change those thoughts so that they are creating a pot more, a more believable thought that they can get past that issue of band of abandonment. Look at it differently, change the perspective, change how you look at it. And I'm also a believer in journaling, and writing down all your thoughts, no matter how negative no matter how horrible, they might seem to you write them down, document them in some way that you can go back and look at them 234 days later, and read what you wrote. And when you do that, that's when you start to realize how you were thinking and how you were feeling. And you actually come to the conclusion, I don't want to feel that way anymore. Why am I thinking that? Let's change that thought. So that's when I teach them how to shift that belief that that shift that thought into a new thought, that's a little more supportive of where they need to go and what they need to do. And this can go fairly quickly if they're willing to do the work. And just start to shift all those thoughts, learning how to block thoughts. I've used personally techniques where I have a rubber band around my wrist, and I start thinking, I realize I'm thinking all this, this fall, that makes me really anxious, really upset. I don't want to feel that anymore. Snap the rubber band. It's a way of learning to block the thoughts. It's it's our thoughts that drive our emotions. And the two combined if they persist, form these beliefs that we've got to overcome. You know,   Michael Hingson ** 57:23 I hear a lot of people when they talk about being gay or being transgender or whatever. And they, they tell others about it. They say they're coming out. But I'm wondering, to again, extrapolate that, do you ever encourage people like you're talking about whether it's dealing with abandonment, or whether it's dealing with any kind of life change? Do you is part of the coaching program that you do? Do you encourage them to go out and talk about it?   Wendy Cole ** 57:58 Yes. Because once you start talking with sharing your thoughts and sharing your feelings, with a really good friend. And I actually did this with people that were, relatively speaking complete strangers. I would meet people in a social setting and a bar, go to a restaurant where there's a bar sit at the bar, and you wind up talking with somebody. And, you know, sharing soda or something at that point that is highly personal and somewhat stressful or anxiety loaded. And hearing what the how they respond to it. That can be very helpful. Yeah.   Michael Hingson ** 58:55 Well, and it can be anything. Exactly. I'm really afraid of not having money, or I'm afraid of a job change or any kind of change. And you coach people through that and get them to the point where they can say, you know, it really wasn't what I thought at all. No. And I want to tell the world about I mean, I've asked that because of the fact that you so eloquently talked about how you then started speaking publicly and talking and speaking right to 300 people right off the bat, which is pretty cool.   Wendy Cole ** 59:32 That was that was something that I would have. I would have had it for the door before.   Michael Hingson ** 59:40 Yeah. It's, it's something that you never thought you would do. But you, you did it. Well, I understand that you're now writing a book. Tell me about that.   Wendy Cole ** 59:50 Well, yes. I've wanted to do this for a couple of years now. Good for   Michael Hingson ** 59:58 you. And And I,   Wendy Cole ** 1:00:01 I started out by writing what turned out to be a 36 page life story of my family and my life. And that that story is the first post in my blog on my website now. And one of the things that talks about is my father, my father was a graduate of Rensselaer Polytechnic Institute, RPI in Troy, New York, research chemical engineer, work for Texaco research labs for I think it was almost 45 years,   Wendy Cole ** 1:00:44 over 100 patents, and his name was a lieutenant commander in the Navy during World War Two, my parents were products of the early 20th century, group lived through the Depression, lived through World War Two.   Wendy Cole ** 1:01:07 My father was very conservative. And he has my story on the on the blog post details. He wanted his son to continue the family name. And so he wound up with his first marriage having two daughters, and then with my mother had me. So that that was quite quite a significant thing about it for my life at age 10. When I said, Hey, I'm a girl, and insisted on that, that didn't go well, I'll bet it and no. And that was in a late 1950s, early, very early 60s. So in my book, what I'm doing is focusing more on my life. And what I learned as a result of it. One of the chapters that I'm working on now is having to do with parents who find out their children are transgender. Another one I thought that I'm working on is, has to do with the Wendy's 80% rule. So I also did, I also have been working on another chapter of where I highlight and go through all the differences between men and women. Other aspects of what I've learned. And a lot of it has to do with the whole issue of mindset shift, mindset change, and how we treat each other. Like, with the parents, so many, that's that's a really big problem in some areas of the country now. People find out their children are transgender, they throw them out of the house. There's a program here in where I'm living now. It's a it's a home. It's a facility where they take in kids who have been thrown out of their homes. That   Michael Hingson ** 1:03:48 because it happens for more reasons than just transgender. But, ya know,   Wendy Cole ** 1:03:52 it used to happen a lot for gay, but they don't do that so much anymore. That's become a little bit more acceptable.   Michael Hingson ** 1:03:59 It's maybe not as much in this country as in other countries. But yes, yeah, there are a lot of reasons why things happens to kids, because it's not what the parents expected, as opposed to what is   Wendy Cole ** 1:04:11 right.   Michael Hingson ** 1:04:14 But it's really unfortunate. Now,   Wendy Cole ** 1:04:17 and I've, I've, I've had quite a few experiences in doing this writing that I'm working on. I never thought of myself as having been abused as a child. Now it was perfectly normal in the 1950s to get spanked. And the way my parents treated me as a result of all of this back then, I didn't think twice about it wasn't something I was would, would have considered or thought of as being abused or being abused by A psychiatrist or somebody like that. But yeah, by standards, it's abuse. Does   Michael Hingson ** 1:05:08 your book have a title yet? No, it doesn't. Okay,   Wendy Cole ** 1:05:13 I've got a collection of, I'm working with an editor and I have a collection of what we call rough titles, or chapters. And I'm going through working on each chapter as I feel the inspiration. When   Michael Hingson ** 1:05:33 do you anticipate the book being published?   Wendy Cole ** 1:05:37 Definitely next year. And definitely, I hope to have it in the, into the publisher by no later than the first half of next year.   Michael Hingson ** 1:05:51 Well, they will, they will, I'm sure have other edits and other things publishers do. Although it happens, that's okay. We're writing live like a guide dog right now, which is the book that I'm writing all about learning to be able to control or use fear in a positive way, rather than being blinded by it. We expect that out next July. So that's getting pretty exciting. We, we still get some things from the publisher about well, now we've got this, we saw this error, or we saw this, but it's gotten to be like, only two or three little minor things now. So we're getting pretty close to I think the publisher being totally happy, but also what they've been doing lately. Were good catches. So it's okay. Yep. Well, that's exciting.   Wendy Cole ** 1:06:45 That's the job of the editor. As I understand it, it is   Michael Hingson ** 1:06:48 as long as they don't try to change what you are and who you are and what you wrote. Right. Which is, which is good. Well, I want to thank you for being here. We have been doing this now for well over an hour. And it's been fun. I know time flies when you're having fun. Right? Well, I guess Thank you. But I want to thank you for being here. And I want to thank you for listening to unstoppable mindset, wherever you may be. We'd love to hear your thoughts about it. I'm sure Wendy would if people want to reach out to you maybe talk to you about coaching and so on. Wendy, how do they do that?   1:07:21 Wendycolegtm.net/connect. Do that once more, right? My website slash connect when they call jpm.net/connect. And GPM means GTM GTM gender transition mentor got   Michael Hingson ** 1:07:42 it? Okay, well, let's go jtm.com/dotnet. Right, cool ash   Wendy Cole ** 1:07:49 connect slash Connect. The domain name was the name that I picked in 2020 When I first started,   Michael Hingson ** 1:07:59 but you don't need to have a gender issue to talk to Wendy about transition. So please, reach out. She'd love to communicate and talk with you and assist in any kind of dealing with life changing and transition stuff. And I want to encourage you to do it. You can also reach out I'd love to hear from you and hear your thoughts about unstoppable mindset. You can reach me at Michael m i c h a e l h i  at accessibe A c c e s s i b e.com. Michaelhi at accessiBe.com. Or go to our podcast page, which is www dot Michael hingson.com/podcast. And Michael hingson is spelled m i c h a e l h i n g s o n so Michael hingson.com/podcast. Wherever you're listening, we would appreciate it if you give us a five star rating for the podcast. We appreciate your comments and your ratings. And when you're writing please write your comments. We'd love to hear what you think and and love your your thoughts. If you know of anyone else who want to be a guest on our podcast and Wendy same for you. We'd love to hear from you. We're always looking for guests, and more folks to come on everyone I believe has a story to tell. And we're always interested here I am interested in hearing your stories and, and giving people the chance to to help us learn more on the podcast. And also as I've mentioned, I am a speaker and travel and do a lot of speaking. So if anyone wants to reach out to me and learn about speaking again, feel free to reach out we'd love to talk with you about that as well. So one more time, Wendy, I want to thank you for being here and thank you for taking all this time to be with us today.   Wendy Cole ** 1:09:41 Thank you Michael for having me man. I love being here.   Michael Hingson ** 1:09:50 You have been listening to the Unstoppable Mindset podcast. Thanks for dropping by. I hope that you'll join us again next week, and in future weeks for upcoming episodes. To subscribe to our podcast and to learn about upcoming episodes, please visit www dot Michael hingson.com slash podcast. Michael Hingson is spelled m i c h a e l h i n g s o n. While you're on the site., please use the form there to recommend people who we ought to interview in upcoming editions of the show. And also, we ask you and urge you to invite your friends to join us in the future. If you know of any one or any organization needing a speaker for an event, please email me at speaker at Michael hingson.com. I appreciate it very much. To learn more about the concept of blinded by fear, please visit www dot Michael hingson.com forward slash blinded by fear and while you're there, feel free to pick up a copy of my free eBook entitled blinded by fear. The unstoppable mindset podcast is provided by access cast an initiative of accessiBe and is sponsored by accessiBe. Please visit www.accessibe.com . AccessiBe is spelled a c c e s s i b e. There you can learn all about how you can make your website inclusive for all persons with disabilities and how you can help make the internet fully inclusive by 2025. Thanks again for Listening. Please come back and visit us again next week.   As a Transition Mentor, Wendy Cole helps her clients face any significant life changes. I help others identify, explore, and eliminate the stress of being themselves and facing life changes. Since 2017, Wendy has guided others through transitions. Her life experiences are the tools she uses. She believes in the mind's powers; she practices mindfulness, shifting her beliefs and energy to support herself going forward, making profound changes in her life, health, and finding joy in being.   Knowing who you are, and not BEING who you are: this is the starting point of every Transitional situation. You KNOW who you truly are, in every aspect, but the outside is what matters. That is what people see. Taking that first transitional step is TERRIFYING. It's the stress: stress of the journey, stress of the mental weight, stress of worrying about the outside world… The physical transition is the easiest part; it's getting through the mental transition that holds us back.   Knowing from childhood she was a girl, Wendy yielded to familial and societal expectations to fit in. At age 67, Wendy changed her life with her transition. Beginning in January 2015 she focused internally: accepting who she really was, confronting fears, doubts, and anxieties that held her back for decades. She took the leap of faith to find freedom and joy in being herself. By July 2015, Wendy was living as a woman. She had her long-awaited surgery at NYU Medical in 2017. Wendy knows by focusing inwardly to find freedom and joy will benefit the rest of your life.   Ways to connect with Wendy: Website:  https://wendycolegtm.net Connect with Wendy: https://wendycolegtm.net/connect/ LinkedIn: https://www.linkedin.com/in/wendy-cole-gtm/ YouTube Channel: https://www.youtube.com/@wendycole8326 Facebook: https://www.facebook.com/wendycolegtm   About the Host: Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/   https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can also subscribe in your favorite podcast app.   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.     Transcription Notes:

Welcome to Omni Talk's Retail Daily Minute, sponsored by Ownit AI and Mirakl. Ownit AI helps brands and retailers win Google search by answering their shopper's questions online. Learn more at ownit.co. Mirakl is the global leader in platform business innovation for eCommerce. Companies like Macy's, Nordstrom, and Kroger use Mirakl to build disruptive growth and profitability through marketplace, dropship, and retail media. For more, visit mirakl.comHere are today's top headlines:Walmart announces several technology initiatives to enhance operations, including the expansion of digital shelf labels, improvements to drone delivery services, and the introduction of an AI shopping assistant and algorithm for InHome delivery. Starbucks partners with Grubhub to expand delivery services nationwide, leveraging the growth in delivery demand. Major retailers like TJ Maxx and Marshalls equip hourly security workers with police-like body cameras in response to theft and violence concerns. Stay informed with Omni Talk's Retail Daily Minute, your source for the latest and most important retail insights. Be careful out there!

Welcome to Omni Talk's Retail Daily Minute, sponsored by Ownit AI and Mirakl. Ownit AI helps brands and retailers win Google search by answering their shopper's questions online. Learn more at ownit.co. Mirakl is the global leader in platform business innovation for eCommerce. Companies like Macy's, Nordstrom, and Kroger use Mirakl to build disruptive growth and profitability through marketplace, dropship, and retail media. For more, visit mirakl.comHere are today's top headlines:Gap reported higher quarterly sales, marking a positive turnaround under CEO Richard Dickson's leadership. All four of Gap's brands—Gap, Old Navy, Banana Republic, and Athleta—posted gains in the latest quarter, with net sales rising by 3% to $3.4 billion. Walmart is expanding its In Home delivery service to five new markets across the United States, extending coverage to over 50 markets and 45 million homes nationwide. Dollar General is implementing significant changes to reduce shrink, including the removal of self-checkout from the majority of its stores and adjusting store remodel and opening plans for fiscal year 2024. Stay informed with Omni Talk's Retail Daily Minute, your source for the latest and most important retail insights. Be careful out there!

Zum 30. Geburtstag ihres Ensembles haben sich die Musiker des Miró Quartet ein besonderes Album überlegt: In „Home“ widmen sie sich dem Konzept von Heimat – ihrem realen Zuhause, den USA, aber auch ihrer musikalischen Heimat. Hannah Schmidt über ein Album mit einem sehr persönlichen Ansatz.

Emily Cox is a Licensed Clinical Mental Health Counselor working with tweens, teens, and young adults in private practice. Emily's work focuses on supporting children working through big feelings, adolescents navigating transitions, and emerging adults exploring identity.  Emily loves helping those who feel stuck, misunderstood, or unheard find their voice and use it with confidence.Emily has been in the mental health field for over ten years in a variety of settings, from inpatient units to In Home therapy. Emily uses an empowering and creative approach to connect and support clients in discussing their needs, often through expressive arts techniques and EMDR therapy to supplement traditional talk therapy. Outside of the therapy office, Emily can be found blasting Taylor Swift on road trips, hiking with her dog, and digging in the dirt while trying to grow new plants. Connect with Emily at Larkspur Therapy www.larksurtherapy.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/betterself/message Support this podcast: https://podcasters.spotify.com/pod/show/betterself/support

Is there a new baby that's about to enter your life? Are you a new mom, an expecting mom, a grandma, a nanny or anyone who will be in contact with a newborn?  This episode is for you! Rachel Ramsey from the Newborn Nurse is our guest today and she is here to share everything you need to know before and after you bring a baby home.  Voted #1 In Home Newborn Nursing Care and #1 In Home & Online Newborn Education, plus 19 years experience, Rachel is here to help both moms and babies rest a little better. A former Neonatal RN, Rachel began the Newborn Nurse after realizing that moms really needed the most support in the days and weeks after leaving the hospital and they just weren't getting it.  She's the most sought-after baby guru in Nashville and her families credit her to helping them feel like they're doing it right and most importantly, getting some sleep. Rachel shares her tips for sleeping, eating, and care as well as her favorite gadgets - what you really need at the hospital and in those first few weeks at home. You can find more advice and information from Rachel by following her onInstagram @thenewbornnurse For Rachel's online course, visit: https://newborncare101.mykajabi.com/newborn-care-101 You can also listen to her podcast “The Newborn Nurse Podcast” wherever you listen to your podcasts.

Lori and Julia interviewed Kyla Sisson, the Outreach Coordinator for Rainbow Support Group. Wingspan Life Resources is a non-profit organization that offers residential care in group homes and In-Home programs to adults with developmental disabilities. The State of Minnesota licenses them to care for as many as 120 individuals in 30 residential facilities in Hennepin, Ramsey, and Dakota counties. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Singer-songwriter Melanie, known for 'Brand New Key' and Woodstock performance, dies at 76. Let's remember her great life. Lori and Julia interviewed Kyla Sisson, the Outreach Coordinator for Rainbow Support Group. Wingspan Life Resources is a non-profit organization that offers residential care in group homes and In-Home programs to adults with developmental disabilities. The State of Minnesota licenses them to care for as many as 120 individuals in 30 residential facilities in Hennepin, Ramsey, and Dakota counties. Hollywood Speak: Barbie vs Badger! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Singer-songwriter Melanie, known for 'Brand New Key' and Woodstock performance, dies at 76. Let's remember her great life. Lori and Julia interviewed Kyla Sisson, the Outreach Coordinator for Rainbow Support Group. Wingspan Life Resources is a non-profit organization that offers residential care in group homes and In-Home programs to adults with developmental disabilities. The State of Minnesota licenses them to care for as many as 120 individuals in 30 residential facilities in Hennepin, Ramsey, and Dakota counties. Hollywood Speak: Barbie vs Badger! Learn more about your ad choices. Visit megaphone.fm/adchoices

Lori and Julia interviewed Kyla Sisson, the Outreach Coordinator for Rainbow Support Group. Wingspan Life Resources is a non-profit organization that offers residential care in group homes and In-Home programs to adults with developmental disabilities. The State of Minnesota licenses them to care for as many as 120 individuals in 30 residential facilities in Hennepin, Ramsey, and Dakota counties. Learn more about your ad choices. Visit megaphone.fm/adchoices

Home Golf Simulators are exploding in popularity. There are more options than ever to build it on your own or hire a company to take care of everything. James Laidlaw from InHome Golf, who recently did Jon's home installation, joins the show to share his knowledge. We cover various topics, including room sizing, launch monitors, budget, turf, projectors, impact screens, and plenty more. You can check out the progress on Jon's simulator in this Twitter thread. If you want to download InHome Golf's free guide, you can visit their website here: https://inhomegolf.com/ and James graciously provided his email address for questions here: james@inhomegolf.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, I sit down with Dorian Robertson to talk about Health & Wellness. Dorian has been a Personal Trainer for many years. He offers In Home training completely customized to you. You reach out, tell him your goals, and he helps develop a plan to start you on a path to live better. Since he was a kid, he always had a passion for being healthy. Coming out of school, Dorian originally thought he was going to build a career in Physical Therapy. After an associates degree and some tough years of experience working in Nursing Homes and Out Patient Clinics, Dorian realized he wanted to focus on fitness and coaching full time. This week, we talk about his motivation, what he can offer to help you, the 'Train With Dorian' App, the process behind his work, and so much more. If you are looking for help in taking the right steps to start living better, reach out to Dorian and see if yinz can figure out a plan. A really great episode with another great person doing great things in our city. Enjoy the episode. Thanks for listening. - WWW.ILLCALLYOURIGHTBACK.COM - Follow ICYRB on Instagram - illcallyourightback Follow ICYRB on Twitter - ICYRBpodcast Like ICYRB on Facebook - I'll Call You Right Back Podcast

We start this episode by talking about the legal structure of Medicaid and how states can interpret it. Following that, we go through the distinction between nursing home Medicaid and in-home care Medicaid. There are different approaches for single individuals and married couples. This episode provides the essential information to be able to understand more nuances of Medicaid and be better prepared for any scenario in the future. We'd love to work with you if you need help with qualifying for Medicaid or with anything else related to estate planning and elder law.    Key Takeaways  Takeaway 1: The Law of Medicaid 02:08 Medicaid is a federal program and the laws that dictate it are Deficit Reduction Act (DRA) ‘05 and OBRA ‘96.  Those two laws set forth our federal Medicaid, and then what happens is each state gets to interpret the laws under those two major opinions as to how they see fit. Pennsylvania has a long-term care handbook and it's the state's view of Medicaid, their interpretation and how they make decisions. There is a general guideline that every state follows, but there are nuances that set every state apart. There are various state questions. Just because our state interprets Medicaid in a certain way doesn't make it the right interpretation. Until the interpretation is challenged, you have to go along with whatever the Department of Human Services says.  Generally, it doesn't make sense to challenge and try to fight the DHS. The rules are very favorable.   Takeaway 2: Nursing Home Medicaid vs. In-Home care Medicaid 06:18 Once we get an individual qualified after the 3-pronged test, the question is whether or not they go to a skilled facility or receive in-home care. For both types of care, the rules and qualifications are the same. The biggest difference is that with the in-home care waiver program, the individual's income cannot be over the income cap limit of $2523 a month. Essentially it's just pension and social security, and we're saying, “Is the individual who is receiving the care's income over $2523/month?” If not, they can qualify.  There is a way to kind of manipulate or move an additional $500 of income, so if your income is less than $3,000/month, we can probably help. Generally speaking, in PA you have to be under $3,000 per month. It doesn't matter what the community spouse's income is, it's only for the person receiving the care. We are still able to do the asset protection pieces that we discussed and protect 100% of the community spouse's assets even in a waiver situation. The best part: the income from the institutionalized spouse gets to stay in the home to offset the cost of care. They're receiving care in the home and the income actually stays in the home to help with the cost of care in the home.   Takeaway 3: Community HealthChoices 09:37 Once the person is qualified for Medicaid, a group is sent out to do an assessment to determine how many hours of care the person is going to receive. The problem is, Community HealthChoices has a new algorithm as to how they determine hours, and we're finding that we're having to appeal a lot of cases to try and get more hours for it to be more reasonable.  It got very difficult during the pandemic. It's getting better now, but it's not a guarantee that you're going to be able to find the care. Some individuals have been given no choice but to enter a nursing home, but we've been seeing that less lately. Waiver is very near and dear to Jeff's heart. He's a board member for Leg Up Farm which provides great therapy for children with disabilities, and he is also a solicitor for the Center of Independent Living Opportunities, which is essentially an organization whose mission is to keep people in their home and maximize their ability to stay in the home. Receiving personalized care is great, and is very significant to Jeff.   Takeaway 4: Waiver 12:30 If an individual on waiver were to be placed into or moved into a nursing home, the income from that individual would go to the nursing home to offset the cost of care. In a married case, the minimum amount of money they want the community spouse to have is $2,288.75.  Once the community spouse is at that income, the remainder of the money will go to the home for the cost of care. Pennsylvania's are actually very favorable, particularly in the case of married couples.    Takeaway 5: Single individuals with Waiver 14:58 With single individuals, it isn't quite the same for the waiver. The income cap limit causes a problem. The problem is that we're not able to protect assets. We cannot turn assets into an income stream because it would put that individual's income too high. It is very difficult to protect assets for a single individual trying to receive care in the home. Essentially you're looking to do a caregiver agreement with a family member where you can pay for care to the family member to bring down the level of assets, or you're going to be looking to some other common spend-downs like funeral homes, funeral prepayments, etc. But generally, we're not going to be able to preserve a lot of assets in a single case for waiver. If the single individual is in a nursing home, we're still able to protect half of their assets.  All in all though, we're very fortunate in our state with the options that we have. Links and Resources Mentioned Bellomo & Associates workshops: https://bellomoassociates.com/workshops/  Connect with Bellomo & Associates on Social Media Twitter: https://twitter.com/bellomoassoc  YouTube:  https://www.youtube.com/user/BellomoAssociates  Facebook: https://www.facebook.com/bellomoassociates  Instagram: https://www.instagram.com/bellomoassociates/   LinkedIn: https://www.linkedin.com/in/bellomoandassociates  Ways to work with Jeff Bellomo Contact Us: https://bellomoassociates.com/contact/ Practice areas: https://bellomoassociates.com/practice-areas/

Donna Teague: Certified Bra-Fitter * Watch Entire Episode for Marketing Tip @ the End My name is Donna Teague, I am a Certified Fitter Mastectomy, and specialize in hard to find bra sizes. I grew up outside the dressing room door, as my mother had Pennyrich Bra Shop in Tampa for 35 years. My business is mobile, as I do In-Home fittings and Bra Parties… AKA “Girl's Nite Out” … When I fit a client whether an individual appointment or at a bra party, I talk about the importance of breast health and what to look for. Fortunately, I am a breast cancer survivor, as I found my own lump while doing a self breast exam in 2018! So if you just can't find a comfortable, have a special event, expecting a little one, or just want to be comfortable at the gym.. Schedule a FREE fitting in the privacy of your home and at your convenience… Calendly.com/firmfoundationlingerie Firmfoundationlingerie.com 813-802-4075 #goddess #elomi #fantasie #freya #carnivalbras #straplessbras #fullfiguredbras #fashionbras #firmfoundationlingerie #customfittedbras #firmfoundationfla #firmfoundationtampa #inhomefittings #giftideasforher #brafitter #pennyrich #brashop #giftcertifucate #freegiftwrapping How to connect w Pink Cloud 9: Join Entrepreneurs FB Group & further promote your business here: https://www.facebook.com/groups/pinkc... You can listen to this interview on audio spotify here: https://open.spotify.com/show/0Ro9zEf... If you would like to be on this vodcast™ show to promote your business/works/projects/books/etc contact here: https://linktr.ee/PinkCloud9 Buy Me Coffee or Donate here: https://cash.app/$pinkcloud9ks or https://paypal.me/pinkcloud9ks or https://account.venmo.com/u/pinkcloud9ks You will receive a Thank You Gift directly from me #Entrepreneur & #Creatives #Promotional #Interviews #Marketing #Entrepreneurs #Creatives #CEO #vodcast #podcast #videopodcast #spotify #youtube #pinkcloud9 #pinkcloud9ks #garyvee #oprahwinfrey #tonyrobbins #brenebrown --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/pinkcloud9/message Support this podcast: https://anchor.fm/pinkcloud9/support

I apologize to my listeners. Somehow the wrong audio file was uploaded. This is the correct file. As a community of special needs families and expert professionals, Eli's Village is dedicated to walking beside you — through every stage of life. With proactive planning, detailed assessments, holistic care, and personalized treatment, they're your support team to live the life imagined. Eli's Village is not just a network of professionals and resources. The village is your full-time support and management partner. They're here for one purpose. And that is to be alongside you and help you navigate the intricacies of life management and life planning as a special needs family. To them, you are family and they're committed to being your village of support and your choice of a family office. They offer personalized planning services helping you and your family, to live the life imagined. As a full and comprehensive team of expert professionals, they work with you to alleviate the stresses of life by providing customized services and resources including: - Private Special Needs Case Management - Government Benefits Integration - Respite Care Coordination - Planning and Coordination of In-Home and Community-Based Supports - Financial Planning & Wealth Solutions - Legal Planning – Will, Trust, Guardianship, IEP Advocacy, Etc. - Tax Advisory and Filing - Independent Trustee and Trust Planning - Estate and Succession Planning - Family Advisory – Staffing/Services - Individual Philanthropy - Microboard Development and Implementation Want to learn more? Website: https://www.elisvillage.com/ Facebook: @elisvillage Email: info@elisvillage.com Phone: 804-302-0502 As an Amazon Associate, I earn commissions from qualifying purchases. For more information about True North Disability Planning: Web: https://truenorthdisabilityplanning.com/ Blog - https://ejorgensenwordpresscom.wordpress.com Podcast (ABC's of Disability Planning) - https://anchor.fm/abcs-disability-planning Waypoints - https://waypoints.substack.com/ Facebook: @TrueNorthDisabilityPlanning Twitter: @NeedsNavigator Resource store (free downloads too) - https://www.teacherspayteachers.com/Store/True-North-Disability-Planning --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/abcs-disability-planning/message

Please subscribe to our youtube page to get notices on all new podcasts as well helping us grow our audience. https://www.youtube.com/c/NewClevelandRadioResearchers identify that elderly adults recover faster, with fewer complications, at home than in a hospital or in a facility. With home health care, patients can get help managing their medications, meal prep, shopping assistance, as well as other daily tasks they can no longer do independently. THome care is noted to be less expensive as well as providing the elderly to adjust to their physical and or medical needs in the comfort of their home.https://www.cherishedagency.com/

Have you ever wanted to learn more about the multidimensional world of health, fitness, and overall wellness but can't find an accurate and reliable source for such information? Look no further than Connected Community Health Support's new podcast!We are proud to introduce to you for the first time the How It's All Connected: Lifestyle Medicine Podcast.  This podcast will focus on bridging the gap between the confusing and sometimes hard to comprehend academic research and the dissemination of that research in a way that individuals can easily digest and use via actionable tips and suggestions.Each week will be discussing a specific aspect of one of our 7 pillars of health (Fitness, Nutrition, Sleep, Mindset, Social-Envionmental, Policy Change, Personal Finance) with a guest speakers from one of the above backgrounds or career fields.On this week's episode our Co-founders Seth Spicer, Jacob Carroll and the podcasts host Adam Fox, will fill you in on all the goals, aspirations and values held by CCHS team.  You will also learn who CCHS is, what our mission is, and what we have to offer you! This includes a break down of our affordable In-Home, Virtual and Group personal training packages as well as our Co-founders philosophies on the pros and cons of our current health and fitness industry. Not only will we highlight these aspects, we will also help explain how we are aiming to fix the cons and ameliorate the pros!We hope that you enjoy this introduction and cant wait for you to join us as we help empower our audience with the knowledge and tools to make healthier and happier lifestyle choices.Let us all defy the odds together!!

Inaccuracy of credit reports is a longstanding problem. More than half of all complaints to the CFPB were about the credit bureaus, who see us as mere data points, not customers. Clark on how the system functions and how to protect your credit. Clark also describes Walmart's new “InHome” delivery service compared to the Walmart+ option, vs Amazon initiatives. Generally Walmart is 20% cheaper on groceries so this may be viable for some consumers.    Credit Report Errors: Segment 1 Ask Clark: Segment 2 Walmart Vs. Amazon - Grocery Delivery: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  How To Monitor Your Credit Virtual Credit Cards: An Online Security Measure Worth Taking? Should You Buy an Extended Warranty on Your Car? uShip Buying a diamond online: Have an unconditional right to return 7 Places to Get the Best Deals on Lab-Created Diamonds Hampton woman loses $200 after buying already-activated gift card Submit a complaint | Consumer Financial Protection Bureau Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 144! The Biz Bites N' More Podcast covers the newest player that wants in on the EV ecosystem, and that is none other than Sony. Walmart will have an option to be in your house, and in true 1984 fashion they'll be filming it all. Finally, Elizabeth Holmes, the disgraced CEO and founder is going to jail for being a fraud. $WMT $SONY #Comedy #Business Blog: bizbitesnmore.com Twitter: @bizbitesnmore Facebook: @bizbitesnmore YouTube: Biz Bites N' More Leave a voice message on anchor or leave a five star review on Apple and we will read it aloud/listen to it on the pod! VM: https://anchor.fm/biz-bites-n-more/message --- Send in a voice message: https://anchor.fm/biz-bites-n-more/message Support this podcast: https://anchor.fm/biz-bites-n-more/support

Meta reportedly halted development on an OS for AR and VR headsets, Walmart will expand InHome delivery to 30 million US households this year, and German regulators will have additional oversight over Google for the next five years. MP3 Please SUBSCRIBE HERE. You can get an ad-free feed of Daily Tech Headlines for $3 aContinue reading "Meta Reportedly Halts Development of Mixed Reality Headset OS – DTH"

Topic Summary: F150 Lightning now configurable Google Samsung BMW Intel Meta VR/AR Walmart InHome delivery

WACA's Cover to Cover webinar on Thursday, October 28, at 2:00-3:00 PM ET, features Carla Power, journalist and author. In Home, Land, Security: Deradicalization and the Journey Back from Extremism, Carla Power wanted to chip away at the stereotypes by focusing not on what radicalized young people had done but why: What drew them into militancy? What visions of the world—of home, of land, of security for themselves and the people they loved—shifted their thinking toward radical beliefs? And what visions of the world might bring them back to society?  Power begins her journey by talking to the mothers of young men who'd joined ISIS in the UK and Canada; from there, she travels around the world in search of societies that are finding new and innovative ways to rehabilitate former extremists. We meet an American judge who has staked his career on finding new ways to handle terrorist suspects, a Pakistani woman running a game-changing school for former child soldiers, a radicalized Somali American who learns through literature to see beyond his Manichean beliefs, and a former neo-Nazi who now helps disarm white supremacists. Summary from Penguin Randomhouse. The discuss will be moderated by Patrick Ryan, President of the Tennessee World Affairs Council.

