Podcast appearances and mentions of stephanie clifford

American pornographic actress and director

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Best podcasts about stephanie clifford

Latest podcast episodes about stephanie clifford

Julia en la onda
Julia Otero: "Faltan sólo ocho días para que un delincuente sea nombrado presidente de la primera potencia del mundo"

Julia en la onda

Play Episode Listen Later Jan 12, 2025 1:00


La directora y presentadora de 'Julia en la onda' reflexiona sobre la condena de un tribunal de Nueva York a Donald Trump por el caso del soborno a la exactriz porno, Stephanie Clifford, conocida como 'Stormy Daniels'.⚖️ Donald Trump será el primer presidente de EEUU condenado, pero sin castigo por el caso 'Stormy Daniels'

X22 Report
FBI Is Behind The Iranian Assassins, Plan Is Working, Sometimes You Must Show The People – Ep. 3466

X22 Report

Play Episode Listen Later Oct 3, 2024 89:36


Watch The X22 Report On Video No videos found Click On Picture To See Larger Picture The Biden admin is continually revising the job numbers to make the economy look good, this is very similar to 2008. Consumers are behind on their bills. Oil spiked up today because of the threat of Israel striking Iran's oil supply. Costco has added platinum to their precious metal line up. The [DS] is created the narrative that Iran is behind the assassination attempts against Trump. Trump assassinated their leader and now the [DS] is making it seem like this is why Iran is coming after him. In reality it's the FBI staging this. The plan is working, people that were against Trump say Kamala is worse. Sometimes you must show the people. Only when people hit the precipice will they find the will to change.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy https://twitter.com/KobeissiLetter/status/1841559200935116911   into perspective, in 2007 and 2008 we saw downward revisions in 17 out of 24 monthly jobs reports. If the current streak continues, this will exceed the frequency of revisions seen in one of the most severe recessions in modern history. What is happening here? https://twitter.com/KobeissiLetter/status/1841829775549014423  their bills. Nearly 27% of consumers who rent their homes were unable to pay their bills in full. Notably, 11% of them did not pay water, gas, or electric bills, the most among all categories. How is this a "soft landing?" https://twitter.com/KobeissiLetter/status/1841848090661143032 https://twitter.com/RockiesGirl1967/status/1841177603253944440?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1841177603253944440%7Ctwgr%5Eb0a4999af9e12312b3e4e09b299532c17353336c%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2024%2F10%2Fhere-we-go-panic-buying-costco-port-strike%2F   https://twitter.com/KobeissiLetter/status/1841861619762057353  Source: thegatewaypundit.com Costco is selling platinum bars as it expands its precious-metals business after huge success selling gold Costco is selling 1-ounce platinum bars online for $1,090. The move comes about a year after the retail giant started selling gold bars and silver coins. Platinum prices are stable year to date but have risen 14% over the past year. Source: businessinsider.com Political/Rights /1

Prosecuting Donald Trump
The Disinformation Campaign

Prosecuting Donald Trump

Play Episode Listen Later Jun 4, 2024 50:16


It's been less than a week since the jury reached a verdict in Donald Trump's criminal trial and the political spin on the result is dizzying. MSNBC legal analysts Andrew Weissmann and Mary McCord seek to debunk several claims entered into the public discourse, especially around the Department of Justice being involved in a state case and that the trial was somehow ‘rigged'. They also address some breaking news out of Wisconsin, where Kenneth Chesebro, Jim Troupis and Michael Roman were criminally charged in that state's  fake elector scheme. Then, Andrew and Mary review the latest in Florida after Special Counsel Jack Smith refiled his motion to bar Trump from making statements that endanger law enforcement.Note: Listeners can send questions to: ProsecutingTrumpQuestions@nbcuni.com

The Current
What the Trump hush money trial verdict means for politics and the rule of law

The Current

Play Episode Listen Later Jun 4, 2024 21:10


On May 30, former president Donald Trump was found guilty by a Manhattan jury of 34 felony counts of falsification of business records in the first degree. The case revolved around payments made before the 2016 presidential election to adult film actress Stephanie Clifford, aka Stormy Daniels, in exchange for her silence about her allegation of an affair she had with Mr. Trump a few years prior. To talk about what the trial verdict suggests for governance, politics, and the rule of law, Norm Eisen, senior fellow in Governance Studies at Brookings and chair of the Anti-Corruption, Democracy and Security Project, joins The Current. Show notes and transcript: https://www.brookings.edu/articles/what-the-trump-hush-money-trial-verdict-means-for-politics-and-the-rule-of-law/ Follow The Current and all Brookings podcasts on Apple or Google podcasts, or on Spotify. Send feedback email to podcasts@brookings.edu.

La ContraCrónica
Trump: culpable y mártir

La ContraCrónica

Play Episode Listen Later Jun 4, 2024 51:44


Donald Trump se convirtió el jueves pasado en el primer ex presidente de Estados Unidos en ser declarado culpable de un delito. El responsable fue un jurado de Nueva York, que le declaró culpable de 34 cargos relacionados con un plan para influir en las elecciones de 2016 mediante un soborno que entregó vía su abogado a Stephanie Clifford, más conocida como Stormy Daniels, una actriz de cine para adultos con la que años antes había mantenido relaciones íntimas. Trump asistió impávido a la lectura del fallo del jurado mientras en se escuchaban los vítores que un grupo de manifestantes profería desde la calle. Poco después Trump compareció ante la prensa y aseguró que había sido un “juicio amañado y vergonzoso”, pero que no estaba preocupado ya que, según él, el “verdadero veredicto lo dará el pueblo el próximo 5 de noviembre”. Entretanto, el juez Juan Manuel Merchán ha fijado la lectura de la sentencia para el 11 de julio, es decir, sólo tres días antes de que comience la Convención Nacional Republicana en Milwaukee, donde se espera que los delegados republicanos, que han mantenido su apoyo a Trump tras conocer el veredicto, lo designen formalmente como candidato para las elecciones. El veredicto de culpabilidad por el caso de Stormy Daniels es todo un ajuste de cuentas legal para Trump y, lo que es peor, le expone a una posible pena de cárcel en su propia ciudad, Nueva York, el lugar que le vio nacer y donde hizo buena parte de su fortuna. Se espera, de cualquier modo, que los abogados de Trump apelen la sentencia, pero es innegable que esto marcará la campaña electoral ya que del juez dependerá conceder o no la libertad condicional una vez la sentencia venga acompañada de una pena. Por ahora y en espera de novedades, el equipo electoral de Trump no ha programado ningún acto de campaña. La nominación la tiene asegurada y la campaña propiamente dicha, la definitiva contra Joe Biden, no dará comienzo hasta entrado el verano. Lo que sí está funcionando (y especialmente bien) es la recaudación de fondos. Tras ser declarado culpable las donaciones de sus simpatizantes se dispararon. La web de su campaña colapsó esa misma noche debido al intenso tráfico. Según sus responsables, en apenas 24 horas recaudaron 52 millones de dólares provenientes de miles de donantes, un tercio de los cuales eran nuevos. Arguyen que Trump es un “prisionero político” y que, ahora más que nunca, necesita el apoyo de todos los votantes republicanos. Pero lo que le espera no podrá resolverlo con dinero. Los cargos de falsificación de registros comerciales tienen penas de hasta cuatro años de prisión. Eso sí, el fiscal de distrito de Manhattan, Alvin Bragg, no dijo el jueves si los fiscales tienen la intención de solicitar prisión, y no está claro si el juez impondrá esa pena. La condena, e incluso el encarcelamiento, no impedirán que Trump continúe con la campaña. No tiene intención alguna de echarse a un lado y menos ahora, un momento especialmente delicado en el que las encuestas arrojan un empate técnico con los demócratas. Con todo, la pesadilla legal de Trump está lejos de terminar. Este de Stormy Daniels es sólo el primero de los juicios que enfrenta. Le esperan otros tres relacionados con las elecciones de 2020, pero el de Nueva York es el único que concluirá antes de las elecciones de noviembre. De manera que, aunque las implicaciones legales e históricas del veredicto son evidentes, las consecuencias políticas lo son algo menos ya que esto no parece que vaya a influir en el ánimo del candidato ni de quienes le apoyan. Todo continuará como hasta ahora, pero con un nuevo elemento de presión que la campaña de Trump se dispone a capitalizar al máximo. En La ContraRéplica: - Las elecciones mexicanas - El legado de AMLO - La transferencia de armas a Ucrania · Canal de Telegram: https://t.me/lacontracronica · “Contra la Revolución Francesa”… https://amzn.to/4aF0LpZ · “Hispanos. Breve historia de los pueblos de habla hispana”… https://amzn.to/428js1G · “La ContraHistoria de España. Auge, caída y vuelta a empezar de un país en 28 episodios”… https://amzn.to/3kXcZ6i · “Lutero, Calvino y Trento, la Reforma que no fue”… https://amzn.to/3shKOlK · “La ContraHistoria del comunismo”… https://amzn.to/39QP2KE Apoya La Contra en: · Patreon... https://www.patreon.com/diazvillanueva · iVoox... https://www.ivoox.com/podcast-contracronica_sq_f1267769_1.html · Paypal... https://www.paypal.me/diazvillanueva Sígueme en: · Web... https://diazvillanueva.com · Twitter... https://twitter.com/diazvillanueva · Facebook... https://www.facebook.com/fernandodiazvillanueva1/ · Instagram... https://www.instagram.com/diazvillanueva · Linkedin… https://www.linkedin.com/in/fernando-d%C3%ADaz-villanueva-7303865/ · Flickr... https://www.flickr.com/photos/147276463@N05/?/ · Pinterest... https://www.pinterest.com/fernandodiazvillanueva Encuentra mis libros en: · Amazon... https://www.amazon.es/Fernando-Diaz-Villanueva/e/B00J2ASBXM #FernandoDiazVillanueva #trump #juicio Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

The WorldView in 5 Minutes
Trump found guilty in hush money trial, Laura Ingraham: “This will be the new normal.”, Firefighter sues over order to raise homosexual pride flag

The WorldView in 5 Minutes

Play Episode Listen Later May 31, 2024


It's Friday, May 31st, A.D. 2024. This is The Worldview in 5 Minutes heard at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus Trump found guilty in hush money trial On Thursday, a Manhattan jury took fewer than 12 hours to return a guilty verdict in former President Donald Trump's New York criminal trial. The jurors found him guilty of 34 counts of falsification of business records with the intent to conceal another crime, reports The Epoch Times. The former president's conviction makes him the first U.S. president to be convicted of a crime. Short of a successful appeal, he could now be facing such penalties as jail time, probation, or fines. Ultimately, his sentence will be up to the presiding judge, Justice Juan Merchan. The judge has set the sentencing hearing for July 11 at 10:00 a.m. The six-week trial revolved around $130,000 in payments that Trump's former attorney, Michael Cohen, paid disreputable film actress Stormy Daniels, whose real name is Stephanie Clifford, ahead of the 2016 presidential election. Manhattan District Attorney Alvin Bragg claimed that Cohen made the payments on Trump's behalf to buy Clifford's silence over an alleged affair that the former president denies took place. The district attorney further charged that Trump mislabeled his reimbursements to Cohen to conceal another crime, constituting felony-level falsification of business records. Bragg spoke to the press after the guilty verdict. BRAGG: “Their deliberations led them to make a decision based on the evidence and the law and the evidence and the law alone. Their deliberations led them to a unanimous conclusion, beyond a reasonable doubt, that the defendant, Donald J. Trump, is guilty of 34 counts of falsifying business records, in the first degree, to conceal a scheme to corrupt the 2016 election.” As for what the underlying crime was, the prosecution was vague, identifying tax fraud, violations of federal election law, or the falsification of additional business records as possibilities. Notably, to return a guilty verdict, Judge Merchan explained that the jury was not required to agree on what the underlying crime was—just that there was one. In Job 42:2, Job made this statement to God: “I know that You can do all things, and that no purpose of Yours can be thwarted.” Trump: “This was a rigged decision right from day one.” After the guilty verdict, Trump made a statement. TRUMP: “This was a disgrace. This was a rigged trial by a conflicted judge who was corrupt. They wouldn't give us a venue change. We were at 5% or 6% in this district, in this area. The real verdict is going to be November 5 by the people. And they know what happened here. And everybody knows what happened here. We have a Soros-backed D.A. I'm a very innocent man, and fighting for our country and fighting for our Constitution. “Our whole country is being rigged right now. This was done by the Biden administration in order to wound or hurt an opponent, a political opponent. We will keep fighting or we'll fight till the end and will win. “We don't have the same country anymore. We have a divided mess. We're a nation to decline, serious decline. Millions and millions of people pouring into our country right now from prisons and from mental institutions, terrorists, and they're taking over our country. We have a country that's in big trouble. This was a rigged decision right from day one with a conflicted judge who should have never been allowed to try this case. Never. This is long from over. Thank you very much.” Biden Campaign: “No one is above the law.” Michael Tyler, the communications director for President Joe Biden's campaign, said, “In New York today, we saw that no one is above the law. Donald Trump has always mistakenly believed he would never face consequences for breaking the law for his own personal gain. “Convicted felon or not, Trump will be the Republican nominee for president. He is running an increasingly unhinged campaign of revenge and retribution. … A second Trump term means chaos, ripping away Americans' freedoms, and fomenting political violence – and the American people will reject it this November.” Laura Ingraham: “This will be the new normal.” Fox News host Laura Ingraham, host of “The Ingraham Angle,” sounded off on the Trump guilty verdict. INGRAHAM: “Think about this. Donald Trump gave up fame, fortune, and a very comfortable life to try to save America from the forces that are trying to tear it down right now. And if they can do this to someone like Donald Trump with his means, it will be very difficult to ever turn this around. So, are we going to establish a precedent where the President can put his political opponent in jail? Because if they can do this now, this will, I promise you, this will be the new normal.” Firefighter sues over being ordered to raise homosexual pride flag And finally, in March 2023, the Los Angeles County Board of Supervisors passed a resolution requiring that all county-operated facilities fly the homosexual/transgender Progress Pride Flag for the month of June, reports LifeSiteNews.com. In June 2023, Captain Jeffrey Little requested a religious accommodation that would exempt him from personally participating in the required raising of the Progress Pride Flag. On June 19, 2023, the Los Angeles County Fire Department initially granted Little's request and promised him that he would neither have to raise the Progress Pride Flag himself nor personally ensure that the flag was raised at his station. However, Little's religious accommodation was rescinded two days later on June 21, 2023. Then, the following day, June 22, 2023, Division Chief Fernando Boiteux issued a direct order to Little to raise the Progress Pride Flag. He said, “You are an L.A. County employee. That's the only thing that matters. Your religious beliefs do not matter.”  Thomas More Society attorneys are representing Captain Little in a federal lawsuit against the Los Angeles County Fire Department, which has illegally threatened Little with dismissal over his refusal to raise the homosexual/transgender “Progress Pride Flag.” The case, filed on May 24, 2024, in United States District Court for the Central District of California, charges the fire department with violating Little's rights under the First Amendment, federal law, and state law. Little's sincere and deeply held religious beliefs prohibit his participation in raising the so-called Progress Pride Flag. For that, he has suffered religious discrimination, harassment, and retaliation at the hands of the Los Angeles County Fire Department. The department revealed to unauthorized persons that Little had requested a religious accommodation. Following that disclosure, Little received a death threat that also targeted his daughters. Psalm 34:19 says, “The righteous man may have many troubles, but the Lord delivers him from them all.” Close And that's The Worldview on this Friday, May 31st in the year of our Lord 2024. Subscribe by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Prosecuting Donald Trump

It's a historic moment, as the country awaits the jury's verdict in the first ever criminal trial of a former president. To assess the gravity of what each side needed to convey in summations, MSNBC legal analysts Andrew Weissmann and Mary McCord scrutinize the approach to closing arguments by both the defense and the prosecution. Then, they turn to the latest from the Florida documents case, where Judge Cannon and Special Counsel Jack Smith are at odds. The issue: Donald Trump's ‘lies' posted and amplified, concerning the search warrants executed on his Mar-a-Lago estate in 2022.

Prosecuting Donald Trump
130,000 Reasons

Prosecuting Donald Trump

Play Episode Listen Later May 21, 2024 50:12


Donald Trump's defense team rested on Tuesday without calling the former President to the stand. But some crucial points were made before the conclusion of Michael Cohen's cross examination that veteran prosecutors Andrew Weissmann and Mary McCord explain in depth. They also weigh in on some courtroom tactics that worked and others that didn't go over well from both the prosecution and the defense. Plus, Andrew and Mary detail some of the gambits used by defense witness Robert Costello that were admonished by Judge Merchan.

Prosecuting Donald Trump
How do you Solve a Problem like Michael Cohen?

Prosecuting Donald Trump

Play Episode Listen Later May 17, 2024 51:22


A recurring theme in Michael Cohen's testimony this week was his evolving moral compass. Analyzing the last day of direct examination, veteran prosecutors Andrew Weissmann and Mary McCord draw out some distinctions to be mindful of, and what the intense cross examination from defense attorney Todd Blanche was alluding to. In their estimation, the state will need to address Cohen's inconsistencies in redirect and closing arguments. Lastly, Andrew and Mary sum up what to expect next week as the trial likely moves to summations.

The Howie Carr Radio Network
Morning Minute: Stormy's Fourth Husband Speaks Out - 5.17.24

The Howie Carr Radio Network

Play Episode Listen Later May 17, 2024 1:43


Barret Blade joined CNN to explain what he and his fellow smut star wife Stephanie Clifford, a.k.a. Stormy Daniels, will do if Trump is found not guilty in the Manhattan trial. Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

Týdeník Respekt • Podcasty
Americký sen Stormy Daniels. Může Trumpovi aféra s pornoherečkou ublížit?

Týdeník Respekt • Podcasty

Play Episode Listen Later May 16, 2024


Americká krása #20 s Barborou Chaloupkovou a Jiřím Sobotou o soudním procesu s Donaldem Trumpem a jeho střetu s někdejší pornoherečkou Stephanie Clifford

Prosecuting Donald Trump
'For the Benefit of Mr. Trump'

Prosecuting Donald Trump

Play Episode Listen Later May 15, 2024 51:35


With Michael Cohen testifying in the New York criminal trial this week, MSNBC legal analysts Andrew Weissmann and Mary McCord take stock of the style and the substance of the assertions made by Trump's former lawyer and ‘fixer'. Andrew was in the courtroom for the first day of Michael Cohen's testimony and shares some first-person impressions as the prosecution continues to lay out the case. And he and Mary answer some listener questions on absent witnesses and the Speedy Trial Act.

Tangle
An update on Trump's hush money trial.

Tangle

Play Episode Listen Later May 15, 2024 24:09


The latest in Donald Trump's New York trial. This week, Trump's one-time personal lawyer Michael Cohen testified in the former president's trial for allegedly falsifying business records, commonly referred to as the "hush money" case. Cohen's testimony comes a week after adult film star Stephanie Clifford, known as Stormy Daniels, took the stand to describe her alleged relationship with Trump. Cohen and Daniels are key witnesses for the prosecution, which is claiming that Trump falsified records of payments to suppress incriminating personal information during the 2016 presidential campaign. You can read today's podcast⁠ ⁠⁠here⁠⁠⁠, our “Under the Radar” story ⁠here and today's “Have a nice day” story ⁠here⁠. You can watch our latest video, Isaac's interview with former Congressman Ken Buck (CO-04) ⁠here⁠. Check the next episode of our new podcast series, The Undecideds. In episode 3, our focus shifts from Donald Trump toward President Joe Biden. Much has been made in the media about his age and memory and whether he's cognitively capable of handling another term. But an unanticipated performance at the State of the Union reignited his base and left many questioning that narrative. And while Donald Trump faces a jury of his peers in court, the court of public opinion continues to weigh in on the effectiveness of Biden's foreign policies, with an eye to the conflicts between Israel and Palestine, Ukraine and Russia, and our own protracted clash at our southern border.  Our undecided voters share their observations on the current commander in chief and how his decisions on the world stage affect their decision in the voting booth. You can listen to Episode 3 ⁠⁠here.⁠⁠ Today's clickables: Talking independent media (0:53), Quick hits (1:58), Today's story (3:47), Left's take (6:55), Right's take (10:24), Isaac's take (14:08), Under the Radar (20:31), Numbers (21:28), Have a nice day (22:28) You can subscribe to Tangle by clicking here or drop something in our tip jar by clicking here.  Take the survey: Do you think Trump will get a guilty verdict? Let us know! Our podcast is written by Isaac Saul and edited and engineered by Jon Lall. Music for the podcast was produced by Diet 75.  Our newsletter is edited by Managing Editor Ari Weitzman, Will Kaback, Bailey Saul, Sean Brady, and produced in conjunction with Tangle's social media manager Magdalena Bokowa, who also created our logo. --- Send in a voice message: https://podcasters.spotify.com/pod/show/tanglenews/message

Studio N
Peníze za mlčení? Jak Stormy Daniels odhalila Trumpa

Studio N

Play Episode Listen Later May 14, 2024 35:29


V newyorském procesu s americkým exprezidentem a kandidátem Donaldem Trumpem vypovídala i bývalá pornoherečka Stephanie Clifford, známá jako Stormy Daniels. Ta před volbami v roce 2016 dostala zaplaceno, aby nešla na veřejnost s tvrzením o románku s tehdejším prezidentským kandidátem. Porotě detailně popisovala intimní setkání s Trumpem, které se podle exprezidenta nikdy nestalo. Co nám Daniels ukázala o dobrovolnosti sexu? A jak odhalila Donalda Trumpa? Filip Titlbach se ptá zpravodajky Deníku N ve Spojených státech Jany Ciglerové.

