Podcasts about invest

Even as semiconductor stocks sell off and geopolitical headlines dominate, there are pockets of the market quietly delivering solid returns — and most retail investors are completely ignoring them. This week we explore the sectors and themes that are working when tech isn't, and how to find opportunity in the chaos.Today's Stocks & Topics: Jackson Financial Inc. (JXN), Market Wrap, AvalonBay Communities, Inc. (AVB), 401k Allocations, DraftKings Inc. (DKNG), Stocks Beyond Tech: Where Is the Market Actually Working Right Now?, VICI Properties Inc. (VICI), Agree Realty Corporation (ADC), Best Stock Screeners, UGI Corporation (UGI), Avantis U.S. Equity ETF (AVUS), Vanguard Russell 3000 ETF (VTHR), The Dollar.Our Sponsors:* Check out Chilipad and use my code INVEST for a great deal: https://sleep.me* Check out Plaud AI and use my code INVEST for a great deal: https://plaud.ai* Check out Quince and use my code quince.com/invest for a great deal: https://www.quince.com* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

In this solo "10 Things" episode of the Earn and Invest podcast, host Doc G outlines ten ways he and his wife manage their wealth that completely defy the traditional rules of the personal finance and FIRE (Financial Independence, Retire Early) communities. Learn more about your ad choices. Visit megaphone.fm/adchoices

With a major earnings season kicking off for the mega-cap tech names, an obscure volatility measure is pointing to a potential breakout — but the bar is sky-high and geopolitical headwinds are creating an unusually uncertain backdrop. How these earnings come in will likely determine whether the broader market can hold its current levels or breaks down.Today's Stocks & Topics: The Western Union Company (WU), Market Wrap, Danaher Corporation (DHR), Trump Imposes 50% Tariffs on Canadian, NIKE Inc. (NKE), Can the Magnificent Seven Earnings Hold the Market Up?, Cameco Corporation (CCJ), Cameco Corporation (CCJ)¸ Target Corporation (TGT), U.S. Oil.Our Sponsors:* Check out Chilipad and use my code INVEST for a great deal: https://sleep.me* Check out Plaud AI and use my code INVEST for a great deal: https://plaud.ai* Check out Quince and use my code quince.com/invest for a great deal: https://www.quince.com* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Discover what women who inherit money need to know. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

Break through your keto or low-carb plateau with Robert Sikes: https://www.ketobodybuilding.com/callThe simple wealth-building formula most people miss can change how you earn, save, and invest.In episode 903 of the Savage Perspective Podcast, host Robert Sikes talks with money expert Garret Gunderson about why budgeting, Wall Street advice, compound interest, and diversification may hold you back. His simple path to financial freedom is to create value, keep more of what you make, invest in yourself, and master one asset class. They also cover an abundance mindset, entrepreneurship, cash flow, Bitcoin, AI, recessions, ethical investing, and teaching kids about wealth. For driven men and business owners, this episode shows how to grow income, protect money, and build wealth with purpose.Follow Garret on IG: https://www.instagram.com/garrettbgunderson/Get Keto Brick: https://www.ketobrick.com/Subscribe to the podcast: https://open.spotify.com/show/42cjJssghqD01bdWBxRYEg?si=1XYKmPXmR4eKw2O9gGCEuQChapters0:00 - How Does Garrett Gunderson Build Wealth Differently?2:42 - How an Abundance Mindset Increased His Income by $480K5:19 - What Nutrition Teaches Us About Financial Myths6:23 - Why Wall Street's Wealth-Building Advice Is Broken9:28 - How Schools Kill Critical Thinking and Entrepreneurship11:17 - Is College Worth It for Future Entrepreneurs?13:33 - How Health Experts and Big Brands Mislead You15:51 - How Financial Stress Damages Your Health16:40 - Why Garrett Gunderson Won't Invest in Coca-Cola19:03 - How to Build Wealth: Four Essential Steps21:13 - How to Find Your Investor DNA and Best Asset Class24:54 - Why Betting on Yourself Beats a 401(k)26:36 - What Are the Three Stages of Financial Freedom?29:21 - Should You Invest in Yourself Before the Stock Market?31:13 - Why Doing Everything Yourself Keeps You Broke32:52 - What Are the Best Books for Building Wealth?35:36 - Why Financial Gurus Don't Follow Their Own Advice38:12 - Is Garrett Gunderson Bullish on Bitcoin?40:31 - Is a Major Economic Depression Coming by 2030?43:45 - How to Win During a Recession: McDonald's vs. Burger King45:03 - Will AI Replace Your Job—or Make You Irreplaceable?48:32 - How Much Money Is Enough? Scarcity vs. Contentment51:18 - Why Cash Flow Matters More Than Net Worth54:39 - Where to Find Garrett Gunderson's Best Books55:40 - How Do You Teach Kids Wealth Without Entitlement?57:51 - What Is the Hierarchy of Human Optimization?

India is facing a double hit from the Iran conflict — oil import costs are surging while its rupee weakens, squeezing corporate margins and complicating the country's ambitious trade negotiations with the United States. We look at how the world's most populous country is navigating this energy crisis and what it means for emerging market investors.Today's Stocks & Topics: U.S. Bancorp (USB), Market Wrap, NVIDIA Corporation (NVDA), Consumer Price Index (CPI-U) Report, Gaming and Leisure Properties, Inc. (GLPI), India's US Trade Deal in 2026: Can It Survive the Iran Oil Shock?, RTX Corporation (RTX), T. Rowe Price Group, Inc. (TROW), Perpetual Futures.Our Sponsors:* Check out Chilipad and use my code INVEST for a great deal: https://sleep.me* Check out Plaud AI and use my code INVEST for a great deal: https://plaud.ai* Check out Quince and use my code quince.com/invest for a great deal: https://www.quince.com* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

I break down the real way I approach sales, building trust by talking about what can go wrong instead of just selling upside. I share how I went from scrappy, no budget marketing to building businesses that generate serious cash, and why most entrepreneurs move too fast into holding companies without the fundamentals. We get into the three things you actually need to win, cash, network, and operational skill, and how I think about scaling, hiring, and stepping back from the day to day. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

As your clinic grows, your greatest challenge shifts from treating patients to leading people. In this episode, Doc Danny explains why emotional intelligence is one of the most valuable leadership skills a clinic owner can develop, how understanding psychology improves staff retention, and why communication—not policies—is the foundation of a healthy, growing practice. In This Episode, You'll Learn Why people become both the greatest challenge and greatest reward of owning a clinic How emotional intelligence improves leadership and culture The difference between empathy and people pleasing Why communication solves more problems than additional policies How psychology influences motivation, performance, and retention Books every clinic owner should read to become a stronger leader Key Takeaway The success of your clinic is ultimately limited by your ability to understand, communicate with, and lead other people. Invest in leadership the same way you invest in your clinical education. Technology Spotlight Documentation continues to be one of the biggest frustrations for physical therapists. Claire is an AI scribe built specifically for PTs that dramatically reduces documentation time, allowing clinicians to focus on patient care instead of paperwork. Try Claire free for 7 days. Free Resource Ready to build a scalable cash practice? Join the free PT Biz Part-Time to Full-Time 5-Day Challenge. More PT Biz Training Subscribe to PT Biz Training on YouTube Connect Physical Therapy Biz PT Entrepreneur Podcast

Crypto News: Bitcoin crosses $65,000 and altcoins are following with the charts looking bullish. The White House has agreed on an ethics package for the Clarity Act. Patrick Witt will stay with the Trump administration to see the Clarity Act passing.

✔️ A Potential Bitcoin scenario ✔️ Has BTC entered the summer lull phase✔️ Imagine missing a +500% move because ‘it might go a bit lower'. ✔️ Bitcoin whales accumulated 66,700 BTC over 60 days✔️ All roads lead to higher.✔️ I came here for moon.✔️ Copper/gold ratio has definitely made a positive turn ✔️ BTC will most likely have one more "exciting" event lower✔️ BTC continues to bounce sideways and up✔️ $64,000 is a fire sale, $57,700 was likely the bottom. ✔️ Bitcoin Treasury Capital ($BTCB) has just launched Europe's first BTC-backed preferred stock✔️ What Does BIP110 Mean for the Lightning Network?✔️ Sources:► https://x.com/washigorira/status/2078857384433528868► https://x.com/cryptojellenl/status/2079163157483078076► https://x.com/jameseastonuk/status/2078956319726338088► https://x.com/cointelegraph/status/2079114343157846139► https://x.com/sykodelic_/status/2079089466346750304► https://x.com/ghostawyeebob/status/2079265497875353703► https://x.com/ghostawyeebob/status/2079307771904700693► https://x.com/sminston_with/status/2079217561695322412► https://x.com/jesseolson/status/2079066942338629658► https://x.com/jesseolson/status/2079016601417109585► https://x.com/seth_fin/status/2079133316440006777► https://x.com/btctreasuries/status/2079140073992520120► https://cryptobriefing.com/bitcoin-treasury-capital-europe-btc-preferred-stock/► https://x.com/ambosstech/status/2079310126024999117?► DONATE TO HELP KEONNE AND BILL https://www.change.org/p/stand-up-for-freedom-pardon-the-innocent-coders-jailed-for-building-privacy-tools✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/theplebunderground#Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoinsThe information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.

Während Bitcoin nach einer turbulenten Makro-Woche oberhalb wichtiger Kursmarken stabil bleibt, richtet sich der Blick vieler Anleger weiterhin auf die Frage: Ist der Bärenmarkt wirklich vorbei?

Discover why mortgage rates jumped but refinancing is up. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

Keith explores how investors can build legacy wealth by owning productive teak timber and the land beneath it in Panama.  Mike Cobb, an international real estate developer with over 30 years of experience, explains why Panama's legal framework, economic stability, and U.S. dollar economy make it a compelling destination for first-time offshore investors.  They discuss the long-term return profile of teak, its resilience as a hard asset, and common mistakes to avoid when investing internationally, along with how a sawmill and vertical integration can enhance returns.  This discussion highlights how the strategy can diversify both geography and asset type while also opening doors to potential residency options abroad. Episode Page: GetRichEducation.com/615 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold, talking about a legacy investment. You can profit from this real asset long term, and so can your heirs. It's real estate, but not housing. It's a diverse and more primitive use type. Today on Get Rich Education, you know. Mid South Homebuyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties. It's an executive coach. For nine years now, their CEO Terry Kerr and his COO Pat Mix have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one-on-one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to DanielThomashind.com. H-I-N-D. That's DanielThomashind.com, and sign up before spots fill.   Keith Weinhold  1:35   What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Speaker 1  2:08   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:24   Welcome to GRE from Cherokee, North Carolina, to Cherokee, Panama, and across 188 nations worldwide. I'm your host Keith Weinhold. Welcome back to another Wealth Building Week. You are inside Get Rich Education, where financially free beats debt free. Today we're talking about a specific investment that is not residential real estate. In fact, it's a more primordial real estate type that predates housing. So therefore, it is lucid and intelligible. It's easy to understand. Sort of the opposite of more arcane investment like AI data centers or crypto mining. At a basic level, this makes it easy to understand, and there aren't any tenants to manage. It also does not pay you as often as monthly, though as you'll learn, there is income and appreciation is expected too. Now, if you invest outside your home country, you're probably going to want to be diligent and select a politically stable nation that also has an operator based in that region with a fantastic track record. It helps if they're close to the U.S. This small nation is close to the U.S. in both geographic proximity and economically. Their currency is even the U.S. dollar. They even share an electrical system with the U.S. with the same outlets and voltages. As you might be guessing, where I'm talking about, this nation also has a consumer culture somewhat similar to the U.S. with American restaurants and retailers and brands in our real estate world. What we find more important is how, like the U.S. this nation is a constitutional presidential republic, and both nations have these separate executive, legislative, and judicial branches, the three branches and elected presidents, in these competitive multi-party elections, and both America and this place have market-oriented economies that emphasize private property and private enterprise, banking and financial services, international commerce, logistics, ports, and aviation.   Keith Weinhold  4:49   Today, we're talking about the opportunity for you to own productive timber and the land beneath it, teak hardwood trees in Panama, a quarter-acre parcel. At a time with your name on the deed, that direct ownership is known as fee simple ownership. I have directly invested in Panama for about 11 years myself. Now, though teak might be able to survive in a climate like Hawaii, mere survival is not enough in the U.S. It is difficult to impossible to find anywhere that grows productive plantation teak. Here in the late 2020s decade, we've had bouts of El Nino or La Nina a lot of places in the world, and that has severely weakened some crop types. Other providers of different agricultural investments are failing, but not this teak. They're resilient, and we'll get into the physical properties of the teak. I'm going to ask today's distinguished guest about that. He and his business partners planted some select timber 27 years ago, and they've been offering teak hardware parcels to investors for that long, 27 years, and for about the last 10 years to GRE investors. Hundreds of you are participating now, but I'm going to wait to ask more about the physical teak product itself until later, because what's more important are the investment environment and the strength of the operator. So learn more about this and what the projected investment returns are, and just how much exactly does a quarter-acre parcel of teak cost? If you so choose, owning teak parcels also gives you the option of residency status in Panama, and you only need to spend two days there every two years in part of maintaining that status, they offer investor in-person tours of the teak plantations too because they're proud of what they do there. I expect a fascinating discussion with Mike, the teak company co-founder and CEO. This week's guest has become a friend since I met him about 10 years ago. He co-founded and is CEO of an international real estate development company. He's got active projects throughout Central America. He's been doing it for more than 30 years, so he's not a tinkerer and not trying out project concepts.   Keith Weinhold  7:26   And at this point, he's helped thousands of North Americans diversify their portfolios through international real estate ownership and residency planning, and even lifestyle investing. And if you've ever attended an investment conference on something like global diversification. You might have seen him speak there because he's such a frequent, recognized speaker and voice, and he's authored multiple books on real estate, financial freedom, expat living, and just unlocking a better lifestyle. Hey, welcome back onto the show, Mike Cobb.   Mike Cobb  7:59   Oh Keith, nice to be with you. And you're right. 10 years, we've enjoyed one another's company at many conferences. It's always great to be back with you virtually. I look forward to seeing you again personally one of these days as well. And yeah, thank you for the very kind words on the intro.   Keith Weinhold  8:14   Yeah, if I'm teetering on whether or not to attend a conference, I ask myself, is Mike going to be there? That's right.   Mike Cobb  8:20   We'll hang out,   Keith Weinhold  8:22   100% And you know, Mike, he's also an avid reader of GRE's "Don't Quit Your Daydream" newsletter. So then, clearly, he's even smarter than you've ever thought. You heard him on the show before, so you knew he was smart, but now he's even smarter than you ever knew since he's a reader. Tell us what you like about the newsletter.   Mike Cobb  8:40   You know, Keith. I gotta say, every issue that comes in, I read it. By the way, today's issue said read before Thursday, so you give me a couple days tomorrow at least to read it. Anyway, no, you know what? You are so powerfully succinct. The charts that you put in are wonderful. You were a geographer major, and and so spatial things are important. I also recognize. I love the charts. I love the graphs, and I hate to even say I love sort of the I hate to call it the trivial information, but you know enough data points that seem trivial when you put a theory around them actually become meaningful. And what you are able to do is you're able to connect dots that most people don't connect. That's the hallmark of genius, and I think you are a genius, by the way. And I think your newsletter shows that. And so, thanks for putting it out. Your readers are very, very fortunate to have you there, giving them the kinds of information that are super relevant in the marketplace at one level and on a specific level. But even more important, creating the theoretical constructs that allow them to understand the why of something's happening because you know if you understand the why of something you know it makes a lot more sense first of all but it also allows us to maybe forecast the next what coming down the pike and if we can be on the front edge of something or you know being able to look over the hill or around the bend that's. Powerful in the marketplace, and and you bring that power to your readers. Well done, man.   Keith Weinhold  10:04   Thanks. Yeah, it's not just what; it's why this matters. And that was an incredibly kind thing to say. I write every word of the letter myself, and you, the listener, you can get the letter free now@greletter.com I send it about weekly, and Mike, I know that U.S. investors, including some Get Rich Education followers, they've been increasingly looking offshore for one thing many perceive the political risk has palpably higher than it was a few years ago. So, just broadly, tell us more about what North American investors seem to be looking for.   Mike Cobb  10:42   Sure, I summed it up earlier today. I was talking with a conference organizer, and he was really giving me the hard sell on why I should come to his conference. And it's probably not a good fit. But I heard myself say it for the first time. What we really help folks do in certain spheres, but maybe in this sphere, is help people get a good night's sleep, you know, peace of mind, right? And when you've got the political turmoil, you wrote an article or a newsletter a couple weeks ago, and it was about inflation, the kinds of things that were happening, and it was so spot on. And I think your readers, and not just your readers, but people who are tuned into what's really happening from a political standpoint, a financial standpoint. There is no way you can print this much money. There's no way you can have these kinds of things going on all the time that create a huge run-up of debt, right? And it's not even the debt; it's the implications of the debt. What's going to happen next? How's this thing going to unwind, right? And so when you have all of this stuff going on. You have people who are really, really worried about their future. It's a financial future. I say there are two train wrecks. There's a train wreck of debt, which is what I just talked about, and there's a train wreck of freedom. And that train wreck of freedom is really, in some ways, a result of the train wreck of debt. But when you've got a train wreck or two train wrecks happening, we really have three choices. We can ride it out, right? Take the ride and go for the crash, right? We can do something about it, but we really have to do something about it before. I'm going to mix a metaphor here, but if you know a hurricane's coming in three or four days, you don't wait till the wind's blowing 150 miles an hour to put up the plywood, right? You get out there while the sun's still shining. You put up the plywood, and then when the hurricane hits, like you got plywood over the windows, and you can ride out the storm. And this is where I think so many people are today. They're recognizing this hurricane is coming. The problem is, is that I don't think people always know where to go get plywood, right? What do I do? How do I protect myself and my assets, right?   Mike Cobb  12:38   And what this conversation right here is about is here's one kind of plywood you can put up on your window and the diversification overseas the diversification internationally into a hard asset that is not really inflation proof because I'm not sure there is such a thing but largely inflation proof or a big a great hedge against inflation real stuff hard assets real estate timber commodity right this is. what so many people are now looking at, and then the other piece of it is you can layer in a residency, which starts to give you that political plan B. You've got an economic plan B, kind of the hedge against inflation, but you've got this residency component that gives you sort of a hedge against the political uncertainty, and 1000s of folks have moved in this direction. Several 100, I think it's about 600 folks now, have picked up the residency as part of their timber investment as well. So a lot of different things going on, but I think they do circle all the way back to this train wreck of debt and a train wreck of freedom, the political divisiveness kind of what's happening.   Keith Weinhold  13:40   Now, what if someone hasn't invested in a hard asset overseas before, Mike? I'm thinking some people might come ask you. You know, why would I do this? For example, I live in the United States, where we have a rule of law and stable, mature markets and high property ownership rights. So, why should I look to diversify internationally with hard assets,   Mike Cobb  14:01   yeah, I think there's a general answer, and then maybe a couple specific answers. Generally, you know, I would never bet against the U.S. the U.S. economy. We're the largest economy in the world. I would never bet against it, right? But I think that for prudence, we would all want to have at least another basket for a few of our eggs: 5% 10% 20% Pick. Pick a number that's comfortable, but have some of your investable net worth outside your home country. Like that's just prudent, right? Why would you have everything all in one basket? And so we see that as a general answer. Specifically, a country like Panama, where we do have artique plantations, they have public title escritora publica. It's fee simple title, but in the civil law, so it's called escritora publica. The rule of law is strong in Panama. And then the other thing about Panama that I absolutely love is you have the canal, and the canal provides both economic stability and political stability. On the economic side, it generates just. Under $5 billion a year of cash flow, year in year out, right? So just it's like an ATM machine for a country with a population of about 4 million people. Do the math on that; like that's a huge amount of money on a per capita basis, right?   Keith Weinhold  15:13   Narrow water passages have really been newsworthy for a long time now, too.   Mike Cobb  15:16   Well, they have, and just like the Strait of Hormuz, right? You know, people sometimes go. I hear it said, "Oh, the canal is a vital strategic U.S. interest. That is absolutely 100% correct. But if you're a country that produces any goods that ship, or you're a country that receives any goods by ship, that canal is a strategic interest to you, and by definition, that's every country in the world. Every country in the world wants that canal open and transiting, right? Because everybody either produces or receives or both, right? And so you've got the political stability element as well as the economic stability element. You've got the rule of law. Panama is a great, great place for that person who you mentioned who's never done an overseas investment, never gone offshore, right? What's an easy place to start? What's one of the safest places to start is Panama, and it's in this hemisphere too, so it's close. I mean, you can get there for three hours from Miami, three and a half hours from Houston. Flights all over to U.S. Canada. It's easy. So I think a lot of folks see Panama as a very, very easy way to make that first step overseas.   