Podcasts about r e

Als bespeler van de klassieke harp speelde Remy van Kesteren in  de grootste concertzalen van de wereld, maar de laatste jaren legt de virtuoze harpist zijn muzikale focus naar de alternatieve en indie.  Je kon hem al bewonderen op diverse Nederlandse (pop-)festivals en ook zijn cover van Radiohead's 'Daydreaming' is niet onopgemerkt gebleven.  Nu werkt Remy aan een concertreeks met Analogue Robot Orchestra (ARO) - een robotorkest, met op Record Store Day een release van een live opname met dat orkest.  In deze aflevering vertelt Remy je in precies een uur over zijn lievelingsplaten.  PLAYLIST Artiest Track Bon Iver 22 (OVER S∞∞N) Sampha Plastic 100°C James Holden, The Animal Spirits Pass Through The Fire James Blake Don't Miss It Maurice Ravel, Quatuor Ébène Ravel: String Quartet, M. 35: II. Assez vif - Très rythmé Thom Yorke Dawn Chorus Benny Sings Familiar Remy Van Kesteren Garden And Walls Bon Iver Hey, Ma alt-J Taro Bon Iver 29 #Strafford APTS Steve Reich Music for 18 Musicians: Section I Nils Frahm Says Remy Van Kesteren Isolated System This Is The Kit Moonshine Freeze Fela Kuti Zombie Radiohead Street Spirit (Fade Out) Remy Van Kesteren River Somewhere - Pt. 1 Remy Van Kesteren River Somewhere - Pt. 2 Peter Gabriel Heroes LUWTEN Element Of Surprise Bon Iver 33 “GOD” Claude Debussy, Quatuor Ébène Debussy: String Quartet in G Minor, Op. 10, CD 91, L. 85: III. Andantino. Doucement expressif James Blake I Never Learnt To Share Radiohead Daydreaming Remy Van Kesteren, Maarten Vos Dancing On The Rooftops Of The Dead Fink Berlin Sunrise Federico Mompou, Javier Perianes Música Callada III James Blake, Travis Scott, Metro Boomin Mile High (feat. Travis Scott & Metro Boomin) Peter Gabriel Mirrorball Bon Iver 10 d E A T h b R E a s T ⚄ ⚄ Dmitri Shostakovich, Sergey Khachatryan, Orchestre National De France, Kurt Masur Violin Concerto No. 1 in A Minor, Op. 99 (Op. 77): III. Passacaglia. Andante Remy Van Kesteren All That It Seems Moderat Bad Kingdom Anderson .Paak Lite Weight Oi Va Voi Refugee Moderat A New Error Arctic Monkeys Why'd You Only Call Me When You're High? LUWTEN Control Charlotte Adigéry Paténipat Nana Adjoa National Song ROSALÍA MALAMENTE - Cap.1: Augurio Bon Iver Perth Muse The 2nd Law: Isolated System Remy Van Kesteren Malamente Remy Van Kesteren Daydreaming Remy Van Kesteren Perth Bon Iver Holocene Radiohead Everything In Its Right Place Moses Sumney Conveyor S10, Yung Nnelg Wat Is Real James Blake Retrograde Klangstof New Congress, New Father Weval Gimme Some Moses Sumney Don't Bother Calling ROSALÍA DI MI NOMBRE - Cap.8: Éxtasis Billie Eilish when the party's over Thom Yorke Traffic San Holo, Sofie Winterson lift me from the ground Radiohead Backdrifts James Blake I'll Come Too Muse Psycho Portishead Sour Times Radiohead How To Disappear Completely Eefje de Visser Bitterzoet San Holo Victory Bon Iver 715 - CR∑∑KS Radiohead Pyramid Song Bon Iver iMi ROSALÍA Juro Que Moses Sumney Virile Radiohead Paranoid Android - Remastered ROSALÍA A NINGÚN HOMBRE - Cap.11: Poder S10, Jayh Insane The Slow Show Bloodline The National I Need My Girl Klangstof Everest Weval The Weight The National Nobody Else Will Be There Fela Kuti Water No Get Enemy Fink Looking Too Closely Meshell Ndegeocello Weather

Flo Foxworthy started sewing when she was seven years old, with a dream to make costumes for the movies. By the age of 18 she had launched her own business making bikinis and costumes for exotic dancers. These days she is the head of the Textiles Department at Weta Workshop, making creature suits for Hollywood films such as Ghost in the Shell, The Hobbit Trilogy, and Avatar. Yet, she still finds time to make costumes for showgirls, and has created outfits for some of the most well-known performers in the world, including Dita Von Teese. Foxworthy will be speaking at the Fashion Innovation Expo on Friday 28th May at Victoria University of Wellington. During her talk 'Re-imagining textiles through technology', she will discuss ways the industry can integrate various technologies into traditional textiles methodologies - and the possibilities this creates.

Flo Foxworthy started sewing when she was seven years old, with a dream to make costumes for the movies. By the age of 18 she had launched her own business making bikinis and costumes for exotic dancers. These days she is the head of the Textiles Department at Weta Workshop, making creature suits for Hollywood films such as Ghost in the Shell, The Hobbit Trilogy, and Avatar. Yet, she still finds time to make costumes for showgirls, and has created outfits for some of the most well-known performers in the world, including Dita Von Teese. Foxworthy will be speaking at the Fashion Innovation Expo on Friday 28th May at Victoria University of Wellington. During her talk 'Re-imagining textiles through technology', she will discuss ways the industry can integrate various technologies into traditional textiles methodologies - and the possibilities this creates.

Communication is more important than ever. Depending on how far you wanna take it, it will become expensive. How expensive? Well, we'Re taking a closer look into that in this episode but also cover OneDrive and Microsoft Teams. In case you are only here for graphics, head over to afrait.com

Masks and coffee cups are causing major litter problems around the County, we talk to Cllr Niall McNeillus.Love 30 is an organisation calling on a 30k speed limit in urban areas. We speak with Justin Fleming from the organisaton.Shane Cogan DEO of 'Re thinking Rual Ireland' has suggestions on how to improve life for rural dwellers.John Paul visited the vaccination centre which has been set up at the Mallow GAA centre and spoke to staff members there.All your gardening questions answered by Peter Dowdall. See acast.com/privacy for privacy and opt-out information.

Repine is a verb that means to complain or express regret. The exact origin of our word of the day is unclear, but we can say with certainty that its prefix R-E refers to the past. When we repine something we regret past actions or behavior. For example: After a while, it gets a little tedious hearing Charlie repine at his past mistakes. We tried to assure him that his decision to not go to clown college would not be his undoing.

What is your favorite season? Emma and Luke talk about the signs of spring and their favorite seasons. Did you catch Luke's pun? 'Re-leaf' (meaning to have leaves again) is not a real word. It is a play on the sound and meaning of the real word 'relief' and a joke on how trees have leaves again in the spring. You can read a transcript while you listen to the episode or review the vocabulary list on the Dialogue Frog website. Check it out here: https://dialoguefrog.com/english-dialogues-signs-of-spring-37/On the website, we also have an 'Extra' for this episode. It introduces the special spring vocabulary word 'peeper' and has a link to an article from an online magazine about the signs of spring. I recommend reading the article for more new vocabulary words and phrases for how native English speakers in North America talk about spring. Just click on the 'Extras!' tab on the Dialogue Frog webpage: https://dialoguefrog.com/english-dialogues-signs-of-spring-37/If you are a fan of Dialogue Frog, we hope you will rate and review our podcast. We look forward to hearing from you!Thanks again for listening! See you next week!Copyright 2021 Dialogue Frog

02:31 - Karen’s Superpower: The Ability to Simplify Things * Simplifying in a Team Context 05:55 - Better Allies (https://betterallies.com/) – Everyday Actions to Create Inclusive, Engaging Workplaces; Triaging and Curating Research * @BetterAllies (https://twitter.com/betterallies) * Better Allies: Everyday Actions to Create Inclusive, Engaging Workplaces (https://www.amazon.com/Better-Allies-Everyday-Inclusive-Workplaces/dp/1732723303) (Book) * The Better Allies™ Approach to Hiring (https://www.amazon.com/Better-Allies-Approach-Hiring-ebook/dp/B082WR7F86) (Book) * Present! A Techie's Guide to Public Speaking (https://www.amazon.com/Present-Techies-Guide-Public-Speaking-ebook/dp/B01BCXHULK) (Book) 14:15 - Maintaining Anonyminity (at first); Prove It Again Bias (https://genderbiasbingo.com/prove-it-again/) * Channeling White Men; Men Listening to Other Men * Whistling Vivaldi: How Stereotypes Affect Us and What We Can Do (https://www.amazon.com/Whistling-Vivaldi-Stereotypes-Affect-Issues/dp/0393339726) (Book) * [Podcast] 'Whistling Vivaldi' And Beating Stereotypes (https://www.npr.org/templates/story/story.php?storyId=125859207) * Reduce the influence of unconscious bias with these re:Work tools (https://rework.withgoogle.com/blog/fight-unconscious-bias-with-rework-tools/) * Build the Culture Instead of Fit the Culture 26:09 - Culture Add + Values Fit * Recognizing Bias Instead of Removing It * Meritocracy (https://en.wikipedia.org/wiki/Meritocracy) 32:11 - Network Effect: Venturing Beyond Homogenous (https://www.dictionary.com/browse/homogenous) Networks * Marginalization + Privilege Can Be Self-Reinforcing * 50 Potential Privileges in the Workplace (https://betterallies.files.wordpress.com/2019/01/50-potential-privileges.pdf) 41:58 - Doing This Work is Everyone’s Job 48:12 - People to Follow * Minda Harts (https://twitter.com/MindaHarts) * The Memo: What Women of Color Need to Know to Secure a Seat at the Table (https://bookshop.org/books/the-memo-what-women-of-color-need-to-know-to-secure-a-seat-at-the-table/9781580058469) * Jeannie Gainsburg (https://www.savvyallyaction.com/about) * The Savvy Ally: A Guide for Becoming a Skilled LGBTQ+ Advocate (https://www.amazon.com/Savvy-Ally-JEANNIE-GAINSBURG/dp/1538136775/ref=sr_1_3?dchild=1&keywords=savvy+ally&qid=1608561617&sr=8-3) * David Smith (https://twitter.com/davidgsmithphd) & Brad Johnston * Good Guys: How Men Can Be Better Allies for Women in the Workplace (https://www.amazon.com/Good-Guys-Better-Allies-Workplace-ebook/dp/B08412XCHB/ref=sr_1_3?dchild=1&keywords=good+guys&qid=1614095097&sr=8-3) * Corey Ponder (https://www.coreyponder.com/about-me) * Learning the ABCs of Allyship (https://www.coreyponder.com/single-post/abcs-of-allyship) 51:13 - The Decline of Gender Parity in the Tech Industry * Women in Tech -- The Missing Force: Karen Catlin at TEDxCollegeofWilliam&Mary (https://www.youtube.com/watch?v=8uiEHaDSfgI) 58:15 - Making Statements and Changing the Status Quo Reflections: Rein: Getting better at praxis: for every white dude with a beard you follow on Twitter, go follow 10 Black women in tech. Damien: How bias can interfere with an action right before the action happens. Chanté: We’re all allies. We cannot do this work alone. Today you might be the ally, tomorrow you may be the bridge. Arty: Expanding our homogenous networks. Change takes courage on all of our parts. Karen: Turning period statements into questions or adding “until now” to those statements. This episode was brought to you by @therubyrep (https://twitter.com/therubyrep) of DevReps, LLC (http://www.devreps.com/). To pledge your support and to join our awesome Slack community, visit patreon.com/greaterthancode (https://www.patreon.com/greaterthancode) To make a one-time donation so that we can continue to bring you more content and transcripts like this, please do so at paypal.me/devreps (https://www.paypal.me/devreps). You will also get an invitation to our Slack community this way as well. Transcript: PRE-ROLL: Whether you're working on a personal project or managing enterprise infrastructure, you deserve simple, affordable, and accessible cloud computing solutions that allow you to take your project to the next level. Simplify your cloud infrastructure with Linode's Linux virtual machines and develop, deploy, and scale your modern applications faster and easier. Get started on Linode today with $100 in free credit for listeners of Greater Than Code. You can find all the details at linode.com/greaterthancode. Linode has 11 global data centers and provides 24/7/365 human support with no tiers or hand-offs regardless of your plan size. In addition to shared and dedicated compute instances, you can use your $100 in credit on S3-compatible object storage, Managed Kubernetes, and more. Visit linode.com/greaterthancode and click on the "Create Free Account" button to get started. REIN: Welcome to Episode 224 of Greater Than Code. Take two. So full disclosure, we recorded this or more specifically, didn't record this conversation so we're going to do it again. I'm your co-host, Rein Hendricks, and I'm here with my co-host, Damien Burke. DAMIEN: Thanks, Rein. And I'm here with my co-host, Chanté Thurmond. CHANTÉ: Everyone, Chanté here. And I'm here with Arty Starr. ARTY: Thank you, Chanté. And I'm here with our awesome guest today, Karen Catlin. So after spending 25 years building software products and serving as a vice-president of engineering at Macromedia and Adobe, Karen Catlin witnessed a sharp decline in the number of women working in tech. Frustrated but galvanized, she knew it was time to switch gears. Today, Karen is a leadership coach and a highly acclaimed author and speaker on inclusive workplaces. She is the author of three books: "Better Allies: Everyday Actions to Create Inclusive, Engaging Workplaces," "The Better Allies™ Approach to Hiring,” and "Present! A Techie's Guide to Public Speaking." Welcome, Karen to the show! KAREN: And it is a pleasure to be back with you and to be having this conversation today. Thanks so much for having me. ARTY: And we very much appreciate you being here again with us. So our first question we always ask at the beginning of the show is what is your superpower and how did you acquire it? KAREN: Okay so, my superpower is the ability to simplify things and I joke that I think I acquired this superpower simply as a coping strategy because there's so much information out there. We're all bombarded with things and maybe my brain is just not as big as other people so I constantly am trying to simplify things so that I can understand them, remember them, convey them, and so forth. And I'll share, I think it served me well, not only as I embarked on my computer science programming school and just trying to like grok everything that I was trying to learn as well as then entering the field initially as a software engineer. Again, simplifying things, divide and conquer, break things down into those procedural elements that can be repeated and generalized. Certainly, then as I moved into executive roles as a vice-president of engineering, you're just context switching all day long. Again, I just had to simplify everything that was going on so that could really remember things, take notes on things, and make decisions based on what I thought I needed to do. Yeah. So that's my superpower. ARTY: That's a great superpower. So in the context of the workplace and you've got teams trying to things out, maybe a design problem you're working on, trying to solve. How does simplifying things come into play in a team context like that? KAREN: Well, it comes into play a lot of ways. I'm remembering one example where there was some interpersonal conflict between two people and I was hearing both sides, as one does, and talking to them both. I got them both in a room because they just weren't seeing each other's point of views, I thought, and they were just working at odds to each other. Hearing them both talk, I was able to say, “So at the heart, this is what we're all trying to do. This is what we are trying to achieve together,” and I got them to confirm that. That was the first step in simplifying just the discussion. They were getting a little emotional about things. They were bringing in a lot of details that frankly, weren't necessary to really understand what was going on and I was able to focus them on that shared purpose that we had for the project. It doesn't even matter what it was. Actually, it was so long ago now I can't quite remember what the issue was, but I remember hearing afterwards one of the people say, “You are so good at simplifying things got down to the heart,” and I'm like, “Yes, I am. That's my superpower.” ARTY: It sounds like even more than that, or maybe a slightly different frame of just the example you just gave. It's not only simplifying things, you are distilling the essence of what's important or what someone is trying to say, and getting at what's the underlying message underneath all the things that someone's actually trying to communicate, even if they're struggling too, so that you can help two people may be coming from different directions, be able to understand one another. That's pretty powerful. KAREN: Well, thank you and I love the way you've just framed it, Arty and oh, those are big shoes to fill. Woo! I hope I've been able to do that in a number of different settings as I think back, but that's yeah, it is powerful. I think I probably still have some stuff I can learn there, too. CHANTÉ: Arty, thank you for teeing up this because what I am curious about in relation to what Karen just mentioned as her superpower, which I think is amazing, is obviously, you have authored a number of books. When it comes to allyship, it sounds like this is a great time where we can get somebody to distill and to simplify and not to oversimplify because there's an art to it. But I would love if you could maybe take us down the pathway of how did you arrive at this moment where you are authoring books on allyship and maybe you could give us a little bit of the backstory, first and then we could get into the superpower you've used along the way in your tech journey. KAREN: Okay. CHANTÉ: And how you're coaching people. KAREN: All right. Chanté, thank you. Yes, I'm happy to. So the backstory, first of all, I never set out to become an author, or to become a speaker, or this expert that people tap into about workplace inclusion. That was not my goal. I was doing my job in tech. I was a vice-president of engineering at Adobe. I was leading engineering teams and realizing that there was a decline happening before my eyes in gender diversity. Now I started my career in tech a long time ago and I started at a time when there was sort of a peak period of women studying computer science in the United States. And so, when I started my career, it wasn't 50-50 by any means, but there was plenty of gender diversity in the teams I was working on, in the conference rooms I was in, in the cube lands that I was working in and I saw a decline happening. So while I was still at Adobe, I started our women's employee resource group—goes back gosh, like 14, 15 years now—and I've started mentoring a lot of women at the company and started basically, being a vocal advocate to make sure women were represented in various leadership meetings I was in, on stage, at our internal events and conferences, giving updates at all-hands meetings, like well, thinking about that. I love doing that work so much and loved doing that work less so my VP of engineering work, I must admit. So about 9 years ago now, I decided to do a big change in my career pivot in my own career, I started leadership coaching practice. A leadership coaching practice focused on helping women who are working in tech in any capacity, any role. But women working in this industry, I wanted to help them grow their leadership skills so they could stay in tech if that's where they wanted to be and not drop out because they felt like, “I just can't get ahead,” or “I'm seeing all the white men get ahead,” for example, “before me.” So I started this coaching practice. I soon realized, though that I had a big problem with my coaching practice and the problem wasn't with my clients—they were amazing. The problem, I don't think was me. I think I'm a decent coach, still learning, still getting better, but decent. And realized the problem really that I was facing is that before I could truly help my clients, I needed to make their companies more inclusive. All of them were working at tech companies where the closer you get to the leadership team, to the C-suite, to the CEO, just the mailer and paler it got. With all due respect to anyone who's male and or pale, I'm white myself, anyone who's listening, who's male and/or pale, like that's just what the demographics were and still are in most of our companies. Also, that coupled with this mentality of, “Hey, we are a meritocracy. People get ahead in our company based on their merits, their accomplishments, the impact to the business.” When in reality, that's not what happens because if it were then the demographics across the company would be uniform, regardless of what level you are at. So the white men were getting ahead more than others. So I was like, “I need to make their companies more inclusive. In fact, I need to make all of tech more inclusive to really help my coaching clients,” and yeah, laugh, right? A big job, one person over here. Now, what's the first thing anyone does these days when they want to change the world? You start a Twitter handle. So I started the Twitter handle @betterallies. I started in 2014 with a goal to share simple everyday actions anyone could take to be more inclusive at work. In hindsight, I was leveraging my super power as I started this Twitter handle. I leveraged it because I started looking at the research that social scientists do about diversity in the workplace and not just gender diversity, but diversity of all kinds. The research that shows that they were uncovering, that shows the challenges that people of non-dominant genders, as well as race, ethnicity, sexual orientation, identity, age, abilities, and so forth. What are the challenges these people face in the workplace as they navigate that? Others are doing this great research and I really am—and this builds on what Arty was saying—I used to think I curated this, but really, I was triaging the research. I was triaging it to simplify it, get it to its essence, and figure out with all this great research that gets published, what is someone supposed to do with it? How is the average person who works in tech supposed to take action with this great research that's out there? So I triage and curate and I do it not just based on the research, but also what I'll call cautionary tales that appear in our news, in our Twitter feeds, and so forth. I'll give you two examples to make it real. One is based on research. There's research that shows that men interrupt women more than the other way around and so, based on that research, I go over to Twitter and I type in something like, “I pledge to notice when interruptions happen in the meetings I attend and redirect the conversation back to the person who was interrupted with a simple, ‘I'd like to hear Chanté finish her thought,’” and something like that that's research-driven. Then the more, the cautionary tales that pop up in the research or in the news that we consume, I remember a few years ago when there was so much that was coming out about Uber and its non-inclusive workplace. Just one of the many things we learned about was that the CEO at the time and founder, Travis Kalanick, he was using the nursing mother's room for his personal phone calls. That's not cool because then the nursing moms can't get in there to do what they need to do. So I would go over to Twitter and just a little bit of snark added, I was like, “I pledge not to use the nursing mother's room for my personal phone calls unlike Travis Kalanick at Uber,” [chuckles]. That kind of thing. So I'm just tweeting a couple times a day. I start getting Twitter messages to this anonymous Twitter account—by the way, it was anonymous at the time—and these Twitter requests would be like, “Hey, does anyone at the Better Allies Initiative do any public speaking?” and I'd be like, ‘The initiative? Huh, it's just me tweeting a couple of times a day. Okay.” But I wanted to speak about this topic and I want to retain my anonymity. So I would write back and say, “Yes, one of our contributors does some public speaking. We'll put you in touch with her,” and I go over to my personal Twitter account type something in like, “Hey, I'm Karen Catlin. I contribute to Better Allies. I love public speaking. What do you have in mind?” So I started speaking on this whole approach of everyday simple actions people could take, the Better Allies approach, and every time I gave a talk, someone would ask, “Hey, Karen, do you have a book? Because we want more of this.” For a few years, “I kept saying, no, I don't have a book. I don't have a book. I don't have a book, sorry.” But I did finally write my book. In fact, I've written two books on the topic—"Better Allies" and also, "The Better Allies™ Approach to Hiring.” The Better Allies book, I just released a second edition. It's been out there for 2 years. I've learned so much that I wanted to do a full update on the book. So I've just released that a few weeks ago. CHANTÉ: I have a follow-up question then, because Karen, you mentioned that you wanted to maintain your anonymity when you started off that handle and I would just love to hear maybe why that's so important when you're doing this work of allyship and accomplishing in this space? KAREN: Yes, and I don't know if it is important for everyone—and I'm not anonymous anymore. I have claimed credit for this. As soon as I published my books. Writing a book is a lot of work; I'm going to claim the credit. But I didn't in the beginning because okay, I'm going to say this. A lot of people thought it was a man behind the Twitter handle and I must admit, I was kind of channeling white men that I have worked with over my career and thinking about what would they really do? What could I get them to do? All of my tweets are first person, “I pledge to do this,” “I will do this,” I'm going to do this,” and there were people I have friends even who were like, “Hey, have you seen this @betterallies Twitter handle? I wonder who's behind it. I'd like to interview him for my podcast,” That type of thing. So I think that there were people out there who thought it was a white man behind the Twitter handle and I was comfortable with that because not only was I channeling these white men I had worked with in the past, but I also think that there's power in men listening to other men. I'll just say that. I have actually gotten speaking engagements when I've said, “I'm a contributor.” They're like, “Are there any men who could speak because we think men would like to hear this message from another man.” So anyway, that's kind of why I started out with that anonymous Twitter handle and with this character behind the scenes of this fake man. [laughs] But now it's okay. I say that I curate it, it's me, and I'm comfortable with that. I still do it first person because I think that white women can also be allies. We all can be allies for others with less privilege than ourselves in the workplace and I think it's important for us, everyone to be thinking, “This is a job I can and should do to be inclusive at work and to look for these everyday situations. I can take ally actions and make a difference.” ARTY: How's that changed things like, revealing your identity and that you're not actually a big white dude? [chuckles] KAREN: I know. Well, I never really said I was a big white dude! Or even a small white dude, or whatever. But I think it's fine. I claimed the association with the Twitter handle when I published my book and it was just time to just own it. It's not like people stopped following me or stopped retweeting or anything like that. It's only grown since then. So Arty, it's a good question, but I don't know. I don't know. REIN: And this is more than a little ironic because when you were talking about your coaching—and I'm going to read into this a little bit, but I think you can confirm that it's backed up by the research—to appear equally competent or professional, women have to do more and other minoritized groups have to do more. So what I was reading in was that part of the problem you had with coaching was that to get them to an equal playing field, they had to be better. KAREN: Yes. What you're describing, Rein is “prove-it-again” bias and this is well-researched and documented. Prove-it-again means that women have to prove themselves over and over again where men just have to show potential. This often happens and I'm going to give you just a scenario to bring it home. Imagine sitting in some sort of promotion calibration discussion with other managers in your group and you're talking about who gets promotions this cycle. Someone might say, “Well, I'd like to see Arty prove that she can handle managing people before we move her to the next level.” When Arty, maybe you've already been doing that for a few years; you've already managed a team, you've built a team, whatever. “I'd like to make sure she can do this with this additional thing,” like, make sure she can do it with an offshore team or something. “I want to see her do it again.” Whereas a man's like, “Ah, Damien's great. I know he can do the job. Let's promote him.” Okay, totally making this up. But you see what I'm saying is that this is what the prove-it-again bias is. So whether it is women have to be twice as good or something like that, I don't know if that's exactly what's going on, but they have to deal with this bias of once again, I have to prove that I'm worthy to be at this table, to be in this conversation, to be invited to that strategic planning meeting, to get that promotion, and I don't want to coach women to have to keep proving themselves over and over again. Instead, I want to change the dynamics of what's happening inside these organizations so it is a better playing field, not just for my clients who are mostly women, but also, anyone out there who's from an underrepresented group, who might be facing challenges as they try to navigate this world that really has been designed for other people. ARTY: Wow, that's really enlightening. I'm just thinking about this from a cognitive science perspective and how our brains work, and then if you're making a prediction about something and have an expectation frame for that. If I have an expectation that someone's going to do well, like I have a dream and image in my mind that they'll fit this particular stereotype, then if they just show potential to fit this image in my head, I can imagine and envision them doing all these things and trust that imaginary dream in my head. Whereas, if I have the opposite dream in my head where my imagination shows this expectation of this person falling on their face and doing all these things wrong, I'm already in a position of having to prove something that's outside of that expectation, which is so much harder to do. So this is the effect of these biases basically being baked into our brain already is all of our expectations and things are set up to work against people that culturally, we have these negative expectations around that have nothing to do with those actual people. KAREN: Thanks. Arty, have you ever read the book, Whistling Vivaldi? ARTY: I haven't. I am adding that to my list. KAREN: It explores stereotype threat, which is exactly what you've just described, and the title, just to give you some insight into this, how this shows up. The title, Whistling Vivaldi, is all about a story of a Black man who had to walk around his neighborhood, which I believe is mostly white and got just the concerns that people didn't trust him navigating this public space, his neighborhood. So what he would do, and I don't know if it was just in the evenings or any time, he went out to walk to be outside, he would whistle Vivaldi to break the stereotype that he was a bad person, a scary person because of the color of his skin. Instead, by whistling Vivaldi, he gave off the feeling that he was a highly educated person who studied classical music and he did that so that he could navigate his neighborhoods safely. It's awful to think about having to do that, but this book is full of these examples. It's a research-driven approach so, it's a great book to understand stereotype threat and combat it. DAMIEN: So in the interest of us and our listeners, I suppose being better allies, you spoke about stereotype threat and gave an example there. You spoke about prove-it-again bias and specifically, with prove-it-again bias, I want to know what are ways that we can identify this real-time and counter it in real-time? KAREN: Yes. With prove-it-again bias—well, with any bias, really. First of all, reminding yourself that it exists is really important. At Google, they found that simply reminding managers, before they went into a calibration, a performance calibration meeting, probably some rank ordering exercise of all the talent in the organization. Before they started a calibration meeting, they were all given a 1-page handout of here's the way bias can creep into this process. That simple act of having people review the list of here's the way bias creeps into the process was enough to help combat it during the subsequent conversation. So I think we have to remind ourselves of bias and by the way, this resource I'm describing is available as a download on Google's re:Work website. I think it's R-E-: work. There's a re:Work website with tons of resources, but it's available for download there. So that's one thing you can do is before a calibration meeting or before you're about to start an interview debrief session with a team, is remind people of the kinds of bias that can come into play so that people are more aware. Other things, and I'll talk specifically about hiring, is I am a huge proponent of making sure that before you interview the first candidate, you have objective criteria that you're going to use to evaluate the candidates because otherwise, without objective criteria, you start relying on subjectivity, which is code for bias. Things will start to be said of, “I just don't think they'd be a culture fit,” which is code for bias of “They're different from us. They're different from me. I don't think I'd want to go get a beer with them after work,” or “If I had to travel with them and get stuck on a long layover somewhere when we can travel again, I don't think I'd enjoy that.” People just instead say, “I just don't think they'd be a culture fit. So you get away from that by, instead in your objective criteria, looking for other things that are technically needed for the job, or some values perhaps that your company has in terms of curiosity or lifelong learning or whatever your company values are. You interview for those things and you figure out how you're going to measure someone against those objective criteria. Other way bias creeps into interviews is looking at or saying something like, “Well, they don't have this experience with Docker that this other candidate has,” but really, that wasn't part of the job description. No one said that the candidates needed Docker experience, but all of a sudden, because one of the candidates has Docker experience, that becomes important. So instead of getting ahead of that, make sure you list exactly what you're going to be interviewing for and evaluating people for so that the bias isn't there and bias, maybe all of a sudden Docker becomes an important thing when you realize you could get it. But it may be that it's the person who seems the most like the people in the team who has it and that’s another – you're just using that as a reason for increasing that candidate’s success to join your team because you'd like to hang out with them. You'd like to be with them. You would want to be getting a beer with them. Does that help, Damien? DAMIEN: Yeah, that's very helpful. The framing is an absolutely pre-framing before an evaluation, before an interview what biases can happen. That's a wonderful tool, which I am going to be using everywhere I can. And then what you said about culture fit and really, every subjective evaluation is, I think the words you used was “code for bias.” Like, anytime you have a subjective evaluation, it's going to be biased. So being able to decide in advance what your objective evaluations are, then you can help avoid that issue. Culture fit is just such a red flag for me. You said, I wrote down the words, “culture built,” right? Decide what the culture is – because culture is important in the company, decide what the culture is you want and then interview and evaluate for that. KAREN: Yeah. Oh, I love that. Build the culture instead of just fit the culture. I've also heard people say, “If you ever hear someone say, I don't think they'd be a culture fit, respond with ‘Well, I think they'd be a culture add,’” or Damien, to quote you, “I think they build our culture instead of just fit in.” Really powerful, really powerful. CHANTÉ: Yeah. I agree with you all and Karen, I'm not sure if you knew this, but one of the many things I do, which takes up most of my life, is I'm a DEI practitioner and I have a firm, and I also work in-house at a company, Village MD, as a director of DEI there. So one of the things that I talk a lot about is culture add and one of the things I'd love to see more companies do is to think about like, basically take an inventory of all the people on your team and try to identify where you're strong, where you're weak, and look for the skills gap analysis, basically and say, “What don't we have here,” and then, “Let's go hire for that skillset or that expertise that we don't have that we believe could help us build this thing better this year.” That's going to require people to do that exercise, not just once because your team dynamic shifts usually a few times a year. So if you're a high growth company, you should be doing that probably every quarter. But imagine what the difference would be if we approach interviewing and promotion building from that lens instead. KAREN: Yeah, and Chanté, the way you framed it is amazing. I love it. You said, “What do we not have that we need to build our product to deliver to our customers?” I don't remember the exact words you used, but that I think is important because I've also, in conversations I've had around culture fit and culture and everything, someone say to me, “Well, wait a second, Karen, what if you we're evaluating a white supremacist? It's clear, there are white supremacists and we don't have one of those yet on the team. Does that mean we should open the doors and let them in?” That's when it's like, you can use the way you've just framed as “Well, if we're building a product for white supremacists, then yeah, probably.” But to be more serious about this, it's like what's missing from our team structure, from the diversity within this team, that is going to allow us to deliver on our product, on our offering better? I think that's important. Another lens to apply here is also you can still do values fit. Make sure people fit with the values that you have as a company and that should allow you to interview out people who don't fit with your values and just to use that example of a white supremacist. That would be the way to do that, too. REIN: I think it's really important to say that ethics still matters here and values fit as a way to express that. One of the things that I would maybe caution or challenge is—and this isn't a direct challenge to you, Karen, I don't think—but it's been popular in the industry to try to remove bias from the equation. To do debiasing training and things like that and I think that that's the wrong way to go because I don't think it's cognitively possible to remove bias. I think instead what we should do, what I think that you're talking about here is being aware of the biases we have. Accounting for them in the way that we hire, because the same heuristic that leads to a bias against certain demographics is the one we use to say, “We don't want white supremacists.” KAREN: Yeah. Plus a hundred, yes. [laughs] I agree. What I was going to say, Rein to build on what you just shared is that it's important to see things like color, for example, to understand. Even if you feel you're not biased, it's important to see it, to see color, to see disability, to see someone who is going through a transition, for example, on their identity. It's important to see it because that allows you to understand the challenges that they are facing and if you say, “I don't see color, I just see them as their new identity, post-transition. I don't see their disability; I just see the person,” it negates the experience they're having, as they are trying to navigate the workplace and to be the best allies, you need to understand the challenges people are facing and how you can take action to help them either mitigate the challenge, get around the challenge, whatever that might be, or remove the challenge. ARTY: So you're not being empathetic to the circumstances by pretending that they don't exist. KAREN: Yes. Well said, yes. REIN: It’s the idea that you can be on bias that I think is dangerous. I want to call back to this idea of a meritocracy; the idea that every choice we make is based on merit and that whatever we choose is indicative of the merit of that person is the bias that is harmful. KAREN: Woo, yes. I can't wait to refer to that. I can't wait to come back and listen to you. What you just said, Rein that is powerful. REIN: Because becomes a self-fulfilling prophecy, right? We're a meritocracy so everything we've chosen is means – if we chose someone that means that they have merit by definition. There's no way out of that trap. KAREN: Right on. CHANTÉ: Yeah. When you say that, it makes me think, too of just the sort of committal to always transforming and iterating. So if you come in the door saying, “Listen, there's no way we can eliminate bias all the time.” We're going to make the assumption that we're always being biased and therefore, what things can we put into place and what tools can we use? What resources can we leverage here to make sure that we're on a pathway for greater inclusion, greater accessibility? Therefore, making our organization more diverse and more innovative. I think, like Rein, I just want to really underscore that because that is something that I've had to really try to lead with versus add to the conversation later. So I'm appreciating that you brought it up today. Thank you. REIN: It’s like some of the choices, some of the evaluations we're making are subjective. We can't make them objective in every case; I think what we want is a framework that allows us to do these subjective evaluations in a way that accounts for bias. DAMIEN: So that's amazing. Where do we go from here? ARTY: One of the things we talked about last time with regards to various people getting promoted, this effect of maler and paler as you get closer to the C-suite, is that one of the effects of that is when you're sitting down to hire someone, well, who do you know? Who's on the list of people that I know within my network? So one of the huge biases we end up having isn't necessarily a cognitive bias, it's just a effect of where our attention has been and who we've been hanging out and who we have relationships with that are preexisting. These existing network effects also keep us in the thinking and stuff and making decisions within the context of those networks. We promote people that we know. We promote people that we have relationships with. So even just some of the dynamics of if you've got existing C-suite dynamics that is dominated by men and you've got these dynamics where it’s difficult for men and women to have relationships for various reasons, things that get complicated, that those sorts of things can end up creating a self-reinforcing effect, too. I'm wondering what are some of your thoughts on some of the ways that we can expand our networks and expand the people that we know to shift some of those systemic effects? KAREN: Yeah. Most of us have homogenous networks. Homogenous networks meaning people who are just like us because we have something in common with them, whether that is hobbies that we share, music we like talking about, food we like to go out to enjoy whatever we have things in common. So most of us end up having a –and it's true. Most white people have networks that are full of other white people and this also is friendship circles. There's again, social science research out there that shows that we tend to have networks full of people just like us. As you just were saying, Arty this impacts so many aspects of work in terms of who we hire, who we recommend, who we promote, who we even ask to take on some like stretch assignment or tasks such as giving the update at the all-hands meeting for our team, or going in and exploring some new technology that might be on the horizon that we could leverage. Who are we going to trust with these stretch assignments are people that we know and the people that we know are the people in our network. So it is important to look to diversify our network. There's so many ways to do this. When I give talks, I share some of these ways. One is literally when new people join your team or from a different demographic than you, get to know them and get to know their work and their career goals and down the road, look for how you might be able to connect some dots. But really, take the time to get to know people who you might otherwise just like, “Oh yeah, they're joining the team, whatever,” but set up that virtual coffee or whatever. The other thing you can do is join Slack groups or other discussion forums at your company for people from that demographic. After checking first, if you'd be welcome and invited, of course, but many of these groups will be open to allies and if you are wanting to join that discussion groups so that you can sort of understand the conversation, understand the challenges, get to know some of this talent. That's a great way to do it. You can also go to conferences that are designed for members of other groups that you're not a part of. Again, asking first permission, if you'd be welcome as an ally, but in tech, there's so many of these, but there's lesbians who tech, there are Black women in tech or Black coders conferences. There are Latinas in tech. Meetups and things like that. So there's so many opportunities to go and hear incredibly talented speakers talking about the technology and the projects and the work that they do and it's a great way to expand your network. I'll share my favorite hack that I do when it's in-person and I'm going to a meetup or an event. I'm an introvert, I will let everyone know that. It's hard for me to go into a networking group like the meetup that's happening and there's some pizza and some drinks before it starts, or that conference reception. It's hard for me to go into a room like that. So when I do, I quickly scan the room and I look for someone who's standing by themselves or sitting by themselves, who is from a different demographic and I go over and say, “Hi.” That's the easiest introduction for me as an introvert is to go find someone who's all by themselves and maybe feeling a little awkward that they're all by themselves too and it's a great way to strike a conversation and again, to expand my network, meet some new people, not just my friends that might be coming to the same event. DAMIEN: So one of the things that I want to call attention to, too with what you're saying there is that this marginalization and privilege is self-reinforcing. You don't have to have – even though we all have cognitive biases, they aren't actually necessary for marginalization and privilege to self-reinforce and in fact, because that actually takes effort to undo these things. If we just go along, if we pretend not to see color, or whatever, we are actually reinforcing the problems that exist. KAREN: Yeah, and Damien, on that note. In my book, and it's also a free download on my website, betterallies.com. I have a list that I've curated of 50 ways you might have privilege in the workplace. I like people to read through this list and think about all the ways they have privilege that others might not. The top of the list are “I'm a male,” and “I'm white,” and those are the top two things. But then it gets into more nuanced things and nuanced things being, “I'm not the primary caregiver for someone else.” Well, why is that something we should be aware of as allies? Well, when you're the primary caregiver, that means you may have to drop things at a moment's notice to take a child or a parent to a doctor's appointment, for example, or you might be interrupted in your work. So there's privilege when you don't have that caregiving responsibility. Another one is that you actually have budget enough spare money so that you can do after work outings with a team that aren't company sanctioned. Like, “Yeah, I can afford to go out to dinner,” and gosh, this all sounds so weird now with the pandemic and how long it’s lasting. But “Yeah, I can go out for drinks or dinner with my team after work and pay my way,” or “I can do that whitewater rafting trip on the weekend that people are getting together with.” Even though it's not company work, it's still networking and that builds bonds that builds relationships and sure, work is going to be discussed. It also includes things such as “I am not holding a visa,” which means that I have confidence that I maybe can take some risks with my career. “I can move teams, move to another manager, try something new out because I have confidence that I'm not going to potentially lose my job, which means losing my visa, which means losing my ability to live in the United States.” So there's so many ways that we have privileged that I think at first blush, we might not realize and I think building on your point, Damien it's important for us to understand this privilege so that we can be understanding of how and why we should be diversifying our network and getting to know people who have different levels of privilege than ourselves. REIN: And if you're like a white dude who's like, “This is a lot to keep track of.” Yes. When you don't have them, it's obvious. KAREN: Yeah, you can be oblivious. Otherwise – not that you would be, Rein. I'm not saying that, but one can be very oblivious. REIN: I’m probably oblivious of like, at least 30 of them, so. DAMIEN: For people who are marginalized every axes, we really cannot be unaware. It's dangerous. Those of us who were unaware of it, suffer disastrous consequences. So in places where you are privileged, if one of the privileges is to not be aware of it and yes, it is a lot to keep track of and yes, as everybody else has to keep track of that stuff. KAREN: Yeah, and building on what you both just said, this is just like technology in some ways and let me explain what I mean by that. Let's not take it out of context because there's some nuanced stuff I'm about to share. But in tech, there are so many areas of specialty, whether that is in data science or product security or accessibility related engineering or internationalization engineering and, and, and like, there's so many areas of expertise. And Rein, you’re like, “As a white guy, how am I supposed to keep track of all of this?” Well, it's hard. I get it because the field keeps changing, things keep getting innovated on or brought to the surface and the same thing, I'm sure that Chanté sees this in the DEI space. We are learning all the time about how to create more inclusive workplaces where everyone can do their best work and thrive. It's the same as like what am I learning about writing the right kind of code that is going to have lasting impact, that is going to not cause incidents over the weekend [chuckles] when we all want to be doing something else? When it's not going to down the road because technical debt that is going to have to be retired? So yeah, it's hard work. I don't mean to say it's not, but we need to make sure we have people who are thinking about this around us, who are reminding us, who are teaching us the best practices so that we are getting ahead of this versus falling behind. REIN: One of the things you said last time that I really want to make sure we bring back up is that doing this work is everyone's job. KAREN: Yes. Yeah, and Rein, I think we got into that conversation talking specifically about product security, software security. You can have a team of people who are software security specialists/experts. In fact, when I was at Adobe in my department, that was one of the groups in my department was cross-engineering product security specialists and they know this stuff. They are paying attention to the landscape. They know when those zero-day incidents happen and what the response is like, and what bounties are being paid and they know all of that because they love it. They're paying attention to it, but they can't solve the problem for the whole company. They cannot make sure that every piece of code is hardened so that the viruses don't get injected. There aren't security violations. What they need to do is educate others, be there to support them when things go bad. But it's really about educating every engineer to be using the libraries the right way, to be allocating memory in the right way, whatever so that we don't have those security violations and it's the same thing with being inclusive. I have so much respect for anyone and Chanté, it sounds like you do this work, but like, you are responsible for diversity at a company and are looking top down at what are the measurements we're going to have? What are the quarterly or annual goals that we want to have to improve our diversity? How are we going to measure that, make it happen? But we also need people in every corner of the organization, in every code review meeting, in every interview debrief, in every casual hallway conversation, or a chat in a Slack, we need all of those people to realize they have a role to play in being inclusive and have some awareness of what it looks like to not be inclusive. What someone from a different demographic is experiencing in a way you might not and what are some of the ways you can take action? So I see so many parallels there and I firmly believe, it's something I say all the time like, you don't have to have the words “diversity inclusion” belonging on your business card to make a difference. It's inclusion as a job for everyone. CHANTÉ: Yeah. That's one of the things I wrote down that I wanted to make sure that we directed folks to. I love that on your website. That was one of the things that before I ever even knew you were going to be a guest here. That's why I started following you. I love that and I want to actually dive into that because one of the things that I hear often from people when I'm doing this work, they're like, “You're so good at this.” I'm like, “Yeah, but this is a skill that you have to work towards.” So it's just like any other thing you want to make a lifestyle. You have to wake up that day and make a decision. If you're somebody who wants to eat healthier, then you wake up every morning and you have decisions to make. If you are a yogi like me, you might decide that you want to get on your yoga mat or you might want to pick up a book and read the philosophy instead. So it's a lifestyle. I'd love it if you could maybe tell us a little bit about your journey because it's humbling to hear that you got into this work knowing that you wanted to coach women in tech, but you didn't necessarily aspire to be thinking about and writing about allyship, but that became a part of it. So what are some things that you did early on, or what are some things that you're doing now in terms of showing up every day and being a better ally? KAREN: Yeah. I think that one thing you have to be comfortable with and it's hard, but I do this a lot is being an ally means realizing you're going to be wrong some of the time, because you are constantly stepping outside of that comfort zone that is just so safe—"I know how to navigate this kind of conversation, using these kinds of words and everything”—and you have to keep stepping outside that comfort zone so that you are taking some risks and you're going to make some mistakes. You are. I make them pretty regularly. I might put something in a newsletter. I send out a weekly newsletter called 5 Ally Actions with 5 ideas and things people can take and I get emails back from people who disagree with me or say, “If I had written that, I would have changed it slightly this way,” or whatever, and I'm comfortable with that because I approach everything with this mindset of curious, instead of furious. I want to be curious about why someone's giving me the feedback and what's underneath there and what can I learn from it as opposed to getting furious at them for giving me feedback and like, assaulting my expertise, or whatever, or my voice. So curious, not furious, I think is an important thing here and I want to give a shout out. I learned that phrase from a podcast I was listening to and it was Kat Gordon, who has something called The 3% Movement, which is all about getting more gender diversity in the creative industry, like the ad industry. So hat tipped to Kat Gordon for that. So getting back to you got to get comfortable with making mistakes and when we make a mistake, acknowledge it, apologize. Heartfelt apology, folks. Apologize and then figure out what you're going to do differently the next time. That's what it's all about. So the journey is real. No one ever gets an ally badge or an ally cookie. In fact, I will tell you, I recently searched on LinkedIn in job titles for ally. I was curious to see how many people put in their job titles. There are people out there who have claimed it and I don't think that's right. Unless someone else has told them that, in which case, okay, someone else has said, “You are an ally,” maybe you can put that in your title and claim the badge, but it's really not about that. It's about being on a lifelong journey really, to be inclusive, to keep learning, to keep understanding how things are changing, and not putting the spotlight on yourself. Opening the doors for other people and just stand right behind that door and realizing that it's not about you. It's so hard to do this at times because we all want to be like, “Hey, look at the cool thing I just did for somebody else.” We want that feedback, but being an ally means stepping out of the limelight and letting someone else shine. CHANTÉ: Those are great. Thank you so much, Karen, for that. I want to ask one more question since we're there. In terms of not making it about ourselves and not necessarily centering ourselves and taking action in the moment and not giving ourselves the allyship title, if you will, who are some people that you either align yourself with or that you learn from, whether it's up close and personal or from a distance? Like who are people that you feel are providing you with gems and knowledge so that you are then sharing with folks like us, that we can at least either put in the show notes or give a shout out to? KAREN: Yes! Oh, I love this. So many people. One, I will say right off the bat is Minda Harts. Minda Harts is a woman, a Black woman, and she wrote a book called The Memo: What Women of Color Need to Know to Get a Seat at the Table, I think is the byline. She and I spoke on a panel together a few months ago and I learned so much from her. I learned a lot from reading her book about the experience with Black women in the workplace, but then also, on the panel and since then, I feel that we have a nice professional, Twitter kind of friendship going on, which I just value so much. So I learned from her and what she shares all the time. Another person I learned from is Jeannie Gainsburg. Jeannie Gainsburg is an LGBTQ educator and wrote a book called The Savvy Ally and The Savvy Ally is all about – the funny thing is she and I connected. We realized we went to college together or the same class, but we didn't know each other in college, but we have the same mindset of understanding something and then distilling it into how an ally can show up. With her perspective, it's all about being an ally for the LGBTQ community and I've learned so much from her. In fact, I've quoted both Minda and Jeannie in my second edition pretty heavily. I also have learned a lot from David Smith and Brad Johnson. They recently published a book called Good Guys and their approach is also incredibly similar to mine, but they focus completely on how men can be allies for women and they don't focus on other aspects of allyship. But very much I learned about, they're the guys who are talking to other guys and basically saying, “Hey dude, it's your responsibility as a man in a professional setting to be an ally.” Like, it's part of your job to meet with the women on your team and sponsor them and support them. So, they tell it in a real way. Oh my gosh, I feel like I learned from so many other people, too and I'm forgetting, I'm not thinking holistically. So anyway, those are four people it's nice to give shout outs to. CHANTÉ: We put you on the spot so thank you, Karen. [laughs] KAREN: Okay. Here's another one. Corey Ponder, he works in tech, but he also does speaking and writing about diversity and inclusion on the side and he is a Black man. I just learned about his experience and perspective in such a real, raw way and I value that a lot. DAMIEN: Karen, I'd like to ask you a bit about something you brought up really early in our conversation today. You mentioned that before you got into this work with Better Allies and that sort of work, before you became a executive coach, leadership coach, you noticed a decline in gender parity in the tech industry. Can you talk about what that decline was, how it might've happened? KAREN: Yeah. So first of all, Damien a question for you. Were you surprised when I said that? DAMIEN: [chuckles] Well, no, not at all. I actually just today read about one of the earliest computers at NASA which is a woman, a Black woman, that the astronauts explicitly by name depended on, for example, Apollo 13. So I wanted to hear your story about what happened. KAREN: Yeah. Okay, okay. I asked only because there are many people who, when I just drop that into the conversation, they ended up coming back to it minutes and minutes later or towards the end of any kind of interview. At any rate, what happened? So I have theory and actually I gave a TEDx talk about this, exploring the theory. I won't do all 20 minutes of my TEDx talk, but when I decided to study computer science, I was a senior in high school trying to figure out what I wanted to do with my life kind of thing, what I wanted to study in college. My father said to me, “Hey, well, Karen, you're really good at math and you enjoy making things. You're always crafting and sewing and knitting, and you like solving problems. I've just been reading this article about this new field called computer science which seems like it would combine all the things you're good at and maybe you would enjoy making software and by the way, this is what people earn in this field.” [chuckles] I have to admit, I grew up in a very humble financial household and so, I wanted to make sure I could support myself and earn a living when I graduated from college. So I'm like, “Okay, I'll study computer science. I'll learn how to build software.” That was 1981, the year I graduated from high school. Now get this, I had never touched a computer. Okay, we didn't have – I mean, 1981 was the year the IBM PC was released into the field. The Macintosh did not come out until 1984. So in my home, we did not have computers in the part-time jobs I had after school and summers, no one had computers and certainly, we didn't not have computers in my high school where I could learn to code where it would probably would have been in basic. This was a situation for many people across the United States. Going to college in the early 80s, if you wanted to study computer science, many people were coming with no experience. Maybe a little more than me. Maybe they had taken that basic class, but very little experience. It was almost like a level playing field at that point and we were encouraged to pursue this. My graduating class from college, I went back through my yearbook not too long ago to count, there were 38% of the computer science degrees went to women in my class and that statistic 38% is very similar to what was happening across the whole United States. According to the Department of Education, the year 1985, when I graduated from college, 37% of all computer science and information science degrees went to women. So that was pretty good. Now, fast forward 20, 25 years and that number dropped to a low of about 17%, I think and the overall number also went down of how many women were getting these degrees. And now, you don't have to have a computer science degree to work in tech necessarily, but in many tech environments and tech companies, the engineers are incredibly valued and are very visible and are paid very well. They are an incredibly important part of any tech company. So my point is that there used to be a lot more women computer scientists and it did drop. I do think it's this level playing field that I started at, but the decline happened because I believe a society, we as a society, started thinking and encouraging our young boys to get involved with robotics, with tinkering, with coding classes, with summer camps where you might learn to do coding or programming robotics. We encouraged our young boys more than our young girls and over time, that meant that a girl, if she wanted to go to the summer coding camp in her neighborhood, would show up and see only boys there, or see only a very small number of girls and be like, “Well, maybe this isn't for me.” Or coding assignments in colleges that were much more aligned with masculine interests and more feminine interests. Things that might be more – oh, I don't even really want to get into stereotypes. I don't even want to go there, but things that would be more appealing to an 18-year-old boy than an 18-year-old girl who just have different interests and just became self-fulfilling. What we're seeing now though, is that graph is moving in the right direction. The numbers are inching upwards because there's been so much focus across the United States – and hopefully, around the world, but across the United States, in terms of gender diversity is important in this field and we should be welcoming of all and we're making changes to all of these programs and encouraging our young girls to study this field, get involved with STEM, and pursue it when they get to college and beyond. DAMIEN: Yeah, you avoided giving an example so I'll give one that you reminded me of, which is for a very long time, the standard, the most common image used as an example of compression algorithms was that of a undressed woman and so, we can – KAREN: Lena. Her name is Lena. Yes, actually I know her name. She was someone when they were working on an image compression algorithm like, “We need a picture,” and someone just grabbed the Playboy magazine from their cube, took the centerfold out, and used that. REIN: You do. [laughter] Or at least as you did. The effect here is really interesting and also, really, it makes me very sad, which is that computing became seen as a prestige job. Once men realized that there was something to this, it requires expertise, they decided that they were going to do it and when they did—there's research that shows this both ways. When men enter a field, it raises the prestige and increases wages. When women enter a field, it lowers the prestige and decreases wages. KAREN: Yeah, that's a problem, but real. I don't mean to at all disagree. It's a real problem. ARTY: Just curious. Do we reinforce these things by saying them as a statement like that with a period versus bringing it up as a question? REIN: Yeah. ARTY: I'm just wondering. REIN: What I’m trying to do is describe and not be normative, but I think that's a valid point. ARTY: In my life coaching thing recently, we were talking about statements with periods and it's really easy to define the world of expectations of ourselves, define the world of expectations of everyone else for all time and all affinity as a statement with a period. As we go and do this, it creates these reinforcing effects, and then we go and do things and enact behaviors that reinforce those belief systems. So we're sitting here talking about biases and how all of this stuff gets baked in her brain and one of the ways that it gets baked into her brain is by making statements of “Well, this is how it is period.” I realize you’re making a statement of something to challenge, but I think it's something that we really need to think about that if we want to change the status quo, it starts with reimagining it different. Coming up with a different statement, with a period even as a starting point, and then letting that lead to questions of how do we go and manifest this new reality that is more what we want. KAREN: Can I embarrass myself? [laughs] ARTY: Yes, of course. KAREN: Okay, right. [laughter] KAREN: So I have two children. That's not embarrassing. They're in their early 20s now. That's not embarrassing. I had read, when they were younger, that there is research done that said that if you tell a girl just before she takes a math test, that girls aren't good at math, that her score will actually go down. This is the embarrassing thing. So before dropping my daughter off for like her PSATs and SAT exams, I just said, “Remember, girls are really good at math and you are really good at math, too.” [chuckles] So maybe already changing the narrative by using different periods statements, too [laughs] making up alternate realities. Oh gosh, I can't believe I just shared that story. My daughter would probably be so embarrassed. DAMIEN: That’s a modern story and I don't think there's anything to be embarrassed about there and I think Arty brings up an amazing and very valuable points. The suggestion I want to make in response to that is, because what Rein was describing is a fact and I’m sure it's important to know about and to know that it happened—and I'm already using that language now: it happened. In the past when men went into a field, it became more prestigious and higher paid. When women into a field, it became less prestigious and higher paid. And that's what has happened in the past and by stating it that way, now we can go, “Okay, what are we going to do now?” REIN: There's a thing I learned from Virginia Satir that I probably should have done here, which is when you find one of those ends with a period sentences Arty, like you're talking about, you add until now at the end. So when women enter a male dominated fields, wages go down until now. ARTY: And now they go up. Now they go up because everyone wants women because they're so awesome. Women bring so much awesomeness to the table so wages go up. The more women you have, the better the wages. CHANTÉ: Period. KAREN: Yeah. [laughter] Yeah, and—yes, and—the other kind of way to look at this is, I've been doing a lot of work with how might we statements and so the question is, how might we change the trajectory? How might we imagine the future of work where all people and all identities are welcome and we are building towards a future that is literally more equitable and more accessible for all? So how might we do that? We can maybe answer that question today, or we can invite folks who are going to listen in to weigh in when we post this online and talk to us on Twitter. ARTY: I love that, though. I mean, I think if we really want to change the status quo, part of that is realizing that we're the ones who make it. We're the ones that create our reality and our culture is just a manifest of all these beliefs and things that are in our head emerging from all of us. If we realize that we're actually the ones that are in control of that, that we're the ones that are manife

Gary chats this week with Darcy Marler, a real estate investor having success since 2001, and author of 4 books. Darcy has owned 92 properties and 240 doors worth 44m over the years, he’s done flips, land development, new builds, long term rentals, BRRRR before it was called BRRRR, condos, land parcelling, and has now transitioned into mentoring! It made him successful, but also depressed…tune in to find out HOW! This conversation is great for both new investors, and seasoned investors that want to take their portfolio to the next level. WHAT YOU’LL LEARN: How Darcy was able to scale his business from 1 property to 92! How to understand your Joint Venture (JV) partner How to raise money The circumstances that brought on his depression Darcy shares some of the biggest mistakes investors are making in the beginning His journey with depression after building a real estate empire How investors get caught up trying to get as many doors as possible How the first real estate book from his dad at age 15 changed his life How he created his own spreadsheet program to crunch investment numbers Why he was a millionaire, but couldn’t afford to buy GROCERIES! Why cash flow is KING! Why he says he gets bored easily, but suggests most investors stick with a strategy Darcy says ‘knowledge is key’ to success, and avoid failure Why JV’s are ‘selling yourself’, not selling the property His 1st book looks at investment strategies, and helping you figure out which is for you Understand your “Why” that you are investing, then choose your strategy If you’re not happy with one strategy try another Why it’s OK to fail as long as you learn from it Why Darcy, like Gary, doesn’t really enjoy being a landlord Why Darcy initially did everything himself, now hires others 3 critical steps to self growth according to Darcy And MORE! Darcy’s Bio Full time R/E investor since 2001; have owned 92 properties / 240 doors, worth $44m; have done flips / land development / new construction / long term rentals / BRRRR / commercial / condo conversions / land parceling Website/contact info for guest Web: https://www.hrrealestatementors.com/books Facebook: https://www.facebook.com/sabanabooks15 Instagram: https://www.instagram.com/sabanabooks15/ Email: darcy@huttonradway.com Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary’s mentorship program, visit https://garyhibbert.ca Tags: #investing, #mindset, #rebuild, #coaching, #personalgrowth, #DIY, #investorlife, #depression, #failure, #learning, #lifestyle

NEW CHURCH THEME FOR 2021: "RE" Pastor David continues the 'RE' series with the fourth part, "Refill".

NUEVA LEMA DE LA IGLESIA: "RE" El Pastor David continúa con lema de la Iglesia para el año 2021, 'RE' con la cuarta parte, "REllenar".

NEW CHURCH THEME FOR 2021: "RE" Pastor David continues the 'RE' series with the second part, "Renew".

NUEVA LEMA DE LA IGLESIA: "RE" El Pastor David continúa con lema de la Iglesia para el año 2021, 'RE' con el mensaje de "Renovar".

波浪理论是 技术分析大师 R•E•艾略特（R•E•Elliot）发明的一种 价格趋势 分析工具，它是一套完全 靠观察得来的规律，可用以分析股指、价格的走势，是股市运用 最多，又最难了解和精通的 分析工具。艾略特认为，不管是股票 还是商品价格的波动，都与大自然的潮汐波浪一样，一浪跟着一波，周而复始，具有规律性，展现出周期循环的特点，任何波动均 有迹可循。因此，投资者可根据这些规律 预测价格未来的走势 波浪理论的四个基本特点：（１）股指的上升和下跌 会交替进行； （２）推动浪和调整浪 是价格波动两个 最基本型态，而推动浪（即与大市走向一致的波浪）可以再分割成五个小浪，一般用第１浪、第２浪、第３浪、第４浪、第５浪来表示，调整浪也可以划分成 三个小浪，通常用Ａ浪、Ｂ浪、Ｃ浪表示。（３）在上述八个波浪（五上三落）完毕后，一个循环即告完成，走势将进入 下一个八波浪循环；（４）时间长短 不会改变波浪的形态，因为市场 仍会依照 其基本型态发展。波浪可以拉长，也可以缩细，但其基本型态永恒不变。 总之，波浪理论可以用一句话来概括：即八浪循环。

Two guys who are bad at blood bowl, podcasts, have weird accents and love beer. This week it's Christmas so just the boys Liam, Alan, Mike and Drew, are sitting down on Zoom for a chat about the year 2020, the coming future of Blood Bowl along with more of Alan's festive stories. Music by Audionautix.com, Incomptech.com and FreeSFX.com except for 'Re-cite it, you scum' (00:57:51 - 01:01:10) which are is Chas Palmer-Williams, taken from the album 'American smile British Teeth' available on Band Camp and are used with the express permission of the artist. All skits were written and performed by M. Armitage (myself), and were Dynamic Mike Recordings Productions hence no were permissions required. The music beds used are all royalty free and are written by/available from Audionautix.com, Incomptech.com and FreeSFX.com. Sound effects are available from www.freeSFX.co.uk www.zapsplat.com, various free sound effects packs from Youtube (mainly the packs uploaded by 'Mchapelle') and Freesound.org.

Addiction and Energy Healing with Robin Clare Robin's path to becoming a spiritual author and recovery & writing coach began by leaving her traditional business career to become her authentic spiritual self. Robin yearned to live according to her authentic mission during a successful 25-year MBA career in the public and private sectors. When her deep passion for spirituality and wellness finally won over, she traveled the globe to study with spiritual masters while developing her Divine gifts.  Only after revealing her deepest dark secret, Robin Clare became her most authentic spiritual self. Struggling with food addiction and bulimia for decades, she finally dug deep into current and past lives to heal wounds that had blocked success and fed her active addiction. This commitment led her to a full understanding of her Soul's Mission.  Now in recovery, Robin is fulfilling her mission as a speaker and recovery & writing coach. As an author, she documented her extraordinary spiritual journey in the highly-acclaimed Messiah Within, followed by Amazon bestsellers, The Divine Keys, and now, Feast & Famine.  Awards include 10 Best Life/Business Coaches and 10 Best Energy Healers in The Natural Nutmeg Readers Polls of 2017-2020.  Certifications include Recovery Coach Professional, Advanced Akashic Record reader, Reiki Master, 13th Octave LaHoChi practitioner. Robin is a channel for the Ascended Masters. Facebook: #clareitywithrobin, Instagram: #clareitybyrobin Robin Clare | Mind Body Seimei www.feedingfatty.com   Full Transcript Below Roy - Feeding Fatty (00:02): Hello, and welcome to another episode of feeding fatty. I'm Roy Kerry. We're so glad y'all are with us. Uh, we are taping this just after the holiday Thanksgiving holiday, 2020. So we probably will be referencing a little bit of that. Of course, this is our journey. My journey Terry is my support system and helping me to, you know, try to get my weight, my health under control. So, um, we always want to have, um, other, you know, it's one thing for us to talk about our journeys, but we want to have other people on to more professionals to help us with that and help you with that. So today we have a great guest and Terry I'll let you introduce, Terry - Feeding Fatty (00:44): Yes, we're so excited to have Robin Claire, and she is a spiritual author and recovery and writing coach with a business career background. Um, she wanted to learn to live according to her authentic mission during a successful 25 year MBA career in public and private sectors. And she has a deep passion for spirituality and wellness traveled, traveling the globe to study with spiritual masters while developing her divine gifts. Robin welcome. So, so you are so welcome to the show. I'm very excited to talk to you. Robin Clare (01:27): Thank you, Terry. And thank you Roy, for having me on today. Roy - Feeding Fatty (01:32): Yeah. We're looking forward and not think maybe just kind of start out. I mean, I know you have a lot to talk about the spiritual NIS and, uh, you know, the addiction and how that affects us, our weight and everything, but let's talk about the, your journey for just a minute. I mean, you've made a big break kind of stepping away from your corporate career, uh, pursuing the spiritual illness and, uh, it it's big. So let's talk about how, you know, kind of what led up to that and then kind of your journey through that process. Robin Clare (02:02): Yes. Thank you. So, um, so as, as, uh, Terry pointed out, I spent, I spent like 25 years in corporate, but throughout that time I had two personalities. One was my corporate personality, you know, get ahead at any cost and then on the weekends. So I called myself a corporate warrior and then on the weekends I was a spiritual warrior and they could never meet, um, during the time that I was in corporate America. You did not talk about spirituality. I don't know if you do now, but I do it then. And, um, I just started to have this need to have, have become my own authentic self. Like I could, I couldn't be in business anymore without being my spiritual self. And so I was really driven outside for like a year. I stood on my deck almost every night asking how could I be a greater service to mankind? Robin Clare (02:58): What I didn't know the time is that I was actually dedicating my life to be of divine service, mean meaning that I would become a promoter of spiritual events. That's what I did first. And then I would also then become a spiritual teacher, a spiritual author. Um, I would be delivering messages from what many might call the non-physical realm. And, um, and so that's what I do. I help people to connect to their own inner divinity and then to what others might call spirit guides, angels, uh, deceased, loved ones and ascended beans. And I feel very blessed to have this role. Um, and sometimes I can't even believe it. I can't believe what I, that I went from this corporate life to this life. Although if you ask any of my good friends or my family, they would tell you that I was always like this. Robin Clare (03:55): There were always unique things that happened to me that didn't happen to other people. So I have this idea and then, you know, folks would always ask me how, how do you do what you do? And I always say, I, I didn't know that I couldn't, I didn't, I, I didn't really, I, if we're all energy, if the universe is all energy, then why can't I speak to anyone or connect in any way? And so this I, this knowing that everything is possible for me, allowed me to, um, have access, I guess, is the best way of saying it to, um, to ascended beings that have messages for humanity. Terry - Feeding Fatty (04:38): And is that what energy is like for somebody just lay person who doesn't really quite know what energy is? You know, it kind of scares people. Some they're like, Oh my gosh, it's kind of weird. It's like going back to the sixties and yeah, Robin Clare (04:54): Yeah, yeah. Well, the universe is made up of energy. You know, we are made up of energy. That's why the, the study of energy medicine is so important for our wellness because we, the way I always say with energy medicine is that we get, um, every, so if we're energy that my work is based on the premise that we are a soul being, having a human being experience, not the other way around. And so the body is the vessel for your soul to come here and learn. And then other members of your soul family show up in different roles in your life. You know, people from your, your, you in, in my teachings, we choose our parents, right? Because we say to them, Hey, you know, before we come here, I need to learn this. And I need to learn that. Can you come in here and set the stage so that I could reach my potential in this lifetime of learning what I need to in order for my soul to grow? Robin Clare (05:54): Because this lifetime is just tiny little step on the journey of our soul. It seems like a long time. And it seems like for some people, it feels like forever. And that's why I always say, look at it from your soul's perspective, what is, why is your soul here? What does it want to accomplish? And so when you're looking at what your soul wants to accomplish, you're living from the energy of the energy aspect of you, right? And then from a health perspective, which the three of us are very interested in. And if there our soul's energy, the energy, and we're connected to all the energy and all of the universe, most diseases typically start out as dis-ease in the energy field. And then if we don't heal it in our energy field, if we don't get to understand what's bothering us, our emotions, our thoughts, our energy, our emotions are energy. That's part of our energy field. If we don't heal those thoughts, those emotions, then typically they land in our body and become disease. So this is why energy medicine is so important because you want to be able to understand emote the impact of emotions and thoughts and behaviors on your health. Roy - Feeding Fatty (07:14): Yeah. And we discussed that a lot about being able to, you know, get stuff out. And I think what you're talking about in some respects is holding things in. We have to learn ourselves. I think it's interesting what you said, that you felt like your corporate self and your real spiritual self couldn't align. And it's important that we think about that because a lot of times, you're right. We have these dueling personalities, it's with friends at home, at church at wherever. And sometimes we need to do a lot of introspection to see who we are and be able to be that person in life it's across the board. It makes it a lot easier. I think that you, you know, we tend to hold, I do tend to hold a lot more stress when I can't feel like I can be myself. I have to be something different or act a special way. Robin Clare (08:02): Yeah. Yeah. And I, I, you know, as someone who's a recovery coach, I find that that ability to be your authentic self, your person in recovery is so critical for your, for your own self care for your relationships live. You're living your recovery at work and living your recovery in your community. So you have to live, live your recovery in all for all aspects of your self, which is the only thing that really guarantees that you'll stay in recovery, right? We're multifaceted beings doing a lot of different things. And when you're, when you declare that you're in recovery, you must follow that in all parts of you. There shouldn't people shouldn't get a different person at work than they get at home. We should have be able to be, we should be able, we should be our authentic and we should be able to feel, um, that we can be our authentic self. Yeah. Roy - Feeding Fatty (09:00): So once I think a thing that, uh, really interested, uh, you, uh, really got us interested in wanting to talk to you is that you pretty much call this out. Um, you know, and we'll talk about the food and the weight side. You pretty much call this out as an addiction. And it is, I mean, um, the, you know, I, I have to always admit and say this out loud that, you know, I am the fatty of the two and that's, you know, we talk about things on this show related to me and my struggles, but it's, um, sometimes it's, it, it is an addiction until I think we realize that then, uh, all the different things that we try, they're probably not going to work. We have to figure out how to, you know, what's driving that addiction, how to heal it. And so can we talk a little bit about that and, you know, either how you handle that with other people, or maybe if you want to talk a little bit about your journey there as well. Yeah. That'd be great. Robin Clare (09:58): Yeah. So first of all, I really want to say, um, uh, in, in my, in my book writing, which I work with, um, as ascended beings to write the book, I is a term called channeling the book. So I sit quietly and I received guidance on, on what to write. And the third book that I wrote feast and famine healing addiction with grace, this book was, I was getting information from, uh, Sophia, who is an ascended being. Most people know her as the Holy spirit. And the first thing she said to me as I was getting, preparing to write this book, which was very scaring because she wanted me to write this book, but she also wanted me to tell my story of addiction and recovery. But the problem was I was still in addiction. So I'm like, well, this is going to be fun. Robin Clare (10:48): I guess I'm just going to have to fake it until I make it in this book. Right? And so the first thing that she said to me in feast and famine healing addiction with grace is that there's only one addiction on this planet and that is to suffering. And then we choose our advice or our substance to perpetuate the suffering until we're ready to look at the suffering and we're ready to heal that heal our traumas and then get back into loving ourselves. So for food, I would say that the, what, what the real question is when someone has a food addiction is what are you really hungry for? Right. Not, not it's it's so you, you can't, yes. We have secondary addictions, right? Mine happened to be chocolate. You know, I realized that this year, and this year I became allergic to it. I can't even eat it anymore. Robin Clare (11:48): And it's made such a big difference in my life, I think. Or maybe I'm maybe I'm to it for a while until my body says, all right, we can trust her again to not go crazy, eating it. Like maybe there'll come a time where I can get back to eating it, but maybe I needed to, even though I was in recovery. So I was obsessive compulsive food disorder plus bulemia. And so I was definitely in recovery from the bulemia cause I didn't have any choice cause I almost died, um, through, I think I, I, last time I did it, I was bleeding and I had pain all over my body. And I realized that if I continued to do this, I would probably pop a gasket somewhere in my head or in my heart or something. And so I stopped, but I was still obsessively eating, you know, and then I realized I need that's. I need to figure out why I'm still obsessively eating. And so I worked on that. I worked on the traumas around that and then my body decided to help me by making me allergic to chocolate. And after that, after I was able to remove that, I was actually able to take off 25 pounds that I, I really didn't need. Um, it wasn't serving any purpose. I'm sure it was just causing inflammation in my system. So did I answer your question, Roy? Yes, Roy - Feeding Fatty (13:14): She did. And, and you know, I look at that and think, uh, so what are the steps to trying to identify that? Because you know, me and Terry, we we've had bouts of doing really good. And I, I, I say us, I'll say me, me, you know, I have bouts of doing really good and earlier what's been couple months ago, we were man, we were cooking. We were doing everything right. And unfortunately Terry's mother got very ill where she had to spend a few weeks, uh, you know, pretty much dealing with her being at her house every day. And so me left to my own devices, you know, I fall back into the, the ease of eating, whatever I can get my hands on or going up to the burger place or back in the bad habits. And now I find, you know, that I've put some of that weight back on. Roy - Feeding Fatty (14:08): So again, that's why I kind of understand this addiction because it's not, um, it's kind of weird. Actually. I was thinking, trying to, I've been thinking about it a little and it's like almost a feeling of comfort. There, there was a time where I felt like I had to eat right before bedtime to feel full and comforted and you know, logically I try to talk myself through that, you know, just because of my, my stomach might just, uh, growl or just make a rumble for a minute. I'm not starving to death. I'm not gonna fall out in the next five minutes or something. It was like, Oh my God, I got to get something quick, you know? But, uh, so anyway, just that you, you mentioned, you know, what are we missing? It's funny. It's just that comfort Terry - Feeding Fatty (14:52): And full feeling, but it's Robin Clare (14:55): Actually, it is, it is. And it's interesting when, when I was a kid, my mother and I really don't think this was to get us to stop eating. I think it was so that we didn't make a mess in the kitchen. Um, my mom used to say right after dinner was cleaned up that the kitchen is closed now for me as someone who was having to live this, um, journey that my soul wanted to be on, that was very a form of deprivation in a way, you know, that I was like, Oh, where am I going to eat again? What am I going to eat again? But at the same time, I've, that's something that I live by now. The kitchen is closed. Like I just don't go back into the kitchen after dinner. And I know I'm not going to starve before breakfast. Right. Robin Clare (15:42): That's just not possible. But one of the things that, um, that happened to me this Thanksgiving is I have been making all the same recipes, mostly, uh, with my daughter for years and years. And those recipes hold like, um, on a memory maybe perhaps of overeating, right. Of, of stuffing myself and then purging, right? Like stuffing and purging something and purging. Well, by the end of, I kind of ate like, not like someone who had just lost 25 pounds in shrunk, her stomach, I ate like the person from two, three years ago who was bingeing and purging by the end of the night, by the end of the dinner, I was so sick. Like I was, I thought like, I felt like I had, I don't know food poisoning, but not, not real food poisoning, but sort of like an like, uh, like I was drunk on food. Robin Clare (16:45): And then I just felt like I, and I've been dealing, I think with a food hangover, like I didn't have alcohol. It was all food that made me dizzy and sweating and you know, I had to go outside so that I could, you know, I could breathe. Like, I'm like, what did I just do? How, why did I do that? And I think it was associated with the idea that it's a holiday, so you can eat whatever you want. And I think for us who are being, you know, trying to honor our bodies, that's like not necessary if it's coming from an emotional place. And I do believe that I think I was living off the memories. Terry, what do you think about that? Because you're shaking your head there. I can see. Terry - Feeding Fatty (17:30): No, I, I totally agree. And I definitely believe in that food hangover after you just eat everything in sight or everything that you want to, especially with Thanksgiving. Cause you know, we try to give ourselves a pass and say, Oh, it's Thanksgiving, it's the holidays. We can do what we want to do. And then you eat and then you just feel like you're going to blow or you're just, you have pains everywhere. You just, Robin Clare (17:54): Yeah. It's painful. It's yes. It's like, it's like a hangover, I think. Yes. Yeah. Roy - Feeding Fatty (18:01): I notice it more with, excuse me, with carbs. And uh, like when we would go out maybe used to and go eat Mexican food and sat there and need a couple baskets of chips or tortillas or whatever it is. Like the next day I would be, uh, how I'd have the headache. My head would be full and congested and it, it may take me two or three hours after I woke up to get out from under that. So I mean, it is a real definite thing for sure. Robin Clare (18:34): And on the opposite of that, think about how amazing you feel when you eat something healthy, right? Yes. Right. When you've had a, when you've had a meal that you would consider healthy and then the food is energizing, your body and um, you know, giving it the fuel that it needs to be productive. Right. I mean, you could see the difference and you were talking about carbs, Roy and I'm thinking, well, yeah, at our Thanksgiving meal a week had Turkey. Right. But we had stuffing, we had mashed potatoes, we had sweet potato pie. We had Crescent rolls. Terry - Feeding Fatty (19:11): Oh my goodness. I'm getting hungry. Robin Clare (19:14): Yeah. But it was like all of those things, right? Like I'm like, you know, uh, yeah. So I think I had a carb Fest and my body just said, that's just not happening here. And you know, I was really upset with myself and I, I spoke to my mentor and you know, when she sent me, she sent me just like a red button that said reset. So that's what I've done Roy - Feeding Fatty (19:40): Important. We should all have the reset button because you know, my mind is always like, Oh, well I was like, so messed up yesterday. That is not going to hurt test some M and M's or chips or whatever today, you know? Or there's, you know, it's always like, well, we'll start tomorrow. Let's just, let's get this out of our system and start tomorrow. But when you start working your way through all the food groups, the chocolates, the chips, the bad, this and bad that that's, that's almost, uh, an indefinite start time. You can't put it off until you eat all the good stuff. Terry - Feeding Fatty (20:13): Yeah. I've already done it today. I mean, I might as well just keep on going, cause I'm going to have to eat celery sticks for the rest. You know, the rest of the time, it just seems like the healthy stuff is what you're, you know, wait what you need, but Robin Clare (20:28): Right. And it, it, it is like, I remember my husband and I would go away for a weekend and I would be so bad and he'd be like, let's go on a diet. It would be Sunday, right the weekend. And he'd be like, let's go on a diet now, like right this minute. And I'd be like, Whoa. Terry - Feeding Fatty (20:43): Yeah, I need some time. Like, what are you kidding me? I Robin Clare (20:48): Got one more meal. It's a weekend. Like, don't take that away from me. And he, he was so good. He'd be like, no, right now we're starting right now. And I'd be like, no, but the thing that's interesting is I also think, you know, you come off a holiday like Thanksgiving, sometimes you need to take it, you know, just give yourself two or three days to get back to what is healthy eating for you. Right. Right. Like today I had a half a cookie, well, big half, you know, it was a big, but I'm like, but I'm like, all right, I had the cookie, I just need to account for that. Right. And so going into dinner, I know, I know, um, I, I'm a big proponent of my fitness pal, which is an app where you count your calories, but I'm also watching my carbs, my fats and my protein. Robin Clare (21:46): And so I know that I am really at the top of my carbs already. Yep. So can I have for supper that, that is not going to push me way over on the carbs. And so that's that way, if I, because I did want the cookie and I wanted, um, um, some crew tons in my soup. Right. So coupons are really fattening. You look at them. Um, but I know what I ate. Right. And so I'm not depriving myself of anything today, cause I don't really believe in deprivation. Well though I do believe that if I didn't have carbs, I would feel better. Just like you said, Roy, like I think carbs make us feel like crap. Roy - Feeding Fatty (22:29): Yeah. They do. And just like getting, uh, you know, I noticed that, uh, through my life, like, um, getting up the next day, you know, Friday morning I was dragging slow, getting up, moving around, but you know, when I'm on my game and eating, like I should day in and day out, you know, uh, I'll pop up at five 30 or six. O'clock wake up, be ready to go. Uh, you know, kind of like my mind is already in motion where I feel like when I have that car hangover, it's like, my mind is about, you know, two hours behind and still trying to get caught up to get, you know, just get me on the right plane Robin Clare (23:08): Energy. Yeah, yeah, yeah. It is. It is, it makes a big difference. And I actually find, I have to be really careful if I have like oatmeal for breakfast. I mean not nothing wrong with oatmeal. Right. Awesome for you. But that is psychologically gives me like, Oh, carbs carbs, where we've started with the cars, where are we going with the carbs? Right. So it actually just makes my day harder because I have to remember that I had carbs in the morning and sometimes I just want hot oatmeal and it's so good for you. Right. But it does have that can have that psychological effect where it just starts the obsessive compulsive thought process in my mind. Yeah. And, um, that's why I'm better off with like a protein shake or something with spinach in it. And um, almond milk, you know, I'm better like that. I'm better with a very healthy shake in the morning. And I just feel like I've given my body something good to start. Roy - Feeding Fatty (24:15): And you mentioned something, I just want to reiterate that, uh, we feel very strongly about is number one, knowing what you're eating. Good, bad indifferent. No what's in it. So you can write it down and then use an app. There's a, you know, my fitness pal, Krono meter, lot of good ones out there use it to Mark it down because at the end of the day, either you can adjust to trying to be closer to where you want to be. Or if you're totally off the reservation, you understand why the next day or two you've gained weight, you can look back and say, well, you know, these are all the things that I ate during this time period. So I, I th I always say, it's good to use it, whether you're eating bad or whether you're eating good, because if you're not eating right, you'll be able to see how bad that really is. Roy - Feeding Fatty (25:10): Because a lot of times, you know, like us, when, until we sat down and really thought things through, then I'd be like, Oh my gosh, [inaudible] so, you know, I had this little thing, I'd sit down and make a crew Taane salad with just, it was a bowl of crude Toms with some Parmesan cheese and a little dressing on them. And so then you think, okay, well, 10, 10 crew Toms have 200, or, you know, I dunno how much they have a lot of carbs. So multiply that times, all those croutons I ate and all the bad things I've done during the day, then all of a sudden you start getting this realization of, I see. Now why I'm having trouble losing weight, because it's all these things that you really don't think about, but they add up over a day's time. Robin Clare (25:55): Yeah. And you know, there's the old fashioned that, you know, you, you're going to eat a lot of calories. You know, I, you have to exercise. Like, I really believe that true weight loss comes when you're eating healthy within a certain number of calories, certain, you know, level of carbs, proteins and fat and exercising and drinking your water and sleeping well. And did you hear that too? Roy - Feeding Fatty (26:23): As one thing I've really fallen off, but yeah, I used to have a note above my, uh, above my desk. I had those in, you know, water sleep because the other that's the thing is once one of my little, uh, once one of these components gets out of whack, it starts throwing the others out. Like when I'm eating, I won't sleep as much or as good. If I stopped sleeping as much, you know, we get busy and all of a sudden having lot of long days, then all of a sudden I need to eat to compensate for that. So, uh, I'm one of these that I have to be very balanced in all those categories to make it work. And, you know, I think that, I believe in the rule that a diet is 75 to 80% of the weight loss, but we can't discount the exercise because we need to move our bodies. And I said a lot and I get very S uh, you know, very stiff. I feel like my circulation is not as good. You know, it's your heart, there's so many other things that just take weight loss off the table. There's so many other reasons that we need to get out and move during the day. Robin Clare (27:35): Yeah. And I think of thinking of listening to what you were saying, Roy, and I'm thinking it's like, our body intuitively knows that we are giving it what it means. Right. We're hydrating it. We're giving it hell the food we're giving it sleep. Right. What was the other one? Water Roy - Feeding Fatty (27:57): Sleep, diet and exercise. Yes. Robin Clare (28:00): And exercise. Right. And it's like, Oh, we can relax here. We don't have to store food to be store calories because we know that the calories are gonna come naturally. Right? Like every day there's gonna be a good source of energy for this body hydration. We don't have to store water in the body. We know that this person is moving. They're going to be eliminating. Well, I mean that, all those add to eliminating well, it's right below one, number one, and number two, it all adds to that. Right. And so when your body sees that you are treating your body like a temple, right. That it is so home of your soul, then it says, Oh, well then let's take this weight off right now. Let's, you know, my husband just lost 45 pounds. Right? Like he, that's what he's doing. He's doing all of it at once. Right. We're doing all of it at once. And then your body just says, Oh, you know, we can be helped. We can shed this extra water weight. We can shed this extra pounds. Right. Because we don't need that for reserve storage because Robin and her husband are doing what they're supposed to be doing. Right. We can trust them now. And then you see the pound star coming off. Roy - Feeding Fatty (29:26): We have to think too, our bodies were, even though they may have evolved somewhat that they were designed for a very different time in life where, you know, probably even further back, you know, the caveman era, but let's just take about the aggregate in a society where, you know, the farmer got up at daylight, worked all day out in the fields, hot, came home at, you know, dark eight, went to bed and you know, like myself, I got a, um, uh, an iPhone wa an iWatch, whatever the thing's called that tracks your Apple watch tracks your steps. And so working from home, if I don't make myself get out and do something, I mean, I can be less than 500 steps a day. You know, I get, I walk 25 feet from the, you know, well, I walked 10 feet from the bed to the bathroom, 25 from bathroom to my desk. Roy - Feeding Fatty (30:23): And then that's it. I mean, and it sounds kind of weird, but that's the, the actual truth of a lot of, and some people get more walking from the car to the office and you do get that. But you know, our, our jobs now are more setting and not as much, you know, in activity. So I think we have to think about that when we're eating. Like, even as like me, I can't eat like I did when I was a teenager and playing sports and running around all day and all night, you know, we'd just, that's not who my body is anymore. So it's not who my life is. And my body, I have to adjust what I put in it to, uh, count for that. Robin Clare (31:04): Yeah. Yes. And I, you know, I know, like on the, my fitness pal app, it says I should be walking 10,000 steps. That's like what I would do on vacation. Right. Right. Like when I can walk the beach and I don't know, I just don't find that in my day, but I certainly still try to get like four to 5,000 steps in, by taking a nice walk on a 45 minute walk or something like that. Roy - Feeding Fatty (31:31): I used to beat myself up for that. I think that's a good point that, you know, while 10, 12,000 may be optimal, it's sometimes it's not feasible. And if we can get four to 6,000 in, you know, I think we have to be happy that we got that much in, because you know, we, when you get to a certain point of not doing things right, then all of a sudden you start beating yourself up for, I had an extra a hundred calories, or I didn't walk that extra thousand steps. But think about, if you hadn't been paying any attention at all, you might've had 5,000 extra calories or you might've had 4,000 less steps. So that just gets back to let's celebrate the positives that we do, of what we do achieve. And the, you know, maybe, uh, maybe my calories or my cars were a little bit over today, but if I hadn't been paying attention, they'd have been low over. So let's think how good that is. So, and the other thing I wanted to move to, cause I know Terry is chomping at the bit to talk about riding. So yeah. Robin Clare (32:37): Yes, because over the last, Roy - Feeding Fatty (32:40): Uh, well, while we were on vacation, I read a book by Matthew McConaughey. He, he just put, uh, a book out and his, what he did is he's, he was a prolific journaler from a young age and he took all of his notes and went and put this book together. And it was very good. And I've talked to some other guests on my business podcast that, uh, journaling big part of their day. And I don't, I'm not good about that, but let's just talk about, you know, journaling, writing, how that can be of help to us, because I think it's very important. Robin Clare (33:14): Yeah. When I I'm, so I'm an author, I'm an author of three books that are out now, one that's getting ready to be published. And then I have, uh, two more that are nipped that are nipping at my heels. Um, one, one is actually a book on writing Carrie, and then the other one is the next in my series of, of, um, uh, messages from the spiritual masters. Um, and I remember when I first was feeling and knowing this guidance that I needed to write, because what I know for sure is writing, writing it down, journaling or writing, you know, maybe writing a manuscript heals you because it takes everything that's inside of you, all of these experiences. And it puts them out on a piece of paper. It's almost like the same premise when you're so overwhelmed and you create a to-do list. Like even though every single thing that you have to do is still on that list. Robin Clare (34:16): You feel better. Yes. Right. That is on the list. Right. That's what happens when you're writing from your, from your inner self about the journey that you've been on. So I always say that writing your manuscript heals, you published DJing, it heals others. And so when I work with my writing clients, I always say to them first round is for you, tell your story, talk about your parents, talk about someone who may still be alive and you got to out them, just get it out there. And then we'll come back and say, do we want to keep, keep this right? Do we want to keep this? So when I first began getting the message that I needed to write, my, I would wake up at like one, one, one, two, two, two, three, three, three, four, four, four, the angel numbers in the more in the middle of the night. Robin Clare (35:11): And I would have to get up and write. And so I would write, I would actually write a letter to God. And that's how I began writing. I would be like, dear God. And then I would start writing to God and just telling God everything that was going on in my life and asking for guidance. And then finally, I was so tired after doing this for so long. I said to my guidance, do you do, why do you, why do you have to wake me up in the middle of the night? And the answer was because you're not writing during the day. So, so I started writing during the day, I started thinking about writing and, um, w you know, what I would be writing. And then I was able to sleep through the night. So if I, this is for your, for your listeners, if you're getting a pool to write, um, it's very exciting for your spiritual team, because they know that they can reach you through your writing and help you to have the best life that you can hear and to actually fulfill your soul's destiny. Robin Clare (36:17): So, Terry had seen that I have a course coming up called writing was spirit. And it's a course that I was guided to teach about how to channel content. Like I do. Like, what does that mean to, to download information and put it out on a page? Um, it's, it's a very profound experience. I'm actually, it's fun Terry, because I'm actually trying to figure out what is it that I actually do. Like I said, okay, to teaching the course before I started documenting, what is it about me that I can do this? And what is it about me that I, that I have the courage to do it, because I also believe anyone can do this. It's not, I'm not special in any way. It is. I, as I said earlier, believe that I am one with the universe and that if I want whomever, I need to connect to, I will be able to, to, to get this messaging that is so required to be out in the world. I mean, the whole idea on feast and famine, that what we're really addicting to dictate to his suffering. I had never heard that before. Terry - Feeding Fatty (37:33): That's that, excuse me, when I read that, um, on your website, I'm just like, that is so true. It's all about the suffering and yeah. And to put that, you know, to journal and put that down on paper to me, you know, if you put it down on ink, I guess, even in pencil, it's there forever. And then I've got to see it. And then I'm like, Oh my gosh, I got to deal with what is all this stuff? You know, I I'm judging myself because, you know, I brought up in the sixties and seventies and eighties, you know, I just, that's how I was raised just to, to, Robin Clare (38:13): We end trauma is so interesting to guys because trauma, I mean, if you have had serious trauma, like, yes, I'm not, I am not diminishing that. What I'm trying to say is we have trauma that we don't even know was traumatic to us. Like, for example, um, when I was like six years old, might my, I was with all my cousins and my dad had just washed his car and somebody put their little hand prints on there and he lined us all up and we all put our heads on there. And mine, mine were, the, my hand was the closest to the size of the thing. And he said, then you were the one that did this Robyn. And I was like, I did not. And then I, my mom said, I screamed from like noon until I fell asleep at night, that I did not do that. Robin Clare (39:07): I did not do that. I, I knew don't believe me. And so it set up this like, trauma pattern about, about, um, you know, can, can I trust people who are the closest to me to believe me. Right. Right. And we, we just don't know where those trauma patterns started. And I'm saying that it could be something, a pattern like that, that just begins where we don't know it, but if we don't go in and look for them, if we don't escalate them, these memories, and I would say to you, we all know what our memories are, because the, I always say, they're the memories that you'll be washing dishes or something. And then all of a sudden you'll think of like, something that happened when you were eight years old or 10. And you're like, what am I thinking of that trauma pattern? Like it's like coming up to be looked at. Robin Clare (40:02): And so if you have like someone you can trust to look at these, you know, a professional person, um, I, I do believe that if you can look at these trauma patterns, then you can actually heal your life and get back to self love so that you don't use addictive. Um, so look at the patterns, heal your life, move from suffering to self-love. And then you can get out of any kind of addictive behavior. But if you don't look at why you were suffering or what you're searching for, what you really need, then it's going to it's. I think it would be harder to stay in recovery if you don't do the work. Roy - Feeding Fatty (40:44): That's interesting you say that because, um, that happens quite a bit, you know, be like thinking about, I can't even remember what I had for breakfast yesterday morning, and all of a sudden I'm thinking about this baseball game or a football game that was, you know, when I was seven, eight, 10 years old or something like that. And, you know, it's just strange how those things kind of like, and then, because I think more lately as I've tried to get healthy, I think why is this popping up into my mind? All of a sudden right now, so, Robin Clare (41:17): Well, you know, my, my, my mentor says that, um, that we're made up of parts. Right. And so were all these little parts, like make us be one being, and we could, we have all these different parts that are different ages. Right. And so when those bat part's like waving at you, you know, hello, maybe there's something that could help you. He you'll what you're, if you look at me then, and maybe give me a new assignment. Um, like I had, I looked at a part a couple of weeks ago and it was really angry. It was really, it was a part of me that was very angry from my childhood. And so I said to this part, you know, as I was going inside, I go, can I give you a new job? Like, instead of making me feel angry at things, how about if you become my passion? Robin Clare (42:12): How about if you fueled my, my in my projects. Right? And instead of having me look for reasons why people might mess me up, right? Like being, not, not trusting people or getting mad at people, if they don't, if they don't live up to my expectations, how about being my passion for the project so that I can clearly state what my boundaries are and clearly state what my requirements are of other people, and then make it up to them to say, I can do that Robin, or I can't. And you know, maybe you, maybe we don't do this, but so I'm, I'm having that anger, fuel my projects with passion, and then we'll see, we'll see what happens, but we have to know the source of, of that. What, what was going on at that memory? Terry - Feeding Fatty (43:05): Uh, I would like to, I'm going back for a second. I would like to know if anybody ever any of your siblings ever fessed up to put in that hand print on the car, or if you actually did it and you were just denying? Robin Clare (43:17): No, I don't know. I mean, I, I think no one was going to fess up to that because my dad was so mad. Um, I guess I could ask them, it wouldn't be a good question. It would be, it would be a good question because I feel like I can actually, it's so real still that I can, I, I can see myself in line and I was a little one at the time. Right. So I was last in line and nobody's fit, you know, it's like the OJ glove. Yeah. Terry - Feeding Fatty (43:47): Right. Well, it must acquit Roy - Feeding Fatty (43:50): Funny how that works, because I remember when I wasn't there, but my, uh, my ex-wife and my grandmother had gone shopping with the kids. And so my son was probably three, four or five at the time. And this is how long ago it's been, there was actually department stores. You could go in and buy clothes. And other merchandise people of this day is like, was that on Amazon? Or where was it? It was actually a department store. You walked in. And so he had gotten in the, in the middle of one of these round closed rings and he was hiding and kind of having fun. Well then when they started looking for him and, um, he kind of panicked just a little bit, cause they, he could tell their voices were getting a little bit more stern and a little bit more scared. And so then he's like, well, I'm not saying anything. So then he just ended up staying there and it just totally made things worse as you go. So yeah, definitely. You know, you read that parent's anger and like, yeah. I'm not fessing up to it now, even if I might have wallet goat not doing it. Yeah, Robin Clare (44:54): Yeah. Yeah. So, you know, that, that could be something that moves into his, um, uh, um, you know, when, when he, when he's afraid that the people that love him the most are going to get angry with him, if he shares what he's most upset about in life. So maybe he might hold it in, right. Or, or, or, um, you know, drinking's dead. Right. You know, something like these, these just set up patterns. There's, you know, the people who love us, um, you know, we have to know that our parents were doing the very best that they knew, knew how to do with what they knew. Right. Right. Like, you know, what they were taught from their parents, it's like generational, but I will say this in the energy healing work, you know, and any of this trauma pattern work, when you actually go in and heal your own traumas, there's almost like an energetic, generational thing where it heals people generations back on the soul level and it heals people generations forward on the soul level. So everything that you do impacts your lineage when you are courageous to do your own work, I call living an examined life is, is the term that I use when you live an examined life. And you look at these trauma patterns, you're healing your whole family. Interesting. And they may not know that, but it's, it's done on an energetic level, on a soul level, Roy - Feeding Fatty (46:36): Robin. Uh, one more question for you before we wrap up is, um, yeah. So what is a tool that you use either, you know, the professional life riding, what or personal life, either a tool, a habit ritual that you do every day, you just couldn't do without Robin Clare (46:56): That I couldn't do without, um, I, I pray every morning when I get up and I pray the gratitude for, for being here. I pray with gratitude for being able to serve. I pray with gratitude, um, to be able to share wisdom. And, um, I pray with gratitude for my recovery, um, so that I can stay healthy. So, and I pray obviously for my loved ones for their health and wellness. And I believe that starting my days, the first thing I do, I don't even get out of bed when I just go into this prayer because I feel that it sets my energy to be in alignment with my divine source, which, um, which is kind of like a requirement for my job. Right. But I also think, I also think that it just sets me off, um, in the right direction. And, um, I'm a big proponent of, uh, the law of attraction, the teachings of Abraham Hicks. And, um, I believe that it's setting me, it's aligning me with all that I most is the higher in my life. And, and that hopefully by staying in that mindset of positivity, um, or starting my day off there being positive and grateful, that can only attract more things to me that, that I most desire on a daily basis. That's awesome. Roy - Feeding Fatty (48:30): I do believe in that so much that if we practice, uh, being gracious, thankful, it just attracts more positive. If we're, if we always walk around upset and mad, then it's just going to seem like it attracts more problems to our lives. So that's awesome. All right. Well, if you don't mind take a few minutes and just tell us, uh, you know, where people can go to, you know, find out more information about you, how you can help them, and also take a few minutes to tell us about, uh, the books that you have out there and what you have, if you, if you're close enough to talk about the one that's coming up next. Robin Clare (49:07): I, I am. Yes. Thank you. So my, my website is [inaudible] dot com, C L a R E dash I T y.com. It's a play on my last name. Thank you. Um, and then, um, and then my Instagram is clarity by Robin and my Facebook is clarity with Robin and yeah, so I have, um, so my books are, my first book is called Messiah with them. It's a guide to embracing your inner divinity. And it's a channel book with, um, Yeshua who most people called Jesus. And then my second book is called the divine keys. Um, it is a book on how to live a divinely guided life. Uh, Yeshua came back and told me I wasn't living the first book. So I had, I had to figure out what I was doing wrong, I guess. And so I figured that out and then I re I, I, this is a very, it's a simple book would be contemplative. Robin Clare (50:07): Oh, of course, the third book, which we talked about feast and famine healing addiction with grace is as, as a book to help people to move from out of the addiction of, um, of suffering to a light, a healed life and living in recovery and allowing grace into their lives. Um, my fourth book is a book that I wrote with King Solomon, and that's just about ready. It's called King Solomon speaks a meditation journey from, from spiritual to divine and it's seven meditate sessions, um, that will help people to really live their divine journey versus just, um, studying it or, you know, saying they're never healed. It's about being healed, being of service and allowing others to make the journey with you. And then, uh, my, my fifth book I'll start writing, um, is, well, I don't know, my fifth and sixth, maybe I have to write them at the same time since they came in at the same time. But one is about this writing, writing was spirit. Like, what does that look like or, and using writing to as a recovery tool, because that's what I did. I used writing to recover. And then the other one is another book, uh, with a female from the Bible. Her name is Martha and it's about becoming, um, a spiritual teacher. Roy - Feeding Fatty (51:37): Okay. Yeah. And it's, uh, you know, that's, uh, the writing, even when I journal, it's kinda like the to-do list. I, I just feel unburdened just to get stuff out and it doesn't have to be negative feelings or anything. It can be a positive, but it's just like, I just feel so much more relaxed after I get that out. Yeah, Robin Clare (51:59): It does. It, it really, it, it removes it from inside of you, even if it's just for the time that you put it out there, it's, it's excavating it. Right. And it's making room for more light and more peace and more joy in your life because those traumas, those concerns, those worries. Um, like, like you said, Roy, uh, one of my favorite Abraham Hicks, um, quotes is worrying is like praying for what you don't want. Roy - Feeding Fatty (52:32): Right. Robin Clare (52:32): Cause every time you worry about something, every time you talk about something in the form of lack, you're attracting more lack to do more things to worry about. So I would always recommend to people ask for what you want, not what you don't want. Right. So for example, well, if you're having a financial problem, don't, um, you know, don't ask for, um, don't say I don't have enough money to pay my bills, ask for enough abundance to, uh, pay your bills and then maybe to pay some forward, you know, to, to be able to be generous. So when we worry about what we don't have, we get more of that when we worry, when we, when we don't worry and we ask for what we do want, that comes to us as long as we hold that vibration. Roy - Feeding Fatty (53:22): Yeah. And you mentioned too about, uh, paying forward. I think it's important that we put stuff out there without any expectation of reciprocation. I think that's, that's the main thing that we have to, you know, what you put out in the universe, you get back 10 fold. And so I think that we have to be able to pay it forward without saying, okay, I'm going to give them this, but I'm getting this in return. Now we have to have that pure heart and say, this is, uh, you know, this is to help somebody and let it go for sure. Robin Clare (53:54): That just makes you feel so much better. Yeah. And so even like doing, you know, you guys, when you're doing this podcast is it's giving, right. It's, it's paying it forward. Right. You're sharing your wisdom. You're allowing others to come on and share their wisdom. And it's, it's a blessing. Yeah. Roy - Feeding Fatty (54:12): Well, Robin, thanks so much for taking time out of your day. And, uh, we look forward to having you back. We could have gone on for probably a couple more hours that we'll definitely have to schedule you again. And, uh, you get a little bit deeper. So, uh, we won't thank everybody for listening. Again, this is feeding fatty. You can find us@feedingfatty.com. We are also on Facebook. We have a Facebook group, uh, Twitter, Instagram. We are a YouTube and you can find us on all the major podcast platforms, iTunes, Stitcher, Google, uh, Pandora, Amazon. So go look us up. And if we're not on your favorite one, uh, reach out to us and we'll try to get there. So again, thanks everybody. And, uh, until next time, have a great day. Robin Clare (55:03): Thank you so much. We appreciate welcome you, Terry. Thank you. I appreciate being here.   www.feedingfatty.com  

Resile is a verb that means to abandon a position or course of action. The Latin word salire (sa LEER ay) means ’to jump.’ When combined with the prefix R-E, we get a word that means ‘to jump back’ or to abandon a previous plan. James knew that his idea for launching the company had failed, but the problem was that he couldn’t resile from the idea. I’m sure if there had been any way to abandon it he would have.

Take advantage of our many loan opportunities to and expand your small business. SBA financing provides small business financing for working capital, commercial real estate, ground-up construction, equipment, inventory, business acquisition, and debt refinance. We lend nationwide. General overview of programs uses: Purpose: Working capital, refinance, business acquisition, R/E purchase/construction, purchase equipment, or inventory Loan Amounts: $350,001 to $5,000,000 Collateral: Commercial R/E, inventory, FF&E (furniture, fixtures, and equipment) Term: Varies, up to 25 years Rate: Fixed or variable rate Eligibility: Owner-operated and for-profit LTV: Varies, up to 90% What Is the Purpose of SBA Franchise Loans? The Small Business Administration (SBA) was created in 1953 to help small businesses secure the “capital, contracts, and counseling” that they need to become financially viable. Naturally, a significant portion of what the SBA does is provide prospective new businesses with purpose-driven loans. The SBA has partnerships with numerous banks and lenders in all 50 states. As a franchise business owner, you can use an SBA loan to build a financial foundation for your new business. Or you can use it to grow your operations and manage short-term expenses. This may include paying franchise fees, opening an additional location, resolving cash flow issues, or even paying for commercial real estate.

Craig discusses a new Phishing Scam that is targeting Republicans with a legitimate email but that adds an attachment with a nasty trojan payload.   For more tech tips, news, and updates, visit - CraigPeterson.com --- Trojan Malware Targets Trump Supporters Nmap 7.90 released: New fingerprints, NSE scripts, and Npcap 1.0.0 Tyler Technologies finally paid the ransom to receive the decryption key 5G in the US averages 51Mbps while other countries hit hundreds of megabits Apple’s T2 security chip has an unfixable flaw Verizon Payment Security Report is a Wake-up Call: Time to Refocus on PCI DSS Compliance Android Ransomware Has Picked Up Some Ominous New Trick --- Automated Machine-Generated Transcript: Craig Peterson: [00:00:00] Hi, everybody. We're going to be talking about some new Trojan malware that targets Trump supporters. Some new tools that are out there. Ransomware being paid by one of the country's biggest online providers right here. Hey everybody. I'm Craig Peterson. Today we are going to with no exception, get into some of the things that you need to know. Some of the things that you might not really be aware of, you've always wanted to know, but I'm here to explain it to you. This is the sort of stuff I like to do, and I've done pretty well for many years. So let's get right into this malware.  We've talked about phishing before and for a quick introduction for the rest of you guys, phishing is where someone is trying to get you to do something and they are just trying to trick you into it. So you might be familiar with some of the old phishing staff, the Nigerian Prince scam nowadays, they've gotten much more sophisticated, try and get you to click on a link to do that something. So they might be phishing so they can put a Bitcoin miner on your computer. They might be phishing to do something malicious, maybe. very malicious right now. There are some bad guys out there who are phishing Trump supporters. Here's what they're doing. They're taking legitimate emails that have been sent out by other Trump supporters. Some of these political action committees. That is really single focused on one thing or another, and they'll be supporting a candidate that supports their, so there's these PACs on both sides of the aisle and all the way in between. All right. The biggest problem, if you ask me about DC is, that's where the money goes and so that's where all the attention goes. So you're online. You're looking at your email and you see an email that has a subject line that starts with forward. I got to point out in case you weren't aware of it, subject lines that start with forward, like FWD colon, or re R E colon, as in regards to. Those subject lines tend to attract a lot of attention. The only subject line that tracks more attention is if someone has your name in that subject line. So these emails that are being sent out by, we're not sure who yet have. Forward or re: up in the subject line and, we'll talk a little bit more about what is in that subject line. So there are things like breaking President,  Trump, suspends funding to the WHO that is one of the most common ones they're using right now. Of course, we're looking at President Trump and he's been calling the world health organization corrupt and seen an email like this would get you to open it. Wouldn't it? You know what, frankly, between you and me, so would people on the other side of the aisle, right? Cause they want to hear what's Trump doing this time. So the idea, yeah, it is it's political. Another one is an email with a subject line that says stand with Trump again, that's definitely targeted at Republicans who want to open it because they want to stand with President Trump. And they're also using something called display name spoofing. If you look at emails, you receive, you'll see, it says it's from so and so. Well, that's not necessarily who it's actually from there's some spoofing you can do there and a lot of these guys are doing it. There are ways to block phishing. Phishing, by the way, it's used a lot by ransomware. That's not what this is. We'll get into what this is exactly a minute. But you've got to have some really great stuff in place. Hey, if you're interested in it. our friend of mine, Guy, he had sent me a thing on LinkedIn this week about that's a really great little ransomware checklist. It goes through the basics of what you should be doing to protect yourself against ransomware. And if you want me to. I'll dig it up for you and send it off. Just email me@craigpeterson.com and in the subject line put ransomware.  I'll notice that.  I will, I'll send it to you. Just send it to me@craigpeterson.com. And it's a great little checklist on ransomware, and it's telling you should be doing things if you are a system administrator like looking for specially signed DNS records and other things that are going to help identify the reality of who they're talking to. Very important. DMark is one of those types of tools. Now they are also using hijacked legitimate, the email addresses, and they'll use those to send out these emails. So they'll take an email from a PAX, a legitimate email. They will forward it, quote-unquote to you. It looks like a foreword for all intents and purposes. It is, and it has all of the links in it that the original email had and all of those links, some, the original email will work and they'll take you to the places that you expect to go to. The problem with this one is that they have a word document attached. Not that having a word document attached isn't necessarily a huge problem. We've had problems in the past where it was effectively a drive-by download. Sometimes you did not even have to open the email in order to get the infection nowadays unless you have very out of date software nowadays, you do have to open it. So if you get that email, you click on the attachment. You open the attachment. That's when the real pain starts, because inside that attachment is a Microsoft word document that has something inside of it called the downloader. So you open up that document down comes EmoTet and once Emotet is on your system, that's when it all hits the fan. What happens with EmoTet is really nasty. It starts to try and spread within your network. It scans for open services. I'm looking at a whole chart here on EmoTet which is known as S zero three six seven. It'll start to scan ports on all of the systems on your network, on your own system. It uses the most common ports that you might think of port 80, 80, 84, 43. In one instance, it has used. port four, four, five, which is an SMB exploitation. SMB is windows file sharing. So it uses a number of different types of attacks here to go after services that are available on your network, on your computer, and on your network. And then it spreads laterally and it starts to scan other machines. This is where EmoTet is different than some of the others. It acts like a worm. And that's the very first piece of malware I had. That's what got me going on cybersecurity. Cause back then, I'm pretty much, nobody had even heard of a worm before. What a worm is for those that don't know. Is it some piece of software that gets onto one computer and tries to crawl through other computers all the way out? Now you can see where the problem comes in because it now will try using all of these different protocols, try and get onto another computer. Now we can get on another computer as simple as getting onto your file server. Are you using the VPN in your business operation? A lot of our people are at home. This is one of the real dangers of VPNs. VPNs do not make you safer. Don't think that they make you safer because in almost no cases, do they help with the safety. What's gonna happen with the VPN, if you're connected, is something like EmoTet or some of these others that spread like worms are going to try and crawl through your VPN to the other side.  You say, Oh, we've got a firewall quote, unquote, in the other side, We've got a SonicWall, we've got whatever it might be. Is that configured to stop a worm from crawling through and getting into other machines? And you might say, Yes. Yes, of course, it is. We block out all other servers that user at home only has access to the file server and their own computer acting as a file server isn't that just hunky Dory. The problem is it has access to the file server. Your typical ransomware even is going to start pulling files off of the file server, sending them over to Eastern Europe for examination to see if they can use it for extortion or to see if they want to use it for ransom, just hold the encrypted and hold your data ransom. All of that stuff can happen over your VPN. Just as if you're sitting there locally at the office. Remember that you've got to have all of your security, not just in the office, not just maybe at the edge of the firewall, but everywhere. We're setting up systems now, that one packet will be examined five times as it flows through different firewalls within the organization. So that someone who's sitting there working on something is going to have to go in and out of firewalls just to get to that server. It's not just the packets that are examined nowadays. We're talking about having the data examined, completely reassembling the streams, and looking at it and looking at it all very closely. Hey, you're listening to Craig Peterson stick around because we will be right back.  We're going to be talking about a new scanning tool release and what that's all about. So stick around. --- More stories and tech updates at: www.craigpeterson.com Don't miss an episode from Craig. Subscribe and give us a rating: www.craigpeterson.com/itunes Follow me on Twitter for the latest in tech at: www.twitter.com/craigpeterson For questions, call or text: 855-385-5553

https://tribus.captivate.fm/ (Enjoying Brokerage Insider? Please Subscribe Using Your Favorite Podcast Player.) With the large money pouring into the real estate brokerage business, it's more important than ever for brokerages to get their data in order. David Gumpper, CEO of the Gumpper Group, technology consultant for the WAV Group, and former CTO of Michael Saunders and Associates discusses data and business intelligence tools for brokerages. This episode was recorded live during the Xplode Virtual Conference. TRANSCRIPTION Eric Stegemann Thanks for listening to Brokerage Insider. This week's episode was recorded live during the explode virtual conference on Thursday, September 24th. We look forward to returning to our regular scheduled program soon, but until then enjoy this session. In this episode, we interview David Gumpper, founder of the https://gumppergroup.com/ (Gumpper Group), tech consultant with the https://www.wavgroup.com/ (WAV Group) and the former CTO of Michael Saunders real estate in Tampa, Florida. Thanks everybody for joining us. We've got a great room going so far. I'm really excited. David, we were doing the brokerage track here and, and I think like a third or, or a little bit right at a third of the people that were in the opening session have chosen to come join us. So I'm, I'm pretty stowed. I thought we'd have people jumping into the team track and the agent track, and here we are. People actually want to pay attention to what we're going to say today. This is great. David Gumpper That's awesome. That's awesome. Eric Stegemann Everybody, I am so excited if you, if you do not know David you should David Gumpper, he's first of all, the founder of Gumpper Group which is a consultancy, a tech consultancy, but specializes in the real estate industry. And that's because David has a whole mess of, of experience in this industry. So he used to be the CTO of a one of, if not the largest independent brokerages in the state of Florida https://www.michaelsaunders.com/ (Michael Saunders and Company). And he's just an all-around great guy and a data nerd like me. So the first session that we're going to talk about today is brokers and using their data. And I got to tell you, David, I had some questions lined up for us to talk about, and I literally scratched through all of them and started over yesterday because of what happened. So with, with the https://www.inman.com/2020/09/23/zillows-ibuyer-transactions-will-soon-be-managed-by-its-own-agents/ (Zillow news). So I'm excited to talk about that part. But first of all, David, why don't you tell me a little bit, you know, I gave everybody that, that ten second run down, but why don't you give us the, you know, the, the minute or two minute run down of, of your experience? David Gumpper Yeah, thanks, Eric. And it's my pleasure to be here and be able to speak at this at this conference. It's, it's really awesome. This is great. Great to see everybody's face and, and put those videos on why not? It's always fun, but a little bit about myself. I've been in technology for, geez. I had 25, 26 years, started out as somebody as a little bit of a with a CAD background, computer aid drafting back in the days for architectural mechanical civil architectural and kind of got into computers because cause of the CAD, I worked for small companies and did not have the resources to be able to get their computers fixed. And for some reason I became the guy that fixed them and kind of went down that road, ended up spending a lot of time getting my different certifications worked in the pharmaceutical field for four or five years before I joined into the real estate world 17 years ago. So I spent the last 17 years while 14 and a half of it as CTO for Michael Saunders and company in Sarasota, Florida was a member of participated in leading R E or https://tribus.com/integrations/franchise-reporting/leadingre/ (Leading Real Estate Companies of the World) on their marketing

During this Pandemic, a lot has been going on and it takes time for us as human beings to adjust to different circumstances when life takes a turn. Today on The Talkshow with Rev. Mungara Kimacia, Kerry Kagiri & Laura Karwirwa we look at 'Re-adjusting to Normalcy.' #CITAMChurchOnline #ChurchEveryday

Two guys who are bad at blood bowl, podcasts, have weird accents and love beer. This week the boys are joined by Jamie, Rick, Dave and Emily to discuss the new rules, new teams, lockdown and our recent experiences at Bumcheek Dave's (Jamie's)Bumcheek Bowl. Music by Audionautix.com, Incomptech.com and FreeSFX.com except for 'Re-cite it, you scum' (00:35:42 - 00:38:25) & 'It's all part of the bereavement dividend' (1:33.46 - 1:35:42) which are by Chas Palmer-Williams, taken from the album 'American smile British Teeth' and are used with the express permission of the artist. All skits were written and performed by M. Armitage (myself), and were Dynamic Mike Recordings Productions hence no were permissions required. The music beds used are all royalty free and are written by/available from Audionautix.com, Incomptech.com and FreeSFX.com. Sound effects are available from www.freeSFX.co.uk www.zapsplat.com, various free sound effects packs from Youtube (mainly the packs uploaded by 'Mchapelle') and Freesound.org.

Fela er for tiden mest kjent for suksessforestillingen "Blokk Til Blokk" med broren Castro og kompisen Don Martin, men har (som de fleste av Slabberas-lyttere vet) en lang karriere som en del av rap-gruppene Breaknecks (m/ Illness, EDHD & Ex) og Degos (m/ Chino) + som soloartist. Har har sluppet skivene “D.U.R.E”, “RÅE” og “Ole Brumms Vei”, hvor førstnevnte var en hyllest til hans eldste bror Andres som gikk bort i 2010 og som ble kåret til “årets hiphop-album 2012” av Wimp nå kjent som Tidal. Han har spilt med live med Manu Chao (!!). Tidligere i år slapp han tredjelabumet med låter som får voksne menn til å gråte, og legger straks ut på omfattende norgesturné med teaterforestillingen. Hele veien har han også jobbet med ungdom, vist omsorg for alle rundt seg og kjent for en fyr med stort hjerte.

R - E  - S - P - E - C - T - respect! What is it? Is it important? Who do you respect? And who respects you? All these questions and much more are the focus of this week’s chat from your 2 favourite English language teachers. Stay tuned for exciting news about the language focus which is going to be a little different from this episode going forward. We hope you like the changes and … much respect going out to you, our dear listener!

“Re,” which is a prefix that means, “again; anew.” God has a particular affinity for “R-E” verbs as throughout the Scriptures we find many words that begin with this prefix. Words such as Restore, Redeem, Repent, Rebuild, Revive, Renew, Return, Remind, Repair, Refresh and the list goes on. Whatever you are facing, if you Focus on the circumstances, they will overwhelm and overpower you. However, if you Re-Focus on Jesus even in the midst of the storm, He will not allow you to sink.

Leading doesn't come from talking, it comes by doing. We look at the second letter of "L.E.A.D.E.R" - "E" which stands for example. An essential, unavoidable element of measuring leadership. 

O humor vai invadir o Estádio do Jamor. Eduardo Madeira é um dos membros do elenco recheado de graça de 'Re-creio", o festival de humor. See omnystudio.com/listener for privacy information.

Remonstrate is a verb that means to say or plead in protest. The Latin verb monstrare (mon STAR ay) means ‘to show.’ After drifting into the English language, our word of the day added the prefix R-E, meaning ‘in reference to’ or ‘about.’ To remonstrate an argument means to plead ‘in reference to it — or, more specifically — against it. For example: A trip the beach in Duluth, Minnesota was a bad idea for our Spring break. I felt compelled to remonstrate by stomping my feet immediately.

A look at Mercury in Cancer turning retrograde at 14 degrees 46 mins on the 17th of June. The mischief maker will station direct on July 12th at 5 degrees and 30 mins. Remember the 'RE' words. They are your friends now. I take a look at each sun sign and how it can use this time frame to your advantage. As Above so Below!Remember you are STARDUST! Go SHINE! Support the show (https://www.patreon.com/ParkerMcP)

Today I'm giving you a sneak peak behind the INSPIRE curtain and you have a meaty snippet of my opening presentation 'Operation Re-think'. See, as we leave lockdown there's lots of talk about 'Re-starting' 'Re-booting' 'Re-inventing' your business, but the danger with that is you jump straight on the hamster wheel of busy-ness and end up no better of than you were before covid hit. The answer is to 're-think' what you want, what you really, really want! Check it out then sign up to my 33 ideas www.growyourpetbusinessfast.com/33ideas

Roland Frasier talks with Results Coach, Marketer & Persuasion Expert Michael Bernoff about his experience and perspective during this Pandemic and economic slowdown. Bernoff's specialty is teaching communication skills that allow you to be stronger mentally, emotionally, and physically. It seems like a great time to get better at that, right? Roland Frasier has been sharing a series of live Zoom calls with his Mastermind members on his Facebook page since the crisis began. Now would be a smart time to follow him there. For more from Michael Bernoff, check out our last (longer) episode with him here, and visit Call2ActionTime.com for his current programs.  Today, Listen For • How (more than ever) watching your language and perspective can hinder or help you to be an effective person. • Pivoting suggestions for industries that are frozen (including martial arts, a yoga boutique, and restaurants). • What he's doing with the three hours a day that he's 'gained' in lockdown (because he's not commuting or dining out). • Where Michael is placing his focus right now.  • How the Bernoffs are approaching 'lockdown' with 'Re-allocation of funds' at home. • And more! Mentioned In This Episode Michaels' New Book.  Roland's EPIC Challenge  How would you like to identify 5 businesses you could acquire right now? Now, what if you could acquire those businesses with zero cash out of your pocket? Sounds impossible, right? Well, that's exactly what Roland Frasier, will be showing you in his 5 day EPIC Challenge, starting May 7th. Over 5 days of LIVE coaching calls, Roland will be breaking down every step, tactic, and strategy you need to know to Ethically Profit In Crisis (EPIC). These are strategies and tactics that he's discovered over a 30-year career working on hundreds of mergers and acquisitions (both as an attorney and as an entrepreneur)! Sign up for the EPIC Challenge today! » Contact & Follow Roland On Facebook  On Instagram  Through his Website  Follow Business Lunch Podcast On Twitter Thanks so much for joining us this week. Want to subscribe to Business Lunch with Roland Frasier? Have some feedback you'd like to share? Connect with us on ApplePodcasts and leave us an honest review! Your feedback will not only help us improve the show, but it will help us connect with more high flyers like you. Click to find us on Apple Podcasts and other podcast players. 

After 49 Episodes, Mike and Larry get the chance to describe the F.I.R.E. movement and what it means to be financially independent.  They help you figure out your why of F.I. This is a must listen episode. Show transcription: Episode 29 Financial Independence, Retire Early.mp3   [00:00:00] Welcome to the Real Estate Marathon podcast. Your Guide in the Race to Financial Freedom. The Real Estate Investing and Sound Financial Practices. This podcast is for anyone interested in learning more about real estate, investing, personal finances and a new take on traditional retirement. Now here are your host, Larry B0 and Mike Moe.    [00:00:24] What's going on, everybody? Welcome to the Real Estate Marathon podcast. Your guide on the race to financial freedom through real estate investing in sound financial practices. My name is Mike Bell, one of the hosts of the show joined today, as always, Mr. Fisher.    [00:00:39] I'm doing well, Mike. I'm doing very well tonight.    [00:00:41] I know that you're extremely excited because this is an episode that you've been looking forward to for about forty nine episodes, I would think.    [00:00:50] Yes, I am super pumped for this episode. So what are we going to be talking about today, Mike? Well, man, after 50 plus episodes or so, we are finally going to dove deep into the financial independence. What is it? What does it mean? How do you get there? You know, when we started this, you know, we talked about, you know, obviously the name is a real estate marathon podcast for a reason. But when we started this, we talked a lot about, you know, having this be a really good blend of real estate investing and personal finance topics. You know, I think we've we've done a decent job, you know, going over the credit scores, going over a lot of that, you know, setting that strong financials, you know, foundation that we talk about and we delve deep into, you know, a handful of topics around real estate. And now after like I said, after almost 50 plus episodes, we're going to dove deep into financial independence.    [00:01:43] What it means, you know, we're doing five, one on one. So finding independence is one of the posts you put earlier in the podcast on social media was your Wi-Fi.    Larry [00:01:54] Yeah, I like that. And everybody has to have a reason for why they want financial independence. And once you discover that reason, it gives you the motivation to pursue it actively.    Larry [00:02:04] And that's what we're here to do. We're going to define it. And really deep dove into it. So I am surprised you can even sleep last night. We absolutely did.    [00:02:14] I'm omgpop man, and I'm glad we're finally getting around to this. You know, and it's it's a subject that we've we've touched on or it's a term, I should say, that we've used in a ton of episodes.    [00:02:23] So I'm glad we're finally getting to it being given it's a given it the justice it deserves. You really kind of dove deep. So we're going to you know, we're we're going to cover the definition. Obviously, we're in a covered the history of, you know, fights. The basic principle is how did she do it and resources to us to explore more and dove deeper on your own. So it's it's going to be a good episode. And I'm fun. And it's the first time that you and I have gotten to a riff. You're on our own. You know, we've had a ton of interviews, last handful of episodes.    [00:02:50] We haven't that. We've had a solo Soad an hour. It's just us on a topic. So be good to get back to that as well.    [00:02:56] Yeah. Yeah, I enjoy that a lot because I think we we offer a lot of good information, a lot of good material to the listeners and it's great to have the interviewers.    [00:03:06] But one of the things I enjoy hearing the most is my own voice and they have not heard enough of it lately.    [00:03:14] I like hear my own joke. So we'll see if I can throw a few of those in here.    [00:03:17] Oh, yeah, yeah. I loved some bad jokes myself. So. Yes, well, you want to start with the warm up so we can get Guiteau limber and loose ready to run this marathon.    [00:03:27] Let's do it, man. And this is going to be a marathon. It's going to be a get up. So here it is.    [00:03:31] It is. We're talking about the fire movement and fire stands for financial independence.    [00:03:36] Retire early. And the fight the fire movement is essentially the goal of planning for financial independence. So you have the option to retire early or at any time you would like to.    [00:03:48] Yeah. Yeah. It sits exactly what we're talking about today. And, you know, some people get to it kind of thrown off by the R E on that term, you know.    [00:03:58] So people some people like just the they don't like to retire early. Sometimes they retire term gives kind of a negative connotation or you're just gonna be, you know, sitting on the beach and sipping mai tais, which isn't necessarily the case for most people who reach financial independence. But either way, it's exactly, exactly what we're talking about today.    [00:04:18] And I've been known to take some liberties with the army of fire. You know, it could be a financial independence. Retiring is excellent. You know, any any of that kind of thing. Real estate. You know, I take liberties. What it actually does mean the retire early.    [00:04:33] So you know what? Where do you want to start? You know, we're we get really deep dove into it. You want to cover some of the history. Maybe the basic principles of it.    [00:04:43] Well, you know, so let's just expand a little bit more on on fire. So there's a couple of different terms that it can be referred to on a pretty regular basis.    [00:04:51] So fire is probably one of the most common ones which you already defined as that financial independence. Retire early fi or F5, financial independence, financial freedom, the hundred percenters, which is basically means 100 percent of your expenses is covered by passive income. But essentially all these things mean that saying that all mean that you can hundred ten, 11 percent cover your living expenses is with the income that is coming in off your passive portfolio, a passive investments, whatever. Maybe whether it's real estate, whether it's stocks, bonds, whatever your investments is. They all mean the same thing that you made such a cover, your living expenses and your main expenses for life.    [00:05:33] And I'm actually in this position right now with my passive income portfolio, with being able to cover all my expenses.    [00:05:41] I could retire right now and and not lose any ground in my financial livelihood. I guess you could say and this is very freeing. It gives you options. And that's one of the things that people seek is freedom, freedom, freedom. And the FI gives you that freedom. And when we actually in the last few episodes, we've been talking a lot about the financial retirement number, and the number is in an age which we defined in one of the last episodes. It's just a number of how much how many dollars you need to have monthly coming in. So you don't have to work that eight to five or nine to five full time grind the rat race, if you will.    [00:06:24] Yeah. And there you're probably the prime example of why that already doesn't necessarily always apply. So you got that fi- and it's almost like financial independence work optional.    [00:06:33] You're still working. But tomorrow you don't have to. Like that's kind of the options that this gives you. You know, it's kind of like I said, I think a handful of times on this, you know, this this show, I got a you know, a nine-to-five today that they currently enjoy. And I get to do some on energy. And, you know, I'm not one of those people that hates their job day in and day out. Right. But, you know, in five years, I don't know what's going to happen in five years. I think I use this exact term before, you know, my boss could come to me tomorrow and say, you're scrubbing toilets for the next week. You know, obviously in I.T. this could happen, but they could. And I you know, not being at financial independence, what do I do? I guess Guptill is right because I'm dependent on that paycheck right now. So financial independence work optional. You don't have to retire. You don't have to stop working. You don't have to go sit on the beach. But it gives you options. You know, I'm talking to one of these young guys at one of these investment events. The handful of months ago. And he kind of said the same thing is like, I love my job. So why do I care about financial independence?    [00:07:34] Don't care about, you know, that whole movement. It's like, man, things change real quick. And, you know, I think we're in a position right now currently in our current situation that we got going on here, mid 20s, Tony, where a lot of people would be better off. Have they had some, you know, passive income coming in?    [00:07:51] Yeah. Yeah. And you bring up a good point where we are with my my financial independence is it is work optional. And part of the reason, you know, people are saying, why?    [00:08:02] Why should I care about financial independence? I enjoy my 9 to 5. Well, financial independence. What that allows you to do it. It allows you to build wealth twice as fast, because if you've got dual income, you've got the the portfolio income, which is equal to or higher than what your regular paycheck is. And then you got that weekly paycheck coming in. You can actually get to, well, wealthy. You're rich even faster if you take that money and use it is as in investments or however you choose to use it. We choose real estate. But if you have that financial independence. No. On top of your regular income, that's just it's brings a lot of a lot of wealth to bear at your situation.    [00:08:49] So, yeah, it it's it's just a numbers game and it's just taken the numbers and extrapolating. I know, you know, I used to always hear, you know, one of the best things to do was, you know, you know, if you're married, you get two incomes. You should save 100 percent of one person's income and just live off the other one.    [00:09:04] Well, in essence, if you are five or if you build up a portfolio of, you know, whether it be rentals or whether it be stocks or bonds, that provides you enough pass, it could provide, you know, passive income to live on. Well, essentially, you have two incomes. You're just one hundred cent investing one and then you're living off the other. So it's almost doing the same thing, but better because you're building this investment portfolio.    [00:09:26] Yeah. Yeah. And like you said, if if my boss came to me today and said you've got a you've got to clean those toilets, I have the option of saying I really decided I didn't want to do that today.    [00:09:37] Yeah, that's. We'll get to that in the basic principles of fi. That's what we like to lovingly referred to as F-U money.    [00:09:44] F-U money, the toilet principle. And I'm still reeling over you quoting your own term, that thewall Wauchula theWall Financial. Linda Pence's financial independence work optional.    [00:09:56] I like Eminem. Yeah. His trademark that themwho coined to fuel this is a new thewall movement. There's some other other variations of FYE that I want to touch on real quick.    [00:10:08] And that's fact fire and lehne fire. And essentially these are just the, you know, lean fire is you have enough passive income coming in to cover your basic basic basic living expenses. So you can eat. You can. You could. Your mortgage, but you're not living the life you want to. It's not like you're going oh, it's not like you're traveling. You're not living the life even that you're living. Right now, you would have to make some significant cutbacks. But you wouldn't make it right. So that's lean fire. That fire is kind of the opposite. That where it's, you know, you have more than enough to do it. You know, I wouldn't say extravagantly, but you can travel. You can, you know, live above your means that you're even doing now. I'm completely on your passive income. So I moved in last year living large. Right. So I thought fire.    [00:10:53] Fire. I like it. That's that's the way to be. Get enough of that passive income. And there's not really much you you don't necessarily have to live large way. You could if the if the mood struck you.    [00:11:05] Yeah. Exactly. There's a kid. You can take trips or travel or you know, do whatever you wherever you may be. But you're not you're not living like pinching pennies.    [00:11:14] Right.    [00:11:14] So these are as you see with the pictures of the Lamborghinis and the private jets out there, they're definitely fat firing that straight away.    [00:11:21] And it's straight wealth, man. That's that's wealthy for sure. But yeah.    [00:11:26] So we actually move on or you want to dove in and anything else on those, you know, the FatFighters, when I think I think a lot of people are trying to get to the lean fire is when you first achieve financial independence, you have lean fire.    [00:11:40] You don't necessarily have to retire. But you can. And just get by. But like you said, that fat fires, what dual income that I'm working towards right now is.    [00:11:50] Yeah. Yes. But I'll give you a I guess I'll give you an example right now. So, you know, if you're somebody who on a regular day to day basis is living off about, say, let's say six grand a month and you take a look at all your expenses and you realize you can cut out, you know, you can cut your grocery bill, you cut gas down if you know, if you had to.    [00:12:08] And then you could you could live at, say, forty two hundred bucks a month. Your lean fire would be forty two hundred bucks a month. I mean, you could live. You could pay your bills. You wouldn't be you know, you wouldn't be going hungry, yoga, losing your house or going bankrupt.    [00:12:20] So it's very nice in that same example. You know, let's say 10 grand a month. Is that advice? You know, it's well, but beyond that, you know, that six grand that you're accustomed to, you can splurge a little bit on travel alert. You know, what have you per month and you're good to go there.    [00:12:37] And the fat fire, my goal, just so everybody knows, is that taken that month or two off and just just traveling for an entire couple months, you know, that's serious.    [00:12:47] Well, my hope is that fires.    [00:12:50] But we got to go. We've got to get a handful of these people. Oh, there's so many people that take these many retirements that I've listened to where, you know, that worked for three or five years.    [00:12:59] And they'll take six months out because they can because it built this this this machine. And that is their portfolio that can that can, you know, sustain them for more than six months.    [00:13:11] But they'll just do that as a mini retirement so they don't wait until they're, you know, fifty or fifty five years old. And you only need to wait till you're fully, you know, that fire. You can just do it. If you have a if you union fire and you have a little bit of an essay that you're comfortable with it, you take them in your retirement and MBNA.    [00:13:27] Yeah. And one of the terms and I think it was Jack Bosch on his episode said, was that forever cash? You know, it's an excellent concept. I love that forever cash flow out, you know. So you want to jump into the history and file. But where did the word that term get coined?    [00:13:45] Yeah. And we weren't willing to spend too much time here, man. But it did start better. It is known to have started right around in the mid 80s by a couple, Vicki, Robin and Joe Domínguez. They wrote a book.    [00:13:57] They wrote a book, not a bike, pirates' and bikes, but they wrote a book called Your Money Your Life. And the core concepts of this book is that most people go through life unknowingly trading their time for money. So essentially, you guys, everybody, most of the people here, they show up at a job every day and you spend eight, nine, 10 hours at that job and you're essentially trading now or you realize for certain things in your life. Basically, it's a trade off, right?    [00:14:24] Yeah. Yeah. And that's I mean, a lot of people when they and this is how I run my finances, you actually think to yourself when when you're looking to splurge on something or you're trying to decide whether something is in need or want.    [00:14:38] I generally calculate how much time I would have to spend to make the money to pay for that.    [00:14:45] So which is it? That's a great thing to do, man, because when you look at it like that, when you kind of put that that on its head as far as well that 400 at our and that's easy.    [00:14:54] I can I can handle that. I can make those payments. But when you kind of put that on its head and say, well, how many hours your life are you trading for that hour payment, well, then it kind of becomes real. There's a little bit more personal. And I wrote an example here and see if I can get it straight. This is a week or so ago. But so if you think about that 400 car payment, which is not I mean, that's pretty average for people these days, I'd say maybe that's even a little bit on the low end. But 400 bucks a month is your car. If been making bread around the national average of $50000 a year, you know, after taxes, you always gotta come. You know, factory taxes, because when you think about it, you make 50 grand a year. Sure. But you are paying in taxes and all that money. And then when you are buying something like this car, you're also paying taxes on it. So how much you truly walking away with? So let's say after taxes, you are going to forty three hundred bucks a year. So a 40 hour work week say that you work out of 40 hour work week, you're averaging 20 bucks an hour or twenty dollars and 70 cents an hour you're walking away with. It would take you 19 hours. Nineteen point three hours a month to trade for that car. So essentially, you think you work Monday, Tuesday and half of Wednesday and the first week of every month. That is your time that you traded for that car. And when you think about it like that, especially when you start thinking about, you know, this mortgage payment of two, three, four, five thousand dollars a month, you're trading how many hours or weeks or days year your life for that essentially every month. And when it adds up, you want to make sure that you're trading your time for things that actually mattered and helps put things in perspective a little bit.    [00:16:29] It does. It does. In one of the things I kind of throw a little bit of a subjective part of that as well. You know, I look at it like, do I buy a car that gives me nineteen point three, two hours worth of enjoyment for that?    [00:16:43] Because it's it's a input output kind of thing. So I'm putting my nineteen point three, two hours. But if I get 50 hours worth of enjoyment on my will, say like a Corbat or whatever I decided to buy, it becomes worth it. But if if you're buying, you know, I don't know what kind of little tiny, you know, card doesn't go very fast and you get maybe an hour and a half of enjoyment. And it's just for getting you back and forth to work. Then, you know, it might not be a tradeoff, but you definitely do need a car.    [00:17:16] So, yeah. But so you bring up a good point that in the whole I think the whole reasoning behind looking at it like this is it's looking at what am I spending money on? And does it truly bring value to be it like I am not a frugal person. So that's why I went at a time when we talk about budgeting, when we talk about debt. Like I see those cars. I'm like, yeah, I want that. So, like, I have to look at that and say, does that. Is that worth trading my time for it? And some of it does splurging on those nice things. It's worth it to me. And some of it isn't. And that's that's why looking at it and taking a true look at your expenses and you're spending. I was able to cut a bunch of expenses just by, you know, in hindsight thinking of how much value I got out of those expenses and shift those into the things that I actually got value. I think that's the power I find that really makes you look at where's your money going and does it align with your values and what you find beneficial and you like you enjoy, you know, getting time and spending time on those things that you spend your money on.    [00:18:17] And I think this is a good time for the credit score. KING To jump on a different side note, you know that that example you had would cost you nineteen point three, two hours a month.    [00:18:28] Imagine if you had like a four hundred credit score that could number could easily jump to 30 hours or 30 hours a month and you're paying more for your credit. So, you know, the higher your credit score, the lower the amount of hours that you have to cover purchases. So, yeah.    [00:18:46] And you know what I like about the credit score. And you know that I don't like the credit score very much. But I do like the credit score.    [00:18:52] The fact that you can you can maintain and you can you can get a good credit score without spending a lot of money. Like I always feel people and you know, you've heard my complaints about the credit score that I don't think it's a very good indication of how financial savvy you charge because you're able to borrow a bunch of money and pay it back. And that doesn't mean you're good with your money, but you can do it without spending money. And you can you can build that up without going and racking it into debt. Like like we talked about, you can get a credit card and you can put your you know, if you're smart about it, you can just put your next year and your money that you would have spent anyways on that card to get those points into build up that credit and not go into more debt than you weren't expecting to. Yeah.    [00:19:35] And that's definitely another benefit. So but it looks like you have listed a few few different resources to help people deal with FI. I mean, the first one you've got listed here is the Mr. Money Mustache Blog 2011 net. Yeah. Yeah.    [00:19:51] So we went we went a little off track of the history. You know, it started with Vicki Robin and Joe Dominguez with that book, Your Money, Your Life. And then it really exploded. 2011/2012 with with the blog that you you mentioned, Mr. Money Mustache. It's a lot of people's kind of first foray into, you know, financial independence or what it might actually mean to, you know, go this unconventional route and be able to retire early. So there's an article that was one of his most famous one that's called The Shockingly Simple Math Behind Early Retirement, which we linked to here and we can link to in the show notes. It breaks down in a unbelievably easy way to understand how you can retire at 30, at 35, at 40 if you truly want to. It kind of breaks down that it is just a numbers game and makes it super easy for people to comprehend.    [00:20:45] Retirement just. Well, math problem. And yeah, you know, math and realize it tells you exactly what you need how to get there.    [00:20:53] And once you get there, the numbers work out. It's it's glorious. People lie.    [00:20:58] Numbers don't lie.    [00:21:01] That's how it goes. So, yeah.    [00:21:03] If you guys haven't heard Mr. Money Mustache, you know, he bragged he was one of the really the pioneers of bringing, you know, the financial independence, financial freedom fighter or whatever the heck you want to call it to a little bit more of a mainstream with his blog. And then there's a handful of other ones that choose F choose F, I guess, which is phenomenal podcasts. They also got a book I A Blueprint to Financial Independence. Remember correctly. And then the bigger pockets, money, podcasts. All of these are really the core players in the financial independence education sector. I would say, you know, out there and have done a ton of bringing all these principles and these concepts to the mainstream.    [00:21:44] Yeah. And the nice thing about all these blogs and podcasts is they basically put a put a term and a face on what I was already doing.    [00:21:54] It took me 15 years to get to the point where I was financially secure and and had my credit score and everything fixed. And I started listening to these guys. I'm like, you know, why are you do that? And I didn't realize there was a rule to cover it.    [00:22:08] This is what, you know, you'll be even before where obviously this guy really popular in 2011, 2012 started to take off. You know, obviously there are people doing it and practicing this. But I think what you know, what that goes to say is there are still ways that you can even improve even further. There's not a lot of these are just minor, minor tweaks that over the long run really, really, really make a difference to these different like tax strategies that these different savings tactics and things like air investment strategies that really they seem I knew in the in the in the real time here, but, you know, expand that over a five or seven or eight year investing term. And the numbers show how much of a difference this can make. And it is really tactical ways about going about your finances.    [00:22:59] And once you start getting getting a handle on everything, it generally falls into place. You have to you have to get this stuff set the the basics before you can run, you know, when and where you can run.    [00:23:12] Yeah, 100 percent.    [00:23:13] And there is there's almost these different levels of as you kind of dove down into the financial independence rabbit hole, there's these different levels of, I guess, educate educators and a levels of education. So if you think about, you know, Dave Ramsey is one that I know a lot of people mention in is a is one that I started out with. You know, I started out listening to it. You know, it kind of led me to the next one, the next one to the next one. And Dave Ramsey, you'll see a lot of people in the financial independence community, starting with Dave Ramsey. He's got super good principles. He teaches a lot of the basic money concepts. But when you look at it, some of it is just too black-And-White. Like he's got this like, you know, you hate debt. Right. Like, he just absolutely can can't stand debt and says you shouldn't buy real estate unless unless you can buy a cash, which I mean, and leverage is one of the amazing tools of real estate and amazing tools and investments if done right. So I think you'll find people start with like the Dave Ramsey or some of the other basics and then graduate once they learn those. They kind of. They graduate to some other concepts of different educators and the financial independence world.    [00:24:25] Now, I see Dave Ramsey as being the person that gives you a healthy respect for the power that the negative aspects of debt. And then once you learn to have a healthy respect for debt and you use it wisely, then a debt can be a huge tool in your tool belt.    [00:24:41] Yeah. And let's be honest, like you think about like you listen to the Dave Ramsey podcast and you listen to the people that call in. You know, he's got these millionaires that call in and it'll work.    [00:24:51] If you want to. And believe me, I was on this train at first. You know, when I when I started listening to this and when I started getting into this movement, you know, worked twenty five years and spend your super frugal and don't spend a lot of money and save as much as you can into mutual funds. And in twenty five years, you'll be a millionaire.    [00:25:09] That will work. One hundred percent that will work. The problem is, I don't want to do it in twenty five years. I don't want to do it in like five years. So there are others tactics and other strategies for it. You know, those goals. So it all comes back to that. So it's a it's a good start. But then I think people kind of graduate from there.    [00:25:27] Yeah. Twenty five years is a very long time to get to be a millionaire. Bye bye. Yeah. Scrimping and saving pennies and things.    [00:25:35] Yeah. And it's like I don't want to pinch pennies or twenty five years.    [00:25:38] I just want to do the same page with that, Mike. You know, it's a lot of things I don't want to work for sixty five years. For ten years of fun before. That it has a way.    [00:25:48] So that's why we're here trying to help as many people as we can to get that. Get the heck. Yeah. 25 year millionaire do it.    [00:25:56] I mean, there's studies. I mean, obviously. So a lot of the financial independence blogs, podcasts, things like that. It all depends on your savings rate, which we'll talk about in a little bit here. But there are case studies, people doing it in two or three years as case studies of people doing it in nine or 10 years. I think on average, people can get to this five point anywhere from five to 10 years, depending on how much you make, depending on your savings rate and really depending on how crazy are about it. You know, some people don't mind being super, super frugal and cutting back down to the bare bone and saving, you know, 60 percent, 70 percent or 80 percent of income. Other people, you know, totally cool will do 20, 30 percent and just add a couple years under, you know, the time it take you to get there. And either approach is fine. It's just kind of what fits you type thing.    [00:26:43] I tell everybody, you took me forty nine years to get to financial independence. It was forty seven years of trial and error. And I wasn't doing that correctly.    [00:26:53] Yeah.    [00:26:53] And so if you can take that and if you can use some of that education that's out there, you know, just so much education out there, you might go to cut down that learning curve more.    [00:27:04] Yeah. I'm hoping to condense my forty seven years of trial and error and help these folks in in listening to the podcast do it in a couple years, so.    [00:27:12] Oh, my gosh. Yeah. Man, you. Yeah. I can't even tell you how many resources are out there, podcasts and books. And, you know, obviously that's that can be an issue, too, because it's almost overwhelming how much stuff is out there.    [00:27:25] And it's just it's like it's just like the health industry and some of the stuff contradict each other. Some of the you know, this this guru says X and Scooter says Y. And there's really no easy way to navigate that other than you've got a headache. Go out there and explore and take what works for you and discard the rest and keep keep going and figure out what works for you.    [00:27:45] So, you know, and you guys are all listening to my favorite podcast resource. So keep that up with that.    [00:27:54] The real estate marathon is my favorite resource. That's right. It's a dad joke. So a lot of people miss him.    [00:28:05] So you can jump into the basic five principles and rules of thumb.    [00:28:09] Yeah. Let's do it.    [00:28:10] So the 4 percent rule, the 4 percent rule is essentially you need a hammer. So essentially you 4 percent of your nest egg you can live on essentially forever. So if you have a million dollars, you take out 4 percent of that. That's what, $40000. Right. So you could essentially take out four percent of that million dollars. And there is a 97 percent chance, likelihood that that principle will last or that that nest egg will last forever. It's based on what the called the Trinity studies, which is this massive study of basically of what you can take out and with based on the returns in the whole other factors, the likelihood of it lasting forever, essentially. You never having it touch that principle. So based on that, the four percent rule, it's kind of been this rule of thumb being, you know, once you reach that's that 4 percent rule, you're essentially for. So my expenses are $40000 a year or, you know, adjusted for taxes. Then you're a little over a million dollars nest egg. If I'm doing stocks or bonds or whatever that it's that stock portfolio, then that would be your number.    [00:29:22] Yeah. And as everybody knows, it's one of the one of the fears of people that they're they're going to outlive their money. And that's not a good retirement. If you end up having enough money to cover five years and you live, you know, twenty five years of retirement, you're you're broke in five years. Then what do you do?    [00:29:40] Yeah. Right. Yep. The other way to do it is just take your expenses that you need. So if you need $40000 a year to live. Times it by twenty five. It's the same thing, but it's just like anything. It's a rule of thumb. So it does not. You know, there are there are more conservative folks out there who might who would say it's probably more like three and a half percent and would also say that it largely depends on what happens in the market. The first handful of years, if you were Tirina, because you you know, if you're a tired day one and you start drying on your portfolio in the market immediately takes a dove, say 20 percent, I don't know. Like it just didn't stop 25 percent, then that way you can't take that 4 percent off that original balance. You have to then adjust for what the principle is. Sorry. What's your your total portfolio is and take 4 percent off that new. Right. Right. So in sequence return risk essentially is what they refer to. That is what it is a good rule of thumb, at least while you're traveling on the road to fi and as you're trying to. The goal to shoot for is that 4 percent rule.    [00:30:49] Yep, yep. And then the next thing you've got there is the savings rate. Now, that's the amount of savings that you need to retire. Financial independence, is that what that means?    [00:31:00] No, it's it's essentially. What percentage of your income are you saving today? So if you're making said one hundred thousand dollars a year and you're saving ten thousand dollars a year, whether it be to invest in stocks or to invest in real estate, you know, your savings rate is 10 percent.    [00:31:17] We've talked on the show a few times where we think, you know, in normal in a society, you hear about somebody saving 10 percent of their income and they get that boy.    [00:31:26] And everybody is super pumped in the firewall world. You know, it's more like 40 or 50 percent. It is usually the average. People are saving upwards of 40, 50, 60, sometimes 70, 80 percent of their income just in investing that tire on it that they're saving and then just living on that 10 or 20 or 30 percent of their income. You know, that's a little bit extreme depending on how much money you make. But I think 50 percent is kind of that that nice balance, at least in my my perspective.    [00:31:55] To get to from a savings rate on the savings rate, like you said, if you can save 50 percent.    [00:32:00] That's where for me personally with the portfolio, that's where my portfolio comes in because I make as much in my portfolios as my wife and I do working full time. So we we live off of our full time income and then basically save 50 percent of our income, which is the portfolio income. We put that right in the savings. So that's going to help effectively get us to being millionaire status a lot sooner.    [00:32:25] So you're essentially saving a 100 percent and you're able to 100 percent of your working income. You were able to save because of that, because of that rental income that you had coming in.    [00:32:36] Yeah. And then once we get to a level where we can invest even more into another expanding their portfolio, another duplex or try to flekser multifamily, then that just keeps increasing the amount. So at some point we're going to be saving 200 percent of our of our income.    [00:32:54] Yeah. Yeah, exactly. And definitely powerful, powerful, powerful thing.    [00:32:59] Now, what's this next item on their mind? Inefficiencies in taxes, spending and investments wasn't necessarily like a rule of thumb.    [00:33:07] This is more of a kind of a general guiding principle.    [00:33:10] You know, when you get into it, like I said with earlier, with the Dave Ramsey is the world has got really super good basic basic financial literacy. Right. That's the foundation. And then financial the five principles, the fire principles typically are a level up from that.    [00:33:29] And they they a lot of times all kinds of shit like that on those minor, minor efficiency's that really make a big difference in the end. A lot of my around taxes.    [00:33:39] So how can you max out your tax tax deferred savings, things like your phone fallen case, things like HSA or MAX, maximize tax benefits, do things like real estate.    [00:33:51] And then on the I guess on the withdrawal, you know, maximizing your tax burden by doing things like Rothenberg's and Ladders. You make it backdoor Roth contributions and things like that.    [00:34:03] Now, these are kind of more advanced financial principles that you can look into and get details on, but it really comes down to expanding or making those those improvements on the margins. So, you know, you got your basics and then fight typically goes above and beyond. And it makes those minor adjustments, like you said, seem minor, but make a huge difference in the this category.    [00:34:28] Here is it reminds me of the saying that somebody I heard a long time ago and I don't remember where I heard it's from.    [00:34:34] Are we going to I'm probably gonna busher. It might have been Robert Kiyosaki and rich dad. Poor dad. But he said it's not about how much money you make, it's about how much money you keep. Yeah, and that actually plays right into the efficiency's in tax. And his taxes and spending because you you actually if you can reduce your spending and reduce your tax burden, you're going to be able to keep more of your money regardless of how much money you make. You can use that to get to be millionaire status or even, you know, even if you're just shooting for fi doesn't necessarily have to be millionaire status. But you know that personally is what I'm shooting for.    [00:35:08] Yeah. I mean, when you eat it makes it so, so worth it to dove into this and figure out how you can how you can truly make get the most bang for your buck. You know, somebody wants that. And again, it's kind of the same thing you just said as a quote there somewhere. I can't remember who said as I apologize, I'm not giving credit.    [00:35:25] But there's one line in the tax code that says you have to pay taxes on all your income. And then there's like thirty thousand lines in the tax code that gives you loopholes to not pay taxes on your income. So, you know, you say what you will about the wealth, the avoiding taxes, but they use the tax code to their benefit.    [00:35:43] You know, if you could do the same. Should so figure out where you can save or where you can reduce your tax burden. Get yourself educated so you can you can get your goals a lot faster and keep more of your money that you make.    [00:35:57] Yeah. Yeah, that's and that's actually a very powerful thing. Thirty thousand versus 1. So. Yeah, and how but when.    [00:36:03] And that's only one thing that says you got to pay out pay taxes.    [00:36:07] Every other line in the tax code is loopholes on how to not pay taxes. So why the heck once you take advantage of that as a real estate man, as you and I know the tax the tax benefits from owning real estate. Q Huge, huge. You know, there's there's doctors and lawyers who dumped some money into real estate, you know, not even caring about the performance just because it can completely simply wipe out a lot of their tax liability and all the income limit.    [00:36:33] So, yeah. And if you it's hard to tax season, you're now investing in real estate, right?    [00:36:40] Yeah. I don't look forward to tax season because of the paperwork, but I do. I'm with you.    [00:36:44] I'm a numbers guy. I'll sit there all day and add my wealth.    [00:36:48] That's probably a whole another whole topic around. Don't wait until last minute to do your tax paperwork, your expenses for your business and stuff like like I sometimes might have said that 48 hour I called the 48 hour tax marathon that you don't really know of.    [00:37:05] All right. Now, I'm curious, this one I I've heard the term before, but I've never really delved too far into it. What exactly are you meaning by stealth wealth, stealth wealth, mail.    [00:37:16] This is a millionaire next door and this is it. This is those people who can essentially buy your Tesla with cash if they wanted to. But don't they choose? Not that they choose to drive a five or six year old Camry or Kearl or whatever, you know, whatever your car choices. But the point is, is that they could spend a ton of money. And they're very, very wealthy, but they don't because they spend money on what they value and because they they've been able to get their wealth by not spending things on flashy things that don't make sense. So the stealth wealth community is one that that is they're they're interesting bunch, but essentially they're bunch of millionaires. You don't look like millionaires. They look like your average person who looks like your average working class person.    [00:38:00] So these are the folks that you see every now and then.    [00:38:03] You read an article about it where people say they were surprised that they were able to leave a 10 million dollar endowment fund to their college. Right. You know, they passed away. They left all this money and everybody's like they were just normal people. They cut coupons and they did, you know, they did whatever they had to do. And nobody knew that they were millionaires.    [00:38:22] Yeah. Yep, exactly. And I got to I mean, I got a I won't say I'm might with this camp, like I completely understand and respect the selfless community in a. Who's the guy who is a millionaire next door. Can't remember the name of that book. Yeah. Cameron. It's because I'm. I know I like my Teslas. I like my flashy stuff. But no, it's it's totally it's definitely a movement out there in a community out there that is very proud of what they do and the more power to them.    [00:38:53] And I clearly like my camper and my Corvette that I'm looking to try and have fun. Let me buy.    [00:39:00] Yeah, but it's the spending money on what makes it what makes you happy. It will make sense for you.    [00:39:05] Yeah. Well, and I was telling somebody that I'm trying to talk my way for.    [00:39:09] No, let me get a Corvette. Nice. We were playing a chess game of this, trying to get this Corvette out of the dealership and you'd be surprised if you start beating your wife in a chess game of getting the Corvette dealership, how quickly it turns into hardball playing hardball.    [00:39:25] So it was a firm. No, after that. So what you got to do, man, you just need to buy a pickup, one more property and half your tenants pay for your Corvette. One of the that thing and like five, six, seven hundred bucks a month, all you gotta do is find a couple of properties, a cash flow that ammo and go right there.    [00:39:42] I actually already I already started with that argument, had the properties all picked out and everything so nice to the network. But that's that my friend is is that is a principle.    [00:39:55] It wasn't a key Sakhi thing was that we're okay. So essentially have your your assets paid for your liabilities. Huge. Huge. Basic principle of investing. Right. So if you base if you want that Corvette, don't go work your 9 to 5 and use your your after tax dollars to buy that Corvette. And B car poor essentially. Right. Go buy an asset that pays you that amount of money and then that funds your fund, that buys your Corvette. You know what happens when that Corvette is paid off in five years? Your assets still paying you money and you still have that.    [00:40:33] So you go from having a Corvette bought for you to get in the race. Exactly. Or something else. Gomez, I got something else in mind. Let's say your assets paid for your liabilities when I had never. Have a lack of imagination. So I think of it. You. And the next term, they're the next principal, the F-U money. It's my fast favorite f you money, financial university money.    [00:41:00] That's why they say using your son. No, we won't. Because we we check that little box that says we're, you know, a clean, family friendly episode for our right as listeners. We want one explain this one too much and do so. But this is kind of the point before Lehne Fi that you have if enough money where if that boss comes in and says, look, you scrubbing toilets for the next six months because a sorry, that doesn't work for me. What a it changes the game. It changes the perspective that you can.    [00:41:28] You're in a position of power.    [00:41:29] You know, there's so many people who have written about this and about how they've enabled to, you know, after they got into this step, may have had the courage to go negotiate with their employer for a better work life balance or for more money for a better position, because just worried about where the employer says yesterday. Because you have that money that you can say, well, you know, that doesn't work for me. I respectfully decline and see you later because you have that money, whether it's six to eight to nine months expenses or, you know, the exact dollar amount is all personal. But it's whatever that that amount of money that you feel comfortable living off of for space with, you don't have a job.    [00:42:07] Yeah. I call this the forget your money because you get you and your money. Because when I leave work, I'm going to forget all about you because I can afford to live a mile.    [00:42:18] This is the type of money in the situations that we are in right now.    [00:42:22] Like I said, we're recording this March, April 20, when you get this little thing called COBRA 19 going on right now. And it's causing a lot of anxiety with people like we've talked about before, a lot of people don't have that for on their books that that stat that they say, you know, most Americans can't take a $400 expense without diving into credit or, you know, dip in it, you know, borrowing the money. What happens right now when hundreds and hundreds of millions of people are getting laid off from their job are now uncertain? You know, this isn't necessarily the F you money, but that same type of money that concept comes in where, you know, if you lose your job, can you survive for six, eight months with expenses? You have that rainy day fund built up. And I think, you know, I hope, you know, people who don't use this as an opportunity to realize how important it is and how much much stress that could take off. Yeah.    [00:43:16] Yeah. And it's times like this when I'm I'm glad we're able to save one hundred percent of our income through the portfolio, because that's just. Money will fall back on. So I can sit here and talk to you with the podcast without worrying. Yeah.    [00:43:32] Yeah. It's. That's that's a rare situation to be in.    [00:43:36] And I found I think it's a it's it's a good one man and I think this hopefully will well implore people to start looking at their finances and start looking at some alternative options, you know, saving the 10 percent. We'll get you there in 30 years, probably.    [00:43:52] But, you know, you really got to make some more aggressive moves in order to to get there any sooner. Really? To to put yourself in a better spot.    [00:44:01] Yeah. Well, next is the burning question that I have for you, Mike. How do you cheat, achieve my financial independence? How do you go about doing that?    [00:44:10] Well, this is kind of a loaded question, because it's it's it's a little tongue in cheek because it's kind of like, how do you be successful? There's a, I don't know, a million different ways that you could you could chuck an answer out for that. There's probably gonna be new ways invented every day and height, yet there is kind of the same thing as five, but the basics of fi are the same, which I think we've covered a couple times on this on this show in various episodes. Here's what you spend, you know, whatever you spend, and then here's what you make, whatever you makes it take, whatever you make, minus what you spend. And the point is, Tate, that needs to be as big as a number as possible and wisely invest the difference. So if I make $5000 a month and I spend $3000 a month, I get two thousand dollars surplus that I can invest in wisely with over a long period of time. The point is, the fastest way to achieve high is widening that gap, lowering those expenses, increasing that income, whichever you want to focus on, both want to focus on one either way, widening that gap and then wisely investing that difference over time consistently. So maybe you get A's and you go up to seven grand a month and maybe cut your expenses back a little bit more. But on twenty five months, it's just widening that gap and being smart with the difference.    [00:45:31] Yeah. And it's it's not rocket science. It's just a math problem. Yeah. You want to get there? The solution would be the biggest number you can and it's a subtraction problem.    [00:45:41] So you want the left side of it to be as big as possible. And the. Right side of it to be as little as possible.    [00:45:47] Yeah. And you know, it's comes down to it's not not sexy. There's a thousand different ways to do it. I mean, you could literally do that and just throw it in stocks that, you know, index funds, whatever you may.    [00:45:57] And you'll get there, you know, in the past. And the more you save the bad, you'll get there. You could put it in real estate and you can, in some people's opinion, get there faster. Like like what we think. But it's just making that that gap as big as possible and then investing in that that the difference. Wisely and then taking advantage of the margins or taking advantage of your tax.    [00:46:18] You're you're more strategic tax. Either ways to go about reducing your tax burden in reducing your fees on your at your best friend strategy and things like that. It's a bunch of different ways that you can you can kind of optimize at the margins, as I say, with with some of those more those higher rate, not higher those more advanced strategies.    [00:46:43] Yeah. Your your tax strategy planning is something that you really need to look at probably before you need it.    [00:46:53] I mean, you should start planning way early because if you get to tax season and you think to yourself, I could've used another three or four, ten thousand dollars and deductions all, it's too late at that point because every first or last years when you should have been planning that unless you're a corporation, then you may have may go a different calendar year.    [00:47:14] But for the most part, for you privately, the thirty first of December is the last time we get a chance to do it short of maybe investing in an I.R.A. and that's a..    [00:47:24] And even if you do it, it you know, even if you do it at the very end of the year, there's so much there's not as much as you can do.    [00:47:30] You want it like going to you with a really good tax strategists who will say, you know, throughout the year hear the different things, they should do it. Here's the investments you should do to reduce your tax burden. I guess taxes, I think there's a really daunting, early, intimidated people. And I know that I felt that same way when I started looking into it. But really, it's really amazing how you can use some of these strategies to reduce the taxes that you pay to you in the end.    [00:47:56] In the end of this, you know, especially some of these tax advantaged accounts that you can invest through. It's just it's really remarkable once you start diving into it.    [00:48:05] So as it is and I know investors that use their their portfolios to pay for every aspect of their life and a lot of it legally can be written off. You know, it's just the tax the tax advantages, real estate are just limitless.    [00:48:24] Yeah.    [00:48:24] And even if, you know, in real estate, you still want to be smart about your taxes and you still want to figure out, you know, what can you invest in that reduces your taxable income? What are different ways that you reduce your taxable income? So you're you're keeping most your money now.    [00:48:39] Now, if I want to learn more than then, just as a podcast, what do you think we should do? I notice you got a list of some books here.    [00:48:48] Do it. Yeah. And there is no shortage of them. And I I didn't even know.    [00:48:52] I almost didn't want to make the list because I mean, you're inevitably going to leave some of the big hitters and the key ones off. But I think it give us it makes sense to to the people at least some place to start if they want to dig in more. So, I mean, we've got a bunch on the list now. We've got Rich Dad poured out of it by Robert Kiyosaki, which I think is I mean, bar none. It is one of the biggest ones that always gets brought up. When you talk to people about, you know, what changed your mind would change your life, your financial trajectory.    [00:49:21] And a lot of people refer back to the rich dad for that book from Robert Kiyosaki.    [00:49:25] And that changed my life when I read it, because it makes you look at a different way, your finances. What exactly an asset is.    [00:49:34] He's defines assets a lot differently than we've been taught through school and through our parents. And it's definitely worth a read. And I've noticed like I bought twenty five thirty copies of Rich and Poor that they were they were on sale going on and I'll hand it out to people one. And the funny thing is I say it either resonates with you and you go and buy every one of his books and read read voraciously or you just don't get. You just don't like it or doesn't. Does that strike a chord with you? So, I mean, it's it's 50 50. You know, you can either be something that's going to change your life or you just go, what's the what's the all the hype about?    [00:50:13] And I think more often than not, people are all right. It's definitely on the former of those two because it's time and, you know, it's time tested. It's one of the most popular personal finance books ever written. When was it written? Early 90s. Maybe it's been off for lying is a long time and it's always been at the top of the list for personal finance. So it's definitely a time tested bestseller for sure. And then, you know, I'm going to skip around a little bit. Maybe a little maybe a little bit of a out there statement, but I think the rich and poor that of our generation is the book by Scott Trenchcoats set for your set for life.    [00:50:55] And this is one tenth of what you mentioned on buying 30 copies and given it out. I think this people need to buy these for any graduating senior from high school. Anybody graduate college? Any any young adult could benefit massively by the principles that are taught in this book. Set for life by a trash.    [00:51:17] Yeah, yeah, definitely. You know, your money or your life. Vicki, Robin and Joe, you you basically touched on that and started the fire more.    [00:51:26] My back in the 90s are back in the 80s, actually. So that was that was pre, you know, the kind of computer stuff we got going on now. Pre technology, man. No, everybody checks and everything back then.    [00:51:41] Yeah. Back in the ghetto there's the good old days.    [00:51:43] The good old days. You know we were riding around in horse and buggy easier, you know, the wagon trains.    [00:51:51] But you know and J.L. Collins with the simple path to wealth. And one of my personal favorites is The Honeybee by Jake Stand's Piano and Geno Barbaro. We yeah. Podcast episode with those guys on that. And it just touched on basically how to create the multiple streams of income, which is so powerful in the world today.    [00:52:13] Yeah. You know, I love this one because it breaks down these principles in such the easy way, easy to understand way. So it's that's the honeybee. Baiji extends the unknown. You know, Barbara, we didn't like you said, we didn't interview with a handful of episodes back. Memorable what episode number that was. Twenty, twenty, episode 20. About creating multiple streams of income. Yeah. Easy, easy. Read another one that should definitely be handed out set to anybody who is interested in learning more about this. Definitely be a life changer. So yeah.    [00:52:45] And then we've got some some blogs and some podcasts.    [00:52:49] Yeah. Yeah. We'll just run down the list is what is we're getting kind along here. But from a podcast perspective, you know, choose f I mean those guys do a phenomenal job of going over.    [00:53:00] I mean they're on a couple hundred episodes now, but you can go back all the way to the beginnings and listen to a lot of the basics around financial independence and kind of follow along with their journey. Mad faintest. This guy is, if you like, numbers. This is the dude to talk to. Here he writes some of these articles. It's a little bit harder to follow. I would say. But it is numbers, numbers, numbers. He is a guy who's reading these thirty thousand lines, the tax code, figuring out how to best take advantage of it. And it gives these case studies of how he's done a lot of the things he's talked about. So Mad Scientist is a good podcast and blog to talk about as well. Bigger pockets, money, I guess, is another good one. And then Dave Ramsey, MINIFY podcast. It's got a lot of really, really good basic financial literacy.    [00:53:47] Yeah. You know, I started reading the tax code, too. I think I'm on line five or seven, something like that. You get a little bit of it. Yeah. Well we take it in fits and spurts. So they go on the blogs. Mr. Money Mustache.    [00:54:05] I follow his blog, The Financial Samurai. Those. Yeah. Yeah. That's a great one. I love that one. And the physician on fire. That's. Yup. You know, they're all great blogs. They give you a ton of information. So you should check those out.    [00:54:20] And this is just a starting point. Like I said, it was I was debating on whether or not we'd make a list here because, you know, this so many people in the space right now.    [00:54:27] So many people in this area that inevitably leave some of the really, really good ones out. But, you know, you're linked to you jump from one to the other to the other to the other other end by timing. I mean, we are one that you've never heard of before. But Scott, you know, they all got good information out there now.    [00:54:45] Yeah. And the last thing we got there is our Wi-Fi. Mike, that's what motivates you and I.    [00:54:53] Yeah. I think this is important.    [00:54:55] Not necessarily that anybody cares about our Wi-Fi, but it's important to have Wi-Fi in it. It's kind of fun to say, but like, why do you want financial independence? Why do you want freedom? What do you do in it for a nine? If you if you have that, then these some of these concepts, these things that you had to sacrifice, because let's be honest, it be a lot easier. Just go rack up credit card debt and go, you know, go, you know, live the life you want. Go travel and go party and buy the fancy cars when you can't afford it versus waiting, you know, a handful years till you can. But see, if you're making similar sacrifices now, it's it's easier to do so if you have a Y.    [00:55:38] Yeah. Yeah. And like you said, there are options and freedom. That's one of the big ones.    [00:55:44] Seems to be a running theme options, man. It's literally all about options, like when his options ever been a bad thing.    [00:55:52] Never. Never.    [00:55:53] You know, it's, you know, no idea what's what's going to happen in five to seven or eight years or even two years. So like you options and you can kind of control more of it.    [00:56:04] I do know one instance where option too many options are a bad thing. Let's hear it. Starbucks. I mean, I love Starbucks, but come on. You know that. Let's go back to decaf and regular.    [00:56:17] No, man, I like my fancy coffee mcare. But coffee, though, you know, being from Minnesota. That's kind of my my my thing there. But you know, Amanda. Yeah. We posted a while back on Instagram.    [00:56:30] And we're like, what's your Wi-Fi? And, you know, I originally because it was what I was doing at the time, as you know, because books and a/c and the deck was, you know, shouldn't just be for Saturday ability to do that. You know, any day that week. Right. Is we want to spend more time with you. You know, the people in you know, the things that you love to do. So, yeah, you know, I never was.    [00:56:52] Well, I mean, that's that short of doing the call to action. You know, I got the cool down.    [00:56:58] You want to do kind of a quick recap and I do.    [00:57:03] Let's see if we can if we can recap this. We covered a lot. I think we're we're a little over an hour, you know, some outlets yourself.    [00:57:09] Arsalan, final good byes today. I literally cannot wrap it up with my options. Options are good.    [00:57:21] Let's call that action that way. Issue we get the Wi-Fi like figure out what's your Wi-Fi has made sure that.    [00:57:26] Yeah, it's well understood and well documented. Why you're traveling down this path. That is a little bit unconventional. It might might be a little bit more difficult in your in your daily life than your average life.    [00:57:41] And I think you should write it down and put it like on your bathroom mirror or some place you're gonna see it every single day. And remind yourself what you're working so hard.    [00:57:48] George, techie Asian apps to keep that front center. Now, so while that's everything I got, all I got in my moments, I wrap her up. Thank you, guys. We've seen another episode of the Real Estate Marathon podcast and we'll see you next time. Take care, guys.    [00:58:07] Thanks for listening to the Real Estate Marathon podcast. If you found value in any of the content from this show, consider supporting us in the following ways. Subscribe to the Real Estate Marathon podcast. Leave a rating and review. Continue the conversation with like minded individuals on social media by heading over to the real estate marathon podcast Facebook Group or follow us on Instagram and Twitter at Real Estate Marathon podcast. 

Two guys who are bad at blood bowl, podcasts, have weird accents and love beer. This week in part 1 of 2, Blood Bowl newbie Jamie is back with James and the Flings to discuss their world cup shenanigans, plans for upcoming events along with all the general pub-like banter you've come to expect. Music by Audionautix.com, Incomptech.com and FreeSFX.com except for 'Re-cite it, you scum' (00:41:40 - 0:45:05) which is by Chas Palmer-Williams, taken from the album 'American smile British Teeth' and is used with the express permission of the artist. All skits were written and performed by M. Armitage (myself), and were Dynamic Mike Recordings Productions hence no were permissions required. The music beds used are all royalty free and are written by/available from Audionautix.com, Incomptech.com and FreeSFX.com. Sound effects are available from www.freeSFX.co.uk www.zapsplat.com, various free sound effects packs from Youtube (mainly the packs uploaded by users 'Mchapelle' and 'GFX Sounds') and Freesound.org.

In the latest ARK of E Pod, my brother (Gavin) & I (Noah) discuss what's on everyone's mind, the Top 5 Virus / Outbreak Movies. We wrap-up HBO's The Outsider, I offer a few mini reviews for the latest from Affleck, Dupieux, and The Party Crasher himself, respectively; Gav plays 3 Songs or Less with some Split Ends, and finally reveals his Top 20 Favorite Albums of the 2010s (STAY TUNED for PART 2 of My Episode w/ Sunshine Mayfield, Coming Soon) Enjoy... Music Credits : Intro ("10 d E A T h b R E a s T ⚄ ⚄ (Extended Version)" by Bon Iver) 3 Songs or Less Segment (Split Ends) Outro ("Pain" by The War On Drugs) Send Feedback : thearkofe@gmail.com Listen to EXCLUSIVE Episodes Series & Bonus Content : www.patreon.com/thearkofe Shop Our New Merch Store : https://www.redbubble.com/people/thearkofe?ref=artist_title_name OR use the Link at the top of Our Homepage : www.thearkofe.com Follow more from The Ark of E Network : On Instagram @thearkofenetwork , Twitter @thearkofe , Facebook : The Ark of E

Für die heutige Folge haben wir uns mal so richtig ins Zeug gelegt. Wir waren nämlich neugierig wie das ganze so begann ... also nicht nur das Dampfen... sondern bereits weit weit davor .... Zur Vorbereitung durchstöberten wir das Internet nach Quellen, Daten und Fakten. Ihr seid herzlich eingeladen zu unserer Reise zurück zu dem Ursprung des Rauchens und dessen (R)E-volution. Zwar hauen wir heute mit so einigen Fakten und Zahlen um uns, aber keine Sorge ... es wird kurzweilig, ganz im DampfDuo-Stil. ;) Viel Spaß dabei und vielen Dank fürs reinhören. *zu folgendem Hinweis sind wir gesetzlich verpflichtet: Besprochene und gezeigte Produkte dienen als redaktioneller Beitrag und spiegeln unsere eigene Meinung wieder. Keine Werbung im Sinne der Verkaufsförderung. Dampfen erst ab 18.

On The Literary Life podcast today, we join our hosts Angelina Stanford, Cindy Rollins and Thomas Banks to discuss Act 3 of The Winter's Tale by Williams Shakespeare. Before jumping into Shakespeare, though, our hosts are excited to announce a new online conference coming on March 13-14, 2020. Our theme will be Re-enchanting the World: The Legacy of the Inklings. Our keynote speaker is Inklings scholar, Joseph Pearce. Go to Angelina and Thomas' new website HouseofHumaneLetters.com for all the info and to register. After catching us up on the plot, Angelina asks Thomas to explain a little about the Oracles and Apollo and how they relate to this play. He also talks about the parallel between this play and the historical events surrounding Henry VIII and Anne Boleyn. Our hosts also bring out the importance of a legitimate heir to the throne in a monarchy. The idea of the consequence of an out of control imagination continue to be crucial in this act. They also talk about the sudden change in Leontes’ feelings and his repentance at the end of Act 3. Angelina points out that the structure of the play tells us that all this death and grief is not the climax of the story. Cindy brings up the Russian feel present in A Winter’s Tale. Thomas explores the characters of the shepherds and rustics in Shakespeare’s plays. They discuss the fairy elements as well as the gospel elements of the baby and the gold being found by the shepherds. Commonplace Quotes: “I think it was The Times Literary Supplement–and it had left me depressed. What struck me so forcibly, and not for the first time, was that a new book on any subject-history, philosophy, science, religion, or what have you–is always dealt with by a specialist in that subject. This may be fairest from the author’s point of view, but it conveys a disagreeable impression of watertight compartments… It wasn’t that people can think at once confidently and oppositely about almost anything that matters-though that, too, can sometimes be a sobering reflection. It wasn’t that they disagreed. I wished they did. What was biting me was the fact that these minds never met at all.” Owen Barfield Our Ford himself did a great deal to shift the emphasis from truth and beauty to comfort and happiness. Mass production demanded the shift. Universal happiness keeps the wheels steadily turning; truth and beauty can't. Aldous Huxley A professor is someone who talks in someone else’s sleep. W. H. Auden The Winter’s Tale Show Schedule: February 18: Act IV February 25: Act V March: Live Q&A for Patreon Fellows Paradise by George Herbert I BLESSE thee, Lord, because I G R O W Among thy trees, which in a R O W To thee both fruit and order O W. What open force, or hidden C H A R M Can blast my fruit, or bring me H A R M While the inclosure is thine A R M? Inclose me still for fear I S T A R T. Be to me rather sharp and T A R T, Than let me want thy hand and A R T. When thou dost greater judgements S P A R E, And with thy knife but prune and P A R E, Ev’n fruitful trees more fruitfull A R E. Such sharpness shows the sweetest F R E N D: Such cuttings rather heal than R E N D: And such beginnings touch their E N D. Book List: (Amazon Affiliate Links) Further Up and Further In by Joseph Pearce Tolkien: Man and Myth by Joseph Pearce The Discarded Image by C. S. Lewis Worlds Apart by Owen Barfield The Two Cultures by C. P. Snow Brave New World by Aldous Huxley Wolf Hall Series by Hillary Mantel Silas Marner by George Eliot Support The Literary Life: Become a patron of The Literary Life podcast as part of the “Friends and Fellows Community” on Patreon, and get some amazing bonus content! Thanks for your support! Connect with Us: You can find Angelina and Thomas at HouseofHumaneLetters.com, on Instagram @angelinastanford, and on Facebook at https://www.facebook.com/ANGStanford/ Find Cindy at https://cindyrollins.net, on Instagram @cindyordoamoris and on Facebook at https://www.facebook.com/cindyrollins.net/. Check out Cindy’s own Patreon page also! Follow The Literary Life on Instagram, and jump into our private Facebook group, The Literary Life Discussion Group, and let’s get the book talk going! http://bit.ly/literarylifeFB

Two guys who are bad at blood bowl, podcasts, have weird accents and love beer. This week Blood Bowl newbie Jamie joins the Flings to discuss Thrud Bowl, the Games Workshop Halfling team and to compete against Alan in our regular Blood bowl quiz Music by Audionautix.com, Incomptech.com and FreeSFX.com except for 'Re-cite it, you scum' (00:05:55 - 0:09:20) & 'It's all part of the bereavement dividend' (1:27.12 - 1:30:48) which are by Chas Palmer-Williams, taken from the album 'American smile British Teeth' and are used with the express permission of the artist. All skits were written and performed by M. Armitage (myself), and were Dynamic Mike Recordings Productions hence no were permissions required. The music beds used are all royalty free and are written by/available from Audionautix.com, Incomptech.com and FreeSFX.com. Sound effects are available from www.freeSFX.co.uk www.zapsplat.com, various free sound effects packs from Youtube (mainly the packs uploaded by 'Mchapelle') and Freesound.org.

Hey guys, Join me today as I sit down with Branden Himler. He works with Nexxa, I company that is helping R/E brokers create a life of freedom. When I asked what he offers, this is what he said; "I recruit loan officers to the fastest growing / best mortgage brokerage in the company." If you're in the R/E market, you NEED to check out Branden and what he's up to! If you're currently a loan officer, you REALLY NEED to connect with him! Want to be featured on Big Marv's Network? Shoot me a message @marvatnight and tell me about your mission! One Love, Big Marv

La colombiana Katherina Bach, abogada e ilustradora de reconocidos y premiados cuentos infantiles, fue entrevistada por Juan Lozano en su programa Mujeres de Ataque. Bach habló sobre los proyectos que preside desde hace varios años en pro de la niñez con la 'Generación RE', pensada para que los niños cambien su visión del planeta.

Una de las artistas más influyentes de su generación, Mariana Castillo Deball, nacida en México y radicada en Berlín, inaugurará su primera exposición australiana, 'Re-playing Life's Tape', en el Monash University Museum of Art (MUMA), del 5 de octubre al 7 de diciembre de 2019. - Una de las artistas más influyentes de su generación, Mariana Castillo Deball, nacida en México y radicada en Berlín, inaugurará su primera exposición australiana, 'Re-playing Life's Tape', en el Monash University Museum of Art (MUMA), del 5 de octubre al 7 de diciembre de 2019.

Lars Bos, beter bekend als Snelle, is een rapper. Begin deze maand begon hij zijn eigen platenlabel 'Lieve Jongens' en haalde hij platina binnen met zijn nieuwe singel 'Reünie'. Met die laatste single vertelt Snelle over hoe hij vroeger werd gepest, iets waar hij deze week extra aandacht voor probeert te vragen door zich in te zetten voor De Week Tegen Pesten. -- Tijdscodes: 00:17:00 Vincent vertelt hoe Snelle was tijdens zijn tijd op de HBA 00:31:00 Waarom woonde Snelle in Amersfoort? 00:40:00 Snelle over waarom hij geen drugs durft te gebruiken 00:55:00 Het nieuwe label van Snelle 01:10:00 Waarom is porno kijken slecht voor je? 01:32:00 Premium vliegen vs. met skeere vliegtuigmaatschappijen 01:49:00 Wat verwacht Snelle van zijn track met Marco Borsato? Wilde Haren de Podcast  Instagram: https://www.instagram.com/wildeharendepodcast Twitter: https://twitter.com/wildeharendepc Facebook: https://www.facebook.com/wildeharendepodcast Vincent ‘Jiggy Djé’ Patty Instagram: https://www.instagram.com/jiggydje/ Twitter: https://twitter.com/JiggyDje SUPPORT WILDE HAREN DE PODCAST VIA PETJE.AF https://petje.af/wildeharen

This week's Torah Portion entitled 'Re'eh' is a rough sketch of the inner workings of the Kingdom of God: no idolatry-proper foods-the keeping of Torah-giving of Tithes--As we prepare to possess the Land of Promise.

Traverse City West tennis captain Joe Klein joins The Get Around to discuss the Titans' big victory over rival Traverse City Central — the first win over the Trojans in more than a decade. James and Jake break down their biggest takeaways from their football camp tour. Debate broke out on Twitter regarding the R-E's decision to name Kingsley its School of the Year. The guys respond to the haters. Joe Klein joins the show AthTweet of the Week: Pit Spitters coach Caleb Lang with some solid humor Trifecta: James, Brett and Jake are splitting the legs of an Ironman. Who is doing what and how long will each stage take?

Two guys who are bad at blood bowl, podcasts, have weird accents and love beer. This week it's just the Flings, kicking back for some good old Bloodbowl related chat. Music by Audionautix.com and FreeSFX.com except for 'Re-cite it, you scum' (00:24:49 - 00:28:16 - 1:21:00) 'They call me -A- bomb' (00:46:12 - 00:49:49), & 'It's all part of the bereavement dividend' (1:09:37 - 1:13:56) which are by Chas Palmer-Williams, taken from the album 'American smile British Teeth' and are used with the express permission of the artist. Sound effects are available from FreeSFX.com, various free sound effects packs from Youtube (majoritively the packs uploaded by 'Mchapelle') and Freesound.org

Two guys who are bad at blood bowl, podcasts, have weird accents and love beer. This week the Flings are joined by guests Johnny 'J-Bone' Bull & David 'Pug' Mason. Warning Explicit language and content (Even more so than usual) Music by Audionautix.com and FreeSFX.com except for 'Absolutely some Regrets' (55:02 - 58.34) 'Re-cite it, you scum' (1:17:33 - 1:21:00) 'They call me -A- bomb' (1:36:00 - 1:39:30), & 'It's all part of the bereavement dividend' (1:45:27 - 1:48:27)which are by Chas Palmer-Williams, taken from the album 'American smile British Teeth' and are used with the express permission of the artist. Sound effects are available from FreeSFX.com, the free sound effects packs on Youtube uploaded by 'Mchapelle' and Freesound.org

Two guys who are bad at blood bowl, podcasts, have weird accents and love beer. This week the Flings are joined by guests Dan & Laurie. Music by Audionautix.com except for 'They call me -A- bomb' (31:20 - 35:35), 'Re-cite it, you scum' (1:03:43 - 1:07:21) & 'It's all part of the bereavement dividend' (1:13:28 - 1:16:33)which are by Chas Palmer-Williams, taken from the album 'American smile British Teeth' and are used with the express permission of the artist. Sound effects are available from FreeSFX.com, the free sound effects packs on Youtube uploaded by 'Mchapelle' and Freesound.org

What's up Shot Fans! Join us this week as we are joined by guest Co-host, Tareka Beasley, who is here drop some insightful HR knowledge for us all. Also, Nevada takes a bold step in banning employers from refusing to hire someone for failing a drug test. And some may wonder if this Pose star had taken some drugs after attacking a man in the New York Streets for having his 'Re-elect Trump Sign.' And we hope you are ready to be down with the artist of the week, Brandy! All this and more on another great episode of #TakeAShotToThis podcast.

Two guys who are bad at blood bowl, podcasts, have weird accents and love beer. This week Pug pays us another visit to talk about Fling Nation show, and Drew's back for his second episode, much to Mike's dismay. Music by Audionautix.com, Incomptech.com and FreeSFX.com except for 'Re-cite it, you scum' (00:45:45 - 0:49:14) & 'It's all part of the bereavement dividend' (1:23.53 - 1:28:15) which are by Chas Palmer-Williams, taken from the album 'American smile British Teeth' and are used with the express permission of the artist. 'Read the rules Alan' Choral part and 'What if Pug had two Heads' intro/outro were written and performed by M. Armitage (myself), and were Dynamic Mike Recordings Productions hence no were permissions required. Sound effects are available from FreeSFX.com, various free sound effects packs from Youtube (majoritively the packs uploaded by 'Mchapelle') and Freesound.org.

THIS IS AN INTRO TO MY OLD PODCAST! It's now been renamed to 'As You Think with Gabie Rudyte!' So... Gabie... What is this podcast? What will it be about? What can we expect? I answer all these questions in Episode 1 of 'Re-defining Success' podcast! Woohoo! I'm very excited to be doing this; I'd like to this of this as like a little passion project! Expressing my thoughts, bring value to you (hopefully!!) and starting this discussion going. How do we sustain happiness? How can we feel successful every day, no matter our achievements or things we have/don't have? Thank you for tuning in!! www.instagram.com/instagabie www.youtube.com/itsgabie www.gabierudyte.com --- Send in a voice message: https://anchor.fm/asyouthink/message

Two guys who are bad at blood bowl, podcasts, have weird accents and love beer. This week it's James's first full show and we welcome our good friend Drew to the festive party. Music by Audionautix.com, Incomptech.com and FreeSFX.com except for 'Re-cite it, you scum' (1:00:10 - 1:02:18) & 'It's all part of the bereavement dividend' (1:23.38 - 1:25:48) which are by Chas Palmer-Williams, taken from the album 'American smile British Teeth' and are used with the express permission of the artist. Also used was Family Christmas by AShamaluevMusic Music Link: https://youtu.be/gm3puQtwXcg Sound effects are available from FreeSFX.com, various free sound effects packs from Youtube (majoritively the packs uploaded by 'Mchapelle') and Freesound.org.

How can what we know about attachment and the power of our emotions, create deeper intimacy and resolve conflicts with your partner? In today’s episode you’re going to learn about a particular kind of conversation that you can have with your partner that can change everything. This week, our guest is Sue Johnson, author of  Hold Me Tight: Seven Conversations for a Lifetime of Love, and the founding director of the International Centre for Excellence in Emotionally Focused Therapy. In Hold Me Tight, Dr. Johnson shares her groundbreaking and remarkably successful program for creating stronger, more secure relationships and she’s going to share some of her wisdom on that topic with you today. As always, I’m looking forward to your thoughts on this episode and what revelations and questions it creates for you. Please join us in the Relationship Alive Community on Facebook to chat about it! Also, please check out our first three episodes with Sue Johnson – Episode 100: Attraction – How to Sustain It and How to Revive It – with John Gottman and Sue Johnson, Episode 82: How Safety Leads to Better Sex – Sue Johnson, and Episode 27: Breaking Free from Your Patterns of Conflict with Sue Johnson. Sponsors: Along with our amazing listener supporters (you know who you are - thank you!), this week's episode is being sponsored an amazing company with a special offer for you. Our first sponsor today is Audible. Audible has the largest selection of audiobooks on the planet and now, with Audible Originals, the selection has gotten even better with custom content made for members. As a special offer, Audible wants to give you a free 30 day trial and 1 free audiobook. Go to Audible.com/relationship or text RELATIONSHIP to 500500 to get started. Our second sponsor is one of my wife Chloe’s favorite online clothing retailers, ModCloth. With the year wrapping up, it’s time to put a bow on 2018 and...think about new outfits, and the new you! Whether you’re still craving cozy sweaters or you’re ready to start stocking up for spring, ModCloth is your go-to. To get 15 percent off your purchase of $100 or more, go to modcloth.com and enter code ALIVE at checkout. This offer is valid for one time use only and expires on March 3rd, 2019. Resources: Check out Sue Johnson's Hold Me Tight Online course Visit Sue Johnson’s website to learn more about her work. Pick up your copy of Sue Johnson’s book, Hold Me Tight: Seven Conversations for a Lifetime of Love. FREE Relationship Communication Secrets Guide - perfect help for handling conflict and shifting the codependent patterns in your relationship Guide to Understanding Your Needs (and Your Partner's Needs) in Your Relationship (ALSO FREE) Visit www.neilsattin.com/sue3 to download the transcript, or text “PASSION” to 33444 and follow the instructions to download the transcript to this episode with Julie Henderson. Amazing intro/outro music graciously provided courtesy of: The Railsplitters - Check them Out Transcript: Neil Sattin: Hello and welcome, to another episode of Relationship Alive. This is your host, Neil Sattin. We've spoken a lot on this show about attachment, and the way that attachment influences how we operate in our lives and in our relationships. And I wanted to bring back one of the masters of showing us how to use what we know about attachment in relationship to the show, to talk about her new online program, and also to answer some questions from you, because we had some people in the Facebook group chime in with questions for this illustrious guest, who has been with us several times before. Her name is Sue Johnson. You probably know her as the creator of Emotionally Focused Couples Therapy or EFT, which is how we'll refer to it in this episode. She was here in Episode 27, talking about how to break free from patterns of conflict. She was here in Episode 82, talking about how creating safety in your relationship leads to better sex. And we had the double hitter in Episode 100, with her and John Gotman, both talking about how to sustain and revive attraction in your relationship. Neil Sattin: Today, we're going to focus on Hold Me Tight, which is one of Sue's breakthrough books that explains how couples can take this journey, these several conversations that they can have, that lead them into deeper intimacy both in terms of understanding themselves in relationship, also how to work through conflict, forgiveness, sex, you name it, it's there in the book. And this has all been rolled out recently in an online program called Hold Me Tight Online, we're going to talk more about that. Sue also has a book coming out right around the beginning of 2019, on attachment theory in practice. And this is using emotionally focused therapy with individuals and families as well as couples. So, we may touch on that a little bit, and hopefully we'll also get to have Sue back to chat when that book comes out. Neil Sattin: I think that's enough from me. In the meantime, if you want to download a transcript of this episode, please visit neilsattin.com/sue3, so that's S-U-E, and then the number three. Or as always, you can text the word Passion to the number 33444 and follow the instructions to get the transcript for this episode and our other episodes. Neil Sattin: Also, if you are interested in the online program that Sue is going to be talking about, you can visit neilsattin.com/holdmetight, and that will take you to a page where you can find out more about Sue Johnson's Hold me Tight Online program. Sue, thank you so much for sitting through that long introduction and it's such a pleasure to have you here again with us on Relationship Alive. Sue Johnson: Oh, it's always nice to be with you. Neil Sattin: Well, we have a lot to talk about today, and we'll do our best to be succinct. And I also want to encourage you listening that we're not going to go over all the finer points of what we've already talked about, those other episodes are there for you to listen to. But Sue, maybe we could start by just talking about what is emotionally focused therapy, what makes it unique from other ways that people might be used to working with therapists or understanding themselves. Sue Johnson: Emotionally Focused Therapy, as the title suggests, it basically works from the premise that the most powerful thing in a relationship is the emotional music that's playing. The emotional music is what structures a relationship, it's what organizes a relationship, defines, leads the partners to dance in a particular way with each other. So it's sort of dedicated to the idea that, if you want to understand relationships, and if you want to shape your relationship intentionally, whether to repair it or whether to just simply keep it strong, it's very important to understand the emotion that's going on when you dance with your partner. It's important to be able to deal with that emotion in a way that pulls your partner towards you. It's important to understand the impact you have on your partner. So EFT, really has focused on making emotion the couple's and the therapist's friend, and shown therapists and couples how to understand that emotion, how to deal positively with emotion, and how to use emotion to feel more connected with your partner. Sue Johnson: And I think the fact that we know how to use emotion, and we honor emotion in our work with couples, is one of the reasons why... The other special thing about EFT, is that we have a fantastic amount of research on outcome. We have over 20 studies, positive outcome studies, which makes us unique in the field of couple therapy. We're the gold standard of research in couples therapy. We do not have a problem with relapse in our research, which is pretty amazing, really. It always surprises me every time we do a study and we find no evidence of relapse, because all the sort of elephant in the room in couples therapy is that even if you can create change with a couple, you see them in a month's time or in six months time and they've kind of relapsed, they've gone back to being distressed. And that's not the case in our therapy. Sue Johnson: It's unique in that it's based on research, in terms of intervention. We've been doing this for 35 years now. It's unique in the way it deals with the most potent thing in the room, which is emotion. But in the end, the real thing that I think makes EFT different is that it's not based on somebody's idea about what love is or what relationships are all about. It's based on hundreds and hundreds of studies of adult bonding. It's based on a science of love. And so we have a map to what matters in relationships, what goes wrong, and exactly what you have to do to put it right. And that means that the EFT therapist is on target. We expect to create change, we expect our partners to grow, we expect our couples relationships to look not only a little happier, but more secure and be more stable at the end of therapy. Sue Johnson: Obviously I'm biased here, because I'm talking about my own work. I'm talking about 35 years of research and clinical work. But the truth is that we're the only approach to couple and family therapy that's based on a real science of relationships, and that science is attachment and bonding. And I think also, because of that science, in this model... The model suggests that together we're much more powerful than we are individually, and it values and honors connection between people. And so EFT practitioners and ICEEFT, the International Center for Excellence in EFT, which is our not-for-profit organization; basically, the headquarters are here in Canada. We've created communities all over the world. I think we have about 66 right now, affiliated with us to support therapists and health professionals to learn EFT, to get together and support each other, to help each other grow, to help therapists in those communities contribute to relationship education. Sue Johnson: We believe in creating community and I think that's something special about EFT. We do that wherever we go. The latest community that looks like it's going to take off is in Iran. Neil Sattin: Wow. Sue Johnson: And that's fascinating. Because of course, attachment science is about who we are as human beings. Attachment science applies to all of us, regardless of tribe, religion, political persuasion, race, gender. Attachment science, basically, is based on biology, and it tells us who we are as human beings, what our most basic needs are. So that's a bit of a mouthful, but that's what's special about EFT. [laughter] Neil Sattin: Right. Sue, I asked you for the short version. Come on. Sue Johnson: I'm sorry, I'm sorry. [chuckle] Sue Johnson: Okay, well, that's very hard, Neil. You know how passionate I am about what I do and how successful we are, so how can I... I'm sorry, that's the shortest I can manage, okay? Neil Sattin: No, that's great. And one thing that I really appreciate about the experience that you offer couples who are going through EFT, is that it literally does bring them along on an experience that allows them to feel each other in a different way. To feel each other's emotions in a different context, and to have that experience of getting through situations that are really tender, or challenging, or triggering and get to the other side in a way that is really constructive for their relationship and for their bonding. Sue Johnson: Yes. And we're talking about therapy here, but I know that later in the program we're going to talk about Hold Me Tight. Neil Sattin: Yes. Sue Johnson: The Hold Me Tight educational program is based on my book Hold Me Tight. And I put that relational program together. There's groups all over the countries, and all these communities run by therapists, or even people who aren't therapists. Pastors, anyone can actually buy the program and run the group, a Hold Me Tight group. And what always blows my mind when I go and do one of these groups, I think the biggest one I've ever done was with 100 couples at a time in San Francisco. And what always blows my mind is, people come up to you in the groups... Usually I do them over a weekend. And they go through the conversations that we teach them in the book. And people come up to you and they say things like, "Well, we just came cause we were curious. We don't even have any real huge issues in our relationship. And I thought that our relationship was pretty good, but this group experience has taken our relationship into places I never even knew existed." Sue Johnson: I just had one of these beautiful ones last week. This person sent me an email: "We didn't even know that we could have this kind of closeness and this kind of emotional connection. And we feel like it's changed how we'll be with each other in the future, so thank you." And I think what they're talking about is the profound, profound effect of being able to help people move into profound, bonding, conversations. They are the conversations... This is biologically prepared, powerful, experience. These are the conversations that our nervous system is wired to resonate to. These are the conversations that our brain says, "Yes, this is safe, and this is close, and this is what I want and need. This is what gives me the ability to stand up in the world and be strong." And people resonate with them. They are powerful, powerful experiences. And that's why we don't get relapse. Because you're brain... If you know how to have these bonding conversations, you remember them. They're not just something you put aside and say, "Oh, that was interesting but I don't think about it anymore." Sue Johnson: Your whole nervous system zings with the memory of them. And once you've had these experiences, your brain wants you to go back there. So bonding experiences are... We remember them all our lives. We remember the moments when we were vulnerable and our father turned and held us and said something to us. We remember that all our lives, we hold on to it. We go back to it when we're unhappy and sad. We go back to it with a thrill of joy. These experiences are core to what we need as human beings. So when you help people move into them in therapy or in an educational group, or even online together in the privacy of their own home, there's something very profound about that, and truly growth producing for individuals and for couples about that. And attachment science has shown us how to get there, how to... If we really understand who we are as human beings, of course we can craft powerful, transformative, experiences. Right? And that's the thing that keeps me passionate about this work. I think it keeps... EFT is passionate in general. Neil Sattin: And I want to take our listeners on this journey, a little bit, today. We'll give them a taste of this kind of experience. But before we do, I'm curious about how do you get when someone isn't along for the ride? [chuckle] Neil Sattin: And this is often the case in a couple, right? Where one person hears Sue Johnson on Relationship Alive and says, "We gotta find an EFT therapist, or we gotta buy this book Hold Me Tight." Or whatever it is, right? And the other person is maybe just like, "Yeah, I don't buy that therapy stuff." Or, "Sounds really like unhealthy co-dependence." When people come at it with their negative bias about it, or maybe they're just stonewalling and they're shut down to the influence of their partner at this stage in their relationship. How do you help enlist the partner in actually wanting, or hopefully, inviting them to participate in something like this? Sue Johnson: Oh, well that happens quite a lot. Even when people come for therapy sometimes, they're kind of being dragged there. Neil Sattin: Right. Sue Johnson: You can tell they're waiting... They're in the room with their teeth gritted, and they're... [chuckle] They're just wanting to wait for you to stop talking so they can explain how they've got to leave now, that's how you feel. What we do in EFT is what we always do. We start where people are. It's an incredible mistake from an EFT point of view to start telling people to be different. You just become dangerous when you do that, and they'll protect themselves against you. So, we start where we are. And I can give... For an example, I just did a session with an an Inuit couple, and we started with the fact that to sit and talk to somebody like me is definitely not part of Inuit male culture. And we talked about the fact that from his point of view the very best way of dealing with any problem was to go hunting. [chuckle] Neil Sattin: Yeah. Sue Johnson: And I talked about that with him. I didn't explain therapy. That's the wrong channel. He's not interested in getting information from me, he's not even interested in it. So we talked about hunting, and we talked about what that did for him, and how when he hunted he felt competent. And he was out in a bitter environment but he was somehow in charge. And we talked about how strange it was for him to even think about sitting and talking about his emotions with someone like me, or reading the Hold Me Tight book. And as I joined with him, and listened to him, and had him teach me about how he dealt with his emotions, engaged other people, dealt with his needs for closeness, how he dealt with his vulnerability, which is... You can't get out of those things, they are universal, right? Unless you're a lizard or something, you have to be actively engaged with those three things. As we sat and talked about it he became more open. And I said, "Alright, well it sounds like your hunting has saved your life. It sounds like your hunting has really done a lot for you. And I think it's wonderful that you've been able to do that. And you're right, I can't offer you that experience. So would you like to talk to... Are you curious at all? And maybe I can help you feel some of the same kind of sure... " Sue Johnson: Cause he talked in words like "sureness" and "ground under his feet". He used these images. So I said, "Well, maybe I could help you find some of that sense of sureness and ground under your feet, when you're talking to your lady and you see that she's disappointed with you, which I'm hearing is one of the moments where you decide to go hunting." [chuckle] Sue Johnson: And I'd listen to him, he'd listen to me. He experienced me as safe. I wasn't telling him how to be. And so he said, "Yes that would be interesting." And he starts to look me in the eye and he starts to look up at me more, and he starts to... He's suddenly engaged. And we begin. We begin with what would he like to change in his relationship and what is happening to him in those moments in the relationship? We begin with his pain, we begin with the dilemmas that he would like a solution to, and we go slowly because in his culture that's the way it works. You speak slowly and you deal with things at a slow pace. I'm sorry, I'm getting interruption here, I forgot to turn off my phone it'll stop in a minute. Neil Sattin: It's okay. Sue Johnson: So we go slowly. And gradually he comes, he becomes curious. So you start where people are, you validate their uncertainty, their reluctance. If you think about it just in very human terms, the last thing you want to do if you are uncertain and vulnerable, is to go to talk to some strange professional person about that. You're worried about being shamed, you're worried about them telling you that there is something wrong with you, you're worried about what they are going to tell you about their relationship. You don't feel safe. Neil Sattin: Right. And of course what's challenging about these conversations when they happen just between partners in a relationship, is that they are so often very quickly triggering conversations. Sue Johnson: That's right. That's right. The partner hears, "Well, you don't even care enough about our relationship to go and talk to somebody about it, so that just proves what a creep you are." And people get stuck there. But what we are talking about is also another reason why I went to all the trouble to try and create the Hold Me Tight program, educational program. Because I assume that even though couple therapy is becoming a bit more normative, there are a huge number of people who would rather have their feet roasted in an oven than come to couple therapy, right? And they won't come. So I said, "Okay, then maybe they'd come to a group put on by their pastor in their church. Or, maybe they'd come to a group put on in the local hall with 10 other couples." And then it went to, "No, there's a whole bunch of people who won't come to that either." [chuckle] Beause in our culture, we hide our vulnerability or our uncertainty. And so I went, "Okay, well then there is a whole bunch of people, maybe they'd do an online program that's friendly and fun, and they do it in their own homes where they feel safe and private." So then of course that leaves us putting all the energy into creating an online. Sue Johnson: And I think what we are talking about here is the EFT commitment. Well, I'll just make it personal, my commitment. The commitment in this model, and if you are an attachment theorist, is not just to create a very good model, research it, and teach people about it. Which is big enough. We've been doing that for 35 years. The commitment is that as a psychological approach, that we have something to offer society and that we can help society learn to honor and value relationships, shape better relationships. That's what we're trying to do. So therapy, education. I think the main issue here that we're up against, where the person asked the question, is that our society, our culture, has not seen love relationships as something that are understandable, are shapeable, that you can shape, that you can learn to create, that you can nurture deliberately with intention. We don't talk about love like that. We say you fall in, you fall out. And we've basically had a very narrow mistaken view of romantic love relationships, and I think who we are as human beings. So people, they really don't see... They not only, "I'm not sure a therapist can help or a group can help." They really don't see love as something that you can craft and shape and understand. And we're trying to change that. We're trying to have an impact on that. Neil Sattin: Yeah, and I think that's one reason why we resonate, you and I, so much is that that's definitely part of my mission and Relationship Alive's mission in the world as well. To affect that transformation. Because that is definitely a big deal, that there are a lot of people who don't quite understand that you can actually adjust things in ways that are actually helpful. Sadly, I think a lot of people have this story that they know of a couple that tried therapy and it just blew up their marriage or that sort of thing. It's just one positive experience at a time, I think, and the way that that ripples out in to the world. That people get the sense of, "Oh actually we know a lot more about how to do this than we did 20 years ago." And that's why we are having this conversation. Sue Johnson: Right. And that's the message we keep trying to get out there. And you know it is so interesting, the news is always focused on bad news. That's what the news wants to report. But I always say I don't really understand, it's beyond me why at some point, it hasn't been all over the front of the New York Times, that we now have a science of romantic love, of love period. That we now understand it. We have an incredible theory and science about what it's all about, that attachment started off with looking at the bonding between mother and child, and now it's grown. In the last 15 years it's been applied to adult relationships, and it really has so much to say about who we are and what we need to thrive and survive, and how we are relational beings, and how to create good loving relationships. And surely, this is revolutionary. Surely this is at least as important as understanding DNA, I think so. Neil Sattin: It's at least page two, if not the front page. Sue Johnson: I think it's the headline. I think it is much more important than us putting all this energy into going in rockets to the stars. Why don't we learn to become powerful, bonded, connected, cooperating human beings on this planet? Maybe we wouldn't need to go to the stars. [chuckle] Neil Sattin: Yeah, I hear ya, I totally hear you there. And this makes me wonder too, because there needs... I want to befriend to that person or persons who decide what goes on the front page of the New York Times. And if I meet that person I'll put in a good word for you, Sue. Sue Johnson: For sure, okay. Neil Sattin: And I am thinking that often what brings light on a particular subject is not how amazing it is, although sometimes that is true. But often it's the controversy that accompanies it. And that makes me wonder for you, your own perspective on what I think some people do still perceive as a controversy between attachment theory in relationships and how important it is to understand the science of bonding, and differentiation, and people learning to stand on their own two feet, and taking responsibility for themselves. And the interplay of those things. Yeah. So go ahead. Sue Johnson: Well, basically I think we in psychology have a huge responsibility here. Because we didn't know enough and so we set those things up. We set up being a strong individual and acknowledging your need for others as dichotomies. We set them up like they're on opposite sides of a long line. Like they're opposites. And of course they're not. That is a mistaken way of looking at it. All the research, and I'm talking about thousands of studies now. All the research since about 1960 points to the fact that the bottomline is the more securely connected to others you are, the more sure you are of yourself, the more... If you like, the more securely connected you are, the more articulated, coherent, and positive, your sense of self is. So, you find out who you are, you differentiate with others, not from others. If you look at the differentiation literature, it almost implies that there is a point in time where you just decide to look in the mirror and define yourself and tell yourself you're great, and that you can self soothe and you can do all this for yourself. This is nonsense, this is not who we are. We never get to that point. Sue Johnson: And the only people who look in the mirror, and totally define themselves and tell themselves they're wonderful and don't need other people, we call them psychopaths. And they are not particularly known for being wonderful members of society or particularly happy. It's a mistake we made because we didn't have the big picture. We just saw a little foot of the elephant that said that our needs, if they are expressed in negative ways, can get us into trouble. Our needs for others can get us into trouble, And indeed, that's true. But that's what we saw. So in family therapy for example, we focused on issues like enmeshment. And that's so interesting because we don't do that when we work with families in EFT. We focus on how people deal with their anxiety, and we help them move into that anxiety and hold it and regulate it, and be able to express that anxiety in ways that are not cohesive to other people, and not demeaning for themselves. And ways that pull the other people close. And they grow, and the relationships grow. That's what we do and we do it all the time. Sue Johnson: We don't find enmeshment or co-dependency particularly useful concepts. We just see it that people are stuck being anxious about the safety of their relationships. And when you're anxious, you either get all upset and try to yell and scream and demand and control things, or you tend to shut down and numb out. And neither of them are useful. They don't get you what you need. I think what I'm saying is, it's a much more integrated and rounded out and complete picture of differentiation and individuation and self soothing that you get from taking the whole picture of attachment and bonding in context. It's the little child who knows the mother will come if he calls, who goes out and believes that he can run down the slide, and who manages his distress if he finds that maybe he falls off the slide. He knows that if he calls his mum will come, he's in a safe universe where he feels loved and held, and his mother has come a number of times. So he's learned that distress is manageable and that he can manage it, and that he can call for another. He's internalized that sense of safety in the world. And he will grow up with a stronger sense of self and a stronger ability to go out into the world and take risks. Sue Johnson: This isn't a theory, there's thousands of studies on this now, this isn't a theory. Securely attached people who know how to trust others and reach for others, and who believe that others will be there for them, consistently have a better self-image, they are more able to take risks, they're more able to face the world, they're more resilient. They're basically, if you like, more differentiated. So this dichotomy is a false one, and it's really about the old theories of human functioning which are kind of in boxes. We've never had the whole picture coming up against the new approach to looking at human beings, which is attachment. And it's really the conflict between the old and the new there, and there doesn't have to be a conflict at all is what I'm saying. Neil Sattin: Right. I appreciate that. That you've, I think, shown very clearly how they include each other. That one comes with the other. And as soon as you split them apart that's when they start, either one, starts to become a little dysfunctional. Sue Johnson: I think on emotional level it really isn't about that. I think on an emotional level, it's about the fact that we all know that if we need another, that introduces a level of vulnerability. And I think, and especially in our society, we don't want to talk about that vulnerability. We want to believe that we're invulnerable. And society says you're supposed to be able to soothe yourself, deal with everything, live life at 50 miles an hour, have everything. So we want to believe we're invulnerable. And what attachment really says is, "That's not the way to real strength." Real strength is to understand where you're vulnerable. Understand the essence of your vulnerability, which is also a beautiful thing in human beings. Understand their need for closeness, the way they be able to tune into others, and you're own need for closeness, and accept that vulnerability. And then know how to deal with it positively. That is really strength, not the denial of vulnerability." Neil Sattin: Yeah. And this makes me think of the Hold Me Tight conversation. Sue Johnson: Yep. Neil Sattin: And I love how in our very first conversation where we talked about changing your conflict patterns, we talked a lot about discovering your demon dialogues, and the first three conversations that are part of the overall Hold Me Tight sequence. Sue Johnson: Yes. Neil Sattin: But then I'm thinking of the fulcrum, really, of Hold Me Tight sitting in the middle. So could we talk for a moment about what is the, 'the', Hold Me Tight conversation that happens and why is that so important? Sue Johnson: Well, what happens in a Hold Me Tight conversation is you have already... If you're helping a couple create one, it doesn't matter whether you're doing it in therapy or in an educational group or in an online program. Before you ask people to go into a Hold Me Tight conversation, you have helped them create a certain safety and sense of trust in their relationship. Because you cannot do a Hold Me Tight conversation while you are vigilant for danger, waiting for a negative pattern, like some sort of... Waiting to deal with an attack from your partner, or just waiting for your partner to let you down. When you're on guard, you can't move into a Hold Me Tight conversation. So you have to have a certain sense of safety first, and we've learned to take you there in EFT, and all the various forms of EFT. But once you have that, really what a Hold Me Tight conversation does is it moves people gradually into the three elements that we know are key to a bonding conversation. Sue Johnson: What defines the safety of a bond in a relationship is how emotionally accessible, responsive, and engaged you are. A-R-E; Accessible, Responsive, and Engaged. And I always relate it to, that the key question in a lot of relationships is, "Are you there for me?" A-R-E. Are you accessible? Are you open? Are you responsive to me? Will you tune into me? Will you move towards me when I call? Am I important enough that you'll tune into me and pay attention to me? Do you care about my needs? Will you engage me? Will you come and meet me on the dance floor? Maybe struggle even if I'm struggling with me? Are you committed to really being with me in a dance, even we are caught in a negative dance? Hold Me Tight conversations really create that emotional openness, that ability to send messages to each other that evoke empathy and caring, help the other person respond, that help us see that vulnerability in our partner and respond with what they need. And help us stay engaged even when that engagement gets hard. And it's really about being able to talk about... In the end, it's a conversation about your fears. And we all have the same fears in relationships, we're all terrified of rejection and abandonment. Sue Johnson: Those things are wired in, it doesn't say... It's nothing to do with personality strength or anything, it's to do with the fact that we're bonding animals, and abandonment and rejection are danger cues to our mammalian brain. They're life threatening, literally. We're born so vulnerable, when our brain is being formed, we know how to take our next breath, that if we are totally rejected or abandoned and left, we die. We know we're at risk. And we never lose that sense. So this vulnerability is wired in, and we're all afraid of rejection and abandonment, so we have these fears. And how we deal with these fears really has a lot to do with how we end up engaging others. And then it's not... But it's not just about how we deal with our fears, it's about whether we can actually know how, or have had the experience of being able to actually pinpoint our needs for connection, comfort, support, caring. Our needs... Just to share our reality to find out how valid it is. That's such a human need. Sue Johnson: To be able to share our needs, pinpoint them, and share them in a way that our partner can hear them and pulls our partner close to us. In the end, a bonding conversation is about sharing your vulnerabilities, your fears, and your needs in a way that helps your partner respond and come close. And helps you and them become accessible, responsive, and engaged on an emotional level. And that is the essence of bonding. And powerful conversations that can change the way you see yourself, the way you see other people, the way you experience your world. Neil Sattin: So this conversation that's about talking about your fears, sharing your needs and your vulnerabilities with your partner. And I love how you... The important thing comes at the end there, which is, in a way that invites your partner closer. Sue Johnson: Yeah. Neil Sattin: And I'm wondering if you can talk a little bit about what allows that to happen versus... 'Cause I think some people might hear that and think, "Oh god, my partner's already so needy and vulnerable. They're needy all the time. So I want them to be more needy? How's that going to work?" Sue Johnson: No, it's not about being more needy. It's about being able to hold on to your emotional balance and own your needs, and then ask for them to be met. And that is very different from what most of us see as the norm in relationships. Which is, "I expect my... " For most of us it's like, "I expect my partner... If my partner loves me, my partner already knows my needs." That's a huge myth in relationships. And what we want to do is we want our partner to respond to those needs without us having to actually show that we need. Because in our society we've been taught that showing that you need is somehow shameful or not okay, or it means you're immature, or whatever it means. It means you're not an independent adult, whatever that is. So most of us don't want to show our needs, and we don't quite know how to talk about them. And so then of course we're massively surprised that the message doesn't come across to our partner. [chuckle] Sue Johnson: It's quite humbling to write these books and do all these training tapes and do all these studies, and then talk to your own partner, or your own children, your own son, and hear yourself doing exactly the same things that we all do, and that couples do. You just hear yourself rather than turning and telling your partner that you are feeling upset by something and you would like to be reassured and comforted, you hear yourself turn and get accusatory or demanding or give advice or start telling your partner they should know better, having been married to you all these years, and read Hold Me Tight a few times. [chuckle] Sue Johnson: They should know better and they should be more supportive right now. Which of course I'm asking for support in a way where I have a hammer in my hand and so my partner just looks at the hammer and backs off. We get stuck in these dances because we're not tuning into our own emotional music or our partners. We don't make it easy often for our partner to see what we really need, and then when we don't get what we need, we're not very good at keeping our emotional balance and dealing with that. We get very agitated and attack or criticize, or we shut down and numb out. And neither of those things work. It's what a good science does, is it tells you how to look at basic phenomena in the world and understand them and how they work. Sue Johnson: And attachment science tells us how we work emotionally, and how relationships work. And giving advice to your partner, telling your partner what to do, explaining to your partner that they're somehow inadequate, [laughter] that doesn't work. That might be more comfortable for us than pausing for a minute, taking a breath, getting our emotional balance and saying, "What is happening with me, why am I getting so agitated here?" Then realizing that we are off balance, we're on our back foot, and we need someone to reassure us or just calm us for a moment. And being able to slow things down... And that's a lot of it actually, that emotion is fast and sometimes it's overwhelming for us and we either numb it out or we get carried away with it. Sue Johnson: Being able to keep your balance and slow things down and say, "Oh, I'm finding that very difficult, getting this letter that is telling me that I'm maybe not going to be considered for this promotion. I was pretending it didn't matter to me but in fact I'm finding it very difficult indeed. And what I really need is to be able to tell my partner somehow I feel kind of small right now because I expected to get an interview immediately, and I expected everyone to be delighted to interview me. And I'm feeling pretty small and I just need some support and reassurance." That's not what occurs to us. We get irritable or... So there's lots of ways not to connect, unfortunately. There's lots. And we do them anyway, even when we sort of know lots of information in our prefrontal cortex, we still get stuck. Neil Sattin: Right, because that part of our brain is turned off when we're in those moments of distress. And I'm wondering, for you, especially because you so graciously pointed out that you may have moments where you don't act quite by the book, What are your... Sue Johnson: Of course. Neil Sattin: What are your best ways, what are your favorite go-tos in your relationship for regrouping when things have gone off the rails a little bit? And I'm looking for your specific ways you bring yourself back into balance, ways you take responsibility for what just happened and corral the interaction back into a more generative space? Sue Johnson: It's interesting because basically I tune into all the things I've learned in EFT, but I can't... That takes a while. So if you ask me what my fast route out of that is, I'm usually able to see the few minutes of interaction, and I'm able to see the negative pattern, that I'm not actually asking for what I need. I'm usually able to see it. I should be able to do this after watching thousands of couples and all kinds of research studies. And so I'm able to see. My vision expands, if you like, from the little tiny piece of interaction that I just had or my feeling of frustration that I'm feeling. I listen to what I just said to my partner and I'm able to hear it in a broader context or see, " Wait a minute, that doesn't work, this is not the dance I want to be in." So I somehow have to have a sense of that. That I'm somehow getting stuck in some sort of narrow place that isn't going where I want to go, which is to feel safer, sounder, more connected, reassured. Somehow I know I'm going in the wrong direction. Sue Johnson: And then one way of thinking about that I've been thinking about lately, and I've written about it in my new book that's coming out in January, which is a professional book. Is I change channel. I change channel from just coping with the emotion and somehow putting it out to my partner in a way that I'm just putting it out and I'm not actually thinking about how to really connect with him with that emotion. But I change channel. And usually what that means is, I change into listening to my emotion differently, and being able to stay with the softer feelings. And I think that's what people do in general when they can do these things. They move from somehow lecturing their partner or complaining or pointing out issues or just saying a few things and hoping their partner are going to guess. Sue Johnson: They move into being able to name their emotions and to say... Or describe them in very simple ways. Like, "I feel small," or, "I feel uncertain right now," or. "for some reason I'm feeling really uncomfortable, maybe even a bit scared, and I don't quite know why." They trust themselves enough, they trust their partner enough, that they can go into those softer feelings. And when they do, when they move into that emotional space, emotion just... It's like the picture evolves. It's like what you're scared of becomes clearer, what you need becomes clearer. And when you turn and change channel into that deeper more open emotion, you give different signals. It's just natural if you stay there. Saying to someone, "For some reason that conversation I had with that person left me feeling really, really, frazzled and uncomfortable, and even a bit scared and I don't know why." That is an invitation to empathy and connection. That's completely different from, "I've had a bad day and you're not helping. I thought you were going to cook supper. And what I hope is underneath all my bad temper, you're going to see that I really need some help and comfort. But unfortunately you don't." [chuckle] "You just see that I'm dangerous and you avoid me." Right? Neil Sattin: Right. Which is exactly what you don't need in that moment. Sue Johnson: Yeah. We are not wired to deal with our vulnerability by ourselves. We can do it if we have to, for short periods of time. But we're not wired, and it's not the most efficient and effective way of dealing with our human vulnerabilities. It's not the strongest or best way to deal with our human vulnerabilities. We're wired, we're social bonding animals. We're wired to connect with other people. We're stronger together. Neil Sattin: What I hear you saying too is that, by changing the channel, you're basically going from the channel that's all about, "I'm having this emotion and I'm expressing it on you." To the channel of, "I'm realizing that I'm having this emotion. And if I wanted to connect with my partner in this moment, and around the fact that this is how I'm feeling, how would I do that?" Which invites maybe a totally different course of action in that moment. Sue Johnson: Yeah. But I don't think it's as deliberate as you're making it sound here. Usually in the first instance, people are being reactive. They're actually coping with softer emotions by shutting down or being very... Just giving facts. Or getting angry and becoming demanding. They're actually... Those are coping devices, really. The real core emotion underneath is not spoken, and so then the partner doesn't see it and doesn't see the need that that core emotion speaks to. There's a lot of conversation about this too. There's all kinds of conversations in our field about how empathy, and how empathy is a skill and you have to teach empathy skills, you have to train for it, I'm sorry, I don't think so. Sue Johnson: Empathy is right into us, it's there. What we have to do is understand what blocks it. And the main thing that blocks it is, I can't be empathic to my partner if I'm too busy dealing with my own overwhelming emotions. If most of the glucose going to my brain is dealing with my own discomfort, fear, uncertainty, I don't have any room to tune into my partner's emotions. I don't think we teach empathy, we model empathy, I guess. In Hold Me Tight groups and in the online program, people will see models of couples interacting with empathy and connection, but in the end, it's really about what blocks it, how you put out your message that blocks your partner's natural empathy, or how you can talk to your partner in a way that evokes that empathy. People are naturally empathetic and responsive, so in the EFT we just understand the blocks. And we help people dance in a way that those blocks don't come up or to see beyond those blocks. I guess that sounds a bit abstract but I think it's clear. Neil Sattin: Yeah, and I think that's getting at the heart of the question that I asked you a few minutes ago, around how do you have the Hold Me Tight conversation? A conversation where you're able to tell your partner about your vulnerabilities and your fears and your needs, without it coming across as being a demand or being needy, that it comes out of that place of being aware of your feelings and seeking, I think you've said it a couple times now, the softer emotions that are underneath the things that are on the surface. Sue Johnson: Yes. And I think the other thing about that is, a big part of EFT is it's a lot easier to do that if you grasp those emotions, and you have the normalized and validated, and you don't see those emotions as somehow proof that you are somehow not strong enough. Or that you're somehow not mature enough or that there is something wrong with you. A lot of EFT is validating, honoring, and holding people's emotions. Walking, setting up experiences where they walk into those emotions gradually, and at the same time are safe in that experience because they are given a framework where those emotions are understood, honored, validated. And our society hasn't been very good at that. We don't teach kids in schools about their own emotions or about the impact they have on other kids, and how to have safe conversations. We don't teach that. It's insane, we teach kids trigonometry but we don't teach kids what I just said, and so that's nutty. There are thousands of couples out there in the world. Sue Johnson: I'm just going to give a talk, public talk, in a few weeks in Toronto in December, called "What Every Couple Needs To Know", at the big Museum in Toronto. And I really believe that this stuff is what every couple needs to know. There are thousands of couples out there who have no way of understanding the dances they're caught in. No way of understanding even their own needs. You say to people, "What do you need?" And they say, "I need her to stop nagging." Or, "I need the conflicts to stop." Or, "I need... " These kinds of... "I need my partner to have more communication skills." These are huge. They don't know how to really go to the core of what they need and what they want. And we have taught people to be ashamed of them. So, a big part of EFT is we help people understand their own emotional lives, their own... The terrain of emotion. And who we are as bonding animals. And when you can accept those needs, when you can accept that we're all human beings who need comfort and security, and life is so huge. We all need to put our hand out in the dark and call, "Are you there?" And have a reassuring hand come and meet ours. And when we can do that, we can deal with the dark. And that's just the human condition. Neil Sattin: That makes me think too that that must be how EFT approaches couples where one partner or another has a deeper trauma history. Sue Johnson: Absolutely, that's right. And I think EFT is particularly suited to helping traumatized couples, traumatized individuals. Well, in fact what's interesting is we're talking about Hold Me Tight educational groups, that's only been around for a while. And this is what happens in EFT. Things have sprung up. There's now a Hold Me Tight educational group called, "Hold Me Tight, Let Me Go", for teens and their parents. There's a Hold Me Tight educational group based on the Christian version of the book Hold Me Tight, which is called, "Created For Connection." Which looks at how Christian beliefs fit in with attachment science and the link between those two. There's a Hold Me Tight educational group for in medical settings, which is very interesting. The biggest one we've just done, which we've just got a huge grant for, in Canada, is the Big Heart Institute back in Ottawa has asked us to adapt the program, and I hope one day we'll adapt the online program for this, too. Adapt the program for couples we're dealing with where one person's had a heart attack, because the research says that the best predictor of whether you'll have another heart attack, is not the severity of the first heart attack or even the damage done to the heart, it's the quality of your most intimate relationship. Sue Johnson: And so the cardiologist actually read this research. [chuckle] Sue Johnson: And said, "Oh, we're a relational human beings." "Ah, relationships really impact health." "Ah, we better get this crazy lady in and she can adapt her educational program to cardiac patients." So we did that. It's called, "Healing Hearts Together", and the preliminary data on it says it's great, really works. I ran a few of those groups and they blew my mind, they were wonderful. So everybody needs to know this, and the uses of creating this knowledge about what matters in love and how love works and how to repair it and keep it, has infinite, infinite usefulness. Whether it's in therapy, in educational groups, and for sure, we've got to take this stuff online. The Hold Me Tight Online was a huge project. Took us four years and oceans of grief and work. And there was a number of times when I really thought, "What on earth am I doing this for?" But you have to do it. If you feel that we all need this, and that we... This is sort of very basic information for us thriving and surviving. We have to make it accessible for people and so many things are online now. Neil Sattin: Yeah. And having gone through the course online, I can say that it's clear how much effort that you put in and how you tried to address different learning styles and give people lots of different examples, and make it entertaining at times. Sue Johnson: Yes. [chuckle] We even have cartoons, which at first, when my colleague said, "We need a cartoon couple." I said, "No, no, no, no, no." But yeah, we've got cartoons and we've got music and we've got images, and we've got me giving chats and other experts giving chats, and we've got exercises that we tailor to you. It was a lot of work. But hopefully, the couples... The idea is that it's accessible to everybody, then. What I would like, which is a complete silly dream, but... Oh no, it's actually not a silly dream. What I would like is for our western governments, the government of Canada, for example, to say, "Okay, Sue, we'd like to make the Hold Me Tight Online educational program available to all couples in Canada, or everyone who's just gotten married or something. We'll make it incredibly cheap. Will you help us do that?" And I say, "Of course." And I was just going to tell you that's impossible, and I forgot that actually a much simpler version, not at all the online program we've got now, but a much, much simpler, pared-down version. The government of Finland, has actually just helped my Finnish colleagues make their version of Hold Me Tight Online, a very simple version of it, available to almost all Finnish couples, which blows my mind. Neil Sattin: Wow. Sue Johnson: But they've done that because they believe that stable loving relationships and stable loving families, create stable, caring, positive, thriving societies. And of course, they're right about that. That's the way to do it. So. Yeah. Why am I talking about this? I don't know. [chuckle] Sue Johnson: Hold Me Tight online was a lot of work, but at this point I'm quite proud of it. And I'm glad that you enjoyed it and that you found it very... We wanted to make it fun. We made it for the people who would never dream of coming for therapy or even reading my book or even going to a group. So we thought, "Well then, we better make it fun because these people are used to having fun online." We did our best. I think it's pretty good. It's just like everything we do, we're very pleased with it for about a year and then we find ways that we could have done it better. This is kind of classic. I know that I'm going to feel the same way about my book, my therapy book that is coming out in January, which is EFT For Individuals, Couples, and Families. But it's really a book all about attachment. I know that I'll be pleased for about a week, and then I'll read it, and by next Summer I'll have found all the ways that I could have done it better. [chuckle] Neil Sattin: Well, fortunately, that ensures new editions or new books or new versions, and new conversations for the podcast. So I feel totally fine about that, that you're... Sue Johnson: Do you? Neil Sattin: Yeah. That you'll be constantly improving. Sue, you've been so generous with your time and wisdom. And I do want to ensure that everyone has the links so that... They will be, of course, available on the page for this episode which is Neilsattin.com/Sue3. And then you can also, if you're interested in the Hold Me Tight online program, you can visit Neilsattin.com/holdmetight and that will take you to a page where you can find out more about the program. Sue, I'm wondering if we can... I have just two quick questions for you. Sue Johnson: Sure. Neil Sattin: They can be quick or not, it's up to you, But if they're quick it's totally fine. The first was another take on when I asked you what are your favorite ways of coming back when your conversations have gone off the rails, and you brought up changing the channel. Often, because we're such astute observers of our partners, it happens that we notice that our partner is totally triggered about something. Sue Johnson: Yes. Neil Sattin: And so I'm wondering, when you notice, "Oh, my husband is... He's triggered right now." What do you like to do in order to help bridge the gap in that moment? Sue Johnson: That's a nice question. I think the best guide to this is what we naturally do with beings where the vulnerability is not so hidden, I.e. Children and dogs. [chuckle] Sue Johnson: If you watch people with little kids, or you watch people with dogs, which I find fascinating, okay? They naturally, if they see vulnerability, if you watch them they slow down, they lower their voice, they lean in, they give more attention, they give a focused kind of attention, they might ask a question or they might reach with their hand. You know? It's fascinating to me... Let's just take dogs, if you watch dogs. I remember sitting in a Starbucks, I can't remember why I was doing this, years ago. And watching all the people look on their cellphones, and all the people completely avoid contact, and was thinking, "Goodness, me. This society, we're becoming lonelier and lonelier." And then I sat and watched and there was a line of dogs tied up outside the Starbucks on these posts, right? So they're all sitting there, it's a Saturday morning. So you watch all these people come out with their... They've looked to their phones the whole time, they're carrying things, and they're busy and distracted, and it's a busy street so they've got to stop, right? And they look down, and it was so fascinating to me how many people looked down, and if the dog looked back, particularly if the dog was kind of small and didn't look very happy. [chuckle] Sue Johnson: These distracted, distant, disconnected people would... I couldn't hear what they were saying, which I think helped actually, because... You would think. I remember watching this man who put his coffee down, and leaned down, and talked to this dog. He was obviously comforting the dog, you know? Like, "Oh you're waiting for your master, you don't want to be here." Then he reached out and patted the dog on the head. He gave the dog more focused, soft, slow, connected attention than he'd given anyone in the Starbucks for whenever, right? Neil Sattin: Right. Sue Johnson: So we know how to do it. It's a question of tuning in and giving it. Unfortunately, sometimes we're not very balanced so we'll turn and say, "What the hell's wrong with you?" [chuckle] Neil Sattin: Right, right. That's why I love the way that you put it. Cause I'm so used to saying you see your partner and they're triggered, but I love your articulation of when you see vulnerability. Because that is what you're really seeing in that moment, is your partner in a vulnerable space. And if you know that your partner is the kind of person who, when they're vulnerable, needs space, is there an adjustment that you make to how you would respond to that? Would you just give them space and then revisit? Or is there a way to bring it out that doesn't... Sue Johnson: No, I'd reach and then give them space. Neil Sattin: Got it. Sue Johnson: I'd reach to say, "I'm saying I am accessible, I am here, I see you. But I'm not demanding that you turn to me right now. I see you, and I see that sometimes you need time when you're in this space. So I'm just seeing you and I'm here." That's a very powerful thing to do. Good parenting is that. Good parenting, parents know their kids style. And they do that. They say, I've seen people do it in therapy when they start to really mend their relationship. They say, "Well, I understand this is hard for you to talk about, and I see that and maybe when I was your age I couldn't talk about these things at all, and I just want you to know that I'm going to be here. And I see how hard it is for you and I want to help you. And I'm right here when you want to turn around and talk." This is amazing. This is an amazing invitation, right? And people can do that, they really can. They can offer each other that kind of space and that kind of empathy. I take account of your style of response. But for me to do that, I have to be feeling pretty safe. Otherwise, I'm busy dealing with my emotions about the fact that you don't talk about anything and that leaves me alone. And if I'm stuck there, I'm not going to be able to accommodate you. I have to have my own balance, if I'm dancing, before I can accommodate to you in that way. Neil Sattin: Right, right. Yeah. And so that brings us full circle to how we take care of ourselves when we recognize that we're in distress and take responsibility for how we're feeling in the moment. Sue Johnson: Yes. Neil Sattin: Yeah. Sue Johnson: And I think a lot of it is, many of us are dealing with relationships which happen very fast in a busy world where there's lots of demands on us. And I think the central issue is that many of us don't even know what's possible. We've never even seen the kind of relationships that we talk about in these programs, and in EFT and therapy, where people can diffuse conflicts, stand together against a negative pattern, find a way to be accessible, responsive and engaged. People haven't even seen it. They've see a bit of it in Hollywood, which is usually infused with sexual infatuation. They've seen little moments of it, which I think is great. Okay? I think that's great. Right? One of the ways movies and books have always civilized us, right? In some ways. But they don't really know how to get there. So, lots of times we're trying to create relationships where we really don't have a model of what's possible at all. And that's why I hope therapists who like EFT will maybe think about running Hold Me Tight groups, will maybe try the online program themselves and tell their clients about it, or tell their communities about it. Because so many of us don't even know what is possible in our relationships. Sue Johnson: We haven't even seen that these conversations can happen. And when we know that, the world changes. Our sense of what is possible with other people changes. This is a huge thing. Right? Neil Sattin: It's true. And I've definitely seen that in my own connection as well, as it's evolved through our patterns of conflict and beyond, which has been nice. And your work has definitely been helpful for us as well, so I'm so appreciative of that. Sue, my last question... And you talk about dance a lot, and... Sue Johnson: Yeah. Well, that's because I dance Tango, that's why. Neil Sattin: Yes. And I think we've even talked about it on the show before cause my partner, Chloe, and I do dance as well. But I'm wondering, for someone who's listening and they're like, "This all sounds great and amazing and I want to try, and it also sounds a little heavy, a little intense." What do you recommend for people in terms of keeping things light? And are there actual ways that you incorporate lightness and play and fun into how you work with people? Sue Johnson: Well, sure. Neil Sattin: Yeah. Sue Johnson: Well, I do couples therapy because it's more fun and more interesting than anything else, personally. And when I run Hold Me Tight groups, I think it's fun. I certainly hope our online program's fun or we've completely failed. It doesn't have to be heavy all the time. Learning can be fun, it can be intriguing, fascinating, surprising... Neil Sattin: But you know, when couples feel like, "Ah, we're so stuck and it's going to take all this work." And there's some truth to that, right? It's going to take some work for them to shift their patterns. And yet, yeah, I think it's more about... Sue Johnson: Discovery. If you're feeling... I think it all boils down to a sense of safety. My sense is couples come to see me and in the first few sessions it's not fun at all, because they're scared and they're worried. When they start to relax with me and we can play, and we can look at the dances they have, and we can look at how normal they are, and we can play with them and share them, and we can look at how stuck they got, and see how silly it is in some ways. EFT is not always heavy at all. We have a lot of laughter. And people not launch themselves into these huge heavy conversations. They're very gradual, and we make safety as they do it. So, yeah, it's not all heavy. It's you take it at your own speed. And for sure, people find it intriguing. Sue Johnson: The dropout rate in EFT is really low. In our studies and clinically in practice, the way people report to us, people stay. Sure it's heavy sometimes, but people stay because they're learning so much. And it's an amazing journey, they're learning about themselves, they're learning about their partner. And there's a huge amount of fun in there. Neil Sattin: Yeah, and you're reminding me that some of... Honestly, some of the funniest moments, I think, in my relationship, are when we... After we've recognized a pattern, which is one of the early things that you suggest couples do, is how they identify what are the patterns that they typically end up in patterns of conflict. And then when you're able to see it happening, and you're able to have those moments of like, "Look at us, we're doing that thing, that... " Sue Johnson: Yes. Neil Sattin: "We're just doing it again." And it can be hysterical. Chloe and I will be in the middle of it. And we'll just break out laughing, from a place of pretty intense conflict when we have those moments of, "Oh yeah, that's us just doing that thing again." Sue Johnson: That's right. It's like I can think of a dance analogy. You can be dancing with a partner who you trust a lot. And the partner tries a very tricky move. I can think of one where my teacher who's a fantastic dancer tried a very tricky move. And I sort of got half way through the move, where he was going, and then I got my high heel caught in the hem of my pants. [chuckle] Sue Johnson: And as we both nearly fell down flat. Okay, we nearly

It's the SEASON FINALE!! Join Ben and Agnes for the final episode of Undercurrents in 2018. This week they speak to Robin Niblett, Director of Chatham House, about his recent work on the future of think tanks in the new uncertain political landscape. Up for discussion: How think tanks should respond to the rise of populist politics Whether think tanks have spent too long defending globalisation How think tanks can re-engage the public in a time of declining trust in experts  All this and more - we hope you enjoy the episode.  Read the International Affairs article: 'Re-discovering a sense of purpose: the challenge for western think-tanks' Watch the speech: Do think tanks have a future?

It's the SEASON FINALE!! Join Ben and Agnes for the final episode of Undercurrents in 2018. This week they speak to Robin Niblett, Director of Chatham House, about his recent work on the future of think tanks in the new uncertain political landscape. Up for discussion: How think tanks should respond to the rise of populist politics Whether think tanks have spent too long defending globalisation How think tanks can re-engage the public in a time of declining trust in experts  All this and more - we hope you enjoy the episode.  Read the International Affairs article: 'Re-discovering a sense of purpose: the challenge for western think-tanks' Watch the speech: Do think tanks have a future?

Episode #2 : vitesse de chargement - 1ere partie A quoi cela sert d'avoir un site rapide ? C'est quoi un site 'rapide' ? Bonjour à tous et bienvenue dans ce deuxième épisode de R/E e-commerce aujourd'hui j'aimerais aborder avec vous le thème de la vitesse de votre boutique. dans notre premier épisode nous avions parlé simplicité et pragmatisme c'est une notion que j'aimerais reprendre ici dans la recherche de la performance et de la vitesse de chargement de votre site Loin d'en faire une bataille d'ego pour afficher fièrement son score Pingdom ou PageSpeed, il y a deux conséquences à avoir un site rapide. 1/ Ne jouer pas avec la patience de vos clients et 2/ soyez sympa avec google, il vous le rendra bien. La première est un impact direct sur vos ventes puisque plus une page met de temps à charger plus un internaute pourra perdre patience et fermer l'onglet ou passer à l'onglet suivant qu'il aura ouvert lors de sa recherche. avec des standards élevés chez les gros site e-commerce en France ou mondial combler cet écart n'est pas un exploit et jamais inutile. Malheureusement ou non il faut suivre techniquement pour être crédible commercialement parlant. le second impact sera sur le SEO - c'est-à-dire l'optimisation des pages de votre site pour augmenter le potentiel d'être en première page de résultats Google - ou bing d'ailleurs. et oui c'est un des paramètres pris en compte par les algorithmes des moteurs de recherche et le seo en se résume pas uniquement à des balises, des liens entrants, des mots-clés ou des URL optimisés... après avoir passé du temps à rechercher les éléments à optimiser faisant une réelle différence passons au concret. On veut nous faire croire qu'il y a plein de choses à faire et pleins de trucs ou plugins à installer. donc ne vous laissez pas tenter par l'installation de n'importe quel plugin ou module miracle et écoutez la suite. Je ne suis pas Ingénieur informaticien même si j'aime les ordinateurs, je suis juste pragmatique et je vous fais part retour d'expérience sur 5 points à améliorer afin de passer d'un score médiocre à bon. quand je dis bon c'est entre 85 et 90 sur pagespeed. À noter que je mets d'office de côté toute solution où il faut toucher à un fichier ou au code du site. deuxième chose à noter dont on reparlera plus tard j'espère, pas de modèles freemium sur PrestaShop donc impossible de tester les fonctionnalités de base d'un module sans l'acheter. À l'inverse sur WordPress il existe des dizaines de modules pour une fonction donnée et qui permettent souvent un test avant de passer en version premium payante. J'ouvre ici une parenthèse: la quête d'un score de 100 / 100 sur pagespeed de Google par exemple et une utopie et résultera souvent d'un site complètement inutilisable avec des scripts ne se chargeant pas ou pire.

Parler de simplicité fait tout de suite penser à un site basique ou un site facile d'utilisation pour le client. Qu'en est-il d'un site simple pour le e-commercant ? Bref état des lieux des solutions et implications sur le quotidien du e-commerçant. Bonjour à tous c'est Anthony et pour ce premier épisode du podcast R/E e-commerce je voulais poser avec vous les bases du format et du style des futurs épisodes. Je tâcherai de faire des épisodes ne dépassant pas 3 minutes autour d'un concept simple. et c'est justement de simplicité et de son dérivé le pragmatisme dont je voudrais parler aujourd'hui. La première chose qui vient à l'esprit quand on parle d'un site simple c'est de son interface où son aspect côté client. Sans trop rentrer dans le détail c'est effectivement indispensable que certains éléments soit facile à utiliser pour le visiteur comme par exemple recherche des produits, la page produit en elle-même, la page de paiement, l’accès aux informations de contact et enfin sur n'importe quel type de plate-forme smartphone ordinateur tablette. On parlera donc d'un site simple quand ces informations ou élément seront facile à trouver sans pour autant parler d'un design minimaliste. l'autre partie d'un site qui se doit d'être simple aujourd'hui pour que vous puissiez concentrer vos efforts sur la partie commerce du e-commerce est la plate-forme et son back office. Le choix de la plateforme e-commerce sera déterminante sur le temps et le budget que vous accorderez à votre site. Pour parler des plateformes les plus connues comme par exemple Magento il faut prendre en compte que même si la montée en charge et quasiment infini son administration nécessite souvent une personne à plein-temps. pas vraiment une alternative simple. En France on a Prestashop qui est aussi assez Populaire et pour le coup, je vous donnerai un retour d'expérience personnel puisque c'est une plate-forme que j'utilise depuis 4 ans. Brièvement, le tout est simple mais l'écosystème de modules, leur intégration et leur évolution ne garantit clairement pas une gestion simple en tant qu’ e-commerçants. Une troisième plateforme Populaire de sites e-commerce sera le couple WordPress plus woo commerce, qui est une vraie alternative simple mais à gérer avec précaution pour ne pas la rendre usine à gaz. idem ici c'est une plate-forme que j'utilise depuis 5 ans et pour laquelle je développerai dans un prochain épisode les avantages et les inconvénients. un petit mot quand même a propos des solutions hébergées ou en mode SaaS pour les initiés comme Wizishop ou Shopify dont on parlera plus tard et qui sont une vraie solution pour vous apporter de la simplicité dans la gestion de la partie 'e' du e-commerce. Pour revenir sur le design et une tendance qui est à mon sens obsolète de faire développer son propre thème ou template et donc commencer avec un budget oscillant entre 10 et 30000 € au bas mot et tout sauf simple et pas pragmatique du tout. On a aujourd'hui sur les 5 plateformes c pré-citées des développeurs et graphiste qui mettent à disposition des design étudiés et pouvant être facilement personnalisés pour des budget de 60 à 200 € et qui couvriront au minimum 90 % de vos besoins. La question à se poser et quelle est la pertinence d'avoir un design custom comment on le fera évoluer avec les mises à jour de la plate-forme comment on le debuguera et comment se déroulera son intégration. Autant d'éléments avec une grande marge d'incertitude et potentiellement une source qui va venir rogner votre budget ou vos profits et surtout vous éloignant du principal: développer votre business. Pour conclure mon point de vue est de faire en sorte d'être autonome dans la gestion de son site et ne pas être dépendant d'un développeur ou d'un graphiste et côté client minimiser les abandons de panier en éliminant les source de friction ou de manque de confiance.

Europos Sąjunga šią septyniolikos elementų grupę, be kurios neapsieina aukštųjų, žaliųjų ir karo pramonė, vadina „kritinėmis žaliavomis“. Mat nors nėra jau tokios retos, išgauti „retąsias žemes“ yra itin sudėtinga, brangu ir pavojinga. Jau trisdešimt metų bene vienintelė šių žaliavų tiekėja yra Kinija. 2017 m. duomenimis, ji aprūpina daugiau nei 80 procentų viso RŽE poreikio. 2010 metais, sunerimusios dėl prekybos apribojimų, šalys ėmėsi tirti šių išteklių gavybos galimybes savo teritorijoje. RŽE turinti atranda ir Lietuva. „To dažnai klausia ir mano kolegos. Sako, kam tu tyrinėji, jei nebus ten tos gavybos“, – sako disertaciją apie retųjų žemių elementų mineralizaciją Pietų Lietuvos kristaliniame pamate, rašanti Vaida Kirkliauskaitė. Mat tiriamas plotas ribojasi su Dzūkijos nacionaliniu parku.Kaip RŽE tapo tokie svarbūs ir ką siekia išsiaiškinti Lietuvos mokslininkai, tyrinėjantys jų apraiškas prie Varėnos?Vaidos Kirkliauskaitės nuotr. Mineralo apatito,kuriame randama retųjų žemių elementų,lęšiai magnetito rūdoje iš Varėnos.

This week, Brad and Barry jump into the show that has most people scratching their heads - Bon Iver. How their sound has changed over 3 albums and what will the 2 sets be like at Bonnaroo? Plus, they talk the schedule release, shorter set times and more! Playlist: 1 - 22 (OVER S∞∞N) 2 - For Emma 3 - Calgary 4 - Holocene 5 - 33 "GOD" 6 - 10 d E A T h b R E a s t ⚄ ⚄

Гость выпуска подкаста - Ольга Шаронова, счастливая жена в 27-летнем браке, многодетная мама, успешный предприниматель, владелица и управляющий СРК "RE'форма". Как усиливать свою красоту и молодость в разном возрасте В чем секреты успешности 4 разных бизнесов Важные акценты здоровья во время отдыха и каждодневно Секрет женской мудрости, открытый Ольгой еще в юности

In this episode of Stuff to Blow Your Mind, enter a kingdom within a kingdom: the remarkable honey-and-wax monarchy within a beehive and the organizational complexity of ancient Egypt. Join Robert and Joe as they discuss the importance of apiculture in ancient Egypt and chat with 'The Tears of Re' author entomologist Gene Kritsky. (Previously published Mar 17, 2016) Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

Ya estamos aquí con el sexto programa y empezamos con 'The Shawshank Redemption' de Frank Darabont. Una película que si bien en su día en el estreno pasó bastante desapercibida, ha ido ganando con los años una aureola casi de cinta de culto. Hablamos de la novelita original de la que parte, obra del maestro Stephen King, y comentamos un poco las diferencias significativas que encontramos respecto al filme. También comentamos sobre la concepción del proyecto, su director, actores, y todo lo que solemos tocar en los muelles. Continuamos el programa con la segunda película a tratar que en este caso se trata de 'Re-sonator' de Stuart Gordon. Nos vamos al más allá, del terror y la serie B de los ochenta con el sello de Empire para comentar una peli que vimos en su día en VHS y que surgió al amparo del éxito de 'Reanimator'. Risas y cosas casposas aseguradas!! Y para cerrar este podcast, nos vamos a algo también ochentero pero más clásico. Volvemos a tener a un director como Walter Hill y con una de sus pelis tal vez algo olvidadas, 'Calles de Fuego'. Nos sumergimos en la que debía haber sido la primera parte de una fallida trilogía con Tom Cody como protagonista y que se ha convertido en una película que con la tontería creemos que ha influenciado a muchas obras que vinieron luego. Ya sabéis que no hay podcast completo sin su correspondiente extra. Aunque no pudimos grabarlo en la sesión en la que hicimos las tres pelis, lo hemos hecho recientemente para hablaros de lo último que hemos visto. Hemos tenido unos días libres y hemos estado viendo todo el cine que hemos podido y os comentamos por encima (y esta vez sin spoilers) el puñado de blurays que hemos visto. Tenéis este extra que hemos llamado '¿Qué has visto?, tío' a partir del minuto 277:20 (4:37:20). Y eso es todo en este sexto programa. Somos Sergio 'Vintage' Marquez y Alfonso 'Ryo Suzuki' Martínez y aquí seguimos en los muelles de Goon. Esperamos estar en ocho días de nuevo con vosotros con novedades!!

This episode features a conversation with Danielle Billing, teacher at the Idaho School of the Deaf and Blind. At first, we begin discussing our love for pets, and our revulsion regarding the breeding practices of dogs, the anthropomorphizing of animals, and then the conversation moves into our education system and teaching in our contemporary society. Eventually we get to the crux of the conversation: What is work? How does it serve us to work in our modern economy? What is branding and how does that fit into our contemporary work in the age of social media? - Podcast website: https://www.lastborninthewilderness.com - Support the podcast: PATREON: www.patreon.com/lastborninthewilderness ONE-TIME DONATION: www.ko-fi.com/lastborninthewilderness - Follow and listen: SOUNDCLOUD: www.soundcloud.com/lastborninthewilderness ITUNES: www.goo.gl/Fvy4ca GOOGLE PLAY: https://goo.gl/wYgMQc STITCHER: https://goo.gl/eeUBfS - Social Media: FACEBOOK: www.facebook.com/lastborninthewildernesspodcast TWITTER: www.twitter.com/lastbornpodcast INSTAGRAM: www.instagram.com/patterns.of.behavior We reference the article "Starbucks is quietly changing the business as furious baristas slam the 'cult that pays $9 per hour'" featured here: http://www.businessinsider.com/starbucks-north-star-agenda-causes-barista-backlash-2017-5 Quoted at the intro: "In the shift from manual skills to the art of selling and servicing people, personal traits of employees are drawn into the sphere of exchange and become commodities in the labor market. Kindness and friendliness become aspects of personalized service or of public relations of big firms, rationalized to further sales. With anonymous insincerity, the successful person thus makes an instrument of his own appearance and personality. Sincerity is detrimental to one's job, until the rules of salesmanship and business become a 'genuine' aspect of oneself. Tact is a series of little lies about one's feelings, until one is emptied of such feelings. The personality market, the most decisive effect and symptom of the great salesroom, underlies the all-pervasive distrust and alienation characteristic of metropolitan people. Without common values and mutual trust, the cash nexus that links one man to another in transient contact has been made subtle in a dozen ways and come to bite deeper into all areas on life. People are required to pretend interest in others in order to manipulate them. In the course of time, as this ethic spreads, one learns that manipulation is inherent in every human contact. Men are estranged from one another as each secretly tries to make an instrument of the other, and in time a full circle is made: one makes an instrument of himself, and is estranged from it as well." - C. Wright Mills 'White Collar: The American Middle Classes, 1951' Features "You Can Love Me When I'm Dead" by jonwayne, and "10 d E A T h b R E a s T ⚄ ⚄" by Bon Iver. *The opinions expressed in this episode in no way represent the views and positions of the Idaho School for the Deaf and Blind.*

In this episode, I answer three questions all related to buying gas stations and how to understand the numbers and if the stores are really making money or losing money. I think you may find this episode helpful if you are in the market to buy a business. Here I analyze some sales numbers and see which ones are making money and which ones are not. Stay tuned. Welcome to Gas station business 101 podcast, I am Shabbir Hossain, and this is episode 59. This is the show where we discuss how to start, run and grow a gas station business successfully and give you an inside look at many real life case studies so you can follow and be successful in this business. First my apology once again for not coming up with an episode sooner, I was busy with a few projects and had to put the blog and the podcast on the backburner for just a bit, but I am back, and hopefully I will be posting new episodes sooner rather than later. I still haven’t forgotten about the episode I promised you where I would share the new P&L of the subject store I helped some investors buy about 14 months ago. I have some new updates on that store and recorded that episode halfway through already, which I will share soon I promise. Now as for this episode, I had to do this one first because I have had way too many emails lately where many of the blog readers and podcast listeners have been asking me various due diligence questions, and it is hard to answer them via email. So I have decided to pick just 6 out of them since they are mostly all similar in nature, and I thought by sharing them with rest of you, it will benefit everyone. For various privacy reasons, I have decided not to mention any names of the people that sent me these emails here. Let’s dive right on…   Question #1 I need your advice about the valuation for the store based on the following information. Inside Sale# $55000/month (27% profit margin) $55,000 x 27% = $14,850 Outside Sale# 25000 Gallon/month (10 cents per gallon) 25,000 gallon x 10cents =$2,500 Lottery commission# 4000/month, ATM# $200/month Total Gross Profit $21,550 Owner absentee Capability to open deli with grill. Store located in small town and mostly neighborhood business.   Expense: Rent# 5000 "NNN." Utility# 1300 Credit# 1000 Payroll# 2400 (Two full-time employees) Other# 500 ______________________ Total Expenses: $10,200 Net profit: $21,550 – $10,200 = $11,350 Asking price is $225,000 What would be the price we should go for? Question#2 Shabbir, here are few questions. Please note that I do not have prior experience, so how can I convince them that I am serious and are there any training provided by gas companies?   When buying just the business, I mean just goodwill without R/E, how do I make sure that my investment is protected? For Example, If I buy the lease for 500k and pay 16K a month. What if the lease is for two years and after two years the owner does not want to renew the lease. How can I make sure 100% that I will not lose everything?   As far as tax benefits are concerned at the end of the year, which option is better buying or leasing? I would appreciate if you only focus on the tax benefits since you have already talked about pros and cons from other angles. For example, let's say that gas station A is leased with goodwill paid by on-hand cash and gas station B is bought with R/E with a bank loan. Let's say both gas stations have exactly same per month profit after all lease or loan payments.   Now at the end of the year when I will file income tax, which option will give me bigger return? What is the best way to approach companies which own multiple stations around me? Question#3 Good Morning Shabbir, Glad, I ran into your website. I found a gas station business for sale for $85K. We did our due diligence to look into the traffic, etc. Mostly the sales are from Cigarettes and Beer. The other items are pretty much a stand still.   In addition, this station the gas is unbranded. They are selling like 700 Gallons per day, inside the store with the majority of sales been Cigar and Beer. The sales is about 40K revenue and 35% profit, and expense is about 9.5K. Profit is about $2,750 is what I am estimating.   Is the goodwill they are asking outrages? Currently, the owner is not opening the store properly and wants to sell it.   If you have any question, feel free to send me an email at shabbir@gasstationbusiness101.com, or you can post it on my Facebook group page by going to shabbirhossain.net Don't forget to sign up for my very important newsletter; you can simply sign up for it by going to http://gasstationbusiness101.com/subscribe In the meantime, if you haven't subscribed to this podcast, feel free to do so, and if you like this show, I would love to see a review from you on iTunes or where ever you download this episode from. Here is a link to my podcast page on iTunes, if you follow this link you can give me a review right on that page. Trust me it will make my day and won't cost you anything other than maybe 30 seconds of your time. https://itunes.apple.com/us/podcast/gas-station-business-101-podcast/ Thank you once again for joining me in this episode; I will see you in the next one. Cheers!

I am sure you have seen a gas station or two that are closed up in your area and wonder why did someone close it or if you should buy it, or would it do great business if you start it up? Listen and find out as I answer 6 burning questions from our listeners in this episode. Welcome to Gas station business 101 podcast, I am Shabbir Hossain, and this is episode 58. This is the show where we discuss how to start, run and grow a gas station business successfully and give you an inside look at many real life case studies so you can follow and be successful in this business. First my apology for coming up with an episode sooner, I was little under the weather at first then got busy with a few projects and had to put the blog and the podcast on the backburner for just a bit. Well, we all have to make money to survive right? I was doing just that too. But I am back, and hopefully, I won’t take much breaks anymore. Even though I told you in the last episode that this next one will be about the update and P&L of the story I helped some investors buy back in December 2015, but I am still analyzing and sorting out those P&L numbers, so hopefully it will be in the next episode. As I said I have been busy so I didn’t even get to answer some of yours email yet, and if I haven’t, my apology. But I picked out 6 questions out of 30 or so email I looked at in last two days and decided to answer them on this episode this way everyone gets to benefit from the answers. In this 3rd Q&A episode, I answer 6 questions I am looking to buy a closed up gas station with the property, what do I need to worry about in this process?   In one of the podcasts, you had mentioned that one of the reasons someone could sell their gas station is because some competitor is crushing them on fuel prices. How can we figure out if this reason why a seller is selling his gas station.   I am buying a gas station, but the seller wants to sell the tanks, canopy, and pumps for $1.00. What I want to know is if I leave the business at the end of the lease term due to not finding any buyer then what should I do if it is in my name? What if the landlord doesn’t want to buy it for a $1 like I did  I have been meaning to tell you how much I enjoyed the gas station/c-store development podcast you did. Thank you! One point I was not clear on was about reselling or leasing the property. Let’s say I stabilized the business in 3 years and it does:  120,000 Gallons/Month on fuel sales 22,000 gallons of Diesel sales $75,000 on inside merchandise sales $90,000 in Fast food sales My question is what should my resale value be after 3 years of operation? How much can I sell and/or lease the business for which will not include the R/E How much can I sell the business with R/E 5. First of all, thanks for your podcast and for all the resources you share with us. It's great to learn from someone with all your experience. Keep it up! The public restroom at my gas station is located outside, meaning people have to ask for the key at the counter to use it. Normally we give the key to customers (people who actually buy) and people we know (customers from the past who might not be buying anything on that day) but sometimes people get very mad when we don't give the keys out if they are not buying anything (people who only stop at the station to use the restroom). That being said, the cashier is many times "forced" to give out the keys to non-customers in order to avoid headaches. The problem is that people don't care about the restroom. They pee on the floor, misuse the toilet paper, soap and paper towels and write graffiti on the walls. Some others use it to consume drugs and have other illegal activities. The main problem is that once every week the toilet gets clogged, sometimes so badly that I've had to actually replace the toilet 3-4 times a year as it is impossible to unclog it. I've been trying to find the best solution for this. It is mandatory to have public restroom according to Florida laws so I can't close it. I am also forced to offer toilet paper, soap, and paper towels even if people misuse them and it represents a high cost to my business. Some people have suggested installing a coin lock, so I charge something small to use the restroom, but I'm afraid this would make me lose real customers. While I know the coin lock does not fully solve the problem, at least it would generate me some cash to keep the restroom neat. Have you had this problem in your stations? What is the best way to tackle this, so the restroom does not become a drain of my profit? Thanks for any hints you might share to help me out. (Andres sorry for the delayed response to your question)  6. I have noticed in 3 of my dispensers the regular unleaded runs very slow but other two grades are fine, it has been happening on and off, what should I do? If you have any question, feel free to send me an email at shabbir@gasstationbusiness101.com, or you can post it on my Facebook group page by going to shabbirhossain.net Don't forget to sign up for my very important newsletter; you can simply sign up for it by going to http://gasstationbusiness101.com/subscribe In the meantime, if you haven't subscribed to this podcast, feel free to do so, and if you like this show, I would love to see a review from you on iTunes or where ever you download this episode from. Here is a link to my podcast page on iTunes, if you follow this link you can give me a review right on that page. Trust me it will make my day and won't cost you anything other than maybe 30 seconds of your time. https://itunes.apple.com/us/podcast/gas-station-business-101-podcast/ Thank you once again for joining me in this episode; I will see you in the next one. Cheers!  

Shownotes: -How on earth do upload a podcast. -Steve went on a Cruise -We try and be cultural and talk about Bon Iver new album This is his one of his song titles: 10 d E A T h b R E a s T ⚄ ⚄ (Yeah)

We discuss the Defend Freedom Tour and local events up in Minnesota! We talk a little mortgage and R/E too! Scott Vilinskis scott@militarymortgagetalk.com 612.203.2764

23 de septiembre de 1868: Fecha que no solo debe ser orgullo de independentistas, sino de todo estadolibrista y estadista también. Porque es la fecha del antes y después del Puertorriqueño. Cuando tomamos los machetes para decirle a España que se acabo el abuso. Si. Esta fecha es el antes y el después. Por eso la han ocultado de nuestros calendarios. Para que nuestros niños no sepan que fuimos capaces de tomar control, de pararnos contra los abusadores y decirles ¡BASTA YA DEL ABUSO!. Y que ese fue el primer día que fuimos: ¡PUERTORRIQUEÑOS! ¡CELEBREMOS! ¡FELIZ 23 DE SEPTIEMBRE! Y para celebrar, aquí una proclama del arquitecto principal del Grito de Lares. El Dr. Ramón Emeterio Betances, padre de la patria puertorriqueña: "Puertorriqueños: El gobierno de Da. Isabel II lanza sobre nosotros una terrible acusación: Dice que somos malos españoles. El gobierno nos calumnia. Nosotros no queremos la separación; nosotros queremos la paz, la unión con España; mas es justo que pongamos nosotros también condiciones en el contrato. Son muy sencillas. Helas aquí: Abolición de la esclavitud Derecho a votar todas las imposiciones Libertad de culto Libertad de la palabra Libertad de imprenta Libertad de comercio Derecho de reunión Derecho de poseer armas Inviolabilidad del ciudadano Derecho de elegir nuestras autoridades Esos son los diez mandamientos de los hombres libres. Si España se siente capaz de darnos y nos da esos derechos y esas libertades, podrá entonces mandarnos un Capitán general, un gobernador… de paja, que quemaremos en los días de Carnestolendas, en conmemoración de todos los Judas que hasta hoy nos han vendido. Y seremos españoles. Si no No. Si no Puertorriqueños -¡PACIENCIA!- os juro que seréis libres. R E. Betances”

In this episode, Scott talks with Miya from Rare Elements about their kickstarter for their OGL adventure, Re' of Light. Find them at:https://www.kickstarter.com/projects/rareelements/re-of-light-rare-elements-rpg-adventureRareelementsfoundry.com Find us on: nerdsdom.comFacebook.com/nerdsdomain@nerdsdomainpatreon.com/nerdsdomainhttp://www.slashloot.com/SearchResults.asp?Cat=1855

In this episode, Scott talks with Miya from Rare Elements about their kickstarter for their OGL adventure, Re' of Light. Find them at:https://www.kickstarter.com/projects/rareelements/re-of-light-rare-elements-rpg-adventureRareelementsfoundry.com Find us on: nerdsdom.comFacebook.com/nerdsdomain@nerdsdomainpatreon.com/nerdsdomainhttp://www.slashloot.com/SearchResults.asp?Cat=1855

The 2015 VA Accountability act has passed the House, now on to the Senate! We talk Jimmy Hoffa, Chattanooga & a Lil' mortgage and R/E. Scott Vilinskis scott@militarymortgagetalk.com www.MilitaryMortgageTalk.com

Before he was a world-traveling, freelance-filmmaking co-creator of Walking the Planes, Nathan Holt was a giant, basketball-playing theatre geek who worked odd jobs between roles. Inspired by his web series, executively produced by WotC, I decided to drag him on his show to, of course, ask him about his breakfast. Afterward, we took a turn into some common territory and talked about David Lynch, theatre with an R-E, basketball teams, and much more. As always, send feedback to me on Twitter @mattmendoza or via email acrossthetablepod@gmail.com. Also, please leave the podcast a review on iTunes, it helps get it out there. Follow the cast on Twitter @acrossthecast or on Facebook for updates and new episodes. And don’t forget to leave me a comment on ManaDeprived.com or KCCompetition.com. Thanks for listening!

Pastor Tom Garasha shares a message from Nehemiah in part 3 of the series 'Re-build.'

Pastor Tom Garasha shares a message from Nehemiah in part 3 of the series 'Re-build.'

Hideout Sessions – Episode 71 Well, it's that time again and it's all about the new single release for this episode, so please keep an eye out for the various videos and stick a note in your diary for Monday, July 30th. It'll be worth your while, I promise. A blistering array of new music for you too from Mak & Pasteman, XXXY, Scott Allen, Debian Blak, Toddla T, plus 'Dusty Duo', 'Special Request' and 'Re-edit of the Month'. This one's a beauty! Catch you in a couple of weeks and please spread the gospel! Ross and Toby xx www.facebook.com/the.parttimeheroes Tracklist: 1. Part-Time Heroes 'Done [Throwing Snow Remix]' (Wah Wah 45s) 2. Fatima & Funkineven 'Phone Line' (Eglo) 3. Debian Blak 'Hawks & Spies (ft Neo Joshua)' (First Word) 4. Om Unit 'Dark Sunrise (feat Tamara Blessa)' (Civil Music) 5. David Joseph 'You Can't Hide' (Mango) 6. Lesette Wilson 'Caveman Boogie' (Head First) 7. Sei A 'You Can Bring' (Boman Remix) 8. Bobby Champs 'Drag Queen' (Pictures Music) 9. Sleepin' Giantz 'Mucky' (Tru Thoughts) 10.Toddla T 'Streets Get Warmer' (Ninja Tune) 11.Julio Bashmore 'Au Seve' (Broadwalk Records) 12.Revivra & Alias Estephe & Vulzor 'What's Going On' (Gamm) 13.Wayne Lotek 'Rebel Hi Fi (Warrior One's Trancehall Refix)' (First Word) 14.Mak & Pasteman 'What Love Is' (Car Crash Set) 15.XXXY 'Bash (French Fries remix)' (Halo Cyan) 16.Disclosure 'Boiling (feat Sinead Harnett)' (Greco Roman) 17.Technicolour/Komatic 'Stay (feat Jayma - BCee remix)' (Spearhead) 18.Scott Allen 'Inner Beauty' (Celsius) 19.Janis Joplin 'Little Blue Girl' (CBS)

BTW : now selling tshirts! : http://orgxiiipodcast.spreadshirt.com/

Now presenting our newest semi-weekly segment where our Superior rants about everything, anything and everyone :) This time our superior decided to give his opinions about his Organization...please be warned that this does have foul language so please watch out ~Marmar

Alex starts things off with a set of blistering (mostly) American crust and hardcore, and then Mr.Morder plays some electronic ambience to smoke joints to. -- Full playlists at http://pwmradio.vze.com and/or http://theodcollective.vze.com

Watch VideoGNU General Public License. You can download MAMP from Living-e AG. The download page can be found HERE.Current MAMP versions require Mac OS X 10.4.x. If you're running Mac OS X 10.3.x you can download an earlier version of MAMP 1.4.1 (universal binary), for Intel and PowerPC.Previously this site covered installing Joomla! 1.0x in the MAMP environment on your computer. Now that Joomla! 1.5 is available as a stable release you may want to install version 1.5 site on your Macintosh computer using MAMP. The two versions of Joomla! install methods are very similar but there are changes to Joomla! 1.5 that you can get familiar with here.As of this writing MAMP is a Universal Binary version 1.7.1. The download is a 127 MB disk image. There is also a MAMP Pro version that you can read about HERE. This article will deal with the regular and free version of MAMP.MAMP is installed on your computer in your 'Applications' Folder. In order to work properly the MAMP folder must be located in the Applications folder. You should also have at least 250 MB of free space on your hard drive.Once MAMP is installed on your Mac you are now ready to install Joomla! 1.5. Get the latest full install of Joomla! from joomla.org. On the home page of joomla.org There is usually a banner with a button to download Joomla! When you click that download button you may be taken to a page which offers a couple of compressed install package options. The install packages come compressed as a .zip, .tar.gz, and .tar.bz2 compression. Your Macintosh OSX computer can deal with any of these compressions. Pick the one of your choosing and download that to your computer.Let's say that you chose the .tar.gz package. Your download will likely be called 'Joomla_1.5.8-Stable-Full_Package.tar.gz'. Note that '1.5.8' will change as newer releases of Joomla! are made available. Uncompress this package on your hard drive by double clicking it. Your Mac OS X computer will expand the package into a folder with all the folders and files inside that you require for your install.You can change that expanded folder name into something simpler like Joomla153 for instance. That's what we'll use for this article. Move this entire Joomla153 folder and its contents to the MAMP application and put it inside the folder called 'htdocs'. The path to the 'htdocs' folder will be /Applications/MAMP/htdocs.Now you are ready to install Joomla! 1.5. You can start MAMP, the application is inside the MAMP folder. It's simply called 'MAMP'. When MAMP starts up it should launch your web browser, if it isn't already running, and take you to a start up page with a URL of http://localhost:8888/MAMP/?language=English.Before you navigate to the Joomla! web installation page you are going to need an MySQL database for Joomla!. This can be created using phpMyAdmin which is included with your MAMP install. You can get to phpMyAdmin from the startup page in MAMP. Get to the startup page either by clicking the button 'Open start page' on the MAMP startup interface screen or open by typing the following URL in your web browser:http://localhost:8888/MAMP The page that appears has a navigation toolbar near the top of the page. You will find a button for phpMyAdmin on it. When the page refreshes you will be on the phpMyAdmin screen. About half way down the page on you will see in bold text 'Create new database' and a field for you to type in the name you want to use for your database. For this article we are going to call the database 'joomla153' (without the quotes). The default settings of this page should be fine to use. Once you type in the name of your database click the 'Create' button. When the screen refreshes you will see the results 'Database joomla153 has been created.' There will be no tables for this database and you do not need to create any because your Joomla! install will create the necessary tablesYou still need to create a username and a password for the database.So lets make a username and password for our joomla153 database. Click the home icon button in the left column of the phpMyAdmin screen. When the screen refreshes you should see your database name 'joomla153' with (0) beside it. Turn your attention to the middle of the page near the bottom and look for 'Privileges'. Click the Privileges link.Next screen, about the middle of the page, is a link to 'Add a new user' - click this linkHere is the screen where you will fill in the Username, Host, and Password for your database. You could use 'root' for the username and password but I don't do this. By making a specific username and password for the database you establish good security habits.• In the User name field type a username for your database• In the 'Host' field type in 'localhost' (without the quotes).• In the 'Password' field type a password for your database• In the 'Re-type' field verify your password by typing it again exactly as the field above.A little further down the page is 'Global privileges' You can click the link 'Check All' and checkmarks will appear in the Data, Structure, and Administration boxes.Once you have done this go to the bottom right corner of the screen and click the 'Go' button. After the screen refreshes you should see 'You have added a new user.' results.Now you are ready to complete your Joomla! 1.5 installation. To get to your Joomla! web installation in MAMP use the following URL:http://localhost:8888/Joomla153Note: if you changed the name of your Joomla! folder to something else, put it in the place of 'Joomla153' in the above URL. This URL will take you to Step 1 of the web installation page for Joomla! 1.5. The first page is the language selector. Pick the language of your choice from the list on the right side of this page then click the 'Next' button on the top right of this page. Next screen is Step 2: Pre-installation Check. You'll see a list on the right side of the page with information about the installation environment. You want to be seeing green and not red results to the right of the directives. If there are items marked with a red 'No' would need to correct them. Since this is a MAMP install there shouldn't be anything marked with a red 'No' so you are good to go. Click the 'Next' button on the top right of this screen.Next page is Step 3: License. This is the Joomla! GNU GENERAL PUBLIC LICENSE. You should become familiar with the license. When you are done here click the 'Next' button on the top right of this page. Next screen is Step 4: Database. The right side of the screen is where you need to fill in information about the database.• By default the Database Type is mysql. We will leave it set to this.• Host Name - In this field type in 'localhost' (without the quotes)• Username - Here you will type in the username that you created for the database earlier. I used 'joomla153user' (without the quotes)• Password - this is a password for the database username. Type in the password you used when creating the username and password in phpMyAdmin earlier.• Database Name - This is the name of your database. I used 'joomla153' (without the quotes) when creating the database earlier in phpMyAdmin.Below the Basic Settings are Advanced Settings. In the Advanced Settings you can choose to Drop Existing Tables of an already set up MySQL database you might be using with a Joomla! install. You can also choose the option to Backup Old Tables. Since this is a new Joomla! install with a new database being created we there is no need to make any changes here. When you are done here click the 'Next' button on the top right of this page.So if you have all the information filled in the fields you can click the 'next' button on the top right of this screen to take you to step 5.If the information was filled out correctly on the previous screen you will be presented with Step 5: FTP Configuration. If instead you get a screen telling you there was an error, go back and complete the previous steps correctly.The FTP basic Settings are set by default to 'No'. You can click the radio button and set it to 'Yes' if you like to Enable the FTP file system Layer. I use this in my MAMP environment to enable the use of an ftp program to update the Joomla! install when there is a new version of Joomla! released.Since you set the Enable FTP file system Layer you will need to fill in the FTP User, FTP Password, and FTP Root Path fields.• FTP User - The FTP User for your local computer should be the short name of your computer login name, or the name that appears beside the 'Home' icon in your finder window. If the name of your User account on your Mac is 'Joe Joomla' then your username will likely be 'joejoomla' (without the quotes). This is the name you will put in the FTP User field.• FTP Password - In this field you would put your user login name for your computer. This is the name you type in the login screen when you have logged out of your computer.• FTP Root Path - The root path to your Joomla! install inside MAMP will be:/Applications/MAMP/htdocs/joomla153If you used a different named for your Joomla! install folder then use it instead of joomla153.You should click the 'Verify FTP Settings' button to ensure that the information you filled in is correct. You will get a confirmation message telling you the settings are valid if the information is right.Under the Basic Settings is 'Advanced Settings'. In the fields you will see FTP Host with 127.0.0.1 filled in. You should change this to the IP address of your computer. You can find the IP address of your computer in the Network preferences pane of your System Preferences. The IP address of your computer may change depending on how your computer is set up. If you use DHCP to get an IP address when connecting to the Internet, then you will need to keep an eye on this and change it in the Joomla! admin Global Settings screen when necessary or you can simply leave the Basic Settings for FTP Configuration set to 'No' on this screen. You won't be able to use FTP layer if you do this but you can always enable it later, if needed, in the Joomla! Global Settings.When you are done these steps click the 'Next' button on the top right corner of this screen. If all the information was filled correctly you will go to the next screen: Step 6: Configuration - On the right side of the screen are fields to fill in.• Site Name - Put whatever name you would like to use for your site in here• Your E-mail - Put in your valid email address. Joomla! can send notification emails to you.• Admin Password - Put a password in here. This will be the password that you will need to login to the backend administration screens for Joomla!• Confirm Admin Password - It must be typed in exactly as the Admin Password field above.Below these fields is a radio button to Install Default Sample Data with a 'Install Sample Data' button. It is a really good idea to let Joomla! to install sample content for your new install. It helps you to see how things work in Joomla!. You can unpublish or even delete this content later as you add your own content to your site.We will leave the migration script area alone for this article since this is a new Joomla! install. When you are done on this screen click the 'Next' button on the top right side of the screen to get to: Step 7: Finish - Congratulations! Joomla! is Installed. Before you can click either the 'Site' or 'Admin' buttons on the right top corner of this screen you will need to visit the htdoc folder where your Joomla! folder is and go inside that folder and delete the following from the Joomla! folder:• Folder - installation folder - delete the entire folder from the directory• File - INSTALL.php - delete the file from the directoryOnce those two items are removed from the Joomla! installation folder you can then visit your front page or your Joomla! admin area.

--{ Reality versus Magical Mystery Tour: "Citizenry Psy-Ops Operation, People in Tizzy of Dis-information, Truth of Which They Ne'er Possess, Conflicting Data They Can't Process, Fact and Fantasy, All Bound Together, 'Re' the Belief, 'Ligion' the Fetter, Round in Circles, All Amazed, Under Mind Control, They Must Be Dazed, Psychological Warfare to have Success, The Victims' Minds They Must Possess, Until They Find They're All Alone, Truth is Knockin' but No-one's Home" © Alan Watt }-- Contributions to Keep Me (Alan) Going - Praise and Condemnation - Truth - Delusion, Entertainment. Media Management, Propaganda, U.K., Subversion - New Age Movement - Discernment - "Chicago" movie - Published Mandates, UN, New Economic Order. Chasing Rainbows - Downloaded Opinions - Passive Co-operation - Making Decisions Yourself - Battle for the Mind - Scrambled Brains - Unstable People. Britain, Youth Cadets, Citizen Service, Schools - Dr. Spock, "Nation of Young Psychopaths" - Expert Advice. "Troops to Teachers" Program - Military Recruitment - Violence, Hollywood, RIIA Meeting, Culture of Future. Australia Airport Body Scanners - X-Rays, Accumulative Radiation, Cancer - Sadomasochism. U.S. Spy Satellite Surveillance Program, Homeland Security - Knowledge is Power. Alternate Reality, "Hobbies". Gambling Casino called "Stock Market", Taxpayer Bailout. Willing Fools, Mystery and Fascination. (Articles: ["Brown 'backs' more school cadets" (news.bbc.co.uk) - April 6, 2008.] [" 'Retrain ex-troops' as teachers" (news.bbc.co.uk) - Feb. 15, 2008.] ["Melbourne Airport scanners 'will show private parts' " by Dan Oakes, Sydney Morning Herald (smh.com.au) - Oct. 15, 2008.] ["Satellite-Surveillance Program to Begin Despite Privacy Concerns" by Siobhan Gorman, Wall Street Journal (wsj.com) - Oct. 1, 2008.] ["An exit strategy" Financial Times (us.ft.com) - Oct. 15, 2008.]) *Dialogue Copyrighted Alan Watt - Oct. 15, 2008 (Exempting Music, Literary Quotes, and Callers' Comments)