Podcasts about Stressor

I don't know what to say about this one. Just listen and think of something clickworthy to say about it. Go git it. Stressor | No More Panic | Beautiful Bird(Crazy Love Records)2014 Manic Pistoleros | Silver Bullet | Something Strange(Self Release)...

Caution: contains themes of an adult nature. This week marks the 500th episode of this podcast! And what a journey it's been! There have been so many conversations that have had a profound impact upon my life and to celebrate, I thought it would be fitting to share the conversation that has impacted me the most: My conversation with the incredible Dr Edith Eger back on episode 144 fundamentally changed who I am and how I see the world. I was lucky enough to meet Edith, now aged 97, a few weeks ago at an event in San Diego and sit down and have a chat with her. We were able to record our brief conversation, which you can hear at the end of this episode. For those of you who haven't already heard our initial conversation, Edith is a holocaust survivor who became a psychologist and an expert in the treatment of post-traumatic stress. She is also the author of 3 amazing books, The Choice: Even in Hell Hope Can Flower, The Gift: 12 Lessons to Save Your Life, and most recently, she has released The Ballerina of Auschwitz – a retelling of her story for younger adults from a different perspective. As a Jew living in Eastern Europe under Nazi occupation, Edith was taken to Auschwitz concentration camp with her parents and sister, at the age of 16. In this conversation, she explains how she found her inner resources, how she came to view her guards as the real prisoners, turn hate into pity and, incredibly, she even describes her horrific experience as ‘an opportunity'. Edith not only survived Auschwitz, she freed herself from the trauma of her past by using her mind and the healing powers of forgiveness. For those of you who have already heard this conversation, I would urge you to listen again because each time you listen, you will hear something different – as Heraclitus, the Greek philosopher said, ‘no man ever steps in the same river twice'. This really is a timeless conversation that keeps on giving. Edith's story is incredible. It is powerful, confronting and, at times, challenging. Above all though, it is deeply inspiring and I cannot think of a better way to celebrate 500 episodes of my podcast – I hope you agree. Support the podcast and enjoy Ad-Free episodes. Try FREE for 7 days on Apple Podcasts https://apple.co/feelbetterlivemore. For other podcast platforms go to https://fblm.supercast.com.   Thanks to our sponsors: https://drinkag1.com/livemore https://airbnb.co.uk/host https://thriva.co   Show notes https://drchatterjee.com/500   DISCLAIMER: The content in the podcast and on this webpage is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your doctor or qualified healthcare provider. Never disregard professional medical advice or delay in seeking it because of something you have heard on the podcast or on my website. 

#297 Was du noch vor Weihnachten tun kannstMein Name ist Solveig & ich bin Coach für Menschen mit Hund. In der heutigen Folge widmen wir uns einem Thema, das viele von uns nur zu gut kennen: Dein Hund springt aufgeregt an Besuchern hoch, und plötzlich wird die Situation hektisch - & das wird zum Stressor, insbesondere wenn wir daran denken, dass Weihnachten nichtmal mehr einen Monat hin ist. In dieser Episode erfährst du: ⭐️ Warum Hunde überhaupt anspringen – von Welpenverhalten bis zur Übersprungshandlung. ⭐️ Welche Alternativen du deinem Hund beibringen kannst, damit er lernt, sich anders zu verhalten. ⭐️ Warum Ruhe, Management und klare Kommunikation auch für uns als Halter*innen so wichtig sind – und wie du die Situation entspannter meisterst. Viel Freude beim Zuhören! Solveig ♥️

Back by listener request from the archives just in time for the stress this time of year often can bring to us. De-stress today with this quick but powerful guided meditation. Episode brought to you by Honeylove. Treat yourself to the best bras and shapewear on the market and save up to 50% off site wide at http://honeylove.com/minis this month only.

It's Election Day in the United States, which will inevitably turn into election WEEK until the results are tallied. How are you caring for yourself? De-stressor tips and methods can help you manage acute stress with greater ease. Listen in to learn about a grounding method and a breathwork technique that can help you manage your stress this week, or any week. These methods can act as de-stressors for you any time you need to lean on them. Here are some other episodes about stress management to check out: 77. How to Modify Training When Highly Stressed 36. What are Your Non-Negotiables to Handle Stress? 35. 10 Ways to Handle Stressful Weeks Do You Want a Coach to Help Make Training or Nutrition Easier and Simpler for You? Hi, it's me.

The Music Industry Art's Billboard Weekly Top 10 Bands, sleeping fully clothed, and a good excuse to go to China. Cam Hilborn (Wine Lips) "It's been one hell of a wild ride for Wine Lips. Originally formed in Toronto back in 2015 as a part-time project between Cam Hilborn (vox, songwriter, guitar) and drummer extraordinaire Aurora Evans, Wine Lips quickly escalated into a full-blown, full-time, full-on international phenomenon. Their debut album took them across North America followed immediately by an intensive and unexpected tour of Hong Kong and China in 2018. They released their massive “Stressor” album the very next year (2019) to rave reviews and massive critical acclaim. Multiple tracks from Stressor charted across North American and European radio, while several songs ended up being featured in broadcast and Netflix series. Endless touring ensued. Then 2020 happened. The band used their mandatory downtime to fully dedicate themselves to crafting their groundbreaking third full-length “Mushroom Death Sex Bummer Party” (recorded by Simon Larochette at The Sugar Shack). The record was released in October 2021 and then shit really hit the fan. The international music press lost their collective minds, penning over 250 glowing features and super positive reviews spanning 35+ countries. At the time of writing, the album blew past 20 Million spins on Spotify alone. The vinyl release of MDSBP is currently in its 7th pressing with 9 different colour variants. The lead track “Eyes” has been licensed to a metric ton of films, series and video games including ABC's The Rookie, Hockey Night In Canada and Population 11. Even more endless touring ensued, except this time the venues were huge and mostly sold-out. Which brings us to the new record… “Super Mega Ultra” is an absolute beast. Recorded by Simon Larochette at The Sugar Shack in Ontario, the album is jam-packed with 12 ramped-up supersonic ear-scorching auditory delicacies. SMU is probably Wine Lips' most ambitious undertaking to date, exploring new thematic territory while firmly maintaining their signature psych garage punk rock panache. You truly need to hear the album to believe it… And if you haven't already guessed, more endless touring is booked for 2024. The wild ride continues!" Excerpt from https://stomprecords.com/bands/wine-lips. Wine Lips: Bandcamp: https://winelips.bandcamp.com Instagram: @winelipsband Website: https://linktr.ee/winelips Records: https://levitation.fm/products/wine-lips Merch: https://winelips.bandcamp.com/merch The Vineyard: Instagram: @thevineyardpodcast Website: https://www.thevineyardpodcast.com Youtube: https://www.youtube.com/channel/UCSn17dSz8kST_j_EH00O4MQ/videos

"Don't shoot/kill/unfollow/gaslight.....the messenger." - Dan Louzonis et al Check out the new Naples, Florida Einstein Blueprint Academy ! Pre-Order my new hardcover book -> https://www.zerogravitykids.com/ Order my new hardcover book -> https://www.homeschoolsecrets.com/

Jeder hat ihn, jeder kennt ihn: Stress. In unserem beruflichen und privaten Alltag kann es nicht darum gehen, jeden Stressor auszuschalten. Es entstehen immer wieder Situationen oder Probleme, die uns fordern.

A huge cut in the interest rate, the stock market going green this morning…but wait, the top issue that stresses Americans is still finances. So the economy is saying one thing but your blood pressure says another. Dave and Debbie discuss this study about the stress of Americans.

In this episode of Empowerment Echoes, Host Shanie Salmon Godfrey explores the dual nature of deadlines and how they can either serve as powerful motivators or become significant stressors. We delve into the psychology behind why deadlines can boost productivity and help us achieve our goals, but also why they sometimes cause anxiety and overwhelm. Learn practical strategies for setting effective deadlines that drive success without the stress, and discover how to balance ambition with well-being. Key Takeaways: Deadlines as Motivators: Understand how deadlines create urgency, enhance productivity, and help you prioritize tasks to stay focused on your goals. When Deadlines Become Stressors: Learn about the common pitfalls of unrealistic or poorly managed deadlines, and how they can lead to burnout and anxiety. Setting Effective Deadlines: Discover a step-by-step guide to creating deadlines that motivate rather than stress, including assessing task complexity, being realistic and flexible, and using deadlines as planning tools. Staying Motivated Under Pressure: Get practical tips for maintaining motivation and managing stress when facing tight deadlines, such as breaking down tasks, practicing self-care, and staying organized. Real-Life Stories: Be inspired by stories of individuals who have transformed their relationship with deadlines, turning them into tools for productivity and personal growth. Applying These Principles in Your Life: Learn how to evaluate and adjust your approach to deadlines, ensuring they help rather than hinder your journey toward achieving your goals. Resources Mentioned in This Episode: Tools for Effective Time Management and Planning Techniques for Reducing Stress and Avoiding Burnout Strategies for Enhancing Focus and Productivity Under Pressure Connect with Us: Follow Empowerment Echoes on Instagram, Twitter, and Facebook for daily inspiration and updates. Visit our website at empowermentechoes.com for more resources and information. Have questions or suggestions for future episodes? Reach out to us on our social media handles Join the Conversation: We'd love to hear from you! How do you handle deadlines in your life? Share your tips and experiences in the comments below or on social media using #EmpowermentEchoesPodcast. Subscribe and Review: If you enjoyed this episode, please subscribe to Empowerment Echoes on your favorite podcast platform and leave a review. Your feedback helps us reach more listeners and continue providing valuable content. --- Support this podcast: https://podcasters.spotify.com/pod/show/empowerment-echos/support

Painful feelings like anger, stress and depression worsen physical pain, as well as mental health. Learn how and strategies to cope in the latest podcast. *Visit the Live Yes! With Arthritis Podcast episode page to get show notes, additional resources and read the full transcript: https://arthr.org/LiveYes_Ep110 (https://arthr.org/LiveYes_Ep110) * We want to hear from you. Tell us what you think about the Live Yes! With Arthritis Podcast. Get started by emailing podcast@arthritis.org (podcast@arthritis.org). Special Guest: Dr. Francis Keefe.

Ever feel like you're about to snap over life's little annoyances? In this episode, we dive into the struggle of keeping cool when it seems like the world is out to get you. From inconsiderate beachgoers to parade-ruining parents, we explore how these everyday frustrations can pile up and push us to the edge. But don't worry, we're not just here to vent – we'll share practical tips on how to deal with these stressors and find your inner zen. By the end of this episode, you'll have some fresh tools to help you navigate life's irritations without losing your cool. Ready to turn that frown upside down? Hit play and let's get started! Takeaways It can be frustrating when people exhibit selfish and inconsiderate behavior that impacts others. Finding a balance between asserting oneself and letting go of situations that are out of one's control can be challenging. Practicing meditation and creating space between the stressor and one's response can help in dealing with frustrating situations. Recognizing the difference between one's own values and imposing them on others versus allowing others to live their lives can help in navigating conflicts. Taking breaks and engaging in activities that bring joy and relaxation, such as listening to podcasts, can help in managing stress and frustration. Chapters 00:00 Encountering Inconsiderate Behavior 03:17 Setting Boundaries and Protecting Others 05:10 Dealing with Assholes in Society 06:47 Imposing Values vs. Allowing Freedom 08:25 Finding Serenity and Maintaining Self-Control 08:55 Reaching the Breaking Point ---- MORE FROM THE FIT MESS: Connect with us on Threads, Twitter, Instagram, Facebook, and Tiktok Subscribe to The Fit Mess on Youtube Join our community in the Fit Mess Facebook group ---- LINKS TO OUR PARTNERS: Take control of how you'd like to feel with Apollo Neuro Explore the many benefits of cold therapy for your body with Nurecover Muse's Brain Sensing Headbands Improve Your Meditation Practice. Get started as a Certified Professional Life Coach! Get a Free One Year Supply of AG1 Vitamin D3+K2, 5 Travel Packs Revamp your life with Bulletproof Coffee You Need a Budget helps you quickly get out of debt, and save money faster! Start your own podcast!    

In dieser Episode tauchen Anke und Claudija tief in ihre jeweilige Seekuhidentifikation ein und fragen sich: Ist Urlaub ein Projekt, das man abhaken muss, eine Zeit für die Erholung, eine Prioritätensetzung oder vielleicht nur ein weiterer Stressor? Die Podcasterinnen sind sich einig: Wir nehmen uns überallhin mit und die innere Mitte ist weder unter Palmen noch in der Arktis zu finden. Es geht um Ankes Campingtrauma und um ihre 25 noch ungelesenen Bücher. Es geht um Claudija, die sowohl die spiegelglatte Adria als auch Ruhe beim Paddeln auf ihrem SUP-Board um 5 Uhr morgens genießt. Ihr erfahrt, dass Kreuzfahrten, die persönlichen Hölle der beiden sind und warum Selbstkritik vor Selbstverblödung schützt. Lasst euch von der Vorstellung verzaubern, wie zwei wunderschöne Frauen mit dem Hintern in übergroßen Schwimmreifen hängen, sich von einem (vermutlich überlasteten) Boot durchs Wasser ziehen lassen und warum Claudijas Mann dabei eine wichtige Rolle spielt. Hört Geschichten aus dem Schweigekloster und erfahrt, warum Jetski-Idioten morgens um 6 Uhr – Gott sei Dank – noch schlafen. Diese Folge von "SHINE ON" ist der perfekte Begleiter für die kleine Auszeit zwischendurch, denn wir bewegen uns luftig leicht durch ein paar Themen und freuen uns wie springende Delfine, wenn du mit uns lachst! Wer darf diesen Podcast noch hören? Leite ihn gerne weiter und damit Du keine Folge verpasst, abonniere uns. Shine on!

