Podcasts about Capital One

Kai Jones is one of the most talented young backcountry skiers in the U.S., turning professional at just 13 years old. In early 2023, he broke both of his legs in a backcountry skiing accident, spending months in a wheelchair and questioning whether he'd ever return to the sport. Last season marked a major comeback, as Kai became the youngest skier to descend the Otter Body route on Grand Teton and released multiple ski films that document his evolution as a big‑mountain skier. Connect with Kai:  Instagram Outside Days Early Bird Pricing Thank you to our sponsor:  Capital One and the REI Co-op® Mastercard® Photo Credit: Tucker Adams   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It's Tuesday, February 24th, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson and Timothy Reed Early Rain Covenant Church Hit Again China Aid reports of more communist persecution of the Early Rain Covenant Church in Chengdu, China.   Pastor Wang Yi is entering his seventh year in prison -- of a nine-year sentence.   But now, elder Li Yingqiang and his wife have been arrested for their commitment to Christ. His wife was released on bail, and encouraged friends on social media that “God's arrangements are always good.” Multiple churches in North America, and an organization in Australia, have designated the ninth of each month as a “Day of Fasting and Prayer for the Persecuted Church in China.”  Mexican National Guardsmen killed the most wanted cartel leader in the country Mexico is in turmoil this week, after Mexican National Guardsmen killed the most wanted cartel leader in the country, Nemesio Cervantes, a criminal known as “El Mencho.” So far, 34 drug cartel members are dead. Sadly, another 25 federal troops were killed in the ongoing conflict. European immigration numbers down Immigration numbers have dropped sharply in Europe. Britain records only 200,000 immigrants in 2025, down from 900,000 in 2023.  Eurostat's Migration and Asylum report indicates a 13% drop in asylum applicants to European Union countries in 2024. That's the first drop since 2020.  And October 2025 numbers indicate a 28% drop compared with October 2024. European Parliament refused to affirm only women can get pregnant The Parliament of the European Union voted 340-141 to artificially redefine the definition of what a woman is. The Parliament also refused to affirm the biological fact “that only women can become pregnant.” German Parliament member Tomasz Froelich blasted the new guidance. He said, “This isn't about courtesy or pronouns. It's about law, language, and the destruction of biological clarity in public policy.” The new law opens the continent up to “the full recognition of trans women as women,” directly opposing God's created gender roles. In Matthew 19:4, Jesus asked, “Have you not read, that He which made them at the beginning made them male and female?” Reform UK lacked traction; Will Restore Britain thrive? As The Worldview reported on February 19th, Britain has a new populist political party called the Restore Britain party. The previous nationalist party, Reform UK, gained 14% of the vote in the 2024 election, but only holds eight seats which is a little over 1% of the seats in parliament. Back in 2002, the UK populist parties had only 2% of the national vote. More debt and more inflation for the U.S. In President Donald Trump's first year in office in his second term, the US Debt to Gross Domestic Product ratio spiked to 122%. That's the highest since Joe Biden's first year in office during the COVID spend-a-thon.   Today's U.S. federal debt stands at $38.7 trillion — exactly double what it was 10 years ago during the first Trump term, and quadruple the size of the debt 18 years ago during the 2008 recession.   Also in economic news, despite all the political noise and hand waving coming out of Washington, inflation is up in the U.S. The core Personal Consumption Expenditures inflation index is up to 3% — back up to where it was two years ago.   The GDP inflator reached 3.7%, the worst it's been in three years. And yet, the average 30-year mortgage rate has dropped to 6%, That's the lowest it's been in two and a half years. Deuteronomy 15:6 ties in here. It says, “For the LORD your God will bless you just as He promised you; you shall lend to many nations, but you shall not borrow; you shall reign over many nations, but they shall not reign over you.” Kansas legislature overturns veto on transgender Law KANSAS LEADER: “The motion prevails and the bill passes.” (Gavel comes down) And with that announcement, the Kansas Legislature, dominated by Republicans, voted to overturn Democratic Governor Laura Kelly's veto on a bill that banned men, including men pretending to be women, from entering women's spaces. The Kansas House voted 87-37 and the Kansas Senate voted 31-9 to overturn the veto.  Republican Kansas State Senator Virgil Peck, Jr. spoke from the Senate floor. PECK: “I'm amazed that we're not hearing from more of those who are, if you will, feminists standing up for young ladies.” The bill allows for criminal charges to be brought against biological men who intrude on women's bathrooms and locker rooms, and holds to the birth gender or biological definition of male and female. 118,000 applications submitted for tax-funded school vouchers Texas parents have submitted 118,000 applications since Texas Freedom Education Accounts opened up on February 4th. The Houston public school district is looking at closing down 12 of its schools for the next school year, reports The Chronicle. The Texas Homeschool Coalition estimates there are 500,000 homeschooled students in the state. Add to that 422,000 children enrolled in Texas charter schools, and another 279,000 children enrolled in Texas private schools. That adds up to 1,200,000 Texas students not attending public school, representing 21% of school-aged children in Texas. Study reveals cancer linked to COVID-19 shot A new scientific study has linked the rise in certain types of cancer to the mRNA COVID-19 shots.  The study, published by Oncotarget, marks the spike in cancers, including highly aggressive cancers, in correspondence with certain lipid nanoparticles that were in the COVID vaccines.  The study evidenced that the modRNA in the COVID shot, along with the lipid nanoparticles, could “affect various tissues and organs, including the bone marrow and other blood-forming organs.”  The study also found a link between rising mortalities worldwide and the rollout of the COVID shot. In one Italian province, for example, “vaccination was associated with a 23% increased risk of cancer hospitalization after receiving one or more doses.”  U.S. Men's Hockey team wins gold in overtime And finally … (Audio of Olympic theme song) Norway has captured the highest number of gold medals in the 2026 Winter Olympics this year — taking home 18 medals (so far). The United States comes in second with 12 golds. That's a record for America — this time including a top medal for the Men's and Women's Hockey competition.   The U.S. Men's Hockey Team won the gold medal for the first time in 46 years in a 2-1 overtime win on the final golden goal knocked in by Jack Hughes, who played center. Listen. ANNOUNCER: “Jack Hughes wins it. The golden goal for the United States. For the first time since the 1980 Miracle, the United States takes the gold.” Jack will be remembered for having taken a high stick and losing multiple teeth before scoring the winning goal. Close And that's The Worldview on this Tuesday, February 24th, in the year of our Lord 2026. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ. Extra print stories Elderly farmer refuses to sell farm to data company 86-year-old farmer Mervin Raudabaugh refused to sell his Pennsylvania farm to data company developers, even though his farm was valued at over $15 million. Raudabaugh has lived in Silver Springs Township in Cumberland County and been a farmer for more than 60 years. He exclaimed, “I was not interested in destroying my farms. That was the bottom line. It really wasn't so much the economic end of it. I just didn't want to see these two farms destroyed.”  Raudabaugh instead sold his property for a much lower price to the Silver Springs Township's Land Preservation Program, which protects farmland, woodland, and wetlands. He explained, “I love this land. It's been my life. And I realized… if it wasn't built on or dug up, another set of families could live here—and that's what I wanted to do. And I got it done.” Micah 4:4 promises, “But they shall sit every man under his vine and under his fig tree; and none shall make them afraid: for the mouth of the LORD of hosts hath spoken it.” 10 major British cities have Muslim mayors 46 million Muslims now live in Europe, as migrants from third world countries continue overwhelming the European system.  Muslims are taking over political offices in European nations, including in the United Kingdom, where 10 major cities now have Muslim mayors. The massive influx in illegal immigration to Europe, while condemned and hated by its people, is being celebrated by its leaders. Newsmax reports, “They've chosen to stand with radical Muslims over their own people. It's because of all of these reasons these countries are falling apart and failing as the attack on Western civilization continues.” Muslim infiltration has also reached the United States, evidenced by Muslim influence in states like Texas and Minnesota. Chase Bank admits to debanking Trump JPMorgan Bank has admitted to freezing President Donald Trump's bank account following the January 6, 2021 protests. Trump had sued the bank for $5 billion in damages. The admission came after JPMorgan initially dodged the question of whether it debanked the President, and is yet another confirmation that conservatives were in fact targeted and persecuted under the Biden administration.  CNBC reported, “This is not the first lawsuit Trump has filed against a big bank, alleging that he was debanked. The Trump Organization sued credit card giant Capital One in March 2025 for similar reasons and allegations.” However, some have pointed out that the Trump administration is working towards digital currencies, which run a large risk of being controlled.

There's a limited-time elevated offer on the Capital One Venture Rewards Credit Card, and if you've been waiting for the right time to jump in… this might be it.In this episode, I'm breaking down exactly what the current bonus is, who it's best for, how to maximize the miles, and the mistakes I see people make with this card.Because yes, the headline sounds good — but we're getting into the real strategy behind it.If you want simple, flexible travel points that can unlock serious trips without overcomplicating your wallet, don't skip this one.

2.23.26, Kevin Sheehan discusses the Duke vs Michigan game being held at Capital One Arena and how the game made local College Basketball essentially irrelevant over the weekend.

2.23.26 Hour 1, Kevin Sheehan opens up the show giving his thoughts on the top 3 College Basketball prospects for the upcoming NBA Draft and talks about if the Commanders need to add a star level defensive player on defense to help the team be competitive next season. Kevin Sheehan discusses the Duke vs Michigan game being held at Capital One Arena and how the game made local College Basketball essentially irrelevant over the weekend.

Knowledge Talks with Bobby Bray Topic – “Global Finance & Strategy for Business Founders”Guest's Introduction Today on the podcast, we're thrilled to welcome BobbyBray. He is based at Washington DC. He specialize in helping Fortune 150 C-Suite executives navigate the complexities of global finance. Whether it's improving liquidity ratings, leading transformative analytics programs, or helping managing billion-dollar portfolios, he brings a unique combination of financial acumen and military precision to deliver results. He has over 20 years in banking and consulting with Capital One, Oliver Wyman, and Regions Bank. Apart from that he is a retired Navy Captain with four commands with a proven track record of strategic decision-making under pressure. He is a CFA charterholder with an MBA and MA in International Finance from top institutions. As he is here with us, we have pick up a wonderful topic for today's podcast – “Global Finance & Strategy for Business Founders” Discussion Points 1. Current State of Global Growth — Resilience with Fragile FoundationsDiscuss how the global economy is holding steady around~2.6–2.8% growth in 2026, showing resilience despite policy uncertainty, tariff pressures, and geopolitical tensions , yet growth remains too slow to drive shared prosperity in many developing markets.  2. Geopolitical & Economic Conflicts as Business RisksHighlight global economic conflicts (e.g., supply chain nationalism, sanctions, and trade weaponization) now identified as top short-term world risks , with implications for cross- order expansion and investment planning. 3. Finance Leadership Trends: AI, Cloud & StrategicCFO RolesHighlight how finance leaders are expanding from reporting into strategic planning, enabled by AI and cloud tech — a trend founders should leverage in their own finance functions.  4. Debt, Fiscal Fragility & Inflation DynamicsExplore rising government and private debt levels, inflation moderation expectations, and their effects on credit costs, borrowing strategies, and consumer demand.  5. Founder Strategies for Trade & Supply ChainDisruptionsUnpack the impact of trade barriers and tariffs on global sourcing and cost structures, especially for founders scaling internationally.  6. Macro Risks & Strategic PreparednessWrap with a look at broader risks, recession probabilities, market sentiment swings, and investor caution — and how founders can plan for downturns with lean operations, strong margins, and optionality. Follow for more @abhisheksengupta2006  #KnowledgeTalks #GlobalFinance #Strategy  #abhisheksengupta #abhisheksenguptaaudioblogs  Media Credit : Pic Courtesy - UnSplash Video Courtesy - Mixxit Background Music - Upbeat Pic & videos : invideo.io & Istock Disclaimer : 1. This episode is made for information and knowledge gain. All necessary checks with relevant persons and authorities should be done before taking any actions. Maker of the episode/ company / its employees / its partners / its directors / founders/ co-founders / participant in episode will not be responsible for any incident related to this.  2. Images & videos used in this are for representation and educational purpose only under fair use provision of copyright. These are not used for any other objective. Copyright Disclaimer under Section 107 of the copyright act 1976, allowance is made for fair use for purposes such as criticism, comment, news reporting, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favour of fair use. 3. Options given by podcast guest are his /her own. Host does not endorse or reject those.     

In this episode of Scam Rangers, Ayelet Biger-Levin joins Kate Griffin, Director of Inclusive Finance at the Aspen Institute, to discuss the monumental work of the National Task Force on Fraud and Scam Prevention. Over the past year, Griffin has led a diverse coalition of 80 institutions, ranging from financial giants like JPMorgan Chase and Capital One to tech leaders like Google, Meta, and Apple, to develop a unified strategy against the global scam epidemic.Griffin pulls back the curtain on the "ambitiously pragmatic" approach required to bring competitors and government agencies to the same table. She explores the delicate balance of inclusive finance, explaining how fraud prevention measures can inadvertently create barriers for low-income households. The conversation covers the task force's strategic decision to bypass the "blame game" of liability to focus on immediate prevention, the role of cross-sector information sharing, and the emergence of the Southeast Asian Scam Center Strike Force. This episode provides a high-level look at how policy, private sector action, and human values are converging to dismantle the business model of modern scammers.Key Takeaways: A New Era of Cross-Sector Collaboration The "Yes And" Moment: Griffin highlights that while progress in private sector investment and government policy is worth celebrating, the fight requires sustained, concerted action across the entire scam lifecycle. Neutral Facilitation: The Aspen Institute's role as a neutral third party allowed for "hard conversations" between sectors like telcos and banks that often point fingers at one another. Bipartisan Momentum: Fraud has become a rare point of total bipartisan agreement in Washington; the scammers "do not ask who you voted for," leading to the creation of the Stop Scams Caucus in Congress. The Scam Lifecycle Framework: The task force's recommendations are organized around the scam lifecycle, focusing on suppressing activity, disrupting infrastructure, and empowering victims through better response and support. Pragmatic Policy: The episode details how the task force's work influenced the U.S.'s first-ever national strategy for financial inclusion and continues to brief Capitol Hill on drafting future anti-scam legislation.For more information about the task force visit: https://fraudtaskforce.aspeninstitute.org/Read the national strategy document: https://static1.squarespace.com/static/671a80aa4a84f2359ce4d360/t/690e1fe9c5c80642162575a5/1762533353206/FraudTFReport_Digital_Final+%282%29.pdfFollow Kate Griffin on LinkedIn : https://www.linkedin.com/in/katedgriffin/About the HostAyelet Biger-Levin is the Founder and CEO of RangersAI and the host of Scam Rangers, a podcast exploring the human side of scams and the people working to protect consumers from financial and emotional harm.Through her work at RangersAI and her leadership within the Global Anti-Scam Alliance, Ayelet partners with financial institutions, policymakers, and advocates to elevate scam prevention beyond controls and technology toward trust-based, customer-centric protection.Be sure to follow her on LinkedIn and reach out to learn about her additional activities in this space:https://www.linkedin.com/in/ayelet-biger-levin/RangersAI: https://www.rangersai.com/

Rob Shaver has been living with stage four cancer for over 20 years. He's had multiple recurrences, been through multiple rounds of chemotherapy, and received more than 60 radiation treatments. In 2020, after he finished chemo to fight his third recurrence, Rob started running and ended up running for 1,175 days straight.About the film: The Life We Have is a short film about REI San Antonio employee Rob Shaver, who after two decades living with stage 4 cancer, made a pact to run at least one mile every day until he passes away. This film, his journey, and everything we learn along the way is meant to celebrate Rob, the Shaver family, and all of those inspired to live the life they have. It is a quiet reflection on mortality, resilience, and the choice to “live deeply, live thoroughly and with beautiful effort.” Watch the film: The Life We HaveJoin The Life We Have Strava ClubThank you to our sponsor: Capital One and the REI Co-op® Mastercard® Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode Summary Alexis Haselberger is a time management and stress reduction coach who has helped over 215,000 people do more and stress less through coaching, workshops and online courses. Her clients include Google, Lyft, Workday, Capital One, Upwork and more. Who's your ideal client and what's the biggest challenge they face? What are the common mistakes people make when trying to solve that problem? What is one valuable free action that our audience can implement that will help with that issue? What is one valuable free resource that you can direct people to that will help with that issue? What's the one question I should have asked you that would be of great value to our audience? When was the last time you experienced Goosebumps with your family and why? Free Class: 3 Secrets to Always Having Enough Time for Your Work, Your Family, and Yourself Do More, Stress Less Podcast Get in touch with Alexis: Website, YouTube, Instagram Timing Validation Focus Validate your strategic timing with precision using the KAIROS assessment system. Book your 30-minute KAIROS Strategic Assessment (€147) and transform intuition into data-driven confidence. When you know exactly WHEN to move, not just HOW, transformation becomes inevitable. https://www.uwedockhorn.com/research

Keith Rabois joins the Newcomer Podcast for a wide-ranging conversation that moves between tech, venture capital, and politics.On the tech side, we start with Brex being acquired by Capital One and what that means for Ramp. Rabois argues that banks won't build the “finance organization of the 21st century,” and frames Ramp's ambition as building the CFO's “eyes, ears, and actions” across a company. We also discuss Rippling's strategy, investor responsibilities around integrity and ethics, and how he thinks about “barrels and ammunition” when companies try to do many things at once.From there we get into AI investing and Rabois's view that what matters is the end-customer value proposition and the durability of the advantage. He explains Rogo as an AI “copilot” for investment bankers and talks about workflow and data moats.The episode also turns heavily to politics and current events: Trump, tech's relationship with the administration, immigration (including H-1B and O-1 visas), free speech, and foreign policy debates (including China, Europe, and the Middle East). We also argue through a recent incident involving law enforcement and protest/obstruction, and close with Opendoor—where Rabois lays out his view of the company's turnaround, retail investors, and the company's weekly “accountability” metrics updates.

Kapil Gupta, former Enterprise AI Product & Platform Leader at Cigna, shares insights from more than two decades of turning cutting-edge technology into enterprise-ready products. He unpacks the difference between generative AI and agentic AI, and why governance, user choice, and thoughtful design matter just as much as innovation. Learn how enterprises can scale responsibly and why the best technology often feels invisible to the people using it. Key Takeaways:  The tangible difference between generative AI and agent-based workflows Why adoption depends on fitting into existing workflows, rather than forcing behavior change The challenge of legacy systems and disconnected data How companies can innovate quickly without introducing unnecessary risk How pushing back, probing, and questioning AI can unlock more value Why listening to users matters more than building flashy features Guest Bio: Kapil Gupta is an executive product leader specializing in leveraging emerging technologies to solve complex business problems at scale. As a leader of AI product and platform teams at Cigna and previously at industry leaders like Capital One, Deloitte, and IBM, he has turned breakthrough innovations like Generative AI into practical enterprise solutions.  Kapil is driven by a focus on crafting AI-driven product experiences that solve real problems and ensure high adoption, bridging the gap between sophisticated technology and business value. He balances high-level strategic vision with a passion for staying hands-on, often vibe coding prototypes to prove out new concepts. Kapil holds an MS in Computer Science and an MBA from NYU Stern. He shares his work at kapilgupta.me and lives in New York. ---------------------------------------------------------------------------------------- About this Show: The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all! Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together. The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API. Music by: Ari Dvorin Produced by: Sam Laliberte

Adventurer Mardi Fuller made history in 2021 as the first Black person to hike all 48 of New Hampshire's 4,000 foot peaks in winter. The White Mountains are defined by steep, exposed trails, deep snow, extreme winds, and rapidly changing weather that demand constant attention to navigation and risk.Connect with Mardi: InstagramThank you to our sponsor:Capital One and the REI Co-op® Mastercard® Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Auto dealers and lenders are looking to new technologies and ventures to grow operations as the retail auto market faces uncertainty, especially around used vehicles and EVs, in 2026. Dealer captive financier AutoNation Finance's originations rose 66% year over year in 2025. Meanwhile, the retailer's full-year finance and insurance revenue increased 7.7% YoY to $1.5 billion, which represented 5.3% of total revenue and 29.6% of total gross profit, according to the company's earnings release. Additionally, AutoNation Finance is looking to improve call center operations with the deployment of Balto AI, while Capital One also aims to boost call centers with AI.  Bank of America is navigating affordability needs of consumer finance customers by expanding its 84-month-term eligibility for auto loans and advancing lending technology, especially in the RV space. Other lenders are taking different paths to growth: Huntington Bank expects its $7.4 billion merger with Cadence Bank to drive auto originations  growth; and  Fellow bank financier Santander acquired U.S.-based Webster Bank for $12.2 billion on Feb. 6. Dealers and lenders continue various strategies for growth in a complicated auto market, as J.D. Power predicts flat retail sales of 13.6 million units in 2026 and declining retailer profit, while projecting that used-vehicle prices could drop as much as 4% this year. All of this comes as auto dealers and lenders descended on Las Vegas last week for several key events, including the American Financial Services Association's Vehicle Finance Conference and Expo, the J.D. Power Auto Summit 2026 and the National Automobile Dealers Association Show. Auto Finance News was on site throughout the events, speaking to lenders, dealers and analysts. Keep an eye out for more news from those event. In this episode of “Weekly Wrap,” Auto Finance News Editor Amanda Harris, Deputy Editor Johnnie Martinez, Senior Editor Truth Headlam and Associate Editor Aidan Bush discuss trends affecting the automotive industry and key updates for the week ended Feb 6. 

In this episode, we'll take Hyatt on a mattress run, we'll answer "Is Tyler crazy for liking the Bilt Paladium card?", and Nick disagrees with our entire main event!Giant Mailbag(01:07) - Tyler disagrees with all the negative feedback that the Bilt program is getting(06:01) - Read more about Greg's thoughts on Bilt changes hereCard News(08:18) - Atmos Ascent ($95 card) offerLearn more about the Atmos Ascent card here(10:24) - Southwest consumer card offers: Companion Pass + bonus pointsLearn more about the Southwest consumer card offers hereMattress Running the Numbers(13:08) - Hyatt's overlapping promosLearn more about the Hyatt Bonus Journeys hereLearn more about the Hyatt House / Hyatt Studios promo hereBonvoyed(21:00) - Chase makes it harder to track Ink Business Cash® 5x spendingLearn more about this hereAwards, Points, and More(22:09) - Capital One: 30% transfer bonus to Japan Airlines Mileage BankRead about Japan Airlines sweet spots here: https://frequentmiler.com/best-uses-of-japan-airlines-mileage-bank-miles/Learn more about the transfer bonus here: https://frequentmiler.com/30-transfer-bonus-from-capital-one-miles-to-japan-airlines-mileage-bank/See our podcast episode 325 "Sweet-spot awards courtesy of Japan Airlines" here: https://frequentmiler.com/sweet-spot-awards-courtesy-of-japan-airlines-frequent-miler-on-the-air-ep325-9-26-25/(25:26) - Citi is still allowing product changes between AAdvantage and ThankYou point cardsLearn more about Citi no longer allowing product changes between AAdvantage and ThankYou point cards here: https://frequentmiler.com/is-citi-no-longer-allowing-product-changes-between-aadvantage-and-thankyou-point-cards/(29:03) - Rove "Built Better" promoRead more about the Rove "Built Better" promo here: https://frequentmiler.com/rove-built-better-promo-7x-on-hotel-stays-bonus-earnings-free-miles/Main Event: Battle of the $350 airline cards: AA, Delta, United (and Alaska)(32:40:09) - Comparing $350 airline cards: AA, Delta, United (and Alaska)(35:33) - Earnings on spend(40:25) - All offer standard airline card perks such as free checked...

Today on the show, we have Charles Rosenblatt, CEO of Butter Payments, providing ML AI-driven payment recovery for subscription merchants and recurring payments. Previously, Charles was CSO of Payoneer, CRO at Velo Payments, and ran treasury at D.E. Shaw during the late 90s—where managing a financial crisis taught him that outside factors can derail even the best strategies and smartest teams. In this episode, we uncover why the 14-day dunning period is an arbitrary standard that shouldn't exist—and how decoupling dunning strategy from product access unlocks smarter business decisions. Charles shares how Butter analyzes 128 variables across billions of transactions to predict payment recovery within 10 seconds, allowing companies to shut off high-cost AI users immediately when recovery is unlikely, while keeping loyal customers active when payments will clear. We explore why involuntary churn creates dangerous false signals: 30% of customers leaving might actually want to stay but have expired cards or temporary payment issues. This can lead product teams to catastrophic decisions—like Coca-Cola changing their formula when the real problem was payment infrastructure, not product-market fit. The lesson: understand what's within your control versus what's not before making strategic pivots. We also discuss how Capital One shifted their best people from acquisition to retention after realizing they were churning the equivalent of the 7th largest credit card company every year—because spending $20 to save a $500 NPV customer beats spending $300 to acquire a new one who might churn anyway. Finally, we dig into payment recovery ethics and strategy: why Butter refuses "forced payments" that drive customer accounts negative, how different card types (Amex vs. debit vs. prepaid) require completely different retry logic, and why competitors who inflate recovery promises by 100% damage trust across the industry.As always, I'd love to hear from you. You can email me directly at andrew@churn.fm, and don't forget to follow us on X.Churn FM is sponsored by Vitally, the all-in-one Customer Success Platform.

Welcome back to Fintech Recap. I'm Alex Johnson, joined (as always) by my partner in recapping, Jason Mikula. Even if we aren't sailing to BaaS Island, the news keeps flooding in. We kick off with crypto market structure, which nearly cleared Congress before imploding. The Clarity Act would've locked in broad crypto rules, including limits on stablecoin yield. Banks had momentum to close a key Genius Act loophole (until Coinbase pulled support at the last second). The backlash was swift: other crypto firms were blindsided, lawmakers were furious, and Brian Armstrong ended up in Davos, facing off with Jamie Dimon (who, reportedly, told him to stop lying on TV).  Then it's onto banking charters. NewBank got conditional OCC approval. Ford, GM, and PayPal all made ILC moves. Affirm filed in Nevada, citing "flexibility and diversification," but this is about control. With rising scrutiny on partner banks and consent orders in the air, a charter gives Affirm cleaner economics and regulatory insulation. Like Square and LendingClub before it, the goal is clear: own the balance sheet, shift volume gradually, and keep options open. From there, Capital One's surprise acquisition of Brex for $5B. Most commentary focused on the exit. More interesting is what CapOne wants: startup spend volume and a wedge into high-growth business banking. Integration will take time, and as Ramp scales faster on a leaner model, pressure around ROI will be mounting. Plus, in our Can't Let It Go corner, we look at fintech's dumbest lawsuit: Prism v. TomoCredit. A fake cash flow underwriting product. A stolen trademark. Fabricated and backdated blog posts. An agreed settlement … that Tomo then refused to sign or memorialize. Meanwhile, the site still takes credit card details from consumers who can't unsubscribe. And somehow, it's still going! This episode is brought to you by Plaid.  Plaid helps lenders approve more creditworthy borrowers without taking on more risk, combining real-time cash flow data with behavioral insights. It's a fast, familiar experience people trust, and that actually converts. Learn more at www.plaid.com/ftt Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/  And for more exclusive insider content, don't forget to check out my YouTube page. Follow Jason: Newsletter: https://fintechbusinessweekly.substack.com/ LinkedIn: https://www.linkedin.com/in/jasonmikula/   Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnsonTwitter: https://www.twitter.com/AlexH_Johnson

Listen and subscribe on Apple Podcasts | SpotifyHey all, Jason here.Alex Johnson, creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap, where we unpack some of the biggest stories in fintech, banking, and crypto.In this episode, Alex and I had the chance to discuss:* The HBO drama “Industry” tackles banking and fintech and it gets dark (SPOILER WARNING)* Coinbase CEO Brian Armstrong rug pulls crypto market structure legislation* Are proposals for a 10% credit card cap and the re-emergence of the Credit Card Competition Act mere bargaining chips?* Affirm applies for an ILC charter* Capital One to acquire expense management and corp card startup Brex* And, as always, what Alex and I just can't let go of Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Brother Phap Luu is a Zen Buddhist monk at Deer Park Monastery in Southern California, founded by Zen Master Thich Nhat Hanh. He co‑authored Hiking Zen, which explores walking and hiking as mindfulness practices that cultivate presence, awareness, and connection to nature. Drawing from monastic life and meditation traditions, Brother Phap Luu shares how slowing down outdoors can help us reconnect with ourselves and the natural world.Listen to: Finding MasteryThank you to our sponsor:Capital One and the REI Co-op® Mastercard® Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We made it to episode 100

Today I'm joined by Annie Fallows, Head of Navigator Platform at Capital One. We dive into a massive shift in market sentiment, exploring how dealer trust skyrocketed from 44% to 70%. Annie breaks down why Gen Z is your most loyal—yet most anxious—customer and reveals the "spicy" truth that most digital processes only save five minutes of in-store time. You'll learn how to bridge the friction-filled gap between online research and the showroom floor to double your conversion rates This episode is brought to you by: 1. Amazon Autos - Sell vehicles to online shoppers who can now buy or lease at Amazon Autos. Upload your inventory of new, used, and certified pre-owned vehicles to our online marketplace, where purchase-ready customers can browse, purchase online, then pick up at a local dealership. Learn more @ https://sell.amazon.com/programs/autos 2. Lotlinx - What if ChatGPT actually spoke dealer? Meet LotGPT — the first AI chatbot built just for car dealers. Fluent in your market, your dealership, and your inventory, LotGPT delivers instant insights to help you merchandise smarter, move inventory faster, and maximize profit. It pulls from your live inventory, CRM, and Google Analytics to give VIN-specific recommendations, helping dealers price vehicles accurately, spot wasted spend, and uncover the hottest opportunities — all in seconds. LotGPT is free for dealers, but invite-only. Join the waitlist now @ https://lotlinx.com/LotGPT 3. CapitalOne - Many dealers believe digital tools can help boost sales. But early findings from a recent Capital One Auto survey revealed operational challenges dealers are still navigating and how trust is shaped. Listen for insights as to what's been uncovered and where the research is headed. Learn more @ https://www.capitalone.com/cars/auto-financing/dealer Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠⁠⁠https://cdgcircles.com/⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Topics: 00:27 Why is dealer trust important? 02:55 How do you measure dealer trust? 03:49 Do Gen Z trust dealers? 04:49 How can technology support dealers? 09:00 How can customer experience improve in today's world? 16:37 How to balance automation and personalization? 20:35 How should dealers evaluate AI tools? Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

AGENDA: 03:36 Brex Acquisition by Capital One for $5.15BN 10:54 Does Brex's Acquisition Help or Hurt Ramp? 16:28 TikTok Deal Completed: Who Won & Who Lost: Analysis 19:30 Anthropic Inference Costs Higher Than Expected 37:50 Open Evidence Raises at $12BN from Thrive and DST 53:56 Wealthront IPO Disaster: Is $1.5BN IPO Too Small? 01:07:27 Salesforce Wins $5BN Army Contract: The Last Laugh for SaaS  

When a fintech unicorn exits to a traditional bank, the headline says “successful exit.” This video looks deeper.We analyze the acquisition of Brex by Capital One and what it signals for fintech, startup founders, and venture investors.Topics covered:- Why this exit matters beyond valuation- What it reveals about fintech business models- Why balance sheets, regulation, and distribution still matter- How fintech exit paths are changing- What founders and VCs should learn from this dealLINKSPrashant Choubey - https://www.linkedin.com/in/choubeysahabSubscribe to VC10X newsletter - https://vc10x.beehiiv.comSubscribe on YouTube - https://youtube.com/@VC10X Subscribe on Apple Podcasts - https://podcasts.apple.com/us/podcast/vc10x-investing-venture-capital-asset-management-private/id1632806986Subscribe on Spotify - https://open.spotify.com/show/7F7KEhXNhTx1bKTBFgzv3k?si=WgQ4ozMiQJ-6nowj6wBgqQVC10X website - https://vc10x.comFor sponsorship queries reach out to prashantchoubey3@gmail.comSUBSCRIBE FOR MOREVC10X breaks down the most important stories in finance, tech, and markets every week. Subscribe for actionable insights.#brex #fintech #venturecapital investing #exits

Esta semana hablamos de la caída en el consumo en ciudades fronterizas de EUA, Pinterest en México, la compra de Brex por Capital One, el aumento en matrículas en escuelas de derecho en EUA, y la adquisición de Pulppo por Tuhabi, entre otros temas.Prueba Whitepaper 30 días gratisCompra tu gorra o ilustraciones de Whitepaper aquí

On this episode of Good Morning Hospitality, A Skift Podcast, Sarah Dandashy and Steve Turk break down the latest moves and disruptions in travel and hospitality. They start with Capital One Travel's decision to open its platform to Discover cardholders in a bid to challenge Chase and American Express on points, perks, and travel spend. Then they discuss iconic hotelier Ian Schrager's partnership with Highgate to expand the Public Hotels brand and what this says about lifestyle hospitality growth. The conversation shifts to ongoing operational stress in travel: American Airlines is taking a bigger hit from a looming government shutdown, and Expedia Group announced job cuts as part of its restructuring. Sarah and Steve close the show with this week's Unhinged Story! A dramatic Embassy Suites ceiling collapse caught on TikTok in Oklahoma, underscoring that in travel, sometimes the headlines are as wild as the industry news. Connect with Skift LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/skift/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ WhatsApp: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://whatsapp.com/channel/0029VaAL375LikgIXmNPYQ0L/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://facebook.com/skiftnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/skiftnews/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.threads.net/@skiftnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bluesky: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bsky.app/profile/skiftnews.bsky.social⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/skift⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@SkiftNews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and never miss an update from the travel industry.

Dave celebrates our three rising stars, noting their epic performances tonight against Portland at home. The team outdueled Portland in Capital One. Additionally, Dave discusses heroes around the league, using their power for good. Wiz win! FOLLOW us on Twitter: @EthosWizards @DavidAsherLevy Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ariana Luterman is an endurance athlete whose IRONMAN journey began after a year‑long battle with an unexplained illness that left her extremely weak and often bedridden. In 2023, she completed an IRONMAN just ten months into rebuilding her health and went on to pursue a Guinness World Record for finishing six IRONMAN races on six continents within one year.Connect with Ariana: WebsiteInstagramListen to: Finding MasteryThank you to our sponsor:Capital One and the REI Co-op® Mastercard®  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of CREWCast, we speak with Sara Graham, Senior Vice President of Loan Origination, Multifamily Finance, on Capital One's Commercial Real Estate team, about the current housing affordability environment and the evolving landscape of affordable housing finance.DisclaimerThe views expressed represent those of the participants and not necessarily those of Capital One. Citations00:13:24 & 00:14:10:https://www.novoco.com/periodicals/articles/competitive-bond-landscape-leads-new-challenges-50-test-private-activity-bond-and-4-lihtc00:14:56: https://www.fhfa.gov/news/news-release/u.s.-federal-housing-announces-2026-multifamily-loan-purchase-caps-for-fannie-mae-and-freddie-mac00:15:48: https://investor.capitalone.com/news-releases/news-release-details/capital-one-announces-five-year-265-billion-community-benefits 

This week, it’s all about implementation. After weeks of exploring community, culture, values, and visibility, Stacey brings everything together with a simple challenge: what’s the one thing you’re actually going to do? In this wrap-up episode of the Turning Culture Into Capital series, Stacey shares three practical, powerful steps you can take right now to bring your culture to life and make a real impact—without feeling overwhelmed. You’ll learn: ✨ How to define your mission, vision, and values—and why they matter✨ How to create action statements that guide hiring, leadership, and decision-making✨ The difference between visibility and impact—and how to choose a strategy that suits your current season✨ Why you don’t need a big budget (or a full team) to make a big difference✨ How to delegate, get creative, and take just one small step towards community connection Plus, Stacey shares real examples from her own early business journey (hello, sausage sizzles and walking laps while pregnant!)—reminding us that what matters most is starting where you are.

Spencer Reese welcomes Ross Alcorn from Itinerary Boss https://itineraryboss.com/ to discuss credit card points and miles strategies, with special focus on small business owners. Ross shares how he saved $19,000 on his honeymoon, reveals tactical business spending strategies, and explains how military service members can leverage TDY travel and small business expenses to fund dream vacations. Guest: Ross Alcorn - Charlotte, NC-based travel strategist, former sales rep road warrior (6-7 years), real estate investor, and founder of Itinerary Boss. Key Topics Covered Getting Started - The Low-Hanging Fruit: Sign up for FREE hotel loyalty programs (Hilton, Marriott, IHG, Hyatt) Add loyalty numbers to TDY/TAD stays retroactively if needed Military discount: Epic Pass for active duty/spouses ~$200 (normally $1,200) Start with no annual fee cards to build credit and learn the basics Never carry a balance - if you're paying interest, you're doing it wrong Business Spending Strategies: Most common mistake: Using Amex Platinum for everything (only 1x points on most purchases) Capital One Venture X Business: Uncapped 2x points, no preset credit limit Cards earning 3-4x on ad spend (Facebook, Google ads) Use Melio (M-E-L-I-O) to pay vendors who don't accept cards via ACH (2.9% fee) Negotiate early payment discounts (net 15 vs net 30) to offset processing fees Millions in business expenses going uncharged to credit cards The 2.9% Fee Debate: Worth it if redeeming points at 1.5+ cents per point value Effective 25-40% cash back when factoring welcome bonuses + transfer value Business expenses are tax deductible Ross personally pays fees on all expenses knowing he'll redeem at 2-6 cents/point Real-World Example - $19,000 Honeymoon Savings: Cards used: Chase Sapphire Reserve, Capital One Venture, Chase Sapphire Preferred, Chase Ink Business Unlimited Flights: Qatar Q-Suites business class using 200K points (Chase + Capital One) Stayed 11 nights using Hyatt points at Alila properties in Bali Built point stash over 1-1.5 years through group travel booking + daily spend + business welcome bonuses Strategy: Booked award availability 355 days out when British Airways/Qatar released schedules Flexibility: Mixed business and premium economy on return flight Transfer Partners & Redemption: NEVER redeem for Amazon gift cards, statement credits, or low-value portal bookings (0.6-0.7 cents/point) Transfer to airline partners for 2-6+ cents per point value Don't use Amex points for hotels (poor value) Example: 175K Amex points = potential $12,700 business class seats to South Africa Tools: Points.Yeah.com for flight availability and award searching Military-Specific Advantages: Overseas duty stations = less competition for award space (Frankfurt, Tokyo, Seoul) Different inventory than US-based flyers TDY/TAD stays earn hotel points and elite status Annual fee waivers on personal cards (not business cards) via MLA/SCRA Chase Sapphire Reserve: $0 annual fee for military/spouses Strategic Tips: Always volunteer to pay group bills/dinners (earn points, get reimbursed) Premium economy fine for daytime flights under 8-9 hours Business class essential for overnight/long-haul flights (9+ hours) Plan 1-2 years ahead for big trips - comfortable pace to build points Opening velocity: Ross did one card every 91 days at peak (very aggressive) Combine household points (Chase, Amex, Capital One allow this) Book tickets in anyone's name, not just your own Credit Card Stacking Strategy: Don't use one premium card for everything Match card to spending category for maximum points Chase "cash back" cards earn Ultimate Rewards points if you have Sapphire Reserve/Preferred Transfer between household members before booking Welcome bonuses are the real value - daily spend is bonus Business Culture Hack: Instead of $5-10K cash bonus, give employees 500K miles + book their dream trip Tax deductible, builds culture, retains talent More memorable than cash bonus IHG Five Free Nights Strategy: Five free nights at properties up to 60K points/night Ross staying 4 nights in Grand Cayman at $800/night hotel = $3,200 saved Fourth night free on award bookings Anniversary free night each year Used for wedding block, earning 26x points on wedding expenses Common Mistakes to Avoid: Not asking vendors if they accept credit cards Using wrong card for spending category (leaving 2-3x points on table) Redeeming points poorly (gift cards, statement credits) Not tracking card benefits and credits Waiting too long to book award travel Not being flexible with dates/airports Tools & Resources Mentioned: Points.Yeah.com - Award availability search, flight ideas map Melio - Pay vendors via card when they only accept ACH Plastiq - Pay rent/large bills with credit card (2.9% fee) Free Points & Miles Cheat Sheet at ItineraryBoss.com Transfer partner guide and credit card multiplier sheets Key Quotes "There's millions of dollars that aren't being put on cards because of just not asking the right questions." "If you're earning 2x points and utilizing those points to transfer, even with a 3% fee, the numbers pencil when you're redeeming at 2-6 cents per point." "175,000 Amex points could be used to get you business class, first class seats - we used 176K Chase points for $12,700 worth of business class seats to South Africa." "Don't redeem for Amazon gift cards, statement credits, or through the portal - you're getting 0.6-0.7 cents per point. That's terrible." "Why give a $10K cash bonus when you could give someone 500K miles and book them a trip to Greece or Bali they'd never do on their own?" Who This Episode Is For Military small business owners and real estate investors Service members with TDY/TAD travel Anyone spending on business ads, inventory, or vendor payments Military spouses running 1099 contractor businesses People planning big trips (honeymoons, bucket list travel) Those currently leaving business value on the table Anyone wanting to turn business expenses into free travel Action Items Sign up for all major hotel loyalty programs today (free) Add loyalty numbers to upcoming TDY stays Check if vendors accept credit cards (or use Melio) Review current card stack - are you earning maximum points per category? Download free cheat sheet at ItineraryBoss.com If planning big trip: Start building points 1-2 years ahead Check military annual fee waivers (MLA/SCRA) Combine household points before booking award travel Contact Guest: Ross Alcorn Website: ItineraryBoss.com Free Points & Miles Cheat Sheet (includes transfer partners + credit card multipliers) Social: @ItineraryBoss (all platforms) Host: Spencer Reese Website: MilitaryMoneyManual.com Instagram: @MilitaryMoneyManual Recorded on Veterans Day. This episode reveals how military service members can leverage business expenses, TDY travel, and strategic credit card use to fund dream vacations. Whether you're spending $10K or $1M annually on your business, there are points being left on the table.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.  

Send us a textBrex was once valued at $12.3B. Capital One just bought it for $5.15B.In today's episode of Market Outsiders, Jenny Rae and Namaan break down why Capital One was willing to buy Brex at a $7B discount – and what the deal actually tells us about fintech valuations, banking strategy, and the future of credit cards.We unpack:Why the 50% cash / 50% stock structure reveals who really had leverageWhat Capital One is actually buyingWhether this is a smart buy vs. build move or a risky integration betThe bigger question: Is this how banks future-proof growth in financial services – or an example of catching a falling knife?Episode Links:Capital One is buying startup Brex for $5.15 billion in credit card firm's latest deal (CNBC)Partner Links:Learn more about NordStellar's Threat Exposure Management Program; unlock 10% off with code SIMPLIFIED-10Chapters:The $7B Brex DiscountWhat Brex Actually DoesWhy the $12B Valuation BrokeWhat Capital One Is BuyingCash vs. Stock LeverageRevenue Synergies vs. RiskFit with Capital One's Card StrategyMarket Reaction ExplainedSmart Bet or Falling KnifeConnect With Management Consulted Schedule free 15min consultation with the MC Team. Watch the video version of the podcast on YouTube! Follow us on LinkedIn, Instagram, and TikTok for the latest updates and industry insights! Join an upcoming live event - case interviews demos, expert panels, and more. Email us (team@managementconsulted.com) with questions or feedback.

https://5calls.org/https://www.standwithminnesota.com/Chase Ink Premier Referral Link (Also 100K Ink Preferred!!!)Never used Rakuten? Join now and earn $50 cash back! www.rakuten.com/r/RAYAPI6?eeid=28187 Free flights don't feed your kids on vacation. That's the real truth because even with points and miles, we still need to fund the real costs of travel - meals, trains, tips, tours, and all the little line items that don't fit inside award charts. We break the plan into four parts. First, bank account bonuses: what they are, how to hit the requirements, why “push” ACH often matters, and simple tracking to avoid early‑closure fees. We point you to trusted resources like Doctor of Credit and explain how to double up when there's no household cap. Second, cashback portals: Rakuten, Capital One Shopping, and TopCashback can sometimes stack with bank bonuses on select fintech signups, and quarterly payouts make a solid travel fund if you plan ahead. Third, cashback credit cards: we highlight business options like Chase Ink Business Premier and U.S. Bank Triple Cash Rewards, plus family‑friendly picks like Capital One Savor and Amex Blue Cash Preferred for groceries, dining, and gas. Fourth, purchase erasers: use Capital One miles at a clean one cent per mile to wipe rentals, trains, and boutique stays that don't play nicely with points.We also share real‑life tactics: split hotel bills to trigger Amex Offers, volunteer for reimbursable school or work expenses to earn rewards without extra out‑of‑pocket costs, and choose when to prioritize cash over points based on your season of life. The outcome is a strategy that pairs your favorite points redemptions with dependable cash streams so your next family trip feels affordable from takeoff to taxi back home.If this helps you rethink “free travel,” tap follow, share with a friend who loves a deal, and leave a quick review telling us your favorite cashback win.

成為這個頻道的會員並獲得福利：https://www.youtube.com/channel/UCJIPFjZSCWR15_jxBaK2fQQ/join前幾天看到新聞，我的前東家、曾經是矽谷最耀眼的 FinTech 獨角獸 Brex，正式被 Capital One 以 51.5 億美金收購。這個消息對我來說心情特別複雜，不只是因為這代表著一個時代的結束，更因為我曾身在其中，見證過它的瘋狂與轉折。你很難想像，這家公司的起點，是兩位來自巴西的 20 歲少年。他們 16 歲就靠賣掉支付公司財富自由，為了進入矽谷核心圈申請上 Stanford，最後卻因為「身價千萬卻辦不到一張美國信用卡」的荒謬痛點，決定輟學創辦 Brex，發誓要顛覆傳統銀行。九年過去了，這場金融革命的結局不是上市敲鐘，而是估值腰斬，賣給了它原本最想取代的對手。這集影片不只是商業新聞的分析，我整理了 Brex 創辦人的傳奇發跡史、它與競爭對手 Ramp 之間的「哲學之戰」：當「鼓勵花錢」遇上「幫你省錢」，為何在升息循環下命運截然不同？更重要的是，我想用「前員工」的內部視角，公開我當時的 Offer 與最終的 RSU 回報，直接算給你看：在獨角獸公司打工，還要經歷併購的層層資金分配後，到底是財富自由的捷徑，還是一場華麗的賭注？這是一個關於天才、野心、時運，以及矽谷打工人真實回報的故事。本集精彩亮點： 

Send us a textInvest in pre-IPO stocks with AG Dillon & Co. Contact aaron.dillon@agdillon.com to learn more. Financial advisors only. www.agdillon.com00:00 - Intro00:07 - ClickHouse $400M Series D $15B Valuation Langfuse M&A01:29 - Runpod $120M Run Rate 500K Developers 31 Regions02:59 - Humans& $480M Seed $4.48B Valuation 3 Months Old04:03 - Baseten $300M Raise $5B Valuation Nvidia $150M04:49 - Noveon Magnetics $215M Raise 2,000+ Tons Per Year Target06:17 - Zipline $600M+ New Funding $7.6B Valuation 2M+ Deliveries07:34 - Hatch Yelp Acquisition $300M Deal 12x ARR08:26 - Brex Capital One Acquisition $5.15B Deal $13B Deposits09:30 - DayOne Data Centers IPO Target Up to $20B10:14 - World Labs Funding Talks at $5B Potential $500M Balance Sheet Add11:08 - TikTok US New Entity 50% New Investors 200M US Users12:42 - Inferact $150M Seed $800M Valuation vLLM Commercialization13:16 - RadixArk $400M Valuation SGLang Commercial Push14:07 - Blue Origin TeraWave 6 Tbps 5,408 Satellites Q4 2027 Deployment15:15 - OpenAI Shopify Checkouts Jan 26 Launch 4% ChatGPT Fee16:24 - OpenAI API Revenue +$1B ARR in One Month $20B+ Total ARR16:51 - OpenAI Ads Testing Coming Weeks Go Plan Included17:31 - OpenAI ServiceNow 3-Year Enterprise Integration

Ok, ok, maybe the whole TikTok thing is a done deal at long last? Amazon is planning another major round of layoffs. Are Epic Games and Google doing an end-run around the judge? Capital One acquires Brex. And, of course, The Weekend Longreads Suggestions. Trump's TikTok deal is a gift to China (FT) Exclusive: Amazon plans thousands more corporate job cuts next week, sources say (Reuters) Epic and Google have a secret $800 million Unreal Engine and services deal (The Verge) Apple Expands Hardware Chief's Role (Bloomberg) Capital One Strikes $5.15 Billion Deal for Fintech Brex (WSJ) Weekend Longreads Suggestion: Russia, Ukraine and the race for Chinese drone components (FT) Learn more about your ad choices. Visit megaphone.fm/adchoices

Carl Quintanilla and Jim Cramer led off the show with AI trade. A lift for Nvidia shares: Officials in China reportedly told Alibaba and other tech giants in the country to prepare orders for Nvidia's H200 AI chips. On the flip side, Intel shares tumbled on disappointing guidance and supply constraints. How should you play what has been a red-hot semiconductors group? The anchors also discussed what to make of record highs for the Russell 2000, Dow Transports and precious metals. Natural gas prices surge and airlines cancel hundreds of flights — in preparation for a powerful winter storm set to impact much of the U.S. this weekend. Also in focus: President Trump sues JPMorgan Chase and its CEO Jamie Dimon, Capital One's CEO sounds off about capping credit card rates, Elon Musk's Davos message on self-driving cars, what GE Aerospace CEO Larry Culp told CNBC about the company's guidance.Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Cramer says he's confident this financial stock can rise dramatically. Become a CNBC Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks as they talk candidly about the market's biggest headlines. Signup here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week, were covering two things youll never hear about on corporate media – or if you do, theyll be demonized: whistleblowers, and targeted boycott movements. First up, were joined by a Capital One whistleblower who talks about how the companys internal dealings with Israeli weapons manufacturers chafes against the companys external PR campaign of progressive and diversity politics. The whistleblower outlines the so-called proper channels they attempted to utilize in addressing their concerns, and what organizing work theyre doing now to hold Capital One accountable to not only their clients but to international law. Next up, were joined by two organizers with the Eject Elbit campaign focused on decoupling the Israeli weapons manufacturer from the financial institutions it relies on. Scotty and Liza share the BDS precedent for their work, recent wins, and upcoming goals. They talk about the medias framing of their work, not least of all using and twisting their Jewishness while continuing to silence and obscure Palestinian voices and calls for justice. The News That Didn't Make the News. Each week, co-hosts Mickey Huff and Eleanor Goldfield conduct in depth interviews with their guests and offer hard hitting commentary on the key political, social, and economic issues of the day with an emphasis on critical media literacy. The post Project Censored – January 23, 2026 appeared first on KPFA.

Capital One's (COF) earnings miss and acquisition of fintech firm Brex have shares under pressure to end the trading week. Diane King Hall helps investors break down the latest quarterly report. On a positive note, TD Cowen upgraded Fortinet (FTNT) as it sees AI tailwinds for the company. Spotify (SPOT) got an upgrade and price target hike from Goldman Sachs following a months-long sell-off. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

HSBC's Frank Lee talks with TITV Host Akash Pasricha about Intel's disappointing revenue guidance and capacity constraints despite the AI boom. We also talk with BitGo CEO Mike Belshe about their public debut and the shift toward retail-driven IPOs, and The Information's Laura Mandaro about Capital One's $5.15 billion acquisition of Brex. We then get into the reality behind the TikTok deal and OpenAI's ad testing with editors Martin Peers and Meredith Mazzilli. Finally, we go inside the political transformation of OpenAI President Greg Brockman with reporters Stephanie Palazzolo and Jemima McEvoy.Articles discussed on this episode: https://www.theinformation.com/articles/intel-now-pricier-tsmc-makes-sensehttps://www.theinformation.com/newsletters/the-briefing/brexit-fintechhttps://www.theinformation.com/newsletters/dealmaker/exit-brex-investors-rising-zombie-fundshttps://www.theinformation.com/briefings/tiktok-completes-sale-data-security-arm-joint-ventureSubscribe: YouTube: https://www.youtube.com/@theinformation The Information: https://www.theinformation.com/subscribe_hSign up for the AI Agenda newsletter: https://www.theinformation.com/features/ai-agendaTITV airs weekdays on YouTube, X and LinkedIn at 10AM PT / 1PM ET. Or check us out wherever you get your podcasts.Follow us:X: https://x.com/theinformationIG: https://www.instagram.com/theinformation/TikTok: https://www.tiktok.com/@titv.theinformationLinkedIn: https://www.linkedin.com/company/theinformation/

ByteDance verkauft die TikTok-US-Sparte für $14Mrd. – das entspricht nur einem einfachen Umsatzmultipel. Jeff Bezos' Blue Origin startet B2B-Satelliteninternet für Data Center und Regierungen. Anthropic erreicht rund $10Mrd. Umsatz für 2025. Sam Altman sucht im Mittleren Osten $50Mrd. auf einer Bewertung von bis zu $830Mrd. Apple kündigt einen Pin mit zwei Kameras an. Elon Musk verspricht in Davos flächendeckende Robotaxis bis Ende 2026. OpenAI verlangt 4% Provision und denkt über Revenue Shares bei Pharma-Forschung nach. Der IPC-Report zeigt Temu bei 24% des Cross-Border-E-Commerce. In der Türkei gab es eine Razzia bei Temu. Amazon plant weitere Entlassungen. Google schaltet den AI Mode mit Gmail und Fotos frei. Netflix muss wieder mehr in Content investieren. In Davos werden Milliardäre mit Fake-VIP-Tickets abgezockt. Palantir-CEO Karp sagt, KI mache Immigration überflüssig.  Unterstütze unseren Podcast und entdecke die Angebote unserer Werbepartner auf ⁠⁠⁠⁠⁠doppelgaenger.io/werbung⁠⁠⁠⁠⁠. Vielen Dank!  Philipp Glöckler und Philipp Klöckner sprechen heute über: Shownotes (00:00:00) Intro (00:01:20) TikTok-Deal durch: 14 Mrd. für US-Sparte (00:04:00) Blue Origin TerraWave: B2B-Satelliteninternet vs Starlink (00:06:50) Glasfaser-Chaos in Deutschland (00:10:30) Anthropic bei ~10 Mrd. Umsatz (00:13:00) Sam Altman sucht 50 Mrd. im Mittleren Osten (00:18:10) Apple Pin (00:22:00) Elon Musk in Davos: Robotaxis 2026, Roboter, Data Center im Space (00:32:00) Brex von Capital One für 5 Mrd. übernommen (00:44:00) OpenAI: 4% Provision & Revenue Share bei Forschung (00:46:30) Temu bei 24% Cross-Border-E-Commerce (00:51:00) Amazon: Weitere Entlassungen geplant (00:56:00) Netflix Earnings: Content-Investitionen steigen wieder (01:02:00) Google AI Mode: Datenvorteile von Google (01:06:00) Verbraucherschutzecke: Handelsregister-Scam (01:16:00) Davos: Scammer verkaufen Fake-VIP-Zugang (01:18:30) Palantir-CEO Karp: KI macht Immigration überflüssig (01:21:00) XAI-Ingenieur kündigt nach Regulierungs-Leak (01:25:20) Das Letzte

Cramer says he would sell this financial stock if credit card rates are capped. Become a CNBC Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks as they talk candidly about the market's biggest headlines. Signup here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Preet Chandi began her polar career in 2021 when she skied solo to the South Pole while hauling a 192 pound sled across Antarctica. At just 37 years old, Preet has already become one of the most accomplished polar explorers of our generation, completing three expeditions to Antarctica and setting a new Guinness World Record each time. She is currently training for a groundbreaking trip to the North Pole, which she hopes to set off for this spring.Connect with Preet: WebsiteInstagramListen to: Finding MasteryThank you to our sponsor:Capital One and the REI Co-op® Mastercard® Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome back to the Investor Professor Podcast— In Episode 180, we kick off 2026 with a market that's already moving fast and giving investors zero time to catch their breath. The major indexes are positive to start the year, but the “Magnificent Seven” have stumbled out of the gate, hinting at a possible broadening in market leadership. From Venezuela and oil headlines, to sudden shifts in defense stocks, to a proposed credit card interest cap shaking financial names like Capital One and American Express, the theme of this episode is clear: don't let breaking news whip you into impulsive portfolio decisions. Headlines can move stocks quickly—but those moves can fade just as fast if the underlying fundamentals haven't truly changed. We also dig into the current state of the AI trade and earnings season, highlighted by a strong Taiwan Semiconductor report that helped reignite confidence across the chip and AI ecosystem. With banks reporting solid results and tech earnings ramping up, the focus turns to forward guidance and what companies are seeing for 2026—especially as political risk continues to rise and markets remain sensitive to sudden policy shifts. Even with all the noise, the bigger message remains steady: build a portfolio you believe in, own companies you understand, and stay committed through volatility—because markets can climb a wall of worry, but only disciplined investors benefit from it. *This podcast contains general information that may not be suitable for everyone. The information contained herein should not be construed as personalized investment advice. There is no guarantee that the views and opinions expressed in this podcast will come to pass. Investing in the stock market involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security. Rydar Equities, Inc. does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.  Past performance is no guarantee of future results.

Join Kalshi Today: http://kalshi.com/r/MOSESDanny and Dan Nathan hit bank earnings and why mega money-center banks look “priced to perfection,” what tightening net interest margins andinvestment banking fees signal for the broader tape, and how concentrated S&P 500 earnings and capex in the “Mag 7” create hidden risks. They run through why equal-weight indices, energy and materials could be “sponge worthy” winners if leadership broadens, and why Danny is leaning into gold, silver, miners, and an under-owned energy sector as structural plays. The conversation also tackles the proposed 10% credit-card rate cap and its real implications for banks, Amex, Capital One, Visa/Mastercard, buy-now-pay-later names like Affirm, and the stressed U.S. consumer in a K-shaped economy living with years of cumulative inflation. Danny breaks down Japan's yen, carry trades, and what rising JGB yields might mean for Treasuries and global risk assets, before wrapping with thoughts on DraftKings, prediction markets, select stock ideas, and his NFL playoff picks.--ABOUT THE SHOWFor decades, Danny has seen it all on Wall Street and has built his reputation on integrity, curiosity and skepticism that he will bring with him each week. Having traded through the Great Financial Crisis and being featured in "The Big Short" is only part of the experiences Danny wants to share with the listener. This weekly podcast cuts through market noise, offering entertaining and informative discussions with expert guests giving their views of the financial world and the human side of it. Whether you're a seasoned investor or just getting started, On The Tape provides something for all listeners.Follow Danny on X: @dmoses34The financial opinions expressed are for information purposes only. The opinions expressed by the hosts and participants are not an attempt to influence specific trading behavior, investments, or strategies. Past performance does not necessarily predict future outcomes. No specific results or profits are assured when relying on this content.Before making any investment or trade, evaluate its suitability for your circumstances and consider consulting your own financial or investment advisor. The financial products discussed in 'On The Tape' carry a high level of risk and may not be appropriate for many investors. If you have uncertainties, it's advisable to seek professional advice. Remember that trading involves a risk to your capital, so only invest money that you can afford to lose.Derivatives are not suitable for all investors and involve the risk of losing more than the amount originally deposited and any profit you might have made. This communication is not a recommendation or offer to buy, sell or retain any specific investment or service. Hosted on Acast. See acast.com/privacy for more information.

Anton Krupicka is one of the most iconic ultrarunners and long-distance trail athletes in the U.S. Known for his minimalist approach—shirtless miles, long hair, and a bushy beard—he became a defining figure in the sport. Over nearly three decades, Anton has won the Leadville 100 twice and earned podium finishes at ultramarathons around the world. Beyond racing, he's set 28 fastest known time (FKT) records on notable routes, solidifying his reputation in endurance running.Connect with Anton: InstagramSubstackListen to: Finding MasteryThank you to our sponsor:Capital One and the REI Co-op® Mastercard®  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Modern software development is evolving rapidly. New tools, processes, and AI-powered systems are reshaping how teams collaborate and how engineers find satisfaction in their craft. At the same time, developer experience has become a critical function for helping organizations balance agility, security, and scale while maintaining the creativity and flow that make top tier engineering The post Developer Experience at Capital One with Catherine McGarvey appeared first on Software Engineering Daily.

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

Good morning, afternoon, and evening, everybody! Happy 2026! We're already off rocking and rolling, and I'm thrilled to kick off the year with a true rockstar who's consistently dropping knowledge bombs on LinkedIn: Amanda Cruise! She's not just consistent; she knows her "shiznit" when it comes to mobile home park and affordable housing investing, sharing the good, the bad, and the downright ugly.Amanda's journey from a traditional career in chemistry/statistics to Capital One, and eventually to dominating the affordable housing space, is a testament to smart pivots and a nose for opportunity. Tired of "sucking at managing contractors," she found her sweet spot in mobile home parks, an often-overlooked niche that's less of a "dumpster fire" than other multifamily options. If you're ready to get past the stereotypes and unlock serious value, this episode is your golden ticket!Here's what you'll uncover to build wealth in the MHP space:Why MHPs Outperform: Learn how mobile home parks offer stable, high-demand affordable housing, avoiding the turmoil seen in other real estate sectors (and why that old "dumpster fire" apartment analogy fits elsewhere!).The "No Secret Sauce" Deal-Sourcing Strategy: Amanda reveals her straightforward approach: target mom-and-pop owners of smaller parks (under 100 lots) who are simply "tired of managing" and collecting rent door-to-door.Maximizing Value Beyond Rent Hikes: Discover key value-add plays like essential infrastructure improvements (paving, mailboxes, cleaning) and infilling empty lots with new homes to significantly boost park income and valuation.Creative Financing for Killer Returns: Understand how Amanda leverages bank financing, owner financing, and private lenders (offering 10% annual interest, paid monthly!) to acquire parks, even with 100% loan-to-cost, for rapid equity growth.Crucial Lessons & Investor Pitfalls: From "walking the park-owned homes" (a "whole 'nother level of couldn't believe" mistake!) to avoiding wastewater treatment plants and the critical role of consistent follow-up, get the real talk on what to watch out for.This isn't just about mobile homes; it's about smart, recession-resistant investing with a massive social impact. Amanda's candid insights, combined with her commitment to keeping her "head down and rocking and rolling," prove why she's at the top of her game. And don't forget the "nugget of the day": for notes on individual mobile homes on land, call 21st Mortgage – they're a game-changer for insurance!Ready to diversify your portfolio or find your next cash-flowing gem? Check out Amanda Cruise at Voyage Investing (voyageinvesting.com) and follow her on LinkedIn. Because consistent action and knowing your market are what separate the hobbyists from the heavy hitters.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Do you ever wonder what cards other people have, how they use them, and exactly how many points they're earning each year? I'll be honest—I'm nosy when it comes to other people's points, and I love getting a peek inside someone else's points earning strategies. In this first part of a two-part year-in-review series, I've invited Dr. Andrea Mabry back to the show to break down everything that shaped our points earning in 2025. This has become one of my favorite Point Me to First Class traditions, and this year marks the third installment of this annual series. We're pulling back the curtain on the credit cards we opened, the unexpected opportunities we seized, and the total number of points we earned across all our points ecosystems, from Chase and Amex to Capital One, Citi, and beyond. Andrea and I each share our total points earned for the year, then break those numbers down by transferable versus airline-specific currencies, welcome bonuses versus organic spend, and the earning methods that delivered the most value. We talk about why this was an unusually busy year for new card acquisitions, what happened when an entire points program collapsed overnight, and what's on our radar for 2026.  Whether you're mapping out your own points strategy or just curious how two points enthusiasts approach earning at scale, this conversation offers real numbers, honest reflections, and the lessons we're taking into the new year. Get full show notes and transcript: www.pointmetofirstclass.com/2025-points-year-in-review-part-1  Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of! Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Leaving thousands of dollars in credit card offers on the table because you forgot to activate them? Brooke Merkle from CardPointers reveals how the Chrome extension and app automatically track 40+ credit cards, find the best card for every purchase, and helped one user rack up $40,000 in statement credits, all without spreadsheets or mental math. CardPointers is a tool that automatically adds credit card offers, tracks points across multiple cards, and recommends which card to use for every purchase. This is particularly valuable for military families with fee-waived premium cards. CardPointers even offers a military discount exlusive to our fans at militarymoneymanual.com/cardpointers. Main Points What Card Pointers Does Chrome extension automatically adds offers to all your credit cards (Amex, Chase, Citi, Capital One, Bank of America) Mobile app shows which card earns most points/cash back for each purchase Tracks all points balances across programs in one place Particularly powerful for military families with 5-10+ fee-waived cards The Offer Problem Card Pointers Solves Average credit card user has offers worth $2,000-3,000 annually Most people only activate/use 10-20% of available offers Offers expire if not added to cards within limited time Manually checking 40+ cards for offers is impossible Card Pointers adds ALL offers automatically to ALL cards How It Works Download Chrome extension (free) Connect credit card accounts (read-only access) Extension automatically checks for new offers daily Adds all offers with one click App shows real-time recommendations Pricing Chrome extension: Free basic version Premium features: ~$100-120/year Worth it if you have 5+ credit cards with offers Privacy & Security Read-only access to credit card accounts Same security as Mint, Personal Capital, Monarch Money Doesn't store credit card numbers Can't make purchases or move money Comparison to Manual Tracking Manual: Check 10 cards daily = 30+ minutes Card Pointers: Automatic, 0 minutes Manual: Miss 80% of offers Card Pointers: Capture 95%+ of offers Manual: Forget which card to use Card Pointers: Tells you instantly Best Practices Check extension weekly for new high-value offers Review app before major shopping trips Set up for both spouses if both have cards Particularly valuable during holiday shopping Monitor for targeted high-value offers (10X points, large statement credits) Integration with Military Benefits Works with all fee-waived military cards Tracks Amex Platinum benefits (Lululemon, Resy, streaming credits) Chase Sapphire Reserve credits (DoorDash, travel) Helps maximize value from cards you're not paying annual fees for Resources & Links Military discount on CardPointers available: militarymoneymanual.com/cardpointers Chrome Extension: Search "Card Pointers" in Chrome Web Store Mobile App: Available on iOS and Android app stores Military Money Manual: militarymoneymanual.com Military Money Manual Instagram: @militarymoneymanual   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.