The WorldView in 5 Minutes
Biden gets pushback over claim “We leave no one behind.”; 16-year-old anti-Israel protestor arrested for vandalizing NYC statues; Imprisoned Chinese leaders face serious illnesses

The WorldView in 5 Minutes

Play Episode Listen Later May 12, 2024


It's Monday, May 13th, A.D. 2024. This is The Worldview in 5 Minutes heard at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus Imprisoned Chinese leaders face serious illnesses Since two leaders of the Ganquan Church in Hefei, Anhui Province in China were arrested last fall, their wives and members of their church family have pleaded for their release. Those pleas have grown more urgent after the two leaders developed serious health problems while in prison, reports International Christian Concern. In November 2023, Communist authorities detained Pastor Zhou Songlin, Elder Ding Zhongfu, and 14 other members of the house church. Pastor Zhou and Elder Ding are the only church members who remain in prison.  Pastor Zhou is suffering from an unspecified “serious illness” that his doctors say cannot be properly treated while he is incarcerated. And Elder Ding is experiencing high blood pressure, chest pain, dizziness, and insomnia.  The Ganquan Church is an underground church that refuses to come under the state-controlled Three-Self Patriotic Movement which is China's only legal church. As a result, Ganquan is considered illegal and cannot purchase property. That's why Pastor Zhou and Elder Ding used church funds to purchase two properties in their own names to secure property for worship and other church activities. Biden gets pushback over claim “We leave no one behind.” President Joe Biden faced a wave of pushback from GOP lawmakers in response to a post on the @POTUS X account that said, "On my watch, when we make promises, we keep them. And we leave no one behind." Blaze.com reports that multiple Republicans challenged the president's claim. Rep. Lisa McClain of Michigan tweeted, "Afghanistan. Israel. Haiti. All Joe Biden does is leave Americans behind," And Rep. Derrick Van Orden of Wisconsin tweeted, "This would be hilarious if it was not tragic. Biden has abandoned Americans around the world and wants you to forget about them. I never will. Remember in November." Stephanie Clifford took stand in Trump's “hush money” trial Last Tuesday, Stormy Daniels, a disreputable actress whose real name is Stephanie Clifford,  took the stand in the so-called “hush money” trial of former President Donald Trump, reports The Epoch Times.  She claimed that she had a tryst with Trump in 2006 at which time he had been married to his third wife, Melania, since January 22, 2005. NBC News noted that Clifford, who was 27 at the time, boosted her credibility by describing the flooring of the hotel suite. Trump has categorically denied the encounter ever took place. Prosecutors say that President Trump's former lawyer, Michael Cohen, paid $130,000 to Clifford during the 2016 campaign in a bid to buy her silence about the alleged affair. At issue is the nature of the payments. They have argued that the payments should have been marked as campaign-related expenses since her silence helped assure his election. The former president has pleaded not guilty to 34 counts of falsifying business records in the case. He has argued that the trial is merely an attempt to keep him off the 2024 campaign trail. In Clifford's testimony, she recalled that the former president told her in the hotel room that she “should go on his television show,” referring to the “Celebrity Apprentice” program that he hosted and starred in. She claimed she asked him. “What if I lose on the first episode?” She also made claims about visiting Trump to break the Seventh Commandment at his hotel in Lake Tahoe, California, during a golf tournament. Exodus 20:17 says, “You shall not commit adultery.” Top 10 most dangerous states While the violent crime rate in America fell for two years in a row after an increase in 2020, property crime – which covers infractions such as vehicle theft and burglary – appeared to increase in 2022 for the first time in two decades. Here is a list of the top 10 most dangerous states, reports U.S. News & World Report in order from the most dangerous at number 1. The top 10 most dangerous states include New Mexico, Louisiana, Colorado, Arkansas, Washington, Tennessee, Alaska, Oregon, California, and Missouri. 16-year-old anti-Israel protestor arrested for vandalizing NYC statues An anti-Israel, pro-Hamas teen protester, accused of shamefully vandalizing a hallowed World War 1 memorial in Central Park, New York last Monday, was ratted out by his own father for his despicable actions, reports the New York Post. The 16-year-old suspect, who was videotaped and photographed spray painting graffiti including the words “GAZA” and “Free Palestine,” got a buzz cut and wore a keffiyeh scarf on his head for court to hide his identity. He was arraigned on felony criminal mischief and misdemeanor graffiti charges. Not only was he identified defacing the World War 1 memorial dedicated to Manhattan's 107th Infantry Regiment, but also a statue of Civil War Union General William Tecumseh Sherman as well. Police went to the boy's home — and spent hours negotiating with his parents. The parents finally agreed to walk the teen the two blocks to the 121st Precinct station house, where he was arrested. Missionary William Carey published influential evangelism book And finally, we celebrated an important milestone in Christian history just yesterday. On May 12th, 1792, William Carey, the Father of Modern Missions, published his highly influential book on the importance of evangelism. The title is anything but pithy.  Ready?  Carey's book is entitled, An Enquiry into the Obligations of Christians, to use means for the Conversion of the Heathens in which the Religious State of the Different Nations of the World, the Success of Former Undertakings, and the practicability of Further Undertakings, are Considered.   Despite that long title, the passionate content of his book led to the founding of the English Baptist Missionary Society. A Baptist from 1783, Carey served for several years as a pastor in Moulton, Northamptonshire, where he also taught school and continued his trade as a shoemaker.  In 1789, he transferred to the Baptist church at Leicester.  Then, in 1793, Carey and John Thomas, a doctor, went to Calcutta, India. Carey became a lifelong missionary to India. In fact, he has been called the “father of Bengali prose” for his grammars, dictionaries, and translations. William Wilberforce, the English abolitionist, described the English Baptist Missionary Society as “one of the chief glories” of the British nation. In Romans 10:14, the Apostle Paul asked, “How, then, can they call on the One they have not believed in? And how can they believe in the One of whom they have not heard? And how can they hear without someone preaching to them?” Close And that's The Worldview on this Monday, May 13th in the year of our Lord 2024. Subscribe by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Prosecuting Donald Trump
It's Not About Sex

Prosecuting Donald Trump

Play Episode Listen Later May 10, 2024 48:30


We head into the “eye of the storm” as MSNBC legal analysts Andrew Weissmann and Mary McCord explore the nature of Stormy Daniel's testimony in depth, and why her credibility is less at issue than that of others who facilitated the hush payments to her. Then, they turn their prosecutorial expertise to understanding why the defense's mistrial motion was denied by Judge Merchan. And lastly, Andrew and Mary detail what to glean from Judge Cannon's indefinite postponement of the classified documents trial in Florida.

Trump on Trial
Trump Trials update for 05-09-2024

Trump on Trial

Play Episode Listen Later May 9, 2024 2:19


In recent developments surrounding the legal battle between Stormy Daniels and former U.S. President Donald Trump, a darker testimony has emerged that hints at a forbidden side of the trial. The revelations have shed light on the intricate lines the judge presiding over the case must carefully navigate to ensure a fair trial and avoid any undue prejudice.The ongoing legal saga between adult film star Stormy Daniels and Donald Trump has captivated the public's attention since it first came to light. Daniels, whose real name is Stephanie Clifford, alleges that she had an affair with Trump in 2006 and was subsequently paid hush money to keep quiet about the alleged relationship. Trump has denied the affair and any wrongdoing, setting the stage for a contentious legal battle between the two parties.However, the latest testimony from Daniels has taken a darker turn, offering a glimpse into a forbidden side of the trial that has raised eyebrows. The details of this testimony have not been fully disclosed, but they have sparked speculation about the nature of the evidence and its potential impact on the case.As the legal proceedings continue to unfold, the judge presiding over the case faces the daunting task of drawing clear lines to prevent any testimony or evidence that could unfairly prejudice either party. This delicate balance is essential to ensuring a fair trial and upholding the principles of justice.The public eagerly awaits further developments in the case as the legal battle between Stormy Daniels and Donald Trump continues to unfold. The revelations of darker testimony hint at a forbidden side of the trial that adds a new layer of complexity to an already contentious legal dispute. The outcome of this high-profile case remains uncertain, but one thing is clear - the stakes are higher than ever as the truth behind the allegations comes to light.

Post Reports
Stormy Daniels takes the stand (and Trump curses)

Post Reports

Play Episode Listen Later May 8, 2024 27:40


This week in the first criminal trial of a former U.S. president, Stormy Daniels gave explicit and disturbing testimony and sparked an angry reaction from Donald Trump.Stormy Daniels, the adult-film actress at the center of Donald Trump's hush money trial, testified against the former president Tuesday. Daniels, whose real name is Stephanie Clifford, recounted details of her alleged sexual encounter with Trump. Her testimony was met with muttered profanities from the former president. At one point, Judge Juan Merchan called over Trump's lawyer to warn that Trump's cursing was audible and could be intimidating. Trump is accused of 34 counts of falsifying business records to disguise a payment of $130,000 to Daniels in 2016 so that she would keep quiet about what she says happened between them. Today on “Post Reports,” reporter Devlin Barrett breaks down the significance of Daniels's testimony on Tuesday and how that might complicate the outcome of the trial.Read more:Stormy Daniels testifies, Trump curses in an angry day in courtWhy Stormy Daniels's account of sex with Trump may be problematic, and other takeawaysRead and subscribe to The Trump Trials newsletterToday's show was produced by and mixed by Ted Muldoon. It was edited by Lucy Perkins. Thanks to Elana Gordon.Subscribe to The Washington Post here.

The Smerconish Podcast
The Prosecution Crossed A Line: CNN's Elie Honig Analyzes Stormy Daniels' Stormy Testimony

The Smerconish Podcast

Play Episode Listen Later May 8, 2024 11:27


Michael and CNN Senior Legal Analyst Elie Honig parse through Stormy Daniels' (real name: Stephanie Clifford) salacious testimony at former President Trump's hush money trial. Original air date 8 May 2024.

The Smerconish Podcast
Daily Poll: Did Stormy Daniels' salacious testimony make Trump's trial more a case about sex than documents?

The Smerconish Podcast

Play Episode Listen Later May 8, 2024 3:46


Lots of reaction to Stephanie Clifford's, professionally known as Stormy Daniels, testimony at former President Trump's criminal trial yesterday, about their alleged one-night stand in 2006, that lead to the alleged hush money payment to her that Trump is accused of. Michael asks you this daily poll question at Smerconish.com today: Did the admission of Stormy Daniels' salacious testimony at Trump's trial make this more a case about sex than documents?

Prosecuting Donald Trump
Exhibits 35 and 36

Prosecuting Donald Trump

Play Episode Listen Later May 7, 2024 47:41


As witness testimony continues today with Stormy Daniels in Donald Trump's New York criminal trial, jurors also recently heard from former Trump advisor Hope Hicks and longtime Trump Organization controller Jeff McConney. After trading some testimony takeaways, veteran prosecutors Andrew Weissmann and Mary McCord get nerdy on the significance of exhibits 35 and 36. Plus, Judge Merchan gives a sober warning to Mr. Trump as he rules on another gag order violation. And an update on the Florida classified documents case.For further reading: Here are exhibits 35 and 36 that Andrew and Mary refer to in this episode.

EpochTV
NTD News Today Full Broadcast (May 7)

EpochTV

Play Episode Listen Later May 7, 2024 37:18


A key witness took the stand on May 7 in the so-called hush money trial of former President Donald Trump, setting up a dramatic moment in the case. Stormy Daniels, an adult film performer whose real name is Stephanie Clifford, appeared on the witness stand, and is expected to claim that she engaged in an affair in 2006 with the former president. President Trump has categorically denied any such encounter ever took place. Israel's military has seized control of the Gazan side of the Rafah border crossing with Egypt, after it launched a precise counter-terrorism operation in the area. The move comes as cease-fire and hostage negotiations with Hamas are still in the balance. The Hamas terror group says it has accepted a deal proposed by Egypt and Qatar, but Israel said those terms are far from meeting their requirements, and is sending a delegation to Cairo for talks. Ukrainian counterintelligence investigators have foiled a Russian plot to assassinate President Volodymyr Zelenskyy and other top military and political figures, Ukraine's state security service said Tuesday. Two colonels in the State Guard of Ukraine, which protects top officials, were detained on suspicion of enacting the plan drawn up by Russia's Federal Security Service, or FSB, a statement said. ⭕️Watch in-depth videos based on Truth & Tradition at Epoch TV

Prosecuting Donald Trump
Color From the Courtroom

Prosecuting Donald Trump

Play Episode Listen Later May 4, 2024 49:53


As week three of Donald Trump's criminal trial wraps up in New York, Andrew Weissmann paints a first-hand picture of the scene—both outside and inside the courtroom — after attending on Thursday. Then, he and fellow MSNBC legal analyst Mary McCord recount the gist of Keith Davidson's testimony and cross-examination. And Andrew and Mary answer listener questions about the trial.For further reading: Here is the decision Andrew referenced of a 2020 order granting attorney fees between Stephanie Clifford and Donald J Trump. As he noted, page 20 is relevant. 

Minimum Competence
Legal News for Fri 5/3 - DACA Recipients Gain ACA Access, Zantac Cancer Trial, and Trump's Trial Where He Calls Stormy an Extorter and Cohen Disgruntled

Minimum Competence

Play Episode Listen Later May 3, 2024 14:49


This Day in Legal History: Racist Restrictive Covenants Struck DownOn May 3, 1948, a significant legal decision was rendered by the United States Supreme Court, fundamentally altering the landscape of civil rights and property law. The case, Shelley v. Kraemer, addressed the pernicious practice of racially-restrictive covenants in real estate. These covenants were agreements embedded in the deeds of properties that prohibited the sale of these properties to individuals of certain races, most commonly African Americans.The Supreme Court's decision in Shelley v. Kraemer struck down the legal enforcement of these covenants, ruling that while private parties may enter into whatever agreements they choose, they cannot seek judicial enforcement of covenants that violated constitutional principles of equality. The Court held that such enforcement by state courts constituted state action and therefore was subject to the Equal Protection Clause of the Fourteenth Amendment.The background of the case involved an African American family, the Shelleys, who purchased a home in a neighborhood in St. Louis, Missouri. This neighborhood had an existing covenant that barred African Americans from owning property. When the Shelleys moved in, several of their white neighbors sought to enforce the covenant to prevent them from taking ownership.The Missouri Supreme Court had originally sided with the neighbors, ruling that the covenant was enforceable. However, the U.S. Supreme Court's decision reversed this ruling. Justice Fred M. Vinson, writing for the majority, emphasized that the enforcement of racially restrictive covenants by state courts amounted to a state action that denied equal protection of the laws.This landmark decision was a crucial step forward in the fight against institutionalized racism, particularly in housing. It reflected the growing judicial recognition of civil rights issues and set a precedent for future rulings related to racial discrimination. Moreover, Shelley v. Kraemer highlighted the judiciary's role in upholding constitutional rights against socially entrenched racial discrimination.The ruling did not, however, eliminate racially restrictive covenants overnight. Many neighborhoods continued to observe such agreements informally, and it wasn't until later legislative efforts, such as the Fair Housing Act of 1968, that such practices were comprehensively outlawed. Nevertheless, the Shelley v. Kraemer decision remains a pivotal moment in American legal history, celebrated for its affirmation of the principles of equality and justice enshrined in the U.S. Constitution.The Biden administration is set to implement a rule that will allow undocumented immigrants who arrived in the U.S. as children and are covered under the Deferred Action for Childhood Arrivals (DACA) program to receive subsidized health insurance through Obamacare. This rule, scheduled for release by the Department of Health and Human Services (HHS), will redefine "lawfully present" individuals to include DACA recipients, enabling them to access premium tax credits and cost-sharing reductions when purchasing plans from federal and state marketplaces beginning November 1, 2024.HHS Secretary Xavier Becerra emphasized the importance of this change, noting that over a third of DACA recipients currently lack health insurance. The inclusion of DACA recipients is expected to improve not only their health and wellbeing but also contribute positively to the overall economy. Additionally, the rule will permit these individuals to enroll in basic health programs similar to Medicaid in certain states, provided they earn no more than 200% of the poverty level.The Centers for Medicare & Medicaid Services anticipate that this adjustment could result in 100,000 previously uninsured DACA recipients gaining health coverage. This decision marks a significant shift from previous policies where DACA recipients were excluded from being considered "lawfully present" for insurance purposes due to the original rationale behind the DACA policy, which did not address eligibility for insurance affordability programs.The significant development in this story is the modification of the definition of "lawfully present" by the HHS to include DACA recipients. This change is crucial as it directly impacts the eligibility of these individuals for health insurance subsidies under Obamacare, a shift in policy that broadens access to healthcare for a previously marginalized group.DACA Immigrants Win Access to Obamacare Subsidies in HHS RuleIn a groundbreaking trial in Chicago, attorneys for Angela Valadez, an 89-year-old woman who developed colon cancer, argued that pharmaceutical companies GSK and Boehringer Ingelheim were aware that the heartburn medication Zantac could become carcinogenic under certain conditions but failed to alert the public. The lawyers contended that Zantac's active ingredient, ranitidine, could transform into a cancer-causing substance called NDMA if it aged or was subjected to high temperatures, and accused the companies of covering up the degradation of the pills by altering their appearance.GSK and Boehringer Ingelheim, the only defendants in this trial after other companies reached settlements, defended their product. They insisted that Zantac has been proven safe and effective through numerous studies and that no direct evidence links Zantac to Valadez's cancer, citing her other risk factors for the disease. The U.S. Food and Drug Administration had removed Zantac and its generic versions from the market in 2020 after detecting NDMA in some samples. Despite this, a significant legal victory came for the companies in 2022 when a judge dismissed about 50,000 claims, questioning the scientific backing of the assertion that Zantac could cause cancer. However, with more than 70,000 cases still pending, largely in Delaware, the issue remains a significant legal and public health concern. A newer version of Zantac with a different active ingredient is currently on the market, which does not contain ranitidine.GSK knew about Zantac cancer risk, attorneys tell jury in first trial | ReutersIn the ongoing criminal trial of former U.S. President Donald Trump in New York, a new defensive angle emerged as Trump's lawyer portrayed the hush money payment at the center of the trial as potentially extortive. The payment in question involved Stormy Daniels, real name Stephanie Clifford, who was reportedly paid to keep quiet about an alleged encounter with Trump prior to the 2016 presidential election.During the proceedings, defense attorney Emil Bove questioned Keith Davidson, Daniels' former lawyer, about his history with negotiating cash-for-dirt agreements with celebrities, hinting that Davidson's actions bordered on extortion. Trump's legal team appears to be focusing on undermining the credibility of prosecution witnesses like Daniels and Michael Cohen, Trump's former lawyer and fixer, who arranged the controversial $130,000 payment. Trump has denied any encounter with Daniels and pleaded not guilty to the charges of falsifying business records to conceal the payment.This trial aspect dovetails with previous testimony regarding Cohen's disappointment over not receiving a major governmental post after Trump's election victory. Cohen, who later disassociated from Trump and criticized him publicly, is expected to be a key witness. He has already served prison time for his role in the payment scheme.Moreover, the trial has seen further complications due to Trump's conduct outside the courtroom. Justice Juan Merchan has had to address violations of a gag order by Trump, who has been fined and could potentially face jail for continuing infractions. Trump has criticized the trial publicly, claiming it is an attempt to prevent his political comeback and alleging conflicts of interest by those involved in the trial.Trump's various legal troubles include other serious charges, such as attempting to overturn the 2020 election results and mishandling classified documents, adding layers of complexity to his current legal battles as he campaigns for the 2024 presidential election. These developments suggest a trial fraught with legal and political ramifications, with Trump's defense pushing back against what they suggest are questionable prosecutorial tactics and witness credibility.Trump trial hears Michael Cohen was 'despondent' he was denied a government post | ReutersTrump lawyer suggests hush money payment was extortion | ReutersThis week's closing theme is by Johannes Brahms.Johannes Brahms, born on May 7, 1833, in Hamburg, Germany, is one of the most revered figures in the history of classical music. His compositions span a wide range of genres, including chamber works, symphonies, and choral compositions. Brahms was known for his perfectionist approach, often taking years to refine his works to his satisfaction.Among his most celebrated creations is Symphony No. 1 in C minor, Op. 68. This symphony, which took Brahms about 14 years to complete, is frequently dubbed "Beethoven's Tenth" due to its stylistic similarities to Ludwig van Beethoven's symphonic work, especially the Ninth Symphony. Brahms's dedication to living up to Beethoven's legacy is evident in the meticulous structure and emotional depth of the piece.Symphony No. 1 was first performed in 1876, and since then, it has become a staple in the orchestral repertoire. It is particularly noted for its profound depth and complexity. The symphony unfolds over four movements, beginning with a dramatic and tense first movement that features a memorable timpani motif, which sets a somber and introspective mood. This is followed by a gentle and lyrical second movement, offering a stark contrast to the dramatic opening. The third movement, often considered the heart of the symphony, showcases Brahms's skill in thematic development and orchestral color. The finale is a triumphant resolution to the symphony's earlier tensions, culminating in a powerful and uplifting theme that echoes Beethoven's own symphonic climaxes.This week's closing theme features this masterful work by Brahms, inviting listeners to explore the depths of his musical genius. Symphony No. 1 stands not just as a nod to Beethoven's influence but as a significant original contribution to the symphonic form, marking Brahms's triumphant emergence as a composer of the first order in the orchestral domain.Without further ado, Brahm's Symphony No. 1 in C Minor, Op. 68 - III. Un poco allegretto e grazioso, enjoy. Get full access to Minimum Competence - Daily Legal News Podcast at www.minimumcomp.com/subscribe

Minimum Competence
Legal News for 4/30 - Clark Disbarment, Climate Data Disclosures, Clean Energy Permitting, Trump Trial, Binance Sentencing and Vice Taxation