Sun, 07 Jul 2024 09:50:09 +0000 https://schlafversteher.podigee.io/77-geraeusche 1ceeb64182b8a684cdf2e9e65c1c3f0d Am Tage wird Stress sehr häufig über Lärm generiert und am Abend nicht rechtzeitig abgebaut. Schon die kleinsten Geräusche können uns nachts den Schlaf rauben. BEGRÜSSUNG Update zum EM-Tippspiel, Schlafverschiebung und Schnarchen EURE FRAGE ZUR LETZEN WOCHE Lara schreibt: Ich bin eine sehr frühe Lärche, so dass ich schon um 21:00 Uhr im Bett liegen muss. Länger kann ich es nicht aushalten. Ich schlafe bis 5:00 Uhr. Was könnte ich tun, um mal ab und zu abends länger wach zu bleiben. Gabriele fragt: Mir ist der Schlaf schon ab 22:00 Uhr sehr wichtig. Allerdings werde ich immer durch meinen Mann wach, wenn dieser dann später zu Bett geht. Ich werde auch wach, obwohl er sich die größte Mühe gibt und ganz leise ist. UNSER ANGEBOT Hier möchten wir ein Mitmachen-Angebot aussprechen: Biofeedback-Training zum konsequenten Nichtdenken überwacht mit einem mobilen EEG für zu Haus. Das absolute Anti-Grübel-Training Bei Interesse schreibt uns einfach unter info@schlafversteher.de an. Das Thema der Woche Lärm, Geräusche und das verteilt am Tage, am Abend und in der Nacht Hintergründe … DAS BESCHÄFTIGT ALLE: Lärm am Tage Lärm ist ein Stressor und Beispiele gegeben an Dezibel-Messwerten. angefangen mit Konzentrationsstörungen bis hin zu Gesundheitsstörungen … Möglichkeiten zur Vermeidung von Lärm am Tage: … Zum Ausgleichen von Lärm: Urlaub, Park, Homeoffice, …. EIGENTLICH HÄTTEN WIR ES WISSEN MÜSSEN: die notwendige Ruhe am Abend Lesen statt Fernsehen … WIEDERHOLUNG MUSS SEIN: Schlafphasen/Schlafstadien In welche Phase hören wir wenig? Wann sind wir besonders empfindlich? Aber das größte Problem für viele - ist das Wiedereinschlafen EINMAL FÜR SIE ZUSAMMENGEFASST: Lärm und Geräusche in der Nacht Wir unterscheiden Lärm von Geräuschen: … Beispiele: Kinder, Wecker, Strasse … ÜBUNG MACHT DEN MEISTER: Erwartungsmanagement Wie laut ist Schnarchen in der Nach. Alle schätzen es zu laut ein. Ein Problem der Erwartungshaltung. Negative Erwartung vs. Fokussierung auf das, was ich machen will. Hier möchten wir ein Mitmachen-Angebot aussprechen: Biofeedback-Training zum konsequenten Nichtdenken überwacht mit einem mobilen EEG für zu Haus. Das absolute Anti-Grübel-Training Bei Interesse, schreibt uns einfach unter info@schlafversteher.de an. UNSERE TIPPS HEUTE 1. Noise-Canceling richtig und in Massen … 2. Schallschutz … 3. Kopfhörer und auf dem Handy die Begrenzungen aktivieren … 4. Beruhigung / Ablenkung 5. Wer generell Geräusch empfindlich ist, der sollte alle grossen wichtigen Schlafroutinen zum Ausgleich beherrschen Vielen Dank für euere Beiträge und euer zuhören. Über gute Kommentare und eine positive Bewertung würden wir uns sehr freuen. Bei Fragen oder dem Wunsch mitzumachen: info@schlafversteher.de (wir behandeln euere Daten vertraulich) Überall da, wo es Podcasts gibt: https://www.schlafversteher.de/abos/ Mehr Infos finden Sie hier: https://www.schlafversteher.de Die Schlafversteher, eine Produktion der vAL • Ton, Schnitt und unsere unermüdliche Gastgeberin: Michaela von Aichberger • Redaktion und unser unnachgiebiger Experte: Andreas Lange full no Geräusche,Lärm,Schnarchen Michaela von Aichberger & Andreas Lange

Sat, 29 Jun 2024 22:01:00 +0000 https://schlafversteher.podigee.io/76-schlaf-vor-mitternacht 7eb6639733a9766e6d6b3eb5e9156cdf Schlaf vor Mitternacht - eine Frage der Perspektive?! Hoffentlich ist dies ein Mythos? BEGRÜSSUNG Zwei Wochen EM, Autokorsos, warme Nächte, Besuch im Waldstadion EURE FRAGEN ZUR LETZTEN FOLGE Maria schreibt: Ihr habt das „Nicht-Fußball-Schauen“, als Option angesprochen, dem Stress aus dem Weg zu gehen. Hier möchte ich einen Stressor ergänzen. Es gibt Leute, welche ihre Energie damit verschwenden, andere davon zu überzeugen, dass das Ganze mit der EM oder der Fußball Unsinn ist! David schreibt: Nach aufregenden Fußballspielen, bin ich nicht in der Lage, in den Schlaf zu finden. Ihr hattet einige Dinge angesprochen, aber ich komme nicht runter. Bin ich noch normal? DAS THEMA DER WOCHE: der Schlaf vor Mitternacht ist am erholsamsten! Ist unser Thema ein Mythos oder nicht? Dieses Thema stimmt nur bedingt, teilweise und nicht für alle Schlafenden. Wer seinen Rhythmus gefunden hat, für den spielt es keine Rolle, wenn er stets seine 7-8 Schlafstunden zusammenbringt. WIEDERHOLUNG MUSS SEIN: die Chronotypen bezogen auf unseren Mythos Für Lerchen gilt tatsächlich, dass es ratsam ist, schon gegen 22:00 im Bett zu sein, aber nicht weil…… Für Finken und Eulen gilt: … HABE ICH MIR ES DOCH GEDACHT: Dann betrachten wir den Schlaf vor 24 Uhr mal näher für eine Lerche Was passiert in den ersten beiden Stunden im Schlaf? Was ist, wenn wir dort nicht ausreichend Tiefschlaf erhalten? Lässt sich dieser Tiefschlaf auch später in der Nach nachholen? Wie wird dies von Schlaf-APPs unterschiedlich bewertet? UNSERE TIPPS HEUTE Kein Stress wegen der 24:00 Uhr Im Bett vor 24 liegen und nicht schlafen ist auch keine Lösung Der Schlafphasenwecker, wenn … Vielen Dank für euere Beiträge und euer zuhören. Über gute Kommentare und eine positive Bewertung würden wir uns sehr freuen. Bei Fragen oder dem Wunsch mitzumachen: info@schlafversteher.de (wir behandeln euere Daten vertraulich) Überall da, wo es Podcasts gibt: https://www.schlafversteher.de/abos/ Mehr Infos finden Sie hier: https://www.schlafversteher.de Die Schlafversteher, eine Produktion der vAL • Ton, Schnitt und unsere unermüdliche Gastgeberin: Michaela von Aichberger • Redaktion und unser unnachgiebiger Experte: Andreas Lange full no Michaela von Aichberger & Andreas Lange

Three Osteopathic Practitioners' Holistic Perspectives on Health, Mindset, Movement, Longevity, Beauty & more. It's easy to focus solely on the tissues local to the area of concern & not think about the impact on our internal organ systems. Surgery, antibiotic use, & new medications can all have effects on the body, especially our digestive tract. Lauren discusses why we can't neglect gut health following a medical event, & offers tangible tips on where to start and what to prioritize. - The mindset around a medical event: the STRESSOR, the IMPACT, & the REMEDY - How medications can support a surgical agenda but leave us nutrient depleted - What supplements correct the negative outcomes after medication use - Not putting additional stress on the body through food & product exposure so that we can support the body in post-surgical recovery We're passionate about showcasing Osteopathy as an integral part of healthcare. As well as other alternative practices that share the common goal of staying proactive when it comes to health. Want to get inspired to take your health into your own hands? Discover how small, intentional changes have great effects on how we move through life. We cover it all! Find us on Instagram & TikTok @WellAndBack Please consider Rating, Reviewing & Subscribing to our Podcast. Music from #Uppbeat (free for Creators!): ⁠⁠https://uppbeat.io/t/richard-smithson/shacked-up⁠⁠ (⁠https://uppbeat.io/t/richard-smithson/shacked-up⁠) License code: CI8KXYV0EGUPVTAN

Stressed out, frustrated or having trouble sleeping? Stress is physiological for perfectionists and our physiological stress impacts our brain, our ability to speak, to think and our emotional agility. So if you want to have the ability to take charge of perfectionism, you gotta solve stress at the source. Bc you don't have time to do 20 minutes of deep breathing when stressors pop up, you need a personalized process that works instantaneously fast. And that's the first thing I teach Perfectionism Optimized clients, how to de-stress level in any moment, so they can get back in charge. Discover how to solve stress at the source and the exact clues to identify if you need a process to help you handle your stress ASAP.On paper, you've got it together— isn't it time you felt like it?  Perfectionism Optimized, private 1-1 coaching gives you the life-long skills to  *finally feel* as amazing on the inside as your life looks on the outside. Apply today at https://courtneylovegavin.com/optimized Mentioned In This Episode:Why Perfectionists Burnout (Perfectionism Rewired Ep. 176)When Deep Breaths Aren't Enough (Perfectionism Rewired Ep. 192) EP 227 TIMESTAMPS:00:00-The Most Important De-Stress Skill Nobody Taught You00:47-Why Intellectual Solutions Don't Ease Stress02:10-The Impact of Stress on the Body's Systems03:55-The Looming Shadow of Chronic Stress06:38-Recognizing Stress Eruptions07:30-Patterns of Self-Destructive Stress Behavior09:48-Physical Manifestations of Unresolved Stress11:17-Rewiring Perfectionistic Habits Truth + Accuracy Sources:Chu, B., Marwaha, K., Sanvictores, T., Awosika, A. O., & Ayers, D. (2024, May 7). Physiology, Stress Reaction. Retrieved June 14, 2024, from Nih.gov website: https://www.ncbi.nlm.nih.gov/books/NBK541120/Handley, A. K., Egan, S. J., Kane, R. T., & Rees, C. S. (2014). The relationships between perfectionism, pathological worry and generalised anxiety disorder. BMC Psychiatry, 14(1). https://doi.org/10.1186/1471-244x-14-98Larijani, Roja, and Mohammad Ali Besharat. “Perfectionism and Coping Styles with Stress.” Procedia—Social and Behavioral Sciences 5 (2010): 623–27. https://doi.org/10.1016/j.sbspro.2010.07.154Sirois, F. M., J. Monforton, and M. Simpson. “If Only I Had Done Better: Perfectionism and the Functionality of Counterfactual Thinking.” Personality and Social Psychology Bulletin 36, no. 12 (2010): 1675–92. https://doi.org/10.1177/0146167210387614.

Stress ist ein Überlebensmodus. Er setzt in uns ungeahnte Kräfte frei, um in lebensbedrohlichen oder schwierigen Situationen zu kämpfen oder zu fliehen. Während vor tausenden Jahren der Tod durch ein gefährliches Tier noch ein realer Stressor war, so sind es heute vor allem Alltagssituationen, die uns stressen. Auf kurze Sicht hat Stress daher auch gute Seiten und wir können dadurch maximal leistungsfähig sein. Doch viele Menschen gelangen heutzutage von einer stressigen Situation in die nächste - ohne sich dazwischen wirklich erholen zu können. Im schlimmsten Fall entwickeln sie chronische körperliche und psychische Folgen, die nicht zu unterschätzen sind. Nicht umsonst bewertet die Weltgesundheitsorganisation Stress als eine der größten Gesundheitsgefahren. In der neuen Folge von "Besser leben" geht es um die Ursachen von Stress, was Dauerstress mit uns macht und wie wir es schaffen, dass wir erst gar nicht ständig gestresst sind.

Talk given in 2024

Der Job-Stress-Index von Gesundheitsförderung Schweiz zeigt, dass fast ein Drittel der Erwerbstätigen unter Stress leidet. Vor allem junge Frauen sind von emotionaler Erschöpfung betroffen (41%). Warum leidet unsere Gesellschaft zunehmend an Burnout? Die Gründe sind vielfältig: Was wir durch technische Errungenschaften an Zeit gewonnen haben, haben wir in Produktivität umgesetzt. Auch der wachsende Druck durch soziale Medien bis hin zu globalen Unsicherheiten wie Terrorismus oder Umweltproblemen tragen zur Zunahme von Burnout-Erkrankungen bei. [Dr. Sebastian Haas](https://www.linkedin.com/in/sebastian-haas-14bb0a225/) betonte, dass ein erhöhtes Kontrollbedürfnis, verursacht durch ständige Erreichbarkeit und Informationsflut, besonders belastend ist. Sebastian empfiehlt daher im Gespräch mit [Duri Bonin](https://www.duribonin.ch), das Handy aus dem Blickfeld zu nehmen, um die Dopaminausschüttung bei jeder Nachricht - ein Belohnungsmoment, der gleichzeitig ein Stressor ist - zu reduzieren. Als Strafverteidiger erhält man Einblicke in die unglaublichsten Fälle und arbeitet eng mit sehr unterschiedlichen und spannenden Menschen zusammen. Im Podcast [Auf dem Weg als Anwält:in](https://www.duribonin.ch/podcast) versucht der Anwalt [Duri Bonin](https://www.duribonin.ch) gemeinsam mit seinen Gesprächspartnern (Beschuldigte, Verurteilte, Staatsanwälte, Strafverteidiger, Gutachter, Opfer, Unschuldige, Schuldige …) zu ergründen, wie diese ticken, was sie antreibt und wie sie das Rechtssystem erleben. Behandelt werden urmenschliche Themen. Bei genauerem Hinsehen findet man Antworten auf eigene Fragen des Lebens und der Gesellschaft. Podcastfolgen mit [Dr. Sebastian Haas](https://www.hohenegg.ch/personal/haas-sebastian/): - [#606 Stressoren und Ressourcen: Wer ist besonders gefährdet für Burnout oder Herzinfarkt?](https://www.duribonin.ch/606-stressoren-und-ressourcen-wer-ist-besonders-gefaehrdet-fuer-burnout-oder-herzinfarkt/) - [#603 Präventive Massnahmen gegen Burnout – mit Dr. Sebastian Haas im Gespräch](https://www.duribonin.ch/603-praeventive-massnahmen-gegen-burnout-mit-dr-sebastian-haas-im-gespraech/) - [#601 Kein Schachmatt! – Gespräch mit Dr. Sebastian Haas über Frühwarnzeichen von Burnout](https://www.duribonin.ch/601-kein-schachmatt-gespraech-mit-dr-sebastian-haas-ueber-fruehwarnzeichen-von-burnout/) - [#598 Grenzen der Belastbarkeit: Burnout-Risiko bei juristischen Berufen](https://www.duribonin.ch/598-grenzen-der-belastbarkeit-burnout-risiko-bei-juristischen-berufen/) Links zu diesem Podcast: - [Klinik Hohenegg](https://www.hohenegg.ch) - [SEB - Schweizer Expertennetzwerk für Burnout](https://www.linkedin.com/company/seb-schweizer-expertennetzwerk-für-burnout/) - Anwaltskanzlei von [Duri Bonin](https://www.duribonin.ch) - [Lehrbücher für Anwaltsprüfung und Anwaltsmanagement](https://www.duribonin.ch/shop/) - Das Buch zum Podcast: [In schwierigem Gelände — Gespräche über Strafverfolgung, Strafverteidigung & Urteilsfindung](https://www.duribonin.ch/shop/) Die Podcasts "Auf dem Weg als Anwält:in" sind unter https://www.duribonin.ch/podcast/ oder auf allen üblichen Plattformen zu hören

Larry Hagner hosts members of the Dad Edge Mastermind in this behind-the-scenes episode. This is an opportunity for members to ask Larry and the community their most pressing questions and get tailored insights from experienced dads. From work-life balance to dealing with tough emotions and building stronger relationships with our kids, this episode is packed with actionable insights and practical strategies to help you become the best dad you can be.  Sit back, listen in and get ready to level up your fatherhood game. www.thedadedge.com/summit2024 www.thedadedge.com/mastermind

Dr. Beth Westy, an expert in female hormones, discusses the importance of hormones in weight loss and health for women. She emphasizes that hormones play a significant role in how the body processes nutrients and how the female body's hormonal shifts and changes affect metabolism. Dr. Beth highlights the need for comprehensive hormone testing, such as the Dutch test, to identify imbalances and customize treatment plans. She also addresses the lack of research on the female body and the importance of considering the impact of stress and nutrient deficiencies on hormonal health. Dr. Beth Westie discusses the Eastern approach to women's health and how it can be applied throughout the menstrual cycle. She explains how different foods can be incorporated to support hormonal shifts and regulate the pattern. Dr. Westie also discusses the importance of exercise during different phases of the menstrual cycle and how it can be adjusted to optimize results. She then delves into the topic of perimenopause and menopause, highlighting the changes in hormone levels and the need for stress management and lifestyle adjustments during these transitions.Keywordsfemale hormones, weight loss, health, hormones, hormone testing, hormone imbalances, Dutch test, stress, nutrient deficiencies, Eastern approach, women's health, menstrual cycle, hormonal shifts, cooling foods, warming foods, seed cycling, exercise, perimenopause, menopause, stress managementTakeawaysHormones play a crucial role in weight loss and overall health for women.Comprehensive hormone testing, such as the Dutch test, is essential to identify hormone imbalances and customize treatment plans.The impact of stress and nutrient deficiencies on hormonal health should not be overlooked.There is a need for more research on the female body and its hormonal fluctuations. Incorporating cooling and warming foods based on the different phases of the menstrual cycle can support hormonal balance and regulate the pattern.Exercise recommendations can be adjusted during different phases of the menstrual cycle to optimize results.Perimenopause and menopause are natural transitions that require lifestyle adjustments and stress management.Individual experiences may vary, and it's important to find an approach that works best for each person's unique needs.Chapters00:00Introduction to Dr. Beth Westy and the Importance of Hormones04:17Identifying Hormones and Symptoms in Women09:12Comprehensive Hormone Testing and Customized Treatment11:05The Benefits of Urine Testing for Hormones14:17Addressing Symptoms and Customizing Treatment19:44Exercise as a Stressor and Managing Stress for Hormonal Health24:26Eastern Medicine Approaches to Hormonal Health27:54Introduction to the Eastern approach34:32Understanding seed cycling45:32Navigating perimenopause and menopause52:54Becoming a metabolic detective http://drjade.com/butcherbox Connect with Next Level HumanWebsite: www.nextlevelhuman.comsupport@nextlevelhuman.comConnect with Dr. Jade TetaWebsite: www.jadeteta.comInstagram: @jadeteta

In this episode, my guest is Dr. David Yeager, Ph.D., professor of psychology at the University of Texas, Austin, and the author of the forthcoming book "10 to 25." We discuss how people of any age can use growth mindset and stress-is-enhancing mindsets to improve motivation and performance. We explain the best mindset for mentors and being mentored and how great leaders motivate others with high standards and support. We also discuss why a sense of purpose is essential to goal pursuit and achievement. Whether you are a parent, teacher, boss, coach, student or someone wanting to improve a skill or overcome a particular challenge, this episode provides an essential framework for adopting performance-enhancing mindsets leading to success. For show notes, including referenced articles, additional resources and people mentioned, please visit hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman AeroPress: https://aeropress.com/huberman ROKA: https://roka.com/huberman Waking Up: https://wakingup.com/huberman Momentous: https://livemomentous.com/huberman Timestamps (00:00:00) Dr. David Yeager (00:01:49) Sponsors: AeroPress & ROKA (00:04:20) Growth Mindset; Performance, Self-Esteem (00:10:31) “Wise” Intervention, Teaching Growth Mindset (00:15:12) Stories & Writing Exercises (00:19:42) Effort Beliefs, Physiologic Stress Response (00:24:44) Stress-Is-Enhancing vs Stress-Is-Debilitating Mindsets (00:29:28) Sponsor: AG1 (00:30:58) Language & Importance, Stressor vs. Stress Response (00:37:54) Physiologic Cues, Threat vs Challenge Response (00:44:35) Mentor Mindset & Leadership; Protector vs Enforcer Mindset (00:53:58) Sponsor: Waking Up (00:55:14) Strivings, Social Hierarchy & Adolescence, Testosterone (01:06:28) Growth Mindset & Transferability, Defensiveness (01:11:36) Challenge, Environment & Growth Mindset (01:19:08) Goal Pursuit, Brain Development & Adaptation (01:24:54) Emotions; Loss vs. Gain & Motivation (01:32:28) Skill Building & Challenge, Purpose Motivation (01:39:59) Contribution Value, Scientific Work & Scrutiny (01:50:01) Self-Interest, Contribution Mindset (01:58:05) Criticism, Negative Workplaces vs. Growth Culture (02:06:51) Critique & Support; Motivation; Standardized Tests (02:16:40) Mindset Research (02:23:53) Zero-Cost Support, Spotify & Apple Reviews, Sponsors, YouTube Feedback, Momentous, Social Media, Neural Network Newsletter Disclaimer

EXPERTENGESPRÄCH | Ein alarmierendes Nebenprodukt unserer Hochleistungs-Gesellschaft ist, dass die Zahl der stress-bedingten Arbeitsausfälle seit Jahren immer weiter nach oben geht. In diesem Podcast erkunden Joel und Stefan, welche Faktoren diesen zunehmenden Stress auslösen, wie sich der Stress bei Arbeitern und Management unterschiedlich äußert und was man sowohl als Individuum, als auch als Firma tun kann, um diese Stressfaktoren zu minimieren. Du erfährst... …wie Stefan Stress definiert …in welche Ebenen Stefan Stress unterteilt …warum Menschen in ihrem Arbeitsumfeld Stress erleben …wieso der Vergleich mit Anderen Gefahren birgt …weshalb es gut ist einen Mittelweg zwischen Denken und Fühlen zu finden …wie man Stress am besten abbaut …ob die Ziele, die ich verfolge, wirklich meine eigenen sind …wo ich Stressverstärker minimieren kann Diese Episode dreht sich schwerpunktmäßig um Leadership: Dazu spricht Joel regelmäßig mit Stefan Lammers von SLBB, der auf die Entwicklung von High Performance Teams spezialisiert ist. Du bist hier genau richtig, wenn du auch zur High Performance Führungskraft werden und erfahren willst, welche Potenziale in deiner Führung stecken. Ob für dein gesamtes Unternehmen oder für dein Team – mit diesem Podcast katapultierst du deinen Führungsstil auf ein neues Level. __________________________ ||||| PERSONEN |||||

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Thomas und Wolfgang sprechen über die Geschichte der Supplementierung, die Entwicklung von Operationsmethoden in der Gastroenterologie, übermässigen Konsum von Fruktose als Stressor für den Darm, eine kritische Betrachtung des Sissy Squats und warum mineralische Weine aus Chablis eine bessere Kaufentscheidung sind als eine Sissy Squat Maschine.

Herzlichen Dank an unsere WERBEPARTNER:www.carnivoro.eu: Supplemente rund um die Carnivore ErnährungMit dem Gutscheincode CARNITARIER erhältst du 10 % Rabatt auf deinen ersten Einkauf! Affiliate Link: www.carnivoro.eu/carnitarierin www.kaufnekuh.de: Fleisch aus artgerechter Haltung mit fairen Preisen für LandwirteMit dem Gutscheincode CARNITARIER erhältst du 10 € Ermäßigung auf deinen Einkauf ab 50 €. Folge 132: Robert Krug - Eiweiß, ganzheitlich betrachtetRobert Krug, Wirtschaftsinformatiker, ist 10-facher Buchautor über Low Carb und beschäftigt sich seit zehn Jahren mit Ernährung. Er arbeitet zusammen mit Dr. Strunz und ist dort Mitautor der Newsletter.Sein Weg zu Low Carb begann, wie bei so vielen, mit Darmproblemen. Er stieß auf die Bücher von Dr. Strunz und begann dann mit dem Selbststudium der Ernährungslehre.Im Interview sprechen wir über hohe Ferritinwerte, die Bioverfügbarkeit von pflanzlichen versus tierischen Proteinen, Glutathion und Taurin als Entgiftungshelfer, Schwermetallbelastung bei Fisch und Meeresfrüchten, das Weidetier als einziges noch artgerecht gehaltenes Nutztier, CO2-Bilanz beim Weidetier, Milchprodukte, Fasten, Dauerketose, Nebennierenerschöpfung, Cortisolausschüttung, Cortisolmessungen, Hochleistungssport als Stressor, Cortisol als Energiebooster, Kohlenhydrate als Antistressor, Gluconeogenese als Stressor und teure Herstellung von Glucose, unser Körper als Wunderwerk bei der Balance von Hormonen und Mineralien, der ketogene Stoffwechsel als natürlicher, ursprünglicher Stoffwechsel, Muskelaufbau durch mehrere Mahlzeiten und natürliches Eiweiß. Ihr könnt Robert Krug erreichen über Instagram: @_robertkrug oder über seine Webseite: www.robertkrug.com.  Folgende Titel hat unter anderem Robert Krug verfasst: Eiweiß, ganzheitlich betrachtetDer EnergiefixZucker, Blut & BrötchenDer FastenkompassLow Carb Long LifeErste Hilfe bei Insulinresistenz und DiabetesHör auf deine Gene: Die Zukunft der Gesundheit ist personalisiertDas kleine Gesundheits 1x1 Haftungsausschluss:Alle Inhalte im Podcast werden von uns mit größter Sorgfalt recherchiert und publiziert. Dennoch übernehmen wir keine Haftung für die Richtigkeit, Vollständigkeit oder Aktualität der Informationen. Sie stellen unsere persönliche subjektive Meinung dar und ersetzen auch keine medizinische Diagnose oder ärztliche Beratung. Dasselbe gilt für unsere Gäste. Konsultieren Sie bei Fragen oder Beschwerden immer Ihren behandelnden Arzt.

Learn about the evidence-based techniques and tools of Stress Reappraisal. We delve into how changing your perception of your stress response can lead to better performance in settings like exams and public-speaking, can change your physiology and can positively impact those around you. Dr. Emily Hangen is a Visiting Assistant Professor at Fairfield University, Instructor at Harvard Extension School and is about to commence as an Assistant Professor at State University of New York Brockport. Chapters 0:00 Show Intro 2:35 Beliefs about stress 18:40 Stress vs. Stressor 23:00 Stress Reappraisal 36:20 Outcomes of Stress Reappraisal 50:08 Limitations of Stress Reappraisal 53:45 Implementing Stress Reappraisal Show Notes "Stress reappraisal during a mathematics competition: Testing effects on cardiovascular approach-oriented states and exploring the moderating role of gender" by Hangen et. al. (2019) "Get Excited: Reappraising Pre-Performance Anxiety as Excitement" by Brooks (2014) "Emotion regulation contagion: Stress reappraisal promotes challenge responses in teammates" by Oveis et. al. (2020) "Turning the knots in your stomach into bows: Reappraising arousal improves performance on the GRE" by Jamieson et. al. (2010) "Reappraising Stress Arousal Improves Performance and Reduces Evaluation Anxiety in Classroom Exam Situations" by Jamieson et. al. (2016) "Reappraising Stress Arousal Improves Affective, Neuroendocrine, and Academic Performance Outcomes in Community College Classrooms" by Jamieson et. al. (2022)

Hey hey! A little bit of a life update // personal reflections episode sharing more behind the scenes of why we relocated our family from Pennsylvania to Florida, what the process has really been like, realizations of just how darn stressful moving is, and more! This time of year has me feeling a bit reflective on 2023, so I'm also sharing some encouragement for you as you gear up for a transition into 2024! We will be back in early January with more new episodes!! Episode Recap: Our recent life-changing move + how I've been on auto-pilot and in ‘hustle mode' to get ALL the things done over the last few months, and what I'm doing to regulate myself post moving Why we chose to move A few things I'm incorporating into my regular routine that have been very healing and restorative for meSome big realizations I've had since movingMy reflections from 2023 + my thoughts and encouragement for you in whatever season you're currently in**Disclaimer: The information shared in this podcast is NOT meant to be taken as individual or medical advice. Please seek the advice of your physician or healthcare provider regarding any medical condition or treatment.FULL SHOW NOTES (including all links and resources I mentioned in this episode): https://margaretpowell.com/episode24Connect with me on Instagram @margaretannpowell and @fueledandfreenutritionFor questions or suggestions about the podcast, send us an email at fueledandfreepodcast@gmail.com

Dr. Aaron Samuel Breslow (Montefiore Medical Center and Albert Einstein College of Medicine) joins AJP Audio to discuss the racial and ethnic disparities in the impact of COVID-19 and pandemic related stressors and adverse mental health outcomes on health care workers in the Bronx, New York.  Following we'll once again check in with American Journal of Psychiatry Editor-in-Chief Dr. Ned Kalin on the rest of the December issue of AJP. Breslow interview [00:56] Why look at the Bronx in particular? [2:54] COVID-19 related stressors and pandemic related stressors [05:27] Unrelated adverse mental health outcomes [07:40] Limitations [09:29] Policy considerations [11:39] Further research [14:22] Kalin interview [16:17] Breslow et al. [16:34] Guintivano et al. [18:36] Copeland et al. [22:10] Joseph et al. [25:21] Shim and Rodriguez [27:15] Transcript Be sure to let your colleagues know about the podcast, and please rate and review it on Apple Podcasts, Google Podcasts, Stitcher, Spotify, or wherever you listen to it. Subscribe to the podcast here. Listen to other podcasts produced by the American Psychiatric Association. Browse articles online. How authors may submit their work. Follow the journals of APA Publishing on Twitter. E-mail us at ajp@psych.org

Professor Marcus Maurer is joined by Professor Eduardo Souza Lima to explore the relationship between stress and urticaria, and the implications of mast cells and neuropeptides in chronic spontaneous urticaria. Do you have suggestions for future episodes? Please provide feedback and offer your suggestions for future topics and expert selection here. Utilise the following external links to access additional resources relating to the topics discussed in this episode: Neuro-Immuno-Psychological Aspects of Chronic Urticaria, Expression of Hypothalamic-Pituitary-Adrenal Axis in Common Skin Diseases: Evidence of its Association with Stress-related Disease Activity, Psychological Stress and Chronic Urticaria: A Neuro-immuno-cutaneous Crosstalk. A Systematic Review of the Existing Evidence, Exaggerated Neurophysiological Responses to Stressor in Patients with Chronic Spontaneous Urticaria, Disease Activity and Stress are Linked in a Subpopulation of Chronic Spontaneous Urticaria Patients and High Prevalence of Mental Disorders and Emotional Distress Patients with Chronic Spontaneous Urticaria. Access additional resources by signing up to Medthority and to be notified for future ‘All Things Urticaria' podcast episodes! For more information about the UCARE/ACARE network and its activities, please visit: UCARE Website, UCARE LevelUp Program, ACARE Website, UCARE 4U Website, UDAY Website, CRUSE Control App and CURE Registry.

Stress is our body's natural reaction to change, and it occurs regularly in our daily lives. Additionally, while typical stress triggers an instinctive reaction from our bodies and minds, micro-stresses, also known as low level stress, are not even perceived by either. These small individual stressors, such as constant meetings, deadline pressures, and the challenge of balancing work and life—may not seem overwhelming on their own. But, what you don't know CAN hurt you! Join hosts Nola Boea and Lori Vajda as they teach you how to “tune in” to these subtle stressors so you can regain control of your well-being and improve your professional performance.Thanks for listening! Let's stay connected!If you enjoyed this show, subscribe to the podcast wherever you listen. That way, you'll never miss an inspiring, motivating episode. Want more helpful tools, tips, and inspiration delivered to your inbox? Sign up for “News You Can Use” at Sticky Brand LabWe love hearing your feedback! Leave or voice your message hereIf you haven't already, please connect with us on Facebook! Would you like to be a featured guest or have your question, comment, or review mentioned? Ask Muse!Business success strategies are in the works. Come have a listen!In This Episode, You'll Learn The surprising impact of 'micro-stresses' that go unnoticedWhy low level stressors undermine your wellbeingDiscover how those tiny 'micro-stresses' can add up and what you can do to reduce, minimize, even eliminate themKey points Lori and Nola are sharing in this episode:(01:59:05) Why you need to be aware of the microstresses that affect you on an individual level(03:08:21) When we're unaware of our low level stressors, we're not able to identify why we feel the way we do or use the same stress management tools that we would for high levels of stress(05:09:30) Awareness is the first step because, without awareness, you can't take action(07:57:07) This is one way to identify the typical microstressors that have the greatest impact on you(13:41:30) Focus on the what, who, and when microstressors appear so you know where and how in your body you experience them both physically and mentallyResources You can subscribe to Lori and Nola's show (we love you and want to make it easy) on Apple Podcasts, Spotify, Audible, Google Podcasts, or wherever you listen to podcasts.ConvertKit: Our #1 Favorite Email Marketing Platform   (This is an affiliate link)Podcast Transcript

Crossing the Value-Based Healthcare Rubicon isn't just a journey, it's a revolution in care, where the currency is quality, and the compass is compassion. This transformation is both an economic and moral imperative, and in the alchemy of healthcare, transforming economics isn't just about numbers; it's the catalyst for transmuting care outcomes into golden results that enrich both lives and ledgers. This week you have access to two of the leading minds in value transformation. We are joined by Dr. Edward McEachern (Executive Vice President and Chief Medical Officer for PacificSource) and Jenni Gudapati (Value-Based Healthcare Program Director and Clinical Associate Professor at Boise State University). In this illuminating episode, we delve into the transformative realm of value-based healthcare with a diverse range of topics. Our insightful interview explores the value movement and its profound impact on economics and care outcomes. We unravel the intricate dynamics of care management, particularly in the context of chronic diseases, while shedding light on the crucial aspects of risk adjustment, Annual Wellness Visits, and Quality Improvement. We also investigate the concept of "Gold Carding" and the role it plays in healthcare transformation. Furthermore, we delve into higher education's pivotal role in shaping the future of healthcare value, emphasizing the essential skills that healthcare leaders of tomorrow must possess. Tune in for an enlightening discussion that navigates the evolving landscape of healthcare, economics, and leadership! This week's episode is brought to you by Edifecs – an EMR-agnostic, interoperable, and AI-enabled technology helps providers unify and utilize data for a more complete digital portrait of patient populations. The result: better clinical, financial, and compliance outcomes.  To learn how Edifecs' applications can enhance prospective risk adjustment and value-based contract performance, visit edifecs.com today. Episode Bookmarks: 01:30 Introduction Edward McEachern, M.D. and Jenni Gudapati, MBA, RN 06:50 The slow uptake of accountable care (HCP-LAN: only 20% of healthcare payments flow through Categories 3B and 4 APMs). 07:20 Provider challenges: supply chain disruptions, labor shortages, high inflation, and the end of COVID-19 relief payments. 08:20 Congressional Budget Office projects insolvency of the Medicare Trust Fund by 2026. 08:50 The economic necessity of value-based health care to reduce unnecessary spending. 09:35 “In the shadow of COVID we have crossed this Rubicon where there is a push on the current paradigms of care delivery and payment.” 10:15 Stressor #1: The retirement of the Boomer workforce will create a 14% structural deficit in accessible labor. 10:30 Stressor #2: FFS infrastructure collides with APM adoption strategies and cannot support value transformation. 11:20 Stressor #3: Shift of hospital care delivery to the outpatient and home setting. (“It is never coming back.”) 11:50 “This chronic complex system of care that takes care of people in the post-acute setting is not adequately available in most communities.” 12:20 “LAN 3B and 4 payments will only help in the context of the operational reshaping of the health delivery system.” 12:50 Value-based consumer perspective needed: 46% cannot afford out-of-pocket healthcare expenses! 13:20 Low value services that do not track to best patient outcomes. 13:50 Revenue dependency on a sick-care model of fee-for-service medicine. 14:35 “Too many health inequities exist. We need to financially incentivize providers to take care of underserved populations.” 15:20 “Healthcare is the only industry that is Yelp proof.” (the dislocation between costs and consumerism) 16:20 What if we created a well-financed and integrated SDOH health system to work alongside the sick care health system? 17:50 The power of the Annual Wellness Visit (AWV) in patient-centered care.

In this episode, we share more about eczema's impact on mothers' mental and emotional well-being, drawing insights from a research paper. You'll also get to hear my own story of battling the stress and anxiety that often comes with having children with eczema. Remember, you're not alone on this challenging journey. ​ Tune in to discover: ​ - Why eczema is the leading condition that causes the most stress in mothers  - Insights into how eczema can contribute to depression and mental distress - The link between maternal depression and eczema severity  - How the stress in mothers is equivileant to mothers of children with severe disabilities  - How to avoid feeling guilt or blame for your child's condition. ​ Get my free ebook on 6 Ways To Clear Eczema: https://bit.ly/FreeClearEczemaEbook ​ Research paper: "Stress in mothers of young children with eczema" (https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2083902) ​ Book a free eczema breakthrough call to help you conquer eczema: https://www.conqueryoureczema.com/client-results ​ Visit www.eczemaconquerors.com for more support.

One of the most common underlying stressors exacerbating ADHD symptoms and affecting mood regulation is something called Kryptopyrrole. Tune in to this episode of  the Soaring Child podcast to discover exactly what kryptopyrroles are, as well as what to do if you suspect your child might have elevated levels of pyrroles.  Dana Kay is a board-certified holistic health and nutrition practitioner, two times International best selling author,  and the CEO and founder of the ADHD Thrive Institute. As a mother of a child with ADHD, she knows firsthand the struggles that come with parenting a neurodiverse child and the freedom that is possible once parents learn to reduce ADHD symptoms.  Dana has been featured in Forbes and on Fox and CBS, and various other online media. She has also been a guest at multiple parenting and ADHD summits and podcasts. She has already helped over 1000 families find freedom from ADHD symptoms so that children with ADHD can thrive at home, at school, and in life. Link for free ADHD breakthrough call - https://bit.ly/3X5ZVvT  Key Takeaways: [2:04] Common symptoms of Kryptopyrrole  [2:59] What is Kryptopyrrole and how does it affect minerals in the body?  [5:23] What causes Kryptopyrrole - 2 schools of thought [6:01] Other conditions related to Kryptopyrroles  [7:49] What to do if you suspect Kryptopyrroles  [9:45] A few things to note about Kryptopyrroles [11:10] Additional pieces of the puzzle that can affect children with ADHD  [15:14] Summary of entire episode  [17:02] How Dana's son is doing today   Memorable Moments:   "In this week's episode, we are going to talk about one of the most common underlying stressors affecting children with ADHD, and that is kryptopyrrole.” "My son used to have explosive anger, anxiety, poor tolerance to emotional stress, irritability. And I could go on and on. All of these symptoms are related to something called Pyrroles.” "People with pyroluria have been found to have exceptionally low levels of both vitamin B6 and zinc.” "Pyroluria is commonly linked to ADHD, autism, dyslexia, anxiety, depression, Down's Syndrome, schizophrenia, learning disabilities, bipolar disorder,  and even alcoholism." "In extreme cases of pyroluria, there are severe mood swings and even violent behavior.” "Some people with mild to moderate pyroluria can have a quick improvement within a few weeks of increasing zinc and vitamin B6. But others with more severe pyroluria it can take upwards of 3 - 12 months to balance those levels.” "The number one thing contributing to our children's ADHD symptoms is inflammation.” "The World Health Organization (WHO) ranks chronic inflammatory diseases as the greatest threat to human health, and these diseases are being driven by inflammation in the body.” "Pyroluria may contribute to some of our children's ADHD symptoms. If it is at play, it results in a dramatic deficiency of zinc and vitamin B6. It can cause a wide range of emotional and other symptoms.”   Dana Kay Resources: Website: https://adhdthriveinstitute.com/  Facebook: https://www.facebook.com/ADHDThriveInstitute/  Instagram: https://www.instagram.com/adhdthriveinstitute/  YouTube: https://www.youtube.com/c/ADHDThriveInstitute  LinkedIn: https://www.linkedin.com/company/adhd-thrive-institute/mycompany/  Pinterest: https://www.pinterest.ph/adhdthriveinstitute/  Tiktok: https://www.tiktok.com/@adhd_thriveinstitute    International Best Selling Book, Thriving with ADHD – https://adhdthriveinstitute.com/book/  Free Reduce ADHD Symptoms Naturally Masterclass – https://bit.ly/3GAbFQl   ADHD Parenting Course – https://info.adhdthriveinstitute.com/parentingadhd ADHD Thrive Method 4 Kids Program – https://adhdthriveinstitute.com/packages/

SUPPORT: I don't ask for your money, but if the show is meaningful to you, I do ask that you SEND THE PODCAST LINK to a friend and tell them about Predestined for Joy and The Heidelberg Catechism. GOOD PODCAST! I pastor a historic (1727) independent Reformed church in Manheim, PA. Check out our sermon ministry @ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jerusalem Church Sermons⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! PLEASE LEAVE A SINCERE 5-STAR RATING IF YOU CAN. Are you thankful for your local church? Have you thanked God recently for your church? Your church is God's gracious gift to you and through it, He cares for you, body and soul. May the Lord increase your gratitude for His provision through your church. PODCAST: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podcast Addict⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, Overcast, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Google Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon Music⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and more. BOOKS: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Predestined for Joy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠; ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Heidelberg Catechism⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (Don't you want this on your coffee table? It's cheap and valuable! Great deal.) BLOG: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠smalltowntheologian.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ASSOCIATIONS: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Confessional Podcast Network⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Society of Reformed Podcaste⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, & ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Podcast Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

SUPPORT: I don't ask for your money, but if the show is meaningful to you, I do ask that you SEND THE PODCAST LINK to a friend and tell them about Predestined for Joy and The Heidelberg Catechism. GOOD PODCAST! I pastor a historic (1727) independent Reformed church in Manheim, PA. Check out our sermon ministry @ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jerusalem Church Sermons⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! PLEASE LEAVE A SINCERE 5-STAR RATING IF YOU CAN. Are you thankful for your local church? Have you thanked God recently for your church? Your church is God's gracious gift to you and through it, He cares for you, body and soul. May the Lord increase your gratitude for His provision through your church. PODCAST: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podcast Addict⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, Overcast, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Google Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon Music⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and more. BOOKS: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Predestined for Joy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠; ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Heidelberg Catechism⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (Don't you want this on your coffee table? It's cheap and valuable! Great deal.) BLOG: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠smalltowntheologian.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ASSOCIATIONS: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Confessional Podcast Network⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Society of Reformed Podcaste⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, & ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Podcast Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

According to the U.S. Department of Veterans Affairs, post-traumatic stress disorder (PTSD) affects anywhere from 11 to 30% of veterans, depending on the conflict they were involved with. For example, 11 to 20% of veterans who participated in Iraqi Freedom and Enduring Freedom have been diagnosed with PTSD compared to 30% of Vietnam veterans. But these statistics only tell part of the story. First, they link PTSD to combat, but non-combat PTSD is very common in veterans. They also fail to represent those who may not even realize that they have PTSD—or those who suspect they have it but fail to seek a diagnosis and treatment. So the question for you is, could you be suffering from PTSD without knowing it or getting the help that you need? If so, you're not alone. Too often, veterans suffer in silence in the abyss of PTSD. Let's dive in! Do You Need VA Claim Help? WE'RE THE EXPERTS! If you need some help with your VA disability claim, join VA Claims Insider Elite TODAY and get started on your VA disability claim for FREE: https://vaclaimsinsider.com/elite-membership/ ***Video Timestamps*** ⏩ 00:00 VA Claims Insider Introduction  ⏩ 11:31 Are You Suffering From Post Traumatic Stress Disorder (PTSD)? ⏩ 14:11 5 Reasons Why You Might Be Missing the Signs of PTSD ⏩ 14:20 Reason 1: You Weren't in Combat ⏩ 15:43 Reason 2: You Think You Will Look Weak ⏩ 17:00 Reason 3: You Haven't Yet Experienced Symptoms or Are Just Now Experiencing Them Months or Years Later ⏩ 17:47 Reason 4: You Haven't Identified a Stressor ⏩ 21:07 Reason 5: You're Masking Your Symptoms ⏩ 26:23 Get Help Now ⏩ 27:04 Questions Answered by VA Claim Experts ⏩ 60:04 Need VA Disability Claim Help?

Oh friends, I'm so excited to share this episode with you! After this conversation with Caroline I went to my local gym and booked some sessions, I was so inspired. I can't imagine anyone will listen to this episode and not get excited to lift some weights or go to the gym. I'm talking to Dr. Caroline Addington, who is a former scientist turned personal trainer, about the joy of deadlifts. Seriously, we love our deadlifts, they make you feel so powerful. Caroline shares all her thoughts about fitness and strength and how women being strong is part of defying the patriarchy because we are not expected to be or look strong. Caroline and I talk about why it is that there are mental blocks for women going to a gym. It's intimidating to step through that door, to step into a world of buff men and equipment that gives us stress. But confronting that anxiety can turn that stress into a positive motivation. There are mental and emotional benefits to taking those steps. I talk about how much I love to deadlift and my new love affair with kettlebells and Caroline and I examine why women are reluctant to do weight training. We examine that fear of being or looking “unfeminine” that is drilled into us and how that's a symptom of the patriarchy. Being at the gym together is an act of solidarity and in defying the criticisms of our bodies. I am so happy about this episode and I hope you are as excited as I am about Caroline's fitness and strength inspiration.About Dr. Caroline Addington:Dr. Caroline Addington is a former scientist turned NASM Certified Personal Trainer who loves helping women lift heavy, get strong and *actually enjoy* the gym. She's the host of top-rated podcast Co-create, founder of Well + Strong Training and an Aries through and through ❤Learn more about Dr. Caroline Addington:WebsiteInstagramPodcast__Resources mentioned in this episode:“The Upside of Stress” by Kelly McGonigal“The Joy of Movement” by Kelly McGonigal“The Feminine Mystique” by Betty Friedan“The Book of SHE” by Sara Avant Stover—Learn more about Dr Michelle Tubman and Wayza Health:Website: www.wayzahealth.comFollow me on Facebook and Instagram

Tom Seeko, one of the founders of Florida Veterinary Advisors, recently spoke at the NAVC VMX 2023 conference where he discussed with the audience how to eliminate the #1 stressor for employees. During this episode, you will get a snippet of the actual presentation along with some helpful tips to start the conversation with employees and work towards eliminating the stress they feel around finances. Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQSign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a timeCheck out our social media channelsFacebookLinkedInYouTube

This episode focuses on a problem that goes overlooked in many marriages: alcohol addiction. Scott and Vanessa lay out the risk factors for alcohol dependency as well as its signs and symptoms. They also offer suggestions on how to help your spouse (or yourself) if you suspect an addiction is developing.Follow us: Instagram, Facebook, YouTubeBlended Kingdom Family Website

Problem Solving a Social Stressor & Strategizing Progress Day 17. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Problem Solving a Social Stressor & Strategizing Progress Day 17. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Get highlighted information about stress and how it's going to impact your progress. Your goals are the most important part of life and how you engage with stress will be the ultimate indicator of the possibilities of success or failure. To find more ways to achieve your success, schedule with Mahatma below ⬇️ Last month, I said yes to trying out a drink that has been adding peace into my life. So here is my way of extending peace to you from me. So if you are Looking to grab yourcellf some Magic Mind drinks? Below is the link and discount code Go to https://www.magicmind.co/em And a discount off your subscription Discount CODE EM20 Meet the HOST Mahatma Starseed is the founder of Elite Motivation411. As a holistic business coach, Mahatma assist you in focusing on how to approach your career, health, home life and the way you educate yourcellf and your family and/or tribe. As the creator of Elite Motivation411 and EM Healing deep intention is to build a enlightened awareness for our communities so that we can better care for yourcellf and our families. You can connect for one on one Spiritual Growth Consulting or Group workshops. Check out the links below to see how to keep in touch with Mahatma Follow up with your own private unfoldment. Schedule a session below https://calendly.com/emotivation411-calendly/empowerment More Scared Services below or to get a copy of her ebook https://linktr.ee/EliteM411 Find out more about us on IG/FB @elitemotivation411 on YOUTUBE --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/mahatmastarseed/message

Today I share an easy and powerful tool that tunes you back into God's presence where He offers perfect peace. This is something you can do throughout the day to help you de-stress. I think you'll love it! For the song I mentioned, click here. Here are the examples I give in this episode. Ex. 1 IN: I love you. OUT: You love me. IN: I love you. OUT: You love me. Ex. 2 IN: You are here. OUT: And you love me. IN: You are here. OUT: And it makes me smile. Ex. 3 IN: Beautiful One. OUT: Fill my thoughts. IN: Beautiful One. OUT: Fill my thoughts. Ex. 4 IN: You're in me. OUT: I'm in you. IN: You're in me. OUT: I'm in you. To sow into this ministry, click here. (Please note that once you click it says, Breathing God Mentorship. It is just a way to sow into the ministry and does not indicate that you are part of my mentorship group. You can increase the amount you give by upping the quantity. Thank you SO much for your gift!)

According to a recent survey by the American Psychological Association, 84% of adults reported feeling stressed out. Two-thirds say that they feel overwhelmed by the issues they face. This is no way to live, much less thrive. In this episode, we're going to talk about the importance of distinguishing between stress and stressors. Because this can be the first step toward reducing their negative effects, both on our bodies and on our lives.If stress eating is stressing you out, go to Weighless.life/stress and join us on Oct 23, 2022

On this episode Allison Sesso, the CEO & President of RIP Medical Debt talks about their unique approach to alleviating medical debt of Americans. By leveraging medical debt markets and partnering with hospitals, RIP Medical Debt is able to achieve 100X leverage on every dollar donated to wipe out debt at scale.   How big is the problem? The SIPP survey suggests people in the United States owe at least $195 billion in medical debt. Approximately 16 million people (6% of adults) in the U.S. owe over $1,000 in medical debt and 3 million people (1% of adults) owe medical debt of more than $10,000.     RIP Medical Debt by the numbers: $7,091,262,274 in medical debt relieved so far 3,987,191 individuals and families helped 2021 Annual Report   The debt relief we provide reduces mental and financial distress for millions of people. Here's how we got started.   RIP Medical Debt was founded in 2014 by two former debt collections executives. Over the course of decades in the debt-buying industry they met with thousands of Americans saddled with unpaid and un-payable medical debt and realized they were uniquely qualified to help those in need. They imagined a new way to relieve medical debt: by using donations to buy large bundles of debt that is erased with no tax consequences to donors or recipients. From this idea RIP Medical Debt was born, a New York based 501(C)(3). The results have been spectacular—billions in medical debt eradicated so far, providing financial relief for millions of individuals and families.   About Allison Sesso President / CEO Allison Sesso became the President / CEO of RIP Medical Debt in January of 2020. RIP Medical Debt was established for the sole purpose of reducing the medical debt burdens of low-income individuals with limited capacity to pay their medical bills by leveraging donations from people across the country. They have abolished $7,091,262,274 to date for over 3,987,191 people. Under Allison's leadership and in response to the COVID-19 pandemic, RIP Medical Debt launched the “Helping COVID Heroes Fund” focused on relieving the medical debts of healthcare workers and emergency responders like nurses, home health aids, pharmacists, social workers, hospital technicians, the National Guard and others working on the front lines of the pandemic. It also benefits service workers and others facing financial hardship resulting from the COVID induced economic downturn. Through this effort RIP has abolished over $100 million in medical debt. Prior to joining RIP Medical Debt, Allison served as the Executive Director of the Human Services Council of New York (HSC), an association of 170 nonprofits delivering 90% of human services in New York City. Under her leadership HSC pioneered the development of nationally recognized tools designed to illuminate risks associated with government contracts, including an RFP rater and government agency grading system. She led negotiations with New York City and State government on behalf of the sector and successfully pushed for over $500 million in investments to address the nonprofit fiscal crisis. During her tenure at HSC, Allison also led a commission of experts focused on socialdeterminants of health and value-based-payment structures and published the report,Integrating Health and Human Services: a Blueprint for Partnership and Action, that examines the challenges of operationalizing relationships between health and human services providers, offering several recommendations. She also served on the New York State Department of Health's Social Determinants and Community Based Organizations (CBO) Subcommittee helping to formulate recommendations around the integration of CBOs into Medicaid managed care. Allison's work on behalf of the human services sector led City & State to recognize her as a top nonprofit leader in 2018 and 2019, one of the 25 most influential leaders in Manhattan in 2017, and one of New York City's 100 “Most Responsible” in 2016. She recently received the 100 “Most Responsible” award for the second time for her efforts at RIP Medical Debt. Allison also serves as the Vice Chair of the nonprofit “Right to Be,” formerly Hollaback!, a global movement working to end harassment through bystander intervention training and storytelling.    Rough Transcript   [00:00:00] George Weiner: This week we have an awesome guest who I, I think I promised I would track down somebody from R IP medical Debt because they kept showing up in the news and innovative approach to dealing with, uh, a tremendous. Problem in America around, uh, I'd say healthcare and debt, and none other than Allison Seso, the CEO and President is joining us. [00:00:52] This means a lot. Thank you, Allison, for, for taking the time today. [00:00:55] Allison Sesso: Thanks for hunting us down and finding us. We love talking about our work and, and the issue of, of medical debt, so I appreciate every opportu. . Well, [00:01:05] George Weiner: let's drive right into it on the front page of r i p medical debt.org. On the front page of the.org site, I see every $100 donated relieves 10,000 in medical debt. [00:01:19] First off. That gets my attention. What a perfect way to start a conversation. But how does that work exactly? [00:01:29] Allison Sesso: Yeah. We are a, uh, a unique model and we take advantage of the for profit, uh, debt market, uh, and use it for a mission driven purpose, which is really exciting and, and I think unique. So we do get an incredible return on investment and it's because there is a market for debt buying, uh, that is, has been established, and That is because, uh, there is a for profit industry that we take advantage of, uh, and they are looking to make money off of the issue of debt. We, on the other hand, are trying to relieve debt, so we take donations from individuals, we take 'em to the debt market, and we buy large portfolios at. [00:02:10] So, the individuals that are in those portfolios tend to be financially burdened. They are poor, they are, um, in fact, to qualify for our program, you have to be 400% of poverty or below, or the debt birth burden has to be significant compared to your overall income. So it has to be 5% or more of your income. [00:02:28] We do an analysis of the debt portfolio and we buy all of the accounts that qualify and then we purchase them based on. For profit rates. And so we're competitive with that market, but because the for profit folks are trying to make money, they have to really depress the prices and they have to have a really deep discount in order to make sure that they're making their money back. [00:02:49] And so we don't have to make our money back. And so we're able to take, you know, $1 and turn it into a hundred dollars of medical debt relief. And as you pointed out, you can ex expand that. So, you know, $500 gets rid of 50. Um, $50,000 of medical debt. And so that's how we're able to, provide massive debt relief to the tune of $7 billion to date and grow. [00:03:12] George Weiner: Yeah, I think there's a lot to unpack there. Maybe I, um, wanna poke a little bit more into like, making sure I actually get this. So let's say I'm, you know, a family living below the, the poverty line meeting your, your standards. There's an, uh, unexpected accident and injury. I then am in the hospital for a few days and suddenly I'm walking around with 45 grand in debt overnight. [00:03:34] And because of the way our systems work, this is now. A debt I owe to creditors. Now that debt, as I understand, can first go from the hospital to maybe a secondary buyer, right? There's like all these markets of like, Oh, I'll grab that one, I'll grab that one. And then it seems like they're, there's a discount on it cuz it's not dollar for dollar you're getting. [00:03:56] A hundred x leverage on it. So there's some discounting of my debt with that 45,000. Can you just walk me through like the individual, like I am sitting here, I've got 45 grand in debt. I can run off to a sort of like Go fund me type site and be like, Please, please, please, please pay this money. I have a story. [00:04:19] I have a narrative. And unfortunately I have to compete with other stories around me. What is the alternative path that my 45 K debt takes in your world? [00:04:29] Allison Sesso: Yeah, so your, I could buy your debt probably for $45. That's the diff . That's, that's the difference. It's pretty, you know, I'm sorry, I don't understand. [00:04:39] I'm sorry For $450. Sorry. Yeah. Okay. Um, Um, Um, so yeah, I could buy your debt for $450 and that is because I'm not just buying your. I am buying the entire provider's portfolio of bad debt, so it's more attractive of an option. So basically I'm, I'm a hospital or another healthcare provider. I am serving people who can't afford to pay. [00:05:02] They are poor as you just described. And, and by the way, just to be clear, it's 400% of poverty or below, so it's not just under poverty, but four times the amount of poverty. So it's people that are poor but but not necessarily. Oh, so [00:05:16] George Weiner: four x the whatever, $45,000 Exactly. Anywhere you are. Okay. So [00:05:21] Allison Sesso: that, that matter. [00:05:22] So we're really like helping people that. Really trying to make ends meet but aren't actually, uh, technically in poverty based on the federal definition. So you, you know, you, there's, there's, you have to, In order for our model to work, we're buying the entire portfolio of many of those individuals who have the 45,000 or a thousand dollars or $2,000 of debt. [00:05:43] Uh, that all together. So it's source driven. So basically I'm going to the hospital or other healthcare provider and I'm saying, Give me the debts. Give me your entire portfolio of debt that you have tried to collect and you have been unable to collect and mostly been able, unable to collect because the individuals are, uh, financially stressed out and can't. [00:06:03] Afford to pay this bill. I will look at that portfolio and I will assess what can I pay for that? And this is if I'm a for-profit, not F R P medical debt, but as a for-profit debt buyer, I will say, Okay, I'm gonna pay this. I'm gonna pay you an X amount of dollars for the entire portfolio for thousands of people's bads. [00:06:23] On the bet that at least I can squeeze enough out of that. Mm-hmm. , you get to make up for the investment that I've made plus, Right. Cuz I'm looking for a profit and I squeeze those individuals either by calling them, by putting it on their credit, you know, and giving them bad credit by sometimes suing them and taking, putting leans out on their. [00:06:43] Um, on their cars, on their vehicles. So I take different tactic to try and collect on that. And so that establishes this debt market that establishes a price that is very depressed and discounted. And again, that's what r i p medical debt takes advantage of. So I'm competing with that already depressed price that is driven by the fact that people are trying to make a profit off of these bad debts. [00:07:05] But in my world, I've sort of flipped it on its head and I'm. I will pay the same as the for profits, but I'm not trying to make a profit. I'm just trying to provide relief. So I'm going to take donated dollars, so I don't need to make any money back. I'm gonna go to that same debt market. I'm gonna say, give me all of the bad debts that you have available. [00:07:25] I'm gonna pull out the ones that are for, which is most of them, like 80% oftentimes of people who are financially uh, struggling. And I will pay. this amount, and I pay based on, usually the debt is, um, the older it is, the cheaper it is because [00:07:42] George Weiner: the idea is it pays outstanding, puts a higher discount on the probability [00:07:46] Allison Sesso: that gets behind. [00:07:46] I'm, I'm paying like, you know, a million dollars for, you know, $300 million worth of debt in one fail swoop. And so it's thousands of people that are getting helped. [00:07:58] George Weiner: Mm-hmm. . Mm-hmm. . So staying with the story here, I have incurred this 45,000. I have not been able to pay it back in thirty, ninety, a hundred eighty days. [00:08:09] I am within that window of one to four x the poverty level. And do you like show up at my door? Like an oversized check. Is it like, uh, so like how am I notified that? Like, hey, you're suddenly like, you don't owe this anymore. Like, how does this final, like I release you of your burden before, Like what, Like is there a confetti? [00:08:34] I'm like, that would be a lot of, uh, groundwork for us because we've helped over 4 million people. So that'd be a lot. Lot [00:08:40] George Weiner: of confetti. And then we got the environmental problem on that. A lot of conf the [00:08:43] Allison Sesso: confetti ideas. Yeah, exactly. It would be a lot, lot of champagne, you know, it would be a lot. no, we, what we do, first of all, The debts tend to be at least a year old because the hospital does it is required like by regulation, they have to try to collect that could be sending one letter, it could be sending two letters. [00:08:59] It depends. And so every hospital is different. And the thing is, when you've seen one hospital and their approach to collections, you've seen one hospital and their approach to collections. So there is no like, well what's the standard? There's some norms, but there's really differences. Like for example, not while hospitals sell their debt roughly and. [00:09:17] Like, I'm not even a hundred percent sure, like, but it's roughly like 30% of hospitals that sell their debt. So not even all hospitals sell their, their debt to begin with. but we do get hospitals to sell to us that don't normally sell to other for profit debt buyers, which is, I think, important. But So you are that individual. [00:09:34] We would not have access to your file and your debt and when, until a hospital engages with us and agrees to work with us. So that's an important element of our model, is that hospitals have to be interested in working with us and say yes to dis debt relief. Once we get a hospital involved, we will get their entire bad debt portfolio. [00:09:53] So you, if your debt of that 40, uh, what did you say? $45,000? Mm-hmm. , then we. , uh, send letters in mass like we do to every other individual that's in that thousands at one time that basically say, We are our IP medical debt. We have relieved your debt. You are free and clear. Check us out. We're for real. [00:10:14] Like, believe us. and [00:10:16] George Weiner: oh yeah, but there's a lot of, Sure right Where, where's the timeshare agreement? [00:10:21] Allison Sesso: Right. And you don't have to do anything. And the other thing that's really important is there's no tax burden associated with it. When, when certain debts are relieved, there can be a tax burden because it's considered a gift equal to the amount of the debt that's been released. [00:10:33] Right, exactly. So could you imagine you get a debt relieved and then you get a tax bill. It's like when you win a lotto and you have to pay taxes. You're like, what? ? The good news is soured. but with r p medical debt, that is not the case because we are disinterested third party. So you get this debt relief free and clear. [00:10:48] And honestly, the, the debt relief happens whether or not you actually pay attention to the letter. They really can [00:10:53] George Weiner: just continue to do what you were doing, which was ignore the problem and hope it goes away. Which I have to say, never were, I can't use the word never, because apparently sometimes that works. [00:11:04] Allison Sesso: Well, I mean, look, the people who were, we are helping though, at the end of the. everyone. I mean, we get the stories back from individuals. Mm. They want so desperately to pay. They really do. And they feel like failures because they haven't been able to pay. Mm-hmm. . So these aren't people who are just like, Whoa, let's hope for the best. [00:11:25] I'll just keep ignoring this. And you know, these are individuals. Something happened to them. Either they got sick, they were in an accident, whatever happened to them. Maybe they just are poor, like, and, and have other obligations they have to pay for and they can't pay this bill. And so we are relieving those debts of individuals who were forced to pay a bill that they should have never been forced to pay because it's unaffordable. [00:11:51] George Weiner: Yeah. Cuz clearly they had that desire to pay it back, but not the means by which to do it. What's more, medical prices are not exactly accurate in the United States. [00:12:03] Allison Sesso: I don't know if the word is accurate. They are all over the place because we have this weird system where the insurance company is paying and the prices are ar. [00:12:16] Yeah. [00:12:18] George Weiner: Yeah. Uh, when you operate as an individual in a system designed for these large players that are charging what they will, it just breaks, it seems like, and you're just left with outrageous numbers, and debt burns. [00:12:32] Allison Sesso: I think that we've created a, a. Typical consumer approach to healthcare and it doesn't work like the economics don't align when you're buying healthcare, first of all, you would pay a lot more than you would for any other good or service, right? [00:12:49] Because it's your health and your wellbeing. So like your artificially willing to to pay more. And I think we take a little bit of advantage of that in some ways. And, and I think that the fact that we have insurance companies that are negotiating what to pay is. Makes it complicated and it's really hard to navigate this as an individual, nor I think should we have that expectation that people, while they're sick, should be navigating what they're gonna pay for a service that they have Really no real way of doing comparison shopping on. [00:13:24] George Weiner: this is very different than a lot of other models that I see. And you must, and I see it on the site saying, if you were an individual looking for medical debt relief, that is not us. And that must be hard because you were. You know, behind the curtain that's behind the curtain running in debt markets, which frankly, you know, this may be the first time many people are hearing about this. [00:13:51] I'm curious how, how did this organization come about? It's been around for, for a while. [00:13:59] Allison Sesso: Well, I mean, actually we've only been around since 2014, so it's not that old considering, I mean, a lot of nonprofits. Just years old. You know, we, we were . We've only been around since 2014 and we, we came we came into being, because we have two, uh, former debt buyers who understood the market. [00:14:17] I think that was a key element of it. Craig and Jerry understood, uh, how the debt market works and what it costs to buy. , they were inspired by Occupy Wall Street, actually. Uh, and they saw that there was this group doing this thing called the Jubilee, where they were trying to do just what r i p does in, in large scale, which is to buy medical debt, and relieve it, but to make a point. [00:14:42] And they recruited actually Jerry's help in this. And then Jerry referred Craig. Then they sort of made their point as part of the Occupy Wall Street movement, and they were gonna pack up and go home kind of on, on this whole debt relief front. And I think Jerry sort of said to Craig like, We gotta make this a real thing. [00:15:01] And so they did. They, they really, they, and I think that they have a book that, that they put out talking about this. You can find it on our. , it's called End Medical Debt, and it tells sort of the origin story of of R I P and and and how they thought about this and one of the key moments that really helped the organization propel forward. [00:15:20] Was being highlighted on John Oliver, which, you know, I'm a big fan of, I was before I got this role and knew about r i p medical debt, but he really, did some debt relief through the institution and, uh, and that propelled a lot of donors to come to the table. Cuz without donors, this really doesn't work. [00:15:38] I mean, I can go to the debt market all I want, but if I don't have a lot of people supporting my ability to buy the debt, it, it doesn't, it doesn't work. So, That's our story. It was two Defiers who were brave. They took some. They almost went into poverty on, on, on their own because of the fact that they, they took this, uh, this on and they just thought this was too good of an idea to let go. [00:16:00] And again, John Oliver helped propel us and then the board of directors, you know, said, Let's take it to the next level. And, and then I came in as a, as a seasoned executive director type and, and we were able to really, uh, propel this work forward and we're gonna keep doing. . [00:16:16] George Weiner: Yeah. I mean, 24, I mean, you've made it through some, some filter bubbles for sure. [00:16:22] In terms of like the filtering of can you make it five years, can you make it over a, a certain amount of revenue, but you're starting to, uh, really pull. Pull through. It also strikes me because medical debt is the number one reason someone declares bankruptcy and it seems like this is, uh, something that may slow that down. [00:16:45] Uh, but I don't know how big you need to be, like billions of dollars that you have done. 4 million people. I think you said like those are big numbers. How big do you actually need to be in your mind to, I'm not gonna use the word solve, because you, you are not solving, you are resolving a broken system that will continue to break things. [00:17:08] But how big do you need to. To take this actually on at the level that you'd imagine? [00:17:13] Allison Sesso: Yeah, I, it's a good question and it's one I often think about as an executive director, or sorry, as a, as a CEO of the institution, it's one I often think about. What I would say is that, , we need to both be a certain size and relieving a certain amount of debt every year. [00:17:32] And I don't know what exactly what that number is. It really depends on the donation size. Maybe it's 10 million, maybe it's 20 million. I like the number 25, in terms of our budget size every year, uh, I'd love to grow to that size and, and you know, we're, we're more than halfway there already today, in consistent revenue, but, you know, we'll, [00:17:51] But the other thing is, I, I loved how you framed it and said, We're not solving but, but resolving this, the issue. And that's a hundred percent true. And that is our mantra. What I wanna make sure is that we're not just trying to grow to a size that picks up and just keeps resolving the issue, but at, in the process of resolving the issue for individual. [00:18:12] We are very intentional about telling the larger story about the issue of medical debt and how systemic in nature it is, and that we are very intentional about pushing for larger changes that are above our pay grade as an institution. And so to me that is really the key. So our size almost doesn't matter as much as our. [00:18:36] And so by growing our voice within this work and growing our expertise and taking the data that we are getting in mass, so we are having a deeper understanding. How many people, uh, we, how many people we're helping, what their situation is, what is their race? What is their economic situation? Where do they live? [00:18:56] Is this, is this problem more prevalent at certain types of hospitals, nonprofit versus for profit? I think over time we'll be able to take a deeper look at our data collectively as we do more and more direct hospital work and contribute to this issue in a larger scale. And be able to hopefully push for, uh, larger solutions that are above again, our pay grade and who we. [00:19:22] George Weiner: So the debt, we were talking about this before, the debt that a individual incurs, going back to like, here's a, my $45,000 and surprise debt that I now owe. I have a family, uh, we live, you know, in a house we're doing right. But this is something that frankly does not fit into the budget, not even by a long shot. [00:19:42] Uh, I may. Go into bankruptcy, but it seems like there is a like actual adverse medical effect to having debt. There's like a relationship to having this like held over my head that has negative consequences. We think we were talking about the drama report or other reports out there that suggest that like, I mean, it's just. [00:20:09] It hurts my brain to put it in the order of logic that like I went to the hospital to get better and now I'm probably gonna get worse because of the overpriced and debt that now chases me indefinitely. And can you tell me a bit about that relationship of debt distress? [00:20:23] Allison Sesso: Yeah, absolutely. Uh, it is the number one theme that we see in the letters that come back from individual. [00:20:29] We help, uh, it's overwhelming for individuals and, you know, stress is. Undermining of health and financial stress. Stress is one of the biggest things, and we look at poor communities and we see. You know, diabetes, we see all these stress related diseases, heart issues that are all stress related, that are more extreme. [00:20:54] Uh, and so in, in terms of medical debt, it is in itself a social determinant of health. And the social determinant of health is something that hospitals have increasingly been looking at and are spending. Millions, billion dollars, billions of dollars across the country trying to invest in community programs that address social determinants of health. [00:21:16] And yet, as this Gemma report that came out just recently shows the medical debt created from going to the hospital itself is a social determinate of health. So if, if we can really look at medical debt, , we can actually get rid of one of the stressors that's causing people to have to go to the hospital or get care to in the first place. [00:21:38] So I think it's a really key issue that you're raising and one that we wanna make sure that we keep elevating. Cuz again, these providers, these hospitals are investing lots and lots of money into social determinants of health. Those are things like environmental situations family dynamic. You know, lot things that are in the environment, not your own personal health. [00:21:57] You know, living in a food desert. All those kinds of things contribute to the undermining of health. And it's a, it determines how well you're going to be healthy, hence, hence the social determinate of health language. And so the fact that medical debt itself is among those is something we need to really look at. [00:22:14] And I'm so grateful that there is this new report that points to this because I think it will create, To reexamine billing and practices at. [00:22:26] George Weiner: and I think this is the Jam and Network, uh, that that put this out. But we'll put a link in the, the show notes on it cuz there's a certainly a lot in there and it's one of those things I'm glad somebody did the research on and I am now forced to think about it, but also, I'm sadly not surprised. [00:22:44] I'm not surprised that having, uh, you know, the, the threat of somebody putting a lean on the house that, you know, my kid lives in, like wouldn't cause me stress. Like I go, I went in cuz I broke my ankle, right? I went in cuz I broke my, and I walk out like two years later with diabetes and other stress related disorders that put me back on that bill. [00:23:05] Like, [00:23:06] Allison Sesso: well not only that but the other on top of that, the. Stressor is that people don't go to that hospital because they're scared. They're either gonna incur more debt cuz they have had some, or they know of a friend or family member that's had debt and that it's put them in a, you know, difficult situation and so they don't go and get the care that they need. [00:23:24] People are sitting outside of hospitals waiting to see if the pain dissipates before they walk in. or they're just ignoring it and, you know, putting, you know, Ben Gay on their knee over and over and over again, and taking Advil and trying to ignore the problem until it gets to a point where it's actually even more expensive to solve and to adjust. [00:23:46] George Weiner: Yeah, I mean, the, the size of the problem, it, you know, it's, what I like is that this is a pretty smart and leveraged play at an intractable problem, like the, the scale that you need to play at. And I'll just play, I'll, I'm show my own hand. I don't think it's solved by GoFundMe. No. Truly just it is, and you also even brought up the tax issue that I'm pretty sure if I got my 45 grand from people giving me money, and it showed up as a check to me, I now owe at least a third of that I think in taxes, depending on where I [00:24:19] Allison Sesso: am. [00:24:21] Yeah, I'm not exactly sure how the GoFundMe works in terms of the tax system, but it's definitely a popularity contest. How. That's the problem because what I mean for GoFundMe to work you, you need to tell your story effectively enough to have people give to you over others. GoFundMe is, The number one thing people go to, like they go to GoFund me for medical debt. [00:24:47] It's the number one reason to go to GoFund me. And most of them do not work. They do not reach, reach their goals. And certainly you're not gonna reach your goal if you have an ongoing medical issue. Like what? If you have, uh, a chronic condition, you can't keep going back to the well and begging your friends and family. [00:25:02] Not to mention the fact that a lot of people are able to. Money if they have friends with money and people with money tend to have other friends with money. People without money tend to have friends without money. So the, the, the GoFundMe is absolutely not a solution and it really is a popularity contest. [00:25:18] It's how well you're able to tell your sob story. and I just think that's a freely heartbreaking situation that we're putting people in to have to put themselves out there in that way in order to solve their medical death. . [00:25:33] George Weiner: Yeah. The, you know, frankly, it's, it's not really the, the individual's supposed to do everything they can in their power. [00:25:39] and so if you're back into the wall, I understand the market force is there pushing there, but there's only one winner in that. It's the person that takes 2% of transaction. if you were looking at a macro system, something like r i p, medical debt, uh, I'm wondering if, you know, just to sort of speculate on it, are there other areas where you feel. [00:25:58] George Weiner: Financial levers, debt markets even are unexplored avenues for this type of impact. [00:26:08] Allison Sesso: I mean, I think that there's probably other kinds of unaffordable debt that could be looked at for sure. The thing is, medical debt is unique, and I do think that people are potentially more willing to donate to, uh, medical debt causes because you have such little control over the situation. [00:26:27] You, you can be insured. Most people actually are insured. 90% of Americans are insured today. yet 41% have medical debt. So it is not a matter of having insurance. So you can do everything right. You can have, I. , you can still and are likely actually to get medical debt. In fact, the, the number one cause of medical debt isn't, is, or, or directional relationship is not whether or not you have insurance, but whether or not you get sick, like, so you're, that's, that's the number one connector, which is that means you couldn't be insured. [00:27:02] So I. At the end of the day, we can't look at things like GoFundMe for the solutions here. I think you're right that it is, uh, just creating more profit on top of a, a profitable system. Yeah, we, we have to, we have to look at at bigger solutions beyond beyond this, and I think that, that our model could be used for other areas. [00:27:25] but I think that people are more likely to give to medical debt because of the fact that there's so much little control over how much debt you end up in. People are less forgiving if you end up overusing your credit card or, Yeah, even if you can't pay a utility bill. Honestly. Yeah. [00:27:40] George Weiner: Yeah, the story obviously, obviously matters, but also, you know, I'd say your ability to, as you came back to it, say like you're able to go through and understand the data behind the actual communities that you're choosing to go for, and just to track back on the conversation. [00:27:56] You're like in your. Ideal world, you're like, I think we have about 25 million worth of work you wish you could do every year in this. [00:28:05] Allison Sesso: Yeah, I think 25 million feels right today. Now, I don't know. I mean, ask me, you know, in, in a year from now how, how we feel about that. But I think 25 million gives us a pretty steady pace. [00:28:16] Of doing debt relief, in mass, right, For individuals while also investing in our own ability to tell the story of medical debt. Cuz that's important, right? Like not every dollar do we only spend on medical debt. We spend a lot, almost every dollar on medical debt relief. But we also are intentional about investing in storytelling so that individuals can be heard and that we're, we are thinking about what is, what it feels. [00:28:43] To have medical debt. And what are the implications on your mental health? What are your struggles with the hospital finance system? What is it like for your family every single day when you have this thing looming over your head? How have you avoided care? What other trade offs and decisions have you made? [00:29:00] Have you borrowed from friends and family? All those kinds of things. So we are investing in different systems, but I think 25 million. Feels good as an annual like rate of our budget size because I think that gives us a large scale ability to relieve debt across the country for a lot of people again, and, and lifting up the stories at the same time. [00:29:26] Yeah. [00:29:27] George Weiner: Yeah. Well, just, I mean, I won't call out your nine 90, but it, it is all public and so you're, you're hoping to grow there, it seems. [00:29:36] Allison Sesso: Yes. We're hoping to grow there. That's right. I mean, we've had, we've been, uh, lucky to get a 50 million gift from McKenzie Scott, uh, which is Jeff Bezos's ex-wife, and she's been wonderful in the nonprofit sector and able to. [00:29:51] push organizations forward. But that's a one time gift, right? Yeah. We're able to do those in multiple years, but we have to be careful about you not expanding our staff to have an expectation that that's gonna be our permanent bottom line. So we pay lot of attention to that reality, and so that's propelled us forward in a lot of good ways and allowed us to invest in even ways in which we can donate and become more, you know, In which we can maximize our ability to fundraise and then also look at our own systems, become more efficient so that we don't need as much staff. [00:30:26] Uh, so we've done those two things with those funds, but we need to grow to, I think, a, a permanent, like 25 million size where it's year after year we're able to support that. [00:30:38] George Weiner: And that makes sense. Part of my mind, I keep going back to this $45,000 family that just ran into this just stroke of unlock and, you know, following through the pattern. [00:30:50] Like it, it is amazing that there is R ip, medical debt that may show up like in some ways, like a lottery ticket that you're like, I didn't know I was playing this one, but I won. And like frankly, I've lost enough. That's amazing. I wonder if there's a world where the probability that I'd have to pay my full debt could be made more publicly known to me. [00:31:12] And I know there's also nonprofit hospitals that technically if they're serving the public benefit actually are. Uh, due to absolve some of that debt as well. But I feel as though you're not told the full truth when you're handed that bill for your, you know, scan your PT scan and you're like the what? [00:31:29] And your overnight visit. There's no like, and by the way, you know the probability if you're in this area and you make this much, that if you just wait, frankly one year and don't pay this, like nothing battle happen because the converse is true. We've been taught to pay every bill that shows up to us. [00:31:44] Cuz that's how you are an honest participant in. , uh, economic society, What does that look like? ? [00:31:52] Allison Sesso: Yeah. So it's, that's a difficult question to answer because I don't think we're in enough hospitals yet, by any stretch, to, for anyone to feel confident or comfortable to just, you're just gonna [00:32:02] George Weiner: run around and catch that fly ball. [00:32:04] Yeah. Yeah. [00:32:04] Allison Sesso: Right. And also, we're still investing in our fundraising abilities. And I don't know, at some point maybe people are exhausted about paying for this too. And our issue. Not as exciting. You know, we, we are competing, frankly for donate donor dollars with things like Ukraine or abortion rights or gun rights, you know, so there are, there is a limitation to how much I can guarantee that I'm gonna be able to relieve people's debt. [00:32:28] And also remember that in order for me to relieve your debt, you have to be financially burdened, right? So you have to be 400% of poverty or below, or the debt has to be large compared to your. So I would be leery of people feeling comfortable with the idea that eventually not [00:32:45] George Weiner: pay. By the way, this is not financial advice. [00:32:48] I repeat, this is a nonprofit podcast. This is not financial [00:32:51] Allison Sesso: advice. Right. And, and, and I will say, frankly, you know, there is some concern on the hospital and provider side that, that if they work with us, that that. That that will happen, right? That if that people will bush think, Well, I don't have to pay my bill. [00:33:04] So I don't think that that's a good way. Wow. [00:33:05] George Weiner: I didn't even think of that, but [00:33:07] Allison Sesso: Right. That, that's, that's a good way of [00:33:10] George Weiner: not you have thought about this as the ceo. Yeah, [00:33:13] Allison Sesso: exactly. And it's not something I would say we've experienced. What we've experienced is people who can pay their bills do pay their bills. [00:33:22] There's people in the middle Right. That also pay their bills, but to a, a large. where it's a a difficult situation for them to pay the bills. I would like to address those people as well, like they sign up for a payment plan that they can't afford. What I would advise people, is to not sign up for payment plans that they can't afford. [00:33:43] If it's $700 a month and that's gonna create a real financial burden on you and your family, then do not sign up for it despite all of the pressure that you might feel from the debt collector, if it's an individual, individual entity or if it's the hospital themselves. So that's what I would advise. [00:34:00] Unfortunately, as much as I hate having to tell people. be their own advocates. This system is set up that it expects you to be an advocate for yourself, and so you have to advocate for yourself and make sure that you don't sign up for things that you can't afford. [00:34:19] George Weiner: Uh, what a mess. It just, what a mess. In my mind, I'm just saying like, Well, what if I just waited, like I had my $45,000 debt and I just waited out of like, I'm gonna buy this back on a penny on the dollar in a year. I'm gonna come back to you as an independent broker, and I'm just go buy back. [00:34:36] Allison Sesso: Yeah, but you aren't, you can't do that. [00:34:38] Right. You know, you're not gonna have the negotiated power that I can collectively, and you can't come to r i p and. Well look, I got this one debt. It's 45,000. I'm in [00:34:46] George Weiner: Texas. Hear me out. I mean, you can, I will donate this much over here for the help my angle get better fund, right? Exactly. Doesn't, doesn't work. [00:35:01] No, [00:35:01] Allison Sesso: it doesn't. It doesn't work that way, unfortunately. But I do. But I will say this, when we work with hospitals and increasingly so, Our vision is for when we work with hospitals that they take a look at their financial assistance policies and try, because you're right hospitals, especially non-profit hospitals. [00:35:20] Mm-hmm. are supposed to give out charity care. They're supposed to focus on low income individual. Remember that [00:35:25] George Weiner: C3 classification in the old taxis? [00:35:27] Allison Sesso: Yes, exactly. But the thing is that, Hospitals don't really get that classification taken away. Like that's not, that's not a thing that really happens that frequently. [00:35:38] Yeah, I, and I, and I don't, I don't mean to imply at all that hospitals don't take that seriously. I think they take it very seriously there. They're nonprofit status, and again, not all hospitals are alike. There are some bad actors and there are some that are genuinely struggling right now. Hospitals are not really in a great financial place. [00:35:56] Compared to some of the patients, they're probably better off. It depends, you know, on the situation. But hospitals are supposed to provide charity care, bottom line, and so they are not necessarily as generous as our program. So there's people in between, like some of them could be 200% of poverty or there's discounts provided at 300% of poverty, not the full, you know, getting it all relieved like r I p. [00:36:21] So we do hope though, that by doing an analysis of their bad debt file people, that means people that did not get charity care, whose debt we are buying, that we're able to give them information that helps them reflect on their own charity care policies and approaches, like letting people actually know about the charity care, making sure the application process is not to burdensome. [00:36:45] We encourage hospitals to do what's called presumptive eligibility, meaning that they just take a look on their own by buying data from, from TransUnion like we do, or any other, you know, Equifax, whatever. Buying the data, looking at people's incomes and making assumptions about whether or not they deserve or, you know, can get. [00:37:02] Charity care based on their income, and then they just give it without, just like we do. We just give it away. We let people know that they've gotten this free kick, this debt relief without them having to fill out any paperwork or anything like that. . [00:37:17] George Weiner: So that's so interesting. I didn't realize You're not looking at pii, personally identifiable information to the degree where you see maybe a name and an address. [00:37:24] You're getting like top line stats on somebody Or could you do like, do the search for, you know, George, we in Texas who's got 45 K in debt and you're like, Ah, I found [00:37:34] Allison Sesso: you, you're there. No. Well, when we get a, when we get a file, so we are HIPAA compliant, right? So we, we have a DAA with the hospital and, and we, you know, we do keep , uh, we're very vigilant about our, our cyber security and all of that other stuff. [00:37:47] But, and we, we have to be able to have the information of the individual or else we wouldn't be able to let them know about the fact that we've relieved their debt. Right. Right. You do know it. Right. So we do have that information, but, When we analyze a file from a hospital, we're doing it in the aggregate. [00:38:03] We're not focusing on the individual at all, that we're completely ignoring the individual's name and all of that stuff. All we're focusing on is those elements that qualify them, and so we take the entire part that qualifies, and that's what we hold onto, and then we send out the letters after we've bought that debt, et cetera, etc. [00:38:24] George Weiner: Gotcha. I love, still, in my mind I'm thinking like, but there's technically a way I could go through and be like, if my name comes up, let's just say I'd be, uh, encouraged to make a donation. You'd never do it, but would it open up a second? Don't get my debt for me. [00:38:42] Allison Sesso: Let you know. We'd never, ever let you, We would not, we don't give away the names of the individuals that we. [00:38:49] if people want to tell their stories, they are encouraged to do so, and we let them do that and they can put their stories on their web, on our website, and they can talk to our anthropologist, but we would never tell a donor you helped X, Y, Z. Ever. [00:39:01] George Weiner: Oh, that's fair. I was saying in reverse like the, the person who's like in distress, like, could I go search a database to be like, Oh, I'm in this distressed category of people, but you can't open up it up because of hipaa. [00:39:11] Yeah. [00:39:12] Allison Sesso: Well, you need to find out if we already relieved your debt. If it's already gone, we, we would've notified you. [00:39:20] George Weiner: Oh, thank you for humoring me. I'm such a, such a rabbit hole runner. That's even a thing. All right, we're gonna move to rapid fire. okay. With your permission, Please keep your responses as short as you feel like they, eh, feel like. [00:39:34] Okay. What is one tech tool or website that you or your organization has started using in the last year? [00:39:40] Allison Sesso: Max Q D, which is a qualitative data analysis visualization tool. Cool. [00:39:49] George Weiner: What are some tech issues you're currently battling with? [00:39:53] Allison Sesso: Well, we are making sure that our cyber security is so to compliant, so we're really focused on that and we're super excited about that. [00:40:01] And we also are trying to send people emails in addition to hard copy letters, and so we're working to incorporate that into our model. , [00:40:10] George Weiner: what is coming in the next year that has you the most excited? [00:40:15] Allison Sesso: The ability to enhance how we analyze our data, specifically with a focus on. [00:40:24] George Weiner: Talk about a mistake that you made in or maybe earlier in your career that shapes the way you do things today. [00:40:33] Allison Sesso: Creating space for everyone who's a stakeholder, be it on the board, on your team, uh, donor to make their voice heard and to be part of decision making. By not doing that, I think you really undermine everyone's buyin to what you're doing and the direction you're headed. [00:40:52] And that was a mistake I made in my career that I have overcorrected for, probably . [00:40:59] George Weiner: Do you believe nonprofits can successfully go out of business? [00:41:04] Allison Sesso: I sure hope so. I really do. I think that nonprofits are generally not set up to solve problems, but resolve them in your. And I hope that nonprofits can have a greater voice in getting systemic change so that they can help solve problems at a larger scale. [00:41:24] George Weiner: If I were to put you in the hot tub time machine, back to the beginning of your work at r I p Medical debt, what advice would you give your dryer self yourself [00:41:34] Allison Sesso: to focus on the progress over the. So that I could feel more excited about the work that I'm doing going forward and less [00:41:43] George Weiner: stressed. Uh, if I were to give you a magic wand to wave across the industry you work in, what would it do? [00:41:52] And you can't say, just clean up every single bit of debt [00:41:57] Allison Sesso: across the industry. Uh, I would, I, I would say, and when I say the industry, I'm talking about the nonprofit industry at large, I would say improve the marketing of the industry. I think that we. A, a skewed view as if we are the secondary industry that's sort of just doing what everyone calls God's work, which I hate. [00:42:16] I think that we are doing an essential, fundamental, fundamental function for society and that it takes real skill that not everybody has, and not everyone can from a business can just jump in and do, and take over and do well. And I think that I would do a better job of marketing who we are and how important we are as an, as an industry in terms of non. [00:42:38] George Weiner: What is something you think you should stop doing? [00:42:43] Allison Sesso: Uh, sometimes I think we put our heads down too much and do the day to day work, you know, going in and outta of meetings, taking, checking off our to-do list and I think we need to stop doing that as much and put our, pick our heads up and look at the big picture and appreciate what we've accomplished. [00:42:59] George Weiner: How did you get your start in the social impact sector? [00:43:04] Allison Sesso: I don't have a good answer for that. I feel like it's a calling for me. As lame and cheesy as that sounds, I've always, uh, felt like I needed to work in a mission driven, uh, capacity. And so here I am. , [00:43:19] George Weiner: what advice would you give college grads looking to enter the sector? [00:43:24] make sure that you have a strong ethical and moral compass and that you have people to talk to to ensure you stay with that because money and donors even can really influence you in a way that's not [00:43:37] George Weiner: always. What advice did your parents give you that you either followed or did not? Heed [00:43:47] Allison Sesso: Finding balance in my life, both in terms of work happiness and personal happiness. [00:43:56] To be [00:43:56] George Weiner: clear, you heated that advice. I [00:44:00] Allison Sesso: did. Yes. I'm very happy in both my work life and my, My question [00:44:03] audio1239347413: could [00:44:03] George Weiner: have gone the other way there. Life, right? could have been a real dark turn. Yeah. Uh, that's wonderful. Uh, how do people find you? How do people help you? [00:44:14] Allison Sesso: Well, first donate to us please. Uh, r i p medical debt.org. [00:44:19] I can't do this work without that. You can also follow us on Twitter, on Instagram. Just add our ip medical debt. but I really encourage you to, uh, to take a look at our website, check us out and, and talk about the issue of medical debt, uh, how it impacts you. I think one of the biggest problems with this issue is that people feel like they've personally failed when the reality is the system is broken. [00:44:41] And you have to remember that. And unless we talk about it in our personal stories, this issue's gonna be with us and it's gonna be killing us slowly, literal. [00:44:51] George Weiner: I'm grateful for the work that you are doing. Thank you. Thank you for, uh, just, uh, continuing to, to make this a national issue and an Avenue, Avenue to finally put dollars to work, I think, in a high leverage way. [00:45:03] Thank you. Thank you.

Thank you for joining us for our 2nd Cabral HouseCall of the weekend! I'm looking forward to sharing with you some of our community's questions that have come in over the past few weeks… Afaf: Greetings, Could you kindly answer an inquiry for my dad who was diagnosed with a prostate cancer? He is 78 years old, 5'10 and weighs 150 lbs. The conclusion of the biopsy shows: - Right prostatic biopsy: adenocarcinoma prostatic grade 4 of ISUP, Score of Gleason at 8 (4+4), infiltrating 80% of the examined sample - Left prostatic biopsy: foyer of 2mm of an adenocarcinoma prostatic grade 4 of ISUP, Score of Gleason at 8 (4+4) The test results from the CT scan showed no other organ is damaged along with his bones. His doctor advised to start radio therapy and hormone-therapy. My inquiry is related to the Prostate Support supplementation as I would like to know if it is compatible with the treatment he is about to start. Can he take the supplements while he is ongoing treatment? Otherwise, should these supplements be taken prior to the start of treatment or after? When and what is the best timeframe to take these? Many thanks for your precious advice. Siomara: Hi Dr. Cabral I am a 47 year old female. I've had sleeping issues for years now. I use to take the generic brand of ambien and that didn't make my sleeping issue any better. Every night when I put my head on my pillow the back of my head and neck hurts to the point where I can't sleep. My head feels restless, if that even makes sense. I saw a neurologist and she said I have occipital neuralgia and she poked me with a needle to block the nerve on the back of my head, It didn't work for me. I also went to a pain management doctor and he told me it was stress and prescribed noretriptilyne to relax me at night, that didn't work either. I stopped taking every medication given to me for this problem and I just bare the pain. I've also purchased every pillow imaginable for the head and neck and nothing seems to work. I've changed my lifestyle by eating healthy for the past two years. I am gluten free and eat clean. I've eliminated processed foods and sugar from my diet. I was thinking of going to a chiropractor. Please let me know what you think. I am always so tired because I do not get any sleep. Thanks in advance for your help! Amy: Hello Dr. Cabral, Thank you for all that you do. My husband has had consistently low HDL levels (often in the low 30 mg/dl) despite being of normal weight and without other known risk factors. His father (deceased from a heart attack) and his sister have also both had consistently low HDL (although both were/are overweight). The doctor would advise him to exercise more, which is ironic since my husband runs quite a bit. Having said that my questions are : In an otherwise healthy individual is low HDL something to be concerned about? If it is something of concern, other than increasing exercise might there be some natural ways of raising HDL levels despite a possible genetic connection? Thank you for all you do.  Summer: Hi doc! Question regarding EBV. I'm 32 & had mono around age 15. My health tanked after that until about 5 years ago. My white blood cell count, absolute neutrophils, & absolute monocytes are all low. EBV early antigen D AB (IGG) is 29.4 u/mL, EBV viral capsid AG (VCA) AB (IGG) is 297 U/mL, & EBV nuclear AG (EBNA) AB (IGG) is 191 U/mL. I'm told all the EBV levels are high & that these labs point to chronic active EBV. I've been working diligently for at least 5 years on my health. I've overcome PCOS, PMD, endometriosis, H Pylori, depression, arthritis, migraines, exercise intolerance, regained energy & drive, but still having gut & thyroid issues. I've been overdosed on Bioidentical T3 for a number of years & have recently weaned off & my thyroid has improved dramatically. By the time you answer this I'll be about half done with the CBO protocol. I guess I'm wondering how do I know that the EBV is causing my residual health issues? Should I have addressed the EBV first instead of the gut? I've already been doing most of the things listed in ep. 760 so curious why my levels would still show a problem with EBV. I've worked so hard & feel like I just can't quite get all the way there. I'm struggling with the right order to attack these remaining problems. Thanks so much! Chelsea: Hi Dr. Cabral - question about coffee enemas. Does caffeine get absorbed into the bloodstream when doing a coffee enema? Or can they be done later in the day without caffeine affecting sleep? Isabella: Where does exercise fit in when you're under extreme mental & emotional stress and not getting enough sleep (4-6 hrs) and still have to manage a household with kids and a spouse? I try to eat well, at least 5-7 cups of veggies per day, lean proteins, supplement with Daily Foundation Protocol 2 plus Zinc. I usually do HIIT classes but worry that it may just be adding more stress to my current situation. Thank you for tuning into this weekend's Cabral HouseCalls and be sure to check back tomorrow for our Mindset & Motivation Monday show to get your week started off right! - - - Show Notes & Resources:  http://StephenCabral.com/2277 - - - Dr. Cabral's New Book, The Rain Barrel Effect https://amzn.to/2H0W7Ge - - - Join the Community & Get Your Questions Answered: http://CabralSupportGroup.com - - -  Dr. Cabral's Most Popular At-Home Lab Tests: > Complete Minerals & Metals Test (Test for mineral imbalances & heavy metal toxicity) - - - > Complete Candida, Metabolic & Vitamins Test (Test for 75 biomarkers including yeast & bacterial gut overgrowth, as well as vitamin levels) - - - > Complete Stress, Mood & Metabolism Test (Discover your complete thyroid, adrenal, hormone, vitamin D & insulin levels) - - - > Complete Stress, Sleep & Hormones Test (Run your adrenal & hormone levels) - - - > Complete Food Sensitivity Test (Find out your hidden food sensitivities) - - - > Complete Omega-3 & Inflammation Test (Discover your levels of inflammation related to your omega-6 to omega-3 levels)