Keith Weinhold  16:25   I happen to know that you just flew in from Panama. You're in the United States today, but you're constantly going to Central America. You span time zones more often than almost anyone I know. You mentioned fee simple ownership in there. For those that don't know, I think of that as direct ownership, where you don't have some weird administrative government layer in there that can dilute your hard asset.   Mike Cobb  16:47   Right, you can own it in your own name, you can own it in a corporation, so it's easy to own it. But yeah, no layering, right? By the way, the Constitution treats owners who are Panamanian the same exact ways it treats all foreign owners, and actually, we do business all over Central America. The one thing that we look for is a a legal regime that protects foreigners and foreign investors the same as it does domestic. Panama does that.   Keith Weinhold  17:12   Yeah, so investing in hard asset in Panama is a bit like investing internationally with training wheels on, due to its close relationship with the United States bolstered by the Panama Canal, but yet if someone hasn't invested internationally first, there are still a few mistakes to avoid. Maybe things that one isn't aware of. Can you tell us more about that?    Mike Cobb  17:33   The biggest danger people have when they make their first foreign investment is what I call margarita madness, right? And a lot of times it happens. You're on vacation in Cancun. You're having the time of your life. You're you just went parasailing, whatever. You're walking down the beach, and some developer says, "Hey, come on up here and take a look at my condo project. You know, and we'll buy you dinner at Senior Frogs tonight. We'll give you a coupon or whatever, right?   Keith Weinhold  17:55   Right.   Mike Cobb  17:55   And a lot of people do that, and then later that night, that's Senior Frogs. They're celebrating the condo they just bought, right? I mean, it's not how we transact real estate in the U.S. and Canada. There's a due diligence process. There's a due diligence period. It takes weeks or months to transact on a property, not hours, right? And so the single biggest mistake is that, and the way that we really can resolve it. I mean, my book is all about this. In fact, you have a copy, and I think you've helped some of your your readers and listeners get copies as well. It's called "How to Buy Your Home Overseas and Get It Right the First Time, and it really boils down to three simple principles: buy what you see. Is it there? Right. Own community. Right. Make sure it's in a place where you have people around. Right? Because there are a lot of ghost towns out there, and then know the developer. Do your due diligence on the developer himself, right? So you've got these three principles, and if you follow those three principles, you could do a lot better. But I actually think there's even a better way, and it has to do with character. It has to do with us, and you know when we move to the developing world, anywhere outside of you know North America, Northern Europe, maybe Australia, New Zealand, right? We're moving from the land of seller beware, right? Think lemon laws, think Ralph Nader, think advocacy groups, you know, lots of laws and regulations that control the seller, to the world of buyer beware, where none of those laws exist, and so now you're on your own. And because we've been living and transacting our whole lives in a seller beware environment, in a bubble of protection, we're protected by the government, right? We think we are. We'll just say that anyway. But we're protected. We're in a bubble, and we move to the land of buyer beware.   Mike Cobb  19:38   The problem is we don't really know how to transact. We don't know the right questions to ask, and our single biggest advantage, our single biggest attribute or asset that we have, is actually humility, because we don't know what we don't know, and we have to forget what we think we know. Assumptions, right? We can't bring assumptions with us that hold true. Some do some. Don't right. If we approach a transaction overseas with humility, there are no dumb questions. I'm going to ask every question I can think of. I'm going to do as much research as I can within a limited period of time. I'm not going to not analysis to paralysis forever. I'm going to say, look, I'm going to spend the next 30 days. I'm going to do a ton of due diligence, and at the end of 30 days, if I like what I say, I'm going to transact, right? So you're you're not getting the deer in the headlights never to do something, right? But you know, several weeks, maybe a month or two, depending on what it is you're doing, is enough time to do really, really good due diligence. Ask all the questions you can think of, but approach it with humility. And when we do those things, we transact so much, so much better than if we just rush into it with Margarita Madness.   Keith Weinhold  20:44   Right? People get caught up in those emotions with Margarita Madness and end up with a timeshare that they can't get rid of, or something like that. You said something so interesting there, Mike. When you move from the developed world to the developing world, you move from a seller beware world, like with some of the things you have to be aware of, and like you need to give disclosures and such into a buyer beware world. I hadn't thought of it that way before.   Mike Cobb  21:08   Yeah, and really, a lot of my book and a lot of the presentations that I've given, you've seen me give over the years, really deal with what I call a change in thought process. Because mostly in presentations, right? My goal in a presentation is to help somebody change how they think, to take away the bubble and understand that they're on their own, right? It's not really their own. They have you, they have me, they have other resources, right? But they don't have this bubble of government or regulations or laws out there protecting them anymore. Now it's the individual, and as an individual, I don't want to be rugged individual. I want to find other people that can help me, right? But I have to do that as opposed to it's just there for me, right? So if I can help people change how they think, they will transact so much better. They'll make better investments. They'll make investments that work for them in ways that they want them to work for them, right? They'll achieve the goal or the dream in a much, much, much higher percentage of the cases,   Keith Weinhold  22:04   we're talking about investing antique tree hardwood plantations, principally in Panama, like you mentioned, and we're talking about one mindset about crossing borders with our investing, and another is oftentimes, at least for GRE listeners, we're crossing asset use type because we're so used to residential rental housing. So when you cross into agriculture or forestry, I guess as it is with teak, what are some of the bridges to cross there as we change use type?    Mike Cobb  22:35   The reason I love timber generally and teak specifically in Panama in this case is that most people, most people, and I hope that many of your readers aren't most people. Most investors look at 20-five years and they simply say themselves, "No way, no way. And I love that because right now teak timber is being cut down 10 to 12 times faster than anyone is replanting it. And the reason people don't replant it is because most average investors come along and say, "Oh, it's 25 years. I can't wait 25 years. Well, you know what? Good, because the folks who do decide to move ahead and plant the teak, what that means is the price of teak is very highly likely to continue to increase in value far beyond inflation. Teak wholesale teak prices have gone up five and a half percent a year on average for the last 50-three years. I think that number is going to increase largely because there's this huge psychological barrier. People think, "Oh, 20-five years, but back in 1990-eight I bought 100-acre cattle pasture in Panama, and we had a professional forestry company plant it and maintain it for the last now 27 years, and two two and a half years ago, we started building a sawmill. Our sawmill is up and running. In fact, was just down there and brought back one of our first retail products. We're producing lumber. Our first container of lumber is headed out to a distributor in Colorado next week.   Keith Weinhold  23:56   Mike's holding up a nice cutting board for those in the audience.   Mike Cobb  24:00   Nice cutting board. We're setting up an e-commerce site. We're going business to consumer with cutting board, bath mat, shelving, tables, chairs. We have our whole production facility ramping up with new retail products. So the bottom line is, is yeah, man, it does take 25 years. You know.   Keith Weinhold  24:15   The lantation to harvest cycle. That's the 25 year span you're talking about here. The patience it takes for an investor.   Mike Cobb  24:21   Thank you. Yes, absolutely. And then, as we cut down this mature plantation that we we are now harvesting right now, it gets replanted, and the next 25 year harvest. I'm 61 Maybe I'll make 86 I don't know. Maybe not. Right. But my kids probably will, and they'll get the big harvest in 25 years, and then it'll replant, and maybe they'll get a next one, or maybe it'll be the grandkids, right? And so what we found savvy investors, people who are really not your average bear, right? And they think to themselves, how can I create generational wealth stewardship? I have enough money coming in. I mean, Keith, that the I mean, you can own teak for 10 grand. You can. Own a quarter acre of teak. You own the land. You own the trees. 10 grand, like it's 9000 something or other, but 10 grand, right? I mean, the bottom line is it's such an affordable, easy investment, right? And it turns into well over $100,000 in today's numbers. Who knows what inflation? But in today's numbers, buying power, you know, 10,000 turns into 100,000 right? Over 20-five years, and so most people who do this recognize the fact that they might get the first harvest, but it's their kids, their grandkids, their great grandkids who are going to get this harvest every 20-five years thereafter. And so the 20-five year thing becomes a wonderful thing, not a bad thing. Right, it keeps many people out, which keeps the price of teak high and growing, which we like. But it also creates this cash flow period. People go, "Oh, it doesn't cash flow. I'm like, "Absolutely, it does. It cash flows phenomenally four times a century. Like you have an internal rate of return of almost 11% 10 point something, right? You have an internal rate of return of 11% and it cash flows four times a century. This is a phenomenal cash flow investment. You might get to see the first one or the second one, but you're probably not seeing three or four. But somebody else in your lineage, your family, your heirs will see it, and they will all be so happy you made that decision to own teak.   Keith Weinhold  26:22   We're talking about the ability for you to own teak parcels and the land beneath it, title in your own name, one quarter of an acre at a time. We're going to talk more about that with Mike when we come back. You're listening to Get Rich Education. I'm your host Keith Weinhold. Flock Homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now mom and pop landlords can 721 their residential real estate. Request your initial valuation. See if your properties qualify at flockhomes.com/gre. That's flockehomes.com/gre.   Keith Weinhold  27:09   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call or text family to 66866 That's family to 66866.   Ken McElroy  28:12   This is Rich Dad advisor Ken McElroy. Listen to Get Rich Education with Keith Weinhold and don't quit your daydream.   Keith Weinhold  28:29   Welcome back to Get Rich Education. We're talking about international investing with teak tree plantations. This isn't something experimental. We're not talking about a tinkerer here. You have to be more careful when you go overseas, and we're talking about with the owner of an international company that's been doing this for 30 years, providing international investments. But the teak tree plantation, I think, began in 1998 or 1999 Is that right?   Mike Cobb  28:56   Yeah, 98 was the purchase of the property, and in the rainy season of 99 we planted the first 100 acres. Yep.   Keith Weinhold  29:03   Yeah. Well, talk to us more about that because you talked to us about how historically teak appreciates at about 5% per year. Tell us about how we get to that 11% internal rate of return.   Mike Cobb  29:15   Yeah. Sure. I mean, so two things. One, you've got the five and a half percent a year kind of calculated out over a very long period of time, 50-three years. So that's a pretty good statistical baseline. And then the fact that your trees actually physically grow, right? I mean, back in 2008 my joke is from 2008 to 2012 While the rest of us in real estate were hating life, my trees just simply kept growing, right? They just kept growing. And so what you start off with is about 100 maybe 110, I think, trees on a quarter acre, and in the end, after all the thinnings, you end up with somewhere between 22 and 25 trees per quarter acre, and each of those trees produces about 1.2 to 1.6 cubic meters of timber. For lumber, by the way, one of the things that we are working on, and you know, look at the end of the day, you had a walk, jog, run, right? And we're in the walk stage right now, but we're harvesting out all of the other elements of the teak tree. Your lumber piece, that just you know, sell it as boards, you know, one by fours, one by sixes, one by eights, whatever it is. Ship that stuff off. That's your 1.2 to 1.6 cubic meters, but you've got other pieces of the tree. You've got stuff that's too thin, the root stock that can be turned into other things, including cellucrete with cellulose, the ground up, the sawdust itself. We're saving all the sawdust. We're going to use that for cellulite. This is the math on this. Our investors get 80% of the net proceeds after processing costs, which is 15% my company gets 20% and so we, my company, has the highest incentive to drive the highest possible return to the investor possible because I get 20% of whatever I make for the investor, and so all the numbers we use are always the net investor number, right? And we have a business plan. All the numbers are laid out. It's all there, and it's pretty easy to see how the IRR gets up. About I think it's 10.6, 10.7% I can't remember. Just under 11% but it's all in the business plan, Keith. And again, this is part of that due diligence process, right? Get a copy of the business plan. Get on the phone with one of our property consultants maybe take a trip to Panama. I just got back. We just took a group of people. Yeah, we got tours. Yeah, we have tours, and so like as part of the due diligence process, come visit, come see the trees, come see the sawmill. Right? If it's something that makes sense from a an investment standpoint, yeah, the material, the facts, and the due diligence is all there for people to be able to pick up and do over a you know several week period, you know 30 days, 60 days, 90 days, whatever it is.   