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Dr Suzi Lyons, Senior Researcher at the HRB, chats to JP about the figures from the HRB's Drug treatment demand in Ireland 2024 Hosted on Acast. See acast.com/privacy for more information.
In this episode of Great Women in Compliance, hosts Dr. Hemma Lomax and Lisa Fine bring together Patricia Marinho and Maria Luisa Signorini to discuss the future of financial crime prevention. The conversation delves into their extensive backgrounds in financial compliance, the role of technology and AI in anti-money laundering (AML) controls, and the challenges and advancements in the field. They also reflect on the importance of human oversight in AI-driven systems and share their visions for the future of AML technology. Highlights include: A tour of the guest's deep experience in financial regulation and risk management Key challenges in financial crime detection and prevention The role of innovation and emerging technology in compliance Trust and the expectation of regulators when it comes to AI in financial services Advice for compliance professionals leveraging community and mentorship Biographies Patricia Marinho is a highly accomplished Executive Global Head of Compliance, legal professional, and senior compliance strategist with over 25 years of experience in regulatory affairs, risk management, and corporate governance across the United States, Latin America, and global markets. She specializes in developing and leading high-impact compliance programs, aligning financial institutions with international regulatory frameworks, and advising executive leadership on governance and risk oversight. As Executive Global Head of Compliance at Hamilton Reserve Bank (HRB), Patricia is responsible for shaping and implementing the bank's global compliance strategy to support global growth and ensure adherence to international financial regulations. She is pivotal in positioning HRB for long-term regulatory success and global expansion, working closely with executive leadership to strengthen governance, mitigate risks, and enhance operational resilience. Maria Luisa Signorini is the Vice President of Global Financial Crimes for Bank of America in Brazil. She has over 30 years of experience as a Legal professional in Litigation, Banking, Asset Management, and Financial Services, having worked for leading players in Brazil's law firms, banking, and the financial services industry. She started her career as a civil litigator in major Law Firms in São Paulo – Brazil, and afterward transitioned to Compliance, Anti Money Laundering (AML)/Counter-Terrorism Financing (CTF), fraud, corruption, and bribery Areas. She has extensive knowledge of Brazil's legal, compliance, and regulatory matters through senior positions in major global financial institutions located in Brazil, such as HSBC, UBS, Western Union, and now Bank of America. Maria Luisa's extensive expertise includes supporting the business by defining strategic compliance and reputational risks, having a deep understanding of Brazil's regulatory environment, having experience working with local regulators, and having strong project coordination and management skills.
Why Do We Care Who is Behind HRB's Sri Lankan Lawsuit? The Hamilton Bank litigation against Sri Lanka appears to be reaching the end. Or is it? The stays that were granted during restructuring talks have implications for future sovereign debt restructurings, we think. Especially Venezuela's restructuring, which is going to be a huge undertaking. And then, there may be more drama to come in the HRB lawsuit itself. Sri Lanka says it needs more discovery, apparently to dig into whoever might be behind the lawsuit. Why? Producer: Leanna Doty
En este episodio, exploramos las noticias más relevantes que están impactando los mercados y sectores clave: Mercados en pausa tras represalias de China: Wall Street busca estabilidad mientras China responde a los aranceles de EE.UU. con impuestos sobre el carbón, gas y petróleo. Examinamos las consecuencias para las relaciones comerciales y la reacción de los mercados. Reestructuración en $CRM: Salesforce anuncia recorte de más de 1,000 empleos mientras acelera su apuesta por la IA. Discutimos cómo su giro estratégico se compara con movimientos recientes de $AMZN, $MSFT y $META. Boeing en problemas: La división de Defensa de $BA reporta pérdidas de $5.41B en 2024, afectada por costos en contratos militares. Analizamos el impacto en sus operaciones y el futuro de sus proyectos clave. Intuit y el sistema de impuestos del IRS: $INTU y $HRB suben tras reportes de que el programa Direct File del IRS fue eliminado. Evaluamos qué significa esto para el futuro de la industria de preparación de impuestos. Acompáñanos mientras desglosamos estos eventos y su impacto en la economía y los mercados globales. ¡Un episodio imperdible lleno de análisis estratégico!
En este episodio, exploramos las noticias más relevantes que están impactando los mercados y sectores clave: Mercados en pausa tras represalias de China: Wall Street busca estabilidad mientras China responde a los aranceles de EE.UU. con impuestos sobre el carbón, gas y petróleo. Examinamos las consecuencias para las relaciones comerciales y la reacción de los mercados. Reestructuración en $CRM: Salesforce anuncia recorte de más de 1,000 empleos mientras acelera su apuesta por la IA. Discutimos cómo su giro estratégico se compara con movimientos recientes de $AMZN, $MSFT y $META. Boeing en problemas: La división de Defensa de $BA reporta pérdidas de $5.41B en 2024, afectada por costos en contratos militares. Analizamos el impacto en sus operaciones y el futuro de sus proyectos clave. Intuit y el sistema de impuestos del IRS: $INTU y $HRB suben tras reportes de que el programa Direct File del IRS fue eliminado. Evaluamos qué significa esto para el futuro de la industria de preparación de impuestos. Acompáñanos mientras desglosamos estos eventos y su impacto en la economía y los mercados globales. ¡Un episodio imperdible lleno de análisis estratégico!
Onemocnění krčních tepen, jejich příčiny i řešení s pomocí operace probereme s Tomášem Hrbáčem, primářem neurochirurgické kliniky Fakultní nemocnice Ostrava.
Onemocnění krčních tepen, jejich příčiny i řešení s pomocí operace probereme s Tomášem Hrbáčem, primářem neurochirurgické kliniky Fakultní nemocnice Ostrava.Všechny díly podcastu Lékárna můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
HRB, ANF, POWL, EME and UHS have value, growth, momentum, and rising earnings estimates. (1:00) - Where Should You BBe Investing Right Now Amid A Market Sell-off? (7:45) - Top Stock Picks To Add To Your Watch List (30:50) - Episode Roundup: HRB, ANF, POWL, UHS
Problem alcohol use is on the increase in Ireland, according to the country's Health Research Board, Dr Suzi Lyons of the HRB explains.
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Welcome to OVTLYR Trading Room! In today's session, we dive into our latest trades and market insights. Join us as we discuss rolling strategies for NLY, EQR, and CL, maximizing profits and reducing risk. Plus, we explore market trends, order blocks, and upcoming opportunities like HRB calls. Don't miss our special livestream this Friday on affiliate referral links—it's your chance to learn and grow with us! Subscribe for more trading tips and updates. #OutlierTradingRoom #TradingStrategies #MarketAnalysis #Stocks #InvestingTips
The Health Research Board has reported the highest figures in drug treatment to date with a continued increase in cocaine use evident, particularly among females. Speaking to Shane about the research findings was Dr Anne Marie Carew, Research Officer at HRB and also Professor Colin O'Gara, Consultant addiction psychiatrist At St John of Gods Hospital & Clinical Professor of Psychiatry at UCD.
The Health Research Board has reported the highest figures in drug treatment to date with a continued increase in cocaine use evident, particularly among females. Speaking to Shane about the research findings was Dr Anne Marie Carew, Research Officer at HRB and also Professor Colin O'Gara, Consultant addiction psychiatrist At St John of Gods Hospital & Clinical Professor of Psychiatry at UCD.
Povede se před 100. výročím existence zachránit známou stavebnici Merkur? Richard Hrbáč se o to jako nový majitel pokouší. Jak se mu to po pěti letech vlastnictví značky daří? Kde je o kovovou stavebnici zájem? „Přestože je těžké konkurovat novým technologiím, radost z toho, že něco postavím se nemění,“ popisuje Hrbáč, proč je Merkur stále populární. Podle něj je třeba stavebnici přizpůsobit trendům a proto do ní zavádí technologie a robotiku. Všechny díly podcastu Host Lucie Výborné můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
Povede se před 100. výročím existence zachránit známou stavebnici Merkur? Richard Hrbáč se o to jako nový majitel pokouší. Jak se mu to po pěti letech vlastnictví značky daří? Kde je o kovovou stavebnici zájem? „Přestože je těžké konkurovat novým technologiím, radost z toho, že něco postavím se nemění,“ popisuje Hrbáč, proč je Merkur stále populární. Podle něj je třeba stavebnici přizpůsobit trendům a proto do ní zavádí technologie a robotiku.
Láďa Hrbáček je jedním ze tří zakladatelů úspěšného nástroje Leadhub, který pomáhá tisícům e-shopů posílat kvalitní e-mailing a zvyšovat tak jejich tržby.
Zánět trojklaného nervu, který se projevuje velmi silnou, náhlou a opakující se bolestí v oblasti obličeje. Na příčiny a léčbu tohoto onemocnění, které trápí o něco častěji ženy než muže, jsme se ptali primáře Neurochirurgické kliniky Fakultní nemocnice Ostrava Tomáše Hrbáče.Všechny díly podcastu Lékárna můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
Zánět trojklaného nervu, který se projevuje velmi silnou, náhlou a opakující se bolestí v oblasti obličeje. Na příčiny a léčbu tohoto onemocnění, které trápí o něco častěji ženy než muže, jsme se ptali primáře Neurochirurgické kliniky Fakultní nemocnice Ostrava Tomáše Hrbáče.
What's behind this latest rally? (00:21) Jason Moser and Deidre Woollard discuss: - What could impact the recent rally? - The potential future for Macy's. - Sports Illustrated and the value of legacy brands. (19:27) Deidre Woollard interviews Jamil Khan, Chief Strategy and Small Business Officer at H&R Block on where the tax-preparation company is headed next. Companies discussed: M, HRB, NYT, AMZN, GOOG, GOOGL, SEDG, SFIX Claim your Epic Bundle discount here: www.fool.com/epic198 Host: Deidre Woollard Guests: Jason Moser, Jamil Khan Producers: Mary Long, Ricky Mulvey Engineers: Dan Boyd, Kyle Carruthers Learn more about your ad choices. Visit megaphone.fm/adchoices
Entrevista al profesor Miguel Anxo Bastos sobre la situación política de España tras la reelección de Pedro Sánchez como presidente del Gobierno. Directo apadrinado por IG. "Tu trading tiene un nuevo hogar": https://bit.ly/3F38bpd*Los productos cotizados son instrumentos financieros complejos. El trading de estos instrumentos está asociado a un riesgo elevado de perder dinero rápidamente. IG Europe GmbH (una compañía inscrita en la República Federal Alemana y registrada en el IHK Frankfurt am Main con el número HRB 115624, con dirección registrada en Westhafenplatz 1, 60327 Fráncfort del Meno, Alemania). IG Europe GmbH (Register number 148759) is authorised and regulated by the Bundesanstalt für Finanzdienstleistungsaufsicht and Deutsche Bundesbank. IG Europe GmbH (con registro número 148759) está autorizada y regulada por la Bundesanstalt für Finanzdienstleistungsaufsicht y el Deutsche Bundesbank. IG Europe GmbH ofrece sus servicios en España a través de su sucursal registrada en la CNMV con el número 121. Hazte miembro en: https://plus.acast.com/s/juanrallo. Hosted on Acast. See acast.com/privacy for more information.
Entrevista por parte de IG sobre los recientes acontecimientos políticos dentro de España relativos a la Ley de Amnistía, las protestas contra Sánchez y el rol del independentismo catalán.Entrevista de IG. "Tu trading tiene un nuevo hogar": https://bit.ly/3F38bpd*Los productos cotizados son instrumentos financieros complejos. El trading de estos instrumentos está asociado a un riesgo elevado de perder dinero rápidamente. IG Europe GmbH (una compañía inscrita en la República Federal Alemana y registrada en el IHK Frankfurt am Main con el número HRB 115624, con dirección registrada en Westhafenplatz 1, 60327 Fráncfort del Meno, Alemania). IG Europe GmbH (Register number 148759) is authorised and regulated by the Bundesanstalt für Finanzdienstleistungsaufsicht and Deutsche Bundesbank. IG Europe GmbH (con registro número 148759) está autorizada y regulada por la Bundesanstalt für Finanzdienstleistungsaufsicht y el Deutsche Bundesbank. IG Europe GmbH ofrece sus servicios en España a través de su sucursal registrada en la CNMV con el número 121. Hazte miembro en: https://plus.acast.com/s/juanrallo. Hosted on Acast. See acast.com/privacy for more information.
Ever broken a rib? It's brutal! As we journey through the recovery process, we spill the beans about the psychedelic effects of homeopathic solutions and the importance of giving your body ample time to heal. We also break down the differences between the Whoop and the Aura Ring and provide savvy advice for optimally training between sports seasons. Athletes, let's talk recovery. High-intensity workouts are crucial, but it's equally important to know when to hit the brakes. We dig into the concept of competing metrics and introduce you to HRB as a useful indicator of when it's time to back off. On top of that, we shine a spotlight on the ingenious Endurance Station program, designed to ensure a balanced and progressive cycle of work and rest over 14 weeks. Post-season can be a tricky time; you're either letting your hair down or preparing for the next season by building your durability. We guide you through this challenging period with tips on structuring your runs and adapting your training frequency versus intensity. Plus, we share some valuable advice on fostering resilience and squeezing every drop of benefit from your training. Whether you're a fitness enthusiast or a seasoned athlete, this episode is packed with golden nuggets to take your training routine to a whole new level!
What to Make of the Stay Order in Hamilton Reserve Bank v. Sri Lanka? Strange things have been going on in the Hamilton Reserve Bank v. Sri Lanka case in New York federal court. Recently, in response to requests from the US and other governments, the judge agreed to stay the lawsuit for 6 months before giving HRB a judgment. We have long been confused about why HRB wants a judgment so quickly, and we're no less confused now. Does HRB have a stake big enough to block a vote to modify payment terms? We have assumed it does but are now less sure. Even if HRB can block a vote on payment terms, we're wondering if Sri Lanka can use exit consents (which HRB's position is clearly too small to veto) to twist its arm into going along with a restructuring. Otherwise, why all the fuss? Clearly the judge thinks HRB creates risks to the restructuring, and the U.S. and other governments seem to agree. We try to figure out what is going on. Producer: Leanna Doty
Tertulia entre Pablo Gil y Daniel Fernández sobre la situación de los mercados financieros y las perspectivas macroeconómicas.Vídeo apadrinado por IG. "Tu trading tiene un nuevo hogar": https://bit.ly/3F38bpdCurso de Pablo Gil: https://seminarios.pablogiltrader.com/suscripcion-af/?utm_source=afiliado&ref=77*Los productos cotizados son instrumentos financieros complejos. El trading de estos instrumentos está asociado a un riesgo elevado de perder dinero rápidamente. IG Europe GmbH (una compañía inscrita en la República Federal Alemana y registrada en el IHK Frankfurt am Main con el número HRB 115624, con dirección registrada en Westhafenplatz 1, 60327 Fráncfort del Meno, Alemania). IG Europe GmbH (Register number 148759) is authorised and regulated by the Bundesanstalt für Finanzdienstleistungsaufsicht and Deutsche Bundesbank. IG Europe GmbH (con registro número 148759) está autorizada y regulada por la Bundesanstalt für Finanzdienstleistungsaufsicht y el Deutsche Bundesbank. IG Europe GmbH ofrece sus servicios en España a través de su sucursal registrada en la CNMV con el número 121. Hazte miembro en: https://plus.acast.com/s/juanrallo. Hosted on Acast. See acast.com/privacy for more information.
Los mercados de deuda de EEUU y de la Eurozona tiemblan ante el riesgo de que Japón modifique su política monetaria. ¿Qué está ocurriendo y cuáles podrían ser las consecuencias?Vídeo apadrinado por IG. "Tu trading tiene un nuevo hogar": https://bit.ly/3F38bpd*Los productos cotizados son instrumentos financieros complejos. El trading de estos instrumentos está asociado a un riesgo elevado de perder dinero rápidamente. IG Europe GmbH (una compañía inscrita en la República Federal Alemana y registrada en el IHK Frankfurt am Main con el número HRB 115624, con dirección registrada en Westhafenplatz 1, 60327 Fráncfort del Meno, Alemania). IG Europe GmbH (Register number 148759) is authorised and regulated by the Bundesanstalt für Finanzdienstleistungsaufsicht and Deutsche Bundesbank. IG Europe GmbH (con registro número 148759) está autorizada y regulada por la Bundesanstalt für Finanzdienstleistungsaufsicht y el Deutsche Bundesbank. IG Europe GmbH ofrece sus servicios en España a través de su sucursal registrada en la CNMV con el número 121. Hazte miembro en: https://plus.acast.com/s/juanrallo. Hosted on Acast. See acast.com/privacy for more information.
Aleen voor professionele beleggersDeze Fund Seminar podcast verwelkomt Erik van de Weele, Office Head and Head of Wholesale Business Development Benelux at Allianz Global Investors. Erik is in gesprek met Jan Jaap Omvlee over China Equities & A-Shares. Aan beleggingen zijn risico's verbonden. Beleggingen en de inkomsten daaruit kunnen in waarde stijgen en dalen. Beleggers krijgen mogelijk hun inleg niet volledig terug. Allianz China A-Shares is een subfonds van Allianz Global Investors Fund SICAV, een open-end beleggingsmaatschappij met variabel aandelenkapitaal, opgericht naar Luxemburgs recht. Bij de Aandelenklassen van het Subfonds die niet in de basisvaluta luiden, kan de waarde van de participaties/aandelen aan een aanzienlijk hogere volatiliteit onderhevig zijn. De volatiliteit van andere Aandelenklassen kan anders zijn. In het verleden behaalde resultaten bieden geen garantie voor de toekomst. Beleggingsfondsen zijn mogelijk niet in alle rechtsgebieden en voor alle categorieën beleggers beschikbaar. Voor een gratis exemplaar van het prospectus, de oprichtingsdocumenten, dagelijkse fondskoersen, essentiële beleggersinformatie en de meest recente (half)jaarverslagen kunt u contact opnemen met de beheermaatschappij op het hieronder aangegeven adres of met regulatory.allianzgi.com. Wij adviseren u deze documenten zorgvuldig door te lezen voordat u gaat beleggen: alleen deze documenten zijn bindend. Dit is een marketinguiting die is uitgegeven door Allianz Global Investors GmbH, www.allianzgi.com, een in Duitsland opgerichte vennootschap met beperkte aansprakelijkheid, statutair gevestigd aan de Bockenheimer Landstrasse 42-22, D-60323 Frankfurt/Main, Duitsland, die staat ingeschreven bij de lokale rechtbank in Frankfurt/Main onder nummer HRB 9340 en die is goedgekeurd door en onder toezicht staat van het Bundesanstalt für Finanzdienstleistungsaufsicht (www.bafin.de). De Samenvatting van de rechten van beleggers is beschikbaar in het Engels, Frans, Duits, Italiaans en Spaans op https://regulatory.allianzgi.com/en/investors-rights.Allianz Global Investors GmbH heeft een vestiging in Nederland (Allianz Global Investors GmbH, Netherlands Branch) die onderworpen is aan beperkte regelgeving van de Autoriteit Financiële Markten (www.afm.nl).Voor meer van Fund Seminar:LinkedIn: https://www.linkedin.com/company/fundseminar/ Website: https://fundseminar.nl/
Orlando City finally scored a couple of goals but, unfortunately, the Lions fell behind 2-0 before scoring them. The lads in purple went to Columbus for their third consecutive match away from the friendly confines of Exploria Stadium to take on the Crew. After falling behind 2-0 at the break, again without putting any shots on frame, the Lions started hitting the target. City had a much better second half and mirrored the hosts by scoring once in normal time and once in stoppage time. Ercan Kara and Duncan McGuire were the goal scorers but we made a unanimous Man of the Match pick for someone else. After breaking down that draw against the Crew, we were joined by Andrew Leigh, senior editor over at Hudson River Blue, a New York City FC-centric blog. Like us, HRB was in the SBNation network and now must make a go of it independently. Andrew told us what he expects to see Wednesday and what he's seen all season so far from NYCFC. Following our chat with Andrew, we looked back at an OCB loss to Crew 2 that we wish we hadn't seen. It was an ugly 4-0 affair and the Young Lions never seemed really in the match. Our mailbagbox asked us to rate an Orlando City lineup that our own Ryan Smith came up with, to explain why the Lions aren't hitting the target, and to enlighten folks as to how we determine player grades. Remember, if there's anything — and we do mean anything — you want us to address on the show, just ask us by tweeting it to us at @TheManeLand with the hashtag #AskTMLPC. Finally, we previewed Orlando City vs. New York City FC on Wednesday, providing our score predictions and discussing the key matchups. Here's how No. 344 went down: 0:15 – Our breakdown of a tale of two halves in Columbus. 17:22 – Andrew Leigh enlightens us on the changes in NYC. 34:14 – An extended OCB Minute, our mailbagbox, and a look ahead a Learn more about your ad choices. Visit megaphone.fm/adchoices
COP27 meetings in Egypt just wrapped up last week, and much has been discussed. Alex Money, was at COP27 and has the latest for us. He is with Oxford University, leading the Innovative Infrastructure Investment (in3) program, after a long career in fund management. We speak with Alex to understand what we should take away from this COP, and how this links with sustainable investing. Despite the many conversations among world leaders, critics point out the risk of too much talk and too little action on financing the transition in the face of climate change. Where has progress been made this COP? What is still left on the table? Alex is the one to tell us.”Disclaimer:ESG Book, registered with Companies House under Company No. FC035689 and UK establishment no. BR020774, and with registered office at Fifth Floor, Jamestown Wharf, 32 Jamestown Road London, NW1 7BY, is the UK branch of ESG Book GmbH, a limited liability company organized under the laws of Germany, with registered number HRB 113087 in the commercial register of the court of Frankfurt am Main, and having its seat and head office at Zeppelinallee 15, 60325 Frankfurt am Main, Germany.PROFESSIONAL ADVICE – This podcast is provided for general information purposes only and does not constitute professional advice. If professional advice is required, services of a competent professional should be sought. NOT AN OFFER – The information on this podcast is provided for information purposes only and does not constitute, and should not be construed as, investment advice nor a recommendation to buy, sell or otherwise transact in any investment. THIRD PARTY INFORMATION – Certain information contained in this podcast has been obtained from sources outside ESG Book. While such information is believed to be reliable for the purposes used herein, no representations are made as to the accuracy or completeness thereof and none of ESG Book or its affiliates accepts any responsibility for such information. RELIANCE – ESG Book makes no representation or warranty, express or implied, as to the accuracy or completeness of the information contained herein, and accepts no liability for any loss, of whatever kind, howsoever arising, in relation thereto, and nothing contained herein should be relied upon. VIEWS EXPRESSED – Any views or opinions presented are solely those of the speaker, and do not necessarily represent the views or opinions of ESG Book. ENQUIRIES – Any enquiries in respect of this podcast should be addressed to ESG Book or its affiliates.
Which stocks outperformed the US market in 2022 (as of mid-June)? Some of these companies were never discussed on the show! For each, Mike will share his thoughts, why it performed so well and what to expect going forward. Can you guess any? For the complete show notes, make sure to check out our website: thedividendguyblog.com/83 Twitter: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r
Computomics: Discussions On Machine Learning Algorithms For Plant Breeding Challenges
In this episode we talk to Gabino Sanchez, Director Business Development at Hudson River Biotechnology (HRB). He gives detailed insights on CRISPR technology, how it evolved and that it can be a game changer for many companies. Learn about the Partnership between Computomics and HRB and the joint solution AccelATrait. Another important topic is legislation and regulations in Europe and other countries. How should edited plants be positioned versus genetically modified organisms (GMO).
Das Blockbuster-Kino-Ereignis des Frühjahrs. Was taugt „The Batman“? Axel Springer Mediahouse Berlin GmbH Mehringdamm 33 10961 Berlin Telefon +49 (0) 30 3 08 81 88-0 Telefax +49 (0) 30 3 08 81 88-2 23 E-Mail: info@axel-springer-mediahouse-berlin.de Amtsgericht Charlottenburg, HRB 123968 B Steuer-Nr: 29/032/14038 Ust-IdNr. DE 198690552 Geschäftsführer: Petra Kalb, Claudius Senst Learn more about your ad choices. Visit megaphone.fm/adchoices
HRB celebrates our one year in existence! Countdown to The Breeders Cup is 21 days!
Dnešním hostem je Gábina Hrbáčková Kedová a povídáme si o tom, jaké jsou nelegální praktiky některých agentur práce a co se s tím snaží udělat vláda. ((v čase 15:56 je přeřeknutí, kdy mělo zaznít “kmenový zaměstnanci” místo spojení “agenturní zaměstnanci)
On this week's show, I'll be talking about cocaine addiction in Ireland. The latest figures released by the Health Research Board, shows the number of people seeking treatment for problem cocaine use has increased, with the number of crack cocaine cases increasing by 400 per cent in recent years. The HRB says last year, cocaine was the only substance where they saw an increase in those entering treatment for. To discuss cocaine use in Ireland, I'm joined by Consultant Psychiatrist, Professor Colin O'Gara. Colin is the head of addiction services at St John of God Hospital in Dublin, where they provide specialist services in substance misuse. Colin says all the indicators are pointing to a rise in cocaine use in Ireland, which he says is a result of the drug becoming normalised as well as widely available: “There's probably been two peaks [in cocaine use]. The first was around the Celtic Tiger and with the economic crash, it almost disappeared. Then as the economy improved from 2013 onwards, we saw on the clinical frontline, reports of cocaine increasing quite substantially and up to recent years it's been quite dramatic. It's really become very normalised from our point of view, and the availability is huge. So when you have normalisation and strong availability you have serious problems.” Colin says cocaine impacts all parts of the body when taken: “Cocaine is a stimulant that affects all systems of the body...the heart, the lungs, the brain, everything. All of the above is affected by cocaine. It's a very potent stimulant that initially leads to a massive release of dopamine...The problem with stimulants as opposed to opioids like heroin, is they tend to create a very edgy experience...it can create a lot of anxiety and paranoia.” We also discuss what somebody should do if they feel they need to seek help for cocaine addiction, as well as all the different types of addiction services that are available. For more episodes, tips and advice from the show just go to: www.independent.ie/podcasts/the-re…health-podcast/ And you can get in touch - I'm @KarlHenryPT on Instagram and Twitter and realhealth@independent.ie. Don't forget to rate, review and subscribe on Apple and Google Podcasts, Spotify, or wherever you get your podcasts from. The Real Health podcast is in association with Laya Healthcare.
Following the recent HRB report, PJ talks to Cork-based Hepatologist Dr Orla Crosbie about the impacts of excess alcohol consumption See acast.com/privacy for privacy and opt-out information.
In this episode, Eunan McKinney discusses with Dr Deirdre Mongan and Anne Doyle, Research Officers within the HRB National Drugs & Alcohol Strategies team, the detail of the HRB's recently published Overview Series: Alcohol consumption, alcohol related harm and alcohol policy in Ireland. Hosted on Acast. See acast.com/privacy for more information.
Wie wirkt sich die Inflation auf meine Rente aus. Leider bei vielen etwas aus dem Sichtfeld geraten aber bei den anhaltenden Niedrigzinsen müssen wir die Inflation unbedingt berücksichtigen. Hier findest du einen Inflationsrechner: https://www.zinsen-berechnen.de/inflationsrechner.php Viel Spaß beim hören. Hier die Links zu meiner Homepage und Facebook Account. https://wobig.maklerkontakt.de/ https://www.facebook.com/www.wobig.maklerkontakt.de Höre auch gerne mal meinen 2. Podcast DEINE KLASSE - DEINE LIGA Impressum Second-protect-consulting UG (haftungsbeschränkt) Jungfernstieg 16 25704 Meldorf Tel.: 04832 5570 786 E-Mail: uwe.wobig@web.de Geschäftsführung: Uwe Wobig Handelsregister: Pinneberg, HRB 203671 B Inhaltlich verantwortlich i.S.d. § 18 Abs. 2 MStV: Uwe Wobig (Anschrift wie oben) Erlaubnis nach § 34d Abs. 1 Gewerbeordnung (Versicherungsmakler), Aufsichtsbehörde: Industrie- und Handelskammer zu Flensburg, Heinrichstraße 28-34, 24937 Flensburg Vermittlerregister (www.vermittlerregister.info): Registrierungs-Nr. D-8MWD-HJOP9-08 (für § 34d GewO) Beschwerdeverfahren via Online Streitbeilegung für Verbraucher (OS): ec.europa.eu/consumers/odr. Wir sind weder verpflichtet noch bereit, an dem Streitschlichtungsverfahren teilzunehmen. Berufsbezeichnung Versicherungsmakler mit Erlaubnis nach § 34d Abs. 1 Gewerbeordnung, Bundesrepublik Deutschland Zuständige Berufskammer Industrie- und Handelskammer zu Flensburg, Heinrichstraße 28-34, 24937 Flensburg Berufsrechtliche Regelungen - § 34d Gewerbeordnung (GewO) - §§ 59 - 68 Gesetz über den Versicherungsvertrag (VVG) - Verordnung über die Versicherungsvermittlung und - beratung (VersVermV) Die berufsrechtlichen Regelungen können über die vom Bundesministerium der Justiz und von der juris GmbH betriebenen Homepage www.gesetze-im-internet.de eingesehen und abgerufen werden. Informationen über Nachhaltigkeitsrisiken bei Finanzprodukten Was sind Nachhaltigkeitsrisiken?Als Nachhaltigkeitsrisiken (ESG-Risiken) werden Ereignisse oder Bedingungen aus den drei Bereichen Umwelt (Environment), Soziales (Social) und Unternehmensführung (Governance) bezeichnet, deren Eintreten negative Auswirkungen auf den Wert der Investition bzw. Anlage haben könnten. Diese Risiken können einzelne Unternehmen genauso wie ganze Branchen oder Regionen betreffen.
In dieser Folge erfährst du, wie du Ereignisse zu deinem Vorteil drehen kannst um somit ein positiveres und erfolgreicheres Leben zu führen. Abonniere auch unsere Instagram Seite damit du noch mehr Informationen bekommst. https://www.instagram.com/deineklasse.deineliga/ Höre gerne mal in meinen 2. Podcast rein. VERSICHERUNGS FUCHS https://open.spotify.com/show/3CjrX8qJeVQIJz5aUBtqyx Impressum Uwe Wobig Jungfernstieg 16 25704 Meldorf Tel.: 04832 5570 786 E-Mail: uwe.wobig@web.de Geschäftsführung: Uwe Wobig Handelsregister: Pinneberg, HRB 203671 B Inhaltlich verantwortlich i.S.d. § 18 Abs. 2 MStV: Uwe Wobig (Anschrift wie oben)
Join Adria and Allie for this Week’s Highlights On the Mountain. This Week’s Highlights On the Mountain Family Events Now till May 1 Registration for 100 mile Challenge at Show Low Family Aquatic Center Saturday May 1st at 11am Show Low's 68th Anniversary & 8th Annual BBQ Throwdown Saturday April 30th at 10am Farmers Market at The Truck Stop Adult Events Friday April 30th at 6pm HRB at the Truck Stop Saturday May 1st at 10am Paint & Sip 'Bear Silhouette' at Kittles Fine Art & Supply Upcoming Events May 5th Nacho Libre Movie Drive In Derby Cars #AZWM #ARIZONAWHITEMOUNTAINS #AZWHITEMOUNTAINS #ARIZONASBACKYARD The following are the sponsors of the ARIZONA WHITE MOUNTAINS Podcast show, please visit them and give them your support when you can, as they make this show possible. Premier Sponsors: Summit Healthcare Town of Pinetop-Lakeside Arizona White Mountains The Hub Bloom 'n Bean Buffalo Bill's Tavern and Grill Crockery Cafe Darbi's Cafe Edward Jones - Jason DiCamillo Elevate Athletics Fireground Digital Firehouse Subs Haven of Lakeside The House Restaurant J&T Wild-Life Outdoors La Casita Cafe The Lion's Den The Lodge Sports Bar & Grill The Maverick Magazine New Horizons Physical Therapy North Star Salon PersNIKKIty's Pour Station - White Mountain Purified Water Show Low Chamber of Commerce Solterra Senior Living St. Anthony's School The Truck Stop VFW #9907 Vinnedge Signworks White Mountain Partnership White Mountain Tees WME Theaters
In der heutigen Interviewfolge spreche ich mit Jan Ole Butzek über seine Fußballkarriere. https://www.facebook.com/janole.butzek http://www.heidersv.de/ https://www.instagram.com/heider_sv/ https://www.instagram.com/bibabutzemann11/ Jan Ole Lieblingsrestaurant ist Restaurant Syrtaki in Brunsbüttel Abonniere auch unsere Instagram Seite damit du noch mehr Informationen bekommst. https://www.instagram.com/deineklasse.deineliga/ Höre gerne mal in meinen 2. Podcast rein. VERSICHERUNGS FUCHS https://open.spotify.com/show/3CjrX8qJeVQIJz5aUBtqyx Impressum Uwe Wobig Jungfernstieg 16 25704 Meldorf Tel.: 04832 5570 786 E-Mail: uwe.wobig@web.de Geschäftsführung: Uwe Wobig Handelsregister: Pinneberg, HRB 203671 B Inhaltlich verantwortlich i.S.d. § 18 Abs. 2 MStV: Uwe Wobig (Anschrift wie oben)
Ohne Social Media geht es heute und in der Zukunft nicht mehr. Darum ist es umso wichtiger ein bisschen über Big Data , Algorithmus und dem Ocean Model zu wissen. Damit du vor einseitigen Informationen geschützt bist. Eine besonders Wichtige Folge die unbedingt auch alle Kids mit einem Handy hören sollten. Viel Spaß beim hören. Hier die Links zu meiner Homepage und Facebook Account. https://wobig.maklerkontakt.de/ https://www.facebook.com/www.wobig.maklerkontakt.de Höre auch gerne mal meinen 2. Podcast DEINE KLASSE - DEINE LIGA Impressum Second-protect-consulting UG (haftungsbeschränkt) Jungfernstieg 16 25704 Meldorf Tel.: 04832 5570 786 E-Mail: uwe.wobig@web.de Geschäftsführung: Uwe Wobig Handelsregister: Pinneberg, HRB 203671 B Inhaltlich verantwortlich i.S.d. § 18 Abs. 2 MStV: Uwe Wobig (Anschrift wie oben) Erlaubnis nach § 34d Abs. 1 Gewerbeordnung (Versicherungsmakler), Aufsichtsbehörde: Industrie- und Handelskammer zu Flensburg, Heinrichstraße 28-34, 24937 Flensburg Vermittlerregister (www.vermittlerregister.info): Registrierungs-Nr. D-8MWD-HJOP9-08 (für § 34d GewO) Beschwerdeverfahren via Online Streitbeilegung für Verbraucher (OS): ec.europa.eu/consumers/odr. Wir sind weder verpflichtet noch bereit, an dem Streitschlichtungsverfahren teilzunehmen. Berufsbezeichnung Versicherungsmakler mit Erlaubnis nach § 34d Abs. 1 Gewerbeordnung, Bundesrepublik Deutschland Zuständige Berufskammer Industrie- und Handelskammer zu Flensburg, Heinrichstraße 28-34, 24937 Flensburg Berufsrechtliche Regelungen - § 34d Gewerbeordnung (GewO) - §§ 59 - 68 Gesetz über den Versicherungsvertrag (VVG) - Verordnung über die Versicherungsvermittlung und - beratung (VersVermV) Die berufsrechtlichen Regelungen können über die vom Bundesministerium der Justiz und von der juris GmbH betriebenen Homepage www.gesetze-im-internet.de eingesehen und abgerufen werden. Informationen über Nachhaltigkeitsrisiken bei Finanzprodukten Was sind Nachhaltigkeitsrisiken? Als Nachhaltigkeitsrisiken (ESG-Risiken) werden Ereignisse oder Bedingungen aus den drei Bereichen Umwelt (Environment), Soziales (Social) und Unternehmensführung (Governance) bezeichnet, deren Eintreten negative Auswirkungen auf den Wert der Investition bzw. Anlage haben könnten. Diese Risiken können einzelne Unternehmen genauso wie ganze Branchen oder Regionen betreffen.
