Podcasts about financial

Academic discipline studying businesses and investments

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    Latest podcast episodes about financial

    Financial Sense(R) Newshour
    Tech Rotation, Defensive Shift: John Kosar on Changing Market Outlook

    Financial Sense(R) Newshour

    Play Episode Listen Later Feb 7, 2026 37:28


    Feb 6, 2026 – Jim Puplava and Asbury Research's John Kosar break down the evolving stock market landscape—from the Dow's record highs and sector shifts to the underperformance of Big Tech. Kosar reveals how market internals, like the drop...

    The Steve Harvey Morning Show
    Financial Uplift: Their fundraising system gives up to 50% of gross sales and ships popcorn directly to supporters, churches, and schools.

    The Steve Harvey Morning Show

    Play Episode Listen Later Feb 6, 2026 28:54 Transcription Available


    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ryan Richmond and Greg Bowman. Co‑owners of Popcorn Remix, a Georgia‑based gourmet popcorn brand known for more than 60 innovative flavors ranging from King Crab Legs to Charlene’s Banana Pudding to chocolate‑covered strawberry. Together they share their partnership story, the origin of Popcorn Remix, the explosive growth of their brand, how they built a powerhouse fundraising platform (WePowerFundraisers.com), their expansion into major sports and entertainment venues, and the unique combination of hustle, creativity, faith, and community service that drives their success.

    Strawberry Letter
    Financial Uplift: Their fundraising system gives up to 50% of gross sales and ships popcorn directly to supporters, churches, and schools.

    Strawberry Letter

    Play Episode Listen Later Feb 6, 2026 28:54 Transcription Available


    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ryan Richmond and Greg Bowman. Co‑owners of Popcorn Remix, a Georgia‑based gourmet popcorn brand known for more than 60 innovative flavors ranging from King Crab Legs to Charlene’s Banana Pudding to chocolate‑covered strawberry. Together they share their partnership story, the origin of Popcorn Remix, the explosive growth of their brand, how they built a powerhouse fundraising platform (WePowerFundraisers.com), their expansion into major sports and entertainment venues, and the unique combination of hustle, creativity, faith, and community service that drives their success.

    Finding Genius Podcast
    Profit First For Law Firms: Building Financial Clarity With Ben Hockema

    Finding Genius Podcast

    Play Episode Listen Later Feb 6, 2026 30:45


    In this episode, we dive into the unique financial challenges law firm owners face with Ben Hockema, CFP®, Founder and Lead Financial Advisor at Illuminate Wealth Management. As an award-winning Certified Financial Planner, Ben's work has been featured in The Wall Street Journal, The New York Times, and other leading publications. Ben is on a mission to help law firm owners and other business professionals move past the shame-based marketing that dominates the financial industry and replace money stress with clarity, confidence, and control. Through thoughtful strategy and education, he helps his clients build financial systems that support both their firms and their personal lives. Hit play to discover: Why running a law firm according to strong financial principles is harder than it looks. What the "Profit First" system is and which law firms benefit most from it. How bookkeeping and accounting for law firms differ from other businesses.  From cash flow management to long-term planning, Ben explains how to identify where to spend, where to save, and how to design a financial roadmap aligned with your goals, values, and vision for the future. To learn more about Ben and his work, visit Illuminate Wealth Management now!

    Be Wealthy & Smart
    AI Update: Anthropic

    Be Wealthy & Smart

    Play Episode Listen Later Feb 6, 2026 5:54


    Discover what Goldman Sachs learned while using Anthropic. Full Disclosure: I am invested in Anthropic. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

    Bourbon Pursuit
    TWiB: Grim financial outlook for Uncle Nearest, The Kentucky Bourbon Trail adds 10 new stops, Brown Forman's new King of Kentucky Small Batch

    Bourbon Pursuit

    Play Episode Listen Later Feb 6, 2026 41:33


    It's This Week in Bourbon for February 6th 2026. The court-appointed receiver for Uncle Nearest, presents a grim financial outlook for the whiskey brand, The Kentucky Bourbon Trail adds 10 new stops, and Brown Forman is releasing King of Kentucky Small Batch.Show Notes: Uncle Nearest faces insolvency with $164M debt and revenue shortfall ABC Fine Wine & Spirits enters Colorado with Applejack acquisition Kentucky Bourbon Trail expands to record 68 stops statewide Barrell Craft Spirits consolidates blending operations to original Gilmore facility Supreme Court weighs legality of out-of-state alcohol shipping bans Kentucky Bourbon industry economic impact surges to $10.6 billion Jim Beam taps Kenan Thompson for 2026 "Refresh Your Season" campaign Yellowstone Bourbon partners with Vital Ground Foundation for grizzly conservation King of Kentucky announces 250th Anniversary Small Batch three-part series Shortbarrel launches Four Grain Straight Bourbon flagship for nationwide distribution Buzzard's Roost unveils 5-year-old Four Grain Double Oak Bourbon Chattanooga Whiskey debuts Irish-style Batch 047: Single Pot Still Learn more about your ad choices. Visit megaphone.fm/adchoices

    eCommerce Fuel
    Avoiding Dangerous Debt Mistakes & Borrowing Wisely - Financial Mastery Series Part 4

    eCommerce Fuel

    Play Episode Listen Later Feb 6, 2026 43:03


    Debt can either accelerate your growth or quietly destroy everything you've built. In this episode, I'm joined by longtime friend of the show Bill D'Alessandro to break down Commandment #4 of the Financial Mastery series: borrow wisely. As someone who's been historically debt-averse, I wanted Bill (who is far more comfortable with leverage) to help unpack the realities, risks, and opportunities founders face when navigating debt in eCommerce. Listen in as we walk through the eight most common and dangerous mistakes entrepreneurs make - from misunderstanding merchant cash advances to signing personal guarantees without fully understanding the consequences. We also talk about how to protect yourself, when debt actually is the right move, and why founders often borrow for the wrong reasons. If you've ever considered taking on debt or are currently managing it, this episode will help you approach borrowing with clarity, intention, and respect for the risks involved. You can find show notes and more information by clicking here: https://bit.ly/3ZNEHWI Interested in our Private Community for 7-Figure Store Owners?  Learn more here.   Want to hear about new episodes and eCommerce news round-ups?  Subscribe via email.

    Judaism Unbound
    Episode 521: Jewish Conversion, Immigration, and Nativism - Juan Mejia

    Judaism Unbound

    Play Episode Listen Later Feb 6, 2026 54:51


    Juan Mejia, a beloved guest in past episodes of Judaism Unbound (here's Episode 57 and Episode 387), is back! He joins Dan and Lex to reflect on conversion to Judaism -- what has changed in the past 10 years since he initially was a guest on Judaism Unbound, and what remains constant? What parallels can we observe between discourse about Jewish conversion, and discourse about immigration to the United States? What might any of this mean as we look not only at the past 10 years, but the next 10?---------------Looking to convert to Judaism yourself? Judaism Unbound has a class you can take to begin your journey! Enroll in Judaism Inbound, beginning on February 25th, 2026. Financial aid is available via this link. (And yes, this class is also open to any and all folks who are not looking to convert, but are still interested in an intro to Judaism course for any other reason!).----------------Access full shownotes for this episode via this link. If you're enjoying Judaism Unbound, please help us keep things going with a one-time or monthly tax-deductible donation -- support Judaism Unbound by clicking here!Join the Judaism Unbound discord, where you can interact with fellow listeners all around the world, by heading to discord.judaismunbound.com. 

    Financial Sense(R) Newshour
    Trillions at Stake: Tom Essaye on Tech Wrecks and Market Volatility (Preview)

    Financial Sense(R) Newshour

    Play Episode Listen Later Feb 6, 2026 4:01


    Feb 3, 2026 – Are the tides turning for tech and global markets? FS Insider's Cris Sheridan and Sevens Report founder Tom Essaye dive into 2026's major market rotations, from the shifting fortunes of big tech and AI to the explosive...

    Financial Sense(R) Newshour
    From Parabolic Surge to Major Crash: David Morgan on What's Happening with Silver

    Financial Sense(R) Newshour

    Play Episode Listen Later Feb 6, 2026 27:32


    Feb 6, 2026 – What just happened to silver? After a historic crash wiped out billions, is the bull market already over? In this critical interview, Jim Puplava sits down with The Morgan Report's Dave Morgan to dissect the violent sell-off and its stunning aftermath....

    Best of The Steve Harvey Morning Show
    Financial Uplift: Their fundraising system gives up to 50% of gross sales and ships popcorn directly to supporters, churches, and schools.

    Best of The Steve Harvey Morning Show

    Play Episode Listen Later Feb 6, 2026 28:54 Transcription Available


    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ryan Richmond and Greg Bowman. Co‑owners of Popcorn Remix, a Georgia‑based gourmet popcorn brand known for more than 60 innovative flavors ranging from King Crab Legs to Charlene’s Banana Pudding to chocolate‑covered strawberry. Together they share their partnership story, the origin of Popcorn Remix, the explosive growth of their brand, how they built a powerhouse fundraising platform (WePowerFundraisers.com), their expansion into major sports and entertainment venues, and the unique combination of hustle, creativity, faith, and community service that drives their success.

    Financial Audit with Caleb Hammer
    I've Never Hated A More Vile Piece Of Trash | Financial Audit

    Financial Audit with Caleb Hammer

    Play Episode Listen Later Feb 6, 2026 95:34


    *FINAL DAY* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. What a crazy post show- I *CALL HIM*, and honestly... he's a full-on cuck. I confront the sh*t out of him...