Keith Weinhold  31:47   Well, let's back up because seemingly you have had really good prescience. Because when we look at world agriculture today, we see some problems. Whether some people want to call it erratic weather, other want to call it climate change, and how that's really ravaged some crops and created disruptions in certain produce. Or with coffee, you know, we've also got a cattle production problem, for example. But you've chosen something that's been really resilient. Tell us more about that resilience and just why teak of all crops and forestry.   Mike Cobb  32:22   Let me start by saying, who was it? Yogi Berra says, you know, predicting is hard to do, especially when it's about the future or something. Exactly. Yeah. Right. But I mean, look, we're talking about the future. I mean, who the heck knows, right? I mean, that's what makes it investing rather than you know something else. But teak has been grown in plantations for almost 400 years. It was started by the British in India, what was then Burman throughout Southeast Asia. And one of the things the Brits did so so well is they documented everything. They had statisticians keeping track of altitude, rainfall, soil types, different stock. I mean, just anything and everything that you could imagine, and so by the early 1900s, some of the best books about teak and teak plantation farming was written. I actually read those books in order to interview the forestry management companies in Panama that we would hire them to manage our plantation, because I don't know anything about it, right? But I wanted to be prepared to do the interviews, so I was. What amazed and fascinated me was this incredible track record of production for almost 400 years of teak as a commodity in the marketplace, and then for the last 50 years, 53 years, you know, seeing what's happened to the price of teak in that time period. Look, nobody can predict the future. Weather patterns change. Teak as a species, is very very resilient. You know, the highest quality teak is grown in very specific conditions, and the Darien province of Panama has exactly the conditions to produce the highest quality teak. If those conditions change, maybe the quality of the teak goes down. Maybe the quality of the teak goes up a little bit. Who knows, right? I mean, at the end of the day, we don't control weather. We don't control weather patterns. We don't control the future. But that thing goes back to the idea of diversification. Like, how can we mitigate against the future? I think we do that by just simply broad diversification. And if we have all of our assets and stocks, bonds, and rental real estate, we're pretty concentrated, especially if it's all in the United States, right? Our home country, for example, and so some diversification into other sectors probably makes sense. I know it makes sense for me because I think that's my way of hedging against the uncertainties of the future.   Keith Weinhold  34:37   Let's talk about the tree quality and then the sawmill, because some people don't understand that teak really has pretty special properties that maple or black cherry or oak doesn't have.   Mike Cobb  34:47   It does. It has a very very high oil content and it has a hardness that makes it extremely resistant to rot fungus, which is why it's used in the marine environment. If you look at Chris Craft. Boats or yachts. You always hear about teak, teak, teak. Teak is used in maritime environments because it holds up to the salt water-not just salt water-holds up to water, but even more so, salt water and the environment, which makes it unique. And so, even if you don't treat teak, right, you just leave it out. It turns gray, but it doesn't rot. And then you can come back. You can you know sand it and varnish it and turn it into that beautiful, rich color. It's a beautiful, beautiful wood. It's funny because it has furniture uses, outdoor furniture, patio furniture, things like that, decking. But now they're starting to use it in hardwood floors. They're using it in gates and fences and soffit materials. Again, outdoor uses, but it can be used indoors as well for very very fine furniture, which at the end of the day teak has a panache that a lot of these other woods don't have. Mahogany is certainly one mahogany. The thing about mahogany is it's softer, right? It's a softer wood. It carries some qualities in terms of the grains and the colors that make it a a very favorable product for cabinetry and other things. We actually looked at mahogany as a species to possibly grow, and it's about a 30-five to 40-year harvest cycle. And so, when we looked at that, we said, you know, we can get our heads around 20-five, and and maybe someday we will do some mahogany plantations as well. But for now, we we started with teak. Actually, when we did the analysis, I don't know if this is still true, but 27, 28 years ago, when I did the initial research and analysis, it had the best time value of money ROI.   Keith Weinhold  36:29   Ah, that's the first time I learned that. And some of these durability properties that you've been talking about really go back to my earlier question about how some more sensitive crops have been ravaged lately.   Mike Cobb  36:39   Yeah, it holds up very very well to the environment. By the way, it'll do well in pretty much everything but desert, right? If it rains too much, the teak will grow faster. Actually, it produces a less quality. The quality of the teak is less. If so, if panama's rain system changed and it started raining every day of the year, where we have it growing, teak trees would grow wonderfully. The quality of the teak would be lower, right? Still, be teak. It'd still be valuable, but not as valuable in the marketplace. So.   Keith Weinhold  37:08   Now you've been here to talk about teak before, but something that you added a few years ago was a sawmill to really bring some vertical integration there. And now you're not at the mercy, perhaps, of the price that you would need to sell to a lumberyard. Can you tell us more about how it's going with that?   Mike Cobb  37:22   Yeah, absolutely. Well, the bottom line is, is because we earn 20% of what we earn for the investor on their wood, our goal is to sell it for as high a possible price. And lumber does pretty well. I mean, you can sell logs. Let's just start there. You can cut the trees and sell the logs for X. You can turn the logs into lumber and sell it for you know whatever 578 x. You can turn it into things like cutting board, chairs, tables, a finished product, and there you're talking about you know not just five to 7x You're talking about another 10x on top of that. So that's like 30x right? I mean it's an incredible difference. So from log to finished product, it's about a 30 times differential in what you ultimately achieve out of the marketplace for return. Right now it takes longer to do it. There's more work involved, but at the end of the day, because you make more of the investor, we make more. Some of the teak is going to go out as finished product, and so we get a blended return of lumber. We don't do logs, but we're going to have a blended return of lumber and finished product that will push that yield up maybe higher than we've anticipated, which would be just fine with everybody.    Keith Weinhold  38:30   ll right, all right. Diversifying your exit, then. Well, before we learn about how we can get a hold of more information, is there any last thing that we should know about investing across international lines into teak, maybe something that I didn't think about asking you, Mike.   Mike Cobb  38:45   The only thing there is two of the teak farm parcels can be bundled together for a half acre with about a I don't know it's a seven $8,000 legal piece government fees to achieve a residency. So you can actually become a resident of Panama with the teak investment, and again coming in on about 600 folks have done the residency as well as the investment and ownership of the teak farms. So I would say that's a piece. Again, if people aren't sleeping well at night, they're worried about inflation, they're worried about social disruption, polarization, where things are headed, right? And they like the idea of the teak investment, then you know it may make sense to just do the extra government legal piece and get the residency card. I mean, I just did that. By the way, I think you know I'm a I'm a Nicaraguan resident because I lived in Nicaragua for 14 years.   Keith Weinhold  39:34   Mike is holding up his Nicaraguan ID.   Mike Cobb  39:37   but last summer I also got my Panama residency card, so now I have, y'all. I'm a U.S. resident, U.S. citizen, and I'm also a Nicaraguan. I think I held up my West Virginia driver's license. Hold on, let me go. Here's my Nicaraguan residency. Sorry, I was like, yeah. Wait a minute. Anyway, so right. So I'm a U.S. citizen, and I'm a resident of both Nicaragua and Panama. And so, this is something that a lot of folks choose to do because of the uncertainty, the political and social uncertainty in their lives. The teak itself will help with the economic uncertainty, but the residency then helps with the other two elements.   Keith Weinhold  40:15   Next time you fly in and you're doing customs in Panama City or Managua, show them your West Virginia driver's license and see how they like it. See what happens.   Mike Cobb  40:22   It wouldn't work. Hahaha.   Keith Weinhold  40:25   Well, the prices are low. You do not need to be an accredited investor in order to do this. So there's really no qualification bar to clear. There's really no limit in the number of parcels that you can buy. Some people like to purchase 10 parcels, but you can buy as little as one, and tell us more about that price.   Mike Cobb  40:42   Yeah, in fact, we've introduced Keith since the last time we talked a financing program. Oh,   Keith Weinhold  40:48   I didn't know that yet.   Mike Cobb  40:49   We did. That's a fairly new. It's a this year thing, right? So the teak parcels, I think 9890 or something, whatever. Call it 10 grand. The parcels just under $10,000.   Keith Weinhold  40:59   Okay.   Mike Cobb  40:59   Yeah, and they have a down payment and a credit card thing. I think it stretches maybe over a year or two, so it's a fairly short period. Let's people who don't have the entire 10,000 upfront who want the teak investment to be able to acquire it. And if they're doing the residency piece, the residency piece can only begin after the teak farm piece is acquired, right? But it can also lead to the residency piece over time. So yeah, and then there are some discounts on three of them and 10 of them. So we have a lot of people that actually end up getting them for. And and here's a really cool thing because it's titled in your own name, it can also be titled in a child's name or a grandchild's name. And so we have a lot of people that actually acquire them and they don't take ownership. They put it in their kid's name or their grand name. Yeah, so it's a wonderful way to move that asset already right out of the gates into the next generation or the next generation.   Keith Weinhold  41:52   So we're talking about diversifying at least twice, both internationally and then in a different asset type as well. This has been fascinating to learn about, Mike. It's just fascinating alone, I think, to learn about the geography and the teak itself. And like we touched on earlier, they do organize tours. Any reputable provider should do that. They're proud of what they offer there. Tours in the Darien province of Panama, in this case, to see your teak tree parcels. It's a really approachable price. If you want to learn more and get a report and perhaps purchase some parcels, Mike's one of our GRE marketplace providers. You can visit gremarketplace.com/teak or talk to your GRE investment coach. Mike has been fascinating as always. It's been great having you back on the show.   Mike Cobb  42:40   Nice to be here. Thank you, Keith.   Keith Weinhold  42:48   Teak is one of the more durable crops that there is. The demand for teak hardwood is substantial, and it's really growing. They have also had the same tree manager for all 27 years since the teak was planted, some real continuity there. The name of the manager is Heyo Forestall. There's a little to manage with the teak hardwood trees, like performing thinnings, and those thinnings do give investors like you intermittent income. So you're not waiting for absolutely everything for 25 years, but the income from the thinning is really small. Most of the return takes place in that 25 years, and it's interesting to me to see the profile of the GRE investor in teak because it attracts young investors, and maybe that's because the cost of entry is so low. It also attracts older investors because they more often have an eye toward passing along something productive to their heirs that is going to outlive them. A lot of them don't want to give their heirs money because money can be spent on fleeting trivialities. Also, the older a person is, they just have an easier time visualizing the fact of 25 years and knowing that it really will pass by. And yes, in-person tours are offered there in the Darien province of Panama, and there were 13 to 14 attendees on a recent tour. They do need to limit the group size, and the tours are for you, whether you're an existing investor or not. If you're just checking it out, that's for you too. If you believe that you want to attend a tour and you don't want to buy, I understand that you can get your money back from the tour.   Keith Weinhold  44:35   The next tour is in September. Each quarter-acre newborn teak parcel costs $9,680 $9,680 and over 20-five years, it's projected to produce about 110k in today's dollars. And yes, now with financing, we've talked about this investment on GRE before, but it's the first time where they now have financing in place, so you don't even need. 9680 to get started. Also, retirement funds might be eligible for use here. And really, when you think about the long-term horizon of this investment, retirement funds make sense. If this is potentially interesting to you, get a hold of the report that goes into the details and shows you some projections and more. You can do so by either contacting your GRE investment coach or visit gremarketplace.com/teek. Money may not grow on trees, but sometimes trees grow into money. Until next time, keep growing your means and maybe a few trees. You could visit gremarketplace.com/teak. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 1  45:53   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  46:21   The preceding program was brought to you by your home for wealth building. getricheduceducation.com  

In this episode of the Earn and Invest podcast, host Doc G interviews Jesse Mecham, founder of the highly popular financial software YNAB (You Need A Budget), to discuss his upcoming book, Never Worry About Money Again. The conversation centers on a radical shift in Mecham's philosophy: abandoning the word "budget" in favor of mastering intentional spending. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Matt Vogt is back for another episode of The Lifestyle Practice — and this one gets personal. After a chance dinner conversation with a pre-dental student staring down a $650K tuition bill, Matt found himself revisiting his own $450,000 student loan journey and asking a simple question: if he had to pay it all off again, what would he do differently? In this episode, he breaks it down into three hard-won lessons:

Mark Wendland, Chairman and CEO of Canton Strategic Holdings, joined me to discuss how the company is leveraging Canton Coin and supporting the Canton Network to accelerate institutional blockchain adoption.Topics: - Institutional blockchain adoption - Canton Strategic Holdings and Canton Network ecosystem - Tokenized asset vs Traditional asset marketsBrought to you by - Learn about iTrustCapital's powerful Premium Custody Account (PCA) and tax-advantaged Crypto IRA platforms https://www.itrustcapital.com/go/thinkingcrypto iTrustCapital Representative: R.Rankin@itrustcapital.com 

In this episode of the Tactical Living Podcast, hosts Coach Ashlie Walton and Sergeant Clint Walton talk about a fear that lives quietly underneath the surface for many first responders — the growing awareness that the job is changing them, and the worry that the direction of that change is toward something they never wanted to become. Bitterness in first responder culture does not arrive all at once. It builds slowly — through disappointment, disillusionment, unprocessed grief, and the accumulation of everything the job takes without giving back. And one of the most painful parts of that process is watching it happen and feeling powerless to stop it. This episode names that fear directly and talks honestly about what it takes to stay grounded when the job keeps pulling in a different direction.

Join our champion program: mark@themomentumcompany.comAttend a Thriving Leader event: https://thriving-leader-2026.lovable.app/Instagram: @the.momentum.companyLinkedIn: /momentum-companyIn this episode of The Intentional Agribusiness Leader, Mark sits down with Amanda Martin, President and CEO of the Illinois Ag Leadership Foundation (IALF), for a conversation about leadership development, community impact, education, and preparing the next generation of agricultural leaders.Amanda defines intentional leadership simply:Showing up with purpose.Whether it's following through on commitments, leading through service, making thoughtful decisions, or understanding how your actions impact others, intentional leadership begins with being deliberate about how you show up every day.At the Illinois Ag Leadership Foundation, that philosophy comes to life through a two-year leadership development program that brings together leaders from every corner of agriculture—from row crop producers and agribusiness professionals to urban agriculture advocates and policy leaders.A major theme throughout the conversation is this:Leadership grows when people leave their bubble.One of the unique strengths of the program is its diversity of perspectives. Participants may come from completely different sectors of agriculture, but they share a common goal: helping strengthen their communities, their industry, and the future of food and agriculture.As Amanda explains, many of the challenges facing agriculture today aren't solved by staying in silos.They're solved by bringing people together.The conversation explores the growing importance of bridging the urban-rural divide, especially in states like Illinois where agriculture and large population centers coexist side by side.Amanda believes leaders have a responsibility to listen, understand different perspectives, and find common ground.Because despite different backgrounds, most people want the same things:Strong communitiesSafe foodOpportunity for future generationsA better future for their familiesAnother major topic is leadership development in a rapidly changing world.Technology is evolving.AI is reshaping how people learn and work.Career paths are becoming less traditional.And leadership development must evolve alongside it.Amanda shares why she believes there are many pathways to success today—not just a traditional four-year degree. Whether through college, technical programs, certifications, apprenticeships, or leadership experiences, the goal remains the same:Continue growing. Continue learning. Continue expanding your perspective.The conversation also dives into one of the most important leadership skills of the future:Having difficult conversations.Amanda works closely with fellows on how to navigate disagreement, communicate with empathy, and lead productive conversations even when perspectives differ.One lesson she shares stands out:The goal isn't to win the conversation.The goal is to move things forward.In an increasingly divided world, that mindset may be more important than ever.The discussion also explores trust, networking, policy, and the future of agriculture.As food systems become more complex and global challenges continue to evolve, Amanda believes leaders must be prepared to think beyond their own operation, organization, or community.They must understand the larger ecosystem.Because agriculture doesn't operate in isolation.Policy affects production.Technology affects markets.Global events affect local communities.Everything is connected.The episode closes with a challenge for every listener:Invest in your leadership.Whether through formal programs, mentorship, community involvement, or personal development, leadership doesn't happen by accident.It happens when people choose to step forward.Because the future of agriculture won't be built by spectators.It will be built by leaders who are willing to show up.Listen if you are:Developing leaders within your organizationInterested in the future of agricultural leadershipNavigating change in education or workforce developmentLooking to improve communication and leadership skillsPassionate about building stronger communitiesCommitted to growing your leadership influenceKey TakeawayThe best leaders don't just show up. They show up intentionally—and create space for others to grow alongside them.

Invest early in the next wave of rookies with our way-too-early 2027 NFL Draft picks & predictions!Why is LSU Tigers QB Sam Leavvitt (+4572) a better bet to make to go first overall than Texas Longhorns QB Arch Manning (+189)? Does South Carolina Gamecocks QB LaNorris Sellers (+2241) have enough upside to move to move up the board? Plus, what puts the Atlanta Falcons (+1351) in contention to be picking at the top of the board?Seth, Steve & Craze break down the No. 1 Overall Pick & Team To Make betting odds on "The In-Between Fantasy Football Podcast (S8 E19)."⏰ Time Stamps:00:00:00 Introduction00:01:03 Brendan Sorsby To Enter the 2027 NFL Draft 00:07:46 FSAN Promo00:08:41 Between Bets: 2027 NFL Draft Picks & Predictions00:09:13 Team To Make No. 1 Overall Pick Odds Breakdown00:12:15 No. 1 Overall Pick Odds Breakdown00:16:08 #WEEKENDER Promo00:17:15 Arizona Cardinals To Make the No. 1 Pick (+165 via Kalshi)00:19:37 Cleveland Browns To Make the No. 1 Pick (+279 via Kalshi)00:22:25 Atlanta Falcons To Make the No. 1 Pick (+1351 via Kalshi)00:25:35 No. 1 Overall Pick: Sam Leavitt (+4572 via Kalshi)00:29:02 No. 1 Overall Pick: LaNorris Sellers (+2241 via Kalshi)00:34:10 Plugs + Outro❓ FAQs• Who will be the No. 1 overall pick in the 2027 NFL Draft?• Will Arch Manning be the No. 1 overall pick?• How do you bet on the 2027 NFL Draft?• What team will make the first-overall pick in the 2027 NFL Draft?

Everyone talks about managing time. But what if time is not the problem? In this episode of the Empowered Team Podcast, Kari Schneider explores one of the biggest challenges facing leaders, professionals, and high performers today: the erosion of attention. Research shows that our average screen attention span has dropped from 2.5 minutes to just 47 seconds. Meanwhile, every interruption can require up to 23 minutes of recovery time. The result? More stress, less productivity, and a growing sense of depletion. Kari unpacks groundbreaking research from Dr. Gloria Mark and Dr. Amishi Jha to reveal how attention actually works and why understanding it can dramatically improve your leadership, performance, and well-being. In This Episode, You'll Discover: • Why attention is the true currency of a high-performing life • The hidden cost of interruptions and multitasking • The three attention systems: Flashlight, Floodlight, and Juggler • Why decision fatigue is not a character flaw, but biology • How your attention directly impacts energy, productivity, and leadership effectiveness • The “Token Model” for managing cognitive energy throughout the day • How to schedule your calendar around attention instead of tasks • Practical ways to restore focus and prevent burnout Key Takeaway Stop managing your time and start managing your attention. The quality of your life, leadership, relationships, and results depends on where your attention goes. When you learn to protect it, replenish it, and direct it intentionally, everything changes. Citations and Research Primary Sources Dr. Amishi Jha, Ph.D. Professor of Psychology at the University of Miami and Director of Contemplative Neuroscience. Author of Peak Mind: Find Your Focus, Own Your Attention, Invest 12 Minutes a Day (2021). Her research has been published in peer-reviewed journals and field-tested with members of the U.S. military, first responders, elite athletes, and corporate leaders. Website: amishi.com Dr. Gloria Mark Chancellor's Professor of Informatics at the University of California, Irvine. Author of Attention Span: A Groundbreaking Way to Restore Balance, Happiness and Productivity (2023). Her work includes more than 20 years of empirical, screen-based attention research. The 47-second attention finding was replicated across multiple independent studies conducted from 2014 to 2020. Website: gloriamark.com Supporting Data • Gallup, State of the Global Workplace Report (2024): Estimated a $9 trillion global productivity loss associated with employee disengagement. • University of California, Irvine: Research found that returning to a task after an interruption can take approximately 23 minutes. • Jha et al. (2007): Mindfulness Training Modifies Subsystems of Attention, published in Cognitive, Affective, & Behavioral Neuroscience. The study demonstrated that mindfulness training can improve alerting, orienting, and conflict-monitoring attention systems.

✔️ THIS is what CAPITULATION looks like✔️ Every Bitcoin bear market has established a higher floor than the last.✔️ Bears will be punished soon.✔️ We just tested a significant level for the first time✔️ All BTC needs now is one final capitulation✔️ BTC looks great for a bullish breakout into this week.✔️ Wait for $180k and beyond.✔️ Bitcoin has bottomed.✔️ Bitcoin NEVER bottomed above the Realized Price.✔️ Drawing a big arrow on #Bitcoin chart✔️ Routing nodes continue to see rising activity on the Lightning Network✔️ Broken incentive structure behind Bitcoin treasury companies.✔️ New Hampshire is setting the standard for Bitcoin policy.✔️ Asian countries will try to get ahead of the US in crypto by passing their own versions of the CLARITY Act.✔️ Sources:► https://x.com/dmweisberger/status/2078146395458977879► https://x.com/iiicapital/status/2078087460739813785► https://x.com/gordongekko/status/2078071768124645598► https://x.com/cryptojellenl/status/2078130099954557148► https://x.com/tedpillows/status/2078125848033407289► https://x.com/cryptomichnl/status/2078446685773234349► https://x.com/jameseastonuk/status/2078168576800780417► https://x.com/ghostawyeebob/status/2078613169438625829► https://x.com/cryptorover/status/2078722251738759233► https://x.com/nebraskangooner/status/2078129378949554499► https://x.com/ambosstech/status/2078220194284216768► https://x.com/nebraskangooner/status/2078129378949554499► https://x.com/TFTC21/status/2078158785848471648► https://x.com/satoshiactfund/status/2076784876326638022► https://x.com/bitqua/status/2078822570929844247► https://www.theblock.co/post/408843/us-regulators-miss-genius-acts-one-year-deadline-for-final-stablecoin-rules?utm_source=rss&utm_medium=rss► DONATE TO HELP KEONNE AND BILL https://www.change.org/p/stand-up-for-freedom-pardon-the-innocent-coders-jailed-for-building-privacy-tools✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/theplebunderground#Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoinsThe information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.

Life isn't random, and your season isn't meaningless. Whether you're celebrating or grieving, building or waiting, God is sovereign over every moment. He gives purpose to our work, hope beyond today's circumstances, and the promise that one day He will make every wrong right. Trust the God who holds every season in His hands. Invest in the mission and vision of Westside: https://westsidebaptist.org/give FOLLOW Westside Baptist Church: ► Instagram | https://www.instagram.com/westsidegainesville ► Facebook | https://www.facebook.com/westsidegainesville ► Website | https://www.westsidebaptist.org

CuspAI, het Nederlands-Britse AI-bedrijf dat nieuwe materialen ontdekt met hulp van AI, heeft een Series B-financieringsronde van in totaal 450 miljoen dollar behaald. Daar doen naast Jeff Bezos, Nvidia en Meta ook onder meer Invest-NL en het Britse overheids-AI-fonds aan mee. Joe van Burik vertelt erover in deze Tech Update. Verder in deze Tech Update: Google zou een efficiëntere AI-chip hebben ontwikkeld onder de naam Frozen v2, zo meldt The Information, waar aandeelhouders enthousiast op reageren See omnystudio.com/listener for privacy information.

The Context of White Supremacy hosts the Counter-Racist Weekly Review 07/18/26: The "My White Friends" / "Not All White People Are Racist" Edition. This broadcast examines current events from across the globe to learn what's happening in all areas of people activity. We cultivate Counter-Racist Media Literacy by scrutinizing journalists' word choices and using logic to deconstruct what is reported as "news." We'll use these sessions to hone our use of terms as tools to reveal truth and neutralize Racists/White people. #ANTIBLACKNESS This week, we analyze the fatal consequences of non-white proximity to whiteness, institutional theft, and state-sanctioned violence: The Myth of the Protective White Friend Circle: We dissect the horrific reality of Black victims who perished while surrounded by individuals they considered friends. We look at the ongoing grief of Nolan Wells' family as they demand transparency into his death on a remote Mississippi island, alongside the parents of Daniel Erving who are demanding murder charges following evidence tampering arrests in his drowning. We apply counter-racist logic to show why non-white people cannot afford the delusion of safety among groups of white peers. The Desecration of Sade Robinson's Legacy: We investigate the sickening development out of Milwaukee where the family of murdered 19-year-old Sade Robinson discovered her remaining personal belongings were stolen from a storage facility. We deconstruct the unique malice required to targetedly pillage the estate of a dismembered Black youth, exposing a system that denies peace to Black victims even after death. Mental Health Crisis Executive Executions: We break down a disturbing Memphis task force incident where agents shot and killed a Black male who was undergoing an active mental health crisis. We contrast this state violence with New York reports tracking the systematic theft of SNAP benefits from impoverished residents, proving that the legal and enforcement wings of the system operate concurrently to deplete Black life and livelihood. The Illiteracy Pipeline & Digital Control: We decode PBS News segments detailing why fewer Americans are reading for pleasure in a "post-literate age" alongside the rapid expansion of automated "Flock" surveillance cameras in local communities. We analyze how municipal surveillance grids and cognitive regression are engineered together to weaponize public spaces against non-white autonomy. INVEST in The COWS! PayPal: http://paypal.me/TheCOWS Cash App: https://cash.app/$TheCOWS CALL IN NUMBER: 720.716.7300 CODE: 564943# #EndStageWhiteSupremacy #TheCOWS17Years #CounterRacism #MediaLiteracy #NolanWells #SadeRobinson #DanielErving

17JUL26, Keely Novello on Farmer Representation, Candace Owens vs. Megyn Kelly, Pride Police, Anti-ICE Protest, Virginia Teacher Drug InvestigationThe Don't Unfriend Me Show is a live conservative news and political commentary podcast hosted by Matt and Olivia Speer. Every weeknight, we break down the biggest stories in politics, government, culture, immigration, free speech, the economy, and current events with live audience interaction and open phone calls.Tonight, we discuss Keely Novello's videos on farmer representation and the challenges facing American agriculture, the ongoing Candace Owens vs. Megyn Kelly dispute, the "Pride Police" controversy, the anti-ICE grandmother protest, the Virginia teacher drug investigation, and other breaking news shaping the day's headlines.

The Katherine Massey Book Club @ The C.O.W.S. hosts Session 2 on The Memoirs of Robert and Mabel Williams: African American Freedom, Armed Resistance, and International Solidarity. After launching our premier broadcast last week, we step deeper into the primary-source reality of Monroe, North Carolina, reading through the foundational chapters of this newly compiled text. This week, we analyze the systematic enforcement of white supremacy through the routine, state-sanctioned rape and sexual abuse of Black females by Racistman. We confront the raw frustration Robert Williams expressed regarding the compliance and refusal of local black males to engage in organized physical retaliation or defensive force to stop these violations. Furthermore, we investigate Williams' early implementation of strategic counter-violence through the secretive X-32 group. We apply counter-racist logic to deconstruct how this clandestine network weaponized fear to directly challenge and neutralize White Men who wronged Black people, shattering the myth of non-violent submission. We back up this broadcast by examining these historical models of armed self-defense against a global System of White Supremacy. INVEST in The COWS – http://paypal.me/TheCOWS Cash App: https://cash.app/$TheCOWS Call-In Number: 720.716.7300 Code: 564943#

Summer Mersinger, CEO of the Blockchain Association, sat down with me at the Injective Policy Summit to discuss the latest on the CLARITY Act, crypto tax legislation, and the Anti-CBDC Act's inclusion in the House spending bill.

Crypto News: Congress meets to discuss Clarity Act and Trump meets with Senators but odds fall for the passing of the bill. BlackRock CEO is bullish on Crypto. Bank of America taps new leaders to bridge crypto, AI and traditional finance.Brought to you

Grab your tin foil hat and get in here LIVE!! Lets take one final look at the fighters for UFC OKC and try to make some money!!Gofundme: https://www.gofundme.com/f/help-lay-roberts-sister-to-rest-in-new-jersey?utm_medium=customer&utm_source=copy_link&utm_campaign=natman_today_topbar_android&utm_content=&ts=1784094679409&attribution_id=sl%3A22db02c2-6c24-4e74-865a-1cafdb726814Follow me!Twitter (x): @DieHardMMAPodInstagram: https://www.instagram.com/diehardufc/Facebook: https://www.facebook.com/DieHardMMAPodcastBlueSky: @diehardmmapod.bsky.social ► Spectation Sports https://spectationlink.com/DIEHARDPromo Code: DIEHARD for 20% off ► Die Hard MMA Merch: https://die-hard-mma-podcast-merch.myspreadshop.com/all

Send us Fan MailRichard Spann is the former Ministry Director of the Kansas Communities Ministry and is a retired pulmonary physician. He shares thoughts about the importance of investing in eternal things, the souls of men and women, in this talk from January 2018.

Discover how summer travel is changing this year.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

On this week's Neutralizing Workplace Racism, we confront a devastating surge of economic warfare, structural negligence, and physical violence targeting Black and non-white employees. As the summer heat intensifies, corporate entities and state actors are shifting liabilities directly onto the backs of non-white workers. We break down the explosive new legal filings and news reports that track the systematic destruction of safety and security on the clock: 1. The Kansas City FedEx Driver Slur Exposure: We dissect a viral Ring camera recording published by The Kansas City Defender showing a FedEx courier hurling a racial slur at a Black-owned business because they took too long to answer the door. We apply counter-racist logic to analyze how corporate delivery drivers function as hostile agents, bringing overt anti-Black vitriol directly to the doorsteps of attempted Black entrepreneurs. 2. The World Cup Productivity Distraction Narrative: We analyze mainstream media reports claiming that workers watching the World Cup during shift hours is causing a catastrophic drop in corporate productivity. We decode this framing through a counter-racist lens to expose how management uses performance tracking to justify increased surveillance and algorithmic discipline. 3. The Meta AI Layoff Lawsuit: We examine the landmark lawsuit against Meta over claims that corporate artificial intelligence algorithms disproportionately targeted non-white workers for mass layoffs. We deconstruct how major tech firms deploy automated systems as a legal shield to execute racial purges while evading civil rights accountability. 4. The SCOTUS TPS Ruling and Healthcare Collapse: We dissect the immediate fallout of the Supreme Court's ruling that leaves thousands of Temporary Protected Status (TPS) holders on the brink of losing their work permits. We unpack how stripping these legal protections will intentionally deepen staffing shortages in the healthcare sector, forcing remaining non-white workers into hyper-exploitative, understaffed conditions. 5. The Crenshaw Construction Fatality: We look at the structural negligence behind the tragic death of a construction worker killed after a heavy tractor rolled over at a transit job site on Crenshaw Boulevard. We expose how corporate contractors routinely cut corners on safety protocols in working-class neighborhoods, treating the physical bodies of non-white laborers as expendable overhead. 6. The East Harris County Utility Shaft Homicide Investigation: We break down the chilling investigation out of Texas where a 47-year-old worker died after a heated workplace altercation with a coworker ended with him being pushed down a 30-to-40-foot utility shaft. This tragedy serves as a grim validation of Gus's warnings regarding escalating peer-to-peer workplace friction. 7. The Murder of the Pizza Delivery Driver: We confront the horrific killing of a pizza delivery worker where a 14-year-old has been charged with murder, exposing the extreme physical dangers customer-facing gig-economy workers face on the front lines without any corporate protection or security infrastructure. 8. The NYPD 46th Precinct Accusations: We dissect the troubling corruption and systemic abuse allegations emerging from the 46th Precinct in the Bronx, analyzing how state law enforcement foot soldiers protect their internal ranks while executing targeted legal warfare against non-white communities. Between algorithmic terminations, municipal infrastructure hazards, and lethal physical altercations, survival remains your only valid metric of success. Your priority on the clock is no longer career advancement or external validation—it is deploying aggressive defensive strategies, maintaining absolute silence on personal matters, and keeping your daily footprint strictly limited to professional workplace coordination to survive your shift alive and in one piece. INVEST in The COWS – [http://paypal.me/TheCOWS](http://paypal.me/TheCOWS?fbclid=IwZXh0bgNhZW0CMTAAYnJpZBExYTRQZkY4b2hJb0R0T1hoSHNydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR60eWKSo-CTJpcKkLgk1UNbq-Y6_0VFewUmXP16BVLr0mV3LNWd2fXcbKd8Qw_aem_13ItX__DfQz8DbN-pOFkbQ) Cash App: [https://cash.app/$TheCOWS](https://cash.app/$TheCOWS?fbclid=IwZXh0bgNhZW0CMTAAYnJpZBExYTRQZkY4b2hJb0R0T1hoSHNydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR4vY0Ek7y0SaCN8tb3GATgvlY6L93mUy5i70z6Doxh5XvLnAUHlqveGbh1j7A_aem_W5w_bnESyhwYFyeK-rdC8Q) #TheCOWS17Years #SurviveYourShift #SafetyFirst #TheCOWS17Years #CounterRacism #WorkplaceViolence

Most of us have no idea what our retirement money is actually funding. A few years ago I started wondering if some of mine was supporting things I would never support on purpose. So in this episode, I answer a question I get all the time. Should Christians invest in companies that conflict with their faith? I walk through the two main approaches: biblically responsible investing and buying in to influence a company from the inside. I share the question I ask before buying any individual stock. And I reveal the spending blind spot that might matter even more than your portfolio. Strong believers land on both sides of this one, so we're not going to pretend it's simple. If you enjoyed this, we'd love to send you a free copy of our book. You just cover shipping. It has over 1,000 5-star reviews on Amazon. Grab it at: seedtime.com/free.   What We Cover Here's a little of what we cover in this episode: The uncomfortable question I finally had to ask about my own investments Two completely opposite approaches Christians take (both from strong believers) The one question I ask before buying any individual stock Why boycotting a stock might matter less than you think The everyday habit that funds companies far more than any shareholder does The story behind the shirt I'm wearing and the 50 cent wage that inspired it   Bible Verses Mentioned Romans 3:23   Resources Mentioned 10x Investing course Real Money Method course   Disclaimer Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

Can the right habits really carry you to 100 — and beyond?

Welcome to Clint's HOT Props!! Come get the hottest props in the game! Fresh off the grill! On this show we preview our favorite props for UFC OKC and try to score big. Good luck gamblers!► Spectation Sports https://spectationlink.com/DIEHARDPromo Code: DIEHARD for 20% off a► Die Hard MMA Merch: https://die-hard-mma-podcast-merch.myspreadshop.com/Follow me!Twitter (x): @DieHardMMAPodInstagram: https://www.instagram.com/diehardufc/Facebook: https://www.facebook.com/DieHardMMAPodcastBlueSky: @diehardmmapod.bsky.social

Most shop owners have stood in front of a shiny new machine and felt the pull. Buy it, and the work will come. Tim Drinkwater of Accurate Machine Products has lived both sides of that bet, the one that nearly buried him and the one that showed up as a free machining center. This conversation sits right where two of our current series meet: Gen CNC, where we talk to founders who started young, and our workforce development series. Tim started his shop in a garage in 2007, and he's blunt about how a young founder should spend those first dollars. Cash is worth more than tools you don't need. Customers come before capability. And sometimes buying an existing shop beats building one from scratch. We also get into the mistake that can quietly kill a shop. Tim bought a brand new lathe for a firearms customer who never signed a contract and then walked away. Mike shares the flip side he keeps running into, walking through shops with gorgeous, idle equipment bought on a customer's promise that never turned into a purchase order. One of those build-outs is the reason a whole company ended up for sale. Then there's the fun part. Tim won a DN Solutions SVM 4100 in the DN and Kennametal giveaway, put it to work on challenging tool steel parts, and liked it enough to go buy a second one. There's another machine giveaway coming at IMTS this year, and you can get in on it at makingchips.com/giveaway. The back half is all about people. When applicants dried up, Tim went straight to the high schools, joined the Craftsman with Character program, and stopped using the word machinist because most students have no idea what it means. It's the same thing we keep coming back to on this show. The parts matter, but the people are what carry a shop into the next generation. What's Covered in this Episode (0:00) A machine giveaway teaser, and why Tim's story matters (1:31) Starting Accurate Machine Products in a garage in 2007 (3:22) What the shop makes, from jet ski parts to finish packaging (4:43) Advice for young founders: cash beats tools you don't need (8:00) eBay machines and the leap to the first brand new machine (9:16) A new lathe, a firearms customer, and no contract to back it up (11:31) Beautiful equipment gathering dust: the shop that went up for sale (13:51) Take your shop high-end with DN Solutions (15:02) Winning a DN Solutions SVM 4100 in the DN and Kennametal giveaway (16:45) Turning the win into S7 tool steel work and a 4+1 upgrade (17:57) Buying a second SVM 4100 and standardizing on one control (20:21) Dial in your workholding with SMW Autoblok (21:10) DN service put to the test: the contactor gremlin (23:18) From zero applicants to working with the youngest generation (24:56) Youth apprenticeships and rebranding machinist to precision metal cutting (28:38) Rhett's story: four years, his own key, and a CMMC future (30:38) The industry needs accountants and coders, not just machinists (33:53) Invest in your leadership at Elevate during IMTS 2026 (34:45) Getting your crew and local students to IMTS (40:39) MakingChips at IMTS 2026: find us in the AME/Hennig booth Resources Mentioned DN Solutions Kennametal SMW Autoblok Dave Hataj with Craftsman with Character Elevate powered by AMT (IMTS 2026) IMTS MakingChips Machine Giveaway Connect with Tim Drinkwater Accurate Machine Products Tim Drinkwater on LinkedIn Tim@ampcnc.com Connect with MakingChips www.MakingChips.com On Facebook On LinkedIn On Instagram On Twitter On YouTube

In this episode, Ron Beauford shares his journey from building a multimillion-dollar logistics business to pivoting into real estate, focusing on creating generational wealth through smart investments and strategic management.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Key Takeaways: Tax Incentives Support Clean Energy: Tax credits and deductions can make it more affordable for businesses to invest in energy solutions like solar panels. Use Depreciation to Lower Taxes: Bonus depreciation allows businesses to deduct the cost of certain energy-efficient equipment more quickly, improving cash flow. Choose the Right Business Structure: Creating separate companies to own assets like energy systems can help reduce liability and improve tax efficiency when done correctly. Turn Tax Planning Into a Growth Strategy: Understanding tax laws helps businesses make smarter financial decisions that support long-term growth instead of simply reducing taxes. Invest in Your Community: Spending money on projects that benefit the community can strengthen your business, build trust, and support long-term success for everyone involved.   Chapters: Timestamp Summary   0:00 Tax Benefits of Energy Independence and Solar Panel Incentives 2:11 Energy, Tax Incentives, and Community Prosperity 4:08 Business Tax Incentives for Solar Energy and Infrastructure Investment 8:43 Reframing Tax Payments as Community Support 10:27 Creative Tax Strategies for Business Efficiency and Growth Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Send us Fan Mail"I realized my money was actually invested in ways that were undermining me. It was invested in things that were creating the problems I was trying to solve."- Janine FirpoMeet Janine Firpo, co-founder of the nonprofit Invest for Better and author of Activate Your Money. With a 35-plus-year career that took her from coding in Silicon Valley in 1981 to fighting international poverty with technology, Janine's path has never been ordinary. After retiring eight years ago, she took her money back from her financial advisors, started figuring it out herself, and founded a movement. Today, she helps women step into their economic power, not just by investing more, but by investing with intention and in alignment with their values.In this episode, we sit down with Janine for one of the most eye-opening conversations we have ever had about women and money. This one goes deep. We are talking about what it really means to invest with your values, why most of us have no idea what our money is actually doing in the world, and how even small shifts can create a ripple effect that changes everything.You will walk away with practical, no-overwhelm steps to start aligning your money with your values today, even if you only have a bank account.Women are outperforming men in investing but we're still less likely to start. If you'd like to take the next steps, Join us for next week's Money Talks “Your Next Investment Move: A Step-by-Step Breakdown”. We're getting into how to begin, what actually matters, and why the biggest risk is waiting too long. Click here to register for FREE and bring your questions! Follow & connect with Janine:Invest For BetterOur Sheconomy InstagramLinkedIn Our Sheconomy on LinkedIn Activateyourmoney.net   Want to take this conversation one step further? Join us for our next Money Talks, a free 30 minute live session where we'll dig into a question we hear all the time from women business owners: Budgeting for Businesses to Offer Benefits. Click here to register for FREE and bring your questions! Follow & connect with us!Website Facebook PageFacebook groupInstagramTikTokLinkedInYouTubeReddit ResourcesHave questions? Click this to check out our expert Q&A for tips from industry experts, tailored to help women address their most common financial concerns. Subscribe to our newsletter to receive financial tips delivered weekly here!...

In this solo "10 Things" episode of the Earn and Invest podcast, host Doc G pushes back against the popular "Die with Zero" ethos, arguing that there is no shame in dying a millionaire. Inspired by his recent Substack post titled "Escape Velocity," Doc G aims to relieve the anxiety and guilt many early retirees feel when they realize they have accumulated far more money than they could ever spend. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this special multi-guest episode filmed on the floor of the 2026 Rule Symposium, industry veterans share contrarian views amid a healthy pullback in precious metals. Gold and silver sit 30-50% off highs, creating “fire sale” prices for quality names while central banks quietly stack physical gold and currencies face ongoing debasement. 13 Featured experts: Adrian Day, Rick Rule, Brien Lundin, Dr. Nomi Prins, Tavi Costa, Jeff Phillips, Matthew Piepenberg, Robert Quartermain, Brent Cook, Rob McEwen, Sean Roosen, Shawn Khunkhun, and Willem Middelkoop Key takeaways:Best setup in years: ultra-low valuations, extreme negative sentiment, cashed-up juniors & developers in safe jurisdictions.Focus areas: pure-play silver miners, copper (supply deficit + electrification), uranium, permitted gold developers, royalty/prospect generators.Rick Rule: invest in yourself first—knowledge + relationships beat hot tips.Long-term secular bull remains intact; producers generate massive free cash flow at current prices; expect M&A.Volatility is normal—buy quality while fear is high. Perfect primer for resource investors seeking high-conviction ideas from the conference. Find Out More About Palisades Goldcorp, Canada’s Leading Junior Resource Investment Company:► Website: https://palisades.ca Timestamps:00:00:00 – Introduction00:00:35 – Rick Rule – Invest in Yourself00:04:55 – Brent Cook – Quality Projects00:07:20 – Jeff Phillips – Healthy Pullback00:09:44 – Dr. Nomi Prins – Silver & Confidence00:12:14 – Matt Pipenburg – Buying Opportunities00:16:54 – Robert Quartermain – Dakota Gold00:20:03 – Rob McEwen – Macro Commodities Outlook00:24:45 – Sean Roosen – Liquidity & Energy – Hard Assets00:30:09 – Shawn Khunkhun – Good Valuations00:31:52 – Willem Middelkoop – The Big Picture00:35:00 – Tavi Costa – Rate Hikes & Geopolitical Drivers00:39:00 – Adrian Day – Sentiment & Opportunity00:42:09 – Brien Lundin – Debt, Deficits, Metals & Mining00:43:05 – Rick Rule Wrap Up

Not every episode follows a single thread, and this one does not try to. Paul McManus of McManus Kitchen and Bath pulls back the curtain on navigating a down market, building a generous PTO policy that keeps great people around, rethinking his website from the ground up, using AI to strengthen process instead of replace it, and opening a brand new showroom with some genuinely creative ideas inside. If you want an honest look at how a seasoned remodeler is thinking and building right now, this one delivers.Today's episode is sponsored by Builder Funnel! Click here to learn more about how Builder Funnel helps remodelers and home builders grow through strategic digital marketing.Explore the vast array of tools, training courses, a podcast, and a supportive community of over 2,000 remodelers. Visit Remodelersontherise.com today and take your remodeling business to new heights!Key TakeawaysTrack lead flow and KPIs to anticipate market shifts.Use a flexible PTO policy to boost team loyalty.Invest in showroom expansion and new services.Leverage AI for process improvement and data organization.Focus on process improvement before adopting new AI tools.Chapters00:00 Introduction and market overview for 202602:02 Current market challenges and lead flow issues04:11 Financial management and preparing for a down year06:08 Using KPIs to anticipate market trends07:57 PTO policies and employee engagement12:00 Website strategies and copywriting tips20:02 Embracing AI and process automation38:00 Showroom expansion and new service offerings50:05 Future market opportunities and growth areas57:55 Closing thoughts and key takeaways

Securities offered through Old City Securities, LLC. This discussion is for informational purposes only and does not constitute an affiliation with or endorsement of any company, and does not constitute a recommendation, offer to sell, or solicitation of an offer to buy, any securities. Investments in private companies are offered only through appropriate offering materials and accreditation requirements apply as defined under SEC Regulation D. Investments in private companies involve high risk, including the risk of complete loss of capital. These investments are illiquid, through a variety of structures including SPVs, may be difficult or impossible to resell, and may not ever result in an IPO or other liquidity event. Past performance is not indicative of future results. The speaker may receive compensation in connection with certain transactions discussed. There is no guarantee these private companies will achieve any specific valuation, and returns can vary widely and may underperform public markets. They may also involve additional risks not present in public market investments. In this episode, Christine Healey shares her journey into private tech stock investing, her unique approach to client service, and insights on scaling her business while maintaining quality. Discover how her small business model offers a personalized, high-touch experience in a competitive market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Discover why inflation is cooling. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

Is mainstream history a record of objective fact, or is it a calculated tool designed to protect the System of White Suprermacy?

How does a physician become a millionaire by age 38? In this Milestones to Millionaire episode, we talk with a physician who recently reached $1 million in net worth at a relatively young age, while also receiving more than $300,000 in student loan forgiveness through Public Service Loan Forgiveness. We discuss the financial decisions that helped build wealth early, the impact of student loan forgiveness, and advice for other physicians working toward financial independence. Building wealth as a physician is often a long journey, but smart financial decisions early in your career can make a major difference. Goodman Capital is a premier real estate credit investment firm specializing in senior-secured, low loan-to-value lending on Class A properties in prime markets across the greater New York metro area. Founded on a family legacy dating back to 1987, Goodman has closed more than $850 million+ across 95+ loans with a track record of zero principal loss. Their flagship private mortgage REIT, Liquid Credit Strategy Fund I, delivered a steady 9% net dividend yield since inception at a very conservative sub-50% LTV. Invest in tax-efficient, high-yield, risk-adjusted debt investment strategies with Goodman Capital at https://whitecoatinvestor.com/goodman Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones  Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter