Podcasts about Retirement

Point where a person ceases employment permanently

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    Best podcasts about Retirement

    Show all podcasts related to retirement

    Latest podcast episodes about Retirement

    Jon Marks & Ike Reese
    Landon Dickerson contemplating retirement?!

    Jon Marks & Ike Reese

    Play Episode Listen Later Feb 7, 2026 25:27


    Could Eagles stud offensive lineman Landon Dickerson be contemplating retirement at just 27? The WIP Afternoon Show breaks it down — what it could mean for the team and why this conversation is heating up. Plus, special guest Nick Kostos joins the show for his take.

    Jon Marks & Ike Reese
    Hour 1: New look Eagles & Landon Dickerson's retirement?!

    Jon Marks & Ike Reese

    Play Episode Listen Later Feb 7, 2026 48:43


    In Hour 1, the WIP Afternoon Show take a look at the Eagles' offseason so far and share their thoughts on the team's direction. Plus, a star Eagles player is reportedly contemplating a shocking retirement!

    Afford Anything
    First Friday: The Retirement Rules That Changed While You Weren't Looking

    Afford Anything

    Play Episode Listen Later Feb 6, 2026 43:29


    #687: Your tax refund might be $300 to $1,000 bigger this year, and that's just the beginning of what's changing with your money. The Tax Foundation estimates most Americans will see significantly larger refunds thanks to seven major tax cuts. The child tax credit increased by $200. The standard deduction jumped by $750 for individuals or $1,500 for couples. The state and local tax deduction cap now sits at $40,000. Seniors get an extra $6,000 deduction, and deductions for auto loan interest, tips, and overtime work all increased. Retirement accounts saw major changes too. Catch-up contributions for high earners now must go into Roth accounts, which pushed thousands of employers to add Roth options to their 401k plans between 2024 and 2026. Kevin Warsh, the new Fed chair nominee, thinks the Federal Reserve has been doing it all wrong. The former Fed governor and Wall Street banker believes the Fed focuses too much on backward-looking data and reacts too slowly. He wants strategic, forward-thinking policy instead of chasing lagging indicators. President Trump clarified he never asked Warsh to lower interest rates and wanted to "keep it pure." The labor market shows serious cracks. Job openings dropped by nearly one million year over year to 6.5 million. Unemployment claims jumped to 231,000 last week. January layoffs hit 108,435 people — up 118 percent from last year and the worst January since 2009 during the Great Recession. Big Tech continues its massive AI spending spree. Microsoft, Amazon, Google, Meta, and Oracle will collectively spend over $500 billion on AI infrastructure this year. Google's spending alone doubled from 2025, reaching up to $185 billion focused on data centers and Gemini development. Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Kendall And Casey Podcast
    The typical American worker has $955 saved for retirement

    Kendall And Casey Podcast

    Play Episode Listen Later Feb 6, 2026 3:01 Transcription Available


    See omnystudio.com/listener for privacy information.

    Retire With Purpose: The Retirement Podcast
    547: By the Numbers: The Anchors of Retirement Confidence, Part 1 — Finding Your Sustainable Spending Range

    Retire With Purpose: The Retirement Podcast

    Play Episode Listen Later Feb 6, 2026 19:37


    Join us for our "Anchors of Retirement Confidence" series, where we discuss four areas of retirement uncertainty plus strategies to replace your anxiety with clarity and control. In part 1, we tackle how to create a flexible spending system that adapts with you.  In this episode, you'll learn:  Why safe withdrawal "rules" can create unnecessary stress How to find your personal sustainable spending range The power of small spending adjustments Why most retirees naturally spend less as they age How flexibility becomes your strongest retirement asset Today's article is from Morningstar titled, 8 Tips to Stop Worrying About Running Out of Money in Retirement. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/547

    The Bid
    248: Retirement Realities: Your Questions Answered - Ask Me Anything with Jaime Magyera

    The Bid

    Play Episode Listen Later Feb 6, 2026 19:03


    Retirement planning is becoming more complex as careers grow less linear, lifespans extend, and financial decisions start earlier in life. From early-career savers to small business owners and those approaching retirement, people are asking how to build financial security while staying flexible in an unpredictable world.In this Ask Me Anything episode of The Bid, host Oscar Pulido is joined by Jaime Magyera, Head of BlackRock's U.S. Wealth Advisory and Retirement Businesses, to answer listener-submitted questions on retirement realities. Jaime shares perspectives drawn from her work with individual savers, financial advisors, and small business owners across the country.The conversation reframes retirement as the freedom to choose what comes next, rather than a fixed end point. Jaime discusses the importance of starting early, maintaining discipline through market cycles, and building plans that can adapt as careers, families, and goals evolve. The episode also explores the role of professional advice, the challenges facing non-traditional career paths, and why preparation — not prediction — is central to long-term financial resilience.Key insights include:• Why retirement is best viewed as a transition, not a destination• How starting early and staying invested can shape long-term outcomes• Why flexible planning matters for non-linear careers and families• What advisors should consider when working with small business owners• How professional advice differs from social and digital guidance• Why preparedness and emergency savings support financial resilienceKey moments in this episode:00:00 Introduction to The Bid00:50 Meet Jamie Magyera: Insights on Retirement Planning01:48 Transitioning into Retirement: Key Considerations04:05 Financial Planning for Younger Generations06:41 Non-Traditional Retirement Timelines09:56 Advisors and Small Business Owners: Planning for the Future12:45 How To Build Long-Term Client Relationships15:33 The Value of Professional Financial Advice17:28 Conclusion and Key Takeaways18:16 Closing Remarks and Up Nextretirement planning, financial security, wealth planning, capital markets, long-term investing,Sources: BlackRock's Read On Retirement Survey, September 2025This content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to any company or investment strategy mentioned is for illustrative purposes only and not investment advice. In the UK and non-European Economic Area countries, this is authorized and regulated by the Financial Conduct Authority. In the European Economic Area, this is authorized and regulated by the Netherlands Authority for the Financial Markets. For full disclosures, visit blackrock.com/corporate/compliance/bid-disclosures.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Big Fatty Online
    BFO4695 – End of Year 18

    Big Fatty Online

    Play Episode Listen Later Feb 6, 2026 20:01


    The Fat One closes out the 18th year of the LITTLE show with a reminder about the Winter Olympics, the reading of the final entries for the #1 Fan contest and a quick recap of his day. Happy National Chocolate Fondue Day.

    Simple Flying Aviation News Podcast
    #279: Lufthansa's Airbus A340 Retirement, Boeing To Deliver Improved 787s

    Simple Flying Aviation News Podcast

    Play Episode Listen Later Feb 6, 2026 30:22


    In episode 279 of the Simple Flying podcast, your hosts Tom and Channing discuss,Lufthansa sets Airbus A340 retirementBoeing to start delivering improved 787 DreamlinersEmirates' ambitions in BerlinAmerican Airlines considers the future of its CEOSecurity preparations underway for Super Bowl LX

    The North-South Connection
    No Holds Barred: John Cena's 2025 Retirement Tour | Greatest WWE Wrestler Ever?

    The North-South Connection

    Play Episode Listen Later Feb 6, 2026 81:39


    Welcome to No Holds Barred, where nothing is off-limits as JT and Aaron cover the full spectrum of pro wrestling, pop culture, and beyond—without restrictions. In episode 165, JT & Aaron kick off the long journey toward the PTBN Greatest WWE Wrestler Ever 2027 Project with a deep dive into John Cena's 2025 retirement tour. From match quality and presentation to legacy, timing, and fan response, the guys examine whether Cena's final year in WWE strengthened or damaged his case as one of the greatest of all time. Was this the perfect farewell—or did it complicate the legacy of one of WWE's most iconic superstars?

    The Magellan Network Podcast
    Rethinking Retirement: A Smarter Path for Financial Advisors

    The Magellan Network Podcast

    Play Episode Listen Later Feb 6, 2026 22:18


    Rethinking Retirement: A Smarter Path for Financial Advisors by Joseph Lukacs

    All Home Care Matters
    The Celebration & Retirement of Dr. James Vickers

    All Home Care Matters

    Play Episode Listen Later Feb 5, 2026 65:07


    All Home Care Matters and our host, Lance A. Slatton were honored to host and celebrate the retirement of Dr. James Vickers.   About Dr. James Vickers:   Distinguished Professor Dr. Vickers has an extensive track record in interventional cohort studies, cognition, neurogenetics, health services research and neuroscience research, and has published over 200 refereed articles. Distinguished Prof Vickers has held several national leadership roles, such as President of the Australasian Neuroscience Society (ANS, 2014–2016) and Chair of the Scientific Panel of the Alzheimer's Australia Dementia Research Foundation (2014-2016).   He was awarded a Doctor of Science from University of Tasmania in 2005 in recognition of his contribution to neuroscience research. He is a Board Member of the Dementia Australia Research Foundation and a member of the Dementia Expert Reference Group for the Australian Government Department of Health, Disability and Ageing.    Dr. James Vickers officially announced his retirement as Director of the Wicking Dementia Research & Education Centre at the University of Tasmania (UTAS) at the end of December 2025.   The distinguished panel that joined in celebrating Dr. Vickers career and contributions to field of dementia included:   Bettina Morrow - Associate Director Adult Protective Services   Dr. Jane Alty - Professor of Neurology at University of Tasmania Staff Specialist in Neurology at Royal Hobart Hospital   Henry Brodaty - Scientia Professor Co-Director, Centre for Healthy Brain Ageing UNSW   Agnieszka Chudecka - PICAC Alliance Secretariat Lead (Partners in Culturally Appropriate Care)   Tim England - Podcaster and Dementia Care Expert/Educator who De-mystifies and De-stigmatises Dementia.   Amy Sender - Dementia Consultant at Montefiore   Graeme Samuel AC - Professor. Chair Dementia Australia Research Foundation   Joanna Sun - Lecturer   Kate Lawler - Associate Professor, Physiotherapy La Trobe University, Australia   Dr. Kathleen Doherty - Senior Lecturer in Dementia at the Wicking Dementia Research and education Centre and program lead for Equip and DREAM- two federally funded projects aiming to improve the knowledge and understanding of the aged care workforce   Matt Kirkcaldie - Senior lecturer at University of Tasmania   Sarah-Kaye Page - Trainer and Assessor, The Gordon TAFE   Tanya Buchanan - Professor and CEO of Dementia Australia   With a special video from Alzheimer's Disease International.

    The Perfect RIA
    The Longevity Factor in Retirement With Brian Smith

    The Perfect RIA

    Play Episode Listen Later Feb 5, 2026 31:56


    In this episode, Micah Shilanski and Brian Smith discuss the challenges of income planning for retirement, emphasizing the importance of understanding life expectancy versus longevity, the impact of Monte Carlo analysis, and the role of fixed income products like annuities. They explore how to balance risk and income, the significance of effective communication with clients, and the potential downsides of annuities. The conversation also touches on cap rates and their implications, as well as leveraging annuities for long-term care planning. The episode concludes with actionable insights for financial advisors. The Longevity Factor in Retirement With Brian Smith Resources in today's episode: - Micah Shilanski: Website | LinkedIn - Brian Smith: Website | LinkedIn - Learn More about our Coaching Programs

    Stay Wealthy
    Annuities Explained: When Guarantees Help—and When They Hurt Your Retirement

    Stay Wealthy

    Play Episode Listen Later Feb 5, 2026 29:19


    Annuities are often sold as a simple solution to a complicated retirement problem. Guaranteed income. Protection from market volatility. Peace of mind that your money won't run out. But behind those promises is a much more complex set of trade-offs that many investors don't consider.  Because while annuities can play a role in retirement planning, evaluating them in isolation often leads to unintended consequences (higher fees, reduced flexibility, extra taxes).  So in today's episode, I break down how annuities actually work. We'll walk through the major types of annuities, how "guarantees" are structured, what you're really paying for, and where the risks tend to show up later in retirement. I'll also explain when annuities may make sense, when they don't, and how to evaluate them as part of a coordinated retirement plan so you can make informed decisions with confidence. ***

    The Lifestyle Investor - investing, passive income, wealth
    276: Why Hiring a Tax Strategist Is The Best Investment You'll Ever Make with Karlton Dennis

    The Lifestyle Investor - investing, passive income, wealth

    Play Episode Listen Later Feb 5, 2026 41:57


    Believe it or not, income taxes can become the biggest expense for entrepreneurs. Yet most people approach tax planning reactively, missing powerful opportunities hiding in plain sight.Today's guest helps investors get ahead of the game by treating tax strategy not as compliance, but as one of the most important wealth-building tools available.Karlton Dennis is one of the leading tax strategists in the country and the founder of Tax Alchemy. Through his work with high-earning entrepreneurs, he helps clients legally reduce taxes, increase cash flow, and reinvest capital intentionally rather than giving it away unnecessarily.In our conversation, Karlton breaks down why proactive tax planning often delivers higher returns than any investment deal—and how understanding the tax code allows you to keep more money working for you, with more investment opportunities, year after year.In this episode, you'll learn: ✅ Why investing in world-class tax strategy can outperform real estate, private equity, and traditional investments.✅ The most common tax preparation mistakes that cost business owners tens of thousands per year.✅ Which tax strategies attract IRS scrutiny and how to use the tax code to your advantage without crossing red lines.Show Notes: LifestyleInvestor.com/276Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    The Ken Carman Show with Anthony Lima
    Mary Kay Cabot: Jim Schwartz' options are returning to the Browns or retirement; retirement may not get him where he wants to go

    The Ken Carman Show with Anthony Lima

    Play Episode Listen Later Feb 5, 2026 14:21


    Mary Kay Cabot joined Ken and Anthony and shared her insight on Jim Schwartz' future and whether or not she expects him to return to the Browns to run the defense and if she thinks he'll get along with Todd Monken if he chooses to return. She also discusses the quarterback room and if she expects the team to bring in more quarterbacks for a competition, as well as what she thinks the team will do to fix their offense in the off-season.

    Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
    How a California Engineer Built Passive Income with Out-of-State Rentals | Real Investor Story

    Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

    Play Episode Listen Later Feb 5, 2026 22:55


    Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/Real estate investing doesn't have to mean flipping houses, endless rehabs, or managing tenants yourself.In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with investor Jack, a structural engineer from California, to break down how he went from maxing out his 401(k) to building a cash-flowing, out-of-state rental portfolio—without sacrificing his career or family time.Jack shares why California real estate didn't pencil out, how he overcame the fear of investing out of state, and why new-construction turnkey rentals in Alabama aligned perfectly with his long-term retirement goals.Whether you're a busy professional, high-income earner, or someone tired of waiting on the sidelines for interest rates to drop, this episode walks through a real investor's decision-making process, mistakes avoided, and lessons learned.⏱️ Episode Timestamps00:00 – Intro & Jack's background01:00 – Why 401(k)s alone weren't enough02:45 – Why California real estate didn't work04:00 – Discovering turnkey investing through BiggerPockets05:00 – Choosing Alabama as a target market06:20 – Why out-of-state investing felt scary (at first)08:00 – The power of education & the RTR Academy10:00 – Cash flow vs appreciation vs depreciation12:00 – Leveraging real estate for long-term wealth14:30 – Tax benefits & future short-term rental plans17:00 – Interest rates, timing the market & opportunity cost19:30 – Trusting property management from afar21:30 – Final advice for new investors

    Big Fatty Online
    BFO4694 – The End Is (Not) Near!

    Big Fatty Online

    Play Episode Listen Later Feb 5, 2026 20:01


    The Fat One has a jam-packed LITTLE show which includes some EXCELLENT questions (submitted before February 1), lots of #1 fan entries, buttloads of coffree and a coupon that has super savings. Happy National Stuffed Mushrooms Day.

    Influential Entrepreneurs with Mike Saunders, MBA
    Interview with James Johnson President & Owner of All Mark Insurance Services – Discussing Retirement Malpractice

    Influential Entrepreneurs with Mike Saunders, MBA

    Play Episode Listen Later Feb 5, 2026 25:38


    James has been a business owner, a mentor, and an entrepreneur for over 28 years.As an ex-Marine and black belt in Judo, James does nothing in life he isn't passionate about. His continual interest in provoking thought and conversation led him to the financial industry. “Being able to help hundreds of individuals, families, and business owners achieve their goals in life not only financially, but spiritually,” James states, “is a very powerful thing.”James has aligned himself with hundreds of his clients who are willing to learn and take control of their future. His core belief is that only when they are learning and growing.James is consistently top in his field, staying educated and staying on the cutting edge of laws, regulations, and industry news. He is a proud member of Million Dollar Round Table (MDRT), and was a Master Elite Advisor for Ed Slott (America's IRA Expert) for 9 years.With this vast knowledge of the financial industry, he was chosen as an expert on the “Ask the Expert” program series on AM radio in the Inland Empire.Learn More: https://www.yoursafemoneypeople.comInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-james-johnson-president-owner-of-all-mark-insurance-services-discussing-retirement-malpractice

    The Chris Hogan Show
    We Exceed the Income Limits for Retirement—What Should We Do?

    The Chris Hogan Show

    Play Episode Listen Later Feb 4, 2026 2:50


    Money Girl's Quick and Dirty Tips for a Richer Life
    Retirement for Two: The 2026 Spousal IRA Rules

    Money Girl's Quick and Dirty Tips for a Richer Life

    Play Episode Listen Later Feb 4, 2026 12:33


    994. This week, Laura reviews updated rules for using a spousal IRA, who can use one, and how they help keep your own retirement account growing.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    HerMoney with Jean Chatzky
    Ep 513: Vivian Tu's Guide to Designing a Life and Retirement That Reflects Your Values

    HerMoney with Jean Chatzky

    Play Episode Listen Later Feb 4, 2026 41:42


    She's back, and she brought her boldest advice yet. Vivian Tu, New York Times bestselling author and founder of Your Rich BFF, joins us to talk about her new book Well Endowed and why now is the time to rethink how you spend, save, and build the future you want. Vivian and Jean get real about what it means to be truly wealthy—not just financially, but emotionally and generationally. From burnout to budgeting to luxury trap purchases, this episode is your permission slip to stop spending for the wrong reasons and start aligning your money with what actually matters. What we're diving into: The “values detox” every spender needs How to know if that splurge is really worth your time Why premium doesn't always mean better (hello, MVP rule) What Vivian's learned from the vibrant, retired women in her Miami building How to design a retirement that's anything but tired Why estate planning is non-negotiable—even in your 30s Resources & Links:

    Retirement Answer Man
    Healthcare Before Medicare: What Happens When You Retire Before 65?

    Retirement Answer Man

    Play Episode Listen Later Feb 4, 2026 42:25


    Roger Whitney kicks off a month-long series on navigating health care before Medicare, introducing Cerberus—the three-headed dog of Greek mythology—as a framework for understanding the biggest challenges retirees face when leaving employer-sponsored coverage. He breaks down the three heads of Cerberus, answers listener questions about retirement planning, and shares recent book recommendations from himself and the team.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but have the confidence to lean in and rock it.(00:30) Roger introduces the Cerberus framework and outlines the four-week series on health care before Medicare.HEALTH CARE BEFORE MEDICARE: THE THREE HEADS OF CERBERUS(02:20) Roger explains why retiring before Medicare requires a strategy and introduces the three “heads” of the health care Cerberus.(03:11) “Head” #1: The true cost of health care without an employer subsidy and why it creates sticker shock in retirement, especially when paid from pre-tax accounts.(10:50) “Head” #2: Coverage challenges, including narrower networks, fewer plan options, and the potential loss of trusted doctors and specialists.(15:13) “Head” #3: Increased complexity in choosing plans, managing care, and navigating ACA subsidies based on modified adjusted gross income.LISTENER QUESTIONS & OBSERVATIONS(19:20) Roger responds to listener questions about saving discipline, the 4% rule, geographic cost differences, values-based planning, and how taxes are modeled in retirement case studies.SMART SPRINT(33:00) Roger encourages listeners to review the health care assumptions in their retirement plan, especially for those retiring before Medicare age.WHAT'S ON THE BOOKSHELF(34:14) Roger and the team share recent book recommendations, including history, personal finance, purpose, habits, and wealth.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer ManKaiser Family Foundation (KFF)Healthcare.gov

