Podcasts about Budget

Are you treating your pet sitting like a real business? In this episode, Rachelle Steele of Loving Arms Pet Services returns to share how she transitioned from a hobbyist mindset to confidently leading her company. She dives deep into boundaries with clients, why setting an emergency fund is crucial, and how she prices her services based on value—not competition. Rachelle also opens up about preparing for the future, possible expansion, and navigating the mental shift from animal lover to business leader. Her advice is practical, empowering, and a must-listen for anyone ready to stop winging it and start planning with purpose. Main Topics Business mindset development Setting boundaries with clients Pricing strategy based on value Emergency fund and long-term planning Balancing emotion and professionalism Main takeaway: “I will defend my peace before I defend my pricing.” Let that sink in. As pet professionals, we often feel pressure to justify our rates. But what if we stopped negotiating our worth and instead stood firm on what gives us peace, freedom, and sustainability? That's exactly what Rachelle Steele of Loving Arms Pet Services is doing. In our newest Pet Sitter Confessional episode, she shares how a business mindset, firm boundaries, and intentional planning have helped her build a fulfilling and resilient career. Links: Previously on Episode 419: https://www.petsitterconfessional.com/episodes/419 Website: lapskc.com Email: lovingarmspetserviceskc@gmail.com Facebook: https://www.facebook.com/lapsforpets Check out our Starter Packs See all of our discounts! Check out ProTrainings Code: CPR-petsitterconfessional for 10% off

“Blessed are the poor in spirit, for theirs is the kingdom of heaven.” — Matthew 5:3In the final episode of our Financial Ethics series, we're tackling a message that promises health and wealth—but often leads to heartache: the prosperity gospel. Dr. David W. Jones joins us to unpack its dangers and point us back to a truly biblical view of blessing and provision.Dr. David W. Jones is Senior Professor of Christian Ethics at Southeastern Baptist Theological Seminary. He holds a Ph.D. in Christian Financial Ethics and is the co-author of Health, Wealth, and Happiness: How the Prosperity Gospel Overshadows the Gospel of Christ by Dr. W. Jones and Russell S. Woodbridge.Faith Is Not a TransactionOne of the most dangerous ideas in the prosperity gospel is that faith guarantees financial prosperity. It treats faith like a force—a tool believers can wield to compel God's blessings.But biblical faith isn't self-generated or transactional. It is a gift from God, a response to His revealed grace, and a means by which we trust Him, not a lever to gain wealth. Faith is “the eyesight of the soul”—deeply rational and rooted in the truth of who God is, not in wishful thinking or material expectations.Prosperity theology often preaches a “faith formula”: believe hard enough, and you'll be rewarded. But this distorts faith into a mechanism for personal gain. Hebrews 11:1 tells us that faith is “the substance of things hoped for, the evidence of things not seen.” It's not irrational optimism—it's a reasoned trust in the unseen promises of God.We should view faith not as a way to escape hardship or secure abundance but as a path of trusting God in all things, including suffering.The Problem with Escaping SufferingOne hallmark of the prosperity gospel is its aversion to suffering. But as Jones points out, suffering is part of living in a fallen world—and it's not something Scripture tells us to avoid at all costs. In fact, passages like 1 Peter 4:12 and 2 Timothy 3:12 remind us that suffering is to be expected for faithful followers of Christ.Rather than hinder our faith, suffering refines it. Suffering is the crucible of character. It's often through trials that we grow closest to Christ and are shaped into His likeness.God's Provision Comes Through WorkAnother distortion in prosperity teaching is the expectation of windfalls—blessings that come without effort. But God's design for provision is through work. From the beginning, humans were created to labor and create, reflecting the image of God.Working, creating, and flourishing through effort honors our design and brings fulfillment. Attempts to bypass God's design through get-rich-quick schemes ultimately violate our dignity and God's intended path for flourishing.Prosperity preachers often misuse Scripture to back their claims. One example is 2 Corinthians 8:9: “That though He was rich, yet for your sakes He became poor, that you through His poverty might become rich.”Taken out of context, it may sound like a promise of material wealth. But in its context, Paul is referring to our spiritual poverty and Christ's sacrifice to make us spiritually rich—context matters. Misreading Scripture to fit a materialistic theology distorts the gospel's central message.Giving as Grace, Not GreedProsperity theology often frames giving as a transaction: sow a seed to receive a harvest. But biblical generosity isn't about personal return—it's about grace.True giving flows from love for God and neighbor. We give not to get, but because we've already received so much. Our stewardship reflects our gratitude, not our greed. The heart of biblical giving is a response to God's grace, not a strategy for personal gain.Make your life about Christ, not your increase, not your own prosperity, but about flourishing in the image of His Son.That's the true antidote to the prosperity gospel. We aren't promised wealth, ease, or success. But we are promised Christ—and in Him, we find every blessing that matters.On Today's Program, Rob Answers Listener Questions:I'm 64 and planning to retire within the next year. I have approximately $10,000 that I won't need for income, and I'm seeking guidance on how to invest it wisely. I'm especially interested in options that align with biblical values and reflect my faith in the companies I support.My wife and I are approaching retirement. We're financially secure, and our home is fully paid off. One concern I have is not having long-term care insurance. I'm considering either a reverse mortgage or a home equity loan to cover potential long-term care expenses, but I'd like to understand the pros and cons of each option before moving forward.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Health, Wealth, and Happiness: How the Prosperity Gospel Overshadows the Gospel of Christ by Dr. David W. Jones and Dr. Russell S. WoodbridgeUnderstanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

The Government has warned that the 9.4-billion-euro Budget for 2026 could be affected by a “deterioration in the tariff landscape”. However, the summer economic statement is silent on how exactly things might change if there is a big shock. Jonathan discusses this further with Dr Barra Roantree, Assistant Professor of Economics at Trinity College.

With so much market noise and doom-filled headlines, you might be wondering — is now actually a good time to invest? In today's episode, we break down six compelling reasons why today could be the best day to start your investing journey.

In today's world, scarcity seems to be everywhere. Not enough money. Not enough time. Not enough security. It's easy to live like we're always behind, always grasping, always worried. But is that the full story?Here at FaithFi, we believe Scripture paints a different picture—one where scarcity isn't the final word. Instead, through Christ, we're invited to live with hope, wisdom, and trust in God's abundant care.The Root of ScarcityThe fear of “not having enough” isn't new. Ever since sin entered the world, our hearts have struggled with distrust. In John 10:10, Jesus describes the enemy as a thief who “comes only to steal and kill and destroy.” And that's what a scarcity mindset does. It steals peace, kills joy, and destroys our trust in God's provision.This mindset urges us to hoard instead of share, grasp instead of give, and stress instead of rest. It traps us in anxiety—a form of slavery where our lives are defined by what we lack instead of who God is.Jesus doesn't leave us in fear. In the second half of John 10:10, He offers a better way: “I came that they may have life and have it abundantly.”This abundance isn't about luxury—it's about the richness of God's care. From the very beginning, God created generously. Genesis 1 shows a God who overflows with creativity and provision, filling the skies, seas, and land with life. He didn't create out of need but out of joy.As Elisabeth Elliot wisely said, “God has promised to supply all our needs. What we don't have now, we don't need now.”Jesus Offers Something BetterJesus lived simply, with no home of His own, yet He never operated from scarcity. He lived generously, turning water into wine, feeding multitudes, and offering forgiveness to all. In Matthew 6:25–34, He urges us not to worry, pointing to the birds and lilies as evidence of the Father's care.“Seek first the kingdom of God and His righteousness,” Jesus tells us, “and all these things will be added to you” (Matthew 6:33). This is the antidote to fear: a trust-filled life focused on God's Kingdom.So, how do we break free from the scarcity trap? Here are a few biblical steps:1. Renew Your MindRomans 12:2 calls us to be transformed by the renewal of our minds. Ask God to help you see life through the lens of His abundance, not the world's lack.2. Practice GratitudeThankfulness shifts our focus from what's missing to what God has already provided. It's a simple but powerful habit that reorients our hearts toward trust.3. Embrace StewardshipWe are not owners but stewards. Everything we have is a gift from God. Proverbs 3:9 reminds us to “Honor the Lord with your wealth and with the firstfruits of all your produce.”4. Give in FaithDon't give out of fear—give out of faith. 2 Corinthians 9:8 promises that God will provide all we need so that we can abound in every good work.God Is More Than EnoughLiving in God's abundance doesn't guarantee an easy life. But it does guarantee we never face our challenges alone, and we never need to be enslaved by fear.So when the world says, “There's not enough,” we can respond with confidence: Our God is more than enough. His abundance isn't just material—it's spiritual. It's peace, joy, and confidence that our Father knows exactly what we need.If you're struggling with financial fear or anxiety, we invite you to explore our 21-day devotional, Look at the Sparrows. It's designed to help you shift from fear to faith as you grow in your trust of God's provision. Order a copy or place a bulk order today at FaithFi.com/Sparrows. Let this journey lead you into deeper peace and stronger trust, because your Father really does care for you.On Today's Program, Rob Answers Listener Questions:I've been looking into Fisher Investments to help manage my portfolio, but their 1.25% advisory fee seems a bit high. With $1.4 million in assets, is that rate competitive, or should I be considering other options?I'm on a limited income and have had serious health issues in the past. My husband is retired, and I'm struggling to find affordable health insurance. I'm also worried that my health history might lead to penalties or denial. What are my best options?I set up an LLC for a rental property and assumed I could report the income as a pass-through on my personal 1040. But my tax preparer says I now need to make quarterly estimated tax payments. Is that really necessary, and how do I know what to pay?I'm 62 and a half and thinking about retiring early this coming January. My current job no longer aligns with my values. I plan to take Social Security at around $1,835/month, which is about $500 less than my current income. My wife is still working and will cover our health insurance. What key retirement planning considerations might I be overlooking?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)HealthCare.gov | eHealth | HealthMarkets | HealthSherpaIRS.gov | SSA.govWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

This episode is brought to you by Walmart Connect. From homepage to home improvement. Win Carts and Minds with Walmart Connect.Next in Media spoke with Sarah Hofstetter, chairwoman of Profitero, a division of Publicis, about the haves and have nots in retail media, whether the big players TV presence is going to cause a bifurcation in the market, and what agentic shopping might do to the whole category.

David Murphy, Economics and Public Affairs Editor, looks ahead to the Government's Summer Economic Statement and how much money will be set aside for tax cuts in Budget 2026.

The Government is due to announce the details of a flagship plan to build infrastructure over the next five years, as well as outlining in its Summer Economic Statement how much money will be set aside in the Budget for tax cuts. We discuss all with Paul Hosford, Acting Political Editor with the Irish Examiner.

Budget better for group trips and explore if savings bonds still deserve a spot in your long-term investment plan. How do you plan a trip with friends without blowing your budget — or your relationships? Are savings bonds a smart way to invest in your kids' future? Hosts Sean Pyles and Elizabeth Ayoola discuss the emotional and financial dynamics of group travel and walk through what it really takes to invest in savings bonds for education and life goals. They begin with a discussion of traveling with friends, with tips and tricks on setting clear expectations, budgeting according to your values, and managing financial boundaries. Smart Travel podcast hosts Sally French and Meghan Coyle join Sean and Elizabeth to share their insider tips for group travel, including itinerary planning, respecting different budgets, and balancing social time with solitude. Then, investing Nerd Sam Taube joins Sean and Elizabeth to break down the pros and cons of savings bonds, including Series EE, I Bonds, treasury bonds, and more. They discuss tax implications, bond yield mechanics, and how to incorporate bonds into a long-term investing strategy. 8 Best Online Brokers for Bonds: https://www.nerdwallet.com/best/investing/brokers-for-bonds Planning your next vacation? Before you budget, learn how to get the most out of your travel dollars by following our Smart Travel podcast: https://link.chtbl.com/FvKHzKit   Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: traveling with friends, how to budget for group trips, friendship and money, planning trips with friends, financial boundaries while traveling, group vacation budgeting, how to say no to expensive trips, budget travel tips with friends, post vacation financial regret, peer pressure spending on vacation, savings bonds, series EE bonds, I bonds, treasury bonds vs savings bonds, when to buy savings bonds, how to cash in savings bonds, best bonds for education savings, bond yield explained, fixed income investments, muni bonds, corporate bonds, bond diversification strategy, investing in bonds for kids, bonds vs 529 plan, bond interest rates, bond tax benefits, how to buy savings bonds online, treasury direct account, cashing paper savings bonds, bond market trends, and how bonds fit in a retirement portfolio. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Snag Our Simplified Budget System!Budget Besties, gather 'round—this one's for every one of us who's ever blown the budget and thought, “Welp, that's it. I ruined everything.”Spoiler alert: You didn't.In this episode, Shana and Vanessa get real about what budget self-sabotage looks like (hello “oops, I used the bill money on a Target run”) and why it happens more often than we'd all like to admit. Whether it's the chaos we're used to or that sneaky feeling that “it's too easy, something must be wrong,” we're here to say you are not alone—and it is 100% fixable.✨ What We're Talking About:What self-sabotage with money actually looks like (yes, we have examples!)The psychology behind it—why we mess things up just when it starts workingHow to practically fix a blown budget in 10 minutes or lessWhat to do when shame kicks in (and why it's a total time-waster)How coaching clients bounce back stronger—and so can youWe're not here for guilt or shame. We're here for clarity, growth, and showing you how easy it can be to get back on track. Whether you accidentally used your bills debit card, overspent on a trip, or blew through a surprise paycheck—take a deep breath. This isn't a failure. It's a budget detour.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

“A joyful heart is good medicine, but a crushed spirit dries up the bones.” - Proverbs 17:22As we wrap up our series on the temperaments and how they impact our financial decisions, we're turning the tables a bit. Today, Kathleen Edelman—who's been our guide through this journey—is taking the host seat to interview Rob West about the Yellow temperament.Kathleen Edelman is the author of I Said This, You Heard That: How Your Wiring Colors Your Communication. She is certified in Biblical Studies and Christian Counseling Psychology and has spent over 30 years coaching clients in the art of effective communication.What Is the Yellow Temperament?The yellow temperament, known as sanguine, is characterized by high energy, optimism, and a deep desire for connection. Yellows are extroverted and people-oriented, speaking the language of fun and relationships. They often bring joy, inspiration, and laughter into every environment they enter. However, they also face challenges, particularly in areas such as focus, follow-through, and impulse control.Historically rooted in the work of Hippocrates, the four temperaments offer a timeless framework for understanding how people are wired to think, speak, and listen. The yellow temperament is one of four:Red (Choleric): Task-oriented extroverts, driven by power and control.Blue (Melancholic): Task-oriented introverts, focused on perfection and order.Green (Phlegmatic): People-oriented introverts, seeking calm and harmony.Yellow (Sanguine): People-oriented extroverts, motivated by fun and connection.How Yellows Communicate and RelateYellows are often described as the life of the party—fun, inspiring, and full of energy. They thrive on being liked, included, and appreciated. They tend to wear their hearts on their sleeves and use charm, humor, and emotional connection to relate to others.Their innate needs include:Approval – being accepted for who they are.Acceptance – feeling included and invited.Attention – being given full focus and eye contact.Affection – being acknowledged and appreciated.When these needs are met, yellows radiate joy and creativity. But when unmet, they may seek attention in unhealthy ways or rely on charm to mask insecurity. Understanding these tendencies can help others relate to yellows with empathy and intention—and help yellows themselves pursue healthy, life-giving connections.Financial Habits of the Yellow TemperamentWhen it comes to money, yellows tend to view finances through the lens of spontaneity and enjoyment. They view money as a means to create experiences, give generously, and make memories with others. However, their optimism and impulsiveness can lead to overspending or a lack of strategic planning.Some common financial tendencies of yellows include:Generosity is driven by emotion rather than strategy.Difficulty sticking to strict budgets or long-term plans.A tendency to avoid hard money conversations, especially if there's potential for conflict or disapproval.Using money to strengthen relationships and bring joy.To thrive financially, yellows benefit from tools that provide structure without feeling restrictive, such as flexible budgeting systems, automated savings, or labeled cash envelopes tied to experiences (e.g., “Dinner with Friends”). Framing financial stewardship in terms of purpose, joy, and relational impact helps them stay engaged and motivated.Communication and StewardshipIn conversations—especially around finances—yellows respond best to positive framing and shared vision. They may avoid spreadsheets or conflict, but they are quick to dream, encourage, and cast vision. When invited into planning that includes moments of celebration or generosity, they are more likely to stay committed.In leadership or ministry settings, yellows often bring energy and hope to conversations. They are natural encouragers and communicators, able to uplift others with genuine warmth and presence. However, they may need accountability partners or systems to help with follow-through and details.Understanding their own temperament also enables yellows to listen more intentionally. With tools like Edelman's workbook, they can better identify the temperaments of others and respond in ways that build connection and clarity, both at work and at home.The yellow temperament is a vibrant and life-giving expression of God's creative design. While yellows may struggle with structure and impulse, they bring essential gifts of joy, vision, and generosity. With the right tools and a deeper self-awareness, they can become faithful stewards who reflect the heart of Christ, not just in their relationships, but also in how they give, plan, and lead.For a deeper dive into all four temperaments and how they relate to stewardship, relationships, and communication, explore Kathleen Edelman's featured article in our Faithful Steward magazine. To receive a copy each quarter, become a FaithFi Partner by giving $35 a month or $400 a year at FaithFi.com/Give.On Today's Program, Rob Answers Listener Questions:I'm about three and a half years away from retirement and currently have more saved in traditional IRAs than Roth IRAs. Would it be wise to start converting some of those traditional funds into Roth now—even if it means taking a tax hit—to avoid higher taxes in retirement?I'm 40 years old and have several 401(k) accounts from former employers. I've received mixed advice—some financial advisors say I can't consolidate them into a single account, while another is recommending I move them into a hedge fund that claims to offer a 15–17% return. What should I do?A few years ago, we loaned our son and his wife money to build a tiny home. They're now selling it at a loss to a third party. Are there any sales tax or personal tax consequences we—or our son—should be aware of in this situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)I Said This, You Heard That: How Your Wiring Colors Your Communication by Kathleen EdelmanWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In episode 284, Prep Dish founder Allison Schaaf reveals You Need a Budget's founder's #1 tip for saving money. She then walks through 4 keys to saving money by eating in vs eating out. Want 2 weeks of FREE Prep Dish meal plans, including our Super Fast meal plans? Go to → PrepDish.com/MPM Join us on social media- Prep Dish Meal Planning (Gluten Free, Paleo & Keto) | Facebook Instagram (@prepdish) Get 14 days of FREE Prep Dish meal plans → PrepDish.com/MPM

Mairéad O'Driscoll is a Chartered Tax Adviser (CTA) and Chartered Accountant (ACA) based in Ireland, best known for her approachable and jargon-free take on personal finance and taxation.  Through her Instagram platform @thetaxnerd_, she's built a loyal following by demystifying complex tax topics—from rental income and gift tax to mortgage interest credits and Budget updates. This is an absolute must listen for every Irish person who is currently working! Please pass it on to your family members and friends.  Prefer to watch your podcast? The full in person video interview is on my YouTube channel now.     Today's podcast is sponsored by my group business coaching membership – The Circle: https://briankeanefitness.com/online-mastermind (Previous Appearance) https://open.spotify.com/episode/6Pzvx9v4OQylVr87bvb3LI?si=mIWWQXeLRheUyE9SUAjLaQ #88:The Tax Nerd on Everything You NEED To Know About Taxes For Self Employed, Online Business Owners and Influencers! (Instagram) www.instagram.com/thetaxnerd (Facebook) www.facebook.com/profile.php?id=100065197231192 (LinkedIn) Mairéad O'Driscoll (CTA)(ACA) - Group senior tax manager - Irish Life | LinkedIn  

Turning $500 into a profit through domain investing. Could you start domain investing from scratch with only $500 in your pocket? On today's show, I discuss GoDaddy's domain investor contest and how I'm learning first hand of the challenges of starting domain investing with a limited budget. You'll hear a syndication from the Domain Academy […] Post link: Domain investing on a small budget – DNW Podcast #544 © DomainNameWire.com 2025. This is copyrighted content. Domain Name Wire full-text RSS feeds are made available for personal use only, and may not be published on any site without permission. If you see this message on a website, contact editor (at) domainnamewire.com. Latest domain news at DNW.com: Domain Name Wire.

¿Vale la pena comprar casa en el 2025? ¿O te conviene seguir rentando?En este episodio de Café on a Budget, Manolo y Suhailly analizan la realidad actual del mercado de bienes raíces, los intereses hipotecarios, y el impacto que tiene el costo de vida en tu decisión de vivienda. Spoiler: no todo el mundo está supuesto a comprar casa, y eso no te hace menos exitoso.Hablamos sobre:Por qué comprar casa no siempre es una buena inversiónQué factores tomar en cuenta antes de comprarCuándo es mejor rentar estratégicamenteLa presión social de “ser dueño” y cómo romper con ese mitoCómo tu etapa de vida y tus metas deben guiar tu decisiónNo dejes que el FOMO o lo que dicen tus papás dicten tu camino financiero. Escucha este episodio y toma una decisión informada. Enlaces: ☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

What if we've been feeding cognitive decline—literally? In this episode, I explore the hidden connection between dementia, diet, and aging with Hal Kramer, a former US Air Force Special Operations pilot turned assisted living innovator. After careers in aviation and real estate, Hal entered the senior care world and discovered a disturbing pattern: elderly residents, often forgotten and overmedicated, were being fed processed food that accelerated their decline. So he did something radical—he changed their food and lifestyle instead of increasing medication. Together, we talk about the link between insulin resistance and Alzheimer's, the healing power of resistance training, and how one man in a wheelchair walked out of Hal's home after just seven months of clean eating and exercise. This conversation made me rethink how we treat the elderly, what healing really looks like, and how much more is possible—at any age. Let me know your thoughts in the comments, and don't forget to subscribe for more meaningful conversations like this one. Find more from Hal: A Paradise for Parents: https://aparadiseforparents.com Bring Memory Back: https://bringmemoryback.com Carnivore on a Budget: https://carnivoreonabudget.com Connect with me: Instagram: https://www.instagram.com/tammy.m.peterson Facebook: https://www.facebook.com/TammyPetersonPodcast TikTok: https://www.tiktok.com/@tammypetersonpodcast Twitter: https://twitter.com/Tammy1Peterson Rumble: https://rumble.com/c/TammyPetersonPodcast

Anduril has scored a nearly $100 million contract to continue experimentation on the Army's Next Generation Command and Control program, the service said Friday. NGC2, one of the Army's top priorities, is a clean-slate design for how the service communicates on the battlefield and passes data for operations, providing commanders and units a new approach to information sharing and C2 through agile and software-based architectures. The Army plans to spend almost $3 billion on the effort over the next fiscal year across procurement and research and development funds. The $99.6 million other transaction authority agreement will span 11 months and cover Anduril's work to prototype a system for 4th Infantry Division, which will scale the capability all the way up to the division level. The notoriously slow federal permitting process would get a technological jumpstart under a bill introduced last week by a bipartisan pair of House lawmakers. The ePermit Act from Reps. Dusty Johnson, R-S.D., and Scott Peters, D-Calif., calls for the digitization of federal permitting, pushing the government to improve environmental reviews and authorizations through the embrace of interactive, digital and cloud-based platforms. Aimed at reducing processing times for federally mandated National Environmental Policy Act (NEPA) reviews, the ePermit Act aligns with an April executive order from President Donald Trump to modernize permitting technology and the subsequent launch of a permitting technology action plan. The bill calls on the chair of the Council on Environmental Quality (CEQ) to consult with the Chief Information Officers Council, the Office of Management and Budget, the Permitting Improvement Steering Council and other relevant stakeholders and agencies on new data standards to inform environmental reviews and authorizations. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Pillen says the proposed cuts are part of his goal of reducing the size of government and not due to economic indicators. However, June tax revenues fell well short of predictions for the fiscal year and the amount of federal funds for the state next year is uncertain. Justin Hubly, the executive director of the Nebraska Association of Public Employees, says Pillen's proposal would likely lead to a workforce reduction.

Today is Monday, July 21. Here are some of the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

On this weeks episode the group is back! We go over a budget version of Hope Estheim. This commander mills the table when we gain life and makes a very frustrating play style. Mill is an archetype that does tend to struggle and cards like this definitely make it a viable commander option. What would you have put in this deck ?!Deck list herehttps://archidekt.com/decks/13564992/hope_estheim_budget  Patreon: https://www.patreon.com/Intothe99Go to house of cards for the best place to grab your singles! Use the promo code IT99 for a discount! Supports a great shop, saves you money and supports the show! https://houseofcards.ca/Check out these amazing sleeves ! Ai Armor is the best in the game and if you click the link below you can get some amazing new designs. Support an awesome company and support us in the process!https://www.amazon.com/stores/AiArmor/page/E772952B-3C23-4BE5-AA38-81B49CA42450?maas=maas_adg_2D6C4AC19673AFF658FDF6AD59314A37_afap_abs&ref_=aa_maas&tag=maasIf you want awesome audio equipment buy Rode ! Our affiliate link is below!https://brandstore.rode.com?sca_ref=6254570.6h6a2qaxNBWe have new merch! Make sure you check it out!teespring.com/stores/intothe99    Intro musicMusic from #Uppbeat (free for Creators!):https://uppbeat.io/t/abbynoise/dreamlineLicense code: 9JQ8GOXP0XXBBDW3Outro music Music: www.purple-planet.com  The Gaming BlenderWe mash genres. We pitch games. You question our sanity.Listen on: Apple Podcasts SpotifySupport the show

(I am sending this week's commentary early this week due to travel)Dear Chancellor,Me again.I am the author of Bitcoin: The Future of Money? (2014), generally agreed to the first book on bitcoin from a recognised publisher.I write with regard to the proposed sale of the UK's bitcoin. Since bitcoin was first introduced in 2009 - invented in reaction to the loose monetary policies of the Global Financial Crisis - bank bail outs, quantitative easing, zero interest policies etc - and the economic injustices they created, the protocol has grown from nothing to a market cap above $2 trillion. A whole new economy has emerged around the technology where none previously existed, providing countless opportunities for individuals, entrepreneurs and nations alike.Initially the domain of a few coders, it is now finding mass adoption at the corporate and even national level. The US is recognizing the digital asset's importance, as it introduces its Strategic Bitcoin Reserve, while China, according to estimates, holds 190,000 coins.Initially, the UK was at the heart of the Bitcoin story. Satoshi Nakamoto, the pseudonymous inventor, wrote in British English, cited UK media, and many early meetups and conferences took place here. Chancellors George Osborne and Rishi Sunak both expressed their desire for the UK to become a global hub for this emerging technology. But the FCA took an opposing view and made it increasingly difficult for UK citizens to participate, so that we have now fallen behind.Opinion about bitcoin is divided. Those who use the technology regularly believe it is not just likely, but inevitable, that it will become the world's dominant monetary network. Many others – typically the older generation, economists or legacy finance – dismiss it as a bubble, often without having tested the tech in any meaningful way.Whichever side of the debate you fall on, the fact that Bitcoin has become the most desired digital asset in the world is indisputable.Among the many features that make bitcoin unique is that its supply is finite. With its estimated 61,000 confiscated bitcoins, the UK has been gifted an extraordinary opportunity. We now hold roughly 0.3% of total supply.I understand that politics demands a focus on the short term – the next Budget, the next election – but I urge you to approach your decision with long-term vision. Please consult with people who regularly use the technology. Do not make this decision based solely on advice from people who never use bitcoin. Take Bulgaria, for example. In 2017, it sold all of its seized bitcoin to cover a short-term budget gap. Those coins today would be worth enough to eliminate the country's entire national debt. From a strategic perspective, the UK's bitcoin holdings represent a once-in-a-generation opportunity. As fiat currencies decline in purchasing power and the global economy moves toward digital and AI-driven systems, this asset could help Britain re-establish itself as an economic superpower with significant geopolitical leverage and monetary independence.An opportunity of this kind is not to be thrown away lightly.Once those coins are sold, we will never be able to buy them back.If bitcoin becomes a hundred trillion dollar network – as some project – the UK's share could prove transformational. That may sound fanciful today, but every surprise in bitcoin's history has been to the upside.There is also your personal political legacy to consider.You would be the Chancellor who sold Britain's bitcoin.That will be how people remember you – just as Gordon Brown, for all else he did, is remembered primarily for needlessly selling Britain's gold at the bottom of the market. For the rest of your life, every timebBitcoin rises in price, people will look at what you sold our coins for and say: “This is how much she lost us.” You are consigning yourself to that fate.Do you want that to be your legacy?So once again, I implore you: take advice from people who understand this technology and its potential. Don't just listen to nocoiners.If you sell bitcoin for fiat you are swapping a superior asset for an inferior one. It is that simple.The trade might bring short-term benefit, but it does nothing to address the underlying structural issues facing this country. If, however, you hold on to the bitcoin – and understand how to integrate it into policy – perhaps create a UK Strategic Reserve - you may find it solves many of our problems.As bitcoiners often say, “bitcoin fixes this.”I hope you read and consider this letter with an open-mind.Yours sincerely,Dominic FrisbyAuthor of Bitcoin: The Future of Money?Writer of The Flying Frisby newsletterPS Please like, share - all that stuff. Thank you! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

Vous vous demandez combien investir sur Facebook Ads ? Si 10 €/jour suffit ? Si doubler votre budget est risqué ?Dans ce nouvel épisode de No Pay No Play, Antoine Dalmas répond à 10 questions essentielles sur le budget publicitaire Facebook Ads.Vous apprendrez notamment :Pourquoi le Budget Advantage+ est (encore) utilePourquoi Meta n'est pas toujours votre meilleur allié pour ajuster les budgetsComment scaler sans brûler vos audiencesEt pourquoi un bon retour sur investissement n'est pas suffisant pour réussir…NOTE :Agence : https://www.j7media.com/frFormez-vous : https://j7academie.com/Newsletter : https://j7media.com/escouade

Over the course of his long and successful career, David Stockman has been both a Washington DC AND Wall Street insider.He was the youngest serving cabinet member of the 20th century (heading the Office of Management & Budget under Reagan), served as a US State Representative, and was an early member of Blackstone.So he knows better than most people alive how our political, economic and financial systems work.Which is why we should listen closely when he talks of our current runaway deficit spending and mountain of public & private debt and concludes "this won't end well".To hear his informed reasons why, watch this video.#deficit #debtcrisis #federalreserve 0:00 - Federal Debt Crisis Overview7:05 - Critique of the “One Big Beautiful Bill”14:05 - End of Central Bank Absorption19:33 - Inflation as a Limiter24:04 - Response to Administration's Growth Strategy33:25 - Political Pendulum and Progressive Policies37:24 - Potential Debate with Art Laffer47:02 - Investment Themes for a Turbulent Future50:03 - George H.W. Bush story53:04 - (Lack of) Economic Literacy in Congress:56:15 - Federal Reserve as Enabler1:01:16 - Closing and Resources_____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

REDIFF - Philippe Martinez et François Lenglet étaient au micro de RTL ce matin pour débattre sur le projet de budget 2025 ! Au menu, ils n'ont pas que des bonnes idées... Cet été, retrouvez tous les jours le meilleur de Laurent Gerra en podcast sur RTL.fr, l'application et toutes vos plateformes.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

What's currently going on with the Pittsburgh regional transit budget issues affects us all. Most impacted by the service cuts and fare increases are our neighbors, friends and family whose income is below $25,000. If we are our brother's keeper we need to be about the business of contacting our political officials. Have we really become a people unconcerned about the next person? I pray not -but it certainly looks that way. As I sit here on my back porch, pondering solutions to the dilemmas we face every day. I have to ask myself what am I doing to help my neighbors, my friends, my family? What am I doing in my neighborhood, my community, my city, my county and my state. Is voting enough? Do I have a sphere of influence? Am I expected to do anything? Should I do anything? Is there anything that can be done? I am civic minded. I am active in my community. I'm not active in my church, but I should be. I'm not active in my neighborhood. I do speak to my neighbors (those who seem receptive ) I do believe in being neighborly, as a matter of fact, one of my neighbors is 92 years old, I take her garbage can back  from the street after the garbage has been picked up. Her caregiver sets it out on Tuesday. Our pick up is Friday. It's the little things that make a big difference. Her caretaker told me someone in the neighborhood was putting dog excrement in the can!  She asked me if I wouldn't mind moving the trashcan back to the house so that that wouldn't happen. It's a small thing to do and I'm able to do it but certainly there are some other things that I can be doing, should be doing and as I continue to ruminate about it, I will come up with something that I can do that's going to hopefully join with thousands upon thousands upon thousands of other Allegheny county residence to stem the tide of Pittsburgh Regional Transit cuts to services and fare increases. Let's stand with our residents who depend on Pittsburgh regional transit. Contact your state representative today ! 

Invité :  - Pierre Jouvet, secrétaire général du PS Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Chaque jour, retrouvez le journal de 19h de la rédaction d'Europe 1 pour faire le tour de l'actu. Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Send us a textWe celebrate hitting 500,000 downloads for Buzzcast and discuss the most effective podcasting gear setups for different needs, from beginners to professionals. Check out Alban's Podcast Equipment Guide!Mentioned in this episode:MicrophonesSamson Q2U (USB/XLR dynamic mic)Shure SM7B (dynamic mic)Shure MV7+ (upgraded USB-C/XLR dynamic mic) Zoom ZDM‑1 (dynamic mic)Earthworks Ethos (condenser mic)SE Dynacaster DCM8 (dynamic mic)Audio Interfaces & MixersRODECaster DuoRODECaster Pro 2Focusrite Scarlett 2i2VocasterZoom PodTrack P8Zoom LikeTrak L-12Boom ArmsElgato Wave Mic Arm LP Elgato Wave Mic Arm ProOC White ProBoom Ultima  HeadphonesOneOdio A71Apple EarPods (wired)In our next big episode, we'll be covering podcast cover art and want to hear from you what artwork you think really stands out! Feel free to send your tips or hot takes when it comes to creating cover art for your podcast, as well!Contact Buzzcast Send us a text message Tweet us at @buzzcastpodcast, @albanbrooke, @kfinn, and @JordanPods Thanks for listening and Keep Podcasting!

Wish you could capture that intoxicating vacation vibe at home? Tropical design expert Tom Harkay shares practical tips to help you create an authentic, affordable tropical retreat—no matter your space or budget. Learn how to bring lasting relaxation, beauty, and island-inspired joy into your daily life.

Getting “good at money” doesn't happen overnight. Business or Pressure host Allissa Haines shares the financial ups and downs of the last year and the skills that got her through. Resources: What It's Like to Be...A Massage Therapist, https://www.whatitsliketobe.com/2246914/episodes/17326674-a-massage-therapist Host: Allissa Haines is a practicing massage therapist and business owner. You can find her building websites and coaching massage therapists at deepbreathdigital.com. Author links:   Website: www.deepbreathdigital.com   Sponsors: Discerning massage therapists deserve high-quality products that perfectly support and enhance your healing work. Pure Pro Massage Products are created by a massage therapist for massage therapists and bodyworkers who care deeply about the quality of their massage products.    Pure Pro's full line of oils, creams, and Arnica lotion, has everything you need for your favorite modality and will always leave your clients' skin feeling clean and fresh after each treatment.  We've put together our 5 most popular products for you to explore in your practice in our ALL FOR YOU KIT.   Log into your ABMP membership at ABMP.com and click on Industry Discounts to find the special link to Pure Pro's ALL FOR YOU kit just for ABMP members.   Website: https://purepro.com/   Email: info@purepro.com   Facebook:https://www.facebook.com/purepromassageproducts   Instagram: https://www.instagram.com/purepromassageproducts/   YouTube:https://www.youtube.com/channel/UCncpFzRVwZA_V_SnylkHyMw

College students may be pros at pulling off last-minute study sessions, but when it comes to finances, cramming just doesn't cut it.Everyone often needs a budget, and for college students, that is even more crucial. Today, Dr. Kelly Rush joins us with practical budgeting advice every college student should hear.Dr. Kelly Rush is a Professor of Finance, Department Chair, and Financial Planning Program Coordinator at Mount Vernon Nazarene University in Ohio. Why Budgeting Matters More Than You ThinkProverbs 22:6 tells us to “train up a child in the way he should go, and when he is old he will not depart from it.” That's not just true for spiritual instruction—it applies to money too. The habits we form in college, for better or worse, often follow us into adulthood. And if students don't develop intentional stewardship during these formative years, they may face regrets down the road that could've been avoided.Most students know they shouldn't spend recklessly, but they often don't know where their money is going. Without a written budget or a tool to track spending, it's easy to watch bank accounts shrink faster than expected—and not know why.Budgeting isn't about restriction. It's about clarity. It's about choosing in advance how to use what God has entrusted to you. And it's a habit that pays dividends over time.Understanding the Time Value of MoneyOne of the most powerful lessons a student can learn is the time value of money. It's often a reminder of the orderly nature of the God we serve since there's a logic to how money grows over time. And in every financial equation, time is the most powerful variable.Scripture encourages us to think this way. Psalm 90:12 asks God to “teach us to number our days,” and Ephesians 5:15–16 tells us to “redeem the time.” For students, this means starting early: saving early, giving early, and stewarding their resources early. That's where the real impact lies.Money also has momentum. It moves quickly. And in college, that momentum usually comes through small, frequent purchases: coffee runs, streaming subscriptions, and fast food. These little expenses add up and build financial habits, whether you realize it or not.Being aware of how money flows—and having a plan for it—is what budgeting is all about.Tools That Actually WorkToday's students are digital natives. They're not going to carry around envelopes of cash. Of course, we recommend the FaithFi app because it's easy to use, customizable, and based on biblical principles. If you're a student (or a parent helping one), it's a great place to start. You can check it out at FaithFi.com and click “App” or download it from your app store.At some point, students need to begin taking ownership of certain expenses, such as gas, clothes, and possibly even their phone bill. We encourage families to approach this like a team sport: communicate when and which expenses will be transferred from parent to student, then open a bank account and create a game plan together. That transition is not just financial—it's formative.Working during college isn't just about making money—it's about learning responsibility. Students can find part-time jobs that offer both flexibility and impact. Perhaps that involves working at a hospital if you're studying nursing, or obtaining a referee certification or barber license for higher-ROI opportunities. Work that aligns with your career goals is a double win.What About Credit?Credit is another topic that comes up often. Should students start building credit now or wait until later? Either option can work, but there are advantages to starting early, wisely. We usually suggest a secured credit card paired with a basic expense, such as gas. It's easy to track and builds a positive credit history. The key, of course, is paying it off every month.Pitfalls to Watch Out ForLet me leave you with a warning: shortcuts are tempting. College students are particularly vulnerable to the allure of quick money, exemplified by the growing trend of sports betting on campuses. I believe it's a modern gateway drug. It's addictive, dangerous, and it escalates quickly.1 Timothy 6:9 warns, “Those who want to get rich fall into temptation and a trap…” This isn't just theoretical—it's real. Good stewards don't chase shortcuts. They honor time, build slowly, and trust God with the results.College is the ideal time to establish a solid financial foundation grounded in biblical wisdom. You've got time on your side—but only if you use it well. Start now. Budget with intentionality. Steward with purpose. And watch what God does over time.On Today's Program, Rob Answers Listener Questions:I'm leasing part of my 55-acre property for a cell tower under a 59-year agreement. The monthly payments will go into my account, and I'd like to invest them in something that compounds monthly or more frequently. With my two sons and their families living on the land as well, I'm hoping to grow this income into long-term, generational wealth. What's the best strategy?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit UnionSchwab Intelligent Portfolios | BettermentList of Faith-Based Investment FundsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

While the One Big Beautiful Bill helped out U.S. agriculture, farmers and ranchers are still waiting on a new farm bill. Chad Smith reports.

Le calme reste précaire à Soueïda en Syrie, après plusieurs journées de violences entre bédouins et druzes qui ont fait près de 600 morts selon l'OSDH. En France, François Bayrou propose un plan pour redresser les finances publiques. Parmi les pistes envisagées, la suppression de jours fériés, une année blanche et un gel des dépenses de l'Etat. Et puis, à la demande du président sénégalais Bassirou Diomaye Faye, les bases françaises présentes au Sénégal se retirent.

My guest today paid off over $215,000 in student loans and credit card debt in just 48 months! Cindy Zuniga-Sanchez is a daughter of two immigrants, a lawyer turned entrepreneur, and the founder of Zero-Based Budget Coaching, LLC. After graduating law school in 2015, Cindy found herself in six figures worth of debt. Instead of giving into the temptation to "live the life of luxury" she deserved from all her hard work, she took control of her money by immersing herself in the world of personal finance and paid it all off in just 48 months.No matter your profession, income level or how much debt you have, this episode is for you! Enjoying the podcast? Make sure to subscribe & leave a review!LinksFollow Cindy on InstagramThe Blueprint to Financial FreedomYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Performance marketing or influencer partnerships? Joe Perello, CEO of Props, reveals how smart marketers are blending creator content with paid media precision. His approach transforms creator marketing into a true performance channel by maintaining full accountability for business results rather than chasing viral hits. Perello demonstrates how owned media content delivers authentic engagement while providing the targeting capabilities and measurable outcomes of traditional performance marketing.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Congress approves a historic $9.4 billion rollback—the first in a generation—targeting NPR, USAID, and unused Biden-era funds, signaling a sharp turn toward America First budgeting. The cuts come alongside the closure of two major transgender clinics and renewed attacks on California's stalled high-speed rail. Backed by Trump and celebrated by conservative commentators, the moves are hailed as the beginning of a deep state dismantling. Critics argue the cuts are symbolic, but the right sees them as proof that a new political era is taking shape.

In a landmark vote, Congress passed a $9.4 billion rescission package—the first of its kind in 25 years—eliminating funds for NPR, foreign aid, and left-leaning initiatives. Championed by Senate Republicans and encouraged by former President Trump, the measure reclaims unused pandemic and climate funds while signaling a new era of fiscal discipline. Conservatives call it a win for taxpayers and America First values, while critics warn of political retribution and symbolic cuts. As Speaker Mike Johnson prepares for more rollbacks, the fight over the federal budget is just beginning.

In a groundbreaking legislative move, Congress has passed a $9.4 billion rescission package—the first since 1999—cutting funds to NPR, foreign aid programs, and climate initiatives. Championed by Senate Republicans and backed by Donald Trump, the bill reclaims unspent COVID and infrastructure funds while sending a strong message about spending restraint and America First values. While critics call the cuts symbolic, conservative lawmakers view this as the start of a broader rollback of what they consider wasteful government spending.

“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.”With those words, Warren Buffett reminded us that character and integrity matter—especially in the world of money. Now, after more than sixty years of market-shaping moves and famous one-liners, Buffett is calling it a career. Today, Matt Bell joins us to reflect on his legacy and share what timeless lessons every investor can learn from it.Matt Bell is the Managing Editor at Sound Mind Investing, an underwriter of Faith & Finance. A Track Record That's Hard to IgnoreIf you had invested $100 in Berkshire Hathaway back in 1965, that single investment would have grown to over $5.5 million by the end of last year. Compare that with the S&P 500 over the same period, which would have turned $100 into just $39,000. Clearly, Buffett did something different.One unconventional move? He never issued dividends for Berkshire Hathaway, instead reinvesting profits to increase share value. That patient, long-view approach paid off—and it hints at biblical principles like delayed gratification and wise stewardship (Proverbs 21:20).Buffett famously said, “Be fearful when others are greedy and greedy when others are fearful.” While Christians would rightly reject greed and fear as motivations, the deeper principle here is about remaining steady and disciplined in volatile times—echoing Proverbs 14:15: “The simple believe everything, but the prudent give thought to their steps.”Buffett often waited with cash on hand until the right opportunities appeared, especially during downturns. That patience and discernment mirrors biblical instruction to avoid impulsiveness and instead seek wisdom in decision-making.Investing Lessons With Biblical ParallelsOver the years, Buffett offered dozens of pithy insights that mirror biblical truth. Here are a few standouts:“If you don't find a way to make money while you sleep, you'll work until you die.”—This speaks to the wisdom of putting money to productive use—earning a return through thoughtful investing, a principle echoed in the Parable of the Talents (Matthew 25). “Risk comes from not knowing what you're doing.”—In Proverbs 15:22, we're reminded that “Plans fail for lack of counsel, but with many advisers they succeed.” Financial ignorance creates risk, but biblical stewardship calls for wisdom and learning. Diversification, emotional control, and long-term vision—Buffett emphasized all three. These align with a measured, prudent approach to money that Scripture continually encourages.Buffett never let global turmoil shake his confidence in long-term investing. He wrote, “In the 20th century, the U.S. endured world wars, recessions, a depression, oil shocks, and more—yet the Dow rose from 66 to 11,497.” His takeaway: “It's been a terrible mistake to bet against America.”While our hope as Christians isn't rooted in any one nation's economy, Buffett's long view reminds us of the value of endurance and not making decisions based on fear or short-term noise (see James 1:5–6).Generosity and LegacyPerhaps most inspiring is Buffett's commitment to give away 99% of his wealth. He plans to direct his Berkshire Hathaway shares toward philanthropic causes within ten years of his estate being settled. While we may differ on where those funds go, the posture of open-handed generosity reflects Jesus' teaching: “It is more blessed to give than to receive” (Acts 20:35).Buffett's success wasn't just about intellect—it was about character: discipline, patience, and generosity. These are values every believer is called to cultivate. As you manage your resources, consider how biblical principles—often echoed in even the most unlikely places—can shape a wise, faithful financial life.To explore these ideas further, read Matt Bell's full article, The Wisdom of Warren Buffett at SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I've never had a credit card before, but I recently received a pre-qualified offer from Capital One. They mentioned they've reviewed my credit and noticed I'm keeping up with my bills. Should I consider applying for this card, and how can I verify that the offer is legitimate?As a grandmother, I'm concerned that my grandchildren aren't learning essential financial skills from their parents. I'd love to step in and help, especially with my 20-year-old grandchild. What is the best way to encourage them to save money and manage their finances wisely?Over the past couple of years, God has really blessed me with increased income, and I'm incredibly grateful. I live simply, help my parents, and avoid lifestyle inflation—but I want to make sure I'm handling this increase in a way that honors God. How can I manage this money with biblical stewardship in mind?I'm in a strong financial position—no debt, and I tithe faithfully. I just received $15,000 from selling off some business assets and want to invest it wisely. I'd like it to earn a good return, but I also want it to remain accessible if needed. What are some smart options that fit my situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind InvestingThe Wisdom of Warren Buffett by Matt Bell (Sound Mind Investing Article)Bankrate | NerdwalletOpen Hands FinanceChristian Community Credit UnionWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

This is a YouTube video as well that you can watch here:  https://youtu.be/UPliBXI0YyMTwo other episodes you might want to check out:How to BECOME a Wedding PlannerBTS: Join Jamie on a Real Sales Call | Wedding Planning Business TipsShare your thoughts on this episode over on Instagram!  What do you think?!  Take a screenshot and tag @wolferandco so we can hear from you!Join the amazing discussions over in the Wedding Pros Facebook Group.  This is a group for aspiring, new, and experienced wedding planners and wedding vendor professionals!Jamie would love to help you get started with your wedding planning business or optimize the one you have already started.  If you'd like personal guidance from Jamie, access to her community of VIP wedding professionals, and the opportunity to be listed on her preferred wedding planner listing that is shared with thousands of engaged couples every month, consider joining The Union Mastermind. You can find out more about that program HERE.Our Favorite Wedding Business Resources:Generation Tux - join their Partner Program and start earning affiliate money recommending a reputable suit vendor to your clients!Timeline Genius - create detailed timelines for your events (automated text messages, emails, and more!)Legally Set - Get all your legal contract templates you need; use code “UNION” for 20% OFFHoneybook - keep all your clients organized; use code “UNION” to get the current deal Jamie locked in for ya!P.S. - The links above may use affiliate platforms where commission may be earned based on clicks and/or purchases, and I would love it if you used them! It won't cost you anything extra, but affiliate links are RAD because they help creators like me to fund the free content we provide.

 Another week and Another fun podcast. We chat about Jermain Dupri spending 10K every Monday for 20 years in the strip club, Why Drake and Lebron are beefin, The Clipse album, Youtube cracking down on AI, and much more. Tune in and lets get to it!  Start your free online visit at https://www.hims.com/trap Open your account in 2 minutes at https://www.chime.com/unapod Learn more about your ad choices. Visit podcastchoices.com/adchoices