Podcasts about Americans

With all the cost of h1B applications, why are employers still hiring them over Americans? Kaity Passe breaks down what she’s found. Are Democrats going to nominate a candidate that people cant stand?Follow The Jesse Kelly Show on YouTube: https://www.youtube.com/@TheJesseKellyShowSee omnystudio.com/listener for privacy information.

Drew's book link: https://www.amazon.com/Preparing-Surv...Fortitude Ranch (Survival Community) website https://fortituderanch.com/about-2/Colonel Drew Miller (USAF, Ret.) is an honor graduate of the U.S. Air Force Academy with a Master's and PhD in Public Policy and Operations Research from Harvard University. He served as an Intelligence Officer, then Plans and Programs Officer in the Air Force, a Research Staff Member at the Institute for Defense Analyses, and in the Department of Defense Senior Executive Service.  He is the President of the Collapse Survival Institute and CEO of Fortitude Ranch, the largest survival-community network in the United States, and the author of Preparing to Survive in the Age of Collapse:  Political, Military, Foreign Policy, and Preparedness Reforms Vital for Our Survival.Drew's goal is to warn Americans that government is not providing honest warnings of the high and rapidly increasing risk of collapse disasters like an H5N1 pandemic, loss of the electric grid, AI being used to help bad people develop new Weapons of Mass Destruction, and super-intelligent AGI soon likely to start exterminating pesky humans according to top experts.  Government is killing Americans now with bad, often unconstitutional programs, protecting only top government/elected officials in a collapse, with Executive Orders authorizing government agencies to seize food and resources from private citizens in a collapse.Major changes in public policies, foreign and military policies, and preparedness are vital now if we are to survive in the Age of Collapse.#news #politics #politicsnews #survival #survivalskills #war #ai #pandemic

President Donald Trump announced on Monday a new drug pricing deal with nine pharmaceutical companies in his efforts to make healthcare more affordable for Americans. The companies will voluntarily sell their prescription drugs at a lower cost compared to those sold abroad.Trump told reporters at the Oval Office Monday that Iran is a “failed nation” and warned that the U.S. military may resume attacks on Iran after the regime launched missiles at U.S. bases in Jordan. The president said that around 30 ships, on average, pass through the Strait of Hormuz each night.More than 100 commercial truck-driving schools across the country are shutting down after drivers allegedly failed English proficiency tests. Federal officials say they have given licenses to thousands of unqualified drivers—many in the country illegally and accounting for deadly crashes.

It's Lindsay Clancy jury deliberation day…again. Is this a tipping point for women in America? Let's take a look at the facts. A debate sprang up on X about the hiring of foreign workers. Some people say that foreign workers who are more qualified should be getting jobs in America, while others are saying Americans should prioritize American citizens. Is it a legitimate argument? Or just an attempt to hire workers at lower wages? After midnight shenanigans with former President of Venezuela Nicolas Maduro have led to the biggest oil deal in world history. The US gets 65 billion barrels while Venezuela doesn't get another visit from Secretary of War Pete Hegseth. It's a win-win. There's no way anyone could be mad about it. GUEST: Josh Firestine Link to today's sources: https://www.louderwithcrowder.com/sources-august-31-2026 Let my sponsor American Financing help you regain control of your finances. NMLS #182334 nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 800-974-6500 for details about credit, costs and terms. Visit http://www.AmericanFinancing.net/Crowder. Average savings based on borrowers who save over $199.99 Tip creators, not the platform with Rumble Wallet. Get started with Rumble Wallet and use the code CROWDER5 to claim $5 in US Stablecoin (USA₮)! Download now: http://wallet.rumble.com/crowder Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 1000 wallets activated and funded. Restrictions apply. Details and full official rules available at http://rumble.com/promoofficialrules. This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad. Foundation Daily is made up of premium ingredients to reduce inflammation and stress and promote clean energy and mental clarity. Subscribe now and receive 40% off for life. https://foundationdaily.com/ Share clips from the show! Where to get clips: Telegram: http://t.me/LWCClips Discord: https://discord.gg/nfRAZxEbAV Join Rumble Premium to watch this show every day! http://louderwithcrowder.com/Premium Want to be informed? Check out the 3-in-3 podcast. Here's the best path to victory on the most debated topics: https://threekeyfacts.com/ Get your favorite LWC gear: https://crowdershop.com/ Bite-Sized Content: https://rumble.com/c/CrowderBits Subscribe to my podcast: https://www.louderwithcrowder.com/podcast FOLLOW ME: Website: https://louderwithcrowder.com/ X: https://x.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficial Music by @Pogo

More than 100 Americans are missing after catastrophic flooding in Nepal, Iceland rejects membership in the European Union, nine in ten Americans carry credit card debt, and workplace drug-test failures hit a 20-year high. Plus, the Message of the Day, the backlash against AI data centers is a populist revolt against Silicon Valley elites who treat American communities as obstacles. Two Kentucky women who rejected $26 million for their farm is proof that not everything can be bought. Learn more about your ad choices. Visit megaphone.fm/adchoices

Trump's war is far from over, top military leaders are warning Hegseth that prolonged ops in the region are unsustainable, and Americans have been financing Pentagon propagandists who've been secretly collecting taxpayer money to try to convince us that things are going great in Iran. This is not the time for congressional Democrats to allow Republicans to easily pass a spending resolution that keeps the government open. At the same time, Trump keeps handing gifts to Democrats—like his sell-out to tech oligarchs and his praise of data centers. Plus: The Venezuelan oil deal is a socialist PR stunt, vile Laura Loomer is trying to bring back the normalization of Islamaphobia, Massachusetts voters should recall the risks of sending an 80-year-old back to the Senate, and Marco really is the worst Cabinet member of allBill Kristol joins Tim Miller.show notes: Monday's “Morning Shots” Will Sommer on the taxpayer-supported Pentagon troll army The Post on the Pentagon propagandists collecting taxpayer money The WaPo on military leaders warning Hegseth against extended Iran operations Sam on last week's show with Tim Sam and Ben on Trump's new threats to press freedom Military Times on the damage done to the U.S. base in Bahrain

In this episode of John Solomon Reports, we delve into the poignant reflections leading up to the 25th anniversary of the 9/11 attacks. Host John Solomon discusses the recent House Intelligence Committee hearing held in Shanksville, Pennsylvania, which not only commemorates the heroes of Flight 93 but also serves as a call to action for Americans to anticipate and prevent future terrorist threats, including drone and AI attacks.In a significant legal victory for President Trump, the U.S. Supreme Court ruled in favor of proceeding with the construction of the ballroom, a decision that has sparked discussions about its implications. Solomon also highlights the investigation led by Congressman James Comer into the DEA's controversial handling of fentanyl, drawing parallels to the Fast and Furious scandal.The episode features an insightful conversation with Chris Ruddy, founder and CEO of Newsmax, as he discusses the network's recent profitability and shares his thoughts on the current political landscape. Following that, Tim Stewart from the U.S. Oil and Gas Association breaks down the historic oil deal with Venezuela and what it means for American consumers in the long run.Lastly, Libby Emmons from the Post Millennial joins to unpack the latest cultural conflicts, shedding light on the growing divide in American society. Don't miss this engaging episode filled with critical insights and expert analysis.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The American healthcare and financial systems can feel deeply broken, but you are not powerless. With healthcare costs skyrocketing and deductibles growing larger every year, many people feel trapped when facing a medical procedure. Clark shares an instructive real-world story from The Washington Post, explaining how price transparency (and lack thereof) impacts your wallet and why price-shopping non-emergency medical procedures is essential for protecting your savings. Clark also addresses the growing wave of financial stress facing millions of households now. As inflation strains budgets and credit card default rates rise, debt collectors are taking consumers to court in record numbers. If you or a loved one are dealing with aggressive debt collectors, Clark walks through your legal rights, how to stop harassing calls, and why getting every agreement in writing is non-negotiable. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the August 31, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. Compare Medical Procedure Costs: Segment 1 Ask Clark: Segment 2 Debt Collection Help: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [WPost] His surgery was $23,000. After shopping around, he paid less than $5,000. Americans seeking affordable doctors and medicines abroad — The Conversation Is Medical Tourism Right for You? - Clark Howard 10 Ways To Save Money on Health Care - Clark Howard  Remove my private info from Google Search  /  Results about you Is the Privacy App Permission Slip Worth It? A Review 4 Rules Every Consumer Needs to Know to Fight Back Against Debt Collectors NYT: Debt Collection Suits Rise Sharply. Help for Consumers. How To Send a 'Drop Dead' Letter to a Collection Agency 6 Things To Know Before Contacting the National Foundation for Credit Counseling How To Find and Choose a Financial Advisor - Clark Howard What Is Umbrella Insurance and Do You Need It? - Clark Howard Best Free Password Managers: 10 Top Picks - Clark Howard How To Create and Use Passkeys - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to The Majority Report On today's program: Donald Trump's plan gives the Pentagon a 35% stake in Venezuela's 65-billion-barrel oil fields. U.S. Treasury Secretary Scott Bessent has nothing to offer Americans suffering from Trump's trade war with Canada but blustering bravado. Michigan Republican candidate for U.S. Senate, Mike Rogers, comes out in favor of Trump's tariffs. Fox Business reports on Michigan bearing the biggest burden from Trump's tariffs, costing the average household over $5k annually. Michigan Democratic nominee for U.S. Senate, Abdul El-Sayed responds to reporters who are only interested in asking him about Hasan Piker. Angie Nixon, State Representative of Florida's 13th District and Democratic candidate for U.S. Senate joins for a conversation about her campaign and platform. The Massachusetts primary is tomorrow; make sure you get out and vote for Ed Markey. In the Fun Half: Laura Loomer is taking credit for getting Milo Yiannopoulos deported. Tim Miller asks Neera Tanden why she is spending all of her time tweeting about Hasan Piker and Abdul El-Sayed when we are at the general election stage with very high-stakes. The PBD crew's Adam Sosnick and Bryan Callen suggest that Abdul El-Sayed is a closeted conservative by pointing to his "support for Sharia Law" - which of course is fabricated by dummies like this. Laura Loomer goes on racist rant against elected black women. An active-duty Marine Corps Colonel speaks out against the deportation of an Afghan whose family helped U.S. forces in Afghanistan. A loser who works for Laura Loomer's podcast tries a gotcha question on Rep. Summer Lee over her friendship with Hasan Piker only to be reduced to a whining mess when Lee comes back at him over his boss' racist comments towards black women. All that and more. To connect and organize with your local ICE rapid response team visit ICERRT.com The Congress switchboard number is (202) 224-3121. You can use this number to connect with either the U.S. Senate or the House of Representatives. Follow us on TikTok here: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here: https://www.twitch.tv/themajorityreport Find our Rumble stream here: https://rumble.com/user/majorityreport Check out our alt YouTube channel here: https://www.youtube.com/majorityreportlive Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the AM Quickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! https://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: https://majority.fm/app Go to https://JustCoffee.coop and use coupon code majority to get 10% off your purchase Check out today's sponsors: SUNSET LAKE CBD: Head to SunsetLakeCBD.com and use the code HERBAL26 to save 25% on the new Sunset Lake Farms Herbal Tinctures now through September 1st at 11:59 ᴾᴹ ET. Please fill out this form to request Bryan to come to your town to do stand-up comedy @SamSeder @EmmaVigeland @MattLech On Instagram: @MrBryanVokey Check out Matt's show, Left Reckoning, on YouTube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's YouTube channel: https://ww.youtube.com/Th3Discourse Check out Ava Raiza's music here: https:/www.youtube.com/@avaraiza

