Podcasts about Schnitzer

In this episode of the IC-DISC show, I sit down with Ronak Shah to discuss his transition from a corporate career at Intel to entering the scrap metal business, to founding a successful scrap metal business in New Caney, Texas. We talk about the motivation behind his career shift and the mentors who guided him along the way. Ronak opens up about the challenges he faced while transitioning from a large corporate environment to a smaller, more hands-on business. We also explore Ronak's decision to sell his business and the unexpected opportunities that arose from that choice. He reflects on the experiences gained throughout his career, emphasizing the importance of taking calculated risks and adapting to change. His story offers insights into the value of connecting past experiences to current ventures, even when the path isn't always straightforward. Finally, we discuss navigating today's fast-paced digital world and the importance of maintaining a low profile on social media. Ronak's journey highlights the balance between professional growth and personal fulfillment, making this episode a thoughtful exploration of entrepreneurship and resilience.     SHOW HIGHLIGHTS I explore Ronak's remarkable transition from a corporate role at Intel to establishing a successful scrap industry business in New Caney, Texas, emphasizing his desire for more tangible work and the influence of key mentors. The episode delves into Ronak's career progression at Schnitzer Steel and Alter Trading, where he gained critical insights in non-ferrous recovery and learned the importance of agile, smaller teams in driving technological advancements. Through journaling and introspection, Ronak clarifies his professional desires, leading to the creation of Levitated Metal and reflecting on personal challenges, including his late wife's battle with cancer. We discuss the financial strategies Ronak utilized in his entrepreneurial ventures, such as leveraging IC-DISC tax advantages and aligning financial decisions with personal values. The conversation highlights Ronak's leadership insights, his decision to pursue a smaller business for personal fulfillment, and the impact of selling his business on both his professional and personal life. Ronak shares reflections on his entrepreneurial journey, touching on the lessons learned from his career, the importance of taking risks, and the role of hindsight in connecting the dots of his experiences. The episode concludes with a discussion on navigating the complexities of the modern digital landscape and the importance of maintaining a low profile in a rapidly changing social media environment.   Contact Details LinkedIn - Ronak Shah (https://www.linkedin.com/in/ronakshahpdx/) LINKSShow Notes Be a Guest About IC-DISC Alliance About Levitated Metals Ronak ShahAbout Ronak TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Dave: Hi Ronak, how are you today? Roank: Good David, Nice to see you again. Dave: Likewise, and where are you calling into from? Where are you in the world at the moment? Roank: I'm at my factory in New Caney, Texas, just a little bit northeast of Houston Great. Dave: Now are you a native Houstonian. Roank: I'm not, so I moved out here in 2019 to build this factory and start this business. I think I've been to Houston once in the prior year to visit for the first time and never before, other than perhaps through the airport. So, I didn't know a lot about Houston. I'm not saying that I know a lot about Houston now, but it's been a great place to build a business. It's been a fine place for my kids to grow up. Dave: It's been good it's been a fine place for my kids to grow up. It's still good. Yeah, it's. Uh, it's kind of a, it's kind of a hidden gem in a lot of ways. Uh, you know houston is, it's got a lot going for it that if your only experience is just driving through town or going through the airport, you know, I mean you hear traffic, humidity, heat, urbanl and you're just kind of like, you know, yeah, it doesn't sound like my kind of place. Roank: Yeah, well, it would be a lot more believable if you did not have a Breckenridge background behind you. Dave: True, yeah, that is the Breckenridge background for sure. So where did you grow up then, if you didn't grow up in Houston? Roank: I grew up in upstate New York so my dad was one of the many immigrants that came over in the late 60s, early 70s. They were looking for people with medical training and background. So he came over from India, lived in New York. I was born in New York City but very soon after grew up in the middle of the Finger Lakes. We moved to Syracuse when I was in middle school and then I went to Boston for undergraduate and I bounced kind of between Boston and London and back to Boston, then to Portland, oregon, which is where I came into the scrap industry and lived for some time in St Louis. I lived there for about nine years and from St Louis to here. Dave: Okay. So what made you get into the scrap business if you didn't have a family history in it? Roank: Yeah, it was just very random, my interest in the scrap industry. I think, the truth of the answer is probably the more interesting one. So after mba I was working, I was an operations guy and I was working at intel corporation in portland, near portland oregon, and loved being in portland. It's a fine place to live. But intel was, I mean, a huge company, right, 80 000 people, and just like the process of making something that was about this big, the the size of the core diet, multiprocessor, microprocessor this wasn't sufficiently interesting to me and I was too far from it, as well as my chain organization. Yeah. It didn't feel tangible enough, and so that was one part of it. But then the other part of it as well was you know I was there as a worker bee, you know, in a reasonably senior job for someone of my age, but then, you know, in a reasonably senior job for someone of my age, but then you know intel was having difficulty. So they bring in bane and company to kind of work on strategy or whatever and so two of the guys that I went to school with that, I knew well, were like literally working literally seven layers in the organization above me, and I'm like what? and so I just hit that, I tapped out, I extracted, I was like this is just some horse crap. I, this isn't the place for me. I need to go somewhere where I'm, you know, in a, in a smaller pod, where I can really touch and feel a thing. And so I just started throwing resumes out and wound up at Schnitzer Steel. Now really, yeah, and oh really. Yeah, and it was great. It was a time of transition for Schnitzer. I don't know if it was a great transition time for Schnitzer. They were transitioning from an older style scrap company to a more professional slash corporate company of the style that it is today. So they had parts of the parts of their business were both things and for sure I liked the old thing a lot and just tons of fun being in places like Boston and Portland scrapyard when they were building big mega shredders and new factories and driving the continuous improvement process there and trying to get metrics around things. It was really a good time. I enjoyed a lot of it. I came to Alter Trading in 2010 and that was wonderful right, I owe so much of my career everything I learned everything to the team at Alter, to Jay Rabinovitz and Rob and Michael Goldstein. I learned a lot there. I did a lot of really fun stuff for them that helped transform the company into the highly successful privately owned scrap company it is today. Dave: Like on the technology side, correct yeah. Roank: So I built a few factories, non-ferrous recovery plants to process not steel non-ferrous portions of the shredder and extract more metals out of stuff that would otherwise have gone to the landfill. And it was you know, exciting to do that, and it wasn't just building the factories but really growing out the entirety of the division that became, you know, a kind of center of excellence around that function, and it's an area that you know Alter remains very strong in today. Dave: Okay, well, I am excited to get into the next part of your story. So you're living in St Louis, working at Alter, being involved in some cool stuff and forward thinking technology. So how did from there? How do you end up starting a company in New Caney, texas? Roank: Yeah, so it's no reason not to be as open and honest about it as possible. So Alter was amazing. For the first six or seven years I was there, the job was like a nine and a half out of 10. I remember I was in New York going to make this time up sometime in 2013 or something like that. I've been there for three years and the Powerball was like some huge number, like a billion dollars, and so me and some buddies that were in finance, we all bought Powerball tickets and we talked about what we would do if we won the money, and I remember I determined to say I don't know if I would necessarily quit my job, right, like I really love what I do. I still think about that today. Dave: Did any of them have the same thought? Roank: No, they thought I was just completely crazy and they weren't necessarily wrong. I think I think perhaps again I loved it, but the point of it is I really enjoyed it. It was fulfilling, I had impact, things were changing. All of that when I struggled is as that phase of what Alter needed ended and I needed to move and assist alter with other things, primarily helping them grow a tier of management that had come from the art management level into being the next business leaders of the company. Just, you know, it's kind of standard transition planning type stuff and succession planning. I struggled with doing that successfully, a role that perhaps would have been viable or successful or satisfactory for me to do had it occurred during a standard line management. You know, hierarchical management structure was hard for me to find value in fulfillment, in and I would say success in doing. Yeah, as a matrix manager, you know, as a, as a guide, as a internal consultant. I just didn't love it. I hate to put it that way. I just sure, sure and at the same time, alter was going through a certain amount of a a ton of growth, right, a lot of growth that I participated in through acquisition and internal growth as well disbanded organic growth. But it was going through a lot of growth and so the company that felt small and familial at 40 yards suddenly felt just large and 70 for me. Dave: Too much like it felt too much like Intel. Roank: Nowhere near that level. There's nothing like that. It remains a really effective, well-directed company today. But, it felt different for me and I also realized that I wasn't good at that bigger company stuff. You know, my way of thinking about things didn't scale successfully to that level. I would not be the right guy at that level and this is an unfortunate thing to say. But I chose to. I did not want to change. You know, I thought about so. My boss for many years there was Jay Rabinowitz, who was, until he retired recently, the CEO of Alter Trade. He was fascinating. His ability to grow into the mindset required, the management rank that he was in at the time, or growing into, was phenomenal. And so a guy that if you only knew him 30 years ago was a rough and tumble scrap guy was and you've seen him on podcasts and things like that. It became and presents fully as and fills the shoes of a methodical, thoughtful, mature and a CEO who does a great job of leading A 1,200, 1,500 person organization. You would have never thought that if you only knew him 25 years ago perhaps, but his ability to grow was really phenomenal. For, by choice or by capability or whatever it was, I did not have or want that and so I wanted something dramatically smaller. Dave: Okay. Roank: And so I spent a bunch of time not just thinking about it but literally journaling about it. Because when you just think about these type of problems in your mind like hey, what do I want to do professionally? Yeah, you can just ping pong in your brain. And what I found helped me through the process was writing it down. And if you remember, back in high school, your English teacher would tell you to you know write a draft of the story, or an outline, and then a draft and then the final essay. I mean, I don't know about you, but I would never do any of that crap. But I did this time and I found that, like the first draft was, you know, just vomit on a page of orally thought out concepts and beliefs. And so I wrote it again and it was clear. And I wrote it again, it was clear. It helped me really understand what I liked and didn't like and what I wanted and didn't want from the next phase. And it was a time when, you know, my kids were just about to graduate middle school. If I was ever going to leave St Louis, this was the time to do it. It was not going to be easy. It was not easy for them to leave St Louis, but that's when. That's how I made that choice. I was uncertain as to what I would do. Right, I was out there both looking at shredder yards to buy as well as businesses. To start, I looked at a wire chopping plant. I ultimately built a heavy media plant. I did look at and made successful offers on a couple of different shredders, but none of that actually panned out and in the end I raised a bunch of money, moved out to Houston, built this thing. Dave: That is a great story and your kids ended up adjusting okay to, because I believe you live in one of the really nice master plan communities around Houston. Roank: Yeah, and they've adjusted well. I think my son is glad that we moved down here. My daughter is a little bit on the fence, but she was younger when we moved. Both my wife my late wife and I in many ways would have probably preferred where we lived in. Dave: St Louis, it was a small town in Kirkwood. Roank: You're familiar with it, but here it's been great. The Woodlands is a, you know, magical little bubble of a place to live. It's got everything you need. It's 25 minutes to the factory. All of it has been, from that perspective, just fine. When my wife got cancer, we were right here at MD Anderson. You know a lot of that stuff worked out. Dave: That is great. So tell me what your business premise was for Levitated Metal. So maybe give just a little background. What does the company do? Roank: Sure, so we're a heavy media flotation platform. What we do is we buy a thing called Sorba and we make aluminum Twitch. But stepping back from that to people that don't know what any of those words mean, our suppliers are the largest scrap metal processors in the region. Right, the states who will buy something like an old 2008 ford 500 sedan that's at the end of its life, yeah, shred it into fist size and smaller pieces, extract all the steel out with a magnet and then extract all