Everybody, Relax…..A lifestyle podcast dedicated to helping folks deal with Life, Stress and Mental Health. Facilitated by Trey who is a Licensed Clinical Social Worker, who attempts to spark healing via creativity. Trey blends his clinical expertise with real world experience for a unique, down to earth conversation. So relax, take a deep breath, we're going to get through this thing called life together. Next up we have Antaysia Nance, LCSW of Youth Life Services she works with children,adolescents and families. Antaysia is in private practice and we discuss managing a private practice, her love for crisis work and how to better support families overall mental wellness! Check it out!! “December 2014, I graduated from Howard University with my Master in Clinical Social Work. I began my career as an In Home and Therapeutic Day Treatment therapist. I transitioned to the school system as a School Social Worker and later explored the role as an Emergency Services Therapist. In these positions, I have been able to support children to have an outlet to work through social and emotional difficulty and support parents and their family to get connected to resources and support to better meet their child's needs. I have also supported individuals in mental health crises access the appropriate level of care and resources. My therapeutic approach includes Cognitive Behavioral Therapy (CBT), Existential therapy, Client-centered, and a holistic approach. ​I have always had a passion to support children and their families and to build my own business not only to focus on therapy but community engagement and support.” -Antaysia Nance, LCSW Website: youthlifeservices.com Instagram: @youthlifeservices Make sure to check out FeedSpot Top 50 Health Podcast list that includes Everybody, Relax!!! https://blog.feedspot.com/health_podcasts/ Need a licensed speaker or facilitator? https://www.uphold318.com/taylorspeaks Become a member of the Relax Crew on Patreon https://www.patreon.com/RelaxVA Black Therapists in Virginia https://www.uphold318.com/blackvatherapists Make sure to subscribe, like, share and comment with your thoughts!! When listening and sharing use #EverybodyRelax #RefreshVA, to let us know you are listening! Visit our website at www.uphold318.com

We are back with a new episode! This one is a bit different, as it deals with a slightly more serious topic than the episodes of late. While not everyone suffers from depression, there are many who may not realize they are depressed to some degree. We wanted to address that sort of thing in this episode  We talk with our guest, therapist Aaron Stevens about the signs and symptoms of depression, as well as the things he uses in his counseling to help those diagnosed. As Aaron's bio below shows, he has a long career helping people cope with and overcoming the sometimes crippling effects of depression, as well as a wide array of other mental health issues. We hope you enjoy this interesting and informative talk with Aaron. Aaron's Bio: I offer professional counseling services for individuals, couples, and families to help them move beyond problems and find solutions for lasting change. I have over 14 years of hands on experience in the mental health field working with clients of all ages facing a vast array of life problems relating to: Substance abuse, Mental health, Couples and Families, Behavioral and Developmental, Career and Academic issues. If you or your family are experiencing problems and are seeking to be treated by a fully licensed and highly trained professional therapist contact me today for a free consultation. I have spent a great deal of my career working specifically with children, teens and their families addressing various issues from school behavior problems, to grief, trauma and sexual abuse. I have also worked closely with special needs children, their schools and other professionals to meet their unique needs. I offer IN-HOME and ON-SITE counseling services in order to best meet individuals, couples and families where they are most comfortable, or where they are experiencing difficulties. This includes working with schools, teachers, doctors, social workers, foster families, and other members of the community as needed

Class is back in session! This time, we're tackling In-Home. We are hiring Nationwide!https://www.fflwestcoast.com​​​ to inquire. The 5 Reasons Why This Is The Best Place For You:1. HIGHEST COMPENSATION: Highest compensation in the industry. Starting 100%, and the ability to earn up to 145%. PLUS Bonuses on top of that.2. TOP TRAINING: Best Training in the industry from active top producers teaching what is making them so successful. We will help you become the smartest agent in the field.We are hiring Nationwide!https://www.fflwestcoast.com​​​ to inquire. 3. FRESH LEADS: Direct Mail Mortgage, Internet, Final Expense, Medicare, and Annuity leads4. NO FEES: No costs for Training. No costs for your back office. No costs for training events or the Annual Convention. Plus Free license training for new agents.  5. VESTED RENEWALS: Fully Vested Renewals From Day One and we do not make you sign a contract.We are hiring Nationwide!https://www.fflwestcoast.com​​​ to inquire. As you can see now, these are the reasons why people are working so hard and fast to secure their financial future...And you can too!Hiring Licensed and Unlicensed Agents. No license? We can help you get your license. Get Access to find out how! https://fflwestcoast.comfacebook.com/fflwestcoastinstagram.com/fflwestcoast

Sam Walton used to test new ideas at Walmart's 8th store in Morrilton, Arkansas. Today, Store No. 8 is the name of our company's incubation arm. Scott Eckert's team is always looking around the corner to identify new tech trends - some might have uncertain outcomes, but big potential if the idea works. Srini Venkatesan's team then tests, iterates, and develops a final product to be implemented in stores across the country. InHome delivery and Intelligent Retail Lab both started at Store No. 8! We're constantly running startups inside Walmart to remove friction for our associates and continue innovating for our customers. Listen to this new episode of The Huddle with John Furner to hear how we're honoring Walmart's entrepreneurial history while encouraging our teams to perform and transform for the future with Store No. 8.

Let’s let’s talk about what we were just covering building. So we were talking about land and there’s a lot of information out there, new home construction, right? Of course we work with builders. Of course, we work with new home builders like Abrazo and bolt D and VR, Horton, and Twilight, and all the other local and national builders. And what we know is land’s hard to find. Albuquerque is landlocked. We have Indian reservations on two sides. We have a mountain on the other side going West, the only direction we still have a lot of land. We’ve got issues there as well. I mean, we can go a ways, but we’ve got volcanic land. We’ve got a scarp mints. We have individual ownership. So assembling a parcel, large enough can be difficult. We have Rio Rancho, which we a lot of land, but again, unless it’s, Amref, that’s still owns a big parcel. It’s individual owners that are all over the world that people bought the land in the 1950s and 1960s. And they’ve passed it down. So now six grandchildren, or great-grandchildren own one lot. And the lots of joining that lot are owned by other grandchildren from all over the world. Right? So putting together a big enough parcel for like a Dr. Horton or a Pulte or a big builder to do a neighborhood. Well, and let me just add onto that. It’s not even the big builders. It’s like, if you own, let’s use rear Rancho, for example, because a lot of people own a lot in Rio Rancho, right there they’re half acres, there’s 88, 80 some thousand of them, right? Some of them are buildable. Some of them have utilities or utilities near The key is some of them. And so the reality is that the is not the problem. The problem is the infrastructure, right. Is, you know, gas, electric, water, sewer roads. Yeah. They scraped roads back in the fifties. 1950S is now like 70 years ago. But most of those grape roads, you can still see where they scraped. Yeah. So, so that’s, that’s the challenge. And so a good buildable, I say, good, good in the sense that it has utilities it’s ready to build on, you know, or that utilities may be not be a big challenge. Like let’s say, take North Albuquerque acres. For example, too, we were just talking about, you know, those are our eight, they call them acre, but they’re 0.8, nine. And they generally have your, your electric, your gas, not always. And not always a lot of them are on propane, but then you’ve, but you know, water can be a challenge and sewer can be a challenge. A lot of those are on septic systems. There’s, septics, you know, doing a septic system, as long as you have enough land, it’s not a big deal, but it’s going to be an eight to $15,000 expense to put her in a subject Depending on the soils and the drainage and all that. Yep. Yep. So, so, you know, it’s, we’re we keep hearing are I keep seeing all these national stories and we’re now locally, there was a story in the journalist week about the lack of number of home from the market. And then people just go, well, let’s build some more, let’s build more. Well, it’s just not that easy, just like we were talking about it’s a two year process, if you’re going to do a subdivision, for example. Right, Right. So let’s talk about how 2020 changed things as well. So 2020, we have all these builders that are working on subdivisions, buying the parcels, getting them zone, getting them subdivided, thinking about how they’re going to put in streets and an engineering of it. And the utilities and along comes March. And what we know is March, lot of people like us and other businesses just stopped. We didn’t know what the implications of COVID where we cut back everywhere we could, which is what builders did. We didn’t know if people were going to buy homes. So by the end of March, a lot of the developments that were coming stopped. And once the builders started to feel confident, again, that there was still demand for new homes. A lot of the government agencies were also trying to figure out how they work from home, how they set up people to have secure computers at home, how they were having their phones from office ringing to people at home. So a lot of the public was, or a lot of the employees needed to do permitting or to do the community. Sinuses of development were also not available. So we see, I saw a graph about, about it and it just dropped, right. It took a couple months for people in the building industry to have that confidence that they needed to keep going on, developing those lots and those neighborhoods. And then there was also the extra delays of the government entity. We went from the standard build time for a new home from six months to now, we’re seeing eight, nine months. And across the nation, not just locally builders are limiting the number of homes. They will even sell a month because of their demands. They’ve got contractors who are not available. The industry is very busy, but then they have to deal with just like the NFL. They have to deal with people getting COVID here and there, and a contractor’s not available and it causes another delay. And so it’s, it’s right down the line, how COVID has impacted new homes. Yeah. And, and I think, I think you, you bring up a really good point in, in, let me, let me package it this way is with COVID with everything that’s happened this year, the demand for housing increased. I think there’s no doubt about that. Right. I mean, you can’t, you can’t argue. I mean, there absolutely demand increased and there’s, there’s a bunch of reasons about that. It’s not just interest rates. No, no. And you know, let’s talk about that. So thinking about the demand, sorry. Right. By the mic here, the demand, people who are home more, right. And they’re going, I’ve got my kids at home, I’m doing school from home. I’m working from home. This seems like it’s going to last a while. I need a home to accommodate this and now’s the time. So there has been all of that demand in addition to a lot of people getting older and having more stable globs that, you know, the millennials. Yeah. Well, well, th that’s what’s happened and there has been some, some analysis and talk about, okay, are we spelling first-time home buyer from the future? And I think the reality is, yes, we have stole some first-time home buyers from the future. But this demographic with this cohort of what the millennials that are, you know, moving into this late twenties, early 30 age group and starting families and settling down, that’s going to continue now for the next four or five years. So we’re, you know, even though yes, we’re still stealing some buyers from the future. Overall, the demand is going to continue. I want to get the supply side, but go ahead and talk about that. Yeah. I also think we’re stealing first-time buyers from the past. A lot of people who should have been buying the last Few years, you know, They, they realize now, Hey, what am I doing renting in? And now I’m home more. And, you know, being in an apartment or having roommates and things, it’s just not working very well when you’re stuck at home with COVID. Right. So they they’re, yeah. They’re there in the apartment. They went and did the math and said, let’s see for $1,200 a month that I’m paying in rent. Let’s see what can I can own at three, three and a half percent interest rates. All of a sudden you went, Oh, wow, look at that. So I think all those people who should have been buying for the last five to 10 years are, might, might be moving forward and actually buying in. And we see that, you know, I don’t have to look at a national story to know that we talked to those buyers every day. Right. And by the way, Tracy and Tito Venturi, Venturi Realty, group of Keller Williams Realty, we’re so honored to be here seven, almost more than seven years strong now. And coming to you here at the end of 20, 20, another great year on the radio Near the end of 2020. Yay. Yeah, no. W we’ll see. So 20, 21 in, well, let’s, let’s finish this conversation about the supply side in housing and what happened in 2021 and 2020. Yeah. I’ll get it straight. What happened? Not what’s going to happen, even though I got some ideas there, but in 2020, what happened was when, when everything hit in March, you know, obviously a lot of people put the brake on putting their home on the market. Right. And, and so there was quite a drop in the number of homes coming on the market as to be expected. Now, the reality is though, in February, even we were already seeing that we were going to have a shortage of choices for homes for sale in 2020. It was, it was already, it was already in the cards, right. It wasn’t like, Oh, that was the only, no, it was already there. This just enhanced it. And then what also a couple other things will happen. Obviously you talked, we’ve talked about the builders we talked about, the builders are, are also, builders are much more conservative, you know, especially the ones that went through Oh six Oh seven Oh eight Oh nine. Right. They’re very connected. They don’t want to get stuck with land that doesn’t have income. Yup. So everybody kind of put the brakes on. I think we, everybody put the brakes on in March and April. Right. And so that, that has something to do with, but another phenomenon that happened is, think about this. How many people you think move their elderly parents from the family home into a healthcare or long-term care facility this year. I’ve seen a lot of news about that. And a lot of people did that right away thinking that was the safe place for them. Unfortunately, I think reality hit was not the safe place for them. They should have either stayed in their home or move in with their family. So that’s what happened is these, these family homes, these, you know, the homes of the elderly folks that are not now moving in there, you know, I, I saw an article talking about the boom in in-home healthcare. In-Home health care is just gone crazy this year, as you can imagine for the elderly, because they, you know, people don’t want to go to those, those places right now. And so again, that’s also drew in the lack of, of people listing their homes for sale. And so that’s, I think the big thing then going into 21 is just the, the low level of number of homes to choose from lack of inventory as we call it. And I don’t see anything that’s going to alleviate that unless for some crazy reason. And I don’t know what it is that the demand drops off suspense substantially, but right now it’s steady as it goes. She doesn’t make sense if it’s not going to drop off just the demographics alone. And the fact that interest rates are look like they’re not going to change at all. It would take something catastrophic beyond a pandemic that we don’t know about. Right. And so we can say, it’s not going to happen.

