Podcasts about Income

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    Best podcasts about Income

    Show all podcasts related to income

    Latest podcast episodes about Income

    Gym Secrets Podcast
    The Shortcut to High Margin Income. Hormozi Hotline | Ep 984

    Gym Secrets Podcast

    Play Episode Listen Later Dec 30, 2025 23:40


    Welcome to The Game w/Alex Hormozi, hosted by entrepreneur, founder, investor, author, public speaker, and content creator Alex Hormozi. On this podcast, you'll hear how to get more customers, make more profit per customer, how to keep them longer, and the many failures and lessons Alex has learned and will learn on his path from $100M to $1B in net worth.Wanna scale your business? ⁠⁠Click here.⁠⁠Follow Alex Hormozi's Socials:⁠⁠LinkedIn ⁠⁠ | ⁠⁠Instagram⁠⁠ | ⁠⁠Facebook⁠⁠ | ⁠⁠YouTube ⁠⁠ | ⁠⁠Twitter⁠⁠ | ⁠⁠Acquisition ⁠

    Streams of Income
    Season 2: Episode 71: My Appearance on Heavy Metal Money with Chris Luger

    Streams of Income

    Play Episode Listen Later Dec 30, 2025 32:02


    I just love doing podcasts- my own and appearing on others. Here's my appearance on Heavy Metal Money with Chris Luger.   Chris has been on my podcast as well on episode 36. Here's all his info from that episode… I recently met Chris Luger at the very first Unconference in Sarasota FL. The dude looked like my kind of guy- energetic, bald, full of energy. At the conference we got the chance to talk a little about real estate, money, and a shared interest in several heavy metal bands. I wanted to continue that conversation more and really dig into who he is. Man, the levels to this guy run so deep, including commercial realty and a charity he runs that I didn't even know about. Find Chris at… Heavy Metal Money- https://heavymetal.money/  The Luger Foundation- https://www.thelugerfoundation.org/  Merch- https://www.screamingbeaver.shop/   Chris' Resources: Atomic Habits by James Clear- https://amzn.to/4jm5DoB  No Excuses by Brian Tracy- https://amzn.to/3YNJmrw  Secrets of the Millionaire Mind by T Harv Eker- https://amzn.to/3EDt9OW  Best Starter Heavy Metal- AC/DC Back in Black https://amzn.to/4cPsUNh    Things mentioned in the show: QBQ- https://amzn.to/4cQaLz1  Mr. Money Mustache- https://amzn.to/3GnbueK  Dave Ramsey- https://amzn.to/42MB70k  --- Click here to change your life- http://eepurl.com/gy5T3T   Hit me up for a one-on-one brainstorming session- https://militaryimagesproject.com/products/brainstorming-session-1-hour    Check out my Linktree for different ways to rock your world! https://linktr.ee/ruggeddad    Check out the sweet Hyper X mic I'm using. https://amzn.to/41AF4px    Check out my best-selling books: Rapid Skill Development 101- https://amzn.to/3J0oDJ0 Streams of Income with Ryan Reger- https://amzn.to/3SDhDHg Strangest Secret Challenge- https://amzn.to/3xiJmVO This page contains affiliate links. This means that if you click a link and buy one of the products on this page, I may receive a commission (at no extra cost to you!) This doesn't affect our opinions or our reviews. Everything we do is to benefit you as the reader, so all of our reviews are as honest and unbiased as possible. #passiveincome #sidehustle #cryptocurrency #richlife

    Good Girls Get Rich Podcast
    From Experience to Income: How to Turn Your Life's Work Into a High-Value Offer

    Good Girls Get Rich Podcast

    Play Episode Listen Later Dec 30, 2025 7:44


    You already have everything you need to create a high-income offer. In this bonus episode of the Rich Woman Reset, Karen Yankovich shows you how to turn your career experience, lived wisdom, and natural brilliance into a high-value offer — without starting over, adding another certification, or building a side hustle. This episode is for women who have spent years mastering their craft and are ready to be well paid for what they already know. You'll learn why high-income offers are not built from perfection, but from pattern recognition — and how to package your expertise in a way that attracts aligned, premium clients.   In this episode, we explore: Why women often wait too long to charge what they're worth How to identify the expertise you've been using for years (without realizing it) The Rich Woman Offer Formula: expertise, outcome, process, identity, and visibility Why confidence and identity dramatically increase the perceived value of your offer Real examples of turning experience into consulting, advisory, and VIP-style offers This is not about hustle. It's about alignment, clarity, and stepping into the identity of a woman who knows her value. If you're feeling the pull to finally claim the offer you've been carrying for years, this episode will help you see what's possible — and what's already within reach.   Resources Mentioned In The Episode: Learn more about The Visibility Salon: https://visibilitysalon.com Catch the full Rich Woman Reset playlist: https://karenyankovich.com/richwomanreset Check out The Glow Up Audio Experience: https://www.KarenYankovich.com/glowup    Help Us Spread The Word! It would be awesome if you shared the Good Girls Get Rich Podcast with your fellow entrepreneurs on Twitter. Click here to tweet some love! If this episode has taught you just one thing, I would love if you could head on over to Apple Podcasts and SUBSCRIBE TO THE SHOW! And if you're moved to, kindly leave us a rating and review. Maybe you'll get a shout out on the show!   Ways to Subscribe to Good Girls Get Rich: Click here to subscribe via Apple Podcasts Click here to subscribe via PlayerFM Good Girls Get Rich is also on Spotify Take a listen on Podcast Addict

    The Game On Girlfriend Podcast
    313. But What About the Money? Why Your Nervous System Determines Your Income

    The Game On Girlfriend Podcast

    Play Episode Listen Later Dec 30, 2025 27:54


    Turning the calendar doesn't reset your nervous system. All the vision boards in the world won't rearrange your limiting beliefs about money. So what about the money? In this final episode of 2025, I'm getting vulnerable about the money fears that keep women entrepreneurs stuck financially—including my own. You'll hear exactly what happened when I confronted my hidden fear: "If I become truly wealthy, will people think I'm a bad person?" The truth? You can only earn at the speed of safety. When your nervous system feels unsafe, you physically cannot show up at the level required to grow your business. This isn't about resolutions. This is about transformation. And it starts here.   What You'll Learn - Why your nervous system determines your income - The Money Fear Framework (3 steps to address blocks) - How to calm your nervous system in minutes - Real client story: dissolving fear around $10K/month goal - The tool I used to manifest my life partner—now applied to wealth - What to do when new income levels trigger your nervous system - Why your gifts were meant to support you financially   FREE NEW YEAR'S DAY WORKSHOP:  Join me for "But What About the Money?"- a live workshop where we'll: Look at what needs to shift for you to make more money in 2026 Identify what you're actually afraid of around expansion Learn practical nervous system regulation tools Get coached directly on your specific money blocks   Ready to start 2026 with clarity, courage, and financial alignment? Register here: [INSERT WORKSHOP LINK]   RESOURCES MENTIONED: - Effortless Sales: https://sarahwalton.com/effortless-sales - The Abundance Academy: https://sarahwalton.com/abundance-academy - Freedom Calculator: https://sarahwalton.com/freedom   RELATED EPISODES YOU MIGHT LOVE: - Episode 263: How Your Nervous System Shapes Your Money Habits with Stephanie Crochet - https://sarahwalton.com/nervous-system-regulation/ - Episode 197: Money Beliefs That Hold You Back from Making More - https://sarahwalton.com/money-beliefs/ - Episode 98: "You Shouldn't Charge for What You Do." Um, WHAT? - https://sarahwalton.com/shouldnt-charge/    CONNECT WITH SARAH: Website: https://sarahwalton.com/podcast  YouTube: https://www.youtube.com/@TheSarahWalton Instagram: @thesarahwalton   This isn't about motivation that fades by January 3rd. This is about an inside-out transformation that creates lasting change.   From my heart to yours, from my family to yours: Happy New Year!   Whether you're brand new to the Game On Girlfriend® podcast or you've been listening for years—welcome. This episode will help you understand why internal transformation matters more than motivation when it comes to building wealth.   **About Sarah Walton:** Sarah Walton is a business coach, podcast host, and mentor who helps women entrepreneurs build businesses they love. She's the creator of the Abundance Academy, Effortless Sales, and the Game On Girlfriend® podcast. Sarah's mission is to put more money in the hands of more women while teaching authentic, heart-centered business strategies.   Thank you so much for listening. I'm honored that you're here, and I'd be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Then, we'll get to inspire even more people! (If you're not sure how to leave a review, you can watch this quick tutorial.)  

    Win Make Give with Ben Kinney
    Balancing Saving and Investing: Mindset Matters More Than Income

    Win Make Give with Ben Kinney

    Play Episode Listen Later Dec 29, 2025 40:26


    Chad Hyams and Bob Stewart delve into the psychology of saving versus investing, discussing how early money beliefs shape financial mindsets. They explore personal stories and lessons learned about money, offering insights into shifting from a saver mentality to an investor mindset. Highlighting the importance of mindset changes, they encourage listeners to reevaluate their financial habits using actionable steps such as prioritizing investments and seeking guidance. The episode emphasizes making informed financial decisions and the impact of these choices on future generations, encouraging a focus on learning and growth in financial literacy. ---------- Connect with the hosts: •    Ben Kinney: https://www.BenKinney.com/ •    Bob Stewart: https://www.linkedin.com/in/activebob •    Chad Hyams: https://ChadHyams.com/ •    Book one of our co-hosts for your next event: https://WinMakeGive.com/speakers/   More ways to connect: •    Join our Facebook group at www.facebook.com/groups/winmakegive •     Sign up for our weekly newsletter: https://WinMakeGive.com/sign-up •     Explore the Win Make Give Podcast Network: https://WinMakeGive.com/   Part of the Win Make Give Podcast Network

    BLACK ENTREPRENEUR BLUEPRINT
    Black Entrepreneur Blueprint 602 - Jay Jones - Do THIS in 2026 and Watch Your Income Explode

    BLACK ENTREPRENEUR BLUEPRINT

    Play Episode Listen Later Dec 29, 2025 17:07


    In this powerful episode of the Black Entrepreneur Blueprint, Jay Jones breaks down the single most important focus for entrepreneurs in 2026 — mastering artificial intelligence as a growth engine. You'll discover: What AI really means for entrepreneurs (beyond the hype) Why ignoring it will put you behind your competitors faster than ever How to start using AI right now to get more customers, reduce costs, and scale with less stress If you're serious about winning in 2026 and beyond, this episode is your wake-up call. Those who leverage AI will lead. Those who don't… will get left behind. Tune in now.

