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Happy Monday! Today, we start off with Michelle Obama's recent scoop on White House living and President Trump's plan to reopen Alcatraz. We celebrate the Kentucky Derby champ before cheering Riley Gaines for exposing a boys‑in‑girls'‑sports fiasco in Maine. Then we dive into Ilhan Omar's eyebrow‑raising “fear white men” comment, gasp at the viral AI photo that turned Trump into the Pope, and enjoy JD Vance and Mike Lee's tongue‑in‑cheek reactions. We continue with Kristen Welker tagging along at Mar‑a‑Lago, where Trump tackles tough questions on due process, tariffs, and border security—then torches the “fake media” and the *Wall Street Journal* for good measure. Meanwhile, Elon Musk reveals DOGE deep‑dives, a mysterious new “Blindsight” gadget, and how he really wants to be remembered—all while CNN tries (and fails) to roast him. We wrap with Jen Psaki battling Karoline Leavitt, James Carville calling Republicans liars, and a quick “Chicks Update” from us.No one eats perfectly. Fill your nutrition gaps the easy way with Field of Greens! Use code CHICKS at https://FOGChicks.com to save 20% off your first order.Protect your skin year-round with OneSkin's broad-spectrum SPFs. Get 15% off with code CHICKS at https://OneSkin.coBe prepared for when you need medicine the most with All Family Pharmacy. Visit https://AllFamilyPharmacy.com/Chicks and use code CHICKS10 to get 10% off your entire orderRegister for Bulwark Capital's free “Tariff Edition” webinar on May 22 at 3:30pm Pacific. Sign up today at https://KnowYourRiskRadio.comCelebrate President Trump's first 100 days in office with the Big Beautiful Bundle from Republican Red Winery. Get 10% off PLUS free shipping at https://RepublicanRed.com with code CHICKS!
We're breaking down the latest Trump moments that have the media spinning in circles, calling out the most ridiculous things we've seen from the left, and yes — we're laughing through it all. From Scott Jennings bringing the
Send us a textTransform your perspective on entrepreneurship with Brittany McMills Anderson, the captivating third-generation business owner who traded her dental scrubs for the vibrant world of toys and pools. Brittany's journey from dental hygiene to taking the helm at Funtime Pools and launching the Zachary Toy Store during the tumultuous COVID-19 pandemic is nothing short of inspiring. Listen as she shares heartwarming stories from her childhood swimming competitions and unveils her unexpected prowess as a turkey caller. Discover how Brittany harmonizes her passion for dentistry with the demands of running two thriving businesses, all while keeping her playful spirit alive.Step into the enchanting realm of Zachary Toy Store, where quality and creativity come to life. Brittany reveals her commitment to offering toys that are not only fun but also educational, ensuring a memorable experience for children and adults alike. From nostalgic Bunny Lulu key chains to innovative dual-level puzzles designed for family bonding, the store's diverse selection is sure to impress. We also spotlight standout offerings like reef-friendly SPFs with whimsical packaging and Duke Cannon's distinctive men's grooming line. Brittany's dedication to providing meaningful products for all ages is evident throughout this engaging episode, promising listeners a delightful peek into a world where play meets purpose.Support the show
Tegan and Sadaf kick off this week's Expert episode with a quick chat about beauty products they've been loving lately. Win, Bin or Recycle Today's hot debate: rewearing last night's eye makeup! Is it an easy shortcut or a total no-go? Tune in to hear where Tegan and Sadaf stand, and let us know your take in the Beauty IQ Uncensored Facebook group. Misconceptions of Sun Safety We're diving deep into sun safety myths—from the need for SPF on cloudy days to the real risks of skipping sunscreen altogether. Tegan shares insights from her experience in the clinic, helping to separate fact from fiction. Plus, we share product recommendations for SPFs that work well on every skin tone. Adore Anonymous: Combo Skin Conundrum A listener asks, “Why is my skin oily and dry simultaneously?” Tegan and Sadaf break down the phenomenon of combination skin, sharing practical advice for managing it. Products mentioned: La Roche-Posay Hyalu B5 Eye Serum Cosmedix Opti Crystal- Liquid Crystal Eye Serum Cosmedix Elite Eye Doctor La Roche-Posay Anthelios Invisible Fluid Facial Sunscreen SPF 50+ Ultra Violette Fave Fluid SPF50+ SKINSCREEN AB LAB Dewy-C SPF50+ Facial Sun Milk 75mL Submit your Adore Anonymous questions here: https://forms.gle/NtNRzm22n5ccLapi6 Join our Beauty IQ Uncensored Facebook Group to share your stories, get beauty tips, and discuss this episode! https://www.facebook.com/groups/484267299748882/ Disclaimer: https://www.adorebeauty.com.au/disclaimer.html Adore Beauty acknowledges First Nations People as the Traditional Custodians across the lands and waters of Australia and New Zealand. We recognise and pay our respects to Elders past, present, and future, whose lands were never ceded. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.
After a nice break from sunscreens, we had some time to dabble in lip SPF products. It turns out our lip skin actually has a lot less natural protection from both sun and dryness than the rest of our body. Thus, it only makes sense that having a good lip SPF (or two) is important to have handy. We tried 12 lip SPFS of various types and various price points and share all of our findings! The taste of some of these left quite a lasting impression.
Warmer days are on their way, and sunny days bring with them increased risk of skin damage. There's plenty of sunscreen brands and SPFs on the market, but not all of them will treat the planet as well as they'll protect your skin. Kate “Ethically Kate” Hall joined Jack Tame for a chat about what to look for when hunting for sustainable sun protection, and what else you can do to protect your skin. LISTEN ABOVE See omnystudio.com/listener for privacy information.
In this episode we welcome Thomas Onorato of OW PR and Events who shares with us his three favorite SPF brands that are kind to his skin. Learn more about your ad choices. Visit megaphone.fm/adchoices
Cracked bronzer? Busted eyeshadow? We're here with the good news, you don't need to chuck them. Kelly's got a hack that will make them look and feel brand new again. And, we all want to protect our lips from the sun. But some crusty SPFs on the market are not it. We've got some beautiful gloss and balm recommendations for a Youbie in need. Plus, Leigh's secret to nailing effortlessly chic, but low-maintenance mum hair and she's sharing it with us today... LINKS TO EVERYTHING MENTIONED: K18 Leave-In Molecular Repair Mask $99 Tangle Teezer Wet Detangler $28 Davroe Cool Graphite Colour Treatment $32.95 Justice Haircare 10 SECOND HAIR MIRACLE $28 FEKKAI Clean Stylers Prime Mist Serum $19 KEVIN.MURPHY Bedroom Hair $48.95 ULTRA VIOLETTE Sheen Screen Hydrating Lip Balm SPF 50 $25 Ultra Violette Sheen Screen SPF50 Lip Balm $27 Naked Sundays SPF50 Glow + Go Lip Oil Watermelon $29.95 Bondi Sands SPF 50+ Lip Balm Wild Strawberry $6.95 Alpha-H Reusable Bamboo Cotton Pads $24.95 Mecca-ssentials Reusable Cleansing Face Pads $24 Nourished Life Life Basics Reusable Cotton Pads $5 Kylie Cosmetics Precision Lip Liner $25 MECCA MAX Eye Max Eyeliner Pencil $16 HOURGLASS Ambient Lighting Powder $96 SUBSCRIBE: Subscribe to Mamamia Sign up for our free You Beauty weekly newsletter for our product recommendations, exclusive beauty news, reviews, articles, deals and much more! Want to try our new exercise app? Click here to start a seven-day free trial of MOVE by Mamamia GET IN TOUCH: Got a beauty question you want answered? Email us at youbeauty@mamamia.com.au or call the podphone on 02 8999 9386. Join our You Beauty Facebook Group here. You Beauty is a podcast by Mamamia. Listen to more Mamamia podcasts here. CREDITS: Hosts: Kelly McCarren & Leigh Campbell Producer: Cassie Merritt Audio Producer: Jacob Round Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.
Happy Healthy Skin Month! The sun's UV rays don't slow down just because it's winter. Wearing SPF should be part of our daily skincare routines, but it's easy to let this practice lapse during the colder months. In the past, I've recorded an episode about the best SPFs for dark skin, and I wrote an article on Glamour.com about the best SPFs for dark skin according to gorgeous girls. In this episode, I'm reviewing and recapping the best SPFs of 2023 that are perfect for year-round use. 1:45: Black Girl Sunscreen Make it Glow SPF30 Spray ($15.99) and Black Girl Sunscreen Make it Pop Lip Gloss ($10.99) - BGSS launched the SPF 30 spray-on sunscreen, and it's without a doubt their most wearable, lightweight sunscreen yet. Packed with jojoba oil, avocado oil, vitamin E, and glycerin, this lightweight spray protects all skin tones with a radiant glow for on-the-go. 3:30: Bondi Sands Sport SPFSunscreen Lotion 50 ($13.99) - This sunscreen stood out for me, because of its high protection, reef-friendly formulation, and non-greasy formulation. This is the perfect all-around sunscreen--I basically use it as a full-body moisturizer in the summer and autumn months. 5:35: Charlotte Tilbury Invisible UV Flawless Primer SPF 50 ($55.00) - This invisible, weightless, scentless primer is packed with SPF 50 and hyaluronic acid to deliver a hydrated all-over primed canvas glow along with SPF protection. If SPF is part of your skincare routine, this primer creates a flawless invisible base that allows for perfect makeup application. 7:20: L'Oreal Paris Revitalift Broad Spectrum SPF 50 Invisible UV Fluid ($14.00) - This is the perfect, essential skin-protecting final step as part of your skincare routine. With antioxidants, vitamin C and vitamin E, it does a great job removing the appearance of dark spots and fighting sun damage. 9:15: Bloomeffects Tulip Dew Sunscreen SPF 50 Serum ($65.00) - This ultra lightweight, hydrating 100% mineral SPF is the first ever tulip-based sunscreen. The formulation is silky smooth and it goes on with the perfect milky, silky smooth texture. 11:15: BIO Heal Panthenol SPF 50 Sun Cream ($28.00) - The perfect mild sun cream for daily use, BIO Heal's Panthenol SPF protects and soothes the skin irritated by UV rays and reinforces the skin's barrier. It's super quick absorbing and doesn't leave behind a trace of white residue or a sticky feel. If you have acne prone or oily skin, you'll be pleasantly surprised as this product doesn't cause irritation. The best part? It blends seamlessly under a full face of makeup. I hope you're loving Bri Books! If you're new to the show, leave a review of Bri Books on Apple Podcasts, and listen to Bri Books on Apple Podcasts and Spotify! Please tell me where you're traveling to by using #bribooks on Instagram and subscribe to the Bri Books newsletter at bribookspod.com/newsletter. Products Mentioned Black Girl Sunscreen Make it Glow SPF30 Spray ($15.99) and Black Girl Sunscreen Make it Pop Lip Gloss ($10.99) Bondi Sands Sport SPFSunscreen Lotion 50 ($13.99) Charlotte Tilbury Invisible UV Flawless Primer SPF 50 ($55.00) L'Oreal Paris Revitalift Broad Spectrum SPF 50 Invisible UV Fluid ($14.00) Bloomeffects Tulip Dew Sunscreen SPF 50 Serum ($65.00) BIO Heal Panthenol SPF 50 Sun Cream ($28.00)
Attention “Skincare Nerds!” Board-certified Cosmetic Dermatologist Dr. Shereene Idriss, also known as #PillowtalkDerm, makes her sophomore appearance to answer the people's most Googled skincare questions for 2023. The newly-minted Threads star shares her pro advice on preventative Botox (and how its competitor Daxxify is stacking up), details on the best-selling product from her own eponymous skincare line so far – and, is Jill stalking our favorite derm?!You'll also discover:The one thing you should consider before starting a skincare routine – and no, it's not your skin typeThe PillowTalkDerm's personal skincare faves, from the best eye cream money can buy to the SPFs she can't live withoutHer least favorite skincare ingredient (where's the data?!)Why she's not a fan of skin flooding for everybodyPlus, is skin “purging” real? Pssst! ICYMI, listen to our first episode featuring Dr. Shereene Idriss all about common skincare scams debunked here and don't forget to like, review and follow Get social with us and let us know what you think of the episode! Find us on Instagram, Tiktok, Twitter. Join our private Facebook group, or give us a call and leave us a voicemail at 1-844-227-0302. For any products or links mentioned in this episode, check out our website: https://breakingbeautypodcast.com/episode-recaps/PROMO CODES: Create & Cultivate Behind The Business Beauty and Wellness SummitJoin us on Saturday, September 9th and save 20% off tickets with promo code CCBTBW20 at createcultivate.com Pillsbury Find more weeknight dinner recipes at Pillsbury.com. Friendly reminder that you can find Pillsbury in the dairy aisle*Disclaimer: Unless otherwise stated, all products reviewed are gratis media samples submitted for editorial consideration.*Hosts: Carlene Higgins and Jill DunnTheme song, used with permission: Cherry Bomb by Saya Produced by Dear Media StudioSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This is THE episode for my fellow skin care junkies!! Today's guest is the host of the wildly-popular beauty-focused podcast, Skincare Anarchy; the publisher behind the independent beauty magazine Yūgen; and if that weren't enough, she's also an MD and trauma surgeon--her "day job." Dr. Ekta Yadav's work has appeared in various dermatology, microbiology, and oncology journals, and she brings her medical knowledge to the beauty space on her podcast, interviewing brand founders, beauty industry leaders about the topics of skin health and skin care. And today she's here to share some of that wisdom with us! We talk: + Why it's not just about ingredients when it comes to skin care + The new technologies she's most excited about + The lip plumper she swears by + Is retinol on the way out? + Her favorite retinol-based product if you want to use it + How to figure out your perfect skin care routine + Why she chooses physical blocks over chemical screens + What she thinks about “skinimalism” + Her current favorites cleansers, toners and SPFs, here + Her go-to serums (Michael Morrison Genesis serum; Lyma serum; Delavie Sciences serum) + Her go-to moisturizers (AveSeena; Care Skincare water cream) --- Support this podcast: https://podcasters.spotify.com/pod/show/wegottatalkwithsonni/support
The U.S. dollar's status as the global reserve currency is diminishing, which reduces the power that U.S. leaders have over the global economic system. In this episode, hear highlights from recent Congressional testimony during which financial elites examine the current status of the global financial system and what Congress is being told to do to address perceived threats to it (and to their own power). Please Support Congressional Dish – Quick Links Contribute monthly or a lump sum via PayPal Support Congressional Dish via Patreon (donations per episode) Send Zelle payments to: Donation@congressionaldish.com Send Venmo payments to: @Jennifer-Briney Send Cash App payments to: $CongressionalDish or Donation@congressionaldish.com Use your bank's online bill pay function to mail contributions to: 5753 Hwy 85 North, Number 4576, Crestview, FL 32536. Please make checks payable to Congressional Dish Thank you for supporting truly independent media! View the show notes on our website at https://congressionaldish.com/cd276-the-demise-of-dollar-dominance Background Sources Recommended Congressional Dish Episodes CD269: NDAA 2023/Plan Ecuador CD230: Pacific Deterrence Initiative CD195: Yemen CD187: Combating China CD102: The World Trade Organization: COOL? International Monetary Fund “IMF Financial Activities List 2023.” Updated June 21, 2023. International Monetary Fund. “Weekly Report on Key Financial Statistics.” June 9, 2023. International Monetary Fund. “IMF Lending.” Updated December 2022. International Monetary Fund. Argentina “Argentina: Letter of Intent, Memorandum of Economic and Financial Policies, and Technical Memorandum of Understanding” October 17, 2018. International Monetary Fund. “Argentina Policy Memorandum.” January 11, 1999. International Monetary Fund. Ecuador “Ecuador—Supplementary Letter of Intent.” March 13, 2003. International Monetary Fund. Smaller Banks within the World Trade System International Finance Corporation China “Members and Observers.” World Trade Organization. “ China and the WTO.” World Trade Organization. “From ‘China Shock' to deglobalisation shock: China's WTO accession and US economic engagement 20 years on.” Stephen Kirchner. January 24, 2022. United States Studies Centre. “The China Reckoning: How Beijing Defied American Expectations.” Kurt M. Campbell and Ely Ratner. February 13, 2018. Foreign Affairs. The World Bank “Who can borrow from the World Bank?” December 10, 2020. Bretton Woods Observer. “Domination of the United States on the World Bank.” Eric Toussaint. April 2, 2020. Committee for the Abolition of Illegitimate Debt. “Why Is the World Bank Still Lending to China?” Yukon Huang. January 15, 2020. Carnegie Endowment for International Peace. Congressional Stock Trade Tracking Quiver Quantitative Unusual Whales US Abuse of Sanctions “The Other Counteroffensive to Save Ukraine.” Lawrence Summers et. al. June 15, 2023. Foreign Affairs. Allies Pivoting “Europe must resist pressure to become ‘America's followers,' says Macron.” Jamil Anderlini and Clea Caulcutt. April 9, 2023. Politico. “US State Dept backs latest raft of Saudi, UAE, Jordan arms sales.” February 2, 2022. Al Jazeera. Witnesses Mark Rosen on Linkedin Daniel F. Runde on Linkedin “Membership Roster.” Accessed June 24, 2023. Council on Foreign Relations. Tyler Goodspeed on Linkedin Carla Norrlof - “Board of Directors.” Atlantic Council. Daniel McDowell bio Marshall Billingslea on Linkedin Audio Sources Dollar Dominance: Preserving the U.S. Dollar's Status as the Global Reserve Currency June 7, 2023 House Financial Services Committee Watch on YouTube Witnesses: Dr. Tyler Goodspeed, Kleinheinz Fellow, Hoover Institution at Stanford University Dr. Michael Faulkender, Dean's Professor of Finance, Robert H. Smith School of Business at University of Maryland Dr. Daniel McDowell, Associate Professor, Maxwell School of Citizenship & Public Affairs at Syracuse University Marshall Billingslea, Senior Fellow, Hudson Institute Dr. Carla Norrlöf, Senior Fellow, The Atlantic Council and Professor, University of Toronto Clips 34:05 Dr. Tyler Goodspeed: In 2022, as the Ranking Member highlighted, 88% of all foreign exchange transactions by value involved the United States Dollar, a figure that has been roughly constant since 1989, which is testament to the substantial path dependence in international currency usage due to large positive network externalities. As the Ranking Member also highlighted, 59% of all official foreign exchange reserves were held in US dollars, which is down from a figure of 71.5% in 2001. By comparison 31% of all foreign exchange transactions by value involve the Euro, which is the second most commonly transacted currency, which accounted for 20% of official foreign exchange reserves. 34:50 Dr. Tyler Goodspeed: The fact that 90% of all foreign exchange transactions continue to involve the United States dollar, and that global central banks continue to hold almost 60% of their foreign exchange reserves in US dollars confers net economic benefits on the United States economy. First, foreign demand for reserves of US dollars raises demand for dollar denominated securities, in particular United States Treasury's. This effectively lowers the cost of borrowing for US households, US companies, and federal, state and local governments. It also means that on average, the United States earns more on its investments in foreign assets than we have to pay on foreign investments in the United States, which allows the United States to import more goods and services than we export. Second, foreign demand for large reserves of US dollars and dollar denominated assets raises the value of the dollar and a stronger dollar benefits us consumers and businesses that are net importers of goods and services from abroad. Third, large reserve holdings of US currency abroad in effect constitutes an interest free loan to the United States worth about $10 to $20 billion per year. Fourth, the denomination of the majority of international transactions in US dollars likely modestly lowers the exchange rate risks faced by US companies. Fifth, the given the volume of foreign US dollar holdings and dollar denominated debt, monetary policy actions by foreign central banks generally have a smaller impact on financial conditions in the United States than actions by the United States Central Bank have on financial conditions in other countries. 36:40 Dr. Tyler Goodspeed: However, the benefits of the US dollar's global reserve status are not without costs. The lower interest rates in the United States benefit US borrowers, especially the federal government. They also lower returns to US savers. In addition, though a stronger dollar benefits US consumers and businesses that net import goods and services from abroad, it does also disadvantage US firms that export goods and services abroad as well as firms that compete against imported goods and services. Furthermore, the perception of the US dollar as a safe haven asset means that demand for the dollar tends to increase in response to adverse macroeconomic events that are global in nature. As a result, the competitiveness of US exporters and US firms that compete against imported goods and services are likely to face an increased competitive disadvantage at times of elevated global macroeconomic stress. 37:35 Dr. Tyler Goodspeed: However, despite these costs, studies generally find that the economic benefits of the dollar's prominent global status outweigh the costs, providing a modest net benefit to the United States economy. This does not include the substantial benefit to which the chairman referred of the United States dollar's centrality in global transactions, allowing the United States to utilize financial sanction tools when appropriate in support of national security objectives. 44:50 Dr. Daniel McDowell: With little more than the stroke of the President's pen or through an Act of Congress, the US government can use financial sanctions to impose enormous economic costs on targeted foreign actors, be they individuals, firms, or state institutions, by freezing their dollar assets or cutting them off from access to the banks through which those dollars flow. The consequences for individual targets, known as specially designated nationals or SDNs, are severe, significantly impairing targets capacity to participate in international trade, investment, debt repayment, and depriving them of access to their wealth. Over the last two decades, the United States has used the tool of financial sanctions with increasing frequency. For example, in the year 2000, just four foreign governments were directly targeted under a US Treasury Country Program overseen by the Office of Foreign Assets Control (OFAC). Today that number is greater than 20, and if we include penalties from secondary sanctions the list gets even longer. The more that the United States has reached for financial sanctions, the more it has made adversaries and foreign capitals aware of the strategic vulnerability that stems from dependence on the dollar. Some governments have responded by implementing anti-dollar policies measures that are designed to reduce an economy's reliance on the US currency for investment in cross-border transactions. But these measures sometimes fail to achieve their goals. Others have produced modest levels of de-dollarization. Notable examples here include Russian steps to cut its dollar reserves and reduce the use of the dollar and trade settlement in the years leading up to its full scale invasion of Ukraine, or China's ongoing efforts to build its own international payments network based on the Yuan, efforts that have taken on a new sense of urgency as Beijing has become more aware of its own strategic vulnerabilities from Dollar dependence. 47:05 Dr. Daniel McDowell: The United States should reconsider the use of so-called symbolic financial sanctions. That is, if the main objective of a tranche of sanctions is to signal to the world or to a domestic audience that Washington disapproves of a foreign government's policy choices, other measures that can send a similar signal but do not politicize the dollar system ought to be considered first. Second, the use of financial sanctions against issuers of potential rival currencies in particular, China and its Yuan should face a higher bar of scrutiny. Even a small targeted sanctions program provides information to our adversaries about their vulnerabilities, and gives them time to prepare for a future event when a broad US sanctions program may be called upon as part of a major security crisis, when such measures will be most needed. Finally, whenever possible, US financial sanctions should be coordinated with our allies in Europe and Asia, who should feel as if they are key stakeholders in the dollar system and not vassals to it. Such coordinated efforts will prevent our friends from seeking to conduct business with U.S. adversaries outside of the dollar system and send a message to the whole world that moving activities into secondary currencies, like the Euro or the Yen, is not a safe haven. 48:35 Marshall Billingslea: I'll say at the outset that I agree with you and others that to paraphrase Mark Twain, reports of the dollar's demise have been greatly exaggerated. That said, we need to remind ourselves that in the 16th century the Spanish silver dollar was the dominant currency, in the 17th century it was Dutch florins, in the 18th century it was the pound sterling. The link between a nation's currency and its role as the relatively dominant political actor on the world stage is pretty clear. And that is why people like Lula from Brazil, Putin and Xi all aspire to undercut the role of the dollar as the global reserve currency. 50:00 Marshall Billingslea: If we look at what Russia did in the run-up to its further invasion of Ukraine, they began dumping ownership of treasury bonds in 2018. In that year, they plummeted from $96 billion and holdings down to $15 billion and they also started buying large amounts of gold. China is now, as the Ranking Member has observed, embarking on its own its own gold buying spree. I haven't seen the data for May, but April marked the sixth straight month of Chinese expansion in its gold holdings, and I'm not sure I believe the official figures. We have to recall that China is the dominant gold mining player around the world and half of those gold mining companies are state-owned. So the actual size of China's war chest when it comes to gold reserves may be far higher. In fact, I suspect inevitably far higher than official numbers suggest. Last year China also started dumping its treasuries. 2022 marked the largest or second largest decrease on record, with a drop of about $174 billion, and China stood at the lowest level since 2010. In terms of its holdings, though, this past March they did reverse course. This bears close watching because a sell-off may be a strong indicator of planned aggression. 51:20 Marshall Billingslea: The sheer size of the Chinese economy dwarfs what we've been contending with in the form of Iran, Russia, and so on. And one of the first things that the Biden administration did in the wake of Russia's attack was start sanctioning Russian banks and de-SWIFTing them. That's one thing when you're going after an economy smaller than the size of Texas; it's quite another when you consider that out of the 100 largest banks in the world, China has 20, and all four of the top four are Chinese banks. And that is why many within the Treasury contended when I was there, and they will contend to this day, that these Chinese banks are simply too big to sanction. I don't agree that we can allow that to stand but I do believe we have to start taking very swift action to put us in a situation where we could take punitive measures on these banks if necessary. 54:10 Dr. Carla Norrlöf: I will note that the Dollar's dominance is not quite as strong amongst private actors and private markets as it is with governments. In private transactions, it averages about 45% of the world's total. That includes FX transactions, but also things like issuance of international debt, securities, and cross-border banking. 54:55 Dr. Carla Norrlöf: The Chinese Yuan poses no immediate threat to dollar dominance. It accounts for roughly 3% of overall reserves. So far China has been successful in promoting the Yuan with its trade partners, but the Yuan is scarcely used by countries outside trade with China. China is a potential long term challenger due to its active pursuit of trade and investment relationships. If the Yuan is increasingly used by third countries, it will pose a greater threat to the dollar. 55:30 Dr. Carla Norrlöf: And in addition to these external threats, there is also a domestic threat. Flirting with the possibility of a voluntary default puts dollar dominance at risk. What should the US do to maintain dominance, to curb the domestic threat? Congress should consider creating an alternative mechanism for resolving political differences on government spending and its consequences. 56:00 Dr. Carla Norrlöf: To rein in external threats the United States should, whenever possible, implement multilateral sanctions in support of broadly endorsed goals to shore up the liberal international order. This is likely to limit dollar backlash. 59:40 Marshall Billingslea: The thing I do worry -- I come back to this fact that they've been buying a lot of gold -- that one of the things that they could do, which would be very concerning, if they wind up having larger reserves of gold than we believe, is they could start issuing Yuan or gold denominated, gold-backed Yuan contracts and that would further their ambition for introducing the Yuan onto the world stage. 1:05:00 Marshall Billingslea: China considers the actual composition of its foreign exchange reserves to be a state secret. So they don't publish and they they view it as a criminal offense to try to obtain that information in terms of the balance of how much is gold, how much Dollar or Euro denominated. But the numbers I've seen suggest that still at this moment, about 50% to 60% of their Foreign Exchange reserves are still in Dollars or Euros, which means that they are at high risk of sanctions; we can affect them. The problem is that that war chest that they've built up is enormous. It's more than $3 trillion that they have in Foreign Exchange reserves. Compare that with what Russia had at the onset of its assault, which was around $680 billion, of which we managed to freeze overseas half of it, but Russia is still keeping its economy going despite the Biden administration sanctions. So imagine how they're going to be able to continue with that sizable war kitty in Beijing if they do decide to go after the Taiwanese. 1:09:00 Dr. Tyler Goodspeed: Short term I think the risk is that we continue to see diversification away from the dollar, PRC continuing to push other countries to use trade inverse invoicing and Renminbi, that they continue to promote the offshore Renminbi market, that they continue to promote or force bilateral clearing. Longer term, I think the bigger risk is that foreign investors no longer perceive the United States federal government debt to be as safe and risk free as it is today perceived. 1:41:20 Dr. Daniel McDowell: The demonstration of US control over the actual flow of dollars, of communication, absolutely provides information to adversaries to prepare for events where they may face similar circumstances. And so I think what we're seeing is China, we're seeing Russia, we're seeing other countries try to create alternative payments networks. Russia has its own SPFS payment messaging system. It's quite small. It was launched in 2014, not coincidentally, after the initial round of sanctions targeting Russia. In terms of CIPS, China's cross border payments network, Belarus announced it was having banks join immediately following the 2022 sanctions. So what I'm saying is there's a pattern between when the United States mobilizes control over the pipes and the messaging of cross-border payments and adversaries looking for alternatives. It doesn't mean they're using them, but they're getting plugged into the system as at least sort of a rainy day option in the event of a future targeting. 1:45:35 Dr. Daniel McDowell: I look at China not just as a typical country, because I think they're an alternative service provider. Most countries fall into alternative service users; they're looking for an alternative to the dollar. China, you could perhaps put Europe in this as well, are the only two sort of economic BLOCs capable, I think, of constructing an attractive enough cross-border payments network that could attract those alternative service users that are looking for that network. And so that's why I think again, with China, there should be a higher bar of scrutiny. 2:02:20 Dr. Tyler Goodspeed: As deficits mount and as the debt burden rises above 100%, I think the Congressional Budget Office has it ending the budget window at about 119% of our economy, then we will probably observe an acceleration of diversification away from the dollar as a hedge. Again, I don't see another single currency displacing the dollar as the major international currency or as the major reserve currency, but continued diversification. International Financial Institutions in an Era of Great Power Competition May 25, 2023 House Financial Services Committee Watch on YouTube Witnesses: Jesse M. Schreger, Associate Professor of Business, Columbia Business School Mark Rosen, Partner, Advection Growth Capital and former Acting Executive Director, International Monetary Fund (IMF) Daniel F. Runde, Senior Vice President, Center for Strategic & International Studies(CSIS) Rich Powell, Chief Executive Officer, ClearPath & ClearPath Action Daouda Sembene, Distinguished Nonresident Fellow, CGD and CEO, AfriCatalyst Clips 39:55 Mark Rosen: The IMF is the global lender of last resort to countries that are in economic distress. IMF borrowers usually have a balance of payments problem, are running out of foreign exchange reserves, and so cannot meet their obligations. The IMF negotiates a set of economic policies with the borrower in government to alleviate the crisis, and, conditional on the government implementing the agreed policies, provides a loan in tranches, normally over a three year period. 41:00 Mark Rosen: The biggest challenge the IMF faces today is China which, as we've heard, has lent vast sums to emerging market and low income countries in a non-transparent and irresponsible manner. Many IMF members are now struggling to repay China. 42:05 Mark Rosen: The United States is the largest shareholder in the IMF and has veto power over certain key decisions and it's critical that the US continues to maintain its ownership of more than 15% which enables it to have this veto power. 42:20 Mark Rosen: China for some time, has been pressing for an increased quota share at the IMF. However, given its irresponsible lending, and then willingness to provide debt relief to developing countries, this is not the time to reward China with increased ownership at the Fund. Two other issues I'd like to focus on are anti-corruption and the catalytic role of the private sector in the work of the IMF. Corruption is a severe problem for many emerging market countries, which do not have strong institutions that can confront and root out corruption. The IMF is certainly doing a much better job than it did historically on anti-corruption, but I believe it's critical that it continues to make anti corruption laws and policies front and center in the conditions of its lending programs, as well as a focus of its technical assistance. Only by reducing corruption will many of these countries be able to attract the vast amount of private sector investment which is potentially available and remains the ultimate key to reducing poverty. Establishing a rule of law, including laws to protect private property is key to unlocking this investment. And it should be a focus of the IMF and World Bank to encourage these countries to improve the rule of law and to fight corruption. If they do that, emerging market countries can attract private capital and grow rapidly as many countries that have followed that path have already done so successfully. 44:45 Daniel Runde: Multilateral development banks, MDBs, under US and Western leadership are one way that we can respond with something. The United States built and strengthened the MDB system. MDBs provide money, advice, data and convening power to help developing countries solve problems. If the US exerts its influence over these institutions, they are forced multipliers of a US-led global system. If we disregard our leadership role, then other actors, including China, can exert influence over them. The World Bank Group is a series of institutions: it lends money to national governments, it has a private sector arm, and has an insurance arm. There are a series of other regional development bank's including the InterAmerican Development Bank, the Asian Development Bank -- Taiwan is a member of the Asian Development Bank -- the African Development Bank and the EBRD, the European Bank for Reconstruction Development Bank, focused mainly on countries that used to be behind the Iron Curtain. The United States has been instrumental in creating the majority of these institutions and remains the largest, or one of the largest, shareholders of every afformentioned MDB. Since the founding of these institutions, the US has used its shareholding power to shape the policies and activities of MDBs in indirect support of American foreign policy. 47:10 Daniel Runde: What role does China play in the MDBs? They're a shareholder. China continues to borrow from the World Bank and the Asian Development Bank. That is crazy. That needs to stop. China is a shareholder. Also, Chinese firms can bid on MDB projects. China wins a lot of in terms of dollar value, a lot of the dollar value of World Bank contracts. Something to take a look at. 47:35 Daniel Runde: How does the Belt and Road figure into the MDBs? You all have heard of the Belt and Road. Infrastructure is now a strategic issue. China's Belt and Road Initiative is a combination of construction and financing projects for roads, airports, and energy around the world. Unfortunately for us, BRI is an ambitious project that speaks to the hopes of China's friends and potential friends. To counter the BRI, the US needs a positive alternative that says more than, "Don't work with China." Right? That's not a strategy. We've got to have an alternative. 1:12:50 Rep. Andy Barr (R-KY): How do we end China's eligibility to borrow from the World Bank? Daniel Runde: The Asian Development Bank has said they're going to end their eligibility by 2025. We should absolutely hold them to that. There is a temptation for the World Bank and the Asian Development Bank to continue to loan for a couple of reasons. One is they say, "Well, this is a window into how we can understand China better." There's lots of other ways to understand China better. And or this is a way for us to -- for a bunch of lending reasons that they do it. You all have the power of the purse, you have an ability, I think you should have blunted conversations with the administration about this. I suspect it's an open door, but it's going to require, I think, some pushing from Congress. I would encourage this committee to push the administration on ending lending to China. 1:14:30 Jesse Schreger: So fundamentally right now, the Renminbi is not yet positioned to compete with the US dollar for a number of reasons. First and foremost, the reason that the dollar plays the role it does in the international financial system is it provides the global safe asset. You're confident, except for the upcoming debt ceiling, that you will always be paid back if you own US dollars. That's fundamentally what you know. When you contemplate investing in China and holding Chinese Renminbi as reserves, you're not necessarily sure that you're gonna be able to turn that piece of paper into the goods and services that you need or intervening in FX markets. 1:21:15 Jesse Schreger: First and foremost, what China is trying to do is essentially convince countries around the world that the Renminbi is an alternative asset to invoice your trade and to invest in. And so on the investment side, they've been working very hard to actually allow in foreign capital, encouraging foreign central banks to hold Renminbi denominated bonds as their reserves. And on the trade side, they're encouraging firms to invoice, basically price their goods, in Renminbi. There's a few areas in which they've had challenges there. So first, we actually don't know who are holding most of these Renminbi denominated assets. What you can see is after the US sanctioned Russia back in 2014, it was the Russian Central Bank that effectively announced they were moving out of US dollar denominated assets and into Renminbi, so they did that publicly. And so China has effectively been trying to attract foreign capital of that form and a lot of the reasons for that is that China finds itself vulnerable in the dollar-based financial system. And so what I would say the fundamental area in which the United States can assure the dominance of the dollar is making everyone understand that US Treasuries are the world's safe asset that there is no state of the world in which the United States can or will default. 2:03:25 Jesse Schreger: I think the real way in which people start being able to issue and borrow in Renminbi is when people start thinking in terms of the goods that they need to buy and consume are in Renminbi. Fundamentally, most countries around the world, if they issue a bond in Renminbi, the calculation they have to do is then "okay, I'm going to take my renminbi and convert it into US dollars to buy the thing in which I need." And so while actions in the US financial system are certainly going to affect other countries decisions to borrow in Renminbi, the kind of underlying challenges in Chinese financial markets and fundamentally the lack of goods priced and sold in Renminbi are going to continue to hold back kind of a growth of this market for a while. And in particular, the fact that many countries are reluctant to try to raise money inside of China's liquid onshore capital markets for, effectively, fear of capital controls. If you've raised renminbi in China, you can't get that out and to your projects the way you can if you raise money in the US in dollars. 2:14:55 Daniel Runde: The business model of the World Bank is they lend money to richer countries with a pretty good credit rating and then they cross subsidize that by lending to poor countries with a poor credit rating. My view is, China can finance its own development, we should stop this practice. I think the Asian Development Bank has sort of gotten the memo, but the World Bank has not fully gotten the memo and they'll give you kind of World Bank-y answers to this sort of thing. We got to stop it. Rep. Zach Nunn (R-IA): Mr. Runde, I could not agree with you more. And you highlighted earlier, you know, by 2025, China should graduate from this program. I'd offer that 25 is two years too late. We can start funneling them off that now. Daniel Runde: I agree, sir. Rep. Zach Nunn (R-IA): I think you're in the right spot. Thank you. Music Tired of Being Lied To by David Ippolito (found on Music Alley by mevio) Editing Pro Podcast Solutions Production Assistance Clare Kuntz Balcer Cover photo Eric Prouzet on Unsplash
