Podcasts about Americans

On Monday's Mark Levin Show, Venezuela's regime, allied with communist China, Iran, and others, is deliberately poisoning the U.S. through drugs, contributing to hundreds of thousands of American deaths, making inaction absurd. The war crime claims from Democrats, from a denied report on killing drug boat survivors, are ridiculous. This Venezuela situation is similar to the 1989 U.S. invasion of Panama via Operation Just Cause—a surprise attack without war declaration or prior congressional input due to leak fears—to oust drug lord Manuel Noriega, who partnered with Colombians to flood the U.S. with drugs, while restoring democracy and safeguarding Americans.  Also, going forward, every Republican who wants our votes need to declare if they stand with or against Tucker Carlson. This isn't about Carlson, it's a litmus test for fundamental morality, ethics, principles, understanding of American history, and opposition to bigotry, racism, anti-Semitism, attacks on Christianity, excuses for the Third Reich, and revisionist narratives portraying America or Churchill as villains.  There's an overlap between Marxist Islamists, and neo-fascists in condemning Judaism, Christianity, and the West, while failing to defend capitalism, free markets, the nation's founders, or its principles.  Later, the book "Liberty and Tyranny," critiques the statist argument for comprehensive immigration reform, which grants illegal immigrants' rights to enter illegally and remain, access welfare benefits like education, healthcare, housing, and food stamps, vote, and be counted in the census, all under the guise that America is a nation of immigrants. Today, almost 20 years later, this remains unchanged. No, immigrants do not have a right to come to America. Finally, parents need to encourage their children to compete, take jobs, work hard, and create opportunities rather than blaming a corrupt system. Success has never come easy for previous generations, including the greatest generation that endured wars and depression. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode of American Potential, host David From sits down with Patrick Fleenor, the Tax Policy Fellow for Americans for Prosperity, to break down how the One Big Beautiful Bill stopped the largest tax hike in U.S. history. Patrick explains how the bill simplifies parts of the tax code, keeps more money in the hands of families and job creators, and strengthens pro-growth policies like full expensing and R&D deductions. They also tackle common myths about who benefits from tax cuts, discuss the ongoing fight over the SALT deduction, and highlight how entitlement spending—rather than too little taxation—is driving America's long-term fiscal challenges. This episode is a clear, practical guide to understanding why the bill is such a big win for workers, small businesses, and the broader economy.

Stu Burguiere examines the latest in the atrocious shooting of National Guard members in Washington, D.C., last week and obliterates the media's worst takes as they try to avoid the (rightful) blame that should be placed on Joe Biden and his administration. Then, National Review's Kamden Mulder joins to explain why the good work of pregnancy centers is poised for a resurgence as more and more Planned Parenthood offices are shut down. And are Cory Booker's "Tears of Rage" going to turn into "Tears of Joy"? Stu has the details.  TODAY'S SPONSORS AMERICAN GIANT CLOTHING Buy American today at http://www.american-giant.com/STU and save 20% when you use the name ‘STU' at checkout REAL ESTATE AGENTS I TRUST For more information, please visit http://www.realestateagentsitrust.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Not only are the opportunities for personal financial gain for Trump and his White House cronies driving the administration's foreign policy decisions, his tariffs look more and more about grift. Trump also inexplicably granted clemency to a private equity exec who ripped off ordinary Americans in a Ponzi scheme, while he plans a pardon for a former Honduran president who trafficked cocaine to America—even as he orders the bombings of suspected drug smugglers in the Caribbean. Meanwhile, on the immigration front, Border Patrol is moving into NOLA, and the administration is exploiting the heinous and tragic DC Guard shooting to try to rid the country of black and brown immigrants. Bill Kristol joins Tim Miller. show notes Bill's 'Bulwark on Sunday' on Trump's anti-immigrant agenda Tim's 'Bulwark Take' on Scott Jennings WSJ's piece, "Make Money Not War: Trump's Real Plan for Peace in Ukraine" NYT on David Sacks Andy McCarthy on the killing of two survivors of a missile strike in the Caribbean Makeup-less Trump at Mar-a-Lago New Bulwark merch! Go to https://www.american-giant.com and get 20% off your first order with promo code BULWARK. Thanks to American Giant for sponsoring the show!

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureGermany is following the green new scam and their economy is breaking down. They are now reporting that it is to expensive to light the Christmas lights. Trump new economic system is working, gas prices are falling, in 20 states they are below $3. The [CB] is pushing Bitcoin down using ETF’s, this will fail. Trump’s new system is getting more powerful. The [DS] is now coordinating to stop Trump, Trump is dismantling their criminal syndicate world wide and the money flow is coming to an end. Trump is following the rule of law every step of the way and in the end he will put those people in that will follow the rule of law to bring these people to justice. The pieces of the puzzle are coming together and the [DS] is panicking. Economy https://twitter.com/disclosetv/status/1995421655469052033?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/RapidResponse47/status/1995532756097388760?s=20  Trump Bump: Black Friday spending soars as 2025 poised to be first quarter trillion dollar season Black Friday spending surged this year to new highs, fueled by record-breaking online spending that reached $11.8 billion on Black Friday alone, according to market data.  Online sales made on Black Friday made up about 10% of total sales for the month of November, more than $111 billion dollars, according to Adobe Analytics's report on holiday shopping trends. This represents a 9.1% increase in online sales compared to last year. Adobe tracks over 1 trillion U.S. retail site visits.     Adobe predicts that the 2025 holiday season, which continues through Christmas, is poised to become the first quarter trillion dollar season online in U.S. history. The firm forecasts that a record $253.4 billion will be spent on online purchases this year. Source: justthenews.com https://twitter.com/KobeissiLetter/status/1995295289268371468?s=20 Issuer (Company) ETF Ticker Net Flow (US$M, November 2025) BlackRock IBIT -1,935.3 Grayscale GBTC -168.4 Fidelity FBTC -138.7 VanEck HODL -107.8 Ark/21Shares ARKB -84.0 Bitwise BITB -73.0 ProShares (Bruce) BTC -29.0 WisdomTree BTCW -6.0 Franklin Templeton EZBC -2.4 Valkyrie BRRR 0.0 Invesco/Galaxy BTCO +5.0   November 20: -$903.2 million (largest single-day outflow). November 13: -$866.7 million. November 14: -$492.1 million. Since November 30, 2025, was a Sunday with no market trading, there were no ETF flows or outflows on that specific day. However, on the most recent trading day (November 28, 2025), the overall universe of ETFs experienced net outflows totaling $2.6 billion, though certain categories like corporate debt ETFs saw inflows. https://twitter.com/KobeissiLetter/status/1995492405685129297?s=20 Political/Rights https://twitter.com/MrAndyNgo/status/1995184800320082100?s=20 https://twitter.com/KennethRWebster/status/1994952935391019481?s=20 https://twitter.com/ScottMechkowski/status/1995217213918228872?s=20  manufactured chaos is putting people in danger, and if it continues, it's only a matter of time before someone gets seriously hurt… or worse https://twitter.com/StephenM/status/1995226723122897014?s=20 https://twitter.com/FBIDDBongino/status/1995297340052144415?s=20 I'm glad that these emails are available for your review. https://twitter.com/amuse/status/1995320096940552330?s=20   His first directive: forward all earlier email threads exchanged before his start date so he could review progress and accelerate the release. The emails outline pending redactions and confirm the Bureau was responsive. Far from hesitating, Bongino treated the release as a day-one priority for the Trump administration. https://twitter.com/amuse/status/1995564133526225391?s=20 DOGE https://twitter.com/Real_RobN/status/1995350937360380071?s=20   • 2,095,247 in 2024 — on it's way out the door. With 1.4 million illegal aliens on Medicaid. And Millions received driver’s licences, registered to vote, and have already voted. https://twitter.com/X22Report/status/1995486921905356986?s=20 Geopolitical Trump-Backed Tito Asfura Wins Massive Electoral Victory… But Potential for Election Fraud Remains National Party of Honduras (PNH) presidential candidate Tito ‘Papi' Asfura won a massive electoral victory on Sunday, defeating his leftist competitors in a huge vindication of President Donald Trump's bold foreign policy moves in Latin America. President Trump's emphatic endorsement of Papi last week, where he indicated he would support the country substantially moving forward, only if the PNH was successful against “communist” parties in the national elections. Source: thegatewaypundit.com https://twitter.com/MJTruthUltra/status/1995544957323456880?s=20 War/Peace    important that Israel maintain a strong and true dialogue with Syria, and that nothing takes place that will interfere with Syria's evolution into a prosperous State. The new President of Syria, Ahmed al-Sharaa, is working diligently to make sure good things happen, and that both Syria and Israel will have a long and prosperous relationship together. This is a historic opportunity, and adds to the SUCCESS, already attained, for PEACE IN THE MIDDLE EAST! https://twitter.com/Rasmussen_Poll/status/1995203244516315424?s=20 Pete Hegseth Post of Cartoon Meme on Targeting Narco-Terrorists Outrages Liberals  Secretary of War Pete Hegseth posted a cartoon meme Sunday about the Trump administration's military campaign targeting South American drug boats that drew outrage from liberals upset about the attacks. The post has gone viral with over five million views as of late Sunday night. Hegseth posted a cartoon meme of Canadian children's book character Franklin the Turtle titled “Franklin Targets Narco Terrorists”, that features Franklin on a military helicopter firing on drug boats, with the message, “For your Christmas wish list”: https://twitter.com/PeteHegseth/status/1995291042346852861?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1995291042346852861%7Ctwgr%5E0d100b50e564a16ab61377137acc8f821f5fdaaa%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fpete-hegseth-post-cartoon-meme-targeting-narco-terrorists%2F https://twitter.com/redsteeze/status/1995378734694842656? https://twitter.com/drawandstrike/status/1995175663498637524?s=20 Source: thegatewaypundit.com Trump Reportedly Gave Venezuela's Maduro an Ultimatum: Resign and Leave, or Face the Consequences Trump Told Maduro to Leave: Save Yourself, Your Family  Trump has reportedly told Maduro how it's going to be. https://twitter.com/JimFergusonUK/status/1995439376319308137?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1995439376319308137%7Ctwgr%5Eb76bda1788ef546b30960efae726f61e9c980e0a%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Ftrump-reportedly-gave-venezuelas-maduro-ultimatum-resign-leave%2F Source: thegatewaypundit.com  https://twitter.com/ElectionWiz/status/1995237384242508193?s=20 https://twitter.com/visegrad24/status/1995503150518747250?s=20  Iran, and Nicaragua are too weak economically. Russia is bogged down in the war with Ukraine, while China is preoccupied with its own problems. Moscow and Beijing are focused on building relations with Trump and are unwilling to spend political capital on Maduro. Trump names ‘difficult problem' for Ukraine “The corruption situation going on is not helpful,” the US president has said Corruption remains one of Ukraine's main problems,  Trump added that both Russia and Ukraine would like the conflict to end, and that “there's a good chance we can make a deal.”Ukraine was rocked by a major corruption scandal last month involving figures in Vladimir Zelensky's inner circle. The country's Western-backed anti-corruption agencies alleged that Timbur Mindich, the Ukrainian leader's former longtime business partner, was the ringleader of a $100 million kickback scheme in the energy sector, which relies heavily on foreign aid. Mindich fled the country to evade arrest, apparently after being tipped off. Source: rt.com https://twitter.com/GhostEzraQ/status/1995513424957067375?s=20  Popcorn ready? https://twitter.com/WallStreetMav/status/1995501750816825413?s=20 https://twitter.com/sentdefender/status/1995230383743312004?s=20   still another side to consider, that being Russia. Zelensky and Macron Meet in Paris Again Amid Peace Talks Flurr   Ukrainian President Volodymyr Zelenskyy met with French President Emmanuel Macron on Monday at the Elysée presidential palace in Paris, part of a flurry of diplomatic activity aimed at brokering the terms for a potential ceasefire in the nearly four-year-old war in Ukraine. Zelenskyy's visit to Paris followed a meeting between Ukrainian and U.S. officials in Florida on Sunday, which Secretary of State Marco Rubio described as productive. The two sides have worked to make revisions to a proposed U.S.-authored plan that was developed in negotiations between Washington and Moscow but criticized as being too weighted toward Russian demands. Source: breitbart.com Medical/False Flags https://twitter.com/RealJamesWoods/status/1995403047300927907?s=20https://twitter.com/tracybeanz/status/1995468595128627471?s=20 https://twitter.com/tracybeanz/status/1995468595128627471?s=20 [DS] Agenda https://twitter.com/RapidResponse47/status/1995188426786885670?s=20 https://twitter.com/GhostEzraQ/status/1995567208445977021?s=20  https://twitter.com/RapidResponse47/status/1995266775810740620?s=20 OUTRAGE ON CAPITOL HILL: Rogue Judges Boasberg and Boardman Now Refuse to Testify Before the Senate U.S. District Judge James Boasberg and U.S. District Judge Deborah Boardman have both turned down invitations to testify before the Senate Judiciary Committee this week at the explosive hearing titled “Impeachment: Holding Rogue Judges Accountable. Their absence should come as no surprise to anyone paying attention. These are not neutral judges, they are political operatives wielding federal robes as weapons against the will of the American people.  In a statement shared on X, investigative commentator Mike Benz laid out three specific criminal charges that Attorney General Pam Bondi could immediately bring against Judge Boasberg in connection to the Arctic Frost scandal. 1. Deprivation of Rights Under Color of Law (18 U.S.C. § 242):The prosecution alleges that by issuing the gag order, Judge Boasberg willfully deprived U.S. senators of their statutory right under 2 U.S.C. § 6628 to receive notification of legal processes seeking disclosure of Senate data, thereby violating their constitutional protections under the Speech or Debate Clause and separation of powers principles. Source: thegatewaypundit.com https://twitter.com/amuse/status/1995513956643885253?s=20   thousands of judges in climate litigation, supplying them with the arguments, case law, and “approved” scientific narratives to ensure rulings against oil companies. The New Venture Fund also trains prosecutors to deliver the very arguments these judges have been primed to accept. Legal experts warn this turns climate lawsuits into scripted show trials with predetermined outcomes, placing America's energy sector at an engineered disadvantage. https://twitter.com/MJTruthUltra/status/1995531341975449748?s=20   NGO's, I'd be panicking too. The Democratic National Committee raised a total of $685,840,729 in 2024. Did you really think that Americans gave that much money to a party who wanted to defund the police, who stopped arresting criminals, hellbent on aborting babies, wants to mutilate children, and allow men into women's bathrooms? https://twitter.com/pepesgrandma/status/1995361098409619725?s=20 https://twitter.com/amuse/status/1995274712734216328?s=20  Kelly's stratospheric balloon startup, World View, in 2013 and 2016. Kelly quietly moved the Chinese investment into a secretive blind trust when he ran for Senate. Now he's part of the Seditious Six telling US troops to ignore President Trump's lawful orders and warning they could be prosecuted once Democrats are “back in control.” Critics note the irony: a senator with CCP-linked funding undermining the chain of command of the U.S. military. The Sedition 6: All Roads Lead to Ron Conway Report https://twitter.com/CynicalPublius/status/1995545363999326341?s=20 https://twitter.com/DataRepublican/status/1995528879050719506?s=20 https://twitter.com/SaltyGoat17/status/1994389697188217270?s=20 https://twitter.com/DC_Draino/status/1995153965651223012?s=20  It is Section 2387 of Title 18, Chapter 115, which falls under general federal criminal law governing crimes like treason, sedition, and subversive activities President Trump's Plan https://twitter.com/EricLDaugh/status/1995512799133655450?s=20   Next steps could be for the administration to ask a full panel of 3rd Circuit judges to reconsider the decision – or going right to the U.S. Supreme Court. https://twitter.com/RapidResponse47/status/1995270338826076313?s=20 https://twitter.com/EricLDaugh/status/1995567423077106141?s=20  https://twitter.com/TrumpWarRoom/status/1995512909351530925?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

