Podcasts about Retirement

Point where a person ceases employment permanently

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    Best podcasts about Retirement

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    Latest podcast episodes about Retirement

    The School of Greatness with Lewis Howes
    How To Take Control Of Your Financial Health To Create Lasting Abundance

    The School of Greatness with Lewis Howes

    Play Episode Listen Later May 23, 2025 77:04


    Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Mastering your money mindset unlocks freedom most people never experience. In this power-packed episode, I speak with three financial titans who reveal the psychology behind wealth creation. Vivian Tu ("Your Rich BFF") breaks down her practical STRIP method for financial health, sharing why asking for raises beats cutting expenses every time. Noah Kagan opens up about his journey from feeling unworthy at AppSumo to creating an $85 million business, explaining why self-worth drives financial decisions. Alex Hormozi delivers the brutal truth that suffering only lasts a moment while achievement memories pay dividends forever. This conversation transforms how you'll approach money, relationships, and success whether you're starting your wealth journey or looking to level up.Vivian's book Rich AF: The Winning Money Mindset That Will Change Your LifeNoah's book Million Dollar Weekend: The Surprisingly Simple Way to Launch a 7-Figure Business in 48 HoursNoah's book How I Lost 170 Million Dollars: My Time as #30 at FacebookAlex's book $100M Leads: How to Get Strangers To Want To Buy Your StuffAlex's book $100M Offers: How To Make Offers So Good People Feel Stupid Saying No (Acquisition.com $100M Series)In this episode you will learn:Why asking for a $5,000 raise is easier than cutting $5,000 in expensesHow to use the STRIP method for financial health: Savings, Total debt, Retirement, Invest, PlanWhy being a "B+ student with an A+ personality" often earns more than technical expertsThe critical difference between putting money in retirement accounts and actually investing itWhy protecting your reputation matters more than any short-term financial gainHow changing your environment is essential for changing your financial behaviorsThe reason most successful people delete everything that doesn't directly support their goalsFor more information go to https://www.lewishowes.com/1775For more Greatness text PODCAST to +1 (614) 350-3960More SOG episodes we think you'll love:Vivian Tu – greatness.lnk.to/1551SCNoah Kagan  – greatness.lnk.to/1572SCAlex Hormozi – greatness.lnk.to/1723SC Get more from Lewis! Get my New York Times Bestselling book, Make Money Easy!Get The Greatness Mindset audiobook on SpotifyText Lewis AIYouTubeInstagramWebsiteTiktokFacebookX

    Sports Spectrum Podcast
    Matthew Slater - Patriots All-Pro and 10-time Pro Bowler on faith, retirement and identity

    Sports Spectrum Podcast

    Play Episode Listen Later May 23, 2025 31:42


    Today on the podcast:- Former New England Patriots legendary All-Pro special teams ace Matthew Slater returns to the show to talk about retiring from football (13:22), growing up with a Hall of Fame football-playing father (01:26) and staying rooted in his identity of Christ. (28:04)Matthew also shares the story behind his one career reception in his 16 year NFL journey with New England. (22:14)Have a question? Got a guest suggestion? Want to advertise with us? Email us - jason@sportsspectrum.comWATCH all of our podcast episodes on our YouTube page:https://www.youtube.com/SportsSpectrumMagazineSign up for our Sports Spectrum Magazine and receive 15% off a 1-year subscription by using the code PODCAST15https://www.theincrease.com/products/sports-spectrum-magazine Do you know Christ personally? Click below to learn how you can commit your life to Him.https://sportsspectrum.com/gospel/Have you heard our other Sports Spectrum podcasts?Sports Spectrum's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠What's Up Podcast ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with Annabelle Hasselbeck - https://open.spotify.com/show/7CvX5oXnEuKIYI5GCVT7Hi?si=9c61982675f1413dSports Spectrum's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get in the Game Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ with Scott Linebrink -https://open.spotify.com/show/7CFPZVet3TcsSJMZqRHndI?si=d6599c85917146a7

    So Money with Farnoosh Torabi
    1829: How to Afford a Micro Retirement at Any Age

    So Money with Farnoosh Torabi

    Play Episode Listen Later May 21, 2025 30:32


    We're joined by Dr. Annie Cole, Ed.D., a money coach and financial educator who specializes in helping women master their finances—from budgeting and debt payoff to investing, building wealth, and retiring early.Dr. Annie's story is a powerful one. In her 20s, she was a burnt-out social worker earning just $26,000 a year. Fast-forward a decade, and she had climbed the ranks to a Vice President role, invested over $380,000, built a $1 million real estate portfolio, and shaved 20 years off her retirement timeline.Now the founder of Money Essentials for Women, Annie is on a mission to help women step into financial confidence—and today, she's sharing the steps that made it possible.We talk about her four-phase wealth-building plan, how our brains are wired to resist financial change, and why the increasingly popular idea of micro retirement—taking a meaningful, temporary break from work—isn't just possible, it might be essential.Grab Dr. Annie's Free Guide: How to Take a Micro-Retirement

    The Retirement and IRA Show
    Spending Confidently in Retirement with Kevin Sebesta: EDU #2521

    The Retirement and IRA Show

    Play Episode Listen Later May 21, 2025 79:40


    Chris's Summary:Jim and I are joined again this week by Kevin Sebesta from the Rock Retirement Club in this EDU episode. We explore what helps retirees start spending confidently—especially when markets are volatile or the saver mindset is hard to shake. Kevin shares how structure, support, and community all play a role, and why building confidence […] The post Spending Confidently in Retirement with Kevin Sebesta: EDU #2521 appeared first on The Retirement and IRA Show.

    retirement spending rock retirement club
    Big Fatty Online
    BFO4513 – Book Club Recap

    Big Fatty Online

    Play Episode Listen Later May 21, 2025 20:01


    After several “Good Morning' greetings, today's a snoozer as Big Fatty spends most of the LITTLE show recapping the highlights from the Book Club. Happy National Strawberries and Cream Day.

    Charlotte Talks
    As Diorio sets eyes on retirement, we discuss the county budget and her tenure as county manager

    Charlotte Talks

    Play Episode Listen Later May 21, 2025 50:34


    A look at Mecklenburg County's proposed budget, a possible property tax increase and County Manager Dena Diorio's time in office.

