Podcasts about financial freedom

Being over 40 and stuck in a job you don't love can feel like the walls are closing in. The clock is ticking louder, and every year spent waiting makes freedom harder to reach. The truth is, you don't have decades left to experiment with side hustles that barely move the needle. What you need now is a clear, proven path to break free from the 9‑5 and finally build the life you've been dreaming of. In this episode, Omar shares a practical 5‑step blueprint created for those over 40 who are ready to leave their 9‑5 behind. He explains the difference between building an “income engine” versus chasing a side hustle, why premium pricing is the key to scaling faster, and the silent trap that keeps most people stuck. Most importantly, Omar reveals the critical fourth step where many over‑40 founders sabotage themselves, and how to avoid it. This lesson is about taking decisive action, thinking like a business owner, and creating a life with more choices. Over 40 and ready to quit your 9‑5? Press play at the top of the page to hear Omar's proven blueprint, discover the steps that accelerate independence, and start building the next chapter of your life today. MBA2757 Over 40? THIS Is The Fastest Way To Financial Freedom. Proven Blueprint For Quitting Your 9-5 Recommended episode to explore:How To Make Your First Million Dollars In One Year Without Getting Lucky (No Matter Your Circumstances) Watch the episodes on YouTube: https://lm.fm/GgRPPHiSUBSCRIBEYouTube | Apple Podcast | Spotify | Podcast Feed Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Discover what triple and quadruple witching days are and why they could provide the bottom in stocks.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

In just around five years, these two investors went from zero rentals to financial freedom through real estate. In their own words, “I want as few doors as possible with as much money as possible.” That's what we're all after as real estate investors. How can we generate the most passive income with the fewest properties, headaches, and issues to deal with? A little over five years ago, Amelia McGee and Grace Gudenkauf were willing to buy any property with any problem, to get in the game. They wanted to quit their jobs, become their own bosses, own their time, and live the lives they imagined—not be tied to a paycheck. Now, they've achieved financial freedom and are sharing the five things that got them there. What's the one thing Grace and Amelia say every new landlord should put in place at the start? Why is day-one cash flow overrated, and what's the thing that actually makes you wealthy? Plus, why do they think “growing” to a big portfolio is too risky and not worth the effort? Grace and Amelia learned all these lessons the hard way over the past five years. Today, we're giving them to you in under an hour so you can get to financial freedom even faster. In This Episode We Cover Why you don't want a big real estate portfolio and the much better alternative  Stop focusing so much on cash flow: Why chasing passive income is delaying your financial freedom Stop growing, start selling: The single most important piece of advice for current investors  The one crucial metric that shows whether you should keep a rental or sell it  One type of rental property that Grace says is solving all her problems  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠h⁠ttps://www.biggerpockets.com/blog/real-estate-1253 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover why the Fed kept interest rates unchanged. The Federal Reserve met today and did not lower interest rates. What was behind their decision and how does it impact consumers? Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

This coaching session reveals something most of us don't realize: the way we've learned to protect ourselves is the very thing keeping us from what we truly desire. When Glam rock artist & musician Luxiana comes to work on financial freedom, what emerges is the truth that our money patterns, our sexual patterns, and our power patterns are all the same—they all stem from the protective mechanisms we built as children to survive. This session demonstrates why reclaiming our power isn't about positive thinking or manifestation—it's about meeting the exhausted parts of us that have been working overtime to keep us small and safe, understanding why they're there, and evolving them to both be protectors AND in service of what we desire. You'll witness why our inner child can't be in the driver's seat if we want to fly, why building a relationship with our inner masculine is foundational to feeling safe in our power, and why the terror we feel when approaching what we truly desire is actually information, not a stop sign. This is essential listening for anyone who intellectually knows they're capable of more but keeps hitting the same walls around money, visibility, intimacy, or success. It shows why somatic work isn't just "nice to have"—it's the only thing that actually shifts the patterns keeping us stuck. Topics include: Why financial blocks and sexual blocks are the same pattern The exhausted protector keeping you small Why your inner child can't drive your adult life Meeting your inner masculine (even when it's scary) How childhood survival mechanisms block adult thriving The difference between protection that serves vs. constricts Why we need safety from within, not from external sources How to work with intense emotions instead of avoiding them Building trust even when you've never experienced it Love this podcast? Dive deep into Pussy Centered Living by joining us in:The Pussy Centered Living Community If you're ready to have Jenny personally support you in reigniting your desire, reconnecting to your pleasure, and creating relationships that get more passionate over time, book your Desire Breakthrough Session now. Mentioned in this episode: Glam Rock Pussy with Luxiana Connect with LUXIANA:IG: @luxianamusicLuxiana on FB Connect with your host, Jenny Braxton: Instagram: @pusssy.centered.livingFacebook: Jenny Braxton Website: jennybraxton.com Loved the episode and want to show your gratitude? Share it with a friend or sister who would also benefit from this message, hit subscribe so you never miss a juicy & delicious episode, and leave a 5-star review so we can get the power of pussy out to as many humans as possible!

Many people believe that earning more money will eventually eliminate stress, solve financial pressure, and create the freedom they've been chasing. But for many high-income earners, the opposite happens. The bigger the income becomes, the heavier the responsibilities feel, and the harder it becomes to slow down.In today's discussion, the financial coaches explore why financial success doesn't always translate into real freedom. They unpack the hidden traps that keep successful professionals feeling overwhelmed. The conversation also highlights a critical mindset shift: moving from accumulation to cash flow. And the coaches explain what you need to do to find clarity, motivation, and a tangible path toward financial freedom.Top three things you will learn:-Why earning more money often increases stress instead of creating freedom-How lifestyle creep and responsibility traps keep high earners stuck-Why shifting from accumulation to cash flow is the key to escaping burnoutDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.

In this insightful interview, Jillian shares her journey from finance and video production to successful real estate investing. She discusses overcoming limiting beliefs, the power of mindset, and practical strategies for achieving financial freedom and lifestyle flexibility.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Discover if higher plane fares are coming. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

In this solo episode, Michael Blank introduces a powerful strategy designed to help aspiring syndicators overcome the biggest obstacle in real estate: getting your first deal done. While most first deals take 6–12 months, Michael explains how you can dramatically accelerate your learning curve by running a “Live Sample Deal”—a simulated real-world acquisition that walks you through the entire process in just seven days.By analyzing a real property, speaking with brokers, building your team, and even negotiating an offer, you gain the experience and confidence needed to pursue actual deals. This practical exercise helps eliminate fear, expand your comfort zone, and move you significantly closer to closing your first multifamily investment.Key TakeawaysThe first deal changes everything — once you close a deal, brokers, investors, and opportunities start coming to you.Most first deals take 6–12 months, but you can accelerate your learning through a simulated “Live Sample Deal.”Confidence comes from action, not just education—walking through the full deal process builds real-world experience.Simulating a deal removes fear, especially the fear of making offers or raising capital.Running a sample deal can get you roughly 80% of the experience of doing a real transaction.Expanding your comfort zone is key—what once felt impossible (like a 50-unit deal) quickly becomes achievable after practicing the process.Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael BlankFor full episode show notes visit: https://themichaelblank.com/podcasts/session515/

Step 2 of the 10-part series on military finance essentials. After setting up your 5% Roth TSP contribution in Step 1, now you need to create your TSP account online and make sure your money is invested in the right fund. Spencer and Jamie explain how to set up your account at tsp.gov, enable two-factor authentication, and allocate contributions to the appropriate L (lifecycle) fund based on your retirement age. What to Do Action Steps: 1. Create TSP Account Go to tsp.gov Create account/login Set up two-factor authentication Verify account is active 2. Check Your Fund Allocation Ensure contributions go to correct L Fund (lifecycle fund) Not the G Fund (too conservative for young investors) 3. Update Allocations Set current balance to appropriate L Fund Set future contributions to same L Fund Example: L 2060 or L 2065 for younger service members Key Information What is an L Fund? Which L Fund Should You Choose? Why Not the G Fund? Blended Retirement System (BRS) Resources TSP Website: tsp.gov MyPay: mypay.dfas.mil (from Step 1) TSP Course: militarymoneymanual.com/tsp   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 22,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Military Money Manual may receive compensation from JPMC. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

In this engaging interview, Albert Zdenek shares his inspiring journey from geologist to successful entrepreneur and fintech innovator. Discover his insights on financial literacy, building meaningful relationships, and the mission behind the Cake-Club app to empower Gen Z with personal finance tools.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Transform Your Life in Four Pillars: Faith, Family, Fitness, and Financial Freedom. Discover how embracing seasonal rhythms and cultivating discipline in faith, family, fitness, and finances can lead to holistic transformation. Join John Grdina as he shares personal insights, biblical wisdom, and practical strategies to optimize each season of life.Main Topics Covered:-The significance of understanding life's seasons and trusting God's timing-Practical ways to strengthen family bonds through outdoor adventures-Building mental resilience through disciplined fitness routines inspired by David Goggins-Navigating market volatility with consistent investing and strategic profit-taking. -The importance of planting seeds now for future growth in all areas of lifeTimestamps:00:00 - Welcome and introduction to the four pillars of transformation00:14 - The importance of seasons in life and trusting God's timing01:16 - Embracing spring as a season for planting faith, family, health, and finances03:45 - Family trip to Hocking Hills: building relationships through nature04:15 - The power of unplugging, sharing stories, and creating lasting memories05:44 - The role of nature in reconnecting with what matters most06:28 - David Goggins' story of mental toughness and building calluses on the mind07:47 - The correlation between training for a race and preparing for life's challenges08:10 - Strategies for navigating volatile markets and building long-term wealth09:50 - Weekly action plan: faith, family, fitness, and finances10:36 - Embracing seasonal preparation for future growth and blessings11:05 - Closing encouragement and call to share the message. Reach out to me: grdinajohn@gmail.comFinal Note:This episode emphasizes the importance of embracing each season, trusting in divine timing, and cultivating discipline across all facets of life to unlock lasting transformation. Share it with someone who needs encouragement to start planting their seeds today.

In this insightful podcast, Warren Ingram speaks to Ryan Murphy, Global Head of Behavioral Insights from Morningstar, on how behavioral science impacts investment decisions, especially during times of market uncertainty. Learn practical strategies to manage emotional biases, stay disciplined, and achieve long-term financial goals.TakeawaysThe Role of Behavior in Investment OutcomesInsights from Behavioral Science and Practical InterventionsDevelopments in Behavioral Finance and Tools for Better DecisionsManaging Anxiety During Global UncertaintyUnderstanding Market Cycles and Long-Term TrendsThe Importance of a Long-Term Perspective in InvestingDealing with Market Recessions and VolatilityThe Impact of Frequent Portfolio ChecksThe Role of Technology and Social Media in Investment BehaviorThe Value of a Consistent Investment StrategyRebalancing and Staying the CourseAccepting Uncertainty and Staying InvestedFind the Whitepaper from Morningstar on "How Financial Advisers Can Support Clients Through Market Volatility" here. Learn more about how Curate Investments can help you here.Send a textHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Read today's messages + scriptures: www.curlynikki.comSupport the show: http://patreon.com/goodmornings

Discover why home sellers are rushing to relist properties.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

Imagine doing 50 real estate deals before buying your own home. That's exactly what Andres did. He started as a renter with no savings, no experience, and no roadmap. But with the right mentorship and a willingness to take action, he built a real estate business that completely changed his life.In this interview, Andres shares:▪️How he closed his first deal without using credit or large amounts of cash▪️The deal that earned him more than his annual salary▪️How he scaled his business while still renting▪️How he built a business in multiple markets▪️What financial freedom looks like for his family today

Achieving financial freedom is something people aspire to, but not everyone thinks it is possible. Even those that do think it will take them way too long. For some it means getting out from under debt first; for others it means being able to invest enough each year to make it happen in a reasonable amount of time. But sometimes it can be done quicker. That's why on this episode of the podcast I talk with Ryan Lee who, by following a less traditional path, was able to achieve financial freedom in less than 10 years. In this episode you will learn: Why the traditional retirement saving system is broken How to invest in real estate without all the hassles and responsibilities of being a landlord How insurance can help you get to financial freedom sooner

It's crazy when you think about it, but less than 1% of entrepreneurs ever sell their companies. Even fewer do it intentionally, strategically, and on their terms. If you're building a business without preparing for a future exit, you may be leaving millions on the table or worse, creating a company that can't function without you.Stephen Scoggins knows this firsthand. He is a speaker, author, and host of the Build podcast who created multiple companies — including one that grew to nine figures in annual revenue and successfully exited in 2023. But his story isn't just about a financial win. It's about faith, leadership, identity, and learning how to structure a business so it can scale beyond you and create meaning and purpose in your life.You'll hear what Stephen believes most entrepreneurs get wrong about selling their business, and the tax strategies he's now implementing after a massive liquidity event. We also dive deep into his journey from sleeping in his car to building companies that employ hundreds — and how faith shaped every turning point along the way.In this episode, you'll learn: ✅ Why most entrepreneurs wait too long to prepare their business for sale and what Stephen recommends for runway time prior to an exit.✅ How quality of earnings can dramatically impact your final valuation and why buyers use it to justify lowering your multiple.✅ The difference between asset sales versus stock sales and why an F reorganization can have a dramatic impact on value.Show Notes: LifestyleInvestor.com/281Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hey Friends~  “My child understands everything but doesn't talk much.”  “My child talks, but I can't always tell what they mean.” If those worries sound familiar, this episode is for you!  This is Episode 4 in the series When Communication Is Hard, and today we're exploring expressive and receptive language delays. We'll untangle what these differences look like so you can better understand what's happening in your child's communication, and how everyday moments can become powerful opportunities for language growth.  And of course, you'll walk away with strategies you can start using today - so grab your pen and paper… and let's get started! Always cheering you on!  Dinalynn CONTACT the Host, Dinalynn:  hello@thelanguageofplay.com COMMENT? QUESTION?  Leave a voice message!  https://castfeedback.com/play WORK WITH Dinalynn:  Let's talk:  https://calendly.com/hello-play/strategy-session   YOUR NEXT STEPS:   5 Ways To Get Your Kids To Listen Better: https://dinalynnr.systeme.io/7ca5ce43-d436ea91 “Play is…” downloadable:  https://dinalynnr.systeme.io/94b4e662 Newsletter Sign up:  https://dinalynnr.systeme.io/newsletter-optin 21 Days of Encouragement:  https://dinalynnr.systeme.io/1-21signup For Workshops, Speaking Events, or Partnerships:  https://calendly.com/hello-play/discovery-session ** For Speaking Engagements, Workshops, or Parent Coaching (virtual or live), contact me at hello@thelanguageofplay.com   SUBSCRIBE, REVIEW, SPONSOR, DONATE:  Love this podcast?  Let us know!  https://lovethepodcast.com/play Subscribe & Follow in 1-click!  https://followthepodcast.com/play To SPONSOR The Language Of Play, schedule your call here:  https://calendly.com/hello-play/discovery-session To DONATE to The Language Of Play, Use this secure payment link: https://app.autobooks.co/pay/the-language-of-play   OTHER EPISODES IN THIS SERIES:   253 When Communication Is Hard: An Overview for Parents of Children with Speech or Language Struggles, part 1 254 When Communication Is Hard: Childhood Apraxia of Speech CAS & Motor Speech Disorders, part 2 255 When Communication Is Hard: Speech Sound Disorders & Phonological Delays, part 3 189 Your Child Is A Gestalt Language Learner? Uses Echolalia? 4 Tips To Help Expand Interactive Skills   Other Resources:  Free this week: the Lucky Find Bundle through March 17.  https://bit.ly/luckyfindbundle “When Behavior Is Communication: 21 Days to Feel More Steady” — my reflection journal for parents who want to move from pressure and self-doubt toward curiosity, confidence, and calm - is available inside the bundle.  Financial Freedom 101:  with Penelope Jane Smith Build simple, family-friendly money systems at the Financial Freedom 101 Virtual Event. To learn more or reserve a spot, you can find the details here: https://realprosperity.isrefer.com/go/scholarship/dinalynn Podapalooza:  https://dinalynn--checkingout.thrivecart.com/podapalooza/  Have you ever wanted to learn about podcasting?  Attend a podcasting event?  Be interviewed on a podcast?  This event is for you!  

Learn more about Maddy at: https://www.linkedin.com/in/maddy-roche-25962032/ https://childfreetrust.com/   Show Notes 

Drew starts watching the X-Files, Rob doesn't remember talking to Drew, and the path to financial freedom. This weeks brew is Lakefront Brewery's River Weststein.  Merch: here

What if the real foundation of entrepreneurship is less about making money and more about mastering your mindset around it? In this episode of The Angel Next Door Podcast, host Marcia Dawood explores how our early experiences and psychological beliefs about money shape our financial behaviors—and ultimately, our freedom to create and build. Guest Shang Saavedra, who reached retirement savings goals by age 31, shares her journey from a frugal upbringing as the child of immigrants to graduating from Harvard, thriving in management consulting, and building the Save My Cents community. She's passionate about helping others use psychology and practical strategies to rewrite their financial stories, break the cycle of fear, and pave the way for meaningful wealth. This episode is essential listening for entrepreneurs and anyone needing a mindset reset around finances. With actionable advice on automating savings, understanding investment options, and handling financial setbacks, Shang Saavedra proves that changing how you think about money can transform your life—and your business.   To get the latest from Shang Saavedra, you can follow her below! https://www.linkedin.com/in/shangsaavedra/ https://savemycents.com/ https://www.instagram.com/savemycents/?hl=en Wealth Is a Mindset: Change Your Mind, Change Your Money   Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing! Website: www.marciadawood.com Do Good While Doing Well Learn more about the documentary Show Her the Money: www.showherthemoneymovie.com And don't forget to follow us wherever you are! Apple Podcasts: https://pod.link/1586445642.apple Spotify: https://pod.link/1586445642.spotify LinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/ Instagram: https://www.instagram.com/theangelnextdoorpodcast/ Pinterest: https://www.pinterest.com/theangelnextdoorpodcast/ TikTok: https://www.tiktok.com/@marciadawood

This is the proven path to becoming a real estate millionaire, retiring early, and gaining complete financial independence. It's not hard, but it takes time, work, and forethought. If you can follow this financial freedom “stack,” you'll be able to retire early, or retire much richer, like today's guest.  Andrew Giancola, host of The Personal Finance Podcast, beat the system. He reached financial independence in his 30s, not through luck, market timing, or big bets, but through slow, smart money moves and purchasing enough rentals to buy back his time. He reverse-engineered his path, creating the 11-step financial freedom “stack” that anyone can use to become a millionaire and retire early. The “stack” starts at the beginning. You don't need any money or experience to start. The genius part of the system is that it almost automatically puts you in the best possible position to invest, reinvest, and finally retire how you want. We're going into detail on each step of the “stack” so you can follow it, find financial freedom, and live life completely on your terms.  In This Episode We Cover The 11 (repeatable) steps to go from no rentals to complete financial freedom  How to trade your time for rental properties (if you're starting with no money) The least amount of money you should have before you begin investing  How much do you need to retire? Calculating your “freedom number” fast Still got “bad” debt? What to do ASAP before buying your first rental  How to pick a real estate investing strategy based on your savings  Don't just invest in rentals: Why Andrew and Dave think "100% rentals" is too risky  “Wealth accelerators” that supercharge your net worth  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠h⁠ttps://www.biggerpockets.com/blog/real-estate-1250 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover why inflation is moderating and why it matters. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

Financial progress doesn't always come from big changes. Often, it's the small habits that make the biggest difference over time.In this episode, Miguel Gonzalez explains how small financial wins — like increasing savings by 1%, automating contributions, or cutting one minor expense — can build momentum and strengthen long-term financial confidence. Tiny steps taken consistently can lead to meaningful progress toward your financial goals.Miguel Gonzalez is a Certified Retirement Counselor (CRC) with over 20 years of experience helping individuals and families build retirement income strategies and long-term financial stability. He is the Managing Partner of Cortburg Retirement Advisors, a boutique firm focused on retirement planning, financial organization, and investment guidance.#MoneyHabits #FinancialWellness #CortburgSpeaksRetirement #MiguelXGonzalez #WealthBuilding #PersonalFinanceWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Watch the episode on YouTube: https://youtu.be/RIA2H4ScGGUSchedule a Meeting with Joshua TODAY!Is your website actually bringing in leads — or is it just sitting online like a digital business card?Most contractors invest thousands into a website, only to realize it never ranks on Google and rarely generates calls. Meanwhile, competitors show up in the Google Map Pack and capture 70% of local search traffic. The truth? Google has a specific structure it wants — and if your website doesn't match it, you're invisible. This episode breaks down exactly how to build a website that aligns with your Google Business Profile, earns trust with Google's algorithm, and positions you where customers are actually clicking.You will:Understand how to structure your website to mirror your Google Business Profile for better rankingsLearn the foundational SEO elements (metadata, H1s, content structure) most companies completely missDiscover how to optimize for Google Maps and AI search — without falling for “quick fix” SEO scamsPress play now to learn how to turn your website into a lead-generating asset that Google — and your ideal clients — can't ignore.Learn more about Tekton Growth by visiting the website: https://www.tektongrowth.com/Ready to get your copy of The CORE 10? Check it out HERE!Connect with Joshua at:The WebsiteThe Facebook GroupSales Master ClassesHow to work with Joshua - https://yes.express/apply/Tune into this podcast where a seasoned craftsman shares expert communication skills, strategies for overcoming stress and overwhelm, and insights on building a profitable business in landscaping and hardscaping, with tips on how to sell, close more deals, and achieve financial freedom to retire early as a successful business owner in the design/build and outdoor living industry. Music from #Uppbeat:https://uppbeat.io/t/abbynoise/puncherLicense code: AWUDIYK15E3NWYPK

Will you get bored in retirement? Today's episode features themes of purpose and fulfillment in your retirement years. The transition from the daily grind to retirement can sometimes be an unforeseen challenge and we explore that through the stories of our fathers' retirement experiences, looking forward to our own.

Join the free LIVE discussion calls in March all about MONEY.  Register here for the meeting invite.An episode where I riff on the following:  the absurdity of life and specifically the silliness that is our money beliefs.Press play babe.Mentioned In The Episode:Save your seat NOW for the March Money Workshop: Drop The VeilGet on the Wealthy AF Waitlist: amyvanmeijl.com/money--RESOURCES & LINKS:Unapologetic Abundance: The Release ExperienceFREE 3-day private podcast to shift shame, alter timing and challenge the 'ideal state' when it comes to your experience with money in your life.BREAK UP WITH BROKE: amyvanmeijl.com/breakupwithbrokeThe audio journey designed to release worry, reframe debt and recalibrate your thinking to welcome in expansion and wealth into your life.--The Peri-Person's Guide To Manifestation: amyvanmeijl.com/theperiguideIf you're an ovary-bearing human about to (or already in) the menopause transition (hello perimenopause) & struggling with your go-to manifestation practices, this one's for you.  Grab the guide today.--WORK WITH ME 1:1:90 Mins 1:1: amyvanmeijl.com/coaching3 month Next Level Intensive Mentorship: amyvanmeijl.com/nextlevel> Want to book a quick chat to see if we'd be a fit?  Click the link on the Next Level booking page.Executive Leadership Mastermind: amyvanmeijl.com/executive--GO DEEPER:Freebies, coaching & money programs: amyvanmeijl.com -- SUBMIT A QUESTION: Submit a question to the podcast: amyvanmeijl.com/podcastquestions -- SOCIALS & SHARE A REVIEW: 

This week Nevatell [@nevatell] , Jaytona [@jaytonasupreme] , Cambino [@coastboymook] , and Demario (@_demariolamar) who is the 6th man sub for Coach Sip (@1shaad__) are accompanied by Rap Artist & all around hustler, Ethan Jeremiah (@_ethanjeremiah) ! They begin with the ‘Tire Table Talk' segment to get personal as the guys convey their multiple hustle suggestions on the pursuit for Financial Freedom in America . In this interview , Ethan proves to be more than just a money maker as he details his creative beginnings musically that might surprise you ! The crew also inquires about the upcoming artists' ability to balance his craft , kids , and investing . The Q&A continues once the show teaches Ethan Jeremiah the definition of a GILF and they find out who's his favorite ! This leads to asking him the ultimate artist question , Independent or Major Label & why ? The episode ends with our ‘SeaPote Shoutouts' segment to give some local leaders their flowers for example , Pastor Odum of Temple of Glory church on his remarkable recovery and so much more !

Welcome to another episode of MOJO: The Meaning of Life and Business! Today, we're tackling a topic that affects nearly everyone: debt. Whether it's a mortgage, student loans, or simply living beyond your means, debt can feel overwhelming and confusing. But is all debt created equal? And more importantly, how can you get out of it without sacrificing your sanity or lifestyle?Our guest, Dr. Howard Polansky, shares his remarkable journey from dentistry to financial coaching. After a life-changing experience with his son's health, Howard Polansky discovered a powerful financial system to help families and business owners break free from debt, and he's here to share his story and strategies. Together with host Jennifer Glass, Howard will reveal surprisingly simple tools, unconventional wisdom, and practical steps to help you take control of your financial destiny.Get ready to shift your perspective on money, find out why payments matter more than interest rates, and learn how financial flexibility can open doors to your dreams. If you've ever wondered how to escape the cycle of debt, this episode is for you.Please make sure you talk with your own advisor before making any decisions related to your particular situation - the information provided in this episode is for informational purposes alone and should not be relied upon to provide direct financial, accounting, or legal advice.About my guest: Dr. Howard Polansky started his career as a dentist, but now helps families and business owners with a simple financial system so they can dramatically reduce their debt payments on items like mortgages, business loans, car payments, student loans, and even credit card bills. By managing these payments effectively, you maintain your lifestyle, keep more money each month, and achieve your dreams faster. Connect with Howard on Facebook, LinkedIn, and on the web at http://www.financiallyled.com, and don't forget to check out Howard's quiz at https://leakingcash.scoreapp.com/Keywords: debt, mortgage, student loans, car payments, good debt, bad debt, credit cards, financial system, cash flow, business loans, line of credit, refinancing, interest rates, payments, home equity, financial freedom, financial flexibility, dentistry, emergency expenses, financial resilience, cash reserves, investment, personal finance, business finance, catastrophic events, debt reduction, lifestyle maintenance, financial planning, financial coaching, success definition

Discover why stocks are near lows and this may be a buying opportunity for stocks.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

In this solo episode, Michael reflects on the biggest lessons he's learned over the past 30 days—from the state of the multifamily market to the power of relationships, networking, and emerging technologies like AI. Drawing from recent conferences, conversations with industry leaders, and personal experiences, he shares key insights that could shape how investors approach the next phase of the market cycle.Michael discusses why many experts believe multifamily is near the bottom of the cycle, why diversification beyond real estate matters, and how building community and meaningful relationships can dramatically impact both business success and personal fulfillment. He also shares why he believes artificial intelligence will fundamentally transform productivity and entrepreneurship in the years ahead.Whether you're an active investor, aspiring syndicator, or simply looking for clarity in a shifting market, this episode delivers practical insights and mindset shifts that can help you navigate the next stage of your investing journey.Key TakeawaysWhy many industry experts believe the multifamily market may be at or near the bottom of the cycleThe role of interest rate stability and supply constraints in shaping the next phase of growthWhy absorption rates and concessions are becoming key indicators to watch in apartment marketsHow diversification into other asset classes—and even operating businesses—can strengthen your portfolioThe unexpected opportunities that come from networking and getting out of your comfort zoneWhy investing in your closest relationships may be the most important investment you makeHow artificial intelligence is rapidly transforming productivity, analysis, and entrepreneurshipWhy building community is becoming increasingly important in a world with declining online trustConnect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael BlankFor full episode show notes visit: https://themichaelblank.com/podcasts/session514/

email chris@drchrisloomdphd.com with "Podcast freebie" to book a coveted FREE guest spot on the show. To book a PREMIUM spot on the Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a 1-on-1 coaching call: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to our email list: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  

What if you could set yourself up for financial success in the military with just ONE action that takes 5 minutes? Spencer and Jamie kick off their 10-part "If You Don't Have Time for Anything Else" series with the absolute first thing every military service member needs to do: Start a 5% contribution to your Roth TSP. This bite-sized episode cuts through the confusion and gives you the exact steps to take right now. What to Do Action: Set up 5% Roth TSP contribution Steps: Go to mypay.dfas.mil Click TSP tab Select 5% to Roth TSP Done Time required: 5 minutes Key Information What is TSP? Thrift Savings Plan = military's 401(k) Automatic retirement account from Department of Defense Two types: Roth and Traditional Why 5%? Months 1-24: DoD contributes 1% automatic Month 25+: DoD contributes 5% automatic + matches your 5% (total: 9%) You must contribute 5% to get full match Why Roth? After-tax contributions Tax-free growth Tax-free withdrawals at retirement (age 59½+) Best choice for most military members Auto-Enrollment New members: Often auto-enrolled at 5% Existing members: May be re-enrolled at 5% in January Check MyPay to verify Resources MyPay: mypay.dfas.mil TSP Course: militarymoneymanual.com/tsp Related Episode: Episode 2 of MMM - The Thrift Savings Plan (most popular episode) Book: The Military Money Manual Bottom Line: 5% Roth TSP = free DoD matching money. Takes 5 minutes to set up. Do it now. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

How to Go from Not Enough to More than Enough 2 Kings 4:1–7 Now the wife of one of the sons of the prophets cried to Elisha, “Your servant my husband is dead, and you know that your servant feared the Lord, but the creditor has come to take my two children to be his slaves.” 2 And Elisha said to her, “What shall I do for you? Tell me; what have you in the house?” And she said, “Your servant has nothing in the house except a jar of oil.” 3 Then he said, “Go outside, borrow vessels from all your neighbors, empty vessels and not too few. 4 Then go in and shut the door behind yourself and your sons and pour into all these vessels. And when one is full, set it aside.” 5 So she went from him and shut the door behind herself and her sons. And as she poured they brought the vessels to her. 6 When the vessels were full, she said to her son, “Bring me another vessel.” And he said to her, “There is not another.” Then the oil stopped flowing. 7 She came and told the man of God, and he said, “Go, sell the oil and pay your debts, and you and your sons can live on the rest.” (ESV) 1. Margin is what I have beyond what I need Proverbs 21:20 The wise store up choice food and olive oil, but fools gulp theirs down (NIV) 2. When margin goes down, stress goes up Ephesians 5:15 Be very careful, then, how you live—not as unwise but as wise (NIV) Proverbs 6:6–8 Go to the ant, you sluggard; consider its ways and be wise! 7 It has no commander, no overseer or ruler, 8 yet it stores its provisions in summer and gathers its food at harvest (NIV) Ecclesiastes 4:6 Better one handful with tranquility than two handfuls with toil (NIV) 3. Margin has more to do with my mindset than my money Proverbs 21:20 The wise have wealth and luxury, but fools spend whatever they get (NLT) Proverbs 23:5 Cast but a glance at riches, and they are gone, for they will surely sprout wings and fly off to the sky like an eagle (NIV) Proverbs 13:11 Dishonest money dwindles away, but whoever gathers money little by little makes it grow (NIV) 4. Margin allows you and I to live on mission Proverbs 22:7 The borrower is slave to the lender (NIV) 2 Corinthians 9:8 And God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work (NIV) 2 Corinthians 9:10-11 Now he who supplies seed to the sower and bread for food will also supply and increase your store of seed and will enlarge the harvest of your righteousness. 11 You will be enriched in every way so that you can be generous on every occasion, and through us your generosity will result in thanksgiving to God (NIV)

The Simple Plan to Financial Freedom isn't complicated—but it does require a shift in how you think about money. Many people keep repeating the same financial mistakes and wonder why nothing ever changes. Pain without progress leaves you stuck.In Part 2 of our Unlost series, we talk about why people don't learn from financial mistakes and how God provides a clear, practical framework to help you get unlost financially. Being lost financially isn't just about debt—it's about direction. And without a plan, it's easy to end up right back where you started.In this message, you'll discover:Why we keep repeating the same money mistakesHow thinking like a manager (not an owner) changes everythingWhy tracking your spending brings clarity and controlHow bad debt limits your freedom and optionsThe simple plan to financial freedom Jesus taught: give, save, then liveThis isn't about guilt or pressure.It's about learning from the past so you don't relive it.And it's about creating a future where money no longer controls your peace, purpose, or priorities.

Events are so powerful.People catch the vision, build belief and leave full of energy.But we also know that 12 months later, only a fraction of people will come back with a bigger business.For all the learnings from stage, for all the community and culture that's developed, most people won't actually see a change in their income following an event.On today's Podcast episode, I share with you the one thing Angie and I do differently to most - that allows us to have results that most people don't get.

After his real estate business collapsed, Dave Ramsey was left with $3 million in debt and six months to repay it. He sold everything he owned and rebuilt from scratch, scaling a small radio program into one of the most-listened-to shows. With over three decades of experience in entrepreneurship, finance, and leadership, he knows what it takes to build a business that lasts. In this episode, Dave breaks down the six drivers of long-term business growth, the five key stages of startup success, and how he balances life as a creator-entrepreneur. In this episode, Hala and Dave will discuss:  (00:00) Introduction (01:27) The Core Principles of Financial Freedom (07:54) Adapting to Change as a Content Creator (11:24) Balancing Content Creation and Entrepreneurship (14:44) Creating a Clear Path in Business  (17:24) The Truth About Starting a Business Today (20:29) The Six Drivers of Business Success (31:51) The Five Stages of Business Growth (43:10) Identifying the Right Leadership Skills Dave Ramsey is a personal finance expert, radio personality, bestselling author, and the founder and CEO of Ramsey Solutions. He is the host of The Ramsey Show with over 18 million listeners each week. Dave is the author of multiple bestselling books, including Build a Business You Love, which helps entrepreneurs navigate growth and overcome challenges at every stage. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details. Bitdefender - Start protecting your business today with Bitdefender Ultimate Small Business Security. Get 30% off your plan at bitdefender.com/profiting  Intuit - Start paying bills the smart way, not the hard way. Learn more at QuickBooks.com/billpay   Resources Mentioned:  Dave's Book, Build a Business You Love: bit.ly/BuildaBusinessYouLove  Dave's Website: ramseysolutions.com YAP E388 with Dave Ramsey: youngandprofiting.co/E388  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Side Hustle, Passive Income, Online Business, Solopreneur, Networking.

Discover why Berkshire Hathaway approved a stock buyback. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

email chris@drchrisloomdphd.com with "Podcast freebie" to book a coveted FREE guest spot on the show. To book a PREMIUM spot on the Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a 1-on-1 coaching call: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to our email list: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  

It's easy to promise yourself you'll “get serious” about money next month—until life gets loud. In Healthy Mind, Healthy Life, hosted by Avik, recorded on January 30th, Sayan sits down with financial planner Monica Kaufman to explore why money struggles are often identity struggles in disguise—and how real change begins in the mind, not the bank account. This episode is for anyone who feels stuck in overspending, avoidance, or financial anxiety. You'll hear practical systems that build accountability, a powerful reframe about “future you,” and a gentle but honest invitation: stop letting your inner child run your financial life—put the adult back in charge. About the Guest: Monica Kaufman is a certified financial planner and the founder of Harmony Wealth Academy. She is also Director of Financial Planning at Harmony Asset Management (an RIA) and teaches a mindset-first approach to building financial independence. Episode Chapters: 00:06:55 — Why “National Quitting Day” kills most money goals 00:08:13 — Motivation fades; systems keep you aligned 00:09:43 — The daily accountability ritual: facing your numbers 00:11:24 — Tracking spending patterns and the “reality check” moment 00:13:37 — Money identity: beliefs formed early shape adult outcomes 00:19:18 — “Future you must matter as much as present you” 00:22:30 — Building financial defenses: protecting what you've built Key Takeaways: Replace motivation with a simple system: review accounts daily or weekly to build awareness and choice. Track real spending by category for 30–60 days before you “guess” where money goes. Shift identity first: ask, “Who am I being when I spend, avoid, or overwork?” Make future you a priority: decisions change when tomorrow matters as much as today. Build “financial defenses” (risk protection, decision authority, identity protection) before chasing big goals. Start small to avoid overwhelm: five minutes a day is often enough to begin momentum. How to Connect With the Guest: Email: mkaufman@harmonyam.com  Website: https://www.harmonywealthacademy.com/  Harmony Asset Management (RIA) - details on website Want to be a guest on Healthy Mind, Healthy Life? DM on PM - Send me a message on PodMatch DM Me Here: https://www.podmatch.com/hostdetailpreview/avik Disclaimer: This video is for educational and informational purposes only. The views expressed are the personal opinions of the guest and do not reflect the views of the host or Healthy Mind By Avik™️. We do not intend to harm, defame, or discredit any person, organization, brand, product, country, or profession mentioned. All third-party media used remain the property of their respective owners and are used under fair use for informational purposes. By watching, you acknowledge and accept this disclaimer. Healthy Mind By Avik™️ is a global platform redefining mental health as a necessity, not a luxury. Born during the pandemic, it's become a sanctuary for healing, growth, and mindful living. Hosted by Avik Chakraborty, storyteller, survivor, and wellness advocate. With over 6000+ episodes and 200K+ global listeners, we unite voices, break stigma, and build a world where every story matters.

One of the biggest reasons many entrepreneurs struggle to scale their businesses is that they focus on attracting more clients by casting a wide net and pouring money into marketing that doesn't generate and convert enough leads.But everything changed when today's guest did the opposite by narrowing his focus, niching down, which ultimately skyrocketed business growth and positioned his company for a huge exit.Andrew Lassise is the founder of Tech for Accountants, a cybersecurity and IT company built exclusively for accounting firms. After initially struggling to sell his company, Andrew rebuilt it with tighter systems, sharper positioning, and a deliberate niche strategy. The result? A sale at a 10x multiple of projected EBITDA, more than double the industry norm.In this conversation, Andrew shares how sobriety became a competitive advantage and why systematizing your business is the key to turning it into a sellable asset. We also discussed how to leverage AI and automation to scale your business without burning out.In this episode, you'll learn: ✅ How niching down skyrockets Andrew's business growth and created market dominance in a crowded industry.✅ Why AI isn't a silver bullet and how to use it to create real leverage and buy your time back.✅ The mindset shifts from being the operator to building a business that scales sustainably towards a successful exit.Show Notes: LifestyleInvestor.com/280Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Final Follow Up To The Darkside Of Financial Freedom In this episode of Join Up Dots, we hear powerful, honest emails from listeners who opened up about the quiet depression that can creep in when life looks "fine" on the surface. From retirees who lost their sense of relevance, to young professionals questioning the grind, to parents who felt flat after finally reaching stability, one theme keeps emerging — removing pressure doesn't automatically create purpose. This conversation goes beyond money and success. It's about identity, challenge, growth and the human need for meaningful friction. If you've ever felt strangely low despite doing everything "right," this one will hit home. Share it with someone who needs to hear it. #MentalHealth #PurposeDriven #LifeAfterSuccess #EntrepreneurMindset #JoinUpDots Don't forget to subscribe to the podcast and leave a review. Your feedback helps us reach more people and continue bringing you valuable content. See you in the next episode!

Discover the latest economic update and if there is a "coming boom". Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

email chris@drchrisloomdphd.com with "Podcast freebie" to book a coveted FREE guest spot on the show. To book a PREMIUM spot on the Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a 1-on-1 coaching call: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to our email list: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠

Most money advice for students is either condescending or delusional, and this episode is neither. This one is for the students…and for the parents, aunties, mentors, and big cousins trying to help without lecturing. Today I'm joined by Dr. Paris Woods, bestselling author of The Black Girl's Guide to Financial Freedom and the new Student's Guide to Financial Freedom. We talk about what she saw growing up in St. Louis, the “education is the ticket” promise, and why getting out of poverty isn't the same as building wealth.If you love a young person, send them this episode and then follow up with, ‘did you listen?'We cover:The debt traps waiting for you the moment you turn 18The minimum payment trap and why “on-time payments” can still keep you stuck for yearsWhy “adulting” starts with a credit limit — and how cards + BNPL get marketed like free money.Sticker price vs. net price: How to find your real college cost before you commitCreating a “gap plan” with scholarships + grants + schools that meet need + a realistic part-time job so loans aren't the defaultDreaming as a strategy and finding the answer to “what would you do if you knew you couldn't fail?”The importance of building a Freedom Fund so you can take the trip, start the business, or pivot without panickingLinks:Order The Student's Guide to Financial FreedomFollow Dr. Paris Woods: @AuthorParisWoods + ParisWoods.com Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

FOLLOW UP: YOUR Darkside To Financial Freedom In this episode of Join Up Dots, we share powerful listener responses to The Downside of Being Financially Free — and the honesty is eye-opening. From retired business owners who lost their identity, to entrepreneurs questioning whether the sacrifice is worth it, to families realising freedom without purpose can create distance rather than connection, the message is clear: money removes pressure, but it doesn't automatically create meaning. Listeners open up about health slipping without challenge, addiction to the chase, and redefining success beyond the scoreboard. This conversation goes deeper than income — it's about identity, growth, contribution and choosing your next mountain. If this resonates, share it with someone chasing financial freedom or quietly wondering what comes next. #FinancialFreedom #LifeAfterSuccess #EntrepreneurMindset #PurposeDriven #JoinUpDots Don't forget to subscribe to the podcast and leave a review. Your feedback helps us reach more people and continue bringing you valuable content. See you in the next episode!

Discover how stocks react after military conflicts.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)