    Exit Strategies Radio Show
    EP 223: Retire Before You Expire: Mastering Non-Traditional Wealth with Shateka Husser

    Exit Strategies Radio Show

    Play Episode Listen Later Dec 29, 2025 32:00


    A New Year, A New Financial BlueprintWhat if the new year wasn't about resolutions—but about real financial positioning?As we step into a new year, this episode challenges the idea that retirement is tied to age and introduces a smarter way to think about income, protection, and legacy. Financial strategist Shateka Husser joins the show to break down how early planning, disciplined structure, and education can help families build tax-efficient income and long-term security—starting now, not decades from now.This is a timely New Year conversation about resetting your mindset, reclaiming control of your finances, and committing to legacy building in the year ahead. If you've been relying solely on your 401k or Social Security, this conversation is a wake-up call to the "unconventional wisdom" used by the wealthy to build legacies that last.Key Takeaways[04:21] The Social Security Myth: Why relying on government systems is a risk and how to close the "60% income gap" that most W-2 employees face at retirement.[09:47] The Tax Code Trap: Understanding why traditional accounts (401k, 403b, IRA) are written for the employer, not the employee, and how to pivot to IRS Code 7702.[10:48] Be Your Own Bank: A deep dive into the Infinite Banking Concept and how permanent cash value policies allow you to "eat the cookies and still have them grow."[15:15] Living Benefits vs. Death Benefits: Why you need a policy you can use while you're alive to pay off debt and fund investments like real estate or business ventures.[20:31] The "HIT" List: The three major termites that destroy retirement: Healthcare, Inflation, and Taxes—and how to protect your portfolio against them.[28:16] Retirement is an Income, Not an Age: Why Shateka advises against quitting your job too early and how to use your 9-to-5 as a "sponsor" for your ultimate freedom.Legacy Moment TakeawaysLegacy starts with structure, not age. Waiting until retirement age delays the opportunity to build income, protection, and options for the next generation.Connect with Shateka:Website: Shateka.comEmail: info@shatekahusser.comInstagram: https://www.instagram.com/shatekahusserofficial/?hl=enConnect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.

    The Money Advantage Podcast
    How Much Do I Need to Retire? Rethinking the Number, the Risk, and the Cash Flow

    The Money Advantage Podcast

    Play Episode Listen Later Dec 29, 2025 42:55


    The Couple With $8.5 Million… and One Salad “Bruce, I'm afraid we're going to run out of money.” He had over $8.5 million across different accounts. They were in their early 70s. On paper, they were far ahead of where most people ever get. https://www.youtube.com/live/L4phmdaJydw But his fear was so real that when they went out to dinner, his wife shared a salad instead of ordering her own—because he was afraid they “couldn't afford” it. This is what we see over and over again. People obsess over the question “how much do I need to retire?”They chase a number.They hit that number—or get close to it.And still feel anxious, fragile, and uncertain. The problem isn't just the money.The problem is the model. The Couple With $8.5 Million… and One SaladWhy “How Much Do I Need to Retire?” Is the Wrong First QuestionHow Much Do I Need to Retire? Why That Question Is MisleadingRetirement Cash Flow vs Nest Egg: What You Really NeedSequence of Return Risk in Retirement: Why Timing Matters More Than AveragesBuilding a Retirement Buffer Account to Protect Your PortfolioHow a buffer account protects your retirement portfolio:The LIFE Acronym for Retirement Planning: Liquid, Income, Flexible, EstateProblems With Traditional Retirement Planning and the 4 Percent RuleRedefining Retirement: Gradual Retirement vs Traditional “Out of Service”Cash-Flowing Assets and Alternative Investments for Retirement Cash FlowUsing Whole Life Insurance in Retirement for Guarantees and FlexibilityHow Much Do I Need to Retire? Rethinking the Real QuestionListen to the Full Episode on How Much Do I Need to RetireBook A Strategy CallFAQ: How Much Do I Need to Retire?How much do I need to retire comfortably?How do I know if I have enough to retire?What is sequence of return risk in retirement?What is a retirement buffer account?Is whole life insurance good for retirement income?How can I create guaranteed income in retirement without a pension?How much income do I need in retirement each month?How can my retirement plan serve future generations? Why “How Much Do I Need to Retire?” Is the Wrong First Question If you've ever typed how much do I need to retire or how much money do I need to retire into Google, you're not alone. The financial industry has trained us to believe that the right “number” equals security. But that question is incomplete. It ignores: How long you'll live How much you'll actually spend How many emergencies will show up What taxes and inflation will do What sequence of returns your investments will experience In this article, Bruce and I will help you: Understand why “how much do I need to retire” is the wrong question to start with See the difference between retirement cash flow vs nest egg Grasp sequence of return risk in retirement with simple examples Learn how a retirement buffer account can protect you Use the LIFE acronym for retirement planning (Liquid, Income, Flexible, Estate) Explore cash flowing assets, alternative investments, and whole life insurance in retirement Rethink retirement itself—from an “out of service” event to a purposeful, gradual transition My goal is to empower you to take control of your financial life with clarity, not fear. How Much Do I Need to Retire? Why That Question Is Misleading The classic commercial asked, “What's your number?” People walked around carrying a big orange figure that supposedly represented what they needed to retire. Here's the problem: That number assumes: A set rate of return A set withdrawal rate No major disruptions And that you won't touch your principal But real life is not a straight-line projection. When you ask how much do I need to retire, you're usually really asking: “How can I have enough cash flow for as long as I'm alive, without living in fear?” The issue is not just how much you have—it's how that wealth behaves under stress and how it converts into dependable income. Retirement Cash Flow vs Nest Egg: What You Really Need Traditional planning focuses on accumulation: “If I can just get to $X million, I'll be fine.” But what you actually live on is cash flow, not the size of your account statement. You need to know: How much income do I need in retirement each month? Which part of that income is guaranteed and which part is variable How that income will behave if markets drop or inflation spikes If you have $2 million but no idea how to turn that into reliable, sustainable cash flow, you will feel fragile. If you have a mix of guaranteed income in retirement plus flexible cash flowing assets, even a smaller nest egg can feel much more secure. The question isn't just how much money do I need to retire, but how do I design cash flow that will last? Sequence of Return Risk in Retirement: Why Timing Matters More Than Averages The industry loves to tell you that “the market averages 10% over time.” That's nice trivia—but it's not how your life works. If you're accumulating, you can ride out the ups and downs.If you're retired and pulling money out, the sequence of returns can make or break you. Here's a simple illustration: Start with $100,000 Year 1: -20% → now you have $80,000 Year 2: +20% → now you have $96,000 The average return is 0% (-20 + 20 / 2).But your actual money is down $4,000. Now imagine that on top of the losses, you're pulling out 4–6% per year to live. Suddenly, the portfolio has to recover the market loss and everything you withdrew. That's sequence of return risk explained with examples—and why relying solely on averages is dangerous. Building a Retirement Buffer Account to Protect Your Portfolio One of the most powerful ways to address sequence of return risk in retirement is using a retirement buffer account. The idea is simple: When markets are down, you do not take distributions from your volatile assets. Instead, you live off a separate, safe buffer of liquid capital. This buffer could be: Cash in the bank CDs or other stable vehicles Cash value in a well-designed whole life insurance policy How a buffer account protects your retirement portfolio: It gives your market-based assets time to recover It reduces the risk of selling low during downturns It lowers emotional stress when headlines scream “market crash” You're no longer forced to sell when everything is on sale. The LIFE Acronym for Retirement Planning: Liquid, Income, Flexible, Estate To make this practical, we often walk clients through the LIFE acronym for retirement planning: L – LiquidHow much “15-minute money” do you need to feel comfortable? This is money you can access quickly for emergencies or peace of mind—not dependent on your cash flow plan. I – IncomeHow much income do you need each month? How much of that would you like guaranteed? This is where retirement income planning really happens. F – FlexibleThis is liquid money that's not earmarked for emergencies or core living expenses. It's for things like trips, special projects, and helping kids or grandkids. It's the “I can do this without stress” bucket. E – EstateHow much do you want to leave behind, and in what form? This is where how to make your retirement plan serve future generations becomes part of the design. A well-designed mix of cash, whole life insurance, and other assets can touch every part of LIFE: Liquid, Income, Flexible, and Estate. Problems With Traditional Retirement Planning and the 4 Percent Rule Traditional planning often rests on: A withdrawal rule (4% or 5%) Market-based portfolios Historical averages and Monte Carlo simulations But as Bruce mentioned: A 100-year average doesn't matter if you're retired for 20 years Inflation erodes real purchasing power Market volatility plus withdrawals increase fragility Focusing only on accumulation creates emotional anxiety This is why cash flow vs accumulation in retirement planning is such an important shift. When you're not dependent on markets going up every year just so you can eat, your whole experience of retirement changes. Redefining Retirement: Gradual Retirement vs Traditional “Out of Service” Nelson Nash used to remind us: Retirement, by definition, means “taken out of service.” Most of us don't want to be taken out of service; we want to stay useful, engaged, and purposeful. Instead of a hard stop at 65, consider redefining retirement as a gradual retirement vs traditional retirement: Negotiating part-time work or consulting Reducing hours instead of walking away completely Staying in the game mentally, physically, and relationally We've seen engineers move to 10 hours a week, seasoned professionals mentor younger staff, and business owners step back from daily operations while still contributing. Purposeful work, even part-time, can: Supplement your retirement income Reduce pressure on your portfolio Keep you sharp and connected Retirement doesn't have to mean being benched. Cash-Flowing Assets and Alternative Investments for Retirement Cash Flow Another powerful way to support retirement is shifting some focus from growth-only assets to cash flowing assets for retirement. Examples include: Dividend-paying stocks Real estate (direct ownership or funds) Private lending Certain alternative investments for retirement For accredited investors, there are a variety of alternative investments for retirement cash flow: Multifamily apartment funds Industrial and distribution center funds Certain energy or infrastructure programs Technology and telecom infrastructure (like tower or data assets) These are not guaranteed and require careful due diligence, but they're often backed by real underlying assets and designed with yield in mind.

