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Discover why AI is creating a boom in some real estate. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
Struggling with costs in your healthcare organization? Reach out to Michael. Click Here for more info Journey to Financial Independence with Kam Dasani In this inspiring episode of the Breakfast Leadership Show, we sat down with Kam Dasani to explore his journey from a high-paying corporate role in Silicon Valley to full financial independence through trading and investing. Kam shared how he transitioned from a $250,000 salary to a life of true freedom—where time, location, and purpose all align. His story offers valuable insights for anyone ready to step away from the corporate treadmill and design a life on their own terms. From Corporate Hustle to Freedom Kam opened up about leaving behind the demanding pace of Silicon Valley in pursuit of autonomy and balance. He shared how he built multiple income streams—from investing to trading—and how financial freedom granted him the ability to live life on his own schedule. The discussion reminded listeners that success isn't just about wealth; it's about having control over your time and energy. The Power of Location and Lifestyle Design We discussed the high costs and burnout culture of San Francisco compared to the slower, more fulfilling lifestyle Kam found in Dallas. He shared how geographic freedom has been key to his happiness and flexibility, proving that financial independence can also bring peace of mind. Trading, he noted, offered a career path that fit perfectly with his desire for flexibility and mobility. Smart Investing and the Role of Research We talked about the importance of doing deep research before making investment decisions. While AI tools can support the process, Kam and our team emphasized that critical thinking and due diligence remain essential. We also clarified that our discussion serves as educational insight, not financial advice. Risk-Free Trading Through Prop Firms Kam shared how he discovered prop firm trading after connecting with Mahul Patel, a former Goldman Sachs algorithm trader. Prop firms give traders access to leveraged capital with minimal personal risk—traders keep 80% of profits while risking only a small portion of their own funds. Kam explained how understanding this model opened doors to sustainable, low-risk trading opportunities. Futures Trading and Financial Leverage We explored futures trading, where markets run nearly 24/5, and discussed how this structure enables traders to maximize returns while maintaining low operational costs. Kam revealed that with about 10 hours of training per month, he learned strategies that outperformed many traditional side businesses. Together, we emphasized the discipline required to manage leveraged funds responsibly. Real Estate, Mentorship, and Managing Emotions The conversation turned to real estate, where we compared risk profiles and discussed the importance of mentorship—such as Kam's guidance from his uncle and professional brokers. Kam also reflected on how emotional regulation plays a crucial role in trading and investing success. His story of reaching millionaire status underscored the importance of mindset, patience, and mentorship in achieving financial goals. Final Reflections Kam's journey is a testament to the power of intentional living, strategic investing, and self-discipline. For those dreaming of leaving the 9-to-5 grind, this episode offers both inspiration and practical insight into how to make that transition responsibly and sustainably. Kam's bio: My name is Kam Dasani - I'm a top 1% Futures & Options trader who helps others escape the rat race through trading. If you think it's too good to be true, my team is ex-Goldman Sachs and we have $4M in capital that we are trading with. On this channel, I don't only talk about trading. I talk about (and show) the life that I've built through skills and connections. I interview others in similar spaces, as well as my clients who have seen success by trusting me. For undeniable proof, check out my Instagram below. If you're not a skeptic for no reason, book a call and talk to me and I'll show you proof of everything live. Instagram: https://www.instagram.com/profitwithkam/ YouTube: https://www.youtube.com/@profitwithkam LinkedIn: https://www.linkedin.com/in/kam-dasani-937005101/
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros podcast, host Erika interviews Curt Bagne, a successful real estate investor who transitioned from an engineering career to full-time investing. Curt shares his journey, including how he got started in real estate, the challenges he faced, and the strategies he used to build a portfolio of 53 units. He discusses the importance of analyzing deals, leveraging forced equity, and understanding market dynamics, particularly in the Metro Detroit area. Curt emphasizes the need for resilience in overcoming obstacles and offers insights into making smart renovation investments. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Do you want to learn how to build a financial system that generates passive income without relying on Wall Street?In this episode, Russ and Joey share their monthly passive income report, revealing the strategies they use to generate consistent, reliable cash flow without relying on traditional financial systems. They also share actionable steps on how to replicate their success. The duo goes on to discuss the crucial lessons from Kyle Busch's $8.5 million loss, exploring how it highlights the distinction between perceived financial success and real financial freedom. Tune in to learn why traditional wealth-building strategies often fall short, and how creating a sustainable system can lead to true financial freedom just like it has for Russ and Joey.Top three things you will learn: -The limitations and risks of indexed universal life insurance policies-The importance of a financial system-Why clarity and control in your financial decisions matterSeptember 2025 Income At-A-Glance: -Gross Income for September: $57,618-Total Expenses for September: $13,534-Total Net Profit for September: $44,084-Difference b/t August & September: $8,575-% of net profit to overall gross revenue: 77%Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.
Far too many investors seek out advice and chase ROI without realizing how much bias and hidden costs are influencing their decisions. Pay-to-play is very common in the mastermind space, but there is one community that has a different set of rules.I've been a member of many mastermind groups over the years, and that's why I want to highlight what sets the Lifestyle Investor communities apart from the rest. What started as a handful of friends talking shop and sharing deals over a glass of wine has become one of the fastest-growing investment communities in the world.Today, I'm joined by Ryan Casey, Chief Operating Officer of The Lifestyle Investor, to pull back the curtain on how our communities have evolved into a global ecosystem with world-class due diligence, exclusive deal flow, and unforgettable live event experiences around the world.You'll hear how we've redefined the way people build wealth. From eliminating bias in investing and spending upwards of $300k/year on vetting and due diligence, to creating programs like our Foundations group for young adults, the Open Community for new investors, and even a financial literacy book for kids.Whether you're just starting your wealth journey or scaling into financial freedom, this episode shows how to build a life designed around freedom, purpose, and the people you love.In this episode, you'll learn: 1.) How we've built an investment ecosystem that is the opposite of a “pay-to-play” group and helps our members avoid costly mistakes with industry leading experts and strategies.2.) The difference between our four communities—Lifestyle Investor, Tribe of Investors, Foundations, and the Open Community—and how to know which one's right for you.3.) How we're empowering families to build wealth across generations through mentorship, education, and actionable investment frameworks.Show Notes: LifestyleInvestor.com/263Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this high-impact episode of Live Life by Design, Jeff Mendez is joined by Ryan Lee — real estate investor, educator, and co-author of Retire in 10 Years or Less. Together, they challenge traditional financial advice, unpack how to escape the “retirement trap,” and explore what it really means to live life by design. From smart tax strategy to redefining freedom, this conversation is packed with real talk, actionable insights, and powerful perspective shifts for anyone ready to take control of their time, money, and purpose.Timestamps:00:00 Welcome & Life Update01:06 Retire in 10 Years or Less02:14 Real Estate Beginnings03:54 Rich Dad, Poor Dad Takeaways05:15 Savers Are Losers06:00 Debt is Money08:10 The Tax Code & Patriotism11:06 Inflation as a Hidden Tax13:12 Playing the Tax Game Smart17:06 Favorite Chapter of the Book19:06 The 3 Investing No-Nos23:27 Financial Freedom is a Lifestyle26:59 The Day Ryan Quit His Job30:25 Advice for People Feeling Stuck32:00 Life Insurance & Legacy34:00 The 3 Questions That Change Everything38:00 The Ownership Economy40:01 Last Words of Wisdom42:15 Where to Get the Book43:34 What's Next for Ryan Lee44:33 Closing Remarks Hosted on Acast. See acast.com/privacy for more information.
Discover why markets are under pressure. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
Hold on to your hats, folks, because this episode of the Note Closers Show is about to drop some serious financial truth bombs! Scott Carson welcomes Adam Carroll, the Shred Method legend, to help you escape the "payment problem" and become the architect of your own life! If you're tired of the doom and gloom and ready to take the "red pill" to financial freedom, then tune in and prepare to be blown away!Ready to ditch the "broke, busted, and disgusted" routine? Adam Carroll is here to share his game-changing Shred Method and help you transform your home from a liability into your greatest asset! Learn how to think differently, leverage your resources, and create a life of lean, liquid freedom!The Payment Problem: Discover the root cause of financial struggles and how to break free from the cycle of living paycheck to paycheck.Be the Architect: Learn how to design a life that works for you by taking calculated risks and building financial freedom.The Shred Method: Uncover the unique cashflow technique that optimizes your income and eliminates debt in record time. CHECK IT OUT HERE!Mortgage Recasting: Explore the power of recasting your mortgage to minimize your payment and unlock equity for future investments.Equity on Demand: Learn how to access the equity in your home like a two-way street, putting it to work for you while still maintaining control.So, if you're ready to stop buying into the victim mentality and start engineering a life of financial freedom, then dive into this episode! It's time to unplug from the matrix and become the architect of your own destiny! Now, go out there, take some action, and we'll see you at the top!Connect with Adam Carroll HERE!Watch the Original Video HERE!Buy Adam's Book's HERE!About Adam Carroll: Adam has decades of experience working with families and business owners who are interested in creating massive efficiencies when it comes to their income and wealth building capacity. With an unwavering commitment to helping people make the most of the money they make, while limiting risk, reducing tax liabilities, and increasing liquidity, Adam Carroll has spent 15 years helping people do more with the money they make. He is an internationally recognized financial literacy expert, author of three Amazon best-sellers, a two-time TED talk speaker with over 6 million views on YouTube and TED.com, and is the creator of the Broke, Busted & Disgusted documentary which aired on CNBC and is shown in hundreds of high schools and colleges across the country. He is the host of the Build A Bigger Life podcast, the curator of MasteryOfMoney.com and founder of The Shred Method™.Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet signed up for the Next Virtual Note Buying Workshop Now!
✅ Becoming the CEO of your career isn't just a mindset shift—it's the proven strategy for professionals and entrepreneurs looking to accelerate growth, earn more, and take control of their future.Whether you're stuck in a role that undervalues you or you're building a business without traction, this episode delivers actionable insights from career coach and TEDx speaker Kendall Berg. Kendall went from being overlooked in her corporate job to being promoted five times in six years—and now she helps others unlock the unspoken strategies of workplace success.In this episode, we cover how to escape the corporate plateau, how to build strategic relationships, and how to use effective communication to influence promotions and performance. If you're Googling “how to get promoted,” “why hard work doesn't pay off,” or “how to grow my career,” this is the conversation designed for you.
Want to raise financially confident kids? In this episode, Miguel Gonzalez, CRC, breaks down age-appropriate money lessons—from piggy banks to budgeting, credit, and saving for the future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Schedule a Meeting with Joshua TODAY!Are you running on fumes, juggling business chaos while watching your family drift further away? This episode dives into the silent crisis most entrepreneurs face — building a business that depends on their chaos. You'll uncover how the constant “firefighting” mindset quietly erodes your energy, your marriage, and your sense of purpose, even as you convince yourself you're doing it all for them.You will:Discover why your need to be the fixer is actually sabotaging your success.Learn how to build systems that free you from constant crisis mode.Hear how redefining your identity can reignite your relationships, restore your health, and renew your purpose. Press play now to learn how to stop running on empty, reclaim your peace, and lead with purpose — both at home and in business.Connect with Joshua at:The WebsiteThe Facebook GroupSales Master ClassesHow to work with Joshua - https://yes.express/apply/Tune into this podcast where a seasoned craftsman shares expert communication skills, strategies for overcoming stress and overwhelm, and insights on building a profitable business in landscaping and hardscaping, with tips on how to sell, close more deals, and achieve financial freedom to retire early as a successful business owner in the design/build and outdoor living industry.
Episode Description "I'd love to join the Academy, but I'm already in debt. I can't justify spending more money right now." This is one of the biggest objections I hear, and I get it, I've been there too. But if you're in a tough financial position, this episode is going to completely flip your mindset and show you why being in a hole isn't a reason to freeze, it's the exact reason to move. Most people wait until they feel financially safe to invest in themselves, but that feeling may never come if you're drowning financially. You're not lazy, you're scared. And that fear keeps you stuck in the same cycle that got you here in the first place. The truth is, the cost of doing nothing is far more expensive than you realize, and most people aren't calculating what inaction is actually costing them. In this episode, I break down the real math behind waiting, share the story of Miranda (who went from working three jobs with sweaty palms to landing a $500,000 dream job in Hawaii), and explain why the Academy isn't just an expense, it's a path out of your current situation. Episode Timeline & Highlights 0:00] – The biggest objection: "I'm already in debt" [0:33] – The emotional trap of waiting until you're ready [1:16] – Pattern recognition: What separates wealthy from broke mindsets [1:41] – The hidden cost of inaction (and why $100K in savings is losing you $6K annually) [2:19] – Real numbers: Average students find $24,000 extra per year in cash flow [3:22] – Why "I can't afford it" is really about not trusting yourself [4:29] – What Academy students actually get: The automated financial roadmap [6:05] – Students with debt pay it off 28 months faster than expected [7:01] – Reframing affordability: It's about priorities, not bank balance [8:43] – Miranda's transformation: From three jobs and anxiety to $500K dream life [10:14] – Why the moment you feel least ready is when you need to leap Key Takeaways The Cost of Inaction Is Higher Than Investment: Our average student finds an extra $2,000 per month in cash flow, which compounds to over $1 million in 17 years. Fear Keeps You Stuck in Patterns: Pattern recognition separates wealthy individuals from those who remain broke. The same cycle repeats until you take action. Debt Doesn't Disqualify You: Thousands of students have joined with debt and become debt-free faster than they ever imagined possible. Quotables "You're not lazy. You're scared. And that fear keeps you stuck." "The longer you wait for your finances to get better on their own, the more time goes by. And time is money, and time is compound interest." "Sometimes the moment you feel the least ready is the exact moment you need to take the leap of faith." Links & Resources Learn more about Budgetdog Academy: https://budgetdog.com My book, The Roadmap to Financial Freedom: https://budgetdogacademy.com/order-now Follow me on Instagram: https://instagram.com/budgetdog If this episode hit home for you, share it with someone who's stuck in the "I can't afford it" mindset. Sometimes we all need permission to invest in ourselves and break free from the patterns that keep us broke.
Key Topics Covered:1. The Shift Away from PropertyWhy more investors are moving away from buy-to-let and traditional property strategiesImpact of rising interest rates, Section 24 tax changes, and new regulationsProperty returns: 39% growth in 10 years vs. 242% for stocks2. Is Property Still Worth It?Existing landlords with long-held properties may still see decent cash flowNew investors face higher barriers: stamp duty, mortgage rates, low yieldsThe myth of property as a “pension” is fading—returns are often below inflation3. Smart Investing FundamentalsThe two essential ingredients for any investment: growth (above inflation) and incomeThe importance of passivity, tax efficiency, and protectionDiversification across asset classes and within each class is key4. The Rise of Passive & Diversified InvestingStocks and global funds have outperformed property in recent yearsHow to generate income through dividends, REITs, and optionsManaging volatility: why long-term, balanced portfolios win5. Gold, Bonds, and Defensive AssetsGold as a hedge: how and why it works, especially in turbulent timesThe role of ETFs (Exchange Traded Funds) for low-cost, tax-efficient exposureRethinking traditional “more bonds as you age” advice—modern portfolios are more flexible6. Tax Efficiency & FeesUse ISAs, pensions (SIPPs/SSAS), and tax wrappers to prevent “leakage”Watch out for high fund fees—target TERs below 0.2% to keep more of your gains7. Mindset, Control, and PersonalisationThe illusion of control in property vs. the flexibility of passive investingAdapting your plan to your age, risk profile, and life stage—no one-size-fits-allWhy education and ongoing learning are non-negotiable for wealth building8. Actionable Strategies for Wealth BuildersDon't knee-jerk: avoid emotional decisions or chasing trendsFocus on recurring income and security, not just asset valuesRegularly review and adjust your plan as markets and personal circumstances change Actionable Takeaways:Diversify Your Portfolio: Don't rely solely on property—blend stocks, gold, REITs, and other assets.Prioritise Tax Efficiency: Use ISAs, pensions, and low-fee funds to maximise your returns.Think Passive: The less hands-on management, the more flexibility and freedom you'll enjoy.Educate Yourself: Invest time upfront to set up your investments right—this pays off for decades.Review Regularly: Markets and regulations change—revisit your plan and allocations at least annually.Avoid FOMO: Make decisions based on your goals and risk profile, not market hype or fear. Resources & Next Steps:Invest Like a Pro: Weekly investment insights and courses from Manish KatariaWealthBuilders Membership: Free access to guides, webinars, and communityThe Biggest Pension & Inheritance Tax Shake Up Ever! Are You Ready? - FREE Live WebinarShadowStats: Alternative inflation data and analysisETF Basics: Look for diversified, global ETFs with TERs below 0.2% for passive, cost-effective investing Connect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
What if the biggest obstacle between you and financial freedom isn't your income — but your mindset?In this powerful and eye-opening episode of Insight is Capital, host Pierre Daillie sits down with Dr. Brad Klontz, financial psychologist, bestselling author, and professor, to explore the hidden forces shaping our relationship with money. From childhood money scripts to the myths we inherit about wealth, Klontz reveals how emotional conditioning, fear, and tribal thinking keep so many of us stuck — and how to break free.Drawing from his latest book, Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom, Dr. Klontz delivers a no-nonsense roadmap for replacing self-sabotage with empowerment. He explains why being broke is temporary, but being poor is a mindset — and why cultivating an internal locus of control can change everything.Through deeply personal stories, sharp insights, and behavioral research, Klontz challenges conventional beliefs about capitalism, wealth, and happiness. He unpacks why people self-sabotage after windfalls (like lottery winners), how tribal instincts influence spending (“Sprinter Van Syndrome”), and why automation is the most powerful tool for lasting wealth.
Send us a textYou know that feeling when money seems like this big, mysterious force that other people understand but you somehow missed the memo? That was my guest, Mel Dorman, author, real estate investor, and self-described financial activist, who went from living in the slums of Kolkata to building a seven-million-dollar real estate portfolio. Wild, right?But this isn't one of those “grind harder” stories. Mel started out as a social worker who believed that being broke meant being good. They actually practiced what they called financial celibacy, opting out of capitalism on moral grounds until life smacked them with a wake-up call. When their dad got sick and needed $7,000 a month in care, Mel realized that staying small and “pure” wasn't helping anyone. That moment flipped everything.Mel learned that money isn't dirty; it's neutral. And when you use it consciously, it can create freedom for everyone. We talk about how they built financial literacy from scratch, started investing through a strategy called seller financing (basically, cutting out the banks and keeping money circulating in the community), and why the real transformation wasn't in the dollars; it was in the mindset.Even if you never want to touch real estate, you'll get so much out of this conversation. Because this is really about power, purpose, and possibility. It's about rewriting the story that money is evil and learning to see it as a tool for impact. And yes, there's some woo-woo in there too.Grab your earbuds and get ready to feel a whole lot more empowered about your financial future.What's Inside:How Mel went from social worker to millionaire investor using seller financingWhy rejecting money doesn't make you moral; it keeps you smallThe mindset shift that turned financial guilt into empowermentReal examples of creating wealth that benefits your whole communityWhat does “riching” right look like to you? Is it buying the most expensive bag—or being so financially free you can give away more money than you keep? Changing the world while changing your own life? Look, that could be you.If this conversation got you thinking differently about what wealth really means, come tell me about it on Instagram. I'd love to hear what “financial freedom” looks like for you.Mentioned in This Episode:Mel DormanBank on Your NeighborKiva.orgOonagh Duncan on InstagramFit Feels GoodLeave me a voice note on Speak Pipe!
Use code TRUSTFUND15 for 15% off Old Money Method through midnight Friday November 7, 2025. ----------------------------If you've ever thought, “I want to get it together financially… but I also want it to feel simple, calm, and kind of luxurious,” this one's for you.In this episode, I'm giving you a preview of Old Money Method - my new program designed to help you build wealth the elegant way: with systems that are simple, sustainable, and (most importantly) automated.We'll talk about what to expect inside the course, why it's different from traditional budgeting or hustle culture, and how you can start designing your financial life like an old money estate — with structure, ease, and longevity.Get a taste of:The Pyramid to Financial Freedom — and what it takes to be sovereign over your moneyThe Wealth Architecture — how to create your personal financial blueprint like a high-rise in Manhattan Regulated Spending — why a Money Plan is more expansive than a budget, and why this is so important in wealth creationAccelerated Debt Freedom — the quiet, strategic way to become debt-free faster PLUS two tools you can start implementing TODAYPreserving Wealth & Paying Yourself — why automations are the key to having your money grow while you live your life.Effortless Investing — a preview of how I'm going to create a system for you to start investing without fear or confusion.If you've ever wondered whether The Old Money Method is for you — come listen. This episode will show you how building wealth can actually feel calm, intentional, and deeply personal.----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok:
If you've ever felt guilty for wanting to move abroad — like you're somehow turning your back on your country — this episode is for you.I'm unpacking where that guilt comes from, how to release it, and why choosing peace doesn't mean you're betraying your roots.In this episode:How to love your country and still choose a better life abroadWays to stay politically and socially engaged from anywhereTaking control of your finances and impact while living overseasGiving yourself permission to prioritize peace, freedom, and well-beingIf you're feeling torn about moving abroad or worried about what others will think, it's time to break free from guilt and step into the life you're meant to live.Subscribe and ReviewIf you loved this episode, please take a moment to subscribe and leave a review on Apple Podcasts! Your support helps us reach more visionaries who need these insights.
Discover why November is typically a good month. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
Ever wonder what really goes on inside a syndication company? In this rare behind-the-scenes episode, Michael Blank and his Nighthawk Equity business partner, Drew Niffin, pull back the curtain on how they operate their private equity firm — the wins, the painful lessons, and how they've adapted during the toughest market the multifamily industry has seen in decades.They share the full story of scaling from the early partnership days… to building a team… to navigating the last 2.5 years of interest rate spikes, stalled rent growth, and operational pressure. You'll also get a candid look at what's changing inside Nighthawk — including new investment opportunities being unlocked for passive investors.This is the most transparent discussion they've ever recorded about what it really takes to run an investment company — and where multifamily investing is going next.Key Takeaways: Success Takes a Team: Syndication is impossible to scale alone. Capital raising, operations, and acquisitions each demand full-time focus.Systems Create Stability: Implementing a business operating system like EOS transformed communication, accountability, and execution across the company.Hard Markets Build Strong Operators: The last 2.5 years forced better operations, tougher decisions, and stronger lender relationships.Debt Determines Destiny: Loan structure can make or break a deal — even if operations are strong.Operations Win: Leasing, renewal strategy, resident experience, and in-house oversight are now essential competitive edges.The Future Is More Than Multifamily: Nighthawk is expanding into real estate debt funds and boutique private equity (buying profitable small businesses).Investor-First Mission: Every system and decision centers on one outcome — delivering reliable performance to passive investors.Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session496/
Financial Freedom for Physicians with Dr. Christopher H. Loo, MD-PhD
Jamie's no longer a "Citi hater" because Citi just changed the game. The new $595 Citi Strata Elite now has automatic annual fee waivers for military—no complex formulas, no statement balance tricks, no emails required. Plus $500 in easy-to-use annual credits and a 100,000 point welcome offer. Key Benefits Annual Fee Waiver $595 fee automatically waived for MLA covered borrowers Fee charged on first statement, then automatically refunded same day No documentation or emails required Works for active duty, Guard/Reserve on 30+ day orders, and military spouses in DEERS Authorized user fee also waived Check MLA database before applying $200 Annual Splurge Credit (Unique to This Card) Choose from: First Dibs, Best Buy, American Airlines, Fiture, or Live Nation/Ticketmaster Easy to switch categories Simple for any military family to use $300 Annual Hotel Credit Points Earning 12x on hotels, car rentals, attractions (through cititravel.com) 6x on flights (through cititravel.com) 6x restaurants during "Citi Nights" (Fri/Sat 6pm-6am Eastern) 3x restaurants all other times Other Benefits Four American Airlines Admiral Club passes annually Global Entry/TSA PreCheck credit No foreign transaction fees $200 Black Lane credit (black car service in major cities) Extended warranty, purchase protection, trip delay protection Good transfer partners such as American Airlines (good for Emirates, Etihad, Cathay Pacific) Resources & Links Mentioned Latest Citi offers: militarymoneymanual.com Max Rewards app referral: maxrewards.app.link/jamesl02 Military Lending Act database info: militarymoneymanual.com/mla-database/ Instagram: @MilitaryMoneyManual Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.
In this episode, I'm joined by Elizabeth Ralph, a former energy trader who retired at the age of 39 and now teaches others how to create true financial freedom through the SI Method; a revolutionary framework that blends spiritual alignment with real-world financial strategy. Elizabeth helps people collapse time, build timeless wealth, and create true financial sovereignty from the inside out. She is also the host of The Spiritual Investor Podcast. Together, we explore the intersection of financial freedom and spirituality, diving into concepts like money neutrality, the wealthy mindset around debt, and practical investment strategies that can create lasting abundance. Elizabeth Ralph and I explore: - Transforming your relationship with money through energy alignment - The mindset of the wealthy: how they view debt and opportunity - Practical investment strategies for conscious wealth-building - Money neutrality: removing emotional blocks to invite abundance - Collapsing time and building timeless wealth Subscribe now so you'll never miss an episode and leave us a review! It really helps us know which content resonates with you the most. Join our Feminine Business Magic Facebook Group (https://tinyurl.com/ygdkw7ce) with your host, Julie Foucht. This is a community of women dedicated to connecting, supporting, and celebrating each other in growing businesses that honor their Divine Feminine while filling their bank accounts abundantly. Resources mentioned: Take the Witchpreneur Quiz and discover which Feminine Magic is your Key to Financial Success. (https://bit.ly/witchpreneur-quiz) Purchase Love-Based Feminine Marketing (https://tinyurl.com/ydmzb6qz) IG: https://www.instagram.com/elizabethralph LinkedIn: https://www.linkedin.com/in/elizabethralph/ YouTube: https://www.youtube.com/@Elizabeth_Ralph Yes, we have The Spiritual Investor podcast at https://podcasts.apple.com/us/podcast/the-spiritual-investor/id1534639387 Elizabeth Ralph's Free Gift: We would like to gift you and your audience one month free of our SI Club ($17/month value). Use code SICLUBGIFT Link to sign up: https://the-spiritual-investor.mn.co/plans/1538847?bundle_token=9f767ec3bbb60e6cf2327fbcd7112b8f&utm_source=manual Contact Elizabeth Ralph via Facebook or https://www.thespiritualinvestor.com/ **Connect with Julie Foucht via Facebook (https://tinyurl.com/yeb82uuj) or email at https://juliefoucht.com/**
In this #podcast episode, I interview Paris Cluff. I ask Paris about how his journey out of hardship shaped his approach to wealth. I also ask Paris about how mindset relates to financial transformation. Paris also shares with you how to align your spiritual and life goals. Show Notes and Resources.
Schedule a Meeting with Joshua TODAY!Do you ever walk into a client meeting already convinced they can't afford your work—or that you're not “good enough” to close the deal? In this episode, Joshua Gillow exposes how the real battle in sales isn't with clients—it's in your own mind. If you've been lowering prices to be liked, rushing the close, or letting fear dictate your conversations, this episode will show you how to stop sabotaging your own success.You will:Discover the “Three C's” method to catch, challenge, and change the negative inner voice wrecking your confidence.Learn how to replace self-doubt with presence so clients instantly feel your value and trust you.Master a simple mindset flip that helps you walk into every sales meeting like your client has already said “yes.” Listen now to learn how to silence your inner saboteur, rewrite your sales story, and start closing deals with unshakable confidence.Connect with Joshua at:The WebsiteThe Facebook GroupSales Master ClassesHow to work with Joshua - https://yes.express/apply/Tune into this podcast where a seasoned craftsman shares expert communication skills, strategies for overcoming stress and overwhelm, and insights on building a profitable business in landscaping and hardscaping, with tips on how to sell, close more deals, and achieve financial freedom to retire early as a successful business owner in the design/build and outdoor living industry.
Can living with your ex after divorce actually strengthen your family's emotional health and financial stability?In this powerful conversation, Heather Quick sits down with Morgan Dickson, who shares her unconventional — yet deeply intentional — experience of cohabitating with her ex-husband after divorce. Together, they unpack what it really takes to prioritize children's well-being, preserve financial security, and maintain emotional balance in a blended home.Listeners will discover:How Morgan and her ex built a co-parenting routine rooted in communication, mutual respect, and clear boundaries.The emotional and financial lessons that come from sharing space post-divorce.Why redefining “family” can lead to deeper healing, personal growth, and empowerment after separation.Hit play to hear how one family turned an unconventional arrangement into a story of resilience, emotional growth, and modern co-parenting done right.Join us on our podcast as we navigate the complexities of marriage, divorce, separation, and all related legal and emotional aspects, including adultery, alimony, child support, spousal support, timesharing, custody battles, and the financial impact of dissolution of marriage.Interested in working with us? Fill out this form here to get started. Not quite ready? Interact with us on socials! Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com.
November is here!And whilst some will start coasting to the end of the year.Others will make changes today that will help them crush 2026.So I want to share a challenge that I do every November.To make sure I'm free from negativity.And hitting the ground running at the start of each year.
#656 What if saving money isn't the key to financial freedom—but creating cash flow is? In this episode hosted by Kirsten Tyrrel, Chris Miles, the cash flow expert and founder of Money Ripples, reveals why true financial freedom comes from cash flow, not just saving or investing in traditional ways. Chris shares how he retired twice by building streams of passive income — and how he bounced back from losing it all. He challenges conventional financial advice and explains why creating liquidity and diversifying income streams are key to long-term wealth. Tune in to learn how to stop relying solely on business income, build cash flow, and make your money work for you! (Original Air Date - 4/4/25) What we discuss with Chris: + Cash flow vs. savings + Multiple income streams + Avoiding financial traps + Building liquidity for stability + Why net worth isn't enough + Real estate for passive income + Phases of business growth + The danger of over-hustling + The power of partnerships + Mindset and emotional intelligence Thank you, Chris! Check out Money Ripples at MoneyRipples.com. Listen to the Money Ripples Podcast. Watch the video podcast of this episode! To get access to our FREE Business Training course go to MillionaireUniversity.com/training. And follow us on: Instagram Facebook Tik Tok Youtube Twitter To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Want to hear from more incredible entrepreneurs? Check out all of our interviews here! Learn more about your ad choices. Visit megaphone.fm/adchoices
We can't throw out what God created and intended, just because the devil has distorted it and used our humanity against us God designed The Church as a place for us to heal, to belong, and to find purpose. First we talked about the fact that Jesus is the foundation of the church. It's all about Him, and helping people know Him and experience Him moreThere are 5 key elements we find the Bible talks about, that all make up ‘The Church'.Authentic CommunityWorshipSpiritual GrowthServing5. Giving - the Key to Financial FreedomWe all want an desire financial freedom. God Himself wants you to live in financial freedom, and has a system in place for you to achieve that.
Listen to a powerful message of hope from Ps Paul de Jong (Founding Pastor). Ps Paul continues our 'Money Matters' series by exploring God's Biblically outlined pathway for us to become financially free.To find out more about LIFE, visit us at lifenz.org
In this episode of Retirement Reality, meet Donovan, a 55-year-old retiree who turned an unexpected career exit into an opportunity for freedom, reflection, and new purpose. Donovan shares how one defining word, choice, shaped his journey before, during, and after retirement.From years of disciplined saving and intentional living to facing an unplanned exit from corporate life, Donovan opens up about how preparation, mindset, and adaptability transformed what could have been a setback into a second act filled with meaning. He and James discuss the emotional and psychological sides of retirement: identity shifts, finding purpose, redefining relationships, and learning to spend after decades of saving.This conversation dives into the real retirement journey: the freedom it brings, the fears it stirs, and the wisdom that comes from embracing both. Whether you're approaching retirement or simply rethinking your next chapter, Donovan's story will challenge you to see this season as an opportunity — not an ending.Key Themes:The power of choice in financial and life planningTransitioning from career identity to personal purposeManaging the emotional and psychological side of retirementFinding meaning, health, and community in life after workOvercoming the fear of spending after years of saving-Donovan is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. His statements reflect his own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!
The today's episode, Warren Ingram and Pieter de Villiers delve into the complexities of intergenerational wealth and tax planning, emphasizing that while minimizing taxes is important, it should not overshadow the broader goal of creating a fulfilling life. The discussion highlights alternative strategies for tax savings, such as endowments, and encourages a holistic view of financial planning that aligns with personal life goals.TakeawaysIntergenerational wealth requires thoughtful tax planning.Endowments can be a more effective tax-saving strategy.Minimizing taxes shouldn't be the sole focus of financial planning.Consider the life you want to create when planning finances.Financial strategies should align with personal values and goals.There are cheaper ways to save on taxes than traditional methods.A numbers conversation is essential for effective planning.Life goals should guide financial decisions.Tax planning is a means to an end, not the end itself.Creating a fulfilling life is the ultimate financial goal.Learn more about Prescient Investment Management here.Send us a textHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod
Discover how to invest in the XRP treasury company EverNorth. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
In this episode of the Call to Lead podcast, I made an executive decision to veer off our scheduled program to share my personal journey from being deep in debt to achieving financial freedom. Last week, I introduced the first part of a series about the three biggest things holding you back in your business, starting with your mindset around money. A listener's inquiry inspired me to delve deeper into this topic by revisiting an old episode where I detailed my exact money breakdown and recommended strategies for direct sales success. I shared not only my financial framework but also the layers of my personal testimony, explaining how I partnered with my husband and applied biblical principles to get out of debt. This episode includes valuable insights on managing your money as a small business owner, planning on your average income, and dividing your income into percentages to ensure sustainable financial growth. 00:00 Introduction and Executive Decision 00:22 Revisiting Money Mindset and Financial Testimony 01:21 The Journey from Debt to Financial Freedom 03:27 Sharing the Debt Snowball Strategy 08:10 Starting Network Marketing and Family Budgeting 14:35 The Four P's of Financial Management 25:43 Breaking Down Financial Recommendations 26:41 Allocating Income: The 50-25-15-10 Rule 28:16 Investing Back into Your Business 30:20 The Importance of Giving 32:42 Detailed Breakdown of Monthly Finances 36:03 Personal Spending and Family Contributions 40:27 Savings and Investments 42:57 Final Thoughts and Encouragement Episode Resources/References: ・Texting with Project Broadcast ・Easily Edit Your Videos + Podcast ・Get 50% off Stunning Emails ・Advent Reading Plan ・Bible App Connect with Heather: Called to Lead Telegram Community HeatherKBurge.com heatherkburge@gmail.com You can also text (912) 405-8912 any of these keywords to learn more: CONNECT (to stay in touch on all the things) PODCAST (to get a direct link to the Called to Lead Community)
Welcome to the Financial Freedom & Wealth Trailblazers Podcast! In today's episode, we're helping American families save $30,000 when they sell their homes.Tim Street is a Marine veteran, repeat entrepreneur, successful real estate agent, and founder of FoolProof FSBO — the system helping homeowners ditch the “Agent Tax” and keep ALL of their equity. After seeing too many homeowners fork over their hard-earned equity to pay an agent for a job they could have done themselves, Tim realized the industry was broken. So, he built a blueprint that shows everyday people how to get their homes on the market themselves — safely, confidently, and in just 7 days. Tim's mission: save homeowners $31 billion in commissions, one DIY seller at a time.Connect with Tim Here: https://www.instagram.com/foolprooffsbohttps://www.facebook.com/profile.php?id=61578110430808https://www.linkedin.com/in/timothyjstreethttps://www.tiktok.com/@the.fsbo.guywww.foolprooffsbo.comGrab the freebie here: https://foolprooffsbo.com/gift===================================If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends.Thanks for watching the Financial Freedom & Wealth Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com.Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers. QUICK LINKS: APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-applicationDIGITAL TRAILBLAZER: https://digitaltrailblazer.com/
In this episode of the Let's Go Win Podcast, JM Ryerson sits down with visionary entrepreneur and investor Chris Naugle to unpack the mindset, strategy, and systems behind building businesses that truly make an impact. From humble beginnings in action sports and small business to creating software that helps people “be their own bank,” Chris shares decades of wisdom on perseverance, feedback, mentorship, and aligning money with purpose.This conversation dives deep into how to turn raw ideas into scalable systems and how feedback, even when brutal, can become the most valuable fuel for growth. You'll hear real stories about building The Vault, a financial operating system designed to modernize infinite banking, along with powerful lessons about grit, innovation, and staying intentional in both business and life.In this episode, you'll learn:
What if you could spend just one day sharing your product or service with an irresistible offer—and turn that one event into a multimillion-dollar business by harnessing the power of a single presentation?Most entrepreneurs spend years trying to grow their business through endless marketing tactics, but few realize they could be just one presentation away from the breakthrough they've been chasing. Whether it's on a stage or in a boardroom, one powerful presentation can change everything. Which is exactly what happened to today's guest.Today, I'm thrilled to welcome Colin Boyd back on the podcast. Colin is a Certified Speaking Professional, founder of the Sell From Stage Academy®, and author of One Presentation Away. Colin has helped some of the biggest names in the expert space design presentations that convert clients without sales-y or slimy tactics. In addition to experts such as Amy Porterfield, James Wedmore, and Jenna Kutcher, he has also collaborated with major corporations, including Coca-Cola, Suncorp, and Hewlett-Packard, to name a few.In our conversation, Colin explains how anyone can craft their origin story into a conversion story, one that connects and converts authentically to drive exponential growth in their business.In this episode, you'll learn: 1.) How to reframe selling as an act of service and remove feelings of guilt from your mindset. 2.) How to structure presentations that organically leads to a yes and convert more prospects into clients.3.) How to sell from stage without feeling “salesy,” by using Colin's framework for turning selling into serving and making irresistible offers that people are excited to say yes to.Show Notes: LifestyleInvestor.com/262Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Financial Freedom for Physicians with Dr. Christopher H. Loo, MD-PhD
✅ The experience economy is booming, and in this episode, Dawn Farrow, a leading marketing strategist and female founder, reveals how to thrive in it.If you're trying to sell tickets to live events, navigate the world of immersive marketing, or just want to understand how to stand out in the experiential marketing space—this is your roadmap. Dawn has helped market events tied to massive global brands like Squid Game and Friends, and she understands how to turn emotional desire into sold-out shows.She explains why people spend thousands on experiences, not things—and how you can tap into that behavior to increase your ticket sales, create fandom, and grow your event brand.This episode is perfect for:Event promoters struggling with event promotionMarketing teams looking for insights into hybrid eventsEntrepreneurs navigating today's post-COVID demand for live and immersive experiencesFemale founders seeking resilience and strategic growth adviceDawn doesn't just talk theory—she's built and sold a successful agency, now leads On Sale Group, and connects a global network of marketers shaping the future of live experiences.Whether you're producing immersive theater, launching an exhibit, or selling tickets to a festival, this interview gives you the insight and confidence to grow your brand in today's experience economy.
