Podcasts about San Francisco

Welcome to the Purple Patch Podcast! On this episode, IRONMAN Master Coach Matt Dixon and Purple Patch Fitness Coach Max Gering discuss a case study on Gwen, a 43-year-old triathlete who has been dealing with recurring lower-body injuries. Gwen's training followed a fixed three-week high-load cycle, leading to frequent injuries. The intervention focused on a three-week cycle with intentional recovery, shifting from a swim-bike-run routine to a more varied approach. Swimming emphasized cardiovascular conditioning, cycling focused on strength endurance, and running prioritized tissue integrity. Gwen's performance improved significantly, achieving her best half-IRONMAN time without injuries. The key takeaways include the importance of out-of-the-box thinking and consistent, non-intensive training.  If you have any questions about the Purple Patch program, feel free to reach out at info@purplepatchfitness.com.  Purple Patch and Episode Resources Check out our world-class coaching and training options: Tri Squad: https://www.purplepatchfitness.com/squad 1:1 Coaching: https://www.purplepatchfitness.com/11-coached Run Squad: https://www.purplepatchfitness/com/run-squad Strength Squad: https://www.purplepatchfitness.com/strength-1 Live & On-Demand Bike Sessions: https://www.purplepatchfitness.com/bike Explore our training options in detail: https://bit.ly/3XBo1Pi  Live in San Francisco? Explore the Purple Patch Performance Center: https://center.purplepatchfitness.com Everything you need to know about our methodology: https://www.purplepatchfitness.com/our-methodology Amplify your approach to nutrition with Purple Patch + Fuelin https://www.fuelin.com/purplepatch Get access to our free training resources, insight-packed newsletter and more at purplepatchfitness.com  

Eleanor Kerrigan is here on this week’s Steph Infection! Eleanor chat’s with Steph about growing up in Philly, life with nine siblings, and her special NO COUNTRY FOR OLD WOMEN which is out NOW on YouTube! Follow @Steph_Tolev and @Steph_Infection_Podcast on Instagram. Send in your body stories to be featured on the pod! See Steph Live!! KEEPIN EM HARD 2025 Tour US Dates August 29 La Brea, CA Sept 5-6 San Francisco, CA Sept 12-13 Philadelphia, PA Sept 18 Detroit, MI Sept 19 Minneapolis, MI Sept 25-27 Sacramento, CA Oct 3-4 Austin, TX October 23-25 Baltimore, MD Nov 6-8 Winnipeg Nov 14-15 Calgary Nov 20-22 Charlotte NC Dec 11, 14 Chicago, IL Dec 12-13 Rosemont, IL Dec 19 Toronto Dec 20 Montréal Get tickets at https://punchup.live/stephtolev Be sure to follow @ejkerrigan on Instagram! Steph’s new special, FILTH QUEEN is out NOW on NETFLIX!! Steph Tolev caught fire on the BILL BURR PRESENTS: FRIENDS WHO KILL, Netflix special. She was named a COMEDIAN YOU SHOULD AND WILL KNOW by Vulture, which recognized her as one of Canada’s funniest exports. She was featured on Comedy Central’s THE RINGERS stand up series, and season two of UNPROTECTED SETS. Steph has appeared in Comedy Central’s CORPORATE and starred in an episode of the Sarah Silverman-produced PLEASE UNDERSTAND ME. Steph has been well received at festivals all over the world and headlines clubs across the country. She also has a hit podcast on ALL THINGS COMEDY called “STEPH INFECTION” and appears in the feature OLD DADS starring and written by Bill Burr on Netflix. Check out her tour dates to see her live!

Send Kris and Rob a Text Message!In this disturbing episode of Hitched 2 Homicide, we uncover the bizarre and brutal case of Suzan and Michael Bear—known to the media as The San Francisco Witch Killers. What began as a psychedelic love story quickly unraveled into a delusional crusade against so-called “witches.” From the murder of aspiring actress Keryn Barnes in San Francisco to the shocking roadside stabbing of Jon Charles Hellyar, the Bears believed they were soldiers in a holy war—and that murder was their divine mission. Fueled by drugs, religious fanaticism, and paranoia, this couple left a trail of bodies up the California coast.Join us as we break down their crimes, their cult-like beliefs, and the chilling jailhouse confession that left reporters speechless.sources used for this podcastSupport the showJOIN THE HITCHED 2 HOMICIDE IN-LAWS AND OUTLAWSSTART KRIS CALVERT'S BOOKS TODAY FOR FREEH2H WEBSITEH2H on TWITTERH2H on INSTA

[previously in series: 1, 2, 3, 4, 5, 6] It is eerily silent in San Francisco tonight. Since Mayor Lurie's crackdown, the usual drug hawkers, catcallers, and street beggars are nowhere to be seen. Still, your luck can't last forever, and just before you reach your destination a man with bloodshot eyes lurches towards you. You recognize him and sigh. "Go away!" you shout. "Hey man," says Mark Zuckerberg, grabbing your wrist. "You wanna come build superintelligence at Meta? I'll give you five million, all cash." "I said go away!" "Ten million plus a Lambo," he counters. "I don't even know anything about AI!" you say. "I'll pay you fifty million to learn." “F@$k off!”

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Running an agency can feel like chaos on repeat—clients, team stress, and no clear direction. You're not alone. Today's featured guest has built and sold a $3M+ agency, kept employee turnover under 5%, and is now launching a focused, values-driven agency built to thrive in today's market. He shares some hard-won lessons on building a culture your team will never want to leave, attracting clients who respect your expertise, and creating the clarity and focus you need to scale without burning out. If you're an agency owner who's tired of the chaos and wants a clearer, saner path forward, this conversation will give you a roadmap worth following. Colin Hetherington is the founder of the newly minted Common Good in Dublin, but he's no rookie. Before that, he co-founded Zoo Digital, growing it past $3M a year before it was acquired, and even earlier, he pitched and built agency.com's Dublin presence when Ireland barely had broadband. After building and scaling agency.com Ireland, Colin and two colleagues grabbed coffee after a client meeting and decided, “There's a better way to do this.” It wasn't a grand plan with a 50-slide deck. It was a hunch—and a leap of faith. In this episode, we'll discuss: Why he believes in taking the leap before you're ready. Build systems or burn out. How to keep turnover at less than 5%. Why focus is the ultimate power move. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. Look for the Venn Diagram Sweet Spot Colin's first experience in digital marketing came when he worked for an agency in San Francisco back in 1999. At iTraffic, subsequently taken over by Agency.com, he learned about what was called at the time ‘internet advertising', and five years later he pitched the idea of setting up Agency.com in Dublin.  Their developing edge was putting strategy, creative, and technology under one roof at a time when agencies treated digital as an afterthought. That unique combination allowed them to win big clients like the National Lottery and the Irish Tourism Board with a tiny seven-person team. In just two years, they went from zero to driving 12% of the group's revenue and Colin and his partners felt ready to grow their own business. Hitting Their Stride with Innovation Zoo launched in 2008, right before the Great Recession and right as businesses started pulling back and budgets evaporated. However, they were able to adapt by winning some solid clients and partnering quietly behind the scenes with agencies that couldn't handle digital in-house. They found scrappy ways to deliver big ideas on smaller budgets, often using student illustrators or leaner production. By 2015, they'd grown the team to fourteen people and were hitting their stride with their original formula of combining strategy, creative, and technology under one roof that led them to work with big names like Redbull. After bringing innovation to countless brand events, Colin's agency started focusing on UX and got an important partnership with one of the largest banks in Ireland. While not every flashy innovation won new business immediately, it got them on pitch lists and made their team proud. Hiring Before You're Ready Colin's hiring strategy has always been taking leaps of faith. Instead of hiring one by one, they'd hire in threes or fours—betting on themselves to fill the pipeline. This was even back when they couldn't forecast beyond five months. For Colin, there was no use in debating and agonizing over these leaps for weeks when the team was already stretched for 1–2 months straight. Playing too small can be riskier than making bold, smart bets and, as they learned over time, taking those leaps of faith paid off every time. Every time they made that leap, the new team members were busy almost immediately. Build Systems or Burn Out On the other hand, Colin was not as quick to scale processes as they grew the team, which resulted in many projects being delayed and clients rightly unhappy about the situation. At one point, Colin was heading to a client meeting with that sick-to-your-stomach feeling that they were about to get fired for missing deadlines. They didn't get fired, but the client laid it out: “We love you, but can you ever deliver on time?” That wake-up call pushed Colin to bring in operations help, implement systems, and build scalable processes so they could grow without chaos. This next step also required them to admit they just weren't great project managers and needed outside help to build the foundations to grow the business. Culture Is What You Live, Not What You Write Colin managed to keep his agency's employee turnover at less than 5% by putting a heavy focus on culture while he was at Zoo. It's easy to slap a “values” page on your agency's website. He understood that reducing churn meant reducing time spent on getting people up to speed, for instance, but he also understood that culture isn't what you write down—it's what you live. For Colin, it all came down to leadership and how the leadership team delivers culture. For starters, they treated people like adults, trusting their team to own their work without micromanagement, and recognizing that work is just one part of life. When hard times hit, like during COVID, Colin and his partners were transparent. They had to temporarily reduce salaries but promised to pay it back when the storm cleared—and they did. That act of integrity built trust in a way no ping-pong table or Slack emoji ever could. Your Values Attract the Right Clients (and Repel the Wrong Ones) If you've ever worked with a nightmare client—the kind who demands everything yesterday, disrespects your team, and thinks paying your invoice is a license to treat you like dirt—yyou know the toll it takes on your team and energy. On this, Jason and Colin agree: it's better to walk away. Colin has learned that sharing the unspoken values you hold as a team don't just keep your culture healthy; they also shape the clients you attract. The best, longest-lasting client relationships he had were with organizations that shared similar values around respect, partnership, and clear communication. As to the nightmare clients? Those relationships were doomed from day one because the values were out of sync. Focus Is the Ultimate Power Move After selling Zoo, Colin is launching his new agency, Common Good, with one big lesson in mind: Focus beats everything. Instead of being a generalist, Colin is zeroing in on serving state and civil service organizations in Ireland. He believes these organizations are doing important work that deserves to be communicated well—and that clear positioning will set them apart in a market where every agency says the same thing about their “process, portfolio, and people.” What's more, Colin isn't trying to build another 60-person agency. He's embracing the shift in the market toward lean, senior teams that can deliver high-quality work without unnecessary bloat. If you're still in the grind of your first agency, it's normal not to have perfect clarity yet. You have to try things, learn what drains your energy, and double down on what gives you energy. The sooner you build reflection time into your schedule, the sooner you'll find your agency's true direction. It may be hard to take the time to really think about these things. The day-to-day of running an agency can drown you in Slack messages, client calls, and fires to put out. But stepping back—even for a few hours each week—to reflect on where you're going and why can be the difference between a business that drifts and one that thrives. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Episode 67: SEC Commissioner Hester Peirce I am honored to welcome SEC Commissioner Hester Peirce – Crypto Mom herself – to the Tokens of Wisdom Studio today to talk to us about crypto, regulation, zombies (not really) and parenthood. You don't want to miss this one.  Key Points From This Episode: How have the SEC's vibes shifted so quickly?How can we move up the regulatory ladder toward formal rulemaking?What should we do about the custody rule?What is the best way for industry participants to advocate for new rulemaking?The many aspects of investor protection.Creating pathways to regulatory compliance.How Commissioner Peirce feels about the title, “crypto mom”. Disclaimer: This show is for informational purposes only. Nothing presented here constitutes legal, investment or tax advice. The guests that join us are sharing their considerable fund-related wisdom, but everything they share here is their personal opinion and for educational purposes only. On this show, they are speaking for themselves, and not for their employer or any affiliated entity. Tokens of Wisdom is produced by Dave Rothschild, partner at Cole-Frieman & Mallon LLP headquartered in San Francisco, California. For more information, visit https://colefrieman.com/ Links Mentioned in Today's Episode: Dave Rothschild - https://www.linkedin.com/in/davidcrothschild/Hester Peirce - https://www.sec.gov/about/sec-commissioners/hester-m-peirce  Cole-Frieman & Mallon LLP - https://colefrieman.com/Music by Joe Ginsberg - https://www.instagram.com/thejoeginsbergFor any questions or comments, email: tow@colefrieman.com

Ever since its publication, Abolish Silicon Valley—How to Liberate Technology from Capitalism has proven to be more urgent and insightful. Today I talk with author Wendy Liu about how developments like AI and LLM, further erosions of intellectual property, and increased invasions of privacy make the case for abolishing Silicon Valley even more important. We talk about how abolition is critical at a time when more and more the private sector has come to eviscerate the public good. Turning to the genocide in Gaza, we discuss the ways Capital has enlisted technology in deadly and horrific manners. We end with a meditation on the commons and how one can live with fewer commodities and find value in common projects to make life more valuable and worthwhile outside of the logic of the market.Wendy Liu is the author of Abolish Silicon Valley: How to Liberate Technology From Capitalism, a memoir/manifesto about the tech industry from the perspective of a former believer. She lives in San Francisco and is working on a novel.

This week Noah heads to Open Sauce in San Fransisco to explore the world's biggest celebration of makers, creators, and inventors. Steve takes us through his hardware troubleshooting steps, and we give you an update on some of the projects we're working on. -- The Extra Credit Section -- https://opensauce.com/badge-25/ https://www.youtube.com/watch?v=IiJAq53knwc https://www.youtube.com/watch?v=6O9E8xRazTc https://github.com/manufacturedmotion/hexapod https://www.unitree.com/g1 For links to the articles and material referenced in this week's episode check out this week's page from our podcast dashboard! This Episode's Podcast Dashboard (http://podcast.asknoahshow.com/449) Phone Systems for Ask Noah provided by Voxtelesys (http://www.voxtelesys.com/asknoah) Join us in our dedicated chatroom #GeekLab:linuxdelta.com on Matrix (https://element.linuxdelta.com/#/room/#geeklab:linuxdelta.com) -- Stay In Touch -- Find all the resources for this show on the Ask Noah Dashboard Ask Noah Dashboard (http://www.asknoahshow.com) Need more help than a radio show can offer? Altispeed provides commercial IT services and they're excited to offer you a great deal for listening to the Ask Noah Show. Call today and ask about the discount for listeners of the Ask Noah Show! Altispeed Technologies (http://www.altispeed.com/) Contact Noah live [at] asknoahshow.com -- Twitter -- Noah - Kernellinux (https://twitter.com/kernellinux) Ask Noah Show (https://twitter.com/asknoahshow) Altispeed Technologies (https://twitter.com/altispeed)

Andy Frasco and Nick Gerlach welcome Outside Lands founders Rick Farman (Superfly) and Allen Scott (Another Planet Entertainment) for an inside look at creating one of America's most successful music festivals. The founders reveal the three-year process of convincing San Francisco to allow amplified music after dark in Golden Gate Park and share the story of booking Radiohead as the first band to break the 7pm curfew. Topics Discussed: The current state of music festivals and why multi-genre festivals are surviving How Bonnaroo's success inspired the creation of Outside Lands The $5 million annual park fee and tens of millions in production costs Leaving fence gaps for feral cats and other unique SF requirements Why they believe festivals need to spare no expense and do things right Their philosophy on booking emerging artists before they blow up White whale artists they've chased (Prince, Fleetwood Mac, Led Zeppelin)   We're psyched to partner up with Volume.com! Check out their roster of upcoming live events and on-demand shows to enrich that sweet life of yours. Call, leave a message: (720) 996-2403  Check out our new album Growing Pains on all platforms 5/23/25!! Follow us on Instagram @worldsavingpodcast For all things Frasco, go to: AndyFrasco.com Check out our sponsor, Gardenista: https://drinkgardenista.com/

It's Talk that Talk Tuesday on The Coach JB Show with Big Smitty as Coach JB has something to say about Shemar Stewart's Contract Holdout with the Cincinnati Bengals... 11 Year NFL Vet & 4x Pro Bowl QB Jeff Garcia joins the show to talk San Francisco 49ers and more! Steve Kim joins the show to talk Miami Hurricanes Football & Boxing! Join us for this one on The REALEST Show on Planet ERF! Like, Comment, and Subscribe! The Coach JB Show with Big Smitty is the realest sports show on Planet ERF! We discuss what other talk shows & debate shows refuse to discuss! We are LIVE 3 hours a day from 6-9am pacific with the realest guests on Planet ERF! Coach Jason Brown is the star of the hit Netflix series "Last Chance U", master motivator, and legendary JUCO football coach!! Darnell Smith Fox Sports very own, Ball State Alum, and Nap towns finest! Merciless Monday | Talk that Talk Tuesday | Work-Boot Wednesday | Truth Telling Thursday's | Free Game Friday Matt McChesney on Monday/Wed/Friday Steve Kim on Tuesday/Thursday Shaun King - Former NFL QB Monday/Friday Live M-F 6am-9am PST. Subscribe and become a member today, $2.99 for general membership or $5.99 to join Slap Nation and get access to the exclusive Coach's Crew group Chat!!

JPMorgan Chase explores lending against cryptocurrency, and the UK will have to pay in order to join the EU's defence fund. Plus, UK chancellor Rachel Reeves blames regulation for lack of financial growth and a start-up in San Francisco might know how to create gold. Mentioned in this podcast:JPMorgan explores lending against clients' cryptocurrencyEU will make UK pay to join €150bn defence fundWill a return to risk-taking rouse animal spirits?Fusion energy start-up claims to have cracked alchemy Today's FT News Briefing was produced by Sonja Hutson, Katya Kumkova, and Marc Filippino. Additional help from Blake Maples, Michael Lello, David da Silva and Gavin Kallmann. Our acting co-head of audio is Topher Forhecz. Our intern is Michaela Seah. The show's theme song is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

San Francisco wants to clear the streets of hundreds of RVs where people who can't afford housing are living.

Is there hope for a better quality of life when amyloidosis is a part of it? Dr. Alain Bouchard is joined by Dr. Pankaj Arora, Director of the Cardiogenomics Clinic Program at the University of Alabama at Birmingham, to discuss amyloidosis's causes, symptoms, and, most importantly, emerging treatments.About the TeamDr. Alain Bouchard is a clinical cardiologist at Cardiology Specialists of Birmingham, AL. He is a native of Quebec, Canada and trained in Internal Medicine at McGill University in Montreal. He continued as a Research Fellow at the Montreal Heart Institute. He did a clinical cardiology fellowship at the University of California in San Francisco. He joined the faculty at the University of Alabama Birmingham from 1986 to 1990. He worked at CardiologyPC and Baptist Medical Center at Princeton from 1990-2019. He is now part of the Cardiology Specialists of Birmingham at UAB Medicine.Dr. Philip Johnson is originally from Selma, AL. Philip began his studies at Vanderbilt University in Nashville, TN, where he double majored in Biomedical and Electrical Engineering. After a year in the “real world” working for his father as a machine design engineer, he went to graduate school at UAB in Birmingham, AL, where he completed a Masters and PhD in Biomedical Engineering before becoming a research assistant professor in Biomedical Engineering. After a short stint in academics, he continued his education at UAB in Medical School, Internal Medicine Residency, and is currently a cardiology fellow in training with a special interest in cardiac electrophysiology.Medical DisclaimerThe contents of the MyHeart.net podcast, including as textual content, graphical content, images, and any other content contained in the Podcast (“Content”) are purely for informational purposes. The Content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read or heard on the Podcast!If you think you may have a medical emergency, call your doctor or 911 immediately. MyHeart.net does not recommend or endorse any specific tests, physicians, products, procedures, opinions, or other information that may be mentioned on the Podcast. Reliance on any information provided by MyHeart.net, MyHeart.net employees, others appearing on the Podcast at the invitation of MyHeart.net, or other visitors to the Podcast is solely at your own risk.The Podcast and the Content are provided on an “as is” basis.

Susanna Kwan lives in San Francisco. Her book, Awake in the Floating City it came out in May. It takes place in a future version of San Francisco that's flooded by years of rain.

Donny McCaslin - Celestial - Lullaby For The Lost (Edition)Brian Jackson - The Revolution Will Not Be Televised (ft. Black Thought) - It's Your World (BBE)Pino Palladino & Blake Mills - Taka - That Wasn't A Dream (Impulse!)Plunky - In Due Time - Made Through Ritual (Strut)Lakecia Benjamin - Noble Rise (Ropeadope)The Afronauts - Dawina - Cosmic Griots (Agencja Perspektywy)Donald Byrd - Lansana's Priestess - Street Lady (Blue Note)The Jade - At the Queensboro - Love Harder (Lovemonk)Chip Wickham - Nara (ft. Peach) - The Eternal Now (Gondwana)Gregory Porter - Dry Bones - The Heat Is On (UMG)Kassa Overall - REBIRTH OF SLICK (COOL LIKE DAT) - CREAM (Warp)Ebi Soda - when pluto was a planet and everything was cool - frank, dean & andrew (Tru Thoughts)The Sorcerers - Echoes Of Earth - Other Worlds & Habitats (ATA)Matthew Herbert & Momoko - More and More - Clay (Strut)Nectar Woode - When The Rain Stops - it's like I never left (Since93)De-Phazz - Hotel Grand Moondial - Luck You! (Phazzadelic)Madison McFerrin - Ain't It Nice - Scorpio (MadMcFerrin)Belleruche - 5-Fold (Hippoflex)Erik Deutsch - Saddest Day In Paradise - This Was Then (Hammer & String)The Circling Sun - Teeth - Orbits (Soundway)Feed LA - Fast Cash (Up in Stratosphere) - More Feed (MIghty Eye)Sun Ra - Door Of The Cosmos - Sleeping Beauty (Art Yard)GoGo Penguin - Naga Ghost - Necessary Fictions (XXIM)Sly5thAve - California Love (feat. Cory Henry) - The Invisible Man: An Orchestral Tribute to Dr. Dre (Tru Thoughts) This program has been edited from the original broadcast.

In today's deep dive, Tom Bilyeu tackles one of the hottest—and most misunderstood—topics in urban life: rent control. As rents skyrocket in cities like New York and San Francisco, and an entire generation struggles under crushing debt and soaring housing costs, the call for rent control has become louder than ever. But Tom asks the hard question: does rent control actually make rents more affordable, or does it trigger a downward spiral of housing shortages, urban decay, and economic stagnation? Drawing lessons from around the world and diving into the history of rent control policies in cities like New York, Stockholm, Berlin, and San Francisco, Tom exposes the hidden costs and unintended consequences of top-down economic interventions. He argues that while rent control might sound like a lifeline for struggling renters, it often backfires—making things even worse by stifling new construction, deteriorating housing stock, and trapping communities in economic hardship. Through compelling stories and insightful analysis, Tom explores why these policies persist, the powerful forces—like NIMBYism and regulatory capture—keeping housing scarce, and how cities like Houston and Tokyo buck the trend with market-driven solutions. Packed with examples, practical takeaways, and a passionate call for economic freedom, this episode is a must-listen for anyone trying to understand the real roots of the housing crisis—and what can actually be done to fix it. SHOWNOTES 06:53 Rent Control's Impact on Housing Crisis 11:59 Rent Control's Unintended Consequences 14:07 "Emotional Economics and Policy Failures" 21:36 The Pitfalls of Populist Promises 34:11 Tianducheng: China's Paris Struggles 42:59 Free Market vs. Rent Control CHECK OUT OUR SPONSORS Vital Proteins: Get 20% off by going to https://www.vitalproteins.com and entering promo code IMPACT at check out SKIMS: Shop SKIMS Mens at https://www.skims.com/impact #skimspartner Allio Capital: Macro investing for people who want to understand the big picture. Download their app in the App Store or at Google Play, or text my name “TOM” to 511511. SleepMe: Visit https://sleep.me/impact to get your Chilipad and save 20% with code IMPACT. Try it risk-free with their 30-night sleep trial and free shipping. Jerry: Stop needlessly overpaying for car insurance - download the Jerry app or head to https://jerry.ai/impact Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact CashApp: Download Cash App Today: https://capl.onelink.me/vFut/v6nymgjl #CashAppPod iRestore: For a limited time only, our listeners are getting a HUGE discount on the iRestore Elite when you use code IMPACT at https://irestore.com/impact WORK WITH TOM! 7-8 Figure Leadership Workshop: If you're a 7 or 8-figure founder struggling with employee under-performance and/or churn, join my live workshop on Tuesday, July 22nd at 1pm PT. ⁠⁠Register for free here⁠⁠. Zero to Launch GPT: Stop overthinking your business ideas and get clarity in 30 minutes. ⁠⁠Access my free CustomGPT trained on my proven validation framework here.⁠⁠ 7+ Figure Founders Only: Ready to abandon conventional business wisdom and think from first principles? ⁠⁠Apply to work directly with me to scale your business here. ⁠⁠ ********************************************************************** LISTEN TO IMPACT THEORY & MINDSET PLAYBOOK AD FREE + BONUS EPISODES on APPLE PODCASTS:⁠⁠ apple.co/impacttheory⁠⁠ ********************************************************************** FOLLOW TOM: Instagram:⁠⁠ https://www.instagram.com/tombilyeu/⁠⁠ Tik Tok:⁠⁠ https://www.tiktok.com/@tombilyeu?lang=en⁠⁠ Twitter:⁠⁠ https://twitter.com/tombilyeu⁠⁠ YouTube:⁠⁠ https://www.youtube.com/@TomBilyeu⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment.  The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply.  Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states.  Resources: Follow Hannah on Instagram  Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income.    Keith Weinhold  3:29   Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now.    Keith Weinhold  10:21   Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down.    Keith Weinhold  11:23   Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace.    Keith Weinhold  16:30   And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing.    Keith Weinhold  20:29   How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional.    Keith Weinhold  22:02   I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners.   Keith Weinhold  23:51   coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it.    Keith Weinhold  24:31   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy?    Keith Weinhold  25:03   Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866   Caeli Ridge  26:13   this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream.   Keith Weinhold  26:31   Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat   Hannah Hammond  26:48   you too. It's been so great to get to know you on this ship, and it's been a lot of fun,    Keith Weinhold  26:51   and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that.   Hannah Hammond  27:19   Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt.    Keith Weinhold  27:44   That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that.   Hannah Hammond  28:03   Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up   Keith Weinhold  29:08   income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be.    Hannah Hammond  29:23   So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore.   Keith Weinhold  30:36   That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans   Hannah Hammond  31:11   Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset.    Keith Weinhold  32:26   So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here.   Hannah Hammond  32:37   exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets.   Keith Weinhold  32:56   Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you?   Hannah Hammond  33:04   I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil.    Keith Weinhold  33:04   This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that?    Hannah Hammond  33:42   At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market.    Keith Weinhold  34:27   Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you.   Keith Weinhold  34:40   Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream.   Speaker 3  35:33   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  35:56   You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  37:12   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

"Giants Talk" hosts Cole Kuiper and Alex Pavlovic break down San Francisco's disappointing series against the Toronto Blue Jays. Plus, a look at potential trades as the MLB trade deadline nears.--(3:30) - Giants swept coming off of All-Star Break(8:00) - Giants continue poor offensive form(11:30) - What is going on with Rafael Devers?(14:30) - Heliot Ramos' defensive mishaps in Toronto(16:10) - Reviewing Giants' pitching vs Blue Jays(29:10) - Fan Mailbag Questions(42:30) - Previewing San Francisco's upcoming series in Atlanta

Love in the Lav series. Episode #4 of 4. The late 1920s birthed what would become a defining cultural phenomenon—the "pansy craze"—when LGBTQ+ culture burst into mainstream American entertainment from the late 1920s through the early 1930s. The smoky haze of Prohibition-era speakeasies provided the perfect backdrop for drag queens, called "pansy performers,” to be catapulted into underground stardom, with major cities like New York, Chicago, Los Angeles, San Francisco, and Miami serving as epicenters of this unprecedented visibility and acceptance. As illegal liquor flowed freely, patrons witnessed titillating new performances by gender nonconforming entertainers that challenged social conventions. Elaborate gowns and carefully applied makeup caught the dim lights as "pansies" mesmerized audiences with their wit, sensuality, and gender rebellion. Find transcripts and show notes here: www.digpodcast.org Learn more about your ad choices. Visit podcastchoices.com/adchoices

Second half of the season starts with some of the same headaches from the first half as the Braves dropped 2 of 3 to the Yankees. Braves are under investigation as Jazz Chisholm Jr and Eddie Perez had words during Saturday's game. Plus the trade deadline approaches Barrett Sallee joined The Locker Room and talked about the weekend series against the Yankees, upcoming trade deadline and more Braves looking for revenge against San Francisco Giants who swept Atlanta in San Fran earlier in the season. Hayden Birdsong (4-3, 4.11) gets the ball for Giants with Bryce Elder (3-6, 5.65) taking the mound for Atlanta. 6:00 Ford Leadoff Show and 7:15p First Pitch Hear Atlanta Braves Today every weekday morning during The Locker Room at 7:45aSee omnystudio.com/listener for privacy information.

Step into Episode 171 of ‘On the Delo' as David DeLorenzo welcomes Bobby, CEO and co-founder of Rainbow Insurance, for a refreshingly honest exploration of what it takes to reinvent an industry from the inside out. Bobby shares his journey from launching startups in Boston to building niche-driven, tech-enabled insurance solutions in San Francisco, with candid insights about entrepreneurship, leadership, and why people are always the real differentiator.Get the inside story on how Rainbow found its name, why Main Street businesses matter, and what “admitted” vs “non-admitted” products really mean for hospitality owners. From memorable startup moments to practical risk management tips, this conversation is packed with real stories and hard-won lessons. If you're a business owner, agency leader, or hospitality operator who wants to thrive in unpredictable times, you'll find actionable takeaways and a reminder that insurance is always about people first.Chapter Guide (Timestamps):(0:00 – 1:00) Family Beginnings & Episode WelcomeBobby and Delo swap stories about kids and business, introducing Episode 171 and today's guest, Bobby, Rainbow Insurance CEO.(1:01 – 2:30) Founding Rainbow: From Naming to Why It StuckDiscover how a spur-of-the-moment idea became a vibrant brand—and why a memorable, positive name can open unexpected doors.(2:31 – 4:30) Entrepreneurial Roots and the Accidental Startup PathBobby shares his first exposure to entrepreneurship, the twists and turns of early ventures, and how he “fell into” building companies after the 2008 financial crisis.(4:31 – 7:00) Moving to Insurance: Calling, Community, and Industry LessonsWhy insurance, why hospitality, and why niche? Learn how Bobby found his calling in insurance by valuing people and community over hype and scale.(7:01 – 9:59) Main Street & Hospitality: The Power of Focused ImpactHear why hospitality was chosen over trendier sectors and how food, family, and local economies inspired a program built for restaurants and community resilience.(10:00 – 12:56) Building the MGA: Team, Technology, and Invested GrowthGo behind the scenes on starting a tech-forward MGA, assembling the right team, and raising the bar for underwriting and customer service excellence.(12:57 – 16:27) Insurance 101: Admitted, Non-Admitted, and Market DynamicsExpert explanations and market realities—what every operator and agent should know about product types, risk zones, rates, and regulatory nuance.(16:28 – 19:30) Claims, Catastrophes, and Real-World RiskTrue stories from the front lines: what's driving most claims for restaurants, why weather matters more than ever, and how responsiveness changes everything in recovery.(19:31 – 24:23) Lessons for Owners: Risk Prevention and Hiring for ExcellenceBobby's biggest advice for hospitality owners: be present, hire quality people, and run a great business—because leadership affects everything, including your bottom line.(24:24 – 29:47) Beauty, Wellness, and the New Insurance NicheExplore Rainbow's expansion into health and wellness insurance, and how Bobby manages high energy and personal wellness while growing a company and raising two kids.(29:48 – 30:56) Daily Choices, Healthy Habits, and Airport TemptationsPractical tips for staying on track with wellness—whether at the office, on the road, or navigating the temptation of airport fast food.Please Subscribe and Like.LINKS:

A NYC man has plead guilty after admitting he sold stolen Cincinnati Bengals QB Joe Burrow. Billie Eilish revealed she's working on project involving director James Cameron. Katy Perry's prop broke down in the middle of her performing at her San Francisco concert.See omnystudio.com/listener for privacy information.

