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Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews three RISKWORLD attendees at RISKWORLD 2025. They are first, Audrey Trim of Thomson Rivers University, second, Lucy Straker of Beazley, and third, François Beaume of Sonepar and AMRAE.   Audrey Trim shares information about her career and her experiences at RISKWORLD and on the Board at BC RIMS. She introduces the Second Annual Coast to Coast Risk Management Legacy Challenge for Canada and tells how student teams can compete.   Lucy Straker describes the growing risk of political violence and active assailant events, and what insurance products are needed on top of general liability. She offers strategies for preventing and mitigating violent events.   François Beaume presents the 17th Annual AMRAE RMIS Panorama, a survey of vendors and risk managers, with insights into the software and technology available to corporate risk teams. The Panorama and data sets are freely available online in French and English at the link below. Listen in for a glimpse of the variety of education at RISKWORLD. Be sure to save the dates May 3rd through the 6th for RISKWORLD 2026 in Philadelphia.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast, coming to you live from RISKWORLD 2025 in Chicago. There are so many topics and perspectives to cover! [:40] RIMS-CRMP Workshops! RIMS is co-hosting an intensive four-day program, which is your gateway to achieving two prestigious certifications, the DRI Certified Business Continuity Professional (CBCP) and the RIMS Certified Risk Management Professional (RIMS-CRMP). [:59] This workshop will be held from May 19th through the 22nd in collaboration with DRI International. Links to these courses can be found through the Certification page of RIMS.org and this episode's show notes. [1:14] Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM”, and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:31] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:42] We're at RISKWORLD this week, but preparations are already underway for the RIMS ERM Conference 2025 on November 17th and 18th in Seattle, Washington. RIMS is accepting educational session submissions through May 20th. [2:00] The best submissions will address current and future challenges facing ERM practitioners as well as provide leading practices and concrete takeaways for a diverse audience of risk professionals from industries or organizations of varied sizes, disciplines, functions, and roles. [2:16] These include officers, leaders, managers, and students. The link to the submission form is in this episode's show notes. [2:26] Of course, mark your calendars for November 17th and 18th, and I'll be sure to alert you when registration opens. [2:34] RISKWORLD 2025 was one of the highlights of the 75th Anniversary of RIMS. We had a fantastic time here at McCormick Place in Chicago. We've got a lot of perspectives that we're going to cover! [2:47] Our first guest is the Responsible Use of Space Coordinator in the Risk Management Department of Thomson Rivers University in British Columbia and a Board Member of BC RIMS. She is making her RISKWORLD and RIMScast debut. [3:04] Audrey Trim is here to tell us about her experience as a first-time attendee and the 2025 Coast-to-Coast Risk Management Legacy Challenge, which was a big draw among the students at RIMS Canada 2024, and we expect that to possibly outdo itself in 2025. [3:24] You could sense the energy on the exhibit room floor on Day 1 of RISKWORLD. Let's get to it! [3:32] Interviews! Audrey Trim, welcome to RIMScast! [3:38] On RISKWORLD Day 1, Audrey enjoyed the Matha Stewart opening keynote. It was a great, inspirational show. Audrey has taken in some great sessions. She's looking forward to some educational seminars. This is Audrey's first RISKWORLD; it will not be her last! [4:57] Audrey explains her job title, Responsible Use of Space Coordinator. She oversees the non-academic space, among other things, on the Thomson Rivers University campus. She focuses on the best use of the space in a responsible way. [6:07] In earlier roles, Audrey worked on the 2014 Tim Hortons Brier in Kamloops and was an Event Coordinator for the City of Kamloops. She also coordinated a Buskers Festival. Then she fell into risk management, and she's loving it. [6:28] Audrey joined the Risk Group at Thomson Rivers three years ago. She became a BC RIMS member and now serves on the chapter board. Audrey is on the organizing committee of the Coast to Coast Risk Management Legacy Challenge, working with the SA RIMS Chapter. [7:01] This is the Second Annual Coast to Coast Risk Management Legacy Challenge for Canada. They will try to outdo the premier year. The Challenge involves students in teams of four from universities across Canada. [7:31] The teams get a case study and compete for the top two spots. The top two teams will get a chance to present their findings at the 2025 RIMS Canada Conference, which will be in Calgary, Alberta, from September 14th through 17th. [7:50] This year, Ken Letander, Case Study Champion, owner and Founder of Strat First Inc., a Canadian risk management firm, has chosen the case study topic: Reporting, Set Aside, Spend: Indigenous business joint venture, ethical dilemmas, and program integrity benefits. [8:15] It's going to be a big draw. Audrey hopes lots of teams apply. Ken Letander and others will judge the entries. [8:45] Audrey describes the passion and thought that went into the submissions to the 2024 Coast to Coast Challenge. The winning submission developed a tool to measure health equity across the province. The tool was given to the Fraser Health Authority to use day-to-day.  [9:35] The Coast to Coast Challenge is open to students across Canada. One of the members of the winning team last year changed her direction from business to risk management, because she had such a great experience at the conference and during the case study. [10:38] Apply to join the Coast to Coast Risk Management Legacy Challenge by May 24th. The case study will be assigned on May 30th. Each team submits a 10-page report. The judges will pick the top two teams to present at the RIMS Canada Conference 2025. [10:55] A link to the submissions page and contact information is in this episode's show notes. [11:16] Audrey's advice to anyone considering attending RISKWORLD 2026: “Know where you're going and how to get around the conference. Also, curate your sessions. There are a lot of options here. Pick out the ones that will have an impact on you and teach you something great.” [11:35] “There are so many networking opportunities. Take advantage of those. Get out there. Don't be afraid to try new things!” [11:39] RIMS Canada 2025 will be held from September 14th through 17th in Calgary. Registration will open soon. Audrey says, “Do it! The RIMS Canada Conference was a great opportunity to meet people and network!” [12:20] Plug Time! RIMS Webinars! We are back on May 22nd, with GRC, a TÜV SÜD Company, and their newest session, “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny”. [12:36] On June 5th, Zywave joins us to discuss “Today's Escalating Risk Trajectory: What's the Cause and What's the Solution?” [12:47] On June 17th, Origami Risk returns to present “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. This session was rescheduled from May. If you were already registered, you do not need to take any action. [13:03] More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Registration is complimentary for RIMS members. [13:15] Spencer Educational Foundation's Grants program is starting soon. Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [13:34] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [13:55] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. [14:05] On the 7th of October, the New Jersey RIMS Chapter will return to the beautiful Fiddler's Elbow Country Club in Bedminster, New Jersey, for their Annual Charity Golf/Pickleball Event. [14:18] Registration is open, and the event proceeds are used to fund the chapter's Spencer and Kids' Chance Scholarships. It was the filming location for the upcoming movie sequel, Happy Gilmore 2. For more information and to register, please NewJersey.RIMS.org. [14:42] My next guest was a panelist on several RIMS webinars. I was delighted to see her, so we could record this special segment live at RISKWORLD 2025. She is Lucy Straker. She is the focus group leader for U.S. Political Violence & Deadly Weapons Protection at Beazley. [15:00] We will talk about the trends she's seeing in her area of practice. [15:06] Lucy Straker, welcome to RIMScast!  [15:29] In 2016, Beazley looked at the landscape as it relates to terrorism and active assailant events and realized that traditional insurance options weren't providing sufficient solutions for its clients. Beazley created a product and a marketplace around active armed assailant events. [16:02] Lucy says what you see in the media is a fraction of what's happening. The media report the biggest and worst events. The risk is far higher than what is reported in the media. [16:31] Violence and shootings have increased. People are now more aware of the risk and are trying to respond to it through insurance products and legislation such as California's SB-553, with much more focus on preventing these events from occurring. [16:54] We want to avoid workplace violence before it becomes something. A lot of clients think they already have coverage for workplace violence in their traditional general liability insurance. [17:19] Recently, general liability carriers have put exclusions on their products for AMB, firearms, weapons, or the expected or intended injury exclusion found in a traditional ISA form. [17:38] Lucy says clients need to be aware that there is a potential coverage gap. A misconception among clients is that none of them think they will have a shooting. They're in denial. When there's a shooting, you hear, “I never thought it would happen to me!” [18:03] We're at a stage where gun violence is so prevalent in the U.S. that you can't argue you didn't think something was going to happen. You have to plan and prepare for the worst-case scenario. [18:28] Lucy advises risk leaders to buy coverage to help them cover the gap. They do not have to be alone. With most shootings, there is a warning sign. There is a trail. There are things to do to prevent it. [18:52] As a company, protocols have to be embedded from top-down and bottom-up. The company has to communicate every plan and procedure to its employees. Employees have to be trained and retrained. This is not something they're going to be thinking about every day. [19:09] You have to engage with your security team. You have to screen people. You have to screen the company. You have to create a culture of reporting. People are not going to report something unless they feel comfortable reporting it. You need to have anonymous reporting. [19:24] You need to instill a culture in your company of “See something, say something, report it.” It could be someone coming in and acting funny, or someone posting on social media, “I'm going to go carry out a shooting.” [19:46] More often than not, if someone's going down a path to violence, there are signs. They don't just wake up one morning and say they're going to go carry out a shooting. There are warning signs, and we want to catch them before it becomes something more material. [20:13] There are different lines of coverage and ways that coverage can respond, such as active assailant forms. Think about your business and other areas of your business you might not have thought about. Lucy mentions the United Health Care CEO being shot off the premises. [20:38] It was a targeted event. Were there warning signs online by Luigi, the perpetrator? How can you identify those threats? Make sure you have risk management and preventive measures in place. Think of the litigious landscape. We're now seeing more nuclear verdicts. [21:02] People always want someone to blame. You've got to make sure that, if something happens, you're doing right by the people to try and eliminate and reduce that liability on the back end. [21:15] RIMS Plug! The first of hopefully many RIMS Texas Regional Conferences will be held in San Antonio from August 4th through the 6th, 2025. This groundbreaking event is set to unite the Texas RIMS Chapters and welcome risk management professionals from around the world. [21:35] Guess what, folks! Registration is now open! The advance rate is available through May 16th. A link is in this episode's show notes. You can also visit the Events page of RIMS.org to register. We look forward to seeing you in Texas! [21:51] Let's Move to My Final Guest, François Beaume, The SVP for Risks and Insurance at Sonepar and the VP of AMRAE (The Association for Corporate Risk and Insurance Management)! [22:16] François Beaume is here to discuss the findings of the 17th Edition of the RMIS Panorama that AMRAE produces in association with and with the support of several groups, including RIMS. [22:36] François Beaume, welcome back to RIMScast! [23:02] AMRAE has the 17th Annual Edition of the RMIS Panorama available. In 17 years, the most significant evolution in risk management information system offerings has been the integration of advanced technologies like AI, automation, and data visualization. [23:57] These add-ons transform the software from a pure data management tool to a much more sophisticated platform that provides productive analyses and real-time risk monitoring to enhance decision-making capabilities and processes in a wider scope of topics. [24:40] Panorama is a collection of surveys. One survey focuses on vendors and one survey focuses on risk managers. François says there is still room for improvement in this solution. Progress has been made on flexibility and integration capability, with changes to come. [25:12] François sees a need to guarantee the success of such solutions, train users, and provide support to users to streamline how they use the system. Vendors receive feedback to provide customizable solutions, enhanced integration capability, training, user clubs, and more. [26:07] Interconnection is a key area of these tools. With APIs, modular architecture, and code-based solutions, more and more, these tools can connect with other risk management information systems. Some corporations have several risk management systems. [26:45] There are more and more interconnected features in these systems, to allow the risk manager and all the teams involved in the use of the risk management programatics to extract the most important benefits from the use of the tool. [27:04] ESG is a key area where this matters more and more. In Europe, there is a strong push for ESG compliance that requires corporations to gather and manage a huge volume of data that, when organized, is helpful to fuel the risk management processes. [27:33] The report evaluates 52 solutions in four functional categories, covering 17 functional modules and 14 technical modules to allow you to compare and assess the value of the solutions and if they are compatible with your company's technology for audit, risk, and more. [28:22] AMRAE is looking at the functional scope and the depth of the features that are offered. Is the scope well-covered? They are looking at technical capabilities; is it easy to integrate a solution? Is it scalable? How is the user interface? What can the admin customize? [28:45] AMRAE also gathers user feedback and testimonials from using a given tool in real life. That feedback provides robust data capabilities, seamless integration capabilities, and more user-friendly interfaces that will benefit the users of the tool. [29:36] RMIS vendors use AI in predictive analytics of historical data. Risk management is gathering and dealing with historical data linked to risk management topics to anticipate future risks. [29:59] Vendors use AI to automate workflows and streamline data from the field and validation from the stakeholders, reducing manual intervention and increasing confidence in the data quality. All data will be analyzed more easily with AI and integrated into interactive dashboards. [30:34] Dashboarding has improved over the past year to provide more interactive dashboards for better risk insights and risk decision-making processes. [31:10] François has advice for risk managers looking for RMIS software. His most valuable advice is to use the RMIS Panorama. It's freely available to anyone. You can get it in French or English. Besides the Panorama PDF, there is an online platform that allows customization. [31:48] The entire data set from the vendor and risk manager surveys is freely available online. You can customize your analytics of the data based on your use case. [32:32] François speaks of captives and the evolving reinsurance market. The market today is favorable toward captives, a powerful tool for improving corporate risk management and the way corporations are living with ESG. There is a strong push in Europe for captives. [33:22] François has seen the creation of about 20 captives in France. Corporations need captives in the risk management process and risk financing optimization. [34:00] Special thanks again to all of our guests and all of the RISKWORLD attendees who made this year's RISKWORLD Conference so very special. Links to RISKWORLD coverage are in this episode's show notes. [34:13] Mark your calendars for May 3rd through the 6th, and join us at RISKWORLD 2026 in Philadelphia. [34:20] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [34:49] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [35:06] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [35:24] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [35:40] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [35:54] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [36:01] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Texas Regional 2025 — August 3‒5 | Advance registration rates now open. ERM Conference 2025 — Call for Submissions (Through May 20) RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Educational Foundation — General Grants 2026 — Application Dates RISKWORLD 2025 — Show Daily! [Bottom of page] 2025 Coast-To-Coast Risk Management Challenge — Applications Open Through May 23 AMRAE RMIS Panorama 2025 New Jersey RIMS Spencer Golf/Pickleball Outing — Oct. 7 Global Trio of Risk Leaders Inducted Into RIMS Risk Management Hall of Fame RIMS Webinars: RIMS.org/Webinars “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny” | Sponsored by GRC, a TÜV SÜD Company | May 22, 2025 “Today's Escalating Risk Trajectory: What's the Cause & What's the Solution?” | Sponsored by Zywave | June 5, 2025 “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | June 17, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: CBCP & RIMS-CRMP Exam Prep Virtual Bootcamp: “Mastering Business Continuity & Risk Management” | May 19‒22, 2025 | In Collaboration with DRI International Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “RIMS 2025 Risk Manager of the Year, Jennifer Pack” “Risk and Leadership Patterns with Super Bowl Champion Ryan Harris” (RISKWORLD 2025 Keynote) “(Re)Humanizing Leadership in Risk Management with Holly Ransom” “Risk and Relatability with Rachel DeAlto” “Live From RISKWORLD 2024!” “The Rise of RMIS with AMRAE's VP, François Beaume” (2019)   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Audrey Trim, BTM, Responsible Use of Space Coordinator, Risk Management, Risk and Safety Services, Thomson Rivers University BC RIMS Board Member   Lucy Straker, Focus Group Leader U.S. Political Violence & Deadly Weapons Protection, Beazley   François Beaume, SVP Risks and Insurance, Sonepar, VP AMRAE, [Association for Corporate Risk and Insurance Management]   Production and engineering provided by Podfly.  

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin and his guest, Jennifer Pack, RIMS 2025 Risk Manager of the Year, discuss her career and achievements, including Hyatt's VP of Risk Management. Jennifer describes how her membership in the RIMS Chicago Chapter and service on the Board impacted her career.   Jennifer helped align Hyatt's risk strategies with its evolving business model to ensure resilience in today's complex environment. Leading nearly 40 professionals, Jennifer's leadership and innovative risk solutions have helped strengthen Hyatt's risk management framework, to proactively identify risks and develop strategies to address them. Jennifer successfully redesigned and centralized Hyatt's Short-Term, Long-Term Disability, and Workers' Compensation programs, reducing manual processing by up to 80,000 hours, improving compliance, and reducing legal exposure. It is linked to millions of dollars in savings. Under her leadership, Hyatt's risk management team is overhauling Hyatt Hotels' fire safety with the first-of-its-kind Fire Life Safety Compliance and Governance Program, setting a standard for the organization and industry. The initiative includes the implementation of new technology, as well as auditing the 1,450 Hyatt hotels in 79 countries. Jennifer is a beloved mentor who has had an impact on many careers. She continues to demonstrate her commitment to advancing the risk management profession as an active member of the RIMS Chicago Chapter.   Jennifer's innovations may inspire your work for your organization's ERM program. Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. It is one of my favorite episodes to produce, with the Risk Manager of the Year. This year's honoree is Jennifer Pack, Hyatt's Vice President of Risk Management. We will talk about her success in ERM, captives, and more. [:48] RIMS-CRMP Workshops! RIMS is co-hosting an intensive four-day program which is your gateway to achieving two prestigious certifications, the DRI Certified Business Continuity Professional (CBCP) and the RIMS Certified Risk Management Professional (RIMS-CRMP). [1:08] This workshop will be held from May 19th through the 22nd in collaboration with DRI International. Links to these courses can be found through the Certification page of RIMS.org and this episode's show notes. [1:23] Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM” and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:40] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:51] We're at RISKWORLD this week but preparations are already underway for the RIMS ERM Conference 2025 on November 17th and 18th in Seattle, Washington. RIMS is accepting educational session submissions through May 20th. [2:08] The best submissions will address current and future challenges facing ERM practitioners as well as provide leading practices and concrete takeaways for a diverse audience of risk professionals from industries or organizations of varied sizes, disciplines, functions, and roles. [2:26] These include officers, leaders, managers, and students. The link to the submission form is in this episode's show notes. [2:35] While you are at RISKWORLD, be sure to take away some inspirado and channel it into an educational session submission for the RIMS ERM Conference 2025. Of course, mark your calendars for November 17th and 18th and I'll be sure to alert you when registration opens. [2:55] The RIMS Risk Manager of the Year Program aims to raise the profile of the risk profession and the outstanding programs the honorees have implemented within their organizations. [3:04] The award was created in 1977 and the Risk Management Honor Roll was added in 1981. The 2025 RIMS Risk Manager of the Year is Jennifer Pack of Hyatt. [3:16] As VP of Risk Management, Jennifer has transformed risk management at Hyatt, embedding a culture that has provided a launchpad for organizational success. Her innovations in captive management also earned her this award. [3:28] Jennifer is a long-standing member of the RIMS Chicago Chapter and an all-around fantastic professional. Her profile will soon appear in the Awards Edition of RIMS Risk Management magazine. [3:40] Jennifer will receive the award on May 5th at 4:00 p.m., on the main stage at RISKWORLD. We're going to get to know her a little bit now. We'll talk ERM, captives, Chicago RIMS, hotel and hospitality, and more. [3:57] Interview! RIMS 2025 Risk Manager of the Year, Jennifer Pack, welcome to RIMScast!  [4:34] Jennifer has been at Hyatt, for going on 18 years. She can stay at any hotel she would like! [5:03] Some people like to leave their jobs every few years for a new company and skills. Jennifer's career at Hyatt has been an adventure! She hasn't been doing the same thing for 18 years. Every couple of years, she gets new roles and responsibilities. She's constantly learning. [5:24] She has a foundation of knowing whom to go to, what the systems are, and how to get things done. There's a base familiarity but with some excitement and learning opportunities. [5:36] If the feeling of being able to learn and grow ever stops, Jennifer will think about leaving. She's enjoying her time. It seems like she's working or a new company all the time. They're transforming. They're changing. The risk landscape is changing. There's never a dull moment. [5:56] Justin feels the same way about working at RIMS! He started as a writer but then got these responsibilities and they took on sort of a life of their own and attracted more of an audience. It's more work, but it's more fun and rewarding. [6:25] Jennifer joined Hyatt in a group called Compliance and Controls. She was hired to set up their Sarbanes-Oxley department. In reaction to the financial crisis after the downfall of Arthur Andersen and Enron, Sarbanes-Oxley was born and Jennifer became an expert on it. [6:58] Jennifer launched that group and then it was moved into Internal Audit where they were exposed to a lot more people and systems. Jennifer had the opportunity to backfill someone in the Risk Management department and never left. She's been in the risk function for 15 years. [7:30] When Jennifer joined the risk group it had seven risk practitioners in the corporate office. There were five or six Occupational Health Managers in the field, helping with Workers' Compensation and occupational safety. There are over 35 full-time members now. [8:09] They've taken on new roles in the 15 years: physical security, business resilience, fire life safety compliance, and other health and safety functions in the company. They could probably use a few more people but they're doing well. [8:38] The risk profile of the company has changed. The geopolitical risk profile of the world has changed. Hyatt's offerings have changed. They used to be mostly business, group, and convention, and now they lean into leisure, travel, and all-inclusive, which have different risks. [9:16] Hyatt has tripled its resort rooms and quintupled its lifestyle rooms since 2017. A lifestyle room is about meeting clientele where they are. Millennials want to travel the world and experience the environment, such as an attached nightclub in Miami or New York. [9:55] They're unconventional hotels with the framework of a well-known brand, where guests have comfort, safety, security, cybersecurity, and loyalty points while feeling like they're in a niche hotel with great and different experiences. It feels like a boutique, attached to the brand. [11:06] Social inflation is a risk. Liability insurance has gone up because claim payouts have gone up tremendously. Claim attorneys are targeting hospitality. [12:12] Hyatt is thinking globally about health, safety, and security, making sure policies are locked down, training is locked down, and people know how to report an incident, and when to report it. How do you de-escalate an incident to win the guest back? [12:36] Saying, “I'm sorry that happened to you. Here are some points. We care about you,” reinforcing that, versus saying, “Let my insurance company deal with it.” That's the last thing we want. If our guests had a bad incident, they had a bad experience. [12:51] Especially if you're traveling on leisure with your family, you want to know that you'll be taken care of. There's an expectation that you're going to be safe and secure. Hyatt wants to make sure to bring the level of care to them that they deserve. [13:07] Hyatt is working on the front end to retrain employees on ramping up safety and security measures and knowing how to respond when an incident happens. [13:18] Then, if it gets into the claims section, the claims management team has new robust processes to manage claims to drive down exposure. On the insurance procurement side, Hyatt is leaning into its captive to take on much higher retention in-house. [14:09] Hyatt is asking leadership in the field to bring education and awareness to the importance of risk management, what's at risk, and what the current legal environment is, and overlay that with wanting to care for people. Hyatt cares about the guest experience. [14:43] This is a macro-level environment. If you have litigation system abuse across the country, what are insurers doing about it? What are brokers doing about it? What are corporations doing about it? [14:56] Jennifer gets with her peers in the hospitality industry, working in their respective associations, to address these issues at the state and federal levels, change laws, and push for tort reform and disclosures of litigation funding. [15:28] Hyatt has partnered with the American Lodging and Hospitality Association and is considering partnering with insurance companies. You can't just hope someone else will take care of the problem. It's a much bigger problem that we all need to address. [16:06] Justin points out that third-party litigation funding is one of the top initiatives and campaigns for RIMS this year. RIMS recently had the Legislative Summit in Washington, D.C., where third-party litigation funding was a top priority. It was a top RIMS talking point on the Hill. [16:38] Jennifer says Hyatt and the hospitality industry are in with RIMS on the issue of third-party litigation funding. If it continues, guests are going to have to pay more for a stay and for the experiences they want to have as rising risk costs are passed to the consumers. [17:04] Plug Time! RIMS Webinars! We are back on May 22nd, with GRC, a TÜV SÜD Company, and their newest session, “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny”. [17:22] On May 29th, Origami Risk returns to present “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. On June 5th, Zywave joins us to discuss “Today's Escalating Risk Trajectory: What's the Cause and What's the Solution?” [17:44] More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Registration is complimentary for RIMS members. [17:55] Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [18:16] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [18:36] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. [18:46] On the 7th of October, the New Jersey RIMS Chapter will return to the beautiful Fiddler's Elbow Country Club in Bedminster, New Jersey for their Annual Charity Golf/Pickleball Event. [18:59] Registration is open and the event proceeds are used to fund the chapter's Spencer and Kids' Chance Scholarships. It was the filming location for the upcoming movie sequel Happy Gilmore 2. For more information, and to register, please NewJersey.RIMS.org. [19:21] Let's Return to My Interview with RIMS 2025 Risk Manager of the Year, Jennifer Pack! [19:47] Hyatt put a captive in place in 2013. Back then, Hyatt had huge insurance cost swings year-on-year that they couldn't forecast. It created a lot of “noise” on the balance sheet. They originally put the captive in place to take away that noise and remove wild cost volatility. [20:38] Over time, Hyatt started to see success and build up a surplus they saw the value of a captive, especially as market conditions changed. They brought in additional forms of insurance coverage with traditional deductible buy-downs with workers' compensation and GL. [21:04] They started to see the surplus build up and they were able to give some of the surplus back to the participants and drive down their premium cost. [21:14] In the pandemic, the hospitality business came to a halt. Before the pandemic, Hyatt's average occupancy around the world was over 75%. In April 2020, it dropped to 6%. The owners of Hyatt were under extreme pressure. [21:43] Jennifer had an extra surplus in the captive and was able to give relief to the owners and to the company in that year and the next couple of years. Claim volume went down due to lower occupancy. Hyatt used some of that cash to fund large acquisitions. [22:19] That's when Hyatt saw social inflation in gaps in coverage. There was no coverage for a pandemic. Through the captive, Jennifer was able to offer that coverage to the owners. She offered wages and hours insurance to the owners. [22:48] Coming out of COVID-19, with the impact of social inflation, the captive took on larger line sizes and larger layers in its umbrella tower. They had some acquisitions in cyber. They bought the Apple Leisure Group. [23:36] In a lot of those services, Hyatt isn't providing the service but is almost like a travel agent, connecting you to the hotel, airline, or excursion. If there is an incident, the third party has the coverage. Hyatt has exposure for connecting you to the service. [24:01] Hyatt had to get creative with coverage for these new exposures, working with broker partners to fill those gaps. They did it largely with the captive, buying time until they could get a traditional product in place. [24:17] With the captive, Hyatt filled gaps, helped grow the business, and used it as a business enabler, providing cash, relief to owners, and coverage that may not have been commercially available, either to buy time or permanently fill a gap. It's been fun! [24:53] Jennifer regularly changes which hat she wears. As the captive President, she has to look at what Hyatt is doing to protect the captive and make sure it's adequately funded and complies with regulations. From a governance perspective, is Hyatt doing the right things? [25:21] Jennifer regularly brings in third-party experts to check the captive. Jennifer's decisions as President of the captive are through the lens of the captive and as the owner of this business, what they are doing to grow revenues, manage expenses, and keep an adequate surplus. [25:44] The captive doesn't run razor-thin. To have a forward-looking approach, it needs to have an adequate surplus, reserves, and cash in the captive. They're very conservative in protecting it. [26:06] From a corporate risk management perspective, when Hyatt needs to buy insurance, Jennifer asks, can we buy it from the captive? She sometimes has tough conversations with Hyatt about borrowing versus driving up investment income to protect everyone's interests. [26:37] Jennifer has to keep top-of-mind, which lens she's looking through, whether President of the Captive or Hyatt Vice President of Risk Management. She wears two hats, managing all the key stakeholders' needs and wants. [27:17] Some of the stakeholders are Hyatt, third-party owners, the corporation itself, and guests and colleagues with short-term and long-term disability and medical, adding value for the benefits team so they don't have to go to third parties for that insurance. [28:27] As the Captive President, Jennifer is looking at loss and expense ratios, reserve to operating ratios, surplus to premiums, and surplus to reserves, making sure that they're within the set ratios. They shoot for three to one. Anything above that number can go to participants. [29:09] They won't go below three to one so they are capitalized for future unexpected losses or to back up future business growth. Jennifer believes Hyatt is unique in having those ratios and guards in place. Jennifer is looking forward to future needs. [30:15] The captive evaluates from time to time whether to change the ratios to five to one or four to one. In the liability space, claims are growing. Some of the demands are wild and the settlements reached or not reached are eye-opening! [30:46] Jennifer explains the global risk management claims software that is now also used for incident reporting to the risk department. They look at data from all incidents and are seeing a trend and looking to what could come down the pike and new coverages they may need to offer. [31:44] The technology is supporting the department and overall risk management strategy. The captive is benefiting through better data on what's happening out there so they won't get blindsided by unusual trends that aren't yet seen in the claims. [32:19] Technology helps the captive to build out platforms to manage compliance, safety, and security in the environment. [32:28] The more data insights and comfort Jennifer has over the Health, Safety, and Security diagnostic at each property, region, and the globe, and overlays those with risk assessments Hyatt does, the more comfort she can get to take on more risks knowledgeably in the captive. [33:15] RIMS Plug! The first of hopefully many RIMS Texas Regional Conferences will be held in San Antonio from August 4th through the 6th, 2025. This groundbreaking event is set to unite the Texas RIMS Chapters and welcome risk management professionals from around the world. [33:34] Guess what, folks! Registration is now open! The advance rate is available through May 16th. A link is in this episode's show notes. You can also visit the Events page of RIMS.org to register. We look forward to seeing you in Texas! [33:50] Let's Conclude Our Interview with RIMS 2025 Risk Manager of the Year, Jennifer Pack! [34:04] Jennifer Pack is the RIMS Risk Manager of the Year 2025 and she has been such a wonderful guest. This episode is coming out the morning of the awards. We will see her onstage, for anyone who has the privilege of being there. [34:19] Jennifer is honored, excited, and a little nervous to be onstage at RISKWORLD for the award. A lot of the RIMS Chicago members will be there. Jennifer has a wonderful Chicago-based team that will be there. Jennifer's parents and her husband are coming. [36:26] Jennifer says moving up the ranks at Hyatt and RIMS Chicago has been a fun and wild ride! The growth in her career, switching from being a Public Accountant to Auditor to Risk Manager has been fun with a lot of learning. [36:54] Jennifer tries to lead and grow with optimism, fun, and humor. She's been able to grow and develop a team under her. It's been a really interesting 18-year adventure. [37:11] Once Jennifer was exposed to RIMS, it opened her eyes to the wealth of resources, friendship, collaboration, and knowledge-sharing. It's been such an excellent experience for her. She couldn't be prouder of the Chicago Chapter and the great things they do to develop talent.  [37:43] Jennifer says since COVID-19, it's been wonderful to see the number of people who attend the outings and forums. It's great to have such a great community and seeing them regularly is impactful. [38:06] Jennifer is Risk Manager of the Year. The Rising Star is Megan Smalter, who has had a wonderful time with the Chicago Chapter before moving to New York. In her role on the RIMS Chicago Chapter Board, and when she ran the Golf Outing, Jennifer has worked with Megan. [38:45] Julie Bean won the Heart of RIMS Award recently. Jennifer says it's great to have the bench of expertise of long-standing members in the Chicago Chapter. Jennifer learned from them personally and in professional settings. They're great for sharing ideas and working with. [39:36] Jennifer also mentioned Theresa Severson who was RIMS 2023 Risk Manager of the Year, with Kite Realty. There's a lot of talent and deep risk knowledge in the RIMS Chicago Chapter. There's a genuine camaraderie.  [40:30] Jennifer looks ahead to see companies leaning into the concept of full risk management philosophy. Risk management is so much more than just the insurance buyers. [40:45] Risk management is “How can we bring a risk management mindset to our enterprises? How can we be business enablers? How can we leverage the wealth of data and information that comes through our department to enable mindful growth in the business?” [41:05] It's “How can we help with ESG efforts, especially with the reporting? How can we mitigate risks to the company and not just to our financial tools of insurance? What can we do in loss prevention or mitigation?” [41:26] “What can we do in claims management with more expertise, as things heat up on the litigation side with social inflation and nuclear claims?” Jennifer sees Hyatt and other companies taking more risks in the captive's or balance sheet to offset what's happening.” [42:10] Risk managers are going to have to articulate that and bring solutions to the forefront of their companies. Jennifer is excited about the future. She's looking forward to launching and rolling out more technology solutions as Hyatt leverages all its data. [42:57] Jennifer knows her team can have a lot of positive impact on the organization and she's excited about it. [43:08] Special thanks and congratulations again to Jennifer Pack, the RIMS 2025 Risk Manager of the Year. A link to RISKWORLD coverage is in this episode's show notes via the Show Daily. [43:20] That will update this episode's show notes with a link to the RIMS Risk Management Magazine coverage in our special Awards Edition. More honorees from RISKWORLD will join us here on RIMScast soon. [43:35] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [44:03] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [44:21] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [44:38] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [44:55] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [45:09] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [45:17] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Texas Regional 2025 — August 3‒5 | Advance registration rates now open. ERM Conference 2025 — Call for Submissions (Through May 20) RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Educational Foundation — General Grants 2026 — Application Dates Press Release: “RIMS Risk Manager of the Year Goes to Hyatt's Jennifer Pack” RIMS Webinars: RIMS.org/Webinars “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny” | Sponsored by GRC, a TÜV SÜD Company | May 22, 2025 “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | May 29, 2025 “Today's Escalating Risk Trajectory: What's the Cause & What's the Solution?” | Sponsored by Zywave | June 5, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: CBCP & RIMS-CRMP Exam Prep Virtual Bootcamp: “Mastering Business Continuity & Risk Management” | May 19‒22, 2025 | In Collaboration with DRI International Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Risk and Leadership Patterns with Super Bowl Champion Ryan Harris” (RISKWORLD 2025 Keynote) “(Re)Humanizing Leadership in Risk Management with Holly Ransom” “Risk and Relatability with Rachel DeAlto” “RIMS Risk Manager of the Year, Steve Robles, Los Angeles County” (2024)   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RIMS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Jennifer Pack, VP of Global Risk Management, Hyatt Corporation   Production and engineering provided by Podfly.  

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin and his guest, Kirti Mutatkar, discuss Kirti's journey to become President & CEO of UnitedAg and President of HCAA. Kirti speaks of her master's degrees in microbiology and finance, and how they work together in healthcare risk. Justin and Kirti explore stress awareness and mental health awareness and how these issues are managed at UnitedAg. Kirti tells how she wove attention to compassion and empathy into the fabric of healthcare administration at UnitedAg, and what that means for the financial success of the organization. She notes the significant growth of UnitedAg under her leadership, and how the scientific method of experimentation played a major role in that growth.   Kirti shares her advice for leading healthcare with compassion, and the roles supervisors and managers can play in looking for tell-tale signs of mental health needs. Listen to Kirti's leadership wisdom that may work in your organization. Key Takeaways: [:01] About RIMS and RIMScast. [:14] Registration is open for RISKWORLD 2025. Engage Today and Embrace Tomorrow with RIMS, from May 4th through May 7th in Chicago, Illinois. Register at RIMS.org/RISKWORLD. [:25] After you register, visit your App Store, search for RIMS Events, and download the RIMS Events App. Select RISKWORLD 2025, load the show onto your phone, and start building your RISKWORLD itinerary! [:41] About this episode of RIMScast. We will talk about healthcare risk and mental health awareness with Kirti Mutatkar, CEO and President of United Ag and the President of the Health Care Administrators Association. We're going to get a unique risk philosophy, today. [1:13] RIMS-CRMP Workshops! RIMS is co-hosting an intensive four-day program which is your gateway to achieving two prestigious certifications, the DRI Certified Business Continuity Professional (CBCP) and the RIMS Certified Risk Management Professional (RIMS-CRMP). [1:33] This workshop will be held from May 19th through the 22nd in collaboration with DRI International. Links to these courses can be found through the Certification page of RIMS.org and this episode's show notes. [1:48] Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM” and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [2:05] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [2:16] RISKWORLD registration is open. Engage Today and Embrace Tomorrow, from May 4th through 7th in Chicago. The opening Keynote has been announced. It's official. Martha Stewart will kick things off in the Skyline Ballroom, on May 5th. Register at RIMS.org/RISKWORLD. [2:35] Also, remember that there will be lots of pre-conference workshops being held in Chicago just ahead of RISKWORLD. These courses include “Applying and Integrating ERM,” “Captives as an Alternate Risk Financing Technique,” and more! The links are in the show notes. [2:51] The Spencer Educational Foundation is having a Flash Sale for sponsorships at RISKWORLD! Sponsorship pricing has been reduced for the Spencer-CNA Pickleball Social on Saturday, May 3rd, and the Spencer-Gallagher Golf Tournament on Sunday, May 4th. [3:10] Sponsorships are still available for the Spencer-Sedgwick 5K Fun Run on Tuesday, May 6th. Visit Spencered.org/riskworld2025 to learn about these opportunities and more. Also, reach out to Spencer's Executive Director Megan Miller at MMiller@Spencered.org. [3:32] April is Stress Awareness Month and May is Mental Health Awareness Month. I wanted to get a fresh perspective through a risk management or risk-management-adjacent lens, which is why I reached out to today's guest. [3:49] Kirti Mutatkar is the President and CEO of UnitedAg in California and also the President, serving a two-year term, of the Health Care Administrators Association not for profit. [4:01] We will learn about her fascinating career journey and how leading with empathy has reduced turnover and retained value at UnitedAg. [4:10] Interview! Kirti Mutatkar, welcome to RIMScast!  [4:37] Kirti came to the U.S. to do her Master's when she was 20. She was going to study microbiology and do her PhD in genetics and biotech. Her circumstances changed and she explored getting an MBA. She got a Master's in finance. This was in Connecticut. [5:15] Kirti moved to California and looked for work. She applied at UnitedAg, to work for “a year or two.” Each year since then, UnitedAg has grown like crazy, with many innovations. Kirti has never felt that she has been there so long, she could do it in her sleep. [6:06] For Kirti, it's exciting every day to come to work. She was the CFO and transitioned  10 years ago to become the CEO. [6:25] Kirti was a member of HCAA for several years and is now President for a two-year term. The HCAA is very aligned with Kirti's thinking. She learns something with every conference she attends and every board meeting. [7:36] Kirti says, if everybody in the room feels it's their idea, and it's because of them we have succeeded, and you know you've played a role in that, that's success. [8:02] Kirti says a microbiologist, or any scientist, is constantly running experiments, and learning from experiments. Kirti says UnitedAg is a lab. HCAA is a lab. They're testing out things and trying to see what works and what does not work. [8:36] You understand the risks to the healthcare industry at a deeper level by doing experiments. You watch the results and you learn from them. You create feedback loops and grow. [8:53] Under Kirti's leadership, UnitedAg has tripled in size over the last couple of years, based on experimentation, learning, and adapting. That's what being a science student had taught her. [9:14] From the finance standpoint, in the position of impacting change, just looking at the financial statements and getting a quick picture of what's happening, was one of the best things Kirti could have done for herself in the role of CEO. [9:39] As a CEO, you have a strong CFO behind you. Understanding from a financial standpoint and a risk standpoint what that risk means to the financial, has been a big part of Kirti's success at UnitedAg. Her knowledge of science and finance works well for her organizations. [10:15] UnitedAg has around 110 employees. It has an underwriting department for its health plan. [10:45] Kirti believes her interest in the scientific method of testing hypotheses relating to the human side of risk and finance is what she brings to UnitedAg. [11:25] Kirti explains her upcoming plans for underwriting models for employer group risk and administrative costs. She is testing out opening the books, educating, and working with employer groups. [12:33] With Mental Health Awareness Month in May, Kirti discusses mental health in the agricultural community. She has been thinking of this since COVID-19. Ag workers did not have the choice of working from home. They were out in the fields. [13:15] There was a lot of uncertainty around what COVID-19 meant. In 2020, the need surfaced to provide some form of benefit for mental health. Culturally, in the ag industry, there is a stigma around mental health care. There is a lot of stress in production agriculture. [13:54] Kirti decided to run an experiment. She proposed to the board to use some of the innovation dollars set aside to offer a mental health benefit free of cost to all the members, with no copays and nothing going to the deductible, and doing it for one year. [14:28] It was a huge risk. They didn't look at the financial impact. They said, there's a need for mental health; let's do it for a year. They offered it and it became a huge impact. [14:56] A lot of people did seek out that benefit and used it. UnitedAg used Care Navigators to see what level of care a member's need was, and based on that need, provide that care. They found that some needed much care but more of the risk is in the early stages of need. [15:59] In the earlier stages, individuals may not realize they need care. Kirti stresses identifying the initial need for mental health care. Providing care initially can prevent chronic conditions. Not just for health plan cost, but from a human standpoint, you don't want that to go there. [16:33] UnitedAg spends a lot of time understanding mental health. Are you just having an anxious day today or are you having chronic anxiety? With the Chief Medical Officer, UnitedAg is spending time determining the tell-tale signs of anxiety to identify and help people with it. [16:59] Free access to mental health care, using Teladoc, Spring Health, other vendors, and the Member Advocacy Department at UnitedAg can be as simple as getting on a call and talking through anxiety, whether it's caused by environmental issues like flooding, or other stresses. [18:14] Kirti says UnitedAg is seeing anxiety around ICE deportations as labor is a big part of agriculture. There are a lot of people who come to work in the ag industry and then go back home. [18:39] Employees have anxiety over whether they will be there tomorrow. Employers have anxiety over whether they'll have access to labor tomorrow. [19:12] Uncertainty creates anxiety. The ups and downs of life create anxiety. [19:28] Plug Time! RIMS Webinars! Zurich's webinar, “Understanding Third-Party Litigation Funding” will be held on May 1st at 1:00 p.m. Eastern. Then RIMS takes a little break from webinars. [19:43] On May 22nd, webinars are back with GRC, a TÜV SÜD Company, and their newest session, “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny”. [19:55] On May 29th, Origami Risk returns to present “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. On June 5th, Zywave joins us to discuss “Today's Escalating Risk Trajectory: What's the Cause and What's the Solution?” [20:17] More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Registration is complimentary for RIMS members. [20:29] Spencer Educational Foundation will be present at RISKWORLD 2025. Spencer's Grants Program is starting soon. [20:38] Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [20:51] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process will open on May 1st, 2025, and close on July 30th, 2025. [21:14] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. [21:25] On the 7th of October, the New Jersey RIMS Chapter will return to the beautiful Fiddler's Elbow Country Club in Bedminster, New Jersey for their Annual Charity Golf/Pickleball Event. [21:37] Registration is open and the event proceeds are used to fund the chapter's Spencer and Kids' Chance Scholarships. It was the filming location for the upcoming movie sequel Happy Gilmore 2. For more information, and to register, please NewJersey.RIMS.org. [21:59] Let's Return to My Interview with Kirti Mutatkar! [22:07] Justin remarks on Kirti leading with compassion and empathy. Both at HCAA and as CEO of UnitedAg, she puts humans at the center. People remind her it's a business, but she has found that using compassion and empathy has an impact on real numbers. [23:26] Kirti reminds people she has a degree in finance and is a businessperson. UnitedAg has tripled in size. It is a quarter-billion-dollar trust. Its admin costs are very low and its loss ratio is very low. It's done very well financially. [23:53] Kirti makes a decision based on the financial aspect of it and then fits in the compassion and empathy. Eventually, compassion has a big impact on the financial. Now at HCAA, people are looking at how compassion translates into numbers. UnitedAg is a perfect example of it. [24:52] Some people may want to look at it purely from a business standpoint. Kirti feels that adding compassion and empathy manages the risk factor and has a financial impact. It's better for your business than you think it is. It's not a fluff word, you can show it in numbers. [25:52] Kirti is part of the Claims Committee at UnitedAg. Appeals come in and they make decisions on what can or cannot be approved. There is legal representation, client representation, and financial representation. Kirti shares an example of a mental health appeal. [26:41] The appeal was denied and Kirti listened to the compliance and financial positions for why it was denied. She didn't feel right about it, and after the meeting, she reached out to the employer. Then she came back to the committee and asked them to rethink it. [27:34] The committee found a solution within the compliance needs, to approve the claim. In the future, that employer will be apt to renew with UnitedAg because trust was created and help was provided to the employee. It was a financial decision that started with compassion. [29:16] UnitedAG's customer retention is over 90%. That speaks for itself. [29:26] RIMS Plug! From Ryan Harris, upcoming Keynote on the Main Stage on May 6th at RISKWORLD 2025, “Greetings RIMS members and global risk professionals! I'm Ryan Harris, Champion of Super Bowl 50, best-selling author, and award-winning broadcaster. [29:46] “I'm thrilled to be your Main Stage Keynote for RISKWORLD 2025, where we will discuss the transformative five steps to building a championship team and leading to winning! You can learn more about me and my story by listening to RIMScast. [30:01] ”And more than anything, make sure to register for RISKWORLD 2025 by visiting RIMS.org/riskworld. I'm so thrilled to see you and I'm looking forward to us building together so that you can reach your greatest success!” [30:16] Thank you, again, Ryan. We look forward to seeing you at RISKWORLD 2025 on May 6th. A link to Ryan's episode of RIMScast, #325, is in this episode's show notes. Get a preview of the Super Bowl Champion and remember to register for RISKWORLD 2025. [30:33] Let's Return to the Conclusion of Our Interview with Kirti Mutatkar! [30:46] Kirti says that bringing mental health into the Enterprise Risk Management strategy starts with the HR department. UnitedAg does a lot of training around mental health. There are good products available, but just saying we have this product, as a check mark, is not enough. [31:16] Go deeper, listen to your members, and train your supervisors and managers to identify some of the tell-tale signs of needs and bring them forward. Kirti's Chief of Staff remarked to her that physical scars can be seen, but mental scars cannot be shown. [31:49] You have to go deeper to understand mental scars. Spread the word. Talk to your employees and HR teams. Be OK with someone getting emotional at work. Give them a safe space and a trusting environment. Everybody goes through anxiety and stress. [32:20] Providing a safe space does more than providing a program. Engaging, building relationships, and having a connection would be helpful. [32:35] As a CEO, Kirti's biggest takeaway is to maintain a connection with everybody. She tries to do that as much as possible. She goes to CEO lunches and roundtables and is constantly talking to people. You never know what someone will say or do that is a tell-tale sign of need. [33:06] Kirti's advice for risk management professionals is to go a little deeper. Don't take things at face value. Take a step back and ask what is the true problem. Go one or two layers deeper looking for the real issues. Understanding the issue is good from a risk standpoint. [33:50] Are there not enough mental health professionals or should we look at the model for how we provide care for people? [34:10] Kirti also has a podcast, This Is Ag!, available on Spotify and other podcast platforms. She loves podcasting! The reason behind it is relationship and connection. It's to tell people what ag is all about. This year's focus will be on the ground workers and telling their stories. [34:58] There is so much to learn from agriculture! A lot of things still happen with a handshake in agriculture. There's a lot of trust and a lot of relationship and connection. Kirti loves working in the industry. She's very grateful for that. [35:14] Kirti tells what she likes about leading a not-for-profit organization. She runs it as a business but the core of it is the mission it serves. HCAA serves the underserved and she is testing how compassion and empathy play a role in the process. [35:44] Special thanks again to Health Care Administrators Association President and UnitedAg President and CEO, Kirti Mutatkar. There is a link to her podcast, This Is Ag!, in this episode's show notes.b Let her know you heard her first on RIMScast. [36:02] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [36:30] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [36:48] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [37:06] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [37:22] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [37:36] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [37:44] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RISKWORLD 2025 — May 4‒7 | Register today! Download the RIMS Events app! Spencer's RISKWORLD Events — Register or Sponsor! LAST CALL! RIMS Texas Regional 2025 — August 3‒5 | Advance registration rates now open. RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Educational Foundation — General Grants 2026 — Application Dates This Is Ag! — Podcast, Hosted by Kirti Mutatkar RIMS Webinars: RIMS.org/Webinars “Understanding Third Party Litigation Funding” | Sponsored by Zurich | May 1, 2025 “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny” | Sponsored by GRC, a TÜV SÜD Company | May 22, 2025 “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | May 29, 2025 “Today's Escalating Risk Trajectory: What's the Cause & What's the Solution?” | Sponsored by Zywave | June 5, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: CBCP & RIMS-CRMP Exam Prep Virtual Bootcamp: “Mastering Business Continuity & Risk Management” | May 19‒22, 2025 | In Collaboration with DRI International Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Risk and Leadership Patterns with Super Bowl Champion Ryan Harris” (RISKWORLD 2025 Keynote) “Maintaining an Award-Winning ERM Program with Michael Zuraw” “National Nurses Week 2021: How COVID-19 Has Impacted the Nursing Profession with Dr. Sophia Thomas and Vicki Good” “Mental Health in the Workplace with Darcy Gruttadaro” (2021)   Sponsored RIMScast Episodes: “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Kirti Mutatkar on LinkedIn Kirti Mutatkar, CEO and President of United Ag   Production and engineering provided by Podfly.  

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin and his guest, Tamieka Weeks, discuss highlights from her risk career and how she felt, pivoting from claims adjusting to risk management. Tamieka tells of her role at Southwire and how she helps the evolving risk and insurance group. Tamieka digs into challenges she has faced at Southwire and in the RIMS Atlanta Chapter, where she serves on the board as a past president. She tells how the Chapter survived and improved during COVID-19. Tamieka speaks of her instant love of risk management and the excitement of waking up each day not knowing what was coming next. Tamieka provides advice for rising professionals and tells how the RIMS Atlanta Chapter works with risk and insurance students. Listen to Tamieka's advice for you. Key Takeaways: [:01] About RIMS and RIMScast. [:15] Registration is open for RISKWORLD 2025. Engage Today and Embrace Tomorrow with RIMS, from May 4th through May 7th in Chicago, Illinois. Register at RIMS.org/RISKWORLD. [:26] After you register, visit your App Store, search for RIMS Events, and download the RIMS Events App. Select RISKWORLD 2025, load the show onto your phone, and start building your RISKWORLD itinerary! [:42] About this episode of RIMScast. Our guest is former RIMS Atlanta Chapter President, Tamieka Weeks. We will talk about her career journey and all the fantastic work she's done for the RIMS Atlanta Chapter. [1:07] In the spirit of National Electrical Safety Month, we will learn how she drives a culture of safety at Southwire. [1:15] RIMS-CRMP Workshops! RIMS is co-hosting an intensive four-day program which is your gateway to achieving two prestigious certifications, the DRI Certified Business Continuity Professional (CBCP) and the RIMS Certified Risk Management Professional (RIMS-CRMP). [1:34] This workshop will be held from May 19th through the 22nd in collaboration with DRI International. Links to these courses can be found through the Certification page of RIMS.org and this episode's show notes. [1:49] Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM” and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [2:06] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [2:17] RISKWORLD registration is open. Engage Today and Embrace Tomorrow, from May 4th through 7th in Chicago. Register at RIMS.org/RISKWORLD. Also, remember that there will be lots of pre-conference workshops being held in Chicago just ahead of RISKWORLD. [2:35] These courses include “Applying and Integrating ERM,” “Captives as an Alternate Risk Financing Technique,” and more! The links are in the show notes. [2:45] The Spencer Educational Foundation is having a Flash Sale for sponsorships at RISKWORLD! Sponsorship pricing has been reduced for the Spencer-CNA Pickleball Social on Saturday, May 3rd, and the Spencer-Gallagher Golf Tournament on Sunday, May 4th. [3:03] Sponsorships are still available for the Spencer-Sedgwick 5K Fun Run on Tuesday, May 6th. Visit Spencered.org/riskworld2025 to learn about these opportunities and more. Also, reach out to Spencer's Executive Director Megan Miller at MMiller@Spencered.org. [3:26] Our guest today is the Director of Global Risk Management and Insurance at Southwire Company in Georgia. She is also the former RIMS Atlanta Chapter President. Under her leadership, the chapter took home the RIMS 2022 Chapter of the Year Award at RISKWORLD. [3:46] She is Tamieka Weeks and I am so thrilled to finally get her on RIMScast to talk about her career journey, her work at Southwire, and what it was like to lead the RIMS Atlanta Chapter. [3:59] We will also talk about how Tamieka helps drive a culture of safety at Southwire, in the spirit of National Electrical Safety Month, coming up in May. [4:08] Interview! Tamieka Weeks, welcome to RIMScast!  [4:31] Tamieka Weeks started as a claims adjuster with a finance degree. Her career has been so different from many. Tamieka hopes all will take their journey for what it's worth and be proud of their accomplishments. [5:08] When someone approaches you with an opportunity, say Yes! Don't turn it down. You never know what doors may open. As a former claims adjuster, and now the Director of Global Risk Management and Insurance, she wants to have a relationship with the claims adjusters. [5:45] In a file review, Tamieka wants to know the why behind an insurance policy. She purchases a policy with the intent of protecting Southwire's assets. [6:29] Southwire is about an hour west of Atlanta, in Carrollton, Georgia. It is the leading manufacturer of wiring cable. Southwire will celebrate 75 years in March of 2030. Southwire is excited about where it is today and is looking forward to continuing to grow globally. [7:13] Tamieka knows to expect the unexpected and be able to pivot. She never knows what may come up in a day. She is open. She knows she is there to support the organization. [7:38] Tamieka is a trusted advisor and a subject matter expert within the organization. She prides herself on ensuring that everyone knows that she is here to support them. [7:54] Southwire has 9,000 employees. In November 2024, Southwire launched a risk management SharePoint site. It goes into risk management insurance definitions and surety bonds definitions. It's all about sharing the knowledge of the industry. [8:26] The SharePoint site also provides the claims reporting. Tamieka educates the employees on what to do when an incident occurs. The first thing is to report the claim to the TPA. If they have any questions, they can contact Tamieka. Tamieka is also responsible for surety bonds. [9:16] There is a checklist for property claims and those are reported to Tamieka. The instructions for what needs to happen on a property claim are on the SharePoint site. It's important to notify Tamieka so she can report the property claim. [9:32] It's all about everyone being aware of what needs to happen about an event. [9:41] Tamieka has been with Southwire for almost 12 years. She helped build the risk culture at Southwire. It's been a fun ride, for sure! [9:53] Tamieka partnered with several team members to develop the SharePoint site. It's been exciting for the organization. It was launched by the IT department and several others. Tamieka had spoken with risk professionals throughout the industry about what they were launching. [10:33] The beauty of the risk industry is that we don't have to reinvent the wheel. It's all about what we can do to enhance their organization through process improvement. [11:00] When Tamieka started with Southwire, she was busy administering certificates of insurance. The SharePoint site streamlines everything in a central location. People can see their insurance limits, request what they need, and submit information to their insurance brokers. [11:45] Tamieka's risk team of about 5 people reports to the General Counsel department. [12:27] Plug Time! RIMS Webinars! On April 24th, Riskonnect returns to deliver “Better Together: The Marriage of Insurable Risk and Business Continuity.” Nonmembers can use the code BETTER50 at checkout for complimentary registration. [12:44] Zurich's webinar, “Understanding Third-Party Litigation Funding” was rescheduled and will be held on May 1st at 1:00 p.m. Eastern. [12:52] If you were already registered for the original date, you do not need to take any action: You are now registered for the May 1st session with Zurich about “Understanding Third-Party Litigation Funding.” [13:04] On May 22nd, webinars are back with GRC, a TÜV SÜD Company, and their newest session, “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny”. [13:20] On June 5th, Zywave joins us to discuss “Today's Escalating Risk Trajectory: What's the Cause and What's the Solution?” We'll find out on June 5th! [13:31] More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Registration is complimentary for RIMS members. [13:43] There was a brief extension for educational session submissions for RIMS Canada, which will be held from September 14th through the 17th in Calgary. The link is in this episode's show notes. Visit RIMSCanadaConference.ca and submit your session by April 24th. [14:00] Let's Return to Our Interview with Former RIMS Atlanta Chapter President Tamieka Weeks! [14:18] When Tamieka joined risk management, she loved it instantly because it's continually evolving. The market and your company are evolving and you have to be able to embrace the change. There are always new risks and emerging risks. [14:43] Once, cyber risk was new. Now the new risk we're talking about is AI. Who knows what new risk we will be talking about in the next nine months to a year? To be in the risk management industry, you have to love it to wake up each day not knowing what to expect. [15:16] Tamiela says the meaningful relationships that we establish from day to day, month to month, and year to year are truly amazing. The industry is amazing, as well, from Atlanta to global. She is excited about RISKWORLD 2025 in Chicago. [15:43] RISKWORLD 2025 will be held from May 4th through May 7th, in Chicago, Illinois. [15:47] May is also National Electrical Safety Awareness Month in the U.S. Southwire is always focused on safety, with monthly training for team members. They focus on team members from entering the facilities to exiting the facilities. Safety is number one. [16:28] Southwire's Environmental Health and Safety Department strives for safety. Southwire recently completed Lockout/Tagout training, a safety procedure for properly shutting off equipment to ensure that no one is accidentally injured if machinery is being serviced. [17:01] Tamieka says labeling is placed on Southwire wires and cables to ensure the customers are aware of how to use the products. Customers can also download information on the safe use of Southwire products. This is part of Southwire's Environmental Health and Safety efforts. [17:43] RIMS Plug! From Ryan Harris, upcoming Keynote on the Main Stage on May 6th at RISKWORLD 2025, “Greetings RIMS members and global risk professionals! I'm Ryan Harris, Champion of Super Bowl 50, best-selling author, and award-winning broadcaster. [18:02] “I'm thrilled to be your Main Stage Keynote for RISKWORLD 2025, where we will discuss the transformative five steps to building a championship team and leading to win! You can learn more about me and my story by listening to RIMScast. [18:18] ”And more than anything, make sure to register for RISKWORLD 2025 by visiting RIMS.org/riskworld. I'm so thrilled to see you and I'm looking forward to us building together so that you can reach your greatest success!” [18:33] Thank you, again, Ryan. We look forward to seeing you at RISKWORLD 2025 on May 6th. A link to Ryan's episode of RIMScast, #325, is in this episode's show notes. Get a preview of the Super Bowl Champion and remember to register for RISKWORLD 2025. [18:49] Let's Return to the Conclusion of Our Interview with Tamieka Weeks! [19:10] Tamieka describes practicing risk management in the greater Atlanta area. She says it's all about the people and the risk management community. Everybody just loves everybody! It's Southern hospitality. When she joined the Atlanta RIMS Chapter, it was very welcoming. [19:34] When Tamieka joined the board, the board members saw so much potential in her. They assured her she could do this. Tamieka says Atlanta is the land of opportunity. Tamieka joined the chapter in 2013. She became the first Black female President of the Atlanta Chapter. [20:38] Tamieka became Chapter President during COVID-19. Her thoughts were about what she could do to make the organization better and what she could do for succession planning. [20:59] Members were at home. Tamieka connected with the previous presidents and prior board members. No one was in person. Tamieka asked the previous officers for their notes. They were happy to talk and share ideas to make the chapter succeed. [22:02] That moment was more about the Chapter and less about Tamieka. Tamieka built committees and sent surveys. Tamieka wanted to hear what the members had to say. She gave the board and members a voice. It was a fun time, working to make the chapter better. [22:44] The feedback from past presidents was the foundation to win 2022 Chapter of the Year! Their ability and willingness to help Tamieka in her role made the RIMS Atlanta Chapter special. [23:33] The chapter had a virtual social hour with a mixologist. They had a virtual trivia game. They had a virtual mentor event. They raised money at a Virtual Aid Conference. They were creative in everything they did. They were able to connect with members in a challenging time. [24:20] The surveys were critical. They partnered with global RIMS to enhance their bylaws. The new bylaws permitted the board to meet virtually. They changed their chapter website. They made many improvements to the chapter's success. [24:58] In 2025, Tamieka received the Walter H. Buce Jr. Memorial Award which honors the insurance and risk management professional of the year in the RIMS Atlanta Chapter. Tamieka calls the award overwhelming. She is deeply honored. It means the world to her. [26:04] Tamieka's advice for young risk professionals: “Stay focused. When others see potential in you, listen to them. Don't shy away. Work hard. Set clear goals. Trust in yourself. Stay dedicated. Be persistent. Be intentional. Your path will eventually reveal itself. [29:29] “You're going to have people around you that are going to be your cheerleaders. Please find a mentor. They're going to support you along the way. In Atlanta, I would also say we have focused on bridging the gap of rising risk professionals and students entering the industry.” [27:08] “The RIMS Atlanta Chapter has embraced what we can do to help and support the young professionals who are focused on entering the industry soon. That's been a huge success for the RIMS Atlanta Chapter, as well.” [27:28] Tamieka Weeks, It's such a pleasure to see you again. I look forward to seeing you after this episode comes out, at RISKWORLD 2025 in Chicago. Tamieka is looking forward to seeing everyone, It's going to be a great RISKWORLD! [27:46] Special thanks again to former RIMS Atlanta Chapter President and Walter Buce Award Winner, Tamieka Weeks for joining us here on RIMScast! Learn more about her and the chapter's fantastic work through the link in this episode's show notes. Of course, visit AtlantaRIMS.org. [28:05] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [28:32] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [28:50] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [29:08] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [29:24] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [29:38] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [29:46] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RISKWORLD 2025 — May 4‒7 | Register today! Download the RIMS Events app! Spencer's RISKWORLD Events — Register or Sponsor! RIMS Texas Regional 2025 — August 3‒5 | Advance registration rates now open. RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Educational Foundation — General Grants 2026 — Application Dates Submit a session to RIMS Canada 2025 — Final Deadline April 24. RIMS Atlanta Chapter RIMS Webinars: RIMS.org/Webinars “Better Together: The Marriage of Insurable Risk and Business Continuity” | Sponsored by Riskonnect | April 24, 2025 “Understanding Third-Party Litigation Funding” | Sponsored by Zurich | May 1, 2025 “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny” | Sponsored by GRC, a TÜV SÜD Company | May 22, 2025 “Today's Escalating Risk Trajectory: What's the Cause & What's the Solution?” | Sponsored by Zywave | June 5, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: CBCP & RIMS-CRMP Exam Prep Virtual Bootcamp: Mastering Business Continuity & Risk Management | May 19‒22, 2025 | In Collaboration with DRI International Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “ERM, Retail, and Risk with Jeff Strege” “Risk and Leadership Patterns with Super Bowl Champion Ryan Harris” (RISKWORLD 2025 Keynote) “Maintaining an Award-Winning ERM Program with Michael Zuraw” “RIMS Legislative Priorities in 2025 with Mark Prysock”   Sponsored RIMScast Episodes: “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich (New!) “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Tamieka Weeks, Director, Global Risk Management & Insurance, Southwire Company, LLC     Production and engineering provided by Podfly.  

As the winter months settle in, gardeners often find themselves with a bit more time on their hands. This period is perfect for planning and organizing, ensuring that when the busy planting seasons arrive, everything is in place. In this episode of the Veg Grower Podcast, Richard delves into the essential gardening activities for December, focusing on seed organization, planning for the upcoming growing seasons, and the benefits of microgreens and sprouting seeds. Additionally, Chef Scott adds a culinary twist with a delectable recipe for roasted sprouts with hot honey and feta cheese. Let's break down the key insights and actionable tips from this episode. Seed Organization: The Foundation of a Successful Garden Assessing Your Seed Collection Richard begins by emphasizing the importance of sorting through your seed collection. This annual ritual helps in identifying what you have, what needs to be discarded, and what new seeds you need to order. Here's a step-by-step guide to effectively organize your seeds: Gather Your Seeds: Collect all your seed packets and containers. Richard stores his seeds in wooden boxes kept in an old fridge in his shed, which helps maintain their viability. Check Expiration Dates: While some seeds can germinate years past their expiration date, it's generally a good idea to use these dates as a guideline. Discard any seeds that are significantly out of date or have been opened for a long time. Categorize Seeds: Organize your seeds into categories such as brassicas, legumes, root vegetables, etc. Richard keeps his seeds in alphabetical order within these categories, making it easier to find specific seeds when needed. Create a Shopping List: Identify any gaps in your collection. Richard, for instance, is on the lookout for blight-resistant tomato varieties and a specific carrot variety that can be sown in December. Explore seed catalogs, both physical and online, to discover new varieties and plan your garden effectively. Benefits of Seed Organization Efficiency: A well-organized seed collection saves time during the planting season. Better Planning: Knowing what seeds you have helps in planning your garden layout and crop rotation. Reduced Waste: By discarding old or non-viable seeds, you ensure that your garden is planted with the best possible seeds. Embracing Microgreens and Sprouting Seeds The Seed of the Month: Microgreens and Sprouting Seeds Richard introduces microgreens and sprouting seeds as the "seed of the month," highlighting their benefits during the winter months. These tiny, nutrient-dense plants can be grown indoors, providing fresh greens even when outdoor gardening is limited. In Collaboration with premier seeds direct, a great resource for reasonably priced seeds including microgreens and sprouting seeds Growing Microgreens Microgreens are young vegetable greens that are harvested just after the first true leaves have developed. They are packed with nutrients and can be grown easily in small spaces. Here's how to get started: Choose Your Seeds: Popular choices include pea shoots, radish, sunflower, and broccoli. Prepare the Growing Medium: Use a shallow tray with damp tissue paper or a thin layer of soil. Sow the Seeds: Scatter the seeds evenly over the growing medium and press them down gently. Water and Cover: Mist the seeds with water and cover the tray with a lid or plastic wrap to create a humid environment. Germination: Place the tray in a warm, dark place until the seeds germinate. This usually takes a few days. Light and Harvest: Once the seeds have sprouted, move the tray to a sunny spot or under grow lights. Harvest the microgreens when they are about 1-2 inches tall. Growing Sprouts Sprouts are germinated seeds that are eaten raw. They are easy to grow and can be a nutritious addition to your diet. Here's Richard's method for growing pea shoots:

In Collaboration with Jw agency... Jayli Brings you another 2 hours of melodic house music this week playing many new bootlegs from her collection plus music from Aslove, Robin Schulz, Bakermat and more This Mix was recorded Live at STK Vibe brunch just after halloween, and I mean it's halloween till the 1st of dec right? ;) Come see the live show 22nd November at Sushisamba.com Follow on socials - @Jaylimusic

Trevor Louden returns to the program to discuss the play by play operation to take down the United States by the communists (and the technocrats). They intend to rebuild the ashes into their Utopian communist delusion. He shares how you can see the parallels in ongoing actions all around us. Its important to see the playbook, otherwise you are ignorant to their tactics. He also shares his new book, "STEALTH: Kamala Harris's Communist Roots" which you can buy at https://www.trevorloudon.com/shop/#book and we discuss the new movie " Beneath Sheep's Clothing" where he plays a prominent role exposing the communist agenda here in America. You can watch the film yourself at https://beneathsheepsclothing.movie/   Links Mentioned in previous shows: Beneath Sheep's Clothing: Watch the important movie exposing the communist tactics to overthrow America: https://beneathsheepsclothing.movie/ Sign up for my Substack at https://SarahWestall.Substack.com Nano Soma: Try the Amazing Nano Soma line of products and receive a 10% discount at https://iwantmyhealthback.com/sarah   Consider subscribing: Follow on TwitterX @Sarah_Westall Follow on my Substack at SarahWestall.Substack.com See Important Proven Solutions to Keep Your from getting sick even if you had the mRNA Shot - Dr. Nieusma MUSIC CREDITS: “In Epic World” by Valentina Gribanova, licensed for broad internet media use, including video and audio       See on Bastyon | Bitchute | Brighteon | CloutHub | Odysee | Rumble | Youtube | Tube.Freedom.Buzz     Trevor Loudon Biography: Trevor Loudon is an author, filmmaker and public speaker from Christchurch, New Zealand. For more than 30 years, he has researched radical left, Marxist and terrorist movements and their covert influence on mainstream politics. Trevor Loudon's thesis is that what is commonly regarded as mainstream political policy is in fact driven and guided by hidden subversive elements. The Democratic Party's consistent defunding of the US military, support of open borders, sexualization of children, the climate change agenda, pipeline shutdowns and many other anti-American policies are all consistent with communist goals. Trevor Loudon believes that these forces must be exposed and countered, as America's continued role as a bastion of freedom is pivotal for the future of western civilization. Some of Trevor Loudon's accomplishments: Coming soon! “Kamala Harris' Communist Roots” Pre-Order Now! Coming soon! “Comrade Prime Minister: Anthony Albanese's 40 Year Alliance with Australian Communism” Trevor Loudon is now at America Out Loud News! His radio show “Trevor Loudon Reports” airs Saturday and Sunday at 3:00 pm EST Trevor Loudon's series House Un-Americans: Part 1 – 3 of Six Now Available (Part 4 Coming in August, 2024!) Pre-Order Now! In November, 2022, Trevor Loudon published “Security Risk Senators, Part 2: Michigan to Virgina“ In October, 2022, Trevor Loudon published “Security Risk Senators, Part 1: Arizona to Massachusetts“ Trevor's film with Director Judd Saul and Pastor Cary Gordon was released in November 2021: “Enemies Within: The Church“ In February, 2020, Trevor Loudon published WHITE HOUSE REDS: Communists, Socialists & Security Risks Running for US President, 2020 Trevor's hard-hitting political documentary, the Enemies Within, was released in 2016 In Collaboration with the Capital Research Center, Trevor Loudon and Director Judd Saul  created a series of mini-documentaries free to the public: America Under Siege: Civil War 2017 America Under Siege: Soviet Islam America Under Siege: Antifa Trevor Loudon discovered the long-hidden relationship between notorious Hawaiian Communist Party member Frank Marshall Davis and the young Barack Obama in 2007 After extensively researching Obama's ties to the New York and Chicago Marxist movements, Loudon began publishing his findings online,

#MercedesMone #AEWDynamite #AEWBigBusiness The gloves are off on HMG Saturday Night Wreckage! Jimmy T's fiery passion and The Vet's no-nonsense analysis collide as they break down the explosive fallout from AEW's Saturday Collision. Expect strong opinions, bold predictions, and maybe even a few good-natured wrestling spats. Powered By ChannelAttitude.com In Collaboration with The PWC Network Via Hamin Media Group. Follow Jimmy T On Twitter here @_DJMASSFX_ Follow The Vet On Twitter Here @opinionhaver Follow HMG On Twitter Here @HaminMediaGroup #AEW #Collision #HMG #AEW #AEW #AEWDynamite #AEWBigBusiness #ItsBossTime #AEWBoston. #MercedesMone #AEW #Collision #HMG

In Collaboration with Litty Wrestling Creator Alex , Joe and Mike discuss all things pro wrestling and wrestlemania !

WHAT A YEAR. In 2023 - the podcast grew beyond my wildest dreams with some of the BEST and most amazing guests... and we had the most amount of downloads, listens, and episodes published.In this wrap-up, I review those guests and the takeaways, along with my top list of "ins and outs": a. list of trends I'd love to see grow in the next year, and also, a list of things I'm ready to see say sayonara to.I also talk about my new coaching program for wellness + fitness professionals I'm launching in 2024 that will help you spend LESS time on the podium to ensure higher quality of classes while you make more money with passive income. To get on the waitlist, HEAD HERE! IN: Collaboration with other instructors Creative choreography that doesn't sacrifice formResistance-focused power tracks Quality classes > quantity of classes Themes that light you up Taking breaks from the podium Cross-training Boundaries in the DMs Spending less time play-listing, more time honing your message Making $ off the podium with multiple streams of income Out Feeling guilty for getting a sub Comparing class sizes and obsessively checking registrations Overly complicated and performative choreography Shaming clients for cancelling (one/two times)Copying creators choreography + content without giving creditTeaching 20 classes a week Relying on spin as your only therapy Relying on teaching as your only source of incomeDoing triples every day YYC GUEST HIGHLIGHTS:Ryan Jones on Authenticity and Mindset on the PodiumMariana Salazar on Creating the Experience MXAnna Eadie on Creating Boundaries Christa Gurka on Scaling Your Business to 7-Figures Zach Schares on Making Noise in the Fitness Industry and Performative ChoreographyWant to level up in 2024? Instructor Magic R10 is opening in January- join the waitlist HERE and get an exclusive discount and bonus when you enrol! Included: all of the modules, masterclasses, content, and videos inside- along with an international community of fit pros to help you level up, FILL CLASSES, and change lives.

00:00 - How do I feel about viewers who use adblock? 03:45 - "Without adblock, people will just skip the ad." 05:40 - "Ads don't work on me." 08:08 - YouTube should implement less intrusive ads. In Collaboration with KneesEdits ! Editors (On Discord) Rogerio - Rogerio6703 Knees - KneesEdits ✔Twitch Channel ~ https://www.twitch.tv/DarkViperAU ✔Main Channel ~ https://www.youtube.com/@DarkViperAU ✔Rambles Podcast ~ https://www.youtube.com/@ViperRambles ✔Livestreams Channel ~ https://www.youtube.com/@DarkViperAULivestreams ✔Clips Channel ~ https://www.youtube.com/@DarkViperAUClips ✔Merch ~ https://darkviperau-merch.myspreadshop.com/ ✔My Discord ~ https://discord.gg/darkviperau ✔DarkviperAU Subreddit ~ https://www.reddit.com/r/DarkViperAU ✔YouTube Membership ~ https://www.youtube.com/darkviperau/join ✔Patreon ~ https://www.patreon.com/DarkViperAU ✔Twitter ~ https://www.twitter.com/DarkViperAU ✔Instagram ~ https://www.instagram.com/DarkViperAU/ ✔TikTok ~ https://www.tiktok.com/@darkviperau ✔GTA 5 Speedrun Discord ~ https://discord.com/invite/zQt8wZg ✔Business Email ~ darkviperau@mgmtexe.com

Explore the intriguing world of "Rise and Fall" videos as we dissect the emotional response of content creators, diving into Myth's unique experience. From misconceptions to celebrating success, join the discussion on the impact of these videos on creators' lives. Witness the journey of popular streamers like Ninja and the pitfalls of the "Rise and Fall" genre. Discover the challenges of multistreaming on platforms like TikTok and the evolving landscape of content creation. Is making an hour-long video a critique or just a sensationalized story? Uncover the complexities of this controversial genre and its influence on the history of creators. ✔Twitch Channel ~ https://www.twitch.tv/DarkViperAU ✔Main Channel ~ https://www.youtube.com/@DarkViperAU ✔Rambles Podcast ~ https://www.youtube.com/@ViperRambles ✔Livestreams Channel ~ https://www.youtube.com/@DarkViperAULivestreams ✔Clips Channel ~ https://www.youtube.com/@DarkViperAUClips ✔Merch ~ https://darkviperau-merch.myspreadshop.com/ ✔My Discord ~ https://discord.gg/darkviperau ✔DarkviperAU Subreddit ~ https://www.reddit.com/r/DarkViperAU ✔YouTube Membership ~ https://www.youtube.com/darkviperau/join ✔Patreon ~ https://www.patreon.com/DarkViperAU ✔Twitter ~ https://www.twitter.com/DarkViperAU ✔Instagram ~ https://www.instagram.com/DarkViperAU/ ✔TikTok ~ https://www.tiktok.com/@darkviperau ✔GTA 5 Speedrun Discord ~ https://discord.com/invite/zQt8wZg ✔Business Email ~ darkviperau@mgmtexe.com   In Collaboration with Ricky Editors (On Discord) Rogerio - Rogerio6703 Knees - KneesEdits Andros - andros.jors Music by Chillhop: https://chillhop.ffm.to/creatorcred Complete content ID Playlist: https://spoti.fi/2Kjlacd Listen on Spotify: http://bit.ly/ChillhopSpotify

On todays pod; The end of season 12 has arrived and we are so happy to be joined by some of the team from Prince Family Law solicitors. Basically we ask the questions that we all want to know about Court and get all the insights into Law life!Thank you so much for having us!Sponsored by Prince Family Law SolicitorsRedbrik Estate AgentsIn Collaboration with East Midlands AirportGet in touch; thelauraandbeckyshow@gmail.com.0 We love you! Please become a member here https://plus.acast.com/s/the-laura-becky-show. Hosted on Acast. See acast.com/privacy for more information.

In Collaboration with Let's Get Haunted!Everyone has psychic abilities? Yup! You read that right. This week we're revamping your understandings of psychic abilities. A.K.A "Da Clairs". Are you are someone who wants to learn what their psychic capabilities may be? Perhaps you don't even think your capable of a sixth sense. That's okay! Because our special guests Nat and Aly of Let's Get Haunted felt the same way!In honour of our two haunted guests and all of their fellow haunties too, we've curated this Sunday's episode not only to help you figure out their psychic abilities but put them to the test too. Join us for a metaphysical comedy collaboration of the century as Em gaslights Nat into believing her psychic potential and Aly explains how her newfound psychic abilities allow her to feel that a lighthouse is "giving sexual energy". From haunted conversations about The Murder of Betty Gale Brown from Transylvania University to countless spiritual side tangents about Thoughtography, underground opossum rescue services, the legitimacy of astrology, and playing chess with Ivan The Terrible, this podcast is a whirlwind of perfect metaphysical chaos. Mixed among learning more about your psychic potential and putting your newfound psychic understandings to the test with a rousing game of Psychic Chicken. Are you ready to play?FOR MORE CHECK OUT OUR YOUTUBE CHANNEL: https://www.youtube.com/@MetaPsycKicksOR READ THE BLOG: https://www.metapsyckicks.com/journalOR JOIN OUR PATREON: https://www.patreon.com/metapsyckicks——-BOOK A PSYCHIC MEDIUM READING:Olivia the Medium: https://www.metapsyckicks.com/our-servicesBOOK A TAROT READING:Emily the Intuitive: https://www.metapsyckicks.com/our-services-----RECOMMENDED PRODUCTS:Our YouTube Setup ►► https://kit.co/metapsyckicks/meta-psyckicks-youtube-setupOur Podcast Setup ►► https://kit.co/metapsyckicks/meta-psyckicks-podcasting-setupEm's Tarot Collection ►► https://kit.co/metapsyckicks/em-s-tarot-card-collectionOther Divination Tools: ►► https://kit.co/metapsyckicks/other-divination-toolsDISCLAIMER: This description might contain affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!-----ARE YOU A PSYCHIC QUIZ: https://www.metapsyckicks.com/extrasTELL US YOUR PARANORMAL STORIES HERE: https://www.metapsyckicks.com/extrasCHECK OUT OUR WEBSITE AND BLOG:www.metapsyckicks.comEMAIL US: metapsyckicks@gmail.com——-SAY HI ON SOCIAL:YouTube: https://www.youtube.com/channel/UC-Np1K0QH8e-EDHhIxX-FaAInstagram: https://www.instagram.com/metapsyckicksTikTok: https://www.tiktok.com/@metapsyckicks?lang=enFacebook: https://www.facebook.com/Meta-PsycKicks-107812201171308Em's Pet Channel - Chin Villain: https://www.youtube.com/chinvillainOlivia The Medium:Instagram -  https://www.instagram.com/oliviathemedium/Twitter - https://twitter.com/OliviaTheMediumSupport this podcast at — https://redcircle.com/meta-psyckicks/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

The Exchange on The Deep Dive, presented by Rumbidzai "Legal Bae" Venge. In Collaboration with the Zimbabwe Election Support Network (ZESN) talking about the various Stakeholders in the upcoming elections.

For the finale of our Confessions mini series, cover girly Doechii lends us her agony aunt services to solve the problems of Polyester readers across the globe. The musician sits down with Ione and Eden to discuss just how important (or not) sex really is in relationships, what to do about bigoted family members, whether being loud is the best way to bring about social progress, and much more. In Collaboration with Coach, we've created a free limited edition print zine for all UK listeners, reserve your copy here: https://www.polyesterzine.com/sign-upCoach is celebrating what we carry with us, not just your wallet, keys and lip gloss in your Coach Tabby Bag, the stories and experiences that have shaped us. In this mini-series, we'll be delving into the personal moments and experiences that have made us who we are, from relationship drama, friendship woes, career mishaps and embarrassing moments to personal journeys, the revelations, and aspirations that we carry with us. Hosted on Acast. See acast.com/privacy for more information.

Confessions is back! Long time listeners will remember our summer of solving all your issues, lending our agony aunt services to Polyester readers across the globe. Well now, we've returned with the second of three new episodes and a few very special guests. This episode, we're joined by Piri. Best known for dance music that infiltrates every corner of TikTok, as well as her pole routines and OnlyFans career, Ione and Eden sat down with our latest cover girl to tackle your conundrums; from feelings of jealousy towards the object of your exes affection, to being with someone who is far richer than you. In Collaboration with Coach, we've created a free limited edition print zine for all UK listeners, reserve your copy here: https://www.polyesterzine.com/sign-upCoach is celebrating what we carry with us, not just your wallet, keys and lip gloss in your Coach Tabby Bag, the stories and experiences that have shaped us. In this mini-series, we'll be delving into the personal moments and experiences that have made us who we are, from relationship drama, friendship woes, career mishaps and embarrassing moments to personal journeys, the revelations, and aspirations that we carry with us. Hosted on Acast. See acast.com/privacy for more information.

Confessions is back! Long time listeners will remember our summer of solving all your issues, lending our agony aunt services to Polyester readers across the globe. Well now, we've returned with the first of three new episodes and a few very special guests. First up, we're joined by the incredible singer-songwriter and full time legend Cat Burns. Ione and Eden sat down with Cat to tackle your conundrums; from one of you having issues with your partners friends, to another who can't trust her close friends list on Instagram.In Collaboration with Coach, we've created a free limited edition print zine for all UK listeners, reserve your copy here: https://www.polyesterzine.com/sign-upCoach is celebrating what we carry with us, not just your wallet, keys and lip gloss in your Coach Tabby Bag, the stories and experiences that have shaped us. In this mini-series, we'll be delving into the personal moments and experiences that have made us who we are, from relationship drama, friendship woes, career mishaps and embarrassing moments to personal journeys, the revelations, and aspirations that we carry with us. Hosted on Acast. See acast.com/privacy for more information.

Episode 89 The Theremin Part 2: Recordings After 1970 Playlist Ultimate Spinach, “(Ballad of The) Hip Death Goddess” from Ultimate Spinach (1968 MGM Records). This American psychedelic rock band was from Boston, Massachusetts, although they had a sound that had more an affinity with the free spirit of San Francisco. The Theremin has a prominent part in this song, following the vocalist and filling in some interesting instrumental parts. Bass and Feedback, Richard Nese; Vocals, Drums, Tabla, Bass Drum, Bells, Chimes, Keith Lahteinen; Vocals, Electric Guitar, Guitar, Kazoo, Barbara Hudson; Vocals, Electric Piano, Electric Harpsichord, Organ, Harpsichord, Twelve-String Guitar, Sitar, Harmonica, Wood Flute, Theremin, Celesta, Ian Bruce-Douglas; Vocals, Lead Guitar, Guitar Feedback, Sitar Drone, Electric Sitar, Geoffrey Winthrop. 8:11 Hawkwind, “Paranoia Part 2” from Hawkwind (1970 Liberty). Hawkwind was a pioneering space-rock and psychedelic group from the UK. They were known to use a theremin during their early years—1969 to 1973 and revived its use on stage in later performances using a Moog Etherwave model in the 2000s. This first album features a theremin added to much of the sonic textures, sometimes overtly but often run through effects to provide a looming background, as in this song. It is sometimes difficult to distinguish, but I think there is a theremin providing some of the droning background and then sporadic bursts of tones beginning around 4:25. 14:54 McKendree Spring, “God Bless the Conspiracy” from 3 (1972 Decca). Electric Violin, Viola, Theremin, Michael Dreyfuss; Electronics (Ring Modulator), Tom Oberheim; Vocals, Acoustic Guitar, Dulcimer, Fran McKendree; Electric Bass, Larry Tucker; Electric Guitar, Martin Slutsky. This progressive band with experimental leanings was a quartet without a drummer. Dreyfus later said, “In God Bless the Conspiracy and No Regrets I was able to play viola and Theremin at the same time by bringing my body closer to the Theremin (to change pitch) while playing a harmony part on the viola,”(2006). He played a Theremin beginning 1969. He may have used a Moog theremin, such as the Troubadour. 6:53 Linda Cohen, “Horizon Jane” from Lake Of Light (1973 Poppy). Folky album from Philadelphia featuring several electronic musicians. Acoustic Guitar, Bass, Piano, Polytonic Modulator, Jefferson Cain; Classical Guitar, Composer, Linda Cohen; Flute, Stan Slotter; Producer, Electric Guitar, Matrix Electronic Drums, Modulator, Sitar, Synthesizer, Craig Anderton; Minimoog, Theremin, Charles Cohen. 3:36 Ronnie Montrose, “Space Station #5” from Montrose (1973 Warner Brothers). Ronnie Montrose added a custom-built Theremin to his equipment with the pitch antenna mounted on his aluminum (silver) Velano guitar so that he could play both at the same time. Volume for the theremin was controlled by a black box mounted on a mike stand, to which he stood nearby. He was recording with it throughout the 1970s. Here is a great live clip you where you can see how he played it. Note the end of the clip where he put the theremin guitar up against the speaker and wails on the volume control of the theremin control box. Bass, Bill Church; Drums, Denny Carmassi; Guitar, Theremin-Guitar, Ronnie Montrose; Vocals, Sam Hagar. 5:36 Arthur Brown's Kingdom Come, “Time Captives” from Journey (1974 Passport). Fender Bass, Percussion, Vocals, Phil Shutt; Bentley Rhythm Ace, Vocals, Arthur Brown; Electric Guitar, Vocals, Andy Dalby; Mellotron, ARP 2600, EMS VCS 3, Piano, Theremin, Percussion, Vocals, Victor Peraino. 8:37 Michael Quatro, “Get Away” from In Collaboration with The Gods (1975 United Artists Records). Brother of Detroit rockers Suzi and Patti Quatro, he had a flare for progressive rock and electronic keyboards in the 1970s. The Theremin makes frequent appearances on this album, this track in particular. Arranger, Piano Baldwin, Electric Piano Gretsch Electro, Piano Tack Piano, Sonic Six Synthesizer, Effects Univox Phaser, Univox Stringman, EC-80 Echo, Elka Electric Piano, Hammond Organ, Minimoog Synthesizer, Univox Mini-Korg, Electroharmonix Boxes, Mellotron Violin, Cello, Flute, Effects Wah-Wah Pedals, Effects Syntha-Pedal, Bass Nova Bass, Horns, Organ Pipe Organ, Sounds Ring Modulation, Maestro Theremin, Electronic Effects, Percussion , Michael Quatro;Bass, Lead Vocals, Arranged By Arranging Assistance, Dave Kiswiney; Drums, Kirk (Arthur) Trachsel; Guitar, Teddy Hale. 4:04 Melodic Energy Commission, “Revise The Scene” from Stranger In Mystery (1979 Energy Discs). This is the first album from this Canadian space-rock, psychedelic and folk troupe from British Columbia. The Theremin was a key instrument in their ensemble and was custom-built by group member George McDonald. His Theremin would eventually be known as the Galactic Stream Theremin and would take some 25 years to build and evolve into a six antennae instrument for “tuning into the performers body motions.” During this recording, a simpler, more traditional version was used. Gas & Steam Bass, Bells, Tambourine, Mark Franklin; Dulcimer, Bowed Dulcimer, Khaen, Gongs, Flute, Randy Raine-Reusch; Hydro-electric Guitar, Custom-made Theremin, Aura, Wall Of Oscillation, George McDonald; Percussion, Tablas, Brass Tank, Glockenspiel, Roland SH5 Synthesizer, Organ, Paul Franklin; EMS Synthi AKS, Delatronics, Electric Guitar, Del Dettmar; Wordy Voice, Guitar, Piano, Organ, Roland SH 1000 Synthesizer, Gongs, Vibraphone, Kalimba, Stone Drum, Egyptian Shepherd's Pipe, Xaliman. 6:13 The Nihilist Spasm Band, “Elsinore” from Vol. 2 (1979 Music gallery Editions). Canadian group that used all hand-made instruments, including the kit-made Theremin by Bill Exley. Bass, Hugh McIntyre; Drums, Greg Curnoe; Guitar, John Clement, Murray Favro; Kazoo, John Boyle; Pratt-a-various, Art Pratten; Vocals, Theremin, Bill Exley. Recorded live at the Toronto Music Gallery, February 4th 1978. 5:14 Yuseff Yancy, Garret List, “Sweetness” Garrett List / A-1 Band, “Sweetness” from ‎Fire & Ice (1982 Lovely Music). Alto Saxophone, Byard Lancaster; Maestro Theremin, Electronics, Youseff Yancy; Vocals, Genie Sherman. 4:11. Todd Clark, “Into the Vision” from Into The Vision (1984 T.M.I. Productions). Guitar, Cheetah Chrome; Theremin, Bat-wing Guitar with ARP Avatar, Todd Clark; Found Vocals, William Burroughs. 8:38 Danielle Dax, “Yummer Yummer Man” from Yummer Yummer Man (1985 Awesome). UK artist Danielle Dax. Wah Guitar, Steve Reeves; Guitar, Slide Guitar, Organ, David Knight; Producer, arranger, lyrics, Vocals, Theremin, Tapes, Danielle Dax; Drums, Martyn Watts; Music by Danielle Dax, David Knight. Dax is an experimental English musician, artist, and producer, born as Danielle Gardner. 3:16 Mars Everywhere, “Attack of the Giant Squid” from Visitor Parking (1989 Audiofile Tapes). Cassette release from this space-rock band from the 1980s. Electric Guitar, Electronics, Tape, Ernie Falcone; Synthesizer, Theremin, Keyboards, Tom Fenwick. 5:03 Jon Spencer Blues Explosion, “Vacuum of Loneliness” from The Jon Spencer Blues Explosion (1992 Caroline). This NY band uses an original Moog Vanguard (circa 1960). This rock and blues band was active from 1991 until 2016. Baritone Saxophone, John Linnell; Drums, Russell Simins; Guitar, Vocals, Judah Bauer; Tenor Saxophone, Kurt Hoffman; Trumpet, Frank London; Vocals, Guitar, Moog Vanguard Theremin, Jon Spencer. Here is a video of a live performance of The Jon Spencer Blues Explosion with a Moog Vanguard Theremin (just after the 39-minute mark). 3:02 Calvin Owens and His Blues Orchestra, “Vincent Van Gogh” from That's Your Booty (1996 Sawdust Alley). Trumpet solo and vocals, Calvin Owens; Maestro Theremin, Youseff Yancy; Alto Saxophone, Tenor Saxophone, Eddy De Vos, Kurt van Herck, Peter Vandendriessche; Backing Vocals, B. J. Scott, Frank Deruytter, Mieke Belange, Yan De Bryun; Baritone Saxophone, Bo Vander Werf, Johan Vandendriessche; Bass, Ban Buls, Roman Korohek; Cello, B. Piatkowski, X. Gao; Drums, Cesar Janssens, Laurent Mercier; Guitar, Marty Townsend, Yan De Bryun; Keyboards, Rafael Van Goubergen; Organ, Peter Van Bogart; Saxophone, Jimmy Heath; Tenor Saxophone, David "Fathead" Newman, Shelly Caroll Paul; Trombone, Marc Godfroid, Yan De Breker; Trumpet, Andy Haderer, Rüdiger Baldauf; Violin, D. Ivanov, E. Kouyoumdjian; Vocals, Archie Bell, Otis Clay, Ruby Wilson. 6:23. David Simons, “Music For Theremin And Gamelan (1998-1999), parts I and II” from Fung Sha Noon (2009 Tzadik). Theremin, Rob Schwimmer; Gamelan, Theremin, Sampler, MIDI Controller, Percussion, Marimba, Zoomoozophone, 43 Pitch Zither, Harmonic Canon, Slide Guitar, Chromelodeon harmonium, David Simons; Gamelan, Barbara Benary, Denman Maroney, John Morton, Laura Liben. 6:09 (part I) and 6:29 (part II) Lydia Kavina, “Voice of the Theremin,” composed by Vladimir Komarov from Music from The Ether, Original Works For Theremin (1999 Mode). TVox Tour model theremin, Lydia Kavina. Arranged, mixed, performed by Lydia Kavina. 8:11 Lydia Kavina, “Free Music #1,” composed by Percy Grainger from Music from The Ether, Original Works For Theremin (1999 Mode). TVox Tour model theremin, Lydia Kavina; mixed and spatialized, Steve Puntolillo. This work was originally written for theremin although Grainger had many ideas around how this type of “free music” should be played. This native Australian was fascinated by the sounds of the real world and invented a mechanical machine for making such sounds. In 1938, Grainger said, "...Out in nature we hear all kinds of lovely and touching 'free' (non-harmonic) combinations of tones, yet we are unable to take up these beauties and expressiveness into the art of music because of our archaic notions of harmony.” His adaptation of free music for theremin was an attempt to create sounds that were new to music. This version was multitracked by Kavina and an old acquaintance of mine, sound engineer Steve Puntolillo, to recreate the parts for four theremins. 1:19 The Kurstins, “Sunshine” from Gymnopedie (2000 Rouge Records). Composed by Roy Ayers; Minimoog, ARP String Ensemble, Organ, Guitar, Sampler, Drums, Rhodes Electric Piano, Greg Kurstin; Moog Theremin, Theremin Vocoder, Moogerfoogers, Pamelia Kurstin. 3:47 The Kurstins, “Outside” from Gymnopedie (2000 Rouge Records). Composed by Greg Kurstin; Minimoog, ARP String Ensemble, Organ, Guitar, Sampler, Drums, Rhodes Electric Piano, Greg Kurstin; Moog Theremin, Theremin Vocoder, Moogerfoogers, Pamelia Kurstin. 3:55 Hecate's Angels, “Shrink-Wrapped Soul” from Saints And Scoundrels (2004 redFLY Records). Los Angeles-based Pietra Wexstun is a composer, singer, keyboard and theremin player. Vocals, Farfisa organ, piano, theremin, sound effects, Pietra Wexstun; bass, Bill Blatt; guitar, Stan Ridgway; drums, Elmo Smith. 3:52 Pamelia Kurstin, “Barrow In Furness” from Thinking Out Loud (2007 Tzadik). From Kurstin first solo record. Composed, Produced, Theremin With L6 Looping Pedals and Microsynth Pedal, Guitar, Piano, Pamelia Kurstin. She played the Etherwave Pro Theremin by Moog fo this recording. Pamelia Kurstin, video with she and Bob Moogdiscussing the Etherwave Pro when it was introduced. Kurstin uses the Etherwave Pro Theremin by Moog Music. 5:12 Barbara Bucholtz, “SixEight” from Moonstruck (2008 Intuition Records). Bucholtz was a German theremin player and composer. She played a TVox Tour model theremin. Drums, Sebastian Merk; Music By, Contrabass Flute, Sampler, programmed, engineered, produced, and recorded by Tilmann Dehnhard; Trumpet, Arve Henriksen. 4:01 Herb Deutsch, “Longing” from Theremin One Hundred Years (2020 Electronic Sound). Composer, Herb Deutsch; Piano, Nancy Deutsch; Moog Melodia Theremin, Daryl Kubian. Recording from 2012. The beloved Herb Deutsch, who died recently at age 90, was an early collaborator with Bob Moog on the creation of the synthesizer. Herb became acquainted with Bob by purchasing a Theremin kit—a Moog Melodia model, in the early 1960s. He was primarily responsible for convincing Moog to add a keyboard to his modular unit. Also, this is taken from a terrific compilation of modern Theremin artists to benefit the New York Theremin Society. Check it out. 3:38 M83, “Sitting” from M83 (2016 Lowlands Festival). This is a live recording from Holland. “Sitting” was a song on M83's first album in 2001. But it didn't have a theremin part until they decided to spice-up the live interpretation of the song in 2016. Jordan Lawlor uses a Moog Theremini when M83 performs this in concert. He puts down his guitar, grabs some drum sticks, beats a rhythm on some electronic drums while dancing in place and moving his hands around a theremin. You can hear the theremin in this track but don't mistake it for the keyboard tones that Gonzalez is playing on his modular system. A longer sequence of theremin begins at 1:38 in the audio. You can view the video here, beginning at 26:54 into the show. M83 is a French electronica band founded in 1999 by Anthony Gonzalez, who remains the only sole member from the original outfit. Performing members on this live tour included: Anthony Gonzalez, lead vocals, modular synthesizers, keyboards, guitars, piano, bass, drums, percussion, programming, arrangement, mixer, production; Loïc Maurin, drums, percussion, guitar, bass, keyboards; Jordan Lawlor, guitars, vocals, multi-instrumentalist; Kaela Sinclair, Dave Smith and M-Audio keyboards, vocals; Joe Berry, piano, synthesizers, electronic wind instrument, saxophone. 4:03 Radio Science Orchestra, “Theme from Doctor Who” (2019). This UK-based band unites theremin, ondes martenot, Moog and modular electronics, for its performances. They've played such events as the TEDSummit, the British Library, and Glastonbury Festival. They made a concert recording with Lydia Kavina in 2009 of the Theme from Doctor Who. This version was made more recently and appears to also include Kavina. She plays the TVox Tour model theremin made by her husband G. Pavlov. 2:18 Thorwald Jørgensen, Kamilla Bystrova, “Moderato” from Air électrique: Original Music For Theremin And Piano (2020 Zefir). Jørgensen is an accomplished Dutch classical theremin player. Piano, Kamilla Bystrova; Liner Notes, Design, Moog Etherwave Pro Theremin, Thorwald Jørgensen. 2:10 Dorit Chrysler, “A Happy Place” from Theremin One Hundred Years (2020 Electronic Sound). Issued with the magazine's 7” vinyl and magazine bundle Electronic Sound Magazine, issue 70. Written, produced, and performed by Dorit Chrysler. 2:06 Dorit Chrysler, “Calder Plays Theremin Side A” from Calder Plays Theremin (2023 NY Theremin Society/Fridman Gallery) Written for Theremin Orchestra in 5 Movements, Chrysler's work is based on a commissioned sound piece by The Museum of Modern Art in conjunction with the exhibition Alexander Calder: Modern from the Start. Chrysler identified two of Alexander Calder's sculptures, Snow Flurry, I (1948) and Man-Eater with Pennants (1945), to interact and “play” multiple Theremins on site. I believe the Theremin are various Moog models. Calder Plays Theremin is a co-release of the NY Theremin Society and Fridman Gallery. 8:48   Opening background tracks: Ronnie Montrose, “Open Fire” (excerpt) from Open Fire (1978 Warner Brothers). Bass, Alan Fitzgerald; Drums, Rick Shlosser; Guitar, Custom-built Theremin mpounted to his electric guitar, Ronnie Montrose; composed by Edgar Winter, Ronnie Montrose. 2:09 Hooverphonic, “‎L'Odeur Animale” from The Magnificent Tree (2000 Columbia). Guitar, Raymond Geerts; Keyboards, Bass, Programmed by Alex Callier; Vocals, Geike Arnaert; Maestro Theremin, trumpet, Youseff Yancy; Fairlight, Effects, Dan Lacksman. 3:46. Opening and closing sequences voiced by Anne Benkovitz. Additional opening, closing, and other incidental music by Thom Holmes. See my companion blog that I write for the Bob Moog Foundation: For additional notes, please see my blog, Noise and Notations.

South West Scotland's 'Donan Island' is Cursed by Angels ! The Reason : Do you Know There is a tradition in Scotland which says that the four percent of Scotch whisky which evaporates out of the casks each year goes to the “angels” But Now on Donan Island "The distillery" has invented a way of retaining the four percent by wrapping the casks in industrial cling film. Angels are angry because the distillery is protecting its four percent of the whisky. The Angels are having withdrawal symptoms. They need to be tipsy to keep their balance. If they lose that balance, so does the whole island. Will the Donan Island Survive ? Will the Curse be Lifted ? ▫️An Ayreshire Trilogy ▫️An angelic fantasy tale set on a remote Scottish island (South West Scotland) ♦️Shortlisted for the King Lear Real Story and Aesthetica Magazine awards 2021. Our Cast : ▫️KERRI CLARENCE as ELSA ▫️Diana Brooks as AUNTIE BEE ▫️Angela Ness as BREAGH ▫️Mathew O'Hara as STEWART ▫️NIALL MACDONALD as JIM ( Radio Announcer ) Team : ▫️John Boyd : Sound Production ▫️David Spimpson : Song Production and Sound Recording ▫️Gregor Keachie : Song Composer ▫️Ron Jappy : Guitar ▫️An Audio Drama Created and Produced by Jill Korn . In Collaboration with Sound Escape Theatre Connect with us : instagram.com/podcastaudios facebook.com/podcastaudios twitter.com/podcastaudios Our Website : www.creativeaudios.in --- Support this podcast: https://anchor.fm/creativecellsaudios.in/support

Please join Omaji Andaria and me as we talk about Moving into The FLOW and Retiring Lack with Omaji and The Council of Light - Remembering Who you ARE as ONE with Source and so much more, as well as live Q&A and processes. This is an invitation into retiring living as though we are separate from source and literally rewiring our Energetic Fields into ONENESS with Source. Retiring lack, struggle separation ways of being Remembering who you ARE as One with Source both Consciously AND unconsciously – Running and ReWiring your Energetic Fields to function from ONENESS and FLOW When we function “as though” we are separate, We get the ‘experience' of separation from source which results in struggle, lack, and disempowerment- This is MORE than just an intellectual choice – We are Invited to take it to the NEXT LEVEL and REWEAVE our Energetic Fields in a Conscious Way to MATCH our Conscious Choice in the NOW. As always… the conversation and Transmission will be very spontaneous – All flowing with ‘who' takes there seat and shows up – Thank you for your willingness to BE in the flow of that and in the energies of Possibility. Omaji Andaria serves as a Catalyst for Expansion, Pioneering the Birth of “New Ways of Being”into this realm. She lovingly serves to Remind you of what you REALLY ARE beyond the limitations that you are currently perceiving, so that you can Remember and Embody your Oneness with Source, Your Infinite Sovereign Self and your capacity to Choose from Infinite Possibility. In Collaboration with The Council of Light, your Higher Self and Guides, Omaji holds a Safe and Sacred space for lifetimes of distortions to lift and Transform including “old programs and patterns” that are no longer serving you, Reinterpreting misperceptions of self and others, Gently releasing emotional and energetic trauma, and Restoring Truth on a conscious and unconscious level. She facilitates Transmissions of Light, Activations andVibrational Alignment to Harmonize, Uplift and Restore you to your Natural State. As these distorted frequencies and false perceptions are transcended, the result is a Greater sense of Empowerment, Freedom, Sovereignty, Peace, and Connection to Source. Register for the show: https://alara.at/show/ Omaji's Package: https://alara.at/show/omaji8/   #alaracanfield, #awakentohappinessnow, #healing, #energy, #transformation, #consciousness, #love, #thealaracanfieldshow, #consciousliving, #joy, #empowerment, #wellness, #spirituality, #spiritualawakening, #awareness  

I talk with Felix Riecken who is planting out silvopastoral and silvoarable systems on his 90ha family farm in the North of Germany. The farm traditionally produces cow milk and meat. He explains the journey that led him to agroforestry and integrating these techniques into the family business. His systems being still quite young, we focus the conversation on the design, the objectives and the establishment of the tree systems. This goes from choosing the right genetics, to protecting the trees and managing the weeds. Felix also explains how he successfully funded the agroforestry systems.In Collaboration with the German Agroforestry Association (DeFAF) TABLE OF CONTENTS01:48 Felix's story 08:18 Overview of the farm20:16 Agroforestry systems30:56 Objectives and design 40:13 Choosing varieties and genetics46:38 Protection of the young trees50:30 Weed management55:34 Balancing complexity and labour 01:01:24 Funding01:10 Next steps • RESOURCEShttps://rieckens-landmilch.de/eichhof/familie-riecken/https://agroforst-info.de/• GET IN TOUCH www.regenerativeagroforestry.org• SUPPORT US www.gumroad.com/regenagroforestry• FOLLOW US on Twitter, Facebook, LinkedIn and Instagram• FUNDING FOR EUROPEAN PROJECTS https://explore.ecosia.org/regenerative-agriculture See acast.com/privacy for privacy and opt-out information.

In Collaboration with Oxford University Press to Bring You Great Conversations In the next edition of the Oxford Series, I am excited to bring you a new voice in their catalog, Brittney E. Boykin. I had an open and refreshing conversation with her about her journey through the choral world as a conductor, teacher and … Continue reading "Episode 103: Finding My Voice with Brittney E. Boykin"

Hey Listeners, I got new Collaboration Announcement for you , We are coming up with new Audio Drama ' Prisoner's Daughter ' In Collaboration with Indian Novelist Rajan V Kokkuri . Back in Month of February 2022 , Novelist Rajan shown interest in our Show's Audio stories and decided to Collaborate and shared his One of the Favourite and Based on True Events Short Story 'Prisoner's Daughter' Written by Rajan V Kokkuri . This is a story of Teenage Girl Swati who discovers that her father is still alive and serving a long sentence in Viyoor Jail From Last 11 years Swathi's mother, Komal, has been waiting for Das, Swathi's father, to be released from prison. At the same time Komal isn't sure if her husband suspects her of infidelity, What was the reason for Das's arrest, and what will happen to him now? Stay Tuned for this Audio Drama Releasing on Foundation day of this Show 22nd May 2022 . For this Audio Drama we've got you cast of 6 International Artists : Actor Scott Jameson. Actress Breyonna M Thomas , Voice Artist Micheal Robbins Actress Anna Rawson ,. Actor Mike Jones , Actress Shervine Thompson & Me playing small parts

My guest today is Carl Sheard who produces pigs in France. He has received EU funding for his project so we try and understand with him what kind of opportunity it offers farmers in Europe. He also shares some of the challenges he has encountered with deers and we assess together the potential for increasing the proportion of perennials in pigs's diet. **In Collaboration with Agromix**https://agromixproject.eu/TABLE OF CONTENTS1:38 Introduction08:18 Design and technical support10:22 EU funding13:38 Tree layout and description of systems19:47 How much feed to expect from agroforestry systems?29:56 Challenge of deer damage32:48 Managing the tree lines45:36 Do you think your trees can pay for themselves? • RESOURCEShttps://www.instagram.com/bluepigfarm/https://thebluepig.monsite-orange.fr/index.htmlhttps://agromixproject.eu/in-the-field/pilot-projects/blue-pig-farm/• GET IN TOUCH www.regenerativeagroforestry.org• SUPPORT US www.gumroad.com/regenagroforestry• FOLLOW US on Twitter, Facebook, LinkedIn and Instagram See acast.com/privacy for privacy and opt-out information.

We're bring another special for you here on Off The Record! In Collaboration with Tiktok we're bringing you our #RoadToSeaGames special where we interview athletes as to how the prepare for the upcoming SEA Games happening at Hanoi this May. In our first episode, we'll be having Jamie Lim and Agatha Wong as our guests!Catch out month long #RoadToSeaGames special live on Tiktok every Saturday this month of April at 8 pm only at https://www.tiktok.com/@otrmigscescapodcast See acast.com/privacy for privacy and opt-out information.

https://alara.at/show/ https://alara.at/show/omaji2/ Please join Omaji Andaria and me as we talk about Activations for Expanding Self Love with Omaji Andaria and The Council of Light and so much more, as well as live Q&A and processes. This is more that just a conversation - Energetic Downloads and Light Activations will be shared throughout our time together to support you (as you Choose it) into an Elevation of your MULTIDIMENSIONAL Capacities for Living AS Your Infinite Self in this Realm. Omaji Andaria serves as a Catalyst for Expansion, Pioneering the Birth of “New Ways of Being”into this realm. She lovingly serves to Remind you of what you REALLY ARE beyond the limitations that you are currently perceiving, so that you can Remember and Embody your Oneness with Source, Your Infinite Sovereign Self and your capacity to Choose from Infinite Possibility. In Collaboration with The Council of Light, your Higher Self and Guides, Omaji holds a Safe and Sacred space for lifetimes of distortions to lift and Transform including “old programs and patterns” that are no longer serving you, Reinterpreting misperceptions of self and others, Gently releasing emotional and energetic trauma, and Restoring Truth on a conscious and unconscious level. She facilitates Transmissions of Light, Activations andVibrational Alignment to Harmonize, Uplift and Restore you to your Natural State. As these distorted frequencies and false perceptions are transcended, the result is a Greater sense of Empowerment, Freedom, Sovereignty, Peace, and Connection to Source. #alaracanfield, #awakentohappinessnow, #healing, #support, #energy, #podcast, #live, #video, #transformation, #consciousness, #love, #healingenergy, #thealaracanfieldshow, #spotify, #youtube, #podbean, #consciousliving, #joy, #empowerment, #wellness, #spirituality, #spiritualawakening, #awareness, #harmony, #innerpeace, #energyhealing, #2022

New Series Alert! Been wondering what we've been cooking up during those long periods of silence? The Indigenous Peoples' Secretariat and On The Land in collaboration with the Permanent Participant Youth Network and the Permanent Participants, brings you a new podcast series. Our Arctic Presence features the story of how the Arctic Council Permanent Participant organizations came to be and coordinate across international Arctic borders. If you are from the Arctic and wonder how Indigenous issues are advocated for, this is the podcast for you. Join us as we hear Indigenous Youth speak to their Permanent Participants' history and interview leaders.The Arctic. It has always held its allure. Often known as the “Last Frontier,” the tundra and taiga that defines the topmost part of the northern hemisphere has been the subject of many an explorer's daydream. This place, this frozen expanse technically known as a “desert” due to the low levels of precipitation that fall each year, is also known as home.For millennia, the Arctic has been home to the Indigenous Peoples of the North. From Sápmi to Inuit Nunat, Gwichyaa Zhee' to Denendeh, Tanax to Yakutia, stories ring from these lands. Though the Peoples have always been meeting and engaged in trade and ceremony with one another, Arctic cooperation was strengthened 25 years ago when the Indigenous Peoples joined the Arctic States of Iceland, Finland, Sweden, the Russian Federation, the Kingdom of Denmark, The United States of America, Norway, and Canada in forming the Arctic Council.This is our Story.Episode 1 dropping today Saturday, December 18th, speaks to the story of how the Permanent Participant organizations were developed and became involved with the Arctic Council. Credits Published and produced by: The Indigenous Peoples' Secretariat and On The Land Media – a multimedia organism created to center Indigenous voices and our relationships to the land and water. In Collaboration with: Arctic Athabaskan Council, Aleut International Association, Gwich'in Council International, Inuit Circumpolar Council, Russian Association of Indigenous Peoples of the North, Saami Council, the Permanent Participant Youth Network. Sponsored by: The Ministry for Foreign Affairs of Iceland, The Ministry for Foreign Affairs of Finland Cover art by : Halux Markings by Dustin Newman, Aleut International Association Youth Representative. Follow @haluxmarkings for more. Theme Music: Maani Nunamteni by Uqill'aq Byron Nicholai @byronnicholaiJuniper by Nagamo Productions This project was undertaken as an approved project of the Permanent Participant Youth Network. The podcast and written content was prepared by the project team and do not necessarily reflect the policy or positions of any Arctic State, Permanent Participant, or Observer of the Arctic Council.

June 24, 2021 Trevor Loudon is an author, filmmaker and public speaker from Christchurch, New Zealand. For more than 30 years, he has researched radical left, Marxist and terrorist movements and their covert influence on mainstream politics. Trevor Loudon believes that these forces must be exposed and countered, as America's continued role as a bastion of freedom is pivotal for the future of western civilization. Some of Trevor Loudon's accomplishments: Trevor is currently working on his new film with Director Judd Saul: “Enemies Within: The Church.” Trevor's hard-hitting political documentary, the Enemies Within, was released in 2016. In Collaboration with the Capital Research Center, Trevor Loudon and Director Judd Saul  created a series of mini-documentaries free to the public: America Under Siege: Civil War 2017 America Under Siege: Soviet Islam America Under Siege: Antifa Trevor Loudon discovered the long-hidden relationship between notorious Hawaiian Communist Party member Frank Marshall Davis and the young Barack Obama in 2007. After extensively researching Obama's ties to the New York and Chicago Marxist movements, Loudon began publishing his findings online, catching the eye of such prominent voices as Accuracy in Media and syndicated radio host Glenn Beck. In 2009 Loudon exposed the communist roots of Obama “Green Jobs Czar” Van Jones. After an extensive campaign by Glenn Beck and others, Jones was forced to resign from his White House position. Since 2011 Loudon has toured the United States promoting his two books “Barack Obama and the Enemies Within” and “The Enemies Within: Communists, Socialists and Progressives in the U.S. Congress” – an extensively footnoted expose of the rapidly unfolding Marxist takeover of the United States government. Loudon has addressed more than 400 conservative, tea party, religious and Republican groups in more than 37 states. Loudon has interviewed many people from both sides of the struggle over the years to former Western intelligence offices, to government undercover operatives inside the communist movement, to former KGB officers. Trevor proudly serves as a fellow at both the American Freedom Alliance and the Inter-American Institute for Philosophy, Government, and Social Thought. Links: https://keywiki.org/Main_Page https://www.trevorloudon.com/about/ Like our page at Facebook/PatriotRadioUS and listen in each Tuesday and Thursday at 4:00 PST with a replay at 9:00 PST on any of these great stations! 106.5 FM Spokane 101.3 FM Tri-Cities/Walla Walla 93.9 FM Moses Lake 106.1 FM Moses Lake 96.1 FM Yakima 96.5 FM Spokane/CdA 97.7 FM Spokane/CdA 810 AM Wenatchee/Moses Lake 930 AM Yakima 630 AM Spokane 1050 AM Spokane and Far Beyond

In Collaboration with the Peak's next gen of leaders series, Michelle Martin speaks to Natasha Latiff, Founder and Legal Director, Strategic Advocacy for Human Rights to discuss bringing justice to survivors of sexual violence in Afghanistan and all around the world.  See omnystudio.com/listener for privacy information.

In this episode of OutBüro Voices featuring LGBTQ professionals, entrepreneurs, and community leaders from around the world, host Dennis Velco chats with Gina Battye, out lesbian entrepreneur in corporate diversity and inclusion with a keen focus on psychological safety. This short description nearly does this robust and in-depth conversation justice. This is a must-watch or listen to casual interview chock full of insights, examples, and personal stories you might relate to. Gina spent significant time and effort reaching and developed her cornerstone 5 Pillars to Psychological Safety in the workplace. The 5 Pillars Of Psychological Safety PILLAR 1 - SELF SELF refers to you. Who you are. What influences your thoughts and behavior. How you cope with life. How you show up in the workplace. The first pillar centers around Gina's signature Authentic Self Process. The Authentic Self Process is a powerful 3 step system to release the masks you wear and the stories you have created – so you can bring ALL of who you are to work and life. PILLAR 2. SOCIAL SOCIAL explores how you interact with colleagues, managers and leadership teams. Imagine everything you have just uncovered about your SELF. The person at the next desk to you has all that going on within them too! Now you know all this, SOCIAL takes you through what is going on behind the scenes of your interactions with others, what influences how you respond and react in conversations and how to use this knowledge to strengthen your interactions and connection with other people. PILLAR 3. COLLABORATION COLLABORATION delves into the nuts and bolts of team working and how to cultivate trust and work in collaboration with others. In COLLABORATION you explore the environment, the culture of the organization, and how to empower and enable effective collaboration in teams. Gina takes you through safe spaces, ground rules, conflict resolution plans, the 4 steps to effective communication, and the foundations for exceptional team working – all of which are integral to powerful COLLABORATION. PILLAR 4. CURIOSITY CURIOSITY. Didn't kill the cat. It made the cat wiser. Gina delves into how to create a culture of experimentation, contribution, and reflective questioning. Here mistakes are made and lessons are learned. Constructive and active feedback is sought and received and there is a willingness to learn, both professionally and personally. This is not only actively encouraged but positively practiced - creating a culture of innovation. PILLAR 5. CREATIVITY CREATIVITY. "I can't draw". No worries, you don't need to be able to. Everyone is born with innate creativity. But over the years you have been told to "keep your ideas to yourself" and to "not make a fuss." Hearing these messages you suppress your creativity and don't speak up. In CREATIVITY you explore how to create a culture where new ideas and alternative perspectives are welcomed. One where everyone has a voice and all ideas are valued, considered, and discussed openly. Connect with Gina on OutBüro at https://outburo.com/profile/ginabattye/ Join me and Gina on OutBüro, the LGBTQ professional and entrepreneur online community network for gay, lesbian, bisexual, transgender, queer, allies and our employers who support LGBTQ welcoming workplace equality focused benefits, policies, and business practices. https://www.OutBuro.com Would you like to be featured like this? Contact the host Dennis Velco. https://outburo.com/profile/dennisvelco/ --- Send in a voice message: https://anchor.fm/outburo/message

In Collaboration with Theophile's Singles Ministry, take a listen to a rewind audio from our June 2020 virtual dating panel. From the perspectives of single individuals, dating, divorced, married, and blended families, we tackled various topics that all tie together with what it is like to be in a relationship and a follower of Christ in 2020. This was our first panel, but surely not our last! We hope you enjoy!

Episode Summary:In this episode we meet Dr. Roberto Ridolfi, who speaks with us about the rising inequalities, the phenomena of nationalism and the fragile side of globalisation. Through the lens of multiculturalism, he explains to us why we are in the same storm but not in the same boat and how different cultures are responding to COVID-19's paralysis according to their assets and beliefs. Roberto shares with us how he envisions the recovery of the global economy and why we should eventually regenerate a new way of thinking and redefine the concepts of solidarity, tolerance and partnership in our delicate world.How can we transform the economy in a more sustainable one? Why do we need contemporary philosophers more than ever? What is the new paradigm to look at?*In Collaboration with MdA Design Agency, this episode is dedicated to the dilemma of multiculturalism in relation to the current global isolation. Having experienced the terrifying pandemic, which affects all segments of our living, one wonders Are we really in this together or have never been this much apart?The Speaker:Roberto Ridolfi graduated in Engineering from the University of Rome "La Sapienza" (1985), continuing his studies with a PhD in technologies (1991) and a Master in Business Administration (1998). He has 35 years of professional experience, 25 of which with the European Commission as Principal Coordinator, Head of Division, Director of Department, Ambassador to various countries for the European External Service. He has worked and lived in 9 countries on 4 continents: Brazil, United States, Italy, Malawi, Namibia, Kosovo, Belgium, Uganda and Fiji Islands. He is currently assistant general Director of FAO, with special responsibilities for FAO, The Food and Agriculture Organization of the United Nations, support to the World Food Summit in 2021 and for the G-20 in 2021. Both tasks are strongly aimed at achieving the goals set by the 2030 Agenda for Sustainable Development and the SDGs that underpin his work as a Blended Finance manager since 2008 in investment funds and architect of the EU's external investment plan.Hosts: Elizabeth Zhivkova & Farah PiriyeCo-host: Maddalena d'Alfonso, MdA Design AgencySign up for ZEITGEIST19's newsletter at https://www.zeitgeist19.comFor sponsorship enquiries, comments, ideas and collaborations, email us at info@zeitgeist19.com

June 4, 2020 Trevor Loudon is an author, filmmaker and public speaker from Christchurch, New Zealand. For more than 30 years, he has researched radical left, Marxist and terrorist movements and their covert influence on mainstream politics. Trevor Loudon believes that these forces must be exposed and countered, as America’s continued role as a bastion of freedom is pivotal for the future of western civilization. Some of Trevor Loudon’s accomplishments: Trevor is currently working on his new film with Director Judd Saul: “Enemies Within: The Church.” Trevor’s hard-hitting political documentary, the Enemies Within, was released in 2016. In Collaboration with the Capital Research Center, Trevor Loudon and Director Judd Saul  created a series of mini-documentaries free to the public: America Under Siege: Civil War 2017 America Under Siege: Soviet Islam America Under Siege: Antifa Trevor Loudon discovered the long-hidden relationship between notorious Hawaiian Communist Party member Frank Marshall Davis and the young Barack Obama in 2007. After extensively researching Obama’s ties to the New York and Chicago Marxist movements, Loudon began publishing his findings online, catching the eye of such prominent voices as Accuracy in Media and syndicated radio host Glenn Beck. In 2009 Loudon exposed the communist roots of Obama “Green Jobs Czar” Van Jones. After an extensive campaign by Glenn Beck and others, Jones was forced to resign from his White House position. Since 2011 Loudon has toured the United States promoting his two books “Barack Obama and the Enemies Within” and “The Enemies Within: Communists, Socialists and Progressives in the U.S. Congress” – an extensively footnoted expose of the rapidly unfolding Marxist takeover of the United States government. Loudon has addressed more than 400 conservative, tea party, religious and Republican groups in more than 37 states. Loudon has interviewed many people from both sides of the struggle over the years to former Western intelligence offices, to government undercover operatives inside the communist movement, to former KGB officers. Trevor proudly serves as a fellow at both the American Freedom Alliance and the Inter-American Institute for Philosophy, Government, and Social Thought. Links: https://keywiki.org/Main_Page https://www.trevorloudon.com/about/ Like our page at Facebook/PatriotRadioUS and listen in each Tuesday and Thursday at 4:00 PST with a replay at 9:00 PST on any of these great stations! 106.5 FM Spokane 101.3 FM Tri-Cities/Walla Walla 93.9 FM Moses Lake 106.1 FM Moses Lake 96.1 FM Yakima 96.5 FM Spokane/CdA 97.7 FM Spokane/CdA 810 AM Wenatchee/Moses Lake 930 AM Yakima 630 AM Spokane 1050 AM Spokane and Far Beyond

In Collaboration with A Hotel Life Grupo Habita's co-founder Carlos Couturier in conversation with Ben Pundole of A Hotel Life

In this episode of Tamilpreneur, we discuss unknown secrets about Billionaires, Bill Gates and Warren Buffet. Follow Tamilpreneur on Instagram for everyday content related to entrepreneurship and business : https://www.instagram.com/tamilpreneur/ . send a message "PODCAST" to clarify your start-up/business related queries. Facebook : https://www.facebook.com/pages/category/Community/tamilpreneur-416660052455907/ Credits - Podcast host : Shyam Siddarth. In Collaboration with Poonguzhali of Yours Positively Podcast. And Those awesome soundtracks : 1. The Score - Unstoppable 2. Charlotte Carpenter - Wasted. Last week quiz winner - Shri Parvathi, Tenkasi. Answer : Freshdesk & Zoho

January 30, 2020 Trevor Loudon is an author, filmmaker and public speaker from Christchurch, New Zealand. For more than 30 years, he has researched radical left, Marxist and terrorist movements and their covert influence on mainstream politics. Trevor Loudon believes that these forces must be exposed and countered, as America’s continued role as a bastion of freedom is pivotal for the future of western civilization. Some of Trevor Loudon’s accomplishments: Trevor is currently working on his new film with Director Judd Saul: “Enemies Within: The Church.” Trevor’s hard-hitting political documentary, the Enemies Within, was released in 2016. In Collaboration with the Capital Research Center, Trevor Loudon and Director Judd Saul  created a series of mini-documentaries free to the public: America Under Siege: Civil War 2017 America Under Siege: Soviet Islam America Under Siege: Antifa Trevor Loudon discovered the long-hidden relationship between notorious Hawaiian Communist Party member Frank Marshall Davis and the young Barack Obama in 2007. After extensively researching Obama’s ties to the New York and Chicago Marxist movements, Loudon began publishing his findings online, catching the eye of such prominent voices as Accuracy in Media and syndicated radio host Glenn Beck. In 2009 Loudon exposed the communist roots of Obama “Green Jobs Czar” Van Jones. After an extensive campaign by Glenn Beck and others, Jones was forced to resign from his White House position. Since 2011 Loudon has toured the United States promoting his two books “Barack Obama and the Enemies Within” and “The Enemies Within: Communists, Socialists and Progressives in the U.S. Congress” – an extensively footnoted expose of the rapidly unfolding Marxist takeover of the United States government. Loudon has addressed more than 400 conservative, tea party, religious and Republican groups in more than 37 states. Loudon has interviewed many people from both sides of the struggle over the years to former Western intelligence offices, to government undercover operatives inside the communist movement, to former KGB officers. Trevor proudly serves as a fellow at both the American Freedom Alliance and the Inter-American Institute for Philosophy, Government, and Social Thought. Links: https://keywiki.org/Main_Page https://www.trevorloudon.com/about/ Like our page at Facebook/PatriotRadioUS and listen in each Tuesday and Thursday at 4:00 PST with a replay at 9:00 PST on any of these great stations: KTBI 810 AM Moses Lake - Wenatchee KYAK 930 AM Yakima - Ellensburg KGDN 101.3 FM Tri-Cities - Walla Walla - E.  Oregon KFIO 1050 AM Spokane - CDA - Pullman KTW 630 AM Spokane - CDA KTBI FM 106.1 FM Moses Lake - Soap Lake KYAK FM 96,1 FM Yakima - Lower Valley KTW FM 96.5 FM Spokane – Coeur d’Alene KFIO FM 97.7 FM Spokane - Coeur d’Alene KTAC FM 93.9 FM Central Washington KSPO FM 106.5 FM Spokane - Coeur d’Alene  

About Trevor Loudon: Trevor Loudon is an author, filmmaker and public speaker from Christchurch, New Zealand. For more than 30 years, he has researched radical left, Marxist and terrorist movements and their covert influence on mainstream politics. Trevor Loudon's thesis is that what is commonly regarded as mainstream political policy is in fact driven and guided by hidden subversive elements. The Democratic party's consistent defunding of the US military, Obamacare, the Iran Nuclear Deal, normalization of relations with Cuba, Islamic refugee re-settlement, $15 minimum wage, fracking bans, pipeline shutdowns and the push for illegal alien amnesty are all consistent with far-left and Islamist agendas. Trevor Loudon believes that these forces must be exposed and countered, as America's continued role as a bastion of freedom is pivotal for the future of western civilization. Some of Trevor Loudon's accomplishments: Trevor is currently working on his new film with Director Judd Saul: “Enemies Within: The Church.”Trevor's hard-hitting political documentary, the Enemies Within, was released in 2016.In Collaboration with the Capital Research Center, Trevor Loudon and Director Judd Saul created a series of mini-documentaries free to the public:America Under Siege: Civil War 2017America Under Siege: Soviet IslamAmerica Under Siege: AntifaTrevor Loudon discovered the long-hidden relationship between notorious Hawaiian Communist Party member Frank Marshall Davis and the young Barack Obama in 2007.After extensively researching Obama's ties to the New York and Chicago Marxist movements, Loudon began publishing his findings online, catching the eye of such prominent voices as Accuracy in Media and syndicated radio host Glenn Beck.In 2009 Loudon exposed the communist roots of Obama “Green Jobs Czar” Van Jones. After an extensive campaign by Glenn Beck and others, Jones was forced to resign from his White House position.Since 2011 Loudon has toured the United States promoting his two books “Barack Obama and the Enemies Within” and “The Enemies Within: Communists, Socialists and Progressives in the U.S. Congress” – an extensively footnoted expose of the rapidly unfolding Marxist takeover of the United States government.Loudon has addressed more than 400 conservative, tea party, religious and Republican groups in more than 37 states.Loudon has interviewed many people from both sides of the struggle over the years to former Western intelligence offices, to government undercover operatives inside the communist movement, to former KGB officers.This research has given Loudon unique insight into how extensively often minuscule communist parties have been able to manipulate, and even control policy formation in many Western countries – particularly the “main enemy:” the United States of America. Loudon's research shows that this is not just a historical problem, but is a very grave and looming threat which will not only impact America's national security but indeed her very survival. Trevor proudly serves as a fellow at both the American Freedom Alliance and the Inter-American Institute for Philosophy, Government, and Social Thought. https://www.trevorloudon.com/

Here is the In Collaboration report produced by Ron and LODCutting Through the **ITAnd here is a link to the Gartner Hyper CurveAny feedback on this episode or about the series in general, please email lodcast@lodlaw.com

Here is the In Collaboration report that Jordan and LOD produced:Through The Legal Looking GlassOver the course of the episode we also referred to:Which Way Does the Wind Blow? Our ethics report In Collaboration with Professors Steven Vaughan and Richard MoorheadThe Delta Shaped LawyerLOD Toolkit: Managing ChangeAny comments or feedback, please email lodcast@lodlaw.com 

Aside from being the 1st student of the Supremacy Sounds DJ Academy, DJ Ronnie Bwoy is an Outstanding entertainer in his own right. In Collaboration with The Legendary DJ Lastborn, This dynamic duo delivered Missile 6. Enjoy this trip down memory lane with your favorite sound controlling the system for approximately 70 minutes

Aside from being the 1st student of the Supremacy Sounds DJ Academy, DJ Ronnie Bwoy is an Outstanding entertainer in his own right. In Collaboration with The Legendary DJ Lastborn, This dynamic duo delivered Missile 6. Enjoy this trip down memory lane with your favorite sound controlling the system for approximately 70 minutes

Have you ever thought about best practices for creating your sound recordings for film and television? Guest host David Bondelevitch joins Steve to speak with musician and audio technician John March about music and audio for film and TV. Join the conversation with two seasoned audio engineers who bring a wide range of experience, from music production to feature length films. "And then the one thing I tell everybody who works for me is never ever give a demo to anybody, or a recording or a mix, to anybody that isn’t the absolute best possible representation of who you are. Don’t rush, don’t just try and get it out of the door. "~John MarchGuest Host: David BondelevitchDavid Bondelevitch is an Emmy-award winning sound editor and re-recording mixer. He has also won two Motion Picture Sound Editors Golden Reel Awards and has been nominated twenty-six times. He is Associate Professor at the University of Colorado Denver. David is Past President of the MPSE and spent 14 years on the board of the Cinema Audio Society. He holds an MFA in Cinema Production from USC.He is a also member of the Television Academy, the Recording Academy, AFM Local 47, Film Independent, and the International Documentary Association. Recent Work by David: Southwest of Salem: The Story of the San Antonio Fourhttps://tinyurl.com/yxenammaJohn March – AV Media Consultant and Producer, Sound Mixer, Sound Designer and Social activist.For the last 40 years, John has been working freelance as an audio craftsman/technologist, Producer, and A/V technology consultant, as well as a session musician in multiple areas of expertise and development. He is currently focused entirely on creating opportunities that utilize his aggregate skill-sets and diverse professional experience to help solve problems that serve the greater good, and supports the community. In Collaboration with ALOC Media, ALOCMedia.com, he works as a freelance Senior Producer and consultant. He is entirely focused on creating affordable high-quality media and content for Non-profits, educational institutions, artists, musicians/bands and entrepreneurs.www.zenavguy.com

Seri Universitas Diponegoro adalah seri bersambung yang akan membahas segala seluk beluk fakta serta keunikan kampus ini. Dengan teman podcast yang berbeda disetiap segmen nya, mari kita bahas Undip secara berbeda dan jujur. Kali ini terkait topik hangat setiap tahunnya yaitu Kaderisasi, tentang segala hal terkait kaderisasi, pro kontra serta filosofi keberadaanya, yakin sudah paham? dengerin yuk! - - - In Collaboration with: Naufal M Irfan (Ketua BEM FT '19) serta Sumanggalo Leonardo (Kabid PSDM BEM FT '19)

Seri Universitas Diponegoro adalah seri bersambung yang akan membahas segala seluk beluk fakta serta keunikan kampus ini. Dengan teman podcast yang berbeda disetiap segmen nya, mari kita bahas Undip secara berbeda dan jujur. Kali ini tentang kenyataan banyak mahasiswa terkait keberadaannya di Undip, kamu masuk yang mana nih? In Collaboration with: Alwan Harizh, Adhitya Caesarali, Jonathan Pradana, dan Ichsannurofiq

 Had the pleasure not only to interview FUzzhoneys but see them perform live in Manchester on their UK tour  Tour Dates and Locations   In Collaboration with www.undergroundsound.eu and www.duggystoneradio.com   www.fuzzhoneys.com  Fuzzhoneys (written without any spaces) is a female duo from Malta. Their sound can be summarized as garage rock, spiced up with elements of the Blues, a dash of girly punk and a whole lot of soul. A combination of Francesca Mercieca’s husky vocals, groovy bass-lines and crispy riffs, and Caroline Spiteri’s incisive drumbeats, Fuzzhoneys’ music is engagingly unique and vibrant.  The first sounds of the ‘fuzz’ date back to September 2012, in what was essentially a jam session which actually yielded the duo’s first song “Chemistry”. Working behind closed doors for a good year or so, Fuzzhoneys gave their first public performance in April 2014, when they played at that year’s ‘Rock the South Festival’ at ‘Zion Reggae Bar’ in Marsascala, Malta. Since then, they have clocked up an impressive number of gigs at popular Maltese venues such as ‘Zion Reggae Bar’, ‘Funky Monkey’ and ‘Rumors’, local festivals and several venues in Europe.  Around the month of August that same year, the band entered the recording studio for the first time with producer Daniel Buttigieg. The idea was to record a 5-track EP that would capture the true, raw sound, that Buttigieg had been so intrigued by when he had first seen Fuzzhoneys performing live. The first single, “Soul” was released preceding the duo’s first. live show abroad, which experience came about at the legendary ‘Water Rats’ in London’s King’s Cross as part of the ‘Malta takes London’ event.   recorded in Manchester at THe Peer Hat Venue by DuggystoneRadio www.duggystoneradio.com   we're #FreakinGlobal Bebe   

Episode 115: While America Sleeps Dan Cromer, joined Michael on the program. He is an IT Specialist, Whistle-Blower, and columnist. In Collaboration with Dr. James Fetzer, Dan has investigated deeply into various dark matters. His content can be found on Jim Fetzer’s web-site. Dan is a brilliant researcher and a highly entertaining individual. Politics to social issues and everything else under the sun. Do not miss this interview with Mr. Dan Cromer. On the second half of the program, Australian rapper and actor Mugzy Brady, joined the program. In his adolescent years he found himself , in his own deep internal web of issues. It was through the help of music that he found solace, the old internal void now gone. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Episode 115: While America Sleeps Dan Cromer, joined Michael on the program. He is an IT Specialist, Whistle-Blower, and columnist. In Collaboration with Dr. James Fetzer, Dan has investigated deeply into various dark matters. His content can be found on Jim Fetzer's web-site. Dan is a brilliant researcher and a highly entertaining individual. Politics to social issues and everything else under the sun. Do not miss this interview with Mr. Dan Cromer. On the second half of the program, Australian rapper and actor Mugzy Brady, joined the program. In his adolescent years he found himself , in his own deep internal web of issues. It was through the help of music that he found solace, the old internal void now gone.

In Collaboration with the University of The Bahamas, Gregory A Collie II, Travis Miller and Gail Hanna discuss whether or not school is overrated in front of a LIVE audience at the Hillside House for the Historic Nassau Event

I am Refocused Podcast Show is brought to you by RefocusedMagazine.com live at Rockafellas Barber Shop every Thursday!Today's guests on I Am Refocused Podcast is Trevor Loudon and Lt Col (ret) Roy White Trevor Loudon BioEditor-in-Chief Trevor LoudonTrevor Loudon is an author, filmmaker and public speaker from Christchurch, New Zealand. For more than 30 years, he has researched radical left, Marxist and terrorist movements and their covert influence on mainstream politics.Trevor Loudon’s thesis is that what is commonly regarded as mainstream political policy is in fact driven and guided by hidden subversive elements. The Democratic party’s consistent defunding of the US military, Obamacare, the Iran Nuclear Deal, normalization of relations with Cuba, Islamic refugee re-settlement, $15 minimum wage, fracking bans, pipeline shutdowns and the push for illegal alien amnesty are all consistent with far-left and Islamist agendas.Trevor Loudon believes that these forces must be exposed and countered, as America’s continued role as a bastion of freedom is pivotal for the future of western civilization.Some of Trevor Loudon’s accomplishments:Trevor’s hard-hitting political documentary, the Enemies Within, was released in 2016.In Collaboration with the Capital Research Center, Trevor Loudon and Director Judd Saul created a series of mini-documentaries free to the public:America Under Siege: Civil War 2017America Under Siege: Soviet IslamAmerica Under Siege: AntifaTrevor Loudon discovered the long-hidden relationship between notorious Hawaiian Communist Party member Frank Marshall Davis and the young Barack Obama in 2007.After extensively researching Obama’s ties to the New York and Chicago Marxist movements, Loudon began publishing his findings online, catching the eye of such prominent voices as Accuracy in Media and syndicated radio host Glenn Beck.In 2009 Loudon exposed the communist roots of Obama “Green Jobs Czar” Van Jones. After an extensive campaign by Glenn Beck and others, Jones was forced to resign from his White House position.Since 2011 Loudon has toured the United States promoting his two books “Barack Obama and the Enemies Within” and “The Enemies Within: Communists, Socialists and Progressives in the U.S. Congress” – an extensively footnoted expose of the rapidly unfolding Marxist takeover of the United States government.Loudon has addressed more than 400 conservative, tea party, religious and Republican groups in more than 37 states.Loudon has interviewed many people from both sides of the struggle over the years to former Western intelligence offices, to government undercover operatives inside the communist movement, to former KGB officers.This research has given Loudon unique insight into how extensively often minuscule communist parties have been able to manipulate, and even control policy formation in many Western countries – particularly the “main enemy:” the United States of America. Loudon’s research shows that this is not just a historical problem, but is a very grave and looming threat which will not only impact America’s national security but indeed her very survival.Trevor proudly serves as a fellow at both the American Freedom Alliance and the Inter-American Institute for Philosophy, Government, and Social Thought.Lt Col (ret) Roy White BioMarried 38 years,3 kids, 7 grandkids,63 yrs old,3 yrs of public school teaching, taught Kindergarten PEAlways dreamed of flying20 years in AF flying fighters, trainers, Desert Storm, Southern Watch veteran,'99 hired as commercial airline pilot14 month to retirementBegan working in the non-profit world in '06, changed my lifeGod led me into this arena to shape and strengthen my faithSnowball Express - honoring children of military fallen heroes once a year, all expense paid trip to join with othersNext venture was helping other veteran NPOsNext NPO was devoted to studying Islam and how to fight back against the threat in AmericaBegan group to push back against the PC agendas found in public school social studies textbooks, Truth in Textbooks - amazing successes due to God's intervention.National effort with nearly 200 volunteers from around the country and more groups partnering with us, many Christian based groups.Radio exposure in SAT with Lance Hoppes at 930 AM The Answer with Lance Hoppes...discuss the spiritual battle between Christianity and IslamServe on two Christian NPOs dedicated to educating Christian congregations about Islam.Hear this podcast on Googleplay, TuneinRadio, iTunes, Spreaker, Youtube, and iHeartradioPodcast weekly broadcast location:Rockafellas Barber Shop (Owner: Rico Rodriguez)1733 Babcock Rd. San Antonio, TX 78229Sponsors:I Am Refocused Podcast Sponsored by River City Donuts San Ant1723 Babock Rd. San Antonio, TX 78229I Am Refocused Podcast Sponsored by Bay Bay McClinton of All Sports Speed and Conditioninghttp://www.allsportsfitness.net/All Sports Speed and Conditioning is the top sports performance training gyms in San Antonio, and has produce many collegiate and professional athletes since opening. All Sports was founded in 1997 by Bremond “Bay Bay” McClinton. All Sports is based out of the beautiful city of San Antonio, TX. Having accomplished his own career in professional sports; starting a company like All Sports was a natural transition for him. Bay Bay is a native of San Antonio, TX. His 100 meter dash in High School at Roosevelt High in San Antonio was not broken until recently. In college Bay Bay played opposite the great future hall of famer, Darrell Green. He went on to sign a professional career with the Houston Oilers, Dallas Cowboys and played 7 years in the European Leagues before returning to his home town to finish his career “San Antonio Texans”. In 2006, his company, All Sports administered the strength and conditioning program for the East vs West Shriners’s college senior bowl. In 2008-09, All Sports administered the strength and conditioning program for the Division II college Senior Cactus Bowl All Star game in Kingsville. Today All Sports Speed and Conditioning continues to train athletes to elevate their athletic performance to the next level in all sports.

I am Refocused Podcast Show is brought to you by RefocusedMagazine.com live at Rockafellas Barber Shop every Thursday!Today's guests on I Am Refocused Podcast is Trevor Loudon and Lt Col (ret) Roy White Trevor Loudon BioEditor-in-Chief Trevor LoudonTrevor Loudon is an author, filmmaker and public speaker from Christchurch, New Zealand. For more than 30 years, he has researched radical left, Marxist and terrorist movements and their covert influence on mainstream politics.Trevor Loudon’s thesis is that what is commonly regarded as mainstream political policy is in fact driven and guided by hidden subversive elements. The Democratic party’s consistent defunding of the US military, Obamacare, the Iran Nuclear Deal, normalization of relations with Cuba, Islamic refugee re-settlement, $15 minimum wage, fracking bans, pipeline shutdowns and the push for illegal alien amnesty are all consistent with far-left and Islamist agendas.Trevor Loudon believes that these forces must be exposed and countered, as America’s continued role as a bastion of freedom is pivotal for the future of western civilization.Some of Trevor Loudon’s accomplishments:Trevor’s hard-hitting political documentary, the Enemies Within, was released in 2016.In Collaboration with the Capital Research Center, Trevor Loudon and Director Judd Saul created a series of mini-documentaries free to the public:America Under Siege: Civil War 2017America Under Siege: Soviet IslamAmerica Under Siege: AntifaTrevor Loudon discovered the long-hidden relationship between notorious Hawaiian Communist Party member Frank Marshall Davis and the young Barack Obama in 2007.After extensively researching Obama’s ties to the New York and Chicago Marxist movements, Loudon began publishing his findings online, catching the eye of such prominent voices as Accuracy in Media and syndicated radio host Glenn Beck.In 2009 Loudon exposed the communist roots of Obama “Green Jobs Czar” Van Jones. After an extensive campaign by Glenn Beck and others, Jones was forced to resign from his White House position.Since 2011 Loudon has toured the United States promoting his two books “Barack Obama and the Enemies Within” and “The Enemies Within: Communists, Socialists and Progressives in the U.S. Congress” – an extensively footnoted expose of the rapidly unfolding Marxist takeover of the United States government.Loudon has addressed more than 400 conservative, tea party, religious and Republican groups in more than 37 states.Loudon has interviewed many people from both sides of the struggle over the years to former Western intelligence offices, to government undercover operatives inside the communist movement, to former KGB officers.This research has given Loudon unique insight into how extensively often minuscule communist parties have been able to manipulate, and even control policy formation in many Western countries – particularly the “main enemy:” the United States of America. Loudon’s research shows that this is not just a historical problem, but is a very grave and looming threat which will not only impact America’s national security but indeed her very survival.Trevor proudly serves as a fellow at both the American Freedom Alliance and the Inter-American Institute for Philosophy, Government, and Social Thought.Lt Col (ret) Roy White BioMarried 38 years,3 kids, 7 grandkids,63 yrs old,3 yrs of public school teaching, taught Kindergarten PEAlways dreamed of flying20 years in AF flying fighters, trainers, Desert Storm, Southern Watch veteran,'99 hired as commercial airline pilot14 month to retirementBegan working in the non-profit world in '06, changed my lifeGod led me into this arena to shape and strengthen my faithSnowball Express - honoring children of military fallen heroes once a year, all expense paid trip to join with othersNext venture was helping other veteran NPOsNext NPO was devoted to studying Islam and how to fight back against the threat in AmericaBegan group to push back against the PC agendas found in public school social studies textbooks, Truth in Textbooks - amazing successes due to God's intervention.National effort with nearly 200 volunteers from around the country and more groups partnering with us, many Christian based groups.Radio exposure in SAT with Lance Hoppes at 930 AM The Answer with Lance Hoppes...discuss the spiritual battle between Christianity and IslamServe on two Christian NPOs dedicated to educating Christian congregations about Islam.Hear this podcast on Googleplay, TuneinRadio, iTunes, Spreaker, Youtube, and iHeartradioPodcast weekly broadcast location:Rockafellas Barber Shop (Owner: Rico Rodriguez)1733 Babcock Rd. San Antonio, TX 78229Sponsors:I Am Refocused Podcast Sponsored by River City Donuts San Ant1723 Babock Rd. San Antonio, TX 78229I Am Refocused Podcast Sponsored by Bay Bay McClinton of All Sports Speed and Conditioninghttp://www.allsportsfitness.net/All Sports Speed and Conditioning is the top sports performance training gyms in San Antonio, and has produce many collegiate and professional athletes since opening. All Sports was founded in 1997 by Bremond “Bay Bay” McClinton. All Sports is based out of the beautiful city of San Antonio, TX. Having accomplished his own career in professional sports; starting a company like All Sports was a natural transition for him. Bay Bay is a native of San Antonio, TX. His 100 meter dash in High School at Roosevelt High in San Antonio was not broken until recently. In college Bay Bay played opposite the great future hall of famer, Darrell Green. He went on to sign a professional career with the Houston Oilers, Dallas Cowboys and played 7 years in the European Leagues before returning to his home town to finish his career “San Antonio Texans”. In 2006, his company, All Sports administered the strength and conditioning program for the East vs West Shriners’s college senior bowl. In 2008-09, All Sports administered the strength and conditioning program for the Division II college Senior Cactus Bowl All Star game in Kingsville. Today All Sports Speed and Conditioning continues to train athletes to elevate their athletic performance to the next level in all sports.

IT'S TAX SEASON and we'll talk with Financial Unity in the Global Black Community Angela Manyara Sayles  who'll answer all your tax questions..We'll also talk with Founder of The Teaching Artist Institute Kim Poole about her next trip to Ghana..You don't want to miss this Power Packed show!!.. Also join us for  ** Chairman of the FAU Hershel Daniels Junior ** FACT & STATS with Vernetta Kiser Join us EVERY SUNDAY for the show that focuses on educating, elevating & motivating our listeners to a higher level of consciousness and awareness in order to empower & uplift our communities around the World!!.. ATTENTION FAMILY & FRIENDS Are you interested in starting your own business??.. How about increasing the quality of your small business??..Well, help is finally here!!..In Collaboration with TEAM DLW, The Friends of The African Union, Prestige Business Financial Services can help you in the following... • Pay off High Interest Debt • Expand Your Business • Purchasing Inventory • Hiring or Paying Employees • Launch a Marketing Campaign You can also purchase..  Furniture, Fixtures, Millwork, Signage • Computers, Printers and POS Systems • Vehicles, Trucks and Vans • Kitchen and Restaurant Equipment • Heavy Machinery • Spa, Salon, Manufacturing, Medical Equipment, ect. If this sound interesting to you, email call, text, inbox me for more info to get you started..Let's rebuild our Communities one business at a time!!.. teamdlw@sbcglobal.net https://faufunding.com/  

Southern Sense, conservative talk with Annie "The Radio Chick" Ubelis, and "CS" Bennett. Informative, fun, irreverent and politically incorrect, you never know where we'll go, but you'll love the journey! Southern-Sense.comTrevor Loudon is an author, filmmaker and public speaker from Christchurch, New Zealand. For more than 30 years, he has researched radical left, Marxist and terrorist movements and their covert influence on mainstream politics.Some of Trevor’s accomplishments:The Enemies Within, was released in 2016.In Collaboration with the Capital Research Center, Trevor Loudon and Director Judd Saul, a series of mini-documentaries free to the public: America Under Siege: Civil War 2017 America Under Siege: Soviet Islam America Under Siege: AntifaJoe Dugan, Founder & Chair of the The South Carolina Tea Party Coalition is a group of like-minded Tea Party and Grassroots organizations whose mission is two-fold, both at the State and Federal levels, to restore our Constitution to its rightful place as the Law of this Land. SCTPC Convention, January 20, 2018Dedication: Detective Sean Matthew Suiter, Baltimore City Police Department, Maryland, End of Watch Thursday, November 16, 2017

Southern Sense, conservative talk with Annie "The Radio Chick" Ubelis, and "CS" Bennett.  Informative, fun, irreverent and politically incorrect, you never know where we'll go, but you'll love the journey! Southern-Sense.com Trevor Loudon is an author, filmmaker and public speaker from Christchurch, New Zealand. For more than 30 years, he has researched radical left, Marxist and terrorist movements and their covert influence on mainstream politics. Some of Trevor’s accomplishments: The Enemies Within, was released in 2016. In Collaboration with the Capital Research Center, Trevor Loudon and Director Judd Saul, a series of mini-documentaries free to the public: America Under Siege: Civil War 2017America Under Siege: Soviet IslamAmerica Under Siege: Antifa Joe Dugan, Founder & Chair of the The South Carolina Tea Party Coalition is a group of like-minded Tea Party and Grassroots organizations whose mission is two-fold, both at the State and Federal levels, to restore our Constitution to its rightful place as the Law of this Land.  SCTPC Convention, January 20, 2018 Dedication: Detective Sean Matthew Suiter, Baltimore City Police Department, Maryland, End of Watch Thursday, November 16, 2017

Southern Sense, conservative talk with Annie "The Radio Chick" Ubelis, and "CS" Bennett. Informative, fun, irreverent and politically incorrect, you never know where we'll go, but you'll love the journey! Southern-Sense.comTrevor Loudon is an author, filmmaker and public speaker from Christchurch, New Zealand. For more than 30 years, he has researched radical left, Marxist and terrorist movements and their covert influence on mainstream politics.Some of Trevor’s accomplishments:The Enemies Within, was released in 2016.In Collaboration with the Capital Research Center, Trevor Loudon and Director Judd Saul, a series of mini-documentaries free to the public: America Under Siege: Civil War 2017 America Under Siege: Soviet Islam America Under Siege: AntifaJoe Dugan, Founder & Chair of the The South Carolina Tea Party Coalition is a group of like-minded Tea Party and Grassroots organizations whose mission is two-fold, both at the State and Federal levels, to restore our Constitution to its rightful place as the Law of this Land. SCTPC Convention, January 20, 2018Dedication: Detective Sean Matthew Suiter, Baltimore City Police Department, Maryland, End of Watch Thursday, November 16, 2017

Southern Sense, conservative talk with Annie "The Radio Chick" Ubelis, and "CS" Bennett.  Informative, fun, irreverent and politically incorrect, you never know where we'll go, but you'll love the journey! Southern-Sense.comTrevor Loudon is an author, filmmaker and public speaker from Christchurch, New Zealand. For more than 30 years, he has researched radical left, Marxist and terrorist movements and their covert influence on mainstream politics.Some of Trevor’s accomplishments:The Enemies Within, was released in 2016.In Collaboration with the Capital Research Center, Trevor Loudon and Director Judd Saul, a series of mini-documentaries free to the public:America Under Siege: Civil War 2017America Under Siege: Soviet IslamAmerica Under Siege: AntifaJoe Dugan, Founder & Chair of the The South Carolina Tea Party Coalition is a group of like-minded Tea Party and Grassroots organizations whose mission is two-fold, both at the State and Federal levels, to restore our Constitution to its rightful place as the Law of this Land.  SCTPC Convention, January 20, 2018Dedication: Detective Sean Matthew Suiter, Baltimore City Police Department, Maryland, End of Watch Thursday, November 16, 2017

10/18/2017 Ubiquity of electronic devices—mostly smart ones with electronic chips embedded in them—is attributed to the desire to improve the quality of our lives, but can we really trust these chips? Driven by cost-conscious consumer electronics, outsourcing of various crucial steps in chip design and fabrication is forcing chip designers and users to re-assess their trust in hardware. Chips are increasingly prone to hardware-level threats such as reverse engineering, counterfeiting, Intellectual Property (IP) piracy, and malicious tampering (i.e., hardware trojans). This talk covers various forms of threats that the electronic chip supply chain is up against as well as defenses that the research community has developed, including recent efforts from NYU Abu Dhabi to design a prototype—the first chip resilient to hardware-level threats due to its built-in defense at the hardware-level. In Collaboration with Center for Cyber Security Speaker Ozgur Sinanoglu Associate Dean of Engineering for Academic Affairs; Associate Professor of Electrical and Computer Engineering, NYUAD