Podcasts about diy

What if protecting your business didn't have to feel overwhelming, scary, or “something you'll get to later”? In this episode, I'm joined by trademark attorney and online business owner Sarah Waldbuesser, founder of Destination Legal and Twist Law. After more than a decade of helping entrepreneurs safeguard their brands, Sarah knows exactly how legal protection becomes confidence—powerfully shifting how you show up and lead. We dive into what it actually means to own your brand, why waiting to trademark can cost you big, and how a solid legal foundation helps you sleep better at night (literally). If you've ever felt intimidated by contracts, trademarks, or choosing the “right” name, this conversation will give you clarity, direction, and simple next steps you can take today. Today you'll hear:03:18 – What “life-first business” means to Sarah now—and how she built a location-independent lifestyle06:35 – Why she resisted doing legal work at first…and how the online business world pulled her back in (hard)07:53 – The mindset shift that turns legal from “boring paperwork” into personal power and protection as a CEO09:25 – What it really means to own your brand—and how trademarks protect your intellectual property long-term11:35 – The biggest myths about trademarking (including why you don't need to be Nike to get one)12:48 – Why DIY trademark searches miss critical details—and what to check before you name anything14:13 – The #1 legal document every business owner needs from day zero (hint: it's not a trademark)15:40 – What makes a contract actually protective—and why random templates often cause more harm than help17:38 – Why so many entrepreneurs delay legal protection—and the real risks of waiting too long19:00 – What to do if you're rebranding or pivoting (and how to avoid a costly cease + desist)20:38 – How often you need to review contracts and maintain trademark paperwork over time24:15 – Sarah's reminder about how legal protection boosts confidence—and why your clients expect it CONNECT WITH SARAH:Website: destinationlegal.com / twistlaw.coInstagram: @sarahwaldbuesserFREE RESOURCE: The AI Legal Starter Pack: https://thelegitcoach.com/ailegalpack 

Nashville is expensive. Your energy bill doesn't have to be! Host Marie Cecile Anderson chats with Ashley England, a TVA EnergyRight expert, to learn the best tips and tricks to lower your energy costs this winter. Plus, rebates and DIY home assessment programs that can help you save! Learn more about the sponsors of this December 10th episode: United Way of Greater Nashville - Volunteer with VITA United Way of Greater Nashville Babbel - Get up to 55% off at Babbel.com/CITYCAST Aura Frames - Get $35 off the Carver Mat frame with Promo Code CITYCAST Get more from City Cast Nashville when you become a City Cast Nashville Neighbor. You'll enjoy perks like ad-free listening, invitations to members only events and more. Join now at membership.citycast.fm/nashville Want some more City Cast Nashville news? Then make sure to sign up for our Hey Nashville newsletter.  Follow us @citycastnashville You can also text us or leave a voicemail at: 615-200-6392 Interested in advertising with City Cast? Find more info HERE.

3 Choices When You're Thinking About Starting a Cash PT Clinic In this episode, Doc Danny Matta breaks down the real decision points for clinicians who are thinking about starting their own cash-based practice. He explains why staying stuck in "research mode" is dangerous, what it actually takes to make the leap, and the three clear paths you can choose—staying employed, going solo, or getting guided support. Quick Ask If this episode helps you get clarity on your next move, share it with another clinician who's on the fence about starting a practice—and tag @dannymattaPT so he can see what resonated with you. Episode Summary Claire math: If Claire saves a staff PT 6 hours/week, even using 3 of those for patient visits at $200/visit can add ~$30k/year in revenue per clinician. Why decisions feel awful: Danny compares making a big move (like starting a clinic) to knowing you're about to throw up—you dread it, but feel better once it's done. The real problem: Most people hide in endless "learning" (podcasts, books, courses) instead of making an actual decision. 3 choices you actually have: Stay in your current role and own that decision. Go the DIY route and figure business out alone. Get guided support from people who've already done it. Who shouldn't start a clinic: Highly risk-averse, conflict-avoidant, or extremely introverted clinicians may be better off in a great employed role. The trap of DIY: Going solo usually means slower progress, more expensive mistakes, more stress, and more risk for your family. The case for mentorship: Guided support is like residency/fellowship for business—it speeds up results and increases your odds of success. Why this is serious: Your business is how you pay rent, buy groceries, and take care of your family—treat it like it matters. Decision purgatory: Staying stuck in "maybe" is the worst place to live—nothing changes, and frustration grows. Lessons & Takeaways Indecision is a decision: Avoiding a choice is still choosing—the status quo wins by default. Acceptance can be powerful: If you stay employed, own it, and aim to be world-class—not secretly resentful. DIY has a cost: You'll likely spend more time, more money, and experience more stress figuring everything out on your own. Guided support = faster, safer: Proven systems and mentorship are like insurance for one of the biggest financial decisions of your life. Business is a skill set: Just like clinical skills, business skills can be learned with the right teachers and reps. Mindset & Motivation Stop chasing greener grass: Comparing yourself to other owners while doing nothing is a recipe for misery. Own your path: Whether you're an employed PT or a clinic owner, commit to excellence in the lane you choose. Respect the risk: When your business feeds your family, being "proudly stubborn" is not a strategy—it's a liability. Decisiveness is a superpower: Successful entrepreneurs make decisions, take action, and adjust as they go. Pro Tips for Clinicians on the Fence Be brutally honest: Do you truly want to be a business owner, or do you just want a better job? Know your wiring: If you hate uncertainty and change, ownership may not be the right move right now. Count the real cost: Time, money, stress, and impact on your family—not just the price of a program or course. Treat support like insurance: Mentorship isn't cheating; it's reducing the odds that you crash your business (and savings) in the first few years. Get out of research purgatory: Podcasts and books are great—but only if they eventually lead to action. How Claire Fits In Save clinician time: Claire is saving staff clinicians about six hours a week on documentation. Turn time into revenue: Even converting half that into extra patient visits can generate ~$30,000 per clinician per year. Protect your team: Use tech to increase volume without burning clinicians out. Try it free: Test Claire with a 7-day free trial at MeetClaire AI. Notable Quotes "If nothing changes, nothing changes." "For some of you, you have no business starting a clinic—and that's okay." "Guided support is basically residency and fellowship for your business." "Purgatory for your future is endlessly gathering information and never making a decision." Action Items Decide your lane: Are you going to stay employed, go DIY, or pursue guided support? Audit your reasons: Write down why you actually want a clinic—is it meaning, freedom, income, or all of the above? Count the risk: Look at your family, your bills, and your responsibilities. What level of risk are you really willing to take? Set a deadline: Give yourself a hard date to decide and take your first concrete step. Explore support options: If guided help makes sense, look into programs built specifically for cash PT clinic owners. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Get crystal clear on your numbers, your plan, and the steps to replace your income and go all-in on your practice. Join here. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge MeetClaire AI — Free 7-day trial for PTs About the Host: Doc Danny Matta is a physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash practices and is committed to helping PTs build businesses that support real time and financial freedom.

In this episode, I'm joined by Hayley Mears, former hairdresser, branding expert, and the driving force behind Six Underground Media. Hayley is also one of the guest educators inside our marketing course, and she brings a level of insight into social media, branding, and digital trends that most salon owners simply don't have access to.We dive deep into what salon owners should expect from Instagram in 2026, why the platform is about to shift in a major way, and how AI is going to become a natural part of your marketing workflow, whether you like it or not. Hayley also opens up about outsourcing, building teams globally, why email addresses are more valuable than followers, and how Canva has democratised design for salon owners everywhere.If you want to stay ahead of the curve, understand what's changing, and get practical, real-world advice from someone who lives and breathes digital marketing for salons, you're going to love this conversation.IN THIS EPISODE:[02:23] Instagram trends coming in 2026[04:26] Auto-responses, ManyChat, and in-app automations[06:00] The overwhelm salon owners feel around tech and social media[07:26] Should salons outsource or DIY their social?[08:59] Why capability and confidence aren't the same thing[09:39] The shift in what salons need from social agencies[17:41] Three things to focus on for Instagram in 2026[18:21] Why storytelling matters more than ever[21:04] How to use AI for content and campaign ideas[27:27] Canva: why every salon should be using itWant MORE to help you GROW?