In this brand spotlight, Alex Quin explores how Diplo, the world-renowned DJ and producer, created a unique blend of fitness and music with Diplo's Run Club. Starting in Miami after a spontaneous half marathon, the idea grew into a multi-city wellness experience where Diplo both runs a 5K and performs a post-race DJ set. This episode breaks down the branding strategy, community engagement, and logistical challenges behind this innovative concept.Episode Outline[00:00] Intro to the show and episode format[00:52] Diplo's background and the birth of Diplo's Run Club[02:12] 2024 San Francisco debut: 11,000 runners, 14,000 partygoers[03:07] Expansion to 8 cities in 2025–2026 season[03:40] Miami 2026 event preview at Bayfront Park[04:01] 3 brand pillars: authenticity, experience-driven marketing, purposeful scaling[05:22] Challenges: balancing celeb image with runner credibility & managing city-wide events[06:14] Wrap-up and final thoughtsWisdom NuggetsDiplo doesn't just slap his name on the brand—he runs every race. This personal involvement makes the brand feel real to both fans and serious runners.The Run Club is more than a 5K. It's an immersive event with music, recovery booths, and media-friendly moments—marketing built into the experience.Scaling wasn't rushed. Diplo partnered with wellness brands and event experts like PlusOne, Mascot Sports, and Wasserman to keep the mission clear while expanding.Balancing Diplo's celebrity persona with the expectations of authentic runners is tricky. Success lies in walking both lines without alienating either group.The blend of music, movement, and shared post-run celebration creates a lasting impression that fuels loyalty and word-of-mouth.Power Quotes:“Diplo's Run Club expanded to eight major cities in a single season.” – Alex Quin “Scaling with purpose means aligning with the right partners from the start.” – Alex QuinConnect With Diplo Run Club :Website: (https://diplosrunclub.com/)Connect With the Podcast Host Alex Quin:Instagram: (https://www.instagram.com/alexquin)Twitter: (https://twitter.com/mralexquin)LinkedIn: (https://www.linkedin.com/in/mralexquin)Website: (https://alexquin.com)TikTok: (https://www.tiktok.com/@mralexquin)Our CommunityInstagram:(https://www.instagram.com/hustleinspireshustle)Twitter: (https://twitter.com/HustleInspires)LinkedIn: (https://www.linkedin.com/company/hustle-inspires-hustle)Website: (https://hustleinspireshustle.com)*This page may contain affiliate links or sponsored content. When you click on these links or engage with the sponsored content and make a purchase or take some other action, we may receive a commission or compensation at no additional cost to you. We only promote products or services that we genuinely believe will add value to our readers & listeners.*See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Gravity - Discover prospects with time-based signals https://bit.ly/40ALy6G Learn about JoinBlok.co and their recent raise: https://www.linkedin.com/posts/tcharman_im-excited-to-announce-were-coming-out-activity-7348767950427832321-RhBh?utm_source=share&utm_medium=member_desktop&rcm=ACoAAAKE4P0B3kRfnC9MVuMcDibUIwodKep97GA Check out Tom Charman, Co-Founder of Blok https://www.linkedin.com/in/tcharman/

Today we are previewing the San Francisco 49ers 2025 Training Camp!What are the top positional battles to watch and will they make-or-break the Niners season?Plus, do the 49ers have massive wide receiver drama with Brandon Aiyuk injured and Jauan Jennings threatening to request a trade Could Ricky Pearsall be the key to the offenses success?

Jeff Blair and Kevin Barker start the week by looking back on the Blue Jays' three-game sweep over the San Francisco Giants. They discuss Vladdy showing signs of an offensive breakthrough, the Jays' team-wide approach, José Berríos's outing and the type of pitcher the Jays would be looking for ahead of the deadline. Then, they react to the latest news on Anthony Santander's status before YES Network's Meredith Marakovits stops by (30:40) to discuss the state of the Yankees as they begin a three-game series in Toronto tonight. She shares how they've changed since their last visit to the Rogers Centre, Anthony Volpe's dip, how Aaron Boone responds to John Schneider's approach to Aaron Judge, and much more.The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.

A new poll by the Chronicle reveals that about three quarters of San Franciscans are satisfied with Mayor Lurie's performance so far. For more, KCBS Radio news anchor Margie Shafer spoke with KCBS Insider Phil Matier.

HED: Reaction to 49ers drama, Seahawks future & Steelers Add Rodgers + Ramsey | Richard Sherman & Darius SlayDEK: Richard Sherman and Darius Slay kick off the new season of The Richard Sherman Show with a no-filter breakdown of what’s happening across the NFL. From the Pittsburgh Steelers’ aggressive offseason moves — adding Aaron Rodgers and trading for Jalen Ramsey — to the San Francisco 49ers’ latest contract drama with Jauan Jennings, and the Seattle Seahawks' rookie getting guaranteed deals, no team is off-limits. Slay reveals why he chose Pittsburgh, what it’s like to reunite with his former DC, and how veteran leadership can transform a franchise. Then the guys go league-wide: breaking down Sauce Gardner’s massive payday, wide receiver and cornerback rankings, and why A.J. Brown might be the most disrespected WR in the league. They also sound off on Tyreek Hill’s unreal 10.1 sprint time, react to Teddy Bridgewater’s controversial high school suspension, and give a big salute to Ndamukong Suh as he retires from the NFL. Strap in — this is the new duo you didn’t know you needed. 00:32 – Eagles Championship Ring and Ceremony Reflections04:14 – Jalen Ramsey and Secondary Chemistry10:56 – San Francisco 49ers Contract Drama and Player Holdouts14:46 – Reaction to Sauce Gardner’s record contract18:44 – Top NFL Cornerbacks and Rising Defensive Stars23:27 – Quarterback Rankings and Playoff Performances28:39 – Matthew Stafford’s Competitiveness and Playoff Impact33:50 – Joe Burrow and Lamar Jackson’s MVP Controversies37:06 – NFL Draft Contract Changes and Guaranteed Money for Rookies40:49 – Ranking NFL Wide Receivers and Deep Ball Connections47:13 – Tyreek Hill’s Speed and Athleticism52:41 – Teddy Bridgewater Suspension and Community Impact55:59 – Tribute to Detroit Teammate Ndamukong Suh #VolumeSee omnystudio.com/listener for privacy information.

San Francisco-based startup Confident Security wants to be “the Signal for AI." The company just came out of stealth with $4.2 million and a tool that wraps around AI models to guarantee data stays private. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A queer icon steps up for RA.998's B-side. The RA Podcast began with RA.001 in 2006. Since then, it's spotlighted the best and brightest in dance music every week, without fail. As we approach our 1,000th episode next month, we're switching things up, pairing artists whose sounds complement one another and, in doing so, zeroing in on the forces shaping the past, present and future of electronic culture. This week, we shift lanes to Roza Terenzi and Kim Ann Foxman, two artists who strike a rare balance between reverence and reinvention. Both are key figures in queer clubbing circles, deeply informed by the halcyon days of '90s and early '00s club music yet fully committed to pushing it forward. Each artist has carved out a distinct path. Roza Terenzi started out in Perth, Australia, before making a home in Berlin in 2020, while the Hawaii-born Foxman made her name in New York by way of San Francisco in the early '00s. For RA.998, they've contributed separate mixes, to be enjoyed together as two parts of the same whole. Foxman takes the B-side and makes her RA Podcast debut. As a vocalist for Hercules & Love Affair and a sought-after producer in her own right, the New York-based artist blends club heft and melodic flourish with a distinct pop sensibility shaped by '90s dance music. (She got her first job making smoothies at an all-ages club in Hawaii while Deee-Lite performed live behind her.) Like Roza Terenzi, Foxman draws from across eras. Her contribution to RA.998 is warm, expressive and emotionally tuned, unfurling a palette of house, breaks and trance laden with bright pads, bold hooks and an ear for atmosphere. Listen out for the Mariah Carey sample and you'll know what we mean. While Foxman and Roza Terenzi embrace a fun, vibrant musical style, their work is grounded in intentionality. They're invested in honouring the cultural and political roots of dance music: Foxman has long advocated for a more inclusive, community-driven club scene, while Roza Terenzi was among the first artists to begin pulling shows this summer as a matter of political principle. Both sides of RA.998 show how the sounds of past eras can be reimagined to move seamlessly with the present. Hopefully you'll even feel a jolt of inspiration to get yourself to the nearest dance floor, ASAP. @kimannfoxman Find the tracklist and interview at ra.co/podcast/1003

The trance queen opens RA.998 with her cheeky, break-heavy vision. The RA Podcast began with RA.001 in 2006. Since then, it's spotlighted the best and brightest in dance music every week, without fail. As we approach our 1,000th episode next month, we're switching things up, pairing artists whose sounds complement one another and, in doing so, zeroing in on the forces shaping the past, present and future of electronic culture. This week, we shift lanes to Roza Terenzi and Kim Ann Foxman, two artists who strike a rare balance between reverence and reinvention. Both are key figures in queer clubbing circles, deeply informed by the halcyon days of '90s and early '00s club music yet fully committed to pushing it forward. Each artist has carved out a distinct path. Roza Terenzi started out in Perth, Australia, before making a home in Berlin in 2020, while the Hawaii-born Foxman made her name in New York by way of San Francisco in the early '00s. For RA.998, they've contributed separate mixes, to be enjoyed together as two parts of the same whole. Roza Terenzi opens with a high-impact A-side. Clocking in at just over an hour, her second mix for us picks up where the first left off, connecting breakbeat, acid, UK garage and trance with an ear for tension and a sense of play. Peppered among the skippy percussion and earworm vocals are moments of proper heft that build and release with purpose. It's cheeky, confident and tailor-made to get any dance floor moving. While Foxman and Roza Terenzi embrace a fun, vibrant musical style, their work is grounded in intentionality. They're invested in honouring the cultural and political roots of dance music: Foxman has long advocated for a more inclusive, community-driven club scene, while Roza Terenzi was among the first artists to begin pulling shows this summer as a matter of political principle. Both sides of RA.998 show how the sounds of past eras can be reimagined to move seamlessly with the present. Hopefully you'll even feel a jolt of inspiration to get yourself to the nearest dance floor, ASAP. @rozaterenzi Find the tracklist and read the full interview at ra.co/podcast/1002

