Podcasts about northeast

Sign up to Saily - https://saily.com/eibaw If you're going abroad and are worried about staying connect then you need an esim from Saily! Affordable and secure. Stay connected and support the podcast. **** Andrew Musgrove is joined by North East writer Mark Carruthers. Mark has covered North East football for the last 12 years with a particular focus on the youth academy of Newcastle United. In this special episode Mark provides insight into United's youth ranks and the players to watch out for. Plus we chat about those who have been released and how they bounce back from it - and what is the overarching plan for United's youth system in the years ahead. Learn more about your ad choices. Visit megaphone.fm/adchoices

Here are the three big things to know this hour—   Number One— The Green New Deal is punishing those in the Northeast with the highest energy bills in the country—this is the direct result of more asinine policies that send prices skyrocketing in the name of mother earth—   Number Two— Secretary Noem is hammering sanctuary cities and open borders by reckless Democrats for a Border Patrol agent getting shot by an illegal alien over the weekend in New York City—   Number Three— The American people have a new mandate for the Trump Administration – we want indictments! We want accountability – we want consequences for the Obama criminal enterprise that's so clearly laid out in the declassified documents from the National Intelligence Department.

Traversing teeming metropolises and tiny towns, Prose to the People: A Celebration of Black Bookstores (Random House, 2025) explores these spaces, chronicling these Black bookstore's past and present lives. Combining narrative prose, eye-catching photography, one-on-one interviews, original essays, and specially curated poetry, Prose to the People is a reader's road trip companion to the world of Black books. Thoughtfully curated by writer and Black bookstore owner Katie Mitchell, Prose to the People is a must-have addition to the shelves of anyone who loves book culture and Black history. Though not a definitive guide, this dynamic book centers profiles of over fifty Black bookstores from the Northeast to the mid-Atlantic, the South, and the West Coast, complete with stunning original and archival photography. Interspersed throughout are essays, poems, and interviews by New York Times bestsellers Kiese Laymon, Rio Cortez, Pearl Cleage, and many more journalists, activists, authors, academics, and poets that offer deeper perspectives on these bookstores' role throughout the diaspora. Complete with a foreword by world-renowned poet and activist Nikki Giovanni, Prose to the People is a beautiful tribute to these vital pillars of the Black community. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

In this episode of the LPRC CrimeScience Podcast, the team welcomes Scott Ziter, an experienced leader in loss prevention and safety operations. Scott shares insights from his extensive career in the retail sector, including his current role overseeing asset protection for Northeast Shared Services. The discussion explores evolving challenges in retail crime, the importance of collaboration, and innovative approaches to safety and loss prevention. Listeners will gain valuable perspectives on fostering partnerships and enhancing security in today's complex retail environment.

On the latest episode of the Debtwire Municipals Muni Lowdown podcast, Managing Editor Paul Greaves and Curation Editor Stephanie Fagnani speak with Karel Citroen, managing director of municipal research at Conning about state credit quality.Karel starts with an overview of the report methodology.The discussion then shifts to the fiscal resilience of states and whether potential federal funding shifts could increase credit risk. The conversation segues into Karel discussing the states that could face pronounced challenges if federal funding is reduced.Karel provides the rationale behind the inclusion of two new metrics: cost of living index and catastrophe losses per capita.The discussion moves towards a discussion of the coastal and wildfire-prone states that face a disproportionate financial burden due to physical climate risk.Karel provides his perspective on the decision by the federal government to cease maintaining the billion-dollar disaster database.The conversation continues with the factors behind the population growth in the Northeast.The podcast concludes with Karel detailing the key factors to understanding tax revenue and income levels.#stateofthestates #creditquality #costofliving #physicalclimaterisk #muniland

Traversing teeming metropolises and tiny towns, Prose to the People: A Celebration of Black Bookstores (Random House, 2025) explores these spaces, chronicling these Black bookstore's past and present lives. Combining narrative prose, eye-catching photography, one-on-one interviews, original essays, and specially curated poetry, Prose to the People is a reader's road trip companion to the world of Black books. Thoughtfully curated by writer and Black bookstore owner Katie Mitchell, Prose to the People is a must-have addition to the shelves of anyone who loves book culture and Black history. Though not a definitive guide, this dynamic book centers profiles of over fifty Black bookstores from the Northeast to the mid-Atlantic, the South, and the West Coast, complete with stunning original and archival photography. Interspersed throughout are essays, poems, and interviews by New York Times bestsellers Kiese Laymon, Rio Cortez, Pearl Cleage, and many more journalists, activists, authors, academics, and poets that offer deeper perspectives on these bookstores' role throughout the diaspora. Complete with a foreword by world-renowned poet and activist Nikki Giovanni, Prose to the People is a beautiful tribute to these vital pillars of the Black community. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/popular-culture

Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment.  The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply.  Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states.  Resources: Follow Hannah on Instagram  Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income.    Keith Weinhold  3:29   Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now.    Keith Weinhold  10:21   Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down.    Keith Weinhold  11:23   Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace.    Keith Weinhold  16:30   And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing.    Keith Weinhold  20:29   How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional.    Keith Weinhold  22:02   I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners.   Keith Weinhold  23:51   coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it.    Keith Weinhold  24:31   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy?    Keith Weinhold  25:03   Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866   Caeli Ridge  26:13   this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream.   Keith Weinhold  26:31   Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat   Hannah Hammond  26:48   you too. It's been so great to get to know you on this ship, and it's been a lot of fun,    Keith Weinhold  26:51   and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that.   Hannah Hammond  27:19   Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt.    Keith Weinhold  27:44   That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that.   Hannah Hammond  28:03   Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up   Keith Weinhold  29:08   income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be.    Hannah Hammond  29:23   So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore.   Keith Weinhold  30:36   That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans   Hannah Hammond  31:11   Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset.    Keith Weinhold  32:26   So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here.   Hannah Hammond  32:37   exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets.   Keith Weinhold  32:56   Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you?   Hannah Hammond  33:04   I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil.    Keith Weinhold  33:04   This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that?    Hannah Hammond  33:42   At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market.    Keith Weinhold  34:27   Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you.   Keith Weinhold  34:40   Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream.   Speaker 3  35:33   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  35:56   You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  37:12   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

Join Amy and Phil, as they talk about the big Disney news this week. Specifically, how the new Walt AudioAnimatronic looks nothing like Walt. And, in return for us making fun of how they treated poor Walt, Mother Nature decided to throw some weather at the Northeast, and mess with both Amy and Phil's audio.  Follow our pages at: YouTube - https://www.youtube.com/@DVCClubhouse Facebook - https://www.facebook.com/groups/dvcclubhouse/ Instagram - https://www.instagram.com/dvcclubhouse?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw== TikTok - https://www.tiktok.com/discover/dvc-clubhouse?is_from_webapp=1&sender_device=pc

Kia ora,Welcome to Monday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with US tariff news probably dominating this week as many countries get letters from Trump. That will likely include Australia and New Zealand.While the direct effect on us will probably be as expected, we will be more vulnerable to secondary impacts - although Canada, Japan, China and the EU all seem to be taking things in their stride, better than anticipated. It seems clear and confirmed tariff taxes are paid by the importing country companies, and the lasting damage will be to US companies and their competitiveness. The forced reassessments elsewhere may prove galvanising for resilience.But first, this week will be all about the New Zealand June quarter CPI result which will be released today at 10:45am. We will have full coverage. It is widely expected to come in higher at 2.8% and the RBNZ too has said it will be higher than what they expected in their May MPS review (2.4%).China will also review its Loan Prime rates today, but those are not expected to change from their record low levels.The ECB, Russia and Turkey will review policy rates this week and there will be a range of early July PMI data out for a number of countries. But nothing really major.But crucial will be the results of the Sunday Japanese upper house election. Those results are coming in now and it seems clear the current coalition government has lost significant support - and with it they are in for a period of less stable fiscal policy until things settle down.In the US, eyes will be on more corporate earnings, with more tech and industrial majors reporting this week including Google and Tesla.Eyes will also be on the will-he-won't-he question of whether Trump will try to fire Powell. (One irony in this saga is that Trump accuses Powell of overspending on a Fed building refurbishment - one initiated by Trump in his first term with the exhortation to 'don't be cheap' and to 'use more marble'.)Staying in the US, a surge in multi-unit house building in the Northeast propelled its overall June housing starts to a good rebound after the very weak May result. But starts for single family homes fell -4.6%, and the starts in the South fell -0.7%, in the West they fell -1.4% and in the Midwest the dropped -5.3%. It clearly remains a fragile sector.Stabilising was the sentiment survey from the University of Michigan for July. It ticked up slightly from June but is still almost -7% lower than year-ago levels. But it is off the canvas because it is now higher than any month since February. Inflation expectations eased back a bit too in July from June.Across the Pacific, Japan's annual inflation rate eased to 3.3% in June 2025 from 3.5% in the previous month, marking the lowest reading since last November. Most components eased, but not food, which rose 7.2%, the most since March, a surge due to the doubling of rice prices over the fast year.In Malaysia, their economy expanded by +4.5% year-on-year in Q2-2025, slightly up from +4.4% growth in the previous period. For them domestic demand was robust, but exports were a bit weaker than anticipated.In Australia, it will be a quiet week of economic data releases and there isn't much chance the release of the RBA minutes on Tuesday (tomorrow) will bring any surprises or special insights.The UST 10yr yield is now at 4.43%, up +1 bp from Saturday at this time and back where it was a week ago. The price of gold will start today at US$3,348/oz, down -US$3 from Saturday.American oil prices are unchanged at just under US$67.50/bbl while the international Brent price is now just over US$69/bbl.The Kiwi dollar is still at 59.6 USc and unchanged from Saturday - but down -50 bps from a week ago. Against the Aussie we are also unchanged at 91.6 AUc. Against the euro we are still at 51.3 euro cents. That all means our TWI-5 starts today at just on 67.5, unchanged from Saturday as well.The bitcoin price starts today at US$118,085 and up +0.3% from this time Saturday but essentially unchanged from a week ago. Volatility over the past 24 hours has been low, at just over +/-0.6%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

A long stretch of blistering heat is on the way for portions of the Plains and southern United States, while breaks from the heat and humidity will become much more frequent in the Northeast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Unlock the secrets to conquering challenging race conditions with our expert guide to mastering half Ironman events in hot weather. Join Coach Patrick from Endurance Nation as he reveals tried-and-true strategies for thriving when the heat is on. You'll gain insights into effective heat acclimation techniques, from arriving early at the race location to implementing sauna protocols and heat training. By learning how to adjust your pace smartly, you will maintain speed and outshine your competitors even as temperatures skyrocket. This episode is packed with actionable advice to help you proactively manage heat, ensuring you remain resilient and composed while others may struggle. But that's not all—we also emphasize the power of choosing the right apparel for those sizzling race days. Discover how selecting wicking materials and sun-protective garments can make all the difference in your performance, along with the game-changing benefits of hats that hold ice and sunglasses to combat glare. Testing your gear in advance will ensure you're prepared for any eventuality. Plus, we highlight the crucial role of recovery, specifically focusing on hydration practices like consuming cold beverages, utilizing hydration packets with sodium, and steering clear of alcohol. Tune in to gain the edge you need to tackle the heat and emerge victorious.

In this episode of the podcast, we sit down with Bill Gaiotti, the newly elected president of the Vermont Federation of Sportsmen's Clubs. Bill is not only a passionate advocate fighting to protect and preserve our rights as hunters here in the Northeast, but he's also a diehard deer hunter with decades of experience in the big woods of Vermont and Pennsylvania. We cover a lot of ground in this conversation — from the legislative battles sportsmen are facing today, to Bill's personal hunting stories and lessons learned in some of the toughest deer country around. Whether you're interested in the politics that impact our way of life, or you just love a good mountain buck story, this is an episode you won't want to miss.

In this bonus episode, I had the pleasure of chatting with the lovely Eleanor Conlon and Martin Vaux about their fantastic Three Ravens Podcast, and their brand new book, Three Ravens Folk Tales. We covered all sorts of topics, as you'll hear, including how you could win your very own signed copy of this glorious new 320-page hardback. Quite simply, it's a must-have for anyone seeking the perfect companion to explore the folklore of England's 39 historic counties. Packed with tales of ghosts, mermaids, half-forgotten heroes, bloody legends, and more, it's an enchanting—and surprisingly hefty—addition to any bookshelf. And it could almost certainly double as a murder weapon, should the circumstances ever require it.* Check out the Three Ravens Podcast website www.threeravenspodcast.com Buy your copy of The Three Ravens Folk Tales from Amazon at https://amzn.to/46DhqeL You could buy my new book Ghosts of the North East at https://amzn.to/4nMHxpS   Support How Haunted? by subscribing and leaving a review. This summer Rob takes on the "most difficult" walk in the North York Moors to raise money for Cancer Research UK. If you'd wish to sponsor us you can do so at justgiving.com/page/walk4john2025 Find out more about the pod at https://www.how-haunted.com and you can email Rob at Rob@how-haunted.com You can become a Patreon supporter for as little as £1 a month. You can choose from three tiers and get yourself early access to episodes, and exclusive monthly episodes where Rob will conduct ghost hunts and you'll hear the audio from the night.  To sign up, and take advantage of a free seven day trial, visit https://patreon.com/HowHauntedPod Perhaps you'd rather buy me a coffee to make a one off donation to support the pod, you can do that at https://www.buymeacoffee.com/HowHauntedPod Check out the official merch store at how-haunted.dashery.com where you can buy t-shirts, hoodies, mugs, hats, and much more. They come in a vast selection of colours and a wide range of sizes.  *Please don't use the lovely big Three Ravens Folk Tales book as a murder weapon. Music in this episode includes: Darren Curtis – Lurking Evil: https://youtu.be/3i0aVnpeppw " HORROR PIANO MUSIC " composed and produced by "Vivek Abhishek" Music link :https://youtu.be/xbjuAGgk5lU || SUBSCRIBE us on YOUTUBE: https://youtu.be/DQQmmCl8crQ || Follow on Facebook: https://bit.ly/33RWRtP || Follow on Instagram: https://bit.ly/2ImU2JV

In this week's episode of the award-winning Tiger Talk podcast, join Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery as Ford discusses how the college balances tradition with innovation when making decisions that affect the college not only in the present but in the future as well. Ford discusses being open to technology while also giving faculty members the choice on how to teach in their classrooms — either fully technology-based, a hybrid approach combining technology and traditional methods, or adopting a full lecture method. Ford also discusses the ability to reach different generations of students, as previous students had varying learning methods and styles compared to those who are coming through today, and future students will likely have even more diverse methods when they reach Northeast. Plus, stay updated on the latest in athletics, academics, workforce development, and more at one of the nation's premier community colleges. For those who may have missed an episode, all Northeast TigerTalk episodes are archived at https://nemcctigertalk.simplecast.com.--NEMCC--Information about Northeast Mississippi Community CollegeNortheast Mississippi Community College is a leading educational institution that provides comprehensive academic, technical, and workforce training programs to empower students and promote lifelong learning. With a commitment to excellence, Northeast Mississippi Community College fosters a supportive environment that prepares individuals for success in their chosen fields.For more information about Northeast Mississippi Community College, visit http://www.nemcc.edu.

Today's Headlines:  June's inflation rose by 0.3%, putting the annual rate at 2.7%—slightly up, but still within forecasts. Meanwhile, House Republicans voted down Democratic efforts to release Epstein case documents, despite GOP leaders publicly claiming to support transparency. Trump praised AG Pam Bondi's handling of the Epstein files while denying any link to the case, but new metadata shows nearly 3 minutes are missing from recently released prison footage. A lawyer for Epstein's victims claimed there's far more unreleased evidence, including thousands of hours of video. ICE has issued a new memo eliminating bond hearings for undocumented immigrants already living in the U.S., affecting millions. A federal grand jury indicted Vance Boelter for the politically motivated killing of former Minnesota House Speaker Melissa Hortman. Two people died after record-setting flash floods hit NYC and New Jersey, where over two inches of rain fell in one hour. The DOJ appealed a ruling halting race-based immigration arrests in California, and Missouri's Republican AG is threatening OpenAI, Google, Meta, and Microsoft with legal action after a blog claimed an AI ranked Trump worst on antisemitism—despite Microsoft's bot refusing to rank the presidents at all. Resources/Articles mentioned in this episode: CNBC: Inflation picks up again in June, rising at 2.7% annual rate  WaPo: Speaker Mike Johnson and other Republicans break with Trump on Epstein  NYT: House Democrats Push for Hearing on Jeffrey Epstein Case Amid GOP Rift PBS: WATCH: Asked if his name appears in Epstein files, Trump claims Comey, Obama and Biden made them up Wired: The FBI's Jeffrey Epstein Prison Video Had Nearly 3 Minutes Cut Out WPBF: Attorney: Epstein's black book and secret tapes hold powerful names WaPo: ICE declares millions of undocumented immigrants ineligible for bond hearings Axios: Vance Boelter indicted on six federal charges for Melissa Hortman's killing NYT: Two Dead After Heavy Rains Swamp Roads and Rails in New York Region The Verge: A Republican state attorney general is formally investigating why AI chatbots don't like Donald Trump Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

CBDCs aren't just “on the way”; they're already being tested and quietly rolled out around the world. They promise convenience and safety, but what they really offer is unprecedented surveillance, control over your money, and the end of financial privacy as we know it. In this explosive episode, I am joined by independent journalist and freedom advocate Efrat Fenigson to uncover what central banks are really planning and how individuals can escape the trap before it's too late. IN TODAY'S EPISODE: Tune in to learn exactly what makes Central Bank Digital Currencies (CBDCs) so dangerous Hear Efrat break down how governments plan to enforce behaviour through programmable money Find out why Bitcoin is the real exit plan, not just a speculative asset Listen in to discover what you can do right now to build your personal Plan-B FOLLOW EFRAT FENIGSON Find Efrat Fenigson on X @Efenigson THE EXPAT MONEY ONLINE SUMMIT 2025: THE FUTURE IS LATIN AMERICA Join the Expat Money Online Summit 2025 for three high-impact days focused on why Latin America is becoming the ultimate destination for expats, investors, and freedom-seekers in 2025 and beyond. You'll gain exclusive insights from dozens of seasoned offshore experts as they reveal the best strategies to legally slash your tax bill, build real wealth overseas, and unlock second residencies and passports—all centred around Latin America's rising power on the global stage. Reserve your free ticket today. RELATED EPISODES 351: Nine Legal Flag-Planting Strategies To Protect Your Freedom & Wealth 345: Reject the Black Pill & Find Freedom Offshore 341: AI, Inflation & Economic Collapse: The Future Of Money – Thorsten WittmannMentioned in this episode:Join Us For Upcoming Live WebinarsEvery month, we offer exciting new webinars for our community. Topics include how to use retirement accounts to buy real estate overseas, how to get a second passport in Latin America, why you should sell your stock portfolio and move your money offshore, how to buy a beachfront rental property in Brazil for less than $100k, or apartments in Paraguay for $60k. If you want to join us for FREE for these presentations with live Q&A, insider secrets, and exclusive opportunities with my professional network of experts, then sign up today.Webinars - Expat MoneyInto The Amazon—Then Straight To The BeachThis year, I'm taking a private group into the Amazon rainforest—then we head to Fortaleza and explore Brazil's booming Northeast coast. Think Amazon river cruises, beachfront developments, and...

Viv Graham was one of the most feared men in the North East — a powerhouse doorman who ran Newcastle's club scene with an iron fist. In this episode, I sit down with Stu Watson, who knew Viv personally, to talk about the man behind the myth. From brutal door wars and protection rackets to prison time and the lead-up to Viv's unsolved murder on New Year's Eve, this one's raw, real, and straight from the streets.This is the eventful life of Mr Stu WatsonYouTube: Dodge WoodallInstagram: @Dodge.WoodallWebsite: DodgeWoodall.comTikTok: @DodgeWoodallLinkedIn: @DodgeWoodall Hosted on Acast. See acast.com/privacy for more information.

Military leaders overseeing the cleanup of Red Hill brief lawmakers on how federal staffing cuts could impact their timeline. The suspect accused of trying to plow into another man outside a Pearl City nightclub appears in court. More deadly flash flooding this time in the Northeast. Plus, a dramatic video captured by subway riders in New York City. See omnystudio.com/listener for privacy information.

In this KE Report company update, John Miniotis, President & CEO, and Jeremy Weyland, SVP Projects & Development of AbraSilver Resource (TSX:ABRA - OTCQX:ABBRF) join me to discuss the latest developments at the Diablillos Project in Argentina. Key topics covered: New Phase 5 drill results at Oculto East, including a 42m intercept grading 0.68 g/t gold and 15 g/t silver - a step-out from their best-ever gold intercept in Hole 24 of this year. Ongoing expansion drilling at Oculto East and Northeast, plus updates from Cerro Viejo and JAC. With three rigs currently on site focused at Oculto East. Progress on the updated mineral resource estimate (expected in early August). Insights into the Definitive Feasibility Study (DFS) - targeting mid‑2026 for an investment decision - with optimizations such as fleet upgrades, tailings design improvements, and potential grid power connections to reduce capex and opex. How AbraSilver balances near‑term development milestones with aggressive exploration for continued upside. Please email me any follow up questions you have for the team at AbraSilver. My email address is Fleck@kereport.com. Click here to visit the AbraSilver website and read over the recent news.  

The backlash from the DOJ's Jeffrey Epstein announcement doesn't appear to be going away anytime soon. We'll tell you what happened with inflation last month. Flooding is impacting transport and leaving people stranded in parts of the Northeast and Mid-Atlantic. Unpaid medical bills will appear on credit ratings after a court ruling. Plus, big changes are coming to MLB thanks to new technology. Learn more about your ad choices. Visit podcastchoices.com/adchoices

There was good news and bad news for Ukraine in President Donald Trump's announcement yesterday. The Department of Health and Human Services is carrying out mass firings. China's economy did better than expected in the last quarter. We'll hear from the family of an American Palestinian man killed in the West Bank, as they call for the US to investigate his death. Plus, flooding has hit the Mid-Atlantic and Northeast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Elon Musk's AI chatbot Grok became infamous for posting antisemitic rants and praising Hitler. Now it's landed a $200 million contract with the Defense Department. Plus, underwater divers were left stranded in subway stations filled with water as flash floods hammered parts of the Northeast.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

An employee at Gabriel House describes deplorable conditions inside the assisted living facility and tells CBS News fire drills were never held. In Kerrville, Texas, a growing memorial honors the 133 lives lost in catastrophic flooding over the Fourth of July weekend. A major storm swept across the Northeast overnight, dumping near-record rainfall that flooded parts of New Jersey and New York City. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Heavy rain has caused flash flood warnings throughout the northwest. Elmo was hacked on X. Starbucks CEO is making workers return to work to bring back in person work culture. India wants to limit air conditioners temperatures.See omnystudio.com/listener for privacy information.

President Donald Trump claims his calls with Russian President Vladimir Putin remain friendly, but the missiles keep flying. Now, Trump threatened secondary tariffs on the Eastern nation if it does not reach a ceasefire with Ukraine within 50 days. Plus, the U.S. Supreme Court clears the way, allowing the Trump administration to dismantle the Department of Education. Also, a wall of water slams the Northeast, flooding subways and streets. Record rainfall shuts down one of the busiest corridors in America. These stories and more make up your Unbiased Updates for Tuesday, July 15, 2025.

AP correspondent Julie Walker reports on deadly flooding in the Northeast Monday.

We talk Patriots Training Camp starting with our defensive preview and then we look at ESPN's players rankings heading into training camp. We also talk about the latest recruiting news and coaching hires in the area and we also talk about the Northeast 7 on 7 and Grip It and Rip Tournament.

Flash Flood Emergencies Sweep Across Northeast; Trump Says NATO to Buy U.S. Weapons for Ukraine | NTD Good Morning

President Donald Trump claims his calls with Russian President Vladimir Putin remain friendly, but the missiles keep flying. Now, Trump threatened secondary tariffs on the Eastern nation if it does not reach a ceasefire with Ukraine within 50 days. Plus, the U.S. Supreme Court clears the way, allowing the Trump administration to dismantle the Department of Education. Also, a wall of water slams the Northeast, flooding subways and streets. Record rainfall shuts down one of the busiest corridors in America. These stories and more make up your Unbiased Updates for Tuesday, July 15, 2025.

Happy Monday everyone! Today I tell you about some great dates I went on with a guy who was weird at texting and couldn't hang well with my friends. My intuition was right about him, and if he wanted to really date me, he would. We also hear some Summer of Outside stories from boats in the Midwest and professional athlete flings in the Northeast. And lastly, Steve did a survey of 100 single women and made a game for us about the biggest red flag names for guys (Sorry 'J' names).  

(00:00) The guys react to stories from the Levitate Festival over the weekend, as Ryan Beaton tells about his experience as he was there on Saturday. (14:34) The guys take calls from people asking what accents are socially acceptable and which accents are culturally inappropriate in music and singing. (30:36) Toucher, Hardy, and Wallach talk about how there are now more kids than ever who want to go to schools down south for college rather than staying in Northeast because of the differing acceptance rates. (PLEASE be aware timecodes may shift up to a few minutes due to inserted ads) CONNECT WITH TOUCHER & HARDY: linktr.ee/ToucherandHardy For the latest updates, visit the show page on 985thesportshub.com. Follow 98.5 The Sports Hub on Twitter, Facebook and Instagram. Watch the show every morning on YouTube, and subscribe to stay up-to-date with all the best moments from Boston’s home for sports!

My guest on this episode is Preston Stout from the Oklahoma State Cowboys.  After his team capped their season with a National Champion title at Omni La Costa, Preston dominated the final round at Wannamoisett to become the winner of the 63rd Northeast Amateur. Preston Stout - Oklahoma State Men's Golf The Back of the Range - All Access Subscribe to The Back of the Range Subscribe in Apple Podcasts and SPOTIFY!Also Subscribe in YouTube,   Google Play , Overcast, Stitcher  Follow on Social Media! Email us:   ben@thebackoftherange.comWebsite: www.thebackoftherange.com  Voice Work by Mitch Phillips 

Point Sebago's Matt Lowell and Matt Hesser Chat Maine Golf, Lobster Rolls, Golf Trip Tips, Resort Details, Woodford Reserve, PGA Tour & MoreBirdies & Bourbon welcomes Matt Lowell and Matt Hesser of Point Sebago to the show. We chat through Cal's recent outing at Point Sebago, his favorite holes on the course, tips for planning a golf trip to the Northeast, Lobster Rolls and more. Cal can't wait to get back up to Maine to follow up with Point Sebago and partake in more activities. When you are planning your next golf trip, be sure to book your tee time at Point Sebago at the links below. https://covecommunities.com/rv-resorts/maine/point-sebago/golf-at-point-sebago/Apparel for the show provided by turtleson. Be sure to check them out online for the new season lineup at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://turtleson.com⁠⁠⁠⁠⁠⁠⁠⁠⁠/⁠⁠⁠⁠ Thanks to Fantasy National Golf Club for providing the stat engine for the show. They can be found at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.fantasynational.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Neat Glass. Be sure to check out The Neat Glass online at ⁠⁠⁠⁠theneatglass.com⁠⁠⁠⁠ or on Instagram @theneatglass for an improved experience and use discount code: bb10 to receive your Birdies & Bourbon discount. Thank you for taking the time listen to the Birdies & Bourbon Show for all things PGA Tour, golf, gear, bourbon and mixology. Dan & Cal aim to bring you entertaining and informative episodes weekly. Please help spread the word on the podcast and tell a friend about the show. You can also help by leaving an 5-Star iTunes review. We love to hear the feedback and support! Cheers. Follow on Twitter & Instagram (@birdies_bourbon)

A Maryland mother is charged with murdering her 3-year-old daughter, whose body was found in a suitcase behind a vacant lot in the city of North East. The mom claiming the girl was abducted, triggering a massive search. A woman survives a brutal axe attack by her husband in a Colorado parking lot, after deputies say he waited for her to arrive at work and struck without warning. Drew Nelson reports.See omnystudio.com/listener for privacy information.

America's Jewish geography is undergoing a dramatic transformation, shifting from its historical concentration in the Northeast to flourishing communities across the South and West. This fascinating evolution reflects broader demographic patterns while revealing unique insights about Jewish identity, community formation, and cultural adaptation.Demographic expert Ira Sheskin takes us through the numbers, showing how the Jewish population in the Northeast has declined from two-thirds after WWII to approximately 40% today, while Southern states — particularly Florida — have experienced remarkable growth. He notes the concentration in metropolitan areas while rural Southern states maintain minimal Jewish presence. This isn't merely statistical shuffling but represents profound changes in how Jewish Americans live, work, and practice their faith.Through personal narratives, we hear from those who've made this journey. Mark Goldman shares his experience relocating from New York to Atlanta in 1990, drawn by professional opportunities but facing occasional discomfort in a region with complicated historical attitudes toward Jews. Meanwhile, Israeli entrepreneur Tal Shmueli provides a fresh perspective on Austin's rapidly growing Jewish community, describing how in just four years he's witnessed an explosion of Jewish businesses, cultural offerings, and community infrastructure.The conversation takes a revealing turn when discussing religious practice and identity. Miami stands out as an exception to national trends, with younger Jews actually more likely to maintain strong connections to Israel and religious tradition than their elders. Chabad emerges as a particularly successful model for engaging Jews across regions, adapting its approach to be welcoming and community-focused while maintaining traditional values. This raises fascinating questions about how Jewish identity will continue to evolve in these new geographical contexts.Want to understand how American Jewish communities are reinventing themselves in unexpected places? Listen now to hear insights from those experiencing this transformation firsthand and discover what it might mean for the future of Jewish American identity.Support Our WorkThe Center for Demographics and Policy focuses on research and analysis of global, national, and regional demographic trends and explores policies that might produce favorable demographic results over time. It involves Chapman students in demographic research under the supervision of the Center's senior staff.Students work with the Center's director and engage in research that will serve them well as they look to develop their careers in business, the social sciences, and the arts. Students also have access to our advisory board, which includes distinguished Chapman faculty and major demographic scholars from across the country and the world.For additional information, please contact Mahnaz Asghari, Associate Director for the Center for Demographics and Policy, at (714) 744-7635 or asghari@chapman.edu.Follow us on LinkedIn:https://www.linkedin.com/company/the-feudal-future-podcast/Tweet thoughts: @joelkotkin, @mtoplansky, #FeudalFuture #BeyondFeudalismLearn more about Joel's book 'The Coming of Neo-Feudalism': https://amzn.to/3a1VV87Sign Up For News & Alerts: http://joelkotkin.com/#subscribeThis show is presented by the Chapman Center for Demographics and Policy, which focuses on research and analysis of global, national and regional demographic trends and explores policies that might produce favorable demographic results over time.

Dan Gilbert's Bedrock company is developing in Downtown Cleveland while the Haslam's are pushing for a new Brown's stadium in Brook Park; both hope it benefits the region.

Ronald McDonald House Charities of Northeast Kansas provides crucial support to families whose children need medical care, functioning as a home away from home where families can stay at no cost while remaining close to their hospitalized children. Their historic house offers eight private guest bedrooms, meals, transportation, and emotional support for families during difficult times.• Supporting primarily families with newborns in neonatal intensive care, assisting approximately 100 families annually• Housing families for as long as needed - their longest stay last year was 150 nights• Providing all services at absolutely no cost to families already facing medical expenses• Hosting their biggest fundraiser, the Viva Las Vegas Gala, on August 23rd with a goal of raising $160,000• Offering multiple ways for people to help: collecting pop tabs, linking Dillon's Plus cards, shopping their Amazon wishlist, or rounding up at McDonald'sVisit rmhcneks.org for more information about the organization or to purchase gala tickets. Sponsorships for the event range from $250 to $5,000, and they welcome auction item donations until August 1st.GMCFCFAs

Scott takes as many questions as he can across a bumper episode of the UBP! Hosted on Acast. See acast.com/privacy for more information.

Thirty-one construction workers reach safety after a partial collapse of an industrial tunnel in Los Angeles. Also, a new round of severe storms rocks the Northeast, causing damage and travel chaos. Plus, the latest on the Texas flooding tragedy and rescues, as the community holds a vigil. And, a beloved McDonald's menu item is making its return after nearly 10 years.

In this week's episode of the award-winning Tiger Talk podcast, join Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery as Ford discusses some of the projects that the veteran educator is particularly proud of and how some projects stay with a person throughout the years. Ford talks about seeing students succeed not only at Northeast but going on to earn a four-year degree or through the college's career technical programs and becoming active and contributing members of the community. Ford praises the college's Student Success Center for the work that it has done and will do in making students successful and many other projects that brings pride to the president's face. Plus, stay updated on the latest in athletics, academics, workforce development, and more at one of the nation's premier community colleges. For those who may have missed an episode, all Northeast TigerTalk episodes are archived at https://nemcctigertalk.simplecast.com.--NEMCC--Information about Northeast Mississippi Community CollegeNortheast Mississippi Community College is a leading educational institution that provides comprehensive academic, technical, and workforce training programs to empower students and promote lifelong learning. With a commitment to excellence, Northeast Mississippi Community College fosters a supportive environment that prepares individuals for success in their chosen fields.For more information about Northeast Mississippi Community College, visit http://www.nemcc.edu.

What exactly is naturopathic medicine, and how can it transform your approach to health? Join Dr. Isabelle Amigues as she sits down with Dr. Chrissy Davis-Allen, a passionate naturopathic physician and true healer at heart. Discover Dr. Davis-Allen's inspiring journey—from studying herbal medicine in Costa Rica to building an integrative practice in the Northeast—and learn how naturopathic care blends science, nutrition, and holistic healing.---------------------------------------------About Dr. Chrissy Davis-Allenhttps://drchrissyrnd.com/Dr. Chrissy Davis-Allen is a board-certified naturopathic physician with over 20 years of experience in integrative and holistic care. She earned her doctorate from Bastyr University, where she also trained in doula support, craniosacral therapy, and massage. Chrissy's passion for natural medicine began during her biology studies at St. Lawrence University, including time spent learning herbal therapies in Costa Rica. She practiced for 12 years in Connecticut, collaborating with a diverse team of healthcare professionals to treat a wide range of conditions—from autoimmune and women's health to anxiety, digestive issues, and chronic fatigue. Dr. Davis-Allen is committed to empowering patients through individualized, whole-person care. Outside of her practice, she enjoys outdoor adventures with her husband and three children.

What does today's housing data tell us about tomorrow's economy? On this episode of REady2Scale, Jeannette Friedrich sits down with Lance Lambert, CEO of Resi Club and former real estate editor at Fortune Magazine, to unpack the real story behind housing inventory levels, affordability pressures, and regional price corrections. From Sunbelt softness to generational shifts in homeownership, Lance offers a grounded, data-informed view of where we stand and where we may be headed. Key Takeaways: Inventory is building, but not fully recovered: Active listings have passed one million for the first time since 2019, though total inventory is still below pre-pandemic norms. The increase is driven more by slower sales than a surge in new supply. Affordability remains a constraint: Home prices grew faster than incomes during the pandemic boom. With mortgage rates still elevated, many homeowners are hesitant or unable to move. Underwater mortgages are highly concentrated: While only about 1% of U.S. mortgages are underwater nationally, pockets in the Sunbelt, like Cape Coral and Austin, show higher risk. These cases are mostly limited to 2022 buyers. Regional bifurcation is widening: Sunbelt markets and parts of the West are softening, while many Midwest and Northeast markets are holding firmer due to tighter supply. The “locked-in” effect is real: Homeowners with low mortgage rates are staying put, reducing turnover. The current level of home sales per capita is at a 40-year low. Generational timing is shifting: The average age of first-time homebuyers is now 38, up from 33 just five years ago, driven by both affordability and lifestyle delays. Builders are feeling the pressure: New construction inventory is at a decade high, and developers are relying more on incentives and price cuts to move product. The housing shortage debate is nuanced: Estimates of how short the market is vary significantly. Some regions have a true supply gap, while others show little evidence of shortage when adjusted for population and household formation. What could shift the market: Income growth, rate adjustments, and time-driven lifestyle changes may gradually unlock inventory and restore balance. This episode is a detailed, research-backed conversation for anyone seeking clarity on how structural shifts and economic forces are shaping the future of U.S. housing. Are you REady2Scale Your Multifamily Investments? Learn more about growing your wealth, strengthening your portfolio, and scaling to the next level at www.bluelake-capital.com. Credits Producer: Blue Lake Capital Strategist: Syed Mahmood Editor: Emma Walker Opening music: Pomplamoose *

Send us a textIn this powerhouse episode of Make Your Mark, Kay Suthar sits down with business strategist and AI nerd Gina Trick — a woman who went from bankruptcy and losing everything to building a 7-figure business... only to walk away from it all for the sake of her health. Gina shares her raw, real story of resilience — from setting up a handmade wedding jewellery business with a bank loan, to losing her house, car, and company during the UK housing crash, to teaching herself web design on a laptop so old even the receivers didn't want it. She rebuilt her life from scratch, scaled a wedding venue to seven figures, then burnt out so severely her body shut down and took away her speech. Now, Gina helps other entrepreneurs grow profitable, sustainable businesses without burning out — and she's bringing AI along for the ride. If you've ever questioned whether the hustle is worth it, this is the episode that will help you redefine success on your terms.Episode Highlights with Timestamps:00:00 – Kay introduces Gina and her North East roots01:28 – Gina's first leap into business at age 25 with zero guidance or support02:47 – How she raised £5K to start her business and what happened after the housing crash04:10 – Losing everything: house, car, business — and starting again with an old laptop05:00 – Teaching herself web design and building an online shop from scratch05:36 – Rebuilding success: boutique shop → wedding venue → 7-figure business07:07 – The burnout that let her temporarily unable to speak10:21 – Selling the business and walking away from the “dream” life that drained her11:10 – From burnout to business strategy: why she helps others create aligned success13:11 – The illusion of “more is better” — and how to reframe your goals14:43 – Letting go of guilt after leaving the wedding venue behind15:02 – Transitioning from “coach” to strategist and owning her expertise16:20 – Why cookie-cutter strategies don't work — and how Gina tailors strategy to her clients18:06 – Matching business models with values, personality, and joy19:42 – Her hybrid program, Break the Blueprint, and how it works20:13 – Meet Ali: Gina's new AI alignment assistant that helps entrepreneurs stay in integrity21:50 – Why Gina's building a “GinaBot” — and how it'll support her clients 24/724:02 – Funny behind-the-scenes moments with Kay's own sassy chatbot27:25 – Teaching AI to speak Geordie (and yes, Ali says "Shy Bairns Get Nowt")28:32 – How to connect with Gina and get access to AliAbout Gina Trick:Gina Trick is a bold business strategist who helps overwhelmed entrepreneurs ditch cookie- cutter advice and build aligned, profitable businesses that don't cost them their health or happiness. After recovering from burnout caused by running a 7-figure wedding venue, Gina now empowers clients through her group program Break the Blueprint, 1:1 strategic mentorship, and her brand-new AI alignment assistant, Ali. With two decades of entrepreneurial experience and a knack for blending strategy with simplicity, Gina's mission is to help others succeed — without selling their soul.Connect with Gina Trick:Instagram: @ginatrickstrategistLinkedIn: Gina TrickTo get access to Ali (AI Alignment Assistant): DM “Ali” on InstagramConnect with Kay Suthar!Website: https://makeyourmarkagency.com/Podcast: https://www.makeyourmarkpodcast.com/LinkedIn: https://www.linkedin.com/in/kay-suthar-make-your-mark/Facebook Group: Podcast PowerHouseEmail: kay@makeyourmarkagency.comFREE Gifts from Kay Suthar:3 Ultimate Secrets to Getting Booked on Podcasts: https://getbookedonpodcast.com/5 Simple Steps

In this episode, we sit down with Executive Chef Patrick McElroy of Landmark Prime Rib inside the iconic Warwick Melrose Hotel in Dallas. Chef Patrick shares his journey from a small island in South Jersey—where fresh seafood was caught just minutes from home—to his rise through French and Italian kitchens across the Northeast, and eventually his return to the place he now calls home: The Melrose.We talk about the unique character of the Warwick Melrose, the revival of prime rib as an everyday luxury, and how nostalgia and neighbourhood ties have shaped this historic hotel into a modern-day favorite.If you love stories of culinary heritage, community connection, and bringing classic hospitality back to life—this episode is for you.In this episode, we explore:How his father (a corporate exec with serious grill skills) influenced his cookingWhat makes the Landmark Prime Rib and Library Bar so unique in the Dallas sceneThe deep neighborhood ties and generational loyalty to The MelroseWhy prime rib deserves to be more than just a holiday mealWhat brought Patrick back after 2020—and why it still feels like homeWatch the FULL EPISODE on YouTube: https://youtu.be/zmFVQPBIauQ Join the conversation on today's episode on The Modern Hotelier LinkedIn pageThe Modern Hotelier is produced, edited, and published by Make More MediaLinks:Patrick on LinkedIn: https://www.linkedin.com/in/patrick-mcelroy-74763052/Warwick Melrose - Dallas: https://www.warwickhotels.com/warwick-melrose-dallasFor full show notes head to: https://themodernhotelier.com/episode/185Follow on LinkedIn: https://www.linkedin.com/company/the-...Connect with Steve and David:Steve: https://www.linkedin.com/in/%F0%9F%8E...David: https://www.linkedin.com/in/david-mil.

I’ve had some well-documented trouble with our neighborhood squirrels over the last few winters. It could be that most homeowners in the Northeast and beyond feel like they’ve had some sort of conflict with the local squirrels. But we maybe misunderstand squirrels. Their seemingly scattershot behaviors actually suggest a fascinating intelligence and intentionality. And while we see squirrels as a nemesis of birds and bird feeders, squirrels actually plant a lot of the trees birds live and nest in. At the same time, for some people, squirrels are nightmare fuel. And if you happen to suffer from that so-called sciurophobia, don’t read this next thing: It would seem that the normally essentially vegetarian California ground squirrel has recently developed carnivorous hunting skills at the expense of the local vole population. GUESTS: Nick Buckley: A freelance journalist and photographer Nancy Lawson: The author, most recently, of Wildscape: Trilling Chipmunks, Beckoning Blooms, Salty Butterflies, and other Sensory Wonders of Nature and the founder of The Humane Gardner Jennifer Smith: A behavioral ecologist and an associate professor at the University of Wisconsin—Eau Claire, where she leads the Behavioral Ecology of Social Mammals Lab The Colin McEnroe Show is available as a podcast on Apple Podcasts, Spotify, Amazon Music, TuneIn, Listen Notes, or wherever you get your podcasts. Subscribe and never miss an episode! Subscribe to The Noseletter, an email compendium of merriment, secrets, and ancient wisdom brought to you by The Colin McEnroe Show. Join the conversation on Facebook and Twitter. Colin McEnroe contributed to this show, which originally aired February 12, 2025.Support the show: http://www.wnpr.org/donateSee omnystudio.com/listener for privacy information.

John Catsimatidis, owner & operator of Red Apple Media, joins Sid live in-studio for his weekly Monday morning hit to touch on the recent achievements of the radio station, including earning the title of the number one AM station in the country, as certified by Nielsen. John shares plans to acquire more stations in the Northeast and possibly in South Florida, recounting WABC's involvement in community events, such as a veterans' party and the Southampton Parade. John also touches on political endorsements in NYC's mayoral race, the significance of common sense in politics, and the contribution of influential figures like former Governor David Paterson throughout this election season. Learn more about your ad choices. Visit megaphone.fm/adchoices