***DISCOUNT CODE BELOW*** We all do it--torture our skin with products and practices that wear down the barrier, making our skin more prone to irritation and maybe wrinkles, spots and inflammation. As it turns out, your skin doesn't need 65 products a day. And today my guest here to talk to us about respecting and rebuilding your skin barrier. Dr. Heather Rogers, MD, is a double-board certified dermatologist based in Seattle, with two decades of experience in practice, and is the founder of Modern Dermatology. She studied at Stanford, University of Washington School of Medicine and Columbia University Medical Center. She's been repeatedly named as one of the top 1% of the most honored doctors in the US and is also the founder of her own eponymous skincare line, Doctor Rogers Restore. Dr. Rogers is here to tell us all about how skin should be treated specifically in the summer, and year round, and so much more. We talk: + How many products you actually need in your routine + The ingredients to NOT overuse + The evolution of skin cleansers and why your cleanser might be stripping your skin + Actual standout products + Finding the Best Vitamin C serums + How to rebuild your skin barrier Find all the SPFs Dr. Roger recommends HERE. Get 20% off Dr. Rogers' line, Doctor Rogers Restore, with code WEGOTTATALK at checkout. Click here to shop! *** Like fresh meals delivered right to your door? Use code WEGOTTATALK at Go Methodology or click THIS LINK to get 10% off your first order of Methodology--whole, organic foods in ready-to-eat packaging that nourish your gut and feed your health. --- Support this podcast: https://podcasters.spotify.com/pod/show/wegottatalkwithsonni/support
Summer is here, which means it's time to slather on the sunscreen. Here's the 411 on SPFs, UVBs and everything in-between.
Sleep and food may dominate the chorus of parenting battles, but sunscreen is a highly predictable seasonal interloper. Wearing it prevents skin cancers (and wrinkles!), yet our less-than-consequential-thinking kids often refuse to (or worse yet, they flat-out lie). This episode is all about sunscreen – different types and ingredients and SPFs – and how the heck to get a kid to actually use it. Show Notes:Check out all of our speaking and consulting work at www.Orderofmagnitude.co and all our super comfy products at www.myOOMLA.comLove what we talk about? Pre-order our book This Is So AwkwardProduction by Peoples MediaTranscript Hosted on Acast. See acast.com/privacy for more information.
Founder of Olivanna and my Olivanna Janine Summers joins Ellie Thompson on the show to discuss the best skincare products for teens and tweens, sharing expert advice on teen acne, blackheads and other common skin complaints in children and young adults. Skincare advice for teens and tweens my Olivanna is a natural luxury skincare brand for teens and tweens set up by Janine to offer high-performance, ethical, super-fruit-infused products that work. Janine shares her expert advice on identifying skin types, advice on the different products our kids should be using, and what age to start. Janine shares useful tips and tricks on skincare, makeup and SPFs, and the list of ingredients to swerve when shopping for the best skincare products for teens and tweens. Email us at info@mybaba.com Follow us on Instagram @mybabainsta and @mybabagram Show notes https://olivanna.com/ https://olivanna.com/collections/my-olivanna Use discount code MYBABA for a 10% discount off everything, excluding discounted sets until the end of July 2023. This code will work on both the Olivanna website and my Olivanna websites. What is My Baba? My Baba provides the daily scoop on family, food and lifestyle - we're not just experts at all things parenting. Visit mybaba.com The Content on this podcast is provided by My Baba and represents our sole opinions and views. For more information on our terms and conditions please refer to the website: https://www.mybaba.com/terms-conditions/
With warmer months upon us, we're discussing a hot topic in the marine sustainability space: reef safe sunscreens. We're overviewing the 'why' behind these products, and what motivates cities to enact policies supporting these SPFs, plus what to look for when you're making a purchase. We're also discussing some of the controversy surrounding these products... spoiler alert: companies love greenwashing tactics! More on reef safe sunscreens: Your Guide to Reef Safe Sunscreens (Surf Rider Foundation) The Truth About 'Reef Safe' Sunscreens (Consumer Reports) Opinion | Is Your Sunscreen Poisoning the Ocean? (New York Times) Thanks to our sponsors today! AirDoctorPro.com/EcoChic for up to 39% off or $300 off PeaceCoffee.com/EcoChic for 40% off + free shipping Meet me online - @ecochicpodcast on Instagram + @lauraediez on Tiktok. Email me at laura@lauraediez.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
This week, Charlotte Collins is joined by Mia Luckie, Harriet Russell & Georgina Blaskey. The four discuss the new Pamela Anderson documentary, holding onto pieces in their wardrobes and the advent of AI – plus, they answer some reader questions, from the best facial SPFs to at-home brow hacks. Sign Up to The FREE SheerLuxe Daily Email: https://sheerluxe.com/signupFollow Us On Instagram: https://www.instagram.com/sheerluxe/?hl=enHeckfield Place | http://bit.ly/2M5ky9bMarbella Club Hotel | http://bit.ly/3DTaNpzEtt Hem, Stockholm | https://www.etthem.se/Pamela: A Love Story | NetflixDiary Of A CEO With Steven Bartlett, How To Take Full Control Of Your Mind: Prof. Steve Peters, The Chimp Paradox | http://bit.ly/3Yk4jbhSL Team Pre-Loved Sale | http://bit.ly/40C4kZXThe SL Community | http://bit.ly/3VmDX6PChat GPT | https://bit.ly/40FP91QFace Gym | https://facegym.com/ Hosted on Acast. See acast.com/privacy for more information.
Reuters: Yuan har blivit den nya dollarn för ryssar Yuanen har successivt fått en plats i Ryssland under många år, men under de senaste nio månaderna har dess framfart accelererat dramatiskt. Den kinesiska valutan bröt in på ryska marknader och handelsflöden. Detta underlättades av västerländska sanktioner. Ryssland har blivit det fjärde största handelscentrumet för yuan. Deras andel av valutamarknaden steg från 1% till 45%. Ryssland och Kina kringgår SWIFT – vice premiärminister. Handelspartnerna har ökat transaktioner i nationella valutor, säger Aleksandr Novak. Moskva och Peking utvecklar ett system med bosättningar som kan tillåta gränsöverskridande transaktioner utan att använda det västerländska finansiella meddelandesystemet, avslöjade SWIFT, vice premiärminister Aleksandr Novak på tisdagen. De två länderna har enligt uppgift påskyndat ansträngningarna att gå bort från den amerikanska dollarn och euron, mot uppgörelser med inhemska valutor. "I gaskontrakt övergår vi redan till avräkningar i nationella valutor – i rubel och i yuan – på paritetsbasis. Leveranser av olja och oljeprodukter, såväl som kol, ändras också till betalning i nationella valutor” , förklarade han. Enligt Novak kan detta bidra till att undvika finansiella risker och underlätta omvandlingen av rubeln och yuanen till världsreservvalutor. "I detta avseende arbetar Central Bank of Russia och People's Bank of China på möjligheten att öppna konton för ryska företag i Kina och vice versa, skapa ett avvecklingssystem utan att använda SWIFT," sa Novak. Rysslands president Vladimir Putin hade tidigare efterlyst nya oberoende finansiella plattformar för internationella uppgörelser, och betonat att den globala ekonomin borde vara mer öppen och opartisk. Moskva har marknadsfört sitt eget inhemska betalningssystem som ett pålitligt alternativ till SWIFT sedan många av landets banker kopplades bort från det västerländska finansiella nätverket tidigare i år. Rysslands SPFS interbankmeddelandesystem skapades 2014 och har liknande funktionalitet som SWIFT. Det säkerställer säker överföring av finansiella meddelanden mellan banker både inom och utanför landet. I april sa ryska centralbankschefen Elvira Nabiullina att de flesta ryska långivare och 52 utländska organisationer från 12 länder hade fått tillgång till SPFS. Tillsynsmyndigheten tillade att det skulle hålla identiteten på betalningssystemets medlemmar hemlig för att skydda dem från att eventuellt falla under sekundära sanktioner från USA och dess västerländska allierade. #CarlNorberg #DeFria De Fria är en folkrörelse som jobbar för demokrati genom en upplyst och medveten befolkning! Stöd oss: SWISH: 070 - 621 19 92 (mottagare Sofia S) PATREON: https://patreon.com/defria_se HEMSIDA: https://defria.se FACEBOOK: https://facebook.com/defria.se
Hey y'all! I am so excited because my guest, Claire O'Bryan, is going to tackle some of our most burning skincare questions - especially about BOTOX! Claire is a Nurse Practitioner and is the Co-Founder of The Skin Clique, a growing concierge skincare company that brings treatments and injectables to you in the comfort of your own home. She and I talk about what to do if you're just starting your skincare routine, SPF, Botox, and collagen. Then we're going to take a little trip to the Marriage Corner with Eric. Links Mentioned: The Skin Clique Instagram The Skin Clique Collection The Dabble Co Podcast Tik Tok MyLifeWellLoved Tik Tok The Skin Clique Busy Moms Holiday Planner Fall Fitness Challenge SudShare Laundry App Modere Liquid Collagen Blog Post Megan Davis Podcast Interview Shonda Rhimes Commencement Speech Microneedling with Dr Core Freebie Healthy Meal Planning Printable In This Episode, We Discuss: [2:07] Claire gives us her background and what The Skin Clique is. [6:21] What does the balance of mom life and work life look like for Claire. [9:01] Outsourcing tasks you don't enjoy like Laundry for quality time with family. SudShare Laundry App [10:23] Meal planning worksheet and grocery list to get you started. [11:38] What is the one thing Claire wishes every woman knew about her skin? Plus let's talk about our favorite SPFs like the Essential Tint, or Essential Mineral from The Skin Clique or Color Science's Makeup SPF [13:58] Claire explains her skincare routine for those not sure where to start. [15:14] We talk about one of my favorite things - collagen! What kind does Claire use, and Heather's choice is Modere Liquid Collagen. Modere Liquid Collagen Blog Post [17:04] Claire's advice to someone who is a beginner when it comes to Botox. [24:22] Claire shares other anti-aging techniques and how often to use them. [29:17] Claire's new favorite thing in her health journey. [35:22] Marriage corner with Eric talking about everyday activities that we want to see as Olympic events. What would you love to watch people perform or what could you potentially win the gold in? You have a place here, mama friend! Be sure you take a screenshot of your podcast app on your phone, post it ot your Instagram Stories and tag me @heathlywithheatherbrown to let me know your favorite takeaway from this episode
Zongyuan Zoe Liu, fellow for international political economy at CFR, leads the conversation on global economics. FASKIANOS: Thank you. Welcome to today's session of the Fall 2022 CFR Academic Webinar Series. I'm Irina Faskianos, vice president of the National Program and Outreach at CFR. Today's discussion is on the record and the video and transcript will be available on our website, CFR.org/academic. As always, CFR takes no institutional positions on matters of policy. We're delighted to have Zongyuan Zoe Liu with us to talk about global economics. Dr. Liu is a fellow for international political economy at CFR. She previously served as an instructional assistant professor at Texas A&M's Bush School of Government and Public Service in Washington, D.C. And before that, she completed postdoctoral fellowships at the Columbia-Harvard China and the World program and the Center for International Environment and Research Policy at Tufts University. She served as a research fellow and research associate at many institutions—the Reischauer Center for East Asian Studies, NYU's Stern Center for Sustainable Business, and at the Institute for International Monetary Affairs in Tokyo. Dr. Liu is the author of Can BRICS De-dollarize the Global Financial System?, published by Cambridge University Press; and Sovereign Funds: How the Communist Party of China Finances its Global Ambitions, forthcoming in 2023 by Harvard University Press. So we will stay tuned for that. So, Dr. Liu, thank you very much for being with us. This is a very broad topic, but it would be great if you could give us your analysis of the state of the global economy today. LIU: Yeah, thank you very much, Irina, for inviting me to do this. I really, truly appreciate the opportunity to engage with our college and national universities, both the faculties and the students. This makes me feel I'm very much still part of the academia community. So thank you very much, Irina, and thank you, everybody, for tuning in today. So I wanted to begin by saying that as an economist one thing that I learned is that we are very bad at making forecasting. And, once that forecasting is already very bad, but—and forget about the long run. But that being said, I hope our conversation today can at least exchange some perspectives in terms of how we think about global economy and how we think about some policy-relevant natures. So the first—I will begin by saying two statement, and then I will delve into it. The first statement I would say that I'm afraid that geopolitics probably would make economic forecasting, which is already a very difficult business, but geopolitics would likely make this business even more difficult going forward. And this is because global economic prospect will be more influenced by geopolitics and geopolitical tensions, in addition to pure supply and demand. So that is to say, for our—all our college students and our graduate students, who are either pursuing a political science degree, international relations, or economics, or anybody who are vaguely interested in understanding global economics, now this is the time to realize, well, the models may not—the models had their limitations before, and their limitations are probably going to be even more pronounced going forward. The pure supply-demand dimensions—price is set in certain ways—probably are not necessarily going to go that way. One such example would be the European Union and the United States are considering putting a price cap on Russian oil. And what does that mean? That probably means, well, it almost feel like for a long period of time there was this global cartel called the OPEC or OPEC+. These are the so-called sellers' cartel. And they have the power, the monopolistic power almost, in terms of setting the price of oil in the global market. But now we are probably going to see the other part of the story, which is what about a global buyers' cartel? And that is essentially what a price cap means. So long story short, I think geopolitics would play a lot into our analysis of global economics forecasting going forward. And then my second sort of quick statement would be in terms of global economic status today. I would say the key—like, let me take a step back. When we think about economic development, we tend to think about factors of production. Like, for our—again, for our students who probably learned this at the beginning of the semester, this is the time to refresh your concept. But key factors of production—one is resource, the other is technology, and then the other is labor. In terms of resources, you can think about natural resources as well as capital. So these three fundamental factors of production, I would say, they are all going through a period of changes. And these changes are not necessarily in a good way. So that, long story short, a lot of the changes now in global economic conditions may not necessarily be good. And I'm happy to go into a detailed analysis of why resources are not necessarily changing in a good way, or technology, or in terms of labor and demographics. But I'm also happy to stop here and then sort of answer questions or explain further going forward as well. FASKIANOS: Great. We will go to all of you to ask your questions. (Gives queuing instructions.) So we already have a question. It's from Fordham University. Raised hand. So you're going to tell us—have to tell us who you are and unmute yourself, or accept the unmute prompt. There you go. Q: Can you hear me? FASKIANOS: Yes. Q: OK, great. Yes, so I'm a third-year student at Fordham University. My name is Valerie Bejjani. And my question for you, Dr. Liu, pertains to your paper—your Cambridge-published paper—about non-dollar alternatives, which I find very fascinating. And it made me think about something I read for an international political economy class about how Keynes first introduced a non-dollar alternative called the bancor during the Bretton Woods Conference, but the U.S. shot it down. So I was curious about your opinion on this, whether you think it was a mistake for the U.S. not to accept it, and what you think the implications—the historical implications are for BRICS countries today that are trying to devise their own non-dollar alternatives? LIU: Thank you very much, Valerie, for your great question. And I have to—since we're on the record—I just have to say, this is not a planted question. (Laughs.) And I very much appreciate that you've given me the opportunity to talk about the research that I did before. So just a quick background about that research that I did, I finished the research last year—yeah, last year in the summer, in July. So when I submitted my manuscript, there was a review process, right? And then that was the moment when not everybody were interested in SWIFT, in SPFS, in China's cross-border banking—Cross-Border Payment System, or CIPS. So a lot of these alphabetic soups that everybody here are familiar with now, last year before Russia's invasion of Ukraine nobody was even interested. And one of the reviewers was even telling—had a comment there saying that, well, you know, don't necessarily think that these are good examples that deserve to—so many real estate. (Laughs.) But and then my publisher somehow engineered it such that my—that Cambridge publication came out right on the day of Russia's invasion of Ukraine, which was—that was—as a researcher, you probably can never hope the timing in that way. So going back to your question, Valerie, I would say I highly appreciate that you raised the question. And I respect that—highly respect that you are already getting yourself familiarized with Keynesian and all the other historically speaking alternative monetary system or monetary concept as well. So that's all good. So keep doing what you are doing now and I look forward to continuing our conversation going forward. So your question, if I understand it correctly, so is it a good idea for the United States to shut it down, right? So I mean, if I were—I was obviously not in the policymaking room in those days, but I can certainly understand why the United States would want to maintain the dollar's dominant currency status in the global financial system. That's because if you are able to—if the dollar were the dominant currency, in the existing dollar—in the existing global financial system, that basically means on the one hand we can issue debt cheaply. And that literally means the U.S. Treasury is the proxy for risk re-asset. That has huge implications not just for our government debt and our physical expenditure. It also has a tremendous amount of stabilizing factor for our domestic financial institutions and the expansion of our banks in the international market. So from both public perspective and the international perspective, those are good. And the United States has, from a policymaking perspective, all our financial policymakers had their right to shut it down. Now, but if you ask this question from an alternative perspective—say, if you ask the question for—to, let's say, Bank of England Governor Mark Carney—former governor. If you ask him, he would probably tell you, well, this is a terrible idea that the United States would shut it off, because he specifically said in 2019 at the Jackson Hole symposium, when all the major central bankers were gathered in the big hall and talking about monetary policies, he was the one standing in front of everybody saying that, well, it's a terrible idea to have one single currency, which is the U.S. dollar, to dominate the global financial and monetary system. That is the reason why the system is not stable, hence we need to have an alternative system. Like a basket currency or something like that. So, if you ask people like him, he would be—like, be in favor of the diversity—of a more diversified global monetary system. And again, if you ask the countries like China or, for that matter, Russia or Iran, they would be way much more in favor of a much more diversified monetary system as well. And that may not necessarily, from, exchange rate perspective, exchange rate risk is an important aspect, but the more important aspect probably is from the geopolitical hegemonic power of the U.S. dollar. Which means, the U.S. sanctioning power really resides in the dollar being the dominant currency. So right now, we hear about U.S. can sanction Russia, sanction other countries. How that is being executed, it is literally being executed by our banks no longer processing the bank transactions of all the Russian banks. Hence, when people talk about kicking Russia off the SWIFT system, it's not just that the transaction cannot go out. It literally means in practice nobody can send a message with Russian banks. Like, there was no communication. So the entire dollar system is based upon the SWIFT system, which 90 percent of the messaging to process the transactions are using dollar. And then, because the expansive power of our U.S. banks, it literally means all international trade literally has to be settled—the settlement has to be done by U.S. bank, who has U.S. dollars. And in order to access that transaction mechanism, only SWIFT can get the job done. You also have to literally tap into either the Fedwire System or the CHIPS system, which is the clearinghouse system based here in New York. So in order for this whole system—in order to have this whole system to make your dollar payment work, you literally have to maintain on the one hand a connection, on the other hand have connections with the dollar settlement system. And that's why when Russia was kicked out of SWIFT, a lot of other countries who are not necessarily on the good side of the United States started to get worried because people used to think, well, kicking somebody—kicking some banks off the SWIFT system is almost the financial version of a nuclear bomb. It's the nuclear option of cutting somebody from the international financial system, of which the U.S. dollar is the dominant currency, the primary invoicing currency as well. And then on the other hand, lesson learned from this sanction experience, especially from the perspective of China, is that, well, previously we've already laid out a lot of this planning system—meaning the infrastructure used to internationalize the renminbi, such as the China—the China's CIPS system. Policymakers inside China started to wonder, well, since the planning is already there, it's not too much to ask just to add additional function. So the previously, from a functional-wise, China's renminbi payment infrastructure is really not about bypassing sanctions, because in my research I realized when—I interviewed people who actually participated in the designing of the system. And I remember talking to three people on three different occasions, and they all mentioned one point, which is without the CIPS system, the international using of renminbi, really—the user experience was really, really terrible. And the reason it was terrible was simply because there are more than two thousand of small and medium-size banks in China. You are familiar with the big four—ICBC, Bank of China and all that—but those are the major banks. More Chinese bank—more than two thousand of the smaller Chinese banks, they don't have a direct connection with the SWIFT system. Which basically means in order to make transactions across border, it really takes time and the cost of transactions are extremely high. Therefore, in order to improve user experience, they literally had to design a system that can facilitate this cross-border transaction. But when geopolitics plays into it, especially since 2018 when U.S.-China trade war started to get really escalated to a higher level, a lot of those conversations started domestically. And then Russia's invasion of Ukraine really accelerated this whole process. So I hope that sort of give you a broader—it's a long answer, but I hope that gives you a deeper understanding of what has been going on, and what are the—what are the instrument—the functions of the instrument. FASKIANOS: Fantastic. I'm going to take a written question from Abraham—he goes by Abe—Borum. Dr. Liu, you mentioned OPEC within the context of NATO and the U.S. efforts to limit Russia energy policy. What are the second- to third-order effects on other sectors of global markets? And Abe is a graduate student at the National Intelligence University. LIU: Abe, that's a great question, I have to say. And I would strongly encourage everybody here, especially our undergrad and graduate students—to think not just the first-order or direct impact, but also the second-order effect. So I appreciate this question, because then you give me a little bit opportunity to elaborate on why I think on the natural resource aspect our global economy is not necessarily heading towards the right direction. So just tie back into Abe's question to begin with, right now since Russia's invasion of Ukraine, the hydrocarbon prices, and more specifically oil prices, oil prices have been increasing. Although in recent—in recent weeks, it has relatively been stabilized a little bit, but it's still way much higher than pre-pandemic, that would be 2019, right, Irina? 2019, right? (Laughs.) My timeline is all blurred. So I checked this morning, price might have changed slightly. But when I checked it this morning Brent today, this morning when I checked, it was trading about $88 per barrel. And remember in 2019 what the price was? That was something around—the average price in 2019, that was $64. So we are literally talking about more than $20 per barrel more expensive. And then WTI, that is, what, U.S. benchmark, right? WTI was trading at $96 per barrel – close to 96 (dollars). Like 95.99, something like that. And in 2019, Brent was trading on average $57 per barrel. So close to double. So higher energy prices, that basically would directly translate into higher production costs across the board for energy—because every sector need energy, whether it is electricity, whether it is other types of energy. So it directly translate into higher electricity prices. This is important for the United States. This is very relevant for the European Union as well. So higher production costs would literally raise the price of the output. And that is going to further exacerbate the inflationary pressure. And that is going to make the Federal Reserve, and the ECB, and the Bank of England measures to curb inflation even more difficult. And then on the other hand, I also wanted to mention that right now the added layer of geopolitics making this even more difficult. We already see this happening, which is, Biden made his trip to Saudi Arabia, but it did not get the intended consequence or intended result, which is trying to get Saudi Arabia and OPEC in general to stabilize the global oil market. And OPEC+, about a week ago, decided that they are going to cut their production by about two million barrels per day. That is about the daily consumption of, I believe it's China, or something like that. So from that perspective, by limiting production, that is going to further—that is from a pure supply/demand perspective, right? If we hold supply—we hold demand constant and if you reduce the supply, that is going to further raise the upward pressure for the prices. So geopolitics is probably going to further put upward pressure for the prices as well. And then finally, the final point I would want to make there is that right now OPEC countries—OPEC+ countries in particular—they might be—have this existential threat, which is the net zero transition. Right now, what is most valuable for Russia, or for Iran, for UAE, for Saudi Arabia—their most valuable export comes from hydrocarbon. It could be oil. It could be natural gas. So in the long run, when the entire global economy moved to zero dependence on hydrocarbon, that basically means for Russia—that's probably more close to 70 percent of their GDP and government revenue. That is going to be gone. Think about how the Russian economy can make up that much amount of revenue in the short run? That's very difficult to think about, especially these days. And this can be applied for countries like Saudi Arabia as well. Therefore, these countries—these hydrocarbon-exporting countries—they have this existential threat. Which is their most valuable export might become no longer valuable in the long run. So that's why they are—they are inherently very interested in carving a closer relationship and, more importantly, a relatively stable relationship with their stable buyers. And the buyers these days are going to not necessarily be the United States because, you've heard all these stories about the U.S. are energy independent and so on and so forth. But, you know, we can—that's a different story. And when people say U.S. is very largely energy independent, there are so many reasons that argument can be rebutted. But let me just say, U.S. does not necessarily consume a lot of energy from—exported by Saudi Arabia. But who does? China and India. So right now, China's largest energy—in terms of volume—largest energy supplier is Russia. But in terms of pure monetary value that China actually pays, and the largest receiver of Chinese money for energy, that is Saudi Arabia. Therefore, earlier this year you probably read the news about Saudi Arabia might consider allowing renminbi to pay for Saudi oil. There might be more opportunity in there, because they might be very interested, especially MBS, because of all his behaviors, might expose a lot of the Saudis individuals under U.S. sanctions. And on the other hand, China already established a renminbi denominated oil futures market. And that—although, the volume today is relatively—the volume today is relatively low, but the growth is very rapidly. So if all these major oil-exporting countries hypothetically—if they decided to suddenly switch their—the pricing of their oil overnight into renminbi instead of the dollar, we could potentially see the dollar's pricing power and invoicing power in global trade would be diminished. And that is because the infrastructure, the facility is already there. Although the volume of renminbi-denominated oil futures is still relatively low, the plumbing is there. And once you have the plumbing there, there is no way to go back. So now what the United States should do is to make sure that everybody is still very much interested in maintaining the existing dollar-based system and maintaining the pricing of commodity using U.S. dollar. And that brings in the discussion about putting an oil price to Russian oil instead of just a wholesale sanction of Russian oil. As long as we are putting a price cap to it, that basically means we are—yes, we are hurting Russian export, but still we are allowing Russian oil flowing into the international market. That still makes the dollar's pricing power in global commodities relevant. So from that perspective, I think it's the right move to preserve the dollar system. But on the other hand, those countries that are not—again, not necessarily on the geopolitical good side of the United States, they do have the intention to hedge against the risk of being sanctioned. And they need the—they need buyers to buy whatever that they have are valuable today. I hope that makes sense to you. FASKIANOS: Great. Thank you. I'm going to take the next question, a spoken question, from Dr. Seebal Aboudounya, an associate lecturer at the University of College London. You can correct me on the pronunciation of your name. Q: Yes. Hi. The pronunciation is perfect. Thank you very much. So I have two students here from the international public policy program. And they would like to ask questions. So I will just hand over to them. Thank you. Q: Hi, professor. I'm Cici and I'm a graduate student from UCL. I'm really glad you can give me a speech and answer my questions. And I want to ask questions about Belt and Road Initiative (BRI). As we all know, that Belt and Road Initiative has employment more than ten years, since 2013. And it seems as the most important foreign policy for China and their President Xi. And it has already achieved many success. So I want to ask, what's the core purpose of Belt and Road Initiative, and how can we evaluate it? And do the countries in BRI view it in a positive or a negative way? Thank you. Q: Thank you very much. And the second student will now ask a question. Q: Hi, Doctor. My question is, what's the future of global economy under the impact of Ukraine war, China-U.S. competition, and COVID-19? Thank you. Q: Thank you very much. LIU: All right. Thank you very much, Professor Aboudounya. And let me just being with the first question from Cici, right? Thank you very much, Cici, for asking this important question. And I'm so glad that you are asking something about BRI, because I do think it's important for people to understand this whole Chinese initiative. You are absolutely right that the BRI is a very important Chinese foreign policy initiative. And I would even say that the BRI is—or, the Belt and Road Initiative—is Chinese President Xi Jinping, his signature foreign policy initiative during his first two terms. Now he just recently got his—as the general secretary of the party—he just got this third term. So we'll see how BRI being played out going forward. But at least during his first term as the president of China and as the party general of the Chinese Communist Party, that was his signature foreign policy initiative, or grand strategy, if you will. So in terms of what it is and how we think about it, those are great questions. So there are very simple answer to say—to describe what BRI is. You can think about it as a global-spanning infrastructure project. So that's what it looks like. If you just put—if you just—if we have an Excel spreadsheet and we just look at, at least all the—every single project that BRI has been doing, it's really about infrastructure. And more specifically, more than 70 percent of BRI infrastructure projects are related to energy, are energy-related infrastructure projects. Therefore, you can also think about BRI as infrastructure orientated and combined with the idea of establishing China's access to global energy resources. And then, if you think about it from China's domestic perspective, why Xi Jinping decided to start this BRI initiative and what are the connections of the BRI with previous Chinese policies? I would say the reason—fundamental reason why Xi Jinping started this BRI was because of the fundamental domestic problem which is the overcapacity in China's production sector, especially steel, concrete, and a lot of these infrastructure-related sectors. And that takes place after global financial crisis, and then China's spending four trillion—four trillion yuan to stimulate its economy, and it created the major overcapacity issue at home. And the international economy—or international demand or demand from outside of China was not enough—or especially the Western market like United States or European market, they were not growing as fast to be able to absorb China's overcapacity. Therefore China really have to think about how to distribute in a broader global market to solve its overcapacity issue. So Xi Jinping, in one of his meetings, he had this saying—and I think it's very revealing, so I quote him. So he did say this, and I translate it, obviously, into English. So he said: Our overcapacity problem might be other countries—might be beneficial to other countries. In other word, we are producing a lot of this stuff that we do not use, and we are losing money. But if we are able to sell it to other countries, that might be good for them and good for us, as well. So that was—could we—if we give him the benefit of the doubt, is that a good way—is that a good intent? Sure. If we give him the benefit of the doubt, if everything he implemented perfectly, that could be mutually beneficial. And indeed, if you look at all these BRI forums or BRI summit, a lot of these are related to improve their connectedness, solve overcapacity issue, and even BR specific government-to-government level industrial production coordination fund. In other word, if government are establishing lots of money to coordinate—so much you are going to produce, how much I am supposed to produce. The idea is really to tackle the problem of overcapacity. But again, reality when you are looking at how this is being implemented, nowadays it varies. There's a very good Rhodium Group report that you probably—if you just google Rhodium Group BRI, they have this report analyzing the BRI lending. And that's where BRI really come into—really encountered a lot of problem. So you are probably familiar with the whole narrative of the data trap, so depending upon who you are talking to—so if you talk with—if you talk to Chinese project managers, or if you talk to Professor Deborah Bräutigam at SAIS/Johns Hopkins who runs the China Africa Research Initiative—if you talk to folks like them, they might tell you, well, you know, it's really not about the data trap but really speaks to the fact that China is really, really inexperienced in terms of the development finance and in terms of lending, and that the reason is that they really have a limited capacity to do, on the one hand, the environmental impact assessment. Many of these—you will be shocked. Many of these projects they do not even have a real environmental impact assessment. And on the other hand, because a lot of these lendings are directly being lent out by Chinese policy banks—and more specifically, if you look at Africa, that would be China import and export bank, they have a limited capacity to evaluate all these business plans. And I remember talking to a project manager in Mali, so I asked him, have you interacted with all those folks on how you do your—how you do your bidding in order to get the money. So this person, he was very frank with me, and he said, well, I understand how the—I understand how they want the number to look like in order to give me the loan, so I just cook the numbers so that I can get the loan. In other word, there is not necessarily an internally robust risk management process in getting out of these loans. Therefore, am I surprised to see that so much of Chinese—so much of China's BRI loan now are in trouble, like in countries like Zambia, Pakistan, Sri Lanka, and a couple of others. So am I—am I surprised about that? I'm not surprised because if you followed this and if you realized that there is a lack of the internal risk management process, that's the result you are going to get. And it is also because of the debt, combined with the contract term, which is when you are signing a contract like—it's like, I go to the bank and I say, I am Zoe, and I bank with Charles Schwab or Bank of America. Hey, I'm going to buy a house, so how about you lend me the money. This is literally the way how contract negotiating works. And then, guess what? The banks are going to say, hey, Zoe, I do not know who you are, although you look like a good person. I do not want to lend you the money at this rate. I'm going to lend you the money, and you have to put down a collateral. So collateral is the idea that, in case I, Zoe, can no longer pay back my loan, I literally have to give up some sort of tangible asset to the bank. Now in the case of