    The Human Side of Money
    139: The Human Side of Retirement with Dan Haylett (Part 1)

    The Human Side of Money

    Play Episode Listen Later May 21, 2025 60:20


    Retirement isn't just about reaching a number - it's a deeply personal transition that requires more than financial planning. By understanding what truly matters beyond the numbers, you can better support clients in creating meaningful and fulfilling retirements. In Part One of this episode, Dan Haylett emphasizes the importance of shifting the focus from financial figures to human connection, purpose, and lasting memories. And he walks through the Retirement Planning Workbook he uses with clients to help them live with purpose, joy and meaning in retirement You'll Learn:  The importance of understanding the emotional aspects of retirement and his own experiences helping clients navigate this transition The revolutionary "Retirement Planning Workbook" he developed to address the human side of retirement How to help clients spend their savings meaningfully to create lasting memories *To sign up for Brendan's newsletter packed with resources to master the human side of advice → Click Here Connect with Brendan Frazier:  RFG Advisory LinkedIn: Brendan Frazier Connect with Dan Haylett:  Humans vs Retirement LinkedIn: Dan Haylett TFP Financial Planning About Our Guest:  Dan Haylett is the director, Head of Growth, and financial Planner at TFP Financial Planning. As a co-director of TFP, Dan's “pull back the duvet every morning” purpose is helping our clients spend their time and money on what's truly important. His passion for understanding and learning about the emotional, behavioural and financial challenges of life after work makes him a true specialist in helping clients have the freedom and confidence to take advantage of their ‘window of spending opportunity' and live their best life. – Content here is for illustrative purposes and general information only. It is not legal, tax, or individualized financial advice; nor is it a recommendation to buy, sell, or hold any specific security, or engage in any specific trading strategy. Information here may be provided, in part, by third-party sources. These sources are generally deemed to be reliable; however, neither our guest nor RFG Advisory guarantee the accuracy of third-party sources. The views expressed here are those of our guest. They do not necessarily represent those of RFG Advisory, its employees, or its clients. This commentary should not be regarded as a description of advisory services provided by RFG Advisory, or performance returns of any client. The views reflected in the commentary are subject to change at any time without notice. Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, LLC (“RFG Advisory or “RFG”), a registered investment advisor. Private Client Services and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place. RFG Advisory is an SEC-registered investment adviser. SEC registration does not constitute an endorsement of RFG by the Commission, nor does it indicate that RFG or any associated investment advisory representative has attained a particular level of skill or ability.

    BiggerPockets Money Podcast
    No, Taxes Won't Derail Your FIRE: Here's What You'll Really Pay in Retirement

    BiggerPockets Money Podcast

    Play Episode Listen Later May 20, 2025 46:45


    No, Taxes Won't Derail Your FIRE: Here's What You'll Really Pay in Retirement Podcast Description Taxes in retirement have been called a “silent wealth killer” for those pursuing FIRE—but does the data tell a different story? If you're worried about a ticking tax bomb wiping out a huge chunk of your investment portfolio or even delaying early retirement, you won't want to miss this one! Welcome back to the BiggerPockets Money podcast! Today, we're joined by fellow investor and self-proclaimed data nerd Mark Livingstone, who has created a free resource and spreadsheet YOU can use to estimate your tax burden in retirement. For most early retirees, taxes are negligible compared to the amount of income they can withdraw, and Mark will demonstrate this with a step-by-step walkthrough of his powerful FIRE tax tool! Along the way, you'll learn the key differences between marginal and effective tax rates and why people who retire today pay much less tax than in decades prior. You'll also hear about the four income “levers” you can pull in retirement, when income tax and capital gains tax kick in, and how to build the most tax-friendly withdrawal strategy possible! In This Episode We Cover Why taxes in retirement aren't nearly as bad as you probably think A step-by-step walkthrough of Mark's free retirement tax spreadsheet How the United States' progressive income tax system works Marginal and effective tax rates explained (and how they impact your tax burden) The four income “levers” you can pull in retirement (and how each is taxed) How taxes impact the safe withdrawal rate (and why the 4% rule works) And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/money-642 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

    Jill on Money with Jill Schlesinger
    Will My Mom Be Okay in Retirement?

    Jill on Money with Jill Schlesinger

    Play Episode Listen Later May 20, 2025 18:20


    My mom is somewhat late on saving for retirement and I want to understand the kind of shape she's in as she prepares for the exit ramp. Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

    Ones Ready
    Ops Brief 049: Daily Drop - 20 May 2025 (Bonus Cuts & PCS Chao)

    Ones Ready

    Play Episode Listen Later May 20, 2025 21:05


    Send us a textIn this extended Daily Drop, Jared unleashes a tactical nuke of sarcasm on the Pentagon's parade of WTF decisions. From billion-dollar contracts imploding to Airmen stuck in retirement limbo, it's clear nobody's steering this defense dumpster fire. Cyber Command wants to be SOCOM now (because that worked so well before), troops can't move because the PCS fairy ran out of money, and SpaceX is somehow our last hope in space. Also: PFAS water, political drama, and Congress failing military families… again.If you like your military updates with a side of rage and real talk, you're in the right TOC.

    Your Money, Your Wealth
    Portfolio Drift, Avoiding Capital Gains, and a $6M Retirement - 530

    Your Money, Your Wealth

    Play Episode Listen Later May 20, 2025 36:48


    What should you do when the asset allocation of your retirement portfolio drifts? Joe Anderson, CFP® and Big Al Clopine, CPA spitball on rebalancing for DJ in St. Louis, today on Your Money, Your Wealth® podcast number 530. Plus, Coach Dobber in Minnesota is curious about municipal bonds in a brokerage account, and Daniel in Stevensville, Michigan needs details on emergency funds. Also, can Tim the Enchanter do a Roth conversion and avoid the nasty big pointy teeth of capital gains tax? And, Duke in upstate New York told his wife they need 6 million dollars in retirement, and she said he was silly. What say Joe and Al? We'll find out. Free financial resources & episode transcript: https://bit.ly/ymyw-530 ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:47 - Rebalancing Asset Allocation of US Stocks, International Stocks, and Bonds (DJ in St Louis) 07:21 - Can I Do a Roth Conversion and Have No Cap Gains Tax? (Tim the Enchanter, FL) 15:44 - Watch Financial Planning at Every Age on YMYW TV, Download the Retirement Readiness Guide for free 16:41 - Municipal Bonds in a Brokerage Account: Good Idea? (Coach Dobber, MN) 22:48 - Told My Wife We Need $6M to Retire in 20 Years. She Say's I'm Silly. (Duke, upstate NY) 27:09 - Calculate your Free Financial Blueprint, Schedule your Free Financial Assessment 28:54 - What Is an Emergency Fund and How Much Should I Have in It? (Daniel, Stevensville, MI) 36:00 - YMYW Podcast Outro

    Big Fatty Online
    BFO4512 – Belching Pork Rinds

    Big Fatty Online

    Play Episode Listen Later May 20, 2025 20:01


    The Fat One is back with a recap of his day in Fat Acres which included Les Miserables, a trip to the vampire, getting filled with gas, a visit to the Sam's Club and a voiceletter. Happy

    Rob Black and Your Money - Radio
    Investors Digested Strong Gains From Recent Sessions

    Rob Black and Your Money - Radio

    Play Episode Listen Later May 20, 2025 29:52


    The moves come a day after the S and P 500 eked out a small gain to stretch its winning streak to six days, The S and P 500 has rallied more than 20 percent since hitting an April low, More on the Retirement and Wealth Management seminar at the Crowne Plaze in Foster City on Saturday June 21st at 10am with CFP Chad Burton and CFP Ryan Ignacio of EP Wealth Advisors

    MoneyWise on Oneplace.com
    Why Delaying Retirement Could Make All the Difference with Matt Bell

    MoneyWise on Oneplace.com

    Play Episode Listen Later May 20, 2025 24:57


    "So teach us to number our days, that we may get a heart of wisdom." - Psalm 90:12 If you're a few years from retirement and your savings aren't quite where you want them, you might feel like you've run out of time. But maybe you don't need a time machine to solve the problem. Today, Matt Bell joins us with some encouraging words about beefing up retirement savings.Matt Bell is the Managing Editor at Sound Mind Investing, an underwriter of Faith & Finance. The Surprising Power of Working a Little LongerIn 2018, a Stanford study called The Power of Working Longer made a compelling discovery: delaying retirement by just three to six months can have the same impact on retirement readiness as saving an additional 1% of income every year for 30 years.Yes, really.This is largely due to two factors:Higher Social Security Benefits – For every month you delay past full retirement age, your benefit increases by 2/3 of 1% (8% annually). Better Annuity Rates – The older you are when purchasing an annuity, the more monthly income you'll receive for the same investment.But there's a caveat: the study is based on specific assumptions that may not match your financial situation.What the Study Assumes—and Why It MattersThe Stanford study uses a fictional worker named “John” who:Started saving at age 36Saved 6% of income and received a 3% matchRetired at 66 and claimed Social Security immediatelyUsed all savings to buy an inflation-indexed annuityIn reality, your income, savings rate, Social Security timing, and withdrawal strategy may differ widely. Not to mention, indexed annuities like the one in the study are no longer widely available. So while the study provides encouragement, its specifics shouldn't be universally applied.If you can delay claiming Social Security, it can significantly boost your lifelong income. For example, waiting until age 70 instead of 66 could result in a monthly check that's 24% higher. You'd need to live roughly 12 more years to “break even,” but many retirees today are living well into their 80s and beyond.Social Security is essentially a government-backed, inflation-adjusted annuity, making it a powerful foundation for retirement income.More Benefits to Working LongerBeyond Social Security, staying employed offers additional financial and emotional perks:More Contributions – Additional working years allow you to save more and delay withdrawals.Shorter Retirement Span – Fewer retirement years mean your nest egg doesn't have to stretch as far.Health & Community – Work often provides routine, purpose, and social interaction—elements many retirees miss.Working longer isn't just a financial decision—it impacts your time, relationships, and expectations. If you've long looked forward to travel, family time, or volunteering, extending your career might feel like a loss. That's why it's essential to consider both the math and the meaning.Couples should prayerfully approach retirement planning together. Decisions about timing affect both spouses, especially when only one is working. Unequal expectations can lead to tension, so it's essential to:Talk openly about your hopes and concernsUnderstand your financial picture as a teamChoose unity over independence in decision-makingThis is one of the most crucial decisions you'll make as a couple.How Much Do You Really Need?You may have heard that you need 70–80% of your pre-retirement income. That's a good rule of thumb, but it's far better to run the numbers yourself. Some costs (like commuting or saving for retirement) may go down. Others (like healthcare or travel) may go up. The best approach? Create a post-retirement budget based on your unique goals and lifestyle.If you're behind on retirement savings, don't panic—and don't go it alone. Tools on the Social Security website can help you run scenarios based on your age and income. Brokerages like Fidelity or Schwab offer annuity estimators. Most importantly, seek wise counsel and pray through your decisions with your spouse.If you'd like to read the full article from Sound Mind Investing that we discussed during this episode, read Matt's article titled Retirement Preparedness—What a Difference a Little Time Can Make at SoundMindInvesting.com. On Today's Program, Rob Answers Listener Questions:I now have the money from my tax return to pay my property taxes, due in two installments—one in May and one six months later. Should I go ahead and pay it all now since I have the funds, or is there a wise short-term investment I could consider in the meantime?Is there a reliable resource or organization that can provide information on charities that are requesting donations, such as groups like America Cares, CARE, or Mercy Ships?What are your thoughts on the cryptocurrency XRP? Is it something worth considering?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind InvestingRetirement Preparedness — What a Difference a Little Time Can Make by Matt Bell (Sound Mind Investing Article)Social Security Administration (SSA.gov)ECFA | Charity Navigator | Ministry WatchFidelity | Charles SchwabWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

    The Daily Sun-Up
    Colorado's retirement mandate sparks alternative from local chamber

    The Daily Sun-Up

    Play Episode Listen Later May 20, 2025 16:18


    Today, Colorado Sun business reporter Tamara Chuang explores the differences between Colorado’s state-mandated retirement savings plan and the 401(k) alternative launched by the Colorado Springs Chamber of Commerce, and what each option offers to small businesses and their employees. Read more: https://coloradosun.com/2025/05/17/colorado-springs-retirement-plan-chamber-employer/ See omnystudio.com/listener for privacy information.

    Retirement Answers
    What Most Retirees Don't Know About Social Security Survivor Benefits

    Retirement Answers

    Play Episode Listen Later May 20, 2025 25:38


    Social Security survivor benefits are really confusing, but in this episode I break down everything you need to know about survivor benefits to help you make more informed decisions.

    The Infinite Wealth Podcast
    Turning Data into Dollars: How to Create Passive Income with Short-Term Rentals – with John Bianchi

    The Infinite Wealth Podcast

    Play Episode Listen Later May 20, 2025 36:38


    This week Cameron and Anthony dig into the world of Airbnb investing with John Bianchi, a specialist who boasts a 100% success rate in guiding clients to profitable short-term rental properties. John debunks common misconceptions about the Airbnb market, lays out his proven evaluation methods—including the “20% rule”—and dives into the differences between long-term and short-term rental strategies. The conversation highlights the importance of data over guesswork, especially when it comes to selecting markets, assessing true property potential, and leveraging tax advantages unique to Airbnbs. John also shares details about new tax legislation and how his team at STR Search makes investing stupid simple for their clients.   Resources: STR Search: How We Can Help You Join the Infinite Wealth Study Group: https://www.facebook.com/share/g/qC3sAWg6PhHYpRAs/  Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Check our online course at www.InfiniteWealthCourse.com Buy Becoming Your Own Banker by R. Nelson Nash http://bit.ly/BYOBbookIWC 

    MoneyWise Live
    Why Delaying Retirement Could Make All the Difference

    MoneyWise Live

    Play Episode Listen Later May 20, 2025 42:44 Transcription Available


    If you're a few years from retirement and your savings aren’t quite where you want them, you might feel like you've run out of time. But maybe you don’t need a time machine to solve the problem. On today's Faith & Finance Live, Mark Biller will join Rob West with some encouraging words and strategies about beefing up retirement savings. Then Rob will answer your questions on different financial topics. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

    Moose on The Loose
    mini retirements have changed my life, it can do the same for you

    Moose on The Loose

    Play Episode Listen Later May 20, 2025 10:28


    The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today we are talking about mini retirement and how spending more now is a better investment than waiting until you are old. Get your Investment roadmap: https://dividendstocksrock.com/roadmap Download the Rockstar list here: https://moosemarkets.com/rockstars Join the Retirement Loop waitlist here: https://www.retirementloop.ca/webinar Why I prefer low yield vs high yield: https://moosemarkets.com/income

    Financial Straight Talk
    Retirement lessons from The Kid

    Financial Straight Talk

    Play Episode Listen Later May 20, 2025 15:39


    Ken Griffey Jr. has recently taken up a hobby or even second career after his hall of fame career in Major League Baseball. Some of the things he has learned about his new job can be a good reminder for those who are looking for a second act when it comes to retirement. What else does Jim Fox think about this story and retirement planning? Tune in to find out! Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

    A Better Way Financial Podcast
    Can You Make Retirement Tax-Free?

    A Better Way Financial Podcast

    Play Episode Listen Later May 20, 2025 11:23


    Retirement planning can be tricky, but there are ways to ensure a steady income. Frank and Frankie Guida discuss how pension and income annuities offer guaranteed income streams, even for those without traditional pensions. They also explain how converting IRA money to Roth can provide tax-free income later in life. Real-life examples illustrate the importance of a comprehensive income plan to meet retirement needs and combat inflation. Schedule a complimentary appointment: A Better Way Financial CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

    Expedition Retirement
    The Unseen 300k Bill in Retirement

    Expedition Retirement

    Play Episode Listen Later May 20, 2025 7:19


    ATM fees, checking account fees, airport baggage fees... it adds up. It may pale in comparison to the fees you will pay in retirement. How does Golden Reserve fight it? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

    Money Talk For ER Docs™
    Ep #239: Tax-Free for Life: Stacking Roth and HSA Strategies for Your Kids' Future

    Money Talk For ER Docs™

    Play Episode Listen Later May 20, 2025 17:45


    We all know the Roth IRA is a powerful tool for setting our kids up financially, especially when they're earning early and you can stash away a few thousand dollars for decades of tax-free growth. But what happens when your child hits that in-between stage—say, age 19 to 25—still on your health insurance but no longer a tax dependent?  That's where the HSA strategy kicks in, offering a surprisingly overlooked second phase of long-term wealth building. In this episode, we explore how to leverage this window to give your child a tax-free healthcare fund that could quietly grow into hundreds of thousands by retirement.

    Retire(Meant) For Living Podcast
    Being Wealthy vs. Being Rich: What's the Real Difference?

    Retire(Meant) For Living Podcast

    Play Episode Listen Later May 20, 2025 22:47


    In this episode of Retirement For Living, JoePat Roop discusses the distinction between being rich and being wealthy, emphasizing that true wealth encompasses health, family, and peace of mind rather than just financial assets. He explores the gradual transition into retirement, the importance of customized retirement planning, and the significant role taxes play in retirement expenses. Additionally, he highlights the necessity of planning for long-term care to avoid financial devastation during retirement. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

    Retirement Key Radio
    Are You Ready to Retire in 2025? Key Considerations

    Retirement Key Radio

    Play Episode Listen Later May 20, 2025 15:25


    Retirement in 2025 might seem daunting with economic uncertainty, but planning can turn fear into confidence. Abe Abich explores essential steps to preserve your retirement during economic uncertainty including assessing spending, defining goals, timing, and understanding savings and investments. He emphasizes the importance of having a plan to navigate the challenges of retiring during turbulent times. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

    The Broadcast Retirement Network
    #Practical #Strategies to #Improve #Sleep for the Entire #Family

    The Broadcast Retirement Network

    Play Episode Listen Later May 20, 2025 9:41


    #ThisMorning on #BRN #Wellness #2074| #Practical #Strategies to #Improve #Sleep for the Entire #Family | Funke Afolabi-Brown, MD, Restful Sleep MD  | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness and #More - #Everyday

    The Savvy Investor Podcast
    How to use your IRA or 401k in retirement

    The Savvy Investor Podcast

    Play Episode Listen Later May 20, 2025 13:58


    Your IRA in retirement. You can leave it, roll it, or cash it out. How do we know what works best for us and what do we have to watch out for? Want to begin building your retirement plan? Schedule a call with us here:

    Retire Texas Style!
    The Essential Financial Plan

    Retire Texas Style!

    Play Episode Listen Later May 20, 2025 19:18


    In this conversation, financial professionals Steve and Derek discuss the critical importance of financial planning for retirement. They emphasize the need for individuals to consult with financial advisors early in life to create a comprehensive plan that addresses not only retirement but also other financial goals. The discussion highlights the common fears and misconceptions surrounding retirement, the necessity of having a written plan, and the importance of stress testing financial portfolios. They also explore strategies for creating sustainable income in retirement and the psychological aspects of financial planning, ultimately encouraging listeners to take proactive steps towards a secure financial future. Get Your Complimentary Retirement Analysis Social Media: Facebook I Twitter See omnystudio.com/listener for privacy information.

    Outkick the Coverage with Clay Travis
    Hour 2: Jonas, Brady & LaVar – Retirement Shenanigans

    Outkick the Coverage with Clay Travis

    Play Episode Listen Later May 19, 2025 39:21 Transcription Available


    Derek Carr’s retirement isn't exactly what you think it is. The Preakness delivers the best highlight from the weekend while Scottie Scheffler gets it done at the PGA Championship. Plus, the FSR IR.See omnystudio.com/listener for privacy information.

    Early Retirement
    Here's 5 Portfolio Changes To Create More Income In Retirement

    Early Retirement

    Play Episode Listen Later May 19, 2025 18:38 Transcription Available


    Building a retirement income strategy involves more than selecting dividend-paying stocks. A focus on total return — which includes both growth and income — can offer a more comprehensive approach for long-term planning.• Relying solely on dividend-paying stocks may reduce portfolio diversification and growth potential• Total return (income + growth) can provide a broader view of long-term investment outcomes• Asset location strategies may improve tax efficiency depending on the type of account• Bond ladders with staggered maturities can help create more consistent income over time• Annuities can provide structured income, though they may have limitations such as fees or inflation sensitivity• The most effective strategy is one that aligns with your goals, risk tolerance, and understanding• Be cautious with complex products — understanding fees, liquidity restrictions, and structure is essentialAdvisory services are offered through Root Financial, an SEC-registered investment adviser. This content is intended for general informational purposes only and should not be construed as personalized investment, tax, or legal advice. Advisory relationships are established only through a signed agreement. Any examples discussed are hypothetical and for illustrative purposes. If client experiences are referenced, no compensation was provided and their experience may not be representative of others. Comments shared publicly are unsolicited and do not reflect the views or experience of all clients. They are not verified and should not be construed as testimonials or endorsements. Root Financial does not provide tax or legal advice. Tax planning topics are discussed in the context of comprehensive financial planning and should not be relied upon as a substitute for professional advice. All investments involve risk, including possible loss of principal. Past performance is not indicative of future results. Watching or listening to this content does not create an advisory relationship.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence. “Early Retirement – Financial Freedom” is a podcast produced by Root Financial Partners, an SEC-registered investment adviser. The content provided is for informational and educational purposes only. It should not be interpreted as investment, legal, or tax advice. I may reference planning situations based on real client experiences, but they've been simplified for clarity. Always consult your own financial advisor before making decisions. Listening to this podcast does not create or imply an advisory relationship with Root Financial. Investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. Testimonials and endorsements do not reflect all client experiences and are not compensated. Learn more at our website or by reviewing our Form ADV at https://adviserinfo.sec.gov.

    The Affluent Entrepreneur Show
    8 Signs You're Not Ready For Retirement

    The Affluent Entrepreneur Show

    Play Episode Listen Later May 19, 2025 23:28


    Welcome to another eye-opening episode of the Building Your Money Machine Show! Today we're tackling a topic that's crucial for anyone looking to retire with real confidence and peace of mind. What if I told you that most people are planning for retirement all wrong? That's right—many of us believe we're set until reality hits and the money runs out, unexpected expenses pop up, or we end up living a lifestyle we never truly prepared for.In this episode, I walk you through the eight biggest signs you're not ready for retirement. Retirement isn't about an age or a magic number; it's about lifestyle and financial readiness. I'll show you how to shift away from chasing arbitrary numbers and start focusing on building a retirement plan that actually supports the life you want.We'll discuss the critical mistakes to avoid, and talk about overlooked threats like healthcare costs and inflation. You'll learn why conventional wisdom about retirement may be setting you up for stress, and how to make the mindset and strategic shifts necessary to retire on your own terms—with freedom, choice, and security.IN TODAY'S EPISODE, I DISCUSS:Why chasing an arbitrary retirement number isn't enoughThe power of having a detailed retirement planWhy carrying high-interest or lifestyle debt into retirement is dangerous=The emotional and psychological side of retirementHow to “test drive” your retirement plan and stress-test it against unexpected eventsThe invisible threat of inflationRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/How to SURVIVE and THRIVE During a RecessionMoney Principles I Know At 63 But I Wish I Knew At 40If You're Thinking Of Retiring Early... Watch ThisI've been through 4 recessions, here's what always happens...How To Make Money In An Economy That Hates YouRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:How to SURVIVE and THRIVE During a Recession: https://youtu.be/xSbRv9BopiAMoney Principles I Know At 63 But I Wish I Knew At 40: https://youtu.be/aTOC_lC0CAEIf You're Thinking Of Retiring Early... Watch This: https://youtu.be/SO9yQLytMWII've been through 4 recessions, here's what always happens…: https://youtu.be/h4eJqaDas_wORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

    Catalyst Health and Wellness Coaching Podcast
    Chip Conley - A New Perspective on Midlife (Part II)

    Catalyst Health and Wellness Coaching Podcast

    Play Episode Listen Later May 19, 2025 44:11


    Midlife. For some, the word alone is enough to send shivers down the spine. It's a time of challenge, change and potential confusion. Or – if you believe the perspective of today's guest, Chip Conley, the beginning of the very best parts of our lives!Joining us today is Chip Conley, a true visionary in leadership, aging, and personal reinvention. Chip made his mark as the founder one of the largest boutique hotel brands in the U.S. before making a surprising career pivot—becoming Airbnb's Modern Elder and helping to guide the company through its explosive growth. He then went on to launch the Modern Elder Academy (MEA), the world's first midlife wisdom school, designed to help people navigate transitions with purpose, resilience, and a renewed sense of possibility.His latest book, Learning to Love Midlife: 12 Reasons Why Life Gets Better with Age, challenges the outdated myths of aging and reveals the science-backed benefits of embracing midlife as a time of growth, wisdom, and fulfillment. In today's conversation, we'll dive into why midlife is not a crisis but an opportunity, how we can redefine success and purpose in our second half of life, and why aging can actually be an advantage, not a limitation.Chip's insights are not just inspiring—they're practical, research-backed, and deeply relevant for anyone looking to thrive in midlife and beyond. So whether you're navigating a personal transition, coaching others through life's big shifts, or simply curious about what's ahead, this episode is packed with wisdom you won't want to miss.You can access Chip's books via this link and access Dr. Cooper's freely available Not Done Yet! article series on how to unlock life's 2nd half via this link.Info re earning your health & wellness coaching certification, annual Rocky Mountain Coaching Retreat & Symposium & more via https://www.catalystcoachinginstitute.com/ Best-in-class coaching for Employers, EAPs & wellness providers https://catalystcoaching360.com/ Tap into the home of the (freely available) Not Done Yet! articles on unlocking life's 2nd half here. YouTube Coaching Channel https://www.youtube.com/c/CoachingChannel Contact us: Results@CatalystCoaching360.comTwitter: @Catalyst2ThriveWebsite: CatalystCoaching360.comIf you are a current or future health & wellness coach, please check out our Health & Wellness Coaching Community on Facebook: https://www.facebook.com/groups/278207545599218. This is a wonderful group if you are looking for encouragement, ideas, resources and more.

    The Ryan Hanley Show
    The Retirement Fallacy: Embracing Fulfillment Now | Derek Coburn

    The Ryan Hanley Show

    Play Episode Listen Later May 19, 2025 48:30


    Join our community of fearless leaders in search of unreasonable outcomes... Want to become a FEARLESS entrepreneur and leader? Go here: https://www.findingpeak.com Watch on YouTube: https://link.ryanhanley.com/youtube Master of the Close - Learn how to scale your sales, fast: https://link.ryanhanley.com/masteroftheclose What if retirement is the biggest lie you've been sold? In this thought-provoking episode, Derek Coburn—author of Let's Retire Retirement—joins Ryan Hanley to dismantle the traditional retirement narrative. Instead of grinding it out for “someday,” Derek makes the case for building a life of meaning, fulfillment, and freedom now. Whether you're an entrepreneur, executive, or just someone tired of living for the weekend, this conversation will challenge everything you thought you knew about success, time, and what it means to truly live. Pre-Order Let's Retire Retirement: https://amzn.to/45gFUty What You'll Learn: Why the retirement dream is outdated (and dangerous) How to design a fulfilling life without waiting until 65 The hidden cost of deferring joy Practical steps to integrate passion, purpose, and profit today This isn't about escaping work—it's about upgrading life. Recommended Tools for Growth OpusClip: #1 AI video clipping and editing tool: https://link.ryanhanley.com/opus Riverside: HD Podcast & Video Software | Free Recording & Editing: https://link.ryanhanley.com/riverside Shortform - The World's Best Book Summaries: https://link.ryanhanley.com/shortform Taplio • Grow Your Personal Brand On LinkedIn: https://link.ryanhanley.com/taplio Kit: Email-First Operating System for Creators (formerly ConvertKit): https://link.ryanhanley.com/kit

    Rob Black and Your Money - Radio
    Stocks Retreat After Debt Downgrade

    Rob Black and Your Money - Radio

    Play Episode Listen Later May 19, 2025 35:26


    Stocks slipped after Moody's downgraded the U.S. credit rating late Friday causing Treasury yields to spike, The firm cited the federal government's growing budget deficit and the ramifications of rolling over existing U.S. debts in a period of high borrowing costs, More on the Retirement and Wealth Management seminar at the Crowne Plaze in Foster City on Saturday June 21st at 10am with CFP Chad Burton and CFP Ryan Ignacio of EP Wealth Advisors

    MoneyWise on Oneplace.com
    The Greatest Impact for the Least of These with Brian Holtz

    MoneyWise on Oneplace.com

    Play Episode Listen Later May 19, 2025 24:57


    “The King will reply, ‘Truly I tell you, whatever you did for one of the least of these brothers and sisters of mine, you did for me.'” - Matthew 25:40Some exciting things are happening that will give you more ways to help “the least of these” in God's Kingdom. Brian Holtz joins us today with details about how we can all have the greatest impact in helping those in need.Brian Holtz is the CEO of Compass Financial Ministry and the author of Financial Discipleship for Families: Intentionally Raising Faithful Children.A Call to Reach the MarginsWhen it comes to helping families in financial crisis, good intentions aren't always enough. Real transformation requires more than quick fixes—it takes relationships, discipleship, and time. That's the heart behind Making Ends Meet, a small group video study from Compass Financial Ministry designed to equip churches and communities to walk with struggling families toward lasting financial health.Most financial ministries have historically focused on middle—and upper-income families, but Compass felt God pushing them to address those with no financial margin at all—those who aren't just managing poorly but truly don't have enough income to meet basic needs.In response, Compass partnered with ministries that specialize in serving low-income families to learn the unique challenges these households face, many of which go far beyond budgeting.Why Money Alone Isn't EnoughSimply giving money doesn't create lasting change. It may provide short-term relief, but study after study shows that injecting money into poverty doesn't solve the deeper problem.That's not a reason to stop giving—it's a reason to start giving differently.Jesus didn't just heal people and walk away. He invited them to follow Him. That's the model we need to follow—combining financial help with relational investment.When someone is experiencing financial hardship, it's often not just a matter of dollars and cents—it's about identity, family history, and deeply ingrained beliefs. That's why true transformation requires more than a checkbook; it requires presence.When we invest relationally, we gain credibility. That allows us to speak into someone's life in a way that supports their heart and habits.Understanding the Emotional BarriersOne of the surprising lessons Compass learned during the development of Making Ends Meet is how emotional the journey out of poverty can be.Many poor communities are deeply interdependent. They share what they have and support each other in powerful ways, like the early church in Acts.But when someone begins to move toward financial stability, it can create fear: Will I lose my community if I start to thrive? Will I be accepted if I have more than those around me?This anxiety can be paralyzing, which is why patience and prayer are so critical. These are generational challenges. They won't be overcome overnight, but change is possible with consistent love and support.Learn More and Get InvolvedThe beauty of Making Ends Meet is its simplicity. You don't need to be a financial expert to use it. If you care about people and are willing to walk with them, the study provides a step-by-step framework to break cycles of poverty and help families build a new mindset.This is for anyone already serving in their community through their church, a shelter, or a mentoring ministry. Compass provides the tools to make that investment more effective.To explore how you or your church can use Making Ends Meet, visit CompassFinancialMinistry.org. Whether you're looking to lead a group or come alongside a struggling neighbor, this resource is designed to equip you to serve with compassion and wisdom.Helping others financially isn't just about generosity—it's about discipleship. When we combine truth, love, and time, God can do amazing things.On Today's Program, Rob Answers Listener Questions:How do I get banks to produce my bank statements further back than the seven-year period usually required to keep records? I need bank statements from 10-15 years ago because I believe fraud or theft has occurred.My boyfriend is 62 and is about to receive profit-sharing money in two weeks after he took an early retirement from his job. He wants to put the money in his checking account or keep it in his man cave. I don't know how to get anything lined up for him or what to tell him to change his mind.I would like to send a charitable donation to my church directly from my IRA. I have the RMD forms, but I don't understand them. I don't know what to do by myself and don't want to make a mistake.I'm trying to withdraw some equity from my house, and I'm wondering what you think of a HELOC or an HEI.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Compass Financial MinistryMaking Ends Meet Video StudyWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

    The Retirement Wisdom Podcast
    Grandmapreneur – Connie Inukai

    The Retirement Wisdom Podcast

    Play Episode Listen Later May 19, 2025 22:58


    Retirement is what you make of it. Do you have a second-act story as an entrepreneur in you?  Connie Inukai, author of  Retirement: Dream Big, Take Action, Make Money: 10 Amazing Second Act Entrepreneurs Tell Their Story, shares her experience in her second act as an inventor and "Grandmapreneur." Connie Inukai joins us from Maryland. _______________________ Bio As a serial “Grandmapreneur®”, Connie Inukai speaks to retirees or soon-to-be retirees on the benefits of pursuing entrepreneurship in retirement. Retired from teaching Technical Writing at the University of Maryland and Johns Hopkins University for four decades, Connie Inukai became an award-winning inventor at the age of 68.  Featured in Entrepreneur magazine, “6 Reasons to Pursue Entrepreneurship in Retirement,” Connie encourages Baby Boomers to have an active retirement through business or social entrepreneurship. She is the creator of Write Your Selfie®, where she inspires people to write their life stories in a fun and easy-to-read format so grandchildren and future generations will enjoy turning the pages to learn about their ancestry and life lessons. She is passionate about working with dementia sufferers and their families to preserve the memoirs of this “invisible” population. _______________________ For More on Connie Inukai Retirement: Dream Big, Take Action, Make Money: 10 Amazing Second Act Entrepreneurs Tell Their Story Website -  Grandmapreneur: Inspiring Invention, Ideas, and Impact  _______________________ Mentioned in this Podcast Conversation SCORE Mentoring Program _______________________ Podcast Conversations You May Like The Heart of Grandfatherhood – Ted Page Is Semi-Retirement the Best of Both Worlds? – Liz Weston Unretired – Mark S. Walton ________________________ About The Retirement Wisdom Podcast There are many podcasts on retirement, often hosted by financial advisors with their own financial motives, that cover the money side of the street. This podcast is different. You'll get smarter about the investment decisions you'll make about the most important asset you'll have in retirement: your time. About Retirement Wisdom I help people who are retiring, but aren't quite done yet, discover what's next and build their custom version of their next life. A meaningful retirement doesn't just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms. About Your Podcast Host  Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.6 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He's the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy. Connect on LinkedIn ________________________ Wise Quotes On Being a Second Act Entrepreneur "SCORE is very helpful because when I started, when I retired, I was 68 years old and then I was fumbling around with my invention. I knew nothing about anything, but I did learn how to invent a product and I went to SCORE because I had no idea what to do and they're very good with newbies and I think they didn't expect a newbie to be my age, but I think I'm older than my SCORE mentor, but he was wonderful and the first thing he did was he told me to write a business plan.

    Sunday Night Teacher Talk
    Episode 309: Life After Retirement, Bouncing Back from Observations, and Acing That New Job

    Sunday Night Teacher Talk

    Play Episode Listen Later May 19, 2025 46:16


    The Odyssey Home: End of Year Experience: https://www.shopteachyourclassoff.com/products/the-odyssey-home-end-of-year-classroom-experience

    The Ryan Hanley Show
    The Retirement Fallacy: Embracing Fulfillment Now | Derek Coburn

    The Ryan Hanley Show

    Play Episode Listen Later May 19, 2025 48:30


    Join our community of fearless leaders in search of unreasonable outcomes... Want to become a FEARLESS entrepreneur and leader? Go here: https://www.findingpeak.com Watch on YouTube: https://link.ryanhanley.com/youtube Master of the Close - Learn how to scale your sales, fast: https://link.ryanhanley.com/masteroftheclose What if retirement is the biggest lie you've been sold? In this thought-provoking episode, Derek Coburn—author of Let's Retire Retirement—joins Ryan Hanley to dismantle the traditional retirement narrative. Instead of grinding it out for “someday,” Derek makes the case for building a life of meaning, fulfillment, and freedom now. Whether you're an entrepreneur, executive, or just someone tired of living for the weekend, this conversation will challenge everything you thought you knew about success, time, and what it means to truly live. Pre-Order Let's Retire Retirement: https://amzn.to/45gFUty What You'll Learn: Why the retirement dream is outdated (and dangerous) How to design a fulfilling life without waiting until 65 The hidden cost of deferring joy Practical steps to integrate passion, purpose, and profit today This isn't about escaping work—it's about upgrading life. Recommended Tools for Growth OpusClip: #1 AI video clipping and editing tool: https://link.ryanhanley.com/opus Riverside: HD Podcast & Video Software | Free Recording & Editing: https://link.ryanhanley.com/riverside Shortform - The World's Best Book Summaries: https://link.ryanhanley.com/shortform Taplio • Grow Your Personal Brand On LinkedIn: https://link.ryanhanley.com/taplio Kit: Email-First Operating System for Creators (formerly ConvertKit): https://link.ryanhanley.com/kit

    Real Talk
    Ep. 123 - Christians Don't Retire - Bruce Bruinsma

    Real Talk

    Play Episode Listen Later May 19, 2025 64:40


    An episode for all ages! Joining us all the way from Colorado is Bruce Bruinsma from Retirement Reformation. We chat about how retirement is different when you're a Christian, why young people should prepare now and how there is purpose in every stage of life. Let us know what you think! Be sure to check out Retirement Reformation for more resources! And be sure to check out these RP articles on Retirement here: "Christians Don't Retire" "Seniors - Florida Does Not Exist" 0:00 - Introduction 9:29 - Understanding God's Plan 17:00 - Defining Retirement 20:00 - How Should Young People Prepare? 25:50 - Life Stages 36:00 - Common Issues 43:00 - Purpose in Retirement 55:00 - Snowbird Culture A BIG THANKS TO OUR SPONSOR, NEERALTA, BUILDERS OF GRAIN STORAGE AND HANDLING EQUIPMENT. BE SURE TO CHECK THEM OUT AT WWW. NEERLATA.COM! To keep up with the podcast, check out our website: https://www.realtalkpodcast.ca/ Follow us on Facebook and Instagram for updates, clips, and more! Facebook: https://www.facebook.com/ReformedRealTalk Instagram: https://www.instagram.com/reformedrealtalk/ We'd love to hear from you. Please send us your questions, comments, or other feedback at realtalk@reformedperspective.ca. Thanks for listening! If you liked what you heard, please share this podcast with your family and friends!

    Retirement Answers Today with Jim Martin
    Your Top Retirement Questions Answered

    Retirement Answers Today with Jim Martin

    Play Episode Listen Later May 19, 2025 21:19


    In this episode of the podcast, financial advisors and retirement planners Jim Martin and  Casey Bibb from Martin Wealth Solutions address the top four retirement questions frequently asked by clients. They provide detailed insights on determining if you have enough saved for retirement, the optimal time to take Social Security benefits, how to react during market downturns, and strategies for minimizing taxes during retirement. Tune in to gain valuable information and practical tips to help you plan and achieve a financially secure retirement. http://retirewithmartin.com/

    Idaho's Money Show
    Fixing The BROKEN Retirement System (5/17/2025)

    Idaho's Money Show

    Play Episode Listen Later May 19, 2025 81:36


    Brian, Alex, and our callers dig into one of the most overlooked but urgent problems in personal finance: our retirement system is broken—and most people don't even realize it. The conversation opens with an honest critique of the current mess of savings vehicles: 401(k)s, SIMPLEs, SEPs, IRAs, Roths—all with different rules, limits, and levels of access. The hosts explain why these inconsistencies create a fundamental inequality: if you're self-employed, you can stash away $70K pre-tax, but if you're a W-2 employee? You're capped at less than half that. It's a system built with good intentions that's now a patchwork of inefficiency, confusion, and lopsided opportunity. The episode features a practical case study from a young entrepreneur trying to offer retirement benefits to a small team with limited resources. Alex breaks down the real math behind startup retirement plans and offers realistic paths forward. They also take a call from a college student who saved $10K and wants to invest it wisely—an unexpected reminder that real financial planning starts early, and opportunity favors the intentional.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Alex Lundgren ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

    Beer & Money
    Episode 301 - How Buffered ETFs Can Fit Into Your Financial Plan

    Beer & Money

    Play Episode Listen Later May 19, 2025 23:22


    In this episode of Beer and Money, Ryan Burklo and Alex Collins discuss the role of buffered ETFs in financial planning. They explore the mechanics of buffered products, including their potential for equity exposure and downside protection. The conversation delves into how these products can be integrated into financial strategies, particularly for individuals nearing retirement or already retired. The hosts emphasize the importance of understanding the risks and returns associated with buffered ETFs and how they can provide flexibility in investment decisions. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Buffered ETFs provide equity exposure with downside protection. Understanding caps and downside risks is crucial for investors. Buffered products can be beneficial for those nearing retirement. It's important to diversify investment strategies with buffered ETFs. Buffered ETFs can offer flexibility in retirement income planning. Investors should be aware of the fees associated with buffered products. The structure of buffered ETFs can vary significantly. Market volatility can impact the effectiveness of buffered ETFs. Buffered ETFs are not a one-size-fits-all solution. Financial advisors play a key role in guiding clients on buffered products. Chapters 00:00 Introduction to Buffered ETFs 02:48 Understanding Buffered Products 05:50 Exploring Financial Planning with Buffered ETFs 11:59 Utilizing Buffered ETFs in Retirement 15:01 The Role of Risk and Return in Financial Strategy    

    The Moneywise Guys
    5/19/25 Financial Clarity: Fiduciary Advisors, Retirement Rollovers, and Business Budgeting

    The Moneywise Guys

    Play Episode Listen Later May 19, 2025 47:28


    The Moneywise Radio Show and Podcast Monday, May 19th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Manageme instagram: MoneywiseWealthManagement Guest: Thomas Maxwell, Entrepreneur, Partner at Keathley, Maxwell & Antongiovanni, LLP, Business Owner, CPA & Much More website: www.kmallpcpa.com/  

    Your Life, Your Money with Scott Sierens
    4 Important Accounts for Retirement (PLUS Ways to Use Them & Help Reduce Taxes)

    Your Life, Your Money with Scott Sierens

    Play Episode Listen Later May 19, 2025 17:08


    As you save for retirement, it's not just about having a retirement account, it's about having the right types of accounts and knowing how to use them most effectively. So today's video will break down the four most important retirement accounts you should consider having and the strategies you can implement to get the amount of income in the most tax efficient way. Here's some of what we discuss in this episode:

    Informed Decisions Financial Planning & Money Podcast
    Exit from Work: Redefining Retirement with Dr. Gregg Lunceford

    Informed Decisions Financial Planning & Money Podcast

    Play Episode Listen Later May 19, 2025 54:09


    Informed Decisions Podcast | Episode 331 In this insightful episode, Paddy engages with Dr. Gregg Lunceford - retirement researcher, Certified Financial Planner®, and author of Exit from Work: What Will the New You Look Like? -to explore the evolving concept of retirement. Gregg discusses the emotional and psychological aspects of transitioning from traditional employment, emphasising the importance of planning for a fulfilling "third age" of life. He offers valuable perspectives for those in Ireland contemplating retirement or a career pivot, highlighting strategies to navigate this significant life change beyond mere financial considerations.   Key Takeaways Retirement is a transition, not a destination Gregg emphasises that retirement today is less about stopping work and more about reshaping purpose and lifestyle in your later years. Identity and purpose need planning too Many retirees struggle not financially, but psychologically. Planning for how you'll stay engaged, socially connected, and purposeful is just as crucial as financial readiness. Partial retirement is rising Gregg discusses the growing trend of phased retirement and encore careers, where individuals continue to contribute professionally in more flexible, meaningful ways. Ireland's demographic shift mirrors global trends The Irish workforce is aging, and like in the US, people are living longer and working differently. Gregg's insights help contextualise these changes locally. Retirement success is holistic True retirement readiness includes emotional well-being, social networks, mental stimulation, and health - not just a pension fund or lump sum I hope it helps!   Gregg's book - EXIT FROM WORK: What Will The New You Look Like? eBook : Lunceford, Gregg: Amazon.co.uk: Books Gregg's book recommendation - Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind  Disclaimer

    RNZ: Morning Report
    KiwiRail on retirement of Aratere ferry

    RNZ: Morning Report

    Play Episode Listen Later May 19, 2025 5:56


    KiwiRail says when the Aratere ferry is gone, passengers may need to travel on less popular sailings and be more flexible with dates. Interislander's executive general manager Duncan Roy spoke to Corin Dann.

    Dynasty Think Tank
    Dynasty Think Tank (Episode 105): Derek Carr Retirement, Derrick Henry Extension, Dynasty Trades

    Dynasty Think Tank

    Play Episode Listen Later May 18, 2025 23:42


    Chad and Jordan discuss the fallout from the Derek Carr retirement and a Derrick Henry extension.Plus hours of premium content this month!  You can get all the DTT Patreon content for $10 a month at patreon.com/DynastyThinkTank.Follow Chad on Twitter: @chadparsonsNFLFollow Jordan on Twitter: @mcnamaradynasty