Notes and Links to Jackie Domenus' Work   Jackie Domenus (she/they) is a queer writer from South Jersey and the author of NO OFFENSE: A MEMOIR IN ESSAYS (2025), published with ELJ Editions. A 2021 Tin House Winter Workshop graduate, Jackie's essays have appeared in The HuffPost, The Offing Mag, The Normal School, Variant Lit, Entropy, Watershed Review, Wig-Wag, Philadelphia Stories, and HerStry, among other publications Their poetry has appeared in Hooligan Mag and Giving Room Mag. Her short story “Mirror Image” published in So To Speak, as well as her essay “Two Truths and a Lie” published in Identity Theory, were both nominated for a Pushcart Prize.    Jackie has formerly served as a publishing assistant at Guernica Magazine, an associate editor for Glassworks Magazine, and a contest coordinator for Philadelphia Stories. They work as the Program Director for Fellowships at Mid Atlantic Arts. Buy No Offense: A Memoir in Essays   Jackie's Website   Review of No Offense in The Rumpus: “Misperceptions, Assumptions, and Slurs: Jackie Domenus's No Offense” At about 3:45, Jackie talks about ideas of representation and reading as a kid-they highlight The Perks of Being a Wallflower At about 6:50, shout out to Shel Silverstein's feet (and writing)! At about 7:15, Jackie responds to Pete's questions about their early writing journey At about 9:45, Jackie reflects on writing as “cathartic” and "therapeutic," in certain conditions, and in some conditions, not so At about 12:20, Zoe Bossier, Kiese Laymon, Melissa Febos, and K.B. Brookins are shouted out as writers who thrill and challenge Jackie At about 14:05, Pete asks Jackie about their book's Foreword and the process in ultimately deciding to include early writing that had them in different and perhaps more privileged places At about 18:10, Pete and Jackie  At about 20:40, Jackie talks about interesting and fun feedback from readers At about 24:30, Jackie responds to Pete asking about early on in the book defining “microaggression” At about 26:15, Pete lays out the book's exposition in discussing the first essay of the book, and Jackie expands upon the essay's themes and connecting POVs At about 30:20, Jackie emphasizes their belief that any memoir, particularly queer and trans memoir, does not need to be linear At about 31:15, the two discuss the book's essay meditations on the uses of terms for men and women connected to dogs At about 33:15, Jackie responds to Pete's question about the anecdote in the essay where their dad broke down over the loss of the family dog At about 35:35, Jackie and Pete discuss Mary Poppins and heroes and queer people and their representations in media in Jackie's formative years   At about 39:00, The two discuss ignorance and ideas of “othering” as reflected in a resonant anecdote in the book about a trip to the OB/GYN At about 42:45, Pete uses an example from a Simpsons' episode in asking Jackie about the balance between educating and becoming a crutch for people looking for validation At about 46:50, Jackie expands upon the line from the book that their “coming out was not really a ‘coming out' ” At about 49:10, Jackie reflects on the material from the book's essay dealing with interpretations of queerness in Jennifer's Body, Girl, Interrupted, and Black Swan At about 53:15, Jackie discusses an essay that identifies three “first loves” and traces their outward sexuality At about 56:20, Pete compliments Jackie's use of second person, highlighting a beautiful imagined scene on Page 84, and Jackie talks about their mindset and aim for the essay At about 1:00:35, “Burden of Proof” and a student of Jackie's, Isaac's, moving experiences are discussed At about 1:04:50, Fear and the Trump era are discussed as rendered in the book, as well as Jackie's continuing "realization"    You can now subscribe to the podcast on Apple Podcasts, and leave me a five-star review. You can also ask for the podcast by name using Alexa, and find the pod on Stitcher, Spotify, and on Amazon Music. Follow Pete on IG, where he is @chillsatwillpodcast, or on Twitter, where he is @chillsatwillpo1. You can watch other episodes on YouTube-watch and subscribe to The Chills at Will Podcast Channel. Please subscribe to both the YouTube Channel and the podcast while you're checking out this episode.       Pete is very excited to have one or two podcast episodes per month featured on the website of Chicago Review of Books. The audio will be posted, along with a written interview culled from the audio. His conversation with Hannah Pittard, a recent guest, is up at Chicago Review.     Sign up now for The Chills at Will Podcast Patreon: it can be found at patreon.com/chillsatwillpodcastpeterriehl      Check out the page that describes the benefits of a Patreon membership, including cool swag and bonus episodes. Thanks in advance for supporting Pete's one-man show, DIY podcast and extensive reading, research, editing, and promoting to keep this independent podcast pumping out high-quality content!    This month's Patreon bonus episode features an exploration of flawed characters, protagonists who are too real in their actions, and horror and noir as being where so much good and realistic writing takes place.    Pete has added a $1 a month tier for “Well-Wishers” and Cheerleaders of the Show.     This is a passion project, a DIY operation, and Pete would love for your help in promoting what he's convinced is a unique and spirited look at an often-ignored art form.    The intro song for The Chills at Will Podcast is “Wind Down” (Instrumental Version), and the other song played on this episode was “Hoops” (Instrumental)” by Matt Weidauer, and both songs are used through ArchesAudio.com.     Please tune in for Episode 314 with Mariah Rigg. She is a Samoan-Haole who was born and raised on the island of O‘ahu. She is the author of the short story collection EXTINCTION CAPITAL OF THE WORLD (Ecco/HarperCollins, 2025), which was listed a best book of 2025 by Esquire, Electric Lit, and Debutiful, and received praise from Vulture, Oprah Daily, Chicago Review of Books, Literary Hub, Autostraddle, Ms. Magazine, and more.    The episode airs on December 16.    Please go to ceasefiretoday.org, and/or https://act.uscpr.org/a/letaidin to call your congresspeople and demand an end to the forced famine and destruction of Gaza and the Gazan people.

Kelli Gray from SilverBiotics (code: BIOHACKINGBRITTANY) is back on the podcast to break down what their SilverSol technology actually is, how it is different from regular colloidal silver, and where it really fits in a modern family's medicine cabinet.  We talk about kids' eczema, ear infections, asthma flares, travel bugs and that infamous "blue man" story, while unpacking the science on safety, dosage and microbiome impact. Listen if you want simple, science-backed tools to support your family's immunity, skin, and gut health without trashing your microbiome or your nervous system in the process. Join my 12 Holiday Rituals Giveaway for a chance to win part of $5,500+ USD in wellness prizes. Open until December 24th! WE TALK ABOUT:  05:00 - How SilverBiotics began in 1998 and why their SilverSol tech is not typical colloidal silver 07:25 - Why silver is often called "nature's antibiotic" and how it supports immune health and wound care 09:10 - Kelli's daughter's severe eczema and how silver wound gel shifted her healing in four days 16:50 - How SilverSol targets pathogenic bacteria while sparing beneficial microbes in the gut and mouth 18:40 - Silver vs oil of oregano and garlic for immune support and what each does to the microbiome 21:35 - The truth about argyria, ionic silver and the "blue man" story, plus why DIY silver is risky 23:55 - The "wild west" of supplements, fake Amazon reviews and how to vet silver brands safely 26:45 - Kelli's must-have silver stack: immune support, wound gel, healing skin cream, toothpaste and muscle cream 29:15 - Daily dosing vs acute dosing, and how Kelli uses silver with her kids during cold and flu season 33:50 - Why the mucosal barrier matters and creative ways to use silver for digestion and respiratory health 40:50 - A4M, peptides and how modern longevity medicine is evolving for women RESOURCES: Free gift: Download my hormone-balancing, fertility-boosting chocolate recipe. Explore my luxury retreats and wellness events for women. Shop my faves: Check out my Amazon storefront for wellness essentials. SilverBiotics' website (code: BIOHACKINGBRITTANY) and Instagram Join my 12 Holiday Rituals Giveaway before December 24th LET'S CONNECT: Instagram, TikTok, Facebook Shop my favorite health products Listen on Spotify, Apple Podcasts, YouTube Music  

We've got stupidity, sociopathy, TikTok fame hunger, forged insurance papers, designer handbags, mouldy weed plants, and the most bungled murder plot since Cain and Abel discovered DIY.Lucy and Oliver the Bonnie & Clyde for people who can't read instructions decide they want to be rich and famous and not work and not be held accountable for the death of that lad Oliver killed in a drink-driving crash. So they reinvest, rebrand, and re-delude themselves into a PPE empire, a nightclub in the Bahamas, and a plan to get a half-million dollars from a cocaine kingpin without ever paying him back.Enter: Tyler and Jordan the coke-dealing entrepreneur and his pregnant girlfriend who should have been their business allies… except Lucy had a better plan, which was: kill them for their money and somehow get away with it through the power of vibes.

In this final part of my three-episode series on accelerating sales and adoption in B2B analytics and AI products, I unpack a growing challenge in the age of generative AI: what to do when your product automates a major chunk of a user's workflow only to reveal an entirely new problem right behind it. Building on Part I and Part II, I look at how AI often collapses the “front half” of a process, pushing the more complex, value-heavy work directly to users. This raises critical questions about product scope, market readiness, competitive risks, and whether you should expand your solution to tackle these newly surfaced problems or stay focused and validate what buyers will actually pay for. I also discuss why achieving customer delight—not mere satisfaction—is essential for earning trust, reducing churn, and creating the conditions where customers become engaged design partners. Finally, I highlight the common pitfalls of DIY product design and why intentional, validated UX work is so important, especially when AI is changing how work gets done faster than ever.   Highlights/ Skip to: Finishing the journey: staying focused, delighting users, and intentional UX (00:35) AI solves problems—and can create new ones for your customers—now what? (2:17) Do AI products have to solve your customers' downstream “tomorrow” problems too before they'll pay? (6:24)  Questions that reveal whether buyers will pay for expanded scope (6:45) UX outcomes: moving customers from satisfied to delighted before tackling new problems  (8:11) How obtaining “delight” status in the customer's mind creates trust, lock-in, and permission to build the next solution (9:54) Designing experiences with intention (not hope) as AI changes workflows (10:40) My “Ten Risks of DIY Product Design…” — why DIY UX often causes self-inflicted friction (11:46)   Links Listen to part I: Episode 182 and part two: Episode 183 Read: “Ten Risks of DIY Product Design On Sales And Adoption Of B2B Data Products”  Stop guessing what is blocking your own product's adoption and sales: Schedule a Design-Eyes Assessment with me, and in 90 minutes, I'll diagnose whether you're facing a design problem, a product management gap, a positioning issue, or something else entirely. You'll walk away knowing exactly what's standing between your product and the traction you need—so you don't waste time and money on product design "improvements" that won't move your critical KPIs.

Homemade gifts can be thoughtful and practical — if people actually know how to use them. In this episode, we're sharing our favorite high-compliance DIY gifts for non-crunchy friends and family, so your handmade presents don't end up forgotten in the back of a cabinet. We talk about why most homemade gifts fail (lack of familiarity, unclear instructions, or feeling too “crunchy”) and how to fix that by making your gifts familiar, foolproof, and easy to use in real life. These ideas are perfect for last-minute holiday gifts or any time you want to give something personal without pressure.

In this conversation, Elena Hebert shares her journey of moving from Russia to the US then to France with her family, discussing the challenges and rewards of raising bilingual children in a new culture. She emphasizes the importance of planning, language learning, and adapting to a different lifestyle while navigating the complexities of parenting abroad. The discussion also touches on the cultural differences in raising children and the impact of language on identity.Connect with Elena: https://lgelena.com/ https://open.spotify.com/show/3ltdGxfdTgmC8MeeH2B6HN?si=12f89eb3660148bc&nd=1&dlsi=975adb81c0694162 American Dual Citizenship video: https://www.youtube.com/watch?v=WQSynfuMerA

In this episode Toby sits down with singer/songwriter Brian Fallon! He chats about having kids and going on tour, his mom being a musician in the 60s, church, New Jersey, his mom teaching him to sing, no swearing on any of his records because of his mom, discovering punk, NYC, Gaslight Anthem, getting bullied by punks, DIY punk clothes, seeking approval, tattoos, supporting up and coming bands, success and major labels, his kids, the band reuniting, working with Springsteen and more! Please remember to rate, review and subscribe and visit us at https://www.youtube.com/tobymorseonelifeonechance Please visit our sponsors! Rockabilia- use code OLOC10 Rockabilia Athletic Greens https://athleticgreens.com/oloc Removery- code TOBYH2O https://removery.com  Liquid Death https://liquiddeath.com/toby Refine Recovery https://www.instagram.com/refinerecoverycenter/  

Shani Darden just might be your favorite celebrity's esthetician. From her Beverly Hills Studio, she cares for a roster of A-List celebrities and creates products for many more through Sephora. Before she began working with stars like Jessica Alba and Kelly Rowland, Shani was a mixed-race teenager in upstate New York who didn't fit neatly into any community. Her family ensured that she had connections to Black hairstylists and introduced her to Mary Kay Beauty and DIY face masks. So, while she grew up feeling beautiful, she didn't always fit in. During our chat, she explained that she always had plans to move to a big city and build her dream life, even when she didn't know exactly what her path would be.Shani's life is a testament to taking opportunities to move and grow, especially when you feel uncomfortable. When a modeling opportunity in LA arose, she jumped at the chance and moved across the country. When she became disillusioned with the industry, she pivoted and sought out a new dream. Upon discovering esthetician school, Shani's childhood interest in beauty and her professional experience in spas aligned. With Jessica Alba's encouragement, she leapt into her own home-based studio and welcomed in a swell of new clients. Shani gives us an insider's look at her skincare philosophy and what she recommends for any beauty enthusiast over 25. She also gets real about the limits of skincare and non-surgical treatment, offering us refreshingly realistic expectations for our beauty treatments. Tune in as we discuss:(2:30) Growing Up With Mary Kay Beauty(6:25) Growing Up Feeling Out of Place(8:20) Her First Sew-In and Emulating Lisa Bonet(13:30) Jessica Alba's Encouragement To Open Her Own Space (17:45) Shani's Skincare Philosophy(22:50) Her Take On Lymphatic Drainage Massages(26:45) Filler, Botox, and The Limits of Skincare(28:45) PRFM Takes Multiple Rounds(30:10) Why Lasers Give Her Anxiety(32:53) Why She Formulated Over-The-Counter Retinol(41:57) Her Daily Skincare Routine(44:18) Skincare Rules She Despises(55:05) Advice On Launching A Brand Right Now Rate, Subscribe & Review the Podcast on Apple Join the Naked Beauty Community on IG: @nakedbeautyplanet Check out nakedbeautypodcast.com for all previous episodes & search episodes by topicShop My Favorite Products & Pod Discounts on my ShopMyShelfStay in touch with me: @brookedevardFollow Shani @shanidardenProducts Mentioned:NARS Tinted SPFKelly Baker Brow Defining PencilTower 28 MakeWaves Lengthening + Volumizing MascaraChanel Rouge Coco Gloss Moisturizing GlossimerCarnal Flower by Frederic Malle Hosted on Acast. See acast.com/privacy for more information.

Submit your question and we'll answer it in a future episode!Join our Patreon Community!https://www.patreon.com/badassbreastfeedingpodcastWe asked the internet for the best breastfeeding tips, and we are sharing themwith you today! Tune in to hear some of the best suggestions, and what ourfavorite tips are too!If you are a new listener, we would love to hear from you.  Please consider leavingus a review on iTunes or sending us an email with your suggestions and commentsto badassbreastfeedingpodcast@gmail.com. You can also add your email to ourlist and have episodes sent right to your inbox!Things we talked about:Never compare your milk with others [5:50]Tips from LLL Canada [7:40]Calling an LC before the baby comes [12:18]Breastfeeding in a carrier [13:35]Having support [15:15]Hydrate [16:50]Bodywork [21:20]Don't give up [25:45]Bed sharing / DIY pajamas [27:00]Try to get outside everyday [30:50]Links to information we discussed or episodes you should check out!https://badassbreastfeedingpodcast.com/episode/breastfeeding-in-public/https://badassbreastfeedingpodcast.com/episode/breastfeeding-101/Set up your consultation with Diannehttps://badassbreastfeedingpodcast.com/consultations/Check out Dianne's blog here:https://diannecassidyconsulting.com/milklytheblog/Follow our Podcast:https://badassbreastfeedingpodcast.comHere is how you can connect with Dianne and Abby:AbbyTheuring ,https://www.thebadassbreastfeeder.comDianne Cassidy @diannecassidyibclc, http://www.diannecassidyconsulting.comMusic we use:Music: Levels of Greatness from We Used to Paint Stars in the Sky (2012)courtesy of Scott Holmes at freemusicarchive.org/music/Scott_Holmes

THIS WEEK!| -The Octi PX fuzz pedal by Keeley Your calls on -How to be a front person when you're an introvert Step 1: Practice so much that you that succeeding just comes natural. Step 2: Stay focused mentally Step 3: Stay in the zone. Channel bad vibes into positive energy. Don't think about the crowd at all.. just go up and do your thing. Like it's your bedroom and the people are mannequins DIY the movie, feel good stories and more! MXPX is coming! 2026 JAN with The Suicide Machines -Friday January 9 - Vancouver, BC Commodore Ballroom -Saturday January 10 - Seattle, WA at the Showbox SOLD OUT!!!!! -Friday January 23 - Santa Cruz, CA at the Catalyst -Saturday January 24 - San Francisco,CA at the Fillmore MAR -Thursday March 26 - Washington DC at 9:30 Club -Friday March 27 - Norfolk, VA at The Norva -Saturday March 28 - Charlotte, NC at The Fillmore -Sunday March 29 - Charleston, SC at Charleston Music Hall APRIL  Saturday April 11 - Denver, CO at Mission Ballroom w/Goldfinger, Zebrahead and Home Grown https://linktr.ee/Mikeherrerapodcast Leave a voicemail- 360-830-6660 --------------------- Check out the new MxPx album 'Find A Way Home' at MxPx.com and streaming everywhere now! Sterling By Music Man Mike Herrera Signature StingRay Electric Bass Guitar - Orange Creamsicle MIKE HERRERA SIGNATURE SERIES BASS OG Listen or watch "Linoleum" here MXPX - Self Titled Deluxe Edition If you like the podcast- Subscribe, rate and review on Apple. Support what I do at MXPX.com and also add MXPX and Mike Herrera to your music libraries on whatever streaming platfrom you use. Producing and editing by Bob McKnight. @Producer_Bob

Travis catches up with his old friend Todd Lamb, founder of Pure Life Organics, a wellness brand that has generated over $100 million in gross revenue through direct response and DTC e‑commerce. Coming from nearly 20 years in policing—including K‑9, undercover surveillance, and leading a tactical team—Todd shares how a backyard “redneck margarita maker” on eBay pulled him into the online world, and how he navigated the evolution from info products and VSLs to a durable, compliant brand with repeat buyers and lean operations.​ On this episode we talk about: Todd's path from young dad to military, commercial diving, policing, and eventually leading a SWAT (tactical) team before retiring into entrepreneurship​ The first spark: building a DIY margarita machine, selling the plans on eBay in 2003, and realizing the internet could be a real business engine​ Launching fitness and jiu-jitsu funnels, the breakout success of Alpha and flat-belly tea, and the shift from all-affiliate direct response to owning the traffic and the brand​ The difference between direct response and e‑commerce—emotional VSLs versus longer-tail, brand-led journeys—and what that means for refunds, customer quality, and compliance​ Why Todd transitioned early into e‑com, how affiliate abuse blew up his domain reputation, and what it took to rebuild as a white-glove, exit-ready brand run lean by a small, trusted team​ Top 3 Takeaways A “safe” career and lack of entrepreneurial pedigree do not disqualify you; Todd built a nine-figure track record starting as a young dad in the military and then a career cop who experimented online in his spare time.​ Direct response can scale fast, but it comes with higher refunds, compliance risk, volatile affiliate traffic, and brand damage; shifting to thoughtful e‑commerce with strong customer experience creates long-term value and optionality for exit.​ Building lean with people you trust, focusing on LTV, repeat customers, and careful email practices turns a cash-flow machine into an asset that works whether or not you ever decide to sell.​ Notable Quotes "No house with a swimming pool is complete without a margarita maker—and that little eBay experiment made me realize what was possible online." "Direct response is like turning a stranger into a buyer in one emotional shot; e‑com is a longer, more elegant and thoughtful journey." "We stopped emailing for everyone else's offers; we only promote our own products because we want our customers to trust that when we show up, it's actually for their benefit." Connect with Todd Lamb: Website (Brand): https://purelifeorganics.com/ Personal Instagram: https://www.instagram.com/followtoddlamb/?hl=en ✖️✖️✖️✖️

This time I am hanging out with Mike Leon, current bassist for CKY, and Igorrr. (Former member of Soulfly, Havok and The Absence.) We dig into how a kid who was obsessed with CKY movies and weird heavy bands ended up actually joining his favorite band, and how that path wound through DIY world tours, insane lineups and a whole lot of van miles. Mike walks through his whole journey: discovering heavy music in the pre-internet days, cutting his teeth in The Absence, jumping into Havok, then getting the call from Soulfly, and finally landing in CKY literally days after leaving Soulfly. We get into the “law of attraction” side of all this, but with the real-world piece too, the boring but crucial part, consistency and doing the work for years when no one is watching. Of course we nerd out on bass gear and tone. Mike talks about his first Fender PJ that felt like opening a treasure chest, his love affair with ESP basses, how his ESP MLB4 signature came to be, why longer scale lengths and heavier strings matter for low tunings, and how the humble Boss ODB-3 and a chorus pedal get you straight into Peter Steele territory. We also get into NAMM show chaos, what good artist relations actually looks like, and how his day job at Enki has him helping other artists solve real on-the-road problems. We round it out with kids discovering heavy music, whether a new “Warped Tour era” is coming, and a spicy pizza take involving pineapple. If you are into CKY, Soulfly, metal bass tone, ESP gear, NAMM stories or just want to hear how sticking with it can literally change your life, this one is for you. Give Mike a follow HERE https://www.instagram.com/mikeleonshreds Support The Show And Connect! The Text Chat is back! Hit me up at (503) 751-8577 You can also help out with your gear buying habits by purchasing stuff from ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tonemob.com/reverb⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tonemob.com/sweetwater⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or grabbing your guitar/bass strings from ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tonemob.com/stringjoy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Overwhelmed by sensory chaos in your ND home? In this episode of Adulting with Autism, host April chats slow style home for neurodivergent folks with Zandra Zuraw, interior design coach/author/podcaster helping create meaningful, sustainable spaces without breaking the bank or planet. With 30+ years (Master's in cultural anthropology/public policy), mental health battles, and as parent to a child with special needs, Zandra rebranded "Style Matters" to "Slow Style Home" (2023 book/podcast)—a framework for DIY design focusing on personal meaning over trends. Key insights: Dorm/ND tips: Sensory priority (quiet routines, minimal clutter, comfortable seating/blankets/soft lights)—conversations with roommates for shared space. Clutter management: Game it up (one corner at a time, "what do you love?" questions), limit to passions (display 5 items, store rest). Partner compromise: Curiosity over criticism ("why love it?"), common ground (e.g., shared art/rugs), no negatives—slow evolution. Colors/walls: Test samples (light-dependent), avoid all-white (harsh); start with inspiration (wardrobe favorites, not trends). Priorities: Big investments first (couch/mattress for well-being), then rugs/art (tone-setters, thrifted/sustainable). Slow pace: One room/corner at a time, no shopping first—build from passions (vision boards as decor). For autistic/ADHD young adults/parents, Zandra's framework fights overwhelm: "Take time to save up for what matters." Free podcast episodes at slowstylehome.com. Subscribe for ND home hacks! Rate/review on Podbean/Apple/Spotify. Book on Amazon/Barnes & Noble; podcast anywhere. Linktree: adultingwithautism.linktr.ee (socials/shop/Podbean). Holiday merch sale: 30% off tees/hoodies with code BLACK25 at adultingwithautism.shop—style your space fierce! #SlowStyleHomeND #SensoryFriendlyDecor #ClutterHacksAutism #SustainableHomeADHD #DIYNeurodivergent #PeacefulSpacesSpecialNeeds #AdultingWithAutism #AuDHD #Autism #ADHD #PodMatch #Podcasts #MentalHealth #BTSArmy #BTSNeurodivergent #Neurodiversity #OT #OTTips   Episode: Slow Style Home for ND with Zandra Zuraw [00:00] Intro: Sensory Overwhelm in ND Homes [00:30] Zandra's Story: 30+ Years to Slow Style Framework [02:00] Dorm ND Tips: Sensory Focus (Quiet/Minimal Clutter) [05:00] Clutter Hacks: Game It (One Corner, "Love It?" Questions) [08:00] Partner Compromise: Curiosity Over Criticism (Shared Rugs/Art) [11:00] Colors/Walls: Test Samples (Light-Dependent, Avoid All-White) [14:00] Priorities: Big Pieces First (Couch/Mattress), Then Rugs/Art [17:00] Slow Pace: One Room/Corner, Inspiration from Passions (Vision Boards) [20:00] Outro: Takeaways & CTAs Resources: Slow Style Home: slowstylehome.com (book/podcast/framework) Book: "Slow Style Home" (Amazon/Barnes & Noble) Podcast: Spotify/Apple (episodes on DIY/sustainability) Linktree(socials/shop/Podbean) Subscribe on Podbean/YouTube for ND home tips! Share your clutter hack in comments. #NDHomeDesign #AutismSensoryDecor #ADHDClutterTips #SlowStyleSpecialNeeds

Send us a textSEO doesn't have to be overwhelming or expensive to actually work.In this episode, I'm joined by Kelly Kumler, a brand and web designer with a serious love for SEO, to demystify what it really takes to get aligned, organic traffic to your site (without keyword stuffing or obsessing over trends).Whether you've been guessing at keywords, blogging at random, or hoping your pretty website will magically rank, Kelly breaks down a clear, human-first approach to search engine optimization that supports your business goals and helps the right people find you.We talk about:How to choose keywords that are actually winnable (and what tools to use) and the page structure both Google and humans love Why your site needs dedicated service pages and how they help with search engine optimizationHow AI tools have changed the game for SEOWhat to DIY vs. outsource and when to make the switchThis episode is your invitation to stop relying pretending SEO doens't exist and start building a simple, sustainable strategy that will pay off over time.Links & References:For faster business growth through networking, strategy and accountability, check out the  Powerful Women Rising Business Growth Community!Kelly is offering FREE website evaluations for PWR podcast listeners!  Snag your spot HERE!Learn more about Kelly at www.kellyryann.com or connect with her on Instagram!Support the showConnect with Your Host!Melissa Snow is a Business Relationship Strategist dedicated to empowering women in entrepreneurship. She founded the Powerful Women Rising Community, which provides female business owners with essential support and resources for business growth. Melissa's other mission is to revolutionize networking, promoting authenticity and genuine connections over sleazy sales tactics. She runs an incredible monthly Virtual Speed Networking Event which you can attend once at no cost using the code FIRSTTIME She lives in Colorado Springs with two dogs, her soul cat Giorgio and any number of foster kittens. She loves iced coffee, Taylor Swift, and Threads.

Send us a textBetrayal doesn't just bruise the heart; it shakes identity, confidence, and the story you tell about who you are. Today I walk through the five questions men ask most after a partner's affair—why they didn't see it, whether they were “enough,” how to decide to stay or leave, what to do with explosive anger, and how to show up for kids while hurting. I share a clear, compassionate path that separates your worth from your partner's choices and uses values alignment as the North Star for every next step.We unpack how the brain can blindside you to protect against what feels unsafe to see, and why that isn't weakness—it's commitment. From there, I offer a simple decision framework: slow down, stabilize your body, then evaluate actions over words. Is there accountability, remorse, transparency, and a real plan to rebuild trust? We challenge common traps like fix-it mode, fear of judgment, and clinging to the fantasy of what the relationship was supposed to be.Anger gets a practical toolkit too. You'll learn how to move it safely through breathwork, grounding, strength training, and journaling, then trace it to the softer layers underneath—grief, fear, disappointment—so it no longer runs the room. For fathers, I outline how to be steady without pretending: name feelings, keep adult details private, protect routines, and reassure safety. Finally, I make the case for support over secrecy—coaches, therapists, and trusted friends—because DIY recovery keeps you stuck while community pulls you forward.If this resonates, follow the show, share it with a friend who needs it, and leave a quick review to help more men find real help after infidelity. Have a question you want answered next time? Send it in and join the conversation.Please follow me on instagram and facebook @happilyevenaftercoach and if you want to see what coaching is all about I offer a free 45 min. clarity call via zoom. Email me: hello@lifecoachjen.com for any comments or questions. Thanks for listening, please like and review as well as share with your family and friends. My website is www.lifecoachjen.com

Should you invest thousands in podcast production, or can you build a successful show from your closet? In today's episode, I'm continuing the conversation about how to start a podcast that actually grows your therapy business. I'm sharing the real, unfiltered truth about what's worked across my two very different shows - The Bad Therapist Show and What Your Therapist Thinks.From total DIY setups to high-production video podcasts, I break down the production options that fit different budgets and time constraints. I'll tell you about the failed attempt that never aired, the accountability hack that keeps me showing up every single week, and why it took two years before I started seeing serious returns. Plus, I'm spilling the strategies that got What Your Therapist Thinks featured on Apple Podcasts multiple times and already receiving sponsorship requests!So if you're wondering whether you need fancy equipment, an editor, or a huge budget to start your podcast, this episode will give you clarity on what actually matters and what you can skip.Topics covered on How to Start a Podcast: How to start a podcast with the right production approach for your budget, from total DIY to hiring a full production team.The failed podcast attempt at the end of 2022 that taught me exactly what not to do with editing and production quality.The realistic timeline for podcast growth and why it took two full years before The Bad Therapist Show started consistently converting listeners into paying clients.SEO optimization strategies for podcast titles and show notes that help new listeners find your episodes.Buzz-building tactics Kristie and I used that got us featured quickly.How to use opt-ins and email lists to turn podcast listeners into clients instead of just having people consume your content without ever contacting you.The sponsorship request I received for What Your Therapist Thinks.Resources from this episode:PodVision DescriptRiverside.fmCheck out my podcasting gear What Your Therapist Thinks podcastBest Therapist DirectoryRosemarie - Podcast Producer + Strategist www.evergreenpodcaststrategy.co.uk Connect with Felicia:Get my freebie & join the email list: The Magic SheetsInstagram: @the_bad_therapistWebsite: www.thebadtherapist.coachFacebook group:

I’m back for a special end-of-the-year episode! Watch/listen for a handful of memorable highlights from 2025, including two especially wonderful musical performances. As I explain early in this episode, this is in no way meant to be considered a “best of.” With over 80 episodes recorded this year, it would be impossible to pull something like that together (and incredibly unfair to my guests). Consider this an “amuse-bouche” for the podcast; a hint of what made it so much fun to host this year and a promise of more to come in 2026. Thank you to all my guests (who are each individually named in this episode), and to you for supporting the podcast. I appreciate you. -James Car Con Carne is nominated for “Best Music Podcast” in the Chicago Reader’s “Best of Chicago” survey (https://chicagoreader.com/best-of-chicago-music-nightlife-2025/). Please consider voting for the podcast - recognition like this can go a long way for a DIY, one-person operation! ## Car Con Carne is sponsored by Easy Automation: If you’re looking to transform your home, office, or business into a smart, seamlessly connected space, Easy Automation delivers custom automation solutions that are tailored to your lifestyle. Easy Automation makes technology work for you—effortlessly, reliably, and always with your satisfaction guaranteed. Visit easy-automation.net or call Dan at 630-730-3728 and take control of your environment today! ## Car Con Carne is also sponsored by Exploding House Printing. Bands, brands, listeners who want to get the word out: Exploding House Printing can help with your screen printing, embroidery and other merch needs. Exploding House delivers production efficiency and cost awareness to offer boutique print shop quality at much lower, large print shop prices. Check out their work on Instagram at (at)explodinghouse, or go to their website or just email info@explodinghouseprinting.com to get a quote!See omnystudio.com/listener for privacy information.

Tony's back in the studio with Nat and it's all go! Some tales of building work woes (avoid listening whilst eating) and Tony is also giving some influencing a whirl. Enjoy! xx Big shoutout to The Book Nook and their subscription service ⁠⁠https://www.booknookshop.co.uk/⁠⁠ Please subscribe, follow, and leave a review. xxx You can find us in all places here; ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podfollow.com/lifewithnat/view⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We're on Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/lifewithnatpod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Nat's insta: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@natcass1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Neice's insta: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@natsnieces⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Tony's insta: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tonycass68⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Linny's insta: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@auntielinny.lwn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ THE BIG CHRISTMAS LIVE SHOW 7th December ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠- claphamgrand.com/event/live-with-nat-at-christmas/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book Club: November's book - All Together for Christmas by Sarah Morgan & December's book (optional extra for the speedy readers) - A Heart for Christmas: Advent Romance by Sophie Jomain Nat's solo chats - any rants always welcome!  Scraping the Barrel - SCAN AND SHOP VIRGIN NO LONGER! Bonce vs list! - Are you a list maker? Always collecting for Nostalgia Fest! What's brewing with the Nieces - Group chat ettiquette & pranks. Nice Lorraines… get in touch! Advent calendars & gift recommendations v. welcome! Things we're nagging with Linny about - More lateness stories and some cleaning questions, please! The Tony talks chatter - Keep your DIY questions coming. Can we make Tony an influencer and get him any freebies?  TBC Cultural differences ep - inspired by Linny's Mediterranean heritage and her & Ellia's Italian trip, we'd love to hear about the cultural differences you've noticed between the UK and basically ANYWHERE else!  A 'Keep It Light Media' Production Sales, advertising, and general enquiries: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@keepitlightmedia.com⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

SHOW NOTES: It is officially December, which means temperatures are dropping, the holidays are fast approaching, and your to-do list is likely growing by the minute. Whether you are stressing about getting your home guest-ready or worrying about winterizing your plumbing before travel, we're here to help you tackle those projects without breaking the bank. - Winterizing Pipes: We share critical steps to prevent burst pipes, such as wrapping them in foam insulation and letting faucets drip slightly during extreme cold snaps to relieve pressure. - 2026 Real Estate Forecast: After years of high rates, experts predict a stabilizing market for 2026, with mortgage rates potentially dropping to around 5.9% and home prices seeing steady, modest growth. - Holiday Hosting Hacks: We discuss stress-free ways to prep your home for guests, including focusing cleaning efforts only on visible rooms, adding warm lighting, and using natural scents like cinnamon and pine. - Plumbing Safety Tip: We explain the importance of tagging your main water valve and turning off washing machine water supply valves before leaving home for extended periods to prevent flooding.   Q & A: - Debbie from Arkansas found liquid nails stuck to a brick wall behind old plaster. We advise covering it with furring strips or installing faux brick panels rather than ruining the brick by trying to remove the adhesive. - Rochelle from Delaware has a cracking, dipping concrete slab in her kitchen and received a pricey quote for foam injection. We suggest she consult a structural engineer first or use a floor leveling compound instead of jumping to injection. - Victoria from Arkansas asked if she could patch small areas of missing shower grout without redoing the whole wall. We confirm she can spot-repair it, but advise doing a test patch to ensure the new sandy grout color matches perfectly. - Darlene from Baltimore asked for insulation advice to block noise from a stairwell wall. We recommend opening the wall to install mineral wool insulation combined with sound-deadening drywall like QuietRock. - Brandon sent an email to ask about replacing two-prong outlets in a 1940s home. We strongly advise against DIY electrical work and suggest hiring an electrician to install GFCIs or verify if the boxes are grounded.   ASK A QUESTION: Need help with your own home improvement or décor question? We'd love to help! Call the show 24/7 at 888-MONEY-PIT (888-666-3974) or post your question here: https://www.moneypit.com/ask. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Episode 261 - Andrew sits down with Cody Miller & Ira Fay to discuss the development of the massive open world board game Arydia. Must Watch Episodes

Send us a textIn this episode of the Honest Tattooer Podcast, the hosts welcome a special guest, Travis, a tattoo artist with 27 years of experience. Travis shares his unique journey into the world of tattooing, from making his first prison-style tattoo machine at 13 to professional tattooing. The conversation explores the evolution of tattooing, building DIY tattoo machines, and notable experiences both inside and outside the shop. Trav also talks about his commitment to giving back through various charity initiatives, including food drives and Toys for Tats. The episode wraps up with a humorous discussion on encounters with panhandlers, the value of charity, and maintaining proper posture for tattoo artists.Support the show

My guest this week is Ian Keldoulis, co-author of Unblinded: The Startup That Launched a Revolution in Saving Sight. He wrote the book with Dr. David Guyer, chronicling the founding of Eyetech Pharmaceuticals in 2000. They developed Macugen, the first effective treatment for age-related macular degeneration (AMD), a disease that once blinded millions in their later years.Unblinded on AmazonUnblinded on Barnes & NobleUnblinded on the publisher's storefrontBlog post available at: https://www.sharesforbeginners.com/blog/ian-keldoulisWatch on YouTube right here.

In this episode we answer emails from Adam, Cha Cha, and TJ.  We discuss how cash and short-term bonds affect safe withdrawal rates, why the Golden Butterfly's allocation is a preference not a rule, and how to build a growth-first plan when you're starting late.  And we wish Happy Birthday to Mick the Mugga Mugga.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterMany Happy Returns Podcast Featuring Tyler:  How to Pick Your Perfect Portfolio, with Tyler from Portfolio ChartsCatching Up To FI Podcast:  Financial Independence - Catching up to FIExcess Returns Podcast:  Excess Returns Podcast | Excess Returns Podcasts - Helping Make You a Better InvestorSwedroe Factor Investing Book:  Book Review: Your Complete Guide to Factor-Based Investing | CFA Institute Enterprising InvestorBreathless AI-Bot Summary:Worried your portfolio is heavy on cash but light on purpose? We unpack the real trade-offs behind short-term bonds, money markets, and the Golden Butterfly's famous “comfort cushion,” then show how a few precise tweaks can lift safe withdrawal rates without blowing up your sleep. Listener questions drive the heart of the episode: how much cash is too much, whether VTIP truly hedges better than VGSH, and why cash management rarely changes outcomes even though it feels reassuring.From there we shift to a late-starter's dilemma: chasing 8–10% average returns over a decade without gambling. We get practical about the only two ways to beat the market, why stock-picking “wins” often just mirror factor exposure, and how to use a simple, research-backed pairing—large-cap growth with small-cap value—to seek higher expected returns. We also cover when international tilts help, how currency drives comparisons more than people think, and where bonds, gold, and REITs fit as you move closer to financial independence.Our take is direct and usable: minimize inert cash, diversify for shallower drawdowns, and reserve complexity for places that pay. Build growth while the gap to FI is wide, then add ballast on purpose as you near the goal. If you want a sturdier plan and a quieter mind, this conversation clears the noise and spotlights the levers that matter.Enjoy the show? Follow, rate, and share it with a friend. Send your questions to Frank at RiskParityRadio.com, and if it helped, leave a quick review so more DIY investors can find it.Support the show

In is hour of At Home with Gary Sullivan, Gary tackles common household issues and shares practical solutions. He discusses the importance of maintaining a dry basement, explaining how to check downspouts and ensure proper water flow. Gary also shares tips on how to clean and maintain hardwood floors, recommending the use of pH-neutral cleaners to avoid damaging finishes. Additionally, he talks about the benefits of using a product like Easy Breathe to control humidity and prevent mold growth. With a focus on home maintenance and DIY projects, Gary offers advice on how to keep your home safe, dry, and well-maintained.See omnystudio.com/listener for privacy information.

Barry Clause returns with a huge Christmas giveaway, Christian kicks things off by admitting he once locked himself out and smashed a window with his own weights, and listeners quickly one up him with their own disasters.. from a rock climber to a DIY car break in gone wrong. Pure Christmas chaos.See omnystudio.com/listener for privacy information.

In is hour of At Home with Gary Sullivan, Gary tackles common household issues and shares practical solutions. He discusses the importance of maintaining a dry basement, explaining how to check downspouts and ensure proper water flow. Gary also shares tips on how to clean and maintain hardwood floors, recommending the use of pH-neutral cleaners to avoid damaging finishes. Additionally, he talks about the benefits of using a product like Easy Breathe to control humidity and prevent mold growth. With a focus on home maintenance and DIY projects, Gary offers advice on how to keep your home safe, dry, and well-maintained.See omnystudio.com/listener for privacy information.

The MidPacker Pod is part of the Freetrail network of Podcasts.Join the Newsletter at: ⁠MidPack Musings ⁠Support the MidPacker Pod on ⁠Patreon⁠.⁠Check Out MPP Merch Make sure you leave us a rating and review wherever you get your pods.Looking for 1:1 Ultra Running Coaching? Check out Troy's Coaching PageSTOKED TO PARTNER WITH  JANJI HYPERLYTE LIQUID PERFORMANCEBEAR BUTT WIPES USE PROMO CODE MIDPACER FOR A SWEET DISCOUNTTRAINING PEAKS start your free trial at  https://www.trainingpeaks.com/midpacker/“Running is more than a race. It's art, memory, and freedom.”On this episode Troy Meadows sits down with Malcolm Pascotti, founder of Can't Buy Cool Studios. Malcolm's journey is one of quiet evolution. He started as a road runner, lots of miles in high school and beyond, but during the pandemic, while living in San Francisco, he began exploring trails in the Marin Headlands and hills around Pacifica. That slow, natural shift eventually led him into mountain running and “DIY ultras” solo, self‑supported runs of 30–40 miles, all on his own terms.What makes Malcolm stand out isn't just distance or pace, but the way he mixes movement with creativity. Outside of running, he climbs, skis, scrambles, shoots photography (both professionally and for fun), writes poems and musings. He calls it living.He also quietly gives back to the community: providing gear and support to fellow runners, like when he ran a T-shirt sale to help fund race entries for another runner,  proof that support doesn't always need spotlight.Malcolm is quietly building Can't Buy Cool Studios, weaving together art, running, identity, and community.Motivational HighlightsEmbrace adventure on your own terms — solo ultras don't have to be for trophies, they can be for the soul.Running can be part of a creative life — movement, art, writing, identity — all deeply connected.Quiet generosity matters: supporting others in small ways helps build a stronger, more inclusive community.Balance is messy but possible: holding down a full-time job, a creative process, and still getting out for the run.Links & ResourcesIG: @cantbuycoolstudiosWebsite: https://cantbuycoolstudios.com/Partner Links: Janji - Janji.comA big shoutout to our sponsor, Janji! Their running apparel is designed for everyday exploration, and 2% of sales support clean water initiatives worldwide. Plus, with a five-year guarantee, you know it's gear you can trust. Check them out at janji.com.Use the code MIDPACKER for 10% off your order.Hyerlyte Liquid Performance - https://www.hyperlyteliquidperformance.comMade by the ultra-endurance athlete, for the ultra-endurance athlete.More Carbs, More Dirt, More Miles.Check them out at hyperlyteliquidperformance.comUse the code MIDPACKER for 10% off your individual order and 10% off your first subscription order.“The Kid” Hans Troyer DocumentaryTraining Peaks - https://www.trainingpeaks.com/midpacker/A training app as versatile as you. Start your free trial at  https://www.trainingpeaks.com/midpacker/Bear Butt Wipes - Bearbuttwipes.comPortable individually wrapped wipes for when nature calls and a DNF is not an option. Bear Butt Wipes: Stay wild. Stay clean.Check them out at Bearbuttwipes.comUse the code MIDPACKER for 10% off your order.⁠Run Trail Life⁠ - https://runtraillife.com/Find Official MPP Merch on RTL!!Use code: midpackerpod to double the donation from your purchase. Visit RunTrailLife.com to check out our line of Hats and Organic cotton T's.⁠Freetrail⁠ - https://freetrail.com/Visit Freetrail.com to sign up today.trail running, DIY ultra, solo ultra, creativity, running life balance, community support, running brand, outdoor adventure, Puerto Vallarta UTMB, Can't Buy Cool Studios

Krystle Ratticus was born in Denver, Colorado, and raised on the rural border of Iowa and Missouri before running away to Chicago as a teenager. There, she found her voice in the raw pulse of local zine culture and DIY publishing. Her writing channels the dramatic undercurrents of the working class, shaped by years spent in kitchens, funeral parlors, and outsider circles. With a dark sense of humor and sharp eye for detail, Krystle weaves together tales of latchkey childhoods, rock'n'roll hillbillies, and the lonely, electric tension of being othered—even by other outsiders. Website: https://weirdodujour.com/****

What if the most dangerous story you carry is the quiet one—“life just is this way”? Timothy grew up in a home without hugs or hard talks, where silence felt normal and safety meant familiarity. That quiet shaped anxious attachment, constant tomorrow-thinking, and a belief that mistakes defined him. When the weight finally became unlivable, he drove to a hospital seeking a lifeline and found a doorway into skills, community, and a different way to experience the world.We trace the journey from rock-bottom despair to a five-week program centered on dialectical behavior therapy, mindfulness, and group work. Timothy learned how neuroplasticity makes change possible, how to separate thoughts from identity, and how to ride a wave of emotion without drowning in it. The breakthrough wasn't a single moment but a practice: acknowledging trauma that looked like neglect rather than violence, naming an abandonment wound, and replacing black-and-white thinking with skills for distress tolerance, emotion regulation, and interpersonal effectiveness. In the process, he found his voice—first for himself, then to advocate for someone too anxious to speak—and discovered the power of peer support, creativity, and steady boundaries.Today he protects a small circle with clear lines, channels his message through design and podcasting, and frames healing as a DIY project: borrow what works, test it in your life, and keep going. The closing challenge is simple and radical: define happiness for yourself, then follow it with diligence. If depression feels like old jeans—predictable, worn, safe—this conversation offers a different fit: skills you can practice, language for what hurt, and a reminder that mistakes refine more than they define. Listen, reflect, and share it with someone who needs the nudge to pick up the pen and write a better page.Enjoyed the story? Follow the show, subscribe, and leave a quick review to help others find conversations that heal anSend us a textSupport the showAdditionally, you can now also watch the full video version of your favourite episode here on YouTube. Please subscribe, like or drop a comment letting us know your thoughts on the episode and if you'd like more stories going forward!If you would like to offer any feedback on our show or get in touch with us, you can also contact us on the following platforms: Website: www.multispective.org Email: info@multispective.org Instagram: www.instagram.com/multispectivepodcast Facebook: www.facebook.com/multispectiveorg Reddit: www.reddit.com/r/multispective Support the show: https://www.patreon.com/multispectiveProducer & Host: Jennica SadhwaniEditing: Stephan MenzelMarketing: Lucas Phiri Fatty15 promotes healthy metabolism, balanced immunity, and heart health. 2 out of 3 customers report near-term benefits, including calmer mood, deeper sleep or less snacking, within 6 weeks. 20% off on purchases link and code: ...

Why keep spending money on a cut Christmas tree that you know will be brown and crispy by the second day of the new year when you could be decorating a living tree that can be planted and enjoyed for the next one hundred years or more? Nathan explains how to take care of a living tree indoors over the holidays and provides you with a list of the top tree kinds to use! He then continues the conversation on evergreens and talks about native evergreens that can be used in a variety of ways including hiding that junk pile your neighbor keeps growing in your direct line of sight!

NASA had to do a little cosmic DIY and reinvent the wheel – but not just for kicks. Turns out, traditional wheels don't cut it on the rough and rocky surface of Mars. So, NASA rolled up its sleeves and created these crazy-looking, springy contraptions called "tensegrity" wheels. They're like the Swiss army knives of space rovers, flexing and adapting to Mars' tricky terrain. It's like interplanetary off-roading at its finest! So, next time you're stuck with a flat tire on Earth, just think, at least it's not on Mars. Learn more about your ad choices. Visit megaphone.fm/adchoices

I hear this all the time from business owners. Hey, maybe we should try to figure marketing out ourselves. Today, I want to unpack why this instinct makes sense, but also why it can hold your business back and what a smarter approach looks like. >>> Here are 4 ways we can help you reach your revenue goals faster...#1 Unlock the full potential of your marketing engine. We'll provide you and your team with the direction, insights, and tools necessary to excel in the complex landscape of modern marketing. - Marketing Advisor On Call#2 Discover the marketing strategies & tactics that will guide your next quarter and unlock explosive growth in 90 minutes. - Quick-Start Marketing Strategy Game Plan#3 Discover a tailor-made strategy for unprecedented growth to transform your marketing in 30 days. - Unlock Your Growth Opportunities#4 If you need guidance on the most effective direction for your marketing, then schedule a call with us today! - Get Your Free Discovery Call Now

Black Friday and Cyber Monday are over — but that doesn't mean your decorating dreams have to wait another year. In today's episode, I'm sharing 10 smart, doable, and budget-friendly ways to save money so you can finally afford the home decorating projects on your list. No extreme couponing. No complicated systems. Just simple, intentional strategies that help you decorate with confidence and stay within your budget. Whether you're refreshing a single room or planning a whole-home glow-up, these tips will help you stretch your dollars, shop smarter, and make intentional decorating choices you actually love. In This Episode, You'll Learn: 1. Why knowing your aesthetic saves you hundreds Stop guessing. Start choosing with clarity, so you avoid impulse buys and return-pile regret. 2. How to reach out for help before you're in too deep Why getting design guidance early prevents costly mistakes. 3. The power of making a plan Vision + steps + budget = fewer “oops” purchases and more cohesive rooms. 4. How to use cash-back cards, apps, and extensions to save without trying Simple tools that give you instant savings every time you shop. 5. The benefit of rewards programs for saving big money elsewhere in your budget  And how to leverage points to pay for actual décor items. 6. The online-shopping hack that cuts impulse buys Why ordering online helps you stick to your budget and avoid the Target/wandering-aisles temptation. 7. How Google Lens helps you find similar décor for less The easiest way to spot dupes and save big on high-end looks. 8. Why thrifting is still one of the best decorating money-savers Plus what to look for — and what to skip. 9. How selling items you already own creates a quick cash-injection Clear out clutter AND fund your next project? Yes please. 10. The DIY approach that saves you time, money, and frustration YouTube tutorials are your friend — learn simple skills that pay off for years.

In Episode 310, the hosts welcome guest Tyler “Ty the Sound Guy” Davis, an experienced audio engineer with two decades in the industry. Born and raised in LA, Tyler started his audio journey two decades ago playing in bands, doing sound at DIY shows, recording bands in his garage, and mostly failing miserably at all the above! Through sheer unwillingness to accept that he wasn't very good, he honed his skillset to come to the place where, 20 years later, he's failing much less miserably! This episode is sponsored by Allen & Heath and RCF.After touring for about 15 years, he started a family and focused on corporate, broadcast and remote production. While he still gets to mix music regularly, he's enjoyed translating the years of concerts and touring to large-scale corporate events and broadcast environments.Tyler shares insights from his career, discussing the shift from music touring to corporate and broadcast work, emphasizing the importance of continuous learning, networking, and being adaptable. He and the hosts also talk about the benefits of volunteering at churches for hands-on training, and the potential of having a mentor to guide one's career. The conversation covers the importance of attitude, technical skills, and being a problem solver, all while maintaining a sense of humor in the ever-evolving world of audio engineering.Episode Links:“Ty The Sound Guy” Website and On TikTok and InstagramAutokue AppGiggs, Connecting The Live Event IndustryEpisode 310 TranscriptRelated Episodes:Episode 271, Nikki Sanz of GiggsEpisode 262, Mike Dias On NetworkingConnect with the community on the Signal To Noise Facebook Group and Discord Server. Both are spaces for listeners to create to generate conversations around the people and topics covered in the podcast — we want your questions and comments!Also please check out and support The Roadie Clinic, Their mission is simple. “We exist to empower & heal roadies and their families by providing resources & services tailored to the struggles of the touring lifestyle.”The Signal To Noise Podcast on ProSoundWeb is co-hosted by pro audio veterans Andy Leviss and Sean Walker.Want to be a part of the show? If you have a quick tip to share, or a question for the hosts, past or future guests, or listeners at home, we'd love to include it in a future episode. You can send it to us one of two ways:1) If you want to send it in as text and have us read it, or record your own short audio file, send it to signal2noise@prosoundweb.com with the subject “Tips” or “Questions”2) If you want a quick easy way to do a short (90s or less) audio recording, go to https://www.speakpipe.com/S2N and leave us a voicemail there.

Get ready to roll up those sleeves because this weekend's Around the House show is all about saving those precious pennies! We're diving into the top 10 DIY projects every homeowner should tackle to keep their wallets fat and their homes fabulous. Seriously, with prices skyrocketing faster than my blood pressure when I see my grocery bill, we need to grab that money-saving advice and run with it. Plus, Eric G. is hanging out with Rigo Topeet from Comcast to chat about how technology is flipping the script on our cell phone habits—because who doesn't love a good trip down memory lane to the days of dial-up internet? So tune in for a couple of hours of laughs, tips, and maybe some questionable life choices we all secretly make!This weekend, we're diving headfirst into the chaotic world of DIY home projects, and trust me, you don't want to miss it. Eric G. and John Dudley are kicking things off with their take on the top 10 DIY projects that every homeowner should tackle. Why? Because let's face it, the economy isn't getting any friendlier, and we could all use a few extra bucks in our pockets. They'll break down the projects that not only keep your house looking fresh but also won't have you crying over your bank statement. And let's be real, who doesn't love a good home improvement that doesn't cost an arm and a leg? We'll dish out the secrets to handling those pesky repairs without hiring someone who charges more than your car payment. Get ready for some real talk about tools, costs, and maybe even a few DIY fails along the way. But wait, there's more! In the second half of the show, Eric G. gets cozy with Rigo Topeet from Comcast to chat about how technology is shaking up our lives. Remember when we were all stuck on dial-up, praying the phone wouldn't ring while we were trying to connect? Yeah, those days are long gone, and we're here to discuss how mobile tech has evolved. Spoiler alert: it's not just about scrolling through social media anymore. We'll explore the wild world of AI and how it's creeping into our lives—some people are terrified, and honestly, who can blame them? But Eric and Rigo suggest that maybe, just maybe, we should embrace the chaos and play around with it instead. So, whether you're a seasoned DIY warrior or just someone trying to keep your home from falling apart, join us for a weekend of laughter, tips, and the occasional sarcastic quip as we navigate the absurdities of home maintenance and technology together. It's going to be a blast, and we promise to keep the jokes coming as we try to make sense of the madness that is home ownership and the tech world. Trust me; you won't want to miss this wild ride!Takeaways: This weekend's episode dives into the top 10 DIY projects that save money—because who doesn't want to keep their cash, right? We're chatting about how to get free replacement parts from big brands—seriously, just call them up and see what they'll send you! Technology is changing faster than I can change my lightbulbs, but we're here to break it down in layman's terms for everyone. Remember dial-up? Yeah, we reminisced about the good ol' days while discussing how AI is taking over but don't worry, it's not the end of the world yet! If you're buried under home maintenance chaos, tune in for laughs, tips, and maybe some questionable DIY advice—because why not? We're keeping it real with the absurdities of life, like dodging rogue ladders while trying to sound smart about home improvement. Companies mentioned in this episode: American Standard Delta Kohler Moen Comcast AOL Mentioned in this episode:For the latest in outdoor grilling check out MonumentGrills.com Check out the latest grills this summer at Monumentgrills.com

***2025 RADiO SHOW WiLL BE LiVE ON YOUTUBE 12/31 (DM SUBMISSIONS)***Checking in with Matthew W. Charles, a longtime friend of the podcast who is a renowned DIY touring expert, singer-songwriter, punk frontman, merch maker, and now an AUTHOR. Matt talks about the BEST band merch, shares DIY touring wisdom, dissects his latest solo release, and gives insight on putting out his new LYRIC BOOK.Matt will be on tour in the South in February! Keep an eye on his INSTAGRAM, buy his music on BANDCAMP, and check out his merch biz at DO IT NOW T-SHIRTS.➤PLAYLIST:1. Don't Let The World Control You - Matthew W. Charles2. No Excuse For A Cheap Suit - Matthew W. Charles3. Hate The Radio - Matthew W. Charles➤SUPPORT ME:⭐*SUBSCRIBE TO PODCAST ON YOUTUBE*⭐✍️ LEAVE A REVIEW & FOLLOW ON OTHER PODCAST PLATFORMS!➤I ENDORSE:🎥 LIVE RECORD WITH CART_MUSIC IN PHILLY👕 DO IT NOW T-SHIRTS FOR MERCH➤MY AFFILIATES:📶 $20 OFF VISIBLE PHONE PLAN [Code 3RV7LB2]♨️ STEAM UP IN A SAUNABOX

This week on Eastmans Elevated, Brian sits down with Cody Rich. The guys have known each other for a long time but it's been awhile since they sat down for a podcast. Cody had an epic season and harvested a giant bull. The guys visit about that, onX scouting and tough seasons. Along with that, Cody also did an early season Sitka blacktail hunt on Kodiak. It's an awesome DIY adventure everyone can do for under 3K. Cody did this trip early but has also gone late during the rut, so he is able to compare and contrast. It's a great podcast this week on EE. Eberlestock - https://bit.ly/Eberlestock-Eastmans Federal Ammunition - https://bit.ly/FederalPremium-Eastmans Forever Barnwood - https://bit.ly/ForeverBarnwood-Eastmans Kryptek - https://bit.ly/Kryptek-Eastmans Mathews - https://bit.ly/MathewsArchery-Eastmans MTN TOUGH - https://bit.ly/MTNTOUGH-Eastmans Outdoor Edge - https://bit.ly/OutdoorEdge-Eastmans onX - https://bit.ly/onXHunt-Eastmans Sig Sauer - https://bit.ly/SIGSAUER-Eastmans Silencer Central - https://bit.ly/SilencerCentral-Eastmans Stone Glacier Sleep Systems - https://bit.ly/StoneGlacier-Eastmans SecureIt - https://bit.ly/SecureIt-Eastmans Zamberlan - https://bit.ly/Zamberlan-Eastmans