Welcome to the English on the Road Canadian Wildlife Podcast #3! In today's podcast we are looking at Bears! Bears are beautiful animals and are super important to the ecosystem of a forest. I live in Canada and love hanging out in the great outdoors, spending time with animals, playing poker with the bears, and riding moose! First, can you answer these questions? 1. Where does a bear live in the winter?A. A den B. Outside in a forest C. On top of a mountain 2. What is the heart rate of a bear during hibernation?A. 10 BPMB. 20 BPMC. 30 BPM 3. How much body weight does a bear lose in hibernation?A. 15%B. 30%C. 45% 4. How many calories does a bear consume to prepare for hibernation?A. 10,000 calories per day B. 20,000 calories per day C. 30,000 calories per day 5. What a bears diet mainly made up of?A. MeatB. FishC. Plants 6. How fast can a bear run? A. 36 km/hrB. 56 km/hrC. 76 km/hr 7. What much stronger is a bears sense of smell compared to a human?A. 2,100 timesB. 2,200 times C. 2,300 times 8. What is the mortality rate for bear cubs? A. 45%B. 50%C. 55% Listen to the podcast to catch the answers and learn some awesome English related to bears! Don't forget to check out my website www.EnglishontheRoad.com Check out my Instagram https://www.instagram.com/english_ontheroad/ Sign up to my newsletter https://englishwithronan.com/#newsletter to stay up to date with all the latest information. ***COMING SOON***TranscriptsKey Word Lists Phrases List QuizzesMini CoursesGroup Classes
Link to bioRxiv paper: http://biorxiv.org/cgi/content/short/2020.09.22.297184v1?rss=1 Authors: Chen, P.-C., Simon, K. N., Sattari, N., Whitehurst, L. N., Mednick, S. C. Abstract: Age-dependent functional changes are mirrored by declines in both the central nervous system (CNS) and in the autonomic nervous system (ANS) and have been related to pathological aging. Prior studies have demonstrated inter-dependence between central and autonomic events that contribute to cognition. Moreover, our group recently identified a temporal coupling of Autonomic and Central Events (ACEs) during sleep using electrocardiogram (ECG) to measure heart rate and electroencephalography (EEG) to measure sleeping brain rhythms [40]. We showed that heart rate bursts (HRBs) temporally coincided with increased slow wave activity (SWA, 0.5-1Hz) and sigma activity (12-15Hz), followed by parasympathetic surge (RRHF) during non-rapid eye movement (NREM) sleep. Given that there are paralleling age-related declines in both the ANS and CNS, the current study investigated how these declining systems impact ACE coupling during daytime naps in older and younger adults. Despite, lower overall EEG activity during ACE windows in older adults, both younger and older adults showed HRB-modulated increases in SWA and sigma during wake and N2. However, older adults did not show the same pattern during N3. Furthermore, while younger adults demonstrated a RRHF increase only after HRBs, older adults showed an earlier rise and maintenance of the RRHF. Taken together, our results demonstrated that ACE activity remains generally intact with age. Given that age-related deterioration in autonomic and central nervous system activity is implicated in pathological decline, the general maintenance of alignment between the two systems is intriguing and may facilitate novel insights to aging. Copy rights belong to original authors. Visit the link for more info
University College Cork (UCC) is Ireland’s leading university for industry collaboration, as highlighted in today’s (THURSDAY SEPTEMBER 10) national Knowledge Transfer Ireland report. The Knowledge Transfer Ireland Annual Review assesses the engagement of Irish universities across Ireland with industry, and UCC is Ireland’s leading university for research income, both overall and in terms of research funding from industry partners. Over a number of years UCC developed a strategy to diversify its non-state income and enable world class research in Cork. UCC and Cork is now home to a number globally-leading research centres and institutes focused on diverse fields including gut health, maternal and child health, data analytics, photonics, sustainability and renewable energy. “Right here in Cork we are testing the next generation of renewable energy devices, we are improving understanding of the connection between our gut and our brain, we are furthering care for mothers and babies and researching at the very front of the Second Quantum Revolution” commented Professor Anita Maguire, Vice-President for Research and Innovation. “Cork is home to a spectacular research community and we work together with the research funders, SFI, EI, IRC, HRB, European Commission and others, to grow this community and ensure they can develop their research ideas to their full potential.” UCC received €105 million in research income in 2019, which is a 25% increase over a 5 year period. “Hand in hand with our industry engagement activities are our entrepreneurship and innovation programmes” commented Rich Ferrie, Director of UCC Innovation. “Since the outset of the Technology Transfer Strengthening Initiative in 2007, UCC has created 35 spin-out companies which now employ over 370 people.” “Never before have we seen just how much our society needs world class research to surmount the challenges we face during the current pandemic. Investment and engagement in research is critical if Ireland is to overcome these challenges“ commented Professor Maguire. More about Irish Tech News and Business Showcase here. FYI the ROI for you is => Irish Tech News now gets over 1.5 million monthly views, and up to 900k monthly unique visitors, from over 160 countries. We have over 860,000 relevant followers on Twitter on our various accounts & were recently described as Ireland’s leading online tech news site and Ireland’s answer to TechCrunch, so we can offer you a good audience! Since introducing desktop notifications a short time ago, which notify readers directly in their browser of new articles being published, over 50,000 people have now signed up to receive them ensuring they are instantly kept up to date on all our latest content. Desktop notifications offer a unique method of serving content directly to verified readers and bypass the issue of content getting lost in people’s crowded news feeds. Drop us a line if you want to be featured, guest post, suggest a possible interview or just let us know what you would like to see more of in our future articles. We’re always open to new and interesting suggestions for informative and different articles. If you would like to be featured in our podcast series drop us a line & don’t forget to sign up for notifications for our latest episodes and follow us on Twitter, Linkedin, SoundCloud, iTunes or your own favourite podcast platform. Contact us, by email, twitter or whatever social media works for you and hopefully, we can share your story too and reach our global audience. We are agile, responsive, quick and talented, we look forward to working with you! If you would like to have your company featured in the Irish Tech News Business Showcase, get in contact with us at Simon@IrishTechNews.ie or on Twitter: @SimonCocking
Today I am speaking with Ariel Garten. Ariel is probably one of the most interesting people you will meet. She is a psychotherapist, Neuroscientist, mom, former fashion designer, and the female founder and visionary of an amazing and highly successful tech start-up Muse. Muse tracks your brain during meditation to give you real-time feedback on your meditation, guiding you into the “zone” and solving the problem most of us have when starting a meditation practice. Muse lets you know when you are doing it right. When Ariel is not reading brains (literally) or investing in, inspiring and advising other start-ups and women in biz, you can find her on stages across the world, from TED to MIT to SXSW. She inspires people to understand that they can accomplish anything they want by learning what goes on in their own mind. Ariel is also the co-host of the Untangle Podcast. This podcast series is hosted by Patricia Kathleen and Wilde Agency Media. This series is a platform for women, female-identified, & non-binary individuals to share their professional stories and personal narrative as it relates to their story. This podcast is designed to hold a space for all individuals to learn from their counterparts regardless of age, status, or industry. TRANSCRIPTION *Please note, this is an automated transcription please excuse any typos or errors [00:00:07] Hi, my name is Patricia Kathleen, and this podcast series will contain interviews I conduct with women. Female identified and non binary individuals regarding their professional stories and personal narrative as it relates to their perspective. This podcast is designed to hold a space for all individuals to learn from their counterparts, regardless of age, status or industry. We intend to transparently investigate the evolving global dialog regarding underrepresented figures in all industries across the USA and abroad by hosting these stories and conversations. We aim to contribute to the changing platform and representation of these individuals for the future. If you're enjoying this podcast series, be sure to check out our subsequent series called Roundtable with Patricia Kathleen, where we talk with a panel of guests regarding key topics that arise in these individual interviews. You can subscribe to all of our podcast series on iTunes, Stitcher or Pod Bean, as well as our Web site. Patricia Kathleen, dot com. And you can also contact me directly via this Web site or through my media Web site. Wild dot agency. That's w i. L. D e dot agency. Thanks for listening. Now let's start the conversation. [00:01:30] My time will be off to the races. [00:01:38] I said your name right? Ariel, Garten. [00:01:40] You did. You're actually like the only person ever. So great job. [00:01:45] I wonder if my little mermaid like, The Little Mermaid with Ariel. Is that how people like to say it? [00:01:52] People say air-i-el. I say you say r-e-el, which is the right way, but nobody ever does it. [00:01:57] So, yay, I'm glad. OK. [00:02:00] Make sure. Yes. Hi, everyone, and welcome back. I'm your host, Patricia. And today I am sitting down with Ariel Garten. Ariel is the founder of Muse, which is a tech startup, a device that gives you Real-Time feedback during and post meditation. You can locate it online at w w w dot. Choose News dot com. Welcome, Ariel. [00:02:23] Thank you, Patricia. [00:02:23] It is a joy to be here. I am excited to climb through what you're doing. I'm really excited to have you on today for everyone listening. I will read a brief bio on Ariel. [00:02:32] Before I do that, though, a quick roadmap of today's podcast will follow the trajectory that all of those in these series do. Namely, we will first unpack oriels academic and brief professional life so that we have a basis of a platform understanding where she came to developing news. Then we will look at unpacking news and the device. What it does, the data that it captures will also get into the nuts and bolts of her enterprise, which is the who, what, when, where, why and how. For all of you entrepreneurs out there, you guys like to hear about founders ship funding. We'll get into all of those logistics and then we'll turn our efforts towards looking at the ethos and kind of the philosophy behind the company. Then we will look towards goals that Orio might have towards the next one to three years. How she's kind of reconceptualizing goals, though, that dialog has changed for a lot of you. Given the recent pandemic, and it's interesting to hear for all of us about that change, and then we will wrap everything up with advice that RTL might have for those of you who want to get involved in what she's doing and perhaps emulate some of her career success. So a quick bio on Orio before I start peppering her with questions. Ariel Garten is probably one of the most interesting people you will meet. She is a psychotherapist, neuroscientist's mom, former fashion designer, and the female founder and visionary of an amazing and highly successful tech startup Muse. News tracks your brain during meditation to give you real time feedback on your meditation, guiding you into the zone and solving problem most of us have when starting a meditation practice. Mused, Let's you know when you are doing it right? When Orio is not reading brains literally or investing in inspiring and advising other tech startups and women and bears, you can find her on stages across the world, from Ted to M.I.T. to south by Southwest. She inspires people to understand that they can accomplish anything they want by learning what goes on in their own mind. Oriol is also the co-host of the Untangled podcast. So Orio, I want to climb through all of that. You have such a prolific history and and what isn't in your bio that I do know from our research is that you have even more history on the back end before Muse was in two realities. I'm hoping right now you can unpack some of your professional and academic background to develop like your own personal platform. [00:04:57] Sure. So my whole life, I've been kind of split between arts and sciences when I was a teenager in high school. I excelled at the arts. I excelled at sciences. I had a job in a research lab doing embryonic stem stem cell research on knockout mice in the 90s. And I also had a tiny clothing line that I sold on consignment to stores in downtown Toronto where I lived. So I was always kind of parlaying between the world of art and the world of science. And back in the 90s, people would say, well, you can't be an artist and a scientist. You have to choose. You can't do both. And when I went to school, when I went to university, I chose to go for neuroscience because I felt like if you went to arts, you couldn't go back into the sciences yet to continue on with the sciences and then keep doing the arts on the side. So in university, I studied neuroscience at the University of Toronto. I also had an art gallery that I ran. And then as soon as I graduated, I opened a clothing store in basically the front of my house. I was just like, OK, I need to do this clothing thing because I've done the science thing for four years. Yeah. I then continued to work in research labs part time while I ran a clothing line that what I was selling across North America and a store retail store in downtown Toronto. All of this being entirely unable to sew. So it's like I'll just start a clothing line, even though I've no idea how to sew. But I love fashion and I can figure it out. And my family business was very, very small scale real estate. So I was also helping out the family business at the same time. So I was had these multiple career trajectories going simultaneously. I was fascinated by all of them and always kind of felt like I could do what ever I put my mind to. [00:06:44] So in my mid 20s, I started collaborating with Dr. Steve Mann. He's one of the inventors, the wearable computer. And he had an early brain computer interface system. I began working in his laboratory, working on basically concerts that you made with your mind. These artistic endeavors with real scientific information from the brain and really started to marry. My art and science approached the world. And from there, I became inspired to take this technology that was letting you literally interact with the world directly with your brain. [00:07:18] It was a brain computer interface and try to take it to market and create my own business. And that's how myself and my two co-founders, Chris Emeny and Trevor Coleman, created news. [00:07:29] Fantastic. [00:07:30] So you have two co-founders that kind of dropped us into the next question that I have, which is the top three tiers of logistics, which is co-founders funding and year you launched. [00:07:43] So I started working in Steve's lab in 2000 to 2002, 2003. And in those early days, we were creating concerts using this early brain computer interface system. And I began collaborating at that point with Chris. Amy. Chris was Steve's master's student. And he was just the most brilliant engineer you could ever meet. And also had an incredible understanding about humanity and art and the soul. And so as I started to think that this technology could come out of the lab, I got together with him as the CTO, the company. And Trevor Coleman, who is my boyfriend at the Times, best friend. And the three of us founded Muz. But before founding Muse, we spent many years playing around and Trevor's basement and in Steve's laboratory, figuring out what this technology could do. And so probably 2007, we really agreed that, yes, reforming a startup. In 2009, we incorporated and had our first big project, which was at the Vancouver 2010 Winter Olympics. We the first funding that we had came in twenty twelve I reck. I was the CEO of the company and recognized that we would need to raise funds. We got paid for Olympics projects. We were able to bootstrap for many years. And when we started to raise funding, I went out first to New York that Boston, San Francisco to raise funds and ultimately probably. Or first. Yeah. First round is four million dollars from FEC in New York. And our very first investor was actually Chad Menteng, who was at that point. Google's jolly good fellow. He was the guy who started Google's meditation program. Also search inside yourself. Since then, yes, it was amazing. So since then, we've raised I personally raised eighteen point two million dollars as the CEO of the company from, I guess, 2012 until 2015. In 2015, I stepped down from maternity leave and brought in another CEO. And to date, the company's raised probably around 30 million dollars. [00:09:54] Wow, that is amazing. What round are you guys on? Moving into Runcie. Brilliant. That's amazing. [00:10:01] I mean, and it's it's an incredible. I think there are a lot of people that get to a certain position and phase out, particularly with that kind of longevity in a career. You know, you can kind of very few founders anymore kind of staying on and hanging around past that point. I'm wondering, in the beginning when you said you were going to I don't know if it was trade shows or in 2009 or 2012 when you started kind of getting out there. What was the gradual change of the product or was there a story like how did it you know, companies grow with funding traditionally on a lot of different levels. But I'm interested in before we describe the product of it as it is now, the device. [00:10:44] What was the original product or device like? [00:10:48] So this is pretty funny. Originally, we started with a technology and a technology that was in search of a solution. So we had this device that let you put an electrode on the back of your head. And by focusing or relaxing, you could change some element, sound, light, etc.. So initially we thought we were going to go after a thought controlled computing. As you shifted your brain state, it would allow you to control the lighting in a room or control, you know, a cursor on a computer screen. And we did a lot of demos and experiences showing people that you could literally shift your brain state and make music or brighten a light. The project that we did at the Vancouver 2010 Winter Olympics let people in Vancouver control the lights on the and tower Canadian prime buildings and Niagara Falls with their brain from across the country. So we had tens of thousands of people literally interacting with the lighting on these massive icons with their mind. So when we came off the Olympics, we were on a high. And we're like, we can do anything we want. Yeah, we just succeeded at the Olympics. And so we went on to try to thought control everything. We made like a thought controlled toaster and which was really stupid. But it was a fun trick and a thought controlled beer tab, which is awesome to have at Christmas parties, but not really useful in real life. You'd focus on it. It would pour. You would relax or clarity. It would stop pouring. We made all sorts of great thought control, things like, you know, trying to grasp. But what is it that we're really going to do with this? And that's when we sort of had that light bulb moment that it wasn't about letting people control the world outside then. It was about the fact that this technology could actually show you what was going on in your own mind and give you real time feedback on your brain. Because as we were teaching people to focus and relax so that they could, you know, make a light bulb go brighter. What we're really doing was taking these internal states that were intangible and making them tangible and visible, showing you when you're focused, showing you when you're relaxed and doing so, essentially giving you BuYeo or neurofeedback to teach your brain and body to do that more. And that's when we kind of had the recognition that this was going to be most useful for the world as a meditation tool, because meditation is this amazing activity that is so powerful for you. But most people don't really know how to do it, and they're not good at it, per say, because you don't know what's going on in your mind. And there's nobody showing you what's going on in your mind and telling you when you're in the right zone and when you're not. And we have technology that could really do that. [00:13:22] Well, there is a year when I feel like there was a year, it may have been a couple of years or a day, but where Silicon Valley began leading this or Silicon Valley like areas started leading this charge where they had meditation rooms developed in Google, you know, places like that where it felt like it took meditation out of this Eastern philosophy yogi realm and placed it like squarely into like productivity. Corporate America like this is now like a break room moment. And I'm wondering when your device when it switched over into, like, focusing on the meditation and inward movements and recognition moment and how well that paralleled with you think the industry kind of accepting this new form of meditation being just as important for productivity and things like that in the workplace as a break. [00:14:14] We were so lucky. We completely followed that curve. So, as I mentioned, our first investor in 2012 was Chad Menteng, the guy who literally made Google's meditation program before 2012 when somebody would ask us what we were building. We felt like we had to say it was a cognitive trainer and are really like our early das. Our early pitches all had pictures of brains with like big muscles on them. Going like this is going to make your mind strong. It'll help you focus. And then people would do the demo. And on rare occasions I would be asked, like, is this meditation? And we'd be like, Do you like meditation? Yes, I meditate. I would be like, it is meditation. Just don't tell anyone. I was like, you know, we whispered background conversation. And then over time, I think for us, what I really kind of count is the tipping point was meditation being on the cover of Time magazine. It was around 2013. There was a photo of a woman on the cover of Time magazine, and Tom got in trouble because it was a very, you know, white woman doing this. But she was sitting there with his eyes closed and the lotus position meditating. And that, to me, really marked the moment when the world took notice. And all of a sudden you had big CEOs meditating and athletes meditating and celebrities talking about it. And then the you know, first the kind of vanguard corporate meditators like Google and then the slow trickle of every company having a meditation program that they'd offer to their staff. And we just, by chance, were entirely in tune with that wave and were able to capitalize on it from 2012 moving forward. [00:15:53] Yeah, that auspicious. Right. [00:15:56] I mean, I think it would have done well without. But like I said, when you mentioned into cognitive training and things like that, I think that's esoteric and confusing as well. You know, and it's funny when you have to fight against terms like that just to kind of make sure that you're alleviating communication gaps or bigotries. It's fun to kind of look at those things. So now let's get into the device. Let's talk about its structure. I mean, for everyone who's looking to get a picture of it, obviously, if you jump on w choose News.com, you're going gonna get some of that. But if you can kind of describe for everyone listening right now briefly where it sits, what it looks like and how it outlook as an experience as a user. I come to your house. I sit down. We put this thing on me. What's going on? [00:16:40] So news is basically like a Fitbit for your brain. So it's a slim little headband that sits on your head and it tracks your brain activity during meditation and gives you Real-Time feedback to know when you're focused and when your mind is wandering. So you slip on the news. It would connect to an app on your phone. You'd plug in your headphones. And then as you meditated, you'd be able to hear the sound of your mind through guiding sounds. And the metaphor we use is your mind is like the weather. So when you're thinking or distracted, you hear it as stormy and as you come to quite focused attention, it quiets the storm. So you're getting Real-Time feedback, letting you know when your mind is wandering and killing you back into the meditation zone and then reinforcing you for staying there, reinforcing you to that state of calm. [00:17:27] Then after the fact, you get data, charts, graphs, scores, things that show you what your brain was doing moment to moment and really help you track the progress of your practice. [00:17:37] Yeah, it is exactly like a Fitbit, and it's exciting. [00:17:40] I mean, it it almost just lends to I don't know if it's the human mind or the American human mind or the entrepreneurial mind, but I already when you pitch it that way or when you describe it, I start thinking, oh, I get into training it more. I have areas I want to tap into immediately. It's like this, you know, nice little green pill that I could, like, do something and take and like focus and train or even like a muscle and focus on that. Do you find that people immediately, the people who congregate towards the idea are those that want to tap into certain resources in their brains most quickly? Or is it just the curiosity? [00:18:17] A people come from both directions. So, you know, people who are performance oriented obviously love the performance aspect of it that you can measure and through measure improving. [00:18:26] There are people who are very experienced meditators and they come at this more from the perspective of being a consciousness explore, of understanding the process of the mind, of being able to hone the observation of the mind through a new year on their internal state. So there's lots of different experiences that people get out of it. The app is completely customizable, so you can either use the Real-Time feedback during your experience or you can turn off all the feedback and just after the fact, see what your brain was doing through your own silent meditation. We also started with the brain and now have sensors for the heart, the breath and the body so you can hear the sound of your heart like the beating of a drum and be able to track its increases and decreases and really learn your heart's rhythms. You can find stillness in your body and track your movement. There's breath patterns and now there's also hundreds and hundreds of guided meditations that you can use along with the device to actually track your brain, heart, breath and body during your guided meditations as well. [00:19:29] And are those developed by ever in in collaboration with your company Muse? [00:19:34] Yeah. So we have dozens of top teachers from all around the world who build meditations for performance, stress, anxiety. We have a cancer collection that males currently testing for finding morning joy for sleep and on and on. [00:19:50] Nice. What is so I want to you have a topic that you've addressed in the past and I kind of want you to enumerate on for our audience. What is the the mindset of an entrepreneur like it? [00:20:03] How does that relate to the collection of the data that you've looked at? That's a fascinating question. [00:20:10] So the mindset of an entrepreneur is different than the mindset of an average individual. And the mindset of an entrepreneur has to be one that A is willing to handle a whole lot of risk and B, is able to have emotional flexibility because being an entrepreneur, you have so many demands on you. And a lot of those are emotional demands. You know, you're you're at the high of success. You're at the low of your business crashing or at the moment before funding. So you need to be able to navigate all those smoothly. And you are typically not afraid in the same ways that other people are afraid that this goes back to the risk piece. So one of the things that I noticed in myself with the mindset of an entrepreneur was that I really believed I would be able to accomplish what ever I wanted. And, you know, occasionally I'd have thoughts that came and come into my mind, like we all do it, like, oh, that's gonna be too hard. You're not good enough. You know, somebody will judge you for it. But I was very easily able to overcome those thoughts. Was variable easily. Is able to say you're just a thought. That doesn't matter. I'm not going to let that hold me back. And I was able to move out into the world without really being held back by a fear that something wouldn't work without being held back by the thoughts in my own mind. I think that's a that's a fundamental feature of entrepreneurs, because the people who aren't entrepreneurs are the people who have a great idea and then just get overwhelmed by the thought of doing it, get bogged down in the feelings that it will work, get held back and not knowing what to do next. [00:21:47] Yeah. And it doesn't work. We'll just move with it. [00:21:49] So how would an entrepreneur. Most quickly utilize Muse? What would be, you think, one of the first steps of using it? Is it just articulating areas that they could tap into through meditation? [00:22:01] Or what do you think, given, you know, the dialog you just created about the entrepreneurial personality and mindset? How would it be most beneficial or collaborated with using Muse right off the bat? [00:22:14] Sure. So we have literally hundreds and hundreds of entrepreneurs that use Muse and top CEOs and CEOs will buy them for, you know, their top executives and muse together. So it's it's something that entrepreneurs have really tapped into. So one of the reasons is the idea that the thoughts in your head don't need to govern how you live. So most of us just have the thoughts in our head and we assume that they're supposed to be there, like this isn't gonna work out or I'm not good enough for, you know, this is gonna be too big for me. We just assume that that's the truth, because that's a thought in your head. As an entrepreneur, you learn how to move your mind away from those thoughts and overcome them by taking actions. And that's a big part of what Muse teaches you to do, Muse, cuz you when your thoughts are wandering and then gives you a cue to say, hey, you don't need to follow that thought, you can come back and focus on the thing in front of you. [00:23:04] You can move your mind away from that and focus instead on something you care about or the task in front of you. So it helps you shift into that mindstate of possibility and lets you move out of your negative thoughts and into a neutral space. And it also significantly increases your productivity because every time your thoughts wander away, that's a little procrastination. That's a micro distraction. With music, get very good at saying like no distraction, back to focus, distraction, back to focus. And then on the emotional piece. What meditation teaches you to do is to ride your emotions without getting bogged down by them. So you might, you know, have just lost a big deal and you might, you know, feel a lot of emotion in your body. And what you learned to do with meditation is to observe that emotion, you know, see the sensations and feel the sensations that it brings in your body without ramping the thought cycle in your head. It's not like, oh, my God, I just lost that deal. Oh, my God, I feel terrible. Whoa, that's really bad. And cycle cycle down with meditation. You. You observe the sensations without getting sucked into the feelings in a way that's going to drag you down with a negative feedback loop between thought, feeling, thought, feeling, thoughts, feeling. So as an entrepreneur, it becomes an incredibly valuable tool to ride through the lows and to let yourself relish the highs. [00:24:25] And I'm interested about the feedback that it provides through the app and collect collecting that data. What would the average user do with that feedback? Does it help growth? I mean, if you have the cues on obviously there should be some in the moment change and, you know, change of of mental status. But I'm wondering, accumulating that feedback. Do you see how quickly you are able to return to focus and meditation? What what would someone apply the feedback to and what all is collected? [00:24:57] Sure. [00:24:58] So when you do a mind meditation, what you're looking at is the times when your mind has wandered in the times and you return and. We celebrate the ability to notice that your mind has wandered and to return back to a place of focused attention and calm. [00:25:15] We also reinforce and celebrate staying in that calm spot. So it's OK that your mind wanders all of our minds. Do what you want to do. Say like, nope, I'm going to come back to focus. And what you end up seeing over time is a graph that starts looking really jagged. You've got lots of distractions and your mind's bouncing all over the place. And as you progress in your practice, that curve gets smoother and smoother and lower and lower as you're spending more and more time and focus calm. So when you look back to your graphs, you can identify the things that trigger you, the kinds of thoughts that distract you or the sounds that might have been in your environments. You can become very aware of your internal state and you can also really acutely see your progress over time. And you can then also see, you know, OK, this was a great meditation today. What was I doing differently? What what does this mean? How do I reinforced this in the future? Yeah. With the heart meditation you're actually seeing when your heart rate increases and decreases moment by moment and you're learning the things that will get your heart to speed up, things that cause you stress and anxiety and things that get your heart to slow down. And by seeing the patterns of your heart, you learn the kind of relaxation and breathing patterns that get you into optimal HRB and an optimal, beautiful, smooth, sinusoidal rhythm and allow you to relax your body more effectively. [00:26:33] Right. And when you say that I picture things that I'm more than likely, everyone listening has had glimpses into either the Buddhist monk that was hooked up to electrodes that kept, you know, his heart rate at a certain way, or the deep sea diver who she was, you know, controlling heart rate so that she could dove deeper and things like that. Is that kind of the area that you're headed towards in this kind of lowering of the heart rate or raising it back up? Is it this mind body connection and control? [00:26:59] Yes. So you learn you learn that mind body connection and that mind body connection is called interception. It's the ability to sensitively understand your internal state. And there's studies that demonstrate that people who have improved interception actually have less stress because you're much more able to sensitively understand where your body is at. Check in on your body. [00:27:21] And then if you notice stress, tension, increased heart rate, say, hey, I have an exercise that I've learned like a breathing exercise or guided meditation that I know will bring me back to that state of calm. So we start to become master self regulators, noticing where we're at. Having a set of tools to use at that moment, applying them and then shifting into the state that we choose to be in. [00:27:42] Yeah. I love that. It's perfect master self regulators. You know, that's the call. I think the key right to everything. I'm sure nobody hears that and doesn't think that sounds fantastic. I'm wondering, you you talk a little bit in in some of your the numerous different speaking engagements you've had about how to be empowered in your own mind. And I you know that it's that's a beautiful statement, but it's more a theory than practical, you know, engagement for me. And I'm wondering, since this is kind of tying into that idea of being master over over one's own mind, body relationship, if you can kind of enumerate further on what you feel the empowerment to be empowered in one's own mind looks like in reality, like some of the benefits beyond being able to connect with stress and therefore lower it. You know that the mind body connection. But even further than that, some of the the practicality of what that looks like. [00:28:41] Sure. So being empowered in your own mind to me means not being at the behest of the crazy thoughts that you consume most of us. Much of the time, you know, most of us just go through our lives with our brain generating a bunch of content in there that often makes us feel unhappy, like we're not good enough. Like things aren't good enough. [00:29:03] And generally, you know, frustrated, not feeling great. Our brain is constantly telling us that makes us feel things that make us feel a little bit shitty. And frankly, there is no reason for that to be the, you know, existence of your life. There's no reason it needs to be that way. What you learn in meditation is to change your relationship with your thoughts. So rather than being sucked in by them and just listening to all the stuff it tells you and assuming that that's what you need to hear, you actually learn that you can rise above your thoughts. You can create metacognition, you can observe them, and you can make choices about where your brain goes. You can make choices about the contents of your own mind. And when you start to do that, you can now start to orient yourself towards the positive. You can now shut down those negative narratives that weren't serving you. You can now begin to recognize that the narratives that you had about yourself probably aren't true. And you can choose new narratives. It becomes an incredibly. Liberating way to live. And as you start to make better choices about the contents of your own mind, your body follows suit. You start to sort of shut down the negative narratives that keep you small and frustrated. You start opening yourself up to freedom and joy and possibility and the emotional experiences that come with it. And meditation, taking you out of your head and putting you in the present moment really brings an aliveness to your life, to the things that are right in front of you and the things that that are here and real rather than the problems that we worry about that probably will never happen. And so it's it's an incredibly empowered place to be. [00:30:47] Yeah. [00:30:48] And when you said, you know, and change the relationship with your own thoughts, a piece of me, I felt like a piece of that was a description or about as rather a piece of a description of happiness, you know, of the human condition to be had to change the relationship with your own thoughts is to change ones that are in disparate nature or causing discomfort. And so to change that back into something, it sounds like a control over one's unhappiness, which is exciting to the human condition. [00:31:19] You know, across the globe, I think I don't think that's just approaches one particular genre of person, though. I'm sure that there are many that utilize it better than others. But changing the relationship with your own thoughts is is a power that I think a lot of people come to when they start meditation and don't realize that will be one of the benefits. [00:31:37] You know, it's yeah, it's an extraordinary power. It makes such a difference in your life. You know, most of us are living in self created jails in our own mind, getting caught up in thoughts that truly create our own suffering. And it just doesn't need to be that way. [00:31:55] Yeah. Who are the clients that that muse has so far reached? You talked about CEOs and people that are really looking at it, as you know. I mean, one of your a jolly good fellow. You know, he's he's brought it up with the Google meditation and stuff like that. But, um, who else do you have industries or populations that have really tapped into being clients? And who do you see it going towards next? [00:32:18] Sure. So there are literally hundreds of thousands of people that use Muse regularly. And it's from, you know, moms and just awesome everyday people to corporate. So as I mentioned, you know, what CEOs do with their exact we have corporate programs in healthcare. So we have over 200 studies that have been done with Muse, both as a meditation tool and as a clinic. Great. E.g.. So we have a whole hospital systems that have been engaged in testing news. Mayo Clinic has written papers on breast cancer patients awaiting surgery using news. We have thousands of doctors and clinicians that recommend it to their patients. Oh, in an athlete's pro golfers, skaters, footballers, Olympic soccer teams, Olympic swimmers like really quite across the board. So we've we've been we've been very, very lucky that both from just average people who want to learn how to meditate to really top experts. All have been able to find value in the tool. [00:33:27] Definitely. And I I can't imagine anyone who wouldn't be able to find value in it. Even children, you know, young not children, but adolescents and people who are just learning to have that dialog. I think that there's such an opportunity there with young minds that people don't necessarily look at. And to that end. I'm wondering how young the youngest age group that, you know, that studies with Muse have been done on? [00:33:52] So Muse used to be able to be used for anybody, but now we are GDPR compliant, which is Europe's privacy standard. So we say Muse is not for anybody under 16. Certainly, I've seen no photos of people using Muse of their very young children, though, according to label. It's not not not not till over 16. There have been studies done using Muse in schools. The Denver school board did one. Kansas State University did a study of grade eight students using news, and they saw a 72 percent decrease in kids being sent to the principal's office after using use in their classroom. [00:34:28] Yeah, and that's kind of what I was suspecting. You know, I think a lot about some of these different ailments that afflict children who tend to be disturbing in the classroom environment or group settings. And it's more just about the therapies applied to social therapies apply to these children are very much so the feedback that it sounds like news would provide. It's about being in touch with the thoughts and reading relationship with the thoughts, which we just clarified. And so that kind of feedback sounds like it will be instrumental. What is there when someone gets on? How much can they explore on your Web site? Like, what are the price points and how does one go about purchasing it? Where at what phase is all of that in? [00:35:07] So Muse's in market and has been for since 2014. We now have. So we have two devices, Muse two, which gives you real time feedback on your heart, breath, body and brain during meditation. And then we have a new device that we just launched, which is Muse s one of the things that we noticed as people were using Muse before going to bed to help them sleep. And so we now built this beautiful purpose-built device that does all the same things as Muse two. And it also gives you guided meditations and Real-Time feedback in a way that's designed to help you fall asleep faster. So it's a very soft, comfortable band that you were in bed to help you fall asleep. And then we're building more and more sleep features that are going to be released over the next year. So Muse 2, is somewhere around two hundred and fifty bucks. And Muse S is somewhere around 350. [00:35:59] Nice. So not going to break the bank. You know, I mean, not inexpensive. But for the feedback it's providing and given, can you use one device, I'm assuming for different family members or definitely individuals or does everyone. OK. So you can change application. [00:36:15] Yes. So we typically see, you know, device. Mom brings the device home, dad starts using it. Kids start meditating. Now you have the whole family using the one device together. [00:36:24] Absolutely. That's so exciting. I'm wondering to that. And given that you just came out with muse s. What goals does Muse have on the horizon between the next one to three years? And has there been any conversation of application between the global dialog about the pandemic and Muse, or has that kind of been something that it's just obviously addressing within the functionality of the device? Or has the company come out and kind of looked towards efforts as to have a dialog with that? [00:36:51] Oh, we're definitely dialoging with it. So since the start of the pandemic, we've obviously seen a massive increase in Muse usage, both people purchasing new devices, buying them as gifts, and people who had Muse's really starting to use them very, very regularly. And so we're really looking to how we can build more support and content to help support pandemic specifically. We have a collection of actually free content available to anyone called our S.O.S. Com collection with guided meditations for dealing with uncertainty, working at home, cetera. [00:37:28] And then we also have monthly challenges that we run with both users and nonusers where you can be guided through a week of support on a particular topic focused around coalbed. So it might be finding peace working from home. Kofman the mind and uncertain times, etc.. [00:37:48] That's fascinating. [00:37:49] That's a great idea to a monthly challenge, you know, focused around things that are particularly found within it. That's an interesting take on it. I think that a lot of people have tried to get there but haven't quite gotten there with a lot of their business endeavors. Monthly challenges are interesting. And are there any other goals for with the company has that is aside from the covered conversation? Are you guys going to come out with new models? What areas are you reaching further into? I feel like and this might be incredibly naive, but like diet and certain things that are affecting, you know, that the greater health and relationships certainly would be kind of this trickle down effect that would happen when being in conversation with one's own thoughts and their thought relationship. But has there been any movement towards, like diet and exercise or using it, showing people the utility of using it and other major areas of their life? [00:38:39] So on our podcast that I co-host with Patricia Karpas called Untangle, we approach questions like diet, relationships, etc. every single week with guests in those areas. So, you know, we try. Give you more information around how the brain and the mind work and how to kind of optimize them in relationship to all these topics. And then in our guided content, we also have content specific for different areas, performance, work from home. We've a mindful eating collection. We have lots of relationship collections. So we also try and the guidance to give you new insights, new tools to help with specific areas of your life. And then the thing that we're really diving into now is sleep, because people don't realize how fundamental sleep is and was. [00:39:28] Sleep has really gotten disrupted. Also, as an entrepreneur, sleep gets disrupted as well because you sit there as you're falling asleep and you can't help but think about all of the problems of the day and the problems of tomorrow and that poor sleep and poor sleep hygiene and poor ability to fall asleep actually depresses your immune system and decreases your emotional self-regulation and cognitive function the next day. [00:39:51] So for us, we're really looking at how we kind of help people optimize this 24 hour cycle, how you can fall asleep more effectively, stay asleep longer, have more restful sleep, and then be more cognitively and emotionally capable the next day. Do your meditation, you know, enhance them further, sleep well at night and feed forward. Absolutely. [00:40:13] And it's key. I think Muz asks coming out sounds perfect. I mean, the populations that need sleep most are the ones that always receive it less. It's new parenting entrepreneurs, people making very heavy handed decisions. There was in 2005 a report came out that said the average American president and all of our history got about four hours a night. [00:40:33] And it was like, no, I need them to get so much more than that. They've got very hands on the button. [00:40:39] You know, it's a it was just daunting. These. The more important the position, the less sleep. And it was and it was a reverse dialog. It was in conversation to some of the most prolific people that they had discovered in the arts were these people that got massive amounts of sleep. Some of these founders that were coming out saying, I get like nine hours a night and I can't believe anybody wouldn't. And these were the people that were changing the world at the time. And it was this kind of dialog, a back and forth. The article was. But I think it's it's so crucial. Young parents, people like that, Warriors' in all places, you know, don't leave. You have to be the founder of a billion dollar company to be a wildly important individual. And those people in those high stress, high stakes environment are usually not getting sleep. And so I think that feedback is crucial. And I'm glad you brought up your podcast, because I'm wondering, I haven't had the opportunity to dove in and explore more. And so for everyone listening, join me in that endeavor. It's called Untangle. And I really want to climb into a little bit about that experience, how long it's been running. And also, do you bring users of Muse on to have like an actual conversation with a user? [00:41:48] So the podcast actually started with Patricia Karpas. It was a podcast that she had started building. And when she joined our company as the head of content, I joined as the co-host. And we love doing it because we get to speak to experts, neuroscientists, meditators, top athletes, top artists and unpack the practices in their life that allow them to be effective. And my particular passion is talking to neuroscientists and through with them, unpacking how the brain works and then how we can use that knowledge and understanding the brain to be able to optimize our behavior and our functioning. It turns out that a fair number of the people I interview are users. You know, my my colleagues and peers and in neuroscience and in arts or athletics, they tend to actually also use music. And often I don't even know that. [00:42:39] I interviewed B.J. Fogger, a top behaviorist, and when he got on the music, oh, my God, you make me use I'm like, oh, my God, you know that I made music crazy. And Dr. Stan Kotkin, he's a top relationship therapist. He was like, I love you. I'm like, oh, my God, you know what news is like? Yes, I use it every day. So it it ends up being kind of serendipitous and typically slightly embarrassing moment for me. I'm sitting here like, what am I supposed to wonder? But it's lovely. [00:43:06] Yeah, absolutely. Well, that's exciting. I'm glad to know that. And I'm glad to know that you guys kind of interview people who you don't know have used it as well just to garner the information around it without this kind of marketing standpoint. And I look forward to getting on and I look forward to purchasing it because I'm sold. I'm all in. And I practice my station and I have for 10 years based on my spiritual following. So I I'm wholeheartedly looking to jump into this. I think it's important for people to understand that regardless of what you practice and how you do, you can always change your relationship with meditation. You know, there have been people who've meditated for 50 years that are constantly changing their relationship with it. And this device sounds like it could do that and should do that as well. I'm wondering if you can if you can answer our final question on this series is always one of my favorites and it's one that people usually think that they won't be able to answer. [00:44:01] Perhaps, given that your life has been dedicated to research and and proffering up solutions, you'll be able to more easily than one often thinks. But if someone approached you tomorrow and it's important, we didn't get into it today. But you also have a lot of dialog about women in business. And I do want to ciAriele back around one day and pepper you with that, because that's the platform that we run a lot of our series off. Patricia Kathleen, podcasts. But if you were approached tomorrow by a woman or a female identified a non binary individual, essentially anyone other than a white CIS gendered man. And the person said, listen, I started my career off in this wonderful science and I've I've done a peripheral amount of work there. And I'm thinking about launching this new device, this tech device feedback company. So something remarkably similar, perhaps not identical to what you've done. But she was headed. They were headed that way. And they said, can you give me your top three pieces of advice? What would those top three pieces be? [00:45:02] Knowing what you know now, sure, that's easy. [00:45:06] So number one is you don't need to know everything. So I think as a founder or an entrepreneur, it can feel daunting when you start a business because you feel like, OK, well, I need to understand finance. I need in the case of my business, manufacturing, engineering, technology, neuroscience are logistics. There were so many pieces to this puzzle and I really only understood one piece. Got educated and learned myself several of those pieces like fundraising and being the CEO of a company, having ever worked in one myself. And then I was able to attract and hire individuals who knew how to do everything else. [00:45:44] Experts in their own domain who understood manufacturing in China and logistics and customer care and whatever the role was. So tip number one is you really don't need to know everything. And frankly, there's very few things you do need to know because you can bring on the people that matter to do the job. Yeah. Number two is do not let your own thoughts of not being good enough or not accomplishing enough. Hold you back. We are all amazing capable creatures, but we are held back by the stories in our own mind. You know, the stories that say, oh, you know, we shouldn't take the risk because or people will think this of us or what if it just doesn't work out? And so it's normal for those thoughts to be there. But the person who becomes a successful entrepreneur is the person who is overall to able to overcome those thoughts, who is not held back by them, the person who takes the step and moves forward despite the thoughts and fears in their mind and body. And number three is lead with inspiration. So you may not know most of the things that you need to know to do this. Totally fine. But if you have an inspiring vision and you're able to articulate it and that inspiring vision is going to make the world better in some way, people will want to come along and join you and follow you and work with you and work for you and bring this vision to life together. So the most successful entrepreneurs are those that are able to see a vision that the world needs, that people agree is going to be good for the world and inspire people to come along with them. [00:47:23] Nice. I love that. So I have. Don't. No one. [00:47:29] You don't need to know everything. Number two, do not like negative thoughts. Hold you back. And number three, let lead with inspiration and let your vision inspire your audience. And I have to say that, as you said, those things as as silly or interesting as it sounds, I feel like if your device muse could speak, it would say that's exactly what it does. I think so. Yeah. I think that you've you've got the idea in tune and chip with what your craft and your knowledge have all developed in this embodiment of the device. And we are out of time today. But I really want to say I appreciate you taking the time. [00:48:09] I know everyone is at once available and incredibly busy, you know, during this time of stay at home. And so I want to say thank you so much for all of your knowledge and time today. [00:48:21] Thank you for the opportunity to share it. Much appreciated. [00:48:24] Absolutely. And for those of you listening, we've been speaking with Ariel Garten. She's the founder of Muse. You can located at W w w dot Tewes Muse dot com. [00:48:36] And until we speak again next time, remember to always bet on yourself. Slainte.
Hello and welcome to the Alcohol Alert, brought to you by The Institute of Alcohol Studies. In this edition:Super Saturday night’s alright for drinking – UK Government declares pubs open for business again while research uncovers worrying levels of home drinking since MarchLocal spending cuts a potential driver of alcohol-related hospital admissionsOn-screen alcohol leaves lasting impression – study of Britain’s most popular homegrown TV soaps find alcohol playing a starring role 🎵 Podcast feature 🎵A review of the first Early Career Alcohol Research Symposium conference from Ines Henriques-CadbyGovernment promises addiction strategy – which will include alcoholAlcohol calorie labelling in Obesity Strategy – Department of Health and Social Care promise a consultation over the display of ‘liquid calories’ on beverages by the year’s endLicensing laws relaxed in Northern Ireland – Stormont Assembly agrees to abolish Easter opening hours restrictions, but consultation on minimum unit pricing appears on the horizon We hope you enjoy our roundup of stories below: please feel free to share. Thank you.Super Saturday night’s alright for drinkingBilled as ‘Super Saturday’, 04 July 2020 marked the official day in which hospitality sector providers reopened their doors for business. For those eager to resume their usual socialising habits from the pre-pandemic days, this meant a return to licensed venues, especially pubs.Industry-funded regulator Portman Group warned people to drink responsibly (Night Time Industries Association, 03 Jul), anticipating the increasing opportunities for people to socialise and meet up in larger groups. However, despite a situation still far from ‘business as usual’, several areas were full with crowds of people by Saturday midnight.With greater numbers of people socialising under the influence of alcohol during the course of the evening, it became obvious that government-enforced social distancing rules were not being followed. Chair of the Police Federation in England and Wales, John Apter, tweeted after his late night shift in Southampton at 2:07am: A busy shift, we dealt with anti social behaviour, naked men, happy drunks, angry drunks, fights… What was crystal clear is that drunk people can’t/won’t socialy [sic] distance.The government also came under fire for initial plans to allow bars and pubs to sell alcohol off-premises: Speaking to The Telegraph (14 Jul), former Home Secretary Lord Blunkett said that whilst he was ‘totally in favour of kick-starting elements of the economy that have been so badly damaged by the lockdown’, giving permission for licensed premises to sell takeaway alcohol would ‘fuel the already worrying concerns about activity late at night, particularly in the major cities’.And as lockdown ease further, the damaging effects of combining social distancing with alcohol-fuelled socialising have become clear. For example, after the weekend, several pubs, including The Ravensdale in Mansfield, were forced to close due to ‘irresponsible behaviour’, potentially caused by the large gatherings of drinkers in and around the pub itself (Nottingham Post, 04 Jul). Moreover, as the government announced the following Monday that British tourists would be able to visit certain European countries without a compulsory fortnight’s quarantine upon returning, concerns arose over the drunken antics of British tourists at Magaluf, a popular holiday destination in Mallorca, Spain, just a few days later. Local residents reported ‘chaos’ to social media channels, some posting videos of tourists with ‘no face masks on, jumping on top of cars, drunk, drinking alcohol in the street’ (VICE UK, 14 Jul).Some local authorities reported experiencing similar problems even before the government eased lockdown measures: the day before the hospitality sector was due to reopen, Hackney Council announced a temporary ban on alcohol at London Fields due to ‘weeks of unacceptably high levels of litter, public urination and defecation and disturbance to local people’ (Hackney Gazette, 03 Jul). Meanwhile, polling data suggested that the government’s decision to permit the reopening of pubs and bars was not driven by public demand. A YouGov poll surveying 2,879 British adults on the same Monday after reopening found that just 5% had visited a pub the weekend of ‘Super Saturday’. The pollsters also found that most people were prepared to wait until later this year to revisit their local drinking establishment: 42% of 1,618 adults predicted that they would do so compared with just 3% who were planned on doing so on the day of its official reopening.Nonetheless, the government has pressed on with extending alcohol licensing provisions in the Business and Planning Act 2020 so pubs can purchase a pavement licence for eating and drinking on the public highway (Harpers, 22 Jul). Licences will last until September 2021.The effects of lockdown drinking reverberateMeanwhile, the lockdown has led to an ‘unprecedented surge’ in alcohol problems according to a One Poll survey commissioned by Help4Addiction, with four in ten British households, 53% of women and 71% of those made redundant admitting to drinking more than before (Daily Mail, 19 Jul). Experts believe that parents’ drinking to cope with the stresses of childcare and home-schooling since March are amongst the reasons for this.Nick Conn of Help4Addiction said of the ‘unprecedented surge’ in calls to their helpline:I have never seen anything like this. Anyone that was in early recovery we seemed to find was relapsing and anyone that was in addiction was getting worse.We are expecting another surge of calls when people go back to work because at that point they’ll realise they have a problem. They may not be aware of the consequences at this stage. They’ll want to stop but can’t.New Public Health England (PHE) data suggests a similar outlook: Since lockdown began, the estimated number of drinkers consuming more than 50 units of alcohol a week in England (harmful levels) has ‘soared’ by a third (to 5% of adults), and of the 500,000 drinkers who increased their intake to this extent, women and those in their 30s and 40s are most affected (Daily Mail, 26 Jul).Furthermore, the notion that the lockdown has been a stress-induced experience that people use alcohol to navigate it is supported by an Alcohol Change UK-commissioned Opinium survey (03 Jul), which found that:More than a quarter of people think they have drunk more during lockdownHeavier drinkers were more likely to drink more in lockdown: 38% of those who typically drank heavily on pre-lockdown drinking days (seven plus units) said they drank more during lockdownOne in five has drunk as a response to stress or anxiety.Parents of under 18s were more likely to say that they had done so (30%) than non-parents (17%) and parents of adult children (11%). Of those who drank more heavily during lockdown (nine plus units on each drinking day), 40% had drunk as a response to stress or anxiety.These findings add to a growing body of research about a unique period in the nation’s history, much of which has been documented in our briefing, Alcohol consumption during the COVID-19 lockdown in the UK, which has so far found that survey data points to roughly equal proportions of people cutting down and increasing their alcohol intake.But for heavy drinkers likely to do the latter, public health experts urge the government to support alcohol treatment services in order to reverse the potential tide of harm. Consultant psychiatrist and addictions specialist at King’s College London Dr Tony Rao, who analysed the PHE data for the Daily Mail, warned of the major impact that the surge in drinking will have on the health of the nation for years to come.He said: ‘COVID-19 has shone a light on the burning deck of the growing burden of alcohol problems in our society. We have been waiting for a proper alcohol strategy since 2012. This is today’s problem – not tomorrow’s.’Institute of Alcohol Studies Chief Executive Dr Katherine Severi, also stressed the importance of making sure that preventing alcohol harm is a priority for the national COVID-19 recovery plan, ‘to ease the burden on our health and social care services and improve the health of the nation’.Local spending cuts a potential driver of alcohol-related hospital admissionsA new study by King’s College London (02 Jul) has shown an association between increases in alcohol-related hospital admissions and decreases in spending on alcohol services since they came under the responsibility of local authorities in 2012.Social distancing measures due to the COVID-19 pandemic have undoubtedly resulted in a serious reduction in healthcare provision services available. However, even prior to the pandemic, funding for specialist alcohol and drug treatment services were reduced as the Health and Social Care Act 2012 meant that commissions were transferred from the NHS to local authorities, who in turn have received reduced public health grants from the government.As Dr Emmett Roberts writes in The British Journal of Psychiatry, ‘local authority funding cuts to specialist alcohol treatment services may be displacing costs onto the NHS hospital system’, and this may partially explain the increase in hospital admissions related to alcohol over time.Since around one in five people have increased the amount of alcohol consumed during lockdown and 15% drink more at one time, this potentially further exacerbates pressures on alcohol treatment services, as well as rendering them unable to cope with increasing demands. Overall, this is likely to have the most severe impact on patients who require regular support from these services, as they are faced with a service under pressure from high demands, as well as reduced visits due to social distancing rules. On-screen alcohol leaves lasting impression🎵 Podcast feature 🎵Some of the nation’s most popular soap operas (such as EastEnders, Coronation Street and Emmerdale) constitute a potential driver for alcohol consumption in young people, according to an article published in the Oxford Journal of Public Health (01 Jul). A study led by Dr Alex Barker at the University of Nottingham concluded that alcohol content before the television watershed is so common that it exposes audiences to billions of viewer impressions. Alcohol impressions were identified in 83 out of 88 episodes (95% of the time).Beer and cider were the main types of alcohol consumed (46% of the time), as well as 53% of those consuming alcohol being women. In addition, where alcohol appearances were implicit, it was identified that actors were seen either holding a drink, or through alcohol branding (through labels on bottles in the backgrounds) displayed on set. This implies that alcohol appearances in television are not only potential stimuli for increasing alcohol consumption at home, but also provide a means of normalising such behaviours, since soap operas often reflect the lives of British families. Young people and children are particularly susceptible, since many soap operas with alcohol branding are also broadcast before the 9pm watershed period, thus providing a significant impression of alcohol to millions. In other researchA poll held by pricing comparison site Confused.com has shown that a large number of drivers share potentially dangerous views on drink-driving that could have been acted upon during the lockdown. Their survey suggests that a third (33%) of drinking pub goers plan to drive, a quarter (24%) of drivers admit driving after a drink because they don’t ‘feel drunk’, and one in twenty (5%) believe it was fine to drive over the limit when the roads were quieter during the lockdown.Car insurance expert Alex Kindred said (you can listen to the full statement in the podcast) that drivers ‘need to clue up on the drink drive laws, as there is a steep price to pay when putting yourself and others at risk.’A systematic review of evidence on the impact of graphic warning labels for alcohol and food products found that health warning labels reduced selection of labelled products by 26% (Health Psychology Review, 02 Jul). However, the authors cautioned against drawing conclusions on the available data as all studies that looked at alcohol labels were conducted online or in laboratory settings. The research team called for further studies from real-world environments to improve knowledge about the impact of pictorial warning labels on drinking behaviours amongst the population. (IAS blog, 16 Jul). Failure to promote the drinking guidelines may be reflected in their lack of effectiveness on consumption levels, according to the results of a paper conducted by researchers at the School of Health and Related Research (ScHARR) at the University of Sheffield. The team found that apart from a brief drop in consumption in the first few months, the current drinking guidelines – announced in January 2016 – did not appear to bring significant changes in alcohol consumption within the first eighteen months (BMJ JECH, 19 Jul). The team were wary of the fact that at the time, ‘there was no large-scale promotion of the revised guidelines beyond the initial media announcement’. Alcohol contributed to a loss of 178,933 working years of life in 2018, 18% of total working years lost, and the highest level in seven years (Gov.uk, 17 Jul). Public Health England (PHE) estimate that a third of those years were lost among those aged 45-54 years (57,558). The top three causes of working years of life lost (WYLL) due to alcohol alone were liver disease (84·5%), accidental poisoning (44·5%) and intentional self-harm (32·8%). The figures also show disparities by socioeconomic status: the number of WYLL for those in the ‘most deprived’ decile was three times higher (34,697) than those in the ‘least deprived’ decile (8,748), and by sex: men lost almost three times more working years (131,403) than women (47,530). PHE aim to support the potential use of WYLL due to alcohol as a new indicator in Local Alcohol Profiles for England (LAPE).The Health Research Board (HRB) (BMJ Open, 22 Jul) have found that many people with harmful and hazardous drinking behaviours in Ireland are underestimating how much they drink. Based on data from Ireland’s Drug Prevalence Study 2014/15, which interviewed a representative sample of the Irish population on how much they thought they drank, and whether they deemed themselves to be light, moderate or heavy drinkers, they found that only one in three people who binge-drink were aware of their drinking habits. In addition, women were less likely to report heavy-drinking behaviour (just one in 10) as opposed to men (one in five). This study comes as annual alcohol treatment data show a total of 7,546 treatment cases in 2019, a slight increase from 7,464 in 2018 (HRB, 28 Jul). These results indicate that many of those with heavy-drinking behaviour in Ireland may be unaware of the risks of doing so, which potentially endangers them since they are most at risk of harm due to alcohol. HRB interim chief executive Dr Mairead O’Driscoll affirmed that ‘further initiatives to reduce overall consumption and hazardous and harmful drinking patterns, and raise awareness around drinking patterns are required’.UCL researchers come up with new iDEASThe University College London Tobacco and Alcohol Research Group have launched a new trial offering digital support to help drinkers reduce their alcohol consumption (UCL, 24 Jul). The iDEAS trial is seeking over 5,000 volunteers nationally to test two digital support tools for drinkers who want to cut down. Digital support tools for reducing alcohol intake, such as apps and websites, are thought to overcome some of the barriers encountered by traditional face-to-face support and may have potential for decreasing drinking. Research team member Dr Melissa Oldham says that iDEAS will ‘inform the recommendations we can make for alcohol reduction’ (full statement in the podcast), which with the apparent rise in drinking during the UK lockdown, makes the trial a timely one.#ECARS2020 conferenceCoverage of the event from Ines Henriques-CadbyIn a time where research interactions have been constrained or halted, particularly for doctoral students and other early career researchers, the Sheffield Alcohol Research Group (SARG) launched its first Early Career Alcohol Research Symposium (ECARS). The symposium aimed to give early career researchers, from first year doctoral students to more experienced postdocs, a platform to network, share their work and experiences, and interact with colleagues at different career stages.This year’s meeting took place online on 07 and 08 July, and included 16 research talks on four themes: Epidemiology and trends (featuring talks on inequalities in alcohol-related harm); Harmful drinking; Alcohol and cognitive processes; and Alcohol policy.The meeting also included a career progression panel, which was extremely well-received by the delegates. The panel gave delegates an opportunity to ask questions and gather advice on career progression and opportunities. The panel itself featured four guests from a diverse range of backgrounds, disciplines and experiences: Dr Sadie Boniface (IAS), Dr Lucy Gavens (University of Sheffield), Dr Andy Jones (University of Liverpool), and Professor Dorothy Newbury-Birch (Teesside University).The organisers of ECARS are Dr Ines Henriques-Cadby (an MRC Research Fellow with a Maths and Stats background), Dr Inge Kersbergen (an SSA Research Fellow with a quantitative psychology background), Ms Jane Hughes (a qualitative researcher in Public Health, with an economics background), and Professor John Holmes (the new director of SARG, with a background in Social policy). As a diverse team of researchers, they were eager to promote diversity and inclusivity in both speakers and delegates. The symposium counted 72 delegates, from 35 academic institutions (six international). As well as academic researchers, delegates came from public health teams in national government, local authorities, and health and prevention services, as well as UK-based charities such as the IAS, Alcohol Change UK (ACUK), and Have Your Tomorrows (HURT). The feedback received from delegates was extremely positive and highlighted the need for an on-going platform to support interactions between ECRs, and more senior members of the alcohol research community, both within and outside of academia.The organisers plan to make the symposium an annual event and planning for 2021 is already taking place. They also aim to facilitate the creation of an ECR mailing list that will allow dissemination of research and career opportunities and support networking amongst the next generation of alcohol researchers.Government promises addiction strategyThe Bury Times (16 Jul) reports that one of the region’s most prominent politicians – Christian Wakeford MP for Bury South – urged fellow ministers to ‘adopt a wide-ranging strategy’ to tackle alcohol addiction, drawing on the experience of how his family struggled to find help for his late older brother, who died five years ago.Wakeford spoke in the House of Commons about how securing assistance for Mark Jones had been ‘a postcode lottery’. Leader of the House Jacob Rees-Mogg replied (you can hear his full response in the podcast):The government are committed to tackling health harms from alcohol and supporting the most vulnerable to risk from alcohol misuse. We do aim to publish a new UK-wide cross-government addiction strategy that will include alcohol.Wakeford’s appeal came the day after he attended an online event for parliamentarians hosted by the Alcohol Health Alliance UK, Healthy recovery: Alcohol harm, COVID-19, and your constituency.Alcohol calorie labelling in Obesity StrategyLabelling alcoholic beverages with calorie information is potentially among ‘a raft of measures’ the UK Government is set to include as part of a new Obesity Strategy to get the nation fit and healthy (Department of Health and Social Care, 27 Jul).The new campaign comes after a ‘COVID-19 wake-up call’ in which the impact of the virus revealed how excess weight puts people who contracted it at greater risk of serious illness or death.The strategy’s plan to mandate the display of ‘liquid calories’ on alcoholic drinks will be put to a new consultation before the end of the year.Alcohol consumption has been estimated to account for nearly 10% of the calorie intake of those who drink, with around 3·4 million adults consuming an additional days’ worth of calories each week – totalling an additional two months of food each year. But research shows the majority of the public (80%) is unaware of the calorie content of common drinks and many typically underestimate the true content. It is hoped alcohol labelling could lead to a reduction in consumption, improving people’s health and reducing their waistline.Following the announcement, Professor Sir Ian Gilmore, chair of the Alcohol Health Alliance UK said:The government’s plans to consult on ending the current exemption for alcohol products from calorie labelling requirements are very welcome. When the calorie equivalent of a large glass of white wine is the same as a slice of pizza or a cocktail is the equivalent of a cheeseburger, it is clear why alcohol products should be included in the government’s plans to tackle the obesity crisis.Licensing laws relaxed in Northern IrelandStormont Assembly has approved plans to relax rules on the sale of alcohol, such as streamlining pub opening hours by removing Easter weekend restrictions (Northern Ireland Department for Communities, 16 Jul). Some of the other key changes include:the introduction of an occasional additional late opening hour for certain licensed premisesthe doubling of ‘drinking-up time’ after last orders, from 30 minutes to an hourthe alignment of the alcohol and entertainment licensing systems;changes relating to children on licensed premisesthe prohibition of self-service and vending machinesformal approval for codes of practice on responsible retailingchanges to the law affecting private members clubs.These changes come as Minister of Health in the Northern Ireland Assembly Robin Swann committed to holding ‘a full public consultation’ on introducing minimum unit pricing for alcohol (MUP) ‘within a year’, a move welcomed by Hospitality Ulster chief executive Colin Neill (Belfast Telegraph, 29 Jul), who said that he expected ‘the days of alcohol being sold at pocket money prices’ will come to an end under the legislation.In Memoriam: Roger Williams, ‘a true giant in the field of liver health’The public health world was saddened to learn of the passing of professor Roger Williams over the weekend of 26-27 July.Professor Williams CBE FRCS FRCP FRCPE FRACP FMedSci (born 28 August 1931 – 25 July 2020) was a pioneer in many areas of hepatology, including the delivery of an integrated model of liver care and being a key part of the team that performed the first liver transplant in the UK at King’s College Hospital London in 1968.His influence was also felt in liver disease research, publishing many of the key papers advancing care in liver disease, and founding institutes at King’s and University College London to further hepatology research. He founded The Lancet commission on liver disease in 2013, in addition to the European Association for the Study of the Liver (EASL), on which he served as a chairman in 1983 and as honorary president in 2008.In 1993 professor Williams was awarded a CBE for his services to medicine. He remained an active and passionate advocate for improvement in the care of patients with liver disease to the end of his life.Dr Katherine Severi of the Institute of Alcohol Studies said:Professor Roger Williams was a true giant in the field of liver health, and demonstrated tremendous leadership in convening the Lancet Standing Commission on Liver Disease. Liver disease affects some of the most vulnerable members of our society and Roger used his indefatigable energies and powers of persuasion to raise awareness of its impact amongst UK policy makers, bringing an issue into the spotlight which for too long has been hidden behind closed doors. Roger was an inspirational role model who proactively sought out opportunities to support early career researchers and build enthusiasm for change. It is a privilege to have been his colleague and I will miss him dearly.He leaves behind an exceptional legacy and an abundance of fond memories.You can our obituary in full on our website.The UK Alcohol Alert (incorporating Alliance News) is designed and produced by The Institute of Alcohol Studies. Please click the image below to visit our website and find out more about us and what we do, or the ‘Contact us’ button. Thank you. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit instalcstud.substack.com
Trust is the basis for almost everything we do and research shows that trust is based on 3 pillars - Positive relationships - Expertise (walk the talk) - Consistency But trust is more than that! HRB reports that "Employees in high-trust organisations are more productive, have more energy at work, collaborate better with their colleagues, and stay with their employers longer than people working at low-trust companies. They also suffer less chronic stress and are happier with their lives, and these factors fuel stronger performance." This week, in my latest episode of #leadingthecoachingchange podcast, I have a special guest Tarek Alami. Listen up if you want to understand ⭐️ What skills you need to be a #change leader ⭐️ How to influence your colleagues and your clients towards a common goal ⭐️ How #ROI was always important (and now only suddenly now!) ⭐️How to use your 6th sense My favourite quote from this episode:
With the coronavirus crisis throwing investors for a loop, it’s time to consult with the father of value investing, Benjamin Graham. (0:45) - Still Learning From Benjamin Graham: The Intelligent Investor (7:45) - Navigating The Stock Market Rebound: Margin Of Safety (23:40) - Stock Screener And Tracey’s Top Stock Picks (33:00) - Episode Roundup: ABBV, BGS, HRB, MSFT, AAPL Podcast@Zacks.com
Adria and Allison talk about things you can do this week in the White Mountains. Mountain Talk is the rundown of the weekly schedule of events in the White Mountains of Arizona, including events and activities in Show Low, Pinetop - Lakeside and the surrounding area. White Mountain Events for week of Tuesday December 17th, 2019 – Monday December 23rd, 2019 Tuesday December 17th, 2019 10am Storytime at Pinetop-Lakeside Library 4pm Pilates Class at NPC 4:30pm BINGO at VFW 6pm Tipsy Tuesday with Karaoke at The Lodge Sports Bar & Grill 6pm Magic On The Mountain – Heroes Christmas Tribute Christmas Light Show at Show Low City Hall 6pm Paint & Pallets with Kittles Fine Art and Supply at Bloom 'n Bean 7pm Christmas in the Pines Concert at St Mary of the Angels Catholic Church 7pm Free Country Dance Lessons at Firestone Pizza in Concho Wednesday December 18th, 2019 All Day Wine Down Wednesday at Cattleman’s 9:45am Lets Get Moving at Show Low Senior Center 10am Itsy Bitsy Storytime at Show Low Library 1:30pm WM Book Talkers at Show Low Library 6pm Magic On The Mountain – Heroes Christmas Tribute Christmas Light Show at Show Low City Hall 9pm Wicked Hot Wednesday with DJ Pzat at The Lodge Sports Bar & Grill Thursday December 19th, 2019 6pm Magic On The Mountain – Heroes Christmas Tribute Christmas Light Show at Show Low City Hall Friday December 20th, 2019 4pm Santa's WM Adventure at Pinetop-Lakeside Town Hall 6pm Polar Express Night at Show Low Library 6pm A Child Is Born Paint 'n Sip at Kittles Fine Art and Supply 6pm Magic On The Mountain – Heroes Christmas Tribute Christmas Light Show at Show Low City Hall 7pm Free Country Dance Lessons at Averys 8pm HRB at Lion's Den 9pm Music and Dancing with DJ J Alan at The Lodge Sports Bar & Grill Saturday December 21st, 2019 10am Santa's WM Adventure at Pinetop-Lakeside Town Hall 11am Bird Workshop with Blu & Captain Steve at Show Low Library 1pm Santa at The Morning Rose 2pm Native Flute Circle at AAWM – Center for the Arts 5:30pm Paint Night Baby Yoda at AZ Mtn Coffee 6pm Magic On The Mountain – Heroes Christmas Tribute Christmas Light Show at Show Low City Hall 9pm Ugly Elf Contest at The Lodge Sports Bar & Grill Sunday December 22nd, 2019 12pm Santa's WM Adventure at Pinetop-Lakeside Town Hall 1pm Pool Tournaments at The Lodge Sports Bar & Grill 6pm Magic On The Mountain – Heroes Christmas Tribute Christmas Light Show at Show Low City Hall Monday December 23rd, 2019 9am Show Low Meals on Wheels Breakfast with Santa at Show Low Senior Center 6pm Magic On The Mountain – Heroes Christmas Tribute Christmas Light Show at Show Low City Hall The following are the sponsors of the BIRDMAN ON THE MOUNTAIN show, please visit them and give them your support when you can, as they make this show possible. Premier Sponsors: Summit Healthcare Bloom 'n Bean Bodyworks Health and Fitness Darbi's Cafe Elevate Athletics Fireground Digital Firehouse Subs Haven of Lakeside The House Restaurant The Hub La Casita Cafe The Lion's Den The Lodge Sports Bar & Grill The Maverick Magazine Navapache ChemDry New Horizons Physical Therapy North Star Salon PersNIKKIty's Town of Pinetop-Lakeside Pour Station - White Mountain Purified Water The Show Low Chamber of Commerce Solterra Senior Living St. Anthony's School The Truck Stop TGT's Mobile Home Services VFW #9907 White Mountain Tees
Found within the a range of ecological niches, bifidobacteria represents a genus within the phylum Actinobacteria, which is one of the major phyla in the healthy intestinal tract of humans. Bifidobacteria are among the first microbes to colonise the gut and are being purported as beneficial for human health. Several research studies have reported that lower abundance of bifidobacteria in the gut precedes disease development, including gut disorders, allergy, obesity and mental disorders. Charlotte Bastiaanse, associate editor at Vitafoods Insights, talks to Dr Chyn Boon Wong, research associate at Morinaga Milk Industry Co., about Human Residential Bifidobacteria (HRB) and its role in driving wellbeing. We delve into the concept of achieving human health from the inside out and explore the commercially available HRB probiotic strains.
What is the current status of 550 Madison? What is the plan for the Suzuki property? Listen here for answers to these and other questions about current affordable housing projects on the Island. It’s been a year since the report of the Affordable Housing Task Force was released (see https://www.bestofbcb.org/cafe-070-affordable-housing-task-force/ for details), and Phedra Elliott, Executive Director, and Penny Lamping, Fundraising and Communications Manager of Housing Resources Bainbridge (HRB) are back in the BCB studio to give us a progress report on some of the work being done in response to last year’s report. HRB is the island nonprofit that provides and maintains affordable housing opportunities. In this podcast Phedra and Penny talk about HRB’s next steps on these projects, City Council involvement, and how many units and what types may become available on these properties. They’ll also share information on the fundraising goals, how much has been raised, and how you can help the island’s efforts to make more affordable housing available. For more information, visit https://www.housingresourcesbi.org/ or check out www.bainbridgegives.org. Credits: BCB Host: Sandy Schubach; Editor and Publisher: Chris Walker
What is the current status of 550 Madison? What is the plan for the Suzuki property? Listen here for answers to these and other questions about current affordable housing projects on the Island. It’s been a year since the report of the Affordable Housing Task Force was released (see https://www.bestofbcb.org/cafe-070-affordable-housing-task-force/ for details), and Phedra Elliott, Executive Director, and Penny Lamping, Fundraising and Communications Manager of Housing Resources Bainbridge (HRB) are back in the BCB studio to give us a progress report on some of the work being done in response to last year’s report. HRB is the island nonprofit that provides and maintains affordable housing opportunities. In this podcast Phedra and Penny talk about HRB’s next steps on these projects, City Council involvement, and how many units and what types may become available on these properties. They’ll also share information on the fundraising goals, how much has been raised, and how you can help the island’s efforts to make more affordable housing available. For more information, visit https://www.housingresourcesbi.org/ or check out www.bainbridgegives.org. Credits: BCB Host: Sandy Schubach; Editor and Publisher: Chris Walker
We took a short trip to the Bainbridge Island Historical Museum to take in the Fearless Music exhibition a wonderfully curated history of the 1980s to present garage band culture of Bainbridge teens that also is directly connected to some of the great rock, punk and grunge bands of our time. Soundgarden, Pearl Jam and Nirvana all had early and current members of these bands. But musical trendsetters like Mother Love Bone and Malfunkshun are also featured. New York Times bestselling author Jonathan Evison was once the singer in the band March of Crimes along with Soundgarden and long time island resident Ben Shepherd. But the big revelation was the soundtrack playing throughout the exhibit. I am a new fan of the excellent music of The Cleavers. The guest curator who deservives lots of props is professional museum curator Merilee Mostov. The exhibit put us in mind of the "let's put on a show spirit" of Bainbridge youth and by extension the entrepreneurial spirit of many adult Islanders. We talked about the founding (from literally nothing to a ten-year success) of CrossFit Outcome on Bainbridge Island with Co-Host Sal Derosalia and the founding of the Annex Theatre right here on Bainbridge by Garrett Bennett which has become the longest running fringe theatre in Seattle still going strong after three decades. Wake Up Bainbridge! is closely covering the 550 Madison affordable housing crisis and possible expulsion of 13 families. We have reached out to Anthony Oddo from the HRB and members of City of Bainbridge Island, Washington Council to come on the show. The final decision on the property is coming June 25. We have listed email addresses of Kitsap Board members for anyone interested to write to. Episode 075 Sponsored by: The Best Personal Trainer on Bainbridge Island, Bethanee Randles. To see hear why Bethanee is the best, please check out podcast Episode 055.
Ako je možné vytvoriť globálnu službu, kde viete zachovať maržu skoro 50%? Bez investora a s týmom pár ľudí? Ako rozmýšľať, na čo sa zamerať? Je to o šťastí? Viac s Peťom Hrbáčikom, CEO Mangools.com
On today’s show, we have assembled our mastermind group for the 3rd quarter of 2018. At the start of 2018, the US Stock market experienced a 10% correction. But since that time, equities have had a strong comeback and are now considered the longest running bull market in the history of the NY Stock Exchange. The members participating on today’s show are Tobias Carlisle, Hari Ramachandra, Stig, and Preston. Be sure to check these out:Download your free audio book at Audible.Find the best job candidate at Ziprecruiter.Know when to buy and sell based on statistics and momentum w/ TradeStops.Create original investment research with INVRS.Move your business to the cloud with Netsuite.Take a better position on trading with CMC Markets.In this episode, you'll learn:The group’s intrinsic value assessment of $GOOG, $FB, $HRB, and PPCHow to assess the intrinsic value of growth stocks like Google and FacebookIf Pilgrim’s Pride is at the top of it’s business cycle or just trading at a very attractive priceIf H&B is a good dividend stock
Many of us know people who are either struggling to stay in their current homes or hoping to find an affordable place on Bainbridge. Housing Resources Bainbridge is here to help: listen here as HRB's Phedra Elliot and Penny Lamping describe the services this vital group provides. Housing Resources Bainbridge (HRB) is an independent, nonprofit organization that provides and advocates for affordable rental housing and homeownership options on the island. HRB also helps elderly and disabled individuals stay in their homes by providing home improvements such as accessible walkways and kitchen/bathroom modifications. Phedra Elliot is HRB's executive director, and Penny Lamping is a long-time Bainbridge resident who serves as fundraising and Communications Manager. Together they explain the growing need in our community for a broader range of housing options and some of the ways HRB is working to achieve that goal. Phedra also served on the City's Affordable Housing Task Force (AHTF), which released its recommendations in July 2018. You can listen to a related podcast on that subject here. To learn more about Housing Resources Bainbridge, please visit their website at: http://housingresourcesbi.org/. Credits: BCB host: Christina Hulet; audio editor: Chris Walker; publisher: Diane Walker; social media: Jen St. Louis.
Many of us know people who are either struggling to stay in their current homes or hoping to find an affordable place on Bainbridge. Housing Resources Bainbridge is here to help: listen here as HRB's Phedra Elliot and Penny Lamping describe the services this vital group provides. Housing Resources Bainbridge (HRB) is an independent, nonprofit organization that provides and advocates for affordable rental housing and homeownership options on the island. HRB also helps elderly and disabled individuals stay in their homes by providing home improvements such as accessible walkways and kitchen/bathroom modifications. Phedra Elliot is HRB's executive director, and Penny Lamping is a long-time Bainbridge resident who serves as fundraising and Communications Manager. Together they explain the growing need in our community for a broader range of housing options and some of the ways HRB is working to achieve that goal. Phedra also served on the City’s Affordable Housing Task Force (AHTF), which released its recommendations in July 2018. You can listen to a related podcast on that subject here. To learn more about Housing Resources Bainbridge, please visit their website at: http://housingresourcesbi.org/. Credits: BCB host: Christina Hulet; audio editor: Chris Walker; publisher: Diane Walker; social media: Jen St. Louis.
In this episode Lucasdirty, JustDre & Amanda North bring you the following topics of discussion: - From a jail cell to performing in front of 60 thousand - Artists Fredo listens to & His dream collab - What’s next and up coming music An episode that cannot be rewritten .. This week the guys managed to catch up with an individual with somewhat of an entrepreneurial spirit and a very talented rapper .. Fredo (@Fredo). This is the very first, on record; back and forth he has agreed to participate in. So as you can imagine the TDPC were excited to have the opportunity, learn more and kick it with him and the HRB’s. Not to mention a small cameo by the infamous SAV (@papi_savo_pg). A very light hearted and fun listen with some street education and stories sprinkled within. Fredo has shot to fame through rapping about his street life and hard time etc, that being said he is cool, calm and humble. In the words of Amanda, as soon as he left the studio, “What a Gentleman” .. This guy is on his way to the top and we were honoured & lucky to cross his path. “We’re not Talking Facts, We’re not Talking Fiction .. We’re Talking Dirty” # TDPC @TalkDirtyPodcast @Lucasdirty (Lucasdirty) @JustDre8 (JustDre) @Desmatic_in_Dubai (Amanda North)
Believing without seeing is the way forward The post HRB – Spiritually appeared first on First Christian Church.
Die Stimme für Erfolg - Der stimmige Podcast mit Beatrice Fischer-Stracke
Astrid Büngen ist Diplomingenieurin der Landespflege, Unternehmerin, Ausbilderin, Geomantin, Reisende, verheiratet mit Georg, Bauingenieur, arbeitet kinesiologisch, tanzt Tango Argentino und singt für ihr Leben gern. Astrid stammt aus dem Bergischen Land bei Köln. Sie wurde bereits in ein Gartenbauunternehmen hineingeboren und ist daher Zeit ihres Lebens mit der Natur und den Gärten verbunden. Seit ihrer Kindheit erlebt sie, dass sich weitaus mehr hinter der Materie, der sichtbaren Pflanze, dem Stein und der Erde verbirgt – nämlich Energien, Schwingungen und die feinstofflichen Welten der Naturwesen. Seit nun mehr als dreißig Jahren ist sie im Garten- und Landschaftsbau und -planung tätig. Nach dem Studium der Landespflege arbeitete Astrid als Ingenieurin im väterlichen Betrieb, wo sie u.a. eigene Planungen unmittelbar in die Praxis umsetzten konnte, es folgten Begrünungen im Zuge des Neubaus der großen Dhünntalsperre, Standortsanierungen von Großbäumen sowie Projekte in der Bundesgartenschau in Berlin (1985) 1987/88 machte Astrid einige Weltreisen u.a. nach Neuseeland, Australien, Tahiti, Fidschiinseln, Nordamerika, Mexiko und Guatemala sowie Kananda und erforschte die Natur und Botanik der Welt. 1989 siedelte sie nach München um und arbeitete im Landschaftsarchitekturbüro Habeck und Huuk BDLA, wo sie für ein 5-Sterne Hotel in Palma de Mallorca die örtliche Bauleitung übernahm. Neben der mittlerweile selbstständigen Planungsarbeiten folgten jahrelange Studien der Geomantie bei Hagia Chora, u.a. bei Marko Pogacnik, Stefan Brönnle,Hans-Jörg Müller u.a. (Erfahrungswissenschaft mit der Auffassung der Erde als natürlichen, beseelten Organismus) und der Kinesiologie u.a. bei Linde Mix (ganzheitliche Anwendungsmethode zur Optimierung des Lebensenergiehaushaltes). Es folgte die eigene Seminartätigkeit in unterschiedlichen Regionen Deutschlands und Österreichs zur Welt der Naturwesen. 1991-1997 Vorstandsarbeit für das Lerngut Sonnenhausen, Schweißfurth- Stiftung München, Seminartätigkeit in Sonnenhausen, Thema Energetische Gartengestaltung, sowie Bauleitung für ein Landart- Kunstwerk von Nils Udo (Die Blaue Blume) , freiberufliche Tätigkeit für renomierte Landschaftsarchitekturbüros, u.a. Jühling und Bertram BDLA in München sowie für Garten- und Landschaftsbaufirmen. Im Jahr 2000 gründet Astrid Büngen ihr eigenes Garten- und Landschaftsbauunternehmen mit dem Namen Goldwerk Garten- und Landschaftsbau GmbH. „Jeder Garten ist für mich eine neue Herausforderung, denn jeder Mensch bedarf individuell anderer Komponenten, welche für seine Harmonie und sein gutes Lebensgefühl notwendig sind." Zusammen mit ihrem Team übernimmt sie Planung und Bau von Hausgärten und gewerblichen Anlagen, Kindergartenprojekte wie die Gestaltung und den Bau des Gartens für das Kinderhaus Zorneding, Aufbau einiger Projekte der Landart- Ausstellung "Ends of the Earth" für das Haus der Kunst, Herstellung von Weihern in Naturschutzgebieten für die Gemeinde Hohenbrunn und vieles mehr. Zur großen Lebensfreude gehören für Astrid Zeit ihres Lebens Tanzen und Singen. Schon früh sang sie in vielen Chören, nahm Gesangsunterricht bei verschiedenen Lehrerinnen und Lehrern und mit großer Freude seit einigen Jahren bei Beatrice. Tanzen und Singen gehören für sie zum Leben wie das Atmen. Beste Buchempfehlung Buch Nr. 1: Das allsehende Auge von Dr.med.,Dr.phil. David R. Hawkins, Sheema-Medien Verlag, Buch Nr. 2: Dein Licht steht dir gut von Rebecca Campbell, Ansata Verlag Zeitschrift : Gartenpraxis, Ulmer Verlag, für Garten- und Pflanzenliebhaber momentane Lieblingsgesangslektüre: Richard-Strauß-Lieder Kontaktdaten: info@goldwerk-garten.de Dipl.Ing. (FH) Astrid Büngen Goldwerk Garten- und Landschaftsbau GmbH Keferloher-Markt-Straße 19 85640 Putzbrunn/ Solalinden Tel. 089 - 489 26 46 / Fax. 089 - 489 16 66 www.goldwerk-garten.de Geschäftsführerin: Dipl.Ing.(FH) Astrid Büngen USt.-Id.Nr.: DE295852196 . Amtsgericht München HRB 212079
God loves you too much to let you get away with it. The post HRB – Purity appeared first on First Christian Church.
Even in depression God can bring purpose. The post HRB – Depression appeared first on First Christian Church.
God positions the humble for impact. The post HRB – Pride appeared first on First Christian Church.
Join host Hollywood Rick Brutal and his co-host, Mistress Doom, for The Unstoppable Super Show! Tuesday nights 10pm-midnight EST. Listen in as they discuss happenings in Wrestler Unstoppable and topics in the world of pro wrestling. Don't miss the fun! Callers are always welcome! (646) 478-0073 Or, click the Skype button at the top of the chat page!
Join host Hollywood Rick Brutal and co-host Mistress Doom, for The Unstoppable Super Show! Tuesday nights 10pm-midnight EST. Listen in as they discuss happenings in Wrestler Unstoppable and topics in the world of pro wrestling. Don't miss the fun! Callers are always welcome! (646) 478-0073 Or, click the Skype button at the top of the chat page!
Join host Hollywood Rick Brutal and his co-host, Mistress Doom, for The Unstoppable Super Show! Tuesday nights 10pm-midnight EST. Listen in as they discuss happenings in Wrestler Unstoppable and topics in the world of pro wrestling. Don't miss the fun! Callers are always welcome! (646) 478-0073 Or, click the Skype button at the top of the chat page!
JOIN US FOR ONE OF THE LONGEST RUNNING SHOWS IN WRESTLER UNSTOPPABLE'S HISTORY!! THE UNSTOPPABLE SUPER SHOW!! TUNE IN TONIGHT FROM 10PM EST TO MIDNIGHT! CALL IN AND JOIN IN THE CONVERSATION!! Join host Hollywood Rick Brutal and a mystery co-host or two for The Unstoppable Super Show! Tuesday nights 10pm-midnight EST! Come on and join the fun as they discuss Unstoppable happenings and even things outside of the wrestling world! Tonight, as always we will be promoting several companies and upcoming events in WU! Call in and join in the fun! Callers can hit the SKYPE button at the top of the Show's page OR call (646) 478-0073 JOIN US TONIGHT FOR.... THE UNSTOPPABLE SUPER SHOOOOOOOOOW!!!
JOIN US FOR ONE OF THE LONGEST RUNNING SHOWS IN WRESTLER UNSTOPPABLE'S HISTORY!! THE UNSTOPPABLE SUPER SHOW!! TUNE IN TONIGHT FROM 10PM EST TO MIDNIGHT! CALL IN AND JOIN IN THE CONVERSATION!! Join host Hollywood Rick Brutal and a mystery co-host or two for The Unstoppable Super Show! Tuesday nights 10pm-midnight EST! Come on and join the fun as they discuss Unstoppable happenings and even things outside of the wrestling world! Tonight, as always we will be promoting several companies and upcoming events in WU! Call in and join in the fun! Callers can hit the SKYPE button at the top of the Show's page OR call (646) 478-0073 JOIN US TONIGHT FOR.... THE UNSTOPPABLE SUPER SHOOOOOOOOOW!!!
In this podcast, Librarian Tressa Johnson visits BCB studios with interesting tidbits about activities coming up in September at the Bainbridge Library. Bill Thompson will present Photos of Travel in Ladakh, India on Friday September 4 (the night of the First Friday Arts Walk), 5-7pm. John van den Meerendonk will present talks on Gardening With Ferns, on four Saturdays in September (5th, 12th, 19th, 26th) from 10am-noon. Jeffrey Hora will help you Customize Your Experience on Facebook, on Saturday September 12th from 3-4pm. Buddy Bassett offers a career-seeking skills workshop. He's from Compass Vocational Services, and will speak on Monday September 14 from 7-9pm. The program called One Book One Community for 2015 will present the book: The Revised Fundamentals of Caregiving, by Jonathan Evison. The facilitator will be a staff scientist in the Department of Bioethics & Humanities, on Tuesday September 15 from 1-2 at the Waterfront Park Community Center. David & Kathleen Thorne share a travelogue about Route 66, on Wednesday September 16 from 7:30-9pm. There will be a "Library U" talk on What's New in Neuroscience, on Saturday September 19 from 10-11:30 am. The focus will be the new insights into childhood brain development, on Saturday September 26 from 10-11:30 am. Andrew MacMillen will explore Mushrooming & Mycology, on Wednesday September 23 from 7-9pm. Housing Resources Bainbridge (HRB) will present the topic: Density, Affordable Housing & Livable Neighborhoods, on Thursday September 24 from 7-8:30pm. Credits: BCB host and editor: Joanna Pyle; BCB social media publisher: Barry Peters.
Options Oddities 209: EWG, HRB, WMB Unusual Activity for June 22, 2015: Call buyers jump in iShares MSCI Germany Index (EWG) Calls and stock go up in H&R Block (HRB) Puts trade in Williams Companies Inc. (WMB)
Options Oddities 195: CLF, HRB, UPL Unusual Activity for June 2, 2015: ITM call buyers in Cliffs Natural Resources Inc. (CLF) Calls trade in H&R Block Inc. (HRB) Large put spread closes in Ultra Petroleum Corp. (UPL)
Half-Resurrection Blues is the first book in a speculative series created by Daniel José Older. If you've read HRB definitely listen in on how Daniel went about creating his characters and the entire world that stretches beyond this series and into his other work. Even if you haven't read the book you can tune in, but warning there may be some spoilers.
Jenn speaks with Daniel José Older--author of Salsa Nocturna, Half-Resurrection Blues, the upcoming Shadowshaper, and articles for Buzzfeed & The Guardian--about the need for community for writers of color, how his plan for writing helped him persevere, and also about how the industry needs to change in order to embrace more stories by writers of color. (Note: There's a quick Selma spoiler at the 40 minute mark if you haven't seen the film yet.) In a separate episode posting today (Episode 13.5) Daniel and Jenn discuss the first book in his Bone Street Rumba series with Penguin, Half-Resurrection Blues. Whether you have or haven't read HRB definitely listen in on how Daniel went about creating his characters and the entire fantasy world that stretches beyond this series and into his other work.
In this podcast, BCB invites two leaders of HRB -- Housing Resources Bainbridge -- to discuss one of Bainbridge Island's most critical and perennial needs, namely, affordable housing. HRB board member and past president, Charlie Wenzlau, comes to this conversation with the expertise of being a local well-regarded architect, planner, and longtime advocate for enlightened housing policy for our City and community. Joining Charlie is HRB's executive director, Mark Blatter, who came to Bainbridge after leading Seattle's agency for preservation of historic properties and real estate development. At Housing Resources Bainbridge (formerly named “Housing Resources Board”), the mission is to preserve the diversity and vitality of Bainbridge Island by providing and maintaining affordable housing opportunities in the community. During this 20-minute conversation, the topics include: Describing HRB and its role Examples of HRB housing-related services A description of HRB's projects, most especially Ferncliff Village, on 6 acres of land donated by a consciencious Bainbridge resident, where Phase 1 resulted in 24 single-family detached homes being completed in Fall 2013, all of which are now occupied The award-winning housing ordinance adopted by the City Council and advocated by HRB: the Housing Design Demonstration Project (HDDP) A discussion of the City's 14 acres of undeveloped Suzuki land, at the corner of New Brooklyn and Sportsman Club roads Reasons why HRB considers the Suzuki parcel to be a particularly auspicious site for a project that involves a mix of affordable housing and other uses Ways in which the HRB mission of diversity and community vitality relate to affordable housing The topics addressed by Charlie Wenzlau and Mark Blatter are timely, and focused on critical needs and issues of the Bainbridge community. Credits: BCB host, editor and social media publisher: Barry Peters.
In this podcast, BCB invites two leaders of HRB -- Housing Resources Bainbridge -- to discuss one of Bainbridge Island’s most critical and perennial needs, namely, affordable housing. HRB board member and past president, Charlie Wenzlau, comes to this conversation with the expertise of being a local well-regarded architect, planner, and longtime advocate for enlightened housing policy for our City and community. Joining Charlie is HRB’s executive director, Mark Blatter, who came to Bainbridge after leading Seattle's agency for preservation of historic properties and real estate development. At Housing Resources Bainbridge (formerly named “Housing Resources Board”), the mission is to preserve the diversity and vitality of Bainbridge Island by providing and maintaining affordable housing opportunities in the community. During this 20-minute conversation, the topics include: Describing HRB and its role Examples of HRB housing-related services A description of HRB’s projects, most especially Ferncliff Village, on 6 acres of land donated by a consciencious Bainbridge resident, where Phase 1 resulted in 24 single-family detached homes being completed in Fall 2013, all of which are now occupied The award-winning housing ordinance adopted by the City Council and advocated by HRB: the Housing Design Demonstration Project (HDDP) A discussion of the City’s 14 acres of undeveloped Suzuki land, at the corner of New Brooklyn and Sportsman Club roads Reasons why HRB considers the Suzuki parcel to be a particularly auspicious site for a project that involves a mix of affordable housing and other uses Ways in which the HRB mission of diversity and community vitality relate to affordable housing The topics addressed by Charlie Wenzlau and Mark Blatter are timely, and focused on critical needs and issues of the Bainbridge community. Credits: BCB host, editor and social media publisher: Barry Peters.
Options Oddities 40: XOP, XLP, HRB Unusual Activity for October 6, 2014: Puts roll in SPDR S&P Oil and Gas Explorer ETF (XOP) Puts trade in Consumer Staples Select (XLP) Long calls trade in H&R Block Inc. (HRB)
Nancy Duarte is a communication expert who has been featured in Fortune, Forbes, Fast Company, Wired, Wall Street Journal, New York Times, LA Times and on CNN. Her firm, Duarte, Inc., has created more than a quarter of a million presentations for the world’s most influential businesses, institutions, causes, and authors, including notable names like Apple, Cisco, Facebook, Google, TED and the World Bank. As a persuasion specialist Nancy developed a unique methodology, which applies storytelling and visual thinking principles to business communications that shift audience beliefs and behaviors. Her latest book, The HBR Guide to Persuasive Presentations, is currently HRB’s most purchased guidebook.
According to a survey from the International Council of Shopping Centers and UBS Securities, chain-store sales for the week ended Dec. 1st rose 3.1% from the year-ago period. On a week-over-week basis, sales dropped 2%. Oil prices rose a bit today as investors placed bets on whether OPEC oil ministers would increase production during a meeting later this week. High prices were supported by comments from Iranian President Mahmoud Ahmadinejad that he opposes a production increase by the Organization of Petroleum Exporting Countries, as well as Libya's oil chief who said he does not think the cartel will raise output.Yahoo Japan Corp. and eBay Inc. (EBAY) agreed to team up in online auctions, planning services for next year that will make it easier for consumers to buy things over the Internet from the U.S. and Japan. The move marks a return to Japan of eBay, which pulled out of the market in 2002. Dow Chemical Co. (DOW) will close several operations, cutting 1,000 jobs, as part of its effort to improve the cost effectiveness of its global operations. Cerberus Capital Management LP and H&R Block Inc. (HRB) announced they terminated their agreement for Cerberus to purchase H&R Block's mortgage subsidiary, which has now stopped accepting new mortgage applications. In Forex News The yen rose against the dollar and euro after comments from U.S. Treasury Secretary Henry Paulson failed to revive credit-market confidence, prompting traders to sell higher-yielding assets bought with loans from Japan. The yen advanced against 15 of the 16 most-active traded currencies after equity markets in Europe and Asia fell and U.S. stock-index futures slipped.The euro was up against the dollar and the pound after a report showed European producer-price inflation accelerated in October to the fastest pace this year, stoking speculation the European Central Bank won't be able to cut interest rates.The Bank of Canada said it's cutting its target rate by a quarter-point to 4.25%, citing inflation figures that were below expectations and downside risks to the bank's inflation projection. Officials said that global financial market difficulties related to the valuation of structured products and anticipated losses on U.S. sub-prime mortgages have worsened since mid-October, and are expected to persist for a longer period of time. Scheduled Economic Reports (Wednesday)Productivity (Q3), ISM Non-Manufacturing (Nov), Factory Orders (Oct)In Earnings NewsNokia (NOK), the world's biggest maker of mobile phones, raised its forecast for profit margins while predicting a further decline in selling prices next year.Merck & Co. (MRK) forecast higher profit for next year as it plans to boost sales of its cervical cancer vaccine and diabetes pill to offset lost revenue to cheaper generic competition.AutoZone Inc. (AZO) said fiscal first-quarter earnings rose 7 percent on an increase in sales, particularly of parts with high profit margins.Sanderson Farms Inc. (SAFM) said its fourth-quarter profit more than doubled due to higher chicken prices.Scheduled Earnings Reports (Wednesday)Casella Waste Systems, Neiman Marcus, Casey?s General Stores, NovellStocks in the NewsPhilips-Van Heusen?s (PVH) third-quarter net income rose to $60.8 million, or $1.05 a share, from $50.8 million, or 89 cents a share, in the prior-year periodAFC Enterprises (AFCE) named a director, John Cranor, chairman to succeed Frank Belatti, who is retiring.Tower Semiconductor (TSEM) said that in an effort to increase profitability, it would cut jobs, diversify its sources of materials and parts.
The Commerce Department reported that housing construction rose by 3 percent in October, the first increase after three months of declines and the biggest advance since a 6 percent rise last February. Applications for building permits fell for the fifth straight month in October.According to the eighth annual holiday-spending survey by the Consumer Federation of America and the Credit Union National Association, the highest percentage of consumers in eight years says they will ease back on holiday shopping this year, with many Americans citing rising gas and home-heating costs, plus gift prices, as top reasons for their stricter budgeting.H&R Block Inc. (HRB) replaced Mark Ernst as chairman and chief executive officer after a yearlong effort to sell its money-losing subprime home lending unit neared collapse. Richard Breeden, the former chairman of the SEC who won a proxy fight to get on the company's board, was named chairman. In Forex News TodayDespite calls from Iran and Venezuela - OPEC's steadfast bashers of the U.S. government - experts say there's little chance the cartel will shift from pricing oil in dollars to something like the Euro. At a summit of leaders from Organization of Petroleum Exporting Countries members in Riyadh, Saudi Arabia, over the weekend, Venezuelan head Hugo Chavez and Iranian President Mahmoud Ahmadinejad indicated the historic link between crude oil and the dollar should be severed.The dollar fell to a record low against the euro and Swiss franc on concern credit-market losses will slow economic growth, prompting the Federal Reserve to lower interest rates again this year. Currencies in New Zealand, the U.K., Australia and Norway gained on speculation a group of six Arab nations will change their fixed exchange rates from the U.S. currency. The rising cost of using currency options to protect returns on carry trades is helping push traders to exit the strategy, which involves borrowing in countries such as Japan where interest rates are low. Volatility implied on options for major exchange rates reached a three-month high last week. Traders use implied volatility as part of setting options prices. The yen surged against all 16 major currencies yesterday as traders dumped carry-trade bets amid concern that losses in credit markets will increase and trigger a U.S. recession. Scheduled Economic Reports (Wednesday)Initial Jobless Claims (Week of November 17th), Leading Indicators (Oct), Consumer Sentiment (Nov)In Earnings NewsHewlett-Packard Co. (HPQ) reported a 28% rise in its fourth-quarter earnings as the computing and printing giant saw growth across all its main business areas, leading to revenue of $28.3 billion.Freddie Mac (FRE) rocked the credit markets further as it reported a large loss along with an $8.1 billion drop in the value of its assets, as it set aside $1.2 billion to cover credit losses. D.R. Horton Inc. (DHI) reported a loss in the fiscal fourth quarter from a year-ago profit, as the nation's largest homebuilder by deliveries took massive charges to write down inventory and the value of land options.Target Corp. (TGT) reported an unexpected 4.4% decline in third-quarter profit, hurt by sluggish sales of apparel and home goods. Office Depot Inc. (ODP) said its third-quarter profit fell 9 percent, hurt by lower consumer spending, an economic slowdown in the U.K. and higher costs in North America.Scheduled Earnings Reports (Wednesday)Abercrombie & Fitch, The Gap, Trans World Entertainment, Children?s Place Retail Stores Stocks in the News QLogic Corp (QLGC) said its chief financial officer, resigned, effective upon completion of the company's third-quarter earnings announcement in late January.Countrywide Financial (CFC) fell after Moody's affirmed ratings on Countrywide and kept its outlook on the company at negative.Perry Ellis International (PERY) fiscal third-quarter profit rose 3.6% to $8.53 million, or 55 cents a share, from $8.24 million, or 53 cents a share, in the prior-year period.Tyson Foods (TSN) plans to revise labels that say its fresh chicken is ?raised without antibiotics? after the USDA said it made a mistake in approving the labels.