Podcasts about Finance

In this solo episode, I'm breaking down one of the most important concepts on the path to financial freedom, the difference between saving and investing, and why you need both. I share how growing up with a single mom and grandmother who were natural savers taught me early lessons about money, and how those habits helped me buy my first condo at 22. But I also talk about how saving alone wasn't enough, I needed to learn how to make my money work for me through investing. I walk you through what saving and investing really mean, how they serve different purposes, and how using both intentionally can help you build stability now and freedom later. In This Episode, I Share: How saving creates safety and peace of mind, while investing builds long-term wealth and freedom. Why inflation quietly eats away at your savings if you're not investing. My simple rule of thumb, build your emergency fund, pay off debt, invest consistently, and keep saving for short-term goals. The real difference in growth; how $10K can become about $10.5K in savings but over $46K when invested long term. Other related blog posts/links mentioned in this episode: Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Oct 7, 2025 – What powers our digital world? Journalist Guillaume Pitron reveals the hidden costs—rare metals, energy-guzzling data centers, and global supply chains—behind emails, AI, and streaming in The Dark Cloud. Listen and see tech differently...

Crypto News: Bitcoin's price pulls back which is healthy and BNB pumps past XRP. S&P unveils Digital Markets 50 Index tracking cryptos and blockchain stocks. BNY explores tokenized deposits to power $2.5T daily payment network.Brought to you by

When you're running a large industrial operation, tracking all of the elements of your process to know where they are and what they're doing in real-time, can be a huge challenge. Today, we're spotlighting a company whose revolutionary platform can help solve that problem. Ed Nabrotzky is the CEO and co-founder of Dot Ai, a company specializing in industrial asset intelligence solutions. Ed brings with him over 25 years of experience in technology development, and has held executive leadership roles at large public enterprises, including Molex and Panasonic.  Ed joins us to discuss Dot Ai's competitive advantage, how AI is changing the game when it comes to asset intelligence, and how their tech helps make companies more efficient.  Highlights:What Dot Ai does (1:53)The gap in the market (2:25)The customers (3:21)Inflection point (4:01)The current emphasis asset intelligence (5:51)ROI (7:09)The Dot Ai platform (8:36)Data Security (12:04)Meeting Unique Client Needs (13:25)R&D (14:40)Puerto Rico Manufacturing (16:15)SPAC (18:49)Forces reshaping supply chains (22:59)Misconceptions about automated asset tracking (25:04)Future outlook (26:10) Links:Ed's LinkedInDot Ai LinkedInDot Ai WebsiteICR LinkedInICR TwitterICR Website Feedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co.

In recent weeks, satellite business EchoStar has clinched multibillion-dollar deals with SpaceX and AT&T. It may sound like boom times for founder Charlie Ergen, but these deals illustrate something different: the abandoning of an ambitious, decades-long quest to build his own mobile phone network. The FT's Wall Street editor Sujeet Indap and US trading and crypto correspondent Jill R Shah explain how Ergen's fortunes changed, and the role Elon Musk and US President Donald Trump played in that. Clips from CNBC, Reuters, Yahoo Finance, Echostar/Vimeo- - - - - - - - - - - - - - - - - - - - - - - - - - For further reading:How a deal with Elon Musk helped a telecoms tycoon save his company from bankruptcyTrump forces billionaire to foldCharlie Ergen: Media mogul at a Sprint- - - - - - - - - - - - - - - - - - - - - - - - - - Behind the Money has been nominated for a Signal Award in the Money & Finance category! It's a Listener Choice award, which means we need your help. Vote for us to win here. We appreciate your support!Follow Sujeet Indap on X (@sindap), or on Bluesky (@sindap.bsky.social). Follow Jill Shah on X (@jillrshah). Michela Tindera is on X (@mtindera07) and Bluesky (@mtindera.ft.com), or follow her on LinkedIn for updates about the show and more.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

When we think about financial threats, inflation, taxes, and debt are often the first that come to mind. But Scripture tells us there's a deeper, more dangerous threat—covetousness. Left unchecked, it poisons our joy, drives us to make poor financial choices, and blinds us to God's generosity.Covetousness is more than wanting what we don't have. It's a disordered desire that whispers: “I must have that to be happy, safe, or fulfilled.” Paul warns in Colossians 3:5, calling covetousness “idolatry.” Why? Because it dethrones God and places possessions on the throne of our hearts.In our finances, covetousness often manifests subtly—comparing our homes to those of our neighbors, upgrading cars that are still running well, or chasing investments out of envy. These patterns reveal misplaced worship.The Antidote: Contentment in ChristThe opposite of covetousness isn't deprivation—it's contentment. In Philippians 4:11–13, Paul testifies that he has learned contentment in every circumstance through Christ's strength.Contentment doesn't come naturally—it's cultivated. And when we trust in God's abundance, we no longer grasp at what others have. Instead, we rest in His provision. Think of Jesus feeding the 5,000: what looked like scarcity became abundance in His hands.Social media magnifies our envy, turning vacations, houses, and life stages into comparison traps. The tenth commandment—“You shall not covet”—goes straight to the heart, reminding us that God cares not just about our actions but about our desires.If you feel this struggle, take heart—you're not alone. The Spirit empowers us to shift from envy to gratitude, from restless striving to restful trust.Practical Steps to Combat CovetousnessFighting covetousness is not about self-shame—it's about redirecting our worship. Here are three practices rooted in Scripture:Practice Gratitude—1 Thessalonians 5:18 calls us to give thanks in all circumstances. Keeping a daily gratitude list shifts focus from what's missing to what God has given. Budget as Worship—A budget isn't just restrictive—it's a discipleship tool. By directing money toward giving, saving, and wise spending, we declare, “Lord, I want You to guide my resources.” Give Generously—Paul urges believers to “be rich in good works, generous and ready to share” (1 Tim. 6:18). Every gift declares that our identity is not in what we own but in who owns us.Redirecting Desire Toward ChristJesus warns in Luke 12:15: “Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of possessions.” The rich fool who built bigger barns illustrates the danger of letting wealth replace intimacy with God.Covetousness dies when Christ becomes enough. Hebrews 13:5 reminds us: “Keep your life free from love of money, and be content with what you have, for He has said, ‘I will never leave you nor forsake you.'”At its root, covetousness is a worship issue. We long for what others have because our hearts are restless for the only One who satisfies. St. Augustine put it well: “You have made us for Yourself, O Lord, and our heart is restless until it rests in You.”The cure isn't less desire but rightly directed desire—desire fulfilled in Christ. When we practice gratitude, budget as worship, and live generously, we shift our gaze from possessions that perish to a Savior who is more than enough.On Today's Program, Rob Answers Listener Questions:We sold our house after some delays, but in the meantime, I withdrew funds from my IRA, intending to pay them back within 60 days. Since the sale took longer, are there any IRS rules or options to reduce the taxes on that withdrawal?I'm turning 59½ and retiring early. I have a TSP and the option to roll it into a fixed index annuity with a bonus from Allianz. What's your perspective on this type of annuity?We sold a property through owner financing after owning it for 15 years, though it wasn't our primary residence. When should I report the taxes, and is it treated as a long-term capital gain? Is there any tax benefit to having held it long-term?My sister has money sitting in a savings account that earns very little interest, and my name is also on it. Since she doesn't use email, could I open a joint high-yield online savings account with my email, transfer the funds there, and earn more interest?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When Kimberlee Duval arrived at Cymbiotika, the wellness company was preparing a leap few bootstrapped brands attempt—moving from direct-to-consumer to retail shelves. “Our two owners, Charlene and Shahab, have done everything direct,” she tells us. “They wanted to build an organization for the long term.” That resolve led the company to take on debt rather than private-equity money to fund its Sprouts launch in 2024. The risk paid off: Sprouts highlighted Cymbiotika's success in its quarterly earnings release, proof that intentional growth can outperform speed.Now, with products heading to 1,988 Target stores, Duval's finance team is focused on scaling without losing clarity. “We restructured the finance function to align with that growth strategy,” she tells us, pointing to centralized operations in NetSuite, expanded FP&A and cost accounting capabilities, and the creation of clear SOPs. Technology, she believes, is the enabler that keeps teams lean and insights sharp.“There's no reason to segregate between the groups,” she explains, describing her cross-channel approach to e-commerce and retail finance. AI tools and automated workflows now handle much of the transactional load, freeing her people to focus on analysis and collaboration.At the heart of her leadership philosophy is unity. “We're a team … with a common purpose and a common goal,” Duval tells us. That ethos—pairing disciplined systems with shared intent—continues to shape Cymbiotika's transformation from a digital wellness brand into a multichannel movement for intentional living.

Get a FREE Posing eBook from The Portrait System here: https://the-portrait-system.lpages.co/podcast-pose-funnel/Today on this special re-release of the Portrait System Podcast, host Nikki Closser interviews North Carolina-based photographer Amy Head. Listen in as Amy tells us all about her self-value journey and how it transformed her business. Don't miss this inspiring episode!PODCAST LISTENER SPECIAL!! If you want to get started with the Portrait System, get a special discount using code “POD7” to get one month access for just $7 here https://theportraitsystem.com/pricing/IG https://www.instagram.com/theportraitsystem/YouTube https://www.youtube.com/c/theportraitsystemSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this wide-ranging conversation, Natalie Brunell is joined by Matthew Pines, Executive Director of the Bitcoin Policy Institute and advisor at Skywatcher, to discuss how Bitcoin is influencing U.S. policy and the global financial order. Topics discussed: Washington's plans for Bitcoin: Is it our secret weapon against China? The role of stablecoins in maintaining dollar dominance The intersection of AI, quantum computing, and decentralization UAPs: Is there physical evidence? The future of human freedom in an age of accelerating technology Follow Matthew Pines on X https://x.com/matthew_pines  ----- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. Learn more at https://www.gemini.com/natalie  ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Bitdeer Technologies Group ($BTDR) is a global leader in Bitcoin mining and high-performance computing for AI, with operations spanning four continents. Learn more at https://www.bitdeer.com ---- Ledn is the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. Get .25% off your first loan, learn more at https://www.Ledn.io/natalie  ---- Natalie's Bitcoin Product and Event Links: For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories  Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  Genius Group (NYSE: $GNS) is building a 10,000 BTC treasury and educating the world through the Genius Academy. Check out *free* courses from Saifedean Ammous and myself at https://www.geniusgroup.ai Earn passive Bitcoin income with industry-leading uptime, renewable energy, ideal climate, expert support, and one month of free hosting when you join Abundant Mines at https://www.abundantmines.com/natalie  Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Paul Cheetham discusses strategies for businesses following the Federal Reserve's recent interest rate cut. Paul is the CEO and founder of Vanla Group, a business advisory firm serving small- and mid-sized companies. He is an expert in M&A, business valuation and growth strategies. Listen for three action items you can use today. Host, Kevin Craine Do you want to be a guest? https://Everyday-MBA.com/guest Do you want to advertise on the show? https://Everyday-MBA.com/advertise

Oct 6, 2025 – Are record-high markets making your IRA balloon—and your tax worries grow? Jim Puplava and Crystal Colbert break down how market surges impact IRAs, explore Roth conversions, and share smart tax-saving strategies for retirees...

We conclude our look at the Spider-Man cards we are going to put into decks and give some more expanded thoughts on the burning question: Does anyone care?Huge thank you to our sponsors, Fusion Gaming Online. They're your source for all of your gaming needs. You can find them here: www.FusionGamingOnline.com. You want a 5% discount off all of your MTG order? Head over to Fusion Gaming Online and use exclusive promo code: CCONATION at checkout.Want your deck or topic featured on Commander Cookout Podcast?Check out the reward tiers at Patreon.com/CCOPodcast. There are a lot of fun and unique benefits to pledging. Like the CCO Discord or getting your deck featured on the show.Ryan's solo podcast, Commander ad Populum:https://www.spreaker.com/show/commander-ad-populumInterested in MTG/Commander History? Check out Commander History Podcast: https://www.spreaker.com/podcast/mtg-commander-history--6128728You can listen to CCO Podcast anywhere better podcasts are found as well as on CommanderCookout.com.Now, Hit our Theme Song!Social media:https://www.CommanderCookout.comhttps://www.Instagram.com/CommanderCookouthttps://www.Facebook.com/CCOPodcast@CCOPodcast and @CCOBrando on Twitter and BlueSkyhttps://www.Patreon.com/CCOPodcasthttps://ko-fi.com/commandercookout

Give to help Chris continue to make Truce Bob Jones University v. United States (1983) was a landmark U.S. Supreme Court case that addressed whether the Internal Revenue Service (IRS) could deny tax-exempt status to private religious schools that practiced racially discriminatory policies. Bob Jones University, a fundamentalist Christian institution, prohibited interracial dating and marriage among its students based on its religious beliefs. In 1970, the IRS revised its policy to deny tax-exempt status to private schools with racially discriminatory admissions policies, prompting Bob Jones University to file suit after losing its exemption. The university argued that the IRS's actions violated its First Amendment rights to free exercise of religion. The central question for the Court was whether the government's interest in eradicating racial discrimination in education outweighed the burden on religious freedom imposed by the denial of tax-exempt status. The case thus pitted two core constitutional principles against each other: religious liberty and the government's interest in promoting equality. In an 8–1 decision, the Supreme Court upheld the IRS's position. Chief Justice Warren Burger, writing for the majority, stated that tax-exempt status is a form of government subsidy and that organizations seeking this benefit must serve a public interest. The Court held that eliminating racial discrimination in education was a "fundamental, overriding interest" that justified the burden on the university's religious practices. It emphasized that the government is not required to subsidize discriminatory behavior, even when it is religiously motivated. The ruling had significant implications. It clarified that tax-exempt status is conditional upon compliance with fundamental public policy, including civil rights laws. The decision reinforced the principle that religious freedom, while protected, does not allow institutions to violate core public values when receiving government benefits. This case remains a key precedent in balancing religious liberty with broader societal interests in equality and nondiscrimination. Sources: The Story of Bob Jones University v. United States: Race, Religion, and Congress's Extraordinary Acquiescence by Olati Johnson. Paper Number 10-229. God's Own Party by Daniel K Williams https://supreme.justia.com/cases/federal/us/461/574/#tab-opinion-1955051 1980s Republican Party Platform In Search of Another Country by Joseph Crespino McNamar's testimony, pp.225, Hearing Before the Committee on Finance, United States Senate, Ninety-Seventh Congress, Second Session, February 1, 1982. (Thanks to the Senate Historian's Office) “The Bob Jones Decision: A Dangerous Precedent” by Kenneth S. Kantzer. September 2, 1983, issue of Christianity Today. Randall Balmer article for Politico that narrows the blame for the bonding of evangelicals to the GOP to race Before the Storm by Rick Perlstein Majority opinion in the Bob Jones case New York Times article in which Bob Jones assails the Supreme Court (page A23), May 25, 1983 “Bob Jones, in Sermon, Assails Supreme Court” Discussion Questions: Why is the tax exemption so important to this story? Why is it important to churches and religious institutions? How would revoking the tax exemption change giving to those institutions? Some evangelicals (like CT) denounced the racism of BJU, but still thought the IRS overstepped its bounds. What do you think? Which institutions in the US should be tax-exempt? Which shouldn't? Learn more about your ad choices. Visit podcastchoices.com/adchoices

#291 This episode is all about helping you move the needle in your business and finances in Q4. Most studio owners treat Q4 as a time to coast but there's no reason you can't grow 20% and go into 2026 on fire. Using the same three strategies my most successful clients follow, you'll create momentum like you've never had before. Specifically, we'll cover: ✅ How to set a clear top-line goal — what it is, why it matters, and how to take action on it. ✅ Identifying your Big Rocks — the key priorities that actually move your business and finances ahead. ✅ What you need to be doing daily so you have something to celebrate when January 31st rolls around. Whether you've had a strong year or a challenging one, there's still time to make this your most profitable, purpose-driven quarter yet. P.S. If you're ready to take control of your numbers and grow profitably, here are a few ways I can help: Money Map Session – Get clear on your cash flow and next right steps. Profit Growth Mastermind – Build profit and accountability with other gym owners. Private CFO Coaching – Personalized strategy to scale with confidence.

Jon is a top Franchise Consultant, investor, author, and speaker specializing in non-food franchising. As CEO of FranBridge Consulting, he draws on his experience as a former Inc. 500 franchise system president and multi-brand franchisee to help clients explore business ownership. Through FranBridge, Jon connects entrepreneurs with over 600 high-growth non-food franchise opportunities, providing expert guidance throughout the process. Previously, Jon served as President of ShelfGenie, a national franchise with 200 locations, and was Vice President of Sales at Carter's Inc., where he managed over $350 million in annual sales. He began his career as a Consultant with Accenture, working internationally. He is also the author of Non-Food Franchising and a recognized thought leader in the franchise and investment space. Jon earned a BBA in Finance and an MBA from the University of Georgia and was named to UGA's “40 Under 40” list in 2014. He lives in the Atlanta area with his wife and three children and serves on the boards of Growing Leaders, Inc. and the Entrepreneur's Organization while mentoring through various nonprofits.   During the show we discussed: Why focus on non-food franchises Why non-food often beats food franchising Helping clients discover unexpected franchise options What it's like to work with FranBridge Consulting Finding the right franchise fit Typical franchise investment range Common funding options (SBA, retirement, etc.) Why franchises earn 1.5X higher exit multiples Balancing risk vs. return in franchising Owner-operator vs. semi-absentee models Support systems from franchise partners Common franchising misconceptions Traits of successful franchise owners Resources: https://franbridgeconsulting.com/  

Caleb Franzen, founder of Cubic Analytics, joined me to to review the latest chart analysis and price predictions for Bitcoin, Altcoins, Ethereum, XRP, and Solana. https://x.com/CalebFranzen, https://cubicanalytics.substack.com/Brought to you by

Crypto News: Grayscale launches staking for Ethereum and Solana ETPs in US first. Cathie Wood's ARK bets on Tokenization with a stake in BlackRock-Backed Securitize. Brought to you by

“For God gave us a spirit not of fear but of power and love and self-control.” - 2 Timothy 1:7When it comes to investing, wisdom means keeping emotions in check. Fear, greed, overconfidence, and regret can all derail sound decisions. Dr. Art Rainer joins us today to share four ways emotions ruin smart investing—and how you can avoid those traps.Dr. Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions. He is a regular contributor here at Faith & Finance and the author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose.Don't Let Emotions Derail Your InvestmentsWhen it comes to investing, emotions can be your worst enemy. Allowing emotions to guide your investment decisions will most likely lead you to buy high and sell low. That's the opposite of building a solid retirement fund.So how can investors avoid the emotional traps that derail wise investing? Here are four common ways emotions can ruin sound investment strategies.1. Focusing on the Present Instead of the FutureThe stock market fluctuates daily, sometimes even hourly. Many investors get caught in the drama of short-term swings. But we must remind ourselves that we're not investing for today, we're investing for the future.Keeping your eyes fixed on long-term goals helps put temporary volatility in perspective. The market may dip, but over time, patience and consistency are what build wealth.2. Letting Fear Take ControlFear often shows up during a market downturn. In 2008, as markets plummeted, many investors panicked and withdrew their money. Later, most admitted that the decision was a mistake.In fact, steady contributions during down markets actually allow for the purchase of more shares at lower prices—a benefit to long-term investors. This is a process called “dollar-cost averaging”.  Dollar-cost averaging is an investing strategy where you contribute a fixed amount of money at regular intervals, regardless of market conditions. Over time, this helps reduce the impact of market volatility by buying more shares when prices are low and fewer when prices are high.Fear may feel protective, but it usually leads to missed opportunities.3. Becoming Overconfident in a Rising MarketJust as fear hurts during downturns, overconfidence can be just as dangerous when markets rise. We saw this during the dot-com bubble in 2000 and again in 2020.As stock prices climb, inexperienced investors often rush in, assuming the market is “easy money.” They may chase riskier investments without understanding the dangers, setting themselves up for painful losses when the bubble bursts.4. Dwelling on RegretRegret over past decisions is natural, but it can tempt us to overcorrect. For example, selling too soon because of a bad memory from the last downturn—or holding too long trying to “make up” for past mistakes.Instead of being trapped by regret, let past experiences guide wiser choices without driving reactionary ones.The Bible tells us that saving is wise, but it also cautions against letting fear or greed rule our hearts. Wise investing requires patience, discipline, and trust in God's provision—not reactionary emotions.Get Help From a Certified Christian Financial CounselorFor those struggling with debt, budgeting, or saving for the future, Dr. Rainer recommends connecting with a Certified Christian Financial Counselor (CertCFC). These professionals are trained to help individuals and couples align their finances with biblical principles.You can search for a counselor in your area at ChristianFinancialHealth.com.On Today's Program, Rob Answers Listener Questions:I'm trying to help someone who has three credit card debts that have gone to collections. What type of documentation should we request to confirm that the debt collector is legally entitled to collect the debt, especially since different agencies continue to contact us?I'm retired and have recently purchased a property with mold in the crawl space, which is impacting my health. Given my financial situation, would it be wise to borrow money to resolve the mold problem?My husband is about to turn 73, and we've placed all of our IRA funds into an annuity. How do we calculate the required minimum distribution once he reaches 73, and does that amount change each year? We'd like to withdraw only the minimum necessary.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Institute for Christian Financial HealthChristian Money SolutionsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Get Creative with Pace Morby, host Jordan Whittenburg sits down with Erick Arvizu Santos, an engineer-turned-real-estate investor from Arizona, to unpack how creative finance transformed his life and business. Erick shares his journey from managing an inherited property to building a 17-door portfolio through SubTo strategies, co-living, and Section 8 housing. He breaks down a Phoenix SubTo deal that helped a struggling seller escape hard money debt—proving that creative solutions can create true win-win outcomes. Connect with Erick: https://blinq.me/cm8wisc8u03ovs60lups5mbgd ➡️ Find Out How One Multifamily Deal Could Change your Life: https://subto.sjv.io/JKNB7E ➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour  ➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace ➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/Z6qOyX ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm Refer a Friend to SubTo: refer.nre.ai/subto Refer a Friend to TTTC: refer.nre.ai/tttc Refer a Friend to Gator: refer.nre.ai/gator PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/  YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby  X: https://x.com/PaceJordanMorby The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

The government shutdown may or may not be over by the time this hits the airwaves, but the negotiations process on appropriations bills promises to last for several weeks. Global Head of Public Policy Jennifer Flitton tells us why she believes we'll get a final appropriations bill by the end of this year. We also explore what's driven the strong price of gold over the past few years. And we discuss which verb tense is best to use when describing the US economy: “is weakening” or “has weakened.” (Invesco Distributors, Inc.)

Who are the students and emerging professionals in insurance and risk management today, and what are they looking for in future employers? What do they value most when making career decisions? Gamma Iota Sigma Board of Trustees member and Travelers Executive Vice President and Personal Insurance President Michael Klein, Denise Perlman, Chief Executive Officer of Middle Market at Aon, and Robert Hartwig, Ph.D., CPCU, Associate Clinical Professor of Finance and Director of the Risk and Uncertainty Management Center at the University of South Carolina, shared their unique insights both as leaders in the industry and as mentors for emerging talent. They provided perspectives on how the insurance industry can create meaningful career pathways and rewarding careers for tomorrow's rising stars.Watch the original Wednesdays with Woodward® webinar: https://institute.travelers.com/webinar-series/symposia-series/insurance-emerging-talent.---Visit the Travelers Institute® website: http://travelersinstitute.org/.Join the Travelers Institute® email list: https://travl.rs/488XJZM.Subscribe to the Travelers Institute® Podcast newsletter on LinkedIn: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7328774828839100417.Connect with Travelers Institute® President Joan Woodward on LinkedIn: https://www.linkedin.com/in/joan-kois-woodward/.

Now on Spotify Video! Hala Taha's journey into entrepreneurship began after repeated rejections from gatekeepers at Hot 97 and MTV. While at Disney, she was overlooked despite her corporate accomplishments. Realizing that waiting for others' permission was limiting her potential, she scaled her podcast from a side hustle into a multi-million-dollar business. Today, she runs YAP Media, with over 50 employees and a podcast network of more than 35 top creators. In this episode, Hala joins Hal Elrod on the Achieve Your Goals podcast to explore her entrepreneurial journey and the mindset entrepreneurs need to build a successful business. In this episode, Hal and Hala will discuss: (00:00) Introduction (01:00) Her Father's Influence and Legacy (07:46) Using the Law of Attraction for a Limitless Life (11:31) Overcoming Adversity and Reinventing Herself (22:13) Scaling a Side Hustle into a Podcast Empire (35:58) Using Affirmations to Manifest Business Success (41:44) Skill Stacking for Entrepreneurial Success (50:03) The Future Vision of YAP Media Hala Taha is the host of Young and Profiting, a top 10 business and entrepreneurship podcast on Apple and Spotify. She's the founder and CEO of YAP Media, an award-winning social media and podcast agency, as well as the YAP Media Network, where she helps renowned podcasters like Jenna Kutcher, Neil Patel, and Russell Brunson grow and monetize their shows. With her business on track to hit eight figures in 2025, Hala stands out as a leading creator-entrepreneur. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING  Shopify - Start your $1/month trial at Shopify.com/profiting. Mercury streamlines your banking and finances in one place. Learn more at mercury.com/profiting Quo - Get 20% off your first 6 months at Quo.com/PROFITING  Revolve - Head to REVOLVE.com/PROFITING and take 15% off your first order with code PROFITING Framer- Go to Framer.com and use code PROFITING to launch your site for free. Merit Beauty - Go to meritbeauty.com to get your free signature makeup bag with your first order. Pipedrive - Get a 30-day free trial at pipedrive.com/profiting Airbnb - Find yourself a cohost at airbnb.com/host  Resources Mentioned: Hala's Podcast, Young and Profiting: bit.ly/_YAP-apple  Hala's Agency, YAP Media: yapmedia.com    Achieve Your Goals Podcast by Hal Elrod: bit.ly/AYG-apple  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Startup, Passive Income, Online Business, Solopreneur, Networking

Today we are talking with a full time locums doc who has paid off his student loans. He is a child and adolescent psychiatrist and tackled about $400,000 in only 4 years. He refinanced a couple of times and he said it is debatable if that was the right choice, but at the end of the day he just made big payments and poured in everything he could until the loans were done. He said as a locums doc his income is fairly variable so he always has a big chunk of cash available for taxes and expenses and he used that money to wipe out the last of his loans. Despite putting so much towards his loans he has also saved more than half a million dollars and also bought a new car with cash. He also provided a lot of great information about being a locums doc. After the interview we are talking about how dental insurance works for Finance 101. Step away from the volatility of the markets, and put your money back to work with MLG Capital's series of private real estate investment funds. With over 35 years in the real estate industry, MLG Capital has the experience to provide investors with substantial returns and the track record to back it up, more than doubling every dollar invested through multiple investment cycles. Their series of private investment funds target an eleven to fifteen percent rate of return net to investors through tax-efficient quarterly distributions. The fund structure prioritizes generous returns to investors FIRST, before MLG can share in any profits, demonstrating their culture of absolute integrity. Experience the peace of mind that comes with investing in diversified private real estate with MLG Capital. Learn more about investing by visiting https://MLGCapital.com/WhiteCoatInvestor The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Have you achieved a Milestone? You can be on the Milestones to Millionaire Podcast too! Apply here: https://whitecoatinvestor.com/milestones  Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 MtoM Podcast #243 02:45 Locums Psychiatrist Crushes Student Loans in 4 Years 25:42 How Dental Insurance Works

The government just restarted a program that seized $4 billion in tax refunds from Americans with student loans—and Anthony O'Neal reveals the 3 legal ways to protect your 2026 refund before the Treasury Offset Program takes every penny, including your child tax credits.◼️ What You'll Discover:Why 10 million Americans could wake up in default by December 2025—and never see it comingThe Treasury Offset Program loophole that lets them take your ENTIRE refund without a court orderSarah's story: How she protected her $3,200 refund and got completely out of default in 90 daysThe 7-day action plan that stops the government from touching your moneyWhy the last 3 days of every month are your secret weapon in loan negotiationsThe credit repair strategy that removes defaults AND boosts your score 60-100 pointsABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

On this week's Stansberry Investor Hour, Dan and Corey are joined by Kevin Duffy. Kevin is the founder and editor of The Coffee Can Portfolio newsletter. He's also co-founder and principal of the investment-management firm Bearing Asset Management. Kevin kicks off the show by talking about The Coffee Can Portfolio, the investors who have inspired his work, and his outlook on some long-term secular trends, including fiat currencies. He explains that most trends today harken back to the American Revolution, as that was when centralization really began in the U.S. Kevin walks listeners through several key points in history that got us to where we are today. Plus, he explores the false beliefs of the dot-com boom, the market's current euphoria around AI, and the obvious threat to Nvidia that many investors are overlooking. (0:42) Next, Kevin dives deep on China. He discusses what he has learned by studying the country's stock market, why he's bullish on Chinese stocks, and the 50% discount that these stocks offer. Using Japan as an example, Kevin advises listeners to always question the popular economic narrative, as it can be completely wrong, especially at the end of major manias. He says the biggest culprits behind China's negative narrative today are the U.S. government and misplaced anger over worsening living standards. (18:45) Finally, Kevin talks about the flaws in modern economics and financial logic, the importance of educating oneself on economics and learning from past mistakes, and the future consequences of the U.S. isolating itself while the rest of the world comes together. He says there are still some stock opportunities in the U.S., but the best opportunities are in Asia. (37:14)

Huge thank you to our sponsors, Fusion Gaming Online.You can find them here: www.FusionGamingOnline.com. You want a 5% discount off all of your MTG order? Head over to Fusion Gaming Online and use exclusive promo code: CCONATION at checkout.Want your deck or topic featured on Commander Cookout Podcast?Check out the reward tiers at Patreon.com/CCOPodcast. There are a lot of fun and unique benefits to pledging. Like the CCO Discord or getting your deck featured on the show.Ryan's solo podcast, Commander ad Populum:https://www.spreaker.com/show/commander-ad-populumInterested in MTG/Commander History? Check out Commander History Podcast: https://www.spreaker.com/podcast/mtg-commander-history--6128728You can listen to CCO Podcast anywhere better podcasts are found as well as on CommanderCookout.com.Now, Hit our Theme Song!Social media:https://www.CommanderCookout.comhttps://www.Instagram.com/CommanderCookouthttps://www.Facebook.com/CCOPodca

In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season. Last week, Harvard released all its Round 1 interview invites. This week, UNC / Kenan Flagler and Georgia / Terry have Round 1 application deadlines. Cambridge / Judge and SMU / Cox have Round 2 application deadlines, and London Business School and IESE are scheduled to release their Round 1 interview invites. Graham highlighted several upcoming events being hosted by Clear Admit in October, including a Real Humans series and a series focused on MBA programs in different regions of the United States. Signups for all these events are here, https://www.clearadmit.com/events Graham also highlighted our next livestream AMA, scheduled for Tuesday, October 28; here's the link to Clear Admit's YouTube channel: https://bit.ly/cayoutubelive. Graham noted two recently published MBA admissions articles. The first focuses on the ongoing topic of H-1B visas, and the second summarizes all the top MBA programs' in-person events for October. Graham also highlighted two admissions tips that focus on the key interview questions all MBA candidates should be ready for, and a best practice for preparing (hint: don't script your responses!). Finally, Graham highlighted a Real Humans piece that focuses on MBA students in Wharton's Class of 2027. For this week, for the candidate profile review portion of the show, Alex selected three ApplyWire entries: This week's first MBA admissions candidate is trying to use the MBA to transition from a transportation-related role to a career in consumer-packaged goods. They also want to switch geographies within the U.S. This week's second MBA applicant is a chemical engineering graduate who now works in Wealth Management. We worry their 655 GMAT does not fully represent their aptitude. The final MBA candidate has a very strong profile, overall, but their post MBA goals need more development. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

Crypto News: Bitcoin flashed pump to $125,000 as the crypto bull market continues. Altcoins are set to run and I share Ethereum, XRP, and BNB price predictions.Brought to you by ✅ VeChain is a versatile enterprise-grade L1 smart contract platform https://www.vechain.org/ 

Stefan Williams - Vice President of Corporate Development and Snowflake Ventures at Snowflake Stefan Williams, Vice President of Corporate Development and Snowflake Ventures at Snowflake, leads the company's acquisition strategy, corporate venture capital, and startup accelerator programs. In this episode, Stefan takes us inside Snowflake's disciplined, culture-first approach to M&A—from building the corporate development function from scratch to executing 20+ acquisitions while maintaining breakneck organic growth. He shares hard-won lessons on integration accountability, why relationships matter more than auctions, and how to balance proactive deal-making with the realities of a fast-moving AI landscape. Things You'll Learn Start small and build M&A muscle – Why Snowflake began with sub-50 person acquisitions to prove integration capabilities before scaling to larger, more complex deals Integration accountability drives success – The critical importance of assigning DRIs (Directly Responsible Individuals) with clear timelines at 30, 60, 90, and 180 days post-close Buyer-led beats reactive – How investing time in proactive CEO relationships and strategic alignment dramatically improves deal outcomes versus responding to banker processes ___________________ The Buyer-Led M&A™ Summit is back.The virtual event built for dealmakers who want to eliminate chaos and take control from sourcing through integration.

The economist Yanis Varoufakis found himself in the eye of the storm as Greece's Minister of Finance in 2015, at the height of the country's debt crisis. Now he reflects on his political awakenings and the women who influenced him in Raise Your Soul. It's a family story that starts in Egypt in the 1920s and traces Greece's tumultuous century through Nazi occupation, civil war, dictatorship, socialism and economic crisis. The historian Professor Mary Vincent focuses on the Spanish Civil War and has written about fascism, political violence and its impact on the people. She sees both similarities and stark differences between the Greek and Spanish Civil Wars and ponders the question of how global politics influence what happens in nation states.As a new translation of Thucydides's The History of the Peloponnesian War (by Robin Waterfield) is published, the classicist Professor Paul Cartledge explains why this ancient text has remained essential reading for military leaders and politicians for centuries. Thucydides's account of the war between Athens and Sparta that began in 431 BCE depicts the devastation of civil war and reflects on the nature of political power.Producer: Katy Hickman Assistant Producer: Natalia Fernandez

Health insurance or health cost-sharing—which is the better fit for your family? With open enrollment upon us, it's the perfect moment to explore your choices. Joining me today is Lauren Gajdek to highlight the key differences between health insurance and health cost-sharing.Lauren Gajdek is the Senior Director of External Affairs at Christian Healthcare Ministries (CHM), an underwriter of Faith & Finance. The Landscape of Traditional Health InsuranceOpen enrollment season is right around the corner—running from November 1 through January 15, 2026. For most people, that means navigating the world of traditional health insurance. These plans typically require you to select doctors and specialists within a designated provider network, often necessitating referrals or pre-authorization before receiving care.While insurance companies provide coverage, their structure can come at a high cost. Premiums and deductibles are often steep, and because insurers operate for profit, patient care and affordability don't always align. For many families, this creates a significant financial burden.How Health Cost Sharing Is DifferentHealth cost-sharing ministries, such as CHM, offer a unique alternative. The end result is the same—your medical bills are taken care of—but the process looks very different.No provider networks: Members are free to choose their own doctors and hospitals.Nonprofit model: Unlike insurance companies, CHM is a ministry. Members send in a set monthly contribution, which is pooled together to reimburse medical costs.Community approach: Instead of being absorbed into a bureaucratic system, members know that their contributions directly help fellow believers in need.Since its founding, CHM has facilitated over $10 billion in shared medical bills.How Does Health Cost-Sharing Work?Here's how it works for a typical family:Choose your provider. Members can see any doctor or hospital as long as the treatment fits CHM's guidelines.Identify as self-pay. This allows members to receive significant discounts often, sometimes as high as 40%.Submit bills to CHM. The ministry coordinates with providers as needed. In the meantime, members may set up a temporary payment plan until reimbursement arrives.The process is straightforward, designed to give families peace of mind while also offering flexibility and savings.What to Keep in Mind During Open EnrollmentWhen weighing your options, consider more than just the monthly premium. Ask:How much am I actually paying out-of-pocket after deductibles, co-pays, and coinsurance?Will my coverage travel with me if I go out of state—or out of the country?With CHM, members don't face co-pays or coinsurance, and qualifying medical bills are shared 100% according to ministry guidelines. Additionally, portability makes it an appealing option for families who want flexibility, regardless of where life takes them.A Biblical Approach to HealthcareAt its core, CHM is more than a healthcare solution—it's a ministry. Members not only share medical expenses but also pray for one another and receive prayer support in return. Every monthly contribution is a gift that directly helps another member in need.CHM reflects biblical principles of bearing one another's burdens while providing a practical, affordable path to healthcare.To explore whether health cost sharing is right for your family this open enrollment season, visit CHMinistries.org/Faith.On Today's Program, Rob Answers Listener Questions:I'm refinancing my home and am unsure whether I should roll the closing costs into the new loan or pay them from my investments or retirement accounts. Rolling them into the loan would lower my monthly payment, but is that the wisest choice financially—and biblically?Could you explain where the funds actually come from with a reverse mortgage, who technically owns the home in this arrangement, and whether the FHA backs the loan?My wife and I recently took a required minimum distribution from her IRA and made a qualified charitable distribution to our church. They told us it wasn't tax-deductible and wouldn't issue a receipt. What does the IRS actually require in this situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Healthcare Ministries (CHM)Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, on Karl and Crew, we marinated in gratitude and thankfulness because the Lord blessed us to surpass our goal for Fall SHARE! We would also like to extend our thanks to our listeners. We are now able to continue expanding the reach of the gospel. We know how the gospel has impacted our lives, and we want to be able to share that with others, and it’s now possible because of the generous gifts from the BOOM CREW! We were also joined by Shawna Beyers, who shared her heart about the gospel. Shawna is the National Mid-Day Host and an Assistant Morning Show Producer with Moody Global Media. She is also a speaker and host of the podcast "Real Sisters, Real Talk." Then we had Rob West join us to talk about fruitfulness in kingdom generosity. Rob is the host of the nationally syndicated radio program "Faith and Finance LIVE, " which airs weekdays at 3:00 p.m. on 90.1 FM. He is also the host of the Faith and Finance podcast and has a FaithFi App. He is also the CEO of Kingdom Advisors, a community of financial professionals specializing in delivering biblically wise financial advice. You can hear the highlights of today's program on the Karl and Crew Showcast. If you're looking to listen to a particular segment from the show, look at the following time stamps: Young Thunder Singing [00:21 ] Shawna Beyers [25:19 ] Rob West [50:47 ] Karl and Crew airs live weekday mornings from 5-9 a.m. Central Time. Click this link for ways to listen in your area! https://www.moodyradio.org/ways-to-listen/Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

What smart money moves should you be making this month? Welcome to October, when the leaves change and pumpkin spice shows up everywhere. In this episode, Art shares practical money moves to start the month strong and answers two listener questions. Don't miss it!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

This is Episode 35 of the League.  You give us five minutes, we'll give you the best clean energy news. Benoy and David recap NYC Climate Week and the week's biggest energy storylines: a reported Trump-era policy pivot away from solar (ITC cuts, federal-land limits, tariffs) and what that could mean for installs; FEOC (Foreign Entity of Concern) supply-chain uncertainty; Blue Ridge Power layoffs.  Plus, takeaways from nuclear policy sessions and stubbornly rising power prices. Host Bio: David Magid David Magid is a seasoned renewable energy executive with deep expertise in solar development, financing, and operations. He has worked across the clean energy value chain, leading teams that deliver distributed generation and community solar projects. David is widely recognized for his strategic insights on interconnection, market economics, and policy trends shaping the U.S. solar industry. Connect with David on LinkedIn: https://www.linkedin.com/in/davidmagid/   Host Bio: Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy, solar developer and consulting firm, and a strategic advisor to multiple cleantech startups. Over his career, Benoy has developed over 100 MWs of solar projects across the U.S., helped launch the first residential solar tax equity funds at Tesla, and brokered $45 million in Renewable Energy Credits (“REC”) transactions. Prior to founding Reneu Energy, Benoy was the Environmental Commodities Trader in Tesla's Project Finance Group, where he managed one of the largest environmental commodities portfolios. He originated REC trades and co-developed a monetization and hedging strategy with senior leadership to enter the East Coast market. As Vice President at Vanguard Energy Partners, Benoy crafted project finance solutions for commercial-scale solar portfolios. His role at Ridgewood Renewable Power, a private equity fund with 125 MWs of U.S. renewable assets, involved evaluating investment opportunities and maximizing returns. He also played a key role in the sale of the firm's renewable portfolio. Earlier in his career, Benoy worked in Energy Structured Finance at Deloitte & Touche and Financial Advisory Services at Ernst & Young, following an internship on the trading floor at D.E. Shaw & Co., a multi billion dollar hedge fund. Benoy holds an MBA in Finance from Rutgers University and a BS in Finance and Economics from NYU Stern, where he was an Alumni Scholar. Connect with Benoy on LinkedIn: https://www.linkedin.com/in/benoythanjan/ Learn more: https://reneuenergy.com If you have any questions or comments, you can email us at info@reneuenergy.com.

Nikki Green's BIO:  Nikki Green is a Life & Business Resiliency Expert who has been in the international business industry for over 25 years and is a 7x published author. Nikki is an avid traveler, visiting 16+ countries and completing 7 marathons and dozens of triathlons across 3 continents. Nikki has dedicated her life to assisting others reduce their fear and go after their dreams. Nikki's greatest passion is empowering people to reach their full potential.   In this episode, Virginia and Nikki talked about: Nikki's entrepreneurial journey  Major mistakes newer entrepreneurs make and how to avoid them Foundational Business Basics  How to automate your business for $14  a month with Google Workspace  How to use AI to take your business to the next level   Takeaways: Success comes from overcoming  Revenue does not equal income  Focus on process over tools  Finance should be at the heart of your business   Connect with Nikki on her social media accounts to learn more about her work and insights into networking effectively: LinkedIn URL : https://www.linkedin.com/in/TheNikkiGreen/ Facebook URL : https://www.facebook.com/TheNikkiGreen Instagram URL : https://www.instagram.com/_thenikkigreen/   Connect with Virginia: https://www.bbrpodcast.com/

Jordan is a second-generation Fiduciary Retirement Advisor and has dedicated the last 15 years to educating his clients on how to build and protect the assets they have worked so hard to accumulate. His family has now been serving clients for over 45 years and has helped over 1,200 families across the nation, spanning from Hawaii to New York. His diverse base of clients entrust him with their financial well-being, and he proudly owns a record free of any consumer complaints. This is a direct result of the core values at GoldLine Financial. This expansive industry experience has allowed their team to provide sound advice to their clients during both bull and bear / recession markets.He earned his Bachelor's Degree in Finance at UC Riverside. Personal finance, market trends, investment strategy, and wealth preservation is what drives Jordan's hunger for knowledge, which he shares with his clients and incorporates regularly into his practice. Jordan's family has been a pioneer in the Christian-Catholic Ministries in Los Angeles for over 35 years. At a young age, he was involved with his church's ministry, which planted the seed for his leadership positions today.“As a Fiduciary Advisor, our clients trust us because we have a track record of putting their needs first at all times. My job is to foster a relationship of trust, both legally and ethically. Our expansive industry knowledge, experience during up and down markets, research, and world-class service is what forges our lifelong relationships with our clients. Our tenets of full transparency and a high level of communication are the pillars of trust that we build with our clients and the multitude of financial institutions we work with. Many of our clients have become like family, and we could not be more grateful for them.”Learn more: https://goldlinewealthmanagement.com/Advisory services provided through CoreCap Advisors, LLC. GoldLine Wealth Management and CoreCap Advisors are separate and unaffiliated entities. Securities trades are not accepted through email, voicemail, or fax. Please contact your representative at the number listed above to place any securities trades. This e-mail message and any attachments are solely for the confidential use of the intended recipient. If you are not the intended recipient, notify us immediately by return e-mail and promptly delete this message and any attachments from your computer.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-jordan-mangaliman-fiduciary-retirement-advisor-founder-of-goldline-wealth-management-discussing-the-transition-into-retirement

Send us a textWhat if the real reason we're broke isn't in our bank accounts, it's in our beliefs? In this unfiltered episode, we're calling out the hidden money wounds that keep us stuck in shame, avoidance, scarcity, and all the lies we tell ourselves about “not enough.” We get real about the patterns that drain our power and share the mindset shifts that flip the script from survival to success. This isn't just about money, it's about self-worth, discipline, and taking your power back. Let's stop chasing comfort and start creating freedom. Your next level of wealth starts here.Here are the related episodes, each one builds on today's conversation:#335 | Does Shame Work as a Motivator? - https://apple.co/3KDMfXK #397 | Every People-Pleaser Needs to Know This - https://apple.co/4nC2tiJEvolve Together Experiences:

Join Dr. Janet Pilcher as she welcomes Joseph Murley, Director of Finance for Barren County School District, to discuss how a district-wide survey revealed a surprising breakdown in the district's online fundraising system. Joe explains how he then modeled a new survey to pinpoint the root cause of the problem. Finally, he shares the impact of leader rounding, demonstrating how showing care for your people is the foundation for driving connection.This episode answers questions such as:How can operations leaders use internal surveys and data to pinpoint system inefficiencies?What are the benefits of leading with service and explaining the "why" to internal teams instead of just mandating compliance?What is the "Lone Wolf" problem, and why is eliminating it essential for building a high-performing team culture?Recommended Resources:  Getting 1% Better Every Day, Alignment and Accountability in Operations, Excellence in OperationsLearn more about and register for DHP Hemet: https://studereducation.com/dhp-hemet-2025/Follow Host Dr. Janet Pilcher on LinkedIn: https://www.linkedin.com/in/janetpilcher/

In this episode of Count Me In, host Adam Larson chats with John Rubinetti, President of B2B Payments at Deluxe, about what it really takes for mid-market companies to move from manual accounts payable and receivable processes to smart automation. John shares eye-opening stats (like 71% of firms still juggling AP/AR manually) and practical insights on making the switch, from overcoming resistance to integrating multiple payment systems. You'll get honest advice on preparing your team, what to look for in automation platforms, and why empowering your finance pros matters more than ever. If you're looking to save time, reduce errors, or just get your team out of endless reconciliation work, don't miss this episode—John's straightforward tips and real-world stories make automation less intimidating and a lot more achievable.

In The Money Revolution: How to Finance the Next American Century, economist and bestselling author Richard Duncan lays out a farsighted strategy to maximize the United States' unmatched financial and technological potential. In compelling fashion, the author shows that the United States can and should invest in the industries and technologies of the future on an unprecedented scale in order to ignite a new technological revolution that would cement the country's geopolitical preeminence, greatly enhance human wellbeing, and create unimaginable wealth. This book also features a history of the Federal Reserve. Richard Duncan has served as Global Head of Investment Strategy at ABN AMRO Asset Management in London, worked as a financial sector specialist for the World Bank in Washington, D.C., and headed equity research departments for James Capel Securities and Salomon Brothers in Bangkok, Thailand. He is now the publisher of Macro Watch, a video-newsletter that analyzes the forces driving the global economy in the 21st Century. Caleb Zakarin is the Assistant Editor of the New Books Network. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

In this Career Insight episode, Anthony Cheung speaks with Ben Hayward, co-founder and CEO of TwentyFour Asset Management, about his unexpected journey into finance. From studying history of art and pursuing advertising to launching a fixed-income boutique in the midst of the 2008 financial crisis, Ben shares invaluable lessons in career adaptability, leadership, and resilience.Whether you're a student eyeing your first internship or a young professional navigating your next move, this conversation offers practical advice on breaking into finance, understanding complex credit products, and thriving in asset management. Learn how to simplify financial storytelling, build confidence under pressure, and shape company culture from the top down.(00:00) Intro to Ben Hayward & 24AM(04:42) From Art to Finance(08:07) Starting Out at Citi(13:03) Becoming an Entrepreneur(19:23) Managing Stress & Resilience(25:40) Building Culture at 24AM(34:10) The power of storytelling(43:27) Asset Management Explained(47:35) What makes Fixed Income Unique(52:16) Advice on Confidence & Resilience(56:24) Career Tips for SuccessFind out more about TwentyFour Asset Management

Send us a textThis episode of the Private Practice Survival Guide breaks down a practical, mid-year playbook for measuring financial performance and forecasting for the future in private healthcare practices. Brandon clarifies core terms—Look-Back Analysis (retrospective KPI and revenue review), Forecasting (time-series, regression, probability ranges grounded in historical data), and Projections (scenario planning for new services/locations without prior data)—and shows how they interlock to drive data-informed decisions. Listeners learn a cadence for reviewing daily/weekly/monthly → quarterly → biannual → annual metrics, how to visualize trends to avoid cash-flow surprises, and how to translate descriptive, diagnostic, predictive, and prescriptive analytics into staffing, payer-mix, and scheduling strategy. The episode highlights seasonality (Q3–early Q4 as a revenue window before Thanksgiving), profitability analysis by service line (gross margin, net margin, “no margin, no mission”), and payer policy realities (e.g., Medicaid constraints and contractual guardrails). Takeaway: build clean data pipelines, define target KPIs, validate with look-backs, model best-/base-/worst-case forecasts, and use projections to stress-test growth moves—so you can allocate resources, hire, and market with confidence in the next two quarters.Welcome to Private Practice Survival Guide Podcast hosted by Brandon Seigel! Brandon Seigel, President of Wellness Works Management Partners, is an internationally known private practice consultant with over fifteen years of executive leadership experience. Seigel's book "The Private Practice Survival Guide" takes private practice entrepreneurs on a journey to unlocking key strategies for surviving―and thriving―in today's business environment. Now Brandon Seigel goes beyond the book and brings the same great tips, tricks, and anecdotes to improve your private practice in this companion podcast. Get In Touch With MePodcast Website: https://www.privatepracticesurvivalguide.com/LinkedIn: https://www.linkedin.com/in/brandonseigel/Instagram: https://www.instagram.com/brandonseigel/https://wellnessworksmedicalbilling.com/Private Practice Survival Guide Book

Rama Katkar has helped steer some of the most iconic companies in tech through moments of scale and transformation. Now CFO at Notion and formerly a finance leader at Instacart and Credit Karma, she joins CJ to unpack what it means to build a modern finance function inside a product-led growth company. They discuss how to design finance for velocity without losing discipline, the art of forecasting when virality drives your business, and why Notion's path to profitability looks different from its peers. Rama also shares lessons from scaling Credit Karma through its $8.1B acquisition by Intuit, what she learned about IPO readiness at Instacart, and how finance leaders can balance ambition with realism in uncertain markets.—LINKS:Rama Katkar on LinkedIn: https://www.linkedin.com/in/ramakatkar/Notion: https://www.notion.so/CJ on X (@cjgustafson222): https://x.com/cjgustafson222Mostly metrics: https://www.mostlymetrics.comRELATED EPISODES:“Let's Just See What Breaks” — Intuit's CFO on Being a Disruptor When You're Already the Incumbent— —TIMESTAMPS:(00:00) Preview – Credit Karma, Instacart, and the Road to Notion(00:01:14) Welcome & Episode Overview – Rama Katkar, CFO of Notion(00:02:22) Sponsor – Fidelity Private Shares | Mercury | RightRev(00:06:10) Interview Begins – From Dinner Conversations to Notion's Pricing Evolution(00:09:20) Early Launch of Notion AI and Add-On Pricing(00:12:40) Community-Led Growth and Notion's Viral Flywheel(00:14:38) Sponsor – Tipalti | Aleph | Rillet(00:18:39) Who Adopts Notion First? Product, Design, and Engineering(00:20:32) Turning Free Users Into Paid Teams(00:22:09) Why Notion Added an Enterprise Sales Motion(00:26:29) The CFO's Long Game: Balancing Free Users and Cost(00:30:44) How Notion Experiments With AI Pricing(00:32:42) Rama's Three-Part Framework for Forecasting(00:36:38) Why Notion Plans on a Six-Month Cadence(00:40:56) Transition – From Forecasting to M&A: Credit Karma's Wild Ride(00:41:31) Selling Credit Karma During the Pandemic and DOJ Review(00:44:04) Closing the Deal With Intuit(00:49:47) Why the Org Chart Is the Most Important M&A Slide(00:52:08) The Long-Ass Lightning Round(00:56:45) Career Advice to Her Younger Self – Context Over Calculation—SPONSORS:Fidelity Private Shares is the all-in-one equity management platform that keeps your cap table clean, your data room organized, and your equity story clear—so you never risk losing a fundraising round over messy records. Schedule a demo at https://www.fidelityprivateshares.com and mention Mostly Metrics to get 20% off.Mercury is business banking built for builders, giving founders and finance pros a financial stack that actually works together. From sending wires to tracking balances and approving payments, Mercury makes it simple to scale without friction. Join the 200,000+ entrepreneurs who trust Mercury and apply online in minutes at https://www.mercury.comRightRev automates the revenue recognition process from end to end, gives you real-time insights, and ensures ASC 606 / IFRS 15 compliance—all while closing books faster. For RevRec that auditors actually trust, visit https://www.rightrev.com and schedule a demo.Tipalti automates the entire payables process—from onboarding suppliers to executing global payouts—helping finance teams save time, eliminate costly errors, and scale confidently across 200+ countries and 120 currencies. More than 5,000 businesses already trust Tipalti to manage payments with built-in security and tax compliance. Visit https://www.tipalti.com/runthenumbers to learn more.Aleph automates 90% of manual, error-prone busywork, so you can focus on the strategic work you were hired to do. Minimize busywork and maximize impact with the power of a web app, the flexibility of spreadsheets, and the magic of AI. Get a personalised demo at https://www.getaleph.com/runRillet is the AI-native ERP modern finance teams are switching to because it's faster, simpler, and 100% built for how teams operate today. See how fast your team can move. Book a demo at https://www.rillet.com/metrics#CFOInsights #StartupFinance #NotionHQ #ProductLedGrowth #RunTheNumbersPodcast This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit cjgustafson.substack.com

You see the brand name on the tag, but we found the company that powers everything behind it. PDS Limited is the Value-Focused global infrastructure powerhouse. Group CEO Sanjay Jain gives us a rare look into how major retailers define the single most important word in fashion: Value. He also shares a personal lesson from a favorite movie character and his bullish outlook on the "exploding" future of Indian retail. What You'll Learn: The Core Selling Point: Why "Value" is the one word that determines whether a piece of clothing sells, and how its definition changes based on the customer segment. The India Paradox: The "globally integrated, yet locally rooted" characteristics of the 18+ Indian youth, making a pan-India retail strategy a careful aggregation of clusters. From Landfill to Legacy: The circular economy innovations, including converting textile waste into anti-combustible bricks to actively combat clothes pollution. Scaling Secrets: The two qualities PDS seeks when investing in founders: Differentiation (disruptive idea/consumption) and Scalability.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

durée : 00:04:17 - Chroniques littorales - par : Jose Manuel Lamarque - La finance bleue a été présentée lors du Forum de Monaco en juin dernier. La Banque mondiale a lancé un programme spécifique baptisé Problue, coordonné par Julien Million, spécialiste principal des pêches au sein de l'institution. Il nous éclaire sur ce que recouvre la finance bleue. Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

Get a FREE Posing eBook from The Portrait System here: https://the-portrait-system.lpages.co/podcast-pose-funnel/Today, on this special re-release of the Portrait System Podcast, host Nikki Closser interviews Nashville-based photographer Judith Hill. Judith left her job in the corporate world, and she tells us all about how she did it and managed to create a portrait business that brought her a 6 figure income within the first year. Judith also goes in depth about how she runs her business, markets and keeps clients coming. Don't miss out on this amazing interview!PODCAST LISTENER SPECIAL!! If you want to get started with the Portrait System, get a special discount using code “POD7” to get one month access for just $7 here https://theportraitsystem.com/pricing/IG https://www.instagram.com/theportraitsystem/YouTube https://www.youtube.com/c/theportraitsystemSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Alternate Current Radio Presents - Boiler Room - Learn to protect yourself from predatory mass mediaOn this episode, Hesher and Spore are joined by Mystical Pharaoh and Ruckus to discuss the downward spiral of “news,” “media,” “truth,” justice” and the “american way” as propaganda has become the 24/7 reality in the doom scroll. An infinite identity politic cybernetic feedback loop that is deisnged to poloarize, atomize and lobotomize you. The Social Rejects Club is looking at a new marketing plan from popular, old school, coffee brand, Maxwell House, who are now selling inexpensive coffee club style memberships to people in APARTMENTS since they can't afford houses anymore. A.I. being injected into politics, Netanyahu caught meeting with influencers and admitting on camera that Israel needs to buy consent and support by controlling narratives on social media, particularly TikTok and X... and more!Reference Links:Ice Breaker: Maxwell House coffee is changing its name for the first time in 133 years – NY POSTNetanyahu Influencer Meeting – YouTubeAI have a dream? A fringe party in Japan wants a chatbot penguin to be its leader – CNNAlbania's new AI-generated minister makes first address to parliament – X (AFP)Support:Support BOILER ROOM & ACRPatreon (Join and become a member)Shop BOILER ROOM Merch Store

Send us a textBestselling author of Best Loser Wins, Tom Hougaard joins David Capablanca in a discussion  about how he was able to achieve 900% gains in his trading account over the course of the year of 2025.Don't miss the Friendly Bear Conference in Los Angeles on 10/10/25 ft. Tom Hougaard, David Capablanca and top traders. Tickets at https://www.friendlybearconference.com Use discount code TRADERTOM Support the show