Buy tickets to our TWISTED ISSUES screening/Q&A with Charles Pinion: https://revuecinema.ca/films/revue-event-twisted-issues-1988-director-in-attendance-presented-by-sleazoids-podcast/ Hosts Josh and Jamie discuss the scuzzy and surreal SOV (shot-on-video) nightmares of resourceful no-budget art-horror filmmaker Charles Pinion with a double feature of his Florida skater punk music documentary turned disgusting stream-of-consciousness splatter movie TWISTED ISSUES (1988) and his psychedelic drug-induced San Francisco update on the cannibal family horror film WE AWAIT (1996). Intro // 00:00-08:45 TWISTED ISSUES // 08:45-1:07:30 WE AWAIT // 1:07:30-1:57:03 Outro // 1:57:03-2:01:30 Get more bonus episodes like this one, including the 180+ bonus eps already in our back catalog and all future ones(2 more every month!), by subscribing to our $5 tier on patreon: www.patreon.com/sleazoidspodcast MERCH: www.teepublic.com/stores/sleazoids?ref_id=17667 WEBSITE: www.sleazoidspodcast.com/ Pod Twitter: twitter.com/sleazoidspod Pod Letterboxd: letterboxd.com/SLEAZOIDS/ Josh's Twitter: twitter.com/thejoshl Josh's Letterboxd: letterboxd.com/thejoshl/ Jamie's Twitter: twitter.com/jamiemilleracas Jamie's Letterboxd: letterboxd.com/jamiemiller/

Alejandro Heredia is an Afro-Dominican working at the intersection of literature and activism. He immigrated to the United States from the Dominican Republic at the age of seven. His debut novel, Loca, explores migration, identity, and the queer experience.On June 11, 2025, Heredia visited the KQED studios in San Francisco for a conversation with Poulomi Saha, an English professor and co-director of the Program in Critical Theory at UC Berkeley.

All nations make rules -- through their constitutions, legislatures, bureaucratic practices – about who counts as a citizen. American by Birth examines the role of the Supreme Court – particularly a ruling from 1898 that is still precedent today. Wong Kim Ark v. United States interpreted the language of the 14th Amendment to answer whether a man born in the United States was a citizen. The Court ruled in favor of Wong Kim Ark and held that the 14th Amendment extends to children of immigrants who were born in the United States. Using the work of legal scholars, political scientists, and historians, Drs. Julie L. Novkov and Carol Nackenoff provide an extended biography of Wong Kim Ark and the historic 1898 landmark case – but also a biography of US Citizenship from the colonies to the present. American by Birth: Wong Kim Ark and the Battle for Citizenship (UP of Kansas, 2021) concludes with an impressive chapter that contextualizes birthright citizenship globally and within the context of American politics and scholarly debates – with an emphasis on the vulnerability of birthright citizenship to indirect and direct change. Dr. Julie L. Novkov is Professor of Political Science and Women's, Gender, and Sexuality Studies and interim dean of Rockefeller college at the University at Albany, SUNY. She is the author of Racial Union: Law, Intimacy, and the White State in Alabama, 1865-1954 (UMichigan, 2008). Dr. Carol Nackenoff is Richter Professor emeritus of Political Science at Swarthmore College. She is the author of The Fictional Republic: Horatio Alger and American Political Discourse (Oxford, 1994). They are also co-editors of Stating the Family: New Directions in the Study of American Politics (University Press of Kansas, 2020) and Statebuilding from the Margins: Between Reconstruction and the New Deal (University of Pennsylvania Press, 2014) Two resources mentioned in the podcast: Tian Atlas Xu's “Immigration Attorneys and Chinese Exclusion Law Enforcement: The Case of San Francisco, 1882–1930” and the symposium on American by Birth. Daniella Campos assisted with this podcast. Susan Liebell is Dirk Warren '50 Professor of Political Science at Saint Joseph's University in Philadelphia. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

All nations make rules -- through their constitutions, legislatures, bureaucratic practices – about who counts as a citizen. American by Birth examines the role of the Supreme Court – particularly a ruling from 1898 that is still precedent today. Wong Kim Ark v. United States interpreted the language of the 14th Amendment to answer whether a man born in the United States was a citizen. The Court ruled in favor of Wong Kim Ark and held that the 14th Amendment extends to children of immigrants who were born in the United States. Using the work of legal scholars, political scientists, and historians, Drs. Julie L. Novkov and Carol Nackenoff provide an extended biography of Wong Kim Ark and the historic 1898 landmark case – but also a biography of US Citizenship from the colonies to the present. American by Birth: Wong Kim Ark and the Battle for Citizenship (UP of Kansas, 2021) concludes with an impressive chapter that contextualizes birthright citizenship globally and within the context of American politics and scholarly debates – with an emphasis on the vulnerability of birthright citizenship to indirect and direct change. Dr. Julie L. Novkov is Professor of Political Science and Women's, Gender, and Sexuality Studies and interim dean of Rockefeller college at the University at Albany, SUNY. She is the author of Racial Union: Law, Intimacy, and the White State in Alabama, 1865-1954 (UMichigan, 2008). Dr. Carol Nackenoff is Richter Professor emeritus of Political Science at Swarthmore College. She is the author of The Fictional Republic: Horatio Alger and American Political Discourse (Oxford, 1994). They are also co-editors of Stating the Family: New Directions in the Study of American Politics (University Press of Kansas, 2020) and Statebuilding from the Margins: Between Reconstruction and the New Deal (University of Pennsylvania Press, 2014) Two resources mentioned in the podcast: Tian Atlas Xu's “Immigration Attorneys and Chinese Exclusion Law Enforcement: The Case of San Francisco, 1882–1930” and the symposium on American by Birth. Daniella Campos assisted with this podcast. Susan Liebell is Dirk Warren '50 Professor of Political Science at Saint Joseph's University in Philadelphia. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/history

All nations make rules -- through their constitutions, legislatures, bureaucratic practices – about who counts as a citizen. American by Birth examines the role of the Supreme Court – particularly a ruling from 1898 that is still precedent today. Wong Kim Ark v. United States interpreted the language of the 14th Amendment to answer whether a man born in the United States was a citizen. The Court ruled in favor of Wong Kim Ark and held that the 14th Amendment extends to children of immigrants who were born in the United States. Using the work of legal scholars, political scientists, and historians, Drs. Julie L. Novkov and Carol Nackenoff provide an extended biography of Wong Kim Ark and the historic 1898 landmark case – but also a biography of US Citizenship from the colonies to the present. American by Birth: Wong Kim Ark and the Battle for Citizenship (UP of Kansas, 2021) concludes with an impressive chapter that contextualizes birthright citizenship globally and within the context of American politics and scholarly debates – with an emphasis on the vulnerability of birthright citizenship to indirect and direct change. Dr. Julie L. Novkov is Professor of Political Science and Women's, Gender, and Sexuality Studies and interim dean of Rockefeller college at the University at Albany, SUNY. She is the author of Racial Union: Law, Intimacy, and the White State in Alabama, 1865-1954 (UMichigan, 2008). Dr. Carol Nackenoff is Richter Professor emeritus of Political Science at Swarthmore College. She is the author of The Fictional Republic: Horatio Alger and American Political Discourse (Oxford, 1994). They are also co-editors of Stating the Family: New Directions in the Study of American Politics (University Press of Kansas, 2020) and Statebuilding from the Margins: Between Reconstruction and the New Deal (University of Pennsylvania Press, 2014) Two resources mentioned in the podcast: Tian Atlas Xu's “Immigration Attorneys and Chinese Exclusion Law Enforcement: The Case of San Francisco, 1882–1930” and the symposium on American by Birth. Daniella Campos assisted with this podcast. Susan Liebell is Dirk Warren '50 Professor of Political Science at Saint Joseph's University in Philadelphia. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/asian-american-studies

To watch the video of this episode, please go to: https://youtu.be/F95hlNYTPjM   What if the pressure to be the perfect mom is actually hurting you and your child? How do unresolved emotions and limiting beliefs impact parenting? What can we do to support mothers better—emotionally, physically, and systemically?   In this episode of Kaleidoscope of Possibilities – Alternative Perspectives on Mental Health, Dr. Adriana Popescu speaks with Kate Kripke, a licensed maternal mental health expert, author, podcaster, and creator of the Calm Connection System™. With over 20 years of experience, Kate has helped thousands of mothers around the world navigate the emotional rollercoaster of early parenthood, manage anxiety, and rebuild their sense of self through neuroscience-backed, compassionate support. Together, Adriana and Kate explore the often-unspoken struggles of new motherhood—including emotional dysregulation, trauma, self-judgment, and the unrealistic standards imposed by society. Kate offers deeply grounded, empowering strategies that invite moms to shift from survival mode to a place of calm, stability, and connection.   In this episode: • Why emotional discomfort is a natural part of motherhood • How childhood beliefs impact your parenting style • Understanding the connection between trauma, nervous system regulation, and maternal overwhelm • The power of co-regulation and self-compassion • Practical tools for emotional regulation and healing intergenerational trauma • What it really takes to develop secure attachments with children   Resources mentioned in this episode: • Kate's Website: https://www.katekripke.com/ • Kate's Instagram: https://www.instagram.com/katekripke/ • Reinventing Supermom Book: https://a.co/d/7grfC1F   About Kate: Kate Kripke is a licensed maternal mental health expert, author, podcaster, and founder of the Calm Connection System. With over two decades of experience, Kate has worked with over 6,000 mothers, helping them overcome burnout, guilt, and emotional overwhelm. Her science-based approach blends nervous system regulation, somatic techniques, and mindset transformation to help moms thrive—not just survive—through motherhood, parents, and educators with powerful strategies to transform learning, focus, and daily life. A sought-after speaker, she is dedicated to lasting change.   “There is no motherhood without emotional discomfort… and many of us were never taught that emotions are okay.” – Kate   Would you like to continue this conversation and connect with other people who are interested in exploring these topics? Please join us on our Facebook group! (https://www.facebook.com/groups/kaleidoscopeofpossibilitiespodcast/)   About your host: Dr. Adriana Popescu is a clinical psychologist, addiction and trauma specialist, author, speaker and empowerment coach who is based in San Francisco, California and practices worldwide. She is the author of the book, What If You're Not As F***d Up As You Think You Are? For more information on Dr. Adriana, her sessions and classes, please visit: https://adrianapopescu.org/ To find the book please visit: https://whatifyourenot.com/ To learn about her trauma treatment center Firebird Healing, please visit the website: https://www.firebird-healing.com/   You can also follow her on social media: Facebook: https://www.facebook.com/DrAdrianaPopescu/ Instagram: https://www.instagram.com/dradrianapopescu/?hl=en LinkedIn: https://www.linkedin.com/in/adriana-popescu-ph-d-03793 Soundcloud: https://soundcloud.com/dradrianapopescu Youtube: https://www.youtube.com/channel/UCflL0zScRAZI3mEnzb6viVA TikTok: https://www.tiktok.com/@dradrianapopescu? Medium: https://medium.com/@dradrianapopescu   Disclaimer: This podcast represents the opinions of Dr. Adriana Popescu and her guests. The content expressed therein should not be taken as psychological or medical advice. The content here is for informational or entertainment purposes only. Please consult your healthcare professional for any medical or treatment questions. This website or podcast is not to be used in any legal capacity whatsoever, including but not limited to establishing “standard of care” in any legal sense or as a basis for legal proceedings or expert witness testimony. Listening, reading, emailing, or interacting on social media with our content in no way establishes a client-therapist relationship.

Blaulicht, Flicker, Dopamin-Fallen – moderne Bildschirme stressen dein Nervensystem. Doch was, wenn es eine gesunde Alternative gäbe? In dieser Folge stelle ich dir ein Gerät vor, das genau dieses Problem lösen will: den DC-1 von Daylight Computer.Beim FlowFest 2025 wurde es zum ersten Mal in Europa präsentiert – ein Tablet, das nicht flimmert, kein schädliches Blaulicht abstrahlt und dennoch alles kann, was du brauchst: Notizen schreiben, Bücher lesen, surfen, sogar Videos schauen. Ich spreche mit Moritz Bierling, dem Community Lead von Daylight Computer, über die Entstehung dieses Geräts, die Idee dahinter – und was es von herkömmlichen Tablets unterscheidet.Du erfährst, wie reflektives Licht und E-Ink-Technologie helfen können, deinen Schlaf zu verbessern, deine Augen zu schonen und fokussierter zu arbeiten. Das Daylight Tablet ist ein bewusst gestaltetes Tool für alle, die Technologie nutzen – aber nicht davon bestimmt werden wollen.► In dieser Episode erfährst du:• Warum herkömmliche Bildschirme deine innere Uhr aus dem Takt bringen• Wie das Daylight Tablet dein Nervensystem entlastet• Welche Rolle Flicker, Blaulicht und Bildschirmzeit für Schlaf & Stimmung spielen• Warum handschriftliche Notizen dein Gehirn stärker vernetzen• Wie du produktiv arbeitest, ohne dabei deine Augen zu überfordern• Weshalb dieses Gerät auch für Kinder eine gesündere Wahl sein kann► Highlights„Nicht das Gerät macht süchtig – sondern das Design dahinter.“„Technologie kann dich stärken – wenn du weißt, wie sie auf dich wirkt.“„Das Daylight Tablet fühlt sich an wie Papier, funktioniert aber digital.“„Wenn deine Augen entspannen, folgt der Kopf automatisch.“► Über Moritz BierlingMoritz ist Community Lead bei Daylight Computer mit Sitz in San Francisco. Das Unternehmen hat ein Tablet entwickelt, das mit E-Ink-Technologie, reflektivem Licht und minimaler Reizüberflutung überzeugt – ideal für Biohacker, Schüler, Eltern und Kreative. Moritz lebt in Spanien, arbeitet remote und steht für eine neue Art des digitalen Arbeitens: bewusster, gesünder, klarer.

All nations make rules -- through their constitutions, legislatures, bureaucratic practices – about who counts as a citizen. American by Birth examines the role of the Supreme Court – particularly a ruling from 1898 that is still precedent today. Wong Kim Ark v. United States interpreted the language of the 14th Amendment to answer whether a man born in the United States was a citizen. The Court ruled in favor of Wong Kim Ark and held that the 14th Amendment extends to children of immigrants who were born in the United States. Using the work of legal scholars, political scientists, and historians, Drs. Julie L. Novkov and Carol Nackenoff provide an extended biography of Wong Kim Ark and the historic 1898 landmark case – but also a biography of US Citizenship from the colonies to the present. American by Birth: Wong Kim Ark and the Battle for Citizenship (UP of Kansas, 2021) concludes with an impressive chapter that contextualizes birthright citizenship globally and within the context of American politics and scholarly debates – with an emphasis on the vulnerability of birthright citizenship to indirect and direct change. Dr. Julie L. Novkov is Professor of Political Science and Women's, Gender, and Sexuality Studies and interim dean of Rockefeller college at the University at Albany, SUNY. She is the author of Racial Union: Law, Intimacy, and the White State in Alabama, 1865-1954 (UMichigan, 2008). Dr. Carol Nackenoff is Richter Professor emeritus of Political Science at Swarthmore College. She is the author of The Fictional Republic: Horatio Alger and American Political Discourse (Oxford, 1994). They are also co-editors of Stating the Family: New Directions in the Study of American Politics (University Press of Kansas, 2020) and Statebuilding from the Margins: Between Reconstruction and the New Deal (University of Pennsylvania Press, 2014) Two resources mentioned in the podcast: Tian Atlas Xu's “Immigration Attorneys and Chinese Exclusion Law Enforcement: The Case of San Francisco, 1882–1930” and the symposium on American by Birth. Daniella Campos assisted with this podcast. Susan Liebell is Dirk Warren '50 Professor of Political Science at Saint Joseph's University in Philadelphia. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/american-studies

By the time we reconvene next week, training camps around the NFL will have begun. On this episode we book the flight, check-in early and preview the journey and the destinations for the 2025 AFC North teams. As all the teams are cleared for takeoff, who crashes and burns, who will deal with turbulence along the way and which if any of the teams can fly first class all the way to San Francisco's Levi Stadium and represent the AFC in Super Bowl LX on Sunday, February 8th 2026. Tap-in with the Homies and let's talk about our travel plans. Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole sits down with WNP Film Club partner Jason Moore of Bay Area Movies to discover their shared love for San Francisco, past and present. Hear about Jason's Bay Area upbringing, the magic of neighborhood theaters, and why there's still so much to appreciate about the city today.