Sure, the PGA Tour's "Super Bowl" was this weekend, but you knew this Monday episode could only start in one specific way. Andy and Brendan immediately kick things off with a Champions Tour Minute recapping the Ally Challenge, where Michael Block held the 36-hole lead but couldn't prevent Steven Alker from winning his second straight event. The two bring in PJ for a full debrief of an electric Sunday round featuring a vintage performance from Paul Azinger on commentary. Is Blockie the true savior of the Champions Tour? Will he qualify for the 2026 Schwab Cup Playoffs? How can we get Zinger back in our lives for golf's biggest events? All of these questions are asked and the three attempt to answer them before finally transitioning to the results of the 2026 Tour Championship. Scottie Scheffler claimed yet another FedExCup with a win at East Lake, putting to bed any arguments against him being the PGA Tour's Player of the Year for this season. Andy and Brendan break down Scottie's come-from-behind win on Sunday and discuss Viktor Hovland's inability to convert a 54-hole lead for the first time in his career. Andy expresses lament that we're stuck with the same old season-ending format for another year and Brendan was surprised at how sleepy Sunday ended up being, both on the ground and on TV. Ahead of Tuesday night's picks for the Presidents Cup, Andy and Brendan choose their six Americans to fill out the squad and debate whether Ryan Gerard will be at Medinah off a third place finish this week. A quick run-through of the remaining results from the week in golf finishes off this episode, with much more P-Cup discourse to come on Wednesday! Use promo code SGS30 for 30% off Presidents Cup gear at B. Draddy!See omnystudio.com/listener for privacy information.

Today's Headlines: This weekend was a mixed bag of news so let's start with good news. Olivia Rodrigo raised $10 million at her Daisy Chain Fields festival for women's charities including Planned Parenthood and the Center for Reproductive Rights, then Melinda French Gates walked onstage and doubled it to $20 million. MapQuest made a surprise comeback to number two in the App Store as a result of Google Maps changing Lake Ontario to Lake America in compliance with US government sources. And back to regularly scheduled craziness, Trump threatened to report Kristen Welker to the FCC for covering his declining approval ratings, because that's how the First Amendment works. Trump is also skipping the 9/11 memorial because he wanted to give a speech and no one has given a speech there since 2012, making him the only living president not attending, and historic Japanese cherry trees gifted in 1912 were quietly bulldozed before official approval to make room for a DC golf course expansion. Sony and Warner Music sued Anthropic Friday night for what they called "one of the largest and most blatant ongoing thefts of intellectual property in history," alleging Claude was trained on tens of thousands of copyrighted musical compositions — legal experts say this is a landmark AI copyright case. A federal judge ruled that AI-generated child sexual abuse material is legal to possess privately as long as it doesn't depict a real person, and the FBI quietly dropped its hiring ban on people who have engaged in theft, prostitution, and animal cruelty because Kash Patel drove out enough qualified agents that standards had to go somewhere. IV saline bags were recalled for fiberglass contamination across 14 states, mangoes at select Walmarts were recalled for salmonella, and over 800 people were killed in catastrophic Nepal-Tibet floods with 90 Americans among the 2,500 still missing — the US sent $500,000 in aid, which is what a mid-size fundraiser raises in a weekend. And finally, Milo Yiannopoulos was deported back to the UK for an expired visa, which is the only functional thing ICE has done all year. Resources/Articles mentioned: Rolling Stone: Melinda French Gates Doubles Olivia Rodrigo's Daisy Chain Fields Donation to $20 Million Axios: Google Maps switches to "Lake America" as Canada compares change to SNL skit The Hill: Trump promises NBC's Welker will be reported to FCC ‘for rebuke or punishment' NYT: Trump Plans to Mark 9/11 at the Pentagon, Not Ground Zero NBC News: Pete Hegseth is talking about a possible run for president in 2028, sources say People: Dozens of Trees Quietly Toppled in D.C. Without Court Approval Ahead of Trump's New Golf Course Makeover: Report Forbes: Medical Saline Recalled Over Potential Fiberglass Contamination FDA: Panorama Produce Recalls Mangoes Due to Possible Salmonella Contamination BBC: Nepal floods latest: Officials 'intensifying' efforts to free hundreds believed trapped in hydropower tunnels Business Standard: US pledges $500,000 aid, WHO extends support to Nepal amid flash floods | World News Axios: Sony, Warner sue Anthropic, alleging "blatant theft" of intellectual property WaPo: Federal judge warns law is being left behind by AI child sex abuse images Axios: Sony, Warner sue Anthropic, alleging "blatant theft" of intellectual property WaPo: Federal judge warns law is being left behind by AI child sex abuse images CBS News: At the FBI, a history of hiring prostitutes or stealing from employer may no longer be a barrier to being hired The Guardian: Far-right media provocateur Milo Yiannopoulos deported by ICE from US to UK | US immigration  Subscribe to the Betches News Room and join the Morning Announcements group chat. Go to: betchesnews.substack.com Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

Younger generations are reshaping caffeine consumption. Our U.S. Household Products and Beverage Analyst Dara Mohsenian discusses how the growing appetite for energy drinks could influence beverage habits for years to come. Read more insights from Morgan Stanley.----- Transcript -----Dara Mohsenian: Welcome to Thoughts on the Market. I'm Dara Mohsenian, Morgan Stanley's U.S. Household Products and Beverage Analyst. Today, we're going to talk about how the next generation of U.S. consumers is really redefining their daily caffeine boost. It's Monday, August 31st at 10am in New York. For generations of Americans, caffeine has been synonymous with coffee. You wake up, make a pot, or stop at a coffee shop and start your day. But the picture today is different. Younger consumers have grown up with many more choices to jumpstart their day. Walk into a convenience store, gym, or college library these days, and you'll see that energy drinks are increasingly becoming an alternative for getting their caffeine boost. The reason people are drinking more of these caffeinated beverages is pretty straightforward. They want more energy. Among consumers who increased their energy drink consumption over the prior three months, 61 percent said they needed more energy. Experimentation is important, too. 44 percent cited trying new flavors, and 37 percent said they were trying new brands. Our survey of roughly 3,000 U.S. consumers points to significant runway for energy drinks going forward. When we spoke to current energy drink consumers, a net positive 19 percent expected to increase their consumption over the next three months. That's well above our prior surveys and is true for both men and women. Perhaps more interesting is who expects to drink more. Demographics have always been a key driver of energy consumption. The younger generation is increasingly choosing energy drinks over, historically, coffee and carbonated soft drinks. In our survey, importantly, if you look at the 25- to 34-year-old and 35- to 44-year-old age groups, they actually showed the strongest forward intentions to increase consumption. This means that the consumers who embrace energy drinks at the very young ages don't appear to be aging out of the category as they become older. They're taking the habit with them, essentially. It's also important to point out that caffeinated drinks is not a zero-sum game. Yes, the generational preferences are shifting, but the total pie is really growing here. Energy drinks is the biggest share gainer within caffeinated drinks, but only 20 percent of incremental energy drink consumption in our survey came directly from switching from coffee, and 22 percent directly from switching from carbonated soft drinks. So, most of the demand is actually incremental to caffeinated drinks in general. Going forward, we do expect energy drinks to be the highest growth segment within caffeinated drinks, growing at a high single-digit rate. We're even seeing it replace areas such as alcohol and snacks as it's moved to that affordable indulgence. And that's particularly driven by GLP-1, also accentuating the need for caffeine for consumers who are losing weight and have less energy.So, we see robust high single-digit energy category growth as likely to continue. That's been the compound rate, 9 percent over the last 15 years. Going forward with the demand drivers we talked about in a rational pricing environment, we see that likely to sustain. And much of the energy top-line momentum has been supported by new products and innovations. That includes zero sugar drinks. They're perceived as better for you. They're attracting new consumers, particularly women. And also, older consumers are sticking with the products as they age. Energy drinks have also become more affordable versus other beverage categories, particularly beverages, where the price increases have been sharper. Convenience is another part of the appeal. Among consumers who recently switched from coffee to energy drinks, 57 percent cited more caffeine per beverage and 45 percent pointed to convenience. Nearly half preferred the flavor of energy drinks, while 45 percent cited greater flavor variety. There may also be room for energy drinks to show up in more places. In our survey, 47 percent of consumers said they would buy more energy drinks if they were available in vending machines, 46 percent in fast food and fast casual restaurants, 37 percent in coffee shops, and this is showing up in custom energy drinks at a lot of the coffee shops covered by my colleague Brian Harbor. Again, it's expanding the pie. It's not just about taking share from carbonated soft drinks or coffee. So, America's caffeine habit is really enduring, and it's expanding. Younger consumers, they have more flavors, more formats, more ways to fit caffeine into different parts of the day, and those caffeinated preferences don't appear to be tapering off as consumers age. Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

Midterm elections are almost always referendums on the policies of the party in power; President Trump is hoping that Republicans steer into the skid. Last week, my colleagues reported that the president—dogged by the war in Iran, the trade war with Canada, and an economy that has Americans dipping into their savings for groceries and daily expenses—hopes that Republicans seeking to win reelection or gain seats will use his time in office to sway voters.  But that strategy could play directly into the hands of Democrats hoping to take back both chambers of Congress. My colleagues the Atlantic staff writers Michael Scherer and Ashley Parker join me this week to discuss Congress, the economy, and the midterm elections. --- Get more from your favorite Atlantic voices when you subscribe. You'll enjoy unlimited access to Pulitzer-winning journalism, from clear-eyed analysis and insight on breaking news to fascinating explorations of our world. Atlantic subscribers also get access to exclusive subscriber audio in Apple Podcasts. Subscribe today at TheAtlantic.com/Listener. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Clay interviews David Osborne, author of the 1992 bestseller Reinventing Government, about the challenges of the American public education system. How well are we preparing young people for the mid-21st century? Why is the United States slipping behind many other nations in educational metrics? David has spent the last few years focused on how we can reinvent public education. His new documentary film Turnaround: The Reinvention of the New Orleans Public Education System chronicles the astonishing success of charter schools in historically problematic school districts. How much does the survival of our republic depend on better schools for all Americans? This episode was recorded on April 27, 2026.

Democrats sharply criticized President Donald Trump's One Big Beautiful Bill Act. But many are now championing one of its biggest health care investments: a $50 billion Rural Health…. Why the change? And can the funding make a meaningful difference as millions of Americans confront rising healthcare costs? USA TODAY White House Correspondent Joey Garrison joins The Excerpt to explain what the program does and whether it can offset looming Medicaid cuts.Let us know what you think of this episode by sending an email to podcasts@usatoday.com. Episode transcript available here. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Plus: The Last Us Troops Leave Iraq. “Who Talks Like That?” The Four-Star General on Trump's Greenland Threats, Davos Humiliation, and ICE Moving Like It's Mosul.  General Barry McCaffrey has seen more war and more national security decision-making than almost anyone alive. A retired four-star, four combat tours, three Purple Hearts, veteran of the National Security Council under three administrations. In this replay, he sits down with Paul Rieckhoff for a no-BS conversation about a moment most Americans still haven't fully absorbed: the U.S. is no longer trusted by its closest allies, our institutions have been hollowed out, and the most trusted institution in American life — the armed forces — is being dragged into domestic politics in ways that should alarm every citizen, regardless of party. McCaffrey walks through the politicization of the military and federal law enforcement, ICE units operating like infantry in Los Angeles, the 11th Airborne on standby for Minneapolis, and what the Insurrection Act would actually mean if Trump pulls that lever. He unpacks Davos, Greenland, the humiliation of our closest allies, and why "NATO is dead" is not hyperbole. He reflects on the quiet exit of the last U.S. troops from Iraq, the political failures that defined the forever wars, and the 60,000 Americans killed and wounded in the war on terror. This is the kind of intelligence-grade analysis independents are starving for — grounded in decades of service, delivered straight. -WATCH full video of this episode here. -Millions of American veterans are being locked out of primary elections in the country they served. See what we're doing to change that. -Visit Kalshi and trade on anything. Use code [INDEPENDENT] to get ten dollars when you trade ten. -Head to cozyearth.com and use the code AMERICANS for an exclusive 20% off. -Join Noble Mobile today and get a $100 bonus when you use code PAUL and stay a member for 2 months! -Join IVA and help us get independent veterans elected to office. -Learn more about Paul's work to elect a new generation of independent leaders with Independent Veterans of America. -Learn more about American Veterans for Ukraine here. -Remember Independent is an Attitude. -Learn more about The Headstrong Project for Veterans, Tragedy Assistance Program for Survivors (TAPS), and Department of Veterans Affairs resources in your area. Seeking support is not a sign of weakness. It's a show of strength. If you or a loved one are in immediate crisis, dial 988 and press 1, or text 838255. Connect with Independent Americans: Subscribe on YouTube, Spotify, Apple Podcasts, and all podcast platforms Read more at Substack Support ad-free episodes at Patreon  Connect: Instagram  • X/Twitter • BlueSky • Facebook  Follow on social: @PaulRieckhoff on X, Instagram, Threads, and Bluesky -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -And get cool IA and Righteous hats, t-shirts and other merch now in time for the new year.  Independent Americans is powered by veteran-owned and led Righteous Media.  And now part of the BLEAV network!  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Keith explores how real estate strategies have shifted from the 1980s to today and explains why investors need to adapt deal structures to changing interest rates, lending conditions, and market cycles.  He highlights current opportunities in new construction and builder rate buydowns, along with the long-term benefits of fixed-rate debt.  Keith is joined by economic futurist and author Richard Vague, who challenges conventional beliefs about inflation and interest rates and explains how government intervention, war, and supply constraints shape asset prices and leverage decisions. Together, they provide a big-picture framework for understanding how today's macro environment affects real estate investing decisions. Episode Page: GetRichEducation.com/621 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. Learn how dramatically real estate has changed from the 1980s through the late 2020s. We'll be sure that your approach is changing with it. Then a great guest and I discuss how war and future calamities will affect mortgage rates, inflation, and your real estate today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Home Buyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth. Again, that September 30th. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:35   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:51   Welcome to GRE from Cambridge, England, to Cambridge, Massachusetts, and across 188 world nations. I'm Keith Weinhold. You're inside Get Rich Education. You could be doing anything with your time. I'm grateful that you choose to listen to me every week. You know, real estate investors sometimes say, "Ah, there aren't any deals anymore. What they usually mean is the deal structure that they learned five years ago stopped working. There are always opportunities in real estate, but your approach changes with interest rates, lending standards, inventory, construction, government policy, and just the overall economic cycle. The best investors don't wait for yesterday's market to return. That's like someone still hoping for Blockbuster Video Store to reopen. They identify what today's market is offering instead. Just consider this historic retrospective on real estate investing from the Reagan administration to today, in 1981, the 30-year mortgage rate peaked above 18.6%. I mean, just imagine proudly telling your friends that you locked in at 17% before rates went higher. That mortgage needed its own defibrillator. By 1984, rates were still near 16%. The strategy then, the approach, was for a buyer to assume the existing owner's lower rate mortgage that they locked in a few years earlier, perhaps in the late 70s, that's how you got a good deal, assuming that existing owners lower-rate mortgage. You can't do that so easily today.   Keith Weinhold  3:50   By the late 80s and early 90s, the opportunity shifted from assuming attractive debt to buying distressed properties. The S and L crisis was upon us. Savings and loan failed lenders found themselves holding piles of distressed real estate, so investors bought foreclosures and REOs at discounts. They improved neglected buildings and then they repositioned them for income. You probably know that REO stands for real estate owned on a bank's balance sheet. All REO means is bank-owned property, but that's what you did. You found those, and then you scooped up a deal that way. As the 1990s progressed, interest rates declined, and loans also became really easy to obtain. We were tilting into the loosey-goosey easy lending environment. In the 90s, it was popular to buy an undervalued property, renovate it, raise the rent, and refinance it based on the improved value. That process later got a buzzy acronym and became known as the Burr strategy: buy, rehab, rent, refinance, repeat. By 2005, financing got more creative. This is when I was a new real estate investor. I remember obtaining what were known as 8015 five combo loans. This meant an 80% first mortgage, 15% second mortgage, and 5% down payment. You remember those? If you've been around for a while, you do. And see, this way you could avoid paying PMI, and you could control property with an astounding 20 to one leverage ratio due to that 5% down payment, but soon enough lending just got absolutely too creative and easy. The quiet lending party turned into a boisterous kegger, delivering the 2008 financial. crisis, and pretty soon I could no longer get any loans. From 2009 through the early 2010s, you could buy foreclosures and short sales at enormous discounts if you could find the loan.   Keith Weinhold  6:20   Financing was tough, but prices were super low. It might have even made sense to pay cash at that time. Fear was everywhere right after the global financial crisis. I mean, it really took courage to act when others were hiding under the bed. By 2020 and 2021, the opportunity changed from cheap property to cheap money. Mortgage rates dropped below an absurd 3% as a result of the COVID pandemic. You could lock up extraordinarily cheap debt for less than the inflation rate, and then let inflation nibble away at it like Pac-Man. Of course, a lot of us are still benefiting from that today, but that opportunity is long gone now. But it doesn't mean that deals are gone today. Where's the opportunity? One of the best ones is often found in new construction, large build. have got to keep moving their inventory as they build these homes because they have got to keep their crews busy. An unsold house for a builder-I mean-that produces as much income as an unplugged Bitcoin miner. Rather than make conspicuous price reductions, builders use their financial muscle to buy down mortgage rates for you, often in the 5% range or even lower.   Keith Weinhold  7:52   Builders might also offer you closing cost assistance, upgraded finishes, or other incentives that a single resale seller just can't match. So from the Reagan administration to today, over 45 years, the winning strategy just keeps morphing. It started out back then as assume the loan, over to buy distress, then to renovate and refi, then it was a creative financing wave, and then cheap debt, and today take the builders buy down. That's where we are. The mistake is deciding in advance what a deal is supposed to look like. The best deal structure changes, and of course, it's going to change again. The investor who keeps fighting the last war is always going to conclude that the opportunity has disappeared, but it hasn't. It's just changed clothing. Still, though, today's new purchases now-they're not as good as the deals that they were five years ago, but the best investors keep investing. They keep adding to their portfolio. It's what they've always done. Absolutely zero winning investors that are successful over time look back and say things like, "I didn't add anything to my portfolio during that 10-year span for this or that reason, the market changes, and you've got to adapt with it. That's a way to think about it. Take solace in knowing a few things. Deal structure changes over time are inevitable. And larger picture, you are investing in a product that is sustainable residential real estate in the form of long-term rentals. These entry-level properties are a scarce asset that people are going to continue to need. I mean, that's what we do here. Just compare. To the fads that we avoid around here, like NFTs, metaverse real estate, which we discussed on the show a few years ago, but said is highly dangerous, eye buying, value add apartment syndications, SPACs, or how about ICO funded altcoins? We don't chase the latest hot thing here at GRE. It is about what's sustainable, necessary, and cannot be easily disrupted by AI, and that's one reason that Get Rich Education is still standing strong after 52 episodes every year for almost 12 years now. Shortly, we're going to bring in a rather esteemed guest today on the future direction of interest rates and inflation. Interestingly, he believes that raising interest rates does not cool inflation, and that's contrary to popular belief. I'm going to press him on this and ask why, but first, our new Fed chair, Kevin Warsh. He's only been on the job a few months now.   Keith Weinhold  11:07   He is gaining a reputation for not forecasting what they're going to do ahead of time, like his predecessor had. I guess I tend to like his disposition and the way that he communicates, I sense some pragmatism with Warsh, but gosh, it often seems that a new Fed chair gets off to a well liked start, and then they do something that lots of people criticize. Like, remember in 2004, late Fed Chair Alan Greenspan suggested more borrowers could benefit from adjustable rate mortgages shortly before rates rose and ARM resets became financial landmines. In 2007, Ben Bernanke said that subprime mortgage problems were likely to be contained. Oh, right after that, they helped trigger the global financial crisis, and more recently, the Jerome Powell gaffe, which I'll mention in the interview shortly. Here's what current Fed Chair Warsh says about inflation:   Kevin Warsh  12:14   For some households, businesses, and market professionals, five years of high inflation have left a mistaken impression, that's hard to shake, that the Fed's implicit inflation target was somehow above 2% Let me reiterate, there is no soft inflation target. There is no soft implicit target, not on this committee's watch. There's only a target, and it's 2%   Keith Weinhold  12:42   It's obvious that he is serious about getting inflation back down to 2% That tends to point toward interest rate increases. Let's discuss that and more with this week's brilliant guest. This week's guest is an economic futurist keynote speaker, and he's quite a popular author. He is chair of the board of the Public School Employees Retirement System. That's the largest public pension fund in Pennsylvania. Previously, the Pennsylvania governor appointed him as the secretary of banking and securities for the Great Commonwealth of Pennsylvania, he's also the founder and president of several various organizations today, and he serves on several boards, including at the University of Pennsylvania and the School District of Philadelphia. I mean, I hardly know how he has time to do it all, but he made time for us today. Hey, it's great to welcome back Richard Vague.   Richard Vague  13:45   It's such an honor to be with you. I certainly enjoyed our last session, and it's really wonderful to be back.   Keith Weinhold  13:51   Well, and so much has changed since you were last here, Richard. First, why don't we pull back and talk to us about the general state of the national economy today, as you see it.   Richard Vague  14:04   ou know the economy was rocking along okay, and you know since you guys are such experts in real estate, I'll tell you one of the most important statistics, in my opinion, is the number of unsold homes, and by all rights, that number should be about 2 million homes. It's only about a million and a half. So there's a deficiency in our housing stock in the United States, which is, yeah, I think good news for the housing industry. It's always good to have a reason to have to grow. You may recall that in 2007, that had gotten up to four millinomes, which was a catastrophe, as we all know. So, it's the economic statistic I looked at first and most closely, and that was, you know, an okay number, and a lot of the things were going along. You know, not fabulous, but not terrible. Things were kind of moving. And all of a sudden now we have the war in Iran, and that's creating all sorts of problems for us, which you know I think you guys are concerned about. So I generally think the economy's been good, but there's a lot of dark clouds on the horizon.   Keith Weinhold  15:15   You know, Richard, I was recently sharing something remarkable with our audience. To your point, just since 2020, consider all the calamities that we've had: COVID, Ukraine, Israel, Gaza, tariffs, and the Iran War. Just since 2020, what's the result of all that? Both stocks and residential real estate are near all time highs.   Richard Vague  15:42   Yeah, well, you know, one of the things that's true is that this is something I go to in great detail in my book Paradox. But the more debt there is, the higher asset prices go.   Keith Weinhold  15:53   Yeah.   Richard Vague  15:54   You know, in the case of housing, that broadly helps middle America. In the case of the stock market, the top 10% of the country owns 87% of the stocks, so that tends to go to the wealthiest instead of to the broad population. But yeah, those two things are at highs.   Keith Weinhold  16:12   You're touching on your well-received 2023 book, The Paradox of Debt, and you know, Richard, amidst all these calamities and all this potentially unprecedented level of government intervention that we've had-you know-it makes one wonder during the next crisis, which is inevitably going to happen, will the government just step in and provide relief again? And how would that look?   Richard Vague  16:38   You know, I think that's one lesson that government has learned indelibly. Way back in 1929, in the couple of years that followed, the government did not step in, and we saw what happened. And I think there's a generation of economists that understand the role of government in a calamity, and you know it's pretty simple. You know the government comes in and crops up financial institutions as they did in 2008, simply by providing the liquidity or buying the bad assets, or the government steps in with relief checks as they did in such a massive way in 2020. But the government has learned that at least to some degree, it needs to intervene. I can't imagine that ever not being true.   Keith Weinhold  17:26   Goshmright when you think about 2020s stimulus and how emergency lending facilities were set up, you had the payment protection program, stimulus checks, mortgage loan forbearance. It's just like this government won't let the asset holders fail.   Richard Vague  17:46   Well, yeah, you know, there's failure, and then there's something that's hurtful but not quite failure. You know, I can imagine that the government will be able to prevent, in some circumstances, certain asset prices going down some amount, it's actually fairly commonplace for stocks to go down 10 or 20% I can see real estate prices going down as they have in the commercial office space. Yeah, but yes, the government will step in when those things become extreme to prevent a true calamity.   Keith Weinhold  18:19   Of course, one consequence of the interventionism is elevated inflation. I know how you've talked before about how the level of inflation is higher than most people think. For example, you'll see today's CPI numbers in the mid threes. Talk to us some more about why inflation is higher than most people think.   Richard Vague  18:41   Well, I have studied inflation, you know, fairly diligently, and inflation really relates to the constriction of supply. And if you look over the 250-year history of the United States, we haven't had that many episodes of bad inflation, and they've always related to a constriction of supply. Most of them have occurred during a war when, for obvious reasons, you know, supplies are constricted. The big 1970s episode of inflation was because OPEC, which had so much more power back in those days, acted to you know punish the United States by constricting supplies, and the price of a barrel of oil went from $4 to $40 a barrel. Yeah, between 73 and 79. COVID was another instance where inflation related to constriction of supply. That was you know people couldn't go to the meat factory to cut meat. People couldn't go to the factories to build things, so all of a sudden our supplies were decimated, and we had a short burst of very painful inflation. Well, now we've got the straight of four moves, and that is impacting the price of oil. I think it's going to impact the price of oil more going forward because. Because we've been able to rely on reserves, both the U.S. has been able to rely on reserves, and China has been able to rely on even greater reserves. And you know we haven't seen the brunt of that, but unless something's resolved pretty quickly, I think in the fall and winter we're going to see even more problematic prices there. But we know agricultural prices and even the flow of commodities like wheat are constricted by the constraints in the Strait of Hormuz and, frankly, other waterways as well. Now, one of the things the numbers that you see reported tend to underreport inflation because it looks at a year-over-year number and doesn't really capture it if it's moved up more sharply in the last month or two. So we look at it on a month-by-month. We you know we break it down about as to as many parts as you can break it down into. But PPI, which is kind of a leading indicator on the eventual CPI PPI's producer price index, it was 4.7% this last month. That would suggest to you that things which are in the mid threes now, which is more higher than we want, you know, probably trending over. Maybe not next month, but you know, over the next three to six months, I'm not going to be surprised if the number's more in the four to five range. So, yeah, I think inflation's being somewhat underreported at the moment.    Keith Weinhold  21:29   The PPI being that harbinger of consumer prices, often four to six months down the road. And Richard, the last time you were here, when it comes to checking and controlling inflation, you said something so interesting. You said that higher rates, which is typically the response in order to try to quell inflation, higher rates actually do not lower inflation, and you did not get a chance to expand on that because we ran out of time. Tell us more about why higher rates do not reduce inflation.   Richard Vague  22:05   Well, I'm going to answer that a couple of ways. One of them is higher rates don't open the Strait of Hormuz.   Keith Weinhold  22:12   Right.   Richard Vague  22:13   You can put rates as high as you want, and it's not going to open the Strait of Hormuz.    Keith Weinhold  22:16   Chairman Warsch doesn't open the Strait. Yes, he doesn't get oil produce nothing.   Richard Vague  22:20   Strait of Hormuz.   Keith Weinhold  22:21   Yeah.   Richard Vague  22:21   And so we can do all we want to on raids, which is a very blunt instrument, and it's not going to address the supply constraints that are geopolitical and war related. So, if you want to curb inflation right now, there's two things to do. One of them's you know end the war with Iran, and the other is to kind of back off a lot of these tariffs that have become so problematic. I think there's a place for tariffs. I think there's certain things China's doing that you know a call for an appropriate level of tariffs. I'm not sure we should be big tariffs on Canada and some of these other places, which have the effect of increasing the cost of our farm equipment and cars and other things like that. So, if you really want to address inflation and address the things that truly underlie inflation, and if the second way I'd answer this is to say, go look at the debt, track the data from you know 1945 or 50. You know, we really look at the post World War II period as the place we really learn things from, and over that period, increased government spending has been accompanied by reduced interest rates and reduced inflation. So, reduced interest rates and reduced inflation have gone hand in hand, and rising interest rates and rising inflation have gone hand in hand, and it's a really easy thing to look at. We've got the data on our site, but there's only been three periods where you've had big shifts in government spending and rates. They're pretty easy to look at, and there's actually empirically an inverse relationship between rising interest rates and it's the opposite of what economists tell you.   Keith Weinhold  24:09   I think, in general, economists tell us that when inflation is high, you raise interest rates because consumer spending is about 70% of the economy, and those higher rates therefore incentivize people to be savers because they're getting paid a higher yield, keeping those dollars out of the economy, and they're less incentivized to be borrowers and expand the economy that way. I think in general that's why economists say that higher interest rates reduce inflation. Do you agree with that?   Speaker 2  24:40   Well, no, I don't, and the reason I don't is because when you look at the data, that doesn't happen. These are easy things to check, and what I would say to you is that rising interest rates increase costs, and you guys know that better than anybody in the world.   Keith Weinhold  24:56   With mortgages. Yeah.   Richard Vague  24:58   What do rising interest rates do to? Cost of your mortgage.   Keith Weinhold  25:02   Everything increased substantially.    Richard Vague  25:03   It has system prices at the grocery store. Well, the grocery stores have to pay our interest for their inventory. So the more intuitive and obvious thing is that rising interest rates increase prices. And by the way, if you and I were to go look at the data right now, which I look at almost daily, that we would see periods of rising interest rates correlate to periods of rising increased costs.   Keith Weinhold  25:29   Well, I'm glad you look at history because I often say here at Get Rich Education, if you want to know what's going to happen in the future, it's easy to have a hunch, but it's more important to look at history. Can you talk to us some more about how, over the long term, higher interest rates don't suppress inflation? If that's what you're saying,   Richard Vague  25:47   yeah. The greatest rise in inflation, you know, in my lifetime was the late 1970s.   Keith Weinhold  25:55   Yeah,   Richard Vague  25:56   and for the entire time that interest rates were going up, prices and inflation were going up, and it wasn't until interest rates started coming down that inflation started coming down. So we could look at any number of periods, and if you're going to argue the opposite, you need to go find me some data.   Keith Weinhold  26:15   Okay. Well, speaking in more modern times, in the last wave of inflation that we had, the CPI peaked at 9.1% in June of 2022. This is the whole famous Jerome Powell: inflation is only transitory. Oh shoot, no, it's not. I better hike rates. He did, and then inflation came down. Is it as simple as that cause in effect, or did something else make inflation come down post COVID.   Richard Vague  26:42   Inflation came down, and it came all the way down in July of 2022. It didn't come down gradually over six, 912, 18 months. You go look at the length monthly inflation. Inflation came all the way down in July of 2022, and stay has stayed down all the intervening period until very recently with the Iran War. July of 2022 was before there was a dramatic increase in interest rates.   Keith Weinhold  27:18   Right,   Speaker 1  27:19   that's simple.   Keith Weinhold  27:21   What caused inflation to come down? Then is it because supply began to arrive on the market again?   Richard Vague  27:27   People went back to work, started building things again.   Keith Weinhold  27:30   Producing.   Richard Vague  27:32   And the problem was folks had not been able to go to the factories and make things, and so we had a you know global supply deficit. Well, the nice thing about that is that you know money incends people to scramble back to work, make things again, and you know once they start doing that, and the Fed actually produces something they call the Global Supply Chain Pressure Index. You can get it on the Fed site. If you look at it, it's supposed to be kind of at zero, and anytime supply chains are disrupted, it shoots up. And any you know, any time the opposite happens, you know there's overcapacity. It goes down, and you can see exactly when supply chains repair is happening. So go look at the. It's called the GSCPI. It's on the Fed side. You'll see that global supply chains had largely started to be dramatically repaired in the spring and summer of 2022, and naturally, supply and demand works. All of a sudden, supply starts showing up, and prices go to hell.   Keith Weinhold  28:39   We're talking with economic futurist author and Pennsylvania's governor-appointed former secretary of banking and securities Richard Vague, more when we come back on the affliction of inflation, what this means for real estate investors, and more. This is Get Rich Education. I'm your host Keith Weinhold. What if you got your mortgage loans the same place I get mine. You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Keith Weinhold  29:29   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call or text family to 66866. That's family to 66866.    Dolph Derues  30:31   This is the king of commercial real estate, Dolph Derues. Listen to Get Rich Education with Keith Weinhold and don't quit your daydream.   Keith Weinhold  30:45   Welcome back to Get Rich Education. We're talking with Richard Vague. Richard is the founder and president of so many organizations today. He's the author of several popular economic books. He chairs the board of the Public School employees retirement system. That's the largest public pension fund in Pennsylvania. He's in a lot of places at once, seemingly. Richard, we're talking about inflation before the break. What is the right inflation rate?   Richard Vague  31:16   Well, like I said, inflation. If you look at the entire 250-year span of the United States has it been an affliction that has affected us that often? It is political kryptonite. So when it does happen, it steers our consciousness, and it you know certainly affects your industry. But you know, if we look historically, the Fed targets 2% It's not a bad thing to target. We never really have achieved that level for any length of period. I think if you look at it over the past several decades and take out the high inflation periods, it probably has averaged closer to three. So I don't think two to 3% is an inappropriate level, and I kind of suspect it'll be a level that typifies our future once we get past, if and when we get past this more.   Keith Weinhold  32:09   Yes, not long ago, I was looking at the history of the CPI or the CPI's equivalent, and over the last 100 years, the rate is about 3.2% and we haven't hit that government-mandated 2% target, which is stated right on the Fed's website. We haven't hit that for any month in about five years now, and this asset inflation, as we know, this disproportionately enriches existing asset owners, and it widens this inequality. Something that's more recently been known as the K-shaped economy, can you talk to us some more about this exacerbating wealth inequality?   Richard Vague  32:48   Well, you hit the nail on the head. Something on the order of 80% of all the net wealth held by Americans is in the form of two things: stock and real estate. If you want to talk about wealth, it's those two things, and those two things, probably 60 or 70% of all of those in the U.S. are held by the top 10% I think it's a single-digit number of those that are held by the bottom 50% So you know, if inflation and debt growth push asset prices up over time. It is a mathematical inevitability that the rich get richer faster than those in the middle and at the bottom, and that simply means inequality will increase through time. I believe that's structural. Unless you address that in very some very specific way it will continue.   Keith Weinhold  33:43   Inflation affects real estate investors more than it does the average person because we borrow these big pools of money often at 75 to 80% loan to value, and in a sense, although we know it's bad for general society, and we do think about the K-shaped economy. Of course, inflation benefits us because it debases our debt. But even if you're not a real estate investor, even if you just own your own home, you know, Richard, I really think it begs the question: Is a 30-year fixed-rate mortgage one of the best forms of debt ever created for ordinary Americans?   Richard Vague  34:22   The 30-year mortgage, which was created, you know, that started on that path in the 1930 s for the very reasons we all know and love, which is getting Americans to own their own home, and has been, you know, a game changer for the country, and truly one of the great things that's been done, and I hope it's something that we continue to defend and preserve.   Keith Weinhold  34:46   Well, that brings up leverage and the prudent use of leverage. As real estate investors, we have this benefit of getting all these 30-year fixed-rate loans without the threat of a. Margin call being made. We're not borrowing over in the stock market. When you sign your loan documents, it doesn't say that the bank can call your note due at any time, but one could take it too far. And when it comes to debt, I think that really begs the question: Where does intelligent leverage end, and then dangerous leverage begin. What's the border?   Richard Vague  35:25   Well, you guys are experts, and I'm not. But the very simple premise is starts with not overpaying for the property to begin with. It is not an exact science, but generally speaking, I think we can tell when prices are relatively high in a given market and or a given year and relatively low, and you you'd always want to kind of be at least in the middle or somewhat on the low end before you acquire a property. So that's step number one, and then step number two is really just giving yourself a buffer, you know. We saw in the global financial crisis that real estate loans were being made in some cases at 100% of value. Yeah, and frankly, we saw at least some episodes within that folks borrowing over 100% of value, and certainly they were very happy when that happened. But we know there's zero margin for error when you do that, and perhaps even a negative margin for error when you do that. So I would think, you know, you guys know better than me, but you know, I hate to borrow it much more than like 90% of value, maybe 95% if it's a smaller asset and you have a government guarantee, and if you can do it at lower leverage, you know, 70 or 80% of value, that's not a bad thing to consider. I tend to think in the real estate world that you know I've seen many investors, particularly in the commercial space, buy things with lower leverage, 50 or 75% But then, as the asset proves itself, they work with their lender to increase the debt-to-value ratio, you know, and get more money at it over time as it becomes an increasingly proven asset. So they migrate their way from 75% to 95% over time. I think that's a logical path.   Keith Weinhold  37:20   That acronym Ninja Loans, which were popular from about 2000 to 2007, that acronym Ninja means no income, no job or assets, and you might still get a loan of 110% of the value of the property. It was profligately irresponsible. Well, Richard, in a moment, I want to ask if you have a resource that our audience can follow along with you if they would like to do so. But before I do that, do you have any last thing that you would like to talk about? Maybe something that I did not ask you, whether it has to do with the general economy or real estate or interest rates or inflations. Is there something else that we should know?   Richard Vague  38:00   What I would do is just endorse your podcast.   Keith Weinhold  38:04   Thanks.   Richard Vague  38:05   You're approaching this in a very intelligent way, and you're very empirical, and I think your listeners are doing themselves a service by continuing to follow what you do. That's a really reasonable, secure, and yet bold path towards creating wealth, then I think you're to be commended.   Keith Weinhold  38:27   Oh, I appreciate the endorsement. I'm always blown away at our following, but you have some resources worth following as well. Tell us about that.   Richard Vague  38:36   Well, we do. We have a weekly video ourselves that it's about a five-minute video, and you can go to our website, which is tycos.com. So t y c h o s.com, and you know we have data on the site. If you're a real geek, you could go in and you can look at our macroeconomic data. You know, but if you're not, you can sign up for the video, and we come out with what we hope is a short but relevant video once a week talking on some aspect of the economy, and you know we'd love to have folks join that if they're interested.   Keith Weinhold  39:10   Well, it's valuable. I suggest you, the listener, check that out. Richard oftentimes turns conventional economics on his head, just like he did with us today, talking about how if there's higher interest rates, that does not necessarily mean lower inflation. Richard, it's been valuable as always. It's been great having you back on the show.   Richard Vague  39:30   It's an honor to be with you. Keep up the great work.   Keith Weinhold  39:38   In this remote interview, I got a beautiful look over Richard's shoulders there on the screen at Center City, Philadelphia, in the ornate buildings there. I will be in that part of the nation again shortly. Big thanks to Richard Vague. If you're looking him up, it is spelled V-A-G-U-E. We've got a. A lot of terrific content coming up on the show over the next few weeks, including fresh takes on building your wealth that you've never heard before. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 3  40:18   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  40:46   The preceding program was brought to you by your home for wealth building. getricheducation.com  

Tucker Carlson calls for the removal of President Trump from political office immediately. Does J.D. Vance need to address this? Dana explains why it's too early to freak out about data centers and gives you the tools to use when debating the future of data centers. How can we be practical since they are here to stay? James Talarico is winning in cash, polls and airtime in the Texas Senate race. Dana goes scorched Earth on why there needs to be sirens in the Ken Paxton camp. A Federal court rules the statutes the Trump Administration used in its speech-based deportation scheme like in Columbia University are unconstitutional. Plus, more commentary.Thank you for supporting our sponsors that make The Dana Show possible…Relief Factorhttps://www.ReliefFactor.comYou could be the next person sharing a Relief Factor success story. Get started today with the 3-Week QuickStart for only $17.76 and tell them you heard about them on The Dana Show. Ghost Bedhttps://GhostBed.com/DANAFor a limited time during Ghost Bed's Labor Day Sale, they're offering my audience an extra 10% off their lowest prices of the season with promo code DANA. Chapterhttps://AskChapter.Org/danaAsk Chapter today if you could be saving money on your medicare coverage. Alliance Defending Freedomhttps://JoinADF.com/DanaAlliance Defending Freedom is on the front lines defending the freedoms and values that matter. Join the fight today. Byrnahttps://Byrna.com/DanaTrusted by law enforcement, security professionals, and everyday Americans—defend yourself and your family with Byrna.HumanNhttps://Humann.com/DanaGet the limited edition HumanN Watermelon Flavor and find out how to get a FREE 30-day supply before they sell out.Patriot Mobilehttp://PatriotMobile.com/DANAMake the switch to Patriot Mobile today. Visit online or call 972-PATRIOT and use promo code DANA for a FREE month of service.Webroothttps://Webroot.com/DanaSave 60% off Webroot. Protect your devices. Protect your family. Protect your peace of mind. Live a better digital life with Webroot. Subscribe today and stay in the loop on all things news with The Dana Show. Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramXMore InfoWebsite

The US strikes Iranian missile launchers on Sunday. The State Department revokes the visa of a Biden-honored Iraqi official who landed on the US terror watchlist. President Trump goes on record supporting data centers. Hasan Piker insisted that Abdul el-Sayed asked to stump for him as el-Sayed continues to distance himself.Thank you for supporting our sponsors that make The Dana Show possible…Relief Factorhttps://www.ReliefFactor.comYou could be the next person sharing a Relief Factor success story. Get started today with the 3-Week QuickStart for only $17.76 and tell them you heard about them on The Dana Show. Ghost Bedhttps://GhostBed.com/DANAFor a limited time during Ghost Bed's Labor Day Sale, they're offering my audience an extra 10% off their lowest prices of the season with promo code DANA. Chapterhttps://AskChapter.Org/danaAsk Chapter today if you could be saving money on your medicare coverage. Alliance Defending Freedomhttps://JoinADF.com/DanaAlliance Defending Freedom is on the front lines defending the freedoms and values that matter. Join the fight today. Byrnahttps://Byrna.com/DanaTrusted by law enforcement, security professionals, and everyday Americans—defend yourself and your family with Byrna.HumanNhttps://Humann.com/DanaGet the limited edition HumanN Watermelon Flavor and find out how to get a FREE 30-day supply before they sell out.Patriot Mobilehttp://PatriotMobile.com/DANAMake the switch to Patriot Mobile today. Visit online or call 972-PATRIOT and use promo code DANA for a FREE month of service.Webroothttps://Webroot.com/DanaSave 60% off Webroot. Protect your devices. Protect your family. Protect your peace of mind. Live a better digital life with Webroot. Subscribe today and stay in the loop on all things news with The Dana Show. Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramXMore InfoWebsite

We're all taught in school about the Louisiana Purchase, supposedly the greatest bargain in American history. Napoleon's deal with the Americans is widely remembered as a triumph for the United States… but is this history really as simple as we're often taught?Our guest today is historian Alexander Mikaberidze, Professor of History at Louisiana State University in Shreveport. He is the author of award winning books including ‘The Napoleonic Wars: A Global History' and, most recently, ‘The Louisiana Purchase: The Grand Bargain and the Making of America'.Edited by Tim Arstall. Produced by Tomos Delargy. Senior Producer was Freddy Chick.Sign up to History Hit for hundreds of hours of original documentaries, with a new release every week and ad-free podcasts. Sign up at https://www.historyhit.com/subscribe.  All music from Epidemic Sounds.American History Hit is a History Hit podcast.History Hit is part of Little Dot Studios, a Certified B Corp™ Hosted on Acast. See acast.com/privacy for more information.

The Prism of America's Education with Host Karen Schoen – How do you get Americans to give up their liberty, and believe this garbage? You lie to them and manipulate their behavior. How do you do that, with such a huge population? Easy, using the lie of public safety, you can get municipalities to participate in the manipulation without them even knowing...

"There's so many brands for division in this country. Where's the brand for unity?"That question is why Us United exists. Adam Mizel spent more than 30 years in finance and entrepreneurship before his wife Tanya asked him the question that ended that chapter: What are you going to do?

Are you still wearing sunscreen? There's been a recent wave of viral TikToks declaring that sunscreen is “toxic,” and they've helped ignite an anti-sunscreen movement. With recent surveys showing that millions of Americans are cutting back on sun protection, dermatologists worry that misinformation will lead to higher rates of skin cancer and melanoma. We look at what's driving “sunscreen hesitancy,” dig into the social media claims and hear how health providers are pushing back against misinformation. Guests: Brian Underwood, beauty and grooming director of Men's Health and Women's Health and writer of “The Anti-Sunscreen Movement Is Coming for You” Heather Woolery-Lloyd, board-certified dermatologist and founder of DermFriends Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a special joint episode of The Chauncey DeVega Show and The Truth Report. Steve Cash is Executive Director of The Steady State, a nonprofit advocacy organization whose members are former senior national security officials. He previously served as Senior Advisor to the Under Secretary for Intelligence & Analysis at the Department of Homeland Security and as Chief of Staff to the Director of Intelligence at the Department of Energy. Cash was deeply involved in drafting much of the legislation that followed the 9/11 attacks, including the USA PATRIOT Act, the Department of Homeland Security Act, and the Intelligence Reform and Terrorism Prevention Act, which created the position of Director of National Intelligence. He also served as an intelligence officer with the CIA. Cash analyzes Trump's recent "election security" speech to the nation and how its allegation that hostile foreign actors stole the 2020 presidential election for Democrats, and other false claims fit into the Big Lie strategy to rig upcoming elections and undermine American democracy. Steve Cash also offers advice about courage and personal responsibility to pro-democracy Americans and others who have already been — or may soon be — targeted by the Trump administration and placed on enemies lists because they have protested or exercised other constitutionally protected rights, including freedom of speech.

War Room Netanyahu Brags on Israeli TV about Manipulating Trump & America Into The Iran War, As POTUS Tells Americans To Stop Complaining About Data Centers… PLUS, Trump Backs Amish In Vaccine Fight Against NY & 15 Still Missing After Grand Canyon Floods

It's our monthly Digital Health Download, and September's stories all circle the same tension: technology keeps promising to fix healthcare's problems, but just as often it moves them somewhere else, or creates new ones entirely. This week, Halle unpacks a news-heavy month, weighing who actually benefits as markets, algorithms, and AI get closer to our health decisions.We cover:Americans can now bet on clinical trials and FDA regulatory reviews - but do we want that?Meta's massive settlement over harming childrenThe surprising reason AI might be making healthcare more expensive instead of lessA new study on the biggest lever we're not pulling to bend the healthcare cost curveTwo lawsuits rattling a popular wearable and a celebrity-backed mental health startupWhat a widely used drug class reveals about bias in hiring, and the uncomfortable questions that raises⸺

Grief, Forgiveness, Acceptance, and Rejection by Dr. Daniel Brubaker https://www.amazon.com/dp/1665763159 Authordrbrubaker.com Healthcare providers and the public had no education in how to conduct end of life grieving until 1969 when Dr. Elisabeth Kübler-Ross published her experience with hospice patients at the end of life. She was a Swiss-American psychiatrist, a pioneer in near-death studies, and author of the internationally best-selling book, On Death and Dying (1969), where she first discussed her theory of the five stages of grief, also known as the “Kübler-Ross model”. Since then, grief has been expanded into different areas other than end of life. This book also describes the five stages of grief and adds two more stages. However, it delves deeper into the emotions involved with grieving and how one manages many grieving areas, such as death, divorce, job loss, and so forth. Therefore, this book is written for anyone going through a grieving process. We say pain, suffering, and grief are inevitable, but how to cope and improve life is only done with experiences and knowledge. This book is not just about grief, but other emotions that come into play such as forgiveness. As Forgiveness is associated with grief. We discuss the different types of forgiveness and how each functions. Understanding the emotions involved with forgiveness helps relieve the pain of hostility and grudges one may hold. Acceptance is the last stage of Kubler-Ross's five stages of grief, but we take this a step further into social acceptance, which also plays a role in grief. We discuss acceptance by others, such as friends and family. We include rejection by others, which can produce grief. We also discuss acceptance of others, such as people of other races, gender and so forth. Rejection of others, such as being prejudice, can lead to grief by the victims and others around them. I felt compelled to write about all the hatred, pain, and suffering causing grief around the world. I wrote this in empathy for my patients who grieve. I wrote this book out of my own experiences of grieving from health, personal and professional negative issues. About the author Republicans for Progress has been initiated by Dr. Daniel Brubaker to release the negative, retrogressive, and oppressive grip of the Republican Party over Americans. The goal of the initiative is to move forward, instead of backward, to compete as a great democracy representative around the world. There is no place for autocracy and fascism in America. We incorporate numerous ideas to continue our democracy, and further compete globally. Dr. Daniel B. Brubaker has spent half his career in academic medicine including the University of Pittsburgh Health Science Center, Oklahoma University Health Science Center, the University of California, Los Angeles (UCLA), and the University of California, San Francisco (UCSF) Departments of Pathology. He has spent the past twenty years in medicine industry, which includes legal and clinical medicine. Dr. Brubaker has been a registered Republican for his entire life, yet he is one of the only truly progressive Republicans. Currently Dr. Brubaker is concerned over the current direction of the Republican Party towards far right nationalism.

We're taking a small break this week as Mark recovers from the Edinburgh Fringe and we transition into our exciting new format starting next week. In the mean time please enjoy this classic episode with the fantastic Adam Rutherford. Mark is joined by scientist, writer, and broadcaster Adam Rutherford in this special extended episode. Together, they discuss eugenics, Charles Darwin, Francis Galton, nature versus nurture, how right wing Americans influenced Hitler and many other fascinating topics.  If you enjoyed this interview then please buy a copy of Adam's book “Control: The Dark History and Troubling Present of Eugenics”, It would make an excellent Christmas gift and can be ordered on amazon right now using this link: ⁠https://www.amazon.co.uk/Control-History-Troubling-Present-Eugenics-ebook/dp/B08WC6493L⁠  Get ad-free extended episodes, early access and exclusive content on Patreon: https://www.patreon.com/wtfisgoingonpod Follow What The F*** Is Going On? with Mark Steel on instagram @wtfisgoingonpod Follow Adam @AdamRutherford Learn more about your ad choices. Visit podcastchoices.com/adchoices

Cracked Racquets Editor-in-Chief Alex Gruskin recaps Day 1 of the 2026 US Open. He offers his thoughts on Navone's shocking opening round upset of Djokovic. He also breaks down his most impressive performances of the day, looks at the results of the Americans/players with college ties, plus SO much more!! Episode Notes Storyline #1: Djokovic falls - 2:15 Storyline #2: A few IMPRESSIVE starts - 19:05 Storyline #3: Toby Samuel - 31:20 Going the Distance - 36:30 Other Women's Results - 39:25 Other Men's Results - 41:40 The Americans - 43:05 Players w/College Ties - 44:45 Laurel Springs Ranked among the best online private schools in the United States, Laurel Springs stands out when it comes to support, personalization, community, and college prep. They give their K-12 students the resources, guidance, and learning opportunities they need at each grade level to reach their full potential. Find Cracked Racquets Website: https://www.crackedracquets.com Instagram: https://instagram.com/crackedracquets Twitter: https://twitter.com/crackedracquets Facebook: https://Facebook.com/crackedracquets YouTube: https://www.youtube.com/c/crackedracquets Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While we were away over the summer, it was hard to miss stories about Democratic primary elections and seeming rise of the Democratic Socialists of America — followed almost immediately about the challenges DSA candidates will face in November's election. For our first episode of the fall season, we talk with a social movement scholar about whether the DSA's policies can win over enough votes to win in a general election and why political coalitions don't always align with the structure of America's two-party system. Rory McVeigh is the Nancy Reeves Dreux Professor of Sociology at the University of Notre Dame and and Director of the Center for the Study of Social Movements. He is the author of Politics and Privilege: How the Status Wars Sustain Inequality, along with William Carbonaro, Chang Liu, and Kenadi Silcox. The book investigates whether Americans are more likely to support a social-change organization if it explicitly opposes racism, sexism, homophobia, xenophobia, and religious bigotry or if it focuses exclusively on economic equality. Drawing on the results, they argue that privileged groups' desire to preserve their status is the primary obstacle to forming progressive alliances. We discuss what these findings mean for the DSA, the Democratic Party, and the Republican Party as we head into the midterms and the next presidential election cycle. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Linda Pastam wrote a marvelous poem called “Driving West” in which these lines appear:We are the pioneersof our own histories, drawnto the horizon as if it waited just for usthe way the young are drawnto the future, the old to the past.“…the way the young are drawn to the future, the old to the past.”I need you to hold those words tightly in your hands, even though they wriggle and thrash like slippery fishes anxious to escape your unfamiliar fingers and return to the quiet darkness where they can breathe water and feel entirely at home.Hold on to those words.Dr. Roger Sperry was awarded the Nobel Prize in 1981 for his documentation of the differences between the two hemispheres of our brains.One half of your brain puts you in touch with this Present Moment in this Real World.The other half puts you in touch with the Past and the Future in that mystical – magical – hallucinatory unreliable World of Imagination.Dr. Sperry discovered that what appears to a brain divided into two halves could more accurately be described as two separate, competing brains.In his Nobel Prize acceptance speech, Sperry said,“Each brain half appeared to have its own, largely separate, cognitive domain with its own private perceptual, learning and memory experiences, all of which were seemingly oblivious of corresponding events in the other hemisphere.”Dr. Sperry later said,“Each hemisphere of the brain is indeed a conscious system in its own right, perceiving, thinking, remembering, reasoning, willing, and emoting, all at a characteristically human level, and both the left and the right hemisphere may be conscious simultaneously in different, even in mutually conflicting,mental experiences that run along in parallel.”Regardless of which half you prefer, both halves are equally important.One half of your brain puts you in touch with This world.The other half puts you in touch with Possible worlds.One half puts you in touch with the sciences.The other half puts you in touch with the arts.Now let's get back to those wriggling fish that I asked you to hold.The Future to which the young are drawn, and the Past to which the old are attracted, are different time zones in the world of imagination.The young live in the brightness of the noonday sun. The old live in the twilight and remember the light of day.Most Americans attempt to persuade each other with facts. We do this because we trust Science and we worship Mathematics, and that is why we write such terrible ads.Most of us, most of the time, trust our instincts.We trust our intuitive hearts.This is what Nobel laureate Daniel Kahneman described as System 1 or “Thinking Fast” in his book, “Thinking Fast and Slow.”Behavioral scientists estimate that roughly 90% to 95% of our daily decisions are made automatically and unconsciously using System 1 thinking.Most people don't want to admit it.In fact, most people refuse to accept it.But the scientific truth is that we make at least nine-tenths our decisions in that half of the brain where the darkwater fish glimmer effortlessly and thoughtlessly, silver and gold in the moonlight.Study the arts. Learn to win the heart.If you win the heart, the mind will follow. The mind will always create logic to justify what the heart has already decided.Roy H. WilliamsPaul Kesig uses the acronym L.O.V.E. to encapsulate his approach to sales.L is for celebrating Little wins.O is for asking Open-ended questions.V is for creating and communicating Value.E is for building an Emotional connection.Paul says that pairing love with sales strikes many people as contradictory. This is usually because their experiences with bad salespeople have taught them to truly hate the sales process.Listen in as Paul explains to roving reporter Rotbart that those who have adopted his approach have quickly discovered that L.O.V.E. really can spell success; MondayMorningRadio.com

Jeff is back after a long absence, and he explains why: the bipartisan insanity in America left him too disgusted to record, even for the nation's 250th birthday. He remembers the 1976 bicentennial, when kids collected special quarters, flags flew everywhere, and Americans actually liked their country. Compare that to now. What changed? Muslim terror supporters are winning elections coast to coast: Mamdani's New York, where tax dollars fund Israel-bashing puppet shows for four-year-olds, and Michigan, where Abdul El-Sayed will cruise into the Senate after answering a synagogue terror attack with "hurt people, hurt people." Jew hate is now the one issue uniting the far left and the Nazi right — and it wins. And Jeff is officially done defending Trump. Iran "unconditionally surrendered"? They're still firing missiles, rebuilding nuclear sites, and executing protesters while Trump begs for a deal and dangles F-35s in front of Turkey's fanatical dictator Erdogan. Compromised by Qatari billions or just a moron — either way, America's last chance is gone. Next week: Jeff finally takes on the Lindsay Clancy case.

Americans lead the industrialized world in belief in creationism and a literal Bible. A study by the University of Cincinnati compared Americans' belief in a recent creation and the truth of the Bible with beliefs in other countries. The study found that 45 percent of Americans believe that God created the world less than 10,000 years ago. Another 40 percent try to mix God and evolution. Only ten percent believe in atheistic evolution. In comparison, only seven percent of the citizens of Great Britain take the Genesis account of creation literally. Surveys of people in Norway, Russia and the Netherlands produced results similar to Great Britain. Interestingly, five percent of the physical scientists polled in the United States believe the account of creation as taught in the Bible.The study concluded that America is losing its scientific competitiveness because so many Americans believe in creation and the truth of the Bible. But scientific progress has come about because historically, scientists believed that we live in an ordered creation that follows the rules imposed on it by a Creator. They saw science as the discovery of God's order. Isaac Newton wrote more Bible commentaries than he did scientific books. Taking the Bible literally, he concluded that the earth was less than 7,000 years old. Other examples from history could be multiplied. But the lesson of human history is that true scientific progress is possible only when man recognizes that all knowledge and wisdom come from our Creator God through the Scriptures He has given us.1 Corinthians 1:25"Because the foolishness of God is wiser than men; and the weakness of God is stronger than men.”Prayer: Dear Father, help me never to be deceived by man's false wisdom. Help me to rejoice in the knowledge You give. Amen.Ref: Americans for Creationism, The Christian News. To support this ministry financially, visit: https://www.oneplace.com/donate/1232/29?v=20251111

Many Americans are finding it harder to stretch their budgets — and wondering when they'll feel some financial relief. Inflation, higher gas prices and difficulty keeping up with bills and other payments — like buy now, pay later loans — are straining household budgets, while tariffs and changing trade relationships, including with Canada, raise concerns about additional costs.MPR News host Angela Davis and her guests talk about why so many people feel financially squeezed, what's driving these pressures and what they reveal about the broader economy.Guests:Chris Farrell is the senior economics contributor for MPR News and Marketplace. Catherine Rampell is economics editor at The Bulwark, an independent media company. She is also an anchor at MS NOW, formerly MSNBC, and a contributor to Marketplace. She previously worked as an opinion columnist for The Washington Post and was an economics reporter for The New York Times.Subscribe to the MPR News with Angela Davis podcast on: Apple Podcasts, Spotify or RSS. Use the audio player above to listen to the full conversation.    

Send us Fan MailConspiracy theories about our presidents aren't a modern invention, they've been part of American politics since the very beginning. In this episode of Teaching History Her Way, I chat  with Stephen Knott, author of Conspirator in Chief (University Press of Kansas), to dig into the long history of presidential conspiracy theories and what they reveal about the presidency and Americans themselves.Stephen shares the throughline connecting suspicion, fear, and power across two centuries of U.S. history, and offers classroom-ready ways to help students separate evidence from speculation. It was really interesting to talk with Stephen and unpack how educators can use this history to help students think critically about our leaders, and how the beliefs they espoused affected the people.Listen for a fascinating look at history's most persistent rumors, how to teach them well, and what we can learn from them about the present.Let's be friends and continue the conversation!Instagram: @teachinghistoryherwayX: http://www.twitter.com/historyherwayOn the Web/Blog: http://www.teachinghistoryherway.comFacebook: http://www.facebook.com/teachinghistoryherwayBlueSky: @historyherway.bsky.socialSupport the production of the Teaching History Her Way Podcast by purchasing some really great history tees.  Click here to shop now or go to www.teachinghistoryherway.com and click on "Merch."

-The United States strikes Iran for the first time in weeks and once again Iran retaliates by launching missiles towards US bases in Jordon and UAE. -President Trump has renamed Lake Ontario to Lake America after Canada raised tariffs. The panel debates the change on "Wake Up America Weekend." -Senior Director for Counterterrorism Sebastian Gorka assures Americans that the United States remains the leader of the free world under President Trump on "Ed Henry The Big Take." -On “Finnerty,” former NYC Mayor Rudy Giuliani reflected on his leadership in the aftermath of 9/11, why he believes this year's remembrance feels different, and whether he thinks Mayor Zohran Mamdani should attend the 9/11 remembrance at Ground Zero. -Fmr. National Security Adviser Hedieh Mirahmadi Falco joins "Saturday Agenda" to discuss the possibility of Sharia Law in American cities. -Trial attorney Mark Geragos joins "The Count," to discuss the Lindsey Clancey case. Listen to Newsmax LIVE and see our entire podcast lineup at http://Newsmax.com/Podcasts Make the switch to NEWSMAX today! Get your 15 day free trial of NEWSMAX+ at ⁠http://NewsmaxPlus.com⁠ Looking for NEWSMAX caps, tees, mugs & more? Check out the Newsmax merchandise shop at : ⁠http://nws.mx/shop⁠ Follow NEWSMAX on Social Media:  -Facebook: ⁠http://nws.mx/FB⁠  -X/Twitter: ⁠http://nws.mx/twitter⁠ -Instagram: ⁠http://nws.mx/IG⁠ -YouTube: ⁠https://youtube.com/NewsmaxTV⁠ -Rumble: ⁠https://rumble.com/c/NewsmaxTV⁠ -TRUTH Social: ⁠https://truthsocial.com/@NEWSMAX⁠ -GETTR: ⁠https://gettr.com/user/newsmax⁠ -Threads: ⁠http://threads.net/@NEWSMAX⁠  -Telegram: ⁠http://t.me/newsmax⁠  -BlueSky: ⁠https://bsky.app/profile/newsmax.com⁠ -Parler: ⁠http://app.parler.com/newsmax⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In memory of Ron Patton, long time producer of Ground Zero radio and close friend of The Secret Teachings, we dedicate tonight's episode to the man and his passion for discussions about mind control. After Clyde Lewis joins us for comment, we will explore how drugs and secret experiments are no longer needed to control the mind and body. From real people paid to push products or ideologies to bot farms and fully generated AI-influences that make a personal connection with viewers, mind control and behavior modification have become far more sophisticated than ever imagined previously. The broadcasting of a spell is now just a simple casting from source to the black mirror in your pocket.*The is the FREE archive, which includes advertisements. If you want an ad-free experience, subscribe below. 

A new personalised vaccine given in combination with a drug has stopped skin cancer returning in patients during a trial, representing a potentially watershed moment in cancer treatment. Scientists used mRNA technology, which was used for some Covid-19 vaccines.But that technology - and vaccines more generally - have become increasingly controversial in the United States since the Covid-19 pandemic. The Health Secretary Robert F Kennedy Jr, is a vaccine sceptic. In August 2025 cancelled $500m (£376m) in funding for mRNA vaccine research. The move impacted 22 projects being led by major pharmaceutical companies, including Pfizer and Moderna, for vaccines against bird flu and other viruses, according to Kennedy's department. We speak to Tom Whipple, host of the BBC's Inside Science programme, about the science of this new vaccine. And we ask how funding cuts for vaccine research could impact health outcomes not just for Americans, but for the world.For more episodes, just search 'The Global Story' wherever you get your BBC Podcasts.

Why do so many Americans say they're satisfied with their own lives but upset about the way the country is going? Why don't other countries experience the same gap? And what do horror movies have in common with Coca-Cola enemas? This episode originally aired on March 13th, 2022. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As summer draws to a close across the northern hemisphere, water scarcity has never been a more pressing or visible issue after record heat waves and drought experienced by Americans and Europeans. With hot and unpredictable weather now a reality, and major rivers running dangerously low, WSJ climate and energy editor Ed Ballard discusses the economics of a water crisis, and what can be done to keep taps running, fields productive and industry humming. Subscribe to the WSJ Climate & Energy newsletter. Further Reading El Niño Is the Next Risk Hanging Over the Global Economy Heat Waves Are Becoming a Chronic Drag on the Economy The World Is Running Out of Clean Water. This Technology Promises to Fix It. San Diego Now Has So Much Water That It's Selling It Why the Middle East's Desalination Plants Are Critical Extreme Weather Is Hammering Europe's Summer Harvest, EU Says Europe Chastised Trump's Climate Rollback. Now It's Delaying Its Own Green Goals. How to Put Out Wildfires Fueled by World War II Ammo? Try Driverless Tanks. Water Crisis Deepens on the Colorado River Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Harvard researcher and Populace CEO Dr. Todd Rose joins Brian Kilmeade to reveal shocking private opinion data on how Americans truly feel about capitalism, socialism, and the rise of Democratic Socialists of America (DSA) candidates. Plus, Dr. Todd Rose exposes Chinese social media propaganda campaigns targeting US data centers and AI development. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Annie Sargent chats with Nan and Marty Deniston, two Americans who spent three whole months living in Avignon. They wanted more than a vacation. They wanted real French. Nan started young, studying in Toulouse as a student. Marty didn't start learning until his fifties. Together they hired a private tutor, built their days around lessons and day trips, and leased a car through a program most travelers never hear about. They rented out their own house back home to make the whole trip work. Along the way, they found villages near Avignon that most visitors skip entirely. Press play, get inspired, and hit subscribe so you never miss an episode of Join Us in France. Table of Contents for this Episode Today on the podcast: Learning French Later in Life Podcast supporters Magazine segment Meet Nan and Marty Their France Backstory Nan Learns French Early Marty Starts Later Tools and Practice Habits Why Immersion Matters Planning Three Months Avignon Finding Teachers and Housing Zoom Tutors Anywhere Best Season to Stay Peugeot Long Term Lease Favorite Towns and Gems Avignon Area Highlights Bikes and French Only Tours Talk To Locals French Rhythm Gotchas Slow Down And Savor Skip Influencer Hype Great Food For Less Home Exchange Tips Renting Without Airbnb Toulouse And Day Trips Driving Medieval Centers Farewell And Thanks Thank you Patrons  Journées du Patrimoine Annie's Summer Vacation 2026 Bootcamp 2026 Next Week on the Podcast Copyright More episodes about learning French

This week on Face the Nation, an update from Nepal following last week's devastating flooding, and a look back at the chaotic withdrawal from the longest war in US history Four days after a glacier collapsed and triggered a cataclysmic flash flood in Nepal, we'll have the latest on the search for its missing victims, including nearly 100 Americans. And, with the attacks on Ukraine and concerns about Russian aggression intensifying, we'll talk to Connecticut Democratic Senator Richard Blumenthal, who is just back from the region. Then, the President hits the campaign trail and begs voters to make the elections a referendum on HIM. Will that strategy help or hurt his party? We'll talk with Congressman John James, the Republican nominee for Governor in Michigan. We'll also try to clear up the confusion over mail in ballots and look how those court cases could impact the midterm elections. Finally, five years after the catastrophic US withdrawal from Afghanistan, we'll share the story of a former Afghan general's dramatic flight from his country following the 20 year war. It's all just ahead on Face the Nation.

What would a Libertarian actually do if elected to Congress? Brian Lambert says Washington needs less power, Americans need more freedom, and the government needs to get out of your wallet. Josh Martens sits down with Brian Lambert, a Navy veteran and Libertarian candidate for Florida's 14th Congressional District, to break down his campaign and political philosophy. Lambert explains why he left the Republican Party, why his campaign centers on "your money, your freedom, your vote," and how he approaches federal spending, veterans' care, healthcare, war, surveillance, small business, and taxes. They dig into some of the biggest libertarian fights in American politics: • Cutting federal spending and returning education to local control • Protecting veterans while questioning America's military interventions • Getting government and insurance bureaucracies out of healthcare decisions • Ending warrantless mass surveillance and pushing back on Flock cameras Plus, Lambert explains why constitutional limits should come before political convenience and why reducing the IRS could give Americans more financial freedom. Subscribe or follow Good Morning Liberty, like the show, comment with your biggest disagreement, and share this conversation with someone tired of the two-party system. If you listen on a podcast app, leave us a rating and review.   https://www.brianlambertforcongress.com/   00:00 Meet Brian Lambert 00:45 From the Navy and GOP to Libertarianism 03:30 Your Money, Your Freedom, Your Vote 06:45 $40 Trillion in Debt and Federal Spending 10:45 Veterans, the VA, and Alternative Care 14:15 War, Congress, and the Constitution 19:15 Getting Government Out of Healthcare 24:45 Breaking the Two-Party Mindset 26:30 Flock Cameras and Government Surveillance 29:45 Small Business and Federal Regulation 31:45 The Constitution-First Test 32:00 Taxes, the IRS, and Financial Freedom   LINKS Join GML: https://www.joingml.com GML Bio Link: https://gml.bio.link All GML Links: https://www.goodmorningliberty.us/links Watch All Episodes: https://www.youtube.com/playlist?list=PLi78svKlBr_8o0dDOX8DxO_Wwxu6WYhhA Watch Host Favorites: https://www.youtube.com/playlist?list=PLi78svKlBr__Zu40RL7mWxCuOOe54zgy2 Join the Fed Haters Club: https://www.goodmorningliberty.us/fedhatersclub Martens Minute: https://martensminute.podbean.com/ Brian Lambert for Congress: https://brianlambertforcongress.com  

On Monday Match Analysis, Gill Gross previews the 2026 US Open Men's Singles draw quarter-by-quarter. Alexander Zverev is a top-seed for the first time in his career, Carlos Alcaraz returns for his first tournament since March, Felix Auger-Aliassime is the three seed and Novak Djokovic continues his quest for 25. Young risers Arthur Fils and Rafael Jodar hope this is the moment for their slam arrival. And as always the Americans bring a volume of contenders from Ben Shelton to Taylor Fritz, to Frances Tiafoe to Tommy Paul and Brandon Nakashima.

When Folk went Electric, a lot credit goes to Roger McGuinn and the Byrds! They also were among the first to move to Laurel Canyon along with the Beach Boys, Joni Mitchell, Frank Zappa, members of Buffalo Springfield and a lot more. There was a lot of magic being created in those hills. This was the time of The British Invasion, but the Canyon gave Americans, and Brits alike, a place to hang. Dig in and enjoy the lifestyle, the sounds and the magic of Laurel Canyon. There's a documentary, Echo In The Canyon, hosted by Jakob Dylan, which highlights the impact of that time period in Rock & Roll, as well as the place's significance in music, culture and art. This episode was completely inspired by seeing the documentary on Netflix. Learn more about your ad choices. Visit megaphone.fm/adchoices

August 30, 2026; 8am: President Trump is feuding with a top ally that could lead to price hikes for Americans. After Trump's trade with Canada collapsed, and both countries hit each other with tariffs, the trade war took a bizarre twist. Not only did Trump sign an executive order to formally rename ‘Lake Ontario' to ‘Lake America,' he also shared an AI generated video on Truth Social depicting an army of heavily armed Canadian geese with Trump wigs. Chrystia Freeland, the former Deputy Prime Minister and former Foreign Minister of Canada, and Democratic Rep. Tim Kennedy of New York, whose district is on the border of Canada and Lake Ontario, join “The Weekend” to discuss. For more, follow us on social media: Bluesky: @theweekendmsnow.bsky.social Instagram: @theweekendmsnow TikTok: @theweekendmsnow To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Gary & Shannon dig into the growing role of AI in healthcare, from nutrition and fitness plans to interpreting test results and answering the questions people may not get enough time to ask a doctor.They also revisit why “the gaze” can be more effective than a lecture, share stories about simple advice from authority figures actually working, and look at new Pew data showing more Americans are turning to AI for medical guidance, often finding it far more helpful than the old WebMD panic spiral.See omnystudio.com/listener for privacy information.

This week on the Mark Levin Show, AI and data centers are the new boogeyman. And the ones complaining the loudest are so-called conservatives. According to a poll, 71% of Americans oppose data centers. But what is it they oppose? There's a lot of lies and misinformation floating around, like what happened during COVID. It's democracy vs. mobocracy, and people are throwing their principles to the wind. While West Virginia welcomes data centers, California wants to ban them. People who call themselves conservatives preach against socialism then demand government kill an entire industry? This is where the rubber hits the road: conservatives must either support what's right or join the mob. We're capitalists, this is who we are. America must support new technologies that will create new jobs and secure our future. We lost an American legend: Dolly Parton passed away at the age of 80. The news was sudden and hits in a personal way. Dolly was the quintessential American: grew up dirt poor, she became a success not due to socialism or government programs, but through talent and hard work. She wasn't a political hack and had her opinions, but she loved this country and was a great patriot. There was never any hint of scandal in her private life. She had some health problems in the last years of her life and recently posted basically a goodbye to her fans. She'll be remembered along with legends like Elvis and Johnny Cash. Dolly Parton, American legend. She will be missed. Later, a Democrat nobody's heard of, Rep Johnny Olszewski, declares that impeachment of President Trump a top priority if Democrats take the House. Democrats are weaponizing impeachment for pure politics against a president who won a record popular vote, Electoral College total, and every swing state, rather than addressing genuine constitutional violations. Also, Hasan Piker's recent remarks linking American Jews' support for Israel to potential violence against them, while blaming AIPAC for Democratic backlash, have drawn condemnations from several Democratic lawmakers. AIPAC is a transparent American PAC funded by Americans—unlike foreign influence from places such as Qatar or Turkey. Furthermore, what is in the president's mail-in voting executive order? It ensures voter integrity and the requirements are common sense, yet Democrats and their media lie about it as an effort to stop women and people of color from voting and call it a grave threat. The Democrats and their slip-and-fall lawyers always seem to be on the side of the cheaters but claim they are just looking out for the rest of us. This executive order is perfectly legitimate. Learn more about your ad choices. Visit podcastchoices.com/adchoices