A strike against a suspected drug boat in the Caribbean has prompted bipartisan scrutiny. The Washington Post’s Alex Horton details why lawmakers on both sides are seeking greater transparency. The suspected shooter of two National Guard troops in Washington D.C. arrived in the U.S. via a program meant for Afghans to resettle after the war. The Wall Street Journal’s Michelle Hackman joins to discuss how Trump is now expanding his immigration crackdown. Americans return a lot of purchases. As we emerge from Black Friday, Wirecutter’s Annemarie Conte explains where it all ends up. Plus, bad winter weather is snarling post-Thanksgiving travel and more is on the way, why U.S. officials say there’s still work to be done on a deal to end the Russia-Ukraine war, and how three octogenarian nuns became Instagram darlings. Today’s episode was hosted by Shumita Basu.

The Trump administration is touting progress in brokering a Ukraine peace deal, with claims that Ukraine has tentatively signed on and only a few details needing to be sewn up to get Russia on board.  Guest host Chris Keene and Americans' Comedian Kurt Metzger discuss the ongoing political theater around a war that could have ended years earlier if Western powers hadn't intervened to sabotage diplomacy mere weeks after the war begain.  As mainstream outlets praise or panic over the proposal, the hosts highlight the staggering human toll—1.4 million dead—contrasting it with U.S. officials now admitting Ukraine faces imminent defeat and unsustainable military support.  With blistering commentary, they shred both parties for fueling endless war, exploiting Ukraine's suffering, and pretending sudden urgency after years of burying peace negotiations. The segment closes with the hosts blasting the hypocrisy, corruption, and geopolitical gamesmanship from both Democrats and Republicans keeping the conflict alive while ordinary people pay the price. Plus segments on newly minted CBS News head Bari Weiss explaining that she wants to be an informational gatekeeper, the reaction to Joe Rogan suggesting that cultural issues are being used to divide us, Tucker Carlson saying he now "hates" the Republican Party and U2's Bono's declaration of Trump Derangement Syndrome. Also featuring Mischa Paullin!

Surprising good economic news as Americans head into the holiday season — what our shopping habits reveal about the state of the economy, and what the pundits are missing.Then, a sobering turn: the murder of a National Guard member in Washington, D.C., allegedly at the hands of a radicalized Afghan migrant. Stigall digs into the facts, the policy failures, and the political implications of a story that’s shaking the capital.An enormous scandal for Democrats in Minnesota and Tim Walz specifically as his own government is blaming him for the billion-dollar fraud. Stigall explains. Next, the GOP’s growing pressure on affordability. With cost-of-living frustrations boiling over, Republicans are scrambling to address the issue — and Stigall explains why this moment matters more than the usual election-year noise.We also cover President Trump’s escalating clash with Democrats over his approach to narco-terrorism in waters to America’s south — a fight that blends national security, geopolitics, and election-season theater.Finally, a provocative cultural question: Are Christians being manipulated by “toxic empathy”? We explore what the term means, how it shows up in politics and the church, and whether compassion is being weaponized. -For more info visit the official website: https://chrisstigall.comInstagram: https://www.instagram.com/chrisstigallshow/Twitter: https://twitter.com/ChrisStigallFacebook: https://www.facebook.com/chris.stigall/Listen on Spotify: https://tinyurl.com/StigallPodListen on Apple Podcasts: https://bit.ly/StigallShowSee omnystudio.com/listener for privacy information.

Angel Studios https://Angel.com/HermanJoin the Angel Guild today where you can stream Thank You, Dr. Fauci and be part of the conversation demanding truth and accountability.  Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/Todd Bulwark Capital https://KnowYourRiskPodcast.comBe confident in your portfolio with Bulwark! Schedule your free Know Your Risk Portfolio review. Go to KnowYourRiskPodcast.com today. Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bonefrog https://BonefrogCoffee.com/ToddThe new GOLDEN AGE is here!  Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.LISTEN and SUBSCRIBE at:The Todd Herman Show - Podcast - Apple PodcastsThe Todd Herman Show | Podcast on SpotifyWATCH and SUBSCRIBE at: Todd Herman - The Todd Herman Show - YouTubeJulie Barrett, founder of Conservative Ladies of America, joins the show to talk about how digital ID is looming over the head of Americans, and how Republicans are going to help implement it.Episode Links:According to Bill Gates, digital ID and digital currency are both necessary tools for granting people access to voting, financial services, healthcare, and education.Here comes digital id for the states, probably soon in Canada.  Republicans and conservatives here will cheer it on, I'm sure, all too fight the evil immigrants that your government brought here on purpose. Cause problem fix it with authoritarianismSenators Introduce Bill to Create Digital Identity for All AmericansBill Gates praises India's "digital public infrastructure"—a combination of biometric digital ID, bank accounts and payments—as "foundational" for keeping tabs on farmers, monitoring people's health records and helping with "climate problems".Bill Gates Calls for Digital ID "Systems & Behaviors" to Combat "Misinformation". "The U.S. is a tough one because we have the notion of the First Amendment. And so what are the exceptions? ... I do think over time...you're going to want to be in an environment where the people are truly identified … We're going to have to have systems and behaviors that we're more aware of who says that, who created this?"

Murph welcomes military hero Anthony Dyer, a U.S. Air Force veteran whose inspiring journey captures the dreams, grit, and determination of countless young Americans. Encouraged by his father, a Vietnam-era Air Force veteran, Anthony made a bold choice: he enlisted, chasing opportunity, adventure, and purpose. Throughout his career, Anthony learned that success isn't about talent—it's about repetition, training, and relentless effort. That mindset shaped him into a warrior, a leader, and ultimately, an author.

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this Monday Headline Brief of The Wright Report, Bryan covers the nation's grief and anger after the Washington terror attack, the deepening crisis within America's immigration system, and President Trump's most sweeping border actions yet. He also examines the political backlash, the debate over assimilation, and the global pressures shaping events from Europe to Venezuela. America Mourns and Demands Answers: Staff Sgt. Andrew Wolfe remains in critical condition while Specialist Sarah Beckstrom is laid to rest after last week's terror attack in Washington. DHS confirmed the attacker, Rahmanullah Lakanwal, was a former CIA-backed Afghan Zero Unit fighter who was radicalized after arrival in the United States. Investigators say he drifted between Washington State, Arizona, and the East Coast with little oversight, revealing systemic vetting failures across multiple administrations.   Vetting Breakdown Exposed: Inspector General reports show that over two hundred thousand Afghans brought into the country during the 2021 evacuation were admitted with almost no reliable databases, poor ID verification, and limited interagency cooperation. None received continual vetting after entry. Bryan explains why "strict vetting" is a political myth and why U.S. systems remain unable to verify criminal history, ideology, or cultural fit for many migrants.   Trump Orders the Most Sweeping Immigration Freeze in Decades: The President has paused all asylum applications, halted Afghan visa processing, and instructed his team to permanently pause migration from Third World nations to reset the system. Green card and citizenship requests from nineteen countries are suspended. Trump is also considering the denaturalization of foreign-born citizens who fail loyalty or cultural compatibility standards. Legal scholars note that Section 212(f) of the Immigration and Nationality Act grants the President broad authority to take such steps.   Political Firestorm and Cultural Divide: Republicans and most Independents support a historic crackdown, while Democrats accuse Trump of racism and xenophobia. Some leaders, including Representative Jasmin Crockett and Representative Debbie Wasserman Schultz, blamed the National Guard deployments for the attack. Bryan argues that many progressive lawmakers reject assimilation because they reject the idea of American culture itself, pointing to recent examples in education, media, and politics.   College Degrees Lose Appeal: New polling shows only 33 percent of Americans believe a four-year degree is worth the cost. Interest in vocational training and maritime careers is rising as tuition increases outpace wages. Maritime academies report that graduates earn more than $200,000 a year after six months of work.   The Autopen Controversy: President Trump announced he is canceling all executive actions signed by Joe Biden through the autopen, citing concerns that Biden did not authorize their use. The Justice Department may soon bring cases that will force the Supreme Court to clarify the legality of autopen approvals.   Debate Over Unlawful Orders Heats Up: Reports claim Secretary of War Pete Hegseth ordered a second strike on a cartel boat. Hegseth denies it. Senator Mark Kelly suggested troops should rely on intuition when evaluating orders, which critics warn could lead to chaos and politicized discipline. The issue may shape U.S. operations in the Caribbean.   Global Flashpoints: Venezuela and Europe: Trump rejected demands from Venezuela's Nicolás Maduro for guaranteed amnesty and military control as part of an exit deal. Maduro may attempt a guerrilla resistance if forced out. In Europe, Islamist protests are disrupting Christmas markets in Belgium and Germany, where security costs have surged. France's populist movement is surging in polls as crime tied to migrants fuels public frustration. Portugal's populist party Chega is also now tied for first place in national polling.   Medical News: A major UK study finds that weight loss drugs like Mounjaro and Zepbound must be taken long-term to maintain results, with many patients regaining most of the weight after stopping treatment.   "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: Washington DC terror attack Afghan Zero Unit, Rahmanullah Lakanwal vetting failure, Trump asylum freeze Section 212f, de-naturalization debate immigration reform, Jasmin Crockett Guard criticism, Debbie Wasserman Schultz Trump blame, college degree value drop vocational training, autopen Biden executive actions, Hegseth double tap allegation, Venezuela Maduro exit talks, Belgium Germany Christmas market threats, France National Rally Bardella, Portugal Chega Ventura, GLP-1 weight loss drug study UK

Today's Headlines: A CIA-trained Afghan asylum recipient shot two National Guard members in DC—one fatally—prompting Trump to announce (on his little app) a “pause” on all migration from “third world countries”. The administration is now freezing asylum and Afghan visas while somehow avoiding the question of why the National Guard is still posted in DC at all. Meanwhile, the Trump team is escalating its hunt for “sedition,” with the FBI now interviewing the six Democratic veterans who reminded troops not to follow illegal orders. And in the Department of Defense (War), Pete Hegseth allegedly ordered a second strike to kill survivors of a botched boat attack—something even a few Senate Republicans have decided is maybe a bridge too far. Trump also pardoned former Honduran president and convicted drug trafficker Juan Orlando Hernández, who immediately went home like it was checkout time at Club Fed. On the Ukraine front, Rubio, Kushner, and Steve Witkoff are still trying to spin their “peace plan,” which reporting suggests was always just a giant business deal in disguise. The drama deepened when Zelensky's chief-of-staff Andriy Yermak resigned after a corruption raid and announced he's headed to the front lines. In other news, the families of Americans killed or injured on Oct. 7 are suing Binance for allegedly helping fund Hamas and other militant groups—just weeks after Trump pardoned Binance's founder. Over in Israel, Netanyahu is trying to get a presidential pardon mid-trial because sure, why the heck not. Additionally, hundreds of New Yorkers blocked what looked like an ICE raid with their bodies and literal piles of garbage bags, Senate Republicans are gearing up to fight basic car-safety rules, and RFK Jr. just ditched asbestos testing for talc cosmetics because…MAHA. Finally, GOP Rep. Troy Nehls is retiring, but don't celebrate too hard—his identical twin is already lining up to take his spot. Resources/Articles mentioned in this episode: WSJ: National Guard Soldier Dies a Day After D.C. Shooting AP News: US halts all asylum decisions after shooting of National Guard members CNBC: FBI seeks to interview Sen. Mark Kelly, other Democrats Trump accused of seditious behavior WaPo: Hegseth order on first Caribbean boat strike, officials say: Kill them all The Hill: Senators vow oversight after report Hegseth told troops to ‘kill everybody' in boat strike AP News: Trump says he plans to pardon former Honduran President Hernandez for 2024 drug trafficking sentence AP News: Rubio says US-Ukraine talks on Russia war were productive but much work remains in search of a deal WSJ: Make Money Not War: Trump's Real Plan for Peace in Ukraine Kyiv Independent: Zelensky's ex-chief of staff Yermak says he's 'going to the front' after resigning amid corruption probe NY Times: Hamas Victims' Families Sue Binance, Accusing It of Aiding Terrorism The Jerusalem Post: Netanyahu's pardon bid tied to pressure on Israel's courts NYT: Several Arrested as Protesters Block ICE Agents From a Potential Raid in NYC WSJ: Senate Committee to Challenge Auto-Safety Mandates That Hurt ‘Affordability' The Guardian: FDA poised to kill proposal that would require asbestos testing for cosmetics Axios: Trump ally Troy Nehls joins growing group of retiring House members Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

As the popularity of online prediction markets grows, correspondent Anderson Cooper sits down with Polymarket founder and CEO Shayne Coplan in his first network television interview. The 27-year-old newly minted billionaire talks about his platform, where users can bet on politics and pop culture, sports and finance, even war and peace, and how all that data can be used to forecast the future. After a three-year U.S. ban, Coplan explains how Polymarket works, and how the company finds itself poised to reenter the U.S. market with backing from Washington, Wall Street and Silicon Valley.  America's next wave of scientific talent may come from Lambert High School, where students used CRISPR to develop a promising new way to detect and treat Lyme disease, which affects nearly half a million Americans each year. Correspondent Bill Whitaker meets these “CRISPR kids” as they take their breakthrough to iGEM—the global biotech Olympics in Paris—and face off against the world's new rising force in biotechnology: China.  Barcelona's 18-year-old soccer phenom Lamine Yamal has captivated fans with his improvisation and flair. Already, he is considered a generational talent and an heir to the great Lionel Messi. Correspondent Jon Wertheim meets Lamine Yamal in his home country of Spain to talk about his rapid ascent ahead of next summer's World Cup in North America. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Haines joins executive producer Brian Teta to discuss her Thanksgiving holiday and how she navigates political conversation at the dinner table. Then, she reacts to a new survey that shows most Americans don't see the value in a four-year degree and reflects on how finances shaped her college experience. Learn more about your ad choices. Visit podcastchoices.com/adchoices

An inspiring conversation with Bryan Hubbard as he shares his journey from Appalachian roots and a career in law to leading groundbreaking reform in addiction treatment. Discover how personal loss, the opioid crisis, and transformative experiences with psychedelics like ibogaine have shaped his mission to bring hope and healing to those struggling with trauma and dependency. Don't miss this powerful story of resilience, advocacy, and the fight for real change.Resources & Links:Americans for Ibogaine: americansforibogaine.orgBeyond and Ayo Clinics (Ibogaine treatment centers in Mexico)Inner Vision Iboga (Juliana Mulligan's organization for clinic guidance)Connect with Bryan Hubbard:Learn more about Bryan's work and advocacy by visiting Americans for Ibogaine or following updates on state-level psychedelic policy reform.For More on Gabby:Instagram @GabbyReece: https://www.instagram.com/gabbyreece/TikTok @GabbyReeceOfficial https://www.tiktok.com/@gabbyreeceofficialThe Gabby Reece Show Podcast on YouTube: https://www.youtube.com/@GabbyReeceProduced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of Finding Freedom, we dive into the rise of "polyworking"—the growing trend of juggling multiple jobs and income streams in 2025. Host John unpacks why the traditional 9-to-5 is losing its grip and how economic shifts, technology, and cultural values are driving more Americans to diversify their work lives. From side hustles and gig work to digital entrepreneurship and fractional roles, discover how people are redefining success and stability. John shares personal stories, practical advice, and the risks and rewards of polyworking, including the importance of risk management and avoiding burnout. We also explore the impact of inflation, the Federal Reserve, and why flexibility and autonomy matter more than ever. Whether you're considering a side hustle or already managing multiple streams of income, this episode offers insights and inspiration for building a life on your own terms. Chapters00:00 – Introduction & What is Polyworking?03:30 – The Decline of the 9-to-507:00 – Economic Forces: Inflation & The Federal Reserve12:00 – Why Multiple Streams of Income Matter18:00 – The Cultural Shift: Flexibility Over Salary23:00 – How Gen Z & Millennials Are Leading the Change28:00 – Popular Polyworking Paths: Side Hustles, Digital Services, and More35:00 – Risks, Burnout, and How to Succeed40:00 – Listener Q&A & Final Thoughts Links Fox and Sons Coffee: https://foxnsons.com (Use code JOHN for 15% off $40+) Connect with John: john@lionsofliberty.com Instagram & X: @JohnOdermatt Lions of Liberty Network: https://www.lionsofliberty.com Support on Patreon: https://www.patreon.com/lionsofliberty Support on Locals: https://lionsofliberty.locals.com Follow the Lions of Liberty: Twitter - https://x.com/LionsofLiberty Rumble - https://rumble.com/c/LionsofLiberty YouTube - https://www.youtube.com/lionsofliberty Instagram - https://www.instagram.com/lionsofliberty/ Telegram - https://t.me/lionsofliberty Get access to all of our bonus audio content, livestreams, behind-the-scenes segments and more for as little as $5 per month by joining the Lions of Liberty Pride on Patreon OR support us on Locals! Check out our merchandise at the Lions of Liberty Store for all of our awesome t-shirts, mugs and hats! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this must-hear breaking news episode, host Paul Rieckhoff and Washington Post Pentagon reporter and returning guest Dan Lamothe dig into the shocking September 2 “drug boat” strike that allegedly included a second “double tap” hit on survivors in the water—and why this may become the first real legal and political test of Trump's controversial boat strike campaign. They unpack who gave which orders, what Congress can demand, how video evidence could change everything, and why the Navy and Pentagon leadership are under new scrutiny from all sides.​ Paul and Dan also break down the pre-Thanksgiving targeted shooting of West Virginia National Guard soldiers in Washington, DC—one killed, one critically wounded—and what it reveals about domestic security, vetting, immigration politics, and the dangerous rush to be first instead of right when governors and politicians post about casualties. The conversation then zooms out to looming US strikes on Venezuela, ongoing war in Ukraine, and what happens if American aircraft go down on foreign soil in the middle of a fragile, hyper-partisan environment of misinformation. The guys also dig into negotiations and fault lines in Ukraine, how China may be quietly benefiting from America's distractions, and how a potential Venezuela operation could spin out politically and militarily without clear, credible communication.​ In one of the most jaw-dropping segments, Paul and Dan dig into the collapse of the traditional Pentagon press corps: CNN, The New York Times, Fox, and The Washington Post have now been fully pushed out of the building–and radical conspiracy-pusher Laura Loomer, MyPillow-linked outlets, and fringe “truth tellers” have taken over their access–and their desks. And they're talking junk about it.  Dan and Paul also drill down on Trump's plans to attend the Army–Navy game later this month, what to look for, how that once-unifying event is now becoming a hyper-political stage, and why announcements and personnel moves tied to the game have mattered before—and could again.  Plus, Dan shares why time with teachers, cops, and old classmates far from DC can be grounding in a moment of national whiplash. Paul gives a shoutout to the unifying Detroit Lions Thanksgiving halftime show with Eminem and Jack White—and why small cultural moments like that matter when the news is this heavy. Because every episode of Independent Americans with Paul Rieckhoff breaks down the most important news stories--and offers light to contrast the heat of other politics and news shows. It's independent content for independent Americans. In these trying times especially, Independent Americans is your trusted place for independent news, politics, inspiration and hope. The podcast that helps you stay ahead of the curve--and stay vigilant. -WATCH video of this episode on YouTube now. Past appearances by Dan Lamothe: Episode 96, Episode 154, Episode 185, Episode 206, Episode 245, Episode 318, Episode 332 and Episode 357. -Learn more about Paul's work to elect a new generation of independent leaders with Independent Veterans of America. -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -Check the hashtag #LookForTheHelpers. And share yours.  -Find us on social media or www.IndependentAmericans.us.  -And get cool IA and Righteous hats, t-shirts and other merch now in time for the holidays.  -Check out other Righteous podcasts like The Firefighters Podcast with Rob Serra, Uncle Montel - The OG of Weed and B Dorm.  Independent Americans is powered by veteran-owned and led Righteous Media. Spotify • Apple Podcasts • Amazon Podcasts  Ways to watch: YouTube • Instagram  X/Twitter • BlueSky • Facebook  Ways to listen:Social channels: Learn more about your ad choices. Visit megaphone.fm/adchoices