    Palisade Radio
    Shawn Khunkhun: The 40% Silver Smackdown, A Financial Reset & The State of Junior Mining

    Palisade Radio

    Play Episode Listen Later Feb 6, 2026 43:13


    Stijn Schmitz welcomes back Shawn Khunkhun to the show. Shawn Khunkhun is CEO, President, & Director, Dolly Varden Silver Corp. The interview centers on the current state of the precious metals market, with a particular focus on silver and gold. Khunkhun explains that silver has been in a structural deficit for years, with annual demand exceeding supply by approximately 200 million ounces. After a significant price surge from $40 to $120, the market recently experienced a correction, which Khunkhun views as a healthy part of the bull market. Khunkhun remains bullish on silver, arguing that production cannot meet demand until the next decade. He highlights growing industrial demand, particularly from the electric vehicle market and solar panel industries. The silver market is complex, with only one in four ounces coming from primary mines, making price incentives challenging for producers. The conversation shifts into geopolitical factors affecting precious metals, including the growing divide between physical and paper markets. Khunkhun emphasizes the different cultural attitudes towards gold and silver in Eastern and Western countries, noting that many regions view these metals as critical wealth preservation tools, especially during economic uncertainty. Recently, Dolly Varden merged with Contango Ore in a strategic move to create a more robust precious metals company. Khunkhun sees this as an opportunity to leverage Contango’s cash flow and expertise to develop Dolly Varden’s silver properties, creating a unique North American precious metals business. Looking ahead, Khunkhun believes the precious metals market is still in its early stages. He anticipates continued volatility but sees significant potential for growth, particularly if global asset allocation to precious metals increases from its current less than 0.5%. He remains optimistic about gold and silver, suggesting potential prices of $150 per ounce for silver and potentially $8,000 to $9,000 per ounce for gold in the future. Timestamps:00:00:00 – Introduction00:00:41 – Precious Metals Volatility Surge00:03:02 – Strong Bull Case Silver00:04:20 – Incentivizing Silver Production Levels00:06:34 – Industrial Demand Substitutions00:09:09 – Paper vs Physical Markets00:11:33 – Geopolitical Physical Demand00:16:00 – Silver Premiums East/West00:21:15 – Gold Future Recession Impact00:24:12 – Financial Reset Possibilities00:26:17 – Company Merger Rationale00:31:22 – Mining M&A Activity State00:39:22 – Volatility Concerns Guest Links: Website:: https://dollyvardensilver.com X: https://x.com/SilverVarden LinkedIn: https://www.linkedin.com/company/dolly-varden-silver-corp YouTube: https://www.youtube.com/channel/UCK4YE6ftyxv4G-6zu9BYJvgerved=0 Mr. Shawn Khunkhun has over 20 years of expertise in capital markets and mineral exploration, with a strong focus on creating shareholder value. Over his career, he has facilitated over $2 billion in capital raises, playing a transformative role in advancing exploration, development, and production companies. In his leadership roles as CEO, Director, and Executive Chairman, Mr. Khunkhun has been instrumental in elevating the profiles of undervalued companies and driving strategic growth. Mr. Khunkhun's success in incubating and scaling companies through capital raises, acquisitions, and spinouts is powered by an extensive network of high-net-worth investors, private equity, institutional investors, analysts, brokers, and bankers. Mr. Khunkhun currently serves as a Director of Goldshore Resources and Gladiator Metals and as Director & Executive Chairman of Strike Point Gold. Additionally, he advises West Red Lake Gold Mines, Nations Royalty, and NexGold and is the Founder of Argenta Silver.

    St. Louis on the Air
    St. Louis Comptroller Donna Baringer on her financial vision for the city

    St. Louis on the Air

    Play Episode Listen Later Feb 6, 2026 23:06


    Last year, Donna Baringer became St. Louis' first new comptroller in roughly 30 years. And during the Politically Speaking Hour on St. Louis on the Air, the citywide official talks about how she's eased into the powerful office that oversees the city's finances – and provides her take on tornado relief efforts and regional consolidation.

    Becoming Your Best Version
    A Conversation with Dr. Erika Rasure, Financial Wellness Advisor

    Becoming Your Best Version

    Play Episode Listen Later Feb 6, 2026 29:12


    Dr. Erika Rasure — a former financial advisor and university professor turned financial therapist — has helped thousands of people approach their finances in more intentional, healthy ways. She serves as Chief Financial Wellness Advisor at Beyond Finance, where she meets weekly with hundreds of clients working their way out of debt and towards financial freedom.In addition to her work at Beyond Finance, Dr. Erika serves as Chair of the Research Board for the Financial Therapy Clinical Institute. She is a member of the Financial Review Boards for Investopedia, The Balance, VeryWell Family and VeryWell Parents. Her insight and interviews have been featured in prestigious national outlets, such as Barron's, CNN, Forbes, Fox Business, Marketwatch, NBC News Now, USA Today and Yahoo. Erika holds a doctorate in Personal Financial Planning from Kansas State University and is a Certified Deep Transformational Coach — an accreditation that surrounds changing patterns in actions and behaviors. She addresses holistic wellness in her treatment, incorporating the practice of yoga (she's also a registered yoga teacher) into her comprehensive approach to financial therapy.In this episode, we discuss:• Financial wellness and the best way to achieve it• The mental health connection: how credit card debt impacts wellbeing• How to manage (and avoid) excessive credit card debtLearn more:https://www.beyondfinance.com/https://www.linkedin.com/company/beyond-finance/https://www.facebook.com/MoveBeyondDebt/https://www.instagram.com/beyondfinancedebtrelief/https://www.youtube.com/@beyondfinance5099

    Macro Voices
    MacroVoices #518 Dr. Anas Alhajji: Debunking The 2026 Oil Bear Narrative

    Macro Voices

    Play Episode Listen Later Feb 5, 2026 89:07


    MacroVoices Erik Townsend & Patrick Ceresna welcome, Dr. Anas Alhajji. They'll discuss the events that have transpired in energy markets since Dr. Alhajji's last interview in November. they'll also cover all the big geopolitical risks, and then end on the three big events he's watching in this week's energy markets. https://bit.ly/4qfojcf  

    Trappin Tuesday's
    Financial Repercussions | Wallstreet Trapper (Episode 179) Trappin Tuesdays

    Trappin Tuesday's

    Play Episode Listen Later Feb 5, 2026 203:00


    Financial Repercussions are the result of decisions made without Discipline. Every move in the stock market has a consequence just like every action in life. GOD is clear about this you reap what you sow. When you ignore risk management chase plays or trade off emotion the market doesn't punish you it responds. Those losses aren't bad luck they are feedback telling you something in your process is out of order. GOD gives Grace but the Market gives Receipts. Financial Repercussions are meant to teach not destroy. When you start respecting capital protecting profits and waiting for confirmation you stop paying unnecessary tuition. Wealth grows when accountability replaces excuses. Once you align your actions with wisdom patience and structure, the repercussions turn into rewards and the market begins to honor the way you move.Horizon Trust - Keep More. Retire BIGGER

    Your Daily Prayer Podcast
    A Prayer to Be Faithful and Obedient with Your Finances

    Your Daily Prayer Podcast

    Play Episode Listen Later Feb 5, 2026 5:57 Transcription Available


    Financial stress has a way of getting into everything—your sleep, your conversations, your sense of security, and even your peace with God. This devotional opens with an honest picture many people recognize: the cost of living rising, unexpected expenses piling up, and the uneasy feeling that no matter how hard you work or how carefully you plan, you’re still barely getting by. When budgets are tight and debt feels heavy, anxiety can hit fast with a single thought: How are we going to recover from this? What makes the situation even more discouraging is when you’ve tried to do the “right” things—avoiding unnecessary spending, saving where you can, and giving faithfully—yet still feel trapped. The devotional doesn’t shame that struggle. Instead, it reminds us that Scripture takes money seriously and speaks to it often, because finances reveal what we trust, what we fear, and what we serve. Philippians 4:19 offers a steady anchor: God promises to meet our needs according to His riches in Christ. That doesn’t mean believers are guaranteed wealth or a problem-free financial life. But it does mean we are not abandoned. God’s provision is real, and He invites us to live with open hands—using money as a tool rather than a master, practicing generosity with joy, and seeking wisdom to steward what He has entrusted to us. In seasons where money is tight, the devotional encourages a posture shift: from panic to prayer, from striving alone to seeking God’s discernment. Faithfulness isn’t just about giving; it’s about honoring God in the way we save, spend, plan, and respond under pressure. When we ask God to show us where to adjust, to build healthier habits, and to trust His care, we begin to experience His guidance and peace—often one practical step at a time. Main Takeaways Financial pressure can stir fear, but God invites us to bring that anxiety to Him. God doesn’t promise prosperity, but He does promise faithful provision for our needs. Scripture calls believers to steward money wisely, not be mastered by it. Generosity and gratitude are part of trusting God, even in uncertain seasons. Asking God for wisdom can lead to practical changes that reduce stress and honor Him. Today’s Bible Verse And my God will meet all your needs according to the riches of his glory in Christ Jesus. - Philippians 4:19 Your Daily Prayer Here is a brief excerpt from today’s prayer: “Show us areas where we can improve… Grant us ways to foster healthy habits with our income… as we give, save, and spend wisely.” You can listen to the full prayer here, or read the prayer and devotional at the links below. Want More? Relevant Links & Resources Looking for more daily encouragement and faith-filled content? LifeAudio – Daily devotionals, Christian podcasts, and biblical encouragement at LifeAudio.com Crosswalk – Prayer, faith, and Christian living resources at Crosswalk.com This episode is sponsored by Trinity Debt Management. If you are struggling with debt call Trinity today. Trinity's counselors have the knowledge and resources to make a difference. Our intention is to help people become debt-free, and most importantly, remain debt-free for keeps!" If your debt has you down, we should talk. Call us at 1-800-793-8548 | https://trinitycredit.orgTrinityCredit – Call us at 1-800-793-8548. Whether we're helping people pay off their unsecured debt or offering assistance to those behind in their mortgage payments, Trinity has the knowledge and resources to make a difference. https://trinitycredit.org Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

    Moonshots with Peter Diamandis
    AGI Debate: Is It Finally Here? | EP #227

    Moonshots with Peter Diamandis

    Play Episode Listen Later Feb 5, 2026 134:29


    The Mates discuss what OpenClaw means for AI Personhood and debate whether AI should have rights. Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund: https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Substack  Spotify Threads Listen to MOONSHOTS: Apple YouTube – *Recorded on February 3rd, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Rational Reminder Podcast
    Episode 395: Charles Chaffin - The Psychology of Financial Planning