In this episode, Paul sits down with estate planning attorney Derek Wayne Jensen to demystify what estate planning really involves and why it's far more than drafting a simple will. Derek explains how planning evolves over a lifetime, beginning with young adults choosing beneficiaries, through major life milestones, to complex multi-generational legacy planning. They explore the biggest misconceptions, including the belief that estate planning is "one and done," and discuss why outdated beneficiary designations routinely undermine even the best plans. Derek also highlights triggers that should prompt a review: health scares, major purchases, business exits, new children or grandchildren, and significant increases in wealth. The conversation ends with practical guidance for high earners, business owners, and anyone whose documents are more than five years old. -- About Derek: Derek W. Jensen, JD, LLM, is a tax attorney and the founder of the North Seattle law firm, Jensen Estate Law, to assist individuals and their families with complex issues surrounding federal income tax, state and federal estate tax, estate law, business law, elder law and asset protection. Derek is a trusted advisor, with over 25 years of experience helping clients achieve their estate and tax planning goals. He makes it his priority to listen and mold documents for each unique case that happens upon him, while addressing all concerns his clients may have. Podcast: Who Gets What on Apple, Spotify, Amazon, Youtube, and RSS Instagram: @ jensenestatelaw Facebook: Jensen Estate Law X (Twitter): @ JensenEstateLaw   -- Timestamps: 01:11 – What estate planning really is (beyond wills and trusts) 02:15 – Why planning starts with young adults and evolves over life 03:37 – Biggest misconception: estate planning is "one and done" 05:05 – When to DIY vs. when to hire an attorney 06:29 – Why beneficiary designations often override your will 09:47 – Estate tax thresholds and the "life-stage" planning framework 13:00 – Essential documents every adult should have (POA, healthcare directives)   -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

Let's talk about the Martha Stewart trap so many of us have fallen into.You decide you're going to get everyone together to see your new place. But then you start thinking you need to deep clean everything; you need more seating, more cutlery, and you need to cook a nice meal. Eventually you start wondering: when did hosting get so expensive?I'm here to tell you it doesn't have to be. Today's episode will reframe a few things for you, but the biggest one is about the difference between entertaining, which I'd say is your Martha Stewart dinner party, and hosting, which is casual and can be inexpensive (or even free).Don't let Martha Stewart scare you off from hosting a gathering. Bringing people together for a gathering is about connection, not perfection, and you don't need a pristine home or unlimited budget to do it. All you need is yourself and a little creativity. In this episode you'll hear about:How my experience as a professional wedding planner has reframed how I see hosting vs. entertaining (and why I think the host is the initiator, not the venue owner)Hosting people outside your home via a community event or at a park, community space, library, museum, etc.Different kinds of informal parties I've hosted: Picnics in the park! Potluck freezer food parties! Cookie nights! DIY pizza nights! Using energy to manage feelings of vulnerability and create a welcoming environment for guests instead of trying to manifest perfectionResources & LinksListen to the Six Rules of Hosting audio guide.Like what you hear? Visit my website, leave me a voicemail, and follow me on Instagram and TikTok!Want to take this conversation a step further? Send this episode to a friend. Tell them you found it interesting and use what we just talked about as a conversation starter the next time you and your friend hang out!

Chris's SummaryJim and I review the QLAC 1098-Q and walk through how this form reports premiums, fair market value, and contract status. We compare it to Form 5498, outline how the fair market value and excess annuity payments can be used under Secure Act 2 Section 205 with other IRAs, explore the age-85 and surviving-spouse reporting rules, and touch on listener PSAs about using QLACs as part of a broader self-funded long-term care approach. Jim's “Pithy” SummaryChris and I use the QLAC 1098-Q as a way to show how the IRS keeps tabs on your QLAC and why that little form matters more than people think. I talk about it as the “kissing cousin” of Form 5498, walk through how box 3 tracks cumulative premiums against the current $210,000 lifetime limit, and explain how the fair market value and projected income give the IRS what it needs while also giving you the data to run the Section 205 strategy after Secure Act 2. Then I get into the strange rule that says the company only has to send 1098-Qs until age 85 or death for the original owner, contrast that with the different rule for a surviving spouse, and spell out why it could be a real problem if the insurer stops providing a usable fair market value once income has been turned on. We kick around how that interacts with the prohibition on DIY fair market value calculations, the inability to get a QLAC quote after age 85, and why advisors and clients are going to care which companies keep sending this information even when they technically don't have to. On top of that, I read listener emails about using QLACs alongside self-funding long-term care and push back on the idea that you only insure things you are “sure” you'll need. The post The QLAC 1098-Q: EDU #2549 appeared first on The Retirement and IRA Show.

Brian, Blake, and Richard are back for Episode 594 of the Chasing Tone Podcast - Brian breaks the Internet as Wampler debut The Compulsion DriveBrian has turned into Pedal Santa and Richard has been making new friends by daring to try something experimental on the Internet and the guys discuss it. Fair warning - there may be some ranting as there was a bit of a pile-on and our intrepid British King of Fuzz had to fight them off at the drawbridge (insert trumpet sound here). Wampler released The Compulsion Drive (TCD) which was Brian's tribute to a famous circuit and it has proved very popular for a number of reasons. The guys discuss some of the modifications Brian made, the special not-so-hidden dip-switches, and talk a little about some of the design choices that were made. Ozzy Osbourne's estate have put out a T-shirt that made the guys giggle in a puerile way and so it needs to be discussed. Meanwhile Josh Scott of JHS has been working on a new charity project and it has impressed Richard into sarcasm submission. Fender have launched a new Masterbuilt Dave Murray Strat and it is gorgeousRichard wishes he was a bot farm, Grizzly Wintergreen, Dog woes, The 2 Daves, Keeley Nocturne, Barry Tone...it's all in this week's Chasing Tone!We are on Patreon now too!Support the show (https://www.patreon.com/chasingtonepodcast)Awesome Courses and DIY mods:https://www.guitarpedalcourse.com/https://www.wamplerdiy.com/Youtube:https://www.youtube.com/@chasingtonepodcastFind us at:https://www.wamplerpedals.com/https://www.instagram.com/WamplerPedals/https://www.facebook.com/groups/wamplerfanpage/Contact us at: podcast@wamplerpedals.comSupport the show

This week on the New Music Business Podcast, Ari sits down with recent GRAMMY Award winners Matt B and Angela Benson. Matt B is a GRAMMY-winning R&B singer, songwriter, and global recording artist whose career spans over a decade. His most recent project, ‘Alkebulan II', earned him and Angela a GRAMMY Award, following years of DIY artistry. Over the course of this album, Matt and Angela recorded across Africa, collaborated with artists like Eddie Kenzo and Oxlade, and worked with the Royal Philharmonic Orchestra at Abbey Road Studios. As a label owner, producer on ‘Alkebulan II', and longtime Recording Academy member, Angela has been instrumental in shaping Matt's artistic direction, visual world-building, and global strategy.In this episode, Matt B and Angela Benson walk through their incredible DIY journey and how they found themselves on the GRAMMY-winning path. They discuss the challenges of writing and recording in multiple African languages, shooting a full visual album across multiple countries, and balancing the creative workload between artist and manager. The pair break down how independent artists can navigate the GRAMMY process, the importance of joining the Recording Academy, the role of networking and bartering in major creative endeavors, and most importantly, the communication and patience required to run a music career as a married team.https://www.instagram.com/mattbworldhttps://www.instagram.com/angelavbenson01:40 – Home Studio & Recent Travels02:10 – Returning to His Alma Mater After the Grammy Win03:00 – Life & Opportunities After Winning a Grammy04:15 – Performing in Uganda & Global Breakthrough Moments05:20 – Inception of the Akebulan Concept09:00 – Connecting With Oxlade & Eddie Kenzo11:00 – Creating the “Gimme Love” Music Video13:00 – Building a Full Visual Album DIY17:40 – Finding Producers & Collaborators Worldwide20:00 – Incorporating the Royal Philharmonic Orchestra30:00 – Navigating Grammy Nominations & Recording Academy Membership47:00 – Working as a Husband-and-Wife Artist/Manager TeamEdited and mixed by Peter SchruppMusic by Brassroots DistrictProduced by the team at Ari's TakeOrder the THIRD EDITION of How to Make It in the New Music Business: https://book.aristake.com Hosted on Acast. See acast.com/privacy for more information.

Hunters and anglers across the country may never set foot on Alaska's Dalton Highway—but what's unfolding there affects every American who cares about public land. In this episode, Hal Herring sits down with fisheries ecologist and writer Dr. Kevin Fraley to unpack a sweeping threat to some of the most accessible caribou and fishing country in the entire state. A new push in Congress aims to throw out the Central Yukon Resource Management Plan—a plan built over a decade with input from hunters, anglers and local stakeholders—and potentially reopen millions of acres around the Dalton to industrial leasing, restricted access and the kind of locked-up landscapes already seen on the North Slope. Fraley brings deep on-the-ground knowledge of the Brooks Range, the Dalton corridor and the fish and wildlife that depend on it, explaining in clear terms what's at stake and why this unprecedented use of the Congressional Review Act matters for anyone who values public access, wild fish and fair-chase hunting. Whether you've dreamed of a DIY caribou hunt, care about responsible management of America's lands or just want to understand the real story behind a fast-moving political fight, this episode lays out exactly why this moment demands attention.