Sri Lanka, that was what happened to Hambantota. So long story short, is that combined with the collateralization of this BRI debt really feeds this debt trap narrative because, well, if it looks like you are setting the countries up to debt, and you are collateralizing their critical infrastructures, this looks like debt trap to many observers. So I can't—I have a lot of sympathy to this debt trap narrative, but really, when we think about BRI debt and how BRI is being implemented, we really need to think about two sides: on the one hand, the policy side; and the other side is really about implementation, because without implementation the policies are only a piece of paper, isn't it? So, I really encourage you to look more specifically into the details, and if you are interested in learning more about BRI, there are a lot of data set that are available. On the one hand, William & Mary—William & Mary have the aid data. If you just google William & Mary and google aid data, you will see their entire data related to BRI. And then the other website that—I would have to say, my colleague and I here at the Council, we have this BRI tracker. My colleague Benn Steil, he run—he had this BRI tracker. So you can take a look at that. And then the Council also published a BRI report last year—last year, right, Irina? We have a BRI Task Force report, so definitely check that out. And then finally there is also Boston University has the global policy institute. They have this China—they have a specific China-oriented research team, and they have—they also run seminars occasionally, and webinars—you can sign up for it and you can have access to their research. We also have this BRI data, so make sure that you check those out so that you can look at all the contract, you can look at what are the—where exactly—at what level project are being implemented. I hope that sort of covered the ground for that with BRI. And then go back to the other question—the other question about the future of global economy, especially the impact on Ukraine. I really appreciate this question as well because it's—it's really dear to my heart, too, and the research in itself is dear to my heart and to many of my colleagues here at the Council. And then, on the other hand, we also—everybody are surprised about how fast and how coherent the sanctions on Russia were able to take place. It used to be like—I myself included—like when the Europeans decided—the European Union decided, basically the next day after—following the U.S. sanctions, they basically decided that they are going to do the same. I was like, oh, gee, looking across the Atlantic, I don't think I understand you guys. It almost feel like you guys could never agree on anything anytime soon, but now, it's like overnight there is this agreement on sanction of Russia. I feel like, oh, this is unprecedented. So from that perspective, I do think the—Russia's war on Ukraine, it reunited the U.S. alliance system, and from economic perspective, I think it's very important in the sense that a lot of the economic differences that we used to have—for example, the Eurozone or, in particular, the ECB might have interest in letting the euro play a bigger role in the global system and all that. So a lot of these are—a lot of these disagreement are going to be surpassed by the priority, which is to address Russia's aggression in Ukraine. And then on the other hand, we are also seeing that, yes, European Union, despite of their heavy dependence on Russian oil and gas—and Russian gas in particular, they are willing to participate in setting a deadline to say by this—by the end of this year we are going to phase out Russia's—our dependence on Russian energy. And in that context, it is good for American energy industry in the sense that we can—here in the United States we can—in the context of making sure that our domestic energy security is secured, right, or we can't export our LNG to our—to meet the need of our European allies. So that is another good aspect of it, and then in terms of—and then finally, I would—along the line of energy I would also say this probably is also going to accelerate the transition to net zero in terms of technology and putting more resources into this technology related to energy transition. That might be related to hydrogen. Canada is already exporting its hydrogen energy to Germany and German trains are now—some German trains are now run on hydrogen power. It would be cool to check it out—how it looks, right? So that means, from energy perspective at least we are seeing the realignment of this energy supply, energy demand dynamic. And because energy is so important for production and for energy growth, that is sort of a stabilizing factor. But that being said, still we are not—I am not saying that the Europeans aren't going to—are no longer having problems. And the Europeans are still going to have problems and the IMF revised downward European growth prospect next year. They downgraded to—even further to a lower point. I believe it's point—it used to be—it used to be about 1.3 in the energy outlook earlier in July, but I think this time—a few days ago when I checked again, there are new economic outlook. They've revised it down for EU—European advanced economies that it was revised down to .06 percent growth. From that perspective combined with high inflation, literally we are seeing that Europe—the advanced European economies—or broadly speaking, Eurozone as a whole—probably are going to head towards, maybe recession is a very, very harsh word, but it definitely going to run into serious economic troubles. So in the long run, this is not a good—this is not good looking. And in the short run, at least, this is not good looking, right, and in the—if we broaden the horizon back, focusing on the economy. Another factor that constrained European growth are, in particular, let's say, the major powerhouses like Germany. A critical part of that is, they are suffering from two issues. One is their cost of electricity is simply too high, and I'm talking about this relative to—it's much higher than the United States for sure, but they are not—they are much higher than China, as well. So China energy per kilowatt is in the magnitude of 0.002 or 0.003 magnitude. And where is Germany? Germany is something like ten times of that. We are talking about .38 per kilowatt. So that basically means if your fundamental electricity cost is high, and when energy price goes up higher, electricity price is also going to go up high, and then your entire manufacture industry is going to face a higher cost. And that, combined with demographic challenges, refugee challenges, it simply means that the government are going to have a whole lot of difficult time to deal with their expenditures. So again, both from energy perspective, from cost-of-production perspective, from the demographic perspective—aging population, refugee problem—and on top of that you probably would also have to think of—take care of the aging population, meaning added social welfare costs and pension costs, so those are—those mean slowing economy, especially on advanced economies, are not necessarily looking nice. FASKIANOS: Thank you. I'm going to go next to Isaac Alston-Voyticky, who has written a question but also said, happy to ask it, so why don't you unmute yourself, please, and give us your affiliation. Q: Hello, my name is Isaac Alston-Voyticky. I am at CUNY School of Law and CCNY's Colin Powell School. I am actually graduating this semester, so—(laughs)—anyway, so my question is you posed the three classic core components of economics. Would you think in the modern day, given the immaterial nature of so much of our global market and marketplace, that knowledge as the foundation of neoclassical economics, plays an equal role as a component of modern economics? And I mean that obviously in the concept that knowledge is known, unknown, real, surreal, and unreal, of course. But also, to your first kind of opening point when you said that, you know, it's really hard for economists to model out and do predictions. When we talk about improving data sets and analysis across like IPE, international affairs, you know, implementation of international law, one of the issues we have is a lot of our economic models are still too variable-based, and that we haven't really gone past that. So if we think about it from the quantum computing, we have X, Y, Z, and T, and that's just your bare, you know, next level. And I would imagine we can do that if we find the right components so, hopefully—and, I mean, I don't know what kind of answer you have, but I'm very interested to hear. LIU: Yeah, Isaac, first of all, congratulations for getting—you are in CUNY, right? And so you are right here in the neighborhood, so you know—right? So feel free to—feel free to, on the one hand definitely check out our award-winning website, and then if me or our colleagues could be of help, just feel free to stop by. And so these are two great questions obviously, and you touch upon a lot of the complaints and the frustrations that I have with modeling—(laughs)—right? So the first question, knowledge, I fully agree with you that so far our economic models have not been able to fully appreciate, or fully absorb, or fully model the role of knowledge; for that matter, even finance. Finance, at least has this term called the intangible asset when you are evaluating a firm, and therefore your mergers and acquisitions, you pay the so-called goodwill based upon how much you value the intangible asset; meaning like knowledge, expertise, and so on, so forth—so patent and all that. So from that perspective, I think the knowledge is definitely going—knowledge is definitely going to be extremely more important going forward, and I say that both—from three aspects. The first is knowledge can improve the quality of your human resources, which touch upon basically the labor force which reverts back to one of our three factors of production. And then knowledge also is necessary for technology, and that is another factor of production. And then finally the other would be knowledge, technology, and other resources. So resources, there is capital and non-capital, meaning natural resource and all that. And there are—then the confounding factor of knowledge is being played more here because better financial expertise—well, obviously, depending upon how you use it, but sometimes, financial expertise tend to run itself in trouble. It outsmart itself; it's not necessarily good. But if we are able to—if we have better knowledge about financial market, about our debt—I go back to your second question—better data about financial market and better knowledge to improve our use of natural resources or the efficiency—improve the efficiency. Or the next day, if we all have a battery and move toward renewables—these are going to be extremely—go back to the Schumacher model—these are going to be extremely disruptive, but in a very good way. But the reason I am cautious about, you know, we may not necessarily going there overnight is because, on the one hand—technology R&D takes some time, it's expensive, but then on the other hand, it's just in the processing, the implementation part. It's really—a lot of geopolitical factors plays into it because when we think about knowledge, knowledge and the technology, those are the things that we tend to think they tend to diffuse themselves, like knowledge—you exchange knowledge, and that's the foundation of new knowledge being created. You stand on the giant's shoulders, right? Knowledge and technology tend to diffuse itself, and right now what we are observing is, on the one hand, there are a lot of—there are a lot of export controls towards certain countries, and then on the other hand, countries like China are also—are trying very hard to lower the cost of the relatively cheaper technology, right, or the less advanced technology. And that basically means if a country can or—especially a country like China can quickly achieve economies of the scale, are able to find an alternative that is cheaper but at a lesser technology, but will still get the job done, then probably that—in the short term, it can service China and also service a lot of developing economies. But for a country like China, that is not necessarily good in the long run. And then on top of that, because of export controls, because of a lot of geopolitical tensions between China and the rest of the world, but the long-run trajectory over China's indigenous development capacity is still there; China's people—there are still U.S.-trained Chinese scientists going back to China, but it is going to tremendously slow China down and making it very difficult and very costly. So if we think that, for the past forty years or so—or for the past twenty years since China joined WTO, if we believe that cheap Chinese goods tend to be—tend to benefited the rest of the world in many ways, then a slowed-down Chinese economy is bad news for the global economy, probably more true than not. China is the largest trading partner for more than 120 countries in the world, so if Chinese economy slow down, that have major ramifications for the rest. And then go back to your second question with regard to, you improve the database and in terms of modeling the limitations—that's a frustration that I have nowadays. Yes, the model themselves—oftentimes I go into a meeting, listen to a talk—especially in the econ papers, the econ paper would begin with—it's very sterilized. You begin with assumptions, and then you talk about your independent variables, your dependent variables. Right now we are really in a world where your independent variables can be—your independent variables might be suddenly changed because of geopolitics, or because of some disruptive technology, or simply because supply chain means you used to be able to get rare earth, but then if you are Japan in 2007, you were no longer able to get rare earth reliably from China. So those are going to significantly shift your calculation. Therefore I would say, I really don't have a good answer in terms of how to improve at researcher perspective, but hopefully, as you said, quantum computing, artificial intelligence might help us to get as much better information as possible. But that being said, quantum—a lot of these quantum computing and artificial intelligence is—it used to be the case that a lot of statistics are garbage in, garbage out. Hopefully, our AI and the quantum computing, as we train themselves, they can learn better than the human beings. I'm not exactly comfortable about saying that, but that's my hope. FASKIANOS: I have some—a written question from Todd Barry, adjunct professor at Hudson County Community College in New Jersey. Is it possible that China would turn inwards and switch an economy to import substitution industrialization, producing all goods domestically, without imports, like Latin America tried to in the 1970's? LIU: Right, that's a great question, and when you were asking that I was immediately thinking about the Chile and its car industry. And that was a disaster. The East Asian model, in terms of the import substitution—that's the East Asian miracle, especially applicable to, Singapore, Taiwan, Japan, South Korea to a certain extent, as well. In the case of China I would say I would be really hesitant to—in retrospect if we have this conversation twenty years down the road, I would be really, really—I would be really sad to realize that this year is the moment—or October is the—October 2022 is the moment when China started to turn inward because that is going to be disastrous for China's long-term growth. China's decade-long of double-digit growth benefitted from an open economy, benefitted from being able to trade with the rest of the world, and the United States actually welcomed China into the global system. Therefore I would be very, very sad to see this is the moment. Now is there a—is there the risk? I do see the risk, and I do see the narrative there, especially with President Xi Jinping's emphasis on domestic circulation. If you think—I would argue—in my latest publication with the CFR.org, I made this argument to say the important—the dual circulation, especially the domestic circulation, it is a departure from previous going-on strategy because going out is starting from Jiang Zemin to Hu Jintao. These are really the idea of prioritizing the international market. It's really about using international market to develop the Chinese economy. And dual circulation is a departure from that. It's not to totally abandon globally—the global market, but it really is—it prioritizes domestic market: domestic demand, domestic supply, domestic technology and—domestic technological innovation capacity, and making international market relatively supplementary. And if even—and Xi Jinping even—if Xi Jinping even intend to make the international market more dependent on China's domestic market, meaning making the rest dependent more on China. So there is the narrative there. However, in practice, I don't—I don't see how Chinese companies are able to do this because the Chinese company—a lot of Chinese companies, especially multinational Chinese companies, they still need to have access to global capital, global technology. And although it becomes—especially on the technology side has become increasingly difficult. But it is to the benefit of the Chinese company, Chinese people, and China's long-term growth potential to maintain an open economy. But there is the chance that might not happen, and if we think—if we do believe that Xi Jinping has a timeline with reference to Taiwan, then he—obviously, if there is a war breaking out, then obviously there will be consequences, and we can imagine Western sanctions, and that basically means the Chinese economy is going to be severely isolated from the global system. So from that perspective, right now a lot of these zero-COVID policies are very much—the way that I think about it is it could be interpreted as it's a drill, or it's a preparation to make sure that China is developing internal capacity to be able to absorb as much sanction shock as possible. But I don't think that—I do not think Xi Jinping is going to make up a decision and going to make a move to Taiwan, say, tomorrow. As long as we can kick the can down the road, I think that's good. FASKIANOS: Out of time, and I am sorry to say that we couldn't get to all the questions, but we appreciate it. Zoe did mention a few resources that our task force on the Belt and Road Initiative, as well as the Belt and Road tracker—we dropped the link in the chat, but we'll also send a follow-up note with links to some of those things. She also does a lot of writing on CFR.org In Briefs and articles, so you should go to CFR.org. And you can follow her on Twitter at @zongyuanzoeliu. So I encourage you all to do that. This has been a terrific hour, so thank you again, Zoe. We appreciate it. LIU: Thank you, Irina, for having me. And I really do appreciate this opportunity to engage with every participant here. If I did not get a chance to answer your questions, or if you have other questions, just feel free to reach out to Irina or feel free to reach out to me. We are here, and the Council really appreciate and the—really appreciate the colleges and student, and the Council actually—we do a lot of stuff related to education, you know—not just at a college level. We also do at high-school level— FASKIANOS: High school— LIU: —middle-school level, and even—we also even have games for kids. So if you haven't tried those out yet, just try it out. FASKIANOS: Thank you, Zoe. So our next academic webinar will be on Wednesday, November 9, at 1:00 p.m. (EST) with Lauren Kahn, who is here at the Council, on military innovation and U.S. defense strategy. And again, I just wanted to shout out. We have our CFR fellowships application deadline for educators is available. You can check it out at CFR.org/fellowships. The deadline is October 31 so it's right around the corner. Follow us at @CFR_Academic. And again, go to CFR.org, ForeignAffairs.com, and ThinkGlobalHealth.org. So thank you all for being with us. Have a great rest of your day. (END)
This week we are joined by Karina Marconi, who is the Founder & CEO of Antedotum. Karina shares her passion for sun protection and the natural ingredients and complexes she's formulated to bring us safe and effective sun protection and skincare. Did you know that most drugstore SPFs are toxic and contain endocrine disruptors that can cause cancer? Karina tells us the dangers behind toxic formulations and why you should be paying attention to that ingredient list! Plus what's in the works for Antedotum, how she's built her business through culture and so much more!You can connect with Karina and Antedotum on Instagram at @antedotum You can shop SunPatch at antedotum.comTo connect with me, find me on Instagram at @mackenzieejudgee Connect with the podcast on Instagram at @blondiebeautypodcast Tag us with #blondiebeautypodcast on social! Stay glossy until next time, muah!
In this episode I'm joined by Hannah English, author of Your Best Skin, to break down the complex topic of skincare and whether or not you need to break the bank to get that glow. Spoiler alert: you don't. Highlights: Does paying more really mean a better product? Do we REALLY need to buy the fancy SPFs? How we can spend smarter on skincare by schooling up on ingredients What the heck is the deal with pricey LED masks and do the cheap ones work?! How to look after your skin without spending a fortune Best budget skincare hard-hitters Best boujie hard-hitters Where to find Hannah: Instagram: @ms_hannah_e TikTok: @ms_hannah_e Website: hannahenglish.com.au Mentioned in this episode: Hannah's book Your Best Skin: https://www.booktopia.com.au/your-best-skin-hannah-english/book/9781743797693.html?source=pla&gclid=Cj0KCQjwy5maBhDdARIsAMxrkw39DtvpqreukIMPbYNEO8xwjdMl_BHefJzhb9tvAtg7bAKoRsgneBUaAhedEALw_wcB The ultimate LED mask comparison: https://goalstogetglowing.com/2021/01/17/deep-dive-into-led-masks-and-low-level-light-therapy-lllt/See omnystudio.com/listener for privacy information.
Welcome to episode twenty-nine. Our most unhinged and SPF'd episode yet. We're talking: Lymphatic drainage summer. Are you in to the lymph life? A new extremely cool cult that we may have just joined … SPF do's and don'ts. Our dear friend and resident skincare expert, Chelsea Naftelberg Williams, dishes on what to look out for when shopping for summer skincare and SPFs! FREE! Write us a review on Apple podcasts to be entered to win the new My Topicals glorious SLATHER body cream. All you need to do is write in. We pick the lucky winner each week. Peruse Chelsea's Shoplist here, and prepare to be haunted by her picks. Follow along with Chelsea for great dupes, recs, and wholesome content on IG here. Referenced: The Good for U(?) Top Shelf for the latest products we're fawning over --- Send in a voice message: https://anchor.fm/goodforu/message
Summer is here, which means it's time to slather on the sunscreen. Here's the 411 on SPFs, UVBs and everything in-between.
Summer is here, which means it's time to slather on the sunscreen. Here's the 411 on SPFs, UVBs and everything in-between.
Elyse DeLucci (@ElyseDeLucci) welcomes you into her living room talking about: covering your worst enemy in honey, gender conversations with your kid, who wants to be Mrs. Google?, tinted SPF hunt (sorry La Roche): Supergoop & EltaMD, blowup lounge chair heaven, TV TAWK: The Offer AND MORE! LOVE to LOVE YA! Let's hang out and tawk! Follow Elyse on TikTok: @ElyseDeLucci Follow Elyse on Instagram: Instagram.com/ElyseDeLucci
Clearly, leaders across the world have India on their minds. Last week, UK Foreign Secretary Liz Truss was in New Delhi at the same time as Russian Foreign Minister Sergei Lavrov. US Deputy National Security Adviser Daleep Singh was also visiting the national capital around the same time. March also saw Chinese Foreign Minister Wang Yi come to New Delhi. Before Truss, Lavrov, and Singh, Japanese Prime Minister Fumio Kishida conducted his first visit to India as Prime Minister. In front of Prime Minister Narendra Modi, the Japanese Prime Minister called out Russia's invasion of Ukraine. He said that Moscow's actions had “shaken the foundation of international order”. Prime Minister Modi, however, did not mention Ukraine directly. And, that points to what's going on with all these foreign diplomats visiting India at the same time. The tug-of-war is on between two major blocs. There's the US, along with its allies in the West and the Indo-Pacific, on one side. On the other end are Russia and China. Russia's invasion of Ukraine, and the sharp polarisation that it has led to, are the triggers. And, India is the prize. So, what has put India in this position? Well, New Delhi has developed close ties with Washington in recent years. Along with the US, Japan and Australia, India is a key member of the Quad grouping that seeks to counter an increasingly assertive China. However, India also has longstanding military and economic ties with Russia. All of this has put India in a unique position when it comes to Ukraine. India has called for a ceasefire and diplomatic solution to the ongoing crisis. It also refrained from backing a Russian resolution that sought to deflect the blame for the humanitarian crisis it has created in Ukraine. But that's not enough for the West, which has been pressing New Delhi to shift its position at the United Nations, where it has consistently abstained from resolutions criticising Moscow for its actions. Then there is the fact that India continues to buy Russian crude oil, even as pressure mounts to isolate the Kremlin. Last week, Finance Minister Nirmala Sitharaman said India had already started buying discounted oil from Russia and had received 3-4 days worth of supply. Now that we have some sense of India's position, let's see what the various players involved want. For Russia, the goal is clear. Even if India is not on board with its invasion of Ukraine, Moscow will want New Delhi to continue its middle-ground position on the war. And of course, Russia would want India to go on trading with it. But, what else might the Russians and the Chinese want from India, at a time when they stand isolated internationally? Now, let's come to the US and the Western bloc. There's something that bothers them more than India not publicly criticising Russia. The US and Australia condemned India for considering a plan to make rupee- ruble-denominated payments using an alternative to SWIFT. The plan involves making payments using Russia's messaging system, SPFS. The US and its allies fear such arrangements would undermine the sanctions imposed by them. And, in what could be considered a warning for India, the US has said that there will be consequences for countries that actively attempt to “circumvent or backfill” American sanctions against Russia. While India deals with the challenges arising from the Ukraine conflict, it should also look at the emerging opportunities. Relations with Moscow are important because of the defence and strategic ties with India. India has also found strategic convergence with the US, other Quad countries and some western nations when it comes to Chinese aggression. Equally important is the fact that trade volume with Russia is small compared to how much India trades with the US and its allies. These trade ties, take for example Japan's recently announced investments, are vital for India. The government will have to find
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Among the financial sanctions imposed by Western countries on Russia is the exclusion of several Russian banks from the SWIFT payment system, which facilitates smooth and rapid money transfers across nations. Without access to SWIFT, Russian banks will find it harder to communicate with international peers which will slow down trade and make transactions costlier. According to a US White House official, if one of the banks cut off from SWIFT wants to make a payment with a bank outside of Russia, it will likely need to use a phone or fax machine. Russian companies and individuals will find it harder to pay for imports and receive cash for exports, borrow or invest overseas. Let's learn more about SWIFT and what it does. The Society for Worldwide Interbank Financial Telecommunication, or SWIFT, is the world's leading provider of secure financial messaging services. It facilitates trillions of dollars of cross-border payments between 11,000 financial institutions in more than 200 countries. Each member has its own SWIFT code. Every day, more than 40 million financial messages are exchanged securely using the SWIFT platform. Headquartered in Belgium, SWIFT is a global member-owned cooperative that was founded in 1973 by 239 banks from 15 countries. It went live with its messaging services in 1977, replacing the Telex technology that was then widely used by banks to communicate instructions related to cross-border transfers. The SWIFT Standards group maintains several important message standards. The use of standardised messages and reference data ensures that information exchanged between institutions is unambiguous and machine-friendly, facilitating automation, cost reduction and risk mitigation. Through SWIFT, banks, custodians, investment institutions, central banks, market infrastructures and corporate clients can connect with one another to exchange structured electronic messages for common business processes like making payments or settling trades. SWIFT is a cooperative society under Belgian law and is owned and controlled by its shareholders, representing approximately 3,500 financial institutions across the world. The shareholders elect a board of 25 independent directors representing banks across the world. This board governs the company and oversees ist management. The executive committee is a group of full-time employees headed by the chief executive officer. Each nation's usage of SWIFT's messaging service determines both SWIFT shareholding allocations and the number of board directors that each nation is entitled to. SWIFT is overseen by the central banks of G-10 countries, as well as the European Central Bank, with the National Bank of Belgium as the lead overseer. It is important to note that SWIFT is only a messaging service provider. It has no control over the underlying financial transactions that are mentioned by its financial institutional customers in their messages. While SWIFT complies fully with all applicable sanctions laws, the responsibility for ensuring that individual financial transactions comply with sanctions laws rests with the financial institutions handling them, and their competent authorities. In March 2012, as international sanctions tightened against Iran over its disputed nuclear programme, SWIFT was prohibited from providing financial messaging services to European Union-sanctioned Iranian banks. SWIFT, since it is incorporated under Belgian law, had to comply with this regulation as confirmed by its home country government and disconnect these Iranian banks. In January 2016, many of the affected banks were removed from the sanction list by the EU and were subsequently reconnected to SWIFT. In 2014, Russia developed its own alternative to SWIFT. It is called the System for Transfer of Financial Messages, or SPFS. But this system has struggled to establish itself in international transactions. Similarly, China launched the Cross-Border
*** This is not Financial Advice; I am not a Financial Advisor *** Coinmarketcap.com Thedrichshow.com Thedrichshow.wordpress.com/ Rumble.com – The DRich Show Anchor.fm – The DRich Show: Apple Podcasts, Spotify, Google Podcasts, Breaker, Radio Public, Pocket Casts & Overcast Follow me on Twitter @drich5531 or on Gab @drich5531 Articles: 1. https://tranglo.com/press/tranglo-enables-ripples-on-demand-liquidity-service-across-its-25-payment-corridors/ 2. https://cryptobriefing.com/russian-central-bank-chief-says-alternative-to-swift-already-in-place/ 3. https://www.russia-briefing.com/news/spfs-russia-s-alternative-to-swift.html/ 4. https://fortune.com/2022/02/28/ukraine-crypto-donations-tweet-bitcoin-ethereum-usdt-russia-invasion/ Production: XRPhy, Kevin Martin Los-van ES https://xrphy.com Voice: XRPjoe Stock video: TV Studio Lighting: Grid (Tilt) - Taylor Mefford Reel to Reel VU Meters 1 - Videvo Music: glitch-west-coast-beat https://www.free-stock-music.com/glitch-west-coast-beat.html West coast beat by Glitch | https://soundcloud.com/glitch Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License https://creativecommons.org/licenses/by/3.0/deed.en_US Thumbnail created by Daniel K (DK) India Referral Bonus: HOTBIT - https://www.hotbit.io/register?ref=685374 BITRUE - Download Bitrue App and sign up, get Sign-up Package at once. Open the package you will have a chance to win 60,000 XRP! Moreover, inviting friends will get commission rebate up to 50%! https://www.bitrue.com/activity/task/task-landing?inviteCode=QEQHHZ&cn=900000 Theta.tv - https://www.theta.tv/invite/fqex6p https://www.kucoin.com/ucenter/signup?rcode=2RMbt74 Lobstr.co - FESDXKQXL TRNAGLO, RIPLLE NET, ODL, ON DEMAND LIQUIDITY, SWIFT, RUSSIA,BITCOIN, ETHEREUM, USDT, TETHER, SPFS, CROSS BORDER PAYMENTS, XRP, THE DRICH SHOW, CRYPTO, CRYPTO ASSETS, CRYPTOCURRENCY, DIGITAL ASSETS, FINANCE, BANKING, MONEY, CURRENCY --- Support this podcast: https://anchor.fm/drich-the-crypto-dad/support
EPISODE 165./In this episode, WHO KNOWS what we're doing?! Not us. Technically, this one is a product trial of the Naked Sundays SPF 50 Collagen Glow Creme. But, it's your lucky day, and we're throwing in a bunch of other Sunscreen mini-trials and a quick breakdown on Sunscreen too! Products Mentioned: Naked Sundays SPF 50: https://bit.ly/3mcFvSaSunny Skin SPF: https://bit.ly/3Ef5P4bUltra Violette Screen Queen; http://bit.ly/2sA2q0j Ultra Violette Supreme Screen: https://bit.ly/3i2NxLm We are Feel Good SPF: https://bit.ly/3Ec66oqSupport this show http://supporter.acast.com/all-bases-covered. See acast.com/privacy for privacy and opt-out information.
