Podcasts about Budget

Snag Our Simplified Budget System!If you've ever felt overwhelmed, annoyed, or just plain lost trying to budget — you are NOT alone. We've seen it all: the scribbled notebook budgets, 111-line spreadsheets with scary color-coding, and "budgets" that are really just transaction trackers in disguise. No wonder budgeting feels like a chore (or a punishment) for so many of us.But good news — it doesn't have to be that way.

Marriage is about becoming one—but what does that mean for your money? For many couples, the question of whether to combine bank accounts or keep them separate is one of the first major financial decisions they face. While the Bible doesn't speak directly to checking accounts, it does give us a clear picture of what unity, trust, and stewardship look like in marriage.What Scripture Says About OnenessIn Mark 10:7–8, Jesus says, “Therefore a man shall leave his father and mother and hold fast to his wife, and the two shall become one flesh.”That phrase, “one flesh,” is more than physical—it describes an emotional, spiritual, and practical union. Marriage is about sharing a life together, and that includes finances. The Bible doesn't command couples to have joint accounts, but it does call us to transparency, mutual submission, and faithful stewardship.Joint accounts are one practical way to live this out, offering a structure of accountability and openness. Separate accounts, while not inherently sinful, can sometimes become symbolic of separate lives if not handled with care.A story from a banker friend drives this home. One day, a woman came into the bank distraught after discovering her husband had a secret credit card with thousands of dollars in gambling debt. The shock wasn't just about money—it was about broken trust.Financial infidelity is devastating because it goes deeper than dollars and cents. It damages the foundation of unity. Ephesians 5:21 reminds us: “Submit to one another out of reverence for Christ.” That submission extends to our financial decisions.Practical Ways to Build Financial UnitySo, what does financial oneness look like in real life? Here are a few steps couples can take:1. Hold Regular Money DatesSet aside time each month to review your budget, giving, and goals. These conversations don't have to be stressful—they can strengthen communication and provide alignment in your marriage.2. Build a Shared Emergency FundSaving three to six months of expenses together demonstrates trust and unity. It says, “We're in this together, no matter what comes.”3. Use Tools That Foster UnityBudgeting apps like the FaithFi app can help you and your spouse manage money together with clarity and purpose. Built on biblical principles, it's more than just software—it's a discipleship tool.Why Financial Unity MattersFinancial unity is ultimately about more than accounts and numbers. It's about our hearts. When couples pursue oneness in their finances, they reflect the greater reality of Christ's love for His church—a bond marked by trust, sacrifice, and faithfulness.Your bank account setup matters far less than your posture toward one another. Ask yourselves:Are we making decisions together?Are we being transparent and honest?Are we aligning our finances with God's purposes?When the answer is yes, your marriage becomes a living testimony of the Gospel.A Bigger Vision for StewardshipAt the end of the day, combining or separating accounts isn't the ultimate issue. The greater call is to live as one—financially, emotionally, and spiritually—while stewarding God's resources faithfully.And if you'd like to go deeper in this journey, I invite you to become a FaithFi Partner. For just $35 a month or $400 a year, you'll receive exclusive benefits, including our quarterly printed magazine, Faithful Steward. It's full of biblical wisdom and practical tools to help you grow as a faithful steward of God's resources.To join, visit FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:I've paid off my house, but the title company still has my deed. Should I leave it with them, put it in a safety deposit box, or what's the best way to handle my home's title?I've come into $20,000, and I want to invest it wisely. What's the best way to put this money to work?I had a will drafted when my first child was born, but now my youngest is turning 18. I'd like to avoid probate court. What can I do instead of just having a will? I've already added beneficiaries to my accounts and want my house title to transfer upon my death.When I was younger, I made poor financial choices without seeking godly counsel. I want to encourage others to seek advice from wise, godly people before making financial decisions.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Bankrate.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hairstylists and salon owners—does it feel like every time you start a budget, something knocks you off track? From broken tools to last-minute cancellations, it's easy to believe “it's always something.”In this episode, Misty Jayne shares how a $20 parking ticket almost derailed her debt-free journey and the mindset shift that helped her pay off $48K in two years.Perfect for hairstylists and salon owners ready to stop living paycheck to paycheck and finally create a money plan that works.Mentioned in this episode:

Pearse Doherty, Deputy Leader and Finance Spokesperson, Sinn Fein speaking on Sinn Fein's presidential backing of Catherine Connolly, Robert Troy's comments on housing, and the Budget.

Kürzlich schrieb mir eine Followerin: “Ich hab 21.000 Follower – das reicht doch niemals für einen eigenen Onlinekurs, oder?” Und ich? Bin fast vom Stuhl gefallen. Wenn du auch denkst, du brauchst erst 100k Follower, ein fettes Werbebudget, Profi-Equipment oder endlos viel Zeit, bevor du überhaupt an deinen ersten Launch denken darfst – dann ist diese Folge für dich. Ich zeige dir heute ganz konkret, wie viel Reichweite, Budget und Zeit du wirklich brauchst – damit du nicht länger zögerst, sondern endlich loslegst. Plane, erstelle und vermarkte dein Online-Produkt mit ErfolgsKurs! → Setz dich jetzt auf unsere exklusive 0 € Warteliste für Oktober 2025: https://carolinepreuss.de/erfolgskurs-warteliste/ Unsicher, welches Programm das Richtige für dich ist? → Lass dich jetzt kostenlos von uns beraten: https://carolinepreuss.de/kostenloses-erstgespraech/ → Folge mir auf Instagram für Einblicke hinter die Kulissen: https://instagram.com/carolinepreussde/ Go For It ist der Business Podcast für alle Selbstständigen und UnternehmerInnen, die ein profitables Online-Business aufbauen wollen. Caroline Preuss gibt in ihrem Business Podcast ihr erprobtes Wissen rund um Marketing, Social Media, Onlinekurse und Community-Aufbau auf Instagram weiter – ausführlich und Schritt für Schritt, damit du entspannt mit deinem digitalen Business sichtbar wirst und und deinen eigenen Onlinekurs erfolgreich vermarktest.

Today on America in the Morning Charlie Kirk's Memorial Service Charlie Kirk's memorial service on Sunday was a five-hour remembrance of his life's work with eulogies that included his wife and President Trump, who said the gun was pointed at Kirk, but the bullet was aimed at all of us.  Steve Futterman reports from the memorial site in Glendale, Arizona.   Democrats Demand Budget Meeting The federal government is set to partially shut down at the end of the month if Congress cannot get together on a temporary funding plan, and Democrats say they want to meet with President Trump to discuss a way forward.  John Stolnis has more from Washington.  New Hampshire Gunman Arrested Police have the arrested and charged a man following a deadly New Hampshire country club shooting over the weekend.  Correspondent Julie Walker reports the suspect allegedly shouted “Free Palestine” when he opened fire.   Taliban's Bagram Response Taliban leaders are responding to the idea of Bagram Air Force Base being returned to U-S control.  Correspondent Clayton Neville reports on the Taliban's response.  ICE Arrests In Chicago The ramped-up immigration operations that started last week in Chicago has led to hundreds of arrests.  Correspondent Ed Donahue reports.   Costly Citizenship Want to be an American?  Correspondent Lisa Dwyer reports on President Trump's new Gold Card visa offering for non-US citizens, but it comes with a hefty price tag.     Charlie Kirk's Memorial Service Tens of thousands of people gathered for a Memorial Service in Arizona Sunday to honor the life of conservative activist and Turning Point U-S-A Founder, Charlie Kirk who was shot and killed while debating students on the Utah Valley University campus earlier this month.  Correspondent Clayton Neville reports.   UN General Assembly This will be a big week in New York for the United Nations General Assembly, which will include a sideline meeting between President Trump and Ukraine's Volodymyr Zelensky, and Trump will address the Assembly on Tuesday.  Also on the UN agenda, more countries including Canada and the UK plan on recognizing a Palestinian state which has drawn angry responses from both Israel and the US.  Correspondent Donna Warder reports.    California Mask Law California Governor Gavin Newsom signed into law a measure that forces almost all law enforcement officers to not wear masks during operations.  Correspondent Julie Walker reports that this would include ICE agents, but there are questions as to whether the new Golden State rule can be enforced on federal authorities.  Indianapolis Shootings Gunfire erupted across Indianapolis, Indiana over the weekend, which included a mass shooting and a triple-shooting, and more than a dozen shot in just 24 hours.  Katie Clark reports that police are still hunting for some of the shooters.   Alleged TV Station Shooter Re-Arrested The man suspected of opening fire outside a Sacramento TV news station was taken back into custody Saturday by the FBI, the same day of his release from the Sacramento County Jail.    Finally   It's been a tough year so far for farmers, but they got help over the weekend from an annual concert that included the legendary Willie Nelson.  Entertainment reporter Kevin Carr has more. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Budget 2026 must include tax measures to support green energy innovators, according to Hydrogen Ireland. With less than four weeks to go until October 7th, the organisation has identified supportive fiscal frameworks as crucial elements of the drive to promote emerging opportunities. CEO of Hydrogen Ireland, Paul McCormack, says the right framework of technologies and personnel with the right skillsets must be in place - and that requires support for funding now: "With the right approach, hydrogen projects could be having an impact on Ireland's energy landscape in three to five years. To achieve that, our hydrogen economy needs to be underpinned by a progressive tax strategy - one that rewards innovation, de-risks investment, and aligns fiscal tools with our climate ambition. We engage with dozens of investors and international organisations that all recognise Ireland's potential as the epicentre of the hydrogen revolution. What we need is the right support framework to convince them to invest here. We need to provide tax reliefs that will help convince people that Ireland is ready to lead the way towards a just transition, with hydrogen as a central element on that journey". Paul McCormack's comments follow the Taoiseach's comments in a letter to the EC President Ursula von der Leyen, expressing concerns about the impact of rising energy costs on semiconductor chipmakers, and calling for 'interim measures' to be taken to address the situation. CEO of Hydrogen Ireland Paul McCormack welcomed Taoiseach Micheál Martin's decision to raise the issue directly with Ms von der Leyen and sees the move as 'a strategic inflection point': "If Europe wants to lead in high tech, semiconductors, big data and AI, it must also lead in clean, affordable energy. That means coupling hydrogen innovation, grid reform, and industrial resilience into one cohesive vision. "Thanks to progress made to date, Ireland is in a prime position to harness the full potential of green hydrogen. We're calling on the government to create the kind of fiscal environment that will capitalise on the work done so far and allow innovators the space to accelerate progress towards a cleaner energy future for ourselves and our European neighbours". The global hydrogen dialogue will take centre stage at the World Hydrogen Technologies Convention in Dublin from October 21 - 23. Hosted by Hydrogen Ireland, WHTC is one of the best-known conventions in the fields of hydrogen energy and fuel cell technology. Speakers will include Minister of State at the Department of Agriculture, Food and the Marine Timmy Dooley TD, Tony O'Reilly, Founder and CEO of dCarbonX and President of the International Association for Hydrogen Energy, Dr Ayfer Verizoglu. Sponsors include ESB, Gas Networks Ireland and the Japan Atomic Energy Agency.

