Podcasts about New Jersey

Today's Headlines:  June's inflation rose by 0.3%, putting the annual rate at 2.7%—slightly up, but still within forecasts. Meanwhile, House Republicans voted down Democratic efforts to release Epstein case documents, despite GOP leaders publicly claiming to support transparency. Trump praised AG Pam Bondi's handling of the Epstein files while denying any link to the case, but new metadata shows nearly 3 minutes are missing from recently released prison footage. A lawyer for Epstein's victims claimed there's far more unreleased evidence, including thousands of hours of video. ICE has issued a new memo eliminating bond hearings for undocumented immigrants already living in the U.S., affecting millions. A federal grand jury indicted Vance Boelter for the politically motivated killing of former Minnesota House Speaker Melissa Hortman. Two people died after record-setting flash floods hit NYC and New Jersey, where over two inches of rain fell in one hour. The DOJ appealed a ruling halting race-based immigration arrests in California, and Missouri's Republican AG is threatening OpenAI, Google, Meta, and Microsoft with legal action after a blog claimed an AI ranked Trump worst on antisemitism—despite Microsoft's bot refusing to rank the presidents at all. Resources/Articles mentioned in this episode: CNBC: Inflation picks up again in June, rising at 2.7% annual rate  WaPo: Speaker Mike Johnson and other Republicans break with Trump on Epstein  NYT: House Democrats Push for Hearing on Jeffrey Epstein Case Amid GOP Rift PBS: WATCH: Asked if his name appears in Epstein files, Trump claims Comey, Obama and Biden made them up Wired: The FBI's Jeffrey Epstein Prison Video Had Nearly 3 Minutes Cut Out WPBF: Attorney: Epstein's black book and secret tapes hold powerful names WaPo: ICE declares millions of undocumented immigrants ineligible for bond hearings Axios: Vance Boelter indicted on six federal charges for Melissa Hortman's killing NYT: Two Dead After Heavy Rains Swamp Roads and Rails in New York Region The Verge: A Republican state attorney general is formally investigating why AI chatbots don't like Donald Trump Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

2:33:39 – Frank in New Jersey, plus the Other Side. Topics include: Mysterious basketball, intense vegetable maintenance, Walt Disney animatronic, Onsug Radio Shuffle Mode, pickup truck people, Disco City Antiques, Phish in South Carolina, Tweezer Reprise, car insurance, Hate The Radio, the underground, Invisible Ink Underground, manga, Edens Zero, and much more… plus the Other Side (at […]

2:33:39 – Frank in New Jersey, plus the Other Side. Topics include: Mysterious basketball, intense vegetable maintenance, Walt Disney animatronic, Onsug Radio Shuffle Mode, pickup truck people, Disco City Antiques, Phish in South Carolina, Tweezer Reprise, car insurance, Hate The Radio, the underground, Invisible Ink Underground, manga, Edens Zero, and much more… plus the Other Side (at […]

After being stabbed in a random attack in her New Jersey home, Donna Ongsiako says there is no earthly reason why she should be alive. While losing massive amounts of blood, she was able to call 911 and describe her attacker in great detail. 48 Hours correspondent Natalie Morales spoke with Donna about how she continues to cope with the trauma of her attack and how best to support victims as they recover. Get early, ad-free access to all episodes of It Could've Been Me by subscribing to 48 Hours Plus on Apple Podcasts. The series is widely available everywhere else you get your podcasts. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

MUSICEvolution Fest and United Way of Greater St. Louis (UWGSL) have partnered to provide relief and recovery for those affected by the severe storms and tornadoes on May 16. The festival has pledged more than $100,000 to the United Way of Greater St. Louis' Storm Relief Fund, and festival goers can contribute, too! To contribute to the cause, tickets can be purchased at: https://evolutionfestival.com This weekend Darius Rucker was doing a show in Atlantic City, New Jersey and his voice started to go out. https://theboot.com/ixp/204/p/darius-rucker-refunds-crowd-loses-voice/ After abandoning their farewell tour in 2023 due to singer Steven Tyler's vocal cord injury, guitarist Joe Perry says Aerosmith is talking about a proper career sendoff. https://miamimusicbuzz.com/briefing/joe-perry-says-aerosmith-are-talking-about-reuniting-to-play-together-again/ RIP: David Kaff, best known as Spinal Tap keyboardist Viv Savage in This Is Spinal Tap, died in his sleep on July 11th at the age of 79. https://www.facebook.com/MOAWK/posts/pfbid026qi8fM3BrNi3Jvv2XquykRnuz5HF2jFHqx3tQqPjZn7YEwdLYNGVTqM4HPmttVhWl TVElmo from Sesame Street had an eventful weekend, after the official X account for the muppet was hacked with some pretty awful language. https://www.mediaite.com/media/news/elmo-hacked-calls-trump-child-f-in-profane-epstein-posts-release-the-files/ Voices that sell cars … For 15 years, actor Jon Hamm has been the voice of Mercedes-Benz ad campaigns. But a new study showed that ads voiced by females score higher on things like memorability, engagement, and overall likability. And so, with these new study results, Hamm is being replaced by Lucy Liu as the voice of the company in U.S. commercials. https://www.newsweek.com/more-people-want-buy-vehicles-when-ads-are-voiced-women-not-men-2097981 A sports radio show and their band got Ray Romano to rap Eminem's "Lose Yourself" at the 2025 American Century Celebrity Golf Tournament. Wondering how well he did? Check it out. (From Sports Radio 810 WHB in Kansas City.) https://www.facebook.com/reel/4069098933407539 Both Phil and Kay Robertson, who starred in the original A&E series, Duck Dynasty, are the patriarch and matriarch of the Duck Dynasty crew. https://tasteofcountry.com/duck-dynasty-miss-kay-talks-health-issues/ MOVING ON INTO MOVIE NEWS:'Jurassic World Rebirth', which has grossed $530 million a the box office, is set for an August 5th streaming release. https://movieweb.com/jurassic-world-rebirth-digital-streaming-release-date/ Golf ... Adam Sandler's long-awaited sequel Happy Gilmore 2 is debuting on Netflix July 25th, and this time around the golf company Callaway is cashing in. Callaway is selling limited-edition Happy Gilmore hockey stick putters for $500 and golf balls for $60 per dozen. https://www.instagram.com/p/DL-LG1jsQM3/Sarah Jessica Parker expressed interest in returning for Hocus Pocus 3 and mentioned ongoing conversations about the potential sequel. https://variety.com/2025/film/news/sarah-jessica-parker-hocus-pocus-3-talks-1236459518 AND FINALLY – there's a couple of rumors swirling through the Hollywood headlines, and I want to get the official Rizz Show Take on these dumb headlines:Kim Kardashian isn't ready to give up the spotlight, but it might not be her choice. Sydney Sweeney commanded most of the attention at the Jeff Bezos wedding, and Kim reportedly had a MELTDOWN over it. https://www.sheknows.com/entertainment/articles/1234902300/kim-kardashian-meltdown-jeff-bezos-wedding/ A Turkish plastic surgeon speculates in a post that 61 year old Brad Pitt had a facelift sometime before filming "F1 the Movie", due to a scar behind his ear. https://atlantablackstar.com/2025/07/13/male-facelift-done-right-fans-debate-if-brad-pitts-refreshed-look-is-due-to-plastic-surgery-or-healing-from-trauma-after-finalizing-divorce-from-angelina-jolie/ AND THAT IS YOUR CRAP ON CELEBRITIES!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Subscribe to Throwing Fits on Substack. Let pod sort em out. This week, Jimmy and Larry are playing in the snow like Rudolph after thanking everyone for hanging with us at Roberta's and crushing Dirties over the weekend, you have most definitely had 10,000 drinks in your lifetime, who is allowed to wear vintage tennis shorts, French slurs, revisiting how much could Condé Nast actually be worth, why is James is going no carb while Lawrence is carb loading, the perfect day in New Jersey might surprise you, bible bread, sauce talk, can Superman really be good, a scene report from The Clipse listening party, you might've seen us on stream, a lesson in door etiquette bro code, a special edition of meat watching before we even get into Conor McGregor's exercise regimen, why is Bieber beefing with Virginia's finest, Swag is great, Travis Scott sucks, a brief but comprehensive history of w*ggas (and why it's so back) that culminates with a Druski skit, our long national nightmare of Love Island USA is finally over, Love Island UK however is just heating up, why everyone who leaves the show automatically becomes an LA content creator.

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he breaks down today's biggest stories shaping America and the world. Obama Tells Democrats to Get Nasty and Shout Down Opponents At a fundraiser in New Jersey, former President Barack Obama told fellow Democrats to stop being polite and start aggressively silencing Trump supporters. Bryan argues that this is a dangerous call to escalate the political hysteria already rampant on the left—and a rejection of the foundational American value of free speech. Biden's “Blurbs” and Autopen Pardons Spark Oversight Scrutiny President Biden defends using an autopen to pardon thousands, including a gang leader who killed a child. But admissions that staff relied on vague oral directions—dubbed “Biden Blurbs”—and lacked documentation are drawing fire from Congress. Bryan asks: who was really in charge of the White House? Supreme Court Grants Trump Sweeping Power Over Federal Bureaucracy A major ruling allows Trump to fire Education Department employees without congressional approval. The decision, according to analysts, revives presidential impoundment powers and opens the door to downsizing federal agencies across the board. World Roundup: Ukraine, Iran, Greece, and Global Warming's Hidden Cause Trump authorizes arms sales to Ukraine and issues a ceasefire ultimatum to Russia. Putin tries, and fails, to persuade Iran to accept a U.S. nuclear deal. Meanwhile, Greece and Italy sound the alarm on migrant flows weaponized by Russia. In climate news, UK researchers discover that cleaner air, specifically reduced sulfate pollution, is making clouds darker and warming the planet, a man-made effect with surprising roots. Bonus Brief: Just 10 Minutes of Exercise Improves Sleep New research from the University of Texas shows that even a short burst of daily physical activity significantly boosts deep sleep quality. So if the world's chaos keeps you up, move your body to rest your mind. "And you shall know the truth, and the truth shall make you free." – John 8:32

This week, the show takes you behind the scenes at L'Oréal’s research center in New Jersey. Malcolm Gladwell delves into the complexities of cosmetic formulation and the AI partnership with IBM. Learn how AI is poised to revolutionize the creation of beauty products, to make them even more sustainable and innovative. This is a paid advertisement from IBM. The conversations on this podcast don't necessarily represent IBM's positions, strategies or opinions.Visit us at https://www.ibm.com/think/podcasts/smart-talksSee omnystudio.com/listener for privacy information.

Andy Kim, U.S. Senator (D NJ), talks about his work in the Senate and the issues in New Jersey. Topics this month include FEMA disaster relief, Trump's recent statements related to military aid for South Korea and Ukraine, and more.

On this episode of Best Ever CRE, Joe Cornwell interviews Fuquan Bilal, CEO of NNG Capital Fund. Fuquan shares insights from his 26-year journey in real estate, including his evolution from fix-and-flips to note investing, and now managing a hybrid fund focused on multifamily in the Southeast and luxury spec homes in New Jersey. He details his survival through the 2008 financial crisis, the strategic shift into second-lien note purchases, and his move into ground-up construction to reduce risk and increase control. Fuquan also explains his fund model, emphasizing diversified cash flow, operational efficiency, and long-term investor relationships over traditional syndication. Fuquan Bilal Current role: CEO, NNG Capital Fund Based in: Newark, New Jersey Say hi to them at: nngcapitalfund.com or on social media @FuquanBilal Get a 4-week trial, free postage, and a digital scale at ⁠https://www.stamps.com/cre⁠. Thanks to Stamps.com for sponsoring the show! Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

A DOGE employee leaks private API keys to GitHub. North Korea's “Contagious Interview” campaign has a new malware loader. A New Jersey diagnostic lab suffers a ransomware attack. A top-grossing dark web marketplace goes dark in what experts believe is an exit scam. MITRE launches a cybersecurity framework to address threats in cryptocurrency and digital financial systems. Experts fear steep budget cuts and layoffs under the Trump administration may undermine cybersecurity information sharing. A Maryland IT contractor settles federal allegations of cyber fraud. Kim Jones and Ethan Cook reflect on CISO perspectives. A crypto hacker goes hero and gets a hefty reward.  Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today Kim Jones, host of CISO perspectives, sits down with N2K's analyst Ethan Cook to reflect on highlights from this season of CISO Perspectives. They revisit key moments, discuss recurring themes like the cybersecurity workforce gap, and get Ethan's outsider take on the conversations. It's all part of a special wrap-up to close out the season finale. If you like this conversation and want to hear more from CISO Perspectives, check it out here. Selected Reading DOGE Employee exposes AI API Keys in source code, giving access to advanced xAI models (Beyond Machines) DOGE Denizen Marko Elez Leaked API Key for xAI (Krebs on Security) North Korean Actors Expand Contagious Interview Campaign with New Malware Loader (Infosecurity Magazine) Avantic Medical Lab hit by ransomware attack, data breach (Beyond Machines) Abacus Market Shutters After Exit Scam, Say Experts (Infosecurity Magazine) MITRE Unveils AADAPT Framework to Tackle Cryptocurrency Threats (SecurityWeek) How Trump's Cyber Cuts Dismantle Federal Information Sharing (BankInfo Security) UK launches vulnerability research program for external experts (Bleeping Computer) Federal IT contractor to pay $14.75 fine over ‘cyber fraud' allegations (The Record) Crypto Hacker Who Drained $42,000,000 From GMX Goes White Hat, Returns Funds in Exchange for $5,000,000 Bounty (The Daily Hodl) Audience Survey Complete our annual audience survey before August 31. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at cyberwire@n2k.com to request more info. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

In our news wrap Tuesday, two people died in New Jersey when their vehicle was swept away in floodwaters, search efforts are ongoing for those still missing after the deadly Texas flooding, Gaza health officials say Israeli airstrikes overnight killed at least 93 people and Syria's defense minister announced a ceasefire after sectarian clashes killed dozens of people in the country's south. PBS News is supported by - https://www.pbs.org/newshour/about/funders

A local Senator shares his thoughts on federal responses to recent flooding in his state, Trump's budget, and foreign relations.On Today's Show:Senator Andy Kim (D NJ), talks about his work in the Senate and the issues in New Jersey.

◇ Ed from FL asks if we pick a system or story first, Eric from New Jersey shares an origin story, From the Archive 2019: zombieHeart wants to know how to keep players engaged in combat | Hosts: Kimi, Chris & Pooja ◇ 00:33◇ Welcome & Episode Summary 01:30◇ Announcements 03:50◇ Indie Designer of the Month - Jay Dragon (she/none) from Possum Creek Games - http://possumcreekgames.itch.io 05:30◇ Mailbag 1 35:17◇ Mailbag 2 51:02◇ Mailbag 3 - From the Archive 65:59◇ Episode Closing 68:02◇ Music ◇ Email happyjacksrpg@gmail.com to send in your own topic or question for the show! ◇ Find us on Youtube ◇ Twitch ◇ Twitter ◇ Instagram ◇ Facebook ◇ Discord or find all our podcast feeds on your favorite Podcast platform! happyjacksrpg.carrd.co ◇ Subscribe to our Actual Play Feed! We have a backlog of campaigns in over 20 RPG systems and new games running all the time. ◇ Become a Patreon! All the money goes into maintaining and improving the quality of our shows. patreon.com/happyjacksrpg Ⓒ2025 Happy Jacks RPG Network www.happyjacks.org

Pat Fitzmaurice and Bo McBrayer recap The Scottish Open and ISCO Championship before exploring the top betting strategies for The Open Championship! We dive into the betting odds, analyze the favorites and long shots, and reveal our top betting card selections. Plus, we reveal our one-and-done picks to help you maximize your winnings for the PGA season! Timestamps: (May be off due to ads) Intro - 0:00:00 The Scottish Open and ISCO Championship Recap - 0:00:21 BettingPros App - 0:06:15 The Open Championship Preview - 0:06:49 Novig App - 0:14:52 The Favorites - 0:15:53 Mid-Range Options - 0:24:56 The Long Shots - 0:28:41 Betting Cards - 0:31:39 The Barracuda Championship - 0:32:32 One-and-Done Picks - 0:34:01 Outro - 0:34:46 Helpful Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Make winning bets with advice and picks from top sports betting experts. The BettingPros app puts consensus and expert-driven sports betting advice at your fingertips to help you pinpoint the best odds and make winning bets. Download it today on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠App Store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Google Play⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Looking to up your game in sports betting? Join our exclusive sports betting Discord community at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/chat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Not only can you connect with expert handicappers who provide free picks for NBA, NFL, MLB, NHL, player props, live betting, and more, but now you can also participate in our weekly community picks. Cast your vote, see how your picks stack up against the experts, and track your success! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Pick Tracker⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Want to track all of your wagers in one place? Check out the BettingPros Pick Tracker. It syncs up with your sportsbooks to tally which picks hit, and which miss AND gives you a live look at what the public is doing so you can use real-time tracking to determine which plays to make, and which to fade: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/pick-tracking⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bet365 - Bet365 has a special offer for our listeners! Turn five dollars into one hundred and fifty dollars of bonus bets when you join Bet365. To claim the offer, just go to bettingpros.com/365 and deposit at least ten dollars. If you place a bet of at least 5 dollars, you’ll earn 150 dollars in bonus bets. Again, that’s bettingpros.com/365. 21+ Only. Must be present in Arizona, Colorado, Illinois, Indiana, Iowa, Kentucky, Louisiana, North Carolina, New Jersey, Ohio, Tennessee, or Virginia. Gambling problem? Call 1-800-GAMBLER or 1-800-BETS OFF (if you live in Iowa). Terms & Conditions Apply* ⁠⁠⁠⁠Novig - Looking for a smarter way to bet on sports? There's a new sports tradingh platform that's changing the game -- it's called Novig. It’s legal in most states, including Georgia, California, and Texas. It’s peer-to-peer, which means you’re competing against other users, not the house. You can often get better lines than traditional books. You can set your own lines, which gives you control most sportsbooks just don’t offer. There are no commissions or hidden fees — seriously. It uses a coin deposit system, but it’s REAL money. And you can use code DAILYJUICE for 50% off your first coin purchase, up to $25. Check it out now at bettingpros.com/novig. See omnystudio.com/listener for privacy information.

New Jersey, as everyone in UFO world is aware, was ground zero for a full-on flap involving what most witnesses reported as mysterious drones. What's noteworthy is that this same region was where residents panicked during Orson Welles's radio production of The War of the Worlds in 1938. It's also the area where there were two flaps in 1966, one in January and another in October, with the most dramatic reports centered around the Wanaque Reservoir. In this blog, we'll focus on the January flap. At that time, several different investigators arrived on the scene, and as a result, there are several different versions of what happened.Read more →Become a supporter of this podcast: https://www.spreaker.com/podcast/podcast-ufo--5922140/support.

//The Wire//2000Z July 15, 2025////ROUTINE////BLUF: FLOODING CONTINUES THROUGHOUT THE UNITED STATES. CONCERNS GROWING REGARDING SHIFTING PRIORITIES IN WASHINGTON.// -----BEGIN TEARLINE------International Events-Syria: Conflict has erupted once again, as fighting has flared up between Druze militias and the  collection of Bedouin and pro-government forces loosely aligned under al-Jolani's new regime. A few hundred casualties have been reported in the town of Suwayda over the weekend, and a very hesitant "ceasefire" has been declared after this latest round of fighting.-HomeFront-Colorado: Following a high-profile kidnapping attempt that occurred in Aurora last year, a District Attorney has faced backlash for her efforts to free the perpetrator of the attack. Solomon Galligan was arrested for attempting to kidnap a child on the street in Aurora last year, and on Monday reports emerged that DA Amy Padden was attempting to drop all charges against him because he was found mentally incompetent to stand trial.USA: Flooding incidents continue as before, with heavy rainfall causing flooding throughout New York and New Jersey overnight. In Texas, recovery efforts continue amid constant heavy rainfall, with roughly 160x persons still being reported missing from the initial flooding crisis that struck the Guadalupe River basin two weeks ago. The casualty count for the floods in Texas so far remains at 132x reported fatalities.-----END TEARLINE-----Analyst Comments: At the moment, the White House appears to be radically shifting priorities on many different issues. The shift to cover up the Epstein client list, and to hush-up all aspects of the case is without question a bridge too far for most people to accept. Claiming that the largest known human trafficking network in the world simply had no clients is an incredulous turning point in history that President Trump will not be able to walk away from hoping that everyone forgets. Likewise, relations between the United States and Russia have deteriorated further following the events of the past few days. The war in Ukraine has sharply veered away from any sort of peace agreement, with the United States ramping up arms shipments to Ukraine once again. Though nothing is confirmed at this point, the usual leaks have indicated that the White House is considering the next wave of aid to Ukraine, and what weapons systems it will entail. Some whispers suggest the US will allow Ukraine to increase direct attacks on Moscow with American arms, and other rumors suggest that the US is looking to send more capable arms and missiles with which to continue the war. Time will tell what is decided, but the bottom line is that the flow chart is pointing toward an increase in the war's activity, and all parties are trending away from peace talks.Analyst: S2A1Research: https://publish.obsidian.md/s2underground//END REPORT//

An employee at Gabriel House describes deplorable conditions inside the assisted living facility and tells CBS News fire drills were never held. In Kerrville, Texas, a growing memorial honors the 133 lives lost in catastrophic flooding over the Fourth of July weekend. A major storm swept across the Northeast overnight, dumping near-record rainfall that flooded parts of New Jersey and New York City. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

LinkedIn's editor-in-chief Dan Roth breaks down the social networking service's list of the best cities to grow your career in. Also, the story behind a small town in northern New Jersey that's turned ultimate frisbee into a point of pride — and the trio of high schoolers who came up with the sport over 50 years ago. Plus, Jeff Ross joins to discuss making his Broadway debut in the one-man show ‘Take a Banana for the Ride.'

Today we talk to Dr. Kirk Moore about his historic victory over medical tyranny and look at some of the top headlines of the day!*Weather Warfare? Stunning flash flooding In NYC & New Jersey sparks new accusations of weather manipulation.*A stunning Japanese study reveals spike in death rate just months post COVID shot.*A Dutch vaccine trial that could trigger Nuremberg 2.0.*Trump's bizarre Epstein cover up - is it time to re-examine his history of rape and sexual and use allegations?Tune for this and MORE!The BIG picture on gold is looking better and better. If you have been saving for retirement … NOW is the time to back it up with physical gold and silver.Call the company I trust, Colonial Metals Group today to learn about a gold strategy that works for you and see if you qualify for up to $7,500 in FREE silver! Check out my landing page here: https://colonialmetalsgroup.com/joyJoin the Rumble LIVE chat and follow my Rumble Page HERE so you never miss an episode: https://rumble.com/c/TheShannonJoyShowShannon's Top Headlines July 15 2025:WATCH - Sasha Latypova Explains How The DNA Contamination In COVID Shots Was Not Organic But Synthetic DNA: https://x.com/SenseReceptor/status/1944816640455332226Japan's Shocking mRNA Vaccine Data - 21 Million Vaccine Records Expose Alarming Death Rate: https://www.aussie17.com/p/japans-shocking-mrna-vaccine-revelationsJudgment in Leeuwarden: The Vaccine Trial That Could Trigger Nuremberg 2.0: https://x.com/JimFergusonUK/status/1942572550879338964Is It Time To Revisit The Dozens Of Trump Rape And Sex Abuse Allegations? https://19thnews.org/2023/10/donald-trump-associates-sexual-misconduct-allegations/NOAA Weather Modification Reports: https://library.noaa.gov/weather-climate/weather-modification-project-reportsGold & Silver Looking GOOD In The Long Term: https://colonialmetalsgroup.com/blog/market-insights/golds-big-picture-revealed-2/SJ Show Notes:Please support Shannon's independent network with your donation HERE: https://www.paypal.com/donate/?hosted_button_id=MHSMPXEBSLVTSupport Our Sponsors:The best medicine is chronic GOOD health and achieving it naturally. It's why my family uses Native Path Complete Protein every day! Go to https://nativepathcompleteprotein.com/joy today to claim your EXCLUSIVE 41% off deal before it's gone.Wild weather and chaos is everywhere! You NEED to be prepared and your one stop shop is The Satellite Phone Store. They have EVERYTHING you need when the POWER goes OUT. Use the promo code JOY for 10% off your entire order TODAY! www.SAT123.com/JoyPlease consider Dom Pullano of PCM & Associates! He has been Shannon's advisor for over a decade and would love to help you grow! Call his toll free number today: 1-800-536-1368 Or visit his website at https://www.pcmpullano.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

#WHAT'SHAPPENING – You can't ruin the Runyon Canyon trails. A missing 74-year-old may be a kidnapping case. Two people were killed in a flood in New Jersey. Fire Festival is back in the news. Is Stevie Wonder really blind? How the Crunchwrap Became Bigger Than Taco Bell. 

Welcome to the Jeep Life Podcast Presented by Armorlite, The Toughest Flooring on the Trail!! We are All Jeeps, all the Time. You should listen live!! In this episode of the Jeep Life Podcast, we hit the sand and soaked up the sun at the 2025 New Jersey Jeep Invasion, one of the East Coast's biggest and most anticipated Jeep events. From the boardwalk to the beach, we recapped an action-packed weekend featuring over 2,500 Jeeps, epic vendor setups, trail-ready builds, and some of the wildest lighting displays we've ever seen—especially during the Saturday night Light Party hosted by ORACLE Lighting. We shared stories from the show lot, talked with fellow Jeepers, highlighted some favorite rigs, and captured the unique vibe that only Wildwood can deliver.Tag us in your IG feed or FB. Give us a review and share us out…we'll even try to read it on air. Please tell your friends about us… heck, you can even tell your enemies. Here's a big Jeep wave to you!!!DISCOUNT CODESExclusive Armorlite discount “jeeplifepodcast10” for a complete Armorlite system at goarmorlite.com15% Off at oraclelights.com using code “JEEPINTERRY”Exclusive Powertank discount “jeeplifepod15” for a complete system at checkout powertank.comPypes is offering free shipping on their systems to our listeners “jeeplife” at pypesexhaust.com“JEEPLIFE15” 15% discount at tyrioffroad.comOUR LINKShttps://linktr.ee/JeepLifePodcastinfo@jeeplifepodcast.comhttps://www.patreon.com/user?u=49836045

Alex and CP break down a crazy week in golf, including New Jersey's own Chris Gotterup winning the Scottish Open and an insane finish at the Evian Championship. We also make our picks for the British Open and chat with Max Homa.

Did you know OCD is like an overprotective friend—one that targets what you love most? It sounds strange, doesn't it?   In this episode of the OCD Whisperer Podcast, host Kristina Orlova is joined by Dr. Thomas Ballas, a clinical psychologist specializing in OCD, anxiety, perfectionism, and trauma. Dr. Ballas provides therapy via telehealth across 42 states and brings a practical, evidence-based perspective to the discussion.   Together, they explore the concept of theme shifting in OCD—how intrusive thoughts often jump from one obsession to another—and why ERP (Exposure and Response Prevention) remains effective even as themes evolve. The conversation also covers Relationship OCD, highlighting ways to differentiate between genuine relationship concerns and OCD-driven doubt.   The episode concludes with a discussion on rebuilding self-trust and confidence after years of navigating OCD.   If you've ever found yourself second-guessing your thoughts, your feelings, or even your relationships, this conversation offers clarity, practical tools, and a fresh way to understand what's really going on. Let's jump into it! The 3 things you'll learn in  today's episode: Why OCD themes change and how to apply ERP no matter what your brain latches onto What differentiates real relationship concerns from Relationship OCD and how to tell the difference How to build mood-independent confidence and make values-based decisions despite doubt In This Episode [00:32] Introduction to Dr Thomas Ballas [01:23] What OCD theme shifting is and why it happens [02:01] Why OCD attacks what we value most [03:29] The internal false alarm system and shifting fear [05:07] How to apply ERP even when themes change [06:11] Noticing the same patterns behind different thoughts [07:05] Navigating taboo and emotionally charged OCD themes [08:19] “But this time it feels different” – how to manage doubts that seem real [09:23] Diving into Relationship OCD and distinguishing it from real concerns [11:14] Real dysfunction vs. OCD-fueled rumination [13:07] Self-doubt, shame, and the role of mood-independent choices [14:25] Confidence, compassion, and choosing values-based actions [15:28] Where to find Dr. Thomas Ballas online Our Guest Dr. Thomas Ballas is a clinical psychologist based in New York and New Jersey, specializing in OCD, anxiety, perfectionism, and trauma. Through telehealth, he serves clients in over 42 states. His approach emphasizes evidence-based techniques like ERP and values-driven recovery. Dr. Ballas is passionate about helping people regain self-trust and build resilience on their journey with OCD. Resources & Links   Kristina Orlova, LMFT Instagram  YouTube  OCD CBT Journal Tracker and Planner  Website   Dr. Thomas Ballas Website Instagram LinkedIn   Mentioned Cognitive Therapy for OCD I-CBT Training Online Sneaky Rituals with Jenna Overbaugh  ICBT with Kristina Orlova and Christina Ennabe Please note, while our host is a licensed marriage and family therapist specializing in OCD and anxiety disorders in the state of California, this podcast is for educational purposes only and should not be considered a substitute for therapy.   Stay tuned for weekly episodes filled with valuable insights and tips for managing OCD and anxiety. And remember, keep going in the meantime. See you in the next episode!  

The Morro Castle shipwreck of 1934 was a tragic maritime disaster involving a luxury passenger liner operated by the Ward Line. On September 8, 1934, while en route from Havana to New York, the ship caught fire off the coast of New Jersey near Asbury Park, resulting in the deaths of 137 passengers and crew. The fire, which was later suspected to be an act of arson, spread rapidly due to strong winds and flammable materials onboard, forcing many to jump into rough seas. The burning vessel eventually ran aground on the beach, becoming a chilling symbol of maritime safety failures. The disaster led to sweeping changes in U.S. maritime safety regulations. Written, edited, and produced by Rich Napolitano. All episodes can be found at ⁠⁠⁠https://www.shipwrecksandseadogs.com⁠⁠⁠. Original theme music by ⁠⁠⁠Sean Sigfried⁠⁠⁠. Go AD-FREE by becoming a Patreon Officer's Club Member! Join at ⁠⁠⁠⁠⁠⁠https://www.patreon.com/shipwreckspod⁠⁠⁠⁠⁠⁠ Shipwrecks and Sea Dogs Merchandise is available! ⁠ ⁠⁠⁠https://shop.shipwrecksandseadogs.com⁠⁠⁠⁠⁠ You can support the podcast with a donation of any amount at: ⁠⁠⁠⁠⁠https://buymeacoffee.com/shipwreckspod⁠⁠⁠⁠⁠ Join the Into History Network for ad-free access to this and many other fantastic history podcasts! ⁠ ⁠⁠⁠⁠https://www.intohistory.com/shipwreckspod⁠⁠⁠⁠⁠ Follow Shipwrecks and Sea Dogs ⁠⁠⁠⁠⁠Subscribe on YouTube⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Follow on BlueSky⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Follow on Threads⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Follow on Instagram⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Follow on Facebook⁠⁠⁠ ⁠Follow on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices

Authorities say two women died in Plainfield, New Jersey after flash flooding swept their car into a brook during Monday night's storms. Meanwhile, a heat wave is gripping the region, with temperatures expected to feel like 100 degrees by midweek. Also, New York City is enacting new laws to guarantee minimum pay and protections for 20,000 grocery delivery workers. And with the MLB All-Star Game set for Tuesday night, Defector staff writer Maitreyi Anantharaman joins us to preview the action.

Part 2

You are in for a real treat on this episode. My guest this time is Greg Schwem. Greg is a corporate comedian. What is a corporate comedian? You probably can imagine that his work has to do with corporations, and you would be right. Greg will explain much better than I can. Mr. Schwem began his career as a TV journalist but eventually decided to take up what he really wanted to do, be a comedian. The story of how he evolved is quite fascinating by any standard. Greg has done comedy professionally since 1989. He speaks today mostly to corporate audiences. He will tell us how he does his work. It is quite interesting to hear how he has learned to relate to his audiences. As you will discover as Greg and I talk, we often work in the same way to learn about our audiences and thus how we get to relate to them. Greg has written three books. His latest one is entitled “Turning Gut Punches into Punch Lines: A Comedian's Journey Through Cancer, Divorce and Other Hilarious Stuff”. As Greg says, “Don't worry, it's not one of those whiny, ‘woe is me,' self- serving books. Instead, it's a hilarious account of me living the words I've been preaching to my audiences: You can always find humor in every situation, even the tough ones. Greg offers many interesting observations as he discusses his career and how he works. I think we all can find significant lessons we can use from his remarks. About the Guest: Hi! I'm Greg Schwem. a Chicago-based business humor speaker and MC who HuffPost calls “Your boss's favorite comedian.” I've traveled the world providing clean, customized laughs to clients such as Microsoft, IBM, McDonald's and even the CIA. I also write the bi-weekly Humor Hotel column for the Chicago Tribune syndicate. I believe every corporate event needs humor. As I often tell clients, “When times are good, people want to laugh. When times are bad, people need to laugh.” One Fortune 500 client summed things up perfectly, saying “You were fantastic and just what everybody needed during these times.” In September 2024 I released my third and most personal book, Turning Gut Punches into Punch Lines: A Comedian's Journey Through Cancer, Divorce and Other Hilarious Stuff. Don't worry, it's not one of those whiny, “woe is me,” self-serving books. Instead, it's a hilarious account of me living the words I've been preaching to my audiences: You can always find humor in every situation, even the tough ones. You can pick up a copy at Amazon or select book stores. Ways to connect with Greg: Website: www.gregschwem.com YouTube: www.youtube.com/gregschwem LinkedIn www.linkedin.com/in/gregschwem Instagram: www.instagram.com/gregschwem X: www.x.com/gregschwem About the Host: Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog. Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards. https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/ accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/ https://www.facebook.com/accessibe/ Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset . Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. Transcription Notes: Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:16 Hi everyone, and welcome to unstoppable mindset. Today we are going to definitely have some fun. I'll tell you about our guests in a moment, but first, I want to tell you about me. That'll take an hour or so. I am Michael Hingson, your host, and you're listening to unstoppable mindset where inclusion, diversity and the unexpected meet. And I don't know, we may get inclusion or diversity into this, but our guest is Greg Schwem. Greg used to be a TV reporter, now he's a comedian, not sure which is funnier, but given some of the reporters I've seen on TV, they really should go into tonight club business. But anyway, Greg, I want to welcome you to unstoppable mindset. We're really glad you're here. I really appreciate you being here and taking the time   Greg Schwem ** 02:04 Well, Michael, it is an honor to be included on your show. I'm really looking forward to the next hour of conversation. I   Speaker 1 ** 02:10 told Greg a little while ago, one of my major life ambitions that I never got to do was to go to a Don Rickles concert and sit in the front row so that hopefully he would pick on me, so that I could say, Yeah, I saw you once on TV, and I haven't been able to see since. What do you think of that? You hockey puck, but I never got to do it. So very disappointed. But everybody has bucket list moments, everybody has, but they don't get around to I'm sorry. Yeah, I know. Well, the other one is, I love to pick on Mike Wallace. I did a radio show for six years opposite him in 60 minutes, and I always love to say that Wallace really had criminal tendencies, because he started out being an announcer in radio and he announced things like The Green Hornet and the Sky King and other shows where they had a lot of criminals. So I just figured he had to be associated with criminals somewhere in his life. Of course, everybody picked on him, and he had broad shoulders. And I again, I regret I never got to to meet him, which is sort of disappointing. But I did get to meet Peter Falk. That was kind of fun.   Greg Schwem ** 03:15 Mike Wallace to Peter Falk. Nice transition there. I know.   Michael Hingson ** 03:21 Well I am really glad you're with us. So why don't we start? We'll start with the serious part. Why don't you tell us, kind of about the early Greg schwim and growing up and all that sort of stuff, just to set the stage, as it were,   Greg Schwem ** 03:34 how far back you want to go? You want to go back to Little League, or you want to   Speaker 1 ** 03:37 just, oh, start at the beginning, a long time ago, right? I was a   Greg Schwem ** 03:41 very strange child. No, I you. You obviously introduced me as a as a comedian, and that is my full time job. And you also said that I was a former journalist, and that is my professional career. Yes, I went from, as I always like to say, I went from depressing people all day long, to making them laugh. And that's, that's kind of what I did. I always did want to be I majored in Journalism at Northwestern University, good journalism school. Originally, I always wanted to be a television reporter. That was as a professional career I was, I dabbled in comedy. Started when I was 16. That is the first time I ever got on stage at my school, my high school, and then at a comedy club. I was there one of the first comedy clubs in Chicago, a place called the comedy cottage. It was in the suburb of beautiful, beautiful suburb of Rosemont, Illinois, and they were one of the very, very first full time comedy clubs in the nation. And as a 16 year old kid, I actually got on stage and did five minutes here and five minutes there. And thought I was, I was hot stuff, but I never, ever thought I would do it for a living. I thought comedy would always be just a hobby. And I. Especially when I went to college, and I thought, okay, Northwestern is pretty good school, pretty expensive school. I should actually use my degree. And I did. I moved down to Florida, wrote for a newspaper called The Palm Beach post, which, don't let that title fool you. It's Palm Beach was a very small segment of of the area that it was, that it served, but I did comedy on the side, and just because I moved down there, I didn't know anybody, so I hung out at comedy clubs just to have something to do. And little by little, comedy in the late 80s, it exploded. Exploded. There were suddenly clubs popping up everywhere, and you were starting to get to know guys that were doing these clubs and were starting to get recognition for just being comedians. And one of them opened up a very, very good Club opened up about 10 minutes from my apartment in West Palm Beach, and I hung out there and started to get more stage time, and eventually started to realize at the same time that I was getting better as a comedian, I was becoming more disillusioned as a journalist in terms of what my bosses wanted me to report on and the tone they wanted me to use. And I just decided that I would I would just never be able to live with myself if I didn't try it, if I didn't take the the plunge into comedy, and that's what I did in 1989 and I've been doing it ever since. And my career has gone in multiple directions, as I think it needs to. If you're going to be in show business and sustain a career in show business, you have to wear a lot of different hats, which I feel like I've done.   Michael Hingson ** 06:40 So tell me more about that. What does that mean exactly?   Greg Schwem ** 06:43 Well, I mean, I started out as a what you would pretty much if somebody said, If you heard somebody say, I'm a comedian, they would envision some guy that just went to comedy clubs all the time, and that's what I did. I was just a guy that traveled by car all over the Midwest and the Southeast primarily, and did comedy clubs, but I quickly realized that was kind of a going nowhere way to attack it, to do comedy unless you were incredibly lucky, because there were so many guys doing it and so many clubs, and I just didn't see a future in it, and I felt like I had to separate myself from the pack a little bit. And I was living in Chicago, which is where I'm from, and still, still exist. Still reside in Chicago, and I started to get involved with a company that did live trade show presentations. So if you've ever been on a trade show floor and you see people, they're mostly actors and actresses that wear a headset and deliver a spiel, a pitch, like every, every twice an hour, about some company, some new product, and so forth. And I did that, and I started to write material about what I was seeing on trade show floors and putting it into my stand up act, stuff about business, stuff about technology, because I was Hawking a lot of new computers and things like that. This was the mid 90s when technology was exploding, and I started to put this into my stand up act. And then I'd have people come up to me afterwards and say, hey, you know those jokes you did about computers and tech support, if you could come down to our office, you know, we're having a golf tournament, we're having a Christmas party, we would love to hear that material. And little by little, I started transitioning my act into doing shows for the corporate market. I hooked up with a corporate agent, or the corporate agent heard about me, and started to open a lot of doors for me in terms of working for very large corporations, and that's pretty much what I've been doing. I stopped working clubs, and I transitioned, instead of being a comedian, I became a corporate humor speaker. And that's what I do, primarily to this day, is to speak at business conferences. Just kind of get people to loosen up, get them to laugh about what they do all day without without making it sound like I'm belittling what they do. And also when I'm not doing that, I work about eight to 10 weeks a year on cruise ships, performing for cruise audiences. So that's a nice getaway.   Speaker 1 ** 09:18 It's interesting since I mentioned Don Rickles earlier, years ago, I saw an interview that he did with Donahue, and one of the things that Don Rickles said, and after he said it, I thought about it. He said, I really don't want to pick on anyone who's going to be offended by me picking on them. He said, I try to watch really carefully, so that if it looks like somebody's getting offended, I'll leave them alone, because that's not what this is all about. It isn't about abusing people. It's about trying to get people to have fun, and if somebody's offended, I don't want to to pick on them, and I've heard a number of albums and other things with him and just. Noticed that that was really true. He wouldn't pick on someone unless they could take it and had a lot of fun with it. And I thought that was absolutely interesting, because that certainly wasn't, of course, the rep that he had and no, but it was   Greg Schwem ** 10:16 true. It is, and it doesn't take long to see as a as a comedian, when you're looking at an audience member and you're talking to them, it, you can tell very quickly, Are they enjoying this? Are they enjoying being the center of attention? A lot of people are, or are they uncomfortable with it? Now, I don't know that going in. I mean, I you know, of course. And again, that's a very small portion of my show is to talk to the audience, but it is something particularly today. I think audiences want to be more involved. I think they enjoy you talk you. Some of these, the new comedians in their 20s and 30s and so forth. Them, some of them are doing nothing, but what they call crowd work. So they're just doing 45 minutes of talking to the audience, which can be good and can be rough too, because you're working without a net. But I'm happy to give an audience a little bit of that. But I also have a lot of stuff that I want to say too. I mean, I work very hard coming up with material and and refining it, and I want to talk about what's going on in my life, too. So I don't want the audience to be the entire show, right?   Speaker 1 ** 11:26 And and they shouldn't be, because it isn't about that. But at the same time, it is nice to involve them. I find that as a keynote and public speaker, I find that true as well, though, is that audiences do like to be involved. And I do some things right at the outset of most talks to involve people, and also in involving them. I want to get them to last so that I start to draw them in, because later, when I tell the September 11 story, which isn't really a humorous thing. Directly,   Greg Schwem ** 12:04 i know i Good luck. I'm spinning 911 to make it I don't think I've ever heard anybody say, by the way, I was trapped in a building. Stick with me. It's kind of cute. It's got a funny ending. And   Speaker 1 ** 12:20 that's right, and it is hard I can, I can say humorous things along the way in telling the story, but, sure, right, but, but clearly it's not a story that, in of itself, is humorous. But what I realized over the years, and it's really dawned on me in the last four or five years is we now have a whole generation of people who have absolutely no memory of September 11 because they were children or they weren't even born yet. And I believe that my job is to not only talk about it, but literally to draw them into the building and have them walk down the stairs with me, and I have to be descriptive in a very positive way, so that they really are part of what's going on. And the reality is that I do hear people or people come up and say, we were with you when you were going down the stairs. And I think that's my job, because the reality is that we've got to get people to understand there are lessons to be learned from September 11, right? And the only real way to do that is to attract the audience and bring them in. And I think probably mostly, I'm in a better position to do that than most people, because I'm kind of a curious soul, being blind and all that, but it allows me to to draw them in and and it's fun to do that, actually. And I, and   Greg Schwem ** 13:52 I gotta believe, I mean, obviously I wasn't there, Michael, but I gotta believe there were moments of humor in people, a bunch of people going down the stairs. Sure, me, you put people get it's like, it's like when a bunch of people are in an elevator together, you know, I mean, there's I, when I look around and I try to find something humorous in a crowded and it's probably the same thing now, obviously it, you know, you got out in time. But I and, you know, don't that's the hotel phone, which I just hung up so but I think that I can totally see where you're going from, where, if you're if you're talking to people who have no recollection of this, have no memory where you're basically educating them on the whole event. I think you then you have the opportunity to tell the story in whatever way you see fit. And I think that however you choose to do it is there's no wrong way to do it, I guess is what I'm trying to get at.   Speaker 1 ** 14:55 Well, yeah, I think the wrong way is to be two. Graphic and morbid and morbid, but one of the things that I talk about, for example, is that a colleague of mine who was with me, David Frank, at about the 50th floor, suddenly said, Mike, we're going to die. We're not going to make it out of here. And as as I tell the audience, typically, I as as you heard my introduction at the beginning, I have a secondary teaching credential. And one of the things that you probably don't know about teachers is that there's a secret course that every teacher takes called Voice 101, how to yell at students and and so what I tell people is that when David said that, I just said in my best teacher voice, stop it, David, if Roselle and I can go down these stairs, so can you. And he told me later that that brought him out of his funk, and he ended up walking a floor below me and shouting up to me everything he saw. And it was just mainly, everything is clear, like I'm on floor 48 he's on 47/47 floor. Everything is good here, and what I have done for the past several years in telling that part of the story is to say David, in reality, probably did more to keep people calm and focused as we went down the stairs than anyone else, because anyone within the sound of his voice heard someone who was focused and sounded okay. You know, hey, I'm on the 44th floor. This is where the Port Authority cafeteria is not stopping. And it it helps people understand that we all had to do what we could to keep everyone from not panicking. And it almost happened a few times that people did, but we worked at it. But the i The idea is that it helps draw people in, and I think that's so important to do for my particular story is to draw them in and have them walk down the stairs with me, which is what I do, absolutely, yeah, yeah. Now I'm curious about something that keeps coming up. I hear it every so often, public speaker, Speaker experts and people who are supposedly the great gurus of public speaking say you shouldn't really start out with a joke. And I've heard that so often, and I'm going give me a break. Well, I think, I think it depends, yeah, I think   Greg Schwem ** 17:33 there's two schools of thought to that. I think if you're going to start out with a joke, it better be a really good one, or something that you either has been battle tested, because if it doesn't work now, you, you know, if you're hoping for a big laugh, now you're saying, Well, you're a comedian, what do you do? You know, I mean, I, I even, I just sort of work my way into it a little bit. Yeah, and I'm a comedian, so, and, you know, it's funny, Michael, I will get, I will get. I've had CEOs before say to me, Hey, you know, I've got to give this presentation next week. Give me a joke I can tell to everybody. And I always decline. I always it's like, I don't need that kind of pressure. And it's like, I can, I can, I can tell you a funny joke, but,   Michael Hingson ** 18:22 but you telling the   Greg Schwem ** 18:23 work? Yeah, deliver it. You know, I can't deliver it for you. Yeah? And I think that's what I also, you know, on that note, I've never been a big fan of Stand Up Comedy classes, and you see them all popping up all over the place. Now, a lot of comedy clubs will have them, and usually the you take the class, and the carrot at the end is you get to do five minutes at a comedy club right now, if that is your goal, if you're somebody who always like, Gosh, I wonder what it would like be like to stand up on stage and and be a comedian for five minutes. That's something I really like to try. By all means, take the class, all right. But if you think that you're going to take this class and you're going to emerge a much funnier person, like all of a sudden you you weren't funny, but now you are, don't take the class, yeah? And I think, sadly, I think that a lot of people sign up for these classes thinking the latter, thinking that they will all of a sudden become, you know, a comedian. And it doesn't work that way. I'm sorry you cannot teach unfunny people to be funny. Yeah, some of us have the gift of it, and some of us don't. Some of us are really good with our hands, and just know how to build stuff and how to look at things and say, I can do that. And some of us, myself included, definitely do not. You know, I think you can teach people to be more comfortable, more comfortable in front of an audience and. Correct. I think that is definitely a teachable thing, but I don't think that you can teach people to be funnier   Speaker 1 ** 20:10 and funnier, and I agree with that. I tend to be amazed when I keep hearing that one of the top fears in our world is getting up in front of an audience and talking with them, because people really don't understand that audiences, whatever you're doing, want you to succeed, and they're not against you, but we have just conditioned ourselves collectively that speaking is something to be afraid of?   Greg Schwem ** 20:41 Yes, I think, though it's, I'm sure, that fear, though, of getting up in front of people has only probably been exacerbated and been made more intense because now everybody in the audience has a cell phone and to and to be looking out at people and to see them on their phones. Yeah, you're and yet, you prepped all day long. You've been nervous. You've been you probably didn't sleep the night before. If you're one of these people who are afraid of speaking in public, yeah, and then to see people on their phones. You know, it used to bother me. It doesn't anymore, because it's just the society we live in. I just, I wish, I wish people could put their phones down and just enjoy laughing for 45 minutes. But unfortunately, our society can't do that anymore, so I just hope that I can get most of them to stop looking at it.   Speaker 1 ** 21:32 I don't make any comments about it at the beginning, but I have, on a number of occasions, been delivering a speech, and I hear a cell phone ring, and I'll stop and go, Hello. And I don't know for sure what the person with the cell phone does, but by the same token, you know they really shouldn't be on their phone and and it works out, okay, nobody's ever complained about it. And when I just say hello, or I'll go Hello, you don't say, you know, and things like that, but, but I don't, I don't prolong it. I'll just go back to what I was talking about. But I remember, when I lived in New Jersey, Sandy Duncan was Peter Pan in New York. One night she was flying over the audience, and there was somebody on his cell phone, and she happened to be going near him, and she just kicked the phone out of his hand. And I think that's one of the things that started Broadway in saying, if you have a cell phone, turn it off. And those are the announcements that you hear at the beginning of any Broadway performance today.   Greg Schwem ** 22:39 Unfortunately, people don't abide by that. I know you're still hearing cell phones go off, yeah, you know, in Broadway productions at the opera or wherever, so people just can't and there you go. There that just shows you're fighting a losing battle.   Speaker 1 ** 22:53 Yeah, it's just one of those things, and you got to cope with it.   Greg Schwem ** 22:58 What on that note, though, there was, I will say, if I can interrupt real quick, there was one show I did where nobody had their phone. It was a few years ago. I spoke at the CIA. I spoke for some employees of the CIA. And this might, this might freak people out, because you think, how is it that America's covert intelligence agency, you think they would be on their phones all the time. No, if you work there, you cannot have your phone on you. And so I had an audience of about 300 people who I had their total attention because there was no other way to they had no choice but to listen to me, and it was wonderful. It was just a great show, and I it was just so refreshing. Yeah,   Speaker 1 ** 23:52 and mostly I don't hear cell phones, but they do come up from time to time. And if they do, then you know it happens. Now my one of my favorite stories is I once spoke in Maryland at the Department of Defense, which anybody who knows anything knows that's the National Security Agency, but they call it the Department of Defense, as if we don't know. And my favorite story is that I had, at the time, a micro cassette recorder, and it died that morning before I traveled to Fort Meade, and I forgot to just throw it away, and it was in my briefcase. So I got to the fort, they searched, apparently, didn't find it, but on the way out, someone found it. They had to get a bird Colonel to come to decide what to do with it. I said, throw it away. And they said, No, we can't do that. It's yours. And they they decided it didn't work, and they let me take it and I threw it away. But it was so, so funny to to be at the fort and see everybody running around crazy. See, what do we do with this micro cassette recorder? This guy's been here for an hour. Yeah. So it's it. You know, all sorts of things happen. What do you think about you know, there's a lot of discussion about comedians who use a lot of foul language in their shows, and then there are those who don't, and people seem to like the shock value of that.   Greg Schwem ** 25:25 Yeah, I'm very old school in that. I guess my short answer is, No, I've never, ever been one of those comedians. Ever I do a clean show, I actually learned my lesson very early on. I think I think that I think comedians tend to swear because when they first start out, out of nerves, because I will tell you that profanity does get laughter. And I've always said, if you want to, if you want to experiment on that, have a comedian write a joke, and let's say he's got two shows that night. Let's say he's got an eight o'clock show and a 10 o'clock show. So let's say he does the joke in the eight o'clock and it's, you know, the cadence is bumper, bump up, bump up, bump up, punch line. Okay, now let's and let's see how that plays. Now let's now he does the 10 o'clock show and it's bumper, bump up, bump up F and Okay, yeah, I pretty much guarantee you the 10 o'clock show will get a bigger laugh. Okay? Because he's sort of, it's like the audience is programmed like, oh, okay, we're supposed to laugh at that now. And I think a lot of comedians think, Aha, I have just discovered how to be successful as a comedian. I will just insert the F word in front of every punch line, and you can kind of tell what comedians do that and what comedians I mean. I am fine with foul language, but have some jokes in there too. Don't make them. Don't make the foul word, the joke, the joke, right? And I can say another thing nobody has ever said to me, I cannot hire you because you're too clean. I've never gotten that. And all the years I've been doing this, and I know there's lots of comedians who who do work blue, who have said, you know, who have been turned down for that very reason. So I believe, if you're a comedian, the only way to get better is to work any place that will have you. Yeah, and you can't, so you might as well work clean so you can work any place that will have you, as opposed to being turned away.   Speaker 1 ** 27:30 Well, and I, and I know what, what happened to him and all that, but at the same time, I grew up listening to Bill Cosby and the fact that he was always clean. And, yeah, I understand everything that happened, but you can't deny and you can't forget so many years of humor and all the things that that he brought to the world, and the joy he brought to the world in so many ways.   Greg Schwem ** 27:57 Oh, yeah, no, I agree. I agree. And he Yeah, he worked everywhere. Jay Leno is another one. I mean, Jay Leno is kind of on the same wavelength as me, as far as don't let the profanity become the joke. You know, Eddie Murphy was, you know, was very foul. Richard Pryor, extremely foul. I but they also, prior, especially, had very intelligent material. I mean, you can tell and then if you want to insert your F bombs and so forth, that's fine, but at least show me that you're trying. At least show me that you came in with material in addition to the   Speaker 1 ** 28:36 foul language. The only thing I really have to say about all that is it? Jay Leno should just stay away from cars, but that's another story.   Greg Schwem ** 28:43 Oh, yeah, it's starting to   Greg Schwem ** 28:47 look that way. Yeah, it   Michael Hingson ** 28:49 was. It was fun for a while, Jay, but yeah, there's just two. It's like, Harrison Ford and plains. Yeah, same concept. At some point you're like, this isn't working out. Now I submit that living here in Victorville and just being out on the streets and being driven around and all that, I am firmly convinced, given the way most people drive here, that the bigoted DMV should let me have a license, because I am sure I can drive as well as most of the clowns around here. Yeah, so when they drive, I have no doubt. Oh, gosh. Well, you know, you switched from being a TV journalist and so on to to comedy. Was it a hard choice? Was it really difficult to do, or did it just seem like this is the time and this is the right thing to do. I was   Greg Schwem ** 29:41 both, you know, it was hard, because I really did enjoy my job and I liked, I liked being a TV news reporter. I liked, I liked a job that was different every day once you got in there, because you didn't know what they were going to send you out to do. Yes, you had. To get up and go to work every day and so forth. So there's a little bit of, you know, there's a little bit of the mundane, just like there is in any job, but once you were there, I liked, just never known what the day would bring, right? And and I, I think if I'd stayed with it, I think I think I could have gone pretty far, particularly now, because the now it's more people on TV are becoming more entertainers news people are becoming, yeah, they are. A lot of would be, want to be comedians and so forth. And I don't particularly think that's appropriate, but I agree. But so it was hard to leave, but it gets back to what I said earlier. At some point, you got to say, I was seeing comedians making money, and I was thinking, gosh, you know, if they're making money at this I I'm not hilarious, but I know I'm funnier than that guy. Yeah, I'm funnier than her, so why not? And I was young, and I was single, and I thought, if I if I don't try it now, I never will. And, and I'll bet there's just some hilarious people out there, yeah, who who didn't ever, who just were afraid   Michael Hingson ** 31:14 to take that chance, and they wouldn't take the leap, yeah,   Greg Schwem ** 31:16 right. And now they're probably kicking themselves, and I'm sure maybe they're very successful at what they do, but they're always going to say, what if, if I only done this? I don't ever, I don't, ever, I never, ever wanted to say that. Yeah,   Speaker 1 ** 31:31 well, and there's, there's something to be said for being brave and stepping out and doing something that you don't expect, or that you didn't expect, or that you weren't sure how it was going to go, but if you don't try, then you're never going to know just how, how much you could really accomplish and how much you can really do. And I think that the creative people, whatever they're being creative about, are the people who do step out and are willing to take a chance.   Greg Schwem ** 31:59 Yeah, yeah. And I told my kids that too. You know, it's just like, if it's something that you're passionate about, do it. Just try it. If it doesn't work out, then at least you can say I tried   Speaker 1 ** 32:09 it and and if it doesn't work out, then you can decide, what do I need to do to figure out why it didn't work out, or is it just not me? I want   Greg Schwem ** 32:18 to keep going? Yeah. Yeah. Yeah.   Speaker 1 ** 32:21 So what is the difference between being a nightclub comedian and a corporate comedian? Because they are somewhat different. I think I know the answer. But what would you say that the differences between them? I think   Greg Schwem ** 32:33 the biggest thing is the audiences. I think when you when you are a nightclub comedian, you are working in front of people who are there to be entertained. Yeah, they, they paid money for that. That's what they're expecting. They, they, at some point during the day, they said, Hey, let's, let's go laugh tonight. That's what we really want to do when you're working in front of a corporate audiences. That's not necessarily the case. They are there. I primarily do business conferences and, you know, association meetings and so forth. And I'm just one cog in the wheel of a whole day's worth of meetings are, for the most part, very dry and boring, maybe certainly necessary educational. They're learning how to do their job better or something. And then you have a guy like me come in, and people aren't always ready to laugh, yeah, despite the fact that they probably need to, but they just they're not always in that mindset. And also the time of day. I mean, I do a lot of shows at nine in the morning. I do shows after lunch, right before lunch. I actually do very few shows in the evening, believe it or not. And so then you you have to, you kind of have to, in the while you're doing your act or your presentation or your speech, as I call it, you kind of have to let them know that it is okay. What you're doing is okay, and they should be okay with laughing. They shouldn't be looking around the whole time wondering if other people are laughing. You know, can I, can I? Can I tell you a quick story about how I drive that point home. Why not? Yeah, it's, I'll condense it into like five minutes. I mentioned that I worked on that I work on cruise ships occasionally, and I one night I was performing, and it was the first night of the cruise. And if anybody's ever been on a cruise, note, the first night, first night entertainers don't like the first night because people are tired. You know, they're they're a little edgy because they've been traveling all day. They're they're confused because they're not really sure where they're going on a ship. And the ones that have got it figured out usually over serve themselves because they're on vacation. So you put all that, so I'm doing my show on the first. Night, and it's going very well. And about five, six minutes in, I do a joke. Everybody laughs. Everybody shuts up. And from the back of the room in total darkness, I hear hat just like that. And I'm like, All right, you know, probably over served. So the rule of comedy is that everybody gets like. I was like, I'll let it go once, yeah. So I just kind of looked off in that direction, didn't say anything. Kept going with my active going with my act. About 10 minutes later, same thing happens. I tell a joke. Everybody laughs. Everybody shuts up. Hat now I'm like, Okay, I have got to, I've got to address the elephant in the room. So I think I just made some comment, like, you know, I didn't know Roseanne Barr was on this cruise, you know, because that was like the sound of the Yeah. Okay, everybody laugh. Nothing happened about five minutes later. It happens a third time. And now I'm just like, this is gonna stop. I'm going to put a stop to this. And I just fired off. I can't remember, like, three just like, hey man, you know you're you're just a little behind everybody else in this show and probably in life too, that, you know, things like that, and it never happened again. So I'm like, okay, mission accomplished on my part. Comedians love it when we can shut up somebody like that. Anyway. Show's over, I am out doing a meet and greet. Some guy comes up to me and he goes, hey, hey, you know that kid you were making fun of is mentally handicapped. And now, of course, I don't know this, but out of the corner of my eye, I see from the other exit a man pushing a son, his son in a wheelchair out of the showroom. And I'm just like, Oh, what have I done? And yeah. And of course, when you're on a cruise, you're you're on a cruise. When you're a cruise ship entertainer, you have to live with your audience. So I couldn't hide. I spent like the next three days, and it seemed like wherever I was, the man and his son in the wheelchair were nearby. And finally, on the fourth day, I think was, I was waiting for an elevator. Again, 3500 people on this ship, okay, I'm waiting for an elevator. The elevator door opens. Guess who are the only two people the elevator, the man and his son. And I can't really say I'll wait for the next one. So I get on, and I said to this the father, I said, I just want you to know I had no idea. You know, I'm so sorry. I can't see back there, this kind of thing. And the dad looks at me. He puts his hand up to stop me, and he points to me, and he goes, I thought you were hysterical. And it was, not only was it relief, but it kind of, it's sort of a lesson that if you think something is funny, you should laugh at it. Yeah. And I think sometimes in corporate America, my point in this. I think sometimes when you do these corporate shows, I think that audience members forget that. I think very busy looking around to see if their immediate boss thinks it's funny, and eventually everybody's looking at the CEO to see if they're like, you know, I think if you're doing it that way, if that's the way you're you're approaching humor. You're doing yourself a disservice, if right, stopping yourself from laughing at something that you think is funny.   Speaker 1 ** 38:09 I do think that that all too often the problem with meetings is that we as a as a country, we in corporations, don't do meetings, right anyway, for example, early on, I heard someone at a convention of the National Federation of the Blind say he was the new executive director of the American Foundation for the Blind, and he said, I have instituted a policy, no Braille, no meetings. And what that was all about was to say, if you're going to have a meeting, you need to make sure that all the documentation is accessible to those who aren't going to read the print. I take it further and say you shouldn't be giving out documentation during the meeting. And you can use the excuse, well, I got to get the latest numbers and all that. And my point is, you shouldn't be giving out documentation at a meeting, because the meeting is for people to communicate and interact with each other. And if you're giving out papers and so on, what are people going to do? They're going to read that, and they're not going to listen to the speakers. They're not going to listen to the other people. And we do so many things like that, we've gotten into a habit of doing things that become so predictable, but also make meetings very boring, because who wants to look at the papers where you can be listening to people who have a lot more constructive and interesting things to say anyway?   Greg Schwem ** 39:36 Yeah, yeah. I think, I think COVID definitely changed, some for the some for the better and some for the worse. I think that a lot of things that were done at meetings COVID and made us realize a lot of that stuff could be done virtually, that you didn't have to just have everybody sit and listen to people over and over and over again.   Speaker 1 ** 39:58 But unless you're Donald Trump. Up. Yeah, that's another story.   Greg Schwem ** 40:02 Yes, exactly another podcast episode. But, yeah, I do think also that. I think COVID changed audiences. I think, you know, we talked a little bit earlier about crowd work, right, and audiences wanting to be more involved. I think COVID precipitated that, because, if you think about it, Michael, for two and a half years during COVID, our sole source of entertainment was our phone, right? Which meant that we were in charge of the entertainment experience. You don't like something, swipe left, scroll down, scroll, scroll, scroll, find something else. You know, that kind of thing. I'm not I'm not entertained in the next four or five seconds. So I'm going to do this. And I think when live entertainment returned, audiences kind of had to be retrained a little bit, where they had to learn to sit and listen and wait for the entertainment to come to them. And granted, it might not happen immediately. It might not happen in the first five seconds, but you have to just give give people like me a chance. It will come to you. It will happen, but it might not be on your timetable,   Speaker 1 ** 41:13 right? Well, and I think that is all too true for me. I didn't find didn't find COVID to be a great inconvenience, because I don't look at the screen anyway, right? So in a sense, for me, COVID wasn't that much of a change, other than not being in an office or not being physically at a meeting, and so I was listening to the meeting on the computer, and that has its nuances. Like you don't necessarily get the same information about how everyone around you is reacting, but, but it didn't bother me, I think, nearly as much as it did everyone else who has to look at everyone. Of course, I have no problems picking on all those people as well, because what I point out is that that disabilities has to be redefined, because every one of you guys has your own disability. You're light dependent, and you don't do well when there's dark, when, when the dark shows up and and we now have an environment where Thomas Edison invented the electric light bulb, and we've spent the last 147 years doing everything we can to make sure that light is pretty ubiquitous, but it doesn't change a thing when suddenly the power goes out and you don't have immediate access to light. So that's as much a disability as us light, independent people who don't   Greg Schwem ** 42:36 care about that, right? Right? I hear, I agree, but it is but   Speaker 1 ** 42:41 it is interesting and and it is also important that we all understand each other and are willing to tolerate the fact that there are differences in people, and we need to recognize that with whatever we're doing.   42:53 Yeah, I agree.   Speaker 1 ** 42:57 What do you think about so today, we have obviously a really fractured environment and fractured country, and everyone's got their own opinions, and nobody wants to talk about anything, especially politics wise. How do you think that's all affecting comedy and what you get to do and what other people are doing?   Greg Schwem ** 43:18 Well, I think Pete, I think there's, there's multiple answers to that question too. I think, I think it makes people nervous, wondering what the minute a comedian on stage brings up politics, the minute he starts talking about a politician, whether it's our president, whether it's somebody else, you can sense a tension in the room a little bit, and it's, it's, I mean, it's funny. I, one of my best friends in comedy, got to open for another comedian at Carnegie Hall a couple of years ago, and I went to see him, and I'm sitting way up in the top, and he is just crushing it. And then at one point he he brought up, he decided to do an impression of Mitch McConnell, which he does very well. However, the minute he said, Mitch McConnell, I you could just sense this is Carnegie freaking Hall, and after the show, you know, he and I always like to dissect each other's shows. That's what comedians do. And I just said to him, I go. Why did you decide to insert Mitch McConnell in there? And I, and I didn't say it like, you moron, that was stupid, yeah, but I was genuinely curious. And he just goes, well, I just really like doing that bit, and I like doing that voice and so forth, but, and it's not like the show crashed and burned afterwards. No, he did the joke, and then he got out of it, and he went on to other stuff, and it was fine, but I think that people are just so on their guard now, yeah, and, and that's why, you know, you know Jay Leno always said he was an equal opportunity offender. I think you will do better with politics if you really want. Insert politics into your act. I think he would be better making fun of both sides. Yeah, it's true. Yeah. And I think too often comedians now use the the stage as kind of a Bully, bully pulpit, like I have microphone and you don't. I am now going to give you my take on Donald Trump or the Democrats or whatever, and I've always said, talk about anything you want on stage, but just remember, you're at a comedy club. People came to laugh. So is there a joke in here? Yeah, or are you just ranting because you gotta be careful. You have to get this off your chest, and your way is right. It's, it's, you know, I hate to say it, but that's, that's why podcast, no offense, Michael, yours, is not like this. But I think one of the reasons podcasters have gotten so popular is a lot of people, just a lot of podcast hosts see a podcast is a chance to just rant about whatever's on their mind. And it's amazing to me how many podcast hosts that are hosted by comedians have a second guy have a sidekick to basically laugh and agree with whatever that person says. I think Joe Rogan is a classic example, and he's one of the most popular ones. But, and I don't quite understand that, because you know, if you're a comedian, you you made the choice to work solo, right? So why do you need somebody else with you?   Speaker 1 ** 46:33 I'm I'm fairly close to Leno. My remark is a little bit different. I'm not so much an equal opportunity offender as I am an equal opportunity abuser. I'll pick on both sides if politics comes into it at all, and it's and it's fun, and I remember when George W Bush was leaving the White House, Letterman said, Now we're not going to have anybody to joke about anymore. And everyone loved it. But still, I recognize that in the world today, people don't want to hear anything else. Don't confuse me with the facts or any of that, and it's so unfortunate, but it is the way it is, and so it's wiser to stay away from a lot of that, unless you can really break through the barrier,   Greg Schwem ** 47:21 I think so. And I also think that people, one thing you have to remember, I think, is when people come to a comedy show, they are coming to be entertained. Yeah, they are coming to kind of escape from the gloom and doom that unfortunately permeates our world right now. You know? I mean, I've always said that if you, if you walked up to a comedy club on a Saturday night, and let's say there were 50 people waiting outside, waiting to get in, and you asked all 50 of them, what do you hope happens tonight? Or or, Why are you here? All right, I think from all 50 you would get I would just like to laugh, yeah, I don't think one of them is going to say, you know, I really hope that my opinions on what's happening in the Middle East get challenged right now, but he's a comedian. No one is going to say that. No, no. It's like, I hope I get into it with the comedian on stage, because he thinks this way about a woman's right to choose, and I think the other way. And I really, really hope that he and I will get into an argument about to the middle of the   Speaker 1 ** 48:37 show. Yeah, yeah. That's not why people come?   Greg Schwem ** 48:40 No, it's not. And I, unfortunately, I think again, I think that there's a lot of comedians that don't understand that. Yeah, again, talk about whatever you want on stage, but just remember that your your surroundings, you if you build yourself as a comedian,   48:56 make it funny. Yeah, be funny.   Speaker 1 ** 49:00 Well, and nowadays, especially for for you, for me and so on, we're we're growing older and and I think you point out audiences are getting younger. How do you deal with that?   Greg Schwem ** 49:12 Well, what I try to do is I a couple of things. I try to talk as much as I can about topics that are relevant to a younger generation. Ai being one, I, one of the things I do in my my show is I say, oh, you know, I I really wasn't sure how to start off. And when you're confused these days, you you turn to answer your questions. You turn to chat GPT, and I've actually written, you know, said to chat GPT, you know, I'm doing a show tonight for a group of construction workers who work in the Midwest. It's a $350 million company, and it says, try to be very specific. Give me a funny opening line. And of course, chat GPT always comes up with some. Something kind of stupid, which I then relate to the audience, and they love that, you know, they love that concept. So I think there's, obviously, there's a lot of material that you can do on generational differences, but I, I will say I am very, very aware that my audience is, for the most part, younger than me now, unless I want to spend the rest of my career doing you know, over 55 communities, not that they're not great laughers, but I also think there's a real challenge in being older than your audience and still being able to make them laugh. But I think you have to remember, like you said, there's there's people now that don't remember 911 that have no concept of it, yeah, so don't be doing references from, say, the 1980s or the early 1990s and then come off stage and go, Man, nobody that didn't hit at all. No one, no one. They're stupid. They don't get it. Well, no, they, they, it sounds they don't get it. It's just that they weren't around. They weren't around, right? So that's on you.   Speaker 1 ** 51:01 One of the things that you know people ask me is if I will do virtual events, and I'll do virtual events, but I also tell people, the reason I prefer to do in person events is that I can sense what the audience is doing, how they're reacting and what they feel. If I'm in a room speaking to people, and I don't have that same sense if I'm doing something virtually, agreed same way. Now for me, at the same time, I've been doing this now for 23 years, so I have a pretty good idea in general, how to interact with an audience, to draw them in, even in a virtual environment, but I still tend to be a little bit more careful about it, and it's just kind of the way it is, you know, and you and you learn to deal with it well for you, have you ever had writer's block, and how did you deal with it?   Greg Schwem ** 51:57 Yes, I have had writer's block. I don't I can't think of a single comedian who's never had writer's block, and if they say they haven't, I think they're lying when I have writer's block, the best way for me to deal with this and just so you know, I'm not the kind of comedian that can go that can sit down and write jokes. I can write stories. I've written three books, but I can't sit down and just be funny for an hour all by myself. I need interaction. I need communication. And I think when I have writer's block, I tend to go out and try and meet strangers and can engage them in conversation and find out what's going on with them. I mean, you mentioned about dealing with the younger audience. I am a big believer right now in talking to people who are half my age. I like doing that in social settings, because I just, I'm curious. I'm curious as to how they think. I'm curious as to, you know, how they spend money, how they save money, how what their hopes and dreams are for the future, what that kind of thing, and that's the kind of stuff that then I'll take back and try and write material about. And I think that, I think it's fun for me, and it's really fun to meet somebody who I'll give you a great example just last night. Last night, I was I there's a there's a bar that I have that's about 10 a stone's throw from my condo, and I love to stop in there and and every now and then, sometimes I'll sit there and I won't meet anybody, and sometimes different. So there was a guy, I'd say he's probably in his early 30s, sitting too over, and he was reading, which I find intriguing, that people come to a bar and read, yeah, people do it, I mean. And I just said to him, I go, and he was getting ready to pay his bill, and I just said, if you don't mind me asking, What are you reading? And he's like, Oh, it's by Ezra Klein. And I go, you know, I've listened to Ezra Klein before. And he goes, Yeah, you know? He says, I'm a big fan. And debt to debt to dad. Next thing, you know, we're just, we're just riffing back and forth. And I ended up staying. He put it this way, Michael, it took him a very long time to pay his bill because we had a conversation, and it was just such a pleasure to to people like that, and I think that, and it's a hard thing. It's a hard thing for me to do, because I think people are on their guard, a little bit like, why is this guy who's twice my age talking to me at a bar? That's that seems a little weird. And I would get that. I can see that. But as I mentioned in my latest book, I don't mean because I don't a whole chapter to this, and I I say in the book, I don't mean you any harm. I'm not trying to hit on you, or I'm not creepy old guy at the bar. I am genuinely interested in your story. And. In your life, and and I just, I want to be the least interesting guy in the room, and that's kind of how I go about my writing, too. Is just you, you drive the story. And even though I'm the comedian, I'll just fill in the gaps and make them funny.   Speaker 1 ** 55:15 Well, I know that I have often been invited to speak at places, and I wondered, What am I going to say to this particular audience? How am I going to deal with them? They're they're different than what I'm used to. What I found, I guess you could call that writer's block, but what I found is, if I can go early and interact with them, even if I'm the very first speaker, if I can interact with them beforehand, or if there are other people speaking before me, invariably, I will hear things that will allow me to be able to move on and give a relevant presentation specifically to that group, which is what it's really all about. And so I'm with you, and I appreciate it, and it's good to get to the point where you don't worry about the block, but rather you look at ways to move forward and interact with people and make it fun, right,   Greg Schwem ** 56:13 right? And I do think people, I think COVID, took that away from us a little bit, yeah, obviously, but I but, and I do think people missed that. I think that people, once you get them talking, are more inclined to not think that you're you have ulterior motives. I think people do enjoy putting their phones down a little bit, but it's, it's kind of a two way street when I, when I do meet people, if it's if it's only me asking the questions, eventually I'm going to get tired of that. Yeah, I think there's a, there has to be a reciprocity thing a little bit. And one thing I find is, is with the Gen Z's and maybe millennials. They're not, they're not as good at that as I think they could be. They're more they're they're happy to talk about themselves, but they're not really good at saying so what do you do for a living? Or what you know, tell me about you. And I mean, that's how you learn about other people. Yeah,   Speaker 1 ** 57:19 tell me about your your latest book, Turning gut punches into punchlines. That's a interesting title, yeah, well, the more   Greg Schwem ** 57:26 interesting is the subtitle. So it's turning gut punches into punch punch lines, A Comedian's journey through cancer, divorce and other hilarious stuff.   Speaker 1 ** 57:35 No, like you haven't done anything in the world. Okay, right? So   Greg Schwem ** 57:38 other than that, how was the play, Mrs. Lincoln. Yeah, exactly. See, now you get that reference. I don't know if I could use that on stage, but anyway, depend on your audience. But yeah, they're like, What's he talking   Speaker 1 ** 57:50 who's Lincoln? And I've been to Ford theater too, so that's okay, yes, as have I. So it was much later than, than, well, than Lincoln, but that's okay.   Greg Schwem ** 57:58 You're not that old, right? No. Well, okay, so as the title, as the title implies, I did have sort of a double, double gut punch, it just in the last two years. So I, I got divorced late in life, after 29 years of marriage. And while that was going on, I got a colon cancer diagnosis and and at this end, I was dealing with all this while also continuing work as a humor speaker, okay, as a comedian. And I just decided I got it. First of all, I got a very clean bill of health. I'm cancer free. I am finally divorced so and I, I started to think, I wonder if there's some humor in this. I I would, I would, you know, Michael, I've been on stage for like, 25 years telling people that, you know, you can find something funny to laugh at. You can find humor in any situation. It's kind of like what you're talking about all the people going down the stairs in the building in the world trade center. All right, if you look around enough, you know, maybe there's something funny, and I've been preaching that, but I never really had to live that until now. And I thought, you know, maybe there's something here. Maybe I can this is my chance now to embrace new experiences. It was kind of when I got divorced, when you've been married half your life and all of a sudden you get divorced, everything's new to you, yeah, you're, you're, you're living alone, you you're doing things that your spouse did, oh, so many years. And you're having to do those, and you're having to make new friends, yeah, and all of that, I think, is very humorous. So the more I saw a book in there that I started writing before the cancer diagnosis, and I thought was there enough here? Just like, okay, a guy at 60 years old gets divorced now what's going to happen to him? The diagnosis? Kind. Made it just added another wrinkle to the book, because now I have to deal with this, and I have to find another subject to to make light of a little bit. So the book is not a memoir, you know, I don't start it off. And, you know, when I was seven, you know, I played, you know, I was, I went to this school night. It's not that. It's more just about reinvention and just seeing that you can be happy later in life, even though you have to kind of rewrite your your story a little   Speaker 1 ** 1:00:33 bit. And I would assume, and I would assume, you bring some of that into your ACT every so   Greg Schwem ** 1:00:38 very much. So yeah, I created a whole new speech called Turning gut punches into punchlines. And I some of the stuff that I, that I did, but, you know, there's a chapter in the book about, I about gig work, actually three chapters I, you know, I went to work for Amazon during the Christmas holiday rush, just scanning packages. I wanted to see what that was like. I drove for Uber I which I did for a while. And to tell you the truth, I miss it. I ended up selling my car, but I miss it because of the what we just talked about. It was a great way to communicate with people. It was a great way to talk to people, find out about them, be the least interesting person in the car, anyway. And there's a chapter about dating and online dating, which I had not had to do in 30 years. There's a lot of humor in that. I went to therapy. I'd never gone to therapy before. I wrote a chapter about that. So I think people really respond to this book, because they I think they see a lot of themselves in it. You know, lots of people have been divorced. There's lots of cancer survivors out there, and there's lots of people who just suddenly have hit a speed bump in their life, and they're not really sure how to deal with it, right? And my way, this book is just about deal with it through laughter. And I'm the perfect example.   Speaker 1 ** 1:01:56 I hear you, Oh, I I know, and I've been through the same sort of thing as you not a divorce, but my wife and I were married for 40 years, and she passed away in November of 2022 after 40 years of marriage. And as I tell people, as I tell people, I got to be really careful, because she's monitoring me from somewhere, and if I misbehave, I'm going to hear about it, so I got to be a good kid, and I don't even chase the women so. But I also point out that none of them have been chasing me either, so I guess I just do what we got to do. But the reality is, I think there are always ways to find some sort of a connection with other people, and then, of course, that's what what you do. It's all about creating a connection, creating a relationship, even if it's only for a couple of hours or an hour or 45 minutes, but, but you do it, which is what it's all about?   Greg Schwem ** 1:02:49 Yeah, exactly. And I think the funniest stuff is real life experience. Oh, absolutely, you know. And if people can see themselves in in what I've written, then I've done my job as a writer.   Speaker 1 ** 1:03:03 So do you have any plans to retire?   Greg Schwem ** 1:03:06 Never. I mean, good for you retire from what   1:03:09 I know right, making fun of people   Greg Schwem ** 1:03:12 and making them laugh. I mean, I don't know what I would do with myself, and even if I there's always going to be I don't care how technology, technologically advanced our society gets. People will always want and need to laugh. Yeah, they're always going to want to do that. And if they're want, if they're wanting to do that, then I will find, I will find a way to get to them. And that's why I, as I said, That's why, like working on cruise ships has become, like a new, sort of a new avenue for me to make people laugh. And so, yeah, I don't I there's, there's no way. I don't know what else I would do with   Speaker 1 ** 1:03:53 myself, well and from my perspective, as long as I can inspire people, yes, I can make people think a little bit and feel better about themselves. I'm going to do it right. And, and, and I do. And I wrote a book during COVID that was published last August called Live like a guide dog. And it's all about helping people learn to control fear. And I use lessons I learned from eight guide dogs and my wife service dog to do that. My wife was in a wheelchair her whole life. Great marriage. She read, I pushed worked out well, but, but the but the but the bottom line is that dogs can teach us so many lessons, and there's so much that we can learn from them. So I'm grateful that I had the opportunity to create this book and and get it out there. And I think that again, as long as I can continue to inspire people, I'm going to do it. Because   Greg Schwem ** 1:04:47 why wouldn't you? Why wouldn't I exactly right? Yeah, yeah. So,   Speaker 1 ** 1:04:51 I mean, I think if I, if I stopped, I think my wife would beat up on me, so I gotta be nice exactly. She's monitoring from somewhere

AP correspondent Julie Walker reports on deadly flooding in the Northeast Monday.

Tonight on NJ Spotlight News, a state of emergency is declared across New Jersey after severe flash flooding turned deadly. Plus, a grand jury has decided not to charge the police officer who shot and killed Fort Lee resident Victoria Lee last year. Also, the latest changes for plans to revamp New Jersey's coastal development rules are not sitting well with either environmentalists or business groups. And, the U.S. Senate weighs whether to pull funding for public media like NJ PBS.

Get a rundown on what's included — and not included — in New Jersey's $58.8 billion budget for fiscal year 2026.Topics discussed:Overall thoughts on the budget from the business community's perspectiveTax increasesAssistance to businessesProperty tax reliefMaintaining a budget surplusImpact of the One Big Beautiful Bill Act on New JerseyResources:More about New Jersey's budget

Yesterday's Sports is part of the Sports History Network - The Headquarters For Sports Yesteryear.EPISODE SUMMARYEvery dedicated baseball fan knows that the New York Yankees dominated Major League Baseball from 1921 to 1964, winning 29 pennants and 20 World Series titles. However, that dominance abruptly ended from 1965 to 1969. During those five years, the Yankees had only one winning season, and even that was just barely, finishing with an 83-79 record in 1968.They finished the 1969 season with a record of 80–81, so hopes weren't high for 1970........You can read the full blog post here.YESTERDAY'S SPORTS BACKGROUNDHost Mark Morthier grew up in New Jersey just across the river from New York City during the 1970s, a great time for sports in the area. He relives great moments from this time and beyond, focusing on football, baseball, basketball, and boxing. You may even see a little Olympic Weightlifting in the mix, as Mark competed for eight years. See Mark's book below.No Nonsense, Old School Weight Training: A Guide For People With Limited TimeRunning Wild: (Growing Up In The 1970s)Mentioned in this episode:Sports History Network theme songThis theme song was produced by Ron "Tyke" Oliver of Music Meets Sportz https://sites.google.com/view/sportsfanztastic/sports-history-network?authuser=0

Hollywood, baby! The glitz! The glamour! The ever-changing business models! This week, The Indicator is going to the movies. Starting today with the history of Hollywood and where it began.... New Jersey!Related episode: The Origin Of The OscarsFor sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Back from vacation... started this week with the Air India crash report and it sounds like murder/suicide... then got into the United States promising more weapons for Ukraine. Also the Epstein files controversy, S. Korea ex-prez jailed again, Syria sectarian violence related, Gavin Newsom starts campaigning, California pot farm raid, Irish anti-migrant protests, and a New Jersey substitute teacher pleasures self; finishes in elementary school (numerous times.) Music: Daisy Grenade/"Hypocrite"

Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock' on Thursday, 7/17. Keith discusses the rising cost of real estate, predicting that million-dollar homes will become common by 2033 due to: supply scarcity, demographic demand, inflation, and regulatory costs. Over half of U.S. states have cities with starter home prices over $1 million.  Hear about the challenges of investing in beach towns, citing rising insurance costs and maintenance expenses GRE Investment Coach, Naresh, joins the conversation to highlight the BRRRR strategy for income property investment. Resources: Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock' on Thursday, 7/17. Show Notes: GetRichEducation.com/562 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, million dollar homes will be normal by 2033 I'll discuss why and exactly where they'll be arriving. Why are more beach towns going bust? What's in the big, beautiful bill for real estate investors? Then how to own income property with just 10% equity in it today on get rich education.    Keith Weinhold  0:28   Mid South home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated, there's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Speaker 1  1:53   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:10   Welcome to GRE from Palm Bay Florida to Palm Springs, California and across 188 nations worldwide, you are inside one of the longest running and most listened to shows on real estate investing. This is Get Rich Education. I'm your host. Keith Weinhold, I think you know that by now, you can also find my written work in both Forbes and the USA. Today, million dollar homes could be coming to right where you live only as the average home, a typical home. Best said is the million dollar median priced home. They're increasingly common across America. We're going to look at the exact areas where this is going to happen next, and why. Though, real estate prices are only up about 2% annually. This time, a plethora of forces are conspiring to push median American home prices ever higher to a million bucks by 2033 the reasons for ever higher future prices on a national basis are supply scarcity. Though, homes aren't as scarce as they were, say three years ago, incessant demographic demand, continued inflation, tariff pressures, heightened regulatory costs, the rate lock in effect remote work and a perpetual construction labor shortage that makes it easier to find a unicorn than, say, a good plumber out there. All these things are conspiring to push long term prices up, up, up, and sadly, this will make first time home buyer dreams, well only dreams, not a reality for so many Americans. CBS News recently called first time homebuyers an endangered species for this reason. Hmm. Then I wonder if the US Fish and Wildlife Service is now protecting these beleaguered, endangered first time homebuyers. Now the typical Canadian single family home costs 779,500 Canadian dollars today. And get this now, of course, some US regions will have rising prices, and others falling prices in the shorter term, although the general direction is up, but more than half of us, states, 28 out of 50, already have at least one city where the median price for a starter home, just a starter home, is a million dollars or more. This is per realtor.com economist. More than half of states have that condition. Now I want a starter home that's defined as 80% or less of the price of an area's median Well, here we go. It is not just trophy cities anymore that are on the precipice of the million dollar club. It's these moderately priced cities that are next in line, and one trend is that they're located near already expensive markets. For example, Stockton, California is two hours inland from San Francisco, and Stockton is best known for well being two hours from San Francisco. That's about it, all right. Well, here is the 2023 median price. And it's 2033 projection, only eight years away, really, just a little over seven years away. This is where we're going. All right, Boise, from 465k up to $1,163,000 million $163,000 Boston, from 623k to 992k and again, these are 2023 median home prices, and then what they're projected to be in 2033 as these million dollar homes become typical, just in these somewhat moderately priced. US areas, let's continue Colorado Springs. 455k up to $1,020,000 I've made two trips to Colorado Springs in the past two years. I really like it. They're really livable with a nice little airport Denver. 548k up to $1,297,000 Honolulu, 638k up to $1,144,000 Portland, 501k to more than doubling to $1,052,000 Sacramento, 558 up to over $1.1 million Salt Lake City, more than doubling from 493k up to $1,064,000 Seattle, 694k up to $1,486,000 and finally, the aforementioned their Stockton, California, 579k up to $1,447,000 million dollar homes are increasingly abundant into places that are surely Not trophy cities anymore. They're projected to come to all these places by 2033 and this is very realistic, because consider this, what will a million dollars even be worth in 2033 just a little more than seven years away, what will a million dollars even be worth then at 3% inflation, just $789,400 All right. Well, what should you do with this information? It gives you perspective, waiting is not helping get comfy with million dollar homes that are like just kind of all right? And here's the thing, a million dollar home that used to be like posh that used to come with a waterfront view or a celebrity neighbor, and today you just get a popcorn ceiling in a mysterious draft in some entire counties, like I've told you before, in San Mateo County, California, the median home price is already over $2 million just an average home county wide. And I also mentioned to you that there's another California County, Santa Clara, California, where the median price is over $2 million but there are more Nantucket, Massachusetts, Pitkin, Colorado and Teton County, Wyoming, all over $2 million county wide. I mean, in places like this, a million dollar home is a gut job. I mean, it needs a renovation. In these places, a million dollar home costs less than half of the county median. So therefore it is so broken down that you might not even be able to get a conventional loan for that property. And notice that the Sun Belt is not on any of these lists for now, despite its growth, there's still vast land and cheaper housing there the southeast and the Midwest, they still feel like America's affordable housing frontier. But you've got to wonder, for how long and what else does this continued low affordability mean? It's the American. Emerging trend that few people see coming, but we've talked about here, it's that common tidal wave, this horde of new renters that are coming, priced out of million dollar homes. Your renters are coming, and what does this mean for you? Well, consider owning low cost rental property in those low cost parts of the nation. We help you do that here, completely free, at GRE investment coach.com a tidal wave of future renter demand means higher rents and higher occupancy rates. Your renters are coming.   Keith Weinhold  10:39   now, last week, on the show, I discussed the Airbnb arms race, how short term rentals really need a serious glow up and some major investment to compete in a lot of markets anymore. This week, let's discuss the trends in another real estate niche that's largely fallen on some harder times, and that is investing in beach town, something that might be more top of mind for us, as we are here in mid summer. The very best beach town for a bikini slim budget is Pascagoula, Mississippi, a gulf shore escape, where the typical listing will run you a mere 166k can you believe that now this gulf coast town of 22,000 people, it is somewhat of an aberration, though, be careful, Pascagoula is affected by a FEMA rule that really limits the amount of renovation that you can do there? Atlantic City, New Jersey, it's another beach town with a jaw droppingly Low typical list price of 242k yeah. Atlantic City, AC is the name long synonymous with gambling and Trump property port. Ritchie, Florida is another notably cheap beach town with just a 255k typical list price. And it's notable because back in 2019 GRE did a real estate field trip there where I and the property provider and a few speakers, we hosted you, and then we toured properties together in a coach, a tour bus, but those neighborhoods were actually about two miles inland, Myrtle Beach, South Carolina, still just 299k. Corpus Christi, Texas and Ocean City, Maryland, are two more notably cheap beach towns now, especially after talking about the million dollar homes and then you hearing about these cheap beach towns. You might be wondering, gosh, should I buy property for cheap in these beach towns? But, you know, buying the beach house is just the start. Rising. Insurance costs and maintenance costs have forced a lot of investors to question whether beach homes are too big of a gamble now with a few investor profiles here were interviewed first Levi Rogers, a retired Green Beret and a real estate broker in San Antonio, he recently shared how his property on the Gulf Coast went from $3,200 a year for insurance to over $11,000 and that's if you can even get coverage without bizarre exclusions, throw in new flood zone Redeterminations and wild HOA fee hikes due to inflation, and your profits are wiped out in an instant. That's what Levi Rogers says about his particular situation. Honestly, coastal property makes me more nervous than my first Million Dollar Listing. Despite loving beachfront real estate, that's what Los Angeles real estate agent Wesley Kang says he's seen changes that would shock most investors. Insurance costs broke another record at his Marina del Rey listing the owner just got hit with a $68,000 annual premium up from 15k last year, while his neighbor, two blocks inland, pays just 7k so in addition to hurricanes and slow and steady beach erosion, that has caused some homes to simply collapse and fall into the sea. Kang, the Los Angeles real estate agent, said his Malibu client just spent his entire summer rental income on mandatory seawall repairs. Another had to install $100,000 worth of water barriers just to keep his insurance. So is a beach home a good investment? Well, owning it really is not the easy, dreamy investment that it used to be. There are some investors that still think it's worth it, but they need to change their strategy. Roger said that he hasn't sold yet. He just. Had to adapt. That's the San Antonio real estate broker. He cut his rental period down to only the high season months. Raised his rates by 22% just totally ended low season bookings, and he promoted high end upgrades to make the numbers work. He says you have to run it like a hospitality business now, not a passive rental, so the ROI can still be there, but only if you're really on top of it, actively managing risk and costs and the guest experience. Otherwise, what you're doing is that you are just financing someone else's vacation. And this is along the lines of what I was discussing last week with short term rentals in general. Real Estate Investor Daniel Roberts, based in Idaho, he says beach properties are now riskier. He has reinvented his approach to stay solvent. He says we improved our rental by presenting the property as a luxury destination, adding concierge services with dining and boat tours and even fitness sessions. With this rental arrangement, we earned 18% more on rental income last year compared to the previous year, is what he says. However, still, our profits have decreased a little since we now pay so much more each month for insurance and for maintenance, if you're shopping for a beach house and hoping for a deal, it might pay to search a bit inland for cheaper properties and insurance rates, and then it's not really a beach house anymore. Elevation is your friend. Certain oceanfront areas are experiencing a steep drop in some places like Florida. I mean, can you buy the dip if you're looking for opportunities in investor areas like Florida, which saw a huge run up of people heading there during the pandemic, but their jobs require them to return to the office. If you're in the market for a vacation property that you can rent out and possibly use as a second home. There are beginning to be more and more choices. So the bottom line here is that many beach towns are in a bust. Their profitability is under attack, chiefly from these insurance premiums that have as much as 3x or more for many in the past three or four years, Hoa costs are up due to inflation, and then there's just simply the threat of more storms and more beach erosion, and just the stress and concern that causes even outside of the insurance cost, short term rentals tend to be right on the coast or A short walk from the beach. The best long term rentals tend to be inland, inland. Long term rentals are long where we have focused here on this show, and they tend to be stable and steady and frankly, kind of boring, but somehow boring in an interesting way, if that's possible, they plod along paying you five ways.    Keith Weinhold  18:05   Hey, is get rich education the number one real estate investing podcast in America. Are we number one? I've got an answer for you on an upcoming episode. It looks like the big, beautiful bill that was signed into law on the Fourth of July will be advantageous for real estate investors. It extends a lot of Trump's 2017, tax cuts and Jobs Act. There are modifications to opportunity zones in the big, beautiful bill. But the big story is that 100% bonus depreciation has been restored, reset, huge that applies to qualified property placed in service from January 20, 2025 through the end of 2029 now is the Time to accelerate acquisitions and renovations to leverage 100% bonus depreciation. I mean, this is great for investors. And what this does is it allows you to fully deduct the cost of qualifying renovations, property improvements and certain building components immediately, instead of you, having to spread the deductions out over several years. Major however, the big, beautiful bill does not do much of anything to help those beleaguered first time homebuyers that endangered species. In fact, in a previous version of the bill, it was going to open up millions of acres of public lands for new development. Now, if that happened, that could have added more housing supply and therefore kept home prices from perpetually rising, and therefore maybe helped first time home buyers. But that provision was removed from the bill before it got passed. All right, so those public. Lands will not be developed. That was not part of this bill, and that's a quick overview of what Trump's big, beautiful Bill means to real estate investors. To review what you've learned so far. Today, million dollar homes are coming to more places, and that's due to supply scarcity, demographic demand, incessant inflation, tariff pressures, heightened regulatory costs, the rate lock in effect, remote work and a perpetual construction labor shortage. More beach town properties are going bust due to surging property insurance costs and the big beautiful Bill has some serious positives for real estate investors, but not for first time home buyers.    Keith Weinhold  20:45   There is a lot happening here at GRE we, including me and our investment coaches here, are talking with you, our investors. We're talking with the nation's top property providers, as we always do, and there's just a lot of real estate news. How can you follow us to keep up on all this? Well, there are three main ways, and they're all free. There's no subscription cost. That is, firstly, through this show, the get rich education podcast. Secondly, our YouTube channel called get rich education. Yes, we are consistently branded. And the third main way to follow us is with our Don't quit your Daydream newsletter. Sign Up Free by texting GRE to 66 866, that's text GRE to 6668 66 and there you go. They're in they are the three main ways to follow us, podcast, YouTube channel and newsletter, and then also our social media channels, get rich education can be found at all the usual places, Facebook, Instagram, Tiktok and x, but our handle is Get Rich ed on x because there is a character count limit there. That's how to follow us. You can find our recommended property providers at GRE marketplace when you're getting actionable, and then to engage with us for a free strategy session to learn your goals and really put you on a financially free trajectory. You can do that with our investment coaches directly book time on their calendar at GRE investment coach.com   Keith Weinhold  22:25   what is happening with the future of the Fed and interest rates, and how can you put as little as 15% even 10% down on an income property? That's next. I'm Keith Weinhold. You're listening to get rich education    Keith Weinhold  22:39   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.   Keith Weinhold  23:11   You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk, because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66 866   Naresh Vissa  24:21   you this is peak prosperity. Chris Martenson, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  24:42   It's terrific to have a familiar voice back on the show. It's an in house discussion with our own GRE investment coach since 2021 he's met with you, usually over zoom or the phone completely free to learn your own personal goals. Find the market that's right for you. Two. And he even goes as far as helping connect you with the exact property address that would make your next real estate pays five ways property, like say, you find 654, Maple Street in Little Rock, Arkansas or Indianapolis, Indiana. For you, he helps you through it all. And then he even helps you if you have any trouble after owning the income property. He's got the formal education with his MBA, and he walks the talk because he's a direct real estate investor, just like I am. Hey, welcome back to the show investment coach Naresh Vissa.   Naresh Vissa  25:32   thanks for having me back on. It's always a pleasure to talk to you and the loyal GRE listenership that we have. I think   Keith Weinhold  25:40   we enjoy talking to each other more than President Donald Trump and Fed Chair Jerome Powell do for sure. And I think if anyone's been paying any attention, there's been quite a feud between Trump and Powell, and it's been pretty entertaining. Trump has referred to Powell as Mr. Too late, like too late to make a decision. He has called Powell a numbskull. He has said Powell has a low IQ for what he does. That drama has been really interesting now. Powell's term ends in May of next year, so about 10 months from now. And I think most anyone knows that Trump wants an interest rate cut badly, but Powell keeps holding tight, and what Trump says is that he wants to lower the interest costs on our national debt. That's the reason that Trump gives for lowering the rates. But Powell's been reluctant to lower rates because it might stoke inflation. In reality, I suspect that Trump wants lower rates just to juice economic growth, like that's the real reason, and then Trump sort of hopes that inflation only catches up with the next president who comes in in 2029 and interestingly, back on July 1, Jerome Powell said, if it weren't for tariffs, he would have already lowered rates. What are your thoughts?   Naresh Vissa  26:55   Well this is a lot more complicated than it seems, and here's why Trump called Powell a lot of names, and I think some of those names hold true if we go back to when Biden was president, because it was in April, May 2021, that I was saying, hey, it's time to start increasing the interest rates, because inflation was going up significantly, very quickly, it was going up. And if you recall, Keith, I know you did many episodes on this, Powell kept saying, Oh, this is transitory. It's just transitory. And my whole justification was, well, look, a 25 basis point hike ain't gonna kill anybody. And they refused to do it for an entire year. Once we started seeing inflation going up. And by that point, inflation went up close to 10% that's how bad it got. That's it didn't hit the double digits, but it was very close to hitting the double digits. So yes, I do think Powell was a numbskull for not raising the rates back in 2021 but today I'm actually on Powell's side, because there are still inflationary pressures. And remember, Keith, the inflation target is 2% it's not two and a half percent. They haven't moved the goalposts. It's still 2% and last month, this is the media is not talking about this, except for get rich education today, inflation went up last month. So yes, it beat expectations, but it still went up. The expectations were that the terrorists were going to create this massive inflation and we would be back up at the three handle. And it didn't do that. But regardless, inflation still went up. So let's wait. Let's see what the CPI numbers show. I don't think we're going to be close. I don't think we're going to be under that 2% figure within the next two months, and that's why I think Powell is justified in holding to rate study. Now, with that being said, I do think because of Doge, we did an episode earlier this year on Doge, because of Doge, because of the latest ADP job numbers, the latest unemployment numbers, the private sector cuts that are happening at Microsoft and Google and a lot of other big name companies. I do think that inflation will eventually dip below 2% you look at the gas prices have hit four year lows. Look at egg prices have hit, I think four year lows or three year lows. I do think we'll dip below the 2% at some point. The question is, is, when is it going to be? You know, three months from now? Is it going to be a year from now? It all depends. So what does that mean for your question of, is Powell right? Is he wrong? Is he a numbskull? Who's right? I completely understand what you said is why Trump wants the rates cut, and that is, he wants to juice everything because he looks great, and it's a midterm election year, next year, and he doesn't want to lose his Congress. And I understand the political side of it, but the number one issue, the number one issue, according to almost every poll out there before. Election, the number one issue on voters minds was inflation. It's had things. The bleeding has not stopped, and the inflation is out of control. The groceries are too expensive. That's what's important. And I'm on Powell's side here. I think you have to be patient. On the other hand, Trump is being very aggressive, and he's looking to replace Powell, and he's going to put in his guy in there. I mean, the basic requirement for the job is you're going to get in there and slash entry. You're not even going to do a 25 basis point cut. You're going to go down to 1% fed upon rates overnight. That's what Trump wants. I don't know if you saw that, but Trump wants a 1% Fed funds rate pretty much overnight, because he's saying, oh, is going to save us all this money on the debt that we're paying, interest payments and data I get where both of these guys are coming from. I think the ideal scenario, because Powell, it looks like he's safe until maybe the end of the year. I think we hit that 2% point, definitely by the end of the year, and Powell will start cutting in September, we'll see a 25 that's what I think. I think we'll see a 25 basis point cut in September, maybe a 50 basis point cut in the next meeting after that, and and maybe even a 75 basis point cut in December. And that way, when the new guy comes in, he doesn't have to do this drastic COVID March, 2020, type of cut, of slashing rates close to zero overnight. We do it in a gradual I think that would be better for the country and for the economy and for the global economy. So that's where I see things. But regardless, regardless, we know for a fact that the interest rates, the cutting is beginning soon, and the rates are going to be very low sometime next year, if not by the end of next year, we know for a fact that the rates are going to be very, very low. And what that means for the housing market is that, and let's talk about the housing market really quickly, the inventory in the housing market is the supply side is very high. This is not 2021 2022 when homes are flying off the shelves and people were paying above asking price for homes. We're in a situation where the inventory has piled up. Home values have somewhat stagnated. If rates are going to bottom next year, then buying real estate. I don't want to say I'm not calling a bottom, but I'm saying that you can expect real estate home values to skyrocket once rates hit that 1% because of the Fed funds rate. So right now, we're seeing demand from investors because they're thinking what I'm saying, hey, the Fed is going to slash. We know that for sure because of Trump. And when that happens, institutions, individuals, they're going to start taking out debt, and the housing market's going to skyrocket just like stocks. I mean, really, most assets are going to skyrocket. So right now, I think, is an excellent, excellent time to be looking at buying real estate, and then you can just refinance later, when the rates bottom in a year or two,   Keith Weinhold  32:50   when you talk about high housing supply, I think what you mean is higher housing supply. Nationally, we're still 12% under supplied. It's just the fact that we have 30% more available housing supply in the one to four unit space than we did a year ago. At this time when we're talking about interest rates and things that have to do with the larger economy, here, you the listener should be aware that Naresh has often been tapped and interviewed by major network television on his opinions on these sort of broader economic issues, so he is qualified that way. And to give you an idea with what we're talking about with this desire to get the Fed funds rate down to 1% whether that happens or not, today's Fed funds rate is around 4.3% just to give you an idea of the magnitude of the potential cut, I don't forecast interest rates because it's very difficult to do, but it's interesting that Naresh has done some of that, and let's remember that Trump is actually the one that appointed Jerome Powell back in Trump's first term, and there's been a good bit of speculation around who the next appointee might be. In fact, if that appointee is named several months before Powell's termination of his term in May. Some people think that could be Treasury Secretary Scott Besant, that that alone could change the dynamic, that you would get someone more likely on board to make rate cuts and name them before they actually come into office.   Naresh Vissa  34:14   Well, the President decides he appoints that position, and we know for a fact 100% Trump is only going to put his person in there, man or woman, we don't know, but he's going to put his person. And the basic requirement for the job, it's not a PhD from Harvard or being a multi billionaire like Scott Besant. The basic requirement for the job is cutting the rates to 1% the Fed funds rate to 1% that's the bare minimum basic requirement for the job, and there are apparently lines of people who are lining up because they think they fit that requirement. So we know that's coming. We know it's coming at the latest, next year, like I said, Because Trump said it himself, and to be calling somebody a numbskull and all these names, he's very serious about this. It's an issue that means a lot to him. And again, I get where Trump's coming from. The government would save a lot of money on interest payments. And Trump's justification is, inflation is low, let's just try it, which I somewhat agree with. He says, Let's just try it, and if the inflation goes back up, then you just raise the rates. Don't you know, Powell was too late in 2021 the next guy won't be too late in raising rates this time around if the inflation does go back up. So it's a different strategy that would definitely juice the economy overnight. Of course, he wants that. Everyone's got their own opinions. I'm of the opinion. I think the Fed actually is for the most part. Post 2022 has done a good job. In fact, I did an episode with you, I think, a year and a half ago, saying that the Fed should have done more rate hikes, because we would have been at 2% inflation a year ago had the Fed done one or two more rate hikes, in my opinion. And we saw at the end of Biden's presidency, inflation started going back up when the Fed actually cut rates, when they should have been raising rates previously. So with that being said, this is a good opportunity for investors, because we are in that doldrum right now where we know the rate cuts are coming, at least we, you and I and GRE listeners know that the rate cuts are coming. Not everybody knows that they're coming, because they may not pay attention or follow this stuff as closely as we do. We know that they're coming, and what that means for the housing market is, like I said, juice. We can see juice in stocks. We can see juice and housing. We can see juice and Bitcoin and other commodities.   Keith Weinhold  36:35   Well, you use the word doldrum. Yes, the housing market is in somewhat of a doldrum. We have lower transaction volume than we have historically, for sure, and really that's led by we need to keep in mind as investors, that that's lower owner, occupant purchase volume, because investor purchases have stayed pretty steady.   Naresh Vissa  36:56   Yes, I'll say this, Keith, we work with a lot of different providers all around the country. I want to say we're up to something like 30 different providers in 20 different markets or so. When these partners are calling me saying, Hey, we got all these properties and send me your people and you know, let's do business together and help us find more investors, then I know that the housing market has somewhat stalled. It's not doing terrible, but I know that it's when those providers aren't calling me, or when they even cut off the relationship and say, Hey, I don't want to talk to you anymore. I don't want to work with you anymore. Then I know, hey, it's a really hot housing market. They don't really need me. And I'll tell you right now, every other day I have a partner of ours, I had to tell them to stop call. I said An email will do, or a text message will do. You don't need to call and leave me a bunch of voicemails. I have people calling me every day saying, Hey, we got all these properties, and they're amazing and they're beautiful, and send your people to us, which tells me that it could be actually a good time to start buying. Because it's not like I said, 2021 it's not 2022 it could be a good time right now, because the investor will hold more leverage, and the incentives that these partners are offering are second to none. I've never seen incentives this good. I mean, it's not just the free property management, it's not just the closing cost credit. It's negotiating prices of homes. It's getting cash back at closing, so just literally having a check overnighted to you that's in the five figures, cash back for buying property. So overall, I think it's a really, really good time right now to get into real estate, probably one of the best times, if not the best time since I joined GRE at the end of 2021   Keith Weinhold  38:40   of course, Ken McElroy was just here on the show with us a couple weeks ago, talking about what a good time it is to buy from his perspective as well. But yeah, Naresh, I appreciate that you're kind of letting the listener peek behind the curtain a little bit. We really get a good read on the pulse of the market here, and part of our job is to vet those providers that we work with, yeah, the race. Well, one property strategy that almost transcends eras is the BRRRR strategy. It's such a popular strategy with investors, because you can get in to a deal and have so little of your money left in the deal that you could end up with 10 to one levered. So the burr strategy, that's probably the most popular strategy with our investors. So tell us more about that.   Naresh Vissa  39:27   We've done several webinars already about Bert, and this has become the most popular strategy with our investors, hands down the amount of volume that we're seeing with our investors, people who keep buying more and more because the first one worked out. Now there are some that didn't work out, and that has more to do with the provider than it has to do with the strategy. The strategy is simply buy a property that needs to be completely rehabbed, refurbished. It's you buy a property, as is, you take out a hard money loan to renovate the property, to gut it, to update. It, bring it up to speed. Or you can pay cash. So a lot of people say, Oh, I don't have the cash to pay for such a property. So they're the hard money loan is there. Or you could pay cash. Our recommendation, my recommendation, personally, is take out the hard money loan, because you have that extra layer of protection, that extra body who will make sure that you're not getting taken advantage of, because that's a problem that we've seen with BRRRR, where some of the providers, some of the sellers, they'll sell the property, and then they just disappear after that. And we don't want that to happen. We want the rehab to actually get done, because the real value is by doing the rehab, making the house nice, renting it out to a tenant, and then refinancing the property, because the home value is going to appreciate so much. In some cases, some of our investors got 100% appreciation from what they bought the property at, and they were able to use that equity, 100% of that equity into the down payment, into other fees, so they didn't have to pay anything out of pocket for the property. So that's the beauty of the BRRRR strategy. And like I said, what's most important? Because we've already done two web it. We've done a Memphis burr webinar, we've done a Cleveland burr webinar. Now we're doing a little rock BRRRR webinar, and I think this is the best burr out of all the burs that we've done. And the reason is because the team we're working with, they have a legitimate company operation. They have a property management division, they have a rehab division, they have a sales division, they have a management division. This is not like a one man show or a two person company trying to do all these rehabs all at once. So they're very here's the schedule. This is what we have to do, very accurate and so yes, their pro forma numbers aren't going to be as aggressive as what our investors have seen with previous BRRRR providers. But the problem with those aggressive numbers is that a lot of the providers, they overinflate those numbers, and they don't follow through, let's say, on the rehab, or they do the rehab, and the appraisal does not come back at an amount that met the proforma. So I'm just really excited about this, because Little Rock is a new market that we've entered into. We have not done a lot of Little Rock promotion, a lot of Little Rock property. So it's a new market, number one and number two, it's the team that's there. This is the best of the best team. And if somebody came to me and said, Hey, I want to do a bur. Where should I do it? You've got all these different webinars and podcasts on burrs. Where should I do it? I would say bur Little Rock is where you want to do it, because you're going to sleep way better at night, and the process is going to be way smoother than the others. Yes, the pro forma numbers, they're not going to be as appealing, or they're not going to be as outlandishly high as those other markets, but those other markets, Memphis, Cleveland, there's a reason why those numbers are so high. And like I said, it's this team in Little Rock, amazing team, Keith, I know you've had some calls with them. We interviewed the their head Alex on last week's podcast episode. He and I are going to be doing this upcoming webinar on BRRRR little rock this Thursday, and we hope to see everybody there go to gre webinars.com, gre webinars.com, right now to register for that webinar.   Keith Weinhold  43:14   It's this Thursday, a live event that you can attend from your own home. And the benefit of you attending live is you can have your questions answered in real time. You can hear other attendees questions, which will help educate you on this process. And yes, I don't know if this will ever happen again. We do have Alex leading the bur strategy in Little Rock. He's been doing this for 15 years. He's got his vetted, proven team and a great system for doing this, so that so much of it is all done for you. And   Naresh Vissa  43:47   one more thing that I'll say, because this has become very popular with our online special event attendees, they hear podcast episodes like this, and they say, Hey, I want to jump on this before the live event, because all those other people are going to be on, and I want to jump. So I want to share, or Keith, I'll let you share our link for people to just reach out to me if you want to schedule a meeting or just email me. Just reach out to me if you don't want to wait until the webinar, the online special event this Thursday, if you want to get a head start, please absolutely reach out to me.   Keith Weinhold  44:20   That's a great thought. You can go to GRE investment coach.com right now and get on the race's calendar so that you can have a free meeting. Any last thoughts about Thursday's big event?   Naresh Vissa  44:32   like I said, it's going to be Thursday evening. The time is going to be at 8pm Eastern Time. Thursday, 8pm eastern the webinar, online special event will last about two hours. Our listeners, our followers, love these online events because they're highly interactive. We get everybody involved. They're fun, and the reason why they last two hours is because the people who attend are having such a good time. Them that they want it to last that long. I remember a long time ago when we used to do these online events, and they'd only last 30 or 40 minutes, and then that was the end. But now our file loves them so much. I think if you've never attended one of our online special events, you'll definitely want to attend this, because it is the timing is perfect before all these rate cuts, as the housing supply inventory is at a 12 month high. So the timing is is really good. The incentives are excellent. And like I said, we know interest rates are going to be slashed sometime next year, so you can always refinance later, but but getting in at these prices is going to be a true gift. So gre webinars.com, to register for this online special event.   Keith Weinhold  45:52   We are all looking forward to it this coming Thursday. Narration, it's been great having you back on the show.    Naresh Vissa  45:57   Thanks, Keith.    Keith Weinhold  45:58   Yeah. Fruitful in house chat, as always, with one of our investment coaches, Naresh, that's how you can leave as little as 10% down on an income property. When you do that, cash out refi with the burr strategy, you'll get in at today's lower prices, they tend to be 140 to 160k in Little Rock, Arkansas. You'll lock in this year's rates with that low price, with the BRRRR acronym, meaning buy, renovate, rent, refinance, repeat. Well, that refi is a little ways down the road after your initial purchase. Longer term, if interest rates go up, you'll be glad that you got today's rates. And if interest rates go down, which many expect, then you'll refi. The only thing bigger than the next Fed interest rate decision or the naming of a new Fed chair is Thursday's GRE live event itself, get ready. Really, the event presentation typically takes an hour or less. The rest of the time is your questions and conversations, so show up from the comfort of your own home, maybe with a beverage this Thursday, and since it's in the evening, probably not a stimulant, maybe a yerba mate, besides seeing real life case studies and understanding how the burst strategy works, how to optimize it and the mistakes to avoid, expect access to available Little Rock burr properties, actionable opportunities. Should you so choose? Sign Up Free at gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  47:50   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  48:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866. While it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  49:30   The preceding program was brought to you by your home for wealth, building, getricheducation.com  

Reviewing Aaron Rodgers' time in New Jersey, does he still have it? Hear award-winning columnist Dejan Kovacevic's Daily Shots of Steelers, Penguins and Pirates -- three separate podcasts -- every weekday morning on the DK Pittsburgh Sports podcasting network, available on all platforms: https://linktr.ee/dkpghsports Learn more about your ad choices. Visit megaphone.fm/adchoices

We'll tell you why President Donald Trump is defending Attorney General Pam Bondi. Meanwhile, Trump's laying out his plans to provide more weapons to Ukraine ahead of a key meeting. The World Health Organization is recommending a twice-a-year injection to prevent HIV, but there's growing concern about global funding. Bitcoin has reached a big milestone ahead of a key House debate. Plus, we'll tell you who lifted the FIFA Club World Cup in New Jersey last night. Learn more about your ad choices. Visit podcastchoices.com/adchoices

KB & Intern Jacob are BACK and kick things off with a bow on the Phillies first half of the season as they close out the weekend with a win over the Padres. Then they discuss a LOT of trade rumors and the new DEMON that the Phillies drafted in the first round of the 2025 MLB Draft. Then they also discuss Uno coming to Vegas casinos... or NOT?! Then KB rants about Love Island being a terrible TV product and Jacob wants to buy an NBA Jam machine for his dorm room. Then KB closes things out talking about wins for the Philadelphia Union and Waterdogs! SIGN UP FOR THE JAMIL DEMBY YOUTH FOOTBALL CAMP! linktr.ee/jamil.demby Onboarding Form: forms.gle/mZYnkiQcGv1ZxBSg9 Voicemail Line: speakpipe.com/UndergroundSportsPhiladelphia Support Our Sponsors! The City of Vineland: Visit www.vinelandcity.org/ and stay connected with the community and learn about important announcements, programs, and services offered by the city! Vineland, New Jersey... Where It's Always Growing Season! Rita's Italian Ice & Custard of Sewell, NJ: Visit Rita's in Sewell, NJ at 288 Egg Harbor Road and enjoy the best italian ice, cream ice, custard, and more all season long! Ice-Custard-Happiness '47 Brand Shop for your favorite sports fan and get FREE SHIPPING on ALL orders with '47 Brand! 47.sjv.io/e1Nyor Kenwood Beer Visit kenwoodbeer.com/#finder and see who has Kenwood Beer on tap in YOUR area and crack open an ice cold Kenwood Beer to celebrate Victory Monday and the holiday season! (MUST be 21+ to do so and PLEASE drink responsibly.) Merch & Apparel: www.phiapparel.co/shop + Use Code "UNDERGROUND" for 10% off! PLL App Download the PLL App in the App Store of Google Play Store and enter code OTBPOD in the Redeem Code section for 500XP on your account! Biñho Get 10% off your next purchase with code BINHOBENNETT62 from our pals at Biñho! binhoboard.com?bg_ref=pDJkDdNO1y Follow Us! Twitter: twitter.com/UndergroundPHI Instagram: www.instagram.com/undergroundphi/ TikTok: tiktok.com/@undergroundphi KB: twitter.com/KBizzl311 Watch LIVE: YouTube: www.youtube.com/@UndergroundSportsPhiladelphia FB: facebook.com/UndergroundSportsPHI Twitch: twitch.tv/UndergroundsportsPHI Intro Music: Arkells "People's Champ" Outro Music: Arkells "People's Champ" #fyp #Phillies #RingTheBell #GageWood #NBAJam #DOOP #Waterdogs #LoveIsland #Uno #download #review #subscribe

There isn't a way to describe The Adventures of Buckaroo Banzai Across the 8th Dimension (1984), but by god we're going to try! Joined by TTRPG performer and creative producer Linnie Schell of Twice Rolled Tales, we unpack the various titles and jobs of the titular Buckaroo, and all the facets of his misadventures in far-off New Jersey! Where to find Linnie:Instagram: @linnieschell@linnieschell on all platformshttps://linktr.ee/twicerolledtaleshttps://www.twicerolledtales.com/Contact the Podmoviestruckpod@gmail.comwww.moviestruck.transistor.fmPatreon: https://www.patreon.com/moviestruckDiscord: https://discord.gg/cT2vm3KdeSBlueSky: @moviestruck.bsky.socialTheme by Prod. DomSoundcloudThank you to our $10 Patrons!Maddy New, Adam Bagnall, UwU, Zas, Ken M, Madidid, Ethan, Jim8333, Jacob Hunt, Azraq Shinji, Case Aiken, Ebony Voigt, AnOptimist, Lairde Ray, the Norwegian one, Travis Poe, William Warren, Stag Hart (Deer Deer), Rusty_Fork, Mura Purcell, insomnite, Nathan Dunlap. ★ Support this podcast on Patreon ★

New York and New Jersey are some of the states who have profited the most from legalized sports gambling. But at what cost to residents, and to the sports they love? Journalist Danny Funt, author of the forthcoming book Everybody Loses: The Tumultuous Rise of American Sports Gambling, speaks about how sports betting has changed the culture of fandom, and altered the experience of professional athletes.

Meet Mrs. Deshaun Watson./ Trump's trophy celebration.     To advertise on our podcast, please reach out to sales@advertisecast.com or visit https://www.advertisecast.com/TheJeffWardShow

The Platform Mix 566 features Purari from New Jersey! He's a DJ and producer that has been crushing it playing venues all over the east coast and working even harder outside of the clubs with his originals, edits and remixes being played all over the world by huge artists at major festivals. He's loaded this mix with tons of his own tracks and plenty that have never been released so be sure to follow him and see when he drops new tracks in the future! Subscribe to my Patreon to see full track lists from the mixes, take a look at my top tracks of the week and get a look into what I'm playing out in my sets. Now turn those speakers up and let's get into it with Purari's latest right here, on The Platform. Purari: https://www.instagram.com/puraridj/ The Platform Podcast: https://www.youtube.com/@theplatformmix Patreon: https://www.patreon.com/djdexmke Artwork by Michael Byers-Dent: https://www.instagram.com/byersdent/

Joe Nunnik, a comedian with a new special out titled Keep The Change, is on the pod this week! Recording right after the Fourth of July weekend, the boys reflect on why vacations are never relaxing—and how staycations might be the move. Talking celebrity fandom, Drago recalls a New Jersey man he knew growing up who took a candid photo of Bruce Springsteen in public, then framed it and put it on his wall. Is there any greater fandom than a Jersey man's love for The Boss? Coming from Kansas City, Joe talks about the comedy pipeline between KC and Chicago and how hot Midwestern women end up with average-looking Midwestern men. The boys also get into their smash burger conspiracy theories and how TikTok is ruining your favorite coffee spots. Give Joe a follow on Instagram: https://www.instagram.com/nunnigram/?hl=en  Check Out Joe's Special: https://www.youtube.com/watch?v=QQ7ybLkfvjE JOIN THE PATREON FOR A WEEKLY BONUS EPISODE AND EARLY ACCESS TO REGULAR EPISODES: https://www.patreon.com/youreanidiot  Buy tickets to Alex's upcoming shows here: https://linktr.ee/alexdrag

In this episode of “The Business of Blueberries,” Kasey Cronquist, president of the U.S. Highbush Council (USHBC) and the North American Blueberry Council (NABC), is joined by Steve Mantle, founder and CEO of Innov8.ag. Mantle and his team have been working closely with USHBC to transform high-tech field data into actionable insights. With test fields already established, Mantle is here to share where we are today, where we're headed and why the BerrySmart Fields program is just getting started. He dives into the intersection of technology and agriculture – specifically, how we're improving our ability to forecast yield using data-informed decisions across the blueberry supply chain.“ Our work is focused on validating a smart farm network that enables blueberry growers, packers, marketers, stakeholders, sales tech and research to collaborate on farm operation optimization. So everything from what tech to be using, how to use it, to the bigger picture of how do we unlock data insights across the blueberry industry in ways that help the whole blueberry value chain grow and thrive into the future.” – Steve Mantle Topics covered include: An introduction to Steve Mantle and his work. The purpose and impact of the BerrySmart Fields, and what it offers to all stakeholders in the blueberry supply chain.What the future holds for the BerrySmart team, and the innovations they're evaluating and sharing with the industry.How to learn more at The Blueberry Convention 2025. We hope to see you there! Crop ReportThe Blueberry Crop Report is an update on crop conditions and markets throughout important blueberry growing areas. Today you'll hear from Alan Schreiber in Washington, TJ Hafner in Oregon, Brody Schropp in Michigan, Matt Macrie in New Jersey and Sunny Brar in British Columbia. This was recorded on July 10, 2025.

SHOW NOTES: This hour, we'll tackle a variety of common homeowner issues and share valuable advice to keep your home comfortable, safe, and looking its best. Here are some of the main topics we covered, along with the specific home projects our callers are working on: - Cool Tips for Heat Wave Home Comfort: We share several strategies to help your home stay cool during a heat wave without escalating energy bills. - Backyard Pool Considerations: We weigh the pros and cons of installing a pool, noting that while pools offer entertainment and can add value in hot climates, they come with significant initial costs and ongoing maintenance expenses. - Home Safety While Traveling: We offer essential tips to keep your home safe while on vacation, emphasizing making it appear occupied. - Smart Roofing Upgrades for Cooling: We discuss how your roof impacts your home's temperature and energy bills, highlighting cool roof designs that reflect more sunlight and absorb less heat. - Grill Cleaning & Maintenance: We've got practical tips on cleaning and maintaining your grill to ensure better flavor, extend its lifespan, and provide a safer cooking experience.   Q & A: - Allison from New York needs advice on humanely trapping a squirrel running between her drop ceiling and basement. - Gary calls about a stubborn barbecue grease stain on the deck that household soap couldn't remove. We suggest using a commercial deck cleaner or stain stripper. - Nancy from Arkansas asks for the best way to remove cobwebs and clean her mom's popcorn ceiling. - John from Missouri is puzzled why his pressure-treated wood is rotting within two years despite being sealed with a solid stain. - Judy from Minnesota observed moisture halfway down the paneling in her 40-year-old home, suspecting condensation and the need to reduce humidity. - Earl called about buckling vinyl siding, likely due to being installed too tightly. Doing so prevented proper expansion and contraction, or not enough “breathing room.” - Robin from New Jersey says her ceiling fan light comes on by itself at weird times. Flickering lights often indicate a loose wire or short circuit, and we recommend calling an electrician for investigation.   ASK A QUESTION: Need help with your own home improvement or décor question? We'd love to help! Call the show 24/7 at 888-MONEY-PIT (888-666-3974) or post your question here: https://www.moneypit.com/ask. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Former Gov. Andrew Cuomo announced that he'll be campaigning as an independent in New York City's mayor's race. Plus, the NYPD began rolling out its new quality of life teams Monday across Manhattan. Also, a bill making its way through the state house would allow law enforcement to use a common domestic violence risk assessment tool more widely. Meanwhile, a Brooklyn woman uses TikTok to post about her daily life as she recovers from an addiction to crack cocaine. And finally, New York City's very own Amaya Espinal has won this season of the reality dating show "Love Island.”

Send us a textThe Valley Season Two Episode 13 The Cruise From Hell“The Cruise From Hell” lives up to its name as Kristen's engagement trip in Hawaii unravels into chaos. Emotions flare as Brittany, Michelle, Janet, and others clash over who was invited where, who said what, and who's loyal to whom. Kristen wants peace, but drama finds her at every turn—from Brittany leaking her engagement to Jax, to Janet's accusations against Danny escalating into a serious discussion of boundaries and what qualifies as sexual assault.Zack tries to keep the group on track while battling seasickness, Luke's outfit becomes an unexpected highlight, and friendships fracture as past tensions resurface—especially between Kristen, Janet, and Michele. The group's boat ride is anything but relaxing, and by the end, almost no one is on the same page. Even the aftershow adds fuel to the fire, with everyone arguing over what was said, what was heard, and whether Janet is doing more harm than good with her accusations.TakeawaysThe cruise experience was universally disliked due to seasickness and social dynamics.Food expectations on cruises don't meet the standards of those from New Jersey.Character dynamics reveal deeper issues in relationships, especially with Jesse and Kristen.Engagement party drama highlights loyalty and friendship conflicts.Language sensitivity in workplace scenarios is crucial, especially in reality TV.Friendship loyalty is tested when personal relationships are involved.Parenting stories provide a relatable context for the hosts.Confrontations on the show often lead to conflict resolution or escalation.Cheating and relationship dynamics are complex and often justified in context.Celebrity gossip influences public perception and personal relationships.Support the showhttps://www.wewinewhenever.com/

We meet Vicious Vicki Venuto. She's a Jersey Girl. A Jersey Shore girl to be precise. And she'll kick your teeth in if you don't like it. Our own Mr. Thomas was a Jersey Shore guy because of course he was. They share tales and stereotypes. We explore the Lubabu(?) craze. We talk food. We always talk food. Did she have any supernatural experiences or beliefs? Turns out everyone does.What's the New Jersey Devil?Why is the University of New Jersey known by a different name? Jets or Giants or are both colonizers?All this and some wrestling related content.

Pat Fitzgerald-Bocarsly moved from California to Boston and then settled with her husband in New Jersey where she and he both serve in academics at Rutgers and Princeton (in that order). Three adult children, 6 grandkids and a life of adventure and religion and successes in many areas of life. You will enjoy meeting this provost of Rutgers with much more to say about her worries and her hopes for the future. Historical marker includes the First Crusade, Boeing, and Versace and Twitter.Support the showThanks for listening. Please share the pod with your mates, and feel free to comment right here! Write to Bob on his email -- bobmendo@AOL.comLink to https://www.facebook.com/profile.php?id=100078996765315 on Facebook. Bobs Your Uncle features the opinions of Bob Mendelsohn and any of his guests.To financially support the podcast, go to the Patreon site and choose Gold, Silver or Bronze levels. Thanks for that! https://www.patreon.com/BobsYourUncle To read Bob's 1999 autobiography, click this link https://bit.ly/StoryBob To see photos of any of Bob's guests, they are all on an album on his Flickr site click here: https://www.flickr.com/photos/bobmendo/albums/72177720296857670

Our guest tonight is Tom from New Jersey in the US. When Tom was just nine years old, a Boy Scout camping trip in the Pine Barrens of New Jersey turned into something unforgettable. In this episode, we hear Tom's firsthand account of strange lights, an unnatural silence, and a massive black triangle that hovered silently over the forest clearing. But the story doesn't start or end there. From early childhood memories of impossible bedroom lights to dreamlike encounters with invisible forces and faceless figures, Tom has spent a lifetime wrestling with experiences that changed everything.More information on this episode on the podcast website:https://ufochroniclespodcast.com/ep-342-the-triangle-above-the-pines/Hidden Cults (Promo)It is a documentary-style podcast that digs deep into the world's most extreme, elusive, and explosive fringe groups. Listen on all podcast apps: Spotify: https://open.spotify.com/show/4Q0kbgXrdzP0TvIk5xylx1Apple Podcasts: https://podcasts.apple.com/us/podcast/hidden-cults/id1816362029If you enjoy this podcast, please support the show with a virtual coffee:https://ko-fi.com/ufochroniclespodcastFollow and Subscribe on X to get ad free episodesX: https://x.com/UFOchronpodcast/Want to share your encounter on the show?Email: UFOChronicles@gmail.comOr Fill out Guest Form:https://forms.gle/uGQ8PTVRkcjy4nxS7Podcast Merchandise:https://www.teepublic.com/user/ufo-chronicles-podcastHelp Support UFO CHRONICLES by becoming a Patron:https://patreon.com/UFOChroniclespodcastAll Links for Podcast:https://linktr.ee/UFOChroniclesPodcastThank you for listening!Like share and subscribe it really helps me when people share the show on social media, it means we can reach more people and more witnesses and without your amazing support, it wouldn't be possible.Become a supporter of this podcast: https://www.spreaker.com/podcast/ufo-chronicles-podcast--3395068/support.