the other metals like aluminum from the engine, copper, brass zinc, die, cast through other technologies. That aluminum, copper, brass zinc all is mixed up together in little pieces in a giant pile and that product is called a made up word Zorba by the industry. They make lots of it inside of houston. probably 15 million pounds to 18 million pounds of it is made every month right I buy that it's useless the way it is because you can't melt it, because it's got too many different types of metals in it and it doesn't make a useful alloy. But if you can get the aluminum out, that aluminum is super valuable because that aluminum you know used to be the engine block of a old car. It's a pretty tight chemistry match to the alloy required for the engine block of a ford f-150 a 2005. So through a density flotation process using water and ferrosilicon, we can change the density of that water so we can actually float the aluminum out. Dave: Hence the name levitated. Roank: Yeah, it's not a novel technology. I buy the equipment from some dude in Italy. There are well over 100 of these kind of plants in the world, maybe a little less than a dozen when levitators started up in the united states and a very what it sounds like a simple process is a royal pain in the rear. That actually managed because it's a very analog system with all sorts of weird chemistry and other things involved and a challenging plant to rot. But you know, we do a pretty decent job of it. Dave: Now, why did you pick New Caney, texas? I've been to St Louis, in fact, I was just there last month. They appear to have plenty of land around that place, you know, especially across the river in uh, is that illinois? That's just east so why? Didn't you just buy some land and do it up there? Roank: so where these plants, where the competitive plants exist, are relatively close to where their consumers, the aluminum smelters that would buy the recycled aluminum, are, and that's generally already in that area. So there are plenty of plants in that area. Dave: Okay. Roank: Down here in Houston. What was the case when I chose to move down here it became very quickly not the case, because two other people also built plants was that there was a large market in Mexico that did not have access to this type of material because there were no media plants in Texas or along the Mexican border. And aluminum manufacture in Mexico was growing incredibly well, much like the rest of their economy, and so what I saw was a consumer need right mexican heavy media plants, a set of suppliers in the texas area that did not have a domestic buyer for their zorba and so good supplier footprint and, at the time, a relative lack of competition. But I didn't realize. So, like two months after the financial raise was done and everything like that was, there were in fact, two more plants that were in the process of being built. They both started, you know, six to 12 months after mine did not so far away. There's one up near dallas, there's one up in arkansas so it became a little bit more competitive, though in truth that has not really changed the calculus on anything in a great way. It hasn't really improved the deal too much. Dave: Okay, and it was you started with, just a green field, right? Roank: Yeah, it was some trees and dirt and 10 acres. It was some trees and dirt and 10 acres and I started with dirt work and stormwater and concrete and buildings and equipment and built the whole thing. Dave: What year did you? Roank: start COVID 2020. Oh, it was the heck of a time. Dave: That was the construction was during COVID yeah. And when did you open? Roank: Then we started processing. At the end of December we shipped our first 2020 and we started shipping material in full January 2021. Dave: Oh wow, that really was in the midst of COVID. It was Most of it wasn't? Roank: that big a deal. There was some delay in equipment delivery because it came from Italy, and so if anybody had a rougher time COVID wise, it was Italy. So it came from Italy, and so if anybody had a rougher time COVID-wise, it was Italy. So it came from Italy but that might have only cost us a couple months. What was really frustrating and challenging and ultimately we were able to get through it was simply the difficulty of bringing process experts from Europe to the US during the COVID timeline. You know, like I can't tell you how many voicemails I left at the US embassy in Milan to sorry the US consulate in Milan to try to, you know, accelerate the review of the visa for the texts to come in from Italy, but I can tell you how many times somebody probably listened to it with zero, so just a royal pain in the rear. You know, just because the pain in the rear to get that all done, it got done. But those were challenging times. Dave: So started January of 2021 and, uh, at the time, had you given any thought to how long you might want to, that you and your investor group might want to run the business or own the business? Did you have any thought when you started it about what I honestly thought? I? Roank: would run it and own it for like nearly 10, 15 years years and grow it over time and continue to be in the space, et cetera, et cetera. It was meant to be a longer term cashflow, not one necessarily built on an exit strategy of selling at some point in the future. That was the original intent. Dave: How did that-year plan end up working out for you? Roank: Well, it turned out to be much shorter than that. So, as it turned out, in 2023, we had an unsolicited offer from Murfrees Industries to purchase the business assets. Dave: Wow, just two years later. Roank: Yeah, two years of operation later. Yeah, and for a number of reasons, it was the right choice for me and my investors to do the sale and it's been absolutely phenomenally good, I think, for both sides. The transaction itself, you know, from my perspective, great because you know it was an accelerated exit, but an exit nevertheless, and it still gives me the opportunity to continue to do the same job in the same office every day that I really enjoy doing that. I find great fulfillment and mental stimulation and sense of purpose in without the undeniable and underestimated stress of being a business owner. Dave: Yeah. Roank: So that's been absolutely great. It occurred at a time when my wife was battling cancer and took a lot of stress off. Taking that business stress off the table Sure Just made it easier to get through that entire process. Yeah, and it's just been a good. I think it's been fun for everybody. You know Adam and Michael Mervis were the you know fourth generation. Perhaps Adam and Michael Mervis we're the fourth generation perhaps owners of Mervis Industries enjoy having the levitated team in their company. We enjoy being part of it. Both of us have to do better together. It's been really just great. Dave: That is awesome, because not all transactions work out that well. Roank: Yeah, I'm sure there's some number out there that I would have sold the company at, knowing full well that I would not have wanted to work there afterwards. I'm sure there is, but I'm glad I didn't have to. Dave: Because you were I'm guessing you were the. Were you a minority shareholder? Did your? I was a minority shareholder. Roank: Oh, you were the majority, okay. Dave: So it was ultimately your call Correct and your but the the deal clicked, checked all the boxes and and were your investors disappointed that they were going to lose their cash flowing business. Roank: No, they were very pleased with the cash they got all up front. They were fine. That is great. Coincidentally, I did this math when we were doing the sale. I think that the net result of it was the same. Dave: IRR or plus or minus one within 1% of the IRR. Roank: That was in the financial presentation for the business itself. Really, yeah, very unexpected. Yeah, again, nothing more than a coincidence yeah what do you, what do you enjoy most? enjoy the most about the business is building and growing things. What I have realized is that is not sufficient to be a great leader. Right, there's building and growing things. A great leader right, there's building and growing things. But there's also all the other things that a leader should gain and find value in a business that I'm just not personally built to enjoy nearly as much. Right, I enjoy growing the skillset for the people that work for me. I enjoy seeing them be successful, but I don't think I enjoy it as much as I really should, or that a leader really should. In many ways, I think what I've discovered is I almost enjoy being an individual contributor more than. I enjoy being a leader and in in many ways, that's why I enjoy being at such a small company. Right, yeah, here the leadership I have to do is very direct. It's in the office, with people that are no more than 15 feet away from me right now. It's a very old style of working. You, you know, I have one remote employee and thank God she is very self-directed and capable and intelligent and proactive about reaching out to me, because otherwise she would be really disappointed and I would suck at that job. And so when we talk about you know what do we like about the job? I enjoy the improving of things. I enjoy the new thing to be done. That is not as much of it's not that much of running a business as you would want it to be. Sure, it's not like about a small business, though are just the variety of stuff I get to do I wear slightly fewer hats now than I did before the acquisition, but I was the CFO. I was, unfortunately, the lead IT guy, even though portions of these functions were outsourced as well. I sold all the metals. Having never sold a pound of metal in my life prior to levitated metals, I sold all the amount and then I was the president. I was the lead on any plant improvement projects of great size that we had again support throughout the organization on all these little pieces. But that's a lot of little hats to wear okay, okay. That a bigger company would have a head underneath every one of those hats. Sure, so I enjoy being able to do the breadth of those activities. I think it's rare that people can do the breadth of those activities. You and I talk about ICDIS stuff all the time and I would wager at a level that maybe less than five company owners that you interact with are able to discuss the situation. Is that probably correct, or am I? I think it's probably less than three yeah. Dave: And I can't think of who the other two are, so you might be in a class of your own. Roank: Yeah, I enjoy that thing right when I think about things that I would have been in a different life. Perhaps tax accountant could be one of those. But man, this is a very different life than tax accountant. Dave: Yeah for sure I think you made the right call. Well, as we're kind of rounding the home stretch, I've just got a few more questions. One is when you were leaving Intel, if you had a time machine, or maybe right after you left Intel and you had a time machine that you could go back and have a conversation with the younger Ronak 20 years ago, what might you have told yourself? What advice might you have had? Roank: or wisdom that you might've wanted to share. I don't think I would've shared anything. Dave: No, wouldn't want to, but I would've wanted that. Roank: With the exception my wife's death, there is not a single thing that I would have changed that is a you're. Dave: I asked that question on my guest and you're probably the only one who's ever answered it that way. Roank: So I would say, yeah, what type of things do people say? Oh, you know the number one, because I'm not just saying that because I don't want to watch other podcasts, I just yeah, well, no, I can give give you the rundown. Dave: The most common answer is they wish they would have taken a risk sooner. They wish they would have started their company sooner. They wish they'd been more willing to take a chance. Now, granted, many of my guests are self-made first-generation entrepreneurs like you know, are, you know, self-made first generation entrepreneurs like you are meaning? You know they formed the company, but some of them may have worked at other companies. In hindsight they realize, oh, I should have done this five years sooner, you know it. Just, it would have only been better if I'd done it five years. That's kind of. The most common answer is just, they wish they'd played it less safe. You know, they wish they'd taken, you know, more risks in college. They wish they. That's kind of the most. But that one is consistent with what most people say near the end of their life they don't regret the things they did, they regret the things they didn't do. So that tends to be the answer. But that, to me, is a really good. That's a really good answer for somebody who's pretty content with where their life is. Roank: Yeah, other than you know your wife, obviously, and I see what everybody else describes, but I feel that everything I did, I was learning something that became foundationally valuable. Dave: Yeah. Roank: You know there was a period of time I got laid off from Schnitzer in early 2009. And I didn't start up at Alter Trading until, you know, about a year later. But I did some consulting in the middle for a wonderful company, Steel Pacific Recycling in Vancouver Island, Victoria, British Columbia, and I was there for three months and it was a magical time because we were there in the wintertime. The whole family moved up. My kids were very young. We had an apartment right in Victoria. I rode a bicycle to work to the scrapyard. But I did a bunch of really interesting financial cost accounting structure set up that helped them understand their business better and those were super useful skills when I had to do a chart of accounts setup for levitated metals. We were able to slice and dice our financials. You know extremely well and I don't know if I would have used an erp system nearly as well as I do here had I not had all those little formative experience things in the end I think for me at least. I don't feel like I had a lot of wasted years throughout any of that time I learned steve jobs, as you say. Dave: Steve jobs has the saying that you can only connect the dots when you look backwards, that at the time you can't. It's not like you had some grand plan, I'm guessing you know when you left intel. It just you know. Because steve talks about. He took this calligraphy class that he audited in college and, uh, you know, and that influenced everything at apple design and fonts and and other stuff that it only makes sense looking back so that's. Roank: That's interesting. Yeah, I can. I can see that, and it is hard to connect the dots until yeah until you look back so. Dave: So here's kind of a fun one. I think you've been a like me, you're a. Well, I consider myself a naturalized texan. My wife's a native texan, so, uh, you know, if you you know. So you're also a non-native texan, but I think you've been here long enough for this question. Tex-mex or barbecue. Roank: Barbecue makes me fall asleep. I'm not saying Tex-Mex, I've always loved Tex-Mex. So yeah, we've got some great barbecue. Actually, right near the plant Rusty Buckle is some great barbecue. Near my house is Corkscrew, which just got a Michelin star, which. Dave: Oh nice. Roank: Yeah, which I still struggle to understand how that all plays out. But Texas I guess you get a star. But I love me some Lupe Torquillo yeah yeah, I am with you. Dave: Well, is there anything I didn't ask you or we didn't talk about that you wish we had or we should have? Roank: No, but I'll do you a favor and I'll plug a little bit the IC disc. I know that's not the goal of this podcast, but it is why we know each other. Yeah, so I'll tell this story if I may. Yeah, absolutely, the IC disc and levitated metals. Yeah absolutely, yeah, absolutely, disc and levitated metals. So I called you on my birthday, three months before I, a little bit before I sold the company, and I had talked to you many times previous to that about setting up an icy disc. We, like many scrap companies, are well suited to the icyDIS because the profile of our sales are high margin exports and lower margin domestic sales, and the value of, as a pass-through entity, being able to translate ordinary income into dividend income, has great benefits to the investors of a company. I think there's probably some advantages, even if you're a C-corp, but you can detail that kind of At most. I think there's probably some advantages, even if you're a C-corp, but you can detail that kind of stuff out. I don't really know. Dave: Sure. What was? Roank: interesting when we talked about it is I was in the process of selling the company and when you sell a company that's done a bunch of bonus depreciation because it built a big factory, there's always depreciation recapture that shows up as ordinary income at the time of the sale and so whatever normal ordinary income there would have been that year it was going to be much, much higher because we would have clawed back a ton of depreciation. I put a recapture on depreciation. It's ordinary income. We, like many scrap companies again, have an IC discable kind of amount of headroom of income translation from ordinary income to dividend income Well in excess of the ordinary income we normally make in any particular year, and so, like most scrap companies, there should be no reason to pay ordinary income tax. Dave: Right. Roank: Again, most scrap companies that are Nazi corpse or whatever. But in the year of the sale, all that extra headroom suddenly became valuable because I was going to have this abnormal ordinary income from the depreciation recapture, and so what would have been X million dollars of ordinary income that would have turned to dividend income wound up being something like 2.5, x, yeah, all of which I was able to use because I had so much ordinary income, yeah. And your shareholders as well. Yes, absolutely yes, I and my shareholders. And that was phenomenal. And then on top of it, I think I got to. The ICDIS lets you defer some of that dividend income into the following year. So just sat there in our bank accounts making 5% or whatever we chose to do with that money for another year more than a year, excuse me. Just truly phenomenal. The impact of the ICDIS in my space. Not an easy thing to kind of think through. You and I were just spitballing stuff. We popped it up as an option. You had to go back and think about it, but it looks like it works. And I don't know if you have done it before. Dave: No, yeah, it was just such a unique fact and it was mostly because of how new the business was. Right, if the business had been open for 10 years, we would have started the IC desk probably in year four or five it was coming, and then you would have been using it and then you would have had that transaction, the depreciation recapture, and it would have given you a bigger benefit. It would have happened anyway. It was just your circumstances were so unique is how it all fell out, and I doubt we'll ever see that. That circumstances, because it's so rare to start a business and sell it so quickly, you know I think the takeaway of it is the one. Roank: So one of the takeaways I have from this is I should have started the ICS earlier, because of the bonus depreciation as a startup of the company and the complete depreciation of the entire factory. In the first year, I and investors had a ton of NOL and net operating losses that were just going to take a while to turn into a cumulative net gain and before that happened we sold the company. I was planning on doing an IC disc in 2024, I think was my expected timeline, which is when we would have clicked over to a game and then suddenly there would have been income that I wanted to translate over into dividend income. But I really should have just done it before into dividend income but I really should have just done it before. Dave: So the question I should have asked you was if you could go back in time two years and do anything different. Give any advice to yourself. What would it have been? I mean, it's a joke, right? You would have said start the ICDISC sooner. Roank: The real advice I would have given would have been understand how your NOLs work so that you can do a donor advice fund for the ordinary income you thought you were going to. But outside of that, in truth it's a minor esoteric thing that doesn't really matter. Dave: And so, since you brought it up I rarely talk about this. Since you brought it up, just a couple quick questions. One, because the cpa firm you use actually has some icdisk expertise and you know you could have used them. So do you recall what aspect of our I remind you. Roank: Yeah, because you're, I see this guy. Okay, and the thing that I was talking about felt esoteric enough that I didn't want to click just on a cheap bastard. I didn't want to click over, you know. CPA for billable hours while they tried to figure it out and roll me in a show or something like that. That's not how I want to play now, but the truth is I just needed something done quick and fast because every day that I waited to do the icy disc was another day of revenues that I couldn't utilize. And the second reason is, you know there's a time there's time it takes to create an icy disc and set it up and all that kind of stuff. You have that down to a science and had a method to kind of quickly get me rolling on it. While you and I both know you made a bunch of money on that transaction for a couple of years of work on it, it was completely worth it to me and a very satisfying business and personal relationship that tested both of our intellectual capabilities to kind of put together and work on. I enjoyed doing it right, like when we talk about what we enjoy and work. Dave: Yeah, that was a fun thing it was, yeah, no, it was for me too, because so yeah, so few of my clients, you know, know, have that much interest, you know, getting into the weeds there, and it caused me to think of some things I hadn't thought about in this. And again, since you brought it up, in the experience, you know, the team was the responsiveness Good, I mean, was the? Is the experience been positive? Oh yeah, it's been great, yeah what about coordinating with your CPA firm, because sometimes a CPA firm who has an ICDIS practice will sometimes say things like yeah, but it'll be more seamless if it's all under one umbrella right. Umbrella right, I mean, it's the. Did you get the sense that? That it created a lot of of extra work by the cpa firm, or that balls got dropped because you didn't have one entity doing it all? Roank: I don't think I got that sense, because the cpa firm is made up of multiple people too. That, oh, it's a good point, right? I mean, it's not like the ICDISC person is the CPA that you're working with, right? Dave: You know, I hadn't thought about that, and you're right, and there's some level of communication that is required regardless. Roank: Yeah, and that. Dave: IC-DISC practice, if I recall, for that particular firm. I think it's out of a different office. Roank: Anyway, I don't think, even if they were next to each other right which are of course not next to each other because they all work remote Even if they were next to each other, still two people having to talk, and so there's still coordination that has to happen, and you know what you're talking about. In the end. There is enough esoterica on optimizing the ICDISC usage, that especially trying to maximize the ICDISC capability that I don't think others really understand and not all of them need to understand it. But what I mean by that is for many companies they can just use the stupid simple approach for doing ICDISC and it'll still let them translate all the income they have right. In my particular case, it was important to look at the transaction by transaction optimization capability of the ICDISC in order to fully utilize and maximize the amount of income I could translate to dividend income. I use shared logic as my ERP system. There is literally an ICDISC button that creates the report that you care about. Dave: Right, and so that's one of the benefits of not to interrupt you, but people ask me because, like my, our IC disc business is almost impossible to sell. In fact your CPA firm even talked to me a few years ago about buying the ICDIS practice. The problem is we're not very sellable. We have a huge, we have a concentration risk because it's all tied to one part of the tax code. So they wanted to discount that, or they would have wanted if the conversation on that far. And the second problem is I'm a craftsman, I have the primary relationship with all of the clients. So they would have made me stay around for three or five years and I'm like you know and it would have been tied to some kind of an earn out because they're going to say well, what if the IC just goes away next year? You know we want you to basically keep some of that risk. So I don't know what got me off on this tangent of that risk. Roank: So I don't know what got me off on this tangent. I hear you, and I've thought about that question on your behalf as well, because from my perspective I think your job is kind of interesting and fun. Right, you get to visit a lot of different scrap yards, talk to a bunch of different scrap dudes about a thing you're very knowledgeable about that you know really could trans dramatically improve their financial position, and yet it's still a tough sell. Right, it should be like selling. You know it's not like selling ice cream to eskimos, and yet sometimes it probably feels that way. It is that way, yeah, yeah, and also the question of how to. Because you have a couple of people, I think that work for you, right, at least? Dave: one, yeah, yeah, there's a whole team, yeah. Roank: And so, yes, if IC-DISC went away, it would be I don't know what else you guys do, but pretty close to the end of the company and that's a rough gig. And you know, the low-grade communist in me certainly is shocked, shocked by all the awesome and incredible tax code optimization tools that exist for business owners tools that exist for business owners. Dave: I mean between the IC-DISC, new market tax credits opportunity zones right Bonus appreciation just it's Cost segregation, research-. Roank: Absolutely phenomenal, right, I am now a W2 employee like a putz, you know it's just phenomenal. But if that went away then, yeah, this does die. It's a really difficult thing to try to sell, right. It's the type of thing that, I don't know, if you can't keep some level of skin in the game or risk on it. It feels like the type of thing that if you have the right person in the organization that could be the face, should be kind of employee acquired in some capacity. Dave: Well, and that opportunity exists Some of my partners, I mean I have a standing offer to basically sell my part of the business and in many ways are you familiar with the inside. Roank: I am the. Dave: There's a deep dive of tax yeah, yeah, the structure for us I've already looked at it just doesn't. It doesn't really, it's not not the right fit, but yeah, I thought this thing. You know the funny thing about the disc it's been around since 1972, but it's been quote going, going away since 1973. So I've been doing this 20 years, and I thought I might have five years before this went away or there was a change. But the key, though, is that and that's true the concentration risk is there, but on the flip side, there's also a premium. You get a specialization premium that comes along with it. It's the reason if you look at a lawyer, the more specialized they are, the higher their billing rate, and so there's a premium that comes with that specialization. I know what I was going to say, and then I doubled down further where we have a concentration of risk within the scrap metal industry. But the benefit of that, though, is that when I show up to a scrap metal conference, I'm the only one there talking about IC disc, and I'm the one that well, a scrap guy introduced us. I mean, in fact, I won't mention him by name, but I call him my best unpaid salesman. He's referred as multiple clients. For a variety of reasons, they don't use us, but he's still a big fan of uh, of the work we do. So, yeah, and then the. Finally, there's this concept that has not caught on with a lot of americans. But there's this concept of saving Like you don't have to spend all your income in any given year, so there is this concept of you can make money, put it away and then, if the business goes away, you have this thing called like a nest egg, or you know. So People should think about it, yeah, but yeah my clients, my clients who I have a relationship with, that's. Oftentimes they'll ask me hey, dave, I'm a little worried about you, like as a friend, what happens if the IC disc goes away and I'm like I'll just spend more time there? That's what will happen. Roank: If it makes you feel better, I don't worry about you. I just think it's a very interesting company sale situation. I just think it's a very interesting company sale situation. Yeah, and you know, when you look at the environment today, you could be a tweet away from getting doged. Yeah, yeah, exactly yeah. So one of the you know, keep your head down and stay quiet, kind of things which appears to be the standard business approach to today's situation. Dave: It does seem to be. Roank: Well, hey Ronak. Dave: I can't believe how fast the time has floated. This has been a blast. I really appreciate it and I hope you have a great afternoon. Thank you, it's good to talk to you. Special Guest: Ronak Shah.

Holz, Dorothee www.deutschlandfunk.de, Wirtschaft und Gesellschaft

Die Vorsitzende des Sachverständigenrates Wirtschaft, Monika Schnitzer, befürwortet eine Sonderabgabe für wohlhabende Rentner. "Ich finde es gar nicht verkehrt über einen solchen Vorschlag nachzudenken." Nach Meinung Schnitzers braucht Deutschland dringend eine Rentenreform. "Wir haben immer weniger junge Menschen, die für immer mehr Rentnerinnen und Rentner zahlen müssen. Wir können das also nicht nur den Jungen aufbürden."

Heute ist der Triathlon Profi und Nizza Qualifikant Dominik Sowieja zu Gast. Für Dominik, der nebenbei auch als Ingenieur für Robotik und Automation arbeitet, ist es die erste WM-Teilnahme als Profi. Wie sieht er seinen Profistatus? Welche Stärken und Schwächen sollte die Konkurrenz auf dem Schirm haben? Inwiefern kann Dominik seine Skills aus seinem Beruf in den Profisport übertragen? Wie finanziert er seinen Traum, in die Triathlon-Weltspitze vordringen zu wollen? Und was fehlt ihm dazu noch? Dankes an die heutigen Werbepartner: SchnitzerSchnitzer sind seit 50 Jahren Expert:innen für glutenfreie Ernährung. Bei ca. 30-50% der Ausdauersportler:innen kommen belastungsbedingte Magen-Darm-Beschwerden vor, die die Performance im Training und Wettkampf verschlechtern können. Mit glutenfreier Ernährung könnt ihr dem entgegenwirken. Die Schnitzer Produkte sind Bio, nachhaltig, reich an natürlichen Nährstoffen, aber frei von künstlichen Zusatzstoffen. Es gibt z. B. Pizzaböden, Muffins, Baguettes oder klassische Brötchen. Mit dem Code Wattislos20 bekommst du 20% Rabatt auf alle glutenfreien Produkte bei Schnitzer.► Hier geht's zum Online-Shop von Schnitzer► Hier könnt ihr Dominik auf Instagram folgenZu den aktuellen Rabatten mit Werbepartnern bei Watt is los.Coaching-Anfragen, Gästewünsche oder Feedback gerne an: soeren[at]wattislos-podcast.de oder 015256131422Fragen, Gästewünsche oder Feedback gerne an: soeren@wattislos-podcast.de

¡Como me gusta este podcast! ¡Como me gustan estos coches! Excesivos, brutales… sencillamente son, para mí, los coches de competición en circuito más espectaculares de la historia. Fruto de un reglamento poco restrictivo… no como los de ahora… Si conoces los “Silueta” te va a interesar mucho este video, pero si nos los conoces… ¡te va a interesar más! Te lo prometo. Lo primero que hay que hacer, porque quizás alguno no lo sepa, es responder a esta pregunta: ¿Qué es un coche “silueta”? Lo primero que hay que decir es que los “silueta” son coches del entonces llamado Grupo 5, pero no todos los grupo 5 son coches de la categoría “silueta”. Los Grupo 5 nacieron en 1966 e inicialmente eran coches nacidos para la competición. Te pongo algunos ejemplos: Alfa Romeo TT33TT/12, Alpine Renault A442, Ford GT40, Ferrari 512 M/S, Matra Simca MS670 o Porsche 917 por citar unos ejemplos… coches preciosos y que, seguro, merecen otro video para ellos. Pero en 1976 y hasta 1982, época de mi adolescencia y juventud, nace la cuarta y última generación del Grupo 5 y estos son los “silueta”. La FIA creó esta categoría para coches derivados de la calle, pero ampliamente, yo diría que muy ampliamente, modificados. La federación exigía que el capó, parabrisas, puertas completas y techo fueran los mismos que en el coche original. Pero lo demás, incluidos los pasos de rueda y la parte posterior era libre. El motor debía contar con el bloque motor original y en la posición original. Es decir, no podías hacer un 911 con motor delantero, pero sí ponerlo más bajo o más adelantado y prepararlo a fondo, incluso aumentando la cilindrada o añadiendo “turbos” a placer siempre que el bloque fuese original. Lo mismo sucedía con la suspensión, debía ser de igual sistema, pero de diseño y componentes libres. Había exigencias en cuanto a normas de seguridad, pesos mínimos y dimensiones, pero en general las normas eran muy “laxas” y ello dio lugar a verdaderos monstruos de la competición… ¿Qué no te lo crees? Vamos a ver unos cuantos… 1. BMW 3.0 CSL (1972). Uno de los primeros trabajos del departamento M fue la fabricación de un coupé de la serie E9 para ser preparado para competición. 2. Lancia Stratos Turbo (1976). Terminada su etapa en los Rallyes el Stratos tuvo una segunda oportunidad en los circuitos de la mano del reglamento de los silueta… pero no tan exitosa. 3. Chevrolet Corvette Greenwood (1976). He elegido de este modelo la versión denominada “Spirit of Le Mans 1976”. Este coche, como un Ferrari que veremos más adelante, participaba dentro de una categoría de la norteamericana IMSA. 4. Porsche 911-935 (1976). Uno de los “silueta” por excelencia. Y en el caso concreto del 911-935 de nominado “Moby Dick” probablemente el más brutal de todos y al que dedicamos un video completo titulado “Moby Dick: el Porsche Turbo más brutal” que te animo a que lo veas. 5. BMW 320i Turbo (1977). El CSL era demasiado grande y demasiado antiguo así que BMW pensó en un más manejable serie 3, pero eso sí, con turbo y una potencia que según algunas fuentes llegaron a los 900 CV… 6. Ferrari 512 BB LM (1977). Este coche corrió Le Mans encuadrado en la categoría norteamericana IMSA… que fue prohibida en esta prueba en 1983. 7. Toyota Celica LB Turbo (1977). El apoyo de Toyota Alemania al preparador, muy prestigioso, Schnitzer, hizo posible que naciese este modelo que declaraba 560 CV para un peso claramente por debajo de los 900 kg. 8. Ford Capri Turbo Zakspeed (1978). Ford quiso competir en la categoría “hasta 2 litros” del Grupo 5 “siluetas” y para ello encargó al prestigiosos preparados Zakspeed un motor de 1.4 litros para montar en un espectacular y aerodinámico Ford Capri. 9. Lancia Beta Montecarlo Turbo (1979). Lancia tenía una base excelente, como era el coupé Montecarlo con dos plazas y motor central, para crear un silueta destinada al Grupo 5 de la FIA. 10. Mazda RX-7 252i (1979). El grupo 5 “Silueta” tuvo continuidad en Japón una vez acabada su vida en Europa, en el Campeonado del Mundo FIA. Y hubo muchos coches japoneses preparados bajo este reglamento. Conclusión. Siempre digo lo mismo: Los reglamentos actuales son tan estrictos y tan detallados que dejan poco a la imaginación… antes no era así y eso producía coches como estos, como los Grupo B, como los prototipos y Formula 1 de los años 70 y 80.

Sie hält nichts von staatlicher Industriepolitik und noch weniger von traditionellen Rollenbildern: Monika Schnitzer. Seit 1996 ist die Wirtschaftswissenschaftlerin Inhaberin des Lehrstuhls für Komparative Wirtschaftsforschung an der Ludwig-Maximilians-Universität München. Im Oktober 2022 wurde die heute 63-Jährige als erste Frau der Geschichte zur Vorsitzenden des Sachverständigenrates für Wirtschaft gewählt. Die Chefin der Wirtschaftsweisen tritt für eine Reform der Schuldenbremse und eine Erhöhung des Rentenalters auf 70 Jahre ein, wurde 2005 mit dem Bundesverdienstkreuz am Bande ausgezeichnet. Unter dem Motto "Hundert kluge Köpfe für Deutschland" kümmert sich die Mutter dreier Töchter außerdem aktuell gemeinsam mit anderen führenden Wissenschaftlern um ein Anwerbeprogramm für US-Forscher. Was sich in Deutschland wirtschaftlich ändern muss und wie lange wir künftig wirklich noch arbeiten müssen – das erklärt Monika Schnitzer bei 3nach9.

Wed, 28 May 2025 04:01:29 +0000 https://dasmorningbriefing.podigee.io/3255-new-episode 75c0e0aaaff3ebb0da03f62ed9d3b81c Dagmar Rosenfeld präsentiert das Pioneer Briefing Im Interview: Prof. Monika Schnitzer, Wirtschaftsweise und Vorsitzende des Sachverständigenrats, spricht mit Dagmar Rosenfeld über die wirtschaftspolitische Lage in Deutschland – was sind die Risiken, wie kann ein Wachstumskurs entstehen und wo ist Mut gefordert? MY WAY Babor: Erfolgselixiere & Markenpflege Frank Dopheide im Gespräch mit Kosmetik-Unternehmerin Isabel Bonacker MY WAY – der Strategie-Gipfel der Familienunternehmen - Tickets und Infos hier. Ukrainehilfe: der Kanzler und sein SPD-Problem? Einkauf: Börsenreporterin Anne Schwedt berichtet über den neuesten Coup des Software-Riesen Salesforce. Der Garten Eden von Oranienburg: wie die erste vegetarische Siedlung Deutschlands gegründet wurde. Historisch: wie Hobbypilot Mathias Rust heute im Jahr 1987 auf dem Roten Platz in Moskau landete. An dieser Podcast-Folge haben redaktionell mitgewirkt: Stefan Lischka, Eleanor Cwik und Sophie-Marie Schulz. Produktion: Thomas Güthaus. Interviewplanung: Marc Saha. 3255 full Dagmar Rosenfeld präsentiert das Pioneer Briefing no Gabor Steingart

#318 In this episode, we're interviewing professional email copywriter and list manager, Bradley Schnitzer, about why an email list is the most important asset in your business. Connecting and providing value to those who let you into their email inbox is the best way to build customer lifetime value. It can help businesses who utilize it well take their business to the moon! (Original Air Date - 12/28/23) What we discuss with Bradley: + What is email marketing and list management. + What email platforms are best for various styles of businesses. + What flows and sequences do and how they are different from email campaigns. + The basics of how to write an effective email. For more information go to MillionaireUniversity.com To get access to our FREE Business Training course go to MillionaireUniversity.com/training. And follow us on: Instagram Facebook Tik Tok Youtube Twitter To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Want to hear from more incredible entrepreneurs? Check out all of our interviews here! Learn more about your ad choices. Visit megaphone.fm/adchoices

Es momento de conocer una nueva alianza del Programa Pymes para Chile del Banco de Chile. Hoy es el turno de Bondup, una red social de entretención y conexión para personas mayores. Invitada: Michelle Schnitzer, fundadora y CEO de BondupEste contenido es parte de la 5ta Temporada de Academia de Emprendedores en ADN 2025, con el Host ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Leo Meyer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, espacio de capacitación continua radial que apoya a miles de personas para que puedan gestionar mejor sus emprendimientos y pymes.En Instagram somos ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@ademlatam⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | En Linkedin somos ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ademLatam⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | En Youtube somos Canal ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ademLatam⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Directorio de los profesores en ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sitio Web⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠IMPORTANTESi quieres visibilizar tu marca durante la clase ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠revisa esta información⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Si quieres realizar una donación para premiar el trabajo de Academia de Emprendedores ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠puedes hacerlo acá⁠

In der Sendung „phoenix persönlich“ spricht Theo Koll mit Prof. Monika Schnitzer, Vorsitzende des Sachverständigenrates zur Begutachtung der gesamtwirtschaftlichen Entwicklung, unter anderem über das Finanzpaket der möglichen schwarz-roten Koalition.

Follow-up Gespräch mit Ruben Zepuntke. Ruben war einer der allerersten im Watt is los Podcast, dieses Gespräch war mir nachhaltig in Erinnerung geblieben. Auch deshalb, weil ich das Gefühl hatte, dass er auf sportlicher und menschlicher Ebene mitten in einem längeren Entwicklungsprozess war. Wie geht es ihm heute, knapp 3 Jahre später? Wir sprechen über sein Zeitempfinden im Alltag als Profisportler, über seine innere Stimme und Trainerstationen. Es geht auch im den Sinn des Berufs und psychische Belastungen sowie den Umgang damit. Dankes an die heutigen Werbepartner: Pure Encapsulations & SchnitzerPure Encapsulations®Rubens Partner der Wahl in puncto hochwertiger Mikronährstoffe in geprüfter Qualität. Gerade während intensiver Trainingsphasen kannst du dich mit Vitaminen und Mineralen vor dem Open-Window-Effekt schützen und dein Abwehrsystem stärken. Etwa mit einer Kombi aus Vitamin-C, Zink und Magnesiumcitrat.Mit dem Code "Watt20" bekommst du 20% Rabatt auf alle Produkte im Pure-Shop auf www. Purecaps.net - ACHTUNG: Auf die ersten 6 Bestellungen, die den Code nutzen, gibt es entweder 1x Magnesiumcitrat oder 1x Vitamin C for free on top. Dafür müsst ihr mir lediglich kurz bei Insta oder via Mail schreiben. Also schnell sein :)► Hier geht's zur Website von Pure Encapsulations®SchnitzerSchnitzer sind seit 50 Jahren Expert:innen für glutenfreie Ernährung. Bei ca. 30-50% der Ausdauersportler:innen kommen belastungsbedingte Magen-Darm-Beschwerden vor, die die Performance im Training und Wettkampf verschlechtern können. Mit glutenfreier Ernährung könnt ihr dem entgegenwirken. Die Schnitzer Produkte sind Bio, nachhaltig, reich an natürlichen Nährstoffen, aber frei von künstlichen Zusatzstoffen. Es gibt z. B. Pizzaböden, Muffins, Baguettes oder klassische Brötchen. Mit dem Code Wattislos20 bekommst du 20% Rabatt auf alle glutenfreien Produkte bei Schnitzer (gültig bis 02.04.25). ► Hier geht's zum Online-Shop von Schnitzer► Was ist FODMAP-arme Ernährung eigentlich? ► Hier könnt ihr Ruben auf Instagram folgenFragen, Gästewünsche oder Feedback gerne an: soeren@wattislos-podcast.de

In dieser Folge von „Bei Anruf Wettbewerb“ nehmen die Professoren Justus Haucap und Rupprecht Podszun die aktuelle Wettbewerbslage in Europa unter dem Eindruck der US-Politik unter die Lupe. Die beiden Experten zeigen sich besorgt: Die europäische Wettbewerbspolitik könnte zum Spielball in einem möglichen Handelskrieg mit den USA werden – vor allem, wenn US-Präsident Donald Trump erneut mit Zöllen droht. Doch es gibt auch Lichtblicke: Beim aktuellen Symposium des FIW (Forschungsinstitut für Wirtschaftsverfassung und Wettbewerb) in Innsbruck werden dringend benötigte Antworten auf diese Herausforderungen diskutiert. Außerdem: Haucap und Podszun geben exklusive Einblicke in die aktuelle Sektoruntersuchung des Bundeskartellamts zu Raffinerien und dem Kraftstoffgroßhandel – und erklären, was das für den Wettbewerb auf dem Benzinmarkt bedeutet.Weitere HinweiseBei Anruf Wettbewerb - Die 100 Milliarden Euro Frage: Wie sollte das Verteidigungsministerium das Sondervermögen ausgeben?Bundeskartellamt (2025), Wettbewerbsbedingungen bei Raffinerien und Kraftstoffgroßhandel – Bundeskartellamt legt Abschlussbericht seiner Sektoruntersuchung vor5 Fragen an Janpeter Horn, Wirtschaft und Wettbewerb, Heft 3Programm FIW Symposium 2025Podszun R., M. Schnitzer, Die Gewinnerclique und der freie Wettbewerb, FAZ Standpunkt vom 31.1.2025

Lena war Teil des zdf-Esembles, das den Ironman Hawaii 2024 Livestream zum Leben erweckt hat. Als "rasende Reporterin" hat sie Epxert:innen Stimmen von z. B. Jan Frodeno eingeholt und in der Mixed Zone mit dem Weltmeister Patrick Lange gesprochen. Doch was geschieht davor und währenddessen hinter den Kulissen? Wie läuft so eine Produktion der Superlative ab? Darüber habe ich mit Lena gequatscht! Viel Spaß beim Hören.► Hier könnt ihr Lena auf Instagram folgenDankeschön geht raus an den heutigen Werbepartner: Schnitzer!Schnitzer sind seit 50 Jahren Expert:innen für glutenfreie Ernährung. Bei ca. 30-50% der Ausdauersportler:innen kommen belastungsbedingte Magen-Darm-Beschwerden vor, die die Performance im Training und Wettkampf verschlechtern können. Mit glutenfreier Ernährung könnt ihr dem entgegenwirken. Die Schnitzer Produkte sind Bio, nachhaltig, reich an natürlichen Nährstoffen, aber frei von künstlichen Zusatzstoffen. Es gibt z. B. Pizzaböden, Muffins, Baguettes oder klassische Brötchen. Mit dem Code Wattislos20 bekommst du 20% Rabatt auf alle glutenfreien Produkte bei Schnitzer (gültig bis 02.04.25). ► Hier geht's zum Online-Shop von Schnitzer► Was ist FODMAP-arme Ernährung eigentlich? Fragen, Gästewünsche oder Feedback gerne an: soeren@wattislos-podcast.de

In this episode of "Vibe Science," hosts Ryan Alford and Chris Hansen converse with men's relationship coach Jason Schnitzer about the unique challenges men face in relationships and parenting. Jason emphasizes the importance of emotional intelligence and effective parenting strategies. He discusses how traditional therapy often overlooks men's needs and highlights the critical role of parents in their children's emotional development. The conversation explores balancing toughness and vulnerability, understanding children's perspectives, and fostering resilience. This episode offers valuable insights for men seeking to improve their emotional awareness and relationship dynamics.TAKEAWAYSMen's relationship coaching and its significance.Unique challenges men face in relationships.The importance of emotional intelligence in men.Parenting strategies and emotional development in children.The concept of "connection before correction" in parenting.Balancing toughness and nurturing in parenting styles.Understanding a child's perspective and fostering resilience.The role of parents as coaches in children's lives.Navigating emotional landscapes and communication in relationships.Encouraging vulnerability and emotional expression in men. Follow us on Instagram: @Vibe.Science Subscribe to our YouTube Page: www.youtube.com/@Vibe.Science

SparkMeter offers grid-management solutions that enable utilities worldwide to run profitable, efficient, and reliable systems. Their investors include mutual friends at Clean Energy Ventures, Breakthrough Energy Ventures, and Elemental Impact. Dan's prior experience includes work at DNV GL and a PhD in engineering and public policy from Carnegie Mellon. In this episode, you'll learn these four important takeaways. How an 8th-grade science project and a trip to Haiti laid the foundation for this company Why they chose to build solutions involving hardware, software, and communications instead of just one or two of those pieces How their structured customer discovery channeled 75 utility executive interviews into the formation of their new product offering Why we shouldn't wait for a crisis to start building health relationships with mindfulness and therapy tools like IFS

Eine neue Folge NachspielDEICH ist da! In der 66. Podcast-Episode analysieren Host Alexandra von Lingen und DeichStube-Chefreporter Daniel Cottäus die 2:4-Auftaktniederlage gegen RB Leipzig und sprechen über die Bedeutung der nun folgenden englischen Woche. Es war ein verpatzter Auftakt ins neue Fußballjahr: Wegen einer viel zu fehlerhaften Abwehrleistung hat der SV Werder Bremen sein Auswärtsspiel bei RB Leipzig zum Jahresbeginn 2025 trotz überwiegend ordentlicher Leistung verdient mit 2:4 (1:2) verloren. In der neuen Podcast-Folge NachspielDEICH analysieren Host Alexandra von Lingen und DeichStube-Chefreporter Daniel Cottäus die Partie, sprechen über die zu einfachen Gegentore, eklatante Aussetzer, die sehr ordentliche Bremer Offensivleistung und die wichtige anstehende englische Woche in der Bundesliga. Außerdem: Wie schlug sich Werder-Neuzugang Issa Kaboré bei seinem Debüt? Ist Werder bei Distanzschüssen zu harmlos - und war Torhüter Michael Zetterer bei den Gegentreffern machtlos? Und warum war das Mittelfeldzentrum in Leipzig nicht so stark wie zuletzt? Werder in Noten: https://tinyurl.com/43zvct5b NachspielDEICH ist ein Fußball-Podcast der DeichStube. Host Alexandra von Lingen spricht nach jedem Bundesliga-Spiel des SV Werder Bremen mit dem Reporter der DeichStube, der das Match der Grün-Weißen live im Stadion verfolgt hat. Furiose Werder-Siege, bittere Pleiten und alles, was dazwischen liegt – NachspielDEICH geht in die Analyse! Und die Werder-Fans können mitmachen: Schickt Eure Fragen nach den Spielen als Text- oder Sprachnachricht an die 0160 98218884 – und die Werder-Analyse NachspielDEICH liefert die Antworten. Neue Folgen gibt es ab sofort immer am Tag nach der Werder-Partie überall, wo es Podcasts gibt.

Christoph von Schmid (1768–1854), Pfarrer und Schriftsteller, sah es als seine große Aufgabe an, Kindern die Bibel verständlich zu machen. 1798 verfasste er deshalb ein achtstrophiges Weihnachtsgedicht mit dem Titel »Kinder bei der Krippe«.Die Entstehung des Liedes geht vermutlich auf die nachfolgende Begebenheit zurück: Bei einer adventlichen Ausstellung im Augsburger Gildehaus hatten bayrische Schnitzer ihre Werkstücke ausgestellt. Während eines Besuchs der Ausstellung blieb von Schmid bei einer Krippendarstellung stehen. Er griff dann die einzelnen Krippenfiguren nach und nach heraus und erzählte einer inzwischen versammelten Kinderschar in einfachen Worten die Geschichte jeder einzelnen Figur. Noch ganz unter dem Eindruck dieses besonderen Kindergottesdienstes, schrieb von Schmid später zu Hause das Gedicht »Kinder bei der Krippe«. In seinem Gedicht ist von Schmid allerdings nicht bei der Krippe stehen geblieben, sondern bezog das für ihn untrennbar mit der Krippe von Bethlehem verbundene Kreuz von Golgatha mit ein:Ihr Kinderlein kommet, o kommet doch all! / Zur Krippe her kommet in Bethlehems Stall. / Und seht, was in dieser hochheiligen Nacht / der Vater im Himmel für Freude uns macht. Da liegt es – das Kindlein – auf Heu und auf Stroh; / Maria und Josef betrachten es froh; / die redlichen Hirten knien betend davor, / hoch oben schwebt jubelnd der Engelein Chor. O betet: Du liebes, Du göttliches Kind, / was leidest Du alles für unsere Sünd! / Ach hier in der Krippe schon Armut und Not, / am Kreuze dort gar noch den bitteren Tod. O beugt, wie die Hirten, anbetend die Knie, / erhebet die Hände und danket wie sie! / Stimmt freudig, ihr Kinder, wer wollt sich nicht freun, / stimmt freudig zum Jubel der Engel mit ein!Martin von der MühlenDiese und viele weitere Andachten online lesenWeitere Informationen zu »Leben ist mehr« erhalten Sie unter www.lebenistmehr.deAudioaufnahmen: Radio Segenswelle

„Wir können nicht so weitermachen wie bisher“, ist Monika Schnitzer überzeugt. Die oberste Wirtschaftsweise des Landes fordert Politiker und Wirtschaftsvertreter auf, den Hebel schnellstens umzulegen, um den Anschluss an die USA und China nicht vollends zu verlieren. Die nächste Bundesregierung sollte entschlossen modernisieren und nicht zu viel nach hinten schauen. Im Podcast spricht sie auch darüber, wie es sich anfühlt, von Jahr zu Jahr fast nur noch über Krisen zu sprechen, und mit welchem Gefühl sie dem Bundeskanzler das Jahresgutachten übergeben hat, nachdem dieser nur noch interimsweise im Amt ist. bei seinem in die Krise geratenen Fonds Staatsschulden sind eine angenehme Droge, die Staat und Bürger happy macht. Diese abzustellen, ist unmöglich, sagt Luca Pesarini. Auch Trump schreitet auf diesem Pfad. Die US-Staatsverschuldung liegt bei 34 Billionen Dollar und wird in den nächsten zehn Jahren auf 54 Billionen Dollar steigen. Der Staat geht also davon aus, dass jedes Jahr zwei Billionen dazukommen. . Jetzt Aktien kaufen? Was tun bei Inflation und steigenden Zinsen? Wie tickt die Wirtschaft? Ihr interessiert Euch auch für alle Themen rund ums Geld? Dann ist unser neuer Podcast FOCUS-MONEY Talks garantiert etwas für Euch. Einmal pro Woche nimmt Euch die Wirtschaftsredakteurin Heike Bangert mit in die faszinierende Welt der Kapitalmärkte. FOCUS MONEY Talks findet Ihr überall da, wo es Podcasts gibt.

This is CC Pod - the Climate Capital Podcast. You are receiving this because you have subscribed to our Substack. If you'd like to manage your Climate Capital Substack subscription, click here.Disclaimer: For full disclosure, SparkMeter is a portfolio company at Climate Capital where our host, Joris, works as a Partner.CC Pod is not investment advice and is intended for informational and entertainment purposes only. You should do your own research and make your own independent decisions when considering any investment decision.Don't miss an episode from Climate Capital!In the latest CC Pod, Joris van Mens talks with Dan Schnitzer, CEO of SparkMeter, about how low-cost metering solutions are transforming energy access across Asia, Africa, and Latin America. SparkMeter is helping underserved communities unlock growth through reliable electricity.For more insights into SparkMeter, visit https://www.sparkmeter.io/. Get full access to Climate Capital at climatecap.substack.com/subscribe

Sony hat sich einen gewaltigen Schnitzer geleistet. Der PS5-Shooter Concord ist ein solcher Flop, dass die Server schon kurz nach Release abgeschaltet werden. Der Konsolen-Hersteller geht aber noch einen Schritt weiter.

Bobby Schnitzer and Dan Neale are combining talents for a blues and country based show at Crooners Supper Club in Fridley this Thursday evening at 6:30. When Dan and Bobby got together with Phil Nusbaum, the conversation turned to repertoire. Dan is singing a song written by country music icon Roger Miller, “Nothing Can Stop My Loving You.” It's not one of Miller's best known songs, so Phil asked Dan why he chose it.

This week we re-live past childhood trauma, ponder vintage graffiti and get to the bottom of those Schnitzer twins. If you think you can help, call 5-SEINFELD-6 Be sure to follow us on social media and please, leave a five star review anywhere you can! Or not… the ball is in your court. But seriously, 5 stars would really be great. You can also Join our discord and yada yada yada your brains out. Just ask for an invite! Find us on Instagram: John (@surrealfeld) Adam (@seinfeldepisodes) The show (@ruiningseinfeld) www.ruiningseinfeld.com Coming soon! Here's to feeling good all the time. *This is the order we follow… https://thetvdb.com/series/seinfeld/allseasons/dvd Mr. Show Ventriloquist gangs https://youtu.be/Ne0RrK5qJ-k?si=lFTMnb1Rqp52eITE Just watch every Mr Show video there is and thank John Later…

Liebe Leute,in dieser Folge spreche ich mit Kati, die seit zwei Jahren als Bestatterin und Trauerrednerin arbeitet, über ihren Beruf. In der Sprachanalyse (31:42) wartet wieder interessanter Wortschatz wie „die Urne“, „die Beisetzung“ oder Redewendungen wie „einen groben Schnitzer machen“ auf euch. Viel Spaß dabei! Euer Robin Hier geht es zum Handout: https://www.dropbox.com/scl/fi/mnd9b4p2rmcialinwecq6/Transkription-zu-Episode-113-Bestattungen-mit-Kati.pdf?rlkey=2bf2xgucmictoi1k2372uxcnq&dl=0Zum Voting für den deutschen Podcast-Preis:https://www.deutscher-podcastpreis.de/podcasts/auf-deutsch-gesagt-2/Zum Newsletter:https://aufdeutschgesagt.us21.list-manage.com/subscribe?u=530247c810b1c462df23c5ff9&id=b3c548b8d1Das Transkript und viele weitere Extras gibt es auf Patreon:https://www.patreon.com/aufdeutschgesagtWer meine Arbeit finanziell unterstützen will, der kann das hier tun:https://paypal.me/aufdeutschgesagt?locale.x=de_DEE-Mail:auf-deutsch-gesagt@gmx.deHomepage:www.aufdeutschgesagt.deFolge dem Podcast auch auf diesen Kanälen:Facebook:https://www.facebook.com/pages/category/Podcast/Auf-Deutsch-gesagt-Podcast-2244379965835103/Instagram: www.instagram.com/aufdeutschgesagtYouTube:https://www.youtube.com/aufdeutschgesagtHier geht es zum Podcast auf anderen Seiten:https://plinkhq.com/i/1455018378?to=page Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

Monika Schnitzer ist Vorsitzende des "Sachverständigenrats zur Begutachtung der gesamtwirtschaftlichen Entwicklung". Diese sperrige Bezeichnung ist besser bekannt unter dem Namen "Fünf Wirtschaftsweise". (Wdh. vom 17.01.2024)

Gebt uns eure Stimme beim Deutschen Podcastpreis: https://www.deutscher-podcastpreis.de/podcasts/tierisch-menschlich-der-podcast-mit-hundeprofi-martin-ruetter-und-katharina-adick-2/ +++ Was, wenn der Hund das Kind im Haushalt verstößt? Alle Jahre wieder: Umschichten vor dem Osterfeuer und warum zu Ostern das Vergiftungsrisiko wieder steigt. Außerdem: Service-Tipps für Elefantengriffe, Hunde in Restaurants, Passionsspiele und ein grober Schnitzer von Katharina beim Rasseportrait (FCI-Nr. 40). +++ Aninova & Malte Zierden: https://aninova.org/aufdeckung/im-eierbetrieb-mit-malte-zierden/ +++Organspenderegister: https://organspende-register.de/erklaerendenportal/registrierung?auswahl=ABGEBEN +++Wildbienen: https://www.wildbienen.info/index.php +++Fischklingel: De visdeurbel +++Podcast Live, hier die Tickets: https://shop.martinruetter.com/collections/podcast-tickets+++ Alle Rabattcodes und Infos zu unseren Werbepartnern findet ihr hier: https://linktr.ee/tierischmenschlichpodcast +++Hier geht´s zum Martin Rütter Shop: https://shop.martinruetter.com/ +++Unsere allgemeinen Datenschutzrichtlinien finden Sie unter https://datenschutz.ad-alliance.de/podcast.html +++ https://www.rtl.de/cms/service/footer-navigation/impressum.html +++Unsere allgemeinen Datenschutzrichtlinien finden Sie unter https://art19.com/privacy. Die Datenschutzrichtlinien für Kalifornien sind unter https://art19.com/privacy#do-not-sell-my-info abrufbar.

Check out today's sponsor - Magnesium Breakthrough by Bioptimizers - https://bioptimizers.com/frankrich - (Use code rich10 for 10% off your order)   In episode 245 of The Super Human Life, host Frank Rich interviews Jason Schnitzer. They discuss the biggest mistake men make in conflict resolution, which is jumping into problem-solving mode without acknowledging and addressing the emotions involved. Jason emphasizes the importance of determining whether the person needs emotional support or a solution. Jason also highlights the emotions that men struggle with processing, such as sadness and grief. He shares his personal journey into men's coaching and how he discovered the role of nervous system regulation in his own life. Finally, Jason explains the concept of nervous system flexibility and the importance of being able to shift between different states. In this conversation, Jason Schnitzer discusses the importance of nervous system flexibility and emotional regulation in personal growth and relationships. He explains how the nervous system plays a role in muscle building and how being able to shift between different states is crucial for success. Jason highlights the consequences of nervous system inflexibility and shares practical steps for developing flexibility. He emphasizes the importance of emotional intimacy in relationships and how being a safe space for your partner can strengthen the connection. Jason also discusses the positive changes he has experienced in his own relationship and career since learning about nervous system flexibility. Takeaways Nervous system flexibility is crucial for personal growth and success in various areas of life.   Being able to shift between different states is important for muscle building and emotional regulation.   Recognizing and addressing nervous system inflexibility can lead to positive changes in relationships.   Developing nervous system flexibility requires tuning into your own physical sensations and practicing regulation techniques. Check out today's sponsor - Magnesium Breakthrough by Bioptimizers - https://bioptimizers.com/frankrich - (Use code rich10 for 10% off your order)   -- Connect with Frank and The Super Human Life on Social Media: Instagram: https://www.instagram.com/coachfrankrich/   Facebook: https://www.facebook.com/groups/584284948647477/   Website: http://www.thesuperhumanlifepodcast.com/tshlhome   YouTube: https://www.youtube.com/channel/UCjB4UrpxtNO2AFtDURMzo  

Neueste Prognosen führender Institute bestätigen: Die deutsche Wirtschaft ist angeschlagen. Mit der Wirtschaftsweisen Monika Schnitzer sprechen wir über mögliche Wege aus der Krise.

Jason Schnitzer aka "The Husband Coach," is a dedicated relationship coach specializing in helping men become better partners, focusing on communication, empathy, and personal growth to strengthen marriages and partnerships. His "Reclaim Control" program focuses on breaking free from destructive behaviors to improve self-control and personal growth. Jason shares his personal journey from being a professional baseball player to embracing the world of jujitsu, and how this transition has influenced his approach to handling emotions and conflicts. He opens up about the challenges he faced in his marriage, the pivotal moments that led him to self-reflection, and the realization that perhaps the issues at hand were not solely external, but also internal. Jason and Larry also break down the nervous system's role in our emotional states, using the analogy of an upside-down stoplight to describe the green, yellow, and red states of being. They explain how our past experiences, even from childhood, can shape our current responses to stress, fear, and confrontation. www.thedadedge.com/friday145 www.thedadedge.com/25questions www.jasonschnitzercoaching.com  

Tischgespräch: Der Jahreswirtschaftsbericht zeigt Deutschland desaströse Wirtschaftsaussichten schonungslos schwarz auf weiß.Gast am Runden Tisch: Monika Schnitzer erklärt, warum sie und die anderen Mitglieder des Sachverständigenrates ihre Kollegin Veronika Grimm zum Rückzug auffordern.Nachtisch: Wie der WDR jetzt selbst Verantwortung bei seinen Gebühren übernimmt, aber leider nur wenn es um das Eintreiben geht.Ausgerechnet während es Deutschland wirtschaftlich so schlecht geht wie seit langer Zeit nicht mehr, ist im wichtigsten unabhängigen Wirtschaftsgremium des Landes ein Streit entbrannt. Die Mitglieder des "Sachverständigenrat zur Begutachtung der gesamtwirtschaftlichen Entwicklung" streiten über den neuen Posten von Veronika Grimm bei Siemens Energy. Während Grimm selbst keinen Interessenkonflikt erkennen kann, haben die anderen Mitglieder Bedenken. Sie fordern Grimm zum Rückzug auf. Woher die Sorgen rühren, warum der Rat bisher keine Compliance-Regeln hat und wieso der Streit nun öffentlich ausgetragen wird, bespricht Michael Bröcker mit Monika Schnitzer im Gespräch.Table.Media - For better informed decisions. Sie entscheiden besser, weil Sie besser informiert sind – das ist das Ziel von Table.Media. Wir verschaffen Ihnen mit jedem Professional Briefing, mit jeder Analyse und mit jedem Hintergrundstück einen Informationsvorsprung, am besten sogar einen Wettbewerbsvorteil. Table.Media bietet „Deep Journalism“, wir verbinden den Qualitätsanspruch von Leitmedien mit der Tiefenschärfe von Fachinformationen. Professional Briefings kostenlos kennenlernen: table.media/registrierung. Hosted on Acast. See acast.com/privacy for more information.

Join in on my conversation with Men's Coach Jason Schnitzer. He shares his passion for helping men step into their purpose, win back their wife's attraction, and create a happy marriage. He shares some simple ways to invite the men in your life to come forward and do their healing work, and the important changes that occur when they do. Jason is down to earn, easy to talk to, and was once as he says it "a guys guy". Your man will feel comfortable and at ease meeting with him.   Jason is Trauma informed certified, does partswork with his clients, and is an overall great guy to introduce your partners to. You can find him on instagram @JasonSchnitzerCoaching   Mention that you heard him on this podcast for 10% off his coaching package.

On Monday, January 22, 2024, SRNY commemorated the birthday of Frederick Samuel Tallmadge, the second President of the Sons of the Revolution℠ in the State of New York, Inc., whose generosity enabled the Society to acquire Fraunces Tavern in 1904. Our featured speaker was Eric Schnitzer, co-author of a recent book, Campaign to Saratoga - 1777. This book was created jointly by master historical painter Don Troiani and Eric Schnitzer, who is an historian. Mr. Schnitzer also serves as an interpretive ranger at the Saratoga National Historical Park. *The views of the speakers are their own and do not necessarily represent the views of Sons of the Revolution℠ in the State of New York, Inc. or its Fraunces Tavern® Museum.

In today's inaugural episode of the Travelers Institute Risk & Resilience podcast, Travelers Institute President Joan Woodward shares the remarkable conversation that she had on a recent Wednesdays with Woodward® webinar with Travelers CEO and Chairman Alan Schnitzer. Joan sat down with Alan for a discussion about leadership during times of uncertainty and rapid change.Referenced in the show:Alan's book recommendation: “Divided We Fall,” by David French: https://us.macmillan.com/books/9781250201973/dividedwefallLearn more about Citizen TravelersSM: https://www.travelers.com/about-travelers/citizen-travelers ---Visit the Travelers Institute website: http://travelersinstitute.org/ Join the Travelers Institute email list: https://travl.rs/488XJZM Connect with Joan on LinkedIn: https://www.linkedin.com/in/joan-kois-woodward/

Schnitzer Steel Industries's Q1 2024 earnings call, unedited

Der britische Regisseur Ridley Scott hat mit NAPOLEON einen Film über den berühmten Franzosen in die Kinos gebracht. Doch gerade bei Geschichtsfans fällt NAPOLEON komplett durch, denn der Film nimmt es mit der historischen Akkuratheit nicht gerade genau. In diesem Video wollen wir ein bisschen mehr Licht ins Dunkel bringen und Fragen beantworten wie: Was sind die krassesten historischen Schnitzer? Was passierte mit Napoleons Nachkommen? Wird Napoleon im Film gut repräsentiert? Viel Spaß mit einem neuen Special, hier auf Cinema Strikes Back. Soundtrack des Videos: Richard Beddow - Napoleon Bonaparte Timestamps: 00:00:00 - Anmoderation 00:02:02 - Themenübersicht 00:03:04 - Wie kam es dazu, dass Napoleon Kaiser wurde? 00:23:01 - Wer war Napoleon? 00:53:13 - Was wurde im Film ausgelassen bzw. falsch dargestellt? 01:16:35 - Was kam danach? 01:27:51 - Abmoderation Quellen: Roberts, Andrew: Napoleon the Great, 2015. https://www.reddit.com/r/de_IAmA/comments/17wl78a/hallo_reddit_ich_bin_thomas_schuler_als/ https://archive.ph/20221009052551/https://www.spiegel.de/geschichte/war-napoleon-wirklich-klein-und-groessenwahnsinnig-a-00000000-0002-0001-0000-000174787186 https://www.rte.ie/brainstorm/2023/1121/1417686-napoleon-ridley-scott-film-history-myths-legends/ https://www.britannica.com/story/was-napoleon-short https://www.nationalgeographic.com/history/article/napoleon-complex-height-discrimination-men-history Moderation & Redaktion: Jonas Ressel Kamera & Ton: Felix Lückel Schnitt: Patrik Hochnadel Instagram: https://www.instagram.com/cinemastrikesback/ TikTok: https://www.tiktok.com/@cinemastrikesback Letterboxd: https://letterboxd.com/CSB_DE/ #napoleon #ridleyscott Cinema Strikes Back gehört zu #funk. YouTube: https://www.youtube.com/funkofficial Instagram: https://www.instagram.com/funk TikTok: https://www.tiktok.com/@funk Website: https://go.funk.net Netiquette: https://www.funk.net/netiquette Impressum: https://go.funk.net/impressum

Karl Schnitzer is an Realtor, investor, entrepreneur, and passionate Nelson Nash Institute Authorized Practitioner from Philadelphia. While patrolling the streets of Philadelphia as a Police Officer, he learned how to invest in real estate and simultaneously flipped homes & built a rental portfolio. Real Estate Investing led Karl to the Infinite Banking Concept where he first came here as a client. After several years of learning from MC and first hand using IBC to build his real estate portfolio he decided to get his insurance license to teach this powerful tool to others. Karl retired from the Police Department in 2020 to pursue Real Estate & IBC full time.www.producerswealth.com

Missions America | Healthy Church Culture - Art Schnitzer (Sat. Session 1) [October 7, 2023] by Bethlehem Church of the Lord Jesus Christ

Missions America | "Core Discipleship Principles" - Art Schnitzer (Fri. Sess. 1) [Oct 6, 2023] by Bethlehem Church of the Lord Jesus Christ

Jordan D. Schnitzer (UO BA 1973) is president of Schnitzer Properties and Director of the Jordan Schnitzer Family Foundation. Schnitzer began collecting contemporary prints in 1988. Today, the collection exceeds 20,000 works and includes many of today's most important contemporary artists. He discusses his philanthropy and art collection. The interview is in Jordan Schnitzer Museum of Art with the new exhibition “Strange Weather: From the Collections of Jordan D. Schnitzer and His Family Foundation” which is on view through April 7, 2024.

The healthcare industry grapples with an overload of information, patient safety concerns, and an increasingly digital landscape. This fact makes professionals who can bridge the gaps between various healthcare disciplines a precious commodity. In fact, according to the Healthcare Information and Management Systems Society (HIMSS), a lot of healthcare organizations and workers believe that it is becoming a critical aspect of their operations. Enter the interface professionals, or experts who straddle the worlds of healthcare, management, and technology. How do these interface professionals navigate the complex, interconnected systems of healthcare? And what does it take to excel in multiple domains at once? The latest episode of "I Don't Care with Kevin Stevenson" aimed to answer those pressing questions with distinguished guest, Dr. Mark Schnitzer. Dr. Schnitzer is an embodiment of what an interface professional should be. On the show host Kevin Stevenson explored Dr. Schnitzer's storied career as a neurosurgeon, healthcare executive, and now a coach and consultant in healthcare quality and informatics.Some other points that Stevenson and Dr. Schnitzer's discussion included:The transition from electrical engineering to medical school and the subsequent choice of neurosurgery as a specialization.Dr. Schnitzer's experience in healthcare systems in different cultural settings, notably Southern California, Hawaii, and Abu Dhabi.His unique approach to healthcare informatics, quality assurance, and patient safety.Dr. Martin Schnitzer is board-certified in healthcare quality and management. He has an impressive academic background, with a B.S. and Master's in Electrical Engineering, followed by a stint at Texas A&M Med School and a neurosurgery residency at Johns Hopkins. He has served as a medical director of two large healthcare organizations and currently works as a coach and consultant.

The healthcare industry grapples with an overload of information, patient safety concerns, and an increasingly digital landscape. This fact makes professionals who can bridge the gaps between various healthcare disciplines a precious commodity. In fact, according to the Healthcare Information and Management Systems Society (HIMSS), a lot of healthcare organizations and workers believe that it is becoming a critical aspect of their operations. Enter the interface professionals, or experts who straddle the worlds of healthcare, management, and technology. How do these interface professionals navigate the complex, interconnected systems of healthcare? And what does it take to excel in multiple domains at once? The latest episode of "I Don't Care with Kevin Stevenson" aimed to answer those pressing questions with distinguished guest, Dr. Mark Schnitzer. Dr. Schnitzer is an embodiment of what an interface professional should be. On the show host Kevin Stevenson explored Dr. Schnitzer's storied career as a neurosurgeon, healthcare executive, and now a coach and consultant in healthcare quality and informatics.Some other points that Stevenson and Dr. Schnitzer's discussion included:The transition from electrical engineering to medical school and the subsequent choice of neurosurgery as a specialization.Dr. Schnitzer's experience in healthcare systems in different cultural settings, notably Southern California, Hawaii, and Abu Dhabi.His unique approach to healthcare informatics, quality assurance, and patient safety.Dr. Martin Schnitzer is board-certified in healthcare quality and management. He has an impressive academic background, with a B.S. and Master's in Electrical Engineering, followed by a stint at Texas A&M Med School and a neurosurgery residency at Johns Hopkins. He has served as a medical director of two large healthcare organizations and currently works as a coach and consultant.

This podcast is a commentary and does not contain any copyrighted material of the reference source. We strongly recommend accessing/buying the reference source at the same time. ■Reference Source https://www.ted.com/talks/daniel_schnitzer_inventing_is_the_easy_part_marketing_takes_work ■Post on this topic (You can get FREE learning materials!) https://englist.me/88-academic-words-reference-from-daniel-schnitzer-inventing-is-the-easy-part-marketing-takes-work-ted-talk/ ■Youtube Video https://youtu.be/b9tMFfYDoqo (All Words) https://youtu.be/dp1UV-25KAc (Advanced Words) https://youtu.be/JDlSeF4eb18 (Quick Look) ■Top Page for Further Materials https://englist.me/ ■SNS (Please follow!)

In this episode we focus on the local environmental impact of West Oakland's Schnitzer Steel Factory, which has poured chemicals into the areas airways for many years. Earlier in August, the factory experienced a significant toxic fire. Joining us to discuss is Ms. Margaret Gordon, co-founder and co-director of the West Oakland Environmental Indicators Project (WOEIP). and a lifetime local community activist who has been collaborating with neighborhood organizations, physicians, researchers, and public officials to ensure West Oakland residents enjoy a clean environment. Check out the WOEIP website: https://woeip.org/ — Subscribe to this podcast: https://plinkhq.com/i/1637968343?to=page Get in touch: lawanddisorder@kpfa.org Follow us on socials @LawAndDis: https://twitter.com/LawAndDis; https://www.instagram.com/lawanddis/ The post West Oakland's Schnitzer Steel Burns Again w/ Margaret Gordon appeared first on KPFA.

Realtor, Investor, Entrepreneur, and Passionate Nelson Nash Institute Authorized Infinite Banking Practitioner - Karl Schnitzer shares his strategy of investing in Class D Properties all while utilizing the Infinite Banking System.KARL SCHNITZER'S SOCIALSINSTAGRAM: https://www.instagram.com/schnitz93/FACEBOOK: https://www.facebook.com/schnitzer93/WEBSITE: https://producerswealth.com/ We're interested in buying your apartment building from you! Our highly skilled team is here to assist you during the hassle-free process.Contact Us Now!EMAIL: team@premierridgecapital.comWEBSITE: https://www.premierridgecapital.com/Support the show

LdN342 Spezial: Monika Schnitzer, Wirtschaftswissenschaftlerin

Renowned double bass luthier Arnold Schnitzer recently released a book titled The Handy Double Bassist; Maintenance, Adjustments and Repairs for the Non-Luthier.  This book is available in print edition through the ISB Store as well as through the DBHQ digital store.   We dig into the inspiration for this book, what bassists can and can't do on their own, strange tales from years of maintaining basses, and much more.  Enjoy, and check out our conversation from 2016 to learn more about Arnold's cool path into the bass building world.   Subscribe to the podcast to get these interviews delivered to you automatically!   Check out our Online Sheet Music Store with 100+ wide-ranging titles for bassists.   Listen to Contrabass Conversations with our free app for iOS, Android, and Kindle. Check out my Beginner's Classical Bass course and Intermediate to Advanced Classical Bass course, available exclusively from Discover Double Bass.   Thank you to our sponsors! Carnegie Mellon University Double Bass Studio​, led by Micah Howard. Interested in studying with Micah? ​Read testimonials​ from his former students. Dorico - Unlock Dorico for iPad – For Life! Want to enjoy all of Dorico for iPad's subscription-only features – including support for unlimited players, freehand annotations in Read mode with Apple Pencil, support for third-party Audio Unit plug-ins, and much more – but don't want to pay a monthly or annual fee? Dorico for iPad now provides a lifetime unlock option, so you can access all current and future subscription-only features for a single, one-off in-app purchase. Visit the App Store today and unlock Dorico for iPad for life!   theme music by Eric Hochberg

Description: Welcome to our podcast episode with Karl Schnitzer, a Realtor, investor, and entrepreneur. In this episode, we will be discussing various topics related to wealth-building and legacy planning. Our main focus will be on the concept of private versus traditional banking, which allows individuals to build their own family banking system and leverage life insurance to acquire more assets. We will also discuss the benefits of private banking and how it can help individuals achieve financial freedom. Karl will also share his insights on Family Legacy Planning and how to plan for the future of your loved ones. We will also delve into the world of Investing and Real Estate, and how Karl was able to build his portfolio through his experience as a former police officer and real estate investor. During the podcast, Karl will be ready to answer any questions you may have about himself, banking and real estate investing. So tune in and learn from one of the most experienced and knowledgeable practitioners in the field of wealth-building and legacy planning. Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2023

My guest in this episode is Karl Schnitzer. Karl is a Realtor, investor, entrepreneur, and passionate Nelson Nash Institute Authorized Practitioner from Philadelphia. While patrolling the streets of Philadelphia as a Police Officer, he learned how to invest in real estate and simultaneously flipped homes & built a rental portfolio. Real Estate Investing led Karl to the Infinite Banking Concept where he first came to Producers Wealth as a client. After several years of first-hand using IBC to build his real estate portfolio, he decided to get his insurance license to teach this powerful tool to others. In addition to investing in real estate, Karl saw an opportunity in Real Estate to build a Real Estate sales team where he went on to build a sales team in the Philadelphia & local markets. Karl left the Police Department in 2020 to pursue Real Estate, IBC and investing full-time. Interview Links: The Producers Bank Podcast https://podcasts.apple.com/us/podcast/the-producers-bank/id1652962780 Your Own Banking System www.yourownbankingsystem.com Grab My Book: The 21 Best Cashflow Niches™: www.cashflowninja.com/21niches Subscribe To The Best Cashflow Niches™ Newsletter: www.cashflowninja.com/bestniches Join My Inner Circle & Mastermind Cashflow Nirvana www.cashflowninja.com/nirvana Episode Sponsors: Producers Wealth: Create Your Own Banking System In 30 Days Or Less www.producerswealth.com The Real Asset Investor: Build Wealth With Higher Yield Cash Flow www.therealassetinvestor.com Penumbra Solutions: Buy Your Equity Like Institutions With Life Settlements www.thepenumbraplan.com  - password “penumbra” Lavish Keys: Your Turnkey Solution For Luxury Short Term Rentals www.lavishkeys.com Pantheon Investments: Build holistic wealth to achieve financial freedom in any economy www.pantheoninvest.com Connect With Us: Website: http://cashflowninja.com Podcast: http://cashflowinvestingsecrets.com Facebook: https://www.facebook.com/cashflowninja/ Twitter: https://twitter.com/mclaubscher Instagram: https://www.instagram.com/thecashflowninja/ Pinterest: https://www.pinterest.com/mclaubscher/cashflow-ninja/ Linkedin: https://www.linkedin.com/in/mclaubscher/ Youtube: http://www.youtube.com/c/Cashflowninja Bitchute: https://www.bitchute.com/channel/cashflowninja/ Rumble: https://rumble.com/c/c-329875 Odysee: https://odysee.com/@Cashflowninja:9 Gab Tv: https://tv.gab.com/channel/cashflowninja Brighteon: https://www.brighteon.com/channels/cashflowninja Parler: https://parler.com/profile/cashflowninja/ Gettr: https://gettr.com/user/mclaubscher Gab: https://gab.com/cashflowninja Minds: https://www.minds.com/cashflowninja Biggerpockets: https://www.biggerpockets.com/users/mclaubscher Medium: https://medium.com/@mclaubscher Substack: https://mclaubscher.substack.com/

Today's SWAPA Number is 2.07, that's the percentage of 2022 profit sharing that will be funded next month. February is a busy time for our EFA Committee every year with full year earnings across the industry coming in and Southwest Profit Sharing getting announced. But this year it's especially busy with the fallout from the Christmas meltdown, a recent TA at Delta and big pay raises across the industry. So on today's show, we're gonna talk with Eric Schnitzler, Greg Auld, and Damian Jennette from the SWAPA EFA Committee. It's been a while since we've had all three on together, but with all the news we thought you'd wanna hear from each of them.

In this episode of the Millionaire Mindcast, we are joined by an amazing guest, Karl Schnitzer, who talks about pretty cool stuff on being in a law enforcement department, real estate investing, sales, life insurance, and building a generational-wealth through Infinite Banking! Karl Schnitzer is an Infinite Banking expert, RE/MAX Realtor, and life insurance agent at Producers Wealth. He was a cop on the street but fell out of love with the profession pretty quickly when he saw the reality of it. He realized that risking his life is not worth anymore. Thus, real estate became his escape but recognized it wasn't his passion at all being an operator. He is not a real estate investor, but he found his passion in Infinite Banking and life insurance where he feels like he's not working. Karl obviously, currently building a cash flow portfolio in life insurance policy. He believes that this is an efficient way to spend your money. Now, he's not risking his life anymore but also achieving freedom in life.   Some Questions I Ask: What led you to leave behind the W2 Job and dive into the real estate world? What was it about in military or law enforcement that initially attracted you to space? What was the event that you think being in law a cop is enough and you need to figure out what's next? What's the transition look like from being a police department to a full-time real estate investor? What was your mindset on pause buying and focus on selling in real estate? What were some of the things that encouraged others to research a little bit further to determine how they want to go about investing in real estate? What was your first interaction with Infinite Banking Concept? What's the bad and good way of life insurance and infinite banking? How did you start in life insurance policy and take it full circle? What was that starting point in insurance policy? Is there a model or framework if anyone wants to have a million bucks in the next decade? Where did infinite banking all start? What were some of your favorite books or resources that you learned value from? What is the long-term goal for yourself with Infinite Banking?   In This Episode, You Will Learn: A glimpse on law enforcement world Time freedom in IBC The cool things about life insurance    Quotes:  “More capital you have, the more deals you can do.” “You never want to escape your job with something else, you want to chase your passion.” “If you are working with a God-given purpose, it shouldn't feel like work too.”    Resources Mentioned: Becoming You Own Banker book by R. Neilson Nashinfinitebanking.org   Connect with Karl Schnitzer on:  Instagram Facebook producerswealth.com   Sponsor Links: Policy Genius: Get a free 60-day trial in Shipstation with code: MINDCAST Talkspace: Use code for $100 off: MINDCAST LinkedIn Sales Solutions: Click on the link to get a Free 60-day Trial on LinkedIn Sales Navigator GoBundance  - Text: "MILLIONAIRE" to 844.447.1555 Accredited Investor List - Text "DEALS" to 844.447.1555 Free Financial Audit: Text "XRAY" to 844.447.1555 Upcoming Events: Text "Events" to 844.447.1555 Millionaire Notes: Text "Notes" to 844.447.1555 Connect with Matty A. and Text me to 844.447.1555    Show Brought To You By: www.MillionaireMindcast.com Questions? Comments? Do you have a success story you would like to share on the show?  Send us an email to: Questions@MillionaireMindcast.com