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The LTCI market continues to evolve, and the ability to blend long term care insurance into annuity products offers clients a powerful new asset to offset the rising costs of care. November is Long Term Care Insurance Awareness Month, so it's an ideal time to reconnect with clients who were declined or failed to acquire LTCI in the past. In this episode, Rick Stewart, Director of Crump's LTC Solutions Center, joins us to deliver an update on the market, product innovations, and important conversation starters for your clients.

Today's episode is brought to you by Fortis Forma, a platform that helps you find, engage and retain clients. Right now their focus is on engagement by helping you deliver exercise programs to your clients. You can see the exercises clearly and give feedback on what you are doing and they are able to give you feedback on how they find the workouts. Their system makes it easy to update your clients program as required. Right now they're looking for Kinesiologists to use and test the system as they start to build the finding and retaining clients components of the platform. Visit fortisforma.com and register today for free. --------------------- In this episode, I interview Jonathan Chant, R.Kin - President of Fitness for Freedom and Founder of Fortis Forma. Shortly after graduating from the University of Ottawa he began his company Fitness for Freedom, a mobile Kinesiology company. Jonathan operates under the following principles: to care, be honest and treat people the same way he would like to be treated. His goal is to raise the bar for the entire fitness industry by focusing on developing the required habits to live a healthy lifestyle, not just exercise. In this episode, Jonathan tells us how what calculation he made that pushed him to start Fitness For Freedom, How his R.Kin designation has helped him a long the way and how to find ways to stand out in a crowded space as a new Kin. ------------------------ Show Notes 01' Fortis Forma 03' High school sports and exercise 05' Starting Fitness for Freedom 06' Low wage: Take 25 years to have the downpayment for a house 07' Fitness for Freedom Story 08' Defining his audience 10' In-Home business model 11' Day and Night Hustle 15' How Freedom for Fitness Kins are different then personal trainers 18' Starting of Fortis Forma 21' Overall Experience as a Kinesiologist 23' How the R.Kin Designation helped 25' Future of Kinesiologists as specialist in different areas 26' Using R.Kin as a testing ground for areas 29' DO your best to stand out 33' Not waiting for top down approach 37' Advice for new Kinesiologists 40' We need more innovative thinkers in the Kinesiology profession. ----------------------- Links Jonathan's LinkedIn: https://www.linkedin.com/in/jonathan-chant-80698b6/ Fitness for Freedom Website: https://fitnessforfreedom.com/ Fortis Forma Website: https://fortisforma.com/ Spencer's LinkedIn: https://www.linkedin.com/in/spennyraposo/ Making Kinnections Facebook: https://www.facebook.com/MakingKinnectionsPodcast/ Making Kinnections LinkedIn: https://www.linkedin.com/showcase/making-kinnections/ Making Kinnections Anchor: https://anchor.fm/makingkinnections Making Kinnections Instagram: https://www.instagram.com/makingkinnectionspodcast/ Making Kinnections Youtube: https://www.youtube.com/channel/UCFW8YJjfHdjdPimyvhjKmkQ Episode Sponsor Continuing Education for Kinesiologists Kinformation: https://kinformation.teachable.com/

HOUR 1Vitamin D and Magnesium--Carolyn Dean MD ND Did you know that Magnesium and Vitamin D should be taken together to maximize health, vitality, and well-being? Nutrients don’t work alone, and the Vitamin D Council recommends that Vitamin D be taking with its essential co-factors including magnesium, boron, and zinc as well as Vitamin K and A: https://www.vitamindcouncil.org/about-vitamin-d/vitamin-d-and-other-vitamins-and-minerals/  The Vitamin D Council goes even further in expressing their concerns for ADEQUATE magnesium supplementation: The Vitamin D Council believes that the daily amounts of magnesium recommended by the Food and Nutrition Board aren’t enough to keep your body healthy; and that both men and women may need more than is recommended.  Some research studies show that your body needs between 500 and 700 mg a day. Magnesium may help vitamin D by helping your body activate vitamin D into a form your body can use, though it’s not known how much is ideal or if not getting enough magnesium harms your ability to fully make activated vitamin D. Also, magnesium is important in helping vitamin D to maintain calcium in the body and is essential for bone health. Most of the above words by the Council are righteous and I agree that our bodies need between 500-700mg of magnesium – and sometimes more. However, it’s not that magnesium may help vitamin D – it’s an absolute requirement in 6 of the 8 steps of vitamin D activation. And because it is not known how much magnesium or vitamin D that each individual needs to have optimal health we are actively working with the GrassrootsHealth Research Project to study blood levels of magnesium and vitamin D and correlate them with clinical symptoms. The test is a convenient In Home blood spot test that ends up costing you nothing!  Recently GrassrootsHealth wrote: ‘By now it should be clear to our followers that each nutrient does not work alone; instead, nutrients function in collaboration with other nutrients in a co-nutrient relationship. If one co-nutrient is limited, either missing or not plentiful enough, then the functions they are meant to carry out together may also be limited.’ ‘The body needs magnesium for vitamin D metabolism; without it, the amount of vitamin D that can be metabolized and used by your body is limited and may result in a lack of conversion of vitamin D into its other active forms.’ Not only that, but if you take high doses of vitamin D, you can deplete your magnesium to such an extent that you can develop magnesium deficiency symptoms like insomnia, leg cramps, migraine, or heart palpitations including atrial fibrillation. Tonight, internationally respected magnesium expert Dr. Carolyn Dean will continue the job she began over 20 years ago educating the public on the important role of magnesium as a dietary supplement. And, even more specifically demonstrating through research, medical reference, and our mailbag from customers what happens when magnesium deficiency symptoms are induced because of how vitamin D ‘uses up’ magnesium in its conversion to its ‘active form.’ As more and more doctors, practitioners, and medical professionals incorporate vitamin D into their treatment plans they will have to learn to include magnesium as well!  And, just in case that part of the equation has escaped their attention it doesn’t have to escape yours. Please join tonight on Dr. Carolyn Dean LIVE.  Dr. Dean will be talking about The Proper Role of Magnesium in Vitamin D Supplementation along with a wide range of health topics and safe solutions. You will love hearing the beneficial interactions with our callers and hosts alike including the body/mind connection, identifying the ‘conflict’ in the ‘conflict basis’ of disease and much more!! Call in and Chat with Dr. Dean during Live Show with Video Stream: Call 646-558-8656   ID: 8836953587 press #.  To Ask a Question press *9 to raise your hand Dr. Dean takes questions via email. Please write questions@drcarolyndeanlive.comWe will be glad to respond to your email Learn more about Dr. Carolyn here: https://drcarolyndeanlive.com  

HOUR 2Vitamin D and Magnesium--Carolyn Dean MD ND Did you know that Magnesium and Vitamin D should be taken together to maximize health, vitality, and well-being? Nutrients don’t work alone, and the Vitamin D Council recommends that Vitamin D be taking with its essential co-factors including magnesium, boron, and zinc as well as Vitamin K and A: https://www.vitamindcouncil.org/about-vitamin-d/vitamin-d-and-other-vitamins-and-minerals/  The Vitamin D Council goes even further in expressing their concerns for ADEQUATE magnesium supplementation: The Vitamin D Council believes that the daily amounts of magnesium recommended by the Food and Nutrition Board aren’t enough to keep your body healthy; and that both men and women may need more than is recommended.  Some research studies show that your body needs between 500 and 700 mg a day. Magnesium may help vitamin D by helping your body activate vitamin D into a form your body can use, though it’s not known how much is ideal or if not getting enough magnesium harms your ability to fully make activated vitamin D. Also, magnesium is important in helping vitamin D to maintain calcium in the body and is essential for bone health. Most of the above words by the Council are righteous and I agree that our bodies need between 500-700mg of magnesium – and sometimes more. However, it’s not that magnesium may help vitamin D – it’s an absolute requirement in 6 of the 8 steps of vitamin D activation. And because it is not known how much magnesium or vitamin D that each individual needs to have optimal health we are actively working with the GrassrootsHealth Research Project to study blood levels of magnesium and vitamin D and correlate them with clinical symptoms. The test is a convenient In Home blood spot test that ends up costing you nothing!  Recently GrassrootsHealth wrote: ‘By now it should be clear to our followers that each nutrient does not work alone; instead, nutrients function in collaboration with other nutrients in a co-nutrient relationship. If one co-nutrient is limited, either missing or not plentiful enough, then the functions they are meant to carry out together may also be limited.’ ‘The body needs magnesium for vitamin D metabolism; without it, the amount of vitamin D that can be metabolized and used by your body is limited and may result in a lack of conversion of vitamin D into its other active forms.’ Not only that, but if you take high doses of vitamin D, you can deplete your magnesium to such an extent that you can develop magnesium deficiency symptoms like insomnia, leg cramps, migraine, or heart palpitations including atrial fibrillation. Tonight, internationally respected magnesium expert Dr. Carolyn Dean will continue the job she began over 20 years ago educating the public on the important role of magnesium as a dietary supplement. And, even more specifically demonstrating through research, medical reference, and our mailbag from customers what happens when magnesium deficiency symptoms are induced because of how vitamin D ‘uses up’ magnesium in its conversion to its ‘active form.’ As more and more doctors, practitioners, and medical professionals incorporate vitamin D into their treatment plans they will have to learn to include magnesium as well!  And, just in case that part of the equation has escaped their attention it doesn’t have to escape yours. Please join tonight on Dr. Carolyn Dean LIVE.  Dr. Dean will be talking about The Proper Role of Magnesium in Vitamin D Supplementation along with a wide range of health topics and safe solutions. You will love hearing the beneficial interactions with our callers and hosts alike including the body/mind connection, identifying the ‘conflict’ in the ‘conflict basis’ of disease and much more!! Call in and Chat with Dr. Dean during Live Show with Video Stream: Call 646-558-8656   ID: 8836953587 press #.  To Ask a Question press *9 to raise your hand Dr. Dean takes questions via email. Please write questions@drcarolyndeanlive.comWe will be glad to respond to your email Learn more about Dr. Carolyn here: https://drcarolyndeanlive.com  

Alium Market Neutral returned 7.2% in March. Martin Rosser joins the podcast again to discuss how the Alium Market Neutral Fund has been able to generate positive returns during the COVID-19 pandemic. By identifying early market trends such as growth in the share price of "In-Home" businesses as events transpired in places such as Hong Kong, Martin and the team were able to make sensible investments before COVID-19's growth accelerated throughout Australia and the rest of the world. The team also shorted areas such as discretionary spending and travel which have provided additional levels of alpha and positive returns. During March 2020, the Alium Market Neutral fund was able to generate estimated returns of 7.2%, and targets returns of 10-15% p.a. throughout the cycle.