    Marriage, Kids and Money
    How to Think About Tax Diversification for Retirement

    Marriage, Kids and Money

    Play Episode Listen Later Feb 4, 2026 40:29


    In this episode, I sit down with Anthony Rojas to break down how he built lasting wealth from scratch, going from homelessness and debt to a nearly $870,000 net worth by age 39. We talk smart investing, intentional spending, and how to use tax-advantaged accounts to your advantage, even if you're just getting started or buried in student loans. Anthony walks us through the three tax buckets, why diversification matters, and how aligning your money with your values creates long-term flexibility. We also dig into mindset, resilience, and the real-life decisions that shaped his journey. We also have some fun with a money quiz featuring my son, Calvin, to test financial knowledge and keep things light while reinforcing the lessons. If you want practical strategies and motivation to own your financial future, this episode is for you. Chapters

    Talking Real Money
    Investments Can Grow

    Talking Real Money

    Play Episode Listen Later Feb 4, 2026 45:03


    Tom and Don break down why gold, silver, and individual stocks remain speculative distractions rather than reliable investments, using recent volatility in precious metals and Microsoft as cautionary examples. They explain how globally diversified portfolios helped investors stay steady while fear-driven assets whipsawed. The show tackles retirement allocation risks, high-cost target date funds, and how much risk retirees may actually need to take. Listener questions cover 401(a) rollovers, withdrawal strategies, rebalancing after a decade, tax treatment of tips, collective investment trusts, teacher retirement plans, and high-yield savings accounts—reinforcing the case for low costs, broad diversification, and disciplined investing. 0:04 Why gold and silver are speculation, not investments 1:19 Precious metals crash and volatility reality check 3:11 Microsoft drop and risks of single-stock investing 4:40 Fear, home bias, and global diversification 7:12 Birthday story and listener banter 8:31 Elaine's 401(a) and risky target-date fund allocation 11:24 High expense ratios vs. low-cost index options 12:47 Retirement income needs and withdrawal risk 14:04 Monte Carlo results for 60/40 portfolios 15:56 Tips income, taxes, and rebalancing questions 18:03 Standard deduction and real tax impact 23:39 Capital Group CIT vs. Vanguard index funds 25:21 Downsides of collective investment trusts 28:08 403(b)WISE and school district plan ratings 29:55 Teacher retirement plan advocacy 32:32 High-yield savings account recommendations 34:18 Rebalancing after 10 years 35:17 Asset location and tax efficiency Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Retirement and IRA Show
    Retirement Spending Anxiety: EDU #2605

    The Retirement and IRA Show

    Play Episode Listen Later Feb 4, 2026 74:08


    Chris's SummaryJim and I discuss spending anxiety in retirement using a Washington Post article written by a personal finance columnist describing her fear of spending after her husband retires. We look at why the shift from saving to spending can feel destabilizing even when pensions and Social Security are in place, and why fear can persist despite adequate planning. We also address the difference between spending income and spending savings, and how that distinction often affects behavior once retirement begins. Jim's “Pithy” SummaryChris and I use a Washington Post article as a jumping-off point to talk about the moment retirement stops being theoretical and the fear around spending often shows up. The part that stuck with me in this situation is that nothing went wrong. One spouse retires. The other is still working. Pensions are there. Social Security is there. The house is paid off. And the fear shows up anyway. That's what made me save the article in the first place. She writes about personal finance for a living, and she's still cutting small expenses, feeling better for five minutes, and then right back to worrying. I've said it before, and I'll say it again—I don't expect to be immune to that when it's my turn. What keeps coming up for me is how differently people react to where the money comes from. Most people are comfortable spending a pension check or a Social Security deposit. It's like a bottomless cup of coffee—you don't think about the last sip because another one's coming. But savings? That's different. Even when the math works, even when the plan says you're fine, drawing from something you've built for decades feels heavier. That's where the spending anxiety shows up. Spending slows down. Decisions get second-guessed. Things get pushed out a year at a time. Not because people can't afford them, but because the shift from saving to spending is uncomfortable. Show Notes: Article: My husband just retired. I’m scared of running out of money. The post Retirement Spending Anxiety: EDU #2605 appeared first on The Retirement and IRA Show.

    Sports Day Tampa Bay
    Lightning With Another Comeback Win, Rays Stadium Plans Get Support & Tom Moore Starts Retirement

    Sports Day Tampa Bay

    Play Episode Listen Later Feb 4, 2026 32:26


    Rick Stroud and Steve Versnick on the Tampa Bay Lightning's comeback win over the Sabres as they have points in 19 of their last 20 games. Nikita Kucherov had another 4-point night and Darren Raddysh continues to bomb away from the point. Plus Rob Manfred and Governor Ron DeSantis support the Rays stadium at HCC in a press conference on Tuesday, Tom Moore packs his back to leave Tampa as retirement begins and we answer your mailbag question on the Bolts trade deadline needs Hosted on Acast. See acast.com/privacy for more information.

    Big Fatty Online
    BFO4693 – So Much Content!

    Big Fatty Online

    Play Episode Listen Later Feb 4, 2026 20:01


    After several “Good Morning” greetings, the Fat One recaps his day in Fat Acres which includes a Book Club update, Seniorcize, a quiz program recommendation, more #1 Fan entires, a voiceletter and some Breaking News. Whew! Happy National SOUP! day.

    Mitlin Money Mindset
    You Already Have an Estate Plan (You Just Didn't Write It) with David Haughton

    Mitlin Money Mindset

    Play Episode Listen Later Feb 4, 2026 32:11


    Estate planning sounds complicated, but it's a lot simpler than dealing with the mess of not having a plan. Because if you don't write one, the government will. In this episode, VP of Estate Planning at Carson Group, David Haughton, breaks down what it really costs families and business owners when they avoid estate planning. You'll learn why your estate plan shouldn't be a one-and-done document, the assets most people don't realize they have, and how the same tax-saving strategies you hear about billionaires using can work for you too. Topics discussed: Introduction (00:00) David's career and passion for estate planning (01:45) Why estate plans are important for everyone (05:57) Top things people need to know about estate planning (10:35) What business owners need to know about estate planning (14:15) David's asset-by-asset approach to dividing your estate (17:07) The billionaire estate tax saving strategy (20:53) How he uses humor to educate people on estate planning (25:00) Why Carson Group was the right fit (27:09) What brought you JOY today? (28:37) Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with David Haughton: LinkedIn: https://www.linkedin.com/in/david-haughton-jd-cpwa%C2%AE-2286396a/ Website: https://www.carsongroup.com About Our Guest: David Haughton is the VP of Estate Planning at Carson Group. He helps advisors and high-net-worth families turn complex estate and tax planning challenges into clear, actionable strategies. He was a former Senior Corporate Counsel at Wealth.com - the industry's leading estate planning technology solution for financial professionals. He is also a frequent speaker and writer on financial planning topics, including being featured in such publications as Michael Kitces' Nerd's Eye View blog, the Journal of Financial Planning, and InvestmentNews. Prior to joining Wealth, he worked for Commonwealth Financial Network - helping to provide thought leadership and financial planning support for advisors - including estate, trust, charitable, education, business, and social security planning strategies. To start his career, he was an attorney in private practice in Massachusetts and Southern New Hampshire. He has experience representing individuals and companies in bankruptcy, as well as engaging with many other general practice areas. For the latter part of his career in private practice, he exclusively practiced in the areas of elder law and estate planning and administration. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

    The Power Of Zero Show
    The Only Three Assets You'll Need in Retirement

    The Power Of Zero Show

    Play Episode Listen Later Feb 4, 2026 8:56


    David McKnight discusses the three assets he believes you really need for a stable, predictable tax-efficient retirement.  Getting them right will dramatically reduce the risks that derail most retirements: Market risks, sequence of returns risks, longevity risks, tax risks, and long-term care risks. Stock market investments, with a 70% total US stock market index and a 30% total international stock market index, are the first thing David recommends. He defines them as "Your growth engine, the one that pays for your discretionary expenses in retirement."  David goes over aspirational and shock expenses. A Fixed Index Annuity (or FIA) is the second asset you'll need in retirement. A FIA is the one asset that eliminates the longevity risk, the risk of living so long that you deplete all your other assets.  Then there's Index Universal Life Policy (or IUL). A recent Ernst & Young study found that retirement plans that included IULs, as well as FIAs, provided more income in retirement, a higher likelihood of money lasting through life expectancy, and more money to heirs over the investment-only approach to retirement." Remember: If you withdraw money from your stock portfolio in a down market, you lock in losses and your portfolio has a much harder time recovering.  In other words, the IUL acts as your retirement shock absorber. Did you know that, because of its safe and productive growth, the IUL can serve as what we call a "volatility buffer" in retirement?  And there's more! In fact, an IUL can also serve as a bond alternative during the accumulation years – but without the interest rate risk or bond price volatility. David sees IULs as the most dynamic asset of them all – it's your volatility buffer, your bond alternative, and your long-term care safety net.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Ken Fisher Ernst & Young

    Sumo Kaboom
    289: Terunofuji's Retirement and How to Buy Sumo Tickets

    Sumo Kaboom

    Play Episode Listen Later Feb 4, 2026 35:28


    Every Valentine's, we unofficially crown the Sexiest Sumo Wrestler of the Year and this year, we're also crowning the Sweetest Sumo Wrestler. We need YOU to vote for your choice. VOTE HERE through Valentine's Day, 2026 https://tinyurl.com/sweetandsexysumo26 This week's discussion is about retirement events and the difficulty of finding sumo tickets right now. BINGO! More about Sumo Kaboom and our BINGO game at www.sumokaboom.com We play Sumo BINGO every basho, and it's always free. We give away sumo merch to our winners with the help of our sponsors Big Sumo Fan and Cheeky Sumo. • Bigsumofan.com is an online sumo merch store based in US, and they ship to over 30 countries. www.bigsumofan.com • Cheeky Sumo is an online sumo-inspired apparel and merch company that aims to celebrate, educate, and support the sumo community with cheeky designs and training gear. Laugh at their fun graphics and proudly rep your sumo spirit - because sumo's got more than just power - it's got personality! www.cheekysumo.com • Support us Ko-fi https://ko-fi.com/sumokaboom Twitter @SumoKaboom Instagram https://www.instagram.com/sumokaboom/ Facebook https://www.facebook.com/SumoKaboom/ YouTube https://www.youtube.com/c/SumoKaboomPodcast • Check out our Sumo Kaboom tshirts and sweatshirts at Bonfire.com/sumokaboom • Ever wonder where we get our research? Check out the Show Notes section of our website. • Please follow, like or send us a review. It all helps! Thank you so much!

    NHL @TheRink
    Hal Gill joins; Barry Trotz's retirement, Bowness bump, Mailbag: Olympic underdogs

    NHL @TheRink

    Play Episode Listen Later Feb 4, 2026 45:21


    Dan and Shawn are joined by former NHLer and current Predators analyst Hal Gill (15:58) to talk about Barry Trotz shockingly retiring as the Predators GM, the direction of the team and their recent positive performance that's put them into the playoff picture. In addition to chatting with Gill, the guys talk about the red-hot Tampa Bay Lightning, the difference in the Blue Jackets since Rick Bowness took over as coach, the struggling New Jersey Devils and a quick look at the Olympics, specifically why Czechia and Switzerland might be able to medal in Milan. 

    The Gold Standard
    Trotz retirement raises critical questions

    The Gold Standard

    Play Episode Listen Later Feb 4, 2026 70:41


    Barry Trotz will retire as GM of the Predators. It raises numerous questions and we try to answer all of them. Why now? Who will be making decisions? What happens to Andrew Brunette? What does the team do at the deadline? What does Bill Haslem want from his hockey team? Will this team tear it all down and rebuild or stay the course with aging veterans? Braden Gall and Emma Lingan talk Preds hockey. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch all episodes on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up to Lower Broad Hockey⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Brought to you by: SinkersBeverages.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join The In Crowd⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ today! And ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Shotgun Willie's BBQ⁠⁠⁠⁠⁠⁠

    Mind, Body And Business Podcast With Maria More
    3 Habits That Built My Business — and Will Carry Me Into Retirement | Episode 162

    Mind, Body And Business Podcast With Maria More

    Play Episode Listen Later Feb 4, 2026 29:55


    What if the same habits that help you build a business today could also help you thrive decades from now? In this episode, I'm sharing three simple but powerful choices that prepared me for entrepreneurship and are now setting me up for a healthy, fulfilling retirement. Living below my means. Building community outside of work. Prioritizing my health like it's non-negotiable. These aren't just “success tips.” They're life habits that create freedom, independence, and peace of mind at every age. If you want to build a life you don't need to escape from, this conversation is for you. Learn more about the Cancer Research Study for Black Women (mentioned in this episode) here: www.sistersonthemic.com

    Trumpcast
    Slate Money - Money Talks: What Retirement Crisis?

    Trumpcast

    Play Episode Listen Later Feb 3, 2026 46:49


    In this Money Talks: Emily Peck is joined by Andrew Biggs, author of The Real Retirement Crisis, to talk about how the data contradicts the so-called "retirement crisis” in the US, what we misunderstand about the system, and what we should be thinking about when it comes to retirement savings. Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Hosted on Acast. See acast.com/privacy for more information.

    spotify crisis retirement acast slate money talks money money andrew biggs slate money cheyna roth jessamine molli
    Slate Money
    Money Talks: What Retirement Crisis?

    Slate Money

    Play Episode Listen Later Feb 3, 2026 46:49


    In this Money Talks: Emily Peck is joined by Andrew Biggs, author of The Real Retirement Crisis, to talk about how the data contradicts the so-called "retirement crisis” in the US, what we misunderstand about the system, and what we should be thinking about when it comes to retirement savings. Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Hosted on Acast. See acast.com/privacy for more information.

    spotify crisis retirement acast slate money talks andrew biggs slate money cheyna roth jessamine molli
    Your Money, Your Wealth
    Rising Costs and Retirement Unknowns? Here's What to Do - 567

    Your Money, Your Wealth

    Play Episode Listen Later Feb 3, 2026 50:14


    Should Al and Peggy in Illinois keep hammering pre-tax retirement savings or should they pivot to post-tax Roth for better tax diversification? Which pension option is best for their early retirement plans? Long-term care insurance premiums are going up endlessly for Eloise in Connecticut. Is she walking into an insurance industry trap? How do Eric and Tami in Baton Rouge help their kids with college without blowing up their own retirement, and when do student loans make sense? Finally, should Lana and Sterling harvest capital gains or prioritize Roth conversions before moving to a much higher-tax state? The basic question in all of these is the same: how do you protect your future from rising costs and unknowns that are out of your control? We'll find out what it takes, today on Your Money, Your Wealth podcast number 567. Free Financial Resources in This Episode: https://bit.ly/ymyw-567 (full show notes & episode transcript) Key Financial Data Guide - free download Retirement Panic Button: 7 Ways to Avoid Hitting It - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This Week on the YMYW Podcast 00:55 - Pre-Tax vs. Late Roth Savings? Pension Lump Sum vs. Lifetime Income in Early Retirement? (Al & Peggy, Illinois) 14:14 - Should I Drop Long-Term Care Insurance Now at Age 70? (Eloise, Connecticut) 20:41 - College Costs vs Retirement Security for Parents (Tami & Eric, Baton Rouge, LA) 35:59 - Roth Conversions or Capital Gains Before Moving to a High Tax State? (Lana & Sterling, Nebraska) 48:14 - Next Week on the YMYW Podcast

    Slate Daily Feed
    Slate Money - Money Talks: What Retirement Crisis?

    Slate Daily Feed

    Play Episode Listen Later Feb 3, 2026 46:49


    In this Money Talks: Emily Peck is joined by Andrew Biggs, author of The Real Retirement Crisis, to talk about how the data contradicts the so-called "retirement crisis” in the US, what we misunderstand about the system, and what we should be thinking about when it comes to retirement savings. Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Hosted on Acast. See acast.com/privacy for more information.

    spotify crisis retirement acast slate money talks money money andrew biggs slate money cheyna roth jessamine molli
    Queer Money
    The #1 Thing Keeping Your From Financial Independence | Queer Money Ep. 627

    Queer Money

    Play Episode Listen Later Feb 3, 2026 9:16


    Why Brutal Honesty Is the Missing Link to Retirement Success for Gay MenWhat if the reason you haven't achieved retirement success yet isn't the market, your income, or your age—but your relationship with the truth about your money?In this episode of Queer Money, we get radically honest about the quiet habit that keeps most gay men financially stressed well into midlife: avoiding the full truth about how we earn, spend, and use money to cope. Not because we're bad with money—but because honesty feels unsafe when money has long been tied to identity, belonging, and survival.Many gay men over 45 believe they're doing “fine.” The bills are paid. The lifestyle looks good. But underneath that calm exterior is often anxiety, denial, and a nagging sense that retirement success feels farther away than it should. That's not a spending problem. It's an honesty problem.In this conversation, we unpack why so many of us:Overestimate how well we're doingUnderestimate how much we actually spendConfuse gross income with real financial capacityAvoid the numbers because we're afraid of what they'll sayWe also explore the deeper emotional layer: how growing up queer taught many of us to perform success, buy safety, and fund the appearance of being chosen—often at the expense of long-term financial independence.Key Takeaways for Retirement Success:Why net income is the only number your life actually runs onHow emotional spending becomes a lifelong coping mechanismWhy financial freedom isn't unlimited spending—it's having optionsHow guardrails create freedom without killing joyThree simple actions you can take this week to regain controlWe also share how getting honest about our own money story helped us pay off $51,000 in credit card debt, reach Coast FI, and create work that supports our lives instead of draining them.Retirement success isn't about pretending you're fine.It's about telling yourself the truth—and building from there.If you want less stress, more choice, and a real path to financial independence, this episode is your starting point.Download the Happy Gay Retirement Calculator here: https://queermoneypodcast.com/hgrcalcChapters:00:00 - Intro00:45 - The Truth01:35 - Spending Problems?02:27 - Lack of Knowledge02:58 - Avoidance03:40 - Misconception04:25 - Getting Brutal05:47 - Authority06:36 - OutroMentioned in this episode:

    Jon Marks & Ike Reese
    Shawn Syed gives thoughts on Vic Fangio's "retirement"

    Jon Marks & Ike Reese

    Play Episode Listen Later Feb 3, 2026 26:06


    Shawn Syed of SumerSports joins the WIP Afternoon Show to break down the Eagles' new offensive coordinator, Sean Mannion. Plus, a deep dive into the latest Vic Fangio retirement rumors.

    Jon Marks & Ike Reese
    Hour 3: NFL analyst weighs in on Sean Mannion hire & Vic Fangio retirement rumors

    Jon Marks & Ike Reese

    Play Episode Listen Later Feb 3, 2026 49:38


    In Hour 3, the WIP Afternoon Show continues Super Week with a conversation with Ron Jaworski about the Eagles' 1980 Super Bowl run. Plus, Shawn Syed of SumerSports joins the show to break down Vic Fangio, Sean Mannion, and more.

    Retirement Revealed
    The Right Retirement Plan Starts With Better Questions | Eric Brotman

    Retirement Revealed

    Play Episode Listen Later Feb 3, 2026 39:02


    A candid conversation with Eric Brotman on why retirement planning needs structure, flexibility, and fewer assumptions. One of the things I've learned after years of retirement planning conversations is that most people aren't short on opinions — they're short on clarity. They've heard plenty of rules.They've absorbed countless headlines.They've picked up advice from coworkers, friends, and financial media. But when you slow things down and ask a simple question — “Why are you doing it this way?” — the answer is often some version of, “That's just what I've always heard.” I recently sat down on the “Don't Retire… Graduate!” podcast with host Eric Brotman (author of “Don't Retire, Graduate” and previous guest of my podcast back in the “Retirement Revealed” days) to discuss why building a better retirement plan starts with asking better questions. Eric is the author of Don't Retire, Graduate, and his core message is relatable to everyone entering retirement: retirement isn't a finish line. It's a transition — and transitions deserve thoughtful planning, not assumptions. As Eric put it during our conversation, “Most people think retirement is a decision. It's not. It's a process.” Why One-Time Decisions Matter So Much to a Retirement Plan When you're working, mistakes are usually correctable. Save too little one year? You can increase contributions later. Invest poorly early on? Time often smooths things out. Retirement doesn't work that way. Retirement is full of one-way doors — decisions you can't easily undo. Social Security claiming. Pension elections. Medicare choices. Tax strategies.  Once those decisions are made, you often live with them for decades. This is where many retirement plans quietly fail. Not because the investments are bad, but because the planning skipped the hard questions upfront. The Quiet Problem of Underspending One of the most interesting threads in our conversation was something I see often with clients but rarely see addressed directly: underspending. People spend decades being disciplined savers. They're rewarded for delaying gratification. Then retirement arrives — and suddenly they're supposed to flip a switch and start spending confidently? That transition is harder than most people expect. Eric described it bluntly: “A lot of retirement plans are designed to avoid failure, not to support a great life.” When plans are built entirely around extremely high “success rates,” the tradeoff is often living smaller than necessary. Retirees follow conservative rules, spend cautiously, and end up with more money at the end of life than they started with — not because they needed it, but because no one ever gave them permission to use it. That's how an effort to preserve your money in retirement can turn into a missed opportunity. Why Rules of Thumb Aren't Enough Rules like the 4% withdrawal guideline exist for a reason — they're simple and memorable. But that simplicity comes at a cost. Rules of thumb can be useful starting points, they become problematic when people treat them as guarantees rather than guidelines that require context. Markets change. Taxes change. Spending changes. Life changes. A retirement plan that assumes constant spending and ignores flexibility is solving a math problem that doesn't exist in the real world. What works better is a framework that expects adjustment — not perfection. Retirement as a Graduation, Not an Ending The phrase “Don't retire, graduate” isn't about working forever. It's about intention. Some people want to fully step away from work. Others want to consult, volunteer, or stay mentally engaged. Neither approach is right or wrong — but drifting into retirement without deciding is where dissatisfaction often starts. What makes a difference for most retirees? Having a purpose to your life in retirement as a new chapter, not a conclusion to the entire book. When you treat retirement as a graduation into something new, the planning naturally becomes more thoughtful. Spending decisions align with values. Time gets treated as intentionally as money. And confidence replaces guesswork. The Real Goal of Retirement Planning At its core, this conversation wasn't about beating markets or optimizing spreadsheets. It was about aligning math with real life. A good retirement plan doesn't just aim to avoid running out of money. It aims to help you live well — without constant second-guessing. For many, effective retirement planning isn't about dying with the most money. It's about using the money you've earned to live well, without fear or constant second-guessing. That's a goal worth planning for. If you're approaching retirement — or already there — this episode will challenge some comfortable assumptions and help you think differently about what your plan is actually designed to do. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps Eric Brotman on LinkedIn “Don't Retire…Graduate!” podcast “Don't Retire…Graduate!” on Amazon BFG Financial Advisors BFG University on YouTube Build Your Retirement Master Plan in 5 Simple Steps Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

    Payday With Rayray
    1 - I'm ACTUALLY back this time....bitches

    Payday With Rayray

    Play Episode Listen Later Feb 2, 2026 34:04


    If the title feels aggressive, good—I'm actually back, bitches, and I missed the living sh*t out of this. It's 2026, and we are officially done with the era where work equals suffering; the only sane option left is to turn your business into a masterpiece. In this episode, I'm pulling back the curtain on my radical healing journey, why I killed "Payday with Rayray" to launch Work of Art, and how you can survive the current "trust recession" by treating your brand like world-building. Buckle in, because I'm about to show you how to resurrect your inner artist and get paid for your creative genius before I peace out for motherhood (yep, there's a baby bump involved). Here's a glance at what you'll learn from me in this episode: The Rebrand: Why I shifted from "Payday" to "Work of Art" and why treating your business like an art project is the secret to longevity. The "Trust Recession": Why buyers are skeptical, why connection is the only currency that matters in 2026, and how to build it through a screen. World Building: How to view your personal brand like a fantasy novel (think Harry Potter) to create a community that people never want to leave. The Root System: Why most people fail at branding by focusing on the fruit (money/content) instead of the roots (who you intrinsically are). The Big Announcement: The details on my pregnancy, my upcoming RETIREMENT, and why this is your last chance to work with me. Timestamps: 00:00 - Introduction 00:53 - Aggressively returning to the podcast and the table flip of 2023. 03:42 - Why work can be your heaven or your hell, and choosing to make it art. 09:00 - Resurrecting your inner artist 14:50 - The irony of my financial success 18:24 - The Trust Recession: Why shortcuts are destroying influence and how connection saves it. 21:25 - Personal Branding as World Building: Creating a universe for your community. 23:50 - Creator Catalyst: The mastermind for the face of the business. 27:55 - The Plot Twist: I'm pregnant, expecting in May, and retiring (again). Links: Creator Catalyst: https://joincreatorcatalyst.com/ Instagram: https://www.instagram.com/rachelbell/ Work of Art Website: https://workofartpodcast.com/  

    On The Bench: An FSU football podcast
    OTB: Junior Day Recap | Grading the Portal | Live reaction to Malzahn retirement

    On The Bench: An FSU football podcast

    Play Episode Listen Later Feb 2, 2026 71:12


    The Florida State football news cycle has had a quick start to February with the retirement of offensive coordinator Gus Malzahn. This episode of On The Bench includes a live reaction to the news (near the end of the episode), recaps Junior Day, and grades the Seminoles' transfer portal haul. You can subscribe to On The Bench, X's and Noles, and Beyond The Bench on Apple Podcasts, Google Podcasts and Spotify. As always, five-star reviews and comments on Apple Podcasts are appreciated! Also, you can watch the show on YouTube now. We'll do live streams as well, and you can get notifications on when we're live by subscribing to our YouTube channel. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

    Love Your Life + Law of Attraction
    #398: Retirement and the Law of Attraction

    Love Your Life + Law of Attraction

    Play Episode Listen Later Feb 2, 2026 9:59


    Today we're going to chat about retirement—but not the usual way. This isn't about spreadsheets or savings goals. It's about what you want retirement to feel like—and how the Law of Attraction can help you line up with that vision. Whether retirement's years away or you're already living it, we'll talk about getting clear on your ideal day, letting go of limiting beliefs, and staying aligned with joy, freedom, and purpose.  If you've ever wondered what comes next—this episode is for you. Check out this Clarity Class:  Let Circumstances Be — Here's How You Align Anyway. For all things Law of Attraction, visit Jennifer365.com.   Want more LoA goodness? Get my Vibe Notes for high-vibe tips between episodes.   I offer schedule-as-you-want coaching. Coaching with me is a great way to raise your vibration. Want to support the podcast?  Buy me a coffee.  ☕️ Looking for an episode about a particular topic?  Check out the LYL Index.    

    Early Retirement
    Single Retiree Shares Surprising Truth About Retiring Earlier Than His Peers | Retirement Reality

    Early Retirement

    Play Episode Listen Later Feb 2, 2026 54:31 Transcription Available


    David's story feels familiar to a lot of people in their late fifties and early sixties. After a long career in asset management, a role change and pandemic burnout became the nudge he didn't know he needed. At sixty, he finally decided to stop working not because he had to, but because he could.He describes retirement in one word: possibility. Time with friends, hikes during the week, early dinners without rushing, and yes, plenty of pickleball. The new rhythm isn't about adding more activities. It's about having choice. He's still curious, still learning, still pushing himself with new skills and fresh goals, just without the pressure to perform.David also talks about what made the decision easy and what made it hard. Leaving a good job wasn't simple. Letting go of structure took practice. But he found freedom in quiet mornings, long walks, and realizing he didn't need a title to feel fulfilled.The conversation turns to money, too. The reality of how decades of steady saving built flexibility, how modest spending supports a rich life, and how “enough” means something different now. He's planning thoughtfully for Social Security, Roth conversions, and even legacy for his daughters, while still reminding himself to enjoy the present.If you're in your fifties or sixties wondering what's next, this episode is for you. You'll hear how stepping away from work can open new space to live, learn, and move at your own pace. Sometimes the next chapter isn't about doing more. It's about finally breathing.Interested in a custom strategy to retire early? → https://www.rootfinancial.com/start-here/Get access to the same software I use in my videos and join the Early Retirement Academy here  → https://ari-taublieb.mykajabi.com/early-retirement-academyWant to be a guest on THIS show and help others by sharing your story? Complete this: https://vwo3759x8i7.typeform.com/to/gh00JmnZ--Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

    Underground Sports Philadelphia
    USP Episode 817: Vic Fangio Retirement Scare, Unrivaled Review, & Paul George Suspension

    Underground Sports Philadelphia

    Play Episode Listen Later Feb 2, 2026 75:43


    KB is BACK and kicks things off with some Eagles talk as the Birds hired Josh Grizzard as the team's new Passing Game Coordinator and the excitement KB now has for the Birds' offense. Then He discusses the Vic Fangio retirement scare and why it would be HORRIBLE if Fangio retired. Then he recaps his experience at the Unrivaled Women's Basketball Tour Showcase in Philly, why he's ALL IN on the product, and teases Underground Industries covering women's hoops?! Then he discusses Paul George's suspension, the Sixers 25th anniversary celebration, and the Phillies offseason seemingly being over... Follow & Subscribe to The House Show with Pat Pitts! linktr.ee/OfficialHouseShow Subscribe to From Broad Street with Love: broadstreetwithlove.substack.com/ Onboarding Form: forms.gle/mZYnkiQcGv1ZxBSg9 Voicemail Line: speakpipe.com/UndergroundSportsPhiladelphia Support Our Sponsors! The City of Vineland: Visit www.vinelandcity.org/ and stay connected with the community and learn about important announcements, programs, and services offered by the city! Vineland, New Jersey... Where It's Always Growing Season! '47 Brand Shop for your favorite sports fan and get FREE SHIPPING on ALL orders with '47 Brand! 47.sjv.io/e1Nyor Kenwood Beer Visit kenwoodbeer.com/#finder and see who has Kenwood Beer on tap in YOUR area and crack open an ice cold Kenwood Beer to celebrate the good times! (MUST be 21+ to do so and PLEASE drink responsibly.) Merch & Apparel: www.phiapparel.co/shop + Use Code "UNDERGROUND" for 10% off! Riverside Upgrade your podcasting quality today with Riverside! riverside.sjv.io/QjBBVM Biñho Get 10% off your next purchase with code BINHOBENNETT62 from our pals at Biñho! binhoboard.com?bg_ref=pDJkDdNO1y Follow Us! Twitter: twitter.com/UndergroundPHI Instagram: www.instagram.com/undergroundphi/ TikTok: tiktok.com/@undergroundphi KB: twitter.com/KBizzl311 Watch LIVE: YouTube: www.youtube.com/@UndergroundSportsPhiladelphia FB: facebook.com/UndergroundSportsPHI Twitch: twitch.tv/UndergroundsportsPHI Intro Music: Arkells "People's Champ" Outro Music: Arkells "People's Champ" #fyp #Eagles #FlyEaglesFly #GoBirds #Sixers #PaulGeorge #Unrivaled #Phillies #podcastcharts #download #review #subscribe #UndergroundIndustries

    Retirement Starts Today Radio
    Why are You Still Working?

    Retirement Starts Today Radio

    Play Episode Listen Later Feb 2, 2026 21:23


    Andrew Rosen, CFP®, CEP, writes in a Kiplinger article how to walk through several common reasons people keep working — even as retirement comes into view. Rather than looking at money first, the author looks at motivation and breaks it into five broad categories: Category 1: I must keep working Category 2: I probably should keep working Category 3: I want to keep working Category 4: I'm afraid to retire Category 5: I don't know why I'm still working The author suggests borrowing from a concept by Artiste called "First Principles Thinking". Listen in for the answer. Also, our listener Maria asks about the timing of your first RMD (Required Minimum Distribution): "If we want to skip our 1st RMD and take two the following year, how does that work?" Resource: Article by Andrew Rosen, CFP® in Kiplinger's "Why Are You Still Working?" Connect with Benjamin Brandt Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement  

    The Military Money Manual Podcast
    Military Medical Retirement Explained: VA Disability, IDES, and What Service Members Need to Know #214

    The Military Money Manual Podcast

    Play Episode Listen Later Feb 2, 2026 87:35


    In this episode, Spencer Reese is joined by Paul, a recently medically retired National Guard officer, and Joel Petit, a military disability retirement attorney, to break down the medical retirement process, VA disability ratings, and how IDES really works. What We Cover Medical retirement vs. standard 20-year longevity retirement When medical retirement can make sense financially How the IDES (Integrated Disability Evaluation System) works Common misconceptions about VA disability and "100% ratings" The role of PEBLOs, medical boards, and appeals Financial impacts on retirement pay, VA compensation, and Tricare Why many service members are discouraged from pursuing medical retirement Key pitfalls, timelines, and why being proactive matters Advice for putting yourself and your family first during transition Who This Episode Is For Active duty, Guard, and Reserve members nearing separation or retirement Service members facing medical issues that impact continued service Anyone confused about VA disability, medical boards, or retirement options This episode pulls back the curtain on a complex system and gives practical, real-world insight into how to navigate medical retirement the right way.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

    Angelo Cataldi And The Morning Team
    What Should We Make Of The Vic Fangio Retirement Rumors

    Angelo Cataldi And The Morning Team

    Play Episode Listen Later Feb 2, 2026 18:07


    Joe Giglio reacts to the rumor that Vic Fangio is mulling retirement and wonders what it would mean for the Eagles if he left. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices