Podcasts about janiece

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin divides this episode into three segments. He first interviews Eddie Tettevi, Sandbox Mutual Insurance CRO and RIMS Canada Council Chair — DEI and Comms, about his risk career and his service on the RIMS Canada Council. In the second segment, Justin interviews Janiece Savien-Brown, Metro Vancouver, and Shaun Sinclair, BCIT, about the C2C Challenge and the winning student team. The third segment is a recording of "Intentional Mentorship," an improvised session from the DEI Studio, featuring Dionne Bowers, Co-Founder & Chair of the Canadian Association of Black Insurance Professionals (CABIP), Ray Chaaya, Head of talent for Zurich Canada, and Natalia Szubbocsev, Executive Vice President at Appraisals International Inc.   Listen to learn about some exciting events of the RIMS Canada Conference 2025.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. This episode was recorded live on September 15th, 16th, and 17th at the RIMS Canada Conference 2025, at the Telus Convention Center in Calgary. We had a blast! We will relive the glory of the RIMS Canada Conference in just a moment, but first: [:50] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:07] On November 11th and 12th, my good friend Chris Hansen will lead “Fundamentals of Insurance”. It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members enjoy deep discounts on virtual workshops! [1:26] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:37] Several RIMS Webinars are being hosted this Fall. On October 9th, Global Risk Consultants returns to deliver “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes”. [1:50] On October 16th, Zurich returns to deliver “Jury Dynamics: How Juries Shape Today's Legal Landscape”. On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. [2:07] On November 6th, Hub will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. Register at RIMS.org/Webinars. [2:20] On with the show! It was such a pleasure to attend the RIMS Canada Conference 2025 in Calgary. There's always electricity in the air at RIMS Canada, and I wanted to capture some of it!  [2:33] We've got two interviews, and then an improvised session I recorded at the DE&I Studio. The sound came out great, and I used it here with the panelists' permission. [2:49] We've got excellent education and insight for you today on RIMScast! My first guest is Eddie Tettevi. He is the Chief Risk Officer at Sandbox Mutual. He's a very active member of the Saskatchewan RIMS Chapter and a member of the RIMS Canada Council. [3:11] We're going to talk about his risk management career, his RIMS involvement, and how his insights from one of his RIMS DE&I sessions led to this discussion. [3:24] First Interview! Eddie Tettevi, welcome to RIMScast! [3:38] Eddie is the Chief Risk and Compliance Officer at Sandbox Mutual Insurance. He's also the Corporate Secretary, which means he helps the organization navigate strategic initiatives within the boundaries of risk appetite and regulatory compliance. [4:12] Eddie has been at Sandbox for approximately two years. When he joined the company, Sandbox was going through a period of rapid growth and taking the right risks. That was something Eddie looked forward to being involved in. [4:54] The CRO role was not an independent role at Sandbox before Eddie started. It was held by the Chief Financial Officer. The CCO role was held by HR. The Corporate Secretary role was held by the CEO. Eddie fills the three roles in his new position. His background fits all three roles. [6:06] Eddie normally leads a risk group of three. Eddie was previously in cyber for 13 or 14 years. His background is in electrical engineering and computer science. He helped organizations secure their software and network. [7:02] Eddie doesn't think risk management is any different. He's helping organizations make the right decisions. The difference is that the portfolio is much larger. Cybersecurity is one aspect of Eddie's risk management work. [7:33] Eddie says cyber attacks are growing. Individuals who may not be skilled are using AI tools to perpetrate cyber attacks. The attacks are increasing exponentially in skill and sophistication. [8:09] Eddie co-hosted a session in the DE&I Studio with Aaron Lukoni and Tara Lessard-Webb, focused on understanding how mental health plays a part in risk management and how organizations should think about mental health as part of a risk management framework. [8:31] The session was “Building Resilient Workplaces, the Role of Mental Health in Risk Management.” In it, Eddie revealed he is skilled in multiple languages, but an expert in none, including English. He grew up with influences from English, French, Malay, and Creole Patois. [9:38] Eddie loves learning about new cultures. That has influenced his accent. In every language he speaks, he has an accent, which makes it interesting. He has worked in French and English organizations. He learns languages in six months. He picks them up quickly. [10:50] Eddie, Aaron, and Tara emphasized making sure we are thinking about and embedding mental health in our risk framework. [11:02] When designing any strategies and initiatives, risk professionals should consider what's happening in the organization. An organization going through a lot of change is already a stressed organization. You have to consider that as you introduce more change. [11:40] Eddie says the award-winning Saskatchewan RIMS Chapter is exciting. It's great to work with people who are interested, dedicated, and committed. He says the chapter is doing some incredible things, such as introducing risk courses into the universities in the province.  [12:15] Eddie was a RIMS member before joining Sandbox. You can be a RIMS member without joining a chapter. Moving to Saskatoon created the opportunity for Eddie to join the Saskatchewan RIMS Chapter, which he had been looking forward to, to connect with people. [12:36] Justin gives shoutouts to various Saskatchewan Chapter members. [13:03] Eddie serves on the RIMS Canada Council as Chair of the Communications, External Affairs, and DEI Committee. [13:22] The committee is responsible for making sure that all RIMS communications have a DEI lens and advocate for the risk community, partnering with other advocacy groups around Canada. [13:52] Justin says it's been such a pleasure to meet you and hang out with you! I look forward to seeing you at more RIMS Canada and RIMS events. [14:02] Our next guests organized the 2025 C2C Coast to Coast Challenge. This is a competition for risk management students based in Canada. We'll learn about the case studies and what it took to produce their presentations, and also have a chance to acknowledge the winners. [14:19] We will hear from Shaun Sinclair, the Program Head of General Insurance and the Risk Management Program at British Columbia Institute of Technology, and Janiece Savien-Brown, the Manager for Risk and Claims Management at Metro Vancouver. [14:35] We're going to learn about their various roles, as well. Let's get to it! [14:39] Second Interview! Shaun Sinclair and Janiece Savien-Brown, welcome to RIMScast!  [14:47] Janiece Savien-Brown is the Manager of Risk and Claims Services with Metro Vancouver by day. She has been involved with BCRIMA for 17 or 18 years. BCRIMA started the Coast 2 Coast Legacy Challenge three years ago. Last year was its first year in Vancouver. [15:07] Shaun Sinclair is the Program Head of the General Insurance and Risk Management Program at BCIT, an institute of technology in Vancouver and Burnaby, B.C. [15:17] They teach students insurance and risk management courses. Students graduate with a CRM and a Chartered Insurance Professional designation. [15:26] Shaun is also the President of BCRIMA this year. He has been a BCRIMA member for a long time. This C2C Legacy Challenge was awesome for Shaun because two teams from BCIT got into the finals. Shaun had to recuse himself.  [15:51] Janiece says the RIMS Canada Conference 2025 was fantastic! Shaun was there with seven students, and it was awesome to see what they were learning. The students told Shaun they loved everything about it. [16:45] The two finalist teams were The Deductibles and Insure and Conquer. This year's submissions were highly creative and impactful. [17:10] Shaun has been involved in Risk Management Challenges for years and has been to the nationals several times with groups. Shaun stays pretty hands-off. The students get the challenge, and Shaun discusses it with them. He figures out what they need from him to do it. [17:42] In this case, a root cause analysis wasn't needed. They learned how to do a Failure Mode and Effects Analysis (FMEA), a heat map, and gather general knowledge. Then he let them go. They came up with the 10-page report. He didn't watch their presentation until they went live. [18:14] Their champion for the challenge was Ken Letander. The challenge was a procurement question. If your organization's ownership is 51% Indigenous, and you keep your staff 33% Indigenous, money comes your way for contracts. [18:48] When the contract is over and it's time to get the money, but the organization refuses to give that information, how do you make sure they have the 33% Indigenous staff and 51% Indigenous ownership? Do you need pictures, or can you use Elders to say it's enough? [19:12] The students had to read a lot about risk and the rules and regulations regarding this question. They had to read the Canadian government's language on what the rules are. It was an interesting case. [19:38] Janiece didn't envy them at all. The students came up with some solutions for Ken Letander, and he was thrilled with what came from all of the reports. [20:33] Janiece says the presentations were phenomenal from both teams, as well as the written submissions. The collaboration came through and showed they owned the essence of the project. You could see the desire of the top team to make it work. [21:12] Shaun says the cases used in C2C are pretty much real cases. Janiece says last year's case competition had to come up with an equitable access tool to use in the system. After Janiece had surgery, she was given a survey, and she recognized it from the case study. [22:26] Justin says it's great that the students collaborate. You need teamwork. [22:54] Shaun says you hear a lot about isolation. He says BCIT is sometimes called “Being Crammed Into Teams.” Shaun and the other teachers assign projects where students are forced to work with at least three or four people. [23:13] After two years of group projects, collaboration is relatively easy. Shaun also makes the students hand-write their exams. They learn how to think through a problem and put it down on paper. Afterward, they go outside and talk about what they did. [24:52] Shaun's advice to academics and students entering a C2C challenge is to follow the rules. If they say 8-point font, 10-page maximum, don't send 14 pages. The instructor should help students understand the material and then step back. Let the students do it. It's on them. [25:42] Janiece says it is key to engage at the conference. While the Challenge is the key feature, the experience at the RIMS Canada Conference is a large part of it. Be present. Don't be on your phones the whole time. Attend sessions. Come to the events, have fun, and network. [26:07] Janiece was at an event, and five people came up to her and asked if she had brought the BCIT students (Shaun had). [26:22] People were absolutely amazed at how engaging the students were, willing to put themselves out there, and setting meetings with people in BC for opportunities when they come back. That's part of the experience. [26:40] Shaun points out that a couple of the students are quite shy and have come out of their shells because they've had to talk to people. The more you do it, the better you get at it. [27:01] Janiece reports that at one of the events, the students who were in Vancouver from Calgary came out and met with her students. RIMS, RIMS Canada, and the local chapter promote engagement. [27:31] The 2025 C2C Challenge Calgary winner is The Deductibles, 1.95 points ahead of Insure and Conquer. Insure and Conquer did an awesome job as well. [28:11] The Deductibles team is: Rabia Thind, Triston Nelson, and Ryan Qiu. [28:32] Parting advice for risk students as they step into their careers: Shaun says, if you're going to be an accountant or finance student, think about insurance risk management. Amazing career opportunities in fields that cover everything are all within your grasp. Put it on your radar. [29:26] Janiece says she is living proof of that. She was going to be an accountant. After a car accident, she switched to insurance and risk. It's a lifestyle. She has gained many friends, colleagues, and mentors. She started as an adjustor and after 31 years, she's still in the industry. [29:54] Shaun says you can swap jobs from broker to underwriter, to claims, to risk manager, to education, and not start again at the bottom. It's an amazing career. [30:26] Justin says Thank you so much, it's been such a pleasure to reconnect with you here at the Telus Convention Center in Calgary, for RIMS Canada Conference 2025. Shaun and Janiece are already thinking about the C2C Challenge in 2026. We'll see you there! [30:51] As I said at the top, we're going to close things out with an improvised session called “Intentional Mentorship,” which was produced at the DE&I Studio. [31:19] Improvised Session, “Intentional Mentorship,” at the DE&I Studio! With the insights of Dionne Bowers, the Cofounder and Chair of CABIP, Ray Chaaya, the Head of Talent at Zurich Canada, and Natalia Szubbocsev of Appraisals, International. Please enjoy! [31:40] Natalia Szubbocsev introduces the panel. Natalia is the Executive Vice President at Appraisals, International, an insurance appraisal company, global but small, with a diverse, inclusive team. Natalia has been a mentee and a mentor and is glad to contribute her insights. [32:38] Dionne Bowers is the Co-founder and Chair of the Canadian Association of Black Insurance Professionals, a nonprofit organization, and has recently joined Markel Canada as one of their business development Colleagues. [32:57] Ray Chaaya is head of talent for Zurich Canada. Ray oversees talent acquisition, talent development, and talent management, as well as the culture portfolio for the company, DEIB, and community impact. [33:15] Natalia asks What does mentorship, particularly inclusive or intentional mentorship, mean for you? Dionne says that it is a strong commitment by both the mentor and the mentee to work together for growth opportunities. [33:38] Intentional mentorship is the dedication that each party has to bring to the table, and fulfilling any sort of mandates that have been asked by both. Depending on the program, it's making sure that everyone is on the same page in terms of what they want from each other. [34:04] Ray agrees with Dionne. There has to be a mutual benefit. Ray has been a mentee and a mentor, and finds that the most valuable mentorship relationships are where the mentor and the mentee walk away feeling like they're learning something every day, having a conversation. [34:30] Ray says it's a two-way street and a relationship that can often last for years, because it is a relationship where the value is long-term. Ray talks to young people, and they ask, You're my mentor, what do I do? It doesn't work that way. It's a long-term investment. [34:56] Natalia says that traditional mentorship, besides being one of the best ways of professional development, is also to transfer knowledge from someone who has the experience to someone junior in his or her role. What other purpose does mentorship serve? [35:19] Dionne says it's also recognizing that it's an opportunity for learning from one another. A mentor is a seasoned insurance professional who is working with someone who is a new entrant to the industry. [35:37] It's recognizing that a mentor and a mentee are learning from each other. Strength in development is making sure that you are taking away something from each other, each time you meet, connecting and learning trends and thoughts, and diversity of thought. [36:10] Dionne asks, How can we do things differently? She has learned a lot from young people. Dionne thought she was cool, but apparently, she's not. And she's just taking away a lot of that into her own world, professionally and personally. [36:23] Natalia says her experiences are not just intergenerational, but in Canada and beyond, intercultural. She says what needs to be respected and adapted to, both by the mentor and the mentee, is that you're coming from different backgrounds. [36:45] In a global setting, that will affect communication, that will affect the thought processes, that will affect everything; the way we do things. Because Natalia leads a global team, she has to be adaptable, sensible, and respectful of the cultural nuances. [37:07] At the same time, she asks her mentees or team to do the same for her, because she comes from a very specific background. She has an Eastern European background. It doesn't matter that she's lived in Canada for 25 years. [37:25] Her background defines the way she communicates, thinks, and handles things. Every culture communicates differently. That's an overall mutual understanding, knowing that we all come from different backgrounds. [37:47] Dionne says there has to be a willingness to learn. There's no point in having a mentor-mentee relationship where it's just going to be closed off, and this is what we're going to talk about. There has to be a willingness to learn. [38:07] Ray says there's a learning agility piece. You have to be flexible in how the relationship is going to go. Every mentorship relationship is different, too. There are no steps on how to be a good mentor or a good mentee. [38:25] It's the chemistry between the two, the value that you bring to each other, and the conversations. The maturity of a mentorship can also go into sponsorship. [38:37] When Ray has a conversation with somebody, and they get to know each other, and feel what they want to get out of this, he can be a voice for that person. It goes back to the conversation of lifting others when you can. [38:54] When Ray thinks back to his mentors who stick out in his mind. He has a lot of respect for them. They are the people who spoke about him when he was not in the room, and had his back in that room when he was not there. [39:15] Those are the people, as Ray matures in his career, he doesn't know that he would be here today if it weren't for those mentors. And that is what he hopes he can bring to somebody else as a mentor. [39:29] Natalia says, in a global setting where she works, boosting confidence is very important. In a multicultural global setting, it's important to encourage someone in a different country, who communicates differently, that it doesn't matter, they can do it. [39:50] We are working on a common goal. That's part of the sponsorship/mentorship/training. [40:08] Ray says you have to be honest as a mentor. The toughest times for Ray were when he realized he was trying to make this work for a person, but to be honest with himself, as a mentor, he should be encouraging this person to look somewhere else, at what their passions are. [40:33] He went into it thinking he wanted this person to be the best they could be at this job. And he realized that's not his job as a mentor. [40:43] His job is to understand what they want out of their career, where they bring value, where their passion is, and guide them to make sure that they ultimately are happy with their career, and they're bringing value to society, and they're contributing to the community. [41:06] One specific person Ray was mentoring, he was desperate to fit them into the insurance industry, because that's how he was programmed. He was thinking, Why is this not working? And he realized it's not working because they don't want to do this. [41:25] And as a mentor, Ray's job now is to say, What do you want to do, and let's help you get there. And when he made that mind shift, it just clicked. That was a little bit of a learning opportunity. Now he's a better mentor for learning that. [41:42] Dionne agrees with that. She had one mentor who told her, If you plan to give back as a mentor, don't have any expectations, or you're setting yourself up for failure. [42:05] A lot of mentors have a similar approach, because we don't know. We want it so badly. We want to be able to say, I did that. I helped them get to wherever. If you have a mentee who is not in the mindset, and you're not sure that this is for them, have that conversation. [42:38] It's important to recognize that you're going to impact their lives differently. Even though you have that mentor-mentee relationship, you may be asking them to reconsider dipping their foot into the industry. [42:55] Natalia says not making assumptions about the other person and having that curiosity, openness, and mutual communication is very important. [43:05] How do you build in mentorship or inclusive or intentional mentorship into your organization? Ray says mentorship programs should be part of any industry, any corporation, or any organization. If you expect people to learn and grow, they need mentors. [43:30] Ray says Zurich has baked in mentorship programs into a lot of its development programs. Your development means you get a mentor, and you learn from that mentor. They bake it into the development strategy that's already there, and don't make it an off-site thing. [43:57] It shouldn't be another thing; it should just be part of your growth and development. And so, whenever they can bake it in, that's what Zurich does. [44:04] Zurich also has amazing employee resource groups that champion a lot of its programs, and the Zurich African and Caribbean Alliance, ZACA, which has worked with KBIP, is a massive champion of its mentorship program. [44:19] Just two or three months ago, Zurich held a mentorship day and increased the mentors on its mentorship platform by 48%. It was just another thing that was out there that nobody was talking about, and another thing people had to sign up for. [44:39] Zurich's employee resource group put a spotlight on it, and they showed the value, and they made it part of the ERG's culture to participate in mentorship. Then all of those ERG participants signed up to be mentors, and now are actively mentoring. [45:00] You really need to look at it from a strategy perspective. It can't just be an extracurricular activity that you add on. [45:08] Dionne agrees. KBIP works with organizations like Zurich, and with the ZACA program and the team, but also does the work for organizations that are not there yet or not willing to put the extra effort in to embed it into the DNA of the organization. [45:33] Part of KBIP's mandate is to create a mentorship program specific to Black insurance professionals. It doesn't matter where you're from, international or domestic student, or anyone who wants to be part of the organization and get extra support to build on their career trajectory. [46:02] What do mentors get out of mentorship? Dionne says as a mentor, she gets satisfaction from seeing someone excel, not necessarily from start to finish. You could be at the tail end of their journey, you could be at the beginning, or you could be in the middle. [46:36] If there is a desired outcome for both parties, and there's success, when someone calls you or texts you and says, You know what, I got that job, or I was recognized for doing XYZ, that is satisfaction. That is success. [47:00] Ray says his passion is helping people grow and develop. He started his HR career in learning and development, because he used to be intrinsically rewarded when he saw somebody learn something he taught them, or he trained them on. That felt like a superpower. [47:21] When Ray can do that with the programs Zurich runs, and he interviews people and watches their growth, and they are so grateful; to Ray, that is worth it all. You don't even have to pay him for that. He will volunteer and do that his entire life because of what he gets out of it. [47:47] Natalia agrees. There are obvious advantages from an organizational point of view, but from an individual point of view, Natalia feels that she has arrived at a point where there's no ego anymore. She wants to transfer her knowledge to someone. [48:04] Natalia wants to tell someone that they can do it. Because she did it, they can do it as well. And that's a very important aspect of mentorship. [48:15] How do you make mentorship intentional and inclusive? Ray says it means they have to see the value. It has to be part of the business strategy. Anything that is not intentional, people think, Why do I have to do this, on top of everything else that I need to do? [48:36] The second we are making it intentional, it has to make sense. This is why I'm doing this, because it's going to benefit me, it's going to benefit the company, and it's going to benefit the people I'm impacting. [48:47] They have to see the strategic business value, and with mentorship, it's easy. Because there's massive value for the organization, there is a massive competitive edge if you're doing it properly, and there is massive learning and development for your workforce. [49:05] You just need to sit down with professionals like KBIP, with people who have thought through it, and understand how to help you bake it into the strategy. Just do the work. Anything intentional has to make sense. If it does not make sense, it can't really be that intentional. [49:28] Dionne says that in every organization, when you are constructing your missions and your value statements, it's sitting down as an executive team, and asking, How can we execute on this? What does that mean? Mentorship is something that bleeds into your brand. [49:57] The brand recognition from a competitive edge standpoint is huge. Dionne says she can walk into a school for outreach programs and say, Zurich is a market of choice. You would want to work with Zurich because of this, this, and this. [50:14] If you can tell them that they're going to be supported along the way with their career, that's added value. That is something that will definitely differentiate Zurich in the marketplace. [50:26] Dionne adds that being intentional is huge because when you are not, people can see right through that. That is where you create toxic cultures. [50:39] It's not in a company's best interest to ignore the opportunities that stem from mentorship programs. [50:47] Natalia says she's not an HR professional, but she imagines that mentorship has a great role in not just attracting the right talent, but in retention as well. [50:58] Ray affirms, 100%. It's part of your growth and development. Sure, you can use it as a competitive edge to attract people, but if you're not doing it right, then they're not going to develop and grow, and that competitive edge is really just smoke and mirrors. It's not real. [51:15] So, if you're going to do it right, you have to develop people and grow people through your mentorship programs, and you have to show the results for it. [51:26] Dionne adds, That speaks to the inclusivity part of diversity, equity, and inclusion. If you can build a strategy that equates to inclusion, it equates to retention. It's not rocket science.  [51:49] Ray says Zurich is really good at that. [51:52] Final thoughts on intentional mentorship. Dionne says, “Just do it. I'm a Nike gal. Just do it.” [51:59] Ray says, “I wouldn't be where I am in my career if it weren't for my mentors and my sponsors. And so, if you see potential, mentor the heck out of that potential, because they will thrive.” [52:15] Dionne says, “And acknowledge it. I think that's a big part of that strategy.” [52:21] Natalia thanks Ray, Dionne, and the RIMS DE&I Studio for picking up this topic, a very important topic, and she hopes you enjoyed the session. [52:38] Justin says special thanks again to all of our guests here at the RIMS Canada Conference 2025. Be sure to mark your calendars for October 18th through the 21st, 2026, for RIMS Canada, which will be held in Quebec City. [52:55] Shout out to the RIMS Canada Council for producing another fantastic conference and to the RIMS Events Team and all my RIMS colleagues who worked tirelessly to make the last three days so smooth. It's such a pleasure to work with you all. I look forward to seeing you next year. [53:14] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [53:43] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [54:02] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [54:19] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [54:35] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [54:50] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [55:02] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: From RIMS Canada: “RIMS Ontario Chapter Honours Bombardier's Daniel Desjardins with the 2025 Donald M. Stuart Award” RIMS ERM Conference 2025 — Nov. 17‒18 Spencer Internship Program — Registration Open Through Oct. 15. RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMSCanadaConference.ca RIMS Webinars: RIMS.org/Webinars “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes” | Oct. 9 | Sponsored by Global Risk Consultants “Jury Dynamics: How Juries Shape Today's Legal Landscape” | Oct. 16, 2025 | Sponsored by Zurich “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by Hub   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule Risk Appetite Management | Oct 22‒23 | Instructor: Ken Baker “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham “Fundamentals of Insurance” | Nov. 11‒12 | Instructor: Chris Hansen “Leveraging Data and Analytics for Continuous Risk Management (Part I)” | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes with 2025 RIMS Canada keynotes: “Distilling Risk and Resilience with Manjit K. 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RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Eddie Tettevi, Sandbox Mutual Insurance CRO RIMS Canada Council Chair — DEI and Comms Janiece Savien-Brown, Metro Vancouver Shaun Sinclair, BCIT "Intentional Mentorship" improvised session from the DE&I Studio, featuring: Dionne Bowers, Co-Founder & Chair of the Canadian Association of Black Insurance Professionals (CABIP); Ray Chaaya, Head of talent for Zurich Canada; Natalia Szubbocsev, Executive Vice President at Appraisals International Inc.    Production and engineering provided by Podfly.  

Send us a textJaniece Johnson is a church historian, an acquisition director at Deseret Book, and author of 'Themes in the Doctrine and Covenants: Revelation.'I wanted to speak to Janiece about the theme of revelation because it seems to be a significant focus from the pulpit at General Conference from President Russell M Nelson and others.Some highlights from this episode include how to interpret God's silence, the various ways revelation can be manifested, and stories of how to receive revelation found in Doctrine & Covenants.--You can find more of Janiece's work at the following link:- https://www.deseretbook.com/product/P6075138.htmlFollow For All The Saints on social media for updates and inspiring content:www.instagram.com/forallthesaintspodhttps://www.facebook.com/forallthesaintspod/For All The Saints episodes are released every Monday on YouTube, Spotify, Apple Podcasts and more:https://www.youtube.com/watch?v=TVDUQg_qZIU&list=UULFFf7vzrJ2LNWmp1Kl-c6K9Qhttps://open.spotify.com/show/3j64txm9qbGVVZOM48P4HS?si=bb31d048e05141f2https://podcasts.apple.com/gb/podcast/for-all-the-saints/id1703815271If you have feedback or any suggestions for topics or guests, connect with Ben & Sean via hello@forallthesaints.org or DM on InstagramConversations to Refresh Your Faith.For All The Saints podcast was established in 2023 by Ben Hancock to express his passion and desire for more dialogue around faith, religious belief, and believers' perspectives on the topics of our day. Tune into For All The Saints every Monday on YouTube, Spotify, Apple Podcasts, and more.Follow For All The Saints on social media for daily inspiration.

This is the last in a series of seven author interviews with the writers of our new book series, “Themes in the Doctrine and Covenants.” I hope you've caught them all, but if not, make sure you listen to all seven. Janiece is a terrific historian who has written about the religious experience of women converts to the Church and about how the earliest Saints understood the Book of Mormon and applied it in their lives. She brings all this historical expertise to her new book, titled simply Revelation.

Ever wondered how to ignite your passion and revolutionize your dental career? In this electrifying podcast interview, we sit down with Janiece C. Ervin, a seasoned dental hygienist, author, and visionary who's redefining the landscape of dental education and connection.Janiece shares her incredible journey from the clinical operatory to building The DEN Study Club, a national platform for high-quality continuing education, and The DEN List, an innovative online directory connecting dental professionals with their communities. Discover how she's blending clinical expertise, business acumen, and a dash of humor to empower dental professionals nationwide.But this isn't just about business success. Janiece opens up about her personal journey through burnout, the lessons learned from her "failures," and how she transformed those experiences into powerful wins. Learn how to cultivate resilience, build a thriving community, and unlock your full potential in the dental field.Whether you're a dental hygienist, dentist, or simply passionate about personal and professional growth, this interview is packed with actionable insights and inspiration. Get ready to be motivated, challenged, and ready to elevate your career to new heights!Don't forget to subscribe and hit the notification bell for more empowering interviews and insights!Discover More about The DEN List:www.thedenlist.comhttps://www.instagram.com/thedenlisthttps://www.facebook.com/groups/thedenlistThe DEN List promo coupons: 50% off business listing, 50% off an event listing and Free Classifiedhttps://www.thedenlist.com/blog/the-den-list--be-part-of-something-big-in-dentistry.htmlWe a-DOOR-e our listeners! Find out more about The Mint Door:

A few years ago, in his talk "Revelation for the Church, Revelation for Our Lives," President Nelson asked this question that we've all probably yearned to know the answer: "How do we become the men and women, the Christlike servants that the Lord needs us to be? How can we find answers to the questions that perplex us?" And his prescription to this soul-deep question: personal revelation. He said, "The heavens are open and God speaks to his children." Today's conversation is all about understanding personal revelation and how we can develop a relationship with God where we can draw on his power. Janiece Johnson joins this conversation to discuss the doctrines of revelation found in the Doctrine and Covenants. Janiece is a church historian, an acquisition director at Deseret Book, and her new book Themes in the Doctrine and Covenants: Revelation lends itself to today's topic.   Follow us on Instagram! Subscribe to our newsletter!

Mean Mistreater vocalist Janiece Gonzalez and guitarist Alex Wein discuss the band's influences and their DIY ethos as they get ready for the release of their new album, 'Do or Die.'

I'm so proud of this one. My girl Janiece & I deep dive into the depths of society to only BREAK OUT and return to our true selves. This is not an easy journey. It requires breaking, crying, redirection and TRUST. As Black women, we are carrying generalizations, family expectations, religious constraints, and so much more. How do we do define OURSELVES outside of the pressure?

Welcome to the first episode of our "Women in Architecture" series, where this year's theme is Collaboration. In this episode Katerina is joined by Janiece Williams, co-founder of Leader Flow, a nonprofit that empowers professionals through leadership programs. Janiece shares her journey into architecture, her experiences with imposter syndrome, feeling disconnected during school, and how her classmates helped her push through those tough years. Janiece also opens up about the moment she took a step back after school to rethink why she was pursuing architecture, focusing instead on the business side of the profession. She discusses how she found her strengths, the opportunities that unfolded, and how a leadership program allowed her to combine her personal and architectural background. Together, Katerina and Janiece dive into the importance of stepping back to focus on what you truly want, rather than what's expected of you.  Finally, Janiece shares what it was like co-founding Leader Flow and the incredible work they do, from their leadership programs to empowering professionals to collaborate and lead in small, connected cohorts across different cities. By creating these cohorts, individuals are taught how to foster long-term collaboration in the architecture industry and beyond. Don't miss this inspiring conversation about leadership, empowerment, and community in architecture!   Mentioned:  Leader Flow website  Follow Leader flow on Instagram @_leaderflow Connect with Janiece on Linkedin Follow Leader Flow on Linkedin Email janiece@leaderflow.org Learn more about AWA+D   Purchase your copy of The Mindful Blueprint for Launching Your Architecture Firm  Use code honeycomb20 for 20% off! Support the podcast on Patreon! Subscribe to the From the Honeycomb newsletter! Meditate with Katerina on Insight Timer   Follow From the Honeycomb on Instagram! Podcast Audio edit by LadyToluu Soile  https://www.fiverr.com/users/bamisesoile/seller_dashboard. Intro music provided by kabgig / Pond5   By accessing this Podcast, I acknowledge that the entire contents are the property of Katerina Burianova, or used by Katerina Burianova with permission, and are protected under U.S. and international copyright and trademark laws. Except as otherwise provided herein, users of this Podcast may save and use information contained in the Podcast only for personal or other non-commercial, educational purposes. No other use, including, without limitation, reproduction, retransmission or editing, of this Podcast may be made without the prior written permission of the Katerina Burianova, which may be requested by contacting honeycombeeblog@gmail.com This podcast is for educational purposes only. The host claims no responsibility to any person or entity for any liability, loss, or damage caused or alleged to be caused directly or indirectly as a result of the use, application, or interpretation of the information presented herein.    

Dr Janiece Johnson specialises in American religious history—specifically Mormon history, gender, and the prosecution for the Mountain Meadows Massacre. Janiece worked on Richard E. Turley Jr.'s 'Massacre at Mountain Meadows' book and was the general editor of the recently published Mountain Meadows Massacre: Collected Legal Papers. As a magnificent culmination of her work on the massacre, she wrote and published 'Convicting the Mormons: The Mountain Meadows Massacre in American Culture.I wanted to speak to Janiece as I've always wanted to learn about the Mountain Meadows Massacre, but there is so much emotion and conspiracy around the topic. I feel privileged that Janiece would join us and share trusted, honest insights into the history and the aftermath of the horrific event. Some highlights from this episode include how media sensationalism caused a lasting impact on America's perceptions on Latter-day Saints, a definitive answer of whether or not any blame could be placed at Brigham Young's feet, and how Janiece kept her faith strong despite studying such saddening accounts.--You can get Janiece's excellent book at the following link, I would really recommend this:- https://www.amazon.co.uk/Convicting-Mormons-Mountain-Massacre-American/dp/1469673533- https://www.goodreads.com/en/book/show/63903861-convicting-the-mormonsFollow For All The Saints on social media for updates and inspiring content:www.instagram.com/forallthesaintspodhttps://www.facebook.com/forallthesaintspod/For All The Saints episodes are released every Monday on YouTube, Spotify, Apple Podcasts and more:https://www.youtube.com/watch?v=TVDUQg_qZIU&list=UULFFf7vzrJ2LNWmp1Kl-c6K9Qhttps://open.spotify.com/show/3j64txm9qbGVVZOM48P4HS?si=bb31d048e05141f2https://podcasts.apple.com/gb/podcast/for-all-the-saints/id1703815271If you have feedback or any suggestions for topics or guests, connect with Ben & Sean via hello@forallthesaints.org or DM on InstagramConversations to Refresh Your Faith.For All The Saints podcast was established in 2023 by Ben Hancock to express his passion and desire for more dialogue around faith, religious belief, and believers' perspectives on the topics of our day. Tune into For All The Saints every Monday on YouTube, Spotify, Apple Podcasts, and more.Follow For All The Saints on social media for daily inspiration.

At Magnify, our mission during this special week before Easter is to help us all feel a little holier by focusing on strengthening our relationship with Jesus Christ. As women, we can be powerful forces for good in witnessing the Savior in our every day lives. We can look to the example of the first witness who was a woman, Mary Magdalene. Today's guest is Janiece Johnson. She is a research professor of religion and a production manager at Deseret Book. She has studied out the life of Mary Magdalene. Janiece wrote, "Understanding [Mary's] name begins to helps us see her power and her central role. She is a tower of strength--the Tower-ess or the Magnified one. Women [of the time] were not just on the margins, but central to the gospel and the ministry of Jesus. [Mary] becomes the first witness of the risen Lord and an example of power and strength to all of us who want to be disciples.” Join us on Instagram to find out more about our community and be a part of the conversation!See omnystudio.com/listener for privacy information.

In this podcast episode, we have Janiece Rice from YAME Consulting Your Accounting Made Easy. Janiece fell in love with finance and graduated from Indiana Wesleyan in 2014 with her bachelor's degree in accountancy. She's been in the accounting industry for over 20 years and has worked directly for small business owners, corporations, and consulting firms. Working for a CPA firm opened her eyes to the little support for small businesses. That inspired her to start YAME Consulting - a remote B2B bookkeeping firm working with solopreneurs in small and micro businesses. Janiece's shares: Her accounting journey is about how you help solopreneurs and small and micro businesses and what a micro business is. Regarding Nonprofits: what is the most important thing to consider when setting up finances to help sustain nonprofits?  How do you know if your business is better suited to a nonprofit versus a small or micro business?  Essential things a business owner should do throughout the year to prepare for tax season and help ease the stress of getting their taxes done. How can businesses build better relationships with accounting and the tax preparer? Thank you so much for listening; please share the podcast with others and check out Janiece's services and products. Janiece's website: www.yameconsulting.com The ⁠⁠BUILDING BETTER RELATIONSHIPS JOURNAL & MEDITATION⁠⁠ ⁠⁠https://bit.ly/BBRJournal⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/bbr-at-home-and-work/message Support this podcast: https://podcasters.spotify.com/pod/show/bbr-at-home-and-work/support

In today's episode, DK Hammonds sits down with Reverend Janiece Williams for a rich discussion on digital discipleship and preaching.  Rev. Williams shares insights from her experience in creating Christian education resources and a new sermon development workbook. They explore how churches can effectively engage in digital discipleship and the importance of cultural analysis, biblical exegesis, and lifelong learning for preachers.  Take the time to learn about Rev. Williams' journey in publishing her work and overcoming fear by obeying God's voice.  This conversation will give you inspiration and practical tips for an effective ministry in an ever-changing digital world. Tune in now!  Show Notes: Connect with Janiece Williams Janiece Williams LinkedIn  The Watson Grove Baptist Church  Connect with DK Hammonds: DK Hammonds Instagram DK Hammonds Facebook  DK Hammonds Twitter DK Hammonds YouTube  Social Media Church Discord This episode is brought to you by Donorbox. Thousands of churches trust Donorbox MinistryMatters to increase tithes and offerings. With comprehensive tools like a lightning-fast donation form, donor-managed recurring giving, the powerful Donorbox Live™ Kiosk app to collect in-person donations, crowdfunding and peer-to-peer functionality, and more, raising more for your church or ministry has never been easier. Discover how Donorbox MinistryMatters can elevate your ministry's impact today.

“We want clients to use our service in whatever way that's best for you, your needs, your unique exposure to styling. In the longer term, we want to build a better way to shop that will change the retail paradigm and to become the blueprint for the industry to follow. ” Join Spandana Bhattacharya and Cynthia Zhou on Wharton Tech Toks as they talk to Janiece Okpobiri, Director of Product and Growth at Stitch Fix. At Stitch Fix, Janiece focuses on client onboarding and loyalty. Prior to Stitch Fix, Janiece was a senior PM on the Customer and Loyalty team at Abercrombie & Fitch and also held roles at Hilton. Listen in to learn more about Janiece's product management philosophy, her perspective on how to build customer loyalty in retail, and her insights on how to build a successful career in product management.

Episode 139: Bridging the Gap to Diversify Leadership in the AEC IndustryHow do you bring accomplished leaders and diverse AEC professionals together to increase the diversity of leadership in the AEC industry? On this episode of Practice Disrupted, we sit down with the team at LeaderFlow: Executive Director Janiece Williams, and John Gavan, CEO of KPFF Consulting Engineers, to discuss their leadership development program and the vision they have to bridge the gap between leadership and professionals of color in the AEC industry. First, John shares how he collaborated with the Southern California Chapter of the National Organization of Minority Architects (SoCal NOMA). We learn that Janiece was part of LeaderFlow's 2021 pilot program and how stepping into her current role as Executive Director was in response to navigating her path in, and then out, and now alongside the architecture industry.From there, we delve into the details of LeaderFlow's program, an opportunity for professionals of color to coach and mentor each other about lived and shared experiences. Janiece and John also share how creating connections can help individuals navigate the challenges of growing in a career — which is why LeaderFlow invites industry leaders to facilitate curriculum to underrepresented communities as a way to find empathy and be inspired to future possibilities. “This isn't about expecting anything from non-people of color to solve humanity's issues. This is about inviting them to the table to be just as vulnerable — if not more — to engage in this conversation, to show up, and to be a part of this experience with them. This is about having human connection and sharing lived experiences and challenges that we all face, and maybe can relate to, in life.” - Janiece Williams To wrap up the episode, Janiece and John each share how LeaderFlow has impacted their growth from both a leadership and personal development perspective and how firms can become supporters and allies of LeaderFlow's work. Tune in next week for Practice Disrupted's Season 7 Finale!Guests:Janiece Williams, Executive Director of LeaderFlow is a trained architectural designer and one of the original cohort participants from the 2021 pilot program. With over 10 years of architecture experience, she developed a strong desire to help developing professionals as they navigate the architecture industry. This passion led her to commit more of her time to justice, diversity, equity, & inclusion-related causes and initiatives. The impact of the pilot program led her to co-launch LeaderFlow to encourage others, especially Professionals of color, to invest time in their own personal growth and development, and empower them to become great leaders.John Gavan, CEO of KPFF Consulting Engineers is driven by the heightened social unrest in the country and he wanted to find an impactful and tangible way to effect meaningful change in the AEC industry. In 2021, John had the idea to introduce the framework of a leadership development program that he started within KPFF's organization to the Southern California Chapter of the National Organization of Minority Architects (SoCal NOMA). The first annual program was open to SoCal NOMA members at various stages in their careers and consisted of interactive training sessions facilitated by top industry professionals and leaders.

“We make buying decisions based on emotions, not logic.” This may be the typical sentence you hear when discussing sales and emotions. The statement is useful, yet it doesn't cover the full picture. Your emotions as an entrepreneur also impact the way your sales, goals, and business growth develop. Have you ever thought about the influence of your own emotions? Your very own Sales Maven, Nikki Rausch, is here to offer tips, techniques, and strategies to master your sales conversations. Discover methods to place yourself in the position to thrive in business and produce true value for your audience. Today, learn how to master emotions in sales in this Mastering Excellence Series conversation on this episode of the Sales Maven Show. Brad Bizjack is a personal development expert, podcast host, and multi-7-figure CEO with over 10 years of coaching experience. His mission is to help people come alive to their limitless possibilities and finally create the success and freedom they deserve! Brad is happily married to his beautiful wife, Janiece. They live in western Illinois and have a little girl named Lillian and a dog named Oliver. In today's episode, Nikki and Brad talk about how to accept and redirect your emotions so you show up as your highest self in sales. Brad discusses how to express what you feel, regulate your emotional state, and realign with a more useful emotion. Listen as Nikki and Brad talk about knowing your emotional home, keeping your heart open, and accessing your highest self. Nikki invites you to join the Sales Maven Society, don't miss this opportunity for you and Nikki to work together. Bring your questions, concerns, sales challenges, and she provides answers and guidance to boost your confidence. Join the Sales Maven Society here, click add to cart, and then checkout and use coupon code: 47trial to get your first month for $47.00!   In This Episode: [00:27] - Welcome, and thank you for listening! [01:49] - Brad Bizjack explains why personal development connects to sales. [04:01] - Brad recalls the coaching call that shifted his beliefs and thought patterns. [06:24] - Define a compelling vision for your sales. [09:11] - Give yourself a reason to show up as your higher self. [12:32] - How do you know if you're thinking like your higher self? [15:16] - Where's your emotional home? [17:18] - Brad describes how your default beliefs impact what you manifest in your life. PART 1 [20:00] - Brad describes how your default beliefs impact what you manifest in your life. PART 2 [22:41] - Don't close your heart. [24:50] - Brad reminds everyone to focus on what makes you feel alive. [27:30] - Brad gives you an exercise to check if your heart is open or closed. [29:36] - Are you focused on a mission? PART 1 [31:26] - Are you focused on a mission? PART 2 [33:31] - “All emotions serve us.” [35:32] - Brad shares a method you can use to process your emotions. [37:08] - Express what you feel, regulate, and then choose to realign with a more useful emotion. [38:52] - Life is always rigged in your favor. [41:54] - “Legacy is what we leave in people, not for people.” [43:40] - Do you want to learn how to accelerate success? [46:31] - Thank you for listening. Nikki is so grateful you are here!   For more actionable sales tips, download the FREE Closing The Sale Ebook.   Find Nikki: Nikki Rausch nikki@yoursalesmaven.com Facebook | Twitter | LinkedIn | Instagram Sales Maven Society Work With Nikki Discussion To download free Resources from Nikki: www.yoursalesmaven.com/maven    Find Brad: Brad Bizjack Instagram To download free Resources from Brad: Free Success Accelerator 5-Day Challenge

Want to know the secret to my success and the qualities that have helped me overcome my failures? There's no one who knows the truth better than my wife, which is why in today's podcast, she's sharing the hot seat with me. Learn what it really takes to thrive in business in our candid interview.Full Training Video Here: https://www.bradbizjack.com/blog/through-her-eyes-how-we-transformed-struggles-into-success-w-janiece-bizjackLearn more about rewiring your mind for success with my free eBook here --> https://www.bradbizjack.com/ebook

Episode Notes My guests include Leta McCollough Seletzky, author of ‘The Kneeling Man' with an unbelievably true life story involving a member of her own family. When Dr. Martin Luther King Jr was shot and killed in Memphis April 4, 1968 at the Lorraine Motel, several people were with him on that balcony including one man who knelt next to him  after he was hit trying to render aid. That man was Leta's father Marrell but there is much more to the story! She joins me to discuss how his being a spy placed him in the center of history. Next, a very important election with significant consequences will be held on October 5 when we select the next Mayor and City Council. MICAH- Memphis Interfaith Coalition for Action and Hope is hosting a public meeting and forum August 27th at New Sardis Baptist Church. It's a session for the citizens to realize the importance of voting and a chance to meet some of the candidates to address their concerns face to face. Rev. Rosalyn Nichols and Janiece Lee drop by to discuss. Finally, the importance of early reading skills is a top priority these days as it can define how your child performs in the future. Karen Vogelsang, Executive director of Arise2Read and 2015 Tennessee Teacher of the Year will tell us why children who read proficiently by the third grade have a greater chance for success and how we can help. It's a powerful RTM both on air and online, Monday, 6-7 pm on WYXR 91.7 FM, the WYXR app, Tunein, Facebook Live, YouTube and and wherever you get your podcasts.It's time to talk!

Episode Notes My guests include Leta McCollough Seletzky, author of ‘The Kneeling Man' with an unbelievably true life story involving a member of her own family. When Dr. Martin Luther King Jr was shot and killed in Memphis April 4, 1968 at the Lorraine Motel, several people were with him on that balcony including one man who knelt next to him  after he was hit trying to render aid. That man was Leta's father Marrell but there is much more to the story! She joins me to discuss how his being a spy placed him in the center of history. Next, a very important election with significant consequences will be held on October 5 when we select the next Mayor and City Council. MICAH- Memphis Interfaith Coalition for Action and Hope is hosting a public meeting and forum August 27th at New Sardis Baptist Church. It's a session for the citizens to realize the importance of voting and a chance to meet some of the candidates to address their concerns face to face. Rev. Rosalyn Nichols and Janiece Lee drop by to discuss. Finally, the importance of early reading skills is a top priority these days as it can define how your child performs in the future. Karen Vogelsang, Executive director of Arise2Read and 2015 Tennessee Teacher of the Year will tell us why children who read proficiently by the third grade have a greater chance for success and how we can help. It's a powerful RTM both on air and online, Monday, 6-7 pm on WYXR 91.7 FM, the WYXR app, Tunein, Facebook Live, YouTube and and wherever you get your podcasts.It's time to talk!

148 years ago this week, John D. Lee stood in his trial for his role in the Mountain Meadows Massacre. Dr Janiece Johnson has studied the Mountain Meadows Massacre for over 20 years. Her latest book, Convicting the Mormons is based both on her Ph.D. Dissertation as well as the time she spent working with Richard Turley & Barbara Jones Brown on "Vengeance is Mine." Janiece discusses how Americans viewed the massacre, and how the massacre has been used to cast aspersions on Mormons over a century. Check out our conversation... https://youtu.be/wwQz-eNuQBQ transcript to follow Copyright © 2023 Gospel Tangents All Rights Reserved Except for book reviews, no content may be reproduced without written permission transcript to follow Copyright © 2023 Gospel Tangents All Rights Reserved Except for book reviews, no content may be reproduced without written permission

What are your beliefs about sales and selling? In this episode, we're talking with Brad Bizjack about rewiring your mindset in order to get better results when it comes to sales. Sales can be FUN, energizing, and rewarding…  Brad Bizjack is a personal development expert, Certified High-Performance Coach and multi 7-Figure business owner. His mission is to help people come alive to their limitless possibilities while arriving at their own unique definition of success. He lives in western Illinois with his wife, Janiece, and their daughter, Lillian. Take the quiz! What's Your Success Archetype? ------ **Connect at a deeper level with your 'perfect fit' clients. Grab my free audio training with workbook HERE to meet them right where they're at with messaging that resonates.  **Come connect with me on Instagram! And if you love this episode, share it and tag me so I can see what you're liking    

Today, the Spotlight shines On Monika Herzig, whose career as a jazz pianist and composer spans three decades and dozens of releases. Monika joins us to talk about the release of a reimagined set of Joni Mitchell's music, which she arranged and features vocals interpreted by her late friend, award-winning vocalist Janiece Jaffe.To quote from the liner notes: “This album is, first and foremost, about relationships: between Janiece and Monika; between the stretch of time that gave rise to Joni's songs and the ones we're living through now; and, most of all, between Janiece and these lyrics.”Visit bothsidesofjoni.com for more about this fearless and inventive album and then enjoy host Lawrence Peryer's talk with Monika Herzig.About Monika Herzig, Janiece Jaffe and Both Sides of JoniHost Lawrence PeryerGet more Spotlight On with Bonus Tracks, our official blog Find more great podcasts from Osiris Media, the leading storyteller in music. Hosted on Acast. See acast.com/privacy for more information.

Today, the Spotlight shines On Monika Herzig, whose career as a jazz pianist and composer spans three decades and dozens of releases. Monika joins us to talk about the release of a reimagined set of Joni Mitchell's music, which she arranged and features vocals interpreted by her late friend, award-winning vocalist Janiece Jaffe.To quote from the liner notes: “This album is, first and foremost, about relationships: between Janiece and Monika; between the stretch of time that gave rise to Joni's songs and the ones we're living through now; and, most of all, between Janiece and these lyrics.”Visit bothsidesofjoni.com for more about this fearless and inventive album and then enjoy host Lawrence Peryer's talk with Monika Herzig.About Monika Herzig, Janiece Jaffe and Both Sides of JoniHost Lawrence PeryerGet more Spotlight On with Bonus Tracks, our official blog Find more great podcasts from Osiris Media, the leading storyteller in music. Hosted on Acast. See acast.com/privacy for more information.

“We want clients to use our service in whatever way that's best for you, your needs, your unique exposure to styling. In the longer term, we want to build a better way to shop that will change the retail paradigm and to become the blueprint for the industry to follow. ” Join Spandana Bhattacharya and Cynthia Zhou on Wharton Tech Toks as they talk to Janiece Okpobiri, Director of Product and Growth at Stitch Fix. At Stitch Fix, Janiece focuses on client onboarding and loyalty. Prior to Stitch Fix, Janiece was a senior PM on the Customer and Loyalty team at Abercrombie & Fitch and also held roles at Hilton. Listen in to learn more about Janiece's product management philosophy, her perspective on how to build customer loyalty in retail, and her insights on how to build a successful career in product management.

In this episode, we learn from Brad Bizjack about how people use personal development as a way to escape developing personally.WE CHAT ABOUT:Why you haven't achieved the success you've been wanting yet Why other people's strategies may not work for youHow to change the way you think about "working harder"ABOUT BRAD: Brad Bizjack is a personal development expert, podcast host, and multi-7-figure CEO with over 9 years of coaching experience. His mission is to help entrepreneurs come alive to their limitless possibilities while arriving at their own unique vision of success! Brad is happily married to his beautiful wife, Janiece. They live in western Illinois and have a little girl named Lillian and a dog named Oliver Join Brad's 5 Day Mindset Challenge:https://www.bradbizjack.com/a/2147520288/xMzCKTT8CONNECT WITH BRAD:Instagram:  @bradbizjack Website: www.bradbizjack.comCONNECT WITH HOLLY: TEXT HOLLY: 614-810-4236 or click hereDOWNLOAD YOUR STARTER KIT: www.hollymariehaynes.com/starterkitJOIN THE COMMUNITY: www.hollymariehaynes.com/clubI hope these tips help! Keep in touch! Leave me a message at hollymariehaynes.com or instagram.com/holly_marie_haynes

If you've ever struggled in your life - and who hasn't? - this episode is for you. Today I have a special guest who explains how to create success regardless of your circumstances. By the end of this chat, you'll be ready to achieve success faster than you ever thought possible.   About Brad Bizjack Brad Bizjack is a personal development expert, mindset strategist, coach, inspirational speaker, and podcast host with over nine years of coaching experience. His mission is to help people maximize their life, master their mindsets, and elevate their relationships and career to the next level and beyond! Brad is happily married to his beautiful wife, Janiece. They live in the Lakeview neighborhood of Chicago and have a baby girl named Lillian and a dog named Oliver.   What appreciation really is In this episode, Brad explains how learning to appreciate what he has allowed him to find the success he had been seeking. This is rooted in the recognition that good things happen when you see life as happening for you rather than to you. We recognize that our circumstances, no matter how negative they may seem, can be gifts. This mindset shift makes it easier to see hidden opportunities and solve problems. Brad reminds us that no life is problem-free. What we want are high-quality problems that come with success.   What happens when we reframe our beliefs Brad wants us to reexamine our beliefs. He explains how what we believe often leads to its inevitability. For instance, believing that money is hard to make will naturally lead you to take less action to earn more. However, a new story about money abundance would change the actions you take and lead to new results.  Brad has some suggestions to help reframe how we think. Start with a goal you're excited about. Think about what achieving this goal would do for you. If it's inspirational for you, then you'll be motivated to see it through despite the problems that may arise. This, combined with an objective understanding of what your actual circumstances are, will prepare you to achieve anything. What does appreciation mean to you? Leave a comment on the episode page!   In This Episode Learning that appreciation is the antidote to limiting beliefs [4:00] Why it's a good thing to have problems in your life [13:00] What happens when we change the meaning of negative events [21:40] Steps to reframe how we think about negativity and goals [30:40]   Quotes “If we want our life to change, we have to focus more on how we're feeling on the inside if we're feeling alive or not. And one of the greatest emotions of all is appreciation.” [12:00] “Problems are the gifts that we grow from. Without problems, we don't have a life.” [13:52] “Your goals should be unrealistic, scary, and something that makes your heart beat a little bit faster.” [34:40]   Review Fed and Fearless on Apple Podcasts! Send a screenshot of your review to hello@lauraschoenfeldrd.com or send me a DM on Instagram and I'll send you my Overcoming Undereating eBook. If you post your favorite episode in your Insta stories and tag me @LauraShoenfeldRD, I'll also send you my 14-Day Calorie Challenge Recipe Guide!   Links Sign up for the Practice Better training! Find Brad Bizjack online Follow Brad on Facebook | Instagram | YouTube Take Brad's Free Success Archetype Quiz! Leave a review of Fed and Fearless! Sign Up For The Free Training: The 5 Secrets of Fearlessly Healthy Women of Faith Learn more about business coaching with me Got a question you'd love to hear me answer on the show? Leave me a voice message here! Join the Fed and Fearless Society on Facebook Follow me on Facebook | Instagram | Twitter | Pinterest Podcast production & marketing support by the team at Counterweight Creative

On this episode, I had the pleasure of speaking to Janiece Mackey, Co-Founder and Executive Director of Young Aspiring Americans for Social and Political Activism (YAASPA). Janiece is the definition of “don't talk about it, be about it.” Her grassroots organization is raising the next generation of activists and social and civic thinkers. Join us as we talk about her journey into civic/social activism, building her non-profit, and navigating the non-profit sector. --- Support this podcast: https://podcasters.spotify.com/pod/show/kristen-pough/support

Does an MBA prepare you to be an expert in personal finance?  What is the true cost of procrastination when it comes to growing your finances?  What is the generational wealth you are leaving to your kids and grandkids?  Ruby Wesley and Jeniece McClary use wealth accumulation strategies backed by trust, Education, and industry certifications to strengthen your financial house.Let's get excited and develop the mindset to deliver financial wellness with a great advisory team.  Jeniece McClary s a successful business owner offering advisory, brokerage, and financial planning services to create and sustain multi-generational wealth for families and businesses.She enjoys partnering with clients to ensure their vision and action plans align and is passionate about serving her community.Throughout her long-standing career, Jeniece has been a trusted advisor, mentor, and advocate for over 100+ small businesses.   Jeniece is a native New Yorker, a wife, mom of four, and grandmother.  Whether hanging out locally near her home in Summit, NJ, or traveling to new places, faith and family is everything to her, and every client is a part of her extended Tribe.  Ruby Wesley graduated from Rutgers University in NJ where she majored in Economics. She started her career in financial reporting and later went on to launch an award-winning dessert business. Her entrepreneurship journeys garnered several accolades and years of experience which she reinvested into her peers and fellow business owners through mentorship and various leadership positions.She brought her drive and entrepreneurial passion to Northwestern Mutual, understanding that helping people build brighter futures, starts by building strong relationships.Her goal: Empowering women of color to achieve financial security and peace ofmind. The best part of my job is helping women gain clarity and organization aroundtheir financial surplus. After developing an understanding of who they are and what they want, my team and I work tirelessly to provide a clear vision with a tax-efficient Financial Plan that evolves with them.When not at work, you may find Ruby at home baking cupcakes or watching Disney movies with her daughter “Princess” Lea.Let's Welcome Ruby and Janiece to the Follow the Brand Podcast where we are building a 5 STAR Brand that People will Follow!

Are single people aware that it's OK to desire sex? While we know about the law of chastity and the dangers of pornography, we don't always talk about the beautiful side of our sexuality. My friend Janiece and I talk about sex in a positive way. We hope to open the discussion about sex to be more optimistic, and that you will seek more information about your own sexual appetites and on how to teach the rising generation about sex. Some resources we referenced: Fostering a Positive Perspective of Sexuality (from the Liahona, August 2020) https://abn.churchofjesuschrist.org/study/liahona/2020/08/young-adults/fostering-a-positive-perspective-of-sexuality?lang=eng&adobe_mc_ref=https%3A%2F%2Fwww.churchofjesuschrist.org%2Fstudy%2Fliahona%2F2020%2F08%2Fyoung-adults%2Ffostering-a-positive-perspective-of-sexuality%3Flang%3Deng&adobe_mc_sdid=SDID%3D251562DDADAC5569-073B32CFBBF2B892%7CMCORGID%3D66C5485451E56AAE0A490D45%2540AdobeOrg%7CTS%3D1647997785 How, When, and Why: Talking to Your Children about Sexuality (from the Liahona, August 2020) https://abn.churchofjesuschrist.org/study/liahona/2020/08/how-when-and-why-talking-to-your-children-about-sexuality?lang=eng&adobe_mc_ref=https%3A%2F%2Fwww.churchofjesuschrist.org%2Fstudy%2Fliahona%2F2020%2F08%2Fhow-when-and-why-talking-to-your-children-about-sexuality%3Flang%3Deng&adobe_mc_sdid=SDID%3D6487E7EA2C50B0CB-082071A1457B714C%7CMCORGID%3D66C5485451E56AAE0A490D45%2540AdobeOrg%7CTS%3D1647997618 Jeffrey R. Holland Of Souls, Symbols, and Sacraments https://speeches.byu.edu/talks/jeffrey-r-holland/souls-symbols-sacraments/ David A. Bednar We Believe in Being Chaste https://abn.churchofjesuschrist.org/study/general-conference/2013/04/we-believe-in-being-chaste?lang=eng&adobe_mc_ref=https%3A%2F%2Fwww.churchofjesuschrist.org%2Fstudy%2Fgeneral-conference%2F2013%2F04%2Fwe-believe-in-being-chaste%3Flang%3Deng&adobe_mc_sdid=SDID%3D312242A86D800ADC-19C5FB570C8E43DE%7CMCORGID%3D66C5485451E56AAE0A490D45%2540AdobeOrg%7CTS%3D1647997913 Dr. John Van Epp's RAM (Relationship Attachment Model) from his book How to Avoid Marrying a Jerk

Clarke County Commissioner Bill Taylor is shown with U.S. Senate candidate Katie Britt at the winter meeting of the Alabama Republican Party in Birmingham Saturday. Britt, former chief of staff to Sen. Richard Shelby, who is retiring, is considered the front runner in the race. Taylor and his wife Janiece are members of the Clarke County Republican Executive Committee.Article Link

In this episode, learn from Brad Bizjack on how to fast track your success and achieve your goals in less time. What we chat about in this episode:- The single greatest key to 10X your level of success- Anti-perfection - how to feel like your efforts are enough-The Success Sweet Spot - how to strive for more and feel fulfilled before you get there!  About Brad:Brad Bizjack is a personal development expert, mindset strategist and coach, inspirational speaker, and podcast host with over 9 years of coaching experience. His mission is to help people maximize their life, master their mindset, and elevate their relationships and career to the next level and beyond! His work has helped tens of thousands of people from multiple countries all over the world. Brad is happily married to his beautiful wife, Janiece. They reside in the Lakeview neighborhood of Chicago and have a little girl named Lillian and a dog named Oliver. Connect with Brad:IG: @bradbizjackRegister For Brad's FREE Masterclass: How to Accelerate Your Success Without Working More Hours TEXT HOLLY: https://bit.ly/TextHollyJOIN THE CEO WEEK CHALLENGE: https://www.hollymariehaynes.com/ceoweekI hope these tips help! Keep in touch! Leave me a message at hollymariehaynes.com or instagram.com/holly_marie_haynes

In this episode, learn from Brad Bizjack on how we can create a success map to help achieve our goals faster.What we chat about in this episode:- How High-Performers achieve their goals faster and with less stress - Utilizing the success GPS method to reach goals- The importance of mindset in achieving success About Brad:Brad Bizjack is a personal development expert, mindset strategist and coach, inspirational speaker, and podcast host with over 9 years of coaching experience. His mission is to help people maximize their life, master their mindset, and elevate their relationships and career to the next level and beyond! His work has helped tens of thousands of people from multiple countries all over the world. Brad is happily married to his beautiful wife, Janiece. They reside in the Lakeview neighborhood of Chicago and have a little girl named Lillian and a dog named Oliver. Connect with Brad:IG: @bradbizjackJoin Brad's FREE 10 Day Mindset Challenge: The Success AcceleratorTEXT HOLLY: https://bit.ly/TextHollyJOIN THE CEO WEEK CHALLENGE: https://www.hollymariehaynes.com/ceoweekI hope these tips help! Keep in touch! Leave me a message at hollymariehaynes.com or instagram.com/holly_marie_haynes

Rich and Cody interview poet Ryan Diaz. Ryan Diaz is a writer, poet, and theologian from Queens, NY. He holds a BA in History from St. Johns University and is completing a MA in Biblical Studies. His writing has appeared in publications like Transcendentals, Dappled Things, Ekstasis, and Premier Christianity. His first poetry book, For Those Wandering Along the Way, debuted in 2021. Ryan's poetic work seeks to find the divine in the ordinary, the thin place where the transcendent and the mundane meet. His academic interests include the literature of J.R.R. Tolkien and the Inklings, the Christian Mystical tradition, and the relationship between Art and Faith. He currently lives in Queens, NY with his wife Janiece.

During the concluding half-hour of our conversation, Janiece Watts and I spoke about: finding common cause with one another across the silos of our work, what institutions of higher education […]

In this episode Janiece Watts and I talk about the importance of “connecting the dots” when thinking about the relationships between place, race, equity, and sustainability. We also discuss strategies […]

In this episode of Just Sustainability it’s my distinct pleasure to introduce you to Janiece Watts. I first learned about Janiece through Troy Goodnough (whom you might have listened to […]

Ask Austin Anything! In this episode Austin answers questions from listeners just like you. Get your question answered on a future Ask Austin Anything episode by submitting it to the link below.Time Stamped Show Notes:[0:25] - #AAA for June 2021[1:26] - “I was rejected from my dream company. Can I still apply there? Should I wait a few years? Am I totally cooked?” - Adam[3:57] - “What are the things to watch out for in a job posting that would indicate the workplace/management can be toxic and you should avoid it?” - Jagoda[10:17] - “What are some of the biggest hurdles to starting your own company?” - Peter[15:49] - “Was there a tipping point when you went from "helping all your friends with their resumes" to "I can turn this into a legitimate side hustle"? - Steve[21:40] - “If you could offer only one tip for someone transitioning into tech with no work experience to land an interview, what would that tip be?” - Janiece[26:12] - “How would you recommend asking an employer for more time to consider an offer? Especially if you're in the process of interviewing for others and might receive offers from them soon?” - JamieHave questions about your job search? Text them to Austin at (201) 479-9511.Ask Austin Anything:Click here to get your question answered on a future #AAA episodeShare Your Feedback:Want a free resume or LinkedIn profile review from Austin? Leave us a rating or review on iTunes to automatically be entered to win. We choose winners every week, click here to learn how to leave a review and enter to win.What should Austin talk about next? Ask a question or share your thoughts at CultivatedCulture.com/FeedbackConnect With Austin:Cultivated CultureLinkedInInstagramTry Austin's free Resume Builder, free Resume Scanner, and free Mailscoop email finder tool

Jaylen, Live Realty Games, talks over the second episode of the newest season of The Caucus Challenge with three members of the game. Dre, the lead production member of Dre.Media, Janiece, and Oscar as they dive into the explosive second episode.

Tune in to Part 3 of Fresh Energy's "Intersection of Energy and Community" webinar series!The transition to an equitable, carbon-neutral economy will bring big changes to our communities. State and federal policies, utility programs, and the overall evolution from a world powered by oil and gas to a clean electricity-powered future, play out in our neighborhoods, workplaces, and homes. But it's not just communities adapting to change. Cities, counties, and local institutions are often leading through model projects and Climate Action Plans to shape a new reality.In summer 2021, Fresh Energy hosted a webinar series to raise the question: How can we dramatically reduce carbon emissions in a way that improves our communities and benefits everyone?Panelists:Russ Stark, Chief Resilience Officer at the City of Saint PaulRuss Stark is the Chief Resilience Officer for the City of Saint Paul working in Mayor Melvin Carter's Office. Previously, Russ Served for 10 years on the Saint Paul City Council including three years as Council President. Prior to his public service, he worked at nonprofits focused on community development, environmental advocacy, and improved transportation options, including early planning for what is now the Green Line LRT. Russ has a Bachelor's in Political Science from Swarthmore College and a Master's of Urban Affairs and Public Policy from the University of Delaware.Adri Arquin, Youth Member, Saint Paul Climate Justice Advisory BoardAdri Arquin is a junior at Central High School and lives in St. Paul, MN. As a High School student, he worked with other young activists and organizers to create Minnesota Youth for Climate Justice, helping to bring thousands of young people to the Minnesota State Capitol on multiple occasions to fight against the climate crisis. He additionally works with COPAL MN and the Minnesota Youth Council in order to advocate for environmental justice both inside his community and in the Minnesota Legislature. With these roles, Adri also helps as a youth member on the St. Paul Climate Justice Advisory Board. When not working or organizing you can often find him on the soccer field with friends or trying to scout out a new thrift shop.  Janiece Watts, Senior Associate, Energy Access and EquityAs a senior associate on the Energy Access and Equity team, Janiece plays a key role that is working to advance equitable outcomes across Minnesota's energy system. Her current projects include collaborative work with environmental justice groups to improve air quality and reduce demand for oil through electrification of transportation and working internally on Fresh Energy's commitments to anti-racism.Janiece joined the Fresh Energy team in August 2018. Before joining Fresh Energy, Janiece worked as a community engagement manager for Eureka Recycling where she developed strategies on zero waste and environmental justice. She is an established racial and environmental justice organizer working in the Twin Cities for over ten years. She has a Bachelor of Arts in Political Science and Environmental Science, Policy and Management from the University of Minnesota. Janiece is a board member of Headwaters Foundation for Justice, MN350, and the new St. Paul Climate Justice Advisory Board. She loves food—from growing it in her garden to cooking and food cooking shows.

Sister Seegmiller tells me about different lessons she has learned through being single with three sons, suffering with feelings of depression, and experiences which showed her that God really listens to her personal prayers. She quoted the following talks in this episode: D. Todd Christofferson's "Reflections on a Consecrated Life." https://abn.churchofjesuschrist.org/study/general-conference/2010/10/reflections-on-a-consecrated-life?lang=eng Elaine S. Dalton's "He Knows You by Name." https://www.churchofjesuschrist.org/study/general-conference/2005/04/he-knows-you-by-name?lang=eng Gerrit W. Gong's "Covenant Belonging." https://abn.churchofjesuschrist.org/study/general-conference/2019/10/41gong?lang=eng

Interviewee: Janiece Mackey, Co-Founder and Executive Director of Young Aspiring Americans for Social and Political Activism (YAASPA) Interviewer: Mishka Parkins, Marketing and Communication Manager,  Nonprofit HR In this special episode of The Switch, explore Janiece's stellar contributions to the sector! Episode notes:  - how to use people management as a way of shine a light on unique abilities of staff  - why creating tailored approaches to staff helps to unveil and  maximize the potential of each individual - how fostering a dignified workplace drives increased mission impact and influences the broader community

This episode I will be asking Janiece questions about her first air plane ride with her baby girl Gia. Mommy Mentions is a new podcast designed for mommies and daddies to discuss different topics regarding pregnancy, labor and delivery, parenting, life, etc. This is an open, nonjudgemental platform.

In this episode of Back to the Baysics, Marc Singer chats with GGU alum and new CEO of Tides, Janiece Evans-Page. They discuss Janiece's transition from helming corporate philanthropy and diversity initiatives for major companies to her new role heading up a global social impact nonprofit. Janiece Evans-Page is the Chief Executive Officer of Tides, leading the organization as it seeks to broaden the reach of its impact and deepen its commitment to social change with dynamic tools, deep expertise, novel collaborations and innovative ideas. Ms. Evans-Page previously served as the inaugural Chief Sustainability and Diversity Officer at Fossil Group and Head of Fossil Foundation. During her 20-plus year tenure at Hewlett-Packard Co., Ms. Evans-Page served as vice president and general manager of HP's Imaging and Printing Attach Organization, which she launched and grew into a $600 million+ global enterprise. In 2018, she was honored by Ebony Magazine as one of its Power 100 awardees in the “Women Up” category. View more GGU Presents programming at ggu.edu/ggupresents

In today’s episode, I am joined by Janiece Evans and we talk about having it all. What does this really mean? Everyone has a different definition, each significantly different especially for black women. Janiece shares what having it all means to her both in career and personal life. Janiece is the CEO of Tides Network, a philanthropic partner and nonprofit accelerator dedicated to building a world of shared prosperity and social justice. Earning her B.S. in Social Sciences/Organizational Behavior at the University of California at Berkeley and an Executive M.B.A. from Golden Gate University in San Francisco, Janiece went on to put her true ‘changemaker’ abilities to work. She accomplished a 20+ year career at Hewlett-Packard Co. in Silicon Valley where she transformed HP’s $20M philanthropy portfolio and launched their $600M+ Imaging and Printing Attach Organization. Prior to joining Fossil, Janiece led community engagement at AT&T, launching company initiatives that inspired AT&T employees to invest time, technology and resources in their communities.She currently serves on numerous non-profit boards, including IDEO.org, AT&T Performing Arts Center (Dallas), Dallas Holocaust and Human Rights Museum, Jesuit [College Prep] Foundation’s Board of Trustees (Dallas), and Southern New Hampshire University. She has received numerous honors and accolades for her personal and professional commitment to inclusion and impact. She was named one of Ebony Magazine’s 2018 Power 100 “Women Up” honorees.

Paul Swets, author and former Minister of Pastoral Care at Second Presbyterian Church in Memphis, TN discusses his latest book, “The Coming Glory, Hope Now for Life and After Death.” At eighty years of age, Paul has numerous conversations about the life-after with residents at the retirement home where he and his wife Janiece reside. Paul dedicates his book to individuals and families who suffer the grief of impending death and want true hope. This episode ends with a song by The Freemans "Lead Me Home" off their album "Voice in the Desert". The song was written by Randy Houser and Craig Monday.

This week on your Dental Top 5 Podcast, your host Amanda Hill is talking with Janiece Ervin, RDH about the Top 5 ways to use your patients behavior to help them own their disease!    Episode Highlights Approachability  Establishing rapport Knowledge Influence Acceptance Quotes   “If you don't understand how you communicate, you're not going to be good at communicating with your patients.”   “Building rapport is a fundamental aspect of communication.”   “Make sure they know the steps that are being done throughout the appointment.”   “In hygiene we are selling health, we are selling the idea that if you do these things for yourself, you will be healthy orally and systemically.”   “When they leave they need to know they have a disease, something is diseased in their mouth.”   “When you start the appointment with the focus of health, their mindset is already there.”   Links   Janiece@thedensmiles.com    More Your Dental Top 5 Episodes: https://www.ataleoftwohygienists.com/dentaltop5/    The Dental Podcast Network Channel One homepage: http://dentalpodcastnetworkchannelone.otcpn.libsynpro.com/ The Dental Podcast Network Channel Two homepage: https://podcasts.apple.com/us/podcast/the-dental-podcast-networks-channel-two/id1478530429 Amanda's email: amandahillrdh@gmail.com  

Ryan, Janiece, and Corinne discuss scripture memory, the importance of it, as well as how they managed to memorize 5 books of the bible collectively. Listen in on some of their tips for how to memorize God's word.

Join us with our special guest, Janiece Marquez as she discusses how she's doing with the lack of humidity in New Mexico and her work with the Clean Water Corps. https://www.youtube.com/watch?v=Bdo7Wm1_GOA

Minnesota is working hard to create more affordable housing. But if we build structures that are not super-efficient, residents will be saddled with high energy bills—and we will miss an opportunity to improve our built environment, a top source of carbon emissions in the state. Now more than ever the topic of affordable housing has become even more critical.In July 2020, Fresh Energy hosted conversations with Minnesota thought leaders and Fresh Energy staff about how super-efficient buildings can become the new normal in equitable affordable housing. This is the second in the four-part series featuring a discussion with Mitra Jalali, Saint Paul City Councilmember. It was recorded on July 16.With the increased attention on affordable housing in this current crisis, we know that the conversation has only just begun and it’s crucial that energy efficiency be part of the equation. We must build new affordable housing that is so energy efficient it can be heated and cooled with small amounts of renewable electricity. It makes economic sense, it improves indoor air quality, and it also dramatically reduces carbon emissions.We have the know-how to build super-efficient housing that is affordable over the long term. Why isn’t all new housing built that way, and how can we do better? Fresh Energy is bringing people together from diverse areas of the affordable housing arena to explore this issue.Thank you to Stoel Rives LLP for sponsoring this event.Meet the SpeakersMitra Jalali is the proud daughter of immigrants, a former classroom teacher, community organizer and policy aide who now represents Ward 4 on the St. Paul, Minn., City Council. Her main priorities in office include addressing the affordable housing crisis, community-first public safety, action on climate, and building community wealth.Janiece Watts is a policy associate with Fresh Energy's Energy Access and Equity program. Janiece plays a key role that is working to advance equitable outcomes across Minnesota’s energy system. Her current projects include the Saint Paul Property-Dweller Property-Owner Energy Project, a unique, joint partnership with Community Stabilization Project, and collaborative work with environmental justice groups to improve air quality and reduce demand for oil through electrification of transportation. Janiece joined the Fresh Energy team in August 2018. Before joining Fresh Energy, Janiece worked as a community engagement manager for Eureka Recycling where she developed strategies on zero waste and environmental justice. She is an established organizer working for racial and environmental justice through outreach, events, community meetings, and political action in the Twin Cities for over ten years. She has a BA in Political Science and Environmental Science, Policy and Management from the University of Minnesota. Janiece is a board member of Headwaters Foundation for Justice and MN350. She loves food—from growing it in her garden to cooking and food cooking shows.Listeners can stay up to date on our work via our once monthly email list, blog at www.fresh-energy.org, or by following us on Facebook and Twitter. You can support Fresh Energy’s work for a clean energy Minnesota by making a donation today! Click here to learn more and donate.

“Laughing at least once a day is healing, because for a long time… I didn’t even remember what my smile looked like” Koko Mama Bear Koko Rodriguez joins us with her wife Janiece on the fifth episode of What Hope Looks Like. Almost two years ago, Koko lost her son Adrian to Leukemia. She talks […]

Original Running Order: Kissy Klub Intro #100 - A Very Special Day! Queensland Symphony Orchestra & Werner Andreas Albert - The Nutcracker: Waltz of the Flowers (Kissy Klub Version) Martin Solveig -... BBC Radio 1's Kissy Klub show returns - remastered and re-edited into 2 hour episodes which were originally broadcast between 2008-2012, specially for the fans...

Original Running Order: Kissy Klub Intro #97 - Kissy-Tron! Daft Punk - The Grid Black Eyed Peas - The Time (Flex Remix - Kissy Klub Version) Tittsworth - Almond Joy (Bit Thief Remix - Kissy Klub... BBC Radio 1's Kissy Klub show returns - remastered and re-edited into 2 hour episodes which were originally broadcast between 2008-2012, specially for the fans...

On the Recapture Self podcast it’s our intention to give you a peek at the lives of people who are balancing daily life, parenthood, and a commitment to their creative selves. These are people who are making time and space for their passion projects whether that be writing a book, designing a blog, photographing their family, or running a business. PREPARE TO BE INSPIRED BY THEIR STORIES. This week I’m chatting with Brad Bizjack. Brad Bizjack lives in Royal Oak, Michigan with his wife, Janiece, and Oliver, their miniature cockapoo! They are college sweethearts and have been happily married since June 2017! Brad was a professional network marketer for 5 years helping people across the United States and Canada with their health and wellness. After 9 months of being business, he left his corporate role to pursue a home-business full time. But his business was failing. Brad was earning 1/4 of what he was making in the corporate world even though he was promoting a “life by design.” He felt like a fraud. So he tried to beat it. Brad spent thousands of hours reading books and tens of thousands of dollars attending seminars or taking courses just trying to piece together how to finally break through everything holding me back. It took 5 years, but finally, he figured it out. He created Appreciation Academy, which gives you the 5 years of growth he experienced in less than 1 month. Regardless if your goal is to quit your job and start your dream business, find the perfect 9-5 for you, or attract the love of your life, it doesn’t need to take you years to figure it out. Brad helps people break through all the obstacles getting in the way of an amazing life. He’ll show you how to get out of your own way and close the gap between where you are and where you really want to be. In other words, he helps you breakthrough everything holding you back from an incredible life on your terms. You can connect and learn more about Brad in the following places: Website – https://www.bradbizjack.com/appreciation-academy (use promo code: PODCAST for 50% off his course!) Facebook – https://www.facebook.com/BradBizjackCoaching/ Podcast – https://www.bradbizjack.com/podcast-page

This episode features guest Janiece McIntosh and was originally recorded as a FB live last summer. Janiece shares how she overcame growing up without a mother or father due to her single mother being lost to domestic violence. Janiece is open about her journey of forgiveness and healing. *trigger warning: details of fatal domestic violence*

Janiece McIntosh is the mother of four and CEO of Fabu Phit, which offers clients a space to heal, recover, rebuild and increase vitality, focus and energy through training, programs, workshops and retreats. They provide health, wellness and fitness programs that focus on mental wellness and healing. Fabu Phit’s exclusive tailored programming provides women with the luxury of a personal Holistic Health & Fitness Wellness Spas. FABU PHIT can be done 1 of 4 ways for your convenience (personal training in your home, via Skype, through Internet subscription to our website and in studio) with flexible, book your own session(s), extended hours for Internet and Skype sessions Website:- https://fabuphit.ca Location:  416 Willowdale Ave, Toronto.  Operating Hours Monday – Friday 10 am – 3 pm & Sundays 11 am – 2 pm. Upcoming Book Signing event - Meet the Author at Chapters Indigo in Ajax. 3175 HWY 7, Markham, ON, L3R 0T9, 12pm - 6pm About the book:- "The Untold Story of a Drug Dealer’s Baby Mother" written by Shiloh Justice (Janiece McIntosh). Set in the underbelly of Torontonian society is an underground ecosystem that parallels mainstream culture, The Untold Story of a Drug Dealer's Baby Mother follows the lives of Maya and her drug dealing baby father, Quinton (aka Q). As the two of them face challenges that stem from generational parental abandonment, drug use, domestic violence and infidelity they try to forge a life for themselves that they both are proud of.  Purchase on Amazon:- https://www.amazon.ca/Untold-Story-Drug-Dealers-Mother-ebook/dp/B076Y7TGTM More on the book:- https://www.youtube.com/watch?v=QViEG2OTIo8 Facebook:- https://www.facebook.com/shilohsjustice/ Instagram: @fabuphit

Learn more about this episode: https://www.acoustichealth.com/todays-show/michael-and-janiece-boardway-journey-with-the-new-beings/ Access Special Offer from the Boardways: https://www.acoustichealth.com/specialoffers/rainbow-bridge-to-conscious-reawakening-with-michael-and-janiece-boardway/ As parents of one of the New Beings (New Children, Teens & Adults), Michael and Janiece learned to navigate their way with very little information in a world that didn’t quite understand the uniqueness of these children nor their part in the evolutionary process. By going within and listening to their inner knowing, Michael and Janiece have allowed their son, Tristan to take them on a journey of opening their hearts even more and living a life that they could never have imagined. 1. Who are the New Beings? 2. How have the 3D diagnoses of ADD/ADHD, Autism, Asperger’s, ODD and many others limited the New Beings and how we can assist them in moving forward with their purposes for being here. 3. How the higher dimensional labels of Indigo, Crystal, Rainbow, Star and others are taking us beyond the limited 3D labels. as we journey on the Rainbow Bridge to Conscious ReAwakening. 4. How their Awareness often mislabeled as sensitivity, is showing us what must change if we are to live vibrantly in the World. 5. What would it take to create a World where every living thing Thrives?

“All In” host Morgan Jones talks with two historians, Janiece Johnson and Jenny Reeder, who work to uncover and bring to light the stories of women in Church history. Janiece and Jenny discuss how Church history has strengthened rather than weakened their testimonies, the women they most admire from the past and what it means to be “All In” the gospel of Jesus Christ. They also discuss the historicity of “Jane and Emma” and whether it is okay to fictionalize history in film.

I've switched to a fortnightly episode schedule for a while, so it's a bonus episode with writer and animation expert Artlee Vasquez. Along the way, we discuss how hot cross buns are more than a song you play on the recorder, how there will never be a Real Housewives of Canarsie, and we pass on a very special message to Janiece..Follow Artlee on Twitter at @theonlyartlee, follow the show at @TheMathOfYou, and my wacky adventures at @lokified. If you'd like to be a guest on the show, send an email to themathofyou@gmail.com. If you like the music on the show, go to bit.ly/TheMathOfYou See acast.com/privacy for privacy and opt-out information.

Janiece Wieschhaus - LCSW, adoptive mom, former foster parent and current Orphan Sunday Coordinator Coach.  Listen in as Janiece talks about her passion to help vulnerable children and families and to coach churches as they participate in Orphan Sunday.  

News for the Soul - Intuition, Empowerment, Inspiration & Beyond (646) 595 4274 Welcome to the BTR Edition of NEWS FOR THE SOUL: Life Changing Talk Radio from the Uplifting to the Unexplained. NFTS was launched in January 1997 as a positive news newspaper in the Vancouver, B.C. area in January 1997 by journalist Nicole Whitney. Over the years, NFTS evolved into the NFTS RADIO NETWORK ::: Find all of todays NFTS show listings here:  http://www.newsforthesoul.com/shows-page/todays-shows/

News for the Soul - Intuition, Empowerment, Inspiration & Beyond (646) 595 4274 Welcome to the BTR Edition of NEWS FOR THE SOUL: Life Changing Talk Radio from the Uplifting to the Unexplained. NFTS was launched in January 1997 as a positive news newspaper in the Vancouver, B.C. area in January 1997 by journalist Nicole Whitney. Over the years, NFTS evolved into the NFTS RADIO NETWORK ::: Find all of todays NFTS show listings here:  http://www.newsforthesoul.com/shows-page/todays-shows/

While working on her dissertation, Janiece Johnson came up with the idea to create a resource for members to use while preparing lessons. She felt there would be value in infusing women's voices into our gospel teaching. Women's stories have traditionally been shared in biographical format, but Janiece's idea was to piece these testimonies together in a more easily accessible format. Five years later, she and her coauthor, Jenny Reeder, have put together a collection of thoughts arranged topically that is now available through Deseret Book. Author Jenny Reeder points out that this format allows us to identify common themes. No two pioneer women lived the same experience. They approached the gospel in different ways. Like now, there was not one "right way." These differences should not only be noticed but also appreciated, validated, and understood. Knowing a bit about the lives of these women adds punch to their testimonies. Life wasn't perfect for these women. They had stuff going on in their lives similar to us now, but they were resourceful and did the best they could in their circumstances. Join Laura Harris Hales for a journey back in time as we get to know a little bit more about some of the incredible women of the early Church.

While working on her dissertation, Janiece Johnson came up with the idea to create a resource for members to use while preparing lessons. She felt there would be value in infusing women's voices into our gospel teaching. Women's stories have traditionally been shared in biographical format, but Janiece's idea was to piece these testimonies together in a more easily accessible format. Five years later, she and her coauthor, Jenny Reeder, have put together a collection of thoughts arranged topically that is now available through Deseret Book. Author Jenny Reeder points out that this format allows us to identify common themes. No two pioneer women lived the same experience. They approached the gospel in different ways. Like now, there was not one "right way." These differences should not only be noticed but also appreciated, validated, and understood. Knowing a bit about the lives of these women adds punch to their testimonies. Life wasn't perfect for these women. They had stuff going on in their lives similar to us now, but they were resourceful and did the best they could in their circumstances. Join Laura Harris Hales for a journey back in time as we get to know a little bit more about some of the incredible women of the early Church. Extra Resources: Excerpt from The Witness of Women mentioned in podcast (free) The Witness of Women: Firsthand Experiences and Testimonies of the Restoration

Host Lisa Kiefer interviews President & CEO of New Resource Bank in San Francisco, Vince Siciliano, about running a bank with purpose and rethinking what capitalism stands for by achieving environmental, social, AND financial returns for local communities - the bank as an agent of change.TRANSCRIPTSpeaker 1:Method to the madness is next. Speaker 2:And Speaker 1:you're listening to in [00:00:30] method to the madness of biweekly public affairs show on k a l x Berkeley Celebrating Bay area innovators. I'm Lisa Kiefer and today I'm interviewing Vince Sicilian [inaudible], the president and CEO of new resource bank in San Francisco. Speaker 3:Okay. Speaker 1:Welcome to the program. [00:01:00] Thank you, Lisa. Hi. Nice to be here. Yes. I don't typically think of a bank as something that we would, uh, organization that we would interview. It's just not, you know, when you think of innovation, I don't think of that, but I've heard a lot about new resource bank. I understand that you coined the term where does your money sleep at night? You think of a bank as an agent of change. So why should our listeners in the bay area think of your bank as an innovator? Speaker 4:Because actually your money doesn't sleep [00:01:30] at night. Your money spends the night somewhere. Uh, in other words, you put your money unless it's in your mattress. It's in a bank and it's not living in the vault. It's actually out somewhere. So if you could imagine your dollar bill was a little miniature magic carpet and you could sit on it and fly around the world and see what your money is doing at night where it's spending the night, you might not be so happy. And we, we believe that money in banking can be used to do good in the community. Tell me some of the examples of where money can be that you're saying that we wouldn't be very happy about, [00:02:00] uh, open, open pit, uh, coal mining in West Virginia, blowing off the mountaintops of West Virginia or going down and producing palm oil in Indonesia. A lot of trade finance from the American banks will, we'll do that sort of thing. Speaker 4:Or if you get away from the loan side, there's another whole activity called the financial economy as opposed to the real economy. And a lot of banks really spend most of the life in that financial economy. And what is that? What are you talking about? The financial kind of me means that banks will invest their deposits and there are other sources [00:02:30] of funds in a speculating in commodities and foreign exchange. And buying bonds and stocks and hedging activities. Some small fraction of which may be really legitimate, but most of which is just trading for trading sake to make profit. And when you hear some of the big catastrophes that have happened over the last couple of years, it's usually been around the the financial economy where those catastrophes have happened. Speaker 1:Okay. This is really an unusual thing to hear from a bank. I think maybe I'm wrong, but I mean is there anyone else, this kind of thing, but you, Speaker 4:[00:03:00] well there are a couple kinds of banks that I would say are doing good things. So in general, the community bank, the more local regional banks that are headquartered in the community, if you look at their balance sheet, you're going to see that most of their funds are invested in loans that help the community grow. So the start with that would be there. Some banks are what are called community development financial institutions, and they are really focused on the inner cities and generating jobs. But as far as the bank like us that's trying to achieve wellbeing for the community and the planet, there's really only a handful of us in [00:03:30] the country. And you have one location in San Francisco, one location downtown who your clients are? I've, I've read some of them. Cowgirl creamery. So you know, a lot of small companies. Tell me about some of them. Speaker 4:So we lend to companies that we think are helping to build this or achieve this wellbeing in the community. So one whole sector would be organic food for example. So a cow girl, a hog island, Strauss creamery, alter ego, companies like that are all our clients and we're very good at helping young and not so young middle-sized [00:04:00] organic food companies grow. Another area would be having to do with clean energy. So solar energy, bio gas digesters, a lot of energy efficiency. We do a lot of lending in that whole area. A third area would be in the real estate world. A buildings that are built, uh, to be energy efficient. What's called lead construction or retrofits for those buildings. That would be another area for us. In the fourth area, a very large area is working with nonprofits. We have a lot of nonprofit clients, many of whom don't borrow. Speaker 4:They may deposit, [00:04:30] but some of whom do borrow. But beyond all that, anybody can be a sustainably minded business, a triple bottom line business, a business that's looking to achieve not only financial but also social and environmental returns. And that's the kind of client we want. And speaking of that though, you said that you want to go even beyond that, you want to go beyond the triple bottom line and talk about the difference that purpose and values make from an individual perspective. How do you go beyond triple bottom line and as a banking institution? Well, in the [00:05:00] end I think that everyone has a sense of purpose and should, should connect with that. And that's not something that's often talked about in the marketplace. Businesses have a purpose, but it's usually to maximize shareholder value. But if you really step back and look at your life, work and businesses, just a part of it. Speaker 4:And I guess the question is where do you get your sense of wellbeing from? Where do you get your sense of purpose in life from? And it's not normally from work, it's not really from the marketplace. But as we, as we grow up in this country, we're really pushed into marketplace. [00:05:30] A definition of self worth that comes from our job. It comes from the approval of others. It comes from, you know, what you own, what you're doing, what other people think of you. And, and really what we're saying is that's not a sense of wellbeing. It doesn't come from the marketplace. It should come from your values, your sense of purpose. You're your family, your, your work. Those are things that your sense of spirituality, your connectedness with nature. That's where your sense of wellbeing, you should come from, not from the marketplace. I'm kind of shocked [00:06:00] to hear this coming from a banker. Speaker 4:What do your peers in this industry think of what you guys are doing? Well, I think a lot of them think we're nuts. Uh, that, uh, really as the Wall Street Journal would say, yeah, if you deviate from profit maximization pushing to the very edges of the boundaries of into the gray zone of what's legal, if you deviate from that, you're really being inefficient and ineffective in your use of capital. And so we really call that unconscious capitalism, unconscious, capitalistic conscious [00:06:30] capital conscious conscious capitalism says, well, what are the values that we should bring into the balance sheet? What is, what about thinking about the future? For example, you know, most businesses have a discounted analysis of whether they'll do an investment or not. And if you look at the future that way, uh, frankly the value of the future is, is nothing that doesn't have a seat at the table. Speaker 2:[inaudible] Speaker 1:[00:07:00] if you're just tuning in, you're listening to method to the madness. A biweekly public affairs show on k a l x Berkeley Celebrating Bay area innovators. Today I'm interviewing Vince [inaudible], the president and CEO of new resource bank in San Francisco. Speaker 5:[inaudible] Speaker 2:[00:07:30] okay. Speaker 4:You didn't found the bank. So tell me what was the impetus for the founding of this bank? Did you change the mission or was it always what you're talking about? The bank was founded with the mission of being a Green Bank and there were a couple of different groups that came together that were working [00:08:00] around that. Peter Lou was the, the fellow that really put the bank together and got it off the ground. The bank grew somewhat rapidly in the first couple of years. It ran into the recession and it really wasn't exclusively focused on this mission. There was a lot of what we would call classic community banking loans that were being made, but when the bank ran into its problems back in 2008 it was a chance to really in a way restart or refocus the bank and at that time I came in, new chairman, came in a number of new board members and new executives. Speaker 4:Then as [00:08:30] we refocused the bank we said, yeah, this is our mission. It's to be a green and sustainable bank, focused on a new idea model for banking and really helping change the way people think about banks and all of our lending needs to be mission oriented and compatible with that model. That's great that you took something that was bad for most everyone in the industry and made that an opportunity. And I understand that Al Gore and his investment group got interested generation investment capital, original investor. They are no longer an investor, but they did come in at the founding of the bank. I think they definitely [00:09:00] felt an affinity. But I think that banking is not a growth industry. It's a much harder industry than many investors realize. Tell me what, what the mission of numerous resource bank is now that you are, their mission very simply is to help achieve wellbeing for people and the planets. Speaker 4:And you might say, well, what is wellbeing? And I would ask you that everybody has a sense of what wellbeing is. And uh, and that's the nice thing about using the phrase wellbeing. Obviously it has to do with basic minimums of housing and schooling and education. And, [00:09:30] and, uh, but it goes beyond that. It goes, goes to problem solving problems. Are you solving? Well, we're really, we're really helping a lot of young companies get bigger companies that are triple bottom line focus that are trying to make a difference in the community that are not just profit oriented but worry about wellbeing. So how do you screen for these companies? I mean, you know, they have to be, they have to have the financials, but they also have to have this other ideal that you're talking about. Yes. So we have had our own, uh, internal survey that we would use with companies, a little questionnaire that helps [00:10:00] us understand what is their perspective on, on financial versus social versus environmental issues. Speaker 4:And we are now actually converting that over. There's a company called B lab and there are benefit corporations that are of triple bottom lines. They came up with this. And so we're now using their survey, uh, beginning next month. But, but really this is a journey in the woods. Somebody can come to us and they may be financially motivated, economically motivated and so they're redoing their building for energy efficiency and they're redoing their, looking at their product [00:10:30] line and they're changing their supply and they're using recycled materials and they all, that all may be just an economic motivation and that's fine. We're not here to pass judgment, but they are moving along that journey of sustainability. We talk about the the the, the newer comers actually being learners and then they become achievers and leaders and champions as they progress, as they're both commitment and competency to the idea of triple bottom line grows. Speaker 4:They move along this journey and we say we don't really care if you're a learner or a leader, [00:11:00] just that you're on this journey towards triple bottom line business. Speaking of triple bottom line, you got an award last year, best for the world. What does that mean and how many other banks, if any, were given that award? So actually it was all across all B Corp's. There are around 1500 B Corp's in the world, most of them in the u s and everybody is tested every year or two to say [inaudible] manufacturing and everything among all companies. The top 10% of all companies are called best for the world. [00:11:30] So that was quite an honor for us. It really is our DNA. It's really who we are. It's how we run internally. Uh, our values of transparency and community and sustainability and teamwork. All of these are internal as well as external practices. Speaker 4:I'm interested in your employees. I read that not only are your employees familiar with banking, but they're all doing, it sounds like pretty things outside of the bank that have to do either with community or sustainability. Can you talk about that? How you screen [00:12:00] for that kind of person? Because some of the challenges in banking, I would think we would be finding entrepreneurs who also understand sustainability. Our biggest challenge when people ask me what, what is our biggest challenge? It is finding financially oriented people, bankers that are also mission-oriented. Uh, at the beginning of the bank we found a lot of mission oriented people, but they didn't have the financial background. When you say missionary you mean your mission? This mission about triple bottom line sustainability. Then we found more bankers, but they weren't particularly [00:12:30] as mission-oriented as we wanted. And so really now we've gotten very, uh, thorough and narrow about finding people that are both financially oriented and, and get our mission. Speaker 4:There's an expression, you know, get it wanted and can do it. And that's what we want people to get it, want it and can do it and therefore they'll fit into the bank. Well, but wellbeing as a personal concept too. So we want everybody to be achieving wellbeing. And that means how do you look at their life and how do they look at what they do outside of out of their work life? In fact, we've [00:13:00] started a process, we call career conversations, which is to really crack open the, the, the pretend belief that someone's gonna work at a company for the rest of their life. They're really not. Uh, so let's not pretend they are. And let's, let's open the door to where do you want to be in five years and how can we help you get there. It's a different way to interact with your employees. Speaker 4:And I think at first people don't believe it. They feel like it's, no, I'm, maybe I'm being a trader if I, or they think you're just trying to find out if they, if they're going to leave. But that in fact, you know, we had an example of an employee who came and said, well, [00:13:30] I'd eventually like to have my own little business that services nonprofits does the back office for nonprofits. But in order to get there, I'm going to need to understand accounting better. And I'd love to spend a couple of years in the banks finance department that would help prepare me for that. Terrific. I mean, I would welcome that. And then eventually they'll, they'll leave and they'll start their own business and there'll be a raving fan and that'll be terrific. How many employees do you have? I think about 42 employees. So that's small enough that you could actually know everyone. Speaker 4:Oh yes. Absolutely. So I understand that one of them works for Amazon Watch. [00:14:00] One of your vice presidents is on the climate panel of San Francisco City of San Francisco. I mean they're doing all these really interesting outside things that aligned with your mission aligned that happened after or did you pick them because there was there? I would say a lot of that came after they were already employees, but they certainly did bring their own interests and their own passion for the mission with them. But we promote that. We want them to be involved with these, these community building activities that it's great and we want [00:14:30] them to discover all the skills and passion they have in life and be able to, to exercise that. You talk about helping small businesses. Tell me why an individual would want a bank at your bank. Like let's say myself, what would be my motivation? Speaker 4:Well, we go back to the question of where does your money spend the night? And so do you know what your money is doing? And so at a bank like new resource bank, we're saying that you can see where your money spends the night. We, we have reports that show quite clearly what our loan [00:15:00] portfolio looks like, how much money we've let into organic food or alternative energy or nonprofits. And uh, that's all our lending is, is mission oriented. It has been for the last six years. It's pretty transparent. You can see what we do. So as opposed to saying, I'm putting my money in one of the big banks. In fact, I like to ask the question, not only where does your money spend the night, but does your bank have convictions? If you think about that word, convictions for a moment, it's double edge sword there. Speaker 4:One kind of conviction, which means values. The other kind of conviction [00:15:30] means have you been convicted of a crime? So if you look at all the banks that have recently been convicted of rate fixing for international funds or many of the other crimes that, that they've pleaded no, not guilty to now they've actually pleaded guilty to, yeah. Well, even finding a local bank, quote unquote is kind of difficult because you find out that your local bank is actually owned by a big French bank or a, you know, it's, it's not so easy to know, but there are 30 or 40 local banks in the bay [00:16:00] area and you can usually pretty easily find out what you're right. Sometimes they have a foreign parent, but most of the time, uh, you can make it more difficult to know where your money sleeps. That's right. And credit unions are another good place to go because they lend exclusively in the community so they, they would be a good place too. Speaker 2:[inaudible] Speaker 1:if you're just tuning [00:16:30] in, you're listening to method to the madness of my weekly public affairs show on k a l x Berkeley Celebrating Bay area innovators. Today I'm interviewing Vince Sicilian, the president and CEO of new resource bank in San Francisco. Speaker 5:[inaudible] Speaker 2:[00:17:00] okay. Speaker 4:Does this mission that you have for new new resource bank, does it come back from your early years, say at Stanford, getting a biology degree, getting a master's here in Berkeley and environmental planning? Are you hearkening back to your early values and, and that's what you've brought to banking, or did you always have that? I was an accidental banker. I had no desire [00:17:30] to be a banker. I don't know if anybody grows up wanting to be a banker. Actually. And a, my wife also went to Stanford and Berkeley. She studied Chinese history and language. She wanted to continue that in Taiwan where Stanford has a program. I needed a job, like we couldn't just move to Taiwan. And my father, uh, called someone he knew at Bank America to say, hire my wonderful son. And so I did not have their normal MBA sort of profile. Speaker 4:And when I was hired at Bank of America, I remember, and we were sent right [00:18:00] to Asia to go to Taiwan, which was, which was the plan. And I remember being hired and on the way to Taiwan, we stopped at the divisional office in Tokyo. And I was told I was a legacy hire. Uh, which meant I was someone who was hired. You really wasn't qualified. It was more because of what the Chinese would call Guangxi or connections. And, uh, but I ended up spending 10 years, 10 very good years with Bank of America, seven years in Asia. And I discovered that the most interesting part of banking is that you're supporting other companies. You're really involved. [00:18:30] It's really the business of everyone else's business. So eventually I left B of a and became the CEO of a local bank in San Diego and I've never looked back. Speaker 4:I've been a banker for the rest of my life. Uh, but it was accidental and I've always been values oriented. And this opportunity here in the bay area when it came up was an opportunity to bring back in not just values of integrity and transparency, but also the values around environment and community and the future. And it's perfect cause it's San Francisco. I mean you, you've got a great audience [00:19:00] there and people who really understand the concepts, it is perfect. People do understand. And I think one of the, one of the great, uh, weaknesses of capitalism is not only that, it doesn't price in a lot of these values we're talking about, but it really discounts the future. Meaning that, uh, we don't give much weight to the future. We really are so present oriented. And what I like to do is ask a question. Uh, if I were to give you with $1,000 right this moment or $5 million in a hundred years, which would you take? Speaker 4:And [00:19:30] uh, and don't worry about your, the credit risk. It's going to be with the u s treasury, unless you think the government's going to fail. It'll be there, it'd be bitcoin or whatever, but you'll get your $5 million in a hundred years or a thousand dollars now. And, uh, most people I should ask you, what would you, what would you take? I'd take the thousand dollars now. So most people will take the thousand dollars now. And when I asked them why, it's because while I'm out around in a hundred years. Well, that's true. And that's the very point. You're not around in a hundred years, but what would the, what's the value of [00:20:00] the lives of your grandchildren in a hundred years? And most people will say, well, that's priceless. So what's the present value of priceless? Well, it should be priceless. But in fact, in our economic system, the present value is really nothing. Uh, the net present value of any future number after a hundred years is very little. Speaker 4:5 million in a hundred years is only worth 1000 bucks a day. That does not buy you a seat at the table. So we aren't making decisions for the long run because our economic system doesn't encourage us to. It discourages us from that. So what do we [00:20:30] do about that? That brings you back to conscious capitalism, that it also brings you back to the need for the government to take that longer term perspective. And frankly, that's at the heart of the climate change debate. I hate to call it a debate, but that small fraction of people that doubt climate change, because if you admit that there is climate change caused by man, then you have to admit that the marketplace can't handle that. It's not pricing that into goods and services. So that means the government has a role to play in order to recognize the value of a hundred years from now in today's [00:21:00] transactions. Speaker 4:B Corp and Saxby and groups like that are putting, I mean I think that they're accelerating that conversation that certainly a CSB and and uh, the FASBI as well. They're all beginning to require disclosures. That type of valuing companies that do take into consideration. Yes. Triple bottom line. And part of the, uh, part of the divested invest movement with respect to fossil fuels. The argument is that a lot of the so called reserves of the oil companies really are valueless [00:21:30] because if we really do want to control climate change, we're never going to be able to spend that much carbon into the economy. So you have one location in San Francisco and I assume that in the future you want to have more than one location, maybe you don't. So what does the future bring for new resource bank and how will you scale up if you are going to grow to be something across the nation? Speaker 4:Maybe we would like to scale it up. We are now lending outside of the bay [00:22:00] area. Outside of California. We have clients up and down the west coast. We have clients in other states and even some on the east coast with electronic banking. It's the idea of a lot of locations is unnecessary. So in the bay area for example, one branch will do, but we will look at other cities. We will look at southern California. We'll look at some of the obvious cities around the western half of the u s that how about farther out, what about New York City and and Massachusetts, places that are in like mindset about sustainability [00:22:30] and certainly like mindset, but I think we want to start with something that's geographically closer so that a, I mean bank skin can get in trouble when they go across the country and open offices and they don't really know the area very well. Speaker 4:So we would want to stay in the western half of the United States for now, but go to communities that are like minded, that share the values, that have an infrastructure and an economy that's already moving in this scale that like how do you finance that kind of expansion? Well, we have capital and we're basically, it's about leveraging our capital, so we have raised capital [00:23:00] several times. We have very supportive shareholders and we will go back for more capital or or bring a new shareholders as we go to some of these other locations. You talk about your mission helping business clients meet the challenge of operating sustainably and profitably, but how do you actually help them? I know you know you can give them money, but I assume you're talking about a different kind of help. Yes, money. We help our clients. Sure. People need money as they grow for what's called working capital, but [00:23:30] let's take a young organic food client that has achieved some sales and now they're beginning to sell into whole foods or the beginning of the sell into a Costco. Speaker 4:We have lots of clients that sell into whole foods and Costco and so there's certain tricks of the trade if will. There are certain challenges that come to come about when you're signed at Costco or whole foods. Um, we have a network of these organic clients, so our, our folks are able to advise our younger companies, our newer companies, uh, and provide them with some [00:24:00] expertise. That's nonsense. Like industry consultation, non right industry consultation, strategy ideas, networking ideas, marketing ideas that are different from just providing a line of credit free. Absolutely customer service. You can compete, we can compete on the basis of being experts in finance, but lots of banks are experts in finance. That's not really the goal. The idea is not to be promoting ourselves, but really is to promote, is to be promoting our [00:24:30] clients. So get to the other side of the table and understand what the client is passionate about, understand what they want to be best in the world about, understand what their economic engine is and then be supportive on, on a much broader set of dimensions. Speaker 4:Before we were running out of time now, but I want to give you a chance to talk about how you got personally invested in the idea of community sustainability and working in a place that aligns with your personal mission. [00:25:00] That's a great question and it's a little bit more philosophical. Uh, I think that, you know, we're brought up to one to achieve business success. How high can I go? How much money can I make, what kind of house in car while I have, et cetera. The problem is it's never so simple and you went ends up with failures. So I've had failures in my life. I've been fired from jobs and when I've been fired, I feel bad about myself, which means that my sense of significance and security has been totally wrapped up in my work [00:25:30] rather than in something else. And you know, we have this expression here in the bay area that people say, I want to do good, but I want to do well and uh, I don't want to have to compromise on my investment return while I'm doing good. Speaker 4:So really what they're saying is, I want to do well and maybe I get to do some good. Or actually I think what they're saying is I want to do well, just do well and then I can make a lot of money and then I can be a good partner and do good later on. And I think that's the really the wrong dimension. It's really not about, uh, about [00:26:00] doing good and doing well. It's really about being well, how am I as a human being? How can I live my life in a way that's centered in my values and community and sense of purpose and connection to nature and spiritual life? How can I be well and then go out into the world and work and do good. And I think it's, you think that will follow. That's a much different perspective. And then we, you're rooted, you're centered, you're going to be stronger as life goes up and down. Speaker 4:You will do good in your life. And um, you obviously you need to make money and survive and be able to retire, [00:26:30] but it's a whole different kind of passion and focus. Uh, and, and connectivity with community. It's really moving from ego to eco, from, from ego being edging good out to Eco, which is embracing the or embracing community. It's a whole different way to live your life. And I've learned the hard way that that's where I want to live my life. One thing people don't realize is the power they have to use their money to do good. In other words, they think of themselves as, oh, I'm just a small person. I don't have that much in the bank. But they go out [00:27:00] and they buy organic food. They go out and buy organic peanut butter. So why don't you use an organic bank? Speaker 4:Why don't you see that your money carries your values and your money can be used as an agent of change in every single buying decision you do, whether it's your bank or the foods you buy or the clothes you buy. And that's, I want to encourage people to think of it that way. They have real economic power to do good with their money. No matter how much money that is, no matter how much money that is. My daughter told me about a study. People are actually much happier if they are [00:27:30] making a certain amount of money. Well with the study says is that once you make over you only need to make a certain amount and once you, once you go over that amount of money, which is remarkably small, it's in the 50 to 75,000 a year maybe per person a year. Not Happier if that's at all. Speaker 4:Yeah, that's what it was. Anyway. That was pretty interesting. So if um, any of our listeners here in the bay area would like to get ahold of you, do you have a website or an email address where they can contact you directly or yes, the bank, yes there is. [00:28:00] We do have a website, new resource bank.com I'm on that website. My email addresses visa silvano@newresourcebank.com where people can call into our main number and they can ask for on the lending side a Gary Grof or on the depository side they can ask for for a Mary Resendiz or, or Janiece. Uh, so there are lots of people they can ask for, but you can feel free to email me as well. Well, thank you for being on the program. Fit is a great pleasure. Thank you. Speaker 1:[00:28:30] You've been listening to method to the madness of biweekly public affairs show on k a l x Berkeley Celebrating Bay area innovators Speaker 5:[inaudible]. Speaker 1:If you have questions or comments about this show, go to the Calex website, find method to the madness and drop us an email. You'll also find a link [00:29:00] to previous podcasts. Speaker 5:[inaudible] Speaker 1:tune in again in two weeks at the same time. Speaker 3:Great. Nicole. See acast.com/privacy for privacy and opt-out information.

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