  There is a new program through the Veterans Administration that helps families care for the veteran IN HOME. The family can be paid for the care they provide. Contact National Association of Veterans and Families (tell them Carol sent you) at 800-352-0919 to get more info on the    

The team at DaVita in Denver welcomed me warmly as I sat down with DaVita's Group Vice President, Martha Wofford. Martha shares how DaVita is focusing significant efforts on preventing end-stage kidney disease and how dialysis in the home is becoming more common. 

Gorgeous Fully Renovated 2,579 + 1,278 SqFt. 4+1 Bedroom Home With In-Law Suite. Gorgeous Upgraded Custom Eat-In Kitchen With Breakfast Bar, Updated Stainless Steel Appliances Including A Wolf Stove, Quartz Countertops, Marble Backsplash & Flooring & Walkout To Rear Yard. Combination Living & Dining With Coffered Ceiling & Upgraded Lighting. Master Bedroom Retreat With Walk-In Closet By California Closets ‘17 And Stunning 5pc Ensuite '19 With Glass Shower, Marble Floors & Claw Foot Tub. Finished Basement '16 Featuring In-Law Suite With Homes 5th Bedroom, Full Kitchen & 4Pc Bath. Fully Fenced Yard With 30x20 Deck With Privacy Wall. Updated Staircase, In-Home & Outdoor Surveillance System, Train CAC, Upgraded Furnace '17, 2 Car Garage, Recessed Lighting, And Much More! www.flaherty.ca/4764-creditview-road-mississauga-real-estate

In this follow-up to her critically acclaimed memoir, Home, Julie Andrews shares reflections on her astonishing career, including such classics as Mary Poppins, The Sound of Music, and Victor/Victoria. This event is moderated by Eric Schmidt. Get the book here: https://goo.gle/31CbuNU  In Home, the number one New York Times international bestseller, Julie Andrews recounted her difficult childhood and her emergence as an acclaimed singer and performer on the stage. With this second memoir, Home Work: A Memoir of My Hollywood Years, Andrews picks up the story with her arrival in Hollywood and her phenomenal rise to fame in her earliest films--Mary Poppins and The Sound of Music. Andrews describes her years in the film industry -- from the incredible highs to the challenging lows. Not only does she discuss her work in now-classic films and her collaborations with giants of cinema and television, she also unveils her personal story of adjusting to a new and often daunting world, dealing with the demands of unimaginable success, being a new mother, the end of her first marriage, embracing two stepchildren, adopting two more children, and falling in love with the brilliant and mercurial Blake Edwards. The pair worked together in numerous films, including Victor/Victoria, the gender-bending comedy that garnered multiple Oscar nominations. Cowritten with her daughter, Emma Walton Hamilton, and told with Andrews's trademark charm and candor, Home Work takes us on a rare and intimate journey into an extraordinary life that is funny, heartrending, and inspiring. Visit http://g.co/TalksAtGoogle/JulieAndrewsHomeWork to watch the video.

Listen as Dr. Mel and Michael interview Aaron Boike of 3Click Mobile Fitness. Aaron Boike is the owner and lead trainer at 3CLICK Mobile Fitness, the leading business in the Twin Cities for Mobile and In-Home training services. He has a B.S. in Kinesiology from the UMN Twin Cities and is a certified Trainer and Health Coach through the American Council on Exercise. He is also an accomplished ultramarathoner and has completed 31 races at or beyond the marathon distance, and up to 104 miles in a single event. Aaron brings to us an inspiring story of going from an overweight adolescent to losing 75 lbs and transforming his fitness and overall wellness. Aaron can be reached at aaron@3clickfitness.com and at the website 3clickfitness.com. Mention the Inspire Life Podcast and get your first session FREE!

Click here to buy: https://adbl.co/33KaXvM In this follow-up to her critically acclaimed and bestselling memoir Home, the enchanting Julie Andrews picks up her story with her arrival in Hollywood, sharing the career highlights, personal experiences and reflections behind her astonishing career, including such classics as Mary Poppins, The Sound of Music, Victor/Victoria and many others. In Home, Julie Andrews recounted her difficult childhood and her emergence as an acclaimed singer and performer on the stage. In her new memoir, Julie picks up the story with her arrival in Hollywood and her astonishing rise to fame as two of her early films -Mary Poppins and The Sound of Music- brought her instant and enormous success, including an Oscar. It was the beginning of a career that would make Julie Andrews an icon to millions the world over. In Home Work, Julie describes her years in Hollywood - from the incredible highs to the challenging lows. Not only does she detail her work in now-classic films and her collaborations with giants of cinema and television; she also unveils her personal story of adjusting to a new and often daunting world, dealing with the demands of unimaginable success, being a new mother, moving on from her first marriage, embracing two stepchildren, adopting two more children, and falling in love with the brilliant and mercurial Blake Edwards. The pair worked together in numerous films, culminating in Victor/Victoria, the gender-bending comedy that garnered multiple Oscar nominations. Told with her trademark charm and candour, Julie Andrews takes us on a rare and intimate journey into an astonishing life that is funny, heartbreaking and inspiring.

Click here to buy: https://adbl.co/33KaXvM In this follow-up to her critically acclaimed and bestselling memoir Home, the enchanting Julie Andrews picks up her story with her arrival in Hollywood, sharing the career highlights, personal experiences and reflections behind her astonishing career, including such classics as Mary Poppins, The Sound of Music, Victor/Victoria and many others. In Home, Julie Andrews recounted her difficult childhood and her emergence as an acclaimed singer and performer on the stage. In her new memoir, Julie picks up the story with her arrival in Hollywood and her astonishing rise to fame as two of her early films -Mary Poppins and The Sound of Music- brought her instant and enormous success, including an Oscar. It was the beginning of a career that would make Julie Andrews an icon to millions the world over. In Home Work, Julie describes her years in Hollywood - from the incredible highs to the challenging lows. Not only does she detail her work in now-classic films and her collaborations with giants of cinema and television; she also unveils her personal story of adjusting to a new and often daunting world, dealing with the demands of unimaginable success, being a new mother, moving on from her first marriage, embracing two stepchildren, adopting two more children, and falling in love with the brilliant and mercurial Blake Edwards. The pair worked together in numerous films, culminating in Victor/Victoria, the gender-bending comedy that garnered multiple Oscar nominations. Told with her trademark charm and candour, Julie Andrews takes us on a rare and intimate journey into an astonishing life that is funny, heartbreaking and inspiring.

Click here to buy: https://adbl.co/33KaXvM In this follow-up to her critically acclaimed and bestselling memoir Home, the enchanting Julie Andrews picks up her story with her arrival in Hollywood, sharing the career highlights, personal experiences and reflections behind her astonishing career, including such classics as Mary Poppins, The Sound of Music, Victor/Victoria and many others. In Home, Julie Andrews recounted her difficult childhood and her emergence as an acclaimed singer and performer on the stage. In her new memoir, Julie picks up the story with her arrival in Hollywood and her astonishing rise to fame as two of her early films -Mary Poppins and The Sound of Music- brought her instant and enormous success, including an Oscar. It was the beginning of a career that would make Julie Andrews an icon to millions the world over. In Home Work, Julie describes her years in Hollywood - from the incredible highs to the challenging lows. Not only does she detail her work in now-classic films and her collaborations with giants of cinema and television; she also unveils her personal story of adjusting to a new and often daunting world, dealing with the demands of unimaginable success, being a new mother, moving on from her first marriage, embracing two stepchildren, adopting two more children, and falling in love with the brilliant and mercurial Blake Edwards. The pair worked together in numerous films, culminating in Victor/Victoria, the gender-bending comedy that garnered multiple Oscar nominations. Told with her trademark charm and candour, Julie Andrews takes us on a rare and intimate journey into an astonishing life that is funny, heartbreaking and inspiring.

Click here to buy: https://adbl.co/2kjysde The heroine of MARY POPPINS and THE SOUND OF MUSIC tells her life story from the music halls of London to Broadway stardom. Over the years Julie Andrews has been much interviewed in the press and on television, but she has never before revealed the true story of her childhood and upbringing. In HOME she vividly recreates the years before the movies. An idyllic early childhood in Surrey was cut short when her parents divorced and her mother remarried. The family moved to London, and there are vivid scenes of life during the Blitz. Her mother went into musical theatre with her stepfather, who encouraged Julie to have singing lessons which led to the discovery that her voice had phenomenal range and strength for someone her age. Before long she was appearing on stage with her parents. She soon realised how much she enjoyed looking out into the black auditorium with the spotlights on her. By the time she was a teenager, she was supporting her whole family with her singing. A London Palladium pantomime led to a leading role in THE BOYFRIEND on Broadway at 19. Parts in MY FAIR LADY opposite Rex Harrison and CAMELOT with Richard Burton soon followed, and there are wonderful anecdotes about the actors and actresses of her day. But this is far more than a collection of show stories (it's not until the last page of the book that Julie gets the call from Disney for MARY POPPINS), HOME is an honest, touching and revealing memoir of the early life of a true icon. (p) Hachette Audio Ltd 2019

Gavin and Zac highlight some memorable moments/unknown stories from the podcast and review key healthcare updates from the first half of 2019.

Post-Surgery Care Of Atlanta, LLC is a specialty home care service for post- surgical patients returning home from surgery. So far, I have cared for plastic surgery, orthopedic/spinal patients. Post-Surgery Care Of Atlanta, LLC is always opens to other surgery recovery patients. My services are: In-Home restorative exercise, Surgical Site Care, Pain Management, Care Team Management, Personal Care Assistance, Medically Monitoring, & Transportation Assistance. Licensed and Bonded

July 4th thoughts. Being an American is all about action. Taking actions to secure our freedoms… Taking actions to prosper and take care of our family… Taking actions to protect our hard-earned money and property and our loved ones.