Keith discusses seven ways to get a lower mortgage rate, emphasizing the historical impact of the 1940s GI Bill on homeownership and wealth creation.  Caeli Ridge, founder of Ridge Lending Group, digs into smart tactics like adjustable rate mortgages, DSCR loans, and down payment options, plus insider tips on boosting your creditworthiness, timing your rate lock, and planning ahead so you can maximize your returns.  They also explore trends like 50-year mortgages and portable mortgages, and the benefits of FHA and VA loans for first-time buyers.  Resources: Want expert guidance on your next real estate investment or mortgage? Reach out to Ridge Lending Group for personalized support and a full range of loan options—whether you're a first-time buyer or seasoned investor. Visit ridgelendinggroup.com or call 855-74-RIDGE to take your next step! Episode Page: GetRichEducation.com/582 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, seven ways you can get a lower mortgage interest rate. We'll break them down loan types available to you that you never heard of, and learn how the 1940s GI Bill shaped the mortgage that you get today on get rich education   Speaker 1  0:22   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:07   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Keith,   Keith Weinhold  1:23   welcome to GRE from the Romanian Black Sea to the Egyptian Red Sea and across 188 nations worldwide. I'm Keith Weinhold, and this is the indefatigable get rich education before we discuss the seven ways that you can get a lower mortgage rate and more in the 1940s before my dad was born, the GI Bill gave veterans returning from World War Two access to cheap home loans, and that single policy decision might have done more to shape the modern American Housing landscape than Anything else in the last 100 years. Think about it, millions of young men, almost kids, really had just spent the better part of their early adulthood in Europe or the Pacific. They came home, married their sweethearts, started families, and suddenly America had this booming demand for housing, but demand alone doesn't build homes. You also need money. You need access to credit, and that's where the GI Bill stepped in. It didn't just thank returning service members for their sacrifice. It handed them something way more powerful, the ability to buy a home with little money down a low interest rate and underwriting standards that would frankly look like a fantasy today, that access to credit sparked one of the biggest housing booms in American history. You had these entire suburbs that sprang up overnight, Levittown in New York, Lakewood in California. These were master planned communities, and they really became a blueprint for Post War America. We had the booming 50s, and this had a lot to do with it. Here's the part that most people don't understand. This wasn't just about housing. This was about wealth creation, because for better or worse, home ownership has been the primary wealth building vehicle for the American middle class these past 100 years, when you give millions of people a subsidized path into property ownership, you're not just giving them a roof. You're giving them equity appreciation, leverage, tax benefits. You're giving them the engine, this flywheel that spins up generational wealth in a lot of ways. The GI Bill is the earliest institutional example of what I at least tell you here on the show, real estate pays five ways. Now they didn't call it that in 1947 but that's exactly what it was. Veterans earned appreciation as suburbs grew. They had amortization working for them, they collected tax advantages. Inflation slowly eroded their fixed rate mortgage balances too. And here's the thing, these weren't even speculative investments. They were homes that they lived in. Now, of course, the GI bill wasn't perfect. It expanded opportunity for millions of people, but it excluded a lot of people too. Lenders and local governments often blocked black veterans and other minorities from accessing the same benefits. That's a whole story unto itself, but the takeaway for today is, when you combine demographic momentum with favorable financing, you can remake a nation, and that's why housing policy still matters today, which we'll get. Two shortly, when you change access to credit or just tweak it, you change the trajectory of families and markets for generations, and the GI Bill proved that. So when we talk about interest rates, affordability, supply shortages, or any of the high frequency housing data that we cover here, remember that the stories aren't just about numbers. They really are about people. They're about giving ordinary Americans the chance to build wealth the same way that those World War Two veterans did through ownership, stability and the quiet compound leverage, not compound interest. Compound leverage that real estate delivers over time.    Keith Weinhold  5:49   I'm bringing you today's show from, I suppose, a somewhat exotic location. I am inside Caesar's Palace, which is right near the very middle of the famed Las Vegas Strip, that's where I'm at. The hotel staff is always accommodative of the show setup. This might seem a little strange to you, because I'm not a gambler. The reason I'm here is that my brother lives 25 minutes away, and I've been with him during Thanksgiving. Next week, I'll bring you the show from Buffalo, New York, and then two weeks from now, I have something heart warming to tell you about that, and it is a real estate story. I'll be broadcasting the show from upstate Pennsylvania. I'll be there to visit my parents. My brother's also coming in from Nevada to be there. That's where the four of us, mom, dad, my brother and I will sit around the same dining room table in the same kitchen of the same home that my parents have lived in since the 1970s nothing has changed, and all four of us know our spots at the table. And actually, it's not even called the dining room table. It is the supper table, as my parents call it so, from flashy Caesar's Palace today to Buffalo and then to Appalachian simplicity in Pennsylvania, the stability and continuity of my parents living in the same home and four wine holds sitting around the table during the holidays, it is so rare. I imagine less than one or 2% of people can do this. I'm just profoundly grateful and proud of Kurt and Penny Weinhold for being the best, most stable parents I could have asked for. It's almost too much to ask, and if you don't have that in your life. Ah, you can do something about that. You can provide the same decency and stability for your children.    Keith Weinhold  7:50   Let's talk about seven proven ways you can get a lower mortgage rate with this week's terrific guest. Though, we'll focus on investment properties. A lot of this applies to primary residences as well.   Keith Weinhold  8:07   We are joined by the founder of the lender that's created more financial freedom for real estate investors than any other mortgage originator in the nation, the eponymous Ridge lending group. And though that sounds impressive, my gosh, she didn't even need that introduction for you the listener, because she's one of the most recurrent guests in show history. Welcome back to GRE Caeli Ridge,   Caeli Ridge  8:30   I am delighted to be here as always, Keith, thank you for your support and acknowledgement. I love what you do, and I'm hoping that I can bring more value today to your listeners in what it is that we do, educating the masses, right?   Keith Weinhold  8:42   You've been doing that here for about 10 years. And yes, we're talking about a woman with a reputation for writing emails in all caps, yet still maintains a great relationship with everybody. I mean, congrats, shaile. I couldn't possibly pull that off myself.   Caeli Ridge  8:58   Thank you, Keith. And you know, I'm going to stay by my all caps, man, it's a speed thing. It all boils down to the number of seconds in the day that I can just move quickly through an email. Yeah, I love my all caps.   Keith Weinhold  9:09   Apparently recipients are still replying, well, you can get a lower mortgage rate in at least seven ways. You can get an adjustable rate mortgage, do a midweek lock in, negotiate seller credits. Have a high credit score. Do a two one buy now, which is kind of old school, but some home builders are using it boost your DTI or buy now, not later. Those are some of the strategies for lowering your mortgage rate. What are your thoughts with regard to that?   Caeli Ridge  9:39   I think all of those are viable. I would just say on the adjust for a mortgage. The pushback I would give there is, is that for residential property, specifically, single family, up to four units, we are not finding that spread between the arm and a 30 year fix. We've been the industry as a whole, secondary specifically been on the inverted yield. Now this gets a little tough. Nickel, and I won't go down that rabbit hole, but 08, 09, the housing and lending crash created an environment within secondary markets where an inverted yield has made a 30 year fixed mortgage more favorable in the rate department. Now that's not always going to be the case. I am a huge fan of the adjustable, but what would work right now is an adjustable with the all in one not to take too much time on that topic, but that would be an adjust rate mortgage that I think would save interest or reduce the rate of which interest is accruing,   Keith Weinhold  10:30   the all in one loan, which we discussed extensively back at the beginning of this year here on the show. Long term, though, I have seen adjustable rate mortgages work for a lot of people, because really, the compelling proposition of the arm is that it guarantees that you get a lower rate in the near term, and yet there's only a chance that you're going to have a higher rate in the long term   Caeli Ridge  10:53   and further. Let's I mean, let's dissect that a little bit. I am a huge proponent. I love an adjustable rate mortgage when the arm is pricing a half or a full percentage point plus over a fixed especially for non owner occupied and the reason for that is, and this is statistically speaking, feel free to look this up, guys, the average shelf life of a mortgage for an investment property is about five years. Great point, right? And we know that if that's the case, right, we're refinancing to harvest equity. We're refinancing maybe to reduce an interest rate from where the market was before, et cetera, et cetera. So that would be the first thing I would say. And then also remember, you guys the first 10 years of an amortized mortgage, 30 year fixed, amortized mortgage, how much of that payment is going to the principal? Because people will often push back by saying, well, either an interest only, or an adjustable and what happens if it changes or it goes up? Most of your payment is going to the interest anyway, and that reset to harvest equity. Borrowed funds are non taxable. We always say that, right? I think it's fully justified. So I love an arm, I just don't know, in comparison to a 30 year fixed today, like a five year ARM versus a 30 year fixed we are in a place that it makes sense, but normally, to your point, absolutely. Fan   Keith Weinhold  12:06   that spread needs to widen for the arm to make more sense. What about doing a mid week rate lock in? Is that a thing?    Caeli Ridge  12:13   Yeah. And you know, I don't have any empirical evidence here. Okay, I don't have any data points that actually prove this, except for 25 years in the business and locking loans every day of my life. There's something about a Monday and a Friday. And I have some conspiracy theories. I don't know that. I it's necessary to share them here, but midweek locks tend to be more favorable in both points and interest rate than you'll find on a Friday and a Monday. I think largely it has to do with, you know, the stock exchanges shutting down for the weekend, right? You got a Friday, you got two days in between. You got foreign markets, and all the things that can explode and happen during that amount of time. So I think they hedge a little bit. So on Friday, going into the weekend, I think that there's something about that and why interest rates are a little less favorable. And then Monday, of course, coming off the weekend, similarly, maybe there's some truth to that too.   Keith Weinhold  13:02   Now, negotiating seller credits has really been a trend to help with affordability. Tell us about specifically what you're seeing there, what's common.   Caeli Ridge  13:11   So we're talking to investors. I can tell you that the loan products you guys are going to have access to are going to cap you, okay, you're going to cap at, per guideline, 2% of the purchase price. Okay, remember that your points that you're paying when you get into locking an interest rate are going to be calculated on the loan size, all right. So the first thing to know is seller paid closing costs, maximum is going to be 2% per underwriting guidelines. That 2% is based on your purchase price. Anything that you're paying points for is going to be on the loan balance, the loan size, so there's going to be a little extra there for you that can contribute or can pay for some other closing costs, right, depending on the numbers. Now, if you're smart enough, or lucky enough, or whatever, the market is viable enough that you can negotiate more than 2% from the seller to pay towards closing costs, you're going to be limited on what you can do on the loan side. But let's say that you go and you've negotiated 4% seller will pay 4% towards your closing costs. Then in that case, you can reduce, you got the two points that you're allowed per guideline. And then you can reduce the purchase price by the difference you don't want to leave that money on the table.   Keith Weinhold  14:15   That's how it's done. And then there's just simply having a higher credit score. What's the highest credit score that really helps you get the lowest mortgage rate for both primary residences and non owner occupied properties. Loan product   Caeli Ridge  14:29   type dependent. But I would say overall, 760 and above is kind of that threshold. There are products that go 780 maybe even on the rare occasion, 800 and above. If I had to pick a number as the absolute pinnacle, I'm going to go 780    Keith Weinhold  14:41   All right, so having a credit score above those thresholds really doesn't help get you a lower interest rate. It's really just a little flex that you've got an 811, credit score, or whatever it is. Now the two, one buy down. That's something that we used to see long ago. A few home builders are bringing it back. And what that does it allow? Homebuyers to pay a lower interest rate for the first two years with the seller covering the difference, and that allows the seller to get their price. They don't have to lower the price of the home at all. But the two one buy down, and you see that written, two, one that has been employed more recently. Tell us about that.    Caeli Ridge  15:18   Well, the builders are struggling in some cases, right? The affordability buzzword is all over the place. So they've had to get creative and find ways in which they can move their inventory. So I think they've done a good job at kind of shaving off some of their margins to satisfy or improve the terms for the consumer. So I like the two. One, if you can get it   Keith Weinhold  15:37   now, one can boost their DTI as well their debt to income ratio and Taylor. When we've talked about that before, we've usually talked about reducing your debts in order to improve your DTI. However, a lot of people don't think about the fact that, oh, well, you can increase your income that lowers your DTI to help you qualify. So tell us what is the max DTI that you can have   Caeli Ridge  16:00   maximum debt to income ratio, in most cases on a full dock loan is going to be 50% now, depending on the type of income that you earn or that you've demonstrated, how you calculate that can get a little bit tricky. But if you're just a straight w2 wage earner, we don't have, you know, commissions or bonuses or anything that we consider variable income, then you just take your gross income times 50% whatever that number is, all of your liabilities on the credit report, we do not count ordinary living expenses like food and gas and utilities and cell phone bills. It's the minimum payments on the credit report. As long as whatever that add up is fits within that 50% you're good to go.    Keith Weinhold  16:37   Now, when it comes to improving our DTI to get a lower mortgage rate, I tend to think it's easier to knock out some debts to improve your DTI. But what about the other side of it? What about increasing your income to improve your DTI, lower your mortgage rate and qualify? Can you talk about some of the strategies for increasing your income with respect to DTI?    Caeli Ridge  17:02   Absolutely. And the biggest one, I think that we probably want to focus on most is going to be on a schedule E, right? That's the one that you're going to have more control over. So when we talk about rental income and how we might be able to boost that first, it might be important to share that there are two ways in underwriting that we will calculate or quantify rental income. The first way is called the acquisition year formula. I'll give you that in just a second. It's very easy, but the way I think we focus on here, because acquisition year is going to be what it is, you're going to have very little ability to manipulate or change that once our rental properties fall on our tax return, specifically the Schedule E of a federal tax return, you as the taxpayer or the borrower are going to have some access to maximize or increase the income, or, let's actually get a little bit more granular there to maximize the gain or minimize the loss, by means of depreciation, maybe a cost seg, maybe we make sure that one time, extraordinary expenses are demonstrated on the tax return in the appropriate way so that underwriting can add those things back. So I know that this sounds technical, but the scheduling is the way that I would say is the easiest for an investor to maximize income, reduce debt to income ratio. And I will close by saying that ridge lending, I think one of our most valued value adds is the ability to help our clients look at their draft tax returns on an annual basis and present them with, Hey, listen, Mr. Jones, if you file this way, this draft tax return, if it files this way, this is what it means to your debt to income ratio. Here's my advice, right? We go into a lot of depth there with our clients.   Keith Weinhold  18:39   That is a smart, long term planning piece that most mortgage companies are not going to give you. They're not going to be forward looking, looking out for your next three years of growing your income property portfolio. And shortly, we'll talk about a way for you to qualify loans where you don't have to show tax returns or W twos or pay stubs. But while we're talking about how to get a lower mortgage rate and some creative ways to do that, I brought up, buy now, not later. And what do I mean by that? What I mean is say, properties appreciate even 3% over time. Buying now, I mean that is going to net you more equity if you buy now rather than waiting, than it would in the savings from a rate drop, when you look at the appreciation run up, however, if rates go up, then you get both the lower price and the lower rate by buying now, not later.   Caeli Ridge  19:32   And I would add to that, we have to remember that in addition to a very modest 3% in the home appreciation, we should be appreciating our rents at even a modest 2% a year, right? Depending on where you are, et cetera. I know that there's exceptions to the rule. And then finally, we got to add in that tax benefit, what you're going to get in your deductions, et cetera, et cetera.   Keith Weinhold  19:51   Yeah, great point. Well, I brought up seven ways that you can get a lower mortgage rate. Can you share a few more with us? Some common ones? Because I know. That almost everyone that calls in there wants to inquire about mortgage rate as well.    Caeli Ridge  20:03   Everybody wants, yep, everybody wants to talk about the rate, despite my vervet opposition to say, do the math. Do the math. Do the math. You know, the easiest one there would be buying down the rate. I'm going to try and formulate an example. Let's say you've got a really high wage earner and in the thick of their earning years, and they're trying to prepare for retirement down the road. It's a longer term burn. They desperately need tax deductions, and the deal that they're looking at, yeah, it's okay, but they want some extra expenses on the Schedule E, maybe they buy the rate down by three even 4% because points on an investment loan transaction are tax deductible, so that might be something, and they obviously benefit from the lower interest rate. Now I may push back on this, and I think again, I know I sound like a broken record here, but we really need to do the math. What are we getting versus what are we giving up to get a 6% or five and a half percent interest rate? What does that mean in real, tangible cost, and what's that? Break even? It's actually a fairly simple calculation. When you just divide the difference in what you're getting versus what you're paying for, and that'll give you the number of months that it takes to recapture the incentive versus the expense. But that would be the easiest one. Keith, I would say buying down points, using paying additional points to get that lower interest rate,   Keith Weinhold  21:20   buying down your rate. It could feel good in the short term, but it's often not the best long term or even intermediate term move when you do the math, as you always like to say, well, you the listener here, you know that you can qualify for mortgage loans, for rental properties without needing a w2 without needing a pay stub and without even needing to show tax returns, because you need all those things for a conventional loan, but for a DSCR loan, debt service coverage ratio, you don't. So talk to us about the pros and cons of a DSCR loan versus a conventional   Caeli Ridge  21:53   loan. Okay? And I've got a hook here too, because I think the listeners are gonna be very, very pleased to hear at the end of this statement, what's happening with DSCR in conjunction or comparison, rather to the conventional so DSCR everybody means debt service, coverage ratio. It's a very simple formula. We are going to take the gross rents and divide it by the principal and interest and taxes and insurance and association. If it applies, that's it.   Keith Weinhold  22:18   $1,000 in gross rents, $800 in p i, t i, that yields a DSCR of 1.25 Correct?   Caeli Ridge  22:25   Yes, you're absolutely right. The one that I use as I, just to keep it simple, is 1000 rents, 1000 piti. That's a 1.0 right? As long as the gross rents are equal or greater than the p i, t i, you're going to be in a position to get the more favorable rates. Now that's not to say that we can't go below a 1.0 ratio. You can actually have a property, we have products that will allow the DSCR to be a point seven five. That would mean, in this scenario, if you had rents, gross rents of 750, and the piti was 1000 you can actually get that loan done. That is allowed. The rate gets a little bit hairy. So more often than not, we're at the 1.0 and above. So this is just a really great way for investors who are either recently self employed, maybe they're adjusted gross, they just write everything off for reasons that you can imagine. Why? Right? They don't want to pay the taxes. It could be 100 different reasons. The DSCR option is such a great solution to provide a 30 year fixed mortgage same same similar leverage, if not sometimes even better than a Fannie Freddie, than a conventional loan, you can usually leverage a little bit more, in some cases, on a DSCR like a two to four, for example, two to four unit residential property, Fannie Freddie, they kind of cut those loan to values a little bit, and the DSCR loans don't care about that. So you can get the same leverage as a single family would in a DSCR. The only other primary difference is these DSCR loans are going to come with prepayment penalties. Typically, the standard is about three years, but we're usually not refinancing in the first 36 months. Anyway, if you know that that's applicable to you, then you'd have to buy the prepay down or out, which you can do otherwise. DSCR is amazing. Oh, and I'll give you the little hook here. So something I have observed this is maybe very recent 4550 ish days, the margin for interest rate difference between conventional and DSCR is really starting to narrow. DSCR products are really performing well, and that interest rate improvements that we've been seeing for those products is not far off from what the Fannie Freddie's are, and I've even seen examples where DSCR beats a 30 year fixed Fannie Freddie rate. Now those are for the higher loan amounts. I can explain if you want, but otherwise, that's good news.   Keith Weinhold  24:36   Okay, this is really good news. It's a time in the cycle where dscrs could very well make sense for you without that huge documentation Shakedown that you need with W twos and pay stubs and everything else. There are a lot of nascent trends in the mortgage industry, and we're trying to separate some of them from being rumors, from being something that can truly happen. We're talking about 50 year mortgages and poor. Affordable mortgages. More on that. When we come back, you're listening to get rich education. Our guest is Ridge lending Group President, Chaley Ridge   Keith Weinhold  25:07   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom. Coach, directly, again. 1-937-795-8989,   Keith Weinhold  26:18   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President Chaley Ridge personally, while it's on your mind, start at Ridge lending group.com, that's Ridge lending group.com   Dana Dunford  26:50   this is hemlanes co founder, Dana Dunford. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.    Keith Weinhold  26:58   welcome back to get rich education. We're talking with Ridge lending Group President and Founder, Chaley Ridge about how you can get lower mortgage rates, and also about some trends in the industry, separating what's really a rumor in what could really happen squaring on 50 year mortgages and portable mortgages, those are both things only being discussed by the administration to help with affordability. FHFA Director Bill Pulte created some jarring news recently when he publicized this. What are your thoughts on the 50 year mortgage?    Caeli Ridge  27:39   You know, on a primary residence basis, I'm not so sure I need to maybe put some more thought into that. But for an investment property, I love it. Man, anything to keep that payment down so that, because, remember, we talked about earlier in the show here the percentage of mortgages, let's just use our 30 year fixed for a second that for a rental property that start on day one and then stroke a check 360 times later to pay that to zero. Is a fraction of a percent right? We are refinancing these things. We are selling them and doing 1031 exchanges. So anything that can keep my cash flow higher and my payment lower, I am all for it. Now, the people that push back and say, Well, I want to pay off my mortgage in 15 years. I don't want to pay extra interest, you are welcome to do that. So there's a second piece to this that I think is equally as important as maximizing cash flow, and that is your qualification. All right, if this comes to pass, and right now, it could just be noise, okay, and I'm speaking specifically for investment property, but if this is available to us, the debt to income ratio component, because think about it like this. So I'm going to keep using my 15 year and my 30 year, because that's kind of what we understand. The payment difference between a 30 year 360 month and a 15 year 180 month can be substantial depending on the loan size. I mean, it can be hundreds and hundreds of dollars for the individual that is dead set and say, I don't want to pay the higher interest. I want to pay these things off. We may have arguments about that whole strategy to begin with, but overall, if they still want to do that and that's their decision, Fine, take the 30 year fixed payment. Take the 30 year fixed mortgage. Apply the difference. You can figure out that payment difference very easily. Apply it religiously. Every month. You will cross the finish line in about 15.4 years. Download an amortization calculator online. You can find them everywhere. Plug in your numbers, and you'll see what I'm talking about. If you were to do this, let's say the difference is 200 bucks a month, and you send it in every month with your 30 year fixed mortgage payment, you will cross the finish line to pay that thing off in about 15.4 years. So yes, you'll pay a few extra months of interest. But what have you done to your qualifications, right, your payment now on your debt to income ratio, when we're looking at this thing for a future optimization, never take the shorter term amortization, ever, ever, ever, you won't pay the higher interest that the 30 year or the 50 Year will probably come with because you've accelerated the payoff so long, if that's your choice. Now for everybody else that really wants. To maximize that cash flow. And they get that, they're going to be refinancing this every five, six, whatever it is, years take it, man, I am all for the longer term amortization on a rental.   Keith Weinhold  30:10   I agree with you. I even like the 50 year on a primary residence, but yeah, Chaley, right here on the show, several weeks before Bill Pulte made the announcement, I actually talked about the 50 year mortgage and compared it to the 30 and the reasons that I like it because I knew there was a chance it could be coming, since this administration is trying to do so much to help out with affordability, people buy based on a payment, not a price that lowers the payment. A 50 year mortgage helps you benefit from inflation, and there are a lot of other advantages that have to do with that, although you probably are going to pay a higher interest rate on a 50 than you would a 30. And you know, Chaley, when the 30 year mortgage had its Advent just after World War Two, I'm going to guess 75 years ago, people were having this same conversation like, oh, 30 years, my gosh, you're never going to pay off the home. And really, that's not what it's about.    Caeli Ridge  31:01   Not at all, not at all. And remember, you guys, I would encourage everybody listening to this to actually go get that amortization table and see how much interest is baked in and how it is applied and paid. It is the back end of any of these amortized mortgages where the principal actually starts to get applied in a meaningful way. The 50 year mortgage, or the longer term amortization is a huge advantage. I'm speaking for investors. Mostly. I love it.   Keith Weinhold  31:26   Some people say, are you nuts? Look at how much more interest you're paying over the life of the loan on a 50 year mortgage versus a 30 year mortgage. We already touched on that you're not going to keep that loan for the life of it, and if you just take the difference from the lower payment that a 50 Year gives you, and invest that in 8% return, you are going to crush 2x to 3x oftentimes, what the paltry interest savings are over several decades,    Caeli Ridge  31:26   and somebody else is making that payment right. We have tenants that are responsible   Keith Weinhold  31:47    100% and then there's something that I don't know if portable mortgages would fly. And what this means is that when borrowers move, they could keep the rate, keep their term and keep their lender, presumably for the new home you might have seen it in the news. You the listener that Fannie May remove the minimum credit score requirements from desktop underwriting. And Chaley, I think you let me know elsewhere that those changes don't affect non owner occupied, but of course, it could affect the broader housing market in pricing. What are your thoughts about lowering the credit score requirement   Caeli Ridge  32:28   so similar to the portable stuff, until it really reaches mainstream and it affects the non owner occupied I'm not deep diving into those things. The basis of it, though, is, is that, yeah, they're removing that minimum credit score requirement from a du underwrite that stands for desktop underwriter, as you said, that is Fannie Mae's sophisticated, automated underwriting system, and I think it's just going to give more eligibility to lower income households and people trying to become homeowners that have found the barrier for entry very restrictive because They have credit issues.    Keith Weinhold  33:00   Well, let's talk about FHA and VA loans, something that we have rarely, if ever touched on. Our listeners know that I started out making my first ever property of any kind, an FHA loan with three and a half percent down on a fourplex, living in one unit, renting out the other three. Tell us about some trends there in FHA and VA loans   Caeli Ridge  33:21   we actually just did house hack campaign. We did a webinar on it, co living, all those different ways in which, you know, the younger generation, especially, and this is true for anyone. I don't want to pigeonhole it, can get themselves into home ownership and propel them into the real estate investing as an asset class. I am such a big fan of this model, in this strategy, for anybody that's interested and willing to kind of coal mingle or habitat, like you did a four Plex at three and a half percent down, you've got three tenants that are making your mortgage payment. VA, likewise, any of the Gubby loans, which include VA, FHA, USDA, you can get high, high leverage and up to four units. So I'm a huge fan of that. And then the CO living is another thing that I think is not quite mainstream, but I think it's gaining steam    Keith Weinhold  34:09   for those that don't know what we're talking about, you can use an FHA loan with a three and a half percent down payment, as long as you live in one of the units, your credit score can even be pretty low, and you can do that with a single family home, duplex, triplex or fourplex. You can get those same benefits with a VA loan and zero down   Caeli Ridge  34:29   USDA also zero down if you're in the right zip code. How does one qualify for a USDA loan? You know, there's a website I would have you check out. We don't do a ton of those. We have the ability, of course, but there's income restrictions and all of this. They've got, actually, a pretty slick website where you can go online, type in the zip code, make sure it's in a rural area, what your income is. There's all these inputs, and it'll tell you if you'd be a candidate for it. But yeah, it's good. Rates zero down. I like the product.   Keith Weinhold  34:56   Well, there have been a lot of newsy items when it comes. Comes to mortgages. Caeli and I think we should drop back before we're done here and talk about the basics. Just basically, what does it take to get a non owner occupied loan for residential income property?   Caeli Ridge  35:12   You know, there's so many options for investors today that I would say that if you have access to and even with what we just said, house hack. I mean, listen, if you've got 3% down, three and a half percent down, you can probably assure yourself you can get into a property. And if you can't qualify from a income debt to income ratio perspective, you've got three or four other models, which include DSCR, bank statement loans, asset depletion loans, overall, I would say that this is an individual conversation. Chances are you could probably qualify today, and if you can't, one of the things that I love about Ridge lending is, is that we're going to help you plant the seeds and show you how to qualify. If it takes you three months or six months or a year, that's what we do.   Keith Weinhold  35:56   Yeah, we've definitely noticed the difference here and that you do help that investor with long term planning? I do my own loans at ridge, and my assistant here at GRE she recently got the ball rolling with you in there at Ridge as well.   Caeli Ridge  36:11   Brenda, yes, yes, that was fantastic. We are very looking forward to helping her.   Keith Weinhold  36:16   Well, you know, chili, I've come here with a lot of questions that I had. What's the question No one's asking you, but you wish that they would.   Caeli Ridge  36:25   I think it probably would be for me, planning. You know, we get a lot of questions about interest rates. That's kind of top of mind for everybody. More about planning, having people that are interested in real estate as an asset class and an investment have the conversations to say, this is where I'm at today. This is where I'd like to be in five years. Tell me how to get there, and we can have those high level conversations that really sort of reverse engineer it and say, Okay, this is where you stand today from an underwriting perspective. This is where you need to be, and here's how we're going to get you there. It's always about planting seeds and creating those roadmaps, as I like to say so I would say that that would be top of my list.   Keith Weinhold  37:02   That's exactly what you do in there, and that's really what sets you apart. Well, remind our audience how they can get a hold of ridge.   Caeli Ridge  37:11   Yes, there's a couple ways. Of course, our website, Ridge lending group.com Please email us info at Ridge lending group.com and then call us toll free. 855-747-4343, 855-74-RIDGE  is an easy way to remember.   Keith Weinhold  37:25   It's really been valuable this time. Chaley, thanks so much for coming back onto the show.   Caeli Ridge  37:29    Appreciate you. Keith.   Keith Weinhold  37:36   Oh yeah, good pointed info from Chaley over at Ridge, I think that the important things for you to remember from our conversation is that, gosh, isn't it so glaring like in your face that you have options. All these options when you engage with a lender, you're going to learn that there are probably loan programs that you've never even heard of, some that you might fit into and even if you aren't adding more property, if you're not in that phase, there are ways that you can take your existing loans and consolidate them or refinance them, or use them to produce a tax free windfall for yourself and the US is often the envy of other world nations with the flexibility that we have here in our mortgage market. I've never known anyone that does this better than Chaley and her team. I mean, they are real difference makers. If you learn something on today's show, hey, Don't hoard the good stuff. Engage in the nicest kind of wealth redistribution. Tap the Share button right now and share this on social, or text this episode to one friend who'd appreciate it. That would mean the world to me. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  38:57   Nothing on this show should be considered specific personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  39:25   The preceding program was brought to you by your home for wealth building, getricheducation.com  

The United States is ending migration from third-world countries, said President Donald Trump, who issued an announcement on Thanksgiving and said that the kindness of Americans has been exploited by people from other countries who are draining the nation's resources and making it less safe.Trump also announced that he is declaring all orders and documents signed by the autopen under former President Joe Biden null and void. Trump said that if Biden contests this, he will be investigated for perjury.We'll discuss these topics and others in this episode of Crossroads.Views expressed in this video are opinions of the host and guests, and do not necessarily reflect the views of The Epoch Times.

Shooting at child's birthday kills four, Congress opens inquiries after reports that U.S. targeted boat-strike survivors, and why Americans are on a year-end shopping spree.

A barrage of Thanksgiving Trump Truths underscores the President's seriousness about protecting Americans from drug runners, illegal alien grifters and terrorists. Trump gives Nicolas Maduro a chance to flee Venezuela as a Navy arsenal sets up shop in the Caribbean Sea. Tom Homan says deporting every single person from a third world country is the plan, and the Trump administration is moving full steam ahead. Trump calls all of Joe Biden's autopen pardons null and void as the deep state scrambles for a new narrative to deflect from their own malfeasance. 

There's a bipartisan investigation looking into whether the Trump administration conducted an illegal strike on an alleged drug tracking boat. An appeals court has ruled that a US attorney has been serving unlawfully. We have the latest on the Ukraine peace talks. Millions of Americans might lose their SNAP food stamp benefit. Plus, why the Oxford Dictionary's word of the year may infuriate you. Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's no surprise that liberal philanthropy — a longtime pillar of the Democratic establishment — has become one of the Trump administration's latest targets. As David Callahan writes in our December issue, liberal foundations “have often been depicted as the great puppet masters of the left, bankrolling and directing a who's who of progressive groups intent on destroying the American way of life.” In other words, catnip for MAGA madness.But as Callahan points out, the reality of how these institutions operate is far from radical. As powerbrokers of the elite, liberal philanthropists are averse to challenging “the systems that spawned them.”How have liberal foundations failed to mobilize working-class Americans? And how can they ramp up the fight to defend the democracy they claim to care so much about saving?Joining us to discuss this is David Callahan, founder and editor of Inside Philanthropy, and author of The Givers: Wealth, Power and Philanthropy in a New Gilded Age.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Today on CarEdge Live, Ray and Zach discuss what happens when customers stop buying cars. Tune in to learn more! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Roundup of the Week's Top Stories in Economics and FreedomAmericans with jobs rise 2 million. Foreigners plunge 1.6 million.The AI Energy CrunchWhy Universal Basic Income FailsConsumer Confidence PlungesFailed College Grads Turning CommunistRead the full article "Failed College Grads Going Communist" at https://www.profstonge.com/Visit our Sponsor: Monetary MetalsEarn 5% to 12% interest on your physical gold and silver, paid in physical gold and silver.Visit our Sponsor: CoinKiteProtect your Bitcoin with an Ultra-Secure Hardware WalletDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

Join us as Julius Jakob shares his account of what it was like to be a Czechoslovakian citizen who was forced to fight for the Wehrmacht after his country was annexed by Nazi Germany prior to WW2. Julius was a Sudaten German in Czechoslovakia who served, as a Czech citizen, in the Czech army prior to WW2. After Czechoslovakia was annexed by Germany in 1938/1939, he was conscripted into the German army and was later taken prisoner and served time as a POW for the Americans, Canadians and British.Julius shares experiences that are not as widely studied or discuss but were shared by millions of citizens occupied by the Nazis during WW2. Listen in!Support the show

Thirty five years after its signing, the Americans with Disabilities Act has led to changes in schools, work, and public spaces. The stories of St. Louisans with disabilities reveal what that landmark legislation — and disability rights activists' work in St. Louis long before ADA — changed. They also illustrate what remains to be done. Guests Lori Becker, Raven McFadden, and Seyoon Choi talk about their classroom, workplace, and social experiences as children and adults living with a disability in St. Louis.

Washington burns. The White House is in flames. But from the smoke and ashes, a nation discovers what it means to be American.The War of 1812's darkest hour became its defining triumph. As British veterans fresh from defeating Napoleon torched the capital, as rockets rained on Fort McHenry, as peace was signed but war raged on, Americans transformed humiliation into legend.Join us for the explosive conclusion of our two-part series on the War of 1812. In this second installment, we witness Perry's amazing victory on Lake Erie, the death of the great Tecumseh, the night America's capital burned to the ground, and Andrew Jackson's stunning victory at New Orleans - a battle that remade American identity, fought two weeks after the war had already ended.

Steve Gruber sits down with Will Thibeau, Director of The American Military Project, to discuss a major shakeup in the Pentagon: the DEI-focused generals finally facing consequences. They break down what this means for military leadership, morale, and the future of policy enforcement in the armed forces. From the inner workings of military hierarchy to the politics of accountability, Steve and Will unpack why this moment matters not just for the Pentagon, but for all Americans who care about the integrity of our armed forces.

In Episode 9, Jonathan Drake continues his deep dive into Section 19 of Lysander Spooner's No Treason, unpacking how the so-called “financiers of tyranny” shaped the events leading to and following the Civil War. Drake walks listeners through Spooner's argument that the real power in America was not the government, but the international loan mongers who funded both slavery and the war used to “abolish” it. Using Spooner's eight key evidentiary points, Drake explores how Northern lenders institutionalized slavery, how the South sought to escape its financial bondage, why the North fought to maintain economic dominance, not moral principle, and how the aftermath cemented centralized control over all Americans. Through this lens, the Civil War becomes not a noble crusade, but a calculated consolidation of power that still defines our political reality. Drake ties Spooner's analysis to modern patterns of manipulation, showing how the same playbook persists today.

23. First Name Friday January 2024 - Be the One! Welcome to the latest episode of the BE 1 CHANGE 1 podcast and our First Name Friday for January 2024. In this exciting episode, we delve deep into the intriguing topic of recovering or moving on from a lost passion or dream. Change is an inevitable part of life, and even after achieving a long-cherished goal or dream, there comes a time when we must make a transition. Join us as we embark on a thought-provoking discussion, where we share invaluable skills and powerful tools that can help you navigate the complex journey of grief, self-compassion, acceptance, and resiliency. Our aim is to provide you with the necessary guidance and support to overcome the challenges and emerge stronger than ever before. But that's not all! In this episode, we also explore the ever-relevant subject of working from home. As the world continues to evolve, the number of individuals working remotely has skyrocketed. In fact, recent statistics reveal that the share of the American workforce working from home has more than tripled between 2019 and 2021. Looking ahead, projections indicate that a staggering 36.2 million workers, which accounts for 22% of Americans, will be engaged in some form of remote work by 2025. Are you curious about the advantages and disadvantages of remote work? Do you want to gain insights into the potential pitfalls based on your unique personality? Then tune in to our podcast as we engage in a captivating conversation, shedding light on the pros and cons of remote work. Additionally, we delve into the fascinating realm of Gen Z workers and explore the intriguing perceptions surrounding this dynamic generation. Learn more on our website: www.be1change1.com. Here you will find more info on the origins of the podcast, recent episodes, and backgrounds on the hosts. Follow us on  Facebook: https://www.facebook.com/be1change1podcast  Twitter: https://twitter.com/Be1Change1    Insta: https://www.instagram.com/be1change1/   Youtube: https://www.youtube.com/@Be1Change1Podcast  You can also find links to new episodes and a lot more on Roscoe's website: www.paulroscoewhite.com Check out Roscoe's books on Amazon: WORK HARD DONT SUCK https://www.amazon.com/WORK-HARD-DONT-SUCK-Strategies/dp/B0CFCTC1KF/ No New Lessons https://www.amazon.com/No-New-Lessons-Re-Learning-Wilderness/dp/B0BN61ZDF4/ I Love America https://www.amazon.com/Love-America-Military-Veterans-Sharing/dp/1734118741/ Follow Roscoe on Facebook, Instagram and LinkedIn @paulroscoewhite

When God gives you nudges to share His love with others, don’t wait. In this heartfelt conversation, Emmanuel Hernandez tells Barry how a missed opportunity inspired him to follow God’s timing, boldly share Jesus, and encourage others to live with faith and purpose. Host Barry Meguiar is a car guy and businessman who hosted the popular TV show, Car Crazy, on Discovery Networks for 18 years. He loves cars, but he loves Jesus even more! Learn more about Barry at IgniteAmerica.comFind out how to get this month’s faith-sharing gift at https://go.rotw.com/MonthlyOffer  Get your copy of Barry’s book Ignite Your Life: Defeat Fear with Effortless Faith at Amazon, Barnes & Noble, Books-A-Million, and other online booksellers. Learn more about: -        Why obedience matters when sharing the Gospel-        How we can work God into any conversation-        Why 80% of Americans are looking for God-        When we can use humor to share God’s message-        How the Holy Spirit gives us a voiceCheck out Why Share? on IgniteAmerica.com to learn why it is important for every believer to share their faith. Then visit First Steps which provides practical ways to get started in your faith-sharing journey. Sign up to receive emails that will bring you solid faith-sharing tips and powerful inspiration.

Sonia Fraher, head of cash management at Vanguard says that while nearly three-quarters of Americans say they will fall short of their saving and spending resolutions for this year, most are optimistic that they can pull off a "resolution rebound" in 2026. Vanguard's survey research showed that 84 percent of Americans expect to make a financial resolution for 2026, with building the emergency fund being the most common goal. In honor of the holidays, David Trainer of New Constructs revisits the Damger Zone pick he is most thankful for this year, due to its success as a short pick.  Rob Williams, managing director of financial planning for Charles Schwab, discusses the firm's research showing that two-thirds of Americans believe they must look beyond traditional investment products like stocks and bonds to further diversify and succeed in today's market. More than 40 percent think the classic 60/40 portfolio is outdated. Plus, Jake Cousineau, author of "Face Your Financial Fears: The Simple Guide to Fixing Your Relationship with Money," discusses how Americans grow up surrounded by money misconceptions that they must overcome to reach their goals. 