Minimum Competence

Play Episode Listen Later Apr 30, 2024 11:58


This Day in Legal History: Organization of American States EstablishedOn this day, April 30, in 1948, a significant event in the realm of international law and diplomacy occurred with the establishment of the Organization of American States (OAS). This was formalized through the signing of the Charter of the Organization of American States during the Ninth International Conference of American States held in Bogotá, Colombia. The creation of the OAS marked a pivotal moment in regional cooperation, emphasizing the importance of legal and political solidarity among its member states.The Charter, serving as the foundational legal document of the OAS, laid down the principles of peace and justice, promoting the solidarity and collaboration among the member countries. The OAS was established primarily to foster mutual assistance and defend the sovereignty, territorial integrity, and independence of the states within the Americas.The organization's core objectives included strengthening peace and security, promoting the effective exercise of representative democracy, ensuring the peaceful settlement of disputes among members, and facilitating economic, social, and cultural development. Over the years, the OAS has played a crucial role in various diplomatic and political crises in the Western Hemisphere, acting as a forum for multilateral negotiations and conflict resolution.The establishment of the OAS also symbolized a collective effort to prevent foreign interference in the Americas, which was a growing concern during the post-World War II era, particularly with the onset of the Cold War. The OAS's commitment to democracy and human rights has been tested through various crises, but it continues to serve as a prominent regional entity in promoting democratic values and facilitating cooperation among its member states.Today, the OAS includes all 35 independent states of the Americas and continues to influence the legal and political landscape of the region. Its ongoing initiatives and missions focus on critical areas such as the promotion of human rights, fostering educational and cultural exchange, and addressing contemporary challenges like drug trafficking, political instability, and the protection of the environment. The establishment of the OAS remains a landmark in the history of international relations in the Western Hemisphere, reflecting a lasting commitment to regional solidarity and cooperative governance.Jeffrey Clark, a former Trump administration official and US assistant attorney general, is facing the possibility of disbarment as the only sanction deemed appropriate by DC Bar officials. In late 2020, Clark attempted to influence Justice Department superiors to send a letter to Georgia officials, improperly questioning the election results. This act was characterized by DC Bar lawyers as a dishonest attempt to create national chaos just before January 6. The situation escalated after a three-person panel preliminarily found that Clark violated at least one ethics rule, which could potentially affect his future career prospects, particularly in a potential second Trump administration.Clark's legal representatives, Harry MacDougald and Charles Burnham, have not yet responded to requests for comments on the matter. Meanwhile, Clark has claimed in court filings that the disciplinary proceedings are being used politically against Trump's allies, arguing through his lawyer that the case is politically charged.The three-person panel involved in the case sought advice from DC Disciplinary Counsel Phil Fox on possible lesser sanctions if disbarment were not pursued. However, Fox, alongside two other attorneys, argued that suggesting a sanction other than disbarment would be inconsistent with their professional duty. They emphasized that lawyers who betray their country by violating professional conduct rules should face disbarment. The final stages of the disciplinary process will involve a recommendation by the panel, followed by reviews by the Board on Professional Responsibility and the DC Court of Appeals.The ethical violation considered here is Clark's attempt to misuse his position to influence electoral outcomes, a severe breach of the Rules of Professional Conduct, which mandates adherence to lawful and ethical standards by practicing lawyers. This emphasizes the critical nature of legal integrity and the repercussions of its breach.Jeffrey Clark Disbarment Is Only Possible Sanction, DC Bar SaysA new study by global consulting firm Workiva reveals that a significant majority of companies, nearly 90%, plan to voluntarily disclose extensive data on their carbon footprint, surpassing the mandated requirements. In the U.S., 86% of surveyed companies expressed intentions to adhere, wholly or partially, to Europe's Corporate Sustainability Reporting Directive, despite not being obligated to do so. This directive requires companies with subsidiaries in the EU to report on their impact on local communities and fair labor practices, with enforcement potentially starting by 2026.Meanwhile, the U.S. Securities and Exchange Commission's efforts to mandate climate impact disclosures have been delayed due to ongoing litigation, even as their proposed rules on greenhouse gas emissions reporting are perceived as less stringent.The motivation for these voluntary disclosures, as explained by Andie Wood, vice president for regulatory strategy at Workiva, stems from substantial investor demand and competitive pressures. Companies are committed to providing robust and comparable data, recognizing the strategic value in transparency.The survey involved environmental, social, and governance (ESG) practitioners from 2,204 companies globally, including 660 U.S.-based firms, all having at least 250 employees and a minimum of $250 million in annual revenue. Although these companies are confident in the accuracy of the data they volunteer, they anticipate challenges in meeting the more stringent EU reporting requirements. About 83% of respondents see accurately collecting data to comply with EU standards as a challenge, highlighting the complexity involved in fulfilling these regulatory expectations. This reflects a broader understanding among businesses that while they are confident in their current disclosures, there is room for improvement in efficiency and compliance with international standards.Most Companies Plan to Voluntarily Disclose Climate Rules DataOn Tuesday, the Biden administration announced the implementation of its second set of changes to the U.S. environmental permitting rules, aiming to accelerate the development of renewable energy infrastructure and other projects. These modifications are designed to balance the rapid construction of clean energy projects with the preservation of established environmental safeguards.The new rule introduces the concept of "categorical exclusions," which allows federal agencies to use previous decisions by other agencies for projects that are not expected to significantly impact the environment, thus bypassing more exhaustive reviews under the National Environmental Policy Act (NEPA). It also promotes programmatic environmental reviews for broad actions, aiming to reduce the level of scrutiny for projects that either mitigate their environmental impact or provide clear environmental benefits.Additionally, the rule mandates that agencies must consider climate change impacts during environmental reviews and explore reasonable alternatives to minimize these effects. It also states that projects with long-term positive environmental outcomes may not require environmental impact statements (EIS).This rule covers a broad spectrum of construction activities, including renewable energy projects and infrastructure like roads and bridges, which are supported by recent infrastructure and climate legislation. The White House Council on Environmental Quality (CEQ) has worked to expedite the permitting process, with the White House reporting a 14% increase in the federal permitting workforce and faster completion of EIS processes under this administration.The rule is expected to attract more private investment in sectors such as advanced manufacturing and clean energy. Natalie Quillian, White House Deputy Chief of Staff, and Lael Brainard, the national economic adviser, highlighted the importance of providing businesses with the certainty needed to invest confidently and navigate the federal permitting process efficiently.However, the rule has faced criticism from business groups who argue that it could favor certain projects, complicate agency analyses, increase litigation risks, and expand the scope of projects requiring NEPA review, potentially conflicting with the debt ceiling law. Despite these concerns, CEQ Chair Brenda Mallory expressed confidence in the new system's durability and effectiveness.Biden Issues Permitting Changes to Speed Clean Energy Build OutDonald Trump's criminal trial in New York, concerning charges of falsifying business records, is set to continue with testimony from a banker knowledgeable about the accounts involved in the alleged hush money scheme. This scheme was purportedly designed to influence the 2016 election by concealing a sex scandal. The trial, which marks the first criminal trial of a former U.S. president, began on April 22. Trump, who is also the Republican candidate in the 2024 presidential election, faces accusations related to a $130,000 payment made to porn star Stormy Daniels, real name Stephanie Clifford, to prevent her from discussing a claimed sexual encounter with Trump in 2006. Trump has denied the encounter and pleaded not guilty.The trial has heard from various figures, including former National Enquirer publisher David Pecker, who testified about using his publication to suppress negative stories about Trump during the 2016 campaign. Stormy Daniels and former Playboy model Karen McDougal, who also claims to have been paid for her silence about an alleged affair with Trump, are expected to testify.Michael Cohen, Trump's former lawyer, is set to testify that he arranged and disguised the payments to Daniels and McDougal under Trump's direction, claims that Trump has denied. This case is one of several legal battles Trump is facing, with others concerning his efforts to overturn the 2020 election results and his handling of classified documents. Trump has labeled all these cases as politically motivated witch hunts.Trump NYC hush money trial to resume with banker's testimony | ReutersChangpeng Zhao, the former CEO of Binance, the world's largest cryptocurrency exchange, pleaded guilty to violating U.S. money laundering laws and is awaiting sentencing. The U.S. prosecutors have recommended a sentence that is twice the 18-month maximum suggested by federal guidelines, emphasizing the need for a stern penalty to serve as a deterrent in the cryptocurrency industry. Zhao has accepted responsibility and paid a $50 million criminal fine. His defense argues for probation, noting his cooperation and lack of prior criminal history.Zhao's sentencing is part of broader legal actions against cryptocurrency executives following the industry's downturn in 2022, which revealed widespread fraud and misconduct. Binance, under Zhao's leadership, admitted to evading anti-money laundering measures and agreed to a substantial $4.32 billion criminal penalty. The exchange has been criticized for a lax approach that allegedly facilitated transactions involving criminal and terrorist groups, as well as other illegal activities. Zhao, who has stepped down from his role and is on a $175 million bond, has agreed not to appeal any sentence within the recommended guidelines.Binance's CEO Zhao faces sentencing over money laundering violations | ReutersIn my column today, I discuss the increasing reliance of states on vice industries—like marijuana and online sports betting—for tax revenue. This approach seems attractive, especially as it promises substantial inflows that help offset persistent revenue shortfalls, a situation exacerbated by the Covid-19 pandemic. For instance, California alone generated over $160 million from cannabis taxes in just one quarter of 2023.However, it's crucial to understand that these funds aren't "free money." They come with societal debts due to the decades of criminalization of these now-legal activities. Moreover, they bring potential future costs, such as increased health-related expenditures from addiction and mental health issues stemming from these industries.While the immediate fiscal benefits are undeniable, allowing states to bolster their budgets without divisive tax hikes, the long-term sustainability and ethical implications need careful consideration. Market saturation and the ineffectiveness of regional exclusivity are real risks as more states legalize these activities. It's no longer necessary to cross state lines for gambling, reducing the unique economic benefits previously offered by state-specific legalization.The revenue generated should not merely fill gaps caused by other tax policy failures but should specifically address the harms inflicted by these industries. Funds should be allocated to education, job training, and community development in areas most affected by past criminalization. Additionally, a portion should be earmarked for public health initiatives focusing on addiction treatment and mental health services.It is imperative that the utilization of vice tax revenues is approached not just as an economic opportunity but as a means to rectify historical injustices and promote social equity. This requires a strategic shift in policy, prioritizing long-term social benefits over short-term fiscal gains. Effective redistribution of these funds is essential to ensure that the communities historically disadvantaged by these policies see real improvements.Vice Taxation Isn't ‘Free Money' and Should Focus on Public Good Get full access to Minimum Competence - Daily Legal News Podcast at www.minimumcomp.com/subscribe

Prosecuting Donald Trump
The Presidency Before the Supreme Court

Prosecuting Donald Trump

Play Episode Listen Later Apr 26, 2024 51:37


Yesterday, the Supreme Court heard arguments over Donald Trump's claim of presidential immunity, which will have implications beyond whether he is shielded from criminal prosecution in the January 6th case. MSNBC legal analysts Andrew Weissmann and Mary McCord go deep on what arguments to pay attention to. This, as the New York trial wraps up a week of testimony from former AMI CEO David Pecker. And an analysis of the latest indictment related to election interference in the 2020 election, this time from Arizona.

Prosecuting Donald Trump
Opening Statements

Prosecuting Donald Trump

Play Episode Listen Later Apr 23, 2024 44:18


This week, Donald Trump's New York criminal trial began in earnest with opening statements and testimony from former AMI CEO, David Pecker. MSNBC legal analysts Andrew Weissmann and Mary McCord break down the essence of the openings from both sides and how the statements will illuminate aspects of the trial in the coming weeks. Plus, Judge Merchan admonished the defense in Tuesday morning's gag order hearing, saying that they were ‘losing all credibility', but reserving a decision on the issue. For now. And looking ahead, Andrew and Mary weigh in on the questions they hope to hear in Thursday's oral arguments before the Supreme Court to decide whether Donald Trump's presidential immunity claim holds water.For further reading: here is the article Andrew wrote with his colleague Ryan Goodman in Just Security Questions the Supreme Court Should Ask at Thursday's Oral Argument on Presidential ImmunityAnd a sincere thanks to all our listeners for voting in the Webby Awards! Prosecuting Donald Trump won the 2024 Webby Awards for both the Crime & Justice podcast category and was the Crime & Justice People's Voice winner.

Prosecuting Donald Trump
The Jury Is Seated, with Readings from Robert De Niro and Glenn Close

Prosecuting Donald Trump

Play Episode Listen Later Apr 19, 2024 38:02


The twelve-person jury has been seated in the New York criminal case against Donald Trump. MSNBC legal analysts Andrew Weissmann and Mary McCord detail the latest alleged gag order violations and give insights into the jury selection process. Then, they analyze District Attorney Alvin Bragg's own words, through his Statement of Facts submitted in the State of New York against Donald J Trump, with excerpts read by acclaimed actors Glenn Close and Robert De Niro.

Prosecuting Donald Trump
In a Manhattan Courtroom

Prosecuting Donald Trump

Play Episode Listen Later Apr 16, 2024 45:38


On Monday, jury selection began in what is the first and potentially only criminal trial former President Trump may face before the November election. Veteran prosecutors Andrew Weissmann and Mary McCord detail the jury selection process and what to track about the motions being filed, including one to hold Trump in contempt for violating a gag order. And they look at arguments before the Supreme Court in the Fischer case, in which a January 6th rioter is challenging a lower court ruling that he obstructed an official proceeding.

Prosecuting Donald Trump
History in the Making

Prosecuting Donald Trump

Play Episode Listen Later Apr 9, 2024 51:04


Donald Trump is on the precipice of his New York criminal trial, a historical first for a former president. Veteran prosecutors Andrew Weissmann and Mary McCord give a primer on the who, what, when, where and why of Manhattan District Attorney Alvin Bragg's case, as both sides prep for jury selection. Then they head to Florida, where tensions are elevated between Special Counsel Jack Smith and Judge Aileen Cannon over jury instructions and Judge Cannon's handling of that case. For further reading, as Andrew and Mary mentioned in this episode, here are United States District Judge Royce Lamberth's Notes for Sentencing for a defendant named Taylor James Johnatakis. Johnatakis was sentenced to 87 months for his role in the January 6th attack on the Capitol.Also, a reminder that Prosecuting Donald Trump and Into America have been nominated for Webby Awards! And MSNBC needs your help to win. Check out vote.webbyawards.com to vote for both shows.

Hardball with Chris Matthews
The first criminal case that could potentially bring down bring Trump

Hardball with Chris Matthews

Play Episode Listen Later Mar 26, 2024 42:14


Tonight on The ReidOut, Joy Reid leads with the first criminal case, not revolving around classified documents or January 6th, but rather around Stephanie Clifford, better known as "Stormy Daniels," that could potentially bring down Donald Trump. Also, Joy shares her thoughts on the troubling normalization of falsehoods within the Republican Party. Finally, she brings you not one, but two major announcements involving her esteemed colleague Rachel Maddow. All this and more in this edition of The ReidOut on MSNBC.

C dans l'air
Biden peut-il encore arrêter Trump ? - L'intégrale

C dans l'air

Play Episode Listen Later Feb 28, 2024 63:36


C dans l'air du 28 février - Biden peut-il encore arrêter Trump ? Joe Biden et Donald Trump ont remporté mardi 27 février les primaires de leur parti dans le Michigan, état pivot appelé à jouer un rôle crucial dans la présidentielle du 5 novembre prochain. Pour le président démocrate comme pour son prédécesseur républicain, l'investiture ne fait plus guère de doute, mais les résultats de ce vote confirment aussi les faiblesses de chacun des deux candidats, en vue du duel annoncé. Joe Biden a ainsi remporté sans surprise la primaire dans le Michigan avec 79 % des voix, devant son seul rival, Dean Philips qui n'obtient que 2,8 % des suffrages. Mais c'est un autre chiffre qui retient l'attention : les 14.8 % de bulletins blancs ("uncommitted"), déposés par les électeurs en signe d'opposition à sa politique de soutien à Israël dans sa guerre contre le Hamas à Gaza. Un mouvement de protestation contre la politique de l'administration Biden au Proche-Orient qui englobe des pans entiers de l'aile gauche du parti et des jeunes. Or, si ces électeurs venaient à manquer au candidat démocrate en novembre, leur absence serait lourde de conséquences pour Joe Biden dont l'âge, 81 ans, suscite également toujours des interrogations dans son camp et des critiques de son rival, âgé de 77 ans. De son côté, Donald Trump, avec 66 % des suffrages, devance de plus de vingt points Nikki Haley, sa dernière rivale républicaine encore dans la course des primaires. Cette nouvelle victoire dans le Michigan confirme la domination de l'ancien président sur le parti républicain. Mais le score de Haley, qui rassemble encore 29 % des voix, vient rappeler que plus d'un quart des électeurs républicains ne veut pas d'une nouvelle candidature de Trump. Même si une partie d'entre eux devraient finir par se rallier, des voix conservatrices pourraient faire défaut au milliardaire en novembre prochain. Un Donald trump, archifavori des primaires républicaines, mais qui n'en a néanmoins pas fini avec ses très nombreuses affaires judicaires. Fraudes financières, diffamation, recel de documents, émeutes au Capitole du 6 janvier... l'ancien président des États-Unis fait face à 91 accusations criminelles dans quatre juridictions différentes. Il vient d'ailleurs d'être condamné à 355 millions de dollars d'amendes pour fraudes financières au sein de son empire immobilier, et est interdit de diriger des entreprises dans l'Etat de New York pendant trois ans. Il comparaîtra aussi à partir du 25 mars prochain à New York dans l'affaire des paiements versés à une star du X nommée Stephanie Clifford. Donald Trump est accusé d'avoir maquillé les comptes de son entreprise pour dissimuler le versement de 130.000 dollars, afin qu'elle garde le silence à propos d'une relation présumée en 2006, lorsqu'il était déjà marié avec Melania Trump. Il a aussitôt dénoncé "une façon de (lui) nuire dans l'élection" et réclamé "des délais" pour cette comparution. D'ici là, l'affrontement entre Biden et Trump se poursuit et se concentre déjà sur plusieurs sujets : l'Immigration, l'aide aux efforts de guerre de l'Ukraine et d'Israël, l'avortement ou encore le wokisme qui divise plus que jamais la société américaine. De la censure de manuels scolaires jugés trop «woke» au rétropédalage sur les mesures de discrimination positive au sein des universités américaines en passant par la question du genre, les débats sont légion et polarisent l'opposition entre les deux camps politiques. Dans ce contexte, l'organisation conservatrice les Moms for Liberty qui revendique environ 120 000 membres dans tout le pays, est courtisée par les républicains qui redoutent que la chanteuse Taylor Swift, au faîte de sa gloire, n'apporte son soutien au président Biden. Alors Joe Biden peut-il l'emporter sur Donald Trump ? Qui sont les Moms for Liberty courtisées par Donald Trump ? Taylor Swift peut-elle faire basculer l'élection présidentielle américaine ? LES EXPERTS : - CORENTIN SELLIN - Historien, spécialiste des États-Unis, chroniqueur - Les Jours - ALAIN BAUER - Professeur au CNAM, conservatoire national des arts et métiers, auteur de Au commencement était la guerre - ANNE TOULOUSE - Journaliste franco-américaine, auteure de L'art de trumper - AMY GREENE - Enseignante-chercheur à Sciences Po Paris, spécialiste de la vie politique américaine et la politique étrangère

Here's What We Know
“Unveiling: The Farewell Tour” with Stephanie Clifford

Here's What We Know

Play Episode Listen Later Nov 15, 2023 56:59


This week on the Here's What We Know Podcast, host Gary Scott Thomas had a wonderful conversation with an award-winning investigative journalist and a best-selling novelist, Stephanie Clifford. In this episode, they dive deep into the world of her latest novel, “The Farewell Tour,” inspired by the American West. It is a story about Lilian Waters, a strong-willed woman navigating her way through 1920s Washington State and stepping into the music industry in the '50s. Listen in to hear more of Stephanie's journey about how writing this novel has been a labor of love filled with challenges and discoveries along the way.In this Episode:Consider keeping your initial ideas for a project private to allow creativity to flow without outside interference.Research the historical context of your story's setting and time, as this can provide unique plot points and deepen the storyline.Draw inspiration from unexpected sources, such as obituaries or historical documents.Accurately portray significant figures in your work to respect their influence and impact on history.Reflect on how societal norms have changed, particularly regarding gender roles within specific industries like music.Incorporate personal growth and development into character arcs, showing that they learn valuable lessons throughout their journey.Persist with developing skills even when faced with setbacks or discouragement due to societal expectations.Recognize the emotional intensity that can be conveyed through voice.Be open to changes in industry standards over time.Respect fans' support because it's essential for success; never insult them under any circumstanceRemain true to yourself despite what industry pressures might push you towards; authenticity is key to maintaining integrity both professionally and personally.This episode is sponsored by:Beck's Shoes (Use code "GST" to enjoy an exclusive 10% off on your favorite shoes!) A Flood of LoveAbout Stephanie:Stephanie Clifford is an award-winning investigative journalist and a bestselling novelist. As a New York Times reporter for almost a decade, she covered law and business. She now writes long-form investigations about criminal justice and business for the Times, The New Yorker, The Economist, The Atlantic, Wired, Elle, Marie Claire, Bloomberg Businessweek, and other publications. Her accolades include the Loeb Award in investigative reporting; the Deborah Howell Award for Writing Excellence from the News Leaders Association; the Society of American Business Editors and Writers in explanatory reporting; the Deadline Club Award in Magazine Profiles; and others. Her magazine articles are frequently adapted for film, TV, and streaming, including for Netflix, Lifetime, and other media companies. “Everybody Rise”, her first book, was a New York Times bestseller and New York Times Book Review editors' choice. She grew up in Seattle and lives in Brooklyn with her family.In March 2023, Stephanie Clifford released her latest novel, "The Farewell Tour," published by Harper. This novel has received critical acclaim, with the New York Times calling it "Breathtaking" and describing it as a "shimmering paean to the deeply flawed American West."Website: http://www.stephanieclifford.net/Instagram: https://www.instagram.com/cliffordwrites/Linkedin: https://www.linkedin.com/in/stephanie-clifford-846b2933/www.GaryScottThomas.com

Most Innovative Companies
Understanding the girlboss era, the sexist backlash, and what's next

Most Innovative Companies

Play Episode Listen Later Oct 11, 2023 48:01


Only 10% of Fortune 500 companies have female CEOs, even though women make up 47% of the workforce. And female founders only get 2% of venture capital. When Sophia Amoruso coined the term ‘girlboss' in her 2014 memoir, #Girlboss, she helped spark a movement for women to step into more leadership roles. But then she and a couple of other girlbosses faced backlash over their management practices, including creating toxic work environments. Compared to some of their problematic male counterparts, though, these women ultimately lost control of the companies they built. Fast Company senior staff writer Liz Segran breaks down why the reign of the girlboss is over and how the next generation of founders shouldn't feel compelled to follow their playbook. “I have no intention of raising money and blowing up and trying to take over the world,” Bite founder and CEO Lindsay McCormick says. The sustainable toothpaste company's goal is to stay small, stay true to the customers that they serve, and continue to be able to trailblaze. She said the company aims to show big brands that there is something to be done about caring for the environment. “And if you do it right, people will get on board.” And check out Stephanie Clifford's coverage of the ongoing SBF trial.

World Changing Ideas
Understanding the girlboss era, the sexist backlash, and what's next

World Changing Ideas

Play Episode Listen Later Oct 11, 2023 48:01


Only 10% of Fortune 500 companies have female CEOs, even though women make up 47% of the workforce. And female founders only get 2% of venture capital. When Sophia Amoruso coined the term ‘girlboss' in her 2014 memoir, #Girlboss, she helped spark a movement for women to step into more leadership roles. But then she and a couple of other girlbosses faced backlash over their management practices, including creating toxic work environments. Compared to some of their problematic male counterparts, though, these women ultimately lost control of the companies they built. Fast Company senior staff writer Liz Segran breaks down why the reign of the girlboss is over and how the next generation of founders shouldn't feel compelled to follow their playbook. “I have no intention of raising money and blowing up and trying to take over the world,” Bite founder and CEO Lindsay McCormick says. The sustainable toothpaste company's goal is to stay small, stay true to the customers that they serve, and continue to be able to trailblaze. She said the company aims to show big brands that there is something to be done about caring for the environment. “And if you do it right, people will get on board.” And check out Stephanie Clifford's coverage of the ongoing SBF trial.

Moms Don’t Have Time to Read Books
Stephanie Clifford, THE FAREWELL TOUR

Moms Don’t Have Time to Read Books

Play Episode Listen Later Aug 8, 2023 29:12


Purchase on Bookshop: https://bit.ly/3QqrH63Share, rate, & review the podcast, and follow Zibby on Instagram @zibbyowens! Now there's more! Subscribe to Moms Don't Have Time to Read Books on Acast+ and get ad-free episodes. https://plus.acast.com/s/moms-dont-have-time-to-read-books. Hosted on Acast. See acast.com/privacy for more information.

The Politics of Everything
The High Cost of Cheap E-Bikes (Rerun)

The Politics of Everything

Play Episode Listen Later Aug 2, 2023 36:24


Fires and overheating accidents attributed to lithium-ion batteries killed 19 people in the United States in 2022, according to the U.S. Consumer Product Safety Commission. In New York City alone, six people were killed in these uniquely fast-burning infernos. Experts say poorly made batteries, like those often found on cheaper e-bike models, are the primary culprit. So why is it still so easy to purchase them? Does a typical bike owner know how to safely charge and maintain a bike battery? And are lower-paid workers, such as delivery people, essentially being forced to purchase unsafe bikes just to be able to do their jobs? On episode 59 of The Politics of Everything, hosts Laura Marsh and Alex Pareene talk with writers Greg Smith, Stephanie Clifford, and Ross Barkan about the New York fires and the populations most at risk, the regulatory challenges of reining in the e-bike industry, and the unintended consequences of our on-demand culture. Learn more about your ad choices. Visit megaphone.fm/adchoices

Speaking of Writers
Stephanie Clifford- The Farewell Tour

Speaking of Writers

Play Episode Listen Later Jul 14, 2023 19:18


Stephanie Clifford is an investigative journalist and a bestselling novelist. As a New York Times reporter for almost a decade, she covered courts, business and media. She now writes long-form investigations about criminal justice and business for the Times, the New Yorker, The Atlantic, Wired, Elle, Bloomberg Businessweek and other publications. Her accolades include the Loeb Award in investigative reporting; the Deborah Howell Award for Writing She grew up in Seattle and lives in Brooklyn with her family. Country-western star Lillian Waters has lived large: performing in front of packed houses with a chaser of hard partying.  She came of age with the big names—Dolly Parton, Loretta Lynn, Tammy Wynette—but by 1980, they are still charting and her career is on shaky ground. Out of the public eye for five years, Lillian's now on a farewell tour, playing honky-tonk bars, backed up by a ragged band comprised of some of her oldest bandmates and some new additions, with no time for rehearsal.  She's also traveling with her secrets, like nursing a diagnosis of cancer that will silence her eventually.  Tired of running from her real history—some of which she rewrote to fit country music stardom, some too deeply buried for her to remember—she's planned her final performance to be in a far corner of Washington state, the place where she was born.  It's time to go home and face her sister Hen, the pain of a terrible betrayal, and the impoverished farm no one knows she came from and left, alone, at age 10. THE FAREWELL TOUR (Harper; On Sale: March 7, 2023; Hardcover) by Stephanie Clifford is a full-throated ballad. It encapsulates two stories: an intimate portrait of the indomitable Lillian and a panoramic of our culture—from the West's near-mythical histories of explorers, loggers, trappers, farmers laid out in textbooks and county fair's Pioneer Days, to the negative spaces where the stories of women are left out. Clifford, a reporter for almost a decade at The New York Times, brings her reporter's skills to conjure the rich and complex story of Lillian Waters, aka Lena Thorsell, the second daughter of two defeated immigrants struggling in a country that promised so much.  She deftly moves between the eras that defined her tart-tongued heroine's life: the Depression and the Second World War; her budding career and the rise of Nashville's male-dominated country music business scene; and the humiliation of aging out in the late 70s.  There are hard choices for Lillian every step of the way:  of her music, her heart, her soul. Clifford weaves a mesmerizing portrait of one woman's creativity, ambition and sacrifices in a business made for men.  As the tour brings Lillian finally home, she is forced to reckon with a tragedy she was not prepared to remember. Clifford asks if we can ever be free of our true history:  she makes us love her heroine for what she chooses to do with hers—an anthem, a chorus, for the West's forgotten women. ABOUT THE AUTHOR: Stephanie Clifford is an investigative journalist and a bestselling novelist. As a New York Times reporter for almost a decade, she covered courts, business and media. She now writes long-form investigations about criminal justice and business for the Times, the New Yorker, The Atlantic, Wired, Elle, Bloomberg Businessweek and other publications. Her accolades include the Loeb Award in investigative reporting; the Deborah Howell Award for Writing Excellence from the News Leaders Association; the Society of American Business Editors and Writers in explanatory reporting; the Deadline Club Award in magazine profiles; and others. Everybody Rise, her first book, was a New York Times bestseller and New York Times Book Review Editors' Choice. She grew up in Seattle and lives in Brooklyn with her family. Twitter: https://twitter.com/stephcliff Instagram: https://www.instagram.com/cliffordwrites/ --- Support this podcast: https://podcasters.spotify.com/pod/show/steve-richards/support

The Bobby Bones Show
Best Selling Author Stephanie Clifford discusses her new book “The Farewell Tour”

The Bobby Bones Show

Play Episode Listen Later May 23, 2023 34:46 Transcription Available


Author Stephanie Clifford has gained recognition for her insightful and thought-provoking writing and her new book “The Farewell Tour” is no exception.Described by The New York Times as “Breathtaking and Shimmering “ Stephanie's new novel is about women, music, and the West.Stephanie's first book was a best seller called “Everybody Rise” and she is also a journalist writing for The Atlantic, The New Yorker, and The New York TimesConnect With Stephanie CliffordWebsite: http://www.stephanieclifford.net/tftTwitter: https://twitter.com/stephcliffInstagram: https://www.instagram.com/cliffordwrites/LinkedIn: https://www.linkedin.com/in/stephanie-clifford-0b038b96/ About the Show *****Thank you so much for listening to the TAKIN' A WALK PODCAST SHOW hosted by Buzz Knight!  Listen to more honest conversations with a compelling mix of guests ranging from musicians, authors, and insiders with their own stories. Get inspired, get motivated, and gain insights from honest conversations every week that can help you with your own journey. Follow us on Facebook, Twitter, and Instagram, and be part of this blessed family.Website: https://takinawalk.com/Twitter: https://twitter.com/thebuzzknightLinkedIn: http://linkedin.com/in/buzzknightLinkfire: https://lnk.to/takinawalk Please consider subscribing, leaving a review, and sharing it with your friends and family!Learn more about your ad choices. Visit megaphone.fm/adchoicesSee omnystudio.com/listener for privacy information.

Takin A Walk
Best Selling Author Stephanie Clifford discusses her new book “The Farewell Tour”

Takin A Walk

Play Episode Listen Later May 23, 2023 38:39


Author Stephanie Clifford has gained recognition for her insightful and thought-provoking writing and her new book “The Farewell Tour” is no exception. Described by The New York Times as “Breathtaking and Shimmering “ Stephanie's new novel is about women, music, and the West. Stephanie's first book was a best seller called “Everybody Rise” and she is also a journalist writing for The Atlantic, The New Yorker, and The New York Times Connect With Stephanie Clifford Website: http://www.stephanieclifford.net/tft Twitter: https://twitter.com/stephcliff Instagram: https://www.instagram.com/cliffordwrites/ LinkedIn: https://www.linkedin.com/in/stephanie-clifford-0b038b96/   About the Show  *****Thank you so much for listening to the TAKIN' A WALK PODCAST SHOW hosted by Buzz Knight!   Listen to more honest conversations with a compelling mix of guests ranging from musicians, authors, and insiders with their own stories. Get inspired, get motivated, and gain insights from honest conversations every week that can help you with your own journey. Follow us on Facebook, Twitter, and Instagram, and be part of this blessed family. Website: https://takinawalk.com/ Twitter: https://twitter.com/thebuzzknight LinkedIn: http://linkedin.com/in/buzzknight Linkfire: https://lnk.to/takinawalk   Please consider subscribing, leaving a review, and sharing it with your friends and family! Learn more about your ad choices. Visit megaphone.fm/adchoices

The Bobby Bones Show
Promo/Upcoming Episode - Author of "The Farewell Tour" Stephanie Clifford.

The Bobby Bones Show

Play Episode Listen Later May 21, 2023 0:59 Transcription Available


Promo for an episode with Author of "The Farewell Tour" Stephanie Clifford.About the Show *****Thank you so much for listening to the TAKIN' A WALK PODCAST SHOW hosted by Buzz Knight!  Listen to more honest conversations with a compelling mix of guests ranging from musicians, authors, and insiders with their own stories. Get inspired, get motivated, and gain insights from honest conversations every week that can help you with your own journey. Follow us on Facebook, Twitter, and Instagram, and be part of this blessed family.Website: https://takinawalk.com/Twitter: https://twitter.com/thebuzzknightLinkedIn: http://linkedin.com/in/buzzknightLinkfire: https://lnk.to/takinawalk Please consider subscribing, leaving a review, and sharing it with your friends and family!Learn more about your ad choices. Visit megaphone.fm/adchoicesSee omnystudio.com/listener for privacy information.

Takin A Walk
Promo/Upcoming Episode - Author of "The Farewell Tour" Stephanie Clifford.

Takin A Walk

Play Episode Listen Later May 21, 2023 1:52


Promo for an episode with Author of "The Farewell Tour" Stephanie Clifford. About the Show  *****Thank you so much for listening to the TAKIN' A WALK PODCAST SHOW hosted by Buzz Knight!   Listen to more honest conversations with a compelling mix of guests ranging from musicians, authors, and insiders with their own stories. Get inspired, get motivated, and gain insights from honest conversations every week that can help you with your own journey. Follow us on Facebook, Twitter, and Instagram, and be part of this blessed family. Website: https://takinawalk.com/ Twitter: https://twitter.com/thebuzzknight LinkedIn: http://linkedin.com/in/buzzknight Linkfire: https://lnk.to/takinawalk   Please consider subscribing, leaving a review, and sharing it with your friends and family! Learn more about your ad choices. Visit megaphone.fm/adchoices

Soundside
Hear it again: When WA was a country music capital — Stephanie Clifford's 'The Farewell Tour'

Soundside

Play Episode Listen Later May 18, 2023 21:54


When you think about country music, places like Texas, Appalachia and Nashville probably come to mind. Maybe you even know about The Bakersfield Sound, a sub-genre of country music that sprang from California. But the Pacific Northwest has a long country tradition, from honky tonks in Tacoma to radio shows in Walla Walla and dances at Whatcom County meeting halls.

Diva Behavior
Stormy Daniels Astrology

Diva Behavior

Play Episode Listen Later Apr 24, 2023 68:12


Stephanie Clifford, a.k.a. Stormy Daniels had a one night stand with Donald Trump in 2006, was paid hush money in 2016, and now finds herself the accidental face of a movement trying to take him down. What do the stars say about our new favorite adult star? Hosted on Acast. See acast.com/privacy for more information.

The Howie Carr Radio Network
Stormy Daniels Doesn't Seem to Be Particularly Credible | 4.7.23 - Grace Curley Show Hour 3

The Howie Carr Radio Network

Play Episode Listen Later Apr 7, 2023 38:45


Grace discusses the publicity Stephanie Clifford, a.k.a. Stormy Daniels, has received for the past several years regarding an alleged affair with Donald Trump. Her merchandise sales have been skyrocketing, and she landed herself a Vogue feature. But is she a total fraud? Then, Grace discusses the abominable comments on the Afghanistan withdrawal from John Kirby.

The DoctorTed Podcast
Episode 49 - Translating the Legaleze of the Trump Indictment

The DoctorTed Podcast

Play Episode Listen Later Apr 7, 2023 22:57


It's time to walk through what various terms in criminal law actually mean. For example, "indicted" does not mean "guilty." So did Alvin Bragg commit a felony himself? Did he bring a fatally flawed indictment? What about those 34 Counts?

Studio DN
Stormy Daniels – porrskådisen som kan fälla Trump

Studio DN

Play Episode Listen Later Apr 3, 2023 17:56


För första gången någonsin åtalas en amerikansk ex-president i domstol. En av åtalspunkterna rör Stormy Daniels, eller Stephanie Clifford som hon egentligen heter. Var pengarna som skulle tysta henne egentligen olaglig partifinansiering? Är hon ett offer, en katalysator eller en medbrottsling? Programledare: Evelyn Jones. Med DN:s USA-korrespondent Karin Eriksson. Producent: Sabina Marmullakaj.

USApodden
Historiskt åtal mot Donald Trump

USApodden

Play Episode Listen Later Mar 31, 2023 29:29


Så påverkar Stormy Daniels-fallet Trumps presidentkampanj. USA:s tidigare president Donald Trump åtalas i New York misstänkt för brott i samband med en betalning till porrskådespelerskan Stephanie Clifford, även känd som Stormy Daniels.Trump själv nekar till alla anklagelser och menar att detta är en del av en politisk kampanj. Den bilden delas av stora delar av det Republikanska partiet som sluter upp bakom den tidigare presidenten.Demokratiska politiker menar att om brottsutredande myndigheter gör bedömningen att ett brott har begåtts är det bra att åtal väcks, och att det visar att ingen står över lagen.Hur kommer åtalet att påverka Trumps politiska utsikter? Och vad betyder det för honom juridiskt?Medverkande: Ginna Lindberg, USA-kommentator och Cecilia Khavar, USA-korrespondent.Programledare: Sara StenholmProducent: Viktor MattssonTekniker: Jari Hänninen

Minimum Competence
Fri 3/31 - Trump Indicted, SEC Expands "Dealer" Definition, "Skinny Labels" on Trial and Ethics 101

Minimum Competence

Play Episode Listen Later Mar 31, 2023 6:37


In what is unquestionably the biggest news of the last 24 hours, former US President Donald Trump has been indicted in New York over hush money payments made to adult film actress Stephanie Clifford, also known as Stormy Daniels, who claimed she had an affair with Trump. A grand jury has voted to indict Trump, the first former US president to face criminal prosecution. Legal analysts suggest that he may be prosecuted for falsifying business records. Trump has denied the allegations and has accused Manhattan District Attorney Alvin Bragg of targeting him for political gain. Trump is also facing several other investigations, including a Georgia election interference probe and a pair of federal investigations into his role in the January 6, 2021, assault on the US Capitol by his supporters. The indictment process could take over a year, raising the possibility that the former president could face trial during or even after the 2024 presidential campaign. The average criminal case in Manhattan takes over 900 days to move from indictment to trial verdict. Trump could challenge the charges on several legal grounds, and his former personal lawyer, Michael Cohen, has stated that he coordinated with Trump on the payments to Daniels and a former Playboy model. Legal analysts suggest that the charge most likely against Trump is falsifying business records, which is typically a misdemeanor. To elevate that charge to a felony, prosecutors must prove that Trump falsified records to cover up a second crime. There is also the possibility that prosecutors could assert that the payment violated state campaign finance laws, but legal experts say that using state election law in that manner in a case involving a federal candidate is an untested legal theory. Trump could also argue that the statute of limitations of five years should have run out, but he may be unable to use serving as US president as an argument for this. According to a spokesperson for the district attorney, prosecutors and Trump's legal team are negotiating a surrender date when Trump would travel to the district attorney's office in New York to be fingerprinted and photographed.Donald Trump has been indicted - what happens now? | ReutersThe Securities and Exchange Commission (SEC) is expanding its definition of “securities dealers,” leading to a backlash from some private funds and investment advisers who fear that it will result in more regulations. The agency's proposed rule is set to clarify and expand the definition, including some financial firms such as high-frequency traders that have traditionally not been considered a dealer. Industry advocates suggest that the SEC's recent lawsuits against penny-stock flippers could further its position that a dealer is any company whose business model is based on buying and selling securities. The expanded definition of “dealer” has the potential to capture many businesses, including hedge funds and venture capital funds that are already subject to regulations. Dealers usually have to register with the SEC and join an organization like Financial Industry Regulatory Authority. Funds facing registration could change their investment strategies to avoid being labelled a dealer, according to industry representatives. However, the SEC is denying that there's anything radical about its interpretation of “dealer” and said critics are ascribing to the agency a position that it hasn't taken. SEC Pursues ‘Dealer' Definition Expansion, to Industry's DismayThe Biden administration has urged the US Supreme Court to hear the patent appeal case between Teva Pharmaceuticals USA and GlaxoSmithKline (GSK). The case involves “skinny labels”, which omit certain information from drug labels, and their potential to impact the generic-drug industry. Teva has argued that it omitted patented information for Coreg, GSK's heart drug, from its label in compliance with US Food and Drug Administration instructions. GSK sued Teva for patent infringement in 2014, with a jury siding with GSK and awarding it $235m in 2017, but the Biden administration backed Teva's argument.By way of brief background, "Skinny labels" are a term used in the pharmaceutical industry to describe labels on generic drugs that omit certain indications or uses that are covered by existing patents held by brand-name drugmakers. By using a "skinny label," generic drugmakers can launch their products earlier and avoid liability for infringing on brand-name drugmakers' patents. The US Food and Drug Administration (FDA) permits this practice, and generic drugmakers must follow strict guidelines when producing and labeling their products. However, brand-name drugmakers have sued generic drugmakers claiming that they have infringed their patents by marketing the drug for the uses not covered by the "skinny label." The aforementioned legal dispute between Teva and GlaxoSmithKline is a prime example of such a lawsuit, and the outcome of the case could have significant implications for the generic drug industry.Biden admin urges Supreme Court to hear 'skinny labels' case between Teva, GSKA court employee in New York, Dionisio Figueroa, has been accused of referring criminal defendants to a private defense lawyer in exchange for bribes. Figueroa allegedly used his position to encourage defendants, many of whom had free, court-appointed lawyers, to instead hire Telesforo Del Valle Jr. in pending cases. In return, Del Valle gave Figueroa referral payments in cash totaling at least tens of thousands of dollars. Both Figueroa and Del Valle have been charged with conspiracy to bribe a federal employee, bribery of a federal employee, and lying to federal law enforcement agents during the investigation. If you're an attorney and you don't understand what Mr. Figueroa did wrong, you might want to give your state ethic's hotline a call before you make any major decisions involving your practice. N.Y. court employee, lawyer charged with trading client referrals for cash | ReutersFinally, and very briefly, there are updates to the Disney Reedy Creek DeSantis fracas. In my other podcast, Esquiring Minds, my co-host Jacob Schumer breaks down all the ins, outs and what-have-yous of the latest. In sum, Disney may have got its revenge on Florida Governor Ron DeSantis by outmaneuvering his attempt to gain control of the Reedy Creek Improvement District that operates the 39 square mile property on which Walt Disney World exists. Before the legislation was passed, Disney quietly signed two new agreements with the district that limit what the new district can do to influence Disney's future plans. Legal scholars have said Disney may have the advantage in this situation, as the agreements are contracts that were executed in publicly noticed meetings and adhered to Florida's open government Sunshine Laws.As mentioned, please do check out Esquiring Minds, available wherever you get your podcasts – if only for the latest episode wherein Jake does a much better job explaining the story than I can. Florida attorney general demands records from former Reedy Creek membersUntangling DeSantis-Disney legal dispute could take years – Orlando SentinelDisney outmaneuvered DeSantis' new governing board, but a legal fight is brewingEsquiring Minds Podcast (@emp@esq.social)  Get full access to Minimum Competence - Daily Legal News Podcast at www.minimumcomp.com/subscribe

The String
Emily Nenni plus Stephanie Clifford

The String

Play Episode Listen Later Mar 28, 2023 58:57


Episode 240: Emily Nenni didn't fall in love with country music and then move to Nashville. She did the reverse, using the city's honky tonks and local haunts like country music college. And instead of the lure of the CMA Awards, the Bay Area native dove fully into the traditional end of the pool. Her sparky voice and detail-rich songs grabbed the attention of New West Records, which released her breakout album On The Ranch late last year. Also in the hour, a talk with New York writer Stephanie Clifford whose new novel The Farewell Tour tells the life story of a fictional artist in a realistic world, carrying us through the 20th century, from the west coast to Nashville and the long hard road. 

Did Nothing Wrong podcast
Episode 48 - Xi visits Putin, "Microchip" takes the stand, and Trump says he's getting arrested

Did Nothing Wrong podcast

Play Episode Listen Later Mar 27, 2023 50:30


The one where we discuss Xi's visit to Russia and what that means to the future of their alliance , notorious troll "Microchip"s testimony in the Mackey trial, and Donald Trump's latest media stunt.Here are some of the sources we used to create this episode:No path to peace: Five key takeaways from Xi and Putin's talks in MoscowExperts say that China and Russia's inclination to build their alignment against the US – and a world order more suited to their own more autocratic agendas – was driving the meeting, not interest in resolving the conflict in Ukraine.As Xi left the Kremlin following a state dinner on Tuesday evening with Putin, his parting message reiterated his view that global power dynamics are shifting. “Together, we should push forward these changes that have not happened for 100 years. Take care,” he said during a goodbye handshake with Putin, alluding to what Xi sees as an era where the West is fading and China is ascendant.Online Troll Named Microchip Tells of Sowing ‘Chaos' in 2016 Election““I wanted to infect everything,” Microchip said, adding that his aim before the 2016 election had been “to cause as much chaos as possible” and diminish Mrs. Clinton's chances of beating Donald J. Trump.”SPLC article on MicrochipPosobiec has an apparent personal connection to Microchip that goes beyond interviewing him on OANN. Posobiec referred to what he claimed was the creator of QAnon as his friend in a tweet he published on March 8, 2019. He made the claim six months after he produced the segment reporting that Microchip created QAnon with another person. Posobiec and Microchip both promoted fake antifa Twitter accounts as part of a disinformation campaign intended to discredit the leftist protest movement, Buzzfeed reported in March 2017.“Well seeing as QAnon was started by two guys that are friends of mine, wouldn't that make sense?” he wrote in response to a comment that he “speaks the same language” as QAnon.Hatewatch reached out to Microchip over the gaming app Discord to ask him about that statement. He described Posobiec as his “buddy just through the internet” and said the OANN correspondent “doesn't know who [he is],” regarding his true identity.White House ‘antifa' petition written by pro-Trump troll“Microchip is an online provocateur who is routinely kicked off Twitter and claims to direct legions of automated bot accounts. He said getting conservatives to share and discuss the petition is the entire point, and not to prompt concrete action by the government.He called the petition “a waste of time” but a useful distraction from recent infighting among conservative factions.He created the petition on Aug. 17, the day after Trump made controversial remarks in which he blamed “both sides” after white nationalist rallies in Charlottesville.Microchip told POLITICO he wrote it with the explicit intent of stoking conservative rage and forcing the GOP establishment to take a stand or risk becoming targets themselves.“It was to bring our broken right side together” after Charlottesville, he said, “and prop up antifa as a punching bag.”“So the narrative changed from ‘I hate myself because we have neo-Nazis on our side' to ‘I really hate antifa, let's get along and tackle the terrorists,'” he explained.”Trump posts disturbing baseball bat photo with Alvin Bragg, threatens ‘death and destruction'Trump first said last week that he expected to be arrested on Tuesday, which came and went without any word of charges. Instead, the grand jury was postponed on both Wednesday and Thursday.Manhattan prosecutors have been presenting evidence to the grand jury since late January in connection with the $130,000 hush money payment made to porn star Daniels shortly before Trump's shocking victory over Hillary Clinton in the 2016 presidential election.Daniels, whose real name is Stephanie Clifford, alleges she had an affair with Trump in 2006, which Trump has denied.Former Trump lawyer and ex-con Michael Cohen alleges he made the payment at Trump's direction.Trump paid off Stormy Daniels to subvert democracy Despite what Republicans would have you believe, it matters.Aaron Rupar's great Substack article about the caseThis is our current events recap program, where we offer our takes on what's going on at the bleeding edge of the information war. Feel free to let us know what you think, suggest topics, etc. at didnothingwrongpod@protonmail.com, or in our group chat using the Substack app.Thanks for listening,Jay and Griff This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.didnothingwrongpod.com/subscribe

Springfield's Talk 104.1 On-Demand
Nick Reed PODCAST 03.23.23 - New-Leader Writes Story About 2018 Meme SPS Candidate McCarter Shared

Springfield's Talk 104.1 On-Demand

Play Episode Listen Later Mar 23, 2023 42:45


Hour 1 -  Good Thursday morning! Here's what Nick Reed covers this hour:  There's more evidence that has newly surfaced that also throws a gut punch into the DA's case. In a 2018 letter that Michael Cohen's then-lawyer wrote to the Federal Election Commission, Cohen said that he “used his own personal funds to facilitate a payment of $130,000 to Ms. Stephanie Clifford,” aka Stormy Daniels, in 2016. Texas Republican Sen. John Cornyn questioned why House Republicans would investigate Democrats' never-ending witch hunt against former President Trump's in a threatened arrest Tuesday. The Springfield News-Leader has a story about school board candidate, Landon McCarter, sharing a meme in 2018 that was deemed as "racist." The meme depicted Rapunzel as a black princess and featured the princess with an afro.

Politics Politics Politics
Bookkeeping Fraud: The First Crime Charged to a Former President?

Politics Politics Politics

Play Episode Listen Later Mar 22, 2023 36:54


Donald Trump posted on social media that he would be arrested this week. But on what charge? We explain and unpack the Truth that rocked the political world.This episode covers the Stormy Daniels scandal, which involves former US President Donald Trump. Stormy Daniels, whose real name is Stephanie Clifford, alleged that she had an affair with Trump in 2006, and she was paid $130,000 in 2016 by Trump's lawyer, Michael Cohen, to keep quiet about it. The episode also mentions Cohen's surrender to the FBI in August 2018 and his guilty plea on eight criminal charges, which included tax evasion, making false statements, and making illegal campaign contributions. The Manhattan District Attorney and the New York Attorney General launched investigations into Trump. The episode also mentions a potential charge of falsifying business records under Article 175 of the New York Penal Law, which carries a sentence of up to four years. Hosted on Acast. See acast.com/privacy for more information.

En la sabana
¿Quién es Stormy Daniels? Trump contra las cuerdas

En la sabana

Play Episode Listen Later Mar 22, 2023 19:09


Un nombre tiene contra las cuerdas el futuro inmediato y político de Donald Trump. Se trata de Stephanie Clifford, más conocida como Stormy Daniels, una actriz y productora estadounidense de cine para adultos que podría ser uno de los desencadenantes de un hecho histórico: que un expresidente de Estados Unidos pudiera ser imputado por los supuestos pagos hechos a esta actriz porno a cambio de su silencio en 2016. ¿Puede Stormy Daniels acabar con la vida política de Donald Trump? ¿Qué consecuencias puede tener para el Partido Republicano? Trazamos un perfil de la polémica actriz con Jara Atienza, redactora de Internacional. Analizamos las consecuencias que puede tener para Trump con el filósofo y escritor Guillermo Ortiz" Tengo dudas sobre si esta es la última vida del gato Trump". Además, el periodista Borja Bauzá, quien cubrió las últimas elecciones estadounidenses, nos habla de las reacciones más destacadas dentro del Partido Republicano y de las encuestas que sitúan la popularidad de Trump en ascenso dentro de su propio partido. "Sus votantes están cerrando filas".

The WorldView in 5 Minutes
Trump expected to be arrested today, Wyoming bans Abortion Kill Pill, Who is funding Back Lives Matter and other leftist groups?

The WorldView in 5 Minutes

Play Episode Listen Later Mar 21, 2023


It's Tuesday, March 21st, the first day of Spring, A.D. 2023. This is The Worldview in 5 Minutes heard at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson Libya sentenced Christian convert from Islam to death Libya has gotten tougher on Christians.   Bibles are severely restricted; they are brought into the country with extreme difficulty and risk. For Christians, Libya is the fifth most dangerous country in the world on the Open Doors World Watch List.   Pray for a young man named Dhiaa al-Din Ahmed Miftah Balao. He was found guilty of leaving the Muslim faith to embrace the Christian faith, and sentenced to death last September. Who is funding Back Lives Matter and other leftist groups? The Claremont Institute just released their Black Lives Matter movement and related causes funding database — tracking donations to liberal revolutionary causes.  And, survey says, Silicon Valley Bank contributed $71 million to these causes. Black Lives Matter has received $832 million from leftist big money. Altogether, the leftist organizations have received $83.1 billion. The largest financiers of leftist causes in the U.S. are JP Morgan, Bank of America, Exelon Utilities in Chicago, Goldman Sachs, Bankcorp, Starbucks, Citigroup, PNC Financial, Facebook, New York Life, BlackRock, CVS Health, and PayPal. First Republic Bank bleeding out First Republic Bank stock is still bleeding out, even after receiving additional deposits of billions from other banking institutions. The stock hovered around $20 yesterday, losing 86% of its value in the last week. Trump expected to be arrested today Former President Donald Trump is expecting to be arrested and arraigned in a Manhattan court today, reports Business Insider.  The Manhattan District Attorney, Alvin Bragg, is suggesting the former president broke the law when he allegedly paid hush money, through an attorney, to cover up an alleged affair with Stephanie Clifford, an actress in disreputable movies bearing sexual content. Bragg has convened a grand jury on the matter — and received testimony thus far from Trump's former attorney Michael Cohen, Stephanie Clifford, and Trump advisors Hope Hicks and Kellyanne Conway. Let us all remember: “No creature is hidden from [God's] sight, but all are naked and exposed to the eyes of Him to whom we must give account.” (Hebrews 4:13) Wyoming bans Abortion Kill Pill Wyoming became the first state to ban the Abortion Kill Pill. Republican Governor Mark Gordon has signed the bill which would make it illegal to “prescribe, dispense, distribute, sell or use any drug for the purpose of procuring or performing an abortion.”   Wyoming has also just become the 18th state to ban boys, pretending to be girls, from competing in women's scholastic sports. Colorado eager to become most pro-abortion state Meanwhile, Colorado, just south of Wyoming, is positioning itself to be the most pro-abortion state in the country. The Colorado legislature is considering a bill to require insurance plans to provide coverage for the total cost of abortion care without copayments or policy deductibles.   Another bill would protect out-of-state patients, who wish to kill their babies in Colorado or pursue attempts to deface their God-given gender, from prosecution elsewhere.  Yet another Colorado bill would prevent a health-care provider from providing, prescribing, administering, or attempting medication abortion reversal. Plus, it further regulates advertising efforts on the part of pro-life centers in the state.  Amazon set to cut 9,000 jobs Amazon is planning another round of 9,000 job cuts, reports the Financial Times. This takes the number of tech job cuts to 139,000 in the first two and a half months of 2023. And, according to Layoffs.fyi, there were 161,000 layoffs in 2022. Companies laying off the most employees thus far this year include Meta at 21,000, Amazon at 19,000, and Google at 12,000.  25,000 people in Greece protest deadly train crash Civil unrest is on the rise in countries around the world.   (Sounds of petrol bombs and protesters in Greece) Those are the sounds of petrol bombs and launching tear gas canisters in Greece, reports Reuters. About 25,000 people faced off with the police in Athens — protesting a train crash that killed 57 people last month.  Parisians protest the raising of retirement age from 62 to 64 And these are sounds of more protests on the streets of Paris, France — where some have called it a battleground over the last few nights.  (Sounds of protests in Paris) Apparently, people are angry with French President Emmanuel Macron for increasing the retirement age from 62 to 64 -- without a vote. Other large protests over the last week have occurred in Great Britain, Israel, Venezuela, and South Korea.  The Carnegie Endowment Global Protest Monitor has already documented 15 protests per month this year. By contrast, the monitor identified 58 significant protests related to economic issues in 2022, and 16 in 2021.  God's precipitation And finally, God sends precipitation on the just and the unjust in His common grace.   The Colorado snowpack this year stands at 129% of average. The snowpack is the mass of snow on the ground that is compressed and hardened by its own weight. In addition, Minneapolis, Minnesota endured its eighth snowiest season. And Bismarck, North Dakota and Grand Rapids, Michigan got their third largest snowfalls in history.  Meteorologists are suggesting possible flooding, especially in the Mississippi Valley, come spring time.  Close And that's The Worldview on this Tuesday, March 21st in the year of our Lord 2023. Subscribe by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ. Print story Chinese president and Russian president met in Moscow Big meeting Monday between leaders of two of the most powerful nations on Earth. Chinese President Xi Jinping and Russian President Vladimir Putin met in Moscow, reports CBS News.  Jinping said the countries share the same goals, and “we can cooperate and work together to achieve our goals.”  He did not specify what those goals were.  Estonia's minister of defense Hanno Pevkur tweeted that the EU had decided to give Ukraine one million rounds of 155mm munition for the ongoing conflict with Russia.

The NPR Politics Podcast
Donald Trump Likely To Be Charged Over Porn Star Hush Money

The NPR Politics Podcast

Play Episode Listen Later Mar 14, 2023 12:42


Former President Donald Trump has been invited to testify before a New York City grand jury — a move that is widely understood to mean Trump could soon face criminal charges related to his financial dealings and the payment of hush money to Stephanie Clifford, the adult film star also known as Stormy Daniels. His former attorney Michael Cohen previously was convicted in connection with the payment in federal court, when prosecutors alleged the payments were made at Trump's direction.This episode: White House correspondent Tamara Keith, reporter Ilya Marritz, and national political correspondent Mara Liasson.The podcast is produced by Elena Moore and Casey Morell. It is edited by Eric McDaniel. Our executive producer is Muthoni Muturi. Research and fact-checking by Devin Speak.Unlock access to this and other bonus content by supporting The NPR Politics Podcast+. Sign up via Apple Podcasts or at plus.npr.org. Giveaway: npr.org/politicsplusgiveaway Connect:Email the show at nprpolitics@npr.orgJoin the NPR Politics Podcast Facebook Group.Subscribe to the NPR Politics Newsletter.

Soundside
When WA was a country music capital — Stephanie Clifford's 'The Farewell Tour'

Soundside

Play Episode Listen Later Mar 14, 2023 22:01


When you think about country music, places like Texas, Appalachia and Nashville probably come to your mind. Maybe you even know about California's "Bakersfield Sound." But the Pacific Northwest has a long country tradition: from honky tonks in Tacoma to radio shows in Walla Walla and dances at Whatcom County meeting halls.

Literally Reading
What We Literally Read in February!

Literally Reading

Play Episode Listen Later Mar 8, 2023 36:44


We are Traci and Ellie, two bookish friends who read in any spare minute that we have.  This week we are chatting about what we literally read in February!  To shop the books listed in this episode, visit our shop at bookshop.org.   Traci:  Shadow and Bone by Leigh Bardugo  A Lady's Guide to Fortune-Hunting by Sophie Irwin  The Measure by Nikki Erlick The Mystery of the Blue Train by Agatha Christie  Death at La Fenice by Donna Leon  Venco by Cherie Dimaline The Assassin's Blade by Sarah J. Maas All That is Mine I Carry with Me by William Landay  Address Unknown by Kathrine Kressman Taylor  The Spanish Love Deception by Elena Armas  Shrines of Gaiety by Kate Atkinson   The Secret History by Donna Tartt Ellie: The Measure by Nikki Erlick  The German Wife by Kelly Rimmer Finlay Donovan Jumps the Gun by Elle Cosimano  A World of Curiosities by Louise Penny  The Farewell Tour by Stephanie Clifford

KGMI News/Talk 790 - Podcasts
Stephanie Clifford: PNW Country Music

KGMI News/Talk 790 - Podcasts

Play Episode Listen Later Mar 8, 2023 9:49


KGMI's Joe Teehan talks to New York Times bestselling novelist Stephanie Clifford about her new book about country music in the Pacific Northwest and Whatcom County.

From the Front Porch
Episode 409 || Reading Resolutions with Hunter McLendon

From the Front Porch

Play Episode Listen Later Jan 26, 2023 49:28


This week on From the Front Porch, Annie is joined by Hunter McLendon (@shelfbyshelf) to chat about their 2023 reading resolutions! We're thrilled that you can now shop for the books mentioned in this episode on our brand-new website: Annie's reading resolutions last year: Recitatif by Toni Morrison Beloved by Toni Morrison Sula by Toni Morrison Count of Monte Cristo by Alexandre Dumas Annie's resolutions this year: Jayber Crow by Wendell Berry Hannah Coulter by Wendell Berry Standing by Words by Wendell Berry (unavailable to order) Bleak House by Charles Dickens From the Front Porch is a weekly podcast production of The Bookshelf, an independent bookstore in South Georgia. You can follow The Bookshelf's daily happenings on Instagram at @bookshelftville, and all the books from today's episode can be purchased online through our store website, www.bookshelfthomasville.com.  A full transcript of today's episode can be found here. Special thanks to Dylan and his team at Studio D Podcast Production for sound and editing and for our theme music, which sets the perfect warm and friendly tone for our Thursday conversations.  This week, Annie is reading Games and Rituals by Katherine Heiny. Hunter is reading The Farewell Tour by Stephanie Clifford. If you liked what you heard in today's episode, tell us by leaving a review on Apple Podcasts. Or, if you're so inclined, support us on Patreon, where you can hear our staff's weekly New Release Tuesday conversations, read full book reviews in our monthly Shelf Life newsletter and follow along as Hunter and I conquer a classic. Just go to patreon.com/fromthefrontporch. We're so grateful for you, and we look forward to meeting back here next week. Our Executive Producers are... Donna Hetchler, Cammy Tidwell, Chantalle C, Kate O'Connell, Nicole Marsee, Wendi Jenkins, and Laurie Johnson.

The Politics of Everything
The High Cost of Cheap E-Bikes

The Politics of Everything

Play Episode Listen Later Jan 18, 2023 36:17


Fires and overheating accidents attributed to lithium-ion batteries killed 19 people in the United States in 2022, according to the U.S. Consumer Product Safety Commission. In New York City alone, six people were killed in these uniquely fast-burning infernos. Experts say poorly made batteries, like those often found on cheaper e-bike models, are the primary culprit. So why is it still so easy to purchase them? Does a typical bike owner know how to safely charge and maintain a bike battery? And are lower-paid workers, such as delivery people, essentially being forced to purchase unsafe bikes just to be able to do their jobs? On episode 59 of The Politics of Everything, hosts Laura Marsh and Alex Pareene talk with writers Greg Smith, Stephanie Clifford, and Ross Barkan about the New York fires and the populations most at risk, the regulatory challenges of reining in the e-bike industry, and the unintended consequences of our on-demand culture. Learn more about your ad choices. Visit megaphone.fm/adchoices

BookTok
The School for Good Mothers - Part 4 (chapters 15-end!) ft. Jessamine Chan

BookTok

Play Episode Listen Later Apr 4, 2022 69:04


I'm not crying, YOU'RE CRYING. Okay, we're all crying. WHEW this book got us right in the heart. in this episode, we cover the last section of The School for Good Mothers. We are then joined by the author Jessamine Chan to talk about the themes of this book! Follow us on Instagram: @booktok_podcast Follow us on TikTok: @booktokpodcast Shop our Bookshop.org storefront: https://bookshop.org/shop/booktok --- Other books, articles, and an influencer mentioned in this episode: Detransition, Baby by Torrey Peters My Year of Rest and Relaxation by Ottessa Mosfegh New Yorker Article: Where is your Mother by Rachel Aviv New York Times Article: Foster Care as Punishment: The New Reality of ‘Jane Crow' by Stephanie Clifford and Jessica Silver-Greenberg Motherhood by Sheila Heti Small Animals: Parenthood in the Age of Fear by Kim Brooks Man v. Nature by Diane Cook Vladimir by Julia May Jonas Motherhood So White by Nefertiti Austin The Rock Eaters by Brenda Peynado Elsewhere by Alexis Schaitkin The Dangers of Smoking in Bed by Mariana Enriquez The Soulmate Equation by Christina Lauren On Earth We're Briefly Gorgeous by Ocean Vuong The Artist's Way by Julia Cameron AlliePal - Subscribe to her newsletter! Girlhood by Melissa Febos There's No Such Thing as an Easy Job by Kikuko Tsumura Here Comes the Sun by Nicole Dennis-Benn

Len Berman and Michael Riedel In The Morning

The disgraced attorney who taunted former President Trump on cable television over comments he made about his porn star client will stand trial Monday in New York on charges he cheated her out of money. Michael Avenatti allegedly stole the advance on Stormy Daniels' 2018 memoir about her long-denied affair with Trump, federal prosecutors said. They accused Avenatti of using a falsified document to divert about $300,000 into his own account. Avenatti pleaded not guilty. Daniels, an adult film actress whose real name is Stephanie Clifford, is expected to be the government's star witness in Avenatti's trial in Manhattan federal court. Prospective jurors were asked a series of questions, including if they could be fair knowing Daniels worked in the “pornography profession.”

LRC Presents: All the President's Lawyers
Hushing the hush payments

LRC Presents: All the President's Lawyers

Play Episode Listen Later May 12, 2021 33:55


Do you remember Essential Consultants, LLC? Michael Cohen’s company established to make hush payments to Stephanie Clifford (a.k.a. Stormy Daniels) and Karen MacDougal to stop them from publicly disclosing their affairs with Donald Trump before the 2016 election. Michael Cohen ultimately pleaded guilty to making an excessive campaign contribution, but nobody else faced legal consequences for the concealed payment. And now the FEC has dropped its investigation into the matter, citing prosecutorial discretion. What does that mean? Why? Is this the end of the road? Plus: would Giuliani flip on Trump and would Ken want him as a witness? Can Trump use campaign funds to pay Rudy’s legal fees? Is “Foxitus” a legal defense? And: more reasons why being in lock-up is horrible and dangerous (but not a reasons judges are sympathetic to when considering pretrial detention) and FOIA-ing for information about Champ and Major Biden, the First Dogs.

Longform
Episode 425: Stephanie Clifford

Longform

Play Episode Listen Later Jan 20, 2021 44:36


Stephanie Clifford is an investigative journalist and novelist who has written for The New York Times, The New Yorker, The Atlantic, and many other publications. Her most recent article is "The Journalist and the Pharma Bro."“I think your job as a journalist—particularly with people who are in vulnerable situations or people who are not used to press—is to explain what the fallout might be." Thanks to Mailchimp for sponsoring this week's episode. Show notes:  @stephcliff stephanieclifford.net Clifford on Longform Clifford's New York Times archive 02:00 "The Journalist and the Pharma Bro" (Elle • Dec 2020) 05:00 Everybody Rise (St. Martin’s Press • 2015) 15:00 "The Inside Story of MacKenzie Scott, the Mysterious 60-Billion-Dollar Woman" (Marker • Oct 2020) 26:00 "When the Misdiagnosis Is Child Abuse" (Atlantic • Aug 2020) 27:00 "He Cyberstalked Teen Girls for Years—Then They Fought Back" (Wired • Oct 2019) 33:00 "The First Year Out" (Marie Claire • Jun 2020)   See omnystudio.com/listener for privacy information.

After Work Drinks
How Do You Say Cucumber In English?

After Work Drinks

Play Episode Listen Later Dec 29, 2020 72:04


Hello! This week Izzy has a boatload of recommendations, including but not limited to: Why Eyes Wide Shut is the best Christmas movie; Oscar Pistorius and crazy prison wives; and why Netflix's Jack The Ripper documentary is actually a feminist text. Then it's onto the viral ELLE profile on Martin Shkreli's chaotic girlfriend, Hilaria Baldwin's embarrassing double life as a fake Spaniard, and how Shia Labeouf's DV allegations are hindering Vanessa Kirby's Oscars chances (cue: eternal conversations about art vs. the artist). Then it's onto The Cut's investigation about how JK Rowling descended from woke Twitter queen to Head TERF.As always, rate, review, and subscribe, and we'll see you Saturday.Recommendations:Eyes Wide Shut (1999)The Trials of Oscar Pistorius (2020)The Ripper (2020)The Executioner's Song by Norman MailerThe Journalist And The Pharma Bro by Stephanie Clifford for ELLEhttps://www.elle.com/life-love/a35021224/martin-shkreli-christie-smythe-pharma-bro-journalist/Who Did JK Rowling Become? by Molly Fischer in The Cuthttps://www.thecut.com/article/who-did-j-k-rowling-become.html Get bonus content on Patreon See acast.com/privacy for privacy and opt-out information.

KERA's Think
In Child Abuse Cases, Doctors Sometimes Get It Wrong

KERA's Think

Play Episode Listen Later Sep 17, 2020 42:00


When a child is rushed to the emergency room, doctors are on alert: not only to triage the crisis but to look for signs of abuse. Stephanie Clifford joins host Krys Boyd to talk about how child abuse cases often hinge on a doctor’s assessment of the situation. Her story “When the Misdiagnosis is Child Abuse” was published by The Marshall Project.

Keep Up
Did virtual DNC work? Maggie Rogers who? Can Trump win RNC? Stephanie Clifford weighs in.

Keep Up

Play Episode Listen Later Aug 24, 2020 19:36


Did virtual DNC work? Maggie Rogers who? Can Trump win RNC? Stephanie Clifford weighs in. by Cynthia Dill

Taking The World By Stormy
S2E2: w/special guest Boneghazi (Justin Loupe)

Taking The World By Stormy

Play Episode Listen Later Feb 7, 2020 38:30


#GoRight with Peter Boykin
Trump #MAGA Vs Pelosi #FakeNews : Trump Is DONE Negotiating With @DNC Snakes, If You Were Trump Would You? #Impeach?! For What?!!

#GoRight with Peter Boykin

Play Episode Listen Later May 23, 2019 17:45


Trump #MAGA Vs Pelosi #FakeNews : Trump Is DONE Negotiating With @DNC Snakes, If You Were Trump Would You? #Impeach?! For What?!!Pelosi-Trump war paralyzes government; 'American Taliban' to be released from prisonGovernment paralyzed: Trump calls for end to 'phony investigations' after Pelosi accuses him of engaging in a 'cover-up'The very public rift between President Trump and House Speaker Nancy Pelosi on Wednesday illustrated of how much the Russia collusion investigation -- and what Trump supporters would call Democrats' obsession with ousting him from the Oval Office -- have paralyzedthe government. The meeting between Trump and Democratic leaders Pelosi and Senate Minority Leader Chuck Schumer was cut short and any plans to rebuild America's infrastructure were put on hold after Pelosi accused of the president of engaging in a "cover-up." Trump, in a Rose Garden statement, said that Democrats must end their "phony investigations” before he'll negotiate with them on issues like infrastructure.So, right now, both sides remain at a standstill. Trump and the White House insist Democrats can't accept the findings of no collusion in Special Counsel Robert Mueller's report and want "do-overs" with numerous congressional investigations. Democrats show no signs of easing up on their investigations and insist Trump is obstructing justice by instructing witnesses to defy subpoenas and be uncooperative.'Catastrophic' tornado damage reported in Missouri capitalJefferson City, the capital city of Missouri, has taken a direct hit from a tornado and suffered possibly “catastrophic” damage, according to reports. According to the National Weather Service, a “confirmed large and destructive tornado” was observed over Jefferson City at 11:43 p.m., moving northeast at 40 mph. The twister appeared to have traveled through the center part of town, the Jefferson City News-Tribune reported. "We are currently identifying the location of damages and searching for injured residents," Lt. David Williams of the city's police department said in a statement to the News-Tribune. "The primary need at this time is for those not affected to stay clear of the impacted areas so that Emergency personnel can assist those in need."'American Taliban' to be released from prison ThursdayJohn Walker Lindh, the Islamic militant who became known as the infamous "American Taliban," is set to be released from a U.S. federal prison Thursday despite lawmakers' concerns. Lindh, who has been behind bars in Terre Haute, Ind., is set to be discharged several years before he would complete the 20-year prison sentence he received for joiningand supporting the Taliban. The former Islamist fighter and enemy combatant was arrested in 2001, just months after the Sept. 11 attacks and the start of the war in Afghanistan, along with a group of Taliban fighters who were captured by U.S. forces.In a letter last week to the Federal Bureau of Prisons, lawmakers expressed concerns about the "security and safety implications" of freeing an unrepentant terrorist who officials say continues to "openly call for extremist violence." They also sought details on how the agency is working to prevent prisoners such as Lindh from committing additional crimes after their release and asked which other "terrorist offenders" are next in line to be freed.Avenatti's legal troubles continue to mountFederal prosecutors in New York on Wednesday charged embattled attorney Michael Avenatti with defrauding adult-film star Stormy Daniels, the client who propelled Avenatti into the national spotlight. Avenatti, 48, faces one count of wire fraud and one count of aggravated identity theft. He faces up to 22 years in prison if convicted of those charges. Daniels (aka Stephanie Clifford) is not named in the indictment, but a federal law enforcement official confirmed to Fox News that she is the client prosecutors claimed Avenatti defrauded.Avenatti rocketed to fame representing Daniels when she sued to be released from a non-disclosure agreement involving an alleged tryst with President Trump in 2006. He parlayed his notoriety into numerous cable news appearances and even was floated as a potential Democratic presidential candidate in 2020.Former staffer for Michelle Obama evades subpoena in Smollett caseTina Tchen, the former chief of staff to first lady Michelle Obama, declined Wednesday to be served with a subpoena by a retired Illinois judge seeking the appointment of a special prosecutor in the Jussie Smollett case, according to the process server. In an email to former Illinois appellate judge Sheila O'Brien obtained by Fox News, the process server wrote that a security guard at the Chicago law firm where Tchen is a partner "called up to her and spoke with her and she said that she in [sic] never going to accept service and to not allow me up to their Law firm." The subpoena would have required Tchen to appear at a May 31 hearing on O'Brien's request for a special prosecutor and provide "any and all documents, notes, phone records, texts, tape recordings made or received at any time, concerning your conversations with [Cook CountyState's Attorney] Kim Foxx in re: Jussie Smollett."TODAY'S MUST-READSBen Carson hits back at Ilhan Omar after she knocks his performance during House hearingTrump administration fights back against lone judges nixing policies'with the stroke of the pen.'John Cusack defends not standing 'fast enough' for Wrigley Field military salute.MINDING YOUR BUSINESSAntitrust chief undecided on T-Mobile-Sprint as White House voices support and DOJ staff looks to nix merger.Credit, debit cards found to be 'dirtiest payment method’ versus cash, coins, study says.Worst product failures, from Coca-Cola’s New Coke to Microsoft's Zune.Follow @PeterBoykin on Social MediaTwitter: BannedFacebook: https://www.facebook.com/Gays4TrumpInstagram: https://www.instagram.com/peterboykin/Youtube: https://www.youtube.com/c/PeterBoykinReddit: https://www.reddit.com/user/peterboykinTelegram: https://t.me/PeterBoykin https://t.me/RealPeterBoykinParler: https://parler.com/profile/peterboykin/postsPolitiChatter: https://politichatter.com/PeterBoykinGab: https://gab.com/peterboykinDiscord: https://discordapp.com/invite/pyuPqU9Periscope: BannedSupport Peter Boykin's Activism by DonatingPatreon: https://www.patreon.com/peterboykinPayPal: https://www.paypal.me/magafirstnewsCash App: https://cash.me/app/CJBHWPS Cash ID: $peterboykin1Listen to #MagaOneRadiohttps://magaoneradio.net/Join the #MagaNetworkhttps://themaganetwork.com/Read the Latest #MagaFirstNewshttps://peterboykin.com/https://magafirstnews.com/https://magaone.com/https://us1anews.com/Support Donald Trumphttps://votefordjtrump.com/http://trumploveswinning.com/https://marchfortrump.net/https://gaysfortrump.org/Join Our Groups on Facebook:MarchForTrumphttps://www.facebook.com/groups/MarchForTrump2020/https://www.facebook.com/groups/MarchForTrump/MagaOneRadiohttps://www.facebook.com/groups/MAGAOneRadio/https://www.facebook.com/groups/MagaOneRadioNet/https://www.facebook.com/groups/MAGARadio/https://www.facebook.com/groups/MagaFirstRadio/https://www.facebook.com/groups/MAGA1Radio/https://www.facebook.com/groups/MagaFirst/TheMagaNetworkhttps://www.facebook.com/groups/theMagaNetwork/GaysForTrumphttps://www.facebook.com/groups/gaysfortrump/https://www.facebook.com/groups/TheGayRight/https://www.facebook.com/groups/LGBTexit/https://www.facebook.com/groups/gaysfortrumporg/https://www.facebook.com/groups/DeplorableGays/https://www.facebook.com/groups/GaysForTrumpParty/Americans With Trumphttps://www.facebook.com/groups/AmericansWithTrump/North Carolina MAGA Networkhttps://www.facebook.com/groups/northcarolinamaganetwork/NC Trump Clubhttps://www.facebook.com/groups/NCTRUMPCLUB/Exit Extremismhttps://www.facebook.com/groups/EXITEXTREMISM/Vote For DJ Trumphttps://www.facebook.com/groups/VoteForDJTrump/Trump Loves Winninghttps://www.facebook.com/groups/TrumpLovesWinning/Straights For Trumphttps://www.facebook.com/groups/StraightsForTrump/US1ANewshttps://www.facebook.com/groups/US1ANews/https://www.facebook.com/groups/US1ANewsGroup/MyNCGOPhttps://www.facebook.com/groups/MyNCGOP/Grab them by the P***Yhttps://www.facebook.com/groups/GrabThemByTheP/Join Our Pages on Facebook:https://www.facebook.com/TheMAGANetwork/https://www.facebook.com/MAGAFIRSTNEWS/https://www.facebook.com/pg/MagaOneRadio-778327912537976/https://www.facebook.com/North-Carolina-MAGA-Network-307617209916978/https://www.facebook.com/GaysForTrumpOrg/https://www.facebook.com/LGBTExit-2340621102644466/https://www.facebook.com/Take-Back-Pride-American-Pride-Rally-386980035391880/https://www.facebook.com/PeterBoykinMAGA/https://www.facebook.com/MarchForTrumpUSA/https://www.facebook.com/VoteForDJTrump/https://www.facebook.com/US1ANews1/https://www.facebook.com/MYNCGOP/https://www.facebook.com/trumploveswinning/Contact Email:Peter.Boykin@TheMagaNetwork.comPeterBoykin@Gmail.comGaysForTrump@Gmail.comMagaFirstNews@Gmail.comTelephone Number:1-202-854-1320

Don Quijote im Abendland
023 - Überdosis Populismus mit einer Prise Gewalt

Don Quijote im Abendland

Play Episode Listen Later Dec 23, 2018 57:30


[Führende Medizinerinnen empfehlen, diese Folge nur in Teilen zu hören, um bleibende Gesundheitsschäden zu vermeiden!]   In dieser Folge nutzt Jan die letzte Gelegenheit des Jahres und lässt Thomas kaum zu Wort kommen. Thomas droht Jan körperliche Gewalt an, weil er „homöopathisch“ sagt.   2018 war das Jahr der Populisten. Darum diskutieren wir darüber, ob Populismus GUT oder SCHLECHT ist. Herausragende Populisten des Jahres 2018 haben wir in unserem kleinen Podcast gewürdigt - mindestens einer wird uns auch im nächsten Jahr prominent begleiten: Der Populist des Jahres, Donald Trump. Er erhält eine eigene Würdigung: Trump und die Justiz - eine endliche Geschichte?   Reinhören lohnt sich, wir sind der Podcast, in dem die Trennung von Florian Silbereisen und Helene Fischer mit keinem Wort erwähnt wird.   01:56 Unsere Populistenliste des Jahres - (K)ein Jahresrückblick!   23:02 Eine Münze Zwei Meinungen* - Populismus: Gut oder Schlecht?   32:32 Siegerehrung   39:00 Dr. Jan erklärt die Welt - Trump und die Justiz   *Die Gesprächsgeräusche im Hintergrund signalisieren, das zu diesem Zeitpunkt Gesagte, entspricht nicht unbedingt unserer Meinung.   Links: Ausführlicher Podcast zu Robert Mueller und seiner Untersuchung (Englisch) https://www.muellershewrote.com    Zustimmungsrate von Donald Trump https://projects.fivethirtyeight.com/trump-approval-ratings/?ex_cid=rrpromo   Worüber streiten Trump sich mit Stephanie Clifford?  https://www.zeit.de/politik/ausland/2018-12/stormy-daniels-donald-trump-klage-anwaltskosten       Musik: "To be happy" (2007), von RENICH, von dem Album: Nocturnal Overtures  CC-BY-SA Das Bild heißt "Don Quijote", gemalt von J. B. Zwecker 1854 Zu erreichen sind wir unter donquipod@gmail.com          

What Goes On Around Here? with Lisa Stanley

The Rent-a-Yenta, Lisa Stanley, gets Michael Avenatti (Stormy Daniels attorney, Tucker Carlson sparring partner, and possible presidential candidate in 2020) to talk about it ALL! Hang on to something...!

POLITICO's Off Message
Tony Perkins: Trump gets ‘a mulligan’ on Stormy Daniels and other past indiscretions (REPRISE)

POLITICO's Off Message

Play Episode Listen Later Aug 28, 2018 45:16


A reprise episode: Donald Trump is still the answer to many conservative evangelical leaders’ prayers. Or at least to their continuing grievances. They embrace Trump the policymaker, despite being uneasy about Trump as a man, says Tony Perkins, president of the Family Research Council, a prominent evangelical activist group. Perkins knows about Stormy Daniels, the porn actress who claimed, in a 2011 interview, that in 2006 she had sex with Trump four months after his wife, Melania, gave birth to their son, Barron. He knows of the reports that Daniels (real name: Stephanie Clifford) was paid off to keep the affair quiet in the waning weeks of the 2016 election. He knows about the cursing, the lewdness and the litany of questionable behavior over the past year of Trump’s life or the 70 that came before it. “We kind of gave him—‘All right, you get a mulligan. You get a do-over here,’” Perkins said in a January 2018 interview for Off Message. POLITICO's Off Message podcast is hosted by Isaac Dovere and is part of the Panoply network. Produced by Zack Stanton. Executive Producer is Dave Shaw. Theme music by Podington Bear.

Living in the USA
Trump in Trouble w/ Harold Meyerson; Katha Pollitt on Motherhood; Farah Griffin on Aretha

Living in the USA

Play Episode Listen Later Aug 24, 2018 58:09


Trump's attorney Micheal Cohen has pled guilty to many crimes of bank fraud and tax fraud but there were two really significant ones: payments of hush money to porn star Stormy Daniels (real name, Stephanie Clifford) and Playboy model Karen McDougal -- on orders of the president. Harold Meyerson of The American Prospect comments. Also: Around the world, mothers and pregnant women are undervalued, discriminated against, and punished -- we talk with Katha Pollitt about why and how. Plus: Farah Griffin of Columbia University comments on Aretha and Angela, and Aretha and Obama.

Trump Watch
Trump in Trouble w/ Harold Meyerson; Katha Pollitt on Motherhood; Farah Griffin on Aretha

Trump Watch

Play Episode Listen Later Aug 23, 2018 58:09


Trump's attorney Micheal Cohen has pled guilty to many crimes of bank fraud and tax fraud but there were two really significant ones: payments of hush money to porn star Stormy Daniels (real name, Stephanie Clifford) and Playboy model Karen McDougal -- on orders of the president. Harold Meyerson of The American Prospect comments. Also: Around the world, mothers and pregnant women are undervalued, discriminated against, and punished -- we talk with Katha Pollitt about why and how. Plus: Farah Griffin of Columbia University comments on Aretha and Angela, and Aretha and Obama.

The Daily
The Rise of Michael Avenatti

The Daily

Play Episode Listen Later Aug 6, 2018 26:16


How did the lawyer for Stephanie Clifford, the pornographic film actress known as Stormy Daniels, become a household name and the new face of Democratic opposition to President Trump? Guest: Matthew Shaer, who wrote about Mr. Avenatti for The New York Times Magazine. For more information on today’s episode, visit nytimes.com/thedaily.

Taylor Tara Radio
Cohen, Stormy, Trump & The Border Crisis: With Special Guest, Michael Avenatti

Taylor Tara Radio

Play Episode Listen Later Aug 6, 2018 94:00


The attorney Michael Avenatti stands just under six feet tall, with blatant blue eyes and thinning hair he shaves down to stubble, exposing the crumpled vein at his left temple. Before February, when he agreed to represent Stephanie Clifford — the ographic film performer better known as Stormy Daniels — in her legal battle with the president of the United States, Avenatti was in the best shape of his life: 185 pounds, 9 percent body fat. The ever-expanding pressures of the case have meant less time at the gym, and in recent months he has lost some muscle weight. But his cheeks and chin remain Cubist in their geometry, and in motion, head lowered and shoulders hunched, he still has the bearing of a light-heavyweight brawler. Like Trump, Avenatti is all Freudian id, loudmouthed and cocky. “I’m a mercenary,” he acknowledged to me. “That’s what people hire me for, and I don’t apologize for it.” He traffics primarily in a commodity in short supply among left-leaning voters: hope. The House minority leader, Nancy Pelosi, recently told The New Yorker that she doesn’t “like to talk about impeachment,” but Avenatti has gleefully predicted Trump will be out of the office before his term ends. Courtesy, @NYTmag

Delay Radio: Comedy,Funny News, Funny Stories (Fast-Ish)
Stormy Daniels Makes America Horny Again, Donald Trump's Naked Statue and Tiny Hands - Ep. 15.5 BONUS - Funny News Comedy

Delay Radio: Comedy,Funny News, Funny Stories (Fast-Ish)

Play Episode Listen Later May 29, 2018 5:03


Often times we chat about comedic news topics 'off air' as much as we do for the full weekly podcast episodes. So we decided to leave the mics on before and after recording to see what happens. In this bonus episode of Delay Radio Comedy News, we talk about Jethrow's topic of Stormy Daniels and how she is out touring the country...in a unique way. It involves a statue in the likeness of someone we all know, Donald Trump. We also learned that someone threw a wallet at her..but the real question is whether or not she will run for President

The Garbage Barge Podcast
Ep43: The Stephanie Clifford Situation (Stormy Daniels, 45, And Giuliani)

The Garbage Barge Podcast

Play Episode Listen Later May 16, 2018 18:08


Thank you so much for tuning into The Garbage Barge! Colin Anderson and Candice Chetta are finally faced with the task of addressing something to do with 45 directly! That's right: After months of this thing being in the news, we're finally going to talk a little bit about the entire Stephanie Clifford (Stormy Daniels) … Continue reading "Ep43: The Stephanie Clifford Situation (Stormy Daniels, 45, And Giuliani)"

Sound Health Options - Sharry Edwards & TalkToMeGuy
D4T - The Truth Will Set Us Free

Sound Health Options - Sharry Edwards & TalkToMeGuy

Play Episode Listen Later May 1, 2018 70:00


Stormy Daniels (aka Stephanie Clifford), claims to have had an affair with Donald Trump prior to his presidential run but while he was married to Melania. Daniels’ Vocal Print indicates that she is just the information broker; someone else is pulling the strings. Vocal Print indicates ? Information is Scattered = not tell the complete truth. ? She will go with highest bidder. ? Ego in fantasy layer BioAcoustic Opinion: Did the encounter happen? Likely something akin to what she is saying but not like she is reporting. She is a script writer, she knows how to cover the bases so that the story sticks together. 

WeTalkDifferent
Ep 81: The “Facebook is Still Screwing Us” B-side – 05.01.18

WeTalkDifferent

Play Episode Listen Later Apr 30, 2018 37:37


Ep 81: The “Facebook is Still Screwing Us” B-side – 05.01.18 Mark Zuckerberg testifies before Congress, Beychella rocks, Robert Mueller continues an investigation, Stephanie Clifford speaks about her affair with the President, and those super cute cat photos we all love – social media continues to shape us and inform our view of reality. As a follow-up to Episode 76, the WTD Crew talks through additional components of the social media landscape this week. ———————————— Show Notes: Download a copy of your Facebook Data: https://www.cnbc.com/2018/03/23/how-to-download-a-copy-of-facebook-data-about-you.html ———————————— Support us on Patreon: http://patreon.com/wetalkdifferent Email: wetalkdifferentteam@gmail.com Facebook: facebook.com/wetalkdifferent Twitter: twitter.com/wetalkdifferent Instagram: instagram.com/wetalkdifferent/ Website: wetalkdifferent.com You can subscribe to the podcast in iTunes, Google Play, SoundCloud, or Stitcher so you'll never miss an episode! Please leave a review on iTunes as it helps other people find our podcast. iTunes: https://itunes.apple.com/us/podcast/wetalkdifferent/id1161601126 SoundCloud: https://soundcloud.com/wetalkdifferent Stitcher: http://www.stitcher.com/podcast/wetalkdifferent Also please join our Facebook group to discuss the episodes with the WTD team and other WTDers —  https://www.facebook.com/groups/wetalkdifferent/

Mid-Atlantic - conversations about US, UK and world politics
Ep: 4-48 Corey Ryan Forrester takes on Evangelicals and his money is on Biden in fight with Trump

Mid-Atlantic - conversations about US, UK and world politics

Play Episode Listen Later Mar 28, 2018 42:31


Today I’m joined by the always funny liberal Redneck Cory Forrester in Chickamauga Georgia, to give us his take on the last week in American politics. In a week that has been the president involved in a scandal with a porn star of which pornography is the least disgusting thing about it, we document the new normal that is American politics.22.1 million Americans watched Sunday night’s “60 Minutes” to see Stephanie Clifford, a.k.a. Stormy Daniels and Anderson Cooper talk about her affair with Donald Trump, focusing on spanking, threats and the fact that she was not physically into Trump, why isn’t America appalled by this saga?Why have evangelicals stuck with Trump despite Stormy Daniels, are they abandoning their god fearing principles for a perceived political advantage?President Trump’s cabinet turnover is significantly higher than any of his five predecessors. As of Jan 2018, 34 percent of the staff has left, four times that in President Barack Obama’s.In a recent Poll: Voters think Biden would win in fist fight against Trump lets look at this Biden 75 Height 6'0'' Weight 180.4 lbsTrump Height 6'2'' Weight 198 lbs.Talking about polls, President Donald Trump’s popularity may be on the rise, even as he faces accusations of extramarital affairs, mounting legal challenges and never-ending turmoil among his White House staff, how come? See acast.com/privacy for privacy and opt-out information.

Political Sanity
Stormy Daniels Wants to Give Donald His Money Back

Political Sanity

Play Episode Listen Later Mar 12, 2018 5:32


Adult film star Stephanie Clifford and her attorney are trolling Donald Trump and Michael Cohen efficiently and effectively. As a matter of fact, this his how Trump generally trolls anyone who challenges him.

Work Comp Matters
Sanctuary State

Work Comp Matters

Play Episode Listen Later Mar 10, 2018 62:57


President Donald Trump, Attorney General Jeff Sessions, and the entire United States Government have filed a law suit against the State of California for being a Sanctuary State and protecting illegal aliens. In this show, Steve, Mike, and Robert discuss what it means to be a Sanctuary State fighting a war against the United States Government. Also discussed is if David Dennison aka Donald Trump bit off more than he could chew when he entered into a non disclosure agreement with porn star Stormy Daniels aka Stephanie Clifford.

The Daily
Friday, Mar. 9, 2018

The Daily

Play Episode Listen Later Mar 9, 2018 22:50


Hush money. Catch-and-kill deals. The threat of blackmail. An elaborate system has developed to silence women who level accusations against powerful men. One of those women is Stephanie Clifford, a pornographic actress who claims to have had an affair with Donald J. Trump. Guest: Jim Rutenberg, The New York Times’s media columnist. For more information on today’s episode, visit nytimes.com/thedaily.

The Young Turks
Texas Primaries, Ted Cruz, and Stormy Daniels

The Young Turks

Play Episode Listen Later Mar 7, 2018 41:02


A portion of our Young Turks Main Show from March 7, 2018. For more go to http://www.tytnetwork.com/join. Hour 1:  Cenk & John. The most striking thing about the much-hyped Texas primaries is how ordinary they actually were. That was the message from the Texas Tribune’s Evan Smith, who has been following the state’s politics for the better part of three decades, when I spoke with him by phone. At the end of the day, 1.5 million Republicans voted in the primary and 1 million Democrats did. Despite the blue Texas hype and anti-Trump national environment, Republicans held a 500,000-vote advantage once all the ballots were counted. “Democrats like to say Texas is not a red state, it’s a nonvoting state. Fine. But the fact that it’s a nonvoting state means that it’s a red state,” Smith, the Tribune’s CEO, told me. “At the end of the day, yesterday was more or less a regular Texas election. More Republicans turned out than Democrats.” Sen. Ted Cruz said Wednesday that his re-election campaign was "just having a sense of humor" when it released a radio ad teasing Rep. Beto O'Rourke, who won the Democratic primary, for going by Beto rather than his given name, Robert. "In terms of the jingle, some of it is just having a sense of humor," Cruz told CNN's "New Day." "We had some fun with it."  Cruz, meanwhile, goes by Ted instead of his given name -- Rafael Edward Cruz.  "You're absolutely right. My name is Rafael Edward Cruz," Cruz acknowledged. "I am the son of my father Rafael Cruz, an immigrant from Cuba who came to Texas with nothing."   Hour 2:  Adult film star Stormy Daniels sued President Donald Trump on Tuesday, alleging that he never signed a nondisclosure agreement that his lawyer had arranged with her. Stephanie Clifford, known professionally as Stormy Daniels, signed both the agreement and a side letter agreement using her professional name on Oct. 28, 2016, just days before the 2016 presidential election. Cohen signed the document the same day. Both agreements are appended to the lawsuit as Exhibit 1 and Exhibit 2. The "hush agreement," as it's called in the suit, refers to Trump throughout as David Dennison, and Clifford as Peggy Peterson. In the side letter agreement, the true identity of DD is blacked out, but Clifford's attorney, Michael Avenatti, says the individual is Trump. Learn more about your ad choices. Visit megaphone.fm/adchoices

Helsingin Sanomat Dev
28344: Rouva Trumpin esikunta kommentoi presidenttiin liittyvää seksikohua – ”Ensimmäinen nainen keskitt ..

Helsingin Sanomat Dev

Play Episode Listen Later Jan 27, 2018 0:24


Donald Trumpin kanssa vehtailusta kertonut pornotähti Stephanie Clifford saattaa pilata Trumpin suuren päivän esiintymällä suorassa televisiolähety .. Lisää >> http://ift.tt/2Gmg0qz

The Young Turks
The Young Turks 01.17.18: Bread Crumbs, Stormy Daniels, HHS Overhaul, and Korean Olympic Team

The Young Turks

Play Episode Listen Later Jan 17, 2018 47:08


A portion of our Young Turks Main Show from January 17th, 2018. For more go to http://www.tytnetwork.com/join. Hour 1:  How different parts of US define fake news. The California Democrat said the tax cuts signed by President Donald Trump mostly benefited the wealthy while tossing “bread crumbs” to lower-income taxpayers. “For one thing, it’s a very, very big deal,” a Trump voter named Sue told Fox News about the $1,000 bonus she got from her employer, Walmart. “When you work for a company and they want to give you $1,000 just because our president gave them a tax break, to me it’s a big deal.” Fox News did not publish a story the network had on an alleged sexual relationship between President Trump and adult-film actress Stephanie Clifford during the 2016 presidential election, according to a new report. CNN reports that Fox News reporter Diana Falzone wrote a story a month before voters went to the polls in 2016 on the alleged relationship between Trump and Clifford, whose stage name is “Stormy Daniels." Hour 2:  The Trump administration is poised to overhaul the HHS civil rights office as part of a broader plan to protect health workers who don't want to perform abortions, treat transgender patients seeking to transition or provide other services for which they have religious or moral objections. Under a proposed rule — which has been closely guarded at HHS and is now under review by the White House — the civil rights office would be empowered to further shield these workers and punish organizations that don’t allow them to express their religious and moral objections, according to sources on and off the Hill. That would be a significant shift for the office, which currently focuses on enforcing federal civil rights and health care privacy laws. North and South Korea have had diplomatic talks and will have a unified team in a sport for the first time. Learn more about your ad choices. Visit megaphone.fm/adchoices

Congressional Dish
CD160: Equifax Breach

Congressional Dish

Play Episode Listen Later Oct 30, 2017 135:39


If you are an American adult, there is a good chance that criminals now have the ability to match your name and social security number, greatly increasing your risk of becoming a victim of identity fraud. In this episode, hear highlights from Congressional hearings about the Equifax breach that exposed the personal information of 145.5 million Americans as we explore the key role that credit reporting companies play in our society. Please Support Congressional Dish Click here to contribute using credit card, debit card, PayPal, or Bitcoin Click here to support Congressional Dish for each episode via Patreon Mail Contributions to: 5753 Hwy 85 North #4576 Crestview, FL 32536 Thank you for supporting truly independent media! Bills H.J.Res.111: Providing for congresional disapproval under chapter 8 of title 5, United States Code, of the rule... H.R. 624: Social Security Number Fraud Prevention Act of 2017 H.R. 2622 (108th): Fair and Accurate Credit Transactions Act of 2003 Additional Reading Blog Post: The USS senate is preventing companies like Equifax being held accountable for major screw-ups by Tim Fernholz, Quartz Media, October 24, 2017. Article: The IRS gave Equifax a $7.25 million contract, and a congressman thought it was a joke from The Onion by Aaron Mark, Slate, October 4, 2017. Article: Equifax suffered a hack almost five months earlier than the date it disclosed by Michael Ray, Anita Sharpe, & Jordan Robertson, Bloomberg Technology, September 19, 2017. Article: The Equifax data breach: What to do by Seena Gressin, Federal Trade Commission, September 8, 2017. Article: Wells Fargo uncovers up to 1.4 million more fake accounts by Matt Egan, CNN Money, August 31, 2017. Article: Wells Fargo forced unwanted auto insurance on borrowers by Gretchen Morenson, The New York Times, July 27, 2017. Blog Post: U.S. cities with the best & worst credit scores by Mike Brown, Lend EDU, April 12, 2017. Article: Two major credit reporting agencies have been lying to consumers by Gillian B. White, The Atlantic, January 4, 2017. Report: CFPB orders TransUnion and Equifax to pay for deceiving consumers in marketing credit cores and credit products, CFPB, January 3, 2017. Article: Class-action suits target Experian over T-Mobile breach by Andrew Blake, The Washington Times, November 11, 2015. Article: The long, twisted history of your credit score by Sean Trainor, Time, July 22, 2015. Publication: Data point: Credit invisibles by Kenneth P. Brevoort, Philipp Grimm, & Michelle Kambara, CPFB, May 2015. Blog Post: 4 things to do when your credit score reaches 'good' or 'excellent' by Simple.Thrifty.Living, Huffpost, April 14, 2015 Article: What's the difference between a fraud alert, credit freeze, & credit lock? by STAFF, Lexington Law, January 26, 2015. Article: Revealed: One in four of the UK's top companies pay no tax while we give them millions in credits by Alex Hawkes and Simon Watkins, The Mail, March 2, 2013. Article: The high cost of a 'free credit report' by Stephanie Clifford, The New York Times, August 4, 2008. Article: Credit scores - what you should know about your own by Malgorzata Wozniacka & Snigdha Sen, Frontline, November 23, 2004. Publication: An overview and history of credit reporting by Mark Furletti, Discussion Paper, June 2002. Article: Witness says credit bureaus invade privacy and asks curb by Roy Reed, New York Times, March 13, 1968. References Bill Actions Tracking: H.J.Res.111 Credit Report Website: https://www.annualcreditreport.com/index.action Experian: ChoiceScore Info FTC Consumer Response Center: A summary of your rights under the Fair Credit Reporting Act Identity Theft Website: https://identitytheft.gov/ Open Secrets: Experian Client Profile Summary Open Secrets: Trans Union Corp Client Profile Summary Senate Vote Summary: H.J.Res.111 Sound Clip Sources Senate Session: US senate approves disaster relief bill; Senate; October 24, 2017. 3:57:20 Sen. Sherrod Brown (OH): Studies show that Wall Street and other big companies win 93 percent of the time in arbitration. Ninety-three percent of the time in arbitration the companies win. No wonder they are fighting like hell. No wonder they have lobbied this place like we have never seen. No wonder every Wall Street firm is down here begging their Senators to stand strong with Wall Street and pass this CRA, pass this resolution to undo the rule stopping forced arbitration. 4:05:00 Sen. Mike Crapo (ID): The real issue is whether we will try to force the resolution of disputes in financial resolution into class action lawsuits. This is a question about whether we should force dispute resolution mechanisms into class actions. In fact, let me read the actual language of the rule that we are debating. It doesn’t say anything about forced arbitration clauses. In fact, the rule doesn’t stop arbitration clauses in contracts. It stops protections in arbitration clauses against class action litigation. Let’s read what the actual rule says: The CFPB rule prohibits a company from relying in any way on a predispute arbitration agreement with respect to any aspect of a class action that concerns any consumer financial product or service. In other words, the entire purpose of this rule is to promote class action litigation and to stop arbitration resolution when there is a dispute. Hearing: Equifax Sen Banking Hearing; Senate Judiciary Committee, Subcommittee on Privacy, Technology, and the Law; October 4, 2017. Witness: Richard Smith: Former Chairman & CEO of Equifax 27:20 Sen. Chuck Grassley (IA): Additionally, we must appreciate that fact that not all data breaches are the same. The information and risk of harm can greatly vary from one breach to another. For example, the past breaches at Target and Neiman Marcus, which this committee held a hearing to examine, involved financial information such as credit and debit cards. Of course, this is information that absolutely must be protected and secured. If it falls in the wrong hands, it can create a lot of problems for individuals. But in the Equifax data breach, I think that’s different. It’s important that consumers and policymakers recognize this distinction because the threat landscape has changed. The information hackers obtained or gained access to in the Equifax breach is the most sensitive personal information used by thieves to commit identity theft. So, we should let that sink in very definitely. A credit card number or bank account information can be changed with a phone call, but you can’t change your social security number and your date of birth. Anyone who’s ever applied for a loan, a credit card, a job, or opened a bank account knows you have to provide a social security number, date of birth to verify your identity. Thus, if someone has this information they can do the same and take over your identity. They can become you. And you won’t know it happened until it’s too late. 38:30 Sen. Jeff Flake (AZ): In your testimony before the House yesterday, you stated that Equifax’s “traditional business model is with companies, not with 400 million consumers.” What portion of Equifax’s business is consumer facing? Richard Smith: Mr. Chairman, roughly 10% of our revenues around the world come from what we call B to C—business to consumer. Flake: That’s 10%. Then, what is the main source of Equifax’s revenue stream? Smith: The vast majority, the remaining, is largely doing analytics, insights, and providing solutions to banks, telecommunications companies, credit card issuers, insurance companies, and the like around the world. Flake: So, if only 10% of the revenue is consumer facing, what is the company’s incentive for keeping consumer data secure when it has no meaningful interaction or limited meaningful interaction with the accountability of consumers? Smith: We are clearly viewed as a trusted steward of that information, and losing that information violates the trust and confidence not only of the consumer but also of the companies we do business with as well. 1:01:52 Sen. Patrick Leahy (VT): You spent a lot of money lobbying against as consumer-protection act that might require you to notify consumers immediately in such breaches. Are you still going to fight and still spend hundreds of thousands of dollars to stop that kind of a consumer-protection bill from going through? Richard Smith: Senator, I can tell you as a company we do have a government-relations team. In the scheme of things, it’s relatively small. We’re a company with expenses of well over $2 billion. I think our entire lobbying budget, which includes association fees, is a million dollars or less. Leahy: I could care less what your budget is for lobbying. The fact is you opposed legislation that might require notifying consumers, might actually give consumers the ability to respond when they’ve been hurt. Are you going to—is Equifax going to continue to fight consumers’ right to know? Smith: One, I’m unaware of that particular lobbying effort you’re referring to. I can talk to the company, but I’m unaware of that particular lobbying effort. Leahy: It was in your report that you have to file on your lobbying expenses. 1:03:30 Sen. Mazie Hirono (HI): Do consumers have the right to find out what kind of information data brokers like Equifax has on them? Richard Smith: Do they have the right? Hirono: Yeah, yes. Can they call Equifax up and say, what do you have on me? Smith: Every consumer has the right to a free credit report from us, from the industry, and that credit report would detail all the information that the credit file would have on them. Hirono: But that’s just their credit, but you have a lot of other information on everybody besides just their credit information, do you not? Smith: Yes, we do. Hirono: So, if—and my understanding is that you get all this information free. You don’t pay anybody for the information you gather on 145 million people, which is more than one out of three people in our entire country. Smith: It’s largely free. There are exceptions, obviously, but this business, as you know, we’re 118 years old. We’re part of a federally regulated ecosystem that enables consumers to get access to credit. Hirono: Yes. Smith: So that data’s there, and it’s used at their consent, by the way. Regardless of the type of data we have—if it’s your employment data or your income data or your credit data—that data can only be accessed if you as a consumer give the consent for someone to access that. Hirono: How does one give consent— Smith: If you— Hirono: —if you’re selling the information that you have on them? Smith: So, if you as a consumer go to your bank and want to get a credit card, for example, when you sign a contract with the bank for the credit card, you’re allowing the bank the access to approve your credit, in this particular case, to give you the best rate and the best line. 1:17:52 Sen. Richard Blumenthal (CT): Can you guarantee this committee that no consumer will ever be required to go to arbitration? Richard Smith: I cannot, sir. Blumenthal: Why? Smith: Well, one, I’m no longer with the company. I can talk to the management team. Blumenthal: Well, that’s what I mean by the designated fall guy. You know, you’re here, you can’t speak for the company. I’m interested in looking forward. How will consumers be protected? Will arbitration be required of them? Will they be compensated for the sense of security that has been lost? Will there be a compensation fund? Will there be insurance against that kind of loss? And I’m talking about a compensation fund that applies to them because of that loss of privacy. These kinds of questions, which you’re unable to answer because you’re no longer with the company, are as profound and important as any investigative effort looking back, and I recognize you’re here without the authority to make these decisions, but I think someone from the company has to make them. Hearing: Equifax Senate Banking; Senate Banking Committee; October 4, 2017 Witness: Richard Smith: Former Chairman & CEO of Equifax 6:03 Sen. Sherrod Brown (OH): But security doesn’t generate short-term profits. Protecting consumers apparently isn’t important to your business model, so you gather more and more information, you peddled it to more and more buyers. For example, you bought a company called TALX so you could get access to detailed payroll information—the hours people worked, how much they were paid, even where they lived—7,000 businesses. You were hacked there, too, exposing the workers of one proud Ohio company—400,000 workers at Kroger—and an unknown number of people’s information to criminals who used it to commit tax fraud. 26:35 Sen. Ben Sasse (NE): Your organization has committed to providing identity-monitoring services for the next year, but I’m curious about whether or not Equifax and your board have deliberated. Do you think your responsibility ends in one year, in two years, in five years, in 10 years; and if you think it ends at some point, have you tried to think about the goodwill and balance sheet impact of all this? How can you explain to an American whose identity might be stolen later because of this breach why your responsibility would ever end? Does it end? Richard Smith: I understand the question. And it extends well beyond a year, Senator. The first step we took was the five services we mentioned to the chairman a minute ago, which gets the consumer through one year. The ultimate control for security for a consumer is going to the lifetime lock. The ability for a consumer to lock down his or her file, determine who they want to have access for life— Sasse: But isn’t this—just to interrupt—isn’t that about people who might be breached in the future. I’m talking about the 145 million whose data has already been stolen. Does your responsibility end, or what do you think your legal obligations are to them? Smith: I think the combination of the five services we’re offering combined with the lifetime lock is a good combination of services. Sasse: I actually think the innovation of some of the stuff you proposed for the big three going forward is quite interesting, but why does any of that five really do much for the data that’s already been stolen? Smith: Senator, again, the combination of the five offerings today plus the lifetime lock we think is the best offering for the consumer. Sasse: Okay, I don’t think you’ve really answered the question about whether or not you’re exposure legally ends for the 145 million. 29:13 Sen. Ben Sasse (NE): I want to open, at least, the allegations that Equifax executives engaged in insider trading relating to knowledge of this cyber breach. One of the clearest times in definitions of insider trading occurs when a business executive trades their company stock because of confidential knowledge that they have gained from their job. I’m sure you can imagine why Americans are very mad about the possibility that this occurred here. While insider trading is going to be discussed a lot more later in this hearing, I wish you could just very quickly give us a timeline of the first steps. When did Equifax first learn of the May 2017 breach, and when did you inform the FBI of that breach? Richard Smith: Thank you. I’ll answer as quickly as I can. We notified the FBI cybersecurity forensic team and outside global law firm on August 2. At that time, all we saw was suspicious activity. We had no indication, as I said in my oral testimony, of a breach at that time. You might recall that the three individuals sold stock on August 1 and 2. We did not have an indication of a breach until mid- to late August. Sasse: So you’re saying that those three executives—Mr. Chairman, I’ll stop—you’re saying those three executives had no knowledge of a breach on August 1 or 2. Smith: To the best of my knowledge, they had no knowledge and they also followed our protocol to have their stock sales cleared through the proper channels, which is our general counsel. 32:00 Sen. Jon Tester (MT): Let’s fast forward to the 29th of July, and you learned for the first time that your company has been hacked—don’t know how big the hack is, but it’s been hacked—and it was preceded by this notification from US-CERT. Three days after, as Senator Sasse pointed out, you had three high-level execs sell $2 million in stock. That very same day, you notified the FBI of the breach. Can you tell me if your general counsel was held accountable for allowing this stock sale to go forward? Or did he not know about the breach. Richard Smith: Senator, clarification: On the 29th and 30th, a security person saw suspicious activity, shut the portal down on the 30th. There was no indication of a breach at that time. The internal forensics began on the 30th. On the 2nd we brought in outside cyber experts—forensic auditors, law firm, and the FBI. The trades took place on the 1st and the 2nd. At that time, the general counsel, who clears the stock sales, had no indication—or to the company—of a security breach. Tester: Well, I’ve got to tell you something, and this is just a fact, and it may have been done with the best of intentions and no intent for insider trading, but this really stinks. I mean, it really smells really bad. And I guess smelling bad isn’t a crime. But the bottom line here is that you had a hack that you found out about on the 29th. You didn’t know how severe it was. You told the FBI about the breach. On that same day, high-level execs sell $2 million worth of stock, and then you do some investigation, evidently, and you find out at the end of the month that—or, at least, by the first part of September—that this is a huge hack, and you finally notify the public. And as was pointed out already in this committee, these are people that didn’t ask for your service. You’ve gathered it. And now it’s totally breached. And then, as Senator Sasse said, what’s the length of exposure here, and you said, we’ll be doing these five things. That’s proactive, and I think we can all applaud those efforts. But I’ve got to tell you, that doesn’t do a damn thing for the people who have had their identity stolen and their credit rating stolen. So let me ask you this: So their credit rate goes up a little bit, and they go buy a house for 250,000 bucks on a 30-year note, and it costs them 25 grand. Are you liable for that? Smith: Senator, I understand your anger and your frustration. We’ve apologized for the breach, we’ve done everything in our power to make it right for the consumer, and we think these services we’re offering is a right first step. 53:57 Sen. Elizabeth Warren (MA): In August, just a couple of weeks before you disclosed this massive hack, you said—and I want to quote you here—“Fraud is a huge opportunity for us. It is a massive, growing business for us.” Now, Mr. Smith, now that information for about 145 million Americans has been stolen, is fraud more likely now than before that hack? Richard Smith: Yes, Senator, it is. Warren: Yeah. So the breach of your system has actually created more business opportunities for you. For example, millions of people have signed up for the credit-monitoring service that you announced after the breach—Equifax is offering one year of free credit monitoring—but consumers who want to continue that protection after the first year will have to pay for it, won’t they, Mr. Smith. Smith: Senator, the best thing a consumer could do is get the lifetime lock. Warren: I’m asking you the question. You’re offering free credit monitoring, which you say is worth something, and you’re offering it for only one year. If consumers want it for more than one year, they have to pay for it. Is that right? Smith: Yes, Senator. But the most, the best thing a consumer can do is the lock product. It’s better than monitoring. Warren: Okay, but, they’re going to have to pay after one year if they want your credit monitoring, and that could be a lot of money. So far, seven and a half million people have signed up for free credit monitoring through Equifax since the breach. If just one million of them buy just one more year of monitoring through Equifax at the standard rate of $17 a month, that’s more than $200 million in revenue for Equifax because of this breach. But there’s more. LifeLock, another company that sells credit monitoring, has now seen a 10-fold increase in enrollment since Equifax announced the breach. According to filings with the SEC, LifeLock purchases credit monitoring services from Equifax; and that means someone buys credit monitoring through LifeLock, LifeLock turns around and passes some of that revenue directly along to Equifax. Is that right, Mr. Smith? Smith: That is correct. Warren: That’s correct. Okay. The second Equifax announced this massive data breach, Equifax has been making money off consumers who purchased their credit monitoring through LifeLock. Now, Equifax also sells products to businesses and government agencies to help them stop fraud by potential identity thieves. Is that right, Mr. Smith? Smith: Yes, Senator. There’s one clarification. You’d mentioned the LifeLock relationship— Warren: Uh-huh. Smith: —which was accurate. At the same time, the majority of that revenue we normally generate is direct to consumer. We’ve shut that down. We’re no longer selling consumer product directly. Warren: I’m sorry. My question is, every time somebody buys through LifeLock—and they’ve seen a 10-fold increase since the breach—you make a little more money. We actually called the LifeLock people to find this out. So, I asked you the question, but I already know the answer. It’s true. You’re making money off this. So, let me go to the third one. Equifax sells products to businesses and government agencies to help them stop fraud by potential identity thieves, right? Smith: To the government, yes. Not to the business. Warren: You don’t sell to businesses? Just small businesses? Smith: We sell business, but it’s not to prevent fraud. That’s not the primary focus or business. Warren: But to stop identity theft, you don’t have any products that you’re touting for identity-theft purposes? Smith: Senator, all I’m saying is the vast majority we do for businesses is not fraud. Warren: Look, you’ve got three different ways that Equifax is making money, millions of dollars, off its own screw up, and meanwhile, the potential costs to Equifax are shockingly low. Consumers can sue, but it turns out that the average recovery for data breaches is less than $2 per consumer, and Equifax has insurance that could cover some big chunk of any potential payment to consumers. So, I want to look at the big picture here. From 2013 until today, Equifax has disclosed at least four separate hacks in which it compromised sensitive personal data. In those four years, has Equifax’s profit gone up? Mr. Smith? Smith: Yes, Senator. Warren: Yes, it has gone up, right? In fact, it’s gone up by more than 80% over that time. You know, here’s how I see this, Mr. Chairman. Equifax did a terrible job of protecting our data because they didn’t have a reason to care to protect our data. The incentives in this industry are completely out of whack. Because of this breach, consumers will spend the rest of their lives worrying about identity theft. Small banks and credit unions will have to pay to issue new credit cards, businesses will lose money to thieves, but Equifax will be just fine. Heck, it could actually come out ahead. Consumers are trapped, there’s no competition, nowhere else for them to go. If we think Equifax does a lousy job protecting our data, we can’t take our data to someone else. Equifax and this whole industry should be completely transformed. Consumers—not you—consumers should decide who gets access to their own data. And when companies like Equifax mess up, senior executives like you should be held personally accountable, and the company should pay mandatory and severe financial penalties for every consumer record that’s stolen. Mr. Chairman, we’ve got to change this industry before more people are injured. 1:22:00 Sen. John Kennedy (LA): It just seems incongruent to me that you have my information—you don’t pay me for it; you don’t have my permission — you make money collecting that information, selling it to businesses — and I think you do a service there; don’t misunderstand me — and you also come to me—you can’t run your business without me; my data is the product that you sell — and you also offer me a premium service to make sure that the data you’re collecting about me is accurate. I mean, I don’t pay extra in a restaurant to prevent the waiter from spitting in my food. You understand my concern? Richard Smith: I understand your point, I believe, but another way to think about that is the monitoring part that you’re referring to, Senator? Kennedy: Uh-huh. Smith: In the future, it’s far less required if you as a consumer have the ability to freeze, or lock as we call it, and unlock your file. And that is free for life. Kennedy: But it’s not just the freeze part. What if you had bad information about me? Have you ever—has an agency ever had bad information about you, and you had to go through the process of correcting it? Smith: Yes, Senator. There’s a process that if— Kennedy: It’s a pain in the elbow, isn’t it. I mean, the burden’s kind of on – you have my data, which you haven’t paid me for. You’re earning a good living, which I don’t deny you. I believe in free enterprise. I think this is a very clever business model you’ve come up with. But you’re earning your money by selling my data, which you get from me and don’t pay me for, to other people, but if the data is wrong that you have about me, I would think you would want to make it as easy as possible to correct it, not as hard as possible. Smith: I understand your point, and it’s an important point for the entire industry to make the process as consumer-friendly as possible if there’s an error on your utility bill, if there’s an error on your bank bill, your credit card statement, to work with consumers to make— Kennedy: Well, can you commit to me today that Equifax is going to set up a system where a consumer who believes that Equifax has bad information about him can pick up the phone and call a live human being with a beating heart and say, here’s this information you have about me that you’re selling to other people—you’re ruining my credit, and it’s not true, and I want to get it corrected. How are you going to correct it, what information do you need from me to prove that it’s incorrect, and when are you going to get back to me, and give me your name and phone number so I can call you. Smith: Senator, I understand your point. There is a process that exists today. More than half— Kennedy: Yeah, and it’s difficult, Mr. Smith. Smith: Be more than happy to get the company to reach out to your staff, explain what we do, and what we’re doing to improve that process. I hear you. Hearing: House Equifax CEO Hearing; House Energy and Commerce Subcommittee on Digital Commerce and Consumer Protection; October 3, 2017 Witness: Richard Smith: Former Chairman & CEO at Equifax 5:13 Rep. Jan Schakowsky (IL): The Equifax data breach was massive in scale: 145.5 million American victims as of yesterday. I would call it shocking, but is it really? We have these under-regulated, private, for-profit credit reporting agencies collecting detailed personal and financial information about American consumers. It’s a treasure trove for hackers. Consumers don’t have a choice over what information Equifax or, for example, TransUnion or Experian, have collected, stored, and sold. If you want to participate in today’s modern economy; if you want to get a credit card, rent an apartment, or even get a job often, then a credit reporting agency may hold the key. Because consumers don’t have a choice, we can’t trust credit reporting agencies to self-regulate. It’s not like when you get sick at a restaurant and decide not to go there anymore. Equifax collects your data, whether you want to have it collected or not. If it has incorrect information about you, it’s really an arduous process—I’ve tried it—to get it corrected. When it comes to information security, you are at the mercy of whatever Equifax decides is right; and once your information is compromised, the damage is ongoing. Given vast quantities of information and lack of accountability, a major breach at Equifax, I would say, would be predictable if not inevitable. I should really say breaches. This is the third major breach Equifax has had in the past two years. From media reports and the subcommittee’s meeting with Equifax officials after the breach, it’s clear to me that the company lacked appropriate policies and practices around data security. This particular breach occurred when hackers exploited a known vulnerability that was not yet patched. It was months later before Equifax first discovered the breach, and it was another several weeks before Equifax shared news with consumers, this committee, the Federal Trade Commission, and the Consumer Financial Protection Bureau. Senior officials at the company are saying they weren’t immediately aware that the breach occurred, and yet, by the way, there were executives who sold over a million dollars in stock just days after the breach was discovered but, yet, not reported. And for a lot of Americans, that just doesn’t pass the smell test. 22:45 Richard Smith: We know now that this criminal attack was made possible because of combination of human error and technological error. The human error involved the failure to apply a software patch to our dispute portal in March of 2017. Technological error involved a scanner which failed to detect that vulnerability on that particular portal. Both errors have since been addressed. On July 29 and July 30, suspicious activity was detected, and a team followed our security-incident protocol. The team immediately shut down the portal and began our internal security investigation. On August 2, we hired top cybersecurity, forensic, and legal experts, and at that time, we notified the FBI. At that time, to be clear, we did not know the nature or the scope of the incident. It was not until late August that we concluded that we had experienced a major breach. 47:53 Rep. Frank Pallone (NJ): All right, during your tenure at Equifax, you expanded the company’s business into packaging and selling other people’s data, and in that August 17 speech, you explained that having free data with a gross margin of profit of about 90% is—and I quote—“a pretty unique model.” And I get that this unique model is a good deal for Equifax, but can you explain how it’s a good deal for consumers? Richard Smith: Thank you, Congressman. I think I understand the question. Our industry has been around for a number of years, as you know. In fact, Equifax is a 118-year-old company. We’re part of a federally regulated ecosystem that enables consumers to get access to credit when they want access to credit and, hopefully, at the best rates available to them at that time. So we’re very vital to the flow of economy, not just in the U.S. but around the world. Pallone: All right, I want to turn to what Equifax is offering consumers in the wake of this breach, specifically the free credit-lock service that is supposed to be introduced next year. We’ve been told that this free credit-lock service could require consumers to consent to Equifax sharing or selling the information it collects from the service to third parties with whom the individual already has a business relationship for marketing or other purposes. Is that true? Smith: This product will be a web-enabled, mobile-enabled application that will allow a consumer at a time he or she, if they decide they want access to credit, can simply toggle on, toggle off that application to give the bank, credit card issuer, auto lender, access to their credit file to approve their loan. Pallone: Well, by agreeing to use the Equifax’s lock service, will consumers also be opting in to any additional marketing arrangements, either via Equifax or any of its partners? Smith: Congressman, we’re trying to change the paradigm. What I mean by that is, this will be in an environment viewed as a service, a utility, not a product. But we know cross-selling, upselling, or any products available to the consumer, when they go to get and sign up for the lock product, it’s a service to them, and that’s the only product—this service they’ll be able to get. Pallone: Will Equifax give consumers an easy and free method to choose not to share their data in this way, even if the consumer already has a business relationship with the third party? Smith: Yeah, Congressman, I’d envision as this evolves over time, the consumer will have the ability to invite into their world who they want to have access and who they do not. It’ll be their choice, their power, not ours, to make that decision. Pallone: Now, last week, the interim CEO announced that by January 31 of 2018 Equifax would make locking and unlocking of a person’s Equifax credit report free forever. A credit-report lock is already included in TrustedID Premier and other services like credit monitoring and identity-theft insurance. Will that still end after one year? Smith: Congressman, a couple of differences. Number one, the product we offer today for consumers protects the consumer at the same-level protection they’d get January 31. The difference is, today is a browser-enabled product, or service; the 31 of January it’ll be an application, much simpler and easier for the consumer to use. The protection is largely the same. So they get this free service when they sign up for one year. At the end of the one year, effective January 31 of 2018, it goes into the new lock product. Pallone: I guess the difference, other than not expiring, between the credit-report lock that is part of TrustedID Premier and the credit-locking tool that will be available in January, why not just extend the freeze program? Smith: There’s a difference between the freeze product, which came to pass with FACTA back in 2003, passed into law in 2004, that is now governed by state laws in all states, and it’s a cumbersome process for a consumer. In many cases, some states require you to mail in your request for a freeze and that we must mail you a PIN, so your ability to get access to credit when you want credit is encumbered. A consumer could go to a car dealer or to a bank to get a credit card, forget his or her PIN on a freeze product, have to go back home, look for the PIN, mail the PIN in, so it’s a cumbersome process. The lock product we’re offering today is a big step forward; lock product for the 31 of January is an even further step forward. 53:00 Rep. Joe Barton (TX): Mr. Smith, what’s the market value of Equifax? What’s your company worth, or your former— Richard Smith: Congressman, last time I checked it’s somewhere close to 13 billion. Barton: Thirteen billion. I’m told by my staff that this latest data breach was about 143 million people. Is that right? Smith: We were informed yesterday from the company that is typical in a forensic audit, there was some slight movement and the numbers adjusted. Press release came out from the company last night. It’s 145.5. Barton: A hundred—well, okay, I appreciate your accuracy there. But under current law, you’re basically required to alert each of those that their account has been hacked, but there’s really no penalty unless there is some sort of a lawsuit filed and the Federal Trade Commission or state attorney general files a class-action lawsuit against your company. So you really only notify—you’re just required to notify everybody and say so sorry, so sad. I understand that your company has to stay in business, has to make money, but it would seem to me that you might pay a little bit more attention to security if you had to pay everybody whose account got hacked a couple thousand bucks or something. What would the industry reaction be to that if we passed a law that did that? Smith: Congressman, I understand your question. I think the path that we were on when I was there and the company’s continued is the right path, and that’s a path, a line that the consumers to control the power of who and when accesses a credit file going forward, taking the— Barton: Well, a consumer can’t control the security of your system. Smith: That is true, sir, but they can control— Barton: And your security people knew there was a problem, and according to staff briefings that I’ve been a part of, they didn’t act in a very expeditious fashion until the system had already been hacked. And, I mean, you’re to be commended for being here. I don’t think we subpoenaed you. I think you appeared voluntarily, which shows a commendable amount of integrity on your part, but I’m tired of almost every month there’s another security breach, and it’s okay, we have to alert you. I checked my file to see if I was one of the ones that got breached, and apparently I wasn’t. I don’t know how I escaped, but I didn’t get breached, but my staff person did, and we looked at her reports last night, and the amount of information that’s collected is way beyond what you need to determine if she (audio glitch) for a consumer loan. Basically, her entire adult history, going back 10 years, everywhere she’s lived, her name, her date of birth, her social security number, her phone numbers, her addresses, her credit card, student loans, security-clearance applications for federal employment, car insurance, even employment history of jobs that she worked when she was in high school. That’s not needed to determine whether she’s worthy of getting a five-thousand-dollar credit card loan or something. And now it’s all out in the netherworld of whoever hacked it. I can’t speak for anybody but myself, but I think it’s time at the federal level to put some teeth into this and some sort of a per-account payment—and, again, I don’t want to drive credit bureaus out of business and all of that, but we could have this hearing every year from now on if we don’t do something to change the current system. 58:42 Rep. Ben Lujan (NM): Will Equifax be willing to pay for this freeze at Experian and TransUnion for consumers whose information was stolen? Richard Smith: You’re referring to the freeze or the lock? Lujan: You said they’re the same, so… Smith: Yeah, right now we offer a free lock product, as you know, for one year, and then a free lifetime lock product for life, starting January 31, 2018. Smith: And that also extends to Experian and TransUnion? Smith: No, sir, it does not. Lujan: Would Equif—let me repeat the question. Will Equifax be willing to pay for that freeze, for that lock, at Experian and TransUnion for consumers whose information was stolen by it—through Equifax? Smith: Congressman, the company’s come out with what they feel is a comprehensive five different services today and a lifetime lock. I would encourage, to be clear, I would encourage TransUnion and Experian to do the same. It’s time we change the paradigm, give the power back to the consumer to control who accesses his or her credit data. It’s the right thing to do. Lujan: Okay, I’m down to limited time, Mr. Smith. I apologize. I’ll take that as a no that Equifax will not pay for Experian and TransUnion consumers. 1:26:09 Rep. Debbie Dingell (MI): Why do consumers have to pay you to access their credit report? Why should that data not be free? Richard Smith: Congresswoman, the consumer has the ability to access the credit report for free from each of the three credit reporting agencies once a year, and you combine that with the ability to lock your credit file for life for free. Again, it’s a step forward. 2:00:40 Rep. Larry Bucshon (IN): Is it possible people who never signed up or used Equifax directly could have been impacted by the breach? Richard Smith: Yes, Congressman. Bucshon: Okay, so how does Equifax get the information on people who’ve never directly associated with Equifax at all? I mean, I’m not familiar with that. Smith: Yeah, we get it from banks, telecommunications companies, credit card issuers, so on and so forth. Bucshon: So just like we go to apply for a loan, they send you the information, because they want to get a data—they want to get the information on my credit rating, for example. Smith Correct. As I define it, we are part of the federally regulated ecosystem— Bucshon: Yeah. Smith: —that enables banks to loan money to consumers. Bucshon: Right. So, it’s up to the banks, at that point, to notify the individual which credit agencies they’re utilizing to assess their credit risk? Or is it up to the credit agencies? Smith: Traditionally, the contributors of data—in that case, Congressman, the banks would give their data to all three. That’s the benefit of the system is you get a holistic view of an individual’s credit risk. Bucshon: Yeah. My point is, I guess, because a lot of people I talk to back in Indiana, southern Indiana, have no idea who Equifax is, right? And many of those people have applied for home loans and other things. And a matter of fact, probably at some point you have their information, but they may or may not have been notified who sent the information to them—probably the bank or other agency—and that’s something I think that is also maybe an issue, that people don’t understand or have not been told who is being used to assess their credit risk and, hence, something like this happens, they have no idea whether or not their information has been compromised. Smith: I understand your point. Bucshon: Yeah. 2:09:20 Rep. Gene Green (TX): Mr. Smith, Equifax customers or businesses who purchase data and credit reports on consumers, the American public is essentially Equifax’s product. How many times per year on average does Equifax sell access to a given individual’s credit file to a potential creditor, and how much do they make every time they sell it? Richard Smith: If I understand the question, Congressman, we take the data that is given to us by the credit ecosystem of the U.S., add analytics to it, and then when a consumer wants credit—again, through a credit card, home loan, a car—the bank then comes to us for that data and for that analytics, and we charge them for that. **Green: Okay. Well, the question was, how many times does Equifax receive payment for that individual credit file? Every time—if my local car dealer contacts Equifax, and so they pay a fee to Equifax for that information. Smith: Yes, Congressman. If you as an individual want to go to that car dealership and get a loan for a car, they come to us or to competitors, and when they take your data, access your data, we do get paid for it, correct. 2:47:40 Richard Smith: If there’s one thing I’d love to see this country think about is the concept of a social security number in this environment being private and secure, I think it’s time as a country to think beyond that. What is a better way to identify consumers in our country in a very secure way, and I think that way is something different than an SSN, a date of birth, and a name. 2:56:28 Rep. Jan Schakowsky (IL): What if I want to opt out of Equifax? I don’t want you to have my information anymore. I want to be in control of my information. I never opted in, I never said it was okay to have all my information, and now I want out. I want to lock out Equifax. Can I do that? Richard Smith: Congresswoman, that requires a much broader discussion around the rules of credit reporting agencies because that data, as you know today, doesn’t come from the consumer; it comes from the furnishers, and the furnishers provide that data to the entire industry. Schakowsky: No, I understand that. And that’s exactly where we need to go, to a much larger discussion, because most Americans really don’t know how much information, what it is that you have it, and they never said okay. Video: Circle Jerk, YouTube, December 3, 2015 Hearing: Credit Privacy Hearing; Senate Commerce, Science, and Transportation Committee; December 18, 2013 Witnesses: Tony Hadley: Senior VP of Government Affairs and Public Policy at Experian 47:13 Sen. Jay Rockefeller (retired) (WV): So, Mr. Hadley, what does your company—or why does it single out and sell lists of economically vulnerable groups like immigrants, widows, and military personnel? 48:03 Tony Hadley: Thank you, Senator. We would be very concerned if lenders were using that information for scamming purposes, too. And we have processes and procedures in place to ensure that nobody gains access to that score for that purpose. Now— Sen. Jay Rockefeller: And how does that work? Hadley: We have an onboarding system by which we take on a client that gets our information to know who they are, and we also have a mail-piece review process to know what they’re going to offer the consumer. And if it’s anything that looks discriminatory or predatory, we will not provide our list to them. Now— Rockfeller: And this is your self-regulation. Hadley: This is our self-regulation under DMA standards. So if we were to violate that, we’d be in violation of our self-regulatory standards as well as our contractual standards with our clients. Now, what’s important here is that there are somewhere between 45 and 50 million Americans who are outside the mainstream of the credit markets in the United States. These are underbanked, underserved consumers who financial institutions cannot reach through credit scoring and credit report. They don't have financial identities or a big enough or even the presence of a credit file in order to bring them into the mainstream of financial markets. But that doesn't mean that they don't need access to financial services. So banks use this data to try to reach out to consumers who they can help to empower them, not to scam them. We don't want to do business with financial institutions who are trying to scam people, only to empower them. And this is their best way to find those individuals who are outside the mainstream—immigrants; new to credit, like recent college graduates, exactly what we’re talking about here—to give them an offer, an invitation to apply, so that then they can make an eligibility determination regarding that application under the Fair Credit Reporting Act. But this is marketing literature, not eligibility determination. Rockefeller: Who— Hadley: Can I add to that for you? Rockefeller: Not entirely. Can you tell me which are the companies that buy this ChoiceScore product from you? We’ve asked you that. Hadley: Yeah. They would be banks and financial institutions and members of the financial community. Rockefeller: That’s what’s called a general answer. Hadley: Yeah. I can't tell you who our clients are. That’s a proprietary list of ours. It’s like our secret ingredient. The ones who would want that most are our competitors. And our counsel has informed me that they don't believe that our ability to give that to you can be shielded from disclosure through the rules of the Senate. If we thought they could be—for example, under a law enforcement action, where it could be shielded and protected from FOIA or other disclosures, we could do that, but not under the situation—under the rules of the Senate. And we’re very sorry about that, but we just simply can't do that. Our counsel won't let us. 1:25:49 Sen. Claire McCaskill (MO): The case, Mr. Hadley, of Experian and Superget. You purchased the company Court Ventures in 2012, in the spring of 2012. For more than a year after the time you purchased this company that had all this data, you were taking monthly wire transfers from Singapore, and your company did nothing. And as it turns out, those wire transfers were coming from a man in Vietnam who specialized in identity theft and was marketing the information that you owned to criminals to ruin people's lives. So my first question to you is, you were quoted as saying, “We would know who was buying this.” You were getting wire transfers from Singapore on a monthly basis, and no one bothered to check to see who that was? Hadley: Now, I want to be clear that this was not Experian marketing data; this was Experian authentication data. So it’s under a different company, a different use. So that’s just—I want you to know that it’s not marketing data. McCaskill: I don't understand the distinction. I think it’s a distinction— Jay Rockefeller: Nor do I. McCaskill: —without a difference. I believe it was data that you owned, Experian owned. You’d purchased this data from Court Scan, and they had, in fact— Hadley: No. Let me clarify. McCaskill: —sold it to someone else. Hadley: Yeah, let me clarify that for you, because we’ve provided a full response to that question to the Committee, and it’s part of the eight submissions that we’ve given. And I do have to say that it’s an unfortunate situation, and the incident is still under investigation by law enforcement agencies. So I’m really extremely limited in what I can say publicly about it, but I do want to say this. The suspect in the case obtained data controlled by a third party—that was U.S. Info Search. That was not an Experian company—through a company we bought, Court Ventures— McCaskill: Okay. Let— Hadley: —prior to the time that we acquired that company. And to be clear, no Experian data was ever accessed in that deal. McCaskill: Well, I understand what you’re saying. Here’s what happened: You had U.S. Info Search— Hadley: No, we did not own— McCaskill: No, no; I’m— U.S. Info Search existed, and Court Ventures existed. Hadley: And they had a partnership. McCaskill: —they decided, for commercial reasons, to make more money, to combine their information. Hadley: To resell their information. McCaskill: And so they had a sharing agreement, those two companies, correct? Hadley: Right, right. McCaskill: Okay. So these two companies had a sharing agreement. Then you bought one of those companies. Hadley: Court Ventures. McCaskill: Correct. So now you owned it. Now you stood in their place. Are you a lawyer? Hadley: I’m not a lawyer, but I understand we stood in their place, right. McCaskill: Are there any lawyers on the panel? Okay; she’ll back me up. You stand in their place when you buy this. So now you’re there. Now, you said in your earlier testimony, we would know who was buying this. So you now are part of their transactions. Hadley: During— McCaskill: And you were receiving the benefit of these monthly wire. Hadley: So, during the due-diligence process, we didn't have total access to all the information we needed in order to completely vet that. And by the time we learned about the malfeasance, I think nine months had expired. The Secret Service came to us, told us of the incident, and we immediately began cooperating with the Secret Service to bring this person to justice. McCaskill: Okay. Hadley: And we’re continuing to cooperate with law enforcement in that realm. This was—we were a victim and scammed by this person. McCaskill: Well, I would say the people who had all their identity stolen were the victims. Hadley: And we know who they are, and we’re going to make sure that they’re protected. There’s been no allegation that any harm has come, thankfully, in this scam. McCaskill: Okay. Hadley: And we’ve closed that down, and— Rockefeller: Let Senator McCaskill continue. Hadley: —and we’ve modified our processes to ensure that [unclear]— Rockefeller: Let Senator McCaskill continue. McCaskill: Okay. So let's talk about that process. This person got—this man who they lured to Guam to arrest and who is now facing criminal charges in New Hampshire, they posed as an American-based private investigator. What is your vetting process when people want to buy your stuff? Hadley: That would’ve been Court Ventures who would have vetted that prior to our acquisition. McCaskill: Okay, but I’m talking about now, you. What is your vetting process? Hadley: Right now, before we would allow acc—first, let me say that that person would have not gained access to Experian or this data if they had gone through our vetting processes prior to the acquisition. McCaskill: And what would’ve stopped him? Hadley: We would’ve known who that company is. We would’ve had a physical onsite inspection of that company. We would’ve known who that business is and what that business's record is. We would’ve known exactly why they wanted that data and for what purposes. And that would have been enshrined in our contract. And we would’ve known the kinds of systems they have in place to protect the data that they gained. Those are all incumbent upon us under the Gramm-Leach- Bliley Act and the FCRA. McCaskill: Well, listen, I understand that this was not a crime that began under your watch. Hadley: Thank you. McCaskill: But you did buy the company, and you did keep getting the wire transfers from Singapore, and the only reason you ever questioned them is because the Secret Service knocked on your door. I don't know how long those wire transfers from Singapore would’ve gone on until you caught them. I don't have confidence that it would’ve stopped at all. So I guess what my point is here, I maybe do not feel as strongly as others on this panel that behavioral marketing is evil. I believe behavioral marketing is a reality, and, frankly, the only reason we have everything we have on the Internet for free is because of behavioral marketing. So I don't see behavioral marketing as an evil into itself. What I do see is some desperate need for Congress to look at how consumers can get this information, what kind of transparency is there, and whether or not companies that allow monthly wire transfers into their coffers from Singapore from a criminal who is trying to rip off identity theft, whether or not they should be held liable for no due diligence on checking those wire transfers from Singapore until the Secret Service knocked on their door. And that’s what I think we need to be looking at. And I don't think there’s enough—I mean, I know that some of my friends on the other side of the aisle, you say trial lawyers, and they break out in a sweat. But the truth is that if there was some liability in this area, it would be amazing how fast people could clean up their act. And, unfortunately, in too many instances there’s not clear liability because we haven't set the rules of the road. Video: FreeCreditReport.com all 9 commercials, YouTube, October 3, 2009. Hearing: Credit Scoring System; House Financial Services Subcommittee on Oversight and Investigations; July 30, 2008. Witnesses: Thomas Quinn: Vice President of Global Scoring at Fair Isaac Business Consulting Stan Oliai: Experian Decision Analytics Consulting Senior Vice President Chet Wiermanski: Transunion Credit Services Analytical Systems Vice President Richard Goerss: Equifax Credit Services Chief Privacy Officer Evan Hendricks: Privacy Times Publisher and Editor 26:42 Thomas Quinn: A FICO score is a three-digit number ranging from 300 to 850, where the higher the score, the lower the risk. Lenders use the score, along with other information, to decision the request for credit, set the credit line and pricing terms. Creating the FICO score model requires two samples of credit reports, two years apart, for the same randomly selected depersonalized set of consumers provided by one of the national credit reporting agencies. Those credit factors found to be most powerful and consistent in predicting credit performance, individually and in combination, form the basis for the complex mathematical algorithm which becomes the score. The traditional FICO score model evaluates five broad types of data elements from the consumer credit report. These include, and listed in order of importance, previous credit payment history, about 35 percent contribution; level of outstanding debts, about 30 percent contribution; length of credit history, 15 percent contribution; pursuit of new credit, 10 percent contribution; and mix of type of credit, about 10 percent contribution. FICO scores were first introduced to the marketplace in 1989 and have been consistently redeveloped and updated throughout the years to ensure their predictive strength. 34:00 Stan Oliai: A credit score is a numerical expression of risk of default, based on a credit report. The score is produced by a mathematical formula created from a statistical analysis of a large representative sample of credit reports. The formula is typically called a “model.” The credit score is calculated by the model, using only information in the credit report. These reports include the following types of information: The credit account history—such as was the account paid, was it paid on time, how long has the account been open, and what’s the outstanding balance; the type of account—is it a mortgage, is it an installment, is it revolving; the public record information—liens, judgments, bankruptcies, for example; inquiries in the credit file that represent applications for new credit and other consumer-initiated transactions. A credit report does not include information such as income or assets. It also does not include demographic information such as race or ethnicity. Demographic factors are not used in the calculation of a credit score. 35:05 Stan Oliai: Regulatory oversight of credit scores is accomplished through routine bank examinations for compliance, with a number of laws that govern fair lending, such as the Equal Credit Opportunity Act. This makes sense because the lender chooses the scoring model to assist in this proprietary underwriting process. The lender is ultimately responsible for demonstrating to regulators that the scoring model it has chosen complies with the lending laws. 46:20 Chet Wiermanski: There is strong evidence to suggest that consumers would benefit from the increased reporting of nontraditional credit information. For example, consumers with thin credit files and, in particular, minorities, immigrants, young and old, all experience a net benefit from full-file reporting by energy companies and telecommunication providers. Consumers with impaired credit histories also obtain a net benefit from full-file reporting by these companies. We are presently engaged in a follow-up study to learn more about the impediments to full-file reporting faced by the utilities and telecommunication industry. It may be very well that Congress may have a role to play in removing roadblocks to encourage voluntary full-file reporting. 2:01:30 Richard Goerss: There are a lot of thing—different activities—that a consumer can do to protect themselves if they feel they are victims or might be victims of identity theft. Certainly, one of the things that they can do is to place a fraud alert on their credit file. They can receive a free disclosure of their credit file to see if there has been any inappropriate activity or inquiry to their credit file. They can provide an identity-theft report and identify the account information that they feel, or that they say, was opened fraudulently. And under the requirements of the FACT Act, the consumer reporting agencies are going to delete that information, and the consumer reporting agency that receives that identity theft with the information-removal request is going to refer it to the other two consumer reporting agencies, who are also going to remove that information. 2:24:30 Evan Hendricks: Right now, you take it for granted that we know about credit scores, but you have to remember it was, like, 12 years ago, in the mid-1990's, when credit scores started being widely used. They were a complete secret; the industry did not even acknowledge their existence. Then, when they found out about it and reporters like Michelle Singletary of the Washington Post started reporting on it, then they would not disclose the score to you. So, California led the way with a state law, and now we have the FACT Act, which means that you can get one—you can buy a credit score for a fair and reasonable price. 2:54:55 Rep. Jackie Speier (CA): We call these credit reporting agencies or credit bureaus, which gives the average consumer the impression that they are dealing with some federal entity, when in fact they are not—we heard this afternoon they’re private or publicly traded companies—and yet this information is so critical, and to Mr. Barrett's comments, who suggested that the consumer needs to be educated, needs to know what goes into their FICO score and what they can do to improve their FICO score, we can't give those kinds of answers, because, for all intents and purposes, it is a proprietary formula. It’s sort of like secret sauce; we don't know what it is. Now, there’s something wrong when the government can't articulate what should be considered in a FICO score. Cover Art Design by Only Child Imaginations Music Presented in this Episode Intro & Exit: Tired of Being Lied To by David Ippolito (found on Music Alley by mevio)

Podcast - Paul Clifford
Episode 5-Music through the ears of a millennial

Podcast - Paul Clifford

Play Episode Listen Later Jan 17, 2017 31:50


Paul welcomes 19 year old illustrator and music lover Stephanie Clifford to discuss how music is consumed by her generation.

Oral Argument
Episode 61: Minimum Competence

Oral Argument

Play Episode Listen Later May 15, 2015 96:40


Longtime listener, first time Oral Arguer Derek Muller joins us to talk about the bar exam, through issues particular (the great ExamSoft meltdown of 2014), large (the purpose and utility of the exam overall), and sartorial (Virginia). Joe makes a shocking confession. This show’s links: Derek Muller’s faculty profile and writing The Virginia Board of Bar Examiners’ Mandatory Dress Code Derek Muller, Visualizing the Grim Final Numbers from the July 2014 Bar Exam National Conference of Bar Examiners, National Data for 2014 MBE and MPRE Administrations Reuters, U.S. States Extend Bar Exam Deadlines After Software Havoc Jerry Organ, What Might Have Contributed to an Historic Year-Over-Year Decline In the MBE Mean Scaled Score? Gary Rosin, Unpacking the Bar: Of Cut Scores, Competence, and Crucibles Oral Argument 12: Heart of Darkness Deborah Merritt, ExamSoft Update (including links to Merritt’s other posts on the topic) Karen Sloan, Software Maker Settles ‘Barmageddon’ Class Action for $2.1M Vikram Amar, Lower Bar Pass Rates in Some States Should Cause Us to Examine This Year’s Test, and the Bar Exam in General and Additional Thoughts (and Concerns) About the Low Bar Pass Rates in California and Elsewhere in 2014 Derek Muller, Here We Go Again: February 2015 Bar Pass Rates Down over Last Year About the Daniel Webster Scholar Program and its curriculum Stephanie Clifford and James McKinley Jr., New York to Adopt a Uniform Bar Exam Used in 15 Other States Erwin Chemerinsky, It’s Time for California to Accept the Uniform Bar Exam About the Uniform Bar Examination Special Guest: Derek Muller.