Podcasts about NAB

Iron ore prices have lifted to the highest point since February, so will this spark a good run for the miners? MARKET WRAP: ASX200: down 1.02% to 8,668 GOLD: $3,364/oz BITCOIN: $182,070 Commbank & ANZ both lost 2.5%, Westpac was down 3.6%, while NAB was 2.4% lower. Insignia Financial was also on the slide, down 6.2% to $3.93 after it told investors talks were ongoing with CC Capital. While other big fallers included Aristocrat, Pro Medicus and Coles. AMP delivered a positive quarterly super net cashflows for the first time since 2017. Shares finished almost 10% higher to $1.68. Block – the owner of BNPL service Afterpay – saw its shares soar over 11% after news that it would be added to the S&P 500 Index. Iron ore futures climbed to over $104 US a tonne sent BHP, Fortescue and Rio Tinto all climbing CURRENCY UPDATE: AUD/USD: 65.2 US cents AUD/GBP: 48.4 British pence AUD/EUR: 56 Euro cents AUD/JPY: 96 Yen AUD/NZD: 1.09 NZ dollars See omnystudio.com/listener for privacy information.

In this episode of the REB Business Empowerment Showcase, host Liam Garman is joined by NAB professional services banking executive Donna Kosiek and Harcourts Property Centre managing director and principal Sam Devlin to explore one of the most important – yet often overlooked – drivers of sustainable growth in Australian real estate: succession planning. With a strategic approach and the right support, succession planning is transforming how real estate leaders future-proof their businesses while empowering the next generation of owners and operators. Donna shares how succession isn't just about stepping away from a business, rather it's about building something that lasts, using equity exchanges to bring in talent, reward loyalty, and drive expansion. For Sam, this approach has been a game changer. Since joining forces with Aaron Brooks, Harcourts Property Centre has grown from one office to operating across 12 locations, with a team of 200. He shares how the firm's clear cultural values have helped align shareholders and build a cohesive, high-performing team. The conversation dives deep into the practicalities of passing the baton, from financial governance and cultural fit to the mental shift required to move from rapid growth to sustainable profitability. With NAB's expert support, Sam's team has successfully navigated the complexities of succession while setting the business up for long-term success. Tune in now to discover why planning for tomorrow is one of the smartest moves a real estate leader can make today. Enjoy the podcast, The REB team

The ASX 200 fell 69 points to 8562 after a record yesterday. Banks were weak on proposed RBA charges changes, CBA off % with the Big Bank Basket down to $279.26 (-1.5%) NAB under extra pressure on CEO issues, down 3.4%. Financials generally eased back, MQG off 0.8% and insurers down, QBE off 1.0%. REITs too under pressure with GMG down 0.2% and SCG falling 0.5%. Healthcare mixed, CSL fell 1.3% on US tariff issues on pharmas, PME up 1.7% and FPH slightly firmer. Industrials mostly lower, TCL off 0.7%, ALL down 1.7% and WOW and COL easing back as did TLS. Utilities pulled back as ORG fell 1.1% and AGL down 0.8%. Tech gained, WTC up 0.6%.In resources, it was all about rare and critical metals. News of Apple's investment rocked the sector to the core, with good gains across the board. ILU rose 4.3% with LYC flat, even ARU rose 4.9% with MEI up 14.3%. Gold miners fell on NEM news, quarterlies doing nothing to help on profit taking after rises yesterday. NST falling 2.2% EVN down 2.3% on quarterly and WAF down 3.4%. Lithium stocks held up relatively well. BHP down 0.7% despite iron ore hitting $100 in Singapore. Uranium stocks up again, PDN up 3.3% and BOE up 3.3%. Oil and gas flat.In corporate news, LLC fell 1.7% on a luxury development news. RIO up 0.2% on quarterly and CEO change.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

 Ler, meditar e estudar a Bíblia Sagrada é um necessidade imperiosa. Muitas vezes não sabemos o que fazer, que caminho escolher, que princípios devem pautar nossa vida; a Bíblia é a fonte segura de instrução e iluminação nestas circunstâncias. Na Bíblia encontramos a vontade de Deus revelada para todas as áreas da nossa vida e conhece-la é fundamental para seguirmos, sempre, o melhor caminho. Leia, medite e estude a Bíblia.

(2:58) Bible Study: Genesis 44:18-21, 23b-29; 45:1-5 What does it mean that God means things for the good? Matthew 10:7-15 The Kingdom of heaven has arrive and father tells us where it is. (18:47) Break 1 (20:21) Letters: What does the Catholic Church teach about evolution? When did purgatory get developed? Father answers these and other questions, send him a letter at simon@relevantradio.com (40:35) Break 2 (41:17) Word of the Day Tunic (41:56) Phones: Audrey - To whom are you addressing offerings for the dead? can I say 'Jim this is for you'? or is it addressed to God? Laurel - How much is too much when drinking. What's the definition of drunkenness? Mike - In Isaiah 30: 20. Different translations in RSV and NAB. Could you explain? Preston - I'm a protestant. I'm leaning towards Catholicism. Saved by faith and works. What do you think? Resources: The Case for Christ: A Journalist's Personal Investigation of the Evidence for Jesus https://www.amazon.com/Case-Christ-Journalists-Personal-Investigation/dp/0310209307

The new Rumps & Bumps jersey just dropped! Check out afterpartyinc.com. Its a special Independence Day episode featuring our girl VOO. She tells us all about how she got started dancing in the Sun City, some wild club stories and we talk about good and bad times at the infamous Jaguars Gentleman's Club. Plus she tells us what she's up to nowadays including her brand new single life. Follow us on social media @AaronScenesAfterParty.

In this episode of PodMD, NAB's Head of Behavioural and Industry Economics, and author of the NAB Health insights report, Dean Pearson, will be discussing 2024/25 NAB Health Insights Report (Part 2) – Health Practitioners Through the Eyes of Patient.

Americká krása #63 o možném prvním muslimském starostovi New Yorku Zohranu Mamdanim a dopadech jeho úspěchu na celostátní úrovni. Letošní demokratické primárky v New York City měly nebývalý celostátní politický význam. Překvapivě v nich zvítězil třiatřicetiletý socialista Zohran Kwame Mamdani, který se narodil v Ugandě a do USA přišel s rodiči v roce 1998. V druhém kole porazil někdejšího guvernéra Andrewa Cuoma a teď má nakročeno k tomu stát se v listopadových volbách prvním muslimským starostou New Yorku. Úspěch Mandaniho vyvolává nadšené i hysterické reakce. Prezident Donald Trump ho kvůli jeho ekonomickým plánům označuje za komunistu, a dokonce mu pohrozil zatčením. Čím ho Mandani pobuřuje? Na čem stojí jeho úspěch? Nabízí nová politická hvězda recept přenositelný na celostátní úroveň? A jak to jde dohromady s případnou novou politickou stranou Elona Muska? Nejen o tom debatují Barbora Chaloupková a Jiří Sobota pod moderátorskou taktovkou Štěpána Sedláčka. Čtěte také: Dobývá New York. Může být receptem demokratů pro celou Ameriku?

ASX 200 rose 1 point to 8591 as the RBA kept rates on hold. Bullock's press conference calmed nerves and prompted a late recovery from small losses. The AUD jumped and yields pushed higher on the news, but the reaction was relatively muted. Banks were steady with CBA up 0.8% and the Big Bank Basket up to $282.25 (+0.6%). Insurers were weaker, QBE down 0.6% and SUN off 0.6% as financials drifted lower. Industrials too drifted lower, SGH down 1.5% with PMV off 2.3% as WOW and COL slumped around 1.3%. REITs too fell as yields rose. SCG down 1.3% with GPT off 1.2%. Tech stocks slightly better, WTC up 0.4% and TNE up 1.1% with the All-Tech Index up 0.6%. Resources were mixed with BHP leading the iron ore miners down, off 0.9% with lithium slightly firmer, PLS up 2.1% and gold miners in demand again, NEM up 2.4% and GMD up 2.9% with OBM bouncing hard, up 8% after a huge sell-off. Oil and gas fell, uranium producers firmed, PDN up 0.8% and DYL up 2.6%. In corporate news, PTM rose 3.0% after agreeing to a merger with L1 Capital. On the economic front, the NAB business survey was better than expected. RBA on hold again. Timing, not direction the issue. 10-year yields 4.26%Asian markets better with Japan up 0.3%, China up 0.7% and HK up 0.6%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you.If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Kia ora,Welcome to Wednesday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news US tariff threats are shifting from being aimed at trading 'partners' to a focus on commodities, today especially copper. Protection of favoured US business interests is the goal, cloaked in the labels of 'national security'.But first up today, the overnight dairy Pulse auction delivered less change than expected, essentially holding on to the SMP and WMP prices at the prior week's full auction. But in the meantime the NZD has retreated so both delivered good gains in NZD, up +1.1% for SMP and up +3.1% for WMP.The US retail impulse as measured by the Redbook survey delivered a very good +5.9% gain over the same week a year ago, but it should be noted that earlier base week was an unusual down one.And the New York Fed's national survey of consumer inflation expectations returned to a 'normal' 3% in June, and a five month low. But some components remain a worry. Those surveyed thing food prices will rise 5.5%, rents will rise +9.1% and medical care by +9.3%Meanwhile the NFIB Small Business Optimism Index for June was little changed at it long run levelThe popular US Treasury three year bond auction delivered unchanged demand and little-change on the median yields achieved. Today that came in at 3.84%, whereas the equivalent event a month ago was at 3.92%.US consumer debt grew a very modest +US$5 bln in May, half the expansion in April and well below the average for the past year. The slowdown was very acute for revolving debt, like credit cards.In Canada, the widely-watched local PMI turned positive in June following two toughish months.In Germany, both exports and imports were expected to decline in May from April, and they did, but by slightly more than was expected. But both remain higher than year ago levels.In Australia, the widely watched NAB business sentiment survey picked up and that was a much better outcome than the contraction expected. In fact this June result for business conditions broke the mould of the long-running decline that started in June 2022.That survey didn't point to anything special in terms of cost pressures. But those cost pressures clearly worried the RBA when it surprised financial markets with its no-change decision yesterday. The widely-expected rate cut didn't happen and so household budgets will have to wait for more relief. The RBA did pick up the resilience in the overall economy, but judged it too early to respond to perceptions of economic weaknesses. In fact they saw the balance of risks from trade and labour market cost activity not requiring a boost from a cut in interest rates.We should note that US tariff uncertainty is screwing around with some key commodity prices, especially copper, which has soared over the past day or so to over US$12,000/tonne and easily a new record high. Some US futures contracts are now up over US$13,000/tonne. US products that use copper are going to get a cost jolt. Because it is a jolt directly related to a new US tariff-tax, it won't affect products made outside the US.The UST 10yr yield is now at 4.42%, and up another +3 bps from yesterday.The price of gold will start today at US$3,306/oz, and down -US$25 from yesterday.American oil prices are up another +US$1 at just under US$68.50/bbl while the international Brent price is now just under US$70.50/bbl.The Kiwi dollar is now just on 60 USc, little-changed from yesterday. Against the Aussie we are down -50 bps at 91.9 AUc. Against the euro we are down -10 bps at 51.2 euro cents. That all means our TWI-5 starts today at just on 67.6 and -10 bps lower from yesterday at this time.The bitcoin price starts today at US$109,015 and up +1.0% from this time yesterday. Volatility over the past 24 hours has been moderate at just on +/-2.3%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

Czy czeka nas rewolucja na rynku pracy? Ministerstwo Rodziny, Pracy i Polityki Społecznej ujawniło zasady naboru do pilotażu skróconego czasu pracy. Nabór wniosków rozpocznie się 14 sierpnia i potrwa do 15 września tego roku. Udział w pilotażu jest dobrowolny, a celem jest przetestowanie różnych modeli i zbadanie ich wpływu na efektywność i zdrowie pracowników. Gościem Radia Kielce był Łukasz Bilski, prezes Świętokrzyskiego Związku Przedsiębiorców i Pracodawców.

L'exploitation des immenses réserves de fer des monts du Simandou pourrait marquer un tournant décisif pour l'économie guinéenne. Estimées à près de 8 milliards de tonnes de minerai, ces réserves font l'objet de discussions depuis trois décennies. Les autorités prévoient une entrée en production pour la fin de l'année 2025, présentant ce projet comme la vitrine de leur ambition économique. (Rediffusion) Face au manque de transparence, la population guinéenne, qui a connu les désillusions de l'exploitation de bauxite, oscille entre espoir et scepticisme. Sur le chantier du chemin de fer, la poussière et les boues envahissent les champs, rendant impossible toute culture. Mamoudou Youla, habitant du village de Sounganyia marche sur la terre craquelée qui a envahi sa rizière. « Tout ça, là, c'est le lieu de travail. Depuis que les sociétés minières sont arrivées il y a cinq ans, on ne travaille pas ici, rien, tout est gâté. », se lamente-t-il. Les dédommagements promis par les miniers ne suffisent pas à compenser les pertes subies par les agriculteurs. Mamaseta Camara, une autre habitante, exprime son désenchantement face aux promesses non tenues. « Quand les entreprises sont arrivées ici, j'étais contente, je me suis dit que c'était une opportunité pour nous. Mais ça ne s'est pas passé comme prévu. On subit de nombreux impacts. » Tout se fissure. Les murs des maisons, comme la confiance des habitants envers les sociétés. Il n'y aurait pas eu assez d'emploi pour les jeunes de Soungayah. La corruption autour du chantier est un autre sujet de préoccupation. « Quand vous allez sur le chantier pour du travail, il y a des intermédiaires qui vous demandent de l'argent. Environ 1 million et demi de francs guinéens », témoigne anonymement ce jeune homme. Il a le verbe haut et une profonde colère en lui. « À Conakry, on dit que nous sommes les boss. Qu'il y a un grand projet chez nous, le grand port de la Guinée, et donc qu'on est les rois, mais les gens ne savent pas ce qui se passe réellement ici. Pas d'emploi, pas d'eau, pas d'hôpital. J'en veux aux autorités guinéennes. Parce que depuis que le projet a commencé ici, personne ne s'est déplacé pour voir ce que nous traversons ici. Ils s'en foutent de nous ». Plus de 33 000 emplois ont déjà été créés sur le corridor, avançait Mamadi Doumbouya, le président de la transition, lors de ses derniers vœux à la nation. Des retombées XXL espérées pour l'économie guinéenne Initié en 1997, le projet Simandou a connu de nombreux rebondissements. D'abord attribués à Rio Tinto, les blocs 1 et 2 ont ensuite été confiés à BSGR, avant d'être réattribués à Winning Consortium Simandou en 2019, un partenariat sino-singapourien avec une participation guinéenne. Après le coup d'État en 2021, les travaux ont été interrompus par la junte. Puis, le géant de l'acier Baowu Steel a investi 6 milliards de dollars dans le projet, renforçant l'engagement de la Chine. Les espoirs sont énormes. Les autorités guinéennes misent sur des retombées économiques annuelles de 600 à 700 millions de dollars via des taxes et redevances. « Les ressources générées par les mines du projet Simandou et la transformation locale des minerais par la construction des raffineries nous ouvrent des perspectives heureuses d'avenir. », se réjouissait Mamadi Doumbouya. La construction d'une aciérie permettrait également de transformer une partie du fer sur place. « Nous osons espérer que cela soit la bonne cette fois, explique l'économiste Mohammed Camara. Pour un projet minier, l'important, c'est qu'est-ce qu'on en tire comme fiscalité, quels sont les impôts et taxes que ce projet va payer à l'État ? Il faut voir le projet sur du long terme et s'assurer de l'utilisation efficace des ressources. Le peu que l'on gagne, il faut l'investir où on peut impacter le plus. » Le « pont vers la prospérité » vanté par les autorités guinéennes n'est pas garanti. « Les autorités comptent beaucoup sur le Simandou parce que c'est un projet qui va doubler le produit intérieur brut du pays, mais attention, il ne faut pas croire que cela va régler tous les problèmes d'un seul coup », poursuit Mohammed Camara. Des contrats miniers toujours secrets D'autant qu'un doute subsiste sur les retombées économiques réelles. Les contrats signés entre l'État et les sociétés minières n'ont en effet pas été publiés. Ces trois conventions minières, ferroviaires et portuaires finalisées en 2023 ne sont connues que de quelques-uns dans le pays. « On se demande bien qui les a vues, c'est l'omerta la plus totale », témoigne un ancien proche du ministère des Mines. La publication des contrats est obligatoire selon le code minier guinéen. Or, ces conventions validées par la Cour suprême adoptées par le CNT – l'Assemblée nationale guinéenne – en février 2024 sont introuvables. Manque de transparence flagrant pour certains acteurs de la société civile. Incompréhension pour Oumar Totiya Barry de l'Observatoire des mines et métaux : « Officiellement, le Premier ministre parle de contrat stratégique, donc de secret d'État. Le ministre des Mines évoque le fait que le processus de négociation n'est pas terminé. Mais on sait quand même que ces documents sont passés au niveau du CNT et donc, que le processus est à son terme. On ne comprend pas pourquoi la Guinée ne rend pas encore public ces contrats. Cela aiderait aujourd'hui à améliorer le niveau de compréhension. » À lire aussiGuinée: de Sekou Touré à Mamadi Doumbouya, l'incroyable histoire du gisement de fer de Simandou Même du côté des sociétés minières, on peine à comprendre ce manque de transparence. Mais le gouvernement reste droit dans ses bottes sur cette question. « Quand on négocie avec quelqu'un, il y a toujours des clauses de confidentialité, explique le ministre du plan Ismaël Nabé. Nous sommes en train de discuter avec les partenaires industriels et on publiera au temps opportun. On renégocie parce que la Guinée était perdante. Nous sommes avec des partenaires et on doit avoir un commun accord, et respecter ce que l'on s'est dit. Si on est d'accord, ça sera publié. » Les éléments juridiques des conventions signées ont déjà été publiés dans un numéro spécial du Journal officiel qui n'a pas été rendu public, mais que RFI a pu se procurer. Certains y voient la preuve que tout est déjà négocié et que les autorités n'ont pas envie de dévoiler des contrats qui seraient défavorables à la Guinée. Un des négociateurs nous informe que la plupart des contrats de revente par lesquels les clients achètent le minerai produit ne sont pas encore signés. Le prix de revente du fer de Simandou – élément clé pour le calcul des recettes de l'État – ne serait pas fixé. Djiba Diakité, le président du comité stratégique de Simandou, a récemment expliqué dans une interview à Forbes Afrique que « si on mettait bout à bout tous les documents contractuels de Simandou... ça ferait 14 kilomètres ». Un train pour le minerai et pour les passagers ? La Guinée veut croire à la renaissance de son réseau ferroviaire grâce au gigantesque projet minier. Le gisement de fer, l'un des plus riches au monde, doit être relié au port de Moribayah par une ligne de chemin de fer de 650 kilomètres. Une infrastructure qui cristallise les espoirs de désenclavement de la Haute et Moyenne-Guinée. Pensée comme une double voie, cette ligne doit permettre non seulement l'acheminement du minerai vers la côte, mais aussi, à terme, le transport de marchandises et de passagers. « Le chemin de fer est multi-utilisateur. Une partie va servir aux miniers, une autre aux marchandises, mais aussi aux personnes. L'objectif est de développer plus de 2 000 km de voie ferrée dans le pays », déclare Ismaël Nabé, ministre du Plan à RFI. Cette ambition de désenclaver les régions agricoles, comme la zone de Kankan ou de N'zérékoré, suscite l'enthousiasme. Certains imaginent déjà des trains chargés d'ignames ou de bananes rejoindre plus facilement les marchés urbains. Mais sur le terrain, les observateurs sont plus prudents. « L'idée d'un train passager est séduisante, mais peu réaliste dans l'état actuel du tracé », estime Oumar Totiya Barry, directeur de l'Observatoire des mines et métaux. Selon lui, la ligne évite les grands centres urbains. « Il y a bien une quinzaine de gares prévues, mais elles sont souvent à des dizaines de kilomètres des villes. Madina Oula, par exemple, se trouve à plus de 80 km de Kindia. Pour Mamou, c'est le même problème avec la gare de Farenta. » En cause, une logique de tracé prioritairement industrielle. Le chemin de fer suit le chemin le plus court et le moins coûteux entre la mine et le port, au détriment d'une intégration fine au territoire. « Le mariage entre aménagement du territoire et conception du chemin de fer n'a pas suffisamment fonctionné », regrette Oumar Totiya Barry. À Kaloum, cœur battant de Conakry, certains commerçants restent sceptiques. Marqués par les promesses non tenues des précédents projets miniers, ils redoutent que Simandou ne soit qu'un mirage de plus. Dans les zones d'exploitation de la bauxite, comme à Boké, l'exploitation a certes rapporté des devises, mais elle a aussi laissé des séquelles : pollution de l'air, raréfaction de l'eau potable, routes dégradées. « Simandou, c'est du vent », tranche un commerçant, dénonçant une richesse qui ne profite toujours pas à la population. En attendant, Simandou creuse son sillon, porté par de grandes ambitions.  

US rates could be cut sooner than expected, depending on results out of the Non-Farm Payrolls this week. MARKET WRAP: ASX200: down 0.02%, 8595 GOLD: $3,356 US/ounce BITCOIN: $166,513 AUD Pro Medicus climbed 7.8% to $307.39 after announcing two contracts in the United States worth more than $200 million in total. BHP jumped 5.6%, Mineral Resources closed 7.8% higher, with Fortescue & Rio Tinto up 1.8%. Up more than 1% was Wisetech Global, James Hardie and Bluescope Steel. G8 fell 7.4% for its third day of losses in a row after one of its former employees was charged with offences related to the alleged abuse of children. Commbank down 2.2%, NAB off 1.1%, and Westpac down 0.7%. ANZ escaped the losses, up half a percent. JB Hi-Fi down 3%, Harvey Norman off 1.5%, and Myer losing 1.6%. CURRENCY UPDATE: AUD/USD: 64.8 US cents AUD/GBP: 48.1 pence AUD/EUR: 55 Euro cents AUD/JPY: 94 yen AUD/NZD: 1.08 Dollars See omnystudio.com/listener for privacy information.

Podlasie jest usiane kapliczkami. Naprawdę. Mam wrażenie, że jest tu ich najwięcej. Więcej to chyba na Litwie spotkałam tych krzyży, świątków i innych wątków.Kawa dla Miłki: https://buycoffee.to/dziennik.zmianWzrusza mnie taka praktyczna odsłona codziennej metafizyki, gdy ludzie pokazują wszem i wobec, że bez niewidzialnego, to widzialne jest wątpliwie, że od zarazy i wojny ustrzeże krzyż, że na rozdrożu pokaże kierunek i odgoni samego diabła. Czy to nie piękne?Nie wszystkie kapliczki to tylko historia, są zadbane, są aktywne, są ważne. Ostatnio, przejeżdżając przez wieś niedaleko Sokółki, zobaczyłem piękną kapliczkę z gipsową Matką Boską w oszklonej skrzyneczce. Odnowioną. Ale stojącą na puściutkiej działce. Był tam jednak sympatyczny pan, który powiedział, że stary dom się spalił, a on kapliczkę odnowił. To był bardzo wietrzny dzień, to będzie słychać, no i nie miałem ze sobą lepszego nagrywadła, ale rozmowa o kapliczce była po prostu taka serdeczna, otwarta.Praktyka i prastare echaPraktyka stawiania kapliczek prawdopodobnie sięga czasów pogańskich, nie ma co do tego wątpliwości. Twarde ramię często zakończone mieczem konceptu tej religii nie zniszczyło miękkiej tkanki zaufania naturze, odruchów zakorzenionych w cykliczności, w organiczności tego naszego świata, w tej szerokości geograficznej, no tego co teraz tak sobie po cichutku a pięknie wraca. Kapliczki zazwyczaj stawiano w celu dziękczynnym, wotywnym lub obrzędowym. Zawsze – wtedy i teraz.Szalenie mi się podoba, że w Podlaskiem była specjalna pula finansowa przeznaczona na odnowienie kapliczek. Każdy mógł się zgłosić. To był program „Kapliczki Podlaskie 2025 – ocalić od zapomnienia”. Budżet konkursu to 150 tys. zł. Dotacja może być przyznana na pokrycie kosztów prac konserwatorskich, restauratorskich lub robót budowlanych przy kapliczkach. Wnioski należy złożyć od piątku, 11.04, do 5.05 br. Nabór ogłosił zarząd województwa. To już czwarta edycja konkursu, a dofinansowanie pochodzi z budżetu województwa. Wsparcie może pokryć nawet 100 proc. kosztów inwestycji. Dofinansowanie mogą uzyskać m.in. organizacje pozarządowe oraz oferenci, którzy prowadzą działalność statutową w dziedzinie kultury, sztuki, ochrony dóbr kultury i dziedzictwa narodowego.Słowianie silnie wierzyli w obecność i wpływ duchów przodków oraz duchów opiekuńczych danego terenu (np. domowników, polnych, leśnych). Aby zapewnić sobie ich przychylność i obronę przed złymi mocami, zostawiano dary na rozstajach dróg, przy źródłach czy w miejscach szczególnie ważnych dla lokalnej społeczności. Kapliczki mogły przejąć funkcję takich miejsc "pojednania" z zaświatami.Jednym z najważniejszych miejsc pogańskiego kultu były święte gaje, pojedyncze drzewa (często dęby, lipy, jesiony) lub kamienie. Wierzono, że są to miejsca zamieszkiwane przez bóstwa (np. Peruna, Swarożyca, Welesa) lub ważne duchy opiekuńcze. Pod tymi drzewami składano ofiary (płody rolne, miód, zwierzęta), proszono o urodzaj, zdrowie czy pomyślność. Często wieszano na nich wstążki, warkocze z ziół czy inne dary. To właśnie te pogańskie "miejsca mocy" z czasem mogły być adaptowane przez chrześcijaństwo.ędrowanie przez czas i wiaręTo takie podstawowe tropy. I kiedy, siedząc w niedzielne popołudnie na wsi pod jabłonią, słyszę przechodzącą przez wieś pielgrzymkę, to wiem, że Słowianie: wędrowali do świętych gajów, na szczyty gór (np. Łysa Góra), do źródeł, czy pod święte drzewa, które były uważane za miejsca przebywania bóstw, duchów przodków lub sił natury. Te miejsca były punktami, gdzie „niebo stykało się z ziemią”, a kontakt z sacrum był najsilniejszy.I tak jest do dziś, i niech wiara będzie trampoliną do fizyki kwantowej, która pokazuje, że to co niewidzialne jest tym co widzimy.

 In episode 3 of KWM's Responsible Business podcast NEXT, hosts Clem Johnson and Dan Creasey dive deep into the world of pro bono legal services with guests Christina Carney from NAB and Elise Perry from KWM. The conversation explores the critical role of pro bono work in helping to bridge access to justice, highlighting how lawyers can create meaningful social impact by providing pro bono to individuals and organisations. Through personal stories and professional insights, the episode reveals the transformative potential of pro bono work, demonstrating how lawyers can be powerful allies in addressing systemic social challenges. Key Topics:Pro bono legal work is fundamentally about providing free legal assistance for the public good, extending beyond individual cases to create systemic change.Corporate leadership plays a crucial role in establishing and sustaining pro bono programs, with senior executives like NAB's Sharon Cook driving cultural transformation.The future of pro bono work is increasingly focused on long-term, strategic interventions in addition to addressing immediate legal needs.Technology, including AI, presents emerging opportunities to expand the reach and efficiency of pro bono legal services.Successful pro bono programs require dedicated teams, leadership support, and integration into core professional responsibilities.Evaluation and impact measurement are becoming more sophisticated, moving beyond hours worked to understanding actual client outcomes.A new generation of purpose-driven lawyers is emerging, seeking meaningful opportunities to contribute to social justice through their legal careers.Effective pro bono work depends on genuine partnerships with community organisations, ensuring interventions are community-led and responsive to real needs. 

Vaříte rádi? Pokud ano, pak možná hledáte inspiraci na nové recepty. Nabídne vám ji Dámská jízda Mirky Nezvalové, která se setkala se šéfredaktorkou časopisu Apetit Janou Kopeckou. Dále se zastavíme u provozovatele restaurace, amatérského speleologa a držitele klíčů od kostnice ve Křtinách.Všechny díly podcastu Dámská jízda můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

Send us a text“The longer the tenure, the more things become, you know, this is the way we've always done it. And so an entrepreneur is someone that can go in and see that pretty quickly. What are the bits that are stale? Where are the potentials and opportunities for improvement?” - Dave GregurkeIn this episode, you'll hear about:Aligning stakeholders with different prioritiesBalancing innovation with security in high-risk settingsWorking around resistance to changeThe importance of customer research and involving executivesMethods for breaking habitual behaviours in large organisationsUsing simple tools to collaborate across tech stacksBuilding trust in risk-conscious culturesShifting from waterfall to iterative design practicesFuture-proofing change and sustaining momentumKey linksDave Gregurke LinkedInDave Gregurke WebsiteAmazonNational Australia BankUniversity of MelbourneAbout our guest Dave Gregurke is a designer of many things, born in Texas, USA where fell in love with baseball. From there the family moved to Yeosu, South Korea where he almost got kidnapped with his dog. Now long settled in Melbourne, Australia gave him a new home and accent.For over 20 years across brand and customer experience, Dave has been a trusted end-to-end designer for Services, Product and Go-to-market.He has deep experience in complex environments across startups, government & enterprise. Kicking-off in corporate design, he quickly fell in love with the interactive world and all its possibilities. Dave has big brands like Amazon, University of Melbourne, NAB and State Governments among his collaborators.After founding two businesses, Dave currently focuses on complex problem spaces, including fintech payments. He'll run your innovation and design sprints, as well as coach and train your team to develop that knowledge internally.About our hostOur host, Chris Hudson, is an Intrapreneuship Coach, Teacher, Experience Designer and Founder of business transformation coaching and consultancy Company Road.Company Road was founded by Chris Hudson, who saw over-niching and specialisation within corporates as a significant barrier to change.Chris considers himself incredibly fortunate to have worked with some of the world's most ambitious and successful companies, including Google, Mercedes-Benz, Accenture (Fjord) and Dulux, to name a small few. He continues to teach with University of Melbourne in Innovation, and Academy Xi in CX, Product Management, Design Thinking and Service Design and mentors many business leaders internationally.For weekly updates and to hear about the latest episodes, please subscribe to The Company Road Podcast at https://companyroad.co/podcast/

The June 2025 MacVoices Update looks back on a packed month of content, including The Road to MacStock and NAB wrap-ups. Some format changes to make episodes more approachable, resources like the weekly Dispatch newsletter and Flipboard magazine, and the Support Report complete this week's comments.  Show Notes: Support: Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect: Web:      http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices Mastodon:      https://mastodon.cloud/@chuckjoiner Facebook:      http://www.facebook.com/chuck.joiner MacVoices Page on Facebook:      http://www.facebook.com/macvoices/ MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice LinkedIn:      https://www.linkedin.com/in/chuckjoiner/ Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

The June 2025 MacVoices Update looks back on a packed month of content, including The Road to MacStock and NAB wrap-ups. Some format changes to make episodes more approachable, resources like the weekly Dispatch newsletter and Flipboard magazine, and the Support Report complete this week's comments.  Show Notes: Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

Virgin has successfully re-listed on the ASX, but will this IPO bring more companies towards listing on the market again? MARKET WRAP: ASX200: up 0.95% to 8,555 GOLD: $3,327 US/oz BITCOIN: $161,587 AUD BHP rose 2.4%, Fortescue up 4.8%, and Rio Tinto was just over 3% higher. Commbank up 2.1%, NAB up 2.2%, Westpac 2.6% higher and ANZ rising 1.4%. Virgin’s IPO was welcomed by investors, the price rising more than 11% from its initial point of $2.90 to $3.23 Qantas shares up another 2.4% to $10.32. Greatland Resources climbing 44% to $7.30 by the close Wisetech Global up 2.5% and Pro Medicus up 2.6% Woodside fell 6.5%, Santos dropped 1.5%, and Viva Energy fell 3.2%. Origin Energy was 2.5% lower, with APA Group falling 1.7% – as it also announced its dividend. Treasury Wine Estates took a tumble of 0.9% CURRENCY UPDATE: AUD/USD: 65 US cents AUD/GBP: 47.8 pence AUD/EUR: 56 Euro cents AUD/JPY: 94 Japanese yen AUD/NZD: 1.08 NZ dollars See omnystudio.com/listener for privacy information.

This month's theme is LOVE ONE ANOTHER!1 Corinthians 13:4-8a“Love is patient, love is kind. It is not jealous, [love] is not pompous, it is not inflated, it is not rude, it does not seek its own interests, it is not quick-tempered, it does not brood over injury, it does not rejoice over wrongdoing but rejoices with the truth.It bears all things, believes all things, hopes all things, endures all things. Love never fails.”(NAB translation)***PILGRIMAGE to Medjugorje and Croatia with Jackie Angel, Kim Zember, and Fr. Edwin Leonard September 20-29, 2025. 4 SPOTS LEFT! See link below:https://selectinternationaltours.com/product/pilgrimage-to-medjugorje-with-kim-zember-jackie-francois-angel-and-fr-edwin-leonard/***“Memorize Scripture” Book NOW AVAILABLE!Get 10% off!Link to Order:https://avemariapress.com/?ref=JACKIE10PROMO CODE: JACKIE10****PATREON: For downloadable and printable PDFs of each scripture verse, support us on Patreon at Patreon.com/JackieandBobby at the $5/month level!

The new Rumps & Bumps jersey just dropped! Check out afterpartyinc.com. Peep the brand new episode featuring the one and only El Paso Foos! As he comes on reveals the face behind the instagram account and we chop it up and get to know him. He tells us about his early success in the music scene and his transition to talent management plus he names some of the best artists in the Sun City. Follow us on social media @AaronScenesAfterParty

Editor - Eddie Hamilton ACE MISSION: IMPOSSIBLE - THE FINAL RECKONING editor Eddie Hamilton ACE has edited the last four of the franchise's eight films.  While there are a combined five other editors responsible for the first four movies, the challenge of tying up any loose ends and bringing the franchise to a close (seemingly) fell solely to Eddie.  In addition to his work on the Mission Impossible films, Eddie has also taken part in two other action franchises.  Eddie cut TOP GUN: MAVERICK as well as two of director Matthew Vaughn's "Kingsman" films.  Both within, and beyond, these three franchises, Eddie has clearly set himself apart as one of the top action movie editors working today. Picking up two months after the events of MISSION: IMPOSSIBLE - DEAD RECKONING PART ONE, Ethan Hunt and the IMF team must stop a malevolent AI known as "The Entity" from either forcing the world powers into a nuclear war or launching the missiles on its own.  Adding to the challenge, they must do this before Ethan's nemesis Gabriel gains control of The Entity and its power to dominate the world. Eddie Hamilton, ACE Prior to finishing the seventh and eighth films in the Mission Impossible franchise, Eddie cut Top Gun: Maverick, directed by Joseph Kosinski, for which he was nominated for the Oscar and BAFTA Film Editing awards, and won the ACE Eddie and Hamilton Behind The Camera Award. He also cut Mission: Impossible - Fallout and Mission: Impossible - Rogue Nation for director Christopher McQuarrie. Other credits include Kingsman: The Secret Service, Kingsman: The Golden Circle, X-Men: First Class and Kick-Ass for director Matthew Vaughn. After 30 years in the industry Eddie has cut over 20 feature films (both indies and studio movies) in a wide variety of genres as well as TV dramas, documentaries and award-winning short films. His enthusiasm for big screen storytelling is matched only by his total dedication to the craft of film editing, his nerdy technical expertise and his undisputed love of chocolate. He has given presentations on Avid Media Composer editing at NAB and IBC. Eddie is a member of the Academy Of Motion Picture Arts & Sciences, American Cinema Editors, British Film Editors and BAFTA, was on the feature film panel at EditFest London in 2013 and 2018, and was the keynote speaker at EditFest Los Angeles in 2022. The Credits Visit ExtremeMusic for all your production audio needs Hear Eddie talk about his work on Mission: Impossible - Fallout, Mission: Impossible - Dead Reckoning Part One and Top Gun: Maverick Take a guided tour with Eddie of his Avid timelines from Mission: Impossible - Fallout, Top Gun: Maverick and Mission: Impossible - Dead Reckoning Part One See which model of Avid Media Composer is right for you Subscribe to The Rough Cut podcast and never miss an episode Visit The Rough Cut on YouTube

Santos has been hit with a $30 billion takeover bid from the UAE’s ADNOC. Is this the push the Australian energy sector needed? MARKET WRAP: ASX200: up 0.01%, 8548 GOLD: $3,415 US/ounce BITCOIN: $164,546 A $30 billion takeover bid for Santos sent its shares climbing almost 11% to $7.72. Woodside up 3% at $25.96. Paladin was up 15.6%, Boss rose 17.7% and Deep Yellow was over 21% higher. An announcement of a US venture for baby formula maker Bubs Australia, sent its shares 6.3% higher Commbank and NAB closed slightly higher Vulcan Steel closed down 1.7% as it announced its CEO would retire after 19 years. UBS downgrades for gold miners Evolution and Northern Star saw them both close down more than 8%. Falling by over 1% was Woolworths, IAG and Mirvac. CURRENCY UPDATE: AUD/USD: 65.1 US cents AUD/GBP: 48.0 pence AUD/EUR: 56 Euro cents AUD/JPY: 94 yen AUD/NZD: 1.08 Dollars See omnystudio.com/listener for privacy information.

Podzimní sněmovní volby jsou pro SOCDEM poslední šancí na politickou záchranu, řekl nedávno místopředseda jedné z nejstarších českých stran Lubomír Zaorálek. Její podpora je ale stále nízká. Jak chce strana nepříznivý trend otočit?Hostem Ptám se já byla předsedkyně SOCDEM Jana Maláčová. Sociální demokracie půjde do letošních sněmovních voleb nakonec sama. Zároveň je ale strana podle její předsedkyně stále otevřená spolupráci s Přísahou. Nabídka platí za předpokladu, že by kandidoval i její předseda Róbert Šlachta. Žádná jednání se ale podle Maláčové nevedou. S vizí spojit se s dalšími politickými subjekty kandidovala lídryně SOCDEM do čela strany loni na podzim. Plán na vytvoření široké levicové koalice se ale rozpadl v únoru, když SOCDEM ukončila jednání o možné spolupráci s hnutím Stačilo! Kateřiny Konečné. Sociálním demokratům vadilo, že hnutí vedené KSČM se soustředí místo levicového na antisystémový program, který počítá s vystoupením z EU a NATO. Nedávné spekulace o tom, že by se vybraní sociální demokraté ucházeli o hlasy na kandidátkách opozičního hnutí ANO, šéfka SOCDEM opakovaně popřela: „Kdybychom si vyjednávali teplá místa na kandidátkách hnutí ANO, tak už bych tam přece byla, kdybych to chtěla.“SOCDEM ještě jako ČSSD v minulých volbách v roce 2021 vypadla ze Sněmovny, když získala 4,65 procenta hlasů. Aktuálně se její preference pohybují kolem dvou až čtyř procent. A sama její předsedkyně uznává, že strana bojuje o přežití. Maláčová, která před časem oznámila, že trpí onkologickým onemocněním, se ale podle svých slov už těší na vrchol letošní kampaně. „Kdybych měla pocit, že to nejde nebo to nezvládám nebo mě to nebaví, tak vnímám svoji vnitřní svobodu, že řeknu stop. Zdraví je na prvním místě. Na druhou stranu, nejdu do kampaně poprvé, vím, co to obnáší. A mám vysokou podporu od kolegů a cítím ji i navenek.“Co sociální demokracie voličům nabízí? Jak náročné je vést kampaň souběžně s léčbou onkologického onemocnění? A co by pro SOCDEM znamenalo, kdyby se ani tentokrát nedostala do Sněmovny? --Podcast Ptám se já. Rozhovory s lidmi, kteří mají vliv, odpovědnost, informace.Sledujte na Seznam Zprávách, poslouchejte na Podcasty.cz a ve všech podcastových aplikacích.Archiv všech dílů najdete tady. Své postřehy, připomínky nebo tipy nám pište prostřednictvím sociálních sítí pod hashtagem #ptamseja nebo na e-mail: audio@sz.cz.

Agility at enterprise scale means building systems that not only make millions of micro-decisions, but also keep humans at the center — creating experiences that are timely, relevant, and respectful of the customer.What if your data knew your customers better than your frontline employees — and used that insight to serve, not sell? Today we are here at PegaWorld 2025 at the MGM Grand in Las Vegas, and we're going to talk about how National Australia Bank has built what they call a "Customer Brain" — a centralized, intelligent decisioning layer that unifies engagement across service, sales, and relationship-building at scale.To help me explore this, I'd like to welcome Christian Nelissen, Chief Data and Analytics Officer at NAB. RESOURCES National Australia Bank: https://www.nab.com/au https://www.nab.com/au The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://www.teksystems.com/versionnextnow Catch the future of e-commerce at eTail Boston, August 11-14, 2025. Register now: https://bit.ly/etailboston and use code PARTNER20 for 20% off for retailers and brandsOnline Scrum Master Summit is happening June 17-19. This 3-day virtual event is open for registration. Visit www.osms25.com and get a 25% discount off Premium All-Access Passes with the code osms25agilebrandDon't Miss MAICON 2025, October 14-16 in Cleveland - the event bringing together the brights minds and leading voices in AI. Use Code AGILE150 for $150 off registration. Go here to register: https://bit.ly/agile150Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.showCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company

The new Rumps & Bumps jersey just dropped! Check out afterpartyinc.com. The boyz are back with another episode! And on this one we feature the return of Louyah! Who comes on talks about his first time in Mexico, his latest Dive Bar Tour run and new projects he's been working on. Plus his tour manager comes on and gives him hell and he shares some crazy stories from his tour! Follow us on social media @AaronScenesAfterParty

Návštěvy v supermarketech nebyly poslední dobou důvodem k radosti. Tento pocit potvrdila zpráva Českého statistického úřadu. Ceny potravin vyrostly od počátku roku do května v průměru skoro o pět procent, a pokud lze věřit analytikům, nikdo z nich takový růst nečekal. Nabízí se tedy otázka, co se vlastně stalo.

At NAB Show 2025, Mario Ponce, Senior Specialist, Market Development for Shure showcases two innovative microphones: the MoveMic 88+, a wireless stereo condenser mic with selectable polar patterns and app-based control, and the MV7i, a dynamic mic that doubles as an audio interface with onboard DSP and dual mic capability. Both are designed for mobile creators and podcasters, offering versatility, portability, and pro-grade sound in compact form factors.  Show Notes: Chapters: 00:09 Introduction to NAB Show 2025 01:31 MoveMic 88 Plus Unveiling 05:06 Introducing the MV7i Microphone 07:22 Closing Remarks and Farewell Links: Shure MV7i Smart Microphone with Built-in Audio Interface https://amzn.to/4n4OfqW Shure MoveMic 88+ Wireless Microphone https://amzn.to/4kybOqr Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

With Amazon launching a marketplace offering, could Wesfarmers, Harvey Norman and JB Hi-Fi be shaking in their boots? MARKET WRAP: ASX200: up 0.06% to 8,592 GOLD: $3,338 US/oz BITCOIN: $168,037 AUD An earnings guidance increase for BNPL company Zip helped its shares more than 15% higher. Monash IVF rebounded from yesterday’s drop, gaining 11% Fletcher Building told the market that it’s fielding inquiries on its business, helping it to lift 10% to $3.08. Qantas offloading JetstarAsia saw it down 1.3% to $10.50 on the day. Perseus Mining down 6% to $3.62. Xero down 2.3% and Technology One falling 3.8% Commbank losing 0.3%, with NAB down the same amount. CURRENCY UPDATE: AUD/USD: 65.2 US cents AUD/GBP: 48.3 pence AUD/EUR: 57 Euro cents AUD/JPY: 94 Japanese yen AUD/NZD: 1.08 NZ dollars See omnystudio.com/listener for privacy information.

Návštěvy v supermarketech nebyly poslední dobou důvodem k radosti. Tento pocit potvrdila zpráva Českého statistického úřadu. Ceny potravin vyrostly od počátku roku do května v průměru skoro o pět procent, a pokud lze věřit analytikům, nikdo z nich takový růst nečekal. Nabízí se tedy otázka, co se vlastně stalo.Všechny díly podcastu Názory a argumenty můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

The Australian share market hit an all-time high, even with fears about tariffs and political instability hitting the market MARKET WRAP: ASX200: up 0.84% to 8,587 GOLD: $3,330 US/oz BITCOIN: $167,552 AUD Woodside rose 0.7%, Santos up 1.2% and Yancoal gained 4%, as oil prices were higher. Commonwealth rose 1.2% to $182 a share, with NAB up 1.5%, ANZ up 1.1% and Westpac up 1%. Austal shares lifted 7.3% to $6.19. Metcash up 3.5% to $3.51 Next DC 5.2% higher on news of contract wins. Ora Banda Mining still fell 4.6% to $1.05. Backwards by more than 1% were Seven Group Holdings, Evolution Mining and Qantas. CURRENCY UPDATE: AUD/USD: 65.1 US cents AUD/GBP: 48.3 pence AUD/EUR: 57 Euro cents AUD/JPY: 94 Japanese yen AUD/NZD: 1.08 NZ dollars See omnystudio.com/listener for privacy information.

Commonwealth Bank has become the first Australian company to reach a $300 billion valuation. To put that in perspective, NAB ($118bn), Westpac ($114bn) and ANZ ($88bn) together are worth $320 billion. How long can CommBank's outperformance last? That is what we try to understand in today's episode of Equity Mates. —------Want to get involved in the podcast? Record a voice note or send us a message—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)Check out our latest show: Basis Points (Apple | Spotify | YouTube) and read the accompanying Basis Points email—------Looking for some of our favourite research tools?Read our free ETF Investing HandbookDownload our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.—------Equity Mates Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

EPISODE SUMMARY: Chris Forgy is President & CEO of Saga Communications and serves on the board of the NAB, the RAB, and the Broadcasters Foundation of America. He shares his radio journey and the many lessons he learned along the way to becoming a Broadcasters Foundation of America Leadership Award honoree.On this episode of Chachi Loves Everybody, Chachi talks to Chris Forgy about:Growing up in Dayton, OH, and visiting the radio stations where his dad workedHow mentorship plays a crucial role in personal and professional growth and the importance of support systemsWhy he tries to be unlike other CEOs and the value of authenticity in leadershipGetting started in sales and learning to handle rejection while shattering sales recordsWhy protecting the brand is crucial in radioBecoming a GM and preaching deliberate and purposeful actionsGetting surprised with an offer to lead Saga and leading the company responsibly, while avoiding debt Radio's role in the digital landscape and his advice for the future And More!ABOUT THIS EPISODE'S GUEST: Chris Forgy began his broadcast career in 1980, serving in sales and management positions before joining Saga in 1996. He initially served as Director of Sales for Saga's Columbus Radio Group. In 2006 he left Saga to join Urban One as President and General Manager of their stations in Cleveland, OH. In 2011, he returned to Saga as President and General Manager of the Columbus Radio Group. Subsequently, he joined Saga's corporate management team in 2018 as Senior Vice President/Operations where he oversaw the operations of all of Saga's stations. Following the passing of Ed Christian, Saga's founder, President, CEO and Chairman in 2022, Forgy was named President and CEO becoming only the second President and CEO in the company's history.ABOUT THE PODCAST: Chachi Loves Everybody is brought to you by Benztown and hosted by the President of Benztown, Dave “Chachi” Denes. Get a behind-the-scenes look at the myths and legends of the radio industry.PEOPLE MENTIONED:John KingSteve KirkTerry DorseyDeborah ParentiDave MarshallAlan GrayTom StewartTerry DorseyRon ChapmanTom JoynerNancy BatesDan HalliburtonLarry GroganRich AllenEd ChristianZemira JonesJohn RiversJeff WilkesAl FetchChuck KnightWarren LadaMarcia LobaitoTim CookSam BushDavid FieldABOUT BENZTOWN: Benztown is a leading international audio imaging, production library, voiceover, programming, podcasting, and jingle production company with over 3,000 affiliations on six different continents. Benztown provides audio brands and radio stations of all formats with end-to-end imaging and production, making high-quality sound and world-class audio branding a reality for radio stations of all market sizes and budgets. Benztown was named to the prestigious Inc. 5000 by Inc. magazine for five consecutive years as one of America's Fastest-Growing Privately Held Companies. With studios in Los Angeles and Stuttgart, Benztown offers the highest quality audio imaging work parts for 23 libraries across 14 music and spoken word formats including AC, Hot AC, CHR, Country, Hip Hop and R&B, Rhythmic, Classic Hits, Rock, News/Talk, Sports, and JACK. Benztown's Audio Architecture is one of the only commercial libraries that is built exclusively for radio spots to provide the right music for radio commercials. Benztown provides custom VO and imaging across all formats, including commercial VO and copywriting in partnership with Yamanair Creative. Benztown Radio Networks produces, markets, and distributes high-quality programming and services to radio stations around the world, including: The Rick Dees Weekly Top 40 Countdown, The Todd-N-Tyler Radio Empire, Hot Mix, Sunday Night Slow Jams with R Dub!, Flashback, Top 10 Now & Then, Hey, Morton, StudioTexter, The Rooster Show Prep, and AmeriCountry. Benztown + McVay Media Podcast Networks produces and markets premium podcasts including: IEX: Boxes and Lines and Molecular Moments.Web: benztown.comFacebook: facebook.com/benztownradioTwitter: @benztownradioLinkedIn: linkedin.com/company/benztownInstagram: instagram.com/benztownradio Enjoyed this episode of Chachi Loves Everybody? Let us know by leaving a review!

On the NAB Show floor in Las Vegas Resilio Chief Marketing Officer Adam Kranitz introduces Resilio Active Everywhere, a powerful tool that helps creative teams move large video and media files quickly and securely. Whether working from home, in the field, or across multiple studios, Resilio ensures smooth, fast sharing without delays. It's built to handle big projects while keeping things simple, secure, and compatible with your existing setup.  http://traffic.libsyn.com/maclevelten/MV25158.mp3 Show Notes: Chapters: 00:11 Introduction to Resilio at NAB Show 01:45 Resilio Active Everywhere Unveiled 03:36 Data Movement Challenges Explained 06:10 Addressing Security Concerns 07:42 Open Data Philosophy 08:54 Closing Thoughts with Adam Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

At NAB Show in Las Vegas, Casper Hanney, the Founder of Ghost Kits introduces a hybrid Wi-Fi router and cellular hotspot designed for camera-to-cloud workflows. Compatible with any Wi-Fi-enabled camera or device, Ghost Kits ensures seamless cloud uploads—even in remote areas—by automatically switching networks. With flexible data plans, 6–12 hour battery life, and pre-orders now open, it's a versatile tool for modern video production.  Show Notes: Chapters: 00:07 Introduction to Ghost Kits 02:26 Device Features and Compatibility 03:32 Subscription and Data Plans 04:28 Battery Life and Usage 05:22 Availability and Pre-Order Details Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss