Podcast appearances and mentions of Warren Buffett

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://geni.us/Shop-Ware-Free-MonthTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas Underwood and David Roman are joined by Tyler Steever, a technician from Sioux Falls, South Dakota. Tyler Steever shares his path into the industry, highlighting how mentorship and hands-on learning shaped his career. The conversation delves into the importance of good shop culture and personal development, with Tyler Steever emphasizing the impact of teaching others and building supportive relationships. The episode also addresses mental health in the industry, as Tyler Steever openly discusses his personal struggles and the need to break the stigma around seeking help.00:00 Getting into vehicle repair05:03 Team cattle sorting challenge06:51 Learning from a mentor10:02 Rodeo scene and local issues12:59 Changing jobs in the auto industry16:34 Teaching horse training clinics21:28 Reflecting on family and self-worth23:33 Marriage as a lifelong commitment26:01 Communication in Marriage30:32 Warren Buffett's best advice32:21 Struggling with mental health at school36:21 Growing up with a religious dad40:39 Technician's unexpected promotion story41:51 Quitting a job rashly46:39 Sharing personal goals and vision49:38 Dog comforts during a breakdown52:10 Discussing family and Ziploc bags56:10 Spreading awareness and support

Otra forma de seguirme: https://nofinancieros.substack.com/p/los-otros-activos-digitales-3026 Vamos a por la trigésima semana según el calendario "dinerario" del año 26. En este episodio de exploramos el concepto de "activo digital" más allá de las criptomonedas o los tokens. Siguiendo la lección de Warren Buffett sobre activos que generan frutos, analizamos cómo contenidos como vídeos evergreen, cursos o podcasts pueden convertirse en verdaderos activos que generan flujo de caja recurrente a largo plazo. TXT No se trata de hacerse rico de la noche a la mañana, sino de entender cómo la digitalización permite crear elementos que, con mantenimiento y estrategia, trabajan para ti. Desde la experiencia de creadores como Willyrex hasta la posibilidad de que la Inteligencia Artificial remunere la creación de contenido original en el futuro, desglosamos cómo cualquiera puede construir sus propios activos digitales desde cero. Suscríbete a este canal: https://www.youtube.com/@UCHMI3rPMangIcjMfu1wBPCA

Ben Stein on The Capitalist Code, Author Todd R. Mitchell Jr., and GildaGram with Dr. Gilda CarleThis edition of The Neil Haley Show opens with a Total Celebrity conversation with economist, author, and actor Ben Stein about his book The Capitalist Code: It Can Save Your Life and Make You Very Rich. Stein traced his belief in owning capital back to his father, a prominent free-market economist, and to a family shaped by the Great Depression, arguing that owning capital, not just labor, is what gives ordinary people security. His central message was refreshingly simple: most people will never beat the market by picking stocks, so the smart move is to steadily buy a low-cost S&P 500 index fund and let compounding do the work over decades. He pointed to Social Security as far too thin to rely on, even for high earners, and framed buying the index as effectively owning a microscopic share of all American business without the headaches of running one. He urged listeners to start young and put investing on autopilot, predicting the market's next move is likely down before it climbs higher, and shared that Warren Buffett, whom he called a friend, endorsed the book by saying its readers need no other guide to investing. Stein balanced the financial talk with reflections on living for today as well as tomorrow, on order and discipline as keys to happiness, and on his gratitude for America, and he previewed a coming project on sobriety drawn from his years in recovery and his losses of friends and relatives to addiction. The advice is his own; listeners should weigh it for their own situation.Neil then welcomed author Todd R. Mitchell Jr., joined by his fiancee, to talk about his book Never Gave Up. A gifted athlete who earned a college basketball scholarship without ever playing a high school game and went on to eight years of arena football, Mitchell described how alcoholism shadowed every opportunity and closed door after door. Asked where he would be had he reached the NBA or NFL, he did not hesitate: homeless, broke, or dead, because the money would have arrived long before he reached the root of the problem. He traced a hard road through homelessness, incarceration, and car accidents, including spending his father's last twenty dollars on alcohol instead of food, and credited his turnaround to faith and to a partner who visited him every day during rehab and stood by him through relapse, understanding that recovery is a process rather than a single decision. His daughter, and the disappointment on her face one difficult day in Atlanta, became another anchor, and he spoke about the patience and grace it took his fiancee to walk beside him without giving up. Today Mitchell has finished school, earned a film production degree from Miami Dade College, and launched Born From The Ashes Mitchell Production Studios in Jacksonville. He and Neil went deep on the question every retired athlete faces, what you build once the crowd noise stops. Never Gave Up is available on Amazon, where it has been a number-one new release.The hour closes with two GildaGram simulcasts featuring co-host Dr. Gilda Carle, author of Real Men Don't Go Woke. In the first, Carle discussed the themes of her book, which she frames as an examination of male mental health and a rising rate of suicide among men and, increasingly, boys, arguing that men are being discouraged from speaking up and expressing themselves; she illustrated the point through Will Smith and responded directly to online critics of her work. In the second, she offered her take on a viral story about a workplace romance caught on camera, using it to talk through questions of power dynamics, consent, and consequences when a relationship crosses lines of authority. Find Ben Stein's The Capitalist Code and Todd R. Mitchell Jr.'s Never Gave Up on Amazon, and Dr. Gilda Carle's Real Men Don't Go Woke wherever books are sold.

You are probably already doing the same things the people on the cover of Success magazine do. In this episode of DarrenDaily On-Demand, Darren Hardy argues that what actually separates the highest achievers is not what they do, but what they refuse to do, and that the real master skill of success is the ability to say no. He draws on a candid answer Warren Buffett gave him about the one key to his fortune, a principle the late Steve Jobs lived by, and the blunt advice Jobs once handed the incoming CEO of Nike. This episode dives into why saying no to good, tempting, ego-flattering commitments is the true separating factor, and leaves you with a simple audit of your own calendar. Focus, it turns out, is mostly subtraction. Get more details on the INSANE PRODUCTIVITY program mentioned at the end of the episode at https://insaneproductivity.com/ Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join to learn more.

John continues his conversation with Roy Smith. They discuss why modest living can be a security strategy and what recent high-profile incidents reveal about gaps in security systems. Roy also shares practical advice for influencers and high-profile people on how to stay off the wrong people's radar, build the right security posture, and hire the right people for protection. Listen to this episode to learn more: [00:00] - Wealthy people like Sam Walton and Warren Buffett lived modestly [02:36] - Some ways to stay off the wrong people's radar [05:01] - Basic security strategy for influencers & high-profile people [07:38] - Roy's thoughts on clients carrying firearms [10:37] - What went wrong during the attempted assassination of Donald Trump [14:25] - Charlie Kirk incident from a protection standpoint [19:48] - How Viking EPS finds and hires security professionals [22:35] - Why character matters more than an impressive resumé [25:21] - Rapport vs. professional distance with clients [28:00] - Every client needs a different style of protection [31:02] - How often do real threats happen? [32:03] - Why media protection is where Roy sees the most threats [34:04] - Roy's definition of success [36:00] - Traits of a great leader [36:39] - How Roy's team responds to his leadership  [38:10] - Best advice Roy ever got [39:09] - Legacy Roy wants to leave [39:45] - How Roy is investing in his growth [41:44] - When John lost 50% of revenue in two months during 2008 [44:20] - How to connect with Roy [47:46] - Book recommendations [49:30] - Wrap-up NOTABLE QUOTES: "If no one really knows who you are, they're not going to watch you." "Don't be reactive. Be proactive." "Don't just think, 'Oh, I'm not a target,' because that's when you may become a target." "If I get in a gunfight with someone, protecting someone, I've already lost because now my client is exposed." "On paper, you can make your resume look like a beast... But when you put the boots on the ground is when you actually can see how someone really is." "Success is taking your God-given talents, and using it to the best of your ability every day." "Don't let ego get in your way of success." "How can I ask you to do something that I'm not willing to do?" "The wisdom only comes from screwing up." "A good leader is someone who has compassionate understanding, knowledge, but not knowledge to a point where they believe they know everything, and they can still learn from the people that are underneath them and working beside them." BOOKS MENTIONED: Left of Bang: How the Marine Corps' Combat Hunter Program Can Save Your Life by Patrick Van Horne and Jason A. Riley (https://a.co/d/0h5VqQLm) The Art of War by Sun Tzu (https://a.co/d/0j0tqq5T) Green Book (book and movie) USEFUL LINKS: https://vikingeps.com/ https://www.linkedin.com/in/roysmithviking/ https://www.instagram.com/viking_eps/ https://www.facebook.com/roy.smith.12720 https://www.facebook.com/profile.php?id=61573089273718&ref=NONE_xav_ig_profile_page_web https://x.com/vikingeps https://www.youtube.com/@vikings-d9g CONNECT WITH JOHN Website - https://iamjohnhulen.com    LinkedIn - https://www.linkedin.com/in/johnhulen Instagram - https://www.instagram.com/johnhulen    Facebook - https://www.facebook.com/johnhulen    X - https://x.com/johnhulen    YouTube - https://www.youtube.com/@iamjohnhulen   EPISODE CREDITS Intro and Outro music provided by Jeff Scheetz - https://jeffscheetz.com/ 

Junk Refund Show with Alan J. Cook Hidden Value in What Others Throw Away Summary A Trampoline Job and an Unexpected Gift Alan J. Cook opens the episode while leaving a completed trampoline-removal job in Sandy Spring, Maryland. He explains how he dismantled the structure, separated the springs, mats, poles, and metal, and used tools that had previously been discarded on other jobs. The customer had left a check taped to the trampoline and added a jar of fresh honey from beehives in the backyard. Cook uses the experience to illustrate both the practical side of junk removal and the value of thoughtful customer relationships. He also recommends using before-and-after photographs to show prospective clients the visible impact of a service. Slowing Down to Work Better The host shifts from the job itself to the importance of rest and mental clarity. After making a house payment, he rewarded himself with breakfast and returned home for additional sleep instead of immediately rushing into more work. He describes the tension self-employed people may feel between starting early and allowing themselves enough rest to be effective. In the fast-paced Washington, D.C., area, he argues that slowing down can help people clear their minds and approach the day with more energy. He connects this theme to a performance by singer Sissel that he recalls as carrying the message "Slow Down." Cash Back and Practical Savings Cook discusses the Upside app as a way to earn cash back on purchases such as gasoline, restaurant meals, and groceries. He says he has accumulated more than $1,100 over roughly two and a half years and hopes to use the money toward a cruise to Bermuda. He explains how users can link a payment card or upload receipts and describes a monthly bonus tied to completing 21 qualifying uses. He also shares a promotional code, while noting that referrals may generate additional rewards. The segment reflects his broader interest in finding small, repeatable ways to recover value from ordinary expenses. Using Artificial Intelligence to Grow a Small Business After finding a quiet office complex from which to continue the show, Cook describes using Microsoft Copilot to build a mailing list of approximately 800 real estate offices in the Washington, D.C., area. He contrasts the automated process with his former method of researching and entering addresses one at a time. The new spreadsheet allows him to send about 90 promotional postcards per day for a discounted junk-removal offer tied to America's 250th birthday. He expects that even a small response rate could generate substantial cleanout work. He also explains that the campaign creates paid work for an unemployed member of his church who applies labels and stamps to the postcards. The Junk Refund Model and a Win-Win Philosophy Cook explains that his company sorts hauled material into four categories: actual trash, recyclable metal and wire, donatable goods, and valuable items that can be sold. When saleable items generate money, the company returns part of the proceeds to the customer. He connects this model to the win-win principle he learned through FranklinCovey and Stephen Covey's The 7 Habits of Highly Effective People. The host also promotes a discounted pickup-truck-load voucher for listeners in the Washington, D.C., metropolitan area. Later, he recounts his long-running Christmas-card exchange with Warren Buffett as an example of humor, initiative, gratitude, and creative relationship-building. Decluttering Gradually and Reusing Discarded Assets In the final segment, Cook recommends clearing clutter gradually by filling one heavy-duty bag each week and rotating among trash, recyclables, donations, and items for sale. He describes a multigenerational estate cleanout to show how accumulated possessions can become an expensive burden for surviving family members. He urges listeners to compare junk-removal prices by truck capacity and cites jobs where his company charged less than larger competitors. He then tells the story of a discarded 2007 Chevrolet TrailBlazer and tools acquired through previous cleanouts, repaired, and put back to work in the business. The episode closes with his belief that discarded property can still produce value, that artificial intelligence can expand opportunity, and that removing physical and mental clutter can improve life.

The Outer Realm welcomes back special Guest Samuel Chong Date: July 29th, 2026 EP: 751 DISCUSSION: Samuel Chong returns and will be talking about UFOs in China, China's Roswell, Ancient advanced civilizations, ET Technologies, paranormal mysteries and more! Contact for the show - theouterrealmcontact@gmail.com https://linktr.ee/michelledesrochers_ About Samuel: Samuel Chong is a California-licensed attorney, certified Mandarin court and federal interpreter, Chinese translator (American Translators Association), and licensed massage therapist. He serves as a unique motivational keynote speaker on wellness, resilience, mindset, leadership, health and wellbeing, spirituality, near-death experiences, extraterrestrials (ETs), ancient mysteries, and esoteric knowledge. Drawing on scientifically grounded evidence and memorable personal stories, Samuel bridges science and spirituality to unlock human potential at a subconscious level. He delivers actionable strategies for productivity, resilience, and positive change while inspiring audiences with interdisciplinary insights from mind-body-spirit (MBS) principles. His work as a Mandarin interpreter for global leaders—including Richard Branson, Warren Buffett, and Michael Dell—has given him deep cross-industry knowledge and strategic foresight as a futurist. Samuel holds a J.D. from Northwestern California University School of Law, an M.A. in Financial Analysis from Universidad Carlos III de Madrid, a Graduate Certificate in Economic History from the London School of Economics, and a B.A. in Economics from UC Berkeley. He previously taught at UCLA Extension. A dedicated advocate for ET disclosure and ancient wisdom, Samuel was instrumental in arranging the Chinese edition of Michel Desmarquet's Thiaoouba Prophecy (a bestseller in both China and Taiwan) and has translated 334 ‰ Lies: The Revelation of H. M. v. Stuhl. He has personally visited the author and actively promotes these transformative messages of hope, planetary awakening, and a better world through the ChinaSona Foundation and its scholarship program. Based in Los Angeles, Samuel is a Founding Member of the Hollywood Disclosure Alliance. He brings his legal expertise, global perspective, and unique synthesis of esoteric knowledge with modern science to help integrate truthful UAP/ET narratives into entertainment media and public consciousness. His multilingual abilities (English, Mandarin, Spanish) and interdisciplinary background make him an invaluable bridge between researchers, experiencers, and Hollywood storytellers advancing ethical, fact-based disclosure. https://www.chinasona.org/speakers/ If you enjoy the content on the channel, please support us by commenting, subscribing and sharing : Thank you All !!! A formal disclosure: The opinions and information presented or expressed by guests on The Outer Realm Radio and Beyond The Outer Realm are not necessarily those of the TOR, BTOR Host, Sponsors, or the United Public Radio Network and it's producers. Although we value all of our guests and their perspectives, for Legal Purposes, all content must be listed and deemed "For Entertainment Purposes" We are always be respectful and courteous to all involved. Thank you, we appreciate you all !!! United Public Radio & UFO Paranormal Radio www.uprntalkradio.com

The Warren Buffett conversation continues! After the response to our 400th episode, Mark Longo and Dan Passarelli head back to the mailbag to tackle even more listener questions about the Oracle of Omaha and his approach to options. On this episode, we discuss: Are covered calls compatible with Buffett's buy-and-hold philosophy? Would Buffett ever use LEAPS instead of buying stock? Is "getting paid to wait" really the same thing as selling option premium? Does Buffett care about implied volatility when selling options? How might Buffett use options once he owns a stock he plans to hold forever? The unusual economics behind some of Buffett's legendary long-term put trades Why the "magical Buffett premium" may be something ordinary options traders can only dream about Plus, a trip deep into the Options Boot Camp archives

The Warren Buffett conversation continues! After the response to our 400th episode, Mark Longo and Dan Passarelli head back to the mailbag to tackle even more listener questions about the Oracle of Omaha and his approach to options. On this episode, we discuss: Are covered calls compatible with Buffett's buy-and-hold philosophy? Would Buffett ever use LEAPS instead of buying stock? Is "getting paid to wait" really the same thing as selling option premium? Does Buffett care about implied volatility when selling options? How might Buffett use options once he owns a stock he plans to hold forever? The unusual economics behind some of Buffett's legendary long-term put trades Why the "magical Buffett premium" may be something ordinary options traders can only dream about Plus, a trip deep into the Options Boot Camp archives

On the latest 100 Year Thinkers, Robert Hagstrom joins Matt Zeigler and Bogumil Baranowski to revisit the 25th anniversary edition of The Warren Buffett Portfolio and explain why volatility is not the same as investment risk.They discuss concentrated portfolios, active share, business valuation, behavioral finance, complex adaptive systems, and Warren Buffett's warning that the market's casino can overwhelm its cathedral.The Warren Buffett Portfolio – 25th Anniversary Editionhttps://amzn.to/3TVXoruRobert Hagstrom on Xhttps://x.com/RobertGHagstromEquity Compasshttps://www.equitycompass.com/Topics coveredWhy Markowitz's definition of risk as variance shaped modern portfolio theoryWhy Buffett views permanent capital loss, not volatility, as the real investing riskWhat Hagstrom's study of 3,000 portfolios revealed about concentration and market outperformanceThe difference between know-something investors and investors better served by indexingHow benchmark awareness creates closet indexers and weakens active managementWhat loss aversion and prospect theory explain about investor behaviorWhy Darwin, William James, and complex adaptive systems offer better models for marketsBuffett's cathedral and casino metaphor for business ownership versus speculationThe El Farol problem, Jim Simons, and why successful market models stop workingWhy options trading, leveraged ETFs, and record single-stock dispersion may be strengthening the casinoHow to evaluate portfolios using cash flow, return on invested capital, and look-through earningsWhy permanent capital and System 2 thinking are essential for focused investingTimestamps00:00 Intro04:00 Why Markowitz defined risk as variance11:47 What 3,000 portfolios revealed about concentration17:17 Know-something versus know-nothing investors22:23 Kahneman, loss aversion, and modern portfolio theory26:58 Darwin, pragmatism, and adaptive markets32:28 Buffett's cathedral and casino metaphor37:37 The El Farol problem and why markets resist prediction42:08 Why investors crave market forecasts46:16 Why investing is most intelligent when businesslike51:38 Record stock dispersion, options, and leveraged ETFs56:00 Measuring portfolio progress through business economics01:00:43 Why permanent capital enables focus investing01:04:43 How markets survive widespread investor mistakesLearn more about the Excess Returns podcast network:https://excessreturns.coNo information discussed in this podcast should be construed as investment advice. Securities discussed may be held by the hosts and guests, their firms, or their clients.

In this episode, I sit down with Dr. Robert Cialdini, one of the world's foremost researchers on influence and the bestselling author of Influence, to discuss what actually builds trust in relationship-driven business development. Rather than focusing on persuasion tactics, we explore the small, practical behaviors that help experts create stronger client relationships over time—from expressing genuine affinity and finding authentic points of connection to using language that reinforces partnership instead of distance. We also talk about why human connection often matters more than demonstrating expertise alone. Dr. Cialdini shares research-backed examples on asking for advice instead of opinions, making communication feel more personal, framing conversations around shared goals, and even how admitting a past mistake can strengthen credibility.   Topics We Cover in This Episode:  Why the principles of liking and unity are foundational to lasting client relationships A simple language shift that turns critics into collaborators How to find authentic common ground without forcing rapport Why humanizing your communication can be more persuasive than emphasizing credentials What Warren Buffett's shareholder letters teach about building trust How acknowledging a past mistake can make future recommendations more credible When framing outcomes as potential losses can be more motivating than highlighting gains Practical ways to make emails, conversations, and client interactions feel more personal   If you're looking for practical ways to strengthen trust, communicate more effectively, and build relationships that last, I think you'll find plenty to take away from this conversation.   Resources Mentioned: Cialdini Free Assessment — cialdini.com   Book: Influence by Robert Cialdini — https://a.co/d/05dd7GPv  Robert Cialdini's other books — https://www.amazon.com/stores/author/B000AP9KKG/   Sign up for Bunnell Idea Group's free AI Business Development tool, GrowBIG AI: growbig.ai Sign up for Mo's weekly newsletter: GrowBigPlaybook.com Free Give to Grow Training and Downloadable Materials: Givetogrow.info Give to Grow Amazon Order Link:  https://a.co/d/ec8DTzc Follow Mo's LinkedIn: https://www.linkedin.com/in/mobunnell/

In this episode, I sit down with Dr. Robert Cialdini, one of the world's foremost researchers on influence and the bestselling author of Influence, to discuss what actually builds trust in relationship-driven business development. Rather than focusing on persuasion tactics, we explore the small, practical behaviors that help experts create stronger client relationships over time—from expressing genuine affinity and finding authentic points of connection to using language that reinforces partnership instead of distance. We also talk about why human connection often matters more than demonstrating expertise alone. Dr. Cialdini shares research-backed examples on asking for advice instead of opinions, making communication feel more personal, framing conversations around shared goals, and even how admitting a past mistake can strengthen credibility.   Topics We Cover in This Episode:  Why the principles of liking and unity are foundational to lasting client relationships A simple language shift that turns critics into collaborators How to find authentic common ground without forcing rapport Why humanizing your communication can be more persuasive than emphasizing credentials What Warren Buffett's shareholder letters teach about building trust How acknowledging a past mistake can make future recommendations more credible When framing outcomes as potential losses can be more motivating than highlighting gains Practical ways to make emails, conversations, and client interactions feel more personal   If you're looking for practical ways to strengthen trust, communicate more effectively, and build relationships that last, I think you'll find plenty to take away from this conversation.   Resources Mentioned: Cialdini Free Assessment — cialdini.com   Book: Influence by Robert Cialdini — https://a.co/d/05dd7GPv  Robert Cialdini's other books — https://www.amazon.com/stores/author/B000AP9KKG/   Sign up for Bunnell Idea Group's free AI Business Development tool, GrowBIG AI: growbig.ai Sign up for Mo's weekly newsletter: GrowBigPlaybook.com Free Give to Grow Training and Downloadable Materials: Givetogrow.info Give to Grow Amazon Order Link:  https://a.co/d/ec8DTzc Follow Mo's LinkedIn: https://www.linkedin.com/in/mobunnell/

In this week's edition of the AmiSights Podcast, we have James Perly joining Ami and Lynn for a wide-ranging conversation about entrepreneurship, resilience, and the lessons that come from building — and rebuilding — a business from the ground up. James grew up in a third-generation family map-making business in Toronto, one so well known that customers would ask for "a Pearly" instead of a map book by name. When his father passed away suddenly, James took over the company at just 21 years old, inheriting a business with debt nearly equal to its revenue and years of unresolved litigation. "The most valuable business skills are often the ones least taught in traditional education — like resilience, improvisation, and the ability to navigate ambiguity." The conversation covers three main threads: James's six-year restructuring of his family's map business and the eventual sale that gave him a fresh start; his pivot into building a company that helps Canadian tech firms secure government grants and tax credits, giving him a unique, decades-long view into what actually separates innovative businesses from the rest; and his candid reflections on navigating an extremely difficult personal chapter over the last several years, including a serious health crisis, and what he's learned about identity, resilience, and starting over. Along the way, James shares some of his favorite contrarian business insights, including a fascinating story about Warren Buffett and an unconventional business leader he once called irreplaceable. Recorded on 6/9/26

Questioning whether you really need a financial advisor is fair, especially right now. Index funds are easy to access, fees are low, and the last decade has rewarded the people who simply bought the market and held on. So what does an advisor actually do that you cannot?Wealth Advisors Beau Wirick and Eric Selter have both heard this question for years, and in this episode of Financial Commute, they give an honest answer. Not every investor needs an advisor. But if your plan depends on making the right call twice, if you have never lived through a market that stayed underwater for ten years, or if you think you will just buy the dip when things go wrong, this conversation is going to challenge some assumptions worth examining.Key TakeawaysBuying index funds is not the same as having a financial plan. If your only goal is broad market exposure, you may not need an advisor. But the moment you need to know how much to save, when you can retire, how to sequence withdrawals, or how to manage risk across different life stages, the complexity compounds quickly. An advisor is not just an investment picker.Most DIY investors only hear the highlight reel. When investors talk about their returns at the bar or over coffee, they share the wins. The losses stay private. Advisors, by contrast, see the full picture across many clients over many market cycles, including the war stories. That breadth of experience is what shapes the caution around outsized risk.You have to be right twice. Picking a stock that goes up is only half the job. Knowing when to sell is the harder part. Eric puts it plainly: most people who say they are good at picking stocks acknowledge they are not good at knowing when to get out.The market has gone sideways for ten-year stretches before. Between 2000 and 2013, and between 1968 and 1982, investors who held diversified stock portfolios effectively lost purchasing power for a decade or more after accounting for inflation. Younger investors who started after the 2009 recovery have no experiential memory of this, and Beau describes that as a form of blind faith rather than informed conviction.Thou shalt preserve capital. Morton Wealth founder Lon Morton's guiding principle rhymes with Warren Buffett's: rule one is do not lose money, rule two is do not forget rule one. The math is unforgiving on the downside. A 20 percent loss requires a 25 percent gain just to get back to even. Downside protection is not a conservative choice. It is a mathematical one.

Summary Wade Borth is recording from the lake this week, and it gets him thinking about purpose, patience, and where people store their money. He shares a story about fishing with his son Josh and compares the pressure to fish once you've made the trip to the pressure people feel to invest cash the moment it's sitting in a bank account. Wade introduces the "boat lift" analogy: money in a properly funded whole life policy is sheltered, growing, and protected, so you're never forced to deploy it before the timing is right. He walks through the guaranteed death benefit, tax advantages, and liquidity that come with a properly structured policy, and challenges the idea that "cash is trash." Key Takeaways Money sitting in a properly funded whole life policy is like a boat on a lift: safe, protected, and ready to go the moment conditions are right. Feeling obligated to "put cash to work" the moment it's available often leads to bad financial decisions, the same way fishing in bad weather rarely pays off. "Cash is trash" ignores the difference between money with nowhere to go and money parked in a guaranteed asset that's already compounding. A guaranteed asset gives you liquidity, tax advantages, and a death benefit at the same time, so your family has a paycheck even if you're not there. Building a financial war chest means you can deploy capital fast when the opportunity is real, instead of forcing a decision because the money is just sitting there. Links and Resources Sage Wealth Strategy:   sagewealthstrategy.com Keywords infinite banking concept, be your own banker, whole life insurance, cash value, liquidity bucket, dry powder, guaranteed asset, family bank, financial war chest, policy loans, death benefit, mutual carrier, generational wealth, external rate of return, financial liquidity, Wade Borth, Sage Wealth Strategy, intentional investing, financial discipline, protected capital Episode Highlights [00:02:00 - 00:03:00] Wade shares a fishing story with his son Josh about seizing opportunity when conditions are right. [00:03:00 - 00:04:00] Wade compares feeling obligated to deploy money to feeling obligated to fish once you've made the trip. [00:04:00 - 00:05:00] Wade introduces the boat lift analogy for money sitting safely in a properly funded whole life policy. [00:05:00 - 00:06:00] Wade challenges the phrase "cash is trash" using Warren Buffett's cash reserves as a counterpoint. [00:07:00 - 00:08:00] Wade lists the benefits of a properly funded policy: guaranteed death benefit, compounding growth, tax advantages, and liquidity. [00:10:00 - 00:11:00] Wade asks listeners how many days their family would have a paycheck if something happened to them. [00:12:00 - 00:13:00] Wade closes with the Devil's Lake story and a challenge to build smarter financial fishing habits.  

Money is expensive again, Wall Street is repricing every asset, and Warren Buffett is sitting on a record $397 billion in cash. But Bitcoin isn't a business—and measuring it by revenue or yield may completely miss its true market across cash, bonds, global liquidity, inflation, and capital flows. This episode breaks down Bitcoin valuation, real yields, the AI trade, and why billions may be waiting for a new signal.SPONSORS

In this episode, I sit down with Dr. Robert Cialdini, one of the world's foremost researchers on influence and the bestselling author of Influence, to discuss what actually builds trust in relationship-driven business development. Rather than focusing on persuasion tactics, we explore the small, practical behaviors that help experts create stronger client relationships over time—from expressing genuine affinity and finding authentic points of connection to using language that reinforces partnership instead of distance. We also talk about why human connection often matters more than demonstrating expertise alone. Dr. Cialdini shares research-backed examples on asking for advice instead of opinions, making communication feel more personal, framing conversations around shared goals, and even how admitting a past mistake can strengthen credibility.   Topics We Cover in This Episode:  Why the principles of liking and unity are foundational to lasting client relationships A simple language shift that turns critics into collaborators How to find authentic common ground without forcing rapport Why humanizing your communication can be more persuasive than emphasizing credentials What Warren Buffett's shareholder letters teach about building trust How acknowledging a past mistake can make future recommendations more credible When framing outcomes as potential losses can be more motivating than highlighting gains Practical ways to make emails, conversations, and client interactions feel more personal   If you're looking for practical ways to strengthen trust, communicate more effectively, and build relationships that last, I think you'll find plenty to take away from this conversation.   Resources Mentioned: Cialdini Free Assessment — cialdini.com   Book: Influence by Robert Cialdini — https://a.co/d/05dd7GPv  Robert Cialdini's other books — https://www.amazon.com/stores/author/B000AP9KKG/   Sign up for Bunnell Idea Group's free AI Business Development tool, GrowBIG AI: growbig.ai Sign up for Mo's weekly newsletter: GrowBigPlaybook.com Free Give to Grow Training and Downloadable Materials: Givetogrow.info Give to Grow Amazon Order Link:  https://a.co/d/ec8DTzc Follow Mo's LinkedIn: https://www.linkedin.com/in/mobunnell/

Most of us think we're pretty good drivers. But even experienced drivers develop bad habits without realizing it. Fortunately, a few simple adjustments can make you a safer, more alert driver—and could even help you avoid a serious crash.https://www.nhtsa.gov/road-safety Ask people to name the greatest investor of all time and chances are Warren Buffett will top the list. So what does he know that the rest of us don't? What principles has he followed for decades that allowed him to build one of history's greatest fortunes—and how can ordinary investors put those same ideas to work? Here to explain is John Longo, Professor of Professional Practice in the Finance and Economics Department at Rutgers Business School and Chief Investment Officer of Beacon Trust, a $3+ billion registered investment advisor. He is co-author of the book, Buffett's Tips: A Guide to Financial Literacy and Life.(https://amzn.to/4fjckqZ) No matter how hard we try to avoid them, disagreements are a part of life. The problem is that too many of them quickly turn into arguments where no one changes their mind and everyone walks away frustrated. But research shows there are surprisingly effective ways to disagree that make people more willing to listen, preserve relationships, and often lead to better outcomes. Here with that practical advice is Julia Minson, a behavioral scientist whose work focuses on the psychology of disagreement. Her research has been featured in TIME, The Atlantic, The Washington Post, and The New York Times. She is a professor at Harvard Kennedy School and author of the book How to Disagree Better (https://amzn.to/4wHHbEx). Many of us are making a common mistake with modern dishwashers that actually makes them clean worse. It feels like the right thing to do, but it can prevent the dishwasher from doing the job it was designed to do—and waste water in the process. https://www.consumerreports.org/appliances/dishwashers/how-to-load-a-dishwasher-a6704518317/ PLEASE SUPPORT OUR SPONSORS WAYFAIR: Ready to upgrade your home for way less? Head to ⁠⁠⁠⁠https://Wayfair.com⁠⁠⁠⁠ right now to shop all things home and get your space ready for less.  QUINCE: Elevate your summer wardrobe. Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Quince.com/sysk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for free shipping on your order and 365-day returns. Now available in Canada, too! SHOPIFY: It's time to turn those "what ifs" into CHA CHING with Shopify Today! Sign up for your $1 per month trail and start selling today at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Shopify.com/sysk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ INDEED: Get a $75 Sponsored Job credit to help get your job the premium status it deserves at ⁠⁠⁠https://Indeed.com/PODCAST⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, William Green chats with Christopher Begg, a renowned hedge fund manager who is the CEO & CIO of East Coast Asset Management. Chris is also an adjunct professor at Columbia Business School, where he teaches the prestigious Security Analysis course that Ben Graham taught to Warren Buffett in 1951. Here, Chris shares rich insights about Tesla, Alphabet, SpaceX, Constellation Software, & the art of discovering great investments hidden in plain sight. IN THIS EPISODE YOU'LL LEARN: (00:00:00) Intro (00:03:30) How writing helps Chris Begg to “compress complexity into essence” (00:10:38) How to succeed by slowing down, training your attention, & going deep (00:32:48) How Alphabet embodies everything he seeks in a long-duration compounder (00:38:44) How fears of AI disruption created enticing bargains among software stocks (00:43:18) Why he focuses on great businesses with 8 layers of competitive advantage (00:55:04) What he learned from Buffett & Munger about the power of deserved trust (01:02:17) What ancient cathedrals can teach investors about businesses that endure (01:08:15) Why he steered clear of Elon Musk, then changed his mind & bet big on Tesla (01:24:58) What investors don't yet see about the emerging capabilities of SpaceX (01:33:04) Why he reveres right-brained investment giants like Bill Miller & Nick Sleep (01:38:52) How Chris structures his life to create enduring value (01:51:43) How to prosper mightily without engaging in “extractive short-termism” (01:59:00) How a magical experience with his son reveals the true meaning of wealth Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Inquire about William Green's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Richer, Wiser, Happier Masterclass⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Christopher Begg's investment firm, East Coast Asset Management. Robert Pirsig's books Zen & the Art of Motorcycle Maintenance & Lila. Iain McGilchrist's books The Matter with Things & The Master & His Emissary. Christopher Begg's song, The Great Work. William Green's podcast episode with Daniel Goleman & Tsoknyi Rinpoche. William Green's 2025 podcast episode with Christopher Begg. William Green's 2023 podcast episode with Christopher Begg. William's book, ⁠⁠Richer, Wiser, Happier⁠⁠. Follow William Green on ⁠⁠⁠X⁠⁠⁠. Related ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠books⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ mentioned in the podcast. Ad-free episodes on our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Get smarter about valuing businesses through ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. SPONSORS Support our free podcast by supporting our ⁠⁠⁠⁠sponsors⁠⁠⁠⁠: ⁠Plus500⁠ ⁠Netsuite⁠ ⁠Shopify⁠ ⁠Vanta⁠ References to any third-party products, services, or advertisers do not constitute endorsements, and The Investor's Podcast Network is not responsible for any claims made by them. Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Otra forma de seguirme: https://nofinancieros.substack.com/p/leccion-de-inversion-y-valoracion Vamos con la vigésimonovena semana según el calendario "dinerario" del año 26. En este episodio analizamos la clave para construir riqueza real más allá de la inversión pasiva tradicional. ¿Es suficiente con meter dinero en el S&P 500? Warren Buffett nos da la respuesta a través de su famosa lección sobre el valor de un "trozo de terreno con un árbol frutal". TXT Exploramos por qué generar flujo de caja (cash flow) es el motor que realmente diferencia a quienes acumulan patrimonio de quienes simplemente intentan proteger sus ahorros de la inflación. Si buscas el secreto para que el efecto bola de nieve sea real, es hora de entender la importancia de los activos digitales y la generación de ingresos recurrentes. Suscríbete a este canal: https://www.youtube.com/@UCHMI3rPMangIcjMfu1wBPCA

Alphabet (Google) presenta buenos resultados, pero la acción cae porque el flujo libre de caja se vuelve negativo por el fuerte aumento del gasto en inteligencia artificial. Hosted on Acast. See acast.com/privacy for more information.

https://youtu.be/IQoIp4pY_bM Mailani Veney, CEO of Kana Systems, is driven by a mission to help people and organizations flourish through the aloha spirit by delivering trust and speed while transforming complex government data into actionable intelligence that empowers better decisions. By combining advanced AI-powered data solutions with a people-first culture rooted in trust, curiosity, and service, Mailani has built Kana Systems into a trusted defense technology company that helps government organizations solve mission-critical challenges faster while enabling employees, customers, and partners to thrive.  In this conversation, Mailani introduces The Aloha Way Framework—Know Who You Are & Why You Are The Prize, Aim for the Bullseye, and Co-Build with Speed. She explains why leaders must first understand their unique identity and value before attracting the right people and opportunities, how curiosity and empathy uncover customer needs while building lasting trust, and why collaborating with customers accelerates innovation and delivers measurable business outcomes. Mailani also shares how decades of service built the trusted reputation that led to government recruitment and enabled Kana Systems to transform siloed data into AI-powered solutions that strengthen long-term partnerships and dramatically improve operational efficiency. — Deliver Trust & Speed with Mailani Veney Good day. Steve Preda here with the Management Blueprint Podcast, and my guest today is Mailani Veney, the CEO of Kana Systems, a company changing the future of defense technology by transforming siloed, messy data into usable information to drive better insights for government customers. Mailani, welcome to the show. Aloha.  Aloha. You sent me a link this morning with the correct terms that I should be using for a Hawaiian native on the podcast, and I read the article. It was very long. But I figured that there are some terms that I may be able to use on this podcast as well. So thanks for doing that.  Yes, absolutely. So you have a very interesting background. You’re from Hawaii, but you studied in Central Europe, in Slovenia. You run a company in Nebraska, but right now you’re calling from Florida, so it’s a little bit confusing. So tell me, how did you fall into government contracting, and why not do it from Hawaii? So I actually was recruited by the largest customer in the world, our U.S. government, to help modernize technology, and it was in the area of nuclear weapons technology. So I actually didn’t choose this particular career path or this domain. I was running another technology company at the time, and our government found me and recruited me to help with this very important initiative. And this was pre-generative AI.  I had a platform that I was using in my other company to help small businesses make better decisions using data, and that was using machine learning and artificial intelligence. So I’ve since expanded the scope of what we’re doing across the department and spreading aloha spirit, which is helping others flourish. We help people be heroes at work. And when they do their work well, our country stays safe.  Wow. That is very cool. One of the terms that I noticed in your article was ʻohana.  Yes.  We’ve been staying in a beach house in Sandbridge Beach for the last few years called Ohana Bay, and we always thought it was something to do with Omaha Bay. I never thought it meant family, community, that kind of stuff. So that was super interesting. This is a super-secret project.  I don’t know if we are allowed to talk about it on the podcast. Your nuclear technology and machine learning, that’s probably highly confidential. So what I’d really like to ask you is, what is your personal ‘Why’, and how are you manifesting it in Kana Systems? Yes, and I want to relate this to the people who are watching. 348: Deliver Trust & Speed with Mailani VeneyShare on X That’s how I was raised. That’s how my ʻohana is. That’s how I run my businesses. That’s how I serve. It’s that mentality. It’s that service above self, which is the Rotary motto. I’m a fervent Rotarian. That is really the ‘Why’.  But let me dive into that a little bit more. I’ve taught fitness for 30 years. I still do. I run a defense intelligence company that the U.S. government recruited me to build. People don’t expect those two things to go together, but to me, they’re the exact same job because what I’ve done my whole life is one thing. I find people, and I help them flourish. So in a fitness class, that’s obvious. I help them feel good about themselves and their health.  In the businesses that I’ve started, when I was a professor, when I was the president of one of the largest Rotary clubs in the world, doing good across the world and in our own local communities, all of those things. And then the most important job I’ve ever had, which is raising three children, two of whom now help me run this company. I never did that to build a reputation.  Although when I was a professor at the University of Nebraska and we got to meet with Warren Buffett—he’s a pretty successful businessman—one of his famous quotes is about reputation. But what he told us in person was, “Your reputation is really the only asset you have.” People who chase building a reputation rather than authentically building it up—I think that’s the big difference.  So for me, we build reputation, and I build my personal reputation by doing good for others over and over and over for years.Share on X So when the government, I get asked this question all the time: “How did they recruit you?” They went looking for someone to trust—an entrepreneur to trust—in a very specific domain. They researched. They found me. They found 30 years of that. I didn’t chase that largest customer.  They came to me because of the service. And I build a business the same way I build a strong body—not with one big move. You can’t do it in one big move. You show up day after day, and you do good reps for a very long time. So that’s my ‘Why’. And that’s what I do for the world, for my ʻohana, and just in life in general.  I love it. Very inspiring. It’s very reassuring. So thank you for having that ‘Why’. That’s very powerful. I didn’t realize that you got recruited because of your reputation. I mean, they say they hire people for who they are and then train them for the skills. That’s basically what they did, I guess, on a big scale when they recruited you. Yeah.  And I specifically… At first, when they recruited me and I was running another company, I was getting ready to be president of Rotary 14, and I told them no because I don’t like to do a job that I can’t do well. So then, for about six months, they impressed on me the importance of bringing in small businesses with innovation, speed, and a different outlook. They’re called non-traditionals.  Originally, when they said they wanted me because I was non-traditional, I was thinking, “Well, it’s because of my gender, my ethnicity, or my age. I don’t know.” And they said, “No, no. It’s that you have not had a cost-based contract with the government.” So “non-traditional” has a very specific meaning. The government is very smart in recognizing that, “Hey, we need to bring in those waves of new ideas and entrepreneurs.” That’s what they were looking for when they found me.  And my reputation, they told me, I said, “What is the reputation you’re hearing?” And they said they heard that I was a good person, that I had a really strong culture, and that I got really good results. That’s the reason they recruited me. The technology that I brought over is a byproduct of those things, but they didn’t recruit me just for the technology. Okay. So now I’m very, very curious about your system. I know that it’s based on your personal identity, your ethics, and all that stuff, but I love to turn things into systems. And you say that your secret sauce is finding people and helping them flourish. So how do you do that? Do you have a framework that you can share with me and with our audience about the steps to finding people and helping them flourish? Sure. So we have our own Kana Operating System, and it's something I highly encourage companies to do—to really spend the time and create their own operating system.Share on X It’s not one-size-fits-all. But within that Kana Operating System, we have a system called The Aloha Way. So ha is breath, and aloha is, of course, the way we say hello, goodbye, and greetings. But it’s also a time to exchange good energy and compassion.  So really spending the time on The Aloha Way to think about what that operating system is—all of it stems around our values. And this will tie back to what you’re asking me as far as recruiting. There are three steps in this. One, you have to know who you are and know that you’re the prize. I think this is an area… I’ve been an angel investor for 20 years. I’ve been in the entrepreneurship world for decades now. Those companies, founders, and entrepreneurs who don’t know who they are, don’t know why they’re the prize, and cannot articulate that are at a severe disadvantage. So that’s step number one.  Number two in The Aloha Way is Aim for the Bullseye. And I can tell you how I do that a little bit later. But it’s finding that bullseye because it’s a two-way street. This is never about pushing on somebody, pushing on a company, or pushing on someone you want to hire. So, Aim for the Bullseye. How do you know what’s in the bullseye? And then number three is Co-Building with Speed. That is really what we’rezon AWS and Microsoft.  We’ve literally had meetings this morning and yesterday where, again, they’re emphasizing how fast we work as a company—with good results and trusted results. So those three things make up The Aloha Way: Know You’re the Prize, Aim for the Bullseye, and Co-Build with Speed. And where do people fall into this? They’re at the very top. People always come first in what we’re doing. When we know who we are, what our mission is, and the fact that we're here to make an impact in a good way, we have a terrific track record of recruiting the right people. People know they're going to flourish. People know we're going to treat…Share on X  And in turn, they become excellent partners with us. We just got off the phone with our 401(k) provider. We are one of the very few companies they know of where, when they ran the data, we give a 5% match to every employee, whether they’re part-time or full-time. We don’t call them interns in our company because everybody has value. Part-time and full-time employees get the 401(k) match from day one. For us, that’s investing in our people because we know we’re the prize. We know our people are going to be doing really good, impactful work, and we need to treat them very well. So that’s just one example. People like to be paid well.  They do. So, Mailani, please explain to me exactly what it means. Why are you the prize? Is this something because your mission is more attractive, or what does it mean?  This goes back to some mentoring that I had from Oren Klaff. Oren Klaff has a whole system on teaching companies and people how to pitch and raise money. Although we’ve never raised money, our cap table is completely clean. But the reason why this is important is it goes back to who you are and what your identity is. So that’s the very first thing that I do whenever I start a company or start an organization.  We have a lot of thoughtful discussion about who we are. When you know who you are, and you know why you're unique, and you know why you can do something better than almost anybody else, that makes you the prize for the right people, for the right organization, and for the right circumstance.Share on X We’re the right company right now because we invested early on, saying, “Hey, people making decisions with this overload of data.” Our core product is called Kana Wave.  So instead of getting crushed by the wave, we help them ride it. It’s a little surfing analogy. But we were ahead of our time with that, and we knew that in the future this was going to be more and more important. Obviously, when GenAI jumped on the scene, it became vastly apparent. So knowing we’re the prize in this area is very important because then you’re able to attract the right people, you attract the right opportunities, and really not pay attention to those that don’t fit.  One of the best things that we do is we get to no fast. That is something we chase. Getting to a no is a gift. It’s a gift because then that opens you up to the right yes. I see this too often. People want to hold on. It’s the wrong thing. It’s a little bit of yes, but it’s not enough. So get to no.  Yeah, I love it. This is very smart. It’s very wise. Okay, so knowing who you are and why you’re unique, why you’re the prize, I love it. I love the sentiment behind this, the pride behind it. It’s fantastic. So what is number two? Aim for the bullseye. What does that mean? What do you mean by that?  I love that question. There’s a very famous “sell me a pen” in The Wolf of Wall Street, and when I do this, I do it differently. So I ask people to sell me a pen. If they try and just tell you about the features of a pen, “Here’s my pen. You should buy this pen because of this,” or, “Do you need something to write with?” there’s so many assumptions in your background that go into those things. The easy button that most people don’t do is they just ask.  You can do all the research. I researched you, Steve. I listened to a whole bunch of the podcasts when you guys reached out wanting to have me on this podcast. But at the end of the day, all I have to do is ask, “What’s most important to you, Steve, for having me as a guest on your podcast?”  I’d like to learn your framework. Okay.  And I’d like to learn about you and see why you’re the prize.  “See why we’re the prize.” So that very thing right there is the bullseye. A lot of times people miss the bullseye, and it doesn’t do anybody any good. That’s the “get to no fast” as well. So if I’m trying to tell you about the Kana Wave platform and you’re doing something completely different, we’re just wasting each other’s time, right? I don’t want to do that. There is a lot more than I can cover in this podcast, but that’s what we do when we train our people.  A lot of it starts with empathy, and it starts with that aloha spirit.Share on X So when you go into something not trying to push or sell or win something, but you’re genuinely curious, and when people ask me, “What’s the one quality that everybody in my company, everybody that we contract with, and our major vendors and partners all have?” We all are curious. A lot of that curiosity is in the form of intelligence, but it’s that curiosity first.  When you’re curious, you ask the right questions. So I have two magic questions for your audience. One, “What are you looking for?” Two, “What’s important to you?” Sounds so simple. I see it happen so rarely in business, and I see it happen so rarely in relationships. People would just get along a lot better if we could just have upfront, honest, transparent conversations around those two things. Right off the bat, what they’re telling you is a guide as far as, “Do you want to continue this conversation? Is there a way that we can help?”  If their bullseye matches up with your value, or the value of your company, your product, or your service, then you’re off to the races to have a conversation. But you can’t do that without that foundation. It really flips it on its head from when I was trained in corporate sales at the beginning of my career. I like this a lot better because then we really genuinely get to know what somebody else wants. At the end of the day, businesses, organizations, and the military are a bunch of people. So treat people like people. That's the Hawaiian part. That's where the aloha spirit really comes in.Share on X  So when you’re explaining this, I’m thinking that “know who you are” and “why you’re the prize” is basically the way to build trust. Then “Aim for the Bullseye.” Then you’ve already built the trust. Maybe I’m getting this wrong, but then you can ask those questions that require some level of vulnerability from the other person to actually tell you what they’re really looking for.  They’re not going to tell it to a stranger they don’t trust because they might feel sensitive about it or they might not want you to know. So is there something to do with trust and trust allowing you to aim for the bullseye?  One hundred percent. That is one of the two things that we deliver. We deliver not just speed, but we deliver trust. For us, trust is solving one problem, and it expands, and it becomes the next and the next. That’s what I’ve seen in my corporate career, my other companies that I started, and especially in this company. Trust begets trust. Again, it’s like, “Well, how do you build trust?” You start with your mindset. “I want to help you flourish, Steve.” “I want to help my customers flourish.” “I want to help our bank flourish.” We’re paying our bank, but I want to help them flourish too.  If you have that mindset first, those are the reps I’m talking about that build your reputation, that build your trust, and then people start referring you. It’s such a beautiful flywheel when it’s done well. The other famous Warren Buffett quote is, “It takes 20 years to build a reputation and five minutes to ruin it.” So just doing good over and over again. For me, trust starts with the mindset first.  Yeah. I always believe that you can only create trust by trusting first because people cannot trust someone who doesn’t trust them. I think it’s a very dangerous place to trust someone who doesn’t trust you, right?  Yeah.  Because they won’t have your best interest at heart. So I love it. Go first. The aloha spirit. Look for ways to help the other person, then be curious and learn what the bullseye is so that you can aim at it. Then what do you mean by Co-Build with Speed?  Thank you for asking. That’s the final step. In the three steps that we do, that’s the final one. What we deliver is a solution that makes people’s lives better. One of the key psychology pieces is that most people want to feel important in whatever job they’re doing, in whatever aspect of life they are. So let’s empower people to feel important and to be heroes at work, regardless of what the job is.  With that mentality, we came in and said, “Okay, we’re really, really, really good and experts at developing advanced technology solutions.” But here’s what we’re not really good at. We’re not really good at everything outside of that. That’s where we have to have a partner. So we do not sell commercial off-the-shelf software. We do not sell custom software. We're in this really awesome, scalable center where we have Kana Wave, which is a very powerful data and intelligence platform that can be used like Lego.Share on X  What we don’t have is the front-end piece that matches everybody’s workflow. But this is where the speed comes in. We can quickly build that, and the way we do that is we partner with our customers. They know their domain. They know their workflow. They know the problems and challenges. So we do a little bit of tweaking on that, and that’s how we’re able to generate products so quickly that really are unique and maximize the value to the customer in the work they’re getting done.  As an example, our very first project was the “Can I Fight Tonight?” Dashboard. Our country has nuclear weapons. Underpinning those nuclear weapons is the technology to make sure everything is running. The philosophy behind nuclear weapons is strategic deterrence. But in order to deter, you have to have the credibility that everything works. So every two weeks, five people in an underground location were pulling together all of this information manually, putting it into spreadsheets upon spreadsheets, massive horse blankets of spreadsheets, PowerPoints, and manually handling all of this data.  It was taking five people two weeks. We came in, we worked with them, we built the solution. We worked with them to co-build what they actually needed, and we brought that down to where one person could do it in 30 minutes. We’ve done that over and over and over again. We’re working with another government customer right now where it’s taking them 150 hours to get a project done, and we can do it in one hour.  So when I’m talking about co-building with speed, we’re building the last little bit that they actually need on top of this really powerful engine. That has proven to be such a successful model because they’re the ones who care about getting the problem solved, and we’re turning them into the heroes at their own job. It’s so gratifying. It’s the most fun I’ve ever had in my career because we see the impact every single day of what we’re doing.  That’s fascinating. So the Kana Wave platform—you said it’s like Lego. It’s a data engineering platform, and then you take the workflow of that customer and adapt it to this, or somehow interface it with this platform, or use the knowledge of that workflow to essentially streamline the process and go from 150 hours to one hour? Love it. That’s very interesting. So what’s one thing that you’re trying to figure out in Kana Systems right now?  The thing that keeps me awake is not optimizing the opportunities we have. So we’re trying to figure out who the right partners are. We’re a small business, and we know we’re a small business. That’s our superpower, but it also holds us back in some regards. So the thing we’re trying to figure out right now is which companies to partner with. Like I told you, we’ve partnered with Microsoft and Amazon.  They’ve been phenomenal partners in the technology-enabling area. There are other partners out there that we’re considering right now. Again, the only metric I care about—I run the company off one metric. For me, it’s about aloha spirit. How much aloha do we deliver? The way that we look at this is how many people find what we’re helping them with to be useful. Everything else derives from that, right? The growth. The revenue. We make millions, but that’s not the metric I’m chasing.  So what I’m looking for with these new partners is who can help us improve that one metric so we can deliver more aloha. Naturally, we’re looking at larger companies. There are a few small companies that we’re looking at that have interesting edge AI use cases where we can help out. Those are the things that are really challenging me right now as CEO and founder.  So is it about how you measure the deliverable aloha quotient of those target partners that’s the challenge, or is it reaching the target partners to have the opportunity to provide the aloha for them, or is it about something else?  I think it’s a matter of choosing the right partners in a fast, trusted way. It’s a process. With us working so quickly, being able to choose the right partners, but we also don’t choose the wrong partners. So it’s less about the aloha metric. If we’ve qualified them enough that we’re interested in partnering with them, we can figure that part out pretty quickly. But it’s getting over those last few. Do you have any answers?  Yeah. I wonder if it’s something to do with the judgment, whether the judgment to choose those partners is scalable in the company or not. And to what degree your growth is constrained by your ability to transfer the ability to judge the partners to the rest of the organization. So it’s no longer a constraint at your level. What would it look like for the growth of Kana Systems if you didn’t have to be part of the partner selection process anymore because the judgment would be equivalently good at lower levels in the organization?  Well, in that case, then I would think it would be faster.  Okay.  We’re in incredible times right now. As an example, our platform can ingest all kinds of data, tag it, chunk it, organize it. There are entire companies worth billions of dollars just doing one segment of that. The fact that we can do all of that at a fraction of the time and a fraction of the cost—that’s why we’re situated very well right now for growth, and that’s why we’re having so much fun right now. It’s a really fun time in our company.  We have a lot of people who are interested in not just partnering with us and investing in us and acquiring us. We’re getting inundated with a lot of requests for that. Trying to stay focused on who are the right people and companies to be speaking with right now, in addition to our customers, of course. So I think that’s a challenge that companies dealing with factors of scale have to deal with.  Okay. So what makes a potential partner, listening to this podcast, know that they’re the one, that they should give you a call because they would be a big recipient of aloha?  Yeah. Actually, that’s a great question. The things that we look for, number one, they don’t have to call it aloha spirit. It goes by different names. But at its heart, they are people or organizations that are here to do good. What we’re doing right now in the world of defense are things that absolutely can carry over into any line of commercial work. The fact that we can work with sensitive data in some of the most trusted environments in the world means that we can do that in other areas.  We’ve talked to people in finance, capital structures, and energy. There’s a lot of interest in those kinds of other areas to carry over some of our best practices and learnings. We absolutely want someone who is helping us be the best version of ourselves. There is an opportunity for us to sell all or part of the company in the next few years to a strategic partner. That’s something that we would entertain as well.  But really it’s that idea that, hey, together we can build something that’s more impactful than what we currently have. So we can sniff out pretty quickly if people are aligned with the same kind of reasons that we are.  But what I understand is that your two ideal companies, the clients you mentioned, were AWS and Microsoft. These are both huge companies, which means there are huge opportunities to create value, Aloha, perhaps. And you mentioned energy. You mentioned defense. So are these big infrastructure-type platforms where aloha can best be manifested or delivered? What are the commonalities?  Because we don’t know on the face of it whether those companies have the kind of people that you’re looking for. Sometimes you can know that a company has a lot of good people, but for larger companies, it’s harder to know. So what are the commonalities?  At its stake, of course, these are large companies. We’ve been really fortunate that we work with small groups within these very large companies. Those small groups, we can tell right away whether or not they’re a fit. Both of those companies have been very good. We’ve partnered with other much, much smaller companies than that. Well, let me tell you one of my personal ways that I determine ethics.  It’s the Four-Way Test from Rotary. Of the things we think, say, or do: Is it the truth? Is it fair to all concerned? Will it build goodwill and better friendships? Will it be beneficial to all concerned? I run through that all the time, and I hold my team and myself to that very standard. We’re always looking to do things that are beneficial to all concerned. They don’t have to be equally beneficial, but they cannot benefit only one party. So as we’re looking at partners, those are some of the things that we’re considering too.  The other piece… We’re in a capitalistic society. We totally embrace that. But you can do good and still be a capitalist. That’s what we’re proving over and over again. I lost my train of thought with what the last part of your question was, Steve.  No, I think you answered it. Basically, it’s not a size issue.  No.  It’s an attitude issue. You’re looking for win-win partnerships. If you find the right kind of people, then the chance of successful collaboration is going to be great. Obviously, as you grow the company, you want to leverage yourself more with your people, which means that you’ll tend to do business with larger companies as well, I believe.  Yeah. You know what’s been so fun about this? I’m one of the 3% of women who own a defense technology company, according to the Small Business Administration. There aren’t very many women in this space. It’s been really interesting because I lead with the soft skills first. A lot of people ask me if I have a background in computer science or artificial intelligence. I have a background. My number one Gallup strength is Strategic. But what I really care about is helping people flourish, optimizing people, and bringing people together for a common mission—not only to accomplish it, but to have fun doing it.  I think that’s something that gets lost. I’m a Gen Xer, and I was taught that you’ve got to put in your chops, you’ve got to sacrifice, and it’s got to be hard. I don’t believe in that. I like to have fun. I like things that are easy. Everybody likes easy things. If I’m good at something, it’s really easy. So trying to give people the opportunity to do those things. This is where it’s been so much fun. Business can be super fun, and I think that’s something we lose out on. In Hawaii, there’s an ancient way of fishing called the Hukilau.  It’s one of our product names. In the Hukilau, instead of fishing by yourself, there’s a hula with this. Instead of fishing by yourself, where you only catch fish for yourself, as a community you come together and fish. You throw out a big net, then you pull the net in together. Here’s the really cool part. Everybody can be different. A little kid next to a big person next to an older person.  But together you’re bringing it all in. Then the part that’s really great—and Hawaiians are known for this—we have the luaus. We party. We eat. We drink. We have music. We dance. We enjoy it. That makes you want to do it again. So why can’t we do that in business too? Why can’t we do this in a super-serious, top-secret environment? Most of our team have Top Secret clearances. We have our facility clearance. It’s pretty unheard of, as small of a business as we are, to have all of these things. But we still have fun.  We still have fun doing all of this. I think that’s something with the Aloha Way that I didn’t call out. How do we actually get to that? If you have the mentality, then people want to show up and continue doing good work. Even our customers will say, “Oh, this is my one fun meeting of the day with Kana Systems.” We just had a meeting with one of our partners, and they said, “This is the one meeting that we look forward to all week because we have a good time.” So I think that needs to be highlighted as well.  No, I agree. People can learn, absorb, and buy in when they have fun much more than if they’re forced to do something. That’s obvious, and I totally relate to it. All right. So if someone is listening to this and they say, “I might be a company that could create these impacts with Kana Systems,” then how do I find out? How do I get in touch? How do I learn more? How do I connect with you guys?  They can email us at aloha@kana.systems. K-A-N-A dot systems. That’s one way. They can reach out to us on LinkedIn. I can be found pretty easily. There’s nobody else with my name on there. They can go to one of the events. We’re going to be speaking at the Amazon DC Summit at the end of the month. We’ll be in San Diego next month for the War Hackers Hackathon. We’re out and about at quite a few defense- and technology-related events. Yeah, that’s about it. Don’t send smoke signals. We can’t see those.  Fantastic. So if you’re looking for a partner who brings a technology platform that could leverage you, and you want lots of good vibes, good results, and a fun work environment, then check out Mailani Veney, who’s the CEO of Kana Systems. She’s on LinkedIn. She’s easy to find. The website has an interesting domain, kana.systems. Check her out speaking around the country. Mailani, thank you for coming and sharing your wisdom and your frameworks. Super fun. If you’re listening and enjoyed this, then make sure you tune in because twice a week we come out and share with you an exciting story from a unique entrepreneur. So thanks for coming, Mailani, and thanks for listening.  Aloha, everybody.  Aloha indeed.  Important Links: Mailani's LinkedIn Mailani's  website Mailani’s Email: aloha@kana.systems

Why so many people are happily single these days and how being alone can make you a better partner. Then - the debate on whether you wash new clothes before wearing them, and hear the sweet, heavy question about grieving a parent after Murphy's dad's Corvette surprise. Plus, Sam's mom Miss Judy turns 87 and casually wrangles a boa constrictor, and Jodi and Sam navigate a very awkward work performance review.See omnystudio.com/listener for privacy information.

On this edition of The Adult in the Room, Victoria Taft brings you a high-octane mix of special operations fiction and real-world investigative updates: Hot Book Summer — Alex Decker (Desert Heist): Debut novelist and 20-year Army Special Forces Green Beret Alex Decker joins the show to discuss his new military/archaeology thriller, Desert Heist. Decker shares how he drew from his real-world combat experience in 5th Special Forces Group, his intelligence background, and extensive archaeological research to create protagonist Nate Wilde. He also opens up about surviving a near-ambush grenade blast in Afghanistan and marrying a former CIA operations officer. Epstein Thursday — Moguls & Models: Victoria breaks down major new developments in the Jeffrey Epstein saga. French model recruiter Daniel Sayad—who appeared in over 1,000 declassified Epstein documents and was facing a rape complaint from a former Swedish model—has been found dead in his home outside Paris. The Gates Foundation Review: A deep dive into the official WilmerHale internal review examining Bill Gates's 30+ meetings with Jeffrey Epstein between 2011 and 2014, the failed Donor-Advised Fund (DAF), and Warren Buffett's decision to pull billions in donations. Plus, a look at Epstein victims testifying on Capitol Hill regarding Attorney General nominee Todd Blanche.

Can one of the world's greatest long-term investors teach options traders a thing or two? To celebrate the 400th episode of Options Boot Camp, Mark Longo welcomes Dan Passarelli and special guest Russell Rhoads for a fascinating deep dive into Warren Buffett's real options strategies. While Buffett famously called derivatives "financial weapons of mass destruction," the reality is far more nuanced. The panel explores how Berkshire Hathaway has used cash-secured puts, covered calls, long-dated index options, warrants, and over-the-counter derivatives to build positions, generate income, and manage risk. The discussion also covers Buffett's famous global index put trades, why he prefers selling puts to enter positions, how he thinks about valuation, risk management, and knowing when to admit mistakes. Whether you're a buy-and-hold investor or an active options trader, this milestone episode offers timeless lessons on patience, discipline, and using options as investing tools rather than speculation. In this episode: Celebrating 400 episodes of Options Boot Camp The truth behind Buffett's "financial weapons of mass destruction" quote Why Buffett sells cash-secured puts Covered calls and long-term investing Buffett's legendary global index put trades OTC derivatives vs. listed options Risk management lessons every options trader can use Buffett's biggest investing mistakes—and what they teach us

Can one of the world's greatest long-term investors teach options traders a thing or two? To celebrate the 400th episode of Options Boot Camp, Mark Longo welcomes Dan Passarelli and special guest Russell Rhoads for a fascinating deep dive into Warren Buffett's real options strategies. While Buffett famously called derivatives "financial weapons of mass destruction," the reality is far more nuanced. The panel explores how Berkshire Hathaway has used cash-secured puts, covered calls, long-dated index options, warrants, and over-the-counter derivatives to build positions, generate income, and manage risk. The discussion also covers Buffett's famous global index put trades, why he prefers selling puts to enter positions, how he thinks about valuation, risk management, and knowing when to admit mistakes. Whether you're a buy-and-hold investor or an active options trader, this milestone episode offers timeless lessons on patience, discipline, and using options as investing tools rather than speculation. In this episode: Celebrating 400 episodes of Options Boot Camp The truth behind Buffett's "financial weapons of mass destruction" quote Why Buffett sells cash-secured puts Covered calls and long-term investing Buffett's legendary global index put trades OTC derivatives vs. listed options Risk management lessons every options trader can use Buffett's biggest investing mistakes—and what they teach us

A startup lecture recommended by Sam Altman calls people "ammunition" and tells you to work 80-hour weeks.Brian and Om dissect Keith Rabois' (in)famous "How to Operate" talk, exposing the dehumanizing logic behind "barrels and ammunition," the cult of heroic effort, and why grading managers on output-per-head creates a fear-based culture.What Brian and Om get into:• Why the "people are irrational" premise is a condescending excuse for bad system design• The truth behind 80-100 hour work weeks and the duct-tape engine myth• What "build a company idiots can run" really means for your career• The "barrels and ammunition" metaphor and its Taylorist roots• Why "expand responsibilities until they break" destroys psychological safety• The output-per-head metric and how it incentivizes burning out your teamFor product managers, engineers, and anyone who's ever been called a "resource" by someone who read too much Ayn Rand.#ToxicLeadership #StartupCulture #ManagementAdviceKeith Rabois, Sam Altman, Y Combinator, Andy Grove, High Output Management, Warren Buffett, Square, PayPal, W. Edwards Deming, The Goal by Eliyahu GoldrattLINKSYouTube: https://www.youtube.com/@arguingagileSpotify: https://open.spotify.com/show/362QvYORmtZRKAeTAE57v3Apple: https://podcasts.apple.com/us/podcast/agile-podcast/id1568557596INTRO MUSICToronto Is My BeatBy Whitewolf (Source: https://ccmixter.org/files/whitewolf225/60181)CC BY 4.0 DEED (https://creativecommons.org/licenses/by/4.0/deed.en)

In 1852, a mid-level postal surveyor named Anthony Trollope gave Britain its iconic red pillar mailbox. He also wrote 47 novels, most of them before breakfast, 250 words every 15 minutes with a pocket watch on his desk. When he told the truth about his method in his autobiography, critics wrote him off for decades. People wanted genius to descend like weather. Trollope knew it was assembled, a small daily task at a time.My guest today wrote his newest book exactly the same way: 100 words every morning before his family woke up, no misses, even on a cruise ship. Ryan Hawk is the host of The Learning Leader Show, one of the most listened-to business podcasts in the world with more than 650 conversations behind it. His new book, The Price of Becoming, starts with a question borrowed from Warren Buffett and Charlie Munger: if compounding can turn boring, consistent deposits into extraordinary wealth, what happens when you apply the same math to your life?In this conversation, we talk about:The nightly question Ryan borrowed from Charlie Munger: did I go to bed a little wiser than I woke up?Ryan's learning flywheel: fuel the intake engine, run experiments, pause and reflect, then teachWhy teaching is the most overlooked accelerant of learning, and why Ryan requires every leader he works with to regularly lead a trainingWriting what's true versus writing what's merely accurateHow Ryan wrote over 100,000 words starting with just 100 words a day, and why most of them were garbage (and why that's the point)Paul Rabil's 100 shots a day, no misses, and what it built beyond lacrosseWhy "any excuse softens the character," and why endurance beats brillianceThe free throw lesson my dad taught me: 121 in a row, and losing sight of the goal behind the goalWhy leading yourself is the part of leadership that never endsThis week's challengeDefine your hundred. One small daily act tied directly to who you're trying to become, small enough that you can do it on your worst day. A hundred words, twenty minutes of study, a sketch, a cold call, one page. Write it down, then do it every day for the next 30 days. No misses. And before you go to sleep each night, ask yourself Ryan's question: did I go to bed a little wiser than I woke up?ResourcesThe Price of Becoming by Ryan Hawk, available now wherever books are soldThe Learning Leader Show with Ryan HawkThe Accidental Creative by Todd HenryGet every interview in full, free, at DailyCreativePlus.comInfo on Todd's books and speaking at ToddHenry.comSince 2005, Daily Creative has served up weekly tips to help you be brave, focused, and brilliant every day. Mentioned in this episode:The Brave Habit is available nowMy new book will help you make bravery a habit in your life, your leadership, and your work. Discover how to develop the two qualities that lead to brave action: Optimistic Vision and Agency. Buy The Brave Habit wherever books are sold, or learn more at TheBraveHabit.com.To listen to the full interviews from today's episode, as well as receive bonus content and deep dive insights from the episode, visit DailyCreativePlus.com and join Daily Creative+.

Yapay zekâ yazılım sektörünü nasıl değiştiriyor? Bill Gates neden teknoloji tarihinin en önemli isimlerinden biri olarak görülüyor? Elon Musk'ın X (Twitter) hamlesinin arkasındaki gerçek strateji ne? Atıf Ünaldı ile Netizen'de yazılımcı ve girişimci İsmail Alpen, teknoloji dünyasının geçmişini, bugününü ve geleceğini değerlendiriyor. Programda Bill Gates, Elon Musk ve Warren Buffett'ın teknolojiye etkileri, Grok ve ChatGPT rekabeti, yapay zekânın yazılım geliştirme süreçlerini nasıl dönüştürdüğü, "Vibe Coding (Tını Kodlama)" yaklaşımı ve AlphaGo'nun efsanevi Move 37 hamlesinin geleceğe etkileri ele alınıyor. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jamie Dimon gaat Warren Buffett achterna. Ook hij vindt dat er geen goede aankopen meer te vinden zijn op de beurs. Al jaren dramt Dimon bij elke cijferpublicatie van zijn bank dat er een lange lijst aan risico's boven de markt hangt. Geopolitieke spanningen, instabiele inflatie, expoloderende staatsschulden: de kans is groot dat ze niet voldoende worden ingeprijst, denkt Dimon. Moet jij hem daarin volgen? Dat hoor je in deze aflevering. We hebben het ook over Samsung. Die maken al chips, koelkasten, televisies, telefoons, en nog veel meer. Maar het is allemaal niet genoeg. Ze gaan nu ook aan de humanoïde robots. Er wordt een aparte divisie voor opgezet, onder leiding van een van de co-CEO's zelf. Gaan ze de concurrentiestrijd met bijvoorbeeld Tesla winnen? Verder hoor je ook over een poging van de Londense beurs om weer aandacht te krijgen. Daarom gaan ze de openingstijden flink verbreden. Ze willen eigenlijk handel 24 uur per dag mogelijk maken. En we vertellen je hoe de strijd tussen farmaceuten Novo Nordisk en Eli Lilly nu naar de rechtszaal wordt verplaatst. Te gast: Thomas Pellegrom, van ABN Amro MeesPierson BNR Beurs is een journalistiek onafhankelijke productie, mede mogelijk gemaakt door Saxo. Over de makers: Jelle Maasbach is presentator van BNR Beurs en freelance financieel journalist. Zijn favoriete aandeel om over te praten is Disney, maar daar lijkt hij de enige in te zijn. Sinds de eerste uitzending van BNR Beurs is 'ie er bij. Maxim van Mil is presentator van BNR Beurs en journalist bij BNR, waar hij zich focust op de financiële markten en ontwikkelingen in de tech-wereld. Je krijgt hem het meest enthousiast als hij kan praten over ASML, of oer-Hollandse bedrijven zoals Ahold of ABN Amro. Jorik Simonides is presentator van BNR Beurs, economieredacteur en verslaggever bij BNR. Hij wordt er vooral blij van als het een keer níet over AI gaat. Je hoort hem ook in de BNR-podcast Moerdijk: dorp van de rekening. Milou Brand is presentator van BNR Beurs, freelance podcastmaker en columnist bij het Financieele Dagblad. Jochem Visser is presentator van BNR Beurs, maakt Beursnerd XL en is redacteur bij de podcast Onder Curatoren. Vraag hem naar obscure zaken op financiële markten en hij vertelt je waarom het eigenlijk nóg leuker is dan je al dacht. Over de podcast: Met BNR Beurs ga je altijd voorbereid de nieuwe beursdag in. We praten je in een kleine 25 minuten bij over alle laatste ontwikkelingen op de handelsvloer. We blijven niet alleen bij de AEX of Wall Street, maar vertellen je ook waar nog meer kansen liggen. En we houden het niet bij de cijfers, maar zoeken ook iedere dag voor je naar duiding van scherpe gasten en experts. Of je nu een ervaren belegger bent of net begint met je eerste stappen op de beurs, de podcast biedt waardevolle inzichten voor je beleggingsstrategie. Door de focus op zowel de korte termijn als de lange termijn, helpt BNR Beurs luisteraars om de ruis van de markt te scheiden van de essentie.See omnystudio.com/listener for privacy information.

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3636: Andrew explains how index funds offer a simple, low-cost way to invest by tracking major market indexes instead of trying to beat them. Learn why these diversified funds have outperformed most actively managed funds over the long term and why investors like Warren Buffett recommend them for retirement savings. Read along with the original article(s) here: https://www.dollarafterdollar.com/what-is-an-index-fund/ Quotes to ponder: "Index funds are great for anyone who wants to invest passively." "Passive fund management tends to lead to better performance in the long term." "Only 13% of around 8,000 mutual funds are able to achieve outperforming the market index!" Episode references: S&P 500 Index: https://www.spglobal.com/spdji/en/indices/equity/sp-500/ John C. Bogle: https://www.britannica.com/biography/John-Bogle MSCI EAFE Index: https://www.msci.com/indexes/index/990300 Russell 2000 Index: https://www.ftserussell.com/products/indices/russell-us NASDAQ Composite Index: https://www.nasdaq.com/market-activity/index/comp Bloomberg U.S. Aggregate Bond Index: https://www.bloomberg.com/professional/product/indices/bloomberg-fixed-income-indices/ The Vanguard 500 Index Fund: https://investor.vanguard.com/investment-products/mutual-funds/profile/vfiax Learn more about your ad choices. Visit megaphone.fm/adchoices

Berkshire Hathaway is expanding its homebuilding empire with another acquisition, this time adding McGuinn Homes to its growing portfolio. Kathy Fettke explains why Warren Buffett's company is doubling down on site-built and build-to-rent housing, what it signals about the future of the housing market, and why real estate investors should be paying attention.   Learn more at www.Realwealth.com/Syndications   Source: https://www.resiclubanalytics.com/p/warren-buffett-heir-buys-homebuilder-mcguin-berkshire-hathaway-clayton-homes

Episode 528 00:00 Introduction 00:31 Has Warren Buffett changed his view on Technology Stocks 06:18 Warren Buffett philanthropy 08:47 Berkshire Hathaway large cash position 13:14 China's Moonshot AI 16:41 Regional Bank update Watch the VIDEO Sign up for free ALERTs & Market Commentary at:  https://www.investablewealth.com/subscribe/ ——————————————————

College degrees that don't pay off. Rising foreclosures. Warren Buffett's warning about a culture obsessed with gambling instead of investing. Plus, Art answers two important listener questions: How much should you really spend on an engagement ring, and what's the biggest financial mistake a man can make in his 30s?Resources:8 Money MilestonesAsk a Money Question!

What separates businesses that last from those that get left behind? In this episode of The Winning Coach, Pat Rigsby breaks down one of the most important business concepts he ever learned from Warren Buffett: building a competitive moat. Too many business owners believe their marketing, technology, or social media is what makes them different. The truth? If your competitors can buy it, copy it, or outsource it, it's not a competitive advantage. Pat explains how the best gym owners, coaches, entrepreneurs, and leaders create businesses that are difficult to replicate by combining consistency, relationships, culture, and unique strengths into something competitors simply can't match. Whether you're growing a fitness business, leading a coaching practice, running a sports program, or building any service-based business, this episode will help you identify what truly separates you from the competition—and how to double down on it. In this episode, you'll learn: Why Warren Buffett values businesses with a moat What a real competitive advantage actually looks like Why marketing tactics and technology aren't enough How consistency becomes a long-term business asset Why relationships outperform transactional selling How combining your strengths creates a category of one Practical ways to build a business that's difficult to copy If you're looking to grow your gym, coaching business, or company with sustainable, long-term success instead of chasing the next trend, this episode is for you.

Murphy gets a surprise 5 years in the making when the current owner brings back his dad's 1966 red Corvette! Plus, why Warren Buffett"s advice in the AI age, and Jodi shares her weird-but-wonderful coleslaw recipe.See omnystudio.com/listener for privacy information.

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3636: Andrew explains how index funds offer a simple, low-cost way to invest by tracking major market indexes instead of trying to beat them. Learn why these diversified funds have outperformed most actively managed funds over the long term and why investors like Warren Buffett recommend them for retirement savings. Read along with the original article(s) here: https://www.dollarafterdollar.com/what-is-an-index-fund/ Quotes to ponder: "Index funds are great for anyone who wants to invest passively." "Passive fund management tends to lead to better performance in the long term." "Only 13% of around 8,000 mutual funds are able to achieve outperforming the market index!" Episode references: S&P 500 Index: https://www.spglobal.com/spdji/en/indices/equity/sp-500/ John C. Bogle: https://www.britannica.com/biography/John-Bogle MSCI EAFE Index: https://www.msci.com/indexes/index/990300 Russell 2000 Index: https://www.ftserussell.com/products/indices/russell-us NASDAQ Composite Index: https://www.nasdaq.com/market-activity/index/comp Bloomberg U.S. Aggregate Bond Index: https://www.bloomberg.com/professional/product/indices/bloomberg-fixed-income-indices/ The Vanguard 500 Index Fund: https://investor.vanguard.com/investment-products/mutual-funds/profile/vfiax Learn more about your ad choices. Visit megaphone.fm/adchoices

The legendary American Football coach, Vince Lombardi, said: “It's not whether you get knocked down, it's whether you get up."  Now that's true in American Football, and it's also true in life.  No matter how well you plan your day or your week, your plan will inevitably get attacked by outside influences.  A disorganised, reactive boss, a tired son or daughter who won't get out of bed in the morning, a traffic jam on the way to an important meeting, or your accountant telling you that you need to pay a big tax bill.  These are all sudden, impossible to plan for attacks on your carefully planned day.  Having a plan is one part of a productive day. Having an arsenal of tools to defend your plan is another. And it's that part that most people never prepare for.  In this week's episode, I will share with you a few ideas that will help you defend your plan and show you how to get back on track if you are prevented from following it through.  Let's go. Links: Email Me | Twitter | Facebook | Website | Linkedin   Learn more about the Quiet Productivity Method here Get Your Copy Of Your Time, Your Way: Time Well Managed, Life Well Lived Plan Your Week With Me: The Weekly Planning Matrix.   The Working With… Weekly Newsletter Carl Pullein Learning Centre Carl's YouTube Channel Carl Pullein Coaching Programmes Subscribe to my Substack  The Working With… Podcast Previous episodes page   Script |425 Hello, and welcome to episode 425 of the Your Time, Your Way Podcast. A podcast to answer all your questions about productivity, time management, self-development, and goal planning. My name is Carl Pullein, and I am your host of this show.  Whenever I ask a client how their week went, most answers are negative.  They usually go something like: “Well, it started well. I got everything I wanted done on Monday and Tuesday completed, but then I had to suddenly go out to see a customer on Wednesday morning, and that just threw me off track. I didn't get back to the office until 4ish, and then I had to report back to my boss. That went on until 6:00 pm. Argh! It was a disaster”  Well, was is a disaster?  Perhaps not. All it was was one day out of five that did not go as planned.  It's possible that a day like this will have put you behind on your plan for the week. It could also mean that getting everything you want done that week will no longer be possible. But that does not necessarily mean it's become a disaster.  The issue really is not preventing things from going wrong; that would be a challenge beyond almost everyone. Instead, the focus should be on recovering from an unexpected event or interruption to minimise the damage to your plan.  And in this week's episode, I will share a few ideas to help you quickly get back on track after one of these inevitable, unexpected events. But before I do that, I'd like to hand you over to the Mystery Podcast Voice for this week's question, but sadly, once again, she's sunning herself in a resort somewhere, so I'm afraid it's me reading out the question again.  This week's question comes from Will. Will asks, “ Hi Carl, I've finally become consistent with my weekly planning (thank you for the tip about doing it on a Saturday morning). My problem now is when I look at my plan at the end of the week, I've got practically none of it done. There's always some emergency that throws me off my plan. How do I get myself to stay on track?” Hi Will,  Thank you for your question.  Now, the first thing I would tell anyone is not to go for perfection. If you have ten things that you plan to get done over the next seven days but only manage to do seven, I would say that was a pretty good week.  You did seven important things that you wanted to do. That's a 70% success rate. I'd take that.  The reality is you are unlikely to ever hit 100%. I know I never have; in fact, I don't think I've ever met anyone who has.  There are just too many things that can happen that will throw you off track. Plus there's the human side of things too.  We often expect to be able to do far more than is possible, and then there's always a missing piece of information that you need to ask someone else for, and they are away all week at a conference and won't be able to send it to you until next week.  There could be a proposal you submit, anticipating approval, only to have it sent back to you for adjustments that will then require resubmitting.  None of these can be anticipated; building in some buffer time can help, but it's still not likely to give you a 100% success rate.  If you are hitting 100% consistently, that's likely to suggest that you are not pushing yourself hard enough to develop, but that's a whole different story.  One trick I often suggest to my coaching clients is to build in a “catch-up” afternoon, or, if you can, a “catch-up day”, later in the week where you avoid scheduling meetings or other commitments and keep it free for catching up on anything you may have fallen behind with. For example, I don't schedule anything on a Thursday afternoon. I often have meetings mid-morning (I think of it as a calls day), and one task: writing this script.  Other than that, there's nothing. This means that if I am behind on anything, I have a whole afternoon to catch up. (There's always something I will be behind on) This week, I am behind on a few videos I want to record. Should have got them done yesterday, but I ran out of time. So, this afternoon I will be recording.  Another tip is to look at your weekly plan not as a task-level plan, but as a set of objectives. In other words, plan for bigger things such as making progress on a project, getting four exercise sessions in, clearing a backlog or resolving an issue with a customer.  This is a reason why I developed the Weekly Planning Matrix. It's four squares representing four areas of your life:  Core work: the work you are employed to do. (Just as an aside here, if you're a part of my Learning Centre, last week's Learning Note has an excellent example of how Warren Buffett identified his core work) Projects and issues: these are the higher-level things you want to make progress on professionally. Personal: For things that need addressing in your personal life, such as scheduling a doctor's appointment, deciding how many exercise sessions you will do, etc.  And finally, the radar, which is for things you do not need to do anything about but should be aware of. For instance, if your in-laws are coming round for a few days later this month, or you're waiting for a package to be delivered.  Because you're limited for space in each square, you become mindful about trying to do too much. If your projects and issues square is full, and next to that you see all your core work tasks, you will instantly see if you are being over-optimistic about what you can get done that week.  I'll leave a link to a video I did on doing the Weekly Planning Matrix in the show notes for you. The next idea is related to your daily planning.  Because it is almost inevitable that an unexpected event will occur at some point during the week, your daily planning can be used to reassess your weekly plan.  Let me give you an example from my week this week. I planned to record some additional videos on Tuesday, but when I went to set things up, I discovered that the local government had decided Tuesday was a great day to dig up the road right outside my office. Jackhammers, reversing vehicle warning beeps, and road cleaners were all in full operation. It was an orchestra of wonderful modern city life noise That plan had to be scrapped. So, I looked at my calendar and saw that Thursday afternoon was clear (it always is, remember, for catch-up), so I moved the time block to Thursday afternoon.  Now, I did that calendar adjustment as soon as I realised I wasn't going to be able to record the videos, but I could easily have left it until later in the day, when I did my daily planning.  That's why your daily planning is so useful. It allows you some time each day to step back, reassess your plan for getting the important things done and make any alterations based on the new information you have.  And that brings me onto the timing of your daily planning.  Time and time again, when one of my clients switches over to planning their day the evening before, they tell me that it was life-changing.  It's life-changing because you will immediately discover your evenings are more relaxing. Once you've planned the day, your brain lets go of all the stuff you're feeling a little anxious about. It quietens down.  You also find you sleep better because you know what you will be doing the next day and that all your “bases” are covered, so to speak. No more “oh Crikey. I forgot to do X” just as you're drifting off to sleep.  And when you begin your day, you're already clear about what needs to be done. That gives you a tremendous amount of focus and prevents you from going looking for trouble by looking at your actionable email, sifting through Slack or Teams messages or going into Jira looking for open tickets.  Now, I know all that's well and good, but what happens if one of these legendary Unexpected Events happens when you're in the middle of doing your most important work for the day?  This is the proverbial Vince Lombardi's “getting knocked down” situation. And as Vince Lombardi says, it's all about getting back up again once you've been knocked down.  The only thing I've found that works here is that once you've dealt with the Unexpected Event, pause. Yes, that's right. Stop.  Just briefly. Look at your calendar and see when your next committed appointment is, and take a look at your prioritised task list and see what's left to do. Often you will find that now that you no longer have the time you thought you would have, some of the remaining tasks can be rescheduled to another day.  You may need to send a quick message to someone who is expecting something from you, but what you want to be doing is resetting your priorities based on the time you have left.  For those of you who wisely set aside time to deal with your actionable emails and messages, you could reduce the time you spend there. For instance, if you have an hour protected for admin and communications later in the day, cut it to 30 minutes.  Remember, with things like messages and emails, one is always greater than zero. Giving yourself thirty minutes today means you're not going to have to find an extra hour tomorrow. What was that old proverb, “a stitch in time saves nine”? Something like that.  I would add an extra tip here. Something I've found very helpful. That is to reassess your prioritised task list between each session of work.  Emails and messages, for example, can be devastating to even the best-laid plans. Given that most of us check our messages between sessions of work anyway, there's always the danger that you'll find an Unexpected Event” that requires thirty minutes or so of your time.  So, give yourself a few minutes away from your desk and mentally re-evaluate your plan for the day. Be comfortable switching things around. For example, if you have to attend an unplanned meeting after lunch, you may find that moving your communication and admin time forward will reduce any pressure you may feel after the meeting.  So there you go, Will. I hope that has helped. Thank you for your question and thank you to you too for listening.  It just remains for me now to wish you all a very, very productive week.   

Francisco Burgos, director de Relaciones Institucionales de Cobas Asset Management, visita Tu Dinero Nunca Duerme. En esta edición veraniega de Tu Dinero Nunca Duerme, el programa de educación financiera de esRadio, se presenta un capítulo especial de repaso sobre los fundamentos de la filosofía de inversión de tipo valor. El espacio cuenta con la participación de Francisco Burgos, director de Relaciones Institucionales de Cobas Asset Management, junto a los colaboradores habituales Manuel Llamas, Domingo Soriano y Vicente Varó. Durante la tertulia, se desglosan conceptos técnicos clave como el ROCE (retorno sobre el capital invertido), una métrica fundamental para medir la calidad de un negocio, y las ventajas competitivas, explicadas mediante el símil del foso de un castillo de Warren Buffett. Además, se debate ampliamente el valor de las empresas familiares, destacando la alineación de intereses que se produce cuando una familia o un accionista de referencia busca la creación de valor a largo plazo, en contraste con los incentivos cortoplacistas de directivos externos. Otro de los puntos destacados de la conversación es el papel de la inteligencia artificial (IA) en el sector financiero. Mientras que la tecnología agiliza el análisis cuantitativo y la recopilación de datos, los expertos coinciden en que el factor humano sigue siendo insustituible a la hora de realizar valoraciones cualitativas, visitar fábricas y calibrar la confianza que transmite un equipo gestor. En este sentido, se analiza cómo sectores tradicionales como el petróleo y el gas se benefician de forma indirecta de la irrupción de la IA debido a la creciente demanda de energía que esta requiere. Finalmente, se subraya la importancia del horizonte temporal de inversión, una de las mayores ventajas con las que cuenta el pequeño inversor frente a los grandes fondos institucionales, obligados a reportar resultados en plazos mucho más breves. El programa concluye con una reflexión sobre la necesidad de mantener la calma ante la volatilidad del mercado y confiar en que, en el largo plazo, el precio de una acción terminará reflejando la verdadera capacidad de generación de beneficios de la compañía.

Ai offers so much for modern business. The problem is, most people don't know what they need. In this episode we help you construct a partial Ai version of your dream mentor: Buffet, Hormozi, Jobs etc. Can't afford 7-8 figures mentor fees? No worries. Let Ai construct your Mentor knowledge base and get a virtual mentor for free. Dive in now while this is still up (hoping we don't get a C&D letter for this episode!)   #alexhormozi #hormozimentor https://dentco.us https://instagram.com/dentcopdr  

Ralph welcomes back his old running mate, Native American activist, Winona LaDuke, who has devoted her life to advocating for Indigenous control of their homelands, natural resources, and cultural practices to talk about her latest incarnation: hemp farmer. Then, we'll speak to Hal Weitzman, from the University of Chicago's Booth School of Business, about how Elon Musk's feud with Delaware may transform corporate America. Plus, we tick off Robert Reich's ten policy prescriptions the Democratic Party should fight for to beat the GOP in the upcoming midterms.Winona LaDuke is an activist, economist, and author, who has devoted her life to advocating for Indigenous control of their homelands, natural resources, and cultural practices. She is also a two-time vice-presidential candidate with Ralph Nader. Ms. LaDuke lives and works on the White Earth Ojibwe reservation in northern Minnesota, where she runs Winona's Hemp & Heritage Farm. She is also a member of the Indigenous Hemp & Cannabis Farmer's Cooperative.I'm looking first at seed sovereignty. We're growing [European hemp] varieties and then we're growing these feral hemp varieties. They're called feral varieties (which of course, that's something that I love) which means that when they eradicated hemp in the 1930s with the Marijuana Prohibition Act—well, they missed some spots. And those guys kept growing. And so 80 years of being illegal—isn't that great? Something that's illegal for 80 years is still with us, rocking out. And so I figure if you grew illegally for 80 years, you are really a tough hemp plant…And so we are growing out these hemp varieties and built a cooperative because we want to own the seeds and we want to own the technology (the value-added processing), and we want to use this hemp as a part of our future as tribes.Winona LaDukeMy grandsons are farming. I don't know who else can say their grandchildren are farming—let me know. My grandchildren are farming. They're running the horses. They're running the farms. You know, that's a retirement plan. My 401k will be worth nothing, but my grandchildren will feed me. This is my strategy.Winona LaDukeHal Weitzman is Executive Director for Intellectual Capital at the University of Chicago Booth School of Business, editor-in-chief of Chicago Booth Review, and host of The Chicago Booth Review podcast. A former Financial Times editor and foreign correspondent, he is the author of Latin Lessons: How South America Stopped Listening to the United States and Started Prospering and What's the Matter with Delaware?: How the First State Has Favored the Rich, Powerful, and Criminal—and How It Costs Us All.There is a race to the bottom. There's been a race to the bottom for many decades. That's not new. I think it's accelerated somewhat. Delaware has joined that race from having been something of a “premium product” in terms of incorporating companies—Delaware has become a bit more “cut-price” I would say, and in that sense has followed Texas and Nevada. So the conclusion that we have a race to the bottom and it may be worse than Delaware—actually I think Delaware's already there. So it's not that it's getting worse outside of Delaware, it's getting worse including Delaware.Hal WeitzmanThe trend I think we're seeing is the exclusion of small shareholders completely—regardless of the status of your shares, this is about how big you are. And if you're a small shareholder there is no corporate democracy for you… It was practice in the past for activist groups, campaigning groups, to buy one share of a company and then to go to the shareholder meeting so they could make the point that they wanted to make. Now that kind of shareholder democracy is being encroached on. And the extent now is to say: unless you have a large position (regardless of the size of the company and the cost of the shares), you will not be allowed to bring suits against the executives for the correct running of the company.Hal WeitzmanNews 7/17/26* Our top story this week is New York Governor Kathy Hochul's decision to impose a one-year “pause” on the construction of AI data centers across the state. ABC7 reports that this is the first such moratorium in the nation, despite similar attempts in several states, most notably Maine where Governor Janet Mills vetoed a bill to this effect. Hochul argues that the pause is necessary so lawmakers and regulators can formulate “Guardrails to reduce the risk to our energy grid, minimize land disruption, noise pollution, and protect our natural resources, especially our water supply.” Hochul's move comes amidst a broader push against AI data centers from the left. Semafor reports Senator Bernie Sanders proposed a nationwide ban in March and many progressives running for state and local office in the midterms have made this a cornerstone of their campaigns. According to this piece, “In February, polling from Marquette Law School found 70% of all Wisconsinites agreeing that ‘the costs of the data centers outweigh the benefits.' Among Democrats, the number was 85%.”* Another progressive Member of Congress quite literally stepped into another hot-button political issue this week. While visiting a Palestinian village in the occupied West Bank Wednesday, Al Jazeera reports armed settlers stopped the van of Representative Ro Khanna and were “later joined by Israeli soldiers who continued to block the road.” In a video, Khanna points out, settlers can be seen “brandishing M4s [rifles], kicking the tyres of our van, laughing at us, mocking at us, videotaping us.” This continued for over an hour and was only resolved when he reached out to the American Embassy, according to Khanna. Israel has responded to this fiasco by blaming Khanna, accusing the congressman of failing to coordinate his trip with the Israeli government; Khanna retorted that “The [Israeli military] is lying” and called for the arrest of the violent settlers. Conservative political commentator Tucker Carlson excoriated U.S. Ambassador to Israel Mike Huckabee, writing “An American member of congress is threatened by foreign terrorists carrying American rifles, backed by a foreign military paid for by American taxpayers, and the US ambassador to that country says not a word in defense of his own countryman…It's too much, too insulting and humiliating to America.”* Following his return from occupied Palestine, Khanna again teamed up with Republican Congressman Thomas Massie of Kentucky to sponsor an amendment to the National Defense Authorization Act (NDAA) which would have removed the “United States-Israel Defense Technology Cooperation Initiative” from the must-pass legislation. Responsible Statecraft describes the initiative as “an unprecedented integration of the U.S. and Israeli military industrial complexes,” by creating “an executive agent within the Department of Defense whose sole responsibility is furthering U.S. and Israeli military tech integration across nearly every facet of the defense process.” This article also notes that “Israeli Prime Minister Benjamin Netanyahu has described this shift in the U.S.-Israel relationship as ‘my plan.'” However, House leadership is not backing this commonsense, bipartisan amendment. In a letter, Minority Leader Hakeem Jeffries said he would vote against the amendment, calling it “overly broad” and claiming the amendment would “restrict our country's ability to confront Hamas, Hezbollah and other terrorist organizations in the region who are sworn enemies of both the United States and Israel,” per the Times of Israel. However, Jeffries pledged not to whip votes against the amendment and indeed the House Minority Whip, Congresswoman Katherine Clark, voted for the amendment as did Speaker Emerita Nancy Pelosi, despite the opposition of Jeffries and House Democratic Caucus Chair Pete Aguilar. The Congressional Progressive Caucus reportedly whipped votes in favor of the amendment.* In more Israel-related news, this week Marco Rubio – who serves as Secretary of State as well as the acting National Security Advisor – announced that the State Department will launch a “sweeping campaign to dismantle…the International Criminal Court.” CNN observes that “The administration's ire against the ICC goes back to President Donald Trump's first term, when it targeted the ICC for seeking to investigate alleged war crimes committed by US forces in Afghanistan,” and that since taking office for the second time, the Trump administration has “imposed a slew of sanctions against ICC officials for their attempts to investigate the US and Israel.” CNN also quotes a State Department official who said that top officials, including Secretary Rubio and US ambassadors, “are calling countries as part of a campaign to diplomatically isolate the International Criminal Court.” It is worth noting that “all American presidents since the ICC's ratification have maintained that the ICC does not have jurisdiction over Americans,” and that Congress even passed a law calling for an invasion and occupation of the Hague if any American serviceman was ever prosecuted by the ICC, implying that this crackdown on the court is not about American sovereignty at all but rather the prosecution of Israeli officials for their war crimes in Gaza.* In another stunning story starring Marco Rubio, the New York Times reports the Secretary of State is functionally “running Venezuela from afar.” The Times story characterizes Rubio's position as the “de facto viceroy of Venezuela,” effectively controlling the country's “finances, the distribution of its natural resources and its government.” This story makes clear that while Delcy Rodríguez, the former Vice President of Venezuela under Nicolás Maduro, nominally occupies the presidency, Rubio is the one really calling the shots, with Rubio setting the conditions on what Venezuela's export revenue “can be spent on, and by whom,” and having the authority to approve or deny key governmental appointments in the country, such as the minister of defense. In short, the United States has established a shocking explicitly neo-colonial regime in the country, fulfilling the gravest prognostications of anti-imperialist critics of American intervention in the Bolivarian Republic.* Closer to home, Bloomberg reports the federal government has officially launched a grand jury investigation into the United Auto Workers and the union's outspoken president, Shawn Fain. The investigation stems from accusations made by the union's Vice President, Rich Boyer, who alleged that Fain used his position to secure benefits for his fiancée and her sister – and when Boyer refused to approve the benefits, Fain retaliated by stripping Boyer of his duties as chief negotiator with Stellantis NV. Fain has called the allegations “false” and is accusing Boyer of seeking to influence the upcoming UAW leadership election. Fain also claims that Boyer is the one retaliating after Fain “refused the vice president's request to hire family members to positions in the union.” Fain has long maintained that the Justice Department, and specifically the DOJ-appointed monitor, Neil Barofsky, has a political grudge against him because “the UAW took an anti-war stance about what was happening in Gaza.” According to Bloomberg, “Both Fain and Boyer have slates running and each is accusing the other of attempting to abuse their positions to benefit family.”* This week, another victim of harassment by the federal government, student activist Mahmoud Khalil, filed a landmark civil rights suit alleging that the government conspired with a number of private groups – including the Heritage Foundation, Betar, and Canary Mission – to “suppress criticism of Israel through a coordinated campaign to dox, jail and ultimately deport student activists.” According to the lawsuit, said activists were “nearly automatically targeted by the Federal Defendants for arrest and removal.” Khalil's lawyers argue that this “public-private partnership” could violate the “Ku Klux Klan Act, a Reconstruction-era law that sought to restrict government coordination with vigilante groups.” The suit is led by the Center for Constitutional Rights. The AP reports “Soon after his arrest, both Canary Mission and Betar boasted of their role in flagging Khalil's noncitizen status to the government.” Since Khalil's arrest, Betar has agreed to “dissolve its nonprofit status,” following a lawsuit filed by New York Attorney General Letitia James accusing Betar's members of harassing Palestinians.* Turning to the state level, this week 12 state attorneys general, led by California's Rob Bonta, filed an antitrust lawsuit seeking to block the acquisition of Warner Bros. Discovery by Paramount Skydance, controlled by the Trump-aligned David Ellison. The proposed, $110 billion merger was approved by the Antitrust Division of the Justice Department last month, which reached the dubious conclusion that the merger is “not likely to result in harm to competition or American consumers.” In the filing, Bonta and the state AGs for Arizona, Colorado, Connecticut, Massachusetts, Minnesota, Nevada, New Jersey, New Mexico, New York, Oregon, and Washington allege that the merger “would extinguish competition between Paramount and Warner Bros. and inflict substantial harm on movie theatres, basic cable distributors, and, ultimately, audiences nationwide.” This from Reason.* In the world of philanthropy, CNBC reports Warren Buffett, the billionaire chairman of Berkshire Hathaway, has “excluded the Gates Foundation from his sizable annual charitable donations.” As this report notes, the Gates Foundation has been among the top recipients of his annual Berkshire donations, totaling $47 billion worth of Berkshire stock since 2006. The reason for the exclusion of the Gates Foundation has been much speculated upon, in particular, whether it was due to the recent revelations about Gates' relationship with Jeffrey Epstein. Asked about this, Buffett said that he had “read a great deal…in terms of what happened, with Bill and Epstein,” calling their relationship “distasteful,” but also saying that he “found nothing in there that was beyond what [he] could picture [himself] doing.” Instead of the Gates Foundation, all of this year's donations will go to foundations linked to the Buffett family.* Finally, British multinational diamond conglomerate De Beers, famous for coining the “A Diamond is Forever” tagline in 1947, reported this week that they plan to halt work at their “flagship” Venetia mine in South Africa as demand for the stones wanes. The BBC highlights both slackening consumer demand as well as competition from lab-grown diamonds, particularly those produced in China. That said, the closing of the Venetia mine – the biggest in South Africa, accounting for over 40% of the country's diamond production – will send shockwaves through that country's already shaky economy. That mine alone employs more than 4,000 people, while the mining sector employs nearly half a million. De Beers said they plan to reopen the mine in two years; in the meantime, they are looking to expand copper mining to keep up with demand from AI data centers.This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe

When should you sell a stock that's been one of your biggest winners? According to veteran portfolio manager Jonathan Wellum of ROCKLINC Investment Partners, the default answer is almost never...unless the investment thesis has fundamentally changed. In this conversation with Maggie Lake, Wellum explains why long-term investors often hurt returns by selling too early, chasing market trends, or reacting emotionally to volatility. He outlines the three legitimate reasons to sell a stock, discusses why taxes shouldn't dictate investment decisions, explains how Warren Buffett approached trimming Apple, and shares why patience remains one of the greatest competitive advantages investors have. He also offers practical guidance on managing concentration risk, evaluating intrinsic value, and avoiding costly behavioral mistakes. If you're wondering whether it's time to take profits—or simply stay the course—this interview provides a disciplined framework for making better investment decisions.

In this episode, Scott Becker discusses the reported end of Warren Buffett’s long-standing philanthropic partnership with Bill Gates.

Warren Buffett left the Gates Foundation out of his annual charitable donations for the first time, directing roughly $6 billion in Berkshire Hathaway stock instead to four foundations connected to his family. The omission followed renewed disclosures about Bill Gates' meetings and correspondence with Jeffrey Epstein. Buffett also accelerated his broader estate plans, announcing that his remaining Berkshire shares, valued at nearly $146 billion, will be donated to those four foundations by December 31, 2034. The Gates Foundation has received most of Buffett's previous charitable giving, totaling more than $61 billion since 2006.Buffett and Gates were once exceptionally close, but Buffett said they had not spoken for months following the release of additional Epstein-related documents in late 2025. Gates has denied knowing about Epstein's crimes and has not been accused of wrongdoing, maintaining that he met Epstein because he believed the financier could help raise money for charitable projects. The Gates Foundation has hired an outside reviewer to examine its past engagement with Epstein and its procedures for vetting potential partners. Buffett declined to directly judge Gates' conduct, but said he wanted to avoid involvement in anything that might later become the subject of an investigation.to contact me:bobbycapucci@protonmail.comsource:Warren Buffett omits annual donation to Bill Gates' foundation after his Epstein ties were disclosed - ABC News

In this blockbuster edition of the Adult in the Room podcast, Victoria Taft deconstructs a series of massive political bombshells shattering the corporate media narrative. First, we preview Donald Trump's upcoming primetime address detailing four sets of newly declassified FBI, CIA, and ODNI documents that expose extensive Chinese database hacking and election infrastructure interference during the 2020 election. We also dig into the structural layout of voter registration rolls, including over 100,000 non-citizens, and review citizen journalist J.J. Smith's shocking undercover video catching cash-for-signature election fraud on the streets of San Francisco.

Investing Guide: https://clickhubspot.com/epkr Episode 841: Sam Parr ( https://x.com/theSamParr ) and Shaan Puri ( https://x.com/ShaanVP ) talk to legendary investor Howard Marks about AI and making decisions in the face of fear and uncertainty.  — Show Notes: (0:00) AI Hurtles Ahead (8:26) second level thinking (10:21) investing through the end of the world (14:47) raising $11B at a time of crisis (17:54) investing with fear (20:22) the key to a successful partnership (25:01) being a good father (27:37) only 1 success: to live your life your way (34:17) Having lunch with Warren Buffett (37:18) What people don't know about Buffett (39:37) cigar butt investing (41:35) recommended reading — Links: • AI Hurtles Ahead - https://www.oaktreecapital.com/insights/memo/ai-hurtles-ahead  • A Short History of Financial Euphoria - https://www.amazon.com/History-Financial-Euphoria-Penguin-Business/dp/0140238565  • Fooled by Randomness - https://www.amazon.com/Fooled-Randomness-Hidden-Markets-Incerto/dp/0812975219  — Check Out Sam's Stuff: • Hampton (joinhampton.com): My community for founders. Average member does $25m/year. Many of the guests are members. Get after it...apply: http://joinhampton.com/mfm — Check Out Shaan's Stuff: • Shaan's weekly email - https://www.shaanpuri.com  • Visit https://www.somewhere.com/mfm to hire worldwide talent like Shaan and get $500 off for being an MFM listener. Hire developers, assistants, marketing pros, sales teams and more for 80% less than US equivalents. • Mercury - Shaan uses Mercury for banking across all of his companies. you can too: http://mercury.com/  Mercury is a fintech company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column, N.A., and Evolve Bank & Trust, Members FDIC • I run all my newsletters on Beehiiv and you should too + we're giving away $10k to our favorite newsletter, check it out: beehiiv.com/mfm-challenge My First Million is a HubSpot Original Podcast // Brought to you by HubSpot Media // Production by Arie Desormeaux // Editing by Ezra Bakker Trupiano /

You've been staring at AI like it's a magic trick you'll never understand. You've watched everyone else claim they're 10x more productive while you're still Googling how to write a better prompt. Here's the truth: AI isn't going to replace you because it's smarter. It's going to replace you because someone else learned how to use it and you didn't. Geoff Woods is the author of The AI Driven Leader and has spent years teaching normal people how to use AI to solve real problems, not just write better emails. He's worked with venture backed companies, public corporations, and CEOs racing toward exits, and in this episode, he's breaking down the exact framework that turns AI from a glorified search engine into a strategic thought partner that makes you think better, work faster, and solve problems you didn't even know you had. In this episode, you'll learn: The CRIT framework: Context, Role, Interview, Task, and why this four step process is the difference between AI slop and superhuman output Why asking AI questions is the worst way to use it and how making AI interview you instead unlocks insights you'd never think to share The 80/20 rule of AI: why most people waste time automating tasks that don't matter and how to identify the 20% that drives 80% of your results Why cognitive decline is the greatest risk with AI that nobody's talking about and how to use it in a way that makes your brain stronger, not weaker The AI board: how to build custom personas of Steve Jobs, Warren Buffett, and your future self to advise you every single day Stop treating AI like a shortcut. Start treating it like a thought partner. The people who master this won't just work faster. They'll think differently. Thanks to SoFi for sponsoring this episode! Looking for funding to help grow your business? Get started at SoFi.com/Codie. #SoFiPartner #ad ___________ (00:00:00) Introduction: AI as a Thought Partner, Not Just an Assistant (00:01:14) The 300 Million Dollar Board Meeting: How AI Transformed a Hostile Relationship (00:06:30) The CRIT Framework: Context, Role, Interview, Task (00:11:20) The Saving Face Consortium: How AI Saved a Manufacturing Company from Bankruptcy (00:15:38) The Three Skills You Must Master to Harness AI Without Being Replaced (00:18:14) Speech to Text and Advanced AI Hacks: Playing AI Against Itself (00:22:29) The Sticky Note Trigger: How to Actually Change Your Behavior with AI (00:25:07) Agentic AI: The 18th Domino You Should Not Start With (00:29:05) The 80-20 Framework: Identifying What Actually Matters in Your Business (00:31:49) The Death of Entry-Level Work and What Skills Will Survive AI (00:34:34) Daycare Employees Versus Department Chairs: Own Your Job or Lose It (00:37:14) The AI Leadership Culture: Training People to Prioritize Without You (00:41:21) The Steve Jobs Manifesto: Using AI for World-Class Creative Output (00:43:28) Creating Your AI Writing Persona: The 20 to 50 Email Upload Method (00:47:13) Building Your AI Board: Steve Jobs, Warren Buffett, and Your Future Self (00:51:10) The Greatest Risk Nobody Talks About: Cognitive Decline and Mental Atrophy (01:00:49) Voice of Customer Agents and Real-Time Sales Coaching That Actually Works (01:03:37) The 30-Day CRIT Challenge: One Thing to Do Right Now to Transform Your Life ___________ MORE FROM BIGDEAL

Warren Buffett plans to give away all of his Berkshire shares within eight years, but he has ended his 20-year-long philanthropic relationship with the Gates Foundation. In a sit-down interview with Becky Quick, Buffett discusses the decision to omit the Gates Foundation from his annual charitable gift. Plus, Buffett explains Berkshire's expanded stake in Alphabet, and he weighs in on a market driven by speculative trading.    In this episode: Becky Quick, @BeckyQuick Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Scott Becker shares key business stories, including cooling inflation, IBM’s sharp decline, strong bank earnings, changes in Warren Buffett and Bill Gates’ relationship, and more.

The Wealth Nobody Sees: Why Frugal Always Beats Flashy   For years, Earl Yaokasin drove a 20-year-old Honda Civic to his kids' private school and parked it as far from the entrance as possible. He did not want anyone to see the car. The lot was full of Bentleys. He felt the embarrassment. Then he started talking to those families. Most had almost no savings. Some were on scholarship. The image of wealth and the reality of wealth were completely different balance sheets. Earl, who had been eating half a $5 Subway footlong for lunch since his first years in America, was the one with money. The wealth nobody sees is usually the wealth that is actually there. This episode traces what real wealth building looks like: the frugality that does not feel like deprivation because it is intentional, the investing discipline that compounds because it is patient, and the economic conditions quietly forming right now that most people are not prepared for.   In This Episode: Why spending two levels below your means is a compounding strategy, not a sacrifice, and how it starts from the first grade The real cost of confusing frugal with cheap, and which one actually costs more money over a decade What Earl discovered when he stopped hiding his Civic and finally talked to the Bentley families Why most financial advisors are quietly in debt, and the one question that screens them out immediately The K-shaped economy: who benefits from current conditions and who is being quietly squeezed Why the 2022 inflation spike may have been wave one of three, based on a century of historical patterns How Earl's daughters absorbed financial discipline through behavior observed at home, not through lectures   Key Insights: A Morningstar study cited by Earl shows fewer than half of fund managers globally have even one dollar of their own money in the funds they manage. Ask your advisor if they invest in what they recommend. The answer narrows the field quickly. GDP last year would have approached zero percent if AI spending were removed from the calculation. The headline number is a mirage for most of the economy. The US government spent 6.5% more than it earned as a percentage of GDP in 2024, at levels seen historically only during the financial crisis and COVID. That is either preventing a recession or inflating a larger one. Kids learn financial behavior through observation, not instruction. Earl's daughters skip luxury goods not because they were told to, but because they have never watched their parents buy them. Great companies can surprise you to the upside in ways you will not predict. Earl's most expensive investing mistake was selling good companies because the price had risen past what he thought was fair value.   About Earl Yaokasin: Earl Yaokasin, CFA, is the founder of WealthArch Investment Services in Pasadena, CA, where he helps high-net-worth individuals and couples build wealth through value investing and personalized financial planning. With more than two decades of hands-on experience and a prestigious CFA designation, Earl blends the timeless principles of Warren Buffett with modern behavioral finance to help clients achieve financial independence. He invests his personal portfolio in exactly the same assets as his clients—reinforcing full alignment and transparency.   Earl takes pride in offering advice free of commissions, sales quotas, or gimmicks. His firm is 100% fiduciary, and his focus is on long-term results, not short-term hype. Through education, clear planning, and thoughtful market navigation, Earl empowers his clients to avoid common financial traps, stay on course during turbulent times, and reach their goals with clarity and confidence.   Links: https://mywealtharch.com/richersoul/ Website: https://mywealtharch.com/   LinkedIn: https://www.linkedin.com/in/earl-jordan-yaokasin-cfa-7350ab4b/   Facebook: https://www.facebook.com/earljordan.yaokasin   YouTube: https://www.youtube.com/@WealthArchInvestmentServices   X: https://x.com/Earl_Jordan   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening! Show Sponsor: http://profitcomesfirst.com/ Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro appointment 15 minutes If you like the show please leave a review on iTunes: http://bit.do/richersoul https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com Some music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.