    The Rational Reminder Podcast

    Play Episode Listen Later Feb 5, 2026 80:51


    Ben Felix and Braden Warwick are joined by Dr. Charles Chaffin, a leading voice in financial psychology, to explore why investors so often act against their own best interests—and how better tools and frameworks can help bridge the gap between rational plans and real human behavior. The conversation blends behavioral finance, goal setting, and risk profiling, while also introducing a new evidence-based risk tolerance questionnaire now being made publicly available to listeners. The episode digs into why humans are wired for short-term survival rather than long-term optimization, how biases and environment shape financial decisions, and why coaching—not transactions—is becoming the advisor's most important role. Charles explains concepts like money scripts, financial flashpoints, identity-based goals, and financial self-efficacy, tying them directly to investing behavior and client outcomes. The discussion also goes deep on financial risk tolerance: what it really is, why people consistently misjudge it, and why psychometric tools outperform traditional questionnaires. Key Points From This Episode:   (0:00:00) Introduction to Episode 395 and guest Dr. Charles Chaffin (0:01:15) Charles' background in financial planning psychology and authorship (0:02:30) Why PWL wanted to move beyond the Grable–Lytton Risk Tolerance Scale (0:03:40) Introduction to the Money and Risk Inventory (MRI) and full disclosure (0:04:55) Announcement: Public access to a psychometric risk tolerance questionnaire (0:05:10) Risk tolerance vs. risk capacity—and how PWL combines both (0:06:43) Why firms must map risk scores to asset allocations themselves (0:08:35) The role of psychology in financial planning beyond technical advice (0:10:17) The Klontz–Chaffin model of financial psychology (0:12:05) Why humans are "bad with money": survival brains and emotions (0:13:30) How heuristics and biases derail long-term planning (0:15:42) Tools for overcoming bias: automation, pre-commitment, and friction (0:21:29) How environment and social context shape financial behavior (0:26:38) Financial flashpoints and their lasting impact on risk tolerance (0:29:35) Financial self-efficacy and why low confidence leads to avoidance (0:36:01) Money scripts: avoidant, worship, status, and vigilant (0:40:07) Why understanding your own money scripts matters (0:41:19) Common behaviors that lead to poor financial outcomes (0:42:59) Practical strategies for recognizing and mitigating bad behaviors (0:48:22) The role of identity in goal setting (0:50:07) Why goals matter for motivation and behavior alignment (0:52:56) Intrinsic vs. extrinsic goals and self-determination theory (0:58:26) When quitting a goal is the right decision (1:00:26) What financial risk tolerance really is (1:02:16) Why people consistently misjudge their own risk tolerance (1:03:31) How stable risk tolerance is over time—and what changes it (1:05:12) Why reassessing risk tolerance regularly improves outcomes (1:06:05) Handling couples with mismatched risk profiles (1:07:37) Psychometric vs. revealed-preference risk questionnaires (1:09:30) Evidence showing psychometric tools better explain real risk-taking (1:10:39) Where traditional risk tolerance questionnaires fall short Links From Today's Episode: PWL Risk Profile Tool — https://research-tools.pwlcapital.com/research/risk-profile Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

    The Podcast by KevinMD
    Primary care offers unexpected financial and emotional wealth

    The Podcast by KevinMD

    Play Episode Listen Later Feb 5, 2026 19:32


    Primary care physician Jerina Gani discusses their article "The hidden rewards of a primary care career." Jerina challenges the common narrative that general practice is merely a stepping stone filled with paperwork and low wages. She explains how physicians can unlock scalable income and schedule flexibility to build a prosperous career in health care without sacrificing personal well-being. The conversation explores the profound emotional value of generational trust and the privilege of guiding patients through vulnerable life moments. Jerina urges medical students to look beyond the prestige of high-tech specialties to find the enduring impact of treating the whole person. Discover how a shift in perspective can transform a demanding profession into a deeply fulfilling calling. Partner with me on the KevinMD platform. With over three million monthly readers and half a million social media followers, I give you direct access to the doctors and patients who matter most. Whether you need a sponsored article, email campaign, video interview, or a spot right here on the podcast, I offer the trusted space your brand deserves to be heard. Let's work together to tell your story. PARTNER WITH KEVINMD → https://kevinmd.com/influencer SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended

    Farm Small Farm Smart
    Debt-Free Farming: Smart Spending for New Farmers (MFB 30)

    Farm Small Farm Smart

    Play Episode Listen Later Feb 5, 2026 14:30


    Financial mistakes kill farm dreams fast. In this episode, Diego talks about why avoiding debt in your first farming year is essential for long-term success and how smart financial decisions create the foundation for a thriving business.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

    Gerald Celente - Trend Vision 2020
    CRASH ACROSS THE FINANCIAL SPECTRUM... WHAT'S NEXT?2-05-2026 - TITN (Edited)

    Gerald Celente - Trend Vision 2020

    Play Episode Listen Later Feb 5, 2026 25:44


    CRASH ACROSS THE FINANCIAL SPECTRUM... WHAT'S NEXT? The Trends Journal is a weekly magazine analyzing global current events forming future trends. Our mission is to present Facts and Truth over fear and propaganda to help subscribers prepare for What's Next in these increasingly turbulent times. To access our premium content, subscribe to the Trends Journal: https://trendsjournal.com/subscribe The Trends Journal Shop: https://trendsjournal.com/shop Follow Gerald Celente on X: https://x.com/geraldcelente Follow Gerald Celente on Instagram: https://www.instagram.com/geraldcelentetrends Follow Gerald Celente on Facebook: https://www.facebook.com/gcelente/ Follow Gerald Celente on Gab: http://gab.com/geraldcelente Substack: https://Trendsinthenews.substack.com TikTok: / trends.journal Follow Gerald Celente on Bluesky: https://bsky.app/profile/trendsjournal.bsky.social Follow Gerald Celente on Threads: https://www.threads.com/@geraldcelentetrends Follow Gerald Celente on Truth: https://truthsocial.com/@TrendsJournal Follow Gerald Celente on Reddit: https://www.reddit.com/user/Trends-Journal/ Copyright © 2026 Trends Research Institute. All rights reserved.

    The Roof Strategist Podcast
    Pro Marketer Starts Roofing Co Today | Brilliant or Financial Suicide?

    The Roof Strategist Podcast

    Play Episode Listen Later Feb 5, 2026 39:02


    Roofing Market Report: https://roofmarketreport.com/---Tim Brown runs one of roofings most well known marketing agencies… and now he's starting his own roofing company. He's entering the market in one of the worst times in recent history. Will his expertise as a marketer give him a competitive advantage, or will his strategy fail?I interviewed Tim to find out how a professional marketer like him would launch a new roofing company in 2026. I openly disagreed with some of his strategies, but I'm open to being proved wrong. And I truly admire his vulnerability and desire to challenge the status quo.P.S. Even though I don't agree with Tim on everything he's doing, I sincerely appreciated our conversation. I believe ‘Like-mindedness' creates a cult and echo chamber. I like surrounding myself with people who share my values but think differently. That way I can learn from diverse perspectives, just like I did in this interview. This is the type of culture you'll find inside RSRA. Rich conversations where we challenge the status quo and help each other grow. Learn more or apply to join us: https://www.rsra.org/join/ =============FREE TRAINING CENTERhttps://adamsfreestuff.com/ FREE ROOFING MARKET REPORT:https://roofmarketreport.com/FREE COACHING FROM MY AI CLONEhttps://secure.rsra.org/adams-cloneJOIN THE ROOFING & SOLAR REFORM ALLIANCE (RSRA)https://www.rsra.org/join/ GET MY BOOKhttps://a.co/d/7tsW3Lx GET A ROOFING SALES JOBhttps://secure.rsra.org/find-a-job CONTACTEmail: help@rsra.orgCall/Text: 303-222-7133PODCASTApple Podcasts: https://apple.co/3fSQiev Spotify: https://bit.ly/3eMAqJe Available everywhere else :)FOLLOW ADAM BENSMANhttps://www.facebook.com/adam.bensman/   https://www.facebook.com/RoofStrategist/ https://www.instagram.com/roofstrategist/ https://www.tiktok.com/@roofstrategist https://www.linkedin.com/in/roofstrategist/#roofstrategist #roofsales #d2d  #solar #solarsales #roofing #roofer #canvassing #hail #wind #hurricane #sales #roofclaim #rsra #roofingandsolarreformalliance #reformers #adambensman

    rich financial starts suicide brilliant marketers sales training roofing tim brown storm damage canvassing contractor marketing knocking doors roofing contractor roofing sales roof strategist hail leads
    Consumer Finance Monitor
    Debt's Grip: What Consumer Bankruptcy Reveals About Financial Risk in America

    Consumer Finance Monitor

    Play Episode Listen Later Feb 5, 2026 50:38


    On this episode of the Ballard Spahr Consumer Finance Monitor Podcast, we examine consumer debt and bankruptcy through the lens of Debt's Grip: Risk and Consumer Bankruptcy (University of California Press, 2025), by Pamela Foohey, Robert M. Lawless, and Deborah Thorne. Based on decades of research from the Consumer Bankruptcy Project, the nation's most comprehensive study of bankruptcy filers, Debt's Grip goes beyond aggregate data to document the lived experience of financial distress. The book shows how illness, job loss, aging, family structure, debt collection, and racial inequality converge to push households toward bankruptcy and what that reveals about how financial risk is allocated in the U.S. economy. Rather than treating bankruptcy as a personal failure, the authors demonstrate how policy choices over time shifted economic risk from institutions to individuals, leaving many households one unexpected expense away from crisis. Those risks fall unevenly, with Black families, single mothers, and older Americans disproportionately affected. The Authors Pamela Foohey, Allen Post Professor of Law, University of Georgia School of Law, is a principal investigator with the Consumer Bankruptcy Project and a leading scholar on bankruptcy and financial distress. Robert M. Lawless, Max L. Rowe Professor of Law, University of Illinois College of Law, is a nationally recognized empirical scholar of bankruptcy and consumer finance and a principal investigator of the Consumer Bankruptcy Project. Deborah Thorne, Professor of Sociology at the University of Idaho, brings a critical sociological lens, foregrounding the voices and experiences of bankruptcy filers. She also is a principal investigator of the Consumer Bankruptcy Project. Podcast Highlights In the episode, we discuss: ·        Why people actually file for bankruptcy ·        The debts most likely to lead to financial collapse ·        How households struggle to stay afloat before filing ·        The role of debt collection and litigation ·        How people come to see bankruptcy as a solution ·        Policy reforms that could reduce reliance on credit during hardship Key Takeaways ·        Bankruptcy is rarely about irresponsibility. It is often the endpoint of systemic risk-shifting. ·        Financial distress is structurally unequal. Race, age, gender, and health matter. ·        Filers exhaust alternatives before filing. Bankruptcy reflects resilience under pressure, not moral hazard. ·        Policy choices matter. Stronger safety nets and a more humane bankruptcy system can reduce financial harm. Conclusion Debt's Grip offers a rigorous, data-driven, and deeply human account of consumer bankruptcy in America. It challenges entrenched myths and provides valuable insight for policymakers, regulators, and industry participants alike. We thank Professors Foohey, Lawless, and Thorne for joining the podcast and for their important contribution to the field. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

    Your Money. Your Life. With Delano Saporu
    Episode 314: Bitcoin Below $70K, Layoffs Spike, and the Cost of Emotion in Money

    Your Money. Your Life. With Delano Saporu

    Play Episode Listen Later Feb 5, 2026 14:22


    This episode features a large news slate: Bitcoin's dip below crucial $70K threshold signals 'crisis', US marks worst January for layoff announcements since '09, More Tech earnings. Roundtable: Emotions and Financial outcomes as well as QOFTW https://www.instagram.com/delano.saporu/?hl=en. Connect with me here also: https://newstreetadvisorsgroup.com/social/. Want to support the show? Feel free to do so here! https://anchor.fm/delano-saporu4/support. Thank you for listening.

    BullCast
    Episode 296: Demystifying Financial Jargon

    BullCast

    Play Episode Listen Later Feb 5, 2026 34:48


    BullCast is all about making personal finance simple, and today we're taking on the words that make it sound scarier than it is. Because let's be honest, sometimes it's not the market that spooks us. It's the jargon. We start with our list of “scary” movie characters who were just misunderstood, then unpack terms like volatility, drawdown, liquidity, and more, so you can feel informed, confident, and in control of your financial future. The List: “Scary” Movie Characters Who Were Just Misunderstood Hashtags: #NoJargon #FinancialJargon #DemystifyingFinancialJargon #Jargon #Volatility #Liquidity #FindingNemo #BeautyAndTheBeast #WeMissedFrankenstein  Visit us online: www.bullcastpodcast.com Produced by Cameron Spann | Powered by Pickler Wealth Advisors Sound effects obtained from https://www.zapsplat.com

    Be Wealthy & Smart
    Why the Jobs Report is Weaker Than Expected

    Be Wealthy & Smart

    Play Episode Listen Later Feb 4, 2026 4:37


    Discover why the jobs report is weaker than expected.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

    MIRROR TALK
    Financial Alignment Over Success: Julie Murphy on Emotional Wellness, Money Mindset, and the PACT Method

    MIRROR TALK

    Play Episode Listen Later Feb 4, 2026 40:35


    In this deeply soulful episode of Mirror Talk: Soulful Conversations, we are joined by financial planner and emotional wellness advocate Julie Murphy, a money behaviour expert with nearly 30 years of experience helping high-achieving women and men align their wealth with their inner truth.Julie has managed over half a billion dollars in assets, yet what truly sets her apart is her understanding that financial success without alignment leads to burnout, disconnection, and quiet dissatisfaction. Through her transformational PACT Method (Picture, Accept, Commit, Take Action), Julie helps people break free from subconscious money patterns and build wealth that feels like freedom, not pressure.In this conversation, we explore how money mirrors the mind, how fear and conditioning shape our financial decisions, and how emotional wellness is the missing link in most wealth strategies. Julie also shares how spirituality, intuition, and self-worth play a central role in creating financial sovereignty.This episode is for you if you have achieved success on paper but feel something is missing inside.In this episode, you will learn:Why alignment matters more than traditional successHow the PACT Method creates emotional and financial clarityThe most common subconscious money patterns keeping people stuckHow burnout and perfectionism show up in financial behaviourHow spirituality and energy influence wealth creationWhy self-worth is the real foundation of financial freedomChapters00:00 Introduction to Financial Alignment and Wellness06:39 The Importance of Inner Truth in Financial Success13:49 Understanding the PACT Method for Financial Growth22:04 Shifting from Fear to Authentic Financial Decisions25:33 Embracing Authenticity26:46 Awakening Your Wealth: The PACT Method31:55 Finding Harmony Over Hustle34:15 Reframing Your Money Story37:02 The Spirituality of Financial Success39:36 Discovering Your True Self43:20 Empowerment and Self-DiscoveryGuest: Julie MurphyFinancial Planner and Emotional Wellness AdvocateWebsite: juliemurphy.comInstagram: @awakenwithjulieYour transformation begins the moment you decide to look within.Let this book walk with you.

    Do Business. Do Life. — The Financial Advisor Podcast — DBDL
    154: Duncan MacPherson - How to Build a Referable Business Without Chasing Clients

    Do Business. Do Life. — The Financial Advisor Podcast — DBDL

    Play Episode Listen Later Feb 4, 2026 60:24


    Every advisor wants more referrals, but very few have built a business that consistently earns them.In this conversation, I sat down with Duncan MacPherson to unpack what actually makes an advisory firm referable. Duncan is the founder of Pareto Systems and one of the most respected coaches in financial services, with nearly 30 years spent working alongside top advisory firms. He explains why the advisors who scale fastest stop pitching products, start positioning a clear planning process, and build businesses that get found instead of chased.3 of the biggest insights from Duncan MacPherson…#1.) Advisors Don't Need More Referrals, They Need to Be ReferableMost advisors focus on asking for referrals, but Duncan explains why that actually creates friction. The real breakthrough happens when clients clearly understand (and can easily explain) what makes your process different. #2.) The Best Advisors Don't Sell Products, They Position Their ProcessThe biggest shift in financial services isn't technology, it's philosophy. The most successful advisors have moved on from pitching products by effectively using branding and clearly articulating a proprietary process, creating deeper engagement, stronger loyalty, and a business that scales without becoming more complicated.#3.) A Business That Depends on You Is a Business That Limits YouOne of the clearest signals of a healthy business is whether it can operate without the founder's constant presence. Duncan explains why documenting intellectual property, empowering teams, and depersonalizing the business isn't about ego—it's about freedom, sustainability, and enterprise value. SHOW NOTEShttps://bradleyjohnson.com/154FOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies. TP02255163072See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Financial Sense(R) Newshour
    Peter Boockvar on Metal Moves, Fed Shifts, and Oil Setups (Preview)

    Financial Sense(R) Newshour

    Play Episode Listen Later Feb 4, 2026 3:08


    Feb 3, 2026 – When markets soar but Main Street struggles, what signals should you trust? In this episode, Peter Boockvar, author of The Boock Report, explores the implications of Trump's choice for new Fed Chair, the recent parabolic move...

    The Weekly Juice | Real Estate, Personal Finance, Investing
    Why Thinking Small Is Costing You Everything | Ben Reinberg E359

    The Weekly Juice | Real Estate, Personal Finance, Investing

    Play Episode Listen Later Feb 4, 2026 40:52


    Most people start small because they are scared to think big. Ben Reinberg did the opposite.In his early twenties, with no family money and no track record, Ben syndicated a 95000 square foot industrial building. He raised millions by shaking hands, being transparent, and knowing his numbers cold. That first deal did not just make money. It rewired how he thought about risk, confidence, and wealth. Today, Ben has built and operated over 12 million square feet of commercial real estate. His portfolio spans industrial, office, retail, medical, and veterinary assets across the country. He is one of the leaders in medical office investing and has delivered decades of consistent results for investors. In this episode, we go behind the scenes of how Ben raised capital before the internet, why hard assets outperform chaos, and how controlling your emotions at the table is the real unfair advantage. We also break down medical office investing, why funds can beat single deals for diversification, and how Ben is using AI to stay ahead while most operators are still catching up. This is a masterclass in thinking bigger, staying calm, and playing the long game.  Book your call with Neo Home Loanshttps://www.neoentrepreneurhomeloans.com/wealthjuice/ Book your mentorship discovery call with Cory RESOURCES

    HVAC Know It All Podcast
    The Financial Systems for Trades Business Owners to Build the Right Foundation with April Sackfield

    HVAC Know It All Podcast

    Play Episode Listen Later Feb 4, 2026 25:14


    In this episode of the HVAC Know It All Business Edition Podcast, co-hosts Gary McCreadie and Furman Haynes of WorkHero discuss the essential but often overlooked side of running an HVAC business's financials with  April Sackfield, Director of Operations at NumberConstruct and Fiscal Management Group, who brings a wealth of knowledge on business finance and systems tailored for service-based companies. The focus is on empowering technicians and small business owners with the tools and understanding they need to successfully transition from the field into entrepreneurship. April supports HVAC business owners in optimizing their operations for profitability and growth. Her practical advice is drawn from real-world experiences and deep industry insight.   Expect to Learn - How aspiring HVAC business owners can prepare financially before launching their company. - The pros and cons of "rage quitting" versus planned business exits. - The importance of field service management (FSM) software and how it supports accurate job costing. - Common mistakes with accounting software like QuickBooks and how to avoid them. - Strategies for setting up flat rate pricing systems that reflect actual job complexity and labor costs. Episode Breakdown with Timestamps  [00:00:00] – Introduction [00:00:55] – Preparing to Start an HVAC Business [00:02:58] – "Rage Quitting" vs. Strategic Business Exit [00:06:51] – Tools and Software for Job Costing [00:10:01] – Flat Rate Pricing vs. Time and Materials [00:15:14] – Managing Job Data and Technician Tracking [00:18:30] – Common FSM and Accounting Software Pitfalls [00:21:04] – Personnel & Bookkeeping Best Practices [00:23:38] – The Role of Automation & AI in Accounting   Follow Gary McCreadie: LinkedIn: https://www.linkedin.com/in/gary-mccreadie-38217a77/  Website: https://www.hvacknowitall.com  Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/     Follow  April Sackfield on:  LinkedIn: https://www.linkedin.com/in/aprilsackfield/ Instagram: https://www.instagram.com/april.sackfield/?hl=en Follow NumberConstruct on: Facebook: https://www.facebook.com/people/NumberConstruct/61560939563809/# Website: https://numbercon.com/ LinkedIn: https://www.linkedin.com/company/numbercon  Instagram: https://www.instagram.com/number.con/?hl=en Follow Fiscal Management Group on: Website: https://www.fiscalaccounting.ca/ LinkedIn: https://www.linkedin.com/company/fiscalmanagementgroup/ Instagram: https://www.instagram.com/fiscalmanagement/   Follow Furman Haynes on:  LinkedIn: https://www.linkedin.com/in/furmanhaynes/  WorkHero: https://www.linkedin.com/company/workherohvac/  Instagram: https://www.instagram.com/hvacknowitall1/   

    Multipolarista
    The West finally admitted to its hypocrisy: Here is why

    Multipolarista

    Play Episode Listen Later Feb 4, 2026 29:46


    Donald Trump's attacks on longtime US "allies" have forced Western leaders to admit their warmongering foreign policy was hypocritical. Canada's Prime Minister Mark Carney said the truth in his speech at the World Economic Forum in Davos: the "rules-based order" was "false". Ben Norton explains how the global balance of power is shifting. VIDEO: https://www.youtube.com/watch?v=fTH_rx1mpfE Check out our related video on Europe improving its relations with China: https://www.youtube.com/watch?v=UpngJ3tC7Xw Topics 0:00 Hypocrisy of Western foreign policy 1:05 "Rules-based international order" 1:27 Donald Trump, arch-imperialist 3:00 Canada PM Mark Carney Davos speech 3:42 "Middle powers" fear US attacks 5:42 (CLIP) Multilateralism is under threat 6:04 Double standards on international law 6:35 (CLIP) "Rules-based order" was false 6:58 US unipolar domination 7:28 (CLIP) Defending "American hegemony" 7:41 Financial system & US dollar 8:34 (CLIP) Rupture, not transition 9:13 West's exploitation of Global South 9:36 Canada's complicity in imperialism 9:56 Gaza, Palestine, Israel 10:31 Canada sells weapons to Israel 11:54 Canada's whitewashed reputation 12:22 Canada's hypocritical UN votes 13:47 West votes against rest of world 14:21 Canadian conservatives 15:03 Imperial hypocrisy 15:36 USA supports Canadian separatists 16:33 (CLIP) If not at table, on the menu 16:48 Partners in crime 17:34 Macron's message to Trump 18:38 New phase of imperialism 19:38 Sovereignty: Westphalian system 20:40 Decolonization 21:11 Neocolonialism 22:08 Mark Carney's trip to China 23:09 Trump threatens Canada over China 23:51 Canada's trade dependence on USA 24:26 Oil exports 24:59 Canada's oil pipelines 25:49 Chinese car industry investments 27:41 Reducing dependency 28:06 European leaders visit China 28:30 "Human rights" hypocrisy 29:07 EU relations with China 29:32 Outro

    The Best Interest Podcast
    The Financial Planning Process, Step-By-Step | AMA #13 - E129

    The Best Interest Podcast

    Play Episode Listen Later Feb 4, 2026 41:18


    On Jesse's 13th AMA episode, he steps back from tactics and returns to first principles, answering listener questions that cut to the core of what financial planning actually is—and what it is not. He begins by dismantling the common assumption that a portfolio and a financial plan are interchangeable, explaining why investing is only one component of a much broader process that aligns cash flow, risk, taxes, goals, and life transitions across decades. From there, Jesse walks listeners through his end-to-end financial planning framework, starting with values and goal clarification, moving through balance sheets, cash flow, taxes, insurance, and estate planning, and ending with implementation and ongoing iteration as life evolves. Using the example of young adults in their 20s, he highlights where early financial energy is best spent: awareness of spending, intentional goal-setting, early investing for learning and compounding, and developing human capital through career growth. The episode closes with a thoughtful response to a fellow planner's question about client inertia, blending behavioral finance and lived experience to explain why busy, successful people often delay planning—and how patience, education, structure, and progress over perfection can create momentum without coercion. Throughout, Jesse reinforces a central theme: real financial planning is not about perfect portfolios, but about creating clarity, flexibility, and forward motion in an uncertain and deeply human life. Key Takeaways: • A portfolio and a financial plan are not the same thing. Investing is only one component of comprehensive financial planning. • Your financial plan must align money with goals, values, and life realities. • Financial plans must evolve as careers, families, and health change. • Career growth can compound more powerfully than portfolio tweaks. • Client inertia is usually about time, emotion, or uncertainty—not laziness. • The ultimate goal of planning is clarity, flexibility, and peace of mind. Progress does not have to be linear or immediate to be meaningful. Key Timestamps: (01:34) – Investing vs. Financial Planning (10:27) – Building a Financial Plan from Scratch (16:33) – Analyzing Your Financial Snapshot (20:00) – Identifying Financial Risks and Making Changes (22:28) – Key Financial Advice for Young Adults (27:09) – Overcoming Client Hesitation in Financial Planning (33:31) – The Human Element in Financial Planning Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

    Women with Cool Jobs
    CEO of Public Benefits Corporation Brings Mission-Driven Aid to Communities in Response to Public Health Emergencies, Natural Disasters, and Financial Hardships, with Brittany Christenson, CEO of AidKit

    Women with Cool Jobs

    Play Episode Listen Later Feb 4, 2026 56:32


    Brittany Christenson proves that it's not always critical to work at a nonprofit to positively impact your community and beyond. Brittany is the CEO of AidKit, a Public Benefits Corporation, that helps government agencies and nonprofits administer aid programs throughout the United States. She considers her role as chief executive as holding the compass...helping her team row in the same direction to reach their organizational goals, and ultimately transforming aid delivery into an empowering act of community care.Her unique ability to combine storytelling skills with her deep love for math and data allow her to lead and demonstrate both necessity and efficacy in a powerful way. As CEO, she sets the company's strategic direction, drives technology innovation, and cultivates partnerships. Her and her coworkers help people by streamlining what could be a really difficult, time-intensive process to get assistance for everything from putting food on the table or buying a special birthday cake to getting disaster relief funds.Since its founding in 2021, AidKit has helped over 200 agencies and nonprofits process over 500,000 applications and distribute more than $350 million in disaster relief, publicPrior to working here, she worked at a regional nonprofit focused on food security and community development and played a key role in launching one of the first pilots for the Supplemental Nutrition Assistance Program's (SNAP) online payments. She also managed a 90-acre organic vegetable farm, overseeing logistics and operations while deepening her commitment to food justice. Her undergraduate degree is in applied mathematics, and she has a graduate degree in epigenetics.Contact Info:Brittany Christenson - GuestBrittany Christenson (LinkedIn)AidKit's websiteJulie Berman - Hostwww.womenwithcooljobs.com@womencooljobs (Instagram)Julie Berman (LinkedIn)Chapters00:00 Introduction to AidKit and BrittSend Julie a text!!Hey, thanks so much for listening to the podcast. I don't know if you know this, but I work with female small-business owners and entrepreneurs who are in a season of evolution and need help with their words, visuals, and story telling for their new direction! If that's you, send me a message at www.pivotzz.com or DM me on Instagram @shepivotzz------------------------------------------------------------------------------------------ I absolutely LOVE being the host and producer of "Women with Cool Jobs", where I interview women who have unique, trailblazing, and innovative careers. It has been such a blessing to share stories of incredible, inspiring women since I started in 2020. If you have benefitted from this work, or simply appreciate that I do it, please consider buying me a $5 coffee. ☕️ https://www.buymeacoffee.com/julieberman Thank you so much for supporting me -- whether by sharing an episode with a friend, attending a LIVE WWCJ event in Phoenix, connecting with me on Instagram @womencooljobs or LinkedIn, sending me a note on my website (www.womenwithcooljobs.com), or by buying me a coffee! It all means so much.

    Cortburg Speaks Retirement
    February Financial Reset: 6 Smart Ways to Check Your Money Health

    Cortburg Speaks Retirement

    Play Episode Listen Later Feb 4, 2026 4:07 Transcription Available


     In this episode, Miguel Gonzalez walks through 6 simple steps to help you review your budget, savings, goals, and debt—so you can take control of the rest of the year with confidence. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#CortburgSpeaksRetirement #FinancialWellness #MoneyCheckup #MidYearReview #FinancialPlanning #MiguelXGonzalez #BudgetingTips #EmergencyFund #DebtPayoff #SmartMoneyMoves #MoneyGoals #PersonalFinance #FinancialHealth #WealthBuilding #RetirementPlanning #FinancialFreedom #SavingsTips #MoneyMatters #Cortburg #MoneyMindsetWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

    The Tech Leader's Playbook
    Think Your Startup Needs Venture Capital? Think Again

    The Tech Leader's Playbook

    Play Episode Listen Later Feb 4, 2026 59:25


    For more thoughts, clips, and updates, follow Avetis Antaplyan on Instagram: ⁠⁠https://www.instagram.com/avetisantaplyan⁠In this episode of The Tech Leader's Playbook, Avetis Antaplyan sits down with Alex Shartsis, serial founder, former corporate development lead, and current CEO of Skyp.ai—to unpack the real cost of “growth at all costs.” With scars and exits to back his views, Alex offers a candid breakdown of what founders get wrong about product-market fit, fundraising traps, and the often-misunderstood economics of scaling.Together, they explore why bootstrapping is back in vogue, how over-raising can kill flexibility, and how AI is redefining what it means to be a lean operator. Alex draws from his time at Perfect Price and now Skyp.ai to expose the hidden “footwork” behind successful GTM strategies and why most SaaS founders underprice out of insecurity. The conversation is loaded with tactical advice—from navigating platform creep to testing pricing thresholds—and peppered with war stories from the front lines of both venture-backed and bootstrapped journeys.Whether you're scaling an AI startup or building quietly with customer revenue, this episode challenges conventional wisdom and lays out what durable, customer-obsessed growth looks like in 2026.TakeawaysMany founders mistake a short burst of sales or demand for true product-market fit, leading to premature scaling and churn.Financial acquirers focus on cash flows; strategic acquirers pay for fit. Most founders don't deeply understand either.Venture capital often creates misaligned incentives. Founders lose control over exits and may be pushed to chase unsustainable valuations.Bootstrapping forces discipline: every dollar must generate near-term return, every decision must align with customer need.Raising too early or too much reduces urgency, increases burn, and often leads to wasteful bets and bloated teams.SaaS buyers increasingly value smaller vendors who prioritize service over scale.Advice is context-dependent: founders must be careful not to blindly copy tactics that worked in a different market or macro.AI tools enable hands-on execution and eliminate layers of communication, especially for lean teams.Founders often “hide their footwork”—the unseen details that actually drive GTM success.Customer proximity and rapid iteration beat slide decks and assumptions every time.Chapters00:00 Growth at All Costs Is Dead01:07 What Acquirers Really Care About02:35 The Mirage of Product-Market Fit05:10 Amazon vs. Realistic Unit Economics06:44 When Losing Money Is Okay—And When It's Not08:01 The Advice Trap: When Playbooks Expire10:01 The SurveyMonkey Blueprint (And Its Limits)13:06 How Bootstrapping Forces Better Decision-Making17:34 Owning the Downside: Founders vs. VCs20:13 Building a $5M Business Without Needing a Billion-Dollar Exit22:30 Platform Creep and Product Dilution27:53 Customer Success Is the Real Differentiator29:49 Jiu-Jitsu and GTM Footwork36:39 How AI Changes How Work Gets Done44:43 Prototyping, Building, and Speed with AI Tools46:41 Pricing Insecurity and Willingness to Pay51:01 You Are Not Your Customer: Pricing Psychology53:48 Cheap Gym Memberships, Expensive LessonsAlex Shartsis's Social Media Link:https://www.linkedin.com/in/shartsis/Resources and Links:⁠⁠https://www.hireclout.com⁠⁠⁠⁠https://www.podcast.hireclout.com⁠⁠⁠⁠https://www.linkedin.com/in/hirefasthireright⁠

    Badlands Media
    Breaking History Ep. 135: Credit Suisse, Global Banking Corruption, and the Financial Architecture of Power

    Badlands Media

    Play Episode Listen Later Feb 4, 2026 84:14


    In this episode of Breaking History, Matt Ehret and Ghost examine a rapidly unfolding global financial reckoning centered on Credit Suisse and the broader international banking system. The discussion traces newly revealed Nazi-linked accounts, money laundering pipelines, and the role of major banks in facilitating corruption, cartel financing, and illicit capital flows over decades. The conversation moves through historical context including Bretton Woods, the petrodollar system, and the weaponization of finance, before turning to modern developments involving sanctions, currency manipulation, and intelligence-linked financial networks. Particular attention is given to investigations involving PDVSA, international drug trafficking finance, and the exposure of banking structures operating beyond national oversight. Throughout the episode, Matt and Ghost emphasize continuity between past and present financial power structures, highlighting how moral collapse in finance disconnects economies from real production and public accountability. The result is a wide-ranging, historically grounded analysis of how global banking functions as a tool of control, and why its unraveling appears to be accelerating.

    The Wealth Equation
    The Gold + Silver Crash Explained

    The Wealth Equation

    Play Episode Listen Later Feb 4, 2026 15:35


    Gold and silver just experienced a sharp crash, and for a lot of women, it triggered confusion, fear, and “what do I do now?”.In this episode, I slow everything down and give you the context you actually need to understand what just happened, why commodities move the way they do, and how to think about this kind of volatility without panicking or making reactive decisions. Tune in to learn:What a commodity actually isWhat just happened with gold, silver, and other commoditiesWhy commodities can drop fast—even when nothing is “wrong”Why people buy commodities in the first placeHow to understand this kind of volatility without losing your mind

    Impact Theory with Tom Bilyeu
    Fiat, Force, and Fallout: How Today's Financial Wars Will Reshape Your Future | Tom's Deepdive

    Impact Theory with Tom Bilyeu

    Play Episode Listen Later Feb 3, 2026 27:11


    Welcome back to Impact Theory with Tom Bilyeu. In today's episode, Tom Bilyeu takes you on a deep dive into the radical transformation of the global financial system—a shift that is redefining the rules of investing, and impacting everything from your mortgage rates to international alliances. The era where the US dollar acted as a neutral bridge for global trade is officially over. Now, the dollar is a weapon of economic statecraft, used strategically to reward allies and punish adversaries on the world stage. Tom Bilyeu unpacks the recent moves by the US Treasury and Federal Reserve, their ripple effects on the yen and US bonds, and why the classic “set it and forget it” approach to investing might be obsolete. You'll learn how the age of polite globalism is giving way to a lower-trust, more volatile world—where nations are building financial walls and alliances are driven by survival rather than harmony. Get ready to rethink your approach to wealth, risk, and opportunity as Tom Bilyeu explores how power, not trust, now drives the world order—and what you can do to stay ahead. Let's dive in. Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impactKetone IQ: Visit https://ketone.com/IMPACT for 30% OFF your subscription orderHuel: High-Protein Starter Kit 20% off for new customers at https://huel.com/impact code impactCape: 33% off your first 6 months with code IMPACT at https://cape.co/impactPique: 20% off at https://piquelife.com/impactPlaud: Get 10% off with code TOM10 at https://plaud.ai/tomQuince: Free shipping and 365-day returns at https://quince.com/impactpod What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER:  https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.:  https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Candace Cameron Bure Podcast
    How Far Is Too Far? Breaking Patterns That Keep You Stuck

    The Candace Cameron Bure Podcast

    Play Episode Listen Later Feb 3, 2026 39:14


    Why can't you get past the patterns and habits that seem to hold you back—even when you love God and want to grow? In this episode, Candace and Madi talk honestly about the small, unconfessed compromises that shape a life over time. They unpack why sin rarely starts big, the difference between falling into sin and choosing to live in it, and why the fear of the Lord is rooted in reverence, not distance. Madi shares a powerful story about double red flags at the beach and a lifeguard pleading with people to get out of the water - not to ruin their fun, but to save their lives. Candace adds practical wisdom about daily surrender, prayer, Scripture, and learning to say “no” when it matters most. They also respond to listener questions about prayer and marriage: • Sheila: “Can you talk to God like he's your best friend, or is that disrespectful?” • Rita: Advice for a couple who are new to their faith and preparing for marriage Connect with Candace and Madison Candace on Instagram @candacecbure  Follow the Podcast on Instagram @candacecameronburepodcast  Follow the Podcast on TikTok @ccbpodcast Follow Madison Prewett Troutt on Instagram: @madiprew Website: https://www.madiprew.com/ YouTube:@madiprewett2381 Sponsors For This Episode 316 Financial https://bank316.com/candace IFCJ ifcj.org GCU https://gcu.edu NOCD nocd.com WeShare https://eshare.org/candace Solo Mio https://angel.com/candace Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Steve Harvey Morning Show
    Financial Tip: The interview teaches that becoming wealthy is less about income and more about mindset, discipline and long-term planning.

    The Steve Harvey Morning Show

    Play Episode Listen Later Feb 3, 2026 30:44 Transcription Available


    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. Summary of the Interview: Dr. Willie Jolley on Money Making Conversations Masterclass Dr. Willie Jolley—Hall of Fame speaker, bestselling author, and longtime SiriusXM host—joins Rushion McDonald to discuss his new book Rich Is Good, Wealthy Is Better. The conversation focuses on redefining wealth, transforming money mindsets, developing discipline, and overcoming setbacks to build generational prosperity. Throughout the interview, Dr. Jolley shares insights gathered over 20 years of interviewing billionaires, CEOs, and major wealth creators. He outlines the crucial difference between being rich (high income) and being wealthy (owning assets that work without you). He emphasizes the role of discipline, humility, learning, and generational thinking in achieving sustainable wealth. The interview closes with Jolley’s personal comeback story—from nightclub singer to world‑renowned speaker—and his message that it’s never too late to change your financial future. Purpose of the Interview The interview aims to: 1. Promote and explain Jolley’s new book “Rich Is Good, Wealthy Is Better,” which clarifies the difference between income-based wealth (rich) and asset‑based, multi‑generational wealth (wealthy). 2. Teach listeners how to shift their money mindset Jolley walks through the five levels of money thinking, showing how most Americans operate in the lower levels due to habit or lack of knowledge. 3. Encourage financial independence and discipline Listeners—especially entrepreneurs and families—learn the role of discipline, insurance, multiple income streams, and investment. 4. Provide motivation through Jolley’s story His setback-to-comeback story proves that financial and personal reinvention is possible at any age. 5. Address generational wealth and financial stewardship The book is also written for parents/grandparents worried their heirs may squander what they built. Key Takeaways 1. The crucial difference between rich and wealthy Rich = working income; stops when you stop. Wealthy = assets + systems; money works even when you don’t. Rich is “good”—but wealth is “better” because it is sustainable. 2. Wealth begins with mindset Jolley identifies five money mindsets: One‑day mindset (daily survival) 30‑day mindset (check-to-check) One‑year mindset Decade mindset (athletes/entertainers) Generational mindset (true wealth builders) His goal: move people one level higher. 3. Discipline is the #1 lever for wealth Wealth requires: Living below your means Consistent investment Protecting what you have Maintaining health, relationships, reputation, and intellectual capital 4. The “Five Types of Wealth” Financial wealth Health wealth Relationship wealth Reputational/brand wealth Intellectual capital wealthAll contribute to long-term prosperity. 5. The 3 Legs of Wealth Income Save & invest the difference Insurance to protect assets (life, health, disability, long‑term care) 6. At least two streams of income are essential Examples: stocks, real estate, crypto, collectibles, content creation. 7. Pride destroys wealth People overspend to look successful rather than be successful.Pride → debt → stress → financial ruin.Humility → learning → planning → wealth. 8. It’s never too late to become wealthy He shares stories of: A domestic worker who died with $2.7M A secretary who accumulated $8M A former drug dealer who reached nearly $900K starting at age 65All achieved wealth by small investments over long periods. 9. A setback is a setup for a comeback Jolley’s message is deeply motivational: Losing his singing job led him into speaking Speaking led to radio Radio led to books Books led to global influenceHe frames adversity as opportunity. Notable Quotes (from the transcript) On Wealth vs. Rich “Rich is good. Wealthy is better.” “Regular folks work for their money. Wealthy people make their money work for them.” On Mindset “Wealth starts in your mind.” “It’s hard to hit what you can’t see—and even harder to hit what you don’t know.” (on knowing the target) On Discipline “The key to success in growing wealth is discipline.” [ On Pride “My pride was killing my wealth. I had to let the pride go so I could grab hold of the wealth.” On Setbacks “A setback is a setup for your greater comeback.” “Your setback is not the end of the story unless you choose it to be.” On Starting Late “Anybody can become wealthy if you use these principles.” “When is the best time to plant a tree? 80 years ago. The second-best time? Today.” In One Sentence The interview teaches that becoming wealthy is less about income and more about mindset, discipline, humility, and long-term planning—and that anyone can build generational wealth starting right now. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    The Steve Harvey Morning Show
    Follow Your Passion: The Queen of AI's her mission is to empower the African American community to become the leaders in AI.

    The Steve Harvey Morning Show

    Play Episode Listen Later Feb 3, 2026 32:16 Transcription Available


    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Alicia Lyttle. SUMMARY OF THE ALICIA LYTTLE INTERVIEW From “Money Making Conversations Master Class” with Rushion McDonald [ 1. Purpose of the Interview The purpose of this interview was to: Showcase Alicia Lyttle, CEO and co‑founder of Air Innovations, known widely as the “Queen of AI.” [ Educate small business owners, entrepreneurs, and nonprofits on how to leverage AI for growth. Highlight her mission to empower the African American community to not only keep up with AI—but lead in it. [ Demonstrate how AI tools can transform operations, content creation, finances, and productivity in minutes instead of months. Inspire listeners through her entrepreneurial journey, professional pivots, and personal resilience. 2. High-Level Summary Alicia Lyttle returns to the show two years after her last appearance, now positioned at the forefront of the global AI movement. She explains how her work has shifted from annual summits to monthly AI Business Summits, teaching tens of thousands of entrepreneurs how to use AI hands‑on for content, marketing, operations, and scaling. She breaks down how simple tools—such as NotebookLM, ChatGPT, Jasper, Gemini, and HeyGen—can turn a single piece of content into newsletters, PowerPoints, videos, study guides, and more. She stresses that AI is now accessible, especially with free versions like ChatGPT. Alicia also shares her origin story in AI, beginning with a 15‑year‑old speaker at Walmart Tech Live describing IBM Watson. This sparked her fascination and ultimately led her to pivot her entire company toward full-time AI training and consulting by 2022—despite skepticism from her peers. She details the massive growth of her brand, including 21,000+ live summit attendees and explosive social media expansion. The interview also addresses AI’s role in finance, healthcare, government, job disruption, and how individuals can future‑proof themselves. Her personal story of overcoming a restrictive ex-husband who told her she would “never speak again” underscores her powerful message: no one should silence your gifts. Now she speaks to thousands, leads major events, and helps others build new careers in AI. 3. Key Takeaways A. AI Is Evolving Fast—and So Must We AI is changing so quickly that entrepreneurs cannot afford to wait for annual updates. This is why Alicia shifted to monthly training summits. People need ongoing education to stay competitive. B. Hands‑On AI Education Is the Key Alicia doesn’t just lecture—she walks participants through real demonstrations: Uploading YouTube links Creating summaries Generating emails, mind maps, PowerPoints, quizzes, videos, and more…all from a single input. Her approach eliminates fear and teaches entrepreneurs how to use AI immediately. C. Accessibility Has Changed the Game The release of ChatGPT, especially the free version, democratized AI. Before that, tools like IBM Watson were too complex and expensive. Now anyone with a laptop and internet connection can build websites, write content, or automate business flows in minutes. [ D. The African American Community Must Lead—Not Follow Alicia emphasizes that historically, Black communities have been “last in line” in tech innovation, but this AI era presents a once‑in‑a‑generation opportunity to jump ahead.She sees it as her mission to speak everywhere Black entrepreneurs are to ensure they seize this moment. E. AI Will Replace Tasks—But People Can Future‑Proof Themselves Jobs are already shifting. Companies are laying off non–AI‑literate employees.Alicia urges people to: Become AI‑fluent Join AI committees at work Pursue certification Use AI to become their company’s internal expert “There’s no maybe—you have to learn AI,” she warns. F. AI is Transforming Every Sector: Finance, Healthcare, Government She provides insights on… AI receptionists (“Monica” and “Leslie”) that boost customer interaction to 92% Financial analysis using secure ChatGPT setups AI mental health companions Government calls for national AI leadership G. Alicia Monetizes Through Education, Certification & Consulting Her business model includes: Free monthly summits Paid masterclasses Corporate consulting AI certifications Live Atlanta workshops She teaches others to become AI consultants too. H. Her Personal Triumph Story Inspires Thousands A powerful moment is when she recounts her ex-husband saying: “There’s only one quarterback on a team—and you will never speak again.”Yet today, 1,200+ people attend her live events, and tens of thousands join her virtual trainings. Her success proves resilience and purpose overcome adversity. 4. Key Quotes On AI Opportunity “Never has there been a better time in history to start, build, or scale a business than right now.” On Training Entrepreneurs “Open your laptops… use the same prompt I use. See what results you get.” On the Power of AI Tools “You can take one episode and repurpose it into all these different content ways.” On Pivoting Her Entire Company “In 2022, I said we’re closing this business and going all in on AI.” On Being Black in Tech “My mission is to make sure our community is not left behind—but ahead of the curve.” On Personal Resilience “You will be speaking on the best stages… people will come to see you.”(A friend’s response after she was told she’d “never speak again.”) On Future-Proofing Careers “Those using AI will replace you. You have to learn how to leverage AI.” On AI as a Human-First Technology “AI plus human intelligence—that’s what takes things to the next level.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Strawberry Letter
    Financial Tip: The interview teaches that becoming wealthy is less about income and more about mindset, discipline and long-term planning.

    Strawberry Letter

    Play Episode Listen Later Feb 3, 2026 30:44 Transcription Available


    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. Summary of the Interview: Dr. Willie Jolley on Money Making Conversations Masterclass Dr. Willie Jolley—Hall of Fame speaker, bestselling author, and longtime SiriusXM host—joins Rushion McDonald to discuss his new book Rich Is Good, Wealthy Is Better. The conversation focuses on redefining wealth, transforming money mindsets, developing discipline, and overcoming setbacks to build generational prosperity. Throughout the interview, Dr. Jolley shares insights gathered over 20 years of interviewing billionaires, CEOs, and major wealth creators. He outlines the crucial difference between being rich (high income) and being wealthy (owning assets that work without you). He emphasizes the role of discipline, humility, learning, and generational thinking in achieving sustainable wealth. The interview closes with Jolley’s personal comeback story—from nightclub singer to world‑renowned speaker—and his message that it’s never too late to change your financial future. Purpose of the Interview The interview aims to: 1. Promote and explain Jolley’s new book “Rich Is Good, Wealthy Is Better,” which clarifies the difference between income-based wealth (rich) and asset‑based, multi‑generational wealth (wealthy). 2. Teach listeners how to shift their money mindset Jolley walks through the five levels of money thinking, showing how most Americans operate in the lower levels due to habit or lack of knowledge. 3. Encourage financial independence and discipline Listeners—especially entrepreneurs and families—learn the role of discipline, insurance, multiple income streams, and investment. 4. Provide motivation through Jolley’s story His setback-to-comeback story proves that financial and personal reinvention is possible at any age. 5. Address generational wealth and financial stewardship The book is also written for parents/grandparents worried their heirs may squander what they built. Key Takeaways 1. The crucial difference between rich and wealthy Rich = working income; stops when you stop. Wealthy = assets + systems; money works even when you don’t. Rich is “good”—but wealth is “better” because it is sustainable. 2. Wealth begins with mindset Jolley identifies five money mindsets: One‑day mindset (daily survival) 30‑day mindset (check-to-check) One‑year mindset Decade mindset (athletes/entertainers) Generational mindset (true wealth builders) His goal: move people one level higher. 3. Discipline is the #1 lever for wealth Wealth requires: Living below your means Consistent investment Protecting what you have Maintaining health, relationships, reputation, and intellectual capital 4. The “Five Types of Wealth” Financial wealth Health wealth Relationship wealth Reputational/brand wealth Intellectual capital wealthAll contribute to long-term prosperity. 5. The 3 Legs of Wealth Income Save & invest the difference Insurance to protect assets (life, health, disability, long‑term care) 6. At least two streams of income are essential Examples: stocks, real estate, crypto, collectibles, content creation. 7. Pride destroys wealth People overspend to look successful rather than be successful.Pride → debt → stress → financial ruin.Humility → learning → planning → wealth. 8. It’s never too late to become wealthy He shares stories of: A domestic worker who died with $2.7M A secretary who accumulated $8M A former drug dealer who reached nearly $900K starting at age 65All achieved wealth by small investments over long periods. 9. A setback is a setup for a comeback Jolley’s message is deeply motivational: Losing his singing job led him into speaking Speaking led to radio Radio led to books Books led to global influenceHe frames adversity as opportunity. Notable Quotes (from the transcript) On Wealth vs. Rich “Rich is good. Wealthy is better.” “Regular folks work for their money. Wealthy people make their money work for them.” On Mindset “Wealth starts in your mind.” “It’s hard to hit what you can’t see—and even harder to hit what you don’t know.” (on knowing the target) On Discipline “The key to success in growing wealth is discipline.” [ On Pride “My pride was killing my wealth. I had to let the pride go so I could grab hold of the wealth.” On Setbacks “A setback is a setup for your greater comeback.” “Your setback is not the end of the story unless you choose it to be.” On Starting Late “Anybody can become wealthy if you use these principles.” “When is the best time to plant a tree? 80 years ago. The second-best time? Today.” In One Sentence The interview teaches that becoming wealthy is less about income and more about mindset, discipline, humility, and long-term planning—and that anyone can build generational wealth starting right now. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

    Strawberry Letter
    Follow Your Passion: The Queen of AI's her mission is to empower the African American community to become the leaders in AI.

    Strawberry Letter

    Play Episode Listen Later Feb 3, 2026 32:16 Transcription Available


    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Alicia Lyttle. SUMMARY OF THE ALICIA LYTTLE INTERVIEW From “Money Making Conversations Master Class” with Rushion McDonald [ 1. Purpose of the Interview The purpose of this interview was to: Showcase Alicia Lyttle, CEO and co‑founder of Air Innovations, known widely as the “Queen of AI.” [ Educate small business owners, entrepreneurs, and nonprofits on how to leverage AI for growth. Highlight her mission to empower the African American community to not only keep up with AI—but lead in it. [ Demonstrate how AI tools can transform operations, content creation, finances, and productivity in minutes instead of months. Inspire listeners through her entrepreneurial journey, professional pivots, and personal resilience. 2. High-Level Summary Alicia Lyttle returns to the show two years after her last appearance, now positioned at the forefront of the global AI movement. She explains how her work has shifted from annual summits to monthly AI Business Summits, teaching tens of thousands of entrepreneurs how to use AI hands‑on for content, marketing, operations, and scaling. She breaks down how simple tools—such as NotebookLM, ChatGPT, Jasper, Gemini, and HeyGen—can turn a single piece of content into newsletters, PowerPoints, videos, study guides, and more. She stresses that AI is now accessible, especially with free versions like ChatGPT. Alicia also shares her origin story in AI, beginning with a 15‑year‑old speaker at Walmart Tech Live describing IBM Watson. This sparked her fascination and ultimately led her to pivot her entire company toward full-time AI training and consulting by 2022—despite skepticism from her peers. She details the massive growth of her brand, including 21,000+ live summit attendees and explosive social media expansion. The interview also addresses AI’s role in finance, healthcare, government, job disruption, and how individuals can future‑proof themselves. Her personal story of overcoming a restrictive ex-husband who told her she would “never speak again” underscores her powerful message: no one should silence your gifts. Now she speaks to thousands, leads major events, and helps others build new careers in AI. 3. Key Takeaways A. AI Is Evolving Fast—and So Must We AI is changing so quickly that entrepreneurs cannot afford to wait for annual updates. This is why Alicia shifted to monthly training summits. People need ongoing education to stay competitive. B. Hands‑On AI Education Is the Key Alicia doesn’t just lecture—she walks participants through real demonstrations: Uploading YouTube links Creating summaries Generating emails, mind maps, PowerPoints, quizzes, videos, and more…all from a single input. Her approach eliminates fear and teaches entrepreneurs how to use AI immediately. C. Accessibility Has Changed the Game The release of ChatGPT, especially the free version, democratized AI. Before that, tools like IBM Watson were too complex and expensive. Now anyone with a laptop and internet connection can build websites, write content, or automate business flows in minutes. [ D. The African American Community Must Lead—Not Follow Alicia emphasizes that historically, Black communities have been “last in line” in tech innovation, but this AI era presents a once‑in‑a‑generation opportunity to jump ahead.She sees it as her mission to speak everywhere Black entrepreneurs are to ensure they seize this moment. E. AI Will Replace Tasks—But People Can Future‑Proof Themselves Jobs are already shifting. Companies are laying off non–AI‑literate employees.Alicia urges people to: Become AI‑fluent Join AI committees at work Pursue certification Use AI to become their company’s internal expert “There’s no maybe—you have to learn AI,” she warns. F. AI is Transforming Every Sector: Finance, Healthcare, Government She provides insights on… AI receptionists (“Monica” and “Leslie”) that boost customer interaction to 92% Financial analysis using secure ChatGPT setups AI mental health companions Government calls for national AI leadership G. Alicia Monetizes Through Education, Certification & Consulting Her business model includes: Free monthly summits Paid masterclasses Corporate consulting AI certifications Live Atlanta workshops She teaches others to become AI consultants too. H. Her Personal Triumph Story Inspires Thousands A powerful moment is when she recounts her ex-husband saying: “There’s only one quarterback on a team—and you will never speak again.”Yet today, 1,200+ people attend her live events, and tens of thousands join her virtual trainings. Her success proves resilience and purpose overcome adversity. 4. Key Quotes On AI Opportunity “Never has there been a better time in history to start, build, or scale a business than right now.” On Training Entrepreneurs “Open your laptops… use the same prompt I use. See what results you get.” On the Power of AI Tools “You can take one episode and repurpose it into all these different content ways.” On Pivoting Her Entire Company “In 2022, I said we’re closing this business and going all in on AI.” On Being Black in Tech “My mission is to make sure our community is not left behind—but ahead of the curve.” On Personal Resilience “You will be speaking on the best stages… people will come to see you.”(A friend’s response after she was told she’d “never speak again.”) On Future-Proofing Careers “Those using AI will replace you. You have to learn how to leverage AI.” On AI as a Human-First Technology “AI plus human intelligence—that’s what takes things to the next level.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

    AMERICA OUT LOUD PODCAST NETWORK
    Nicki Minaj stands with Trump on Trump Accounts, refuses to back down

    AMERICA OUT LOUD PODCAST NETWORK

    Play Episode Listen Later Feb 3, 2026 58:00 Transcription Available


    The Hidden Lightness with Jimmy Hinton – Declaring herself “probably Trump's number one fan,” Minaj refused to retreat. Instead, she expanded her support, tying her endorsement directly to her own life story. Raised in deep poverty in an unstable home, Minaj said that access to something like a Trump Account could have fundamentally altered her future. Financial education, early investment, and...

    World Record Podcast with Brendon Walsh
    Episode 322: John M returns with SkyFine FinAncIal

    World Record Podcast with Brendon Walsh

    Play Episode Listen Later Feb 3, 2026 48:12


    Multi- billionaire John M (Text Café, HomeFine, GhosteFine, etc) returns to tell us about his new banking system that uses drones and real clouds. We try to get some clients for him and we also get the winning Powerball numbers and much more, on this episode of the WORLD RECORD PODCAST! More livestreams to come. Patreon! https://www.patreon.com/worldrecordpodcastBuy merch, watch videos and more! https://worldrecordpodcast.com0:00 - Show intro / Deal Dash ad parody1:00 - Real doll discussion / Deal Dash continued5:00 - Samsung hold music interruption / Real doll debate8:00 - John M introduction / Sky Find Financial pitch begins10:00 - Sky banking concept explained / Drone-based banking15:00 - News clip about Sky Find Financial / Drone malfunctions20:00 - Banking logistics discussion / DNA verification system25:00 - Sky Pet Cemetery concept / Bird story30:00 - Calling financial institutions / Pitching Sky Fine35:00 - Shark Tank attempts / Multiple call attempts

    Dark Side of Wikipedia | True Crime & Dark History
    Kouri Richins: How the Defense Gutted the Prosecution's Case Before Trial

    Dark Side of Wikipedia | True Crime & Dark History

    Play Episode Listen Later Feb 3, 2026 17:16


    When Kouri Richins was arrested in May 2023 for allegedly poisoning her husband Eric with a fentanyl-laced Moscow Mule, the case against her seemed overwhelming. Financial desperation. Life insurance policies. A housekeeper who said she sold Kouri the drugs. A drug dealer who confirmed the fentanyl. Nearly three years later, as jury selection approaches for her February 2026 trial, the prosecution's case has been carved up by defense wins and judicial rulings. The drug dealer, Robert Crozier, has recanted — now claiming under oath he sold OxyContin, not fentanyl. Judge Mrazik severed 26 financial felony charges from the murder trial, meaning the jury won't hear about Kouri's alleged mortgage fraud, money laundering, or the nearly $5 million her business owed the day after Eric died. The prosecution's domestic violence expert was blocked. Their FBI behavioral profiler was limited to rebuttal-only testimony and cannot be used to suggest guilt. Statements Kouri made during a 2022 search were suppressed because detectives didn't Mirandize her. What prosecutors still have: Carmen Lauber's testimony, Eric's toxicology showing five times the lethal dose of fentanyl, an orange notebook allegedly detailing the night of his death, and the infamous "Walk the Dog" letter found in Kouri's jail cell that prosecutors call witness tampering. The defense says it was fiction. The Utah Supreme Court refused to move the trial out of Summit County despite surveys showing nearly 80% of residents recognize the case. Eight jurors will decide if what's left is enough to convict.#KouriRichins #TrueCrimeToday #EricRichins #UtahMurder #FentanylPoisoning #MurderTrial #WalkTheDogLetter #DefenseWins #TrueCrimePodcast #KouriRichinsTrialJoin Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspodInstagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/tonybpodListen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872This publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.