Podcasts about Montello

Turkish Football Podcast

We recently caught up with Montello racing legend Larry Richards. Listen in as this "Original Outlaw" talks about his racing career, and dodging death at Beaver Dam Raceway in 2023. Give it a listen!

Wings'in katkılarıyla hazırlanan Socrates FC'nin 209. bölümünde İnan Özdemir, İlhan Özgen ve Buğra Balaban sizlerle... Bu haftaki bölümü daha çok sosyal medyada yaşandığı iddia edilen Arda Güler-Vincenzo Montella “gerginliği” ile açıyoruz. Yaşar'ın attığı tweet de bu konu çerçevesinde konuştuğumuz detaylardan biri. Daha sonrasında futbol sahasına dönüyor ve Türkiye-Çekya maçını konuşuyoruz. 2-1'lik galibiyetimiz, Barış Alper Yılmaz'ın müthiş performansı, sahte dokuz tercihimiz, Kenan Yıldız'ın oyun kimliği ve Tomas Soucek'in attığı gol öncesinde faul olup olmadığı, bu kısmın öne çıkan maddelerinden. Avusturya eşleşmesinden beklentilerimiz, Marcel Sabitzer'in geçirdiği müthiş turnuva, turnuva ağacının sol tarafında toplanan takımlar ve tabii ki grup aşamasındaki en iyi 11'lerimiz, yine bu bölümün konu başlıklarından. UEFA Super Cup heyecanını Mastercard ve Wings ile yerinde yaşamak için: www.instagram.com/p/C8eaav1ggjx   Wings ayrıcalıklarını keşfetmek için: www.wingscard.com.tr/programlar

Wings'in katkılarıyla hazırlanan Socrates FC'nin 209. bölümünde İnan Özdemir, İlhan Özgen ve Buğra Balaban sizlerle...Bu haftaki bölümü daha çok sosyal medyada yaşandığı iddia edilen Arda Güler-Vincenzo Montella “gerginliği” ile açıyoruz. Yaşar'ın attığı tweet de bu konu çerçevesinde konuştuğumuz detaylardan biri. Daha sonrasında futbol sahasına dönüyor ve Türkiye-Çekya maçını konuşuyoruz.2-1'lik galibiyetimiz, Barış Alper Yılmaz'ın müthiş performansı, sahte dokuz tercihimiz, Kenan Yıldız'ın oyun kimliği ve Tomas Soucek'in attığı gol öncesinde faul olup olmadığı, bu kısmın öne çıkan maddelerinden.Avusturya eşleşmesinden beklentilerimiz, Marcel Sabitzer'in geçirdiği müthiş turnuva, turnuva ağacının sol tarafında toplanan takımlar ve tabii ki grup aşamasındaki en iyi 11'lerimiz, yine bu bölümün konu başlıklarından.UEFA Super Cup heyecanını Mastercard ve Wings ile yerinde yaşamak için: www.instagram.com/p/C8eaav1ggjx Wings ayrıcalıklarını keşfetmek için: www.wingscard.com.tr/programlar

„Warum tut man sich so etwas mehrfach an?“ Das war die erste Frage, die Lisa im Ziel des Race Across Italy Christoph Strasser stellte. Der etwas zermürbte Gesichtsausdruck sagte mehr als tausend Worte, denn Lisas erstes unsupported Rennen forderte sie in jeder Hinsicht. Doch nach ein paar Tagen Erholungsphase überwiegen mittlerweile die positiven Eindrücke. Als frischgebackene Europameisterin im unsupported Ultracycling erzählt Lisa in der aktuellen Sitzfleisch Episode nicht nur von ihren Hochs und Tiefs beim RAI, sondern auch von ihrem Einstieg in den Radsport und ihrer Liebe zu den schnellen Disziplinen, speziell dem Zeitfahren. Nach einigen Saisonen bei der Elite spezialisierte sie sich auf den Kampf gegen die Uhr, der in zwei Erfolgen beim King of the Lake gipfelte.Doch Lisa ist vielseitig und stellt sich gerne neuen Herausforderungen, wie zum Beispiel dem Race Around Austria, das sie 2021 im Zweier-Team absolvierte. Noch weiter ins Ultracycling tauchte Lisa bei den 24 Stunden im italienischen Montello ein – das war zwischendurch auch hart und anstrengend, aber zumindest war auf dem Rundkurs jemand da, der sie betreute und versorgte.So ganz auf sich alleine gestellt, wie jetzt beim unsupported Race Across Italy war Lisa in einem Radrennen bisher noch nie.Sie hat einige Fehler gemacht, aber durch ihre starke körperliche Verfassung konnte sie alle Tiefs überstehen und hat schlussendlich sehr viel dazugelernt, das sie heute mit uns teilt.Links:Lisa Brömmel auf Instagram: https://www.instagram.com/lisabroemmel/Laufrad Konfigurator auf Pancho-Wheels: https://www.panchowheels.com/Konfigurator/Neue Sitzfleisch T-Shirts in „dunkelpetrol“ und Cyclite Bikepacking Taschen auf: www.ultracyclingshop.comDanke an Cyclite, unseren heutigen Werbepartner!Flo Kraschitzer hat durch seinen unendlichen Fame seinen ersten Ausrüster gefunden, und darf mit Bikepacking Taschen von Cyclite ins Race Across Austria starten. Die innovativen Taschen werden in Bayern entwickelt und sind in der Ultracycling Szene weit verbreitet: Cyclite Taschen sind die leichtesten auf dem Markt (trotzdem robust und wasserfest) und kommen mit diversen hilfreichen Funktionen (wie z.B. die Aerodynamik der einzigartigen AERO BAG, der schwingfreie Sitz der SADDLE BAG, oder der große Zugriff mit gutem Überblick der TOP TUBE BAG).Mit dem Rabattcode „sitzfleisch“ könnt ihr auf www.cyclite.cc und auf www.ultracyclingshop.com um 10% günstiger bestellen! +++++Gewinnspiel für RACA Startplatz und den gefüllten Wiesbauer Rucksack:Bitte per Email an info [ at ] raceacrossaustria.com – Betreff: Gewinnspiel SitzfleischSchreibt mit Namen, Adresse und Telefonnummer euren Tipp, wie die schnellste Finisherzeit des RACA 1000 lauten wird. Wer die beste Schätzung abgibt, gewinnt einen Startplatz für das RACA 300 und den Wiesbauer Rucksack!Einsendeschluss wird noch bekannt gegeben, das wird im Laufe des Mai sein. Details folgen!Danke an Cyclite, unseren heutigen Werbepartner!Flo Kraschitzer hat durch seinen unendlichen Fame seinen ersten Ausrüster gefunden, und darf mit Bikepacking Taschen von Cyclite ins Race Across Austria starten. Die innovativen Taschen werden in Bayern entwickelt und sind in der Ultracycling Szene weit verbreitet: Cyclite Taschen sind die leichtesten auf dem Markt (trotzdem robust und wasserfest) und kommen mit diversen hilfreichen Funktionen (wie z.B. die Aerodynamik der einzigartigen AERO BAG, der schwingfreie Sitz der SADDLE BAG, oder der große Zugriff mit gutem Überblick der TOP TUBE BAG).Mit dem Rabattcode „sitzfleisch“ könnt ihr auf www.cyclite.cc und auf www.ultracyclingshop.com um 10% günstiger bestellen!

MILANO (ITALPRESS) - Sull'autonomia “mi sembra che i tempi siano rispettati. A differenza di qualche giornalista, a me interessa che venga approvata perché è un bene per l'Italia. A me interessa che venga approvata per arrivare a fine legislatura con il premier direttamente eletto dai cittadini e l'autonomia, per cui la Lega si impegna da 30 anni", ha detto il vicepremier e ministro dei trasporti Matteo Salvini a margine di un sopralluogo alla caserma Montello di Milano.xh7/ads/mrv

MILANO (ITALPRESS) - "Oggi ho una riunione sul piano casa a Roma e conto, come promesso, di portare a maggio in Consiglio dei ministri l'approvazione del Salva Casa”, ha detto il vicepremier e ministro Matteo Salvini, a margine del sopralluogo alla caserma Montello di Milano.xh7/ads/mrv

MILANO (ITALPRESS) - "Piazza Firenze è una zona nord di Milano da seguire perché ci sono parecchi problemi sapere che entro tre anni da qui usciranno le volanti della polizia di Stato Stato per tutta Milano, dormiranno 1.100 poliziotti, durante il giorno ci saranno più di 2.000 donne e uomini della polizia di Stato significa un passo in avanti per tutto il quartiere e significa sempre fra tre anni avere più studenti in centro per l'università Cattolica". Così il vicepremier e ministro dei trasporti Matteo Salvini al termine del sopralluogo tecnico alla caserma Montello di Milano.(ITALPRESS)trl/mrv

►► Apoie pequenas editoras. Compre livros de autores independentes! http://loja.tomaaiumpoema.com.br dando estrelaIsabela Montello frouxos punhos azuis me estatelo no arpés azuis frouxostornozelos empunhadoscabeça para baixoespancamentome soca no seu casaco de ski,sob almofadas,palavrasfamília te veste de nuvens brilha nubladolovepunho esferográfico azul me estatelopapel de carta salmãofamília te veste de nuvens brilha nubladominhas bochechas todas em mudameus músculos centrípetospunhos cartilaginosos me estateloraios de máquina de escreverfamília te veste de nuvens brilha nubladomeus joelhos arranho em poça secameus joelhos em cada nó dos dedosmeus músculos umbigo centrífugo balão de gásnum canto panorâmico videntepsicose te veste de nuvens brilha nublado venta

NAME: Anthony Montello BREED: German Wirehaired Pointer LOCATION: Northeast Ohio TARGETS: Waterfowl, Ruffed Grouse, Woodcock FAVORITE EPISODE: Ep. 194 Rick Smith, Ep. 182 Trainer Fight! MISTAKE: Acknowledging puppy cries and trouble getting used to the dog ranging. GDIY Profiles are bonus episodes that feature your average DIY dog trainer and hunter. All dog owners have a story of what got them involved and the main lessons learned along the way. Hearing numerous people's stories along with their mistakes, helps promote the idea that WE ALL STARTED AT THE SAME PLACE! - Presented By: Standing Stone Supply | Use Code: GDIY to save 15% onX Hunt Maps | Use Code: GDIY20 to save 20% Final Rise Upland Gun Company - Other Partners: BPro Kennels Eukanuba [What I Feed My Dogs: Premium Performance 30/20] Bird Dog Society - Affiliate Link Gear Lists: Hunting Gear Living & Training w/ Dogs Other Items I Use and Recommend Photo + Video Equipment - GDIY Links: Patreon | Instagram | Facebook | Website Learn more about your ad choices. Visit megaphone.fm/adchoices

About Mike Montello:Mike Montello serves as the Senior Vice President, R&D Digital and Tech at GSK, a pharmaceutical company that ranks among the top ten globally and generates over $36 billion in revenue. Oncology, immunology, respiratory disorders, HIV, and infectious illnesses are its strong therapeutic domains. Mike is a sponsor of multiple aspects of GSK's overall digital transformation, including the company's transition to a product-centric structure, its strategic alliances with IT firms, and its digital training initiatives. Building diverse teams and encouraging inclusive leaders are two things that particularly inspire and excite him personally. He gets his energy from speeding innovation through culture. His other main concern is giving GSK's AI machine learning engineers the best quality data in the safest manner possible.Over his career, Mike has worked to improve healthcare via the use of digital, data, and analytics technologies. Mike held the position of CIO at Quintiles prior to the company's 2018 rebranding as IQVIA. He was in charge of the technological platforms that allowed clinical trials to take place in over 100 nations. Along with leading the product teams that developed the next generation of clinical development data and analytics capabilities, decentralized trial platforms, and supported multiple tech acquisitions, Mike also directed the company's R&D technology strategy following the merger with IMS and Quintiles. In addition to spending several years in IT leadership positions at Shire Pharmaceuticals, Mike spent twelve years working as a management consultant at Accenture, where he developed his basic understanding of biopharmaceuticals and technology. Mike has a mechanical engineering degree and graduated from London Business School with an executive MBA.Things You'll Learn:Every pharmaceutical company needs transformation and acceleration.GSK is using AI to identify patients who are most likely to respond favorably to medicines and vaccines by leveraging appropriate data.In the pharma sector, there is a constant need to accelerate clinical trials, drug discovery, and the commercialization process.Large language models and AI will help us a lot with mundane activities.We have to balance the benefits of AI with making sure we're doing things extremely responsibly.It's less about the technology and more about serving people with that technology.Resources:Connect with and follow Mike Montello on LinkedIn.Follow GSK on LinkedIn and visit their website.

Joshua Radewan is a Spiritual Coach, Public Speaker and Author who lives in rural Wisconsin. He is also co-owner of Aligned Alchemy a metaphysical shop in downtown Montello, Wisconsin. After going through a Spiritual Awakening in 2017 the trajectory of his life was forever changed.  Before his awakening he was an atheist who was very outspoken against religion and spirituality. Shortly after his awakening experience the angels began to show themselves to him. To work with him in repairing his mind and body. To aide him in reconnecting with his spirit.  He is now a coach to others who have started the awakening process. Helping to dispel fear, worry, dread, anxiety, guilt and shame. Holding space so that others may discover their purpose and claim their space in this world.  In addition to this he has recently written a course with his fiancee, Cassandra, called Bridging the Gap an Intro into Angelic and Energetic Work so that they can reach people in both Eastern and Western philosophies and bridge the gap between the cultural differences. This course is geared toward anyone looking to deepen their connection to the Angelic Realm and understand how to work with them to heal the spiritual and psychological wounds in the Chakra system.  Contact him! www.facebook.com/alignedalchemy8 joshua@kellesparta.com    

Turkish Football Pundit Ahmet Bob Turgut recaps week 8 in Turkish Super Lig and previews Turkish National Football Team's two important match!

The Great Basin! Or: How I Learned to Stop Worrying and Love the Desert, 15min., USA Directed by Eric Weeks The Great Basin! Or: How I Learned to Stop Worrying and Love the Desert is a film, book and print project that addresses climate change, the severe drought in the Western United States, gun culture, the military's use of the basin and range of Nevada for atomic testing, cultural stereotypes, my own personal history, and my experiences in this mostly remote area. In the 15 minute short film I am creating complex collages of my still and motion captures made in Nevada with appropriated short clips from Mutual of Omaha's Wild Kingdom, recent weather footage, The Lone Ranger, as well as John Wayne's and other historic films, cartoons, and many other cultural artifacts, in order to speak to the place and its significance. https://ericweeksphoto.com/the-great-basin-2 Get to know the filmmaker: In early 2022, I applied to a unique residency through the Montello Foundation (https://www.montellofoundation.org/) in Montello, Nevada. The residency is designed for one person to spend two weeks completely off of the grid in the basin and range of northeast Nevada. I was fortunate to be awarded a residency for that summer. While there I captured moving and still images, and did a deep research dive about the area. Two out of the twenty plus books that I read while there were instrumental in my conceptualization of my film The Great Basin! Or: How I Learned to Stop Worrying and Love the Desert. They were Rebecca Solnit's Savage Dreams and John McPhee's Basin and Range. While there in that peaceful and contemplative environment, I realized how so much of the human activity that has taken place in Nevada has affected my experience. Climate change, gun culture, atomic testing, cultural stereotypes, and my childhood came bubbling up for me, and I needed to make my film. I understood that I couldn't tell this story with my images of the basin and range alone, so when I returned to New York City after the residency, I began to appropriate clips from classic films, TV commercials, cartoons, etc. You can sign up for the 7 day free trial at www.wildsound.ca (available on your streaming services and APPS). There is a DAILY film festival to watch, plus a selection of award winning films on the platform. Then it's only $3.99 per month. Subscribe to the podcast: https://twitter.com/wildsoundpod https://www.instagram.com/wildsoundpod/ https://www.facebook.com/wildsoundpod

Turkish Football Pundit Ahmet Bob Turgut gives his gripe about Turkish National Team Coach Saga , recaps Galatasaray, Fenerbahce, Besiktas's European competition matches and previews week 6 in Turkish Super Lig !

Loredan Gasparini in the Asolo/Montello Hills outside of Venice is unique for producing a Venegazzù cru red wine in this region better known for quality Prosecco. The winery was named for Count Piero Loredan Gasparini, a descendant of Leonardo Loredan, Doge of Venice. Current owner since 1973, Giancarlo Palla with his sons continue the tradition of producing cru red wines with longer aging. Lorenzo Palla elaborates on the winery history, Montello Rosso DOCG and Asolo Prosecco Superiore DOCG.The Connected Table is broadcast live Wednesdays at 2PM ET.The Connected Table Radio Show is broadcast on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). The Connected Table Podcast is also available on Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.

Era il 1947 quando Giovanni Lazzarin, soprannominato "Nanni", iniziò a produrre il primo stracchino in un piccolo laboratorio dotato di sole caldaie a legna e pochi utensili da lavoro. A distanza di 75 anni il piccolo laboratorio è diventato uno tra gli stabilimenti più grandi d'Europa di produzione di formaggi molli, sotto il brand Nonno Nanni. L'azienda, che mantiene la sede a Giavera del Montello, nel cuore del Veneto, è guidata oggi dalla terza generazione della famiglia Lazzarin. Alessandro Lazzarin è co-amministratore assieme ai cugini Gianni e Silvia.

In todays episode we meet CEO of the Association of Independent Music,  Silvia Montello.  My gorgeous co-host Sophie Shnapp of Earth Percent took the lead on todays conversation  at the International Music Summit in April and the pair spoke in front of a live audience about her new role leading AIM.  Silvia Says,  “AIM will continue its comittment to ensuring our independent creators and rights shareholders reap the maximum benefits and strive towards a truely diverse and inclusive industry that nurtured great talent from every genre background and identity.”  Silvia is spearheading the great work AIM have done since its inception to support and champion the UK's independent music community. She has previously held senior positions at Universal Music Group, BMG and AWAL, as well as startup Blokur.  She also founded music and marketing consultancy Voicebox Consulting in 2011, which works with charities, non-profits and SMEs.  Montello is a Trustee of Help Musicians charity and Chair of Trustees for Music Minds Matter, Help Musicians' dedicated mental health service for the whole UK music community. www.theresetrebel.com 

Maxine Montello - Cold weather stuns sea turtles. The rescue plane. by John Catsimatidis

More youth are participating in Esports - and it's nothing like the trope stereotype of “gamer kids” isolated  in their basements, chomping on chips and sipping sodas while gaming online with other kids in similar grunge contexts. In this episode, Esports expert Mike Dahle will help to accurately inform us about school Esports, including how it's in-person and team-centric, ways Esports hones skills for learning - from analytical problem solving to time management, and how Esports helps students consider STEM career paths. In fact, universities are providing scholarships for Esports athletes! ABOUT MIKE DAHLE. Mike Dahle is a Business Teacher at Elkhorn Area HS and President of the Wisconsin HS Esports Association, WIHSEA.org. He was a second-year teacher when he learned how far PC gaming had come since his younger gaming days when a student gave a presentation on the League of Legends World Championship. Ever since that presentation, his interest in esports has grown exponentially. He started one of the first state associations that has since grown to 125+ schools around the state, serves as a Board Member for the Milwaukee Esports Alliance, serves as a Board Member for the Interstate Scholastic Esports Alliance, and is constantly trying to push esports to the next level in the state of Wisconsin. WHAT DOES BOARD OF EDUCATION POLICY LOOK LIKE FOR ESPORTS. There isn't a template for BOE policy for Esports. It's often treated similar to other school clubs. Surprisingly, some districts have bypassed Esports due to the cartoonish guns in some of the games. It's worth noting that high school trap shooting team numbers are at record highs in America. ARE ESPORTS INDIVIDUAL OR TEAM? Most games are team-based, and individual matches add into a team score. This happens in the game SUPER SMASH BROTHERS, for example. Think of it like batting order in baseball. Players are seeded so one school's #5 player would compete against the #5 player from a different school. Esports can be played by teams within a state, but also between states. It depends upon how the league is structured. WHAT ARE THE MOST POPULAR ESPORTS? The top five popular titles are: Super Smash Bros, Rocket League, Fortnite, Valorant, and League of Legends. ARE ESPORTS ACCESSIBLE FOR STUDENTS WITH DISABILITIES? Yes! There is much flexibility in accommodating Esport players as long as the accommodation doesn't afford them an unfair competition edge. In Milwaukee, for example, a company designs adaptive controllers. A high-ranked quadriplegic player uses a mouth-held device to game. Esports also require minimal travel. Students typically only leave their district if they are participating in a state-level competition. 3D PRINTING AND ESPORTS. The 3D printing community collaborates through sites such as “Thingiverse” to create different or adapted controllers, and Microsoft offers several adaptive controllers. BENEFITS OF ESPORTS FOR STUDENTS. Gamers gain useful skills from participating in esports that help them on a broader learning journey. Analytical problem solving, time management, collaboration, and teamwork are key. Video games can also help to improve visual perception, enhance memory, and lead to better focus and attention. Some students who participate in Esports had previously not participated in other extracurricular activities. DO SCHOOLS GIVE CREDIT FOR ESPORTS. In most instances, students do not receive “credit” for participating in Esports. There is no curriculum approved by DPI to this point, although there is discussion to develop a curriculum. There is an inaugural INTRO to ESPORTS class at UW (Wis)-Parkside this year. Some Wisconsin schools, including: Random Lake, Racine, and Montello, award a patch for varsity. ARE ESPORTS PART OF TRADITIONAL STATE ATHLETIC ORGANIZATIONS? This varies by state. In Wisconsin, the WIAA and WIHSEA are separate entities and, at present, do not collaborate. Playfly (an Esports business) partners with high school state associations in Washington and Arizona to provide students with the infrastructure to compete and learn. HOW DO SCHOOLS FUND ESPORTS? Esports has a very small funding footprint. Coaches are either unpaid volunteers or receive stipends ranging from $400 to $5,000. Compensation for coaches and persons managing leagues is inconsistent across schools. Esports is generally under-funded when compared to compensation for coaches or people who oversee school clubs. Twitch channel and affiliate program generates $2.50 per subscriber. SPONSORS at the local level (Wisconsin) include: Spectrum Industries from Eau Claire, Bug Tussel Wireless, and Allstate insurance agents. Jolly Good Soda sponsors Random Lake. There are no state-level sponsors for Esports in Wisconsin. It is difficult for Esports groups to obtain a bank account or PayPal. Some schools host fundraiser invitationals. The “Extra Life” www.extra-life.org gaming marathon is a 24-hour charity event that raises money for children's hospitals, including Children's Hospital of Wisconsin. It was held on November 5, 2022. POST HIGH SCHOOL OPPORTUNITIES AND CAREERS. There is a significant and growing collegiate scene for Esports with various organizers, including The National Association of Collegiate Esports (NACE). Students might receive scholarships. Post-secondary institutions have dedicated facilities and faculty, and the universities that recognize Esports as a varsity level program enable players to compete for a national championship. In less formal settings, Esports might be thought of similar to intramural sports, or be student-run club level teams, like Rec Well or Student Life. Collegiate teams can compete in other leagues. Universities feature Esports as a recruitment tool. ESports might have a similar influence for K-12 open enrollment. Beyond gaming, players maximize Esports to develop their own business acumen - complete with social media marketing, analytics, coaching, blogs, analyzing competition film, networking, and IT infrastructure. Being an Esports player or working in an Esports league as an analyst, IT, etc., has parallels to an internship in marketing and IT. WHAT SHOULD PARENTS AND SCHOOL LEADERS KNOW ABOUT ESPORTS? Esports is broadly popular, but specifically offers opportunities for a school's under-represented students. For some students, Esports is the only extracurricular activity they participated in during their school career. And there's evidence to suggest that playing Esports improved student's grades and attendance. Esports aligns with the CDC's themes for School Connectedness. At Arrowhead Union High School (Wisconsin), 60-70 students stay after school on Fridays to play Esports. Parents drop off TVs and students even play under tables. Esport players are voluntarily participating in-person with their peers. They are not sitting at home in their basement. Esports participants learn play-by-play announcing, media coaching, post-game interviewing, and public speaking skills. Esports has helped students obtain scholarships. One student received a 60% scholarship. He was an athlete on the autism spectrum. “If you leverage this program correctly, you can do a ton with it.” The National Association of Esports Coaches and Directors works to serve, legitimize, and advance Esports at all levels  https://www.naecad.org/about-naecad. Mankato University (MN) presented at the NAECAD conference. It's ranked as the top school for broadcasting. An Esport player's next step could be to form a broadcasting club, or to pursue a career in broadcasting - perhaps by attending Mankato University. MORE THINGS SCHOOLS SHOULD CONSIDER ABOUT ESPORTS. Some games include cartoon guns, a disqualifying feature per some school districts. Student data privacy is a concern. What is on the networks? Is there an in-game chat feature, and if so, how do we turn it off? The Esports launching software can present challenges. The games themselves are efficient, but the system to access the game can be buggy. Schools should create separate Esports logins on computers and also toggle settings so Esports can't be accessed until after 2PM. Esports is inclusive, and also an equity-oriented activity. You don't need expensive gear and to pay a sports fee to participate. You also don't have to rent expensive facilities. Esports increase opportunities for students both as players as well as other niche roles, such as announcing, communications, web design, and IT. There isn't a Name-Image-Likeness (NIL) prohibition clause in Esports. Although it is rare, a high school Esports player could enter into paid sponsorship deals - and by doing so, wouldn't have to forfeit their eligibility to play Esports. Esports can be included in the school district's DPI 5-year Pupil Nondiscrimination report as increasing extracurricular opportunities for students. It is particularly inclusive for students with disabilities or students without the financial means to participate in activities that have higher barriers to entry for personal equipment costs, facility rentals, and participation fees. Esports teams can consist of a mixed-gender roster. Consider formal club recognition for Esports to facilitate a funding account in your school district's fiscal chart of accounts. SAFETY DOC WEBSITE, BLOG & BOOKS: www.safetyphd.com. The Safety Doc Podcast is hosted & produced by David P. Perrodin, PhD. This podcast and blog post represent the opinions of David P. Perrodin and his guests to the show. This is episode 195 of The Safety Doc Podcast published on 11-22-2022. Purchase Dr. Perrodin's Books: School of Errors – Rethinking School Safety in America. www.schooloferrors.com Velocity of Information - Human Thinking During Chaotic Times. www.velocityofinformation.com

Johnny Montello is a coach for the IUPUI Women's Basketball team and has also gone viral on TikTok for his impression of Schmidt from New Girl. Make sure to subscribe to the podcast to not miss new episodes and watch the interview on GoodTime's YouTube channel!MERCH: https://shop.spreadshirt.com/goodtime/SUBSCRIBE: https://www.youtube.com/channel/UCyOuTaYfS9Ru_MJBwtiGQeAGoodTime: https://www.goodtimemedia.co/INSTAGRAM: https://www.instagram.com/goodtimecontent/ PODCAST: https://goodtimemedia.co/pods/TWITTER: https://twitter.com/goodtimecontent

Where is Dylan Rounds, join us with Candice Cooley to discuss the investigation. DAHO FALLS — The FBI is now involved in the case of an eastern Idaho man who disappeared from a remote farm near the Utah/Nevada border nearly a month ago. Dylan Rounds, 19, had been farming in the desert town of Lucin, Utah during summer months over the past few years. His grandmother last spoke with him on Saturday, May 28 and nobody has heard from him since then. There has been no sign of Rounds anywhere and no activity on his cell phone or bank account, according to his parents. RELATED | The boots of a missing young man have been found, and his mother is speaking about his disappearance Multiple searches have been conducted in the remote Utah town and in nearby Montello, Nevada. The Box Elder County Sheriff's Office is the lead law enforcement agency but the FBI confirms they are now helping with the investigation. “We routinely offer our assistance and resources to our law enforcement partners,” FBI spokeswoman Sandra Barker tells EastIdahoNews.com. A plea for help Dylan's mom and dad sat down with EastIdahoNews.com Wednesday in their first joint interview since their son vanished. They hope the FBI's involvement will lead to some answers. “The main goal is to find Dylan. That's the first and only priority but (the other goal) is to just find out who did what and make sure they get what they got coming to them with the law or whatever,” says Justin Rounds, Dylan's father.

Welcome to Episode 962 Marc Millon interviews Andrea Milesi of Ferrowine in this special 5Star Wines & Wine Without Walls episode of Wine, Food & Travel with Marc Millon on the Italian Wine Podcast. This is part of a special sub series in which Marc interviews the winners and the contributors of the competition in the coming weeks! More about Ferrowine: The adventure of the Ferro family began in 1920 as a tavern with a shop and then developed as a cellar. In those years, in fact, Giovanni Ferro bought grapes in the neighboring production areas and vinified them. A small business that supplied taverns, families and customers. Shortly thereafter, the first home distributions also started, which took place with a simple cart pulled by a horse.In the following years, his son Gastone transformed the winery business into a commercial company. He immediately joined wine with drinks, specializing in the trade of grappa, vermouth, chinati, French liqueurs and Marsala which were among the most popular products at the time. In 1990 his sons, Michela and Giovanni, took over the company and through expansions and acquisitions extended the commercial boundaries to the Montello and Pedemontana area. A more organized sales network and a new strategy allowed a wider and more widespread distribution. If you want to learn more you can by visiting: https://www.ferrowine.it/content/8-horeca More about the host Marc Millon: Marc Millon, VIA Italian Wine Ambassador 2021, has been travelling, eating, drinking, learning and writing about wine, food and travel for nearly 40 years. Born in Mexico, with a mother from Hawaii via Korea and an anthropologist father from New York via Paris, he was weaned on exotic and delicious foods. Marc and his photographer wife Kim are the authors of 14 books including a pioneering series of illustrated wine-food-travel books: The Wine Roads of Europe, The Wine Roads of France, The Wine Roads of Italy (Premio Barbi Colombini), and The Wine Roads of Spain. Other titles include The Wine and Food of Europe, The Food Lovers' Companion Italy, The Food Lovers' Companion France, Wine, a global history. Marc regularly lectures and hosts gastronomic cultural tours to Italy and France with Martin Randall Travel, the UK's leading cultural travel specialist. He is soon to begin a regular series on Italian Wine Podcast, ‘Wine, food and travel with Marc Millon'. When not on the road Marc lives on the River Exe in Devon, England If you want to learn more about today's guest, you can by visiting: quaypress.uk/ marcmillon.co.uk vino.co.uk quaypress.com LinkedIn: linkedin.com/in/marc-millon-50868624 Twitter: @Marc_Millon Let's keep in touch! Follow us on our social media channels: Instagram @italianwinepodcast Facebook @ItalianWinePodcast Twitter @itawinepodcast Tiktok @MammaJumboShrimp LinkedIn @ItalianWinePodcast If you feel like helping us, donate here www.italianwinepodcast.com/donate-to-show/ Until next time, Cin Cin!

The hunt for Dylan Rounds #DylanRounds #CandiceCooley #Missingperson #FoulPlay BRIGHAM CITY — A young Box Elder County farmer remains missing three weeks after he was last seen just over the Utah line in Montello, Nevada, and a Box Elder County sheriff's official said Thursday the case is an active criminal investigation. “We are looking at all avenues as to why he's missing,” Box Elder Chief Deputy Cade Palmer said of Dylan Rounds, 19, who lived in a trailer at his farm in the Lucin area on the county's western edge. “Our son did not walk into the desert and disappear,” Rounds' mother, Candice Cooley, of Twin Falls, Idaho, said in a Facebook post. “His farm and everything he's worked for is out there and someone knows something.” She said her son was last seen in Montello on May 27 and that his boots were found three days later behind a dirt pile about 5 miles west of his farm. The parents have offered a $20,000 reward for information about Rounds. Palmer declined to release further information about the disappearance due to the criminal investigation. But regarding the search, he said Box Elder deputies have covered 3,000 miles in their searching. Numerous law enforcement and search and rescue units have helped, such as the Box Elder County Horse Posse, the Elko County, Nevada, Sheriff's Office, Weber County Sheriff's Search and Rescue and the Utah Department of Public Safety's Aero Bureau. Palmer said anyone with information about Rounds' disappearance can call the sheriff's office at 434-723-5227, ext. 3894 or 3131. Efforts to contact Cooley were not immediately successful.

FL Morris, a hemp grower from Monroe and co-founder of the South Central Hemp Cooperative, is optimistic about the hemp sampling transition from DATCP to USDA. She says a USDA-ran program means there will be more samplers (because the private sector is now involved) and less cost. Meanwhile, Scott Battuello of SwampBuck Farms in Montello is more cautious. He says while lower cost and more samplers are a good thing, a USDA program means there are more players involved and more room for error. Since growers have just begun the process of reaching out to their FSA office, time will tell how smooth the transition will be, he says. See omnystudio.com/listener for privacy information.

We're getting another look at what the hemp crop looks like in Wisconsin so far this year. Scott Battuelo is the founder of SwampBuck Farms in Montello. He grows over 1,100 hemp plants spanning two acres. He's just moved his plants from the greenhouse to the ground beginning June 9th.  See omnystudio.com/listener for privacy information.

Dylan Rounds has been missing since May 28th from Montello, NV. Dylan lives in Lucin, UT. Dylan's parents have offered a reward of $20,000TIPS:Box Elder County Sheriff's Office (435) 723-5227FindDlyanRounds@gmail.com

Silvia is a senior music industry executive with 30 years experience in marketing, commercial, strategic and operational experience, including music product development, label management, multi-discipline marketing, brand campaigns, business development, and global supply chain management. She has worked for majors, indies and startups, including PolyGram/Universal, BMG, Kobalt/AWAL, Blokur, Audio Network and is now CEO at Association for Electronic Music.In 2011 she founded a music and marketing consultancy Voicebox Ltd which works with charities, non-profits and SMEs, gaining valuable insight into how working cultures can differ outside media and entertainment.Recently Silvia has co-founded new dance and electronic music label services/publisher #remarqabl to find, support and represent the marginalised/under-represented new talent in electronic music – female producers/songwriters, creators from diverse ethnic backgrounds, from the LGBTQ+ community and neurodivergent creatives.It was lovely speaking to Silvia, we really hope that you enjoy this episode!We'd love to hear what you think, so please do leave a rating. It really does help to share these stories with stories with more and more listeners!Connect with Silvia:LinkedIn: @Silvia MontelloInstagram: @silviam.remarqablTwitter: @silviavoiceboxFacebook: @Silvia MontelloRelevant Links for ADHD Research:https://www.additudemag.com/adhd-in-women/https://adhdfoundation.org.uk/wp-content/uploads/2021/11/ADHD-in-Adults-compressed.pdfhttps://www.clinical-partners.co.uk/insights-and-news/adult-adhd-aspergers/item/adhd-in-women-why-is-it-so-undiagnosed?category_id=36https://youtu.be/EMpt40zNK-whttps://www.webmd.com/add-adhd/adult-adhd-thrivehttps://www.additudemag.com/slideshows/benefits-of-adhd-to-love/https://www.medpagetoday.com/resource-centers/adult-adhd/adhd-and-addictive-use-digital-technology/997Like all of our episodes, this was recorded remotely. Hosted on Acast. See acast.com/privacy for more information.

This time on the Liberty Music PR podcast we talk to two amazing women in the spirit of International Womens Day. We talk with the brilliant Silvia Montello (Co-Founder #remarQabl/Senior Music Industry Exec) and Tina Rix (Film Director, Recording Artist, Mental Health Advocate) about their experiences being a woman in the music industry, building a career and the challenges they have faced to get to where they are today. In the spirit on International Womens Day we want to share stories of amazing women in the industry and champion them and what they have achieved, so if you have a story you would like to share, please get in contact through any of our social channels, Instagram, Facebook, Twitter or LinkedIn. Follow Silvia Montello : Instagram : https://www.instagram.com/libertymusicpr/ Facebook : https://www.facebook.com/libertymusicpr Twitter : https://twitter.com/LibertyMusicPR LinkedIn : https://www.linkedin.com/company/liberty-music-pr Follow Tina Rix : Instagram : https://www.instagram.com/iamtinarix/ Twitter : https://twitter.com/iamtinarix For any questions about anything discussed in the episode please don't hesitate to contact us through : Instagram : https://www.instagram.com/silviam.remarqabl/ Twitter : https://twitter.com/silviavoicebox LinkedIn : https://www.linkedin.com/in/silvia-montello-she-her-7ab5743/

Maxine Montello, Friday Morning Chat underwritten by Village Overhead Doors The rescue program director of the New York Marine Rescue Center talks about how she came to the work of helping to rehabilitate and release animals like cold-stunned sea turtles and injured seals at one of the largest facilities that does such work in the greater Atlantic region of the United States, which can be found at Riverhead's Long Island Aquarium Eve Bishop, Deer Humans Sag Harbor's Eve Bishop – Former valedictorian of Pierson High School – talks about her brand-new limited series podcast, Deer Humans, four episodes exploring a number of the hot topics related to the four-legged animals found in high numbers throughout Long Island, including land development and habitat loss, hunting, conservation and tick-borne diseases

Time to talk about Porn, Politics and Sad boys.This was a banger to record and we had a lot of fun.Join our Patreon: Patreon.com/TheVioletWanderersSupport the show (http://patreon.com/TheVioletWanderers)

On December 17, 2021, the CDC changed its guidance for students in schools who have been “close contacts” to persons that have tested positive for COVID-19. In this episode, Doc analyzes the new guidance, compares it to previous guidance, unpacks how contact tracing works in schools, and also takes a macro-look at overall immunization compliance in schools for students K-12 for mumps, measles, rubella, polio, and other required (non-COVID) vaccinations. Doc studied schools' data and assembled a graphic with alarming information. Thanks to all of you for helping Doc surpass 1000 subscribers to his “The Safety Doc” YouTube channel. CDC TEST-TO-STAY. From the CDC: “Test to Stay combines contact tracing and serial testing (testing that is repeated at least twice during a seven-day period post-exposure) to allow asymptomatic school-associated close contacts who are not fully vaccinated and do not test positive for SARS-CoV-2 to continue in-person learning. Because fully vaccinated close contacts are not required to quarantine following exposure, they would not be included in Test to Stay. Students who participate in Test to Stay should consistently and correctly wear masks while in school and should stay home and isolate if they develop symptoms or test positive for SARS-CoV-2. In the studies done in Illinois and California, both the person with COVID-19 and the close contact had to be properly masked at the time of exposure to qualify for Test to Stay. If schools are considering implementing Test to Stay, they should also have robust contact tracing in place and access to testing resources (for example, testing supplies and personnel to conduct testing, or access to an existing community testing site), among other layered prevention strategies. Testing frequency can vary (for example, from twice in a seven-day period to daily), but more frequent testing can more quickly identify students who become infected with SARS-CoV-2 and need to isolate.” CONTACT TRACING IN SCHOOLS. Dr. Perrodin shares that most school districts in his state have fewer than 1000 students and do not employ a designated “contact tracer.” Close Contacts are determined by settings in the school's schedule software. For example, identifying which students were in a 7th hour geometry course attended by a student who tested positive for COVID. Doc is skeptical of the test-to-stay guidance due to shorthanded schools and lack of tests. WISCONSIN STUDENT IMMUNIZATION COMPLIANCE CHECK. Wisconsin Immunization Law (State Statute 252.04)requires that each of the state's 421 school districts annually submit a report of immunization compliance for students. The 2020-2021 compliance requirements are found at (https://www.dhs.wisconsin.gov/publications/p44021.pdf). Here are the requirements: K-5: 4 doses polio, 3 doses hepatitis B, 2 doses MMR, and 2 doses Varicella. Per Wisconsin DHS, students are compliant with the immunization law if they meet all of the minimum immunization requirements, are considered “in process”, or have a waiver on file. The percent of Students Compliant with Immunization Law in 2020-2021 in Wisconsin is publicly available at https://www.dhs.wisconsin.gov/publications/p02388a.pdf  : Here are reports from 12 of Wisconsin's 421 school districts: Blair Taylor 628 students total enrolled in district = no reports received; Beloit 5426 students with 389 students not in compliance = 92.82%; Baraboo = 100%; Ashland 1863 students with 95 students not in compliance = 94.87%; Butternut = no reports received; Columbus 1242 students with 30 students not in compliance = 97.52%; Fall River 492 students with 3 students not in compliance = 99.38%; Portage = 100%; Potosi = no reports give; Madison 25,503 students with 438 students not in compliance = 98.28%; Milwaukee 66,977 students with 6429 students not in compliance = 90.40%; and Montello (614 students with 29 students not in compliance = 95.22%. 32/421 (8%) school districts did not submit reports! This is abysmal, yet there are no statements from the DPI or DHS indicating efforts to complete the data sets. A diagram of this information is included in the corresponding blog post for episode 163 at safetyphd.com. FOLLOW DR. PERRODIN: Twitter @SafetyPhD and subscribe to The Safety Doc YouTube channel & Apple Podcasts. SAFETY DOC WEBSITE, BLOG & BOOKS: www.safetyphd.com. The Safety Doc Podcast is hosted & produced by David P. Perrodin, PhD. ENDORSEMENTS. This is episode 163 of The Safety Doc Podcast published on 12-22-2021. Purchase Dr. Perrodin's Books: School of Errors – Rethinking School Safety in America. www.schooloferrors.com Velocity of Information - Human Thinking During Chaotic Times. www.velocityofinformation.com 

En dokumentär novell om tävlingscyklisten Per Christiansson och ett legendariskt VM-lopp. Roberto Vacchi läser Susanna Alakoskis specialskrivna radionovellTill VM i norditalienska Giavera del Montello 1985, kommer den unge tävlingscyklisten Per Christiansson i toppform och med skyhöga förväntningar runt sig. Men det som skulle bli gladiatorns triumfartade upplopp blir istället hans Via Dolorosa, den smärtfylldaste av vägar.Susanna Alakoskis novell bygger på samtal och intervjuer med hennes vän Per Christiansson.För inläsningen står Roberto Vacchi, sportkommentator och själv före detta tävlingscyklist.Av: Susanna AlakoskiInläsning: Roberto VacchiProducent: Camilla BlomqvistTeknik och slutmix: Glate Öhman & Sven Nordström

Esattamente 100 anni fa, il 4 novembre 1921, ebbe luogo la tumulazione del Milite Ignoto nel sacello dell'Altare della Patria. Dopo la Prima Guerra mondiale, le Nazioni che vi avevano partecipato vollero onorare i sacrifici e gli eroismi delle collettività nella salma di un anonimo Combattente, caduto armi in pugno. In Italia l'allora Ministero della Guerra dette incarico ad un'apposita commissione di esplorare tutti i luoghi nei quali si era combattuto e di scegliere una salma ignota e non identificabile per ognuna delle zone del fronte: Rovereto, Dolomiti, Altipiani, Grappa, Montello, Basso Piave, Cadore, Gorizia, Basso Isonzo, San Michele, tratto da Castagnevizza al mare. Undici salme, una sola delle quali sarebbe stata tumulata a Roma al Vittoriano, furono trasportate nella Basilica di Aquileia. Qui venne operata la scelta tra undici bare identiche. A guidare la sorte fu chiamata Maria Bergamas, il cui figlio Antonio – disertore dell'esercito austriaco e volontario nelle fila italiane – era caduto in combattimento senza che il suo corpo potesse essere identificato. Il Feretro prescelto fu trasferito a Roma su ferrovia, con un convoglio speciale a velocità ridotta, ricevendo gli onori delle folle presso le diverse stazioni toccate e lungo gran parte del tracciato. Tutte le rappresentanze dei combattenti, delle vedove e delle madri dei Caduti, con il Re in testa, e le Bandiere di tutti i reggimenti attesero l'arrivo del convoglio nella Capitale e mossero incontro al Milite Ignoto per rendergli solenne omaggio. Il Feretro fu poi scortato da un gruppo di dodici decorati di Medaglia d'Oro fino alla Basilica di Santa Maria degli Angeli, al cui interno rimase esposto al pubblico. L'epilogo avvenne il 4 novembre 1921 con una solenne cerimonia. Più di trecentomila persone accorsero per quel giorno a Roma da ogni parte d'Italia e più di un milione di italiani fece massa sulle strade della Capitale.La cerimonia di tumulazione del milite ignoto del 4 novembre 1921 e il contesto politico e sociale. Le cerimonie di commemorazione della Prima guerra mondiale in Europa e le peculiarità del caso italiano. La memoria della Prima guerra mondiale a cento anni di distanza e i suoi limiti.Sono queste le tematiche della conversazione con Roberto Bianchi, docente di Storia contemporanea all'Università di Firenze. È autore di studi su Grande guerra, fascismo, movimenti sociali e politici, storia dell'associazionismo e della massoneria, rappresentazioni del passato nei fumetti, relazioni tra Italia e Francia. Fa parte della direzione di Passato e presente ed è vicepresidente dell'Isrt. Tra le sue ultime opere si segnala 1919. Piazza, mobilitazioni, potere (2019).A cura dello storico Leo Goretti. Montaggio di Silvio Farina.https://storiainpodcast.focus.it - Canale Guerre e conflitti------------Storia in Podcast di Focus si può ascoltare anche su Spotify http://bit.ly/VoceDellaStoria ed Apple Podcasts https://podcasts.apple.com/it/podcast/la-voce-della-storia/id1511551427.Siamo in tutte le edicole... ma anche qui:- Facebook: https://www.facebook.com/FocusStoria/- Gruppo Facebook Focus Storia Wars: https://www.facebook.com/groups/FocuStoriaWars/ (per appassionati di storia militare)- Youtube: https://www.youtube.com/user/focusitvideo- Twitter: https://twitter.com/focusstoria- Sito: https://www.focus.it/cultura

Commissioner Weigel is an AV-rated securities attorney, with more than 30 years of legalexperience, and a published author. In 2005, he founded a securities transactional and litigationlaw firm, which he ran until he became the Office of Financial Regulation Commissioner inMarch 2020. Prior to that, he served as a securities, transactional, and litigation attorney forCarlton Fields, P.A., and Montello & Kenney, P.A., as an enforcement attorney with theSecurities and Exchange Commission, and as an assistant state attorney for the Office of theState Attorney, Tenth Judicial Circuit. He holds an undergraduate degree in economics fromVanderbilt University and a Juris Doctor from the University of Miami School of Law.For more information please also visit our webpage: https://flofr.gov/sitePages/Securities-Legislative-Initiative.htm

Increase Allen Lapham, Sons of Leroy, Second Salem Brewing Co. Montello Brewing Co.

The European continent is not free from tornado events. While in the USA, some 1,200 tornadoes could be observed annually, on the European continent only 300 events every year are recorded. Europe experiences less frequent events than USA, but storms can be really devastating. Storms occur when warm humid air near the surface lay under drier air aloft with temperatures decreasing rapidly with height, providing energy for the storms through the production of instability. Large changes in wind with height or ‘‘wind shear'' over both shallow and deep layers—combined with the instability and high humidity near the surface—create a situation favorable for tornadoes to form. Midwestern American areas are an incredible basin that in summer fills with hot air and humidity, provided by the Gulf of Mexico; the drier air comes from Canada, providing energy for the storms through the production of instability. In Europe the northeast of Italy is often the place in which cold air coming from the Alps encounter warm and humid air coming from the Adriatic Sea and Africa, and cause widespread severe thunderstorms across the plains of northern Italy. On July 24, 1930 the vicinity of Montello in the Po river valley of northeastern Italy, just south of the southern foot of the Alps was hit by the strongest tornado in Europe on record. The tornado maxed out on the Fujita scale at F5 rating, producing extreme damage – even destroying strong masonry like churches. The area was devastated with more than 20 fatalities and whole villages wiped off the map. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A special post-Father's Day story about how Rex Jones, son of conspiracy peddler Alex Jones, is following in his father's footsteps as well as Gareth Icke (son of David Icke, creator of the "Reptilians" theory) and Donald Trump Jr.  Tea and Heidi talk about weird news, including how the cat has got Batman's tongue and what makes a real hero, the adventures of Spoonman (aka Uri Geller. who said he would help Scotland win a football match, but didn't), a UFO sighting, a couple handcuffed together for 3 months, and more. Miss Information reveals trivia answers from the first 5 episodes this season, original music from Android138, and we close out with a track from Rum Revere's new album, "Get Up and Watch It."  Show Notes Tea's column, "Fathers of Conspiracy" Link to Tolkien Society seminar July 3-4 "Batman Petition Demands DC 'Let the Bat Eat the Cat'"  Video of UFO sighting in Montello, WI

L'infortunio sul lavoro è avvenuto alle 13 a Marostica, all'interno del supermercato Lidl di via Montello. L'infortunato è un addetto esterno: un ragazzo trapanese di 22 anni, le cui iniziali sono P.P., operaio specializzato in una ditta di manutenzione informatica e meccanica di Felegara (Parma).

Hello World,   In this episode of IN SEARCH OF INTELLIGENT LIFE Thad  sits down with CONNOR MONTELLO co owner of Maps. Maps is a Delightful chill hangout bar  for beer, wine & desserts served amid vintage maps & shelves of vinyl records.   We hope you enjoy the show!   Cheers!

Il tredicesimo episodio di Machiavelli ha come ospite Valentina Magri, giovane amministratrice classe 1993, Consigliere del Comune di Montello.

Kris comes on and talks about one of his favorite films and the world of Japanese Cinema.

ARTRIBUNE PODCAST AL MAXXI DI ROMAIl MAXXI è la prima istituzione italiana dedicata alla creatività contemporanea, gestita dalla omonima Fondazione costituita nel 2009 dal Ministero per i Beni e le Attività Culturali e per il Turismo. Risale invece al maggio 2010 l'inaugurazione del Museo, progettato dall'archistar Zaha Hadid: l'istituzione sorge nel quartiere Flaminio, nell'area dell'ex caserma Montello, e la preesistente spazio è stato così riadattato a campus e polo museale con “soffitti, curvature e linee che Zaha Hadid ha sapientemente addomesticato”, come racconta Pratesi nel corso della sua visita solitaria.

The majority of props go unnoticed: cups, license plates, rench fries…pretty much whatever an actor holds. And then there are some which grab your imagination. Filmmaker and Prop builder, Elliott Montello brings his expertise to our show and we break down our Top Five props! Follow us on Instagram(@WhatWillWeWatch) Guest Elliott Montello(@Elliottmotello) Hosted by Willem Osland Produced by Kyle Bhawan & Willem Osland Music by Josh Polanco

Filmmaker Elliott Montello joins us to discuss Howard the Duck. A movie he insists, non-ironically, is a masterpiece. Honestly, he makes a good point. Nuff’ said. Guest Elliott Montello(@elliottmontello) Hosted by Willem Osland Produced by Kyle Bhawan & Willem Osland Music by Josh Polanco Cover Art by Nick Carlin

Hello Wanderers! Welcome to Episode 31 of Wandering Wisco. Join co-hosts Owen Walcott and Monica Samsin as they adventure county to county in Wisconsin and visit villages, cities, and landmarks and discuss their adventures. This episode covers both Marquette and Adams Counties. Villages and cities covered are: Endeavor, Oxford, Montello, Neshkoro, Westfield, Friendship, and Adams.

The European continent is not free from tornado events. While in the USA, some 1.200 tornadoes could be observed annually, on the European continent only 300 events every year are recorded. Europe experiences less frequent events than USA, but., storms can be really devastating. Storms occur when warm humid air near the surface lay under drier air aloft with temperatures decreasing rapidly with height, providing energy for the storms through the production of instability. Large changes in wind with height or ‘‘wind shear’’ over both shallow and deep layers—combined with the instability and high humidity near the surface—create a situation favorable for tornadoes to form. Midwestern American areas are an incredible basin that in summer fills with hot air and humidity, provided by the Gulf of Mexico; the drier air comes from Canada, providing energy for the storms through the production of instability. In Europe the northeast of Italy is often the place in which cold air coming from the Alps encounter warm and humid air coming from the Adriatic Sea and Africa, cause widespread severe thunderstorms across the plains of northern Italy. On July 24, 1930 the vicinity of Montello in the Po river valley of northeastern Italy, just south of the southern foot of the Alps was hit by the strongest tornado in Europe on record. The tornado maxed out on the Fujita scale at F5 rating, producing extreme damage – even destroying strong masonry like churches. The area was devastated with more than 20 fatalities and whole villages wiped off the map. Learn more about your ad choices. Visit megaphone.fm/adchoices

Who was the last person you met that immediately created value in your life? Specifically, an individual who asked questions that made you reflect, offered wisdom that facilitated thought and shared thoughtful words that made you smile. My most recent example was met through a connection via LinkedIn. In this episode, Paul Montello, Managing Director at Northwestern Mutual, discusses his journey in self-discovery and continued development. True to his curious form, he then flips the script and interviews me! Surrounding yourself with the right people can create joy, FUN and fulfillment in life. With whom do you find yourself surrounded?

Animegators beware! In this episode you will find your darkest fears confirmed. An unholy alliance of powerful women battering down your sacred cows.Alexis and Ian talk to LJ, Kaylyn and Ren who are in fine form as they skewer everyone and everything related to Comics slash Animegate.Join our patreon: patreon.com/thevioletwanderers Email the show: thevioletwanderers@gmail.com Follow our guests!Twitter:@Renfamous@Marzgurl@LJMontelloFollow the show@violetwanderersfind us onlinewww.violetwanderers.com Support the show (http://patreon.com/TheVioletWanderers)

Frankly, I’m astonished by how little school systems spend on covering purpose in students’ lives. Where do they see themselves in 10, 20 years? We leave them to the “next step” (either lost and apathetic or in incredible amounts of debt) to figure it out for themselves. How do we go about creating a purposeful society? Is it possible for a teacher to actually make a change? And, in addition, what about our sense as educators in the classroom? What about our purpose?GUESTS IN ORDER OF APPEARANCEDr. Kendall Cotton Bronk, head of the Adolescent Morality Lab at Claremont Graduate School, Dr. Cotton Bronk is one of the founding/leading researchers surrounding youth purpose-finding.Dr. John Cagle, a 27-year public education educator who currently serves as Assistant Principal at Jefferson County High School in Tennessee. His dissertation focused on relationship building and academic success.Skylar Primm, an educator at High Marq Environmental Charter School in Montello, Wisconsin*, a fascinating small public charter school centered on interdisciplinary experiential learning, with a focus on the environment.*This were mentioned incorrectly during the podcast, sorry!Elizabeth Martin, an English teacher who recently ventured to a county school after years spent at a large urban district. She has started to document this shift on Medium.RESOURCESAdolescent Morality LabGreater Good MagazineProject WayfinderLinchpin by Seth GodinFURTHER LISTENINGS2: E26: Engaging Students with Meaningful Work and Partnerships w/ Zack Jones (Dual School)S2: E22: Finding Purpose w/ Patrick Cook-Deegan (Project Wayfinder) See acast.com/privacy for privacy and opt-out information.

Dove si parla con PIERO MILANI del Centro Recupero Fauna Selvatica Il Pettirosso di Modena, delle malattie dei Lupi, delle politiche sulla caccia, di come la fauna selvatica sia poco protetta, di Internazionale e della sparizione degli Insetti, dei bastoncini di plastica, di Fabrizio De Andrè, di Elia Mele e della Lipu di Milano, di Biblioteca Quarto Oggiaro, della conferenza Maltrattamento Animale: dall'etica al diritto. Quali prospettive, di Leal, del Movimento 5stelle, dei Cani da cacia morti a Montello, di raccolta firme contro la caccia alla Volpe in tana, di lac, di Rifugio Miletta, di incendio nel Varesotto

Dove si parla con PIERO MILANI del Centro Recupero Fauna Selvatica Il Pettirosso di Modena, delle malattie dei Lupi, delle politiche sulla caccia, di come la fauna selvatica sia poco protetta, di Internazionale e della sparizione degli Insetti, dei bastoncini di plastica, di Fabrizio De Andrè, di Elia Mele e della Lipu di Milano, di Biblioteca Quarto Oggiaro, della conferenza Maltrattamento Animale: dall'etica al diritto. Quali prospettive, di Leal, del Movimento 5stelle, dei Cani da cacia morti a Montello, di raccolta firme contro la caccia alla Volpe in tana, di lac, di Rifugio Miletta, di incendio nel Varesotto (prima parte)

Dove si parla con PIERO MILANI del Centro Recupero Fauna Selvatica Il Pettirosso di Modena, delle malattie dei Lupi, delle politiche sulla caccia, di come la fauna selvatica sia poco protetta, di Internazionale e della sparizione degli Insetti, dei bastoncini di plastica, di Fabrizio De Andrè, di Elia Mele e della Lipu di Milano, di Biblioteca Quarto Oggiaro, della conferenza Maltrattamento Animale: dall'etica al diritto. Quali prospettive, di Leal, del Movimento 5stelle, dei Cani da cacia morti a Montello, di raccolta firme contro la caccia alla Volpe in tana, di lac, di Rifugio Miletta, di incendio nel Varesotto (prima parte)

Dentro la mente del maker. Ha fatto 11 Race Across America ( 5 mila chilometri da est ovest ) con ben tre podi. Fabio Biasiolo ci accompagna nei meandri della RESILIENZA. Perché noi Makers dobbiamo essere resilienti e perseveranti. Ispirati con me e Fabio Biasiolo a portare la mente fuori dal contesto dove ti trovi. Non sentirai più caldo e fatica. Scrivimi su Telegram: https://t.me/marcoputelliIl mio canale su Telegram: https://t.me/marcoputellipodcastChi è Fabio Biasiolo:- Ultracycler Professionista dal 1996 al 2011;- 11 RAAM corse;- Unico Italiano ad essere salito sul podio della RAAM per ben 3 volte (2000,2005,2006)- 1996 : 1* Giro d’Italia in Tappa Unica: 3* Assoluto e 1* degli italiani; alla sua 1* gara di Ultracycling;-1998 : Primo italiano a portare a termine la RAAM (Race Across America), 5* assoluto (9 g.,‪6 ‬‪ h‬. , 59 m.)-1999 : Unico italiano e uno dei soli pochi Ultracycler al mondo ad aver coperto i 5.000 km della RAAM in meno di 9 giorni (8g, 23h, 7 m. ); - Ha collaborato alla scrittura del libro: Preparazione Mentale agli sport di resistenza dello Psicologo Pietro Trabucchi- 2000/2001 : Vincitore di 2 Denver to Aspen Classic (Colorado - USA);- 2007 : L'Autre Tour de France, con Guillaume Prebois, esperimento medico- scientifico in collaborazione con l'Universita' di Tolosa (Francia), sullo stesso tracciato del Tour de France 2007: alla media di 30 Km/h;- 2008 : In occasione dell'ultima prova di Coppa del Mondo Ultracycling, la Desafio ‪24 h‬ in Brasile (3* assoluto), festeggia il milionesimo chilometro in carriera;- 2009 : Vincitore Campionato Italiano Ultracycling, Vincitore Coppa Europa Ultracycling, Vincitore Coppa del Mondo Ultracycling, Vincitore Ultracycling Cup; 5* al Campionato Europeo Ultracycling (Svizzera) - Real Ryder International Master Instructor dal 2009- 2010 : Vincitore Campionato Italiano Ultracycling, Vincitore Campionato Europeo Ultracycling;- 2011 : - Record personale di pedalata ininterrotta per 54 ore e 01 minuti (Km 1731), a 32,049 di media. - 1.200.000 Km pedalati da quando usa la bicicletta;Attualmente:- Preparatore atletico; Ultracycling coach and mental coach;- Organizzatore della 24 h del Montello.

Dentro la mente del maker. Ha fatto 11 Race Across America ( 5 mila chilometri da est ovest ) con ben tre podi. Fabio Biasiolo ci accompagna nei meandri della RESILIENZA. Perché noi Makers dobbiamo essere resilienti e perseveranti. Ispirati con me e Fabio Biasiolo a portare la mente fuori dal contesto dove ti trovi. Non sentirai più caldo e fatica. Scrivimi su Telegram: https://t.me/marcoputelliIl mio canale su Telegram: https://t.me/marcoputellipodcastChi è Fabio Biasiolo:- Ultracycler Professionista dal 1996 al 2011;- 11 RAAM corse;- Unico Italiano ad essere salito sul podio della RAAM per ben 3 volte (2000,2005,2006)- 1996 : 1* Giro d’Italia in Tappa Unica: 3* Assoluto e 1* degli italiani; alla sua 1* gara di Ultracycling;-1998 : Primo italiano a portare a termine la RAAM (Race Across America), 5* assoluto (9 g.,‪6 ‬‪ h‬. , 59 m.)-1999 : Unico italiano e uno dei soli pochi Ultracycler al mondo ad aver coperto i 5.000 km della RAAM in meno di 9 giorni (8g, 23h, 7 m. ); - Ha collaborato alla scrittura del libro: Preparazione Mentale agli sport di resistenza dello Psicologo Pietro Trabucchi- 2000/2001 : Vincitore di 2 Denver to Aspen Classic (Colorado - USA);- 2007 : L'Autre Tour de France, con Guillaume Prebois, esperimento medico- scientifico in collaborazione con l'Universita' di Tolosa (Francia), sullo stesso tracciato del Tour de France 2007: alla media di 30 Km/h;- 2008 : In occasione dell'ultima prova di Coppa del Mondo Ultracycling, la Desafio ‪24 h‬ in Brasile (3* assoluto), festeggia il milionesimo chilometro in carriera;- 2009 : Vincitore Campionato Italiano Ultracycling, Vincitore Coppa Europa Ultracycling, Vincitore Coppa del Mondo Ultracycling, Vincitore Ultracycling Cup; 5* al Campionato Europeo Ultracycling (Svizzera) - Real Ryder International Master Instructor dal 2009- 2010 : Vincitore Campionato Italiano Ultracycling, Vincitore Campionato Europeo Ultracycling;- 2011 : - Record personale di pedalata ininterrotta per 54 ore e 01 minuti (Km 1731), a 32,049 di media. - 1.200.000 Km pedalati da quando usa la bicicletta;Attualmente:- Preparatore atletico; Ultracycling coach and mental coach;- Organizzatore della 24 h del Montello.

Gianluigi Leoni conduce una nuova puntata del programma radiofonico:" Radio Vacanze"-Tema della puntata:Il prosecco nel veneto e le ville venete,il comune di Montebelluna, nel Montello.Enrico Muccitelli, con i segreti della fotografia.I castelli d'europa con santasmi a seguito.Le gita fuori porta d'autunno.resta in contatto con il programma/sms 3204687503email radiovacanze@gmail.com

Nono appuntamento del nuovo ciclo “Lezioni di antimafia” ideato dalla Scuola di Formazione “Antonino Caponnetto” e coordinato da Lele Liguori. La lezione è stata tenuta dalle ragazze del Presidio “Lea Garofalo” di Libera Milano. Francesca, Irene, Lucia, Marilena e Paola fanno parte o hanno fatto parte del presidio “Lea Garofalo”, un gruppo di ragazze/i che si è formato nel 2011 in modo spontaneo per dare solidarietà a Denise, figlia di Lea Garofalo, vittima di ‘ndrangeta, durante il processo di Milano in cui Denise ha testimoniato contro il padre, gli zii e il fidanzato. Nel 2011 erano tutte liceali. Ognuna ha una storia diversa rispetto al presidio: Paola e Lucia, insieme a Marilena, hanno fatto parte del gruppo che lo ha fondato. Paola studia beni culturali, Lucia è laureata in scenografia, Marilena laureanda in fisica e ricercatrice all'università di Vienna. Irene si è inserita nel presidio successivamente ed è attualmente la referente, studia lingue ed è da poco supplente in una scuola media della zona vicino a via Montello. Francesca si è inserita ancora dopo, studia economia e si impegna nel presidio. La loro lezione si è svolta nell'Auditorium di Radio Popolare l'8 maggio 2017.

descrizione: Nono appuntamento del nuovo ciclo “Lezioni di antimafia” ideato dalla Scuola di Formazione “Antonino Caponnetto” e coordinato da Lele Liguori. La lezione è stata tenuta dalle ragazze del Presidio “Lea Garofalo” di Libera Milano. Francesca, Irene, Lucia, Marilena e Paola fanno parte o hanno fatto parte del presidio “Lea Garofalo”, un gruppo di ragazze/i che si è formato nel 2011 in modo spontaneo per dare solidarietà a Denise, figlia di Lea Garofalo, vittima di ‘ndrangeta, durante il processo di Milano in cui Denise ha testimoniato contro il padre, gli zii e il fidanzato. Nel 2011 erano tutte liceali. Ognuna ha una storia diversa rispetto al presidio: Paola e Lucia, insieme a Marilena, hanno fatto parte del gruppo che lo ha fondato. Paola studia beni culturali, Lucia è laureata in scenografia, Marilena laureanda in fisica e ricercatrice all'università di Vienna. Irene si è inserita nel presidio successivamente ed è attualmente la referente, studia lingue ed è da poco supplente in una scuola media della zona vicino a via Montello. Francesca si è inserita ancora dopo, studia economia e si impegna nel presidio. La loro lezione si è svolta nell'Auditorium di Radio Popolare l'8 maggio 2017.

descrizione: Nono appuntamento del nuovo ciclo “Lezioni di antimafia” ideato dalla Scuola di Formazione “Antonino Caponnetto” e coordinato da Lele Liguori. La lezione è stata tenuta dalle ragazze del Presidio “Lea Garofalo” di Libera Milano. Francesca, Irene, Lucia, Marilena e Paola fanno parte o hanno fatto parte del presidio “Lea Garofalo”, un gruppo di ragazze/i che si è formato nel 2011 in modo spontaneo per dare solidarietà a Denise, figlia di Lea Garofalo, vittima di ‘ndrangeta, durante il processo di Milano in cui Denise ha testimoniato contro il padre, gli zii e il fidanzato. Nel 2011 erano tutte liceali. Ognuna ha una storia diversa rispetto al presidio: Paola e Lucia, insieme a Marilena, hanno fatto parte del gruppo che lo ha fondato. Paola studia beni culturali, Lucia è laureata in scenografia, Marilena laureanda in fisica e ricercatrice all’università di Vienna. Irene si è inserita nel presidio successivamente ed è attualmente la referente, studia lingue ed è da poco supplente in una scuola media della zona vicino a via Montello. Francesca si è inserita ancora dopo, studia economia e si impegna nel presidio. La loro lezione si è svolta nell’Auditorium di Radio Popolare l’8 maggio 2017.

Nono appuntamento del nuovo ciclo “Lezioni di antimafia” ideato dalla Scuola di Formazione “Antonino Caponnetto” e coordinato da Lele Liguori. La lezione è stata tenuta dalle ragazze del Presidio “Lea Garofalo” di Libera Milano. Francesca, Irene, Lucia, Marilena e Paola fanno parte o hanno fatto parte del presidio “Lea Garofalo”, un gruppo di ragazze/i che si è formato nel 2011 in modo spontaneo per dare solidarietà a Denise, figlia di Lea Garofalo, vittima di ‘ndrangeta, durante il processo di Milano in cui Denise ha testimoniato contro il padre, gli zii e il fidanzato. Nel 2011 erano tutte liceali. Ognuna ha una storia diversa rispetto al presidio: Paola e Lucia, insieme a Marilena, hanno fatto parte del gruppo che lo ha fondato. Paola studia beni culturali, Lucia è laureata in scenografia, Marilena laureanda in fisica e ricercatrice all’università di Vienna. Irene si è inserita nel presidio successivamente ed è attualmente la referente, studia lingue ed è da poco supplente in una scuola media della zona vicino a via Montello. Francesca si è inserita ancora dopo, studia economia e si impegna nel presidio. La loro lezione si è svolta nell’Auditorium di Radio Popolare l’8 maggio 2017.

descrizione: Nono appuntamento del nuovo ciclo “Lezioni di antimafia” ideato dalla Scuola di Formazione “Antonino Caponnetto” e coordinato da Lele Liguori. La lezione è stata tenuta dalle ragazze del Presidio “Lea Garofalo” di Libera Milano. Francesca, Irene, Lucia, Marilena e Paola fanno parte o hanno fatto parte del presidio “Lea Garofalo”, un gruppo di ragazze/i che si è formato nel 2011 in modo spontaneo per dare solidarietà a Denise, figlia di Lea Garofalo, vittima di ‘ndrangeta, durante il processo di Milano in cui Denise ha testimoniato contro il padre, gli zii e il fidanzato. Nel 2011 erano tutte liceali. Ognuna ha una storia diversa rispetto al presidio: Paola e Lucia, insieme a Marilena, hanno fatto parte del gruppo che lo ha fondato. Paola studia beni culturali, Lucia è laureata in scenografia, Marilena laureanda in fisica e ricercatrice all’università di Vienna. Irene si è inserita nel presidio successivamente ed è attualmente la referente, studia lingue ed è da poco supplente in una scuola media della zona vicino a via Montello. Francesca si è inserita ancora dopo, studia economia e si impegna nel presidio. La loro lezione si è svolta nell’Auditorium di Radio Popolare l’8 maggio 2017.

Nono appuntamento del nuovo ciclo “Lezioni di antimafia” ideato dalla Scuola di Formazione “Antonino Caponnetto” e coordinato da Lele Liguori. La lezione è stata tenuta dalle ragazze del Presidio “Lea Garofalo” di Libera Milano. Francesca, Irene, Lucia, Marilena e Paola fanno parte o hanno fatto parte del presidio “Lea Garofalo”, un gruppo di ragazze/i che si è formato nel 2011 in modo spontaneo per dare solidarietà a Denise, figlia di Lea Garofalo, vittima di ‘ndrangeta, durante il processo di Milano in cui Denise ha testimoniato contro il padre, gli zii e il fidanzato. Nel 2011 erano tutte liceali. Ognuna ha una storia diversa rispetto al presidio: Paola e Lucia, insieme a Marilena, hanno fatto parte del gruppo che lo ha fondato. Paola studia beni culturali, Lucia è laureata in scenografia, Marilena laureanda in fisica e ricercatrice all’università di Vienna. Irene si è inserita nel presidio successivamente ed è attualmente la referente, studia lingue ed è da poco supplente in una scuola media della zona vicino a via Montello. Francesca si è inserita ancora dopo, studia economia e si impegna nel presidio. La loro lezione si è svolta nell’Auditorium di Radio Popolare l’8 maggio 2017.

In questa puntata torniamo a parlare di alimentazione in alta quota con Martino e Paolo Masala. Luca ci accompagnerà alla riscoperta di Ettore Castiglioni e assieme scopriremo qualche fatto della settimana (su tutti il convegno CAI dopo la polemica sulla gestione dei rifugi) e la gita di APE Milano coi migranti della Montello.

In questa puntata torniamo a parlare di alimentazione in alta quota con Martino e Paolo Masala. Luca ci accompagnerà alla riscoperta di Ettore Castiglioni e assieme scopriremo qualche fatto della settimana (su tutti il convegno CAI dopo la polemica sulla gestione dei rifugi) e la gita di APE Milano coi migranti della Montello.

PROFUGHI, PERSONE. La caserma Montello a Milano, da un mese ospita un gruppo di richiedenti asilo. Un'associazione di quartiere lavora per il loro inserimento. Due di loro, nei nostri studi.

PROFUGHI, PERSONE. La caserma Montello a Milano, da un mese ospita un gruppo di richiedenti asilo. Un'associazione di quartiere lavora per il loro inserimento. Due di loro, nei nostri studi.

In this episode, the team take a look at the December issue which is in the shops now. Topics include beating whitefly, Growing cut flowers, Passionate plotters winners, Growing parsnips, Rhubarb, Annual herbs, Bamboo, Hotbed growing, Citrus fruits, a children's tool rack project, Montello tomatoes, Apple tasting test and Christmas gifts and recipes See acast.com/privacy for privacy and opt-out information.

di quando andiamo a far shopping solidale e alla festa della Montello

di quando andiamo a far shopping solidale e alla festa della Montello

Special Guest Lorraine Montello talks to us today about being an EB mom and shares details about her business venture, Montello Fine Foods, which she started with her son Garrett. http://www.montellofinefoods.com/

For me Alternative Finance is the most exciting sector in Fintech by far in terms of near term impact as competition for the “Old FS” and as choice for both borrowers and lenders. In this episode I am delighted to be joined by Christian Faes CEO of Lendinvest. In the world of Fintech froth that has been 2014 Lendinvest and Christian are the real deal. In this episode we “kick the tyres” of P2P and have an organic conversation exploring some key angles in the sector right now.  There is plenty of “linear” content out there (eg this concise YouTube explaining Lendinvest), and conference panel discussions (eg this LendIt one with Christian on the panel) – and they are all great.  However as usual on the podcast I aim more for the kind of conversation that one might have with the insiders in the bar after the formal conference. This is also a special episode in being rather longer than normal – there is so much to be discussed as the sector is very active right now and the future is busy taking place with lots of seismic shifts happening beneath our feet. We discuss a whole variety of topics as we kick the four tyres around the car – Lendinvest; penetrating the subsector’s opaque/confusing terminology; understanding the risks; and the future of the industry. In editing the podcast (which means I listen to it many times) I progressed my own thoughts on how I see the risk in P2P and how to describe it simply.  So for the avoidance of doubt I put the risk thoughts in a “Postscript” section down below to make it obvious that these are my afterthoughts and language (Christian’s comments are in the podcast).  However I think that the terminology will be helpful in listening to the podcast so it’s not an “unrelated” mini essay Lendinvest In the AltFi awards Lendinvest was ranked as the best UK fintech-real estate platform (which has done over £166m of deals to date). Recently I heard a leading Fintech analyst describe them as the best dark horse bet for London’s first major fintech IPO. They have grown organically from being a “non-digital” real estate lending business to the world’s largest real estate platform. And all of this without raising any VC money. Since 2008 they have returned (in one incarnation or another – more on that in the show) over 6% to investors via secured short-term bridging loans (1mt-1yr) with LTV’s (loan-to-value ratios) of around 60% and no capital losses. More recently they have added a 1-3yr buy-to-let mortgage product. Lendinvest also have a (relatively?) unique twist to their business model in that their (financially separate) fund management company Montello pre-funds/underwrites the deals they list on their platform.  In other words they put their money where their mouth is – if no investor buys that asset Lendinvest’s sister company is left holding it “themselves”. For the borrower this means there is no uncertainty as to whether a loan will be funded (whereas on a typical platform they have to wait to see if it gets funded). For the lender its a whole extra dimension of confidence above and beyond “we rate this X” – rather it’s “our sister company has already bought this asset – that’s how much confidence we have in it”. A recent bank line application led to the bank’s Head of Credit saying that Lendinvest’s credit quality procedures (that the bank audited) were better than the bank’s Towards the end Christian explains more about, not just Lendinvest’s history, but also their direction going forwards – in particular their investment in tech to improve deal origination, credit and the time it takes to offer a buy-to-let mortgage (currently around two weeks, hoping to move it to a matter of days (which is of course tremendous compared to the banks processing time)) Opaque Terminology Shakespeare may have been right about the fragrance of roses for more abstract matters naming is everything – the words we use condition our thinking – a point marketers spend years studying in degree courses. If I said to you “do you want to lend money to dozens of folks you have never met so they can splash out on a new car, have a fancy wedding, get a house extension etc, and you will have no security?”, you might think one thing. If I said to you “do you want a team, who are incredibly motivated to make a success out of your investment, and who have got a brilliant credit track record over a decade, including one of the worst recessions ever, to invest your money in consumer finance and get you a return ten times what you get from a bank?”, you might think another. So words are important. What else do we speak and write with? In LFP010 “The 3,000 feet overview of Alternative Finance”, Rupert Taylor mentioned how he dislikes jargon which serves only to (1) form a barrier between insiders and outsiders and (2) a block to understanding. He also mentioned that there is no commonly agreed definitions in the sector (I am sure I saw the FSA include P2P within crowdfunding recently (?!)). Language also (3) leads to groupthink (which is a factor in many FS risk disasters in the past decades/centuries). Peer-to-peer is originally a tech phrase which describe a de-centralised network (in contrast with client-server architecture all “peers” are both “clients” and “servers”). Napster was really peer-to-peer in this sense. If you look up “P2P” on Wikipedia right now it doesn’t have any reference to Alternative Finance! [Note to P2PFA edit that wiki page?! :-)] As if to make matters worse, following on from using phrases like peer-to-peer, the sector is now taking up the (very tech, very VC) term of “marketplace lending”.  This is in large part a “valuation play” – “marketplaces” are more highly rated and there are billion dollar IPOs coming in the US .. so the #OldFS hype machine is busy. Now once again I don’t feel that this is a widely comprehensible term, nor do I feel it’s accurate – eBay is a marketplace – which to me means that plenty of folks can come and sell their stuff and plenty of folks can come and buy.  We discuss this term – Christian is a fan and I am not.  You can form your own opinion Another term we don’t discuss (but it came to me many times when I was when editing the audio) is “exchange” [and coincidentally today I heard Ron Suber President of Prosper describe themselves as “an online exchange for consumer credit” which I thought clear, simple and with the right implications (after all compare and contrast two exchanges – the London Stock Exchange and AIM – it’s clear which is a more reliable market)]. Most importantly I don’t think any single term can cover the disparate models in P2P right now (see below in the Risk comments).  For investors my advice is both to dig below any label and not to read too much into any label. “Alternative Finance/Online-lending&borrowing” is something that (a) never existed before (hence no vocabulary to fit it) and (b) is evolving over time (hence a label that worked last year might not next). THE FUTURE – Where the P2P Industry is Heading The US model is much more institutional and “marketplacey” – hedge funds for example being well able to make their own credit decisions (assuming they can “see through” to the asset).  The UK has to date been much more of a “savings substitute” design (lower yielding, minimal losses on the top platforms). In the US the market has been heavily regulated (enabling a few platforms to grow very large and their owners very wealthy (sound familiar?)). Lending Club alone is forecast to do perhaps $10bn of business next year – more than the entire UK P2P industry put together. In the UK regulation has been light touch, it’s easy to enter (maybe even “from your bedroom”). Both the government and the London Mayor’s office have been a major part of the 2014 promotion/hype – talking of vocab … take your pick – of Fintech as a whole.  The government has been a heavy supporter not just in terms of considering including P2P assets as viable ISA investments but also in terms of investing tax payers money in deals via some platforms. In the UK there are a lot of players ~150 in the P2P Finance Association – even Christian who is full-time in this sector and attends many conferences doesn’t know many of them. A “Goldilocks” growth curve is very important – not too hot, not too cold. P2P is still a tiny portion of the market (eg the UK mortgage market is £1.6trn) and therefore unlikely to be constrained in terms of quality asset acquisition in the near term. So “external” constraints aren’t that significant right now. However internal constraints are always significant – Fintech is not Tech – you are dealing with people’s money.  There will be a spectrum across P2P of how automated the process can be  – more automatable in consumer-P2P due to big data? less in real estate as one needs “boots on the ground” eg re valuation.  Where there is manual intervention – especially around credit (far more common in the UK than in the US) – you can’t “just add another server” – “adding another person” takes longer to do well. To wrap up the show Christian outlines the rosy scenario, the downside scenario and his central scenario – you’ll have to listen to find out the details but his conclusion is “there is a rough ride ahead but the long-term viability of the concept is very real”. Everyone has an important job in deciding how the market evolves. Platforms; regulators/industry associations; the government and last but not least the investors – caveat emptor – plenty of real opportunities out there for great risk;returns – but be wise! Personal Afterthoughts – Rewording the P2P Risk Debate These comments are all my own – even if all being inspired by listening to our conversation.  Whilst we touch on a number of these topics in the episode these are my afterthoughts. The industry is very focused (correctly) on credit analysis. However personally – as an outsider (mind you if I am an outsider I wonder what the average member of the public is) – I feel it is less easy to ascertain all the risks the investor takes. In a sense this is a question of evolution. Historically the main platforms have done an excellent job of risk management – I don’t wish to question that for one minute. However going forward – especially given the possible ISA flood – can we be certain that all platforms will do as good a job?  My view of FS as a whole is that on the one hand much of #OldFS needs to wake up to an epochal shift.  On the other much/most/all of #NewFS needs to get ever more professional/solid/reliable over time. What happens, post ISA-flood when a hundred or more platforms are listed on a consumer “price comparison website”?  Hard to see how one avoids a whole tsunami of unsophisticated investors being attracted to the biggest headline rates rather than assessing quality. On a price comparison site one could see headline rates and volumes perhaps. But what about the platform risk/quality?  Clearly not all platforms are as strong/good/reliable – you name it – as each other. How would one even assess a simple red/amber/green measure? In LFP006 I discussed this problem over the lack of quality assessment on price comparison sites in the insurance marketplace. Price comparisons websites are just that – they compare the prices of your insurance. They do not compare the quality of the insurance (you only find that out when you claim). That the public is rate-driven we know – witness in 2008 how many people had money with Landsbanki in the UK (as it had had the “best” rates in the market). Few folks are able to assess the risk of banks or platforms.  Even banking analysts don’t have a great record of predicting demises .. just to name a few – Barings, Bankers Trust, Lehmans, Landsbanki were all (as far as I recall) unheralded by the analysts. RISK I/II – Asset Risk (Principal) vs Platform Risk (Agent) What the use of the term P2P is trying to convey is that the investor ends up with a direct exposure to the underlying loans. I get that.  However there are less obscurantist ways of doing that Arguably the “peer-to-peer” phrase itself distracts one from the central role of the platform. To me this is the most important point – vocabulary apart – AltFinance-borrowing&lending is absolutely not “disintermediated”.  The role of the platform as an intermediary/agent is absolutely central, absolutely vital. As Christian says all of the (sensible?) platforms have segregated client bank accounts (and one assumes a settlement mechanism re investing in the loans which means you are not on risk to the platform (not discussed)).  So you shouldn’t have a direct cash-asset risk on the platform. However even though you end up with a principal exposure to the specific loan-asset(s) you also have an agency exposure to the platform. What do I mean by agency exposure? Well let’s assume you have a holiday home abroad which you rarely visit. The general solution is to have some agent looking after it for you. And if they do that well your asset remains in good shape.  However if the agent goes bust or disappears your asset is more exposed to deterioration as any problems that arise aren’t  addressed immediately etc. This agency role is far more vital than say an estate agent – when you buy a house you see it, you decide if you want to buy it and you get an independent survey, valuation etc – so you have little exposure to an estate agent as such (and none post-purchase). All (?) platforms accept their agency responsibilities – and will live or die by their ability to – source quality deals, filter out fraud, service payments flows, chase late payments, work out defaults etc etc etc. Owning assets (secured (0.00001% of 1 Park Lane or unsecured loans (£70 to Mr Bloggs1-100)) is one thing if you have a platform there fulfilling all the agency responsibilities. Even if technically your asset exposure doesn’t change if a platform disappears your asset servicing (“agency”) exposure certainly does. It would become a huuuuuge hassle to start collecting yourself on all those loans etc – in fact in the general case it would be inconceivable (and by definition you couldn’t do it as well as the platform, especially as, in most cases, you would become just one of many many tiny creditors). If we fast forward many years to the first platform to fail, in practice the “book”/”portfolio” would have to be transferred (/sold) to another platform to fulfill the agency duties. Maybe this agency risk is obvious to some of you (it wasn’t to me despite watching a whole host of conference videos!).  However as Christian points out whilst the industry (of course) loves volume figures and does publish loss rates, all too often it doesn’t publish and measures of platform profitability or other measures of financial viability/longevity.  So how can you assess this agency risk? This is clearly key.  Especially now loan terms are increasing (out to 5yrs) I, having worn a number of FS Risk hats, certainly would not invest any money of that term without assessing my agency risk exposure over that time horizon to the platform. And don’t forget these platforms are not covered by the Bank Deposit protection scheme, nor do they have an industry guarantee scheme (unlike eg travel agents and ABTA/ATOL). If you are an investor who is considering investing in all 100++ P2Ps but first you want to select which ones to rule in and rule out, it is essential to measure this “agency risk”. Firstly what is the chance of the platform running into financial problems? I absolutely don’t know myself – but generalising from Fintech as a whole – most Fintech startups are not going to survive. Secondly what is their equivalent of “banks living wills”? That is, in the worst case of the platform falling over, do they have a new agent lined up?  I believe in Lendinvest’s case Montello Capital (a related but separate company with experience of loan servicing/agency duties) would step in as the fallback/”safety net” agent. Based on a quick straw poll of P2P websites I just checked “not everyone” (being polite) has such arrangements.  Some P2Ps merely have vague comments saying the servicing fee should be enough for you to pay for someone else to service your assets. I am not making these points merely to be critical or to throw rocks at other people’s greenhouses. Rather I am: (a) trying to help lenders understand the risks they are taking and flag up due-diligence issues to consider; and (b) trying to help the evolution of Fintech as a whole, but in this case P2P by flagging up my perception of how to make them even more solid and robust than they are right now. RISK II/II – P2P Two Main Subtypes – YOU select your asset(s) or THEY select your assets Revisiting the vocabulary point – no single term right now meaningfully covers all of Fintech hence the subsectors. Nor does any term now cover all the “P2P” subsector. There are many models within P2P.  If we ignore the “shades of grey” and simplify into a black and white schematic we could say that “P2P” (the debt subsector of AltFinance) has bifurcated into two main subgroups. Both approaches are perfectly valid – however they are sufficiently different to explain the fact that no single term fits both. One type of “P2P” is the P2P/You-Select subtype (eg Lendinvest).  They are (somewhat) like a marketplace – or perhaps more like a shop that sources all the things it sells. The platform’s main role re principal risk is, like a stock exchange perhaps, to be a quality control on the individual assets “sold in the shop”. The other main subtype one might call P2P/They-Select. They are (somewhat) like a fund (albeit neither structured nor regulated as such).  In this case your agency exposure is much greater as they are making your principal investment decisions for you. One key difference with a fund is that in some cases there is no transparency – ie you may legally own a bunch of loans (or rather parts-thereof) but you have no knowledge of them, and no auditing that you would get if you invested in a fund. There are further bells and whistles in that some “P2P-They-Select”s may run provision funds, take out insurance, run “rolling 1mt investments”, have “rate promises”. There is a further agency wrinkle that touches on principal (which we don’t go into) around liquidity – how easy is it on various platforms to get your cash back before the term of the asset?  The agency role there gets very close to your principal risk bone if you need to rely on the agent to (effectively) re-sell your asset.  One for another day – and I have written faaaaar too much lol – am sure next to none of you made it this far – but wearing my old bloodhound hat I would want to sniff some of those quite hard to ensure that principal risk on any given platform hasn’t slipped back in. Did anyone read all of this? Say hi if you did

Vin Montello is a TV script writer turned copywriter. He used to write for the hit kids show “The Rugrats” & many other popular shows. A few years ago Vin left Hollywood behind to go into marketing but he took his writing skills with him to create his own unique style of copywriting & emotional marketing that sells like crazy. In this interview we dive deep into the human psyche. We discuss how selling to peoples emotions & to their human nature can help us make far more sales There is no trickery or anything unethical involved. This is about connecting with your reader in a way that resonates with them.

Howse 13 - Sydney by Wes Montello (August 2012) For more information please visit www.djwesmontello.com. Enjoy!

Howse 12 - Lima by Wes Montello (June 2011) For more information please visit www.djwesmontello.com. Enjoy!

Howse 11 - Toronto by Wes Montello (January 2011) For more information please visit www.djwesmontello.com. Enjoy!

Howse 10 - Amsterdam by Wes Montello (June 2010) For more information please visit www.djwesmontello.com. Enjoy!

Howse 9 - New York by Wes Montello (June 2010) For more information please visit www.djwesmontello.com. Enjoy!

Howse 8 - Stockholm by Wes Montello (January 2010) For more information please visit www.djwesmontello.com. Enjoy!

Howse 7 - Ibiza by Wes Montello (September 2009) For more information please visit www.djwesmontello.com. Enjoy!

Howse 6 - London by Wes Montello (July 2009) For more information please visit www.djwesmontello.com Enjoy!

Howse 5 - San Francisco by Wes Montello (April 2009) For more information please visit www.djwesmontello.com. Enjoy!

Howse 4 - Mumbai by Wes Montello (December 2008) For more information please visit www.djwesmontello.com. Enjoy!