    The Iced Coffee Hour
    “I Regret Nothing!” Clavicular Exposes The Dark World Of Looksmaxxing, Attraction & Extreme Surgery

    The Iced Coffee Hour

    Play Episode Listen Later Dec 28, 2025 115:54


    Bevel: Try one month for FREE at https://www.bevel.health and use code ICED! Cozy Earth: Luxury bedding & loungewear - use code ICH for up to 40% off at https://cozyearth.com Helium Mobile: Sign up (even for the FREE plan) & get $10 in Cloud Points with code COFFEE: https://app.heliummobile.com/o6WA/4jq Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow Clavicular Here: On Instagram - https://www.instagram.com/clavicular0/?hl=en On TikTok - https://www.tiktok.com/@kingclavicular On X - https://x.com/Clavicular0?lang=en Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Apply for The Index Membership: https://entertheindex.com/ Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:56 - Platforms he's banned from 00:03:18 - Why people think looks don't matter 00:03:55 - His most vs least attractive features 00:05:33 - Why he started looksmaxxing 00:09:46 - His end goal 00:11:55 - Intelligence maxxing 00:13:02 - What to do after reaching your goal 00:19:55 - Sponsor - Bevel Health 00:23:14 - Achieving maximum physical attractiveness 00:24:07 - The halo effect 00:25:28 - When his looks will peak 00:28:21 - Risks of cosmetic procedures 00:35:18 - “Pills” and “maxxing” terminology 00:37:27 - What “subhuman” means 00:39:15 - Sponsor - Cozy Earth 00:40:48 - Why he became so popular 00:49:28 - Things he would NOT recommend 00:50:30 - What's considered “too far” 00:51:52 - Soft maxxing explained 00:53:13 - Workout for Ideal physique 00:54:16 - Looksmaxxing advice for Jack and Graham 01:00:31 - Thoughts on Botox 01:02:48 - Injection controversy 01:03:40 - Sponsor - Helium 01:05:01 - Sponsor - Shopify 01:06:26 - Greg Doucette questions 01:10:15 - Thoughts on Greg Doucette and Togi 01:12:46 - How much clothing affects looks 01:16:33 - Is the goal status-related? 01:19:56 - Worst mistakes men make 01:20:59 - Is he misunderstood? 01:21:48 - Valid criticism 01:23:09 - Monotone on podcasts vs streams 01:24:09 - What is bonesmashing? 01:26:02 - Has he gone to therapy? 01:28:56 - Status vs money vs looks 01:29:41 - Is he good with women? 01:32:22 - Morality of what he promotes 01:32:50 - Has he ever been in love? 01:39:11 - Last time he felt sadness 01:40:17 - Biggest insecurity 01:41:59 - Should men cry? 01:42:56 - Advice on life maxxing 01:44:33 - Income and revenue streams 01:48:18 - Tier list *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

    at home in my head
    Access vs. Income: The AI Creativity Paradox

    at home in my head

    Play Episode Listen Later Dec 27, 2025 57:11


    AI has kicked open the gates of creative expression, letting millions make art, music, and images who never had the chance before. But for working artists, the story gets more complicated.In this episode, we walk the tightrope between empowerment and erosion—between celebrating access and acknowledging loss.Because for every person finding their voice, there's someone losing a paycheck.

    Financial Safari with Coach Pete
    Can Your Retirement Survive a Market Shock? The Income Test Most Plans Fail

    Financial Safari with Coach Pete

    Play Episode Listen Later Dec 27, 2025 50:28


    Coach Pete and the crew break down what really matters in retirement — dependable income, handling market volatility, and designing a lifestyle that actually works. They explain why stress-testing your plan and having a smart glide path into retirement can mean the difference between confidence and constant worry. This episode calls out common retirement mistakes and shows how the right strategy lets you enjoy life without stressing every time the market moves.See omnystudio.com/listener for privacy information.

    Coach Carson Real Estate & Financial Independence Podcast
    #467: Should I pay down debt or buy more rentals? (Best of CC)

    Coach Carson Real Estate & Financial Independence Podcast

    Play Episode Listen Later Dec 26, 2025 17:52


    ⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: https://www.coachcarson.com/rpm  

    Investing Insights
    9 Top ETFs for Income Investors That Stood Out in 2025

    Investing Insights

    Play Episode Listen Later Dec 26, 2025 23:03


    This week, we're looking back at three discussions we held earlier this year on Investing Insights about exchange-traded funds that income investors might find attractive. Morningstar ETF specialists, Bryan Armour and Dan Sotiroff, talked about dividend, bond, and covered-call ETFs in 2025.Subscribe to Morningstar's ETFInvestor Newsletter.On this episode:00:00:00 Welcome00:01:33 Dividend investing can result in exposure to factors like value, quality, and low volatility. Can you briefly explain one, what is factor investing, and then where do dividend ETFs typically land?00:03:21 How do you find a dividend ETF that provides the optimal, or just rightamount, of factor exposure? And what should appear on our checklist? 00:04:40 Four dividend ETFs hold Morningstar's Medalist Rating of Gold. Let's start with the two dividend growth ETFs from Vanguard that hold these marks.00:05:17 Explain why Vanguard's top dividend income strategy also impressed Morningstar analysts.00:06:07 The final and fourth Gold-rated dividend ETF mixes both income and growth strategies. Talk about the one from Schwab.Bond ETFs are having a banner year. Why are investors turning to these investments?00:09:01 What makes a core bond ETF a solid portfolio building block?00:10:02What's the top idea that's received high marks from Morningstar?00:11:39We're shifting from the least risky to the next level up, core-plus. What do these bond ETFs typically offer that an index-tracking ETF does not?00:11:21 Can you tell us one intermediate core-plus bond ETF that's earned a Gold rating from Morningstar?00:11:56 Multisector bond ETFs take on a bit more risk than the previous two categories, and that comes with an expectation of more income. Should income investors skip the others and start here?00:13:11It'stime for the third top idea. What multisector bond ETF should folks consider?00:13:36 High-yield bond ETFs are the riskiest among the categories we're discussing today. What additional risks are investors taking on for the juicy yields?00:14:42 Morningstar does not currently rate any actively managed high-yield bond ETFs. Is there one that income investors should watch?00:16:41What's making covered-call ETFs so popular in 2025?00:17:09 Their yields lookvery high. What is driving them?00:18:31 What types of trade-offs are investors making?00:19:51 Which covered-call ETFs do Morningstar analysts consider a solid choice for investors, and why?  Watch more from Morningstar:Where to Invest in 2026 After This Year's Market Volatility LINKWhy Betting Against Nvidia in the AI Arms Race Could Be a MistakeHere's What Your Retirement Spending Rate Should Be in 2026 Follow Morningstar on social:Facebook https://www.facebook.com/MorningstarInc/X https://x.com/MorningstarIncInstagram https://www.instagram.com/morningstarinc/?hl=enLinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Jake for the State Podcast
    Adam Holley - Challenging SB 836

    Jake for the State Podcast

    Play Episode Listen Later Dec 26, 2025 51:21


    Are primaries unconstitutional? This is the point Adam Holley intends to make with his case filed against the Oklahoma Secretary of State and the Oklahoma State Election Board. This case is now heading to the U.S. Supreme Court.  In the meantime, he has filed a second case challenging State Question 836 which seeks to establish an open primary in Oklahoma.  Find out how and why Adam is going to such great lengths to make this very consequential point concerning primary elections.      And check out my amazing sponsors!    Motus Health - (405) 494-0165  https://motushealth.com   This is where my wife and go for a reason!  They offer the best in chiropractic care and true functional medicine.   They are currently helping people who may be suffering with: Neuropathy Frozen shoulder Degenerated & Herniated Discs TMJ & jaw pain Weight Loss Autoimmune Disorders Gut Health Fibromyalgia Headaches & Migraines Trigeminal Neuralgia Knee Pain And more!! https://motushealth.com     Michael Mcguire with McGuire Capitol "Your confident financial future starts here!" Michael prides himself on providing retirement income strategies to Bethany, OK and the surrounding communities. He will take a look at your assets — including everything from your bank accounts, pension, and Social Security benefits, to your estate plans, wills, taxes, insurance policies and more. His end goal is to help create financial clarity and to promote multi-generational wealth. He offers: Insurance planning Beneficiary review Retirement planning Financial needs analysis Analysis of present and future expenses Income planning  https://mcguirecap.com   Stevens Trucking Stevens Trucking maintains over 350 power units in our fleet so we ensure our customers and drivers always have top of the line equipment With over 1,600 trailers, we are able to offer a drop-and-hook solution to keep your freight moving quickly and secure. While also helping our drivers get extra miles so they can keep on pullin' more loads. https://stevenstrucking.com

    Real Talk With Gary - Real Estate Investing
    Active Income Carries You When Your Rentals Don't - Sarah Larbi EP 301 Pt 2

    Real Talk With Gary - Real Estate Investing

    Play Episode Listen Later Dec 26, 2025 34:37


    Active Income Carries You When Your Rentals Don't - Sarah Larbi EP 301 Pt 2   Previous guest Sarah Larbi, multi stream investor, mentor, podcast host popped down to the new studio to join me  in a raw, uncut conversation to discuss what mistakes she's made over the past few years, after turning to real estate investing full time in 2020…what a time to leave your corporate job and survive on entrepreneur income! UNE IN!   Some of her biggest mistakes; mistake other investors made and whether they're going to get back in the game; where she things the market is headed in 2026; how her relationship ending after 20 year propelled her into huge growth; her interest in fitness taking on a more dedicated path; what are mid-term rentals and how it's providing Sarah with predictable, reliable income; Inspired Beach Resort, and how it will add to her portfolio; and MORE!   And in Part 1 Gary shares a tip of the week on how to change your behaviour!   Contact:  http://sarahlarbi.com  Sarah@sarahlarbi.com    This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com   Other Links: Private Investing, visit https://deep-pockets.ca   Tags:  #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #entrepreneur, #explicit, #marketupdate, #survival, #purpose, #mindset, #mortgages, #success, #investingincome

    Afford Anything
    [I] Why Young Investors Focus on the Wrong Things [GREATEST HITS]

    Afford Anything

    Play Episode Listen Later Dec 24, 2025 47:20


    #673: Welcome to Greatest Hits Week – five days, five episodes from our vault, spelling out F-I-I-R-E. Today's second letter I stands for Investing. This episode originally aired in April 2022, but the framework remains one of the most practical guides we've shared for building wealth at any age. Nick Maggiulli joins us to reveal why most young investors obsess over the wrong metrics — and shares his Save-Invest Continuum that shows exactly when your savings beat your investment returns, and when that changes.  _____ When Nick Maggiulli was in his twenties, he spent countless hours obsessing over his investment portfolio – tweaking his asset allocation, running net worth projections, and building complex spreadsheets.  Meanwhile, he was blowing $100 every weekend partying in San Francisco. It took him years to realize the absurdity. His annual investment returns on his tiny $1,000 portfolio might earn him $100 – the same amount he'd spend in a single night out. Maggiulli joins us to explain why young investors focus on the wrong things and shares his framework for knowing when to prioritize saving versus investing.  He introduces the Save-Invest Continuum, which compares your expected annual savings against your expected investment returns.  When you're starting out, your ability to save dwarfs any investment gains. A $6,000 annual savings capacity beats a $100 investment return every time. We discuss the math behind saving 50 percent of future raises, not for guilt or deprivation, but to maintain lifestyle balance while building wealth.  This rule applies only to real raises above inflation. If you get a 3 percent raise during 3 percent inflation, you haven't actually gotten ahead. The conversation turns to unconventional income-producing assets. Beyond stocks and bonds, Maggiulli explores farmland investing, which offers returns uncorrelated with traditional markets.  He shares the story of someone who bought the royalty rights to Jay-Z and Alicia Keys' "Empire State of Mind" for $190,000. The song earned $32,733 in royalties the previous year — an 11 percent return if that income stays constant. We examine why 85 to 90 percent of your portfolio should generate income through dividends, rent, interest, or business profits.  Maggiulli keeps his speculative investments — cryptocurrency, art, and individual stocks — under 10 percent of his net worth. He admits his two individual stock picks are down 60 to 70 percent, proving his own point about avoiding stock picking. The episode reveals that time remains your most important asset. Warren Buffett would likely trade his entire fortune — and go into debt — to be 35 again.  This perspective shapes every financial decision, from choosing income strategies to deciding between assets that merely appreciate versus those that pay you while you sleep. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Nick's mistake of obsessing over investments while partying away returns (05:31) The Save-Invest Continuum explained (08:11) When savings matter more than investment returns (12:31) Focusing on both saving and investing in midlife (13:11) Crossover point: when investment returns exceed spending (14:11) The 2X Rule for guilt-free spending (15:31) Save 50 percent of future raises (20:41) Five ways to increase income (26:31) Selling time versus selling skills (28:11) Teaching and creating products for income (30:11) Climbing the corporate ladder (31:11) Converting human capital to financial capital (32:31) Income-producing versus speculative assets (36:11) Individual stocks and cryptocurrency allocation (43:51) Farmland investing basics (45:31) Royalty investing example (49:31) Art and non-income producing assets (51:11) Inflation and debt strategies Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Mock and Daisy's Common Sense Cast
    AI in Finance: How People Use ChatGPT & LLMs to Beat the Market

    Mock and Daisy's Common Sense Cast

    Play Episode Listen Later Dec 24, 2025 14:40 Transcription Available


    In this episode of The Chicks on the Right Podcast, we sit down with Zach Abraham of Bulwark Capital Management to talk all things AI — from ChatGPT and Gemini to how AI is transforming finance, investing, and even healthcare. Zach shares how he's using AI to analyze stocks, research funds, and save hours of work, while discussing the limitations, risks, and security concerns that come with this rapidly evolving technology.We also dig into the big picture: should we embrace AI like the internet 25 years ago, or fear its potential? Tune in for a thought-provoking, funny, and practical conversation about the tools that are shaping our future — and how to use them to your advantage.Get back to basics with Bulwark's Know Your Risk Portfolio Review—don't put it off, go to https://KnowYourRiskPodcast.com today.Subscribe and stay tuned for new episodes every weekday!Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramTikTokXLocalsMore Info

    Cougar Sports with Ben Criddle (BYU)
    12-23-25 - Blayne Andersen - Financial Advisor, Bander Wealth - Why are income notes appealing right now for investors?

    Cougar Sports with Ben Criddle (BYU)

    Play Episode Listen Later Dec 24, 2025 14:12 Transcription Available


    Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

    Money On My Mind
    Ep 91: If you're still playing by the old money rules, you already lost

    Money On My Mind

    Play Episode Listen Later Dec 24, 2025 17:11


    The Old Money Rules Are Broken  Here's What Actually Works Now Most people are still following financial advice that was designed for a world that no longer exists. Save your money. Get a degree. Work for forty years. Retire if nothing goes wrong. In this episode, I walk you through why that playbook is broken and what the new money rules look like in today's economy. We break down the shift from saving to ownership, from jobs to skills, from "someday" to designing freedom now, and from waiting to moving while things are still messy. Using real examples and simple math, you'll see why safety-focused advice often creates long-term stress instead of freedom. If your money feels stuck, outdated, or misaligned with the life you want this episode is your wake-up call. Episode Timeline and Highlights [0:00] Why old money rules don't work anymore [1:15] Saving vs ownership [4:00] Jobs, skills, and leverage [6:00] The problem with delaying life [8:00] Why waiting keeps people broke [10:00] How to update your financial playbook [12:00] What to do next Key Takeaways • Saving doesn't build wealth—ownership does • Income without leverage creates dependence • Time is the most expensive thing you lose • Freedom is designed, not delayed • Clarity comes from action, not overthinking Quotables "Saving doesn't build wealth. Ownership does." "If your plan depends on surviving forty years of stress, it's broken." "Clarity is earned through movement—not waiting." Closing If your financial strategy feels outdated, don't beat yourself up. Just update the rules you're playing by.

    Lead-Lag Live
    After the Rate Cuts: Jay Hatfield on Why Income, Small Caps, and Credit Could Lead Into 2026

    Lead-Lag Live

    Play Episode Listen Later Dec 24, 2025 15:40 Transcription Available


    In this episode of Lead-Lag Live, I sit down with Jay Hatfield, CEO of Infrastructure Capital Advisors, to break down what the Fed's latest rate cuts mean for markets, income investors, and portfolio positioning heading into 2026.From a potential melt-up toward 7,000 on the S&P 500 to why preferreds, high yield credit, and small-cap value could outperform as rates fall, Hatfield explains how investors can navigate a market caught between easing policy, slowing growth, and lingering inflation uncertainty.In this episode:– Why Fed cuts historically favor risk assets and income strategies– How preferred stocks and high yield credit could see upside beyond yield– Why small caps benefit from rotation away from mega-cap tech– How dividend and equity income strategies reduce portfolio volatility– What Jay expects for inflation, rates, and markets into 2026Lead-Lag Live brings you inside conversations with the financial thinkers who shape markets. Subscribe for interviews that go deeper than the noise.Start your adventure with TableTalk Friday: A D&D Podcast at the link below or wherever you get your podcasts!Youtube: https://youtube.com/playlist?list=PLgB6B-mAeWlPM9KzGJ2O4cU0-m5lO0lkr&si=W_-jLsiREjyAIgEsSpotify: https://open.spotify.com/show/75YJ921WGQqUtwxRT71UQB?si=4R6kaAYOTtO2V Support the show

    “Fun with Annuities” The Annuity Man Podcast
    Life Insurance Loans Are Not Income: Shootin' It Straight With Stan

    “Fun with Annuities” The Annuity Man Podcast

    Play Episode Listen Later Dec 24, 2025 5:52


      In this episode, The Annuity Man discussed:  Understanding why life insurance loans are not income Questioning glossy tax-free income pitches Keeping life insurance simple and purpose-driven Testing illustrations and setting clear expectations   Key Takeaways:  Loans from a life insurance policy are not income, just as bank loans are not income. They are tax-free only because they must be repaid, not because they create earnings. Calling them "tax-free income" is a misleading sales framing. Many life insurance illustrations rely on optimistic assumptions and attractive projections. High internal fees and commissions often benefit the agent more than the client. If a pitch sounds too good to be true, it usually deserves deeper scrutiny.  Life insurance works best when focused on its core purpose: a tax-free death benefit. Level term coverage maximizes protection while minimizing cost and complexity. Avoid products with indexes, market ties, or unnecessary moving parts. Running illustrations at 0% growth reveals the true impact of fees and loan costs. This stress test shows whether a policy can sustain itself over time. Life insurance should be positioned as protection, not a tax-free income strategy.   "With life insurance, you buy the most death benefit you can for the least amount of money. It's that simple." —  Stan The Annuity Man   Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

    Financial Advisor Success
    Ep 469: Specializing In (Sound) Income Sources For Retirees To Differentiate A $4B Advisor Enterprise with David Scranton

    Financial Advisor Success

    Play Episode Listen Later Dec 23, 2025 90:00


    Income-focused investing may seem old-school in a world dominated by total-return portfolios and model ETF allocations—but for some retirees, predictable cash flow is the key to peace of mind. This episode explores how a differentiated investment philosophy, rooted in individual income-producing securities, can become a powerful engine for both client trust and firm growth. David Scranton is the CEO of Sound Income Group, an RIA based in Fort Lauderdale, Florida, overseeing $4 billion for 10,000 client households. Listen in as David shares how he constructs income-focused portfolios using combinations of what he calls "insured options" and "contractual securities", as well as high-dividend equity instruments with a focus on individual securities rather than mutual funds or ETFs. You'll learn how steady cash flow has led to greater client retention in down markets, David's "four keys" to attracting clients, and why narrowing his investment focus (and creating systems to implement it) has ultimately allowed him to serve more families. For show notes and more visit: https://www.kitces.com/469

    Streams of Income
    Season 2: Episode 70: My Appearance on the Peak Performance Podcast with Raag Suri

    Streams of Income

    Play Episode Listen Later Dec 23, 2025 20:38


    I just love doing podcasts- my own and appearing on others. Here's my appearance on Raag Suri's Peak Performance Podcast.   --- Click here to change your life- http://eepurl.com/gy5T3T   Hit me up for a one-on-one brainstorming session- https://militaryimagesproject.com/products/brainstorming-session-1-hour    Check out my Linktree for different ways to rock your world! https://linktr.ee/ruggeddad    Check out the sweet Hyper X mic I'm using. https://amzn.to/41AF4px    Check out my best-selling books: Rapid Skill Development 101- https://amzn.to/3J0oDJ0 Streams of Income with Ryan Reger- https://amzn.to/3SDhDHg Strangest Secret Challenge- https://amzn.to/3xiJmVO This page contains affiliate links. This means that if you click a link and buy one of the products on this page, I may receive a commission (at no extra cost to you!) This doesn't affect our opinions or our reviews. Everything we do is to benefit you as the reader, so all of our reviews are as honest and unbiased as possible. #passiveincome #sidehustle #cryptocurrency #richlife

    Lord Abbett: The Investment Conversation
    The Investment Conversation: Focusing on Fixed Income Markets in 2026

    Lord Abbett: The Investment Conversation

    Play Episode Listen Later Dec 23, 2025 40:24


    In this podcast, Lord Abbett Portfolio Managers Rob Lee and Steve Rocco explore the factors that could influence the performance of taxable fixed income investments in 2026.

    In Legal Terms
    In Legal Terms Classic: Legal Services for Low Incomes

    In Legal Terms

    Play Episode Listen Later Dec 23, 2025 42:57


    In Legal Terms, the show about you and your rights hosted by attorney Adam Kilgore. legalterms@mbponline.orgIf you enjoyed listening to this podcast, please consider contributing to MPB: https://donate.mpbfoundation.org/mspb/podcastToday's Legal Terms on In Legal Terms is / are: Pro Bono, Pro Se, and IndigentWe're talking with guests Sam H. Buchanan, Jr., Executive Director MS Center for Legal Services and Ben Thomas Cole II, Executive Director North MS Rural Legal Service about options for legal services for low-income Mississippians.How can you contact our guests? The website and phone number for our guest Sam H. Buchanan, Jr. is MS Center For Legal Services.org and that phone number is (800) 773-1737If you'd like to find more information about Ben Thomas Cole II,'s organization North MS Rural Legal Service the website and phone number are https://nmrls.com/ and the NMRLS Intake Call Center is 1-800-498-1804 Upcoming: 2026 the 60th anniversary of NMRLS Hosted on Acast. See acast.com/privacy for more information.

    Farm Family Harmony Podcast
    58: Tools to Align Visions When Spouse or Siblings Disagree

    Farm Family Harmony Podcast

    Play Episode Listen Later Dec 23, 2025 40:49


    In this episode, I sit down with Kevin Hegedus, Certified Financial Planner and founding partner of PWM Private Wealth Counsel, for a practical conversation about how to align vision with siblings and/or spouses when there's lots of disagreement. Kevin brings years of experience helping farm owners and families sort through the financial intricacies and reach retirement confidently. Together, we explore misalignment between spouses' vision for retirement and transition timing, and the value of early planning and using tools for transition. We discuss the 3 key farm transition snapshot points; the difference between equal vs. fair inheritance; and the importance of family meetings, celebrations, and communication. Kevin also brings valuable insight into contingency planning and long-term care for aging farmers. If you or someone you know is struggling to find alignment with their farm spouse or siblings, this episode is for you. "It boils down to having those early [planning] conversations. None of us are going to be here forever, so how do we make sure that what we worked so hard for transfers to the next generation properly." - Kevin Hegedus, PWM Private Wealth Counsel Resources Mentioned During This Episode PWM Private Wealth website: https://www.pwmprivatewealth.com financial planning, retirement, and succession resources Money Sense Radio Show: https://www.pwmprivatewealth.com/radio weekly insights on planning, tax, and retirement About Our Guest Kevin Hegedus is the Founder and Managing Partner of PWM Private Wealth Counsel in Saskatchewan. A Certified Financial Planner and Registered Portfolio Manager, Kevin has more than 25 years of experience guiding families, business owners, and farm operators through complex financial decisions. He specializes in connecting investment, tax, and estate planning strategies to help clients achieve clarity and confidence. Kevin is also the long-time host of the Money Sense radio show and a regular speaker on topics such as retirement income planning, succession, and intergenerational wealth. Contact Kevin Visit PWM Private Wealth Counsel's Website Follow Kevin on LinkedIn Elaine Froese Resources: Watch this episode on YouTube. Visit the podcast website SPEAKING - book Elaine for your next event COACHING - explore Farm Transition Coaching MEMBERSHIP - become a Farm Family Transition Member FREE STUFF - downloadable tools for your farm transition CONTACT - take the next steps in your transition BURNING QUESTION? Submit it here Farm Family Coach Social Media Links Facebook Instagram LinkedIn X YouTube TikTok Timestamps 0:00:36 — Introduction & purpose of the podcast (alignment in farm family vision). 0:03:18 — Identity and challenges of farm business owners. 0:04:26 — Misalignment between spouses' vision for retirement and transition timing. 0:06:57 — Three key farm transition snapshot points: income streams, housing, fairness. 0:08:36 — Scenarios for retiree income and transition, selling equipment, rental of land. 0:12:58 — Financial transparency, farm women, and discovering hidden wealth. 0:13:49 — Managing sibling disagreement and succession, splitting the farm. 0:16:53 — Equal vs. fair inheritance, the role of insurance for fairness. 0:19:01 — The value of early planning and tools for transition. 0:21:26 — Building personal wealth, tax-free savings, and retirement income. 0:23:22 — Fee structure for financial advisors and value proposition. 0:25:08 — Historical reasons for tax avoidance mentality in farming. 0:27:25 — Income-splitting, tax strategies for retirement, the importance of financial planning. 0:29:57 — Income challenges for the next generation of farmers, debt options. 0:32:05 — Open family discussions for smoother transition and succession. 0:34:18 — The importance of family meetings, celebrations, and communication. 0:35:33 — Contingency planning for aging farmers and long-term care. 0:36:39 — Advocating for women's roles in planning and independence. 0:37:53 — The "poison pill" in farm succession and legal protections. 0:39:43 — Final advice: have open conversations about future planning, income, and fairness.

    Afford Anything
    [F] Why Your Brain Sabotages Your Money [GREATEST HITS]

    Afford Anything

    Play Episode Listen Later Dec 22, 2025 45:44


    #671: Welcome to Greatest Hits Week — five days, five episodes from our vault, spelling out F-I-I-R-E. Today's letter F stands for Financial Psychology. And we're diving deep with a conversation that changed how thousands of our listeners think about money. This episode originally aired in November 2022, but the insights feel more relevant than ever. Dr. Daniel Crosby reveals why your brain is your portfolio's worst enemy — and what you can do about it. ______ Money is the number one stressor in American lives. Every single year. Without exception. That's what Dr. Daniel Crosby discovered when he looked at decades of research from the American Psychological Association. In this rerun episode from our Greatest Hits Vault, Crosby joins us to reveal why your brain sabotages your investment decisions. He's both a clinical psychologist and behavioral finance expert. His findings will change how you think about money. Your body hijacks your financial judgment in strange ways. For example: People who need to pee become more risk-averse investors. It's called inhibitory spillover. When you're controlling your bladder, you also restrict your financial decisions. Here's another one: judges give harsher sentences when they're hungry. Thousands of court decisions prove it. The best predictor of whether you get jail time? When the judge last ate. We explore four behavioral risks that destroy wealth: ego, conservatism, attention, and emotion. Crosby shares data that stock pickers rarely hear: 74 percent of individual stocks have a lifetime expected return of zero. Three out of four companies eventually go bankrupt. Yet people keep betting on single stocks, dreaming they'll find the next Apple. Value investors suffer from depression and social isolation. Why? Because contrarian investing fights our deepest evolutionary wiring. Humans survived through cooperation. It's literally our only advantage over other animals. Bears have claws. Turtles have shells. We have teamwork. Crosby shares the Ash experiment, which shows how peer pressure warps reality. When nine people give the wrong answer about line lengths, three-quarters of participants follow along. New brain scans reveal something darker: social pressure physically changes how people see the lines. Their perception actually shifts. We discuss solutions through Crosby's "three E's": education, environment, and encouragement. Reading about biases won't fix them. You need systems and people. One powerful study: people who saw their children's photo for five seconds before banking saved twice as much money. The conversation reveals that money problems don't disappear with wealth. They just change form. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Finance as America's top stressor (02:33) Psychology moving from brokenness to wellness (04:33) Money touches every part of life (07:33) Income plateaus and happiness (10:13) How hunger affects financial decisions (13:38) We're wired wrong for investing (17:28) Laziness and cognitive shortcuts (23:43) Cooperation as human survival trait (26:43) Four behavioral risks (32:13) Ego and overconfidence (37:48) Conservatism and familiarity bias (46:38) Three E's of behavior change (50:23) Attention risk and probability (54:48) Emotion derails decisions (58:28) When fear helps versus hurts Learn more about your ad choices. Visit podcastchoices.com/adchoices

    The Money Advantage Podcast
    How to Teach Kids About Money: Habits, Mindsets, and Conversations That Last a Lifetime

    The Money Advantage Podcast

    Play Episode Listen Later Dec 22, 2025 55:41


    The Day a Cookie Business Changed How My Daughter Saw Money After watching a kid biz launch challenge our eight-year-old decided she wanted to start a cookie business. She figured out recipes, canvased the neighborhood, and delivered her first batch of cookie dough. By the end of the day, she had a stack of cash in her hand and stars in her eyes. https://www.youtube.com/live/yzjkVUl38HM Then we sat down at the table. “Okay,” I said, “you didn't just make $100 you made $100 of income. Now we're going to give, save, and spend.” Suddenly, that pile of money shrank. Ten dollars to giving. Forty to saving. Fifty left to spend. And right there, without a textbook or a classroom, she began to understand what real money management feels like: choices, trade-offs, and the realization that dollars follow value. That's a picture of how to teach kids about money in real life—not as an abstract idea, but as something they can see, touch, and live. Table of ContentsThe Day a Cookie Business Changed How My Daughter Saw MoneyWhy Learning How to Teach Kids About Money Matters More Than EverHow to Teach Your Kids About Money From a Young AgeHow Early Money Experiences Shape Your Child's Financial MindsetTeaching Kids Delayed Gratification With Money: Saving First, Spending LaterTeaching Kids About Saving and Spending: The Pain of a Bad PurchaseHow Chores and Earning Money Teach Kids ResponsibilityHelping Kids Develop a Wealth Mindset, Not a Consumer MindsetTeaching Teens About Debit Cards and Digital MoneyHow to Talk to Adult Children About Money and Financial HabitsTeaching Children Financial Literacy Is Your Job, Not the School'sHow to Teach Kids About Money in a Way That Actually SticksGo Deeper on How to Teach Kids About MoneyBook A Strategy CallFAQ: How to Teach Kids About Money (For Parents, Teens, and Adult Children)What is the best way to teach kids about money from a young age?How can I teach kids to save money and not spend it all?How do chores and earning money teach kids responsibility?How can I help my child develop a wealthy mindset, not a consumer mindset?How should I talk to my teen about debit cards and digital money?How do I talk to adult children about money habits without starting a fight?What is the three jar system for kids? Why Learning How to Teach Kids About Money Matters More Than Ever When parents ask us how to teach kids about money, they're not really asking about dollars and cents. They're asking: How do I raise financially responsible kids? How do I help them avoid the money mistakes I made? How do I give my child a wealthy mindset, not a consumer mindset shaped by social media and advertising? In this article, we are going to walk with you through: How to teach your kids about money from a young age Simple money lessons for kids that start before they earn their first dollar How chores, jobs, and entrepreneurship help kids understand that dollars follow value How to teach kids about saving and spending, delayed gratification, and lifestyle choices How early money experiences shape your child's financial mindset, from little kids to teens to adult children By the end, you'll have practical scripts, examples, and frameworks you can start using today—whether your kids are 6, 16, or already out of the house. How to Teach Your Kids About Money From a Young Age If you ask us, there is no such thing as “too early” when it comes to teaching children financial literacy. From the moment they see you tap a card at the store, they're forming beliefs about money: Is money scarce or abundant? Is it something we talk about, or something we avoid? Does it control us, or do we steward it? We live in a world that constantly pushes kids toward consumption—commercials, YouTube, TikTok, billboards. A child who has never seen a Barbie Dream House commercial would be perfectly happy playing with pots and pans in the kitchen. The ad didn't just sell a toy; it told them what “ happiness” should look like. If we're not intentionally teaching kids good money habits, the culture is. That's why the earlier you start, the more “normal” healthy money habits feel. It's not a lecture—it's just how our family does life. How Early Money Experiences Shape Your Child's Financial Mindset Bruce often shares how his grandparents saved ration tickets from World War II on the windowsill for decades. They washed plastic forks and cups after every big holiday meal. Those early experiences created a deep, almost subconscious scarcity mindset. Later, his parents went through the inflation of the 1970s and the loss of a family business. All of that shaped how he views risk, saving, and spending even today. Your kids are also absorbing your story right now: How you react when an unexpected bill comes in Whether you complain constantly about money Whether you live in chronic anxiety or quiet confidence You don't have to be perfect. But you do need to be honest, consistent, and intentional. That's how parents can model healthy money habits for their children—far more powerfully than any lecture. Teaching Kids Delayed Gratification With Money: Saving First, Spending Later One of the most important money habits for kids that starts before they earn their first dollar is simply this: Save first, then spend what's left. It's the marshmallow test with dollars. Do I eat the one marshmallow now, or wait and get two later? With our kids, we use a simple three jar system for kids: give, save, spend. 10% to giving 40% to saving 50% to spending We started this when they were very young with transparent jars, so they could see money growing in each category. Anytime they earned money—from chores, business, or gifts we chose to include—we walked through the same process: Give first (generosity as a default, not an afterthought) Save second (for long-term wealth building and investing) Spend last (on wants and short-term goals) Over time, this shifted their thinking: “If I want $50 to spend, I have to earn $100.” “My savings isn't just future spending; it's capital for making more money.” That's teaching kids the difference between saving and spending in a way they can feel—not just understand intellectually. Teaching Kids About Saving and Spending: The Pain of a Bad Purchase For one of our daughters, the biggest teacher has been buyer's remorse. She's our spender. She'll get $25 and want to spend it immediately. Then, the next day, she sees something else she wants more, or realizes Christmas is coming and she wants to buy gifts for family—and that same $25 is gone. We don't shield her from that discomfort. We want her to feel: “Every dollar I spend here is a dollar I cannot spend there.” “My choices today affect my options tomorrow.” That's how to help your child avoid lifestyle creep and overspending later in life. It starts with small, low-stakes decisions that train their decision-making muscles long before those decisions involve cars, houses, and credit cards. How Chores and Earning Money Teach Kids Responsibility We don't pay our kids for basic chores. Chores—like cleaning your room, helping with dishes, cleaning up toys—are simply part of contributing to the family. That's how to raise financially responsible kids and emotionally responsible kids. But we do pay for above-and-beyond work that creates extra value: Vacuuming the whole house Cleaning all the bathrooms Larger projects we'd otherwise pay someone else to do That's when we start teaching kids that dollars follow value. Money is the result, not the cause. Bruce grew up mowing lawns, returning baseballs at the ball field, and collecting bottles for deposit money. No one handed him an allowance; he learned that if he wanted something, he had to figure out what value he could create in the world to earn it. That's also how chores and earning money teach kids responsibility: They recognize needs around them They see the connection between effort, value, and income They start to think entrepreneurially You're not just teaching kids about money management. You're teaching them how to think like producers, not just consumers. Helping Kids Develop a Wealth Mindset, Not a Consumer Mindset One of the biggest tensions today is balancing scarcity and abundance. On one side, there's fear-based scarcity: “We can't spend anything.” “We can never enjoy life.” “We must hoard every dollar.” On the other side, there's consumption-based scarcity: “If I don't buy the trip, the car, the concert, I'm missing out.” “I'm not enough unless I have more, do more, go more.” Both are fear-based. A wealth mindset says: I can enjoy life within wise limits. I choose meaningful experiences, not constant upgrades. I build a cash-flowing asset base that funds my lifestyle. This is where using Robert Kiyosaki's Cashflow game to teach kids about money can be powerful. It shows them: Income vs Expenses Assets vs Liabilities The goal of building cash-flowing assets until passive income exceeds expenses In other words, how to give your child a wealthy mindset not a consumer mindset—by showing them a bigger vision for money than just “get paid, then spend it.” Teaching Teens About Debit Cards and Digital Money Today, money is more invisible than ever. Tap your phone. Click a button. Apple Pay, Google Pay, one-click checkout—no pain, no pause, no counting cash. For teens, that can be dangerous. Teaching teens about debit cards and digital money means pulling back the curtain: Show them their bank statement regularly. Connect each purchase to the actual hours of work it took to earn it. Talk about overdrafts, fraud, and security—not to scare them, but to equip them. With our 14-year-old,

    Real Estate Entrepreneurs Podcast
    YOU'LL RUN OUT OF MONEY BEFORE DEALS! | The Real Estate Entrepreneurs Podcast W/ Robert Allen

    Real Estate Entrepreneurs Podcast

    Play Episode Listen Later Dec 22, 2025 38:15


    In this powerhouse episode, I sit down with my friend and mentor, the legendary Robert G. Allen (author of Nothing Down and Multiple Streams of Income), to discuss the single most powerful asset an entrepreneur can build: A Bestselling Book. Robert reveals the secret behind his $25 million coaching launch and why every real estate investor listening is holding back their business by not having a published book. This conversation isn't about writing a novel—it's about creating a strategic marketing tool designed to find both deals and capital. Why Every Real Estate Investor Needs a Book: Solve Your Biggest Problem: Robert warns, "You'll run out of money before you run out of good deals." A book is the ultimate mechanism to raise money by giving you the instant credibility needed to partner with passive investors. The Credibility Multiplier: A published book automatically acts as a "Trojan Horse," multiplying your revenue by ten-times over five years by positioning you as the undeniable market expert. Avoid the 3 Stupid Mistakes: Learn why writing a full autobiography, trying to "change the world," or using a cliché title will doom your book and waste all your advertising spend. Focus on the Reader: Discover the "WIIFM" (What's In It For Me) principle and why the weakest word on the first page of your book is "I." Your content must be 100% focused on solving the reader's problem. Robert believes anyone can become a bestselling author by dedicating just 30 minutes a day for 90 days. Get the full blueprint! #RealEstateEntrepreneur #RealEstateInvesting #PassiveIncome #WealthBuilding #PropertyInvestment #CashFlow #RealEstateTips #EntrepreneurLife #RentalProperties #RealEstateMarket #FinancialFreedom #RealEstatePodcast #BusinessGrowth #InvestmentStrategy #RealEstateMindset #MultifamilyInvesting #RealEstateSuccess #RealEstateEducation #InvestingInRealEstate #PropertyEntrepreneur #AuthorSummit #BookMarketing #HowToWriteABook #RobertGAllen #RealEstateCredibility #LeadGeneration #BusinessMentorship

    Jake for the State Podcast
    Nathan Dahm - Islam in Oklahoma

    Jake for the State Podcast

    Play Episode Listen Later Dec 22, 2025 33:04


    I sit down with former Oklahoma state senator and current Oklahoma director of the Freedom Caucus, Nathan Dahm. We discuss the rise of Islam in Oklahoma and the controversy surrounding the Broken Arrow planning commission voting to recommend the construction of a large mosque to the city council - in spite of hundreds of local residents protesting it. As usual, Dahm anchors his argument in the the constitution to present a clear-minded explanation of why Islam is not compatible with Western society.    And check out my amazing sponsors!    Motus Health - https://motushealth.com They are currently helping people who may be suffering with: Neuropathy Frozen shoulder Degenerated & Herniated Discs TMJ & jaw pain Weight Loss Autoimmune Disorders Gut Health Fibromyalgia Headaches & Migraines Trigeminal Neuralgia Knee Pain And more!! https://motushealth.com Michael Mcguire with McGuire Capitol    https://mcguirecap.com We pride ourselves on providing retirement income strategies to Bethany, OK and the surrounding communities. We take a look at your assets — including everything from your bank accounts, pension, and Social Security benefits, to your estate plans, wills, taxes, insurance policies and more Our end goal is to help create financial clarity and to promote multi-generational wealth. We offer: Insurance planning Beneficiary review Retirement planning Financial needs analysis Analysis of present and future expenses Income planning  https://mcguirecap.com   Stevens Trucking  https://stevenstrucking.com  Stevens Trucking maintains over 350 power units in our fleet so we ensure our customers and drivers always have top of the line equipment With over 1,600 trailers, we are able to offer a drop-and-hook solution to keep your freight moving quickly and secure. While also helping our drivers get extra miles so they can keep on pullin' more loads. https://stevenstrucking.com

    Women in Fitness Business
    The Wealth Identity Shift You're Skipping (That's Keeping You Stuck at Your Current Income Level)

    Women in Fitness Business

    Play Episode Listen Later Dec 22, 2025 7:19 Transcription Available


    Why does it feel like you're doing everything right… but your income still isn't moving?This episode is your permission slip to stop blaming your strategy — and start looking deeper.In this episode we explore:The hidden reason income plateaus, even with all the right actionWhat actually decides how much you allow yourself to receiveThe energetic blueprint running behind your offers, launches, and resultsThe real reason you might feel tired, stuck, or frustrated around moneyWhy nothing “sticks” no matter how hard you workAnd the invisible shift that finally moves thingsIf you're watching others scale while wondering “What's wrong with me?” this conversation will land.This is the missing piece.The shift under the strategy.The version of you who holds more not just once, but sustainably.Send us a textFor business owners who've tried every strategy and still feel stuck, I shift the patterns blocking your next level income. Follow Me On Instagram:Daily shifts to uncover and rewire the patterns keeping you stuck in burnout, overwhelm, and income plateaus. Human Design For Wealth Chat GPT: Access my free ChatGPT for a limited time and unlock the identity + energetic codes behind your next level. The Upgrade: For business owners doing everything ‘right' but still stuck, we decode and rewire the hidden patterns creating burnout, overwhelm, and income plateaus, and shift you into the identity that can actually hold your next level. $22 Private Coaching: For established business owners who want fast, personalised transformation, I decode the invisible patterns keeping you capped and guide you through deep identity rewiring so you can hold higher levels of success without burning out. DM me to calibrate into your next level.

    Cougar Sports with Ben Criddle (BYU)
    12-19-25 - Blayne Andersen - Financial Advisor - What income timing or compensation mistakes cost business owners the most in taxes?

    Cougar Sports with Ben Criddle (BYU)

    Play Episode Listen Later Dec 20, 2025 14:34 Transcription Available


    Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

    Forex Beginner Podcast
    My Plan to Increase My Trading Income by $7,000 a Month

    Forex Beginner Podcast

    Play Episode Listen Later Dec 20, 2025 24:08


    Remnant Finance
    E78 - The Discipline That Separates Wealth Builders from Everyone Else

    Remnant Finance

    Play Episode Listen Later Dec 19, 2025 32:52


    Brian breaks down the most misunderstood aspect of Infinite Banking: loan repayments. Why do we pay ourselves back at market rates? What does EVA actually mean? And what happens when you pay yourself more than the insurance company charges?Most people think being their own banker means they can be loose with repayment—skip payments, pay whenever, charge themselves whatever rate feels right. You can, per the contract. But should you? This episode reveals why maintaining market-rate discipline for the full loan duration is what separates wealth builders from people who just talk about IBC. Brian explains where that "extra interest" actually goes, how to decide how much to pay against your loan, and how Parkinson's Law can destroy generational wealth before it ever gets started.Discipline is what builds legacy wealth. Without it, you're just the worst kind of bank: one with no standards, no discipline, and ultimately no capital.00:00 - Opening segment00:40 - Introduction: Why loan repayments trip people up01:30 - Policy loan mechanics: you're not withdrawing, you're borrowing02:10 - Economic Value Added (EVA): the fundamental principle03:05 - Why people go sideways: thinking interest doesn't matter03:30 - Nelson Nash's recommendation: pay market rates for full duration04:40 - What "market rates" actually means05:20 - Maintaining discipline that creates wealth06:30 - The $30K car loan example at 5% over 5 years07:25 - Where does the extra interest go when you pay yourself more?08:30 - The insurance company doesn't care what rate you calculate09:30 - Should you keep paying after the loan is satisfied early?11:00 - Where most people sabotage themselves: the early payoff trap11:30 - Parkinson's Law: expenses rise to meet income12:50 - What to do when your PUAs are maxed out14:00 - Capital deployment vs. consumption: know the difference14:20 - Parkinson's Law destroys generational wealth16:00 - The temptation to "save on interest" (you're paying yourself)17:00 - "But I can make more investing elsewhere" - the speculation trap18:10 - IBC isn't about loopholes, it's about discipline19:10 - Practical implementation: set up auto-pay, treat it like any loan19:40 - The $40K truck example: paying 7% when insurance charges 5%22:30 - Decision tree when your policy is truly maxed26:15 - Income doesn't equal wealth: the $500K pilot who's broke27:00 - The $80K family building dynastic wealth28:40 - Final recap: market rates, full duration, have a plan30:00 - EVA: every loan should create value, every payment should build30:45 - If your practitioner says rates don't matter, run31:20 - The Moody Family Creed and how it applies here31:50 - Closing thoughtsEconomic Value Added (EVA): The fundamental question: did the thing you financed produce more value than the loan cost you? Borrow at 5%, asset returns 8% = positive EVA. Borrow at 5%, thing depreciates = negative EVA.Pay Yourself Market Rates: Nelson Nash recommended paying loans back at market rates or higher— at least what you'd pay elsewhere for similar financing. This maintains the discipline that creates wealth.The Full Duration Principle: Even if you pay a loan off early by using higher interest rates, keep making those payments for the full original term. A 5-year loan means 5 years of payments to your system. The Early Payoff Trap: This is where most people sabotage themselves. Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBEChapters:Key Takeaways:Got Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !

    Boomers Today
    From Experience to Income: Reinventing Success at Any Age

    Boomers Today

    Play Episode Listen Later Dec 19, 2025 26:59 Transcription Available


    Patricia is the author of 14 books to date, host of the podcast When Passion Meets Profit starting its third season, and business mentor for women entrepreneurs over 50 who want to work less earn more doing what they love.https://www.seniorcareauthority.com/franchise

    Dividend Talk
    Eps 275 | Dividend Withholding Tax: How Much Income Are You Losing?

    Dividend Talk

    Play Episode Listen Later Dec 19, 2025 69:34


    In this episode of the Dividend Talk, we discuss dividend withholding tax, after-tax dividend yield, and dividend income for European investors.We explain how dividend taxes work across Europe, why tax treaties often fail in practice, and how broker choice impacts dividend compounding.Using real portfolio examples, we cover foreign dividend tax, dividend leakage, and whether reclaiming withholding tax is worth the effort for long-term dividend growth investors.Useful links: Continue the conversation with our community at ⁠⁠⁠⁠Facebook ⁠⁠⁠or ⁠⁠⁠⁠⁠Discord⁠⁠⁠⁠20 Deep Dives a Year &Library of 150 EU & US Dividend stocks at ⁠⁠⁠https://www.dividendtalk.eu

    Thanks For Visiting
    525. How to Boost Income in Slow Seasons: A Strategic Plan Every Host Needs

    Thanks For Visiting

    Play Episode Listen Later Dec 18, 2025 23:07


    Every market has a slow season—and no, it doesn't mean your listing is broken. This week, Sarah and Annette break down how to use your slow season strategically so you can maximize revenue when demand returns.In this episode, we cover:What actually defines a slow season (and why every market has one)How to stop “panic pricing” when demand doesn't existThe industry secret: using a slow season to get aheadThe operational tasks that matter most right nowWhy a deep clean isn't just about your space—it's about your numbersHow to reconnect with past guests and segment your audienceWhat financial foundations every host should review annuallyHow reinvesting in yourself leads to better revenue outcomesYou can't change the market. But you can change how you respond to it—and a smart slow-season strategy sets you up for your most profitable year yet.Resources mentioned:Priced & Profitable Bootcamp Mentioned in this episode:Minoan | Visit MinoanExperience.com and tell them TFV sent you!

    Mind Bully
    YOUR INCOME IS NOT YOUR IDENTITY - TT122

    Mind Bully

    Play Episode Listen Later Dec 18, 2025 7:44


    This is my digital diary. I do this every Thursday. It is my reminder to check in with myself, and your reminder to join in as well. These will be unapologetically raw and uncut like Norense duhhh

    Portfolio Intelligence
    Focusing on income and quality: portfolio positioning for 2026

    Portfolio Intelligence

    Play Episode Listen Later Dec 18, 2025 19:36


    2025 was a year unlike any other, with politics and sentiment driving markets more than fundamentals. In this episode, host John Bryson welcomes Matt and Emily to share their views on what shaped the year and how they're thinking about portfolio positioning for 2026.Matt and Emily discuss why they're taking a “drafting the market” approach, i.e., remaining fully invested, with a focus on managing risk. They explore the importance of targeting income and diversification, share their outlook on interest rates and sector dynamics, and provide practical ideas for building resilient portfolios in the year ahead.1 Which sectors and trends stood out in 2025, and what do you expect for 2026?Emily: Market leadership broadened in 2025. Tech and communication services stayed in the lead, but industrials, financials, and healthcare also saw strong returns. Momentum was the top-performing factor. Heading into 2026, we're looking to redeploy assets into high-quality stocks and bonds, especially as yields remain attractive. We think it's a good time to move some cash sitting in money market funds into a diversified mix of high-quality bonds and stocks.2 What are the top themes investors should focus on as they position portfolios for 2026?Matt: The first theme is income. After years of strong equity returns, it's getting harder to sustain those gains. There are a lot of income opportunities, with the U.S. bond market providing attractive yields. As interest rates fall, we think investors shouldn't wait too long to allocate capital to lock in these yields.Additionally, investors can look for ways to boost return potential outside U.S. tech—consider mid and small caps. With international stocks looking expensive, we're focused on finding areas with good quality earnings growth, such as industrials and healthcare. But above all, income remains our top focus for 2026.

    Marriage, Kids and Money
    $950k Net Worth by 35 Years Old | Joshua Weekley (BEST OF MKM)

    Marriage, Kids and Money

    Play Episode Listen Later Dec 17, 2025 16:47


    What does it really mean to be “almost a millionaire”? And is that number as important as the freedom you gain along the way? In today's episode, Joshua Weekley shares how he and his wife built a net worth of nearly $1 million by age 35 without extreme deprivation or risky bets. Instead of chasing shortcuts, Joshua focused on consistent habits, automation, and learning how to control his money so it could support the life he wanted with his family. This episode is part of our Best of MKM series and was originally released last year. It quickly became one of our most popular and highly viewed interviews because of its honesty, relatability, and practical approach to wealth building. Joshua opens up about growing up around money stress, learning from what his parents did and did not do with finances, and why net worth became a powerful motivator for reclaiming his time. He also breaks down exactly where his money is today, including home equity, retirement accounts, brokerage investments, and cash. Most importantly, he explains why wealth is built milestone by milestone, not overnight. If you are working toward your first $1,000 emergency fund or closing in on your first million, this conversation is a powerful reminder that every step forward matters. CHAPTERS

    Mitlin Money Mindset
    Good Money Revolution: Turn Your Income Into Impact with Derrick Kinney

    Mitlin Money Mindset

    Play Episode Listen Later Dec 17, 2025 36:32


    What's better than making money? Turning it into something meaningful. In this episode, Derrick Kinney, author of Good Money Revolution, explains how to do exactly that. We talk about what he calls "generosity purpose" and how it can help reduce burnout, make your work feel more fulfilling, and even fuel business growth. He also shares what he's learned as the former owner of a top financial firm, from the power of simple communication to the small, human touches that build trust and make clients want to work with you. Topics discussed: Introduction (00:00) Derrick's money story and passion for giving (01:43) The power of smiling and why it matters (4:28) Reaching the top 1% and why he decided to sell (06:51) Why simple communication wins in business (11:14) Tips for communicating with clients (13:05) What is the "Good Money Revolution"? (14:13) How a generosity purpose combats burnout (15:43) How young professionals can turn their age into an advantage (19:00) Why human connection wins in an AI-driven digital world (22:13) Derrick's "Can I ask you a personal question?" strategy (25:51) How to stand out and be remembered (29:38) What brought you JOY today? (32:42) Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Derrick Kinney: LinkedIn: https://www.linkedin.com/in/derrickkinney/ Instagram: https://www.instagram.com/derrickkinney/ X (Twitter): https://twitter.com/derricktkinney/ YouTube: https://www.youtube.com/@DerrickKinney Website: https://www.successforadvisors.com/ About Our Guest: Derrick Kinney is widely considered one of the most engaging and down-to-earth money and business experts in the country. He built one of America's top financial firms and helped countless clients become millionaires. Then, he sold it to give everyone access to his Middle-Class to Millionaire Playbook. As America's Financial Educator, he's a sought-after guest on top podcasts and a go-to expert on FOX, CNN, CNBC, and Yahoo Finance. He's also the Wall Street Journal and USA Today bestselling author of Good Money Revolution. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

    Living Off Rentals
    #305 - Building $50K/Month in Passive Income Without Wall Street - Joey Mure

    Living Off Rentals

    Play Episode Listen Later Dec 17, 2025 40:04


    Joining us on this episode of Living Off Rentals is someone who teaches people how to build income streams on their own terms. Joey Mure is the co-founder of Wealth Without Wall Street, a platform dedicated to helping people rethink traditional money advice and create passive income that gives people more control over their lives.  Once a high-earning corporate professional who felt constantly pulled away from his family, Joey now generates over $50,000 a month in passive income and guides others through the system for building passive income streams that helped him reclaim his time. Listen as he shares how he went from missing precious time with his five daughters to taking back his calendar through passive income. He opens up about the faith-driven philosophy behind his work, why "active income is not freedom," and how most people unknowingly follow Wall Street's script instead of building income streams that free their time. Enjoy the show! Key Takeaways: [00:00] Introducing Joey Mure and his background [02:31] Why financial freedom has to start with spiritual freedom [03:36] The moment Joey realized high active income wasn't true freedom [06:33] Passive income begins with knowing your "freedom number." [09:07] Knowledge does not equal financial freedom [12:34] Income streams vs. wealth building [14:45] The Passive Income Operating System [19:04] How to start trusting yourself instead of outsourcing everything to Wall Street [20:05] Investor DNA [23:40] Active vs. passive: What passive income really looks like in the real world [27:00] Common passive income streams students are succeeding with today [31:54] Market trends Joey is watching [35:23] How much money do people really need to get started [36:43] The "REDNECK M.O.T.E.R." framework [38:43] Connect with Joey Mure [39:39] Outro Guest Links: Website: https://www.wealthwithoutwallstreet.com/  Show Links: Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals  Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast  Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals  Living Off Rentals Website – https://www.livingoffrentals.com/  Living Off Rentals Instagram – instagram.com/livingoffrentals  Living Off Rentals TikTok – tiktok.com/@livingoffrentals   

    BiggerPockets Money Podcast
    How this Couple Achieved FIRE in Their 30s (Average Income)

    BiggerPockets Money Podcast

    Play Episode Listen Later Dec 16, 2025 68:38


    Sam and Carolyn reached financial independence in their thirties through frugality, real estate investing, and building side hustles that generated $10,000 per month. Then they made a bold move—quitting their jobs and briefly relocating to Canada. This Episode Covers: How Sam and Carolyn house-hacked their way to a multi-property real estate portfolio The unconventional side hustles that generated $10K monthly in additional income Their complete financial strategy: savings rate, expense tracking, and investment allocation The decision to quit their jobs and achieve full financial independence in their thirties Why they moved to Canada and how universal healthcare and education factored into their FIRE plan Navigating the challenges of early retirement and aligning goals as a couple Building systems for long-term wealth preservation and flexible lifestyle design Lessons learned and advice for aspiring FIRE seekers Whether you're just starting your FIRE journey or looking for creative ways to accelerate your path to financial independence, Sam and Carolyn's story offers actionable strategies you can implement today. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Wholesaling Inc with Brent Daniels
    WIP 1886: The 5 Fears I Had to Overcome Before Making Millions in Wholesaling

    Wholesaling Inc with Brent Daniels

    Play Episode Listen Later Dec 15, 2025 18:53


    Fear is part of the game, but it does not get to decide your future.In this episode, Todd Toback shares five real fears he faced on his path from sending handwritten letters and using fax machines to building a multi-million-dollar wholesaling business. He talks about feeling unprepared, leaving a six-figure job, spending real money on marketing, hiring a team, and stepping into completely new asset classes. Each fear became a turning point that pushed him toward greater growth.If fear has been holding you back, this episode is your reminder that confidence comes after you take action, not before it.---------Show notes:(0:50) Beginning of today's episode(1:09) Todd sets up the 5 fears he had to overcome in real estate(1:42) Fear #1: Not having the right tools (handwritten letters, no CRM, no systems)(3:52) Taking imperfect action and closing his first deal without contracts or funding lined up(4:25) How one phone call led to a $40,000 payday(5:09) Fear #2: Quitting a high-paying job and stepping into the unknown(6:23) How surviving a market crash made Todd a stronger investor(7:33) Fear #3: Spending real money on marketing(8:32) Turning $7,500 in mailers into a $38,000 deal(9:55) Fear #4: Hiring people and building a team(11:20) Why not hiring is actually more dangerous than competition(12:34) Fear #5: Investing in new asset classes outside of single-family homes(13:50) Defining “no-brainer” deals to reduce risk and fear(15:07) Dan Sullivan's 4 Cs: Commitment, Courage, Competence, Confidence(18:01) Why confidence only comes after you jump----------Resources:Dan Sullivan – The 4 Cs FrameworkBook referenced: Multiple Streams of Income by Robert AllenTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?