Balance sheet or statement of estimated receipts and expenditures
POPULARITY
Categories
The Office of Management and Budget director warned that layoffs could climb “north of 10,000.” A memo was circulated in September that instructed agencies to prepare for mass layoffs in the event of a shutdown. This as Senator Bernie Sanders and Congresswoman Alexandria Ocasio-Cortez signaled at a CNN town hall that an end to the shutdown is far, far away. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Today, the Institute for Fiscal Studies has warned the Chancellor she's risking being stuck in ‘Groundhog Day' when it comes to her upcoming Autumn budget.Adam is joined by Faisal, who's been speaking to Chancellor Reeves at the IMF summit in Washington DC, and Helen Miller, director of the Institute for Fiscal Studies, who have published their Green Budget document today. They discuss why Rachel Reeves should fear being stuck in an economic doomloop, the taxes that could rise in November's budget, and what the chancellor has said to Faisal about ‘targeted action' on inflation and the cost of living. And, BBC Security Correspondent Frank Gardener has been at a lock-in listening to the MI5 boss Sir Ken McCallum giving his annual speech on threats to the UK. Adam and Frank discuss what Sir Ken said about the UK's relationship with China, following this week's collapsed China spy case. You can now listen to Newscast on a smart speaker. If you want to listen, just say "Ask BBC Sounds to play Newscast”. It works on most smart speakers. You can join our Newscast online community here: https://bbc.in/newscastdiscordGet in touch with Newscast by emailing newscast@bbc.co.uk or send us a WhatsApp on +44 0330 123 9480.New episodes released every day. If you're in the UK, for more News and Current Affairs podcasts from the BBC, listen on BBC Sounds: https://bbc.in/4guXgXd Newscast brings you daily analysis of the latest political news stories from the BBC. The presenter was Adam Fleming. It was made by Miranda Slade with Shiler Mahmoudi and Sophie Millward. The social producer was Beth Pritchard. The technical producer was Mike Regaard. The assistant editor is Chris Gray. The senior news editor is Sam Bonham.
If your grocery spending feels like it's getting out of control, you are not alone. As my kids have grown, I've noticed just how much more food (and bigger portions!) we're going through every single week. Add inflation on top of that, and suddenly the grocery bill looks way higher than it used to.In this episode, I'm sharing the 3 rules my family lives by when it comes to grocery shopping. These three habits have saved us hundreds of dollars each month—and they've made grocery shopping way less stressful. My hope is that you'll hear at least one tip you can start using right away to spend less on food and feel more in control of your grocery budget.
In this surprise bonus episode of It's About Time, I'm talking to Shana and Vanessa, the 'Budget Besties', about navigating holiday spending and scheduling. We dive into setting boundaries, staying within budget, and creating a stress-free holiday season. Listen in for practical tips to balance your time and finances while enjoying the festivities. You can hear more from the Budget Besties when you sign up for the Take Back Your Time Challenge: Stress-Free Holiday Edition! Save your spot: abouttimechallenge.com
In This Episode Many bank leaders are currently grappling with the same paradox: despite having access to more data than ever, it's increasingly difficult to discern what truly matters. Budgets are tight, initiatives are piling up, and the market sends conflicting signals, all while the imperative to remain relevant to customers persists. Breaking Banks did a show on VUCA (volatility, uncertainty, complexity, and ambiguity) three weeks ago (if you missed it, take a listen when you get a chance!). When there's VUCA, the natural inclination is to add more—more dashboards, more projects, more committees—yet this rarely leads to clarity. This episode of Breaking Banks features Catherine Lynch from Citizens Bank and Greg Palmer, host of sister podcast Finovate. They discuss the importance of human-centered innovation. Catherine Lynch leads digital experience and human-centered design at Citizens, a super-regional bank with approximately 1,000 branches primarily in the Northeast and $220 billion in assets. With over 20 years in banking and prior experience at Accenture and various tech startups, Catherine has dedicated her career to leveraging technology to solve customer problems. At Citizens, she focuses on digital channel strategy and experience design for a diverse customer base, including consumers, commercial clients, and wealth management customers. Catherine explains that all banking clients share three fundamental needs: seeing their money, moving their money, and protecting their money. However, these needs have evolved as people navigate cognitive overload, economic stress, and reduced community connections, leading to a demand for simpler and easier banking experiences. To meet these changing expectations, Citizens employs a human-centered design approach, placing customer needs at the core of their problem-solving process through empathy, collaboration, iteration, and testing. Their innovation lab, part of Green Pixel Studios, enables them to observe customer interactions and rapidly develop solutions for pain points. With its human centered focus and work building the right kind of innovative community, the future looks bright for Citizens Bank as it continues to deliver exceptional customer experiences and help customers navigate today's information overload. Listen now to learn more!
Gold has been surging this year—but what's behind the rise, and what should investors keep in mind before buying in?Precious metals, such as gold and silver, have long fascinated investors, particularly in times of economic uncertainty. But are they wise investments for today? If so, how should we approach them? Mark Biller joins us today to talk about investing in precious metals.Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing, an underwriter of Faith & Finance. The Surge in Gold and SilverGold's remarkable rise has captured headlines again, now up over $4,000 an ounce—up from about $2,600 at the start of 2025. That's a 50% gain this year on top of last year's 26% surge. Silver has jumped even higher, up roughly 60%, while gold mining stocks have more than doubled.What's behind this stunning rally? Several key forces are at play. Global central banks have been buying gold aggressively, a trend that accelerated after the U.S. froze Russia's dollar reserves in 2022. This event shook confidence in the U.S. dollar as a neutral reserve currency. Add in fears of currency debasement stemming from massive government spending since the COVID pandemic, and gold suddenly looks like a safer store of value.As investors around the world look for stability, gold—the “4,000-year-old alternative currency”—is once again shining.To understand today's prices, it helps to look at history. Adjusted for inflation, gold recently surpassed its all-time high from January 1980. Silver, meanwhile, is nearing $50 an ounce—the peak it hit in both 1980 and 2011—but still lags behind those highs when adjusted for inflation.These cycles remind investors that precious metals often move in waves—soaring during manias, then enduring long pullbacks. After its 1980 peak, silver prices dropped nearly 90%; after 2011, they fell by about 70%. Understanding those cycles helps set realistic expectations and temper “gold rush” enthusiasm.Gold as a Store of ValueUnlike stocks or bonds, gold doesn't produce income or dividends. That makes it tricky to value—but also unique. It's not a productive asset; it's a preservative one.For centuries, an ounce of gold could buy a fine men's suit. The same holds true today, illustrating its enduring purchasing power. Gold's real role isn't to generate profit—it's to store value when currencies lose theirs.Viewed this way, gold functions as an alternative currency to the world's paper money systems. As inflation rises and confidence in traditional currencies wavers, gold's relative stability stands out.Gold's appeal intensifies during uncertainty. Whether it's inflation, war, or financial instability, investors turn to gold as a hedge. While Americans rarely consider regime changes, history is filled with nations where financial systems collapsed, and gold helped preserve wealth across transitions.Even in less dramatic times, when governments respond to crises by printing more money, gold tends to perform well. As fear increases, so does the appetite for precious metals.Gold, Silver, and Mining Stocks: Knowing the DifferenceEach part of the precious metals market serves a different role:Gold is the foundation—a global monetary metal and store of value. It's what central banks buy, and it tends to be more stable.Silver is both a monetary and an industrial metal. Its demand fluctuates more with the economy, primarily due to uses in electronics and solar panels. That makes it more volatile—but also more accessible to smaller investors.Mining Stocks are speculative. While they can surge when gold prices rise, they're also risky. Over the long term, mining stocks have underperformed, so investors should approach them with caution.How to Invest Wisely in Precious MetalsWe recommend a balanced approach: Physical gold and silver provide direct ownership and long-term stability. However, storage and security are concerns, so it's best to keep this allocation small—around 5% of your portfolio.ETFs (Exchange-Traded Funds) offer convenience and liquidity. They're ideal for active management and diversification.Combining both approaches provides flexibility and peace of mind—anchoring part of your wealth in tangible assets while keeping another portion readily accessible for use.As with any investment, precious metals should be approached with discipline and perspective. They're best viewed as part of a long-term diversification strategy—not a get-rich-quick play.To learn more about investing wisely in gold and silver, Sound Mind Investing has released a free special report for Faith & Finance listeners. Download your copy at SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I own a 100-year-old building where I live and also rent out a couple of units. It's well built but always needs work. Thankfully, I can handle many of the repairs myself, as I come from a family of electricians and real estate professionals. The issue is, I can't seem to deduct much of what I do on my taxes, even though I spend a lot of time maintaining the property. I also sometimes barter with family and friends, helping them with projects in exchange for their help. Is there a legal way for me to charge for some of my time or count this work toward deductions?I've got about $7,000 to $8,000 in credit card debt, and I'll be leaving my job soon. I have a 401(k) with a balance similar to mine, and I know that taking it out early means incurring taxes and penalties. Would it make sense to cash out my 401(k) to pay off my credit cards, or would you recommend an alternative approach?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Inflation History: The Rise and Fall of the U.S. Dollar (Free Report by Sound Mind Investing)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The head of MI5 has said Chinese state operatives present a daily national security threat to the UK and expressed frustration about the collapse of a case into alleged spying on behalf of Beijing in Britain. Also: The Chancellor says she's planning targeted action in her Budget next month to tackle cost of living challenges. And a lucky thirteen for the Guide Dogs for the Blind Association, as it celebrates its biggest litter of pups for three years.
C dans l'air l'invité du 15 octobre 2025 avec Olivier Blanchard, professeur émérite au MIT (Boston) et à la Paris School of economics, ancien économiste en chef du FMI.Sébastien Lecornu a annoncé mardi devant l'Assemblée nationale la suspension de la réforme des retraites, symbole de la présidence Macron. Lors de sa déclaration de politique générale, il a proposé la suspension de la réforme des retraites «jusqu'à l'élection présidentielle» de 2027, qui portera sur la mesure d'âge et la durée de cotisation, comme demandé par le PS, et proposé une conférence sociale sur «les retraites et le travail». «Aucun relèvement de l'âge n'interviendra à partir de maintenant jusqu'à janvier 2028, comme l'avait précisément demandé la CFDT. En complément, la durée d'assurance sera elle aussi suspendue et restera à 170 trimestres jusqu'à janvier 2028», a indiqué le Premier ministre. Selon Sébastien Lecornu, «le coût de la suspension pour notre système de retraite est de 400 millions d'euros en 2026 et de 1,8 milliard d'euros en 2027». Il a affirmé que «cette suspension bénéficiera à terme à 3,5 millions de Français».La réforme «devra donc être compensée financièrement, y compris par des mesures d'économies» et ne pourra «pas se faire au prix d'un déficit accru», a toutefois prévenu Sébastien Lecornu, qui a souligné sa volonté de préserver «la crédibilité de notre pays» aux yeux des «prêteurs sur les marchés financiers».Olivier Blanchard, ancien économiste en chef du FMI et professeur émérite au MIT, à Boston, et à la Paris School of economics, est notre invité. Il réagira à la suspension de la réforme des retraites, et analysera les conséquences pour le déficit, alors que le FMI annonce une prévision de croissance de 0,7% pour la France en 2025. Il nous donnera aussi ses préconisations en terme de justice fiscale et de taxation des plus riches, le jour où le socialiste Olivier Faure annonce qu'il souhaite proposer la taxe Zucman sous forme d'amendement au budget.
This week on "Off The Cuff," Melanie and Nalia provide an update on where things stand with funding for federal student aid programs due to the ongoing government shutdown. Nalia begins by debriefing listeners on what has happened with the government shutdown so far, which began on October 1. Melanie then discusses how the shutdown – now entering its third week – is impacting federal student aid, including concerns NASFAA has heard from members, and shares several resources to answer member questions. The team also highlights how the White House's most recent reduction in force (RIF) at the Department of Education (ED), where roughly 20% of staff were laid off, could impact higher education. Nalia also provides an overview of the current appropriations process, where Congress must work together to fund the government for fiscal year (FY) 2026.
Morse code transcription: vvv vvv Government told to prepare for 2C warming by 2050 DAngelo, Grammy award winning R and B singer, dies aged 51 Big John Fisher British social media star detained in Australia over visa Daniel Day Lewis has not been inundated with scripts since return with Anemone Sexual assaults and harassment reports on trains risen by more than a third Vets should publish prices, competition watchdog says Ex footballer Colin Flatt stripped of his health, dignity, and life by NHS Reeves acknowledges she is looking at tax and spending ahead of Budget Celebrity Traitors Which one are you Take our quiz to find out Wildlife Photographer of the Year snapping the worlds rarest hyena
Ce jeudi, sur Europe 1, Agnès Verdier-Molinié alerte sur les différents chiffres du budget 2026. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Et finalement, il a tenu bon. Deux motions de censure repoussées, une Assemblée tendue, mais un cap maintenu : le gouvernement Lecornu II peut désormais gouverner, et surtout affronter son premier grand test politique : le budget. Un budget présenté comme celui du courage et de la responsabilité : retour du déficit sous les 5%, 30 milliards d'euros d'effort, gel de crédits, coupes de fonctionnement, pause sur les retraites jusqu'en 2028, gel du barème de l'impôt sur le revenu, fin de l'abattement de 10% pour les retraités remplacé par une déduction fixe de 2000 euros, réduction des niches fiscales, contribution exceptionnelle sur les très hauts revenus, maintien de la surtaxe sur les grands groupes, tout cela sans toucher aux priorités régaliennes : Défense, Intérieur, Justice. Mais derrière ces chiffres, une question brûlante : ce budget peut-il vraiment faire reculer la dette ? La France peut-elle tenir ses engagements européens sans casser la croissance ? Et que veut dire, au fond, « réduire la dépense » quand l'État emprunte encore pour fonctionner ? Pour en débattre - Henri Sterdyniak, économiste, co-fondateur de l'Observatoire des conjonctures économiques (OFCE) et membre du groupe des Économistes atterrés - Jean-Hervé Lorenzi, économiste, fondateur du Cercle des économistes.
Feeling stretched by the little years, wondering how to support a gifted child, or trying to homeschool while solo and on a budget? This conversation is for you. In this episode, Coach Meg shares a gentle, doable roadmap for three big topics moms are asking about—under-7 homeschooling, "gifted" learners, and single-mom strategies—so you can lead your home with calm, clarity, and confidence.
You know how I always say that restriction doesn't work for weight loss? Well, it turns out it doesn't work for money either. Germaine and I jam on all the sneaky money traps we fall into as women and moms --- and how we can finally free ourselves from them. I sat down with my friend Germaine Foley, a total money queen who teaches women how to build wealth without restriction, deprivation, or overwhelm. You're going to be obsessed.Germaine used to have over $200K in debt, and now she's completely turned it around. She shares how she built wealth without giving up lattes, vacations, or joy (yes, please!). Her approach --- the Do Both Method --- is all about building wealth and enjoying life at the same time.Here's what we dive into:The invisible bars that keep us stuck in money cagesWhy "just make more money" isn't actually the solutionHow crash diets and strict budgets are basically the same trapThe mindset shift to do both --- live now and build for laterHow to align your spending with what actually matters to youMy favorite takeaway: money needs attention, but not obsession (like a good partner!)Germaine's 3-account system that makes managing money simple and funHow to stop ignoring your finances --- and start feeling empowered by themWhy spending on yourself isn't selfish --- it's smart, powerful, and necessaryI seriously got so fired up during this convo because the parallels between money and weight loss are wild. Both are about intention, not punishment. Attention, not restriction. Freedom, not perfection.If you're ready to change your relationship with money (and honestly, your whole life), go check out Germaine's free private podcastOr if you're like, "I need this woman in my life," book a consult with her.And mama --- don't forget to join the brand new Free the Moms Membership! It's all about freeing you from every kind of cage --- diet drama, people pleasing, mom guilt, money stress --- all of it: http://lauraconley.com/freethemomsLet's free the moms, free the money, and free your life. You deserve it.
Could a reverse mortgage be a widow's best friend?Since women typically outlive men, many will one day carry the financial load alone. Today, Harlan Accola joins us to explain how reverse mortgages have changed and why they can offer widows stability, dignity, and confidence for the years ahead.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement.The Longevity ChallengeMany people still carry outdated assumptions about reverse mortgages. Some believe they're risky or predatory—especially for widows. However, over the years, these products have undergone significant evolution, incorporating new safeguards that make them a secure and compassionate option for many older adults, particularly surviving spouses.Women tend to outlive their husbands, often by several years. That creates what financial professionals call longevity risk—the challenge of stretching resources over a longer life. Couples frequently plan their finances assuming they'll live out retirement together, but the reality is that many widows face 2–10 years of life on their own, often with reduced income.For many, a reverse mortgage can bridge that gap. By allowing homeowners age 62 and older to access the equity in their homes without monthly payments, it provides a steady income—especially for those who want to remain in their homes.The reputation of reverse mortgages has improved dramatically since the early days. When the FHA introduced the program in 1988, some borrowers made unwise choices—like removing their spouse from the home title—which left surviving spouses vulnerable.Thankfully, that changed in 2013. Federal law now requires that both spouses be listed on the loan and protected by it. This safeguard ensures that a widow can remain in her home for as long as she wishes, without fear of foreclosure or forced sale.Dignity and Security for the Years AheadWhen a husband passes, household income often drops by around 40%. If a traditional mortgage payment remains, that financial burden can force a widow to sell her home. A reverse mortgage eliminates that risk by converting home equity into income—allowing her to stay in the place she loves, surrounded by memories, with dignity and financial stability.For widows, that security is invaluable. It turns a house into a lasting home, ensuring that the twilight years can be lived not in fear, but in peace.To learn more about whether a reverse mortgage could benefit your situation, visit Movement.com/Faith.On Today's Program, Rob Answers Listener Questions:I'm trying to find information about a Christian savings and loan, but I haven't been able to get the contact details. Can you point me in the right direction?I don't feel like I have enough savings to handle a real emergency. I'm working both full-time and part-time jobs just to keep up with bills, plus I'm trying to pay off student loans and credit cards. I feel stretched thin and don't know what to do next.I called before about my advisor and wanted to give you an update. Now I have a question: I have a 401(k), a traditional IRA, and a Roth IRA—each with about $100,000. When I retire, do I need to withdraw from one before the others, or is there a better strategy for taking distributions?I recently changed jobs and left my 401(k) with my former employer, which is now closing its doors. Should I roll that money into my new job's plan or transfer it elsewhere? I'm not very familiar with managing investments myself.I currently have a moderate growth account with a steady income, but I'm considering withdrawing the funds. Would CDs be a safe place to move that money, or do you have other suggestions?I need help finding affordable health insurance on a limited income. I have some past health issues, and I'm worried about being penalized. Where should I start looking?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageChristian Community Credit Union (CCCU)HealthMarkets | Healthcare.gov | eHealth | HealthSherpaWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode of The Baseline NBA Podcast, we deliver our 2025-26 NBA Western Conference Preview — breaking down all 15 teams into four tiers: Contenders, Middle of the Pack, Play-In Hopefuls, and Lottery Bound squads. While many believe it's OKC Thunder's conference to lose, the West is as tight as ever, with razor-thin margins separating playoff locks from the lottery line. We debate where every team stands, highlight breakout candidates, and predict how this year's Western Conference hierarchy will shake out.If you love NBA analysis, power rankings, and season previews, this is the episode for you.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-baseline-nba-podcast--3677698/support.This show was sponsored in part by Raycon: Visit buyraycon.com/baseline for 20% off new buds!Get NBA League Pass: https://link.nba.com/LP19MGLooking to book a vacation? Our travel partner Exquiste Travel & Tours has you covered: Call 954-228-5479 or visit https://exquisitetravelandtours.com/Discover our favorite podcast gear & shop our studio must-haves on our Amazon Affiliate page! https://www.amazon.com/shop/19mediagroupWant to join the conversation or invite us to your platform? Budget-friendly collaborations welcome! https://bit.ly/19GuestFollow The Baseline on X: https://twitter.com/nbabaseline Follow The Baseline on IG: https://instagram.com/nba_baseline The Baseline Swag: https://tinyurl.com/baselineswag
Greece's government recently tabled its budget for 2026, a budget that foresees a jump in spending, growth for the economy, and a drop in Greece's debt. Yiannis Mouzakis, the co-founder of Macropolis.gr, joins Thanos Davelis as we dig into Greece's budget, looking at some of the positive trends like increased revenue from electronic payments and Greece's declining debt, while breaking down some of the potential challenges Greece still needs to pay attention to.You can read the articles we discuss on our podcast here:State spending to jump €5 bln next yearGovernment budgeting on a late RRF sprintLawmakers in fervent clash over 13-hour workdayIn EU first, Greece set to introduce 13-hour workdayPKK leader Ocalan appeals to Iraqi Kurdistan president for help in Turkey peace talks
We're taking some time to highlight our best Gymsplain Episodes. In this episode Garrett and Jill tackle a topic most of us face at some point: moving! After their conversation on home buying, they're back to talk about the financial and emotional costs of relocating. With Garrett's recent move and Jill's wealth of moving experiences, they're here to chat about everything from the dollars and cents to the rollercoaster of emotions that come with a move. From planning hacks to budget-friendly strategies, this episode has got you covered! For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.
Get More LVWITHLOVE Content at LVwithLOVE.com Become a partner or contact us In this episode of Lehigh Valley with Love, we talk with Dina Kovats-Bernat, Director of Development and Communications for Meals on Wheels of the Greater Lehigh Valley, about what happens when politics stall and how delayed budgets are putting real lives at risk. (more…)
On this week's episode Wild Westendorf talks about his hike to the very remote Wheeler Geologic area. He and Bob then discuss the pros and cons of various types of emergency signalling devices, and then wrap up with an early overview of what some local parks departments budgets will look like in 2026. Bob's 1st amendment podcast: https://tinyurl.com/2haeknrh Bob's current article in the Pikes Peak Bulletin: https://tinyurl.com/mtcm6srt Please consider becoming a patron of this podcast! Visit: https://www.patreon.com/hikingbob for more information Hiking Bob website: https://www.HikingBob.com Wild Westendorf website: https://wildwestendorf.com/ Where to listen, download and subscribe to this podcast: https://pod.link/outdoorswithhikingbob
durée : 00:05:36 - La Revue de presse internationale - par : Catherine Duthu - Plus de 100 000 manifestants ont défilé mardi à Bruxelles pour contester le recul de l'âge de départ à la retraite à 67 ans et es coupes budgétaires "brutales" du gouvernement belge dirigé par le conservateur flamand Bart De Wever.
C dans l'air du 15 octobre 2025 - Lecornu : la censure s'éloigne... jusqu'à quand ? Sébastien Lecornu a-t-il sauvé sa peau ? Le Premier ministre a en tout cas convaincu les socialistes de ne pas voter la censure. Hier après-midi, dans son discours de politique générale, le chef du gouvernement a en effet répondu aux exigeances du PS en suspendant la réforme des retraites, et en confirmation la non-utilisation du 49.3.Sans les socialistes, la motion de censure déposée par les insoumis ne devrait donc pas être adoptée. Mais les dissidents, PS ou républicains (ceux-ci digèrent mal cette victoire de la gauche, même si leur parti appelle à ne pas censurer) pourraient permettre d'atteindre les 289 voix nécessaires pour faire tomber le gouvernement. Le compte sera donc serré. Réponse demain matin.En attendant, on en sait plus sur les mesures du budget 2026 proposé par Lecornu. La suppression de l'abattement de 10% sur les retraites est l'un des points principaux.Un abattement forfaitaire de 2000 euros devrait le remplacer et ce, dans l'objectif d'améliorer la situation des retraités les plus modestes, en mettant davantage à contribution les plus aisés. C dans l'air est allé à la rencontre de l'économiste Maxime Sbaihi, favorable à cette suppression. Selon lui, le système français souffre d'une iniquité générationnelle dont les actifs sont les grands perdants.Pendant ce temps, certains patrons de PME ont de plus en plus de difficultés. Prix de l'énergie, inflation, guerre commerciale… La multiplication des chocs conjoncturels menace l'activité de milliers d'entreprises. C dans l'air a suivi un plaquiste et cuisiniste de Troyes, dans l'Aube. Les deux ont parfois du mal à trouver des clients, et à augmenter le salaire de leurs employés...Alors, les motions de censure déposées ont-elles encore des chances d'être adoptées ? La suppression de l'abattement de 10% sur les retraites est-elle une mesure juste ? Comment les PME font-elles face au contexte économique tendu ? LES EXPERTS :- François ECALLE - Ancien rapporteur général de la Cour des Comptes, président de Fipeco- Brigitte BOUCHER - Journaliste politique à Franceinfo TV- Sylvie PIERRE-BROSSOLETTE - Éditorialiste politique au Point- Thomas PORCHER – Économiste, professeur à la Paris School of Business, auteur du Vacataire
C dans l'air du 15 octobre 2025 - Lecornu : la censure s'éloigne... jusqu'à quand ? LES EXPERTS :- François ECALLE - Ancien rapporteur général de la Cour des Comptes, président de Fipeco- Brigitte BOUCHER - Journaliste politique à Franceinfo TV- Sylvie PIERRE-BROSSOLETTE - Éditorialiste politique au Point- Thomas PORCHER – Économiste, professeur à la Paris School of Business, auteur du Vacataire
In the world of rallying with your friends, there are no losers, only winners. However, in the world of rally budget builds with your friends, turns out there are indeed winners and losers. Find out which of your mildly tolerable podcast hosts is which in this post DWA rally breakdown-i-sode.
durée : 00:51:11 - Les informés de franceinfo - Tous les jours, les informés débattent de l'actualité autour de Victor Matet Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
Marty and Kristine are joined by Theresa Kail-Smith ( City Council) talk about Pittsburghs' budget and taxes
Reintroducing a wealth tax has become a particularly divisive issue in France's ongoing budget battle. In a world where the richest 1 percent hold more wealth than the bottom 95 percent combined, Susana Ruiz, Tax Policy Lead at Oxfam International, tells FRANCE 24 that taxing the rich is “a new common sense.” Also in this segment, Elon Musk's Starlink has come under scrutiny amid allegations it is helping to power online scam centres in Southeast Asia.
Invités : - Gauthier Le Bret, journaliste politique, - Rachel Khan, essayiste - Alexandre Jardin, écrivain - Geoffroy Lejeune, journaliste au JDD - Guillaume Perrault, journaliste Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
durée : 00:10:06 - L'invité de 7h50 - par : Benjamin Duhamel - Marylise Léon, secrétaire générale de la CFDT, est notre invitée à 7h50, au lendemain de l'annonce de la suspension de la réforme des retraites par Sébastien Lecornu. Elle salue une victoire, qui va permettre selon elle "une nouvelle réforme", mais veut rester vigilante sur l'austérité à venir. - invités : Marylise Léon - Marylise Léon : Secrétaire générale de la CFDT Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
Food prices are up (again), takeout is 4x more expensive than eating at home, and yet somehow..dinner still ends up on your doorstep. That's exactly why we created Eat Better, a new video series that makes home cooking feel doable, even if you're not “a cooking person.”In this episode, we're breaking down why so many people aren't cooking at home, and what it really takes to change that.Julien talks about how 20+ years of cooking at home and 7 years as a pro chef shaped our latest project, and Kiersten opens up about what's kept her out of the kitchen. We also dig into how we think about food and money, and why this moment in time demands a better approach to nourishing yourself and your family.Listen to hear more about:The launch of our new video series Eat BetterWhy your favorite restaurants might all be serving the same food How people got to a point where cooking feels harder than it isThe emotional, cultural, and economic reasons behind the takeout trapWhy your kitchen might be working against youWhy cooking is a critical life skill, not just a nice-to-haveHow restaurant-quality meals at home are more doable (and cheaper) than you thinkLinks: Start here and leave your questions for Eat Better (full series HERE)“I tracked down the company ruining restaurants” via More Perfect UnionEp 158 - The secret to stress-free cooking at home | must-have kitchen tech for busy people (watch it instead) Eat Better on a Budget ebook Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow
We promise this isn't another boring budget breakdown! This week, we're asking a bigger question: what if taxation isn't really about raising money, but about changing behaviour? With Ireland awash in corporate tax revenue, the old logic of “tax to fund spending” doesn't quite hold. So, should we start using taxes to shape how people act, from derelict sites to carbon emissions, and borrow the money we need instead? We explore how Ireland's unique position in global finance could make it a testing ground for a new kind of economic thinking, one where the budget becomes less about arithmetic, and more about incentives, behaviour, and human nature. Hosted on Acast. See acast.com/privacy for more information.
What does it really take to help manufacturers grow? It's not just about cutting costs or chasing margins. It's about understanding how capital really moves through your business. In this episode, we're sitting down with Erik Skie, Jon Hughes, and Aaron Traut from CLA (CliftonLarsonAllen) for a roundtable chat over beers (in spirit, if not literally).We talk about why profitability is a decision, how to tell your story through your financials, and what manufacturers can do to attract capital and fuel real growth.We also discuss opportunities like bonus depreciation and the Made in America initiative, giving manufacturers timely insights they can act on right now.In this episode, find out:Why most manufacturers focus on price and cost but overlook capacity, and how filling unused capacity can unlock new profit.How profitability is a decision, not just an outcome, and how daily choices around people, machines, and space shape your results.Why you don't manage financial statements; you manage the shop floor activities that create strong financials.How staying financially organized builds lender confidence through accurate books and clear storytelling.Why looking inside your business before seeking outside funding can uncover hidden capital in cash flow and working capital.How telling a clear, confident financial story helps your company stand out to banks and investors.And why when you get the fundamentals right, opportunity finds you. Capital naturally flows to disciplined, efficient manufacturers.Enjoying the show? Please leave us a review here. Even one sentence helps. It's feedback from Manufacturing All-Stars like you that keeps us going!Tweetable Quotes:“It's not just about having the numbers, it's about understanding the story behind them.” - Jon Hughes“Capital may come just because somebody loves what you're doing and wants to help you do it for that next expansion.” - Aaron Traut“We don't manage financial statements. We manage activities on the floor that create good financial results.” – Erik Skie Links & mentions:Connect with Erik Skie: https://www.linkedin.com/in/erik-skie-9599814/Connect with Aaron Traut: https://www.linkedin.com/in/aaron-traut-manufacturing-distribution/Connect with Jon Hughes: https://www.linkedin.com/in/jonhughescpa/CLA (CliftonLarsonAllen), a professional services firm delivering integrated wealth advisory, digital, audit, tax, outsourcing, and consulting services.Made in America (madeinamerica.gov), a U.S. government initiative led by the Office of Management and Budget that supports American manufacturing by promoting domestic production, strengthening supply chains, and ensuring federal investments prioritize U.S.-made goods. Make sure to visit http://manufacturinghappyhour.com for detailed show notes and a full list of resources mentioned in this episode. Stay Innovative, Stay Thirsty.
Investing isn't just about returns—it's about reflecting what we truly value.Our faith is meant to guide every area of life, including how we invest. When our hearts are set on God, our investing reflects His priorities—caring for creation, serving our neighbor, and letting what we treasure shape how we steward His resources. Tim Macready joins us today to talk about a “theology of investing.”Tim Macready is Head of Global Advisory at BrightLight, a division of EverSource Wealth Advisors. A Theology of Investing: Bringing Faith to Financial DecisionsMost people view investing as a financial act—an attempt to grow wealth, manage risk, or secure a comfortable future. Yet Scripture invites us to see investing as something much deeper: a spiritual act rooted in stewardship, love, and worship.A theology of investing reimagines financial activity not as separate from faith but as an expression of it. It calls believers to bring their heart, head, and hands together, transforming investing from a pursuit of profit into a practice of discipleship.Theology simply means the study of God and how what we learn about Him shapes the way we live. Applied to investing, it means aligning financial decisions with biblical truths about creation, stewardship, and love for neighbor.Faith is not only a matter of belief—it's a matter of lived action. When we view investing through this lens, we begin to see it as part of our calling to manage God's resources wisely and to use them in ways that bring about human flourishing and reflect His goodness.The Creation Mandate and the Purpose of InvestingThe story begins in Genesis 1–2. Out of His divine goodness, God creates a world filled with potential and beauty, then entrusts humanity with the task of cultivating and developing what He made.Investing participates in that same creation mandate. It takes the resources God has provided and reallocates them so that they become productive—fueling innovation, creating jobs, and contributing to the flourishing of communities. Financial returns become a byproduct of faithful stewardship rather than the sole objective.Through investing, believers join God in bringing order, beauty, and abundance to His creation.Some assume investing is little more than glorified gambling, but the two could not be more different. Gambling is speculation—a zero-sum pursuit driven by chance. Investing, on the other hand, is a form of stewardship. It seeks to grow what God has entrusted by putting resources to work productively in the service of others.Faithful investing recognizes that capital is not an end in itself but a tool for participating in God's creative and redemptive work in the world.Loving God and Neighbor Through InvestmentWhen Jesus summarized the law, He tied together two inseparable commands: love God and love your neighbor (Matthew 22:37–39). Investing offers a tangible way to live out both.By directing capital toward enterprises that meet real needs, create employment, and improve lives, investors can participate in the biblical call to love their neighbor. Investing becomes a form of generosity—an intentional choice to place capital at risk so that others may benefit and communities may thrive.When guided by love, investing ceases to be a self-focused pursuit and becomes a practice of service and shared flourishing.In Matthew 6, Jesus teaches that “where your treasure is, there your heart will be also.” That truth reveals not only that our spending reflects what we love, but also that our hearts are shaped by where we invest.Our financial choices form us. Every investment helps build something—industries, technologies, and cultures. Those choices shape what we value and the kind of world we participate in creating.If the heart is anchored in Christ, investing becomes a means to align one's desires with discipleship, ensuring that financial growth serves God's purposes and the good of others.In modern markets, investing often feels impersonal. Index funds and digital platforms can make financial activity seem detached from real lives. Yet every investment still represents a relationship—people on both sides working, creating, and depending on one another.Recovering this relational awareness reminds believers that investing is not merely an economic transaction. It's a moral and spiritual act that affects individuals and communities made in God's image.From Portfolio to WorshipScripture consistently warns of wealth's dangers—not because money itself is evil, but because it so easily tempts us to trust it instead of God. As C.S. Lewis observed, the comforts wealth provides can dull our sense of dependence on the Lord.Greed, the Bible says, is a form of idolatry (Colossians 3:5). When money becomes our source of security, it quietly replaces the Provider Himself. Biblical investing begins with the opposite conviction: everything belongs to God, and we remain utterly dependent on Him for every good gift.A single strategy or product does not define faithful investing. It is marked by intent—by the desire to align financial decisions with God's purposes.That may mean avoiding investments that exploit others or harm creation, or seeking out opportunities that promote dignity, justice, and flourishing. Sometimes it might even mean accepting lower returns for the sake of love.Ultimately, profit is more than numbers on a page—it represents the fruit of faithful stewardship in a mutually beneficial exchange that honors God and blesses others.When believers see investing as part of their discipleship, it transforms the act itself. No longer about accumulation, it becomes about participation—joining God's ongoing work of renewal in the world.Faithful investing asks deeper questions:How does this investment serve my neighbor?How does it reflect the beauty and justice of God's Kingdom?How does it shape my heart toward or away from Christ?When those questions guide our portfolios, investing becomes more than a financial decision—it becomes an act of worship.On Today's Program, Rob Answers Listener Questions:I'm looking to tap into my home's equity to cover some needed repairs. My roof is nearly 20 years old, and the house also needs painting. I owe approximately $167,000, and the home is valued at around $375,000. I found a company that offers a credit card tied to home equity—no upfront cost —and they claim approval takes only 15 minutes. What do you think about this option?I have two kids in their early and mid-20s, and I'm encouraging them to start investing in a Roth IRA, even if it's just a small amount. Where can they open one without high fees eating into their contributions? We're not very experienced investors, and I've heard you mention Sound Mind Investing—would that be a good place to begin?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Schwab's Intelligent Portfolios | Betterment | FidelityWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Hey Friend! Sticking to your budget has many parts. This is not a rework your budget thing and your done. You have to look at all of the pieces and some of those pieces are the things that you believe. Things that you are telling yourself on a regular basis that is keeping you stuck right where you are. That's why in this episode I want to dig deep into 3 things that you are telling yourself that are keeping you not only from sticking to your budget, but from also having financial peace, financial freedom, financial security and from building wealth. So go get your drink, open your heart to God and I'll see you inside! Much Love Molly P.S. I want to invite you to grab some Budget Coaching. This is where I walk you through setting up your budget and coach you through sticking to it. To learn more, email me at mollybenell@gmail.com and let's get you out of the overwhelm and into confidence. . . . Next Steps: . Book a Call . Join The Community . Become an Insider . Questions? Email me at mollybenell@gmail.com . Resources 135. Don't Have Anything to Show for Your Money? The Reason You Believe That. 124. Base Budgeting: The #1 Way to Live on Less and Save More
On November 26, parliament will make the UK an offer it can't refuse: The 2026 Budget. But the UK can complain about it! And likely will, as it will almost certainly include increased taxes on the middle class. Today on the show, Katie Martin and the FT's economics commentator Chris Giles discuss Labour's big problem: social services are expensive. Also they short the IMF and go long people who say they're moving to Dubai actually moving to Dubai. For a free 30-day trial to the Unhedged newsletter go to: https://www.ft.com/unhedgedoffer.You can email Robert Armstrong and Katie Martin at unhedged@ft.com. Hosted on Acast. See acast.com/privacy for more information.
Coming to you from the JRE Tobacco Aladino Studios, Nick is joined by Luc (MySticks35mm) and Dave to conclude the 2025 Battle of the Budgets and declare a winner! Eight cigars were selected that all have an MSRP of $8 or less. They were de-banded and assigned a number by an independent assistant. The guys have no idea what they are smoking and will review the four cigars. At the end, they assign a numerical score to each cigar. Their scores are averaged up to determine the final score for each cigar. The one with the highest score will be declared the round winner. The CAO Fasa Sol takes on the Charter Oak Maduro to see which will be crowned the champion. Who do you think it will be? Find out what the guys have been entertained by lately in the Villiger Cigars Entertainment Report. And we learn about yet another noteworthy Canadian in Luc's honor in the Fly High with Blackbird Cigars segment. Get your calls in for Ask the Pulpit at (863)874-0000. SUPPORT OUR SPONSORS... For all your online cigar purchasing needs, head over to 2GuysCigars.com! In business for 40 years, they are THE trusted name in the cigar industry! Family owned and operated, they provide a great selection, fair prices, and outstanding customer service. That's 2GuysCigars.com! Follow JRE Tobacco/Aladino at @AladinoCigars on Instagram or check out their website, JRETobacco.com for a store near you that carries their cigars Follow Villiger Cigars at @VilligerCigar on Instagram or check out their website, VilligerCigars.com for a store near you that carries their cigars, or visit their new online shop at https://villigercigars.store/home Follow Blackbird Cigars at @blackbirdcigar on Instagram or check out their website, BlackbirdCigar.com for a store near you that carries their cigars
Today on the show, Mr. Alex Tate's, Alex Alonso and I discuss the evolution of interior design, exploring how technology, client expectations, and personal vision shape today's industry from AI integration to marketing strategies and maximalist design philosophy, this conversation examines how designers adapt to market shifts while staying true to their creative ethos. I thoroughly enjoyed my conversation with Alex for a litany of reasons and I'll share some of them with you, but first, know this… And, you are going to hear it. Alex is an unapologetic Maximalist. And as we begin to discuss it, you will hear him launch in about the idea of clutter and then demonstrate how it's not what people say something is but what a talented creative can do with an idea. Listen for that because it was a really fun exchange. Here are some of the other ideas you will hear more about in the following conversation. Designer Resources Pacific Sales Kitchen and Home. Where excellence meets expertise. Design Hardware - A stunning and vast collection of jewelry for the home! TimberTech - Real wood beauty without the upkeep LOME-AI.com, simple, inexpensive, text to video harnessing the power of AI to grow your firm, beautifully. Design Industry Evolution: Discussion on how the past three years reshaped design business approaches, client expectations, and industry trends. Budgets and Client Chemistry: Emphasis on project fit over budget size and navigating increased transparency due to social media. AI and Technology: Exploring AI's role in speeding processes, educating clients, and enhancing personalized design without compromising creativity. Maintaining Design Vision: Importance of staying true to one's aesthetic, turning down projects that don't align, and creating layered, meaningful spaces. Marketing and Brand Strategy: Leveraging SEO, SEM, PR, and controlled distribution to build visibility while maintaining authenticity. Publications and Industry Platforms: Critique of celebrity-driven content and the responsibility of publications to support diverse talent. Trends vs. Thoughtful Design: Conversation on biophilic design in bathrooms and balancing trend adoption with thoughtful creativity. Maximalist Philosophy and Brand Extensions: Exploring potential ventures like curated retail spaces or historical renovation studios, all aligned with layered, maximalist design principles. Ultimately, designers must balance business strategy with creative integrity, embrace technology judiciously, prioritize client alignment, and maintain a clear, authentic brand message. Loved this and I think you will too. It's coming right up, after this. Thank you, Alex for this Maximalist conversation. Loved it and appreciate the time. Thank you for listening. If you liked this episode, share it with a friend or colleague who loves design and architecture like you do, subscribe to Convo By Design wherever you get your podcasts. And continue the conversation on Instagram @convo x design with an “x”. Keep those emails coming with guest suggestions, show ideas and locations where you'd like to see the show. Convo by design at outlook.com. Thank you to my partner sponsors, TimberTech, The AZEK Company, Pacific Sales, Best Buy, LOME-AI and Design Hardware. These companies support the shelter industry so give them an opportunity on your next project. Thanks again for listening. Until next time, be well, stay focused and rise about the chaos. -CXD
Katie Friday is a sales engineer who took the scenic route into manufacturing. She started in social work, battled through an engineering pivot at WVU, worked her way from project engineering to sales, and now lives at the intersection of customers, controls, and culture. We talk about resilient learning, why great SOPs read like fifth grade science, the reality of safety projects, and how leadership sets the tone for teams. There is a rom-com opening scene, a baby blue Beetle, and a giant robot in Wilmington. Most of all, there is a clear picture of how supportive culture turns new hires into future leaders.Why this conversation mattersCulture is a team sport and leadership is the lever. Katie shows how cross-functional respect between engineering, maintenance, and operations speeds projects up, how good documentation creates confidence on the floor, and why automation does not erase jobs. It raises the skill ceiling and demands better training.Conversation highlightsMeeting story at IMTS and a friendship that started in an elevator.Katie's rom-com life pitch featuring a 2013 baby blue Beetle and a bee.Switching from social work to industrial engineering and learning resilience the hard way.From receptionist to project engineer to sales engineer and why talking to customers clicked.The coolest project sighting, a towering broadcast robot and the crews that build stages for NASCAR, ESPN, and even the Super Bowl.Safety projects move first and fast, and the scheduling whiplash that brings.SOPs that actually teach, pictures over jargon, and testing docs with non engineers.Women navigating a male heavy field, boundaries, and a shoutout to mentor Kimberly Pelke.Why new adopters of automation are the next wave and how AI will show up on the plant floor.Topics coveredCompany culture as daily behavior, not a poster on the wall.Leadership modeling communication and teamwork.Sales engineering as translator between customers and controls teams.Budget timing, stakeholders, and the real blockers to moving from design to execution.Operator training that matches the tech.Automation as job shifter and skill builder, not a job eraser.Women in STEM, representation that changes decisions, and early pipeline programs.Quotes“I do not mind being the dumbest in the room. It just means I am learning.”“Good culture feels like a team that actually communicates and still pulls toward the same goal.”“Automation does not eliminate people. It asks them to learn new skills.”“Great SOPs should read like fifth grade science. Pictures help people keep the line running.”GuestKatie Friday is a sales engineer working across pharma, food and beverage, rubber and tire, and other regulated environments. She graduated from West Virginia University in industrial engineering, cut her teeth in project engineering, and now helps manufacturers scope, justify, and deliver automation upgrades with Industrial Automated Systems and sister company Triune Electric.Shoutouts and resources mentionedIndustrial Automated Systems and Triune Electric.Mentor Kimberly Pelke, director of business development.Move Over Bob, a culture first magazine introducing young women to trades.Rosie Riveters, early STEM confidence through productive struggle.Vendors seen on the floor, including Siemens, Rockwell, and Schneider Electric.WVU, the scene of the pivot and the grind.SponsorMed Device Boston is a sourcing and education expo at Boston's BCEC, September 30 to October 1. Two hundred plus suppliers, hands on workshops, and expert led sessions focused on the next generation of med tech. Register at meddeviceboston.com and plan your visit. The link is in the show notes.ConnectHost, Jim Mayer. Subscribe to Manufacturing Culture on YouTube and your favorite podcast app. Share the episode with a friend who is wrestling with training and documentation after an automation upgrade.
Free Budgeting Workshop: https://www.debtfreedad.com/budgeting-workshop-evergreen-optinSubscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-moneyIn this episode of the Debt-Free Dad podcast, hosts Brad Nelson, Amber Taylor, Chris Hawkins, and Katie Hatfield discuss the common reasons why most budgets fail. They emphasize the simplicity needed to create a sustainable budget and share personal stories of overcoming financial challenges and achieving debt freedom. The episode includes actionable advice on how to get started with budgeting, the importance of setting financial priorities, and focusing on behaviors, habits, and choices rather than restrictive plans. Additionally, listeners are encouraged to utilize free resources such as the 'Totally Awesome Budgeting Workshop' to make their budgeting journey more effective and manageable. Support the showThe Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner Connect With Brad Website- https://www.debtfreedad.com Facebook - https://www.facebook.com/thedebtfreedad Private Facebook Group - https://www.facebook.com/groups/debtfreedad Instagram - https://www.instagram.com/debtfreedad/ TikTok - https://www.tiktok.com/@debt_free_dad YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured Thanks For Listening Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!
When you're used to doing everything yourself, letting go can feel risky—maybe even impossible. But if you want to grow your nonprofit without burning out, there's one crucial mindset shift you have to make: moving from control to clarity. In this episode, I unpack why clinging to control actually makes your organization more fragile, and how embracing clarity can create the stability and freedom you need to lead effectively at scale.I'm sharing the real talk I usually reserve for coaching calls—because this shift isn't just about systems. It's about identity, trust, and the emotional weight of leadership. This is part one of a mini-series on evolving from operator to architect in your leadership. Let's get into it.In this episode, you'll learn:Why control feels safe—but actually creates fragility as you growWhat clarity really means in a scaling organizationHow to start designing your “leadership cockpit” so you can lead without micromanagingKey takeaways:Control creates a bottleneck. When everything flows through you, growth stalls and burnout increases.Clarity creates stability. Clear definitions of success, priorities, and values allow your team to move forward without constant oversight.Leadership at scale requires evolution. You're not meant to be the operator forever—your role is to become the architect.Want to work together? Apply for the Next Level Nonprofit Mastermind, a high-touch coaching and training accelerator for established organizations that are ready to install a powerful nonprofit Operating System to sustain impact at scale. Budget under $800K? Join Elevate and get proven step-by-step playbooks + coaching support to build each of the core elements of your nonprofit's operating system - strategic clarity, a fundraising engine, a high-performance team, and an active and engaged board! Connect with me! LinkedIn Instagram YouTube
durée : 00:15:30 - Journal de 8 h - Le Premier ministre Sébastien Lecornu doit envoyer sa copie au parlement ce mardi, avant sa déclaration de politique générale à l'Assemblée nationale.
The Trump administration pushed forward Friday with plans to fire federal employees amid the government shutdown, directing reductions-in-force at the Departments of Health and Human Services, Education, and Housing and Urban Development, among other agencies. Prior to and during the current shutdown, the White House repeatedly threatened to lay off additional federal workers in a bid to further its efforts to shrink the size of the government. The Trump administration maintains Democrats are to blame for the shutdown, though Democrats contend that a spending bill from Republicans — who control all levers of power — wouldn't adequately fund health care. Russ Vought, the director of the Office of Management and Budget, posted on X early Friday afternoon that the “RIFs have begun,” without offering additional details. An OMB spokesperson told FedScoop the RIFs began and are “substantial.” In a preview of his discussions with Vought last week, President Donald Trump said in a post to his social media platform that they would target “Democrat Agencies,” calling them “a political SCAM.” According to a court filing from the Trump administration late Friday, at least 4,100 federal workers across eight federal agencies may have been sent RIF notices, with the bulk of the staff reductions at HHS, with 1,100 to 1,200 workers impacted, and the Department of Treasury, with 1,446 workers impacted. Deploying artificial intelligence requires taking on the right amount of risk to achieve a desired end result, a National Institute of Standards and Technology official who worked on its risk management framework for the technology said on a panel last week. While federal agencies, and particularly IT functions, are generally risk averse, risks can't entirely be avoided with AI, Martin Stanley, an AI and cybersecurity researcher at the Commerce Department standards agency, said during a FedInsider panel on “Intelligent Government” last week. Stanley said: “You have to manage risks, number one,” adding that the benefits from the technology are compelling enough that “you have to go looking to achieve those.” Stanley's comments came in response to a question about how the federal government compares to other sectors that have been doing risk management for longer, such as financial services. On that point specifically, he said the NIST AI Risk Management Framework “shares a lot of DNA” with Federal Reserve guidance on algorithmic models in financial services. He said NIST attempted to leverage those approaches and the same plain, simple language. “We talk about risks, we talk about likelihoods, and we talk about impacts, both positive and negative, so that you can build this trade space where you are taking on the right amount of risk to achieve a benefit,” Stanley said. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast on Apple Podcasts, Soundcloud, Spotify and YouTube.
durée : 00:05:51 - Le Journal de l'éco - par : Anne-Laure Chouin - Le PMU, numéro 1 des paris hippiques en Europe, est en plein questionnement sur son avenir. À la demande des ministères de l'Agriculture et du Budget, l'Inspection générale des finances a rendu durant l'été un rapport alarmant.
Neither party shows any sign of blinking in the standoff over a partial government shutdown that enters its third week. CQ Roll Call's Aidan Quigley, Aris Folley and David Lerman assess how long the shutdown could last, which party may have the upper hand, and whether any pressure points remain that could force a resolution. Learn more about your ad choices. Visit megaphone.fm/adchoices
The trend is your friend. Until it bends Hosted on Acast. See acast.com/privacy for more information.
As event planners, we know that food and beverage is rarely just a line item—it's an experience, a connector, and sometimes a challenge. In this week's Eating at a Meeting LIVE, I'm gathered a group of event planners — Janet C. Hoppenstein, CMP, Shannon Ryan, CMP, and Julie Wong, CMP — for an open conversation about how they navigate ordering F&B for their events: what guides their decisions, what concessions or compromises they make, and how they think about the attendee experience when planning menus. We'll talk about: ▶︎ How budget, inclusivity, sustainability, and logistics come into play ▶︎ What they wish venues and caterers understood better ▶︎ How attendee expectations are changing—and how planners are adapting Whether you're a planner yourself or part of a catering or venue team, this conversation will offer insights that can help you deliver better, more thoughtful food and beverage at your next event. Join me and bring your own questions or stories to the chat!
Ce mardi, sur Europe 1, Agnès Verdier-Molinié s'intéresse à l'intérêt de reconduire le précédent budget plutôt que d'en adopter un qui nuirait encore davantage à l'économie française. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.