Podcast appearances and mentions of john wiley sons

In this episode of the Play Therapy Podcast, I respond to a question from Nicole in Indiana about finding research that compares child-centered play therapy (CCPT) with other types of therapy. Nicole, whose manager is skeptical of CCPT's broad applicability, especially for issues outside trauma, asked for research to support CCPT's effectiveness across various child needs. Instead of a comparison, I discuss how research shows CCPT's success with a range of issues—from ADHD and anxiety to cultural diversity and speech disorders. I highlight Child-Centered Play Therapy Research, edited by Baggerly, Ray, and Bratton, as a comprehensive resource for defending the universal efficacy of CCPT. I also encourage listeners to confidently advocate for CCPT in the face of skepticism by seeking out studies specific to their clients' needs. CCPT's effectiveness spans ages, cultural backgrounds, and conditions, making it a powerful, evidence-supported approach. Episode Reference: Baggerly, J. N., Ray, D. C., & Bratton, S. C. (Eds.). (2010). Child-centered play therapy research: The evidence base for effective practice. John Wiley & Sons, Inc.. https://doi.org/10.1002/9781118269626 Sign up for my exclusive newsletter at playtherapynow.com. Stay ahead with the latest CCPT CEU courses, personalized coaching opportunities and other opportunities you need to thrive in your CCPT practice! If you would like to ask me questions directly, check out www.ccptcollective.com, where I host two weekly Zoom calls filled with advanced CCPT case studies and session reviews, as well as member Q&A. You can take advantage of the two-week free trial to see if the CCPT Collective is right for you. Ask Me Questions: Call ‪(813) 812-5525‬, or email: brenna@thekidcounselor.com Brenna's CCPT Hub: https://www.playtherapynow.com CCPT Collective (online community exclusively for CCPTs): https://www.ccptcollective.com Podcast HQ: https://www.playtherapypodcast.com APT Approved Play Therapy CE courses: https://childcenteredtraining.com Twitter: @thekidcounselor https://twitter.com/thekidcounselor Facebook: https://facebook.com/playtherapypodcast Common References: Cochran, N., Nordling, W., & Cochran, J. (2010). Child-Centered Play Therapy (1st ed.). Wiley. VanFleet, R., Sywulak, A. E., & Sniscak, C. C. (2010). Child-centered play therapy. Guilford Press. Landreth, G.L. (2023). Play Therapy: The Art of the Relationship (4th ed.). Routledge. Bratton, S. C., Landreth, G. L., Kellam, T., & Blackard, S. R. (2006). Child parent relationship therapy (CPRT) treatment manual: A 10-session filial therapy model for training parents. Routledge/Taylor & Francis Group. Benedict, Helen. Themes in Play Therapy. Used with permission to Heartland Play Therapy Institute.

Join host Sarah Olivieri on Inspired Nonprofit Leadership as she dives into risk management, strategic planning, and innovation for nonprofits with expert Ted Bilch, CEO of Risk Alternatives. Discover how to harness AI tools like ChatGPT, implement lean methodologies, and utilize data-driven decisions to enhance resilience and sustainability. Learn practical tips on prioritizing risks, ensuring smooth executive succession, and building robust systems to drive impactful outcomes for your organization. Tune in for valuable insights that will empower your nonprofit to thrive and make a lasting difference in your community. Episode Highlights Understanding Risk Management for Nonprofits The Importance of Risk Identification Common Risks in Nonprofits Navigating AI and risk management in the Nonprofit Sector Managing Biases in AI Creating Effective Policies with AI Strategic Planning and Risk Management Lean Strategic Planning for Nonprofits Meet the Guest Ted Bilich (BILL-ITCH) lives in Madison, Wisconsin. Ted is the founder and CEO of Risk Alternatives, which works with nonprofits around the United States to improve resilience and sustainability. Before founding Risk Alternatives, Ted was a Distinguished Visiting Professor from Practice at Georgetown University Law Center. Before that, Ted spent more than 20 years in the Washington DC office of an international law firm. Ted speaks regularly around the United States about resilience, risk management, strategic planning, process improvement, and other topics. He's also the author of the book, Managing Your Nonprofit for Resilience, published by John Wiley & Sons. Connect with Ted: Website: tedbilich.com Special Gift: Appendix 2 of Managing Your Nonprofit for Resilience Grab Ted's Book Managing Your Nonprofit for Resilience here>> Sponsored Resource Join the Inspired Nonprofit Leadership Newsletter for weekly tips and inspiration for leading your nonprofit! Access it here >> Be sure to subscribe to Inspired Nonprofit Leadership so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! Let us know the topics or questions you would like to hear about in a future episode. You can do that and follow us on LinkedIn. Connect with Sarah: On LinkedIn>> On Facebook>> Subscribe on YouTube>>

  Dr. Ann Hester is a board-certified internal medicine physician with more than 25 years of direct patient care experience. Her passion for empowering patients started in medical school when she organized health fairs and wrote patient information literature. Her book Your Family Medical Record: An Interactive Guide to Getting the Best Care was published by John Wiley & Sons, Inc. in 2000. In November of 2022, she publishedPatient Empowerment 101: More than a book, it's an adventure! Dr. Hester is married with six children and a 100 lb German Shepherd named Rex. She enjoys organic gardening and taking long walks.            

Have you ever found yourself stuck in a situation, held back by fear of the unknown? What does it really take to break free from what's familiar, even if it's uncomfortable, and embrace the possibility of something greater? In this episode, we explore these transformative questions with our guest, Dr. Shirley Davis, as she challenges us to "stop living in our known hell because there's an unknown heaven." Shirley is president and CEO of SDS Global Enterprises, a strategic development solutions firm that specializes in human resources strategy; talent management; leadership effectiveness; culture transformation; and diversity, equity, and inclusion. Dr. Davis has worked in more than 30 countries on 5 continents and delivers more than 100 speeches a year to a wide range of industries, sectors, and sizes. She continues to consult, coach, and train leaders at all levels, including Corporate CEOs, C-Suite executives, and Board of Directors. Shirley is the author of several books, including: Living Beyond "What If?": Release the Limits and Realize Your Dreams, Reinvent Yourself: Strategies for Achieving Success in Every Area of Your Life, and the first-ever Diversity, Equity & Inclusion For Dummies, which was published in January 2022 by the global publishing company, John Wiley & Sons. Her latest book, Inclusive Leadership For Dummies, was also published by Wiley and released in May 2024.

In this episode, Helen Neville speaks with psychologists Drs. Roxanne Donovan, Grace Kim, and Karen Suyemoto about teaching for social justice in these challenging times. The authors share insights from their two books, Teaching Diversity Relationally and Unraveling Assumptions, both published by Routledge. They discuss psychological and social justice frameworks to teaching and learning about power, privilege, oppression, and resistance and they end with thoughts about practicing hope and engaging in self-care strategies amid domestic and global geopolitical crises. ABOUT THE GUESTS Dr. Roxanne A. Donovan is a licensed psychologist, certified yoga teacher, and Professor of Psychological Sciences at Kennesaw State University. She writes, presents, and teaches on topics of well-being and social justice. Her work has been featured in The Washington Post, The Conversation, The Atlanta Journal-Constitution, Georgia Public Radio, and other media outlets. Her two coauthored books, Teaching Diversity Relationally and Unraveling Assumptions, apply psychological and structural perspectives to the teaching and learning of diversity. Her popular Wellness Wednesday newsletter focuses on helping faculty of color and other scholars design purpose-driven lives of meaning, fulfillment, and vitality. Integrated with her professional identities are her rich and multilayered roles as spouse, mama, sister, and auntie. Linked in: linkedin.com/in/roxannedonovan Dr. Grace S. Kim is a clinical professor and chair of the Counseling Psychology & Applied Human Development Department at Boston University, Wheelock College of Education & Human Development. Dr. Kim was trained in clinical psychology and researches social justice education and Asian American psychology. She explores how students understand the meanings of diversity; how to teach diversity and social justice effectively; and how to train future professionals to be more culturally humble and responsive. She also focuses on resilience and the mental health of Asian Americans, centering their struggles for liberation, social agency, and solidarity with other marginalized groups. Dr. Kim is the co-author of two books, Unraveling Assumptions: A Primer for Understanding Oppression and Privilege, and Teaching Diversity Relationally: Engaging Emotions and Embracing Possibilities. She is a fellow of the American Psychological Association (Divisions 35 & 45) and the Asian American Psychological Association. She is the recipient of the 2023 Boston University Provost's Scholar-Teacher of the Year award. Linked in: www.linkedin.com/in/grace-s-kim-75600a8 Instagram: @drgraceskim Karen L. Suyemoto is Professor of Clinical Psychology and Asian American Studies at the University of Massachusetts, Boston. Her teaching, research, and consultations focus on processes and effects of resisting oppression, how racism affects mental health for Asian Americans, and the promotion of organizational change to advance anti-racism and social justice in the academy, and psychological and community organizations. Her recent co-authored books Unraveling Assumptions: A primer for understanding oppression and privilege and Teaching diversity relationally aim to promote conscientization and social justice action for university and community members. Dr. Suyemoto has served as the Chair of the American Psychological Association's Task Force for the Guidelines for Race and Ethnicity in Psychology, as President of the Asian American Psychological Association (AAPA), and as AAPA's delegate to the American Psychological Association Council of Representatives. Her expertise as an educator has been recognized through multiple awards, including the Toy Caldwell-Colbert Award for Distinguished Educator in Clinical Psychology and the Outstanding Teaching and Mentoring Award from the Society for Psychology Study of Social Issues. Nominated by her students and colleagues, she was recognized as a White House Champion of Change: Asian American Pacific Islander Women under the Obama administration. SELECTED RESOURCES Authors' Books: Kim, G. S., Donovan, R. A., & Suyemoto, K. L. (2022). Teaching diversity relationally: Engaging emotions and embracing possibilities. Routledge. Suyemoto, K. L., Donovan, R. A., & Kim, G. S. (2022). Unraveling assumptions: A primer for understanding oppression and privilege. Routledge. Other Books: Pope, K. S., Chavez-Dueñas, N. Y., Adames, H. Y., Sonne, J. L., & Greene, B. A. (2023). Speaking the unspoken: Breaking the silence, myths, and taboos that hurt therapists and patients. American Psychological Association. Sue, D. W. (2016). Race talk and the conspiracy of silence: Understanding and facilitating difficult dialogues on race. John Wiley & Sons. Online Resources: Guidelines for Discussing Difficult or High Stakes Topics by University of Michigan Center for Research on Learning and Teaching Let's Talk: Discussing Race, Racism, and Other Difficult Topics with Students by Learning for Justice Rethinking Schools Teach Palestine: A project of the Middle East Children's Alliance   Teaching about Race and Racism in College Classrooms by Cyndi Kernahan Visualizing Palestine 101: A Visual Resource and Educational Hub Zinn Education Project STAY IN TOUCH! #LiberationNowPodcast Email: liberationlab.uiuc@gmail.com | Instagram & X: @liberationlab_   EPISODE CREDITS Music: Amir Maghsoodi and Briana Williams Podcast Artwork: B. Andi Lee & Amir Maghsoodi Episode Editing: Helen Neville EPISODE TRANSCRIPT bit.ly/LibNowE14

Welcome to the Social-Engineer Podcast: The Doctor Is In Series – where we will discuss understandings and developments in the field of psychology.   In today's episode, Chris and Abbie are discussing Psychological Myths. They will talk about some of the most pervasive myths in our society and how you can separate fact from fiction. [July 1, 2024]   00:00 - Intro 00:17 - Dr. Abbie Maroño Intro 00:41 - Intro Links -          Social-Engineer.com - http://www.social-engineer.com/ -          Managed Voice Phishing - https://www.social-engineer.com/services/vishing-service/ -          Managed Email Phishing - https://www.social-engineer.com/services/se-phishing-service/ -          Adversarial Simulations - https://www.social-engineer.com/services/social-engineering-penetration-test/ -          Social-Engineer channel on SLACK - https://social-engineering-hq.slack.com/ssb -          CLUTCH - http://www.pro-rock.com/ -          innocentlivesfoundation.org - http://www.innocentlivesfoundation.org/                                             03:54 - The Topic of the Day: Psychological Myths 05:05 - Consider the Source 06:45 - Too Good To Be True? 09:43 - Myth 1: Reading Minds 11:45 - Myth 2: 10% 14:36 - Myth 3: Left vs Right Brained 18:11 - Myth 4: Venting Anger for Calmness 23:02 - Myth 5: Hypnosis Unlimited 31:05 - Myth 6: Perfect Memory 37:12 - Question Everything 39:02 - Next Month: Self-Sabotage 39:47 - Wrap Up & Outro                                                                         -          Work in Progress - Dr. Abbie Maroño -          www.social-engineer.com -          www.innocentlivesfoundation.org   Find us online: -          Twitter: @DrAbbieofficial -          LinkedIn: linkedin.com/in/dr-abbie-maroño-phd -          Instagram: @DoctorAbbieofficial -          Twitter: @humanhacker -          LinkedIn: linkedin.com/in/christopherhadnagy     References: Beyerstein, B. L. (1999). Whence cometh the myth that we only use 10% of our brains? In S. Della Sala (Ed.), Mind Myths: Exploring Popular Assumptions About the Mind and Brain (pp. 3-24). John Wiley & Sons. Bushman, B. J. (2002). Does venting anger feed or extinguish the flame? Catharsis, rumination, distraction, anger, and aggressive responding. Personality and Social Psychology Bulletin, 28(6), 724-731. This study found that venting anger actually increases aggressive behavior and does not diminish anger. Derbyshire, S. W., Whalley, M. G., & Oakley, D. A. (2009). Fibromyalgia pain and its modulation by hypnotic and non-hypnotic suggestion: An fMRI analysis. European Journal of Pain, 13(5), 542-550. Horton, J. E., Crawford, H. J., Harrington, G., & Downs, J. H. (2004). Increased anterior corpus callosum size associated positively with hypnotizability and the ability to control pain. Brain: A Journal of Neurology, 127(Pt 8), 1741-1747. Jensen, M. P., Adachi, T., & Hakimian, S. (2015). Brain Oscillations, Hypnosis, and Hypnotizability. American Journal of Clinical Hypnosis, 57(3), 230-253. Kirsch, I. (1997). Suggestibility or Hypnosis: What Do Our Scales Really Measure? The International Journal of Clinical and Experimental Hypnosis, 45(3), 212-225. Lilienfeld, S. O., Lynn, S. J., Ruscio, J., & Beyerstein, B. L. (2010). 50 Great Myths of Popular Psychology: Shattering Widespread Misconceptions about Human Behavior. Wiley-Blackwell. Loftus, E. F., & Palmer, J. C. (1974). Reconstruction of automobile destruction: An example of the interaction between language and memory. Journal of Verbal Learning and Verbal Behavior, 13(5), 585-589. doi:10.1016/S0022-5371(74)80011-3 Loftus, E. F., & Pickrell, J. E. (1995). The formation of false memories. Psychiatric Annals, 25(12), 720-725. doi:10.3928/0048-5713-19951201-07 Lohr, J. M., Olatunji, B. O., Baumeister, R. F., & Bushman, B. J. (2007). The psychology of anger venting and empirically supported alternatives that do no harm. Scientific Review of Mental Health Practice, 5(1), 53-64. This review challenges the catharsis hypothesis, providing evidence that venting may be harmful and not helpful. McGeown, W. J., Mazzoni, G., Venneri, A., & Kirsch, I. (2009). Hypnotic induction decreases anterior default mode activity. Consciousness and Cognition, 18(4), 848-855. Nielsen, J. A., Zielinski, B. A., Ferguson, M. A., Lainhart, J. E., & Anderson, J. S. (2013). An evaluation of the left-brain vs. right-brain hypothesis with resting state functional connectivity magnetic resonance imaging. PLOS ONE, 8(8), e71275. Oakley, D. A., & Halligan, P. W. (2017). Hypnotic suggestion and cognitive neuroscience. Trends in Cognitive Sciences, 21(6), 406-416. Raij, T. T., Numminen, J., Narvanen, S., Hiltunen, J., & Hari, R. (2005). Brain correlates of subjective reality of physically and psychologically induced pain. Proceedings of the National Academy of Sciences, 102(6), 2147-2151. Schacter, D. L. (1996). Searching for memory: The brain, the mind, and the past. New York, NY: Basic Books. Schacter, D. L. (2001). The seven sins of memory: How the mind forgets and remembers. Boston, MA: Houghton Mifflin. Tavris, C. (1989). Anger: The misunderstood emotion. New York: Simon and Schuster. Tavris' work discusses the misconceptions surrounding anger, including the myth of cathartic expression.

In this episode, I address a question from Barbara in California about how to explain to others that child-centered play therapy can work for any child. This is a crucial topic because it helps justify our work and the effectiveness of the child-centered model. Barbara shares her experience at a California agency where her supervisor initially supported her interest in child-centered play therapy but now suggests incorporating other methods, claiming child-centered doesn't work for every client. However, Barbara hasn't been given specific examples of when child-centered wouldn't be suitable. I emphasize the importance of understanding and articulating the efficacy of child-centered play therapy to others, especially when faced with skepticism. I recommend using evidence-based resources such as the book "Child-Centered Play Therapy Research" edited by Jennifer Baggerly, Dee Ray, and Sue Bratton, which provides empirical evidence supporting the effectiveness of child-centered play therapy across various populations. Additionally, I discuss the challenges of switching between therapeutic models and the importance of maintaining consistency and trust in the child-centered approach. I also debunk the notion that child-centered play therapy is easier or less clinically driven, highlighting its depth and long-term benefits. Overall, I encourage Barbara and other practitioners to trust in the evidence and confidently advocate for the child-centered model.   Podcast HQ: https://www.playtherapypodcast.com Play Therapy Training HQ: https://www.playtherapynow.com APT Approved Play Therapy CE courses: https://childcenteredtraining.com Email me: brenna@thekidcounselor.com Follow me on Twitter: @thekidcounselor   https://twitter.com/thekidcounselor   References: Baggerly, J. N., Ray, D. C., & Bratton, S. C. (Eds.). (2010). Child-centered play therapy research: The evidence base for effective practice. John Wiley & Sons, Inc.. Cochran, N., Nordling, W., & Cochran, J. (2010). Child-Centered Play Therapy (1st ed.). Wiley. VanFleet, R., Sywulak, A. E., & Sniscak, C. C. (2010). Child-centered play therapy. Guilford Press. Landreth, G. L. (2002). Play therapy: The art of the relationship (2nd ed.). Brunner-Routledge. Bratton, S. C., Landreth, G. L., Kellam, T., & Blackard, S. R. (2006). Child parent relationship therapy (CPRT) treatment manual: A 10-session filial therapy model for training parents. Routledge/Taylor & Francis Group. Benedict, Helen. Themes in Play Therapy. Used with permission to Heartland Play Therapy Institute.

Bentornati al podcast “Storie di Celti intorno al fuoco” un podcast realizzato dalla Celtic Harp International Academy in collaborazione con English Galore School.  In questa ultima puntata della seconda stagione vi portiamo alla scoperta di alcuni racconti e aspetti del folklore d'Irlanda legati ad uno degli animali da compagnia più diffusi: il cane. Scopriremo come Finn Mac Cumhaill conobbe i suoi due fidati segugi Bran e Sceolang e di come questi diventarono i suoi compagni di vita e poi vi racconteremo di come i celti si sono avvicinati a questo animale e di come lo abbiano raccontato e visto nei secoli. Siamo giunti al termine di questa intensa stagione di Storie di Celti intorno al Fuoco e vi ringraziamo per averci seguito fino ad oggi. Rimanete con noi perché altre puntate intorno al nostro braciere vi aspettano in futuro! Le musiche che ci accompagnano in questa puntata sono a cura di Elisa Petruccelli e Jill Devlin. Visita il nostro sito e seguici sui social: https://www.celticharpacademy.com/ https://englishgalore.school Facebook: https://www.facebook.com/storiedicelti https://www.facebook.com/celticharpacademy https://www.facebook.com/EnglishGaloreSchool Instagram: https://www.instagram.com/storiedicelti/ https://www.instagram.com/celticharpacademy/ https://www.instagram.com/englishgaloreschool/ Bibliografia: National Folklore School Collections, consultabili online  Ireland's Animals, Myths, Legends and Folklore, N. Mac Coitir, The Collins Press, 2015 The Irish Wolfhound: Symbol of Celtic Splendor, M. McBryde, John Wiley & Sons, 1998 Fiabe Irlandesi, J. Stephens, BUR, 1920; 2012 A Dictionary of Celtic Mythology, J. Mac Killop, Oxford University Press, 2016  Finn Mac Cumhaill: Celtic Myth in English Literature, J. Mac Killop, NY: Syracuse University Press, 1986 The Beagle's Cry: Dogs in the Finn Ballads and Tales, K. Chadburn, Proceedings of the Harvard Celtic Colloquim, vol. 16/17, Department of Celtic Languages & Literatures, Harvard University, 1996; 1997 Gods and Fighting Men, Lady Augusta Gregory, pubblico dominio, 1905 Musica: The Humours of Ballymanus (Elisa Petruccelli) The Fly & Dodger, Sally Gally, Ms O'Sullivan's (Jill Devlin) Performer: Elisa Petruccelli, Jill Devlin Testi di Paolo Rolfo Editing di Valentino Barbareschi Copyright Paolo Rolfo, Elisa Petruccelli, Jill Devlin e Celtic Harp International Academy 

Hear veteran risk manager, advisor and professor Clifford Rossi's viewpoints on trends, threats and opportunities in the commercial and residential real estate markets.  The past couple of years have been an extremely challenging time for risk practitioners charged with measuring and managing real estate risk. In both commercial real estate and residential real estate, concerns have been raised globally about interest rates, inflation and economic uncertainty. Indeed, in a recent Federal Reserve survey on salient risks – part of the Fed's October Financial Stability Report – roughly 75 percent of respondents cited the potential for “large losses on CRE and residential real estate.” CRE, more specifically, has been plagued by escalating vacancy rates for office buildings, thanks in part to the remote work trend that started during the pandemic and has since taken off. Residential real estate, meanwhile, has dealt with worries about housing affordability. As a former CRO at multiple banks and as an ex-senior risk manager at Fannie Mae and Freddi Mac, Cliff Rossi, our honored guest today, knows all about the CRE and residential real estate risks facing financial institutions today. Cliff, the current Director of the Smith Enterprise Risk Consortium at the University of Maryland (UMD), speaks with GARP editorial director Robert Sales about global real estate concerns and challenges, and offers advice on how firms can more effectively manage their exposures.   SPEAKER'S BIO: Clifford Rossi (PhD) is the Director of the Smith Enterprise Risk Consortium at the University of Maryland (UMD) and a Professor-of-the-Practice and Executive-in-Residence at UMD's Robert H. Smith School of Business. He is also the author of GARP's monthly “CRO Outlook” column. Prior to entering academia, Rossi had nearly 25 years of experience in banking and government, having held senior executive roles in risk management at several of the largest financial services companies. His most recent position was Managing Director and Chief Risk Officer for Citigroup's Consumer Lending Group, where he was responsible for overseeing the risk of a $300+B global portfolio of mortgage, home equity, student loans and auto loans with 700 employees under his direction. While there he was intimately involved in Citi's TARP and stress test activities. He also served as Chief Credit Officer at Washington Mutual (WaMu) and as Managing Director and Chief Risk Officer at Countrywide Bank. Previous to these assignments, Rossi held senior risk management positions at Freddie Mac and Fannie Mae. He started his career during the thrift crisis at the U.S. Treasury's Office of Domestic Finance and later at the Office of Thrift Supervision working on key policy issues affecting depositories. Rossi was also an adjunct professor in the Finance Department at the Robert H. Smith School of Business for eight years and has numerous academic and nonacademic articles on banking industry topics. Rossi is frequently quoted on financial policy issues in major newspapers and has appeared on such programs as C-SPAN's Washington Journal and CNN's Situation Room. His book for risk practitioners and graduate students, A Risk Professional's Survival Guide, was published in 2014 by John Wiley & Sons, Inc. His research interests are in financial and nonfinancial risk management, risk governance and analytics and climate risk.

Os parasitas vêm em todas as formas e tamanhos e habitam todos os organismos de vida livre. Separe trinta minutinhos do seu dia e conheça, com a Mila Massuda, a complexa interação de sobrevivência e evolução dos parasitas com seus hospedeiros. Apresentação: Mila Massuda (@milamassuda) Roteiro: Mila Massuda (@milamassuda) e Emilio Garcia (@emilioblablalogia) Edição: @Matheus_Heredia (@mewmediaLAB) Produção: Prof. Vítor Soares (@profvitorsoares) e BláBláLogia (@blablalogia) REFERÊNCIAS: BEGON, Michael; TOWNSEND, Colin R. Ecology: from individuals to ecosystems. John Wiley & Sons, 2021. VAN SEVENTER, J. M.; HOCHBERG, N. S. Principles of Infectious Diseases: Transmission, Diagnosis, Prevention, and Control. International Encyclopedia of Public Health, n. PMC7150340, p. 22–39, 24 out. 2017.,,

Summary:If you're a regular listener of The Author's Corner, then you've probably considered going for a traditional book deal at some point. If you'd like more insight on how to succeed with that goal, listen up, because this week's episode will be of special interest!What better way is there to gain insight into traditional publishing than to learn from the Editor-in-Chief of an important independent publishing house?In episode #121 of The Author's Corner, Robin is joined by Matt Holt, Editor-in-Chief of Matt Holt Books, a BenBella imprint. Matt divulges invaluable insight into how he decides who to publish and how authors can make the most of their conversations with editors. He shares his perspective on what it takes to have a bestseller. And Matt and Robin discuss the big shifts happening in the publishing industry and what might be in store for the future.Key takeaways:The big shifts in the publishing industryMatt's three criteria for how he decides which books to publishWhy memoir is such a difficult genreWhat it takes to have a bestseller Advice for searching for and talking to a potential publisherAnd more!Resources mentioned in this episode:BenBella submissions page About Matt Holt:Matt Holt is Editor-in-Chief of the BenBella imprint Matt Holt Books. Holt was previously Senior Vice President and Executive Publisher at John Wiley & Sons, where he oversaw a team of 85 staff. Over his 27-year career, Matt has acquired over 1,000 and published 10,000 titles including: Jon Gordon's Energy Bus, Larry Winget's Shut Up, Stop Whining, and Get a Life, David Meerman Scott's New Rules of Marketing and PR, and much more. Holt acquires roughly 20 titles per year focusing on business, finance, and professional development topics.

On this revisited episode of Beyond the Balance Sheet, James Hughes joins us to speak about family governance and explain why families need it. James is the author of Family Wealth: Keeping It in the Family and Family – The Compact Among Generations. He also discusses the work he has done as an advisor to high-net-worth clients, and what are some of his favorite resources to share for his clients. Tune in as we talk about the four functions needed for the human community to prosper and how power plays a role in family dynamics.   IN THIS EPISODE:   [02:05] What is family governance and do all families need it?  [07:00] How families have been rediscovering themselves during the pandemic.  [10:35] Mr. Hughes speaks about navigating his work as an advisor to families.  [15:15] Working with high-net-worth families, Mr. Hughes recommends his favorite resources.  [21:00] The four functions needed for the human community to prosper.   KEY TAKEAWAYS:   The pandemic has asked people to actually get to know each other again.  Do you know how your family learns? That's something you need to figure out so you can grow and flourish together.  Families can prepare themselves to wake up if they know how each other learns.  All relationships are relationships that involve power. Find ways to use your power together.    LINKS MENTIONED:   Website   www.jamesehughes.com   Power and Love   https://www.amazon.com/dp/B005P2A6IE/   BIO:   Mr. Hughes, a resident of Aspen, Colorado, is the author of Family Wealth: Keeping It in the Family, and of Family – The Compact Among Generations, both published by Bloomberg Press, and is the co–author with Susan Massenzio and Keith Whitaker of The Cycle of the Gift: Family Wealth and Wisdom, The Voice of the Rising Generation, and Complete Faith Wealth, all published by John Wiley & Sons and is a co-author with Hartley Goldstone and Keith Whitaker of Family Trusts: A Guide to Trustees, Beneficiaries, Advisors and Protectors". In addition, he has written numerous articles on family governance and wealth preservation and a series of Reflections which can be found on his website jamesehughes.com.  He was the founder of a law partnership in New York City specializing in the representation of private clients throughout the world and is now retired from the active practice of law. Mr. Hughes was a partner of the law firms of Coudert Brothers and Jones Day.  He is a current active Fellow of Wise Counsel Research Foundation (www.wisecounselresearch.org) a Boston based think tank providing qualitative advice to families who seek to avoid the shirt sleeves proverb and to help their  families flourish. He is a member of the Advisory Board of Arlington Partners; the Chair Emeritus of Lineage Private Trust Company, a Fellow of the Family Firm Institute, a member of the Society of Trusts and Estates Practitioners, a founding member of the Collaboration for Family Flourishing, a Laureate of the Purposeful Planning Institute, and a Founding Advisor to the Sino-American Family Office Foundation. He has spoken frequently at numerous international and domestic symposia on the avoidance of the shirtsleeves to shirtsleeves proverb and on the dynamic growth of families' human, intellectual, social, spiritual and financial capitals toward their families' flourishing. He has authored various Forwards to multiple published works on families and their flourishing and has been cited in the New York Times, the Wall Street Journal and various professional journals. He is a member of boards of various private trust companies, an advisor to numerous investment institutions, and a member of a number of private philanthropic boards. He is a graduate of the Far Brook School, which teaches through the Arts, The Pingry School, Princeton University and The Columbia School of Law. He is a counselor to the Family Office Exchange and recipient of its Founder's Award, the recipient of the Private Asset Management Lifetime Achievement Award, the Ackerman Institute Family Partner Award, and the Wealth Management Lifetime Achievement Award.

Hear veteran risk manager, advisor and professor Clifford Rossi's perspective on recent turmoil in the banking system, on where risk management fell short, and the profession's readiness for future challenges. The collapse of Silicon Valley Bank (SVB) and subsequent events inevitably invited comparisons with past crises. It was widely assumed that the damages of 2023 would be more contained than those of the Great Financial Crisis of 2008. But they could similarly leave a long tail, with economic and regulatory repercussions well into the future. A clear parallel between 2008 and 2023 is the spotlight placed on risk management. In the intervening years, the risk function in banking and financial services grew in prestige and responsibility – and its failings were documented as having played a role in SVB's demise. Drawing from regulatory experience early in his career, to senior risk and credit positions at major financial institutions, to his current professorship at the University of Maryland, Cliff Rossi has lived through multiple crises while observing the effectiveness and evolution of risk management. GARP Risk Intelligence's CRO Outlook columnist, Rossi has been especially critical of boards of directors' risk governance, one of many timely subjects covered in his podcast conversation with GARP contributing editor Jeff Kutler. SPEAKER'S BIO Clifford Rossi (PhD) is an Executive-in-Residence and Professor of the Practice at the Robert H. Smith School of Business, University of Maryland. He is also the author of GARP's monthly “CRO Outlook” column. Prior to entering academia, Rossi had nearly 25 years of experience in banking and government, having held senior executive roles in risk management at several of the largest financial services companies. His most recent position was Managing Director and Chief Risk Officer for Citigroup's Consumer Lending Group, where he was responsible for overseeing the risk of a $300+B global portfolio of mortgage, home equity, student loans and auto loans with 700 employees under his direction. While there he was intimately involved in Citi's TARP and stress test activities. He also served as Chief Credit Officer at Washington Mutual (WaMu) and as Managing Director and Chief Risk Officer at Countrywide Bank. Previous to these assignments, Rossi held senior risk management positions at Freddie Mac and Fannie Mae. He started his career during the thrift crisis at the U.S. Treasury's Office of Domestic Finance and later at the Office of Thrift Supervision working on key policy issues affecting depositories. Rossi was also an adjunct professor in the Finance Department at the Robert H. Smith School of Business for eight years and has numerous academic and nonacademic articles on banking industry topics. Rossi is frequently quoted on financial policy issues in major newspapers and has appeared on such programs as C-SPAN's Washington Journal and CNN's Situation Room. His book for risk practitioners and graduate students, A Risk Professional's Survival Guide, was published in 2014 by John Wiley & Sons, Inc. His research interests are in financial and nonfinancial risk management, risk governance and analytics and climate risk.

In this episode, Maraca Learning's Robbie El Fattal and Nicole McMillan join the panel to talk about quality services and organizational culture. In this wide-ranging discussion, the group connects the dots between creating and maintaining an organizational culture that enables the creation of happy staff and satisfied customers. To earn CEUs for listening, click here, log in or sign up, pay the CEU fee, + take the attendance verification to generate your certificate! Don't forget to subscribe and follow and leave us a rating and review Show Notes  References and Resources Callahan, J. L. (2012). Seven characteristics of ethical leadership. Journal of Leadership, Accountability and Ethics, 9(2), 12-19.    Cameron, K. (2016). Radical candor: Be a kick-ass boss without losing your humanity. St. Martin's Press.    Cameron, K., & Quinn, R. (2006). Diagnosing and changing organizational culture: Based on the competing values framework. John Wiley & Sons.    Climb Program. (n.d.). Maraca. Retrieved April 14, 2023, from https://www.maraca.com/climb/    El Fattal, R. (2022, January 20). Finding your organization's North Star: Integrating rhythms of compassionate collaboration [Blog post]. Maraca Learning. https://www.maracalearning.com/post/finding-your-organization-s-north-star-integrating-rhythms-of-compassionate-collaboration    Foxx, R. M. (1993). The behavior artist: A new look at behavior modification. New York: Irvington Publishers.    Novak, D. C., & Dixon, K. S. (2011). The Jefferson Scale of Empathy: A preliminary psychometric analysis and group comparisons in Korean physicians. Medical Teacher, 33(8), e417-e421.    Paul, A. M. (2021). The extended mind: The power of thinking outside the brain. Houghton Mifflin Harcourt.    Silbaugh, B. C., Conners, J., & Paul, E. A. (2022). Using a behavioral skills training package to teach self-advocacy skills to adolescents with intellectual and developmental disabilities. Behavior Analysis in Practice, 15(1), 7-15. https://doi.org/10.1007/s40617-021-00650-7 

Producing over 400 virtual meetings, summits and conferences per year, John designs, produces, speaks and MC engaging virtual meetings all around the world. Author of Amazon #1 Hot New Release, Engaging Virtual Meetings by John Wiley & Sons. Producing with over 16 screens. john@engagingvirtualmeetings.com (206) 856-8491 http://engagingvirtualmeetings.com/meet

About our Guests:Dr Marti DeLiemahttps://www.cehd.umn.edu/ssw/people/mdeliema/ Scott Wrighthttps://www.linkedin.com/in/scottwright/https://clickarmor.ca Papers Mentioned in this Episode:DeLiema, M., Li, Y., & Mottola, G. (2022). Correlates of responding to and becoming victimized by fraud: Examining risk factors by scam type. International Journal of Consumer Studies.https://onlinelibrary.wiley.com/doi/10.1111/ijcs.12886DeLiema, M., Burnes, D., & Langton, L. (2021). The financial and psychological impact of identity theft among older adults. Innovation in Aging, 5(4), igab043. https://doi.org/10.1093/geroni/igab043Carpenter, P., & Roer, K. (2022). The Security Culture Playbook: An Executive Guide to Reducing Risk and Developing Your Human Defense Layer . John Wiley & Sons.https://www.securityculturebook.com

In the final episode of our series on the Meiji Restoration, the Imperial government moves to suppress the Satsuma Rebellion- the desperate last stand of the former samurai class against the forces of modernization. We then recap the series and discuss the long-term effects of these events. Email me Follow me on Twitter Like the show on Facebook Watch the show on YouTube Visit the eBay store Support the show on Patreon Works Cited: Beasley, W. G. The Meiji Restoration. Stanford University Press, 2019. Keene, Donald. Emperor of Japan: Meiji and His World 1852-1912. Columbia University Press, 2002. Hillsborough, Romulus. Samurai Revolution: the Dawn of Modern Japan through the Eyes of the Shogun's Last Samurai. Tuttle Publishing, 2018. Jansen, Marius B. The Making of Modern Japan. Belknap Press of Harvard University Press, 2000. Ravina, Mark. The Last Samurai: The Life and Battles of Saigo Takamori. John Wiley & Sons, Inc., 2011.  Sansom, George. A History of Japan 1615-1867 Stanford University Press, 1998

In this episode of our series on the Meiji Restoration, the victorious Imperial restoration government continues its work of reforming Japanese society, culture, and politics. As these changes begin to alienate some of the Emperor's former supporters, the specter of rebellion begins to once again haunt the country. Email me Follow me on Twitter Like the show on Facebook Watch the show on YouTube Visit the eBay store Support the show on Patreon Works Cited: Beasley, W. G. The Meiji Restoration. Stanford University Press, 2019. Keene, Donald. Emperor of Japan: Meiji and His World 1852-1912. Columbia University Press, 2002. Hillsborough, Romulus. Samurai Revolution: the Dawn of Modern Japan through the Eyes of the Shogun's Last Samurai. Tuttle Publishing, 2018. Jansen, Marius B. The Making of Modern Japan. Belknap Press of Harvard University Press, 2000. Ravina, Mark. The Last Samurai: The Life and Battles of Saigo Takamori. John Wiley & Sons, Inc., 2011.  Sansom, George. A History of Japan 1615-1867 Stanford University Press, 1998

Food prices rose 13% in 2022. Yet American's waste about $218 billion of food the U.S. and food is the single largest component taking up space inside of our landfills. RDN Rosanne Rust offers practical ways to reduce food waste in the home to save money and help the environment.  A prolific writer, she's published eight books, including several in the popular For Dummies® series, including her latest include Zero Waste Cooking For Dummies® (Jan 2022, John Wiley & Sons), and the 2nd edition of DASH Diet For Dummies® (November 2020). Rosanne  believe's there's more than one way to consume a healthy diet. "We understand the big picture, including human physiology, human nutrition, and food science. We take behavior into account and understand how to help people make changes that they can accept. We also understand how to evaluate the evidence and put diet into perspective for overall health. People come up with strict rules. They hear so many soundbites of misinformation (like "sugar is toxic", "carbs are killing you", "organic is best". This all-or-nothing approach is affecting the mental health of many people who may feel they are failing because they aren't reaching some unrealistic goal. At a time when food budgets (and all budgets) are tightening, we need to take this fear away. And also help those who HAVE a choice (to shop at fancy food stores) to understand that demonizing the rest (with no evidence of inferiority) is detrimental to everyone." Rosanne received her bachelor's degree in Dietetics from Indiana University of Pennsylvania, and her M.S. in Nutrition from the University of Pittsburgh. Owner of Rust Nutrition Services, she provides a variety of nutrition communication services. Her philosophy has always been to take a fad-free, doable approach to healthy eating, in order to help people put food and nutrition into perspective and set realistic health goals. You can connect with her on Facebook,Insta, Twitter, or TikTok.

In this episode of our series on the Meiji Restoration, the civil war between the supporters of the Emperor and the Shogun rages on. Meanwhile, the young Emperor Meiji makes the first steps towards reforming Japan into a modern, centralized nation-state. Email me Follow me on Twitter Like the show on Facebook Watch the show on YouTube Visit the eBay store Support the show on Patreon Works Cited: Beasley, W. G. The Meiji Restoration. Stanford University Press, 2019. Keene, Donald. Emperor of Japan: Meiji and His World 1852-1912. Columbia University Press, 2002. Hillsborough, Romulus. Samurai Revolution: the Dawn of Modern Japan through the Eyes of the Shogun's Last Samurai. Tuttle Publishing, 2018. Jansen, Marius B. The Making of Modern Japan. Belknap Press of Harvard University Press, 2000. Ravina, Mark. The Last Samurai: The Life and Battles of Saigo Takamori. John Wiley & Sons, Inc., 2011.  Sansom, George. A History of Japan 1615-1867 Stanford University Press, 1998

In this episode of our series on the Meiji Restoration, imperial loyalists embark on their plan to restore the political authority of the Emperor, resulting in the outbreak of armed conflict between Shogunate and Imperial forces at the Battle of Toba-Fushimi. Email me Follow me on Twitter Like the show on Facebook Watch the show on YouTube Visit the eBay store Support the show on Patreon Works Cited: Beasley, W. G. The Meiji Restoration. Stanford University Press, 2019. Keene, Donald. Emperor of Japan: Meiji and His World 1852-1912. Columbia University Press, 2002. Hillsborough, Romulus. Samurai Revolution: the Dawn of Modern Japan through the Eyes of the Shogun's Last Samurai. Tuttle Publishing, 2018. Jansen, Marius B. The Making of Modern Japan. Belknap Press of Harvard University Press, 2000. Ravina, Mark. The Last Samurai: The Life and Battles of Saigo Takamori. John Wiley & Sons, Inc., 2011.  Sansom, George. A History of Japan 1615-1867 Stanford University Press, 1998

In this episode of our series on the Meiji Restoration, the people of Japan struggle to enact the agenda of “enriching the country and strengthening the army” as events push erstwhile rivals Chōshū and Satsuma closer towards an alliance against the Tokugawa Shogunate. Email me Follow me on Twitter Like the show on Facebook Watch the show on YouTube Visit the eBay store Support the show on Patreon Works Cited: Beasley, W. G. The Meiji Restoration. Stanford University Press, 2019. Keene, Donald. Emperor of Japan: Meiji and His World 1852-1912. Columbia University Press, 2002. Hillsborough, Romulus. Samurai Revolution: the Dawn of Modern Japan through the Eyes of the Shogun's Last Samurai. Tuttle Publishing, 2018. Jansen, Marius B. The Making of Modern Japan. Belknap Press of Harvard University Press, 2000. Ravina, Mark. The Last Samurai: The Life and Battles of Saigo Takamori. John Wiley & Sons, Inc., 2011.  Sansom, George. A History of Japan 1615-1867 Stanford University Press, 1998

Can you serve yourself by serving others? Yes. If you're the kind of person that likes to serve other people's needs but find it hard to speak up for your own needs, you'll be delighted to know that you can use those skills of serving others for your own benefit if done in the right way. In this episode, Jay Sullivan, Partner, Exec|Comm who helps people improve their effectiveness at work and beyond by honing their communication skills, shares: ✔️ 4 questions that helps you eliminate assumptions about others. ✔️ Why saying “if you have any questions, let me know” isn't helpful and what to say instead. ✔️ 3 phases to get greater engagement from a group. ✔️ An important mindset to deal with difficult people. ✔️ Why focusing on the other person helps you get what you want. ✔️ How to stop overthinking in meetings and self-promoting. ✔️ A single shift to self-promote without being self-promotional. ✔️ How to not get anxious when speaking in front of others. ✔️ How to be vulnerable and definitive when talking to others.   About Jay Sullivan Book “Simply Said: Communicating Better at Work and Beyond): https://www.exec-comm.com/product/simply-said/ Exec-Comm Public Programs: https://www.exec-comm.com/solutions_workshops/ Jay's Linkedin profile: https://www.linkedin.com/in/jaysullivan62/ Exec-Comm Linkedin Profile: www.linkedin.com/company/execcomm/ Exec-Comm Facebook Profile:  www.facebook.com/ExecComm   Jay Sullivan is the former Managing Partner at Exec|Comm, and currently leads the firm's Law Firm Group. He is an award- winning author and columnist, and was an Adjunct Professor at Georgetown Law Center and Fordham University School of Law. His book, Simply Said: Communicating Better at Work and Beyond, was released by John Wiley & Sons in 2016, and has since been translated into Chinese, Korean, and Russian. As a contributing writer for Forbes.com, Jay brings relevant and timely advice on enhancing one's communication skills to the business community. Jay joined Exec|Comm after nine years as a practicing attorney. He received his J.D. from Fordham University in 1989. That year, Jay was named among the first class of Skadden Fellows by the Skadden Foundation. For two years he acted as in-house legal counsel at Covenant House, a crisis shelter for runaway and homeless teenagers. He then practiced corporate law for seven years on behalf of Lloyds of London. After graduating from Boston College in 1984, Jay spent two years in the Jesuit International Volunteer Corps teaching English. His book about that experience, Raising Gentle Men: Lives at the Orphanage Edge, was named the 2014 Best Book by a Small Publisher by the Catholic Press Association. Jay sits on the Board of Trustees of Salve Regina University. He and his wife, Mary, live in Pleasantville, New York, where they raised their four children. Jay plays squash weekly (and weakly, but with great enthusiasm).   Other Episodes You'll Like How To Measure And Assess Psychological Safety (With Stephan Wiedner): https://speakyourmindnow.libsyn.com/how-to-measure-and-assess-psychological-safety-with-stephan-wiedner How To Communicate Value To Be Valued At Work (With PhD Nicole Tschierske): https://speakyourmindnow.libsyn.com/how-to-communicate-value-to-be-valued-at-work-with-phd-nicole-tschierske How To Get Difficult People To Collaborate With You And Prevent Conflict (with Patrick Aylward): https://speakyourmindnow.libsyn.com/how-to-get-difficult-people-to-collaborate-with-you-and-prevent-conflict-with-patrick-aylward How To Discover Your Values And Use Them To Set Boundaries At Work (With PhD Laura Eigel): https://speakyourmindnow.libsyn.com/how-to-discover-your-values-and-use-them-to-set-boundaries-at-work-with-phd-laura-eigel   Free Resources Ask me your question for the next episode here: https://www.speakpipe.com/speakyourmindquestion Sign up for 10 Day free Assertive And Liked Challenge: https://assertiveway.aweb.page/beassertiveandliked Free resources: https://assertiveway.com/free/ Assertiveness free training: https://assertiveway.aweb.page/getahead Assertive Communication Newsletter: https://assertiveway.com/newsletter   Talk or Workshop on Speaking Up With Assertive Communication Podcast page: https://assertiveway.com/podcast-speak-your-mind-unapologetically/  Contact me info@assertiveway.com Or via Linkedin: https://www.linkedin.com/in/ivna-curi-mba-67083b2/   About Assertive Way Website: https://assertiveway.com Rate the podcast on apple: https://podcasts.apple.com/us/podcast/speak-your-mind-unapologetically-podcast/id1623647915

In this episode of our series on the Meiji Restoration, we continue to discuss the political fallout of Japan's fateful encounter with the west, as tensions between the Shogun, the Emperor, and their respective supporters continue to escalate. Email me Follow me on Twitter Like the show on Facebook Watch the show on YouTube Visit the eBay store Support the show on Patreon Works Cited: Beasley, W. G. The Meiji Restoration. Stanford University Press, 2019. Keene, Donald. Emperor of Japan: Meiji and His World 1852-1912. Columbia University Press, 2002. Hillsborough, Romulus. Samurai Revolution: the Dawn of Modern Japan through the Eyes of the Shogun's Last Samurai. Tuttle Publishing, 2018. Jansen, Marius B. The Making of Modern Japan. Belknap Press of Harvard University Press, 2000. Ravina, Mark. The Last Samurai: The Life and Battles of Saigo Takamori. John Wiley & Sons, Inc., 2011.  Sansom, George. A History of Japan 1615-1867 Stanford University Press, 1998

In the first episode of our series on the Meiji Restoration, we discuss the state of affairs in Japan prior to and immediately following the arrival of an American fleet in Edo Bay on July 8th, 1853. Having previously been isolated from the rest of the world, the ‘opening' of Japan was certain to have grave political and social consequences that would be felt for decades to come. Email me Follow me on Twitter Like the show on Facebook Watch the show on YouTube Visit the eBay store Support the show on Patreon Works Cited: Beasley, W. G. The Meiji Restoration. Stanford University Press, 2019. Keene, Donald. Emperor of Japan: Meiji and His World 1852-1912. Columbia University Press, 2002. Hillsborough, Romulus. Samurai Revolution: the Dawn of Modern Japan through the Eyes of the Shogun's Last Samurai. Tuttle Publishing, 2018. Jansen, Marius B. The Making of Modern Japan. Belknap Press of Harvard University Press, 2000. Ravina, Mark. The Last Samurai: The Life and Battles of Saigo Takamori. John Wiley & Sons, Inc., 2011.  Sansom, George. A History of Japan 1615-1867 Stanford University Press, 1998

*Earn free CPE credit for listening to this episode! Visit EarmarkCPE.com to sign up for free! Tom Golden has a national reputation in forensic accounting and fraud investigation. He has been quoted in major world-wide publications including Journal of Accountancy, USA Today, The Financial Times, Business Week, Chicago Tribune, and The Age (Melbourne, Australia). He has extensive testifying experience and is a frequent presenter having conducted numerous fraud investigation training seminars for both U.S. and foreign corporations, and the Federal Government including the FBI and IRS. Tom was the lead author of the award-winning John Wiley & Sons book A Guide to Forensic Accounting Investigation, now in its 2nd Edition. He is a CPA and Certified Fraud Examiner, former chairman of the Board of Regents for the Association of Certified Fraud Examiners (ACFE) and has been given this organization's highest honor being name Regent Emeritus, and former Chairman of the Better Government Association, a citizen watch-dog group operating in Chicago since 1922. Tom was also an adjunct professor at DePaul University, Chicago after he developed and taught the school's first Forensic Accounting graduate course in 2002. Tom's presentation style is indeed unique and can be tailored to each specific audience. Whether he speaks from a podium or freely moves around an open stage he delivers simple techniques which auditors and financial executives can use to spot and avoid fraud. Visit: http://www.tomgoldenbooks.com Previous episode with Tom Golden - S2 E1: Numbers can tell very exciting stories: https://dearaccountant.libsyn.com/numbers-can-tell-very-exciting-stories ABOUT CECE LEUNG, CPA Cecilia "Cece" Leung is a finance executive and CFO advisor to growing businesses who are ready to scale up financially and get ready for next-level opportunities. Cece is the founding partner of The Entrepreneur CFO, a global professional advisory firm helping growing companies with strategic decision making as they become financially and operationally ready for their next big thing. With fluency in Mandarin, Cantonese and English, paired with two decades of international financial services experience in New York, London, Switzerland, Hong Kong and China, Cece has worked with prominent firms including JP Morgan, PricewaterhouseCoopers, and Ernst & Young, offering the best in-class solutions to Fortune 500 and growing companies worldwide. Cece is the author of the book Dear Accountant: Stories, Advice and Explorations, which offers up-and-coming professionals valuable insights and perspectives about the many career paths and opportunities under the accounting and finance umbrella. Personal Website: www.ceceleung.com Book Website: www.dearaccountantbook.com The Entrepreneur CFO website: www.ecfopro.com Financial Planning: https://www.ecfopro.com/financial-planning-advisory/ Coaching, Training and Workshop: https://www.ecfopro.com/training-and-coaching/ PR, Media and Collab: https://www.ceceleung.com/media Podcast Blog: https://www.ceceleung.com/blog Linkedin: https://www.linkedin.com/in/ceceleung/

Melissa Giles, Director of Portfolio Management with Americana Partners presents the Monthly Market Commentary as written by, David M Darst, Chief Investment Officer with Americana Partners.  Any charts/graphs referenced are available in print format and may be provided at your request. David is currently the Chief Investment Officer for Americana Partners. David served for 17 years as a Managing Director and Chief Investment Strategist of Morgan Stanley Wealth Management, with responsibility for Asset Allocation and Investment Strategy; was the founding President of the Morgan Stanley Investment Group; and was founding Chairman of the Morgan Stanley Wealth Management Asset Allocation Committee. After 2014, he served for several years as Senior Advisor to and a member of the Morgan Stanley Wealth Management Global Investment Committee. He joined Morgan Stanley in 1996 from Goldman Sachs, where he held Senior Management posts within the Equities Division and earlier, for six years as Resident Manager of their Private Bank in Zurich. David is the Author of twelve books: (i) The Complete Bond Book (McGraw-Hill); (ii) The Handbook of the Bond and Money Markets (McGraw-Hill); (iii) The Art of Asset Allocation, Second Edition (McGraw-Hill); (iv) Mastering the Art of Asset Allocation (McGraw-Hill); (v) Benjamin Graham on Investing (McGraw-Hill); (vi) The Little Book that Saves Your Assets (John Wiley & Sons), which was ranked on the bestseller lists of The New York Times and Business Week; (vii) Portfolio Investment Opportunities in China (John Wiley & Sons); and (x) Portfolio Investment Opportunities in Precious Metals (John Wiley & Sons). His works have been translated into Chinese, Japanese, Russian, German, Korean, Italian, Indonesian, Norwegian, Romanian, and Vietnamese. Seapoint Books published David's eleventh book in 2012 , Voyager 3, containing his creative writing, and in 2016, his twelfth book, Flim-Flam Flora, a children's book coauthored with his daughter. David appears as a frequent guest on CNBC, Bloomberg, FOX, PBS, and other television channels, and has contributed numerous articles to Barron's Euromoney, The Money Manager, Forbes.com, The Yale Economic Review, and other publications. He has broadcast and written extensively on asset allocation in the Morgan Stanley biweekly Investment Strategy and Asset Allocation Commentary and in the Firm's Wealth Management monthly publication, Asset Allocation and Investment Strategy Digest, the predecessors of which he launched in 1997. David attended Father Ryan High School in Nashville, Tennessee, graduated from Phillips Exeter Academy, was awarded a BA degree in Economics from Yale University, and earned his MBA from Harvard Business School. David serves on the Investment Committee of the Phi Beta Kappa Foundation and the Advisory Boards of the George Washington Institute for Religious Freedom and the Black Rock Arts Foundation. David has lectured extensively at Wharton, Columbia, INSEAD, and New York University Business Schools, and for nine years, David served as a visiting faculty member at Yale College, Yale School of Management, and Harvard Business School. In November 2011, David was inducted by Quinnipiac University in their Business Leaders Hall of Fame. David is a CFA Charterholder and a member of the New York Society of Security Analysts and the CFA Institute. Join Our Distribution List – For a full copy of our report. Americana Partners - https://www.americanapartners.com/contact/ Americana Partners Website - https://www.americanapartners.com/ Linked In - https://www.linkedin.com/company/americana-partners/ Spotify - https://open.spotify.com/show/3rX19ND89pwEob9efsFNNF iTunes - https://podcasts.apple.com/us/podcast/americana-partners/id1496186853 Google Podcasts - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZXJpY2FuYXBhcnRuZXJzL2ZlZWQueG1s?sa=X&ved=0CAYQrrcFahcKEwj4gZrR_OnwAhUAAAAAHQAAAAAQAg   Disclosures Americana Partners, LLC is registered as an investment adviser with the SEC. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Americana Partners' current written disclosure brochure filed with the SEC which discusses among other things, Americana Partners' business practices, services and fees, is available through the SEC's website at: www.adviserinfo.sec.gov. The tax and legal information contained in this newsletter is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Foreign securities, foreign currencies, and securities issued by U.S. entities with substantial foreign operations can involve additional risks relating to political, economic, or regulatory conditions in foreign countries. These risks include fluctuations in foreign currencies; withholding or other taxes; trading, settlement, custodial, and other operational risks; and less stringent investor protection and disclosure standards in some foreign markets. All of these factors can make foreign investments, especially those in emerging markets, more volatile and potentially less liquid than U.S. investments. In addition, foreign markets can perform differently from the U.S. market. Investing involves certain risks, including possible loss of principal. You should understand and carefully consider a strategy's objectives, risks, fees, expenses and other information before investing. The views expressed in this commentary are subject to change and are not intended to be a recommendation or investment advice. Such views do not take into account the individual financial circumstances or objectives of any investor that receives them. The strategies described herein may not be suitable for all investors. There is no guarantee that the adviser will meet any of its investment objectives. All indices are unmanaged and are not available for direct investment. Indices do not incur costs including the payment of transaction costs, fees and other expenses. This information should not be considered a solicitation or an offer to provide any service in any jurisdiction where it would be unlawful to do so under the laws of that jurisdiction. Past performance is no guarantee of future results. It is not possible to invest directly in an index. Exposure to an asset class represented by an index is available through investable instruments based on that index. The S&P 500® Index is a widely recognized, unmanaged index of 500 common stocks which are generally representative of the U.S. stock market as a whole. The Nasdaq Composite® Index is the market capitalization-weighted index of over 2,500 common equities listed on the Nasdaq stock exchange. The types of securities in the index include American depositary receipts, common stocks, real estate investment trusts (REITs) and tracking stocks, as well as limited partnership interests. The EAFE® Index is a stock index offered by MSCI that covers non-U.S. and Canadian equity markets. It serves as a performance benchmark for the major international equity markets as represented by 21 major MSCI indices from Europe, Australasia, and the Middle East. The EAFE® Index is the oldest international stock index and is commonly called the MSCI EAFE Index. The Russell 2500® is a market-cap-weighted index that includes the smallest 2,500 companies covered in the broad-based Russell 3000 sphere of United States-based listed equities. All 2,500 of the companies included in the Index cover the small- and mid-cap market capitalizations. The Russell 1000® Growth Index is an unmanaged index that measures the performance of the large-cap growth segment of the U.S. equity universe. It includes those Russell 1000® Index companies with higher price-to-book ratios and higher forecasted growth values. The CBOE Volatility Index (VIX) is a measure of expected price fluctuations in the S&P 500 Index options over the next 30 days. The VIX is calculated in real time by the Chicago Board Options Exchange (CBOE). P/E or Price to Earnings ratio is indicates the dollar amount an investor can expect to invest in a company in order to receive one dollar of that company's earnings. The Consumer Confidence Survey® reflects prevailing business conditions and likely developments for the months ahead. The Manufacturing Business Outlook Survey is a monthly survey of manufacturers in the Third Federal Reserve District; Participants indicate the direction of change in overall business activity and in the various measures of activity at their plants: employment, working hours, new and unfilled orders, shipments, inventories, delivery times, prices paid, and prices received. The ISM manufacturing index, also known as the purchasing managers' index (PMI), is a monthly indicator of U.S. economic activity based on a survey of purchasing managers at more than 300 manufacturing firms. The Composite Index of Leading Indicators, otherwise known as the Leading Economic Index (LEI), is an index published monthly by The Conference Board. It is used to predict the direction of global economic movements in future months. A bond rating is a letter-based credit scoring scheme used to judge the quality and creditworthiness of a bond. The option adjusted spread (OAS) measures the difference in yield between a bond with an embedded option, such as an MBS or callables, with the yield on Treasuries. Mean reversion, in finance, suggests that various phenomena of interest such as asset prices and volatility of returns eventually revert to their long-term average levels. A meme stock is a security that has seen an increase in trading volume after going viral on social media or an online forum. This document may contain forward-looking statements relating to the objectives, opportunities, and the future performance of the U.S. market generally. Forward looking statements may be identified by the use of such words as; “believe,” “expect,”“anticipate,”“should,”“planned,”“estimated,”“potential”and other similar terms. Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of any particular investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting a portfolio' operations that could cause actual results to differ materially from projected results. Such statements are forward-looking in nature and involve a number of known and unknown risks, uncertainties and other factors, and accordingly, actual results may differ materially from those reflected or contemplated in such forward-looking statements. Prospective investors are cautioned not to place undue reliance on any forward looking statements or examples. This material is proprietary and may not be reproduced, transferred, modified or distributed in any form without prior written permission from Americana Partners. Americana Partners reserves the right, at any time and without notice, to amend, or cease publication of the information contained herein. Certain of the information contained herein has been obtained from third-party sources and has not been independently verified. It is made available on an "as is" basis without warranty. Any strategies or investment programs described in this presentation are provided for educational purposes only and are not necessarily indicative of securities offered for sale or private placement offerings available to any investor. The mention of any individual security should not be construed as a recommendation to buy or sell that security.

Melissa Giles, Director of Portfolio Management with Americana Partners presents the Monthly Market Commentary as written by, David M Darst, Chief Investment Officer with Americana Partners.  Any charts/graphs referenced are available in print format and may be provided at your request. David is currently the Chief Investment Officer for Americana Partners. David served for 17 years as a Managing Director and Chief Investment Strategist of Morgan Stanley Wealth Management, with responsibility for Asset Allocation and Investment Strategy; was the founding President of the Morgan Stanley Investment Group; and was founding Chairman of the Morgan Stanley Wealth Management Asset Allocation Committee. After 2014, he served for several years as Senior Advisor to and a member of the Morgan Stanley Wealth Management Global Investment Committee. He joined Morgan Stanley in 1996 from Goldman Sachs, where he held Senior Management posts within the Equities Division and earlier, for six years as Resident Manager of their Private Bank in Zurich. David is the Author of twelve books: (i) The Complete Bond Book (McGraw-Hill); (ii) The Handbook of the Bond and Money Markets (McGraw-Hill); (iii) The Art of Asset Allocation, Second Edition (McGraw-Hill); (iv) Mastering the Art of Asset Allocation (McGraw-Hill); (v) Benjamin Graham on Investing (McGraw-Hill); (vi) The Little Book that Saves Your Assets (John Wiley & Sons), which was ranked on the bestseller lists of The New York Times and Business Week; (vii) Portfolio Investment Opportunities in China (John Wiley & Sons); and (x) Portfolio Investment Opportunities in Precious Metals (John Wiley & Sons). His works have been translated into Chinese, Japanese, Russian, German, Korean, Italian, Indonesian, Norwegian, Romanian, and Vietnamese. Seapoint Books published David's eleventh book in 2012 , Voyager 3, containing his creative writing, and in 2016, his twelfth book, Flim-Flam Flora, a children's book coauthored with his daughter. David appears as a frequent guest on CNBC, Bloomberg, FOX, PBS, and other television channels, and has contributed numerous articles to Barron's Euromoney, The Money Manager, Forbes.com, The Yale Economic Review, and other publications. He has broadcast and written extensively on asset allocation in the Morgan Stanley biweekly Investment Strategy and Asset Allocation Commentary and in the Firm's Wealth Management monthly publication, Asset Allocation and Investment Strategy Digest, the predecessors of which he launched in 1997. David attended Father Ryan High School in Nashville, Tennessee, graduated from Phillips Exeter Academy, was awarded a BA degree in Economics from Yale University, and earned his MBA from Harvard Business School. David serves on the Investment Committee of the Phi Beta Kappa Foundation and the Advisory Boards of the George Washington Institute for Religious Freedom and the Black Rock Arts Foundation. David has lectured extensively at Wharton, Columbia, INSEAD, and New York University Business Schools, and for nine years, David served as a visiting faculty member at Yale College, Yale School of Management, and Harvard Business School. In November 2011, David was inducted by Quinnipiac University in their Business Leaders Hall of Fame. David is a CFA Charterholder and a member of the New York Society of Security Analysts and the CFA Institute. Join Our Distribution List – For a full copy of our report. Americana Partners - https://www.americanapartners.com/contact/ Americana Partners Website - https://www.americanapartners.com/ Linked In - https://www.linkedin.com/company/americana-partners/ Spotify - https://open.spotify.com/show/3rX19ND89pwEob9efsFNNF iTunes - https://podcasts.apple.com/us/podcast/americana-partners/id1496186853 Google Podcasts - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZXJpY2FuYXBhcnRuZXJzL2ZlZWQueG1s?sa=X&ved=0CAYQrrcFahcKEwj4gZrR_OnwAhUAAAAAHQAAAAAQAg   Disclosures Americana Partners, LLC is registered as an investment adviser with the SEC. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Americana Partners' current written disclosure brochure filed with the SEC which discusses among other things, Americana Partners' business practices, services and fees, is available through the SEC's website at: www.adviserinfo.sec.gov. The tax and legal information contained in this newsletter is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Foreign securities, foreign currencies, and securities issued by U.S. entities with substantial foreign operations can involve additional risks relating to political, economic, or regulatory conditions in foreign countries. These risks include fluctuations in foreign currencies; withholding or other taxes; trading, settlement, custodial, and other operational risks; and less stringent investor protection and disclosure standards in some foreign markets. All of these factors can make foreign investments, especially those in emerging markets, more volatile and potentially less liquid than U.S. investments. In addition, foreign markets can perform differently from the U.S. market. Investing involves certain risks, including possible loss of principal. You should understand and carefully consider a strategy's objectives, risks, fees, expenses and other information before investing. The views expressed in this commentary are subject to change and are not intended to be a recommendation or investment advice. Such views do not take into account the individual financial circumstances or objectives of any investor that receives them. The strategies described herein may not be suitable for all investors. There is no guarantee that the adviser will meet any of its investment objectives. All indices are unmanaged and are not available for direct investment. Indices do not incur costs including the payment of transaction costs, fees and other expenses. This information should not be considered a solicitation or an offer to provide any service in any jurisdiction where it would be unlawful to do so under the laws of that jurisdiction. Past performance is no guarantee of future results. It is not possible to invest directly in an index. Exposure to an asset class represented by an index is available through investable instruments based on that index. The S&P 500® Index is a widely recognized, unmanaged index of 500 common stocks which are generally representative of the U.S. stock market as a whole. The Nasdaq Composite® Index is the market capitalization-weighted index of over 2,500 common equities listed on the Nasdaq stock exchange. The types of securities in the index include American depositary receipts, common stocks, real estate investment trusts (REITs) and tracking stocks, as well as limited partnership interests. The EAFE® Index is a stock index offered by MSCI that covers non-U.S. and Canadian equity markets. It serves as a performance benchmark for the major international equity markets as represented by 21 major MSCI indices from Europe, Australasia, and the Middle East. The EAFE® Index is the oldest international stock index and is commonly called the MSCI EAFE Index. The Russell 2500® is a market-cap-weighted index that includes the smallest 2,500 companies covered in the broad-based Russell 3000 sphere of United States-based listed equities. All 2,500 of the companies included in the Index cover the small- and mid-cap market capitalizations. The Russell 1000® Growth Index is an unmanaged index that measures the performance of the large-cap growth segment of the U.S. equity universe. It includes those Russell 1000® Index companies with higher price-to-book ratios and higher forecasted growth values. The CBOE Volatility Index (VIX) is a measure of expected price fluctuations in the S&P 500 Index options over the next 30 days. The VIX is calculated in real time by the Chicago Board Options Exchange (CBOE). P/E or Price to Earnings ratio is indicates the dollar amount an investor can expect to invest in a company in order to receive one dollar of that company's earnings. The Consumer Confidence Survey® reflects prevailing business conditions and likely developments for the months ahead. The Manufacturing Business Outlook Survey is a monthly survey of manufacturers in the Third Federal Reserve District; Participants indicate the direction of change in overall business activity and in the various measures of activity at their plants: employment, working hours, new and unfilled orders, shipments, inventories, delivery times, prices paid, and prices received. The ISM manufacturing index, also known as the purchasing managers' index (PMI), is a monthly indicator of U.S. economic activity based on a survey of purchasing managers at more than 300 manufacturing firms. The Composite Index of Leading Indicators, otherwise known as the Leading Economic Index (LEI), is an index published monthly by The Conference Board. It is used to predict the direction of global economic movements in future months. A bond rating is a letter-based credit scoring scheme used to judge the quality and creditworthiness of a bond. The option adjusted spread (OAS) measures the difference in yield between a bond with an embedded option, such as an MBS or callables, with the yield on Treasuries. Mean reversion, in finance, suggests that various phenomena of interest such as asset prices and volatility of returns eventually revert to their long-term average levels. A meme stock is a security that has seen an increase in trading volume after going viral on social media or an online forum. This document may contain forward-looking statements relating to the objectives, opportunities, and the future performance of the U.S. market generally. Forward looking statements may be identified by the use of such words as; “believe,” “expect,”“anticipate,”“should,”“planned,”“estimated,”“potential”and other similar terms. Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of any particular investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting a portfolio' operations that could cause actual results to differ materially from projected results. Such statements are forward-looking in nature and involve a number of known and unknown risks, uncertainties and other factors, and accordingly, actual results may differ materially from those reflected or contemplated in such forward-looking statements. Prospective investors are cautioned not to place undue reliance on any forward looking statements or examples. This material is proprietary and may not be reproduced, transferred, modified or distributed in any form without prior written permission from Americana Partners. Americana Partners reserves the right, at any time and without notice, to amend, or cease publication of the information contained herein. Certain of the information contained herein has been obtained from third-party sources and has not been independently verified. It is made available on an "as is" basis without warranty. Any strategies or investment programs described in this presentation are provided for educational purposes only and are not necessarily indicative of securities offered for sale or private placement offerings available to any investor. The mention of any individual security should not be construed as a recommendation to buy or sell that security.

Dr. Ernest P. Chan is the Founder of PredictNow.ai, a financial machine learning SaaS, and also the Managing Member of QTS Capital Management, LLC., a commodity pool operator and trading advisor. He is an expert in the application of statistical models and software for trading currencies, futures, and stocks. Ernie is the author of "Quantitative Trading: How to Build Your Own Algorithmic Trading Business", "Algorithmic Trading: Winning Strategies and Their Rationale", and "Machine Trading", all published by John Wiley & Sons. He maintains a popular blog "Quantitative Trading" at epchan.blogspot.com. Listen to this podcast and know Chan's amazing entrepreneurial journey. Please Enjoy!          Would you please consider being 1% and leaving a short review on Apple Podcasts/ iTunes if you enjoy the podcast? It takes less than 30 seconds, and it makes a world of difference in reaching new interesting guests! To sign up for Kevin's Podcast email Newsletter and to view the show notes & past guests please visit-https://officialkevindavid.com/podcast Follow Kevin: https://mmini.me/@FollowKD

Melissa Giles, Director of Portfolio Management with Americana Partners presents the Monthly Market Commentary as written by, David M Darst, Chief Investment Officer with Americana Partners.  Any charts/graphs referenced are available in print format and may be provided at your request. David is currently the Chief Investment Officer for Americana Partners. David served for 17 years as a Managing Director and Chief Investment Strategist of Morgan Stanley Wealth Management, with responsibility for Asset Allocation and Investment Strategy; was the founding President of the Morgan Stanley Investment Group; and was founding Chairman of the Morgan Stanley Wealth Management Asset Allocation Committee. After 2014, he served for several years as Senior Advisor to and a member of the Morgan Stanley Wealth Management Global Investment Committee. He joined Morgan Stanley in 1996 from Goldman Sachs, where he held Senior Management posts within the Equities Division and earlier, for six years as Resident Manager of their Private Bank in Zurich. David is the Author of twelve books: (i) The Complete Bond Book (McGraw-Hill); (ii) The Handbook of the Bond and Money Markets (McGraw-Hill); (iii) The Art of Asset Allocation, Second Edition (McGraw-Hill); (iv) Mastering the Art of Asset Allocation (McGraw-Hill); (v) Benjamin Graham on Investing (McGraw-Hill); (vi) The Little Book that Saves Your Assets (John Wiley & Sons), which was ranked on the bestseller lists of The New York Times and Business Week; (vii) Portfolio Investment Opportunities in China (John Wiley & Sons); and (x) Portfolio Investment Opportunities in Precious Metals (John Wiley & Sons). His works have been translated into Chinese, Japanese, Russian, German, Korean, Italian, Indonesian, Norwegian, Romanian, and Vietnamese. Seapoint Books published David's eleventh book in 2012 , Voyager 3, containing his creative writing, and in 2016, his twelfth book, Flim-Flam Flora, a children's book coauthored with his daughter. David appears as a frequent guest on CNBC, Bloomberg, FOX, PBS, and other television channels, and has contributed numerous articles to Barron's Euromoney, The Money Manager, Forbes.com, The Yale Economic Review, and other publications. He has broadcast and written extensively on asset allocation in the Morgan Stanley biweekly Investment Strategy and Asset Allocation Commentary and in the Firm's Wealth Management monthly publication, Asset Allocation and Investment Strategy Digest, the predecessors of which he launched in 1997. David attended Father Ryan High School in Nashville, Tennessee, graduated from Phillips Exeter Academy, was awarded a BA degree in Economics from Yale University, and earned his MBA from Harvard Business School. David serves on the Investment Committee of the Phi Beta Kappa Foundation and the Advisory Boards of the George Washington Institute for Religious Freedom and the Black Rock Arts Foundation. David has lectured extensively at Wharton, Columbia, INSEAD, and New York University Business Schools, and for nine years, David served as a visiting faculty member at Yale College, Yale School of Management, and Harvard Business School. In November 2011, David was inducted by Quinnipiac University in their Business Leaders Hall of Fame. David is a CFA Charterholder and a member of the New York Society of Security Analysts and the CFA Institute. Join Our Distribution List – For a full copy of our report. Americana Partners - https://www.americanapartners.com/contact/ Americana Partners Website - https://www.americanapartners.com/ Linked In - https://www.linkedin.com/company/americana-partners/ Spotify - https://open.spotify.com/show/3rX19ND89pwEob9efsFNNF iTunes - https://podcasts.apple.com/us/podcast/americana-partners/id1496186853 Google Podcasts - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZXJpY2FuYXBhcnRuZXJzL2ZlZWQueG1s?sa=X&ved=0CAYQrrcFahcKEwj4gZrR_OnwAhUAAAAAHQAAAAAQAg   Disclosures Americana Partners, LLC is registered as an investment adviser with the SEC. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Americana Partners' current written disclosure brochure filed with the SEC which discusses among other things, Americana Partners' business practices, services and fees, is available through the SEC's website at: www.adviserinfo.sec.gov. The tax and legal information contained in this newsletter is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Foreign securities, foreign currencies, and securities issued by U.S. entities with substantial foreign operations can involve additional risks relating to political, economic, or regulatory conditions in foreign countries. These risks include fluctuations in foreign currencies; withholding or other taxes; trading, settlement, custodial, and other operational risks; and less stringent investor protection and disclosure standards in some foreign markets. All of these factors can make foreign investments, especially those in emerging markets, more volatile and potentially less liquid than U.S. investments. In addition, foreign markets can perform differently from the U.S. market. Investing involves certain risks, including possible loss of principal. You should understand and carefully consider a strategy's objectives, risks, fees, expenses and other information before investing. The views expressed in this commentary are subject to change and are not intended to be a recommendation or investment advice. Such views do not take into account the individual financial circumstances or objectives of any investor that receives them. The strategies described herein may not be suitable for all investors. There is no guarantee that the adviser will meet any of its investment objectives. All indices are unmanaged and are not available for direct investment. Indices do not incur costs including the payment of transaction costs, fees and other expenses. This information should not be considered a solicitation or an offer to provide any service in any jurisdiction where it would be unlawful to do so under the laws of that jurisdiction. Past performance is no guarantee of future results. It is not possible to invest directly in an index. Exposure to an asset class represented by an index is available through investable instruments based on that index. The S&P 500® Index is a widely recognized, unmanaged index of 500 common stocks which are generally representative of the U.S. stock market as a whole. The Nasdaq Composite® Index is the market capitalization-weighted index of over 2,500 common equities listed on the Nasdaq stock exchange. The types of securities in the index include American depositary receipts, common stocks, real estate investment trusts (REITs) and tracking stocks, as well as limited partnership interests. The EAFE® Index is a stock index offered by MSCI that covers non-U.S. and Canadian equity markets. It serves as a performance benchmark for the major international equity markets as represented by 21 major MSCI indices from Europe, Australasia, and the Middle East. The EAFE® Index is the oldest international stock index and is commonly called the MSCI EAFE Index. The Russell 2500® is a market-cap-weighted index that includes the smallest 2,500 companies covered in the broad-based Russell 3000 sphere of United States-based listed equities. All 2,500 of the companies included in the Index cover the small- and mid-cap market capitalizations. The Russell 1000® Growth Index is an unmanaged index that measures the performance of the large-cap growth segment of the U.S. equity universe. It includes those Russell 1000® Index companies with higher price-to-book ratios and higher forecasted growth values. The CBOE Volatility Index (VIX) is a measure of expected price fluctuations in the S&P 500 Index options over the next 30 days. The VIX is calculated in real time by the Chicago Board Options Exchange (CBOE). P/E or Price to Earnings ratio is indicates the dollar amount an investor can expect to invest in a company in order to receive one dollar of that company's earnings. The Consumer Confidence Survey® reflects prevailing business conditions and likely developments for the months ahead. The Manufacturing Business Outlook Survey is a monthly survey of manufacturers in the Third Federal Reserve District; Participants indicate the direction of change in overall business activity and in the various measures of activity at their plants: employment, working hours, new and unfilled orders, shipments, inventories, delivery times, prices paid, and prices received. The ISM manufacturing index, also known as the purchasing managers' index (PMI), is a monthly indicator of U.S. economic activity based on a survey of purchasing managers at more than 300 manufacturing firms. The Composite Index of Leading Indicators, otherwise known as the Leading Economic Index (LEI), is an index published monthly by The Conference Board. It is used to predict the direction of global economic movements in future months. A bond rating is a letter-based credit scoring scheme used to judge the quality and creditworthiness of a bond. The option adjusted spread (OAS) measures the difference in yield between a bond with an embedded option, such as an MBS or callables, with the yield on Treasuries. Mean reversion, in finance, suggests that various phenomena of interest such as asset prices and volatility of returns eventually revert to their long-term average levels. A meme stock is a security that has seen an increase in trading volume after going viral on social media or an online forum. This document may contain forward-looking statements relating to the objectives, opportunities, and the future performance of the U.S. market generally. Forward looking statements may be identified by the use of such words as; “believe,” “expect,”“anticipate,”“should,”“planned,”“estimated,”“potential”and other similar terms. Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of any particular investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting a portfolio' operations that could cause actual results to differ materially from projected results. Such statements are forward-looking in nature and involve a number of known and unknown risks, uncertainties and other factors, and accordingly, actual results may differ materially from those reflected or contemplated in such forward-looking statements. Prospective investors are cautioned not to place undue reliance on any forward looking statements or examples. This material is proprietary and may not be reproduced, transferred, modified or distributed in any form without prior written permission from Americana Partners. Americana Partners reserves the right, at any time and without notice, to amend, or cease publication of the information contained herein. Certain of the information contained herein has been obtained from third-party sources and has not been independently verified. It is made available on an "as is" basis without warranty. Any strategies or investment programs described in this presentation are provided for educational purposes only and are not necessarily indicative of securities offered for sale or private placement offerings available to any investor. The mention of any individual security should not be construed as a recommendation to buy or sell that security.

Melissa Giles, Director of Portfolio Management with Americana Partners presents the Monthly Market Commentary as written by, David M Darst, Chief Investment Officer with Americana Partners.  Any charts/graphs referenced are available in print format and may be provided at your request. David is currently the Chief Investment Officer for Americana Partners. David served for 17 years as a Managing Director and Chief Investment Strategist of Morgan Stanley Wealth Management, with responsibility for Asset Allocation and Investment Strategy; was the founding President of the Morgan Stanley Investment Group; and was founding Chairman of the Morgan Stanley Wealth Management Asset Allocation Committee. After 2014, he served for several years as Senior Advisor to and a member of the Morgan Stanley Wealth Management Global Investment Committee. He joined Morgan Stanley in 1996 from Goldman Sachs, where he held Senior Management posts within the Equities Division and earlier, for six years as Resident Manager of their Private Bank in Zurich. David is the Author of twelve books: (i) The Complete Bond Book (McGraw-Hill); (ii) The Handbook of the Bond and Money Markets (McGraw-Hill); (iii) The Art of Asset Allocation, Second Edition (McGraw-Hill); (iv) Mastering the Art of Asset Allocation (McGraw-Hill); (v) Benjamin Graham on Investing (McGraw-Hill); (vi) The Little Book that Saves Your Assets (John Wiley & Sons), which was ranked on the bestseller lists of The New York Times and Business Week; (vii) Portfolio Investment Opportunities in China (John Wiley & Sons); and (x) Portfolio Investment Opportunities in Precious Metals (John Wiley & Sons). His works have been translated into Chinese, Japanese, Russian, German, Korean, Italian, Indonesian, Norwegian, Romanian, and Vietnamese. Seapoint Books published David's eleventh book in 2012 , Voyager 3, containing his creative writing, and in 2016, his twelfth book, Flim-Flam Flora, a children's book coauthored with his daughter. David appears as a frequent guest on CNBC, Bloomberg, FOX, PBS, and other television channels, and has contributed numerous articles to Barron's Euromoney, The Money Manager, Forbes.com, The Yale Economic Review, and other publications. He has broadcast and written extensively on asset allocation in the Morgan Stanley biweekly Investment Strategy and Asset Allocation Commentary and in the Firm's Wealth Management monthly publication, Asset Allocation and Investment Strategy Digest, the predecessors of which he launched in 1997. David attended Father Ryan High School in Nashville, Tennessee, graduated from Phillips Exeter Academy, was awarded a BA degree in Economics from Yale University, and earned his MBA from Harvard Business School. David serves on the Investment Committee of the Phi Beta Kappa Foundation and the Advisory Boards of the George Washington Institute for Religious Freedom and the Black Rock Arts Foundation. David has lectured extensively at Wharton, Columbia, INSEAD, and New York University Business Schools, and for nine years, David served as a visiting faculty member at Yale College, Yale School of Management, and Harvard Business School. In November 2011, David was inducted by Quinnipiac University in their Business Leaders Hall of Fame. David is a CFA Charterholder and a member of the New York Society of Security Analysts and the CFA Institute. Join Our Distribution List – For a full copy of our report. Americana Partners - https://www.americanapartners.com/contact/ Americana Partners Website - https://www.americanapartners.com/ Linked In - https://www.linkedin.com/company/americana-partners/ Spotify - https://open.spotify.com/show/3rX19ND89pwEob9efsFNNF iTunes - https://podcasts.apple.com/us/podcast/americana-partners/id1496186853 Google Podcasts - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZXJpY2FuYXBhcnRuZXJzL2ZlZWQueG1s?sa=X&ved=0CAYQrrcFahcKEwj4gZrR_OnwAhUAAAAAHQAAAAAQAg   Disclosures Americana Partners, LLC is registered as an investment adviser with the SEC. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Americana Partners' current written disclosure brochure filed with the SEC which discusses among other things, Americana Partners' business practices, services and fees, is available through the SEC's website at: www.adviserinfo.sec.gov. The tax and legal information contained in this newsletter is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Foreign securities, foreign currencies, and securities issued by U.S. entities with substantial foreign operations can involve additional risks relating to political, economic, or regulatory conditions in foreign countries. These risks include fluctuations in foreign currencies; withholding or other taxes; trading, settlement, custodial, and other operational risks; and less stringent investor protection and disclosure standards in some foreign markets. All of these factors can make foreign investments, especially those in emerging markets, more volatile and potentially less liquid than U.S. investments. In addition, foreign markets can perform differently from the U.S. market. Investing involves certain risks, including possible loss of principal. You should understand and carefully consider a strategy's objectives, risks, fees, expenses and other information before investing. The views expressed in this commentary are subject to change and are not intended to be a recommendation or investment advice. Such views do not take into account the individual financial circumstances or objectives of any investor that receives them. The strategies described herein may not be suitable for all investors. There is no guarantee that the adviser will meet any of its investment objectives. All indices are unmanaged and are not available for direct investment. Indices do not incur costs including the payment of transaction costs, fees and other expenses. This information should not be considered a solicitation or an offer to provide any service in any jurisdiction where it would be unlawful to do so under the laws of that jurisdiction. Past performance is no guarantee of future results. It is not possible to invest directly in an index. Exposure to an asset class represented by an index is available through investable instruments based on that index. The S&P 500® Index is a widely recognized, unmanaged index of 500 common stocks which are generally representative of the U.S. stock market as a whole. The Nasdaq Composite® Index is the market capitalization-weighted index of over 2,500 common equities listed on the Nasdaq stock exchange. The types of securities in the index include American depositary receipts, common stocks, real estate investment trusts (REITs) and tracking stocks, as well as limited partnership interests. The EAFE® Index is a stock index offered by MSCI that covers non-U.S. and Canadian equity markets. It serves as a performance benchmark for the major international equity markets as represented by 21 major MSCI indices from Europe, Australasia, and the Middle East. The EAFE® Index is the oldest international stock index and is commonly called the MSCI EAFE Index. The Russell 2500® is a market-cap-weighted index that includes the smallest 2,500 companies covered in the broad-based Russell 3000 sphere of United States-based listed equities. All 2,500 of the companies included in the Index cover the small- and mid-cap market capitalizations. The Russell 1000® Growth Index is an unmanaged index that measures the performance of the large-cap growth segment of the U.S. equity universe. It includes those Russell 1000® Index companies with higher price-to-book ratios and higher forecasted growth values. The CBOE Volatility Index (VIX) is a measure of expected price fluctuations in the S&P 500 Index options over the next 30 days. The VIX is calculated in real time by the Chicago Board Options Exchange (CBOE). P/E or Price to Earnings ratio is indicates the dollar amount an investor can expect to invest in a company in order to receive one dollar of that company's earnings. The Consumer Confidence Survey® reflects prevailing business conditions and likely developments for the months ahead. The Manufacturing Business Outlook Survey is a monthly survey of manufacturers in the Third Federal Reserve District; Participants indicate the direction of change in overall business activity and in the various measures of activity at their plants: employment, working hours, new and unfilled orders, shipments, inventories, delivery times, prices paid, and prices received. The ISM manufacturing index, also known as the purchasing managers' index (PMI), is a monthly indicator of U.S. economic activity based on a survey of purchasing managers at more than 300 manufacturing firms. The Composite Index of Leading Indicators, otherwise known as the Leading Economic Index (LEI), is an index published monthly by The Conference Board. It is used to predict the direction of global economic movements in future months. A bond rating is a letter-based credit scoring scheme used to judge the quality and creditworthiness of a bond. The option adjusted spread (OAS) measures the difference in yield between a bond with an embedded option, such as an MBS or callables, with the yield on Treasuries. Mean reversion, in finance, suggests that various phenomena of interest such as asset prices and volatility of returns eventually revert to their long-term average levels. A meme stock is a security that has seen an increase in trading volume after going viral on social media or an online forum. This document may contain forward-looking statements relating to the objectives, opportunities, and the future performance of the U.S. market generally. Forward looking statements may be identified by the use of such words as; “believe,” “expect,”“anticipate,”“should,”“planned,”“estimated,”“potential”and other similar terms. Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of any particular investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting a portfolio' operations that could cause actual results to differ materially from projected results. Such statements are forward-looking in nature and involve a number of known and unknown risks, uncertainties and other factors, and accordingly, actual results may differ materially from those reflected or contemplated in such forward-looking statements. Prospective investors are cautioned not to place undue reliance on any forward looking statements or examples. This material is proprietary and may not be reproduced, transferred, modified or distributed in any form without prior written permission from Americana Partners. Americana Partners reserves the right, at any time and without notice, to amend, or cease publication of the information contained herein. Certain of the information contained herein has been obtained from third-party sources and has not been independently verified. It is made available on an "as is" basis without warranty. Any strategies or investment programs described in this presentation are provided for educational purposes only and are not necessarily indicative of securities offered for sale or private placement offerings available to any investor. The mention of any individual security should not be construed as a recommendation to buy or sell that security.

Melissa Giles, Director of Portfolio Management with Americana Partners presents the Monthly Market Commentary as written by, David M Darst, Chief Investment Officer with Americana Partners.  Any charts/graphs referenced are available in print format and may be provided at your request. David is currently the Chief Investment Officer for Americana Partners. David served for 17 years as a Managing Director and Chief Investment Strategist of Morgan Stanley Wealth Management, with responsibility for Asset Allocation and Investment Strategy; was the founding President of the Morgan Stanley Investment Group; and was founding Chairman of the Morgan Stanley Wealth Management Asset Allocation Committee. After 2014, he served for several years as Senior Advisor to and a member of the Morgan Stanley Wealth Management Global Investment Committee. He joined Morgan Stanley in 1996 from Goldman Sachs, where he held Senior Management posts within the Equities Division and earlier, for six years as Resident Manager of their Private Bank in Zurich. David is the Author of twelve books: (i) The Complete Bond Book (McGraw-Hill); (ii) The Handbook of the Bond and Money Markets (McGraw-Hill); (iii) The Art of Asset Allocation, Second Edition (McGraw-Hill); (iv) Mastering the Art of Asset Allocation (McGraw-Hill); (v) Benjamin Graham on Investing (McGraw-Hill); (vi) The Little Book that Saves Your Assets (John Wiley & Sons), which was ranked on the bestseller lists of The New York Times and Business Week; (vii) Portfolio Investment Opportunities in China (John Wiley & Sons); and (x) Portfolio Investment Opportunities in Precious Metals (John Wiley & Sons). His works have been translated into Chinese, Japanese, Russian, German, Korean, Italian, Indonesian, Norwegian, Romanian, and Vietnamese. Seapoint Books published David's eleventh book in 2012 , Voyager 3, containing his creative writing, and in 2016, his twelfth book, Flim-Flam Flora, a children's book coauthored with his daughter. David appears as a frequent guest on CNBC, Bloomberg, FOX, PBS, and other television channels, and has contributed numerous articles to Barron's Euromoney, The Money Manager, Forbes.com, The Yale Economic Review, and other publications. He has broadcast and written extensively on asset allocation in the Morgan Stanley biweekly Investment Strategy and Asset Allocation Commentary and in the Firm's Wealth Management monthly publication, Asset Allocation and Investment Strategy Digest, the predecessors of which he launched in 1997. David attended Father Ryan High School in Nashville, Tennessee, graduated from Phillips Exeter Academy, was awarded a BA degree in Economics from Yale University, and earned his MBA from Harvard Business School. David serves on the Investment Committee of the Phi Beta Kappa Foundation and the Advisory Boards of the George Washington Institute for Religious Freedom and the Black Rock Arts Foundation. David has lectured extensively at Wharton, Columbia, INSEAD, and New York University Business Schools, and for nine years, David served as a visiting faculty member at Yale College, Yale School of Management, and Harvard Business School. In November 2011, David was inducted by Quinnipiac University in their Business Leaders Hall of Fame. David is a CFA Charterholder and a member of the New York Society of Security Analysts and the CFA Institute. Join Our Distribution List – For a full copy of our report. Americana Partners - https://www.americanapartners.com/contact/ Americana Partners Website - https://www.americanapartners.com/ Linked In - https://www.linkedin.com/company/americana-partners/ Spotify - https://open.spotify.com/show/3rX19ND89pwEob9efsFNNF iTunes - https://podcasts.apple.com/us/podcast/americana-partners/id1496186853 Google Podcasts - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZXJpY2FuYXBhcnRuZXJzL2ZlZWQueG1s?sa=X&ved=0CAYQrrcFahcKEwj4gZrR_OnwAhUAAAAAHQAAAAAQAg   Disclosures Americana Partners, LLC is registered as an investment adviser with the SEC. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Americana Partners' current written disclosure brochure filed with the SEC which discusses among other things, Americana Partners' business practices, services and fees, is available through the SEC's website at: www.adviserinfo.sec.gov. The tax and legal information contained in this newsletter is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Foreign securities, foreign currencies, and securities issued by U.S. entities with substantial foreign operations can involve additional risks relating to political, economic, or regulatory conditions in foreign countries. These risks include fluctuations in foreign currencies; withholding or other taxes; trading, settlement, custodial, and other operational risks; and less stringent investor protection and disclosure standards in some foreign markets. All of these factors can make foreign investments, especially those in emerging markets, more volatile and potentially less liquid than U.S. investments. In addition, foreign markets can perform differently from the U.S. market. Investing involves certain risks, including possible loss of principal. You should understand and carefully consider a strategy's objectives, risks, fees, expenses and other information before investing. The views expressed in this commentary are subject to change and are not intended to be a recommendation or investment advice. Such views do not take into account the individual financial circumstances or objectives of any investor that receives them. The strategies described herein may not be suitable for all investors. There is no guarantee that the adviser will meet any of its investment objectives. All indices are unmanaged and are not available for direct investment. Indices do not incur costs including the payment of transaction costs, fees and other expenses. This information should not be considered a solicitation or an offer to provide any service in any jurisdiction where it would be unlawful to do so under the laws of that jurisdiction. Past performance is no guarantee of future results. It is not possible to invest directly in an index. Exposure to an asset class represented by an index is available through investable instruments based on that index. The S&P 500® Index is a widely recognized, unmanaged index of 500 common stocks which are generally representative of the U.S. stock market as a whole. The Nasdaq Composite® Index is the market capitalization-weighted index of over 2,500 common equities listed on the Nasdaq stock exchange. The types of securities in the index include American depositary receipts, common stocks, real estate investment trusts (REITs) and tracking stocks, as well as limited partnership interests. The EAFE® Index is a stock index offered by MSCI that covers non-U.S. and Canadian equity markets. It serves as a performance benchmark for the major international equity markets as represented by 21 major MSCI indices from Europe, Australasia, and the Middle East. The EAFE® Index is the oldest international stock index and is commonly called the MSCI EAFE Index. The Russell 2500® is a market-cap-weighted index that includes the smallest 2,500 companies covered in the broad-based Russell 3000 sphere of United States-based listed equities. All 2,500 of the companies included in the Index cover the small- and mid-cap market capitalizations. The Russell 1000® Growth Index is an unmanaged index that measures the performance of the large-cap growth segment of the U.S. equity universe. It includes those Russell 1000® Index companies with higher price-to-book ratios and higher forecasted growth values. The CBOE Volatility Index (VIX) is a measure of expected price fluctuations in the S&P 500 Index options over the next 30 days. The VIX is calculated in real time by the Chicago Board Options Exchange (CBOE). P/E or Price to Earnings ratio is indicates the dollar amount an investor can expect to invest in a company in order to receive one dollar of that company's earnings. The Consumer Confidence Survey® reflects prevailing business conditions and likely developments for the months ahead. The Manufacturing Business Outlook Survey is a monthly survey of manufacturers in the Third Federal Reserve District; Participants indicate the direction of change in overall business activity and in the various measures of activity at their plants: employment, working hours, new and unfilled orders, shipments, inventories, delivery times, prices paid, and prices received. The ISM manufacturing index, also known as the purchasing managers' index (PMI), is a monthly indicator of U.S. economic activity based on a survey of purchasing managers at more than 300 manufacturing firms. The Composite Index of Leading Indicators, otherwise known as the Leading Economic Index (LEI), is an index published monthly by The Conference Board. It is used to predict the direction of global economic movements in future months. A bond rating is a letter-based credit scoring scheme used to judge the quality and creditworthiness of a bond. The option adjusted spread (OAS) measures the difference in yield between a bond with an embedded option, such as an MBS or callables, with the yield on Treasuries. Mean reversion, in finance, suggests that various phenomena of interest such as asset prices and volatility of returns eventually revert to their long-term average levels. A meme stock is a security that has seen an increase in trading volume after going viral on social media or an online forum. This document may contain forward-looking statements relating to the objectives, opportunities, and the future performance of the U.S. market generally. Forward looking statements may be identified by the use of such words as; “believe,” “expect,”“anticipate,”“should,”“planned,”“estimated,”“potential”and other similar terms. Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of any particular investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting a portfolio' operations that could cause actual results to differ materially from projected results. Such statements are forward-looking in nature and involve a number of known and unknown risks, uncertainties and other factors, and accordingly, actual results may differ materially from those reflected or contemplated in such forward-looking statements. Prospective investors are cautioned not to place undue reliance on any forward looking statements or examples. This material is proprietary and may not be reproduced, transferred, modified or distributed in any form without prior written permission from Americana Partners. Americana Partners reserves the right, at any time and without notice, to amend, or cease publication of the information contained herein. Certain of the information contained herein has been obtained from third-party sources and has not been independently verified. It is made available on an "as is" basis without warranty. Any strategies or investment programs described in this presentation are provided for educational purposes only and are not necessarily indicative of securities offered for sale or private placement offerings available to any investor. The mention of any individual security should not be construed as a recommendation to buy or sell that security.

Melissa Giles, Director of Portfolio Management with Americana Partners presents the Monthly Market Commentary as written by, David M Darst, Chief Investment Officer with Americana Partners.  Any charts/graphs referenced are available in print format and may be provided at your request. David is currently the Chief Investment Officer for Americana Partners. David served for 17 years as a Managing Director and Chief Investment Strategist of Morgan Stanley Wealth Management, with responsibility for Asset Allocation and Investment Strategy; was the founding President of the Morgan Stanley Investment Group; and was founding Chairman of the Morgan Stanley Wealth Management Asset Allocation Committee. After 2014, he served for several years as Senior Advisor to and a member of the Morgan Stanley Wealth Management Global Investment Committee. He joined Morgan Stanley in 1996 from Goldman Sachs, where he held Senior Management posts within the Equities Division and earlier, for six years as Resident Manager of their Private Bank in Zurich. David is the Author of twelve books: (i) The Complete Bond Book (McGraw-Hill); (ii) The Handbook of the Bond and Money Markets (McGraw-Hill); (iii) The Art of Asset Allocation, Second Edition (McGraw-Hill); (iv) Mastering the Art of Asset Allocation (McGraw-Hill); (v) Benjamin Graham on Investing (McGraw-Hill); (vi) The Little Book that Saves Your Assets (John Wiley & Sons), which was ranked on the bestseller lists of The New York Times and Business Week; (vii) Portfolio Investment Opportunities in China (John Wiley & Sons); and (x) Portfolio Investment Opportunities in Precious Metals (John Wiley & Sons). His works have been translated into Chinese, Japanese, Russian, German, Korean, Italian, Indonesian, Norwegian, Romanian, and Vietnamese. Seapoint Books published David's eleventh book in 2012 , Voyager 3, containing his creative writing, and in 2016, his twelfth book, Flim-Flam Flora, a children's book coauthored with his daughter. David appears as a frequent guest on CNBC, Bloomberg, FOX, PBS, and other television channels, and has contributed numerous articles to Barron's Euromoney, The Money Manager, Forbes.com, The Yale Economic Review, and other publications. He has broadcast and written extensively on asset allocation in the Morgan Stanley biweekly Investment Strategy and Asset Allocation Commentary and in the Firm's Wealth Management monthly publication, Asset Allocation and Investment Strategy Digest, the predecessors of which he launched in 1997. David attended Father Ryan High School in Nashville, Tennessee, graduated from Phillips Exeter Academy, was awarded a BA degree in Economics from Yale University, and earned his MBA from Harvard Business School. David serves on the Investment Committee of the Phi Beta Kappa Foundation and the Advisory Boards of the George Washington Institute for Religious Freedom and the Black Rock Arts Foundation. David has lectured extensively at Wharton, Columbia, INSEAD, and New York University Business Schools, and for nine years, David served as a visiting faculty member at Yale College, Yale School of Management, and Harvard Business School. In November 2011, David was inducted by Quinnipiac University in their Business Leaders Hall of Fame. David is a CFA Charterholder and a member of the New York Society of Security Analysts and the CFA Institute. Join Our Distribution List – For a full copy of our report. Americana Partners - https://www.americanapartners.com/contact/ Americana Partners Website - https://www.americanapartners.com/ Linked In - https://www.linkedin.com/company/americana-partners/ Spotify - https://open.spotify.com/show/3rX19ND89pwEob9efsFNNF iTunes - https://podcasts.apple.com/us/podcast/americana-partners/id1496186853 Google Podcasts - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZXJpY2FuYXBhcnRuZXJzL2ZlZWQueG1s?sa=X&ved=0CAYQrrcFahcKEwj4gZrR_OnwAhUAAAAAHQAAAAAQAg   Disclosures Americana Partners, LLC is registered as an investment adviser with the SEC. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Americana Partners' current written disclosure brochure filed with the SEC which discusses among other things, Americana Partners' business practices, services and fees, is available through the SEC's website at: www.adviserinfo.sec.gov. The tax and legal information contained in this newsletter is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Foreign securities, foreign currencies, and securities issued by U.S. entities with substantial foreign operations can involve additional risks relating to political, economic, or regulatory conditions in foreign countries. These risks include fluctuations in foreign currencies; withholding or other taxes; trading, settlement, custodial, and other operational risks; and less stringent investor protection and disclosure standards in some foreign markets. All of these factors can make foreign investments, especially those in emerging markets, more volatile and potentially less liquid than U.S. investments. In addition, foreign markets can perform differently from the U.S. market. Investing involves certain risks, including possible loss of principal. You should understand and carefully consider a strategy's objectives, risks, fees, expenses and other information before investing. The views expressed in this commentary are subject to change and are not intended to be a recommendation or investment advice. Such views do not take into account the individual financial circumstances or objectives of any investor that receives them. The strategies described herein may not be suitable for all investors. There is no guarantee that the adviser will meet any of its investment objectives. All indices are unmanaged and are not available for direct investment. Indices do not incur costs including the payment of transaction costs, fees and other expenses. This information should not be considered a solicitation or an offer to provide any service in any jurisdiction where it would be unlawful to do so under the laws of that jurisdiction. Past performance is no guarantee of future results. It is not possible to invest directly in an index. Exposure to an asset class represented by an index is available through investable instruments based on that index. The S&P 500® Index is a widely recognized, unmanaged index of 500 common stocks which are generally representative of the U.S. stock market as a whole. The Nasdaq Composite® Index is the market capitalization-weighted index of over 2,500 common equities listed on the Nasdaq stock exchange. The types of securities in the index include American depositary receipts, common stocks, real estate investment trusts (REITs) and tracking stocks, as well as limited partnership interests. The EAFE® Index is a stock index offered by MSCI that covers non-U.S. and Canadian equity markets. It serves as a performance benchmark for the major international equity markets as represented by 21 major MSCI indices from Europe, Australasia, and the Middle East. The EAFE® Index is the oldest international stock index and is commonly called the MSCI EAFE Index. The Russell 2500® is a market-cap-weighted index that includes the smallest 2,500 companies covered in the broad-based Russell 3000 sphere of United States-based listed equities. All 2,500 of the companies included in the Index cover the small- and mid-cap market capitalizations. The Russell 1000® Growth Index is an unmanaged index that measures the performance of the large-cap growth segment of the U.S. equity universe. It includes those Russell 1000® Index companies with higher price-to-book ratios and higher forecasted growth values. The CBOE Volatility Index (VIX) is a measure of expected price fluctuations in the S&P 500 Index options over the next 30 days. The VIX is calculated in real time by the Chicago Board Options Exchange (CBOE). P/E or Price to Earnings ratio is indicates the dollar amount an investor can expect to invest in a company in order to receive one dollar of that company's earnings. The Consumer Confidence Survey® reflects prevailing business conditions and likely developments for the months ahead. The Manufacturing Business Outlook Survey is a monthly survey of manufacturers in the Third Federal Reserve District; Participants indicate the direction of change in overall business activity and in the various measures of activity at their plants: employment, working hours, new and unfilled orders, shipments, inventories, delivery times, prices paid, and prices received. The ISM manufacturing index, also known as the purchasing managers' index (PMI), is a monthly indicator of U.S. economic activity based on a survey of purchasing managers at more than 300 manufacturing firms. The Composite Index of Leading Indicators, otherwise known as the Leading Economic Index (LEI), is an index published monthly by The Conference Board. It is used to predict the direction of global economic movements in future months. A bond rating is a letter-based credit scoring scheme used to judge the quality and creditworthiness of a bond. The option adjusted spread (OAS) measures the difference in yield between a bond with an embedded option, such as an MBS or callables, with the yield on Treasuries. Mean reversion, in finance, suggests that various phenomena of interest such as asset prices and volatility of returns eventually revert to their long-term average levels. A meme stock is a security that has seen an increase in trading volume after going viral on social media or an online forum. This document may contain forward-looking statements relating to the objectives, opportunities, and the future performance of the U.S. market generally. Forward looking statements may be identified by the use of such words as; “believe,” “expect,”“anticipate,”“should,”“planned,”“estimated,”“potential”and other similar terms. Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of any particular investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting a portfolio' operations that could cause actual results to differ materially from projected results. Such statements are forward-looking in nature and involve a number of known and unknown risks, uncertainties and other factors, and accordingly, actual results may differ materially from those reflected or contemplated in such forward-looking statements. Prospective investors are cautioned not to place undue reliance on any forward looking statements or examples. This material is proprietary and may not be reproduced, transferred, modified or distributed in any form without prior written permission from Americana Partners. Americana Partners reserves the right, at any time and without notice, to amend, or cease publication of the information contained herein. Certain of the information contained herein has been obtained from third-party sources and has not been independently verified. It is made available on an "as is" basis without warranty. Any strategies or investment programs described in this presentation are provided for educational purposes only and are not necessarily indicative of securities offered for sale or private placement offerings available to any investor. The mention of any individual security should not be construed as a recommendation to buy or sell that security.

  It is easier now than ever before to get a book published but there is still a lot of misconceptions and bad information out there about what you'll need to do and what others will help you with in order to have a successful book.   To ensure our listeners get only the best information we've invited Matt Holt, Editor-in-Chief of Matt Holt Books (a BenBella Books Imprint) to join us. Matt was previously Senior Vice President and Executive Publisher at John Wiley & Sons, where he oversaw a team of 85 staff. Over his 27-year career, he's acquired over 1,000 titles and published 10,000 titles! We start with the questions you need to answer before you even set pen to paper. Matt believes you need to know the goal of the book, why you are writing it, and what publishing model will best suits your business. Having had literally thousands of proposals cross his desk Matt is able to know within 30 minutes if he wants to explore a proposal further. Matt shares what he is looking for in a proposal and even the methods he uses to look into a potential author beyond the pages turned into him. Last, we discuss the tension that often exists between author and publisher. The author is making a long-term multi-year connection while the publisher will need to move onto the next project before long. Matt explains what both sides can do to provide the transparency that will be needed for everyone to achieve their goals. If you want to ensure your proposal doesn't get discarded into the “pass” pile you'll want to listen to this episode. Three Key Takeaways: · You can get a book done quickly and cheaply, or you can get it done right. · Thought Leaders who are also practitioners often have an advantage in promoting their books as they already are in direct contact with their audience. · A book is a mass-market tool, you'll need methods of taking your content to scale if you want to fully capitalize on your book launch.

Welcome to the CEO of Destiny Podcast Guest: Mr. Baxter Hines He is the author of “Digital Finance: Security Tokens and Unlocking the Real Potential of Blockchain.” Listen now and learn more about: -Ways to engage creatives in this REFORMATION that are leary of the tech because with older business models they've been burned: I.e. last paid or not at all. Video game designers, playwrights, authors, songwriters, scriptwriters IP holders (inventors, designers, makers)? -Regulation and Fees -Can bureaucracy stifle or choke out this financial reformation? -DEVELOPING fields for business owners, skills sets to learn for those still being schooled so they can launch profitable businesses. -Some of the greatest hopes and dreams for blockchain and Web3? About Baxter: CFA, Managing Partner and Chief Investment Officer with Honeycomb Digital Investments. He founded the firm in 2020 to provide institutional grade solutions for investments in digital assets. Mr. Hines was a managing director, portfolio manager and co-lead for several internationally focused value strategies during his 12 years with NFJ Investment Group, a wholly owned subsidiary of Allianz Global Investors. Prior to his time with NFJ, he was an analyst with the Teacher Retirement Systems of Texas and worked as financial systems specialist for Reuters. He holds a Bachelor's Degree in economics from the University of Virginia and an MBA in finance from the University of Texas. He is the author of author of “Digital Finance: Security Tokens and Unlocking the Real Potential of Blockchain” (published by John Wiley & Sons 2020). Mr. Hines holds the Chartered Financial Analyst designation and is a member of the CFA Society of Dallas. Visit https://www.digitalfinancebook.com/ ▶ LIKE ▶ SHARE ▶ COMMENT ▶ SUBSCRIBE Follow me: @ceoofdestiny Facebook/Instagram/TikTok/Pinterest/YouTube

Welcome to the CEO of Destiny Podcast Guest: Mr. Baxter Hines He is the author of “Digital Finance: Security Tokens and Unlocking the Real Potential of Blockchain.” Watch now and learn more about: -WEB3 and ETH -How would you have a discussion about Web3 to a skeptic on the fence of even dipping toes into this realm? -How are you thinking about ETH and it's development? -Smart contracts and applications future? -IP and Creator Economy ===== About Baxter: CFA, Managing Partner and Chief Investment Officer with Honeycomb Digital Investments. He founded the firm in 2020 to provide institutional grade solutions for investments in digital assets. Mr. Hines was a managing director, portfolio manager and co-lead for several internationally focused value strategies during his 12 years with NFJ Investment Group, a wholly owned subsidiary of Allianz Global Investors. Prior to his time with NFJ, he was an analyst with the Teacher Retirement Systems of Texas and worked as financial systems specialist for Reuters. He holds a Bachelor's Degree in economics from the University of Virginia and an MBA in finance from the University of Texas. He is the author of author of “Digital Finance: Security Tokens and Unlocking the Real Potential of Blockchain” (published by John Wiley & Sons 2020). Mr. Hines holds the Chartered Financial Analyst designation and is a member of the CFA Society of Dallas. ▶ LIKE ▶ SHARE ▶ COMMENT ▶ SUBSCRIBE Follow me: @ceoofdestiny Facebook/Instagram/TikTok/PInterest/Twitter/YouTube

It’s just me today approaching the issue of a boom in copyright lawsuits in the music industry. In light of these lawsuits, I ask: is copyright law serving artists the way it’s supposed to? To find out, we need to think about what the purpose of copyright law is and whether it is fulfilling or stifling this purpose. To do so, I look philosophical theories of property and apply them to musical copyright to help us reason through this problem.This is a project for my intellectual property law class that I took this semester at UBC under Professor Jon Festinger. Thank you to Professor Festinger for teaching the class! I hope my listeners and newsletter subscribers enjoy as well. As a musician with a philosophy degree, I thought this would be an appropriate topic to cover.Show Notes and Bibliography: Bruncken, Ernest. “The Philosophy of Copyright,” (1916) 2:3 The Musical Quarterly.Canadian Admiral Corporation Ltd v Rediffusion Inc [1954] Ex CR 382, 20 CPR 75CCH Canadian Ltd v Law Society of Upper Canada 2004 SCC 13.Cinar Corporation v Robinson 2013 SCC 73.Decibel Peak. “Which Parts of a Song Can Be Copyrighted.” Decibel Peak. 15 January 2021. . Ghorayeb, Mila. “Dua Lipa’s Levitating” and the moral realm of musical copyright.” Intellectual Property Law 422: Issues/Your Take. 19 March 2022.Gould Estate v Stoddart Publishing Co Ltd (1998) 39 OR 555 (Ont CA).Gregory, Sven. “Brute-Forced Copyrighting: Liberating All the Melodies.” Hackaday. 5 March 2020. . Hagen, Greg et al, eds. Canadian Intellectual Property Law: Cases and Materials 2nd ed. Toronto: Emond, 2018.Hegel, Georg Wilhelm Fredrich. Hegel: Elements of the philosophy of right. Cambridge University Press, 1991.Locke, John. Second treatise of government: An essay concerning the true original, extent and end of civil government. John Wiley & Sons, 2014.Mill, John Stuart. "Utilitarianism (1863)." Utilitarianism, Liberty, Representative Government (1859): 7-9.Théberge v Galerie d’Art du Petit Champlain Inc 2002 SCC 34.Urban, Mark. “Ed Sheeran: Copyright case was about honesty, not money.” BBC News. 8 April 2022. .Wang, Amy X. “How Music Copyright Lawsuits are Scaring Away New Hits.” Rolling Stone. 9 January 2020. . Get full access to All That to Say at ghorayeb.substack.com/subscribe

Welcome to the CEO of Destiny Podcast Guest: Mr. Baxter Hines He is the author of “Digital Finance: Security Tokens and Unlocking the Real Potential of Blockchain.” Watch now and learn more about: In Workforce: Talk a bit about “Fidelity investments” Asset backed tokens vs. commodity Why LIBRA didn't work? Say I want to get into investing in large commercial skyscrapers? How would the smaller investor even know about a deal? ▶ LIKE ▶ SHARE ▶ COMMENT ▶ SUBSCRIBE About Baxter: CFA, Managing Partner and Chief Investment Officer with Honeycomb Digital Investments. He founded the firm in 2020 to provide institutional grade solutions for investments in digital assets. Mr. Hines was a managing director, portfolio manager and co-lead for several internationally focused value strategies during his 12 years with NFJ Investment Group, a wholly owned subsidiary of Allianz Global Investors. Prior to his time with NFJ, he was an analyst with the Teacher Retirement Systems of Texas and worked as financial systems specialist for Reuters. He holds a Bachelor's Degree in economics from the University of Virginia and an MBA in finance from the University of Texas. He is the author of author of “Digital Finance: Security Tokens and Unlocking the Real Potential of Blockchain” (published by John Wiley & Sons 2020). Mr. Hines holds the Chartered Financial Analyst designation and is a member of the CFA Society of Dallas. Links with information on my book: https://www.amazon.com/Digital-Finance-Unlocking-Potential-Blockchain/dp/1119756308/ref=sr_1_1?crid=1E37O6KHRDNLH&dchild=1&keywords=baxter+hines&qid=1595002402&sprefix=baxter+hines%2Caps%2C161&sr=8-1 https://www.digitalfinancebook.com/ LinkedIn: https://www.linkedin.com/in/baxterhines/ About The Book: Digital Finance: Security Tokens and Unlocking the Real Potential of Blockchain examines how blockchain technology - and specifically security tokens - will overhaul the existing infrastructure of the financial services industry to increase efficiency, transparency, and security. CEO OF DESTINY PODCAST www.ceoofdestiny.com Follow me @ceoofdestiny Instagram/Facebook/Pinterest/Twitter/TikTok

Welcome to the CEO of Destiny Podcast Guest: Mr. Baxter Hines He is the author of “Digital Finance: Security Tokens and Unlocking the Real Potential of Blockchain.” Watch now and learn more about: How does he describe the blockchain, and why should we pay attention to it? Why did he write his book “Digital Finance” and who is his target audience? Why does his book resonate with audiences? Let's talk about tokens “Bigger better faster” can you break this down for the audience? What's a rudimentary explanation of tokens and tokenization of assets? A couple of use cases of tokens? Listen now and learn more about Security Token for New Investors. ▶ LIKE ▶ SHARE ▶ COMMENT ▶ SUBSCRIBE About Baxter: CFA, Managing Partner and Chief Investment Officer with Honeycomb Digital Investments. He founded the firm in 2020 to provide institutional grade solutions for investments in digital assets. Mr. Hines was a managing director, portfolio manager and co-lead for several internationally focused value strategies during his 12 years with NFJ Investment Group, a wholly owned subsidiary of Allianz Global Investors. Prior to his time with NFJ, he was an analyst with the Teacher Retirement Systems of Texas and worked as financial systems specialist for Reuters. He holds a Bachelor's Degree in economics from the University of Virginia and an MBA in finance from the University of Texas. He is the author of author of “Digital Finance: Security Tokens and Unlocking the Real Potential of Blockchain” (published by John Wiley & Sons 2020). Mr. Hines holds the Chartered Financial Analyst designation and is a member of the CFA Society of Dallas.

Although we all believe—and know—that reinventing the wheel is bad, we all do it none-the-less. Why is that? Most often it's because we don't think we have enough time to stop and think about our work more broadly. The content we produce certainly falls into that category. So in addition to having a well-thought-out messaging strategy, our guest today gives us clear steps on how to repurpose content smartly and efficiently.   Episode Guest(s): Stephanie Cory, CAP®, CFRE, is Principal of Stephanie Cory Consulting. She has dedicated her career to the nonprofit sector for nearly 20 years. She has served as an executive director for a health advocacy organization as well as held development and program management roles for organizations serving seniors and people with disabilities. She expanded programming, strengthened infrastructure, and grew fundraising revenue in these roles. Stephanie is an adjunct faculty member for Villanova University's College of Professional Studies where she teaches fundraising. She is also is a BoardSource Certified Governance Consultant and a Licensed Standards for Excellence® Consultant. Stephanie authored a chapter on boards and fundraising for the second edition of The Handbook of Board Governance, which was published by John Wiley & Sons in 2020.   Key Takeaways: The goal is to think about what makes your organization unique and what do you want to put out there? What, what do you want to talk about?   Decide your content's tone of voice: Are you serious and research-focused? Are you lighthearted and friendly? Certainly grant applications are a different animal, but your website should and your fundraising appeals should reflect who you are.   Introduce board members to all the programs, but let them find the ones that resonated the most with them and go in depth on those. They can talk about them with a better sense of understanding.   With board members and employees, try to engender an understanding and appreciation for social media. Help them understand how it works and why it's important to the organization. Then, provide them with content to share.   Ensure a robust new board member training program from the beginning and include instructions on how to (and not to) reuse the content you produce.   Consider having a content library beyond grants, but be certain to not simply repeat content verbatim each time.   For new executive directors, think about what content responsibilities you can outsource and which you cannot.     Useful Links: stephanie@stephaniecory.com LinkedIn.com/in/stephaniecory/ StephanieCory.com The Handbook of Board Governance

Welcome to the CEO of Destiny Podcast Guest: Mr. Baxter Hines He is the author of “Digital Finance: Security Tokens and Unlocking the Real Potential of Blockchain” I'm delighted to have Mr. Hines on the show as he shares: What is his origin story How you ended up to this field? What was his exposure to this field? What can he say about Fiat? Is it crisis or opportunities? How he get into blockchain? What is his first impressions into blockchain? About Baxter: CFA, Managing Partner and Chief Investment Officer with Honeycomb Digital Investments. He founded the firm in 2020 to provide institutional grade solutions for investments in digital assets. Mr. Hines was a managing director, portfolio manager and co-lead for several internationally focused value strategies during his 12 years with NFJ Investment Group, a wholly owned subsidiary of Allianz Global Investors. Prior to his time with NFJ, he was an analyst with the Teacher Retirement Systems of Texas and worked as financial systems specialist for Reuters. He holds a Bachelor's Degree in economics from the University of Virginia and an MBA in finance from the University of Texas. He is the author of author of “Digital Finance: Security Tokens and Unlocking the Real Potential of Blockchain” (published by John Wiley & Sons 2020). Mr. Hines holds the Chartered Financial Analyst designation and is a member of the CFA Society of Dallas. Listen now and learn more about Security Token for New Investors. ▶ LIKE ▶ SHARE ▶ COMMENT ▶ SUBSCRIBE

Melissa Giles, Director of Portfolio Management with Americana Partners presents the Monthly Market Commentary as written by, David M Darst, Chief Investment Officer with Americana Partners.  Any charts/graphs referenced are available in print format and may be provided at your request. David is currently the Chief Investment Officer for Americana Partners. David served for 17 years as a Managing Director and Chief Investment Strategist of Morgan Stanley Wealth Management, with responsibility for Asset Allocation and Investment Strategy; was the founding President of the Morgan Stanley Investment Group; and was founding Chairman of the Morgan Stanley Wealth Management Asset Allocation Committee. After 2014, he served for several years as Senior Advisor to and a member of the Morgan Stanley Wealth Management Global Investment Committee. He joined Morgan Stanley in 1996 from Goldman Sachs, where he held Senior Management posts within the Equities Division and earlier, for six years as Resident Manager of their Private Bank in Zurich. David is the Author of twelve books: (i) The Complete Bond Book (McGraw-Hill); (ii) The Handbook of the Bond and Money Markets (McGraw-Hill); (iii) The Art of Asset Allocation, Second Edition (McGraw-Hill); (iv) Mastering the Art of Asset Allocation (McGraw-Hill); (v) Benjamin Graham on Investing (McGraw-Hill); (vi) The Little Book that Saves Your Assets (John Wiley & Sons), which was ranked on the bestseller lists of The New York Times and Business Week; (vii) Portfolio Investment Opportunities in China (John Wiley & Sons); and (x) Portfolio Investment Opportunities in Precious Metals (John Wiley & Sons). His works have been translated into Chinese, Japanese, Russian, German, Korean, Italian, Indonesian, Norwegian, Romanian, and Vietnamese. Seapoint Books published David's eleventh book in 2012 , Voyager 3, containing his creative writing, and in 2016, his twelfth book, Flim-Flam Flora, a children's book coauthored with his daughter. David appears as a frequent guest on CNBC, Bloomberg, FOX, PBS, and other television channels, and has contributed numerous articles to Barron's Euromoney, The Money Manager, Forbes.com, The Yale Economic Review, and other publications. He has broadcast and written extensively on asset allocation in the Morgan Stanley biweekly Investment Strategy and Asset Allocation Commentary and in the Firm's Wealth Management monthly publication, Asset Allocation and Investment Strategy Digest, the predecessors of which he launched in 1997. David attended Father Ryan High School in Nashville, Tennessee, graduated from Phillips Exeter Academy, was awarded a BA degree in Economics from Yale University, and earned his MBA from Harvard Business School. David serves on the Investment Committee of the Phi Beta Kappa Foundation and the Advisory Boards of the George Washington Institute for Religious Freedom and the Black Rock Arts Foundation. David has lectured extensively at Wharton, Columbia, INSEAD, and New York University Business Schools, and for nine years, David served as a visiting faculty member at Yale College, Yale School of Management, and Harvard Business School. In November 2011, David was inducted by Quinnipiac University in their Business Leaders Hall of Fame. David is a CFA Charterholder and a member of the New York Society of Security Analysts and the CFA Institute. Join Our Distribution List – For a full copy of our report. Americana Partners - https://www.americanapartners.com/contact/ Americana Partners Website - https://www.americanapartners.com/ Linked In - https://www.linkedin.com/company/americana-partners/ Spotify - https://open.spotify.com/show/3rX19ND89pwEob9efsFNNF iTunes - https://podcasts.apple.com/us/podcast/americana-partners/id1496186853 Google Podcasts - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZXJpY2FuYXBhcnRuZXJzL2ZlZWQueG1s?sa=X&ved=0CAYQrrcFahcKEwj4gZrR_OnwAhUAAAAAHQAAAAAQAg   Disclosures Americana Partners, LLC is registered as an investment adviser with the SEC. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Americana Partners' current written disclosure brochure filed with the SEC which discusses among other things, Americana Partners' business practices, services and fees, is available through the SEC's website at: www.adviserinfo.sec.gov. The tax and legal information contained in this newsletter is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Foreign securities, foreign currencies, and securities issued by U.S. entities with substantial foreign operations can involve additional risks relating to political, economic, or regulatory conditions in foreign countries. These risks include fluctuations in foreign currencies; withholding or other taxes; trading, settlement, custodial, and other operational risks; and less stringent investor protection and disclosure standards in some foreign markets. All of these factors can make foreign investments, especially those in emerging markets, more volatile and potentially less liquid than U.S. investments. In addition, foreign markets can perform differently from the U.S. market. Investing involves certain risks, including possible loss of principal. You should understand and carefully consider a strategy's objectives, risks, fees, expenses and other information before investing. The views expressed in this commentary are subject to change and are not intended to be a recommendation or investment advice. Such views do not take into account the individual financial circumstances or objectives of any investor that receives them. The strategies described herein may not be suitable for all investors. There is no guarantee that the adviser will meet any of its investment objectives. All indices are unmanaged and are not available for direct investment. Indices do not incur costs including the payment of transaction costs, fees and other expenses. This information should not be considered a solicitation or an offer to provide any service in any jurisdiction where it would be unlawful to do so under the laws of that jurisdiction. Past performance is no guarantee of future results. It is not possible to invest directly in an index. Exposure to an asset class represented by an index is available through investable instruments based on that index. The S&P 500® Index is a widely recognized, unmanaged index of 500 common stocks which are generally representative of the U.S. stock market as a whole. The Nasdaq Composite® Index is the market capitalization-weighted index of over 2,500 common equities listed on the Nasdaq stock exchange. The types of securities in the index include American depositary receipts, common stocks, real estate investment trusts (REITs) and tracking stocks, as well as limited partnership interests. The EAFE® Index is a stock index offered by MSCI that covers non-U.S. and Canadian equity markets. It serves as a performance benchmark for the major international equity markets as represented by 21 major MSCI indices from Europe, Australasia, and the Middle East. The EAFE® Index is the oldest international stock index and is commonly called the MSCI EAFE Index. The Russell 2500® is a market-cap-weighted index that includes the smallest 2,500 companies covered in the broad-based Russell 3000 sphere of United States-based listed equities. All 2,500 of the companies included in the Index cover the small- and mid-cap market capitalizations. The Russell 1000® Growth Index is an unmanaged index that measures the performance of the large-cap growth segment of the U.S. equity universe. It includes those Russell 1000® Index companies with higher price-to-book ratios and higher forecasted growth values. The CBOE Volatility Index (VIX) is a measure of expected price fluctuations in the S&P 500 Index options over the next 30 days. The VIX is calculated in real time by the Chicago Board Options Exchange (CBOE). P/E or Price to Earnings ratio is indicates the dollar amount an investor can expect to invest in a company in order to receive one dollar of that company's earnings. The Consumer Confidence Survey® reflects prevailing business conditions and likely developments for the months ahead. The Manufacturing Business Outlook Survey is a monthly survey of manufacturers in the Third Federal Reserve District; Participants indicate the direction of change in overall business activity and in the various measures of activity at their plants: employment, working hours, new and unfilled orders, shipments, inventories, delivery times, prices paid, and prices received. The ISM manufacturing index, also known as the purchasing managers' index (PMI), is a monthly indicator of U.S. economic activity based on a survey of purchasing managers at more than 300 manufacturing firms. The Composite Index of Leading Indicators, otherwise known as the Leading Economic Index (LEI), is an index published monthly by The Conference Board. It is used to predict the direction of global economic movements in future months. A bond rating is a letter-based credit scoring scheme used to judge the quality and creditworthiness of a bond. The option adjusted spread (OAS) measures the difference in yield between a bond with an embedded option, such as an MBS or callables, with the yield on Treasuries. Mean reversion, in finance, suggests that various phenomena of interest such as asset prices and volatility of returns eventually revert to their long-term average levels. A meme stock is a security that has seen an increase in trading volume after going viral on social media or an online forum. This document may contain forward-looking statements relating to the objectives, opportunities, and the future performance of the U.S. market generally. Forward looking statements may be identified by the use of such words as; “believe,” “expect,”“anticipate,”“should,”“planned,”“estimated,”“potential”and other similar terms. Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of any particular investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting a portfolio' operations that could cause actual results to differ materially from projected results. Such statements are forward-looking in nature and involve a number of known and unknown risks, uncertainties and other factors, and accordingly, actual results may differ materially from those reflected or contemplated in such forward-looking statements. Prospective investors are cautioned not to place undue reliance on any forward looking statements or examples. This material is proprietary and may not be reproduced, transferred, modified or distributed in any form without prior written permission from Americana Partners. Americana Partners reserves the right, at any time and without notice, to amend, or cease publication of the information contained herein. Certain of the information contained herein has been obtained from third-party sources and has not been independently verified. It is made available on an "as is" basis without warranty. Any strategies or investment programs described in this presentation are provided for educational purposes only and are not necessarily indicative of securities offered for sale or private placement offerings available to any investor. The mention of any individual security should not be construed as a recommendation to buy or sell that security.

Melissa Giles, Director of Portfolio Management with Americana Partners presents the Monthly Market Commentary as written by, David M Darst, Chief Investment Officer with Americana Partners.  Any charts/graphs referenced are available in print format and may be provided at your request. David is currently the Chief Investment Officer for Americana Partners. David served for 17 years as a Managing Director and Chief Investment Strategist of Morgan Stanley Wealth Management, with responsibility for Asset Allocation and Investment Strategy; was the founding President of the Morgan Stanley Investment Group; and was founding Chairman of the Morgan Stanley Wealth Management Asset Allocation Committee. After 2014, he served for several years as Senior Advisor to and a member of the Morgan Stanley Wealth Management Global Investment Committee. He joined Morgan Stanley in 1996 from Goldman Sachs, where he held Senior Management posts within the Equities Division and earlier, for six years as Resident Manager of their Private Bank in Zurich. David is the Author of twelve books: (i) The Complete Bond Book (McGraw-Hill); (ii) The Handbook of the Bond and Money Markets (McGraw-Hill); (iii) The Art of Asset Allocation, Second Edition (McGraw-Hill); (iv) Mastering the Art of Asset Allocation (McGraw-Hill); (v) Benjamin Graham on Investing (McGraw-Hill); (vi) The Little Book that Saves Your Assets (John Wiley & Sons), which was ranked on the bestseller lists of The New York Times and Business Week; (vii) Portfolio Investment Opportunities in China (John Wiley & Sons); and (x) Portfolio Investment Opportunities in Precious Metals (John Wiley & Sons). His works have been translated into Chinese, Japanese, Russian, German, Korean, Italian, Indonesian, Norwegian, Romanian, and Vietnamese. Seapoint Books published David's eleventh book in 2012 , Voyager 3, containing his creative writing, and in 2016, his twelfth book, Flim-Flam Flora, a children's book coauthored with his daughter. David appears as a frequent guest on CNBC, Bloomberg, FOX, PBS, and other television channels, and has contributed numerous articles to Barron's Euromoney, The Money Manager, Forbes.com, The Yale Economic Review, and other publications. He has broadcast and written extensively on asset allocation in the Morgan Stanley biweekly Investment Strategy and Asset Allocation Commentary and in the Firm's Wealth Management monthly publication, Asset Allocation and Investment Strategy Digest, the predecessors of which he launched in 1997. David attended Father Ryan High School in Nashville, Tennessee, graduated from Phillips Exeter Academy, was awarded a BA degree in Economics from Yale University, and earned his MBA from Harvard Business School. David serves on the Investment Committee of the Phi Beta Kappa Foundation and the Advisory Boards of the George Washington Institute for Religious Freedom and the Black Rock Arts Foundation. David has lectured extensively at Wharton, Columbia, INSEAD, and New York University Business Schools, and for nine years, David served as a visiting faculty member at Yale College, Yale School of Management, and Harvard Business School. In November 2011, David was inducted by Quinnipiac University in their Business Leaders Hall of Fame. David is a CFA Charterholder and a member of the New York Society of Security Analysts and the CFA Institute. Join Our Distribution List – For a full copy of our report. Americana Partners - https://www.americanapartners.com/contact/ Americana Partners Website - https://www.americanapartners.com/ Linked In - https://www.linkedin.com/company/americana-partners/ Spotify - https://open.spotify.com/show/3rX19ND89pwEob9efsFNNF iTunes - https://podcasts.apple.com/us/podcast/americana-partners/id1496186853 Google Podcasts - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZXJpY2FuYXBhcnRuZXJzL2ZlZWQueG1s?sa=X&ved=0CAYQrrcFahcKEwj4gZrR_OnwAhUAAAAAHQAAAAAQAg   Disclosures Americana Partners, LLC is registered as an investment adviser with the SEC. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Americana Partners' current written disclosure brochure filed with the SEC which discusses among other things, Americana Partners' business practices, services and fees, is available through the SEC's website at: www.adviserinfo.sec.gov. The tax and legal information contained in this newsletter is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Foreign securities, foreign currencies, and securities issued by U.S. entities with substantial foreign operations can involve additional risks relating to political, economic, or regulatory conditions in foreign countries. These risks include fluctuations in foreign currencies; withholding or other taxes; trading, settlement, custodial, and other operational risks; and less stringent investor protection and disclosure standards in some foreign markets. All of these factors can make foreign investments, especially those in emerging markets, more volatile and potentially less liquid than U.S. investments. In addition, foreign markets can perform differently from the U.S. market. Investing involves certain risks, including possible loss of principal. You should understand and carefully consider a strategy's objectives, risks, fees, expenses and other information before investing. The views expressed in this commentary are subject to change and are not intended to be a recommendation or investment advice. Such views do not take into account the individual financial circumstances or objectives of any investor that receives them. The strategies described herein may not be suitable for all investors. There is no guarantee that the adviser will meet any of its investment objectives. All indices are unmanaged and are not available for direct investment. Indices do not incur costs including the payment of transaction costs, fees and other expenses. This information should not be considered a solicitation or an offer to provide any service in any jurisdiction where it would be unlawful to do so under the laws of that jurisdiction. Past performance is no guarantee of future results. It is not possible to invest directly in an index. Exposure to an asset class represented by an index is available through investable instruments based on that index. The S&P 500® Index is a widely recognized, unmanaged index of 500 common stocks which are generally representative of the U.S. stock market as a whole. The Nasdaq Composite® Index is the market capitalization-weighted index of over 2,500 common equities listed on the Nasdaq stock exchange. The types of securities in the index include American depositary receipts, common stocks, real estate investment trusts (REITs) and tracking stocks, as well as limited partnership interests. The EAFE® Index is a stock index offered by MSCI that covers non-U.S. and Canadian equity markets. It serves as a performance benchmark for the major international equity markets as represented by 21 major MSCI indices from Europe, Australasia, and the Middle East. The EAFE® Index is the oldest international stock index and is commonly called the MSCI EAFE Index. The Russell 2500® is a market-cap-weighted index that includes the smallest 2,500 companies covered in the broad-based Russell 3000 sphere of United States-based listed equities. All 2,500 of the companies included in the Index cover the small- and mid-cap market capitalizations. The Russell 1000® Growth Index is an unmanaged index that measures the performance of the large-cap growth segment of the U.S. equity universe. It includes those Russell 1000® Index companies with higher price-to-book ratios and higher forecasted growth values. The CBOE Volatility Index (VIX) is a measure of expected price fluctuations in the S&P 500 Index options over the next 30 days. The VIX is calculated in real time by the Chicago Board Options Exchange (CBOE). P/E or Price to Earnings ratio is indicates the dollar amount an investor can expect to invest in a company in order to receive one dollar of that company's earnings. The Consumer Confidence Survey® reflects prevailing business conditions and likely developments for the months ahead. The Manufacturing Business Outlook Survey is a monthly survey of manufacturers in the Third Federal Reserve District; Participants indicate the direction of change in overall business activity and in the various measures of activity at their plants: employment, working hours, new and unfilled orders, shipments, inventories, delivery times, prices paid, and prices received. The ISM manufacturing index, also known as the purchasing managers' index (PMI), is a monthly indicator of U.S. economic activity based on a survey of purchasing managers at more than 300 manufacturing firms. The Composite Index of Leading Indicators, otherwise known as the Leading Economic Index (LEI), is an index published monthly by The Conference Board. It is used to predict the direction of global economic movements in future months. A bond rating is a letter-based credit scoring scheme used to judge the quality and creditworthiness of a bond. The option adjusted spread (OAS) measures the difference in yield between a bond with an embedded option, such as an MBS or callables, with the yield on Treasuries. Mean reversion, in finance, suggests that various phenomena of interest such as asset prices and volatility of returns eventually revert to their long-term average levels. A meme stock is a security that has seen an increase in trading volume after going viral on social media or an online forum. This document may contain forward-looking statements relating to the objectives, opportunities, and the future performance of the U.S. market generally. Forward looking statements may be identified by the use of such words as; “believe,” “expect,”“anticipate,”“should,”“planned,”“estimated,”“potential”and other similar terms. Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of any particular investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting a portfolio' operations that could cause actual results to differ materially from projected results. Such statements are forward-looking in nature and involve a number of known and unknown risks, uncertainties and other factors, and accordingly, actual results may differ materially from those reflected or contemplated in such forward-looking statements. Prospective investors are cautioned not to place undue reliance on any forward looking statements or examples. This material is proprietary and may not be reproduced, transferred, modified or distributed in any form without prior written permission from Americana Partners. Americana Partners reserves the right, at any time and without notice, to amend, or cease publication of the information contained herein. Certain of the information contained herein has been obtained from third-party sources and has not been independently verified. It is made available on an "as is" basis without warranty. Any strategies or investment programs described in this presentation are provided for educational purposes only and are not necessarily indicative of securities offered for sale or private placement offerings available to any investor. The mention of any individual security should not be construed as a recommendation to buy or sell that security.

PATRICK SNOW is an international best-selling author, professional keynote speaker, publishing, speaking and book marketing coach. He first discovered his gift for speaking at the age of 17 while giving the pre-game speeches to his high school football team. Since then, Patrick has electrified more than 3,500 audiences on four continents to achieve their individual and organizational destinies.As a publishing coach, he has mentored more than 1,200 clients throughout the world to successfully publish their books. Many of these clients have also gone on to become speakers, coaches and consultants as well.Patrick s DESTINY message has been widely recognized in the media including, The New York Times and Forbes Magazine. His book, story and family photo was also featured as a cover story in a 2002, issue of USA TODAY.Patrick is the author of many books including the international bestseller, Creating Your Own Destiny, which has sold upwards of one million copies in five languages and 108 countries worldwide since 2001. This book and his second book, The Affluent Entrepreneur, have both been purchased by John Wiley Sons in New York and published under their imprint.Originally from Michigan, Patrick graduated from the University of Montana in 1991. He lived in the Seattle area for more than 20 years until 2013, when he achieved his lifelong dream and moved to beautiful island of Maui, Hawaii.

In this episode we discuss the introduction of a very important "character" in A Song of Ice and Fire: King's Landing.    Mentioned in this episode: Sertan Saral's episode of Trope Watchers: https://tropewatchers.podbean.com/e/military-tropes-in-star-wars-and-battlestar-galactica/ Massey, D., 2013. Space, place and gender. John Wiley & Sons. Williams, R., 2016. Resources of hope: Culture, democracy, socialism. Verso Books.   You can support us on Patreon at https://www.patreon.com/tropewatchers. If you enjoyed A Clash of Critics, check out our flagship podcast, Trope Watchers, the podcast about pop culture and why it matters: tropewatchers.com. CW: A Clash of Critics frequently discusses issues such as violence, abuse, sexual assault, bigotry, and other sensitive topics.

Tom Golden has a national reputation in forensic accounting and fraud investigation. He has been quoted in major world-wide publications including Journal of Accountancy, USA Today, The Financial Times, Business Week, Chicago Tribune, and The Age (Melbourne, Australia). He has extensive testifying experience and is a frequent presenter having conducted numerous fraud investigation training seminars for both U.S. and foreign corporations, and the Federal Government including the FBI and IRS. Tom was the lead author of the award-winning John Wiley & Sons book A Guide to Forensic Accounting Investigation, now in its 2nd Edition. He is a CPA and Certified Fraud Examiner, former chairman of the Board of Regents for the Association of Certified Fraud Examiners (ACFE) and has been given this organization's highest honor being name Regent Emeritus, and former Chairman of the Better Government Association, a citizen watch-dog group operating in Chicago since 1922. Tom was also an adjunct professor at DePaul University, Chicago after he developed and taught the school's first Forensic Accounting graduate course in 2002. Tom's presentation style is indeed unique and can be tailored to each specific audience. Whether he speaks from a podium or freely moves around an open stage he delivers simple techniques which auditors and financial executives can use to spot and avoid fraud. Visit: http://www.tomgoldenbooks.com ABOUT CECE LEUNG, CPA Cecilia "Cece" Leung is a finance executive and CFO advisor to growing businesses who are ready to scale up financially and get ready for next-level opportunities. Cece is the founding partner of The Entrepreneur CFO, a global professional advisory firm helping growing companies with strategic decision making as they become financially and operationally ready for their next big thing. With fluency in Mandarin, Cantonese and English, paired with two decades of international financial services experience in New York, London, Switzerland, Hong Kong and China, Cece has worked with prominent firms including JP Morgan, PricewaterhouseCoopers, and Ernst & Young, offering the best in-class solutions to Fortune 500 and growing companies worldwide. Cece is the author of the book Dear Accountant: Stories, Advice and Explorations, which offers up-and-coming professionals valuable insights and perspectives about the many career paths and opportunities under the accounting and finance umbrella. Personal Website: http://www.ceceleung.com Book Website: http://www.dearaccountantbook.com The Entrepreneur CFO website: http://www.ecfopro.com Linkedin: https://www.linkedin.com/in/ceceleung/  

The Family Biz Show Episode 27  A Deep Dive into the Three-Circle Model of Family Business Systems  Join us as we chat with Jay Hughes Jr. About...  What is the three-circle model and why is it so important in understanding family business systems? What are the potential consequences of ignoring the three-circle model? How should families apply the three-circle model, in terms of, governance and planning?  This week's guest:  James “Jay” Hughes, Jr, Esq.*   Mr. Hughes, a resident of Aspen, Colorado, is the author of Family Wealth: Keeping It in the Family, and of Family – The Compact Among Generations, both published by Bloomberg Press, and is the co–author with Susan Massenzio and Keith Whitaker of The Cycle of the Gift: Family Wealth and Wisdom, The Voice of the Rising Generation, and Complete Faith Wealth, all published by John Wiley & Sons and is a co-author with Hartley Goldstone and Keith Whitaker of Family Trusts: A Guide to Trustees, Beneficiaries, Advisors and Protectors". In addition, he has authored many articles on family governance and wealth preservation and a series of Reflections which can be found on his website jamesehughes.com.  He was the founder of a law partnership in New York City specializing in the representation of private clients throughout the world and is now retired from the active practice of law. Mr. Hughes was a partner of the law firms of Coudert Brothers and Jones Day.  He is a current active Fellow of Wise Counsel Research Foundation (www.wisecounselresearch.org) a Boston based think tank providing qualitative advice to families who look to avoid the shirt sleeves proverb and to help their families flourish.  He is a member of the Advisory Board of Arlington Partners, a Fellow of the Family Firm Institute, a member of the Society of Trusts and Estates Practitioners, a founding member of the Collaboration for Family Flourishing and a Laureate of the Purposeful Planning Institute.  He has authored various Forwards to multiple published works on families and their flourishing and has been cited in the New York Times, the Wall Street Journal, and various professional journals.  He is a member of boards of various private trust companies, an advisor to many investment institutions, and a member of several private philanthropic boards.  He is a graduate of the Far Brook School, which teaches through the Arts, The Pingry School, Princeton University and The Columbia School of Law. He is a counselor to the Family Office Exchange and recipient of its Founder's Award, the recipient of the Private Asset Management Lifetime Achievement Award, the Ackerman Institute Family Partner Award, and the Wealth Management Lifetime Achievement Award.  Michael Palumbos is a registered representative of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer (member SIPC) and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Family Wealth & Legacy, LLC is not an affiliate of Lincoln Financial Advisors Corp.  CRN-3495480-031621  *Not affiliated with Lincoln Financial Advisors Corp.     

In this episode, Maria talks with Eva Scalzo of Speilburg Literary. Eva Scalzo was born in New Jersey, but lived in Houston, Buenos Aires, San Juan, and Boston before settling down outside of Binghamton, New York. She has been reading romance since the fifth grade when she discovered the Sweet Valley High series. On inheriting her grandmother's collection of vintage Harlequin Romances, she set a goal to someday finish reading them all on top of her already massive TBR. Eva has a B.A. in the Humanities from the University of Puerto Rico and a M.A. in Publishing and Writing from Emerson College. Since graduating in 2002, she has spent her career in scholarly publishing, working for Houghton Mifflin, Blackwell Publishing, John Wiley & Sons, and Cornell University in a variety of roles. She has been with Speilburg Literary since 2013 and started accepting clients in 2017. Eva is a member of RWA and SCBWI. Cardinal Rule Press offers a variety of support to authors, booksellers, librarians, and families. Find out more at CardinalRulePress.com

We use the following articles to frame our discussion: In Their Profession's Service and Influencing Organizational Decision-Makers.Topics:The constant frustration of being a safety professional.Rational persuasion and other forms of influence.Publishing outside traditional safety journals.Why it can be hard to define a safety professional's role.The optics of good connections.Adaptive framing.Why “by any means necessary” is not the key to success.Playing the long game. Quotes:“If you survey CEO's...they want safety practitioners to have these communication skills, ability to build relationships…”“There is no pattern between these companies and their economic performance and their safety performance…”“There's some really good advice there...for safety professionals to think about the long game.” Resources:Daudigeos, T. (2013). In their profession's service: how staff professionals exert influence in their organization. Journal of Management Studies, 50(5), 722-749.Madigan, C., Way, K., Capra, M., & Johnstone, K. (2020). Influencing organizational decision-makers–What influence tactics are OHS professionals using?. Safety Science, 121, 496-506.Cialdini, R. B., & Cialdini, R. B. (1993). Influence: The psychology of persuasion. Harper Business.Cohen, A. R., & Bradford, D. L. (2011). Influence without authority. John Wiley & Sons.Feedback@safetyofwork.com

Journalist Skip Rozin Interview Today on The Neil Haley Show's Caregiver Dave Celebrity Segment, Caregiver Dave and The Total Tutor Neil Haley will interview Journalist Skip Rozin. Skip Rozin is a journalist with 50 years of experience, on staff and as a freelance reporter, in wide-ranging roles. Along the way he has written four books, including One Step From Glory about athletes on the fringe of professional sports (1979; Simon & Schuster) and The Name of the Game; The Business of Sports (1994; John Wiley & Sons). From 1986 until 1990 he edited The Hunter's Whistle, a newspaper about gun dogs for The American Kennel Club; from 1997 until 2000 he worked as a writer and television producer for ESPN's SportsCentury series. Rozin's travel articles ran in The New York Times from 1976 through 1985 and the Washington Post from 1984 through 1990. He has also worked as a reporter in the field for Time Magazine. His general readership articles, covering such subjects as the use of anabolic steroids, strip mining in Eastern Kentucky, the devilish behavior of coffee vending machines and raising triplets have appeared in the Wall Street Journal, Harpers, Parents, Audubon, BusinessWeek and more than a dozen anthologies. (Photo by Debra Rozin) www.neilhaley.com www.skiprozin.com