Podcasts about Financial services

A fundamental shift is emerging as AI moves core financial operations away from traditional web interfaces and into AI‑native cloud‑desktop environments, redefining how CFO teams execute and manage workflows. In this episode, Henry Ward, founder and CEO at Carta, examines how this transition changes the CFO operating model alongside host Daniel Faggella, highlighting why AI‑literate finance leaders gain leverage by orchestrating reporting, close processes, and analysis directly through agent‑driven systems. The discussion outlines how reusable AI skills, shared operational source files, and automated coordination reshape month‑end close, reporting agility, and cross‑team execution for modern finance organizations. To go deeper on this topic and learn how financial institutions are digitizing paper-based records to unlock usable data for AI, and using alternative data like public web and social signals to enhance risk assessment, download our free PDF report, "AI in Financial Services Executive Cheat Sheet" at emerj.com/fcs2

Daniel is the CEO of Skyward Financial Services, Co-Founder of the Live Full non-profit foundation, a husband, a father, and truly a loving & positive person.In this episode we discuss his journey through the financial world, how it stuck out to him at an early age and he turned it into a career and lifestyle, marriage, fatherhood, positivity, and much more. This conversation was a ton of fun."I am not perfect, but I am better"Hope you all enjoy... KEEPGOING!Follow Daniel, Skyward, and Live Full:IG - https://www.instagram.com/danielihaynesIG - https://www.instagram.com/skywardfsIG - https://www.instagram.com/_livefullFollow me:Youtube: ⁠Keep Going Podcast - YouTube⁠IG- https://www.instagram.com/zdsellsokc/FB- https://www.facebook.com/ZDsellsOKC/Website: ⁠https://keepgoingpodcast.carrd.co/⁠ ⁠Click here to be a guest on Keep Going Podcast⁠: ⁠https://form.jotform.com/252251121299149

Key Highlights from the Episode: 0:00 – Introduction 1:02 – Should I stay or should I go next year?   2:27 – Why Q4 is often the best time to transition   3:59 – How holidays and client schedules factor into timing   5:35 – Deferred comp considerations for advisors   10:23 – Why firms sweeten deals in Q4 to hit quotas   12:48 – The myth of the “perfect” time to move   14:42 – Leveraging holiday parties and events for client communication   17:08 – Why every advisor's timing decision is unique   23:12 – Emotional readiness vs. waiting too long   25:27 – Rip the Band-Aid off: once you decide, just go   27:09 – Risks of delaying and firm pushback   28:11 – How to connect with Frank & Stacey   Resources: Elite Consulting Partners | Financial Advisor Transitions: https://eliteconsultingpartners.com Elite Marketing Concepts | Marketing Services for Financial Advisors: https://elitemarketingconcepts.com Elite Advisor Successions | Advisor Mergers and Acquisitions: https://eliteadvisorsuccessions.com JEDI Database Solutions | Data Intelligence for Advisors: https://jedidatabasesolutions.com Listen to more Advisor Talk episodes: https://eliteconsultingpartners.com/podcasts/ Follow us on LinkedIn: https://linkedin.com/company/eliteconsultingpartners

In this episode of One Vision, Theodora Lau sits down with Hay Yip, Chief Strategy Officer and Chief of Staff at FundPark in Hong Kong, for a conversation that spans heritage, working capital, and what it really takes for SMEs to scale in an uncertain world.Hay shares his journey from a commercial banking career at HSBC — spanning both London and Hong Kong — to the electric pace of a fintech startup, and why he now goes to bed "with one eye open." Born in Hong Kong and grew up in the UK, his story comes full circle as he returns home to help the small businesses he's always been drawn to.At the heart of the conversation is the often-overlooked engine of commerce: working capital. Hay makes the case that cash flow is the "bloodline" of any growing business, and explains how FundPark uses data and analytics to serve e-commerce merchants who are not just underserved by traditional banks, but in many cases entirely unserved. Theo and Hay explore the founders' origin story, why entrepreneurs deserve more credit for their courage, and how global supply chain fragility shows up in the everyday lives of merchants and the customers who depend on them.Tune in for a candid look at the unglamorous but essential side of fintech, and FundPark's vision of "scale up as a service" — helping ordinary people behind real businesses thrive.

I sat down with Stu McLaren to unpack something I think a lot of financial advisors are missing right now…Your value isn't just in the financial plan. It's in the relationships, community, and sense of belonging you create around your clients. Stu built one of the earliest online membership businesses, sold it successfully, and has spent years helping entrepreneurs build thriving communities that people never want to leave. In this conversation, we talk about what advisors can learn from that world—and why retention has less to do with performance reviews and more to do with human connection. We also go deeper into the emotional side of money, why so many successful people keep moving the goalposts, and how advisors can stop overwhelming clients with information and start creating real momentum instead. And beyond business, Stu shares one of the most powerful mindset shifts around money and impact I've heard in a long time. From building schools in Kenya to creating unforgettable experiences for others, this conversation is a reminder that business can become a vehicle for something much bigger than yourself.3 of the biggest insights from Stu McLaren…#1.) Community Is the Moat That Protects Your BusinessStu explains why relationships and belonging are becoming more valuable than information—especially in a world where AI is making knowledge easier to access. Advisors who intentionally create connection between clients build deeper loyalty, stronger retention, and a business competitors can't easily replicate.#2.) Clients Don't Need More Information, They Need SimplicityA lot of advisors accidentally overwhelm clients by trying to explain everything at once. Stu shares how creating a simple “success path” helps clients focus on the next right step instead of getting buried in spreadsheets, projections, and complexity.#3.) Money Becomes More Meaningful When It Fuels ImpactStu opens up about the mindset shift that changed his relationship with money forever. Instead of feeling guilty about success, he realized that making more money gave him the ability to create more impact—for charities, communities, friends, and families around the world.Free Gift:Get access to Stu's book, Predictable Profits.SHOW NOTEShttps://bradleyjohnson.com/170FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join Alex Tapscott as he decodes the world of crypto with special guest Mike Cagney, Co-Founder and Executive Chairman of Figure. Listen in as they discuss how Figure is using blockchain to rebuild capital markets from the ground up, why putting loans, ownership records, custody, and secondary trading onchain can make credit markets more efficient, and how DeFi capital can lower borrowing costs for real-world consumers. They also explore the limits of tokenization, what assets actually belong onchain, why L1 token value remains difficult to underwrite, how public equities and private credit could become blockchain-native, and why AI-native startups may force every financial company to rethink how it operates.

In this episode of One Vision, Theodora Lau sits down with Hay Yip, Chief Strategy Officer and Chief of Staff at FundPark in Hong Kong, for a conversation that spans heritage, working capital, and what it really takes for SMEs to scale in an uncertain world.Hay shares his journey from a commercial banking career at HSBC — spanning both London and Hong Kong — to the electric pace of a fintech startup, and why he now goes to bed "with one eye open." Born in Hong Kong and grew up in the UK, his story comes full circle as he returns home to help the small businesses he's always been drawn to.At the heart of the conversation is the often-overlooked engine of commerce: working capital. Hay makes the case that cash flow is the "bloodline" of any growing business, and explains how FundPark uses data and analytics to serve e-commerce merchants who are not just underserved by traditional banks, but in many cases entirely unserved. Theo and Hay explore the founders' origin story, why entrepreneurs deserve more credit for their courage, and how global supply chain fragility shows up in the everyday lives of merchants and the customers who depend on them.Tune in for a candid look at the unglamorous but essential side of fintech, and FundPark's vision of "scale up as a service" — helping ordinary people behind real businesses thrive.

The pressure on financial services AI leaders to show board-level results has intensified — yet the pace of vendor pitches, shifting tooling stacks, and stalled pilots has made action feel riskier than waiting. In this episode, Art Shectman, CEO and Founder at Elephant Ventures, breaks down why the instinct to evaluate everything before building anything is the primary obstacle to production, and what a realistic first step actually looks like inside a regulated enterprise. The conversation covers how to identify the right initial workflow, how to structure a time-boxed sprint toward a minimum viable production deployment, and how to present early AI wins to boards that have stopped trusting strategy decks. This episode is sponsored by Elephant Ventures. Learn how brands work with Emerj and other Emerj Media options at go.emerj.com/partner

Meet the man who pioneered one of the biggest developments in the retirement planning industry. Curtis Cloke, a financial professional of 30 years and the man who's credited with pioneering the Deferred Income Annuity, or DIA as it's called. In this interview, Curtis shares the story of how he developed the game changing retirement tool and gives an example of the "Buy Income, Chase Alpha" strategy which allowed him to generate $82,000 a year of Guaranteed Income, and invest more aggressively with the remaining savings he has, instead of tying it up in the market.Watch the Interview on Youtube for Visuals - https://youtu.be/ISuazQCD1bQBuy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summitConnect with Curtis Cloke: Website - https://curtiscloke.com/Software - https://curtiscloke.com/retirement-nextgen.htmlEmail - mgebhardt@thriveincome.comWant to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 Interview Teaser 01:18 Curtis Cloke: Retirement Industry Legend 03:42 The 1999 Discovery 05:08 Deferred Income Annuity (DIA) 13:30 How the DIA Was Named and Developed 20:45 Timber Harvesting 23:05 Why Doing the Right Thing Pays Off Long-Term? 28:12 Legacy vs. Money in Financial Services 36:15 Guaranteed Retirement Income Early 39:35 Diversification and Insurance Company Protections 42:10 Why Annuities Are So Misunderstood? 43:35 Fisher Investments vs. Annuities Debate 45:20 Problem With Calling All Annuities “Bad” 50:05 42 Different Types of Annuities 54:35 Responding to Dave Ramsey's CriticismDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Myles Downey's new book, The Sessions, marks a transition, a metamorphosis in his influential body of work. And that becomes the theme of this, his third appearance on The Coach's Journey Podcast.What happens when it is no longer sustainable to remain what you have been? What is it like to have an idea - like Myles did with The Sessions more than 30 years ago - and not be able to let it go? And for Padraig, the protagonist of The Sessions, what is it like for someone to step into their own shoes, becoming a leader, becoming oneself as a leader? That is just the start, though, in a wide-ranging conversation about Myles' work, his new book, and what he has coming up next as part of what has already been an incredibly influential and impactful career, which started working closely with Sir John Whitmore in the early days of coaching in the UK and passed through The School of Coaching, his bestselling book Effective Modern Coaching and his powerful work on genius, which culminated in the book, Enabling Genius.In particular, we talk about: Whether it is our duty and responsibility to express ourselves. Poetry, prose, fiction, non-fiction, and Myles' relationship to reading and writing (and what this has to do with coaching).Myles' passion for human nature, creativity and how human beings should be more of themselves, not less of themselves. The close relationship between genius and being seen as mad, and why some leaders and CEOs see genius as dangerous. One of the most powerful coaching exercises Myles did with Robbie when he was Robbie's coach. And at the end, Myles tells a moving story about the influence of his wife, Jo, on The Sessions and his wider work, and gives a tantalising trailer for what might be his next book: The Inner Game of Leadership - what it takes to express oneself, configured around the notion of leadership. To listen to Myles' first appearance on The Coach's Journey Podcast, visit https://www.thecoachsjourney.com/podcast/episode-31-myles-downeyTo listen to his second appearance on the show, visit: https://www.thecoachsjourney.com/podcast/69-myles-downey-what-is-effective-coaching-performance-coaching-when-to-be-directive-changing-clients-maps-of-reality-and-moreFor more information about Myles, visit www.mylesdowney.com or find him on LinkedIn at www.linkedin.com/in/mylesdowneyFor more information about Robbie Swale, visit www.robbieswale.com.Read more about The Coach's Journey at www.thecoachsjourney.com.Music by My Good Man William: listen on Spotify: https://open.spotify.com/artist/4KmeQUcTbeE31uFynHQLQgTo support the Coach's Journey, visit www.patreon.com/thecoachsjourney and to join the Coach's Journey Community visit www.thecoachsjourney.com/community. Things and people we mentioned (that you might be interested in):Myles' previous appearances on The Coach's Journey Podcast: https://www.thecoachsjourney.com/podcast/episode-31-myles-downeyhttps://www.thecoachsjourney.com/podcast/69-myles-downey-what-is-effective-coaching-performance-coaching-when-to-be-directive-changing-clients-maps-of-reality-and-moreThe Sessions by Myles Downey: https://thesessions.online/ and https://www.amazon.co.uk/Sessions-tale-leadership-Dublin-pubs-ebook/dp/B0GKCWPD4B/The Inner Game of Tennis by Timothy Gallwey: https://www.amazon.co.uk/Inner-Game-Tennis-ultimate-performance/dp/1447288505/Myles' books: Effective Modern Coaching, The Enabling Manager, Enabling Genius: https://www.amazon.co.uk/Effective-Modern-Coaching-principles-successful/dp/191595116X/The fantasy novels where Robbie learned why poetry matters was The Long Price Quartet by Daniel Abraham: https://www.amazon.co.uk/The-Long-Price-Quartet/dp/B074CFZ29BJoseph Campbell: http://robbieswale.com/the-12-minute-blog/2024/10/9/the-insecure-way-is-really-the-secure-wayStrong Ground by Brene Brown: https://www.amazon.co.uk/Strong-Ground-Leadership-Tenacity-Vermilion/dp/178504320XRoberto Assagioli: https://en.wikipedia.org/wiki/Roberto_AssagioliBIOGRAPHY FROM MYLESMyles Downey is a recognized authority on Performance, Coaching and Leadership and the author of three classics in the coaching and performance arena: ‘Effective Modern Coaching', (330,00+ books sold); ‘Enabling Genius – a mindset for success in the 21st Century'; ‘The Enabling Manager – how to get the best out of your team'. Myles is one of the leading executive performance coaches in Europe, with global experience (Europe, North and South America, Asia-Pacific, UAE). He has worked across the C-suite in many prestigious organisations over the past 35 years, in a wide variety of industries, including Banking and Financial Services, Manufacturing, Oil and Gas, Professional Services, Tech, the Public Sector and Sports.Myles was the founder of The School of Coaching (1996 to 2012), at the time the premier institution for coach training in Europe.Myles has deployed his performance coaching programs with the Senior Coaches of the England Rugby Team and with the New Zealand Elite Rugby Coaches.Myles has been a speaker at many leadership conferences, including the BBC's Conference for its top 400 senior executives, the McKinsey Global Partners Conference in Singapore and the ICF Global Conference in Malmo, to name a few. After 33 years living in London, Myles now lives in Norfolk, England. He was born in Dublin, Ireland in 1959. Myles plays for Norfolk Veterans Tennis and competes occasionally on the ITF Masters Tour.

What do the American people actually expect from companies deploying AI — and are corporate leaders listening?In this episode of One Vision Podcast, Theodora Lau sits down with longtime friend Tyler Spalding, Chief Marketing, Communications & Engagement Officer at JUST Capital, to unpack the organization's latest research on how the public, investors, and corporate executives view AI's impact on society, jobs, and the economy.They dig into the perception gap between public sentiment (66%) and corporate optimism (94% of investors and 90% of corporate leaders see AI as a net positive), and what that gap means for business leaders navigating workforce decisions, reskilling investments, and responsible AI deployment.The conversation also explores the tension between AI-driven efficiency gains and the human cost of disruption — from layoffs framed as AI transformation and the anxiety facing the next generation entering the workforce, as well as the importance of defining and incentivizing responsible AI through consistent, comparable standards guided by public expectations.

We speak with David Blanchette about his career, both in research and in investment management for individual investors. We talk about his public tiff with finfluencer Dave Ramsey, common investment mistakes, some surprising results from his research, and, of course, the only dirty word in finance.   David is Head of Retirement Research with Prudential Financial, and a Portfolio Manager for PGIM. He is a CFA charterholder, holds a BBA from the University of Kentucky, MSFS in Financial Services from The American College of Financial Services, an MBA in Analytic Finance from Chicago Booth, and a Ph.D. In Personal Financial Planning from Texas Tech University.   What David is Reading Right Now: Your Future Self: How to Make Tomorrow Better Today by Hal Hershfield   David's Music Recommendation: "Self Destructor" by Chevelle   ___ Join Us At The Private Wealth Leadership Forum: October 1-2, 2026 | Westin, Las Colinas CFA Institute and CFA Society Dallas/Fort Worth will convene CIOs, portfolio managers, advisors, and family office leaders for a 1.5-day event exploring how investment strategies are evolving. Attendees will gain practical insights into integrating private markets and alternatives into portfolios, managing liquidity and risk, improving tax efficiency, adapting advisory models amid consolidation and technological change, and guiding clients through liquidity events and generational wealth transitions. Click Here To Register  Member exclusive discount: CFA Society Dallas/Fort Worth members, you can use one of your $40 discounts to this event! Email us at info@cfadfw.org for more information.   ___ Get updated when new episodes release by joining our list: https://bit.ly/4dwwTgD Connect with CFA Society Dallas/Fort Worth: LinkedIn | Instagram| www.cfasociety.org/dallasfortworth

What if I told you there's a simple concept that could unlock exponential growth in your business, without adding more hours to your workweek?I've used this framework hundreds of times in coaching conversations, and it's created more breakthroughs than anything else I've ever shared with advisors.It all comes down to the value of an hour of your time.In this solo episode, I walk you through an eye-opening exercise to help you calculate what your time is really worth, and more importantly, what's stealing it. You'll discover how to delegate low-value tasks, free up your calendar for high-impact work, and scale your firm without sacrificing your personal freedom.3 of the biggest insights from Brad Johnson…#1.) The Hidden Number That Controls Your GrowthI break down a simple formula that calculates what an hour of your time is worth as a business owner, and why this number matters far more than most advisors realize.#2.) Get Non-Revenue Driving Work Off Your PlatePaperwork, service work, HR issues, and admin responsibilities are all important aspects of running a business, but they often pull founders away from the activities that deliver the best ROI. The more time you spend in low-leverage work, the harder it becomes to scale.#3.) The “Sue” Exercise That Changes How You Think About DelegationI share a powerful coaching framework that helps advisors realize they've already hired the most expensive employee in the business: themselves.SHOW NOTEShttps://bradleyjohnson.com/169FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The newly released Epstein-related documents highlighted a major financial transaction involving billionaire Leon Black, revealing that he secured a $484 million loan from Bank of America backed by works of art. The loan, documented in materials connected to the Epstein files, used high-value paintings by artists such as Picasso, Giacometti, Titian, and Matisse as collateral. While the size of the loan drew attention because of its connection to the Epstein documents, art-backed lending itself is a common practice among ultra-wealthy collectors. These loans allow wealthy individuals to unlock liquidity from valuable art collections without having to sell the works, often at relatively low interest rates due to the borrower's overall wealth and the value of the collateral.The report also highlighted the rapid growth of the art-lending industry, which is estimated to be worth between $38 billion and $45 billion globally and is expected to exceed $50 billion by 2028. Wealthy collectors frequently borrow against artwork to fund investments, acquire additional art, or access cash while avoiding the significant tax consequences that come with selling pieces. Auction houses such as Sotheby's Financial Services, along with specialty lenders and private banks, dominate much of this market. Because selling art can trigger capital-gains taxes of more than 30%, borrowing against art has become an attractive financial strategy for collectors who want liquidity while continuing to hold and display their valuable pieces.to contact me:bobbycapucci@protonmail.comsource:Epstein files highlight how the wealthy borrow against art collectionsBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Russell brings a unique combination of market insight, relentless work ethic, and a passion for education to his role as a financial advisor. With a deep understanding of market cycles and a commitment to going above and beyond for his clients, he is uniquely positioned to help business owners, individuals, and families pursue and protect their financial goals with confidence. In 2014, after a 24-year career in industrial construction and professional MMA fighting, Russell made a pivotal shift into the financial services industry. His decision was driven by a personal realization: many of his business owner friends and family were unprepared for the financial risks that could erode a lifetime of hard work and asset accumulation. Since then, he has developed and refined a comprehensive planning process designed to help clients set clear goals, uncover potential risks, and implement personalized strategies to protect and grow their wealth. Russell lives in Daytona Beach, where he enjoys an active lifestyle that includes weightlifting, Brazilian Jiu-Jitsu, golf, and time at the beach. He's also passionate about motorcycles and regularly attends local biking events and live music venues.Learn More: Email: russell@hr-ifs.com or www.hr-ifs.comSecurities offered through Regulus Financial Group, LLC, Member FINRA /SIPC. Advisory services offered through Regal Investment Advisors, LLC an SEC Registered Investment Advisor.Regal Financial Group, Regal Investment Advisors and Regulus Financial Group are affiliated entities. Registration with the SEC does not imply any level of skill or training.

Russell brings a unique combination of market insight, relentless work ethic, and a passion for education to his role as a financial advisor. With a deep understanding of market cycles and a commitment to going above and beyond for his clients, he is uniquely positioned to help business owners, individuals, and families pursue and protect their financial goals with confidence. In 2014, after a 24-year career in industrial construction and professional MMA fighting, Russell made a pivotal shift into the financial services industry. His decision was driven by a personal realization: many of his business owner friends and family were unprepared for the financial risks that could erode a lifetime of hard work and asset accumulation. Since then, he has developed and refined a comprehensive planning process designed to help clients set clear goals, uncover potential risks, and implement personalized strategies to protect and grow their wealth. Russell lives in Daytona Beach, where he enjoys an active lifestyle that includes weightlifting, Brazilian Jiu-Jitsu, golf, and time at the beach. He's also passionate about motorcycles and regularly attends local biking events and live music venues.Learn More: Email: russell@hr-ifs.com or www.hr-ifs.com Securities offered through Regulus Financial Group, LLC, Member FINRA /SIPC. Advisory services offered through Regal Investment Advisors, LLC an SEC Registered Investment Advisor.Regal Financial Group, Regal Investment Advisors and Regulus Financial Group are affiliated entities. Registration with the SEC does not imply any level of skill or training.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-russell-thompson-with-hr-insurance-and-financial-services-guaranteed-income

Russell brings a unique combination of market insight, relentless work ethic, and a passion for education to his role as a financial advisor. With a deep understanding of market cycles and a commitment to going above and beyond for his clients, he is uniquely positioned to help business owners, individuals, and families pursue and protect their financial goals with confidence. In 2014, after a 24-year career in industrial construction and professional MMA fighting, Russell made a pivotal shift into the financial services industry. His decision was driven by a personal realization: many of his business owner friends and family were unprepared for the financial risks that could erode a lifetime of hard work and asset accumulation. Since then, he has developed and refined a comprehensive planning process designed to help clients set clear goals, uncover potential risks, and implement personalized strategies to protect and grow their wealth. Russell lives in Daytona Beach, where he enjoys an active lifestyle that includes weightlifting, Brazilian Jiu-Jitsu, golf, and time at the beach. He's also passionate about motorcycles and regularly attends local biking events and live music venues.Learn More: Email: russell@hr-ifs.com or www.hr-ifs.comSecurities offered through Regulus Financial Group, LLC, Member FINRA /SIPC. Advisory services offered through Regal Investment Advisors, LLC an SEC Registered Investment Advisor.Regal Financial Group, Regal Investment Advisors and Regulus Financial Group are affiliated entities. Registration with the SEC does not imply any level of skill or training.

Russell brings a unique combination of market insight, relentless work ethic, and a passion for education to his role as a financial advisor. With a deep understanding of market cycles and a commitment to going above and beyond for his clients, he is uniquely positioned to help business owners, individuals, and families pursue and protect their financial goals with confidence. In 2014, after a 24-year career in industrial construction and professional MMA fighting, Russell made a pivotal shift into the financial services industry. His decision was driven by a personal realization: many of his business owner friends and family were unprepared for the financial risks that could erode a lifetime of hard work and asset accumulation. Since then, he has developed and refined a comprehensive planning process designed to help clients set clear goals, uncover potential risks, and implement personalized strategies to protect and grow their wealth. Russell lives in Daytona Beach, where he enjoys an active lifestyle that includes weightlifting, Brazilian Jiu-Jitsu, golf, and time at the beach. He's also passionate about motorcycles and regularly attends local biking events and live music venues.Learn More: Email: russell@hr-ifs.com or www.hr-ifs.com Securities offered through Regulus Financial Group, LLC, Member FINRA /SIPC. Advisory services offered through Regal Investment Advisors, LLC an SEC Registered Investment Advisor.Regal Financial Group, Regal Investment Advisors and Regulus Financial Group are affiliated entities. Registration with the SEC does not imply any level of skill or training.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-russell-thompson-with-hr-insurance-and-financial-services-guaranteed-income

The CrowdStrike 2026 Financial Services Threat Landscape report is now live! Adam and Cristian are here to break down the trends and techniques affecting an industry that has become a major target for adversaries. Financial services is the fourth most-targeted industry as of Q1 2026 and accounts for 12% of all observed adversary activity. eCrime adversaries target the industry for financial gain. MUTANT SPIDER, the most active eCrime threat in the past 12 months, is tied to several intrusions in which they sell access to ransomware groups. The Democratic People's Republic of Korea set its sights on cryptocurrency and fintech entities to steal funds for its military programs. While financial gain may seem the obvious goal in targeting financial services, it's not the only one. Nation-state adversaries in China, Iran, and Russia launched operations against the sector for intelligence collection. Hacktivists conducted DDoS campaigns and data breach operations, primarily driven by ideological conflicts. Even if you don't work in the financial services sector, you most likely work with it — consumer banks, credit card companies, insurers, payment processors, and related businesses are all part of everyday business and personal life. Tune in to hear which adversaries are targeting them and why, which regions are in the crosshairs, and how companies should defend themselves. And stick around to hear about Adam's foray into ice cream cakes.

What do the American people actually expect from companies deploying AI — and are corporate leaders listening?In this episode of One Vision Podcast, Theodora Lau sits down with longtime friend Tyler Spalding, Chief Marketing, Communications & Engagement Officer at JUST Capital, to unpack the organization's latest research on how the public, investors, and corporate executives view AI's impact on society, jobs, and the economy.They dig into the perception gap between public sentiment (66%) and corporate optimism (94% of investors and 90% of corporate leaders see AI as a net positive), and what that gap means for business leaders navigating workforce decisions, reskilling investments, and responsible AI deployment.The conversation also explores the tension between AI-driven efficiency gains and the human cost of disruption — from layoffs framed as AI transformation and the anxiety facing the next generation entering the workforce, as well as the importance of defining and incentivizing responsible AI through consistent, comparable standards guided by public expectations.

Mega forces are reshaping portfolio opportunities over a strategic horizon of five years and beyond. Devan Nathwani, Portfolio Strategist at the BlackRock Investment Institute, explains how their latest manifestation is shifting where we take growth risk.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0526-5496769-EXP0527

Russell brings a unique combination of market insight, relentless work ethic, and a passion for education to his role as a financial advisor. With a deep understanding of market cycles and a commitment to going above and beyond for his clients, he is uniquely positioned to help business owners, individuals, and families pursue and protect their financial goals with confidence. In 2014, after a 24-year career in industrial construction and professional MMA fighting, Russell made a pivotal shift into the financial services industry. is decision was driven by a personal realization: many of his business owner friends and family were unprepared for the financial risks that could erode a lifetime of hard work and asset accumulation. Since then, he has developed and refined a comprehensive planning process designed to help clients set clear goals, uncover potential risks, and implement personalized strategies to protect and grow their wealth. Russell lives in Daytona Beach, where he enjoys an active lifestyle that includes weightlifting, Brazilian Jiu-Jitsu, golf, and time at the beach. He's also passionate about motorcycles and regularly attends local biking events and live music venues.Learn More: Email: russell@hr-ifs.com or www.hr-ifs.comSecurities offered through Regulus Financial Group, LLC, Member FINRA /SIPC. Advisory services offered through Regal Investment Advisors, LLC an SEC Registered Investment Advisor. Regal Financial Group, Regal Investment Advisors and Regulus Financial Group are affiliated entities. Registration with the SEC does not imply any level of skill or training.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-russell-thompson-with-hr-insurance-and-financial-services-how-life-insurance-fits-into-retirement

Russell brings a unique combination of market insight, relentless work ethic, and a passion for education to his role as a financial advisor. With a deep understanding of market cycles and a commitment to going above and beyond for his clients, he is uniquely positioned to help business owners, individuals, and families pursue and protect their financial goals with confidence. In 2014, after a 24-year career in industrial construction and professional MMA fighting, Russell made a pivotal shift into the financial services industry. is decision was driven by a personal realization: many of his business owner friends and family were unprepared for the financial risks that could erode a lifetime of hard work and asset accumulation. Since then, he has developed and refined a comprehensive planning process designed to help clients set clear goals, uncover potential risks, and implement personalized strategies to protect and grow their wealth. Russell lives in Daytona Beach, where he enjoys an active lifestyle that includes weightlifting, Brazilian Jiu-Jitsu, golf, and time at the beach. He's also passionate about motorcycles and regularly attends local biking events and live music venues.Learn More: Email: russell@hr-ifs.com or www.hr-ifs.comSecurities offered through Regulus Financial Group, LLC, Member FINRA /SIPC. Advisory services offered through Regal Investment Advisors, LLC an SEC Registered Investment Advisor. Regal Financial Group, Regal Investment Advisors and Regulus Financial Group are affiliated entities. Registration with the SEC does not imply any level of skill or training.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-russell-thompson-with-hr-insurance-and-financial-services-how-life-insurance-fits-into-retirement

In the latest episode of the TMA Chicago/Midwest Podcast, host and Katten Restructuring Partner Paul Musser sits down with Harold Israel and Jack O'Connor, partners in the Financial Services and Restructuring group at Levenfeld-Pearlstein, LLC. Together, they discuss the evolution of "bankruptcy" to "restructuring" law practices, the decision-making process for distressed companies facing the question of whether "to file or not to file" for bankruptcy, the potential non-bankruptcy alternative solutions at their disposal, and the potential for pre-packaged cases or Subchapter V as solutions for middle-market companies looking to reorganize in bankruptcy. They also share insights on the importance of becoming involved in professional organizations such as the TMA, as well as Harold and Jack's experiences as past TMA chapter presidents.

In this Greatest Hits episode of Advisor Talk, Frank LaRosa and Stacey Frank take a grounded, advisor-first look at how AI is actually changing the profession - and why the future of advice is still fundamentally human. Rather than fearing AI, Frank explains why this moment closely mirrors the rise of online trading in the early 2000s - a shift that many believed would eliminate advisors, but ultimately made great advisors even more valuable. This conversation centers on a critical idea: Technology can provide data. Only humans can provide wisdom. Frank and Stacey break down how AI can enhance efficiency, buy back time, and improve service - while also exposing advisors who rely solely on technology without building real client relationships. They also introduce the concept of co-intelligence - where advisors use AI as a tool, not a replacement  and explain why empathy, clarity, and human judgment remain the true differentiators in financial advice. Key questions explored in this episode: Will AI put financial advisors out of business? No. But it will challenge advisors who lack a strong service model or meaningful client relationships. Why doesn't AI replace the advisor-client relationship? Because clients don't hire advisors for calculations - they hire them for clarity, reassurance, and guidance through uncertainty. How should advisors be using AI today? As a way to remove friction, automate tasks, and free up time to focus on deeper client conversations and better service. What is “co-intelligence”? A mindset where AI delivers information, while advisors provide judgment, empathy, and leadership. What happens to advisors who ignore AI altogether? They risk falling behind firms that use technology to become more efficient - and more human - at the same time. If you're a financial advisor wondering how AI fits into your practice - or worried about what it means for your future - this episode offers perspective, clarity, and a practical way forward. Chapters: 00:49 – Intro 02:55 – Online Trading Parallel 04:40 – AI Fear 05:30 – Human Advice 08:47 – Co-Intelligence 10:46 – Clarity vs Calculators 12:58 – Human Advantage 16:25 – Service Wins Learn more about Elite and our resources: Elite Consulting Partners | Financial Advisor Transitions https://eliteconsultingpartners.com Elite Marketing Concepts | Marketing Services for Financial Advisors https://elitemarketingconcepts.com Elite Advisor Successions | Advisor Mergers & Acquisitions https://eliteadvisorsuccessions.com JEDI Database Solutions | Technology Solutions for Advisors https://jedidatabasesolutions.com Listen to more Advisor Talk episodes: https://eliteconsultingpartners.com/podcasts/

Newly released emails and financial records show that Jeffrey Epstein's office relied heavily on the ultra-exclusive American Express Centurion “Black Card” program to quietly arrange travel for dozens of women, many of them from Eastern Europe, while maintaining extreme secrecy around the bookings. The records reveal that Epstein's longtime assistant, Lesley Groff, repeatedly instructed American Express staff to keep flight information hidden, remove email addresses from confirmations, and ensure that travel details were tightly controlled. The documents also describe how fake or temporary itineraries were allegedly arranged for visa purposes, allowing women to secure travel documents using reservations that were later canceled. Internal communications show at least one Amex representative acknowledging that some of the requests were “against Amex policy,” while still offering ways to accommodate them.The records provide a rare inside look at how Epstein allegedly used elite financial services and concierge-style corporate relationships to facilitate the movement of women across borders for years after his 2008 Florida conviction. Emails describe flights being coordinated between cities such as Moscow, Minsk, Miami, Palm Beach, Paris, and New York, with Groff at times referring to groups simply as “the girls.” The documents also show how obsessed Epstein's office was with secrecy, with repeated panic over flight confirmations accidentally being sent to the wrong people. The reporting further highlights how Epstein remained an enormously valuable client for American Express despite being a convicted sex offender, generating massive spending volumes and holding multiple Centurion cards tied to associates and entities connected to his operation. Critics quoted in the coverage argued that the travel patterns, fake itineraries, and visa-related booking requests should have raised obvious red flags about possible trafficking activity long before Epstein's 2019 arrest.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein America Express: How he moved women around the world with his credit card

What does it mean to operate as an integrated firm in the age of AI? In this episode, Keri Smith, Global AI & Data Lead for Banking and Capital Markets at Accenture, speaks with Mandell Crawley, EVP and Chief Client Officer, and Dan DeDora, Lead, Integrated Client Intelligence and Head of FID Client Strategies at Morgan Stanley, on how AI is transforming client experience, from data activation to breaking down silos, and why true transformation starts with people.

NuLiv Science ingredients are everywhere in the modern supplement stack. AstraGin® shows up in pre-workouts, protein powders, energy drinks, and gut health supplements. Senactiv® anchors some of the most performance-focused formulas in sports nutrition. Yet for all that visibility, the brand hasn’t sat down for an in-depth podcast with Team PricePlow for quite some time. Episode #217 brings in Luis Gonzalez, VP of Sales at NuLiv Science, for a 70-minute walkthrough of the NuLiv story and its full ingredient portfolio. Mike hosts solo and the two cover Luis’s path from financial services into supplement sales, the full NuLiv Science ingredient lineup, the evolution of the brand’s research, and every ingredient in the portfolio: AstraGin®, Senactiv®, Zylaria®, InnoSlim®, JointIQ®, Astrion®, and CordycepsPrimeâ„¢. The centerpiece is NuLiv’s most ambitious AstraGin® clinical to date: a 2026 whey protein absorption study documenting 12% to 14% amino acid uptake improvements and a meaningful zonulin reduction across three age demographics. A lot has changed since Episode #059 in 2021. This episode gets you fully caught up, and Luis has a pretty cool story getting into the industry as well. https://blog.priceplow.com/podcast/nuliv-science-luis-gonzalez-217 Video: Luis Gonzalez of NuLiv Science: AstraGin, Senactiv Senolytics, and the Full 2026 Portfolio https://www.youtube.com/watch?v=Et_ErGPaP2I Detailed Show Notes: NuLiv Science’s Full Ingredient Portfolio with Luis Gonzalez (0:00) – Introduction (1:30) – Luis’s Path from Financial Services to NuLiv Science (5:00) – Getting NuLiv Science Into Sports Nutrition (7:15) – NuLiv’s Content-First Strategy (9:30) – The Ghost Connection: How Senactiv Found Its Audience (13:30) – Senactiv: Ten Papers and a Research Arc Unlike Any Other (21:00) – Senactiv Doses: 50mg vs. 100mg (23:30) – Zylaria®: Deep Sleep, GABA Support, and No Next-Day Grogginess (26:00) – AstraGin as Flagship (And the CordycepsPrimeâ„¢ Volume Surprise) (27:30) – The 2026 AstraGin Study: Whey Protein, Amino Acid Absorption, and Zonulin (33:45) – AstraGin for Gut Health and Healthy Aging (38:45) – NuLiv’s Origins: Founded as a Mushroom Company in 1997 (40:45) – MLM Clients, Quality Standards, and Vitafoods Europe (46:45) – JointIQ® and the “Same Plant, Different Compounds” Explanation (50:45) – InnoSlim and the GLP-1 Market Shift (53:45) – NuLiv Ingredients as GLP-1 Adjuncts (57:45) – Grinding the 1099 Hustle: Luis’s Path to VP of Sales (1:01:45) – Formulator’s Corner: The GLP-1 Support Stack (1:05:30) – New Senactiv Research, Astrion Skin Health, and Closing Thoughts Where to Follow and Learn More Connect with Luis Gonzalez LinkedIn: Luis Gonzalez Instagram: @luisjr_fit … Read more on the PricePlow Blog

Open Source is giving AI a real boost, making it easier and faster for organisations to build and experiment with new ideas. As adoption grows, these open ecosystems are helping businesses move quicker, stay flexible, and unlock value with more confidence.This week, Dave, Esmee, and Rob are joined by Richard Harmon, VP & Global Head of Financial Services at Red Hat to explore how Open Source is shaping AI, from mainframes to Kubernetes, and from regulation and sovereignty to a future of AI agents writing code. TLDR00:25 – Introduction00:52 – Hangout: Deep democracy training and “what instrument are you?”03:19 – Dig in: Open‑source culture and AI, do they complement each other?10:02 – Conversation with Richard Harmon51:12 – Sitting in the chair and trying to keep up with AI GuestRichard Harmon: https://www.linkedin.com/in/richardlaurenharmon/ HostsDave Chapman:  https://www.linkedin.com/in/chapmandr/Esmee van de Giessen:  https://www.linkedin.com/in/esmeevandegiessen/Rob Kernahan:  https://www.linkedin.com/in/rob-kernahan/ ProductionMarcel van der Burg:  https://www.linkedin.com/in/marcel-vd-burg/Dave Chapman:  https://www.linkedin.com/in/chapmandr/ SoundBen Corbett:  https://www.linkedin.com/in/ben-corbett-3b6a11135/Louis Corbett:   https://www.linkedin.com/in/louis-corbett-087250264/ 'Realities Remixed' is an original podcast from Capgemini

Newly released emails and financial records show that Jeffrey Epstein's office relied heavily on the ultra-exclusive American Express Centurion “Black Card” program to quietly arrange travel for dozens of women, many of them from Eastern Europe, while maintaining extreme secrecy around the bookings. The records reveal that Epstein's longtime assistant, Lesley Groff, repeatedly instructed American Express staff to keep flight information hidden, remove email addresses from confirmations, and ensure that travel details were tightly controlled. The documents also describe how fake or temporary itineraries were allegedly arranged for visa purposes, allowing women to secure travel documents using reservations that were later canceled. Internal communications show at least one Amex representative acknowledging that some of the requests were “against Amex policy,” while still offering ways to accommodate them.The records provide a rare inside look at how Epstein allegedly used elite financial services and concierge-style corporate relationships to facilitate the movement of women across borders for years after his 2008 Florida conviction. Emails describe flights being coordinated between cities such as Moscow, Minsk, Miami, Palm Beach, Paris, and New York, with Groff at times referring to groups simply as “the girls.” The documents also show how obsessed Epstein's office was with secrecy, with repeated panic over flight confirmations accidentally being sent to the wrong people. The reporting further highlights how Epstein remained an enormously valuable client for American Express despite being a convicted sex offender, generating massive spending volumes and holding multiple Centurion cards tied to associates and entities connected to his operation. Critics quoted in the coverage argued that the travel patterns, fake itineraries, and visa-related booking requests should have raised obvious red flags about possible trafficking activity long before Epstein's 2019 arrest.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein America Express: How he moved women around the world with his credit cardBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

Most advisors build their business on momentum instead of intention, duct-taping it together as they go, and then wondering years later why growth feels so hard.What if the problem isn't effort? What if it's the foundation?In this solo episode, I'm breaking down exactly how I'd invest the first $100,000 if I was starting a financial advisory practice from scratch. Three investments, in order, that I believe separate the advisors who build something bigger than themselves from the ones who stay stuck grinding at a ceiling they didn't even know they built.These aren't industry secrets. They're not complicated. But the fastest-growing advisors I've coached (and I've worked with folks managing hundreds of millions) did all three on purpose, and they did them early. That's the difference.3 of the biggest insights from Brad Johnson…#1.) The First Hire Every Advisor Should MakeMost advisors wait too long to hire an EA because they think they can't afford it. I want to flip that entirely. Every hour you spend on admin, scheduling, and paperwork is a direct tax on your revenue ceiling. A great EA creates leverage.#2.) Marketing Isn't Optional, It's the EngineI break down the mindset shift that separates advisors who consistently invest in marketing from those who treat it like an expense, and why funding a proven one-to-many system early is one of the highest-leverage moves you can make.#3.) Your Office Is Sending a Message. Is It the Right One?The environment where you meet clients isn't just a backdrop. It's a direct signal about the experience they can expect. Your space affects not just your clients' confidence in you, but your confidence in yourself.SHOW NOTEShttps://bradleyjohnson.com/168FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, we're joined by Georgina Bulkeley, Director of Financial Services at Google Cloud, to unpack how AI is transforming banking and financial services. With over 25 years in financial institutions, she shares what it takes to innovate in a highly regulated industry and how concepts like agentic commerce are paving the way for autonomous money movement. We also explore how AI is shifting from a risk to a powerful tool for fraud prevention, risk management and personalized financial advice at scale, along with the balance between innovation and responsible AI. Georgina closes with her perspective on what the industry will look like in five years and the biggest misconceptions leaders still have about AI.

Newly released emails and financial records show that Jeffrey Epstein's office relied heavily on the ultra-exclusive American Express Centurion “Black Card” program to quietly arrange travel for dozens of women, many of them from Eastern Europe, while maintaining extreme secrecy around the bookings. The records reveal that Epstein's longtime assistant, Lesley Groff, repeatedly instructed American Express staff to keep flight information hidden, remove email addresses from confirmations, and ensure that travel details were tightly controlled. The documents also describe how fake or temporary itineraries were allegedly arranged for visa purposes, allowing women to secure travel documents using reservations that were later canceled. Internal communications show at least one Amex representative acknowledging that some of the requests were “against Amex policy,” while still offering ways to accommodate them.The records provide a rare inside look at how Epstein allegedly used elite financial services and concierge-style corporate relationships to facilitate the movement of women across borders for years after his 2008 Florida conviction. Emails describe flights being coordinated between cities such as Moscow, Minsk, Miami, Palm Beach, Paris, and New York, with Groff at times referring to groups simply as “the girls.” The documents also show how obsessed Epstein's office was with secrecy, with repeated panic over flight confirmations accidentally being sent to the wrong people. The reporting further highlights how Epstein remained an enormously valuable client for American Express despite being a convicted sex offender, generating massive spending volumes and holding multiple Centurion cards tied to associates and entities connected to his operation. Critics quoted in the coverage argued that the travel patterns, fake itineraries, and visa-related booking requests should have raised obvious red flags about possible trafficking activity long before Epstein's 2019 arrest.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein America Express: How he moved women around the world with his credit cardBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

U.S. stocks are hitting record highs even as disruptions in the Strait of Hormuz weigh on global supply chains. Ehsan Khoman, Economist at the BlackRock Investment Institute, explains why we think markets are pricing in both an AI-driven earnings boost and the impact of those disruptions — not signaling a disconnect. General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0526-5475046-EXP0527

I've seen this pattern play out too many times… an advisor builds a successful business, hits their numbers, grows the firm, and somewhere along the way, things at home start to drift. Not because they don't care, but because no one ever showed them how to win in both places at the same time.That's what this conversation is really about. Derek Notman and Adam Holt set out to explore that exact challenge through a project called REBL Dads—a movement built around helping fathers become more intentional at home without sacrificing their ambition in business. What started as an idea turned into a mastermind on Necker Island with a group of entrepreneurial dads, and ultimately a challenge from Richard Branson: “How are you going to help more dads with this?”That question led to over 100 interviews with fathers (many from financial services) unpacking what it actually looks like to succeed in both business and life. In this episode, we break down what they learned, the patterns that showed up across those conversations, and how you can start applying those lessons right now so success at work doesn't come at the expense of everything else that matters.3 of the biggest insights from Adam Holt & Derek Notman…#1.) Success at Work Doesn't Guarantee Success at HomeA lot of advisors are winning professionally but quietly losing where it matters most. This episode exposes the real cost of that tradeoff—and why ignoring it only makes it worse over time.#2.) Intentional Presence Is the Skill Most Advisors Never LearnBeing “around” your family isn't the same as being present. The most consistent theme across 100+ interviews was how intentionality—not time—drives real connection.#3.) You Don't Need More Time, You Need Better SystemsFrom calendar discipline to environment design, the dads who got this right didn't rely on willpower. They built systems that made showing up at home automatic. FREE GIFTGet a Free Copy of Derek Notman and Adam Holt book, REBL Dad: https://bradleyjohnson.com/167SHOW NOTEShttps://bradleyjohnson.com/167FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Guy Selinka   Streamline Financial Services' team consists of highly experienced and certified financial professionals who specialize in both the heavy equipment and transportation industries. With their extensive knowledge and expertise, they understand the unique challenges and requirements of businesses operating in these sectors. Unlike traditional banks or local lending institutions that often limit their […]

A lot of financial advice is built for people with steady careers, predictable income, and easy access to financial services. That's not the reality for many service members and veterans. And it creates gaps that can lead to costly mistakes and missed opportunities. In this episode, Dr. Chet Bennetts, Department Chair and Associate Provost at The American College of Financial Services and Marine veteran, shares where the system falls short and how it impacts the military community. We get into why access to quality advice is still a challenge, how stress and life transitions shape financial decisions, and what both professionals and service members need to understand to navigate it better. The show notes can be found here:  https://milmo.co/podcast/financial-industry-gets-wrong-about-veterans   For more MILMO, follow at: MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

U.S. stocks are hitting record highs despite ongoing Middle East supply disruptions. Natalie Gill, Senior Portfolio Strategist at the BlackRock Investment Institute, explains what's driving their outperformance and why it's keeping us risk-on .General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0526-5451655-EXP0527

My guest in this episode is Martin Dowson, a design and transformation leader who's passionate about elevating the role of design as a strategic force for business growth.With over two decades of experience across Financial Services, Telcos, Media, and more. He's built and led design teams, established Centres of Excellence, and guided organisations through complex transformations that align design with commercial outcomes.Martin went from reading our service design book hoping to solve a logistics problem (you couldn't order lobsters on a Wednesday at Sainsbury's) to spending six years leading design strategy at Lloyd's Banking Group.We talk about what happens when consultants go in-house, why experienced internal voices often get heard less than external ones saying the same thing, and whether AI has the same fundamental scaling problem as the car.Timestamps00:00 Intro — Martin's background across financial services, telecoms and media01:00 How Martin and Andy first met at RBS in 2015, and reading Service Design to solve a lobster logistics problem at Sainsbury's04:30 Going in-house after consulting — why your voice gets heard less the moment you cross the threshold07:30 The question organisations never ask: why isn't this happening spontaneously already?14:00 What it actually takes to embed design capability in a large organisation versus leaving behind blueprints and concepts28:00 Measuring design's contribution to business outcomes — the gap between outputs and impact45:00 Design leadership in the AI era — what changes and what doesn't55:00 Why organisations mistake motion for progress, and how incentive structures block transformation01:05:50 AI has the same fundamental problem as the car — it doesn't scale cleanly, and success makes the resource problem worse not better01:10:30 The one small thing with outsized impact: our definition of success in educationShow Links Martin- LinkedIn: https://linkedin.com/in/designled- Web: https://liminaldesignoffice.com- Podcast https://beingliminal.comAndy- Website: https://www.polaine.com- Newsletter: https://pln.me/nws- Podcast: https://pln.me/p10- Design Leadership Coaching: https://polaine.com/coaching- Courses: https://courses.polaine.com- LinkedIn: https://www.linkedin.com/in/apolaine/- Bluesky: https://andypolaine.bsky.social- YouTube: https://www.youtube.com/@apolaine

I've been coaching financial advisors for more than 20 years, and there's one pattern I've seen far too often in our industry…The advisor who builds a successful business, wins the awards, looks like they're crushing it from the outside, but behind the scenes, things at home start falling apart.At the core of it, there's a gap between who you appear to be… and who you actually are.That's exactly what my conversation with Jimmy Rollins is all about. Jimmy is a nationally recognized preacher and marriage coach who's spent decades working with leaders on culture and leadership. He's also lived through this himself when success at work started costing him his marriage.We talk about why so many high performers feel stuck, the difference between transparency, vulnerability, and real accountability, and what starts to happen when you avoid the internal work as a leader.Jimmy also breaks down the four steps to real freedom, why you'll always be as sick as your secrets, and how the things you ignore internally eventually show up in your team, your relationships, and your life outside of work.5 of the biggest insights from Jimmy Rollins…#1.) Why Some Teams Never ThriveA lot of advisors think their team isn't performing because of talent or systems. Jimmy flips that. When people on your team are struggling emotionally or personally, it shows up in how they work. The best firms don't just build better teams, they develop healthier people.#2.) Freedom Comes From Having Nothing To HideMost high performers are chasing success, but still feel stuck or under pressure. Jimmy breaks down the four steps (transparency, vulnerability, accountability, and intimacy) and why real freedom as a leader comes when you stop managing perception and start living with nothing to hide.#3.) When Success At Work Was Costing Him His MarriageJimmy opens up about the breaking point in his marriage and the realization that his success in one area of life was creating damage in another, and what it took to turn things around.#4.) The Work Most Leaders Avoid Is The Work That Matters MostTop-performing advisors are great at building businesses—but many avoid the internal work required to lead well. Jimmy explains why self-awareness, emotional health, and confronting your blind spots are what actually determine how far your business (and life) can scale.#5.) How Advisors Can Open The Door To More DiversityJimmy breaks down why most firms stay the same—and how comfort, preference, and familiarity shape who you hire and connect with. Real diversity starts when leaders intentionally step outside those patterns.SHOW NOTEShttps://bradleyjohnson.com/166FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What happens when one of the world's most heavily regulated industries starts moving at AI speed? At Google Cloud Next in Las Vegas, I sat down with Sid Nadella, Director of Financial Services and Market Leader at Google Cloud, to talk about how AI is reshaping banking, wealth management, and capital markets from the inside out. With more than 20 years of financial services experience, including a long career at Goldman Sachs, Sid brings a rare perspective on how traditional institutions are balancing innovation with regulation, trust, and zero tolerance for error. We explore why the industry is moving beyond simple AI pilots and into what he calls the "doing era," where agentic AI is helping firms move from static dashboards and fragmented workflows toward intelligent systems that can reason, anticipate, and act in real time. Sid shares where he sees the biggest business impact today, from fraud detection and risk management to operational efficiency and unlocking new growth. We also discuss real-world examples from firms like Citi Wealth, Citadel, Scotiabank, and Starling Bank, and why the real opportunity lies in building the right foundations first: governance, compliance, observability, and strong data access across increasingly complex environments. We also tackle one of the biggest concerns around AI adoption, the fear that it replaces people. Sid explains why the real story is augmentation, helping teams remove repetitive work and focus on better decisions, stronger customer relationships, and higher-value outcomes. If you work in financial services, enterprise technology, or simply want to understand what agentic AI looks like beyond the headlines, this is a conversation packed with practical insight. How close is your organization to becoming truly agentic? Useful Links Connect with Sid Nadella, Director of Financial Services and Market Leader at Google Cloud. Google Cloud Next 26 Visit the Sponsors of Tech Talks Network and learn more about the NordLayer Browser.

The Pure Report welcomes Andrea Moccia, VP of AI and Data at Options Technology, and Robert Alvarez, AI Solution Architect at Everpure, to discuss the cutting edge of AI deployment right after the energy of NVIDIA GTC. We dive into sobering statistics that show a high failure rate for generative AI pilots—95% fail to scale to production—and discuss how the root cause is a fundamental data strategy problem. Our discussion shift to focus around the unique, high-stakes challenges faced by the financial services industry (FSI), which contends daily with massive data volume (tens of petabytes of market data), strict global compliance and regulatory requirements, and the need for near real-time, low-latency answers from AI models. Andrea explains how the power of simplicity is an operational advantage, following the mantra: "Simplicity is what lets you be brave.” He details how Options is addressing issues like data leakage and data sovereignty with their Private Mind offering—a private, sovereign AI platform where they control the entire stack, from model to metal" Robert and Andrea connect this innovation to the Everpure partnership, specifically how solutions like Data Stream and Everpure KVA (which Robert co-developed) are vital in reducing implementation complexity and accelerating real-world use cases, such as building a powerful knowledge graph on hundreds of thousands of SEC filings efficiently. Finally, we conclude with our Hot Takes segment to dispel common AI misconceptions. We talk about how companies should stop obsessively chasing the latest frontier models or GPUs for every task, as open-source alternatives and smaller, distilled models are perfectly capable for a majority of use cases. In conclusion, hear how the true key to AI maturity and growth lies not in chasing technological hype, but in removing data silos, fixing the foundational data strategy, and using the rapidly maturing AI ecosystem to streamline business processes. To learn more, visit: https://www.purestorage.com/customers/options.html Check out the new Everpure digital customer community to join the conversation with peers and Pure experts: https://purecommunity.purestorage.com/ 00:00 Intro and Welcome 01:50 Recap of NVIDIA GTC 2:40 Overview on Options Technology 3:55 Andrea's Career Journey 7:14 Robert Alvarez Intro 9:13 Stat of the Episode on AI Pilots 12:20 AI Challenges for FSIs 15:05 Simplicity Let's You Be Brave 21:05 AI and KVA in Action at Options 23:45 Data Sovereignty and Compliance 30:35 Hot Takes Segment 35:37 Summary and a Look Forward

Inflation pressures predate the Middle East supply shock, leaving central banks constrained on policy. Nicholas Fawcett, Senior Economist at the BlackRock Investment Institute, explains why we expect yields to remain elevated and how this affects the role of long-term government bonds as portfolio diversifiers.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0426-5431249-EXP0427-1/16

The firm advisors think they know is not the firm that exists today. And if you are going to say NO, at least know what you are saying no to. Frank LaRosa goes one on one with Brian Mora of Ameriprise for a candid conversation that challenges some of the most common misconceptions advisors carry about one of the largest and most innovative firms in the industry. Frank and Brian break down what $1.7 trillion in assets actually means for an advisor looking for stability in a consolidating market, why Fortune named Ameriprise one of the most innovative companies in America and how their AI-powered CFP brain is giving advisors back hours of time every single week by transforming how they prep for meetings, generate recommendations and summarize client conversations. They also get into the numbers that matter most. Advisors who transition to Ameriprise are at 101% of their hiring assets after just 12 months, compared to the industry average of 91%. The conversation also breaks down how their digital transition process moved a billion dollar team onto the platform in just 16 days and why a firm telling you it takes six months to transition your book is a red flag you should not ignore. The episode closes with the message Frank keeps coming back to: before you say no to Ameriprise, at least know what you are saying no to. Because the firm advisors think they know is not the firm that exists today.   Questions answered in this episode include: Why are advisors surprised by what Ameriprise has become in the last 20 years? What does $1.7 trillion in assets mean for the stability of the firm you choose? How is Ameriprise using AI to help advisors grow their practices and serve clients better? What is the CFP brain and how does it work inside an advisor's practice? Why do Ameriprise advisors move 101% of their book after transitioning when the industry average is 91%? How fast should a book of business actually move when an advisor transitions today? What is the impact analyzer and how does it help advisors see the real financial difference of growing faster?   Chapters: 00:00 — Know What You're Saying No To: The Ameriprise Truth 01:04 — Why Ameriprise Surprises People: 1.7 Trillion and the Innovation Awards 03:00 — How Ameriprise Changed 20 Years Ago and Why It Matters Now 06:18 — Fortune, Time, and the Case for Innovation 09:18 — The CFP Brain: AI That Thinks Ahead for Every Client 10:07 — Meeting Summarization and Giving Advisors Their Time Back 12:52 — 101% vs 91%: Why More of the Book Moves at Ameriprise 15:37 — 16 Days, a Billion Dollars, and the Digital Transition Difference   Learn more about Elite and our resources: Elite Consulting Partners | Financial Advisor Transitions https://eliteconsultingpartners.com Elite Marketing Concepts | Marketing Services for Financial Advisors https://elitemarketingconcepts.com Elite Advisor Successions | Advisor Mergers and Acquisitions https://eliteadvisorsuccessions.com JEDI Database Solutions | Technology Solutions for Advisors https://jedidatabasesolutions.com Elite Wealth Management Insights Report https://eliteconsultingpartners.com/insight-report Listen to more Advisor Talk episodes https://eliteconsultingpartners.com/podcasts/

In this episode of the Consumer Finance Monitor Podcast, host Alan Kaplinsky (founder, former chair for 25 years and now Senior Counsel) had the pleasure of speaking with Sam Levine, Commissioner of the New York City Department of Consumer and Worker Protection (DCWP), about the agency's evolving role as one of the most active local consumer protection regulators in the country. Important note: This podcast was recorded prior to DCWP's April 8, 2026 release of its proposed "click-to-cancel" rule addressing subscription practices. Alan recorded a description of the proposed rule which is at the end of the recording. We also wrote a separate blog about that significant development. A Local Regulator with National Influence From the outset, Commissioner Levine emphasized that DCWP is not simply a municipal agency focused on traditional licensing and enforcement, but rather a modern regulator tackling complex consumer protection issues that increasingly mirror those addressed at the federal level. "Local enforcement can be incredibly impactful—we're often closest to consumers and can move quickly to address emerging harms." He noted that New York City's scale and diversity make it a uniquely important testing ground for innovative consumer protection strategies. Executive Orders Driving Enforcement Priorities A key backdrop to DCWP's current activity is a pair of mayoral directives—Executive Order 9 and Executive Order 10—issued by New York City Mayor Zohran Mamdani on January 5, 2026 (shortly after he took office) which we have discussed in a prior blog post. These Executive Orders signal a clear policy direction to fulfill his campaign promise to make life more affordable for everyday New Yorkers: an intensified focus on consumer protection, particularly in areas involving deceptive practices, hidden or "junk" fees, and recurring payment models. Executive Order 10, in particular, directs DCWP to prioritize enforcement against "subscription traps" and misleading recurring charge practices—laying the groundwork for the Department's subsequent proposed "click-to-cancel" rule published on April 8, 2026. Commissioner Levine made clear that these directives are not merely aspirational, but are actively shaping the agency's enforcement and rulemaking agenda: "We're aligning our work with the Mayor's directive to go after practices that frustrate consumers and undermine fair competition." Enforcement Priorities: Targeting Deceptive Practices A central theme of our discussion was DCWP's aggressive focus on deceptive and unconscionable trade practices, particularly in areas where consumers are most vulnerable. Commissioner Levine highlighted the agency's work in combatting: 1.     Hidden fees and misleading pricing practices 2.     Predatory lending and financial services abuses 3.     Worker exploitation in the gig economy 4.     Emerging digital marketplace risks "We're focused on conduct that distorts consumer choice—where people think they're getting one thing but end up locked into something very different." He underscored that transparency and fairness are guiding principles behind DCWP's enforcement agenda. Final Debt Collection Rules: A Significant Regulatory Development We also discussed DCWP's recently finalized debt collection regulations, which we have analyzed in prior blog coverage. These rules represent one of the most significant updates to New York City's debt collection framework in years. Commissioner Levine emphasized that the rules are designed to modernize existing requirements and address evolving industry practices, including the increased use of digital communications. "The goal is to ensure that debt collection practices keep pace with how consumers actually communicate today, while maintaining strong protections against harassment and abuse." Among other things, the rules clarify permissible communications, reinforce substantiation and disclosure requirements, and strengthen consumer protections in line with broader trends seen at the federal level. These rules, which go effective later this year, apply not only to third-party collectors and buyers of consumer debt, but also to creditors of consumers whenever the debtor resides or is located in New York City. Collaboration with Federal and State Regulators Drawing on his prior experience at the Federal Trade Commission as Director of the Bureau of Consumer Protection, Levine discussed the importance of coordination across jurisdictions. "There's a real opportunity for federal, state, and local regulators to work together and reinforce one another's efforts." He explained that DCWP frequently collaborates with the FTC, the New York State Attorney General's Office, and other enforcement bodies, particularly in cases involving multi-state or national conduct. At the same time, he made clear that local regulators can lead: "We don't have to wait. If we see harm affecting New Yorkers, we're going to act." Rulemaking as a Strategic Tool In addition to enforcement, Levine emphasized DCWP's increasing use of rulemaking to shape market behavior proactively. "Rules give clarity to businesses and protections to consumers—they're an important complement to case-by-case enforcement." He noted that clear rules can help level the playing field for companies that are already trying to do the right thing. Focus on Financial Services and Marketplace Innovation The conversation also explored DCWP's interest in financial services, particularly as new products and delivery models emerge. Levine pointed to risks associated with: 1.     Fintech innovations that may outpace regulatory frameworks 2.     Online platforms that obscure key terms or pricing 3.     Products that rely heavily on consumer inertia or behavioral biases "Innovation can be a good thing—but it can't come at the expense of transparency or fairness." Practical Takeaways for Industry For companies operating in or serving New York City, the message from DCWP is clear: 1.     Expect active enforcement of deceptive practices 2.     Monitor local regulatory developments, including mayoral directives and rulemaking initiatives 3.     Prioritize clear disclosures and consumer-friendly processes 4.     Anticipate continued focus on digital and subscription-based business models "Our goal is straightforward: markets should work for consumers, not against them." Looking Ahead Although our discussion did not cover it because it happened after our podcast was recorded, DCWP has since proposed a significant new rule targeting subscription practices—further underscoring the agency's commitment to addressing modern consumer risks and reflecting the policy direction set by Executive Order 10. Given Commissioner Levine's leadership and experience, including his prior role at the FTC, DCWP is likely to remain at the forefront of consumer protection innovation. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

Ever walked out of a first meeting thinking it went great, only to have the prospect disappear?I see this happen to really great advisors all the time. The conversation is professional, the planning process is solid, and the explanation makes perfect sense. But somewhere along the way, the energy in the room fades and the prospect never takes the next step.In this episode, I break down a simple shift that can completely change how your first appointments feel and how prospects respond. It's a small adjustment in how you frame the conversation, but once you see it, you'll start noticing it in almost every meeting.3 of the biggest insights from Brad…#1.) The “Is Trap” That Turns Advisors Into CommoditiesMany advisors unknowingly start their meetings by explaining tools, products, and process. The problem? That approach can quietly turn even great advisors into just another option.#2.) The Communication Gap That Loses ProspectsPlenty of advisors have great planning processes, but struggle to explain them in simple language. When the explanation becomes too technical, prospects stop leaning in.#3.) The Simple Flip That Changes First MeetingsWhen you shift the conversation toward what the plan actually means to the client's life, the entire dynamic of the meeting changes, and prospects begin engaging at a much deeper level.SHOW NOTEShttps://bradleyjohnson.com/165FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

To start things off, Jason shares his thoughts on what a Trump presidency may look like for real estate investors, how Trumps trade policies will affect the markets and how aligning your interests with the Federal Reserve allows investors to game the system. Today's guest Dr. Robert Johnson is the President and CEO of the not for profit American College, author of the books, Invest with the Fed: Maximizing Your Portfolio Performance by Following Federal Reserve Policy, Strategic Value Investing and the study What to Expect When You're Electing. Dr. Johnson shares his insights to long-term market strategies, what political harmony means for the stock market and how asset classes perform in a changing interest rate environment. Start your journey to financial independence. Learn how you can be an Empowered Investor today! Get your tickets to https://empoweredinvestorlive.com/ now!           Mentioned in This Episode: Jason Hartman Venture Alliance Mastermind The American College    _______________________________________________________________   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Every firm says they have great culture. Very few can back it up. Raymond James can. And in this episode, they explain exactly how. Frank LaRosa sits down with Jodi Perry, Head of Advisor Recruitment and Business Development and Todd Ferguson, Chief Information and Security Officer at Raymond James, for a wide ranging conversation recorded live at the Ignite Conference. The group breaks down what it really means to put the advisor in the driver's seat, why the freedom versus independence distinction matters more than most advisors realize and how Raymond James has been doing for 25 years what other firms are only now starting to talk about, including putting the advisor's ownership of their business in writing through the Advisor Bill of Rights. The conversation also gets into AI and technology in a way you will not hear anywhere else. The group breaks down how Raymond James is investing $1 billion in technology to give advisors more time for the relationship side of the business, how their opportunities platform surfaces client service gaps before they become problems and what every advisor needs to know about protecting their clients from bad actors and digital fraud in today's environment.   Questions answered in this episode include: Why is Raymond James a strong option for financial advisors right now regardless of where they are in their career? What is the difference between freedom and independence at Raymond James? What is the Advisor Bill of Rights and why does no other W2 firm offer it? How is Raymond James investing $1 billion in technology to help advisors grow their practices? Will AI reduce headcount in an advisory practice or expand its capacity? What should advisors do right now to protect their clients from bad actors and digital fraud? How does Raymond James approach advisor recruiting differently from other firms?   Chapters: 01:02 – Welcome: Ignite Conference Edition with Jodi Perry and Todd Ferguson 02:03 – Why Raymond James Now: Flexibility Across Every Stage of an Advisor's Career 03:38 – Culture Is Experiential: What That Really Means at Raymond James 05:31 – Freedom vs Independence: Why W2 at Raymond James Is Different 08:29 – The Advisor Bill of Rights: Putting Ownership in Writing 10:46 – AI and Technology: How Raymond James Is Using a $1 Billion Investment 15:57 – Bad Actors and Cybersecurity: What Every Advisor Needs to Know 25:20 – Quality Over Quantity: How Raymond James Thinks About Growth   Learn more about Elite and our resources: Elite Consulting Partners | Financial Advisor Transitions https://eliteconsultingpartners.com Elite Marketing Concepts | Marketing Services for Financial Advisors https://elitemarketingconcepts.com Elite Advisor Successions | Advisor Mergers and Acquisitions https://eliteadvisorsuccessions.com JEDI Database Solutions | Technology Solutions for Advisors https://jedidatabasesolutions.com Elite Wealth Management Insights Report https://eliteconsultingpartners.com/insight-report Listen to more Advisor Talk episodes https://eliteconsultingpartners.com/podcasts/

If you're a financial advisor, you see procrastination every day.People wait years before reaching out for financial help. Prospects say they'll think about it. Clients agree with the plan but never quite get around to doing anything.So why does this happen?Today's guest, New York Times bestselling author Jon Acuff, has spent years studying procrastination. In his new book, Procrastination Proof, he breaks down why people delay the decisions that matter most and introduces a simple framework for finally moving forward.It turns out procrastination has very little to do with time management or laziness. The real reason people get stuck is far more personal. And if you're an advisor, understanding that psychology can completely change how you help clients move forward on some of the most important financial decisions of their lives.3 of the biggest insights from Jon…#1.) Procrastination Is the Most Expensive Fear You HavePutting things off doesn't just delay progress—it quietly steals the only resource you can never get back: time. Jon explains why procrastination often hides behind fear and why recognizing that cost can change how you approach decisions.#2.) High Performers Get Stuck in Different WaysSome people get stuck dreaming. Others get trapped planning. Hustlers skip planning and charge into action, while analysts stay stuck reviewing mistakes. Understanding your tendency helps you fix the real bottleneck slowing you down.#3.) Advisors Help Clients Turn Dreams Into ActionClients rarely change because of spreadsheets or investment products. They change when they connect financial decisions to a meaningful vision of their future—memories, freedom, and experiences worth working toward.FREE GIFTGet a Free Copy of Jon Acuff's New book, Procrastination Proof: https://bradleyjohnson.com/164SHOW NOTEShttps://bradleyjohnson.com/164FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.