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Searching for SMB deal flow on LoopNet or buying high-priced franchises often leads to key-man risk and severe growth constraints. Learn how to launch asset-light home service companies from scratch for under $20,000, hit $100K/month in revenue, and establish sustainable recurring revenue streams.

1962 GALAZY MAGAZINECONTENTS THE JOHN BATCHELOR SHOW, 10-1-2026Reforming Globalization to Avoid ConflictJake Werner of the Quincy Institute for Responsible Statecraft, writing in The Nation, discusses US-China trade relations following Xi Jinping's Washington visit. Werner traces how 1990s free-market globalization through the WTO, IMF, and World Bank enriched multinational corporations while exploiting developing nations. However, China leveraged its strong state and market scale to demand technology transfers and intellectual property sharing. Rising American grievances over IP theft, paired with Chinese fears of the middle-income trap, created mutual resentment. Werner advocates reforming the global economy by raising wages, providing public goods, absorbing overcapacity, and engaging China as an equal peer. (1)Demographic Shifts Reshaping American OpportunityJoel Kotkin, writing in UnHerd, details demographic migration patterns transforming the United States. Businesses, media production, and high-tech industries—like semiconductors and data centers—are departing traditional urban hubs like New York and Los Angeles for Sunbelt and "hillbilly" states, including Tennessee, Texas, Louisiana, and Arkansas. Facilitated by remote technology, lower costs, and affordable land, these regions are cultivating elite universities and tech corridors. Conversely, coastal urban cores suffer from ideological dysfunction, homelessness, and high living costs, driving families and professionals to seek safety, space, and economic opportunity in expanding exurbs. (2)Navigating North American Trade PressuresMary Anastasia O'Grady of The Wall Street Journal examines trade dynamics under the USMCA. O'Grady clarifies that the US refusal to sign a 16-year extension in 2026 initiated a 10-year review clock rather than immediate dissolution of the pact. She outlines the Section 232 national security tariffs imposed by the US—50% on steel, aluminum, and manufactured derivatives, alongside 25% on finished automobiles—which dismantle traditional zero-tariff trade. US steel producers urge Mexico to erect high external tariffs on Asian metal imports, creating a regional customs union. Mexican President Claudia Sheinbaum negotiates obligingly to avoid a damaging trade dispute. (3)Confronting Escalating Federal Debt RiskVeronique de Rugy of the Mercatus Center addresses rising United States national debt and global bond market volatility. De Rugy refutes assertions that high debt-to-GDP ratios carry no consequences, highlighting recent severe inflation and weak Treasury bond auctions that forced shorter maturities. With 10-year interest rates exceeding 5%, investors signal diminishing confidence that future debt will be repaid in uninflated currency. She emphasizes that Social Security and Medicare trust fund exhaustion around 2032 threatens massive automatic benefit cuts or trillions in new borrowing. De Rugy warns that failing to reform entitlement drivers risks triggering severe economic instability. (4)Reforming Globalization to Avoid ConflictJake Werner of the Quincy Institute for Responsible Statecraft, writing in The Nation, discusses US-China trade relations following Xi Jinping's Washington visit. Werner traces how 1990s free-market globalization through the WTO, IMF, and World Bank enriched multinational corporations while exploiting developing nations. However, China leveraged its strong state and market scale to demand technology transfers and intellectual property sharing. Rising American grievances over IP theft, paired with Chinese fears of the middle-income trap, created mutual resentment. Werner advocates reforming the global economy by raising wages, providing public goods, absorbing overcapacity, and engaging China as an equal peer. (1)Demographic Shifts Reshaping American OpportunityJoel Kotkin, writing in UnHerd, details demographic migration patterns transforming the United States. Businesses, media production, and high-tech industries—like semiconductors and data centers—are departing traditional urban hubs like New York and Los Angeles for Sunbelt and "hillbilly" states, including Tennessee, Texas, Louisiana, and Arkansas. Facilitated by remote technology, lower costs, and affordable land, these regions are cultivating elite universities and tech corridors. Conversely, coastal urban cores suffer from ideological dysfunction, homelessness, and high living costs, driving families and professionals to seek safety, space, and economic opportunity in expanding exurbs. (2)(2)Navigating North American Trade PressuresMary Anastasia O'Grady of The Wall Street Journal examines trade dynamics under the USMCA. O'Grady clarifies that the US refusal to sign a 16-year extension in 2026 initiated a 10-year review clock rather than immediate dissolution of the pact. She outlines the Section 232 national security tariffs imposed by the US—50% on steel, aluminum, and manufactured derivatives, alongside 25% on finished automobiles—which dismantle traditional zero-tariff trade. US steel producers urge Mexico to erect high external tariffs on Asian metal imports, creating a regional customs union. Mexican President Claudia Sheinbaum negotiates obligingly to avoid a damaging trade dispute. (3)Confronting Escalating Federal Debt RiskVeronique de Rugy of the Mercatus Center addresses rising United States national debt and global bond market volatility. De Rugy refutes assertions that high debt-to-GDP ratios carry no consequences, highlighting recent severe inflation and weak Treasury bond auctions that forced shorter maturities. With 10-year interest rates exceeding 5%, investors signal diminishing confidence that future debt will be repaid in uninflated currency. She emphasizes that Social Security and Medicare trust fund exhaustion around 2032 threatens massive automatic benefit cuts or trillions in new borrowing. De Rugy warns that failing to reform entitlement drivers risks triggering severe economic instability. (4)Operating SpaceX Starship Flight ProgramEric Berger, author of Liftoff: Elon Musk and the Desperate Early Days That Launched SpaceX and Re-entry: SpaceX, Elon Musk, and the Reusable Rockets That Launched a Second Space Age, co-host David Livingston: The Ars Technicawriter discusses SpaceX's Starship Mission 14 orbital test. Berger details successful orbital payload deployment of next-generation Starlink satellites while highlighting Raptor 3 engine reliability and re-entry heat shield tiles as ongoing engineering priorities. Crucially, Berger reveals SpaceX plans to retire Crew Dragon, Falcon 9, and Falcon Heavy by 2030 to concentrate resources entirely on Starship development. This strategic pivot leaves NASA and commercial space station developers facing potential human transportation supply gaps, forcing reliance on Boeing's Starliner, Blue Origin, or European partners amid growing commercial space competition from China. (5)Uncovering Slavery at Tower HillAlan Taylor, author of Tower Hill: A Plantation on the Edge of Rebellion: The two-time Pulitzer Prize winner examines Virginia's Blow family—Samuel, Richard, and George—across the eighteenth and nineteenth centuries. Samuel built wealth dispossessing indigenous land; Richard amassed a fortune through wartime smuggling at South Quay, international commerce, and transatlantic slaving. George managed Tower Hill plantation, continuously debating his father over severe soil exhaustion, overcropping, and scientific agricultural methods. Taylor exposes the pervasive physical violence sustaining slavery, the self-pitying illusions of planters, and debt-fueled financial practices underlying the economic facade of elite Virginia gentility. (6)Evaluating Latin American Geopolitical SecurityEvan Ellis of the US Army War College, writing in Infobae, examines Latin American geopolitics, security, and technology. Ellis analyzes the Brazilian presidential election between Lula da Silva and Flavio Bolsonaro amid intelligence reports of foreign interference. Turning to Mexico, he evaluates President Claudia Sheinbaum's cartel security operations, extradition decisions, USMCA stance, and 50% tariffs on Chinese goods. Ellis discusses his Infobaepaper on artificial intelligence and robotics, detailing $84 billion in Mexican data center projections, severe power grid constraints, and cartels deploying drone swarms. Finally, he addresses Cuba's complete economic collapse and mounting international pressure. (7)

Ryan Pineda and Brian Davila sit down with Nelson Pizarro to break down how infinite banking uses whole life insurance to build cash value, access capital, and create a long-term strategy for wealth and legacy planning.⁣⁣Connect with Nelson - ⁣https://www.bankingforlegacy.com/⁣https://www.instagram.com/cpfmerge/?hl=en⁣https://www.cpfwinery.com/⁣__________⁣If you'd like my team to run your marketing & sales department to scale your business apply here https://www.pinedapartners.com⁣⁣Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣⁣Want to be featured on the Wealthy Way Podcast? Apply here https://www.wealthyway.com⁣⁣If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com⁣⁣Tired of paying so much in taxes every year? We'll give you strategy, tax prep, and accounting all in one place. https://www.taylor-tax.com⁣⁣Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣__________⁣Chapters:⁣00:51 - Whole Life vs. Term⁣08:12 - Policy Borrowing Benefits⁣15:02 - Infinite Banking Explained⁣16:07 - Business Cash Flow⁣25:57 - Insurance vs. Real Estate⁣30:04 - Policy Cash Value⁣32:37 - Market Volatility Strategy⁣37:59 - Dividends & Legacy Planning⁣45:04 - Policy Borrowing Mechanics⁣46:24 - Repayments & Death Benefit⁣50:48 - Whole Life vs. 401(k)⁣1:00:05 - Lifetime Earnings & Insurance⁣1:08:45 - IRAs, Leverage & Premium Finance⁣1:15:09 - Policy Leverage⁣1:16:00 - San Diego vs. Vegas⁣1:21:05 - Make, Manage, Multiply⁣1:30:11 - Paying Yourself Back⁣1:33:20 - Conservative vs. High-Risk Investing⁣1:43:50 - Term vs. Whole Life⁣1:45:14 - Family & Local Ties⁣1:45:41 - Banking, Podcast & Businesses⁣1:46:00 - Closing Remarks

1895 HOUSTONDemographic Shifts Reshaping American OpportunityJoel Kotkin, writing in UnHerd, details demographic migration patterns transforming the United States. Businesses, media production, and high-tech industries—like semiconductors and data centers—are departing traditional urban hubs like New York and Los Angeles for Sunbelt and "hillbilly" states, including Tennessee, Texas, Louisiana, and Arkansas. Facilitated by remote technology, lower costs, and affordable land, these regions are cultivating elite universities and tech corridors. Conversely, coastal urban cores suffer from ideological dysfunction, homelessness, and high living costs, driving families and professionals to seek safety, space, and economic opportunity in expanding exurbs. (2)

Scott Shay, founder of N3XT, joins Disruption/Interruption to explain how traditional fractional reserve banking puts depositors' money at risk by lending it out while telling customers their funds are safe and available. He traces the systemic failures of this model from the 2008 financial crisis to government pressure campaigns like Choke Point, arguing that businesses unknowingly carry hidden counterparty risk every day. Shay presents N3XT as the first full reserve bank in the United States, where every deposited dollar is held in short-term Treasuries and available to account holders at all times. The result is a bank that enables immutable, real-time settlement for B2B payments, eliminating the delays and risks of legacy banking rails. Key Takeaways: 3:56 — What is fractional banking and why does Scott Shay call it a "noble lie"? 5:00 — When does the hidden risk of fractional banking become visible? 11:14 — How does N3XT's full reserve model eliminate risk for business depositors? 18:20 – Who benefits most from immutable, real-time settlement? Quote of the Show (22:28):"Money should work for the buyer and the seller, not just for the bank." — Scott Shay Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Scott Shay:LinkedIn: http://www.linkedin.com/in/scott-shay Company Website: https://n3xt.io How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuptionSee omnystudio.com/listener for privacy information.

If you're a pressure washing or exterior cleaning business owner trying to figure out what to do when the wash season ends, this video breaks down the second business question so you can decide without wrecking the business you already built.Every August and September, owners start shopping for something that isn't seasonal. Junk removal, trash bin cleaning, carpet cleaning, snow plowing. They all sound logical on paper, and Jonathon Henderson from Pressure Washing Marketing Pros walks through why each one fights your calendar instead of fitting it.We market for over 130 exterior cleaning businesses, and 60 of them hang Christmas lights every year, so this comes from watching the same pattern play out again and again.In this video:✅ Why a year round second business splits your focus and leaves you with two half built companies✅ The one filter to run any second business through: does it fit my season or fight it✅ How Christmas lights use the customers, trucks, ladders, insurance, and crew you already pay for✅ What a realistic first season looks like, from a slow start to a $30,000 to $40,000 seasonIf you want to see what this looks like in your specific market, book a Lead Flow Acceleration Session and walk away knowing your next best steps.

Send us Fan MailCybersecurity threats are becoming faster, more targeted, and increasingly difficult to recognize—but many organizations continue to neglect the fundamentals.In this episode of Joey Pinz Discipline Conversations, Andy Syrewicze draws on 24 years in IT to explain how artificial intelligence is transforming phishing, Microsoft 365 security, and the responsibilities of MSPs. Andy serves as Principal Security Advocate for the MSP market at Hornetsecurity by Proofpoint and is a 13-time Microsoft MVP.Andy recounts a Black Hat demonstration in which locally hosted AI models produced personalized spear-phishing emails in approximately 90 seconds—even generating a well-written message in French. He also explains why businesses must stop treating security products as one-time fixes and continually reassess configurations, permissions, MFA, and evolving best practices.The conversation explores Andy's journey from configuring dinosaur mouse cursors and accidentally erasing an application share to becoming a respected security advocate. Andy also shares why technical professionals should be comfortable saying, “I don't know,” provided they are committed to finding the answer.

Mark recaps President Trump's meeting with tech companies about new AI regulations and a committee. Mark also explains that the USA needs to lead on AI, not China, for safety reasons. Former special counsel Jack Smith testified yesterday about his history of Trump probes. Many Republicans went after him. Word is that oil has been moving through the Strait of Hormuz more freely over the last week. An NYU professor who is against President Trump has sold tons of his stocks, and the result for him wasn't great because it cost him half his net worth. Larry Ellison has recently bought a huge home and many homes for his staff in Florida. A senator at Jack Smith's hearing yesterday got some things wrong about what he did to Trump, and it showed. There will be a second trial for the Lindsay Clancy case after her lawyer made a statement about Lindsay allegedly not knowing what was happening when she killed her kids. Former governor Andrew Cuomo was the first to propose the Pied-à-terre tax. Mamdani has announced new protections for Jewish New Yorkers. Republican candidate Bruce Blakeman wants to slash taxes for New Yorkers by billions. Mark interviews political strategist Ed Rollins. Ed doesn't think it looks great for Republicans in the midterms and explains what they can do to get the message out. Mark and Ed talk about how President Trump's presidency could end in about two years. AI could make curing and finding diseases in the medical field a lot easier. Businesses around the country have been closing down due to the uptick in shoplifting in certain states and cities. Jimmy Kimmel may be running out of jokes about President Trump. Ukraine has invented a new car called a kamikaze ‘zombie car' that's being used to blow up Russian defenses and other things. Mark interviews author Ann Coulter. Ann is against term limits in elections, highlighting a change in the polls for Republican candidate Bryon Donalds of Florida as his opponent is closing in on him. President Trump is right about AI and how it should be regulated to keep it sky-high and beat the competition. Ann believes that everyone should have some skin in the game when it comes to paying taxes, after Republican candidate Bruce Blakeman wants to cut taxes if elected, for many New Yorkers. See omnystudio.com/listener for privacy information.

AI could make curing and finding diseases in the medical field a lot easier. Businesses around the country have been closing down due to the uptick in shoplifting in certain states and cities. Jimmy Kimmel may be running out of jokes about President Trump. Ukraine has invented a new car called a kamikaze ‘zombie car' that's being used to blow up Russian defenses and other things. See omnystudio.com/listener for privacy information.

AI could make curing and finding diseases in the medical field a lot easier. Businesses around the country have been closing down due to the uptick in shoplifting in certain states and cities. Jimmy Kimmel may be running out of jokes about President Trump. Ukraine has invented a new car called a kamikaze ‘zombie car' that's being used to blow up Russian defenses and other things.  Mark takes your calls!  Mark interviews author Ann Coulter. Ann is against term limits in elections, highlighting a change in the polls for Republican candidate Bryon Donalds of Florida as his opponent is closing in on him. President Trump is right about AI and how it should be regulated to keep it sky-high and beat the competition. Ann believes that everyone should have some skin in the game when it comes to paying taxes, after Republican candidate Bruce Blakeman wants to cut taxes if elected, for many New Yorkers. See omnystudio.com/listener for privacy information.

MrBeast and James Patterson took a familiar Beast Games-style experience and carried it into a completely different format. The result was The Most Dangerous Games, which debuted at No. 3 on The New York Times hardcover-fiction list.What interests me isn't the size of MrBeast's audience. It's how recognizable the experience still feels when it moves from YouTube into a book, a contest and a larger launch campaign.In this episode, I talk about:Why your strongest ideas don't have to stay in one formatHow to make a new offer still feel recognizably like your brandWhy giving people a smaller experience can help them understand the bigger offerHow founder-led brands can carry the same experience across different levels of the customer journeyThe question to ask when identifying what makes your approach distinctYou don't need MrBeast-level reach to use this idea. Start with the frameworks, experiences and perspectives people already associate with your work, then look for ways they could travel into something new. Plan your holiday marketingGrab the free 2026 Mindful Marketer's Holiday Handbook for help planning your Black Friday offer and holiday marketing: https://onlinedrea.com/holiday/Registration is also open for Plan Your Black Friday Campaign With Me. It includes immediate access to the complete Black Friday Promo Kit, the live workshop and replay. Sign up here: https://onlinedrea.com/black-friday/ 

20 Years in Corporate America: What Small Business Gets Wrong About AI & Strategy | John SullivanJohn Sullivan spent 20 years in Corporate America as a project manager and leader of project managers, eventually reaching the vice president level and managing a project management office. His experience crossed multiple industries and included private equity, mergers and acquisitions integration, and standing up more than 25 M&A subsidiaries.Now John is building Muse Advisory Services in West Palm Beach and exploring how the strategy, project management, and change management principles used by major corporations can help entrepreneurs and communities execute their own ideas.In this episode of Diversified Game, we get into why small businesses struggle with planning and execution, how AI is lowering barriers to entry, why entrepreneurs should focus on constraints instead of endless task lists, and why human judgment and “taste” may become even more valuable as AI becomes more powerful.John also explains why experienced project managers should not let certifications become an excuse not to start, his evolving view of the PMP, why he wants to build an AI-native business, and his plans for a newsletter he says he wants to make “the dopest newsletter ever created.”We also discuss education, entrepreneurship, community, change management, career reinvention, AI, project management, and what people should be thinking about as technology changes the way we work.GUEST:John SullivanMuse Advisory ServicesWebsite:www.museadvise.comEmail:john@museadvise.comLearn the mindset and moves that lead to real results.Please visit my website to get more information:http://diversifiedgame.com/SUBSCRIBE:https://www.youtube.com/@DiversifiedGamePodcast/?sub_confirmation=1SUPPORT THE SHOW:https://www.patreon.com/profile?u=15553364FACEBOOK:https://web.facebook.com/GAMEDIVERSIFIED/X:https://x.com/gamediversifiedLINKEDIN:https://www.linkedin.com/company/gamediversifiedBUSINESS INQUIRIES:KELLEN@COLEMANPRFIRM.COMSUGGESTED VIDEOS:https://www.youtube.com/watch?v=rBJSpSxBBuAhttps://www.youtube.com/watch?v=cmxmzwnhZ3whttps://www.youtube.com/watch?v=zQrzgwornbIhttps://www.youtube.com/watch?v=K3PsTkobKKEhttps://www.youtube.com/watch?v=PnqZniYw-0kRELATED PHRASES:John Sullivan, Muse Advisory Services, small business strategy, AI for entrepreneurs, artificial intelligence and business, project management, change management, PMP certification, corporate America, entrepreneurship, business planning, AI native business, mergers and acquisitions, business strategy, small business growth, career reinvention, West Palm Beach entrepreneur, Diversified Game Podcast#JohnSullivan #MuseAdvisoryServices #SmallBusiness #Entrepreneurship #AI #ArtificialIntelligence #ProjectManagement #ChangeManagement #BusinessStrategy #DiversifiedGameDGP&x%

If the person whose name is on the van disappeared for thirty days, what would actually break at your shop? Not the website. The eval. The hard dog. The refund. Saturday. Michele Forto is solo on this episode of Dog Works Radio. She talks to owners of family-run dog training businesses in rural and mid-size markets, private lessons, group class, board-and-train, service and therapy work, where family is on the books and the founder is still the bottleneck. Get the handout at https://dogworksradio.com/handoff In this episode Why a thin local list is not the real ceiling Drive time, seasons, and word of mouth as operating rules The four stalls: eval, hard case, refund, Saturday exception Family system vs. training floor in the same building Criteria, consequences, consistency—for the dog and the next trainer The one page to write if someone left for four days Free worksheet The 30-Day Handoff (two pages): dogworksradio.com/handoff Connect Podcast: https://dogworksradio.com Training: https://alaskadogworks.com Worksheet: https://dogworksradio.com/handoff Other Episodes You Will Love ·     How to Get the Best Results out of Dog Training  Support the Show This episode was recorded on the Shure SM7B and a Rodecaster Pro II Like this episode? Share it with your dog training friends! Love this episode? Say thanks in true dog training podcasting style by leaving a review. FREE! Grab our 7-Day Real-World Dog Training Plan Take our Understanding Drive Behaviors quiz to see exactly what drive your dog is in and how to begin to train for it. Join the On-Air Dog Training Coaching waitlist for a chance to be coached on the air by Dr. Robert or Michele Forto and get your dog training questions answered in real time. Sign up now for 20% off our Group Coaching Program and learn how to build the best relationship possible for your dog. Take your dog training to the next level by enrolling in our Peak Performance membership. Follow Dog Works Radio for more dog training tips: Facebook | Instagram | LinkedIn   ©2009-2026 by Dog Works Training Company® All Rights Reserved.

The Transformation Ground Control podcast covers a number of topics important to digital and business transformation. This episode covers the following topics and interviews:   Your "Customer 360" Is Really an Order 360 Businesses Act Like It's 2006, Customers Act Like It's 2026 (Anna Falcon, MCA Connect) 67% of B2B Buyers Don't Want Your Salesperson   We also cover a number of other relevant topics related to digital and business transformation throughout the show.    

In this episode of The Fearless Mindset Podcast, host Mark Ledlow reconnects with Army veteran and marketing professional Ron Owens, owner of Phame Marketing in Tulsa, Oklahoma. Ron shares what he is seeing among small and medium-sized businesses as economic uncertainty, changing consumer behavior, and tighter budgets force leaders to become more intentional about how they spend their marketing dollars. He emphasizes that fear-driven decisions can create costly blind spots, while strong strategy, experienced guidance, and a clear marketing roadmap can help businesses position themselves for sustainable growth.Ron also explains why simply posting on social media or buying ads is not the same as having a marketing strategy. Effective marketing starts with understanding the audience, identifying what makes a company uniquely valuable, and connecting with customers emotionally before overwhelming them with facts and features. The conversation also covers fractional CMO support, branding, referrals, digital credibility, podcasts, local marketing, social media awareness, and why relationships, trust, community, and face-to-face interaction remain essential in business.Learn about all this and more in this episode of The Fearless Mindset Podcast.KEY TAKEAWAYSStrategy comes before execution. Posting content, running Google ads, or hiring a social media manager can waste money if there is no clear roadmap, defined audience, or desired outcome behind the activity.Differentiate instead of copying competitors. Businesses need to identify what they do uniquely better. If your marketing could easily carry a competitor's logo, customers have little reason to choose you.Understand what motivates the customer. Buying decisions are often emotional first and analytical second. Marketing should connect with what customers feel and want before leading with features and data.Make the customer the hero. Instead of focusing on how great your company is, position the business as the guide that helps customers solve problems and achieve what matters to them.Referrals still carry enormous weight. A recommendation from someone a prospect trusts can open the door, while a strong website and digital presence help validate that recommendation.Build locally before expanding. Start hyper-local and establish credibility in your own market before trying to grow regionally or nationally.QUOTES“Every decision you've ever made, you made emotionally, and you have justified it analytically.”“We all wanna triumph at something. We all wanna win at something.”“There's nothing more powerful than a referral.”“Your marketing's got to elevate and substantiate your position in the marketplace.”“You gotta own your backyard and win your backyard before you're gonna have credibility outside of your yard.”“Human behavior's undefeated.”Get to know more about Ron Owens:LinkedIn: https://www.linkedin.com/in/phamefounder/To hear more episodes of The Fearless Mindset podcast, you can go to https://the-fearless-mindset.simplecast.com/ or listen to major podcasting platforms such as Apple, Google Podcasts, Spotify, etc. You can also subscribe to the Fearless Mindset YouTube Channel to watch episodes on video.

Send us Fan MailWhat do you do when you've spent your life building businesses—and suddenly, you're told you may have only weeks to live?In this episode of the Today is the Day Changemakers podcast, host Jodi Hope Grinwald welcomes entrepreneurs and Smilo Foundation co-founders Mike and Bethany Smilovich for a deeply personal conversation about cancer, advocacy, partnership, and finding hope when the future feels uncertain.Mike's business experience spans healthcare, wellness, and consumer brands, including European Wax Center franchise locations, VIO Med Spa, and Bang Cookies. But a stage 4 melanoma diagnosis brought an entirely different challenge into his and Bethany's lives as parents of two young children.Mike was also diagnosed with leptomeningeal disease, which they describe as cancer spreading into his cerebrospinal fluid—the fluid surrounding the brain and spinal cord. During the interview, they recount being told that the average lifespan associated with his prognosis was eight weeks.Bethany stepped into the role of caregiver and advocate, researching treatment options, seeking additional opinions, and connecting with doctors and scientists. Together, they describe navigating major medical institutions, gathering information, and bringing what they learned back to Mike's care team.Their search eventually took them to Germany for T-cell therapy. Mike and Bethany share their experience with that treatment, the results they reported at the time of our conversation, and the questions they continued to explore.Throughout their journey, hope gave them motivation to take the next step. Hearing stories of people who had survived difficult diagnoses helped them believe other possibilities existed—and encouraged them to keep reaching out, learning, and asking questions.Their experience also revealed how difficult it can be to find relevant treatment information, even with resources, business experience, and an extensive network. That realization helped inspire the Smilo Foundation.Through the foundation, Mike and Bethany are working to connect patients and caregivers with information about cancer research, treatment options, and advocacy resources. They also discuss their plans for Smilo Compass, a tool intended to help patients identify potential treatment options to discuss with their doctors, with expert human review included in the process.This conversation explores the connections between entrepreneurship and advocacy, the emotional realities of caregiving, raising young children through uncertainty, and creating a mission to help others from a life-changing personal experience.Learn more about the Smilo Foundation, its mission, and opportunities to support its work:smilofoundation.orgFollow the foundation on Instagram: @thesmilofoundationPlease share this episode with someone who would value hearing Mike and Bethany's story. Their discussion reflects their personal experience; treatment decisions should be made with your medical care team.ABOUT TODAY IS THE DAYThe Today is the Day Changemakers podcast features conversations with changemakers, inspirers, and people disrupting the status quo in the best way possible. With more than 200 episodes and downloads in 143 countries and territories and over 1,400 cities, the podcast brings together voices whose experiences encourage us to think differently, connect more deeply, and take action.Host Jodi Hope Grinwald is the founder of Today is the Day LLC and creator of Connection Is the Work™. Through coaching, consulting, speaking, and training, she helps leaders, teams, and organizations strengthen connection and create sustainable growth.EXPLORE LIVE IT!Jodi's book, LIVE IT! — Edge of Comfort to Center of Impact, brings together 31 voices sharing experiences and perspectives on moving beyond comfort and creating impact. Learn more about the book and Jodi's work at todayisthedayliveit.com.STAY CONNECTEDSubscribe to Today is the Day Changemakers on YouTube and follow the podcast on your favorite listening platform.Follow Jodi on Facebook and Instagram: @todayisthedayliveitFacebook: facebook.com/todayisthedayliveitInstagram: instagram.com/todayisthedayliveitWebsite: todayisthedayliveit.comToday is the day. You cannot go back to yesterday, and you do not yet own tomorrow. What small or large step will you take today to get closer to your goal?#entrepreneur #cancersurvivor #melanoma #BangCookies #wellness #medspa #nonprofit #cure #changemakers #todayisthedaySupport the show

In this episode of What Are You Made Of?, Mike “C-Roc” sits down with Sterling Birdsong, owner of Lendstra, a nationwide SBA loan placement platform helping small business owners secure $500,000 or more in funding. Sterling shares his journey from spending 13 years in banking and SBA lending to launching his own company and helping entrepreneurs navigate the often-complex funding process. He explains how working independently allows his team to connect business owners with a network of lenders and stay involved from the initial application through closing.Sterling also opens up about his entrepreneurial journey outside of lending, including how he went from opening his first tanning salon in 2024 to owning five GLO Tanning locations in less than two years. He shares the difference between starting a business from scratch and acquiring an established one, how he evaluates opportunities, and why having the right operating partner has been essential to scaling. Throughout the conversation, Sterling talks about patience, persistence, taking action, learning from mistakes, and knowing when to admit you don't have all the answers. He and C-Roc also discuss the idea of “patient urgency”—being patient with the process and outcome while staying urgent about the actions needed to move forward.Website- lendstra.com https://www.instagram.com/sterling.sba/

Debit and credit card surcharges will end from October 1. The changes do not extend to hospitality sector weekend or public holiday surcharges or other fees, such as booking fees. - С 1 октября перестают действовать дополнительные сборы за использование дебетовых и кредитных карт. Изменения не распространяются на сборы за обслуживание в выходные и праздничные дни, а также другие сборы, такие как плата за бронирование.Больше историй, интервью и новостей от SBS Russian доступно здесь.Слушайте программу на русском языке SBS по понедельникам, четвергам и субботам в 12 часов дня.Читайте нас в Facebook и Instagram и подпишитесь на наши подкасты по этой ссылке.

Two MacVoices Live! panel members provide a  look inside the most recent  Ecamm Creator Cam. They highlight  its focus on creators, entrepreneurship, community, and upcoming features such as live transcription and translation. The panel also examines how many apps can be removed from iPhone as compared to other smart phones, and slower storage in base Mac mini models. The discussion also includes a look at left-handed usability of the iPhone Duo and AT&T's surprising decision not to support Apple's new iPhone handoff feature. The panel includes: Chuck Joiner, David Ginsburg, Marty Jencius, Eric Bolden, and Jim Rea.  MacVoices is supported by Origin Technology. Origin is endpoint AI observability. See what a trace looks like at https://originhq.com/macvoices. Show Notes: Chapters: 00:00 Welcome and Panel Introductions 02:08 Inside Ecamm Creator Camp 03:53 Creators, Entrepreneurs, and Monetization 05:21 Creator Camp Cabins and Learning Ecamm 06:38 Upcoming Ecamm Features and Apple Intelligence 08:40 The Ecamm Community and Mac Switchers 10:28 Different Creators, Businesses, and Perspectives 12:20 Are Creator Conferences Worth the Investment? 13:13 The 50 Pre-Installed iPhone Apps 14:18 Removing Unwanted Apple Apps 15:34 Base Mac mini Storage Performance 17:06 Left-Handed Users and the iPhone Duo 19:51 AT&T and Apple's iPhone Handoff Feature 21:46 Is iPhone Handoff Actually Useful? 23:25 Using Handoff With Two iPhones 25:08 AT&T Customer Frustrations and Limitations Links: iPhones come with 50 pre-installed apps; you can safely remove many of them https://appleworld.today/2026/09/iphones-come-with-50-pre-installed-apps-you-can-safely-remove-many-of-them/ Base Mac mini still has slower storage than any other configuration https://appleinsider.com/articles/26/09/23/base-mac-mini-still-has-slower-storage-than-any-other-configuration?utm_source=rss iPhone Duo video shows left-handed use for new model - 9to5Mac https://9to5mac.com/2026/09/25/iphone-duo-video-shows-left-handed-use-for-new-model/ AT&T Responds to iOS 27's New iPhone Handoff Feature https://www.macrumors.com/2026/09/23/att-on-ios-27-iphone-handoff/ AT&T seemingly has no plans to support Apple's new iPhone Handoff feature - 9to5Mac https://9to5mac.com/2026/09/23/att-iphone-handoff-support/ Two iPhones? In This Economy? Explaining iPhone Handoff by Glenn Fleishman https://tidbits.com/2026/09/16/two-iphones-in-this-economy-explaining-iphone-handoff/ Guests: Get detailed bios and contact information about for the panel on the MacVoices Live! Panel page on our web site: https://macvoices.com/macvoiceslive/macvoices-live-panel/ Support: Become a MacVoices Patron on Patreon http://patreon.com/macvoices Enjoy this episode? Make a one-time donation with PayPal Connect: Web: http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner http://www.twitter.com/macvoices Mastodon: https://mastodon.cloud/@chuckjoiner Facebook: http://www.facebook.com/chuck.joiner MacVoices Page on Facebook: http://www.facebook.com/macvoices/ MacVoices Group on Facebook: http://www.facebook.com/groups/macvoice LinkedIn: https://www.linkedin.com/in/chuckjoiner/ Instagram: https://www.instagram.com/chuckjoiner/ Subscribe: Audio in iTunes Video in iTunes Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss Video: http://www.macvoices.com/rss/macvoicesvideorss

The wave isn't coming anymore. It's here. And this season finale opens with the hardest truth the show has dropped all year: the glory years didn't build business owners — they built order fulfillers. Work got thrown at you, you executed, the phone rang on its own. Now it doesn't, and the guys who never built the machine are discovering they never had one. Shawn's been here before: 2008, Roofer Webs, a client list full of southern US roofing companies that stopped paying overnight. The survivors had built the pieces before they needed them.Marshall reframes it with one word: conditioning. Not entitlement — conditioning. Pavlov rang the bell and six unprecedented years of easy money rang yours. Conditioned to skip the P&L. Conditioned to skip the data entry. Conditioned to believe you don't need Luna marketing for you. So which is it — ignorance or conditioning? Pick one, then fix it.Then the biggest idea of the episode: EFFICIENT vs. MEMORABLE. Automate everything and you've built a perfectly efficient business identical to the guy down the block running the same $25/month AI. Everything is a form. Nothing is a memory. The Ritz-Carlton solved this with a single scented candle sent to a stressed guest's room — she wrote about it in Forbes and chose them forever after. What's YOUR candle?Marshall's answer: Stack. Eight ounces of ceramic coating, $10-15 per application, 30 minutes — literally the price of a candle. Slow schedule? Gift it. Shawn's play: pull ten past customers from OrbisX and call — "I'm lining up ten customers for a gift, and your Tacoma was the first thing I thought of. I've got nine more calls to make." Then relaunch it months later as your flagship package. Roleplay the pitch with Luna first — she'll find the one sentence killing your close.And the McDonald's study that explains everything: when self-order kiosks arrived, multi-burger orders among men jumped 257% — the screen removed the shame of asking a human for the second burger. That's the Two-Burger Theory, and it's exactly why the HyperClean Growth Program works: some customers will never say yes to your face, but give them a pressure-free way to order the second burger and they'll double their own ticket.The finale closes with two questions that decide who's still on the surfboard in 2027: Would you do business with you? And would you come back?Season 8 is a wrap. See you on the other side of the wave.

I spent the weekend at the second annual Australian Native Food Festival at Carriageworks on Gadigal Country in Redfern, presented by Sharon Winsor and IndigiEarth, and I brought you with me. I moved stall to stall, yarning with the mob who grow, make and lead this native food and botanical industry. Tara Croker from Yaala Sparkling, Aunty Pat Torres, relaunching the First Nations Bushfood and Botanical Alliance and doing beautiful things on Country in Broome. The crews at Kakadu Organics, The Unexpected Guest, Wild Foods, Jala Jala Treats and Native Botanical Brewery. Bush food growers Kate and Pete on their new book. And my deadly sister Mindy Woods. One truth ran through every yarn. Our mob make up less than 2% of a native food industry worth more than a billion dollars. Not because we don't want to lead it, but because of the barriers put in our way. Every business you hear today is one of ours. Meet them, learn who they are, and get behind them long after the festival packs down. Every business is linked in the show notes. Support Blak. Buy from mob! Businesses in this episode: IndigiEarth (Sharon Winsor): https://indigiearth.com.au Yaala Sparkling (Tara Croker): https://yaalasparkling.com Mayi Harvests (Aunty Pat Torres): https://www.mayiharvests.com.au First Nations Bushfood & Botanical Alliance Australia: https://www.fnbbaa.org.au The Unexpected Guest: https://theunexpectedguest.com Kakadu Organics: https://www.instagram.com/kakaduorgnics Jala Jala Treats: https://www.jalajala.com.au Native Botanical Brewery: https://nativebotanicalbrewery.org Karkalla / Mindy Woods: https://www.karkalla.com.au Website: www.blackmagicwoman.com.auFollow us on Instagram - @blackmagicwomanpodcast If you enjoyed this episode, please 'Subscribe' on Apple Podcasts or 'Follow' on your Spotify app and tell your friends and family about us! If you'd like to contact us, please email, info@blackmagicwoman.com.au Black Magic Woman is produced by BlakCast. See omnystudio.com/listener for privacy information.

Plus - OpenAI reportedly ditches model over safety concerns; Google is killing off Gemini's Gems in favor of ‘skills' Learn more about your ad choices. Visit podcastchoices.com/adchoices

Travis and producer Eric are back in the studio for a conversation about celebrity brands, marketing strategy, and what happens when a product's positioning doesn't match the audience it's trying to reach. Using Sydney Sweeney's lingerie brand, Siren, as a case study, they discuss the importance of understanding your customer, creating marketing that speaks directly to the people who will actually buy, and why one failed product doesn't necessarily mean a brand has lost its ability to succeed. On this episode we talk about: Why marketing needs to align with the audience you're actually trying to reach Sydney Sweeney's Siren lingerie brand and the criticism surrounding its marketing The difference between selling a celebrity's image and selling a product How brands like SKIMS have successfully positioned products for their target customers Why a failed product or campaign doesn't necessarily mean someone has lost their ability to build successful brands What businesses can learn from brands that miss the mark with their target demographic Top 3 Takeaways Know exactly who you're marketing to. A product can have an incredibly recognizable founder or spokesperson, but that doesn't automatically mean their existing audience is the right customer for the product. Market the product, not just the person behind it. Celebrity recognition can generate attention, but effective marketing still needs to communicate why the customer should actually want or use the product. One failed product doesn't define a brand. Businesses take swings, and some ideas don't work. As Travis points out, even highly successful entrepreneurs and brands have launched products that failed. The important thing is to learn from the miss and keep moving. Notable Quotes “Sometimes you have an idea, you execute it, and it doesn't go the way you want it to go, and that doesn't mean that your power to build brands is gone.” “You step up to the plate and you swing and you strike out.” “You get back up.” Connect with Travis Chappell: Instagram: @travischappell Other: travischappell.com A Word from Our Sponsors: - The most successful business owners don't do it all themselves — they delegate. Upwork lets you build a team of highly skilled specialists for every function your business needs, so you can focus on what you do best and let experts handle the rest. Visit Upwork.com right now and post your job for free! - Scribe captures workflows as work happens and automatically generates step-by-step guides with screenshots and instructions, so no one has to sit down and write documentation from scratch. Learn more at scribe.how/tmm and mention Travis Makes Money for your first month of Scribe Capture free on select plans. - When you need a legal hand, visit LegalZoom. Go to LegalZoom.com to get started! Learn more about your ad choices. Visit megaphone.fm/adchoices

I've been seeing many discussions on Threads about maternity leave planning for small businesses. And it's interesting to see everyone's viewpoints on whether you should take maternity leave as an entrepreneur. Since this was my second time being pregnant as a business owner, I figured it would be helpful to share my experience with not taking maternity leave and planning for a 3-month leave. If you're currently pregnant or planning to get pregnant while running your business, definitely listen to this episode. I give you some things to think about when it comes to maternity leave while running your business, and I share some things I did to make this last maternity leave peaceful and profitable. Side Note: I recorded this before I returned from my leave. Originally, I planned to take the full 3 months, but I decided to return a month early and took on 3 new clients for September. In this episode, I'm giving you all the tea on:While all small businesses should prep for maternity leave, even if you don't plan to officially take oneWhy I regret not taking a maternity leave the first time I was pregnant while running my businessWhat I did to prep my clients, marketing, and income for maternity leaveResources Mentioned in Today's Episode:Evergreen Marketing AcceleratorPodcast Like a Business Owner Podcast Launch CourseInterested in learning more about my new offer, DFY Threads for Podcast Growth? Send me a DM on Threads or IG. I will have 2 spots available beginning in October.Related Episodes and Blog Posts:Episode 210: Maternity Leave for Business Owners: How to Plan for a Peaceful Maternity Leave with Zhara-Marie Henry Ways I Can Serve You:Join the Evergreen Marketing Era NewsletterPodcast Launch Course: Podcast Like a Business Owner Podcast Audit + Strategy SessionEvergreen Marketing AcceleratorRecommended Podcast + Business Tools:Email Marketing: Flodesk (14-day Free Trial)Podcast Hosting: Captivate (30-Day Free Trial) Recommended Keyword Research Platform: Keysearch.coCRM: Dubsado (Save 20% on your first month or year)Website Builder: Showit (30-Day Free Trial)Some of the above links are affiliate links, meaning I may earn a small commission at no additional cost to you.For show notes and resources mentioned in today's episode, head to www.mamaturnedmompreneur.com/episode314/Connect with Andria:Threads: @evergreenmarketingeraInstagram: @evergreenmarketingeraEmail: hello@mamaturnedmompreneur.comWebsite: www.mamaturnedmompreneur.com

The PM launches a plan with the aim of helping businesses connect to the grid faster. In his first speech to party conference since taking over as Labour's leader, Burnham will announce the launch of Great British Grid -- a public company that will be able to invest in the grid. Businesses will also get more freedom to "self-build" connections. Sean Farrington takes a look at whether it will difference.Elsewhere, diesel prices hit a record high. We look at whether the price rise has changed driver habits. UK Government borrowing costs also hit their highest level since 2007. And we also speak to one cafe owner that got a shout-out from one of the biggest bosses in the country.

This is the morning All Local for Tuesday, September 29, 2026.

What happens when you stop winging your interior design business and start putting real processes behind it? In this episode, I'm joined by interior designers Ale Cretul, Andrea Krill, and Jocelyn Polce to talk about how dramatically their businesses have changed over the last few years. From Andrea leaving corporate finance and building a growing design team, to Jocelyn moving from 20+ clients a year toward fewer, larger projects, to Ale realizing she needed to learn the business behind the design, their paths look very different. But the common thread is clear: they started treating their design businesses like businesses. We talk about process, hiring, client boundaries, confidence, community, mindset, bigger projects, difficult clients, and the importance of defining what success actually looks like for you. You'll also hear how the three of them found an unexpected peer support system in one another and why having people around you who understand your goals can completely change the way you navigate business growth. If you're busy doing the work but still feel like you're figuring out your business one project at a time, this conversation is for you.   EPISODE RESOURCES Power of Process is now open for enrollment until October 8th. Learn more here: https://rebeccahay.com/powerofprocess    237: Transforming a side hustle into a full-time interior design business with Andrea Krill 246: How one POP alum moved from side hustle to full time designer & never looked back with Andrea Krill 101: [Bonus] It doesn't have to be perfect, it just has to start. The biggest 12 month business transformation with Jocelyn Polce 171: The biggest 2 year business transformation with Jocelyn Polce 131: High Point Market, is it worth it? Part one Roundtable 132: High Point Market, is it worth it? Part Two Roundtable Guest Websites Andrea Krill Interiors Ale Cretul Interiors August Oliver Interiors -- This episode is sponsored by Programa. Programa is project management software built specifically for interior designers. It's designed to save you hours every week and reduce the errors that come from managing projects across scattered documents and systems. Use code RBD25 for 25% off annual Programa plans. Click to learn more.  

Career reinvention for developers is usually discussed in terms of learning a new language, moving into leadership, adapting to AI, or finding a new job. Our conversation with Gaylen A. Wilson takes that idea much further. His story shows what happens when careers, businesses, health, and even our assumptions about the future stop following the plan. Season 29 of Building Better Developers is about building a career beyond the code. Usually, that leads us into conversations about leadership, communication, business value, quality, or the skills developers need as they move beyond completing technical tasks. This episode is different. We did not spend much of the first half talking about software development or QA. Instead, Gaylen told us his story, and the longer he talked, the clearer the connection to developers became. Gaylen's career repeatedly forced him to confront something most developers eventually discover for themselves: you can master the tools, solve complicated problems, and work incredibly hard, but none of that guarantees life will follow the architecture you designed. His story is ultimately about rebuilding when the plan fails, which makes it an unexpected but valuable example of career reinvention for developers. About Gaylen A. Wilson Gaylen A. Wilson is an author, relationship coach, technology veteran, entrepreneur, farmer, former stockbroker, and heart-transplant recipient whose career has required him to reinvent himself repeatedly. Together with his wife, Heather, Gaylen developed the Monument Method, an approach they use to help couples interrupt destructive conflict patterns and strengthen their connection. Learn more about Gaylen A. Wilson through his website http://www.monumentmethodinstitute.com/. Your Career Is Not a Straight Line Gaylen started his professional life far away from software. He became a farmer in his twenties and built a life around agriculture. Then drought and crop failures destroyed the business, eventually forcing him into farm bankruptcy. He had to reinvent himself. His next chapter took him into finance as a stockbroker. He succeeded there until a company whose investment he had recommended collapsed after, according to Gaylen, misrepresenting its financial condition. He described that experience as another devastating setback. Without healthy ways to process what had happened, his personal life also began to unravel. Eventually, Gaylen rebuilt again. In 2001, he found work as a traveling PeopleSoft computer consultant. He was earning more than he ever had before and thought he had finally reached a stable point in his career. Then September 11 changed the economy and consulting industry around him. By December, he had lost that job. After months of searching and hundreds of mailed résumés, he eventually took a job as a Walmart cashier because he needed to work. For developers, there is an important lesson in that progression. We often build our identity around what we do. We become the Java developer, QA engineer, architect, DevOps specialist, technical lead, or whatever role currently defines our career. Then the technology changes, the company restructures, a project ends, AI changes part of the workflow, or the market simply decides that yesterday's valuable skill is commonplace today. The ability to rebuild can matter more than the title you are trying to protect. Career Reinvention for Developers Starts with Transferable Skills One interesting part of Gaylen's story is how often skills from one chapter became useful in the next. Farming did not look anything like stockbroking, and stockbroking did not look much like technology consulting. Yet farming had already taught him far more about running a business than people might assume. When the consulting market disappeared, Gaylen eventually returned to his hometown and put a small advertisement in the newspaper offering computer repair. He had never worked professionally as a computer repair technician. He had simply been interested in computers for years. Within six months, that small side business was outperforming his Walmart job. Then the market changed again. As Windows became more reliable and malware-related repair work declined, the computer repair business that had supported Gaylen and his wife, Heather, began drying up. Instead of assuming the old business would somehow return, he adapted. He found platforms connecting technicians with companies needing field work and began traveling throughout rural America installing and servicing technology. Eventually, that work took Gaylen and Heather through all 48 contiguous states. That is where this story starts to sound much more familiar to a developer. Technologies disappear. Frameworks fall out of favor. Companies reorganize. Entire categories of work become automated. A skill that was valuable five years ago can become commonplace today. Career reinvention for developers becomes easier when we stop defining ourselves by a particular technology and start recognizing the skills that survive those changes. Those transferable skills include: Problem-solving and troubleshooting Learning unfamiliar systems quickly Breaking complicated problems into manageable pieces Communicating with customers and stakeholders Testing assumptions instead of blindly following them Adapting when the original solution no longer works Understanding the business problem behind the technology Those are skills that remain valuable even when the code changes. Developers Are Professional Problem Solvers There is another reason Gaylen's story belongs in a developer-focused season. Developers tend to be fixers. Give us a broken system, and we immediately start looking for the defect. We gather information, isolate variables, test assumptions, and keep working until we understand the problem. That mindset is incredibly valuable. It can also become dangerous when we start treating every problem as something we can overcome simply by working harder. Michael touched on this at the beginning of the episode while discussing the difficulty of slowing down after a period of long releases and extreme work hours. Even after the immediate pressure disappeared, there was still that feeling that he should be doing something. Rob connected that experience to the larger conversation about how quickly technology is moving and how easily careers can consume the rest of our lives. Many developers know that feeling. There is always another ticket, certification, framework, side project, production issue, release, or AI tool to learn. We tell ourselves things will calm down after the current deadline. Then another deadline appears. Gaylen eventually encountered a problem he could not outwork. When Working Harder Stops Being the Solution In 2014, after years of traveling for technical work, Gaylen became seriously ill. He initially believed he had pneumonia and continued working. During another extended trip, his condition worsened until a clinic in Corpus Christi sent him for a chest X-ray. He was told he had congestive heart failure and needed to return to Colorado. His first reaction is revealing. The jobs were paying well. They already had weeks of work scheduled. Gaylen initially thought they should finish the trip before dealing with his heart. It took two more jobs before the seriousness of the situation finally broke through his drive to keep working. That moment is an extreme example of a pattern many developers experience in smaller ways. We know we need sleep, but the release needs to go out. We know we need a weekend away from the computer, but production has a problem. We know we have not spent enough time with the people around us, but there is one more thing we need to finish. The problem-solving mindset becomes a trap when the answer to every problem is simply more effort. There are times when the correct solution is to stop. What Are You Actually Building? Gaylen eventually received a heart transplant in 2018. He described being near the point where he and Heather were preparing for the possibility that he would die when they received the call that a donor heart was available. By the next morning, Gaylen had received a new heart. He viewed the transplant as an opportunity to have more years with the person who had stayed beside him throughout his illness. That experience changed what success meant to him. It also gives developers a useful question to ask about our own careers: What are we actually building? We spend our days building systems for other people. We think about architecture, scalability, reliability, technical debt, requirements, and defects. Yet we do not always apply the same intentional thinking to the systems surrounding our careers. A successful career should support a life rather than consume it. That does not mean ambition is wrong. It does not mean developers should stop working hard or stop pursuing difficult goals. It means the career itself should serve something larger. Otherwise, we can become incredibly efficient at building a future we eventually discover we did not want. Quality Applies Beyond Software At EnvisionQA, we spend a lot of time thinking about quality and finding problems before customers encounter them. One lesson from this conversation is that the same mindset can extend beyond software. In software, we do not wait for catastrophic failure if we can avoid it. We monitor systems. We test assumptions. We look for warning signs. We examine recurring defects because they often point toward deeper problems. Our careers deserve similar attention. If every release requires heroics, something may be wrong with the process. If every week requires sixty or eighty hours, the workload may not be sustainable. If you cannot stop thinking about work when you leave the computer, that is information worth examining. If professional success consistently comes at the expense of health or important relationships, simply becoming more productive may not solve the underlying problem. Sometimes the system itself needs redesigning. Career Reinvention for Developers Is About More Than Technology Gaylen's journey moved from farming to finance, technology consulting, computer repair, nationwide field service, serious illness, a heart transplant, and eventually relationship coaching. That is hardly a traditional developer career path, but that is precisely why this conversation fits our season. Careers rarely follow the architecture diagram we created when we started them. Technologies change. Businesses disappear. Markets collapse. Health changes. Priorities change. Sometimes we make mistakes, and sometimes circumstances outside our control rewrite the requirements completely. The developers who build lasting careers are not necessarily the ones who perfectly predict what comes next. They are the ones who learn, adapt, rebuild, and carry lessons from one chapter into the next. That is ultimately what career reinvention for developers is about. Most importantly, the career is not the final product. The life you are building around it is. In Part Two of our conversation with Gaylen A. Wilson, we bring his experiences more directly back to developers, burnout, fight-or-flight thinking, relationships, and the challenge of leaving work at work. We also explore what happens when the same problem-solving mindset that makes us effective developers follows us home. Stay Connected: Join the Developreneur Community

This quick informational episode highlights two African American-owned businesses in Philadelphia: First, Renaldo, Host and Creator, stops by a Sunoco gas station in Philadelphia and comments on the new PA law banning all skill games at convenience stores and gas stations in PA. Renaldo then stops by a Jamaican restaurant in Germantown, Philadelphia, and speaks with the owner about his new discount program called the $3 scripture discount. "Quote a scripture and get $3 off your order. This is an abbreviated episode of Street Vibes Pulse of the Street, which focused on promoting local businesses in Philadelphia, PA.Subscribe on any stream and visit us at https://theneoliberal.comEmail us at info@theneoliberal.com.Creator and Host: Renaldo C. McKenzie is the author of "Neoliberalism, Globalization, Income Inequality, Poverty and Resistance."Call us at 445-260-9198

In this episode of Roofing Road Trips®, Heidi J. Ellsworth sits down with Jim Leslie to discuss his journey through the home services industry and why Home Service Freedom was created. They explore the vision behind Freedom 2026 and the most important lessons Jim has learned from years of working with home service business owners. Jim also shares what contractors can expect from the conference, the value of its speakers and educational opportunities and how attending can help owners identify new possibilities for their businesses.Learn more at RoofersCoffeeShop.com! https://www.rooferscoffeeshop.com/Are you a contractor looking for resources? Become an R-Club Member today! https://www.rooferscoffeeshop.com/rcs-club-sign-upSign up for the Week in Roofing!https://www.rooferscoffeeshop.com/sign-upLearn more about Home Service Freedom here! https://www.rooferscoffeeshop.com/directory/home-service-freedomFollow Us!https://www.facebook.com/rooferscoffeeshop/https://www.linkedin.com/company/rooferscoffeeshop-comhttps://x.com/RoofCoffeeShophttps://www.instagram.com/rooferscoffeeshop/https://www.youtube.com/channel/UCAQTC5U3FL9M-_wcRiEEyvwhttps://www.pinterest.com/rcscom/https://www.tiktok.com/@rooferscoffeeshophttps://www.rooferscoffeeshop.com/rss#RoofersCoffeeShop #MetalCoffeeShop #AskARoofer #CoatingsCoffeeShop #RoofingProfessionals #RoofingContractors #RoofingIndustry #HomeServiceFreedom

Check out my newsletter at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://TKOPOD.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and join my community at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://TKOwners.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠━We did our own Shark Tank!  Nik  and  Brandon joined me on stage, our team narrowed over 250 applicants down to 10 founders, and the three of us went in completely blind. No pitches seen beforehand, real reactions, real money on the table.Each founder got two minutes to pitch, then we dug in. At the end the audience voted for a People's Choice winner who took 10% of the night's revenue.This is the members only cut, so you're getting more of the full back and forth than the public version. Watch it, then go start something.Enjoy!---Watch this on YouTube instead here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tkopod.co/p-yt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ask me a question on or off the show here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://tkopod.co/p-ask⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn more about me: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://tkopod.co/p-cjk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn about my company: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://tkopod.co/p-cof⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow me on Twitter here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://tkopod.co/p-x⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Free weekly business ideas newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://tkopod.co/p-nl⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Share this podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://tkopod.co/p-all⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Scrape small business data: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://tkopod.co/p-os⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠---

According to the Reserve Bank of Australia, consumers pay approximately 1.6 billion dollars in card surcharges each year. But that's about to change. As of 1 October the advertised price should be the price at the checkout. However, the costs of transactions do not disappear. The removal of the card surcharge leaves businesses, especially smaller operators, with a daunting choice to either absorb the cost of that transaction or pass it on. - Nach Angaben der Reserve Bank of Australia zahlen Verbraucher jedes Jahr ungefähr 1,6 Milliarden Dollar an Kartenzuschlägen. Damit soll bald Schluss sein: Ab 1. Oktober gilt an der Kasse und bei Online-Einkäufen der ausgezeichnete Preis, ohne zusätzliche Gebühren. Die Kosten der Transaktionen verschwinden jedoch nicht. Vor allem kleinere Unternehmen stehen vor der Frage, ob sie diese selbst tragen oder auf andere Weise an ihre Kunden weitergeben.#sbsaudiopodcast - #sbsaudiopodcast

A company can pay for technology, branding, or creative work without owning the intellectual property behind it. This podcast explains assignments, licences, contractor-created IP, and transfer risks businesses should understand before signing. Click here to learn more with Pace Law Firm. Pace Law Firm City: Toronto Address: 191 The West Mall Website: https://pacelawfirm.com

Banking Dive reported that Valley National Bank agreed to acquire Bluevine for $340 million. Valley National Bank, led by CEO Ira Robbins, has pursued growth in small business banking, including its 2022 acquisition of Bank Leumi USA. Bluevine, founded in 2013 by CEO Eyal Lifshitz, offers small business checking and working capital lines and participated in Paycheck Protection Program lending. The deal is positioned to add digital onboarding and underwriting tools, with potential benefits in deposit growth and credit yields. Comparable transactions include American Express's purchase of Kabbage assets, JPMorgan's acquisition of WePay, and Goldman's 2023 sale of GreenSky after buying it in 2021. The transaction will require regulatory approvals and integration across compliance, deposits, and vendor risk management.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

Diesel prices are now well above $8 a gallon in California –  higher than they've ever been and 63 percent more than a year ago. While most consumers don't purchase diesel, most of the goods we buy rely on it for transportation.  Diesel powers tractors that work farms, trucks that transport the food to a manufacturing facility and trains that distribute products across the country.  The steep rise in diesel prices is already putting pressure on businesses and the economy as a whole. Meanwhile, the Trump administration is talking about banning diesel exports as a way to increase domestic supply and lower prices. We'll talk about why diesel prices have skyrocketed, how that will affect consumers and what could happen next. Guests: Severin Borenstein, Professor at UC Berkeley's Haas School of Business and a faculty director of The Energy Institute at Haas; member, Board of Governors of the California Independent System Operator Kyle Cameron, president, Cameron and Co. Trucking, Inc. Shaun Crook, co-owner and vice president, Crook Logging Inc. – He also serves as first vice president for the California Farm Bureau Federation. John Coletta, CEO, Clover Sonoma – a maker of dairy products. Learn more about your ad choices. Visit megaphone.fm/adchoices

The US and China are cutting tariffs on billions of dollars' worth of goods. What does it mean for trade between the two countries? Plus, what's pushing oil prices higher again? And why are some people in Ethiopia's Tigray region struggling to access their money? Presenter: Bisi Adebayo Producer: Victoriya Holland Editor: Naomi Rainey

We would love to hear from you! Text "BBMFAM" to (312) 300-1300.Businesses do not stay relevant by doing the same thing forever.In this episode of Black Businesses Matter, Larvetta L. Loftin-Arnold, CEO of The L3 Agency, explores what it means to pivot with purpose and build a business that can adapt to changing technology, customers, markets, teams, and communities.In this episode, you'll learn:[01:44] Why pivoting can be a strategic part of sustainable business growth[05:57] How systems, CRM, AI, and technology can improve efficiency and effectiveness[07:52] Why continuous learning and team development matter as businesses evolve[09:38] How changes in your workspace, operations, and organizational culture can support growth[15:05] How to choose social media and content platforms based on business goals instead of trends[16:51] Why storytelling, multimedia, and culturally relevant content can strengthen visibility[20:18] Why diverse and underrepresented business stories deserve greater visibility[24:28] Why Black businesses matter as employers, mentors, economic contributors, and community assets[28:05] Why cultural relevance, equity, and perception matter to business impact[31:22] Why social capital can matter more than follower count[33:03] How customer and community feedback can help businesses make better decisionsThis season also marks an evolution for Black Businesses Matter, with expanded storytelling, video content, and conversations focused on Black business growth, entrepreneurship, leadership, technology, economic opportunity, culture, and community development.If you're a Black business owner, entrepreneur, founder, executive, professional, or community leader navigating growth and change, thispodcast offers a practical perspective on staying relevant, making intentional pivots, and building a business that continues to create value.Black Businesses Matter is about more than celebrating businesses. It's about understanding Black entrepreneurship, business growth, economic opportunity, community, culture, and the people shaping what comes next.ABOUT LARVETTA L. LOFTIN-ARNOLDLarvetta L. Loftin-Arnold is a marketing strategist, communications leader, and entrepreneur with 30+ years of experience.After developing multicultural campaigns for brands including McDonald's, Toyota, General Motors, and Verizon, she founded The L3 Agency in 2000.Under her leadership, The L3 Agency evolved from an experiential marketing firm into a strategy and thought leadership agency. The firm secured Verizon as its first Midwest agency of record, managing the partnership for five years. Since 2019, the agency has become a recognized leader in the utility and energy sector, providing strategic community outreach and public relations services throughout Chicago and the North Shore.Larvetta combines strategic insight, authentic storytelling, and community engagement to help organizations build meaningful connections with diverse audiences and create lasting business and social impact.Support the showJOIN THE BBM FAMStay connected for exclusive announcements and special offers by texting: "BBM FAM" to 312-300-1300CONNECT WITH BLACK BUSINESSES MATTERWebsite: TheL3Agency.comInstagram: @blackbusinessesmatterpodcastLinkedIn: The L3 AgencyTikTok: @blackbusinessesmatterpod Follow Black Businesses Matter on Instagram and join the conversation around Black entrepreneurship, business growth, community, leadership, and economic opportunity.Share this episode with a founder, business owner, colleague, or community leader who could find value in it.

Debit and credit card surcharges will end from October 1. The changes do not extend to hospitality sector weekend or public holiday surcharges or other fees, such as booking fees. - 10月1日より、デビットカードおよびクレジットカードの利用にかかるサーチャージが廃止されます。ただし、この変更は、ホスピタリティ業界における週末や祝日の追加料金や、予約手数料といったその他の料金には適用されません。Listen to SBS Japanese Audio on Tue, Thu and Fri from 1pm on SBS 3. Replays from 10pm on Tue, Thu and Sat on SBS1. Listen to past stories from our podcast. Download the free SBS Audio App and don't forget to visit SBS Japanese Facebook and Instagram page!#sbsaudiopodcast - SBSの日本語放送は火木金の午後１時からSBS3で生放送！火木土の夜10時からはおやすみ前にSBS1で再放送が聞けます。SBS日本語放送ポッドキャストから過去のストーリーを聞くこともできます。無料でダウンロードできるSBS Audio Appもどうぞ。SBS 日本語放送のFacebookとInstagramもお忘れなく。#sbsaudiopodcast

Alessandro Antezza is a fellow business broker in Tampa Bay, and an Italian immigrant who built his own version of the American Dream here before helping hundreds of others do the same. In this episode he and Vince talk shop: why selling a business is so much harder than selling real estate, and what it actually takes for someone abroad to buy a US business. In this episode we get into: - Why it's easier to sell a piece of real estate than a business, and why so much of a business's real value lives in the owner, not the numbers - Why 70 to 80% of businesses that go to market never sell, and about 50% of deals fall apart during due diligence after the offer is accepted - What it actually takes for someone abroad to buy a US business: the team, the visa process, and why $150,000 is the realistic starting number - The SBA test: why a business that can qualify for SBA financing is worth more, even if you're planning to sell 3 to 5 years from now - A deal that almost died: canceling a contract to protect a buyer, and getting the hardest signature of his career from a seller who took 3 months to trust him - Building a life and a business in the US after growing up in Italy, and what actually makes the American Dream real If you're a business owner thinking about selling, or an entrepreneur abroad thinking about buying a business in the US, this episode is for you. Subscribe for more real conversations with people who've built, bought, or scaled a real company, and share this with someone thinking about their next move. Connect with Alessandro Antezza / Sunshine Eagle: Website: sunshineagle.com Instagram: instagram.com/sunshineagle Facebook: facebook.com/sunshineagle LinkedIn: linkedin.com/company/sunshineagle YouTube: youtube.com/@Sunshineagle Alessandro is also the author of The American Entrepreneur's Playbook. Recorded at Elite Podcast Studio, Tampa Bay's premier podcast facility. Premium. Polished. Powerful. Website: elitepodcaststudio.com Email: hello@elitepodcaststudio.com Instagram: instagram.com/elitepodcaststudio YouTube: youtube.com/@ElitePodcastStudio Facebook: facebook.com/elitepodcaststudio LinkedIn: linkedin.com/company/elite-podcast-studio Everything about business. Nothing held back. All Business with Vince Perri is built for business owners who want straight talk about starting, scaling, and building something worth owning. New episodes every week. Subscribe and hit the bell so you never miss an episode.

The RBA says consumers pay $1.6 billion in card surcharges every year. But that's about to change. From October the 1st, every time shoppers tap their card, or use a card to transact online, there'll be no card surcharge, meaning the advertised price should be the price paid at the checkout. The removal of the card surcharge leaves businesses, especially smaller operators, with a daunting choice to either absorb the cost of that transaction or pass it on. - अस्ट्रेलियाको रिजर्भ बैङ्कका अनुसार उपभोक्ताहरूले हरेक वर्ष कार्डमार्फत पैसा तिर्दा करिब १ अर्ब ६० करोड डलर सरचार्ज तिर्ने गर्छन्। तर अब यो व्यवस्था परिवर्तन हुन लागेको छ। अक्टोबर १ देखि ग्राहकहरूले पसलमा कार्ड ट्याप गरेर वा अनलाइन कार्डमार्फत खरिद गर्दा अतिरिक्त कार्ड सरचार्ज तिर्नुपर्ने छैन। अर्थात्, वस्तु वा सेवाको अङ्कित मूल्य नै चेक आउटमा तिर्नुपर्ने अन्तिम मूल्य हुनेछ।Subscribe to the SBS Nepali podcast here.You can listen to SBS Nepali's live broadcast every Tuesday and Thursday at 2 pm via SBS South Asian on digital radio, on television channel 305, through the SBS Audio app, on SBS On Demand, or via our website.You can also follow SBS Nepali on social media: Facebook, Instagram and X (@SBS Nepali). - हाम्रा थप अडियो प्रस्तुतिहरू पोडकास्टका रूपमा उपलब्ध छन्। यो नि:शुल्क सेवा प्रयोग गर्न तपाईंले आफ्नो नाम दर्ता गर्नु पर्दैन। पोडकास्टमा सामाग्री उपलब्ध हुनासाथ सुन्न यहाँ थिच्नुहोस्।एसबीएस नेपालीको प्रत्यक्ष प्रसारण हरेक मङ्गलवार र बिहीवार दिउँसो २ बजे SBS South Asian मा डिजिटल रेडियोमार्फत, आफ्नो टेलिभिजनको च्यानल ३०५ मा, SBS Audio एपमार्फत, SBS On Demand मा वा हाम्रो वेबसाइटबाट सुन्न सक्नुहुन्छ। साथै हामी सोसल मिडिया प्लेटफर्महरू फेसबुक, इन्स्टाग्राम र एक्स मा पनि रहेका छौं SBS Nepali का नाममा।

When was the last time you checked whether ChatGPT or Claude would actually recommend your beauty business? Katie sits down with Dawn Kubicek, founder of Dubai-based agency Leaders in Digital, to talk AI visibility, what it actually is, why it matters more than your usual social media strategy, and the quick, practical steps you can take today to make sure AI platforms understand and rank your business. IN THIS EPISODE•       Why AI visibility is now the core of every marketing strategy•       What an AI agent actually is, in plain English•       Whether AI is really coming for your job•       Why your website is still essential in an AI-first world•       The simple copy tweaks that help AI bots understand your content•       Why content depth beats posting more content•       The non-negotiable tools for tracking your AI ranking Dawn is offering Katie's audience a free AI visibility audit, details here: Apply for mastermind here Get your FREE trial for Salon Success Manager here 

Debit and credit card surcharges will end from October 1. The changes do not extend to hospitality sector weekend or public holiday surcharges or other fees, such as booking fees. - ประชากรออสเตรเลียจ่ายค่าธรรมเนียมจากการใช้บัตร หรือ card surcharge รวมกันราว 1.6 พันล้านดอลลาร์ต่อปี ตามข้อมูลของธนาคารกลางออสเตรเลีย แต่ตั้งแต่วันที่ 1 ตุลาคม เป็นต้นไป ค่าธรรมเนียมนี้จะถูกยกเลิก ทั้งการชำระด้วยบัตรหน้าร้านและทางออนไลน์ แม้ผู้บริโภคอาจได้ประโยชน์ แต่ผู้ประกอบการธุรกิจรายย่อยจะต้องเลือกว่า จะรับต้นทุนการทำธุรกรรมไว้เอง หรือสะท้อนต้นทุนดังกล่าวผ่านราคาสินค้าและบริการ

Jenn Palmer is the founder and CEO of JPalmer Collective, bringing 20 years of experience in the financing industry. She specializes in helping growing consumer brands access capital and has developed a particular focus on food, beverage, health and wellness companies and women-led businesses. JPalmer Collective is an asset-based lending company that provides flexible financing to growing businesses. The firm works as a long-term growth partner, helping companies fund inventory, receivables and other needs while providing founders with financial guidance and access to capital without necessarily giving up equity.JPalmer Collective typically works with companies generating between roughly $5 million and $100 million in revenue, although it will make exceptions for companies it strongly believes in. The firm can also assign lending value to established trademarks, providing additional capital based on the value of a healthy, growing brand. Supporting female entrepreneurs is central to JPalmer Collective's mission. Jenn committed to maintaining a portfolio that is at least 51% female-owned or female-led after helping finance Stasher, a reusable silicone bag company that later sold to SC Johnson. Jenn said the experience demonstrated how having women represented in financing decisions can influence which businesses and ideas receive capital. Jenn believes founders need to distinguish business momentum from financial health. Strong sales, publicity and retail distribution can make a brand appear successful, but margins, cash conversion, operational strength and a clear plan for funding growth provide a much better picture of the underlying business.Rapid growth can create serious financial problems when founders don’t understand how that growth will be funded. Jenn cautions against pursuing every retail opportunity simply for the sake of increasing sales and believes growth needs to make financial sense before a company commits to it.The cash conversion cycle is one of the metrics Jenn wishes more food and beverage founders understood. Inventory represents cash tied up until a retailer pays, so a company’s ability to manage the time between paying for products and receiving payment can determine whether its growth is actually fundable.Jenn places significant importance on the founder and management team when deciding whether to finance a business. She looks for self-aware, coachable leaders who surround themselves with talented people, accept criticism and have colleagues willing to challenge their ideas rather than simply agree with them.Landing a major retailer can create a cash crunch rather than immediately improving a company’s finances. Brands often have to pay for inventory and production long before receiving payment, while simultaneously absorbing expenses such as slotting fees, chargebacks and deductions. Too much demand can sometimes be more dangerous than too little. Rapid demand can strain cash, create stockouts and late shipments, damage retailer relationships and force founders into expensive financing decisions. Jenn believes companies need the discipline to turn down opportunities they aren’t financially or operationally prepared to execute. Jenn pays close attention to consumer trends but believes timing, the product and the management team matter as much as identifying the trend itself. She focused her career on health and wellness beginning in 2008 and now sees fiber as an emerging opportunity, describing it as potentially “the next protein.”Jenn sees debt and equity as tools for different circumstances, describing debt as “dating” and equity as “marriage.” Venture capital can provide valuable growth funding, but it also creates dilution and pressure to generate outsized returns, making it important for founders to choose financing that fits where their business is and where they want it to go. Jenn says the funding gap for female founders remains significant despite years of attention to the issue. Her experience building JPalmer Collective reinforced her belief that women need greater representation on the financing side of the table and that female entrepreneurs benefit from capital partners who genuinely understand and support their businesses.   QUOTES “I've learned to separate momentum from health. Momentum is very exciting. But health is what determines whether that momentum survives the next big order or not.” (Jenn)“At the end of the day, I actually have two businesses. One is lending the money and the other is getting it back.” (Jenn)“Growth that outruns a founder's grasp of their own cash is probably one of the fastest ways for a good brand to get in trouble.” (Jenn)“Growth has to make sense on paper, and I don't believe that growth cures all. When somebody says to me, ‘Sales cures all,' I run for the hills.” (Jenn)“Most founders are just laser focused on revenue growth and gross margin, which matters, of course, but it's the cash conversion cycle that tells you whether the growth is actually fundable or not.” (Jenn)“If I'm at a table of people who are agreeing with me, I'm at the wrong table. I don't want to be at the table. I want people to challenge me.” (Jenn)“Founders are visionaries. They just want to go and they want to dream, and you need people around you that can execute, but also say, ‘No, you can't chase all of your dreams all at once.'” (Jenn)“We make and break our own rules for the right deal.” (Jenn)“Growth is a problem. It's a great problem, but it's certainly a problem with these big retailers.” (Jenn)“Counterintuitively, too much demand can be more dangerous. It can strain a business's cash to the breaking point, damage that retailer trust through stockouts, late shipments, and then force the founder into expensive, rushed financing decisions.” (Jenn)“Trends are important, but probably even more is the timing around those and the management team and the product behind the trends as well.” (Jenn)“Debt is like dating and equity is like marriage.” (Jenn)

Businesses are wary of expanding their permanent workforce and prefer a core team supplemented flexibly according to demand. The share of workers under 21 has more than doubled but older people also seek employment. COVID and October 7 have had an impact. KAN's David Ze'ev spoke with Amit Oestreicher, founder and CEO of Xtras. (Photo: Amit Oestreicher/Credit:Eyal Marilius)See omnystudio.com/listener for privacy information.

Debit and credit card surcharges will end from October 1. The changes do not extend to hospitality sector weekend or public holiday surcharges or other fees, such as booking fees.

Own or be owned. That's Codie Sanchez's ultimatum for anyone serious about their financial future. The founder of Contrarian Thinking and author of the new book Own or Be Owned returns to Rapid Response to make her most impassioned case yet for why buying a small business is the most reliable path to wealth that most people are too scared to take. She breaks down what "cowboying" your business is costing you, and why AI isn't a shortcut for everyone, but instead an accelerator for what's already inside you. Plus, the industries she'd invest in right now, and why most small business owners are solving the wrong problems.Visit the Rapid Response website here: https://www.rapidresponseshow.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What happens when community knowledge, nonprofit purpose, business expertise, and long-term philanthropy come together to solve a basic neighborhood need? San Francisco's Sunnydale Market offers a compelling and nutritious answer. Created in response to residents' love of neighborhood, and their need for fresh and affordable groceries, the Sunnydale Market is catalyzed by community voices, the nonprofit 18 Reasons, and the for-profit Bi-Rite Family of Businesses. The Sunnydale Market partnership finds its home in a larger redevelopment made possible by Mercy Housing, Related Companies, and HOPE SF. It is important that this partnership is made financially possible by a long-term commitment from Crankstart. Crankstart funding covers core operating costs so that fresh groceries can be offered to the Sunnydale community at wholesale cost. Sunnydale Market will anchor a thriving neighborhood hub, provide new and better jobs, and attract customers and visitors to Sunnydale to boost other neighborhood businesses and groups. The Social Impact Forum will ask whether this promising model can create a market that will endure and that can be replicated elsewhere, while also considering community ownership and intergenerational wealth creation as important reference points in the broader social-enterprise landscape. You're invited to be part of this warm group discussion, and exchanging ideas with others over the subsequent community reception, with food and beverages provided by Bi-Rite. Learn more about your ad choices. Visit megaphone.fm/adchoices

A key theme that emerged was the influence of hidden psychological triggers—such as trust, simplicity, placement of CTAs, and personalization—on driving purchases and conversions. The discussion explored why focusing on consumer outcomes, using keywords aligned with search intent, and maintaining clear, concise messaging at a 5th-grade reading level are essential for maximizing website conversion rates. Several points were raised, including the importance of fast-loading, visually optimized pages with above-the-fold CTAs, minimal form fields, and tailored button text, all of which can significantly improve user experience and reduce friction. Proven strategies such as benchmarking against industry conversion rates, budgeting to avoid impulse purchases, and making sites accessible were also highlighted, offering actionable insights for marketers and business owners aiming to enhance their digital sales funnels.Who Is This For?The conversation focused on business owners, entrepreneurs, marketers, and anyone seeking to increase online sales and improve their website conversions. It is especially relevant for those interested in understanding the hidden psychological triggers that influence consumer buying behavior. Whether running an e-commerce shop, developing landing pages, or offering professional services, these insights aim to help optimize the digital customer journey and drive measurable results.Key Moments & TimestampsIntroduction to Psychological Triggers & Setting the Stage 00:00:05The Importance of First 5 Seconds & Above the Fold Content 00:05:50The Power of Keywords and Messaging for Trust 00:17:29Impact of Simplicity: 5th-Grade Reading Level Copy 00:24:48Median Conversion Rate Benchmarks & Short Copy Benefits 00:30:33Importance of Above the Fold & CTA Placement 00:41:37Sales Cycles Based on Deal Size 00:47:13Budgeting to Avoid Buyer's Remorse 00:55:55Checkout/Lead Form Field Optimization 01:00:14Personalized vs. Generic Calls to Action 01:02:22Accessibility & Decision Fatigue 01:05:035 Key Points1️⃣ First Impressions Make or Break SalesA key theme that emerged was the importance of the first 5 seconds—60% of users won't scroll past the top of a page. If your hook isn't clear and outcome-focused, they bounce.You have FIVE SECONDS to show them their dream, not your bio. 06:122️⃣ Keep It Simple, Keep Them BuyingThe discussion explored the power of simple sales copy. Pages written at a 5th-grade level convert up to 110% better than 8th-grade+ text. Every extra syllable or convoluted word? That's friction, not persuasion. 25:463️⃣ Above-the-Fold Buttons = 317% More ConversionsOne concept discussed was the impact of “above the fold.” Place your #1 call-to-action before users need to scroll. This alone can boost conversions by 317%. Let them click before they have time to second-guess! 41:58For more support, listeners are encouraged to book a 30-minute discovery call, or subscribe to upcoming training and resources.4️⃣ Less Friction = More MoneySeveral points were raised, including the number of form fields at checkout. Reduce to five or less, and conversion rates climb 120%. Every extra field is a potential lost customer. 01:00:145️⃣ Personalize Your CTAsPersonalized Call-To-Action buttons (“Grab your spot”, “Claim your bag”) outperform generic “Buy Now” by 202%. The little words you choose make a BIG difference in how ready people are to say yes. 01:02:46Bonus: Trust Is the Real CurrencyA central piece: none of this matters without trust. Fast-loading pages, relevant keywords, clear copy—all build micro-trust. Lose it, and you'll spend forever (maybe never) getting it back. 17:23Takeaway:Optimize for brains, not just clicks.Capture dreams in secondsKeep everything simpleMake actions effortless, immediate, and personalAlways build trust firstFAQsQ: What is the most important area to optimize on a sales page?A: Above the fold content and CTA placement are crucial; keeping key messages and calls to action visible without scrolling can boost conversions by up to 317% 00:41:37.Q: How simple should my sales copy be?A: Aim for a 5th- to 7th-grade reading level; this increases conversions by 56%–110% over more complex copy 00:24:48.Q: What's the ideal number of form fields at checkout?A: Five or fewer; reducing form complexity can lift conversion rates by 120% 01:00:18.Q: Does button text matter?A: Yes, tailoring CTA text to the specific context or segment can improve click-through rates by over 200% compared to generic “Buy Now” buttons 01:02:22.Q: How can I avoid buyer's remorse for my customers?A: Encourage budgeting, avoid impulse purchases, and allow decision time to ensure purchases align with real needs 00:55:55.Action Steps for Favour Obasi-ikeReview Sales Copy: Ensure all web copy is written at a 5th-grade level or simpler 00:24:48.Audit CTA Placement: Place primary call-to-action buttons and benefit headlines above the fold on all major pages 00:41:37.Simplify Checkout Forms: Limit lead and checkout forms to a maximum of five essential fields 01:00:18.Personalize CTA Buttons: Replace generic button text with context-relevant phrases to boost engagement 01:02:22.Benchmark Conversion Rates: Compare landing page performance to the 6.6% median industry standard and adjust as needed 00:30:33.Align with Search Intent: Use transactional keywords in headlines and content for maximum conversion potential 00:17:29.Optimize for Accessibility: Ensure mobile and desktop experiences are easily navigable for all users 01:05:03.Educate Audience: Share budgeting and purchase decision frameworks to foster loyal, satisfied customers 00:55:55.Wondering which trigger could DOUBLE your sales? Start with your CTA and above-the-fold layout. The difference is immediate.Ready to Rank? Book Your SEO & Web Dev Services Today

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