Cedars-Sinai and Providence Health and Services are two of the most respected names in healthcare.  Dale Surowitz joins the show to discuss both his and Tarzana Medical Center’s journey and transitions over the years, as well as how the hospital he saw under construction in the 70's while riding his bike will soon be known as Providence Cedars-Sinai Tarzana Medical Center.

MLK, Jr Community Hospital is a relatively newly built hospital that is on the same grounds of the closed MLK/King Drew Hospital that drew national attention for the wrong reasons.  Jon Westall, a former corrections officer and security leader for Playstation, joins the show to discuss how behind the scenes, nearly 50% of hospital staff is performing unsung work that can make a huge impact on a patient’s experience.

Join Ted Hicks & Rich Valdez as they moderate the #LNPShow that discusses today's current events, social topics & raising kids in this current time. Topics: Pee in the pool - Toxic or Just Gross Sorry fitness folks - your 10K step goal is BOGUS Keanu Reeves news - John Wick 3 What we're streaming?!?! WWDC - the death of iTunes, iPad OS What will happen to my music, movies & photos? Walmart will deliver groceries directly to your fridge. ​Hard Facts about Heatstroke Robots vs Walmart workers​

Here’s a Headstart on three business headlines busy professionals need to know for Monday, June 10th, 2019. Learn more at dailyheadstart.com See acast.com/privacy for privacy and opt-out information.

Join Ted Hicks & Rich Valdez as they moderate the #LNPShow that discusses today’s current events, social topics & raising kids in this current time. Topics: Pee in the pool - Toxic or Just Gross Sorry fitness folks - your 10K step goal is BOGUS Keanu Reeves news - John Wick 3 What we're streaming?!?! WWDC - the death of iTunes, iPad OS What will happen to my music, movies & photos? Walmart will deliver groceries directly to your fridge. ​Hard Facts about Heatstroke Robots vs Walmart workers​

The purpose of the New Agent call is to help new agents with some of the many challenges they face, such as in-home presentation and being able to close when meeting with a client. In this week's New Agent Podcast, Elite Producer, Wayne C. goes over his In-Home presentation and addresses all the common questions associated with being in the home and closing the sale.

Chris has been a pillar in the healthcare community for nearly 20 years with Scripps, but healthcare wasn’t always his calling.  Chris started his career in law enforcement, but a major accident while on duty as a police officer transformed his journey towards healthcare.  Chris shares how Scripps has become one of the leading integrated healthcare systems in California, and how partnerships are a key to the future.

On this episode, John and Justin discuss Seniors, Senior Care and CBD, and how it is changing and improving the lives of many. Enjoy!   

Kaiser Permanente recently made headlines with the announcement that their new medical school will provide free tuition for the first 5 classes of students, or nearly 250 future physicians.  Dr. Connelly shares about Kaiser Permanente’s vision for the 2020 opening and future for the school.

Working on language for the mymcfi.com website... Coming Soon - McIntyre Financial.KNOW THE FACTSMedicare WILL NOT PAY for Long Term Care. Many people are under this mistaken assumption. Medicare will pay for healthcare items like emergency visits to the hospital or checkups but not for long term care such as in home, assisted living or nursing home care.70% of seniors will need some type of long term care: In Home, Assisted Living or Nursing Home Care.1 Those are huge numbers/odds. Do you want to play those odds? Knowing is half the battle and allows you to plan ahead. Long Term Care insurance can take a fraction of total income or assets to help protect the remaining money and property and give more access to in home, assisted living and nursing home case.Effectively Eliminate the "Look-Back Period". Many seniors are worried about a Medicaid Look-Back Period to protect assets and pay for long term care. With the right Long Term Care insurance option you can effectively eliminate a look-0back period for a long term Medicaid benefit giving you an insurance option to help pay for any long term care need while acting to protect assets during that time period. This can be a tremendous help to a family and can be the difference between protecting their hard earned money and property and losing everything.1 2017 US Department of Health and Human Services (www.longtermcare.gov)

Bob returns to the show to share the latest legal news in household employment, and why hiring a caregiver from different organizations is not always an apples to apples decision.

"Most online schools, that are accredited, have a thousand people in their master's program getting online degrees, and so to then say that we don't do online therapy is kind of ludacris. And we don't teach how to do online therapy well, that's kinda ludacris as well." Adam Mathews was my first supervisor. As I was grinding away as an In-Home therapist I watched him transition smoothly from the world of managed care into private practice. Since then his online presence as a therapist has only grown. He has a wonderful website, a sex therapy podcast, and generally is slowly dominating the world. So when I wondered who could speak to practice building in a way that was practical for the digital age, I knew who I had to talk to.  In this episode we talk about: The three keys every therapist needs to know for building their online presence His must read list for building a private practice Why he doesn't do group therapy, (and what he does instead) Listen here on iTunes  Here on YouTube or check us out on PODCAST ADDICT PS: if you enjoyed this episode check out my interview with Alexis Dubief. She's in influencer and changer maker who also talks about online presence for therapist. 

My potted history....I'm an English girl married to a Scottish boy, happily living the life of dreams in Bayside Brisbane with our two young children. Before finding my roots in Australia and jumping behind the lens I was an interior designer in the UK, which explains my fascination with In Home sessions. My passion is capturing the authentic, the fleeting, the tender and the crazy, as they happen in the natural surrounds of your daily life, because I believe that in years to come, these are the moments we want to remember.

...with Sarah Dixon from Helping Hands. Learn more and how to pay for it. Stay tuned for bloopers at the end. To reach Helping Hands call: 704-874-1804.

In Home & Yours today, we’re discussing the challenges faced by traditional retailers and by that I mean those who may not have jumped onto the e-commerce bandwagon just yet. What is their fate if they don’t? How else can they compete in this hyperconnected world? We speak to SMU Marketing Professor, Kapil Tuli.

Whether you’re a paid home care provider, or rely on personal assistance to meet your daily needs, or a family member caring for a loved one, the nature of the working relationship depends on mutual respect and dignity. During this week’s anniversary of the Americans with Disabilities Act, we’ll revisit the dynamic and complex relationship of care receiving and giving.

Whether you’re a paid home care provider, or rely on personal assistance to meet your daily needs, or a family member caring for a loved one, the nature of the working relationship depends on mutual respect and dignity. During this week’s anniversary of the Americans with Disabilities Act, we’ll revisit the dynamic and complex relationship of care receiving and giving.

Joanne Flatt, Regional Director at Bluebird Homecare, joins Stuart Brunson in a conversation on what respite care is and why it is so essential for family caregivers. 

Intel Chip Chat – Network Insights audio podcast with Allyson Klein: Carl Wuyts, Chief Engineer of In-Home at Telenet shares how Intel, Telenet, and ARRIS have developed a unique way to implement cloud-based Wi-Fi Protected Access (WPA2) and conducted lab trials to demonstrate the technology’s benefits. The discussion delves into the role of cloud based […]

End of Life Costs Aging Americans are struggling to pay for assisted living, home care and other forms of long term care. The average American family caregiver is spending thousands of dollars each year on household, medical and other expenses for a loved one. It's no fun to lie awake worrying. But if you have elderly parents or other family members living alone, that's often what you do, especially as time goes on and you know they aren't fully able to take care of themselves anymore. Your first thought may be of a nursing home or assisted living, but many seniors feel strongly about staying in their homes and aging in place. How much does it all cost? Jennifer FitzPatrick, Generations Expert, Gerontologist and Author of "Cruising Through Caregiving: Reducing The Stress of Caring For Your Loved Oneâ?? uses her expertise to elaborate on these costs and share with uou some creative ways to save in the process. * How much does In-Home care cost? * Does insurance cover anything at all? * How do you know what situation suits you and your family best? * What are some ways to stay positive and active through this inevitable process called aging? * What made you become an advocate for the senior community? Meet Jennifer FitzPatrick: * As Seen on ABC, Reader's Digest, U.S. News, Forbes, The Chicago Tribune and Many more.... * Founder of Jenerations Health Education * Consultant on Age Diversity, Older Customers, Caregiving & Dementia * Gerontology Instructor at Johns Hopkins University * Certified Speaking Professional * Generations Expert and Gerontologist * Author of "Cruising Through Caregiving: Reducing The Stress Of Caring For Your Loved One"

A certified personal trainer since 1997, and a Licensed Kinesitherapist since 2002, Craig started his career in the fitness industry after being mesmerised watching his own ACL surgery. He started seeing clients in small gyms and private studios before embarking on his own to run a successful in-home training business that would eventually offer in-home High Intensity Training. He finally opened his first studio in a 600 sq/ft office space in 2011, and now operates in his own 1400 sq/ft space in Quebec, Canada - Book Here Email Craig - craig@gethit [dot] ca This episode is a master class on how to start, deliver and grow a mobile in-home HIT business. A mobile HIT business can be a cost effective (low entry) and high-profit business. On it's own or with online coaching (distance training) it can become a great way to make a living and help people doing something you love. Also, if desired, it can become a great stepping stone to starting a strength training facility further down the line. In this episode, we cover:   How to get started from scratch with no qualifications or personal training experience How to deliver and instruct an in-home HIT workout step-by-step The importance of centralising and finding a high-profit area Finding the right clientele How to market How to figure out pricing Scaling and online coaching How to transition to opening a HIT facility ... and much more Below is a blog post from Craig on how to start a mobile in-home HIT business. The blog post is very entertaining and useful. I've added my own notes with "[LN: ....]" Enter Craig Hubert   The fitness industry is an interesting place, kind of one big contradiction. On one end, it represents the picture of what we all strive to be, vibrant, active, strong, agile, sporting a lean physique, with perfect blood markers from cholesterol to sugars. Yet on the other end, the industry is littered with bad information, dangerous training techniques, questionable diets, and looks more like one large, incredibly bad, infomercial. Below are my suggestions to get you started in the industry, as well as how to go about starting your own in-home HIT centered training business. Getting Started Most people getting involved in personal training think they’ll be doing 40+ sessions per week making $100/ session. The reality is, for most, getting to a solid income takes work - if you want the gold, ya gotta dig. Get certified. This is a no brainer. As most people will start in a big box gym, a certification is required. ACSM, NSCA, ACE are the more well known, but if HIT is your goal, HITUNI is a solid program - Use CW10 to get 10% off - LINK Immerse yourself! Read everything, In HIT, this includes the Nautilus bulletins, books by McGuff, Little, Darden, Westcott, to name a few. Read books from authors outside HIT, Poliquin, Pavel, Dan John for example. And attend seminars - lots of ‘em. The good ones will teach you things no university can. I heard there’s a pretty good one each year in Minnesota ... [LN: Craig is referring to the Resistance Exercise Conference, use CorporateWarrior10 to get 10% off - LINK ] You need to work with people, so to Globo Gym you go! The benefit to working in a large gym is not the pay, it generally sucks, but you get to work with a ton of people, with different shapes and sizes, interests and abilities. This is where you learn the craft. You’ll also be highly entertained by dumb shit.... Oh yes, stupidity is rampant in the big box gyms. Find a mentor. This is key IMO, find that person doing what you want to do and reach out - everybody is different, so do your homework and approach them in a courteous, respectful manner. In-Home Training A HIT centered In-home business fit together like OJ’s glove (wait, no... they actually fit... ) so maybe more like Taylor Swift and Kanye West (wait...nope) any ways, it works. [LN: I'm British and don't understand this reference ... ] Define your market. Who will be your primary client? Seniors, Executives, Housewives? (it doesn’t mean you can’t train all walks of life, but in my experience, referrals are key, and like refer like). Once defined then... Tailor your message - HIT has plenty of benefits, but not everybody cares about the same things. A retired senior might not care that a sessions is 20-30 minutes, as time may not be an issue. However the emphasis on safety may resonate to there failing ears (me being funny, not offensive). Pick your area to work based on your target market, and do not leave it. In-home training does not work well if you’re spending all of your time driving out of your way from one client to the next. Schedule for traffic and road condition issues. Have to cross train tracks to get to aclient? Leave yourself some extra time to accommodate a possible wait for passing trains. Nothing will stress you out more than falling behind early in your day, causing you to be late for most clients. Add about 15-20% over the standard price for a training session in a gym. This is a soft number, as your experience as well as your model will influence your price points. Other Considerations Get your house in order first - Try to start debt free, there is nothing worse than making business decisions based on short term personal financial needs that will negatively impact the long term vision of your business. This can be as simple as setting your pricing too low to make the quick buck now, but makes raising your rates much harder in the future (people get very accustomed to a low price, and tend to be very resistant to increases.) Bootstrap - It’s easy to think that borrowing money will help you out, but please try to avoid both banks and private lenders. I know lots of people borrow successfully, I just feel that when it’s all on you, you’ll think smarter, and be way more creative. It’s easy to throw money at problems, being creative to find work arounds is what creates lasting businesses. [LN: this is huge and important to underscore. Low budgets force you to do the hard thinking and pick the RIGHT things to do with the highest impact]. Keep distractions to a minimum - It is way easier to think big, doing the things necessary to grow a large business (if that’s the goal) when you don’t have a family or a serious relationship that can potentially draw your attention away from the big picture - it’s a harsh statement, but something I’ve experienced first hand. My decisions don’t just affect me, they can have lasting consequences on my family, as such, I second guess more, and riskier plays that had large potential upsides tend to get shelved. I’m not saying that it can’t be done, just that the emotional strain is much harder. In-Home Training can be very lucrative, at $50/ 30 minute session price tag, doing a reasonable 40 sessions per week (amounts to 20 hours of actual work) brings in $2000/week. Which is good money in many areas of the world. Keeping in mind that your price reflects the market you’re in - NYC would most likely be closer to $100 or more per session. Treat you In-Home business like you would any other, with professionalism and integrity, and the sky's the limit. This episode is brought to you by Hituni.com, providers of the best online courses in high intensity training that come highly recommended by Dr. Doug McGuff, Dr James Fisher and Luke Carlson. Course contributors include world-class exercise experts like Drew Baye, Ellington Darden and Skyler Tanner. If you want to become an excellent HIT Personal Trainer, create a great team of trainers or build a successful fitness business, I highly recommend you use CW10 to get 10% off a PT Course – HERE This episode is also brought to you by Health IQ: A life insurance company that helps health conscious people like runners, cyclists, weight lifters, HIT participants and more, get a lower rate on their life insurance. Go to healthiq.com/cwarrior to support the show and see if you qualify. If you take care of yourself: do smart strength training, eat well, and you’re life insurance company doesn’t seem like they care, there’s an answer for you: Health IQ actually gives savings to people who take care of themselves. About 56% of Health IQ customers save between 4-33% on their life insurance. Health IQ customers can save up to a third because physically active people have a 56% lower risk of heart disease, 20% lower risk of cancer and a 58% lower risk of diabetes compared to people who are inactive, but your life insurance company probably just doesn’t care, you care, and there are companies out there that care. To see if you qualify, get your free quote today at healthiq.com/cwarrior or mention the promo code CWarrior when you talk to a health IQ agent. FREE HIT workout progress sheet and 20 podcast transcripts with guests like Dr. Doug McGuff, Drew Baye, and Bill DeSimone – Click Here For all of the show notes, links and resources - Click Here

In Home and Yours, a consumer affairs and property segment, Howie Lim speaks to Sam Baker, co-founder and CEO of StreetSine Technology Group.

In Home and Yours, Ku Swee Yong, key executive officer from International Property Advisor and Nicholas Mak, Executive Director, Research & Consultancy from SLP International give their take on Singapore’s property market for 2018.

In Home and Yours, a consumer affairs and property segment, Howie Lim speaks to Jeff Yeo, co-founder of Big Tiny on why it has a viable ecotourism business model.

Whether you’re a paid home care provider, or rely on personal assistance to meet your daily needs, or a family member caring for a loved one, the nature of the working relationship depends on mutual respect and dignity. On this edition of Making Contact, we’ll explore the dynamic and complex relationship of care receiving and giving.

Whether you’re a paid home care provider, or rely on personal assistance to meet your daily needs, or a family member caring for a loved one, the nature of the working relationship depends on mutual respect and dignity. On this edition of Making Contact, we’ll explore the dynamic and complex relationship of care receiving and giving.

Tune in to this awesome episode as Hayden and Greg pull from the past to talk about how to plan and how to offer better services to seniors. #theelderlawguy #McIntyreElderLaw

What happens when your mother breaks her hip, what if a parent has alzheimer's disease?  Is it better for elderly to be in a nursing home, assisted living, or keep them at home?   And, find out the Number One thing you can do to extend your ability to live at home as you age.  If you don't know what to do when you, or your parents, health start failing, this is the show for you with Outreach Manager for Salt Lake County Aging & Adult Services, Peter Hebertson.   Find out where to get help.  385 - 468 - 3200    https://www.facebook.com/MoneyMakingSense/  See omnystudio.com/listener for privacy information.

Your Listening to the Street Smart Wealth Podcast, show 199 and on today’s show, Gretchen asks - What are the income producing activities I should be focused on each day, week and month? Great question so let’s cover some things!   Need some coaching to move you forward? My one on one and inner circle programs are LIVE! Are you looking for coaching to be successful in your Network Marketing business? Want to also learn how to generate your own leads online? My Inner Circle Coaching Program may be just what you need. Or, maybe it's one on one coaching. Learn more about both at StreetSmartWealth.com/coach   Check the podcast archives on the blog at JackieUlmer.com for previous episodes if you missed any or are new to the show.   What Income Producing Activities Should I Do to Build My Direct Sales Business   Key points from today’s show -   There are several types of activities and some are important and build your business and some are important and don’t yield income.   Important but don’t create income :   Email Conference calls and webinars (unless you have a guest on) Blogging Content YouTube videos Training Events   Income Producing activities for right now   Warm Market List - Get StreetSmartScripts.com if you are struggling with what to say   Email Past Customers - Follow Up - we have a marketing and sales business so be sure you follow up!   Host a Live Event - In Home, a Party, Coffee Shop - create retail sales, create loyal customers, create new team partners   Host a Party Online - I do online parties on Facebook all of the time!   Contact Past Party Hostesses   Attend Networking Events - use Facebook as a resource to find these.   Vendor Events - don’t judge these based on the sales you generate on the spot. Be effective at follow up and you’ll profit for days, months, and years to come!   Out and About - I have products with me and promote my business every where. My laptop skin, my blitz cards, and my mouth - talking to people! . I LOVE and appreciate reviews!   Go to JackieUlmer.com/itunes or JackieUlmer.com/stitcher to leave your review and be entered into a drawing for a free month of coaching.   Show notes http://JackieUlmer.com/199   I really do want to hear from you. This world and business needs more connection! Do you have a question or comment for me? Feedback for the show?   Tweet me - @jackieulmer let me know what's on your mind. I'll respond!   and if you have a question for the show, add the hashtag #JackieUlmer   or, ask them at JackieUlmer.com/question and include a link to your blog for a link back!   Has this been helpful? I would REALLY appreciate it if you would rate the podcast on iTunes or Stitcher, or wherever you listen.   Just go to JackieUlmer.com/iTunes - click to view in iTunes and you’ll see the link to reviews   And, share the link with friends and team partners!   On Stitcher -   JackieUlmer.com/stitcher   Until next time - remember this - Hesitation Never Cashed a Check!

Чи можливо поєднати християнство, творчість та їжу? Яке призначення християнського кафе? WakeUP запрошує в кафе. Гість: Едуард Свирень, організатор християнського арт-кафе Крім цього в програмі: - WakeUp-натхнення: Як бути успішною багатодітною матір'ю? - WakeUp-цікаве: Несподівані факти звідусіль - WakeUp-навчання: Як бути вмілим слухачем? - WakeUp-здоров’я: Чи безпечна водопровідна вода? - Багато музики та іншої цікавої інформації.

This week's new releases aren't particularly unique, but that doesn't necessarily mean they're bad dates.  In "Home," an adorable little alien tries to reunite with his species, and befriends a human girl along the way. In "It Follows," a teenage girl enjoys a fun night in the back seat with a boy she barely knows, then finds herself being chased by evil spirits. And in "Get Hard," a white man asks a black man to mentor him in ways which he presumes the black man is wise. There's also Movie Therapy for the fathers and sons out there. And, as always, trivia!  

Have you ever been in such a deep depression that you didn’t have the mental energy to dress yourself? Or maybe you were hurt in an accident and standing up to cook is hard on your body. Well, your state may be able to send someone to your home to help you.  In Minnesota they’re called personal care assistants or PCAs  Andre Best’s agency helps people with physical and mental health challenges stay in their home and gain independence. He is the founder of Best Home Care in Minnesota.  Andre explains the PCA program and how you may have access to these services in your state.    

  Christy Lestina I have been in fitness for over 20 years. I was always athletic growing up. I was involved in Softball, Basketball, and Cheerleading. I began participating in group exercise during my Junior year in High school. I continued the passion and I began teaching aerobics in college at the University of North Texas, Denton, Texas. My first groups of students were the Girls basketball team at UNT. I continued on after college as a fun hobby. I am also an avid cyclist. I lead a Sunday training ride every week, weather permitting.  Furthermore, I do 1-2 charity rides each year.  I currently teach aerobics at the Tom Landry Fitness Center, Cooper Aerobic Center, and Equinox Club.  I also do IN -HOME personal training.  I feel this is most advantageous to the client.    

This week Dayna Martin of Unschooling America will join us with some stories from her recent conference experience and her love of nurturing children's passions. As always, we'll take callers with thoughts to share and questions.Lori Upchurch, an In-Home conference planner and fellow blogger also appeared , as did Sarah Parent from Clan of Parents.Dayna Martin will pop in with the second of what we hope to be regular appearances in a radio segments titled View from Utopia.

This week Dayna Martin of Unschooling America will join us with some stories from her recent conference experience and her love of nurturing children's passions. As always, we'll take callers with thoughts to share and questions.Lori Upchurch, an In-Home conference planner and fellow blogger also appeared , as did Sarah Parent from Clan of Parents.Dayna Martin will pop in with the second of what we hope to be regular appearances in a radio segments titled View from Utopia.