Welcome to Bri Books! Today I'm sharing the 7 best sunscreens for dark skin. It's the dog days of summer: when temperatures start to soar around sunrise. I'm somewhat on the sunscreen beat, you could say, thanks to my writing about SPFs at Glamour.com. My stories include a review of Black Girl Sunscreen and ‘11 Women of Color on the Best Sunscreens for Dark Skin.' 1:30: The fact is, anyone, no matter skin tone, can get sunburned. Repeated unprotected sun exposure can cause skin damage, hyperpigmentation, and even skin cancer. It's no secret that historically the beauty industry hasn't made slathering up with SPF an enjoyable experience--far too many formulations aren't made to blend in on dark skin. I'm sharing with you my holy grail picks that don't leave a greasy residue or ashy tone behind. 2:55: #1: Black Girl Sunscreen's founder, Shontay Lundy, was having a beach day in Miami and had a hard time finding a sunscreen that didn't leave residue on her skin. At that moment, BGSS was born as a solution for Black women looking to protect their skin. Since they've, they've expanded nationally to Target stores and secured a $1M investment recently. One of my favorite things about BGSS is that it absorbs quickly and is a great base for makeup. I can't tell you what a relief it is to be able to sweat without worrying if sunscreen is leaving streaks down my face. BGSS is available at Target for $15.99. 4:20 #2: La Roche Posay SPF 100 Anthelios Face and Body sunscreen: This is a sunscreen I reach for whenever I'm on a beach or outdoors all day. At SPF 100, it's great for children and adults with sun-sensitive skin. It melts right into the skin and is great if you need to be confident in your SPF protection if you're hiking, walking, or at the beach. I recommend it for part of your year-round SPF collection. La Roche Posay SPF 100 is available online for $25.00. 5:36: #3: Peter Thomas Roth Max Matte SPF 45: This mattifying shine control sunscreen feels so luxurious. I love the weightless, sheer finish it gives. The texture feels like any other moisturizer, but with the protection of sunscreen. Pro tip: Use this SPF to create your dream tinted moisturizer: I recommend applying a few drops of liquid foundation into the SPF. Also, this sunscreen is phenomenal for the decolletage, and for building the habit of applying sunscreen to the neck, collar, top of the chest, and other areas that are prone to burning. Peter Thomas Roth Max Matte SPF 45 is available for $34 at Sephora. 7:25 #4: La Roche Posay AOX SPF Serum: This has become my favorite SPF serum because it reminds me of the importance of wearing sunscreen year-round. During winter, when we don't have to worry about sweat, we have to stay vigilant about wearing sunscreen. It's lightweight enough to be worn alone, with a moisturizer, or under makeup. La Roche Posay AOX SPF Serum is available for $42.50. 8:20: #5: Bask Suncare SPF 30: This sunscreen feels good and does good at the same time. Bask Suncare partners with the Sun Protection Foundation to increase access to sunscreen. This reef-safe SPF is free of oxybenzone, parabens, sulfates, and irritants, and I feel the light vanilla and coconut scent gives a childhood memory of days and nights spent outside. Bask Suncare SPF 30 is available for $28 at Basksuncare.com 9:40 #6: Sol de Janerio Bum Bum Sol Oil SPF30: This super luxe feeling and smelling oil formula combines reef-safe SPF30 and skin smoothers like capucha butter and acai oil. It's infused with Sol de Janeiro's iconic fragrance, and it's one of the sunscreens I reach for if I'm having a long day in the sand or a sweaty day in NYC. After showering, I'll throw this oil on my body and go about my day. The scent has peachy-tropical notes with hints of coconut vanilla. It truly smells like summer. Sol de Janeiro Bum Bum Sol Oil SPF30 is available for $38. 11:20 #7: Farmacy Green Defense Mineral Sunscreen: This zinc oxide mineral sunscreen sits on the skin surface to reflect damaging UVA and UVB rays. This is a great SPF pick if you want to dip your toe into the world of mineral sunscreens. I put it on the areas that are underlooked and prone to burning, like the back of my legs, the inside of my arms, etc. It's definitely the SPF I'll be using this fall and winter to remind me that if the sun's up, the sunscreen's gotta go on. Farmacy Green Defense Mineral Sunscreen is available at Sephora for $36. ARTICLES MENTIONED 11 Best Sunscreens for Dark Skin Black Girl Sunscreen Review SPF GRAPHICS/ INSTAGRAM POSTS 6 Best Sunscreens for Dark Skin IG Reels 3 Beach-Perfect Sunscreens for Your Next Beach Day
Okay, it's part 2 time of my SPF special. As mentioned in part 1, I simply had too much to share for just one episode, so here are my thoughts on a further FIVE sunscreens. If you missed part 1, in that episode I reviewed five products, including Ultra Violette SPF50+ Queen Screen and Medik8 Advanced Day Total Protect Anti-Ageing Moisturiser; you can find a link to that episode below if you're keen to know more about those products. Both episodes only feature SPFs that I actually enjoyed – I feel that makes more sense; why would I get you to listen if I'm going to slam a product? I'd love to know what your favourite SPF is so be sure to pop into my DMs over @beautymepodcast on Instagram or email beautymepodcast@gmail.com and tell me! Thanks as always for listening; please do like, share and subscribe – it really helps. Products mentioned: Black Girl Sunscreen Moisturizing Sunscreen Lotion for Face and Body SPF30: https://www.comprisbeauty.com/products/https-comprisbeauty-com-products-black-girl-sunscreen-spf-30-by-blackgirlsunscreen?_pos=1&_sid=b8f209760&_ss=r Black Girl Sunscreen Make It Matte Sunscreen Gel for the Face SPF45: https://www.blackgirlsunscreen.com/product/make-it-matte/ La Roche-Posay Athelios Invisible Fluid SPF50+: https://www.boots.com/la-roche-posay-anthelios-shaka-ultra-light-facial-sun-cream-spf50-50ml-10259635 Hawaiian Tropic Satin Protection Ultra Radiance SPF30: https://www.superdrug.com/Skin/Sun-Care/Sun-Protection-Lotions/Hawaiian-Tropic-Satin-Protection-Lotion-SPF-30/p/389100 Ultra Violette Supreme Screen Hydrating SPF50+ 50ml CURRENTLY SOLD OUT Ultra Violette Supreme Screen Hydrating SPF50+ 75ml – Australia only: https://ultraviolette.com.au/products/supreme-screen-spf50-75ml Garnier Ambre Solaire Dry Mist Ultra Light Dry Protection Mist SPF50: https://www.superdrug.com/Skin/Sun-Care/Sun-Protection-Sprays/Ambre-Solaire-Dry-Mist-Sun-Cream-Spray-SPF50-200ml/p/898959 Products mentioned in Part 1: Ultra Violette SPF50+ Queen Screen Lightweight Skinscreen UVA + UVB Broad Spectrum 50ml Medik8 Advanced Day Total Protect Anti-Ageing Moisturiser SPF30 5 * UVA 50ml Kosé Cosmeport Suncut Water In UV Protect Essence SPF50+ 80g Vitruvian Man Resurrection Cream Broad Spectrum SPF20 50ml Garnier Ambre Solaire UV Water Transparent Protecting Spray SPF30 150ml --- Send in a voice message: https://anchor.fm/beautyme/message
Honestly, I feel like the SPF market has exploded, bizarrely, since we've spent more time in the house. Every other day we're being told of another expert – and often non-expert – recommendation for SPF usage, and over on TikTok people are SPF shaming one another. This episode has zero advice in it; if you're someone who finds spending £50 or more on SPF indulgent or expensive then why would I tell you to use three fingers worth of that product every two hours? The tube will be finished by the end of the week! Lately I've even heard that we need to wash our face before every single reapplication. It's a lot. So, I've compiled two episodes on the SPFs that I've really been putting to the test over the past three months. I really wanted to give each product enough time so that I could give an honest and thoughtful review. In this episode I'll be discussing the pros and cons of five different products that range in price from £5 to £55. I'd love to know what your favourite SPF is so be sure to pop into my DMs over @beautymepodcast on Instagram or email beautymepodcast@gmail.com and tell me! Thanks as always for listening; please do like, share and subscribe – it really helps. Products mentioned: Ultra Violette SPF50+ Queen Screen Lightweight Skinscreen UVA + UVB Broad Spectrum 50ml: https://www.spacenk.com/uk/sun-tan/suncare/face-suncream/queen-screen-luminising-sun-serum-spf-50-MUK200029605.html Medik8 Advanced Day Total Protect Anti-Ageing Moisturiser SPF30 5 * UVA 50ml: https://www.medik8.com/products/advanced-day-total-protect Kosé Cosmeport Suncut Water In UV Protect Essence SPF50+ 80g: https://www.stylevana.com/en_GB/kose-suncut-uv-perfect-essence-spf50-pa-80g.html Vitruvian Man Resurrection Cream Broad Spectrum SPF20 50ml: https://vitruvian-man.com/product/moisturiserfacecream/ Garnier Ambre Solaire UV Water Transparent Protecting Spray SPF30 150ml: https://www.feelunique.com/p/Garnier-Ambre-Solaire-UV-Water-Clear-Sun-Cream-Spray-SPF20-150ml Link to Lab Muffin's review of Ultraviolette products: https://labmuffin.com/ultra-violette-sunscreen-review/ Skin By Kerr: https://www.instagram.com/skinbykerr/ --- Send in a voice message: https://anchor.fm/beautyme/message
Hi Roomies!! In this episode, I want to talk about a topic I'm very passionate about: limiting sun exposure. This episode includes: - My history with tanning + why I'm at risk for skin cancer - Sun protection tips - The 2 types of sun exposure to be aware of - Why I have "beef" with influencers that promote tanning (I'm mostly kidding, but I don't think it's responsible influencing) - My Fav SPFs - Why we need to #rethinksummer and consider other ways to enjoy our time on vacation without romanticizing the sun You can shop my Glymed store here products mentioned: SkinBetter Science Compact Neova SPF (Use code TESSA15 for 15% off) Glymed Photo Age SPF (2 in 1 moisturizer + SPF for face and body) IS Clinical SPF (dm me on Instagram @myestytessa to order + get shade matched) Is Clinical Eclipse SPF (dm me on Instagram @myestytessa to order + get shade matched) MY SOCIAL MEDIA: Tess' Instagram @myestytessa Tess' YouTube: Tess Zolly Tess' TikTok: @myestytessa Sweet by LiQWYD | https://www.instagram.com/liqwyd Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License https://creativecommons.org/licenses/by/3.0/deed.en_US --- Support this podcast: https://anchor.fm/the-treatment-room/support
This is an urgent podcast episode! Last week, an independent lab, Valisure Labs, announced it discovered potentially harmful levels of benzene, a known carcinogen, in several popular sunscreen products. Now, Valisure Labs is calling on the U.S. Food and Drug Administration (FDA) to recall the affected batches. In a report released May 24, they analyzed 294 batches of sunscreen and after-sun products from 69 brands. Benzene was detected in 78 (over a quarter) of those batches—and 14 of them contained more than the FDA's limit of 2 parts per million (ppm). Neutrogena, Sun Bum, CVS Health, and Fruit of the Earth were among the brands with the highest levels of the carcinogen, per the lab's results. WHAT DO WE DO NOW? Dr. Erum Ilyas is here to answer any/all questions for redheads + everyone else listening! Her focus is on adult and pediatric medical dermatology, cosmetic dermatology, and skin cancer prevention and treatment. She has practiced dermatology in the Philadelphia/Boston areas for over 15 years and has served as Assistant Professor of Dermatology at Drexel University College of Medicine and the System Chief for Dermatology of the Main Line Health Hospital Systems. She is a Fellow of the American Academy of Dermatology, Diplomate of the American Board of Dermatology, Fellow of the American Society of Dermatologic Surgery, member of the Society for Pediatric Dermatology, Pennsylvania Academy of Dermatology, and Philadelphia Dermatological Society. Dr. Ilyas has served with the American Academy of Dermatology (AAD) and the American Society for Dermatologic Surgeons as a State Advocacy Leader. She has visited Capitol Hill with the AAD to advocate for restrictions on tanning bed usage for pediatric patients, increased research funding for rare diseases and increased access to pharmaceuticals at affordable prices for patients. She recently worked with local state leaders to successfully push for legislation permitting students in the state of Pennsylvania to apply sunscreen in school without a doctor's note. Dr. Ilyas is the founder of AmberNoon, a contemporary UPF clothing line that protects skin from the sun's harmful UV rays. She designs a diffusion line for QVC, AmberNoon II by Dr Erum Ilyas, for which she also serves as the spokesperson. Dr. Ilyas lives in Pennsylvania with her husband and three teenage children. She answers the following important questions: Valisure, a lab and online pharmacy that regularly tests consumer products, explains it analyzed 294 batches of sunscreen and after-sun products from 69 brands. Benzene was detected in 78 (over a quarter) of those batches—and 14 of them contained more than the FDA's limit of 2 parts per million (ppm). What does the report mean exactly? Should we be worried? As a skincare professional yourself who has really dedicated her life to sun protection, did this news surprise you? What are your top 1 or 2 recommended sunscreens? So many people do not want to talk about skin cancer. But, it's real and it's serious. Redheads are said to have melanoma more than any hair color because of the MC1R gene -- even without exposure to the sun. What do you know about these facts? So many of us are now worried about sunscreen being harmful too. But, wearing sunscreen is always essential. What tips do you have for redheads who are now scared to wear sunscreen? We love UPF clothing! Can you tell us about your contemporary clothing line that protects skin from harmful rays, AmberNoon? Articles mentioned in podcast: Post about contaminated sunscreen: https://howtobearedhead.com/what-to-know-popular-sunscreens-contaminated-with-carcinogen-2/ Why higher SPFs aren't better: https://howtobearedhead.com/redhead-sunscreen-why-highr-spf-is-not-always-better/ Full podcast notes: https://howtobearedhead.com/benzene-was-found-in-popular-sunscreens-what-now/
Hi Roomies, this is a casual, Q+A based episode! I am covering: - How to create a successful + cohesive branding strategy + website - Why I talk about the lines that I retail, and provide education on them versus reviewing a bunch of skincare lines - How to exfoliate with rosacea - My favorite Vitamin Cs and how to choose one for your skin type - Favorite SPFs You can shop my Glymed store here Shop Mega-Purifying Cleanser Virtual Esthetics training: https://instagram.com/esthetician_virtual_training?utm_medium=copy_link MY SOCIAL MEDIA: Tess' Instagram @myestytessa Tess' YouTube: Tess Zolly Tess' TikTok: @myestytessa Sweet by LiQWYD | https://www.instagram.com/liqwyd Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License https://creativecommons.org/licenses/by/3.0/deed.en_US --- Support this podcast: https://anchor.fm/the-treatment-room/support
Happy National Sunscreen Day! On this episode, Juliya talks about burning her face off, syncing your self-care with the moon, a recall on contaminated SPFs, and as always, her reco of the week. We'll be on hiatus for June but will return with brand new episodes of The MUA Chronicle in July - follow us on Instagram in the meantime: www.instagram.com/muachronicle
OMG hi we love this lil chit chat!!! The perf balance of the Big Three: ~~~Current Opera Events~~~Skincare~~~Theory~~~ ! Pls consider going to our link in bio to sign the petition to support the demands of Eastman’s Black Student Union in supporting Jahshanti Henry! He was racially profiled by a public safety officer at his own school! He’s a flute STAR and we want to support him in this moment
EPISODE 114./Happy Monday everyone! Not a heck of a lot of beauty news circling around the internet this week, so we've got a little to cover before jumping into a beauty breakdown and a review of the Vieve eyeshadow sticks. In beauty news, you'll recall a mini saga last year when it was realised that SPFs out of Korea weren't performing to the standards they were claiming. Krave beauty released a statement this week with an update on their extensive lab testing of Beet the Sun. Next up, we wanted to give you an update on Lisa's Sculptra filler procedure. You've been asking, so she's here to share and Alex has an update about the Mecca Vitamin C serum after using it for an extra week. Bringing you long awaited Beauty Breakdown this week, we're discussing primers. What kinds there are, who they're for and whether you ACTUALLY need one. It's a lengthy one with an in depth breakdown so buckle up! Finally, we're finishing this episode up with our review of the Vieve Shadow stick collection, our beauty faves, non beauty faves and snacksss! Products Mentioned: Stila one step correct: http://bit.ly/31RtGTX Primeriser smashbox: https://bit.ly/2Qyv7H3 Hourglass mineral veil primer: https://bit.ly/3mUwADy Silk canvas liquid primer by tatcha: https://bit.ly/3txq6x6 Vieve shadow stick: https://bit.ly/2RIOpKk Damn Girl Mascara: https://bit.ly/3gjvjED Kosas cloud powder: https://bit.ly/3ghAODP Skin and threads singlet: https://bit.ly/3wW0Dzg 8D Dumpling House potato cakes: https://bit.ly/3mToX0d If you enjoyed this weeks episode, please leave us a review on Apple podcasts and follow us on the ‘gram over at @allbasescovered.pod! Support this show http://supporter.acast.com/all-bases-covered. See acast.com/privacy for privacy and opt-out information.
Hur har pandemin påverkat oss? Vad har vi lärt oss? Hur ser framtiden ut efter covid-19? Det är några frågor som tas upp i det här avsnittet av Seniorpodden. – Närheten till politikerna har vi aldrig upplevt så starkt som under det här året, säger SPFs generalsekreterare Peter Sikström, som under året haft flera möten med såväl statsministern som socialministern och ännu fler med Folkhälsomyndigheten. Det är särskilt två frågor som han tror kommer att kunna förändras i framtiden när det gäller landets seniorer. – Ensamhet och frågor som handlar om åldersdiskriminering tror jag är något som politikerna nu har fått upp ögonen, säger Peter Sikström.
While there are less direct UV rays in the winter, there is significant reflection of these rays which can still easily cause sunburn.I recommend that all of my clients wear sunscreen daily to prevent cumulative sun exposure and the resulting fine lines, wrinkles, discoloration, and even skin cancer. From the plethora of toxic and smelly sunscreens (year around) - which to choose from?Check the labels and see that they offer various SPF protection number values. You’re well aware of the sun’s damaging effects on skin: Cancer, pre-mature skin ageing, wrinkles, immune system suppression etc’… Scary stuff indeed. So if SPF- 15 is good, isn’t 100 better? Why not have SPF-500? If you automatically think that a higher SPF number is better, you logically should be correct, but as we will see below, the answer isn’t as obvious as you might think.Let’s try to clear-up exactly what the SPF is, what the differences are between the values and how you can pick the best number for you so do not have to worry about the pesky potential harmful sunlight side-effectsand their direct correlation to aging - faster! It’s time to bust the higher SPF myth! Sunscreen for skin health.The Sun Protection Factor or SPF is utilized to measure a sunscreen products protection from UVB (Ultra Violet B) rays, the type that cause sunburn and contribute to skin cancer. SPF however does not measure how well a sunscreen will protect from UVA (Ultra Violet A) rays, which are also damaging and harmful. Dermatologists generally recommend using at least an SPF-15 or preferably a SPF-30 sunscreen for everyday use.A Sunscreen with SPF-15 protects against 93% of UVB rays, an SPF-30 protects against 97% while an SPF-50 protects against 98% (a relatively minor difference). Very high SPF numbers (such as SPF-100 and higher) are mostly marketing ploys. Most experts believe SPF-30 is enough, provided you don’t skimp, apply the proper amount and remember to re-apply for the duration of your time in the sun.The jump from SPF-15 to 30 gives you a 4% protective increase while from 30 to 50 there is only a 1% increase. Beyond this minimal increase in protection, sunscreen products with very high SPFs can also encourage individuals to neglect other important protective behaviors, like limiting their sun exposure, seeking shade whenever possible and wearing sun-protective clothing. No sunscreen, no matter how strong, can offer total protection, so especially if the product is not broad-spectrum (which will be explained below), by preventing sunburn, sunscreens with very high SPFs can create a false sense of security, prompting consumers to stay out in the sun longer. Sun damage (for example, UVA damage) can take place without skin-reddening doses of UV radiation, and even the best sunscreens should be considered just one vital part of a more comprehensive sun protection regimen.You’re Looking For Broad-SpectrumIt is very important to keep in mind that SPF ratings only apply to UVB protection. According to the American Academy of Dermatology, you should look for a sunscreen that has an SPF of 30 or higher that provides broad-spectrum coverage against both UVA long wave and UVB short wave light, both of which effect the skin in harmful ways.The FDA has cracked down on boastful marketing claims and established a standard test for over-the-counter (sold without a prescription) sunscreen products that determine which products are allowed to be labeled as “Broad Spectrum.”For Optimal Sun Radiation ProtectionSo to recap, the key to proper protection is the amount applied (about an ounce) and ensuring repeated application every two hours or so. Most people tend to slather on either less than the required amount or much more. In the former instance, they are obviously under-protected, and while you might think the latter is preferable, people who over-apply tend to assume they are protected and re-apply less and not seek other radiation protection such as shade and protective clothing.Regardless of any hype the sunscreen product you’re using might have, even sunscreen claims of “water-resistance” must have stated lengths of this effect lasting so as not to lull the consumers into a fake sense of security. None are 100% waterproof for any real length of time. So as with any SPF number, if you are physically active and sweating or get into the water, you probably need to reapply more often or risk losing the initial benefits of your application.Clothing Doesn’t Wear OffRemember that proper clothes are more reliable than sunscreen and you don’t have to worry about forgetting to put them on or reapplying. You’ll also be saving the amount of sunscreen needed because you’ll have less skin exposed. Broad brimmed hats are always recommended and darker colored or tightly woven fabrics and some specially treated UV protective clothing provide much more protection than say a plain white cotton T-shirt. Be sure to pay close attention to sensitive areas. – Note – Ladies, please remember that your make-up is not considered enough protection, even if it has some sort of sunscreen in it. The best way to enhance your coverage while wearing make-up would be to utilize a good facial moisturizer with sunscreen in it to better ensure having your skin remain healthy, youthful and wrinkle free.Now onto the GOOD VIBE SUNSCREEN of CHOICE for SKIN IMMUNITY and PROTECTION!Evoq Day-Lite UV Protect (Tinted SPF 30+)Key Benefits: -Provide antioxidant protection against environmental aggressors.-Incorporate nutrients for firmer, brighter, more luminous skin.-Coverage of 97.1% UVB absorbance protection.-Natural mineral pigments blend seamlessly and are ideal for most Caucasian skin types.-Deliver powerful UVA and UVB broad-spectrum protection that helps prevent sunburn and decreases the risk of skin cancer and premature skin aging caused by the sun (wrinkles, sagging, dark spots)._____A Closer Look:You’re always in your PRIME TIME.This sunscreen and primer is a multi-action, lightweight, and 100% chemical-free hydrating lotion. It’s a broad-spectrum UV equalizer that’s fortified with Vitamins C + E + D to soothe as it protects skin from environmental aggressors. At first pump, the "universal tint" might seem light — but rest assured, it's this exact quality that gives the antioxidant-rich anti-pollution formula its ability to blend sheerly into most skin tones without leaving a ghostly cast behind. It effortlessly blends and blurs reddy undertones for a more natural skin tone and enhanced outer glow. Zinc particulate of sunscreen absorbs, reflects and redirects harmful UV light into photo-rejuvenating wavelengths for simultaneous photoprotection and photorejuvenation. As a makeup primer, it’s the most powerful BB cream, creating a smooth, radiant canvas for additional makeup. Don't be surprised if you forget that you're wearing anything at all.___Key Ingredients:25% Non-nano Zinc Oxide 35 SPF - Unlike many chemical sunscreens, zinc oxide protects against UVA and UVB light rays and is often used as a natural, non-toxic sunscreen to prevent burns, signs of photo-aging and irritation. Reduces the visibility of skin damage by eliminating free radicals that increase the risk of skin cancer. Safe for the whole family.Vitamin D3 (Cholecalciferol) - Contributes to healthy skin cell growth, repair, and metabolism. It optimizes the skin’s immune system and helps destroy free radicals that can cause premature aging.Sunflower Seed - Naturally a UV absorbent, it reduces the appearance ofwrinkles and lightens dark, under-eye circles and scars. Source of VItamin E.Jojoba Oil - The closest molecular oil to our skin’s natural oil. It contains wax esters that act as a protective barrier to keep moisture in.Vitamin E - Rehydrates and helps skin retain its natural dermal barrier to deter water loss. Potent ability to neutralize damaging free radicals caused by UV and environmental/chemical stressors. All Ingredients:Zinc Oxide Non-Nano (25%), Purified Mineral Water, *Jojoba Oil, *Shea Butter, *Vitamin E, Sunflower Seed Extract (GMO-Free), *Extra Virgin Olive Oil, *Vegetable Glycerin, *Vegetable Emulsifying Wax, Iron Oxides.*Curated with organic, wildcraft, and food-grade ingredients.*Shop www.evoqbeauty.com for this top selling safe sunscreen! *
It’s hammered into our heads that we should wear sunscreen at the beach, when snorkeling, surfing, swimming and essentially every minute we’re outside. But certain SPFs actually do incredible damage to marine environments. To learn more about the effects chemical sunscreens have on coral reefs and, most importantly, what we can do to reduce those negative impacts moving forward, we chatted with a trio of experts. First up is Katie Day, an environmental scientist from the Surfrider Foundation who speaks about extensive research that links oxybenzone - a common sunscreen ingredient - to physical deformities, bleaching and other traumas to ocean-dwelling creatures. (Katie wrote a helpful guide to reef-friendly products that you can find here.) Brian Guadagno, who founded the pioneering reef-safe sunscreen brand Raw Elements, shares his journey and what all sun-seekers can do to stay safe. And finally, we hear from Teresa van Greunen, marketing director for Hawaii’s Aqua-Aston hospitality brand, about the tourism-driven initiative, For Our Reef, she helped create that led to Hawaii banning non–reef safe products. You can follow them on Instagram, too, at @surfrider, @rawelementsusa and @aquaaston, respectively. Plus, find Eric’s National Geographic Traveler informative piece on the subject here.
This week in our Vanity Lab this week we will clue you guys in on what Unilever is doing to help prepare employees for a post-COVID-19 world, which UV damage is the worst for you, and how companies are collaborating in unexpected and innovative ways during quarantine! Hosted by Laura Lam-Phaure and Emmy Lovell [Emmy] I definitely didn’t use to be as stringent about my sunscreen use – and I suffered a lot of sun damage while growing up. Thankfully I’m a lot better about it – and while I still love basking in the sun with a good book, I do so slathered in SPF and reapply on the hour. What has your relationship with tanning been, and do you have any favorite SPFs that you can’t live without? Let us know! As always you can find us on Spotify and Apple Podcasts – we'd really appreciate it if you could leave us a review or give us 5 stars as it will help us be found by more amazing humans like you! - Mentioned Articles - Unilever Launches Well-being Program for 62K Employees 5 Myths of Indoor Tanning, Busted! #GlowFromHome with the Juicy Glow Bundle - Mentioned Products - - Low Key/ High Key - Clinique Quickliner for Intense Eyes – Intense Ebony Benefit Gimme Brow in 4.5 --- Send in a voice message: https://anchor.fm/vanitylabpodcast/message
In today’s episode, we’ll review the latest FDA findings around sun safety, along with our roundup of the best mineral sunscreen innovations shaking their “chalky” reputation of the past. Also known as physical sunscreens, SPFs that use mineral filters like zinc oxide and titanium dioxide to filter out the sun’s UV rays used to resemble thick white paint when you put them on. Good news though: the 2.0 versions now come in silky textures, matte finishes and glowy serums (seriously, there’s something for everyone!) From a formula for dry complexions you’d swear is a skincare lotion to a winner for oily skin that’s already selling out at Sephora to a groundbreaking luminous serum for all skin tones, get ready to get your summer on with this epic mineral sunscreen roundup. Plus, don’t miss our favourite formula for clean beauty lovers, and stay tuned until the end to find out which drugstore SPF was good enough to make the final cut (it’s not the brand you think!). As we mentioned off the top of the show, we want to support any Black Creators interested in starting your own podcast. We can share the skills that we’ve learned over the past 3.5 years of creating Breaking Beauty: everything from best practices on technical set up to remote recordings, scripts, production process, how to monetize and more. So if you’ve been thinking about starting a podcast, or have an existing show, just drop a note on email at: BreakingBeautyPodcast@gmail.com. We look forward to hearing from you. For any products, people or links mentioned in this episode, check out our blog: www.breakingbeautypodcast.com/blog. Thank you to our show partners. When you support them, you support the creation of Breaking Beauty Podcast! NutrafolGrow thicker, healthier hair with Nutrafol. Head to Nutrafol.com and use promo code BEAUTY to get 20% off. Shipping is free on all monthly deliveries and you can pause or cancel your subscription anytime. True BotanicalsWe’ve got an exclusive offer just for Breaking Beauty listeners to try True Botanicals - an all-natural and organic skincare and bodycare line that’s delivered straight to your door. Get 15% off your FIRST purchase at www.truebotanicals.com/beauty. *Disclaimer: Unless otherwise stated, all products reviewed are gratis media samples submitted for editorial consideration.* Get social with us and let us know what you think of the episode! Find us on Instagram, Twitter, Join our private Facebook group , or give us a call and leave us a voicemail at 1-844-227-0302. Hosts: Carlene Higgins and Jill Dunn Theme song, used with permission: Cherry Bomb by Saya Produced by Dear Media Studio
We all know that sunscreen helps to protect our skin from the sun's burning rays, but are you sure you're using the right one? Do you struggle to untangle the UVAs from the UVBs, and the SPFs from the star-ratings? Greg Foot talks to Antonia Mariconda, beauty writer and founder of the Safety in Beauty Campaign, who knows just how baffled consumers are. On hand to decode the sunscreen labelling is Dermatologist, Dr Andrew Birnie, from East Kent Hospital University NHS Foundation Trust. Common claims, such as ‘waterproof' and ‘reef safe' are also put through the evidence mill. Producer: Beth Eastwood
We all know that sunscreen helps to protect our skin from the sun's burning rays, but are you sure you're using the right one? Do you struggle to untangle the UVAs from the UVBs, and the SPFs from the star-ratings? Greg Foot talks to Antonia Mariconda, beauty writer and founder of the Safety in Beauty Campaign, who knows just how baffled consumers are. On hand to decode the sunscreen labelling is Dermatologist, Dr Andrew Birnie, from East Kent Hospital University NHS Foundation Trust. Common claims, such as ‘waterproof' and ‘reef safe' are also put through the evidence mill. Producer: Beth Eastwood
The HowBadCrew is back to discuss raves, Chili's, SPFs, Dalai Lamas, pigs, acorns, bees, and Xi Jin Ping's podium car.
We recap our field trip to Spectrum SportsNetLA HQ, get into the All-Star Game content, talk about Bren's first minor league game with the Rancho Cucamonga Quakes (sponsor fail) and 76 Day at Dodger Stadium (sponsor win), gush about meeting Kourtney Turner, and discuss why sunblock is an absolute must for day games, along with recs for our fave SPFs!
This week, the team chat all things parenting, with Tamara and Laura sharing their tips for a family day out. Plus, they discuss their thoughts about sharing images of your kids online. Adult scooters are on the agenda (spoiler alert: the team are divided) whilst fashion is also up for discussion, as they run through the best dressed at last week's Met Gala. Plus, with Lisa on hand the conversation of course turns to beauty - from the best facial SPFs to how to treat varicose veins, they all share their essential hacks.Articles Discussed:https://sheerluxe.com/2019/05/10/these-are-best-facial-spfs-according-expertshttps://sheerluxe.com/2019/05/10/13-fun-family-days-outhttps://sheerluxe.com/2019/05/09/askusanything-belts-bikinis-varicose-veins-celebrating-your-birthday https://sheerluxe.com/2019/05/07/how-many-likes-enough-likes https://sheerluxe.com/2019/05/03/why-are-there-so-many-adult-scooters https://sheerluxe.com/2019/05/07/best-dressed-met-gala-2019 https://sheerluxe.com/2019/05/09/why-tie-dye-back-summer-2019 See acast.com/privacy for privacy and opt-out information.
The Australian Accounting Standards Board (AASB) is proposing to eliminate the ability to prepare special purpose financial statements (SPFS) for publicly lodged financial statements where compliance with Australian Accounting Standards is claimed. In this podcast episode, you’ll hear from David Hardidge, Technical Director at the Queensland Audit Office, as he explores the ramifications of these proposals, and explores some options for the way forward. David is in conversation with Ram Subramanian, Policy Advisor in Reporting at CPA Australia.
24 November 2010: Audio abstracts from the JID October 2010 issue, including the detection of circulating tumor cells in melanoma patients, evaluating clinical guidelines for psoriasis treatment and how SPFs may overestimate protection.
Can you use diaper rash cream as sunscreen? Mari asks…Today a customer came into the retail pharmacy where I work and demanded that we sell him zinc oxide diaper rash paste so he could use it as sunscreen. I tried to steer him in the direction of actual sunscreens with listed SPFs, but he was […]Support the show (https://www.patreon.com/thebeautybrains?fan_landing=true)
In this episode, Matt and Jan chat with Dermalogica Jane about the new Power Bright products and some of the amazing things that it can do for your skin. They also carry on their conversation about food and skin care and look more in-depth at the world of supplements. Finally, Matt and Jan also chat about facials and some for the more peculiar facials that the rich and famous now seem to be having. What we cover: - The recently launched PowerBright TRx from Dermalogica, the replacement for Dermalogica's Chroma White range. - What it means to be a Dermalogica Junkie. - How Dermalogica Jane brightens her skin when it feels dull and flat. - How to deal with Pigmentation. - Super foods, and can you eat yourself well? - The world of supplements and why Europe's new legislation is worth paying attention too, especially if you buy supplements from the United States. - Our latest brand, Proto-col and the Oqibo Skin Supplement. - Why Matt isn't as keen on SPFs as perhaps he should be. - Facials. - The difference between a Dermalogica, Clarins, Guinot and Decleor facial. - Why you should have a facial at least once per month. - Sheep placenta facials (really!?) and Oxygen Facials - How to apply eye cream. The Transcript and show notes can be found at http://podcast.jerseybeautycompany.co.uk/
The present in vivo investigation using a total of 30 healthy adult volunteers with Fitzpatrick skin type II examines the persistent efficacy of sunscreens using liposomal suspensions as the vehicle. Based on the COLIPA guidelines, the protective effect of a single application of 4 different liposomal sunscreen formulations (sun protection factors, SPFs: 50+, 30,25 and 15) against sunburn at the recommended amount of 2 mg/cm(2) was determined after exposure of the skin to plain water and salt water and after profuse perspiration. Under the influence of plain water, salt water and sweating, the SPF values of sunscreen 1 (labeled SPF of 50+) were reduced only marginally to 97, 96 and 99%, respectively, those of sunscreen 2 (labeled SPF of 30) to 97, 96 and 99%, respectively, those of sunscreen 3 (labeled SPE of 25) to 90, 83 and 91%, respectively, and those of sunscreen 4 (labeled SPF of 15) to 96, 96 and 95%, respectively. This set of data shows that despite plain water and salt water immersion or profuse sweating, the liposomal sunscreen formulation may deliver a long-lasting protective effect in everyday situations encountered by outdoor workers or during leisure activities. Copyright (C) 2010 S. Karger AG, Basel
Fakultät für Chemie und Pharmazie - Digitale Hochschulschriften der LMU - Teil 02/06
Molekulare Interaktionen an biofunktionalisierten Grenzflächen werden in zwei Ansätzen analysiert. Zum einen wird an einer artifiziellen Modellmembran mit inkorporierten nativen Zelladhäsionsrezeptoren Integrin alphaV beta3 deren unterschiedliche Bindung an photoschaltbare Peptidliganden mit Oberflächenplasmonen-Fluoreszenzspektroskopie (SPFS) nachgewiesen. Weiterhin wird das Verfahren der SPFS erstmals an lebenden Zellen angewendet, um die Insertion von heterolog exprimiertem Rhodopsin als Modell eines Membranproteins in die Plasmamembran zeitaufgelöst zu detektieren.
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