Podcasts about Income

Live from Joe's mom's basement (where the jokes are free but hospital care apparently isn't), the Stacking Benjamins crew tackles two very real financial stressors: surprise medical debt and a shifting housing market. First up is Amani Vance, who joined the Coast Guard at 19 and soon faced a nightmare scenario. What started as appendicitis escalated to severe sepsis after limited on-base resources and long waits for off-base care. After hospitalization, including treatment for an abscess and eventual appendix removal, Amani received a bill totaling roughly $43,000 to $45,000. And here's where it gets worse. She didn't qualify for VA help because she hadn't yet served 180 days. Accessing Coast Guard records proved difficult. The bill arrived after the care, opaque, overwhelming, and completely disconnected from what she had agreed to or expected. If you're a Stacker, you know this feeling. The stress isn't just the number. It's the lack of clarity. Amani shares how she started researching options, discovered the nonprofit Dollar For through Reddit, and used them to apply for hospital financial assistance. Dollar For helped her complete and submit the required forms, and within weeks, she was approved for 100% financial assistance, wiping out the bill entirely. Joe Saul-Sehy highlights an important takeaway. Nonprofit hospitals are legally required to offer financial assistance. Many for-profit hospitals offer programs, too. Income thresholds are often higher than people assume. The applications can be confusing, which is where advocates like Dollar For can make a huge difference. Instead of locking into $300 to $500 monthly payments for years, Amani walked away debt-free and with a completely different outlook. After Doug drops trivia about the youngest bank robber (yes, really), the crew pivots to housing. A recent Wall Street Journal/Redfin headline suggests the housing market may be tilting toward buyers, with more homes selling below list price and average sales around 8% under asking. Joe and OG break down what that means for Stackers, not in headline hype terms but practical life terms. What You'll Learn: Medical Bills and Financial Assistance: • Why medical debt feels different from other debt • How hospital financial assistance programs work • Why many people qualify but never apply • How nonprofits like Dollar For can help navigate the paperwork • Why you should always ask for itemized bills and assistance options Housing Market: Think Forward, Not Backward: • Why you shouldn't get stuck in your mortgage just because you locked in a low rate • How anchoring to past rates can cloud present decisions • Why negotiating power is shifting and how to use it • The importance of building financial margin when income rises • Smart, low cost staging tactics, including hiring a pro for just an hour of advice • How AI tools can help with pricing and presentation ideas The Big Takeaways: Before paying a massive medical bill, check whether you qualify for assistance. Financial stress often comes from confusion. Clarity is power. Housing decisions should be forward-looking, not emotionally anchored to the past. Margin and flexibility beat perfect timing. This Episode Is For You If: • You're facing medical debt and thought you had no options • You've been putting off dealing with a hospital bill because it feels hopeless • You're stuck in a low rate mortgage and wondering if you should move • You want to understand what's really happening in the housing market • You believe there's always more to the story than the bill or the headline Question for You: Have you ever negotiated or reduced a bill you initially thought was non-negotiable? Share your story in the Spotify comments or The Basement Facebook group. Your experience might help another Stacker avoid paying more than they should. Learn more about your ad choices. Visit podcastchoices.com/adchoices

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You're busy. You're closing deals. But can you predict your income 90 days from today? In this episode, we break down the production math productive agents use to create predictable income. We cover: • The difference between hope and math • Why not all prospecting is equal • The only metric that truly predicts income • The 90-Day Visibility Rule • The simple formula: Conversations → Appointments → Listings → Closings Two agents can close the same number of deals. Only one can predict what they'll earn. The difference isn't effort. It's math. If you're ready to build a listing-driven business with forward visibility and control, this episode shows you how. Learn more at: PremierCoaching.com WhyLibertas.com Subscribe to HarrisRealEstateDaily.com for daily practical strategies.

Daily Word God has given you a vision for a business, ministry, or nonprofit. However, cash is running low and the vision currently cannot pay your bills. What do you do? Well, don't quit the vision. Instead, look for an additional source of income. __________ 1 Timothy 5:18 KJV, 1 Corinthians 9:14 KJV, Ecclesiastes 3:13 KJV, Luke 8:3 NLT, Matthew 17:27 KJV, 1 Thessalonians 2:9 NLT, 2 Thessalonians 3:8 ASV, Acts 20:34 ASV, Acts 18:1–3 KJV, 2 Corinthians 11:8 NLT __________ Partner with Us: https://churchforentrepreneurs.com/partner Connect with Us: https://churchforentrepreneurs.com Leave a Comment: https://churchforentrepreneurs.com/comments __________    

Chris's SummaryJim and I review Fisher Investments’ 99 Retirement Tips and begin working through the list, covering only a handful in this episode. We discuss estate planning basics such as having a will, the importance of reviewing estate documents, and considering living wills and trusts, with emphasis on incapacity planning. We then examine longevity statistics, why life expectancy at birth is often misapplied, and how that connects to retirement income decisions, including Fisher's warning on annuities. Jim's “Pithy” SummaryChris and I start digging into Fisher Investments’ 99 Retirement Tips and, true to form, we only make it through a few because I may have wandered down a rabbit hole or two. The estate planning stuff is straightforward—have a will, review it, don't ignore the documents that matter if you're alive but not fully capable. Death is easy administratively. Incapacity is where things get messy, and that's where families struggle. And that's where better planning matters most. Then we get into longevity. If you're going to say people might live longer than they think, you better use the right numbers. Not the “life expectancy at birth” headline stat. If a couple makes it to 65, the odds shift. That matters. That changes the runway. That changes how you think about income. It also changes how long that portfolio has to work, and how long decisions have to hold up. And from there we run into the annuity warning. We're not pro-annuity and we're not anti-annuity. Many deserve criticism, but if longevity risk is real—and it can be—then you should evaluate lifetime income options on their merits. Social Security is guaranteed lifetime income. Income annuities are too, so they should belong in the conversation. Whether you use them depends on the situation, but you can't talk about taking longevity seriously and then issue a blanket warning against annuities. The post Fisher's 99 Retirement Tips: EDU # 2608 appeared first on The Retirement and IRA Show.

We are going to talk today about what happens when your project, your homestead, your business — whatever you are building — hits the point where it can't grow unless you step into leadership. Not louder. Not bossier. Just clearer. And what it costs when you avoid that moment. We'll also cover our usual Monday segments. Featured Event Monthly Meetup at Basecamp Lodge Saturday, 12pm–3pm Potluck + Seed Exchange (bring seeds if you've got them) RSVP here: https://www.facebook.com/events/1246004124202741 Bring a dish. Bring seeds. Bring yourself. Sponsors Sponsor 1: StrongRootsResources.com Sponsor 2: AgoristTaxAdvice.com Tales from the Prepper Pantry Considering a community lard pig buy – Kune Kunes available Breaking the bad habit of buying vegetables at the store — diving back into freezer and canned goods Seeking wet cat food by the pallet — anyone? Gardens getting up and running Recipe Favorite: Dutch Oven Chicken Root Bake Forage Update Watercress Dandelion Stinging Nettle Dead Nettle Chickweed Comfrey Everything is waking up. Frugality Tip Buying at the right time of year makes a big difference. Before the Super Bowl: buy a TV on sale. After the Super Bowl: buy the returned open-box TVs on clearance. Last year we snagged a small smart TV originally priced at $125 for $37. Brand new. Open box. Check your local clearance sections for open-box returns. Often brand new. Happy savings, y'all. Operation Independence Turkey Tail season is upon us. There may be real opportunity there. We're going to find out. Main Topic of the Day From Personality-Driven to Framework-Driven Yesterday I sat down and drilled into every project and business I run. Income-generating. Money-costing. Even things like helping when someone in the community is ill — and yes, we should mention the Jeffrey Dheeres fundraiser. Everything fit into three buckets: Nicole Sauce centered Holler Homestead centered Weird outliers The outliers go on the chopping block first. But the bigger realization was this: I have been avoiding a leadership vacuum. I kept waiting for consensus. Waiting for another leader to step forward. Waiting for clarity to magically appear. And while I waited, I tried to just do more myself. That cost me peace. It led to burnout. It stalled momentum. Here's the lesson: If I don't accept my role as leader — meaning I walk in front instead of pushing from behind — we stay in one place. Not because people aren't good. Not because they don't care. Because without structure, everything becomes personality-driven. And personality-driven systems stall when the personality gets tired. What we're building now at Holler Homestead is a framework. Basecamp Lodge is functional. Classes are being scheduled (like the March 14 bacon class). The basement classroom is moving forward. Homestead systems are being documented. The buying club is poised for its first test. We're looking at additional acreage. Long-term vision: Expanded land. Commons effort. Cabins for temporary stays. People coming to experience regenerative community, food, skill-building, and reset. Membership options for non-residents. Not a massive intentional community. An example. Something that can be learned from and replicated elsewhere. And here's the key: Structure allows generosity. When more people in the community have needs, chaos doesn't scale — structure does. If you don't build framework, your generosity burns you out. If you build framework, your generosity becomes sustainable. So here's the question for you: Where are you avoiding stepping into leadership? Where are you burning out because you won't build structure? Is your project personality-driven when it needs to become framework-driven? Sometimes growth doesn't require more effort. It requires clarity. And someone willing to walk in front.

In his explosive Feb 2026 interview, Peter Grandich warns the U.S. debt is exploding to $64 TRILLION—pushing interest payments to devour trillions annually. Could it mean HALF your income funneled just to service the debt? As the fiat system crumbles, Grandich reveals why "the bears lost their Battle of the Bulge" and why the COMEX has finally lost control of the gold market. "The chains have been broken," he says—and central banks aren't waiting around for permission to buy.✅ FREE RESOURCESDownload The Private Wealth Playbook — a data-backed guide to strategically acquiring gold and silver for maximum protection, privacy, and performance. Plus, get Daniela Cambone's Top 10 Lessons to safeguard your wealth (FREE)

He smashed his own Lamborghini windshield in the middle of Miami to go viral. But that is not why he is winning. Spencer Kozej is a life insurance sales leader who built a virtual sales brand after dropping out of college and moving to Florida. He now recruits and develops young sales professionals by teaching communication, branding, and discipline. In this episode, Spencer explains how your environment shapes belief, why mastering sales guarantees leverage for life, and how to use attention strategically instead of chasing clout. He also shares how faith, accountability, and daily discipline helped him grow in an environment built on distraction. If you are young and serious about building income, influence, and skill, this conversation will challenge the way you think about your future. Chapters: (00:00) Introduction(01:15) Failing School and Questioning the Traditional Path(04:30) The Leap of Faith and Moving to Florida(08:10) Why Mentorship Collapses Time(12:05) Sales as Financial Security for Life(15:20) Using Psychology in Business and Relationships(18:10) Smashing the Lamborghini and Going Viral(20:10) Turning Attention into a Sales Funnel(25:00) Faith, Discipline, and Avoiding Distraction(30:50) Interested vs Committed to Success(33:40) Accountability and Building a Sales TeamAre you committed to mastering a skill that guarantees leverage… or are you still letting your environment decide your future? Leave your answer in the comments.Got a question about sales, persuasion, or objection handling? Text me directly: +1-480-481-6755Join the 7th Level University: https://whop.com/discover/7thlevel/Join the waitlist for the Ask Jeremy 7q.AI: https://7q.ai/waitlistThe exact NEPQ script I used to earn $2.4M/year as a W-2 sales rep: https://nepqtraining.com/smv-yt-splt-opt-orgPrefer to understand the psychology behind NEPQ first? Grab The New Model of Selling: Selling to an Unsellable Generation on Amazon: https://www.amazon.com/dp/1636980112Book a call with my team: https://7thlevelhq.com/book-demo/Connect with Jeremy MinerYouTube: https://www.youtube.com/@jeremyminerInstagram: https://www.instagram.com/jeremyleeminer/LinkedIn: https://www.linkedin.com/in/jeremyleeminer/Facebook: https://www.facebook.com/jeremy.miner.52Connect with Spencer Instagram: https://www.instagram.com/spencer.kozej/ YouTube: https://www.youtube.com/@SpencerKozej TikTok: https://www.tiktok.com/discover/spencer-kozej

NetworkNewsWire Editorial Coverage: Healthcare real estate investment trusts (“REITs”) have emerged as one of the more resilient and structurally supported segments of the real estate market, driven by powerful demographic trends and evolving healthcare delivery needs. As the U.S. population ages and demand for long-term care services accelerates, skilled nursing facilities in particular are gaining renewed attention from investors due to their essential role in post-acute care and the relatively constrained supply environment that limits rapid new development. These dynamics have helped position healthcare REITs among the stronger-performing real estate sectors in recent periods, supported by stable demand drivers and long-term occupancy visibility. Within this landscape, Strawberry Fields REIT Inc. (NYSE American: STRW) (Profile) is carving out a focused niche as an owner and lessor of skilled nursing and other healthcare-related properties. A self-administered REIT engaged in ownership, acquisition, development and leasing of skilled nursing and certain other healthcare-related properties, Strawberry Fields is focused on pursuing growth through targeted acquisitions, long-term triple-net lease structures and partnerships with experienced operators to capitalize on the structural tailwinds shaping the skilled nursing real estate market. Strawberry Fields joins an elite group of healthcare REITs, including CareTrust REIT Inc. (NYSE: CTRE), Sabra Health Care REIT Inc. (NASDAQ: SBRA), Omega Healthcare Investors Inc. (NYSE: OHI) and Welltower Inc. (NYSE: WELL), that are leading the way forward in this growing space. A self-managed and self-administered REIT, Strawberry Fields specializes in the acquisition, ownership and triple-net leasing of skilled nursing facilities and other post-acute healthcare properties. For skilled nursing-focused REITs, lease terms can matter as much as where the buildings are located, because lease structure drives rent visibility. In a limited-supply segment, growth often comes from buying existing facilities and leasing them to operating partners under long-term structures. Strawberry Fields' Missouri acquisition provides a concrete case study. In an uncertain economy, Strawberry Fields showed its stability by announcing a $0.16 per common share cash dividend for Q4 2025. To view the full publication: https://ibn.fm/jCWOZ For more information about Strawberry Fields, please visit the Strawberry Fields REIT profile. For more information, please visit www.NetworkNewsWire.com Please view full terms of use and disclaimers on the NNW website applicable to all content provided by NNW, wherever published or re-published: http://www.nnw.fm/Disclaimer NetworkNewsWire New York, NY www.NetworkNewsWire.com 212.418.1217 Office Editor@NetworkNewsWire.com NetworkNewsWire is powered by IBN

NetworkNewsWire Editorial Coverage: Healthcare real estate investment trusts (“REITs”) have emerged as one of the more resilient and structurally supported segments of the real estate market, driven by powerful demographic trends and evolving healthcare delivery needs. As the U.S. population ages and demand for long-term care services accelerates, skilled nursing facilities in particular are gaining renewed attention from investors due to their essential role in post-acute care and the relatively constrained supply environment that limits rapid new development. These dynamics have helped position healthcare REITs among the stronger-performing real estate sectors in recent periods, supported by stable demand drivers and long-term occupancy visibility. Within this landscape, Strawberry Fields REIT Inc. (NYSE American: STRW) (Profile) is carving out a focused niche as an owner and lessor of skilled nursing and other healthcare-related properties. A self-administered REIT engaged in ownership, acquisition, development and leasing of skilled nursing and certain other healthcare-related properties, Strawberry Fields is focused on pursuing growth through targeted acquisitions, long-term triple-net lease structures and partnerships with experienced operators to capitalize on the structural tailwinds shaping the skilled nursing real estate market. Strawberry Fields joins an elite group of healthcare REITs, including CareTrust REIT Inc. (NYSE: CTRE), Sabra Health Care REIT Inc. (NASDAQ: SBRA), Omega Healthcare Investors Inc. (NYSE: OHI) and Welltower Inc. (NYSE: WELL), that are leading the way forward in this growing space. A self-managed and self-administered REIT, Strawberry Fields specializes in the acquisition, ownership and triple-net leasing of skilled nursing facilities and other post-acute healthcare properties. For skilled nursing-focused REITs, lease terms can matter as much as where the buildings are located, because lease structure drives rent visibility. In a limited-supply segment, growth often comes from buying existing facilities and leasing them to operating partners under long-term structures. Strawberry Fields' Missouri acquisition provides a concrete case study. In an uncertain economy, Strawberry Fields showed its stability by announcing a $0.16 per common share cash dividend for Q4 2025. To view the full publication: https://ibn.fm/jCWOZ For more information about Strawberry Fields, please visit the Strawberry Fields REIT profile. For more information, please visit www.NetworkNewsWire.com Please view full terms of use and disclaimers on the NNW website applicable to all content provided by NNW, wherever published or re-published: http://www.nnw.fm/Disclaimer NetworkNewsWire New York, NY www.NetworkNewsWire.com 212.418.1217 Office Editor@NetworkNewsWire.com NetworkNewsWire is powered by IBN

Have you ever wondered if your business could be franchised?In this episode of Dream Business, Dream Life, Emma is joined by franchise consultant and franchisor Cheryl White to unpack the truth about franchising... what it really takes, who it's for, and how it can completely transform your business and lifestyle.Cheryl shares how she went from being a community palliative care nurse to building a national home care franchise network, after simply Googling “What is franchising?”Now, her network supports thousands of families across the UK and she helps women franchise their own service-based businesses to increase impact and income.If you're a business owner who wants to scale without burning out… this episode is for you.In This Episode We Cover:What franchising actually is (and what it isn't)The 3 key signs your business is ready to franchiseHow to scale using other people's investmentThe difference between franchising and MLMWhy franchising has a 97% success rateHow franchising can become your exit strategyThe investor model: franchising without industry experienceWhy building impact-led businesses mattersHow to move from working in your business to working on iIs Your Business Franchise-Ready?Ask yourself:Is your business profitable?Can someone else replicate your model?Has it been running successfully for 18+ months?If the answer is yes to all three...franchising could be your next step.Who is Cheryl White?Cheryl White is a UK-based franchise consultant and strategist dedicated to helping business owners scale and transform their brands through ethical and sustainable franchising. Drawing on her own success in building a multi-million-pound franchise network and her proven 20x programme, Cheryl guides entrepreneurs to expand beyond local markets with clarity, confidence, and support. She provides structured franchising roadmaps, strategic planning, and access to expert legal, marketing, and financial guidance to help clients grow profitable, scalable franchise systems.https://www.cheryl-white.co.uk/Want to connect? Find me here:Instagram: https://www.instagram.com/iamemmahineLinkedin: https://www.linkedin.com/in/emma-hineWebsite: https://www.emmahine.co.ukYou Tube: https://www.youtube.com/@EmmaHineStrategy

What if you're not stuck… you've just mastered your current level?In this episode, I'm breaking down the real reason your income keeps landing at the same number and it's probably not what you think. It's not about working harder, chasing more leads, or adding another strategy. Most agents hit an income ceiling because their operating system hasn't evolved with their growth.I see this pattern with new agents, top producers, and even seven-figure businesses. The hustle that got you here won't take you to the next level. And if you feel like you're doing more but earning the same… this conversation is going to challenge how you look at your business structure, capacity, and leverage.If you've ever felt plateaued, restless, or like you're pushing against an invisible ceiling, this episode is for you.Things I Cover In This EpisodeWhy repeating income numbers is a structure problem  not a motivation problemThe difference between hustle-driven growth vs system-driven capacityThe simple formula: Leads × Conversion × Capacity = IncomeWhere most agents unknowingly create their own income ceilingThe hidden role your operating system plays in scaling beyond six and seven figuresHow decision fatigue and fragile systems limit your growthThe three real ways to create income jumps without burning outWhy high-level agents focus on capacity first, not just volumeIf this episode made you realize you've outgrown your current structure, it might be time to upgrade your operating system. Inside my virtual and in-person workshops, we don't just talk strategy, we install the systems and structure that raise your income ceiling.Head to letsplaybigger.com to learn more about upcoming workshops and coaching programs.And if this episode hit home for you, share it with a friend and tag me on Instagram @itsraquelq. I love seeing how you're Playing Bigger.---

Can secondhand finds become your full-time income? This episode breaks down how thrifting transforms into a sustainable business, with actionable advice on sourcing, live selling, and building a thriving vintage brand from closet to community!   SHOW NOTES: Thrifting for vintage fashion and building a supportive, inclusive vintage resale business.  The importance of timing your thrift trips around special sales. Build relationships with fellow thrift sellers, so you can trade inventory with friends who have different specialties (like menswear or kid's items), allowing each to focus on their niche and benefit from group knowledge and resources.  Curating your finds by aesthetic or style (e.g., whimsy goth, romantic, boho). Thrifting with a specific aesthetic in mind helps you envision how pieces can be styled together and increases the appeal of your finds, whether for your closet or resale. Shopping secondhand offers more freedom than retail chains, where you're limited by the outfit on the mannequin. Trust your instincts, pick what genuinely speaks to you, and creatively style unique finds.  The importance of having a "mission statement" for your brand and being selective with collaborations.

Yes! I love it!  Another amazing fun-filled appearance on the Sue Saller podcast Small Steps Big Wins.  I talk about facing your fears like a buffalo and a bunch of other fun stuff.   --- Click here to change your life- http://eepurl.com/gy5T3T   Hit me up for a one-on-one brainstorming session- https://militaryimagesproject.com/products/brainstorming-session-1-hour    Check out my Linktree for different ways to rock your world! https://linktr.ee/ruggeddad    Check out the sweet Hyper X mic I'm using. https://amzn.to/41AF4px    Check out my best-selling books: Rapid Skill Development 101- https://amzn.to/3J0oDJ0 Streams of Income with Ryan Reger- https://amzn.to/3SDhDHg Strangest Secret Challenge- https://amzn.to/3xiJmVO This page contains affiliate links. This means that if you click a link and buy one of the products on this page, I may receive a commission (at no extra cost to you!) This doesn't affect our opinions or our reviews. Everything we do is to benefit you as the reader, so all of our reviews are as honest and unbiased as possible. #passiveincome #sidehustle #cryptocurrency #richlife

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Episode 299 of The Rainmaking Podcast features Scott Love in conversation with Darren Wurz (author of The Lawyer Millionaire) on the most common personal-finance pitfalls attorneys face—and how to avoid them. Darren's #1 warning is lifestyle creep: as income rises, spending rises with it (bigger house, cars, memberships, kids' expenses), leaving high earners with surprisingly thin savings and heavy monthly burn. The fix starts with a mindset shift: define what truly drives happiness, think in concrete terms about “future you” (age + timeline), and recognize that money is a finite resource—especially when credit cards make overspending frictionless. From there, Darren shares a simple, tactical system for busy lawyers who hate budgeting: bank-account-based cash flow management (a “Profit First”-style approach). Income flows into an “income” account, then automatically gets allocated into separate accounts for bills (recurring expenses), spending (guilt-free discretionary), savings/investing, and taxes—so you always know what's available and you're prepared for quarterly tax hits. He recommends reviewing finances weekly (or at least twice monthly) to keep the data familiar and actionable. Visit: https://therainmakingpodcast.com/ YouTube: https://youtu.be/L1CQf-vrASc ----------------------------------------

Dividend Growth: The Quiet Engine of Wealth Dividend growth investing sounds simple, but doing it well for decades is not. That's why we wrote Dividend Growth: The Quiet Engine of Wealth—a practical guide to building a framework you can stick with when things get uncomfortable. You can get a free copy here. Plus, join our market newsletter for more on dividend growth investing. ________ After a year of lagging the S&P 500, dividend investors are finally playing catch-up. Income is growing. Prices are rising. Total returns are improving.But success brings a new challenge: what happens when valuations rise, yields fall, and future returns get harder to find?In this episode, Greg explores the hidden downside of success in dividend growth investing. With dividend stocks outperforming early in 2026 and capital rotating out of growth and AI, he explains why rising prices create a new challenge: redeploying capital without sacrificing long-term returns. He revisits income growth vs. total return, explains why cash flow acts as the anchor in volatile markets, and walks through why sometimes the best move is to do nothing. He also contrasts chasing yield with sustainable compounding, including why shifting into Treasuries for higher income can miss the bigger picture.The second half of the episode moves into real portfolio examples—showing what “sell,” “hold,” and “buy” look like in practice:Why Emerson Electric ($EMR) no longer fits the modelWhat Clorox's ($CLX) acquisition strategy could mean for dividend growthHow Hershey ($HSY) shows patience through commodity cyclesWhy Accenture ($ACN) represents a redeployment opportunityLong-term success isn't about chasing what's working today. It's about discipline, letting income compound, and trusting that if cash flow grows, prices follow.Topics Covered: [00:11] Introduction [03:45] Income growth vs. total return investing [07:24] Why dividend income is the anchor [09:52] Valuation risk and redeployment challenges [10:22] Buffett, patience, and portfolio discipline [11:38] Treasuries vs. dividend stocks: yield vs. growth [13:03] Cash flow as the North Star [15:26] Emerson Electric ($EMR): selling a winner [20:03] Clorox ($CLX): acquisition risk and dividend sustainability [27:40] Hershey ($HSY): commodity cycles and patience [32:03] Accenture ($ACN): dividend growth opportunity [35:11] Redeploying capital in rising markets [36:07] Final takeaway: consistency and long-term compoundingSend a textDisclaimer: Past performance does not guarantee future results. This episode is for educational purposes only and is not investment advice. If you enjoy the show, we'd greatly appreciate it if you subscribe and leave a review RESOURCES: Schedule a meeting with us -> Financial Planning & Portfolio Management Getting into the weeds -> DCM Investment Reports & Models Visit our website to learn more about our investment strategy and wealth management services. Follow us on:Instagram | Facebook | LinkedIn | X

In this episode of the Profit First for Real Estate Investing podcast, I sit down with Cody Hofhine—entrepreneur, former co-owner of Wholesaling Inc., and founder of Joe Homebuyer—to talk about what really drives long-term success in business. Cody shares his journey from struggling insurance agent making $19,000 a year to building and selling a national real estate education company, and the identity crisis that followed.We dive into personal development, leadership, and why your business can only grow to the size of the person running it. Cody explains how shifting from ego-driven goals to purpose-driven impact changed everything, and how that mindset now fuels his mission to help franchise owners scale to $1 million territories across the country. If you're chasing growth but feeling stuck, this episode will challenge you to level up from the inside out.  Episode Highlights[0:00] – Cody's entrepreneurial roots and growing up with a contractor father[6:47] – From vinyl fencing to insurance—and earning just $19,000 in a year[9:26] – The moment his wife's tears changed everything[10:47] – Joining Wholesaling Inc. as one of the first students[11:06] – Partnering, scaling, and eventually selling the company[12:33] – The identity crisis that followed the sale[16:31] – Redefining identity: faith, family, and purpose first[20:01] – Why helping others win eliminates financial insecurity[20:27] – Joe Homebuyer's goal: 100 $1M territories by 2028[28:46] – The business can only scale to the size of the leader[29:08] – Why personal development beats marketing hacks every time5 Key TakeawaysYour identity cannot be your business. When the business changes, you need a foundation deeper than titles or income.Personal development determines income ceilings. Rarely does income exceed leadership growth.Purpose beats ego. When you focus on helping others win, financial success follows naturally.Community accelerates growth. Entrepreneurship is lonely—aligned partnerships change everything.Think 10X, not linear. Scaling requires new thinking, new systems, and a bigger vision than incremental growth.Links & ResourcesConnect with Cody: https://www.codyhofhine.comFollow Cody on Instagram (blue check): https://www.instagram.com/codyhofhineLearn more about Profit First for real estate investors: https://www.simplecfo.comIf this episode challenged you to grow as a leader and think bigger about your business, make sure to rate, follow, and review the podcast. And share it with an entrepreneur who needs a reminder that real growth starts within.

Are you a high-earning dentist… living paycheck to paycheck? Do you ever feel financially stretched – despite earning well? Are you trapped in dentistry's “golden handcuffs”? And what would your life look like if you worked because you wanted to… not because you had to? In this rare solo episode, Jaz steps away from occlusion and restorative dentistry to talk about something just as important: personal finances and career security for dentists. After going deep down the money rabbit hole — reading books like Rich Dad Poor Dad, The Simple Path to Wealth, and I Will Teach You To Be Rich — Jaz shares how his upbringing, early career decisions, and financial education shaped his beliefs about wealth, freedom, and dentistry. This isn't financial advice.It's a mindset shift. And for many dentists, it might be the most important episode you hear this year. https://youtu.be/4OXruGIdb_g Watch IC068 on YouTube Your day list reflects your earning power. The work you do each day quietly sets the limits of what you can earn. Exams and single-surface composites create one kind of ceiling; comprehensive cases, ortho, rehab, sedation, and complex restorative work create another. Upskilling changes that ceiling and gives you far more control over your financial future. Want more mindset shifts like this?AskJaz — your on-demand dental brain — is built into the Protrusive App. Key Takeaways High income does not guarantee financial security. Dentistry can become “golden handcuffs” without asset building. Invest in yourself early — skill drives earning power. Lifestyle creep quietly erodes freedom. Financial independence means practicing because you want to. Define your rich life and align spending accordingly. Highlights of This Episode: 00:00 Why talk about money on a dental podcast?04:12 Perspective and gratitude as dentists10:45 The 45% paycheck-to-paycheck poll16:20 Associates vs principals — the reality22:34 Lifestyle creep explained27:18 Golden handcuffs in dentistry31:10 Growing up with financial scarcity40:02 Investing in yourself early in your career47:55 Index funds and financial resilience55:20 The 20% happiness illusion01:02:18 Defining your rich life01:08:42 Action steps and reflection #PersonalFinances  This episode isnot eligible for CPD/CE points, but never fear, there are hundreds of hours of CPD waiting for you on the Ultimate Education Plan. If you enjoyed this episode, check out IC022 – Income for Dentists and Jaz’s Top 10 Financial Literacy books inside Protrusive Guidance.

Freebie 45 types of coaching Nurses can do for more freedom & fulfillment- https://www.heathercolledge.com/45-typesFIND US ONLINE: ►Website: https://www.heathercolledge.com/academy►Join our Facebook community: https://www.facebook.com/share/g/1FHuh9bJEV/►YouTube  www.youtube.com/@heathercolledgeClick the link to book a call about our ELITE Nurse to Coach Academy® https://form.typeform.com/to/RWxug5U5?typeform-source=2g9p4c4p08i.typeform.comRate, Review & FollowIf you love the show, please consider leaving a rating & review. This helps us support more Nurses & Coaches growing their businesses! Tap to rate with five stars and let us know what you loved most about the episode! Then, if you haven't done so already, follow the podcast for more!Disclaimer: Results mentioned may not be typical. Income mentioned is gross revenue. ELITE Nurse to Coach Academy® makes no guarantees related to income, success, increased revenue or projected sales. Results and income may differ from Client to Client and from what ELITE Nurse to Coach Academy® may experience. ELITE Nurse to Coach Academy® is not responsible for the earnings, success or failure of our Clients' businesses, the increase or decrease in finances or income level, or any other result of any kind that a Client may have as a result of engaging in our Program. Each Client is solely responsible for their own results. Clients in interviews have not been compensated and there is no conflict of interest.Support the show

Become a part of the Progressive Property refer-a-friend scheme and Earn up to £250 when someone attends one of our events – you can enrol here: https://www.progressiveproperty.co.uk/raf/ For property businesses, 2026 is a noisy year – shiny regeneration schemes, hot new coins, “next big thing” strategies are everywhere, so deciding which direction to go in, is very difficult. Today, Mark cuts through that noise by answering the question he gets asked most: If he had to start again from scratch today, what would he actually do?   He breaks down why he'd still buy simple single lets, move quickly into higher‑end HMOs and blocks, avoid the fads, and use development, debt, and daily habits to build a safer, scalable, more profitable portfolio that survives all kinds of regulation, tax, and market cycles. If you want to take the next step and put what you have learned from this podcast into action, you only need to click here - https://www.wealthbuilders.co.uk/progressive-podcast KEY TAKEAWAYS Blend what you already know, what you're good at and what you enjoy - but make sure every strategy and deal is ruthlessly profitable.   Ignore the shiny penny stuff. Buy unloved assets in real demand areas, force the value through refurb, conversions, and better operations, then hold them.   Leverage the efficiency of owning and running larger assets e.g. a block of flats, HMOs, or co-living spaces. Carry on learning, networking, and improving efficiency. Spread your income across different assets, areas, and deal types, so when tax, regulation, or the market changes negatively for one sector, the rest of your portfolio keeps you afloat.  Build your track record first with smaller wins you can document, then use that evidence to raise JV and private capital on better terms.   Take on sensible debt to build up good assets, let inflation erode that debt, but don´t borrow so much that a downturn can wipe you out.  Take full advantage of the impact of compounding interest. BEST MOMENTS  "Lots of people say, Oh, you just need to follow your passion and follow your dreams. Well, I don't think it's quite that simple."  "Ignore all of the shiny Penny regeneration programmes in property."  "Over the long run, it means that you can't fail, and you'll get richer and richer."  "Too many people think that wealth building is all about finding that one thing that will make you rich. The reality is that it is about developing yourself and developing 1000 daily habits."   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people's property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty https://kevinmcdonnell.co.uk TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

It's Take Control Tuesday, and Mansa Musa from MoneySmartLife.org continues our series on breaking free from debt. Before we talk strategy, Mansa defines the real issue. Debt is future disposable income already committed to past spending. That's why it feels heavy. Your paycheck arrives already spoken for and your flexibility shrinks before you even start […]

On this week's episode: The Supreme Court does a good thing to keep us on our toes ... Obama outs the aliens in hopes they'll beam him up before it's too late ... And RFK Jr. is the relatable kind of guy you wanna sit down and have a milk with.To support our show on Patreon, go here:patreon.com/skepticratTo hear more from Evil Giraffes on Mars, go here:facebook.com/EvilGiraffesOnMarsGet great deals while supporting the show by checking out our sponsors:mintmobile.com/skepticratgroundnews.com/skepticratquince.com/skepticratauraframes.com (code: SKEPTICRAT)betterhelp.com/skepticratHeadline Sources:Trump's tariffs ruled invalid: https://apnews.com/article/supreme-court-tariffs-trump-0485fcda30a7310501123e4931dba3f9How Mamdani's Income and Property Tax Proposals Could Affect New Yorkers: https://www.nytimes.com/2026/02/18/nyregion/mamdani-millionaire-tax-property.htmlObama says we definitely don't have aliens at Area 51 wink:https://www.cnn.com/2026/02/16/politics/obama-clarifies-alien-comments-scli-intlCortina condom shortage: https://www.thestar.com/sports/olympics-and-paralympics/cortina-condom-shortage-athletes-were-given-10-000-free-condoms-at-the-olympics-they-disappeared/article_6136a95e-d991-4e4d-95c1-332585a3ed00.htmlhttps://youtube.com/shorts/3GF43uY2LkU?si=QOu31kbrpOkUo9W1SHENANIGANS at the Olympics: https://www.startribune.com/feuding-curlers-slushy-ice-and-other-shocking-olympics-scandals/601583262Trump hosts first “board of peace” meeting: https://www.politico.com/news/2026/02/19/trump-gets-his-board-of-peace-even-as-bigger-countries-steer-clear-00789617https://www.theguardian.com/us-news/2026/feb/20/azerbaijan-trump-board-peace-protestorsRFK Jr. and Kid Rock collaborate on MAHA video with hot tub and milk: https://www.thedailybeast.com/rfk-jr-and-kid-rock-bizarrely-strip-off-to-push-maha-agenda/

Most real estate agents set financial goals. Very few set financial goals that actually produce income. In today's episode, we break down the right way to reverse-engineer your income target so you know exactly: • How many listings you need • How many conversations that requires • What your real activity standard must be • Why transaction goals alone don't work • The math behind predictable income If your income still feels inconsistent, the issue probably isn't the market. It's the structure behind your goals. This episode is for full-time agents who want predictable, listing-based income — not hype.

If you've ever thought, "There has to be a way to make money in my private practice besides just seeing more clients," this episode is for you. In this conversation, I'm joined by Jenny Melrose, host of the Practice to Profit podcast, and we dive into what it really looks like to diversify your income as a therapist. We talk about moving from one-to-one work into one-to-many offers, creating resources based on the same questions your clients ask over and over, and building income streams that do not require you to be in the therapy room 40 hours a week. Jenny shares practical ideas like workshops, group programs, retreats, train-the-trainer models, and digital products. We also talk about the importance of growing an email list, using SEO the right way, and how AI can help you create content faster without losing your voice. If you are curious about passive income, scaling your expertise, or simply building a private practice that works for your life instead of running it, you will get a lot out of this one. I'm excited for you to meet Jenny and start thinking differently about what is possible in your practice. Resources Mentioned In This Episode  Watch on YouTube  Use the promo code "GORDON" to get 2 months of Therapy Notes free Consulting with Gordon The PsychCraft Network Meet Jenny Melrose Jenny Melrose helps entrepreneurs stop spinning their wheels and start building profitable, sustainable businesses. As the host of the Practice to Profit podcast, she teaches business owners how to shift from busy work to strategic action using clear plans, simple metrics, and CEO-level decision making. Her work focuses on turning effort into results, without overwhelm or hustle culture. Website Strategic Growth Plan

The “Real Show” Reminder (and why that matters) We kicked off this episode the way we often do—by being real. A quick tech hiccup, a laugh, and the reminder that this is not a polished production pretending to be perfect. It's a real show, with real people, talking about real money decisions. https://www.youtube.com/live/JDkaHi_66d8 And that imperfect start is a perfect picture of what's happening in the Infinite Banking world right now. As Infinite Banking becomes more popular, the internet makes it look clean and effortless: slick graphics, big promises, “hacks,” and fast results. But families don't need more hype. They need clarity. That's why this Nelson Nash Think Tank 2026 recap matters. It's one of the few environments where serious practitioners gather—not to sell—but to refine thinking, challenge assumptions, and protect the integrity of Nelson Nash's original message. If you're a family leader who wants to use the Infinite Banking Concept as a long-term strategy—not a short-term trend—this is for you. The “Real Show” Reminder (and why that matters)What you'll gain from this Nelson Nash Think Tank 2026 recapWhat is the Nelson Nash Think Tank (and why it's different)?Nelson Nash's first rule and the 2026 themeInternal rate of return vs volume in Infinite Banking: what families are hearing onlineWhy “maximum early cash value” can backfire in Infinite Banking policy designModified Endowment Contract (MEC) and the 7-pay test: what to knowHow to choose an Infinite Banking practitioner (and avoid bad advice)“Insurance companies are not banks”: understanding the banking processThink long range as a way of life, not a quick tacticWhere Infinite Banking is headed: young people, AI, and fintechWhat this Nelson Nash Think Tank 2026 recap means for your familyListen to the full episode (Nelson Nash Think Tank 2026 recap)Book A Strategy Call What you'll gain from this Nelson Nash Think Tank 2026 recap In this article, we're pulling back the curtain on what was shared at the Nelson Nash Think Tank 2026—a practitioner-focused environment where the emphasis was think long range, improve policy design conversations, and address the growing confusion created by clickbait marketing and “shortcut” policy claims. Here's what you'll walk away with: What the Think Tank is (and why it's not a sales event) Why “think long range” was the theme—and why families should pay attention The real issue behind “maximum early cash value” and skinny-based designs How to spot Infinite Banking misconceptions and marketing tactics What's coming with AI and fintech in life insurance—and what isn't changing Practical guidance for families who want to take control of the banking function What is the Nelson Nash Think Tank (and why it's different)? The Think Tank isn't built for the general public. It's designed to sharpen the people who teach and implement the concept. You typically attend as a practitioner, someone in the practitioner program, or as a guest of a practitioner (which can include clients or people considering becoming practitioners). It's also intentionally immersive. The days start early with breakfast, run through sessions into late afternoon, and then continue with dinners, vendor conversations, and deep discussions with fellow practitioners late into the night. You don't go to be entertained. You go to be challenged, stretched, and sharpened. And that matters right now because Infinite Banking has become more searchable, more popular, and—unfortunately—more misrepresented. When something powerful spreads quickly, stewardship matters more. Nelson Nash's first rule and the 2026 theme The theme this year was think long range, and that's not a catchy slogan. It's foundational to the Infinite Banking Concept as Nelson Nash taught it. Short-term thinking is the default posture of our culture. Social media rewards it. Marketing rewards it. Even many financial products are sold with it: “What can you get fast?” “What can you access now?” “How can you win this year?” But Infinite Banking was never meant to be a short-term move. It's meant to be a lifetime strategy. Thinking long range means you're making decisions from the perspective of: building stability, not excitement creating options, not dependence protecting your family's future, not chasing quick wins designing a system that can bless generations, not just solve this month That mindset shift is what separates families who use Infinite Banking wisely from families who get caught in the noise. Internal rate of return vs volume in Infinite Banking: what families are hearing online One of the biggest recurring themes was the temptation to judge policies primarily by internal rate of return (IRR)—especially in the early years. If you've spent any time online looking at Infinite Banking, you've likely seen people argue about illustrations, early cash value, and “best” design strategies. Many of those arguments are framed as if the only goal is maximizing the numbers as quickly as possible. But here's the problem: you can “win” an early IRR argument while losing the long-range strategy. A powerful presentation at the Think Tank used a visual approach—backed by math—to show something families need to hear clearly: focusing on early cash value often creates tradeoffs that reduce your future capacity. There are no solutions—only compromises. And a compromise isn't bad when you understand it. The danger is when someone sells a compromise like it's a guaranteed solution. The heart of the point was this: in Infinite Banking, the rate is not nearly as important as the volume of dollars you can control over your lifetime. That's how commercial banks and major financial institutions think. A small return on a massive volume becomes a large outcome. For families, that translates into a different question entirely:How much of what flows through your hands will you capture and control? That question changes everything. Why “maximum early cash value” can backfire in Infinite Banking policy design One of the most popular marketing angles today is the push for “maximum early cash value,” often achieved through skinny-based policies with high PUAs. The pitch usually sounds like this: get as much cash value as possible early so you can “put your money to work somewhere else.” Here's what often doesn't get explained. Some aggressive designs rely on structures that only allow maximum funding for a limited period (for example, seven years). After that funding window ends—often due to IRS rules tied to MEC limits—the rider or structure may drop off, and you can no longer fund in the same way. The common comeback is: “Just start another policy.” But real life isn't a spreadsheet. Starting over can reset efficiency. Health and insurability can change. Income changes. Goals change. Markets change. And a strategy that depends on you repeatedly starting new policies assumes a stability most families simply can't guarantee. The bigger concern is the mindset that this trains: a series of short sprints instead of building a lifelong system. Thinking long range means designing for durability, flexibility, and sustainability—not just speed. Modified Endowment Contract (MEC) and the 7-pay test: what to know You don't need to be a tax expert to understand why MEC rules matter, but you do need to know that they exist—because many “max fund fast” strategies bump up against them. A Modified Endowment Contract (MEC) is a policy that fails IRS funding limits (often related to the 7-pay test). When a policy becomes a MEC, the tax treatment of distributions changes, and it can reduce some of the advantages families expect when they hear “tax favored.” That's why certain policy designs are built around managing those limits—sometimes by using structures that give you a short window of maximum funding. The key takeaway is simple: if someone is promising “perfect” early cash value without explaining tradeoffs, funding limits, and long-term implications, you're not being educated. You're being marketed to. And marketing can be expensive. How to choose an Infinite Banking practitioner (and avoid bad advice) As Infinite Banking grows, a disappointing trend has emerged: clickbait content designed to stir controversy or attract attention. Some marketers now lead with “what's wrong with IBC” as a hook—even while selling it—because negativity generates clicks. That kind of infighting confuses families and erodes trust. So what should you watch for? Red flags to take seriously Be cautious if someone says or implies: “You don't have to make premium payments.” “These aren't premiums, they're deposits” (without clear explanation that it's life insurance). “You'll get cars for free if you do this long enough.” “This is the only policy design that works.” “You're borrowing at X and earning Y so you're losing money” using simplistic one-year comparisons. Another red flag: when someone makes you feel urgency—like you must act now without fully understanding what you're buying. If it feels too good to be true, your intuition is likely picking up on something real. A healthier question to ask Instead of asking, “How fast can I get cash value?” ask: “How will this policy design serve my family over decades?” “How long can I realistically fund this?” “What compromises are being made to get early access?” “How does this fit into my long-term cash flow strategy?” That's how you protect yourself—and how you start thinking like the kind of leader this strategy requires. “Insurance companies are not banks”: understanding the banking process Insurance companies have been emphasizing that they are not banks. That's true.

Will Barton from High Dividend Opportunities shares their strategy (0:20) Contextualizing the yield conversation (7:15) Fixed income and equity portfolios (12:00) ETFs vs CEFs (15:00) AGNC preferred stock (17:30) Earnings, cash flow statements protect dividends (21:30) Dividend cuts can surprise you (24:40) Retirement essentials (28:00) Income investing challenges and benefits (41:00)Episode transcriptsFor full access to analyst ratings, stock quant scores and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

In this repost episode of the Awake & Winning Podcast, Kaylor Betts sits down with Jessica Bennett for a Sovereign Session that connects health, truth, and personal responsibility. Jessica shares how COVID-19 became the "straw that broke the camel's back," pushing her from compliance to questioning the narrative—and how her medical background helped her spot what wasn't adding up. She opens up about healing her Vermont-rooted "farm-to-table" foundations, recovering from Boise-based life stress, and navigating Hashimoto's disease through root-cause strategies, lifestyle shifts, and long-term consistency. The conversation lands on sovereignty: how to reclaim agency over your body, your beliefs, and your income—by building a skills-based online business that creates real impact.     Episode Highlights: awakening moment, propaganda vs truth, traditional values, root-cause healing, autoimmune recovery, stress and nervous system, clean living foundations, perimenopause and hormones, women's health education gaps, body fat and brain fog fixes, coaching as sovereignty, pay-to-pay-attention mindset     Takeaways:   Question narratives without outsourcing your intuition Genetics aren't destiny when environment and habits change Sleep, food, movement, light, and stress are non-negotiables Healing is layered and takes consistency over perfection Women deserve real education on hormones and perimenopause Paying for support increases commitment and follow-through Build sovereignty by turning your skill into a clear solution     If this episode lit a fire under you, don't keep it to yourself. Screenshot it, throw it up on Instagram, and tag @thekaylorbetts or @bettsnation so we can share the love. And hey, if you're vibing with the show, take 30 seconds to drop us a 5-star review, it helps us reach more freedom-loving legends like you.   _____________________________   RESOURCES & LINKS MENTIONED IN THIS EPISODE:   Instagram | https://www.instagram.com/thecolbymethod/  Facebook | https://www.facebook.com/thecolbycollective Websites | https://www.thecolbycollective.com/ Book | The Better Baby Book: How to Have a Healthier, Smarter, Happier Baby by Lana Asprey The Adrenal Thyroid Revolution: A Proven 4-Week Program to Rescue Your Metabolism, Hormones, Mind & Mood   _____________________________   SPONSORS: Truly Tallow | https://www.trulytallow.com/ Use code "SUNNYBALLS10" at checkout for 10% off your order _____________________________   IMPORTANT UPDATES:   Join the Betts Nation | https://bettsnation.ca/biz-kb/  Follow Kaylor on Instagram | https://www.instagram.com/thekaylorbetts/ Follow Betts Nation on Instagram | https://www.instagram.com/bettsnation/  Join Kaylor's Newsletter | https://awakeandwinning.lpages.co/optin/  _____________________________   CHAPTERS: 00:00 Intro 03:07 Jessica's awakening story 06:22 "This is propaganda" moment 10:20 Why she went alternative 19:34 Hashimoto's + root-cause healing 24:16 "F*ck my genetics" mindset 33:22 The real health foundation 39:48 From clinic to online coaching 47:07 Perimenopause + hormone chaos 53:08 Pay to pay attention + business model  

Building a Financial Advisory Firm That Puts Clients First: An Inside Look at the Process Meta Description: Discover why Tom Dupree founded Dupree Financial Group in Lexington, Kentucky—focusing on personalized investment management, team accountability, and retirement planning for local clients. For pre-retirees and retirees in Kentucky searching for personalized investment management, understanding the “why” behind your financial advisor matters just as much as the “how.” In this special episode of The Financial Hour of The Tom Dupree Show, Tom Dupree Jr. and Mike Johnson share the founding story of Dupree Financial Group—a journey that began with a simple walk in the woods near Natural Bridge in Kentucky in February 2002 and evolved into a comprehensive wealth management approach designed specifically for Lexington-area retirement investors. The Origin Story: From Brokerage Dissatisfaction to Independent Registered Investment Advisor Tom Dupree recalls the pivotal moment that sparked the creation of Dupree Financial Group. Walking through the woods with his young son James on his shoulders, he realized the traditional brokerage firm model wasn’t aligned with the future he envisioned for his family and clients. “I got this joy, this excitement in my heart thinking about doing this,” Tom explains. “I was in no position to do it at all. I didn’t have any money. Strangely, my banker approved me for a loan to actually go get the office space and get it fitted up. And that fit-up is still the same fit-up we’re using. We have not changed it.” The firm officially opened in 2003, but Tom identifies 2010 as the true beginning of Dupree Financial Group as it exists today. That’s when the firm disassociated from an outside brokerage and became an independent Registered Investment Advisor (RIA). “In 2010, we disassociated ourselves with an outside brokerage firm and became what’s called an RIA, a Registered Investment Advisor, which meant that now we’re not paying 25% of our revenues to an outside firm,” Tom shares. “That enabled us to do a lot more internally, and it really was the beginning of the firm that we know today.” Key Takeaways: Why Dupree Financial Group Started Client-focused mission: Created to serve average retirement investors who wouldn’t necessarily get attention from major brokerage firms Cost structure advantage: Lower overhead means smaller accounts receive meaningful attention and personalized service Local accountability: Designed specifically to respond to clients in Lexington, Kentucky, and the surrounding region Team approach: Built from the ground up to provide collaborative service rather than single-broker relationships Independence: Becoming an RIA in 2010 eliminated the pressure to use proprietary products and allowed true fiduciary responsibility Personalized Investment Management vs. Mass-Market Approaches One of the core distinctions Tom emphasizes is the difference between Dupree Financial Group’s model and the mass-market approach taken by larger national firms. Rather than assigning clients to investment counselors within a large hierarchy, Dupree Financial Group provides direct access to portfolio managers who actually research and select the investments. “When you’re talking to somebody, to one of us, the team that you’re talking to is also the team that is designing your investment portfolio, actually helping pick stocks and bonds to own in the portfolio,” Tom explains. “Now why is that a big deal? Well, when I was with Brand X, they had a guy in New York who was brilliant, and he really was brilliant, and he was a stock picker. You didn’t ever talk to him, but he would publish a list of things that you ought to buy.” That approach failed catastrophically during the 2001-2002 market downturn, when many clients saw portfolios decline 50% with little communication or accountability from their advisors. “It wasn’t so much the fact that everything went down, although that was a big part of it, but it was the lack of communication,” Tom notes. “It was not being willing to be accountable for what really had happened, and they just clammed up.” The Dupree Difference: Direct Access and Transparency Mike Johnson highlights several critical advantages of the Dupree Financial Group model: Team collaboration: Multiple professionals work together on research and portfolio management, producing better outcomes than single-advisor approaches Direct communication: Clients speak directly with the team members who make investment decisions Own investment selection: The firm conducts its own research and calls companies directly rather than relying on buy lists from headquarters Local presence: All revenues stay local and are reinvested in client services rather than flowing to Wall Street firms “The service team is way more aligned with the investment team,” Mike explains. “It’s not two separate functions sitting in the same room.” Investment Philosophy: Focus on Income and Risk Mitigation for Kentucky Retirement Planning Unlike money managers competing to beat specific indices, Dupree Financial Group takes a different approach focused specifically on retirement investors’ needs. This investment philosophy prioritizes income generation and risk mitigation over performance rankings. “We’re not trying to beat any index. We’re just investing in things that we see are good that we think meet our parameters for what we’re looking for,” Tom states. “The why is it’s a focus on risk mitigation, and it’s a focus on income. Those things actually make it pretty easy for us once we tie down the parameters of what we’re looking for.” Mike Johnson references a quote from investment manager Howard Marks that encapsulates a key industry problem: “If you want to be in the top 5% of money managers, you have to be willing to be in the bottom 5% too.” That statement, Mike explains, highlights the perverse incentives created when advisors chase index performance rather than focusing on actual client needs. Real Portfolio Examples: How the Strategy Works The team shares several examples of their investment approach in action: The 6.5% Dividend Stock: “We bought it in June. This company, our listeners would be familiar with. At the time, it had a six-and-a-half percent dividend yield, and the valuation was attractive when you look at the hard assets that they had. We felt some things could go right for the company over the next couple of years. And in the meantime, the stock had gone down significantly, so there was a lot of bad news priced in already. Since then, the stock has gone up to what we thought it would go up to over the next two to four years. It just did it in four months.” The Grocery Company: “We invested in a company the other day—it was a grocery company well known within Central Kentucky. It’s gotten cheap. We just knew it as being a household name that pays a small dividend.” The Clothing Brand: “It’s kind of a clothing company, well-known. It puts out some major, well-known brands. The thing’s gone from a hundred dollars to 30-something, so we decided to take a look there. That one pays a pretty good dividend.” These examples demonstrate the value-focused, income-oriented approach that differentiates Dupree Financial Group from index-chasing strategies. The Team Approach: Building Long-Term Relationships Over Transactions A fundamental principle at Dupree Financial Group is the shift from transactional relationships to ongoing partnerships. Tom explains how his years at major brokerage firms taught him what he didn’t want to replicate. “One thing that I learned in the big firms was that it’s always about the transaction. It’s about the trade,” Tom recalls. “You were constantly having to pursue that trade, do this trade with this client, do that trade with that client. I didn’t want it to be about the trade anymore. I wanted it to be about the relationship.” This philosophy manifests in several concrete ways: Regular review process: Unlike transactional brokerage relationships, Dupree Financial Group built systematic client reviews into the firm’s DNA from the beginning No pressure to sell: Because clients have already committed to the process, meetings focus on education and information rather than sales Team accountability: Multiple team members take responsibility for each client rather than the single-broker model Transparent communication: When investments don’t work out, the team explains why openly rather than avoiding difficult conversations “When our clients come in for a review or they call with a question, they know we’re not trying to sell them anything,” Mike emphasizes. “It’s informational. It’s actually something they can use.” Direct Company Research: An Uncommon Practice One aspect of Dupree Financial Group’s approach that sets them apart is their practice of directly contacting companies they invest in—something Tom notes is rare among medium and small-sized investment advisors. “We do calls with these companies. In some cases, we’ve gone to visit them—the actual company itself that we’re investing in,” Tom explains. “That would’ve been unheard of in our previous setup. A big part of what we do is talk to the clients—I say clients, the businesses that we invest in. We talk to them, we want to find out what they’re doing, learn a little bit about management and do the best we can to really do our due diligence.” This hands-on research approach provides insights that buy lists and analyst reports simply cannot match. Four Generations of Financial Service: The Dupree Family Legacy The commitment to serving clients runs deep in the Dupree family history. Tom shares how his grandfather entered the investment business around 1920 in Louisville, Kentucky, selling preferred stock for Louisville Gas and Electric directly to the public before moving into municipal bonds. “My grandfather was the first one of our line that was in the investment business,” Tom explains. “Then my dad got into the business after being in the navy, I think it was around 1955 in Harlan, Kentucky. Then me and now my two sons are in the business.” Tom’s father moved the family to Lexington in 1963 and founded Dupree and Company, which managed municipal bond issues and eventually started the Kentucky Tax Free Mutual Fund in 1979. “Their idea was always to make a thing for clients that the clients could use, that was a retail thing,” Tom notes. “And so I carried that concern for the clients into what I did when we started Dupree Financial Group.” This multi-generational focus on creating client-centered investment solutions forms the foundation of the firm’s culture today. Tom’s sons, Clark and James, are involved with Dupree Financial Group, making the fourth generation of Duprees in the investment business. The Evolution: Early Struggles to Established Success Tom is refreshingly transparent about the challenges of the firm’s early years. After opening in 2003, success didn’t come easily or quickly. “It certainly was frightening during those early days of opening the firm and wondering if anybody would ever show up,” Tom recalls. “We did all these seminars, lots of them, over a hundred. People would show up, and now and then we’d get a client out of it. It took a lot of work.” The firm began regular radio broadcasts around 2008, which helped build awareness and credibility in the Lexington community. But the real transformation came in 2010 with the transition to RIA status. “When we became an RIA, it opened up possibilities for investment options that we didn’t have before,” Mike reflects. “It got the pressure of the heavy hand off to use proprietary products. That hand was always on you. And so that was lifted. It was like the skies opened up that you had this flexibility now.” Mike adds a crucial point about this transition: “At the same time, that was a sobering feeling. Now it was on you. You can’t blame it on anybody. But from our client’s standpoint, that was something that was a positive because the accountability increased for the firm.” Client Retention: The Ultimate Validation Perhaps the strongest validation of Dupree Financial Group’s approach is client retention. Tom notes that the firm keeps clients longer and longer—a testament to the relationship-building model. “We seem to be keeping clients longer and longer, so evidently we did something right,” Tom observes. “Once we got the buggy built, we really haven’t fooled with it much. We’ve tried to do some tweaks here and there, but the basic chassis has served us pretty well.” Why the “Why” Matters for Kentucky Retirement Investors For pre-retirees and retirees evaluating financial advisors, understanding the “why” behind a firm’s approach provides crucial insight into what kind of service you’ll receive. Dupree Financial Group’s founding principles remain consistent today: Serve retirement investors who might not get attention from large brokerage firms Maintain local presence and accountability in Lexington, Kentucky Provide team-based service rather than single-advisor relationships Focus on income and risk mitigation rather than index performance Conduct independent research and select individual investments Build long-term relationships rather than pursuing transactions Communicate transparently about both successes and setbacks As Tom reflects: “It really wasn’t about the investment performance. It’s about the touch, it’s about the accountability, those sorts of things. And that’s the kind of thing we’ve set up. That was what I envisioned when I started this thing—that we would give the clients more of what they should have been getting at the Wall Street firms.” Ready to Experience the Dupree Financial Group Difference? If you’re approaching retirement or already in retirement and want a local financial advisor who prioritizes transparency, accountability, and personalized service, Dupree Financial Group invites you to experience the difference that a client-first approach makes. Schedule your complimentary portfolio review today: Call: (859) 233-0400 Visit: www.dupreefinancial.com Get Personalized Analysis: Request your portfolio consultation Don’t settle for mass-market investment approaches or impersonal service from distant Wall Street firms. Work with a team of Kentucky financial advisors who do their own research, communicate directly with you, and keep your retirement goals at the center of every decision. Explore more insights on Kentucky retirement planning strategies and listen to additional episodes in our Market Commentary archive. Frequently Asked Questions About Dupree Financial Group What makes Dupree Financial Group different from large brokerage firms? Dupree Financial Group operates as an independent Registered Investment Advisor (RIA), meaning the firm doesn’t pay commissions to Wall Street parent companies and doesn’t face pressure to use proprietary products. The team that meets with clients is the same team that researches and selects investments, providing direct accountability and transparency. All revenues stay local and reinvest in client services rather than flowing to distant corporate headquarters. Why did Tom Dupree start his own financial advisory firm? Tom founded Dupree Financial Group in 2003 after 19 years with a major brokerage firm, where he witnessed the limitations of the transactional, sales-focused model. He envisioned creating a firm that would serve average retirement investors with personalized attention, team-based accountability, and a focus on long-term relationships rather than individual trades. The firm became truly independent in 2010 when it transitioned to RIA status. What is the investment philosophy at Dupree Financial Group? Unlike money managers competing to beat specific indices, Dupree Financial Group focuses on income generation and risk mitigation for retirement investors. The team conducts its own research, including direct calls to companies they invest in, and selects individual stocks and bonds based on dividend yield, valuation, and margin of safety rather than trying to match or beat market benchmarks. How does the team approach at Dupree Financial Group benefit clients? The team model means clients receive the collective expertise of multiple professionals rather than relying on a single advisor’s perspective. Multiple team members share responsibility for each client account, improving service levels and ensuring continuity. This collaborative approach produces better research outcomes and provides clients with consistent access to knowledgeable professionals. What types of clients does Dupree Financial Group serve? Dupree Financial Group specializes in serving pre-retirees and retirees, particularly those who might not receive personalized attention from large brokerage firms. The firm’s cost structure allows them to provide meaningful, customized service to clients with retirement accounts of various sizes, with a focus on the Lexington, Kentucky area and surrounding regions. How often does Dupree Financial Group communicate with clients? Regular client reviews are built into the firm’s DNA from the beginning. Unlike transactional brokerage relationships where communication happens only when making trades, Dupree Financial Group maintains ongoing dialogue with clients through systematic review processes. These meetings focus on education and information rather than sales, since clients have already committed to the firm’s investment process. Does Dupree Financial Group charge fees or commissions? As a fee-based Registered Investment Advisor, Dupree Financial Group operates under a fiduciary standard, meaning it’s legally required to act in clients’ best interests. This fee-based structure eliminates conflicts of interest inherent in commission-based brokerage relationships and aligns the firm’s success with client outcomes. Disclaimer: This content is for informational purposes only and does not constitute investment advice. Past performance does not guarantee future results. Please consult with a qualified financial professional regarding your specific situation. The post Why Independent Financial Advisors Choose Income Over Index Performance for Retirement Portfolios appeared first on Dupree Financial.

UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————Money worries steal focus from clinical care, yet most of us were trained to drill, fill, and bill—not to design profit. We take a candid look at why dentists often feel underpaid, then map the path from noisy busyness to calm, predictable income. With Dr Barry Holton's growth lens and Shishir Kudka's financial x-ray, we blend practical production levers—pricing confidence, diary zoning, and strong case acceptance—with the cash flow literacy that keeps a practice breathing.We start by challenging the turnover myth. Higher gross without margin control is a hamster wheel, not a win. Barry shares how fear of rejection drives undercharging, why too many recalls clog chairs, and how a simple follow-up system can uncover a hidden fortune in proposed but uncompleted treatment. Expect real numbers: one two-surgery site sat on £2.4m of diagnosed care. We talk language, team roles, and the discipline of zoning to prioritise high-value care without adding hours.Then we flip the chart to the finance side. Shishir outlines a level-zero toolkit any owner can use today: track gross profit after direct costs, set a margin floor, and run a quick liquidity stress test. We go beyond the profit and loss to cash flow and the balance sheet—because you pay bills with cash, not paper profit. Learn a simple TIPs review for your bank movements—spot trends, irregularities, patterns, and spikes—and see how better receivables, lab negotiations, and expense controls lift margins fast. We also demystify tax timing so you can forecast payments, avoid over-parking cash, and fund growth without surprises.Data quality is the clincher. Generic AI dashboards can tidy messy ledgers into pretty lies. We talk about dental-specific tooling that validates entries, connects clinical and financial views, and delivers a true 360-degree diagnosis so you can reward the right behaviour and intervene early when conversion slips. The outcome is freedom: fewer, better appointments, fees that reflect value, and a practice you steer with confidence.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send a text

You don't retire on account balances. You retire on income. Many retirees feel uneasy as retirement approaches, even when they've saved and invested responsibly for decades. The issue isn't how much you've accumulated. It's whether your assets have been converted into reliable income. In this episode, you'll learn: - Why growth investing alone may not work in retirement - When to begin shifting from accumulation to income - The psychological shift from saving to spending - Why withdrawals create anxiety and income creates confidence - How to replace your job paycheck with a portfolio paycheck If your retirement depends on market performance, you may feel uncertain. But when your portfolio produces dependable income through interest and dividends, retirement can feel steady again. Listen in. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

The final five years before retirement are not maintenance mode. They are leverage years. Small decisions made here can outweigh the previous twenty years of saving and investing. In this episode, James explains why this window is so critical. As your portfolio grows, your returns begin doing more of the heavy lifting than your contributions. That shift changes everything. Panic during a downturn, chase performance at the wrong time, or structure your investments poorly, and you may never capture the growth those final years were meant to deliver.But it is not just about investments. A portfolio alone is not a retirement plan. Income is. How your assets generate cash flow, how you manage sequence risk, and how you structure withdrawals will determine whether your money works for you or against you.Taxes become a central player. In retirement, you gain more control over how and when income shows up. Used intentionally, that control can extend how long your portfolio lasts. Ignored, it can quietly drain more than any market correction.And beyond all of it sits a harder question. What are you actually retiring to. If the spreadsheet is optimized but the life is undefined, the plan has nothing to support.The red zone is not about fear. It is about focus. Get these years right and retirement becomes something you step into with intention, not uncertainty.Learn the tips & strategies to get the most out of life with your money.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Pastor Rob challenges us to rearrange our lives so that God is first—not just in belief, but in practice—because tithing is not transactional, it's relational. As partners in the Kingdom, we reject the voice of mammon and choose open-handed trust, knowing that when we seek first His Kingdom.

Market volatility, gold headlines, and Social Security timing are colliding—and retirees are feeling it. In this episode of The Retirement Key, pulled from this past weekend’s radio show, Abe Abich breaks down why income planning matters more than market predictions. The conversation covers diversification beyond stocks and bonds, building reliable retirement income, planning for longevity, and the real trade‑offs behind delaying Social Security. Through real‑world examples, Abe explains why retirement decisions must balance income, lifestyle, and risk—especially as people transition from saving to spending. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Where do you report the earnings from your single member LLC? Is it on the form 1040? Let's see... Do you have unfiled tax returns that need filing? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit:   / taxrelief   

What if the most powerful career move after 50 starts with a single question: what do I really want now? We dive into that pivot with business mentor and author Patricia Noel Drain, unpacking how women can name their natural gifts, drop perfectionism, and design work that pays and feels right. From classrooms to recruiting to entrepreneurship, Patricia shares the patterns she's seen for decades: brilliant women who've never been asked to define what they do best—and how everything changes when they finally do.We get practical fast. You'll learn how to identify your “ingredients” for fulfilling work, ask for honest validation from people who know you, and turn those strengths into real offers—workshops, coaching, speaking, books, and more. We tackle money head-on: the childhood stories that create money blocks, why pricing for outcomes beats charging by the hour, and how to hear “no” without shrinking. If you've ever hesitated to charge for a talent that feels natural, this is your permission slip to step up and be seen.If you're ready to claim your value, grow your revenue, and do work that fits who you are today, hit play and then tell us the one gift you're finally ready to monetize. Subscribe, share with a friend who needs this, and leave a review to help more women find their next chapter.BioPatricia Noel Drain is the author of 14 books, host of the Stories and Strategies for Women Entrepreneurs Over 50 podcast, and a highly sought-after business mentor who specializes in guiding female entrepreneurs over 50 to step fully into their value and create the income they deserve. With decades of experience in business, education, and personal development, Patricia helps women break free from the fear of starting late, feeling underqualified, or being stuck in unfulfilling careers. She shows them that thriving in business is less about degrees or credentials, and more about uncovering and monetizing their unique gifts. Website https://patriciadrain.com/Social Media FacebookLinked In YouTubeThank you for listening to the V.I.B.E. Living Podcast. If this episode resonated, please like, subscribe, and share it with a woman stepping into her next chapter. Stay connected with Lynnis and explore the V.I.B.E. Living world:

Find a cat bed and some apricots, and prepare to upgrade your chicken! While Jason’s away, we play Embark’s hit game “Arc Raiders”, a multiplayer extraction shooter where people can… be nice to each other? (Most of the time, anyway.) We talk survival tips, resource management, and—to nobody’s surprise—John’s got some opinions on the user interface. Host Brian Warren with panelists Ben McCarthy, John Siracusa, and Chip Sudderth. Brian Warren with John Siracusa, Ben Rice McCarthy and Chip Sudderth.

#785 Want a dead-simple way to stop spinning your wheels and know exactly what to do next in your business — starting today? In this episode, hosts Justin and Tara Williams share a simple but powerful roadmap to remove the overwhelm that stops most entrepreneurs: GPS — Goals, Plan, Systems. They argue that a successful business is really just a well-prioritized, consistently executed to-do list — and GPS is how you decide what actually belongs on that list. You'll learn how to set both big-picture goals (your lifestyle vision) and SMART goals (specific, measurable targets), then reverse-engineer your income goal into monthly, weekly, and daily action items (using a power-washing example to make it practical). Finally, they break down the systems that turn intention into execution — tracking/scorecards, calendaring, routines, accountability, and personal effectiveness — so you can stay focused, adapt fast, and keep moving forward without getting distracted by noise! What we discuss with Justin & Tara: + GPS roadmap overview + Goals, Plan, Systems explained + Big-picture vs SMART goals + Reverse engineering income goals + Breaking goals into targets + Daily to-do list execution + Power washing business example + Tracking with scorecards/KPIs + Calendaring and time blocking + Accountability and habit systems Thank you, Justin & Tara! Check out Millionaire University at MillionaireUniversity.com. To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Find a cat bed and some apricots, and prepare to upgrade your chicken! While Jason’s away, we play Embark’s hit game “Arc Raiders”, a multiplayer extraction shooter where people can… be nice to each other? (Most of the time, anyway.) We talk survival tips, resource management, and—to nobody’s surprise—John’s got some opinions on the user interface. Host Brian Warren with panelists Ben McCarthy, John Siracusa, and Chip Sudderth. Brian Warren with John Siracusa, Ben Rice McCarthy and Chip Sudderth.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs index fund investing really the best path to financial freedom — or is it only effective if you can survive the emotional rollercoaster that comes with it?Most investors are told the same advice: buy the market, hold for decades, and trust long-term averages. And yes… mathematically, it works. But the real question is: can you stick with it when the market drops 20%? Or when you're retired and withdrawing income during a downturn?In this episode of Canadian Wealth Secrets, Kyle Pearce and Jon Orr break down a powerful question many Canadians overlook:Index Fund Investing: Growth Strategy or Income Strategy?They explore why index funds feel simple on paper, why real estate often feels “safer,” and how the best portfolio isn't just the one with the highest average return — it's the one you can actually stay committed to.This conversation dives into:The real reason many investors abandon index funds during market volatilityIndex fund vs real estate: why real estate feels more stable (even when it isn't)How an income investing strategy can reduce emotional decision-makingWhy leveraged investing in Canada looks great in spreadsheets but feels scary in real lifeWhat the 4 percent rule in Canada misses when markets decline during retirementHow to think about diversification, “dry powder,” and building a portfolio that supports long-term income needsIf you've ever wondered whether your RRSP, TFSA, or corporate investments are built for true financial freedom — or just built for average returns — this episode will shift the way you think about investing.

To join our growing community, subscribe to our email list at our webpagewww.podpage.com/the-3-13-men-money-and-marriageCash App $a114johnsonSummaryIn this episode of the 313 Men Money and Marriage podcast, hosts Andrew Johnson, Desmond Douglas, and Greg discuss the current struggle economy, focusing on the challenges faced by individuals in the job market and the emotional toll of financial difficulties. They explore strategies for managing finances, the importance of communication in relationships regarding money, and the significance of celebrating small wins. The conversation emphasizes the need for financial peace and the mental stress associated with financial shortcomings.Takeaways57% of adults cannot afford a $1,000 repair.Income is income; side hustles can be vital.Networking is crucial in job searching.Don't quit your job until you have another one.The emotional toll of financial struggles is significant.Budgeting is essential for financial stability.Communication about finances is necessary in relationships.Celebrating small wins can boost morale.Financial peace means having a buffer for emergencies.Mental stress often outweighs mathematical stress in finances.Navigating the Struggle EconomyJob Market Insights and Strategies"57% cannot afford a $1,000 repair.""Income is income at the end of the day.""Silence breeds shame."Chapters00:00. Introduction to the Struggle Economy02:40 Navigating the Job Market05:26 The Emotional Toll of Financial Struggles08:10 Understanding Financial Shortcomings11:08 The Importance of Emergency Funds13:51 Communication and Financial Transparency16:51 Mental vs. Mathematical Stress19:49 Celebrating Small Wins22:43 Strategies for Stretching Finances25:14 Defining Financial Peace

Pascal Wagner interviews Christopher Nelson about how accredited investors can position their portfolios for 2026 while balancing income, growth, and capital preservation. They unpack the realities of living off portfolio income, including rising healthcare costs, taxes, and the importance of clean financial reporting across entities. Pascal shares how his family's annual expenses increased significantly once depreciation benefits tapered off, prompting a strategic review of asset allocation and liquidity needs Christopher explains how he runs his micro family office like a business, using a structured “evergreen” framework that assigns every dollar a job: growth, income, or capital preservation . He outlines his income pyramid approach, blending qualified dividend ETFs, covered call ETFs, private credit, and real estate to create more resilient cash flow. The conversation also explores position sizing, treasury strategies, gold versus silver, international diversification, and the importance of a personal board of advisors when making large allocation decisions. Christopher NelsonCurrent role: Founder, WealthOpsBased in: Austin, TexasSay hi to them at: https://wealthops.live | https://www.youtube.com/@managingtechmillions | https://www.linkedin.com/in/christopher-nelson-wealthops/ Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit ⁠www.tribevestisc.com⁠ for more info. Try QUO for free PLUS get 20% off your first 6 months when you go to quo.com/BESTEVER  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Most agents think their income is unpredictable.But what if I told you… your calendar already tells the truth about your business?In this episode, I break down a concept that completely changed the way I look atgrowth, structure, and leadership:Your calendar isn't your schedule , it's your business model.After posting a reel about this, my DMs blew up… so I decided to go deeper and unpack why your daily structure predicts your revenue, your stress level, and even your long-term success.If you feel like you're working hard but still riding the roller coaster of inconsistent income… this conversation is going to hit differently.I'm not here to give you another “time blocking hack.”I'm showing you how Agent CEOs actually design their week so revenue becomes predictable, without burnout.Because your goals don't determine your results…Your calendar does.Things I Cover In This EpisodeWhy your calendar is the most honest reflection of your businessHow I can predict income just by looking at someone's scheduleThe difference between reactive calendars vs Agent CEO calendarsWhy inconsistent structure creates inconsistent commissionsRevenue blocks, thinking time, and build time (and why they matter)The real reason time blocking fails for most agentsCalendar boundaries and how they protect your incomeChecklist vs time-blocking systems (for agents who hate rigid schedules)How to create a predictable weekly operating rhythmThe shift from hustle-based schedules → structure-based growthIf this episode made you look at your calendar differently:✔️ Subscribe so you don't miss future Play Bigger episodes✔️ Drop a comment: What's ONE block missing from your calendar right now? ✔️ Share this episode with an agent who feels stuck in reactive mode---

On the show today, we're talking careers and putting ourselves out there! How is it that we are building influence, not just income? We talk about how we see influence, our talents, and how we share them with the world. This convo. slips between the personal and the professional, and per usual, we are keeping it real, real! We know you'll press play and be glad you did!

Income inequality abounds and today's rich are staggeringly rich, implying that tax regimes are giving the wealthy more and more of a pass. Our dig into the numbers suggests the opposite. We ask why so many of the world's international mercenaries hail from Colombia. And despite the signs, Spanish may be reaching its peak in America.Guests and hosts:Callum Williams, senior economics writerCarla Subirana, news editorLane Greene, senior digital editorRosie Blau, co-host of “The Intelligence”Jason Palmer, co-host of “The Intelligence”Topics covered: Taxation, welfare state, inequalityColombia, international mercenariesSpanishGet a world of insights by subscribing to Economist Podcasts+. For more information about how to access Economist Podcasts+, please visit our FAQs page or watch our video explaining how to link your account. Hosted on Acast. See acast.com/privacy for more information.

Income inequality abounds and today's rich are staggeringly rich, implying that tax regimes are giving the wealthy more and more of a pass. Our dig into the numbers suggests the opposite. We ask why so many of the world's international mercenaries hail from Colombia. And despite the signs, Spanish may be reaching its peak in America.Guests and hosts:Callum Williams, senior economics writerCarla Subirana, news editorLane Greene, senior digital editorRosie Blau, co-host of “The Intelligence”Jason Palmer, co-host of “The Intelligence”Topics covered: Taxation, welfare state, inequalityColombia, international mercenariesSpanishGet a world of insights by subscribing to Economist Podcasts+. For more information about how to access Economist Podcasts+, please visit our FAQs page or watch our video explaining how to link your account. Hosted on Acast. See acast.com/privacy for more information.

Today, Jason invite his listeners to the upcoming Empowered Investor Live conference scheduled for May in Irvine, California. He emphasizes a shift toward more personalized content, focusing on specialized real estate strategies like co-living and home equity investments. A primary theme of the episode is the critical importance of data standardization and mastering real estate mathematics to evaluate property performance accurately. To assist with this, Jason strongly advocates for using Property Tracker, a software tool designed to create one-year financial projections and analyze how variables like inflation affect debt. Ultimately, Jason aims to empower investors to become their own best advisors by utilizing free analytical tools and attending educational networking events. #EmpoweredInvestorLive #PropertyTracker #RealEstateMath #InflationInducedDebtDestruction #DebtDestruction #IrvineCA #CoLiving #HomeEquityInvestments #DataStandardization #BeYourOwnAdvisor #IcebergEffect #OneYearProjection #NationwideInvesting #RealEstateInvesting #DataBenchmarking #EmpoweredInvestor #WealthCreation #InvestmentSoftware #FinancialFreedom #InvestmentProforma   Key Takeaways: Jason's intro 0:00 Robert Herjavec: "If you were down to your million..." 2:30 Get the early bird rates at https://empoweredinvestorlive.com/ 4:45 Understand the math. Go to https://propertytracker.com/ and get a FREE account today! Jason's Mastermind presentation 9:29 A few things... 13:14 National payment-to-income ratio 15:11 Number of mortgages by interest rate 21:34 US existing home sales 23:12 I.D.E.AL. and Income investment strength vs. inflation 27:52 Analyze RE deals with a FREE account https://propertytracker.com/ 29:01 Commandment #3 32:05 Comparing assets       Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com