In this powerful episode of Healthy Mind, Healthy Life, host Avik Chakraborty sits down with Sebastian Uzcategui, founder of Stocks University, to explore the deep connection between financial well-being and mental health. From achieving financial independence at 22 to building wealth with integrity, Sebastian shares actionable insights on breaking free from the rat race, cultivating healthy financial habits, and avoiding the burnout of hustle culture. Tune in for a candid conversation about aligning money with purpose, dismantling limiting beliefs, and creating a life of freedom—without sacrificing peace of mind. About the Guest:Sebastian Uzcategui is an entrepreneur, investor, and founder of Stocks University, where he teaches financial literacy through a unique “learn before you pay” model. Starting his business journey at 14 and becoming financially independent by 22, Sebastian empowers others to build wealth while staying true to their values. His work focuses on fostering resilience, financial freedom, and mental clarity through mindful money management. Key Takeaways: Why financial literacy is crucial for emotional and mental well-being How to build wealth without falling into the trap of endless hustle The mindset shifts necessary to break free from debt and financial stress Why purpose-driven financial goals create deeper fulfillment Practical first steps to reclaim control of your finances and habits Connect with Sebastian:Visit Stocks University for courses and resources.Follow Sebastian's journey on Instagram: https://www.instagram.com/stocksuni/# Want to be a guest on Healthy Mind, Healthy Life? DM me on PodMatch!DM Me Here:https://www.podmatch.com/hostdetailpreview/avikTune in to all our 15 podcasts:https://www.podbean.com/podcast-network/healthymindbyavikSubscribe to the Newsletter:https://healthymindbyavik.substack.com/Join the Community:https://nas.io/healthymind Stay Tuned and Follow Us!• YouTube – https://www.youtube.com/@healthymind-healthylife• Instagram – https://www.instagram.com/healthyminds.pod• Threads – https://www.threads.net/@healthyminds.pod• Facebook – https://www.facebook.com/podcast.healthymind• LinkedIn – https://www.linkedin.com/in/reemachatterjee/ | https://www.linkedin.com/in/avikchakrabortypodcaster #podmatch #healthymind #healthymindbyavik #wellness
Ready to build wealth, achieve financial independence, and secure your family's future while staying 1% better every day? Join Rick Hogg of War HOGG Tactical and Mark Kelley of Kelley Defense – combat veterans, firearms trainers, and 2A defenders – as they welcome special guest Jordan M. Thompson, expert financial advisor and business growth specialist. In this must-listen episode of On The Range Podcast, dive deep into: Proven investment strategies for patriots, veterans, and gun owners Tax hacks to maximize your earnings from tactical training, LEO careers, or side hustles Retirement planning that protects your assets in uncertain times Business growth tips to scale your firearms range, defense company, or personal brand Mindset shifts for financial freedom – from the range to real estate Whether you're a law enforcement officer, military vet, prepper, or responsible gun owner, Jordan reveals actionable steps to crush debt, grow your portfolio, and live like a warrior off the battlefield. Timestamps: 00:00 Intro: Be 1% Better Everyday 05:30 Jordan's Journey: From Advisor to Growth Master 15:45 Top 5 Investments for 2A Supporters 28:20 Avoid These Money Mistakes in 2025 42:10 Scaling Your Tactical Business 55:00 Q&A: Listener Firearms Finance Wins Subscribe now for firearms training tips, tactical mindset, 2A news, and wealth-building wisdom! Listen on: Apple Podcasts | Spotify | YouTube | ontherangepodcast.com #FinancialFreedom #WealthBuilding #FirearmsTraining #2A #VeteranBusiness #TacticalFinance #MoneyMindset #OnTheRangePodcast #WarHOGGTactical #KelleyDefense Be 1% Better Everyday – Train Hard, Invest Smart, Stay Free! JOIN The OTR “CREW” !!! HERE: https://www.ontherangepodcast.com Order Your Copy of “The Firearms Training Notebook”: https://amzn.to/3DfIOkz https://www.kelleydefense.com https://www.warhogg.com Listen to On The Range Podcast at - Apple - https://podcasts.apple.com/us/podcast... Spotify - https://open.spotify.com/show/0GBzNxH... Please subscribe to the show on the podcast platform you listen to, and leave us a rating and review to help increase our reach. Thank you! https://x.com/ontherangecast Artist: TrackTribe “Riffs For Days” https://www.youtube.com/watch?v=SBw0kBJlaVU Artist: Jimena Contreras “Alpha Mission” https://www.youtube.com/watch?v=RWi3CangMgQ&list=PL-0N3ETTFkNvksN9dMRY7utkQB0y6bEP- News Theme 1 by Audionautix is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/ Artist: http://audionautix.com/
Money isn't just about math — it's about mindset. This week, JVN welcomes back financial educator, Her First $100K founder, and Financial Feminist Podcast host Tori Dunlap to the pod to talk about how we can break free from money shame and finally feel confident with our cash! From debt and credit cards to saving, investing, and taxes, Tori breaks down the emotional and practical sides of money management — and why so many of us tie our self-worth to our bank accounts. They're talking about how to build real financial confidence, stop saying “I'm bad with money,” and start making choices that align with your values. Whether you're paying off debt, dreaming about investing, or just trying to chill every time you check your balance — this episode will help you rethink what financial freedom really means. BIO: Tori Dunlap is a financial educator, author, and entrepreneur best known as the founder of Her First $100K, a multimillion-dollar company dedicated to financial feminism and helping women build money confidence. After saving $100,000 by age 25 and leaving her corporate marketing job, she grew her platform into a top podcast and New York Times bestselling book of the same name, Financial Feminist. Today, Tori reaches millions with practical tools for tackling debt, saving, and investing, and was named to Forbes 30 Under 30 for her work reshaping how women talk about money. Full Getting Better Video Episodes now available on YouTube. Follow Tori Dunlap on Instagram @herfirst100k Follow The Financial Feminist @financialfeministpodcast Follow Getting Better on Instagram @gettingbetterwithjvn Follow Jonathan on Instagram @jvn Check out the JVN Patreon for exclusive BTS content, extra interviews, and much much more - check it out here: www.patreon.com/jvn Senior Producer, Chris McClure Producer, Editor & Engineer is Nathanael McClure Production support: Chad Hall Our theme music is also composed by Nathanael McClure. Curious about bringing your brand to life on the show? Email podcastadsales@sonymusic.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices
You love photography, but let's be honest—you didn't start this to be broke, burnt out, and missing your kids' bedtime. If you've ever questioned whether this dream is even worth it, this episode is your wake-up call. In this week's Joycast, Sarah lays out 8 brutally honest truths that helped her go from overworked mom to profitable boutique photographer. This isn't fluff. It's a clear, courageous path to freedom, income, and the joy you thought you'd find when you picked up a camera. ● Why working harder isn't the answer—and what actually changes everything ● The mindset shift that stopped Sarah from projecting her money fears onto clients ● How to stop hoping people buy and start guiding them to say yes If you've been spinning your wheels or second-guessing your worth, press play. This episode doesn't just inspire—it equips you with the truth to finally break through. RESOURCES: Photography Business Tools to Get Started 37 CLIENTS WHO CAN HIRE YOU TODAY https://info.photographybusinessinstitute.com/37-clients-optin INSTAGRAM – DM me "Conversation Starters" for some genuine ways to strike up a conversation about your photography business wherever you are. https://www.instagram.com/sarah.petty FREE COPY: NEW YORK TIMES BEST SELLING BOOK FOR PHOTOGRAPHERS www.photographybusinessinstitute.com/freebook BOUTIQUE BREAKTHROUGH – 8-WEEK WORKSHOP www.photographybusinessinstitute.com/boutiquebreakthrough FREE FACEBOOK GROUP: Join and get my free mini-class: How I earned $1,500 per client working 16 hours a week by becoming a boutique photographer. https://www.facebook.com/groups/ditchthedigitals YOUTUBE: Check out my latest how to videos: https://www.youtube.com/photographybusinessinstitute LOVE THE SHOW? Subscribe & Review on Apple Podcasts https://podcasts.apple.com/us/podcast/worth-every-penny-joycast/id1513676756
Discover what the Fed meeting will likely decide and what is coming next. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
Earning extra income is great—but what you do with it matters more. In this episode, Miguel Gonzalez, CRC, shares smart ways to use side hustle income to build stability, grow savings, and reach your goals faster.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #sidehustle #extramoney #financialplanning #debtfreejourney #retirementplanning #emergencyfund #smartmoney #budgetingtips #investing #compoundgrowth #401k #IRA #shorttermgoals #savemoney #moneystrategy #financialfreedom #taxplanning #CortburgSpeaksRetirement #MiguelXGonzalez Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
#655: What would you do if, at the age of 23, you found yourself with $70,000 a year leftover after expenses? Would you pour everything into retirement and coast to financial independence, or stockpile a down payment before life gets pricier with kids, a mortgage, and maintenance costs? This week, we dive into that real-life dilemma and explore how to strike the perfect balance between freedom now and security later. Along the way, we question whether a 0.40% fee for automated tax-loss harvesting is really worth it, and debate if the rise of mega-corporations means small-cap value investing is dead. Listener Questions in This Episode “Julio” asks: How should we split savings between Coast FI and a future down payment, and where should that down payment sit? (01:48) Lindsay asks: Is 0.40 percent worth it for Fidelity's tax loss harvesting and how do we unwind back to self managed index funds? (32:31) Greg asks: If a handful of giants dominate, should we ignore history and tilt to only the top companies instead of broad markets and small cap value? (50:51) Key Takeaways The right savings balance may depend less on math and more on clarity about what “home” really means to you Building a down payment might be the fastest way to reach Coast FI, but not for the reason you'd expect Parking cash safely is trickier than it sounds, especially when the market tempts you with higher returns That 0.40 percent fee could be either a silent drag or a smart trade-off, depending on one often-overlooked detail The rise of mega-caps might look unstoppable, yet history has a way of surprising even the biggest players True diversification isn't about predicting winners, it's about protecting future you from overconfidence today Chapters Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Are we headed for a dystopian future (01:48) A 23-year-old with a $125k income and a big savings gap 08:52) House price, down payment size, and the numbers that drive the split (10:47) The savings snowball case, match protection, and timeline trade-offs (25:14) Where to park the down payment, why cash beats stocks for readiness (32:31) Is 0.40 percent worth it for tax-loss harvesting (36:24) Fees versus claimed tax savings, turnover, and exit options (50:51) Should dystopia change our portfolio (54:36) Small-cap value beyond tech, acquisitions, and global opportunity (1:11:02) Optimism, innovation, and why investing still assumes progress P.S. Got a question? Leave it at https://affordanything.com/voicemail For more information, visit the show notes at https://affordanything.com/episode655 Learn more about your ad choices. Visit podcastchoices.com/adchoices
Think you need a massive portfolio to reach financial freedom? Think again. In this episode, Chad Carson breaks down why “going big” isn't always the smartest move — and how a few great rentals can build serious wealth and give you your time back. You'll learn his “small and mighty” approach to real estate, how just three rentals could snowball into millions, and the mindset shift that helps investors achieve real freedom without burnout. KEY TALKING POINTS:0:00 - Intro0:30 - Do You Need To Build A Massive Portfolio?1:13 - A Case Study5:25 - An Example Of The Numbers Of Just 3 Rentals12:06 - The Takeaways15:33 - Outro LINKS:Instagram: Chad Carsonhttps://www.instagram.com/CoachChadCarson Website: Chad Carsonhttps://www.coachcarson.com/ Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/
Discover why stocks markets are at all time highs. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
Andrew Reichert, CEO of Birgo Capital, went from buying his first duplex with no money down to owning 3,000+ units worth over $300 million. But his journey wasn't all smooth sailing - Andrew reveals how building a 20-rental portfolio nearly bankrupted him, the “$10M idea” that changed everything, and the lessons he learned scaling his business.Whether you're stuck managing a handful of single-family rentals or trying to figure out how to break into larger deals, this conversation will help you shortcut years of trial and error.Key TakeawaysWhy Small Rentals Won't Set You FreeHow Andrew realized that $200/month per property wasn't going to replace his income.The math that made him pivot away from single-family rentals.From Duplexes to a $300M PortfolioWhy raising capital was the turning point in his career.How starting with a fund instead of a single deal accelerated his growth.The Hardest Lesson in Scaling a CompanyWhy “the people who got you here won't always get you there.”How to make tough calls without losing sight of your mission.Finding Purpose Beyond Financial FreedomHow Andrew's Rhino Operating System helps people align their work with their purpose.Why clarity—not just cash flow—is the real key to building a fulfilling life.Overcoming Comfort and Taking ActionWhy staying “comfortable” keeps most investors from scaling.Practical tips to create urgency and move from idea to execution.Connect with AndrewLinkedInBirgo CapitalROS Journey – The Rhino Operating System BookConnect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session495/