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On today's episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the Q2 mortgage volume and profits reported by Chase and Wells Fargo, as well as the latest on Bayview's acquisition of Guild and VantageScore 4.0. Related to this episode: JPMorgan Chase, Wells Fargo see mortgage volumes surge in Q2 (but not profits) Pulte's VantageScore bombshell sends the mortgage industry scrambling HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices
June consumer inflation coming in as expected: Carl Quintanilla and Sara Eisen broke down the key categories to watch, sectors most impacted by tariffs, and what it all means for stocks alongside the Fed. Famed investor Mario Gabelli joined the team with his take on it all – along with some specific stock picks… While Former Fed Governor Randy Kroszner argued today's print doesn't move the needle on rates. Plus: a deep-dive on the big banks, as JPMorgan, Citi, and Wells Fargo kick off earnings from the group this week (all beating estimates). Also in focus: the President's headed to Pittsburgh today for Pennsylvania's first ever Energy and Innovation Summit… with billions of dollars in deals and commitments around AI and data centers expected to be (or already) announced. U.S. Energy Secretary Chris Wright joined the team live from the ground with his answers to America's growing power needs – along with recent OPEC developments, and more.
On a record-setting day for the S&P 500 and Nasdaq, Carl Quintanilla and Jim Cramer delved into a number of big stories: JPMorgan Chase, Wells Fargo and Citi kick off earnings season with Q2 beats. Nvidia shares hit new all-time highs after the chipmaker said the U.S. is giving it the green light to resume sales of its H20 AI chips to China. CPI data show consumer inflation rose in June, but largely in line with economists' expectations. Also in focus: JPMorgan Chase CEO Jamie Dimon talks regulation and stablecoins on the company's earnings call, Meta CEO Mark Zuckerberg on the company's AI hiring spree, Amazon-backed Anthropic's AI rollout, Jim Cramer's message for Apple CEO Tim Cook, stocks caught up in a downgrade parade. Squawk on the Street Disclaimer
S&P futures are pointing to a higher open today, up +0.3%. Asian equities tilted higher on Tuesday, while European markets are also edging higher in early trades. China's Q2 GDP grew +5.2% y/y, slightly exceeding expectations, while industrial production rose +6.8%, outperforming forecasts. However, retail sales disappointed at +4.8%, raising concerns about weak consumer demand. Market sentiment improved following reports that Nvidia received U.S. approval to resume exports of its H20 AI chips to China, boosting optimism in the tech sector. Attention is now shifting to upcoming Q2 earnings and U.S. CPI data. Major banks such as JPMorgan, Wells Fargo, and Citigroup are set to report their earnings today. Companies Mentioned: NVIDIA, Cavco Industries, Accenture
Mike Armstrong and Paul Lane discuss the CPI report that came in slightly higher than expected. Why is inflation data still not showing an impact from tariffs? Big banks report earnings with mixed results. How did JPMorgan escape the bad news but Wells Fargo didn't? Nvidia can sell AI chips to China again after CEO meets with Trump. America's biggest rare-earth producer makes a play to end China's dominance.
Today on the Invest In Her podcast, host Catherine Gray delivers a special solo episode for the first time ever—without a guest! As the visionary founder of She Angel Investors and executive producer of Show Her The Money, Catherine takes listeners behind the scenes of her game-changing movement to close the funding gap for women entrepreneurs. She celebrates the official launch of the Show Her The Money book, available everywhere starting July 15th, and reflects on the journey of creating both the film and its powerful global tour. This episode marks a milestone in the campaign to educate and inspire more women to participate in venture capital. In this passionate and deeply personal episode, Catherine shares the story of how a single film evolved into a 100+ city “movie-ment,” fueled by purpose-driven investors, inspiring female founders, and corporate allies like Wells Fargo. She outlines how the film gained traction through festivals, earned critical acclaim, and created community conversations wherever it screened. Catherine also reveals the impact of the tour, the inspiring women featured in the companion book, and her hopes for the future—including upcoming educational initiatives and a docuseries. With laughter, heartfelt stories, and a clear call to action, she reminds us that investing in women isn't just the right thing to do—it's the fun and impactful thing to do. https://www.showherthemoneymovie.com https://www.sheangelinvestors.com Follow Us On Social Facebook @sheangelinvestors Twitter (X) @sheangelsinvest Instagram @sheangelinvestors & @catherinegray_investinher LinkedIn @catherinelgray & @sheangels #InvestInHer #FinancialWellness #WomenInFinance #FinancialEmpowerment #MoneyMindset #InclusiveFinance #FintechForGood #BehavioralEconomics #WealthBuilding #FinancialHealth #EmpowerWomen #MoneyMatters #SheAngelInvestors #InvestInYourself #FinancialFreedom
Nvidia (NVDA) rallied 5% in the premarket hours after President Trump approved chip exports to China. Jenny Horne talks about how this development opens the door to another run higher for the A.I. giant. On big banks, Jenny takes a closer look into JPMorgan Chase's (JPM) earnings beat and Wells Fargo's (WFC) reasoning for lowering expectations on net interest income outlook.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Wells Fargo (WFC) was one big bank that traded lower following the pipeline of earnings this morning. Alexander Yokum points to tariffs as the culprit, noting the company's weaker guidance for net interest income. However, the company's investment banking sector continued to show strength. Alexander weighs Wells Fargo against other big banks to determine how it stands against its peers. Tom White offers example options trades for Wells Fargo and Goldman Sachs (GS).======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
The CEO of BlackRock, Larry Fink, reacts to the company's Q2 earnings report as the firm's assets under management swelled to a new record. Plus how his company is investing to help power the AI boom. Then the CFO of Wells Fargo breaks down the quarter and why the company lowered its outlook for net interest income. And White House AI and Crypto Czar David Sacks joins the show, live from the Pennsylvania Energy and AI Summit in Pittsburgh, breaking down how the U.S. plans to win the global AI race. That's on the heels of a decision allowing Nvidia to resume chip sales to China.
APAC stocks were ultimately mixed with the region indecisive in the aftermath of the latest Chinese GDP and activity data.European equity futures indicate a marginally higher cash market open with Euro Stoxx 50 future up 0.3% after the cash market closed with losses of 0.2% on Monday.DXY has given back some of yesterday's gains, EUR/USD remains on a 1.16 handle, other majors are contained.EU draws up retaliatory tariffs for US goods in case a trade deal is not reached, including aircraft and booze, according to WSJ.Crude futures remained subdued after US President Trump announced 100% tariffs on Russia and secondary sanctions on other countries that buy oil from Russia if a Ukraine deal is not struck within 50 days.The ECB is to discuss a more negative scenario next week than previously envisaged in June after Trump's latest tariff threat, according to Reuters.Looking ahead, highlights include EZ Industrial Production, German ZEW, US & Canadian CPI, OPEC MOMR, Bundesbank Monthly Report, Fed's Bowman, Barr, Barkin & Collins, BoE's Bailey & UK Chancellor Reeves, Supply from Germany, Earnings from JPMorgan, Blackrock, Wells Fargo, Citi and Ericsson.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk
EU draws up retaliatory tariffs for US goods in case a trade deal is not reached, including aircraft and booze, according to WSJ.European bourses are modestly firmer, US futures also gain with clear outperformance in the NQ boosted by NVIDIA.NVIDIA (+5% pre-market) to resume H20 sales to China and announces new, fully compliant GPU for China.USD a little lower into US CPI, Antipodeans top the G10 pile given the risk sentiment.USTs flat into CPI & Bowman, Bunds lead, OATs await Bayrou & Gilts await Bailey/Reeves.Crude lower but off worst levels on reports that Trump asked if Ukraine are able to hit Moscow with US weapons.Looking ahead, US & Canadian CPI, OPEC MOMR, Bundesbank Monthly Report, Speakers including Fed's Bowman, Barr, Barkin & Collins, BoE's Bailey & UK Chancellor Reeves. Earnings from JPMorgan, Blackrock, Wells Fargo, Citi.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk
We moeten het hebben over Prometheus en Hyperion. Dan denk je misschien aan personages uit Transformers, maar het zijn toch écht de nieuwe projecten van Meta. Het moederbedrijf van Facebook wil namelijk gigantische datacenters met die namen bouwen. Datacenters waar Meta volgens eigen zeggen honderden miljarden dollars aan wil uitgeven. Mark Zuckerberg heeft een missie en dat is dat zijn Meta de AI-kampioen wordt. Hij wil de achterstand op bedrijven als Microsoft ombuigen in een voorsprong. Deze aflevering kijken we of dat niet ten koste gaat van de financiën van het bedrijf. Betalen beleggers niet zijn nieuwe fiasco?Hebben we het ook over Nvidia. Het is topman Jensen Huang gelukt: hij heeft exportrestricties weggewerkt. Van de Trump-regering mag hij bepaalde chips nu tóch naar China exporteren. Leuk voor hem, maar het lijkt erop dat Trump hiermee de Chinezen machtiger maakt. Machtig mooi zijn ook de kwartaalcijfers van drie grote Amerikaanse banken. JP Morgan, Citigroup en Wells Fargo komen met goede cijfers, al zitten er wel wat schoonheidsfoutjes in. Ook moeten beleggers een flinke waarschuwing verwerken van JP Morgan-baas Jamie Dimon. Die waarschuwt voor een waslijst aan slecht nieuws. Ook in deze uitzending: Robinhood is klaar voor de S&P500, maar de S&P500 negeert het bedrijf Aandeel TomTom beleeft extreem volatiele beursdag Allereerste Tesla-showroom geopend in India G20 is steeds meer de G19: Amerika komt steeds niet opdagen See omnystudio.com/listener for privacy information.
Hoy miramos con lupa a Citigroup, JP Morgan, Wells Fargo, Blackrock, Tesla, Tapestry y Lockheed Martin, con Ricardo Tomás, de Inversis Gestión SGIIC.
Bancos USA: JPMorgan y BNY suben tras sus resultados trimestrales. Wells Fargo cae. Los beneficios de Citigroup también se disparan por la volatilidad de los mercados. Van a ser protagonistas también los fabricantes de chips. Ganana antes de la apertura del mercado con Nvidia lista para reanudar la venta de chips de IA a China. Y estaremos pendientes de la lectura que hace el mercado del dato de inflación de junio y hasta qué punto esta referencia refuerza el modo de 'esperar y ver' de la Reserva Federal. De sus miembros, hoy hablan Bowman, Barr, Barkin y Collins. En Bolsa española, y dentro del Ibex 35, Fluidra, Acerinox y Grifols. Al frente de los recortes están Aena, Inditex e Iberdrola. En el análisis nos acompaña Salvador Jiménez, de AFI.
Are Spotify and YouTube poisoning podcasting?I keep hearing how "What used to work in the past - doesn't work anymore? Well I disagree. Making great content that resonates with your audience has been around since the early days of radio, and if it make them FEEL something, you've got something that is golden. Giant companies always put profit over people, and with the latest AI band called the Velvet Sundown which has six figure streams. Why are AI Bands better than real musicians?They don't get sickThey don't complain about not getting paidThey can provide more music, more frequentlySo if the world starts to accept AI artists, if you're Spotify, why wouldn't you introduce an AI podcaster to deliver an evergreen topic? Spotify could promote it to make it popular and then run advertising against it and not have to worry about splitting the revenue with a podcaster.Both YouTube and Spotify entice you in with free services, and then once you grow dependent on them, they can do whatever they want and you don't have a lot of control. If you say the wrong thing, you're kicked off the platform. Rosanne Barr (who is Jewish) for saying something deemed hate speech about Jewish people while she is herself Jewish. It was Sarcasm. Rosanne started her career as a comedian. Big Companies Often Put Profit Over Doing the Right ThingPurdue Pharma has been accused of mislabeling opioids that lead to lots of overdoses. Johnson and Johnson faced lawsuits about cancer and talcum power. Wells Fargo was fined millions for having employees open millions of account without the customer consent. I could go on and assemble a very long list. Just keep your eyes open, and watch as these companies that have come into podcasting with free offerings to interrupt the space, take control and bend it to suit their needs (not those of the host or the listener).Sponsor Magnet Book ReviewThe Ultimate Book on Sponsorships/Partnerships, "Sponsor Magnet: How to Attract, Price, & Execute Your Dream Brand Partnerships" by Jusin Moore. It is THE book for those looking to create partnerships with brand (not just a one time payment). he book shows you how to find out who to talk to, what to say, how to say it, and to overdeliver to they keep sponsoring the show. The audio book has bonus content that was very cool as you hear people talking about putting the strategies into practice. You can get it on Audible if you're more of a listener than reader.Takeaways: If you're hunting for sponsors, check out the book 'Sponsor Magnet' - it's a game changer. Podcasts don't need to follow trends; old-school content is still valuable and effective. Big corporations could ruin podcasting, so let's just not invite them to the party. YouTube is saying things that make no sense. A CD is not a cassette. Spotify seems to have issue always delivering all the facts about their activities.Hashtags no longer carry any clout on instagram per Brock JohnsonA podcast is audio, video or pdf delivered via RSSPodcasting existed before people put in advertisements, and it will exist if advertising goes away. Advertising is ONE way to monetize.Links referenced in this episode:schoolofpodcasting.com
Want to work with us? Reach out! inquiries at milestomemories dot com Episode Description This week Bilt dropped a huge bombshell with the announcement that they are leaving Wells Fargo and growing their card portfolio. With three new cards coming and a new bank behind them, will Bilt take their rewards program to the next level and what kinds of perks could we see with their new premium offering? In other #news Hyatt has a new offer on their credit card, but it might not actually be better than the old one. We also discuss fearful activities while traveling, why sweating could cause problems at TSA and why bank IT is still a nightmare in 2025. Episode Guide 0:00 Welcome to MTM Travel 0:21 Pushing your “fear” limits while traveling 5:40 Another thing to worry about while crossing through TSA 9:03 YouTube travel inspiration for kids and adults 15:44 Hyatt's new card offer - Is it really better than the normal offer? 19:56 Debating the value of Hyatt free night certs 26:03 US Bank IT fiasco - In 2025? 32:04 Bilt grows up - New bank and 3 new cards coming Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com. You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!
David Vargas was a f**k-up.As a teenager in Santa Ana, Calif., the devil tapped him on the shoulder every day. Without a clear direction in life, he started smoking marijuana, which quickly turned into doing all the drugs: Cocaine, ecstacy, ketamine, and more. Drugs were the only thing David believed he was good at.Until, one day, he prepared a fried bologna sandwich for his friends while they were high. David realized then that maybe cooking was something he could pursue professionally. Food is life in his Mexican culture, and what better way to honor that than by bringing people together through delicious food?From Noble High School in North Berwick, M.E., Chef Vargas of Vida Cantina and Ore Nell's Barbecue sits down with host Troy Farkas to discuss his rampant teenage drug use in southern California, getting kicked out of high school after threatening his teacher's life, bone-chilling experiences with racism, attending culinary school in Minnesota, his near-death experience in The Virgin Islands, the $35,000 mistake food truck mistake, supporting a family of four on $12 per hour, the Food Network appearance that changed the trajectory of Vida Cantina, his new career, and SO much more.To support Chef Vargas, you can attend and/or become a sponsor of the New England B.I.P.O.C. Fest on 8/17 in Portsmouth! CHAPTERS:Seacoast Stories Dinner Club details! (00:00)How drug addiction derailed David's early years (01:35)How Chef turned his life around (11:15)Attending culinary school in Minneapolis (15:40)SPONSORS: JOBTALK LLC and Samonas Realty (27:00)Working as a private chef on St. Croix (29:55)Moving to Maine and living on welfare (35:40)Chef's failed food truck experiment (49:35)How Vida Cantina BLEW UP after "Diners, Drive-Ins, & Dives" (51:25)Co-owning Ore Nell's Barbecue (59:07)Why he started New England B.I.P.O.C. Fest (01:03:00)Chef's new job (01:10:50)How do you want to be remembered? (01:19:02)To secure your seat at the "Seacoast Stories Dinner Club" this Wednesday, 7/16, at 7 p.m. in downtown Portsmouth, take the personality quiz here.THANKS TO OUR SPONSORS:Visit SamonasGroup.com or stop by Samonas Realty in downtown Portsmouth to learn more about how you can find the Seacoast home of your DREAMS!JOBTALK LLC: Get 50% off JOBTALK Academy courses with the code "SEACOASTSTORIES50" for the rest of 2025!Investment and insurance products are:• Not Insured by the FDIC or Any Federal Government Agency• Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate• Subject to Investment Risks, Including Possible Loss of the Principal Amount InvestedInvestment products and services are offered through Wells Fargo Clearing Services (WFCS), LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. WFCS uses the trade name Wells Fargo Advisors. 1 North Jefferson, St. Louis, MO 63103.
Enterprise data management is undergoing a fundamental transformation. The traditional data stack built on rigid pipelines, static workflows, and human-led interventions is reaching its breaking point. As data volume, velocity, and variety continue to explode, a new approach is taking shape: agentic data management.In this episode of Tech Transformed, EM360Tech's Trisha Pillay sits down with Jay Mishra, Chief Product and Technology Officer at Astera, to explore why agentic systems powered by autonomous AI agents, Large Language Models (LLMs), and semantic search are rapidly being recognised as the next generation of enterprise data architecture.The conversation explores the drivers behind this shift, real-world applications, the impact on data professionals, challenges faced by agentic platforms, and the future of data stacks. Jay emphasises the importance of starting small and measuring ROI to successfully implement agentic solutions.What is Agentic Data Management?At its core, agentic data management is the application of intelligent, autonomous agents that can perceive, decide, and act across complex data environments. Unlike traditional automation, which follows predefined scripts, agentic AI is adaptive and self-directed. These agents are capable of learning from user behaviour, integrating with different systems, and adjusting to changes in context, all without human prompts.As Jay explains, "An agentic system is one that has the agency to make decisions, solve problems, and orchestrate actions based on real-time data and context, not just on training data.TakeawaysAgentic data management is the next evolutionary step in data architecture.Agents are autonomous and can make decisions on the fly.The demand for agentic solutions is increasing due to data volume and AI strategy needs.Maturity of foundation models enables near-human reasoning capabilities.Real-world applications of agentic AI include insurance claim processing.Data engineers will focus on policy and guardrail creation rather than coding.Governance, debt and hallucinations are significant challenges in agentic platforms.The future of data stacks will include declarative control plans and enhanced memory layers.Analysts will play a crucial role in defining policies for agentic systems.Starting small and demonstrating ROI is key to successful agentic implementation.Chapters00:00 Introduction to Agentic Data Management02:58 Understanding Agentic Data Management06:58 Drivers of Change in Data Management10:03 Real-World Applications of Agentic AI14:15 Impact on Data Engineers and Analysts16:43 Challenges and Limitations of Agentic Data Platforms20:03 Future of Data Stacks23:31 Final Thoughts on Agentic Data ManagementAbout Jay MishraJay Mishra is the Chief Product and Technology Officer at Astera Software, with over two decades of experience in data architecture and data-centric software innovation. He has led the design and development of transformative solutions for major enterprises, including Wells Fargo, Raymond James, and Farmers Mutual. Known for his strategic insight, technical leadership, and passion for empowering organisations, Jay has consistently delivered intelligent, scalable solutions that drive...
Het wachten is voorbij! Het cijferseizoen gaat weer beginnen. Op de AEX kan je rekenen op de cijfers van ASML. En in de VS op die van Netflix. Maar volgens Nico Inberg van de Aandeelhouder is vooral de officiële aftrap interessant: de waslijst met Amerikaanse grootbanken die de boeken openen. In Beurs in Zicht stomen we je klaar voor de beursweek die je tegemoet gaat. Want soms zie je door de beursbomen het beursbos niet meer. Dat is verleden tijd! Iedere week vertelt een vriend van de show waar jouw focus moet liggen.See omnystudio.com/listener for privacy information.
Het wachten is voorbij! Het cijferseizoen gaat weer beginnen. Op de AEX kan je rekenen op de cijfers van ASML. En in de VS op die van Netflix. Maar volgens Nico Inberg van de Aandeelhouder is vooral de officiële aftrap interessant: de waslijst met Amerikaanse grootbanken die de boeken openen. In Beurs in Zicht stomen we je klaar voor de beursweek die je tegemoet gaat. Want soms zie je door de beursbomen het beursbos niet meer. Dat is verleden tijd! Iedere week vertelt een vriend van de show waar jouw focus moet liggen.See omnystudio.com/listener for privacy information.
What do flying Navy helicopters in the Philippines, founding an investment company and steering unmanned ocean drones have in common? They're all part of one woman's incredible journey. Today's guest, Julie Cane, takes us on a remarkable journey from Navy pilot to entrepreneur to startup mission manager. She reveals how the absence of money talk in her childhood led to some of her most powerful financial discoveries as an adult. Julie Cane is an impact-driven defender of democracy, in both financial markets and on the high seas. Her adventurous career began as a US Navy helicopter pilot conducting combat search and rescue training exercises and torpedo recovery in the Philippines and Coronado. After serving, Julie spent 20 years in financial services developing market leading innovations at Wells Fargo, Charles Schwab, SEI Investments and Autodesk Ventures. Five years ago, Julie became the CEO and co-founder of Democracy Investments, a registered investment advisory firm focused on promoting democracy in international markets. The firm serves as the advisor to the Democracy International Fund, an ETF listed on the New York Stock Exchange (ticker DMCY). She has presented the firm's democracy weighted international (ex-US) strategy on Bloomberg, The Economist Magazine's Summit and at the 7th Annual Copenhagen Democracy Summit, alongside pro-democracy politicians and diplomats focused on the global fight for freedom. This year, Julie took on an additional role of Mission Manager at Saildrone, a Bay Area startup that designs and deploys autonomous surface vehicles to be the eyes and ears for maritime safety and freedom on oceans around the world. She grew up sailing, racing both dinghies and large yachts and has enjoyed bringing this expertise along with her Naval Operations background to the day-to-day mission management of Saildrones for domestic and international customers. For the last 10 years, Julie has been Chairman and served on the Board of Swords to Plowshares, a nonprofit helping 3,000 military veterans in the San Francisco Bay Area. She holds a BA from the University of Virginia and an MBA from the Anderson School of UCLA. In her spare time, she enjoys mountain biking, trail running and protecting the future of democracy.
You are in for a special treat as Dee Greer displays her creations of exquisite weavings from Alpaca yarn and amulet bags woven Japanese seed beads. She also enjoys watercolor painting. She learns in order to create. This is bolstered by degrees and certifications in the arts, financial planning, hand weaving, and interior design. Dee has created five businesses in rehab housing, five in Alpaca-related products and services, and a unique hand-weaving loom. Hurricane Helene completely destroyed her condo interior and precious belongings, including a specialty loom. Dee has rebuilt and redesigned her unit, along with helping 60 other residents facing the same challenge. She still makes the time to volunteer with arts programs in her community and to enjoy the rich arts culture with her partner, John. Dee's constant ‘drivers' are “doing good in the world” and “being in relationship with people, young and old… to enjoy life from completely different perspectives.” Hoping to help find a cure, she has now been accepted into a study sponsored by Eli Lilly to study a new drug for the treatment of Alzheimer's disease. Because I have so many interests and very high energy, I've had to compartmentalize and prioritize. It will come to me what to do next. - Dedrea (Dee) GreerContact Dedrea (Dee) GreerEmail: deeagreer@hotmail.com Former alpaca farmer finds tranquility while weaving | Your Observer Sponsor Appreciation Our heartfelt thanks to Women Over 70 sponsor Wells Fargo. Podcast Collaborator This month's podcast recommendation (Aging-Well Collaboration) is Host Beverly Glazer, who asks: Are you ready to ignite your next chapter? Aging With Purpose and Passion is the weekly podcast inspiring women over 50 to embrace bold life shifts, and unlock their potential, through captivating stories from trailblazing senior women. https://www.agingwithpurposeandpassion.com
Picture this: You've got a big job in finance, two tiny humans at home, and a brutal 90-minute commute. Then one day, you trade it all in to start a business with your husband.That's exactly what Liz Fritz did.In this Episode, she joins Stacy Havener to chat about: Taking the leap from corporate to co-founder (with two babies in tow)What it's actually like building a company with your spouse Why staying in your lane is the secret to growing fast without burning outHow story and authenticity help you stand out in the wealth management worldThe future of AI in finance Owning her voice in a male-dominated industry (and the resource that helped her do it)More about Liz:Liz Fritz is the Co-Founder and legacy CMO of F2 Strategy, the largest pure-play wealthtech consultancy in the U.S. With nearly 20 years of experience leading marketing for HNW and UHNW brands like Wells Fargo, U.S. Bank, and BNP Paribas, Liz knows how to turn strategy into real business growth—especially in the entrepreneurial and M&A space. She's a frequent industry speaker, a fierce advocate for women in wealthtech, and a champion of workplace well-being. Liz lives just outside Chicago with her husband (and F2 co-founder) Doug, their two boys, and one very lovable Labradoodle.Resources Mentioned in This Episode: The Hard Thing About Hard Things The Confidence Code: The Science and Art of Self-Assurance---What Women Should Know Blue MindWant More Help With Storytelling? + Subscribe to my newsletter to get a weekly email that helps you use your words to power your growth:https://www.stacyhavener.com/subscribe - - -Make The Boutique Investment Collective part of your Billion Dollar Backstory. Gain access to invaluable resources, expert coaches, and a supportive community of other boutique founders, fund managers, and investment pros.Join Havener Capital's exclusive membership - - -Thinking about expanding your investor base beyond the US? Not sure where to start? Take our quick quiz to find out if your firm is ready to go global and get all the info at billiondollarbackstory.com/gemcap- - -Make The Boutique Investment Collective part of your Billion Dollar Backstory. Gain access to invaluable resources, expert coaches, and a supportive community of other boutique founders, fund managers, and investment pros. Join Havener Capital's exclusive membership
Saul van Beurden is een Nederlandse bestuurder en bankier. Na zijn studie accountancy aan Nyenrode Business Universiteit begon hij zijn loopbaan bij Pantheon Automatisering, waarna hij via consultancy in 2003 de overstap maakte naar ING. Daar groeide hij in tien jaar uit tot COO en CIO van Retail Banking International. Na internationale directiefuncties bij Marsh en JPMorgan Chase werd Saul in 2019 hoofd van de technologieafdeling bij Wells Fargo in New York. Sinds mei 2023 is hij CEO van Consumer & Small Business Banking bij deze Amerikaanse grootbank. Saul is daarnaast lid van de Board of Trustees van het Museum of American Finance en actief betrokken bij filantropische initiatieven. Tot slot, Saul is 55 jaar oud en woont met zijn vrouw en drie zonen in New York. *** Leaders in Finance wordt mede mogelijk gemaakt door Kayak, EY, MeDirect, en Roland Berger. *** Leestip: Phoenix Project - Gene Kim My American Journey - Colin Powell Range - David Epstein *** Op de hoogte blijven van Leaders in Finance? Abonneer je dan op de nieuwsbrief. *** Vragen, suggesties of feedback? Graag! Via email: info@leadersinfinance.nl en check de website leadersinfinance.nl *** Eerdere gasten bij de Leaders in Finance podcast waren onder andere: Klaas Knot (President DNB), Robert Swaak (CEO ABN AMRO), Frank Elderson (directie ECB), David Knibbe (CEO NN), Janine Vos (RvB Rabobank), Jos Baeten (CEO ASR), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING), Geert Lippens (CEO BNP Paribas NL), Karien van Gennip (CEO VGZ), Maarten Edixhoven (CEO Van Lanschot Kempen), Jeroen Rijpkema (CEO Triodos), Chantal Vergouw (CEO Interpolis), Simone Huis in ‘t Veld (CEO Euronext), Nout Wellink (ex DNB), Onno Ruding (ex minister van financiën), Maurice Oostendorp en Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Bestuursvoorzitter AFM) Katja Kok (CEO Van Lanschot CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Jan van Rutte (Commissaris PGGM, BNG Bank, vml CFO ABN AMRO), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (o.a. Voorzitter NVP), Lidwin van Velden (CEO Waterschapsbank), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) en Annette Mosman (CEO APG).
My guest is Alan Aragon, a renowned nutrition and fitness expert and researcher known for sharing the strongest evidence-based approaches to fat loss, muscle gain and overall health and fitness. We discuss how to optimize your protein intake, including how much to consume per meal and when, and the facts and myths about the “30-gram rule” and the “anabolic window” following exercise. We also discuss controversial topics such as seed oils, artificial sweeteners, animal vs. plant proteins, training fasted for fat loss and collagen supplementation. Alan Aragon clarifies the most important topics in nutrition and offers valuable time-saving yet extra-effective ways to exercise. He is a true expert in providing data-supported actionable exercise and nutrition protocols for anyone seeking to improve their body composition and health. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman Carbon: https://joincarbon.com/huberman Wealthfront**: https://wealthfront.com/huberman David: https://davidprotein.com/huberman Function: https://functionhealth.com/huberman **This experience may not be representative of the experience of other clients of Wealthfront, and there is no guarantee that all clients will have similar experiences. Cash Account is offered by Wealthfront Brokerage LLC, Member FINRA/SIPC. The Annual Percentage Yield (“APY”) on cash deposits as of December 27, 2024, is representative, subject to change, and requires no minimum. Funds in the Cash Account are swept to partner banks where they earn the variable APY. Promo terms and FDIC coverage conditions apply. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Timestamps 00:00:00 Alan Aragon 00:02:17 Dietary Protein & Protein Synthesis Limits?, Tool: Post-Resistance Training & Protein Intake (30-50g) 00:09:16 Training Fasted, Post-Exercise Anabolic Window, Tool: Total Daily Protein 00:15:53 Daily Protein Intake, Timing & Exercise, Muscle Strength/Size 00:23:00 Sponsors: Carbon & Wealthfront 00:26:46 Does Fasted Training Increase Body Fat Loss?, Cardio, Individual Flexibility 00:36:53 Dietary Protein & Body Composition 00:38:58 Animal vs Plant Proteins (Whey, Soy, Pea, Quorn), Muscle Size & Strength 00:51:24 Sponsors: AG1 & David 00:54:14 Body Re-Composition, Gain Muscle While Losing Fat?, Tool: Protein Intake & Exercise 01:02:55 Fiber; Starchy Carbohydrates & Fat Loss, Ketogenic Diet 01:10:36 Inflammation, Fat & Macronutrients, Hyper-Palatability; Fish Oil Supplementation 01:16:52 Added Dietary Sugars, Sugar Cravings, Tool: Protein Intake 01:24:03 Artificial Sweeteners (Aspartame, Sucralose, Saccharine, Stevia), Diet Soda, Weight Loss 01:30:16 Sponsor: Function 01:32:04 Caffeine, Exercise & Fat Loss 01:34:53 Alcohol, Red Wine, Sleep, Lifestyle; Quitting Drinking & Stress Resilience 01:44:43 Seed Oils vs Animal Fats, Canola Oil, Olive Oil, Oil Production, Tool: Improve Diet Quality 01:55:50 Butter & Cardiovascular Risk, Saturated Fat, Mediterranean Keto Diet, Testosterone 02:00:43 Menstrual Cycle, Tool: Diet Breaks; Menopause Transition & Body Composition 02:07:04 Collagen Supplementation, Skin Appearance 02:12:44 Supplements: Multivitamins, Vitamin D3, Fish Oil, Creatine, Vitamin C 02:20:03 Resistance & Cardio Training, Tool: Cluster Sets & Super Sets 02:31:35 Zero-Cost Support, YouTube, Spotify & Apple Follow & Reviews, Sponsors, YouTube Feedback, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the Identity at the Center Podcast, Jeff and Jim broadcast live from Identiverse 2025. Special guest Andrew Shikiar from the FIDO Alliance joins to talk about efforts to push passkey adoption and reduce reliance on passwords. Topics covered include the technicalities of passkeys, their adoption by major banks like Wells Fargo, and initiatives for adding more signals for high assurance scenarios. The episode wraps up with exciting news about the upcoming Authenticate conference and plans for an Authenticate APAC edition in Singapore.00:00 Introduction and Greetings00:16 Podcast Highlights and Recent Activities01:38 Guest Introduction: Andrew Shikiar from FIDO Alliance01:58 FIDO Alliance and Passkey Adoption07:13 Technical Insights on Passkeys14:52 Authenticate Conference and Community20:20 Global Adoption and Regional Differences25:13 Conclusion and Wrap-UpConnect with LinkedIn: https://www.linkedin.com/in/andrewshikiarLearn more about the FIDO Alliance: https://fidoalliance.org/Connect with us on LinkedIn:Jim McDonald: https://www.linkedin.com/in/jimmcdonaldpmp/Jeff Steadman: https://www.linkedin.com/in/jeffsteadman/Visit the show on the web at http://idacpodcast.com
S&P 500 closed at a record high today. Our Kristina Partsinevelos tracks key stock movers, while Rick Santelli breaks down action in the bond market. Scott Wren of Wells Fargo and Adam Crisafulli of Vital Knowledge weigh in on where the second half of the year could be headed. Big Technology's Alex Kantrowitz reacts to Microsoft's plan to cut 9,000 jobs and what is says about broader tech labor landscape. Affirm CEO Max Levchin joins to discuss what he's seeing from consumers and payment trends Tim Seymour makes the case for getting bullish on health care.
Die US-Aktienfutures gaben am Mittwoch nach, nachdem ein ADP-Bericht zeigte, dass die Zahl der Beschäftigten im privaten Sektor im Juni überraschend um 33.000 gesunken ist – erwartet war ein Plus von 100.000. Auch die Mai-Zahl wurde nach unten revidiert. Der Bericht verstärkte Sorgen über die US-Wirtschaft, obwohl die Märkte zuletzt neue Rekordhochs erreicht hatten. Der Dow-Jones-Future stieg nur leicht, während S&P 500 und Nasdaq 100-Futures Verluste verzeichneten. Die schwachen Arbeitsmarktdaten dämpfen die Erwartungen an den offiziellen Arbeitsmarktbericht am Donnerstag, der ebenfalls mit 100k neu geschaffene Stellen ausserhalb der Landwirtschaft aufwarten soll. Gleichzeitig wuchs die Hoffnung auf eine baldige Zinssenkung durch die Fed – laut CME FedWatch liegt die Wahrscheinlichkeit für einen Schritt im Juli nun bei 25 Prozent. Vorbörslich legten Bankaktien zu: JPMorgan, Goldman Sachs, Bank of America, Wells Fargo und Citigroup profitierten von angekündigten Dividendenerhöhungen nach dem bestandenen Stresstest der Notenbank. Ein Podcast - featured by Handelsblatt. +++Erhalte einen exklusiven 15% Rabatt auf Saily eSIM Datentarife! Lade die Saily-App herunter und benutze den Code wallstreet beim Bezahlen: https://saily.com/wallstreet +++ +++EXKLUSIVER NordVPN Deal ➼ https://nordvpn.com/Wallstreet Jetzt risikofrei testen mit einer 30-Tage-Geld-zurück-Garantie!+++ +++ Alle Rabattcodes und Infos zu unseren Werbepartnern findet ihr hier: https://linktr.ee/wallstreet_podcast +++ Der Podcast wird vermarktet durch die Ad Alliance. Die allgemeinen Datenschutzrichtlinien der Ad Alliance finden Sie unter https://datenschutz.ad-alliance.de/podcast.html Die Ad Alliance verarbeitet im Zusammenhang mit dem Angebot die Podcasts-Daten. Wenn Sie der automatischen Übermittlung der Daten widersprechen wollen, klicken Sie hier: https://datenschutz.ad-alliance.de/podcast.html
Miramos a Centene, Morgan Stanley, Goldman Sachs, Wells Fargo y Constellation Brands con Ricardo Tomás, del fondo Multigestión Basalto USA de Inversis Gestión SGIIC.
Wells Fargo says it has "admittedly missed the outperformance" in eBay Inc. (EBAY) shares, suggesting the company may serve as a "defensive play" for investors. J.D. Durkin talks about how collectables like trading cards are the key behind the firm's recent note. Prosper Trading Academy's Mike Shorr offers an example options trade for the online retailer.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Join host Bryan Greene for a lively journey into the craft of interior design at Corgan. Nicole Cain and Abby Valliere trace their paths from early inspirations to firm leadership, revealing how clear client visioning, “this or that” kick-off drills, and clever cost-versus-wow decisions turn blank plans into spaces people love. They unpack the realities of ground-up work and adaptive reuse, share a fast-track delivery playbook that keeps schedules intact and teams healthy, and swap tips for avoiding ceiling “acne,” marrying finishes with lead-time realities, and weaving hospitality vibes and bold palettes into modern workplaces. Favorite tools like Revit, Procreate, notebooks, and hands-on site walks come to life in success stories from tech headquarters to Park Place and Wells Fargo, all underscoring why collaboration beats silos every time. 00:00 Introduction and Guest Introduction 00:32 Nicole's Journey into Interiors 01:31 Abby's Role and Passion for On-Site Work 03:02 Client Relationships and Initial Meetings 05:16 Balancing Client Expectations and Design Integrity 10:12 Challenges in Adaptive Reuse vs. Ground-Up Projects 12:34 Collaboration with Engineers and Contractors 15:20 Managing Ceiling Design and Expectations 18:40 Material Selection Criteria 19:18 Fast-Tracking Projects: Key Considerations 19:38 Making Budget-Friendly Design Choices 20:45 Effective Collaboration and Team Management 22:48 Defining Success in Design Projects 24:53 Leveraging Technology in Design 30:42 Industry Trends and Personal Insights 33:58 Favorite Projects and Final Thoughts Visit: https://www.Corgan.com/ Also connect with us on: Instagram: https://www.instagram.com/CorganInc/ Facebook: https://www.facebook.com/CorganInc/ Twitter: https://twitter.com/CorganInc LinkedIn: https://www.linkedin.com/company/corgan Video Produced by: Corgan Have Questions? We'd love to hear from you. Email: communications@corgan.com
Diana is a vice president, senior relationship manager at Wells Fargo. She's passionate about helping others achieve financial stability — breaking down complex financial concepts into simple, actionable steps through her Piling Up Paychecks account.In this episode, she shares her inspiring path to success, what financial empowerment really means, and how she's using her platform to lift others up.Please enjoy this conversation and help support these incredible resources: Piling Up Paychecks and the financial tools Diana recommends.
In this Huberman Lab Essentials episode, my guest is Dr. Anna Lembke, MD, Chief of the Stanford Addiction Medicine Dual Diagnosis Clinic at Stanford University School of Medicine. We discuss how dopamine drives reward, motivation and addictive behaviors. Dr. Lembke explains the concept of the pleasure-pain balance of dopamine and how this cycle plays a key role in the development and persistence of addiction. We also discuss some of the challenges of addiction recovery, including withdrawal, relapses and the potential benefits of psychedelic-assisted therapy. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman Wealthfront**: https://wealthfront.com/huberman BetterHelp: https://betterhelp.com/huberman **This experience may not be representative of the experience of other clients of Wealthfront, and there is no guarantee that all clients will have similar experiences. Cash Account is offered by Wealthfront Brokerage LLC, Member FINRA/SIPC. The Annual Percentage Yield (“APY”) on cash deposits as of December 27, 2024, is representative, subject to change, and requires no minimum. Funds in the Cash Account are swept to partner banks where they earn the variable APY. Promo terms and FDIC coverage conditions apply. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Timestamps 00:00:00 Anna Lembke 00:00:15 Dopamine, Reward & Movement 00:01:54 Baseline Dopamine; Genetics, Temperament & Addiction 00:05:24 Addiction, Modern Life & Boredom 00:07:18 Sponsor: AG1 00:08:55 Pleasure-Pain Balance, Dopamine, Addiction 00:14:17 Resetting Dopamine, Substance or Behavior Recovery, Tool: 30-Day Abstinence 00:16:04 Relapse, Addiction, Reflexive Behavior, Empathy 00:20:17 Triggers, Relapse, Dopamine 00:23:15 Sponsor: Wealthfront & BetterHelp 00:26:04 Shame, Truth Telling & Recovery 00:28:26 Addiction, Psychedelic-Assisted Therapy, Psilocybin, MDMA 00:33:29 Social Media & Addiction, Tool: Intentionality Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices
The Trade Desk (TTD) starts the day with a downgrade. Wells Fargo cut the stock to an equal weight rating with a price target of $68 down from $74. Kevin Horner says the daily chart has not looked great so far in 2025, but indicates the $56 level has been a big area of short run support. Kevin then brings in a much longer timeframe, looking at the $41 level of support on a 10-year chart. He says the TTD long-term picture is forming a bearish flag formation.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
From tech to consumer staples, Diane King Hall talks about the stock movers driving the start of the trading day. On Tesla (TSLA), she notes Benchmark upping its price target on expectations of improving macro conditions. The same can't be said for the Trade Desk (TTD), which got a downgrade from Wells Fargo. Diane later talks about the rally in McCormick & Co. (MKC) following its earnings beat and reaffirmed guidance.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Matt is joined by Wells Fargo media analyst Steven Cahall to talk about the possibility of Netflix going after YouTube content creators, its possible venture into short-form content, and the effects on Hollywood if this were to happen. They discuss how much (if at all) YouTube would hurt if Netflix took its top creators, the appeal for creators to make that jump, the different type of content that would be produced, and reasons why Netflix hasn't already done this (02:47). Matt finishes off the show with a weekend box office prediction for ‘F1' and ‘M3GAN 2.0' (26:16). For a 20 percent discount on Matt's Hollywood insider newsletter, ‘What I'm Hearing ...,' click here. Email us your thoughts! thetown@spotify.com Host: Matt Belloni Guest: Steven Cahall Producers: Craig Horlbeck and Jessie Lopez Theme Song: Devon Renaldo Learn more about your ad choices. Visit podcastchoices.com/adchoices
Updates in the world of investment banking, regarding Wells Fargo's release from it's $1.95 trillion asset cap. Also, Ken Moelis steps down as CEO of Moelis & Co.Click here for Buy Side Recruiting HelpBuy Side Resources (14 Real LBO Case Studies w/Apollo, Blackstone, KKR, etc.) For 10% off enter: IBIThe Pulse - Buy Side RecruitingBuy Side Resources (14 Real LBO Case Studies w/Apollo, Blackstone, KKR, etc.) For 10% off enter: IBIDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Contact: investmentbankinginsights@gmail.com
Fraud happens when pressure, opportunity, and rationalization align. From data manipulation to asset theft, it often stems from weak controls—like a lack of oversight or segregation of duties. In this episode, we'll talk about common red flags, lessons from the Wells Fargo scandal, and how to spot and report suspicious behavior before it becomes a bigger issue. Pick up your copy of Cyber Rants on Amazon.Looking to take your Cyber Security to the next level? Visit us at www.silentsector.com. Be sure to rate the podcast, leave us a review, and subscribe!
On this episode of the special series featuring Native Language Protectors and Carriers, we reflect on the legacy of the Native American Languages Act of 1990 through the stories of Michael Elizondo, Jr. and Chaz Meadows. They are two citizens of the Cheyenne and Arapaho Tribes who are reclaiming their languages, one word and one conversation at a time. From learning with elders and attending ceremonies to immersive master-apprentice programs and digital classes, they share how language connects to culture, humor, and identity—and why its survival is essential for future generations. Dr. Farina King narrates this episode, and special thanks to Brian D. King for editing the Language Protectors and Carriers series.A Native of Oklahoma, Michael Elizondo, Jr. received his BFA from Oklahoma Baptist University (2008) and his MFA at the University of Oklahoma (2011). Elizondo has participated in numerous solo and group exhibits regionally and nationally. He has been a professor of fine art and art history at colleges and universities statewide, recently serving as the Director of the School of Art at Bacone College and Executive Director of Language and Culture with the Cheyenne and Arapaho Tribes. Elizondo is currently focusing on his studio practices full-time.Jonathan (Chaz) Meadows is a citizen of the Cheyenne and Arapaho Tribes and a dedicated advocate for Indigenous cultural and linguistic revitalization. He earned dual bachelor's degrees in Native American & Indigenous Studies and Sociology from Fort Lewis College in Durango, Colorado, graduating with Cum Laude and Dean's List honors. Jonathan is currently a graduate student at the University of Oklahoma, pursuing a master's degree in Native American Studies. A former president of the Pujuta Tipi Society RSO, his academic and community work is deeply rooted in cultural preservation, language revitalization, and intergenerational knowledge transfer. He is an alumnus of the Wells Fargo, Indigenous Land & Language, American Indian Service, and Cheyenne & Arapaho Higher Education scholarship programs, and a former apprentice in the Cheyenne Language Master Apprenticeship Program. His work is grounded in a lifelong commitment to sustaining Indigenous lifeways for future generations.Learn more about the efforts to protect and support the study of Native American languages (and all languages) at the University of Oklahoma through the following petitions:Oppose the Removal of Foreign Language Gen Ed requirements at the University of OklahomaKeep Indigenous Languages Alive at OUFor more information about the Oklahoma Native American Youth Language Fair, see the hyperlink.Learn more about Native American Languages at the University of Oklahoma.We honor Cheyenne and Arapaho speakers of all generations of the past, present, and future such as Joyce Twins (1943-2020) who taught Cheyenne language for over 20 years, including for some time at the University of Oklahoma.
When you think of corporate or organizational crises, the list of examples is never ending: the BP oil spill, the Tylenol tampering incident, the Wells Fargo account fraud scandal, the Equifax data breach, and countless others. A crisis can threaten a number of important elements, including your ability to operate, your relationships with stakeholders, the ability to pursue your strategy, and your reputation. Tim Lloyd is Managing Partner at Social Simulator, he works with companies and organizations across the world helping them train and prepare for a crisis. He was recently at the William & Mary School of Business helping executive MBA students as they work through a crisis simulation. Before that, he joined us to talk about crisis management, the role of social media in a crisis, and why every organization needs to be prepared. Learn how the Raymond A. Mason School of Business at William and Mary can help you and your organization develop your top talent through customized executive education and professional development programs. Visit us at www.wmleadership.com. Thank you for listening.
Netflix (NFLX) gets a price target hike to $1,500 at Wells Fargo. Rick Ducat and Kevin Green break down the technical perspective for the streaming giant, and what is behind the bullish target. Then, the duo dissect similar analyst moves for Mondelez (MDLZ) and Caterpillar (CAT) as both receive new bullish notes from the Street.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
The housing names one value investor says present big opportunities. Netflix is in (Mr.) Beast mode, according to Wells Fargo. Plus, Former Energy Secretary Rick Perry weighs in on the Israel-Iran conflict.
BOSSes Anne Ganguzza and Jennifer Sims, a voice actor, coach, and self-proclaimed "100% certified smarty pants," connect to explore the intricate layers of the voiceover industry. Listen in as we unpack Jennifer's unique journey, shaped by diverse experiences in acting, producing, and voiceover, offering a candid look into the crucial insights needed to navigate challenges and build a truly thriving business in today's landscape. Listeners will discover the essential role of professionalism and adaptability in connecting with clients, gain understanding of the industry's evolving demands, and appreciate the power of a well-rounded skill set. 00:01 - Anne (Host) Hey, guys, it's Anne from VO BOSS here. 00:04 - Speaker 2 (Announcement) And it's George the Tech. We're excited to tell you about the VO BOSS VIP membership, now with even more benefits. 00:10 - Anne (Host) So, not only do you get access to exclusive workshops and industry insights, but with our VIP Plus Tech tier, you'll enjoy specialized tech support from none other than George himself. 00:21 - Speaker 2 (Announcement) You got it. I'll help you tackle all those tricky tech issues so you can focus on what you do best: voice acting. It's tech support tailored for voiceover professionals like you. 00:32 - Anne (Host) Join us, guys, at VO BOSS and let's make your voiceover career soar. Visit voboss.com/vip-membership to sign up today. 00:45 - Speaker 3 (Announcement) It's time to take your business to the next level, the boss level. These are the premier business owner strategies and successes being utilized by the industry's top talent today. Rock your business like a boss, a VO BOSS. Now let's welcome your host, Anne Ganguzza. Hey everyone, welcome to the VO Boss Podcast. 01:04 - Anne (Host) I'm your host, Anne Ganguzza. Hey everyone, welcome to the VO Boss Podcast. I'm your host, Anne Ganguzza, and today I have the pleasure and honor of being with a very special guest, Jennifer Sims. Jennifer, yay! Hi, hi. 01:17 For those bosses who do not know Jennifer, she is a voice actor coach and 100% certified smarty pants. I'm so jealous, so jealous of that branding. She's known for her authentic, conversational, confident, and playful delivery and has a unique perspective from both sides of the glass, and works for clients such as Hyundai, Wells Fargo, CVS, Vons—the list goes on and on and on. She honed her quirky sense of humor studying comedy and improv, which is always so important, I think, for us as voice actors, at the Upright Citizens Brigade and The Groundlings, and that helped her to land on-camera commercials for Uber, Snapchat, and WebMD. She began her acting career out of high school and basically was on her own for a short period of time in LA as a very young girl, which is great, and also as a producer, has had the pleasure of collaborating on hundreds of radio, television, and promo spots and has worked with some amazing talent along the way. And what haven't you done, Jennifer Sims? 02:18 - Jennifer (Host) I'm telling you, so much, so much. Thank you, Anne. That was lovely. Not as much as I'd like, and hopefully more. Yeah, thank you. It's great to be here. Thanks for having me. 02:28 - Anne (Host) Yeah, absolutely. Well, I met you—well, I met you not like physically, but I met you through our VIP room and I was so, so impressed with your background and your wisdom and everything. So I wanted to make sure that I had an opportunity to have you on the show and so our bosses could also get to know you. So let's talk a little bit about your varied career, because I think it's super important in terms of why you're so successful now and how you started off with acting and then as a producer. Talk about that for a little bit and tell us how it's helped you become successful in your voiceover career. 03:06 - Jennifer (Host) Yeah, that's been very, like, it informs most of my career, certainly in the beginning, because when I decided to leave my director of broadcast job, I was working for an ad agency here in Los Angeles as the director of broadcast and I was bringing in a lot of voice actors for promo and commercials, etc. You know how it is when you see somebody and you're like, "Boo, why do they get to do it? I want to do it too!" But as I started my career, realizing that we're a part of the process, voice actors are part of a process, particularly in commercial, since that was my area, and when I was bringing in voice actors to record them, it comes very late in the process. Recording the voice actor for a commercial is one of the last things we do as a process in creating a commercial. 03:52 So, knowing that we're just—not just, I shouldn't say this, but we're part of a collaborative team, we're now brought into the team. We're problem solvers, we're creatives, along with the creative director, copywriter, and understanding why the copy is the way it is. I know a lot of us will—problem solvers, we're creatives, along with the creative director, copywriter, and understanding why the copy is the way it is. I know a lot of us will go, "Oh, this copy is terrible. It's poorly written," and, like, you don't know where that copy has gone. 04:12 - Anne (Host) Isn't that the truth? I love that you just opened up with that perspective because, honestly, like the nuggets of wisdom that people get out of listening—you brought them right at the front when people get for listening to a podcast or being educated. I love the fact that we are part of a process and you brought that to our attention because I think a lot of times we're in our bubble in our studios here and we forget that it's not just all about our voice, but it's part of a process and there's reasons for so many things. Right? There's reasons, and you're so absolutely right. 04:46 How many times have you gotten a piece of copy and I've heard my students, "Oh my God, this copy sucks!" Or I've read on some forum where people are like, "Oh my God, the copy sucks," and "Why does the copy suck?" But I think it's important to know that, yeah, we are part of a collaborative process and it doesn't begin and end with us, and that's an important part to understand so that we know where we fit in. And the more that I think we can predict how we can fit in best to complete the process, I think will really help us as actors. 05:13 - Jennifer (Host) Yeah, exactly, really well said and so true. It's like, how do we fit into this process? Because we do, and even now, as an actor working on my, I will sort of forget that there's a lot going on and that when I get copy and I'm like, "Oh, well, I don't know how many R&D, research and development meetings they had on this copy. I don't know what focus groups might have said about this copy." Like, big companies spend a lot of time and money making sure that their copy is delivering a message that they want, money making sure that their copy is delivering a message that they want, and a lot of things. On the ad agency side, we're looking at things—that copy, and I'm like, "Well, legal says we can't say that." 05:51 Right, or legal says we have to say this. So, you know, when we're sort of like, "Boo, the copy couldn't be you," it's like, "Well, you don't know why." Yeah, it may be a legal thing. 06:06 - Anne (Host) It may be a client directive, it may be, who knows. I always try to remember that because, like somebody, somewhere was paid money to write this copy, and they know that product, or there's an intent with that product, or there's an intent with that copy that we are not necessarily aware of, nor do they tell us, but it's something that I think that we, as actors, we need to create that story, even if they're not telling us what it is. We need to create that story so that we can connect as much as possible to that copy and fit into like what they hear in their head. Right? We need to fit that spec there. 06:34 - Jennifer (Host) Exactly, and I think it also goes to the idea of given a level playing field of extremely talented actors. Most often, I only needed one person to do the job to solve the problem of whatever problem we were trying to solve creatively. And so I think it's easy to start to feel like, "Oh, I got rejected. I don't book this kind of work." It's like, given a level playing field, just assume that somebody got selected. But it—a level playing field, just assume that somebody got selected, but it doesn't mean that everyone else was rejected. Honestly, as I was listening to actors, I'm like, I wouldn't get in all my auditions for, say, a television commercial voiceover, and I would maybe listen to 50, a hundred, and then call it down to present to my boss, my creative director and client, maybe 10. And any one of those people could have booked it. Somebody got selected, that's all. 07:27 - Anne (Host) It's just a matter of selection, and the thing of it is is that you're at the beginning of that process, listening to all of those auditions. You would narrow it down to a particular amount of people, but then, ultimately, the decision is not necessarily yours. So I think, voice actors, we forget that, that it can go to your boss and your boss is not. Maybe a casting director doesn't have an ear for it, or just this is what he had—he or she had in mind. And so the pick from then. I don't think it's always necessarily based on your acting skills. It's just like a feeling, maybe, that they have. "Oh, yeah, this sounds right." 08:02 - Jennifer (Host) Yeah, it's very subjective. Yeah, it's very subjective. 08:05 - Anne (Host) And I think we forget that. 08:07 - Jennifer (Host) Yeah, and I know that, being that it's so subjective, if you sound just not quite what they want. I had a creative director. I was presenting talent. This woman was extremely talented. I was advocating for her. He's like, "Eh, she sounds a lot like..." I forget if it was his cousin or his ex-wife or somebody. He's like, "And I don't like that person." So she just reminded him vocally of somebody in his world that he's like, "Don't like." She was very good, like perfect for the role, and, subjectively, my creative director was like, "Nope, reminds me of someone, and I don't like that person. Bye." And I'm like, "All right. Well, that's how that's going to go." Or we get replaced. I was the voice of a promo for a really, really long time. It was a great recurring gig and somebody new came in at the top. The client switched positions, new client, and they're like, "No, I want to pick the voiceover," and so, like, I was out. They felt like that was the prior stamp. 09:06 And now they wanted to stamp it with their own. 09:09 - Anne (Host) That's such a good point because a lot of times, like companies change directors, companies change in departments, and a lot of times you may be the indirect result of that or not like being let go because of things like that that you have absolutely no control over. And so that is also a big part of the process in our heads as actors. We need to remember that on any given day, that it's not always—I think that if you can come into your audition with the skills that you need—the actor skills. Everybody says, "What's trending? What's trending these days? What's the sound these days?" And I'm like, "I think just be an actor, have good acting skills." 09:48 Maybe have good acting skills, because I feel like if you have good acting skills and the person, like say you, right, that is at the initial level of listening to all of the auditions, right, you're going to be able to hear that from the get-go, from the first few words. You're going to hear, "Okay, here's an actor. Now, what I like about this actor is that I can work with this actor." So maybe they didn't give the precise read that you were looking for at the time, but you know that they're an actor and that they'll be able to be directed. Exactly. And I think that's so important—best that you can come in with in your audition, to be armed with your acting skills, to showcase those acting skills, because all the other stuff we just have no control over. 10:25 - Jennifer (Host) Exactly. Control what you can. You know, getting auditions in a timely—Anne, naming them properly, file naming. I always talk about like naming those. 10:34 - Anne (Host) Like, why is that so difficult? I don't know. I come from a technology background. It always amazes me how many times people like don't understand how to name files when here's the convention and yet somehow. Right, just copy and paste it and then write your name. 10:50 - Jennifer (Host) I don't know why, but I don't think actors realize that if they mislabel a file, it's going in the trash. That'll piss off somebody. 10:57 - Anne (Host) I mean, like me, especially somebody that I'm handling a lot of files, right, and especially like if I have control over it, like you're not hired, and if you're going to argue with me about the name of that file, or if I gave you a confusing—no. I mean, sorry, just follow the following instructions. 11:12 - Jennifer (Host) But yeah, I think that actors may not realize that if you are missing those little details, like not following the spec, or because you're just like running and gunning and just like, "I'm in a hurry, I'll just read the copy," or not connecting to the copy, or mislabeling the file, it's like that's going to get you booted out of the mix because there's just not enough time and people don't understand. "Oh, so I put my name before the client's name." It's like if you're in casting or you're producing, you're not just casting one thing. So if you put your name first before the client's name, I don't know what to do with this file. Or usually it goes into a database and so the database is just going to go, "I don't know what to do with this. Garbage." I think people just realizing like why it's so important could be helpful. So people just slow down a little bit and go, "Oh, what's the file convention?" That's it. That's my TED Talk on file name. 12:03 - Anne (Host) There you go. I like that. Well, I'm right there with you on the file—I'm on the file name, I know, because you're dealing with hundreds of files, I know, right? I mean. So I touched upon this a little bit in your bio, which I think is so interesting, is that you studied comedy. Talk to us. And improv, of course, everybody always says, "Yes, improv, improv," yes, and improv, of course, is so important. But I also think comedy, too, is important, because this is just my outside looking in perspective, right? When we're listening, right, we need to command the attention of the audience. Right? Whether we're voicing a commercial or a corporate narration or whatever it is, we need to engage the attention of the listener and that is important. And I feel like comedy is absolutely one of those techniques that can be used to get people's attention and keep it, and I think it's important that if you have comedy in your script, that you can find it and you can execute it. So talk to us a little bit about that and the importance of comedy and improv. 12:58 - Jennifer (Host) Definitely. Have you been seeing a lot of scripts or a lot of castings where it's like we want people with comedy and improv, even though they may not ask you to necessarily be super hilarious or improv, they're listening for a nuance? A nuance, exactly. Comedy is like very subtle, I think, in voiceover, because when I was producing on the agency side back in the day, comedy in commercials was a lot more prevalent. We had double copy. We very rarely have two characters talking anymore, so it was a little more like in your face kind of comedy. 13:33 Yeah, back and forth kind of. Yeah, back and forth, you could riff off the other person. Now we're pretty much just doing one person voiceover, so that comedy has to be layered in, but never steal from the actual hero—our product or our client. And I think a lot of times when we're newer as voice actors, we're going for the "yucks" like, and it's like, "No, that's going to get you also noticed for all the wrong reasons." So I think I agree with you entirely. It's got to be layered, it's got to be nuanced, and you have to be able to find it. Sometimes people when I'm coaching, they miss the joke. I'm like, "Do you see that there's like a little pithy wit here?" 14:10 - Anne (Host) They're like, "No." I'm like, "Great." Or a play on words. And here's the thing too, you know, in writing scripts for demos and for my students, comedy is tough to execute in a certain time, like comedy is tough, especially if you're doing comedy writing in a demo. It's very tough to execute without sounding like a one-liner dad joke, right? Yeah, oh gosh, so true. And especially if you need to execute that time and just in a 30-second, 15-second commercial, to execute comedy and a sale at the same time is tough. 14:38 It's tough to do, it's really tough and so it does become very nuanced, right? And corporate, like when you get into like something longer, like corporate narration, you're not going to necessarily find too much humor, unless the brand itself doesn't mind making fun of itself, right? There's not many corporate—not many companies, I know, that make fun of themselves unless they have quirky products, right? If that's our corporate culture, great, but a lot of corporate is like, "No, very straightforward." 15:02 But they might have a nuance, right, and so I love the fact that, yes, if they're looking for that nuance and that is something that is it's maybe a nuance, right, and so I love the fact that, yes, if they're looking for that nuance and that is something that is it's maybe a note, it's a wink, it's a point of view that I think if you can execute and it only needs to happen like a little instant, then that to me, I can hear it right away and people can hear it right away. 15:23 They might not put their finger on it and say, "Oh, that was funny, like ha ha, knee slapping funny," yeah, but the execution of it is really it's key, and I think that comedy and improv is wonderful for people to have as a background in their acting skills. Yeah, I agree, comedy's tough. Did you perform like stand-up comedy? 15:42 - Jennifer (Host) No, I actually took a couple. I'm like, "No, I'm a smart-ass," but that was tough. So I took—a friend of mine was teaching. She is a comic and she taught classes and I did two of her classes, and after the first class, she's like, "Okay, and you know, as you know, we're going to an open mic," and it was torture. It was brutal. Just a bar room full of people going, "Make me laugh," and I'm like, "This is hard." 16:11 - Anne (Host) Yeah, I can't imagine. I have a friend who did stand-up in Burbank. Right? Everybody's at Flappers. Everybody's at Flappers and, "Come see my show at Flappers," and if you want to feel challenged, I mean stand-up at a mic in front of an audience. That's like, "All right." 16:26 - Jennifer (Host) Yeah, like just staring at you and you're sitting with the mic going. 16:29 - Anne (Host) Make me laugh. But there's where I think, like the thinking fast on your feet is going to help you, and I think it's going to help you no matter what. I mean those of us who aren't necessarily doing comedy like stand-up comedy, but here we are in our booths and we're doing auditions, right? I think, if you have the time to evaluate and analyze your script and find the humor—I mean we have the luxury of some time of finding that humor and being able to execute upon that. I think if you can do that, if it's there in the copy, that's what you try to put up front and showcase. 17:02 - Jennifer (Host) I always say I'm going to zag. If everyone else is going to zig, I'm at least going to zag appropriately, because they also don't want to be the actors like. "Well, I remember her for the reason that she went off the rails." It has to make sense. 17:15 - Anne (Host) It has to make sense for the copy, right? And so I feel like that improv also, when I ask my students to create the scene, right? Be actors for a corporate narration that might be talking about investments or something that might sound dry. What is that story? Who are you talking to? Why does it matter? 17:31 You've got to be able to have that quick, like, let me create the scene and let me respond to it, right, and that just helps to enhance your script analysis, the speed at which you do that, and also if you're being asked live, like, "Give me an AB of that," or an "ABC of that." 17:45 - Jennifer (Host) Yeah, how are we going to do that if you haven't created exactly scenario? I always think about how, in scene work and acting, we think about the moment before. Yes, and it's always because you'll hear actors, or I've heard this in auditions lots, where I'm listening to an audition, particularly when I was producing, it's like, "I don't even know why." I hear them saying the script. Why are they saying those words? Why are you even talking? It feels like you just sort of like dropped in cold and started talking, but I don't know why. Yeah, and I always can hear an actor who's a little bit more connected to the copy. Yeah, absolutely, and that's because they created some reason for talking in the first place. 18:21 - Anne (Host) Yeah, they created a reason to say those first words. There's got to be a response or a reaction. I say that even for corporate copy, definitely. 18:29 - Jennifer (Host) Even for e-learning. 18:30 - Anne (Host) You know what I mean. Like you've got a student that just asked you a question and so otherwise, it sounds like to me, I'm always telling my students, it sounds like once upon a time I started a monologue. 18:39 - Speaker 2 (Announcement) Yeah. 18:40 - Anne (Host) And it just became like, "Oh, I picked this thought out of the air and I just started saying it." 18:44 - Jennifer (Host) And there's no reason for it, and so it's weird how we can hear that, isn't that weird? It's like the microphone, sort of like picking up your thoughts, sort of like the camera records thought. That's why you've got to have something going on behind your eyes. 18:55 - Anne (Host) I think it's like you can hear somebody reading, right, because there's a certain melody and—and I know there's got to be scientific evidence, right? There's a melody that we have when we read words and I know it very well because I'm always telling people to stop reading. Start talking. 19:08 - Jennifer (Host) Stop reading. You sound like you're reading. 19:11 - Anne (Host) And so there's a melody to just reading the words, and it seems to start at the same pitch, like, "Hi, I'm Anne, I started here once upon a time." I've heard casting talk about this. 19:21 - Jennifer (Host) Voice casting agents will talk about this all the time. It's like, again, given a level playing field, the first people we're going to boot out of the running are people who sound like they're reading as opposed to talking, and it's a challenging skill set because we are literally reading scripts, but we're interpreting written speech into spoken speech, and it's a skill set. So it takes time. And I was thinking about how, whenever I'm auditioning for something, I think, well, I'd love to book it, of course, but I always think I'm not auditioning for this one, I'm auditioning for the next one, because, let's say, you know, I don't get selected for this one. I want you to remember me for the next one. So, something I do in this audition, I want to spark a little like, "Well, let's keep her in mind for something else down the road," because that's all I can control, absolutely, absolutely. 20:13 - Anne (Host) Speaking of auditioning and being an active voice actor and a woman of a certain age, and I say that, you look amazing. 20:19 - Jennifer (Host) Well, thank you, but let's face it. We've been in the business for a while, not a teenager. 20:25 - Anne (Host) Yeah, I cannot sound millennial, no matter what. 20:27 - Speaker 2 (Announcement) I do, even though I have a younger sounding voice. 20:29 - Anne (Host) No, it's mostly in the attitude. But let's talk a little bit about having been in the community and been in the industry for a while. What's it like these days being a little bit older in this industry? How are you finding work? Is it plentiful? Are you finding? 20:42 - Jennifer (Host) Yeah, I mean it's plentiful, but I still think that in general we're youth-oriented. 20:49 So if you're over a certain age, 40 or beyond. Oh, let's face it, I haven't seen 40 in a minute. Yeah, me either. And look at us, we're thriving. There we go. The voiceover industry is definitely very inclusive. It's getting more diverse all the time. Like when I was producing commercials, you most definitely had to sound a certain way, be of a certain demographic, and now we're hearing all sorts of wonderful, diverse voices. I still think there's room for us to include more voices that are definitely over 40. I'm still hearing people on the air where I'm like, "You don't sound old enough to tell me about retirement or having a baby." 21:27 - Anne (Host) You sound like a kid. I always try to tell people I start with the product, because I feel like companies are going to promote their products to the demographic they can sell to. 21:38 So it starts there, right? So what sort of a product would you sell to a demographic of females over 40 or females over 50? And I feel like that's where it starts. I feel like the younger sounding. I think it's because the company is trying to expand their demographic to make more sales. I think that's where it starts anyways, because I'm always saying, "Well, the trend right now is a little bit towards more millennial, and that's just the way it is." But I feel like there are certain products that a millennial does not sound realistic. 22:04 - Jennifer (Host) Talking about like Depends, right, or retirement or certain financial instruments or mortgages or things where it's like wouldn't you have to be a little older to be getting? An elder millennial, at least to talk about that. 22:17 - Anne (Host) Go you elder millennials. It's hard to believe. I know that in automotive that was a big thing because with Uber and bosses out there, if you study like it's not hard to study, like demographics and marketing, right? I mean during the pandemic nobody was buying cars and younger people were not buying cars because they were really reliant on Uber and Lyft and the rideshare stuff. 22:38 And so car companies started really marketing hard towards younger people and that changes who they hire right to do their voiceovers, and so I think it's something, bosses, that you need to really like spend a few minutes every day studying the market that you want to sell into. Really, it's not hard, it's Google. 22:57 - Jennifer (Host) Yeah, it's iSpot, Google. And. 23:00 - Anne (Host) Google says that honestly, like you can just type in, like, you know, demographic, automotive demographics or, you know, trends, it's easy to find that out and that can help inform you educationally what you might be auditioning for, how you would respond to an audition, right? What is the company? 23:18 - Jennifer (Host) Who are they targeting their sales to, or who you're, if you're doing direct marketing, which I think every voice actor should be doing, if you're directly marketing yourself to a client. It's like, do you vibe with that client? Are you appropriate for that client? So that's basically how I'm represented. I have talent agents across the country and it's very clear to me that my reps are very good about knowing what my wheelhouse is. So I do get a lot of healthcare, insurance, tech, things like that—healthcare, insurance, tech, things like that, because that's who I vocally appeal to. 23:53 It makes sense, and women have an enormous buying power because we make most of the household buying decisions in most households, and so, even though I still think the guys are doing about 60% of the commercial voiceover work, we're at 40%, so we're catching up, but I think companies are starting to realize that women's voices are appropriate for their products and they want to market to us. So I think we're doing better all the time. So, yeah, there's a lot of content out there. 24:22 - Anne (Host) So I would say that, with all our wisdom, with all your wisdom—with our collective wisdom, with all our—no, with your wisdom. What would be your best tip for people that are just starting out today? Because the industry has evolved over the years and it has definitely changed. So today, if somebody's interested in pursuing voice acting, what do you say to? 24:41 - Jennifer (Host) Them? Brand spanking new, I'd say, and I know people are like, "But you all are coaches, so of course you're going to say this," but I would say this even if I didn't coach it: it is a skill set. And so I think you've got to start with good training, and I tell my students this all the time: Get involved in the voiceover community, get your squad together, get an accountability group, a voiceover workout group. You and I were just at the Nava Gala. Is it Gala or Gala? 25:07 - Anne (Host) Gala. 25:09 - Jennifer (Host) I think Gala. 25:09 - Anne (Host) Gala sounds more elegant. 25:11 - Jennifer (Host) Nava Gala. 25:12 - Anne (Host) We're the Nava Gala. 25:13 - Jennifer (Host) And it's just, it's a constant reminder that when we're so isolated and working on our own, if we don't have community around us, this job is hard. It is. I love the voiceover community so much, and so we have a community around us. We're learning things, we're sharing things, and so I always suggest to people, they're like, "Oh, I don't know what to do. How do I help myself in this career?" I'm like, "Well, get good training and get involved in the community so that you're constantly learning from your peers." Or at least, because we're working by ourselves, it can feel a little lonely and isolating. 25:47 - Anne (Host) Get some VO pals and get lifted up and listen to podcasts like the VO Boss podcast. 25:52 - Jennifer (Host) Yes, please. Listen to VO Boss, listen to VO Boss, guys. I've been doing this for eight years now. 25:59 - Anne (Host) Oh my gosh, it seems so forever. Eight years, amazing, every week. 26:03 - Jennifer (Host) I love it. Oh, my goodness. 26:04 - Anne (Host) Wow. 26:16 - Jennifer (Host) So if bosses want to find out more about you, where can they find out more about you? 26:18 - Anne (Host) I'm a busy kitty on the Instagram at Sims, my website, Sims. I'm busy there too, so, yeah, awesome, come see me. Well, Jennifer, it has been so much fun. I think we could probably talk for another hour or hours. 26:27 - Jennifer (Host) It would be a delight, but I know you're booked and busy, so we'll get on to other things. 26:31 - Anne (Host) But I thank you so much for spending your morning with me and bosses, make sure you look up Jen. Can I call you Jen? Jen? 26:40 - Jennifer (Host) Yeah, go by Jen. Look up Jen. I want to say Jennifer. Jen. 26:42 - Anne (Host) Check out Jen's website and check her out on her socials. Jen, check out Jen's website and check her out on her socials. Yes, please, bosses. 26:49 - Jennifer (Host) Yes, absolutely. 26:56 - Anne (Host) Thanks again, I'm going to give a great big shout out to our sponsor, IPDTL. You too can connect and network like bosses. Find out more at IPDTL.com. You guys have an amazing week and we will see you next week. Bye, bosses, you're the best. 27:06 - Speaker 3 (Announcement) Join us next week for another edition of VO Boss with your host, Anne Ganguzza, and take your business to the next level. Sign up for our mailing list at voboss.com and receive exclusive content, industry revolutionizing tips and strategies, and new ways to rock your business like a boss. Redistribution with permission. Coast to coast connectivity via IPDTL.
Stocks fall in afternoon trading as investors weigh intensifying Middle East risks, a looming budget showdown, and this week's Fed decision. Scott Wren of Wells Fargo says don't overreact to geopolitical headlines. Olaolu Aganga of Mercer offers the global CIO view on allocation right now. Market impact from DC from Pangaea Policy founder Terry Haines. Plus: MP Materials CEO Jim Litinsky joins exclusively to discuss why rare earths are national security assets, his company's stock surge and the supply chain.
It's a tale of two forecasts on today's edition of Money Life, as two experts come to very different conclusions of how 2025 will play out. In The Big Interview, Paul Christopher, head of global investment strategy for the Wells Fargo Investment Institute says he expects the market to drop "5 to 10 percent easily" as tariffs, accompanying inflation and a slowing economy take hold during the third quarter and stick around for at least six months. Christopher notes that surprises could push the market down even further, back to or past April lows, but he noted that he'd be buying there, because he believes the United States was oversold early this year and will represent a particularly good value once it digests the expected downturn. In the Talking Technicals interview, however, Matt Fox, president of Ithaca Wealth Management, sets a 7000 target for the Standard & Poor's 500, up about 20 percent from current levels in the next 12 months. Fox says the sell-off in April did a lot of the "technical damage" necessary to set up a rally, and has us now at a point where "the path of least resistance is higher." Fox's forecast, however, also is based on solid fundamentals, which he believes can overcome the current headline risks that are dominating the landscape now. Plus Drake Shadwell discusses the latest research from Clever Real Estate showing the current trends on how long houses are staying on the market and what that means for the strength or weakness of the economy.
Wells Fargo shared concerns for Tesla (TSLA), citing flat second-quarter vehicle deliveries compared to weaker numbers in the first quarter. With the company's tentative robotaxi launch scheduled this Sunday, George Tsilis says the pressure is on for Tesla to deliver. He believes it's critical the company has a strong showing for investors to gain confidence in autonomous driving. Tim Biggam offers a put calendar example options trade in Tesla.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
James Harenchar is the President & CEO of Response Marketing Group, a consumer-data-focused marketing agency in Richmond, Va. As such, he is responsible for relationship development and account strategy at the independent agency, which offers marketing strategy/planning, data analytics, and interactive services. The agency serves many clients in the financial services, tourism, and healthcare sectors. RMG was founded in 1986 and their approach is consistent with the success gleaned from 35+ years of experience – data insights married to relevant messaging to the target audience. They are channel-neutral and work with select clients to define the KPIs that will drive revenue growth, customer growth, and increased asset values. They have developed several proprietary Ad Tech solutions that have introduced game-changing outcomes for DMOs across the US. In addition to serving as CEO, Jim leads the Travel and Tourism practice for RMG, which includes clients such as Arkansas Tourism, Georgia Tourism, Visit Savannah, Crested Butte, The Ritz Carlton, and The Resort Hotel Association among others. He is a thought leader within the tourism sector and a frequent speaker at the Southeast Tourism Society conference, Forrester Marketing Conference, Ad Federation, DestiCon, and Gartner. Prior to Response Marketing Group, Jim was Senior Vice President at The Allant Group in Chicago, IL from 2010-2014. He led the Strategic Consulting practice that delivered marketing strategy and high-level research to CMOs and brand managers at clients such as GM, Comcast, Nationwide Insurance, US Tennis Association, US Cellular, Blue Cross/Blue Shield, and Wells Fargo. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big! Connect with James Harenchar: Website: www.rmg-usa.com X: https://www.twitter.com/RMG_USA_VA LinkedIn: https://www.linkedin.com/in/jharenchar/ Facebook: https://www.facebook.com/rmgusallc *E – explicit language may be used in this podcast.
Episode 598: Neal and Toby discuss Wells Fargo's asset cap being lifted after it spent years overhauling its regulatory policies due to abusive tactics against customers. Then, automakers are scrambling to find workaround after China halts rare earth magnets essential to car production. Plus, a Google report finds hackers posing as IT workers have gained access to Salesforce data for extortion purposes. Meanwhile, Neal shares his favorite numbers on Scottsdale, AZ, cannabis among the elderly, and the loneliest paint of 2025. Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. LinkedIn will even give you a $100 credit on your next campaign so you can try it yourself. Go to LinkedIn.com/MBD Terms and conditions apply. Only on LinkedIn Ads. 00:00 - Nintendo Switch Release 03:00 - Wells Fargo Cap Lifted 07:45 - Cars and Rare Earth Minerals 11:50 - Hacking Warning from Google 16:15 - Neal's Numbers 24:00 - Headlines Learn more about your ad choices. Visit megaphone.fm/adchoices
A.M. Edition for June 4. President Trump's tariffs on imported steel and aluminum jumped overnight, leading industry players to warn of price increases and potential shortages. Plus, Journal finance editor Alex Frangos discusses the Federal Reserve's decision to lift its longstanding cap on Wells Fargo's assets, imposed as punishment for a fake-accounts scandal. And American Clean Power Association CEO Jason Grumet weighs in on the debate over phasing out clean-energy tax credits that's dividing some Senate Republicans. Luke Vargas hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
My guest is Dr. Mary-Frances O'Connor, PhD, Professor of Clinical Psychology and Psychiatry at the University of Arizona and a world expert on the science of grief and loss. We discuss what happens in the brain and body when we grieve, the role of dopamine and yearning in the grieving process, the health risks of getting stuck at particular stages of grief and how to move through loss while also deeply honoring the person, animal or thing that is no longer with us. Dr. O'Connor explains that grief involves cycling back and forth between protest and despair (often guilt and anger too) and explains science-supported ways to move through that process in the healthiest possible way. Everyone experiences grief and loss at some point. Dr. O'Connor provides valuable knowledge and tools to help you navigate grief under any circumstance. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman Wealthfront**: https://wealthfront.com/huberman BetterHelp: https://betterhelp.com/huberman Helix Sleep: https://helixsleep.com/huberman Function: https://functionhealth.com/huberman **This experience may not be representative of the experience of other clients of Wealthfront, and there is no guarantee that all clients will have similar experiences. Cash Account is offered by Wealthfront Brokerage LLC, Member FINRA/SIPC. The Annual Percentage Yield (“APY”) on cash deposits as of December 27, 2024, is representative, subject to change, and requires no minimum. Funds in the Cash Account are swept to partner banks where they earn the variable APY. Promo terms and FDIC coverage conditions apply. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Timestamps 00:00:00 Mary-Frances O'Connor 00:02:22 Grief vs Grieving; Love & Bonding, Gone Yet Everlasting 00:07:42 Sponsors: Wealthfront & BetterHelp 00:10:29 Sudden vs Slow Death, Attachment, Reframing Relationship 00:14:52 Religion, Integrating the New Relationship 00:20:46 Yearning, Dopamine, Brain, Addiction 00:27:58 Culture & Grief Literacy; Protest, Despair & Hope, New Relationships 00:40:09 Sponsors: AG1 & Helix Sleep 00:43:21 Protest, Despair & Transmutation; Changing Attachment Hierarchy 00:52:04 Bereavement Support, Medical Risk 01:05:27 Culture, Alcohol & Death; Dying of a Broken Heart, Medical Risk 01:13:40 Sponsor: Function 01:15:28 Navigating Grief, Emotions & Body, Tool: Progressive Muscle Relaxation 01:23:57 Grief Stages; Permission & Coping, Judgment & Guilt; Lessons from Grief 01:35:44 Grieving Suicide, Rumination, Tool: Shifting Environment 01:47:24 Belief Systems, Religion & Grief 01:54:17 Afterlife, Contemplating Death 01:58:35 Tools: Contemplating Death; Life Celebration, Terror Management, Empathy 02:07:46 Mental Oscillation, Dual Model of Bereavement 02:14:00 Avoidance; Remembering a Loved One, Resilience; Getting Worse & Seeking Professional Help 02:22:15 Time Perception & End of Life, Motivation & Energy 02:30:01 Zero-Cost Support, YouTube, Spotify & Apple Follow & Reviews, Sponsors, YouTube Feedback, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices
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