Podcasts about Dubai

If you're looking for business advisory services for your coffee business, email Map It Forward at support@mapitforward.org••••••••••••••••••••••••••••••••This is the 4th of a 5-part series with Kim Thompson and Matt Toogood from RAW Coffee Company in Dubai on the Map It Forward Middle East Podcast.In this series, Lee, Kim, and Matt discuss the journey of the specialty coffee shop that started it all here in the Middle East - RAW Coffee Company.The five episodes in this series are:1. Who is RAW Coffee Company? - https://youtu.be/SRtjwb-zcwg2. Why Relationships Matter In Coffee - https://youtu.be/JJw6desk30I3. The Reality of the Dubai Coffee Scene - https://youtu.be/RUPTXpC2ZnU4. Coffee Business Is Complex - https://youtu.be/vG3fSxvNumU5. How to Remain Relevant in Coffee - https://youtu.be/jOD7ECpLx4wIn this episode of the Map It Forward Middle East Podcast, Lee talks with Kim and Matt from Raw Coffee Company about the true cost of coffee production and the challenges of running a profitable café. They discuss the importance of understanding fully loaded costs, the stark difference between aesthetics and profitability in café design, and the reality of operating a successful coffee business in Dubai and the broader Middle East. Additionally, the conversation touches on the business models prevalent in the UAE, the significance of owner involvement, and the impact of meticulous detail in operations. This episode offers valuable insights for anyone involved in the coffee industry or looking to understand it better.Connect with RAW Coffee Company here:• https://www.instagram.com/rawcoffeecompany/• https://rawcoffeecompany.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

Khend and Khaney celebrate their long-standing musical friendship, finding a shared passion in Afro house and drawing inspiration from Dubai's stunning views. Their unique combination results in a groove-heavy journey featuring tracks from renowned Afro house artists like Andrea Oliva, Darque, Demayä, Samm (BE), Maz, VANCO, Yuma and more!

We're proud to be the official media partner for the first-ever edition of The Lawyers Retreat, co-founded by Kate Burt and Kirsty Pappin, which took place 13–16 May 2025 in Cala Carbo, Ibiza.This collaboration is part of our bigger mission:Inspiring legal minds. Transforming legal futures. 2025 is our 10x year—no playing safe, no repeating the same formula, and absolutely no following the crowd.We're investing in time, energy, and creativity to take the podcast global and partner with the most exciting initiatives shaping the future of law.Following the success of our Legally On The Move: Careers, Tech & Insights from Dubai miniseries, we're not slowing down…✈️ Our Destination: Ibiza.Get ready for:

The next banking stack won't just be fast — it has to be human.In this episode of Couchonomics with Arjun, Nick Drewett, Chief Commercial Officer at Engine by Starling, joins the conversation to share what it actually takes to launch and scale a digital bank — not in theory, but in practice.Engine is the tech spinout from Starling Bank - one of the world's first profitable digital banks - and it's now powering next-gen banking infrastructure globally.We cover:- How Salt Bank launched in under 12 months- Why most “modern” stacks still act like legacy- Where AI adds real value in banking- Why cost-to-serve is the new frontline- What it means to localise for the GCCEngine isn't theory — it's the tech behind Starling Bank's success.

B2BROKER is a global fintech solutions provider for financial institutions. It delivers liquidity, trading technology, payment solutions, and brokerage infrastructure through a network of specialised entities. Founded in 2014, with key hubs in London, Limassol, Hong Kong and Dubai, the company operates in 11 countries, serving clients across Europe, the Middle East, and Asia. B2BROKER serves brokers, exchanges, hedge funds, proprietary trading firms, and other financial institutions. Leveraging its extensive network and ecosystem-driven approach, the company provides scalable solutions that help clients streamline operations, maximise efficiency, and drive growth.

If you're looking for business advisory services for your coffee business, email Map It Forward at support@mapitforward.org••••••••••••••••••••••••••••••••This is the 3rd of a 5-part series with Kim Thompson and Matt Toogood from RAW Coffee Company in Dubai on the Map It Forward Middle East Podcast.In this series, Lee, Kim, and Matt discuss the journey of the specialty coffee shop that started it all here in the Middle East - RAW Coffee Company.The five episodes in this series are:1. Who is RAW Coffee Company? - https://youtu.be/SRtjwb-zcwg2. Why Relationships Matter In Coffee - https://youtu.be/JJw6desk30I3. The Reality of the Dubai Coffee Scene - https://youtu.be/RUPTXpC2ZnU4. Coffee Business Is Complex - https://youtu.be/vG3fSxvNumU5. How to Remain Relevant in Coffee - https://youtu.be/jOD7ECpLx4wIn this episode of the Map It Forward Middle East podcast, Lee, Kim, and Matt discuss the true challenges faced by specialty coffee shops in Dubai. The conversation highlights the financial pressures of operating in the city, from high air conditioning costs to expensive sewage removal, and the unique obstacles such as a nine-month business season due to extreme heat and Ramadan. The episode also addresses common misconceptions about Dubai's coffee scene, emphasizing the importance of business fundamentals over mere brand building. Tune in for an eye-opening discussion on what it really takes to run a successful coffee business in one of the world's most dynamic cities.Connect with RAW Coffee Company here:• https://www.instagram.com/rawcoffeecompany/• https://rawcoffeecompany.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

Wanna start a side hustle but need an idea? Check out our Side Hustle Ideas Database: https://clickhubspot.com/thds This chocolate pistachio cream bar stuffed with phyllo dough shavings blew up the internet when it debuted on everyone's TikTok feed. This has led to a booming economy for the chocolate bar, as well as various copycats and scammers. So how did it get viral and what happened when it did? Plus: Warner Bros. Discovery splits up and Boeing is back in China. Join our hosts Jon Weigell and Juliet Bennett as they take you through our most interesting stories of the day. Follow us on social media: TikTok: https://www.tiktok.com/@thehustle.co Instagram: https://www.instagram.com/thehustledaily/ Thank You For Listening to The Hustle Daily Show. Don't forget to hit subscribe or follow us on your favorite podcast player, so you never miss an episode! If you want this news delivered to your inbox, join millions of others and sign up for The Hustle Daily newsletter, here: https://thehustle.co/email/  If you are a fan of the show be sure to leave us a 5-Star Review, and share your favorite episodes with your friends, clients, and colleagues.

In episode 277 of the InnerFight endurance podcast, we recap Into the Darkness (ITD), which took place recently in Dubai. For those who don't know what ITD is, it's an annual event created for coaches and the InnerFight community, where participants take on 50 km cycling, 50 km running, and finally another 50 km cycling.Besides that, we sit down with Sybrand de Waal (AB) to talk about how he approached recovery after knee surgery.

Morse code transcription: vvv vvv LA protests British photographer injured by plastic bullet NHS calls for 200,000 new blood donors to maintain supply Iran expands dog walking ban beyond Tehran The huge sums energy firms get to NOT provide power Zia Yusuf Reform UK burka row is storm in a teacup Nicole Scherzinger and Sarah Snook win top prizes at Tony Awards Marcus Fakana Teenager jailed in Dubai pleads for early release Xbox finally reveals handheld console after decade of speculation Girl, 9, and her father die after Heckmondwike house fire LA protests How city erupted over rumours of hardware store raid

If you're looking for business advisory services for your coffee business, email Map It Forward at support@mapitforward.org••••••••••••••••••••••••••••••••This is the 2nd of a 5-part series with Kim Thompson and Matt Toogood from RAW Coffee Company in Dubai on the Map It Forward Middle East Podcast.In this series, Lee, Kim, and Matt discuss the journey of the specialty coffee shop that started it all here in the Middle East - RAW Coffee Company.The five episodes in this series are:1. Who is RAW Coffee Company? - https://youtu.be/SRtjwb-zcwg2. Why Relationships Matter In Coffee - https://youtu.be/JJw6desk30I3. The Reality of the Dubai Coffee Scene - https://youtu.be/RUPTXpC2ZnU4. Coffee Business Is Complex - https://youtu.be/vG3fSxvNumU5. How to Remain Relevant in Coffee - https://youtu.be/jOD7ECpLx4wIn this episode, they discuss the crucial role that relationships play in the specialty coffee industry. From direct trade with producers to community building in Dubai, discover how Raw Coffee Company navigates business challenges and prioritizes integrity and sustainability over trade shows. Learn about their personal journeys, the value of business mentorship, and the evolving coffee scene in the Middle East. Whether you're a new or seasoned coffee business owner, this episode offers invaluable insights into building enduring, trust-based relationships in the industry.Connect with RAW Coffee Company here:• https://www.instagram.com/rawcoffeecompany/• https://rawcoffeecompany.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

More Squid Game dental problems and Red Bull wants you to play the biggest game of Tetris ever! Find out what's up in the #MikeJonesMinuteCon.

Bill Ellis is a master at unlocking the fearless potential in others. A veteran of corporate brand management for more than 25 years at global beverage giant Anheuser-Busch, Bill has come to learn and deliver his true value in the past decade as a public speaker, certified coach and brand architect for individuals and businesses. He's an executive coach who works with successful leaders who are asking themselves a question they can't ask anyone else: 'What's the point of all this?' You know - the CEO who built a $50 million company but feels empty, or the executive who climbed every rung of the corporate ladder only to realize they're not sure why they're climbing it. He's also the author of several books, including Women Who Won. A devoted father and grandfather, and husband to Tara Rogers-Ellis, Bill divides his time between St. Louis, Missouri and Dubai, United Arab Emirates – traveling the world and broadening his knowledge and following along the way.

In this insightful solo episode, CJ returns from New York with a powerful reminder about family, and then dives into three key biohacking topics: frequent urination, vitamin D's impact on metabolism, and why air quality is the silent health saboteur—especially in polluted cities like Dubai. Key Takeaways:1. Frequent Urination Isn't Just Annoying—It's a Warning SignGoing more than 8x daily or waking more than twice nightly to pee may indicate deeper issues: UTIs, diabetes, prostate enlargement, nervous system dysfunction, or even anxiety.Other triggers: diuretics (caffeine, alcohol), medications (lithium, antihistamines), and chronic constipation.Poor bladder signaling might be rooted in your brain or pelvic floor health—not just hydration.2. Vitamin D: Your Natural Fat-Burning, Muscle-Building AllyNew studies show Vitamin D suppresses myostatin (a muscle growth limiter) and boosts leptin sensitivity (key for fat burning).Adequate D levels enhance metabolism, muscle mass, and even height/bone density in studies.Sunlight, not supplements, is the best bioavailable source—but timing and skin tone matter.3. Clean Air is the Missing Health PillarPolluted air doesn't just affect lungs—it penetrates your bloodstream and brain, increasing cortisol, inflammation, blood pressure, and even fat gain.Especially in high-smog cities like Dubai, this is a silent epidemic few are addressing.5 Things You Can Start Doing Today:1. Track Your Urination Habits Write down how many times you pee each day for 5 days. Note your caffeine intake, water timing, and sleep quality to find your unique pattern.2. Optimize Your Vitamin D Naturally Aim for 20–30 mins of morning sun daily (before 10 AM). If you have darker skin, stay longer. Supplement with D3 (not D2) only if needed—get tested first (ideal range: 60–80 ng/mL).3. Get Serious About Your Air Invest in a HEPA + carbon filter air purifier for your bedroom/office. Avoid walking during rush hours (7–9 AM, 5–8 PM), and open windows strategically for airflow.4. Support Your Detox Systems Use sauna, cold plunge, and compounds like glutathione, NAC, and molecular hydrogen to flush toxins caused by dirty air and chronic stress.5. Join the Biohacker Community Attend the next Biohacker Meetup at Sand Dunes Padel Club. Learn hands-on from experts and discover new recovery tools like EMS suits and air-cleaning tech.

This episode is brought to you by Raw Beverage Trading - Your hospitality supply chain partner. Connect at sale@rawcoffee.ae••••••••••••••••••••••••••••••••This is the first of a 5-part series with Kim Thompson and Matt Toogood from RAW Coffee Company in Dubai on the Map It Forward Middle East Podcast.In this series, Lee, Kim, and Matt discuss the journey of the specialty coffee shop that started it all here in the Middle East - RAW Coffee Company.The five episodes in this series are:1. Who is RAW Coffee Company? - https://youtu.be/SRtjwb-zcwg2. Why Relationships Matter In Coffee - https://youtu.be/JJw6desk30I3. The Reality of the Dubai Coffee Scene - https://youtu.be/RUPTXpC2ZnU4. Coffee Business Is Complex - https://youtu.be/vG3fSxvNumU5. How to Remain Relevant in Coffee - https://youtu.be/jOD7ECpLx4wIn this episode of the Map It Forward Middle East podcast, Lee welcomes Kim and Matt from RAW Coffee Company to discuss the myths and realities of building a successful coffee business in the UAE.The founders share their journey from New Zealanders to establishing RAW as a sustainable, Emirati business. They debunk common myths about their funding, specialty coffee status, and relationships within the industry. The episode sheds light on RAW's commitment to quality, community, and values-driven business practices. Tune in to gain insights into the challenges and triumphs of the specialty coffee industry in the Middle East.Connect with RAW Coffee Company here:• https://www.instagram.com/rawcoffeecompany/• https://rawcoffeecompany.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

Palm Jumeirah è l'isola artificiale di Dubai più famosa, una straordinaria opera di ingegneria situata nell'arcipelago di Palm Islands, al largo della costa degli Emirati Arabi Uniti. Parte dell'arcipelago di Palm Islands, ha la forma di una palma con 17 rami e un frangiflutti a mezzaluna lungo 11 km. Costruita con la tecnica del Rainbowing, ha aggiunto 56 km di costa all'Emirato, diventando simbolo dell'innovazione urbanistica di Dubai. Iniziata nel 2001, la sua realizzazione ha richiesto oltre 100 milioni di metri cubi di sabbia e roccia. In questo video vi spiegheremo come sono state costruite Palm Jumeirah e le altre isole di Dubai. Prendi parte alla nostra Membership per supportare il nostro progetto Missione Cultura e diventare mecenate di Geopop: https://geopop.it/Muh6X Learn more about your ad choices. Visit megaphone.fm/adchoices

Sermon preached by Ben Woodward at the Evangelical Christian Church of Dubai on Psalm 115.

Thinking of moving to Dubai? Or just curious about life here?

Finally we get the gang back together to give you more Chatsmashing. In this episode we talk crazy records from around the world, stop into Dubai's best pizza restaurant and finish off with a group hug with some rock legends! Thank you for all the support you have shown us! You guys really do make it so rewarding to post up our offbeat podcast!WARNING - CHATSMASH CONTAINS STRONG LANGUAGE WHICH SOME LISTENERS MAY FIND OFFENSIVE.If you like our podcast please leave a review and share your thoughts.We can be reached at -chatsmash1@gmail.comFollow us or Tweet us at - @CHATSMASH1 on XFacebook - https://www.facebook.com/Chatsmash1/Or browse all our links here - linktr.ee/Chatsmash

On this week's episode, Modern Retail reporters Gabriela Barkho and Julia Waldow discuss several retail headlines from the past week. First up is the steep drop in Temu's U.S. user base, prompted by the end of the de minimis loophole. Meanwhile, this year supply chain challenges are plaguing Spirit Halloween, which have caused it to cancel its annual grand opening event for the spooky season. Last, we look at how the viral dessert Dubai chocolate has infiltrated retailers, brands, and restaurant chains. Later in the episode (18:30), Modern Retail executive editor Anna Hensel speaks with Graham Nearn and Kate Ridley, who respectively are the chief product and sustainability officer and chief brand officer at PMI Worldwide Brands, the parent company of Stanley 1913. Known for its huge insulated Stanley tumblers, Stanley 1913 has appealed to many different types of people throughout its 112-year-history: construction workers, hikers, new moms and more.

We're proud to be the official media partner for the first-ever edition of The Lawyers Retreat, co-founded by Kate Burt and Kirsty Pappin, which took place 13–16 May 2025 in Cala Carbo, Ibiza.This collaboration is part of our bigger mission:Inspiring legal minds. Transforming legal futures.2025 is our 10x year—no playing safe, no repeating the same formula, and absolutely no following the crowd.We're investing in time, energy, and creativity to take the podcast global and partner with the most exciting initiatives shaping the future of law.Following the success of our Legally On The Move: Careers, Tech & Insights from Dubai miniseries, we're not slowing down…✈️ Our Destination: Ibiza.Get ready for:

June 6, 2025#WhatILearnedTodayDownload The Daily MoJo App: HERE"Ep 060625: Freedom Friday: 4-Dx Chess - The Daily MoJo"Rye bread sparks a discussion that covers a range of topics, including a failed moon landing attempt by a Japanese spacecraft and Elon Musk's tweets about Donald Trump and the Epstein files. The conversation humorously addresses Dubai chocolate and nut allergies, while also exploring government decisions, personal responsibility, and media honesty. A mother starts a business to help her daughter with allergies, and theories about quantum physics and the disappearance of MH370 are examined.Phil Bell - TDM's DC Correspondent  - Is LIVE from DC to talk HEMI engines, GM bailouts, and Trump vs Musk. All American Talk ShowAllThingsTrainsPhil's YouTube Channel: HEREOur affiliate partners:Take care of your body - it's the only one you'll get and it's your temple! We've partnered with Sugar Creek Goods to help you care for yourself in an all-natural way. And in this case, "all natural" doesn't mean it doesn't work! Save 15% on your order with promo code "DailyMojo" at SmellMyMoJo.comCBD is almost everywhere you look these days, so the answer isn't so much where can you get it, it's more about - where can you get the CBD products that actually work!? Certainly, NOT at the gas station! Patriots Relief says it all in the name, and you can save an incredible 40% with the promo code "DailyMojo" at GetMoJoCBD.com!Romika Designs is an awesome American small business that specializes in creating laser-engraved gifts and awards for you, your family, and your employees. Want something special for someone special? Find exactly what you want at MoJoLaserPros.com  There have been a lot of imitators, but there's only OG – American Pride Roasters Coffee. It was first and remains the best roaster of fine coffee beans from around the world. You like coffee? You'll love American Pride – from the heart of the heartland – Des Moines, Iowa. AmericanPrideRoasters.com   Find great deals on American-made products at MoJoMyPillow.com. Mike Lindell – a true patriot in our eyes – puts his money where his mouth (and products) is/are. Find tremendous deals at MoJoMyPillow.com – Promo Code: MoJo50  Life gets messy – sometimes really messy. Be ready for the next mess with survival food and tools from My Patriot Supply. A 25 year shelf life and fantastic variety are just the beginning of the long list of reasons to get your emergency rations at PrepareWithMoJo50.comStay ConnectedWATCH The Daily Mojo LIVE 7-9a CT: www.TheDailyMojo.com (RECOMMEDED)Watch:Rumble: HEREFreedomsquare: HEREYouTube: HEREListen:LISTEN: HEREBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-daily-mojo-with-brad-staggs--3085897/support

دکتر شهروز پروین‌جاه، متخصص درمان‌های دستی و توان‌بخشی، تحصیل‌کرده‌ی ایالات متحده است و بیش از ۱۵ سال سابقه‌ی فعالیت حرفه‌ای دارد. او با بیماران متعددی کار کرده که از افراد عادی تا ورزشکاران حرفه‌ای لیگ‌های NBA، NFL و FIFA را شامل می‌شود. پس از سال‌ها تجربه در آمریکا، تصمیم می‌گیرد فعالیت خود را در دبی ادامه دهد و یک مرکز درمانی مستقل به نام Beyond Rehab راه‌اندازی می‌کند. رویکرد او ترکیبی از کایروپرکتیک و فیزیوتراپی است و از روش‌هایی مانند تکنیک Graston، سوزن خشک و تمرینات اصلاحی استفاده می‌کند. تجربه‌ی او از مهاجرت، ورود به یک بازار جدید و ساختن اعتبار حرفه‌ای در یک فضای ناآشنا، بازتابی از چالش‌ها و تصمیم‌های فردی است که مسیر تخصصی خود را با کارآفرینی تلفیق کرده است.00:00:00 پیشگفتار 00:02:45 هدف واقعی پادکست: یادگیری شخصی 00:04:36 استارتاپ و ورزش: بازی نهایی کسب‌وکار 00:09:38 مسیر تحصیلی و حرفه‌ای: از آمریکا تا پزشکی ورزشی 00:10:35 کار با پزشک NBA در لس‌آنجلس 00:14:05 اعتبار یک پزشک فراتر از شکستن قلنج 00:26:07 چرا برگشتم ایران؟ عرق ملی و تغییر سیستم00:31:08 بازاریابی در عمل: از گمرک فرودگاه تا مهمانی‌ها 00:53:31 درس‌هایی از کوبی برایانت: مانع، فرصتی برای خلق خود 01:05:05 آینده پزشکی، تکنولوژی و اپلیکیشن‌های نوآورانه 01:19:00 چالش اعتبار در فضای آنلاین و مزیت‌های دبیDr. Shahrouz Parvinjah is a U.S.-educated chiropractor and the founder of Beyond Rehab Physiotherapy Center in Dubai. With more than 15 years of experience, he has treated a wide range of patients, including professional athletes from the NBA, NFL, and FIFA. His clinical approach combines chiropractic care with physiotherapy to address musculoskeletal pain and improve movement quality. Techniques used in his practice include the Graston Technique, dry needling, and corrective exercises.Shahrouz Parvinjah | شهروز پروین‌جاهhttps://www.instagram.com/dr.ruz_حامی این قسمتسامانه قانونی و امن خرید و فروش طلای آبشده | ملی گلدhttps://melligold.comاطلاعات بیشتر درباره پادکست طبقه ۱۶ و لینک پادکست‌‌های صوتی https://linktr.ee/tabaghe16#پادکست #طبقه۱۶ Hosted on Acast. See acast.com/privacy for more information.

Dr. Don and Professor Ben talk about the risks from homemade Dubai chocolate. Dr. Don - not risky

Garima Arora is the India born chef of the two Michelin star restaurant Gaa in Bangkok, Thailand. She is the only female Indian chef with two Michelin stars. Garima has been working tirelessly to awaken the transformative potential of Indian cuisine both in India and abroad for many years. She developed a non-profit called Food Forward India, that documents, discover and catalogue the diversity and complexity of Indian food and the culture surrounding it, and is also a judge on MasterChef India, one of the most wide-reaching culinary television shows on earth.In our conversation, we speak of how the perception of Indian food has changed since she opened the restaurant. I spent two months in the country when I was 25, traveling on 3rd class trains everywhere, going from the Himalayas in the north to Goa in the south, and the border with Pakistan in the west to Varanasi in the east. Aside of being one of the most impactful periods of my life, I tasted so many things that were new to me and I haven't seen since. Indian food, the cuisine of a massive landscape with hundreds of ecosystems and more people than any other country on the planet, was, for many years, reduced to a handful of curries and breads outside of the country. It's so vast and rich and has been bottled up within India for so long, but suddenly it's starting to spread. This is very much a big moment for Indian food outside of India. Tresind Studio in Dubai was just awarded 3 Michelin stars. Semma in New York was named the best restaurant in the city by The New York Times. And within India there is a lot going on too, not just with fine dining restaurants, but at the street level there is an energy there that is growing by the day. This is a cuisine, sorry not a cuisine, but thousands of them, that have been overlooked for far too long.Aside of trying to juggle parenting with chef life and her early career as a journalist, Garima talks about her work at Gaa. She tells us about the historic Thai house that was moved in pieces to Bangkok and reassembled with the help of a modern architecture firm to create the setting of the restaurant. She tells us how she cooks the Thai fruit durian on a tandoor oven as her main course, which sounds like one of the most delicious things ever.READ MORE at NEW WORLDER.

For Prime Time Episode 343, we welcome Ra'ed Saqfelhait of The Leaf Master of Dubai as our special guest. Ra'ed is a partner in The Leaf Master of Dubai. The Leaf Master is a leading importer and retailer in the GCC region. He also has become one of the leading ambassadors for the industry in the world. Tonight we will learn Ra'ed story of how he got to where he is. Plus we have our FSG Beef, Altadis USA Ties That Bind, Alec Bradley Live True, Espinosa This Day in Sports History, and Dunbarton Tobacco & Trust Industry Deliberation Segment

For Prime Time Episode 343, we welcome Ra'ed Saqfelhait of The Leaf Master of Dubai as our special guest. Ra'ed is a partner in The Leaf Master of Dubai. The Leaf Master is a leading importer and retailer in the GCC region. He also has become one of the leading ambassadors for the industry in the world. Tonight we will learn Ra'ed story of how he got to where he is. Plus we have our FSG Beef, Altadis USA Ties That Bind, Alec Bradley Live True, Espinosa This Day in Sports History, and Dunbarton Tobacco & Trust Industry Deliberation Segment

What if the key to your financial future isn't just about making money—but about learning to truly control it? This special episode of Thrive LouD with Lou Diamond, recorded live at the Wall Street Conference in Palm Beach, Florida, tears the cover off conventional thinking around investing, entrepreneurship, and service, revealing what industry veterans, market legends, and unstoppable philanthropists are REALLY doing to move the needle.Key Highlights:Jon Najarian (“DRJ” from Market Rebellion) reveals why trading stocks alone just isn't enough anymore. He shares fascinating insights on the explosive growth of the options market—now outpacing stocks in dollar value traded—and walks you through how you can leverage options for greater financial control, even if you're not a math whiz. Jon also lifts the curtain on his journey to becoming the go-to TV commentator for market analysis, why media sensationalism can derail investors, and his core rule: “Trade the market you have, not the one you want.”Stephen Meade (“The Bullseye Guy”) details what it takes to build 17 companies, take three public, and master the art of targeting your entrepreneurial focus. He breaks down the upcoming revolution in digital equity exchanges, why $30 trillion in “green bond” capital is reshaping markets, and how every business—big or small—can think globally with new tech.John Rourke shares a genuinely moving story of post-military service, channeling his army-honed drive into massive community clean-ups, Southern border support, and first responder advocacy. You'll learn how one individual can mobilize meaningful change, raise money for good, and inspire collective action—without corporate resources or a big team.Listener Challenge: Pick ONE insight from this episode—maybe starting your own options account, reaching out to a local charity, or researching digital equity platforms—and take action this week. Share your progress with Lou and the Thrive LouD community on social media for accountability and support!Links & Follow-Up:Market Rebellion & Jon's Book: marketrebellion.com | itsnotanoption.comStephen Meade: thebullseyeguy.comJohn Rourke: wefundtheblue.comTIMESTAMPED OVERVIEW00:00 "ThriveLoud Wall Street Special"05:44 From Independent Trader to Options Expert07:59 From Media Appearances to Independence12:00 Diverse Attendees at Davos Conference15:56 Launching Global Digital Stock Exchange19:34 Global Direct Public Offerings22:29 Dubai's Sustainable Investments Boom26:26 Narcan Rescue Spurs Volunteer Cleanups28:25 Southern Border Dog Rescue Efforts31:00 "Actions Over Words for Change"33:44 "Simple Pleasures, Big Impact"

Send us a textEver wondered what life is really like behind the luxury of Dubai or the mystery of Qatar?In this episode of Girls Gone Gritty, the ladies take you on a vivid, boots-on-the-ground journey through the Middle East, from sand dunes in Qatar to sky-high glam in Dubai. Jennifer shares her whirlwind experience visiting Doha, Abu Dhabi, and Dubai, breaking down cultural traditions, royal history, and surprising facts, like Qatar's zero crime rate, free healthcare, and 26-year interest-free home loans.You'll also hear gritty commentary on the world's oddest news stories, from 14 million escaped bees to hyper-realistic baby dolls, and a shoutout to environmental activist Melanie Challenger.Whether you're a curious traveler, culture lover, or just need a laugh and some sisterhood, this episode blends inspiration, education, and a little rebellion.Episode Highlights:(0:00) Intro(1:01) Family updates, lifeguards & Vermont adventures(2:32) Sports, river surfing & Sugarbush stories(3:20) Swimming with whale sharks & bucket lists(3:51) This week's wild top 3 news stories(7:30) Behind the veil: Real life in Qatar(10:06) Royal wealth and zero crime in Qatar(12:51) Expat life & tax-free perks(13:18) Dress codes & cultural respect(14:33) Opulence of Dubai vs. tradition in Qatar(16:04) Manmade islands & royal vision(18:07) Wealth, safety, and global investments(20:23) Muslim traditions & polygamy myths(21:46) Tourism as future strategy(22:04) Water, solar, and innovation in the desert(24:00) 7-star hotels & travel costs(24:52) Grit Girl of the Week: Melanie Challenger(26:14) Song of the week: Stevie Wonder vibes(27:58) OutroFollow us: Web: https://girlsgonegritty.com/ Instagram: https://www.instagram.com/girlsgonegritty/ More ways to find us: https://linktr.ee/girlsgonegritty

Former CEO of Nasdaq listed Lottery.com discusses irregularities and millions in missing funds that he discovered while working for the company. Sohail Quraeshi claims he was fired after bringing irregularities to the attention of the Board, and he outlines why he feels Nasdaq and the SEC have failed to stop the company from being hijacked by a non-indipendent Board of Directors based out of London.

An incredible conversation with an incredible, inspiring person and human, Sam Florenstev Co-Founder of Sam Florenstev | NAHATÉ Dubai, a bucket list experience you must explore, and perhaps change your life, as San does for patrons and those around him everyday. NahateDubai.com

Anna-Maria erzählt von Issas Fußballturnier in Paris und warum das für sie wie eine Klassenfahrt war. Währenddessen hat sie Anis im Bett so gefehlt, dass er ihr eine Liebesbotschaft geschickt hat. Beim schwierigen Thema „Zeit füreinander“ wird Anna-Maria emotional. Und die Ferchichis lüften endlich das Geheimnis, wo sie zu ihrem Hochzeitstag Urlaub machen.+++Alle Rabattcodes und Infos zu unseren Werbepartnern findet ihr hier: https://linktr.ee/bushido_podcast+++Unsere allgemeinen Datenschutzrichtlinien finden Sie unter https://datenschutz.ad-alliance.de/podcast.html+++Wir verarbeiten im Zusammenhang mit dem Angebot unserer Podcasts Daten. Wenn Sie der automatischen Übermittlung der Daten widersprechen wollen, klicken Sie hier: https://datenschutz.ad-alliance.de/podcast.html Unsere allgemeinen Datenschutzrichtlinien finden Sie unter https://art19.com/privacy. Die Datenschutzrichtlinien für Kalifornien sind unter https://art19.com/privacy#do-not-sell-my-info abrufbar.

Join us for an exciting episode of The Edge of Show, live from Token 2049 in Dubai! In this episode, we have insightful conversations with industry leaders, including Alex Svanevik , CEO and co-founder of Nansen, and Kamal Youssefi, Executive Chairman of Hedera, as well as David Chen, co-founder of Geodnet.Key takeaways:The evolving landscape of on-chain analytics, the competition among blockchain networks, and the significance of on-chain activity in relation to token value. The growth of the Hedera ecosystem, the importance of digital identity in Web3, and the collaborative efforts of the Hedera Governing Council. He shares exciting use cases and the vision for tokenized equity.GeoNet, a groundbreaking project that enhances GPS accuracy using RTK technology and how is paving the way for Web3 innovations.Tune in to gain valuable insights into the future of blockchain technology, the importance of building great products, and the potential of decentralized solutions in various industries. Don't forget to like, subscribe, and hit the notification bell for more episodes! Support us through our Sponsors! ☕

Jim talks with Mark Stahlman about the new Pope Leo XIV and the Catholic Church's evolving role in a digital age. They discuss Trump as an avatar of the digital paradigm shift, the significance of Leo XIV's name choice, Francis as a thug, Francis's background as chemical engineer and bouncer, Synodality & Church decentralization, the exterior vs interior personas of Pope Francis, Leo XIII's 1891 encyclical Rerum Novarum, the three pillars of Catholic social teaching, financial system reforms and new settlement currencies, the role of Dubai in blockchain/crypto development, multipolar traps & solidarity, generational changes & media consumption, the growth of Catholicism in France despite overall European decline, the Catholic Church's diplomatic efforts and interfaith outreach, the future of global systems, and much more. JRS EP290 - Mark Stahlman on Trump as the Avatar of the Digital Paradigm Shift Center for the Study of Digital Life (digitallife.center) Mark Stahlman's Substack (exogenous.substack.com) First Things (magazine) Trivium University (online graduate school mentioned) Rerum Novarum, by Pope Leo XIII (1891 encyclical) Quadragesimo Anno, by Pope Pius XI (1931 encyclical) Centesimus Annus, by Pope John Paul II (1991 encyclical) Aeterni Patris, by Pope Leo XIII (1879 encyclical) Return of the Strong Gods, by R.R. Reno "The Two Popes" (movie) "Dictator Pope" (book) God's Diplomats, by Victor Gaetan Mark Stahlman is a biologist, computer architect and ex-Wall Street technology strategist. He is the President of the not-for-profit Center for the Study of Digital Life (CSDL, 501(c)3,  digitallife.center) and its educational project Trivium University (Triv U, trivium.university). He is also CEO of Exogenous, Inc. (EXO, exogenousinc.com), a strategic risk analysis group and on the editorial staff of its publication, the Three Spheres Newsletter (TSN). He studied for but did not complete advanced degrees in Theology (UofChicago) and Molecular Biology (UW-Mad). He has been widely interviewed and published, including teaching online courses (available on YouTube via 52 Living Ideas).

Feeling like you're doing all the right things but still not getting what you want?In this episode, Julie reveals why self-worth is the foundation of everything you desire and how upgrading it can radically shift what you attract into your life.Julie shares powerful mindset shifts, energetic principles, and real-life tools to help you reclaim your worth, and start manifesting with ease.What You'll Learn in This Episode:The surprising ways low self-worth may be blocking your successHow to identify and rewire limiting beliefsWhy attracting > chasing—and how to energetically shift into receivingDaily practices to boost your self-worth from the inside outEpisode Resources:⁠⁠⁠⁠Julie ⁠⁠⁠⁠⁠⁠⁠WebsiteJulie ⁠FREE workbook

We're proud to be the official media partner for the first-ever edition of The Lawyers Retreat, co-founded by Kate Burt and Kirsty Pappin, which took place 13–16 May 2025 in Cala Carbo, Ibiza.This collaboration is part of our bigger mission: Inspiring legal minds. Transforming legal futures.2025 is our 10x year—no playing safe, no repeating the same formula, and absolutely no following the crowd.We're investing in time, energy, and creativity to take the podcast global and partner with the most exciting initiatives shaping the future of law.Following the success of our Legally On The Move: Careers, Tech & Insights from Dubai miniseries, we're not slowing down…✈️ Our Destination: Ibiza.Get ready for:

Mick talks through last week's hush hush operation to fly Kinahan boss Sean McGovern back from Dubai to face murder and other charges in Dublin. And he discusses what this means for the Kinahan men themselves. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jutta Wohlrab is an international midwife with over 40 years' experience in delivering over 3,000 babies and helping 10,000 mothers worldwide!  Jutta is a best-selling author of "Happy Birthing Days", speaker, NLP trainer and expert on women's health.  Jutta has spoken at many international events, conferences, and seminars and online summits, and is one of the top "go to" people for advice on:Pregnancy & BirthHormonesNLP (Neuro-linguistic programming)Hypnotherapy & HypnobirthingFemale Entrepreneurshiphttps://juttawohlrab.com/~~Dale Allen has for 25 years shared the healing energy of the sacred feminine through her work: In Our Right Minds, which has been widely acclaimed at universities, conferences, corporations, and theaters across the US, Canada, from Kauai to Dubai, the UN Commission on the Status of Women, and the Parliament of the World's Religions.  In Our Right Minds is an international bestselling book, and the film version has been awarded in 19 Independent Film Festivals worldwide. A veteran of corporate, commercial, and creative communications, Dale's extensive resume includes hundreds of voice-over, on-camera, theater and live presentation projects.   Support the show

Småkrypen är äntligen tillbaka igen! Vi hör lyssnarnas berättelser om våra små vänner. Lyssna på alla avsnitt i Sveriges Radio Play. Ett nyfiket och underhållande aktualitetsprogram med lyssnaren i fokus.Vi hör om en nyckelpigeinvasion, om en snigel som flyttade in i ett öra och så pratar vi med biologen Anne Sverdrup-Thygeson om insekters sexdrift och vilka sorter som är mest missförstådda. Dessutom ringer vi upp Christer för att få en liten sommarhälsning!I extramaterialet får vi höra om Sarits dramatiska resa till Tidaholm, vi testar att äta den virala Dubai chokladen och så tackar Hugo och Anna för den här säsongen!

On this week's episode of That Peter Crouch Podcast, Pete and Chris (with Sids still on the beach) dive headfirst into the hilarious and often cringe world of footballers in adverts. From Crouchy's proudest Pringles moment to the beauty of the Jamie Vardy Thailand ad, nothing is off limits.The boys reminisce over iconic commercials—from the Carlsberg Sunday League masterpiece to Owen's iconic Dubai helicopter advert—and question whether footballers should ever really act again.Crouchy shares tales from the set with Fabregas and Anelka, while the lads dissect Cristiano Ronaldo's truly bewildering Shopee ad and discuss the genius of Burger King's Stevenage FIFA hack.We also hear from listeners: should clubs pick players based on acting skills? And what really is the greatest beer of all time? Airport beer? Train beer? Christmas Guinness? The debate gets rowdy, nostalgic, and weirdly emotional.Chumbawamba 00:00 – The Glastonbury news incident…00:02:40 – The saga of “Bugger Me Thrice” continues00:04:44 – Crouchy introduces the footballers-in-adverts theme00:05:42 – Carlsberg's legendary Sunday League ad breakdown00:10:12 – Crouchy's FIFA Street cover story00:11:12 – Crouchy's Pringles ad story w/ Fabregas, Kuyt, & Anelka00:15:04 – The lads' marketing brainstorm for the podcast00:18:17 – That Michale Owen ad breakdown00:20:30 – Giggs, Evra & Rooney: accidentally hilarious wine advert00:23:36 – Jamie Vardy's Thai stadium commercial00:27:26 – How Beckham changed footballer endorsements forever00:43:00 – The greatest beer of all time debate gets realFollow our Clips page https://www.youtube.com/channel/UCLNBLB3xr3LyiyAkhZEtiAA For more Peter Crouch: Twitter - https://twitter.com/petercrouch Therapy Crouch - https://www.youtube.com/@thetherapycrouch For more Chris Stark Twitter - https://twitter.com/Chris_StarkInstagram - https://www.instagram.com/chrisstark/For more Steve Sidwell Twitter - https://twitter.com/sjsidwell Instagram - https://www.instagram.com/stevesidwell14 #PeterCrouch #ThatPeterCrouchPodcast Hosted on Acast. See acast.com/privacy for more information.

In this episode, we welcome Yan Miles, ACE. Yan is an Emmy-winning editor who has cut shows including “Andor,” “The Crown,” “Sherlock,” “Rome” and “Game of Thrones.” In our chat, he shares about his early days, pathway into editing, his career trajectory, and working on “Andor.” In addition, he talks about the tools and techniques used to cut this show — and other insights from a life shaping stories. “The Making Of” is presented by AJA:Commercial shoots require speed and precision, which is why Dubai-based freelance editor Nikolay Ivanov depends on AJA's Io 4K Plus for fast, reliable I/O for on set editorial. Find out how he uses the technology alongside other creative tools to collaborate with stakeholders and deliver cuts while the camera is still rolling. Read the Story HereThunderbolt 5 Speed. Ultra Portable Storage.The OWC Envoy Pro Ultra the first portable SSD to harness the power of Thunderbolt 5, delivering real-world speeds over 6000MB/s in a rugged, pocket-sized design. With up to 4TB of capacity and next-gen bandwidth, it's built for high-res video, VFX, and demanding post-production workflows—anytime, anywhere. Lightweight, bus-powered, and blazing fast, it redefines what portable storage can do.Explore it hereVisit ZEISS at Cine Gear LA Join ZEISS Cinematography at this year's Cine Gear Expo in LA! We'll be onsite with our Cincraft Scenario camera tracking and all of our great cinema lenses. Come to our booth # 938 - just off Courthouse Square – and say hi!New Solutions from Videoguys:Now through June 30, 2025, get more value when you buy an Atomos monitor-recorder from Videoguys.com! Purchase a Ninja or Ninja Ultra and receive a FREE qualified 240GB SSD. Upgrade to a Shogun Classic, Shogun Ultra, or Sumo 19SE and get a FREE qualified 480GB SSD. To claim your free drive, simply buy from Videoguys.com and complete the mail-in rebate directly through Atomos. With five big reasons to go Atomos—record direct from the sensor, enable a direct-to-edit workflow, capture longer sessions, access pro monitoring tools, and share your shoot—this is the perfect time to upgrade. Act fast, this offer ends June 30, 2025! Call Videoguys at 800-323-2325 to find the right Atomos monitor-recorder for your workflow.Browse hereOne-Lens 360 Plates. Seamless by Design.IgelkottPlates.com offers the only plug-and-play driving and environment plates made specifically for virtual production. No stitching, no setup fuss—just clean, calibrated material designed to drop into any pipeline with zero surprises. Built for real-time workflows and in-camera results. Learn more herePodcast Rewind:May 2025 - Ep. 83…“The Making Of” is created by Michael Valinsky.Promote your products or services to 180K filmmakers, broadcast production pros, and content creators reading this newsletter. Email us at mvalinsky@me.com Get full access to The Making Of at themakingof.substack.com/subscribe

Ahmed Alnaouq and Matt Kennard discuss what's next for besieged Gaza as it comes under the control of Israeli military and US mercenaries. They delve into the new US-Israeli aid programme in Gaza, which has seen massacres of starving Palestinians trying to receive food. This is a way, they say, to displace more Palestinians with the ultimate intention of full ethnic cleansing to a third country. They also discuss the record of genocidal statements by senior Israeli officials and Benjamin Netanyahu's Gaza 2035 plan to turn the Palestinian territory into a Dubai-style tech hub.  Israel has long coveted the oil and gas off Gaza's coast, they add, which includes 1.1 trillion cubic feet of natural gas and nearly 2 billion barrels of oil. This is a land grab but also a resource grab.

On Episode 599 of The Core Report, financial journalist Govindraj Ethiraj talks to Rohit Arora, CEO & Co-Founder at Biz2Credit & Biz2X as well as Manisha Kapoor, CEO and Secretary-General at the ASCI.SHOW NOTES(00:00) Stories of the Day(01:00) Markets break out of their losing streak(02:49) Rupee among the worst performing Asian currencies in recent periods(04:32) India's census exercise is slotted, 7 years behind schedule(05:17) Rare earth supply fears spread around the world, automotive companies gear for plant shut downs(08:06) Did you know who actually makes almost 90% of the famous Dubai viral chocolate?⁠⁠https://www.investing-referral.com/aff303⁠⁠For more of our coverage check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecore.in⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to our Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Linkedin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠

Industrial Talk is onsite at DistribuTech 2025 and talking to Brandon Young, President and CEO at Young Management and Consulting about "Challenges and solutions for the utility market". Scott MacKenzie introduced his new eBook, "Today's Industrial Renaissance," highlighting challenges and strategies for industrial professionals. The podcast featured Brandon Young, President and CEO of Young Management and Consulting (YMC), discussing his company's growth, international presence, and innovative solutions in the utility sector. YMC focuses on capital projects, data analytics, and project management, employing 120 individuals across the US, UAE, and Dubai. Young emphasized the importance of technology, AI, and safety in the industry, noting YMC's zero-incident record. He also discussed recruitment strategies and the future of work in the utility industry. Action Items [ ] Reach out to Brandon Young to discuss potential collaboration opportunities. [ ] Explore the use of technology and data analytics solutions offered by YMC to improve reliability and efficiency of utility operations. [ ] Consider implementing a safety-first culture and leveraging technology to enhance field crew productivity and safety. Outline Introduction of Scott MacKenzie's eBook Scott MacKenzie introduces his new eBook titled "Today's Industrial Renaissance," which he wrote after 3000 conversations with industrial leaders. The book addresses challenges, pain points, strategies, and tools for the industrial sector. Scott encourages listeners to download the eBook from industrialtalk.com, emphasizing that he won't spam them. The eBook is designed to help industrial professionals succeed without unnecessary complications. Welcome to the Industrial Talk Podcast Scott MacKenzie welcomes listeners to the number one industrial-related podcast, celebrating industrial professionals who are bold, brave, and innovative. Scott mentions the support from Siemens Smart Infrastructure and Grid Software, encouraging listeners to visit siemens.com for more information. The podcast is broadcasting live from Distribute Tech in Dallas, Texas, targeting professionals in distribution, transmission, and related equipment. Interview with Brandon Young at Distribute Tech Scott MacKenzie introduces Brandon Young, who is attending the conference for the fourth year, and highlights the conference's growth and importance. Brandon Young shares his background, mentioning his education at Auburn University and his role as President and CEO of Young Management and Consulting (YMC). YMC has grown internationally, serving a team of 120 individuals across the US, UAE, and Dubai. Brandon discusses the company's focus on providing innovative solutions, data analytics, software solutions, and project management services. Technological and Industry Trends Brandon Young discusses the technological boom in the energy sector and the challenges of leveraging AI to its full potential. He emphasizes the need for grid reliability and affordability, noting the significant impact of power outages on revenue and business GDP. Scott and Brandon discuss the balance between modernizing infrastructure and managing rate increases to avoid impacting consumers. Brandon highlights the importance of innovation in project execution and the need for more competition in the market to drive efficiency and cost management.

Author and financial expert, Chris Whelan, joins Keith as they explore the intricacies of the housing market's potential future. Chris drops an intriguing prediction of a possible 20% price correction. They dive deep into the complex world of real estate, examining the pandemic's significant impact on mortgages and economic trends. The conversation reveals the behind-the-scenes challenges of the housing market, from government interventions to the nuanced effects of interest rates and forbearance programs. They unpack the struggles in commercial real estate, particularly highlighting the unique challenges in markets like New York's rent-controlled properties. Chris's new book "Inflated: Money, Debt, and the American Dream" promises an insightful journey through America's economic transformation, tracing how the nation evolved from an agrarian society to a global economic powerhouse. Show Notes: GetRichEducation.com/556 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, what's the state of the housing market for the next five years, and could what's happening in the foreclosure market affect it? I see relative housing market price stability. My guest sees cracks. This could be somewhat of a debate today, then two great new cash flow and real estate markets in the same state that we're helping your portfolio with on get rich education, mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter, remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Corey Coates  1:56   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:12   Welcome to GRE from Edison, New Jersey to Edinburgh, Scotland, where I am today, and across 188 nations worldwide, I'm Keith Weinhold, and you are back for another wealth building week on get rich education. Today's guest came to me recommended. It came from a guest that we've had on the show here before, Jim Rickards and his daughter Ally Rickards. His name is Christopher Whelan. He has a distinguished background. Comes from a prominent family, and he's the author of a new book that just published a few weeks ago. His father, Richard Whelan, was the biographer of Joe Kennedy, and was advisor to presidents and Fed chairman and today's guest, his son there, Chris. He has done a lot of work in DC. He lives just north of New York City today. So I guess coming recommended from Jim Rickards and learning a few things about today's guest helped me want to host him on the show. So though I'm just meeting him for the first time right here on the show, as it turns out, I learned that he has mentioned on other channels that real estate prices could correct down 20% and fall back to 2020 levels. I absolutely don't see how that's possible in any way. I'm going to bring that up with him, so we'll see. This could turn into somewhat of a debate. Like I said last week, I believe that significantly falling housing prices. That's about as likely as grocery store prices falling back to 2020 levels. Yes, I am in Edinburgh, Scotland today. It's my first time here. My mom, dad and also my brother's entire family came over from the US to meet up. It's been great. We're taking in all the best sites, Edinburgh Castle, other castles, the Scottish Highlands, Loch Ness, though I don't believe in any Loch Ness monster at all. I mean, come on, what a hoax. And we're seeing some other sites, though it didn't really interest the others, which I could understand. I visited the home where Adam Smith once resided, and I might put my video about that on our get rich education YouTube channel, so you could check that out over there. Of course, Adam Smith is considered the father of modern day economics for his work on supply versus demand and the GDP concept, the invisible hand, concept, much of that work conveyed in his magnum opus, The Wealth of Nations, published in 1776 as for the present day, let's meet this week's guest, including me, meeting him for the first time.     I'd like to welcome in a first time guest. He's the author of a widely acclaimed new book. It's named inflated money, debt and the American dream. It just released, and the book couldn't be more timely with the multitude of challenges related to inflation, many involving the housing market in his earlier books, he's been known, frankly, for just telling his readers the truth. He's worked at the Federal Reserve Bank of New York in politics and as an investment banker for more than 30 years. Today, he runs Whalen Global Advisors. You've seen him on CNBC in the Wall Street Journal, and now you're hearing him on GRE Welcome to the show. Chris Whalen.   Chris Whalen  5:43   Thank you, Keith, appreciate your invitation.    Keith Weinhold  5:45   Whalen is spelled W, H, A, l, e, n, if you're listening in the audio only, Hey, Chris, we're in a really interesting time in the economic cycle. We all know the Fed has a dual mandate, high employment and stable prices. What's interesting to me is, late last year, they cut rates by a full 1% and this is despite inflation being above target. Makes me wonder if they care more about high employment and they're rather willing to let inflation float higher. What are your thoughts?    Chris Whalen  6:18   I think historically, that's been the case. You know, the dual mandate Humphrey Hawkins, that drives the Fed's actions today was a largely socialist compromise between the Republicans and the Democrats. The Democrats wanted to guarantee everybody a job after World War Two, the legislation was really about soldiers and people who had served their country in many, you know, places around the world, for a long time, and then you would have the depression. So you had a whole generation or more of people that were looking for help when they came home. And that's what this was. But today, you know, there's another mandate, which is called keeping the treasury bond market open. We saw it was during COVID in 2020 President Trump got up, declared that people didn't have to pay their rent or their mortgages, and then didn't do anything. There was no follow up. At the time, folks in mortgage industry kind of looked at each other funny for about 60 days and said, What's going to happen? Because they have to advance principal, interest, taxes and insurance to protect the house. The first rule in mortgage finances protect the asset. But it all worked because the Fed dropped interest rates to zero and we had a boom. We refinanced two thirds of every mortgage in the United States, and that cash flow allowed the finance forbearance for millions of Americans. Now the unfortunate part, of course, was home prices went up double digits for six years. So why we had no affordability today? So, you know, it helped, but it certainly didn't help in some ways,   Keith Weinhold  7:48   mortgage loan forbearance back in the COVID era about five years ago, where you could basically just skip your mortgage payment and then they increase the overall duration of your loan period.   Chris Whalen  8:00   That's right. So you know, your government market, your conforming market, were falling. They also had various schemes, state forbearance for non agency loans. Nobody thought at all about the multifamily sector and the developers that didn't get paid for two years. And we're feeling the impact of that. Of course, today, that's probably the biggest pain point in US economy today is commercial real estate and multi family real estate, and neither one of them involves a consumer. So it gets no attention at all. You read about it in the specialty press, but that's about it.    Keith Weinhold  8:34   And by talking about multi family not affecting the consumer, you're just talking about who's on the owner side there?   Chris Whalen  8:40   precisely if all of the consumers have problems, you'd hear about it, and you do, especially in some of the blue states. I live in New York, so we have some of the more aggressive rent stabilization, rent control laws in the country. And they go back to World War Two. They go back almost a century,   Keith Weinhold  8:58   right? It's those people in the one to four unit space in residential real estate investing that really got the help there.    Chris Whalen  9:06   Well, at least, you know, the world didn't end. Imagine if all of those people had gone to foreclosure. The industry wouldn't have done that. Of course, they would have thrown up their hands and cried for help. But the point is, they made it work. But the cost of making it work that zero interest rate regime that the Fed put in place is still being felt today. If you look at banks which typically have prime large mortgages on their books, the loss given default is zero. Home prices are so high that if somebody actually goes to foreclosure, they sell the house, they pay off the loan easily, and there's usually a large residual left, which would go to the homeowner. So today, you know, if somebody gets in trouble, we do a short sale, we do a deed in lieu, and off they go. And that's why the stats don't show you the pain that many American families are feeling today, because about 60% of all payoffs of one to four family mortgages are people who. Are exiting the market, they're not going to buy another house. So what that means is that the cost of home ownership, or whatever other factors are involved, has made them make the decision not to go to another home mortgage.    Keith Weinhold  10:13   Yes, we have this historically low affordability that's beginning to be reflected in the home ownership rate. It's trended down from about 66 to 65% recently, we continue to be in this environment here, Chris in the one to four unit space, where those existing homeowners are in really good shape. They have record high equity levels of over 300k A lot of them have their home paid off. About 40% of American homeowners own their home free and clear, and of the remainder, those borrowers, 82% still have a mortgage rate of under 5% and of course, that principal and interest payment stays fixed. So even if there's economic hardship, it's pretty easy for people to make their payments and stay in their homes.   Chris Whalen  11:02   Well, it certainly is for most of the marketplace. If you look at the bottom 20% the FHA market, also the VA market, there's a little more stress there. There's still an awful lot of people who are in various types of forbearance in that market. That's going to end in October. So the Trump administration is pushing most of the rules back to pre COVID approaches for delinquency, for example, what we call the waterfall. And what that basically means is that if an FHA borrower gets in trouble, they'll have one shot at a modification where they lower the loan cost and stick part of the loan out the back to be paid off when the house is sold. If that doesn't take, if they don't re perform, then they're going to go to a foreclosure. We just ended another program for veterans. You know, they had three weeks notice, so now you're going to see a lot of veterans going to foreclosure. Unfortunately.   Keith Weinhold  11:56   yes, this administration is basically making sure that people are responsible or resume their payments. We've seen that student loan repayments needing to resume as well. Most foreclosure rate types are still pretty low, but yes, FHA foreclosure rates are higher than those for conventional loans.    Chris Whalen  12:15   Yeah, the interesting thing is, the veterans delinquency rate is half of the FHA rate, and even though people in uniform don't make a lot of money, they pay their bills. Yeah, it's quite striking.   Keith Weinhold  12:25   Why don't you talk to us more about areas where you see distress in the housing market before we talk about more inflation? Chris, the   Chris Whalen  12:34   key areas of housing stress at the moment are commercial real estate that has become underutilized. COVID drove a lot of this, but also the fact that industries could change their work practices. It could have people work from home. Look at housing. We sent everybody home in 2020 while we increased headcount by a third to address a surge in lending volume. It was insane. I gotta tell you, we were hiring people that we didn't see for months that changed the business model assumptions for a lot of industries. A lot of them moved out of blue states and went down to Florida and Texas. In the mortgage industry particularly, and so we have a lot of older real estate particularly, that is suffering. It has dropped in terms of appraised values. You also have higher interest rates and higher cap rates, that is to say the assumption of returns on the part of investors. So that hurdle has made a lot of these properties impaired, essentially. And then the other subclass is older multifamily properties. Think about those beautiful old apartments in the middle block up on the east side or the west side of Manhattan. They're not big enough to be viable, and so they have become this kind of subprime asset class, much in the way if you recall the signature bank failure, they typically bank these sorts of real estate properties, and now there's nobody that wants them. I think you're going to see some very specific pain coming out of HUD, and also Fannie Mae and Freddie Mac because they bank some of these smaller properties that really aren't bankable by commercial banks. That's what it comes down to. If you're going to read about this and hear about it a lot in the commercial market over next several years. And again, you know, the losses on bank owned multifamily properties today are averaging 100% so that means that there are a lot that have more expenses than simply losing the full loan amount. And you know, if you want to have a bank loan, they're not taking these properties. They don't want them, right? So the bank, REO rate, if you look at the data from the FDIC, is zero. And what that tells you is that they can't sell the properties they don't want them, because if they take ownership, the city's not going to let them abandon the property. They'll have to keep it and maintain it. It's a tough situation. This is. Has evolved over the last 20 years or so, because consumer incomes have been kind of stagnant in real terms. But the cost of operating a property in New York City is not going down. It's going up quite a lot, and the legislation we've seen from Albany doesn't allow owners to recapture expenses, doesn't allow them to renovate apartments. So if I have a rent stabilized apartment, I'll use a real example, in a beautiful building on Central Park South right, to renovate a unit that's been occupied for 20 years, new kitchen, new bathroom, sir, everything services. That's $150,000 so if I'm the owner and I can't recapture that cost. What do I do? I lock the door, I gut the apartment, and I lock the door, and I hope that the laws will change in the future, because I can't rent it, my insurance underwriter will not allow me to rent out an apartment that's not brought up to code. That's New York law, but the folks in Albany don't care about that. We have some really unreasonable people in positions of authority, unfortunately, in some of these states, and you talk to them about these issues, and they don't care. They just pander to consumers, regardless of whether or not it makes sense or not. And that's just the way it is.   Keith Weinhold  16:15   Those evil landlords, quote, unquote, most right evil. They're just mom and pop investors that are trying to beat inflation with real assets, and they have real expenses. Rent Stabilization basically just being a genteel term for rent control, which gives no one an incentive to improve a property for sure   Chris Whalen  16:35   and it reduces the availability of housing ultimately, because nobody builds. You see that in New York right now the home market is pretty tight, up to the conforming limit for Fannie Mae and Freddie Mac so you figure a million, 1,000,002 here in New York. But above that, it's quieted down quite a lot. There's compression in some of the higher end homes. And you know, if you go down south, you see a different problem, which is over building. They didn't want to build here, so they went down to the Carolinas and Texas and Florida. There's a huge amount of both multi family condo type developments and single family homes too. But above that average price level way above half a million dollars.   Keith Weinhold  17:15   Sure, it's made this dynamic where things have been flip flopped in the Northeast and Midwest, where the populations aren't growing very fast, those markets have been appreciating more than those in the high growth southeast, all coming back to supply. They're not bringing on enough new supply in the Northeast and Midwest, Chris has just laid out a few reasons for that, due to this high regulation. And then in the southeast, a high growth area, even though that's where people are moving, we're not getting much appreciation there, because you're able to build and that supply is able to keep up with demand. Well, Chris and I are going to talk more about the housing market and about inflation. When we come back, you're listening to get rich education. Our guest is Chris Whelan, the author of a great new book. I'm your host. Keith Weinhold.   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. 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We're talking with the author of a great new book, Chris Whelan, it's called inflated money, debt and the American dream. Chris, I see the residential housing market and their price points as being resilient. I'm kind of looking around and seeing if you have any places where you think that there are any cracks in that? I've heard you talk elsewhere about a housing price correction. Were you talking in the one to four unit space? And how do you think that could happen?   Chris Whalen  20:31   I didn't come up with that idea. I did a biography of my good friend Stan middleman, who's the founder of freedom mortgage. It's a real rags to riches story of a successful entrepreneur, a great guy, by the way, is a beloved man in the mortgage industry. And so what he believes is that cycles are about a decade in terms of human behavior. And he says misery on the eights, which is kind of a cute way of saying it. And what Stan is basically saying is you eventually see so much price appreciation that affordability goes to zero. You run out of buyers, is another way to put it. And then once the Fed gooses it, he thinks we see an interest rate decline this year next year, perhaps you get rates to run a little bit. You get volumes to jump the way they did last summer. You remember, in the third quarter, we had great volumes in the mortgage industry, carried everybody through to the end of the year, and then after that, he says, we get a price correction, maybe back down to 2020 21 levels. So we're talking about a 20% price correction, and we're talking about the loans that have been made in the last few years being underwater. That's something we haven't talked about in a long time. We haven't talked about that since 2008 so I think that Americans inevitably have to see some kind of a correction. What the Fed did was wrong, what they did was excessive. I write about that in the end of my book, but unfortunately, the result is home prices that have galloped along, and eventually you got to reset it. Part of its supply coming online. Part of it is simply, like, I say, you run out of buyers, and when it's simply that purchase buyer who is either all cash or happens to have the deposit, and that's all you have. And there's no flexibility for people that want to get into the market. You know, that's tough. I could recall Paul Volcker years ago, we were talking about that in the book too. He ratcheted down home prices. He raised interest rates so much that home prices went down, and a lot of builders went out of business who had had a lot of snls go out of business, and, you know, the previous decade. So that was a tough time. We didn't even start to do that this time around, because they were afraid to the Fed is worried about keeping the Treasury market open, so they are afraid of deflation, which unfortunately means you don't get those opportunities to get into the market. I remember my parents, when I was very young, they would buy busted homes in Washington, DC. It was a great way to make a lot of money, and in five years, the House would double. That's the kind of market Washington was   Keith Weinhold  23:05   in my opinion, I don't see how there could be any substantial residential home price correction. Historically that happens when there's a wide swath of homeowners that get into financial trouble, like I was talking about earlier, the homeowner is in great financial shape today. In fact, since World War Two, we've only seen home prices drop substantially during one period. That was that period around 2008 and that's when we had conditions that are opposite of what they are today. We had loans underwritten with liar loans. We had an over supply of homes, like I was saying earlier, inflation can't touch one's principal and interest payment. We're still under supplied with homes. Most experts don't think we'll get that into balance for at least five years. I really don't see how home prices could fall substantially. I also don't see how they could rise substantially, like, say, 10% due to that low affordability, but I expect continued stability in prices?    Chris Whalen  24:02   Well, we'll see. I'm not as sanguine about that, because a lot of people feel house rich on paper, but when the bottom of the stack is really hurting as it is now, FHA delinquency rates really are in probably the mid teens. You don't see that yet in the middle with the 727, 40 FICO type borrowers. But I think over time you could, and if, again, it depends on the economy and some other factors, but I'll tell you right now, you're already seeing a correction in the hyad the bottom half, no. And there's a supply problem here, which I agree with you on. It's going to keep those home price is pretty firm. And even where I am in New York, for God's sake, Keith, there's no construction here. So we just had a house across the street from me go from million one. I live in Sleepy, hollow New York, and you know, this is typically around the conforming limit for prices for most of these homes, and it went for 150 $1,000 over the ask, it was crazy. Went in two weeks now, during COVID, we saw this sort of behavior, and we thought, Well, okay, you had zero interest rates. I got a 3% mortgage, by the way, awesome. But here we have a situation when markets cooled down a lot, and yet the lack of availability is really the driver. So in that sense, I agree with you, but I do think the high end could correct rather substantially.   Keith Weinhold  25:24    And of course, in multi family apartments, that's different. That's where values in a lot of markets have been depressed by more than 30% they were subject to those interest rates being jacked up, and we're still going to see balloon loans mature and people default on those in apartments. The pain is not over with air, but at some point that's going to bottom out, and that'll be a buyer opportunity in apartments.   Chris Whalen  25:47    Well, the thing is, new stuff is going fine. It's what happens is when the new gets built, the older assets down the road get discounted. That's really what's going on. People love new as you know, these kids love a new house, as opposed to an older house.   Keith Weinhold  26:02   Yes, that'll help reset the prices in the new market when you can compare those to what existing values are. Well, Chris, talk to us more about your new book and what the overall thesis of the book is in these critical times.    Chris Whalen  26:16   Inflated is meant to help people understand how our country went from agrarian, sleepy, isolationist America in the 1900s to being the dominant economy in the world and the provider of global money. We talk about how we got here. We talk about Abraham Lincoln and Franklin Roosevelt and many other characters. Obviously, we had to talk about Andrew Jackson, who is now embodied in our president, Donald Trump. We try and frame how this is all going to evolve in the future. And my thesis is basically the global currency role is something you get during or after a war. We took the baton from Great Britain after the First World War, and then by the end of World War Two, everybody in the world was broke, except for us. It was last man standing. And so rebuilt the world. We let everybody take advantage of us, and now President, who's saying, Nope, we got to change this. I think if it wasn't Trump, it would be somebody else. To be honest with you, Americans are tired of high inflation. They're tired of some of the other costs that come along with being the global reserve currency, so we try and frame all of this in an understandable way. And I particularly talk about housing during COVID and how that all really, I think, changed things for many Americans. Home ownership has been one of the basic ways we create wealth in this country, and the fact that we didn't have an opportunity for people to get in cheap with a fixer upper or a house that was foreclosed. You know, I think it's unfortunate, but the system just can't tolerate it. We've gone in 2008 and then in 2020 through two very significant crises when the government bond market stopped working. So we talk about that as well.   Keith Weinhold  28:03   I don't predict interest rates. I think it is really difficult to do you mentioned earlier about the prospect for lower interest rates coming. Everyone wants to know about coming. What's your outlook for the future of interest rates and inflation for just say the next five years? Chris,    Chris Whalen  28:19   I think interest rates will drop. That is to say what the Fed controls, which is short term interest rates. In the next year or so, we'll have a little bit of a boom as a result. But I think the concern about the federal deficit and US debt, the volatility caused by President Trump's trade strategy, and just general I think a sense of uncertainty among investors is going to keep long term interest rates higher than we saw during COVID And really the whole period since 2008 the Fed bought a lot of duration and took it out of the market, so they kept rates low. They're not going to do that as much in the future. I don't think they'll buy mortgage securities again, they are very chastened by that experience. So if they don't buy mortgage backed securities, and if the banks don't become more aggressive buyers, and I don't think they will, then you know, the marginal demand that would drive mortgage rates down is just not going to be there. Banks have been holding fewer and fewer mortgages and mortgage backed securities on their books for 35 years. If you look at the growth in the industry, the dollar amount of one to four family mortgages hasn't changed very much. So when you look at it that way, it's like, you know what's wrong? Two things. They want to only make mortgages to affluent households. They want to avoid headline risk and litigation and fines and all of that. And I think also, too some of the Basel capital rules for banks discourage them from holding mortgages and mortgage servicing rights, which is an area I work in quite a lot.   Keith Weinhold  29:55   It seems to me, like increasingly, the powers. It be the United States government just won't let the homeowner fail. They want to do so much to promote home ownership over the long term, we see relative ease with getting a mortgage. We've seen lower down payment requirements during other times, including COVID. We see the government jump in with things like mortgage loan forbearance and an eviction moratorium for renters. They just don't want to let people lose their homes. It just seems like there's more propensity to give homeowners a greater safety net than ever. Well,   Chris Whalen  30:29   we've turned it into an entitlement. Yeah, and Trump is changing that at the federal level. The states, the blue states, are going to continue to play that game at the state level, and they can even have state moratoria. But what's going to happen, and I think sooner rather than later, is you may see the federal agencies start to tier the states in terms of servicing fees, simply to reflect the cost. It takes over 1400 days to do a foreclosure in New York. Gosh, that is a big problem. You can lose the lien in New York now, it takes so long. So I think that, you know, from an investor perspective, from a developer perspective, it's not an attractive venue. That's just the reality. Then you even California is as progressive and as activists as it is, you can still get a foreclosure done very quickly using the trustees. It's just a totally different situation. If there are complications, you can get into a judicial foreclosure, which will take longer. But still, California works. New York is deliberately dysfunctional. We have people in the state legislature who are in foreclosure themselves, and they keep passing these laws. So, you know, I think at the federal level, you're going to see it roll back to pre COVID, but I will say that forbearance, both with respect to the agency and conventional market and private loans, is kind of the rule. Now we work with the borrower much more than we would in the past. It's it is really night and day.   Keith Weinhold  32:00   Chris, your new book has gotten a lot of acclaim. Let us know anything else that we should know about this book, and then if we can get it in all the usual places   Chris Whalen  32:10   you can buy it at Barnes and Noble Amazon. I have a page on my website, RC, waylon.com, with all the relevant links. But the online is the best way to get it. Most of the sales are on Kindle anyway, but well over 90% are online, so we don't have to worry about physical books. I think we'll be doing some book signings in the New York area. So we'll definitely let you know about that.   Keith Weinhold  32:33   One last thought is that the rate of inflation means more to a real estate investor than it does to a layperson, maybe five times as much or more, because when we borrow for an income property, our asset floats up with inflation. That part's really just a hedge on inflation. Our debt gets debased by inflation, which is really a mechanism for profiting from inflation over time. And then, thirdly, our cash flow tends to go up even faster than the rate of inflation, since our principal and interest stays fixed, so real estate investors can often be the beneficiary of inflation. It's sort of strange to go root for a force like inflation that can impoverish so many people. But what are your thoughts with respect to real estate investors and inflation?   Chris Whalen  33:19   Well, you know, it's funny when Jerome Powell at the Fed says that they have a 2% inflation target, my response is, well, we better have at least 2% inflation if we're going to make commercial real estate work. Commercial real estate went up for 75 years after World War Two. I can remember when I was in the rating business at Crowell bond ratings going to see some of the banks here in New York, their multifamily books had only seen the equity underneath the asset go up and up and up. In other words, the land ended up being 90% of the value, you know, 1520, years after the purchase and the improvements were almost worthless simply because the land appreciated so much. Now that has changed since COVID. A lot of commercial real estate, particularly has gotten under a bit of a cloud. You've seen falling prices. However, in parts of the country that are growing where you have a positive political environment, positive economic environment, you're still seeing fantastic growth in both commercial and multifamily markets. So I think being very careful and patient in doing your homework in terms of picking venues is more important now than ever before. You know, I'll give you an example. Down in Florida, we're building new malls every day. The mall down the road that's 15 years old. There's nothing wrong with it, but it's 15 years old. And so the price discounts that you're seeing for existing assets are rather striking. Same thing down in the Carolinas, down in, you know, Atlanta, and going down to the Texas growth spectacle, I'm always astounded by what's going on in Texas. They built so much in that whole area around South Lake, out by the airport. It, they're going to basically subsume used it. So, you know, in those markets, you have great opportunities, but you also have over building. And so we're going to see some cycles where they're going to be deals out there for projects that maybe were a little too ambitious have to get restructured, and astute investors can come in and do very well on that   Keith Weinhold  35:20   like we often say around here, in real estate investing, the market is typically even more important than the property itself. The name of Chris's new book, again, is inflated money, debt and the American dream. It has an awful lot of intersections with real estate investors and how they can play inflation. Uh, Chris has been a terrific conversation about the real estate market and larger market forces. It's been great having you here on the show.   Chris Whalen  35:47   Thank you, Keith. Let's do it again.   Keith Weinhold  35:49   Yeah, some good insights from Chris, a smart guy. And gosh, what a really sad state for rent stabilized apartments in New York City, where landlords of some of those properties, they would have to spend sometimes hundreds of 1000s of dollars in order to bring them up to code, but then they couldn't charge enough rent to offset those expenses due to government intervention and price fixing, so landlords just lock up the property vacant. And this sort of harkens back to when we were talking about some of this last year, when we had documentary film maker jen siderova on the show with her film called shopification, and it was about how rent control slowly makes neighborhoods fall into disrepair. All right, Chris and I had some difference of opinion there on the prospects for a home price correction. I think I made most of my points. He did, though, talk about running out of home buyers. If I have him back, maybe I'll pick up right there. More buyers are baked into the demographics, like I think I shared with you one time the US had its highest ever birth rate years between 1990 and 2010 more than 4 million births per year for a lot of those years. Just to review this with you, you might remember that 2007 was the US is peak birth year. Add 38 years to that for the average first time homebuyer age, and that housing demand won't even peak until 2045 and it will continue to stay high for a few years after that. So that's where the demand is just going to keep coming from, just piling on. And when I say that loan conditions have eased for American homeowners, like I did there during the interview, of course, what I'm talking about is the long term. I mean, lending conditions got more rigid after 2008 and with the adoption of Dodd Frank. What I'm talking about is, before the Great Depression, it was most common to have to make 50% to 60% down payments on property, and you had to repay the entire note in five to 10 years. I mean, can you imagine how that would hurt affordability today and then later, by 1950, 15, year loans were the common one. I mean, even that would impair affordability today. Today, 30 year loans are the common one, and you can put as little as 3% down on a primary residence. A lot of people don't know that either. It does not take 20% on a primary residence. So that's what I mean about the relative ease of credit flow today. Now, Chris has knowledge about other parts of the real estate market that I don't for his work inside DC and in other places like the foreclosure market. We talked about some of that right after the interview. For example, He was letting acronyms like NPL roll off his tongue, and I had to ask him what that meant. That's a non performing loan. Check out Chris's new book. Again, it's called inflated money debt in the American dream. And again, his website is RCwhalen.com and Chris also has a great sense of history, which we didn't get into, longtime real estate guys radio show co host Russell gray and I will discuss monetary history here on the show soon. Like I said, I'm coming to you from Edinburgh, Scotland this week, even if you don't see great sites, you know, it's interesting just walking the historic streets here, if you're an American that's visited here before, you surely know what I mean. And I told you that I'd let you know, the current real estate transaction I'm involved in is paying $650 a night for the hotel here in Edinburgh. Yes, that's a lot. I've actually paid less for fancier places in Dubai, but this hotel here is on the Royal Mile. Of course, I could have found less expensive accommodations elsewhere.    Speaking of less expensive, here's an announcement. And we have new investment property providers at GRE marketplace, two of them, the markets are both in Oklahoma, and they are Oklahoma City and Tulsa, Oklahoma as a state, is known for landlord friendly eviction processes and legal systems, kind of the opposite of New York. So this makes your property management more predictable. Now, when we look at this city, OKC has the lowest priced new single family rentals. I can think of it under 160k Yes, that really puts the exclamation point on inexpensive and favorable rent to price ratios often exceeding 1% which is obviously attractive for cash flow, meaning a 150k single family rental could yield over $1,500 in rent. There's high rental demand in certain sub markets. We have scouted out those exact places for you in the OKC metro, like Edmond Moore spelled M, O, O, R, E, and Midwest City, all supporting consistent rent income, though it was once really oil dependent, OKC has diversified economically, reducing your risk tied to commodity cycles and ok sees local economy that's supported by industries including aerospace, energy, health care and logistics. Then there's Tulsa. Tulsa has the highest cash flowing new build duplexes, perhaps anywhere in the US that I know about. On the single family rental side, a lot of Tulsa investors can find properties under 150k with monthly rents again exceeding 1% of the purchase price, clearly ideal. So yes, both Oklahoma City and Tulsa are now on GRE marketplace. You can either visit the pages and see them there, or one of our qualified, experienced GRE investment coaches. Meet with them. They can help guide you to the very best deals and show you the specific property addresses available right at this time for whatever best meets your needs. If you're looking to either start or expand to another market and you seek cash flow, you really need to consider Oklahoma. Yes, it is free to have a strategy session with an investment coach, whether that's for Oklahoma or other investor advantage regions. I often like to leave you with something actionable. You can start at GREinvestment coach.com start book a meeting for a free strategy session remotely. That's at GREinvestment coach.com, until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Dolf Deroos  42:51   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Advice, opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  43:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866. While it's on your mind, take a moment to do it right now. Text, gre to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com.

One-on-one pod today, Chris is in New York, and Jason was in Lake Tahoe. We chat about half-marathon nipple chafing, total body deodorant, Fox News reply guys, Gen Z doesn't want to start a bar tab, getting good at Googling, four-named graphic designers, the religious undertones of matcha raves in Dubai, how Timmy got Kylie out to Indiana on a Saturday night, Taylor reheated her masters just in time for her first child, and what is an audiobook if not a very long podcast? twitter.com/donetodeath twitter.com/themjeans howlonggone.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dave Palumbo and Chris Aceto are back for an all-new episode of Heavy Muscle Radio, bodybuilding's longest running weekly podcast. On today's show, Dave and Chris recap the 2025 Legions Sports Fest, which saw a highly impressive Tonio Burton walk away with the win and qualification to the 2025 Mr. Olympia. In the same show, a remarkably improved Patrick Moore claiming the runner-up spot. Upcoming on the schedule, the Toronto Pro and the Dubai Pro - which made Dave and Chris ask out loud, why aren't more top competitors competing in Dubai, with a top prize of $140k??? Also - Lee Haney has some blunt remarks about the state of today's bodybuilding. Dave and Chris react to the 8 x Mr. Olympia's critiques.