Andrew Walworth, Tom Bevan, and Carl Cannon discuss whether the recent ambush of two National Guard members by an Afghan national will prompt changes in immigration law, and President Donald Trump's remarks about Somali immigrants and the need for what he calls “reverse migration". Then, they discuss press reports that the U.S. Military killed two survivors of a September 2nd attack on a drug boat in the Caribbean, and Congressional calls for an investigation into Secretary of War Pete Hegseth's role in the alleged incident. Then finally, they talk about a New Yorker article by Benjamin Wallace-Wells on the effect of rising political violence on Americans' willingness to participate in politics, and what can be done to lower the temperature of the national debate. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bonus Episodes on patreon: https://patreon.com/veryreallygood Happy belated Thanksgiving to the Americans here! We're back at home in this episode where we catch up, talk about Aubrey Huff's Dating Advice tweet, AITA Funeral Drip, and the Medicine Glasses Tiktok. LISTEN IN!!! 0:00 intro 3:50 Tour Catch up 9:30 Aubrey Huff's gross tweet 21:00 AITA Funeral Drip 26:55 Medicine Glasses TikTok Follow Me: https://instagram.com/kurtisconner/ https://twitter.com/kurtisconner https://youtube.com/user/kurtisconner Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureCanada just folded and is now doing what Trump wants in regards to steel and aluminum, Trump has all the leverage. The Dept of Labor confirms that Americans were being replaced in the work field. Trump is set to push homeownership thru the roof with a  50 year mortgage. Trump has the solution to the affordability crisis that the [CB] created, get rid of the [CB]. Trump is dismantling the [DS] world wide. The criminal syndicate was setup in many countries to make it virtually impossible to dismantle. But it is being done through peace through strength. The [DS] system is being strangled and soon those who have been held captive will be removed or come to heel. Trump is now setting the stage to bring the [DS] to justice. He has now voided out 92% of Biden orders, which means judges, other nominees will be removed. Justice is coming and the [DS] players are panicking. Economy Interesting Development – Canadian Prime Minister Mark Carney Announces New Limits on Foreign Steel and Aluminum, With New 25% Tariff on Steel Derivative Components   Prime Minister Mark Carney is conceding defeat to President Trump and positioning the Canadian economy to be compliant with U.S-Mexico trade regulations. However, Carney is not saying that, indeed he cannot; he's spent over a year telling Canadians that President Trump's trade and economic demands are not going to be accepted by Canada.  However, what he is factually doing is exactly what President Trump has demanded. Prime Minister Carney is saying he is restricting Steel and Aluminum imports from non-free trade agreement countries, and he is lowering the tonnage of Steel and Aluminum that will be permitted for import.  His claim is that this approach will help drive up “domestic demand” for Canadian Steel and Aluminum, but that's ancillary to the real objective. President Trump has demanded Canada stop importing cheap steel and aluminum mostly from China; including manufactured component goods that are made with steel and aluminum (think autos).  Canada would not stop, because they could not stop.  Their manufacturing base, green energy and climate change economy, is more of a component assembly system now. So, President Trump hit Canada with a 35% tariff, and things got ugly.  In June Trump raised the tariff to 50%. The back and forth has gone on all year. Carney now announces restrictions on imported steel and aluminum, as well as restrictions on imported derivative goods that come from steel and aluminum, in combination with a spending plan to bolster the Canadian steel and aluminum manufacturing base.  This ends up shifting the Canadian industrial sector to making steel and aluminum products without Chinese import dependency. Source: theconservativetreehouse.com https://twitter.com/USDOL/status/1994841467345670569?s=20 https://twitter.com/unusual_whales/status/1994556411439976468?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/KobeissiLetter/status/1994918010197278811?s=20 https://twitter.com/SecScottBessent/status/1994478437042438573?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1994478437042438573%7Ctwgr%5Ee930cbbc1182e7871f84fda0a85e43c6c0f2ca9c%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F11%2Ftreasury-working-cut-benefits-money-transfers-illegal-aliens%2F   are no longer available to illegal and other non-qualified aliens, covering the Earned Income Tax Credit, the Additional Child Tax Credit, the American Opportunity Tax Credit, and the Saver's Match Credit. https://twitter.com/unusual_whales/status/1994064168115478599?s=20 https://twitter.com/unusual_whales/status/1994844057110262116?s=20   Prices and Taxes are DOWN. Education is being brought back to the States (where it belongs!), and our Military, and Southern Border, is the strongest they have ever been. The USA is respected again, respected like never before. All of this was brought about by Strong Leadership and TARIFFS, without which we would be a poor and pathetic laughingstock again. Evil, American hating Forces are fighting us at the United States Supreme Court. Pray to God that our Nine Justices will show great wisdom, and do the right thing for America! Political/Rights https://twitter.com/amuse/status/1994796365461758352?s=20   public that illegal entry violates 8 U.S.C. §1325 and reentry after deportation violates §1326, a felony the left avoids acknowledging. He said 60–70% of illegal aliens arrested in immigration sweeps carry prior criminal or immigration histories. With DHS logging over 527,000 deportations in 2025, Trump's enforcement surge is targeting high-risk offenders. Bovino said the radical left simply ignores the law because it undermines their narrative. DOGE Trump White House Unleashes Media Bias Tracker to Crush Fake News Narratives  The Trump administration has launched a brand-new “Media Bias Tracker” directly on the White House website. Unveiled on Friday, this tool is designed to call out and document the endless stream of false, misleading, and biased stories peddled by outlets that have spent years attacking President Donald Trump and his agenda. According to the White House, the tracker serves as a “record of the media's false and misleading stories flagged by The White House.” The tracker highlights “offenses” from major news publications, including an “Offender Hall of Shame” and a leaderboard ranking the worst culprits in spreading misinformation. Described as “a race to the bottom,” this feature ranks outlets based on repeat offenses. Topping the Hall of Shame list is The Washington Post, followed by rebranded leftist mouthpieces like MSNBC (now MS NOW), CBS News, CNN, The New York Times, Politico, and The Wall Street Journal. In response to their top spot, a spokesperson for the Washington Post said, “The Washington Post is proud of its accurate, rigorous journalism.” The page also features a “Media Offender of the Week,” currently blasting outlets for exaggerating Trump's calls to hold Democrats accountable for their seditious behavior. Source: thegatewaypundit.com https://twitter.com/newstart_2024/status/1994506579660689812?s=20  entire Silicon Valley “tech wife mafia” and how they were used. Her exact words (full clip attached): “I don't think many of the tech mafia wives realize… they were used to set the groundwork for what Klaus Schwab calls The Great Reset. Their money especially was being conscripted through a network of NGO advisors, Hollywood, Davos, and their own companies. A really small group of people… completely blind to how their groundwork is being used to enable these Great Reset policies.” Then she turns the knife inward: “These women find their meaning through philanthropic work. I really believed I was helping Black communities and indigenous communities rise up. But now the problems have gotten worse. Crime worse. Mental health worse. The whole model is broken. At the end of the day they always go: ‘But climate change.' Social justice + climate change — it gets progressive women 100% of the time.” She even says many now believe the biggest “climate change issues” are actually geoengineering issues. This isn't some random podcast bro. This is a woman who lived in the mansions, sat on the boards, flew private to Davos parties… and is now saying: “We were the useful idiots.” Geopolitical https://twitter.com/elonmusk/status/1994936233878065399?s=20   with a legally possessed shotgun at a Florida shooting range, a British man was arrested, locked in a cell overnight, interrogated, and lectured that he “must understand how posts make people feel.” Police seized his computer and phone, wiping out his ability to work. Weeks later, all charges were quietly dropped because they were baseless from the start. Critics say the ordeal proves the UK has turned social media into a surveillance trap where innocent people are punished by process alone. https://twitter.com/amuse/status/1994781531244474604?s=20   terrorizing AfD. Antifa extremists descended on an AfD youth event in Giessen, attacking attendees and Bundestag member Julian Schmidt in a coordinated effort to intimidate the rising populist party. Germany has faced a wave of Antifa terror: doxxing AfD addresses, firebombing cars and threatening families. Mike Benz says Antifa is part of a transnational Marxist network weaponized since Trump's 2016 victory to shield globalist interests by attacking democratic populist movements across the West. Violence increases as AfD gains support. War/Peace   roads. His chief opponent is Rixi Moncada, who says Fidel Castro is her idol. Normally, the smart people of Honduras, would reject her, and elect Tito Asfura, but the Communists are trying to trick the people by running a third Candidate, Salvador Nasralla. Nasralla is no friend of Freedom. A borderline Communist, he helped Xiomara Castro by running as her Vice President. He won, and helped Castro win. Then he resigned, and is now pretending to be an anti-Communist only for the purposes of splitting Asfura's vote. The people of Honduras must not be tricked again. The only real friend of Freedom in Honduras is Tito Asfura. Tito and I can work together to fight the Narcocommunists, and bring needed aid to the people of Honduras. I cannot work with Moncada and the Communists, and Nasralla is not a reliable partner for Freedom, and cannot be trusted. I hope the people of Honduras vote for Freedom and Democracy, and elect Tito Asfura, President!   potential, of Honduras! Additionally, I will be granting a Full and Complete Pardon to Former President Juan Orlando Hernandez who has been, according to many people that I greatly respect, treated very harshly and unfairly. This cannot be allowed to happen, especially now, after Tito Asfura wins the Election, when Honduras will be on its way to Great Political and Financial Success. VOTE FOR TITO ASFURA FOR PRESIDENT, AND CONGRATULATIONS TO JUAN ORLANDO HERNANDEZ ON YOUR UPCOMING PARDON. Thank you for your attention to this matter. MAKE HONDURAS GREAT AGAIN! PRESIDENT DONALD J. TRUMP https://twitter.com/DataRepublican/status/1994907658021998933?s=20   a crisis. International law has no force here. Your authority, mine, and that of the scholars you cite sits on the same level: none. It is all gatekeeping dressed as expertise. The video urging people to ignore “illegal orders” made your intent clear. You stretch the term until it covers anything that suits your goal of weakening the security apparatus and pushing Trump out of office. People see that. They see you. That you all are walking free and making those posts trying to advance a color revolution is the ultimate proof that Trump is not an authoritarian… he is far too lenient. https://twitter.com/CynicalPublius/status/1994807665147744671?s=20 https://twitter.com/SecWar/status/1994552598142038358?s=20  intended to be “lethal, kinetic strikes.” The declared intent is to stop lethal drugs, destroy narco-boats, and kill the narco-terrorists who are poisoning the American people. Every trafficker we kill is affiliated with a Designated Terrorist Organization. The Biden administration preferred the kid gloves approach, allowing millions of people — including dangerous cartels and unvetted Afghans — to flood our communities with drugs and violence. The Trump administration has sealed the border and gone on offense against narco-terrorists. Biden coddled terrorists, we kill them. Our current operations in the Caribbean are lawful under both U.S. and international law, with all actions in compliance with the law of armed conflict—and approved by the best military and civilian lawyers, up and down the chain of command. Our warriors in SOUTHCOM put their lives on the line every day to protect the Homeland from narco-terrorists — and I will ALWAYS have their back. https://twitter.com/TimOnPoint/status/1994570386239852571?s=20   is probably closer to the SECWAR's office in the Pentagon. The Washington Post begins writing the story. C) a Soros-funded NGO puts billboards up encouraging military personnel to report unlawful orders… although there are no unlawful orders identified. D) out of nowhere, the Seditious Six – which includes one presidential hopeful and one former IC member who had direct involvement in the original attempt to destroy Trump – delivers to social media a “don't give up the ship” video – a public service announcement to all personnel to refuse unlawful orders. *** the video was funded and produced a Soros funded NGO. E) Senator Slotkin, the former CIA ghoul, goes on the news and is very careful to state that she can't identify any unlawful orders that have been given. F) boom, the WaPo delivers the story claiming unlawful orders. G) Friday evening, everyone on the left hits social media – with paid amplification – about the unlawful orders. H) the Sunday shows will be filled with calls for war crimes charges, impeachments, and resignations. All a coincidence, right? None of it was coordinated, right? Not all civil wars happen on the battlefield. https://twitter.com/PeteHegseth/status/1994553202767700041?s=20  https://twitter.com/sentdefender/status/1994957376764424644?s=20   House through a number of channels, with ongoing discussions about what future communication between the two countries might look like, multiple administration officials told CNN. Venezuela Issues Statement After President Trump Orders All Aircraft to Avoid Regime-Controlled Airspace   In Venezuela's statement, the regime accused the United States of attempting to “intimidate Venezuela” and framed Trump's announcement as an attack on Latin America as a whole. The press release ignored every factual concern raised by U.S. intelligence, including increased military involvement in cocaine transport and the regime's long-standing partnership with the Cartel of the Suns. Today's outburst from the Maduro regime is another example of Venezuela deflecting blame while its role in regional crime expands. Meanwhile, President Trump's position is clear: protect international aviation, disrupt drug networks, and stop allowing a criminal regime to use its airspace as a staging ground. Source: thegatewaypundit.com https://twitter.com/GhostEzraQ/status/1994769781073867174?s=20   Pentagon for decades. Who do you think really armed the Venezuelan “gangs” that flooded swing states right before the election? Who flew the untraceable Gulfstreams full of product and kids out of Maturín and Maiquetía while Biden looked the other way? Same people who ran Iran-Contra, fast-forward 40 years. Trump isn't just closing airspace, he's cutting the oxygen to the deep-state money laundering superhighway that's been funding black sites, color revolutions, and child trafficking networks across the hemisphere. Land operations begin “VERY SOON.” Translation: The white hats are moving in to seize the servers, the tunnels, and the ledgers the mockingbird media swore didn't exist. The storm over Caracas is about to expose everything. https://twitter.com/xAlphaWarriorx/status/1994912948201165251?s=20   just talk…he'll detonate his/deep states entire network. Many are struggling with discernment, but the strategic reality is simple: Maduro hasn't controlled Venezuela for years. The deep state held the reins. Then the guardians caught him, flipped him and weaponized the façade of control against the deep state. They may publicly acknowledge it; they may bury it. But the aftermath will speak for itself. In the days immediately following his surrender or “death,” watch the information floodgates burst wide open…especially involving U.S. elections. The timing will be surgical. The disclosures will be coordinated. And the narrative collapse will be unmistakable. Zelensky’s Sacked Top Aide ‘Escapes’ To Front-Line To ‘Hide’ From Corruption Investigators  Andriy Yermak, the man who until just over 24 hours ago was Zelensky’s right hand man and the president’s top most powerful aid as chief of staff, and Ukraine’s appointed chief negotiator with the US on the peace process, is going to the front lines, apparently to “fight”. After his home and offices were raided by Ukraine’s anti-corruption investigators Friday related to the ongoing massive energy sector kickback scandal, Yermak announced by text message to The New York Post, “I'm going to the front and am prepared for any reprisals.” He followed with, “I am an honest and decent person.”  According to the lengthy analysis [emphasis ZH]:  Zelensky's fixer, enforcer, gatekeeper, and indispensable ally, isn't a “corruption scandal.” It's Washington slapping the table. NABU, the U.S.-trained attack dog of Ukrainian politics, didn't raid the Presidential Office by accident.It raided to remind Zelensky that the war isn't his to command, the peace process isn't his to veto, and the leash around Bankova Street is held in Washington, not Kiev and certainly not European chihuahuas. Because the real story isn't Yermak's resignation. The real story is the West turning on itself over how to end a war Russia has already won.      Source: thegatewaypundit.com Ukrainian Delegation Arrives in the US To Meet Secretary Rubio, Witkoff and Kushner for Peace Talks  Kiev regime leader Volodymyr Zelensky announced Saturday (29) that a peace talks delegation was on its way to the United States. The Ukrainian team, now headed by former Defense Minister and Security Council Secretary Rustem Umerov, will continue talks today (30) on an agreement to end the war with Russia. Zelensky expects that these talks, to be held tomorrow (30) to develop upon the previous meeting in Geneva. “U.S. Secretary of State Marco Rubio, special envoy Steve Witkoff and U.S. President Donald Trump's son-in-law Jared Kushner will meet Ukrainian officials on Sunday in Florida, a senior U.S. official told Reuters.” Source: thegatewaypundit.com https://twitter.com/MZHemingway/status/1994835005357576325?s=20 https://twitter.com/WarClandestine/status/1994938711729938444?s=20 Medical/False Flags https://twitter.com/ImMeme0/status/1994907732890325212?s=20   let millions of illegal aliens pour into the country? But sure, keep acting like Americans are too stupid to notice what's actually going on. You really think people are that dumb, don't you? https://twitter.com/BretWeinstein/status/1994904606913302874?s=20  medicine, the debut of a lethal new vaccine platform, shredding of the First Amendment, and robotic pens used to brazenly pardon criminal masterminds—all lurk just below the surface. Thanks to @VPrasadMDMPH for stepping up.    win the Midterm Elections in RECORD NUMBERS. I AM THE AFFORDABILITY PRESIDENT. TALK LOUDLY AND PROUDLY! President DJT https://twitter.com/MrAndyNgo/status/1994939951293895094?s=20 [DS] Agenda  President Trump's Plan https://twitter.com/julie_kelly2/status/1994543710437007421?s=20   DC) is the basis of the contempt investigation. Kash Patel says all contents of FBI Trump-Russia burn bags will be made public FBI Director Kash Patel says the contents of the burn bags containing Trump-Russia documents discovered at the FBI building will be made public one way or another. “You're going to see everything we found in that room in one way or another, be it through investigation, public trial, or disclosure to the Congress,” Patel told The Epoch Times in an interview with reporter Jan Jekielek that will air Saturday. The bureau said that the classified information was stashed away in a room at FBI Headquarters and was related to Crossfire Hurricane and also other FBI inquiries into President Donald Trump and his allies. Patel previously said that the FBI had found “several bags” containing evidence related to the Russiagate investigation. One electronic communication made public by the Justice Department in court filings related to the prosecution of former FBI Director James Comey earlier this month indicated the FBI began a preliminary investigation into the discovery this summer. Source: justthenews.com https://twitter.com/EricLDaugh/status/1994913285259272493?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1994913285259272493%7Ctwgr%5Ef8c44fa6520e3b2f5c1b1f5de5158fa619710e1c%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fnick-arama%2F2025%2F11%2F29%2Fpass-the-popcorn-kash-patel-has-intriguing-news-about-comey-case-and-those-burn-bags-n2196663   tuned for right after Thanksgiving. And you’ll see multiple responses…” @FBIDirectorKash https://twitter.com/RonDeSantis/status/1994967913636528531?s=20 https://twitter.com/MarioNawfal/status/1994582862176149809?s=20  fundraisers. Limiting events. Stage-managing appearances. Reducing his workload. Avoiding interviews. Even recruiting Hollywood directors Steven Spielberg and Jeffrey Katzenberg to help with the State of the Union. They controlled everything, including who could see him. This wasn’t a presidency. It was a production. The 91-page committee report found Biden’s “inner circle” took steps to “meticulously stage-manage” his public appearances, lighten his private workload, and block lawmakers from talking to him directly. Three key aides took the Fifth Amendment when questioned, including White House physician Dr. Kevin O’Connor, who refused to answer: “Were you ever told to lie about the president’s health?” Former Chief of Staff Jeff Zients admitted under oath he didn’t even know who operated the autopen that signed approximately 92% of Biden’s documents. Trump has now declared all autopen-signed executive actions “NULL AND VOID” and threatened Biden with perjury charges if he claims he authorized them. The same people who called you a conspiracy theorist for questioning Biden’s fitness were stage-managing his every movement. They knew. They all knew. And they lied to your face for four years. TIMESTAMPS: 0:22 – Panicked Donor Calls Chief of Staff Immediately After Biden Fundraiser 1:33 – Zients Confession: “Age is the Most Difficult Issue” 2:37 – Why Spielberg and Katzenberg Were Secretly Brought In 5:30 – The Makeup and “Discipline” Strategy to Hide Biden’s Decline 7:05 – The Real Reason Biden Dodged Super Bowl Interview 9:58 – Staff Ordered to Reduce His Steps After Multiple Falls Source:   directly signed by Crooked Joe Biden, because the people who operated the Autopen did so illegally. Joe Biden was not involved in the Autopen process and, if he says he was, he will be brought up on charges of perjury. Thank you for your attention to this matter! https://twitter.com/JoeLang51440671/status/1994860387108340010?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

5/8. William Randolph Hearst Breaks with Roosevelt over Tax Policy — David Pietrusza — Newspaper and radio magnate William Randolph Hearst, who initially opposed FDR in 1932, became progressively disaffected as Rooseveltmoved leftward and proposed substantial tax increases on wealthy Americans. FDR explicitly discussed the political utility of throwing wealthy opponents, particularly Hearst, "to the wolves" as a populist rallying point. Hearst, who had met with Hitler in 1934, remained a formidable though complicating political force that FDR deemed necessary to neutralize or isolate. 1936

Americans have a glum view of the economy, but that is not expected to affect their consumer spending as holiday shopping kicks off.     According to a recent Fox News survey, 76% of Americans have a negative view of the economy. At the end of President Joe Biden's term, this number was 70%. Yet while Americans appear to be losing faith in the vitality of the U.S. economy, they don't plan on slowing their own holiday shopping habits.     The International Council of Shopping Centers reports that between Thanksgiving Day and Cyber Monday, 235 million American adults are expected to spend $127 billion, for an average of $542 a person—a $13 increase from the average spent over the long holiday weekend last year.     Millennials are projected to be the biggest spenders, with the International Council of Shopping Center estimating the generation born between 1981 and 1996 will drop an average of $764 a person during the five-day shopping period.     So what's the disconnect? Why do the same Americans who feel the economy is flooding appear to feel good enough about their personal bank account to go out and drop several hundred dollars in just a few days? Nicole Huyer, a senior research associate in The Heritage Foundation's Thomas A. Roe Institute for Economic Policy Studies, joins this week's edition of “Problematic Women” to discuss.     Also on today's show, we discuss spending differences between men and women. Plus, will New York City-Mayor elect Zohran Mamdani actually be able to implement his socialist wish list in the Big Apple? And if he can, what will that mean not only for New York City's economy, but the economic health of the nation.     Catch the conversation on this week's edition of “Problematic Women.”   00:00 Welcome! 02:16  Generational Shopping Habit 11:20 Trump and Elon are Back? 19:02 Economic Long Game vs. Short Term Gains 20:28 Zohran Mamdani and NYC's Affordability Crisis 28:50 Christmas Season Begins 34:13 Final Thoughts and Farewell Connect with our hosts on socials!   Elise McCue X: https://x.com/intent/user?screen_name=EliseMcCue Instagram: https://www.instagram.com/elisemccueofficial/   Virginia Allen: X: https://x.com/intent/user?screen_name=Virginia_Allen5 Instagram: https://www.instagram.com/virginiaallenofficial/   Morgonn McMichael: X: https://x.com/intent/user?screen_name=morgonnm Instagram: https://www.instagram.com/morgonnm/ Keep Up With The Daily Signal   Sign up for our email newsletters:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.dailysignal.com/email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠     Subscribe to our other shows:    The Tony Kinnett Cast: ⁠https://megaphone.link/THEDAILYSIGNAL2284199939⁠ The Signal Sitdown: ⁠https://megaphone.link/THEDAILYSIGNAL2026390376⁠   Problematic Women:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠https://megaphone.link/THEDAILYSIGNAL7765680741⁠   Victor Davis Hanson: ⁠https://megaphone.link/THEDAILYSIGNAL9809784327⁠     Follow The Daily Signal:    X:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://x.com/intent/user?screen_name=DailySignal⁠ Instagram:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.instagram.com/thedailysignal/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Facebook:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.facebook.com/TheDailySignalNews/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Truth Social:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://truthsocial.com/@DailySignal⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  YouTube:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠https://www.youtube.com/dailysignal?sub_confirmation=1⁠    Subscribe on your favorite podcast platform and never miss an episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week Bob is absent in protest of Chad's joke made on last week's live. Nonetheless, Haley, Chad and Mary Lou cover the top stories of the week and Mary Lou's mind might be changing.We discuss:

Subscribe to Inside Call me Back: inside.arkmedia.org/?utm_source=shownotes&utm_medium=podcast&utm_campaign=insideGift a subscription of Inside Call me Back: inside.arkmedia.org/giftsCity Journal's college ranking: https://collegerankings.city-journal.org/The Wall St. Journal on rethinking higher ed: https://www.wsj.com/opinion/college-rankings-manhattan-institute-universities-free-speech-d9df60e2?mod=opinion_lead_pos1City Journal's announcement: https://www.city-journal.org/article/2025-college-rankingsSubscribe to Amit Segal's newsletter ‘It's Noon in Israel':arkmedia.org/amitsegal/Watch Call me Back on YouTube: youtube.com/@CallMeBackPodcastCheck out Ark Media's other podcasts: For Heaven's Sake: https://lnk.to/rfGlrA‘What's Your Number?': https://lnk.to/rfGlrAFor sponsorship inquiries, please contact: callmeback@arkmedia.orgTo contact us, sign up for updates, and access transcripts, visit: arkmedia.org/Ark Media on Instagram: instagram.com/arkmediaorgDan on X: x.com/dansenorDan on Instagram: instagram.com/dansenorTo order Dan Senor & Saul Singer's book, The Genius of Israel: tinyurl.com/bdeyjsdnToday's episode: Over the past few years, we've witnessed a deterioration within elite, higher education. From the explosion in antisemitism, to the entrenchment of wrongheaded DEI policies, many Americans have begun to doubt the real value of an elite college degree.Last month, the Manhattan Institute – a public policy thinktank in New York City – launched its inaugural college rankings list that takes into account various factors that other popular rankings lists often don't, such as the rigor of a school's curriculum as well as the ideological balance of the school's student body and professors. To discuss this new rankings system, Dan was joined by Reihan Salam, president of the Manhattan Institute, and Kevin Wallstein, Professor of Political Science at California State University and an Adjunct Fellow at the Manhattan Institute. CREDITS:ILAN BENATAR - Producer & EditorADAAM JAMES LEVIN-AREDDY - Executive ProducerMARTIN HUERGO - Sound EditorMARIANGELES BURGOS - Additional EditingMAYA RACKOFF - Operations DirectorGABE SILVERSTEIN - ResearchYUVAL SEMO - Music Composer

In our news wrap Sunday, Israeli Prime Minister Netanyahu asked the country’s president for a pardon in the midst of his corruption trial, Homeland Security Secretary Noem said the Afghan national accused of shooting two National Guard members appears to have adopted radical ideas while in the U.S., and severe winter weather is interrupting millions of Americans’ travel plans. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Public: Fund your account in less than 5 MINUTES at https://public.com/ICED Cozy Earth: Luxury bedding & loungewear - use code ICH for up to 40% off at https://cozyearth.com Helium Mobile: Sign up (even for the FREE plan) & get $10 in Cloud Points with code COFFEE: https://app.heliummobile.com/o6WA/4jq Printful: Sell custom products with no inventory & no upfront costs at: https://www.printful.com/a/13936130:9... Follow Sonny Here: On Youtube -    / @besteverfoodreviewshow   On Instagram - https://www.instagram.com/besteverfoo... His Website - https://www.besteverfoodreviewshow.com/ Add us on Instagram:   / jlsselby    / gpstephan   Apply for The Index Membership: https://entertheindex.com/ Official Clips Channel:    / @theicedcoffeehourclips   For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:42 - Most dangerous food he's eaten 00:05:17 - Why he risks his life 00:06:21 - Ideas he vetoed 00:08:10 - Foods he won't eat 00:08:39 - Instinct vs culture in taste 00:11:28 - Would he ever eat human 00:18:50 - Sponsor - Public 00:19:58 - Why Brunei has low crime 00:20:52 - Why eating together matters 00:25:17 - Most painful food experience 00:27:12 - Best bite he's ever had 00:28:51 - Worst food texture 00:29:53 - Food he'd never eat again 00:33:56 - Most expensive meal he's had 00:35:15 - Sponsor - Cozy Earth 00:37:04 - Best “poor man's” food 00:40:52 - Why American food is unhealthy 00:42:29 - How he got into food reviews 00:45:06 - Early video concept ideas 00:48:26 - Cost to make an episode 00:50:31 - Could he run his business in the U.S. 00:51:26 - Hygiene in places he films 01:06:29 - Has he eaten anything illegal 01:07:00 - Sponsor - Helium Mobile 01:08:24 - Sponsor - Printful 01:09:37 - Americans criticizing foreign food 01:12:58 - Thoughts on eating animals abroad 01:13:56 - Lab-grown meat vs real meat 01:14:35 - Overrated vs underrated food countries 01:16:03 - How he stays fit 01:30:40 - Sonny at Hormozi's workshop 01:31:48 - What his revenue looks like 01:46:57 - His mad honey experience 01:51:46 - Food he expected to hate but loved 01:53:25 - His death row meal Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchp.... Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time. *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Constitution Study with Host Paul Engel – The right to keep and bear arms flows from a deeper, natural right to self-defense. This piece challenges Americans to consider not only defending themselves, but also their responsibility to defend others. It questions reliance on government protection and urges citizens to reclaim personal and communal responsibility for safety...

Ben here, today Jacques, Hesse and I discuss Zohran's meeting with Trump, Sean Duffy's plea to Americans about dressing up for air travel, and the sexy jewel thieves who hit the Louvre.

A new 47-page Senate Commerce Committee staff report titled “Flight Risk” alleges that the Biden administration asked federal transportation agencies to identify airport facilities that could be used to temporarily house or process migrants.The report references verified cases at Boston Logan, Chicago O'Hare, and JFK Airport, including housing totals, recorded incidents, and cost figures such as the $779,000 expenditure at Boston Logan.In today's breakdown, we walk through:– What the report says– The verified airport impacts– Internal communications referenced by the Senate– The documented JFK security breach– The known costs to taxpayers– What Congress may do nextThis video presents the findings in a clear, fact-driven format, using only publicly verified information.☑️ GET FREE RESEARCH NOTES HERE: https://professornez.kit.com/flightriskreport▶Sign up to our Free Newsletter, so you never miss out: https://bio.site/professornez▶Support the Channel and Buy us a Coffee: https://buymeacoffee.com/professornez☑️JOIN US and Become a MEMBER of NEZNATION: https://www.youtube.com/channel/UC4vxhI2-CpDPt16TCUF0Tmw/join#FlightRiskReport #SenateReport #AirportSecurity #AviationNews #CurrentEvents

We're told the economy is strong… but 25% of Americans are functionally unemployed. With AI wiping out white-collar jobs and prime borrowers drowning in debt, the U.S. economy is more fragile than ever. This could be the beginning of a full-blown economic crisis—we are here to help you protect your wealth.Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcastor Call 866-349-3310

New York Times reporter Kenneth Vogel talked about the secret world of foreign lobbying in Washington, D.C., and the Americans involved in it, including Rudy Giuliani and Hunter Biden. This event was hosted by the Commonwealth Club World Affairs of California Learn more about your ad choices. Visit megaphone.fm/adchoices

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On the day after Thanksgiving, Americans go kind of crazy for the deep discount sales that kick off the holiday shopping season in stores. So crazy, in fact, at least four people have lost their lives and as many as 63 others have been injured during Black Friday sales. But as profitable as Black Friday is, some retailers are thinking about discontinuing the tradition to find ways to make even more money. Learn all about this bizarre, uniquely American holiday custom in this classic episode.See omnystudio.com/listener for privacy information.