This week's guest is former NFL QB Elvis Grbac, who played for the San Francisco 49ers, Kansas City Chiefs, and Baltimore Ravens. Ron talks with Elvis about his career in football and why he chose to study and draw closer to his Catholic faith after football.

Three years ago, Congress passed President Biden's Inflation Reduction Act, the largest investment in climate action in U.S. history. The IRA set in motion a sweeping set of investments in nearly every aspect of energy and climate, mostly in the form of subsidies and tax credits, to boost domestic production of electric vehicles, batteries and carbon-free energy. Those investments have flowed to every state, but the majority have landed in Republican-held districts.  In spite of that, Congressional Republicans nearly unanimously passed President Trump's “Big, Beautiful Bill” which the president signed on July 4. The megabill guts nearly all the program funds allocated under the IRA and slashes incentives and credits for solar, wind, energy efficiency and electric vehicles — precisely at a time when we need to dramatically scale up those sectors to address climate change. Why did Republicans let this bill move ahead? And how much will it exacerbate the climate crisis in the coming decades? Guests: Katherine Hamilton, Chair, 38 North Solutions Clayton Aldern, Senior Data Reporter, Grist Lisa Jacobson, President, Business Council for Sustainable Energy John Szoka, CEO, Conservative Energy Network   On July 31, Climate One is hosting Premal Shah and Kinari Webb for a live episode recording! With years of experience navigating the global climate movement, the two are sure to offer unparalleled insights during their conversation with Co-Host Greg Dalton. Tickets for the show, which will be held at The Commonwealth Club in San Francisco, are available now through our website. Support Climate One by going ad-free! By subscribing to Climate One on Patreon, you'll receive exclusive access to all future episodes free of ads, opportunities to connect with fellow Climate One listeners, and access to the Climate One Discord. Sign up today. For show notes and related links, visit our website. Ad sales by Multitude. Contact them for ad inquiries at multitude.productions/ads Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Psychedelic Podcast, Paul F. Austin is joined by renowned neuroscientist Dr. Robin Carhart-Harris and microdosing policy advocate John Downs for a replay of a live event originally held on June 10th, Microdosing vs. SSRIs: What's Happening in the Brain and Why It Matters. Find full show notes and links here: https://thethirdwave.co/podcast/episode-312b/?ref=278 Together, they explore the scientific distinctions between SSRIs and psychedelics, focusing on neuroimaging, brain entropy, emotional processing, and the REBUS model. Dr. Carhart-Harris shares key insights from landmark studies on psilocybin therapy and discusses the evidence (and limitations) around microdosing. John Downs closes the conversation with an update on the Microdosing Collective's efforts to shift policy and expand access. Robin Carhart-Harris, PhD is a neuropharmacologist, psychologist, and Ralph Metzner Distinguished Professor in Neurology and Psychiatry at the University of California, San Francisco. He leads the Psychedelics Division at UCSF's Neuroscape and formerly founded and led the Centre for Psychedelic Research at Imperial College London. John Downs is Executive Director of the Microdosing Collective, advocating for responsible policy reform and legal access to microdosing. With 25 years' experience in sales, business development, and emerging markets, John helps individuals optimize mindset, performance, and purpose. Episode Highlights: Why SSRIs blunt, while psychedelics reset emotional processing How psilocybin compares to antidepressants in clinical trials Brain entropy, plasticity, and the REBUS model explained The role of the default mode network in mental health Why microdosing research is still so limited Ketamine vs. psilocybin: differences in brain mechanisms Is serotonin syndrome a real microdosing risk? Can psychedelics reverse long-term SSRI effects? The Microdosing Collective's mission for policy reform What Robin Carhart-Harris' upcoming book will explore Episode Links: Robin's lab & upcoming book Microdosing Collective Join Dr. Robin Carhart-Harris at our Practitioner Intensive (November 5–10, Costa Rica) Episode Sponsors: Golden Rule Mushrooms - Get a lifetime discount of 10% with code THIRDWAVE at checkout Psychedelic Coacing Isntitute's  Intensive for Psychedelic Professionals in Costa Rica - a transformative retreat for personal and professional growth.

What happens when a high-profile protein bar brand suddenly dives into frozen seafood? Naturally, the industry takes notice—and chaos ensues. In this episode, the hosts unpack David's unexpected launch of raw frozen cod, a move that seems both strategic and defiant, sparking intense debate across the CPG world. They also delve into the debut of Love Potion, a new ready-to-drink espresso martini from “Bachelor in Paradise” alum Justin Glaze, exploring what it reveals about the saturated, and increasingly unpredictable, landscape of celebrity-backed beverages. Show notes: 0:35: Marion Pen? A Slippery Stunt? Wrong Place, Wrong Time? Gold & Pecans. Strawberry Salt! – Mike is OOO, so naturally the hosts wonder if he's back in the slammer. They dive into David's introduction of a new raw, frozen cod product and whether it's a tongue-in-cheek response to critics of processed foods or a genuine product extension. The team highlights upcoming Taste Radio meetups in Chicago, San Diego, San Francisco, and London, inviting listeners to connect in person. Ray voices his frustration over the glut of RTD espresso martinis flooding the market, especially a new launch from a reality TV star. The hosts question the staying power of yet another celebrity-backed booze brand, while John shares insights on how emerging products can rise above the noise. Ray also unboxes a quirky PR gift from Snickers and samples Jacobsen Salt Co.'s new Oishii strawberry-infused salt. Meanwhile, Jacqui and John spotlight Bao Blast, a new baobab fruit juice drink, and Ray encourages entrepreneurs to send in product samples for a shot at being featured in future episodes. Brands in this episode: David, Love Potion, La Colombe, Justin's, Gigantic, Harken Sweets, Snickers, Maldon, Jacoben's Salt Co., Oishii, Fly By Jing, Bao Blast, Diet Coke

Damon and Larry can't wait for next week, and the 2025 season to arrive!

On this week's episode, author and comedian, Tamara Yajia, is here to chat her new book (Cry For Me Argentina), Anime Expo, favorite animals, and more!Get Tamara's new book Cry for Me, Argentina: My Life as a Failed Child Star.See us LIVE IN SAN FRANCISCO ON AUGUST 22ND AT THE ECLECTIC BOX!Donate to Al Otro Lado, any amount helps right now.See Jordan and Steven at San Diego Comic-Con!Buy signed copies of Youth Group and Bubble from Mission: Comics And Art!~ NEW JJGo MERCH ~Jordan's new Spider-Man's comic is out now!Order Jordan's new Godzilla comic! Be sure to get our new ‘Ack Tuah' shirt in the Max Fun store.Or, grab an ‘Ack Tuah' mug!The Maximum Fun Bookshop!Follow the podcast on Instagram and send us your dank memes!Check out Jesse's thrifted clothing store, Put This On.Follow brand new producer, Steven Ray Morris, on Instagram.Listen to See Jurassic Right!

The Queen Anne Hotel in San Francisco has been a fixture of the Pacific Heights neighborhood for more than 100 years. As the name reveals, this is an old Victorian styled house - a big one! Before it was the boutique hotel it is today, it was a school for girls run by headmistress Mary Lake. Mary loved the place and seems to have returned in the afterlife. She is one of the reasons many feel that this is the most haunted hotel in San Francisco. Join us for the history and hauntings of the Queen Anne Hotel. The Moment in Oddity features the Smooth Head Blobfish and This Month in History features the world's largest floating dock.   Check out the website: http://historygoesbump.com Show notes can be found here: https://historygoesbump.blogspot.com/2025/07/hgb-ep-595-queen-anne-hotel.html    Become an Executive Producer: http://patreon.com/historygoesbump Music used in this episode:  Main Theme: Lurking in the Dark by Muse Music with Groove Studios (Moment in Oddity) "Vanishing" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/ (This Month in History) "In Your Arms" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/ Outro Music: Happy Fun Punk by Muse Music with Groove Studios Other music used in this episode: Music: Silent Movie 46 by Sascha Ende Link: https://ende.app/en/song/12464-silent-movie-46

The gang dives into the 1979 sci-fi thriller 'Time After Time' where London's Jack The Ripper steals HG Wells' time machine and travels to 1970s San Francisco. The plot had holes and the effects had sparkles, but we had a blast!