durée : 00:23:57 - 8h30 franceinfo - Yaël Braun-Pivet, présidente de l'Assemblée nationale, était l'invitée du "8h30 franceinfo", lundi 22 septembre 2025 Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

Karl Olive, député Ensemble pour la République des Yvelines, propose de réduire de 500 euros les frais de mandat de chacun des députés. Cela permettrait selon lui de faire 3,6 millions d'économie chaque année. Écoutez ses arguments.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3290: Ross Enamait explains how to build an effective home gym without overspending, emphasizing creativity, practicality, and functional training over expensive equipment. His guidance helps readers focus on essential tools and smart solutions, making fitness accessible no matter the budget or space available. Read along with the original article(s) here: http://rosstraining.com/blog/2014/01/29/creating-a-home-gym/ Quotes to ponder: "You don't need to spend thousands of dollars to create an environment that is suitable for quality training." "Think practicality and function, not fancy equipment that you don't need." "Sometimes the best training tools are not found inside a catalog." Learn more about your ad choices. Visit megaphone.fm/adchoices

Angie is a certified cash flow specialist and is venturing into the world of sole proprietorship after teaching finances to high school students for the last two decades. She has recently taught a workshop to RMTs using her anti-budget system and the feedback was so great that she wanted to reach more therapists who may be struggling with similar issues. Listen to hear some tips and tricks from an expert who can help you hold onto more of your cash to spend on the things you care about.2rmtsandamic.com

NEWS: No excuses: Zaldy Co must explain insertions in 2025 budget, Rep. Toby Tiangco says | Sept. 21, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

Minister for Public Expenditure Jack Chambers joins Ciara Doherty to talk all things about the upcoming budget and discusses Fianna Fáil's Presidential Election campaign

I det här avsnittet av serien Politik i Fokus samtalar Mats Lindblom (L) med Marie Åkesdotter (MP) och Hanne Sofia Carlsson (C) om partiernas arbete inför valet 2026. De tar upp snackisarna från Tyresöfestivalen – bland annat vad som händer i Barnsjöområdet och kring Gudöån. Samtalet berör också Tyresö gymnasiums framgångar med de nya högskoleförberedande programmen och avslutas med en diskussion om den antagna budgeten för 2026. Producent: Andreas Froby

September 20, 2025; 8am: The Senate recently rejected dueling Republican and Democratic bills that would have kept the government funded on a short-term basis, and now there are only 10 days left until the October 1st deadline. Party leaders on both sides of the aisle are blaming each other, claiming the other side isn't willing to negotiate. Congress will be in recess next week and the Senate will only have two days to agree on a plan when they come back. Former Office of Management and Budget director Shalanda Young joins “The Weekend” to discuss.For more, follow us on social media:Bluesky: @theweekendmsnbc.bsky.socialInstagram: @theweekendmsnbcTikTok: @theweekendmsnbcTo listen to this show and other MSNBC podcasts without ads, sign up for MSNBC Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Budget too tight to replace kitchen cabinets and bathroom vanities? Consider refinishing, repainting or staining for an affordable price compared to new. Mike Stutte of Smith Painting talks you thru it along with other painting tips. Original broadcast archive page with expanded content https://rosieonthehouse.com/podcast/on-the-house-hour-cabinet-refinishing-for-a-fresh-new-look-with-smith-painting-services/

Chicago is staring down a $1.15 billion budget gap. This week, Mayor Brandon Johnson's budget task force released its official report, which includes nearly 90 policy suggestions. We are joined by city hall reporters A.D. Quig from the Tribune and Tonia Hill from the Triibe to discuss a city vacancy freeze, raising garbage fees, and a property tax hike. Plus, a city council committee approves a historic police violence settlement, RTA is surveying possible transit cuts, and Austin's newest grocery store is prepping for its opening. Good News: Chicago River Swim, Jerk, Seafood, and Vegan Festival, Rainbow Cone  Want some more City Cast Chicago news? Then make sure to sign up for our Hey Chicago newsletter.  Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Learn more about the sponsors of this Sept. 19 episode: Chicago Architecture Center Kidney Cancer Association Chicago Association of Realtors Window Nation The Newberry Become a member of City Cast Chicago. Interested in advertising with City Cast? Find more info HERE

Mayor Mike Johnston revealed his proposed budget for 2026 this week — the vibes are off and the numbers are down. But what can we read between the lines of his proposals to see where the city is going next? Our politics and green chile correspondent Justine Sandoval joins host Bree Davies and producer Paul Karolyi to talk about the mayor's new priorities on homelessness and other secrets hidden in the budget. Plus, some City Park neighbors are big mad about the Denver Zoo's proposal to reopen a long-shuttered West Gate, so we're talking about one of our favorite topics — parking — and all our other wins and fails of the week. Plus, Justine has a big announcement.  Paul talked about a landmark preservation debate in Wash Park, rising homelessness in Houston, exceptions to Waste No More, and Denver's gun violence dashboard. Bree talked about the Federal Theater reopening. Justine discussed the recent debates over the Mestizo-Curtis Park Pool and Park Hill Park. We also discussed the La Loma green chile situation.  What do you think about the Zoo reopening the old West Gate? We want to hear from you! Especially if you live in City Park West. Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 For even more news from around the city, subscribe to our morning newsletter Hey Denver at denver.citycast.fm. Watch clips from the show on YouTube: youtube.com/@citycastdenver or Instagram @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member: membership.citycast.fm/Denver Learn more about the sponsors of this September 19th episode: Arvada Center Denver Botanic Garden Denver Health Window Nation Florence Crittenton Services Elizabeth Martinez with PorchLight Real Estate - Do you have a question about Denver real estate? Submit your questions for Elizabeth Martinez HERE, and she might answer in next week's segment. Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise

▶ wowwww wild post show. I call her BF, and he has noooo idea how bad this is. He's questioning the whole relationship now that she's exposed... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ ▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. ▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 Try Rocket Money for free: https://RocketMoney.com/caleb ___________________________________________ ▶EDUCATION: 1. Get your own free Hammer Financial Score: https://www.calebhammer.com 2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ ___________________________________________ ▶RESOURCES 1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match. 2. Checking & Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay 3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ___________________________________________ Chapters: 00:00 Intro 11:06 excuses excuses excuses 24:39 the math is not mathing 33:10 thats f*cking wild lol 47:00 what a ridiculous number 01:04:30 taco bell isnt even good… 01:15:00 Budget!! ___________________________________________ ▶More Content 1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups 2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive 3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer ___________________________________________ ▶EXTRA 1. My socials: https://stan.store/calebhammer 2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply ___________________________________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. ▶Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Snag Our Simplified Budget System!Today's episode is one of those stop what you're doing and listen moments.

Have you ever wondered what happens to your debts when you're gone? Many assume obligations simply vanish, but the truth is more complicated. Without a plan, your loved ones could face creditors, confusion, and unnecessary heartache. Let's explore how debt is handled after death—and the steps you can take now to protect your family.Different Types of DebtNot all debts are treated the same after death.Secured Debt: These are tied to assets such as homes or cars. If you pass away with a mortgage, the heir who inherits the property also inherits the payments. Without the ability to pay, foreclosure or repossession is possible. Unsecured Debt: Credit cards and personal loans fall into this category. Unless someone is a joint account holder, heirs aren't responsible. However, creditors can claim repayment from your estate before anything goes to heirs or charities.Special Cases: Student and Medical DebtStudent Loans: Federal student loans—including Parent PLUS loans—are discharged at death. Private student loans vary: some lenders forgive, others pursue repayment from the estate or co-signer. Medical Debt: Providers sometimes write off smaller balances, but they aren't required to. With rising healthcare costs, debts can be substantial, draining family assets quickly.Protected AssetsSome resources are shielded from creditors:Life insurance proceedsRetirement accounts with named beneficiariesThese bypass the estate entirely and go directly to heirs. But accuracy matters—outdated beneficiary forms can unintentionally disinherit a spouse or child.Other Important ConsiderationsCommunity Property States: In states like Texas, California, and Arizona, marital debts are often shared. Surviving spouses may be held responsible for balances they didn't incur. Co-Signed Loans: Parents, grandparents, and friends often co-sign loans without realizing they'll be responsible if the other borrower passes away.Planning AheadBecause the rules vary, consulting an estate attorney is wise. A one-time meeting can prevent years of stress later. But the best protection is simple: live with as little debt as possible. By building margin and reducing obligations, you bless your family with both financial relief and a legacy of stewardship.Practical steps include:Reviewing accounts regularlyUpdating beneficiariesPaying down debtsOrganizing important recordsCreating a will or trustProverbs 13:22 tells us, “A good person leaves an inheritance for their children's children.” That inheritance is about more than money—it's about modeling wisdom, integrity, and trust in God's provision. By stewarding your finances well today, you not only provide a cleaner path for your loved ones tomorrow but also leave them with a testimony of faith that points them back to Christ.On Today's Program, Rob Answers Listener Questions:My grandfather set up 529 plans for my kids years ago. When my older children graduate, can I use any leftover money for my younger daughter's education? And eventually, could I split the remaining funds among all my kids?I'm the Power of Attorney for my 92-year-old mother, who has regularly helped my two sisters financially. I'd like to set up automatic monthly gifts of $1,500 to each of them to stay under the annual gift tax limit. I'm also retired and considering using some of her funds to help with my grandchildren's college expenses. Is that ethical?I'm 71 and have been doing Roth conversions for the past two years. I opened a Roth account six years ago. Can I now withdraw money from those conversions without being restricted by any time limits?I'm 63 and have about $200,000 in a 401(k) from a former employer. I'd like to move it into a biblically aligned investment, but my current plan administrator says I can't. What options do I have?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Timothy Plan | Eventide Asset Management | OneAscentZillowWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Pat Leahy and Jack Horgan-Jones join Hugh Linehan to look back on the week in politics:The nomination process for presidential candidates rumbles on. At the time of recording independent Gareth Sheridan has the best chance, needing two more local councils to back him. A report today looking at Sheridan's business partner's links with Russia may not be welcomed by his campaign as councillors around the country weigh up their decision.Meanwhile social conservative Maria Steen is gathering nominations in the Oireachtas. Can she get over the line before next Wednesday's deadline?Mary Lou McDonald continues to be coy about who will get Sinn Féin's backing, perhaps enjoying an opportunity to toy with the media. But who will it be - Catherine Connolly, or one of their own?Budget 2026 is drawing near. So far the focus of political debate has been on the withdrawal of one-off payments. It is an issue that cuts through, as Opposition parties well know.Plus the panelists pick their favourite Irish Times pieces of the week, including columns on a rescinded award and Ireland's rudeness problem and a look at sport's greatest quirkiest cheating scandals. Hosted on Acast. See acast.com/privacy for more information.

On this week's show Robert Kraig is joined by special guest co-host State Senator Chris Larson. Robert & Chris discuss the shameful effort of the Trump Regime to use the brutal murder of Charlie Kirk as a pretext to unleash the full force of the federal government to crack down on progressive groups, celebrities such as Jimmy Kimmel, and millions of everyday Americans exercising their First Amendment rights on social media. Next, we preview the 2026 elections in WIsconsin where governing power is in play. Does this consolidation of authoritarian power call for different kinds of candidates and a new politics in the Democratic Party? Finally, Chris & Robert dig in on the latest state news, including the Evers Administration's efforts to protect access to COVID vaccines, and the decline of an alternative to predatory corporate health insurance.

Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. photo: Jessica Rodriguez Rivas Government shutdown looming as lawmakers reject both Republican and Democratic stop-gap budget bills; Activists blockade Oakland airport terminal to protest weapons shipments to Gaza; CDC fails to recommend Covid vaccines for first time, major California insurers say they'll continue to cover the shots; Judge tosses out Trump's $15 billion lawsuit against New York Times; Report says 15 of every 16 Palestinians killed by Israel in Gaza was a civilian; Sunday Sept. 21 is International Day of Peace, UN chief Guterres says, “Peace is everyone's business” The post Government shutdown looms at end of month as lawmakers reject stop-gap budget bills; Activists blockade Oakland airport to protest Gaza weapons shipments – September 19, 2025 appeared first on KPFA.

You opened the door and saw what? Why is your budget in surplus? Radio blunders What went down at airport security? Gorey Stories Can we guess if you've had a few Join the Pod Squad Listen Live on the Nova Player App Follow us on Instagram - TikTok - Facebook - SnapchatSee omnystudio.com/listener for privacy information.

Ce vendredi 19 septembre, l'adoption des députés allemands, avec des mois de retard, du budget 2025, et l'inquiétude concernant celui de 2026, ont été abordés par Annalisa Capellini dans sa chronique, dans l'émission Good Morning Business, présentée par Laure Closier, sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

Jean McCabe, CEO of Retail Excellence Ireland and Michelle Murphy, research and policy analyst with Social Justice Ireland

Hundreds of thousands strike across France over budget cuts, Saudi Arabia and Pakistan sign a mutual defense pact, Trump moves to designate antifa as a major terrorist organization, ABC suspends Jimmy Kimmel's show over his Charlie Kirk comments, the U.K. arrests three people on suspicion of spying for Russia, the U.S. Education Dept. announces a new civics effort in partnership with dozens of conservative groups, Australia sets a 2035 emissions reduction target of 62-70% below 2005 levels, a U.S. judge orders the deportation of pro-Palestinian activist Mahmoud Khalil, DeepMind and OpenAI win gold at the “coding Olympics,” and two flying cars collide mid-air at a Chinese airshow rehearsal. Sources: www.verity.news

The news from Northfield, Minnesota on Friday, September 19th 2025:Northfield City Council Set to Approve a 9.9% Preliminary Tax Levy on Tuesday; Ice Arena The Main Driver of Costs; $1.3 Million in Budgets Cuts Needed

* Breaking down the Saints/Seahawks match-up * New Orleans is facing a huge deficit, and the city has been instituting cost-saving measures

The Central Bank has criticised the Government's spending plans describing its package for Budget 2026 as unnecessarily big. To discuss this further, Alan Morrissey was joined by Ennis Economist, Micheál Collins and Ennis Estate Agent, Diarmuid McMahon on Friday's Morning Focus. Image (c) by claudiodivizia via Canva

PREVIEW: GUEST NAME: Néstor Espinoza SUMMARY: John Batchelor converses with astronomer Néstor Espinoza about TRAPPIST-1e, an exoplanet 40 light-years away, and its perceived atmosphere. Espinoza dreams of an unlimited budget to launch a "fleet of James Webbs" to survey hundreds or thousands of habitable exoplanets, aiming to determine the commonality of life beyond Earth, an idea supported by others like Daniel Apai. 1906 WAR OF THE WORLDS

GPS is Now Open! Visit https://takecontroladhd.com/gps to learn more and take control of your planning today!Money and ADHD: two words that often stir up stress, shame, or avoidance. But what if we stopped thinking of planning as punishment and instead saw it as a path to clarity, confidence, and even peace of mind? This week, Pete and Nikki welcome Ben Barlowe and Ernie Reppe—the Budget Nerds of YNAB—to talk about why the word budgeting is going out of style and how we're still all-in on the money mindset.They share how to build a money mindset that's about purpose, not restriction, and why giving every dollar a job is the simple shift that makes all the difference. From impulse spending and forgotten bills to shame spirals and the fear of facing financial reality, this conversation gets real about the unique challenges ADHD brings to money management—and how to take the sting out of them.Whether you're brand new to planning your finances or you've tried before and burned out, this is your invitation to make peace with your money and take back control.Links & NotesGetting Started with YNAB with Ben and ErnieYNAB for High Income EarnersGet your 34-day Trial of YNABSupport the Show on PatreonDig into the podcast Shownotes Database (00:00) - Welcome to Taking Control: The ADHD Podcast (03:08) - Become a Patron at patreon.com/theadhdpodcast (03:29) - ADHD and Money with Ben Barlow and Ernie Reppe from the Budget Nerds (13:48) - The Budgeting Mindset: Give Every Dollar a Job (24:00) - What are the big questions to help you start your money plan?

If you've ever felt that rush from clicking “Buy now,” waited for the package like it was Christmas morning, and then… felt the guilt later, you're not alone. In this episode, I share the honest story of how I used shopping to cope with stress, boredom, and hard feelings—and the simple shifts that helped me break the cycle.We'll talk about why shopping feels good in the moment (hello, dopamine and anticipation), the real emotional cost that shows up later (avoidance, dread, and sleepless nights), and the four changes that made a lasting difference for me.Whether you're impulse-adding to cart after a long day or “treating yourself” out of stress, you'll walk away with a 3-step plan you can use the next time the urge hits, plus a flexible way to budget for fun without derailing your goals!Read the Psychology Today article: Shopping, Dopamine, and AnticipationYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Salary budgets are tightening — but strategy doesn't have to.  Payscale's 10th Annual Salary Budget Survey reveals that planned pay increases for 2026 are dipping slightly from 2025, with economic uncertainty replacing competition for talent as the top driver of budget changes. But even in a cooling pay environment, HR and comp pros have a window to realign strategy before Q4 — if they have the right data in hand.  In this episode of Comp and Coffee, host Ruth Thomas sits down with Amy Stewart, Payscale's Principal of Research & Insights, and Kathryn Gombos, HR & Total Rewards Leader and Founder of Gombos Group. Together, they unpack the latest salary budget trends, explore what's behind the shifts, and share how organizations can use these insights to plan smarter, communicate with confidence, and navigate survey season without burning out.  2025–2026 Payscale Salary Budget Survey - https://www.payscale.com/featured-content/salary-budget-survey-sbs Email: coffee@payscale.com for listener questions and suggestions 

When markets soar, investors face a subtle but dangerous temptation: trading wisdom for excitement.With headlines touting record highs and optimism running wild, it's easy to get swept up in the momentum. But is now the time to double down—or to take a step back and exercise caution? Today, Mark Biller joins us to unpack the dangers of investing with emotion instead of wisdom.Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing, an underwriter of Faith & Finance. Bull Market Optimism: Proceed with CautionThe stock market has staged a remarkable comeback since spring, and many investors are feeling hopeful about the year ahead. But while optimism is natural, there's a fine line between healthy confidence and dangerous overconfidence.Just a few months ago, fear dominated the market. Now, investor sentiment has swung in the opposite direction—toward excessive optimism. History shows us that both extremes can lead to poor decision-making. Just as fear prompts panic-selling in downturns, overconfidence during bull markets can drive people to take unnecessary risks.The late 1990s provide a clear example. The dot-com bubble fueled euphoric investing in internet companies, but when the bubble burst, enormous wealth evaporated. While the internet did transform the world, many early investors paid a steep price for ignoring caution.The Risk of Projecting the PresentOptimism in the long term is typically rewarded—stocks have trended upward for more than a century despite wars, recessions, and downturns. But short-term overconfidence is dangerous. Since October 2023, the stock market has gained about 60%—roughly six years of typical returns compressed into less than two. It's unrealistic to assume such momentum will continue indefinitely.In environments like this, investors often fall into two traps:Doubling down on every dip. Rather than seeing pullbacks as a chance to pause, many rush to “buy the dip” without considering long-term goals. Abandoning diversification. When some holdings lag behind, it's tempting to dump them in favor of high-flyers like gold or crypto. This shortsightedness often backfires.Diversification: A Biblical PrincipleKing Solomon offered timeless wisdom in Ecclesiastes 11:2: “Give a portion to seven, or even to eight, for you know not what disaster may happen on earth.” Diversification is, at its core, an act of humility. Since no one knows the future, spreading investments across asset classes is the most reliable defense against both downturns and emotional decision-making.While diversification may feel “boring” during bull markets, it provides stability that helps investors stay committed to their plan when volatility inevitably returns.A strong investment strategy accounts for risk tolerance, life stage, and long-term goals. For a younger investor, this might mean a higher allocation to stocks, consistent 401(k) contributions, and the discipline to stay invested through ups and downs. For others, it may involve gradual adjustments, such as including gold or bonds. The key is making changes based on thoughtful, long-term reasoning—not fear of missing out.Confidence vs. OverconfidenceHealthy confidence comes from setting reasonable goals, understanding fundamentals, and staying the course. Overconfidence, on the other hand, assumes you can predict what's coming next—a trap no investor avoids for long.Optimism has its place, but unchecked euphoria can cloud judgment. By remembering history, practicing diversification, and committing to a steady long-term plan, investors can avoid the pitfalls of emotional decision-making and pursue lasting financial fruitfulness.If you'd like to learn more about becoming a Sound Mind Investing (SMI) member, you can visit them at SoundMindInvesting.org. On Today's Program, Rob Answers Listener Questions:I'm 72, still running my business, and I have both an IRA and a Roth that I've never touched. What's the most tax-efficient way to start taking money out while minimizing what goes to the government?I need to withdraw from two retirement accounts with about $9,000 each. They're planning to withhold 20% plus fees—around $2,200 per account. Is that normal, and what are my options since I need the cash quickly?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Bull Market? Great! But Don't Get Carried Away by Joseph Slife (Sound Mind Investing Article)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What is the Big Beautiful Bill, and why is it such a pivotal moment for financially vulnerable communities? What are the biggest gaps you see between how legislation is written and how it actually plays out in people's day-to-day lives? What are the five simple steps anyone can take today to protect themselves financially in light of this legislation? What role does mindset play in becoming financially literate, and how can we help people make that shift? In this week's episode, Shawn interviews Michelle Campbell, the author of Bluebird, a memoir that candidly explores themes of trauma, heartbreak, and the resilience found in life's struggles. She is also the founder of a nonprofit organization dedicated to empowering individuals through financial literacy and fostering economic stability. Michelle was born and raised in Omaha, Nebraska, and began her educational journey in South Dakota before relocating to Atlanta, Georgia, to continue her studies. During her academic pursuits, she launched a real estate investment firm, marking the beginning of her entrepreneurial path. Over the years, Michelle expanded her ventures into various industries, including horticulture, where she founded an interiorscape company, and logistics, where she established a commercial trucking business. Drawing on the insights and expertise gained across these diverse fields, she transitioned into a career in the financial services industry. You can connect with Michelle at: ByMichelleCampbell.com Facebook Instagram TikTok Twitter YouTube LinkedIn We missed George this week, but he'll be back next week! Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Forget overpriced restaurant nachos.    We're spilling the secrets to making better than restaurant nachos—at HOME (for a lot less)!

Wayne Shepherd talks with Jenny Waltman, Founder, CEO, and Chairman of Grace Klein Community in Birmingham, Alabama.  (click for more)  A ministry dedicated to serving underprivileged and disadvantaged people, rooted in biblical principles.Website:  https://gracekleincommunity.comJenny's Book:  God Chose the Wrong Person can be found here. Jenny and her husband lost their construction business (approx. $400,000).Moved into a high-value house zoned for an inner-city school.Their daughter attended, exposing them to stark poverty.A birthday party experience highlighted contrasts in wealth and living conditions, deeply impacting them.Convicted of being “frauds” for not living out their faith in service.Within 24 hours, others confirmed God's call to begin feeding food-insecure families.2009 launch: started serving 58 families.Today: 20,000 people served weekly.Mission & MinistryGrace Klein = “little gift from God”; community = koinonia (deep fellowship).Primary work: food support.Broader care: Bible studies, diapers, school supplies, Christmas outreach, community gatherings.Operates in 32 of 67 Alabama counties; goal: statewide, replicable model.Collaborative approach: businesses, churches, nonprofits, schools, municipalities.Scale & GrowthBudget in 2010: $14,000.Budget in 2025: $34 million (cash + in-kind).1,013 partner organizations (Jan–July 2025).~40 staff, thousands of volunteers (saving ~$3M in wage dollars annually).Facilities: 10 locations, 300+ distribution partners, 7 drive-throughs. Food turns over within 24 hours.ApproachCollaboration: everyone brings something to the table.Recipients are also contributors, reflecting biblical sharing (Acts, Corinthians).Theme 2025: “It's not about us.” Focus on Jesus, love, forgiveness, unity.Works to shift Birmingham's global reputation from hate (civil rights era) to love.Global ConnectionPartnering with Beats and Books in South Africa.Building unity across races and cultures, learning from each other.Exchange of teams between South Africa and Alabama.Birmingham's “Stronger Award” extended internationally.Replication & EducationUses Food Rescue US app: mobilizes volunteers for daily food pickup (6 a.m.–11 p.m.).Donors protected under the Emerson Act (Good Samaritan law).U.S. food waste (40%) can be redirected to food-insecure (1 in 4 Alabamians).Teaches others how to replicate the model in their communities.Impact StoryWoman from Colombia, initially angry and facing custody issues.Grace Klein invested in her spiritually and practically.Over five years, she softened, grew in intimacy with Christ, and now impacts her community.Jenny's PerspectiveWrote book: Is God Chose the Wrong Person.Believes God uses the “wrong” people to fulfill His purposes.Emphasizes surrender and reliance on Jesus.Prayer RequestsFor staff and volunteers to remain focused on Jesus.To not “grow weary in doing good.”NEXT WEEK:  Jonathon Seidl, Confessions of a Christian AlcoholicSend your support for FIRST PERSON to the Far East Broadcasting Company:FEBC National Processing Center Far East Broadcasting CompanyP.O. Box 6020 Albert Lea, MN 56007Please mention FIRST PERSON when you give. Thank you!

C dans l'air l'invitée du 17 septembre 2025 avec Caroline Michel-Aguirre, grand reporter à l'hebdomadaire le Nouvel Obs, autrice avec Matthieu Aron du livre intitulé "Le Grand détournement", publié chez Allary éditions.Dans leur livre le Grand Détournement, Matthieu Aron et Caroline Michel-Aguirre, enquêteurs au Nouvel Obs, révèlent que 270 milliards d'euros annuels d'aides aux entreprises et de cadeaux fiscaux aux plus riches sont distribués sans contrôle sur leur efficacité. Une politique "probusiness" d'Emmanuel Macron qui, démontrent-ils, a déstabilisé le modèle social français.L'ancien Premier ministre François Bayrou avait reconnu le 25 août dernier que le montant des aides publiques aux entreprises était devenu considérable dans notre pays. À la veille de la mobilisation du 18 septembre, dont l'une des revendications est davantage de justice fiscale, Caroline Michel-Aguirre est notre invitée. Grand reporter au Nouvel Obs, elle publie avec Mathieu Aron "Le grand détournement", aux éditions Allary. Elle nous livrera les dessous de son enquête, qui décrit un "hold-up" sans arme ni violence.

✦ From a memorable guest appearance in the hit TV show "Atlanta" to a leading role in the slasher "I Know What You Did Last Summer," Atlanta resident Tyriq Withers has spent the past three years skyrocketing into one of Hollywood's most desired newcomers. Now, he's taking on his most anticipated role yet in the upcoming Jordan Peele-produced thriller "Him." Withers plays Cameron Cade, an aspiring professional football player who, after a week of training with his childhood sports idol, realizes the price of fame and the sacrifices required to be considered one of the greatest of all time. City Lights Collective member Kenny Murray spoke to the young star about his acting journey and what viewers can expect from the film. ✦ Going to Brunch in Atlanta can seem like a sport. Even if you know some tricks for navigating the notoriously long lines, the cost can sometimes price people out of the game. In our mini-series, "Brunchin' on a Budget," we look at a few special Atlanta Brunch spots that can help you keep your wallet intact. Today, for the final installment of the series, WABE arts reporter Summer Evans takes us to Eat My Biscuits in East Point. ✦ National Food Service Worker Day is September 25, and the new Atlanta-made Horror/Comedy, "We're So Dead," is premiering just in time. Food service workers primarily produced the film through a crowdfunding campaign and opening night proceeds benefit The Giving Kitchen. City Lights Co-host Kim Drobes has more. ✦ Musical scores enrich the content they surround and help create the mood and tone of films, television, and even video games. Dr. Scott Stewart has been studying and teaching this aspect of music for decades, and he joins us occasionally for Music in Media. In this segment, he breaks down the sounds behind some of entertainment's most popular offerings. Today, he talks about the scores of this past season of Summer Blockbusters. ✦ We love hearing from our artistic community In Their Own Words. This is where they tell us who they are, what they do, what they love, and a few things you might not see coming. What things? Who knows, there's only one way to find out. Today, we hear from Atlanta artist Eddie Farr. ✦ What does it mean to reckon with your past and the place you call home? John T. Edge, the Emmy Award-winning host of "TrueSouth," documents his attempts to do just that in his new memoir, "House of Smoke: A Southerner Goes Searching for Home." Out now, the book offers an unflinching look at his successes, failures, and the complicated stories he inherited from his family and the South. City Lights Collective member and "Bookmarked" contributor Alison Law recently talked to Edge ahead of his upcoming Georgia appearances.See omnystudio.com/listener for privacy information.

Robert Kelly, Central Bank Director of Economics and Statistics, has a Budget warning for Government but says immediate impact of US tariffs is not as damaging as first thought.

It's been a busy start to the fall sitting of Parliament.Ahead of the end of its first week back, long-time minister Chrystia Freeland announced she decided to leave her cabinet post at Transport, while the Prime Minister announced her appointment as a new special envoy to Ukraine. Meanwhile the Ottawa confirmed its budget will be coming November 4th, with a substantial deficit attached.Host Cormac Mac Sweeney speaks with Tyler Meredith, a former economic advisor to the government, about Freeland's departure and legacy, and what to expect in the delayed fiscal plan. We love feedback at The Big Story, as well as suggestions for future episodes. You can find us:Through email at hello@thebigstorypodcast.ca Or @thebigstoryfpn on Twitter

A stressful, burdensome price pressure squeeze play - this describes housing costs today. So potential homebuyers have much to consider. Clark talks through how to think realistically about the real cost of home ownership. Also today, the first way to stretch a dollar is to shop second hand. A simple reminder to explore a wider area of where to buy used near you!  True Cost Of Home Ownership: Segment 1 Ask Clark: Segment 2 Thrifting Is Brilliant: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The 28% Rule for Housing: Does It Still Work in Today's Market? 4 Things To Know Before You Buy Renters Insurance Best Credit Cards for Students: Top Picks for 2025 What Brokerage Do You Recommend for First-Time Investors or Kids? Fidelity Investments Review: Pros & Cons Thrifting is still big business, according to Pinterest Pawn shops: The surprising shopping destination 6 Things To Know Before Contacting the National Foundation for Credit Counseling Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's talk about Trump and the GOP refusing to hold budget talks with democrats....

Snag Our Simplified Budget System!Today, we're bringing you behind the scenes of our private coaching sessions—because if our clients are facing these struggles, chances are you are too.

Can AI save your sanity when therapy isn't enough? In this episode, Rajeev Kapur shares how ChatGPT became a lifeline for a suicidal business exec, repairing his marriage, reconnecting him with his daughter, and even saving his company. We cover AI therapy prompts, data privacy hacks, deepfake nightmares, and how to use AI responsibly without losing your soul. Topics Discussed: AI has been integrated into our lives for a long time. Mental health support can be augmented by AI tools. Therapists should embrace AI to enhance their practice. Prompting techniques can make AI more effective for users. Data privacy is crucial when using AI applications. Deepfakes pose significant risks to individuals and organizations. AI can help improve personal relationships and communication. The future of work may involve universal basic income due to AI advancements. Ethics in AI development is a pressing concern. AI is still in its early stages, with much potential ahead. Resources: Books: AI Made Simple (3rd Edition), Prompting Made Simple by Rajeev Kapur ---- GUEST WEBSITE: https://rajeev.ai/  ---- MORE FROM BROBOTS: Connect with us on Threads, Twitter, Instagram, Facebook, and Tiktok Subscribe to BROBOTS on Youtube Join our community in the BROBOTS Facebook group ---- LINKS TO OUR PARTNERS: Take control of how you'd like to feel with Apollo Neuro Explore the many benefits of cold therapy for your body with Nurecover Muse's Brain Sensing Headbands Improve Your Meditation Practice. Get started as a Certified Professional Life Coach! Get a Free One Year Supply of AG1 Vitamin D3+K2, 5 Travel Packs Revamp your life with Bulletproof Coffee You Need a Budget helps you quickly get out of debt, and save money faster! Start your own podcast!